Chemung Financial (CHMG) 10-Q 17 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 14, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'CHEMUNG FINANCIAL CORP	'
Entity Central Index Key	'0000763563	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	4,618,839
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'

CONSOLIDATED_BALANCE_SHEETS_UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from financial institutions	$31,957	$31,600
Interest-bearing deposits in other financial institutions	3,069	20,009
Total cash and cash equivalents	35,026	51,609
Trading assets, at fair value	483	366
Securities available for sale, at estimated fair value	288,097	346,016
Securities held to maturity, estimated fair value of $5,821 at September 30, 2014 and $6,930 at December 31, 2013	5,430	6,495
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	4,362	4,482
Loans, net of deferred origination fees and costs, and unearned income	1,114,182	995,866
Allowance for loan losses	-13,151	-12,776
Loans, net	1,101,031	983,090
Loans held for sale	1,167	695
Premises and equipment, net	32,431	30,039
Goodwill	21,824	21,824
Other intangible assets, net	5,384	6,377
Bank owned life insurance	2,744	2,796
Accrued interest and other assets	25,578	22,354
Total assets	1,523,557	1,476,143
Deposits:	'	'
Non-interest-bearing	372,916	351,222
Interest-bearing	938,083	915,034
Total deposits	1,310,999	1,266,256
Securities sold under agreements to repurchase	30,981	32,701
Federal Home Loan Bank term advances	24,086	25,243
Long term capital lease obligations	3,039	0
Dividends payable	1,201	1,195
Accrued interest payable and other liabilities	13,690	12,170
Total liabilities	1,383,996	1,337,565
Shareholders' equity:	'	'
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at September 30, 2014 and December 31, 2013	53	53
Additional-paid-in capital	45,555	45,399
Retained earnings	111,105	111,031
Treasury stock, at cost (691,237 shares at September 30, 2014; 707,674 shares at December 31, 2013)	-17,640	-18,060
Accumulated other comprehensive income	488	155
Total shareholders' equity	139,561	138,578
Total liabilities and shareholders' equity	$1,523,557	$1,476,143

CONSOLIDATED_BALANCE_SHEETS_UN1

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
ASSETS	'	'
Securities held to maturity, estimated fair value	$5,821	$6,930
Shareholders' equity:	'	'
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,310,076	5,310,076
Treasury stock, at cost (in shares)	691,237	707,674

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and dividend income:	'	'	'	'
Loans, including fees	$11,973	$11,245	$34,590	$33,605
Taxable securities	1,122	1,003	3,889	3,120
Tax exempt securities	230	258	752	845
Interest-bearing deposits	16	3	59	21
Total interest and dividend income	13,341	12,509	39,290	37,591
Interest expense:	'	'	'	'
Deposits	511	571	1,550	1,791
Securities sold under agreements to repurchase	214	214	634	645
Borrowed funds	190	207	572	594
Total interest expense	915	992	2,756	3,030
Net interest income	12,426	11,517	36,534	34,561
Provision for loan losses	589	874	2,330	1,755
Net interest income after provision for loan losses	11,837	10,643	34,204	32,806
Other operating income:	'	'	'	'
Wealth management group fee income	1,943	1,813	5,816	5,448
Service charges on deposit accounts	1,381	1,222	3,962	3,377
Net gain on security transactions	0	0	522	1
Net gain on sales of loans held for sale	84	134	209	425
Net (losses) gains on sales of other real estate owned	4	17	-40	33
Income from bank owned life insurance	20	21	59	63
Other	1,554	1,144	4,828	3,500
Total other operating income	4,986	4,351	15,356	12,847
Other operating expenses:	'	'	'	'
Salaries and wages	5,344	4,721	15,653	14,138
Pension and other employee benefits	1,294	1,372	4,132	4,161
Net occupancy expenses	1,721	1,315	5,174	4,016
Furniture and equipment expenses	707	514	2,052	1,600
Data processing expense	1,488	1,192	4,383	3,433
Professional services	268	188	911	713
Legal settlement	4,250	0	4,250	0
Amortization of intangible assets	324	214	993	663
Marketing and advertising expenses	255	297	879	782
Other real estate owned expenses	22	75	154	138
FDIC insurance	271	206	814	625
Loan expense	269	217	564	538
Merger and acquisition related expenses	0	202	115	217
Other	1,550	1,300	4,611	3,904
Total operating expenses	17,763	11,813	44,685	34,928
Income (loss) before income tax expense	-940	3,181	4,875	10,725
Income tax expense (benefit)	-621	1,002	1,199	3,479
Net income (loss)	($319)	$2,179	$3,676	$7,246
Weighted average shares outstanding (in shares)	4,684	4,660	4,681	4,658
Basic and diluted earnings (loss) per share (in dollars per share)	($0.07)	$0.47	$0.79	$1.56

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) [Abstract]	'	'	'	'
Net income (loss)	($319)	$2,179	$3,676	$7,246
Other comprehensive income:	'	'	'	'
Unrealized holding gains (losses) on securities available for sale	-1,380	1,404	635	-1,901
Reclassification adjustment gains realized in net income	0	0	-522	-1
Net unrealized gains (losses)	-1,380	1,404	113	-1,902
Tax effect	-531	540	43	-731
Net of tax amount	-849	864	70	-1,171
Change in funded status of defined benefit pension plan and other benefit plans:	'	'	'	'
Net gain (loss) arising during the period	0	0	0	0
Reclassification adjustment for amortization of prior service costs	-22	-21	-66	-63
Reclassification adjustment for amortization of net actuarial loss	169	401	499	1,202
Total before tax effect	147	380	433	1,139
Tax effect	60	146	170	438
Net of tax amount	87	234	263	701
Total other comprehensive income (loss)	-762	1,098	333	-470
Comprehensive income (loss)	($1,081)	$3,277	$4,009	$6,776

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands
Balances at Dec. 31, 2012	$53	$45,357	$107,078	($18,566)	($2,807)	$131,115
Net income	0	0	7,246	0	0	7,246
Other comprehensive income (loss)	0	0	0	0	-470	-470
Restricted stock awards	0	106	0	0	0	106
Restricted stock units for directors' deferred compensation plan	0	74	0	0	0	74
Cash dividends declared	0	0	-3,584	0	0	-3,584
Distribution of shares of treasury stock for directors' Compensation	0	14	0	203	0	217
Distribution of shares of treasury stock for employee Compensation	0	7	0	105	0	112
Distribution of shares of treasury stock for deferred directors' compensation	0	-75	0	86	0	11
Purchase of shares of treasury stock	0	0	0	-93	0	-93
Sale of treasury stock	0	11	0	60	0	71
Forfeit of restricted stock awards	0	61	0	-61	0	0
Balances at Sep. 30, 2013	53	45,555	110,740	-18,266	-3,277	134,805
Balances at Dec. 31, 2013	53	45,399	111,031	-18,060	155	138,578
Net income	0	0	3,676	0	0	3,676
Other comprehensive income (loss)	0	0	0	0	333	333
Restricted stock awards	0	112	0	0	0	112
Restricted stock units for directors' deferred compensation plan	0	71	0	0	0	71
Distribution of 990 shares of treasury stock granted for employee restricted stock awards, net	0	-26	0	26	0	0
Cash dividends declared	0	0	-3,602	0	0	-3,602
Distribution of shares of treasury stock for directors' Compensation	0	59	0	214	0	273
Distribution of shares of treasury stock for employee Compensation	0	25	0	92	0	117
Distribution of shares of treasury stock for deferred directors' compensation	0	-85	0	88	0	3
Balances at Sep. 30, 2014	$53	$45,555	$111,105	($17,640)	$488	$139,561

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) [Abstract]	'	'
Distribution of shares of treasury stock granted for employee restricted stock awards (in shares)	990	'
Cash dividends declared (in dollars per share)	$0.78	$0.78
Distribution of shares of treasury stock for directors' Compensation (in shares)	8,385	7,969
Distribution of shares of treasury stock for directors' deferred compensation (in shares)	3,467	3,356
Distribution of shares of treasury stock for employee Compensation (in shares)	3,595	4,116
Purchase of shares of treasury stock (in shares)	'	3,094
Sale of shares of treasury stock (in shares)	'	2,369
Forfeit of shares of restricted stock awards (in shares)	'	1,797

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$3,676	$7,246
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Amortization of intangible assets	993	663
Provision for loan losses	2,330	1,755
Depreciation and amortization of fixed assets	2,765	2,233
Amortization of premiums on securities, net	1,808	1,693
Gains on sales of loans held for sale, net	-209	-425
Proceeds from sales of loans held for sale	9,447	15,383
Loans originated and held for sale	-9,710	-14,767
Net gains on trading assets	-32	-27
Net gains on securities transactions	-522	-1
Proceeds from sales of trading assets	7	112
Purchase of trading assets	-92	-50
Net loss (gain) on sales of other real estate owned	40	-33
Increase in other assets	-475	-1,344
Decrease in prepaid FDIC assessment	0	1,970
Decrease in accrued interest payable	-61	-114
Expense related to restricted stock units for directors' deferred compensation plan	71	74
Expense related to employee stock compensation	117	112
Expense related to employee stock awards	112	106
Increase in other liabilities	2,077	398
Proceeds from bank owned life insurance	111	0
Income from bank owned life insurance	-59	-63
Net cash provided by operating activities	12,394	14,921
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from sales and calls of securities available for sale	55,610	10,534
Proceeds from maturities and principal collected on securities available for sale	19,437	36,204
Proceeds from maturities and principal collected on securities held to maturity	3,022	5,379
Purchases of securities available for sale	-18,301	-69,921
Purchases of securities held to maturity	-1,957	-6,174
Purchase of FHLB and FRBNY stock	-1,103	-8,915
Redemption of FHLB and FRBNY stock	1,223	6,901
Purchases of premises and equipment	-2,118	-1,835
Proceeds from sales of other real estate owned	284	137
Net increase in loans	-123,345	-74,553
Net cash used by investing activities	-67,248	-102,243
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	77,980	58,463
Net decrease in time deposits	-33,237	-14,752
Net decrease in securities sold under agreements to repurchase	-1,720	-2,211
Increase of FHLB overnight advances	0	49,100
Repayments of FHLB long term advances	-1,157	-1,179
Purchase of treasury stock	0	-93
Sale of treasury stock	0	71
Cash dividends paid	-3,595	-2,389
Net cash provided by financing activities	38,271	87,010
Net decrease in cash and cash equivalents	-16,583	-312
Cash and cash equivalents, beginning of period	51,609	40,241
Cash and cash equivalents, end of period	35,026	39,929
Cash paid for:	'	'
Interest	2,817	3,143
Income taxes	1,846	4,310
Supplemental disclosure of non-cash activity:	'	'
Transfer of loans to other real estate owned	3,074	103
Dividends declared, not yet paid	1,201	1,195
Assets acquired through long term capital lease obligations	$3,039	$0

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE 1                                        SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.  Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform with the current period's presentation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, fair value of financial instruments, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
	Subsequent Events
	The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued.  Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC.  In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements.
	Recent Accounting Pronouncements
	In January 2014 the FASB issued ASU 2014-04, an amendment to Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate and Collateralized Consumer Mortgage Loans upon Foreclosure.  The objective of this ASU is to improve reporting by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable is derecognized and the real estate property recognized. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The Corporation will adopt all provisions of this ASU as of January 1, 2015.  The adoption of this guidance is not expected to have a material impact on the Corporation's consolidated financial statements.
	In May 2014 the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606).  The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2016. The Corporation will adopt all provisions of this ASU as of January 1, 2017. We are currently evaluating the potential impact on our consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, an amendment to Transfers and Servicing (Topic 860): Repurchase-to Maturity Transactions, Repurchase Financings, and Disclosures.  The objective of this ASU is to improve consistency in reporting repurchase transactions as secured borrowings and providing additional information of the collateral pledged. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation will adopt all provisions of this ASU as of January 1, 2015.
	In August 2014 the FASB issued ASU 2014-15, an amendment to Presentation of Financial Statements – Going Concern (Subtopic 205-40):  Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern.  The objective of this ASU is to define management's responsibility to evaluate whether there is substantial doubt about an organization's ability to continue as a going concern and to provide related footnote disclosures.  The amendments in this ASU are effective for annual periods ending after December 15, 2016, and interim periods within annual periods beginning after December 15, 2016.  The Corporation will adopt all provisions of this ASU as of the December 31, 2015 annual period and interim periods beginning in 2016.

EARNINGS_LOSS_PER_COMMON_SHARE

EARNINGS (LOSS) PER COMMON SHARE	9 Months Ended
	Sep. 30, 2014
EARNINGS (LOSS) PER COMMON SHARE [Abstract]	'
EARNINGS (LOSS) PER COMMON SHARE	'
	NOTE 2                                        EARNINGS (LOSS) PER COMMON SHARE (shares in thousands)
	Basic earnings (loss) per share is net income (loss) divided by the weighted average number of common shares outstanding during the period.  Issuable shares, including those related to directors' restricted stock units and directors' stock compensation, are considered outstanding and are included in the computation of basic earnings (loss)  per share.  All outstanding unvested share based payment awards that contain rights to non-forfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities and are considered outstanding at grant date.    Earnings (loss) per share information is adjusted to present comparative results for stock splits and stock dividends that occur.  Earnings (loss) per share were computed by dividing net income (loss) by 4,681 and 4,658 weighted average shares outstanding for the nine-month periods ended September 30, 2014 and 2013, respectively.  Earnings (loss) per share were computed by dividing net income (loss) by 4,684 and 4,660 weighted average shares outstanding for the three-month periods ended September 30, 2014 and 2013, respectively.  There were no dilutive common stock equivalents during the three or nine-month periods ended September 30, 2014 or 2013.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2014
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 3                                        SECURITIES
	Amortized cost and estimated fair value of securities available for sale are as follows (dollars in thousands):
			30-Sep-14
			Amortized				Unrealized Gains			Unrealized Losses			Estimated Fair Value
			Cost
	Obligations of U.S. Government and U.S.		$	175,960			$	1,499		$	244		$	177,215
	Government sponsored enterprises
	Mortgage-backed securities, residential			63,858				793			80			64,571
	Collateralized mortgage obligations			457				7			-			464
	Obligations of states and political subdivisions			32,710				982			12			33,680
	Corporate bonds and notes			1,505				38			4			1,539
	SBA loan pools			1,340				12			3			1,349
	Trust preferred securities			1,904				121			-			2,025
	Corporate stocks			433				6,823			2			7,254
	Total		$	278,167			$	10,275		$	345		$	288,097
			31-Dec-13
			Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of U.S. Government and U.S.		$	187,098			$	1,915		$	907		$	188,106
	Government sponsored enterprises
	Mortgage-backed securities, residential			104,069				1,036			749			104,356
	Collateralized mortgage obligations			1,001				14			-			1,015
	Obligations of states and political subdivisions			37,339				1,059			22			38,376
	Corporate bonds and notes			2,879				76			9			2,946
	SBA loan pools			1,471				17			-			1,488
	Trust preferred securities			1,898				136			-			2,034
	Corporate stocks			444				7,253			2			7,695
	Total		$	336,199			$	11,506		$	1,689		$	346,016
	Amortized cost and estimated fair value of securities held to maturity are as follows (dollars in thousands):
		30-Sep-14
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	4,774			$	382		$	-		$	5,156
	Time deposits with other financial institutions			656				9			-			665
	Total		$	5,430			$	391		$	-		$	5,821
		31-Dec-13
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	5,472			$	419		$	-		$	5,891
	Time deposits with other financial institutions			1,023				16			-			1,039
	Total		$	6,495			$	435		$	-		$	6,930
	The amortized cost and estimated fair value of debt securities are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately (dollars in thousands):
			30-Sep-14
			Available for Sale							Held to Maturity
			Amortized				Fair			Amortized			Fair
			Cost				Value			Cost			Value
	Within One Year		$	26,690			$	27,044		$	1,931		$	1,960
	After One, But Within Five Years			178,884				180,813			2,347			2,547
	After Five, But Within Ten Years			6,505				6,602			1,152			1,314
				212,079				214,459			5,430			5,821
	Mortgage-backed securities, residential			63,858				64,571			-			-
	Collateralized mortgage obligations			457				464			-			-
	SBA loan pools			1,340				1,349			-			-
	Total		$	277,734			$	280,843		$	5,430		$	5,821
	The proceeds from sales and calls of securities resulting in gains or losses at September 30, 2014 and September 30, 2013 are listed below (dollars in thousands):
			2014				2013
	Proceeds		$	55,610			$	10,534
	Gross gains		$	522			$	1
	Gross losses		$	-			$	-
	Tax expense		$	201			$	-
	The following tables summarize the investment securities available for sale with unrealized losses at September 30, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized loss position (dollars in thousands):
			Less than 12 months							12 months or longer					Total
	30-Sep-14		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	45,511			$	159		$	15,698		$	85	$	61,209	$	244
	Government and U.S.
Government sponsored
enterprises
Mortgage-backed securities,			22,875				80			-			-		22,875		80
residential
Obligations of states and			3,608				11			326			-		3,934		11
political subdivisions
Corporate bonds and notes			-				-			242			5		242		5
SBA loan pools			605				3			-			-		605		3
Corporate stocks			-				-			2			2		2		2
Total temporarily		$	72,599			$	253		$	16,268		$	92	$	88,867	$	345
impaired securities
		Less than 12 months							12 months or longer					Total
31-Dec-13		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
						Losses						Losses				Losses
Obligations of U.S.		$	83,840			$	867		$	1,978		$	39	$	85,818	$	906
Government and U.S.
Government sponsored
enterprises
Mortgage-backed securities,			63,115				750			-			-		63,115		750
residential
Obligations of states and			4,589				22			-			-		4,589		22
political subdivisions
Corporate bonds and notes			238				9			-			-		238		9
Corporate stocks			-				-			2			2		2		2
Total temporarily		$	151,782			$	1,648		$	1,980		$	41	$	153,762	$	1,689
impaired securities
Other-Than-Temporary Impairment
As of September 30, 2014, the majority of the Corporation's unrealized losses in the investment securities portfolio related to obligations of U.S. Government and U.S. Government sponsored enterprises and mortgage-backed securities.  Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Corporation does not have the intent to sell these securities and it is not likely that it will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at September 30, 2014.
During the first quarter of 2014, the Corporation received notice that one CDO consisting of a pool of trust preferred securities was liquidated and recorded $500 thousand in other operating income during the first quarter of 2014.  The Corporation does not own any other CDO's in its investment securities portfolio.
The tables below present a roll forward of the cumulative credit losses recognized in earnings for the three and nine-month periods ending September 30, 2014 and 2013 (dollars in thousands):
		2014				2013
Beginning balance, January 1,		$	1,939			$	3,506
Amounts related to credit loss for which an other-than-temporary			-				-
impairment was not previously recognized
Additions/Subtractions:
Amounts realized for securities sold during the period			-				-
Amounts related to securities for which the company intends to sell			-				-
or that it will be more likely than not that the company will be required to
sell prior to recovery of amortized cost basis
Reductions for increase in cash flows expected to be collected that are			-				-
recognized over the remaining life of the security
Reductions for previous credit losses realized in securities liquidated during the period			(1,939	)			-
Increases to the amount related to the credit loss for which other-than-temporary			-				-
impairment was previously recognized
Ending balance, September 30,		$	-			$	3,506
		2014				2013
Beginning balance, July 1,		$	-			$	3,506
Amounts related to credit loss for which an other-than-temporary			-				-
impairment was not previously recognized
Additions/Subtractions:
Amounts realized for securities sold during the period			-				-
Amounts related to securities for which the company intends to sell			-				-
or that it will be more likely than not that the company will be required to
sell prior to recovery of amortized cost basis
Reductions for increase in cash flows expected to be collected that are			-				-
recognized over the remaining life of the security
Reductions for previous credit losses realized in securities liquidated during the period			-				-
Increases to the amount related to the credit loss for which other-than-temporary			-				-
impairment was previously recognized
Ending balance, September 30,		$	-			$	3,506

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4                                        LOANS AND ALLOWANCE FOR LOAN LOSSES
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (dollars in thousands):
			30-Sep-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	164,984			$	144,787
	Agricultural			868				576
	Commercial mortgages:
	Construction			46,981				27,440
	Commercial mortgages			388,185				345,707
	Residential mortgages			192,870				195,997
	Consumer loans:
	Credit cards			1,621				1,756
	Home equity lines and loans			100,991				95,905
	Indirect consumer loans			196,603				164,846
	Direct consumer loans			21,079				18,852
	Total loans, net of deferred origination		$	1,114,182			$	995,866
	fees and costs, and unearned income
	Interest receivable on loans			2,512				2,597
	Total recorded investment in loans		$	1,116,694			$	998,463
	The Corporation's concentrations of credit risk by loan type are reflected in the preceding table.  The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above.
	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and nine-month periods ending September 30, 2014 and 2013 (dollars in thousands):
			Nine Months Ended
			30-Sep-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
	Charge Offs:			(415	)			(1,236	)			(97	)			(1,191	)			-				(2,939	)
	Recoveries:			331				118				28				507				-				984
	Net recoveries (charge offs)			(84	)			(1,118	)			(69	)			(684	)			-				(1,955	)
	Provision			(183	)			1,200				(16	)			1,329				-				2,330
	Ending balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
			Nine Months Ended
			30-Sep-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26			$	10,433
	Charge Offs:			(186	)			(44	)			(53	)			(910	)			-				(1,193	)
	Recoveries:			454				53				65				289				-				861
	Net recoveries (charge offs)			268				9				12				(621	)			-				(332	)
	Provision			82				976				(25	)			748				(26	)			1,755
	Ending balance		$	2,058			$	5,413			$	1,552			$	2,833			$	-			$	11,856
			Three Months Ended
			30-Sep-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
	Charge Offs:			(60	)			(878	)			(90	)			(415	)			-				(1,443	)
	Recoveries:			138				35				-				200				-				373
	Net recoveries (charge offs)			78				(843	)			(90	)			(215	)			-				(1,070	)
	Provision			(115	)			256				24				424				-				589
	Ending balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
			Three Months Ended
			30-Sep-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
	Charge Offs:			(167	)			(44	)			-				(512	)			-				(723	)
	Recoveries:			158				34				27				166				-				385
	Net recoveries (charge-offs)			(9	)			(10	)			27				(346	)			-				(338	)
	Provision			188				289				10				387				-				874
	Ending balance		$	2,058			$	5,413			$	1,552			$	2,833			$	-			$	11,856
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Sep-14
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	68			$	188			$	-			$	1			$	-			$	257
impairment
Collectively evaluated for			1,644				5,199				1,419				3,681				-				11,943
impairment
Loans acquired with			-				938				13				-				-				951
deteriorated credit quality
Total ending allowance balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
	31-Dec-13
Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
Ending allowance balance
attributable to loans:
Individually evaluated for		$	576			$	466			$	-			$	4			$	-			$	1,046
impairment
Collectively evaluated for			1,403				4,407				1,497				3,033				-				10,340
impairment
Loans acquired with			-				1,370				20				-				-				1,390
deteriorated credit quality
Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
		30-Sep-14
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	1,318			$	12,477			$	108			$	124			$	14,027
evaluated for impairment
Loans collectively			164,288				418,721				193,020				320,868				1,096,897
evaluated for  impairment
Loans acquired with deteriorated			607				4,917				246				-				5,770
credit quality
Total ending loans balance		$	166,213			$	436,115			$	193,374			$	320,992			$	1,116,694
		31-Dec-13
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually		$	2,946			$	10,703			$	117			$	131			$	13,897
evaluated for impairment
Loans collectively			142,108				354,636				196,147				281,979				974,870
evaluated for  impairment
Loans acquired with deteriorated			678				8,757				261				-				9,696
credit quality
Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
The following tables present loans individually evaluated for impairment recognized by class of loans as of September 30, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the three and nine-month periods ended September 30, 2014 and 2013 (dollars in thousands):
		30-Sep-14												31-Dec-13
With no related allowance recorded:		Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
Commercial and agricultural:
Commercial and industrial		$	1,247			$	1,250			$	-			$	1,906			$	1,909			$	-
Commercial mortgages:
Construction			1,936				1,919				-				2,329				2,319				-
Commercial mortgages			9,437				9,331				-				7,406				7,439				-
Residential mortgages			108				108				-				117				117				-
Consumer loans:
Home equity lines and loans			67				69				-				71				73				-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			68				68				68				1,037				1,037				576
Commercial mortgages:
Commercial mortgages			1,237				1,227				188				951				945				466
Consumer loans:
Home equity lines and loans			55				55				1				58				58				4
Total		$	14,155			$	14,027			$	257			$	13,875			$	13,897			$	1,046
		Nine Months Ended								Nine Months Ended								Three Months Ended							Three Months Ended
		30-Sep-14								30-Sep-13								30-Sep-14							30-Sep-13
		Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,566			$	26			$	1,529			$	52			$	1,309			$	11		$	1,599	$	17
Commercial mortgages:
Construction			2,231				76				3,626				64				1,924				26			2,576		22
Commercial mortgages			6,806				211				5,629				184				7,909				82			5,564		66
Residential mortgages			114				-				127				-				110				-			124		-
Consumer loans:
Home equity lines and loans			72				2				41				2				69				1			60		1
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			784				-				640				-				144				-			819		-
Commercial mortgages:
Commercial mortgages			912				-				847				-				1,233				-			1,333		-
Consumer loans:
Home equity lines and loans			58				3				43				2				56				1			58		1
Direct consumer loans			-				-				4				-				-				-			-		-
Total		$	12,543			$	318			$	12,486			$	304			$	12,754			$	121		$	12,133	$	107
Cash basis interest income approximates interest income recognized.
The following tables present the recorded investment in past due and non-accrual status by class of loans as of September 30, 2014 and December 31, 2013 (dollars in thousands):
30-Sep-14		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
Commercial and agricultural:
Commercial and industrial		$	164,207			$	206			$	-			$	607			$	324			$	165,344
Agricultural			869				-				-				-				-				869
Commercial mortgages:
Construction			44,710				-				1,447				774				152				47,083
Commercial mortgages			378,459				2,542				1,077				4,143				2,811				389,032
Residential mortgages			187,777				2,219				-				246				3,132				193,374
Consumer loans:
Credit cards			1,601				17				3				-				-				1,621
Home equity lines and loans			100,153				608				-				-				465				101,226
Indirect consumer loans			195,291				1,426				-				-				286				197,003
Direct consumer loans			21,042				61				-				-				39				21,142
Total		$	1,094,109			$	7,079			$	2,527			$	5,770			$	7,209			$	1,116,694
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of September 30, 2014.
31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
Commercial and agricultural:
Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348			$	145,155
Agricultural			577				-				-				-				-				577
Commercial mortgages:
Construction			24,742				-				1,454				774				540				27,510
Commercial mortgages			335,123				1,138				-				7,983				2,342				346,586
Residential mortgages			187,448				5,458				-				261				3,358				196,525
Consumer loans:
Credit cards			1,729				9				19				-				-				1,757
Home equity lines and loans			95,349				150				-				-				635				96,134
Indirect consumer loans			163,810				1,235				-				-				249				165,294
Direct consumer loans			18,830				50				-				-				45				18,925
Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517			$	998,463
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Troubled Debt Restructurings:
A modification of a loan may result in classification as a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession.  The Corporation offers various types of modifications which may involve a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, requesting additional collateral, releasing collateral for consideration, substituting or adding a new borrower or guarantor, a permanent reduction of the recorded investment in the loan or a permanent reduction of the interest on the loan.
As of September 30, 2014 and December 31, 2013, the Corporation has a recorded investment in troubled debt restructurings of $8.7 million and $7.9 million, respectively.  There were specific reserves of less than $0.1 million and $0.3 million allocated for troubled debt restructurings at September 30, 2014 and December 31, 2013, respectively.  As of September 30, 2014, troubled debt restructurings totaling $8.1 million were accruing interest under the modified terms and $0.6 million were on non-accrual status.  As of December 31, 2013, troubled debt restructurings totaling $6.8 million were accruing interest under the modified terms and $1.1 million were on non-accrual status.  The Corporation has committed to lend additional amounts totaling up to less than $0.1 million and $0.2 million as of September 30, 2014 and December 31, 2013, respectively, to customers with outstanding loans that are classified as troubled debt restructurings.
During the nine months ended September 30, 2014 and 2013, the terms of certain loans were modified as troubled debt restructurings.  The modification of terms of such loans included one or a combination of the following: a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk or a permanent reduction of the recorded investment in the loan.
The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2014 and September 30, 2013 (dollars in thousands):
Nine months ended September 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			3			$	908			$	908
Commercial mortgages:
Commercial mortgages			3				2,236				2,192
Total			6			$	3,144			$	3,100
Nine months ended September 30, 2013
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			4			$	841			$	841
Commercial mortgages:
Commercial mortgages			1				133				133
Consumer loans:
Home equity lines and loans			3				134				134
Total			8			$	1,108			$	1,108
The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in less than $0.1 million in charge offs during the nine months ended September 30, 2014.  The troubled debt restructurings described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge offs during the nine months ended September 30, 2013.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the nine months ending September 30, 2014 or September 30, 2013, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended September 30, 2014 and September 30, 2013 (dollars in thousands):
Three months ended September 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			2			$	405			$	405
Commercial mortgages:
Commercial mortgages			1				1,869				1,869
Total			3			$	2,274			$	2,274
Three months ended September 30, 2013
Troubled debt restructurings:
Consumer loans:
Home equity lines and loans			1			$	31			$	31
Total			1			$	31			$	31
The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in no charge offs during the three months ended September 30, 2014.  The troubled debt restructurings described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge offs during the three months ended September 30, 2013.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the three months ending September 30, 2014 or September 30, 2013, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators
The Corporation establishes a risk rating at origination for all commercial loans.  The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer's industry.  Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower's ability to service their debt and affirm the risk ratings for the loans at least annually.
For the retail loans, which include residential mortgages, indirect and direct consumer loans, home equity lines and loans, and credit cards, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment.
The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly.  The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines):
Special Mention – Loans classified as special mention have a potential weakness that deserves management's close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution's credit position at some future date.
Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capability of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  Loans listed as not rated are included in groups of homogeneous loans.  Based on the analyses performed as of September 30, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (dollars in thousands):
		30-Sep-14
		Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful			Total
Commercial and
agricultural:
Commercial and industrial		$	-			$	154,618			$	607			$	6,671			$	3,380			$	68		$	165,344
Agricultural			-				869				-				-				-				-			869
Commercial mortgages:
Construction			-				42,829				774				3,328				152				-			47,083
Commercial mortgages			-				362,160				4,143				12,088				10,491				150			389,032
Residential mortgages			189,739				-				246				-				3,389				-			193,374
Consumer loans:
Credit cards			1,621				-				-				-				-				-			1,621
Home equity lines and			100,761				-				-				-				465				-			101,226
loans
Indirect consumer loans			196,717				-				-				-				286				-			197,003
Direct consumer loans			21,103				-				-				-				39							21,142
Total		$	509,941			$	560,476			$	5,770			$	22,087			$	18,202			$	218		$	1,116,694
		31-Dec-13
		Not Rated				Pass				Loans				Special Mention				Substandard				Doubtful			Total
										acquired with deteriorated credit quality
Commercial and
agricultural:
Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724			$	1,021		$	145,155
Agricultural			-				577				-				-				-				-			577
Commercial mortgages:
Construction			-				23,087				774				2,783				866				-			27,510
Commercial mortgages			-				313,956				7,983				13,611				11,036				-			346,586
Residential mortgages			192,995				-				261				-				3,269				-			196,525
Consumer loans
Credit cards			1,757				-				-				-				-				-			1,757
Home equity lines and			95,422				-				-				-				712				-			96,134
loans
Indirect consumer loans			165,045				-				-				-				249				-			165,294
Direct consumer loans			18,880				-				-				-				45				-			18,925
Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901			$	1,021		$	998,463
The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity.  The following table presents the recorded investment in residential and consumer loans based on payment activity as of September 30, 2014 and December 31, 2013 (dollars in thousands):
	30-Sep-14
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	190,242			$	1,621			$	100,761			$	196,717			$	21,103
Non-Performing			3,132				-				465				286				39
Total		$	193,374			$	1,621			$	101,226			$	197,003			$	21,142
	31-Dec-13
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
Non-Performing			3,358				-				635				249				45
Total		$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower.  These loans are classified as PCI loans.  The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year.  These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected.
The table below summarizes the changes in total contractually required principal and interest cash payments, management's estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to September 30, 2014 and July 1, 2014 to September 30, 2014 (dollars in thousands):
Nine months ended September 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
		31-Dec-13												30-Sep-14
Contractually required principal and interest		$	11,230			$	-			$	(4,359	)		$	6,871
Contractual cash flows not expected to be collected			(543	)			-				(43	)			(586	)
(non accretable discount)
Cash flows expected to be collected			10,687				-				(4,402	)			6,285
Interest component of expected cash flows (accretable yield)			(991	)			464				12				(515	)
Fair value of loans acquired with deteriorating credit quality		$	9,696			$	464			$	(4,390	)		$	5,770
Three months ended September 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
		June 30,												30-Sep-14
		2014
Contractually required principal and interest		$	10,057			$	-			$	(3,186	)		$	6,871
Contractual cash flows not expected to be collected			(486	)			-				(100	)			(586	)
(non accretable discount)
Cash flows expected to be collected			9,571				-				(3,286	)			6,285
Interest component of expected cash flows (accretable yield)			(673	)			120				38				(515	)
Fair value of loans acquired with deteriorating credit quality		$	8,898			$	120			$	(3,248	)		$	5,770

FAIR_VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2014
FAIR VALUE [Abstract]	'
FAIR VALUE	'
	NOTE 5                                        FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation used the following methods and significant assumptions to estimate fair value:
	Investment Securities:  The fair values of securities available for sale are usually determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).
	Trading Assets:  Securities that are held to fund a deferred compensation plan are recorded at fair value with changes in fair value included in earnings.  The fair values of trading assets are determined by quoted market prices (Level 1 inputs).
	Impaired Loans:  At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans carried at fair value have been partially charged-off or receive specific allocations as part of the allowance for loan loss accounting.  For collateral dependent loans, fair value is commonly based on real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, typically resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned:  Assets acquired through or instead of loan foreclosures are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and other real estate owned ("OREO") are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation.  Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.  Appraisals are generally completed within the previous 12-month period prior to a property being placed into OREO.  On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition.
	Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at September 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S.	$	177,215		$	31,174		$	146,041	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		64,571			-			64,571		-
	Collateralized mortgage obligations		464			-			464		-
	Obligations of states and political subdivisions		33,680			-			33,680		-
	Corporate bonds and notes		1,539			-			1,539		-
	SBA loan pools		1,349			-			1,349		-
	Trust Preferred securities		2,025			-			2,025		-
	Corporate stocks		7,254			6,838			416		-
	Total available for sale securities	$	288,097		$	38,012		$	250,085	$	-
	Trading assets	$	483		$	483		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S.	$	188,106		$	31,262		$	156,844	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
	There were no transfers between Level 1 and Level 2 during the nine-month period ending September 30, 2014 or the year ending December, 31, 2013.
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at September 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial mortgages:
	Commercial mortgages	$	1,049		$	-		$	-	$	1,049
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	1,103		$	-		$	-	$	1,103
	Other real estate owned:
	Commercial mortgages:
	Commercial mortgages	$	3,117		$	-		$	-	$	3,117
	Consumer loans:
	Home equity lines and loans		2			-			-		2
	Total Other Real Estate Owned, net	$	3,119		$	-		$	-	$	3,119
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
Commercial and industrial	$	460		$	-		$	-	$	460
Commercial mortgages:
Commercial mortgages		485			-			-		485
Consumer loans:
Home equity lines and loans		54			-			-		54
Total Impaired Loans	$	999		$	-		$	-	$	999
Other real estate owned:
Commercial and agricultural:
Commercial and industrial	$	101		$	-		$	-	$	101
Commercial mortgages:
Commercial mortgages		266			-			-		266
Residential mortgages		106			-			-		106
Consumer loans:
Home equity lines and loans		65			-			-		65
Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
The following table presents information related to Level 3 non-recurring fair value measurement at September 30, 2014 and December 31, 2013 (dollars in thousands):
Description	Fair Value		Technique		Unobservable Inputs
	at September 30, 2014
Impaired loans	$	1,103	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned	$	3,119	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
Impaired loans	$	999	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
Other real estate owned	$	538	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $1.4 million with a valuation allowance of $0.3 million as of September 30, 2014, resulting in $0.1 million and $0.8 million decrease in the provision for loan losses for the three and nine-month periods ended September 30, 2014.  Impaired loans had a principal balance of $2.0 million, with a valuation allowance of $1.0 million as of December 31, 2013, resulting in an increase of $0.9 million in the provision for loan losses for the year ending December 31, 2013.
OREO is measured by the lower of cost or fair value less costs to sell.  The net carrying amount reflects the outstanding balance of $3.1 million with no valuation allowance at September 30, 2014, which resulted in no write downs during the three-month period ending September 30, 2014 and less than $0.1 million for the nine-month period ending September 30, 2014.  OREO had a net carrying amount of $0.5 million at December 31, 2013.  The net carrying amount reflects the outstanding balance of $0.7 million, net of a valuation allowance of $0.2 million, at December 31, 2013, which resulted in an immaterial write down for the year ending December 31, 2013.
The carrying amounts and estimated fair values of other financial instruments, at September 30, 2014 and December 31, 2013, are as follows (dollars in thousands):
	Fair Value Measurements at September 30, 2014 Using
Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
				in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)		Fair Value (1)
Cash and due from financial	$	31,957		$	31,957		$	-	$	-	$	31,957
Institutions
Interest-bearing deposits in other		3,069			3,069			-		-		3,069
financial institutions
Trading assets		483			483			-		-		483
Securities available for sale		288,097			38,012			250,085		-		288,097
Securities held to maturity		5,430			-			5,821		-		5,821
FHLBNY and FRBNY stock		4,362			-			-		-		N/	A
Loans, net		1,101,031			-			-		1,127,642		1,127,642
Loans held for sale		1,167			-			1,167		-		1,167
Accrued interest receivable		4,340			360			1,468		2,512		4,340
Financial liabilities:
Deposits:
Demand, savings, and insured	$	1,099,744		$	1,099,744		$	-	$	-	$	1,099,744
money market accounts
Time deposits		211,255			-			211,876		-		211,876
Securities sold under agreements		30,981			-			32,144		-		32,144
to repurchase
FHLBNY term advances		24,086			-			24,994		-		24,994
Accrued interest payable		275			12			263		-		275
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Fair Value Measurements at December 31, 2013 Using
Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
				in Active Markets			(Level 2)		(Level 3)		Fair Value (1)
				for Identical Assets
				(Level 1)
Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
Interest-bearing deposits in other		20,009			20,009			-		-		20,009
financial institutions
Trading assets		366			366			-		-		366
Securities available for sale		346,016			38,541			307,475		-		346,016
Securities held to maturity		6,495			-			6,930		-		6,930
FHLBNY and FRBNY stock		4,482			-			-		-		N/	A
Loans, net		983,090			-			-		1,008,826		1,008,826
Loans held for sale		695			-			695		-		695
Accrued interest receivable		4,166			145			1,468		2,553		4,166
Financial liabilities:
Deposits:
Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
Time deposits		244,492			-			245,482		-		245,482
Securities sold under agreements		32,701			-			33,636		-		33,636
to repurchase
FHLBNY Advances		25,243			-			26,064		-		26,064
Accrued interest payable		336			15			321		-		336
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
The methods and assumptions used to estimate fair value are described as follows:
Cash, Due From and Interest-Bearing Deposits in Other Financial Institutions
For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non-interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1.
FHLBNY and FRBNY Stock
It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions placed on its transferability.
Loans Receivable
For variable-rate loans that reprice frequently, fair values approximate carrying values.  The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality.  Loans are classified as Level 3.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
Loans Held for Sale
Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale are classified as Level 2.
Deposits
The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1.
The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2.
Securities Sold Under Agreements to Repurchase
These instruments bear both variable and fixed rates of interest.  Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity.  These are classified as Level 2.
FHLBNY Term Advances
These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2.
Commitments to Extend Credit
The fair value of commitments to extend credit is based on fees currently charged to enter into similar agreements, the counter-party's credit standing and discounted cash flow analysis.  The fair value of these commitments to extend credit approximates the recorded amounts of the related fees and is not material at September 30, 2014 and December 31, 2013.
Accrued Interest Receivable and Payable
For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with.

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
	Sep. 30, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
GOODWILL AND INTANGIBLE ASSETS	'
	NOTE 6                                        GOODWILL AND INTANGIBLE ASSETS
	The changes in goodwill included in the core banking segment during the periods ending September 30, 2014 and 2013 were as follows (dollars in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	Ending balance September 30,		$	21,824		$	21,824
	Acquired intangible assets were as follows at September 30, 2014 and December 31, 2013 (dollars in thousands):
		At September 30, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	3,054		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,170			6,063			3,323
	Total		$	11,608		$	6,224		$	12,038		$	5,661
	Aggregate amortization expense was $1.0 million and $0.7 million for the nine-month periods ended September 30, 2014 and 2013, respectively.
	The remaining estimated aggregate amortization expense at September 30, 2014 is listed below (dollars in thousands):
	Year		Estimated Expense
	2014		$	318
	2015			1,136
	2016			986
	2017			859
	2018			734
	2019 and thereafter			1,351
	Total		$	5,384

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	9 Months Ended
	Sep. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	'
	NOTE 7                                        ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS
	Accumulated other comprehensive income or loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect.
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (dollars in thousands):
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013	$	6,043		$	(5,888	)		$	155
	Other comprehensive income before		391			-				391
	reclassification
	Amounts reclassified from accumulated other		(321	)		263				(58	)
	comprehensive income
	Net current period other comprehensive		70			263				333
	income
	Balance at September 30, 2014	$	6,113		$	(5,625	)		$	488
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
	Other comprehensive loss before		(849	)		-				(849	)
	reclassification
	Amounts reclassified from accumulated other		-			87				87
	comprehensive income
	Net current period other comprehensive loss		(849	)		87				(762	)
	Balance at September 30, 2014	$	6,113		$	(5,625	)		$	488
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012	$	8,023		$	(10,830	)		$	(2,807	)
	Other comprehensive loss before		(1,170	)		-				(1,170	)
	reclassification
	Amounts reclassified from accumulated other		(1	)		701				700
	comprehensive income
	Net current period other comprehensive loss		(1,171	)		701				(470	)
	Balance at September 30, 2013	$	6,852		$	(10,129	)		$	(3,277	)
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
	Other comprehensive income before		864			-				864
	reclassification
	Amounts reclassified from accumulated other		-			234				234
	comprehensive income
	Net current period other comprehensive income		864			234				1,098
	Balance at September 30, 2013	$	6,852		$	(10,129	)		$	(3,277	)
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Nine Months Ended September 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-	$	-		$	-
	temporary gains (losses) realized in income
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan
	and other benefit plan items:
	Prior service costs (a)		66			63		Pension and other employee benefits
	Actuarial losses (a)		(499	)		(1,202	)	Pension and other employee benefits
	Tax effect		170			438		Income tax expense
	Net of tax		(263	)		(701	)
	Total reclassification for the period, net of tax	$	58		$	(700	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).
	Details about Accumulated Other Comprehensive Income Components	Three Months Ended September 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-	$	-		$	-
temporary gains (losses) realized in income
Realized gains on securities available for sale		-			-		Net gains on securities transactions
Tax effect		-			-		Income tax expense
Net of tax		-			-
Amortization of defined pension plan
and other benefit plan items:
Prior service costs (a)		22			21		Pension and other employee benefits
Actuarial losses (a)		(169	)		(401	)	Pension and other employee benefits
Tax effect		60			146		Income tax expense
Net of tax		(87	)		(234	)
Total reclassification for the period, net of tax	$	(87	)	$	(234	)
(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	NOTE 8                                        COMMITMENTS AND CONTINGENCIES
	The Corporation is a party to certain financial instruments with off-balance sheet risk such as commitments under standby letters of credit, unused portions of lines of credit, overdraft protection and commitments to fund new loans.  In accordance with GAAP, these financial instruments are not recorded in the financial statements.  The Corporation's policy is to record such instruments when funded.  These transactions involve, to varying degrees, elements of credit, interest rate and liquidity risk.  Such transactions are generally used by the Corporation to manage clients' requests for funding and other client needs.
	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Sep-14						31-Dec-13
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	29,126		$	14,973		$	21,049		$	7,893
	Unused lines of credit		$	1,738		$	173,196		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,687		$	-		$	17,290
	The Bank is a party in two legal proceedings involving its Wealth Management Group. In both proceedings, the Bank, as trustee pursuant to written trust instruments, has sought judicial settlement of trust accounts in the New York Surrogate's Court for Chemung County. Individuals who are beneficiaries under the trusts have filed formal objections and/or demand letters with the Court in both of these accounting proceedings, objecting to the final settlement of the trust accounts. The objectants primarily assert that the Bank acted imprudently by failing to diversify the trusts' investments and they claim $13.2 million (an increase from the previously claimed $9.6 million based on an asserted new measure of damages) and $24.1 million, consisting of damages and disallowed trustee's commissions, plus unspecified legal fees in the respective proceedings.   For both legal proceedings, the Bank agreed to participate in non-binding mediation which began November 10, 2014.  As a result of mediation and in anticipation of a settlement with both parties, the Bank's Board of Directors approved the establishment of an accrual for legal settlement in the amount of $4.3 million as of September 30, 2014.  In the event that a formal agreement is not executed, legal proceedings will continue in the Surrogate's Court.  The first trial is scheduled to begin January 12, 2015 and the second trial is scheduled to begin February 23, 2015.
	In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries.  Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

COMPONENTS_OF_QUARTERLY_AND_YE

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	9 Months Ended
	Sep. 30, 2014
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]	'
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	'
	NOTE 9	COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS
	The components of net periodic expense for the Corporation's pension and other benefit plans for the periods indicated are as follows (dollars in thousands):
			Nine Months Ended						Three Months Ended
			30-Sep-14			30-Sep-13			30-Sep-14			30-Sep-13
	Qualified Pension
	Service cost, benefits earned during the period		$	813		$	1,048		$	271		$	349
	Interest cost on projected benefit obligation			1,305			1,226			435			409
	Expected return on plan assets			(2,379	)		(2,181	)		(793	)		(727	)
	Amortization of unrecognized prior service cost			6			10			2			3
	Amortization of unrecognized net loss			480			1,172			160			391
	Net periodic pension expense		$	225		$	1,275		$	75		$	425
	Supplemental Pension
	Service cost, benefits earned during the period		$	30		$	30		$	10		$	10
	Interest cost on projected benefit obligation			40			36			14			12
	Amortization of unrecognized net loss			19			26			9			9
	Net periodic supplemental pension expense		$	89		$	92		$	33		$	31
	Postretirement, Medical and Life
	Service cost, benefits earned during the period		$	33		$	36		$	11		$	12
	Interest cost on projected benefit obligation			54			48			18			16
	Amortization of unrecognized prior service cost			(72	)		(73	)		(24	)		(24	)
	Amortization of unrecognized net loss			-			4			-			1
	Net periodic postretirement, medical and life expense		$	15		$	15		$	5		$	5

SEGMENT_REPORTING

SEGMENT REPORTING	9 Months Ended
	Sep. 30, 2014
SEGMENT REPORTING [Abstract]	'
SEGMENT REPORTING	'
	NOTE 10                          SEGMENT REPORTING
	The Corporation manages its operations through two primary business segments:  core banking and wealth management group services.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation's local markets and to invest in securities.  The wealth management group services segment provides revenues by providing trust and investment advisory services to clients.
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation's reportable segments and the reconciliation to the Corporation's consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (dollars in thousands).
		Nine Months Ended September 30, 2014
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	36,525	$	-		$	9		$	36,534
	Provision for loan losses		2,330		-			-			2,330
	Net interest income after provision		34,195		-			9			34,204
	for loan losses
	Other operating income		8,930		5,816			610			15,356
	Other operating expenses		35,836		8,199			650			44,685
	Income (loss) before income tax expense		7,289		(2,383	)		(31	)		4,875
	Income tax expense (benefit)		2,179		(916	)		(64	)		1,199
	Segment net income (loss)	$	5,110	$	(1,467	)	$	33		$	3,676
	Segment assets	$	1,515,658	$	6,332		$	1,567		$	1,523,557
		Nine Months Ended September 30, 2013
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	34,553	$	-		$	8		$	34,561
	Provision for loan losses		1,755		-			-			1,755
	Net interest income after provision		32,798		-			8			32,806
	for loan losses
	Other operating income		6,715		5,448			684			12,847
	Other operating expenses		30,137		4,174			617			34,928
	Income before income tax expense		9,376		1,274			75			10,725
	Income tax expense (benefit)		2,995		490			(6	)		3,479
	Segment net income	$	6,381	$	784		$	81		$	7,246
	Segment assets	$	1,334,376	$	5,023		$	1,692		$	1,341,091
		Three Months Ended September 30, 2014
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	12,424	$	-		$	2		$	12,426
	Provision for loan losses		589		-			-			589
	Net interest income after provision		11,835		-			2			11,837
	for loan losses
	Other operating income		2,852		1,943			191			4,986
	Other operating expenses		12,055		5,510			198			17,763
	Income (loss) before income tax expense		2,632		(3,567	)		(5	)		(940	)
	Income tax expense (benefit)		769		(1,371	)		(19	)		(621	)
	Segment net income (loss)	$	1,863	$	(2,196	)	$	14		$	(319	)
		Three Months Ended September 30, 2013
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	11,515	$	-		$	2		$	11,517
	Provision for loan losses		874		-			-			874
	Net interest income after provision		10,641		-			2			10,643
	for loan losses
	Other operating income		2,402		1,813			136			4,351
	Other operating expenses		10,276		1,371			166			11,813
	Income (loss) before income tax expense		2,767		442			(28	)		3,181
	Income tax expense (benefit)		860		170			(28	)		1,002
	Segment net income	$	1,907	$	272		$	-		$	2,179

STOCK_COMPENSATION

STOCK COMPENSATION	9 Months Ended
	Sep. 30, 2014
STOCK COMPENSATION [Abstract]	'
STOCK COMPENSATION	'
	NOTE 11                          STOCK COMPENSATION
	Board of Director's Stock Compensation
	Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director.  The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service.
	Additionally, the President and Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year.
	During January 2014 and 2013, 8,385 and 7,969 shares, respectively, were re-issued from treasury to fund the stock component of directors' compensation.  An expense of $187 thousand and $185 thousand related to this compensation was recognized during the nine-month periods ending September 30, 2014 and September 30, 2013, respectively.  This expense is accrued as shares are earned.
	Restricted Stock Plan
	Pursuant to the Corporation's Restricted Stock Plan (the "Plan"), the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's Chief Executive Officer.  Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date.
	A summary of restricted stock activity from December 31, 2013 to September 30, 2014 is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		990			30.33
	Vested		(415	)		23.07
	Forfeited or Cancelled		-			-
	Nonvested at September 30, 2014		21,214		$	27.4
	As of September 30, 2014, there was $468 thousand of total unrecognized compensation cost related to nonvested shares granted under the Plan.  The cost is expected to be recognized over a weighted-average period of 3.50 years.  The total fair value of shares vested during the nine months ended September 30, 2014 was $12 thousand.

SUBSEQUENT_EVENT

SUBSEQUENT EVENT	9 Months Ended
	Sep. 30, 2014
SUBSEQUENT EVENT [Abstract]	'
SUBSEQUENT EVENT	'
	NOTE 12                          SUBSEQUENT EVENT
	As discussed in Footnote 8 Commitments and Contingencies, on November 14, 2014 the Board of Directors approved the establishment of an accrual for legal settlement in the amount of $4.3 million as of September 30, 2014, as a result of mediation and in anticipation of a legal settlement..  For accounting purposes, $4.3 million was recorded as expense in the accrual for legal settlement line in the Consolidated Statements of Income and increased other liabilities in the Consolidated Balance Sheets.  A related tax benefit of $1.7 million was recorded in the income tax expense line in the Consolidated Statements of Income and increased other assets in the Consolidated Balance Sheets.
	The Corporation's October 23, 2014 earnings release did not reflect the accrual for legal settlement, as the Corporation was unable to reasonably estimate a potential loss relating to the two legal proceedings at that point in time.  The accrual for legal settlement changed the previously reported 2014 year-to-date amounts for net income of $6.3 million to $3.7 million, income tax expense of $2.9 million to $1.2 million, non-interest expense of $40.4 million to $44.7 million and earnings per share of $1.34 to $0.79.  In addition, total shareholders' equity decreased from $142.1 million to $139.6 million, while total assets increased from $1.522 billion to $1.524 billion.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Organization	'
	Organization
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
Basis of Presentation	'
	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.  Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform with the current period's presentation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.  The allowance for loan losses, fair value of financial instruments, other-than-temporary impairment of investment securities and goodwill and other intangibles are particularly subject to change.
Subsequent Events	'
	Subsequent Events
	The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued.  Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC.  In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	In January 2014 the FASB issued ASU 2014-04, an amendment to Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate and Collateralized Consumer Mortgage Loans upon Foreclosure.  The objective of this ASU is to improve reporting by clarifying when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable is derecognized and the real estate property recognized. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014.  The Corporation will adopt all provisions of this ASU as of January 1, 2015.  The adoption of this guidance is not expected to have a material impact on the Corporation's consolidated financial statements.
	In May 2014 the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606).  The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2016. The Corporation will adopt all provisions of this ASU as of January 1, 2017. We are currently evaluating the potential impact on our consolidated financial statements.
	In June 2014 the FASB issued ASU 2014-11, an amendment to Transfers and Servicing (Topic 860): Repurchase-to Maturity Transactions, Repurchase Financings, and Disclosures.  The objective of this ASU is to improve consistency in reporting repurchase transactions as secured borrowings and providing additional information of the collateral pledged. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The Corporation will adopt all provisions of this ASU as of January 1, 2015.
	In August 2014 the FASB issued ASU 2014-15, an amendment to Presentation of Financial Statements – Going Concern (Subtopic 205-40):  Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern.  The objective of this ASU is to define management's responsibility to evaluate whether there is substantial doubt about an organization's ability to continue as a going concern and to provide related footnote disclosures.  The amendments in this ASU are effective for annual periods ending after December 15, 2016, and interim periods within annual periods beginning after December 15, 2016.  The Corporation will adopt all provisions of this ASU as of the December 31, 2015 annual period and interim periods beginning in 2016.

SECURITIES_Tables

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
SECURITIES [Abstract]	'
Amortized cost and estimated fair value of securities available for sale	'
	mortized cost and estimated fair value of securities available for sale are as follows (dollars in thousands):
			30-Sep-14
			Amortized				Unrealized Gains			Unrealized Losses			Estimated Fair Value
			Cost
	Obligations of U.S. Government and U.S.		$	175,960			$	1,499		$	244		$	177,215
	Government sponsored enterprises
	Mortgage-backed securities, residential			63,858				793			80			64,571
	Collateralized mortgage obligations			457				7			-			464
	Obligations of states and political subdivisions			32,710				982			12			33,680
	Corporate bonds and notes			1,505				38			4			1,539
	SBA loan pools			1,340				12			3			1,349
	Trust preferred securities			1,904				121			-			2,025
	Corporate stocks			433				6,823			2			7,254
	Total		$	278,167			$	10,275		$	345		$	288,097
			31-Dec-13
			Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of U.S. Government and U.S.		$	187,098			$	1,915		$	907		$	188,106
	Government sponsored enterprises
	Mortgage-backed securities, residential			104,069				1,036			749			104,356
	Collateralized mortgage obligations			1,001				14			-			1,015
	Obligations of states and political subdivisions			37,339				1,059			22			38,376
	Corporate bonds and notes			2,879				76			9			2,946
	SBA loan pools			1,471				17			-			1,488
	Trust preferred securities			1,898				136			-			2,034
	Corporate stocks			444				7,253			2			7,695
	Total		$	336,199			$	11,506		$	1,689		$	346,016
Amortized cost and estimated fair value of securities held to maturity	'
	Amortized cost and estimated fair value of securities held to maturity are as follows (dollars in thousands):
		30-Sep-14
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	4,774			$	382		$	-		$	5,156
	Time deposits with other financial institutions			656				9			-			665
	Total		$	5,430			$	391		$	-		$	5,821
		31-Dec-13
		Amortized Cost				Unrealized Gains			Unrealized Losses			Estimated Fair Value
	Obligations of states and political subdivisions		$	5,472			$	419		$	-		$	5,891
	Time deposits with other financial institutions			1,023				16			-			1,039
	Total		$	6,495			$	435		$	-		$	6,930
Amortized cost and estimated fair value of debt securities by contractual maturity	'
	Securities not due at a single maturity date are shown separately (dollars in thousands):
			30-Sep-14
			Available for Sale							Held to Maturity
			Amortized				Fair			Amortized			Fair
			Cost				Value			Cost			Value
	Within One Year		$	26,690			$	27,044		$	1,931		$	1,960
	After One, But Within Five Years			178,884				180,813			2,347			2,547
	After Five, But Within Ten Years			6,505				6,602			1,152			1,314
				212,079				214,459			5,430			5,821
	Mortgage-backed securities, residential			63,858				64,571			-			-
	Collateralized mortgage obligations			457				464			-			-
	SBA loan pools			1,340				1,349			-			-
	Total		$	277,734			$	280,843		$	5,430		$	5,821
Proceeds from sales and calls of securities resulting in gains or losses	'
	The proceeds from sales and calls of securities resulting in gains or losses at September 30, 2014 and September 30, 2013 are listed below (dollars in thousands):
			2014				2013
	Proceeds		$	55,610			$	10,534
	Gross gains		$	522			$	1
	Gross losses		$	-			$	-
	Tax expense		$	201			$	-
Investment securities available for sale in an unrealized loss position	'
	The following tables summarize the investment securities available for sale with unrealized losses at September 30, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized loss position (dollars in thousands):
			Less than 12 months							12 months or longer					Total
	30-Sep-14		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	45,511			$	159		$	15,698		$	85	$	61,209	$	244
	Government and U.S.
	Government sponsored
	enterprises
	Mortgage-backed securities,			22,875				80			-			-		22,875		80
	residential
	Obligations of states and			3,608				11			326			-		3,934		11
	political subdivisions
	Corporate bonds and notes			-				-			242			5		242		5
	SBA loan pools			605				3			-			-		605		3
	Corporate stocks			-				-			2			2		2		2
	Total temporarily		$	72,599			$	253		$	16,268		$	92	$	88,867	$	345
	impaired securities
			Less than 12 months							12 months or longer					Total
	31-Dec-13		Fair Value				Unrealized			Fair Value			Unrealized		Fair Value		Unrealized
							Losses						Losses				Losses
	Obligations of U.S.		$	83,840			$	867		$	1,978		$	39	$	85,818	$	906
	Government and U.S.
	Government sponsored
	enterprises
	Mortgage-backed securities,			63,115				750			-			-		63,115		750
	residential
	Obligations of states and			4,589				22			-			-		4,589		22
	political subdivisions
	Corporate bonds and notes			238				9			-			-		238		9
	Corporate stocks			-				-			2			2		2		2
	Total temporarily		$	151,782			$	1,648		$	1,980		$	41	$	153,762	$	1,689
	impaired securities
Roll forward of the cumulative credit losses recognized in earnings	'
	The tables below present a roll forward of the cumulative credit losses recognized in earnings for the three and nine-month periods ending September 30, 2014 and 2013 (dollars in thousands):
			2014				2013
	Beginning balance, January 1,		$	1,939			$	3,506
	Amounts related to credit loss for which an other-than-temporary			-				-
	impairment was not previously recognized
	Additions/Subtractions:
	Amounts realized for securities sold during the period			-				-
	Amounts related to securities for which the company intends to sell			-				-
	or that it will be more likely than not that the company will be required to
	sell prior to recovery of amortized cost basis
	Reductions for increase in cash flows expected to be collected that are			-				-
	recognized over the remaining life of the security
	Reductions for previous credit losses realized in securities liquidated during the period			(1,939	)			-
	Increases to the amount related to the credit loss for which other-than-temporary			-				-
	impairment was previously recognized
	Ending balance, September 30,		$	-			$	3,506
			2014				2013
	Beginning balance, July 1,		$	-			$	3,506
	Amounts related to credit loss for which an other-than-temporary			-				-
	impairment was not previously recognized
	Additions/Subtractions:
	Amounts realized for securities sold during the period			-				-
	Amounts related to securities for which the company intends to sell			-				-
	or that it will be more likely than not that the company will be required to
	sell prior to recovery of amortized cost basis
	Reductions for increase in cash flows expected to be collected that are			-				-
	recognized over the remaining life of the security
	Reductions for previous credit losses realized in securities liquidated during the period			-				-
	Increases to the amount related to the credit loss for which other-than-temporary			-				-
	impairment was previously recognized
	Ending balance, September 30,		$	-			$	3,506

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Composition of the loan portfolio by type	'
	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (dollars in thousands):
			30-Sep-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	164,984			$	144,787
	Agricultural			868				576
	Commercial mortgages:
	Construction			46,981				27,440
	Commercial mortgages			388,185				345,707
	Residential mortgages			192,870				195,997
	Consumer loans:
	Credit cards			1,621				1,756
	Home equity lines and loans			100,991				95,905
	Indirect consumer loans			196,603				164,846
	Direct consumer loans			21,079				18,852
	Total loans, net of deferred origination		$	1,114,182			$	995,866
	fees and costs, and unearned income
	Interest receivable on loans			2,512				2,597
	Total recorded investment in loans		$	1,116,694			$	998,463
Allowance for loan losses by portfolio segment	'
	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and nine-month periods ending September 30, 2014 and 2013 (dollars in thousands):
			Nine Months Ended
			30-Sep-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
	Charge Offs:			(415	)			(1,236	)			(97	)			(1,191	)			-				(2,939	)
	Recoveries:			331				118				28				507				-				984
	Net recoveries (charge offs)			(84	)			(1,118	)			(69	)			(684	)			-				(1,955	)
	Provision			(183	)			1,200				(16	)			1,329				-				2,330
	Ending balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
			Nine Months Ended
			30-Sep-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26			$	10,433
	Charge Offs:			(186	)			(44	)			(53	)			(910	)			-				(1,193	)
	Recoveries:			454				53				65				289				-				861
	Net recoveries (charge offs)			268				9				12				(621	)			-				(332	)
	Provision			82				976				(25	)			748				(26	)			1,755
	Ending balance		$	2,058			$	5,413			$	1,552			$	2,833			$	-			$	11,856
			Three Months Ended
			30-Sep-14
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,749			$	6,912			$	1,498			$	3,473			$	-			$	13,632
	Charge Offs:			(60	)			(878	)			(90	)			(415	)			-				(1,443	)
	Recoveries:			138				35				-				200				-				373
	Net recoveries (charge offs)			78				(843	)			(90	)			(215	)			-				(1,070	)
	Provision			(115	)			256				24				424				-				589
	Ending balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
			Three Months Ended
			30-Sep-13
	Allowance for loan losses		Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Beginning balance:		$	1,879			$	5,134			$	1,515			$	2,792			$	-			$	11,320
	Charge Offs:			(167	)			(44	)			-				(512	)			-				(723	)
	Recoveries:			158				34				27				166				-				385
	Net recoveries (charge-offs)			(9	)			(10	)			27				(346	)			-				(338	)
	Provision			188				289				10				387				-				874
	Ending balance		$	2,058			$	5,413			$	1,552			$	2,833			$	-			$	11,856
Allowance for loan losses and the recorded investment in loans based on impairment method	'
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Sep-14
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	68			$	188			$	-			$	1			$	-			$	257
	impairment
	Collectively evaluated for			1,644				5,199				1,419				3,681				-				11,943
	impairment
	Loans acquired with			-				938				13				-				-				951
	deteriorated credit quality
	Total ending allowance balance		$	1,712			$	6,325			$	1,432			$	3,682			$	-			$	13,151
		31-Dec-13
	Allowance for loan losses	Commercial and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated				Total
	Ending allowance balance
	attributable to loans:
	Individually evaluated for		$	576			$	466			$	-			$	4			$	-			$	1,046
	impairment
	Collectively evaluated for			1,403				4,407				1,497				3,033				-				10,340
	impairment
	Loans acquired with			-				1,370				20				-				-				1,390
	deteriorated credit quality
	Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-			$	12,776
			30-Sep-14
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	1,318			$	12,477			$	108			$	124			$	14,027
	evaluated for impairment
	Loans collectively			164,288				418,721				193,020				320,868				1,096,897
	evaluated for  impairment
	Loans acquired with deteriorated			607				4,917				246				-				5,770
	credit quality
	Total ending loans balance		$	166,213			$	436,115			$	193,374			$	320,992			$	1,116,694
			31-Dec-13
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually		$	2,946			$	10,703			$	117			$	131			$	13,897
	evaluated for impairment
	Loans collectively			142,108				354,636				196,147				281,979				974,870
	evaluated for  impairment
	Loans acquired with deteriorated			678				8,757				261				-				9,696
	credit quality
	Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
Summary of impaired financing receivables	'
	The following tables present loans individually evaluated for impairment recognized by class of loans as of September 30, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the three and nine-month periods ended September 30, 2014 and 2013 (dollars in thousands):
			30-Sep-14												31-Dec-13
	With no related allowance recorded:		Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated
	Commercial and agricultural:
	Commercial and industrial		$	1,247			$	1,250			$	-			$	1,906			$	1,909			$	-
	Commercial mortgages:
	Construction			1,936				1,919				-				2,329				2,319				-
	Commercial mortgages			9,437				9,331				-				7,406				7,439				-
	Residential mortgages			108				108				-				117				117				-
	Consumer loans:
	Home equity lines and loans			67				69				-				71				73				-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			68				68				68				1,037				1,037				576
	Commercial mortgages:
	Commercial mortgages			1,237				1,227				188				951				945				466
	Consumer loans:
	Home equity lines and loans			55				55				1				58				58				4
	Total		$	14,155			$	14,027			$	257			$	13,875			$	13,897			$	1,046
			Nine Months Ended								Nine Months Ended								Three Months Ended							Three Months Ended
			30-Sep-14								30-Sep-13								30-Sep-14							30-Sep-13
			Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized				Average Recorded Investment				Interest Income Recognized			Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,566			$	26			$	1,529			$	52			$	1,309			$	11		$	1,599	$	17
	Commercial mortgages:
	Construction			2,231				76				3,626				64				1,924				26			2,576		22
	Commercial mortgages			6,806				211				5,629				184				7,909				82			5,564		66
	Residential mortgages			114				-				127				-				110				-			124		-
	Consumer loans:
	Home equity lines and loans			72				2				41				2				69				1			60		1
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			784				-				640				-				144				-			819		-
	Commercial mortgages:
	Commercial mortgages			912				-				847				-				1,233				-			1,333		-
	Consumer loans:
	Home equity lines and loans			58				3				43				2				56				1			58		1
	Direct consumer loans			-				-				4				-				-				-			-		-
	Total		$	12,543			$	318			$	12,486			$	304			$	12,754			$	121		$	12,133	$	107
	Cash basis interest income approximates interest income recognized.
Recorded investment in past due and non-accrual status by class of loans	'
	The following tables present the recorded investment in past due and non-accrual status by class of loans as of September 30, 2014 and December 31, 2013 (dollars in thousands):
	30-Sep-14		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
	Commercial and agricultural:
	Commercial and industrial		$	164,207			$	206			$	-			$	607			$	324			$	165,344
	Agricultural			869				-				-				-				-				869
	Commercial mortgages:
	Construction			44,710				-				1,447				774				152				47,083
	Commercial mortgages			378,459				2,542				1,077				4,143				2,811				389,032
	Residential mortgages			187,777				2,219				-				246				3,132				193,374
	Consumer loans:
	Credit cards			1,601				17				3				-				-				1,621
	Home equity lines and loans			100,153				608				-				-				465				101,226
	Indirect consumer loans			195,291				1,426				-				-				286				197,003
	Direct consumer loans			21,042				61				-				-				39				21,142
	Total		$	1,094,109			$	7,079			$	2,527			$	5,770			$	7,209			$	1,116,694
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of September 30, 2014.
	31-Dec-13		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)				Total
	Commercial and agricultural:
	Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348			$	145,155
	Agricultural			577				-				-				-				-				577
	Commercial mortgages:
	Construction			24,742				-				1,454				774				540				27,510
	Commercial mortgages			335,123				1,138				-				7,983				2,342				346,586
	Residential mortgages			187,448				5,458				-				261				3,358				196,525
	Consumer loans:
	Credit cards			1,729				9				19				-				-				1,757
	Home equity lines and loans			95,349				150				-				-				635				96,134
	Indirect consumer loans			163,810				1,235				-				-				249				165,294
	Direct consumer loans			18,830				50				-				-				45				18,925
	Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517			$	998,463
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Loans by class modified as troubled debt restructurings	'
	The following table presents loans by class modified as troubled debt restructurings that occurred during the nine months ended September 30, 2014 and September 30, 2013 (dollars in thousands):
	Nine months ended September 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			3			$	908			$	908
	Commercial mortgages:
	Commercial mortgages			3				2,236				2,192
	Total			6			$	3,144			$	3,100
	Nine months ended September 30, 2013
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			4			$	841			$	841
	Commercial mortgages:
	Commercial mortgages			1				133				133
	Consumer loans:
	Home equity lines and loans			3				134				134
	Total			8			$	1,108			$	1,108
	The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in less than $0.1 million in charge offs during the nine months ended September 30, 2014.  The troubled debt restructurings described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge offs during the nine months ended September 30, 2013.
	There were no payment defaults on any loans previously modified as troubled debt restructurings during the nine months ending September 30, 2014 or September 30, 2013, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
	The following table presents loans by class modified as troubled debt restructurings that occurred during the three months ended September 30, 2014 and September 30, 2013 (dollars in thousands):
	Three months ended September 30, 2014		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			2			$	405			$	405
	Commercial mortgages:
	Commercial mortgages			1				1,869				1,869
	Total			3			$	2,274			$	2,274
	Three months ended September 30, 2013
	Troubled debt restructurings:
	Consumer loans:
	Home equity lines and loans			1			$	31			$	31
	Total			1			$	31			$	31
Risk category of the recorded investment of loans by class of loans	'
	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  Loans listed as not rated are included in groups of homogeneous loans.  Based on the analyses performed as of September 30, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (dollars in thousands):
			30-Sep-14
			Not Rated				Pass				Loans acquired with deteriorated credit quality				Special Mention				Substandard				Doubtful			Total
	Commercial and
	agricultural:
	Commercial and industrial		$	-			$	154,618			$	607			$	6,671			$	3,380			$	68		$	165,344
	Agricultural			-				869				-				-				-				-			869
	Commercial mortgages:
	Construction			-				42,829				774				3,328				152				-			47,083
	Commercial mortgages			-				362,160				4,143				12,088				10,491				150			389,032
	Residential mortgages			189,739				-				246				-				3,389				-			193,374
	Consumer loans:
	Credit cards			1,621				-				-				-				-				-			1,621
	Home equity lines and			100,761				-				-				-				465				-			101,226
	loans
	Indirect consumer loans			196,717				-				-				-				286				-			197,003
	Direct consumer loans			21,103				-				-				-				39							21,142
	Total		$	509,941			$	560,476			$	5,770			$	22,087			$	18,202			$	218		$	1,116,694
			31-Dec-13
			Not Rated				Pass				Loans				Special Mention				Substandard				Doubtful			Total
											acquired with deteriorated credit quality
	Commercial and
	agricultural:
	Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724			$	1,021		$	145,155
	Agricultural			-				577				-				-				-				-			577
	Commercial mortgages:
	Construction			-				23,087				774				2,783				866				-			27,510
	Commercial mortgages			-				313,956				7,983				13,611				11,036				-			346,586
	Residential mortgages			192,995				-				261				-				3,269				-			196,525
	Consumer loans
	Credit cards			1,757				-				-				-				-				-			1,757
	Home equity lines and			95,422				-				-				-				712				-			96,134
	loans
	Indirect consumer loans			165,045				-				-				-				249				-			165,294
	Direct consumer loans			18,880				-				-				-				45				-			18,925
	Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901			$	1,021		$	998,463
Recorded investment in residential and consumer loans based on payment activity	'
	The following table presents the recorded investment in residential and consumer loans based on payment activity as of September 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Sep-14
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	190,242			$	1,621			$	100,761			$	196,717			$	21,103
	Non-Performing			3,132				-				465				286				39
	Total		$	193,374			$	1,621			$	101,226			$	197,003			$	21,142
		31-Dec-13
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
	Non-Performing			3,358				-				635				249				45
	Total		$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
Summary of changes in contractually required principal and interest on loans acquired	'
	The table below summarizes the changes in total contractually required principal and interest cash payments, management's estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to September 30, 2014 and July 1, 2014 to September 30, 2014 (dollars in thousands):
	Nine months ended September 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
			31-Dec-13												30-Sep-14
	Contractually required principal and interest		$	11,230			$	-			$	(4,359	)		$	6,871
	Contractual cash flows not expected to be collected			(543	)			-				(43	)			(586	)
	(non accretable discount)
	Cash flows expected to be collected			10,687				-				(4,402	)			6,285
	Interest component of expected cash flows (accretable yield)			(991	)			464				12				(515	)
	Fair value of loans acquired with deteriorating credit quality		$	9,696			$	464			$	(4,390	)		$	5,770
	Three months ended September 30, 2014		Balance at				Income Accretion				All Other Adjustments				Balance at
			June 30,												30-Sep-14
			2014
	Contractually required principal and interest		$	10,057			$	-			$	(3,186	)		$	6,871
	Contractual cash flows not expected to be collected			(486	)			-				(100	)			(586	)
	(non accretable discount)
	Cash flows expected to be collected			9,571				-				(3,286	)			6,285
	Interest component of expected cash flows (accretable yield)			(673	)			120				38				(515	)
	Fair value of loans acquired with deteriorating credit quality		$	8,898			$	120			$	(3,248	)		$	5,770

FAIR_VALUE_Tables

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2014
FAIR VALUE [Abstract]	'
Summary of assets and liabilities measured at fair value on a recurring basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at September 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S.	$	177,215		$	31,174		$	146,041	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		64,571			-			64,571		-
	Collateralized mortgage obligations		464			-			464		-
	Obligations of states and political subdivisions		33,680			-			33,680		-
	Corporate bonds and notes		1,539			-			1,539		-
	SBA loan pools		1,349			-			1,349		-
	Trust Preferred securities		2,025			-			2,025		-
	Corporate stocks		7,254			6,838			416		-
	Total available for sale securities	$	288,097		$	38,012		$	250,085	$	-
	Trading assets	$	483		$	483		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets (Level 1)			Significant Other Observable Inputs		Significant Unobservable Inputs
								(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S.	$	188,106		$	31,262		$	156,844	$	-
	Government sponsored enterprises
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
Summary of assets and liabilities measured at fair value on a non-recurring basis	'
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (dollars in thousands):
					Fair Value Measurement at September 30, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial mortgages:
	Commercial mortgages	$	1,049		$	-		$	-	$	1,049
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	1,103		$	-		$	-	$	1,103
	Other real estate owned:
	Commercial mortgages:
	Commercial mortgages	$	3,117		$	-		$	-	$	3,117
	Consumer loans:
	Home equity lines and loans		2			-			-		2
	Total Other Real Estate Owned, net	$	3,119		$	-		$	-	$	3,119
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial	$	460		$	-		$	-	$	460
	Commercial mortgages:
	Commercial mortgages		485			-			-		485
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	999		$	-		$	-	$	999
	Other real estate owned:
	Commercial and agricultural:
	Commercial and industrial	$	101		$	-		$	-	$	101
	Commercial mortgages:
	Commercial mortgages		266			-			-		266
	Residential mortgages		106			-			-		106
	Consumer loans:
	Home equity lines and loans		65			-			-		65
	Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
Nonrecurring fair value measurement, valuation techniques	'
	The following table presents information related to Level 3 non-recurring fair value measurement at September 30, 2014 and December 31, 2013 (dollars in thousands):
	Description	Fair Value		Technique		Unobservable Inputs
		at September 30, 2014
	Impaired loans	$	1,103	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned	$	3,119	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
	Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
	Impaired loans	$	999	Third party appraisals			1	Management discount based on underlying collateral characteristics and market conditions
	Other real estate owned	$	538	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
Carrying value and estimated fair value of financial instruments	'
	The carrying amounts and estimated fair values of other financial instruments, at September 30, 2014 and December 31, 2013, are as follows (dollars in thousands):
		Fair Value Measurements at September 30, 2014 Using
	Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
					in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)		Fair Value (1)
	Cash and due from financial	$	31,957		$	31,957		$	-	$	-	$	31,957
	Institutions
	Interest-bearing deposits in other		3,069			3,069			-		-		3,069
	financial institutions
	Trading assets		483			483			-		-		483
	Securities available for sale		288,097			38,012			250,085		-		288,097
	Securities held to maturity		5,430			-			5,821		-		5,821
	FHLBNY and FRBNY stock		4,362			-			-		-		N/	A
	Loans, net		1,101,031			-			-		1,127,642		1,127,642
	Loans held for sale		1,167			-			1,167		-		1,167
	Accrued interest receivable		4,340			360			1,468		2,512		4,340
	Financial liabilities:
	Deposits:
	Demand, savings, and insured	$	1,099,744		$	1,099,744		$	-	$	-	$	1,099,744
	money market accounts
	Time deposits		211,255			-			211,876		-		211,876
	Securities sold under agreements		30,981			-			32,144		-		32,144
	to repurchase
	FHLBNY term advances		24,086			-			24,994		-		24,994
	Accrued interest payable		275			12			263		-		275
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
		Fair Value Measurements at December 31, 2013 Using
	Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
					in Active Markets			(Level 2)		(Level 3)		Fair Value (1)
					for Identical Assets
					(Level 1)
	Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
	Interest-bearing deposits in other		20,009			20,009			-		-		20,009
	financial institutions
	Trading assets		366			366			-		-		366
	Securities available for sale		346,016			38,541			307,475		-		346,016
	Securities held to maturity		6,495			-			6,930		-		6,930
	FHLBNY and FRBNY stock		4,482			-			-		-		N/	A
	Loans, net		983,090			-			-		1,008,826		1,008,826
	Loans held for sale		695			-			695		-		695
	Accrued interest receivable		4,166			145			1,468		2,553		4,166
	Financial liabilities:
	Deposits:
	Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
	Time deposits		244,492			-			245,482		-		245,482
	Securities sold under agreements		32,701			-			33,636		-		33,636
	to repurchase
	FHLBNY Advances		25,243			-			26,064		-		26,064
	Accrued interest payable		336			15			321		-		336
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
	Sep. 30, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]	'
Schedule of changes in goodwill	'
	The changes in goodwill included in the core banking segment during the periods ending September 30, 2014 and 2013 were as follows (dollars in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	Ending balance September 30,		$	21,824		$	21,824
Schedule of acquired finite-lived intangible assets by major class	'
	Acquired intangible assets were as follows at September 30, 2014 and December 31, 2013 (dollars in thousands):
		At September 30, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	3,054		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,170			6,063			3,323
	Total		$	11,608		$	6,224		$	12,038		$	5,661
Schedule of expected amortization expense	'
	The remaining estimated aggregate amortization expense at September 30, 2014 is listed below (dollars in thousands):
	Year		Estimated Expense
	2014		$	318
	2015			1,136
	2016			986
	2017			859
	2018			734
	2019 and thereafter			1,351
	Total		$	5,384

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Tables)	9 Months Ended
	Sep. 30, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]	'
Components of accumulated other comprehensive income (Loss)	'
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (dollars in thousands):
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013	$	6,043		$	(5,888	)		$	155
	Other comprehensive income before		391			-				391
	reclassification
	Amounts reclassified from accumulated other		(321	)		263				(58	)
	comprehensive income
	Net current period other comprehensive		70			263				333
	income
	Balance at September 30, 2014	$	6,113		$	(5,625	)		$	488
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at June 30, 2014	$	6,962		$	(5,712	)		$	1,250
	Other comprehensive loss before		(849	)		-				(849	)
	reclassification
	Amounts reclassified from accumulated other		-			87				87
	comprehensive income
	Net current period other comprehensive loss		(849	)		87				(762	)
	Balance at September 30, 2014	$	6,113		$	(5,625	)		$	488
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012	$	8,023		$	(10,830	)		$	(2,807	)
	Other comprehensive loss before		(1,170	)		-				(1,170	)
	reclassification
	Amounts reclassified from accumulated other		(1	)		701				700
	comprehensive income
	Net current period other comprehensive loss		(1,171	)		701				(470	)
	Balance at September 30, 2013	$	6,852		$	(10,129	)		$	(3,277	)
		Unrealized Gains and Losses on Securities Available for Sale			Defined Benefit and Other Benefit Plans				Total
	Balance at June 30, 2013	$	5,988		$	(10,363	)		$	(4,375	)
	Other comprehensive income before		864			-				864
	reclassification
	Amounts reclassified from accumulated other		-			234				234
	comprehensive income
	Net current period other comprehensive income		864			234				1,098
	Balance at September 30, 2013	$	6,852		$	(10,129	)		$	(3,277	)
Reclassification out of accumulated other comprehensive income	'
	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (dollars in thousands):
	Details about Accumulated Other Comprehensive Income Components	Nine Months Ended September 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-	$	-		$	-
	temporary gains (losses) realized in income
	Realized gains on securities available for sale		522			1		Net gains on securities transactions
	Tax effect		201			-		Income tax expense
	Net of tax		321			1
	Amortization of defined pension plan
	and other benefit plan items:
	Prior service costs (a)		66			63		Pension and other employee benefits
	Actuarial losses (a)		(499	)		(1,202	)	Pension and other employee benefits
	Tax effect		170			438		Income tax expense
	Net of tax		(263	)		(701	)
	Total reclassification for the period, net of tax	$	58		$	(700	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).
	Details about Accumulated Other Comprehensive Income Components	Three Months Ended September 30,						Affected Line Item
								in the Statement Where
								Net Income is Presented
		2014			2013
	Unrealized gains and losses on securities
	available for sale:
	Reclassification adjustment for other-than-	$	-		$	-
	temporary gains (losses) realized in income
	Realized gains on securities available for sale		-			-		Net gains on securities transactions
	Tax effect		-			-		Income tax expense
	Net of tax		-			-
	Amortization of defined pension plan
	and other benefit plan items:
	Prior service costs (a)		22			21		Pension and other employee benefits
	Actuarial losses (a)		(169	)		(401	)	Pension and other employee benefits
	Tax effect		60			146		Income tax expense
	Net of tax		(87	)		(234	)
	Total reclassification for the period, net of tax	$	(87	)	$	(234	)
	(a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]	'
Contractual amounts of financial instruments with off-balance sheet risk	'
	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2014 and December 31, 2013 (dollars in thousands):
		30-Sep-14						31-Dec-13
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	29,126		$	14,973		$	21,049		$	7,893
	Unused lines of credit		$	1,738		$	173,196		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,687		$	-		$	17,290

COMPONENTS_OF_QUARTERLY_AND_YE1

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Tables)	9 Months Ended
	Sep. 30, 2014
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]	'
Components of net periodic benefit costs	'
	The components of net periodic expense for the Corporation's pension and other benefit plans for the periods indicated are as follows (dollars in thousands):
		Nine Months Ended						Three Months Ended
		30-Sep-14			30-Sep-13			30-Sep-14			30-Sep-13
	Qualified Pension
	Service cost, benefits earned during the period	$	813		$	1,048		$	271		$	349
	Interest cost on projected benefit obligation		1,305			1,226			435			409
	Expected return on plan assets		(2,379	)		(2,181	)		(793	)		(727	)
	Amortization of unrecognized prior service cost		6			10			2			3
	Amortization of unrecognized net loss		480			1,172			160			391
	Net periodic pension expense	$	225		$	1,275		$	75		$	425
	Supplemental Pension
	Service cost, benefits earned during the period	$	30		$	30		$	10		$	10
	Interest cost on projected benefit obligation		40			36			14			12
	Amortization of unrecognized net loss		19			26			9			9
	Net periodic supplemental pension expense	$	89		$	92		$	33		$	31
	Postretirement, Medical and Life
	Service cost, benefits earned during the period	$	33		$	36		$	11		$	12
	Interest cost on projected benefit obligation		54			48			18			16
	Amortization of unrecognized prior service cost		(72	)		(73	)		(24	)		(24	)
	Amortization of unrecognized net loss		-			4			-			1
	Net periodic postretirement, medical and life expense	$	15		$	15		$	5		$	5

SEGMENT_REPORTING_Tables

SEGMENT REPORTING (Tables)	9 Months Ended
	Sep. 30, 2014
SEGMENT REPORTING [Abstract]	'
Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results	'
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation's reportable segments and the reconciliation to the Corporation's consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (dollars in thousands).
		Nine Months Ended September 30, 2014
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	36,525	$	-		$	9		$	36,534
	Provision for loan losses		2,330		-			-			2,330
	Net interest income after provision		34,195		-			9			34,204
	for loan losses
	Other operating income		8,930		5,816			610			15,356
	Other operating expenses		35,836		8,199			650			44,685
	Income (loss) before income tax expense		7,289		(2,383	)		(31	)		4,875
	Income tax expense (benefit)		2,179		(916	)		(64	)		1,199
	Segment net income (loss)	$	5,110	$	(1,467	)	$	33		$	3,676
	Segment assets	$	1,515,658	$	6,332		$	1,567		$	1,523,557
		Nine Months Ended September 30, 2013
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	34,553	$	-		$	8		$	34,561
	Provision for loan losses		1,755		-			-			1,755
	Net interest income after provision		32,798		-			8			32,806
	for loan losses
	Other operating income		6,715		5,448			684			12,847
	Other operating expenses		30,137		4,174			617			34,928
	Income before income tax expense		9,376		1,274			75			10,725
	Income tax expense (benefit)		2,995		490			(6	)		3,479
	Segment net income	$	6,381	$	784		$	81		$	7,246
	Segment assets	$	1,334,376	$	5,023		$	1,692		$	1,341,091
		Three Months Ended September 30, 2014
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	12,424	$	-		$	2		$	12,426
	Provision for loan losses		589		-			-			589
	Net interest income after provision		11,835		-			2			11,837
	for loan losses
	Other operating income		2,852		1,943			191			4,986
	Other operating expenses		12,055		5,510			198			17,763
	Income (loss) before income tax expense		2,632		(3,567	)		(5	)		(940	)
	Income tax expense (benefit)		769		(1,371	)		(19	)		(621	)
	Segment net income (loss)	$	1,863	$	(2,196	)	$	14		$	(319	)
		Three Months Ended September 30, 2013
		Core Banking		Wealth Management Group Services			Holding Company And Other			Consolidated Totals
	Net interest income	$	11,515	$	-		$	2		$	11,517
	Provision for loan losses		874		-			-			874
	Net interest income after provision		10,641		-			2			10,643
	for loan losses
	Other operating income		2,402		1,813			136			4,351
	Other operating expenses		10,276		1,371			166			11,813
	Income (loss) before income tax expense		2,767		442			(28	)		3,181
	Income tax expense (benefit)		860		170			(28	)		1,002
	Segment net income	$	1,907	$	272		$	-		$	2,179

STOCK_COMPENSATION_Tables

STOCK COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2014
STOCK COMPENSATION [Abstract]	'
Summary of restricted stock activity	'
	A summary of restricted stock activity from December 31, 2013 to September 30, 2014 is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		990			30.33
	Vested		(415	)		23.07
	Forfeited or Cancelled		-			-
	Nonvested at September 30, 2014		21,214		$	27.4

EARNING_PER_COMMON_SHARE_Detai

EARNING PER COMMON SHARE (Details)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
EARNINGS (LOSS) PER COMMON SHARE [Abstract]	'	'	'	'
Weighted average number of shares outstanding (in shares)	4,684	4,660	4,681	4,658
Dilutive common stock equivalents (in shares)	0	0	0	0

SECURITIES_PART_1_Details

SECURITIES, PART 1 (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	$278,167	$336,199
Unrealized Gains	10,275	11,506
Unrealized Losses	345	1,689
Estimated Fair Value	288,097	346,016
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	5,430	6,495
Unrealized Gains	391	435
Unrealized Losses	0	0
Estimated Fair Value	5,821	6,930
Obligations of states and political subdivisions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	4,774	5,472
Unrealized Gains	382	419
Unrealized Losses	0	0
Estimated Fair Value	5,156	5,891
Time deposits with other financial institutions [Member]	'	'
Held to maturity securities, amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	656	1,023
Unrealized Gains	9	16
Unrealized Losses	0	0
Estimated Fair Value	665	1,039
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	175,960	187,098
Unrealized Gains	1,499	1,915
Unrealized Losses	244	907
Estimated Fair Value	177,215	188,106
Mortgage-backed securities, residential [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	63,858	104,069
Unrealized Gains	793	1,036
Unrealized Losses	80	749
Estimated Fair Value	64,571	104,356
Collateralized mortgage obligations [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	457	1,001
Unrealized Gains	7	14
Unrealized Losses	0	0
Estimated Fair Value	464	1,015
Obligations of states and political subdivisions [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	32,710	37,339
Unrealized Gains	982	1,059
Unrealized Losses	12	22
Estimated Fair Value	33,680	38,376
Corporate bonds and notes [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,505	2,879
Unrealized Gains	38	76
Unrealized Losses	4	9
Estimated Fair Value	1,539	2,946
SBA Loans [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,340	1,471
Unrealized Gains	12	17
Unrealized Losses	3	0
Estimated Fair Value	1,349	1,488
Trust Preferred securities [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	1,904	1,898
Unrealized Gains	121	136
Unrealized Losses	0	0
Estimated Fair Value	2,025	2,034
Corporate stocks [Member]	'	'
Available for sale securities amortized cost and fair value basis [Abstract]	'	'
Amortized Cost	433	444
Unrealized Gains	6,823	7,253
Unrealized Losses	2	2
Estimated Fair Value	$7,254	$7,695

SECURITIES_PART_2_Details

SECURITIES, PART 2 (Details) (USD $)

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Mar. 31, 2014

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]

Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]

Mortgage-backed securities, residential [Member]

Mortgage-backed securities, residential [Member]

Obligations of states and political subdivisions [Member]

Obligations of states and political subdivisions [Member]

Corporate bonds and notes [Member]

Corporate bonds and notes [Member]

SBA Loans [Member]

Corporate stocks [Member]

Corporate stocks [Member]

Collateralized debt obligations [Member]

Mortgage-backed securities, residential [Member]

Obligations of states and political subdivisions [Member]

Obligations of states and political subdivisions [Member]

Collateralized mortgage obligations [Member]

SBA Loans [Member]

Available-for-sale securities debt maturities, amortized cost [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

$26,690

'

$26,690

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

178,884

'

178,884

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

6,505

'

6,505

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities With Single Maturity Date, Total

212,079

'

212,079

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities Without Single Maturity Date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

63,858

'

'

457

1,340

Amortized Cost, Total

277,734

'

277,734

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale securities debt maturities, fair value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

27,044

'

27,044

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

180,813

'

180,813

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

6,602

'

6,602

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities With Single Maturity Date, Total

214,459

'

214,459

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities Without Single Maturity Date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

64,571

'

'

464

1,349

Fair Value, Total

280,843

'

280,843

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Held-to-maturity securities debt maturities, amortized cost [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

1,931

'

1,931

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

2,347

'

2,347

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

1,152

'

1,152

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities With Single Maturity Date, Total

5,430

'

5,430

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities Without Single Maturity Date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

'

0

0

Amortized Cost

5,430

'

5,430

'

6,495

'

'

'

'

'

'

'

'

'

'

'

'

'

4,774

5,472

'

'

Held-to-maturity securities debt maturities, fair value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Within One Year

1,960

'

1,960

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After One, But Within Five Years

2,547

'

2,547

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

After Five, But Within Ten Years

1,314

'

1,314

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value, Specified Maturity Period

5,821

'

5,821

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities Without Single Maturity Date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

0

'

'

0

0

Fair Value

5,821

'

5,821

'

6,930

'

'

'

'

'

'

'

'

'

'

'

'

'

5,156

5,891

'

'

Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds

'

'

55,610

10,534

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross gains

'

'

522

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gross losses

'

'

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Tax expense

'

'

201

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less than 12 months

72,599

'

72,599

'

151,782

45,511

83,840

22,875

63,115

3,608

4,589

0

238

605

0

0

'

'

'

'

'

'

12 months or longer

16,268

'

16,268

'

1,980

15,698

1,978

0

0

326

0

242

0

0

2

2

'

'

'

'

'

'

Total

88,867

'

88,867

'

153,762

61,209

85,818

22,875

63,115

3,934

4,589

242

238

605

2

2

'

'

'

'

'

'

Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Less than 12 months

253

'

253

'

1,648

159

867

80

750

11

22

0

9

3

0

0

'

'

'

'

'

'

12 months or longer

92

'

92

'

41

85

39

0

0

0

0

5

0

0

2

2

'

'

'

'

'

'

Total

345

'

345

'

1,689

244

906

80

750

11

22

5

9

3

2

2

'

'

'

'

'

'

Information related to the pooled trust preferred security [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Book value of Pooled trust preferred security analyzed for currently performing collateral

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

500

'

'

'

'

'

Other than temporary impairment credit losses recognized in earnings [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Beginning balance

0

3,506

1,939

3,506

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additions/Subtractions [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts realized for securities sold during the period

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Reductions for previous credit losses realized in securities liquidated during the period

0

0

-1,939

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized

0

0

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Ending balance

$0

$3,506

$0

$3,506

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	$1,114,182	$995,866
Interest receivable on loans	2,512	2,597
Total	1,116,694	998,463
Commercial and Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	166,213	145,732
Commercial and industrial [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	164,984	144,787
Total	165,344	145,155
Agricultural [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	868	576
Total	869	577
Commercial mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	388,185	345,707
Total	436,115	374,096
Commercial mortgages: Construction [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	46,981	27,440
Total	47,083	27,510
Residential mortgages [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	192,870	195,997
Total	193,374	196,525
Consumer Loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total	320,992	282,110
Credit cards [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	1,621	1,756
Total	1,621	1,757
Home equity lines and loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	100,991	95,905
Total	101,226	96,134
Indirect consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	196,603	164,846
Total	197,003	165,294
Direct consumer loans [Member]	'	'
Composition of loan portfolio [Abstract]	'	'
Total loans, net of deferred origination fees and cost, and unearned income	21,079	18,852
Total	$21,142	$18,925

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCES (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	$13,632	$11,320	$12,776	$10,433	'
Charge Offs	-1,443	-723	-2,939	-1,193	'
Recoveries	373	385	984	861	'
Net recoveries (charge offs)	-1,070	-338	-1,955	-332	'
Provision	589	874	2,330	1,755	'
Ending balance	13,151	11,856	13,151	11,856	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	257	'	257	'	1,046
Collectively evaluated for impairment	11,943	'	11,943	'	10,340
Loans acquired with deteriorated credit quality	951	'	951	'	1,390
Total ending allowance balance	13,151	'	13,151	'	12,776
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	14,027	'	14,027	'	13,897
Loans collectively evaluated for impairment	1,096,897	'	1,096,897	'	974,870
Loans acquired with deteriorated credit quality	5,770	'	5,770	'	9,696
Total	1,116,694	'	1,116,694	'	998,463
Commercial and Agricultural [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	1,749	1,879	1,979	1,708	'
Charge Offs	-60	-167	-415	-186	'
Recoveries	138	158	331	454	'
Net recoveries (charge offs)	78	-9	-84	268	'
Provision	-115	188	-183	82	'
Ending balance	1,712	2,058	1,712	2,058	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	68	'	68	'	576
Collectively evaluated for impairment	1,644	'	1,644	'	1,403
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	1,712	'	1,712	'	1,979
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	1,318	'	1,318	'	2,946
Loans collectively evaluated for impairment	164,288	'	164,288	'	142,108
Loans acquired with deteriorated credit quality	607	'	607	'	678
Total	166,213	'	166,213	'	145,732
Commercial Mortgages [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	6,912	5,134	6,243	4,428	'
Charge Offs	-878	-44	-1,236	-44	'
Recoveries	35	34	118	53	'
Net recoveries (charge offs)	-843	-10	-1,118	9	'
Provision	256	289	1,200	976	'
Ending balance	6,325	5,413	6,325	5,413	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	188	'	188	'	466
Collectively evaluated for impairment	5,199	'	5,199	'	4,407
Loans acquired with deteriorated credit quality	938	'	938	'	1,370
Total ending allowance balance	6,325	'	6,325	'	6,243
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	12,477	'	12,477	'	10,703
Loans collectively evaluated for impairment	418,721	'	418,721	'	354,636
Loans acquired with deteriorated credit quality	4,917	'	4,917	'	8,757
Total	436,115	'	436,115	'	374,096
Residential Mortgages [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	1,498	1,515	1,517	1,565	'
Charge Offs	-90	0	-97	-53	'
Recoveries	0	27	28	65	'
Net recoveries (charge offs)	-90	27	-69	12	'
Provision	24	10	-16	-25	'
Ending balance	1,432	1,552	1,432	1,552	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	0
Collectively evaluated for impairment	1,419	'	1,419	'	1,497
Loans acquired with deteriorated credit quality	13	'	13	'	20
Total ending allowance balance	1,432	'	1,432	'	1,517
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	108	'	108	'	117
Loans collectively evaluated for impairment	193,020	'	193,020	'	196,147
Loans acquired with deteriorated credit quality	246	'	246	'	261
Total	193,374	'	193,374	'	196,525
Consumer Loans [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	3,473	2,792	3,037	2,706	'
Charge Offs	-415	-512	-1,191	-910	'
Recoveries	200	166	507	289	'
Net recoveries (charge offs)	-215	-346	-684	-621	'
Provision	424	387	1,329	748	'
Ending balance	3,682	2,833	3,682	2,833	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	1	'	1	'	4
Collectively evaluated for impairment	3,681	'	3,681	'	3,033
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	3,682	'	3,682	'	3,037
Loans [Abstract]	'	'	'	'	'
Loans individually evaluated for impairment	124	'	124	'	131
Loans collectively evaluated for impairment	320,868	'	320,868	'	281,979
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total	320,992	'	320,992	'	282,110
Unallocated [Member]	'	'	'	'	'
Allowance for loan losses, by portfolio segment [Roll Forward]	'	'	'	'	'
Beginning balance	0	0	0	26	'
Charge Offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Net recoveries (charge offs)	0	0	0	0	'
Provision	0	0	0	-26	'
Ending balance	0	0	0	0	'
Ending allowance balance attributable to loans [Abstract]	'	'	'	'	'
Individually evaluated for impairment	0	'	0	'	0
Collectively evaluated for impairment	0	'	0	'	0
Loans acquired with deteriorated credit quality	0	'	0	'	0
Total ending allowance balance	$0	'	$0	'	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Dec. 31, 2013
Unpaid Principal Balance [Abstract]	'		'		'		'		'
Unpaid Principal Balance, Total	$14,155		'		$14,155		'		$13,875
Recorded Investment [Abstract]	'		'		'		'		'
Recorded Investment, Total	14,027		'		14,027		'		13,897
Allowance for Loan Losses Allocated	257		'		257		'		1,046
Average Recorded Investment [Abstract]	'		'		'		'		'
Average Recorded Investment, Total	12,754		12,133		12,543		12,486		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
Interest Income, Accrual Method, Total	121	[1]	107	[1]	318	[1]	304	[1]	'
Commercial and industrial [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	1,247		'		1,247		'		1,906
With related allowance, Unpaid Principal Balance	68		'		68		'		1,037
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	1,250		'		1,250		'		1,909
With related allowance, Recorded Investment	68		'		68		'		1,037
Allowance for Loan Losses Allocated	68		'		68		'		576
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	1,309		1,599		1,566		1,529		'
With related allowance, Average Recorded Investment	144		819		784		640		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	11	[1]	17	[1]	26	[1]	52	[1]	'
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]	'
Commercial mortgages [Member]	'		'		'		'		'
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	7,909		5,564		6,806		5,629		'
With related allowance, Average Recorded Investment	1,233		1,333		912		847		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	82	[1]	66	[1]	211	[1]	184	[1]	'
With related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	'		0	[1]	'
Construction [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	1,936		'		1,936		'		2,329
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	1,919		'		1,919		'		2,319
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	1,924		2,576		2,231		3,626		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	26	[1]	22	[1]	76	[1]	64	[1]	'
Commercial mortgages [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	9,437		'		9,437		'		7,406
With related allowance, Unpaid Principal Balance	1,237		'		1,237		'		951
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	9,331		'		9,331		'		7,439
With related allowance, Recorded Investment	1,227		'		1,227		'		945
Allowance for Loan Losses Allocated	188		'		188		'		466
Residential mortgages [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	108		'		108		'		117
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	108		'		108		'		117
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	110		124		114		127		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	0	[1]	0	[1]	0	[1]	0	[1]	'
Home equity lines and loans [Member]	'		'		'		'		'
Unpaid Principal Balance [Abstract]	'		'		'		'		'
With no related allowance, Unpaid Principal Balance	67		'		67		'		71
With related allowance, Unpaid Principal Balance	55		'		55		'		58
Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Recorded Investment	69		'		69		'		73
With related allowance, Recorded Investment	55		'		55		'		58
Allowance for Loan Losses Allocated	1		'		1		'		4
Average Recorded Investment [Abstract]	'		'		'		'		'
With no related allowance, Average Recorded Investment	69		60		72		41		'
With related allowance, Average Recorded Investment	56		58		58		43		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With no related allowance, Interest Income, Accrual Method	1	[1]	1	[1]	2	[1]	2	[1]	'
With related allowance, Interest Income, Accrual Method	1	[1]	1	[1]	3	[1]	2	[1]	'
Direct consumer loans [Member]	'		'		'		'		'
Average Recorded Investment [Abstract]	'		'		'		'		'
With related allowance, Average Recorded Investment	0		0		0		4		'
Interest Income, Accrual Method [Abstract]	'		'		'		'		'
With related allowance, Interest Income, Accrual Method	$0		$0		$0		$0		'
[1]	Cash basis interest income approximates interest income recognized.

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES, RECEIVABLES PAST DUE (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	$1,094,109		$970,708
30-89 Days Past Due	7,079		8,069
90 Days or more Past Due and accruing	2,527		1,473
Loans acquired with deteriorated credit quality	5,770		9,696
Non-Accrual	7,209	[1]	8,517	[2]
Total	1,116,694		998,463
Commercial and Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	607		678
Total	166,213		145,732
Commercial and industrial [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	164,207		143,100
30-89 Days Past Due	206		29
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	607		678
Non-Accrual	324	[1]	1,348	[2]
Total	165,344		145,155
Agricultural [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	869		577
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	869		577
Commercial mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	4,917		8,757
Total	436,115		374,096
Construction [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	44,710		24,742
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	1,447		1,454
Loans acquired with deteriorated credit quality	774		774
Non-Accrual	152	[1]	540	[2]
Total	47,083		27,510
Commercial mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	378,459		335,123
30-89 Days Past Due	2,542		1,138
90 Days or more Past Due and accruing	1,077		0
Loans acquired with deteriorated credit quality	4,143		7,983
Non-Accrual	2,811	[1]	2,342	[2]
Total	389,032		346,586
Residential mortgages [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	187,777		187,448
30-89 Days Past Due	2,219		5,458
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	246		261
Non-Accrual	3,132	[1]	3,358	[2]
Total	193,374		196,525
Consumer Loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Loans acquired with deteriorated credit quality	0		0
Total	320,992		282,110
Credit cards [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	1,601		1,729
30-89 Days Past Due	17		9
90 Days or more Past Due and accruing	3		19
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	1,621		1,757
Home equity lines and loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	100,153		95,349
30-89 Days Past Due	608		150
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	465	[1]	635	[2]
Total	101,226		96,134
Indirect consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	195,291		163,810
30-89 Days Past Due	1,426		1,235
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	286	[1]	249	[2]
Total	197,003		165,294
Direct consumer loans [Member]	'		'
Aging of the recorded investment in loans past due [Abstract]	'		'
Current	21,042		18,830
30-89 Days Past Due	61		50
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	39	[1]	45	[2]
Total	$21,142		$18,925
[1]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of September 30, 2014.
[2]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	Loan	Loan	Loan	Loan
Troubled Debt Restructurings [Abstract]	'	'	'	'	'
Recorded investment in troubled debt restructurings	'	'	$8,700,000	'	$7,900,000
Troubled debt restructuring reserve	'	'	100,000	'	300,000
Troubled debt restructuring loan amount modified	8,100,000	'	8,100,000	'	6,800,000
Loans committed to customers with loans classified as TDR	100,000	'	100,000	'	200,000
Troubled debt restructurings increased allowance for loan losses	0	100,000	0	100,000	'
Troubled debt restructuring, charge offs	0	0	100,000	0	'
Period after troubled debt restructuring modification where no default payments made	'	'	'12 months	'	'
Number of days past due after which loan considered as payment default	'	'	'90 days	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'	'
Number of Loans	3	1	6	8	'
Pre-Modification Outstanding Recorded Investment	2,274,000	31,000	3,144,000	1,108,000	'
Post-Modification Outstanding Recorded Investment	2,274,000	31,000	3,100,000	1,108,000	'
Commercial and industrial [Member]	'	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'	'
Number of Loans	2	'	3	4	'
Pre-Modification Outstanding Recorded Investment	405,000	'	908,000	841,000	'
Post-Modification Outstanding Recorded Investment	405,000	'	908,000	841,000	'
Commercial mortgages [Member]	'	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'	'
Number of Loans	1	'	3	1	'
Pre-Modification Outstanding Recorded Investment	1,869,000	'	2,236,000	133,000	'
Post-Modification Outstanding Recorded Investment	1,869,000	'	2,192,000	133,000	'
Home Equity Lines & Loans [Member]	'	'	'	'	'
Loans by class modified as troubled debt restructurings [Abstract]	'	'	'	'	'
Number of Loans	'	1	'	3	'
Pre-Modification Outstanding Recorded Investment	'	31,000	'	134,000	'
Post-Modification Outstanding Recorded Investment	'	$31,000	'	$134,000	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2014	Dec. 31, 2013
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	$1,116,694	$1,116,694	$998,463
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	21,142	21,142	18,925
Deteriorated Loans Transferred in [Abstract]	'	'	'
Contractually required principal and interest, opening balance	10,057	11,230	'
Contractually required principal and interest, income accretion	0	0	'
Contractually required principal and interest, all other adjustments	-3,186	-4,359	'
Contractually required principal and interest, closing balance	6,871	6,871	'
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance	-486	-543	'
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0	0	'
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	-100	-43	'
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance	-586	-586	'
Cash flows expected to be collected, opening balance	9,571	10,687	'
Cash flows expected to be collected, income accretion	0	0	'
Cash flows expected to be collected, all other adjustments	-3,286	-4,402	'
Cash flows expected to be collected, closing balance	6,285	6,285	'
Interest component of expected cash flows (accretable yield), opening balance	-673	-991	'
Interest component of expected cash flows (accretable yield), income accretion	120	464	'
Interest component of expected cash flows (accretable yield), all other adjustments	38	12	'
Interest component of expected cash flows (accretable yield), closing balance	-515	-515	'
Fair value of loans acquired with deteriorating credit quality, opening balance	8,898	9,696	'
Fair value of loans acquired with deteriorating credit quality, income accretion	120	464	'
Fair value of loans acquired with deteriorating credit quality, all other adjustments	-3,248	-4,390	'
Fair value of loans acquired with deteriorating credit quality, closing balance	5,770	5,770	'
Commercial and Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	166,213	166,213	145,732
Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	165,344	165,344	145,155
Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	869	869	577
Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	436,115	436,115	374,096
Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	47,083	47,083	27,510
Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	389,032	389,032	346,586
Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	193,374	193,374	196,525
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	193,374	193,374	196,525
Consumer Loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	320,992	320,992	282,110
Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	1,621	1,621	1,757
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	1,621	1,621	1,757
Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	101,226	101,226	96,134
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	101,226	101,226	96,134
Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	197,003	197,003	165,294
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	197,003	197,003	165,294
Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	21,142	21,142	18,925
Not Rated [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	509,941	509,941	474,099
Not Rated [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Not Rated [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	189,739	189,739	192,995
Not Rated [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	1,621	1,621	1,757
Not Rated [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	100,761	100,761	95,422
Not Rated [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	196,717	196,717	165,045
Not Rated [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	21,103	21,103	18,880
Pass [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	560,476	560,476	471,235
Pass [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	154,618	154,618	133,615
Pass [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	869	869	577
Pass [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	42,829	42,829	23,087
Pass [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	362,160	362,160	313,956
Pass [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Pass [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	5,770	5,770	9,696
Loans Acquired with deteriorated credit quality [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	607	607	678
Loans Acquired with deteriorated credit quality [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	774	774	774
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	4,143	4,143	7,983
Loans Acquired with deteriorated credit quality [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	246	246	261
Loans Acquired with deteriorated credit quality [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Loans Acquired with deteriorated credit quality [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	22,087	22,087	21,511
Special Mention [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	6,671	6,671	5,117
Special Mention [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,328	3,328	2,783
Special Mention [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	12,088	12,088	13,611
Special Mention [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Special Mention [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	18,202	18,202	20,901
Substandard [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,380	3,380	4,724
Substandard [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	152	152	866
Substandard [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	10,491	10,491	11,036
Substandard [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	3,389	3,389	3,269
Substandard [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Substandard [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	465	465	712
Substandard [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	286	286	249
Substandard [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	39	39	45
Doubtful [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	218	218	1,021
Doubtful [Member] | Commercial and industrial [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	68	68	1,021
Doubtful [Member] | Agricultural [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Construction [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Commercial mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	150	150	0
Doubtful [Member] | Residential mortgages [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Credit Cards [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Home equity lines and loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Indirect consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Doubtful [Member] | Direct consumer loans [Member]	'	'	'
Finance receivable by credit quality indicator [Abstract]	'	'	'
Loans	0	0	0
Performing [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	21,103	21,103	18,880
Performing [Member] | Residential mortgages [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	190,242	190,242	193,167
Performing [Member] | Credit Cards [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	1,621	1,621	1,757
Performing [Member] | Home equity lines and loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	100,761	100,761	95,499
Performing [Member] | Indirect consumer loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	196,717	196,717	165,045
Non-Performing [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	39	39	45
Non-Performing [Member] | Residential mortgages [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	3,132	3,132	3,358
Non-Performing [Member] | Credit Cards [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	0	0	0
Non-Performing [Member] | Home equity lines and loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	465	465	635
Non-Performing [Member] | Indirect consumer loans [Member]	'	'	'
Residential and consumer finance receivable [Abstract]	'	'	'
Residential and consumer loans receivable	$286	$286	$249

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2014	Dec. 31, 2013
Financial Assets [Abstract]	'	'	'
Estimated Fair Value	$288,097,000	$288,097,000	$346,016,000
Trading assets	483,000	483,000	366,000
Financial Assets [Abstract]	'	'	'
Impaired loan valuation allowance	257,000	257,000	1,046,000
Impaired Loans [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Carrying amount of impaired loans	1,400,000	1,400,000	2,000,000
Impaired loan valuation allowance	300,000	300,000	1,000,000
Decrease in provision for loan losses	-100,000	-800,000	900,000
Other real estate owned [Member]	'	'	'
Consumer loans [Abstract]	'	'	'
Total Other real estate owned, net	'	'	700,000
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned carrying value, net	3,100,000	3,100,000	500,000
OREO - Other real estate owned gross	'	'	700,000
Other real estate owned valuation allowance	0	0	200,000
Write down of OREO	0	'	'
Other real estate owned [Member] | Maximum [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Write down of OREO	'	100,000	'
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Estimated Fair Value	38,012,000	38,012,000	38,541,000
Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Estimated Fair Value	250,085,000	250,085,000	307,475,000
Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Estimated Fair Value	0	0	0
Recurring [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	177,215,000	177,215,000	188,106,000
Mortgage-backed securities, residential	64,571,000	64,571,000	104,356,000
Collateralized mortgage obligations	464,000	464,000	1,015,000
Obligations of states and political subdivisions	33,680,000	33,680,000	38,376,000
Corporate bonds and notes	1,539,000	1,539,000	2,946,000
SBA loan pools	1,349,000	1,349,000	1,488,000
Trust Preferred securities	2,025,000	2,025,000	2,034,000
Corporate stocks	7,254,000	7,254,000	7,695,000
Estimated Fair Value	288,097,000	288,097,000	346,016,000
Trading assets	483,000	483,000	366,000
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	31,174,000	31,174,000	31,262,000
Mortgage-backed securities, residential	0	0	0
Collateralized mortgage obligations	0	0	0
Obligations of states and political subdivisions	0	0	0
Corporate bonds and notes	0	0	0
SBA loan pools	0	0	0
Trust Preferred securities	0	0	0
Corporate stocks	6,838,000	6,838,000	7,279,000
Estimated Fair Value	38,012,000	38,012,000	38,541,000
Trading assets	483,000	483,000	366,000
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	146,041,000	146,041,000	156,844,000
Mortgage-backed securities, residential	64,571,000	64,571,000	104,356,000
Collateralized mortgage obligations	464,000	464,000	1,015,000
Obligations of states and political subdivisions	33,680,000	33,680,000	38,376,000
Corporate bonds and notes	1,539,000	1,539,000	2,946,000
SBA loan pools	1,349,000	1,349,000	1,488,000
Trust Preferred securities	2,025,000	2,025,000	2,034,000
Corporate stocks	416,000	416,000	416,000
Estimated Fair Value	250,085,000	250,085,000	307,475,000
Trading assets	0	0	0
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Financial Assets [Abstract]	'	'	'
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	0	0
Mortgage-backed securities, residential	0	0	0
Collateralized mortgage obligations	0	0	0
Obligations of states and political subdivisions	0	0	0
Corporate bonds and notes	0	0	0
SBA loan pools	0	0	0
Trust Preferred securities	0	0	0
Corporate stocks	0	0	0
Estimated Fair Value	0	0	0
Trading assets	0	0	0
Non-recurring [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	460,000
Commercial mortgages	1,049,000	1,049,000	485,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	54,000	54,000	54,000
Total Impaired Loans	1,103,000	1,103,000	999,000
Non-recurring [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	101,000
Commercial mortgages	3,117,000	3,117,000	266,000
Residential mortgages	'	'	106,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	2,000	2,000	65,000
Total Other real estate owned, net	3,119,000	3,119,000	538,000
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	3,119,000	3,119,000	538,000
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Impaired Loans	0	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Residential mortgages	'	'	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Other real estate owned, net	0	0	0
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	0	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Impaired Loans	0	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	0
Commercial mortgages	0	0	0
Residential mortgages	'	'	0
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	0	0	0
Total Other real estate owned, net	0	0	0
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	0	0	0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	460,000
Commercial mortgages	1,049,000	1,049,000	485,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	54,000	54,000	54,000
Total Impaired Loans	1,103,000	1,103,000	999,000
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other real estate owned [Member]	'	'	'
Impaired Loans [Abstract]	'	'	'
Commercial & industrial	'	'	101,000
Commercial mortgages	3,117,000	3,117,000	266,000
Residential mortgages	'	'	106,000
Consumer loans [Abstract]	'	'	'
Home equity lines and loans	2,000	2,000	65,000
Total Other real estate owned, net	3,119,000	3,119,000	538,000
Financial Assets [Abstract]	'	'	'
OREO - Other real estate owned gross	$3,119,000	$3,119,000	$538,000

FAIR_VALUE_VALUATION_TECHNIQUE

FAIR VALUE, VALUATION TECHNIQUE (Details) (Non-recurring [Member], Significant Unobservable Inputs (Level 3) [Member], Third Party Appraisals [Member], USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Impaired Loans [Member]	'	'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'
Fair Value	$1,103	$999
Unobservable Input 1	'Management discount based on underlying collateral characteristics and market conditions	'Management discount based on underlying collateral characteristics and market conditions
Other real estate owned [Member]	'	'
Information related to Level 3 non-recurring fair value measurement [Abstract]	'	'
Fair Value	$3,119	$538
Unobservable Input 1	'Estimated holding period	'Estimated holding period
Unobservable Input 2	'Estimated closing costs	'Estimated closing costs

FAIR_VALUE_BALANCE_SHEET_GROUP

FAIR VALUE, BALANCE SHEET GROUPING (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	$31,957		$31,600
Interest-bearing deposits in other financial institutions	3,069		20,009
Securities available for sale	288,097		346,016
Securities held to maturity	5,430		6,495
Loans, net	1,101,031		983,090
Loans held for sale	1,167		695
Accrued interest receivable	2,512		2,597
Deposits [Abstract]	'		'
Securities sold under agreements to repurchase	30,981		32,701
FHLBNY term advances	24,086		25,243
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	31,957		31,600
Interest-bearing deposits in other financial institutions	3,069		20,009
Trading assets	483		366
Securities available for sale	38,012		38,541
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	0		0
Accrued interest receivable	360		145
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,099,744		1,021,764
Time deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY term advances	0		0
Accrued interest payable	12		15
Significant Other Observable Inputs (Level 2) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Securities available for sale	250,085		307,475
Securities held to maturity	5,821		6,930
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	1,167		695
Accrued interest receivable	1,468		1,468
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	0		0
Time deposits	211,876		245,482
Securities sold under agreements to repurchase	32,144		33,636
FHLBNY term advances	24,994		26,064
Accrued interest payable	263		321
Significant Unobservable Inputs (Level 3) [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Securities available for sale	0		0
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	1,127,642		1,008,826
Loans held for sale	0		0
Accrued interest receivable	2,512		2,553
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	0		0
Time deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY term advances	0		0
Accrued interest payable	0		0
Carrying Amount [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	31,957		31,600
Interest-bearing deposits in other financial institutions	3,069		20,009
Trading assets	483		366
Securities available for sale	288,097		346,016
Securities held to maturity	5,430		6,495
FHLBNY and FRBNY stock	4,362		4,482
Loans, net	1,101,031		983,090
Loans held for sale	1,167		695
Accrued interest receivable	4,340		4,166
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,099,744		1,021,764
Time deposits	211,255		244,492
Securities sold under agreements to repurchase	30,981		32,701
FHLBNY term advances	24,086		25,243
Accrued interest payable	275		336
Estimated Fair Value [Member]	'		'
Financial Assets [Abstract]	'		'
Cash and due from financial institutions	31,957	[1]	31,600	[1]
Interest-bearing deposits in other financial institutions	3,069	[1]	20,009	[1]
Trading assets	483	[1]	366	[1]
Securities available for sale	288,097	[1]	346,016	[1]
Securities held to maturity	5,821	[1]	6,930	[1]
Loans, net	1,127,642	[1]	1,008,826	[1]
Loans held for sale	1,167	[1]	695	[1]
Accrued interest receivable	4,340	[1]	4,166	[1]
Deposits [Abstract]	'		'
Demand, savings, and insured money market accounts	1,099,744	[1]	1,021,764	[1]
Time deposits	211,876	[1]	245,482	[1]
Securities sold under agreements to repurchase	32,144	[1]	33,636	[1]
FHLBNY term advances	24,994	[1]	26,064	[1]
Accrued interest payable	$275	[1]	$336	[1]
[1]	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL_AND_INTANGIBLE_ASSETS2

GOODWILL AND INTANGIBLE ASSETS (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Goodwill [Roll Forward]	'	'	'	'	'
Beginning of year	'	'	$21,824	$21,824	$21,824
Acquired goodwill	'	'	0	0	'
Ending balance September 30,	21,824	21,824	21,824	21,824	21,824
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	11,608	'	12,038
Accumulated Amortization	6,224	'	6,224	'	5,661
Aggregate amortization expense	324	214	993	663	'
Finite-lived intangible assets, future amortization expense [Abstract]	'	'	'	'	'
2014	318	'	318	'	'
2015	1,136	'	1,136	'	'
2016	986	'	986	'	'
2017	859	'	859	'	'
2018	734	'	734	'	'
2019 and thereafter	1,351	'	1,351	'	'
Total	5,384	'	5,384	'	'
Core deposit intangibles [Member]	'	'	'	'	'
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	5,975	'	5,975
Accumulated Amortization	3,054	'	3,054	'	2,338
Other customer relationship intangibles [Member]	'	'	'	'	'
Finite-lived intangible assets, net [Abstract]	'	'	'	'	'
Balance Acquired	'	'	5,633	'	6,063
Accumulated Amortization	$3,170	'	$3,170	'	$3,323

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	$1,250		($4,375)		$155		($2,807)
Other comprehensive income (loss) before reclassification	-849		864		391		-1,170
Amounts reclassified from accumulated other comprehensive income	87		234		-58		700
Net current period other comprehensive income (loss)	-762		1,098		333		-470
Balance at end of period	488		-3,277		488		-3,277
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Net gains on securities transactions	0		0		522		1
Pension and other employee benefits	1,294		1,372		4,132		4,161
Income tax expense (benefit)	-621		1,002		1,199		3,479
Net of tax	-319		2,179		3,676		7,246
Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Net of tax	-87		-234		58		-700
Unrealized Gains and Losses on Securities Available for Sale [Member]	'		'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	6,962		5,988		6,043		8,023
Other comprehensive income (loss) before reclassification	-849		864		391		-1,170
Amounts reclassified from accumulated other comprehensive income	0		0		-321		-1
Net current period other comprehensive income (loss)	-849		864		70		-1,171
Balance at end of period	6,113		6,852		6,113		6,852
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Total impairment losses	0		0		0		0
Net gains on securities transactions	0		0		522		1
Income tax expense (benefit)	0		0		201		0
Net of tax	0		0		321		1
Defined Benefit and Other Benefit Plans [Member]	'		'		'		'
Accumulated Other Comprehensive Income Loss Net Of Tax [Roll Forward]	'		'		'		'
Balance at beginning of period	-5,712		-10,363		-5,888		-10,830
Other comprehensive income (loss) before reclassification	0		0		0		0
Amounts reclassified from accumulated other comprehensive income	87		234		263		701
Net current period other comprehensive income (loss)	87		234		263		701
Balance at end of period	-5,625		-10,129		-5,625		-10,129
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Income tax expense (benefit)	60		146		170		438
Net of tax	-87		-234		-263		-701
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Pension and other employee benefits	22	[1]	21	[1]	66	[1]	63	[1]
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'		'		'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'		'		'		'
Pension and other employee benefits	($169)	[1]	($401)	[1]	($499)	[1]	($1,202)	[1]
[1]	These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)

3 Months Ended

9 Months Ended

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Dec. 31, 2013

Pending Litigation [Member]

Pending Litigation [Member]

Pending Litigation [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Commitments to make loans [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Unused line of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Standby letters of credit [Member]

Proceeding

Objections to Final Settlement of Trust Account One [Member]

Objections to Final Settlement of Trust Account Two [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Fixed interest rate [Member]

Fixed interest rate [Member]

Variable interest rate [Member]

Variable interest rate [Member]

Off-balance sheet risks [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Off-balance sheet contractual amounts of financial instruments

'

'

'

'

'

'

'

$29,126,000

$21,049,000

$14,973,000

$7,893,000

$1,738,000

$2,190,000

$173,196,000

$187,061,000

$0

$0

$16,687,000

$17,290,000

Loss Contingencies [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of legal proceedings

'

'

'

'

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Damages and disallowed trustee's commissions claimed

'

'

'

'

'

13,200,000

24,100,000

'

'

'

'

'

'

'

'

'

'

'

'

Original damages and disallowed trustee's commissions claimed

'

'

'

'

'

9,600,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Legal settlement

$4,250,000

$0

$4,250,000

$0

$4,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

COMPONENTS_OF_QUARTERLY_AND_YE2

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Qualified Pension [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	$271	$349	$813	$1,048
Interest cost on projected benefit obligation	435	409	1,305	1,226
Expected return on plan assets	-793	-727	-2,379	-2,181
Amortization of unrecognized prior service benefit	2	3	6	10
Amortization of unrecognized net loss	160	391	480	1,172
Net periodic pension expense	75	425	225	1,275
Supplemental Pension [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	10	10	30	30
Interest cost on projected benefit obligation	14	12	40	36
Amortization of unrecognized net loss	9	9	19	26
Net periodic pension expense	33	31	89	92
Postretirement, Medical and Life [Member]	'	'	'	'
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]	'	'	'	'
Service cost, benefits earned during the period	11	12	33	36
Interest cost on projected benefit obligation	18	16	54	48
Amortization of unrecognized prior service benefit	-24	-24	-72	-73
Amortization of unrecognized net loss	0	1	0	4
Net periodic pension expense	$5	$5	$15	$15

SEGMENT_REPORTING_Details

SEGMENT REPORTING (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
	Segment		Segment
SEGMENT REPORTING [Abstract]	'	'	'	'	'
Number of primary business segment	2	'	2	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	$12,426	$11,517	$36,534	$34,561	'
Provision for loan losses	589	874	2,330	1,755	'
Net interest income after provision for loan losses	11,837	10,643	34,204	32,806	'
Other operating income	4,986	4,351	15,356	12,847	'
Other operating expenses	17,763	11,813	44,685	34,928	'
Income (loss) before income tax expense	-940	3,181	4,875	10,725	'
Income tax expense (benefit)	-621	1,002	1,199	3,479	'
Net income (loss)	-319	2,179	3,676	7,246	'
Segment assets	1,523,557	'	1,523,557	'	1,476,143
Holding Company and Other [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	2	2	9	8	'
Provision for loan losses	0	0	0	0	'
Net interest income after provision for loan losses	2	2	9	8	'
Other operating income	191	136	610	684	'
Other operating expenses	198	166	650	617	'
Income (loss) before income tax expense	-5	-28	-31	75	'
Income tax expense (benefit)	-19	-28	-64	-6	'
Net income (loss)	14	0	33	81	'
Segment assets	1,567	1,692	1,567	1,692	'
Consolidated Total [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	12,426	11,517	36,534	34,561	'
Provision for loan losses	589	874	2,330	1,755	'
Net interest income after provision for loan losses	11,837	10,643	34,204	32,806	'
Other operating income	4,986	4,351	15,356	12,847	'
Other operating expenses	17,763	11,813	44,685	34,928	'
Income (loss) before income tax expense	-940	3,181	4,875	10,725	'
Income tax expense (benefit)	-621	1,002	1,199	3,479	'
Net income (loss)	-319	2,179	3,676	7,246	'
Segment assets	1,523,557	1,341,091	1,523,557	1,341,091	'
Operating Segments [Member] | Core Banking [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	12,424	11,515	36,525	34,553	'
Provision for loan losses	589	874	2,330	1,755	'
Net interest income after provision for loan losses	11,835	10,641	34,195	32,798	'
Other operating income	2,852	2,402	8,930	6,715	'
Other operating expenses	12,055	10,276	35,836	30,137	'
Income (loss) before income tax expense	2,632	2,767	7,289	9,376	'
Income tax expense (benefit)	769	860	2,179	2,995	'
Net income (loss)	1,863	1,907	5,110	6,381	'
Segment assets	1,515,658	1,334,376	1,515,658	1,334,376	'
Operating Segments [Member] | Wealth Management Group Services [Member]	'	'	'	'	'
Reportable segments and reconciliation to consolidated results [Abstract]	'	'	'	'	'
Net interest income	0	0	0	0	'
Provision for loan losses	0	0	0	0	'
Net interest income after provision for loan losses	0	0	0	0	'
Other operating income	1,943	1,813	5,816	5,448	'
Other operating expenses	5,510	1,371	8,199	4,174	'
Income (loss) before income tax expense	-3,567	442	-2,383	1,274	'
Income tax expense (benefit)	-1,371	170	-916	490	'
Net income (loss)	-2,196	272	-1,467	784	'
Segment assets	$6,332	$5,023	$6,332	$5,023	'

STOCK_COMPENSATION_Details

STOCK COMPENSATION (Details) (USD $)	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Board of Director's Stock Compensation [Abstract]	'	'
Service period for comparable group used to determine share based payment awards	'12 months	'
Number of treasury shares reissued to fund stock component of director compensation (in shares)	8,385	7,969
Distribution of shares of treasury stock for directors compensation value stock comp	$187	$185
Restricted Stock [Member]	'	'
Restricted Stock Activity - Shares [Abstract]	'	'
Nonvested, Beginning Balance (in shares)	20,639	'
Granted (in shares)	990	'
Vested (in shares)	-415	'
Forfeited or Cancelled (in shares)	0	'
Nonvested, Ending Balance (in shares)	21,214	'
Weighted Average Grant Date Fair Value [Abstract]	'	'
Nonvested, Beginning Balance (in dollars per share)	$27.17	'
Granted (in dollars per share)	$30.33	'
Vested (in dollars per share)	$23.07	'
Forfeitures or Cancelled (in dollars per share)	$0	'
Nonvested (in dollars per share)	$27.40	'
Unrecognized compensation cost related to nonvested	468	'
Period for recognition	'3 years 6 months	'
Vested in Period, Total Fair Value	$12	'

SUBSEQUENT_EVENT_Details

SUBSEQUENT EVENT (Details) (USD $)	3 Months Ended		9 Months Ended				9 Months Ended	0 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013	Dec. 31, 2012	Sep. 30, 2014	Oct. 23, 2014	Oct. 23, 2014
							Pending Litigation [Member]	Subsequent Event [Member]	Subsequent Event [Member]
							Proceeding	Previously Reported [Member]	Previously Reported [Member]
Subsequent Event [Line Items]	'	'	'	'	'	'	'	'	'
Legal settlement	$4,250	$0	$4,250	$0	'	'	$4,300	'	'
Number of legal proceedings	'	'	'	'	'	'	2	'	'
Net income	-319	2,179	3,676	7,246	'	'	'	6,300	'
Income tax expense (benefit)	-621	1,002	1,199	3,479	'	'	-1,700	2,900	'
Non-interest expense	17,763	11,813	44,685	34,928	'	'	'	40,400	'
Earnings per share (in dollars per share)	($0.07)	$0.47	$0.79	$1.56	'	'	'	$1.34	'
Total shareholders' equity	139,561	134,805	139,561	134,805	138,578	131,115	'	'	142,100
Total assets	$1,523,557	'	$1,523,557	'	$1,476,143	'	'	'	$1,522,000