Chemung Financial (CHMG) 10-Q 8 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 08, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'CHEMUNG FINANCIAL CORP	'
Entity Central Index Key	'0000763563	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	4,618,839
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'

CONSOLIDATED_BALANCE_SHEET_UNA

CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from financial institutions	$35,981	$31,600
Interest-bearing deposits in other financial institutions	30,301	20,009
Total cash and cash equivalents	66,282	51,609
Trading assets, at fair value	450	366
Securities available for sale, at estimated fair value	286,398	346,016
Securities held to maturity, estimated fair value of $5,632 at June 30, 2014 and $6,930 at December 31,2013	5,274	6,495
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,730	4,482
Loans, net of deferred origination fees and costs, and unearned income	1,084,353	995,866
Allowance for loan losses	-13,632	-12,776
Loans, net	1,070,721	983,090
Loans held for sale	914	695
Premises and equipment, net	29,938	30,039
Goodwill	21,824	21,824
Other intangible assets, net	5,708	6,377
Bank owned life insurance	2,725	2,796
Accrued interest receivable and other assets	20,917	22,354
Total assets	1,515,881	1,476,143
Deposits:	'	'
Non-interest-bearing	365,056	351,222
Interest-bearing	943,372	915,034
Total deposits	1,308,428	1,266,256
Securities sold under agreements to repurchase	30,746	32,701
Federal Home Loan Bank term advances	24,136	25,243
Long term capital lease obligation	384	0
Dividends payable	1,201	1,195
Accrued interest payable and other liabilities	9,205	12,170
Total liabilities	1,374,100	1,337,565
Shareholders' equity:	'	'
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at June 30, 2014 and December 31, 2013	53	53
Additional-paid-in capital	45,494	45,399
Retained earnings	112,624	111,031
Treasury stock, at cost (691,237 shares at June 30, 2014; 707,674 shares at December 31, 2013)	-17,640	-18,060
Accumulated other comprehensive income	1,250	155
Total shareholders' equity	141,781	138,578
Total liabilities and shareholders' equity	$1,515,881	$1,476,143

CONSOLIDATED_BALANCE_SHEETS_UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
ASSETS	'	'
Securities held to maturity, estimated fair value	$5,632	$6,930
Shareholders' equity:	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,310,076	5,310,076
Treasury stock, at cost (in shares)	691,237	707,674

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and dividend income:	'	'	'	'
Loans, including fees	$11,449	$11,056	$22,617	$22,360
Taxable securities	1,264	986	2,768	2,117
Tax exempt securities	258	281	522	586
Interest-bearing deposits	25	10	43	18
Total interest and dividend income	12,996	12,333	25,950	25,081
Interest Expense	'	'	'	'
Deposits	517	595	1,040	1,219
Securities sold under agreements to repurchase	212	211	420	431
Borrowed funds	192	199	382	387
Total interest expense	921	1,005	1,842	2,037
Net interest income	12,075	11,328	24,108	23,044
Provision for loan losses	1,103	451	1,741	881
Net interest income after provision for loan losses	10,972	10,877	22,367	22,163
Other operating income:	'	'	'	'
Wealth management group fee income	1,989	1,885	3,872	3,635
Service charges on deposit accounts	1,350	1,186	2,582	2,155
Net gain on securities transactions	522	1	522	1
Net gain on sales of loans held for sale	83	179	125	291
Net (loss) gain on sales of other real estate owned	-14	16	-44	16
Income from bank owned life insurance	19	21	39	42
Other	1,457	1,187	3,274	2,357
Total other operating income	5,406	4,475	10,370	8,497
Other operating expenses:	'	'	'	'
Salaries and wages	5,156	4,599	10,309	9,417
Pension and other employee benefits	1,479	1,365	2,838	2,789
Net occupancy expenses	1,659	1,339	3,452	2,701
Furniture and equipment expenses	715	567	1,345	1,086
Data processing expense	1,414	1,128	2,895	2,241
Professional services	421	214	643	525
Amortization of intangible assets	324	196	669	449
Marketing and advertising expenses	332	197	625	485
Other real estate owned expenses	45	27	132	62
FDIC insurance	274	203	543	419
Loan expense	146	192	295	335
Merger and acquisition related expenses	29	0	115	0
Other	1,585	1,364	3,062	2,607
Total operating expenses	13,579	11,391	26,923	23,116
Income before income tax expense	2,799	3,961	5,814	7,544
Income tax expense	869	1,306	1,820	2,478
Net Income	$1,930	$2,655	$3,994	$5,066
Weighted average shares outstanding (in shares)	4,681	4,658	4,679	4,657
Basic and diluted earnings per share (in dollars per share)	$0.41	$0.57	$0.85	$1.09

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]	'	'	'	'
Net income	$1,930	$2,655	$3,994	$5,066
Other comprehensive income:	'	'	'	'
Unrealized holding gains (losses) on securities available for sale	1,131	-3,235	2,015	-3,305
Reclassification adjustment gains realized in net income	-522	-1	-522	-1
Net unrealized gains (losses)	609	-3,236	1,493	-3,306
Tax effect	234	-1,244	574	-1,271
Net of tax amount	375	-1,992	919	-2,035
Change in funded status of defined benefit pension plan and other benefit plans:	'	'	'	'
Net gain (loss) arising during the period	0	0	0	0
Reclassification adjustment for amortization of prior service costs	-22	-21	-44	-41
Reclassification adjustment for amortization of net actuarial loss	165	401	330	801
Total before tax effect	143	380	286	760
Tax effect	55	140	110	293
Net of tax amount	88	240	176	467
Total other comprehensive income (loss)	463	-1,752	1,095	-1,568
Comprehensive income	$2,393	$903	$5,089	$3,498

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands
Balances at Dec. 31, 2012	$53	$45,357	$107,078	($18,566)	($2,807)	$131,115
Net income	0	0	5,066	0	0	5,066
Other comprehensive income	0	0	0	0	-1,568	-1,568
Restricted stock awards	0	86	0	0	0	86
Restricted stock units for directors' deferred compensation plan	0	51	0	0	0	51
Cash dividends declared	0	0	-2,389	0	0	-2,389
Distribution of shares of treasury stock for directors' compensation	0	14	0	203	0	217
Distribution of shares of treasury stock for employee compensation	0	7	0	105	0	112
Distribution of shares of treasury stock for deferred directors' compensation	0	-75	0	86	0	11
Purchase of shares of treasury stock	0	0	0	-93	0	-93
Sale of treasury stock	0	11	0	60	0	71
Balances at Jun. 30, 2013	53	45,451	109,755	-18,205	-4,375	132,679
Balances at Dec. 31, 2013	53	45,399	111,031	-18,060	155	138,578
Net income	0	0	3,994	0	0	3,994
Other comprehensive income	0	0	0	0	1,095	1,095
Restricted stock awards	0	74	0	0	0	74
Restricted stock units for directors' deferred compensation plan	0	48	0	0	0	48
Distribution of 990 shares of treasury stock granted for employee restricted stock awards, net	0	-26	0	26	0	0
Cash dividends declared	0	0	-2,401	0	0	-2,401
Distribution of shares of treasury stock for directors' compensation	0	59	0	214	0	273
Distribution of shares of treasury stock for employee compensation	0	25	0	92	0	117
Distribution of shares of treasury stock for deferred directors' compensation	0	-85	0	88	0	3
Balances at Jun. 30, 2014	$53	$45,494	$112,624	($17,640)	$1,250	$141,781

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (Parenthetical) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) [Abstract]	'	'
Distribution of shares of treasury stock granted for employee restricted stock awards (in shares)	990	'
Cash dividends declared (in dollars per share)	$0.52	$0.52
Distribution of shares of treasury stock for directors' compensation (in shares)	8,385	7,969
Distribution of shares of treasury stock for employee compensation (in shares)	3,595	4,116
Purchase of shares of treasury stock (in shares)	'	3,094
Sale of shares of treasury stock (in shares)	'	2,369
Distribution of shares of treasury stock for directors' deferred compensation (in shares)	3,467	3,356

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$3,994	$5,066
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Amortization of intangible assets	669	449
Provision for loan losses	1,741	881
Depreciation and amortization of fixed assets	1,808	1,513
Amortization of premiums on securities, net	1,223	1,125
Gains on sales of loans held for sale, net	-125	-291
Proceeds from sales of loans held for sale	5,477	9,470
Loans originated and held for sale	-5,571	-9,069
Net gains on trading assets	-30	-13
Net gains on securities transactions	-522	-1
Proceeds from sales of trading assets	7	5
Purchase of trading assets	-61	-32
Net loss (gain) on sales of other real estate owned	44	-16
Decrease (increase) in other assets	1,672	-1,422
Decrease in prepaid FDIC assessment	0	1,970
Decrease in accrued interest payable	-46	-48
Expense related to restricted stock units for directors' deferred compensation plan	48	51
Expense related to employee stock compensation	117	112
Expense related to employee stock awards	74	86
(Decrease) increase in other liabilities	-3,041	1,289
Proceeds from bank owned life insurance	110	0
Income from bank owned life insurance	-39	-42
Net cash provided by operating activities	7,549	11,083
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from sales and calls of securities available for sale	49,765	10,534
Proceeds from maturities and principal collected on securities available for sale	13,272	31,120
Proceeds from maturities and principal collected on securities held to maturity	1,813	3,908
Purchases of securities available for sale	-2,627	-31,760
Purchases of securities held to maturity	-592	-4,730
Purchase of FHLB and FRBNY stock	-293	-2,930
Redemption of FHLB and FRBNY stock	45	3,061
Purchases of premises and equipment	-1,707	-998
Proceeds from sales of other real estate owned	298	88
Net increase in loans	-89,949	-40,611
Net cash used by investing activities	-29,975	-32,318
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	61,148	21,959
Net decrease in time deposits	-18,976	-11,725
Net decrease in securities sold under agreements to repurchase	-1,955	-2,143
Repayments of FHLB long term advances	-1,107	-1,124
Increase in long term capital lease obligation	384	0
Purchase of treasury stock	0	-93
Sale of treasury stock	0	71
Cash dividends paid	-2,395	-1,194
Net cash provided by financing activities	37,099	5,751
Net increase (decrease) in cash and cash equivalents	14,673	-15,484
Cash and cash equivalents, beginning of period	51,609	40,241
Cash and cash equivalents, end of period	66,282	24,757
Cash paid for:	'	'
Interest	1,888	2,085
Income taxes	1,246	2,591
Supplemental disclosure of non-cash activity:	'	'
Transfer of loans to other real estate owned	578	95
Dividends declared, not yet paid	$1,201	$1,195

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	6 Months Ended
	Jun. 30, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE 1                                        SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.  Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform with the current period's presentation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, fair value of financial instruments, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
	Subsequent Events
	The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued.  Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC.  In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements.
	Recent Accounting Pronouncements
	In January, 2014 the FASB issued ASU-2014-04, an amendment to Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate and Collateralized Consumer Mortgage Loans upon Foreclosure.  The objective of this ASU is to improve reporting by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable is derecognized and the real estate property recognized. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The Corporation will adopt all provisions of this ASU as of January 1, 2015.  We are currently evaluating the potential impact on our consolidated financial statements.
	In May 2014, the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606).  The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2016. The Corporation will adopt all provisions of this ASU as of January 1, 2017. We are currently evaluating the potential impact on our consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, an amendment to Transfers and Servicing (Topic 860): Repurchase-to Maturity Transactions, Repurchase Financings, and Disclosures.  The objective of this ASU is to improve consistency in reporting repurchase transactions as secured borrowings and providing additional information of the collateral pledged. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation will adopt all provisions of this ASU as of January 1, 2015.  We are currently evaluating the potential impact on our consolidated financial statements.

EARNING_PER_COMMON_SHARE

EARNING PER COMMON SHARE	6 Months Ended
	Jun. 30, 2014
EARNING PER COMMON SHARE [Abstract]	'
EARNING PER COMMON SHARE	'
	NOTE 2                                        EARNING PER COMMON SHARE (shares in thousands)
	Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period.  Issuable shares, including those related to directors' restricted stock units and directors' stock compensation, are considered outstanding and are included in the computation of basic earnings per share.  All outstanding unvested share based payment awards that contain rights to non-forfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities and are considered outstanding at grant date.    Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur.  Earnings per share were computed by dividing net income by 4,679 and 4,657 weighted average shares outstanding for the six-month periods ended June 30, 2014 and 2013, respectively.  Earnings per share were computed by dividing net income by 4,681 and 4,658 weighted average shares outstanding for the three-month periods ended June 30, 2014 and 2013, respectively.  There were no dilutive common stock equivalents during the three or six-month periods ended June 30, 2014 or 2013.

SECURITIES

SECURITIES	6 Months Ended
	Jun. 30, 2014
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 3                                        SECURITIES
	Amortized cost and estimated fair value of securities available for sale are as follows (dollars in thousands):
			30-Jun-14
			Amortized				Unrealized Gains			Unrealized Losses			Estimated Fair Value
			Cost
	Obligations of U.S. Government and U.S.		$	166,253			$	1,789		$	96		$	167,946
	Government sponsored enterprises
	Mortgage-backed securities, residential			66,933				1,007			16			67,924
	Collateralized mortgage obligations			606				8			-			614
	Obligations of states and political subdivisions			34,958				1,016			27			35,947
	Corporate bonds and notes			2,610				50			5			2,655
	SBA loan pools			1,383				16			1			1,398
	Trust Preferred securities			1,902				132			-			2,034
	Corporate stocks			443				7,439			2			7,880
	Total		$	275,088			$	11,457		$	147		$	286,398
			31-Dec-13
			Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of U.S. Government and U.S.		$	187,098			$	1,915		$	907		$	188,106
	Government sponsored enterprises
	Mortgage-backed securities, residential			104,069				1,036			749			104,356
	Collateralized mortgage obligations			1,001				14			-			1,015
	Obligations of states and political subdivisions			37,339				1,059			22			38,376
	Corporate bonds and notes			2,879				76			9			2,946
	SBA loan pools			1,471				17			-			1,488
	Trust preferred securities			1,898				136			-			2,034
	Corporate stocks			444				7,253			2			7,695
	Total		$	336,199			$	11,506		$	1,689		$	346,016
	Amortized cost and estimated fair value of securities held to maturity are as follows (dollars in thousands):
		30-Jun-14
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	4,503			$	355		$	-		$	4,858
	Time deposits with other financial institutions			771				3			-			774
	Total		$	5,274			$	358		$	-		$	5,632
		31-Dec-13
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	5,472			$	419		$	-		$	5,891
	Time deposits with other financial institutions			1,023				16			-			1,039
	Total		$	6,495			$	435		$	-		$	6,930
	The amortized cost and estimated fair value of debt securities are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately (dollars in thousands):
			30-Jun-14
			Available for Sale							Held to Maturity
			Amortized				Fair			Amortized			Fair
			Cost				Value			Cost			Value
	Within One Year		$	27,621			$	27,954		$	1,903		$	1,921
	After One, But Within Five Years			171,537				173,982			2,219			2,390
	After Five, But Within Ten Years			6,565				6,646			1,152			1,321
	After Ten Years			-				-			-			-
				205,723				208,582			5,274			5,632
	Mortgage-backed securities, residential			66,933				67,924
	Collateralized mortgage obligations			606				614
	SBA loan pools			1,383				1,398
	Total		$	274,645			$	278,518		$	5,274		$	5,632
	The proceeds from sales and calls of securities resulting in gains or losses at June 30, 2014 and June 30, 2013 are listed below (dollars in thousands):
			2014				2013
	Proceeds		$	49,765			$	10,534
	Gross gains		$	522			$	1
	Gross losses		$	-			$	-
	Tax expense		$	201			$	-
	The following tables summarize the investment securities available for sale with unrealized losses at June 30, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized loss position (dollars in thousands):
			Less than 12 months							12 months or longer					Total
	30-Jun-14		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	19,800			$	21		$	15,728		$	75	$	35,528	$	96
Government and U.S.
Government sponsored
enterprises
Mortgage-backed securities,			5,587				16						-		5,587		16
residential
Obligations of states and			4,440				24			737			3		5,177		27
political subdivisions
Corporate bonds and notes			-				-			242			5		242		5
SBA loan pools			620				1			-			-		620		1
Corporate stocks			-				-			2			2		2		2
Total temporarily		$	30,447			$	62		$	16,709		$	85	$	47,156	$	147
impaired securities
		Less than 12 months							12 months or longer					Total
31-Dec-13		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
						Losses						Losses				Losses
Obligations of U.S.		$	83,840			$	867		$	1,978		$	39	$	85,818	$	906
Government and U.S.
Government sponsored
enterprises
Mortgage-backed securities,			63,115				750			-			-		63,115		750
residential
Obligations of states and			4,589				22			-			-		4,589		22
political subdivisions
Corporate bonds and notes			238				9			-			-		238		9
Corporate stocks			-				-			2			2		2		2
Total temporarily		$	151,782			$	1,648		$	1,980		$	41	$	153,762	$	1,689
impaired securities
Other-Than-Temporary Impairment
As of June 30, 2014, the majority of the Corporation's unrealized losses in the investment securities portfolio related to obligations of U.S. Government and U.S. Government sponsored enterprises and mortgage-backed securities.  Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Corporation does not have the intent to sell these securities and it is not likely that it will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at June 30, 2014.
During the first quarter of 2014, the Corporation received notice that one CDO consisting of a pool of trust preferred securities was liquidated and recorded $0.5 million in other operating income during the first quarter of 2014.  The Corporation does not own any other CDO's in its investment securities portfolio.
The tables below present a roll forward of the cumulative credit losses recognized in earnings for the three and six-month periods ending June 30, 2014 and 2013 (dollars in thousands):
		2014				2013
Beginning balance, January 1,		$	1,939			$	3,506
Amounts related to credit loss for which an other-than-temporary			-				-
impairment was not previously recognized
Additions/Subtractions:
Amounts realized for securities sold during the period			-				-
Amounts related to securities for which the company intends to sell			-				-
or that it will be more likely than not that the company will be required to
sell prior to recovery of amortized cost basis
Reductions for increase in cash flows expected to be collected that are			-				-
recognized over the remaining life of the security
Reductions for previous credit losses realized in securities liquidated during the period			(1,939	)			-
Increases to the amount related to the credit loss for which other-than-temporary			-				-
impairment was previously recognized
Ending balance, June 30,		$	-			$	3,506
		2014				2013
Beginning balance, April 1,		$	-			$	3,506
Amounts related to credit loss for which an other-than-temporary			-				-
impairment was not previously recognized
Additions/Subtractions:
Amounts realized for securities sold during the period			-				-
Amounts related to securities for which the company intends to sell			-				-
or that it will be more likely than not that the company will be required to
sell prior to recovery of amortized cost basis
Reductions for increase in cash flows expected to be collected that are			-				-
recognized over the remaining life of the security
Reductions for previous credit losses realized in securities liquidated during the period			-				-
Increases to the amount related to the credit loss for which other-than-temporary			-				-
impairment was previously recognized
Ending balance, June 30,		$	-			$	3,506

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	6 Months Ended
	Jun. 30, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4                                        LOANS AND ALLOWANCE FOR LOAN LOSSES
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (dollars in thousands):
			30-Jun-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	158,151			$	144,787
	Agricultural			726				576
	Commercial mortgages:
	Construction			39,106				27,440
	Commercial mortgages			383,187				345,707
	Residential mortgages			194,603				195,997
	Consumer loans:
	Credit cards			1,604				1,756
	Home equity lines and loans			99,023				95,905
	Indirect consumer loans			187,082				164,846
	Direct consumer loans			20,871				18,852
	Total loans, net of deferred origination		$	1,084,353			$	995,866
	fees and costs, and unearned income
	Interest receivable on loans			2,402				2,597
	Total recorded investment in loans		$	1,086,755			$	998,463
	The Corporation's concentrations of credit risk by loan type are reflected in the preceding table.  The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above.
	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six-month periods ending June 30, 2014 and 2013 (dollars in thousands):
			Six Months Ended
			30-Jun-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
	Charge Offs:			(355	)			(358	)			(7	)			(776	)			-				(1,496	)
	Recoveries:			193				83				28				307				-				611
	Net recoveries (charge offs)			(162	)			(275	)			21				(469	)			-				(885	)
	Provision			(68	)			944				(40	)			905				-				1,741
	Ending balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
			Six Months Ended
			30-Jun-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26			$	10,433
	Charge Offs:			(18	)			-				(54	)			(398	)			-				(470	)
	Recoveries:			294				19				39				124				-				476
	Net recoveries (charge offs)			276				19				(15	)			(274	)			-				6
	Provision			(105	)			687				(35	)			360				(26	)			881
	Ending balance		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
			Three Months Ended
			30-Jun-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,945			$	6,484			$	1,552			$	3,174			$	-			$	13,155
	Charge Offs:			(300	)			(315	)			-				(308	)			-				(923	)
	Recoveries:			100				45				28				124				-				297
	Net recoveries (charge offs)			(200	)			(270	)			28				(184	)			-				(626	)
	Provision			4				698				(82	)			483				-				1,103
	Ending balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
			Three Months Ended
			30-Jun-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,993			$	4,673			$	1,557			$	2,602			$	-			$	10,825
	Charge Offs:			(1	)			-				(10	)			(201	)			-				(212	)
	Recoveries:			152				10				39				56				-				257
	Net recoveries (charge-offs)			151				10				29				(145	)			-				45
	Provision			(265	)			451				(71	)			335				-				450
	Ending balance		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Jun-14
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	132			$	201			$	-			$	2			$	-			$	335
Impairment
Collectively evaluated for			1,617				5,244				1,486				3,471				-				11,818
Impairment
Loans acquired with			-				1,467				12				-				-				1,479
deteriorated credit quality
Total ending allowance balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
	31-Dec-13
Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
Ending allowance balance
attributable to loans:
Individually evaluated for		$	576			$	466			$	-			$	4			$	-			$	1,046
impairment
Collectively evaluated for			1,403				4,407				1,497				3,033				-				10,340
impairment
Loans acquired with			-				1,370				20				-				-				1,390
deteriorated credit quality
Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
		30-Jun-14
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	1,589			$	9,655			$	111			$	126			$	11,481
evaluated for impairment
Loans collectively			156,987				405,519				194,727				309,143				1,066,376
evaluated for  impairment
Loans acquired with deteriorated			631				7,997				270				-				8,898
credit quality
Total ending loans balance		$	159,207			$	423,171			$	195,108			$	309,269			$	1,086,755
		31-Dec-13
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	2,946			$	10,703			$	117			$	131			$	13,897
evaluated for impairment
Loans collectively			142,108				354,636				196,147				281,979				974,870
evaluated for  impairment
Loans acquired with deteriorated			678				8,757				261				-				9,696
credit quality
Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
The following tables present loans individually evaluated for impairment recognized by class of loans as of June 30, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the three and six-month periods ended June 30, 2014 and 2013 (dollars in thousands):
		30-Jun-14												31-Dec-13
With no related allowance recorded:		Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
Commercial and agricultural:
Commercial and industrial		$	1,364			$	1,369			$	-			$	1,906			$	1,909			$	-
Commercial mortgages:
Construction			1,944				1,929				-				2,329				2,319				-
Commercial mortgages			6,599				6,487				-				7,406				7,439				-
Residential mortgages			111				111				-				117				117				-
Consumer loans:
Home equity lines and loans			68				70				-				71				73				-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			520				220				132				1,037				1,037				576
Commercial mortgages:
Commercial mortgages			1,245				1,239				201				951				945				466
Consumer loans:
Home equity lines and loans			56				56				2				58				58				4
Total		$	11,907			$	11,481			$	335			$	13,875			$	13,897			$	1,046
		Six-Months Ended									Six-Months Ended								Three Months Ended						Three Months Ended
		30-Jun-14									30-Jun-13								30-Jun-14						30-Jun-13
		Average Recorded Investment				Interest Income Recognized					Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,566			$	30				$	1,524			$	35			$	1,386			$	16	$	1,554	$	17
Commercial mortgages:
Construction			2,231				51					4,168				64				2,101				25		3,669		32
Commercial mortgages			6,806				129					5,685				118				6,489				66		5,983		66
Residential mortgages			114				-					129				-				112				-		127		-
Consumer loans:
Home equity lines and loans			72				1					30				1				71				1		45		1
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			784				-					499				-				512				-		526		-
Commercial mortgages:
Commercial mortgages			912				-					614				-				1,010				-		740		-
Consumer loans:
Consumer loans:
Home equity lines and loans			58				2					39				1				57				1		58		1
Direct consumer loans			-				-					5				-				-				-		7		-
Total		$	12,543			$	213				$	12,693			$	219			$	11,738			$	109	$	12,709	$	117
Cash basis interest income approximates interest income recognized.
The following tables present the recorded investment in past due and non-accrual status by class of loans as of June 30, 2014 and December 31, 2013 (dollars in thousands):
30-Jun-14		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
Commercial and agricultural:
Commercial and industrial		$	156,888			$	468			$	-			$	631			$	493			$	158,480
Agricultural			727				-				-				-				-				727
Commercial mortgages:
Construction			35,496				1,313				1,449				774				155				39,187
Commercial mortgages			373,640				262				-				7,223				2,859				383,984
Residential mortgages			189,337				2,113				-				270				3,388				195,108
Consumer loans:
Credit cards			1,583				14				7				-				-				1,604
Home equity lines and loans			98,029				725				-				-				506				99,260
Indirect consumer loans			185,732				1,439				-				-				300				187,471
Direct consumer loans			20,833				90				-				-				11				20,934
Total		$	1,062,265			$	6,424			$	1,456			$	8,898			$	7,712			$	1,086,755
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2014.
31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
Commercial and agricultural:
Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348			$	145,155
Agricultural			577				-				-				-				-				577
Commercial mortgages:
Construction			24,742				-				1,454				774				540				27,510
Commercial mortgages			335,123				1,138				-				7,983				2,342				346,586
Residential mortgages			187,448				5,458				-				261				3,358				196,525
Consumer loans:
Credit cards			1,729				9				19				-				-				1,757
Home equity lines and loans			95,349				150				-				-				635				96,134
Indirect consumer loans			163,810				1,235				-				-				249				165,294
Direct consumer loans			18,830				50				-				-				45				18,925
Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517			$	998,463
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Troubled Debt Restructurings:
A modification of a loan may result in classification as a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession.  The Corporation offers various types of modifications which may involve a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, requesting additional collateral, releasing collateral for consideration, substituting or adding a new borrower or guarantor, a permanent reduction of the recorded investment in the loan or a permanent reduction of the interest on the loan.
As of June 30, 2014 and December 31, 2013, the Corporation has a recorded investment in troubled debt restructurings of $7.1 million and $7.9 million, respectively.  There were specific reserves of less than $0.1 million and $0.3 million allocated for troubled debt restructurings at June 30, 2014 and December 31, 2013, respectively.  As of June 30, 2014, troubled debt restructurings totaling $6.4 million were accruing interest under the modified terms and $0.7 million were on non-accrual status.  As of December 31, 2013, troubled debt restructurings totaling $6.8 million were accruing interest under the modified terms and $1.1 million were on non-accrual status.  The Corporation has committed to lend additional amounts totaling up to less than $0.1 million and $0.2 million as of June 30, 2014 and December 31, 2013, respectively, to customers with outstanding loans that are classified as troubled debt restructurings.
During the six months ended June 30, 2014 and 2013, the terms of certain loans were modified as troubled debt restructurings.  The modification of terms of such loans included one or a combination of the following: a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk or a permanent reduction of the recorded investment in the loan.
The following table presents loans by class modified as troubled debt restructurings that occurred during the six months ended June 30, 2014 and June 30, 2013 (dollars in thousands):
Six months ended June 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			1			$	503			$	503
Commercial mortgages:
Commercial mortgages			2				367				323
Total			3			$	870			$	826
Six months ended		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
30-Jun-13
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			4			$	841			$	841
Commercial mortgages:
Commercial mortgages			1				133				133
Consumer loans:
Home equity lines and loans			2				104				104
Total			7			$	1,078			$	1,078
The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in less than $0.1 million in  charge offs during the six months ended June 30, 2014.  The troubled debt restructurings described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge offs during the six months ended June 30, 2013.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the six months ending June 30, 2014 or June 30, 2013, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
There were no loans modified as troubled debt restructurings during the three months ended June 30, 2014.
The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended June 30, 2013 (dollars in thousands):
Three months ended		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
30-Jun-13
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			2			$	410			$	410
Commercial mortgages:
Commercial mortgages			1				133				133
Total			3			$	543			$	543
The troubled debt restructurings described above increased the allowance for loan losses by $0.1 million and resulted in no charge offs during the three months ended June 30, 2013.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the three months ending June 30, 2014 or June 30, 2013, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators
The Corporation establishes a risk rating at origination for all commercial loans.  The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer's industry.  Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower's ability to service their debt and affirm the risk ratings for the loans at least annually.
For the retail loans, which include residential mortgages, indirect and direct consumer loans, home equity lines and loans, and credit cards, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment.
The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly.  The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines):
Special Mention – Loans classified as special mention have a potential weakness that deserves management's close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution's credit position at some future date.
Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capability of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  Loans listed as not rated are included in groups of homogeneous loans.  Based on the analyses performed as of June 30, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (dollars in thousands):
		30-Jun-14
		Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
Commercial and agricultural:
Commercial and industrial		$	-			$	146,698			$	631			$	7,775			$	3,156			$	220
Agricultural			-				727				-				-				-				-
Commercial mortgages:
Construction			-				34,885				774				3,373				155				-
Commercial mortgages			-				350,244				7,223				14,159				12,184				174
Residential mortgages			191,368				-				270				-				3,470				-
Consumer loans:
Credit cards			1,604				-				-				-				-				-
Home equity lines and loans			98,678				-				-				-				582				-
Indirect consumer loans			187,161				-				-				-				310				-
Direct consumer loans			20,922				-				-				-				12				-
Total		$	499,733			$	532,554			$	8,898			$	25,307			$	19,869			$	394
		31-Dec-13
		Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
Commercial and agricultural:
Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724			$	1,021
Agricultural			-				577				-				-				-				-
Commercial mortgages:
Construction			-				23,087				774				2,783				866				-
Commercial mortgages			-				313,956				7,983				13,611				11,036				-
Residential mortgages			192,995				-				261				-				3,269				-
Consumer loans
Credit cards			1,757				-				-				-				-				-
Home equity lines and loans			95,422				-				-				-				712				-
Indirect consumer loans			165,045				-				-				-				249				-
Direct consumer loans			18,880				-				-				-				45				-
Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901			$	1,021
The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity.  The following table presents the recorded investment in residential and consumer loans based on payment activity as of June 30, 2014 and December 31, 2013 (dollars in thousands):
	30-Jun-14
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	191,720			$	1,604			$	98,754			$	187,171			$	20,923
Non-Performing			3,388				-				506				300				11
Total		$	195,108			$	1,604			$	99,260			$	187,471			$	20,934
	31-Dec-13
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
Non-Performing			3,358				-				635				249				45
		$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower.  These loans are classified as PCI loans.  The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year.  These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected.
The table below summarizes the changes in total contractually required principal and interest cash payments, management's estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to June 30, 2014 and April 1, 2014 to June 30, 2014 (dollars in thousands):
Six months ended June 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
		31-Dec-13												June 30,
														2014
Contractually required principal and interest		$	11,230			$	-			$	(1,173	)		$	10,057
Contractual cash flows not expected to be collected			(543	)			-				57				(486	)
(nonaccretable discount)
Cash flows expected to be collected			10,687				-				(1,116	)			9,571
Interest component of expected cash flows (accretable yield)			(991	)			344				(26	)			(673	)
Fair value of loans acquired with deteriorating credit quality		$	9,696			$	344			$	(1,142	)		$	8,898
Three months ended June 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
		31-Mar-14												June 30,
														2014
Contractually required principal and interest		$	11,073			$	-			$	(1,016	)		$	10,057
Contractual cash flows not expected to be collected			(435	)			-				(51	)			(486	)
(nonaccretable discount)
Cash flows expected to be collected			10,638				-				(1,067	)			9,571
Interest component of expected cash flows (accretable yield)			(876	)			145				58				(673	)
Fair value of loans acquired with deteriorating credit quality		$	9,762			$	145			$	(1,009	)		$	8,898

FAIR_VALUE

FAIR VALUE	6 Months Ended
	Jun. 30, 2014
FAIR VALUE [Abstract]	'
FAIR VALUE	'
	NOTE 5                                        FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation used the following methods and significant assumptions to estimate fair value:
	Investment Securities:  The fair values of securities available for sale are usually determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).
	Trading Assets:  Securities that are held to fund a deferred compensation plan are recorded at fair value with changes in fair value included in earnings.  The fair values of trading assets are determined by quoted market prices (Level 1 inputs).
	Impaired Loans:  At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans carried at fair value have been partially charged-off or receive specific allocations as part of the allowance for loan loss accounting.  For collateral dependent loans, fair value is commonly based on real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, typically resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned:  Assets acquired through or instead of loan foreclosures are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned ("OREO") are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation.  Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.  Appraisals are generally completed within the previous 12-month period prior to a property being placed into OREO.  On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition.
	Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at June 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S.	$	167,946		$	31,303		$	136,643	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		67,924			-			67,924		-
	Collateralized mortgage obligations		614			-			614		-
	Obligations of states and political subdivisions		35,947			-			35,947		-
	Corporate bonds and notes		2,655			-			2,655		-
	SBA loan pools		1,398			-			1,398		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,880			7,462			418		-
	Total available for sale securities	$	286,398		$	38,765		$	247,633	$	-
	Trading assets	$	450		$	450		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S.	$	188,106		$	31,262		$	156,844	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
	There were no transfers between Level 1 and Level 2 during the six-month period ending June 30, 2014 or the year ending December, 31, 2013.
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at June 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial	$	87		$	-		$	-	$	87
	Commercial mortgages:
	Commercial mortgages		1,044			-			-		1,044
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	1,185		$	-		$	-	$	1,185
	Other real estate owned:
	Commercial mortgages:
	Commercial mortgages	$	631		$	-		$	-	$	631
	Consumer loans:
	Home equity lines and loans		2			-			-		2
	Total Other Real Estate Owned, net	$	633		$	-		$	-	$	633
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
Impaired Loans:
Commercial and agricultural:
Commercial and industrial	$	460		$	-		$	-	$	460
Commercial mortgages:
Commercial mortgages		485			-			-		485
Consumer loans:
Home equity lines and loans		54			-			-		54
Total Impaired Loans	$	999		$	-		$	-	$	999
Other real estate owned:
Commercial and agricultural:
Commercial and industrial	$	101		$	-		$	-	$	101
Commercial mortgages:
Commercial mortgages		266			-			-		266
Residential mortgages		106			-			-		106
Consumer loans:
Home equity lines and loans		65			-			-		65
Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
The following table presents information related to Level 3 non-recurring fair value measurement at June 30, 2014 and December 31, 2013 (dollars in thousands):
Description	Fair Value		Technique		Unobservable Inputs
	at June 30, 2014
Impaired loans	$	1,185	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned	$	633	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
Impaired loans	$	999	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned	$	538	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $1.5 million with a valuation allowance of $0.3 million as of June 30, 2014, resulting in $0.4 million and $0.7 million decrease in the provision for loan losses for the three and six-month periods ended June 30, 2014.  Impaired loans had a principal balance of $2.0 million, with a valuation allowance of $1.0 million as of December 31, 2013, resulting in an increase of $0.9 million in the provision for loan losses for the year ending December 31, 2013.
OREO is measured by the lower of cost or fair value less costs to sell.  The net carrying amount reflects the outstanding balance of $0.7 million with a valuation allowance of less than $0.1 million at June 30, 2014, which resulted in write downs of less than $0.1 million for the three and six–month periods ending June 30, 2014.  OREO had a net carrying amount of $0.5 million at December 31, 2013.  The net carrying amount reflects the outstanding balance of $0.7 million, net of a valuation allowance of $0.2 million, at December 31, 2013, which resulted in an immaterial write down for the year ending December 31, 2013.
The carrying amounts and estimated fair values of other financial instruments, at June 30, 2014 and December 31, 2013, are as follows (dollars in thousands):
	Fair Value Measurements at June 30, 2014 Using
Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
				in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)		Fair Value (1)
Cash and due from financial	$	35,981		$	35,981		$	-	$	-	$	35,981
Institutions
Interest-bearing deposits in other		30,301			30,301			-		-		30,301
financial institutions
Trading assets		450			450			-		-		450
Securities available for sale		286,398			38,765			247,633		-		286,398
Securities held to maturity		5,274			-			5,632		-		5,632
FHLBNY and FRBNY stock		4,730			-			-		-		N/	A
Loans, net		1,070,721			-			-		1,097,547		1,097,547
Loans held for sale		914			-			914		-		914
Accrued interest receivable		3,797			143			1,291		2,363		3,797
Financial liabilities:
Deposits:
Demand, savings, and insured	$	1,082,913		$	1,082,913		$	-	$	-	$	1,082,913
money market accounts
Time deposits		225,515			-			226,199		-		226,199
Securities sold under agreements		30,746			-			31,986		-		31,986
to repurchase
FHLBNY term advances		24,136			-			25,148		-		25,148
Accrued interest payable		290			13			277		-		290
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Fair Value Measurements at December 31, 2013 Using
Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated Fair Value (1)
				in Active Markets			(Level 2)		(Level 3)
				for Identical Assets
				(Level 1)
Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
Interest-bearing deposits in other		20,009			20,009			-		-		20,009
financial institutions
Trading assets		366			366			-		-		366
Securities available for sale		346,016			38,541			307,475		-		346,016
Securities held to maturity		6,495			-			6,930		-		6,930
FHLBNY and FRBNY stock		4,482			-			-		-		N/	A
Loans, net		983,090			-			-		1,008,826		1,008,826
Loans held for sale		695			-			695		-		695
Accrued interest receivable		4,166			145			1,468		2,553		4,166
Financial liabilities:
Deposits:
Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
Time deposits		244,492			-			245,482		-		245,482
Securities sold under agreements		32,701			-			33,636		-		33,636
to repurchase
FHLBNY Advances		25,243			-			26,064		-		26,064
Accrued interest payable		336			15			321		-		336
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
The methods and assumptions used to estimate fair value are described as follows:
Cash, Due From and Interest-Bearing Deposits in Other Financial Institutions
For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non-interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1.
FHLBNY and FRBNY Stock
It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions placed on its transferability.
Loans Receivable
For variable-rate loans that reprice frequently, fair values approximate carrying values.  The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality.  Loans are classified as Level 3.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
Loans Held for Sale
Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale are classified as Level 2.
Deposits
The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1.
The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2.
Securities Sold Under Agreements to Repurchase
These instruments bear both variable and fixed rates of interest.  Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity.  These are classified as Level 2.
FHLBNY Term Advances
These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2.
Commitments to Extend Credit
The fair value of commitments to extend credit is based on fees currently charged to enter into similar agreements, the counter-party's credit standing and discounted cash flow analysis.  The fair value of these commitments to extend credit approximates the recorded amounts of the related fees and is not material at June 30, 2014 and December 31, 2013.
Accrued Interest Receivable and Payable
For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with.

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	6 Months Ended
	Jun. 30, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
GOODWILL AND INTANGIBLE ASSETS	'
	NOTE 6                                        GOODWILL AND INTANGIBLE ASSETS
	The changes in goodwill included in the core banking segment during the periods ending June 30, 2014 and 2013 were as follows (dollars in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	Ending balance June 30,		$	21,824		$	21,824
	Acquired intangible assets were as follows at June 30, 2014 and December 31, 2013 (dollars in thousands):
		At June 30, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	2,822		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,078			6,063			3,323
	Total		$	11,608		$	5,900		$	12,038		$	5,661
	Aggregate amortization expense was $0.7 million and $0.5 million for the six-month periods ended June 30, 2014 and 2013, respectively.
	The remaining estimated aggregate amortization expense at June 30, 2014 is listed below (dollars in thousands):
	Year		Estimated Expense
	2014		$	642
	2015			1,136
	2016			986
	2017			859
	2018			734
	2019 and thereafter			1,351
	Total		$	5,708

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	6 Months Ended
	Jun. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	'
	NOTE 7                                        ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS
	Accumulated other comprehensive income or loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect.
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (dollars in thousands):  `
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013	$	6,043		$	(5,888	)		$	155
	Other comprehensive income before reclassification		1,240			-				1,240
	Amounts reclassified from accumulated other comprehensive income		(321	)		176				(145	)
	Net current period other comprehensive loss		919			176				1,095
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at March 31, 2014	$	6,587		$	(5,800	)		$	787
	Other comprehensive income before Reclassification		696			-				696
	Amounts reclassified from accumulated other comprehensive income		(321	)		88				(233	)
	Net current period other comprehensive loss		375			88				463
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012	$	8,023		$	(10,830	)		$	(2,807	)
	Other comprehensive income before reclassification		(2,035	)		-				(2,035	)
	Amounts reclassified from accumulated other comprehensive income		-			467				467
	Net current period other comprehensive loss		(2,035	)		467				(1,568	)
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at March 31, 2013	$	7,980		$	(10,603	)		$	(2,623	)
	Other comprehensive income before Reclassification		(1,992	)		-				(1.992	)
	Amounts reclassified from accumulated other comprehensive income		-			240				240
	Net current period other comprehensive loss		(1,992	)		240				(1,752	)
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Six Months Ended June 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than- temporary gains (losses) realized in income	$	-		$	-
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)		44			41		Pension and other employee benefits
	Actuarial losses (a)		(330	)		(801	)	Pension and other employee benefits
	Tax effect		110			293		Income tax expense
	Net of tax		(176	)		(467	)
	Total reclassification for the period, net of tax	$	145		$	(466	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).
		Three Months Ended June 30,						Affected Line Item
								in the Statement Where
	Details about Accumulated Other Comprehensive Income Components							Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than- temporary gains (losses) realized in income	$	-		$	-
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)		22			21		Pension and other employee benefits
	Actuarial losses (a)		(165	)		(401	)	Pension and other employee benefits
	Tax effect		55			140		Income tax expense
	Net of tax		(88	)		(240	)
	Total reclassification for the period, net of tax	$	233		$	(239	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Jun. 30, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	NOTE 8                                        COMMITMENTS AND CONTINGENCIES
	The Corporation is a party to certain financial instruments with off-balance sheet risk such as commitments under standby letters of credit, unused portions of lines of credit, overdraft protection and commitments to fund new loans.  In accordance with GAAP, these financial instruments are not recorded in the financial statements.  The Corporation's policy is to record such instruments when funded.  These transactions involve, to varying degrees, elements of credit, interest rate and liquidity risk.  Such transactions are generally used by the Corporation to manage clients' requests for funding and other client needs.
	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at June 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Jun-14						31-Dec-13
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	33,383		$	17,010		$	21,049		$	7,893
	Unused lines of credit		$	1,774		$	174,841		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,762		$	-		$	17,290
	The Bank is a party in two legal proceedings involving its Wealth Management Group. In both proceedings, the Bank, as trustee pursuant to written trust instruments, has sought judicial settlement of trust accounts in the New York Surrogate's Court for Chemung County. Individuals who are beneficiaries under the trusts have filed formal objections and/or demand letters with the Court in both of these accounting proceedings, objecting to the final settlement of the trust accounts. The objectants primarily assert that the Bank acted imprudently by failing to diversify the trusts' investments and they claim $9.6 million and $24.1 million, consisting of damages and disallowed trustee's commissions, plus unspecified legal fees in the respective proceedings. These proceedings are pending in the Surrogate's Court. While the outcome of litigation is not predictable the Bank believes that the claims are without merit and is vigorously defending them.  As of June 30, 2014, no amount has been accrued for potential losses related to these proceedings as a potential loss is not considered probable or reasonably estimable in the opinion of management.
	In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries.  Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

COMPONENTS_OF_QUARTERLY_AND_YE

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	6 Months Ended
	Jun. 30, 2014
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]	'
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	'
	NOTE 9	COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS
	The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (dollars in thousands):
			Six Months Ended						Three Months Ended
			30-Jun-14			30-Jun-13			30-Jun-14			30-Jun-13
	Qualified Pension
	Service cost, benefits earned during the period		$	542		$	699		$	271		$	349
	Interest cost on projected benefit obligation			870			817			435			409
	Expected return on plan assets			(1,586	)		(1,454	)		(793	)		(727	)
	Amortization of unrecognized prior service cost			4			7			2			3
	Amortization of unrecognized net loss			320			781			160			391
	Net periodic pension expense		$	150		$	850		$	75		$	425
	Supplemental Pension
	Service cost, benefits earned during the period		$	20		$	20		$	10		$	10
	Interest cost on projected benefit obligation			26			24			13			13
	Amortization of unrecognized net loss			10			17			5			9
	Net periodic supplemental pension expense		$	56		$	61		$	28		$	32
	Postretirement, Medical and Life
	Service cost, benefits earned during the period		$	22		$	24		$	11		$	13
	Interest cost on projected benefit obligation			36			32			18			17
	Amortization of unrecognized prior service cost			(48	)		(49	)		(24	)		(24	)
	Amortization of unrecognized net gain			-			3			-			2
	Net periodic postretirement, medical and life expense		$	10		$	10		$	5		$	8

SEGMENT_REPORTING

SEGMENT REPORTING	6 Months Ended
	Jun. 30, 2014
SEGMENT REPORTING [Abstract]	'
SEGMENT REPORTING	'
	NOTE 10                          SEGMENT REPORTING
	The Corporation manages its operations through two primary business segments:  core banking and wealth management group services.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation's local markets and to invest in securities.  The wealth management group services segment provides revenues by providing trust and investment advisory services to clients.
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation's reportable segments and the reconciliation to the Corporation's consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (dollars in thousands).
		Six Months Ended June 30, 2014
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	24,101	$	-	$	7		$	24,108
	Provision for loan losses		1,741		-		-			1,741
	Net interest income after provision		22,360		-		7			22,367
	for loan losses
	Other operating income		6,079		3,872		419			10,370
	Other operating expenses		23,782		2,689		452			26,923
	Income before income tax expense		4,657		1,183		(26	)		5,814
	Income tax expense (benefit)		1,410		455		(45	)		1,820
	Segment net income	$	3,247	$	728	$	19		$	3,994
	Segment assets	$	1,509,539	$	4,743	$	1,599		$	1,515,881
		Six Months Ended June 30, 2013
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	23,038	$	-	$	6		$	23,044
	Provision for loan losses		881		-		-			881
	Net interest income after provision		22,157		-		6			22,163
	for loan losses
	Other operating income		4,314		3,635		548			8,497
	Other operating expenses		19,862		2,803		451			23,116
	Income before income tax expense		6,609		832		103			7,544
	Income tax expense		2,136		320		22			2,478
	Segment net income	$	4,473	$	512	$	81		$	5,066
	Segment assets	$	1,249,986	$	5,045	$	2,130		$	1,257,161
		Three Months Ended June 30, 2014
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	12,073	$	-	$	2		$	12,075
	Provision for loan losses		1,103		-		-			1,103
	Net interest income after provision		10,970		-		2			10,972
	for loan losses
	Other operating income		3,190		1,989		227			5,406
	Other operating expenses		11,969		1,371		239			13,579
	Income before income tax expense		2,191		618		(10	)		2,799
	Income tax expense (benefit)		651		238		(20	)		869
	Segment net income	$	1,540	$	380	$	10		$	1,930
		Three Months Ended June 30, 2013
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	11,324	$	-	$	4		$	11,328
	Provision for loan losses		451		-		-			451
	Net interest income after provision		10,873		-		4			10,877
	for loan losses
	Other operating income		2,318		1,885		272			4,475
	Other operating expenses		9,924		1,276		191			11,391
	Income before income tax expense		3,267		609		85			3,961
	Income tax expense		1,057		234		15			1,306
	Segment net income	$	2,210	$	375	$	70		$	2,655

STOCK_COMPENSATION

STOCK COMPENSATION	6 Months Ended
	Jun. 30, 2014
STOCK COMPENSATION [Abstract]	'
STOCK COMPENSATION	'
	NOTE 11                          STOCK COMPENSATION
	Board of Director’s Stock Compensation
	Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director.  The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service.
	Additionally, the President and Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year.
	During January 2014 and 2013, 8,385 and 7,969 shares, respectively, were re-issued from treasury to fund the stock component of directors' compensation.  An expense of $124 thousand and $134 thousand related to this compensation was recognized during the six-month periods ending June 30, 2014 and June 30, 2013, respectively.  This expense is accrued as shares are earned.
	Restricted Stock Plan
	Pursuant to the Corporation’s Restricted Stock Plan (the “Plan”), the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's Chief Executive Officer.  Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date.
	A summary of restricted stock activity from December 31, 2013 to June 30, 2014 is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		990			30.33
	Vested		(215	)		23.18
	Forfeited or Cancelled		-			-
	Nonvested at June 30, 2014		21,414		$	27.36
	As of June 30, 2014, there was $505 thousand of total unrecognized compensation cost related to nonvested shares granted under the Plan.  The cost is expected to be recognized over a weighted-average period of 3.72 years.  The total fair value of shares vested during the six months ended June 30, 2014 was $6 thousand.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	6 Months Ended
	Jun. 30, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Organization	'
	Organization
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
Basis of Presentation	'
	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.  Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform with the current period's presentation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, fair value of financial instruments, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
Subsequent Events	'
	Subsequent Events
	The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued.  Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC.  In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	In January, 2014 the FASB issued ASU-2014-04, an amendment to Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate and Collateralized Consumer Mortgage Loans upon Foreclosure.  The objective of this ASU is to improve reporting by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable is derecognized and the real estate property recognized. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The Corporation will adopt all provisions of this ASU as of January 1, 2015.  We are currently evaluating the potential impact on our consolidated financial statements.
	In May 2014, the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606).  The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2016. The Corporation will adopt all provisions of this ASU as of January 1, 2017. We are currently evaluating the potential impact on our consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, an amendment to Transfers and Servicing (Topic 860): Repurchase-to Maturity Transactions, Repurchase Financings, and Disclosures.  The objective of this ASU is to improve consistency in reporting repurchase transactions as secured borrowings and providing additional information of the collateral pledged. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation will adopt all provisions of this ASU as of January 1, 2015.  We are currently evaluating the potential impact on our consolidated financial statements.

SECURITIES_Tables

SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2014
SECURITIES [Abstract]	'
Amortized cost and estimated fair value of securities available for sale	'
	Amortized cost and estimated fair value of securities available for sale are as follows (dollars in thousands):
			30-Jun-14
			Amortized				Unrealized Gains			Unrealized Losses			Estimated Fair Value
			Cost
	Obligations of U.S. Government and U.S.		$	166,253			$	1,789		$	96		$	167,946
	Government sponsored enterprises
	Mortgage-backed securities, residential			66,933				1,007			16			67,924
	Collateralized mortgage obligations			606				8			-			614
	Obligations of states and political subdivisions			34,958				1,016			27			35,947
	Corporate bonds and notes			2,610				50			5			2,655
	SBA loan pools			1,383				16			1			1,398
	Trust Preferred securities			1,902				132			-			2,034
	Corporate stocks			443				7,439			2			7,880
	Total		$	275,088			$	11,457		$	147		$	286,398
			31-Dec-13
			Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of U.S. Government and U.S.		$	187,098			$	1,915		$	907		$	188,106
	Government sponsored enterprises
	Mortgage-backed securities, residential			104,069				1,036			749			104,356
	Collateralized mortgage obligations			1,001				14			-			1,015
	Obligations of states and political subdivisions			37,339				1,059			22			38,376
	Corporate bonds and notes			2,879				76			9			2,946
	SBA loan pools			1,471				17			-			1,488
	Trust preferred securities			1,898				136			-			2,034
	Corporate stocks			444				7,253			2			7,695
	Total		$	336,199			$	11,506		$	1,689		$	346,016
Amortized cost and estimated fair value of securities held to maturity	'
	Amortized cost and estimated fair value of securities held to maturity are as follows (dollars in thousands):
		30-Jun-14
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	4,503			$	355		$	-		$	4,858
	Time deposits with other financial institutions			771				3			-			774
	Total		$	5,274			$	358		$	-		$	5,632
		31-Dec-13
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	5,472			$	419		$	-		$	5,891
	Time deposits with other financial institutions			1,023				16			-			1,039
	Total		$	6,495			$	435		$	-		$	6,930
Amortized cost and estimated fair value of debt securities by contractual maturity	'
	The amortized cost and estimated fair value of debt securities are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately (dollars in thousands):
			30-Jun-14
			Available for Sale							Held to Maturity
			Amortized				Fair			Amortized			Fair
			Cost				Value			Cost			Value
	Within One Year		$	27,621			$	27,954		$	1,903		$	1,921
	After One, But Within Five Years			171,537				173,982			2,219			2,390
	After Five, But Within Ten Years			6,565				6,646			1,152			1,321
	After Ten Years			-				-			-			-
				205,723				208,582			5,274			5,632
	Mortgage-backed securities, residential			66,933				67,924
	Collateralized mortgage obligations			606				614
	SBA loan pools			1,383				1,398
	Total		$	274,645			$	278,518		$	5,274		$	5,632
Proceeds from sales and calls of securities resulting in gains or losses	'
	The proceeds from sales and calls of securities resulting in gains or losses at June 30, 2014 and June 30, 2013 are listed below (dollars in thousands):
			2014				2013
	Proceeds		$	49,765			$	10,534
	Gross gains		$	522			$	1
	Gross losses		$	-			$	-
	Tax expense		$	201			$	-
Investment securities available for sale in an unrealized loss position	'
	The following tables summarize the investment securities available for sale with unrealized losses at June 30, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized loss position (dollars in thousands):
			Less than 12 months							12 months or longer					Total
	30-Jun-14		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	19,800			$	21		$	15,728		$	75	$	35,528	$	96
	Government and U.S.
	Government sponsored
	enterprises
	Mortgage-backed securities,			5,587				16						-		5,587		16
	residential
	Obligations of states and			4,440				24			737			3		5,177		27
	political subdivisions
	Corporate bonds and notes			-				-			242			5		242		5
	SBA loan pools			620				1			-			-		620		1
	Corporate stocks			-				-			2			2		2		2
	Total temporarily		$	30,447			$	62		$	16,709		$	85	$	47,156	$	147
	impaired securities
			Less than 12 months							12 months or longer					Total
	31-Dec-13		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	83,840			$	867		$	1,978		$	39	$	85,818	$	906
	Government and U.S.
	Government sponsored
	enterprises
	Mortgage-backed securities,			63,115				750			-			-		63,115		750
	residential
	Obligations of states and			4,589				22			-			-		4,589		22
	political subdivisions
	Corporate bonds and notes			238				9			-			-		238		9
	Corporate stocks			-				-			2			2		2		2
	Total temporarily		$	151,782			$	1,648		$	1,980		$	41	$	153,762	$	1,689
	impaired securities
Roll forward of the cumulative credit losses recognized in earnings	'
	The tables below present a roll forward of the cumulative credit losses recognized in earnings for the three and six-month periods ending June 30, 2014 and 2013 (dollars in thousands):
			2014				2013
	Beginning balance, January 1,		$	1,939			$	3,506
	Amounts related to credit loss for which an other-than-temporary			-				-
	impairment was not previously recognized
	Additions/Subtractions:
	Amounts realized for securities sold during the period			-				-
	Amounts related to securities for which the company intends to sell			-				-
	or that it will be more likely than not that the company will be required to
	sell prior to recovery of amortized cost basis
	Reductions for increase in cash flows expected to be collected that are			-				-
	recognized over the remaining life of the security
	Reductions for previous credit losses realized in securities liquidated during the period			(1,939	)			-
	Increases to the amount related to the credit loss for which other-than-temporary			-				-
	impairment was previously recognized
	Ending balance, June 30,		$	-			$	3,506
			2014				2013
	Beginning balance, April 1,		$	-			$	3,506
	Amounts related to credit loss for which an other-than-temporary			-				-
	impairment was not previously recognized
	Additions/Subtractions:
	Amounts realized for securities sold during the period			-				-
	Amounts related to securities for which the company intends to sell			-				-
	or that it will be more likely than not that the company will be required to
	sell prior to recovery of amortized cost basis
	Reductions for increase in cash flows expected to be collected that are			-				-
	recognized over the remaining life of the security
	Reductions for previous credit losses realized in securities liquidated during the period			-				-
	Increases to the amount related to the credit loss for which other-than-temporary			-				-
	impairment was previously recognized
	Ending balance, June 30,		$	-			$	3,506

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	6 Months Ended
	Jun. 30, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Composition of the loan portfolio by type	'
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (dollars in thousands):
			30-Jun-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	158,151			$	144,787
	Agricultural			726				576
	Commercial mortgages:
	Construction			39,106				27,440
	Commercial mortgages			383,187				345,707
	Residential mortgages			194,603				195,997
	Consumer loans:
	Credit cards			1,604				1,756
	Home equity lines and loans			99,023				95,905
	Indirect consumer loans			187,082				164,846
	Direct consumer loans			20,871				18,852
	Total loans, net of deferred origination		$	1,084,353			$	995,866
	fees and costs, and unearned income
	Interest receivable on loans			2,402				2,597
	Total recorded investment in loans		$	1,086,755			$	998,463
Allowance for loan losses by portfolio segment	'
	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six-month periods ending June 30, 2014 and 2013 (dollars in thousands):
			Six Months Ended
			30-Jun-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
	Charge Offs:			(355	)			(358	)			(7	)			(776	)			-				(1,496	)
	Recoveries:			193				83				28				307				-				611
	Net recoveries (charge offs)			(162	)			(275	)			21				(469	)			-				(885	)
	Provision			(68	)			944				(40	)			905				-				1,741
	Ending balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
			Six Months Ended
			30-Jun-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26			$	10,433
	Charge Offs:			(18	)			-				(54	)			(398	)			-				(470	)
	Recoveries:			294				19				39				124				-				476
	Net recoveries (charge offs)			276				19				(15	)			(274	)			-				6
	Provision			(105	)			687				(35	)			360				(26	)			881
	Ending balance		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
			Three Months Ended
			30-Jun-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,945			$	6,484			$	1,552			$	3,174			$	-			$	13,155
	Charge Offs:			(300	)			(315	)			-				(308	)			-				(923	)
	Recoveries:			100				45				28				124				-				297
	Net recoveries (charge offs)			(200	)			(270	)			28				(184	)			-				(626	)
	Provision			4				698				(82	)			483				-				1,103
	Ending balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
			Three Months Ended
			30-Jun-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,993			$	4,673			$	1,557			$	2,602			$	-			$	10,825
	Charge Offs:			(1	)			-				(10	)			(201	)			-				(212	)
	Recoveries:			152				10				39				56				-				257
	Net recoveries (charge-offs)			151				10				29				(145	)			-				45
	Provision			(265	)			451				(71	)			335				-				450
	Ending balance		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
Allowance for loan losses and the recorded investment in loans based on impairment method	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Jun-14
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	132			$	201			$	-			$	2			$	-			$	335
	Impairment
	Collectively evaluated for			1,617				5,244				1,486				3,471				-				11,818
	Impairment
	Loans acquired with			-				1,467				12				-				-				1,479
	deteriorated credit quality
	Total ending allowance balance		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
		31-Dec-13
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	576			$	466			$	-			$	4			$	-			$	1,046
	impairment
	Collectively evaluated for			1,403				4,407				1,497				3,033				-				10,340
	impairment
	Loans acquired with			-				1,370				20				-				-				1,390
	deteriorated credit quality
	Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
			30-Jun-14
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	1,589			$	9,655			$	111			$	126			$	11,481
	evaluated for impairment
	Loans collectively			156,987				405,519				194,727				309,143				1,066,376
	evaluated for  impairment
	Loans acquired with deteriorated			631				7,997				270				-				8,898
	credit quality
	Total ending loans balance		$	159,207			$	423,171			$	195,108			$	309,269			$	1,086,755
			31-Dec-13
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	2,946			$	10,703			$	117			$	131			$	13,897
	evaluated for impairment
	Loans collectively			142,108				354,636				196,147				281,979				974,870
	evaluated for  impairment
	Loans acquired with deteriorated			678				8,757				261				-				9,696
	credit quality
	Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
Summary of impaired financing receivables	'
	The following tables present loans individually evaluated for impairment recognized by class of loans as of June 30, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the three and six-month periods ended June 30, 2014 and 2013 (dollars in thousands):
			30-Jun-14												31-Dec-13
	With no related allowance recorded:		Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
	Commercial and agricultural:
	Commercial and industrial		$	1,364			$	1,369			$	-			$	1,906			$	1,909			$	-
	Commercial mortgages:
	Construction			1,944				1,929				-				2,329				2,319				-
	Commercial mortgages			6,599				6,487				-				7,406				7,439				-
	Residential mortgages			111				111				-				117				117				-
	Consumer loans:
	Home equity lines and loans			68				70				-				71				73				-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			520				220				132				1,037				1,037				576
	Commercial mortgages:
	Commercial mortgages			1,245				1,239				201				951				945				466
	Consumer loans:
	Home equity lines and loans			56				56				2				58				58				4
	Total		$	11,907			$	11,481			$	335			$	13,875			$	13,897			$	1,046
			Six-Months Ended									Six-Months Ended								Three Months Ended						Three Months Ended
			30-Jun-14									30-Jun-13								30-Jun-14						30-Jun-13
			Average Recorded Investment				Interest Income Recognized					Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,566			$	30				$	1,524			$	35			$	1,386			$	16	$	1,554	$	17
	Commercial mortgages:
	Construction			2,231				51					4,168				64				2,101				25		3,669		32
	Commercial mortgages			6,806				129					5,685				118				6,489				66		5,983		66
	Residential mortgages			114				-					129				-				112				-		127		-
	Consumer loans:
	Home equity lines and loans			72				1					30				1				71				1		45		1
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			784				-					499				-				512				-		526		-
	Commercial mortgages:
	Commercial mortgages			912				-					614				-				1,010				-		740		-
	Consumer loans:
	Consumer loans:
	Home equity lines and loans			58				2					39				1				57				1		58		1
	Direct consumer loans			-				-					5				-				-				-		7		-
	Total		$	12,543			$	213				$	12,693			$	219			$	11,738			$	109	$	12,709	$	117
Recorded investment in past due and non-accrual status by class of loans	'
	The following tables present the recorded investment in past due and non-accrual status by class of loans as of June 30, 2014 and December 31, 2013 (dollars in thousands):
	30-Jun-14		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
	Commercial and agricultural:
	Commercial and industrial		$	156,888			$	468			$	-			$	631			$	493			$	158,480
	Agricultural			727				-				-				-				-				727
	Commercial mortgages:
	Construction			35,496				1,313				1,449				774				155				39,187
	Commercial mortgages			373,640				262				-				7,223				2,859				383,984
	Residential mortgages			189,337				2,113				-				270				3,388				195,108
	Consumer loans:
	Credit cards			1,583				14				7				-				-				1,604
	Home equity lines and loans			98,029				725				-				-				506				99,260
	Indirect consumer loans			185,732				1,439				-				-				300				187,471
	Direct consumer loans			20,833				90				-				-				11				20,934
	Total		$	1,062,265			$	6,424			$	1,456			$	8,898			$	7,712			$	1,086,755
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2014.
	31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
	Commercial and agricultural:
	Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348			$	145,155
	Agricultural			577				-				-				-				-				577
	Commercial mortgages:
	Construction			24,742				-				1,454				774				540				27,510
	Commercial mortgages			335,123				1,138				-				7,983				2,342				346,586
	Residential mortgages			187,448				5,458				-				261				3,358				196,525
	Consumer loans:
	Credit cards			1,729				9				19				-				-				1,757
	Home equity lines and loans			95,349				150				-				-				635				96,134
	Indirect consumer loans			163,810				1,235				-				-				249				165,294
	Direct consumer loans			18,830				50				-				-				45				18,925
	Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517			$	998,463
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Loans by class modified as troubled debt restructurings	'
	The following table presents loans by class modified as troubled debt restructurings that occurred during the six months ended June 30, 2014 and June 30, 2013 (dollars in thousands):
	Six months ended June 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			1			$	503			$	503
	Commercial mortgages:
	Commercial mortgages			2				367				323
	Total			3			$	870			$	826
	Six months ended		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	30-Jun-13
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			4			$	841			$	841
	Commercial mortgages:
	Commercial mortgages			1				133				133
	Consumer loans:
	Home equity lines and loans			2				104				104
	Total			7			$	1,078			$	1,078
	The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended June 30, 2013 (dollars in thousands):
	Three months ended		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	30-Jun-13
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			2			$	410			$	410
	Commercial mortgages:
	Commercial mortgages			1				133				133
	Total			3			$	543			$	543
Risk category of the recorded investment of loans by class of loans	'
	Based on the analyses performed as of June 30, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (dollars in thousands):
			30-Jun-14
			Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
	Commercial and agricultural:
	Commercial and industrial		$	-			$	146,698			$	631			$	7,775			$	3,156			$	220
	Agricultural			-				727				-				-				-				-
	Commercial mortgages:
	Construction			-				34,885				774				3,373				155				-
	Commercial mortgages			-				350,244				7,223				14,159				12,184				174
	Residential mortgages			191,368				-				270				-				3,470				-
	Consumer loans:
	Credit cards			1,604				-				-				-				-				-
	Home equity lines and loans			98,678				-				-				-				582				-
	Indirect consumer loans			187,161				-				-				-				310				-
	Direct consumer loans			20,922				-				-				-				12				-
	Total		$	499,733			$	532,554			$	8,898			$	25,307			$	19,869			$	394
			31-Dec-13
			Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful
	Commercial and agricultural:
	Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724			$	1,021
	Agricultural			-				577				-				-				-				-
	Commercial mortgages:
	Construction			-				23,087				774				2,783				866				-
	Commercial mortgages			-				313,956				7,983				13,611				11,036				-
	Residential mortgages			192,995				-				261				-				3,269				-
	Consumer loans
	Credit cards			1,757				-				-				-				-				-
	Home equity lines and loans			95,422				-				-				-				712				-
	Indirect consumer loans			165,045				-				-				-				249				-
	Direct consumer loans			18,880				-				-				-				45				-
	Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901			$	1,021
Recorded investment in residential and consumer loans based on payment activity	'
	The following table presents the recorded investment in residential and consumer loans based on payment activity as of June 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Jun-14
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	191,720			$	1,604			$	98,754			$	187,171			$	20,923
	Non-Performing			3,388				-				506				300				11
	Total		$	195,108			$	1,604			$	99,260			$	187,471			$	20,934
		31-Dec-13
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
	Non-Performing			3,358				-				635				249				45
			$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
Summary of changes in contractually required principal and interest on loans acquired	'
	The table below summarizes the changes in total contractually required principal and interest cash payments, management's estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to June 30, 2014 and April 1, 2014 to June 30, 2014 (dollars in thousands):
	Six months ended June 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
			31-Dec-13												June 30,
															2014
	Contractually required principal and interest		$	11,230			$	-			$	(1,173	)		$	10,057
	Contractual cash flows not expected to be collected			(543	)			-				57				(486	)
	(nonaccretable discount)
	Cash flows expected to be collected			10,687				-				(1,116	)			9,571
	Interest component of expected cash flows (accretable yield)			(991	)			344				(26	)			(673	)
	Fair value of loans acquired with deteriorating credit quality		$	9,696			$	344			$	(1,142	)		$	8,898
	Three months ended June 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
			31-Mar-14												June 30,
															2014
	Contractually required principal and interest		$	11,073			$	-			$	(1,016	)		$	10,057
	Contractual cash flows not expected to be collected			(435	)			-				(51	)			(486	)
	(nonaccretable discount)
	Cash flows expected to be collected			10,638				-				(1,067	)			9,571
	Interest component of expected cash flows (accretable yield)			(876	)			145				58				(673	)
	Fair value of loans acquired with deteriorating credit quality		$	9,762			$	145			$	(1,009	)		$	8,898

FAIR_VALUE_Tables

FAIR VALUE (Tables)	6 Months Ended
	Jun. 30, 2014
FAIR VALUE [Abstract]	'
Summary of assets and liabilities measured at fair value on a recurring basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at June 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S.	$	167,946		$	31,303		$	136,643	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		67,924			-			67,924		-
	Collateralized mortgage obligations		614			-			614		-
	Obligations of states and political subdivisions		35,947			-			35,947		-
	Corporate bonds and notes		2,655			-			2,655		-
	SBA loan pools		1,398			-			1,398		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,880			7,462			418		-
	Total available for sale securities	$	286,398		$	38,765		$	247,633	$	-
	Trading assets	$	450		$	450		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S.	$	188,106		$	31,262		$	156,844	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
Summary of assets and liabilities measured at fair value on a non-recurring basis	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at June 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial	$	87		$	-		$	-	$	87
	Commercial mortgages:
	Commercial mortgages		1,044			-			-		1,044
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	1,185		$	-		$	-	$	1,185
	Other real estate owned:
	Commercial mortgages:
	Commercial mortgages	$	631		$	-		$	-	$	631
	Consumer loans:
	Home equity lines and loans		2			-			-		2
	Total Other Real Estate Owned, net	$	633		$	-		$	-	$	633
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial	$	460		$	-		$	-	$	460
	Commercial mortgages:
	Commercial mortgages		485			-			-		485
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	999		$	-		$	-	$	999
	Other real estate owned:
	Commercial and agricultural:
	Commercial and industrial	$	101		$	-		$	-	$	101
	Commercial mortgages:
	Commercial mortgages		266			-			-		266
	Residential mortgages		106			-			-		106
	Consumer loans:
	Home equity lines and loans		65			-			-		65
	Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
Nonrecurring fair value measurement, valuation techniques	'
	The following table presents information related to Level 3 non-recurring fair value measurement at June 30, 2014 and December 31, 2013 (dollars in thousands):
	Description	Fair Value		Technique		Unobservable Inputs
		at June 30, 2014
	Impaired loans	$	1,185	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned	$	633	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
	Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
	Impaired loans	$	999	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned	$	538	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
Carrying value and estimated fair value of financial instruments	'
	The carrying amounts and estimated fair values of other financial instruments, at June 30, 2014 and December 31, 2013, are as follows (dollars in thousands):
		Fair Value Measurements at June 30, 2014 Using
	Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
					in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)		Fair Value (1)
	Cash and due from financial	$	35,981		$	35,981		$	-	$	-	$	35,981
	Institutions
	Interest-bearing deposits in other		30,301			30,301			-		-		30,301
	financial institutions
	Trading assets		450			450			-		-		450
	Securities available for sale		286,398			38,765			247,633		-		286,398
	Securities held to maturity		5,274			-			5,632		-		5,632
	FHLBNY and FRBNY stock		4,730			-			-		-		N/	A
	Loans, net		1,070,721			-			-		1,097,547		1,097,547
	Loans held for sale		914			-			914		-		914
	Accrued interest receivable		3,797			143			1,291		2,363		3,797
	Financial liabilities:
	Deposits:
	Demand, savings, and insured	$	1,082,913		$	1,082,913		$	-	$	-	$	1,082,913
	money market accounts
	Time deposits		225,515			-			226,199		-		226,199
	Securities sold under agreements		30,746			-			31,986		-		31,986
	to repurchase
	FHLBNY term advances		24,136			-			25,148		-		25,148
	Accrued interest payable		290			13			277		-		290
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
		Fair Value Measurements at December 31, 2013 Using
	Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated Fair Value (1)
					in Active Markets			(Level 2)		(Level 3)
					for Identical Assets
					(Level 1)
	Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
	Interest-bearing deposits in other		20,009			20,009			-		-		20,009
	financial institutions
	Trading assets		366			366			-		-		366
	Securities available for sale		346,016			38,541			307,475		-		346,016
	Securities held to maturity		6,495			-			6,930		-		6,930
	FHLBNY and FRBNY stock		4,482			-			-		-		N/	A
	Loans, net		983,090			-			-		1,008,826		1,008,826
	Loans held for sale		695			-			695		-		695
	Accrued interest receivable		4,166			145			1,468		2,553		4,166
	Financial liabilities:
	Deposits:
	Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
	Time deposits		244,492			-			245,482		-		245,482
	Securities sold under agreements		32,701			-			33,636		-		33,636
	to repurchase
	FHLBNY Advances		25,243			-			26,064		-		26,064
	Accrued interest payable		336			15			321		-		336
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Tables)	6 Months Ended
	Jun. 30, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
Schedule of changes in goodwill	'
	The changes in goodwill included in the core banking segment during the periods ending June 30, 2014 and 2013 were as follows (dollars in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	Ending balance June 30,		$	21,824		$	21,824
Schedule of acquired finite-lived intangible assets by major class	'
	Acquired intangible assets were as follows at June 30, 2014 and December 31, 2013 (dollars in thousands):
		At June 30, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	2,822		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,078			6,063			3,323
	Total		$	11,608		$	5,900		$	12,038		$	5,661
Schedule of expected amortization expense	'
	The remaining estimated aggregate amortization expense at June 30, 2014 is listed below (dollars in thousands):
	Year		Estimated Expense
	2014		$	642
	2015			1,136
	2016			986
	2017			859
	2018			734
	2019 and thereafter			1,351
	Total		$	5,708

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Tables)	6 Months Ended
	Jun. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
Components of accumulated other comprehensive income (Loss)	'
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (dollars in thousands):  `
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013	$	6,043		$	(5,888	)		$	155
	Other comprehensive income before reclassification		1,240			-				1,240
	Amounts reclassified from accumulated other comprehensive income		(321	)		176				(145	)
	Net current period other comprehensive loss		919			176				1,095
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at March 31, 2014	$	6,587		$	(5,800	)		$	787
	Other comprehensive income before Reclassification		696			-				696
	Amounts reclassified from accumulated other comprehensive income		(321	)		88				(233	)
	Net current period other comprehensive loss		375			88				463
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012	$	8,023		$	(10,830	)		$	(2,807	)
	Other comprehensive income before reclassification		(2,035	)		-				(2,035	)
	Amounts reclassified from accumulated other comprehensive income		-			467				467
	Net current period other comprehensive loss		(2,035	)		467				(1,568	)
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at March 31, 2013	$	7,980		$	(10,603	)		$	(2,623	)
	Other comprehensive income before Reclassification		(1,992	)		-				(1.992	)
	Amounts reclassified from accumulated other comprehensive income		-			240				240
	Net current period other comprehensive loss		(1,992	)		240				(1,752	)
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
Reclassification out of accumulated other comprehensive income	'
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Six Months Ended June 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than- temporary gains (losses) realized in income	$	-		$	-
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)		44			41		Pension and other employee benefits
	Actuarial losses (a)		(330	)		(801	)	Pension and other employee benefits
	Tax effect		110			293		Income tax expense
	Net of tax		(176	)		(467	)
	Total reclassification for the period, net of tax	$	145		$	(466	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).
		Three Months Ended June 30,						Affected Line Item
								in the Statement Where
	Details about Accumulated Other Comprehensive Income Components							Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than- temporary gains (losses) realized in income	$	-		$	-
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)		22			21		Pension and other employee benefits
	Actuarial losses (a)		(165	)		(401	)	Pension and other employee benefits
	Tax effect		55			140		Income tax expense
	Net of tax		(88	)		(240	)
	Total reclassification for the period, net of tax	$	233		$	(239	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	6 Months Ended
	Jun. 30, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]	'
Contractual amounts of financial instruments with off-balance sheet risk	'
	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at June 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Jun-14						31-Dec-13
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	33,383		$	17,010		$	21,049		$	7,893
	Unused lines of credit		$	1,774		$	174,841		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,762		$	-		$	17,290

COMPONENTS_OF_QUARTERLY_AND_YE1

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Tables)	6 Months Ended
	Jun. 30, 2014
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]	'
Components of net periodic benefit costs	'
	The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (dollars in thousands):
		Six Months Ended						Three Months Ended
		30-Jun-14			30-Jun-13			30-Jun-14			30-Jun-13
	Qualified Pension
	Service cost, benefits earned during the period	$	542		$	699		$	271		$	349
	Interest cost on projected benefit obligation		870			817			435			409
	Expected return on plan assets		(1,586	)		(1,454	)		(793	)		(727	)
	Amortization of unrecognized prior service cost		4			7			2			3
	Amortization of unrecognized net loss		320			781			160			391
	Net periodic pension expense	$	150		$	850		$	75		$	425
	Supplemental Pension
	Service cost, benefits earned during the period	$	20		$	20		$	10		$	10
	Interest cost on projected benefit obligation		26			24			13			13
	Amortization of unrecognized net loss		10			17			5			9
	Net periodic supplemental pension expense	$	56		$	61		$	28		$	32
	Postretirement, Medical and Life
	Service cost, benefits earned during the period	$	22		$	24		$	11		$	13
	Interest cost on projected benefit obligation		36			32			18			17
	Amortization of unrecognized prior service cost		(48	)		(49	)		(24	)		(24	)
	Amortization of unrecognized net gain		-			3			-			2
	Net periodic postretirement, medical and life expense	$	10		$	10		$	5		$	8

SEGMENT_REPORTING_Tables

SEGMENT REPORTING (Tables)	6 Months Ended
	Jun. 30, 2014
SEGMENT REPORTING [Abstract]	'
Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results	'
	Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (dollars in thousands).
		Six Months Ended June 30, 2014
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	24,101	$	-	$	7		$	24,108
	Provision for loan losses		1,741		-		-			1,741
	Net interest income after provision		22,360		-		7			22,367
	for loan losses
	Other operating income		6,079		3,872		419			10,370
	Other operating expenses		23,782		2,689		452			26,923
	Income before income tax expense		4,657		1,183		(26	)		5,814
	Income tax expense (benefit)		1,410		455		(45	)		1,820
	Segment net income	$	3,247	$	728	$	19		$	3,994
	Segment assets	$	1,509,539	$	4,743	$	1,599		$	1,515,881
		Six Months Ended June 30, 2013
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	23,038	$	-	$	6		$	23,044
	Provision for loan losses		881		-		-			881
	Net interest income after provision		22,157		-		6			22,163
	for loan losses
	Other operating income		4,314		3,635		548			8,497
	Other operating expenses		19,862		2,803		451			23,116
	Income before income tax expense		6,609		832		103			7,544
	Income tax expense		2,136		320		22			2,478
	Segment net income	$	4,473	$	512	$	81		$	5,066
	Segment assets	$	1,249,986	$	5,045	$	2,130		$	1,257,161
		Three Months Ended June 30, 2014
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	12,073	$	-	$	2		$	12,075
	Provision for loan losses		1,103		-		-			1,103
	Net interest income after provision		10,970		-		2			10,972
	for loan losses
	Other operating income		3,190		1,989		227			5,406
	Other operating expenses		11,969		1,371		239			13,579
	Income before income tax expense		2,191		618		(10	)		2,799
	Income tax expense (benefit)		651		238		(20	)		869
	Segment net income	$	1,540	$	380	$	10		$	1,930
		Three Months Ended June 30, 2013
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
	Net interest income	$	11,324	$	-	$	4		$	11,328
	Provision for loan losses		451		-		-			451
	Net interest income after provision		10,873		-		4			10,877
	for loan losses
	Other operating income		2,318		1,885		272			4,475
	Other operating expenses		9,924		1,276		191			11,391
	Income before income tax expense		3,267		609		85			3,961
	Income tax expense		1,057		234		15			1,306
	Segment net income	$	2,210	$	375	$	70		$	2,655

STOCK_COMPENSATION_Tables

STOCK COMPENSATION (Tables)	6 Months Ended
	Jun. 30, 2014
STOCK COMPENSATION [Abstract]	'
Summary of restricted stock activity	'
	A summary of restricted stock activity from December 31, 2013 to June 30, 2014 is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		990			30.33
	Vested		(215	)		23.18
	Forfeited or Cancelled		-			-
	Nonvested at June 30, 2014		21,414		$	27.36

EARNING_PER_COMMON_SHARE_Detai

EARNING PER COMMON SHARE (Details)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
EARNING PER COMMON SHARE [Abstract]	'	'	'	'
Weighted average number of shares outstanding (in shares)	4,681	4,658	4,679	4,657
Dilutive common stock equivalents (in shares)	0	0	0	0

SECURITIES_PART_1_Details

SECURITIES, PART 1 (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	$275,088	$336,199
Unrealized Gains	11,457	11,506
Unrealized Losses	147	1,689
Estimated Fair Value	286,398	346,016
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	5,274	6,495
Unrealized Gains	358	435
Unrealized Losses	0	0
Estimated Fair Value	5,632	6,930
Obligations of states and political subdivisions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	4,503	5,472
Unrealized Gains	355	419
Unrealized Losses	0	0
Estimated Fair Value	4,858	5,891
Time deposits with other financial institutions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	771	1,023
Unrealized Gains	3	16
Unrealized Losses	0	0
Estimated Fair Value	774	1,039
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	166,253	187,098
Unrealized Gains	1,789	1,915
Unrealized Losses	96	907
Estimated Fair Value	167,946	188,106
Mortgage-backed securities, residential [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	66,933	104,069
Unrealized Gains	1,007	1,036
Unrealized Losses	16	749
Estimated Fair Value	67,924	104,356
Collateralized mortgage obligations [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	606	1,001
Unrealized Gains	8	14
Unrealized Losses	0	0
Estimated Fair Value	614	1,015
Obligations of states and political subdivisions [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	34,958	37,339
Unrealized Gains	1,016	1,059
Unrealized Losses	27	22
Estimated Fair Value	35,947	38,376
Corporate bonds and notes [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	2,610	2,879
Unrealized Gains	50	76
Unrealized Losses	5	9
Estimated Fair Value	2,655	2,946
SBA Loans [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,383	1,471
Unrealized Gains	16	17
Unrealized Losses	1	0
Estimated Fair Value	1,398	1,488
Trust Preferred securities [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,902	1,898
Unrealized Gains	132	136
Unrealized Losses	0	0
Estimated Fair Value	2,034	2,034
Corporate stocks [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	443	444
Unrealized Gains	7,439	7,253
Unrealized Losses	2	2
Estimated Fair Value	$7,880	$7,695

SECURITIES_PART_2_Details

SECURITIES, PART 2 (Details) (USD $)

3 Months Ended

6 Months Ended

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Jun. 30, 2014

Dec. 31, 2013

Mar. 31, 2014

Jun. 30, 2014

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Jun. 30, 2014

Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]

Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]

Mortgage-backed securities, residential [Member]

Mortgage-backed securities, residential [Member]

Obligations of states and political subdivisions [Member]

Obligations of states and political subdivisions [Member]

Corporate bonds and notes [Member]

Corporate bonds and notes [Member]

SBA Loans [Member]

Corporate stocks [Member]

Corporate stocks [Member]

Collateralized debt obligations [Member]

Mortgage-backed securities, residential [Member]

Obligations of states and political subdivisions [Member]

Obligations of states and political subdivisions [Member]

Collateralized mortgage obligations [Member]

SBA Loans [Member]

Available for Sale, Amortized Cost [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

$27,621,000

'

$27,621,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

171,537,000

'

171,537,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

6,565,000

'

6,565,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Ten Years

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost, Specified Maturity Period

205,723,000

'

205,723,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost, Total

274,645,000

'

274,645,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

66,933,000

'

'

606,000

1,383,000

Available for Sale, Fair Value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

27,954,000

'

27,954,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

173,982,000

'

173,982,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

6,646,000

'

6,646,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Ten Years

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Specified Maturity Period

208,582,000

'

208,582,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Total

278,518,000

'

278,518,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

67,924,000

'

'

614,000

1,398,000

Held to Maturity, Amortized Cost [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

1,903,000

'

1,903,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

2,219,000

'

2,219,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

1,152,000

'

1,152,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Ten Years

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost, Specified Maturity Period

5,274,000

'

5,274,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amortized Cost

5,274,000

'

5,274,000

'

6,495,000

'

'

'

'

'

'

'

'

'

'

'

'

'

4,503,000

5,472,000

'

'

Held to Maturity, Fair Value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

1,921,000

'

1,921,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

2,390,000

'

2,390,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

1,321,000

'

1,321,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Ten Years

0

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Specified Maturity Period

5,632,000

'

5,632,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Total

5,632,000

'

5,632,000

'

6,930,000

'

'

'

'

'

'

'

'

'

'

'

'

'

4,858,000

5,891,000

'

'

Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds

'

'

49,765,000

10,534,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross gains

'

'

522,000

1,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross losses

'

'

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Tax expense

'

'

201,000

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Continuous unrealized loss securities, 12 months or less [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less than 12 months - Fair Value

30,447,000

'

30,447,000

'

151,782,000

19,800,000

83,840,000

5,587,000

63,115,000

4,440,000

4,589,000

0

238,000

620,000

0

0

'

'

'

'

'

'

Less than 12 months - Unrealized Losses

62,000

'

62,000

'

1,648,000

21,000

867,000

16,000

750,000

24,000

22,000

0

9,000

1,000

0

0

'

'

'

'

'

'

Continuous unrealized loss securities, 12 months or more [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

12 months or longer - Fair Value

16,709,000

'

16,709,000

'

1,980,000

15,728,000

1,978,000

0

0

737,000

0

242,000

0

0

2,000

2,000

'

'

'

'

'

'

12 months or longer - Unrealized Losses

85,000

'

85,000

'

41,000

75,000

39,000

0

0

3,000

0

5,000

0

0

2,000

2,000

'

'

'

'

'

'

Securities with continuous unrealized losses, Total [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value

47,156,000

'

47,156,000

'

153,762,000

35,528,000

85,818,000

5,587,000

63,115,000

5,177,000

4,589,000

242,000

238,000

620,000

2,000

2,000

'

'

'

'

'

'

Unrealized Losses

147,000

'

147,000

'

1,689,000

96,000

906,000

16,000

750,000

27,000

22,000

5,000

9,000

1,000

2,000

2,000

'

'

'

'

'

'

Information related to the pooled trust preferred security [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Book value of Pooled trust preferred security analyzed for currently performing collateral

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

500,000

'

'

'

'

'

Other than temporary impairment credit losses recognized in earnings [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Beginning balance

0

3,506,000

1,939,000

3,506,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additions/Subtractions [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts realized for securities sold during the period

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions for previous credit losses realized in securities liquidated during the period

0

0

-1,939,000

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ending balance

$0

$3,506,000

$0

$3,506,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	$1,084,353	$995,866
Interest receivable on loans	2,402	2,597
Total	1,086,755	998,463
Commercial and Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	159,207	145,732
Commercial and industrial [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	158,151	144,787
Total	158,480	145,155
Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	726	576
Total	727	577
Commercial mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	383,187	345,707
Total	423,171	374,096
Commercial mortgages: Construction [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	39,106	27,440
Total	39,187	27,510
Residential mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	194,603	195,997
Total	195,108	196,525
Consumer Loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	309,269	282,110
Credit cards [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	1,604	1,756
Total	1,604	1,757
Home equity lines and loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	99,023	95,905
Total	99,260	96,134
Indirect consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	187,082	164,846
Total	187,471	165,294
Direct consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	20,871	18,852
Total	$20,934	$18,925

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCES (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	$13,155	$10,825	$12,776	$10,433	'
Charge Offs	-923	-212	-1,496	-470	'
Recoveries	297	257	611	476	'
Net recoveries (charge offs)	-626	45	-885	6	'
Provision	1,103	450	1,741	881	'
Ending balance	13,632	11,320	13,632	11,320	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	335	'	335	'	1,046
Collectively evaluated for impairment	11,818	'	11,818	'	10,340
Loans acquired with deteriorated credit quality	1,479	'	1,479	'	1,390
Total ending allowance balance	13,632	'	13,632	'	12,776
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	11,481	'	11,481	'	13,897
Loans collectively evaluated for impairment	1,066,376	'	1,066,376	'	974,870
Loans acquired with deteriorated credit quality	8,898	'	8,898	'	9,696
Total	1,086,755	'	1,086,755	'	998,463
Commercial and Agricultural [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	1,945	1,993	1,979	1,708	'
Charge Offs	-300	-1	-355	-18	'
Recoveries	100	152	193	294	'
Net recoveries (charge offs)	-200	151	-162	276	'
Provision	4	-265	-68	-105	'
Ending balance	1,749	1,879	1,749	1,879	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	132	'	132	'	576
Collectively evaluated for impairment	1,617	'	1,617	'	1,403
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	1,749	'	1,749	'	1,979
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	1,589	'	1,589	'	2,946
Loans collectively evaluated for impairment	156,987	'	156,987	'	142,108
Loans acquired with deteriorated credit quality	631	'	631	'	678
Total	159,207	'	159,207	'	145,732
Commercial Mortgages [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	6,484	4,673	6,243	4,428	'
Charge Offs	-315	0	-358	0	'
Recoveries	45	10	83	19	'
Net recoveries (charge offs)	-270	10	-275	19	'
Provision	698	451	944	687	'
Ending balance	6,912	5,134	6,912	5,134	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	201	'	201	'	466
Collectively evaluated for impairment	5,244	'	5,244	'	4,407
Loans acquired with deteriorated credit quality	1,467	'	1,467	'	1,370
Total ending allowance balance	6,912	'	6,912	'	6,243
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	9,655	'	9,655	'	10,703
Loans collectively evaluated for impairment	405,519	'	405,519	'	354,636
Loans acquired with deteriorated credit quality	7,997	'	7,997	'	8,757
Total	423,171	'	423,171	'	374,096
Residential Mortgages [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	1,552	1,557	1,517	1,565	'
Charge Offs	0	-10	-7	-54	'
Recoveries	28	39	28	39	'
Net recoveries (charge offs)	28	29	21	-15	'
Provision	-82	-71	-40	-35	'
Ending balance	1,498	1,515	1,498	1,515	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	0
Collectively evaluated for impairment	1,486	'	1,486	'	1,497
Loans acquired with deteriorated credit quality	12	'	12	'	20
Total ending allowance balance	1,498	'	1,498	'	1,517
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	111	'	111	'	117
Loans collectively evaluated for impairment	194,727	'	194,727	'	196,147
Loans acquired with deteriorated credit quality	270	'	270	'	261
Total	195,108	'	195,108	'	196,525
Consumer Loans [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	3,174	2,602	3,037	2,706	'
Charge Offs	-308	-201	-776	-398	'
Recoveries	124	56	307	124	'
Net recoveries (charge offs)	-184	-145	-469	-274	'
Provision	483	335	905	360	'
Ending balance	3,473	2,792	3,473	2,792	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	2	'	2	'	4
Collectively evaluated for impairment	3,471	'	3,471	'	3,033
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	3,473	'	3,473	'	3,037
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	126	'	126	'	131
Loans collectively evaluated for impairment	309,143	'	309,143	'	281,979
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total	309,269	'	309,269	'	282,110
Unallocated [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	0	0	0	26	'
Charge Offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Net recoveries (charge offs)	0	0	0	0	'
Provision	0	0	0	-26	'
Ending balance	0	0	0	0	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	0
Collectively evaluated for impairment	0	'	0	'	0
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	$0	'	$0	'	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	3 Months Ended				6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013		Dec. 31, 2013
Unpaid Principal Balance [Abstract]	'		'		'		'		'
Unpaid Principal Balance, Total	$11,907		'		$11,907		'		$13,875
Recorded Investment [Abstract]	'		'		'		'		'
Recorded Investment, Total	11,481		'		11,481		'		13,897
Allowance for Loan Losses Allocated	335		'		335		'		1,046
Average Recorded Investment [Abstract]	'		'		'		'		'
Average Recorded Investment, Total	11,738		12,709		12,543		12,693		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
Interest Income, Accrual Method, Total	109	[1]	117	[1]	213	[1]	219	[1]	'
Commercial and industrial [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	1,364		'		1,364		'		1,906
With related allowance, Unpaid Principal Balance	520		'		520		'		1,037
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	1,369		'		1,369		'		1,909
With related allowance, Recorded Investment	220		'		220		'		1,037
Allowance for Loan Losses Allocated	132		'		132		'		576
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	1,386		1,554		1,566		1,524		'
With related allowance, Average Recorded Investment	512		526		784		499		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	16	[1]	17	[1]	30	[1]	35	[1]	'
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]	'
Commercial mortgages [Member]	'		'		'		'		'
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	6,489		5,983		6,806		5,685		'
With related allowance, Average Recorded Investment	1,010		740		912		614		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	66	[1]	66	[1]	129	[1]	118	[1]	'
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]	'
Construction [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	1,944		'		1,944		'		2,329
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	1,929		'		1,929		'		2,319
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	2,101		3,669		2,231		4,168		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	25	[1]	32	[1]	51	[1]	64	[1]	'
Commercial mortgages [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	6,599		'		6,599		'		7,406
With related allowance, Unpaid Principal Balance	1,245		'		1,245		'		951
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	6,487		'		6,487		'		7,439
With related allowance, Recorded Investment	1,239		'		1,239		'		945
Allowance for Loan Losses Allocated	201		'		201		'		466
Residential mortgages [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	111		'		111		'		117
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	111		'		111		'		117
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	112		127		114		129		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]	'
Home equity lines and loans [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	68		'		68		'		71
With related allowance, Unpaid Principal Balance	56		'		56		'		58
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	70		'		70		'		73
With related allowance, Recorded Investment	56		'		56		'		58
Allowance for Loan Losses Allocated	2		'		2		'		4
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	71		45		72		30		'
With related allowance, Average Recorded Investment	57		58		58		39		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	1	[1]	1	[1]	1	[1]	1	[1]	'
With related allowance, Interest Income, Accrual Method	1	[1]	1	[1]	2	[1]	1	[1]	'
Direct consumer loans [Member]	'		'		'		'		'
Average Recorded Investment [Abstract]	'		'		'		'		'
With related allowance, Average Recorded Investment	0		7		0		5		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With related allowance, Interest Income, Accrual Method	$0	[1]	$0	[1]	$0	[1]	$0	[1]	'
[1]	Cash basis interest income approximates interest income recognized.

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES, RECEIVABLES PAST DUE (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	$1,062,265		$970,708
30-89 Days Past Due	6,424		8,069
90 Days or more Past Due and accruing	1,456		1,473
Loans acquired with deteriorated credit quality	8,898		9,696
Non-Accrual	7,712	[1]	8,517	[2]
Total	1,086,755		998,463
Commercial and Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	631		678
Total	159,207		145,732
Commercial and industrial [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	156,888		143,100
30-89 Days Past Due	468		29
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	631		678
Non-Accrual	493	[1]	1,348	[2]
Total	158,480		145,155
Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	727		577
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	727		577
Commercial mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	7,997		8,757
Total	423,171		374,096
Construction [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	35,496		24,742
30-89 Days Past Due	1,313		0
90 Days or more Past Due and accruing	1,449		1,454
Loans acquired with deteriorated credit quality	774		774
Non-Accrual	155	[1]	540	[2]
Total	39,187		27,510
Commercial mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	373,640		335,123
30-89 Days Past Due	262		1,138
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	7,223		7,983
Non-Accrual	2,859	[1]	2,342	[2]
Total	383,984		346,586
Residential mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	189,337		187,448
30-89 Days Past Due	2,113		5,458
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	270		261
Non-Accrual	3,388	[1]	3,358	[2]
Total	195,108		196,525
Consumer Loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	0		0
Total	309,269		282,110
Credit cards [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	1,583		1,729
30-89 Days Past Due	14		9
90 Days or more Past Due and accruing	7		19
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	1,604		1,757
Home equity lines and loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	98,029		95,349
30-89 Days Past Due	725		150
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	506	[1]	635	[2]
Total	99,260		96,134
Indirect consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	185,732		163,810
30-89 Days Past Due	1,439		1,235
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	300	[1]	249	[2]
Total	187,471		165,294
Direct consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	20,833		18,830
30-89 Days Past Due	90		50
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	11	[1]	45	[2]
Total	$20,934		$18,925
[1]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2014.
[2]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
	Loan	Loan	Loan
Troubled Debt Restructurings [Abstract]	'	'	'	'
Recorded investment in troubled debt restructurings	'	$7,100,000	'	$7,900,000
Troubled debt restructuring reserve	'	100,000	'	300,000
Troubled debt restructuring loan amount modified	'	6,400,000	'	6,800,000
Loans committed to customers with loans classified as TDR	'	100,000	'	200,000
Troubled debt restructurings increased allowance for loan losses	'	0	100,000	'
Troubled debt restructuring, charge offs	'	100,000	0	'
Period after troubled debt restructuring modification where no default payments made	'	'12 months	'	'
Number of days past due after which loan considered as payment default	'	'90 days	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'
Number of Loans	3	3	7	'
Pre-Modification Outstanding Recorded Investment	543,000	870,000	1,078,000	'
Post-Modification Outstanding Recorded Investment	543,000	826,000	1,078,000	'
Commercial and industrial [Member]	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'
Number of Loans	2	1	4	'
Pre-Modification Outstanding Recorded Investment	410,000	503,000	841,000	'
Post-Modification Outstanding Recorded Investment	410,000	503,000	841,000	'
Commercial mortgages [Member]	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'
Number of Loans	1	2	1	'
Pre-Modification Outstanding Recorded Investment	133,000	367,000	133,000	'
Post-Modification Outstanding Recorded Investment	133,000	323,000	133,000	'
Home Equity Lines & Loans [Member]	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'
Number of Loans	'	'	2	'
Pre-Modification Outstanding Recorded Investment	'	'	104,000	'
Post-Modification Outstanding Recorded Investment	'	'	$104,000	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	$1,086,755	$1,086,755	$998,463
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	20,934	20,934	18,925
Deteriorated Loans Transferred in [Abstract]	'	'	'
Contractually required principal and interest, opening balance	11,073	11,230	'
Contractually required principal and interest, income accretion	0	0	'
Contractually required principal and interest, all other adjustments	-1,016	-1,173	'
Contractually required principal and interest, closing balance	10,057	10,057	'
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance	-435	-543	'
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0	0	'
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	-51	57	'
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance	-486	-486	'
Cash flows expected to be collected, opening balance	10,638	10,687	'
Cash flows expected to be collected, income accretion	0	0	'
Cash flows expected to be collected, all other adjustments	-1,067	-1,116	'
Cash flows expected to be collected, closing balance	9,571	9,571	'
Interest component of expected cash flows (accretable yield), opening balance	-876	-991	'
Interest component of expected cash flows (accretable yield), income accretion	145	344	'
Interest component of expected cash flows (accretable yield), all other adjustments	58	-26	'
Interest component of expected cash flows (accretable yield), closing balance	-673	-673	'
Fair value of loans acquired with deteriorating credit quality, opening balance	9,762	9,696	'
Fair value of loans acquired with deteriorating credit quality, income accretion	145	344	'
Fair value of loans acquired with deteriorating credit quality, all other adjustments	-1,009	-1,142	'
Fair value of loans acquired with deteriorating credit quality, closing balance	8,898	8,898	'
Commercial and Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	159,207	159,207	145,732
Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	158,480	158,480	145,155
Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	727	727	577
Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	423,171	423,171	374,096
Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	39,187	39,187	27,510
Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	383,984	383,984	346,586
Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	195,108	195,108	196,525
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	195,108	195,108	196,525
Consumer Loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	309,269	309,269	282,110
Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	1,604	1,604	1,757
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	1,604	1,604	1,757
Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	99,260	99,260	96,134
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	99,260	99,260	96,134
Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	20,934	20,934	18,925
Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	187,471	187,471	165,294
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	187,471	187,471	165,294
Not Rated [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	499,733	499,733	474,099
Not Rated [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	191,368	191,368	192,995
Not Rated [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	1,604	1,604	1,757
Not Rated [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	98,678	98,678	95,422
Not Rated [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	20,922	20,922	18,880
Not Rated [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	187,161	187,161	165,045
Pass [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	532,554	532,554	471,235
Pass [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	146,698	146,698	133,615
Pass [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	727	727	577
Pass [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	34,885	34,885	23,087
Pass [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	350,244	350,244	313,956
Pass [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	8,898	8,898	9,696
Loans Acquired with deteriorated credit quality [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	631	631	678
Loans Acquired with deteriorated credit quality [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	774	774	774
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	7,223	7,223	7,983
Loans Acquired with deteriorated credit quality [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	270	270	261
Loans Acquired with deteriorated credit quality [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	25,307	25,307	21,511
Special Mention [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	7,775	7,775	5,117
Special Mention [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,373	3,373	2,783
Special Mention [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	14,159	14,159	13,611
Special Mention [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	19,869	19,869	20,901
Substandard [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,156	3,156	4,724
Substandard [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	155	155	866
Substandard [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	12,184	12,184	11,036
Substandard [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,470	3,470	3,269
Substandard [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	582	582	712
Substandard [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	12	12	45
Substandard [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	310	310	249
Doubtful [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	394	394	1,021
Doubtful [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	220	220	1,021
Doubtful [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	174	174	0
Doubtful [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Performing [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	20,923	20,923	18,880
Performing [Member] | Residential mortgages [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	191,720	191,720	193,167
Performing [Member] | Credit Cards [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	1,604	1,604	1,757
Performing [Member] | Home equity lines and loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	98,754	98,754	95,499
Performing [Member] | Indirect consumer loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	187,171	187,171	165,045
Non-Performing [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	11	11	45
Non-Performing [Member] | Residential mortgages [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	3,388	3,388	3,358
Non-Performing [Member] | Credit Cards [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	7	7	19
Non-Performing [Member] | Home equity lines and loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	506	506	635
Non-Performing [Member] | Indirect consumer loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	$300	$300	$249

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Financial Assets [Abstract]	'	'	'
Estimated Fair Value	$286,398,000	$286,398,000	$346,016,000
Trading assets	450,000	450,000	366,000
Financial Assets [Abstract]	'	'	'
Impaired loan valuation allowance	335,000	335,000	1,046,000
Impaired Loans [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Carrying amount of impaired loans	1,500,000	1,500,000	2,000,000
Impaired loan valuation allowance	300,000	300,000	1,000,000
Decrease in provision for loan losses	-400,000	-700,000	900,000
Other real estate owned [Member]	'	'	'
Consumer loans [Abstract]	'	'	'
Total Other real estate owned, net	'	'	700,000
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned carrying value, net	700,000	700,000	500,000
OREO - Other real estate owned gross	'	'	700,000
Other real estate owned valuation allowance	'	'	200,000
Write down of OREO	100,000	100,000	'
Other real estate owned [Member] | Maximum [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Other real estate owned valuation allowance	100,000	100,000	'
Write down of OREO	100,000	'	'
Recurring [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	167,946,000	167,946,000	188,106,000
Mortgage-backed securities, residential	67,924,000	67,924,000	104,356,000
Collateralized mortgage obligations	614,000	614,000	1,015,000
Obligations of states and political subdivisions	35,947,000	35,947,000	38,376,000
Corporate bonds and notes	2,655,000	2,655,000	2,946,000
SBA loan pools	1,398,000	1,398,000	1,488,000
Trust Preferred securities	2,034,000	2,034,000	2,034,000
Corporate stocks	7,880,000	7,880,000	7,695,000
Estimated Fair Value	286,398,000	286,398,000	346,016,000
Trading assets	450,000	450,000	366,000
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	31,303,000	31,303,000	31,262,000
Mortgage-backed securities, residential	0	0	0
Collateralized mortgage obligations	0	0	0
Obligations of states and political subdivisions	0	0	0
Corporate bonds and notes	0	0	0
SBA loan pools	0	0	0
Trust Preferred securities	0	0	0
Corporate stocks	7,462,000	7,462,000	7,279,000
Estimated Fair Value	38,765,000	38,765,000	38,541,000
Trading assets	450,000	450,000	366,000
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	136,643,000	136,643,000	156,844,000
Mortgage-backed securities, residential	67,924,000	67,924,000	104,356,000
Collateralized mortgage obligations	614,000	614,000	1,015,000
Obligations of states and political subdivisions	35,947,000	35,947,000	38,376,000
Corporate bonds and notes	2,655,000	2,655,000	2,946,000
SBA loan pools	1,398,000	1,398,000	1,488,000
Trust Preferred securities	2,034,000	2,034,000	2,034,000
Corporate stocks	418,000	418,000	416,000
Estimated Fair Value	247,633,000	247,633,000	307,475,000
Trading assets	0	0	0
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	0	0
Mortgage-backed securities, residential	0	0	0
Collateralized mortgage obligations	0	0	0
Obligations of states and political subdivisions	0	0	0
Corporate bonds and notes	0	0	0
SBA loan pools	0	0	0
Trust Preferred securities	0	0	0
Corporate stocks	0	0	0
Estimated Fair Value	0	0	0
Trading assets	0	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	0	0	0
Commercial mortgages	0	0	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Impaired Loans	0	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Residential mortgages	'	'	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Other real estate owned, net	0	0	0
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	0	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	0	0	0
Commercial mortgages	0	0	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Impaired Loans	0	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Residential mortgages	'	'	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Other real estate owned, net	0	0	0
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	0	0	0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	87,000	87,000	460,000
Commercial mortgages	1,044,000	1,044,000	485,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	54,000	54,000	54,000
Total Impaired Loans	1,185,000	1,185,000	999,000
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'	'
Fair Value	1,185,000	1,185,000	999,000
Unobservable Input 1	'	'Management discount based on underlying collateral characteristics and market conditions	'Management discount based on underlying collateral characteristics and market conditions
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member]	'	'	'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'	'
Valuation Techniques	'	'Third party appraisals	'Third party appraisals
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	101,000
Commercial mortgages	631,000	631,000	266,000
Residential mortgages	'	'	106,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	2,000	2,000	65,000
Total Other real estate owned, net	633,000	633,000	538,000
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'	'
Fair Value	633,000	633,000	538,000
Unobservable Input 1	'	'Estimated holding period	'Estimated holding period
Unobservable Input 2	'	'Estimated closing costs	'Estimated closing costs
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	633,000	633,000	538,000
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member] | Market Approach Valuation Technique [Member]	'	'	'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'	'
Valuation Techniques	'	'Third party appraisals	'Third party appraisals
Non-recurring [Member] | Fair Value [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	87,000	87,000	460,000
Commercial mortgages	1,044,000	1,044,000	485,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	54,000	54,000	54,000
Total Impaired Loans	1,185,000	1,185,000	999,000
Non-recurring [Member] | Fair Value [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	101,000
Commercial mortgages	631,000	631,000	266,000
Residential mortgages	'	'	106,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	2,000	2,000	65,000
Total Other real estate owned, net	633,000	633,000	538,000
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	$633,000	$633,000	$538,000

FAIR_VALUE_BALANCE_SHEET_GROUP

FAIR VALUE, BALANCE SHEET GROUPING (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	$35,981		$31,600
Interest-bearing deposits in other financial institutions	30,301		20,009
Securities available for sale	286,398		346,016
Securities held to maturity	5,274		6,495
Loans, net	1,070,721		983,090
Loans held for sale	914		695
Accrued interest receivable	2,402		2,597
Deposits [Abstract]	'		'
Securities sold under agreements to repurchase	30,746		32,701
FHLBNY term advances	24,136		25,243
Carrying Amount [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	35,981		31,600
Interest-bearing deposits in other financial institutions	30,301		20,009
Trading assets	450		366
Securities available for sale	286,398		346,016
Securities held to maturity	5,274		6,495
FHLBNY and FRBNY stock	4,730		4,482
Loans, net	1,070,721		983,090
Loans held for sale	914		695
Accrued interest receivable	3,797		4,166
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,082,913		1,021,764
Time deposits	225,515		244,492
Securities sold under agreements to repurchase	30,746		32,701
FHLBNY term advances	24,136		25,243
Accrued interest payable	290		336
Estimated Fair Value [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	35,981	[1]	31,600	[1]
Interest-bearing deposits in other financial institutions	30,301	[1]	20,009	[1]
Trading assets	450	[1]	366	[1]
Securities available for sale	286,398	[1]	346,016	[1]
Securities held to maturity	5,632	[1]	6,930	[1]
Loans, net	1,097,547	[1]	1,008,826	[1]
Loans held for sale	914	[1]	695	[1]
Accrued interest receivable	3,797	[1]	4,166	[1]
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,082,913	[1]	1,021,764	[1]
Time deposits	226,199	[1]	245,482	[1]
Securities sold under agreements to repurchase	31,986	[1]	33,636	[1]
FHLBNY term advances	25,148	[1]	26,064	[1]
Accrued interest payable	290	[1]	336	[1]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	35,981		31,600
Interest-bearing deposits in other financial institutions	30,301		20,009
Trading assets	450		366
Securities available for sale	38,765		38,541
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	0		0
Accrued interest receivable	143		145
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,082,913		1,021,764
Time deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY term advances	0		0
Accrued interest payable	13		15
Significant Other Observable Inputs (Level 2) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Securities available for sale	247,633		307,475
Securities held to maturity	5,632		6,930
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	914		695
Accrued interest receivable	1,291		1,468
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	0		0
Time deposits	226,199		245,482
Securities sold under agreements to repurchase	31,986		33,636
FHLBNY term advances	25,148		26,064
Accrued interest payable	277		170
Significant Unobservable Inputs (Level 3) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Securities available for sale	0		0
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	1,097,547		1,008,826
Loans held for sale	0		0
Accrued interest receivable	2,363		2,553
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	0		0
Time deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY term advances	0		0
Accrued interest payable	$0		$151
[1]	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL_AND_INTANGIBLE_ASSETS2

GOODWILL AND INTANGIBLE ASSETS (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Goodwill [Roll Forward]	'	'	'	'	'
Beginning of year	'	'	$21,824	$21,824	$21,824
Acquired goodwill	'	'	0	0	'
Ending balance June 30,	21,824	21,824	21,824	21,824	21,824
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	11,608	'	12,038
Accumulated Amortization	5,900	'	5,900	'	5,661
Aggregate amortization expense	324	196	669	449	'
Finite-lived intangible assets, future amortization expense [Abstract]	'	'	'	'	'
2014	642	'	642	'	'
2015	1,136	'	1,136	'	'
2016	986	'	986	'	'
2017	859	'	859	'	'
2018	734	'	734	'	'
2019 and thereafter	1,351	'	1,351	'	'
Total	5,708	'	5,708	'	'
Core deposit intangibles [Member]	'	'	'	'	'
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	5,975	'	5,975
Accumulated Amortization	2,822	'	2,822	'	2,338
Other customer relationship intangibles [Member]	'	'	'	'	'
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	5,633	'	6,063
Accumulated Amortization	$3,078	'	$3,078	'	$3,323

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Details) (USD $)	3 Months Ended				6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	$787		($2,623)		$155		($2,807)
Other comprehensive income before Reclassification	696		-2		1,240		-2,035
Amounts reclassified from accumulated other comprehensive income	-233		240		-145		467
Net current period other comprehensive income	463		-1,752		1,095		-1,568
Balance at end of period	1,250		-4,375		1,250		-4,375
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Net gain on securities transactions	522		1		522		1
Pension and other employee benefits	1,479		1,365		2,838		2,789
Income tax expense	869		1,306		1,820		2,478
Net of tax	1,930		2,655		3,994		5,066
Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Net of tax	233		-239		145		-466
Unrealized Gains and Losses on Securities Available for Sale [Member]	'		'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	6,587		7,980		6,043		8,023
Other comprehensive income before Reclassification	696		-1,992		1,240		-2,035
Amounts reclassified from accumulated other comprehensive income	-321		0		-321		0
Net current period other comprehensive income	375		-1,992		919		-2,035
Balance at end of period	6,962		5,988		6,962		5,988
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Total impairment losses	0		0		0		0
Net gain on securities transactions	522		1		522		1
Income tax expense	201		0		201		0
Net of tax	321		1		321		1
Defined Benefit and Other Benefit Plans [Member]	'		'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	-5,800		-10,603		-5,888		-10,830
Other comprehensive income before Reclassification	0		0		0		0
Amounts reclassified from accumulated other comprehensive income	88		240		176		467
Net current period other comprehensive income	88		240		176		467
Balance at end of period	-5,712		-10,363		-5,712		-10,363
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Income tax expense	55		140		110		293
Net of tax	-88		-240		-176		-467
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Pension and other employee benefits	22	[1]	21	[1]	44	[1]	41	[1]
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Pension and other employee benefits	($165)	[1]	($401)	[1]	($330)	[1]	($801)	[1]
[1]	These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)

6 Months Ended

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Jun. 30, 2014

Dec. 31, 2013

Pending Litigation [Member]

Pending Litigation [Member]

Pending Litigation [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Proceeding

Objections to Final Settlement of Trust Account One [Member]

Objections to Final Settlement of Trust Account Two [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Off-balance sheet risks [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Off-balance sheet contractual amounts of financial instruments

'

'

'

$33,383,000

$21,049,000

$17,010,000

$7,893,000

$1,774,000

$2,190,000

$174,841,000

$187,061,000

$0

$0

$16,762,000

$17,290,000

Loss Contingencies [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of legal proceedings

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Damages and disallowed trustee's commissions claimed

'

$9,600,000

$24,100,000

'

'

'

'

'

'

'

'

'

'

'

'

COMPONENTS_OF_QUARTERLY_AND_YE2

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Qualified Pension [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	$271	$349	$542	$699
Interest cost on projected benefit obligation	435	409	870	817
Expected return on plan assets	-793	-727	-1,586	-1,454
Amortization of unrecognized prior service benefit	2	3	4	7
Amortization of unrecognized net loss	160	391	320	781
Net periodic pension expense	75	425	150	850
Supplemental Pension [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	10	10	20	20
Interest cost on projected benefit obligation	13	13	26	24
Amortization of unrecognized net loss	5	9	10	17
Net periodic pension expense	28	32	56	61
Postretirement, Medical and Life [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	11	13	22	24
Interest cost on projected benefit obligation	18	17	36	32
Amortization of unrecognized prior service benefit	-24	-24	-48	-49
Amortization of unrecognized net loss	0	2	0	3
Net periodic pension expense	$5	$8	$10	$10

SEGMENT_REPORTING_Details

SEGMENT REPORTING (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
	Segment		Segment
SEGMENT REPORTING [Abstract]	'	'	'	'	'
Number of primary business segment	2	'	2	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	$12,075	$11,328	$24,108	$23,044	'
Provision for loan losses	1,103	451	1,741	881	'
Net interest income after provision for loan losses	10,972	10,877	22,367	22,163	'
Other operating income	5,406	4,475	10,370	8,497	'
Other operating expenses	13,579	11,391	26,923	23,116	'
Income before income tax expense	2,799	3,961	5,814	7,544	'
Income tax expense (benefit)	869	1,306	1,820	2,478	'
Net Income	1,930	2,655	3,994	5,066	'
Segment assets	1,515,881	'	1,515,881	'	1,476,143
Holding Company and Other [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	2	4	7	6	'
Provision for loan losses	0	0	0	0	'
Net interest income after provision for loan losses	2	4	7	6	'
Other operating income	227	272	419	548	'
Other operating expenses	239	191	452	451	'
Income before income tax expense	-10	85	-26	103	'
Income tax expense (benefit)	-20	15	-45	22	'
Net Income	10	70	19	81	'
Segment assets	1,599	2,130	1,599	2,130	'
Consolidated Total [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	12,075	11,328	24,108	23,044	'
Provision for loan losses	1,103	451	1,741	881	'
Net interest income after provision for loan losses	10,972	10,877	22,367	22,163	'
Other operating income	5,406	4,475	10,370	8,497	'
Other operating expenses	13,579	11,391	26,923	23,116	'
Income before income tax expense	2,799	3,961	5,814	7,544	'
Income tax expense (benefit)	869	1,306	1,820	2,478	'
Net Income	1,930	2,655	3,994	5,066	'
Segment assets	1,515,881	1,257,161	1,515,881	1,257,161	'
Operating Segments [Member] | Core Banking [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	12,073	11,324	24,101	23,038	'
Provision for loan losses	1,103	451	1,741	881	'
Net interest income after provision for loan losses	10,970	10,873	22,360	22,157	'
Other operating income	3,190	2,318	6,079	4,314	'
Other operating expenses	11,969	9,924	23,782	19,862	'
Income before income tax expense	2,191	3,267	4,657	6,609	'
Income tax expense (benefit)	651	1,057	1,410	2,136	'
Net Income	1,540	2,210	3,247	4,473	'
Segment assets	1,509,539	1,249,986	1,509,539	1,249,986	'
Operating Segments [Member] | Wealth Management Group Services [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	0	0	0	0	'
Provision for loan losses	0	0	0	0	'
Net interest income after provision for loan losses	0	0	0	0	'
Other operating income	1,989	1,885	3,872	3,635	'
Other operating expenses	1,371	1,276	2,689	2,803	'
Income before income tax expense	618	609	1,183	832	'
Income tax expense (benefit)	238	234	455	320	'
Net Income	380	375	728	512	'
Segment assets	$4,743	$5,045	$4,743	$5,045	'

STOCK_COMPENSATION_Details

STOCK COMPENSATION (Details) (USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Board of Director's Stock Compensation [Abstract]	'	'
Service period for comparable group used to determine share based payment awards	'12 months	'
Number of treasury shares reissued to fund stock component of director compensation (in shares)	8,385	7,969
Distribution of shares of treasury stock for directors compensation value stock comp	$124	$134
Restricted Stock [Member]	'	'
Restricted Stock Activity - Shares [Abstract]	'	'
Nonvested, Beginning Balance (in shares)	20,639	'
Granted (in shares)	990	'
Vested (in shares)	-215	'
Forfeited or Cancelled (in shares)	0	'
Nonvested, Ending Balance (in shares)	21,414	'
Weighted Average Grant Date Fair Value [Abstract]	'	'
Nonvested, Beginning Balance (in dollars per share)	$27.17	'
Granted (in dollars per share)	$30.33	'
Vested (in dollars per share)	$23.18	'
Forfeitures or Cancelled (in dollars per share)	$0	'
Nonvested (in dollars per share)	$27.36	'
Unrecognized compensation cost related to nonvested	505	'
Period for recognition	'3 years 8 months 19 days	'
Vested in Period, Total Fair Value	$6	'