Chemung Financial (CHMG) 10-K 13 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2014	Mar. 13, 2015	Jun. 30, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	CHEMUNG FINANCIAL CORP
Entity Central Index Key	763563
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$100,470,741
Entity Common Stock, Shares Outstanding		4,647,320
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and due from financial institutions	$28,130	$31,600
Interest-bearing deposits in other financial institutions	1,033	20,009
Total cash and cash equivalents	29,163	51,609
Trading assets, at fair value	549	366
Securities available for sale, at estimated fair value	280,507	346,016
Securities held to maturity, estimated fair value of $6,197 at December 31, 2014 and $6,930 at December 31, 2013	5,831	6,495
Federal Home Loan Bank and Federal Reserve Bank Stock, at cost	5,535	4,482
Loans, net of deferred loan fees	1,121,574	995,866
Allowance for loan losses	-13,686	-12,776
Loans, net	1,107,888	983,090
Loans held for sale	665	695
Premises and equipment, net	32,287	30,039
Goodwill	21,824	21,824
Other intangible assets, net	5,067	6,377
Bank owned life insurance	2,764	2,796
Accrued interest and other assets	32,459	22,354
Total assets	1,524,539	1,476,143
Deposits:
Non-interest-bearing	366,298	351,222
Interest-bearing	913,716	915,034
Total deposits	1,280,014	1,266,256
Federal Home Loan Bank overnight advances	30,830	0
Securities sold under agreements to repurchase	29,652	32,701
Federal Home Loan Bank term advances	19,310	25,243
Long term capital lease obligation	2,976	0
Dividends payable	1,204	1,195
Accrued interest payable and other liabilities	26,925	12,170
Total liabilities	1,390,911	1,337,565
Shareholders' equity:
Common stock, $.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at December 31, 2014 and December 31, 2013	53	53
Additional-paid-in capital	45,355	45,399
Retained earnings	114,383	111,031
Treasury stock, at cost (680,948 shares at December 31, 2014; 707,674 shares at December 31, 2013)	-17,378	-18,060
Accumulated other comprehensive income (loss)	-8,785	155
Total shareholders' equity	133,628	138,578
Total liabilities and shareholders' equity	$1,524,539	$1,476,143

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
ASSETS
Securities held to maturity, estimated fair value	$6,197	$6,930
Shareholders' equity:
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,310,076	5,310,076
Treasury stock, at cost (in shares)	680,948	707,674

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest and Dividend Income:
Loans, including fees	$47,139	$45,136	$45,298
Taxable securities	5,043	4,391	5,357
Tax exempt securities	967	1,100	1,268
Interest-bearing deposits	64	36	153
Total interest and dividend income	53,213	50,663	52,076
Interest Expense:
Deposits	2,043	2,350	3,181
Borrowed funds	754	824	1,059
Securities sold under agreements to repurchase	848	858	994
Total interest expense	3,645	4,032	5,234
Net interest income	49,568	46,631	46,842
Provision for loan losses	3,981	2,755	828
Net interest income after provision for loan losses	45,587	43,876	46,014
Other operating income:
Wealth management group fee income	7,747	7,344	6,827
Service charges on deposit accounts	5,281	4,706	4,241
Net gains on securities transactions	6,869	16	301
Net impairment loss on investment securities	0	-29	0
Net gain on sales of loans held for sale	301	503	484
Casualty gains	0	0	790
Net gains (losses) on sales of other real estate owned	-64	28	-45
Gain from bargain purchase	0	470	0
Income from bank owned life insurance	78	84	87
Other	6,544	4,955	4,503
Total other operating income	26,756	18,077	17,188
Other operating expenses:
Salaries and wages	21,315	19,365	18,918
Pension and other employee benefits	5,733	5,939	5,624
Net occupancy expenses	7,098	5,501	5,164
Furniture and equipment expenses	2,972	2,326	2,205
Data processing expense	6,393	4,750	4,421
Professional services	1,597	928	1,443
Legal settlements	4,250	0	0
Amortization of intangible assets	1,310	921	1,047
Marketing and advertising expense	1,079	1,033	1,068
Other real estate owned expenses	247	194	328
FDIC insurance	1,116	866	807
Loan expense	811	779	788
Merger and acquisition related expenses	115	1,387	30
Other	6,441	5,411	4,952
Total other operating expenses	60,477	49,400	46,795
Income (loss) before income tax expense	11,866	12,553	16,407
Income tax expense	3,709	3,822	5,385
Net income	$8,157	$8,731	$11,022
Weighted average shares outstanding (in shares)	4,683	4,660	4,641
Basic and diluted earnings per share (in dollars per share)	$1.74	$1.87	$2.38

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) [Abstract]
Net income	$8,157	$8,731	$11,022
Other comprehensive income (loss):
Unrealized holding (losses) gains on securities available for sale	236	-3,229	411
Reclassification adjustment for other-than-temporary losses realized in net income	0	29	0
Reclassification adjustment gains realized in net income	-6,869	-16	-301
Net unrealized (losses) gains	-6,633	-3,216	110
Tax effect	2,550	1,236	-75
Net of tax amount	-4,083	-1,980	35
Change in funded status of defined benefit pension plan and other benefit plans:
Net gain (loss) arising during the period	-8,481	6,487	-3,624
Reclassification adjustment for amortization of prior service costs	-90	-83	-83
Reclassification adjustment for amortization of net actuarial loss	681	1,624	1,431
Total before tax effect	-7,890	8,028	-2,276
Tax effect	3,033	-3,086	875
Net of tax amount	-4,857	4,942	-1,401
Total other comprehensive income (loss)	-8,940	2,962	-1,366
Comprehensive income (loss)	($783)	$11,693	$9,656

CONSOLIDATED_STATEMENTS_OF_SHA

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, unless otherwise specified
Balances at Dec. 31, 2011	$53	$45,582	$100,629	($18,894)	($1,441)	$125,929
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income	0	0	11,022	0	0	11,022
Other comprehensive income (loss)	0	0	0	0	-1,366	-1,366
Restricted stock awards	0	80	0	0	0	80
Distribution of shares of treasury stock granted for directors' deferred compensation plan	0	-82	0	83	0	1
Distribution of shares of treasury stock granted for employee restricted stock awards, net	0	-274	0	274	0	0
Restricted stock units for directors' deferred compensation plan	0	87	0	0	0	87
Cash dividends declared	0	0	-4,573	0	0	-4,573
Distribution of shares of treasury stock for directors' compensation	0	-28	0	261	0	233
Distribution of shares of treasury stock for employee compensation	0	-8	0	88	0	80
Sale of shares of treasury stock	0	0	0	258	0	258
Purchase of shares of treasury stock	0	0	0	-636	0	-636
Balances at Dec. 31, 2012	53	45,357	107,078	-18,566	-2,807	131,115
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income	0	0	8,731	0	0	8,731
Other comprehensive income (loss)	0	0	0	0	2,962	2,962
Restricted stock awards	0	131	0	0	0	131
Distribution of shares of treasury stock granted for directors' deferred compensation plan	0	-75	0	86	0	11
Distribution of shares of treasury stock granted for employee restricted stock awards, net	0	-206	0	206	0	0
Restricted stock units for directors' deferred compensation plan	0	99	0	0	0	99
Cash dividends declared	0	0	-4,778	0	0	-4,778
Distribution of shares of treasury stock for directors' compensation	0	14	0	203	0	217
Distribution of shares of treasury stock for employee compensation	0	7	0	105	0	112
Forfeit of restricted stock awards	0	61	0	-61	0	0
Sale of shares of treasury stock	0	11	0	60	0	71
Purchase of shares of treasury stock	0	0	0	-93	0	-93
Balances at Dec. 31, 2013	53	45,399	111,031	-18,060	155	138,578
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income	0	0	8,157	0	0	8,157
Other comprehensive income (loss)	0	0	0	0	-8,940	-8,940
Restricted stock awards	0	151	0	0	0	151
Distribution of shares of treasury stock granted for directors' deferred compensation plan	0	-85	0	88	0	3
Distribution of shares of treasury stock granted for employee restricted stock awards, net	0	-288	0	288	0	0
Restricted stock units for directors' deferred compensation plan	0	94	0	0	0	94
Cash dividends declared	0	0	-4,805	0	0	-4,805
Distribution of shares of treasury stock for directors' compensation	0	59	0	214	0	273
Distribution of shares of treasury stock for employee compensation	0	25	0	92	0	117
Balances at Dec. 31, 2014	$53	$45,355	$114,383	($17,378)	($8,785)	$133,628

CONSOLIDATED_STATEMENTS_OF_SHA1

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Distribution of shares of treasury stock for directors' deferred compensation (in shares)	3,467	3,356	3,240
Distribution of shares of treasury stock granted for employee restricted stock awards (in shares)	11,279	8,087	10,760
Forfeit of shares of restricted stock awards (in shares)		1,797
Cash dividends declared (in dollars per share)	$1.04	$1.04	$1
Distribution of shares of treasury stock for directors' compensation (in shares)	8,385	7,969	10,238
Distribution of shares of treasury stock for employee compensation (in shares)	3,595	4,116	3,453
Sale of shares of treasury stock (in shares)		2,369	10,100
Purchase of shares of treasury stock (in shares)		3,094	25,468

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$8,157	$8,731	$11,022
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	1,310	921	1,047
Deferred income tax (benefit) expense	-2,263	-121	647
Provision for loan losses	3,981	2,755	828
Loss on disposal of fixed assets	14	0	0
Depreciation and amortization of fixed assets	3,861	3,236	2,946
Amortization of premiums on securities, net	2,398	2,280	1,827
Gains on sales of loans held for sale, net	-301	-503	-484
Proceeds from sales of loans held for sale	14,062	20,076	15,684
Loans originated and held for sale	-13,731	-19,210	-15,862
Gain on bargain purchase	0	-470	0
Net (gains) losses on sale of other real estate owned	64	-28	45
Net gains on trading assets	-50	-43	-27
Net gains on securities transactions	-6,869	-16	-301
Net impairment loss recognized on investment securities	0	29	0
Proceeds from sales of trading assets	7	112	96
Purchase of trading assets	-140	-87	-123
(Increase) decrease in other assets	-7,438	-6,213	6,084
Decrease in prepaid FDIC Assessment	0	1,970	733
Decrease in accrued interest payable	-99	-108	-348
Expense related to restricted stock units for directors' deferred compensation plan	94	99	87
Expense related to employee stock compensation	117	112	80
Expense related to employee restricted stock awards	151	131	80
Increase in other liabilities	15,086	9,403	588
Proceeds from bank owned life insurance	110	0	0
Income from bank owned life insurance	-78	-84	-87
Net cash provided by operating activities	18,443	22,972	24,562
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales and calls of securities available for sale	62,738	18,150	90,870
Proceeds from maturities and principal collected on securities available for sale	24,222	44,046	29,342
Proceeds from maturities and principal collected on securities held to maturity	3,201	5,703	4,296
Purchases of securities available for sale	-23,613	-174,034	-80,444
Purchases of securities held to maturity	-2,537	-6,449	-1,733
Purchase of Federal Home Loan Bank and Federal Reserve Bank stock	-3,907	-16,124	-26
Redemption of Federal Home Loan Bank and Federal Reserve Bank stock	2,854	16,353	825
Purchases of premises and equipment	-2,586	-3,711	-3,668
Cash received acquisition of Bank of America branches	0	173,673	0
Cash paid Bank of America branches	0	-2,768	0
Proceeds from sale of other real estate owned	342	155	796
Net increase in loans	-131,852	-101,481	-97,115
Net cash used by investing activities	-71,138	-46,487	-56,857
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	46,407	67,566	86,541
Net decrease in time deposits	-32,649	-27,085	-40,300
Net decrease in securities sold under agreements to repurchase	-3,049	-9	-4,396
Proceeds from FHLB overnight advances, net	30,830	0	0
Repayments of Federal Home Loan Bank long term advances	-5,933	-1,983	-16,119
Payments made on capital lease	-561	0	0
Purchase of treasury stock	0	-93	-636
Sale of treasury stock	0	71	258
Cash dividends paid	-4,796	-3,584	-5,714
Net cash provided by financing activities	30,249	34,883	19,634
Net (decrease) increase in cash and cash equivalents	-22,446	11,368	-12,661
Cash and cash equivalents, beginning of period	51,609	40,241	52,902
Cash and cash equivalents, end of period	29,163	51,609	40,241
Cash paid during the year for:
Interest	3,744	4,163	5,643
Income Taxes	3,346	5,304	1,732
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	3,074	103	618
Dividends declared, not yet paid	1,204	1,195	0
Assets acquired through long term capital lease obligation	$3,537	$0	$0

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	(1)            SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	To assist the reader, the Corporation has provided the following list of commonly used acronyms and abbreviations included in the Notes to Consolidated Financial Statements.
	Bank:  Chemung Canal Trust Company	FRBNY:  Federal Reserve Bank of New York
	CDO: Collateralized Debt Obligation	Freddie Mac:  Federal Home Loan Mortgage Corporation
	Corporation: Chemung Financial Corporation	GAAP:  U.S. generally accepted accounting principles
	FASB:  Financial Accounting Standards Board	OTTI:  Other-than-temporary impairment
	FDIC:  Federal Deposit Insurance Corporation	PCI:  Purchased credit impaired
	FHLBNY:  Federal Home Loan Bank of New York	SEC:  Securities and Exchange Commission
	FRB:  Board of Governors of the Federal Reserve System	TDRs:  Troubled debt restructurings
	ORGANIZATION
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory agencies.
	BASIS OF PRESENTATION
	The accompanying consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.
	SECURITIES
	Management determines the appropriate classification of securities at the time of purchase.  If management has the intent and the Corporation has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized cost.  Securities to be held for indefinite periods of time or not intended to be held to maturity are classified as available for sale and carried at fair value.  Unrealized holding gains and losses on securities classified as available for sale are excluded from earnings and are reported as accumulated other comprehensive income (loss) in shareholders' equity, net of the related tax effects, until realized. Realized gains and losses are determined using the specific identification method.
	Management evaluates securities for OTTI on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Corporation compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
	Premiums and discounts are amortized or accreted over the life of the related security as an adjustment of yield using the interest method. Dividend and interest income is recognized when collected.
	FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK
	The Bank is a member of both the FHLBNY and the FRBNY.  FHLBNY members are required to own a certain amount of stock based on the level of borrowings and other factors, while FRBNY members are required to own a certain amount of stock based on a percentage of the Bank’s capital stock and surplus.  FHLBNY and FRBNY stock are carried at cost and classified as non-marketable equities and periodically evaluated for impairment based on ultimate recovery of par value.  Cash dividends are reported as income.
	BANK OWNED LIFE INSURANCE
	Bank Owned Life Insurance ("BOLI") is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.  Changes in the cash surrender value are recorded in other income.
	LOANS HELD FOR SALE
	Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale, as well as the commitments to sell the loans that are originated for sale, are regularly evaluated for changes in fair value.  If necessary, a valuation allowance is established with a charge to income for unrealized losses attributable to a change in market rates.
	LOANS
	Loans are stated at the amount of unpaid principal balance net of deferred loan fees.  Additionally, recorded investment in loans includes interest receivable on loans.  The Corporation has the ability and intent to hold its loans for the foreseeable future.  The Corporation’s loan portfolio, including acquired loans, is comprised of the following segments: (i) commercial and agricultural, (ii) commercial mortgages, (iii) residential mortgages, and (iv) consumer loans.
	Commercial and agricultural loans primarily consist of loans to small to mid-sized businesses in the Corporation’s market area in a diverse range of industries.  These loans are typically made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.  Commercial mortgage loans are generally non-owner occupied commercial properties or owner occupied commercial real estate with larger balances.  Repayment of these loans is often dependent upon the successful operation and management of the properties and the businesses occupying the properties, as well as on the collateral securing the loan.  Residential mortgage loans are generally made on the basis of the borrower’s ability to make repayment from their employment and other income, but are secured by real property.  Consumer loans include home equity lines of credit and home equity loans, which exhibit many of the same characteristics as residential mortgages.  Indirect and other consumer loans are typically secured by depreciable assets, such as automobiles or boats, and are dependent on the borrower’s continuing financial stability.
	Interest on loans is accrued and credited to operations using the interest method.  Past due status is based on the contractual terms of the loan.  The accrual of interest is generally discontinued and previously accrued interest is reversed when loans become 90 days delinquent.  Loans may also be placed on non-accrual status if management believes such classification is otherwise warranted.  All payments received on non-accrual loans are applied to principal.  Loans are returned to accrual status when they become current as to principal and interest and remain current for a period of six consecutive months or when, in the opinion of management, the Corporation expects to receive all of its original principal and interest.  Loan origination fees and certain direct loan origination costs are deferred and amortized over the life of the loan as an adjustment to yield, using the interest method.
	ACQUIRED LOANS
	Non-Impaired Acquired Loans:
	Loans acquired are initially recorded at fair value with no carryover of the related allowance for loan losses.  After acquisition, losses beyond those estimated in determining the initial fair value are recognized through the allowance for loan losses.  Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate.
	Purchased Credit Impaired Loans:
	Loans acquired that show evidence of credit deterioration since origination are considered purchased credit impaired loans  These loans are recorded at the fair value of the amount paid, such that there is no carryover of the seller’s allowance for loan losses.
	Such purchased loans are accounted for individually.  The Corporation estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	After acquisition, losses are recognized by an increase in the allowance for loan losses.  Over the life of the loan expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a reserve is established.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.  These loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.
	TROUBLED DEBT RESTRUCTURINGS
	A TDR is a formally renegotiated loan in which the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that would not have been granted to the borrower otherwise.  Not all loans that are restructured as a TDR are classified as non-accrual before the restructuring occurs.  Restructured loans can convert from non-accrual to accrual status when said loans have demonstrated performance, generally evidenced by six months of payment performance in accordance with the restructured terms, or by the presence of other significant items.
	ALLOWANCE FOR LOAN LOSSES
	The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans.  The allowance is established based on management’s evaluation of the probable inherent losses in our portfolio in accordance with GAAP, and is comprised of both specific valuation allowances and general valuation allowances.
	A loan is classified as impaired when, based on current information and events, it is probable that the Corporation will be unable to collect both the principal and interest due under the contractual terms of the loan agreement.  Specific valuation allowances are established based on management’s analyses of individually impaired loans.  Factors considered by management in determining impairment include payment status, evaluations of the underlying collateral, expected cash flows, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  If a loan is determined to be impaired and is placed on nonaccrual status, all future payments received are applied to principal and a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.
	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors.  Loans not impaired but classified as substandard and special mention use a historical loss factor on a rolling five year history of net losses.  For all other unclassified loans, the historical loss experience is determined by portfolio class and is based on the actual loss history experienced by the Corporation over the most recent two years.  This actual loss experience is supplemented with other qualitative factors based on the risks present for each portfolio class.  These qualitative factors include consideration of the following: (1) lending policies and procedures, including underwriting standards and collection, charge-off and recovery policies, (2) national and local economic and business conditions and developments, including the condition of various market segments, (3) loan profiles and volume of the portfolio, (4) the experience, ability, and depth of lending management and staff, (5) the volume and severity of past due, classified and watch-list loans, non-accrual loans, troubled debt restructurings, and other modifications (6) the quality of the Bank’s loan review system and the degree of oversight by the Bank’s Board of Directors, (7) collateral related issues: secured vs. unsecured, type, declining valuation environment and trend of other related factors, (8) the existence and effect of any concentrations of credit, and changes in the level of such concentrations, (9) the effect of external factors, such as competition and legal and regulatory requirements, on the level of estimated credit losses in the Bank’s current portfolio and (10) the impact of the global economy.
	The allowance for loan losses is increased through a provision for loan losses charged to operations.  Loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.  Management's evaluation of the adequacy of the allowance for loan losses is performed on a periodic basis and takes into consideration such factors as the credit risk grade assigned to the loan, historical loan loss experience and review of specific impaired loans.  While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Corporation's allowance for loan losses. Such agencies may require the Corporation to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
	PREMISES AND EQUIPMENT
	Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is charged to current operations under the straight-line method over the estimated useful lives of the assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture.  Amortization of leasehold improvements and leased equipment is recognized on the straight-line method over the shorter of the lease term or the estimated life of the asset.
	OTHER REAL ESTATE
	Real estate acquired through foreclosure or deed in lieu of foreclosure is recorded at estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value.  Write downs from the carrying value of the loan to estimated fair value which are required at the time of foreclosure are charged to the allowance for loan losses.  Subsequent adjustments to the carrying values of such properties resulting from declines in fair value are charged to operations in the period in which the declines occur.
	INCOME TAXES
	The Corporation files a consolidated tax return. Deferred tax assets and liabilities are recognized for future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases, and for unused tax loss carry forwards.  Deferred tax assets and liabilities are measured using enacted tax rates to apply to taxable income in the years in which temporary differences are expected to be recovered or settled, or the tax loss carry forwards are expected to be utilized. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	WEALTH MANAGEMENT GROUP FEE INCOME
	Assets held in a fiduciary or agency capacity for customers are not included in the accompanying consolidated balance sheets, since such assets are not assets of the Corporation. Wealth Management Group income is recognized on the accrual method as earned based on contractual rates applied to the balances of individual trust accounts.  The unaudited market value of trust assets under administration total $1.956 billion at December 31, 2014 and $1.888 billion at December 31, 2013.
	POSTRETIREMENT BENEFITS
	Pension Plan:
	The Chemung Canal Trust Company Pension Plan is a non-contributory defined benefit pension plan.  The Pension Plan is a “qualified plan” under the IRS Code and therefore must be funded.  Contributions are deposited to the Plan and held in trust.  The Plan assets may only be used to pay retirement benefits and eligible plan expenses.  The plan was amended such that new employees hired on or after July 10, 2010 will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment has resulted in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	Under the Plan, pension benefits are based upon final average annual compensation where the annual compensation is total base earnings paid plus 401(k) salary deferrals.  Bonuses, overtime, commissions and dividends are excluded.  The normal retirement benefit equals 1.2% of final average compensation (highest consecutive five years of annual compensation in the prior ten years) times years of service (up to a maximum of 25 years), plus 1% of average monthly compensation for each additional year of service (up to a maximum of 10 years), plus .65% of average monthly compensation in excess of covered compensation for each year of credited service up to 35 years.  Covered compensation is the average of the social security taxable wage bases in effect for the 35 year period prior to normal social security retirement age.  Compensation for purposes of determining benefits under the Plan is reviewed annually.
	Defined Contribution Profit Sharing, Savings and Investment Plan:
	The Corporation also sponsors a 401(K) defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes non-discretionary contributions and discretionary matching and profit sharing contributions to the plan based on the financial results of the Corporation.  The plan's assets consist of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.  The plan’s expense is the amount of non-discretionary contributions and discretionary matching and profit sharing contributions, and is charged to other expenses in the consolidated statements of income.
	Defined Benefit Health Care Plan:
	The Corporation sponsors a defined benefit health care plan that provides postretirement medical benefits to employees who meet minimum age and service requirements.  This plan was amended effective July 1, 2006. Prior to this amendment, all retirees age 55 or older were eligible for coverage under the Corporation's self-insured health care plan, contributing 40% of the cost of the coverage. Under the amended plan, coverage for Medicare eligible retirees who reside in the Central New York geographic area is provided under a group sponsored plan with Excellus BlueCross BlueShield called Medicare Blue PPO, with the retiree paying 100% of the premium. Excellus BlueCross BlueShield assumes full liability for the payment of health care benefits incurred after July 1, 2006. Current Medicare eligible retirees who reside outside of the Central New York geographic area were eligible for coverage under the Corporation's self insurance plan thru December 31, 2009, contributing 50% of the cost of coverage. Effective January 1, 2010, these out of area retirees were eligible for coverage under a Medicare Supplement Plan C administered by Excellus BlueCross BlueShield, contributing 50% of the premium. Current and future retirees between the ages of 55 and 65, will continue to be eligible for coverage under the Corporation's self insured plan, contributing 50% of the cost of the coverage. Employees who retire after July 1, 2006, and become Medicare eligible will only have access to the Medicare Blue PPO plan. Additionally, effective July 1, 2006, dental benefits were eliminated for all retirees.  The cost of the plan is based on actuarial computations of current and future benefits for employees, and is charged to other operating expenses in the consolidated statements of income.
	Executive Supplemental Pension Plan:
	U.S. laws place limitations on compensation amounts that may be included under the Pension Plan.  The Executive Supplemental Pension Plan is provided to executives in order to produce total retirement benefits, as a percentage of compensation that is comparable to employees whose compensation is not restricted by the annual compensation limit.  Pension amounts, which exceed the applicable Internal Revenue Service code limitations, will be paid under the Executive Supplemental Pension Plan.
	The Executive Supplemental Pension Plan is a “non-qualified plan” under the Internal Revenue Service Code.  Contributions to the Plan are not held in trust; therefore, they may be subject to the claims of creditors in the event of bankruptcy or insolvency.  When payments come due under the Plan, cash is distributed from general assets. The cost of the plan is based on actuarial computations of current and future benefits for executives, and is charged to other operating expense in the consolidated statements of income.
	Defined Contribution Supplemental Executive Retirement Plan:
The Defined Contribution Supplemental Executive Retirement Plan is provided to certain executives to motivate and retain key management employees by providing a nonqualified retirement benefit that is payable at retirement, disability, death and certain other events.  The Defined Contribution Supplemental Executive Retirement Plan will deliver a retirement benefit comparable to that received by other executive officers participating in the bank’s Defined Benefit Plan.
The Supplemental Executive Retirement Plan is intended to be an unfunded plan maintained primarily for the purpose of providing deferred compensation benefits for a select group of management or highly compensated employees under Sections 201(2), 301(a)(3) and 401(a)(1) of the Employee Retirement Income Security Act of 1974.  The plan’s expense is the Corporation’s annual contribution plus interest credits.
STOCK-BASED COMPENSATION
Restricted Stock Plan:
The Restricted Stock Plan, in effect as of June 16, 2010, is designed to align the interests of the Corporation’s executives and senior managers with the interests of the Corporation and its shareholders, to ensure the Corporation’s compensation practices are competitive and comparable with those of its peers, and to promote the retention of select management-level employees.  Under the terms of the Plan, the Corporation may make discretionary grants of restricted shares of the Corporation’s common stock to or for the benefit of employees selected to participate in the Plan.  Each officer of the Corporation, other than the Corporation’s chief executive officer, is eligible to participate in the Plan.  Awards are based on the performance, responsibility and contributions of the employee and are targeted at an average of the peer group.  The maximum number of shares of the Corporation’s common stock that may be awarded as restricted shares to Plan participants may not exceed 15,000 per calendar year.  Twenty percent of the restricted stock awarded to a participant vests each year commencing with the first anniversary date of the award and is 100 percent vested on the fifth anniversary date.  Except in the case of the participant’s death, disability, or in the event of a change in control, the participant’s unvested shares of unrestricted stock will be forfeited if the participant leaves the employ of the Corporation or the Bank, with or without cause, or if the participant retires prior to attainment of age 65.  The plan’s expense is recognized as compensation expense ratably over the vesting period for the fair value of the award, measured at the grant date.
Deferred Directors Fee Plan:
A Deferred Directors Fee Plan for non-employee directors provides that directors may elect to defer receipt of all or any part of their fees.  Deferrals are either credited with interest compounded quarterly at the Applicable Federal Rate for short-term debt instruments or converted to units, which appreciate or depreciate, as would an actual share of the Corporation’s common stock purchased on the deferral date.  Cash deferrals will be paid into an interest bearing account and paid in cash.  Units will be paid in shares of common stock.  All directors’ fees are charged to other operating expense in the consolidated statements of income.
Directors’ Compensation Plan:
The purpose of the Directors’ Compensation Plan is to enable the Corporation to attract and retain persons of exceptional ability to serve as directors and stockholders in enhancing the value of the common stock of the Corporation.  The Plan was originally established to provide for the cash payment of an annual retainer and fees to non-employee directors serving on the Board of Directors of the Corporation and the Bank.  The Plan was subsequently amended to provide: (i) payment of additional compensation to each non-employee director in shares of the Corporation’s common stock in an amount equal to the total cash compensation earned by each non-employee director during the year for service on the Board of Directors of each of the Corporation and the Bank, and for each year of service thereafter, to be distributed from treasury shares in January of the following calendar year; and (ii) payment to the President and CEO of the Corporation and the Bank for his service on the Boards of Directors of the Corporation and the Bank in an amount equal in value to the average cash compensation awarded to non-employee directors who have served twelve (12) months of the previous year.   The maximum number of shares of Corporation’s common stock that may be granted under the Plan may not exceed 20,000 per year.  The Plan was amended, effective January 1, 2012, to provide that the value of a share of common stock granted under the Plan shall be determined as the average of the closing prices of a share of common stock as quoted on the applicable established securities market for each of the prior 30 trading days ending on December 31st of the calendar year.  The cost of all cash and stock compensation is charged to other operating expenses in the consolidated statements of income.
Incentive Compensation Plan:
The Incentive Compensation Plan replaces the President and CEO Bonus Plan that was in effect prior to January 1, 2012.  The purpose of the Incentive Compensation Plan is to attract and retain highly qualified officers and key employees, and to motivate such persons to serve the Corporation and the Bank and to expend maximum effort to improve the business results and earnings of the Corporation by providing to such persons an opportunity to acquire or increase a direct proprietary interest in the operations and future success of the Corporation.  To this end, the Incentive Compensation Plan provides for the discretionary grant of cash and/or unrestricted stock, i.e., common stock of the Corporation that is free of any restrictions, such as restrictions on transferability, to select officers and key employees as designated by the Board in its sole discretion.  The maximum number of shares that can be awarded as unrestricted stock under the Incentive Compensation Plan to any individual is 10,000 per calendar year; and the maximum amount that may be earned in cash as an Incentive Award in any calendar year by any individual is $300,000.  The right of any eligible employee to receive a grant of an incentive award, whether in the form of cash or unrestricted stock, is subject to performance standards that are specified by either the Compensation Committee or the Board.  The cost of all cash and unrestricted stock compensation is charged to other operating expenses in the consolidated statements of income.
Non-qualified Deferred Compensation Plan:
The Deferred Compensation Plan allows a select group of management and employees to defer all or a portion of their annual compensation to a future date.  Eligible employees are generally highly compensated employees and are designated by the Board from time to time.  Investments in the plan are recorded as trading assets and deferred amounts are an unfunded liability of the Corporation.  The plan requires deferral elections be made before the beginning of the calendar year during which the participant will perform the services to which the compensation relates. Participants in the Plan are required to elect a form of distribution, either lump sum payment or annual installments not to exceed ten years, and a time of distribution, either a specified age or a specified date. The terms and conditions for the deferral of compensation are subject to the provisions of 409A of the IRS Code.  The income from investments and cost of the plan are recorded as other operating income and other operating expenses, respectively, in the consolidated statements of income.
GOODWILL AND INTANGIBLE ASSETS
Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually.  The Corporation has selected December 31 as the date to perform the annual impairment test. Goodwill is the only intangible asset with an indefinite life on our balance sheet.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  The balances are reviewed for impairment on an ongoing basis or whenever events or changes in business circumstances warrant a review of the carrying value.  If impairment is determined to exist, the related write-down of the intangible asset's carrying value is charged to operations.  Based on these impairment reviews, the Corporation determined that goodwill and other intangible assets were not impaired at December 31, 2014.
The Corporation's intangible assets with definite useful lives resulted from the purchase of the trust business of Partners Trust Bank in May of 2007, the acquisition of three former M&T Bank branch offices in March 2008, the acquisition of Canton Bancorp, Inc. in May 2009, the acquisition of Fort Orange Financial Corp. in April 2011 and the acquisition of six branches of Bank of America in November of 2013, with balances of $2.4 million, $21 thousand, $8 thousand, $1.1 million and $1.6 million, respectively, at December 31, 2014.  The trust business intangible is being amortized to expense over the expected useful life of 15 years.  The identifiable core deposit and customer relationship intangibles related to the M&T branch offices, and Canton Bancorp, Inc. acquisitions are being amortized to expense using a 7.25 year accelerated method.  The identifiable core deposit related to the branch offices in the Bank of America acquisition is being amortized to expense using a 7 year accelerated method.  The identifiable core deposit intangible related to the FOFC acquisition is being amortized using a 10 year sum-of-the-years digits method.
ADVERTISING COSTS
Costs for advertising products and services or for promoting our corporate image are expensed as incurred.
EARNINGS PER COMMON SHARE
Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period.  Issuable shares including those related to directors’ restricted stock units and directors’ stock compensation are considered outstanding and are included in the computation of basic earnings per share as they are earned.  All outstanding unvested share based payment awards that contain rights to nonforfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities.  The impact of the participating securities on earnings per share is not material.  Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur.
COMPREHENSIVE INCOME (LOSS)
Comprehensive income (loss) consists of net income and other comprehensive income (loss).  Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in the funded status of the Corporation’s defined benefit pension plan and other benefit plans, net of the related tax effect, which are also recognized as separate components of equity.
CASH AND CASH EQUIVALENTS
Cash and cash equivalents include cash and amounts due from banks and interest-bearing deposits with other financial institutions.
TRADING ASSETS
Securities that are held to fund a non-qualified deferred compensation plan are recorded at fair value with changes in fair value included in earnings.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
The Corporation enters into sales of securities under agreements to repurchase.  The agreements are treated as financings, and the obligations to repurchase securities sold are reflected as liabilities in the consolidated balance sheets. The amount of the securities underlying the agreements continues to be carried in the Corporation's securities portfolio.  The Corporation has agreed to repurchase securities identical to those sold.  The securities underlying the agreements are under the Corporation's control.
OTHER FINANCIAL INSTRUMENTS
The Corporation is a party to certain other financial instruments with off-balance sheet risk such as unused portions of lines of credit and commitments to fund new loans.  The Corporation's policy is to record such instruments when funded.
SEGMENT REPORTING
The Corporation has identified separate operating segments and internal financial information is primarily reported and aggregated in two lines of business, banking and wealth management services.
RECLASSIFICATION
Amounts in the prior years' consolidated financial statements are reclassified whenever necessary to conform to the current year's presentation.
SUBSEQUENT EVENTS
The Corporation has evaluated subsequent events for recognition and disclosure through March, 13, 2015, which is the date the financial statements were available to be issued.

RESTRICTIONS_ON_CASH_AND_DUE_F

RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS	12 Months Ended
	Dec. 31, 2014
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS [Abstract]
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS	(2)            RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS
	The Corporation was in compliance with the reserve requirement with the Federal Reserve Bank of New York as of December 31, 2014.
	The Corporation also maintains a pre-funded settlement account with a financial institution in the amount of $1.4 million for electronic funds transaction settlement purposes at December 31, 2014.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2014
SECURITIES [Abstract]
SECURITIES	(3)            SECURITIES
	Amortized cost and estimated fair value of securities available for sale at December 31, 2014 and 2013 are as follows (amounts in thousands):
			2014								2013
			Amortized Cost				Estimated Fair Value				Amortized Cost			Estimated Fair Value
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	180,535			$	181,673			$	187,098		$	188,106
	Mortgage-backed securities, residential			60,787				61,660				104,069			104,356
	Collateralized mortgage obligations			335				338				1,001			1,015
	Obligations of states and political subdivisions			30,677				31,451				37,339			38,376
	Corporate bonds and notes			1,502				1,533				2,879			2,946
	SBA loan pools			1,296				1,304				1,471			1,488
	Trust preferred securities			1,906				2,028				1,898			2,034
	Corporate stocks			285				520				444			7,695
	Total		$	277,323			$	280,507			$	336,199		$	346,016
	Gross unrealized gains and losses on securities available for sale at December 31, 2014 and 2013, were as follows (amounts in thousands):
			2014								2013
			Unrealized				Unrealized				Unrealized			Unrealized
			Gains				Losses				Gains			Losses
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	1,300			$	162			$	1,914		$	906
	Mortgage-backed securities, residential			892				19				1,037			750
	Collateralized mortgage obligations			3				-				14			-
	Obligations of states and political subdivisions			802				28				1,059			22
	Corporate bonds and notes			35				4				76			9
	SBA loan pools			11				3				17			-
	Trust preferred securities			122				-				136			-
	Corporate stocks			235				-				7,253			2
	Total		$	3,400			$	216			$	11,506		$	1,689
	The amortized cost and estimated fair value of debt securities available for sale are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately (amounts in thousands):
			31-Dec-14
			Amortized				Fair
			Cost				Value
	Within one year		$	37,087			$	37,552
	After one, but within five years			172,100				173,534
	After five, but within ten years			5,433				5,599
	After ten years			-				-
	Mortgage-backed securities, residential			60,787				61,660
	Collateralized mortgage obligations			335				338
	SBA loan pools			1,296				1,304
	Total		$	277,038			$	279,987
	Actual maturities may differ from contractual maturities above because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
	The proceeds from sales and calls of securities resulting in gains or losses are listed below (amounts in thousands):
			2014				2013				2012
	Proceeds		$	36,258			$	2,650			$	26,210
	Gross gains		$	6,869			$	16			$	301
	Tax expense		$	2,641			$	6			$	116
	Amortized cost and estimated fair value of securities held to maturity at December 31, 2014 and 2013 are as follows (amounts in thousands):
		2014								2013
		Amortized				Estimated Fair Value				Amortized			Estimated Fair Value
		Cost								Cost
	Obligations of states and political subdivisions		$	5,175			$	5,535			$	5,472		$	5,891
	Time deposits with other financial institutions			656				662				1,023			1,039
			$	5,831			$	6,197			$	6,495		$	6,930
	Gross unrealized gains and losses on securities held to maturity at December 31, 2014 and 2013, were as follows (amounts in thousands):
		2014								2013
		Unrealized				Unrealized				Unrealized			Unrealized
		Gains				Losses				Gains			Losses
	Obligations of states and political subdivisions		$	360			$	-			$	419		$	-
	Time deposits with other financial institutions			6				-				16			-
	Total		$	366			$	-			$	435		$	-
	There were no sales of securities held to maturity in 2014 or 2013.
	The contractual maturity of securities held to maturity is as follows at December 31, 2014 (amounts in thousands):
		31-Dec-14
		Amortized				Fair
		Cost				Value
	Within one year		$	2,629			$	2,658
After one, but within five years			2,199				2,390
After five, but within ten years			1,003				1,149
After ten years			-				-
Total		$	5,831			$	6,197
The following table summarizes the investment securities available for sale with unrealized losses at December 31, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized position (amounts in thousands):
		Less than 12 months								12 months or longer					Total
		Fair Value				Unrealized				Fair Value			Unrealized		Fair Value		Unrealized
2014						Losses							Losses				Losses
Obligations of U.S. Government and U.S. Government sponsored enterprises		$	57,512			$	108			$	4,945		$	54	$	62,457	$	162
Mortgage-backed securities, residential			11,051				19				-			-		11,051		19
Obligations of states and political subdivisions			4,625				22				1,056			6		5,681		28
Corporate bonds and notes			-				-				243			4		243		4
SBA loan pools			276				1				316			2		592		3
Total temporarily impaired securities		$	73,464			$	150			$	6,560		$	66	$	80,024	$	216
		Less than 12 months								12 months or longer					Total
		Fair Value				Unrealized				Fair Value			Unrealized		Fair Value		Unrealized
2013						Losses							Losses				Losses
Obligations of U.S. Government and U.S. Government sponsored enterprises		$	83,840			$	867			$	1,978		$	39	$	85,818	$	906
Mortgage-backed securities, residential			63,115				750				-			-		63,115		750
Obligations of states and political subdivisions			4,589				22				-			-		4,589		22
Corporate bonds and notes			238				9				-			-		238		9
Corporate stocks			-				-				2			2		2		2
Total temporarily impaired securities		$	151,782			$	1,648			$	1,980		$	41	$	153,762	$	1,689
Other-Than-Temporary-Impairment
As of December 31, 2014, the majority of the Corporation’s unrealized losses in the investment securities portfolio related to obligations of U.S. Government and U.S. Government sponsored enterprises and mortgage-backed securities.  Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Corporation does not have the intent to sell these securities and it is not likely that it will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at December 31, 2014.
During the fourth quarter of 2013, the Corporation sold one CDO consisting of a pool of trust preferred securities that had an amortized cost of $600 thousand.  Total proceeds from the sale of this CDO, was $600 thousand resulting in a slight loss.  The Corporation recognized $29 thousand of additional credit loss in OTTI during 2013.  This CDO was sold in light of the uncertainty surrounding the recently released rules contained in the “Volcker Rule” regarding the ability of banks to hold these types of securities and based on current market conditions.
The table below presents a roll forward of the cumulative credit losses recognized in earnings for the periods ended December 31, 2014, 2013 and 2012 (amounts in thousands):
		2014				2013				2012
Beginning balance, January 1,		$	1,939			$	3,506			$	3,506
Amounts related to credit loss for which other-than-temporary impairment was not previously recognized			-				-				-
Additions/Subtractions:
Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis			-				-				-
Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security			-				-				-
Reductions for previous credit losses realized on securities sold during the year			-				(1,596	)			-
Reductions for previous credit losses realized on securities liquidated during the year			(1,939	)			-				-
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized			-				29				-
Ending balance, December 31,		$	-			$	1,939			$	3,506
During the first quarter of 2014, the Corporation received notice that one CDO consisting of a pool of trust preferred securities was liquidated and recorded $500 thousand in other operating income during the first quarter of 2014 to reflect proceeds received from the liquidation.  The Corporation does not own any other CDO’s in its investment securities portfolio.
The fair value of securities pledged to secure public funds on deposit or for other purposes as required by law was $190.7 million at December 31, 2014 and $188.9 million at December 31, 2013.
The table below shows the securities pledged to secure securities sold under agreements to repurchase at December 31, 2014 and 2013. (amounts in thousands)
		2014								2013
		Amortized Cost				Fair Value				Amortized Cost			Fair Value
Obligations of U.S. Government and U. S. Government sponsored enterprises		$	36,195			$	36,641			$	33,746		$	34,369
Mortgage-backed securities, residential			7,934				8,350				11,802			12,365
Collateralized mortgage obligations			48				48				205			207
Total		$	44,177			$	45,039			$	45,753		$	46,941
There are no securities of a single issuer (other than securities of U.S. Government sponsored enterprises) that exceed 10% of shareholders' equity at December 31, 2014 or 2013.
The Corporation has an equity investment in Cephas Capital Partners, L.P.  This small business investment company was established for the purpose of providing financing to small businesses in market areas served by the Corporation, including minority-owned small businesses and those that are anticipated to create jobs for the low to moderate income levels in the targeted areas. As of December 31, 2014 and 2013, these investments totaled $0.7 million and $1.0 million, respectively, are included in other assets, and are accounted for under the equity method of accounting.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	(4)            LOANS AND ALLOWANCE FOR LOAN LOSSES
	The composition of the loan portfolio, net of deferred loan fees is summarized as follows (amounts in thousands):
			31-Dec-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	165,385			$	144,787
	Agricultural			1,021				576
	Commercial mortgages:
	Construction			54,831				27,440
	Commercial mortgages			397,762				345,707
	Residential mortgages			196,809				195,997
	Consumer loans:
	Credit cards			1,654				1,756
	Home equity lines and loans			99,354				95,905
	Indirect consumer loans			184,763				164,846
	Direct consumer loans			19,995				18,852
	Total loans, net of deferred loan fees		$	1,121,574			$	995,866
	Interest receivable on loans			2,780				2,597
	Total recorded investment in loans		$	1,124,354			$	998,463
	Residential mortgages held for sale as of December 31, 2014 and 2013 totaling $0.7 million and $0.7 million, respectively, are not included in the above table.
	Residential mortgages totaling $152.7 million at December 31, 2014 and $145.1 million at December 31, 2013 were pledged under a blanket collateral agreement for the Corporation's line of credit with the FHLBNY.
	The Corporation's concentrations of credit risk by loan type are reflected in the preceding table.  The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above.
	The following tables present the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2014, 2013 and 2012, respectively (amounts in thousands):
			31-Dec-14
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-		$	12,776
	Charge Offs:			(444	)			(2,229	)			(97	)			(1,508	)			-			(4,278	)
	Recoveries:			385				156				32				634				-			1,207
	Net (charge offs) recoveries			(59	)			(2,073	)			(65	)			(874	)			-			(3,071	)
	Provision			(460	)			2,156				120				2,165				-			3,981
	Ending balance		$	1,460			$	6,326			$	1,572			$	4,328			$	-		$	13,686
			31-Dec-13
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26		$	10,433
	Charge Offs:			(186	)			(44	)			(124	)			(1,139	)			-			(1,493	)
	Recoveries:			537				98				65				381				-			1,081
	Net recoveries (charge offs)			351				54				(59	)			(758	)			-			(412	)
	Provision			(80	)			1,761				11				1,089				(26	)		2,755
	Ending balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-		$	12,776
			31-Dec-12
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	3,143			$	2,570			$	1,310			$	2,193			$	443		$	9,659
	Reclassification of acquired loan discount			74				50				-				-				-			124
	Charge Offs:			(181	)			(335	)			(83	)			(674	)			-			(1,273	)
	Recoveries:			802				55				-				238				-			1,095
	Net recoveries (charge offs)			621				(280	)			(83	)			(436	)			-			(178	)
	Provision			(2,130	)			2,088				338				949				(417	)		828
	Ending balance		$	1,708			$	4,428			$	1,565			$	2,706			$	26		$	10,433
	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014 and December 31, 2013 (amounts in thousands):
		31-Dec-14
	Allowance for loan losses	Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	89			$	1,145			$	-			$	1			$	1,235
	Collectively evaluated for impairment			1,335				5,145				1,550				4,327				12,357
	Loans acquired with deteriorated credit quality			36				36				22				-				94
	Total ending allowance balance		$	1,460			$	6,326			$	1,572			$	4,328			$	13,686
		31-Dec-13
	Allowance for loan losses	Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	576			$	466			$	-			$	4			$	1,046
	Collectively evaluated for impairment			1,403				4,407				1,497				3,033				10,340
Loans acquired with deteriorated credit quality			-				1,370				20				-				1,390
Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	12,776
		31-Dec-14
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually evaluated for impairment		$	1,452			$	13,712			$	254			$	486			$	15,904
Loans collectively evaluated for  impairment			164,748				438,246				196,783				306,042				1,105,819
Loans acquired with deteriorated credit quality			620				1,761				250				-				2,631
Total ending loans balance		$	166,820			$	453,719			$	197,287			$	306,528			$	1,124,354
		31-Dec-13
Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
Loans individually evaluated for impairment		$	2,946			$	10,703			$	117			$	131			$	13,897
Loans collectively evaluated for  impairment			142,108				354,636				196,147				281,979				974,870
Loans acquired with deteriorated credit quality			678				8,757				261				-				9,696
Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
The following tables present loans individually evaluated for impairment recognized by class of loans as of December 31, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the years ended December 31, 2014, 2013 and 2012 (amounts in thousands):
		31-Dec-14												31-Dec-13
		Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment			Allowance for Loan Losses Allocated
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,359			$	1,364			$	-			$	1,906			$	1,909		$	-
Commercial mortgages:
Construction			1,927				1,910				-				2,329				2,319			-
Commercial mortgages			7,803				7,708				-				7,406				7,439			-
Residential mortgages			253				253				-				117				117			-
Consumer loans:
Home equity lines and loans			429				432				-				71				73			-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			89				89				89				1,037				1,037
Commercial mortgages:																						576
Commercial mortgages			4,210				4,094				1,145				951				945
Consumer loans:																						466
Home equity lines and loans			54				54				1				58				58			4
Total		$	16,124			$	15,904			$	1,235			$	13,875			$	13,897		$	1,046
		31-Dec-14								31-Dec-13								31-Dec-12
		Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment			Interest Income Recognized (1)
With no related allowance recorded:
Commercial and agricultural:
Commercial and industrial		$	1,463			$	40			$	1,605			$	71			$	481		$	1
Commercial mortgages:
Construction			2,104				102				3,364				95				73			1
Commercial mortgages			7,492				259				5,991				249				1,990			10
Residential mortgages			141				1				125				-				106			-
Consumer loans:
Home equity lines & loans			143				6				47				2				30			-
With an allowance recorded:
Commercial and agricultural:
Commercial and industrial			502				-				719				-				1,831			-
Commercial mortgages:
Construction			-				-				-				-				4			-
Commercial mortgages			1,611				41				867				-				872			-
Residential mortgages			-				-				-				-				64			-
Consumer loans:
Home equity lines and loans			56				4				47				3				-			-
Direct consumer loans			-				-				3				-				-			-
Total		$	13,512			$	453			$	12,768			$	421			$	5,451		$	12
(1)  Cash basis interest income approximates interest income recognized.
The following tables present the recorded investment in past due and non-accrual status by class of loans as of December 31, 2014 and December 31, 2013 (amounts in thousands):
31-Dec-14
		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)			Total
Commercial and agricultural:
Commercial and industrial		$	164,109			$	756			$	-			$	620			$	312		$	165,797
Agricultural			1,023				-				-				-				-			1,023
Commercial mortgages:
Construction			53,371				-				1,446				-				150			54,967
Commercial mortgages			391,096				3,064				-				1,761				2,831			398,752
Residential mortgages			191,089				2,333				-				250				3,615			197,287
Consumer loans:
Credit cards			1,641				5				8				-				-			1,654
Home equity lines and loans			98,340				736				-				-				515			99,591
Indirect consumer loans			183,103				1,789				-				-				325			185,217
Direct consumer loans			19,988				48				-				-				30			20,066
Total		$	1,103,760			$	8,731			$	1,454			$	2,631			$	7,778		$	1,124,354
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014.
31-Dec-13
		Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)			Total
Commercial and agricultural:
Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348		$	145,155
Agricultural			577				-				-				-				-			577
Commercial mortgages:
Construction			24,742				-				1,454				774				540			27,510
Commercial mortgages			335,123				1,138				-				7,983				2,342			346,586
Residential mortgages			187,448				5,458				-				261				3,358			196,525
Consumer loans:
Credit cards			1,729				9				19				-				-			1,757
Home equity lines and loans			95,349				150				-				-				635			96,134
Indirect consumer loans			163,810				1,235				-				-				249			165,294
Direct consumer loans			18,830				50				-				-				45			18,925
Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517		$	998,463
(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Troubled Debt Restructurings:
A modification of a loan may result in classification as a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession.  The Corporation offers various types of modifications which may involve a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, requesting additional collateral, releasing collateral for consideration, substituting or adding a new borrower or guarantor, a permanent reduction of the recorded investment in the loan or a permanent reduction of the interest on the loan.
As of December 31, 2014, 2013 and 2012, the Corporation has a recorded investment in troubled debt restructurings of $9.7 million, $7.9 million, and $5.7 million, respectively.  There were specific reserves of $0.3 million allocated for troubled debt restructurings at December 31, 2014 and December 31, 2013, respectively, and no specific reserves allocated at December 31, 2012.  As of December 31, 2014, troubled debt restructurings totaling $8.7 were accruing interest under the modified terms and $1.0 million were on non-accrual status.  As of December 31, 2013, troubled debt restructurings totaling $6.8 million were accruing interest under the modified terms and $1.1 million were on non-accrual status.  As of December 31, 2012, troubled debt restructurings totaling $5.4 million were accruing interest under the modified terms and $0.4 million were on non-accrual status.  The Corporation has committed additional amounts totaling up to less than $0.1 million and $0.2 million as of December 31, 2014 and December 31, 2013, respectively, to customers with outstanding loans that are classified as troubled debt restructurings. The Corporation did not commit to lend any additional amounts to customers with outstanding loans that were classified as troubled debt restructurings as of December 31, 2012.
During the years ended December 31, 2014, 2013 and 2012, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk or a permanent reduction of the recorded investment in the loan.
The following table presents loans by class modified as troubled debt restructurings that occurred during the years ended December 31, 2014, 2013 and 2012 (amounts in thousands):
31-Dec-14		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			4			$	1,028			$	1,028
Commercial mortgages:
Commercial mortgages			4				2,666				2,623
Residential mortgages			1				149				150
Consumer loans:
Home equity lines and loans			1				366				366
Total			10			$	4,209			$	4,167
31-Dec-13		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			5			$	1,343			$	1,343
Commercial mortgages:
Construction			1				326				326
Commercial mortgages			1				133				133
Consumer loans:
Home equity lines and loans			3				134				134
Total			10			$	1,936			$	1,936
31-Dec-12		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
Troubled debt restructurings:
Commercial and agricultural:
Commercial and industrial			4			$	1,307			$	1,307
Commercial mortgages:
Construction			1				251				251
Commercial mortgages			3				3,872				3,872
Total			8			$	5,430			$	5,430
The troubled debt restructurings described above increased the allowance for loan losses by $0.2 million and resulted in less than $0.1 million in charge offs during the twelve months ended December 31, 2014.  The troubled debt restructurings described above increased the allowance for loan losses by $0.1 million and resulted in no charge offs during the year ended December 31, 2013.  The troubled debt restructurings described above did not increase the allowance for loan losses and resulted in no charge offs during the year ended December 31, 2012.
There were no payment defaults on any loans previously modified as troubled debt restructurings during the years ended December 31, 2014, December 31, 2013 or December 31, 2012, within twelve months following the modification.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators
The Corporation establishes a risk rating at origination for all commercial loans.  The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer’s industry.  Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower’s ability to service their debt and affirm the risk ratings for the loans at least annually.
For the retail loans, which include residential mortgages, indirect and direct consumer loans, home equity lines and loans, and credit cards, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment.
The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly.  The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines):
Special Mention – Loans classified as special mention have a potential weakness that deserves management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position as some future date.
Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capability of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  Loans listed as not rated are included in groups of homogeneous loans.  Based on the analyses performed as of December 31, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (amounts in thousands):
		31-Dec-14
		Not Rated				Pass				Loans				Special Mention				Substandard			Doubtful			Total
										acquired with deteriorated credit quality
Commercial and
agricultural:
Commercial and industrial		$	-			$	158,140			$	620			$	3,695			$	3,306		$	36		$	165,797
Agricultural			-				1,023				-				-				-			-			1,023
Commercial mortgages:
Construction			-				51,525				-				3,292				150			-			54,967
Commercial mortgages			-				365,448				1,761				20,871				10,266			406			398,752
Residential mortgages			193,422				-				250				-				3,615			-			197,287
Consumer loans
Credit cards			1,654				-				-				-				-			-			1,654
Home equity lines and loans			99,076				-				-				-				515			-			99,591
Indirect consumer loans			184,940				-				-				-				277			-			185,217
Direct consumer loans			20,045				-				-				-				21			-			20,066
Total		$	499,137			$	576,136			$	2,631			$	27,858			$	18,150		$	442		$	1,124,354
		31-Dec-13
		Not Rated				Pass				Loans				Special Mention				Substandard			Doubtful			Total
										acquired with deteriorated credit quality
Commercial and
agricultural:
Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724		$	1,021		$	145,155
Agricultural			-				577				-				-				-			-			577
Commercial mortgages:
Construction			-				23,087				774				2,783				866			-			27,510
Commercial mortgages			-				313,956				7,983				13,611				11,036			-			346,586
Residential mortgages			192,995				-				261				-				3,269			-			196,525
Consumer loans
Credit cards			1,757				-				-				-				-			-			1,757
Home equity lines and loans			95,422				-				-				-				712			-			96,134
Indirect consumer loans			165,045				-				-				-				249			-			165,294
Direct consumer loans			18,880				-				-				-				45			-			18,925
Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901		$	1,021		$	998,463
The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity.  The following table presents the recorded investment in residential and consumer loans based on payment activity as of December 31, 2014 and December 31, 2013 (amounts in thousands):
	31-Dec-14
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	193,672			$	1,654			$	99,076			$	184,892			$	20,036
Non-Performing			3,615				-				515				325				30
		$	197,287			$	1,654			$	99,591			$	185,217			$	20,066
	31-Dec-13
					Consumer Loans
	Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
Non-Performing			3,358				-				635				249				45
Total		$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower.  These loans are classified as PCI loans.  The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year.  These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected.
The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to December 31, 2014 (amounts in thousands):
		Balance at				Income Accretion				All Other Adjustments				Balance at
		31-Dec-13												31-Dec-14
Contractually required principal and interest		$	11,230			$	-			$	(7,609	)		$	3,621
Contractual cash flows not expected to be collected (non accretable discount)			(543	)			-				(27	)			(570	)
Cash flows expected to be collected			10,687				-				(7,636	)			3,051
Interest component of expected cash flows (accretable yield)			(991	)			515				56				(420	)
Fair value of loans acquired with deteriorating credit quality		$	9,696			$	515			$	(7,580	)		$	2,631

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
PREMISES AND EQUIPMENT	-5	PREMISES AND EQUIPMENT
	Premises and equipment at December 31, 2014 and 2013 are as follows (amounts in thousands):
			2014		2013
	Land		$	4,803	$	4,803
	Buildings			35,067		34,379
	Projects in progress			132		-
	Equipment and furniture			40,088		34,920
	Leasehold improvements			6,094		6,041
				86,184		80,143
	Less accumulated depreciation and amortization			53,897		50,104
			$	32,287	$	30,039
	Depreciation expense was $3.9 million, $3.2 million and $2.9 million for 2014, 2013 and 2012, respectively.
	Operating Leases: The Corporation leases certain branch properties under operating leases.  Rent Expense was $2.0 million, $1.3 million, and $1.1 million for 2014, 2013, and 2012, respectively.  Rent commitments, before considering renewal options that generally are present, were as follows (amounts in thousands):
	Year		Estimated Expense
	2015		$	1,429
	2016			1,166
	2017			1,143
	2018			1,147
	2019			834
	2020 and thereafter			4,154
	Total		$	9,873
	Capital Leases: The Corporation leases certain buildings under capital leases.  The lease arrangements require monthly payments through 2030.
	The Corporation has included these leases in premises and equipment as follows:
			2014		2013
	Buildings		$	3,537	$	-
	Accumulated depreciation			-		-
			$	3,537	$	-
	The following is a schedule by year of future minimum lease payments under the capitalized lease, together with the present value of net minimum lease payments as of December 31, 2014 (amounts in thousands):
	Year		Amount
	2015		$	234
	2016			234
	2017			234
	2018			234
	2019			234
	2020 and thereafter			2,644
	Total minimum lease payments			3,814
	Less amount representing interest			838
	Present value of net minimum lease payments		$	2,976

GOODWILL_AND_INTANGIBLE_ASSETS

GOODWILL AND INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]
GOODWILL AND INTANGIBLE ASSETS	(6)            GOODWILL AND INTANGIBLE ASSETS
	The changes in goodwill included in the core banking segment during the years ended December 31, 2014 and 2013 were as follows (amounts in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	End of year		$	21,824		$	21,824
	Acquired intangible assets were as follows at December 31, 2014 and 2013 (amounts in thousands):
		At December 31, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	3,279		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,262			6,063			3,323
	Total		$	11,608		$	6,541		$	12,038		$	5,661
	Aggregate amortization expense was $1.3 million, $0.9 million and $1.0 million for 2014, 2013 and 2012, respectively.
	The remaining estimated aggregate amortization expense at December 31, 2014 is listed below (amounts in thousands):
	Year		Estimated Expense
	2015		$	1,136
	2016			986
	2017			859
	2018			734
	2019			609
	2020 and thereafter			743
	Total		$	5,067

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
DEPOSITS	(7)            DEPOSITS
	A summary of deposits at December 31, 2014 and 2013 is as follows (amounts in thousands):
		2014		2013
	Non-interest-bearing demand deposits	$	366,298	$	351,222
	Interest-bearing demand deposits		110,819		114,679
	Insured money market accounts		392,871		361,095
	Savings deposits		198,183		194,768
	Time deposits		211,843		244,492
		$	1,280,014	$	1,266,256
	Scheduled maturities of time deposits at December 31, 2014, are summarized as follows (amounts in thousands):
	Year
	2015	$	155,295
	2016		34,803
	2017		9,486
	2018		4,775
	2019		5,851
	2020 and thereafter		1,633
		$	211,843
	Time deposits that meet or exceed the FDIC Insurance limit of $250,000 at December 31, 2014 and 2013 were $42.8 million and $37.7 million, respectively.
	Time deposits include certificates of deposit in denominations of $100 thousand or more aggregating $80.5 million and $88.8 million at December 31, 2014 and 2013, respectively. Interest expense on such certificates was $0.5 million, $0.8 million and $1.2 million for 2014, 2013 and 2012, respectively.
	Maturities of time deposits in denominations of $100 thousand or more outstanding at December 31, 2014 are summarized as follows (amounts in thousands):
	3 months or less	$	31,484
	Over 3 through 6 months		15,286
	Over 6 through 12 months		17,842
	Over 12 months		15,845
		$	80,457

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2014
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	(8)            SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	A summary of securities sold under agreements to repurchase as of and for the years ended December 31, 2014, 2013 and 2012 is as follows (amounts in thousands):
			2014			2013			2012
	Balance at December 31		$	29,652		$	32,701		$	32,711
	Maximum month-end balance		$	31,914		$	32,701		$	38,284
	Average balance during year		$	30,667		$	31,102		$	34,534
	Weighted-average interest rate at December 31			2.82	%		2.93	%		3.02	%
	Average interest rate paid during year			2.77	%		2.76	%		2.88	%
	Information concerning outstanding securities repurchase agreements as of December 31, 2014 is summarized as follows (amounts in thousands):
	Remaining Term to Final Maturity (1)		Repurchase Liability			Accrued Interest Payable			Weighted Average Rate			Estimated Fair Value of Collateral Securities (2)
	Within 90 days		$	9,652		$	-			0.1	%	$	16,682
	After 90 days but within one year			-			-			-	%		-
	After one year but within five years			20,000			63			4.13	%		23,530
	After five years but within ten years			-			-			-	%		-
	Total		$	29,652		$	63			2.82	%	$	40,212
	-1	At December 31, 2014, the securities repurchase agreements were non-callable with a weighted-average rate of 3.10%, and a weighted-average term to maturity of approximately 1.9 years.
	-2	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $342 thousand at December 31, 2014.

FEDERAL_HOME_LOAN_BANK_TERM_AD

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES	12 Months Ended
	Dec. 31, 2014
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES [Abstract]
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES	(9)            FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES
	The following is a summary of Federal Home Loan Bank fixed rate advances at December 31, 2014 and 2013.  The carrying amount includes the advance balance plus purchase accounting adjustments that are amortized over the term of the advance (amounts in thousands):
	2014
		Amount	Rate			Maturity Date	Call Date
	$	30,830		0.32	%	2-Jan-15	-
		10,000		4.6	%	22-Dec-16	-
		4,138		3.9	%	19-Oct-17	19-Jan-15
		3,103		2.91	%	4-Dec-17	3-Mar-15
		2,069		3.05	%	2-Jan-18	1-Apr-15
	$	50,140		1.73	%
	2013
		Amount	Rate			Maturity Date	Call Date
	$	1,033		3.2	%	June 18,2014	-
		775		3.05	%	2-Oct-14	-
		4,134		3.84	%	20-Oct-14	20-Jan-14
		10,000		4.6	%	22-Dec-16	-
		4,134		3.9	%	19-Oct-17	19-Jan-14
		3,100		2.91	%	4-Dec-17	4-Mar-14
		2,067		3.05	%	2-Jan-18	1-Apr-14
	$	25,243		3.93	%
	Each advance is payable at its maturity date, with a prepayment penalty for term advances.  The advances were collateralized by $152.7 million and $145.1 million of first mortgage loans under a blanket lien arrangement at December 31, 2014 and 2013, respectively.  Based on this collateral and the Corporation’s holdings of FHLBNY stock, the Corporation is eligible to borrow up to a total of $86.0 million at year-end 2014.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
INCOME TAXES	(10)            INCOME TAXES
	For the years ended December 31, 2014, 2013 and 2012, income tax expense attributable to income from operations consisted of the following (amounts in thousands):
	Current:	2014			2013			2012
	State	$	606		$	395		$	530
	Federal		5,366			3,548			4,208
			5,972			3,943			4,738
	Deferred expense/(benefit)		(2,263	)		(121	)		647
		$	3,709		$	3,822		$	5,385
	Income tax expense differed from the amounts computed by applying the U.S. Federal statutory income tax rate to income before income tax expense as follows (amounts in thousands):
		2014			2013			2012
	Tax computed at statutory rate	$	4,034		$	4,268		$	5,578
	Tax-exempt interest		(456	)		(483	)		(506	)
	Dividend exclusion		(60	)		(46	)		(40	)
	State taxes, net of Federal impact		227			188			439
	Nondeductible interest expense		8			11			16
	Other items, net		(44	)		(116	)		(102	)
	Income tax expense	$	3,709		$	3,822		$	5,385
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2014 and 2013, are presented below (amounts in thousands):
		2014			2013
	Deferred tax assets:
	Allowance for loan losses	$	5,182		$	4,889
	Accrual for employee benefit plans		709			754
	Depreciation		1,010			431
	Deferred compensation and directors' fees		1,076			947
	Purchase accounting adjustment – deposits		65			137
	Purchase accounting adjustment – loans		259			340
	Purchase accounting adjustment - fixed assets		221			224
	Accounting for defined benefit pension and other benefit plans		6,624			3,691
	Trust preferred impairment write down		540			742
	Nonaccrued interest		617			626
	Accrued expense		1,580			-
	Other		456			647
	Total gross deferred tax assets		18,339			13,428
	Deferred tax liabilities:
	Deferred loan fees and costs		910			929
	Prepaid pension		5,179			5,435
	Net unrealized gains on securities available for sale		1,359			3,929
	Discount accretion		410			352
	Core deposit intangible		1,479			1,556
	Other		153			144
	Total gross deferred tax liabilities		9,490			12,345
	Net deferred tax asset	$	8,849		$	1,083
	Realization of deferred tax assets is dependent upon the generation of future taxable income or the existence of sufficient taxable income within the loss carryback period. A valuation allowance is recognized when it is more likely than not that some portion of the deferred tax assets will not be realized.  In assessing the need for a valuation allowance, management considers the scheduled reversal of the deferred tax assets, the level of historical taxable income and projected future taxable income over the periods in which the temporary differences comprising the deferred tax assets will be deductible.  Based on its assessment, management determined that no valuation allowance is necessary.
	As of December 31, 2014, December 31, 2013 and December 31, 2012 the Corporation did not have any unrecognized tax benefits.
	The Corporation accounts for interest and penalties related to uncertain tax positions as part of its provision for Federal and State income taxes.  As of December 31, 2014, 2013 and 2012, the Corporation did not accrue any interest or penalties related to its uncertain tax positions.
	The Corporation is not currently subject to examinations by Federal taxing authorities for the years prior to 2010 and for New York State taxing authorities for the years prior to 2010.

PENSION_PLAN_AND_OTHER_BENEFIT

PENSION PLAN AND OTHER BENEFIT PLANS	12 Months Ended
	Dec. 31, 2014
PENSION PLAN AND OTHER BENEFIT PLANS [Abstract]
PENSION PLAN AND OTHER BENEFIT PLANS	(11)            PENSION PLAN AND OTHER BENEFIT PLANS
	Pension Plan
	The Corporation has a noncontributory defined benefit pension plan covering a majority of employees.  The plan's defined benefit formula generally bases payments to retired employees upon their length of service multiplied by a percentage of the average monthly pay over the last five years of employment.
	The Corporation uses a December 31 measurement date for its pension plan.
	The Corporation amended the Defined Benefit Pension Plan during 2010.  New employees hired on or after the effective date will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment will result in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	The following table presents (1) changes in the plan's projected benefit obligation and plan assets, and (2) the plan's funded status at December 31, 2014 and 2013 (amounts in thousands):
	Change in projected benefit obligation:	2014			2013
	Benefit obligation at beginning of year	$	36,186		$	38,051
	Service cost		1,045			1,195
	Interest cost		1,738			1,587
	Actuarial (gain) loss		8,064			(3,269	)
	Benefits paid		(1,489	)		(1,378	)
	Benefit obligation at end of year	$	45,544		$	36,186
	Change in plan assets:	2014			2013
	Fair value of plan assets at beginning of year	$	41,782		$	37,239
	Actual return on plan assets		3,043			5,921
	Employer contributions		-			-
	Benefits paid		(1,489	)		(1,378	)
	Fair value of plan assets at end of year	$	43,336		$	41,782
	Funded status	$	(2,207	)	$	5,596
	Amount recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
		2014			2013
	Net actuarial loss	$	17,388		$	9,843
	Prior service cost		15			22
	Total before tax effects	$	17,403		$	9,865
	The accumulated benefit obligation at December 31, 2014 and 2013 was $38.7 million and $31.2 million, respectively.
	The principal actuarial assumptions used in determining the projected benefit obligation as of December 31, 2014, 2013 and 2012 were as follows:
		2014			2013			2012
	Discount rate		4.09	%		4.92	%		4.26	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
	Components of net periodic benefit cost and other amounts recognized in other comprehensive income (loss) in 2014, 2013 and 2012 consist of the following (amounts in thousands):
	Net periodic benefit cost	2014			2013			2012
	Service cost, benefits earned during the year	$	1,045		$	1,195		$	1,074
	Interest cost on projected benefit obligation		1,738			1,587			1,606
	Expected return on plan assets		(3,174	)		(2,824	)		(2,743	)
	Amortization of net loss		649			1,579			1,410
	Amortization of  prior service cost		7			14			14
	Net periodic cost	$	265		$	1,551		$	1,361
	Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss):	2014			2013			2012
	Net actuarial (gain) loss	$	8,195		$	(6,367	)	$	3,365
	Recognized loss		(649	)		(1,579	)		(1,410	)
	Amortization of prior service cost		(7	)		(14	)		(14	)
	Total recognized in other comprehensive (loss) income (before tax effect)	$	7,539		$	(7,960	)	$	1,941
	Total recognized in net benefit cost and other comprehensive (loss) income (before tax effect)	$	7,804		$	(6,409	)	$	3,302
	Amounts expected to be recognized in net periodic cost during 2015
	Loss recognition	$	1,475
	Prior service cost recognition	$	7
	The principal actuarial assumptions used in determining the net periodic benefit cost for the years ended December 31, 2014, 2013 and 2012 were as follows:
		2014			2013			2012
	Discount rate		4.92	%		4.26	%		4.95	%
	Expected long-term rate of return on assets		7.75	%		7.75	%		8	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
	The Corporation changes important assumptions whenever changing conditions warrant. At December 31, 2014, the Corporation adopted the Retirement Plan 2014 (RP-2014) and Mortality Projection 2014 (MP-2014) mortality tables, which were finalized by the Society of Actuaries in October 2014 and reflected improved life expectancies and an expectation that this trend will continue. The discount rate is evaluated at least annually and the expected long-term return on plan assets will typically be revised every three to five years, or as conditions warrant.  Other material assumptions include the compensation increase rates, rates of employee terminations, and rates of participant mortality.
	The Corporation's overall investment strategy is to achieve a mix of investments for long-term growth and for near-term benefit payments with a wide diversification of asset types.  The target allocations for plan assets are shown in the table below. Equity securities primarily include investments in common or preferred shares of both U.S. and international companies. Debt securities include U.S. Treasury and Government bonds as well as U.S. Corporate bonds.  Other investments may consist of mutual funds, money market funds and cash & cash equivalents.  While no significant changes in the asset allocations are expected during 2014, the Corporation may make changes at any time.
	The expected return on plan assets was determined based on a Capital Asset Pricing Model ("CAPM") using historical and expected future returns of the various asset classes, reflecting the target allocations described below.
	Asset Class	Target Allocation 2014			Percentage of Plan Assets at December 31,						Expected Long-Term Rate of Return
					2014			2013
	Large cap domestic equities		30% - 60	%		50	%		54	%		10.3	%
	Mid-cap domestic equities		0% - 20	%		14	%		8	%		10.6	%
	Small-cap domestic equities		0% - 15	%		3	%		3	%		10.8	%
	International equities		0% - 25	%		4	%		4	%		10.3	%
	Intermediate fixed income		20% - 50	%		26	%		26	%		4.7	%
	Alternative assets		0% - 10	%		2	%		3	%		7.5	%
	Cash		0% - 20	%		1	%		2	%		2.5	%
Total					100	%		100	%
The investment policy of the plan is to provide for long-term growth of principal and income without undue exposure to risk.  The focus is on long-term capital appreciation and income generation. The Corporation maintains an Investment Policy Statement ("IPS") that guides the investment allocation in the plan.  The IPS describes the target asset allocation positions as shown in the table above.
The Corporation has appointed an Employee Pension and Profit Sharing Committee to manage the general philosophy, objectives and process of the plan. The Employee Pension and Profit Sharing Committee meets with the Investment Manager periodically to review the plan's performance and to ensure that the current investment allocation is within the guidelines set forth in the IPS.  Only the Employee Pension and Profit Sharing Committee, in consultation with the Investment Manager, can make adjustments to maintain target ranges and for any permanent changes to the IPS.  Quarterly, the Board of Directors' Trust and Employee Benefits Committee reviews the performance of the plan with the Investment Manager.
As of December 31, 2014 and 2013, the Corporation's pension plan did not hold any direct investment in the Corporation's common stock.
The Corporation used the following methods and significant assumptions to estimate the fair value of each type of financial instrument held by the pension plan:
Fair value is the exchange price that would be received for an asset in the principal or most advantageous market for the asset in an orderly transaction between market participants on the measurement date.  The fair value hierarchy described below requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.
The fair values for investment securities are determined by quoted market prices, if available (Level 1).  For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2).  For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).
Discounted cash flows are calculated using spread and optionality.  During times when trading is more liquid, broker quotes are used (if available) to validate the model.  Rating agency and industry research reports as well as defaults and deferrals on individual securities are reviewed and incorporated into the calculations.
The fair value of the plan assets at December 31, 2014 and 2013, by asset class are as follows (amounts in thousands):
				Fair Value Measurement at December 31, 2014 Using
Plan Assets	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
				(Level 1)			(Level 2)			(Level 3)
Cash	$	626		$	626		$	-		$	-
Equity securities:
U.S. companies		28,011			28,011			-			-
International companies		856			856			-			-
Mutual funds		7,111			7,111			-			-
Debt securities:
U.S. Treasuries/Government bonds		2,701			2,701			-			-
U.S. Corporate bonds		3,775			-			3,775			-
Foreign bonds, notes & debentures		256			-			256			-
Total plan assets	$	43,336		$	39,305		$	4,031		$	-
				Fair Value Measurement at December 31, 2013 Using
Plan Assets	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
				(Level 1)			(Level 2)			(Level 3)
Cash	$	982		$	982		$	-		$	-
Equity securities:
U.S. companies		27,170			27,170			-			-
Mutual funds		7,288			7,288			-			-
Debt securities:
U.S. Treasuries/Government bonds		3,309			3,309			-			-
U.S. Corporate bonds		2,771			-			2,771			-
Foreign bonds, notes & debentures		262			-			262			-
Total plan assets	$	41,782		$	38,749		$	3,033		$	-
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the pension plan (amounts in thousands):
Calendar Year	Future Expected Benefit Payments
2015	$	1,761
2016	$	1,849
2017	$	1,949
2018	$	2,052
2019	$	2,114
2020-2024	$	11,949
The Corporation does not expect to contribute to the plan during 2015.  Funding requirements for subsequent years are uncertain and will significantly depend on changes in assumptions used to calculate plan funding levels, the actual return on plan assets, changes in the employee groups covered by the plan, and any legislative or regulatory changes affecting plan funding requirements.
For tax planning, financial planning, cash flow management or cost reduction purposes the Corporation may increase, accelerate, decrease or delay contributions to the plan to the extent permitted by law.
Defined Contribution Profit Sharing, Savings and Investment Plan
The Corporation also sponsors a defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes discretionary matching and profit sharing contributions to the plan for employees hired prior to July 1, 2010 based on the financial results of the Corporation.  The Corporation also contributes to a non-discretionary 401K plan which covers all eligible employees hired after July 1, 2010.  Expense related to both plans totaled $620 thousand, $521 thousand, and $393 thousand for the years ended December 31, 2014, 2013 and 2012, respectively.  The plan's assets at December 31, 2014, 2013 and 2012 include 170,714, 178,113 and 189,337 shares, respectively, of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.
Defined Benefit Health Care Plan
The Corporation uses a December 31 measurement date for its postretirement medical benefits plan.
The following table presents (1) changes in the plan's accumulated postretirement benefit obligation and (2) the plan's funded status at December 31, 2014 and 2013 (amounts in thousands):
Changes in accumulated postretirement benefit obligation:	2014			2013
Accumulated postretirement benefit obligation - beginning of year	$	1,490		$	1,534
Service cost		39			44
Interest cost		72			66
Participant contributions		84			74
Actuarial (gain) loss		177			(61	)
Benefits paid		(199	)		(167	)
Accumulated postretirement benefit obligation at end of year	$	1,663		$	1,490
Change in plan assets:	2014			2013
Fair value of plan assets at beginning of year	$	-		$	-
Employer contribution		115			93
Plan participants’ contributions		84			74
Benefits paid		(199	)		(167	)
Fair value of plan assets at end of year	$	-		$	-
Funded status	$	(1,663	)	$	(1,490	)
Amount recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
	2014			2013
Net actuarial loss	$	322		$	148
Prior service benefit		(531	)		(628	)
Total before tax effects	$	(209	)	$	(480	)
Weighted-average assumption for disclosure as of December 31,	2014			2013			2012
Discount rate		4.09	%		4.92	%		4.26	%
Health care cost trend: Initial		7	%		8	%		9	%
Health care cost trend: Ultimate		5	%		5	%		5	%
Year ultimate cost trend reached		2018			2018			2018
The components of net periodic postretirement benefit cost for the years ended December 31, 2014, 2013 and 2012 are as follows (amounts in thousands):
Net periodic benefit cost	2014			2013			2012
Service cost	$	39		$	44		$	39
Interest cost		72			66			71
Amortization of  prior service benefit		(97	)		(97	)		(97	)
Recognized actuarial loss		3			10			1
Net periodic postretirement cost	$	17		$	23		$	14
Other changes in plan assets and benefit obligations recognized  in other comprehensive income (loss):	2014			2013			2012
Net actuarial (gain) loss	$	177		$	(61	)	$	178
Recognized actuarial loss		(3	)		(10	)		(1	)
Amortization of  prior service benefit		97			97			97
Total recognized in other comprehensive income (loss) (before tax effect)	$	271		$	26		$	274
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	$	288		$	49		$	288
During 2014 the plan's total unrecognized net loss increased by $174 thousand.  Because the total unrecognized net gain or loss in the plan exceeds 10% of the accumulated postretirement benefit obligation, the excess will be amortized over the average future working lifetime of active plan participants.  As of January 1, 2014 the average future working lifetime of active participants was 14.89 years.  Actual results for 2015 will depend on the 2015 actuarial valuation of the plan.
Amounts expected to be recognized in net periodic cost during 2015:
Loss recognition	$	10
Prior service cost recognition	$	(97	)
Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plan.  A one-percentage point change in assumed health care cost trend rates would have the following effects (amounts in thousands):
Effect of a 1% increase in health care trend rate on:	2014			2013			2012
Benefit obligation	$	5		$	15		$	4
Total service and interest cost	$	-		$	-		$	-
Effect of a 1% decrease in health care trend rate on:	2014			2013			2012
Benefit obligation	$	(6	)	$	(23	)	$	(5	)
Total service and interest cost	$	-		$	(2	)	$	(1	)
Weighted-average assumptions for net periodic cost as of December 31,:	2014			2013			2012
Discount rate		4.92	%		4.26	%		4.95	%
Health care cost trend: Initial		8	%		9	%		10	%
Health care cost tread: Ultimate		5	%		5	%		5	%
Year ultimate reached		2018			2018			2018
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten (amounts in thousands):
Calendar Year	Future Estimated Benefit Payments
2015	$	201
2016	$	176
2017	$	140
2018	$	150
2019	$	159
2020-2024	$	652
The Corporation’s policy is to contribute the amount required to fund postretirement benefits as they become due to retirees.  The amount expected to be required in contributions to the plan during 2015 is $201 thousand.
Executive Supplemental Pension Plan
The Corporation also sponsors an Executive Supplemental Pension Plan for certain current and former executive officers to restore certain pension benefits that may be reduced due to limitations under the Internal Revenue Code.  The benefits under this plan are unfunded as of December 31, 2014 and 2013.
The Corporation uses a December 31 measurement date for its Executive Supplemental Pension Plan.
The following table presents Executive Supplemental Pension plan status at December 31, 2014 and 2013 (amounts in thousands):
Change in projected benefit obligation:	2014			2013
Benefit obligation at beginning of year	$	1,116		$	1,162
Service cost		38			40
Interest cost		55			48
Actuarial (gain) loss		110			(59	)
Benefits paid		(75	)		(75	)
Projected benefit obligation at end of year	$	1,244		$	1,116
Changes in plan assets:	2014			2013
Fair value of plan assets at beginning of year	$	-		$	-
Employer contributions		75			75
Benefits paid		(75	)		(75	)
Fair value of plan assets at end of year	$	-		$	-
Unfunded status	$	(1,244	)	$	(1,116	)
Amounts recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
	2014			2013
Net actuarial loss	$	275		$	194
Prior service cost		-			-
Total before tax effects	$	275		$	194
Accumulated benefit obligation at December 31, 2014 and 2013 was $1.2 million and $1.0 million, respectively.
Weighted-average assumption for disclosure as of December 31,:	2014			2013			2012
Discount rate		4.09	%		4.92	%		4.26	%
Assumed rate of future compensation increase		5	%		5	%		5	%
The components of net periodic benefit cost for the years ended December 31, 2014, 2013 and 2012 are as follows (amounts in thousands):
Net periodic benefit cost	2014			2013			2012
Service cost	$	38		$	40		$	35
Interest cost		55			48			51
Recognized actuarial loss		29			34			20
Net periodic postretirement benefit cost	$	122		$	122		$	106
Other changes in plan assets and benefit obligation recognized in other comprehensive income (loss):	2014			2013			2012
Net actuarial (gain) loss	$	110		$	(59	)	$	81
Recognized actuarial loss		(29	)		(34	)		(20	)
Total recognized in other comprehensive income (loss) (before tax effect)	$	81		$	(93	)	$	61
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	$	203		$	29		$	167
Amounts expected to be recognized in net periodic cost during 2015:
Loss recognition	$	50
Prior service cost recognition	$	-
Weighted-average assumptions for net periodic cost as of December 31,:	2014			2013			2012
Discount rate		4.92	%		4.26	%		4.95	%
Salary scale		5	%		5	%		5	%
The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the Supplemental Pension Plan (amounts in thousands):
Calendar Year	Future Estimated Benefit Payments
2015	$	75
2016	$	75
2017	$	75
2018	$	116
2019	$	116
2020-2024	$	580
The Corporation expects to contribute $75 thousand to the plan during 2015. Corporation contributions are equal to the benefit payments to plan participants.
Defined Contribution Supplemental Executive Retirement Plan
The Corporation also sponsors a Defined Contribution Supplemental Executive Retirement Plan for certain current executive officers, which was initiated in 2012.  The plan is unfunded as of December 31, 2014 and is intended to provide nonqualified deferred compensation benefits payable at retirement, disability, death or certain other events.  The balance in the plan as of December 31, 2014 and December 31, 2013 was $550 thousand and $337 thousand, respectively.  A total of $213 thousand and $155 thousand was expensed during the years ended December 31, 2014 and 2013, respectively  In addition to each participants account being credited with the annual company contribution, each account will receive a quarterly interest credit that will equal the average yield on five year U.S. Treasury Notes.

STOCK_COMPENSATION

STOCK COMPENSATION	12 Months Ended
	Dec. 31, 2014
STOCK COMPENSATION [Abstract]
STOCK COMPENSATION	(12)            STOCK COMPENSATION
	Board of Director’s Stock Compensation
	Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director.  The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service.
	Additionally, the President and Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year.
	During January 2015, 2014, and 2013, 9,673, 8,385 and 7,969 shares, respectively, were re-issued from treasury to fund the stock component of the directors' and the President and Chief Executive Officer’s compensation.  An expense of $271 thousand, $273 thousand and $217 thousand related to this compensation was recognized during the years 2014, 2013 and 2012, respectively.  This expense is accrued as shares are earned.
	Restricted Stock Plan
	Pursuant to the Corporation’s Restricted Stock Plan (the “Plan”), the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's President and Chief Executive Officer.  Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date.
	A summary of restricted stock activity as of December 31, 2014, and changes during the year ended is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		11,279			28.4
	Vested		(5,490	)		26.09
	Forfeited or Cancelled		-			-
	Nonvested at December 31, 2014		26,428		$	27.92
	As of December 31, 2014, there was $718 thousand of total unrecognized compensation cost related to nonvested shares granted under the Plan.  The cost is expected to be recognized over a weighted-average period of 3.95 years.  The total fair value of shares vested during the years ended December 31, 2014 and 2013 were $152 thousand and $181 thousand, respectively.

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2014
RELATED PARTY TRANSACTIONS [Abstract]
RELATED PARTY TRANSACTIONS	(13)            RELATED PARTY TRANSACTIONS
	Members of the Board of Directors, certain Corporation officers, and their immediate families directly, or through entities in which they are principal owners (more than 10% interest), were customers of, and had loans and other transactions with the Corporation.  These loans are summarized as follows for the years ended December 31, 2014 and 2013 (amounts in thousands):
		2014			2013
	Balance at beginning of year	$	26,408		$	25,390
	New loans or additional advances		33,282			30,056
	Repayments		(21,888	)		(29,038	)
	Balance at end of year	$	37,802		$	26,408
	Deposits from principal officers, directors, and their affiliates at year-end 2014 and 2013 were $12.0 million and $9.8 million, respectively.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
COMMITMENTS AND CONTINGENCIES	(14)            COMMITMENTS AND CONTINGENCIES
	Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs.  These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates.  Commitments may expire without being used.  Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated.  The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.
	The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (amounts in thousands):
		2014						2013
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	23,756		$	11,082		$	21,049		$	7,893
	Unused lines of credit		$	812		$	185,235		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,747		$	-		$	17,290
	Commitments to make Real Estate and Home Equity loans are generally made for periods of sixty days or less.  As of December 31, 2014, the fixed rate commitments to make loans have interest rates ranging from 2.750% to 5.875% and maturities ranging from five years to thirty years.  Commitments to fund commercial draw notes are generally made for periods of three months to eighteen months.  As of December 31, 2014, the fixed rate commitments have interest rates ranging from 1.76% to 5.25%.
	Because many commitments and almost all standby letters of credit expire without being funded in whole or in part, the contract amounts are not estimates of future cash flows.  Loan commitments and unused lines of credit have off-balance sheet credit risk because only origination fees are recognized on the consolidated balance sheet until commitments are fulfilled or expire.  The credit risk amounts are equal to the contractual amounts, assuming the amounts are fully advanced and collateral or other security is of no value.  The Corporation does not anticipate losses as a result of these transactions.  These commitments also have off-balance sheet interest rate risk in that the interest rate at which these commitments were made may not be at market rates on the date the commitments are fulfilled.
	The Corporation has issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party.  Standby letters of credit generally arise in connection with lending relationships.  The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers.  Contingent obligations under standby letters of credit totaled $16.7 million at December 31, 2014 and represent the maximum potential future payments the Corporation could be required to make.  Typically, these instruments have terms of twelve months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements.  Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments.  Corporation policies governing loan collateral apply to standby letters of credit at the time of credit extension.  The carrying amount and fair value of the Corporation's standby letters of credit at December 31, 2014 was not significant.
	The Corporation has an executive severance agreement with its President and Chief Executive Officer.
	The Bank is a party in two legal proceedings involving its Wealth Management Group. In both proceedings, the Bank, as trustee pursuant to written trust instruments, has sought judicial settlement of trust accounts in the New York Surrogate's Court for Chemung County. Individuals who are beneficiaries under the trusts have filed formal objections and/or demand letters with the Court in both of these accounting proceedings, objecting to the final settlement of the trust accounts. The objectants primarily assert that the Bank acted imprudently by failing to diversify the trusts' investments and they claim $13.2 million and $24.1 million, consisting of damages and disallowed trustee's commissions, plus unspecified legal fees in the respective proceedings.   For both legal proceedings, the Bank agreed to participate in non-binding mediation which began November 10, 2014.  As a result of mediation and in anticipation of a settlement with both parties, the Bank's Board of Directors approved the establishment of an accrual for legal settlement in the amount of $12.1 million, offset by a $7.9 million receivable for insurance proceeds.  Two stipulations reflecting the settlements have been submitted to the Surrogate’s Court.
	In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries.  Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

PARENT_COMPANY_FINANCIAL_INFOR

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY FINANCIAL INFORMATION [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	(15)            PARENT COMPANY FINANCIAL INFORMATION
	Condensed parent company only financial statement information of Chemung Financial Corporation is as follows (investment in subsidiaries is recorded using the equity method of accounting) (amounts in thousands):
	BALANCE SHEETS - DECEMBER 31	2014			2013
	Assets:
	Cash on deposit with subsidiary bank	$	3,200		$	2,686
	Investment in subsidiary - Chemung Canal Trust Company		128,081			133,557
	Investment in subsidiary - CFS Group, Inc.		908			779
	Dividends receivable from subsidiary bank		1,204			1,195
	Securities available for sale, at estimated fair value		346			343
	Other assets		1,129			1,254
	Total assets	$	134,868		$	139,814
	Liabilities and shareholders' equity:
	Dividends payable		1,204			1,195
	Other liabilities		36			41
	Total liabilities		1,240			1,236
	Shareholders' equity:
	Total shareholders' equity		133,628			138,578
	Total liabilities and shareholders' equity	$	134,868		$	139,814
	STATEMENTS OF INCOME - YEARS ENDED DECEMBER 31	2014			2013			2012
	Dividends from subsidiary bank	$	4,805		$	4,778		$	4,573
	Interest and dividend income		10			9			7
	Other income		-			132			150
	Operating expenses		261			324			331
	Income before impact of subsidiaries' undistributed earnings		4,554			4,595			4,399
	Equity in undistributed earnings of Chemung Canal Trust Company		3,307			3,873			6,411
	Equity in undistributed earnings of CFS Group, Inc.		129			139			54
	Income before income tax		7,990			8,607			10,864
	Income tax benefit		(167	)		(124	)		(158	)
	Net Income	$	8,157		$	8,731		$	11,022
	STATEMENTS OF CASH FLOWS - YEARS ENDED DECEMBER 31	2014			2013			2012
	Cash flows from operating activities:
	Net Income	$	8,157		$	8,731		$	11,022
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in undistributed earnings of Chemung Canal Trust Company		(3,307	)		(3,873	)		(6,411	)
	Equity in undistributed earnings of CFS Group, Inc.		(129	)		(139	)		(54	)
	Change in dividend receivable		(9	)		(1,195	)		1,141
	Change in other assets		126			558			765
	Change in other liabilities		110			79			48
	Expense related to employee stock compensation		117			112			80
	Expense related to restricted stock units for directors' deferred compensation plan		94			99			87
	Expense to employee restricted stock awards		151			131			80
	Net cash provided by operating activities		5,310			4,503			6,758
	Cash flow from financing activities:
	Cash dividends paid		(4,796	)		(3,583	)		(5,714	)
	Purchase of treasury stock		-			(93	)		(636	)
	Sale of treasury stock		-			71			258
	Net cash used in financing activities		(4,796	)		(3,605	)		(6,092	)
	Increase in cash and cash equivalents		514			898			666
	Cash and cash equivalents at beginning of year		2,686			1,788			1,122
	Cash and cash equivalents at end of year	$	3,200		$	2,686		$	1,788

FAIR_VALUES

FAIR VALUES	12 Months Ended
	Dec. 31, 2014
FAIR VALUES [Abstract]
FAIR VALUES	(16)            FAIR VALUES
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  There are three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation used the following methods and significant assumptions to estimate fair value:
	Investment Securities:  The fair values of securities available for sale are usually determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs).
	Trading Assets:  Securities that are held to fund a deferred compensation plan are recorded at fair value with changes in fair value included in earnings.  The fair values of trading assets are determined by quoted market prices (Level 1 inputs).
	Impaired Loans:  At the time a loan is considered impaired, it is valued at the lower of cost or fair value.  Impaired loans carried at fair value have been partially charged-off or receive specific allocations as part of the allowance for loan loss accounting.  For collateral dependent loans, fair value is commonly based on real estate appraisals.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available.  Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, typically resulting in a Level 3 fair value classification.  Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned (“OREO”):  Assets acquired through or instead of loan foreclosures are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.
	Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (commercial properties) or certified residential appraisers (residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation.  Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics.  Appraisals are generally completed within the previous 12 month period prior to a property being placed into OREO.  On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition.
	Assets and liabilities measured at fair value on a recurring basis are summarized below (amounts in thousands):
					Fair Value Measurement at December 31, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S. Government sponsored enterprises	$	181,673		$	31,115		$	150,558	$	-
	Mortgage-backed securities, residential		61,660			-			61,660		-
	Collateralized mortgage obligations		338			-			338		-
	Obligations of states and political subdivisions		31,451			-			31,451		-
	Corporate bonds and notes		1,533			-			1,533		-
	SBA loan pools		1,304			-			1,304		-
	Trust Preferred securities		2,028			-			2,028		-
	Corporate stocks		520			104			416		-
	Total available for sale securities	$	280,507		$	31,219		$	249,288	$	-
	Trading assets	$	549		$	549		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs
					in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S. Government sponsored enterprises	$	188,106		$	31,262		$	156,844	$	-
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
	There were no transfers between Level 1 and Level 2 during the years ended December 31, 2014 and December, 31, 2013.
	The significant unobservable inputs used in the fair value measurement of the Corporation’s collateralized mortgage  obligations are probabilities of specific-issuer defaults and deferrals and specific-issuer recovery assumptions.  Significant increases in specific-issuer default assumptions or decreases in specific-issuer recovery assumptions would result in a significantly lower fair value measurement.  Conversely, decreases in specific-issuer default assumptions or increases in specific-issuer recovery assumptions would result in a higher fair value measurement.  The Corporation treats all interest payment deferrals as defaults and assumes no recoveries on defaults.
	The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2014 and 2013:
	Trust Preferred Securities Available for Sale	Fair Value Measurement			Fair Value Measurement
		twelve-months ended			twelve-months ended
		December 31, 2014 Using			December 31, 2013 Using
		Significant Unobservable			Significant Unobservable
		Inputs (Level 3)			Inputs (Level 3)
	Beginning balance	$	-		$	445,600
	Total gains/losses (realized/unrealized):
	Included in earnings:
	Impairment charge on investment securities		-			(29,025	)
	Included in other comprehensive income		-			183,425
	Transfers in and/or out of Level 3		-			(600,000	)
	Ending balance, December 31	$	-		$	-
	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (amounts in thousands):
					Fair Value Measurement at December 31, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial mortgages:
	Commercial mortgages	$	3,593		$	-		$	-	$	2,905
	Consumer loans:
	Home equity lines and loans		52			-			-		52
	Total Impaired Loans	$	3,645		$	-		$	-	$	2,957
Other real estate owned:
Commercial mortgages:
Commercial mortgages	$	3,063		$	-		$	-	$	3,063
Consumer loans:
Home equity lines and loans		2			-			-		2
Total Other Real Estate Owned, net	$	3,065		$	-		$	-	$	3,065
				Fair Value Measurement at December 31, 2013 Using
Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
				(Level 1)			(Level 2)		(Level 3)
Impaired Loans:
Commercial and agricultural:
Commercial and industrial	$	460		$	-		$	-	$	460
Commercial mortgages:
Commercial mortgages		485			-			-		485
Consumer loans:
Home equity lines and loans		54			-			-		54
Total Impaired Loans	$	999		$	-		$	-	$	999
Other real estate owned:
Commercial and agricultural:
Commercial and industrial	$	101		$	-		$	-	$	101
Commercial mortgages:
Commercial mortgages		266			-			-		266
Residential mortgages		106			-			-		106
Consumer loans:
Home equity lines and loans		65			-			-		65
Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
The following table presents information related to Level 3 non-recurring fair value measurement at December 31, 2014 and December 31, 2013 (amounts in thousands):
Description	Fair Value at December 31, 2014		Technique		Unobservable Inputs
Impaired loans	$	3,645	Third party real estate and a 100% discount of personal property			1	Management discount based on underlying collateral characteristics and market conditions
OREO	$	3,065	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
Impaired loans	$	999	Third party real estate and a 100% discount of personal property			1	Management discount based on underlying collateral characteristics and market conditions
OREO	$	538	Third party appraisals			1	Estimated holding  period
						2	Estimated closing costs
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $4.9 million with a valuation allowance of $1.2 million as of December 31, 2014, resulting in an increase of $232 thousand in the provision for loan losses for the year ending December 31, 2014.  Impaired loans had a principal balance of $2.0 million with a valuation allowance of $1.0 million as of December 31, 2013, resulting in an increase of $853 thousand in the provision for loan losses for the year ending December 31, 2013.
OREO, which is measured by the lower of carrying or fair value less costs to sell, had a net carrying amount of $3.1 million at December 31, 2014.  The net carrying amount reflects the outstanding balance of $3.1 million net of a valuation allowance of $2 thousand at December 31, 2014.  OREO had a net carrying amount of $538 thousand at December 31, 2013.  The net carrying amount reflects the outstanding balance of $732 thousand, net of a valuation allowance of $194 thousand at December 31, 2013, which resulted in a write down of $2 thousand for the year ended December 31, 2013.
FAIR VALUE OF FINANCIAL INSTRUMENTS
The following methods and assumptions were used to estimate the fair value of each class of financial instruments:
Cash, Due From and Interest-Bearing Deposits in Other Financial Institutions
For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1, and time deposits are classified as Level 2.
FHLB and FRB Stock
It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions on its transferability.
Loans Receivable
For variable-rate loans that reprice frequently, fair values approximate carrying values.  The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality.  Loans are classified as Level 3.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.  Loans held for sale are classified as Level 2.
Loans Held for Sale
Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale are classified as Level 2.
Deposits
The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1.
The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2.
Securities Sold Under Agreements to Repurchase
These instruments bear both variable and fixed rates of interest.  Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity.  These are classified as Level 2.
FHLBNY Term Advances
These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2.
Commitments to Extend Credit
The fair value of commitments to extend credit is based on fees currently charged to enter into similar agreements, the counter-party's credit standing and discounted cash flow analysis.  The fair value of these commitments to extend credit approximates the recorded amounts of the related fees and is not material at December 31, 2014 and 2013.
Accrued Interest Receivable and Payable
For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with.
The carrying amounts and estimated fair values of other financial instruments, at December 31, 2014 and December 31, 2013, are as follows (amounts in thousands):
	Fair Value Measurements at December 31, 2014 Using
Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
				in Active Markets for Identical Assets			(Level 2)		(Level 3)		Fair Value (1)
				(Level 1)
Cash and due from financial institutions	$	28,130		$	28,130		$	-	$	-	$	28,130
Interest-bearing deposits in other financial institutions		1,033			1,033			-		-		1,033
Trading assets		549			549			-		-		549
Securities available for sale		280,507			31,219			249,288		-		280,507
Securities held to maturity		5,831			-			6,197		-		6,197
FHLBNY and FRBNY stock		5,535			-			-		-		N/A
Loans, net		1,107,888			-			-		1,135,590		1,135,590
Loans held for sale		665			-			665		-		665
Accrued interest receivable		4,185			145			1,295		2,745		4,185
Financial liabilities:
Deposits:
Demand, savings, and insured money market accounts	$	1,068,171		$	1,068,171		$	-	$	-	$	1,068,171
Time deposits		211,843			-			212,397		-		212,397
Securities sold under agreements to repurchase		29,652			-			30,853		-		30,853
FHLBNY overnight advances		30,830			-			30,832		-		30,832
FHLBNY term advances		19,310			-			20,235		-		20,235
Accrued interest payable		237			15			222		-		237
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Fair Value Measurements at December 31, 2013 Using
Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated Fair Value (1)
				in Active Markets			(Level 2)		(Level 3)
				for Identical Assets
				(Level 1)
Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
Interest-bearing deposits in other financial institutions		20,009			20,009			-		-		20,009
Trading assets		366			366			-		-		366
Securities available for sale		346,016			38,541			307,475		-		346,016
Securities held to maturity		6,495			-			6,930		-		6,930
FHLBNY and FRBNY stock		4,482			-			-		-		N/A
Loans, net		983,090			-			-		1,008,826		1,008,826
Loans held for sale		695			-			695		-		695
Accrued interest receivable		4,166			145			1,468		2,553		4,166
Financial liabilities:
Deposits:
Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
Time deposits		244,492			-			245,482		-		245,482
Securities sold under agreements to repurchase		32,701			-			33,636		-		33,636
FHLBNY Advances		25,243			-			26,064		-		26,064
Accrued interest payable		336			15			170		151		336
(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT

REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS [Abstract]
REGULATORY CAPITAL REQUIREMENTS	(17)            REGULATORY CAPITAL REQUIREMENTS
	The Corporation and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Corporation and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets (all as defined in the applicable regulations).  Management believes that, as of December 31, 2014 and 2013, the Corporation and the Bank met all capital adequacy requirements to which they were subject.
	As of December 31, 2014, the most recent notification from the Federal Reserve Bank of New York categorized the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below.  There have been no conditions or events since that notification that management believes have changed the Bank's or the Corporation's capital category.
	The Corporation’s principal source of funds for dividend payments is dividends received from the Bank.  Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies.  Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net income, combined with the retained net income of the preceding two years, subject to the capital requirements in the table below.  During 2015, the Bank could, without prior approval, declare dividends of approximately $13.6 million plus any 2015 net income retained to the date of the dividend declaration.
	The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (amounts in thousands):
		Actual					Required To Be Adequately Capitalized					Required To Be Well
												Capitalized
	As of December 31, 2014	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	129,211		11.84	%	$	87,271		8	%		N/A		N/A
	Bank	$	123,685		11.35	%	$	87,178		8	%	$	108,972		10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	115,483		10.59	%	$	43,636		4	%		N/A		N/A
	Bank	$	110,014		10.1	%	$	43,589		4	%	$	65,383		6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	115,483		7.78	%	$	44,556		3	%		N/A		N/A
	Bank	$	110,014		7.41	%	$	44,512		3	%	$	74,187		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	126,299		12.1	%	$	83,484		8	%		N/A		N/A
	Bank	$	121,222		11.63	%	$	83,369		8	%	$	104,211		10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	110,260		10.57	%	$	41,742		4	%		N/A		N/A
	Bank	$	105,239		10.1	%	$	41,684		4	%	$	62,527		6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	110,260		8.08	%	$	40,940		3	%		N/A		N/A
	Bank	$	105,239		7.72	%	$	40,900		3	%	$	68,167		5	%

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	12 Months Ended
	Dec. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	(18)            ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS
	Accumulated other comprehensive income or loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect.
	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (amounts in thousands):
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013		$	6,043			$	(5,888	)		$	155
	Other comprehensive income (loss) before reclassification			146				(5,221	)			(5,075	)
	Amounts reclassified from accumulated other comprehensive income (loss)			(4,229	)			364				(3,865	)
	Net current period other comprehensive loss			(4,083	)			(4,857	)			(8,940	)
	Balance at December 31, 2014		$	1,960			$	(10,745	)		$	(8,785	)
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012		$	8,023			$	(10,830	)		$	(2,807	)
	Other comprehensive income (loss) before reclassification			(1,988	)			3,994				2,006
	Amounts reclassified from accumulated other comprehensive income (loss)			8				948				956
	Net current period other comprehensive loss			(1,980	)			4,942				2,962
	Balance at December 31, 2013		$	6,043			$	(5,888	)		$	155
	The following is the reclassification out of accumulated other comprehensive income (loss) for the periods indicated (amounts in thousands):
	Details about Accumulated Other Comprehensive Income (Loss) Components	Year Ended December 31,									Affected Line Item
											in the Statement Where
											Net Income is Presented
				2014				2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than-temporary losses realized in income			$	-			$	29		Total impairment losses
	Realized gains on securities available for sale				(6,869	)			(16	)	Net gains on securities transactions
	Tax effect				2,640				(5	)	Income tax benefit (expense)
	Net of tax				(4,229	)			8
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)				(90	)			(83	)	Pension and other employee benefits
	Actuarial losses (a)				681				1,624		Pension and other employee benefits
	Tax effect				(227	)			(593	)	Income tax benefit
	Net of tax				364				948
	Total reclassification for the period, net of tax	$		$	(3,865	)		$	956
	(a) These accumulated other comprehensive income (loss) components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING

SEGMENT REPORTING	12 Months Ended
	Dec. 31, 2014
SEGMENT REPORTING [Abstract]
SEGMENT REPORTING	(19)            SEGMENT REPORTING
	The Corporation manages its operations through two primary business segments:  core banking and wealth management services.  The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities.  The wealth management services segment provides revenues by providing trust and investment advisory services to clients.
	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (amounts in thousands):
	Year ended December 31, 2014	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	49,556	$	-		$	12		$	49,568
	Provision for loan losses		3,981		-			-			3,981
	Net interest income after provision for loan losses		45,575		-			12			45,587
	Other operating income		18,186		7,746			824			26,756
	Legal settlements		-		4,250			-			4,250
	Other operating expenses		49,997		5,355			875			56,227
	Income (loss) before income tax expense		13,764		(1,859	)		(39	)		11,866
	Income tax expense (benefit)		4,507		(715	)		(83	)		3,709
	Segment net income (loss)	$	9,257	$	(1,144	)	$	44		$	8,157
	Segment assets	$	1,518,584	$	4,357		$	1,598		$	1,524,539
	Year ended December 31, 2013	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	46,621	$	-		$	10		$	46,631
	Provision for loan losses		2,755		-			-			2,755
	Net interest income after provision for loan losses		43,866		-			10			43,876
	Other operating income		9,913		7,344			820			18,077
	Other operating expenses		43,136		5,480			784			49,400
	Income before income tax expense		10,643		1,864			46			12,553
	Income tax expense (benefit)		3,139		717			(34	)		3,822
	Segment net income	$	7,504	$	1,147		$	80		$	8,731
	Segment assets	$	1,469,482	$	4,943		$	1,718		$	1,476,143
	Year ended December 31, 2012	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	46,834	$	-		$	8		$	46,842
	Provision for loan losses		828		-			-			828
	Net interest income after provision for loan losses		46,006		-			8			46,014
	Other operating income		9,597		6,827			764			17,188
	Other operating expenses		40,550		5,389			856			46,795
	Income (loss) before income tax expense		15,053		1,438			(84	)		16,407
	Income tax expense (benefit)		4,954		553			(122	)		5,385
	Segment net income	$	10,099	$	885		$	38		$	11,022
	Segment assets	$	1,240,752	$	5,156		$	2,252		$	1,248,160

BRANCH_ACQUISITION

BRANCH ACQUISITION	12 Months Ended
	Dec. 31, 2014
BRANCH ACQUISITION [Abstract]
BRANCH ACQUISITION	(20)            BRANCH ACQUISITION
	On July 10, 2013, the Bank entered into an agreement with Bank of America to acquire six branch offices in Auburn, Cortland, Ithaca and Seneca Falls, New York.  Under the terms of the agreement, the Bank purchased the related branch premises and certain performing loans, and assumed the related deposits.  The transaction was completed on November 23, 2013.  The assets acquired and deposits assumed in the transaction were recorded at their estimated fair values as follows:
	Cash, net	$	170,904
	Loans		1,240
	Bank premises and equipment		4,081
	Core deposit intangible asset		2,155
	Other assets		350
	Total assets acquired	$	178,730
	Deposits assumed	$	177,749
	Time deposit premium		263
	Other liabilities		718
	Total liabilities assumed	$	178,730
	The transaction was accounted for using the acquisition method of accounting and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at their estimated fair values on the acquisition date.  Fair values are preliminary and in certain cases are subject to refinement for up to one year after the closing date of the acquisition as additional information relative to fair values becomes available.
	The operating results of the acquired branch offices included in the Corporation’s consolidated statement of income for the year ended December 31, 2013 reflect only the amounts from the acquisition date through December 31, 2013.
	The core deposit intangible asset of $2.2 million will be amortized on an accelerated basis over a period of approximately seven years.  The time deposit premium of $263 thousand will be accreted over the estimated remaining life of the related deposits as a reduction to interest expense.
	Negative goodwill of $470 thousand was recorded as a gain from bargain purchase and was calculated as the purchase discount after adjusting for the fair value of net assets acquired.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
ORGANIZATION	ORGANIZATION
	The Corporation, through its wholly owned subsidiaries, the Bank and CFS Group, Inc., provides a wide range of banking, financing, fiduciary and other financial services to its clients.  The Corporation is subject to the regulations of certain federal and state agencies and undergoes periodic examinations by those regulatory agencies.
BASIS OF PRESENTATION	BASIS OF PRESENTATION
	The accompanying consolidated financial statements have been prepared in conformity with GAAP and include the accounts of the Corporation and its subsidiaries.  All significant intercompany balances and transactions are eliminated in consolidation.
	The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information.  These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.
SECURITIES	SECURITIES
	Management determines the appropriate classification of securities at the time of purchase.  If management has the intent and the Corporation has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized cost.  Securities to be held for indefinite periods of time or not intended to be held to maturity are classified as available for sale and carried at fair value.  Unrealized holding gains and losses on securities classified as available for sale are excluded from earnings and are reported as accumulated other comprehensive income (loss) in shareholders' equity, net of the related tax effects, until realized. Realized gains and losses are determined using the specific identification method.
	Management evaluates securities for OTTI on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were not highly rated, the Corporation compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.
	Premiums and discounts are amortized or accreted over the life of the related security as an adjustment of yield using the interest method. Dividend and interest income is recognized when collected.
FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK	FEDERAL HOME LOAN BANK AND FEDERAL RESERVE BANK STOCK
	The Bank is a member of both the FHLBNY and the FRBNY.  FHLBNY members are required to own a certain amount of stock based on the level of borrowings and other factors, while FRBNY members are required to own a certain amount of stock based on a percentage of the Bank’s capital stock and surplus.  FHLBNY and FRBNY stock are carried at cost and classified as non-marketable equities and periodically evaluated for impairment based on ultimate recovery of par value.  Cash dividends are reported as income.
BANK OWNED LIFE INSURANCE	BANK OWNED LIFE INSURANCE
	Bank Owned Life Insurance ("BOLI") is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.  Changes in the cash surrender value are recorded in other income.
LOANS HELD FOR SALE	LOANS HELD FOR SALE
	Certain mortgage loans are originated with the intent to sell.  Loans held for sale are recorded at the lower of cost or fair value in the aggregate.  Loans held for sale, as well as the commitments to sell the loans that are originated for sale, are regularly evaluated for changes in fair value.  If necessary, a valuation allowance is established with a charge to income for unrealized losses attributable to a change in market rates.
LOANS	LOANS
	Loans are stated at the amount of unpaid principal balance net of deferred loan fees.  Additionally, recorded investment in loans includes interest receivable on loans.  The Corporation has the ability and intent to hold its loans for the foreseeable future.  The Corporation’s loan portfolio, including acquired loans, is comprised of the following segments: (i) commercial and agricultural, (ii) commercial mortgages, (iii) residential mortgages, and (iv) consumer loans.
	Commercial and agricultural loans primarily consist of loans to small to mid-sized businesses in the Corporation’s market area in a diverse range of industries.  These loans are typically made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.  Commercial mortgage loans are generally non-owner occupied commercial properties or owner occupied commercial real estate with larger balances.  Repayment of these loans is often dependent upon the successful operation and management of the properties and the businesses occupying the properties, as well as on the collateral securing the loan.  Residential mortgage loans are generally made on the basis of the borrower’s ability to make repayment from their employment and other income, but are secured by real property.  Consumer loans include home equity lines of credit and home equity loans, which exhibit many of the same characteristics as residential mortgages.  Indirect and other consumer loans are typically secured by depreciable assets, such as automobiles or boats, and are dependent on the borrower’s continuing financial stability.
	Interest on loans is accrued and credited to operations using the interest method.  Past due status is based on the contractual terms of the loan.  The accrual of interest is generally discontinued and previously accrued interest is reversed when loans become 90 days delinquent.  Loans may also be placed on non-accrual status if management believes such classification is otherwise warranted.  All payments received on non-accrual loans are applied to principal.  Loans are returned to accrual status when they become current as to principal and interest and remain current for a period of six consecutive months or when, in the opinion of management, the Corporation expects to receive all of its original principal and interest.  Loan origination fees and certain direct loan origination costs are deferred and amortized over the life of the loan as an adjustment to yield, using the interest method.
ACQUIRED LOANS	ACQUIRED LOANS
	Non-Impaired Acquired Loans:
	Loans acquired are initially recorded at fair value with no carryover of the related allowance for loan losses.  After acquisition, losses beyond those estimated in determining the initial fair value are recognized through the allowance for loan losses.  Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate.
	Purchased Credit Impaired Loans:
	Loans acquired that show evidence of credit deterioration since origination are considered purchased credit impaired loans  These loans are recorded at the fair value of the amount paid, such that there is no carryover of the seller’s allowance for loan losses.
	Such purchased loans are accounted for individually.  The Corporation estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	After acquisition, losses are recognized by an increase in the allowance for loan losses.  Over the life of the loan expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a reserve is established.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.  These loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.
TROUBLED DEBT RESTRUCTURINGS	TROUBLED DEBT RESTRUCTURINGS
	A TDR is a formally renegotiated loan in which the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to the borrower that would not have been granted to the borrower otherwise.  Not all loans that are restructured as a TDR are classified as non-accrual before the restructuring occurs.  Restructured loans can convert from non-accrual to accrual status when said loans have demonstrated performance, generally evidenced by six months of payment performance in accordance with the restructured terms, or by the presence of other significant items.
ALLOWANCE FOR LOAN LOSSES	ALLOWANCE FOR LOAN LOSSES
	The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans.  The allowance is established based on management’s evaluation of the probable inherent losses in our portfolio in accordance with GAAP, and is comprised of both specific valuation allowances and general valuation allowances.
	A loan is classified as impaired when, based on current information and events, it is probable that the Corporation will be unable to collect both the principal and interest due under the contractual terms of the loan agreement.  Specific valuation allowances are established based on management’s analyses of individually impaired loans.  Factors considered by management in determining impairment include payment status, evaluations of the underlying collateral, expected cash flows, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  If a loan is determined to be impaired and is placed on nonaccrual status, all future payments received are applied to principal and a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.
	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors.  Loans not impaired but classified as substandard and special mention use a historical loss factor on a rolling five year history of net losses.  For all other unclassified loans, the historical loss experience is determined by portfolio class and is based on the actual loss history experienced by the Corporation over the most recent two years.  This actual loss experience is supplemented with other qualitative factors based on the risks present for each portfolio class.  These qualitative factors include consideration of the following: (1) lending policies and procedures, including underwriting standards and collection, charge-off and recovery policies, (2) national and local economic and business conditions and developments, including the condition of various market segments, (3) loan profiles and volume of the portfolio, (4) the experience, ability, and depth of lending management and staff, (5) the volume and severity of past due, classified and watch-list loans, non-accrual loans, troubled debt restructurings, and other modifications (6) the quality of the Bank’s loan review system and the degree of oversight by the Bank’s Board of Directors, (7) collateral related issues: secured vs. unsecured, type, declining valuation environment and trend of other related factors, (8) the existence and effect of any concentrations of credit, and changes in the level of such concentrations, (9) the effect of external factors, such as competition and legal and regulatory requirements, on the level of estimated credit losses in the Bank’s current portfolio and (10) the impact of the global economy.
	The allowance for loan losses is increased through a provision for loan losses charged to operations.  Loans are charged against the allowance for loan losses when management believes that the collectability of all or a portion of the principal is unlikely.  Management's evaluation of the adequacy of the allowance for loan losses is performed on a periodic basis and takes into consideration such factors as the credit risk grade assigned to the loan, historical loan loss experience and review of specific impaired loans.  While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Corporation's allowance for loan losses. Such agencies may require the Corporation to recognize additions to the allowance based on their judgments about information available to them at the time of their examination.
PREMISES AND EQUIPMENT	PREMISES AND EQUIPMENT
	Land is carried at cost, while buildings, equipment, leasehold improvements and furniture are stated at cost less accumulated depreciation and amortization. Depreciation is charged to current operations under the straight-line method over the estimated useful lives of the assets, which range from 15 to 50 years for buildings and from 3 to 10 years for equipment and furniture.  Amortization of leasehold improvements and leased equipment is recognized on the straight-line method over the shorter of the lease term or the estimated life of the asset.
OTHER REAL ESTATE	OTHER REAL ESTATE
	Real estate acquired through foreclosure or deed in lieu of foreclosure is recorded at estimated fair value of the property less estimated costs to dispose at the time of acquisition to establish a new carrying value.  Write downs from the carrying value of the loan to estimated fair value which are required at the time of foreclosure are charged to the allowance for loan losses.  Subsequent adjustments to the carrying values of such properties resulting from declines in fair value are charged to operations in the period in which the declines occur.
INCOME TAXES	INCOME TAXES
	The Corporation files a consolidated tax return. Deferred tax assets and liabilities are recognized for future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases, and for unused tax loss carry forwards.  Deferred tax assets and liabilities are measured using enacted tax rates to apply to taxable income in the years in which temporary differences are expected to be recovered or settled, or the tax loss carry forwards are expected to be utilized. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.  For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
WEALTH MANAGEMENT GROUP FEE INCOME	WEALTH MANAGEMENT GROUP FEE INCOME
	Assets held in a fiduciary or agency capacity for customers are not included in the accompanying consolidated balance sheets, since such assets are not assets of the Corporation. Wealth Management Group income is recognized on the accrual method as earned based on contractual rates applied to the balances of individual trust accounts.  The unaudited market value of trust assets under administration total $1.956 billion at December 31, 2014 and $1.888 billion at December 31, 2013.
POSTRETIREMENT BENEFITS	POSTRETIREMENT BENEFITS
	Pension Plan:
	The Chemung Canal Trust Company Pension Plan is a non-contributory defined benefit pension plan.  The Pension Plan is a “qualified plan” under the IRS Code and therefore must be funded.  Contributions are deposited to the Plan and held in trust.  The Plan assets may only be used to pay retirement benefits and eligible plan expenses.  The plan was amended such that new employees hired on or after July 10, 2010 will not be eligible to participate in the plan, however, existing participants at that time will continue to accrue benefits.  The amendment has resulted in a decrease over time in the future benefit obligations of the plan and the corresponding net periodic benefit cost associated with the plan.
	Under the Plan, pension benefits are based upon final average annual compensation where the annual compensation is total base earnings paid plus 401(k) salary deferrals.  Bonuses, overtime, commissions and dividends are excluded.  The normal retirement benefit equals 1.2% of final average compensation (highest consecutive five years of annual compensation in the prior ten years) times years of service (up to a maximum of 25 years), plus 1% of average monthly compensation for each additional year of service (up to a maximum of 10 years), plus .65% of average monthly compensation in excess of covered compensation for each year of credited service up to 35 years.  Covered compensation is the average of the social security taxable wage bases in effect for the 35 year period prior to normal social security retirement age.  Compensation for purposes of determining benefits under the Plan is reviewed annually.
	Defined Contribution Profit Sharing, Savings and Investment Plan:
	The Corporation also sponsors a 401(K) defined contribution profit sharing, savings and investment plan which covers all eligible employees with a minimum of 1,000 hours of annual service.  The Corporation makes non-discretionary contributions and discretionary matching and profit sharing contributions to the plan based on the financial results of the Corporation.  The plan's assets consist of Chemung Financial Corporation common stock, as well as other common and preferred stocks, U.S. Government securities, corporate bonds and notes, and mutual funds.  The plan’s expense is the amount of non-discretionary contributions and discretionary matching and profit sharing contributions, and is charged to other expenses in the consolidated statements of income.
	Defined Benefit Health Care Plan:
	The Corporation sponsors a defined benefit health care plan that provides postretirement medical benefits to employees who meet minimum age and service requirements.  This plan was amended effective July 1, 2006. Prior to this amendment, all retirees age 55 or older were eligible for coverage under the Corporation's self-insured health care plan, contributing 40% of the cost of the coverage. Under the amended plan, coverage for Medicare eligible retirees who reside in the Central New York geographic area is provided under a group sponsored plan with Excellus BlueCross BlueShield called Medicare Blue PPO, with the retiree paying 100% of the premium. Excellus BlueCross BlueShield assumes full liability for the payment of health care benefits incurred after July 1, 2006. Current Medicare eligible retirees who reside outside of the Central New York geographic area were eligible for coverage under the Corporation's self insurance plan thru December 31, 2009, contributing 50% of the cost of coverage. Effective January 1, 2010, these out of area retirees were eligible for coverage under a Medicare Supplement Plan C administered by Excellus BlueCross BlueShield, contributing 50% of the premium. Current and future retirees between the ages of 55 and 65, will continue to be eligible for coverage under the Corporation's self insured plan, contributing 50% of the cost of the coverage. Employees who retire after July 1, 2006, and become Medicare eligible will only have access to the Medicare Blue PPO plan. Additionally, effective July 1, 2006, dental benefits were eliminated for all retirees.  The cost of the plan is based on actuarial computations of current and future benefits for employees, and is charged to other operating expenses in the consolidated statements of income.
	Executive Supplemental Pension Plan:
	U.S. laws place limitations on compensation amounts that may be included under the Pension Plan.  The Executive Supplemental Pension Plan is provided to executives in order to produce total retirement benefits, as a percentage of compensation that is comparable to employees whose compensation is not restricted by the annual compensation limit.  Pension amounts, which exceed the applicable Internal Revenue Service code limitations, will be paid under the Executive Supplemental Pension Plan.
	The Executive Supplemental Pension Plan is a “non-qualified plan” under the Internal Revenue Service Code.  Contributions to the Plan are not held in trust; therefore, they may be subject to the claims of creditors in the event of bankruptcy or insolvency.  When payments come due under the Plan, cash is distributed from general assets. The cost of the plan is based on actuarial computations of current and future benefits for executives, and is charged to other operating expense in the consolidated statements of income.
	Defined Contribution Supplemental Executive Retirement Plan:
	The Defined Contribution Supplemental Executive Retirement Plan is provided to certain executives to motivate and retain key management employees by providing a nonqualified retirement benefit that is payable at retirement, disability, death and certain other events.  The Defined Contribution Supplemental Executive Retirement Plan will deliver a retirement benefit comparable to that received by other executive officers participating in the bank’s Defined Benefit Plan.
	The Supplemental Executive Retirement Plan is intended to be an unfunded plan maintained primarily for the purpose of providing deferred compensation benefits for a select group of management or highly compensated employees under Sections 201(2), 301(a)(3) and 401(a)(1) of the Employee Retirement Income Security Act of 1974.  The plan’s expense is the Corporation’s annual contribution plus interest credits.
STOCK-BASED COMPENSATION	STOCK-BASED COMPENSATION
	Restricted Stock Plan:
	The Restricted Stock Plan, in effect as of June 16, 2010, is designed to align the interests of the Corporation’s executives and senior managers with the interests of the Corporation and its shareholders, to ensure the Corporation’s compensation practices are competitive and comparable with those of its peers, and to promote the retention of select management-level employees.  Under the terms of the Plan, the Corporation may make discretionary grants of restricted shares of the Corporation’s common stock to or for the benefit of employees selected to participate in the Plan.  Each officer of the Corporation, other than the Corporation’s chief executive officer, is eligible to participate in the Plan.  Awards are based on the performance, responsibility and contributions of the employee and are targeted at an average of the peer group.  The maximum number of shares of the Corporation’s common stock that may be awarded as restricted shares to Plan participants may not exceed 15,000 per calendar year.  Twenty percent of the restricted stock awarded to a participant vests each year commencing with the first anniversary date of the award and is 100 percent vested on the fifth anniversary date.  Except in the case of the participant’s death, disability, or in the event of a change in control, the participant’s unvested shares of unrestricted stock will be forfeited if the participant leaves the employ of the Corporation or the Bank, with or without cause, or if the participant retires prior to attainment of age 65.  The plan’s expense is recognized as compensation expense ratably over the vesting period for the fair value of the award, measured at the grant date.
	Deferred Directors Fee Plan:
	A Deferred Directors Fee Plan for non-employee directors provides that directors may elect to defer receipt of all or any part of their fees.  Deferrals are either credited with interest compounded quarterly at the Applicable Federal Rate for short-term debt instruments or converted to units, which appreciate or depreciate, as would an actual share of the Corporation’s common stock purchased on the deferral date.  Cash deferrals will be paid into an interest bearing account and paid in cash.  Units will be paid in shares of common stock.  All directors’ fees are charged to other operating expense in the consolidated statements of income.
	Directors’ Compensation Plan:
	The purpose of the Directors’ Compensation Plan is to enable the Corporation to attract and retain persons of exceptional ability to serve as directors and stockholders in enhancing the value of the common stock of the Corporation.  The Plan was originally established to provide for the cash payment of an annual retainer and fees to non-employee directors serving on the Board of Directors of the Corporation and the Bank.  The Plan was subsequently amended to provide: (i) payment of additional compensation to each non-employee director in shares of the Corporation’s common stock in an amount equal to the total cash compensation earned by each non-employee director during the year for service on the Board of Directors of each of the Corporation and the Bank, and for each year of service thereafter, to be distributed from treasury shares in January of the following calendar year; and (ii) payment to the President and CEO of the Corporation and the Bank for his service on the Boards of Directors of the Corporation and the Bank in an amount equal in value to the average cash compensation awarded to non-employee directors who have served twelve (12) months of the previous year.   The maximum number of shares of Corporation’s common stock that may be granted under the Plan may not exceed 20,000 per year.  The Plan was amended, effective January 1, 2012, to provide that the value of a share of common stock granted under the Plan shall be determined as the average of the closing prices of a share of common stock as quoted on the applicable established securities market for each of the prior 30 trading days ending on December 31st of the calendar year.  The cost of all cash and stock compensation is charged to other operating expenses in the consolidated statements of income.
	Incentive Compensation Plan:
	The Incentive Compensation Plan replaces the President and CEO Bonus Plan that was in effect prior to January 1, 2012.  The purpose of the Incentive Compensation Plan is to attract and retain highly qualified officers and key employees, and to motivate such persons to serve the Corporation and the Bank and to expend maximum effort to improve the business results and earnings of the Corporation by providing to such persons an opportunity to acquire or increase a direct proprietary interest in the operations and future success of the Corporation.  To this end, the Incentive Compensation Plan provides for the discretionary grant of cash and/or unrestricted stock, i.e., common stock of the Corporation that is free of any restrictions, such as restrictions on transferability, to select officers and key employees as designated by the Board in its sole discretion.  The maximum number of shares that can be awarded as unrestricted stock under the Incentive Compensation Plan to any individual is 10,000 per calendar year; and the maximum amount that may be earned in cash as an Incentive Award in any calendar year by any individual is $300,000.  The right of any eligible employee to receive a grant of an incentive award, whether in the form of cash or unrestricted stock, is subject to performance standards that are specified by either the Compensation Committee or the Board.  The cost of all cash and unrestricted stock compensation is charged to other operating expenses in the consolidated statements of income.
	Non-qualified Deferred Compensation Plan:
	The Deferred Compensation Plan allows a select group of management and employees to defer all or a portion of their annual compensation to a future date.  Eligible employees are generally highly compensated employees and are designated by the Board from time to time.  Investments in the plan are recorded as trading assets and deferred amounts are an unfunded liability of the Corporation.  The plan requires deferral elections be made before the beginning of the calendar year during which the participant will perform the services to which the compensation relates. Participants in the Plan are required to elect a form of distribution, either lump sum payment or annual installments not to exceed ten years, and a time of distribution, either a specified age or a specified date. The terms and conditions for the deferral of compensation are subject to the provisions of 409A of the IRS Code.  The income from investments and cost of the plan are recorded as other operating income and other operating expenses, respectively, in the consolidated statements of income.
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS
	Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually.  The Corporation has selected December 31 as the date to perform the annual impairment test. Goodwill is the only intangible asset with an indefinite life on our balance sheet.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  The balances are reviewed for impairment on an ongoing basis or whenever events or changes in business circumstances warrant a review of the carrying value.  If impairment is determined to exist, the related write-down of the intangible asset's carrying value is charged to operations.  Based on these impairment reviews, the Corporation determined that goodwill and other intangible assets were not impaired at December 31, 2014.
	The Corporation's intangible assets with definite useful lives resulted from the purchase of the trust business of Partners Trust Bank in May of 2007, the acquisition of three former M&T Bank branch offices in March 2008, the acquisition of Canton Bancorp, Inc. in May 2009, the acquisition of Fort Orange Financial Corp. in April 2011 and the acquisition of six branches of Bank of America in November of 2013, with balances of $2.4 million, $21 thousand, $8 thousand, $1.1 million and $1.6 million, respectively, at December 31, 2014.  The trust business intangible is being amortized to expense over the expected useful life of 15 years.  The identifiable core deposit and customer relationship intangibles related to the M&T branch offices, and Canton Bancorp, Inc. acquisitions are being amortized to expense using a 7.25 year accelerated method.  The identifiable core deposit related to the branch offices in the Bank of America acquisition is being amortized to expense using a 7 year accelerated method.  The identifiable core deposit intangible related to the FOFC acquisition is being amortized using a 10 year sum-of-the-years digits method.
ADVERTISING COSTS	ADVERTISING COSTS
	Costs for advertising products and services or for promoting our corporate image are expensed as incurred.
EARNINGS PER COMMON SHARE	EARNINGS PER COMMON SHARE
	Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period.  Issuable shares including those related to directors’ restricted stock units and directors’ stock compensation are considered outstanding and are included in the computation of basic earnings per share as they are earned.  All outstanding unvested share based payment awards that contain rights to nonforfeitable dividends are considered participating securities for this calculation.  Restricted stock awards are grants of participating securities.  The impact of the participating securities on earnings per share is not material.  Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur.
COMPREHENSIVE INCOME	COMPREHENSIVE INCOME (LOSS)
	Comprehensive income (loss) consists of net income and other comprehensive income (loss).  Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in the funded status of the Corporation’s defined benefit pension plan and other benefit plans, net of the related tax effect, which are also recognized as separate components of equity.
CASH AND CASH EQUIVALENTS	CASH AND CASH EQUIVALENTS
	Cash and cash equivalents include cash and amounts due from banks and interest-bearing deposits with other financial institutions.
TRADING ASSETS	TRADING ASSETS
	Securities that are held to fund a non-qualified deferred compensation plan are recorded at fair value with changes in fair value included in earnings.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	The Corporation enters into sales of securities under agreements to repurchase.  The agreements are treated as financings, and the obligations to repurchase securities sold are reflected as liabilities in the consolidated balance sheets. The amount of the securities underlying the agreements continues to be carried in the Corporation's securities portfolio.  The Corporation has agreed to repurchase securities identical to those sold.  The securities underlying the agreements are under the Corporation's control.
OTHER FINANCIAL INSTRUMENTS	OTHER FINANCIAL INSTRUMENTS
	The Corporation is a party to certain other financial instruments with off-balance sheet risk such as unused portions of lines of credit and commitments to fund new loans.  The Corporation's policy is to record such instruments when funded.
SEGMENT REPORTING	SEGMENT REPORTING
	The Corporation has identified separate operating segments and internal financial information is primarily reported and aggregated in two lines of business, banking and wealth management services.
RECLASSIFICATION	RECLASSIFICATION
	Amounts in the prior years' consolidated financial statements are reclassified whenever necessary to conform to the current year's presentation.
SUBSEQUENT EVENTS	SUBSEQUENT EVENTS
	The Corporation has evaluated subsequent events for recognition and disclosure through March, 13, 2015, which is the date the financial statements were available to be issued.

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2014
SECURITIES [Abstract]
Amortized Cost and Estimated Fair Value of Securities Available for Sale	Amortized cost and estimated fair value of securities available for sale at December 31, 2014 and 2013 are as follows (amounts in thousands):
			2014								2013
			Amortized Cost				Estimated Fair Value				Amortized Cost			Estimated Fair Value
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	180,535			$	181,673			$	187,098		$	188,106
	Mortgage-backed securities, residential			60,787				61,660				104,069			104,356
	Collateralized mortgage obligations			335				338				1,001			1,015
	Obligations of states and political subdivisions			30,677				31,451				37,339			38,376
	Corporate bonds and notes			1,502				1,533				2,879			2,946
	SBA loan pools			1,296				1,304				1,471			1,488
	Trust preferred securities			1,906				2,028				1,898			2,034
	Corporate stocks			285				520				444			7,695
	Total		$	277,323			$	280,507			$	336,199		$	346,016
	Gross unrealized gains and losses on securities available for sale at December 31, 2014 and 2013, were as follows (amounts in thousands):
			2014								2013
			Unrealized				Unrealized				Unrealized			Unrealized
			Gains				Losses				Gains			Losses
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	1,300			$	162			$	1,914		$	906
	Mortgage-backed securities, residential			892				19				1,037			750
	Collateralized mortgage obligations			3				-				14			-
	Obligations of states and political subdivisions			802				28				1,059			22
	Corporate bonds and notes			35				4				76			9
	SBA loan pools			11				3				17			-
	Trust preferred securities			122				-				136			-
	Corporate stocks			235				-				7,253			2
	Total		$	3,400			$	216			$	11,506		$	1,689
Amortized Cost and Estimated Fair Value of Debt Securities Available for Sale by Contractual Maturity	The amortized cost and estimated fair value of debt securities available for sale are shown below by expected maturity.  Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date are shown separately (amounts in thousands):
			31-Dec-14
			Amortized				Fair
			Cost				Value
	Within one year		$	37,087			$	37,552
	After one, but within five years			172,100				173,534
	After five, but within ten years			5,433				5,599
	After ten years			-				-
	Mortgage-backed securities, residential			60,787				61,660
	Collateralized mortgage obligations			335				338
	SBA loan pools			1,296				1,304
	Total		$	277,038			$	279,987
Proceeds from Sales and Calls of Securities Resulting in Gains or Losses	The proceeds from sales and calls of securities resulting in gains or losses are listed below (amounts in thousands):
			2014				2013				2012
	Proceeds		$	36,258			$	2,650			$	26,210
	Gross gains		$	6,869			$	16			$	301
	Tax expense		$	2,641			$	6			$	116
Amortized Cost and Estimated Fair Value of Securities Held to Maturity	Amortized cost and estimated fair value of securities held to maturity at December 31, 2014 and 2013 are as follows (amounts in thousands):
		2014								2013
		Amortized				Estimated Fair Value				Amortized			Estimated Fair Value
		Cost								Cost
	Obligations of states and political subdivisions		$	5,175			$	5,535			$	5,472		$	5,891
	Time deposits with other financial institutions			656				662				1,023			1,039
			$	5,831			$	6,197			$	6,495		$	6,930
	Gross unrealized gains and losses on securities held to maturity at December 31, 2014 and 2013, were as follows (amounts in thousands):
		2014								2013
		Unrealized				Unrealized				Unrealized			Unrealized
		Gains				Losses				Gains			Losses
	Obligations of states and political subdivisions		$	360			$	-			$	419		$	-
	Time deposits with other financial institutions			6				-				16			-
	Total		$	366			$	-			$	435		$	-
Contractual Maturities of Securities Held to Maturity	The contractual maturity of securities held to maturity is as follows at December 31, 2014 (amounts in thousands):
		31-Dec-14
		Amortized				Fair
		Cost				Value
	Within one year		$	2,629			$	2,658
	After one, but within five years			2,199				2,390
	After five, but within ten years			1,003				1,149
	After ten years			-				-
	Total		$	5,831			$	6,197
Investment Securities Available for Sale in Unrealized Loss Position	The following table summarizes the investment securities available for sale with unrealized losses at December 31, 2014 and December 31, 2013 by aggregated major security type and length of time in a continuous unrealized position (amounts in thousands):
			Less than 12 months								12 months or longer					Total
			Fair Value				Unrealized				Fair Value			Unrealized		Fair Value		Unrealized
	2014						Losses							Losses				Losses
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	57,512			$	108			$	4,945		$	54	$	62,457	$	162
	Mortgage-backed securities, residential			11,051				19				-			-		11,051		19
	Obligations of states and political subdivisions			4,625				22				1,056			6		5,681		28
	Corporate bonds and notes			-				-				243			4		243		4
	SBA loan pools			276				1				316			2		592		3
	Total temporarily impaired securities		$	73,464			$	150			$	6,560		$	66	$	80,024	$	216
			Less than 12 months								12 months or longer					Total
			Fair Value				Unrealized				Fair Value			Unrealized		Fair Value		Unrealized
	2013						Losses							Losses				Losses
	Obligations of U.S. Government and U.S. Government sponsored enterprises		$	83,840			$	867			$	1,978		$	39	$	85,818	$	906
	Mortgage-backed securities, residential			63,115				750				-			-		63,115		750
	Obligations of states and political subdivisions			4,589				22				-			-		4,589		22
	Corporate bonds and notes			238				9				-			-		238		9
	Corporate stocks			-				-				2			2		2		2
	Total temporarily impaired securities		$	151,782			$	1,648			$	1,980		$	41	$	153,762	$	1,689
Roll Forward of Cumulative Credit Losses Recognized in Earnings	The table below presents a roll forward of the cumulative credit losses recognized in earnings for the periods ended December 31, 2014, 2013 and 2012 (amounts in thousands):
			2014				2013				2012
	Beginning balance, January 1,		$	1,939			$	3,506			$	3,506
	Amounts related to credit loss for which other-than-temporary impairment was not previously recognized			-				-				-
	Additions/Subtractions:
	Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis			-				-				-
	Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security			-				-				-
	Reductions for previous credit losses realized on securities sold during the year			-				(1,596	)			-
	Reductions for previous credit losses realized on securities liquidated during the year			(1,939	)			-				-
	Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized			-				29				-
	Ending balance, December 31,		$	-			$	1,939			$	3,506
Securities Pledged to Secure Securities Sold under Agreements to Repurchase	The table below shows the securities pledged to secure securities sold under agreements to repurchase at December 31, 2014 and 2013. (amounts in thousands)
			2014								2013
			Amortized Cost				Fair Value				Amortized Cost			Fair Value
	Obligations of U.S. Government and U. S. Government sponsored enterprises		$	36,195			$	36,641			$	33,746		$	34,369
	Mortgage-backed securities, residential			7,934				8,350				11,802			12,365
	Collateralized mortgage obligations			48				48				205			207
	Total		$	44,177			$	45,039			$	45,753		$	46,941

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
Composition of Loan Portfolio by Type	The composition of the loan portfolio, net of deferred loan fees is summarized as follows (amounts in thousands):
			31-Dec-14				31-Dec-13
	Commercial and agricultural:
	Commercial and industrial		$	165,385			$	144,787
	Agricultural			1,021				576
	Commercial mortgages:
	Construction			54,831				27,440
	Commercial mortgages			397,762				345,707
	Residential mortgages			196,809				195,997
	Consumer loans:
	Credit cards			1,654				1,756
	Home equity lines and loans			99,354				95,905
	Indirect consumer loans			184,763				164,846
	Direct consumer loans			19,995				18,852
	Total loans, net of deferred loan fees		$	1,121,574			$	995,866
	Interest receivable on loans			2,780				2,597
	Total recorded investment in loans		$	1,124,354			$	998,463
Allowance for Loan Losses by Portfolio Segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2014, 2013 and 2012, respectively (amounts in thousands):
			31-Dec-14
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	1,979			$	6,243			$	1,517			$	3,037			$	-		$	12,776
	Charge Offs:			(444	)			(2,229	)			(97	)			(1,508	)			-			(4,278	)
	Recoveries:			385				156				32				634				-			1,207
	Net (charge offs) recoveries			(59	)			(2,073	)			(65	)			(874	)			-			(3,071	)
	Provision			(460	)			2,156				120				2,165				-			3,981
	Ending balance		$	1,460			$	6,326			$	1,572			$	4,328			$	-		$	13,686
			31-Dec-13
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	1,708			$	4,428			$	1,565			$	2,706			$	26		$	10,433
	Charge Offs:			(186	)			(44	)			(124	)			(1,139	)			-			(1,493	)
	Recoveries:			537				98				65				381				-			1,081
	Net recoveries (charge offs)			351				54				(59	)			(758	)			-			(412	)
	Provision			(80	)			1,761				11				1,089				(26	)		2,755
	Ending balance		$	1,979			$	6,243			$	1,517			$	3,037			$	-		$	12,776
			31-Dec-12
	Allowance for loan losses		Commercial, and Agricultural				Commercial Mortgages				Residential Mortgages				Consumer Loans				Unallocated			Total
	Beginning balance:		$	3,143			$	2,570			$	1,310			$	2,193			$	443		$	9,659
	Reclassification of acquired loan discount			74				50				-				-				-			124
	Charge Offs:			(181	)			(335	)			(83	)			(674	)			-			(1,273	)
	Recoveries:			802				55				-				238				-			1,095
	Net recoveries (charge offs)			621				(280	)			(83	)			(436	)			-			(178	)
	Provision			(2,130	)			2,088				338				949				(417	)		828
	Ending balance		$	1,708			$	4,428			$	1,565			$	2,706			$	26		$	10,433
Allowance for Loan Losses and Recorded Investment in Loans Based on Impairment Method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014 and December 31, 2013 (amounts in thousands):
		31-Dec-14
	Allowance for loan losses	Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	89			$	1,145			$	-			$	1			$	1,235
	Collectively evaluated for impairment			1,335				5,145				1,550				4,327				12,357
	Loans acquired with deteriorated credit quality			36				36				22				-				94
	Total ending allowance balance		$	1,460			$	6,326			$	1,572			$	4,328			$	13,686
		31-Dec-13
	Allowance for loan losses	Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
		and
		Agricultural
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	576			$	466			$	-			$	4			$	1,046
	Collectively evaluated for impairment			1,403				4,407				1,497				3,033				10,340
	Loans acquired with deteriorated credit quality			-				1,370				20				-				1,390
	Total ending allowance balance		$	1,979			$	6,243			$	1,517			$	3,037			$	12,776
			31-Dec-14
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually evaluated for impairment		$	1,452			$	13,712			$	254			$	486			$	15,904
	Loans collectively evaluated for  impairment			164,748				438,246				196,783				306,042				1,105,819
	Loans acquired with deteriorated credit quality			620				1,761				250				-				2,631
	Total ending loans balance		$	166,820			$	453,719			$	197,287			$	306,528			$	1,124,354
			31-Dec-13
	Loans:		Commercial				Commercial Mortgages				Residential Mortgages				Consumer Loans				Total
			and
			Agricultural
	Loans individually evaluated for impairment		$	2,946			$	10,703			$	117			$	131			$	13,897
	Loans collectively evaluated for  impairment			142,108				354,636				196,147				281,979				974,870
	Loans acquired with deteriorated credit quality			678				8,757				261				-				9,696
	Total ending loans balance		$	145,732			$	374,096			$	196,525			$	282,110			$	998,463
Summary of Impaired Financing Receivables	The following tables present loans individually evaluated for impairment recognized by class of loans as of December 31, 2014 and December 31, 2013, the average recorded investment and interest income recognized by class of loans as of the years ended December 31, 2014, 2013 and 2012 (amounts in thousands):
			31-Dec-14												31-Dec-13
			Unpaid Principal Balance				Recorded Investment				Allowance for Loan Losses Allocated				Unpaid Principal Balance				Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,359			$	1,364			$	-			$	1,906			$	1,909		$	-
	Commercial mortgages:
	Construction			1,927				1,910				-				2,329				2,319			-
	Commercial mortgages			7,803				7,708				-				7,406				7,439			-
	Residential mortgages			253				253				-				117				117			-
	Consumer loans:
	Home equity lines and loans			429				432				-				71				73			-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			89				89				89				1,037				1,037
	Commercial mortgages:																						576
	Commercial mortgages			4,210				4,094				1,145				951				945
	Consumer loans:																						466
	Home equity lines and loans			54				54				1				58				58			4
	Total		$	16,124			$	15,904			$	1,235			$	13,875			$	13,897		$	1,046
			31-Dec-14								31-Dec-13								31-Dec-12
			Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment				Interest Income Recognized (1)				Average Recorded Investment			Interest Income Recognized (1)
	With no related allowance recorded:
	Commercial and agricultural:
	Commercial and industrial		$	1,463			$	40			$	1,605			$	71			$	481		$	1
	Commercial mortgages:
	Construction			2,104				102				3,364				95				73			1
	Commercial mortgages			7,492				259				5,991				249				1,990			10
	Residential mortgages			141				1				125				-				106			-
	Consumer loans:
	Home equity lines & loans			143				6				47				2				30			-
	With an allowance recorded:
	Commercial and agricultural:
	Commercial and industrial			502				-				719				-				1,831			-
	Commercial mortgages:
	Construction			-				-				-				-				4			-
	Commercial mortgages			1,611				41				867				-				872			-
	Residential mortgages			-				-				-				-				64			-
	Consumer loans:
	Home equity lines and loans			56				4				47				3				-			-
	Direct consumer loans			-				-				3				-				-			-
	Total		$	13,512			$	453			$	12,768			$	421			$	5,451		$	12
Recorded Investment in Past Due and Non-Accrual Status by Class of Loans	The following tables present the recorded investment in past due and non-accrual status by class of loans as of December 31, 2014 and December 31, 2013 (amounts in thousands):
	31-Dec-14
			Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)			Total
	Commercial and agricultural:
	Commercial and industrial		$	164,109			$	756			$	-			$	620			$	312		$	165,797
	Agricultural			1,023				-				-				-				-			1,023
	Commercial mortgages:
	Construction			53,371				-				1,446				-				150			54,967
	Commercial mortgages			391,096				3,064				-				1,761				2,831			398,752
	Residential mortgages			191,089				2,333				-				250				3,615			197,287
	Consumer loans:
	Credit cards			1,641				5				8				-				-			1,654
	Home equity lines and loans			98,340				736				-				-				515			99,591
	Indirect consumer loans			183,103				1,789				-				-				325			185,217
	Direct consumer loans			19,988				48				-				-				30			20,066
	Total		$	1,103,760			$	8,731			$	1,454			$	2,631			$	7,778		$	1,124,354
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014.
	31-Dec-13
			Current				30-89 Days Past Due				90 Days or more Past Due and accruing				Loans acquired with deteriorated credit quality				Non-Accrual (1)			Total
	Commercial and agricultural:
	Commercial and industrial		$	143,100			$	29			$	-			$	678			$	1,348		$	145,155
	Agricultural			577				-				-				-				-			577
	Commercial mortgages:
	Construction			24,742				-				1,454				774				540			27,510
	Commercial mortgages			335,123				1,138				-				7,983				2,342			346,586
	Residential mortgages			187,448				5,458				-				261				3,358			196,525
	Consumer loans:
	Credit cards			1,729				9				19				-				-			1,757
	Home equity lines and loans			95,349				150				-				-				635			96,134
	Indirect consumer loans			163,810				1,235				-				-				249			165,294
	Direct consumer loans			18,830				50				-				-				45			18,925
	Total		$	970,708			$	8,069			$	1,473			$	9,696			$	8,517		$	998,463
	(1)  Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.
Loans by Class Modified as Troubled Debt Restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the years ended December 31, 2014, 2013 and 2012 (amounts in thousands):
	31-Dec-14		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			4			$	1,028			$	1,028
	Commercial mortgages:
	Commercial mortgages			4				2,666				2,623
	Residential mortgages			1				149				150
	Consumer loans:
	Home equity lines and loans			1				366				366
	Total			10			$	4,209			$	4,167
	31-Dec-13		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			5			$	1,343			$	1,343
	Commercial mortgages:
	Construction			1				326				326
	Commercial mortgages			1				133				133
	Consumer loans:
	Home equity lines and loans			3				134				134
	Total			10			$	1,936			$	1,936
	31-Dec-12		Number of Loans				Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment
	Troubled debt restructurings:
	Commercial and agricultural:
	Commercial and industrial			4			$	1,307			$	1,307
	Commercial mortgages:
	Construction			1				251				251
	Commercial mortgages			3				3,872				3,872
	Total			8			$	5,430			$	5,430
Risk Category of Recorded Investment of Loans by Class of Loans	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.  Loans listed as not rated are included in groups of homogeneous loans.  Based on the analyses performed as of December 31, 2014 and December 31, 2013, the risk category of the recorded investment of loans by class of loans is as follows (amounts in thousands):
			31-Dec-14
			Not Rated				Pass				Loans				Special Mention				Substandard			Doubtful			Total
											acquired with deteriorated credit quality
	Commercial and
	agricultural:
	Commercial and industrial		$	-			$	158,140			$	620			$	3,695			$	3,306		$	36		$	165,797
	Agricultural			-				1,023				-				-				-			-			1,023
	Commercial mortgages:
	Construction			-				51,525				-				3,292				150			-			54,967
	Commercial mortgages			-				365,448				1,761				20,871				10,266			406			398,752
	Residential mortgages			193,422				-				250				-				3,615			-			197,287
	Consumer loans
	Credit cards			1,654				-				-				-				-			-			1,654
	Home equity lines and loans			99,076				-				-				-				515			-			99,591
	Indirect consumer loans			184,940				-				-				-				277			-			185,217
	Direct consumer loans			20,045				-				-				-				21			-			20,066
	Total		$	499,137			$	576,136			$	2,631			$	27,858			$	18,150		$	442		$	1,124,354
			31-Dec-13
			Not Rated				Pass				Loans				Special Mention				Substandard			Doubtful			Total
											acquired with deteriorated credit quality
	Commercial and
	agricultural:
	Commercial and industrial		$	-			$	133,615			$	678			$	5,117			$	4,724		$	1,021		$	145,155
	Agricultural			-				577				-				-				-			-			577
	Commercial mortgages:
	Construction			-				23,087				774				2,783				866			-			27,510
	Commercial mortgages			-				313,956				7,983				13,611				11,036			-			346,586
	Residential mortgages			192,995				-				261				-				3,269			-			196,525
	Consumer loans
	Credit cards			1,757				-				-				-				-			-			1,757
	Home equity lines and loans			95,422				-				-				-				712			-			96,134
	Indirect consumer loans			165,045				-				-				-				249			-			165,294
	Direct consumer loans			18,880				-				-				-				45			-			18,925
	Total		$	474,099			$	471,235			$	9,696			$	21,511			$	20,901		$	1,021		$	998,463
Recorded Investment in Residential and Consumer Loans Based on Payment Activity	The following table presents the recorded investment in residential and consumer loans based on payment activity as of December 31, 2014 and December 31, 2013 (amounts in thousands):
		31-Dec-14
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	193,672			$	1,654			$	99,076			$	184,892			$	20,036
	Non-Performing			3,615				-				515				325				30
			$	197,287			$	1,654			$	99,591			$	185,217			$	20,066
		31-Dec-13
						Consumer Loans
		Residential Mortgages				Credit Card				Home Equity Lines and Loans				Indirect Consumer Loans				Other Direct Consumer Loans
	Performing		$	193,167			$	1,757			$	95,499			$	165,045			$	18,880
	Non-Performing			3,358				-				635				249				45
	Total		$	196,525			$	1,757			$	96,134			$	165,294			$	18,925
Summary of Changes in Contractually Required Principal and Interest on Loans Acquired	The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2014 to December 31, 2014 (amounts in thousands):
			Balance at				Income Accretion				All Other Adjustments				Balance at
			31-Dec-13												31-Dec-14
	Contractually required principal and interest		$	11,230			$	-			$	(7,609	)		$	3,621
	Contractual cash flows not expected to be collected (non accretable discount)			(543	)			-				(27	)			(570	)
	Cash flows expected to be collected			10,687				-				(7,636	)			3,051
	Interest component of expected cash flows (accretable yield)			(991	)			515				56				(420	)
	Fair value of loans acquired with deteriorating credit quality		$	9,696			$	515			$	(7,580	)		$	2,631

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT [Abstract]
Schedule of Premises and Equipment	Premises and equipment at December 31, 2014 and 2013 are as follows (amounts in thousands):
		2014		2013
	Land	$	4,803	$	4,803
	Buildings		35,067		34,379
	Projects in progress		132		-
	Equipment and furniture		40,088		34,920
	Leasehold improvements		6,094		6,041
			86,184		80,143
	Less accumulated depreciation and amortization		53,897		50,104
		$	32,287	$	30,039
Rent Commitments, before Considering Renewal Options	Operating Leases: The Corporation leases certain branch properties under operating leases.  Rent Expense was $2.0 million, $1.3 million, and $1.1 million for 2014, 2013, and 2012, respectively.  Rent commitments, before considering renewal options that generally are present, were as follows (amounts in thousands):
	Year	Estimated Expense
	2015	$	1,429
	2016		1,166
	2017		1,143
	2018		1,147
	2019		834
	2020 and thereafter		4,154
	Total	$	9,873
Schedule of Capital Leased Assets	The Corporation has included these leases in premises and equipment as follows:
		2014		2013
	Buildings	$	3,537	$	-
	Accumulated depreciation		-		-
		$	3,537	$	-
Schedule of Future Minimum Lease Payments for Capital Leases	The following is a schedule by year of future minimum lease payments under the capitalized lease, together with the present value of net minimum lease payments as of December 31, 2014 (amounts in thousands):
	Year	Amount
	2015	$	234
	2016		234
	2017		234
	2018		234
	2019		234
	2020 and thereafter		2,644
	Total minimum lease payments		3,814
	Less amount representing interest		838
	Present value of net minimum lease payments	$	2,976

GOODWILL_AND_INTANGIBLE_ASSETS1

GOODWILL AND INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2014
GOODWILL AND INTANGIBLE ASSETS [Abstract]
Schedule of Changes in Goodwill	The changes in goodwill included in the core banking segment during the years ended December 31, 2014 and 2013 were as follows (amounts in thousands):
			2014			2013
	Beginning of year		$	21,824		$	21,824
	Acquired goodwill			-			-
	End of year		$	21,824		$	21,824
Schedule of Acquired Intangible Assets	Acquired intangible assets were as follows at December 31, 2014 and 2013 (amounts in thousands):
		At December 31, 2014						At December 31, 2013
		Balance Acquired			Accumulated Amortization			Balance Acquired			Accumulated Amortization
	Core deposit intangibles		$	5,975		$	3,279		$	5,975		$	2,338
	Other customer relationship intangibles			5,633			3,262			6,063			3,323
	Total		$	11,608		$	6,541		$	12,038		$	5,661
Schedule of Remaining Estimated Aggregate Amortization Expense	The remaining estimated aggregate amortization expense at December 31, 2014 is listed below (amounts in thousands):
	Year		Estimated Expense
	2015		$	1,136
	2016			986
	2017			859
	2018			734
	2019			609
	2020 and thereafter			743
	Total		$	5,067

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2014
DEPOSITS [Abstract]
Summary of Deposits	A summary of deposits at December 31, 2014 and 2013 is as follows (amounts in thousands):
		2014		2013
	Non-interest-bearing demand deposits	$	366,298	$	351,222
	Interest-bearing demand deposits		110,819		114,679
	Insured money market accounts		392,871		361,095
	Savings deposits		198,183		194,768
	Time deposits		211,843		244,492
		$	1,280,014	$	1,266,256
Scheduled Maturities of Time Deposits	Scheduled maturities of time deposits at December 31, 2014, are summarized as follows (amounts in thousands):
	Year
	2015	$	155,295
	2016		34,803
	2017		9,486
	2018		4,775
	2019		5,851
	2020 and thereafter		1,633
		$	211,843
Maturities of Time Deposits in Denominations	Maturities of time deposits in denominations of $100 thousand or more outstanding at December 31, 2014 are summarized as follows (amounts in thousands):
	3 months or less	$	31,484
	Over 3 through 6 months		15,286
	Over 6 through 12 months		17,842
	Over 12 months		15,845
		$	80,457

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	12 Months Ended
	Dec. 31, 2014
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]
Summary of Securities Sold under Agreements to Repurchase	A summary of securities sold under agreements to repurchase as of and for the years ended December 31, 2014, 2013 and 2012 is as follows (amounts in thousands):
			2014			2013			2012
	Balance at December 31		$	29,652		$	32,701		$	32,711
	Maximum month-end balance		$	31,914		$	32,701		$	38,284
	Average balance during year		$	30,667		$	31,102		$	34,534
	Weighted-average interest rate at December 31			2.82	%		2.93	%		3.02	%
	Average interest rate paid during year			2.77	%		2.76	%		2.88	%
	Information concerning outstanding securities repurchase agreements as of December 31, 2014 is summarized as follows (amounts in thousands):
	Remaining Term to Final Maturity (1)		Repurchase Liability			Accrued Interest Payable			Weighted Average Rate			Estimated Fair Value of Collateral Securities (2)
	Within 90 days		$	9,652		$	-			0.1	%	$	16,682
	After 90 days but within one year			-			-			-	%		-
	After one year but within five years			20,000			63			4.13	%		23,530
	After five years but within ten years			-			-			-	%		-
	Total		$	29,652		$	63			2.82	%	$	40,212
	-1	At December 31, 2014, the securities repurchase agreements were non-callable with a weighted-average rate of 3.10%, and a weighted-average term to maturity of approximately 1.9 years.
	-2	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $342 thousand at December 31, 2014.

FEDERAL_HOME_LOAN_BANK_TERM_AD1

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES (Tables)	12 Months Ended
	Dec. 31, 2014
FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES [Abstract]
Schedule of Federal Home Loan Bank Advances	The following is a summary of Federal Home Loan Bank fixed rate advances at December 31, 2014 and 2013.  The carrying amount includes the advance balance plus purchase accounting adjustments that are amortized over the term of the advance (amounts in thousands):
	2014
		Amount	Rate			Maturity Date	Call Date
	$	30,830		0.32	%	2-Jan-15	-
		10,000		4.6	%	22-Dec-16	-
		4,138		3.9	%	19-Oct-17	19-Jan-15
		3,103		2.91	%	4-Dec-17	3-Mar-15
		2,069		3.05	%	2-Jan-18	1-Apr-15
	$	50,140		1.73	%
	2013
		Amount	Rate			Maturity Date	Call Date
	$	1,033		3.2	%	June 18,2014	-
		775		3.05	%	2-Oct-14	-
		4,134		3.84	%	20-Oct-14	20-Jan-14
		10,000		4.6	%	22-Dec-16	-
		4,134		3.9	%	19-Oct-17	19-Jan-14
		3,100		2.91	%	4-Dec-17	4-Mar-14
		2,067		3.05	%	2-Jan-18	1-Apr-14
	$	25,243		3.93	%

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2014
INCOME TAXES [Abstract]
Components of Income Tax Expense Attributable to Income from Operations	For the years ended December 31, 2014, 2013 and 2012, income tax expense attributable to income from operations consisted of the following (amounts in thousands):
	Current:	2014			2013			2012
	State	$	606		$	395		$	530
	Federal		5,366			3,548			4,208
			5,972			3,943			4,738
	Deferred expense/(benefit)		(2,263	)		(121	)		647
		$	3,709		$	3,822		$	5,385
Reconciliation of Income Tax Expense	Income tax expense differed from the amounts computed by applying the U.S. Federal statutory income tax rate to income before income tax expense as follows (amounts in thousands):
		2014			2013			2012
	Tax computed at statutory rate	$	4,034		$	4,268		$	5,578
	Tax-exempt interest		(456	)		(483	)		(506	)
	Dividend exclusion		(60	)		(46	)		(40	)
	State taxes, net of Federal impact		227			188			439
	Nondeductible interest expense		8			11			16
	Other items, net		(44	)		(116	)		(102	)
	Income tax expense	$	3,709		$	3,822		$	5,385
Deferred Tax Assets and Deferred Tax Liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2014 and 2013, are presented below (amounts in thousands):
		2014			2013
	Deferred tax assets:
	Allowance for loan losses	$	5,182		$	4,889
	Accrual for employee benefit plans		709			754
	Depreciation		1,010			431
	Deferred compensation and directors' fees		1,076			947
	Purchase accounting adjustment – deposits		65			137
	Purchase accounting adjustment – loans		259			340
	Purchase accounting adjustment - fixed assets		221			224
	Accounting for defined benefit pension and other benefit plans		6,624			3,691
	Trust preferred impairment write down		540			742
	Nonaccrued interest		617			626
	Accrued expense		1,580			-
	Other		456			647
	Total gross deferred tax assets		18,339			13,428
	Deferred tax liabilities:
	Deferred loan fees and costs		910			929
	Prepaid pension		5,179			5,435
	Net unrealized gains on securities available for sale		1,359			3,929
	Discount accretion		410			352
	Core deposit intangible		1,479			1,556
	Other		153			144
	Total gross deferred tax liabilities		9,490			12,345
	Net deferred tax asset	$	8,849		$	1,083

PENSION_PLAN_AND_OTHER_BENEFIT1

PENSION PLAN AND OTHER BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2014
Pension Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Change in Benefit Obligation	Change in projected benefit obligation:	2014			2013
	Benefit obligation at beginning of year	$	36,186		$	38,051
	Service cost		1,045			1,195
	Interest cost		1,738			1,587
	Actuarial (gain) loss		8,064			(3,269	)
	Benefits paid		(1,489	)		(1,378	)
	Benefit obligation at end of year	$	45,544		$	36,186
Change in Plan Assets	Change in plan assets:	2014			2013
	Fair value of plan assets at beginning of year	$	41,782		$	37,239
	Actual return on plan assets		3,043			5,921
	Employer contributions		-			-
	Benefits paid		(1,489	)		(1,378	)
	Fair value of plan assets at end of year	$	43,336		$	41,782
	Funded status	$	(2,207	)	$	5,596
Amount Recognized in Accumulated Other Comprehensive Income	Amount recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
		2014			2013
	Net actuarial loss	$	17,388		$	9,843
	Prior service cost		15			22
	Total before tax effects	$	17,403		$	9,865
Assumptions Used in Determining Benefit Obligation	The principal actuarial assumptions used in determining the projected benefit obligation as of December 31, 2014, 2013 and 2012 were as follows:
		2014			2013			2012
	Discount rate		4.09	%		4.92	%		4.26	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Components of Net Periodic Benefit Cost	Net periodic benefit cost	2014			2013			2012
	Service cost, benefits earned during the year	$	1,045		$	1,195		$	1,074
	Interest cost on projected benefit obligation		1,738			1,587			1,606
	Expected return on plan assets		(3,174	)		(2,824	)		(2,743	)
	Amortization of net loss		649			1,579			1,410
	Amortization of  prior service cost		7			14			14
	Net periodic cost	$	265		$	1,551		$	1,361
Schedule of Other Amounts Recognized in Other Comprehensive Income	Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss):	2014			2013			2012
	Net actuarial (gain) loss	$	8,195		$	(6,367	)	$	3,365
	Recognized loss		(649	)		(1,579	)		(1,410	)
	Amortization of prior service cost		(7	)		(14	)		(14	)
	Total recognized in other comprehensive (loss) income (before tax effect)	$	7,539		$	(7,960	)	$	1,941
	Total recognized in net benefit cost and other comprehensive (loss) income (before tax effect)	$	7,804		$	(6,409	)	$	3,302
Amounts Expected to be Recognized in Net Periodic Cost	Amounts expected to be recognized in net periodic cost during 2015
	Loss recognition	$	1,475
	Prior service cost recognition	$	7
Assumptions Used in Determining Net Periodic Benefit Cost	The principal actuarial assumptions used in determining the net periodic benefit cost for the years ended December 31, 2014, 2013 and 2012 were as follows:
		2014			2013			2012
	Discount rate		4.92	%		4.26	%		4.95	%
	Expected long-term rate of return on assets		7.75	%		7.75	%		8	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Target Assets Allocations	The expected return on plan assets was determined based on a Capital Asset Pricing Model ("CAPM") using historical and expected future returns of the various asset classes, reflecting the target allocations described below.
	Asset Class	Target Allocation 2014			Percentage of Plan Assets at December 31,						Expected Long-Term Rate of Return
					2014			2013
	Large cap domestic equities		30% - 60	%		50	%		54	%		10.3	%
	Mid-cap domestic equities		0% - 20	%		14	%		8	%		10.6	%
	Small-cap domestic equities		0% - 15	%		3	%		3	%		10.8	%
	International equities		0% - 25	%		4	%		4	%		10.3	%
	Intermediate fixed income		20% - 50	%		26	%		26	%		4.7	%
	Alternative assets		0% - 10	%		2	%		3	%		7.5	%
	Cash		0% - 20	%		1	%		2	%		2.5	%
	Total					100	%		100	%
Fair Value of Plan Assets	The fair value of the plan assets at December 31, 2014 and 2013, by asset class are as follows (amounts in thousands):
					Fair Value Measurement at December 31, 2014 Using
	Plan Assets	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Cash	$	626		$	626		$	-		$	-
	Equity securities:
	U.S. companies		28,011			28,011			-			-
	International companies		856			856			-			-
	Mutual funds		7,111			7,111			-			-
	Debt securities:
	U.S. Treasuries/Government bonds		2,701			2,701			-			-
	U.S. Corporate bonds		3,775			-			3,775			-
	Foreign bonds, notes & debentures		256			-			256			-
	Total plan assets	$	43,336		$	39,305		$	4,031		$	-
					Fair Value Measurement at December 31, 2013 Using
	Plan Assets	Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
					(Level 1)			(Level 2)			(Level 3)
	Cash	$	982		$	982		$	-		$	-
	Equity securities:
	U.S. companies		27,170			27,170			-			-
	Mutual funds		7,288			7,288			-			-
	Debt securities:
	U.S. Treasuries/Government bonds		3,309			3,309			-			-
	U.S. Corporate bonds		2,771			-			2,771			-
	Foreign bonds, notes & debentures		262			-			262			-
	Total plan assets	$	41,782		$	38,749		$	3,033		$	-
Estimated Benefit Payments	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the pension plan (amounts in thousands):
	Calendar Year	Future Expected Benefit Payments
	2015	$	1,761
	2016	$	1,849
	2017	$	1,949
	2018	$	2,052
	2019	$	2,114
	2020-2024	$	11,949
Defined Benefit Health Care Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Change in Benefit Obligation	Changes in accumulated postretirement benefit obligation:	2014			2013
	Accumulated postretirement benefit obligation - beginning of year	$	1,490		$	1,534
	Service cost		39			44
	Interest cost		72			66
	Participant contributions		84			74
	Actuarial (gain) loss		177			(61	)
	Benefits paid		(199	)		(167	)
	Accumulated postretirement benefit obligation at end of year	$	1,663		$	1,490
Change in Plan Assets	Change in plan assets:	2014			2013
	Fair value of plan assets at beginning of year	$	-		$	-
	Employer contribution		115			93
	Plan participants’ contributions		84			74
	Benefits paid		(199	)		(167	)
	Fair value of plan assets at end of year	$	-		$	-
	Funded status	$	(1,663	)	$	(1,490	)
Amount Recognized in Accumulated Other Comprehensive Income	Amount recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
		2014			2013
	Net actuarial loss	$	322		$	148
	Prior service benefit		(531	)		(628	)
	Total before tax effects	$	(209	)	$	(480	)
Weighted-Average Assumption for Disclosure of Health Care Cost Trend	Weighted-average assumption for disclosure as of December 31,	2014			2013			2012
	Discount rate		4.09	%		4.92	%		4.26	%
	Health care cost trend: Initial		7	%		8	%		9	%
	Health care cost trend: Ultimate		5	%		5	%		5	%
	Year ultimate cost trend reached		2018			2018			2018
Components of Net Periodic Benefit Cost	Net periodic benefit cost	2014			2013			2012
	Service cost	$	39		$	44		$	39
	Interest cost		72			66			71
	Amortization of  prior service benefit		(97	)		(97	)		(97	)
	Recognized actuarial loss		3			10			1
	Net periodic postretirement cost	$	17		$	23		$	14
Schedule of Other Amounts Recognized in Other Comprehensive Income	Other changes in plan assets and benefit obligations recognized  in other comprehensive income (loss):	2014			2013			2012
	Net actuarial (gain) loss	$	177		$	(61	)	$	178
	Recognized actuarial loss		(3	)		(10	)		(1	)
	Amortization of  prior service benefit		97			97			97
	Total recognized in other comprehensive income (loss) (before tax effect)	$	271		$	26		$	274
	Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	$	288		$	49		$	288
Amounts Expected to be Recognized in Net Periodic Cost	Amounts expected to be recognized in net periodic cost during 2015:
	Loss recognition	$	10
	Prior service cost recognition	$	(97	)
Effect of One-Percentage Point Change in Assumed Health Care Cost Trend Rates	Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plan.  A one-percentage point change in assumed health care cost trend rates would have the following effects (amounts in thousands):
	Effect of a 1% increase in health care trend rate on:	2014			2013			2012
	Benefit obligation	$	5		$	15		$	4
	Total service and interest cost	$	-		$	-		$	-
	Effect of a 1% decrease in health care trend rate on:	2014			2013			2012
	Benefit obligation	$	(6	)	$	(23	)	$	(5	)
	Total service and interest cost	$	-		$	(2	)	$	(1	)
Weighted-Average Assumption for Net Periodic Cost	Weighted-average assumptions for net periodic cost as of December 31,:	2014			2013			2012
	Discount rate		4.92	%		4.26	%		4.95	%
	Health care cost trend: Initial		8	%		9	%		10	%
	Health care cost tread: Ultimate		5	%		5	%		5	%
	Year ultimate reached		2018			2018			2018
Estimated Benefit Payments	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten (amounts in thousands):
	Calendar Year	Future Estimated Benefit Payments
	2015	$	201
	2016	$	176
	2017	$	140
	2018	$	150
	2019	$	159
	2020-2024	$	652
Executive Supplemental Pension Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Change in Benefit Obligation	Change in projected benefit obligation:	2014			2013
	Benefit obligation at beginning of year	$	1,116		$	1,162
	Service cost		38			40
	Interest cost		55			48
	Actuarial (gain) loss		110			(59	)
	Benefits paid		(75	)		(75	)
	Projected benefit obligation at end of year	$	1,244		$	1,116
Change in Plan Assets	Changes in plan assets:	2014			2013
	Fair value of plan assets at beginning of year	$	-		$	-
	Employer contributions		75			75
	Benefits paid		(75	)		(75	)
	Fair value of plan assets at end of year	$	-		$	-
	Unfunded status	$	(1,244	)	$	(1,116	)
Amount Recognized in Accumulated Other Comprehensive Income	Amounts recognized in accumulated other comprehensive income (loss) at December 31, 2014 and 2013 consist of the following (amounts in thousands):
		2014			2013
	Net actuarial loss	$	275		$	194
	Prior service cost		-			-
	Total before tax effects	$	275		$	194
Assumptions Used in Determining Benefit Obligation	Weighted-average assumption for disclosure as of December 31,:	2014			2013			2012
	Discount rate		4.09	%		4.92	%		4.26	%
	Assumed rate of future compensation increase		5	%		5	%		5	%
Components of Net Periodic Benefit Cost	Net periodic benefit cost	2014			2013			2012
	Service cost	$	38		$	40		$	35
	Interest cost		55			48			51
	Recognized actuarial loss		29			34			20
	Net periodic postretirement benefit cost	$	122		$	122		$	106
Schedule of Other Amounts Recognized in Other Comprehensive Income	Other changes in plan assets and benefit obligation recognized in other comprehensive income (loss):	2014			2013			2012
	Net actuarial (gain) loss	$	110		$	(59	)	$	81
	Recognized actuarial loss		(29	)		(34	)		(20	)
	Total recognized in other comprehensive income (loss) (before tax effect)	$	81		$	(93	)	$	61
	Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	$	203		$	29		$	167
Amounts Expected to be Recognized in Net Periodic Cost	Amounts expected to be recognized in net periodic cost during 2015:
	Loss recognition	$	50
	Prior service cost recognition	$	-
Assumptions Used in Determining Net Periodic Benefit Cost	Weighted-average assumptions for net periodic cost as of December 31,:	2014			2013			2012
	Discount rate		4.92	%		4.26	%		4.95	%
	Salary scale		5	%		5	%		5	%
Estimated Benefit Payments	The following table presents the estimated benefit payments for each of the next five years and the aggregate amount expected to be paid in years six through ten for the Supplemental Pension Plan (amounts in thousands):
	Calendar Year	Future Estimated Benefit Payments
	2015	$	75
	2016	$	75
	2017	$	75
	2018	$	116
	2019	$	116
	2020-2024	$	580

STOCK_COMPENSATION_Tables

STOCK COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2014
STOCK COMPENSATION [Abstract]
Summary of Restricted Stock Activity	A summary of restricted stock activity as of December 31, 2014, and changes during the year ended is presented below:
		Shares			Weighted–Average Grant Date Fair Value
	Nonvested at December 31, 2013		20,639		$	27.17
	Granted		11,279			28.4
	Vested		(5,490	)		26.09
	Forfeited or Cancelled		-			-
	Nonvested at December 31, 2014		26,428		$	27.92

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2014
RELATED PARTY TRANSACTIONS [Abstract]
Summary of Related Party Loans	These loans are summarized as follows for the years ended December 31, 2014 and 2013 (amounts in thousands):
		2014			2013
	Balance at beginning of year	$	26,408		$	25,390
	New loans or additional advances		33,282			30,056
	Repayments		(21,888	)		(29,038	)
	Balance at end of year	$	37,802		$	26,408

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]
Contractual Amounts of Financial Instruments with Off-Balance Sheet Risk	The contractual amounts of financial instruments with off-balance sheet risk at year-end were as follows (amounts in thousands):
		2014						2013
		Fixed Rate			Variable Rate			Fixed Rate			Variable Rate
	Commitments to make loans		$	23,756		$	11,082		$	21,049		$	7,893
	Unused lines of credit		$	812		$	185,235		$	2,190		$	187,061
	Standby letters of credit		$	-		$	16,747		$	-		$	17,290

PARENT_COMPANY_FINANCIAL_INFOR1

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY FINANCIAL INFORMATION [Abstract]
Parent Company Statement of Financial Position	Condensed parent company only financial statement information of Chemung Financial Corporation is as follows (investment in subsidiaries is recorded using the equity method of accounting) (amounts in thousands):
	BALANCE SHEETS - DECEMBER 31	2014			2013
	Assets:
	Cash on deposit with subsidiary bank	$	3,200		$	2,686
	Investment in subsidiary - Chemung Canal Trust Company		128,081			133,557
	Investment in subsidiary - CFS Group, Inc.		908			779
	Dividends receivable from subsidiary bank		1,204			1,195
	Securities available for sale, at estimated fair value		346			343
	Other assets		1,129			1,254
	Total assets	$	134,868		$	139,814
	Liabilities and shareholders' equity:
	Dividends payable		1,204			1,195
	Other liabilities		36			41
	Total liabilities		1,240			1,236
	Shareholders' equity:
	Total shareholders' equity		133,628			138,578
	Total liabilities and shareholders' equity	$	134,868		$	139,814
Parent Company Statement of Income	STATEMENTS OF INCOME - YEARS ENDED DECEMBER 31	2014			2013			2012
	Dividends from subsidiary bank	$	4,805		$	4,778		$	4,573
	Interest and dividend income		10			9			7
	Other income		-			132			150
	Operating expenses		261			324			331
	Income before impact of subsidiaries' undistributed earnings		4,554			4,595			4,399
	Equity in undistributed earnings of Chemung Canal Trust Company		3,307			3,873			6,411
	Equity in undistributed earnings of CFS Group, Inc.		129			139			54
	Income before income tax		7,990			8,607			10,864
	Income tax benefit		(167	)		(124	)		(158	)
	Net Income	$	8,157		$	8,731		$	11,022
Parent Company Statement of Cash Flows	STATEMENTS OF CASH FLOWS - YEARS ENDED DECEMBER 31	2014			2013			2012
	Cash flows from operating activities:
	Net Income	$	8,157		$	8,731		$	11,022
	Adjustments to reconcile net income to net cash provided by operating activities:
	Equity in undistributed earnings of Chemung Canal Trust Company		(3,307	)		(3,873	)		(6,411	)
	Equity in undistributed earnings of CFS Group, Inc.		(129	)		(139	)		(54	)
	Change in dividend receivable		(9	)		(1,195	)		1,141
	Change in other assets		126			558			765
	Change in other liabilities		110			79			48
	Expense related to employee stock compensation		117			112			80
	Expense related to restricted stock units for directors' deferred compensation plan		94			99			87
	Expense to employee restricted stock awards		151			131			80
	Net cash provided by operating activities		5,310			4,503			6,758
	Cash flow from financing activities:
	Cash dividends paid		(4,796	)		(3,583	)		(5,714	)
	Purchase of treasury stock		-			(93	)		(636	)
	Sale of treasury stock		-			71			258
	Net cash used in financing activities		(4,796	)		(3,605	)		(6,092	)
	Increase in cash and cash equivalents		514			898			666
	Cash and cash equivalents at beginning of year		2,686			1,788			1,122
	Cash and cash equivalents at end of year	$	3,200		$	2,686		$	1,788

FAIR_VALUES_Tables

FAIR VALUES (Tables)	12 Months Ended
	Dec. 31, 2014
FAIR VALUES [Abstract]
Summary of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below (amounts in thousands):
					Fair Value Measurement at December 31, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant		Significant Unobservable Inputs
					in Active Markets for Identical Assets			Other Observable Inputs		(Level 3)
					(Level 1)			(Level 2)
	Obligations of U.S. Government and U.S. Government sponsored enterprises	$	181,673		$	31,115		$	150,558	$	-
	Mortgage-backed securities, residential		61,660			-			61,660		-
	Collateralized mortgage obligations		338			-			338		-
	Obligations of states and political subdivisions		31,451			-			31,451		-
	Corporate bonds and notes		1,533			-			1,533		-
	SBA loan pools		1,304			-			1,304		-
	Trust Preferred securities		2,028			-			2,028		-
	Corporate stocks		520			104			416		-
	Total available for sale securities	$	280,507		$	31,219		$	249,288	$	-
	Trading assets	$	549		$	549		$	-	$	-
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs
					in Active Markets for Identical Assets (Level 1)			(Level 2)		(Level 3)
	Obligations of U.S. Government and U.S. Government sponsored enterprises	$	188,106		$	31,262		$	156,844	$	-
	Mortgage-backed securities, residential		104,356			-			104,356		-
	Collateralized mortgage obligations		1,015			-			1,015		-
	Obligations of states and political subdivisions		38,376			-			38,376		-
	Corporate bonds and notes		2,946			-			2,946		-
	SBA loan pools		1,488			-			1,488		-
	Trust Preferred securities		2,034			-			2,034		-
	Corporate stocks		7,695			7,279			416		-
	Total available for sale securities	$	346,016		$	38,541		$	307,475	$	-
	Trading assets	$	366		$	366		$	-	$	-
Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)	The tables below present a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2014 and 2013:
	Trust Preferred Securities Available for Sale	Fair Value Measurement			Fair Value Measurement
		twelve-months ended			twelve-months ended
		December 31, 2014 Using			December 31, 2013 Using
		Significant Unobservable			Significant Unobservable
		Inputs (Level 3)			Inputs (Level 3)
	Beginning balance	$	-		$	445,600
	Total gains/losses (realized/unrealized):
	Included in earnings:
	Impairment charge on investment securities		-			(29,025	)
	Included in other comprehensive income		-			183,425
	Transfers in and/or out of Level 3		-			(600,000	)
	Ending balance, December 31	$	-		$	-
Summary of Assets and Liabilities Measured at Fair Value on Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (amounts in thousands):
					Fair Value Measurement at December 31, 2014 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial mortgages:
	Commercial mortgages	$	3,593		$	-		$	-	$	2,905
	Consumer loans:
	Home equity lines and loans		52			-			-		52
	Total Impaired Loans	$	3,645		$	-		$	-	$	2,957
	Other real estate owned:
	Commercial mortgages:
	Commercial mortgages	$	3,063		$	-		$	-	$	3,063
	Consumer loans:
	Home equity lines and loans		2			-			-		2
	Total Other Real Estate Owned, net	$	3,065		$	-		$	-	$	3,065
					Fair Value Measurement at December 31, 2013 Using
	Financial Assets:	Fair Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Impaired Loans:
	Commercial and agricultural:
	Commercial and industrial	$	460		$	-		$	-	$	460
	Commercial mortgages:
	Commercial mortgages		485			-			-		485
	Consumer loans:
	Home equity lines and loans		54			-			-		54
	Total Impaired Loans	$	999		$	-		$	-	$	999
	Other real estate owned:
	Commercial and agricultural:
	Commercial and industrial	$	101		$	-		$	-	$	101
	Commercial mortgages:
	Commercial mortgages		266			-			-		266
	Residential mortgages		106			-			-		106
	Consumer loans:
	Home equity lines and loans		65			-			-		65
	Total Other Real Estate Owned, net	$	538		$	-		$	-	$	538
Information Related To Level 3 Non-Recurring Fair Value Measurement	The following table presents information related to Level 3 non-recurring fair value measurement at December 31, 2014 and December 31, 2013 (amounts in thousands):
	Description	Fair Value at December 31, 2014		Technique		Unobservable Inputs
	Impaired loans	$	3,645	Third party real estate and a 100% discount of personal property			1	Management discount based on underlying collateral characteristics and market conditions
	OREO	$	3,065	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
	Description	Fair Value at December 31, 2013		Technique		Unobservable Inputs
	Impaired loans	$	999	Third party real estate and a 100% discount of personal property			1	Management discount based on underlying collateral characteristics and market conditions
	OREO	$	538	Third party appraisals			1	Estimated holding  period
							2	Estimated closing costs
Carrying Value and Estimated Fair Value of Other Financial Instruments	The carrying amounts and estimated fair values of other financial instruments, at December 31, 2014 and December 31, 2013, are as follows (amounts in thousands):
		Fair Value Measurements at December 31, 2014 Using
	Financial assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated
					in Active Markets for Identical Assets			(Level 2)		(Level 3)		Fair Value (1)
					(Level 1)
	Cash and due from financial institutions	$	28,130		$	28,130		$	-	$	-	$	28,130
	Interest-bearing deposits in other financial institutions		1,033			1,033			-		-		1,033
	Trading assets		549			549			-		-		549
	Securities available for sale		280,507			31,219			249,288		-		280,507
	Securities held to maturity		5,831			-			6,197		-		6,197
	FHLBNY and FRBNY stock		5,535			-			-		-		N/A
	Loans, net		1,107,888			-			-		1,135,590		1,135,590
	Loans held for sale		665			-			665		-		665
	Accrued interest receivable		4,185			145			1,295		2,745		4,185
	Financial liabilities:
	Deposits:
	Demand, savings, and insured money market accounts	$	1,068,171		$	1,068,171		$	-	$	-	$	1,068,171
	Time deposits		211,843			-			212,397		-		212,397
	Securities sold under agreements to repurchase		29,652			-			30,853		-		30,853
	FHLBNY overnight advances		30,830			-			30,832		-		30,832
	FHLBNY term advances		19,310			-			20,235		-		20,235
	Accrued interest payable		237			15			222		-		237
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
		Fair Value Measurements at December 31, 2013 Using
	Financial Assets:	Carrying Amount			Quoted Prices			Significant Other Observable Inputs		Significant Unobservable Inputs		Estimated Fair Value (1)
					in Active Markets			(Level 2)		(Level 3)
					for Identical Assets
					(Level 1)
	Cash and due from financial institutions	$	31,600		$	31,600		$	-	$	-	$	31,600
	Interest-bearing deposits in other financial institutions		20,009			20,009			-		-		20,009
	Trading assets		366			366			-		-		366
	Securities available for sale		346,016			38,541			307,475		-		346,016
	Securities held to maturity		6,495			-			6,930		-		6,930
	FHLBNY and FRBNY stock		4,482			-			-		-		N/A
	Loans, net		983,090			-			-		1,008,826		1,008,826
	Loans held for sale		695			-			695		-		695
	Accrued interest receivable		4,166			145			1,468		2,553		4,166
	Financial liabilities:
	Deposits:
	Demand, savings, and insured money market accounts	$	1,021,764		$	1,021,764		$	-	$	-	$	1,021,764
	Time deposits		244,492			-			245,482		-		245,482
	Securities sold under agreements to repurchase		32,701			-			33,636		-		33,636
	FHLBNY Advances		25,243			-			26,064		-		26,064
	Accrued interest payable		336			15			170		151		336
	(1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT1

REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS [Abstract]
Actual Capital Amounts and Ratios of Corporation and Bank	The actual capital amounts and ratios of the Corporation and the Bank are presented in the following tables (amounts in thousands):
		Actual					Required To Be Adequately Capitalized					Required To Be Well
												Capitalized
	As of December 31, 2014	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	129,211		11.84	%	$	87,271		8	%		N/A		N/A
	Bank	$	123,685		11.35	%	$	87,178		8	%	$	108,972		10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	115,483		10.59	%	$	43,636		4	%		N/A		N/A
	Bank	$	110,014		10.1	%	$	43,589		4	%	$	65,383		6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	115,483		7.78	%	$	44,556		3	%		N/A		N/A
	Bank	$	110,014		7.41	%	$	44,512		3	%	$	74,187		5	%
	As of December 31, 2013
	Total Capital (to Risk Weighted Assets):
	Consolidated	$	126,299		12.1	%	$	83,484		8	%		N/A		N/A
	Bank	$	121,222		11.63	%	$	83,369		8	%	$	104,211		10	%
	Tier 1 Capital (to Risk Weighted Assets):
	Consolidated	$	110,260		10.57	%	$	41,742		4	%		N/A		N/A
	Bank	$	105,239		10.1	%	$	41,684		4	%	$	62,527		6	%
	Tier 1 Capital (to Average Assets):
	Consolidated	$	110,260		8.08	%	$	40,940		3	%		N/A		N/A
	Bank	$	105,239		7.72	%	$	40,900		3	%	$	68,167		5	%

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Tables)	12 Months Ended
	Dec. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]
Summary of Changes in Accumulated Other Comprehensive Income or Loss by Component, Net of Tax	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (amounts in thousands):
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2013		$	6,043			$	(5,888	)		$	155
	Other comprehensive income (loss) before reclassification			146				(5,221	)			(5,075	)
	Amounts reclassified from accumulated other comprehensive income (loss)			(4,229	)			364				(3,865	)
	Net current period other comprehensive loss			(4,083	)			(4,857	)			(8,940	)
	Balance at December 31, 2014		$	1,960			$	(10,745	)		$	(8,785	)
			Unrealized Gains and Losses on Securities Available for Sale				Defined Benefit and Other Benefit Plans				Total
	Balance at December 31, 2012		$	8,023			$	(10,830	)		$	(2,807	)
	Other comprehensive income (loss) before reclassification			(1,988	)			3,994				2,006
	Amounts reclassified from accumulated other comprehensive income (loss)			8				948				956
	Net current period other comprehensive loss			(1,980	)			4,942				2,962
	Balance at December 31, 2013		$	6,043			$	(5,888	)		$	155
Reclassification Out of Accumulated Other Comprehensive Income	The following is the reclassification out of accumulated other comprehensive income (loss) for the periods indicated (amounts in thousands):
	Details about Accumulated Other Comprehensive Income (Loss) Components	Year Ended December 31,									Affected Line Item
											in the Statement Where
											Net Income is Presented
				2014				2013
	Unrealized gains and losses on securities available for sale:
	Reclassification adjustment for other-than-temporary losses realized in income			$	-			$	29		Total impairment losses
	Realized gains on securities available for sale				(6,869	)			(16	)	Net gains on securities transactions
	Tax effect				2,640				(5	)	Income tax benefit (expense)
	Net of tax				(4,229	)			8
	Amortization of defined pension plan and other benefit plan items:
	Prior service costs (a)				(90	)			(83	)	Pension and other employee benefits
	Actuarial losses (a)				681				1,624		Pension and other employee benefits
	Tax effect				(227	)			(593	)	Income tax benefit
	Net of tax				364				948
	Total reclassification for the period, net of tax	$		$	(3,865	)		$	956
	(a) These accumulated other comprehensive income (loss) components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING_Tables

SEGMENT REPORTING (Tables)	12 Months Ended
	Dec. 31, 2014
SEGMENT REPORTING [Abstract]
Summarized Financial Information Concerning Reportable Segments And Reconciliation To Consolidated Results	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table.  Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment.  Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (amounts in thousands):
	Year ended December 31, 2014	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	49,556	$	-		$	12		$	49,568
	Provision for loan losses		3,981		-			-			3,981
	Net interest income after provision for loan losses		45,575		-			12			45,587
	Other operating income		18,186		7,746			824			26,756
	Legal settlements		-		4,250			-			4,250
	Other operating expenses		49,997		5,355			875			56,227
	Income (loss) before income tax expense		13,764		(1,859	)		(39	)		11,866
	Income tax expense (benefit)		4,507		(715	)		(83	)		3,709
	Segment net income (loss)	$	9,257	$	(1,144	)	$	44		$	8,157
	Segment assets	$	1,518,584	$	4,357		$	1,598		$	1,524,539
	Year ended December 31, 2013	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	46,621	$	-		$	10		$	46,631
	Provision for loan losses		2,755		-			-			2,755
	Net interest income after provision for loan losses		43,866		-			10			43,876
	Other operating income		9,913		7,344			820			18,077
	Other operating expenses		43,136		5,480			784			49,400
	Income before income tax expense		10,643		1,864			46			12,553
	Income tax expense (benefit)		3,139		717			(34	)		3,822
	Segment net income	$	7,504	$	1,147		$	80		$	8,731
	Segment assets	$	1,469,482	$	4,943		$	1,718		$	1,476,143
	Year ended December 31, 2012	Core Banking		Wealth Management Group			Holding Company and Other			Consolidated Totals
	Net interest income	$	46,834	$	-		$	8		$	46,842
	Provision for loan losses		828		-			-			828
	Net interest income after provision for loan losses		46,006		-			8			46,014
	Other operating income		9,597		6,827			764			17,188
	Other operating expenses		40,550		5,389			856			46,795
	Income (loss) before income tax expense		15,053		1,438			(84	)		16,407
	Income tax expense (benefit)		4,954		553			(122	)		5,385
	Segment net income	$	10,099	$	885		$	38		$	11,022
	Segment assets	$	1,240,752	$	5,156		$	2,252		$	1,248,160

BRANCH_ACQUISITION_Tables

BRANCH ACQUISITION (Tables)	12 Months Ended
	Dec. 31, 2014
BRANCH ACQUISITION [Abstract]
Schedule of Assets Acquired and Deposits Assumed in Transaction	The assets acquired and deposits assumed in the transaction were recorded at their estimated fair values as follows:
	Cash, net	$	170,904
	Loans		1,240
	Bank premises and equipment		4,081
	Core deposit intangible asset		2,155
	Other assets		350
	Total assets acquired	$	178,730
	Deposits assumed	$	177,749
	Time deposit premium		263
	Other liabilities		718
	Total liabilities assumed	$	178,730

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended	1 Months Ended
	Dec. 31, 2014	Mar. 31, 2008	Nov. 30, 2013	Dec. 31, 2013
	Segment	Branch	Branch
LOANS [Abstract]
Period of delinquency after which a loan is placed on non-accrual status	90 days
Number of consecutive months for which loans remain current before non-accrual loans are returned to accrual status	6 months
Rolling historical period of net losses used in evaluating general component of valuation allowance for loans not impaired but classified as substandard and special mention	5 years
Number of most recent years of actual loss history used in determining historical loss experience for all other unclassified loans	2 years
WEALTH MANAGEMENT GROUP FEE INCOME [Abstract]
Unaudited market value of trust assets under administration	$1,956,000,000			$1,888,000,000
Segment Reporting [Abstract]
Number of operating segments	2
M&T Bank Branch Offices [Member]
Intangible Assets [Abstract]
Number of branches acquired		3
Intangible assets acquired	21,000
Partners Trust Bank [Member] | Trust Business [Member]
Intangible Assets [Abstract]
Intangible assets acquired	2,400,000
Expected useful life	15 years
Canton Bancorp, Inc. [Member]
Intangible Assets [Abstract]
Intangible assets acquired	8,000
Fort Orange Financial Corp [Member]
Intangible Assets [Abstract]
Intangible assets acquired	1,100,000
Expected useful life	10 years
Bank of America Branch Offices [Member]
Intangible Assets [Abstract]
Number of branches acquired			6
Intangible assets acquired	1,600,000
Bank of America Branch Offices [Member] | Core Deposit Intangibles [Member]
Intangible Assets [Abstract]
Expected useful life	7 years
MT Branch Offices and Canton Bancorp, Inc. Member] [Member] | Core Deposit Intangibles [Member]
Intangible Assets [Abstract]
Expected useful life	7 years 3 months
MT Branch Offices and Canton Bancorp, Inc. Member] [Member] | Customer Relationship Intangibles [Member]
Intangible Assets [Abstract]
Expected useful life	7 years 3 months
Non-qualified Deferred Compensation Plan [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Maximum annual installments period	10 years
Directors' Compensation Plan [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized per calendar year (in shares)	20,000
Required service period	12 months
Trading days period	30 days
Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized per calendar year (in shares)	10,000
Cash compensation	$300,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized per calendar year (in shares)	15,000
Age limit for forfeiture of stock award	65 years
Restricted Stock [Member] | Awards Vesting Each Year Commencing with First Anniversary Date of Award [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting percentage (in hundredths)	20.00%
Restricted Stock [Member] | Awards Vesting on Fifth Anniversary Date [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting percentage (in hundredths)	100.00%
Defined Contribution Profit Sharing, Savings and Investment Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Number of annual service hours required for eligibility (in hours)	1000 hours
Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Normal retirement benefit as percentage of final average compensation (in hundredths)	1.20%
Number of consecutive years considered in final average compensation	5 years
Number of prior years considered in final average compensation	10 years
Maximum service period	25 years
Normal retirement additional benefit (in hundredths)	1.00%
Maximum additional service years	10 years
Percentage of average monthly compensation in excess of covered compensation for each year of credited service (in hundredths)	0.65%
Maximum period of credited service	35 years
Covered compensation period	35 years
Defined Benefit Health Care Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Minimum eligible age	55 years
Contribution percentage (in hundredths)	40.00%
Retiree premium percentage (in hundredths)	100.00%
Cost of coverage contribution (in hundredths)	50.00%
Contribution percentage after amendment (in hundredths)	50.00%
Contribution cost percentage (in hundredths)	50.00%
Minimum [Member] | Defined Benefit Health Care Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Retiree age group range	55 years
Maximum [Member] | Defined Benefit Health Care Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Retiree age group range	65 years
Buildings [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	15 years
Buildings [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	50 years
Equipment and Furniture [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Equipment and Furniture [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years

RESTRICTIONS_ON_CASH_AND_DUE_F1

RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS (Details) (USD $)	Dec. 31, 2014
In Millions, unless otherwise specified
RESTRICTIONS ON CASH AND DUE FROM BANK ACCOUNTS [Abstract]
Reserve requirement	$1.40

SECURITIES_SECURITIES_AVAILABL

SECURITIES, SECURITIES AVAILABLE FOR SALE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	$277,323	$336,199
Estimated Fair Value	280,507	346,016
Unrealized Gains	3,400	11,506
Unrealized Losses	216	1,689
Amortized Cost [Abstract]
Within One Year	37,087
After One, But Within Five Years	172,100
After Five, But Within Ten Years	5,433
After Ten Years	0
Total	277,038
Fair Value [Abstract]
Within One Year	37,552
After One, But Within Five Years	173,534
After Five, But Within Ten Years	5,599
After Ten Years	0
Total	279,987
Proceeds from sales and calls of securities resulting in gains or losses [Abstract]
Proceeds	36,258	2,650	26,210
Gross gains	6,869	16	301
Tax expense	2,641	6	116
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	180,535	187,098
Estimated Fair Value	181,673	188,106
Unrealized Gains	1,300	1,914
Unrealized Losses	162	906
Mortgage-Backed Securities, Residential [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	60,787	104,069
Estimated Fair Value	61,660	104,356
Unrealized Gains	892	1,037
Unrealized Losses	19	750
Amortized Cost [Abstract]
Without Single Maturity Date	60,787
Fair Value [Abstract]
Without Single Maturity Date	61,660
Collateralized Mortgage Obligations [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	335	1,001
Estimated Fair Value	338	1,015
Unrealized Gains	3	14
Unrealized Losses	0	0
Amortized Cost [Abstract]
Without Single Maturity Date	335
Fair Value [Abstract]
Without Single Maturity Date	338
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	30,677	37,339
Estimated Fair Value	31,451	38,376
Unrealized Gains	802	1,059
Unrealized Losses	28	22
Corporate Bonds and Notes [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	1,502	2,879
Estimated Fair Value	1,533	2,946
Unrealized Gains	35	76
Unrealized Losses	4	9
SBA Loan Pools [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	1,296	1,471
Estimated Fair Value	1,304	1,488
Unrealized Gains	11	17
Unrealized Losses	3	0
Amortized Cost [Abstract]
Without Single Maturity Date	1,296
Fair Value [Abstract]
Without Single Maturity Date	1,304
Trust Preferred Securities [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	1,906	1,898
Estimated Fair Value	2,028	2,034
Unrealized Gains	122	136
Unrealized Losses	0	0
Corporate Stocks [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	285	444
Estimated Fair Value	520	7,695
Unrealized Gains	235	7,253
Unrealized Losses	$0	$2

SECURITIES_SECURITIES_HELD_TO_

SECURITIES, SECURITIES HELD TO MATURITY (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	$5,831	$6,495
Estimated Fair Value	6,197	6,930
Unrealized Gains	366	435
Unrealized Losses	0	0
Amortized Cost [Abstract]
Within One Year	2,629
After One, But Within Five Years	2,199
After Five, But Within Ten Years	1,003
After Ten Years	0
Amortized Cost	5,831	6,495
Fair Value [Abstract]
Within One Year	2,658
After One, But Within Five Years	2,390
After Five, But Within Ten Years	1,149
After Ten Years	0
Fair Value	6,197	6,930
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	5,175	5,472
Estimated Fair Value	5,535	5,891
Unrealized Gains	360	419
Unrealized Losses	0	0
Amortized Cost [Abstract]
Amortized Cost	5,175	5,472
Fair Value [Abstract]
Fair Value	5,535	5,891
Time Deposits with Other Financial Institutions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	656	1,023
Estimated Fair Value	662	1,039
Unrealized Gains	6	16
Unrealized Losses	0	0
Amortized Cost [Abstract]
Amortized Cost	656	1,023
Fair Value [Abstract]
Fair Value	$662	$1,039

SECURITIES_INVESTMENT_SECURITI

SECURITIES, INVESTMENT SECURITIES AVAILABLE FOR SALE IN CONTINUOUS UNREALIZED LOSS POSITION (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	$73,464	$151,782
12 months or longer	6,560	1,980
Total	80,024	153,762
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	150	1,648
12 months or longer	66	41
Total	216	1,689
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	57,512	83,840
12 months or longer	4,945	1,978
Total	62,457	85,818
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	108	867
12 months or longer	54	39
Total	162	906
Mortgage-Backed Securities, Residential [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	11,051	63,115
12 months or longer	0	0
Total	11,051	63,115
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	19	750
12 months or longer	0	0
Total	19	750
Obligations of States and Political Subdivisions [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	4,625	4,589
12 months or longer	1,056	0
Total	5,681	4,589
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	22	22
12 months or longer	6	0
Total	28	22
Corporate Bonds and Notes [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	0	238
12 months or longer	243	0
Total	243	238
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0	9
12 months or longer	4	0
Total	4	9
Corporate Stocks [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months		0
12 months or longer		2
Total		2
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		0
12 months or longer		2
Total		2
SBA Loan Pools [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	276
12 months or longer	316
Total	592
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	1
12 months or longer	2
Total	$3

SECURITIES_OTHER_THAN_TEMPORAR

SECURITIES, OTHER THAN TEMPORARY IMPAIRMENT (Details) (USD $)	12 Months Ended			3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Mar. 31, 2014	Dec. 31, 2013
					Security
Other than temporary impairment [Abstract]
Amortized cost of securities sold	$277,038
Proceeds from sale of securities	36,258	2,650	26,210
Other than temporary impairment credit losses recognized in earnings [Roll Forward]
Beginning balance	1,939	3,506	3,506	1,939
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized	0	0	0
Additions/Subtractions [Abstract]
Amounts related to securities for which the company intends to sell or that it will be more likely than not that the company will be required to sell prior to recovery of amortized cost basis	0	0	0
Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security	0	0	0
Reductions for previous credit losses realized on securities sold during the year	0	-1,596	0
Reductions for previous credit losses realized in securities liquidated during the year	-1,939	0	0
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized	0	29	0
Ending balance	0	1,939	3,506		1,939
Collateralized Debt Obligations [Member]
Other than temporary impairment [Abstract]
Number of securities sold					1
Amortized cost of securities sold		600			600
Proceeds from sale of securities					600
Additional credit loss in OTTI recognized					29
Additions/Subtractions [Abstract]
Income from liquidation of debt securities				$500

SECURITIES_SECURITIES_PLEDGED_

SECURITIES, SECURITIES PLEDGED (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
SECURITIES [Abstract]
Fair value of securities pledged to secure public funds on deposit or for other purposes	$190,700,000	$188,900,000
Securities pledged to secure securities sold under agreements to repurchase [Abstract]
Amortized Cost	44,177,000	45,753,000
Estimated Fair Value	45,039,000	46,941,000
Equity method investments	700,000	1,000,000
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Securities pledged to secure securities sold under agreements to repurchase [Abstract]
Amortized Cost	36,195,000	33,746,000
Estimated Fair Value	36,641,000	34,369,000
Mortgage-Backed Securities, Residential [Member]
Securities pledged to secure securities sold under agreements to repurchase [Abstract]
Amortized Cost	7,934,000	11,802,000
Estimated Fair Value	8,350,000	12,365,000
Collateralized Mortgage Obligations [Member]
Securities pledged to secure securities sold under agreements to repurchase [Abstract]
Amortized Cost	48,000	205,000
Estimated Fair Value	$48,000	$207,000

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	$1,121,574,000	$995,866,000
Interest receivable on loans	2,780,000	2,597,000
Total	1,124,354,000	998,463,000
Residential mortgages held for sale	665,000	695,000
Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total	166,820,000	145,732,000
Commercial and Industrial [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	165,385,000	144,787,000
Total	165,797,000	145,155,000
Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	1,021,000	576,000
Total	1,023,000	577,000
Commercial Mortgages [Member]
Composition of loan portfolio [Abstract]
Total	453,719,000	374,096,000
Construction [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	54,831,000	27,440,000
Total	54,967,000	27,510,000
Commercial Mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	397,762,000	345,707,000
Total	398,752,000	346,586,000
Residential Mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	196,809,000	195,997,000
Total	197,287,000	196,525,000
Residential mortgages held for sale	700,000	700,000
Loans pledged as collateral	152,700,000	145,100,000
Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total	306,528,000	282,110,000
Credit Cards [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	1,654,000	1,756,000
Total	1,654,000	1,757,000
Home Equity Lines and Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	99,354,000	95,905,000
Total	99,591,000	96,134,000
Indirect Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	184,763,000	164,846,000
Total	185,217,000	165,294,000
Direct Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	19,995,000	18,852,000
Total	$20,066,000	$18,925,000

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	$12,776	$10,433	$9,659
Reclassification of acquired loan discount			124
Charge Offs	-4,278	-1,493	-1,273
Recoveries	1,207	1,081	1,095
Net recoveries (charge offs)	-3,071	-412	-178
Provision	3,981	2,755	828
Ending balance	13,686	12,776	10,433
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	1,235	1,046
Collectively evaluated for impairment	12,357	10,340
Loans acquired with deteriorated credit quality	94	1,390
Total ending allowance balance	13,686	12,776
Loans [Abstract]
Loans individually evaluated for impairment	15,904	13,897
Loans collectively evaluated for impairment	1,105,819	974,870
Loans acquired with deteriorated credit quality	2,631	9,696
Total	1,124,354	998,463
Commercial and Agricultural [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	1,979	1,708	3,143
Reclassification of acquired loan discount			74
Charge Offs	-444	-186	-181
Recoveries	385	537	802
Net recoveries (charge offs)	-59	351	621
Provision	-460	-80	-2,130
Ending balance	1,460	1,979	1,708
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	89	576
Collectively evaluated for impairment	1,335	1,403
Loans acquired with deteriorated credit quality	36	0
Total ending allowance balance	1,460	1,979
Loans [Abstract]
Loans individually evaluated for impairment	1,452	2,946
Loans collectively evaluated for impairment	164,748	142,108
Loans acquired with deteriorated credit quality	620	678
Total	166,820	145,732
Commercial Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	6,243	4,428	2,570
Reclassification of acquired loan discount			50
Charge Offs	-2,229	-44	-335
Recoveries	156	98	55
Net recoveries (charge offs)	-2,073	54	-280
Provision	2,156	1,761	2,088
Ending balance	6,326	6,243	4,428
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	1,145	466
Collectively evaluated for impairment	5,145	4,407
Loans acquired with deteriorated credit quality	36	1,370
Total ending allowance balance	6,326	6,243
Loans [Abstract]
Loans individually evaluated for impairment	13,712	10,703
Loans collectively evaluated for impairment	438,246	354,636
Loans acquired with deteriorated credit quality	1,761	8,757
Total	453,719	374,096
Residential Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	1,517	1,565	1,310
Reclassification of acquired loan discount			0
Charge Offs	-97	-124	-83
Recoveries	32	65	0
Net recoveries (charge offs)	-65	-59	-83
Provision	120	11	338
Ending balance	1,572	1,517	1,565
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	1,550	1,497
Loans acquired with deteriorated credit quality	22	20
Total ending allowance balance	1,572	1,517
Loans [Abstract]
Loans individually evaluated for impairment	254	117
Loans collectively evaluated for impairment	196,783	196,147
Loans acquired with deteriorated credit quality	250	261
Total	197,287	196,525
Consumer Loans [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	3,037	2,706	2,193
Reclassification of acquired loan discount			0
Charge Offs	-1,508	-1,139	-674
Recoveries	634	381	238
Net recoveries (charge offs)	-874	-758	-436
Provision	2,165	1,089	949
Ending balance	4,328	3,037	2,706
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment	1	4
Collectively evaluated for impairment	4,327	3,033
Loans acquired with deteriorated credit quality	0	0
Total ending allowance balance	4,328	3,037
Loans [Abstract]
Loans individually evaluated for impairment	486	131
Loans collectively evaluated for impairment	306,042	281,979
Loans acquired with deteriorated credit quality	0	0
Total	306,528	282,110
Unallocated [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance:	0	26	443
Reclassification of acquired loan discount			0
Charge Offs	0	0	0
Recoveries	0	0	0
Net recoveries (charge offs)	0	0	0
Provision	0	-26	-417
Ending balance	$0	$0	$26

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Unpaid Principal Balance [Abstract]
Total	$16,124		$13,875
Recorded Investment [Abstract]
Total	15,904		13,897
Allowance for Loan Losses Allocated	1,235		1,046
Average Recorded Investment [Abstract]
Total	13,512		12,768		5,451
Interest Income Recognized [Abstract]
Total	453	[1]	421	[1]	12	[1]
Commercial and Industrial [Member]
Unpaid Principal Balance [Abstract]
With no related allowance recorded	1,359		1,906
With an allowance recorded	89		1,037
Recorded Investment [Abstract]
With no related allowance recorded	1,364		1,909
With an allowance recorded	89		1,037
Allowance for Loan Losses Allocated	89		576
Average Recorded Investment [Abstract]
With no related allowance recorded	1,463		1,605		481
With an allowance recorded	502		719		1,831
Interest Income Recognized [Abstract]
With no related allowance recorded	40	[1]	71	[1]	1	[1]
With an allowance recorded	0	[1]	0	[1]	0	[1]
Construction [Member]
Unpaid Principal Balance [Abstract]
With no related allowance recorded	1,927		2,329
Recorded Investment [Abstract]
With no related allowance recorded	1,910		2,319
Average Recorded Investment [Abstract]
With no related allowance recorded	2,104		3,364		73
With an allowance recorded	0		0		4
Interest Income Recognized [Abstract]
With no related allowance recorded	102	[1]	95	[1]	1	[1]
With an allowance recorded	0	[1]	0	[1]	0	[1]
Commercial Mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance recorded	7,803		7,406
With an allowance recorded	4,210		951
Recorded Investment [Abstract]
With no related allowance recorded	7,708		7,439
With an allowance recorded	4,094		945
Allowance for Loan Losses Allocated	1,145		466
Average Recorded Investment [Abstract]
With no related allowance recorded	7,492		5,991		1,990
With an allowance recorded	1,611		867		872
Interest Income Recognized [Abstract]
With no related allowance recorded	259	[1]	249	[1]	10	[1]
With an allowance recorded	41	[1]	0	[1]	0	[1]
Residential Mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance recorded	253		117
Recorded Investment [Abstract]
With no related allowance recorded	253		117
Average Recorded Investment [Abstract]
With no related allowance recorded	141		125		106
With an allowance recorded	0		0		64
Interest Income Recognized [Abstract]
With no related allowance recorded	1	[1]	0	[1]	0	[1]
With an allowance recorded	0	[1]	0	[1]	0	[1]
Home Equity Lines and Loans [Member]
Unpaid Principal Balance [Abstract]
With no related allowance recorded	429		71
With an allowance recorded	54		58
Recorded Investment [Abstract]
With no related allowance recorded	432		73
With an allowance recorded	54		58
Allowance for Loan Losses Allocated	1		4
Average Recorded Investment [Abstract]
With no related allowance recorded	143		47		30
With an allowance recorded	56		47		0
Interest Income Recognized [Abstract]
With no related allowance recorded	6	[1]	2	[1]	0	[1]
With an allowance recorded	4	[1]	3	[1]	0	[1]
Direct Consumer Loans [Member]
Average Recorded Investment [Abstract]
With an allowance recorded	0		3		0
Interest Income Recognized [Abstract]
With an allowance recorded	$0	[1]	$0	[1]	$0	[1]
[1]	Cash basis interest income approximates interest income recognized.

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES, RECEIVABLES PAST DUE (Details) (USD $)	Dec. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Aging of the recorded investment in loans past due [Abstract]
Current	$1,103,760		$970,708
30-89 Days Past Due	8,731		8,069
90 Days or more Past Due and accruing	1,454		1,473
Loans acquired with deteriorated credit quality	2,631		9,696
Non-Accrual	7,778	[1]	8,517	[2]
Total	1,124,354		998,463
Commercial and Agricultural [Member]
Aging of the recorded investment in loans past due [Abstract]
Loans acquired with deteriorated credit quality	620		678
Total	166,820		145,732
Commercial and Industrial [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	164,109		143,100
30-89 Days Past Due	756		29
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	620		678
Non-Accrual	312	[1]	1,348	[2]
Total	165,797		145,155
Agricultural [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	1,023		577
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	1,023		577
Commercial Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Loans acquired with deteriorated credit quality	1,761		8,757
Total	453,719		374,096
Construction [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	53,371		24,742
30-89 Days Past Due	0		0
90 Days or more Past Due and accruing	1,446		1,454
Loans acquired with deteriorated credit quality	0		774
Non-Accrual	150	[1]	540	[2]
Total	54,967		27,510
Commercial Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	391,096		335,123
30-89 Days Past Due	3,064		1,138
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	1,761		7,983
Non-Accrual	2,831	[1]	2,342	[2]
Total	398,752		346,586
Residential Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	191,089		187,448
30-89 Days Past Due	2,333		5,458
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	250		261
Non-Accrual	3,615	[1]	3,358	[2]
Total	197,287		196,525
Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Loans acquired with deteriorated credit quality	0		0
Total	306,528		282,110
Credit Cards [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	1,641		1,729
30-89 Days Past Due	5		9
90 Days or more Past Due and accruing	8		19
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	0	[1]	0	[2]
Total	1,654		1,757
Home Equity Lines and Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	98,340		95,349
30-89 Days Past Due	736		150
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	515	[1]	635	[2]
Total	99,591		96,134
Indirect Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	183,103		163,810
30-89 Days Past Due	1,789		1,235
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	325	[1]	249	[2]
Total	185,217		165,294
Direct Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	19,988		18,830
30-89 Days Past Due	48		50
90 Days or more Past Due and accruing	0		0
Loans acquired with deteriorated credit quality	0		0
Non-Accrual	30	[1]	45	[2]
Total	$20,066		$18,925
[1]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014.
[2]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2013.

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)	12 Months Ended
	Dec. 31, 2014		Dec. 31, 2013	Dec. 31, 2012
	Loan		Loan	Loan
Trouble debt restructurings [Abstract]
Recorded investment in troubled debt restructurings	$9,700,000		$7,900,000	$5,700,000
Specific reserves allocated for troubled debt restructuring	300,000		300,000	0
Troubled debt restructurings accruing interest under modified terms	8,700,000		6,800,000	5,400,000
Troubled debt restructurings on non-accrual status	1,000,000		1,100,000	400,000
Additional amounts committed to customers with loans classified as troubled debt restructurings	100,000		200,000
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	10		10	8
Pre-Modification Outstanding Recorded Investment	4,209,000		1,936,000	5,430,000
Post-Modification Outstanding Recorded Investment	4,167,000		1,936,000	5,430,000
Increase in allowance for loan losses related to troubled debt restructurings	200,000		100,000	0
Troubled debt restructurings, charge offs		[1]	0	0
Number of days past due after which a loan is considered to be in payment default	90 days
Commercial and Industrial [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	4		5	4
Pre-Modification Outstanding Recorded Investment	1,028,000		1,343,000	1,307,000
Post-Modification Outstanding Recorded Investment	1,028,000		1,343,000	1,307,000
Construction [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans			1	1
Pre-Modification Outstanding Recorded Investment			326,000	251,000
Post-Modification Outstanding Recorded Investment			326,000	251,000
Commercial Mortgages [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	4		1	3
Pre-Modification Outstanding Recorded Investment	2,666,000		133,000	3,872,000
Post-Modification Outstanding Recorded Investment	2,623,000		133,000	3,872,000
Residential Mortgages [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	1
Pre-Modification Outstanding Recorded Investment	149,000
Post-Modification Outstanding Recorded Investment	150,000
Home Equity Lines and Loans [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	1		3
Pre-Modification Outstanding Recorded Investment	366,000		134,000
Post-Modification Outstanding Recorded Investment	$366,000		$134,000
[1]	Amount less than $0.1 million

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financing receivable by credit quality indicator [Abstract]
Loans	$1,124,354	$998,463
Deteriorated Loans Transferred in [Abstract]
Contractually required principal and interest, beginning of period	11,230
Contractually required principal and interest, income accretion	0
Contractually required principal and interest, all other adjustments	-7,609
Contractually required principal and interest, end of period	3,621
Contractual cash flows not expected to be collected (nonaccretable discount), beginning of period	-543
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	-27
Contractual cash flows not expected to be collected (nonaccretable discount), end of period	-570
Cash flows expected to be collected, beginning of period	10,687
Cash flows expected to be collected, income accretion	0
Cash flows expected to be collected, all other adjustments	-7,636
Cash flows expected to be collected, end of period	3,051
Interest component of expected cash flows (accretable yield), beginning of period	-991
Interest component of expected cash flows (accretable yield), income accretion	515
Interest component of expected cash flows (accretable yield), all other adjustments	56
Interest component of expected cash flows (accretable yield, end of period	-420
Fair value of loans acquired with deteriorating credit quality, beginning of period	9,696
Fair value of loans acquired with deteriorating credit quality, income accretion	515
Fair value of loans acquired with deteriorating credit quality, all other adjustments	-7,580
Fair value of loans acquired with deteriorating credit quality, end of period	2,631
Commercial and Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	166,820	145,732
Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	165,797	145,155
Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,023	577
Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	453,719	374,096
Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	54,967	27,510
Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	398,752	346,586
Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	197,287	196,525
Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	306,528	282,110
Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,654	1,757
Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	99,591	96,134
Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	185,217	165,294
Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	20,066	18,925
Not Rated [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	499,137	474,099
Not Rated [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Not Rated [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Not Rated [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Not Rated [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Not Rated [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	193,422	192,995
Not Rated [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,654	1,757
Not Rated [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	99,076	95,422
Not Rated [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	184,940	165,045
Not Rated [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	20,045	18,880
Pass [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	576,136	471,235
Pass [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	158,140	133,615
Pass [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,023	577
Pass [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	51,525	23,087
Pass [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	365,448	313,956
Pass [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Pass [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Pass [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Pass [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Pass [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Loans Acquired With Deteriorated Credit Quality [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	2,631	9,696
Loans Acquired With Deteriorated Credit Quality [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	620	678
Loans Acquired With Deteriorated Credit Quality [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Loans Acquired With Deteriorated Credit Quality [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	774
Loans Acquired With Deteriorated Credit Quality [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,761	7,983
Loans Acquired With Deteriorated Credit Quality [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	250	261
Loans Acquired With Deteriorated Credit Quality [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Loans Acquired With Deteriorated Credit Quality [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Loans Acquired With Deteriorated Credit Quality [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Loans Acquired With Deteriorated Credit Quality [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	27,858	21,511
Special Mention [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	3,695	5,117
Special Mention [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	3,292	2,783
Special Mention [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	20,871	13,611
Special Mention [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Special Mention [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Substandard [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	18,150	20,901
Substandard [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	3,306	4,724
Substandard [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Substandard [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	150	866
Substandard [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	10,266	11,036
Substandard [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	3,615	3,269
Substandard [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Substandard [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	515	712
Substandard [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	277	249
Substandard [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	21	45
Doubtful [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	442	1,021
Doubtful [Member] | Commercial and Industrial [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	36	1,021
Doubtful [Member] | Agricultural [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Construction [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Commercial Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	406	0
Doubtful [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Doubtful [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Performing [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	193,672	193,167
Performing [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	1,654	1,757
Performing [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	99,076	95,499
Performing [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	184,892	165,045
Performing [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	20,036	18,880
Non-Performing [Member] | Residential Mortgages [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	3,615	3,358
Non-Performing [Member] | Credit Cards [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	0	0
Non-Performing [Member] | Home Equity Lines and Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	515	635
Non-Performing [Member] | Indirect Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	325	249
Non-Performing [Member] | Direct Consumer Loans [Member]
Financing receivable by credit quality indicator [Abstract]
Loans	$30	$45

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Premises and equipment [Abstract]
Premises and equipment, gross	$86,184,000	$80,143,000
Less accumulated depreciation and amortization	53,897,000	50,104,000
Property, Plant and Equipment, Net, Total	32,287,000	30,039,000
Depreciation expense	3,861,000	3,236,000	2,946,000
Rent expense	2,000,000	1,300,000	1,100,000
Rent commitments, before considering renewal options [Abstract]
2015	1,429,000
2016	1,166,000
2017	1,143,000
2018	1,147,000
2019	834,000
2020 and thereafter	4,154,000
Total	9,873,000
Leases in premises and equipment [Abstract]
Buildings	3,537,000	0
Accumulated depreciation	0	0
Total	3,537,000	0
Schedule by year of future minimum lease payments under the capitalized lease [Abstract]
2015	234,000
2016	234,000
2017	234,000
2018	234,000
2019	234,000
2020 and thereafter	2,644,000
Total minimum lease payments	3,814,000
Less amount representing interest	838,000
Present value of net minimum lease payments	2,976,000
Land [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	4,803,000	4,803,000
Buildings [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	35,067,000	34,379,000
Projects in Progress [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	132,000	0
Equipment and Furniture [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	40,088,000	34,920,000
Leasehold Improvements [Member]
Premises and equipment [Abstract]
Premises and equipment, gross	$6,094,000	$6,041,000

GOODWILL_AND_INTANGIBLE_ASSETS2

GOODWILL AND INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Goodwill [Roll Forward]
Beginning of year	$21,824	$21,824
Acquired goodwill	0	0
End of period	21,824	21,824	21,824
Acquired Finite-Lived Intangible Assets [Line Items]
Balance Acquired	11,608	12,038
Accumulated Amortization	6,541	5,661
Aggregate amortization expense	1,310	921	1,047
Remaining estimated aggregate amortization expense [Abstract]
2015	1,136
2016	986
2017	859
2018	734
2019	609
2020 and thereafter	743
Total	5,067
Core Deposit Intangibles [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Balance Acquired	5,975	5,975
Accumulated Amortization	3,279	2,338
Other Customer Relationship Intangibles [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Balance Acquired	5,633	6,063
Accumulated Amortization	$3,262	$3,323

DEPOSITS_Details

DEPOSITS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Summary of deposits [Abstract]
Non-interest-bearing demand deposits	$366,298,000	$351,222,000
Interest-bearing demand deposits	110,819,000	114,679,000
Insured money market accounts	392,871,000	361,095,000
Savings deposits	198,183,000	194,768,000
Time deposits	211,843,000	244,492,000
Total deposits	1,280,014,000	1,266,256,000
Scheduled maturities of time deposits [Abstract]
2015	155,295,000
2016	34,803,000
2017	9,486,000
2018	4,775,000
2019	5,851,000
2020 and thereafter	1,633,000
Time deposits	211,843,000	244,492,000
FDIC Insurance limit	250,000	250,000	250,000
Time deposits meeting or exceeding FDIC Insurance limit	42,800,000	37,700,000
Interest expense on time deposits	500,000	800,000	1,200,000
Maturities of time deposits in denominations of $100,000 or more [Abstract]
3 months or less	31,484,000
Over 3 through 6 months	15,286,000
Over 6 through 12 months	17,842,000
Over 12 months	15,845,000
Time deposits, $100,000 or more	$80,457,000	$88,800,000

SECURITIES_SOLD_UNDER_AGREEMEN2

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013	Dec. 31, 2012
Summary of securities sold under agreements to repurchase [Abstract]
Balance at December 31	$29,652		$32,701	$32,711
Maximum month-end balance	31,914		32,701	38,284
Average balance during year	30,667		31,102	34,534
Weighted-average interest rate, period end (in hundredths)	2.82%	[1]	2.93%	3.02%
Average interest rate paid during period (in hundredths)	2.77%		2.76%	2.88%
Repurchase Liability	29,652	[1]
Accrued Interest Payable	63	[1]
Weighted Average Rate (in hundredths)	2.82%	[1]	2.93%	3.02%
Estimated Fair Value of Collateral Securities	40,212	[1],[2]
Accrued interest receivable included in fair value of repurchase agreements	342
Within 90 Days [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Weighted-average interest rate, period end (in hundredths)	0.10%	[1]
Repurchase Liability	9,652	[1]
Accrued Interest Payable	0	[1]
Weighted Average Rate (in hundredths)	0.10%	[1]
Estimated Fair Value of Collateral Securities	16,682	[1],[2]
After 90 Days But Within One Year [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Weighted-average interest rate, period end (in hundredths)	0.00%	[1]
Repurchase Liability	0	[1]
Accrued Interest Payable	0	[1]
Weighted Average Rate (in hundredths)	0.00%	[1]
Estimated Fair Value of Collateral Securities	0	[1],[2]
After One Year But Within Five Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Weighted-average interest rate, period end (in hundredths)	4.13%	[1]
Repurchase Liability	20,000	[1]
Accrued Interest Payable	63	[1]
Weighted Average Rate (in hundredths)	4.13%	[1]
Estimated Fair Value of Collateral Securities	23,530	[1],[2]
After Five Years But Within Ten Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Weighted-average interest rate, period end (in hundredths)	0.00%	[1]
Repurchase Liability	0	[1]
Accrued Interest Payable	0	[1]
Weighted Average Rate (in hundredths)	0.00%	[1]
Estimated Fair Value of Collateral Securities	$0	[1],[2]
Without Call Provisions [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Weighted-average interest rate, period end (in hundredths)	3.10%
Weighted Average Rate (in hundredths)	3.10%
Weight average remaining term to maturity	1 year 10 months 24 days
[1]	At December 31, 2014, the securities repurchase agreements were non-callable with a weighted-average rate of 3.10%, and a weighted-average term to maturity of approximately 1.9 years.
[2]	Represents the estimated fair value of the securities subject to the repurchase agreements, including accrued interest receivable, of approximately $342 thousand at December 31, 2014.

FEDERAL_HOME_LOAN_BANK_TERM_AD2

FEDERAL HOME LOAN BANK TERM ADVANCES AND OVERNIGHT ADVANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	$50,140,000
Rate (in hundredths)	1.73%	3.93%
Collateral pledged for Federal Home Loan Bank advances	152,700,000	145,100,000
Maximum amount eligible to borrow	86,000,000
Federal Home Loan Bank Advances Maturing December 22, 2016 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	10,000,000	10,000,000
Rate (in hundredths)	4.60%	4.60%
Maturity Date	22-Dec-16	22-Dec-16
Federal Home Loan Bank Advances Maturing October 20, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount		4,134,000
Rate (in hundredths)		3.84%
Maturity Date		20-Oct-14
Federal Home Loan Bank Advances Maturing October 19, 2017 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	4,138,000	4,134,000
Rate (in hundredths)	3.90%	3.90%
Maturity Date	19-Oct-17	19-Oct-17
Federal Home Loan Bank Advances Maturing December 4, 2017 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	3,103,000	3,100,000
Rate (in hundredths)	2.91%	2.91%
Maturity Date	4-Dec-17	4-Dec-17
Federal Home Loan Bank Advances Maturing January 2, 2018 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	2,069,000	2,067,000
Rate (in hundredths)	3.05%	3.05%
Maturity Date	2-Jan-18	2-Jan-18
Federal Home Loan Bank Advances Maturing January 2, 2015 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount	30,830,000
Rate (in hundredths)	0.32%
Maturity Date	2-Jan-15
Federal Home Loan Bank Advances Maturing June 18, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount		1,033,000
Rate (in hundredths)		3.20%
Maturity Date		18-Jun-14
Federal Home Loan Bank Advances Maturing October 2, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Amount		$775,000
Rate (in hundredths)		3.05%
Maturity Date		2-Oct-14
Federal Home Loan Bank Advances Maturing January 19, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date		19-Jan-14
Federal Home Loan Bank Advances Maturing January 19, 2015 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date	19-Jan-15
Federal Home Loan Bank Advances Maturing January 20, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date		20-Jan-14
Federal Home Loan Bank Advances Maturing March 4, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date		4-Mar-14
Federal Home Loan Bank Advances Maturing April 1, 2014 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date		1-Apr-14
Federal Home Loan Bank Advances Maturing April 1, 2015 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date	1-Apr-15
Federal Home Loan Bank Advances Maturing March 3, 2015 [Member]
Summary of Federal Home Loan Bank fixed rate advances [Abstract]
Call Date	3-Mar-15

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Current [Abstract]
State	$606,000	$395,000	$530,000
Federal	5,366,000	3,548,000	4,208,000
Current income tax expense (benefit), Total	5,972,000	3,943,000	4,738,000
Deferred expense/(benefit)	-2,263,000	-121,000	647,000
Income tax expense	3,709,000	3,822,000	5,385,000
Reconciliation of income tax expense [Abstract]
Tax computed at statutory rate	4,034,000	4,268,000	5,578,000
Tax-exempt interest	-456,000	-483,000	-506,000
Dividend exclusion	-60,000	-46,000	-40,000
State taxes, net of Federal impact	227,000	188,000	439,000
Nondeductible interest expense	8,000	11,000	16,000
Other items, net	-44,000	-116,000	-102,000
Income tax expense	3,709,000	3,822,000	5,385,000
Deferred tax assets [Abstract]
Allowance for loan losses	5,182,000	4,889,000
Accrual for employee benefit plans	709,000	754,000
Depreciation	1,010,000	431,000
Deferred compensation and directors' fees	1,076,000	947,000
Purchase accounting adjustment - deposits	65,000	137,000
Purchase accounting adjustment - loans	259,000	340,000
Purchase accounting adjustment - fixed assets	221,000	224,000
Accounting for defined benefit pension and other benefit plans	6,624,000	3,691,000
Trust preferred impairment write-down	540,000	742,000
Nonaccrued interest	617,000	626,000
Accrued expense	1,580,000	0
Other	456,000	647,000
Total gross deferred tax assets	18,339,000	13,428,000
Deferred tax liabilities [Abstract]
Deferred loan fees and costs	910,000	929,000
Prepaid pension	5,179,000	5,435,000
Net unrealized gains on securities available for sale	1,359,000	3,929,000
Discount accretion	410,000	352,000
Core deposit intangible	1,479,000	1,556,000
Other	153,000	144,000
Total gross deferred tax liabilities	9,490,000	12,345,000
Net deferred tax asset	8,849,000	1,083,000
Unrecognized tax benefits	0	0	0
Accrued interest or penalties related to uncertain tax positions	$0	$0	$0

PENSION_PLAN_AND_OTHER_BENEFIT2

PENSION PLAN AND OTHER BENEFIT PLANS, Changes in Projected Benefit Obligation and Plan Assets, and Funded Status (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Pension Plan [Member]
Changes in projected benefit obligation [Roll Forward]
Benefit obligation, beginning of period	$36,186	$38,051
Service cost	1,045	1,195	1,074
Interest cost	1,738	1,587	1,606
Actuarial (gain) loss	8,064	-3,269
Benefits paid	-1,489	-1,378
Benefit obligation, end of period	45,544	36,186	38,051
Changes in plan assets [Roll Forward]
Fair value of plan assets, beginning of period	41,782	37,239
Actual return on plan assets	3,043	5,921
Employer contributions	0	0
Benefits paid	-1,489	-1,378
Fair value of plan assets, end of period	43,336	41,782	37,239
Funded status [Abstract]
Funded (unfunded) status	-2,207	5,596
Defined Benefit Health Care Plan [Member]
Changes in projected benefit obligation [Roll Forward]
Benefit obligation, beginning of period	1,490	1,534
Service cost	39	44	39
Interest cost	72	66	71
Participant contributions	84	74
Actuarial (gain) loss	177	-61
Benefits paid	-199	-167
Benefit obligation, end of period	1,663	1,490	1,534
Changes in plan assets [Roll Forward]
Fair value of plan assets, beginning of period	0	0
Employer contributions	115	93
Participant contributions	84	74
Benefits paid	-199	-167
Fair value of plan assets, end of period	0	0	0
Funded status [Abstract]
Funded (unfunded) status	-1,663	-1,490
Executive Supplemental Pension Plan [Member]
Changes in projected benefit obligation [Roll Forward]
Benefit obligation, beginning of period	1,116	1,162
Service cost	38	40	35
Interest cost	55	48	51
Actuarial (gain) loss	110	-59
Benefits paid	-75	-75
Benefit obligation, end of period	1,244	1,116	1,162
Changes in plan assets [Roll Forward]
Fair value of plan assets, beginning of period	0	0
Employer contributions	75	75
Benefits paid	-75	-75
Fair value of plan assets, end of period	0	0	0
Funded status [Abstract]
Funded (unfunded) status	($1,244)	($1,116)

PENSION_PLAN_AND_OTHER_BENEFIT3

PENSION PLAN AND OTHER BENEFIT PLANS, Amounts Recognized, Assumptions Used, Target and Actual Allocation, Fair Value, Estimated Future Benefit Payments, and Other Disclosures (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss): [Abstract]
Net actuarial (gain) loss	$8,481,000	($6,487,000)	$3,624,000
Recognized actuarial loss	-681,000	-1,624,000	-1,431,000
Amortization of prior service cost	90,000	83,000	83,000
Total recognized in other comprehensive income (loss) (before tax effect)	7,890,000	-8,028,000	2,276,000
Defined Contribution Profit Sharing, Savings and Investment Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Number of annual service hours required for eligibility (in hours)	1000 hours
Total expense	620,000	521,000	393,000
Chemung common stock included in defined contribution plan assets (in shares)	170,714	178,133	189,337
Defined Contribution Supplemental Executive Retirement Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Total expense	213,000	155,000
Balance in the plan	550,000	337,000
Pension Plan [Member]
Amount recognized in accumulated other comprehensive income [Abstract]
Net actuarial loss	17,388,000	9,843,000
Prior service cost (benefit)	15,000	22,000
Total before tax effects	17,403,000	9,865,000
Accumulated benefit obligation	38,700,000	31,200,000
Principal actuarial assumptions used in determining projected benefit obligation [Abstract]
Discount rate (in hundredths)	4.09%	4.92%	4.26%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Net periodic benefit cost [Abstract]
Service cost	1,045,000	1,195,000	1,074,000
Interest cost	1,738,000	1,587,000	1,606,000
Expected return on plan assets	-3,174,000	-2,824,000	-2,743,000
Amortization of net loss/ Recognized actuarial loss	649,000	1,579,000	1,410,000
Amortization of prior service cost (benefit)	7,000	14,000	14,000
Net periodic cost	265,000	1,551,000	1,361,000
Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss): [Abstract]
Net actuarial (gain) loss	8,195,000	-6,367,000	3,365,000
Recognized actuarial loss	-649,000	-1,579,000	-1,410,000
Amortization of prior service cost	-7,000	-14,000	-14,000
Total recognized in other comprehensive income (loss) (before tax effect)	7,539,000	-7,960,000	1,941,000
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	7,804,000	-6,409,000	3,302,000
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]
Loss recognition	1,475,000
Prior service cost recognition	7,000
Weighted-average assumptions for net periodic cost [Abstract]
Discount rate (in hundredths)	4.92%	4.26%	4.95%
Expected long-term rate of return on assets (in hundredths)	7.75%	7.75%	8.00%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Target allocations of plan assets [Abstract]
Percentage of plan assets (in hundredths)	100.00%	100.00%
Expected long-term rate of return on assets (in hundredths)	7.75%	7.75%	8.00%
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	43,336,000	41,782,000	37,239,000
Estimated benefit payments for each of next five years and aggregate amount expected to be paid [Abstract]
2015	1,761,000
2016	1,849,000
2017	1,949,000
2018	2,052,000
2019	2,114,000
2020-2024	11,949,000
Pension Plan [Member] | Minimum [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Evaluation period of expected long-term return on plan assets	3 years
Pension Plan [Member] | Maximum [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Evaluation period of expected long-term return on plan assets	5 years
Pension Plan [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	43,336,000	41,782,000
Pension Plan [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	39,305,000	38,749,000
Pension Plan [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	4,031,000	3,033,000
Pension Plan [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Cash [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	2.50%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	0.00%
Target allocation, maximum (in hundredths)	20.00%
Percentage of plan assets (in hundredths)	1.00%	2.00%
Expected long-term rate of return on assets (in hundredths)	2.50%
Pension Plan [Member] | Cash [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	626,000	982,000
Pension Plan [Member] | Cash [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	626,000	982,000
Pension Plan [Member] | Cash [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Cash [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Alternative Assets [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	7.50%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	0.00%
Target allocation, maximum (in hundredths)	10.00%
Percentage of plan assets (in hundredths)	2.00%	3.00%
Expected long-term rate of return on assets (in hundredths)	7.50%
Pension Plan [Member] | Equity Securities - U.S. Companies [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	28,011,000	27,170,000
Pension Plan [Member] | Equity Securities - U.S. Companies [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	28,011,000	27,170,000
Pension Plan [Member] | Equity Securities - U.S. Companies [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Equity Securities - U.S. Companies [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Equity Securities - International Companies [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	856,000
Pension Plan [Member] | Equity Securities - International Companies [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	856,000
Pension Plan [Member] | Equity Securities - International Companies [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0
Pension Plan [Member] | Equity Securities - International Companies [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0
Pension Plan [Member] | U.S. Treasuries/Government Bonds [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	2,701,000	3,309,000
Pension Plan [Member] | U.S. Treasuries/Government Bonds [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	2,701,000	3,309,000
Pension Plan [Member] | U.S. Treasuries/Government Bonds [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | U.S. Treasuries/Government Bonds [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | U.S. Corporate Bonds [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	3,775,000	2,771,000
Pension Plan [Member] | U.S. Corporate Bonds [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | U.S. Corporate Bonds [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	3,775,000	2,771,000
Pension Plan [Member] | U.S. Corporate Bonds [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Foreign Bonds, Notes & Debentures [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	256,000	262,000
Pension Plan [Member] | Foreign Bonds, Notes & Debentures [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Foreign Bonds, Notes & Debentures [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	256,000	262,000
Pension Plan [Member] | Foreign Bonds, Notes & Debentures [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Mutual Funds [Member] | Carrying Value [Member] | Carrying Value [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	7,111,000	7,288,000
Pension Plan [Member] | Mutual Funds [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	7,111,000	7,288,000
Pension Plan [Member] | Mutual Funds [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Mutual Funds [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0
Pension Plan [Member] | Large-Cap Domestic Equities [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	10.30%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	30.00%
Target allocation, maximum (in hundredths)	60.00%
Percentage of plan assets (in hundredths)	50.00%	54.00%
Expected long-term rate of return on assets (in hundredths)	10.30%
Pension Plan [Member] | Mid-Cap Domestic Equities [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	10.60%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	0.00%
Target allocation, maximum (in hundredths)	20.00%
Percentage of plan assets (in hundredths)	14.00%	8.00%
Expected long-term rate of return on assets (in hundredths)	10.60%
Pension Plan [Member] | Small-Cap Domestic Equities [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	10.80%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	0.00%
Target allocation, maximum (in hundredths)	15.00%
Percentage of plan assets (in hundredths)	3.00%	3.00%
Expected long-term rate of return on assets (in hundredths)	10.80%
Pension Plan [Member] | International Equities [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	10.30%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	0.00%
Target allocation, maximum (in hundredths)	25.00%
Percentage of plan assets (in hundredths)	4.00%	4.00%
Expected long-term rate of return on assets (in hundredths)	10.30%
Pension Plan [Member] | Intermediate Fixed Income [Member]
Weighted-average assumptions for net periodic cost [Abstract]
Expected long-term rate of return on assets (in hundredths)	4.70%
Target allocations of plan assets [Abstract]
Target allocation, minimum (in hundredths)	20.00%
Target allocation, maximum (in hundredths)	50.00%
Percentage of plan assets (in hundredths)	26.00%	26.00%
Expected long-term rate of return on assets (in hundredths)	4.70%
Defined Benefit Health Care Plan [Member]
Amount recognized in accumulated other comprehensive income [Abstract]
Net actuarial loss	322,000	148,000
Prior service cost (benefit)	-531,000	-628,000
Total before tax effects	-209,000	-480,000
Principal actuarial assumptions used in determining projected benefit obligation [Abstract]
Discount rate (in hundredths)	4.09%	4.92%	4.26%
Health care cost trend: Initial (in hundredths)	7.00%	8.00%	9.00%
Health care cost trend: Ultimate (in hundredths)	5.00%	5.00%	5.00%
Year ultimate cost trend reached	2018	2018	2018
Net periodic benefit cost [Abstract]
Service cost	39,000	44,000	39,000
Interest cost	72,000	66,000	71,000
Amortization of net loss/ Recognized actuarial loss	3,000	10,000	1,000
Amortization of prior service cost (benefit)	-97,000	-97,000	-97,000
Net periodic cost	17,000	23,000	14,000
Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss): [Abstract]
Net actuarial (gain) loss	177,000	-61,000	178,000
Recognized actuarial loss	-3,000	-10,000	-1,000
Amortization of prior service cost	97,000	97,000	97,000
Total recognized in other comprehensive income (loss) (before tax effect)	271,000	26,000	274,000
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	288,000	49,000	288,000
Increase in unrecognized net loss	174,000
Unrecognized net gain or loss increase threshold percentage for amortization of obligation (in hundredths)	10.00%
Average future working lifetime of active participants	14 years 10 months 20 days
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]
Loss recognition	10,000
Prior service cost recognition	-97,000
Effect of a 1% increase in health care trend rate on [Abstract]
Benefit obligation	5,000	15,000	4,000
Total service and interest cost	0	0	0
Effect of a 1% decrease in health care trend rate on [Abstract]
Benefit obligation	-6,000	-23,000	-5,000
Total service and interest cost	0	-2,000	-1,000
Weighted-average assumptions for net periodic cost [Abstract]
Discount rate (in hundredths)	4.92%	4.26%	4.95%
Health care cost trend: Initial (in hundredths)	8.00%	9.00%	10.00%
Health care cost trend: Ultimate (in hundredths)	5.00%	5.00%	5.00%
Year ultimate reached	2018	2018	2018
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0	0
Estimated benefit payments for each of next five years and aggregate amount expected to be paid [Abstract]
2015	201,000
2016	176,000
2017	140,000
2018	150,000
2019	159,000
2020-2024	652,000
Estimated employer contributions in next fiscal year	201,000
Executive Supplemental Pension Plan [Member]
Amount recognized in accumulated other comprehensive income [Abstract]
Net actuarial loss	275,000	194,000
Prior service cost (benefit)	0	0
Total before tax effects	275,000	194,000
Accumulated benefit obligation	1,200,000	1,000,000
Principal actuarial assumptions used in determining projected benefit obligation [Abstract]
Discount rate (in hundredths)	4.09%	4.92%	4.26%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Net periodic benefit cost [Abstract]
Service cost	38,000	40,000	35,000
Interest cost	55,000	48,000	51,000
Amortization of net loss/ Recognized actuarial loss	29,000	34,000	20,000
Net periodic cost	122,000	122,000	106,000
Other changes in plan assets and benefit obligations recognized in other comprehensive income (loss): [Abstract]
Net actuarial (gain) loss	110,000	-59,000	81,000
Recognized actuarial loss	-29,000	-34,000	-20,000
Total recognized in other comprehensive income (loss) (before tax effect)	81,000	-93,000	61,000
Total recognized in net benefit cost and other comprehensive income (loss) (before tax effect)	203,000	29,000	167,000
Amounts expected to be recognized in net periodic cost during next fiscal year [Abstract]
Loss recognition	50,000
Prior service cost recognition	0
Weighted-average assumptions for net periodic cost [Abstract]
Discount rate (in hundredths)	4.92%	4.26%	4.95%
Assumed rate of future compensation increase (in hundredths)	5.00%	5.00%	5.00%
Fair value plan assets by asset class [Abstract]
Fair value of plan assets	0	0	0
Estimated benefit payments for each of next five years and aggregate amount expected to be paid [Abstract]
2015	75,000
2016	75,000
2017	75,000
2018	116,000
2019	116,000
2020-2024	580,000
Estimated employer contributions in next fiscal year	$75,000

STOCK_COMPENSATION_Details

STOCK COMPENSATION (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested, beginning of period (in shares)	20,639
Granted (in shares)	11,279
Vested (in shares)	-5,490
Forfeited or cancelled (in shares)	0
Nonvested, end of period (in shares)	26,428	20,639
Weighted-Average Grant Date Fair Value [Roll Forward]
Nonvested, beginning of period (in dollars per share)	$27.17
Granted (in dollars per share)	$28.40
Vested (in dollars per share)	$26.09
Forfeitures or cancelled (in dollars per share)	$0
Nonvested, end of period (in dollars per share)	$27.92	$27.17
Total unrecognized compensation cost related to nonvested shares granted under the Plan	$718
Weighted-average period for recognition	3 years 11 months 12 days
Total fair value of shares vested	152	181
President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Service period	12 months
Directors and President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Number of treasury shares reissued to fund stock compensation (in shares)	9,673	8,385	7,969
Expense related to stock compensation recognized	$271	$273	$217

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Loans to Related Parties [Roll Forward]
Balance at beginning of year	$26,408,000	$25,390,000
New loans or additional advances	33,282,000	30,056,000
Repayments	-21,888,000	-29,038,000
Balance at end of year	37,802,000	26,408,000
Deposit Liabilities	$12,000,000	$9,800,000
Minimum [Member]
Related Party Transactions [Line Items]
Related party principal ownership threshold (in hundredths)	10.00%

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
	Stipulation	Proceeding
	Proceeding
Pending Litigation [Member]
Loss Contingencies [Line Items]
Number of legal proceedings		2
Accrual for legal settlement	$12,100,000
Receivable for insurance proceeds	7,900,000
Number of stipulations submitted to Surrogate's Court	2
Pending Litigation [Member] | Objections to Final Settlement of Trust Account One [Member]
Loss Contingencies [Line Items]
Damages and disallowed trustee's commissions claimed	13,200,000
Pending Litigation [Member] | Objections to Final Settlement of Trust Account Two [Member]
Loss Contingencies [Line Items]
Damages and disallowed trustee's commissions claimed	24,100,000
Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments period to make fixed-rate commercial draw notes	3 months
Minimum [Member] | Fixed Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Interest rate on fixed-rate commitments to make loans (in hundredths)	2.75%
Maturity period of fixed-rate commitments to make loans	5 years
Interest rate on fixed-rate commitments to make commercial draw notes (in hundredths)	1.76%
Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments period to make real estate and home equity loans	60 days
Commitments period to make fixed-rate commercial draw notes	18 months
Off-balance sheet financial instruments, standard term	12 months
Maximum [Member] | Fixed Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Interest rate on fixed-rate commitments to make loans (in hundredths)	5.88%
Maturity period of fixed-rate commitments to make loans	30 years
Interest rate on fixed-rate commitments to make commercial draw notes (in hundredths)	5.25%
Commitments to Make Loans [Member] | Fixed Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	23,756,000	21,049,000
Commitments to Make Loans [Member] | Variable Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	11,082,000	7,893,000
Unused Line of Credit [Member] | Fixed Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	812,000	2,190,000
Unused Line of Credit [Member] | Variable Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	185,235,000	187,061,000
Standby Letters of Credit [Member] | Fixed Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	0	0
Standby Letters of Credit [Member] | Variable Interest Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contractual amounts of financial instruments with off-balance sheet risk	$16,747,000	17,290,000

PARENT_COMPANY_FINANCIAL_INFOR2

PARENT COMPANY FINANCIAL INFORMATION (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets:
Cash on deposit with subsidiary bank	$28,130	$31,600
Securities available for sale, at estimated fair value	280,507	346,016
Total assets	1,524,539	1,476,143	1,248,160
Liabilities and shareholders' equity:
Dividends payable	1,204	1,195	0
Total liabilities	1,390,911	1,337,565
Shareholders' equity:
Total shareholders' equity	133,628	138,578	131,115	125,929
Total liabilities and shareholders' equity	1,524,539	1,476,143
STATEMENTS OF INCOME [Abstract]
Income (loss) before income tax expense	11,866	12,553	16,407
Income tax benefit	3,709	3,822	5,385
Net income	8,157	8,731	11,022
Cash flows from operating activities:
Net income	8,157	8,731	11,022
Adjustments to reconcile net income to net cash provided by operating activities:
Change in other assets	-7,438	-6,213	6,084
Change in other liabilities	15,086	9,403	588
Net cash provided by operating activities	18,443	22,972	24,562
Cash flow from financing activities:
Purchase of treasury stock	0	-93	-636
Sale of treasury stock	0	71	258
Net cash provided by financing activities	30,249	34,883	19,634
Increase (Decrease) in cash and cash equivalents	-22,446	11,368	-12,661
Cash and cash equivalents, beginning of period	51,609	40,241	52,902
Cash and cash equivalents, end of period	29,163	51,609	40,241
Parent Company [Member]
Assets:
Cash on deposit with subsidiary bank	3,200	2,686
Dividends receivable from subsidiary bank	1,204	1,195
Securities available for sale, at estimated fair value	346	343
Other Assets	1,129	1,254
Total assets	134,868	139,814
Liabilities and shareholders' equity:
Dividends payable	1,204	1,195
Other liabilities	36	41
Total liabilities	1,240	1,236
Shareholders' equity:
Total shareholders' equity	133,628	138,578
Total liabilities and shareholders' equity	134,868	139,814
STATEMENTS OF INCOME [Abstract]
Dividends from subsidiary bank	4,805	4,778	4,573
Interest and dividend income	10	9	7
Other income	0	132	150
Operating expenses	261	324	331
Income (loss) before income tax expense	4,554	4,595	4,399
Income before income tax	7,990	8,607	10,864
Income tax benefit	-167	-124	-158
Net income	8,157	8,731	11,022
Cash flows from operating activities:
Net income	8,157	8,731	11,022
Adjustments to reconcile net income to net cash provided by operating activities:
Change in dividend receivable	-9	-1,195	1,141
Change in other assets	126	558	765
Change in other liabilities	110	79	48
Expense related to employee stock compensation	117	112	80
Expense related to restricted stock units for directors' deferred compensation plan	94	99	87
Expense to employee restricted stock awards	151	131	80
Net cash provided by operating activities	5,310	4,503	6,758
Cash flow from financing activities:
Cash dividends paid	-4,796	-3,583	-5,714
Purchase of treasury stock	0	-93	-636
Sale of treasury stock	0	71	258
Net cash provided by financing activities	-4,796	-3,605	-6,092
Increase (Decrease) in cash and cash equivalents	514	898	666
Cash and cash equivalents, beginning of period	2,686	1,788	1,122
Cash and cash equivalents, end of period	3,200	2,686	1,788
Parent Company [Member] | Chemung Canal Trust Company [Member]
Assets:
Investment in subsidiary	128,081	133,557
STATEMENTS OF INCOME [Abstract]
Equity in undistributed earnings	3,307	3,873	6,411
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings	-3,307	-3,873	-6,411
Parent Company [Member] | CFS Group Inc. [Member]
Assets:
Investment in subsidiary	908	779
STATEMENTS OF INCOME [Abstract]
Equity in undistributed earnings	129	139	54
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed earnings	($129)	($139)	($54)

FAIR_VALUES_Details

FAIR VALUES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]
Total available for sale securities	$280,507	$346,016
Trading assets	549	366
Recurring [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	181,673	188,106
Mortgage-backed securities, residential	61,660	104,356
Collateralized mortgage obligations	338	1,015
Obligations of states and political subdivisions	31,451	38,376
Corporate bonds and notes	1,533	2,946
SBA loan pools	1,304	1,488
Trust Preferred securities	2,028	2,034
Corporate stocks	520	7,695
Total available for sale securities	280,507	346,016
Trading assets	549	366
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	31,115	31,262
Mortgage-backed securities, residential	0	0
Collateralized mortgage obligations	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	0	0
SBA loan pools	0	0
Trust Preferred securities	0	0
Corporate stocks	104	7,279
Total available for sale securities	31,219	38,541
Trading assets	549	366
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	150,558	156,844
Mortgage-backed securities, residential	61,660	104,356
Collateralized mortgage obligations	338	1,015
Obligations of states and political subdivisions	31,451	38,376
Corporate bonds and notes	1,533	2,946
SBA loan pools	1,304	1,488
Trust Preferred securities	2,028	2,034
Corporate stocks	416	416
Total available for sale securities	249,288	307,475
Trading assets	0	0
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	0
Mortgage-backed securities, residential	0	0
Collateralized mortgage obligations	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	0	0
SBA loan pools	0	0
Trust Preferred securities	0	0
Corporate stocks	0	0
Total available for sale securities	0	0
Trading assets	0	0
Non-recurring [Member] | Impaired Loans [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		460
Commercial mortgages [Abstract]
Commercial mortgages other	3,593	485
Consumer loans [Abstract]
Home equity lines and loans	52	54
Total impaired loans/ other real estate owned, net	3,645	999
Non-recurring [Member] | Other Real Estate Owned [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		101
Commercial mortgages [Abstract]
Commercial mortgages other	3,063	266
Residential mortgages		106
Consumer loans [Abstract]
Home equity lines and loans	2	65
Total impaired loans/ other real estate owned, net	3,065	538
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		0
Commercial mortgages [Abstract]
Commercial mortgages other	0	0
Consumer loans [Abstract]
Home equity lines and loans	0	0
Total impaired loans/ other real estate owned, net	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate Owned [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		0
Commercial mortgages [Abstract]
Commercial mortgages other	0	0
Residential mortgages		0
Consumer loans [Abstract]
Home equity lines and loans	0	0
Total impaired loans/ other real estate owned, net	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		0
Commercial mortgages [Abstract]
Commercial mortgages other	0	0
Consumer loans [Abstract]
Home equity lines and loans	0	0
Total impaired loans/ other real estate owned, net	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate Owned [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		0
Commercial mortgages [Abstract]
Commercial mortgages other	0	0
Residential mortgages		0
Consumer loans [Abstract]
Home equity lines and loans	0	0
Total impaired loans/ other real estate owned, net	0	0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		460
Commercial mortgages [Abstract]
Commercial mortgages other	2,905	485
Consumer loans [Abstract]
Home equity lines and loans	52	54
Total impaired loans/ other real estate owned, net	2,957	999
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Commercial and agricultural [Abstract]
Commercial and industrial		101
Commercial mortgages [Abstract]
Commercial mortgages other	3,063	266
Residential mortgages		106
Consumer loans [Abstract]
Home equity lines and loans	2	65
Total impaired loans/ other real estate owned, net	$3,065	$538

FAIR_VALUES_Unobservable_Input

FAIR VALUES, Unobservable Input Reconciliation (Details) (Trust Preferred Securities Available for Sale [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Trust Preferred Securities Available for Sale [Member]
Reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) [Rollforward]
Beginning balance	$0	$445,600
Included in earnings [Abstract]
Impairment charge on investment securities	0	-29,025
Included in other comprehensive income	0	183,425
Transfers in and/or out of Level 3	0	-600,000
Ending balance	$0	$0

FAIR_VALUES_Quantitative_Infor

FAIR VALUES, Quantitative Information (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]
Impaired loan valuation allowance	$1,235	$1,046
Provision for loan losses	3,981	2,755	828
Write down of OREO	4,278	1,493	1,273
Impaired Loans [Member]
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]
Principal balance of impaired loans	4,900	2,000
Impaired loan valuation allowance	1,200	1,000
Provision for loan losses	232	853
OREO [Member]
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]
Net carrying amount of OREO	3,100	538
Outstanding balance of OREO	3,100	732
Other real estate owned valuation allowance	2	194
Write down of OREO		2
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Real Estate and a 100% Discount of Personal Property [Member] | Impaired Loans [Member]
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]
Fair value	3,645	999
Unobservable input 1	Management discount based on underlying collateral characteristics and market conditions	Management discount based on underlying collateral characteristics and market conditions
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | OREO [Member]
Fair Value Inputs, Liabilities, Quantitative Information [Line Items]
Fair value	$3,065	$538
Unobservable input 1	Estimated holding period	Estimated holding period
Unobservable input 2	Estimated closing costs	Estimated closing costs

FAIR_VALUES_Carrying_Amounts_a

FAIR VALUES, Carrying Amounts and Estimated Fair Values of Other Financial Instruments (Details) (USD $)	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets [Abstract]
Cash and due from financial institutions	$28,130		$31,600
Interest-bearing deposits in other financial institutions	1,033		20,009
Available for sale securities	280,507		346,016
Securities held to maturity	5,831		6,495
Loans, net	1,107,888		983,090
Loans held for sale	665		695
Accrued interest receivable	2,780		2,597
Deposits [Abstract]
Time Deposits	211,843		244,492
Securities sold under agreements to repurchase	29,652		32,701		32,711
FHLBNY overnight advances	30,830		0
FHLBNY term advances	19,310		25,243
Dividends payable	1,204		1,195		0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	28,130		31,600
Interest-bearing deposits in other financial institutions	1,033		20,009
Trading assets	549		366
Available for sale securities	280,507		346,016
Securities held to maturity	5,831		6,495
FHLBNY and FRBNY stock	5,535		4,482
Loans, net	1,107,888		983,090
Loans held for sale	665		695
Accrued interest receivable	4,185		4,166
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,068,171		1,021,764
Time Deposits	211,843		244,492
Securities sold under agreements to repurchase	29,652		32,701
FHLBNY overnight advances	30,830
FHLBNY term advances	19,310		25,243
Accrued interest payable	237		336
Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	28,130	[1]	31,600	[1]
Interest-bearing deposits in other financial institutions	1,033	[1]	20,009	[1]
Trading assets	549	[1]	366	[1]
Available for sale securities	280,507	[1]	346,016	[1]
Securities held to maturity	6,197	[1]	6,930	[1]
Loans, net	1,135,590	[1]	1,008,826	[1]
Loans held for sale	665	[1]	695	[1]
Accrued interest receivable	4,185	[1]	4,166	[1]
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,068,171	[1]	1,021,764	[1]
Time Deposits	212,397	[1]	245,482	[1]
Securities sold under agreements to repurchase	30,853	[1]	33,636	[1]
FHLBNY overnight advances	30,832	[1]
FHLBNY term advances	20,235	[1]	26,064	[1]
Accrued interest payable	237	[1]	336	[1]
Estimated Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	28,130		31,600
Interest-bearing deposits in other financial institutions	1,033		20,009
Trading assets	549		366
Available for sale securities	31,219		38,541
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	0		0
Accrued interest receivable	145		145
Deposits [Abstract]
Demand, savings, and insured money market accounts	1,068,171		1,021,764
Time Deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY overnight advances	0
FHLBNY term advances	0		0
Accrued interest payable	15		15
Estimated Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Available for sale securities	249,288		307,475
Securities held to maturity	6,197		6,930
FHLBNY and FRBNY stock	0		0
Loans, net	0		0
Loans held for sale	665		695
Accrued interest receivable	1,295		1,468
Deposits [Abstract]
Demand, savings, and insured money market accounts	0		0
Time Deposits	212,397		245,482
Securities sold under agreements to repurchase	30,853		33,636
FHLBNY overnight advances	30,832
FHLBNY term advances	20,235		26,064
Accrued interest payable	222		170
Estimated Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0		0
Interest-bearing deposits in other financial institutions	0		0
Trading assets	0		0
Available for sale securities	0		0
Securities held to maturity	0		0
FHLBNY and FRBNY stock	0		0
Loans, net	1,135,590		1,008,826
Loans held for sale	0		0
Accrued interest receivable	2,745		2,553
Deposits [Abstract]
Demand, savings, and insured money market accounts	0		0
Time Deposits	0		0
Securities sold under agreements to repurchase	0		0
FHLBNY overnight advances	0
FHLBNY term advances	0		0
Accrued interest payable	$0		$151
[1]	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

REGULATORY_CAPITAL_REQUIREMENT2

REGULATORY CAPITAL REQUIREMENTS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
REGULATORY CAPITAL REQUIREMENTS [Abstract]
Net profits period for accessing dividends declarable	2 years
Declarable dividends without prior approval for next fiscal year	$13,600
Total Capital (to Risk Weighted Assets) [Abstract]
Actual	129,211	126,299
Required To Be Adequately Capitalized	87,271	83,484
Tier 1 Capital (to Risk Weighted Assets) [Abstract]
Actual	115,483	110,260
Required To Be Adequately Capitalized	43,636	41,742
Tier 1 Capital (to Average Assets) [Abstract]
Actual	115,483	110,260
Required To Be Adequately Capitalized	44,556	40,940
Risk Based Ratios [Abstract]
Capital to Risk Weighted Assets (in hundredths)	11.84%	12.10%
Capital Required To Be Adequately Capitalized to Risk Weighted Assets (in hundredths)	8.00%	8.00%
Tier One Risk Based Capital to Risk Weighted Assets (in hundredths)	10.59%	10.57%
Tier One Risk Based Capital Required To Be Adequately Capitalized to Risk Weighted Assets (in hundredths)	4.00%	4.00%
Leverage Ratios [Abstract]
Tier One Leverage Capital to Average Assets (in hundredths)	7.78%	8.08%
Tier One Leverage Capital Required To Be Adequately Capitalized to Average Assets (in hundredths)	3.00%	3.00%
Bank [Member]
Total Capital (to Risk Weighted Assets) [Abstract]
Actual	123,685	121,222
Required To Be Adequately Capitalized	87,178	83,369
Required To Be Well Capitalized	108,972	104,211
Tier 1 Capital (to Risk Weighted Assets) [Abstract]
Actual	110,014	105,239
Required To Be Adequately Capitalized	43,589	41,684
Required To Be Well Capitalized	65,383	62,527
Tier 1 Capital (to Average Assets) [Abstract]
Actual	110,014	105,239
Required To Be Adequately Capitalized	44,512	40,900
Required To Be Well Capitalized	$74,187	$68,167
Risk Based Ratios [Abstract]
Capital to Risk Weighted Assets (in hundredths)	11.35%	11.63%
Capital Required To Be Adequately Capitalized to Risk Weighted Assets (in hundredths)	8.00%	8.00%
Capital Required To Be Well Capitalized to Risk Weighted Assets (in hundredths)	10.00%	10.00%
Tier One Risk Based Capital to Risk Weighted Assets (in hundredths)	10.10%	10.10%
Tier One Risk Based Capital Required To Be Adequately Capitalized to Risk Weighted Assets (in hundredths)	4.00%	4.00%
Tier One Risk Based Capital Required To Be Well Capitalized to Risk Weighted Assets (in hundredths)	6.00%	6.00%
Leverage Ratios [Abstract]
Tier One Leverage Capital to Average Assets (in hundredths)	7.41%	7.72%
Tier One Leverage Capital Required To Be Adequately Capitalized to Average Assets (in hundredths)	3.00%	3.00%
Tier One Leverage Capital Required To Be Well Capitalized to Average Assets (in hundredths)	5.00%	5.00%

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013		Dec. 31, 2012
Summary of changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balance at beginning of period	$155		($2,807)
Other comprehensive income (loss) before reclassification	-5,075		2,006
Amounts reclassified from accumulated other comprehensive income (loss)	-3,865		956
Net current period other comprehensive loss	-8,940		2,962
Balance at end of period	-8,785		155		-2,807
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Total impairment losses	0		29		0
Net losses on securities transactions	6,869		16		301
Pension and other employee benefits	5,733		5,939		5,624
Income tax benefit (expense)	3,709		3,822		5,385
Net of tax	8,157		8,731		11,022
Reclassification out of Accumulated Other Comprehensive Income (loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net of tax	-3,865		956
Unrealized Gains and Losses on Securities Available for Sale [Member]
Summary of changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balance at beginning of period	6,043		8,023
Other comprehensive income (loss) before reclassification	146		-1,988
Amounts reclassified from accumulated other comprehensive income (loss)	-4,229		8
Net current period other comprehensive loss	-4,083		-1,980
Balance at end of period	1,960		6,043
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income (loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Total impairment losses	0		29
Net losses on securities transactions	-6,869		-16
Income tax benefit (expense)	2,640		-5
Net of tax	-4,229		8
Defined Benefit and Other Benefit Plans [Member]
Summary of changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balance at beginning of period	-5,888		-10,830
Other comprehensive income (loss) before reclassification	-5,221		3,994
Amounts reclassified from accumulated other comprehensive income (loss)	364		948
Net current period other comprehensive loss	-4,857		4,942
Balance at end of period	-10,745		-5,888
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income (loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Income tax benefit (expense)	-227		-593
Net of tax	364		948
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income (loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	-90	[1]	-83	[1]
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income (loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	$681	[1]	$1,624	[1]
[1]	(a) These accumulated other comprehensive income (loss) components are included in the computation of net periodic pension and other benefit plan costs (see Note 11 for additional information).

SEGMENT_REPORTING_Details

SEGMENT REPORTING (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	Segment
SEGMENT REPORTING [Abstract]
Number of primary business segment	2
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	$49,568	$46,631	$46,842
Provision for loan losses	3,981	2,755	828
Net interest income after provision for loan losses	45,587	43,876	46,014
Other operating income	26,756	18,077	17,188
Legal settlements	4,250	0	0
Other operating expenses	56,227	49,400	46,795
Income (loss) before income tax expense	11,866	12,553	16,407
Income tax benefit	3,709	3,822	5,385
Net income	8,157	8,731	11,022
Segment assets	1,524,539	1,476,143	1,248,160
Holding Company and Other [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	12	10	8
Provision for loan losses	0	0	0
Net interest income after provision for loan losses	12	10	8
Other operating income	824	820	764
Legal settlements	0
Other operating expenses	875	784	856
Income (loss) before income tax expense	-39	46	-84
Income tax benefit	-83	-34	-122
Net income	44	80	38
Segment assets	1,598	1,718	2,252
Operating Segments [Member] | Core Banking [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	49,556	46,621	46,834
Provision for loan losses	3,981	2,755	828
Net interest income after provision for loan losses	45,575	43,866	46,006
Other operating income	18,186	9,913	9,597
Legal settlements	0
Other operating expenses	49,997	43,136	40,550
Income (loss) before income tax expense	13,764	10,643	15,053
Income tax benefit	4,507	3,139	4,954
Net income	9,257	7,504	10,099
Segment assets	1,518,584	1,469,482	1,240,752
Operating Segments [Member] | Wealth Management Group Services [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	0	0	0
Provision for loan losses	0	0	0
Net interest income after provision for loan losses	0	0	0
Other operating income	7,746	7,344	6,827
Legal settlements	4,250
Other operating expenses	5,355	5,480	5,389
Income (loss) before income tax expense	-1,859	1,864	1,438
Income tax benefit	-715	717	553
Net income	-1,144	1,147	885
Segment assets	$4,357	$4,943	$5,156

BRANCH_ACQUISITION_Details

BRANCH ACQUISITION (Details) (USD $)	12 Months Ended			1 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Nov. 30, 2013	Nov. 23, 2013
				Branch
Assets acquired and deposits assumed [Abstract]
Gain from bargain purchase	$0	$470	$0
Bank of America Branch Offices [Member]
Assets acquired and deposits assumed [Abstract]
Cash, net					170,904
Loans					1,240
Bank premises and equipment					4,081
Core deposit intangible asset					2,155
Other assets					350
Total assets acquired					178,730
Deposits assumed					177,749
Time deposit premium					263
Other liabilities					718
Total liabilities assumed					178,730
Number of branches acquired				6
Gain from bargain purchase	$470
Bank of America Branch Offices [Member] | Core Deposit Intangibles [Member]
Assets acquired and deposits assumed [Abstract]
Amortization period	7 years