Chemung Financial (CHMG) 10-K 14 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 13, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'CHEMUNG FINANCIAL CORP	'	'
Entity Central Index Key	'0000763563	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Public Float	'	'	$117,114,195
Entity Common Stock, Shares Outstanding	'	4,614,382	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2013	Dec. 31, 2012
ASSETS	'	'
Cash and due from financial institutions	$31,600,112	$29,239,309
Interest-bearing deposits in other financial institutions	20,009,352	11,001,912
Total cash and cash equivalents	51,609,464	40,241,221
Trading assets, at fair value	366,255	348,241
Securities available for sale, at estimated fair value	346,015,906	239,685,763
Securities held to maturity, estimated fair value of $6,929,549 December 31, 2013 and $6,421,486 at December 31, 2012	6,494,924	5,748,453
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,481,750	4,710,300
Loans, net of deferred origination fees and costs, and unearned income	995,865,764	893,516,941
Allowance for loan losses	-12,775,568	-10,432,650
Loans, net	983,090,196	883,084,291
Loans held for sale	694,840	1,057,309
Premises and equipment, net	30,039,174	25,484,385
Goodwill	21,824,443	21,824,443
Other intangible assets, net	6,377,077	5,143,820
Bank owned life insurance	2,795,612	2,711,681
Accrued interest and other assets	22,353,812	18,119,801
Total assets	1,476,143,453	1,248,159,708
Deposits:	'	'
Non-interest-bearing	351,222,057	300,610,463
Interest-bearing	912,147,604	744,123,551
Total deposits	1,263,369,661	1,044,734,014
Securities sold under agreements to repurchase	32,701,223	32,710,650
Federal Home Loan Bank term advances	25,242,628	27,225,363
Dividends payable	1,194,522	0
Accrued interest payable and other liabilities	15,057,425	12,374,744
Total liabilities	1,337,565,459	1,117,044,771
Shareholders' equity:	'	'
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at December 31, 2013 and December 31, 2012	53,101	53,101
Additional-paid-in capital	45,398,182	45,357,073
Retained earnings	111,031,089	107,078,182
Treasury stock, at cost (707,674 shares at December 31, 2013; 728,680 shares at December 31, 2012)	-18,059,559	-18,566,490
Accumulated other comprehensive income (loss)	155,181	-2,806,929
Total shareholders' equity	138,577,994	131,114,937
Total liabilities and shareholders' equity	$1,476,143,453	$1,248,159,708

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
ASSETS	'	'
Securities held to maturity, estimated fair value	$6,929,549	$6,421,486
Shareholders' equity:	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,310,076	5,310,076
Treasury stock, at cost (in shares)	707,674	728,680

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest and Dividend Income:	'	'	'
Loans, including fees	$45,135,158	$45,297,943	$43,180,698
Taxable securities	4,391,292	5,357,179	5,874,019
Tax exempt securities	1,100,494	1,268,242	1,378,753
Interest-bearing deposits	36,285	152,891	214,529
Total interest and dividend income	50,663,229	52,076,255	50,647,999
Interest Expense:	'	'	'
Deposits	2,349,793	3,181,608	4,284,574
Borrowed funds	824,238	1,058,547	1,073,016
Securities sold under agreements to repurchase	858,479	994,227	1,375,361
Total interest expense	4,032,510	5,234,382	6,732,951
Net interest income	46,630,719	46,841,873	43,915,048
Provision for loan losses	2,754,726	827,567	958,333
Net interest income after provision for loan losses	43,875,993	46,014,306	42,956,715
Other operating income:	'	'	'
Wealth management group fee income	7,344,045	6,826,976	6,709,685
Service charges on deposit accounts	4,706,137	4,240,908	4,281,808
Net gains on securities transactions	16,379	300,516	1,108,091
Other-than-temporary loss on investment securities:	'	'	'
Total impairment losses	-29,025	0	-67,400
Loss recognized in other comprehensive income	0	0	0
Net impairment loss recognized in earnings	-29,025	0	-67,400
Net gain on sales of loans held for sale	502,718	484,006	179,096
Casualty gains	0	790,248	0
Net gains (losses) on sales of other real estate owned	27,695	-44,648	91,533
Gain from bargain purchase	469,929	0	0
Income from bank owned life insurance	83,931	86,577	88,389
Other	4,954,795	4,503,158	5,071,385
Total other operating income	18,076,604	17,187,741	17,462,587
Other operating expenses:	'	'	'
Salaries and wages	19,365,106	18,917,724	17,136,433
Pension and other employee benefits	5,939,205	5,623,861	4,796,994
Net occupancy expenses	5,501,492	5,163,865	5,015,936
Furniture and equipment expenses	2,326,134	2,205,166	2,118,544
Data processing expense	4,750,184	4,420,953	3,915,841
Professional services	928,228	1,442,644	949,779
Amortization of intangible assets	921,413	1,046,720	1,041,193
Marketing and advertising expense	1,033,200	1,068,494	1,037,416
Other real estate owned expenses	194,065	328,182	104,829
FDIC insurance	866,053	807,493	967,254
Loan expense	779,405	788,473	607,732
Merger and acquisition related expenses	1,386,789	30,145	2,255,169
Other	5,407,970	4,951,605	4,901,277
Total other operating expenses	49,399,244	46,795,325	44,848,397
Income before income tax expense	12,553,353	16,406,722	15,570,905
Income tax expense	3,822,297	5,384,482	5,033,150
Net income	$8,731,056	$11,022,240	$10,537,755
Weighted average shares outstanding (in shares)	4,659,685	4,640,912	4,382,843
Basic and diluted earnings per share (in dollars per share)	$1.87	$2.38	$2.40

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]	'	'	'
Net income	$8,731,056	$11,022,240	$10,537,755
Other comprehensive income	'	'	'
Unrealized holding (losses) gains on securities available for sale	-3,228,298	410,834	4,797,422
Reclassification adjustment for other-than-temporary losses realized in net income	29,025	0	0
Reclassification adjustment gains realized in net income	-16,379	-300,516	-1,108,091
Net unrealized (losses) gains	-3,215,652	110,318	3,689,331
Tax effect	1,236,097	-74,583	-1,363,289
Net of tax amount	-1,979,555	35,735	2,326,042
Change in funded status of defined benefit pension plan and other benefit plans:	'	'	'
Net gain (loss) arising during the period	6,486,975	-3,624,214	-6,908,392
Reclassification adjustment for amortization of prior service costs	-83,144	-83,144	-67,127
Reclassification adjustment for amortization of net actuarial	1,623,567	1,431,064	715,885
Total before tax effect	8,027,398	-2,276,294	-6,259,634
Tax effect	-3,085,733	875,008	2,389,739
Net of tax amount	4,941,665	-1,401,286	-3,869,895
Total other comprehensive income (loss)	2,962,110	-1,365,551	-1,543,853
Comprehensive income	$11,693,166	$9,656,689	$8,993,902

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)	Common Stock [Member]	Additional paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balances at Dec. 31, 2010	$43,001	$22,022,122	$94,407,620	($19,166,655)	$102,475	$97,408,563
Net income	0	0	10,537,755	0	0	10,537,755
Other comprehensive income	0	0	0	0	-1,543,853	-1,543,853
Restricted stock awards	0	28,141	0	0	0	28,141
Distribution of shares of treasury stock for directors' deferred compensation plan	0	-7,364	0	7,310	0	-54
Distribution of shares of treasury stock granted for employee restricted stock awards	0	-226,360	0	225,350	0	-1,010
Forfeit of restricted stock awards	0	27,762	0	-27,762	0	0
Restricted stock units for directors' deferred compensation plan	0	80,083	0	0	0	80,083
Cash dividends declared	0	0	-4,316,475	0	0	-4,316,475
Distribution of shares of treasury stock for directors' compensation	0	-33,831	0	265,262	0	231,431
Distribution of shares of treasury stock for employee compensation	0	-6,140	0	61,140	0	55,000
Sale of treasury stock	0	-25,090	0	242,610	0	217,520
Purchase of shares of treasury stock	0	0	0	-501,299	0	-501,299
Issuance related to FOFC Merger	10,100	23,723,538	0	0	0	23,733,638
Balances at Dec. 31, 2011	53,101	45,582,861	100,628,900	-18,894,044	-1,441,378	125,929,440
Net income	0	0	11,022,240	0	0	11,022,240
Other comprehensive income	0	0	0	0	-1,365,551	-1,365,551
Restricted stock awards	0	79,510	0	0	0	79,510
Distribution of shares of treasury stock for directors' deferred compensation plan	0	-81,747	0	82,588	0	841
Distribution of shares of treasury stock granted for employee restricted stock awards	0	-274,196	0	274,196	0	0
Restricted stock units for directors' deferred compensation plan	0	86,717	0	0	0	86,717
Cash dividends declared	0	0	-4,572,958	0	0	-4,572,958
Distribution of shares of treasury stock for directors' compensation	0	-28,121	0	261,069	0	232,948
Distribution of shares of treasury stock for employee compensation	0	-8,052	0	88,052	0	80,000
Sale of treasury stock	0	101	0	257,449	0	257,550
Purchase of shares of treasury stock	0	0	0	-635,800	0	-635,800
Balances at Dec. 31, 2012	53,101	45,357,073	107,078,182	-18,566,490	-2,806,929	131,114,937
Net income	0	0	8,731,056	0	0	8,731,056
Other comprehensive income	0	0	0	0	2,962,110	2,962,110
Restricted stock awards	0	130,920	0	0	0	130,920
Distribution of shares of treasury stock for directors' deferred compensation plan	0	-74,623	0	85,578	0	10,955
Distribution of shares of treasury stock granted for employee restricted stock awards	0	-206,380	0	206,380	0	0
Forfeit of restricted stock awards	0	60,685	0	-60,685	0	0
Restricted stock units for directors' deferred compensation plan	0	98,815	0	0	0	98,815
Cash dividends declared	0	0	-4,778,149	0	0	-4,778,149
Distribution of shares of treasury stock for directors' compensation	0	13,896	0	203,050	0	216,946
Distribution of shares of treasury stock for employee compensation	0	7,278	0	104,876	0	112,154
Sale of treasury stock	0	10,518	0	60,362	0	70,880
Purchase of shares of treasury stock	0	0	0	-92,630	0	-92,630
Balances at Dec. 31, 2013	$53,101	$45,398,182	$111,031,089	($18,059,559)	$155,181	$138,577,994

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY [Abstract]	'	'	'
Distribution of shares of treasury stock for directors' deferred compensation (in shares)	3,356	3,240	286
Distribution of shares of treasury stock granted for employee restricted stock awards (in shares)	8,087	10,760	8,834
Forfeit of shares of restricted stock awards (in shares)	1,797	'	1,087
Cash dividends declared (in dollars per share)	$1.04	$1	$1
Distribution of shares of treasury stock for directors' compensation (in shares)	7,969	10,238	10,378
Distribution of shares of treasury stock for employee compensation (in shares)	4,116	3,453	2,392
Sale of shares of treasury stock (in shares)	2,369	10,100	9,500
Purchase of shares of treasury stock (in shares)	3,094	25,468	21,426
Issuance of shares related to FOFC Merger (in shares)	'	'	1,009,942

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'	'
Net income	$8,731,056	$11,022,240	$10,537,755
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Amortization of intangible assets	921,413	1,046,720	1,041,193
Deferred income tax (benefit) expense	-120,590	646,899	3,416,135
Provision for loan losses	2,754,726	827,567	958,333
Depreciation and amortization of fixed assets	3,236,034	2,946,499	2,861,644
Amortization of premiums on securities, net	2,279,939	1,827,055	1,394,115
Gains on sales of loans held for sale, net	-502,718	-484,006	-179,096
Proceeds from sales of loans held for sale	20,075,670	15,684,266	7,778,633
Loans originated and held for sale	-19,210,483	-15,862,142	-7,507,967
Gain on bargain purchase	-469,929	0	0
Net (gains) losses on sale of other real estate owned	-27,695	44,648	-91,533
Net gains on trading assets	-42,756	-26,880	-2,506
Net gains on securities transactions	-16,379	-300,516	-1,108,091
Net impairment loss recognized on investment securities	29,025	0	67,400
Proceeds from sales of trading assets	111,541	96,498	19,938
Purchase of trading assets	-86,799	-123,478	-311,813
(Increase) decrease in other assets	-6,213,191	6,083,953	-9,890,546
Decrease in prepaid FDIC Assessment	1,969,526	732,777	164,744
Decrease in accrued interest payable	-107,535	-347,519	-287,822
Expense related to restricted stock units for directors' deferred compensation plan	98,815	86,717	80,083
Expense related to employee stock compensation	112,154	80,000	55,000
Expense related to employee restricted stock awards	130,920	79,510	28,141
Increase in other liabilities	9,403,504	587,817	231,811
Income from bank owned life insurance	-83,931	-86,577	-88,389
Net cash provided by operating activities	22,972,317	24,562,048	9,167,162
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'	'
Proceeds from sales and calls of securities available for sale	18,149,995	90,870,086	88,741,210
Proceeds from maturities and principal collected on securities available for sale	44,045,818	29,341,503	31,200,076
Proceeds from maturities and principal collected on securities held to maturity	5,702,678	4,295,975	3,965,483
Purchases of securities available for sale	-174,034,193	-80,443,763	-127,405,986
Purchases of securities held to maturity	-6,449,149	-1,732,507	-4,562,281
Purchase of Federal Home Loan Bank and Federal Reserve Bank stock	-16,124,350	-26,250	-1,002,500
Redemption of Federal Home Loan Bank and Federal Reserve Bank stock	16,352,900	825,300	400,350
Purchases of premises and equipment	-3,709,531	-3,668,479	-2,551,969
Cash paid Fort Orange Financial Corp. acquisition	0	0	-8,137,816
Cash received Fort Orange Financial Corp. acquisition	0	0	33,284,995
Cash received acquisition of Bank of America branches	173,672,561	0	0
Cash paid Bank of America branches	-2,768,276	0	0
Proceeds from sale of other real estate owned	155,116	796,446	327,087
Net increase in loans	-101,481,327	-97,115,130	-19,322,219
Net cash used by investing activities	-46,487,758	-56,856,819	-5,063,570
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'	'
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	67,565,921	86,541,575	55,243,997
Net decrease in time deposits	-27,084,698	-40,300,400	-43,578,345
Net decrease in securities sold under agreements to repurchase	-9,427	-4,396,192	-18,236,546
Repayments of Federal Home Loan Bank long term advances	-1,982,735	-16,118,555	-910,246
Purchase of treasury stock	-92,630	-635,800	-501,299
Sale of treasury stock	70,880	257,550	217,520
Cash dividends paid	-3,583,627	-5,714,039	-4,056,597
Net cash provided (used) by financing activities	34,883,684	19,634,139	-11,821,516
Net increase (decrease) in cash and cash equivalents	11,368,243	-12,660,632	-7,717,924
Cash and cash equivalents, beginning of period	40,241,221	52,901,853	60,619,777
Cash and cash equivalents, end of period	51,609,464	40,241,221	52,901,853
Cash paid during the year for:	'	'	'
Interest	4,162,532	5,642,945	6,782,999
Income Taxes	5,303,670	1,732,411	5,110,847
Supplemental disclosure of non-cash activity:	'	'	'
Transfer of loans to other real estate owned	102,970	618,302	533,976
Dividends declared, not yet paid	$1,194,522	$0	$0

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	(1)           SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	To assist the reader, the Corporation has provided the following list of commonly used acronyms and abbreviations included in the Notes to Consolidated Financial Statements.
	FASB:  Financial Accounting Standards Board	OTTI:  Other-than-temporary impairment
	FDIC:  Federal Deposit Insurance Corporation	PCI:  Purchased credit impaired
	FHLBNY:  Federal Home Loan Bank of New York	SEC:  Securities and Exchange Commission
	GAAP:  U.S. generally accepted accounting principles	CDO: Collateralized Debt Obligation
	ORGANIZATION
	Chemung Financial Corporation (the "Corporation"), through its wholly owned subsidiaries, Chemung Canal Trust Company (the "Bank") and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory agencies.
	BASIS OF PRESENTATION
	The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, fair value of financial instruments, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
	SECURITIES
	Management determines the appropriate classification of securities at the time of purchase.  If management has the intent and the Corporation has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized cost.  Securities to be held for indefinite periods of time or not intended to be held to maturity are classified as available for sale and carried at fair value.  Unrealized holding gains and losses on securities classified as available for sale are excluded from earnings and are reported as accumulated other comprehensive income (loss) in shareholders' equity, net of the related tax effects, until realized. Realized gains and losses are determined using the specific identification method.
	Management evaluates securities for OTTI on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Corporation compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
	Premiums and discounts are amortized or accreted over the life of the related security as an adjustment of yield using the interest method. Dividend and interest income is recognized when collected.
	FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK
	The Bank is a member of both the FHLBNY and the FRBNY.  FHLBNY members are required to own a certain amount of stock based on the level of borrowings and other factors, while FRBNY members are required to own a certain amount of stock based on a percentage of the Bank’s capital stock and surplus.  FHLBNY and FRBNY stock are carried at cost and classified as non-marketable equities and periodically evaluated for impairment based on ultimate recovery of par value.  Cash dividends are reported as income.
	BANK OWNED LIFE INSURANCE
	Bank Owned Life Insurance ("BOLI") is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.  Changes in the cash surrender value are recorded in other income.
	LOANS HELD FOR SALE
	Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale, as well as the commitments to sell the loans that are originated for sale, are regularly evaluated for changes in fair value.  If necessary, a valuation allowance is established with a charge to income for unrealized losses attributable to a change in market rates.
	LOANS
	Loans are stated at the amount of unpaid principal balance net of deferred origination fees and costs and unearned income.  Additionally, recorded investment in loans includes interest receivable on loans.  The Corporation has the ability and intent to hold its loans for the foreseeable future.  The Corporation’s loan portfolio, including acquired loans, is comprised of the following segments: (i) commercial and agricultural, (ii) commercial mortgages, (iii) residential mortgages, and (iv) consumer loans.
	Commercial and agricultural loans primarily consist of loans to small to mid-sized businesses in the Corporation’s market area in a diverse range of industries.  These loans are typically made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.  Commercial mortgage loans are generally non-owner occupied commercial properties or owner occupied commercial real estate with larger balances.  Repayment of these loans is often dependent upon the successful operation and management of the properties and the businesses occupying the properties, as well as on the collateral securing the loan.  Residential mortgage loans are generally made on the basis of the borrower’s ability to make repayment from their employment and other income, but are secured by real property.  Consumer loans include home equity lines of credit and home equity loans, which exhibit many of the same characteristics as residential mortgages.  Indirect and other consumer loans are typically secured by depreciable assets, such as automobiles or boats, and are dependent on the borrower’s continuing financial stability.
	Interest on loans is accrued and credited to operations using the interest method.  Past due status is based on the contractual terms of the loan.  The accrual of interest is generally discontinued and previously accrued interest is reversed when loans become 90 days delinquent.  Loans may also be placed on non-accrual status if management believes such classification is otherwise warranted.  All payments received on non accrual loans are applied to principal.  Loans are returned to accrual status when they become current as to principal and interest and remain current for a period of six consecutive months or when, in the opinion of management, the Corporation expects to receive all of its original principal and interest.  Loan origination fees and certain direct loan origination costs are deferred and amortized over the life of the loan as an adjustment to yield, using the interest method.
	ACQUIRED LOANS
	Non-Impaired Acquired Loans:
	Loans acquired are initially recorded at fair value with no carryover of the related allowance for loan losses.  After acquisition, losses beyond those estimated in determining the initial fair value are recognized through the allowance for loan losses.  Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate.
	Purchased Credit Impaired Loans:
	Loans acquired that show evidence of credit deterioration since origination are considered purchased credit impaired loans  These loans are recorded at the fair value of the amount paid, such that there is no carryover of the seller’s allowance for loan losses.
	Such purchased loans are accounted for individually.  The Corporation estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	After acquisition, losses are recognized by an increase in the allowance for loan losses.  Over the life of the loan expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a reserve is established.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.  These loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.
	TROUBLED DEBT RESTRUCTURINGS
	Troubled debt restructuring (“TDR”) is a formally renegotiated loan in which the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that would not have been granted to the borrower otherwise.  Not all loans that are restructured as a TDR are classified as non-accrual before the restructuring occurs.  Restructured loans can convert from non-accrual to accrual status when said loans have demonstrated performance, generally evidenced by six months of payment performance in accordance with the restructured terms, or by the presence of other significant items.
	ALLOWANCE FOR LOAN LOSSES
	The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans.  The allowance is established based on management’s evaluation of the probable inherent losses in our portfolio in accordance with GAAP, and is comprised of both specific valuation allowances and general valuation allowances.
	A loan is classified as impaired when, based on current information and events, it is probable that the Corporation will be unable to collect both the principal and interest due under the contractual terms of the loan agreement.  Specific valuation allowances are established based on management’s analyses of individually impaired loans.  Factors considered by management in determining impairment include payment status, evaluations of the underlying collateral, expected cash flows, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  If a loan is determined to be impaired and is placed on nonaccrual status, all future payments received are applied to principal and a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.
	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors.  Loans not impaired but classified as substandard and special mention use a historical loss factor on a rolling five year history of net losses.  For all other unclassified loans, the historical loss experience is determined by portfolio class and is based on the actual loss history experienced by the Corporation over the most recent two years.  This actual loss experience is supplemented with other qualitative factors based on the risks present for each portfolio class.  These qualitative factors include consideration of the following: (1) lending policies and procedures, including underwriting standards and collection, charge-off and recovery policies, (2) national and local economic and business conditions and developments, including the condition of various market segments, (3) loan profiles and volume of the portfolio, (4) the experience, ability, and depth of lending management and staff, (5) the volume and severity of past due, classified and watch-list loans, non-accrual loans, troubled debt restructurings, and other modifications (6) the quality of the Bank’s loan review system and the degree of oversight by the Bank’s Board of Directors, (7) collateral related issues: secured vs. unsecured, type, declining valuation environment and trend of other related factors, (8) the existence and effect of any concentrations of credit, and changes in the level of such concentrations, (9) the effect of external factors, such as competition and legal and regulatory requirements, on the level of estimated credit losses in the Bank’s current portfolio and (10) the impact of the global economy.
	The allowance for loan losses is increased through a provision for loan losses charged to operations.  Loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.  Management's evaluation of the adequacy of the allowance for loan losses is performed on a periodic basis and takes into consideration such factors as the credit risk grade assigned to the loan, historical loan loss experience and review of specific impaired loans.  While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Corporation's allowance for loan losses. Such agencies may require the Corporation to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
	PREMISES AND EQUIPMENT
	Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is charged to current operations under the straight-line method over the estimated useful lives of the assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture.  Amortization of leasehold improvements and leased equipment is recognized on the straight-line method over the shorter of the lease term or the estimated life of the asset.
	OTHER REAL ESTATE
	Real estate acquired through foreclosure or deed in lieu of foreclosure is recorded at estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value.  Write downs from the carrying value of the loan to estimated fair value which are required at the time of foreclosure are charged to the allowance for loan losses.  Subsequent adjustments to the carrying values of such properties resulting from declines in fair value are charged to operations in the period in which the declines occur.
	INCOME TAXES
	The Corporation files a consolidated tax return. Deferred tax assets and liabilities are recognized for future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases, and for unused tax loss carry forwards.  Deferred tax assets and liabilities are measured using enacted tax rates to apply to taxable income in the years in which temporary differences are expected to be recovered or settled, or the tax loss carry forwards are expected to be utilized. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	WEALTH MANAGEMENT GROUP FEE INCOME
	Assets held in a fiduciary or agency capacity for customers are not included in the accompanying consolidated balance sheets, since such assets are not assets of the Corporation. Wealth Management Group income is recognized on the accrual method as earned based on contractual rates applied to the balances of individual trust accounts.  The unaudited market value of trust assets under administration total $1.888 billion at December 31, 2013 and $1.735 billion at December 31, 2012.
	POSTRETIREMENT BENEFITS
	Pension Plan:
	The Chemung Canal Trust Company Pension Plan is a non-contributory defined benefit pension plan.  The Pension Plan is a “qualified plan” under the IRS Code and therefore must be funded.  Contributions are deposited to the Plan and held in trust.  The Plan assets may only be used to pay retirement benefits and eligible plan expenses.  The plan was amended such that new employees hired on or after July 10, 2010 will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment has resulted in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	Under the Plan, pension benefits are based upon final average annual compensation where the annual compensation is total base earnings paid plus 401(k) salary deferrals.  Bonuses, overtime, commissions and dividends are excluded.  The normal retirement benefit equals 1.2% of final average compensation (highest consecutive five years of annual compensation in the prior ten years) times years of service (up to a maximum of 25 years), plus 1% of average monthly compensation for each additional year of service (up to a maximum of 10 years), plus .65% of average monthly compensation in excess of covered compensation for each year of credited service up to 35 years.  Covered compensation is the average of the social security taxable wage bases in effect for the 35 year period prior to normal social security retirement age.  Compensation for purposes of determining benefits under the Plan is reviewed annually.
	Defined Contribution Profit Sharing, Savings and Investment Plan:
	The Corporation also sponsors a 401(K) defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes non-discretionary contributions and discretionary matching and profit sharing contributions to the plan based on the financial results of the Corporation.  The plan's assets consist of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.  The plan’s expense is the amount of non-discretionary contributions and discretionary matching and profit sharing contributions, and is charged to other expenses in the consolidated statements of income.
	Defined Benefit Health Care Plan:
	The Corporation sponsors a defined benefit health care plan that provides postretirement medical benefits to employees who meet minimum age and service requirements.  This plan was amended effective July 1, 2006. Prior to this amendment, all retirees age 55 or older were eligible for coverage under the Corporation's self-insured health care plan, contributing 40% of the cost of the coverage. Under the amended plan, coverage for Medicare eligible retirees who reside in the Central New York geographic area is provided under a group sponsored plan with Excellus BlueCross BlueShield called Medicare Blue PPO, with the retiree paying 100% of the premium. Excellus BlueCross BlueShield assumes full liability for the payment of health care benefits incurred after July 1, 2006. Current Medicare eligible retirees who reside outside of the Central New York geographic area were eligible for coverage under the Corporation's self insurance plan thru December 31, 2009, contributing 50% of the cost of coverage. Effective January 1, 2010, these out of area retirees were eligible for coverage under a Medicare Supplement Plan C administered by Excellus BlueCross BlueShield, contributing 50% of the premium. Current and future retirees between the ages of 55 and 65, will continue to be eligible for coverage under the Corporation's self insured plan, contributing 50% of the cost of the coverage. Employees who retire after July 1, 2006, and become Medicare eligible will only have access to the Medicare Blue PPO plan. Additionally, effective July 1, 2006, dental benefits were eliminated for all retirees.  The cost of the plan is based on actuarial computations of current and future benefits for employees, and is charged to other operating expenses in the consolidated statements of income.
	Executive Supplemental Pension Plan:
	U.S. laws place limitations on compensation amounts that may be included under the Pension Plan.  The Executive Supplemental Pension Plan is provided to executives in order to produce total retirement benefits, as a percentage of compensation that is comparable to employees whose compensation is not restricted by the annual compensation limit.  Pension amounts, which exceed the applicable Internal Revenue Service code limitations, will be paid under the Executive Supplemental Pension Plan.
	The Executive Supplemental Pension Plan is a “non-qualified plan” under the Internal Revenue Service Code.  Contributions to the Plan are not held in trust; therefore, they may be subject to the claims of creditors in the event of bankruptcy or insolvency.  When payments come due under the Plan, cash is distributed from general assets. The cost of the plan is based on actuarial computations of current and future benefits for executives, and is charged to other operating expense in the consolidated statements of income.
	Defined Contribution Supplemental Executive Retirement Plan:
	The Defined Contribution Supplemental Executive Retirement Plan is provided to certain executives to motivate and retain key management employees by providing a nonqualified retirement benefit that is payable at retirement, disability, death and certain other events.  The Defined Contribution Supplemental Executive Retirement Plan will deliver a retirement benefit comparable to that received by other executive officers participating in the bank’s Defined Benefit Plan.
	The Supplemental Executive Retirement Plan is intended to be an unfunded plan maintained primarily for the purpose of providing deferred compensation benefits for a select group of management or highly compensated employees under Sections 201(2), 301(a)(3) and 401(a)(1) of the Employee Retirement Income Security Act of 1974.  The plan’s expense is the Corporation’s annual contribution plus interest credits.
STOCK-BASED COMPENSATION
Restricted Stock Plan:
The Restricted Stock Plan, in effect as of June 16, 2010, is designed to align the interests of the Corporation’s executives and senior managers with the interests of the Corporation and its shareholders, to ensure the Corporation’s compensation practices are competitive and comparable with those of its peers, and to promote the retention of select management-level employees.  Under the terms of the Plan, the Corporation may make discretionary grants of restricted shares of the Corporation’s common stock to or for the benefit of employees selected to participate in the Plan.  Each officer of the Corporation, other than the Corporation’s chief executive officer, is eligible to participate in the Plan.  Awards are based on the performance, responsibility and contributions of the employee and are targeted at an average of the peer group.  The maximum number of shares of the Corporation’s common stock that may be awarded as restricted shares to Plan participants may not exceed fifteen thousand (15,000) per calendar year.  Twenty percent of the restricted stock awarded to a participant vests each year commencing with the first anniversary date of the award and is 100 percent vested on the fifth anniversary date.  Except in the case of the participant’s death, disability, or in the event of a change in control, the participant’s unvested shares of unrestricted stock will be forfeited if the participant leaves the employ of the Corporation or the Bank, with or without cause, or if the participant retires prior to attainment of age 65.  The plan’s expense is recognized as compensation expense ratably over the vesting period for the fair value of the award, measured at the grant date.
Deferred Directors Fee Plan:
A Deferred Directors Fee Plan for non-employee directors provides that directors may elect to defer receipt of all or any part of their fees.  Deferrals are either credited with interest compounded quarterly at the Applicable Federal Rate for short-term debt instruments or converted to units, which appreciate or depreciate, as would an actual share of the Corporation’s common stock purchased on the deferral date.  Cash deferrals will be paid into an interest bearing account and paid in cash.  Units will be paid in shares of common stock.  All directors’ fees are charged to other operating expense in the consolidated statements of income.
Directors’ Compensation Plan:
The purpose of the Directors’ Compensation Plan is to enable the Corporation to attract and retain persons of exceptional ability to serve as directors and stockholders in enhancing the value of the common stock of the Corporation.  The Plan was originally established to provide for the cash payment of an annual retainer and fees to non-employee directors serving on the Board of Directors of the Corporation and the Bank.  The Plan was subsequently amended to provide: (i) payment of additional compensation to each non-employee director in shares of the Corporation’s common stock in an amount equal to the total cash compensation earned by each non-employee director during the year for service on the Board of Directors of each of the Corporation and the Bank, and for each year of service thereafter, to be distributed from treasury shares in January of the following calendar year; and (ii) payment to the President and CEO of the Corporation and the Bank for his service on the Boards of Directors of the Corporation and the Bank in an amount equal in value to the average cash compensation awarded to non-employee directors who have served twelve (12) months of the previous year.   The maximum number of shares of Corporation’s common stock that may be granted under the Plan may not exceed twenty thousand (20,000) per year.  The Plan was amended, effective January 1, 2012, to provide that the value of a share of common stock granted under the Plan shall be determined as the average of the closing prices of a share of common stock as quoted on the applicable established securities market for each of the prior thirty (30) trading days ending on December 31st of the calendar year.  The cost of all cash and stock compensation is charged to other operating expenses in the consolidated statements of income.
Incentive Compensation Plan:
The Incentive Compensation Plan replaces the President and CEO Bonus Plan that was in effect prior to January 1, 2012.  The purpose of the Incentive Compensation Plan is to attract and retain highly qualified officers and key employees, and to motivate such persons to serve the Corporation and the Bank and to expend maximum effort to improve the business results and earnings of the Corporation by providing to such persons an opportunity to acquire or increase a direct proprietary interest in the operations and future success of the Corporation.  To this end, the Incentive Compensation Plan provides for the discretionary grant of cash and/or unrestricted stock, i.e., common stock of the Corporation that is free of any restrictions, such as restrictions on transferability, to select officers and key employees as designated by the Board in its sole discretion.  The maximum number of shares that can be awarded as unrestricted stock under the Incentive Compensation Plan to any individual is ten thousand (10,000) per calendar year; and the maximum amount that may be earned in cash as an Incentive Award in any calendar year by any individual is $300,000.  The right of any eligible employee to receive a grant of an incentive award, whether in the form of cash or unrestricted stock, is subject to performance standards that are specified by either the Compensation Committee or the Board.  The cost of all cash and unrestricted stock compensation is charged to other operating expenses in the consolidated statements of income.
Non-qualified Deferred Compensation Plan:
The Deferred Compensation Plan allows a select group of management and employees to defer all or a portion of their annual compensation to a future date.  Eligible employees are generally highly compensated employees and are designated by the Board from time to time.  Investments in the plan are recorded as trading assets and deferred amounts are an unfunded liability of the Corporation.  The plan requires deferral elections be made before the beginning of the calendar year during which the participant will perform the services to which the compensation relates. Participants in the Plan are required to elect a form of distribution, either lump sum payment or annual installments not to exceed ten years, and a time of distribution, either a specified age or a specified date. The terms and conditions for the deferral of compensation are subject to the provisions of 409A of the IRS Code.  The income from investments and cost of the plan are recorded as other operating income and other operating expenses, respectively, in the consolidated statements of income.
GOODWILL AND INTANGIBLE ASSETS
Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually.  The Corporation has selected December 31 as the date to perform the annual impairment test. Goodwill is the only intangible asset with an indefinite life on our balance sheet.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  The balances are reviewed for impairment on an ongoing basis or whenever events or changes in business circumstances warrant a review of the carrying value.  If impairment is determined to exist, the related write-down of the intangible asset's carrying value is charged to operations.  Based on these impairment reviews, the Corporation determined that goodwill and other intangible assets were not impaired at December 31, 2013.
The Corporation's intangible assets with definite useful lives resulted from the purchase of the trust business of Partners Trust Bank in May of 2007, the acquisition of three former M&T Bank branch offices in March 2008, the acquisition of Canton Bancorp, Inc. in May 2009, the acquisition of Fort Orange Financial Corp. in April 2011 and the acquisition of six branches of Bank of America in November of 2013, with balances of $2,719,873, $86,862, $17,547, $1,443,014 and $2,109,781, respectively, at December 31, 2013.  The trust business intangible is being amortized to expense over the expected useful life of 15 years.  The identifiable core deposit and customer relationship intangibles related to the M&T branch offices, and Canton Bancorp, Inc. acquisitions are being amortized to expense using a 7.25 year accelerated method.  The identifiable core deposit related to the branch offices in the Bank of America acquisition is being amortized to expense using a 7 year accelerated method.  The identifiable core deposit intangible related to the FOFC acquisition is being amortized using a 10 year sum-of-the-years digits method.
EARNINGS PER COMMON SHARE
Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period.  Issuable shares including those related to directors’ restricted stock units and directors’ stock compensation are considered outstanding and are included in the computation of basic earnings per share as they are earned.  All outstanding unvested share based payment awards that contain rights to nonforfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities.  The impact of the participating securities on earnings per share is not material.  Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur.
COMPREHENSIVE INCOME
Comprehensive income consists of net income and other comprehensive income.  Other comprehensive income includes unrealized gains and losses on securities available for sale and changes in the funded status of the Corporation’s defined benefit pension plan and other benefit plans, net of the related tax effect, which are also recognized as separate components of equity.
CASH AND CASH EQUIVALENTS
Cash and cash equivalents include cash and amounts due from banks and interest-bearing deposits with other financial institutions.
TRADING ASSETS
Securities that are held to fund a non-qualified deferred compensation plan are recorded at fair value with changes in fair value included in earnings.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
The Corporation enters into sales of securities under agreements to repurchase.  The agreements are treated as financings, and the obligations to repurchase securities sold are reflected as liabilities in the consolidated balance sheets. The amount of the securities underlying the agreements continues to be carried in the Corporation's securities portfolio.  The Corporation has agreed to repurchase securities identical to those sold.  The securities underlying the agreements are under the Corporation's control.
OTHER FINANCIAL INSTRUMENTS
The Corporation is a party to certain other financial instruments with off-balance sheet risk such as unused portions of lines of credit and commitments to fund new loans.  The Corporation's policy is to record such instruments when funded.
SEGMENT REPORTING
The Corporation has identified separate operating segments and internal financial information is primarily reported and aggregated in two lines of business, banking and wealth management services.
RECLASSIFICATION
Amounts in the prior years' consolidated financial statements are reclassified whenever necessary to conform with the current year's presentation.
SUBSEQUENT EVENTS
The Corporation owned one CDO consisting of a pool of trust preferred securities at December 31, 2013.  This CDO was liquidated and the Corporation will record in the other operating income category approximately $0.5 million during the first quarter of 2014.  The Corporation does not own any other CDO’s in its investment securities portfolio.
ADOPTION OF NEW ACCOUNTING STANDARDS
In February 2013, the FASB issued Accounting Standards Update (“ASU”) No. 2013-02, “Comprehensive Income (Topic 220) – Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.”  ASU 2013-02 amends recent guidance related to the reporting of comprehensive income to enhance the transparency of the reporting of reclassifications out of accumulated other comprehensive income.  ASU 2013-02 became effective for the Corporation on January 1, 2013 and did not have a material impact on the Corporation’s financial statements.  The additional disclosures are included in Note 18 Accumulated Other Comprehensive Income or Loss.

RESTRICTIONS_ON_CASH_AND_DUE_F

RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS [Abstract]	'
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS	'
	(2)            RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS
	The Corporation was in compliance with the reserve requirement with the Federal Reserve Bank of New York as of December 31, 2013.
	The Corporation also maintains a pre-funded settlement account with a financial institution in the amount of $1,213,000 for electronic funds transaction settlement purposes at December 31, 2013.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
SECURITIES	'
	(3)           SECURITIES
	Amortized cost and estimated fair value of securities available for sale at December 31, 2013 and 2012 are as follows:
			2013							2012
			Amortized Cost				Estimated Fair Value			Amortized Cost		Estimated Fair Value
	Obligations of U.S. Government and U.S.		$	187,098,006			$	188,106,208		$	138,041,393	$	141,591,214
	Government sponsored enterprises
	Mortgage-backed securities, residential			104,068,981				104,356,521			29,591,883		31,515,249
	Collateralized mortgage obligations			1,000,743				1,014,876			3,494,642		3,543,360
	Obligations of states and political			37,339,530				38,376,222			39,174,595		40,814,722
	subdivisions
	Corporate bonds and notes			2,878,813				2,945,807			11,412,167		11,651,635
	SBA loan pools			1,470,513				1,487,579			1,682,736		1,724,140
	Trust preferred securities			1,898,047				2,033,594			2,519,379		2,470,913
	Corporate stocks			444,452				7,695,099			736,495		6,374,530
	Total		$	336,199,085			$	346,015,906		$	226,653,290	$	239,685,763
	Gross unrealized gains and losses on securities available for sale at December 31, 2013 and 2012, were as follows:
			2013							2012
			Unrealized				Unrealized			Unrealized		Unrealized
			Gains				Losses			Gains		Losses
	Obligations of U.S. Government and U.S.		$	1,914,660			$	906,458		$	3,549,821	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential			1,037,343				749,803			1,923,366		-
	Collateralized mortgage obligations			14,133				-			48,718		-
	Obligations of states and political subdivisions			1,059,007				22,315			1,641,510		1,383
	Corporate bonds and notes			75,672				8,678			239,468		-
	SBA loan pools			17,066				-			41,404		-
	Trust preferred securities			135,547				-			134,959		183,425
	Corporate stocks			7,252,615				1,968			5,645,753		7,718
	Total		$	11,506,043			$	1,689,222		$	13,224,999	$	192,526
	The amortized cost and estimated fair value of debt securities available for sale are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately:
			31-Dec-13
			Amortized				Fair
			Cost				Value
	Within One Year		$	23,420,022			$	23,680,095
	After One, But Within Five Years			188,131,675				190,334,668
	After Five, But Within Ten Years			17,662,699				17,447,068
	After Ten Years			-				-
	Mortgage-backed securities, residential			104,068,981				104,356,521
	Collateralized mortgage obligations			1,000,743				1,014,876
	SBA loan pools			1,470,513				1,487,579
	Total		$	335,754,633			$	338,320,807
	Actual maturities may differ from contractual maturities above because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
	The proceeds from sales and calls of securities resulting in gains or losses are listed below:
			2013			2012			2011
	Proceeds	$	2,649,993		$	26,210,087		$	35,741,211
	Gross gains	$	16,379		$	300,516		$	1,108,091
	Tax expense	$	6,296		$	115,518		$	423,191
	Amortized cost and estimated fair value of securities held to maturity at December 31, 2013 and 2012 are as follows:
			2013							2012
			Amortized Cost				Estimated Fair Value			Amortized Cost		Estimated Fair Value
	Obligations of states and political subdivisions		$	5,471,505			$	5,890,122		$	5,748,453	$	6,421,486
	Time Deposits with other financial institutions			1,023,419				1,039,427			-		-
			$	6,494,924			$	6,929,549		$	5,748,453	$	6,421,486
	Gross unrealized gains and losses on securities held to maturity at December 31, 2013 and 2012, were as follows:
			2013							2012
			Unrealized				Unrealized			Unrealized		Unrealized
			Gains				Losses			Gains		Losses
	Obligations of states and political subdivisions		$	418,617			$	-		$	673,033	$	-
	Time deposits with other financial institutions			16,008				-			-		-
	Total		$	434,625			$	-		$	673,033	$	-
	There were no sales of securities held to maturity in 2013 or 2012.
	The contractual maturity of securities held to maturity is as follows at December 31, 2013:
			31-Dec-13
		Amortized				Fair
		Cost				Value
Within One Year		$	2,361,713			$	2,394,183
After One, But Within Five Years			2,841,351				3,052,594
After Five, But Within Ten Years			1,291,860				1,482,772
After Ten Years			-				-
Total		$	6,494,924			$	6,929,549
The following table summarizes the investment securities available for sale with unrealized losses at December 31, 2013 and December 31, 2012 by aggregated major security type and length of time in a continuous unrealized position:
		Less than 12 months							12 months or longer				Total
2013		Fair Value				Unrealized			Fair Value		Unrealized		Fair Value		Unrealized
						Losses					Losses				Losses
Obligations of U.S.		$	83,839,910			$	867,495		$	1,978,200	$	38,963	$	85,818,110	$	906,458
Government and U.S.
Government sponsored
enterprises
Mortgage-backed			63,115,382				749,803			-		-		63,115,382		749,803
securities, residential
Obligations of states and			4,588,521				22,315			-		-		4,588,521		22,315
political subdivisions
Corporate bonds and			237,792				8,678			-		-		237,792		8,678
notes
Corporate stocks			-				-			1,669		1,968		1,669		1,968
Total temporarily		$	151,781,605			$	1,648,291		$	1,979,869	$	40,931	$	153,761,474	$	1,689,222
impaired securities
		Less than 12 months							12 months or longer				Total
2012		Fair Value				Unrealized			Fair Value		Unrealized		Fair Value		Unrealized
						Losses					Losses				Losses
Obligations of states and		$	-			$	-		$	430,166	$	1,383	$	430,166	$	1,383
political subdivisions
Trust preferred securities			-				-			445,600		183,425		445,600		183,425
Corporate stocks			-				-			45,912		7,718		45,912		7,718
Total temporarily		$	-			$	-		$	921,678	$	192,526	$	921,678	$	192,526
impaired securities
Other-Than-Temporary-Impairment
As of December 31, 2013, the majority of the Corporation’s unrealized losses in the investment securities portfolio related to obligations of U.S. Government and U.S. Government sponsored enterprises and mortgage-backed securities.  Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Corporation does not have the intent to sell these securities and it is not likely that it will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at December 31, 2013.
During the fourth quarter of 2013, the Corporation sold one CDO consisting of a pool of trust preferred securities that had an amortized cost of $600,000.  Total proceeds from the sale of this CDO was $600,000 resulting in no gains or losses.  The Corporation recognized $29,025 of additional credit loss in OTTI during 2013.  This CDO was sold in light of the uncertainty surrounding the recently released rules contained in the “Volcker Rule” regarding the ability of banks to hold these types of securities and based on current market conditions.
The table below presents a roll forward of the cumulative credit losses recognized in earnings for the periods ended December 31, 2013, 2012 and 2013:
		2013			2012			2011
Beginning balance, January 1,	$	3,506,073		$	3,506,073		$	3,438,673
Amounts related to credit loss for which other-than-temporary		-			-			-
impairment was not previously recognized
Additions/Subtractions:
Amounts related to securities for which the company intends to sell		-			-			-
or that it will be more likely than not that the company will be required to
sell prior to recovery of amortized cost basis
Reductions for increase in cash flows expected to be collected that are		-			-			-
recognized over the remaining life of the security
Reductions for previous credit losses realized on securities sold during the year		(1,596,396	)		-			-
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized		29,025			-			67,400
Ending balance, December 31,	$	1,938,702		$	3,506,073		$	3,506,073
The remaining cumulative credit loss balance relates to one CDO, which was liquidated during the first quarter of 2014.
The fair value of securities pledged to secure public funds on deposit or for other purposes as required by law was $188,875,494 at December 31, 2013 and $212,257,614 at December 31, 2012.
The table below shows the securities pledged to secure securities sold under agreements to repurchase at December 31, 2013 and 2012:
		2013							2012
		Amortized Cost				Estimated Fair Value			Amortized Cost		Estimated Fair Value
Obligations of U.S. Government and U. S.		$	33,745,835			$	34,369,411		$	31,888,493	$	32,812,885
Government sponsored enterprises
Mortgage-backed securities, residential			11,802,122				12,364,885			16,503,983		17,575,852
Collateralized mortgage obligations			204,842				207,366			756,542		770,625
Total		$	45,752,799			$	46,941,662		$	49,149,018	$	51,159,362
There are no securities of a single issuer (other than securities of U.S. Government sponsored enterprises) that exceed 10% of shareholders' equity at December 31, 2013 or 2012.
The Corporation has an equity investment in Cephas Capital Partners, L.P.  This small business investment company was established for the purpose of providing financing to small businesses in market areas served by the Corporation, including minority-owned small businesses and those that are anticipated to create jobs for the low to moderate income levels in the targeted areas. As of December 31, 2013 and 2012, these investments totaled $956,626 and $1,757,252, respectively, are included in other assets, and are accounted for under the equity method of accounting.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2013
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	(4)           LOANS AND ALLOWANCE FOR LOAN LOSSES
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows:
			31-Dec-13			31-Dec-12
	Commercial and agricultural:
	Commercial and industrial		$	144,786,585		$	133,154,615
	Agricultural			575,670			696,666
	Commercial mortgages:
	Construction			27,440,372			43,269,303
	Commercial mortgages			345,706,661			276,928,123
	Residential mortgages			195,996,599			200,475,097
	Consumer loans:
	Credit cards			1,756,414			1,851,145
	Home equity lines and loans			95,905,130			87,045,421
	Indirect consumer loans			164,845,874			130,573,200
	Direct consumer loans			18,852,459			19,523,371
	Total loans, net of deferred origination		$	995,865,764		$	893,516,941
	fees and costs, and unearned income
	Interest receivable on loans			2,597,301			2,383,998
	Total recorded investment in loans		$	998,463,065		$	895,900,939
	Residential mortgages held for sale as of December 31, 2013 and 2012 totaling $694,840 and $1,057,309, respectively, are not included in the above table.
	Residential mortgages totaling $145,107,384 at December 31, 2013 and $142,278,166 at December 31, 2012 were pledged under a blanket collateral agreement for the Corporation's line of credit with the FHLBNY.
	The Corporation's concentrations of credit risk by loan type are reflected in the preceding table.  The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above.
	The following tables present the activity in the allowance for loan losses by portfolio segment for the years ending December 31, 2013, 2012 and 2011, respectively:
			31-Dec-13
	Allowance for loan losses		Commercial, and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
	Charge Offs:			(186,045	)		(44,049	)			(124,277	)			(1,139,061	)			-				(1,493,432	)
	Recoveries:			537,476			97,953				65,180				381,015				-				1,081,624
	Net recoveries (charge offs)			351,431			53,904				(59,097	)			(758,046	)			-				(411,808	)
	Provision			(80,338	)		1,761,394				10,418				1,089,398				(26,146	)			2,754,726
	Ending balance		$	1,978,689		$	6,242,996			$	1,516,892			$	3,036,991			$	-			$	12,775,568
			31-Dec-12
	Allowance for loan losses		Commercial, and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	3,143,373		$	2,570,149			$	1,309,649			$	2,192,729			$	443,420			$	9,659,320
	Reclassification of acquired			73,229			50,331				-				-				-				123,560
	loan discount
	Charge Offs:			(180,999	)		(335,093	)			(82,442	)			(673,885	)			-				(1,272,419	)
	Recoveries:			802,056			54,637				-				237,929				-				1,094,622
	Net recoveries (charge offs)			621,057			(280,456	)			(82,442	)			(435,956	)			-				(177,797	)
	Provision			(2,130,063	)		2,087,674				338,364				948,866				(417,274	)			827,567
	Ending balance		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
			31-Dec-11
	Allowance for loan losses		Commercial,  and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	2,118,299		$	2,575,058			$	1,301,780			$	2,727,022			$	775,972			$	9,498,131
	Charge Offs:			(686,192	)		(19,206	)			(67,333	)			(725,826	)			-				(1,498,557	)
	Recoveries:			423,422			40,717				44,953				192,321				-				701,413
	Net (charge offs) recoveries			(262,770	)		21,511				(22,380	)			(533,505	)			-				(797,144	)
	Provision			1,287,844			(26,420	)			30,249				(788	)			(332,552	)			958,333
	Ending balance		$	3,143,373		$	2,570,149			$	1,309,649			$	2,192,729			$	443,420			$	9,659,320
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013 and December 31, 2012:
			31-Dec-13
	Allowance for loan losses		Commercial,  and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	575,995		$	466,055			$	-			$	3,972			$	-			$	1,046,022
	impairment
	Collectively evaluated for			1,402,694			4,407,377				1,497,214				3,033,019				-				10,340,304
	impairment
	Loans acquired with			-			1,369,564				19,678				-				-				1,389,242
	deteriorated credit quality
	Total ending allowance balance		$	1,978,689		$	6,242,996			$	1,516,892			$	3,036,991			$	-			$	12,775,568
			31-Dec-12
	Allowance for loan losses		Commercial,  and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	133,437		$	59,201			$	-			$	-			$	-			$	192,638
Collectively evaluated for impairment			1,459,432			3,533,365				1,565,571				2,705,639				26,146				9,290,153
Loans acquired with			114,727			835,132				-				-				-				949,859
Deteriorated credit quality
Total ending allowance balance		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
		31-Dec-13
Loans:		Commercial			Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	2,945,524		$	10,702,816			$	117,278			$	130,929			$	13,896,547
evaluated for impairment
Loans collectively			142,107,931			354,636,380				196,146,739				281,978,972				974,870,022
evaluated for  impairment
Loans acquired with deteriorated			678,383			8,756,562				261,551				-				9,696,496
credit quality
Total ending loans balance		$	145,731,838		$	374,095,758			$	196,525,568			$	282,109,901			$	998,463,065
		31-Dec-12
Loans:		Commercial			Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	1,907,395		$	10,620,274			$	131,909			$	-			$	12,659,578
evaluated for impairment
Loans collectively			131,045,609			301,172,164				200,622,600				239,689,455				872,529,828
evaluated for  impairment
Loans acquired with deteriorated			1,241,418			9,225,847				244,268				-				10,711,533
credit quality
Total ending loans balance		$	134,194,422		$	321,018,285			$	200,998,777			$	239,689,455			$	895,900,939
The following tables present loans individually evaluated for impairment recognized by class of loans as of December 31, 2013 and December 31, 2012, the average recorded investment and interest income recognized by class of loans as of the years ending December 31, 2013 and 2012:
		31-Dec-13											31-Dec-12
		Unpaid Principal Balance			Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,905,782		$	1,909,412			$	-			$	2,059,027		$	1,462,157			$	-
Commercial mortgages:
Construction			2,329,223			2,318,729				-				5,168,353			5,166,853				-
Commercial mortgages other			7,406,355			7,439,358				-				5,678,565			5,090,399				-
Residential mortgages			117,278			117,278				-				131,909			131,909				-
Consumer loans:
Home equity lines and loans			70,970			72,730				-				-			-				-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			1,036,381			1,036,112				575,995				446,330			445,238				133,437
Commercial mortgages:
Commercial mortgages other			951,241			944,729				466,055				364,423			363,022				59,201
Consumer loans:
Home equity lines and loans			57,828			58,199				3,972				-			-				-
Total		$	13,875,058		$	13,896,547			$	1,046,022			$	13,848,607		$	12,659,578			$	192,638
		31-Dec-13							31-Dec-12								31-Dec-11
		Average Recorded Investment			Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,604,773		$	71,088			$	480,755			$	632		$	3,029,611			$	28,796
Commercial mortgages:
Construction			3,364,173			95,235				73,316				870			20,578				-
Commercial mortgages other			5,990,852			249,459				1,989,795				10,338			2,743,345				4,959
Residential mortgages			124,896			-				105,880				-			250,391				-
Consumer loans:
Home equity lines & loans			47,472			2,043				29,784				-			-				-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			719,453			-				1,830,896				-			2,065,263				-
Commercial mortgages:
Construction			-			-				4,148				-			14,893				-
Commercial mortgages other			866,722			-				872,292				-			1,521,828				-
Residential mortgages			-			-				64,003				-			-				-
Consumer loans:
Home equity lines and loans			46,520			3,437				-				-
Direct consumer loans			3,050			-				-				-			-				-
Total		$	12,767,911		$	421,262			$	5,450,869			$	11,840		$	9,645,909			$	33,755
The following tables present the recorded investment in past due and non-accrual status by class of loans as of December 31, 2013 and December 31, 2012:
31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing					Loans acquired with deteriorated credit quality			Non-Accrual (1)					Total
Commercial and agricultural:
Commercial and industrial		$	143,099,999			$	28,888			$	-			$	678,383			$	1,347,435			$	145,154,705
Agricultural			577,133				-				-				-				-				577,133
Commercial mortgages:
Construction			24,743,496				-				1,453,180				773,738				539,725				27,510,139
Commercial mortgages other			335,122,887				1,137,897				-				7,982,824				2,342,011				346,585,619
Residential mortgages			187,448,407				5,457,860				-				261,551				3,357,750				196,525,568
Consumer loans:
Credit cards			1,727,573				9,427				19,414				-				-				1,756,414
Home equity lines and loans			95,348,467				150,238				-				-				635,373				96,134,078
Indirect consumer loans			163,809,750				1,235,404				-				-				249,258				165,294,412
Direct consumer loans			18,830,404				49,155				-				-				45,438				18,924,997
Total		$	970,708,116			$	8,068,869			$	1,472,594			$	9,696,496			$	8,516,990			$	998,463,065
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
31-Dec-12		Current				30-89 Days Past Due				90 Days or more Past Due and accruing					Loans acquired with deteriorated credit quality			Non-Accrual (1)					Total
Commercial and agricultural:
Commercial and industrial		$	131,404,371			$	183,269			$	-			$	1,241,418			$	666,912			$	133,495,970
Agricultural			698,452				-				-				-				-				698,452
Commercial mortgages:
Construction			36,988,222				294,565				4,481,066				1,182,037				434,338				43,380,228
Commercial mortgages other			266,261,798				1,750,806				-				8,043,810				1,581,643				277,638,057
Residential mortgages			194,185,617				4,145,868				-	`			244,268				2,423,024				200,998,777
Consumer loans:
Credit cards			1,847,837				-				3,308				-				-				1,851,145
Home equity lines and loans			86,486,781				211,739				-				-				571,365				87,269,885
Indirect consumer loans			129,789,672				852,818				-				-				335,285				130,977,775
Direct consumer loans			19,481,693				89,619				-				-				19,338				19,590,650
Total		$	867,144,443			$	7,528,684			$	4,484,374			$	10,711,533			$	6,031,905			$	895,900,939
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2012.
Troubled Debt Restructurings:
As of December 31, 2013 and 2012, the Corporation has a recorded investment in troubled debt restructurings of $7,891,734 and $5,728,610, respectively.  There were specific reserves of $252,790 allocated for troubled debt restructurings at December 31, 2013 and no specific reserves allocated for troubled debt restructurings at December 31, 2012.  As of December 31, 2013, troubled debt restructurings totaling $6,830,550 were accruing interest under the modified terms and $1,061,184 were on non-accrual status.  As of December 31, 2012, troubled debt restructurings totaling $5,363,712 were accruing interest under the modified terms and $364,898 were on non-accrual status.  The Corporation has committed additional amounts totaling up to $165,000 and $130,000 as of December 31, 2013 and December 31, 2012, respectively, to customers with outstanding loans that are classified as troubled debt restructurings.
During the years ending December 31, 2013 and 2012, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: reduced scheduled payments for greater than 3 months or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk.
The following table presents loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2013 and 2012:
31-Dec-13		Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			5		$	1,342,690			$	1,342,690
Commercial mortgages:
Construction			1			325,957				325,957
Commercial mortgage other			1			133,000				133,000
Consumer loans:
Home equity lines and loans			3			134,225				134,255
Total			10		$	1,935,872			$	1,935,872
31-Dec-12		Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			4		$	1,307,188			$	1,307,188
Commercial mortgages:
Construction			1			251,448				251,448
Commercial mortgage other			3			3,871,779				3,871,779
Total			8		$	5,430,415			$	5,430,415
The troubled debt restructurings described above increased the allowance for loan losses by $107,727 and resulted in no charge offs during the year ended December 31, 2013.  The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in no charge offs during the year ending December 31, 2012.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the years ended December 31, 2013 or December 31, 2012, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators
The Corporation establishes a risk rating at origination for all commercial loans.  The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer’s industry.  Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower’s ability to service their debt and affirm the risk ratings for the loans at least annually.
For the retail loans, which include lines of credit, installment, mortgage, and home equity loans, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment.
The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly.  The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines):
Special Mention – Loans classified as special mention have a potential weakness that deserves management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position as some future date.
Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capability of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be not rated loans.  Based on the analyses performed as of December 31, 2013 and December 31, 2012, the risk category of the recorded investment of loans by class of loans is as follows:
	31-Dec-13
		Not Rated					Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
Commercial and agricultural:
Commercial and industrial		$	-				$	133,614,964			$	678,383			$	5,116,316			$	4,724,318			$	1,020,725
Agricultural			-					577,133				-				-				-				-
Commercial mortgages:
Construction			-					23,087,004				773,738				2,783,848				865,549				-
Commercial mortgage other			-					313,955,960				7,982,824				13,611,331				11,035,504				-
Residential mortgages			192,995,108					-				261,551				-				3,268,909				-
Consumer loans:
Credit cards			1,756,414					-				-				-				-				-
Home equity lines and loans			95,421,822					-				-				-				712,256				-
Indirect consumer loans			165,045,154					-				-				-				249,257				-
Direct consumer loans			18,879,559					-				-				-				45,438				-
Total		$	474,098,057				$	471,235,061			$	9,696,496			$	21,511,495			$	20,901,231			$	1,020,725
	31-Dec-12
		Not Rated					Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
Commercial and agricultural:
Commercial and industrial		$	-				$	121,145,761			$	1,241,418			$	8,008,002			$	2,606,529			$	494,260
Agricultural			-					698,452				-				-				-				-
Commercial mortgages:
Construction			-					34,882,896				1,182,037				5,153,918				2,161,377				-
Commercial mortgage other			-					247,793,150				8,043,810				11,974,716				9,826,381				-
Residential mortgages			198,336,641					-				244,268				-				2,417,868				-
Consumer loans:
Credit cards			1,851,145					-				-				-				-				-
Home equity lines and loans			86,615,392					-				-				-				654,493				-
Indirect consumer loans			130,642,490					-				-				-				335,285				-
Direct consumer loans			19,571,312					-				-				-				19,338				-
Total		$	437,016,980				$	404,520,259			$	10,711,533			$	25,136,636			$	18,021,271			$	494,260
The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity.  The following table presents the recorded investment in residential and consumer loans based on payment activity as of December 31, 2013 and December 31, 2012:
		31-Dec-13
					Consumer Loans
		Residential Mortgages			Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	193,167,818		$	1,737,000			$	95,498,705			$	165,045,154			$	18,879,559
Non-Performing			3,357,750			19,414				635,373				249,258				45,438
		$	196,525,568		$	1,756,414			$	96,134,078			$	165,294,412			$	18,924,997
		31-Dec-12
					Consumer Loans
		Residential Mortgages			Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	198,575,753		$	1,847,837			$	86,698,520			$	130,642,490			$	19,571,312
Non-Performing			2,423,024			3,308				571,365				335,285				19,338
		$	200,998,777		$	1,851,145			$	87,269,885			$	130,977,775			$	19,590,650
At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower.  These loans are classified as PCI loans.  The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year.  These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected.
The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2013 to December 31, 2013:
		Balance at December 31, 2012			Income Accretion				All Other Adjustments					Balance at December 31, 2013
Contractually required principal and interest		$	16,896,078		$	-			$	(5,665,656	)			$	11,230,422
Contractual cash flows not expected to be collected			(3,655,500	)		-				3,112,751					(542,749	)
(nonaccretable discount)
Cash flows expected to be collected			13,240,578			-				(2,552,905	)				10,687,673
Interest component of expected cash flows (accretable yield)			(2,529,045	)		1,162,653				375,215					(991,177	)
Fair value of loans acquired with deteriorating credit quality		$	10,711,533		$	1,162,653			$	(2,177,690	)			$	9,696,496

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
PREMISES AND EQUIPMENT	'
	(5)	PREMISES AND EQUIPMENT
	Premises and equipment at December 31, 2013 and 2012 are as follows:
			2013		2012
	Land		$	4,803,406	$	3,553,406
	Buildings			34,378,600		32,017,120
	Projects in Progress			-		678,415
	Equipment and furniture			34,919,986		31,428,650
	Leasehold improvements			6,041,402		4,674,980
				80,143,394		72,352,571
	Less accumulated depreciation and amortization			50,104,220		46,868,186
			$	30,039,174	$	25,484,385
	Depreciation expense was $3,236,034, $2,946,499 and $2,861,644 for 2013, 2012 and 2011, respectively.
	Operating Leases: The Corporation leases certain branch properties under operating leases.  Rent Expense was $1,306,948, $1,118,348, and $1,048,920 for 2013, 2012, and 2011, respectively.  Rent commitments, before considering renewal options that generally are present, were as follows:
	Year		Estimated Expense
	2014		$	1,664,865
	2015			1,607,143
	2016			1,358,618
	2017			1,198,021
	2018			1,156,562
	2019 and thereafter			4,983,358
	Total		$	11,968,567

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2013
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
GOODWILL AND INTANGIBLE ASSETS	'
	(6)            GOODWILL AND INTANGIBLE ASSETS
	The changes in goodwill included in the core banking segment during the years ending December 31, 2013 and 2012 were as follows:
		2013		2012
	Beginning of year	$	21,824,443	$	21,983,617
	Acquired goodwill		-		-
	Adjustment of Acquired goodwill (1)		-		(159,174	)
	End of year	$	21,824,443	$	21,824,443
	(1) Adjustments related to Fort Orange Financial Corp. acquisition
	Acquired intangible assets were as follows at December 31, 2013 and 2012:
		At December 31, 2013					At December 31, 2012
		Balance		Accumulated			Balance		Accumulated
		Acquired		Amortization			Acquired		Amortization
	Core deposit intangibles	$	5,974,468	$	2,337,959		$	3,819,798	$	1,796,853
	Other customer relationship intangibles		6,063,423		3,322,855			6,063,423		2,942,548
	Total	$	12,037,891	$	5,660,814		$	9,883,221	$	4,739,401
	Aggregate amortization expense was $921,413, $1,046,720 and $1,041,193 for 2013, 2012 and 2011, respectively.
	The remaining estimated aggregate amortization expense at December 31, 2013 is listed below:
	Year	Estimated Expense
	2014	$	1,310,056
	2015		1,136,478
	2016		986,063
	2017		859,290
	2018		734,237
	2019 and thereafter		1,350,953
	Total	$	6,377,077

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
DEPOSITS	'
	(7)            DEPOSITS
	A summary of deposits at December 31, 2013 and 2012 is as follows:
		2013		2012
	Non-interest-bearing demand deposits	$	351,222,057	$	300,610,463
	Interest-bearing demand deposits		114,679,334		90,729,870
	Insured money market accounts		361,094,929		243,114,771
	Savings deposits		191,881,855		173,588,856
	Time deposits		244,491,486		236,690,054
		$	1,263,369,661	$	1,044,734,014
	Scheduled maturities of time deposits at December 31, 2013, are summarized as follows:
	Year
	2014	$	178,903,280
	2015		45,616,228
	2016		7,498,340
	2017		6,494,486
	2018		4,245,277
	2019 and thereafter		1,733,875
		$	244,491,486
	Time deposits include certificates of deposit in denominations of $100,000 or more aggregating $88,812,131 and $87,705,511 at December 31, 2013 and 2012, respectively. Interest expense on such certificates was $777,614, $1,202,345 and $1,799,472 for 2013, 2012 and 2011, respectively.
	Maturities of time deposits in denominations of $100,000 or more outstanding at December 31, 2013 are summarized as follows:
	3 months or less	$	24,370,627
	Over 3 through 6 months		17,683,778
	Over 6 through 12 months		24,521,432
	Over 12 months		22,236,294
		$	88,812,131

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2013
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	'
	(8)            SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	A summary of securities sold under agreements to repurchase as of and for the years ended December 31, 2013, 2012 and 2011 is as follows:
			2013			2012			2011
	Securities sold under agreements to repurchase:
	Balance at December 31		$	32,701,223		$	32,710,650		$	37,106,842
	Maximum month-end balance		$	32,701,223		$	38,283,747		$	51,183,631
	Average balance during year		$	31,101,784		$	34,534,496		$	43,731,872
	Weighted-average interest rate at December 31			2.93	%		3.02	%		3.2	%
	Average interest rate paid during year			2.76	%		2.88	%		3.14	%
	Information concerning outstanding securities repurchase agreements as of December 31, 2013 is summarized as follows:
	Remaining Term to Final Maturity (1)		Repurchase			Accrued			Weighted			Estimated Fair
			Liability			Interest			Average Rate			Value of
						Payable						Collateral
												Securities (2)
	Within 90 days		$	12,701,223		$	-			0.1	%	$	16,529,108
	After 90 days but within one year			-			-			-	%		-
	After one year but within five years			20,000,000			65,766			4.13	%		24,492,110
	After five years but within ten years			-			-			-	%		-
	Total		$	32,701,223		$	65,766			2.93	%	$	41,021,218
	-1	At December 31, 2013, the securities repurchase agreements were non-callable with a weighted-average rate of 1.85%, and a weighted-average term to maturity of approximately 2.3 years.
	-2	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $328 thousand at December 31, 2013

FEDERAL_HOME_LOAN_BANK_TERM_AD

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES	12 Months Ended
	Dec. 31, 2013
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES [Abstract]	'
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES	'
	(9)            FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES
	The following is a summary of Federal Home Loan Bank fixed rate advances at December 31, 2013 and 2012.  The carrying amount includes the advance balance plus purchase accounting adjustments that are amortized over the term of the advance:
	2013
	Amount		Rate			Maturity Date	Call Date
	$	1,033,399		3.2	%	June 18,2014		-
		775,049		3.05	%	2-Oct-14		-
		4,133,594		3.84	%	20-Oct-14	20-Jan-14
		10,000,000		4.6	%	22-Dec-16		-
		4,133,594		3.9	%	19-Oct-17	19-Jan-14
		3,100,195		2.91	%	4-Dec-17	4-Mar-14
		2,066,797		3.05	%	2-Jan-18	1-Apr-14
	$	25,242,628		3.93	%
	2012
	Amount		Rate			Maturity Date	Call Date
	$	1,043,961		2.95	%	20-May-13		-
		782,971		2.62	%	2-Oct-13		-
		1,043,961		3.2	%	June 18,2014		-
		782,971		3.05	%	2-Oct-14		-
		4,175,846		3.84	%	20-Oct-14	22-Jan-13
		10,000,000		4.6	%	22-Dec-16		-
		4,175,846		3.9	%	19-Oct-17	22-Jan-13
		3,131,884		2.91	%	4-Dec-17	4-Mar-13
		2,087,923		3.05	%	2-Jan-18	1-Apr-13
	$	27,225,363		3.86	%
	Each advance is payable at its maturity date, with a prepayment penalty for term advances.  The advances were collateralized by $145,107,384 and $142,278,166 of first mortgage loans under a blanket lien arrangement at December 31, 2013 and 2012, respectively.  Based on this collateral and the Corporation’s holdings of FHLB stock, the Corporation is eligible to borrow up to a total of $73,083,424 at year-end 2013.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
INCOME TAXES	'
	(10)           INCOME TAXES
	For the years ended December 31, 2013, 2012 and 2011, income tax expense attributable to income from operations consisted of the following:
	Current:	2013				2012			2011
	State	$	394,645			$	529,603		$	24,739
	Federal		3,548,242				4,207,980			1,592,276
			3,942,887				4,737,583			1,617,015
	Deferred expense/(benefit)		(120,590	)			646,899			3,416,135
		$	3,822,297			$	5,384,482		$	5,033,150
	Income tax expense differed from the amounts computed by applying the U.S. Federal statutory income tax rate to income before income tax expense as follows:
		2013				2012			2011
	Tax computed at statutory rate	$	4,268,140			$	5,578,285		$	5,294,107
	Tax-exempt interest		(483,029	)			(506,280	)		(543,638	)
	Dividend exclusion		(46,330	)			(39,237	)		(35,439	)
	State taxes, net of Federal impact		188,182				438,582			386,214
	Nondeductible interest expense		10,860				16,119			23,242
	Other items, net		(115,526	)			(102,987	)		(91,336	)
	Income tax expense	$	3,822,297			$	5,384,482		$	5,033,150
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2013 and 2012, are presented below:
		2013				2012
	Deferred tax assets:
	Allowance for loan losses	$	4,889,110			$	3,989,953
	Accrual for employee benefit plans		753,917				780,282
	Depreciation		431,029				698,373
	Deferred compensation and directors' fees		947,406				924,582
	Purchase accounting adjustment – deposits		136,975				141,784
	Purchase accounting adjustment – loans		339,440				612,696
	Purchase accounting adjustment - fixed assets		223,744				223,602
	Accounting for defined benefit pension and other benefit plans		3,690,995				6,776,728
	Trust preferred impairment write down		741,926				1,340,893
	Other		510,429				723,419
	Total gross deferred tax assets	$	12,664,971			$	16,212,312
	Deferred tax liabilities:	2013				2012
	Deferred loan fees and costs	$	929,357			$	908,343
	Prepaid pension		5,435,293				6,102,441
	Net unrealized gains on securities available for sale		3,929,141				5,165,238
	Other		1,288,557				1,100,783
	Total gross deferred tax liabilities		11,582,348				13,276,805
	Net deferred tax asset	$	1,082,623			$	2,935,507
	Realization of deferred tax assets is dependent upon the generation of future taxable income or the existence of sufficient taxable income within the loss carryback period. A valuation allowance is recognized when it is more likely than not that some portion of the deferred tax assets will not be realized.  In assessing the need for a valuation allowance, management considers the scheduled reversal of the deferred tax assets, the level of historical taxable income and projected future taxable income over the periods in which the temporary differences comprising the deferred tax assets will be deductible.  Based on its assessment, management determined that no valuation allowance is necessary.
	A reconciliation of the beginning and ending amount of unrecognized tax benefits (excluding interest) is as follows:
			2011
	Balance at January 1		$	123,530
	Additions for tax positions of current year			-
	Reductions related to settlement with taxing authorities			(123,530	)
	Balance at December 31		$	-
	As of December 31, 2013 and December 31, 2012 the Corporation did not have any unrecognized tax benefits.
	The Corporation accounts for interest and penalties related to uncertain tax positions as part of its provision for Federal and State income taxes.  As of December 31, 2013 and 2012, the Corporation did not accrue any interest or penalties related to its uncertain tax positions.
	The Corporation is not currently subject to examinations by Federal taxing authorities for the years prior to 2010 and for New York State taxing authorities for the years prior to 2010.

PENSION_PLAN_AND_OTHER_BENEFIT

PENSION PLAN AND OTHER BENEFIT PLANS	12 Months Ended
	Dec. 31, 2013
PENSION PLAN AND OTHER BENEFIT PLANS [Abstract]	'
PENSION PLAN AND OTHER BENEFIT PLANS	'
	(11)           PENSION PLAN AND OTHER BENEFIT PLANS
	Pension Plan
	The Corporation has a noncontributory defined benefit pension plan covering substantially all employees.  The plan's defined benefit formula generally bases payments to retired employees upon their length of service multiplied by a percentage of the average monthly pay over the last five years of employment.
	The Corporation uses a December 31 measurement date for its pension plan.
	The Corporation amended the Defined Benefit Pension Plan during 2010.  New employees hired on or after the effective date will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment will result in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	The following table presents (1) changes in the plan's projected benefit obligation and plan assets, and (2) the plan's funded status at December 31, 2013 and 2012:
	Change in projected benefit obligation:	2013			2012
	Benefit obligation at beginning of year	$	38,051,477		$	32,526,033
	Service cost		1,194,869			1,073,938
	Interest cost		1,587,037			1,605,912
	Actuarial (gain) loss		(3,269,422	)		4,213,664
	Benefits paid		(1,378,161	)		(1,368,070	)
	Benefit obligation at end of year	$	36,185,800		$	38,051,477
	Change in plan assets:	2013			2012
	Fair value of plan assets at beginning of year	$	37,238,650		$	35,015,567
	Actual return on plan assets		5,921,515			3,591,153
	Employer contributions		-			-
	Benefits paid		(1,378,161	)		(1,368,070	)
	Fair value of plan assets at end of year	$	41,782,004		$	37,238,650
	Funded status	$	5,596,204		$	(812,827	)
	Amount recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
		2013			2012
	Net actuarial loss	$	9,842,829		$	17,789,018
	Prior service cost		21,958			35,814
	Total before tax effects	$	9,864,787		$	17,824,832
	The accumulated benefit obligation at December 31, 2013 and 2012 was $31,182,957 and $32,247,008, respectively.
	The principal actuarial assumptions used in determining the projected benefit obligation as of December 31, 2013, 2012 and 2011 were as follows:
		2013			2012			2011
	Discount rate		4.92	%		4.26	%		4.95		%
	Assumed rate of future compensation increase		5	%		5	%		5		%
	Components of net periodic benefit cost and other amounts recognized in other comprehensive income in 2013, 2012 and 2011 consist of the following:
	Net periodic benefit cost	2013			2012			2011
	Service cost, benefits earned during the year	$	1,194,869		$	1,073,938		$	993,364
	Interest cost on projected benefit obligation		1,587,037			1,605,912			1,569,151
	Expected return on plan assets		(2,824,014	)		(2,742,609	)		(2,340,373	)
	Amortization of net loss		1,579,266			1,410,144			706,419
	Amortization of  prior service cost		13,856			13,856			29,873
	Net periodic cost	$	1,551,014		$	1,361,241		$	958,434
	Other changes in plan assets and benefit obligations recognized in other comprehensive income:	2013			2012			2011
	Net actuarial (gain) loss	$	(6,366,923	)	$	3,365,120		$	6,815,617
	Recognized loss		(1,579,266	)		(1,410,144	)		(706,419	)
	Amortization of prior service cost		(13,856	)		(13,856	)		(29,873	)
	Total recognized in other comprehensive (loss) income	$	(7,960,045	)	$	1,941,120		$	6,079,325
	(before tax effect)
	Total recognized in net benefit cost and other comprehensive	$	(6,409,031	)	$	3,302,361		$	7,037,759
	(loss) income (before tax effect)
	Amounts expected to be recognized in net periodic cost during 2014
	Loss recognition	$	639,349
	Prior service cost recognition	$	7,320
	The principal actuarial assumptions used in determining the net periodic benefit cost for the years ended December 31, 2013, 2012 and 2011 were as follows:
		2013			2012			2011
	Discount rate		4.26	%		4.95	%		5.65	%
	Expected long-term rate of return on assets		7.75	%		8	%		8	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
	The Corporation changes important assumptions whenever changing conditions warrant. The discount rate is evaluated at least annually and the expected long-term return on plan assets will typically be revised every three to five years, or as conditions warrant.  Other material assumptions include the compensation increase rates, rates of employee terminations, and rates of participant mortality.
	The Corporation's overall investment strategy is to achieve a mix of investments for long-term growth and for near-term benefit payments with a wide diversification of asset types.  The target allocations for plan assets are shown in the table below. Equity securities primarily include investments in common or preferred shares of both U.S. and international companies. Debt securities include U.S. Treasury and Government bonds as well as U.S. Corporate bonds.  Other investments may consist of mutual funds, money market funds and cash & cash equivalents.  While no significant changes in the asset allocations are expected during 2014, the Corporation may make changes at any time.
	The expected return on plan assets was determined based on a Capital Asset Pricing Model ("CAPM") using historical and expected future returns of the various asset classes, reflecting the target allocations described below.
	Asset Class	Target Allocation 2013			Percentage of Plan Assets at December 31,							Expected Long-Term Rate of Return
					2013			2012
	Large Cap Domestic Equities		30% - 60	%		54	%		51	%			10.3	%
	Mid-Cap Domestic Equities		0% - 20	%		8	%		7	%			10.6	%
	Small-Cap Domestic Equities		0% - 15	%		3	%		2	%			10.8	%
	International Equities		0% - 25	%		4	%		4	%			10.3	%
Intermediate Fixed Income		20% - 50	%		26	%		31	%			4.7	%
Alternative Assets		0% - 10	%		3	%		3				7.5	%
Cash		0% - 20	%		2	%		2	%			2.5	%
Total					100	%		100	%
The investment policy of the plan is to provide for long-term growth of principal and income without undue exposure to risk.  The focus is on long-term capital appreciation and income generation. The Corporation maintains an Investment Policy Statement ("IPS") that guides the investment allocation in the plan.  The IPS describes the target asset allocation positions as shown in the table above.
The Corporation has appointed an Employee Pension and Profit Sharing Committee to manage the general philosophy, objectives and process of the plan. The Employee Pension and Profit Sharing Committee meets with the Investment Manager periodically to review the plan's performance and to ensure that the current investment allocation is within the guidelines set forth in the IPS.  Only the Employee Pension and Profit Sharing Committee, in consultation with the Investment Manager, can make adjustments to maintain target ranges and for any permanent changes to the IPS.  Quarterly, the Board of Directors' Trust and Employee Benefits Committee reviews the performance of the plan with the Investment Manager.
As of December 31, 2013 and 2012, the Corporation's pension plan did not hold any direct investment in the Corporation's common stock.
The Corporation used the following methods and significant assumptions to estimate the fair value of each type of financial instrument held by the pension plan:
Fair value is the exchange price that would be received for an asset in the principal or most advantageous market for the asset in an orderly transaction between market participants on the measurement date.  The fair value hierarchy described below requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.
The fair values for investment securities are determined by quoted market prices, if available (Level 1).  For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2).  For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).
Discounted cash flows are calculated using spread and optionality.  During times when trading is more liquid, broker quotes are used (if available) to validate the model.  Rating agency and industry research reports as well as defaults and deferrals on individual securities are reviewed and incorporated into the calculations.
The fair value of the plan assets at December 31, 2013 and 2012, by asset class are as follows:
				Fair Value Measurement at December 31, 2013 Using
Plan Assets:	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs				Significant Unobservable Inputs
				(Level 1)			(Level 2)				(Level 3)
Cash	$	981,992		$	981,992		$	-			$	-
Equity securities:
U.S. companies		27,169,984			27,169,984			-				-
International companies`		-			-			-				-
Mutual Funds		7,288,242			7,288,242			-				-
Debt securities:
U.S. Treasuries/Government bonds		3,308,718			3,308,718			-				-
U.S. Corporate bonds		2,770,935			-			2,770,935				-
Foreign bonds, notes & debentures		262,133			-			262,133				-
Total plan assets	$	41,782,004		$	38,748,936		$	3,033,068			$	-
				Fair Value Measurement at December 31, 2012 Using
Plan Assets:	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs				Significant Unobservable Inputs
				(Level 1)			(Level 2)				(Level 3)
Cash	$	703,229		$	703,229		$	-			$	-
Equity securities:
U.S. companies		21,579,185			21,579,185			-				-
International companies		629,883			629,883			-				-
Mutual Funds		7,217,760			7,217,760			-				-
Debt securities:
U.S. Treasuries/Government bonds		3,468,448			3,468,448			-				-
U.S. Corporate bonds		3,371,255			-			3,371,255				-
Foreign bonds, notes & debentures		268,890			-			268,890				-
Total plan assets	$	37,238,650		$	33,598,505		$	3,640,145			$	-
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the pension plan:
Calendar Year	Future Expected Benefit Payments
2014	$	1,699,649
2015	$	1,751,122
2016	$	1,838,606
2017	$	1,946,144
2018	$	2,036,469
2019-2023	$	11,305,023
The Corporation does not expect to contribute to the plan during 2014.  Funding requirements for subsequent years are uncertain and will significantly depend on changes in assumptions used to calculate plan funding levels, the actual return on plan assets, changes in the employee groups covered by the plan, and any legislative or regulatory changes affecting plan funding requirements.
For tax planning, financial planning, cash flow management or cost reduction purposes the Corporation may increase, accelerate, decrease or delay contributions to the plan to the extent permitted by law.
Defined Contribution Profit Sharing, Savings and Investment Plan
The Corporation also sponsors a defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes discretionary matching and profit sharing contributions to the plan based on the financial results of the Corporation.  Expense under the plan totaled $327,584, $322,090, and $331,689 for the years ended December 31, 2013, 2012 and 2011, respectively.  The plan's assets at December 31, 2013 and 2012 include 178,113 and 189,337 shares, respectively, of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.
The Corporation also contributed $193,192 and $70,995 at December 31, 2013 and December 31, 2012, respectively, to a non-discretionary 401K plan which covers all eligible employees hired after July 1, 2010.
Defined Benefit Health Care Plan
The Corporation uses a December 31 measurement date for its postretirement medical benefits plan.
The following table presents (1) changes in the plan's accumulated postretirement benefit obligation and (2) the plan's funded status at December 31, 2013 and 2012:
Changes in accumulated postretirement benefit obligation:	2013			2012
Accumulated postretirement benefit obligation at beginning of year	$	1,534,161		$	1,391,822
Service cost		44,000			39,000
Interest cost		66,000			71,000
Participant contributions		73,980			65,161
Actuarial (gain) loss		(60,855	)		177,966
Benefits paid		(167,172	)		(210,788	)
Accumulated postretirement benefit obligation at end of year	$	1,490,114		$	1,534,161
Change in plan assets:	2013			2012
Fair value of plan assets at beginning of year	$	-		$	-
Employer contribution		93,192			145,627
Plan participants’ contributions		73,980			65,161
Benefits paid		(167,172	)		(210,788	)
Fair value of plan assets at end of year	$	-		$	-
Funded status	$	(1,490,114	)	$	(1,534,161	)
Amount recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
	2013			2012
Net actuarial loss	$	148,081		$	218,936
Prior service benefit		(628,000	)		(725,000	)
Total before tax effects	$	(479,919	)	$	(506,064	)
Weighted-average assumption for disclosure as of December 31,:	2013			2012			2011
Discount rate		4.92	%		4.26	%		4.95	%
Health care cost trend: Initial		8	%		9	%		10	%
Health care cost trend: Ultimate		5	%		5	%		5	%
Year ultimate cost trend reached		2018			2018			2018
The components of net periodic postretirement benefit cost for the years ended December 31, 2013, 2012 and 2011 are as follows:
Net periodic benefit cost	2013			2012			2011
Service cost	$	44,000		$	39,000		$	35,000
Interest cost		66,000			71,000			72,000
Amortization of  prior service benefit		(97,000	)		(97,000	)		(97,000	)
Recognized actuarial loss		10,000			1,000			-
Net periodic postretirement cost	$	23,000		$	14,000		$	10,000
Other changes in plan assets and benefit obligations recognized	2013			2012			2011
in other comprehensive income:
Net actuarial (gain) loss	$	(60,855	)	$	177,966		$	19,705
Recognized actuarial loss		(10,000	)		(1,000	)		-
Amortization of  prior service benefit		97,000			97,000			97,000
Total recognized in other comprehensive income (before tax effect)	$	26,145		$	273,966		$	116,705
Total recognized in net benefit cost and other comprehensive income	$	49,145		$	287,966		$	126,705
(before tax effect)
Because the total unrecognized net loss in the plan is less than 10% of the accumulated postretirement benefit obligation, there will be no amortization over the average future working lifetime of active plan participants.  As of January 1, 2013 the average future working lifetime of active participants was 14.35 years.  Actual results for 2014 will depend on the 2014 actuarial valuation of the plan.
Amounts expected to be recognized in net periodic cost during 2014:
Loss recognition	$	-
Prior service cost recognition	$	(97,000	)
Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plan.  A one-percentage point change in assumed health care cost trend rates would have the following effects:
Effect of a 1% increase in health care trend rate on:	2013			2012			2011
Benefit obligation	$	15,000		$	4,000		$	10,000
Total service and interest cost	$	300		$	(100	)	$	700
Effect of a 1% decrease in health care trend rate on:	2013			2012				2011
Benefit obligation	$	(23,000	)	$	(5,000	)		$		(11,000		)
Total service and interest cost	$	(1,500	)	$	(500	)		$		(500		)
Weighted-average assumptions for net periodic cost as of	2013			2012					2011
December 31,:
Discount rate		4.26	%		4.95	%					5.65		%
Health care cost trend: Initial		9	%		10	%					14		%
Health care cost tread: Ultimate		5	%		5	%					5		%
Year ultimate reached		2018			2018						2020
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten:
Calendar Year
2014	$	144,000
2015	$	154,000
2016	$	143,000
2017	$	132,000
2018	$	150,000
2019-2023	$	680,000
The Corporation’s policy is to contribute the amount required to fund postretirement benefits as they become due to retirees.  The amount expected to be required in contributions to the plan during 2014 is $144,000.
Executive Supplemental Pension Plan
The Corporation also sponsors an Executive Supplemental Pension Plan for certain current and former executive officers to restore certain pension benefits that may be reduced due to limitations under the Internal Revenue Code.  The benefits under this plan are unfunded as of December 31, 2013 and 2012.
The Corporation uses a December 31 measurement date for its Executive Supplemental Pension Plan.
The following table presents Executive Supplemental Pension plan status at December 31, 2013 and 2012:
Change in benefit obligation:	2013			2012
Benefit obligation at beginning of year	$	1,161,749		$	1,069,490
Service cost		40,015			34,770
Interest cost		47,899			51,091
Actuarial (gain) loss		(59,197	)		81,128
Benefits paid		(74,730	)		(74,730	)
Projected benefit obligation at end of year	$	1,115,736		$	1,161,749
Changes in plan assets:	2013			2012
Fair value of plan assets at beginning of year	$	-		$	-
Employer contributions		74,730			74,730
Benefits paid		(74,730	)		(74,730	)
Fair value of plan assets at end of year	$	-		$	-
Unfunded status	$	(1,115,736	)	$	(1,161,479	)
Amounts recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
	2013			2012
Net actuarial loss	$	194,181		$	287,679
Prior service cost		-			-
Total before tax effects	$	194,181		$	287,679
Accumulated benefit obligation at December 31, 2013 and 2012 was $1,042,253 and $1,092,439, respectively.
Weighted-average assumption for disclosure as of December 31,:	2013			2012			2011
Discount rate		4.92	%		4.26	%		4.95	%
Assumed rate of future compensation increase		5	%		5	%		5	%
The components of net periodic benefit cost for the years ended December 31, 2013, 2012 and 2011 are as follows:
Net periodic benefit cost	2013			2012			2011
Service cost	$	40,015		$	34,770		$	30,625
Interest cost		47,899			51,091			53,771
Recognized actuarial loss		34,301			19,920			9,466
Net periodic postretirement benefit cost	$	122,215		$	105,781		$	93,862
Other changes in plan assets and benefit obligation recognized in other	2013			2012			2011
comprehensive income:
Net actuarial (gain) loss	$	(59,197	)	$	81,128		$	70,771
Recognized actuarial loss		(34,301	)		(19,920	)		(9,466	)
Total recognized in other comprehensive income (before tax effect)	$	(93,498	)	$	61,208		$	61,305
Total recognized in net benefit cost and other comprehensive income	$	28,717		$	166,989		$	155,167
(before tax effect)
Amounts expected to be recognized in net periodic cost during 2014:
Loss recognition	$	20,652
Prior service cost recognition	$	-
Weighted-average assumptions for net periodic cost as of December 31,:	2013			2012			2011
Discount rate		4.26	%		4.95	%		5.65	%
Salary scale		5	%		5	%		5	%
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the Supplemental Pension Plan:
Calendar Year	Future Estimated Benefit Payments
2014	$	75,000
2015	$	75,000
2016	$	75,000
2017	$	75,000
2018	$	116,000
2019-2023	$	580,000
The Corporation expects to contribute $75,000 to the plan during 2014. Corporation contributions are equal to the benefit payments to plan participants.
Defined Contribution Supplemental Executive Retirement Plan
The Corporation also sponsors a Defined Contribution Supplemental Executive Retirement Plan for certain current executive officers.  The plan is unfunded as of December 31, 2013 and is intended to provide nonqualified deferred compensation benefits payable at retirement, disability, death or certain other events.  The plan was initiated in 2012.  The balance in the plan as of December 31, 2013 and December 31, 2012 was $336,656 and $181,701, respectively.  A total of $154,955 and $181,701 was expensed during the years ended December 31, 2013 and 2012, respectively  In addition to each participants account being credited with the annual company contribution, each account will receive a quarterly interest credit that will equal the average yield on five year U.S. Treasury Notes.

STOCK_COMPENSATION

STOCK COMPENSATION	12 Months Ended
	Dec. 31, 2013
STOCK COMPENSATION [Abstract]	'
STOCK COMPENSATION	'
	(12)         STOCK COMPENSATION
	Board of Director’s Stock Compensation
	Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director.  The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service.
	Additionally, the President and Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year.
	During January 2014 and 2013, 8,385 and 7,969 shares, respectively, were re-issued from treasury to fund the stock component of directors' compensation.  An expense of $272,729, $216,946 and $232,948 related to this compensation was recognized during the years 2013, 2012 and 2011, respectively.  This expense is accrued as shares are earned.
	Restricted Stock Plan
	Pursuant to the Corporation’s Restricted Stock Plan (the “Plan”), the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's Chief Executive Officer.  Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date.
	A summary of restricted stock activity as of December 31, 2013, and changes during the year ended is presented below:
		Shares			Weighted–Average
					Grant Date Fair Value
	Nonvested at December 31, 2012		20,009		$	23.84
	Granted		8,087			32.18
	Vested		(5,660	)		23.22
	Forfeited or Cancelled		(1,797	)		25.04
	Nonvested at December 31, 2013		20,639		$	27.17
	As of December 31, 2013, there was $548,916 of total unrecognized compensation cost related to nonvested shares granted under the Plan.  The cost is expected to be recognized over a weighted-average period of 4.12 years.  The total fair value of shares vested during the years ended December 31, 2013 and 2012 were $180,576 and $87,314, respectively.

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
RELATED PARTY TRANSACTIONS	'
	(13)         RELATED PARTY TRANSACTIONS
	Members of the Board of Directors, certain Corporation officers, and their immediate families directly, or through entities in which they are principal owners (more than 10% interest), were customers of, and had loans and other transactions with the Corporation.  These loans are summarized as follows for the years ended December 31, 2013 and 2012:
		2013			2012
	Balance at beginning of year	$	25,389,555		$	20,884,273
	New loans or additional advances		30,055,816			37,544,459
	Repayments		(29,037,523	)		(33,039,177	)
	Balance at end of year	$	26,407,848		$	25,389,555
	Deposits from principal officers, directors, and their affiliates at year-end 2013 and 2012 were $9,762,196 and $9,928,331, respectively.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	(14)           COMMITMENTS AND CONTINGENCIES
	Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs.  These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates.  Commitments may expire without being used.  Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated.  The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.
	The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows:
		2013				2012
		Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
	Commitments to make loans	$	21,049,240	$	7,893,481	$	28,707,673	$	11,588,081
	Unused lines of credit	$	2,190,224	$	187,061,408	$	1,802,538	$	183,750,514
	Standby letters of credit	$	-	$	17,290,453	$	-	$	15,016,673
	Commitments to make Real Estate and Home Equity loans are generally made for periods of sixty days or less.  As of December 31, 2013, the fixed rate commitments to make loans have interest rates ranging from 3.625% to 5.375% and maturities ranging from five years to thirty years.  Commitments to fund commercial draw notes are generally made for periods of three months to eighteen months.  As of December 31, 2013, the fixed rate commitments have interest rates ranging from 3.35% to 5.25%.
	Because many commitments and almost all standby letters of credit expire without being funded in whole or in part, the contract amounts are not estimates of future cash flows.  Loan commitments and unused lines of credit have off-balance sheet credit risk because only origination fees are recognized on the consolidated balance sheet until commitments are fulfilled or expire.  The credit risk amounts are equal to the contractual amounts, assuming the amounts are fully advanced and collateral or other security is of no value.  The Corporation does not anticipate losses as a result of these transactions.  These commitments also have off-balance sheet interest rate risk in that the interest rate at which these commitments were made may not be at market rates on the date the commitments are fulfilled.
	The Corporation has issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party.  Standby letters of credit generally arise in connection with lending relationships.  The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers.  Contingent obligations under standby letters of credit totaled $17,290,453 at December 31, 2013 and represent the maximum potential future payments the Corporation could be required to make.  Typically, these instruments have terms of twelve months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements.  Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments.  Corporation policies governing loan collateral apply to standby letters of credit at the time of credit extension.  The carrying amount and fair value of the Corporation's standby letters of credit at December 31, 2013 was not significant.
	The Corporation has an executive severance agreement with its President and Chief Executive Officer.
	The Bank is a party in two legal proceedings involving its Wealth Management Group. In both proceedings, the Bank, as trustee pursuant to written trust instruments, has sought judicial settlement of trust accounts in the New York Surrogate’s Court for Chemung County. Individuals who are beneficiaries under the trusts have filed formal objections and/or demand letters with the Court in both of these accounting proceedings, objecting to the final settlement of the trust accounts. The objectants primarily assert that the Bank acted imprudently by failing to diversify the trusts’ investments and they claim $9.6 million and $24.1 million, consisting of damages and disallowed trustee’s commissions, plus unspecified legal fees in the respective proceedings. These proceedings are pending in the Surrogate’s Court. While the outcome of litigation is not predictable the Bank believes that the claims are without merit and is vigorously defending them.  As of December 31, 2013, no amount has been accrued for potential losses related to these proceedings as a potential loss is not considered probable or reasonably estimable in the opinion of management.
	In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries.  Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

PARENT_COMPANY_FINANCIAL_INFOR

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY FINANCIAL INFORMATION [Abstract]	'
PARENT COMPANY FINANCIAL INFORMATION	'
	(15)         PARENT COMPANY FINANCIAL INFORMATION
	Condensed parent company only financial statement information of Chemung Financial Corporation is as follows (investment in subsidiaries is recorded using the equity method of accounting):
	BALANCE SHEETS - DECEMBER 31	2013			2012
	Assets:
	Cash on deposit with subsidiary bank	$	2,685,601		$	1,788,169
	Investment in subsidiary-Chemung Canal Trust Company		133,557,084			126,597,837
	Investment in subsidiary-CFS Group, Inc.		778,949			640,229
	Dividends receivable from subsidiary bank		1,194,522			-
	Securities available for sale, at estimated fair value		342,898			304,190
	Other assets		1,255,162			1,813,162
	Total assets	$	139,814,216		$	131,143,587
	Liabilities and shareholders' equity:
	Dividends payable		1,194,522			-
	Other liabilities		41,700			28,650
	Total liabilities		1,236,222			28,650
	Shareholders' equity:
	Total shareholders' equity		138,577,994			131,114,937
	Total liabilities and shareholders' equity	$	139,814,216		$	131,143,587
	STATEMENTS OF INCOME - YEARS ENDED DECEMBER 31	2013			2012			2011
	Dividends from subsidiary bank	$	4,778,149		$	4,572,958		$	11,916,475
	Interest and dividend income		8,629			7,372			8,127
	Other income		132,574			150,136			776,672
	Operating expenses		324,122			331,441			227,847
	Income before impact of subsidiaries' undistributed earnings or distributions in excess of earnings and income taxes		4,595,230			4,399,025			12,473,427
	Equity in undistributed earnings (dividends in excess of earnings) of Chemung Canal Trust Company		3,873,011			6,410,993			(1,837,241	)
	Equity in undistributed earnings of CFS Group, Inc.		138,720			53,798			44,166
	Income before income tax		8,606,961			10,863,816			10,680,352
	Income tax (benefit) expense		(124,095	)		(158,424	)		142,597
	Net Income	$	8,731,056		$	11,022,240		$	10,537,755
	STATEMENTS OF CASH FLOWS - YEARS ENDED DECEMBER 31	2013			2012			2011
	Cash flows from operating activities:
	Net Income	$	8,731,056		$	11,022,240		$	10,537,755
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in (undistributed earnings) dividends in excess of earnings of Chemung Canal Trust Company		(3,873,011	)		(6,410,993	)		1,837,241
	Equity in undistributed earnings of CFS Group, Inc.		(138,720	)		(53,798	)		(44,166	)
	Change in dividend receivable		(1,194,522	)		1,141,081			(259,879	)
	Change in other assets		558,000			765,150			(60,510	)
	Change in other liabilities		78,117			48,081			161,692
	Expense related to employee stock compensation		112,154			80,000			55,000
	Expense related to restricted stock units for directors' deferred compensation plan		98,815			86,717			80,083
	Expense to employee restricted stock awards		130,920			79,510			28,141
	Net cash provided by operating activities		4,502,809			6,757,988			12,335,357
	Cash flow from investing activities:
	Cash paid Fort Orange Financial Corp. acquisition		-			-			(8,137,816	)
	Net cash used by investing activities		-			-			(8,137,816	)
	Cash flow from financing activities:
	Cash dividends paid		(3,583,627	)		(5,714,039	)		(4,056,597	)
	Purchase of treasury stock		(92,630	)		(635,800	)		(501,299	)
	Sale of treasury stock		70,880			257,550			217,520
	Net cash used in financing activities		(3,605,377	)		(6,092,289	)		(4,340,376	)
	Increase (Decrease) in cash and cash equivalents		897,432			665,699			(142,835	)
	Cash and cash equivalents at beginning of year		1,788,169			1,122,470			1,265,305
	Cash and cash equivalents at end of year	$	2,685,601		$	1,788,169		$	1,122,470

FAIR_VALUES

FAIR VALUES	12 Months Ended
	Dec. 31, 2013
FAIR VALUES [Abstract]	'
FAIR VALUES	'
	(16)           FAIR VALUES
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation used the following methods and significant assumptions to estimate fair value:
	Investment Securities:  The fair values of securities available for sale are usually determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).
	The Corporation's investment in collateralized debt obligations consisting of pooled trust preferred securities which are issued by financial institutions were historically priced using Level 2 inputs.  The lack of observable inputs and market activity in this class of investments has been significant and resulted in unreliable external pricing.  Broker pricing and bid/ask spreads, when available, have varied widely.  The once active market has become comparatively inactive. As a result, these investments are now priced using Level 3 inputs.
	The Corporation utilizes an external model for pricing these securities. This is the same model used in determining OTTI as further described in Note 3.  Information such as historical and current performance of the underlying collateral, deferral/default rates, collateral coverage ratios, break in yield calculations, cash flow projections, liquidity and credit premiums required by a market participant, and financial trend analysis with respect to the individual issuing financial institutions, are utilized in determining individual security valuations. Discount rates were utilized along with the cash flow projections in order to calculate an appropriate fair value.  These discount rates were calculated based on industry index rates and adjusted for various credit and liquidity factors.  Due to current market conditions as well as the limited trading activity of these securities, the market value of the securities is highly sensitive to assumption changes and market volatility.
	Trading Assets:  Securities that are held to fund a deferred compensation plan are recorded at fair value with changes in fair value included in earnings.  The fair values of trading assets are determined by quoted market prices (Level 1 inputs).
	Impaired Loans:  At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans carried at fair value have been partially charged-off or receive specific allocations as part of the allowance for loan loss accounting.  For collateral dependent loans, fair value is commonly based on real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, typically resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned:  Assets acquired through or instead of loan foreclosures are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned (“OREO”) are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation.  Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.  Appraisals are generally completed within the previous 12 month period prior to a property being placed into OREO.  On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition.
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
							Fair Value Measurement at December 31, 2013 Using
	Financial Assets:		Fair Value				Quoted Prices			Significant Other Observable Inputs			Significant Unobservable Inputs
							in Active Markets for Identical Assets (Level 1)			(Level 2)			(Level 3)
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	188,106,208			$	31,261,500		$	156,844,708		$	-
	Mortgage-backed securities, residential			104,356,521				-			104,356,521			-
	Obligations of states and political subdivisions			38,376,222				-			38,376,222			-
	Collateralized mortgage obligations			1,014,876				-			1,014,876			-
	Corporate bonds and notes			2,945,807				-			2,945,807			-
	SBA loan pools			1,487,579				-			1,487,579			-
	Trust Preferred securities			2,033,594				-			2,033,594			-
	Corporate stocks			7,695,099				7,279,075			416,024			-
	Total available for sale securities		$	346,015,906			$	38,540,575		$	307,475,331		$	-
	Trading assets		$	366,255			$	366,255		$	-		$	-
							Fair Value Measurement at December 31, 2012 Using
	Financial Assets:		Fair Value				Quoted Prices			Significant Other Observable Inputs			Significant Unobservable Inputs
							in Active Markets for Identical Assets (Level 1)			(Level 2)			(Level 3)
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	141,591,214			$	37,698,000		$	103,893,214		$	-
	Mortgage-backed securities, residential			31,515,249				-			31,515,249			-
	Obligations of states and political subdivisions			40,814,722				-			40,814,722			-
	Collateralized mortgage obligations			3,543,360				-			3,543,360			-
	Corporate bonds and notes			11,651,635				-			11,651,635			-
	SBA loan pools			1,724,140				-			1,724,140			-
	Trust Preferred securities			2,470,913				-			2,025,313			445,600
	Corporate stocks			6,374,530				5,720,533			653,997			-
	Total available for sale securities		$	239,685,763			$	43,418,533		$	195,821,630		$	445,600
	Trading assets		$	348,241			$	348,241		$	-		$	-
	There were no transfers between Level 1 and Level 2 during the year ending December 31, 2013 or the year ending December, 31, 2012.
	The significant unobservable inputs used in the fair value measurement of the Corporation’s collateralized debt obligations are probabilities of specific-issuer defaults and deferrals and specific-issuer recovery assumptions.  Significant increases in specific-issuer default assumptions or decreases in specific-issuer recovery assumptions would result in a significantly lower fair value measurement.  Conversely, decreases in specific-issuer default assumptions or increases in specific-issuer recovery assumptions would result in a higher fair value measurement.  The Corporation treats all interest payment deferrals as defaults and assumes no recoveries on defaults.
	The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
	Trust Preferred Securities Available for Sale		Fair Value Measurement twelve-months ended December 31, 2013 Using Significant Unobservable Inputs (Level 3)				Fair Value Measurement twelve-months ended December 31, 2012 Using Significant Unobservable Inputs (Level 3)
	Beginning balance		$	445,600			$	294,910
	Total gains/losses (realized/unrealized):
	Included in earnings:
	Loss on securities			-				-
	Impairment charge on investment securities			(29,025	)			-
	Included in other comprehensive income			183,425				150,690
	Transfers in and/or out of Level 3			(600,000	)			-
	Ending balance, December 31		$	-			$	445,600
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
							Fair Value Measurement at
							December 31, 2013 Using
	Financial Assets:		Fair Value				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial		$	460,386			$	-		$	-		$	460,386
	Commercial mortgages:							-			-
	Commercial mortgages other			485,186				-			-			485,186
	Consumer loans:
Home equity lines and loans			53,856										53,856
Total Impaired Loans		$	999,428			$	-		$	-		$	999,428
Other real estate owned:
Commercial and agricultural:
Commercial and industrial		$	101,200			$	-		$	-		$	101,200
Commercial mortgages:
Commercial mortgages other			265,702				-			-			265,702
Residential mortgages			106,270				-			-			106,270
Consumer loans:
Home equity lines and loans			64,859				-			-			64,859
Total Other real estate owned, net		$	538,031			$	-		$	-		$	538,031
						Fair Value Measurement at December 31, 2012 Using
Financial Assets:		Fair Value				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)			(Level 2)			(Level 3)
Impaired Loans:
Commercial and agricultural:
Commercial and industrial		$	311,801			$	-		$	-		$	311,801
Commercial mortgages:							-			-
Commercial mortgages other			303,821				-			-			303,821
Total Impaired Loans		$	615,622			$	-		$	-		$	615,622
Other real estate owned:
Commercial and agricultural:
Commercial and industrial		$	101,200			$	-		$	-		$	101,200
Commercial mortgages:
Commercial mortgages other			257,702				-			-			257,702
Residential mortgages			201,679				-			-			201,679
Consumer loans:
Home equity lines and loans			4,000				-			-			4,000
Total Other real estate owned, net		$	564,581			$	-		$	-		$	564,581
The following table presents information related to Level 3 non-recurring fair value measurement at December 31, 2013 and December 31, 2012:
Description		Fair Value at December 31, 2013				Technique		Unobservable Inputs
Impaired loans		$	999,428			Third party real estate and a 100% discount of personal property		1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned		$	538,031			Third party appraisals		1	Estimated holding  period
								2	Estimated closing costs
Description		Fair Value at December 31, 2012				Technique		Unobservable Inputs
Impaired loans		$	615,622			Third party real estate and a 100% discount of personal property		1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned		$	564,581			Third party appraisals		1	Estimated holding  period
								2	Estimated closing costs
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $2,045,450 with a valuation allowance of $1,046,022 as of December 31, 2013, resulting in an increases of $853,384 in the provision for loan losses for the year ending December 31, 2013.  Impaired loans had a principal balance of $808,260 with a valuation allowance of $192,638 as of December 31, 2012, resulting in no additional provision for loan losses for the year ending December 31, 2012.
OREO, which is measured by the lower of carrying or fair value less costs to sell, had a net carrying amount of $538,031 at December 31, 2013.  The net carrying amount reflects the outstanding balance of $730,398 net of a valuation allowance of $192,367 at December 31, 2013, which resulted in a write down of $2,100 for the year ending December 31, 2013.  OREO had a net carrying amount of $564,581 at December 31, 2012.  The net carrying amount reflects the outstanding balance of $756,948 net of a valuation allowance of $192,367 at December 31, 2012, which resulted in a write down of $116,840 for the year ending December 31, 2012.
FAIR VALUE OF FINANCIAL INSTRUMENTS
The following methods and assumptions were used to estimate the fair value of each class of financial instruments:
Cash, Due From and Interest-Bearing Deposits in Other Financial Institutions
For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1, and time deposits are classified as Level 2.
FHLB and FRB Stock
It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions on its transferability.
Loans Receivable
For variable-rate loans that reprice frequently, fair values approximate carrying values.  The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality.  Loans are classified as Level 3.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.  Loans held for sale are classified as Level 2.
Deposits
The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1.
The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2.
Securities Sold Under Agreements to Repurchase (Repurchase Agreements)
These instruments bear both variable and fixed rates of interest.  Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity.  These are classified as Level 2.
Federal Home Loan Bank Advances
These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2.
Commitments to Extend Credit
The fair value of commitments to extend credit is based on fees currently charged to enter into similar agreements, the counter-party's credit standing and discounted cash flow analysis.  The fair value of these commitments to extend credit approximates the recorded amounts of the related fees and is not material at December 31, 2013 and 2012.
Accrued Interest Receivable and Payable
For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with.
The carrying amounts and estimated fair values of other financial instruments, at December 31, 2013 and December 31, 2012, are as follows (dollars in thousands):
		Fair Value Measurements at December 31, 2013
Financial Assets:		Carrying Amount				Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs(Level 2)					Significant Unobservable Inputs(Level 3)				Estimated Fair Value (1)
Cash and due from financial	$	31,600,112			$		31,600,112			$	-				$	-	$		31,600,112
institutions
Interest-bearing deposits in other		20,009,352					20,009,352				-					-			20,009,352
financial institutions
Trading assets		366,255					366,255				-					-			366,255
Securities available for sale		346,015,906					38,540,575				307,475,331					-			346,015,906
Securities held to maturity		6,494,924					-				6,929,549					-			6,929,549
Federal Home Loan and Federal		4,481,750					-				-					-			N/A
Reserve Bank stock
Loans, net		983,090,196					-				-					1,008,826,162			1,008,826,162
Loans held for sale		694,840					-				694,840					-			694,840
Accrued interest receivable		4,166,423					145,166				1,468,186					2,553,071			4,166,423
Financial liabilities:
Deposits:
Demand, savings, and insured	$	1,018,878,175			$		1,018,878,175			$	-				$	-	$		1,018,878,175
money market accounts
Time deposits		244,491,486					-				245,481,933					-			245,481,933
Securities sold under agreements		32,701,223					-				33,636,052					-			33,636,052
to repurchase
Federal Home Loan Bank advances		25,242,628					-				26,063,973					-			26,063,973
Accrued interest payable		335,818					14,445				170,328					151,045			335,818
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.
		Fair Value Measurements at December 31, 2012
Financial Assets:		Carrying Amount				Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)					Significant Unobservable Inputs (Level 3)				Estimated Fair Value (1)
Cash and due from financial	$	29,239,309			$		29,239,309			$	-				$	-	$		29,239,309
institutions
Interest-bearing deposits in other		11,001,912					8,444,188				2,557,724					-			11,001,912
financial institutions
Trading assets		348,241					348,241				-					-			348,241
Securities available for sale		239,685,763					43,418,533				195,821,630					445,600			239,685,763
Securities held to maturity		5,748,453					-				6,421,486					-			6,421,486
Federal Home Loan and Federal		4,710,300					-				-					-			N/A
Reserve Bank stock
Loans, net		883,084,291					-				-					916,289,444			916,289,444
Loans held for sale		1,057,309					-				1,057,309					-			1,057,309
Accrued interest receivable		3,787,923					174,827				1,257,260					2,355,836			3,787,923
Financial liabilities:
Deposits:
Demand, savings, and insured	$	808,043,960			$		808,043,960			$	-				$	-	$		808,043,960
money market accounts
Time deposits		236,690,054					-				238,245,225					-			238,245,225
Securities sold under agreements		32,710,650					-				35,259,782					-			35,259,782
to repurchase
Federal Home Loan Bank advances		27,225,363					-				29,688,198					-			29,688,198
Accrued interest payable		452,629					11,793				278,988					161,848			452,629
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT

REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2013
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'
REGULATORY CAPITAL REQUIREMENTS	'
	(17)         REGULATORY CAPITAL REQUIREMENTS
	The Corporation and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets (all as defined in the applicable regulations).  Management believes that, as of December 31, 2013 and 2012, the Corporation and the Bank met all capital adequacy requirements to which they were subject.
	As of December 31, 2013, the most recent notification from the Federal Reserve Bank of New York categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below.  There have been no conditions or events since that notification that management believes have changed the Bank's or the Corporation's capital category.
	The Corporation’s principal source of funds for dividend payments is dividends received from the Bank.  Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies.  Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net income, combined with the retained net income of the preceding two years, subject to the capital requirements in the table below.  During 2014, the Bank could, without prior approval, declare dividends of approximately $8.5 million plus any 2014 net income retained to the date of the dividend declaration.
	The actual capital amounts and ratios of the Corporation and the Bank are presented in the following table:
		Actual					Required To Be					Required To Be Well
							Adequately					Capitalized
							Capitalized
	As of December 31, 2013	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	126,298,617		12.1	%	$	83,483,686		8	%		N/	A		N/	A
	Bank	$	121,221,937		11.63	%	$	83,368,967		8	%	$	104,211,209			10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	110,260,258		10.57	%	$	41,741,843		4	%		N/	A		N/	A
	Bank	$	105,239,348		10.1	%	$	41,684,484		4	%	$	62,526,725			6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	110,260,258		8.08	%	$	40,940,320		3	%		N/	A		N/	A
	Bank	$	105,239,348		7.72	%	$	40,900,388		3	%	$	68,167,313			5	%
	As of December 31, 2012
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	119,894,319		13.1	%	$	73,208,463		8	%		N/	A		N/	A
	Bank	$	115,391,331		12.64	%	$	73,044,522		8	%	$	91,305,653			10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	106,924,553		11.68	%	$	36,604,232		4	%		N/	A		N/	A
	Bank	$	102,459,917		11.22	%	$	36,522,261		4	%	$	54,783,392			6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	106,924,553		8.74	%	$	36,701,105		3	%		N/	A		N/	A
	Bank	$	102,459,917		8.39	%	$	36,630,566		3	%	$	61,050,944			5	%

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	12 Months Ended
	Dec. 31, 2013
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	'
	(18)           ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS
	Accumulated other comprehensive income or loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect.
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated:
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012		$	8,022,790			$	(10,829,719	)		$	(2,806,929	)
	Other comprehensive income before			(1,987,340	)			3,993,381				2,006,041
	reclassification
	Amounts reclassified from accumulated other			7,785				948,284				956,069
	comprehensive income
	Net current period other comprehensive loss			(1,979,555	)			4,941,665				2,962,110
	Balance at December 31, 2013		$	6,043,235			$	(5,888,054	)		$	155,181
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2011		$	7,987,055			$	(9,428,433	)		$	(1,441,378	)
	Other comprehensive income before			220,733				(2,231,066	)			(2,010,333	)
	reclassification
	Amounts reclassified from accumulated other			(184,998	)			829,780				644,782
	comprehensive income
	Net current period other comprehensive loss			35,735				(1,401,286	)			(1,365,551	)
	Balance at December 31, 2012		$	8,022,790			$	(10,829,719	)		$	(2,806,929	)
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated:
	Details about Accumulated Other Comprehensive Income Components	Year Ended December 31,										Affected Line Item
												in the Statement Where
												Net Income is Presented
					2013				2012
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-temporary losses realized in net income			$	(29,025	)		$	-			Total impairment losses
	Realized gains on securities available for sale				16,379				300,516			Net losses on securities transactions
	Tax effect				4,861				(115,518	)		Income tax benefit (expense)
	Net of tax				10,083				184,998
	Amortization of defined pension plan
	and other benefit plan items:
	Prior service costs (a)				83,144				83,144			Pension and other employee benefits
	Actuarial losses (a)				(1,623,567	)			(1,431,064	)		Pension and other employee benefits
	Tax effect				592,139				518,140			Income tax benefit (expense)
	Net of tax				(948,284	)			(829,780	)
	Total reclassification for the period, net of tax			$	(956,069	)		$	(644,782	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING

SEGMENT REPORTING	12 Months Ended
	Dec. 31, 2013
SEGMENT REPORTING [Abstract]	'
SEGMENT REPORTING	'
	(19)         SEGMENT REPORTING
	The Corporation manages its operations through two primary business segments:  core banking and wealth management group services.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities.  The wealth management group services segment provides revenues by providing trust and investment advisory services to clients.
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments:
	Year ended December 31, 2013	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	46,621,005	$	-	$	9,714		$	46,630,719
	Provision for loan losses		2,754,726		-		-			2,754,726
	Net interest income after provision for loan losses		43,866,279		-		9,714			43,875,993
	Other operating income		9,912,614		7,344,045		819,945			18,076,604
	Other operating expenses		43,134,860		5,480,218		784,166			49,399,244
	Income (loss) before income tax expense		10,644,033		1,863,827		45,493			12,553,353
	Income tax expense (benefit)		3,140,245		716,455		(34,403	)		3,822,297
	Segment net income (loss)	$	7,503,788	$	1,147,372	$	79,896		$	8,731,056
	Segment assets	$	1,469,482,048	$	4,943,092	$	1,718,313		$	1,476,143,453
	Year ended December 31, 2012	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	46,833,743	$	-	$	8,130		$	46,841,873
	Provision for loan losses		827,567		-		-			827,567
	Net interest income after provision for loan losses		46,006,176		-		8,130			46,014,306
	Other operating income		9,596,323		6,826,976		764,442			17,187,741
	Other operating expenses		40,550,209		5,389,017		856,099			46,795,325
	Income (loss) before income tax expense		15,052,290		1,437,959		(83,527	)		16,406,722
	Income tax expense (benefit)		4,953,549		552,751		(121,818	)		5,384,482
	Segment net income (loss)	$	10,098,741	$	885,208	$	38,291		$	11,022,240
	Segment assets	$	1,240,751,558	$	5,155,950	$	2,252,200		$	1,248,159,708
	Year ended December 31, 2011	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	43,906,319	$	-	$	8,729		$	43,915,048
	Provision for loan losses		958,333		-		-			958,333
	Net interest income after provision for loan losses		42,947,986		-		8,729			42,956,715
	Other operating income		9,426,994		6,709,685		1,325,908			17,462,587
	Other operating expenses		38,293,287		5,851,825		703,285			44,848,397
	Income before income tax expense		14,081,693		857,860		631,352			15,570,905
	Income tax expense		4,528,446		331,872		172,832			5,033,150
	Segment net income	$	9,553,247	$	525,988	$	458,520		$	10,537,755
	Segment assets	$	1,207,464,195	$	5,729,479	$	3,065,913		$	1,216,259,587

BRANCH_ACQUISITION

BRANCH ACQUISITION	12 Months Ended
	Dec. 31, 2013
BRANCH ACQUISITION [Abstract]	'
BRANCH ACQUISITION	'
	(20)         BRANCH ACQUISITION
	On July 10, 2013, the Bank entered into an agreement with Bank of America to acquire six branch offices in Auburn, Cortland, Ithaca and Seneca Falls, New York.  Under the terms of the agreement, the Bank purchased the related branch premises and certain performing loans, and assumed the related deposits.  The transaction was completed on November 23, 2013.  The assets acquired and deposits assumed in the transaction were recorded at their estimated fair values as follows:
	Cash, net	$	170,904,285
	Loans		1,240,224
	Bank premises and equipment		4,081,292
	Core deposit intangible asset		2,154,670
	Other assets		349,091
	Total assets acquired	$	178,729,562
	Deposits assumed	$	177,749,174
	Time deposit premium		263,387
	Other liabilities		717,001
	Total liabilities assumed	$	178,729,562
	The transaction was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at their estimated fair values on the acquisition date.  Fair values are preliminary and in certain cases are subject to refinement for up to one year after the closing date of the acquisition as additional information relative to fair values becomes available.
	The operating results of the acquired branch offices included in the Corporation’s consolidated statement of income for the year ended December 31, 2013 reflect only the amounts from the acquisition date through December 31, 2013.
	The core deposit intangible asset of $2,154,670 will be amortized on an accelerated basis over a period of approximately seven years.  The time deposit premium of $263,387 will be accreted over the estimated remaining life of the related deposits as a reduction to interest expense.
	Preliminary negative goodwill of $469,929 was recorded as a gain from bargain purchase, was calculated as the purchase discount after adjusting for the fair value of net assets acquired.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
ORGANIZATION	'
	ORGANIZATION
	Chemung Financial Corporation (the "Corporation"), through its wholly owned subsidiaries, Chemung Canal Trust Company (the "Bank") and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory agencies.
BASIS OF PRESENTATION	'
	BASIS OF PRESENTATION
	The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
SECURITIES	'
	SECURITIES
	Management determines the appropriate classification of securities at the time of purchase.  If management has the intent and the Corporation has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized cost.  Securities to be held for indefinite periods of time or not intended to be held to maturity are classified as available for sale and carried at fair value.  Unrealized holding gains and losses on securities classified as available for sale are excluded from earnings and are reported as accumulated other comprehensive income (loss) in shareholders' equity, net of the related tax effects, until realized. Realized gains and losses are determined using the specific identification method.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) other-than-temporary impairment (OTTI) related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Corporation compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
	Securities are placed on non-accrual status when management believes there are significant doubts regarding the ultimate collectability of interest and/or principal. Premiums and discounts are amortized or accreted over the life of the related security as an adjustment of yield using the interest method. Dividend and interest income is recognized when collected.
FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK	'
	FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK
	The Bank is a member of both the FHLBNY and the FRBNY.  FHLBNY members are required to own a certain amount of stock based on the level of borrowings and other factors, while FRBNY members are required to own a certain amount of stock based on a percentage of the Bank’s capital stock and surplus.  FHLBNY and FRBNY stock are carried at cost and classified as non-marketable equities and periodically evaluated for impairment based on ultimate recovery of par value.  Cash dividends are reported as income.
BANK OWNED LIFE INSURANCE	'
	BANK OWNED LIFE INSURANCE
	Bank Owned Life Insurance ("BOLI") is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.  Changes in the cash surrender value are recorded in other income.
LOANS HELD FOR SALE	'
	LOANS HELD FOR SALE
	Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale, as well as the commitments to sell the loans that are originated for sale, are regularly evaluated for changes in fair value.  If necessary, a valuation allowance is established with a charge to income for unrealized losses attributable to a change in market rates.
LOANS	'
	LOANS
	Loans are stated at the amount of unpaid principal balance less unearned discounts and net deferred origination fees and costs.  The Corporation has the ability and intent to hold its loans for the foreseeable future.  The Corporation’s loan portfolio, including acquired loans, is comprised of the following segments: (i) commercial, financial and agricultural, (ii) commercial mortgages, (iii) residential mortgages and (iv) consumer loans.
	Commercial and agricultural loans primarily consist of loans to small to mid-sized businesses in the Corporation’s market area in a diverse range of industries.  These loans are typically made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.  Commercial mortgage loans are generally non-owner occupied commercial properties or owner occupied commercial real estate with larger balances.  Repayment of these loans is often dependent upon the successful operation and management of the properties and the businesses occupying the properties, as well as on the collateral securing the loan.  Residential mortgage loans are generally made on the basis of the borrower’s ability to make repayment from their employment and other income, but are secured by real property.  Consumer loans include home equity lines of credit and home equity loans, which exhibit many of the same characteristics as residential mortgages.  Indirect and other consumer loans are typically secured by depreciable assets, such as automobiles or boats, and are dependent on the borrower’s continuing financial stability.
	Interest on loans is accrued and credited to operations using the interest method.  Past due status is based on the contractual terms of the loan.  The accrual of interest is generally discontinued and previously accrued interest is reversed when loans become 90 days delinquent.  Loans may also be placed on non-accrual status if management believes such classification is otherwise warranted.  All payments received on non accrual loans are applied to principal.  Loans are returned to accrual status when they become current as to principal and interest and remain current for a period of six consecutive months or when, in the opinion of management, the Corporation expects to receive all of its original principal and interest.  Loan origination fees and certain direct loan origination costs are deferred and amortized over the life of the loan as an adjustment to yield, using the interest method.
ACQUIRED LOANS	'
	ACQUIRED LOANS
	Non-Impaired Acquired Loans:
	Loans acquired are initially recorded at fair value with no carryover of the related allowance for loan losses.  After acquisition, losses beyond those estimated in determining the initial fair value are recognized through the allowance for loan losses.  Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate.
	Purchased Credit Impaired Loans:
	Loans acquired that show evidence of credit deterioration since origination are considered purchased credit impaired loans  These loans are recorded at the fair value of the amount paid, such that there is no carryover of the seller’s allowance for loan losses.
	Such purchased loans are accounted for individually.  The Corporation estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	After acquisition, losses are recognized by an increase in the allowance for loan losses.  Over the life of the loan expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a reserve is established.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.  These loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.
TROUBLED DEBT RESTRUCTURINGS	'
	TROUBLED DEBT RESTRUCTURINGS
	Troubled debt restructuring (“TDR”) is a formally renegotiated loan in which the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that would not have been granted to the borrower otherwise.  Not all loans that are restructured as a TDR are classified as non-accrual before the restructuring occurs.  Restructured loans can convert from non-accrual to accrual status when said loans have demonstrated performance, generally evidenced by six months of payment performance in accordance with the restructured terms, or by the presence of other significant items.
ALLOWANCE FOR LOAN LOSSES	'
	ALLOWANCE FOR LOAN LOSSES
	The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans.  The allowance for loan losses is increased through a provision for loan losses charged to operations.  Loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.  Management's evaluation of the adequacy of the allowance for loan losses is performed on a periodic basis and takes into consideration such factors as the credit risk grade assigned to the loan, historical loan loss experience (general component) and review of specific impaired loans (including evaluations of the underlying collateral and expected cash flows).  Historical loss experience is adjusted by management based on their judgment as to the current impact of qualitative factors including changes in the composition and volume of the loan portfolio, overall portfolio quality, and current economic conditions that may affect the borrowers' ability to pay.  Management believes that the allowance for loan losses is adequate to absorb probable incurred losses.  While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Corporation's allowance for loan losses. Such agencies may require the Corporation to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
	Management, after considering current information and events regarding the borrower's ability to repay their obligations, classifies a loan as impaired when it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is determined to be impaired and is placed on nonaccrual status, all future payments received are applied to principal.
	If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Troubled debt restructurings are impaired loans.
	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors.  Loans not impaired but classified as substandard and special mention use a historical loss factor on a rolling five year history of net losses.  For all other unclassified loans, the historical loss experience is determined by portfolio class and is based on the actual loss history experienced by the Corporation over the most recent two years.  This actual loss experience is supplemented with other qualitative factors based on the risks present for each portfolio class.  These qualitative factors include consideration of the following: (1) lending policies and procedures, including underwriting standards and collection, charge-off and recovery policies, (2) national and local economic and business conditions and developments, including the condition of various market segments, (3) loan profiles and volume of the portfolio, (4) the experience, ability, and depth of lending management and staff, (5) the volume and severity of past due, classified and watch-list loans, non-accrual loans and troubled debt restructurings, (6) the quality of the Bank’s loan review system and the degree of oversight by the Bank’s Board of Directors, (7) collateral related issues: secured vs. unsecured, type, declining valuation environment and trend of other related factors, (8) the existence and effect of any concentrations of credit, and changes in the level of such concentrations, (9) the effect of external factors, such as competition and legal and regulatory requirements, on the level of estimated credit losses in the Bank’s current portfolio and (10) the recession threat from United States and European fiscal crises.
PREMISES AND EQUIPMENT	'
	PREMISES AND EQUIPMENT
	Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is charged to current operations under the straight-line method over the estimated useful lives of the assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture.  Amortization of leasehold improvements and leased equipment is recognized on the straight-line method over the shorter of the lease term or the estimated life of the asset.
OTHER REAL ESTATE	'
	OTHER REAL ESTATE
	Real estate acquired through foreclosure or deed in lieu of foreclosure is recorded at estimated fair value of the property less estimated costs to dispose at the time of acquisition.  Write downs from the carrying value of the loan to estimated fair value which are required at the time of foreclosure are charged to the allowance for loan losses.  Subsequent adjustments to the carrying values of such properties resulting from declines in fair value are charged to operations in the period in which the declines occur.
INCOME TAXES	'
	INCOME TAXES
	The Corporation files a consolidated tax return. Deferred tax assets and liabilities are recognized for future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases, and for unused tax loss carry forwards.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which temporary differences are expected to be recovered or settled, or the tax loss carry forwards are expected to be utilized. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
WEALTH MANAGEMENT GROUP FEE INCOME	'
	WEALTH MANAGEMENT GROUP FEE INCOME
	Assets held in a fiduciary or agency capacity for customers are not included in the accompanying consolidated balance sheets, since such assets are not assets of the Corporation. Wealth Management Group income is recognized on the accrual method as earned based on contractual rates applied to the balances of individual trust accounts.  The unaudited market value of trust assets under administration total $1.888 billion at December 31, 2013 and $1.735 billion at December 31, 2012.
POSTRETIREMENT BENEFITS	'
	POSTRETIREMENT BENEFITS
	Pension Plan:
	The Chemung Canal Trust Company Pension Plan is a non-contributory defined benefit pension plan.  The Pension Plan is a “qualified plan” under the IRS Code and therefore must be funded.  Contributions are deposited to the Plan and held in trust.  The Plan assets may only be used to pay retirement benefits and eligible plan expenses.  The plan was amended such that new employees hired on or after July 10, 2010 will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment has resulted in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	Under the Plan, pension benefits are based upon final average annual compensation where the annual compensation is total base earnings paid plus 401(k) salary deferrals.  Bonuses, overtime, commissions and dividends are excluded.  The normal retirement benefit equals 1.2% of final average compensation (highest consecutive five years of annual compensation in the prior ten years) times years of service (up to a maximum of 25 years), plus 1% of average monthly compensation for each additional year of service (up to a maximum of 10 years), plus .65% of average monthly compensation in excess of covered compensation for each year of credited service up to 35 years.  Covered compensation is the average of the social security taxable wage bases in effect for the 35 year period prior to normal social security retirement age.  Compensation for purposes of determining benefits under the Plan is reviewed annually.
	Defined Contribution Profit Sharing, Savings and Investment Plan:
	The Corporation also sponsors a 401(K) defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes non-discretionary contributions and discretionary matching and profit sharing contributions to the plan based on the financial results of the Corporation.  The plan's assets consist of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.  The plan’s expense is the amount of non-discretionary contributions and discretionary matching and profit sharing contributions, and is charged to other expenses in the consolidated statements of income.
	Defined Benefit Health Care Plan:
	The Corporation sponsors a defined benefit health care plan that provides postretirement medical benefits to employees who meet minimum age and service requirements.  This plan was amended effective July 1, 2006. Prior to this amendment, all retirees age 55 or older were eligible for coverage under the Corporation's self-insured health care plan, contributing 40% of the cost of the coverage. Under the amended plan, coverage for Medicare eligible retirees who reside in the Central New York geographic area is provided under a group sponsored plan with Excellus BlueCross BlueShield called Medicare Blue PPO, with the retiree paying 100% of the premium. Excellus BlueCross BlueShield assumes full liability for the payment of health care benefits incurred after July 1, 2006. Current Medicare eligible retirees who reside outside of the Central New York geographic area were eligible for coverage under the Corporation's self insurance plan thru December 31, 2009, contributing 50% of the cost of coverage. Effective January 1, 2010, these out of area retirees were eligible for coverage under a Medicare Supplement Plan C administered by Excellus BlueCross BlueShield, contributing 50% of the premium. Current and future retirees between the ages of 55 and 65, will continue to be eligible for coverage under the Corporation's self insured plan, contributing 50% of the cost of the coverage. Employees who retire after July 1, 2006, and become Medicare eligible will only have access to the Medicare Blue PPO plan. Additionally, effective July 1, 2006, dental benefits were eliminated for all retirees.  The cost of the plan is based on actuarial computations of current and future benefits for employees, and is charged to other operating expenses in the consolidated statements of income.
	Executive Supplemental Pension Plan:
	U.S. laws place limitations on compensation amounts that may be included under the Pension Plan.  The Executive Supplemental Pension Plan is provided to executives in order to produce total retirement benefits, as a percentage of compensation that is comparable to employees whose compensation is not restricted by the annual compensation limit.  Pension amounts, which exceed the applicable Internal Revenue Service code limitations, will be paid under the Executive Supplemental Pension Plan.
	The Executive Supplemental Pension Plan is a “non-qualified plan” under the Internal Revenue Service Code.  Contributions to the Plan are not held in trust; therefore, they may be subject to the claims of creditors in the event of bankruptcy or insolvency.  When payments come due under the Plan, cash is distributed from general assets. The cost of the plan is based on actuarial computations of current and future benefits for executives, and is charged to other operating expense in the consolidated statements of income.
	Defined Contribution Supplemental Executive Retirement Plan:
	The Defined Contribution Supplemental Executive Retirement Plan is provided to certain executives to motivate and retain key management employees by providing a nonqualified retirement benefit that is payable at retirement, disability, death and certain other events.  The Defined Contribution Supplemental Executive Retirement Plan will deliver a retirement benefit comparable to that received by other executive officers participating in the bank’s Defined Benefit Plan.
	The Supplemental Executive Retirement Plan is intended to be an unfunded plan maintained primarily for the purpose of providing deferred compensation benefits for a select group of management or highly compensated employees under Sections 201(2), 301(a)(3) and 401(a)(1) of the Employee Retirement Income Security Act of 1974.  The plan’s expense is the Corporation’s annual contribution plus interest credits.
STOCK-BASED COMPENSATION	'
	STOCK-BASED COMPENSATION
	Restricted Stock Plan:
	The Restricted Stock Plan, in effect as of June 16, 2010, is designed to align the interests of the Company’s executives and senior managers with the interests of the Company and its shareholders, to insure the Company’s compensation practices are competitive and comparable with those of its peers, and to promote the retention of select management-level employees.  Under the terms of the Plan, the Company may make discretionary grants of restricted shares of the Company’s common stock to or for the benefit of employees selected to participate in the Plan.  Each officer of the Company, other than the Company’s chief executive officer, is eligible to participate in the Plan.  Awards are based on the performance, responsibility and contributions of the employee and are targeted at an average of the peer group.  The maximum number of shares of the Company’s common stock that may be awarded as restricted shares to Plan participants may not exceed fifteen thousand (15,000) per calendar year.  Twenty percent of the restricted stock awarded to a participant vests each year commencing with the first anniversary date of the award and is 100 percent vested on the fifth anniversary date.  Except in the case of the participant’s death, disability, or in the event of a change in control, the participant’s unvested shares of unrestricted stock will be forfeited if the participant leaves the employ of the Company or the Bank, with or without cause, or if the participant retires prior to attainment of age 65.
	Deferred Directors Fee Plan:
	A Deferred Directors Fee Plan for non-employee directors provides that directors may elect to defer receipt of all or any part of their fees.  Deferrals are either credited with interest compounded quarterly at the Applicable Federal Rate for short-term debt instruments or converted to units, which appreciate or depreciate, as would an actual share of the Company’s common stock purchased on the deferral date.  Cash deferrals will be paid into an interest bearing account and paid in cash.  Units will be paid in shares of common stock.
	Directors’ Compensation Plan:
	The purpose of the Directors’ Compensation Plan is to enable the Company to attract and retain persons of exceptional ability to serve as directors and stockholders in enhancing the value of the common stock of the Company.  The Plan was originally established to provide for the cash payment of an annual retainer and fees to non-employee directors serving on the Board of Directors of the Company and the Bank.  The Plan was subsequently amended to provide: (i) payment of additional compensation to each non-employee director in shares of the Company’s common stock in an amount equal to the total cash compensation earned by each non-employee director during the year for service on the Board of Directors of each of the Company and the Bank, and for each year of service thereafter, to be distributed from treasury shares in January of the following calendar year; and (ii) payment to the President and CEO of the Company and the Bank for his service on the Boards of Directors of the Company and the Bank in an amount equal in value to the average compensation awarded to non-employee directors who have served twelve (12) months of the previous year.   The maximum number of shares of Company common stock that may be granted under the Plan may not exceed twenty thousand (20,000) per year.  The Plan was amended, effective January 1, 2012, to provide that the value of a share of common stock granted under the Plan shall be determined as the average of the closing prices of a share of common stock as quoted on the applicable established securities market for each of the prior thirty (30) trading days ending on December 31st of the calendar year.
	Incentive Compensation Plan:
	The Incentive Compensation Plan replaces the President and CEO Bonus Plan that was in effect prior to January 1, 2012.  The purpose of the Incentive Compensation Plan is to attract and retain highly qualified officers and key employees, and to motivate such persons to serve the Company and the Bank and to expend maximum effort to improve the business results and earnings of the Company by providing to such persons an opportunity to acquire or increase a direct proprietary interest in the operations and future success of the Company.  To this end, the Incentive Compensation Plan provides for the discretionary grant of unrestricted stock, i.e., common stock of the Company that is free of any restrictions, such as restrictions on transferability, to select officers and key employees as designated by the Board in its sole discretion.  The maximum number of shares that can be awarded as unrestricted stock under the Incentive Compensation Plan to any individual is ten thousand (10,000) per calendar year; and the maximum amount that may be earned in cash as an Incentive Award in any calendar year by any individual is $300,000.  The right of any eligible employee to receive a grant of an incentive award, whether in the form of cash or unrestricted stock, is subject to performance standards that are specified by either the Compensation Committee or the Board.
	Non-qualified Deferred Compensation Plan:
	The Deferred Compensation Plan allows a select group of management and employees to defer all or a portion of their annual compensation to a future date.  Eligible employees are generally highly compensated employees and are designated by the Board from time to time.  Deferred amounts are an unfunded liability of the Company.  The Plan requires deferral elections be made before the beginning of the calendar year during which the participant will perform the services to which the compensation relates. Participants in the Plan are required to elect a form of distribution, either lump sum payment or annual installments not to exceed ten years, and a time of distribution, either a specified age or a specified date. The terms and conditions for the deferral of compensation are subject to the provisions of 409A of the IRS Code.
GOODWILL AND INTANGIBLE ASSETS	'
	GOODWILL AND INTANGIBLE ASSETS
	Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually.  The Corporation has selected December 31 as the date to perform the annual impairment test. Goodwill is the only intangible asset with an indefinite life on our balance sheet.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  The balances are reviewed for impairment on an ongoing basis or whenever events or changes in business circumstances warrant a review of the carrying value.  If impairment is determined to exist, the related write-down of the intangible asset's carrying value is charged to operations.  Based on these impairment reviews, the Corporation determined that goodwill and other intangible assets were not impaired at December 31, 2013.
	The Corporation's intangible assets with definite useful lives resulted from the purchase of the trust business of Partners Trust Bank in May of 2007, the acquisition of three former M&T Bank branch offices in March 2008, the acquisition of Canton Bancorp, Inc. in May 2009, the acquisition of Fort Orange Financial Corp. in April 2011 and the acquisition of six branches of Bank of America in November of 2013, with balances of $2,719,873, $86,862, $17,547, $1,443,014 and $2,109,781, respectively, at December 31, 2013.  The trust business intangible is being amortized to expense over the expected useful life of 15 years.  The identifiable core deposit and customer relationship intangibles related to the M&T branch offices, Canton Bancorp, Inc. and branches of Bank of America acquisitions are being amortized to expense using a 7.25 year and 7 year accelerated methods, respectively.  The identifiable core deposit intangible related to the FOFC acquisition is being amortized using a 10 year sum-of-the-years digits method.
EARNINGS PER COMMON SHARE	'
	EARNINGS PER COMMON SHARE
	Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period.  Issuable shares including those related to directors’ restricted stock units and directors’ stock compensation are considered outstanding and are included in the computation of basic earnings per share as they are earned.  All outstanding unvested share based payment awards that contain rights to nonforfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities.  The impact of the participating securities on earnings per share is not material.  Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur.
COMPREHENSIVE INCOME	'
	COMPREHENSIVE INCOME
	Comprehensive income consists of net income and other comprehensive income.  Other comprehensive income includes unrealized gains and losses on securities available for sale and changes in the funded status of the Corporation’s defined benefit pension plan and other benefit plans, net of the related tax effect, which are also recognized as separate components of equity.
CASH AND CASH EQUIVALENTS	'
	CASH AND CASH EQUIVALENTS
	Cash and cash equivalents include cash and amounts due from banks and interest-bearing deposits with other financial institutions.
TRADING ASSETS	'
	TRADING ASSETS
	Securities that are held to fund a non-qualified deferred compensation plan are recorded at fair value with changes in fair value included in earnings.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	'
	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	The Corporation enters into sales of securities under agreements to repurchase.  The agreements are treated as financings, and the obligations to repurchase securities sold are reflected as liabilities in the consolidated balance sheets. The amount of the securities underlying the agreements continues to be carried in the Corporation's securities portfolio.  The Corporation has agreed to repurchase securities identical to those sold.  The securities underlying the agreements are under the Corporation's control.
OTHER FINANCIAL INSTRUMENTS	'
	OTHER FINANCIAL INSTRUMENTS
	The Corporation is a party to certain other financial instruments with off-balance sheet risk such as unused portions of lines of credit and commitments to fund new loans.  The Corporation's policy is to record such instruments when funded.
SEGMENT REPORTING	'
	SEGMENT REPORTING
	The Corporation has identified separate operating segments and internal financial information is primarily reported and aggregated in two lines of business, banking and wealth management advisory services.
RECLASSIFICATION	'
	RECLASSIFICATION
	Amounts in the prior years' consolidated financial statements are reclassified whenever necessary to conform with the current year's presentation.
SUBSEQUENT EVENTS	'
	SUBSEQUENT EVENTS
	The Corporation owned one CDO consisting of a pool of trust preferred securities at December 31, 2013.  This CDO was liquidated and the Corporation will record in the other operating income category approximately $0.5 million during the first quarter of 2014.  The Corporation does not own any other CDO’s in its investment securities portfolio.
ADOPTION OF NEW ACCOUNTING STANDARDS	'
	ADOPTION OF NEW ACCOUNTING STANDARDS
	In February 2013, the FASB issued Accounting Standards Update (“ASU”) No. 2013-02, “Comprehensive Income (Topic 220) – Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.”  ASU 2013-02 amends recent guidance related to the reporting of comprehensive income to enhance the transparency of the reporting of reclassifications out of accumulated other comprehensive income.  ASU 2013-02 became effective for the Corporation on January 1, 2013 and did not have a material impact on the Corporation’s financial statements.  The additional disclosures are included in Note 18 Accumulated Other Comprehensive Income or Loss.

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
Amortized cost and estimated fair value of securities available for sale	'
	Amortized cost and estimated fair value of securities available for sale at December 31, 2013 and 2012 are as follows:
			2013							2012
			Amortized				Estimated			Amortized		Estimated
			Cost				Fair Value			Cost		Fair Value
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	187,098,006			$	188,106,208		$	138,041,393	$	141,591,214
	Mortgage-backed securities, residential			104,068,981				104,356,521			29,591,883		31,515,249
	Collateralized mortgage obligations			1,000,743				1,014,876			3,494,642		3,543,360
	Obligations of states and political subdivisions			37,339,530				38,376,222			39,174,595		40,814,722
	Corporate bonds and notes			2,878,813				2,945,807			11,412,167		11,651,635
	SBA loan pools			1,470,513				1,487,579			1,682,736		1,724,140
	Trust preferred securities			1,898,047				2,033,594			2,519,379		2,470,913
	Corporate stocks			444,452				7,695,099			736,495		6,374,530
	Total		$	336,199,085			$	346,015,906		$	226,653,290	$	239,685,763
	Gross unrealized gains and losses on securities available for sale at December 31, 2013 and 2012, were as follows:
			2013							2012
			Unrealized				Unrealized			Unrealized		Unrealized
			Gains				Losses			Gains		Losses
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	1,914,660			$	906,458		$	3,549,821	$	-
	Mortgage-backed securities, residential			1,037,343				749,803			1,923,366		-
	Collateralized mortgage obligations			14,133				-			48,718		-
	Obligations of states and political subdivisions			1,059,007				22,315			1,641,510		1,383
	Corporate bonds and notes			75,672				8,678			239,468		-
	SBA loan pools			17,066				-			41,404		-
	Trust preferred securities			135,547				-			134,959		183,425
	Corporate stocks			7,252,615				1,968			5,645,753		7,718
	Total		$	11,506,043			$	1,689,222		$	13,224,999	$	192,526
Amortized cost and estimated fair value of debt securities available for sale by contractual maturity	'
	The amortized cost and estimated fair value of debt securities available for sale are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately:
			31-Dec-13
			Amortized				Fair
			Cost				Value
	Within One Year		$	23,420,022			$	23,680,095
	After One, But Within Five Years			188,131,675				190,334,668
	After Five, But Within Ten Years			17,662,699				17,447,068
	After Ten Years			-				-
	Mortgage-backed securities, residential			104,068,981				104,356,521
	Collateralized mortgage obligations			1,000,743				1,014,876
	SBA loan pools			1,470,513				1,487,579
	Total		$	335,754,633			$	338,320,807
Proceeds from sales and calls of securities resulting in gains or losses	'
	The proceeds from sales and calls of securities resulting in gains or losses are listed below:
			2013				2012			2011
	Proceeds		$	2,649,993			$	26,210,087		$	35,741,211
	Gross gains		$	16,379			$	300,516		$	1,108,091
	Tax (benefit) expense		$	6,296			$	115,518		$	423,191
Amortized cost and estimated fair value of securities held to maturity	'
	Amortized cost and estimated fair value of securities held to maturity at December 31, 2013 and 2012 are as follows:
			2013							2012
			Amortized				Estimated			Amortized		Estimated
			Cost				Fair Value			Cost		Fair Value
	Obligations of states and political subdivisions		$	5,471,505			$	5,890,122		$	5,748,453	$	6,421,486
	Time Deposits with other financial institutions			1,023,419				1,039,427			-		-
			$	6,494,924			$	6,929,549		$	5,748,453	$	6,421,486
	Gross unrealized gains and losses on securities held to maturity at December 31, 2013 and 2012, were as follows:
			2013							2012
			Unrealized				Unrealized			Unrealized		Unrealized
			Gains				Losses			Gains		Losses
	Obligations of states and political subdivisions		$	418,617			$	-		$	673,033	$	-
	Time deposits with other financial institutions			16,008				-			-		-
	Total		$	434,625			$	-		$	673,033	$	-
Contractual maturities of securities held to maturity	'
	The contractual maturity of securities held to maturity is as follows at December 31, 2013:
			31-Dec-13
			Amortized				Fair
			Cost				Value
	Within One Year		$	2,361,713			$	2,394,183
	After One, But Within Five Years			2,841,351				3,052,594
	After Five, But Within Ten Years			1,291,860				1,482,772
	After Ten Years			-				-
	Total		$	6,494,924			$	6,929,549
Investment securities available for sale in an unrealized loss position	'
	The following table summarizes the investment securities available for sale with unrealized losses at December 31, 2013 and December 31, 2012 by aggregated major security type and length of time in a continuous unrealized position:
			Less than 12 months							12 months or longer				Total
			Fair Value				Unrealized			Fair Value		Unrealized		Fair Value		Unrealized
	2013						Losses					Losses				Losses
	Obligations of U.S. Government and U.S. Government sponsored Enterprises		$	83,839,910			$	867,495		$	1,978,200	$	38,963	$	85,818,110	$	906,458
	Mortgage-backed securities, residential			63,115,382				749,803			-		-		63,115,382		749,802
	Obligations of states and political subdivisions			4,588,521				22,315			-		-		4,588,521		22,315
	Corporate bonds			237,792				8,678			-		-		237,792		8,678
	Corporate stocks			-				-			1,669		1968		1,669		1,968
	Total temporarily impaired securities		$	151,781,605			$	1,648,290		$	1,979,869	$	40,931	$	153,761,474	$	1,689,221
			Less than 12 months							12 months or longer				Total
	2012		Fair Value				Unrealized			Fair Value		Unrealized		Fair Value		Unrealized
							Losses					Losses				Losses
	Obligations of states and political subdivisions		$	-			$	-		$	430,166	$	1,383	$	430,166	$	1,383
	Trust preferred securities			-				-			445,600		183,425		445,600		183,425
	Corporate stocks			-				-			45,912		7,718		45,912		7,718
	Total temporarily impaired securities		$	-			$	-		$	921,678	$	192,526	$	921,678	$	192,526
Roll forward of the cumulative credit losses recognized in earnings	'
	The table below presents a roll forward of the cumulative credit losses recognized in earnings for the periods ended December 31, 2013, 2012 and 2013:
			2013			2012			2011
	Beginning balance, January 1,	$	3,506,073		$	3,506,073		$	3,438,673
	Amounts related to credit loss for which other-than-temporary		-			-			-
	impairment was not previously recognized
	Additions/Subtractions:
	Amounts related to securities for which the company intends to sell	$	-			-			-
	or that it will be more likely than not that the company will be required to
	sell prior to recovery of amortized cost basis
	Reductions for increase in cash flows expected to be collected that are		-			-			-
	recognized over the remaining life of the security
	Reductions for previous credit losses realized on securities sold during the year		(1,596,396	)		-			-
	Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized		29,025			-			67,400
	Ending balance, December 31,	$	1,938,702		$	3,506,073		$	3,506,073
Securities pledged to secure securities sold under agreements to repurchase	'
	The table below shows the securities pledged to secure securities sold under agreements to repurchase at December 31, 2013 and 2012:
			2013							2012
			Amortized				Estimated			Amortized		Estimated
			Cost				Fair Value			Cost		Fair Value
	Obligations of U.S. Government and U. S. Government sponsored enterprises		$	33,745,835			$	34,369,411		$	31,888,493	$	32,812,885
	Mortgage-backed securities, residential			11,802,122				12,364,885			16,503,983		17,575,852
	Collateralized mortgage obligations			204,842				207,366			756,542		770,625
	Total		$	45,752,799			$	46,941,662		$	49,149,018	$	51,159,362

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2013
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Composition of the loan portfolio by type	'
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows:
			31-Dec-13			31-Dec-12
	Commercial and agricultural:
	Commercial and industrial		$	144,786,585		$	133,154,615
	Agricultural			575,670			696,666
	Commercial mortgages:
	Construction			27,440,372			43,269,303
	Commercial mortgages			345,706,661			276,928,123
	Residential mortgages			195,996,599			200,475,097
	Consumer loans:
	Credit cards			1,756,414			1,851,145
	Home equity lines and loans			95,905,130			87,045,421
	Indirect consumer loans			164,845,874			130,573,200
	Direct consumer loans			18,852,459			19,523,371
	Total loans, net of deferred origination fees and costs, and unearned income		$	995,865,764		$	893,516,941
	Interest receivable on loans			2,597,301			2,383,998
	Total recorded investment in loans		$	998,463,065		$	895,900,939
Allowance for loan losses by portfolio segment	'
	The following tables present the activity in the allowance for loan losses by portfolio segment for the years ending December 31, 2013, 2012 and 2011, respectively:
			31-Dec-13
	Allowance for loan losses		Commercial,			Commercial				Residential				Consumer				Unallocated				Total
			and			Mortgages				Mortgages				Loans
			Agricultural
	Beginning balance:		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
	Charge Offs:			(186,045	)		(44,049	)			(124,277	)			(1,139,061	)			-				(1,493,432	)
	Recoveries:			537,476			97,953				65,180				381,015				-				1,081,624
	Net recoveries (charge offs)			351,431			53,904				(59,097	)			(758,046	)			-				(411,808	)
	Provision			(80,338	)		1,761,394				10,418				1,089,398				(26,146	)			2,754,726
	Ending balance		$	1,978,689		$	6,242,996			$	1,516,892			$	3,036,991			$	-			$	12,775,568
			31-Dec-12
	Allowance for loan losses		Commercial,			Commercial				Residential				Consumer				Unallocated				Total
			and			Mortgages				Mortgages				Loans
			Agricultural
	Beginning balance:		$	3,143,373		$	2,570,149			$	1,309,649			$	2,192,729			$	443,420			$	9,659,320
	Reclassification of acquired loan discount			73,229			50,331				-				-				-				123,560
	Charge Offs:			(180,999	)		(335,093	)			(82,442	)			(673,885	)			-				(1,272,419	)
	Recoveries:			802,056			54,637				-				237,929				-				1,094,622
	Net recoveries (charge offs)			621,057			(280,456	)			(82,442	)			(435,956	)			-				(177,797	)
	Provision			(2,130,063	)		2,087,674				338,364				948,866				(417,274	)			827,567
	Ending balance		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
			31-Dec-11
	Allowance for loan losses		Commercial,			Commercial				Residential				Consumer				Unallocated				Total
			and			Mortgages				Mortgages				Loans
			Agricultural
	Beginning balance:		$	2,118,299		$	2,575,058			$	1,301,780			$	2,727,022			$	775,972			$	9,498,131
	Charge Offs:			(686,192	)		(19,206	)			(67,333	)			(725,826	)			-				(1,498,557	)
	Recoveries:			423,422			40,717				44,953				192,321				-				701,413
	Net (charge offs) recoveries			(262,770	)		21,511				(22,380	)			(533,505	)			-				(797,144	)
	Provision			1,287,844			(26,420	)			30,249				(788	)			(332,552	)			958,333
	Ending balance		$	3,143,373		$	2,570,149			$	1,309,649			$	2,192,729			$	443,420			$	9,659,320
Allowance for loan losses and the recorded investment in loans based on impairment method	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013 and December 31, 2012:
			31-Dec-13
	Allowance for loan losses		Commercial,  and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	575,995		$	466,055			$	-			$	3,972			$	-			$	1,046,022
	impairment
	Collectively evaluated for			1,402,694			4,407,377				1,497,214				3,033,019				-				10,340,304
	impairment
	Loans acquired with			-			1,369,564				19,678				-				-				1,389,242
	deteriorated credit quality
	Total ending allowance balance		$	1,978,689		$	6,242,996			$	1,516,892			$	3,036,991			$	-			$	12,775,568
			31-Dec-12
	Allowance for loan losses		Commercial,  and Agricultural			Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	133,437		$	59,201			$	-			$	-			$	-			$	192,638
	Collectively evaluated for impairment			1,459,432			3,533,365				1,565,571				2,705,639				26,146				9,290,153
	Loans acquired with			114,727			835,132				-				-				-				949,859
	Deteriorated credit quality
	Total ending allowance balance		$	1,707,596		$	4,427,698			$	1,565,571			$	2,705,639			$	26,146			$	10,432,650
			31-Dec-13
	Loans:		Commercial			Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	2,945,524		$	10,702,816			$	117,278			$	130,929			$	13,896,547
	evaluated for impairment
	Loans collectively			142,107,931			354,636,380				196,146,739				281,978,972				974,870,022
	evaluated for  impairment
	Loans acquired with deteriorated			678,383			8,756,562				261,551				-				9,696,496
	credit quality
	Total ending loans balance		$	145,731,838		$	374,095,758			$	196,525,568			$	282,109,901			$	998,463,065
			31-Dec-12
	Loans:		Commercial			Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	1,907,395		$	10,620,274			$	131,909			$	-			$	12,659,578
	evaluated for impairment
	Loans collectively			131,045,609			301,172,164				200,622,600				239,689,455				872,529,828
	evaluated for  impairment
	Loans acquired with deteriorated			1,241,418			9,225,847				244,268				-				10,711,533
	credit quality
	Total ending loans balance		$	134,194,422		$	321,018,285			$	200,998,777			$	239,689,455			$	895,900,939
Summary of impaired financing receivables	'
	The following tables present loans individually evaluated for impairment recognized by class of loans as of December 31, 2013 and December 31, 2012, the average recorded investment and interest income recognized by class of loans as of the years ending December 31, 2013 and 2012:
			31-Dec-13											31-Dec-12
			Unpaid Principal Balance			Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,905,782		$	1,909,412			$	-			$	2,059,027		$	1,462,157			$	-
	Commercial mortgages:
	Construction			2,329,223			2,318,729				-				5,168,353			5,166,853				-
	Commercial mortgages other			7,406,355			7,439,358				-				5,678,565			5,090,399				-
	Residential mortgages			117,278			117,278				-				131,909			131,909				-
	Consumer loans:
	Home equity lines and loans			70,970			72,730				-				-			-				-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			1,036,381			1,036,112				575,995				446,330			445,238				133,437
	Commercial mortgages:
	Commercial mortgages other			951,241			944,729				466,055				364,423			363,022				59,201
	Consumer loans:
	Home equity lines and loans			57,828			58,199				3,972				-			-				-
	Total		$	13,875,058		$	13,896,547			$	1,046,022			$	13,848,607		$	12,659,578			$	192,638
			31-Dec-13							31-Dec-12								31-Dec-11
			Average Recorded Investment			Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,604,773		$	71,088			$	480,755			$	632		$	3,029,611			$	28,796
	Commercial mortgages:
	Construction			3,364,173			95,235				73,316				870			20,578				-
	Commercial mortgages other			5,990,852			249,459				1,989,795				10,338			2,743,345				4,959
	Residential mortgages			124,896			-				105,880				-			250,391				-
	Consumer loans:
	Home equity lines & loans			47,472			2,043				29,784				-			-				-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			719,453			-				1,830,896				-			2,065,263				-
	Commercial mortgages:
	Construction			-			-				4,148				-			14,893				-
	Commercial mortgages other			866,722			-				872,292				-			1,521,828				-
	Residential mortgages			-			-				64,003				-			-				-
	Consumer loans:
	Home equity lines and loans			46,520			3,437				-				-
	Direct consumer loans			3,050			-				-				-			-				-
	Total		$	12,767,911		$	421,262			$	5,450,869			$	11,840		$	9,645,909			$	33,755
Recorded investment in past due and non-accrual status by class of loans	'
	The following tables present the recorded investment in past due and non-accrual status by class of loans as of December 31, 2013 and December 31, 2012:
	31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing					Loans acquired with deteriorated credit quality			Non-Accrual (1)					Total
	Commercial and agricultural:
	Commercial and industrial		$	143,099,999			$	28,888			$	-			$	678,383			$	1,347,435			$	145,154,705
	Agricultural			577,133				-				-				-				-				577,133
	Commercial mortgages:
	Construction			24,743,496				-				1,453,180				773,738				539,725				27,510,139
	Commercial mortgages other			335,122,887				1,137,897				-				7,982,824				2,342,011				346,585,619
	Residential mortgages			187,448,407				5,457,860				-				261,551				3,357,750				196,525,568
	Consumer loans:
	Credit cards			1,727,573				9,427				19,414				-				-				1,756,414
	Home equity lines and loans			95,348,467				150,238				-				-				635,373				96,134,078
	Indirect consumer loans			163,809,750				1,235,404				-				-				249,258				165,294,412
	Direct consumer loans			18,830,404				49,155				-				-				45,438				18,924,997
	Total		$	970,708,116			$	8,068,869			$	1,472,594			$	9,696,496			$	8,516,990			$	998,463,065
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
	31-Dec-12		Current				30-89 Days Past Due				90 Days or more Past Due and accruing					Loans acquired with deteriorated credit quality			Non-Accrual (1)					Total
	Commercial and agricultural:
	Commercial and industrial		$	131,404,371			$	183,269			$	-			$	1,241,418			$	666,912			$	133,495,970
	Agricultural			698,452				-				-				-				-				698,452
	Commercial mortgages:
	Construction			36,988,222				294,565				4,481,066				1,182,037				434,338				43,380,228
	Commercial mortgages other			266,261,798				1,750,806				-				8,043,810				1,581,643				277,638,057
	Residential mortgages			194,185,617				4,145,868				-	`			244,268				2,423,024				200,998,777
	Consumer loans:
	Credit cards			1,847,837				-				3,308				-				-				1,851,145
	Home equity lines and loans			86,486,781				211,739				-				-				571,365				87,269,885
	Indirect consumer loans			129,789,672				852,818				-				-				335,285				130,977,775
	Direct consumer loans			19,481,693				89,619				-				-				19,338				19,590,650
	Total		$	867,144,443			$	7,528,684			$	4,484,374			$	10,711,533			$	6,031,905			$	895,900,939
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2012.
Loans by class modified as troubled debt restructurings	'
	The following table presents loans by class modified as troubled debt restructurings that occurred during the years ending December 31, 2013 and 2012:
	31-Dec-13		Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			5		$	1,342,690			$	1,342,690
	Commercial mortgages:
	Construction			1			325,957				325,957
	Commercial mortgage other			1			133,000				133,000
	Consumer loans:
	Home equity lines and loans			3			134,225				134,255
	Total			10		$	1,935,872			$	1,935,872
	31-Dec-12		Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			4		$	1,307,188			$	1,307,188
	Commercial mortgages:
	Construction			1			251,448				251,448
	Commercial mortgage other			3			3,871,779				3,871,779
	Total			8		$	5,430,415			$	5,430,415
Risk category of the recorded investment of loans by class of loans	'
	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be not rated loans.  Based on the analyses performed as of December 31, 2013 and December 31, 2012, the risk category of the recorded investment of loans by class of loans is as follows:
		31-Dec-13
			Not Rated					Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
	Commercial and agricultural:
	Commercial and industrial		$	-				$	133,614,964			$	678,383			$	5,116,316			$	4,724,318			$	1,020,725
	Agricultural			-					577,133				-				-				-				-
	Commercial mortgages:
	Construction			-					23,087,004				773,738				2,783,848				865,549				-
	Commercial mortgage other			-					313,955,960				7,982,824				13,611,331				11,035,504				-
	Residential mortgages			192,995,108					-				261,551				-				3,268,909				-
	Consumer loans:
	Credit cards			1,756,414					-				-				-				-				-
	Home equity lines and loans			95,421,822					-				-				-				712,256				-
	Indirect consumer loans			165,045,154					-				-				-				249,257				-
	Direct consumer loans			18,879,559					-				-				-				45,438				-
	Total		$	474,098,057				$	471,235,061			$	9,696,496			$	21,511,495			$	20,901,231			$	1,020,725
		31-Dec-12
			Not Rated					Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
	Commercial and agricultural:
	Commercial and industrial		$	-				$	121,145,761			$	1,241,418			$	8,008,002			$	2,606,529			$	494,260
	Agricultural			-					698,452				-				-				-				-
	Commercial mortgages:
	Construction			-					34,882,896				1,182,037				5,153,918				2,161,377				-
	Commercial mortgage other			-					247,793,150				8,043,810				11,974,716				9,826,381				-
	Residential mortgages			198,336,641					-				244,268				-				2,417,868				-
	Consumer loans:
	Credit cards			1,851,145					-				-				-				-				-
	Home equity lines and loans			86,615,392					-				-				-				654,493				-
	Indirect consumer loans			130,642,490					-				-				-				335,285				-
	Direct consumer loans			19,571,312					-				-				-				19,338				-
	Total		$	437,016,980				$	404,520,259			$	10,711,533			$	25,136,636			$	18,021,271			$	494,260
Recorded investment in residential and consumer loans based on payment activity	'
	The following table presents the recorded investment in residential and consumer loans based on payment activity as of December 31, 2013 and December 31, 2012:
			31-Dec-13
						Consumer Loans
			Residential Mortgages			Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	193,167,818		$	1,737,000			$	95,498,705			$	165,045,154			$	18,879,559
	Non-Performing			3,357,750			19,414				635,373				249,258				45,438
			$	196,525,568		$	1,756,414			$	96,134,078			$	165,294,412			$	18,924,997
			31-Dec-12
						Consumer Loans
			Residential Mortgages			Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	198,575,753		$	1,847,837			$	86,698,520			$	130,642,490			$	19,571,312
	Non-Performing			2,423,024			3,308				571,365				335,285				19,338
			$	200,998,777		$	1,851,145			$	87,269,885			$	130,977,775			$	19,590,650
Summary of changes in contractually required principal and interest on loans acquired	'
	The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2013 to December 31, 2013:
			Balance at December 31, 2012			Income Accretion				All Other Adjustments					Balance at December 31, 2013
	Contractually required principal and interest		$	16,896,078		$	-			$	(5,665,656	)			$	11,230,422
	Contractual cash flows not expected to be collected			(3,655,500	)		-				3,112,751					(542,749	)
	(nonaccretable discount)
	Cash flows expected to be collected			13,240,578			-				(2,552,905	)				10,687,673
	Interest component of expected cash flows (accretable yield)			(2,529,045	)		1,162,653				375,215					(991,177	)
	Fair value of loans acquired with deteriorating credit quality		$	10,711,533		$	1,162,653			$	(2,177,690	)			$	9,696,496

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
Premises and equipment	'
	Premises and equipment at December 31, 2013 and 2012 are as follows:
		2013		2012
	Land	$	4,803,406	$	3,553,406
	Buildings		34,378,600		32,017,120
	Projects in Progress		-		678,415
	Equipment and furniture		34,919,986		31,428,650
	Leasehold improvements		6,041,402		4,674,980
			80,143,394		72,352,571
	Less accumulated depreciation and amortization		50,104,220		46,868,186
		$	30,039,174	$	25,484,385
Operating lease commitments	'
	Operating Leases: The Corporation leases certain branch properties under operating leases.  Rent Expense was $1,306,948, $1,118,348, and $1,048,920 for 2013, 2012, and 2011, respectively.  Rent commitments, before considering renewal options that generally are present, were as follows:
	Year	Estimated Expense
	2014	$	1,664,865
	2015		1,607,143
	2016		1,358,618
	2017		1,198,021
	2018		1,156,562
	2019 and thereafter		4,983,358
	Total	$	11,968,567

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2013
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
Schedule of changes in goodwill	'
	The changes in goodwill included in the core banking segment during the years ending December 31, 2013 and 2012 were as follows:
		2013		2012
	Beginning of year	$	21,824,443	$	21,983,617
	Acquired goodwill		-		-
	Adjustment of Acquired goodwill (1)		-		(159,174	)
	End of year	$	21,824,443	$	21,824,443
	(1) Adjustments related to Fort Orange Financial Corp. acquisition
Schedule of acquired finite-lived intangible assets by major class	'
	Acquired intangible assets were as follows at December 31, 2013 and 2012:
		At December 31, 2013					At December 31, 2012
		Balance		Accumulated			Balance		Accumulated
		Acquired		Amortization			Acquired		Amortization
	Core deposit intangibles	$	5,974,468	$	2,337,959		$	3,819,798	$	1,796,853
	Other customer relationship intangibles		6,063,423		3,322,855			6,063,423		2,942,548
	Total	$	12,037,891	$	5,660,814		$	9,883,221	$	4,739,401
Schedule of expected amortization expense	'
	The remaining estimated aggregate amortization expense at December 31, 2013 is listed below:
	Year	Estimated Expense
	2014	$	1,310,056
	2015		1,136,478
	2016		986,063
	2017		859,290
	2018		734,237
	2019 and thereafter		1,350,953
	Total	$	6,377,077

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
Summary of deposits	'
	A summary of deposits at December 31, 2013 and 2012 is as follows:
		2013		2012
	Non-interest-bearing demand deposits	$	351,222,057	$	300,610,463
	Interest-bearing demand deposits		114,679,334		90,729,870
	Insured money market accounts		361,094,929		243,114,771
	Savings deposits		191,881,855		173,588,856
	Time deposits		244,491,486		236,690,054
		$	1,263,369,661	$	1,044,734,014
Scheduled maturities of time deposits	'
	Scheduled maturities of time deposits at December 31, 2013, are summarized as follows:
	Year
	2014	$	178,903,280
	2015		45,616,228
	2016		7,498,340
	2017		6,494,486
	2018		4,245,277
	2019 and thereafter		1,733,875
		$	244,491,486
Maturities of time deposits in denominations	'
	Maturities of time deposits in denominations of $100,000 or more outstanding at December 31, 2013 are summarized as follows:
	3 months or less	$	24,370,627
	Over 3 through 6 months		17,683,778
	Over 6 through 12 months		24,521,432
	Over 12 months		22,236,294
		$	88,812,131

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	12 Months Ended
	Dec. 31, 2013
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'
Summary of securities sold under agreements to repurchase	'
	A summary of securities sold under agreements to repurchase as of and for the years ended December 31, 2013, 2012 and 2011 is as follows:
			2013			2012			2011
	Securities sold under agreements to repurchase:
	Balance at December 31		$	32,701,223		$	32,710,650		$	37,106,842
	Maximum month-end balance		$	32,701,223		$	38,283,747		$	51,183,631
	Average balance during year		$	31,101,784		$	34,534,496		$	43,731,872
	Weighted-average interest rate at December 31			2.93	%		3.02	%		3.2	%
	Average interest rate paid during year			2.76	%		2.88	%		3.14	%
	Information concerning outstanding securities repurchase agreements as of December 31, 2013 is summarized as follows:
	Remaining Term to Final Maturity (1)		Repurchase			Accrued			Weighted			Estimated Fair
			Liability			Interest			Average Rate			Value of
						Payable						Collateral
												Securities (2)
	Within 90 days		$	12,701,223		$	-			0.1	%	$	16,529,108
	After 90 days but within one year			-			-			-	%		-
	After one year but within five years			20,000,000			65,766			4.13	%		24,492,110
	After five years but within ten years			-			-			-	%		-
	Total		$	32,701,223		$	65,766			2.93	%	$	41,021,218
	-1	At December 31, 2013, the securities repurchase agreements were non-callable with a weighted-average rate of 1.85%, and a weighted-average term to maturity of approximately 2.3 years.
	-2	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $328 thousand at December 31, 2013

FEDERAL_HOME_LOAN_BANK_TERM_AD1

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES (Tables)	12 Months Ended
	Dec. 31, 2013
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES [Abstract]	'
Schedule of Federal Home Loan Bank advances	'
	The following is a summary of Federal Home Loan Bank fixed rate advances at December 31, 2013 and 2012.  The carrying amount includes the advance balance plus purchase accounting adjustments that are amortized over the term of the advance:
	2013
	Amount		Rate			Maturity Date	Call Date
	$	1,033,399		3.2	%	June 18,2014		-
		775,049		3.05	%	2-Oct-14		-
		4,133,594		3.84	%	20-Oct-14	20-Jan-14
		10,000,000		4.6	%	22-Dec-16		-
		4,133,594		3.9	%	19-Oct-17	19-Jan-14
		3,100,195		2.91	%	4-Dec-17	4-Mar-14
		2,066,797		3.05	%	2-Jan-18	1-Apr-14
	$	25,242,628		3.93	%
	2012
	Amount		Rate			Maturity Date	Call Date
	$	1,043,961		2.95	%	20-May-13		-
		782,971		2.62	%	2-Oct-13		-
		1,043,961		3.2	%	June 18,2014		-
		782,971		3.05	%	2-Oct-14		-
		4,175,846		3.84	%	20-Oct-14	22-Jan-13
		10,000,000		4.6	%	22-Dec-16		-
		4,175,846		3.9	%	19-Oct-17	22-Jan-13
		3,131,884		2.91	%	4-Dec-17	4-Mar-13
		2,087,923		3.05	%	2-Jan-18	1-Apr-13
	$	27,225,363		3.86	%

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
Components of income tax expense	'
	For the years ended December 31, 2013, 2012 and 2011, income tax expense attributable to income from operations consisted of the following:
	Current:	2013			2012			2011
	State	$	394,645		$	529,603		$	24,739
	Federal		3,548,242			4,207,980			1,592,276
			3,942,887			4,737,583			1,617,015
	Deferred expense/(benefit)		(120,590	)		646,899			3,416,135
		$	3,822,297		$	5,384,482		$	5,033,150
Effective income tax expense	'
	Income tax expense differed from the amounts computed by applying the U.S. Federal statutory income tax rate to income before income tax expense as follows:
		2013			2012			2011
	Tax computed at statutory rate	$	4,268,140		$	5,578,285		$	5,294,107
	Tax-exempt interest		(483,029	)		(506,280	)		(543,638	)
	Dividend exclusion		(46,330	)		(39,237	)		(35,439	)
	State taxes, net of Federal impact		188,182			438,582			386,214
	Nondeductible interest expense		10,860			16,119			23,242
	Other items, net		(115,526	)		(102,987	)		(91,336	)
	Income tax expense	$	3,822,297		$	5,384,482		$	5,033,150
Deferred tax assets and deferred tax liabilities	'
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2013 and 2012, are presented below:
		2013			2012
	Deferred tax assets:
	Allowance for loan losses	$	4,889,110		$	3,989,953
	Accrual for employee benefit plans		753,917			780,282
	Depreciation		431,029			698,373
	Deferred compensation and directors' fees		947,406			924,582
	Purchase accounting adjustment – deposits		136,975			141,784
	Purchase accounting adjustment – loans		339,440			612,696
	Purchase accounting adjustment - fixed assets		223,744			223,602
	Accounting for defined benefit pension and other benefit plans		3,690,995			6,776,728
	Trust preferred impairment write down		741,926			1,340,893
	Other		510,429			723,419
	Total gross deferred tax assets	$	12,664,971		$	16,212,312
	Deferred tax liabilities:	2013			2012
	Deferred loan fees and costs	$	929,357		$	908,343
	Prepaid pension		5,435,293			6,102,441
	Net unrealized gains on securities available for sale		3,929,141			5,165,238
	Other		1,288,557			1,100,783
	Total gross deferred tax liabilities		11,582,348			13,276,805
	Net deferred tax asset	$	1,082,623		$	2,935,507
Reconciliation of unrecognized tax benefits	'
	A reconciliation of the beginning and ending amount of unrecognized tax benefits (excluding interest) is as follows:
		2011
	Balance at January 1	$	123,530
	Additions for tax positions of current year		-
	Reductions related to settlement with taxing authorities		(123,530	)
	Balance at December 31	$	-

PENSION_PLAN_AND_OTHER_BENEFIT1

PENSION PLAN AND OTHER BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2013
Pension Plan [Member]	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Change in benefit obligation	'
	Change in projected benefit obligation:	2013			2012
	Benefit obligation at beginning of year	$	38,051,477		$	32,526,033
	Service cost		1,194,869			1,073,938
	Interest cost		1,587,037			1,605,912
	Actuarial (gain) loss		(3,269,422	)		4,213,664
	Benefits paid		(1,378,161	)		(1,368,070	)
	Benefit obligation at end of year	$	36,185,800		$	38,051,477
Change in plan assets	'
	Change in plan assets:	2013			2012
	Fair value of plan assets at beginning of year	$	37,238,650		$	35,015,567
	Actual return on plan assets		5,921,515			3,591,153
	Employer contributions		-			-
	Benefits paid		(1,378,161	)		(1,368,070	)
	Fair value of plan assets at end of year	$	41,782,004		$	37,238,650
	Funded status	$	5,596,204		$	(812,827	)
Changes in accumulated postretirement benefit obligation	'
	Amount recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
		2013			2012
	Net actuarial loss	$	9,842,829		$	17,789,018
	Prior service cost		21,958			35,814
	Total before tax effects	$	9,864,787		$	17,824,832
Assumptions used in determining benefit obligation	'
	The principal actuarial assumptions used in determining the projected benefit obligation as of December 31, 2013, 2012 and 2011 were as follows:
		2013			2012			2011
	Discount rate		4.92	%		4.26	%		4.95	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Components of net periodic benefit cost and other amounts recognized in other comprehensive income	'
	Components of net periodic benefit cost and other amounts recognized in other comprehensive income in 2013, 2012 and 2011 consist of the following:
	Net periodic benefit cost	2013			2012			2011
	Service cost, benefits earned during the year	$	1,194,869		$	1,073,938		$	993,364
	Interest cost on projected benefit obligation		1,587,037			1,605,912			1,569,151
	Expected return on plan assets		(2,824,014	)		(2,742,609	)		(2,340,373	)
	Amortization of net loss		1,579,266			1,410,144			706,419
	Amortization of  prior service cost		13,856			13,856			29,873
	Net periodic cost	$	1,551,014		$	1,361,241		$	958,434
	Other changes in plan assets and benefit obligations recognized in other comprehensive income:	2013			2012			2011
	Net actuarial (gain) loss	$	(6,366,923	)	$	3,365,120		$	6,815,617
	Recognized loss		(1,579,266	)		(1,410,144	)		(706,419	)
	Amortization of prior service cost		(13,856	)		(13,856	)		(29,873	)
	Total recognized in other comprehensive (loss) income (before tax effect)	$	(7,960,045	)	$	1,941,120		$	6,079,325
	Total recognized in net benefit cost and other comprehensive (loss) income (before tax effect)	$	(6,409,031	)	$	3,302,361		$	7,037,759
Amounts expected to be recognized in net periodic cost	'
	Amounts expected to be recognized in net periodic cost during 2014
	Loss recognition	$	639,349
	Prior service cost recognition	$	7,320
Assumptions used in determining net periodic benefit cost	'
	The principal actuarial assumptions used in determining the net periodic benefit cost for the years ended December 31, 2013, 2012 and 2011 were as follows:
		2013			2012			2011
	Discount rate		4.26	%		4.95	%		5.65	%
	Expected long-term rate of return on assets		7.75	%		8	%		8	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Target Assets Allocations	'
	The expected return on plan assets was determined based on a Capital Asset Pricing Model ("CAPM") using historical and expected future returns of the various asset classes, reflecting the target allocations described below.
	Asset Class	Target			Percentage of Plan Assets at						Expected Long-
		Allocation			December 31,						Term Rate of
		2013									Return
					2013			2012
	Large Cap Domestic Equities		30% - 60	%		54	%		51	%		10.3	%
	Mid-Cap Domestic Equities		0% - 20	%		8	%		7	%		10.6	%
	Small-Cap Domestic Equities		0% - 15	%		3	%		2	%		10.8	%
	International Equities		0% - 25	%		4	%		4	%		10.3	%
	Intermediate Fixed Income		20% - 50	%		26	%		31	%		4.7	%
	Alternative Assets		0% - 10	%		3	%		3			7.5	%
	Cash		0% - 20	%		2	%		2	%		2.5	%
	Total					100	%		100	%
Fair value of the plan assets	'
	The fair value of the plan assets at December 31, 2013 and 2012, by asset class are as follows:
					Fair Value Measurement at December 31, 2013 Using
	Plan Assets:	Carrying Value			Quoted Prices in			Significant			Significant
					Active Markets			Other			Unobservable
					for Identical			Observable			Inputs
					Assets			Inputs			(Level 3)
					(Level 1)			(Level 2)
	Cash	$	981,992		$	981,992		$	-		$	-
	Equity securities:
	U.S. companies		27,169,984			27,169,984			-			-
	International companies`		-			-			-			-
	Mutual Funds		7,288,242			7,288,242			-			-
	Debt securities:
	U.S. Treasuries/Government bonds		3,308,718			3,308,718			-			-
	U.S. Corporate bonds		2,770,935			-			2,770,935			-
	Foreign bonds, notes & debentures		262,133			-			262,133			-
	Total plan assets	$	41,782,004		$	38,748,936		$	3,033,068		$	-
					Fair Value Measurement at December 31, 2012 Using
	Plan Assets:	Carrying Value			Quoted Prices in			Significant			Significant
					Active Markets			Other			Unobservable
					for Identical			Observable			Inputs
					Assets			Inputs			(Level 3)
					(Level 1)			(Level 2)
	Cash	$	703,229		$	703,229		$	-		$	-
	Equity securities:
	U.S. companies		21,579,185			21,579,185			-			-
	International companies		629,883			629,883			-			-
	Mutual Funds		7,217,760			7,217,760			-			-
	Debt securities:
	U.S. Treasuries/Government bonds		3,468,448			3,468,448			-			-
	U.S. Corporate bonds		3,371,255			-			3,371,255			-
	Foreign bonds, notes & debentures		268,890			-			268,890			-
	Total plan assets	$	37,238,650		$	33,598,505		$	3,640,145		$	-
Estimated benefit payments	'
	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the pension plan:
	Calendar Year	Future Expected Benefit Payments
	2014	$	1,699,649
	2015	$	1,751,122
	2016	$	1,838,606
	2017	$	1,946,144
	2018	$	2,036,469
	2019-2023	$	11,305,023
Defined Benefit Health Care Plan [Member]	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Change in benefit obligation	'
	Changes in accumulated postretirement benefit obligation:	2013			2012
	Accumulated postretirement benefit obligation at beginning of year	$	1,534,161		$	1,391,822
	Service cost		44,000			39,000
	Interest cost		66,000			71,000
	Participant contributions		73,980			65,161
	Actuarial (gain) loss		(60,855	)		177,966
	Benefits paid		(167,172	)		(210,788	)
	Accumulated postretirement benefit obligation at end of year	$	1,490,114		$	1,534,161
Change in plan assets	'
	Changes in plan assets:	2013			2012
	Fair value of plan assets at beginning of year	$	-		$	-
	Employer contributions		74,730			74,730
	Benefits paid		(74,730	)		(74,730	)
	Fair value of plan assets at end of year	$	-		$	-
	Unfunded status	$	(1,115,736	)	$	(1,161,479	)
Amount recognized in accumulated other comprehensive income	'
	Amount recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
		2013			2012
	Net actuarial loss	$	148,081		$	218,936
	Prior service benefit		(628,000	)		(725,000	)
	Total before tax effects	$	(479,919	)	$	(506,064	)
Weighted-average assumption for disclosure	'
	Weighted-average assumption for disclosure as of December 31,:	2013			2012			2011
	Discount rate		4.92	%		4.26	%		4.95	%
	Health care cost trend: Initial		8	%		9	%		10	%
	Health care cost trend: Ultimate		5	%		5	%		5	%
	Year ultimate cost trend reached		2018			2018			2018
Components of net periodic benefit cost and other amounts recognized in other comprehensive income	'
	The components of net periodic postretirement benefit cost for the years ended December 31, 2013, 2012 and 2011 are as follows:
	Net periodic benefit cost	2013			2012			2011
	Service cost	$	44,000		$	39,000		$	35,000
	Interest cost		66,000			71,000			72,000
	Amortization of  prior service benefit		(97,000	)		(97,000	)		(97,000	)
	Recognized actuarial loss		10,000			1,000			-
	Net periodic postretirement cost	$	23,000		$	14,000		$	10,000
	Other changes in plan assets and benefit obligations recognized in other comprehensive income:	2013			2012			2011
	Net actuarial (gain) loss	$	(60,855	)	$	177,966		$	19,705
	Recognized actuarial loss		(10,000	)		(1,000	)		-
	Amortization of  prior service benefit		97,000			97,000			97,000
	Total recognized in other comprehensive income (before tax effect)	$	26,145		$	273,966		$	116,705
	Total recognized in net benefit cost and other comprehensive income (before tax effect)	$	49,145		$	287,966		$	126,705
Amounts expected to be recognized in net periodic cost	'
	Amounts expected to be recognized in net periodic cost during 2014:
	Loss recognition	$	-
	Prior service cost recognition	$	(97,000	)
Effect of one-percentage point change in assumed health care cost trend rates	'
	Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plan.  A one-percentage point change in assumed health care cost trend rates would have the following effects:
	Effect of a 1% increase in health care trend rate on:	2013			2012			2011
	Benefit obligation	$	15,000		$	4,000		$	10,000
	Total service and interest cost	$	300		$	(100	)	$	700
	Effect of a 1% decrease in health care trend rate on:	2013			2012			2011
	Benefit obligation	$	(23,000	)	$	(5,000	)	$	(11,000	)
	Total service and interest cost	$	(1,500	)	$	(500	)	$	(500	)
Weighted-average assumption for net periodic cost	'
	Weighted-average assumptions for net periodic cost as of December 31,:	2013			2012			2011
	Discount rate		4.26	%		4.95	%		5.65	%
	Health care cost trend: Initial		9	%		10	%		14	%
	Health care cost tread: Ultimate		5	%		5	%		5	%
	Year ultimate reached		2018			2018			2020
Estimated benefit payments	'
	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten:
	Calendar Year
	2014	$	144,000
	2015	$	154,000
	2016	$	143,000
	2017	$	132,000
	2018	$	150,000
	2019-2023	$	680,000
Executive Supplemental Pension Plan [Member]	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Change in benefit obligation	'
	Change in benefit obligation:	2013			2012
	Benefit obligation at beginning of year	$	1,161,749		$	1,069,490
	Service cost		40,015			34,770
	Interest cost		47,899			51,091
	Actuarial (gain) loss		(59,197	)		81,128
	Benefits paid		(74,730	)		(74,730	)
	Projected benefit obligation at end of year	$	1,115,736		$	1,161,749
Amount recognized in accumulated other comprehensive income	'
	Amounts recognized in accumulated other comprehensive income at December 31, 2013 and 2012 consist of the following:
		2013			2012
	Net actuarial loss	$	194,181		$	287,679
	Prior service cost		-			-
	Total before tax effects	$	194,181		$	287,679
Assumptions used in determining benefit obligation	'
	Accumulated benefit obligation at December 31, 2013 and 2012 was $1,042,253 and $1,092,439, respectively.
	Weighted-average assumption for disclosure as of December 31,:	2013			2012			2011
	Discount rate		4.92	%		4.26	%		4.95	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Components of net periodic benefit cost and other amounts recognized in other comprehensive income	'
	The components of net periodic benefit cost for the years ended December 31, 2013, 2012 and 2011 are as follows:
	Net periodic benefit cost	2013			2012			2011
	Service cost	$	40,015		$	34,770		$	30,625
	Interest cost		47,899			51,091			53,771
	Recognized actuarial loss		34,301			19,920			9,466
	Net periodic postretirement benefit cost	$	122,215		$	105,781		$	93,862
	Other changes in plan assets and benefit obligation recognized in other comprehensive income:	2013			2012			2011
	Net actuarial (gain) loss	$	(59,197	)	$	81,128		$	70,771
	Recognized actuarial loss		(34,301	)		(19,920	)		(9,466	)
	Total recognized in other comprehensive income (before tax effect)	$	(93,498	)	$	61,208		$	61,305
	Total recognized in net benefit cost and other comprehensive income (before tax effect)	$	28,717		$	166,989		$	155,167
Amounts expected to be recognized in net periodic cost	'
	Amounts expected to be recognized in net periodic cost during 2014:
	Loss recognition	$	20,652
	Prior service cost recognition	$	-
Assumptions used in determining net periodic benefit cost	'
	Weighted-average assumptions for net periodic cost as of December 31,:	2013			2012			2011
	Discount rate		4.26	%		4.95	%		5.65	%
	Salary scale		5	%		5	%		5	%
Estimated benefit payments	'
	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the Supplemental Pension Plan:
	Calendar Year	Future Estimated Benefit Payments
	2014	$	75,000
	2015	$	75,000
	2016	$	75,000
	2017	$	75,000
	2018	$	116,000
	2019-2023	$	580,000

STOCK_COMPENSATION_Tables

STOCK COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2013
STOCK COMPENSATION [Abstract]	'
Summary of restricted stock activity	'
	A summary of restricted stock activity as of December 31, 2013, and changes during the year ended is presented below:
		Shares			Weighted–Average
					Grant Date Fair Value
	Nonvested at December 31, 2012		20,009		$	23.84
	Granted		8,087			32.18
	Vested		(5,660	)		23.22
	Forfeited or Cancelled		(1,797	)		25.04
	Nonvested at December 31, 2013		20,639		$	27.17

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
Related Party Loans	'
	These loans are summarized as follows for the years ended December 31, 2013 and 2012:
		2013			2012
	Balance at beginning of year	$	25,389,555		$	20,884,273
	New loans or additional advances		30,055,816			37,544,459
	Repayments		(29,037,523	)		(33,039,177	)
	Balance at end of year	$	26,407,848		$	25,389,555

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]	'
Contractual amounts of financial instruments with off-balance sheet risk	'
	The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows:
		2013				2012
		Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
	Commitments to make loans	$	21,049,240	$	7,893,481	$	28,707,673	$	11,588,081
	Unused lines of credit	$	2,190,224	$	187,061,408	$	1,802,538	$	183,750,514
	Standby letters of credit	$	-	$	17,290,453	$	-	$	15,016,673

PARENT_COMPANY_FINANCIAL_INFOR1

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY FINANCIAL INFORMATION [Abstract]	'
Parent Company Statement of Financial Position	'
	BALANCE SHEETS - DECEMBER 31	2013			2012
	Assets:
	Cash on deposit with subsidiary bank	$	2,685,601		$	1,788,169
	Investment in subsidiary-Chemung Canal Trust Company		133,557,084			126,597,837
	Investment in subsidiary-CFS Group, Inc.		778,949			640,229
	Dividends receivable from subsidiary bank		1,194,522			-
	Securities available for sale, at estimated fair value		342,898			304,190
	Other assets		1,255,162			1,813,162
	Total assets	$	139,814,216		$	131,143,587
	Liabilities and shareholders' equity:
	Dividends payable		1,194,522			-
	Other liabilities		41,700			28,650
	Total liabilities		1,236,222			28,650
	Shareholders' equity:
	Total shareholders' equity		138,577,994			131,114,937
	Total liabilities and shareholders' equity	$	139,814,216		$	131,143,587
Parent Company Statement of Income	'
	STATEMENTS OF INCOME - YEARS ENDED DECEMBER 31	2013			2012			2011
	Dividends from subsidiary bank	$	4,778,149		$	4,572,958		$	11,916,475
	Interest and dividend income		8,629			7,372			8,127
	Other income		132,574			150,136			776,672
	Operating expenses		324,122			331,441			227,847
	Income before impact of subsidiaries' undistributed earnings or distributions in excess of earnings and income taxes		4,595,230			4,399,025			12,473,427
	Equity in undistributed earnings (dividends in excess of earnings) of Chemung Canal Trust Company		3,873,011			6,410,993			(1,837,241	)
	Equity in undistributed earnings of CFS Group, Inc.		138,720			53,798			44,166
	Income before income tax		8,606,961			10,863,816			10,680,352
	Income tax (benefit) expense		(124,095	)		(158,424	)		142,597
	Net Income	$	8,731,056		$	11,022,240		$	10,537,755
Parent Company Statement of Cash Flows	'
	STATEMENTS OF CASH FLOWS - YEARS ENDED DECEMBER 31	2013			2012			2011
	Cash flows from operating activities:
	Net Income	$	8,731,056		$	11,022,240		$	10,537,755
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in (undistributed earnings) dividends in excess of earnings of Chemung Canal Trust Company		(3,873,011	)		(6,410,993	)		1,837,241
	Equity in undistributed earnings of CFS Group, Inc.		(138,720	)		(53,798	)		(44,166	)
	Change in dividend receivable		(1,194,522	)		1,141,081			(259,879	)
	Change in other assets		558,000			765,150			(60,510	)
	Change in other liabilities		78,117			48,081			161,692
	Expense related to employee stock compensation		112,154			80,000			55,000
	Expense related to restricted stock units for directors' deferred compensation plan		98,815			86,717			80,083
	Expense to employee restricted stock awards		130,920			79,510			28,141
	Net cash provided by operating activities		4,502,809			6,757,988			12,335,357
	Cash flow from investing activities:
	Cash paid Fort Orange Financial Corp. acquisition		-			-			(8,137,816	)
	Net cash used by investing activities		-			-			(8,137,816	)
	Cash flow from financing activities:
	Cash dividends paid		(3,583,627	)		(5,714,039	)		(4,056,597	)
	Purchase of treasury stock		(92,630	)		(635,800	)		(501,299	)
	Sale of treasury stock		70,880			257,550			217,520
	Net cash used in financing activities		(3,605,377	)		(6,092,289	)		(4,340,376	)
	Increase (Decrease) in cash and cash equivalents		897,432			665,699			(142,835	)
	Cash and cash equivalents at beginning of year		1,788,169			1,122,470			1,265,305
	Cash and cash equivalents at end of year	$	2,685,601		$	1,788,169		$	1,122,470

FAIR_VALUES_Tables

FAIR VALUES (Tables)	12 Months Ended
	Dec. 31, 2013
FAIR VALUES [Abstract]	'
Summary of assets and liabilities measured at fair value on a recurring basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
							Fair Value Measurement at December 31, 2013 Using
	Financial Assets:		Fair Value				Quoted Prices			Significant			Significant
							in Active			Other			Unobservable
							Markets for			Observable			Inputs
							Identical Assets			Inputs			(Level 3)
							(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	188,106,208			$	31,261,500		$	156,844,708		$	-
	Mortgage-backed securities, residential			104,356,521				-			104,356,521			-
	Obligations of states and political subdivisions			38,376,222				-			38,376,222			-
	Collateralized mortgage obligations			1,014,876				-			1,014,876			-
	Corporate bonds and notes			2,945,807				-			2,945,807			-
	SBA loan pools			1,487,579				-			1,487,579			-
	Trust Preferred securities			2,033,594				-			2,033,594			-
	Corporate stocks			7,695,099				7,279,075			416,024			-
	Total available for sale securities		$	346,015,906			$	38,540,575		$	307,475,331		$	-
	Trading assets		$	366,255			$	366,255		$	-		$	-
							Fair Value Measurement at December 31, 2012 Using
	Financial Assets:		Fair Value				Quoted Prices			Significant			Significant
							in Active			Other			Unobservable
							Markets for			Observable			Inputs
							Identical Assets			Inputs			(Level 3)
							(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	141,591,214			$	37,698,000		$	103,893,214		$	-
	Mortgage-backed securities, residential			31,515,249				-			31,515,249			-
	Obligations of states and political subdivisions			40,814,722				-			40,814,722			-
	Collateralized mortgage obligations			3,543,360				-			3,543,360			-
	Corporate bonds and notes			11,651,635				-			11,651,635			-
	SBA loan pools			1,724,140				-			1,724,140			-
	Trust Preferred securities			2,470,913				-			2,025,313			445,600
	Corporate stocks			6,374,530				5,720,533			653,997			-
	Total available for sale securities		$	239,685,763			$	43,418,533		$	195,821,630		$	445,600
	Trading assets		$	348,241			$	348,241		$	-		$	-
Changes in unrealized gains and losses recorded in earnings	'
	The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
	Trust Preferred Securities Available for Sale		Fair Value Measurement				Fair Value Measurement
			twelve-months ended				twelve-months ended
			December 31, 2013 Using Significant Unobservable				December 31, 2012 Using Significant Unobservable
			Inputs (Level 3)				Inputs (Level 3)
	Beginning balance		$	445,600			$	294,910
	Total gains/losses (realized/unrealized):
	Included in earnings:
	Loss on securities			-				-
	Impairment charge on investment securities			(29,025	)			-
	Included in other comprehensive income			183,425				150,690
	Transfers in and/or out of Level 3			(600,000	)			-
	Ending balance, December 31		$	-			$	445,600
Summary of assets and liabilities measured at fair value on a non-recurring basis	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:
							Fair Value Measurement at
							December 31, 2013 Using
	Financial Assets:		Fair Value				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial		$	460,386			$	-		$	-		$	460,386
	Commercial mortgages:							-			-
	Commercial mortgages other			485,186				-			-			485,186
	Consumer loans:
	Home equity lines and loans			53,856										53,856
	Total Impaired Loans		$	999,428			$	-		$	-		$	999,428
	Other real estate owned:
	Commercial and agricultural:
	Commercial and industrial		$	101,200			$	-		$	-		$	101,200
	Commercial mortgages:
	Commercial mortgages other			265,702				-			-			265,702
	Residential mortgages			106,270				-			-			106,270
	Consumer loans:
	Home equity lines and loans			64,859				-			-			64,859
	Total Other real estate owned, net		$	538,031			$	-		$	-		$	538,031
							Fair Value Measurement at December 31, 2012 Using
	Financial Assets:		Fair Value				Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial		$	311,801			$	-		$	-		$	311,801
	Commercial mortgages:							-			-
	Commercial mortgages other			303,821				-			-			303,821
	Total Impaired Loans		$	615,622			$	-		$	-		$	615,622
	Other real estate owned:
	Commercial and agricultural:
	Commercial and industrial		$	101,200			$	-		$	-		$	101,200
	Commercial mortgages:
	Commercial mortgages other			257,702				-			-			257,702
	Residential mortgages			201,679				-			-			201,679
	Consumer loans:
	Home equity lines and loans			4,000				-			-			4,000
	Total Other real estate owned, net		$	564,581			$	-		$	-		$	564,581
Nonrecurring fair value measurement , Valuation Techniques	'
	The following table presents information related to Level 3 non-recurring fair value measurement at December 31, 2013 and December 31, 2012:
	Description		Fair Value at December 31, 2013				Technique		Unobservable Inputs
	Impaired loans		$	999,428			Third party real estate and a 100% discount of personal property		1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned		$	538,031			Third party appraisals		1	Estimated holding  period
									2	Estimated closing costs
	Description		Fair Value at December 31, 2012				Technique		Unobservable Inputs
	Impaired loans		$	615,622			Third party real estate and a 100% discount of personal property		1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned		$	564,581			Third party appraisals		1	Estimated holding  period
									2	Estimated closing costs
Carrying value and estimated fair value of financial instruments	'
	The carrying amounts and estimated fair values of other financial instruments, at December 31, 2013 and December 31, 2012, are as follows (dollars in thousands):
			Fair Value Measurements at December 31, 2013
	Financial Assets:		Carrying Amount				Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs(Level 2)					Significant Unobservable Inputs(Level 3)				Estimated Fair Value (1)
	Cash and due from financial	$	31,600,112			$		31,600,112			$	-				$	-	$		31,600,112
	institutions
	Interest-bearing deposits in other		20,009,352					20,009,352				-					-			20,009,352
	financial institutions
	Trading assets		366,255					366,255				-					-			366,255
	Securities available for sale		346,015,906					38,540,575				307,475,331					-			346,015,906
	Securities held to maturity		6,494,924					-				6,929,549					-			6,929,549
	Federal Home Loan and Federal		4,481,750					-				-					-			N/A
	Reserve Bank stock
	Loans, net		983,090,196					-				-					1,008,826,162			1,008,826,162
	Loans held for sale		694,840					-				694,840					-			694,840
	Accrued interest receivable		4,166,423					145,166				1,468,186					2,553,071			4,166,423
	Financial liabilities:
	Deposits:
	Demand, savings, and insured	$	1,018,878,175			$		1,018,878,175			$	-				$	-	$		1,018,878,175
	money market accounts
	Time deposits		244,491,486					-				245,481,933					-			245,481,933
	Securities sold under agreements		32,701,223					-				33,636,052					-			33,636,052
	to repurchase
	Federal Home Loan Bank advances		25,242,628					-				26,063,973					-			26,063,973
	Accrued interest payable		335,818					14,445				170,328					151,045			335,818
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.
			Fair Value Measurements at December 31, 2012
	Financial Assets:		Carrying Amount				Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs (Level 2)					Significant Unobservable Inputs (Level 3)				Estimated Fair Value (1)
	Cash and due from financial	$	29,239,309			$		29,239,309			$	-				$	-	$		29,239,309
	institutions
	Interest-bearing deposits in other		11,001,912					8,444,188				2,557,724					-			11,001,912
	financial institutions
	Trading assets		348,241					348,241				-					-			348,241
	Securities available for sale		239,685,763					43,418,533				195,821,630					445,600			239,685,763
	Securities held to maturity		5,748,453					-				6,421,486					-			6,421,486
	Federal Home Loan and Federal		4,710,300					-				-					-			N/A
	Reserve Bank stock
	Loans, net		883,084,291					-				-					916,289,444			916,289,444
	Loans held for sale		1,057,309					-				1,057,309					-			1,057,309
	Accrued interest receivable		3,787,923					174,827				1,257,260					2,355,836			3,787,923
	Financial liabilities:
	Deposits:
	Demand, savings, and insured	$	808,043,960			$		808,043,960			$	-				$	-	$		808,043,960
	money market accounts
	Time deposits		236,690,054					-				238,245,225					-			238,245,225
	Securities sold under agreements		32,710,650					-				35,259,782					-			35,259,782
	to repurchase
	Federal Home Loan Bank advances		27,225,363					-				29,688,198					-			29,688,198
	Accrued interest payable		452,629					11,793				278,988					161,848			452,629
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT1

REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'
Actual capital amounts and ratios of the Corporation and the Bank	'
	The actual capital amounts and ratios of the Corporation and the Bank are presented in the following table:
		Actual					Required To Be					Required To Be Well
							Adequately					Capitalized
							Capitalized
	As of December 31, 2013	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	126,298,617		12.1	%	$	83,483,686		8	%		N/	A		N/	A
	Bank	$	121,221,937		11.63	%	$	83,368,967		8	%	$	104,211,209			10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	110,260,258		10.57	%	$	41,741,843		4	%		N/	A		N/	A
	Bank	$	105,239,348		10.1	%	$	41,684,484		4	%	$	62,526,725			6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	110,260,258		8.08	%	$	40,940,320		3	%		N/	A		N/	A
	Bank	$	105,239,348		7.72	%	$	40,900,388		3	%	$	68,167,313			5	%
	As of December 31, 2012
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	119,894,319		13.1	%	$	73,208,463		8	%		N/	A		N/	A
	Bank	$	115,391,331		12.64	%	$	73,044,522		8	%	$	91,305,653			10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	106,924,553		11.68	%	$	36,604,232		4	%		N/	A		N/	A
	Bank	$	102,459,917		11.22	%	$	36,522,261		4	%	$	54,783,392			6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	106,924,553		8.74	%	$	36,701,105		3	%		N/	A		N/	A
	Bank	$	102,459,917		8.39	%	$	36,630,566		3	%	$	61,050,944			5	%

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Tables)	12 Months Ended
	Dec. 31, 2013
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
Components of accumulated other comprehensive income (Loss)	'
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated:
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012		$	8,022,790			$	(10,829,719	)		$	(2,806,929	)
	Other comprehensive income before			(1,987,340	)			3,993,381				2,006,041
	reclassification
	Amounts reclassified from accumulated other			7,785				948,284				956,069
	comprehensive income
	Net current period other comprehensive loss			(1,979,555	)			4,941,665				2,962,110
	Balance at December 31, 2013		$	6,043,235			$	(5,888,054	)		$	155,181
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2011		$	7,987,055			$	(9,428,433	)		$	(1,441,378	)
	Other comprehensive income before			220,733				(2,231,066	)			(2,010,333	)
	reclassification
	Amounts reclassified from accumulated other			(184,998	)			829,780				644,782
	comprehensive income
	Net current period other comprehensive loss			35,735				(1,401,286	)			(1,365,551	)
	Balance at December 31, 2012		$	8,022,790			$	(10,829,719	)		$	(2,806,929	)
Reclassification out of accumulated other comprehensive income	'
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated:
	Details about Accumulated Other Comprehensive Income Components	Year Ended December 31,										Affected Line Item
												in the Statement Where
												Net Income is Presented
					2013				2012
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-temporary losses realized in net income			$	(29,025	)		$	-			Total impairment losses
	Realized gains on securities available for sale				16,379				300,516			Net losses on securities transactions
	Tax effect				4,861				(115,518	)		Income tax benefit (expense)
	Net of tax				10,083				184,998
	Amortization of defined pension plan
	and other benefit plan items:
	Prior service costs (a)				83,144				83,144			Pension and other employee benefits
	Actuarial losses (a)				(1,623,567	)			(1,431,064	)		Pension and other employee benefits
	Tax effect				592,139				518,140			Income tax benefit (expense)
	Net of tax				(948,284	)			(829,780	)
	Total reclassification for the period, net of tax			$	(956,069	)		$	(644,782	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING_Tables

SEGMENT REPORTING (Tables)	12 Months Ended
	Dec. 31, 2013
SEGMENT REPORTING [Abstract]	'
Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results	'
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments:
	Year ended December 31, 2013	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	46,621,005	$	-	$	9,714		$	46,630,719
	Provision for loan losses		2,754,726		-		-			2,754,726
	Net interest income after provision for loan losses		43,866,279		-		9,714			43,875,993
	Other operating income		9,912,614		7,344,045		819,945			18,076,604
	Other operating expenses		43,134,860		5,480,218		784,166			49,399,244
	Income (loss) before income tax expense		10,644,033		1,863,827		45,493			12,553,353
	Income tax expense (benefit)		3,140,245		716,455		(34,403	)		3,822,297
	Segment net income (loss)	$	7,503,788	$	1,147,372	$	79,896		$	8,731,056
	Segment assets	$	1,469,482,048	$	4,943,092	$	1,718,313		$	1,476,143,453
	Year ended December 31, 2012	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	46,833,743	$	-	$	8,130		$	46,841,873
	Provision for loan losses		827,567		-		-			827,567
	Net interest income after provision for loan losses		46,006,176		-		8,130			46,014,306
	Other operating income		9,596,323		6,826,976		764,442			17,187,741
	Other operating expenses		40,550,209		5,389,017		856,099			46,795,325
	Income (loss) before income tax expense		15,052,290		1,437,959		(83,527	)		16,406,722
	Income tax expense (benefit)		4,953,549		552,751		(121,818	)		5,384,482
	Segment net income (loss)	$	10,098,741	$	885,208	$	38,291		$	11,022,240
	Segment assets	$	1,240,751,558	$	5,155,950	$	2,252,200		$	1,248,159,708
	Year ended December 31, 2011	Core Banking		Wealth		Holding			Consolidated
				Management		Company			Totals
				Group		And Other
	Net interest income	$	43,906,319	$	-	$	8,729		$	43,915,048
	Provision for loan losses		958,333		-		-			958,333
	Net interest income after provision for loan losses		42,947,986		-		8,729			42,956,715
	Other operating income		9,426,994		6,709,685		1,325,908			17,462,587
	Other operating expenses		38,293,287		5,851,825		703,285			44,848,397
	Income before income tax expense		14,081,693		857,860		631,352			15,570,905
	Income tax expense		4,528,446		331,872		172,832			5,033,150
	Segment net income	$	9,553,247	$	525,988	$	458,520		$	10,537,755
	Segment assets	$	1,207,464,195	$	5,729,479	$	3,065,913		$	1,216,259,587

BRANCH_ACQUISITION_Tables

BRANCH ACQUISITION (Tables)	12 Months Ended
	Dec. 31, 2013
BRANCH ACQUISITION [Abstract]	'
Schedule of Branch Acquisition	'
	The assets acquired and deposits assumed in the transaction were recorded at their estimated fair values as follows:
	Cash, net	$	170,904,285
	Loans		1,240,224
	Bank premises and equipment		4,081,292
	Core deposit intangible asset		2,154,670
	Other assets		349,091
	Total assets acquired	$	178,729,562
	Deposits assumed	$	177,749,174
	Time deposit premium		263,387
	Other liabilities		717,001
	Total liabilities assumed	$	178,729,562

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Segment
INCOME TAXES [Abstract]	'	'
Tax position recognition criteria percentage above which is "more likely than not" (in hundredths)	50.00%	'
WEALTH MANAGEMENT GROUP FEE INCOME [Abstract]	'	'
Assets under management, carrying amount	$1,888,000,000	$1,735,000,000
Defined Benefit Plan Disclosure [Line Items]	'	'
Normal retirement benefit	1.20%	'
Number of consecutive years considered in final average compensation	'5 years	'
Number of prior years considered in final average compensation	'10 years	'
Maximum service period	'25 years	'
Normal retirement additional benefit (in hundredths)	1.00%	'
Maximum service years	'35 years	'
Percentage of average monthly compensation (in hundredths)	0.65%	'
Maximum period of credited service	'35 years	'
Covered compensation period	'35 years	'
Minimum annual service period	'1000 hours	'
Minimum eligible age	'55 years	'
Contribution percentage (in hundredths)	40.00%	'
Retiree premium percentage (in hundredths)	100.00%	'
Cost of coverage contribution (in hundredths)	50.00%	'
Contribution percentage after amendment (in hundredths)	50.00%	'
Contribution cost percentage (in hundredths)	50.00%	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Restricted stock award vesting percentage (in hundredths)	20.00%	'
Restricted stock award vesting percentage, total (in hundredths)	100.00%	'
Age limit for forfeiture of stock award	'65 years	'
Non employee directors service period	'12 months	'
Trading days period	'30 days	'
Cash compensation	300,000	'
Maximum annual installments period	'10 years	'
Segment Reporting [Abstract]	'	'
Number of operating segments	2	'
M&T Bank branch offices [Member]	'	'
Intangible Assets [Abstract]	'	'
Intangible assets with definite useful lives - from business purchases	86,862	'
Partners Trust Bank [Member]	'	'
Intangible Assets [Abstract]	'	'
Intangible assets with definite useful lives - from business purchases	2,719,873	'
Finite-lived intangible asset, useful life	'15 years	'
Canton Bancorp, Inc. [Member]	'	'
Intangible Assets [Abstract]	'	'
Intangible assets with definite useful lives - from business purchases	17,547	'
Fort Orange Financial Corp [Member]	'	'
Intangible Assets [Abstract]	'	'
Intangible assets with definite useful lives - from business purchases	1,443,014	'
Finite-lived intangible asset, useful life	'10 years	'
Bank of America [Member]	'	'
Intangible Assets [Abstract]	'	'
Intangible assets with definite useful lives - from business purchases	$2,109,781	'
M&T branch offices, Canton Bancorp, Inc. and Branches of Bank of America [Member] | Core deposit intangibles [Member]	'	'
Intangible Assets [Abstract]	'	'
Finite-lived intangible asset, useful life	'7 years 3 months	'
M&T branch offices, Canton Bancorp, Inc. and Branches of Bank of America [Member] | Customer relationship intangibles [Member]	'	'
Intangible Assets [Abstract]	'	'
Finite-lived intangible asset, useful life	'7 years	'
Directors' Compensation Plan [Member] | Director [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Number of shares authorized per calendar year (in shares)	20,000	'
Incentive Compensation Plan [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Number of shares authorized per calendar year (in shares)	10,000	'
Restricted Stock [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Number of shares authorized per calendar year (in shares)	15,000	'
Minimum [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Retiree age group range	'55 years	'
Maximum [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Retiree age group range	'65 years	'
Building [Member] | Minimum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property, plant and equipment, useful life	'15 years	'
Building [Member] | Maximum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property, plant and equipment, useful life	'50 years	'
Equipment and furniture [Member] | Minimum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property, plant and equipment, useful life	'3 years	'
Equipment and furniture [Member] | Maximum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Property, plant and equipment, useful life	'10 years	'

RESTRICTIONS_ON_CASH_AND_DUE_F1

RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS (Details) (USD $)	Dec. 31, 2013
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS [Abstract]	'
Reserve requirement	$1,213,000

SECURITIES_PART_1_Details

SECURITIES, PART 1 (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	$336,199,085	$226,653,290
Estimated Fair Value	346,015,906	239,685,763
Unrealized Gains	11,506,043	13,224,999
Unrealized Losses	1,689,222	192,526
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	6,494,924	5,748,453
Estimated Fair Value	6,929,549	6,421,486
Unrealized Gains	434,625	673,033
Unrealized Losses	0	0
Obligations of states and political subdivisions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	5,471,505	5,748,453
Estimated Fair Value	5,890,122	6,421,486
Unrealized Gains	418,617	673,033
Unrealized Losses	0	0
Time deposits with other financial institutions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,023,419	0
Estimated Fair Value	1,039,427	0
Unrealized Gains	16,008	0
Unrealized Losses	0	0
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	187,098,006	138,041,393
Estimated Fair Value	188,106,208	141,591,214
Unrealized Gains	1,914,660	3,549,821
Unrealized Losses	906,458	0
Mortgage-backed securities, residential [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	104,068,981	29,591,883
Estimated Fair Value	104,356,521	31,515,249
Unrealized Gains	1,037,343	1,923,366
Unrealized Losses	749,803	0
Collateralized Mortgage obligations [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,000,743	3,494,642
Estimated Fair Value	1,014,876	3,543,360
Unrealized Gains	14,133	48,718
Unrealized Losses	0	0
Obligations of states and political subdivisions [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	37,339,530	39,174,595
Estimated Fair Value	38,376,222	40,814,722
Unrealized Gains	1,059,007	1,641,510
Unrealized Losses	22,315	1,383
Corporate bonds and notes [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	2,878,813	11,412,167
Estimated Fair Value	2,945,807	11,651,635
Unrealized Gains	75,672	239,468
Unrealized Losses	8,678	0
Trust Preferred securities [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,898,047	2,519,379
Estimated Fair Value	2,033,594	2,470,913
Unrealized Gains	135,547	134,959
Unrealized Losses	0	183,425
Corporate stocks [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	444,452	736,495
Estimated Fair Value	7,695,099	6,374,530
Unrealized Gains	7,252,615	5,645,753
Unrealized Losses	1,968	7,718
SBA Loans [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,470,513	1,682,736
Estimated Fair Value	1,487,579	1,724,140
Unrealized Gains	17,066	41,404
Unrealized Losses	$0	$0

SECURITIES_PART_2_Details

SECURITIES, PART 2 (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Available-for-sale Securities, Maturities - Cost [Abstract]	'	'	'
Within One Year	$23,420,022	'	'
After One, But Within Five Years	188,131,675	'	'
After Five, But Within Ten Years	17,662,699	'	'
After Ten Years	0	'	'
Amortized Cost, Total	335,754,633	'	'
Available-for-sale Securities, Maturities - Fair Value [Abstract]	'	'	'
Within One Year	23,680,095	'	'
After One, But Within Five Years	190,334,668	'	'
After Five, But Within Ten Years	17,447,068	'	'
After Ten Years	0	'	'
Fair Value, Total	338,320,807	'	'
Held to maturity securities, Amortized Cost [Abstract]	'	'	'
Within One Year	2,361,713	'	'
After One, But Within Five Years	2,841,351	'	'
After Five, But Within Ten Years	1,291,860	'	'
After Ten Years	0	'	'
Amortized Cost Total	6,494,924	'	'
Held To Maturity, Maturities - Fair Value [Abstract]	'	'	'
Within One Year	2,394,183	'	'
After One, But Within Five Years	3,052,594	'	'
After Five, But Within Ten Years	1,482,772	'	'
After Ten Years	0	'	'
Fair Value, Total	6,929,549	'	'
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'	'	'
Proceeds on sales	2,649,993	26,210,087	35,741,211
Gross gains	16,379	300,516	1,108,091
Tax (benefit) expense	-6,296	115,518	423,191
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	151,781,605	0	'
Less than 12 months - Unrealized Losses	1,648,290	0	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	1,979,869	921,678	'
12 months or longer - Unrealized Losses	40,931	192,526	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	153,761,474	921,678	'
Unrealized Losses	1,689,221	192,526	'
Information related to the pooled trust preferred security [Abstract]	'	'	'
Proceeds from sales	2,649,993	26,210,087	35,741,211
Impairment charge on investment securities	29,025	0	'
Other than temporary impairment credit losses recognized in earnings [Roll Forward]	'	'	'
Beginning balance	3,506,073	3,506,073	3,438,673
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized	0	0	0
Additions/Subtractions [Abstract]	'	'	'
Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis	0	0	0
Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security	0	0	0
Reductions for previous credit losses realized on securities sold during the year	-1,596,396	0	0
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized	29,025	0	67,400
Ending balance	1,938,702	3,506,073	3,506,073
TPREF Funding II, Ltd. (Class B) [Member]	'	'	'
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]	'	'	'
Proceeds on sales	600,000	'	'
Information related to the pooled trust preferred security [Abstract]	'	'	'
Book value of Pooled trust preferred security analyzed for currently performing collateral	600,000	'	'
Proceeds from sales	600,000	'	'
Impairment charge on investment securities	29,025	'	'
Mortgage-backed securities, residential [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	63,115,382	'	'
Less than 12 months - Unrealized Losses	749,802	'	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	0	'	'
12 months or longer - Unrealized Losses	0	'	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	63,115,382	'	'
Unrealized Losses	749,802	'	'
Obligations of states and political subdivisions [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	4,588,521	0	'
Less than 12 months - Unrealized Losses	22,315	0	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	0	430,166	'
12 months or longer - Unrealized Losses	0	1,383	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	4,588,521	430,166	'
Unrealized Losses	22,315	1,383	'
Corporate stocks [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	0	0	'
Less than 12 months - Unrealized Losses	0	0	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	1,669	45,912	'
12 months or longer - Unrealized Losses	1,968	7,718	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	1,669	45,912	'
Unrealized Losses	1,968	7,718	'
Corporate Bond [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	237,792	'	'
Less than 12 months - Unrealized Losses	8,678	'	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	0	'	'
12 months or longer - Unrealized Losses	0	'	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	237,792	'	'
Unrealized Losses	8,678	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	83,839,910	'	'
Less than 12 months - Unrealized Losses	867,495	'	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	1,978,200	'	'
12 months or longer - Unrealized Losses	38,963	'	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	85,818,110	'	'
Unrealized Losses	906,458	'	'
Trust Preferred Securities [Member]	'	'	'
Continuous unrealized loss securities, 12 months or less [Abstract]	'	'	'
Less than 12 months - Fair Value	'	0	'
Less than 12 months - Unrealized Losses	'	0	'
Continuous unrealized loss securities, 12 months or more [Abstract]	'	'	'
12 months or longer - Fair Value	'	445,600	'
12 months or longer - Unrealized Losses	'	183,425	'
Securities with continuous unrealized losses, Total [Abstract]	'	'	'
Fair Value	'	445,600	'
Unrealized Losses	'	183,425	'
Mortgage-backed securities, residential [Member]	'	'	'
Available-for-sale Securities, Maturities - Cost [Abstract]	'	'	'
Amortized Cost, Total	104,068,981	'	'
Available-for-sale Securities, Maturities - Fair Value [Abstract]	'	'	'
Fair Value, Total	104,356,521	'	'
Collateralized Mortgage obligations [Member]	'	'	'
Available-for-sale Securities, Maturities - Cost [Abstract]	'	'	'
Amortized Cost, Total	1,000,743	'	'
Available-for-sale Securities, Maturities - Fair Value [Abstract]	'	'	'
Fair Value, Total	1,014,876	'	'
SBA Loans [Member]	'	'	'
Available-for-sale Securities, Maturities - Cost [Abstract]	'	'	'
Amortized Cost, Total	1,470,513	'	'
Available-for-sale Securities, Maturities - Fair Value [Abstract]	'	'	'
Fair Value, Total	$1,487,579	'	'

SECURITIES_PART_3_Details

SECURITIES, PART 3 (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
SECURITIES [Abstract]	'	'
Fair value of securities pledged to secure public funds on deposit or for other purposes	$188,875,494	$212,257,614
Securities pledged to secure securities sold under agreements to repurchase [Abstract]	'	'
Amortized Cost	45,752,799	49,149,018
Estimated Fair Value	46,941,662	51,159,362
Shareholders' equity percentage not exceeded by securities of a single issuer	10.00%	10.00%
Equity Method Investments	956,626	1,757,252
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]	'	'
Securities pledged to secure securities sold under agreements to repurchase [Abstract]	'	'
Amortized Cost	33,745,835	31,888,493
Estimated Fair Value	34,369,411	32,812,885
Mortgage-backed securities, residential [Member]	'	'
Securities pledged to secure securities sold under agreements to repurchase [Abstract]	'	'
Amortized Cost	11,802,122	16,503,983
Estimated Fair Value	12,364,885	17,575,852
Collateralized Mortgage obligations [Member]	'	'
Securities pledged to secure securities sold under agreements to repurchase [Abstract]	'	'
Amortized Cost	204,842	756,542
Estimated Fair Value	$207,366	$770,625

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	$995,865,764	$893,516,941
Interest receivable on loans	2,597,301	2,383,998
Total	998,463,065	895,900,939
Residential mortgages held for sale	694,840	1,057,309
Commercial mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	345,706,661	276,928,123
Commercial and Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	145,731,838	134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	575,670	696,666
Total	577,133	698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	144,786,585	133,154,615
Total	145,154,705	133,495,970
Commercial mortgages: Construction [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	27,440,372	43,269,303
Residential mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	195,996,599	200,475,097
Total	196,525,568	200,998,777
Residential mortgages held for sale	694,840	1,057,309
Loans pledged as collateral	145,107,384	142,278,166
Consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	282,109,901	239,689,455
Consumer loans [Member] | Credit cards [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	1,756,414	1,851,145
Total	1,756,414	1,851,145
Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	95,905,130	87,045,421
Total	96,134,078	87,269,885
Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	164,845,874	130,573,200
Total	165,294,412	130,977,775
Consumer loans [Member] | Direct consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and costs, and unearned income	18,852,459	19,523,371
Total	$18,924,997	$19,590,650

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	$10,432,650	$9,659,320	$9,498,131
Reclassification of Acquired Loan Discount	'	123,560	'
Charge Offs	-1,493,432	-1,272,419	-1,498,557
Recoveries	1,081,624	1,094,622	701,413
Net recoveries (charge offs)	-411,808	-177,797	-797,144
Provision	2,754,726	827,567	958,333
Ending balance	12,775,568	10,432,650	9,659,320
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	1,046,022	192,638	'
Collectively evaluated for impairment - Loan allowance allocated	10,340,304	9,290,153	'
Loans acquired with deteriorated credit quality	1,389,242	949,859	'
Total ending allowance balance	12,775,568	10,432,650	'
Loans [Abstract]	'	'	'
Loans acquired with deteriorated credit quality	9,696,496	10,711,533	'
Total	998,463,065	895,900,939	'
Period of historical loss factor for substandard classification, but not impaired	'90 days	'90 days	'
Commercial and Agricultural [Member]	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	1,707,596	3,143,373	2,118,299
Reclassification of Acquired Loan Discount	'	73,229	'
Charge Offs	-186,045	-180,999	-686,192
Recoveries	537,476	802,056	423,422
Net recoveries (charge offs)	351,431	621,057	-262,770
Provision	-80,338	-2,130,063	1,287,844
Ending balance	1,978,689	1,707,596	3,143,373
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	575,995	133,437	'
Collectively evaluated for impairment - Loan allowance allocated	1,402,694	1,459,432	'
Loans acquired with deteriorated credit quality	0	114,727	'
Total ending allowance balance	1,978,689	1,707,596	'
Loans [Abstract]	'	'	'
Loans individually evaluated for impairment	2,945,524	1,907,395	'
Loans collectively evaluated for impairment	142,107,931	131,045,609	'
Loans acquired with deteriorated credit quality	678,383	1,241,418	'
Total	145,731,838	134,194,422	'
Commercial Mortgages [Member]	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	4,427,698	2,570,149	2,575,058
Reclassification of Acquired Loan Discount	'	50,331	'
Charge Offs	-44,049	-335,093	-19,206
Recoveries	97,953	54,637	40,717
Net recoveries (charge offs)	53,904	-280,456	21,511
Provision	1,761,394	2,087,674	-26,420
Ending balance	6,242,996	4,427,698	2,570,149
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	466,055	59,201	'
Collectively evaluated for impairment - Loan allowance allocated	4,407,377	3,533,365	'
Loans acquired with deteriorated credit quality	1,369,564	835,132	'
Total ending allowance balance	6,242,996	4,427,698	'
Loans [Abstract]	'	'	'
Loans individually evaluated for impairment	10,702,816	10,620,274	'
Loans collectively evaluated for impairment	354,636,380	301,172,164	'
Loans acquired with deteriorated credit quality	8,756,562	9,225,847	'
Total	374,095,758	321,018,285	'
Residential Mortgages [Member]	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	1,565,571	1,309,649	1,301,780
Reclassification of Acquired Loan Discount	'	0	'
Charge Offs	-124,277	-82,442	-67,333
Recoveries	65,180	0	44,953
Net recoveries (charge offs)	-59,097	-82,442	-22,380
Provision	10,418	338,364	30,249
Ending balance	1,516,892	1,565,571	1,309,649
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	0	0	'
Collectively evaluated for impairment - Loan allowance allocated	1,497,214	1,565,571	'
Loans acquired with deteriorated credit quality	19,678	0	'
Total ending allowance balance	1,516,892	1,565,571	'
Loans [Abstract]	'	'	'
Loans individually evaluated for impairment	117,278	131,909	'
Loans collectively evaluated for impairment	196,146,739	200,622,600	'
Loans acquired with deteriorated credit quality	261,551	244,268	'
Total	196,525,568	200,998,777	'
Consumer Loans [Member]	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	2,705,639	2,192,729	2,727,022
Reclassification of Acquired Loan Discount	'	0	'
Charge Offs	-1,139,061	-673,885	-725,826
Recoveries	381,015	237,929	192,321
Net recoveries (charge offs)	-758,046	-435,956	-533,505
Provision	1,089,398	948,866	-788
Ending balance	3,036,991	2,705,639	2,192,729
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	3,972	0	'
Collectively evaluated for impairment - Loan allowance allocated	3,033,019	2,705,639	'
Loans acquired with deteriorated credit quality	0	0	'
Total ending allowance balance	3,036,991	2,705,639	'
Loans [Abstract]	'	'	'
Loans individually evaluated for impairment	130,929	0	'
Loans collectively evaluated for impairment	281,978,972	239,689,455	'
Loans acquired with deteriorated credit quality	0	0	'
Total	282,109,901	239,689,455	'
Unallocated [Member]	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'
Beginning balance:	26,146	443,420	775,972
Reclassification of Acquired Loan Discount	'	0	'
Charge Offs	0	0	0
Recoveries	0	0	0
Net recoveries (charge offs)	0	0	0
Provision	-26,146	-417,274	-332,552
Ending balance	0	26,146	443,420
Allowance balance attributable to recorded investments [Abstract]	'	'	'
Individually evaluated for impairment - Loan allowances allocated	0	0	'
Collectively evaluated for impairment - Loan allowance allocated	0	26,146	'
Loans acquired with deteriorated credit quality	0	0	'
Total ending allowance balance	$0	$26,146	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Unpaid Principal Balance [Abstract]	'		'		'
Unpaid Principal Balance, Total	$13,875,058		$13,848,607		'
Recorded Investment [Abstract]	'		'		'
Recorded Investment, Total	13,896,548		12,659,578		'
Allowance for Loan Losses Allocated	1,046,022		192,638		'
Average Recorded Investment [Abstract]	'		'		'
Average Recorded Investment, Total	12,767,911		5,450,869		9,645,909
Interest Income, Accrual Method [Abstract]	'		'		'
Interest Income, Accrual Method, Total	421,262	[1]	11,840	[1]	33,755	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With No Related Allowance, Unpaid Principal Balance	2,329,223		5,168,353		'
Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Recorded Investment	2,318,729		5,166,853		'
Allowance for Loan Losses Allocated	0		0		'
Average Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Average Recorded Investment	3,364,173		73,316		20,578
Interest Income, Accrual Method [Abstract]	'		'		'
With No Related Allowance, Interest Income, Accrual Method	95,235	[1]	870	[1]	0	[1]
With no related allowance recorded [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With No Related Allowance, Unpaid Principal Balance	7,406,355		5,678,565		'
Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Recorded Investment	7,439,359		5,090,399		'
Allowance for Loan Losses Allocated	0		0		'
Average Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Average Recorded Investment	5,990,852		1,989,795		2,743,345
Interest Income, Accrual Method [Abstract]	'		'		'
With No Related Allowance, Interest Income, Accrual Method	249,459	[1]	10,338	[1]	4,959	[1]
With no related allowance recorded [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With No Related Allowance, Unpaid Principal Balance	1,905,782		2,059,027		'
Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Recorded Investment	1,909,412		1,462,157		'
Allowance for Loan Losses Allocated	0		0		'
Average Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Average Recorded Investment	1,604,773		480,755		3,029,611
Interest Income, Accrual Method [Abstract]	'		'		'
With No Related Allowance, Interest Income, Accrual Method	71,088	[1]	632	[1]	28,796	[1]
With no related allowance recorded [Member] | Residential mortgages [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With No Related Allowance, Unpaid Principal Balance	117,278		131,909		'
Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Recorded Investment	117,278		131,909		'
Allowance for Loan Losses Allocated	0		0		'
Average Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Average Recorded Investment	124,896		105,880		250,391
Interest Income, Accrual Method [Abstract]	'		'		'
With No Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With no related allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With No Related Allowance, Unpaid Principal Balance	70,970		0		'
Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Recorded Investment	72,730		0		'
Allowance for Loan Losses Allocated	0		0		'
Average Recorded Investment [Abstract]	'		'		'
With No Related Allowance, Average Recorded Investment	47,472		29,784		0
Interest Income, Accrual Method [Abstract]	'		'		'
With No Related Allowance, Interest Income, Accrual Method	2,043	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial mortgages [Member] | Construction [Member]	'		'		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	0		4,148		14,893
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With Related Allowance, Unpaid Principal Balance	951,241		364,423		'
Recorded Investment [Abstract]	'		'		'
With Related Allowance, Recorded Investment	944,729		363,022		'
Allowance for Loan Losses Allocated	466,055		59,201		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	866,722		872,292		1,521,828
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With Related Allowance, Unpaid Principal Balance	1,036,381		446,330		'
Recorded Investment [Abstract]	'		'		'
With Related Allowance, Recorded Investment	1,036,112		445,238		'
Allowance for Loan Losses Allocated	575,995		133,437		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	719,453		1,830,896		2,065,263
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Residential mortgages [Member]	'		'		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	0		64,003		0
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]	'		'		'
Unpaid Principal Balance [Abstract]	'		'		'
With Related Allowance, Unpaid Principal Balance	57,828		0		'
Recorded Investment [Abstract]	'		'		'
With Related Allowance, Recorded Investment	58,199		0		'
Allowance for Loan Losses Allocated	3,972		0		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	46,520		0		0
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	3,437	[1]	0	[1]	0	[1]
With Allowance Recorded [Member] | Consumer Loan [Member] | Direct consumer loans [Member]	'		'		'
Average Recorded Investment [Abstract]	'		'		'
With Related Allowance, Average Recorded Investment	3,050		0		0
Interest Income, Accrual Method [Abstract]	'		'		'
With Related Allowance, Interest Income, Accrual Method	$0	[1]	$0	[1]	$0	[1]
[1]	Cash basis interest income approximates interest income recognized.

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES, RECEIVABLES PAST DUE (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	$970,708,116		$867,144,443
30-89 Days Past Due	8,068,869		7,528,684
90 Days or more Past Due and accruing	1,472,594		4,484,374
Loans acquired with deteriorated credit quality	9,696,496		10,711,533
Non-Accrual	8,516,990	[1]	6,031,905	[2]
Total	998,463,065		895,900,939
Commercial and Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	678,383		1,241,418
Total	145,731,838		134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	577,133		698,452
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	577,133		698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	143,099,999		131,404,371
30-89 Days Past Due	28,888		183,269
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	678,383		1,241,418
Non-Accrual	1,347,435	[1]	666,912	[2]
Total	145,154,705		133,495,970
Commercial mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	8,756,562		9,225,847
Total	374,095,758		321,018,285
Commercial mortgages [Member] | Construction [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	24,743,496		36,988,222
30-89 Days Past Due	0		294,565
90 Days or more Past Due and accruing	1,453,180		4,481,066
Loans acquired with deteriorated credit quality	773,738		1,182,037
Non-Accrual	539,725	[1]	434,338	[2]
Total	27,510,139		43,380,228
Commercial mortgages [Member] | Commercial mortgage other [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	335,122,887		266,261,798
30-89 Days Past Due	1,137,897		1,750,806
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	7,982,824		8,043,810
Non-Accrual	2,342,011	[1]	1,581,643	[2]
Total	346,585,619		277,638,057
Residential mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	187,448,407		194,185,617
30-89 Days Past Due	5,457,860		4,145,868
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	261,551		244,268
Non-Accrual	3,357,750	[1]	2,423,024	[2]
Total	196,525,568		200,998,777
Consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	0		0
Total	282,109,901		239,689,455
Consumer loans [Member] | Credit cards [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	1,727,573		1,847,837
30-89 Days Past Due	9,427		0
90 Days or more Past Due and accruing	19,414		3,308
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	1,756,414		1,851,145
Consumer loans [Member] | Home equity lines and loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	95,348,467		86,486,781
30-89 Days Past Due	150,238		211,739
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	635,373	[1]	571,365	[2]
Total	96,134,078		87,269,885
Consumer loans [Member] | Indirect consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	163,809,750		129,789,672
30-89 Days Past Due	1,235,404		852,818
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	249,258	[1]	335,285	[2]
Total	165,294,412		130,977,775
Consumer loans [Member] | Direct Consumer Loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	18,830,404		19,481,693
30-89 Days Past Due	49,155		89,619
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	45,438	[1]	19,338	[2]
Total	$18,924,997		$19,590,650
[1]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
[2]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2012.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Loan	Loan
Trouble debt restructurings [Abstract]	'	'
Recorded investment in troubled debt restructurings	$7,891,734	$5,728,610
Troubled debt restructuring reserve	252,790	0
Troubled debt restructuring loan amount modified	6,830,550	5,363,712
Loans committed to customers with loans classified as TDR	165,000	130,000
Troubled debt restructurings increased allowance for loan losses	107,727	0
Troubled debt restructuring, charge offs	0	0
Period after troubled debt restructuring modification where no default payments made	'12 months	'
Number of days past due after which loan considered as payment default	'90 days	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'
Number of Loans	10	8
Pre-Modification outstanding recorded investment	1,935,872	5,430,415
Post-Modification outstanding recorded investment	1,935,872	5,430,415
Commercial mortgage other [Member]	'	'
Trouble debt restructurings [Abstract]	'	'
Troubled debt restructuring loan amount modified	1,061,184	364,898
Commercial mortgages [Member] | Construction [Member]	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'
Number of Loans	1	1
Pre-Modification outstanding recorded investment	325,957	251,448
Post-Modification outstanding recorded investment	325,957	251,448
Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'
Number of Loans	1	3
Pre-Modification outstanding recorded investment	133,000	3,871,779
Post-Modification outstanding recorded investment	133,000	3,871,779
Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'
Number of Loans	5	4
Pre-Modification outstanding recorded investment	1,342,690	1,307,188
Post-Modification outstanding recorded investment	1,342,690	1,307,188
Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'
Number of Loans	3	'
Pre-Modification outstanding recorded investment	134,225	'
Post-Modification outstanding recorded investment	$134,255	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	$998,463,065	$895,900,939
Deteriorated Loans Transferred in [Abstract]	'	'
Contractually required principal and interest, opening balance	16,896,078	'
Contractually required principal and interest, income accretion	0	'
Contractually required principal and interest, all other adjustments	-5,665,656	'
Contractually required principal and interest, closing balance	11,230,422	'
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance	-3,655,500	'
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0	'
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	3,112,751	'
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance	-542,749	'
Cash flows expected to be collected, opening balance	13,240,578	'
Cash flows expected to be collected, income accretion	0	'
Cash flows expected to be collected, all other adjustments	-2,552,905	'
Cash flows expected to be collected, closing balance	10,687,673	'
Interest component of expected cash flows (accretable yield), opening balance	-2,529,045	'
Interest component of expected cash flows (accretable yield), income accretion	1,162,653	'
Interest component of expected cash flows (accretable yield), all other adjustments	375,215	'
Interest component of expected cash flows (accretable yield, closing balance	-991,177	'
Fair value of loans acquired with deteriorating credit quality, opening balance	10,711,533	'
Fair value of loans acquired with deteriorating credit quality, income accretion	1,162,653	'
Fair value of loans acquired with deteriorating credit quality, all other adjustments	-2,177,690	'
Fair value of loans acquired with deteriorating credit quality, closing balance	9,696,496	'
Commercial and Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	145,731,838	134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	577,133	698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	145,154,705	133,495,970
Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	196,525,568	200,998,777
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	196,525,568	200,998,777
Consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	282,109,901	239,689,455
Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	1,756,414	1,851,145
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	1,756,414	1,851,145
Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	96,134,078	87,269,885
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	96,134,078	87,269,885
Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	165,294,412	130,977,775
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	165,294,412	130,977,775
Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	18,924,997	19,590,650
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	18,924,997	19,590,650
Not Rated [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	474,098,057	437,016,980
Not Rated [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Not Rated [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Not Rated [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Not Rated [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Not Rated [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	192,995,108	198,336,641
Not Rated [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	1,756,414	1,851,145
Not Rated [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	95,421,822	86,615,392
Not Rated [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	165,045,154	130,642,490
Not Rated [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	18,879,559	19,571,312
Pass [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	471,235,061	404,520,259
Pass [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	23,087,004	34,882,896
Pass [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	313,955,960	247,793,150
Pass [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	577,133	698,452
Pass [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	133,614,964	121,145,761
Pass [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Pass [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Pass [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Pass [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Pass [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Loans Acquired with deteriorated credit quality [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	9,696,496	10,711,533
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	773,738	1,182,037
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	7,982,824	8,043,810
Loans Acquired with deteriorated credit quality [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Loans Acquired with deteriorated credit quality [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	678,383	1,241,418
Loans Acquired with deteriorated credit quality [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	261,551	244,268
Loans Acquired with deteriorated credit quality [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Loans Acquired with deteriorated credit quality [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Loans Acquired with deteriorated credit quality [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Loans Acquired with deteriorated credit quality [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	21,511,495	25,136,636
Special Mention [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	2,783,848	5,153,918
Special Mention [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	13,611,331	11,974,716
Special Mention [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	5,116,316	8,008,002
Special Mention [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Substandard [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	20,901,231	18,021,271
Substandard [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	865,549	2,161,377
Substandard [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	11,035,504	9,826,381
Substandard [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Substandard [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	4,724,318	2,606,529
Substandard [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	3,268,909	2,417,868
Substandard [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Substandard [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	712,256	654,493
Substandard [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	249,257	335,285
Substandard [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	45,438	19,338
Doubtful [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	1,020,725	494,260
Doubtful [Member] | Commercial mortgages [Member] | Construction [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Commercial mortgages [Member] | Commercial mortgage other [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Commercial and Agricultural [Member] | Agricultural [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Commercial and Agricultural [Member] | Commercial and industrial [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	1,020,725	494,260
Doubtful [Member] | Residential mortgages [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Doubtful [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Finance receivable by credit quality indicator [Abstract]	'	'
Loans	0	0
Performing [Member] | Residential mortgages [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	193,167,818	198,575,753
Performing [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	1,737,000	1,847,837
Performing [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	95,498,705	86,698,520
Performing [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	165,045,154	130,642,490
Performing [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	18,879,559	19,571,312
Non-Performing [Member] | Residential mortgages [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	3,357,750	2,423,024
Non-Performing [Member] | Consumer loans [Member] | Credit Cards [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	19,414	3,308
Non-Performing [Member] | Consumer loans [Member] | Home equity lines and loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	635,373	571,365
Non-Performing [Member] | Consumer loans [Member] | Indirect consumer loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	249,258	335,285
Non-Performing [Member] | Consumer loans [Member] | Direct consumer loans [Member]	'	'
Residential and consumer finance receivable [Abstract]	'	'
Residential and consumer loans receivable	$45,438	$19,338

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Depreciation Expense	$3,236,034	$2,946,499	$2,861,644
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	80,143,394	72,352,571	'
Less accumulated depreciation and amortization	50,104,220	46,868,186	'
Premises and equipment, Net, Total	30,039,174	25,484,385	'
Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]	'	'	'
2014	1,664,865	'	'
2015	1,607,143	'	'
2016	1,358,618	'	'
2017	1,198,021	'	'
2018	1,156,562	'	'
2019 and thereafter	4,983,358	'	'
Total	11,968,567	'	'
Operating leases, rent expense	1,306,948	1,118,348	1,048,920
Land [Member]	'	'	'
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	4,803,406	3,553,406	'
Building [Member]	'	'	'
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	34,378,600	32,017,120	'
Projects in Progress [Member]	'	'	'
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	0	678,415	'
Equipment and furniture[Member]	'	'	'
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	34,919,986	31,428,650	'
Leasehold Improvements [Member]	'	'	'
Property, Plant and Equipment, Net, by Type [Abstract]	'	'	'
Premises and equipment, Gross	$6,041,402	$4,674,980	'

GOODWILL_AND_INTANGIBLE_ASSETS2

GOODWILL AND INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Goodwill [Roll Forward]	'		'		'
Beginning of year	$21,824,443		$21,983,617		'
Acquired goodwill	0		0		'
Adjustment of Acquired goodwill	0	[1]	-159,174	[1]	'
Ending of year	21,824,443		21,824,443		21,983,617
Finite-lived intangible assets, net [Abstract]	'		'		'
Balance Acquired	12,037,891		9,883,221		'
Accumulated Amortization	5,660,814		4,739,401		'
Aggregate amortization expense	921,413		1,046,720		1,041,193
Finite-lived intangible assets, future amortization expense [Abstract]	'		'		'
2014	1,310,056		'		'
2015	1,136,478		'		'
2016	986,063		'		'
2017	859,290		'		'
2018	734,237		'		'
2019 and thereafter	1,350,953		'		'
Total	6,377,077		'		'
Core deposit intangibles [Member]	'		'		'
Finite-lived intangible assets, net [Abstract]	'		'		'
Balance Acquired	5,974,468		3,819,798		'
Accumulated Amortization	2,337,959		1,796,853		'
Other customer relationship intangibles [Member]	'		'		'
Finite-lived intangible assets, net [Abstract]	'		'		'
Balance Acquired	6,063,423		6,063,423		'
Accumulated Amortization	$3,322,855		$2,942,548		'
[1]	Adjustments related to Fort Orange Financial Corp. acquisition

DEPOSITS_Details

DEPOSITS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Deposits, by Type [Abstract]	'	'	'
Non-interest-bearing demand deposits	$351,222,057	$300,610,463	'
Interest-bearing demand deposits	114,679,334	90,729,870	'
Insured money market accounts	361,094,929	243,114,771	'
Savings Deposits	191,881,855	173,588,856	'
Time Deposits	244,491,486	236,690,054	'
Total deposits	1,263,369,661	1,044,734,014	'
Maturities of Time Deposits [Abstract]	'	'	'
2013	178,903,280	'	'
2014	45,616,228	'	'
2015	7,498,340	'	'
2016	6,494,486	'	'
2017	4,245,277	'	'
2018 and thereafter	1,733,875	'	'
Time Deposits	244,491,486	236,690,054	'
Maturities of time deposits in denominations of $100,000 or more [Abstract]	'	'	'
3 months or less	24,370,627	'	'
Over 3 through 6 months	17,683,778	'	'
Over 6 through 12 months	24,521,432	'	'
Over 12 months	22,236,294	'	'
Time Deposits, $100,000 or More	88,812,131	87,705,511	'
Interest expense on time deposits	$777,614	$1,202,345	$1,799,472

SECURITIES_SOLD_UNDER_AGREEMEN2

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012	Dec. 31, 2011
Summary of securities sold under agreements to repurchase [Abstract]	'		'	'
Balance at December 31	$32,701,223		$32,710,650	$37,106,842
Maximum month-end balance	32,701,223		38,283,747	51,183,631
Average balance during year	31,101,784		34,534,496	43,731,872
Weighted-average interest rate, period end (in hundredths)	2.93%		3.02%	3.20%
Average interest rate paid during period (in hundredths)	2.76%		2.88%	3.14%
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Securities sold under agreements to repurchase	32,701,223		32,710,650	37,106,842
Repurchase Liability	32,701,223	[1]	'	'
Accrued Interest Payable	65,766	[1]	'	'
Weighted Average Rate (in hundredths)	2.93%	[1]	'	'
Estimated Fair Value of Collateral Securities	41,021,218	[1],[2]	'	'
Accrued interest receivable included in fair value of repurchase agreements	328,000		'	'
Within 90 days [Member]	'		'	'
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Repurchase Liability	12,701,223	[1]	'	'
Accrued Interest Payable	0	[1]	'	'
Weighted Average Rate (in hundredths)	0.10%	[1]	'	'
Estimated Fair Value of Collateral Securities	16,529,108	[1],[2]	'	'
After 90 days but within one year [Member]	'		'	'
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Repurchase Liability	0	[1]	'	'
Accrued Interest Payable	0	[1]	'	'
Weighted Average Rate (in hundredths)	0.00%	[1]	'	'
Estimated Fair Value of Collateral Securities	0	[1],[2]	'	'
After one year but within five years [Member]	'		'	'
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Repurchase Liability	20,000,000	[1]	'	'
Accrued Interest Payable	65,766	[1]	'	'
Weighted Average Rate (in hundredths)	4.13%	[1]	'	'
Estimated Fair Value of Collateral Securities	24,492,110	[1],[2]	'	'
After five years but within ten years [Member]	'		'	'
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Repurchase Liability	0	[1]	'	'
Accrued Interest Payable	0	[1]	'	'
Weighted Average Rate (in hundredths)	0.00%	[1]	'	'
Estimated Fair Value of Collateral Securities	$0	[1],[2]	'	'
Without Call Provisions [Member]	'		'	'
Assets Sold under Agreements to Repurchase [Line Items]	'		'	'
Weighted Average Rate (in hundredths)	1.85%		'	'
Weight average remaining term to maturity	'2 months 9 days		'	'
[1]	At December 31, 2013, the securities repurchase agreements were non-callable with a weighted-average rate of 1.85%, and a weighted-average term to maturity of approximately 2.3 years.
[2]	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $328 thousand at December 31, 2013

FEDERAL_HOME_LOAN_BANK_TERM_AD2

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	$25,242,628	$27,225,363
Weighted Average Interest Rate (in hundredths)	3.93%	3.86%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	145,107,384	142,278,166
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	73,083,424	'
Federal Home Loan Bank Advances Maturing December 22, 2016 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	10,000,000	10,000,000
Weighted Average Interest Rate (in hundredths)	4.60%	4.60%
Maturity Date	22-Dec-16	22-Dec-16
Federal Home Loan Bank Advances Maturing October 20,2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	4,133,594	4,175,846
Weighted Average Interest Rate (in hundredths)	3.84%	3.84%
Maturity Date	20-Oct-14	20-Oct-14
Federal Home Loan Bank Advances Maturing October 19, 2017 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	4,133,594	4,175,846
Weighted Average Interest Rate (in hundredths)	3.90%	3.90%
Maturity Date	19-Oct-17	19-Oct-17
Federal Home Loan Bank Advances Maturing December 4, 2017 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	3,100,195	3,131,884
Weighted Average Interest Rate (in hundredths)	2.91%	2.91%
Maturity Date	4-Dec-17	4-Dec-17
Federal Home Loan Bank Advances Maturing January 2, 2018 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	2,066,797	2,087,923
Weighted Average Interest Rate (in hundredths)	3.05%	3.05%
Maturity Date	2-Jan-18	2-Jan-18
Federal Home Loan Bank Advances Maturing May 20, 2013 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	'	1,043,961
Weighted Average Interest Rate (in hundredths)	'	2.95%
Maturity Date	'	20-May-13
Federal Home Loan Bank Advances Maturing June 18, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	1,033,399	1,043,961
Weighted Average Interest Rate (in hundredths)	3.20%	3.20%
Maturity Date	18-Jun-14	18-Jun-14
Federal Home Loan Bank Advances Maturing October 2, 2013 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	'	782,971
Weighted Average Interest Rate (in hundredths)	'	2.62%
Maturity Date	'	2-Oct-13
Federal Home Loan Bank Advances Maturing October 2, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Federal Home Loan Bank term advances	$775,049	$782,971
Weighted Average Interest Rate (in hundredths)	3.05%	3.05%
Maturity Date	2-Oct-14	2-Oct-14
Federal Home Loan Bank Advances Maturing January 22, 2013 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	'	22-Jan-13
Federal Home Loan Bank Advances Maturing March 4, 2013 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	'	4-Mar-13
Federal Home Loan Bank Advances Maturing January 19, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	19-Jan-14	'
Federal Home Loan Bank Advances Maturing January 20, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	20-Jan-14	'
Federal Home Loan Bank Advances Maturing April 1, 2013 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	'	1-Apr-13
Federal Home Loan Bank Advances Maturing March 4, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	4-Mar-14	'
Federal Home Loan Bank Advances Maturing April 1, 2014 [Member]	'	'
Federal Home Loan Bank, Advances [Line Items]	'	'
Call Date	1-Apr-14	'

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Current Income Tax Expense (Benefit), Continuing Operations [Abstract]	'	'	'
State	$394,645	$529,603	$24,739
Federal	3,548,242	4,207,980	1,592,276
Current Income Tax Expense (Benefit), Total	3,942,887	4,737,583	1,617,015
Deferred expense/(benefit)	-120,590	646,899	3,416,135
Income tax expense	3,822,297	5,384,482	5,033,150
Income Tax Expense (Benefit), Continuing Operations, Income Tax Reconciliation [Abstract]	'	'	'
Tax computed at statutory rate	4,268,140	5,578,285	5,294,107
Tax-exempt interest	-483,029	-506,280	-543,638
Dividend exclusion	-46,330	-39,237	-35,439
State taxes, net of Federal impact	188,182	438,582	386,214
Nondeductible interest expense	10,860	16,119	23,242
Other items, net	-115,526	-102,987	-91,336
Income tax expense	3,822,297	5,384,482	5,033,150
Deferred tax assets:	'	'	'
Allowance for loan losses	4,889,110	3,989,953	'
Accrual for employee benefit plans	753,917	780,282	'
Depreciation	431,029	698,373	'
Deferred compensation and directors' fees	947,406	924,582	'
Purchase accounting adjustment - deposits	136,975	141,784	'
Purchase accounting adjustment - loans	339,440	612,696	'
Purchase accounting adjustment - fixed assets	223,744	223,602	'
Accounting for defined benefit pension and other benefit plans	3,690,995	6,776,728	'
Trust preferred impairment write-down	741,926	1,340,893	'
Other	510,429	723,419	'
Total gross deferred tax assets	12,664,971	16,212,312	'
Deferred tax liabilities:	'	'	'
Deferred loan fees and costs	929,357	908,343	'
Prepaid pension	5,435,293	6,102,441	'
Net unrealized gains on securities available for sale	3,929,141	5,165,238	'
Other	1,288,557	1,100,783	'
Total gross deferred tax liabilities	11,582,348	13,276,805	'
Net deferred tax asset	1,082,623	2,935,507	'
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]	'	'	'
Unrecognized Tax Benefits, Beginning Balance	'	0	123,530
Additions for tax positions of current year	'	'	0
Reductions related to settlement with taxing authorities	'	'	-123,530
Unrecognized Tax Benefits, Ending Balance	'	'	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued [Abstract]	'	'	'
Accrued interest or penalties related to uncertain tax position	$0	$0	'

PENSION_PLAN_AND_OTHER_BENEFIT2

PENSION PLAN AND OTHER BENEFIT PLANS, Part 1 (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Pension Plan [Member]	'	'	'
Change in Projected Benefit Obligation [Roll Forward]	'	'	'
Benefit Obligation, beginning balance	$38,051,477	$32,526,033	'
Service cost, benefits earned during the year	1,194,869	1,073,938	993,364
Interest cost on projected benefit obligation	1,587,037	1,605,912	1,569,151
Actuarial (gain) loss	-3,269,422	4,213,664	'
Benefits paid	-1,378,161	-1,368,070	'
Benefit obligation, ending balance	36,185,800	38,051,477	32,526,033
Change in plan assets [Roll Forward]	'	'	'
Fair value of plan assets, beginning balance	37,238,650	35,015,567	'
Actual return on plan assets	5,921,515	3,591,153	'
Employer contributions	0	0	'
Benefits paid	-1,378,161	-1,368,070	'
Fair value of plan assets, ending balance	41,782,004	37,238,650	35,015,567
Funded status [Abstract]	'	'	'
Funded (under funded) status	5,596,204	-812,827	'
Postretirement Benefit Plan [Member]	'	'	'
Change in Projected Benefit Obligation [Roll Forward]	'	'	'
Benefit Obligation, beginning balance	1,534,161	1,391,822	'
Service cost, benefits earned during the year	44,000	39,000	35,000
Interest cost on projected benefit obligation	66,000	71,000	72,000
Participant Contributions	73,980	65,161	'
Actuarial (gain) loss	-60,855	177,966	'
Benefits paid	-167,172	-210,788	'
Benefit obligation, ending balance	1,490,114	1,534,161	1,391,822
Change in plan assets [Roll Forward]	'	'	'
Fair value of plan assets, beginning balance	0	0	'
Employer contributions	93,192	145,627	'
Participant Contributions	73,980	65,161	'
Benefits paid	-167,172	-210,788	'
Fair value of plan assets, ending balance	0	0	0
Funded status [Abstract]	'	'	'
Funded (under funded) status	-1,490,114	-1,534,161	'
Executive Supplemental Pension Plan [Member]	'	'	'
Change in Projected Benefit Obligation [Roll Forward]	'	'	'
Benefit Obligation, beginning balance	1,161,749	1,069,490	'
Service cost, benefits earned during the year	40,015	34,770	30,625
Interest cost on projected benefit obligation	47,899	51,091	53,771
Actuarial (gain) loss	-59,197	81,128	'
Benefits paid	-74,730	-74,730	'
Benefit obligation, ending balance	1,115,736	1,161,749	1,069,490
Change in plan assets [Roll Forward]	'	'	'
Fair value of plan assets, beginning balance	0	0	'
Employer contributions	74,730	74,730	'
Benefits paid	-74,730	-74,730	'
Fair value of plan assets, ending balance	0	0	0
Funded status [Abstract]	'	'	'
Funded (under funded) status	($1,115,736)	($1,161,479)	'

PENSION_PLAN_AND_OTHER_BENEFIT3

PENSION PLAN AND OTHER BENEFIT PLANS, Part 2 (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Basis average final years of employment, for benefit formula	'The plan's defined benefit formula generally bases payments to retired employees upon their length of service multiplied by a percentage of the average monthly pay over the last five years of employment.	'	'
Other changes in plan assets and benefit obligations recognized in other comprehensive income [Abstract]	'	'	'
Net actuarial loss(gain)	$6,486,975	($3,624,214)	($6,908,392)
Recognized actuarial loss	1,623,567	1,431,064	715,885
Amortization of prior service cost	-83,144	-83,144	-67,127
Defined contribution plan [Abstract]	'	'	'
Number of employee annual hours for eligibility (in hours)	'1000 hours	'	'
Defined contribution plan expense	327,584	322,090	331,689
Chemung common stock included in defined contribution plan assets (in shares)	178,133	189,337	'
Non-discretionary 401K contribution	193,192	70,995	'
Minimum [Member]	'	'	'
Estimated Future Employer Contributions [Abstract]	'	'	'
Unrecognized net loss increase threshold percentage for amortization of obligation (in hundredths)	10.00%	'	'
Pension Plan [Member]	'	'	'
Accumulated Other Comprehensive Income (Loss) [Abstract]	'	'	'
Net actuarial loss	9,842,829	17,789,018	'
Prior service cost	21,958	35,814	'
Total before tax effects	9,864,787	17,824,832	'
Accumulated benefit obligation	31,182,957	32,247,008	'
Assumptions Used in Determining Benefit Obligation [Abstract]	'	'	'
Discount Rate (in hundredths)	4.92%	4.26%	4.95%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Net periodic benefit cost [Abstract]	'	'	'
Service cost, benefits earned during the year	1,194,869	1,073,938	993,364
Interest cost on projected benefit obligation	1,587,037	1,605,912	1,569,151
Expected return on plan assets	-2,824,014	-2,742,609	-2,340,373
Amortization of net loss	1,579,266	1,410,144	706,419
Amortization of prior service cost	13,856	13,856	29,873
Net periodic cost, Total	1,551,014	1,361,241	958,434
Expected long-term return on plan assets evaluation frequency, description	'three to five years	'	'
Other changes in plan assets and benefit obligations recognized in other comprehensive income [Abstract]	'	'	'
Net actuarial loss(gain)	-6,366,923	3,365,120	6,815,617
Recognized actuarial loss	-1,579,266	-1,410,144	-706,419
Amortization of prior service cost	-13,856	-13,856	-29,873
Total recognized in other comprehensive income (loss) (before tax effect)	-7,960,045	1,941,120	6,079,325
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	-6,409,031	3,302,361	7,037,759
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]	'	'	'
Loss recognition	639,349	'	'
Prior service cost recognition	7,320	'	'
Assumptions Used in Calculating Net Periodic Benefit Cost [Abstract]	'	'	'
Discount Rate (in hundredths)	4.26%	4.95%	5.65%
Expected long-term rate of return on assets (in hundredths)	7.75%	8.00%	8.00%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Plan Assets - Target Allocations [Abstract]	'	'	'
Percentage of Plan Assets (in hundredths)	100.00%	100.00%	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	41,782,004	37,238,650	35,015,567
Future Expected Benefit Payments [Abstract]	'	'	'
2014	1,699,649	'	'
2015	1,751,122	'	'
2016	1,838,606	'	'
2017	1,946,144	'	'
2018	2,036,469	'	'
2019-2023	11,305,023	'	'
Pension Plan [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	41,782,004	37,238,650	'
Pension Plan [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	38,748,936	33,598,505	'
Pension Plan [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	3,033,068	3,640,145	'
Pension Plan [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Cash [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	0.00%	'	'
Target Allocations - Maximum (in hundredths)	20.00%	'	'
Percentage of Plan Assets (in hundredths)	2.00%	2.00%	'
Expected Long-Term Rate of Return (in hundredths)	2.50%	'	'
Pension Plan [Member] | Cash [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	981,992	703,229	'
Pension Plan [Member] | Cash [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	981,992	703,229	'
Pension Plan [Member] | Cash [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Cash [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Alternative Assets [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	0.00%	'	'
Target Allocations - Maximum (in hundredths)	10.00%	'	'
Percentage of Plan Assets (in hundredths)	3.00%	3.00%	'
Expected Long-Term Rate of Return (in hundredths)	7.50%	'	'
Pension Plan [Member] | Equity Securities - U.S. companies [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	27,169,984	21,579,185	'
Pension Plan [Member] | Equity Securities - U.S. companies [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	27,169,984	21,579,185	'
Pension Plan [Member] | Equity Securities - U.S. companies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Equity Securities - U.S. companies [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Equity Securities - International companies [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	629,883	'
Pension Plan [Member] | Equity Securities - International companies [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	629,883	'
Pension Plan [Member] | Equity Securities - International companies [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Equity Securities - International companies [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | US Treasury and Government [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	3,308,718	3,468,448	'
Pension Plan [Member] | US Treasury and Government [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	3,308,718	3,468,448	'
Pension Plan [Member] | US Treasury and Government [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | US Treasury and Government [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Corporate bonds [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	2,770,935	3,371,255	'
Pension Plan [Member] | Corporate bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Corporate bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	2,770,935	3,371,255	'
Pension Plan [Member] | Corporate bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Foreign bonds, notes & debentures [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	262,133	268,890	'
Pension Plan [Member] | Foreign bonds, notes & debentures [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Foreign bonds, notes & debentures [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	262,133	268,890	'
Pension Plan [Member] | Foreign bonds, notes & debentures [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Mutual Funds [Member] | Carrying Value [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	7,288,242	7,217,760	'
Pension Plan [Member] | Mutual Funds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	7,288,242	7,217,760	'
Pension Plan [Member] | Mutual Funds [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Mutual Funds [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	'
Pension Plan [Member] | Large-Cap Domestic Equities [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	30.00%	'	'
Target Allocations - Maximum (in hundredths)	60.00%	'	'
Percentage of Plan Assets (in hundredths)	54.00%	51.00%	'
Expected Long-Term Rate of Return (in hundredths)	10.30%	'	'
Pension Plan [Member] | Mid-Cap Domestic Equities [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	0.00%	'	'
Target Allocations - Maximum (in hundredths)	20.00%	'	'
Percentage of Plan Assets (in hundredths)	8.00%	7.00%	'
Expected Long-Term Rate of Return (in hundredths)	10.60%	'	'
Pension Plan [Member] | Small-Cap Domestic Equities [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	0.00%	'	'
Target Allocations - Maximum (in hundredths)	15.00%	'	'
Percentage of Plan Assets (in hundredths)	3.00%	2.00%	'
Expected Long-Term Rate of Return (in hundredths)	10.80%	'	'
Pension Plan [Member] | International Equities [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	0.00%	'	'
Target Allocations - Maximum (in hundredths)	25.00%	'	'
Percentage of Plan Assets (in hundredths)	4.00%	4.00%	'
Expected Long-Term Rate of Return (in hundredths)	10.30%	'	'
Pension Plan [Member] | Intermediate Fixed Income [Member]	'	'	'
Plan Assets - Target Allocations [Abstract]	'	'	'
Target Allocations - Minimum (in hundredths)	20.00%	'	'
Target Allocations - Maximum (in hundredths)	50.00%	'	'
Percentage of Plan Assets (in hundredths)	26.00%	31.00%	'
Expected Long-Term Rate of Return (in hundredths)	4.70%	'	'
Defined Benefit Health Care Plan [Member]	'	'	'
Accumulated Other Comprehensive Income (Loss) [Abstract]	'	'	'
Net actuarial loss	148,081	218,936	'
Prior service cost	-628,000	-725,000	'
Total before tax effects	-479,919	-506,064	'
Assumptions Used in Determining Benefit Obligation [Abstract]	'	'	'
Discount Rate (in hundredths)	4.92%	4.26%	4.95%
Health care cost trend: Initial (in hundredths)	8.00%	9.00%	10.00%
Health care cost trend: Ultimate (in hundredths)	5.00%	5.00%	5.00%
Year ultimate cost trend reached	'2018	'2018	'2018
Net periodic benefit cost [Abstract]	'	'	'
Service cost, benefits earned during the year	44,000	39,000	35,000
Interest cost on projected benefit obligation	66,000	71,000	72,000
Amortization of prior service cost	-97,000	-97,000	-97,000
Recognized actuarial loss	10,000	1,000	0
Net periodic cost, Total	23,000	14,000	10,000
Other changes in plan assets and benefit obligations recognized in other comprehensive income [Abstract]	'	'	'
Net actuarial loss(gain)	-60,855	177,966	19,705
Recognized actuarial loss	-10,000	-1,000	0
Amortization of prior service cost	97,000	97,000	97,000
Total recognized in other comprehensive income (loss) (before tax effect)	26,145	273,966	116,705
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	49,145	287,966	126,705
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]	'	'	'
Loss recognition	0	'	'
Prior service cost recognition	-97,000	'	'
Assumptions Used in Calculating Net Periodic Benefit Cost [Abstract]	'	'	'
Discount Rate (in hundredths)	4.26%	4.95%	5.65%
Health care cost trend: Initial (in hundredths)	9.00%	10.00%	14.00%
Health care cost trend: Ultimate (in hundredths)	5.00%	5.00%	5.00%
Year ultimate cost trend reached	'2018	'2018	'2020
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	0
Future Expected Benefit Payments [Abstract]	'	'	'
2014	144,000	'	'
2015	154,000	'	'
2016	143,000	'	'
2017	132,000	'	'
2018	150,000	'	'
2019-2023	680,000	'	'
Defined Benefit Plan, Description [Abstract]	'	'	'
Retiree age eligibility, prior to amendment	'55 years	'	'
Self insured health care plan employee contribution prior to plan amendment (in hundredths)	40.00%	'	'
Required premium in New York area under Medicare Blue PPO (in hundredths)	100.00%	'	'
Self insured health care plan employee contribution (in hundredths)	50.00%	'	'
Self insured health care plan Medicare Supplement Plan C contribution (in hundredths)	50.00%	'	'
Effect of 1% Change in health care trend rate [Abstract]	'	'	'
Benefit Obligation	15,000	4,000	10,000
Total service and interest cost	300	-100	700
Benefit Obligation	-23,000	-5,000	-11,000
Total service and interest cost	-1,500	-500	-500
Estimated Future Employer Contributions [Abstract]	'	'	'
Estimated Future Employer Contributions in Next Fiscal Year	144,000	'	'
Average future working lifetime of active participants	'	'14 years 4 months 6 days	'
Defined Benefit Health Care Plan [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan, Description [Abstract]	'	'	'
Defined Benefit Plan Retiree Age Eligibility	'55 years	'	'
Defined Benefit Health Care Plan [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan, Description [Abstract]	'	'	'
Defined Benefit Plan Retiree Age Eligibility	'65 years	'	'
Executive Supplemental Pension Plan [Member]	'	'	'
Accumulated Other Comprehensive Income (Loss) [Abstract]	'	'	'
Net actuarial loss	194,181	287,679	'
Prior service cost	0	0	'
Total before tax effects	194,181	287,679	'
Accumulated benefit obligation	1,042,253	1,092,439	'
Assumptions Used in Determining Benefit Obligation [Abstract]	'	'	'
Discount Rate (in hundredths)	4.92%	4.26%	4.95%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Net periodic benefit cost [Abstract]	'	'	'
Service cost, benefits earned during the year	40,015	34,770	30,625
Interest cost on projected benefit obligation	47,899	51,091	53,771
Recognized actuarial loss	34,301	19,920	9,466
Net periodic cost, Total	122,215	105,781	93,862
Other changes in plan assets and benefit obligations recognized in other comprehensive income [Abstract]	'	'	'
Net actuarial loss(gain)	-59,197	81,128	70,771
Recognized actuarial loss	-34,301	-19,920	-9,466
Total recognized in other comprehensive income (loss) (before tax effect)	-93,498	61,208	61,305
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	28,717	166,989	155,167
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]	'	'	'
Loss recognition	20,652	'	'
Prior service cost recognition	0	'	'
Assumptions Used in Calculating Net Periodic Benefit Cost [Abstract]	'	'	'
Discount Rate (in hundredths)	4.26%	4.95%	5.65%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Fair Value Measurement of Plan Assets [Abstract]	'	'	'
Fair Value of Plan Assets	0	0	0
Future Expected Benefit Payments [Abstract]	'	'	'
2014	75,000	'	'
2015	75,000	'	'
2016	75,000	'	'
2017	75,000	'	'
2018	116,000	'	'
2019-2023	580,000	'	'
Estimated Future Employer Contributions [Abstract]	'	'	'
Estimated Future Employer Contributions in Next Fiscal Year	75,000	'	'
Balance in the plan	336,656	181,701	'
Total expense	$154,955	$181,701	'

STOCK_COMPENSATION_Details

STOCK COMPENSATION (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Board of Director's Stock Compensation [Abstract]	'	'	'
Service period for comparable group used to determine share based payment awards	'12 months	'	'
Distribution Of Shares Of Treasury Stock For Directors Compensation Value Stock Comp	$272,729	$216,946	$232,948
Number of treasury shares reissued to fund stock component of director compensation (in shares)	8,385	7,969	'
Restricted Stock [Member]	'	'	'
Share-based Compensation Arrangements [Line Items]	'	'	'
Number of Shares Authorized Annually (in shares)	15,000	'	'
Restricted Stock Activity - Shares [Abstract]	'	'	'
Nonvested, Beginning Balance (in shares)	20,009	'	'
Granted (in shares)	8,087	'	'
Vested (in shares)	-5,660	'	'
Forfeited or Cancelled (in shares)	-1,797	'	'
Nonvested, Ending Balance (in shares)	20,639	20,009	'
Weighted Average Grant Date Fair Value [Abstract]	'	'	'
Nonvested, Beginning Balance (in dollars per share)	$23.84	'	'
Granted (in dollars per share)	$32.18	'	'
Vested (in dollars per share)	$23.22	'	'
Forfeitures or Cancelled (in dollars per share)	$25.04	'	'
Nonvested (in dollars per share)	$27.17	$23.84	'
Unrecognized compensation cost related to nonvested	548,916	'	'
Period for Recognition	'4 years 1 month 13 days	'	'
Vested in Period, Total Fair Value	$180,576	$87,314	'

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Identified related party group [Member]	'	'
Loans to Related Parties [Roll Forward]	'	'
Related Party Loans - beginning of year	$25,389,555	$20,884,273
New loans or additional advances	30,055,816	37,544,459
Repayments	-29,037,523	-33,039,177
Related Party Loans - end of year	26,407,848	25,389,555
Principal officers, directors and affiliates [Member]	'	'
Related Party Transactions [Line Items]	'	'
Deposit Liabilities	$9,762,196	$9,928,331
Minimum [Member]	'	'
Related Party Transactions [Line Items]	'	'
Related party principal ownership threshold (in hundredths)	10.00%	'

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)

12 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Pending Litigation [Member]

Pending Litigation [Member]

Pending Litigation [Member]

Minimum [Member]

Minimum [Member]

Maximum [Member]

Maximum [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Proceeding

Objections to Final Settlement of Trust Account One [Member]

Objections to Final Settlement of Trust Account Two [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Off-balance sheet risks [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Off-balance sheet contractual amounts of financial instruments

'

'

'

'

'

'

'

'

$21,049,240

$28,707,673

$7,893,481

$11,588,081

$2,190,224

$1,802,538

$187,061,408

$183,750,514

'

$0

$0

$17,290,453

$15,016,673

Off-balance sheet financial instruments, standard term

'12 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Commitments period to make real estate and home equity loans

'

'

'

'

'

'

'60 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate on commitments to make loans (in hundredths)

'

'

'

'

'

3.63%

'

5.38%

'

'

'

'

'

'

'

'

'

'

'

'

'

Maturity period of commitments to make loans

'

'

'

'

'

'5 years

'

'30 years

'

'

'

'

'

'

'

'

'

'

'

'

'

Commitments period to make commercial draw notes

'

'

'

'

'3 months

'

'18 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Interest rate on commitments to make commercial drawnotes (in hundredths)

'

'

'

'

'

3.35%

'

5.25%

'

'

'

'

'

'

'

'

'

'

'

'

'

Contingent obligations

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

17,290,453

'

'

'

'

Loss Contingencies [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of legal proceedings

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Damages and disallowed trustee's commissions claimed

'

'

$9,600,000

$24,100,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

PARENT_COMPANY_FINANCIAL_INFOR2

PARENT COMPANY FINANCIAL INFORMATION (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Assets [Abstract]	'	'	'	'
Cash on deposit with subsidiary bank	$31,600,112	$29,239,309	'	'
Securities available for sale, at estimated fair value	346,015,906	239,685,763	'	'
Total assets	1,476,143,453	1,248,159,708	'	'
Liabilities and shareholders' equity: [Abstract]	'	'	'	'
Dividends payable	1,194,522	0	0	'
Total liabilities	1,337,565,459	1,117,044,771	'	'
Shareholders' equity:	'	'	'	'
Total shareholders' equity	138,577,994	131,114,937	125,929,440	97,408,563
Total liabilities and shareholders' equity	1,476,143,453	1,248,159,708	'	'
Statement of Income [Abstract]	'	'	'	'
Income before income tax expense	12,553,353	16,406,722	15,570,905	'
Income tax benefit (expense)	3,822,297	5,384,482	5,033,150	'
Net income	8,731,056	11,022,240	10,537,755	'
Cash flows from operating activities: [Abstract]	'	'	'	'
Net income	8,731,056	11,022,240	10,537,755	'
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'	'
Change in other assets	-6,213,191	6,083,953	-9,890,546	'
Change in other liabilities	9,403,504	587,817	231,811	'
Net cash provided by operating activities	22,972,317	24,562,048	9,167,162	'
Cash flow from investing activities:	'	'	'	'
Net cash used by investing activities	-46,487,758	-56,856,819	-5,063,570	'
Cash flow from financing activities [Abstract]	'	'	'	'
Purchase of treasury stock	-92,630	-635,800	-501,299	'
Sale of treasury stock	70,880	257,550	217,520	'
Net cash provided (used) by financing activities	34,883,684	19,634,139	-11,821,516	'
Increase (Decrease) in cash and cash equivalents	11,368,243	-12,660,632	-7,717,924	'
Cash and cash equivalents, beginning of period	40,241,221	52,901,853	60,619,777	'
Cash and cash equivalents, end of period	51,609,464	40,241,221	52,901,853	'
Parent Company [Member]	'	'	'	'
Assets [Abstract]	'	'	'	'
Cash on deposit with subsidiary bank	2,685,601	1,788,169	'	'
Dividends receivable from subsidiary bank	1,194,522	0	'	'
Securities available for sale, at estimated fair value	342,898	304,190	'	'
Other Assets	1,255,162	1,813,162	'	'
Total assets	139,814,216	131,143,587	'	'
Liabilities and shareholders' equity: [Abstract]	'	'	'	'
Dividends payable	1,194,522	0	'	'
Other liabilities	41,700	28,650	'	'
Total liabilities	1,236,222	28,650	'	'
Shareholders' equity:	'	'	'	'
Total shareholders' equity	138,577,994	131,114,937	'	'
Total liabilities and shareholders' equity	139,814,216	131,143,587	'	'
Statement of Income [Abstract]	'	'	'	'
Dividends from subsidiary bank	4,778,149	4,572,958	11,916,475	'
Interest and Dividend Income	8,629	7,372	8,127	'
Other income	132,574	150,136	776,672	'
Operating Expenses	324,122	331,441	227,847	'
Income before income tax expense	4,595,230	4,399,025	12,473,427	'
Income before income tax	8,606,961	10,863,816	10,680,352	'
Income tax benefit (expense)	-124,095	-158,424	142,597	'
Net income	8,731,056	11,022,240	10,537,755	'
Cash flows from operating activities: [Abstract]	'	'	'	'
Net income	8,731,056	11,022,240	10,537,755	'
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'	'
Change in dividend receivable	-1,194,522	1,141,081	-259,879	'
Change in other assets	558,000	765,150	-60,510	'
Change in other liabilities	78,117	48,081	161,692	'
Expense related to employee stock compensation	112,154	80,000	55,000	'
Expense related to restricted stock units for directors' deferred compensation plan	98,815	86,717	80,083	'
Expense to employee restricted stock awards	130,920	79,510	28,141	'
Net cash provided by operating activities	4,502,809	6,757,988	12,335,357	'
Cash flow from investing activities:	'	'	'	'
Cash paid Fort Orange Financial Corp. acquisition	0	0	-8,137,816	'
Net cash used by investing activities	0	0	-8,137,816	'
Cash flow from financing activities [Abstract]	'	'	'	'
Cash dividends paid	-3,583,627	-5,714,039	-4,056,597	'
Purchase of treasury stock	-92,630	-635,800	-501,299	'
Sale of treasury stock	70,880	257,550	217,520	'
Net cash provided (used) by financing activities	-3,605,377	-6,092,289	-4,340,376	'
Increase (Decrease) in cash and cash equivalents	897,432	665,699	-142,835	'
Cash and cash equivalents, beginning of period	1,788,169	1,122,470	1,265,305	'
Cash and cash equivalents, end of period	2,685,601	1,788,169	1,122,470	'
Parent Company [Member] | Chemung Canal Trust Company [Member]	'	'	'	'
Assets [Abstract]	'	'	'	'
Investment in subsidiary	133,557,084	126,597,837	'	'
Statement of Income [Abstract]	'	'	'	'
Equity in undistributed earnings	3,873,011	6,410,993	-1,837,241	'
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'	'
Equity in undistributed earnings	-3,873,011	-6,410,993	1,837,241	'
Parent Company [Member] | CFS Group Inc. [Member]	'	'	'	'
Assets [Abstract]	'	'	'	'
Investment in subsidiary	778,949	640,229	'	'
Statement of Income [Abstract]	'	'	'	'
Equity in undistributed earnings	138,720	53,798	44,166	'
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'	'
Equity in undistributed earnings	($138,720)	($53,798)	($44,166)	'

FAIR_VALUES_Details

FAIR VALUES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
	Level
FAIR VALUES [Abstract]	'		'		'
Number of levels	3		'		'
Financial Assets [Abstract]	'		'		'
Total available for sale securities	$346,015,906		$239,685,763		'
Trust Preferred Securities [Rollforward]	'		'		'
Beginning balance	445,600		294,910		'
Included in earnings [Abstract]	'		'		'
Loss on securities	0		0		'
Impairment charge on investment securities	-29,025		0		'
Included in other comprehensive income	183,425		150,690		'
Transfers in and/or out of Level 3	-600,000		0		'
Ending balance	0		445,600		294,910
Financial Assets [Abstract]	'		'		'
Impaired loan valuation allowance	1,046,022		192,638		'
Provision for loan losses	2,754,726		827,567		958,333
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	31,600,112		29,239,309		'
Interest-bearing deposits in other financial institutions	20,009,352		11,001,912		'
Securities available for sale	346,015,906		239,685,763		'
Securities held to maturity	6,494,924		5,748,453		'
Loans, net	983,090,196		883,084,291		'
Loans held for sale	694,840		1,057,309		'
Accrued interest receivable	2,597,301		2,383,998		'
Deposits [Abstract]	'		'		'
Time Deposits	244,491,486		236,690,054		'
Securities sold under agreements to repurchase	32,701,223		32,710,650		37,106,842
Federal Home Loan Bank term advances	25,242,628		27,225,363		'
Dividends payable	1,194,522		0		0
Estimated Fair Value [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	31,600,112	[1]	29,239,309	[1]	'
Interest-bearing deposits in other financial institutions	20,009,352	[1]	11,001,912	[1]	'
Trading assets	366,255	[1]	348,241	[1]	'
Securities available for sale	346,015,906	[1]	239,685,763	[1]	'
Securities held to maturity	6,929,549	[1]	6,421,486	[1]	'
Loans, net	1,008,826,162	[1]	916,289,444	[1]	'
Loans held for sale	694,840	[1]	1,057,309	[1]	'
Accrued interest receivable	4,166,423	[1]	3,787,923	[1]	'
Deposits [Abstract]	'		'		'
Demand, savings, and insured money market accounts	1,018,878,175	[1]	808,043,960	[1]	'
Time Deposits	245,481,933	[1]	238,245,225	[1]	'
Securities sold under agreements to repurchase	33,636,052	[1]	35,259,782	[1]	'
Federal Home Loan Bank term advances	26,063,973	[1]	29,688,198	[1]	'
Accrued interest payable	335,818	[1]	452,629	[1]	'
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	31,600,112		29,239,309		'
Interest-bearing deposits in other financial institutions	20,009,352		8,444,188		'
Trading assets	366,255		348,241		'
Securities available for sale	38,540,575		43,418,533		'
Securities held to maturity	0		0		'
Federal Home Loan and Federal Reserve Bank Stock	0		0		'
Loans, net	0		0		'
Loans held for sale	0		0		'
Accrued interest receivable	145,166		174,827		'
Deposits [Abstract]	'		'		'
Demand, savings, and insured money market accounts	1,018,878,175		808,043,960		'
Time Deposits	0		0		'
Securities sold under agreements to repurchase	0		0		'
Federal Home Loan Bank term advances	0		0		'
Accrued interest payable	14,445		11,793		'
Significant Other Observable Inputs (Level 2) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	0		0		'
Interest-bearing deposits in other financial institutions	0		2,557,724		'
Trading assets	0		0		'
Securities available for sale	307,475,331		195,821,630		'
Securities held to maturity	6,929,549		6,421,486		'
Federal Home Loan and Federal Reserve Bank Stock	0		0		'
Loans, net	0		0		'
Loans held for sale	694,840		1,057,309		'
Accrued interest receivable	1,468,186		1,257,260		'
Deposits [Abstract]	'		'		'
Demand, savings, and insured money market accounts	0		0		'
Time Deposits	245,481,933		238,245,225		'
Securities sold under agreements to repurchase	33,636,052		35,259,782		'
Federal Home Loan Bank term advances	26,063,973		29,688,198		'
Accrued interest payable	170,328		278,988		'
Significant Unobservable Inputs (Level 3) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	0		0		'
Interest-bearing deposits in other financial institutions	0		0		'
Trading assets	0		0		'
Securities available for sale	0		445,600		'
Securities held to maturity	0		0		'
Federal Home Loan and Federal Reserve Bank Stock	0		0		'
Loans, net	1,008,826,162		916,289,444		'
Loans held for sale	0		0		'
Accrued interest receivable	2,553,071		2,355,836		'
Deposits [Abstract]	'		'		'
Demand, savings, and insured money market accounts	0		0		'
Time Deposits	0		0		'
Securities sold under agreements to repurchase	0		0		'
Federal Home Loan Bank term advances	0		0		'
Accrued interest payable	151,045		161,848		'
Carrying Amount [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Cash and due from financial institutions	31,600,112		29,239,309		'
Interest-bearing deposits in other financial institutions	20,009,352		11,001,912		'
Trading assets	366,255		348,241		'
Securities available for sale	346,015,906		239,685,763		'
Securities held to maturity	6,494,924		5,748,453		'
Federal Home Loan and Federal Reserve Bank Stock	4,481,750		4,710,300		'
Loans, net	983,090,196		883,084,291		'
Loans held for sale	694,840		1,057,309		'
Accrued interest receivable	4,166,423		3,787,923		'
Deposits [Abstract]	'		'		'
Demand, savings, and insured money market accounts	1,018,878,175		808,043,960		'
Time Deposits	244,491,486		236,690,054		'
Securities sold under agreements to repurchase	32,701,223		32,710,650		'
Federal Home Loan Bank term advances	25,242,628		27,225,363		'
Accrued interest payable	335,818		452,629		'
Impaired Loans [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Impaired loan valuation allowance	1,056,832		192,638		'
Provision for loan losses	864,194		0		'
Carrying amount of impaired loans	2,045,450		808,260		'
Other real estate owned [Member]	'		'		'
Consumer loans:	'		'		'
Total other real estate owned, net	730,398		756,948		'
Financial Assets [Abstract]	'		'		'
OREO - Other real estate owned gross	730,398		756,948		'
Other real estate owned valuation allowance	192,367		192,367		'
OREO - Other real estate owned carrying value, net	538,031		564,581		'
Write down of OREO	2,100		116,840		'
Recurring [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Obligations of U.S. Government and U.S. Government sponsored enterprises	188,106,208		141,591,214		'
Mortgage-backed securities, residential	104,356,521		31,515,249		'
Obligations of states and political subdivisions	38,376,222		40,814,722		'
Collateralized mortgage obligations	1,014,876		3,543,360		'
Corporate bonds and notes	2,945,807		11,651,635		'
SBA loan pools	1,487,579		1,724,140		'
Trust Preferred securities	2,033,594		2,470,913		'
Corporate stocks	7,695,099		6,374,530		'
Total available for sale securities	346,015,906		239,685,763		'
Trading assets	366,255		348,241		'
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Obligations of U.S. Government and U.S. Government sponsored enterprises	31,261,500		37,698,000		'
Mortgage-backed securities, residential	0		0		'
Obligations of states and political subdivisions	0		0		'
Collateralized mortgage obligations	0		0		'
Corporate bonds and notes	0		0		'
SBA loan pools	0		0		'
Trust Preferred securities	0		0		'
Corporate stocks	7,279,075		5,720,533		'
Total available for sale securities	38,540,575		43,418,533		'
Trading assets	366,255		348,241		'
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Obligations of U.S. Government and U.S. Government sponsored enterprises	156,844,708		103,893,214		'
Mortgage-backed securities, residential	104,356,521		31,515,249		'
Obligations of states and political subdivisions	38,376,222		40,814,722		'
Collateralized mortgage obligations	1,014,876		3,543,360		'
Corporate bonds and notes	2,945,807		11,651,635		'
SBA loan pools	1,487,579		1,724,140		'
Trust Preferred securities	2,033,594		2,025,313		'
Corporate stocks	416,024		653,997		'
Total available for sale securities	307,475,331		195,821,630		'
Trading assets	0		0		'
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'		'		'
Financial Assets [Abstract]	'		'		'
Obligations of U.S. Government and U.S. Government sponsored enterprises	0		0		'
Mortgage-backed securities, residential	0		0		'
Obligations of states and political subdivisions	0		0		'
Collateralized mortgage obligations	0		0		'
Corporate bonds and notes	0		0		'
SBA loan pools	0		0		'
Trust Preferred securities	0		445,600		'
Corporate stocks	0		0		'
Total available for sale securities	0		445,600		'
Trading assets	0		0		'
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	0		0		'
Commercial mortgage loans other, fair value disclosure	0		0		'
Total impaired loan, fair value	0		0		'
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other real estate owned [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	0		0		'
Commercial mortgage loans other, fair value disclosure	0		0		'
Commercial Mortgage Loans, Residential mortgages, Fair Value	0		0		'
Consumer loans:	'		'		'
Home equity lines and loans	0		0		'
Total other real estate owned, net	0		0		'
Financial Assets [Abstract]	'		'		'
OREO - Other real estate owned gross	0		0		'
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	0		0		'
Commercial mortgage loans other, fair value disclosure	0		0		'
Total impaired loan, fair value	0		0		'
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other real estate owned [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	0		0		'
Commercial mortgage loans other, fair value disclosure	0		0		'
Commercial Mortgage Loans, Residential mortgages, Fair Value	0		0		'
Consumer loans:	'		'		'
Home equity lines and loans	0		0		'
Total other real estate owned, net	0		0		'
Financial Assets [Abstract]	'		'		'
OREO - Other real estate owned gross	0		0		'
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	460,386		311,801		'
Commercial mortgage loans other, fair value disclosure	485,186		303,821		'
Home equity lines and loans, fair value disclosure	53,856		'		'
Total impaired loan, fair value	999,428		615,622		'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'		'		'
Fair value	999,428		615,622		'
Unobservable input 1	'Management discount based on underlying collateral characteristics and market conditions		'1 Management discount based on underlying collateral characteristics and market conditions		'
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]	'		'		'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'		'		'
Valuation techniques	'Third party real estate and a 100% discount of personal property		'Third party real estate and a 100% discount of personal property		'
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	101,200		101,200		'
Commercial mortgage loans other, fair value disclosure	265,702		257,702		'
Commercial Mortgage Loans, Residential mortgages, Fair Value	106,270		201,679		'
Consumer loans:	'		'		'
Home equity lines and loans	64,859		4,000		'
Total other real estate owned, net	538,031		564,581		'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'		'		'
Fair value	538,031		564,581		'
Unobservable input 1	'Estimated holdingB B period		'1 Estimated holding period		'
Unobservable input 2	'Estimated closing costs		'2 Estimated closing costs		'
Financial Assets [Abstract]	'		'		'
OREO - Other real estate owned gross	538,031		564,581		'
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member] | Market Approach Valuation Technique [Member]	'		'		'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'		'		'
Valuation techniques	'Third party appraisals		'Third party appraisals		'
Non-recurring [Member] | Fair Value [Member] | Impaired Loans [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	460,386		311,801		'
Commercial mortgage loans other, fair value disclosure	485,186		303,821		'
Home equity lines and loans, fair value disclosure	53,856		'		'
Total impaired loan, fair value	999,428		615,622		'
Non-recurring [Member] | Fair Value [Member] | Other real estate owned [Member]	'		'		'
Impaired Loans [Abstract]	'		'		'
Commercial and industrial loans, fair value disclosure	101,200		101,200		'
Commercial mortgage loans other, fair value disclosure	265,702		257,702		'
Commercial Mortgage Loans, Residential mortgages, Fair Value	106,270		201,679		'
Consumer loans:	'		'		'
Home equity lines and loans	64,859		4,000		'
Total other real estate owned, net	538,031		564,581		'
Financial Assets [Abstract]	'		'		'
OREO - Other real estate owned gross	$538,031		$564,581		'
[1]	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT2

REGULATORY CAPITAL REQUIREMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
		Consolidated [Member]	Consolidated [Member]	Bank [Member]	Bank [Member]
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'	'	'	'	'
Net profits period to accessing dividends declarable	'2 years	'	'	'	'
Declarable dividends without prior approval for next fiscal year	$8,500,000	'	'	'	'
Total Capital (to Risk Weighted Assets) [Abstract]	'	'	'	'	'
Total Capital	'	126,298,617	119,894,319	121,221,937	115,391,331
Capital Required for Capital Adequacy	'	83,483,686	73,208,463	83,368,967	73,044,522
Capital Required to be Well Capitalized	'	'	'	104,211,209	91,305,653
Tier 1 Capital (to Risk Weighted Assets) [Abstract]	'	'	'	'	'
Tier One Risk Based Capital	'	110,260,258	106,924,553	105,239,348	102,459,917
Tier One Risk Based Capital Required for Capital Adequacy	'	41,741,843	36,604,232	41,684,484	36,522,261
Tier One Risk Based Capital Required to be Well Capitalized	'	'	'	62,526,725	54,783,392
Tier 1 Capital (to Average Assets) [Abstract]	'	'	'	'	'
Tier One Leverage Capital	'	110,260,258	106,924,553	105,239,348	102,459,917
Tier One Leverage Capital Required for Capital Adequacy	'	40,940,320	36,701,105	40,900,388	36,630,566
Tier One Leverage Capital Required to be Well Capitalized	'	'	'	$68,167,313	$61,050,944
Risk Based Ratios [Abstract]	'	'	'	'	'
Capital to Risk Weighted Assets (in hundredths)	'	12.10%	13.10%	11.63%	12.64%
Capital Required for Capital Adequacy to Risk Weighted Assets (in hundredths)	'	8.00%	8.00%	8.00%	8.00%
Capital Required to be Well Capitalized to Risk Weighted Assets (in hundredths)	'	'	'	10.00%	10.00%
Tier One Risk Based Capital to Risk Weighted Assets (in hundredths)	'	10.57%	11.68%	10.10%	11.22%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets (in hundredths)	'	4.00%	4.00%	4.00%	4.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets (in hundredths)	'	'	'	6.00%	6.00%
Leverage Ratios [Abstract]	'	'	'	'	'
Tier One Leverage Capital to Average Assets (in hundredths)	'	8.08%	8.74%	7.72%	8.39%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets (in hundredths)	'	3.00%	3.00%	3.00%	3.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets (in hundredths)	'	'	'	5.00%	5.00%

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'
Balance at beginning of period	($2,806,929)		($1,441,378)		'
Other comprehensive income before reclassification	2,006,041		-2,010,333		'
Amounts reclassified from accumulated other comprehensive income	956,069		644,782		'
Net current period other comprehensive loss	2,962,110		-1,365,551		'
Balance at end of period	155,181		-2,806,929		-1,441,378
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Total impairment losses	29,025		0		67,400
Net loss on securities transactions	16,379		300,516		1,108,091
Pension and other employee benefits	5,939,205		5,623,861		4,796,994
Income tax benefit (expense)	3,822,297		5,384,482		5,033,150
Net of tax	8,731,056		11,022,240		10,537,755
Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Net of tax	-956,069		-644,782		'
Unrealized Gains and Losses on Securities Available for Sale [Member]	'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'
Balance at beginning of period	8,022,790		7,987,055		'
Other comprehensive income before reclassification	-1,987,340		220,733		'
Amounts reclassified from accumulated other comprehensive income	7,785		-184,998		'
Net current period other comprehensive loss	-1,979,555		35,735		'
Balance at end of period	6,043,235		8,022,790		'
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Total impairment losses	-29,025		0		'
Net loss on securities transactions	16,379		300,516		'
Income tax benefit (expense)	4,861		-115,518		'
Net of tax	-7,785		184,998		'
Defined Benefit and Other Benefit Plans [Member]	'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'
Balance at beginning of period	-10,829,719		-9,428,433		'
Other comprehensive income before reclassification	3,993,381		-2,231,066		'
Amounts reclassified from accumulated other comprehensive income	948,284		829,780		'
Net current period other comprehensive loss	4,941,665		-1,401,286		'
Balance at end of period	-5,888,054		-10,829,719		'
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Income tax benefit (expense)	592,139		518,140		'
Net of tax	-948,284		-829,780		'
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Pension and other employee benefits	83,144	[1]	83,144	[1]	'
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'
Pension and other employee benefits	($1,623,567)	[1]	($1,431,064)	[1]	'
[1]	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING_Details

SEGMENT REPORTING (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Segment
SEGMENT REPORTING [Abstract]	'	'	'
Number of primary business segment	2	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'
Net interest income	$46,630,719	$46,841,873	$43,915,048
Provision for loan losses	2,754,726	827,567	958,333
Net interest income after provision for loan losses	43,875,993	46,014,306	42,956,715
Other operating income	18,076,604	17,187,741	17,462,587
Other operating expenses	49,399,244	46,795,325	44,848,397
Income before income tax expense	12,553,353	16,406,722	15,570,905
Income tax benefit (expense)	3,822,297	5,384,482	5,033,150
Net income	8,731,056	11,022,240	10,537,755
Segment assets	1,476,143,453	1,248,159,708	'
Consolidated Total [Member]	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'
Net interest income	46,630,719	46,841,873	43,915,048
Provision for loan losses	2,754,726	827,567	958,333
Net interest income after provision for loan losses	43,875,993	46,014,306	42,956,715
Other operating income	18,076,604	17,187,741	17,462,587
Other operating expenses	49,399,244	46,795,325	44,848,397
Income before income tax expense	12,553,353	16,406,722	15,570,905
Income tax benefit (expense)	3,822,297	5,384,482	5,033,150
Net income	8,731,056	11,022,240	10,537,755
Segment assets	1,476,143,453	1,248,159,708	1,216,259,587
Core Banking [Member]	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'
Net interest income	46,621,005	46,833,743	43,906,319
Provision for loan losses	2,754,726	827,567	958,333
Net interest income after provision for loan losses	43,866,279	46,006,176	42,947,986
Other operating income	9,912,614	9,596,323	9,426,994
Other operating expenses	43,134,860	40,550,209	38,293,287
Income before income tax expense	10,644,033	15,052,290	14,081,693
Income tax benefit (expense)	3,140,245	4,953,549	4,528,446
Net income	7,503,788	10,098,741	9,553,247
Segment assets	1,469,482,048	1,240,751,558	1,207,464,195
Wealth Management Group Services [Member]	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'
Net interest income	0	0	0
Provision for loan losses	0	0	0
Net interest income after provision for loan losses	0	0	0
Other operating income	7,344,045	6,826,976	6,709,685
Other operating expenses	5,480,218	5,389,017	5,851,825
Income before income tax expense	1,863,827	1,437,959	857,860
Income tax benefit (expense)	716,455	552,751	331,872
Net income	1,147,372	885,208	525,988
Segment assets	4,943,092	5,155,950	5,729,479
Holding Company and Other [Member]	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'
Net interest income	9,714	8,130	8,729
Provision for loan losses	0	0	0
Net interest income after provision for loan losses	9,714	8,130	8,729
Other operating income	819,945	764,442	1,325,908
Other operating expenses	784,166	856,099	703,285
Income before income tax expense	45,493	-83,527	631,352
Income tax benefit (expense)	-34,403	-121,818	172,832
Net income	79,896	38,291	458,520
Segment assets	$1,718,313	$2,252,200	$3,065,913

BRANCH_ACQUISITION_Details

BRANCH ACQUISITION (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Nov. 23, 2013
Assets acquired and Liabilities assumed [Abstract]	'	'	'	'
Time deposit premium	'	'	'	$263,387
Negative goodwill	469,929	0	0	'
Bank of America [Member]	'	'	'	'
Assets acquired and Liabilities assumed [Abstract]	'	'	'	'
Cash, net	'	'	'	170,904,285
Loans	'	'	'	1,240,224
Bank premises and equipment	'	'	'	4,081,292
Core deposit intangible asset	'	'	'	2,154,670
Other assets	'	'	'	349,091
Total assets acquired	'	'	'	178,729,562
Deposits assumed	'	'	'	177,749,174
Other liabilities	'	'	'	717,001
Total liabilities assumed	'	'	'	178,729,562
Number of branches	6	'	'	'
Amortization period	'7 years	'	'	'
Time deposit premium	263,387	'	'	'
Negative goodwill	$469,929	'	'	'