Chemung Financial (CHMG) 10-Q 7 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 06, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	CHEMUNG FINANCIAL CORP
Entity Central Index Key	763,563
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		4,656,052
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from financial institutions	$ 28,014	$ 28,130
Interest-bearing deposits in other financial institutions	1,650	1,033
Total cash and cash equivalents	29,664	29,163
Trading assets, at fair value	635	549
Securities available for sale, at estimated fair value	290,571	280,507
Securities held to maturity, estimated fair value of $6,351 at June 30, 2015 and $6,197 at December 31, 2014	6,045	5,831
FHLBNY and FRBNY Stock, at cost	4,873	5,535
Loans, net of deferred loan fees	1,150,406	1,121,574
Allowance for loan losses	(14,028)	(13,686)
Loans, net	1,136,378	1,107,888
Loans held for sale	668	665
Premises and equipment, net	30,874	32,287
Goodwill	21,824	21,824
Other intangible assets, net	4,478	5,067
Bank owned life insurance	2,801	2,764
Accrued interest receivable and other assets	24,822	32,459
Total assets	1,553,633	1,524,539
Deposits:
Non-interest-bearing	385,467	366,298
Interest-bearing	946,510	913,716
Total deposits	1,331,977	1,280,014
FHLBNY overnight advances	15,600	30,830
Securities sold under agreements to repurchase	31,882	29,652
FHLBNY term advances	19,256	19,310
Long term capital lease obligation	2,945	2,976
Dividends payable	1,210	1,204
Accrued interest payable and other liabilities	14,243	26,925
Total liabilities	1,417,113	1,390,911
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at June 30, 2015 and December 31, 2014	53	53
Additional-paid-in capital	45,468	45,355
Retained earnings	116,817	114,383
Treasury stock, at cost (654,560 shares at June 30, 2015; 680,948 shares at December 31, 2014)	(16,704)	(17,378)
Accumulated other comprehensive loss	(9,114)	(8,785)
Total shareholders' equity	136,520	133,628
Total liabilities and shareholders' equity	$ 1,553,633	$ 1,524,539

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Securities held to maturity, estimated fair value	$ 6,351	$ 6,197
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,310,076	5,310,076
Treasury stock, at cost (in shares)	654,560	680,948

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and dividend income:
Loans, including fees	$ 12,096	$ 11,449	$ 23,999	$ 22,617
Taxable securities	1,164	1,264	2,253	2,768
Tax exempt securities	239	258	458	522
Interest-bearing deposits	20	25	43	43
Total interest and dividend income	13,519	12,996	26,753	25,950
Interest expense
Deposits	492	517	978	1,040
Securities sold under agreements to repurchase	212	212	421	420
Borrowed funds	168	192	365	382
Total interest expense	872	921	1,764	1,842
Net interest income	12,647	12,075	24,989	24,108
Provision for loan losses	259	1,103	649	1,741
Net interest income after provision for loan losses	12,388	10,972	24,340	22,367
Non-interest income:
WMG fee income	2,198	1,989	4,324	3,872
Service charges on deposit accounts	1,224	1,350	2,362	2,582
Net gains on securities transactions	252	522	302	522
Net gains on sales of loans held for sale	98	83	150	125
Net gains (losses) on sales of other real estate owned	42	(14)	120	(44)
Income from bank owned life insurance	19	19	37	39
Other	1,493	1,457	3,217	3,274
Total non-interest income	5,326	5,406	10,512	10,370
Non-interest expense:
Salaries and wages	5,188	5,156	10,288	10,309
Pension and other employee benefits	1,557	1,479	3,286	2,838
Net occupancy expenses	1,757	1,659	3,607	3,452
Furniture and equipment expenses	789	715	1,522	1,345
Data processing expense	1,552	1,414	3,113	2,895
Professional services	420	421	689	643
Amortization of intangible assets	285	324	589	669
Marketing and advertising expenses	271	332	506	625
Other real estate owned expenses	224	45	308	132
FDIC insurance	280	274	566	543
Loan expense	175	146	315	295
Merger and acquisition related expenses	0	29	0	115
Other	1,325	1,585	2,770	3,062
Total non-interest expenses	13,823	13,579	27,559	26,923
Income before income tax expense	3,891	2,799	7,293	5,814
Income tax expense	1,314	869	2,440	1,820
Net income	$ 2,577	$ 1,930	$ 4,853	$ 3,994
Weighted average shares outstanding (in shares)	4,717	4,681	4,712	4,679
Basic and diluted earnings per share (in dollars per share)	$ 0.55	$ 0.41	$ 1.03	$ 0.85

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]
Net income	$ 2,577	$ 1,930	$ 4,853	$ 3,994
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities available for sale	(2,229)	1,131	(964)	2,015
Reclassification adjustment for gains realized in net income	(252)	(522)	(302)	(522)
Net unrealized gains (losses)	(2,481)	609	(1,266)	1,493
Tax effect	(931)	234	(490)	574
Net of tax amount	(1,550)	375	(776)	919
Change in funded status of defined benefit pension plan and other benefit plans:
Net gain (loss) arising during the period	0	0	0	0
Reclassification adjustment for amortization of prior service costs	(21)	(22)	(43)	(44)
Reclassification adjustment for amortization of net actuarial loss	384	165	767	330
Total before tax effect	363	143	724	286
Tax effect	140	55	277	110
Net of tax amount	223	88	447	176
Total other comprehensive income (loss)	(1,327)	463	(329)	1,095
Comprehensive income	$ 1,250	$ 2,393	$ 4,524	$ 5,089

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balances at Dec. 31, 2013	$ 53	$ 45,399	$ 111,031	$ (18,060)	$ 155	$ 138,578
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income	0	0	3,994	0	0	3,994
Other comprehensive income (loss)	0	0	0	0	1,095	1,095
Restricted stock awards	0	74	0	0	0	74
Restricted stock units for directors' deferred compensation plan	0	48	0	0	0	48
Cash dividends declared	0	0	(2,401)	0	0	(2,401)
Distribution of shares of treasury stock for directors' compensation	0	59	0	214	0	273
Distribution of shares of treasury stock for employee restricted stock awards, net	0	(26)	0	26	0	0
Distribution of shares of treasury stock for employee stock compensation	0	25	0	92	0	117
Distribution of shares of treasury stock for deferred directors' compensation		(85)		88		3
Balances at Jun. 30, 2014	53	45,494	112,624	(17,640)	1,250	141,781
Balances at Mar. 31, 2014					787
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income						1,930
Other comprehensive income (loss)					463	463
Balances at Jun. 30, 2014	53	45,494	112,624	(17,640)	1,250	141,781
Balances at Dec. 31, 2014	53	45,355	114,383	(17,378)	(8,785)	133,628
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income	0	0	4,853	0	0	4,853
Other comprehensive income (loss)	0	0	0	0	(329)	(329)
Restricted stock awards	0	104	0	0	0	104
Restricted stock units for directors' deferred compensation plan	0	49	0	0	0	49
Cash dividends declared	0	0	(2,419)	0	0	(2,419)
Distribution of shares of treasury stock for directors' compensation	0	24	0	247	0	271
Distribution of shares of treasury stock for employee stock compensation	0	8	0	85	0	93
Sale of treasury stock	0	17	0	250	0	267
Distribution of shares of treasury stock for deferred directors' compensation	0	(89)	0	92	0	3
Balances at Jun. 30, 2015	53	45,468	116,817	(16,704)	(9,114)	136,520
Balances at Mar. 31, 2015					(7,787)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income						2,577
Other comprehensive income (loss)					(1,327)	(1,327)
Balances at Jun. 30, 2015	$ 53	$ 45,468	$ 116,817	$ (16,704)	$ (9,114)	$ 136,520

CONSOLIDATED STATEMENTS OF SHA7

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Cash dividends declared (in dollars per share)	$ 0.52	$ 0.52
Distribution of shares of treasury stock for directors' compensation (in shares)	9,673	8,385
Distribution of shares of treasury stock for employee restricted stock awards (in shares)		990
Distribution of shares of treasury stock for employee stock compensation (in shares)	3,303	3,595
Sale of shares of treasury stock (in shares)	9,814
Distribution of shares of treasury stock for directors' deferred compensation (in shares)	3,598	3,467

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,853	$ 3,994
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	589	669
Provision for loan losses	649	1,741
Gains on disposal of fixed assets	(9)	(7)
Depreciation and amortization of fixed assets	2,062	1,808
Amortization of premiums on securities, net	1,014	1,223
Gains on sales of loans held for sale, net	(150)	(125)
Proceeds from sales of loans held for sale	7,004	5,477
Loans originated and held for sale	(6,857)	(5,571)
Net gains on trading assets	(12)	(30)
Proceeds from sales of trading assets	0	7
Net gains on securities transactions	(302)	(522)
Net (gains) losses on sales of other real estate owned	(120)	44
Purchase of trading assets	(74)	(61)
Decrease in other assets	7,068	1,672
Decrease in accrued interest payable	(19)	(46)
Expense related to restricted stock units for directors' deferred compensation plan	49	48
Expense related to employee stock compensation	93	117
Expense related to restricted stock awards	104	74
Decrease in other liabilities	(11,452)	(3,041)
Proceeds from bank owned life insurance	0	110
Income from bank owned life insurance	(37)	(39)
Net cash provided by operating activities	4,453	7,542
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales and calls of securities available for sale	54,319	49,765
Proceeds from maturities and principal collected on securities available for sale	17,546	13,272
Proceeds from maturities and principal collected on securities held to maturity	1,184	1,813
Purchases of securities available for sale	(83,907)	(2,627)
Purchases of securities held to maturity	(1,398)	(592)
Purchase of FHLBNY and FRBNY stock	(5,852)	(293)
Redemption of FHLBNY and FRBNY stock	6,514	45
Proceeds from sale of equipment	9	7
Purchases of premises and equipment	(649)	(1,707)
Proceeds from sales of other real estate owned	699	298
Net increase in loans	(29,149)	(89,949)
Net cash used by investing activities	(40,684)	(29,968)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	83,081	61,148
Net decrease in time deposits	(31,118)	(18,976)
Net increase (decrease) in securities sold under agreements to repurchase	2,230	(1,955)
Repayments of FHLBNY overnight advances, net	(15,230)	0
Repayments of FHLBNY long term advances	(54)	(1,107)
Increase in capital lease obligation	0	384
Payments made on capital lease	(31)	0
Sale of treasury stock	267	0
Cash dividends paid	(2,413)	(2,395)
Net cash provided by financing activities	36,732	37,099
Net increase in cash and cash equivalents	501	14,673
Cash and cash equivalents, beginning of period	29,163	51,609
Cash and cash equivalents, end of period	29,664	66,282
Cash paid for:
Interest	1,783	1,888
Income taxes	4,651	1,246
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	10	578
Dividends declared, not yet paid	$ 1,210	$ 1,201

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	6 Months Ended
	Jun. 30, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization The Corporation, through its wholly owned subsidiaries, the Bank and CFS, provides a wide range of banking, financing, fiduciary and other financial services to its clients. The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP for interim financial information and pursuant to the requirements for reporting on Form 10-Q and Article 10 of Regulation S-X of the Securities Exchange Act of 1934. These financial statements include the accounts of the Corporation and its subsidiaries, and all significant intercompany balances and transactions are eliminated in consolidation. Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform to the current period's presentation. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. In the opinion of management, all adjustments (consisting of normal recurring adjustments) and disclosures necessary for the fair presentation of the accompanying consolidated financial statements have been included. Subsequent Events The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued. Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC. In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements. Recent Accounting Pronouncements In January 2014, the FASB issued ASU 2014-04, an amendment to Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Collateralized Mortgage Loans upon a Troubled Debt Restructuring . In May 2014, the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606). The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for annual reported period beginning after December 15, 2017, including interim periods within that reporting period. The standard allows an entity to apply the amendments in the ASU using either the retrospective or cumulative effect transition method. In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs Effective April 2015, the Corporation adopted ASU No. 2014-11, Transfers and Servicing (Topic 860) Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures

EARNING PER COMMON SHARE

EARNING PER COMMON SHARE	6 Months Ended
	Jun. 30, 2015
EARNING PER COMMON SHARE [Abstract]
EARNING PER COMMON SHARE	NOTE 2 EARNING PER COMMON SHARE (shares in thousands) Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period. Issuable shares, including those related to directors’ restricted stock units and directors’ stock compensation, are considered outstanding and are included in the computation of basic earnings per share. All outstanding unvested share based payment awards that contain rights to non-forfeitable dividends are considered participating securities for this calculation. Restricted stock awards are grants of participating securities and are considered outstanding at grant date. Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur. Earnings per share were computed by dividing net income by 4,717 and 4,681

SECURITIES

SECURITIES	6 Months Ended
	Jun. 30, 2015
SECURITIES [Abstract]
SECURITIES	NOTE 3 SECURITIES Amortized cost and estimated fair value of securities available for sale are as follows (in thousands): June 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 130,736 $ 1,160 $ 2 $ 131,894 Mortgage-backed securities, residential 115,727 672 723 115,676 Collateralized mortgage obligations 139 2 - 141 Obligations of states and political subdivisions 39,379 671 83 39,967 Corporate bonds and notes 1,249 13 2 1,260 SBA loan pools 1,138 10 2 1,146 Corporate stocks 285 202 - 487 Total $ 288,653 $ 2,730 $ 812 $ 290,571 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 180,535 $ 1,300 $ 162 $ 181,673 Mortgage-backed securities, residential 60,787 892 19 61,660 Collateralized mortgage obligations 335 3 - 338 Obligations of states and political subdivisions 30,677 802 28 31,451 Corporate bonds and notes 1,502 35 4 1,533 SBA loan pools 1,296 11 3 1,304 Trust preferred securities 1,906 122 - 2,028 Corporate stocks 285 235 - 520 Total $ 277,323 $ 3,400 $ 216 $ 280,507 Amortized cost and estimated fair value of securities held to maturity are as follows (in thousands): June 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 5,605 $ 304 $ - $ 5,909 Time deposits with other financial institutions 440 2 - 442 Total $ 6,045 $ 306 $ - $ 6,351 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 5,175 $ 360 $ - $ 5,535 Time deposits with other financial institutions 656 6 - 662 Total $ 5,831 $ 366 $ - $ 6,197 The amortized cost and estimated fair value of debt securities are shown below by expected maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately (in thousands): June 30, 2015 Available for Sale Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value Within one year $ 40,628 $ 41,060 $ 3,397 $ 3,430 After one, but within five years 110,547 111,777 2,431 2,674 After five, but within ten years 20,189 20,284 217 247 After ten years - - - - 171,364 173,121 6,045 6,351 Mortgage-backed securities, residential 115,727 115,676 - - Collateralized mortgage obligations 139 141 - - SBA loan pools 1,138 1,146 - - Total $ 288,368 $ 290,084 $ 6,045 $ 6,351 The proceeds from sales and calls of securities resulting in gains or losses for the three months ended June 30, 2015 and 2014 are listed below (in thousands): 2015 2014 Proceeds $ 54,268 $ 49,765 Gross gains $ 252 $ 522 Tax expense $ 97 $ 201 The proceeds from sales and calls of securities resulting in gains or losses for the six months ended June 30, 2015 and 2014 are listed below (in thousands): 2015 2014 Proceeds $ 54,319 $ 49,765 Gross gains $ 302 $ 522 Tax expense $ 116 $ 201 The following tables summarize the investment securities available for sale with unrealized losses at June 30, 2015 and December 31, 2014 by aggregated major security type and length of time in a continuous unrealized loss position (in thousands): Less than 12 months 12 months or longer Total June 30, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government and U.S. Government sponsored enterprises $ 4,997 $ 2 $ - $ - $ 4,997 $ 2 Mortgage-backed securities, residential 80,393 723 - - 80,393 723 Obligations of states and political subdivisions 12,857 80 737 3 13,594 83 Corporate bonds and notes 245 2 - - 245 2 SBA loan pools - - 506 2 506 2 Total temporarily impaired securities $ 98,492 $ 807 $ 1,243 $ 5 $ 99,735 $ 812 Less than 12 months 12 months or longer Total December 31, 2014 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government and U.S. Government sponsored enterprises $ 57,512 $ 108 $ 4,945 $ 54 $ 62,457 $ 162 Mortgage-backed securities, residential 11,051 19 - - 11,051 19 Obligations of states and political subdivisions 4,625 22 1,056 6 5,681 28 Corporate bonds and notes - - 243 4 243 4 Corporate stocks 276 1 316 2 592 3 Total temporarily impaired securities $ 73,464 $ 150 $ 6,560 $ 66 $ 80,024 $ 216 Other-Than-Temporary Impairment As of June 30, 2015, the majority of the Corporation’s unrealized losses in the investment securities portfolio related to mortgage backed securities. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because it is not likely that the Corporation will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at June 30, 2015. During the first quarter of 2014, the Corporation received notice that one CDO consisting of a pool of trust preferred securities was liquidated and recorded $500 thousand in other operating income during the first quarter of 2014. The Corporation does not own any other CDO’s in its investment securities portfolio. There were no cumulative credit losses recognized in earnings for the three month periods ended June 30, 2015 and 2014. The table below presents a roll forward of the cumulative credit losses recognized in earnings for the six month periods ended June 30, 2015 and 2014 (in thousands): 2015 2014 Beginning balance, January 1, $ - $ 1,939 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - Additions/Subtractions: Amounts realized for securities sold during the period - - Amounts related to securities for which the Corporation intends to sell or that it will be more likely than not that the Corporation will be required to sell prior to recovery of amortized cost basis - - Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security - - Reductions for previous credit losses realized in securities liquidated during the period - (1,939 ) Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized - - Ending balance, June 30, $ - $ -

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	6 Months Ended
	Jun. 30, 2015
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	NOTE 4 LOANS AND ALLOWANCE FOR LOAN LOSSES The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (in thousands): June 30, 2015 December 31, 2014 Commercial and agricultural: Commercial and industrial $ 179,880 $ 165,385 Agricultural 1,832 1,021 Commercial mortgages: Construction 37,557 54,831 Commercial mortgages, other 446,034 397,762 Residential mortgages 198,469 196,809 Consumer loans: Credit cards 1,521 1,654 Home equity lines and loans 100,701 99,354 Indirect consumer loans 164,890 184,763 Direct consumer loans 19,522 19,995 Total loans, net of deferred loan fees $ 1,150,406 $ 1,121,574 Interest receivable on loans 2,693 2,780 Total recorded investment in loans $ 1,153,099 $ 1,124,354 The Corporation's concentrations of credit risk by loan type are reflected in the preceding table. The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above. The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2015 and 2014 (in thousands): Three Months Ended June 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,671 $ 6,530 $ 1,594 $ 4,097 $ 13,892 Charge-offs: - (28 ) (10 ) (245 ) (283 ) Recoveries: 23 17 - 120 160 Net recoveries (charge-offs) 23 (11 ) (10 ) (125 ) (123 ) Provision 131 106 (39 ) 61 259 Ending balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Three Months Ended June 30, 2014 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,945 $ 6,484 $ 1,552 $ 3,174 $ 13,155 Charge-offs: (300 ) (315 ) - (308 ) (923 ) Recoveries: 100 45 28 124 297 Net recoveries (charge-offs) (200 ) (270 ) 28 (184 ) (626 ) Provision 4 698 (82 ) 483 1,103 Ending balance $ 1,749 $ 6,912 $ 1,498 $ 3,473 $ 13,632 Six Months Ended June 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 Charge-offs: - (28 ) (32 ) (613 ) (673 ) Recoveries: 38 84 - 244 366 Net recoveries (charge-offs) 38 56 (32 ) (369 ) (307 ) Provision 327 243 5 74 649 Ending balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Six Months Ended June 30, 2014 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,979 $ 6,243 $ 1,517 $ 3,037 $ 12,776 Charge-offs: (355 ) (358 ) (7 ) (776 ) (1,496 ) Recoveries: 193 83 28 307 611 Net recoveries (charge-offs) (162 ) (275 ) 21 (469 ) (885 ) Provision (68 ) 944 (40 ) 905 1,741 Ending balance $ 1,749 $ 6,912 $ 1,498 $ 3,473 $ 13,632 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 244 $ 1,289 $ - $ - $ 1,533 Collectively evaluated for impairment 1,581 5,278 1,514 4,033 12,406 Loans acquired with deteriorated credit quality - 58 31 - 89 Total ending allowance balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 December 31, 2014 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 89 $ 1,145 $ - $ 1 $ 1,235 Collectively evaluated for impairment 1,335 5,145 1,550 4,327 12,357 Loans acquired with deteriorated credit quality 36 36 22 - 94 Total ending allowance balance $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 June 30, 2015 Loans: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,508 $ 13,071 $ 243 $ 481 $ 15,303 Loans collectively evaluated for impairment 180,627 469,759 198,457 286,809 1,135,652 Loans acquired with deteriorated credit quality - 1,883 261 - 2,144 Total ending loans balance $ 182,135 $ 484,713 $ 198,961 $ 287,290 $ 1,153,099 December 31, 2014 Loans: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,452 $ 13,712 $ 254 $ 486 $ 15,904 Loans collectively evaluated for impairment 164,748 438,246 196,783 306,042 1,105,819 Loans acquired with deteriorated credit quality 620 1,761 250 - 2,631 Total ending loans balance $ 166,820 $ 453,719 $ 197,287 $ 306,528 $ 1,124,354 The following tables present loans individually evaluated for impairment recognized by class of loans as of June 30, 2015 and December 31, 2014, the average recorded investment and interest income recognized by class of loans as of the three and six month periods ended June 30, 2015 and 2014 (in thousands): June 30, 2015 December 31, 2014 With no related allowance recorded: Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Commercial and agricultural: Commercial and industrial $ 1,260 $ 1,263 $ - $ 1,359 $ 1,364 $ - Commercial mortgages: Construction 445 446 - 1,927 1,910 - Commercial mortgages, other 7,766 7,679 - 7,803 7,708 - Residential mortgages 243 243 - 253 253 - Consumer loans: Home equity lines and loans 478 481 - 429 432 - With an allowance recorded: Commercial and agricultural: Commercial and industrial 244 245 244 89 89 89 Commercial mortgages: Commercial mortgages, other 4,995 4,946 1,289 4,210 4,094 1,145 Consumer loans: Home equity lines and loans - - - 54 54 1 Total $ 15,431 $ 15,303 $ 1,533 $ 16,124 $ 15,904 $ 1,235 Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 With no related allowance recorded: Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Commercial and agricultural: Commercial and industrial $ 1,467 $ 17 $ 1,386 $ 16 $ 1,433 $ 32 $ 1,566 $ 30 Commercial mortgages: Construction 1,172 4 2,101 25 1,418 29 2,231 51 Commercial mortgages, other 7,636 63 6,489 66 7,660 126 6,806 129 Residential mortgages 246 1 112 - 249 2 114 - Consumer loans: Home equity lines & loans 482 6 71 1 465 12 72 1 With an allowance recorded: Commercial and agricultural: Commercial and industrial 274 - 512 - 212 3 784 - Commercial mortgages: Commercial mortgages, other 4,611 24 1,010 - 4,438 47 912 - Consumer loans: Home equity lines and loans - - 57 1 18 - 58 2 Total $ 15,888 $ 115 $ 11,738 $ 109 $ 15,893 $ 136 $ 12,543 $ 213 (1) Cash basis interest income approximates interest income recognized. The following tables present the recorded investment in past due and non-accrual status by class of loans as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Current 30-89 Days Past Due 90 Days or more Past Due and accruing Loans acquired with deteriorated credit quality Non-Accrual (1) Total Commercial and agricultural: Commercial and industrial $ 179,913 $ 120 $ 11 $ - $ 254 $ 180,298 Agricultural 1,837 - - - - 1,837 Commercial mortgages: Construction 37,498 - - - 146 37,644 Commercial mortgages, other 434,106 3,313 - 1,883 7,767 447,069 Residential mortgages 193,301 1,857 - 261 3,542 198,961 Consumer loans: Credit cards 1,472 33 16 - - 1,521 Home equity lines and loans 99,974 124 - - 840 100,938 Indirect consumer loans 163,789 1,164 - - 292 165,245 Direct consumer loans 19,500 65 - - 21 19,586 Total $ 1,131,390 $ 6,676 $ 27 $ 2,144 $ 12,862 $ 1,153,099 (1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2015. December 31, 2014 Current 30-89 Days Past Due 90 Days or more Past Due and accruing Loans acquired with deteriorated credit quality Non-Accrual (1) Total Commercial and agricultural: Commercial and industrial $ 164,109 $ 756 $ - $ 620 $ 312 $ 165,797 Agricultural 1,023 - - - - 1,023 Commercial mortgages: Construction 53,371 - 1,446 - 150 54,967 Commercial mortgages, other 391,096 3,064 - 1,761 2,831 398,752 Residential mortgages 191,089 2,333 - 250 3,615 197,287 Consumer loans: Credit cards 1,641 5 8 - - 1,654 Home equity lines and loans 98,340 736 - - 515 99,591 Indirect consumer loans 183,103 1,789 - - 325 185,217 Direct consumer loans 19,988 48 - - 30 20,066 Total $ 1,103,760 $ 8,731 $ 1,454 $ 2,631 $ 7,778 $ 1,124,354 (1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014. Troubled Debt Restructurings: A modification of a loan may result in classification as a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Corporation offers various types of modifications which may involve a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, requesting additional collateral, releasing collateral for consideration, substituting or adding a new borrower or guarantor, a permanent reduction of the recorded investment in the loan or a permanent reduction of the interest on the loan. As of June 30, 2015 and December 31, 2014, the Corporation has a recorded investment in TDRs of $9.6 million and $9.7 million, respectively. There were specific reserves of $0.4 million and $0.3 million allocated for TDRs at June 30, 2015 and December 31, 2014, respectively. As of June 30, 2015, TDRs totaling $7.0 million were accruing interest under the modified terms and $2.6 million were on non-accrual status. As of December 31, 2014, TDRs totaling $8.7 million were accruing interest under the modified terms and $1.0 million were on non-accrual status. The Corporation had committed additional amounts up to $0.4 million as of June 30, 2015 and less than $0.1 million as of December 31, 2014, to customers with outstanding loans that are classified as TDRs. During the three and six months ended June 30, 2015 and 2014, the terms of certain loans were modified as TDRs. The modification of the terms of such loans included one or a combination of the following: reduced scheduled payments for greater than three months or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The following table presents loans by class modified as TDRs that occurred during the three months ended June 30, 2015 (in thousands): June 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 1 110 110 Total 1 $ 110 $ 110 There were no loans modified as TDRs during the three months ended June 30, 2014. The following table presents loans by class modified as TDRs that occurred during the six months ended June 30, 2015 and 2014 (in thousands): June 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 477 $ 477 Commercial mortgages: Commercial mortgages 1 110 110 Total 2 $ 587 $ 587 June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 503 $ 503 Commercial mortgages: Commercial mortgages 2 367 323 Total 3 $ 870 $ 826 The TDRs described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge-offs during the six months ended June 30, 2015. The TDRs described above did not increase the allowance for loan losses and resulted in less than $0.1 million in charge-offs during the six months ended June 30, 2014. There were no payment defaults on any loans previously modified as TDRs during the three and six months ended June 30, 2015 or 2014, within twelve months following the modification. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Credit Quality Indicators The Corporation establishes a risk rating at origination for all commercial loans. The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer’s industry. Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower’s ability to service their debt and affirm the risk ratings for the loans at least annually. For the retail loans, which include residential mortgages, indirect and direct consumer loans, home equity lines and loans, and credit cards, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment. The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly. The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines): Special Mention Substandard Doubtful Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are included in groups of homogeneous loans. June 30, 2015 Not Rated Pass Loans acquired with deteriorated credit quality Special Mention Substandard Doubtful Total Commercial and agricultural: Commercial and industrial $ - $ 174,500 $ - $ 3,696 $ 1,938 $ 164 $ 180,298 Agricultural - 1,837 - - - - 1,837 Commercial mortgages: Construction - 37,198 - 300 146 - 37,644 Commercial mortgages - 415,280 1,883 12,486 13,296 4,124 447,069 Residential mortgages 194,926 - 261 - 3,774 - 198,961 Consumer loans Credit cards 1,521 - - - - - 1,521 Home equity lines and loans 100,093 - - - 845 - 100,938 Indirect consumer loans 164,946 - - - 299 - 165,245 Direct consumer loans 19,565 - - - 21 - 19,586 Total $ 481,051 $ 628,815 $ 2,144 $ 16,482 $ 20,319 $ 4,288 $ 1,153,099 December 31, 2014 Not Rated Pass Loans acquired with deteriorated credit quality Special Mention Substandard Doubtful Total Commercial and agricultural: Commercial and industrial $ - $ 158,140 $ 620 $ 3,695 $ 3,306 $ 36 $ 165,797 Agricultural - 1,023 - - - - 1,023 Commercial mortgages: Construction - 51,525 - 3,292 150 - 54,967 Commercial mortgages - 365,448 1,761 20,871 10,266 406 398,752 Residential mortgages 193,422 - 250 - 3,615 - 197,287 Consumer loans Credit cards 1,654 - - - - - 1,654 Home equity lines and loans 99,076 - - - 515 - 99,591 Indirect consumer loans 184,940 - - - 277 - 185,217 Direct consumer loans 20,045 - - - 21 - 20,066 Total $ 499,137 $ 576,136 $ 2,631 $ 27,858 $ 18,150 $ 442 $ 1,124,354 The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential and consumer loans based on payment activity as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 195,419 $ 1,521 $ 100,098 $ 164,953 $ 19,565 Non-Performing 3,542 - 840 292 21 $ 198,961 $ 1,521 $ 100,938 $ 165,245 $ 19,586 December 31, 2014 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 193,672 $ 1,654 $ 99,076 $ 184,892 $ 20,036 Non-Performing 3,615 - 515 325 30 $ 197,287 $ 1,654 $ 99,591 $ 185,217 $ 20,066 At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower. These loans are classified as PCI loans. The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year. These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected. The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from April 1, 2015 to June 30, 2015 and January 1, 2015 to June 30, 2015 (in thousands): Three months ended June 30, 2015 Balance at March 31, 2015 Income Accretion All Other Adjustments Balance at June 30, 2015 Contractually required principal and interest $ 2,945 $ - $ 91 $ 3,036 Contractual cash flows not expected to be collected (nonaccretable discount) (595 ) - 27 (568 ) Cash flows expected to be collected 2,350 - 118 2,468 Interest component of expected cash flows (accretable yield) (333 ) 36 (27 ) (324 ) Fair value of loans acquired with deteriorating credit quality $ 2,017 $ 36 $ 91 $ 2,144 Six months ended June 30, 2015 Balance at December 31, 2014 Income Accretion All Other Adjustments Balance at June 30, 2015 Contractually required principal and interest $ 3,621 $ - $ (585 ) $ 3,036 Contractual cash flows not expected to be collected (nonaccretable discount) (570 ) - 2 (568 ) Cash flows expected to be collected 3,051 - (583 ) 2,468 Interest component of expected cash flows (accretable yield) (420 ) 99 (3 ) (324 ) Fair value of loans acquired with deteriorating credit quality $ 2,631 $ 99 $ (586 ) $ 2,144

FAIR VALUE

FAIR VALUE	6 Months Ended
	Jun. 30, 2015
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Level 2: Level 3: The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securities: Trading Assets: Impaired Loans OREO Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (commercial properties) or certified residential appraisers (residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation. Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. Appraisals are generally completed within the previous 12 month period prior to a property being placed into OREO. On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition. Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Measurement at June 30, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government and U.S. Government sponsored enterprises $ 131,894 $ 14,578 $ 117,316 $ - Mortgage-backed securities, residential 115,676 - 115,676 - Collateralized mortgage obligations 141 - 141 - Obligations of states and political subdivisions 39,967 - 39,967 - Corporate bonds and notes 1,260 - 1,260 - SBA loan pools 1,146 - 1,146 - Corporate stocks 487 60 427 - Total available for sale securities $ 290,571 $ 14,638 $ 275,933 $ - Trading assets $ 635 $ 635 $ - $ - Fair Value Measurement at December 31, 2014 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government and U.S. Government sponsored enterprises $ 181,673 $ 31,115 $ 150,558 $ - Mortgage-backed securities, residential 61,660 - 61,660 - Collateralized mortgage obligations 338 - 338 - Obligations of states and political subdivisions 31,451 - 31,451 - Corporate bonds and notes 1,533 - 1,533 - SBA loan pools 1,304 - 1,304 - Trust Preferred securities 2,028 - 2,028 - Corporate stocks 520 104 416 - Total available for sale securities $ 280,507 $ 31,219 $ 249,288 $ - Trading assets $ 549 $ 549 $ - $ - There were no transfers between Level 1 and Level 2 during the six month period ended June 30, 2015 or the year ended December 31, 2014. Assets and liabilities measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Measurement at June 30, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Commercial mortgages: Commercial mortgages $ 3,657 $ - $ - $ 3,657 Total impaired loans $ 3,657 $ - $ - $ 3,657 Other real estate owned: Commercial mortgages: Commercial mortgages $ 2,376 $ - $ - $ 2,376 Total other real estate owned, net $ 2,376 $ - $ - $ 2,376 Fair Value Measurement at December 31, 2014 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Commercial mortgages: Commercial mortgages $ 3,593 $ - $ - $ 3,593 Consumer loans: Home equity lines and loans 52 - - 52 Total impaired loans $ 3,645 $ - $ - $ 3,645 Other real estate owned: Commercial mortgages: Commercial mortgages $ 3,063 $ - $ - $ 3,063 Consumer loans: Home equity lines and loans 2 - - 2 Total other real estate owned, net $ 3,065 $ - $ - $ 3,065 The following tables presents information related to Level 3 non-recurring fair value measurement at June 30, 2015 and December 31, 2014 (in thousands): Description Fair Value at June 30, 2015 Valuation Technique Unobservable Inputs Unobservable Inputs Value or Range Impaired loans $ 3,657 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics 0% - 100% discount Other real estate owned $ 2,376 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses 31% discount Description Fair Value at December 31, 2014 Valuation Technique Unobservable Inputs Unobservable Inputs Value or Range Impaired loans $ 3,645 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics 0% - 100% discount Other real estate owned $ 3,065 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses 7% - 27% discount Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $5.2 million with a valuation allowance of $1.5 million OREO, which is measured by the lower of cost or fair value less costs to sell had an outstanding balance of $2.5 million, before a valuation allowance of $120 thousand at June 30, 2015. Expense associated with the valuation allowance of properties held as of June 30, 2015 was $120 thousand for the three and six month periods ended June 30, 2015. OREO had an outstanding balance of $3.1 million, before a valuation allowance of $2 thousand at December 31, 2014. For properties held as of December 31, 2014, there was no expense associated with the valuation allowance recognized during the year. FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods and assumptions were used to estimate the fair value of each class of financial instruments: Cash, Due From and Interest-Bearing Deposits in Other Financial Institutions For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non-interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1. FHLBNY and FRBNY Stock It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions placed on its transferability. Loans Receivable For variable-rate loans that reprice frequently, fair values approximate carrying values. The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality. Loans are classified as Level 3. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Loans Held for Sale Certain mortgage loans are originated with the intent to sell. Loans held for sale are recorded at the lower of cost or fair value in the aggregate. Loans held for sale are classified as Level 2. Deposits The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1. The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2. Securities Sold Under Agreements to Repurchase These instruments bear both variable and fixed rates of interest. Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity. These are classified as Level 2. FHLBNY Term Advances These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2. Commitments to Extend Credit The fair value of commitments to extend credit is based on fees currently charged to enter into similar agreements, the counter-party's credit standing and discounted cash flow analysis. The fair value of these commitments to extend credit approximates the recorded amounts of the related fees and is not material at June 30, 2015 and December 31, 2014. Accrued Interest Receivable and Payable For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with. The carrying amounts and estimated fair values of other financial instruments, at June 30, 2015 and December 31, 2014, are as follows (in thousands): Fair Value Measurements at June 30, 2015 Using Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Estimated Fair Value (1) Cash and due from financial institutions $ 28,014 $ 28,014 $ - $ - $ 28,014 Interest-bearing deposits in other financial institutions 1,650 1,650 - - 1,650 Trading assets 635 635 - - 635 Securities available for sale 290,571 14,638 275,933 - 290,571 Securities held to maturity 6,045 - 6,351 - 6,351 FHLBNY and FRBNY stock 4,873 - - - N/A Loans, net 1,136,378 - - 1,160,285 1,160,285 Loans held for sale 668 - 668 - 668 Accrued interest receivable 3,764 38 1,067 2,659 3,764 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,151,252 $ 1,151,252 $ - $ - $ 1,151,252 Time deposits 180,725 - 181,167 - 181,167 Securities sold under agreements to repurchase 31,882 - 32,814 - 32,814 FHLBNY overnight advances 15,600 - 15,601 15,601 FHLBNY term advances 19,256 - 19,940 - 19,940 Accrued interest payable 218 14 204 - 218 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair Value Measurements at December 31, 2014 Using Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Estimated Fair Value (1) Cash and due from financial institutions $ 28,130 $ 28,130 $ - $ - $ 28,130 Interest-bearing deposits in other financial institutions 1,033 1,033 - - 1,033 Trading assets 549 549 - - 549 Securities available for sale 280,507 31,219 249,288 - 280,507 Securities held to maturity 5,831 - 6,197 - 6,197 FHLBNY and FRBNY stock 5,535 - - - N/A Loans, net 1,107,888 - - 1,135,590 1,135,590 Loans held for sale 665 - 665 - 665 Accrued interest receivable 4,185 145 1,295 2,745 4,185 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,068,171 $ 1,068,171 $ - $ - $ 1,068,171 Time deposits 211,843 - 212,397 - 212,397 Securities sold under agreements to repurchase 29,652 - 30,853 - 30,853 FHLBNY overnight advances 30,830 - 30,832 - 30,832 FHLBNY term advances 19,310 - 20,235 - 20,235 Accrued interest payable 237 15 222 - 237 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	6 Months Ended
	Jun. 30, 2015
GOODWILL AND INTANGIBLE ASSETS [Abstract]
GOODWILL AND INTANGIBLE ASSETS	NOTE 6 GOODWILL AND INTANGIBLE ASSETS The changes in goodwill included in the core banking segment during the periods ended June 30, 2015 and 2014 were as follows (in thousands): 2015 2014 Beginning of year $ 21,824 $ 21,824 Acquired goodwill - - End balance June 30, $ 21,824 $ 21,824 Acquired intangible assets were as follows at June 30, 2015 and December 31, 2014 (in thousands): At June 30, 2015 At December 31, 2014 Balance Acquired Accumulated Amortization Balance Acquired Accumulated Amortization Core deposit intangibles $ 5,975 $ 3,686 $ 5,975 $ 3,279 Other customer relationship intangibles 5,633 3,444 5,633 3,262 Total $ 11,608 $ 7,130 $ 11,608 $ 6,541 Aggregate amortization expense was $0.3 million for the three month periods ended June 30, 2015 and 2014. Aggregate amortization expense was $0.6 million and $0.7 million for the six month periods ended June 30, 2015 and 2014, respectively. The remaining estimated aggregate amortization expense at June 30, 2015 is listed below (in thousands): Year Estimated Expense 2015 $ 548 2016 986 2017 859 2018 734 2019 609 2020 and thereafter 742 Total $ 4,478

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	6 Months Ended
	Jun. 30, 2015
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	NOTE 7 SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE A summary of securities sold under agreements to repurchase as of June 30, 2015 and December 31, 2014 is as follows (in thousands): June 30, 2015 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 12,420 $ - $ 15,614 $ - $ 28,034 Mortgage-backed securities, residential 8,709 - 6,607 - 15,316 Total $ 21,129 $ - $ 22,221 $ - 43,350 Excess collateral held (11,468 ) Gross amount of recognized liabilities for repurchase agreements $ 31,882 December 31, 2014 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 21,056 $ - $ 6,990 $ 8,595 $ 36,641 Mortgage-backed securities, residential 669 - 3,507 4,174 8,350 Collateralized mortgage obligations - - 48 - 48 Total 21,725 $ - $ 10,545 $ 12,769 45,039 Excess collateral held (15,387 ) Gross amount of recognized liabilities for repurchase agreements $ 29,652 The Corporation enters into sales of securities under agreements to repurchase and the amounts received under these agreements represent borrowings and are reflected as a liability in the consolidated balance sheets. The securities underlying these agreements are included in investment securities in the consolidated balance sheets. The Corporation has no control over the market value of the securities which fluctuate due to market conditions, however, the Corporation is obligated to promptly transfer additional securities if the market value of the securities falls below the repurchase agreement price. The Corporation manages this risk by utilizing highly marketable and easily priced securities, monitoring these securities for significant changes in market valuation routinely, and maintaining an unpledged securities portfolio believed to be sufficient to cover a decline in the market value of the securities sold under agreements to repurchase.

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	6 Months Ended
	Jun. 30, 2015
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS	NOTE 8 ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS Accumulated other comprehensive income or loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect. The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (in thousands): Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at March 31, 2015 $ 2,734 $ (10,521 ) $ (7,787 ) Other comprehensive income before reclassification (1,394 ) - (1,394 ) Amounts reclassified from accumulated other comprehensive income (156 ) 223 67 Net current period other comprehensive gain (1,550 ) 223 (1,327 ) Balance at June 30, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2015 $ 1,960 $ (10,745 ) $ (8,785 ) Other comprehensive income before reclassification (589 ) - (589 ) Amounts reclassified from accumulated other comprehensive income (187 ) 447 260 Net current period other comprehensive gain (776 ) 447 (329 ) Balance at June 30, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at March 31, 2014 $ 6,587 $ (5,800 ) $ 787 Other comprehensive income before reclassification 696 - 696 Amounts reclassified from accumulated other comprehensive income (321 ) 88 (233 ) Net current period other comprehensive gain 375 88 463 Balance at June 30, 2014 $ 6,962 $ (5,712 ) $ 1,250 Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2014 $ 6,043 $ (5,888 ) $ 155 Other comprehensive income before reclassification 1,240 - 1,240 Amounts reclassified from accumulated other comprehensive income (321 ) 176 (145 ) Net current period other comprehensive gain 919 176 1,095 Balance at June 30, 2014 $ 6,962 $ (5,712 ) $ 1,250 The following is the reclassification out of accumulated other comprehensive income for the periods indicated (in thousands): Details about Accumulated Other Comprehensive Income Components Three Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented 2015 2014 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (252 ) $ (522 ) Net gains on securities transactions Tax effect 96 201 Income tax expense Net of tax (156 ) (321 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (21 ) (22 ) Pension and other employee benefits Actuarial losses (a) 384 165 Pension and other employee benefits Tax effect (140 ) (55 ) Income tax expense Net of tax 223 88 Total reclassification for the period, net of tax $ 67 $ (233 ) (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information). Details about Accumulated Other Comprehensive Income Components Six Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented 2015 2014 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (302 ) $ (522 ) Net gains on securities transactions Tax effect 115 201 Income tax expense Net of tax (187 ) (321 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (43 ) (44 ) Pension and other employee benefits Actuarial losses (a) 767 330 Pension and other employee benefits Tax effect (277 ) (110 ) Income tax expense Net of tax 447 176 Total reclassification for the period, net of tax $ 260 $ (145 ) (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Jun. 30, 2015
COMMITMENTS AND CONTINGENCIES [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 9 COMMITMENTS AND CONTINGENCIES The Corporation is a party to certain financial instruments with off-balance sheet risk such as commitments under standby letters of credit, unused portions of lines of credit, overdraft protection and commitments to fund new loans. In accordance with GAAP, these financial instruments are not recorded in the financial statements. The Corporation's policy is to record such instruments when funded. These transactions involve, to varying degrees, elements of credit, interest rate and liquidity risk. Such transactions are generally used by the Corporation to manage clients' requests for funding and other client needs. The following table lists the contractual amounts of financial instruments with off-balance sheet risk at June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 December 31, 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 30,088 $ 30,092 $ 23,756 $ 11,082 Unused lines of credit $ 1,657 $ 187,940 $ 812 $ 185,235 Standby letters of credit $ - $ 14,121 $ - $ 16,747 On March 26, 2015, the New York Surrogate’s Court for Chemung County entered an order approving two stipulations that discontinued litigation against the WMG of the Bank and approved settlements of the litigations. Under the terms of the settlements, the Bank agreed to pay the two parties $12.1 million, in total. Payments for the two settlements, offset by $7.9 million of insurance proceeds, occurred during the second quarter of 2015. In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries. Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

COMPONENTS OF QUARTERLY AND YEA

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	6 Months Ended
	Jun. 30, 2015
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	NOTE 10 COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Qualified Pension Plan Service cost, benefits earned during the period $ 353 $ 271 $ 707 $ 542 Interest cost on projected benefit obligation 457 435 914 870 Expected return on plan assets (824 ) (793 ) (1,647 ) (1,586 ) Amortization of unrecognized transition obligation - - - - Amortization of unrecognized prior service cost 3 2 5 4 Amortization of unrecognized net loss 369 160 737 320 Net periodic pension cost $ 358 $ 75 $ 716 $ 150 Supplemental Pension Plan Service cost, benefits earned during the period $ 11 $ 10 $ 22 $ 20 Interest cost on projected benefit obligation 12 13 24 26 Expected return on plan assets - - - - Amortization of unrecognized prior service cost - - - - Amortization of unrecognized net loss 13 5 26 10 Net periodic supplemental pension cost $ 36 $ 28 $ 72 $ 56 Postretirement Plan, Medical and Life Service cost, benefits earned during the period $ 12 $ 11 $ 24 $ 22 Interest cost on projected benefit obligation 16 18 32 36 Expected return on plan assets - - - - Amortization of unrecognized prior service cost (24 ) (24 ) (48 ) (48 ) Amortization of unrecognized net loss 2 - 4 - Net periodic postretirement, medical and life cost $ 6 $ 5 $ 12 $ 10

SEGMENT REPORTING

SEGMENT REPORTING	6 Months Ended
	Jun. 30, 2015
SEGMENT REPORTING [Abstract]
SEGMENT REPORTING	NOTE 11 SEGMENT REPORTING The Corporation manages its operations through two primary business segments: core banking and WMG. The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities. The WMG services segment provides revenues by providing trust and investment advisory services to clients. Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (in thousands). Three Months Ended June 30, 2015 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 12,647 $ - $ - $ 12,647 Provision for loan losses 259 - - 259 Net interest income after provision for loan losses 12,388 - - 12,388 Other non-interest income 2,925 2,198 203 5,326 Other non-interest expenses 12,127 1,390 306 13,823 Income before income tax expense 3,186 808 (103 ) 3,891 Income tax expense (benefit) 1,048 321 (55 ) 1,314 Segment net income (loss) $ 2,138 $ 487 $ (48 ) $ 2,577 Three Months Ended June 30, 2014 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 12,073 $ - $ 2 $ 12,075 Provision for loan losses 1,103 - - 1,103 Net interest income after provision for loan losses 10,970 - 2 10,972 Other non-interest income 3,190 1,989 227 5,406 Other non-interest expenses 11,969 1,371 239 13,579 Income before income tax expense 2,191 618 (10 ) 2,799 Income tax expense (benefit) 651 238 (20 ) 869 Segment net income $ 1,540 $ 380 $ 10 $ 1,930 Six Months Ended June 30, 2015 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 24,986 $ - $ 3 $ 24,989 Provision for loan losses 649 - - 649 Net interest income after provision for loan losses 24,337 - 3 24,340 Other non-interest income 5,639 4,324 549 10,512 Other non-interest expenses 24,275 2,694 590 27,559 Income before income tax expense 5,701 1,630 (38 ) 7,293 Income tax expense (benefit) 1,863 623 (46 ) 2,440 Segment net income $ 3,838 $ 1,007 $ 8 $ 4,853 Segment assets $ 1,547,854 $ 4,552 $ 1,227 $ 1,553,633 Six Months Ended June 30, 2014 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 24,101 $ - $ 7 $ 24,108 Provision for loan losses 1,741 - - 1,741 Net interest income after provision for loan losses 22,360 - 7 22,367 Other non-interest income 6,079 3,872 419 10,370 Other non-interest expenses 23,782 2,689 452 26,923 Income before income tax expense 4,657 1,183 (26 ) 5,814 Income tax expense (benefit) 1,410 455 (45 ) 1,820 Segment net income $ 3,247 $ 728 $ 19 $ 3,994 Segment assets $ 1,509,539 $ 4,743 $ 1,599 $ 1,515,881

STOCK COMPENSATION

STOCK COMPENSATION	6 Months Ended
	Jun. 30, 2015
STOCK COMPENSATION [Abstract]
STOCK COMPENSATION	NOTE 12 STOCK COMPENSATION Board of Director’s Stock Compensation Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director. The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service. Additionally, the President and Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year. During January 2015 and 2014, 9,673 and 8,385 shares, respectively, were re-issued from treasury to fund the stock component of directors' compensation. An expense of $67 thousand and $68 thousand related to this compensation was recognized during the three month periods ended June 30, 2015 and 2014, respectively. An expense of $136 thousand and $124 thousand related to this compensation was recognized during the six month periods ended June 30, 2015 and 2014, respectively. This expense is accrued as shares are earned. Restricted Stock Plan Pursuant to the Corporation’s Restricted Stock Plan, the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's Chief Executive Officer. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date. A summary of restricted stock activity for the three month period ended June 30, 2015 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at April 1, 2015 26,015 $ 27.94 Granted - $ - Vested - $ - Forfeited or cancelled - $ - Nonvested at June 30, 2015 26,015 $ 27.94 A summary of restricted stock activity for the six month period ended June 30, 2015 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at January 1, 2015 26,428 $ 27.92 Granted - $ - Vested (413 ) $ 26.61 Forfeited or cancelled - $ - Nonvested at June 30, 2015 26,015 $ 27.94 As of June 30, 2015, there was $614 thousand of total unrecognized compensation cost related to nonvested shares granted under the Plan. The cost is expected to be recognized over a weighted-average period of 3.54 years. The total fair value of shares vested during the six month period ended June 30, 2015 was $11 thousand.

SUMMARY OF SIGNIFICANT ACCOUN21

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	6 Months Ended
	Jun. 30, 2015
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Organization	Organization The Corporation, through its wholly owned subsidiaries, the Bank and CFS, provides a wide range of banking, financing, fiduciary and other financial services to its clients. The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities.
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP for interim financial information and pursuant to the requirements for reporting on Form 10-Q and Article 10 of Regulation S-X of the Securities Exchange Act of 1934. These financial statements include the accounts of the Corporation and its subsidiaries, and all significant intercompany balances and transactions are eliminated in consolidation. Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform to the current period's presentation. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. In the opinion of management, all adjustments (consisting of normal recurring adjustments) and disclosures necessary for the fair presentation of the accompanying consolidated financial statements have been included.
Subsequent Events	Subsequent Events The Corporation has evaluated events and transactions through the time the unaudited consolidated financial statements were issued. Financial statements are considered issued when they are widely distributed to all shareholders and other financial statement users, or filed with the SEC. In conjunction with applicable accounting standards, all material subsequent events have been either recognized in the unaudited consolidated financial statements or disclosed in the notes to the unaudited consolidated financial statements.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In January 2014, the FASB issued ASU 2014-04, an amendment to Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) Reclassification of Collateralized Mortgage Loans upon a Troubled Debt Restructuring . In May 2014, the FASB issued ASU 2014-09, an amendment to Revenue from Contracts with Customers (Topic 606). The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for annual reported period beginning after December 15, 2017, including interim periods within that reporting period. The standard allows an entity to apply the amendments in the ASU using either the retrospective or cumulative effect transition method. In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs Effective April 2015, the Corporation adopted ASU No. 2014-11, Transfers and Servicing (Topic 860) Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures

SECURITIES (Tables)

SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2015
SECURITIES [Abstract]
Amortized cost and estimated fair value of securities available for sale	Amortized cost and estimated fair value of securities available for sale are as follows (in thousands): June 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 130,736 $ 1,160 $ 2 $ 131,894 Mortgage-backed securities, residential 115,727 672 723 115,676 Collateralized mortgage obligations 139 2 - 141 Obligations of states and political subdivisions 39,379 671 83 39,967 Corporate bonds and notes 1,249 13 2 1,260 SBA loan pools 1,138 10 2 1,146 Corporate stocks 285 202 - 487 Total $ 288,653 $ 2,730 $ 812 $ 290,571 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 180,535 $ 1,300 $ 162 $ 181,673 Mortgage-backed securities, residential 60,787 892 19 61,660 Collateralized mortgage obligations 335 3 - 338 Obligations of states and political subdivisions 30,677 802 28 31,451 Corporate bonds and notes 1,502 35 4 1,533 SBA loan pools 1,296 11 3 1,304 Trust preferred securities 1,906 122 - 2,028 Corporate stocks 285 235 - 520 Total $ 277,323 $ 3,400 $ 216 $ 280,507
Amortized cost and estimated fair value of securities held to maturity	Amortized cost and estimated fair value of securities held to maturity are as follows (in thousands): June 30, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 5,605 $ 304 $ - $ 5,909 Time deposits with other financial institutions 440 2 - 442 Total $ 6,045 $ 306 $ - $ 6,351 December 31, 2014 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 5,175 $ 360 $ - $ 5,535 Time deposits with other financial institutions 656 6 - 662 Total $ 5,831 $ 366 $ - $ 6,197
Amortized cost and estimated fair value of debt securities by contractual maturity	The amortized cost and estimated fair value of debt securities are shown below by expected maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately (in thousands): June 30, 2015 Available for Sale Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value Within one year $ 40,628 $ 41,060 $ 3,397 $ 3,430 After one, but within five years 110,547 111,777 2,431 2,674 After five, but within ten years 20,189 20,284 217 247 After ten years - - - - 171,364 173,121 6,045 6,351 Mortgage-backed securities, residential 115,727 115,676 - - Collateralized mortgage obligations 139 141 - - SBA loan pools 1,138 1,146 - - Total $ 288,368 $ 290,084 $ 6,045 $ 6,351
Proceeds from sales and calls of securities resulting in gains or losses	The proceeds from sales and calls of securities resulting in gains or losses for the three months ended June 30, 2015 and 2014 are listed below (in thousands): 2015 2014 Proceeds $ 54,268 $ 49,765 Gross gains $ 252 $ 522 Tax expense $ 97 $ 201 The proceeds from sales and calls of securities resulting in gains or losses for the six months ended June 30, 2015 and 2014 are listed below (in thousands): 2015 2014 Proceeds $ 54,319 $ 49,765 Gross gains $ 302 $ 522 Tax expense $ 116 $ 201
Investment securities available for sale in an unrealized loss position	The following tables summarize the investment securities available for sale with unrealized losses at June 30, 2015 and December 31, 2014 by aggregated major security type and length of time in a continuous unrealized loss position (in thousands): Less than 12 months 12 months or longer Total June 30, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government and U.S. Government sponsored enterprises $ 4,997 $ 2 $ - $ - $ 4,997 $ 2 Mortgage-backed securities, residential 80,393 723 - - 80,393 723 Obligations of states and political subdivisions 12,857 80 737 3 13,594 83 Corporate bonds and notes 245 2 - - 245 2 SBA loan pools - - 506 2 506 2 Total temporarily impaired securities $ 98,492 $ 807 $ 1,243 $ 5 $ 99,735 $ 812 Less than 12 months 12 months or longer Total December 31, 2014 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Obligations of U.S. Government and U.S. Government sponsored enterprises $ 57,512 $ 108 $ 4,945 $ 54 $ 62,457 $ 162 Mortgage-backed securities, residential 11,051 19 - - 11,051 19 Obligations of states and political subdivisions 4,625 22 1,056 6 5,681 28 Corporate bonds and notes - - 243 4 243 4 Corporate stocks 276 1 316 2 592 3 Total temporarily impaired securities $ 73,464 $ 150 $ 6,560 $ 66 $ 80,024 $ 216
Roll forward of the cumulative credit losses recognized in earnings	There were no cumulative credit losses recognized in earnings for the three month periods ended June 30, 2015 and 2014. The table below presents a roll forward of the cumulative credit losses recognized in earnings for the six month periods ended June 30, 2015 and 2014 (in thousands): 2015 2014 Beginning balance, January 1, $ - $ 1,939 Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized - - Additions/Subtractions: Amounts realized for securities sold during the period - - Amounts related to securities for which the Corporation intends to sell or that it will be more likely than not that the Corporation will be required to sell prior to recovery of amortized cost basis - - Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security - - Reductions for previous credit losses realized in securities liquidated during the period - (1,939 ) Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized - - Ending balance, June 30, $ - $ -

LOANS AND ALLOWANCE FOR LOAN 23

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	6 Months Ended
	Jun. 30, 2015
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]
Composition of the loan portfolio by type	The composition of the loan portfolio, net of deferred origination fees and cost, and unearned income is summarized as follows (in thousands): June 30, 2015 December 31, 2014 Commercial and agricultural: Commercial and industrial $ 179,880 $ 165,385 Agricultural 1,832 1,021 Commercial mortgages: Construction 37,557 54,831 Commercial mortgages, other 446,034 397,762 Residential mortgages 198,469 196,809 Consumer loans: Credit cards 1,521 1,654 Home equity lines and loans 100,701 99,354 Indirect consumer loans 164,890 184,763 Direct consumer loans 19,522 19,995 Total loans, net of deferred loan fees $ 1,150,406 $ 1,121,574 Interest receivable on loans 2,693 2,780 Total recorded investment in loans $ 1,153,099 $ 1,124,354
Allowance for loan losses by portfolio segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and six month periods ended June 30, 2015 and 2014 (in thousands): Three Months Ended June 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,671 $ 6,530 $ 1,594 $ 4,097 $ 13,892 Charge-offs: - (28 ) (10 ) (245 ) (283 ) Recoveries: 23 17 - 120 160 Net recoveries (charge-offs) 23 (11 ) (10 ) (125 ) (123 ) Provision 131 106 (39 ) 61 259 Ending balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Three Months Ended June 30, 2014 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,945 $ 6,484 $ 1,552 $ 3,174 $ 13,155 Charge-offs: (300 ) (315 ) - (308 ) (923 ) Recoveries: 100 45 28 124 297 Net recoveries (charge-offs) (200 ) (270 ) 28 (184 ) (626 ) Provision 4 698 (82 ) 483 1,103 Ending balance $ 1,749 $ 6,912 $ 1,498 $ 3,473 $ 13,632 Six Months Ended June 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 Charge-offs: - (28 ) (32 ) (613 ) (673 ) Recoveries: 38 84 - 244 366 Net recoveries (charge-offs) 38 56 (32 ) (369 ) (307 ) Provision 327 243 5 74 649 Ending balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Six Months Ended June 30, 2014 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,979 $ 6,243 $ 1,517 $ 3,037 $ 12,776 Charge-offs: (355 ) (358 ) (7 ) (776 ) (1,496 ) Recoveries: 193 83 28 307 611 Net recoveries (charge-offs) (162 ) (275 ) 21 (469 ) (885 ) Provision (68 ) 944 (40 ) 905 1,741 Ending balance $ 1,749 $ 6,912 $ 1,498 $ 3,473 $ 13,632
Allowance for loan losses and the recorded investment in loans based on impairment method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 244 $ 1,289 $ - $ - $ 1,533 Collectively evaluated for impairment 1,581 5,278 1,514 4,033 12,406 Loans acquired with deteriorated credit quality - 58 31 - 89 Total ending allowance balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 December 31, 2014 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 89 $ 1,145 $ - $ 1 $ 1,235 Collectively evaluated for impairment 1,335 5,145 1,550 4,327 12,357 Loans acquired with deteriorated credit quality 36 36 22 - 94 Total ending allowance balance $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 June 30, 2015 Loans: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,508 $ 13,071 $ 243 $ 481 $ 15,303 Loans collectively evaluated for impairment 180,627 469,759 198,457 286,809 1,135,652 Loans acquired with deteriorated credit quality - 1,883 261 - 2,144 Total ending loans balance $ 182,135 $ 484,713 $ 198,961 $ 287,290 $ 1,153,099 December 31, 2014 Loans: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,452 $ 13,712 $ 254 $ 486 $ 15,904 Loans collectively evaluated for impairment 164,748 438,246 196,783 306,042 1,105,819 Loans acquired with deteriorated credit quality 620 1,761 250 - 2,631 Total ending loans balance $ 166,820 $ 453,719 $ 197,287 $ 306,528 $ 1,124,354
Summary of impaired financing receivables	The following tables present loans individually evaluated for impairment recognized by class of loans as of June 30, 2015 and December 31, 2014, the average recorded investment and interest income recognized by class of loans as of the three and six month periods ended June 30, 2015 and 2014 (in thousands): June 30, 2015 December 31, 2014 With no related allowance recorded: Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Commercial and agricultural: Commercial and industrial $ 1,260 $ 1,263 $ - $ 1,359 $ 1,364 $ - Commercial mortgages: Construction 445 446 - 1,927 1,910 - Commercial mortgages, other 7,766 7,679 - 7,803 7,708 - Residential mortgages 243 243 - 253 253 - Consumer loans: Home equity lines and loans 478 481 - 429 432 - With an allowance recorded: Commercial and agricultural: Commercial and industrial 244 245 244 89 89 89 Commercial mortgages: Commercial mortgages, other 4,995 4,946 1,289 4,210 4,094 1,145 Consumer loans: Home equity lines and loans - - - 54 54 1 Total $ 15,431 $ 15,303 $ 1,533 $ 16,124 $ 15,904 $ 1,235 Three Months Ended June 30, 2015 Three Months Ended June 30, 2014 Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 With no related allowance recorded: Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Average Recorded Investment Interest Income Recognized (1) Commercial and agricultural: Commercial and industrial $ 1,467 $ 17 $ 1,386 $ 16 $ 1,433 $ 32 $ 1,566 $ 30 Commercial mortgages: Construction 1,172 4 2,101 25 1,418 29 2,231 51 Commercial mortgages, other 7,636 63 6,489 66 7,660 126 6,806 129 Residential mortgages 246 1 112 - 249 2 114 - Consumer loans: Home equity lines & loans 482 6 71 1 465 12 72 1 With an allowance recorded: Commercial and agricultural: Commercial and industrial 274 - 512 - 212 3 784 - Commercial mortgages: Commercial mortgages, other 4,611 24 1,010 - 4,438 47 912 - Consumer loans: Home equity lines and loans - - 57 1 18 - 58 2 Total $ 15,888 $ 115 $ 11,738 $ 109 $ 15,893 $ 136 $ 12,543 $ 213 (1) Cash basis interest income approximates interest income recognized.
Recorded investment in past due and non-accrual status by class of loans	The following tables present the recorded investment in past due and non-accrual status by class of loans as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Current 30-89 Days Past Due 90 Days or more Past Due and accruing Loans acquired with deteriorated credit quality Non-Accrual (1) Total Commercial and agricultural: Commercial and industrial $ 179,913 $ 120 $ 11 $ - $ 254 $ 180,298 Agricultural 1,837 - - - - 1,837 Commercial mortgages: Construction 37,498 - - - 146 37,644 Commercial mortgages, other 434,106 3,313 - 1,883 7,767 447,069 Residential mortgages 193,301 1,857 - 261 3,542 198,961 Consumer loans: Credit cards 1,472 33 16 - - 1,521 Home equity lines and loans 99,974 124 - - 840 100,938 Indirect consumer loans 163,789 1,164 - - 292 165,245 Direct consumer loans 19,500 65 - - 21 19,586 Total $ 1,131,390 $ 6,676 $ 27 $ 2,144 $ 12,862 $ 1,153,099 (1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2015. December 31, 2014 Current 30-89 Days Past Due 90 Days or more Past Due and accruing Loans acquired with deteriorated credit quality Non-Accrual (1) Total Commercial and agricultural: Commercial and industrial $ 164,109 $ 756 $ - $ 620 $ 312 $ 165,797 Agricultural 1,023 - - - - 1,023 Commercial mortgages: Construction 53,371 - 1,446 - 150 54,967 Commercial mortgages, other 391,096 3,064 - 1,761 2,831 398,752 Residential mortgages 191,089 2,333 - 250 3,615 197,287 Consumer loans: Credit cards 1,641 5 8 - - 1,654 Home equity lines and loans 98,340 736 - - 515 99,591 Indirect consumer loans 183,103 1,789 - - 325 185,217 Direct consumer loans 19,988 48 - - 30 20,066 Total $ 1,103,760 $ 8,731 $ 1,454 $ 2,631 $ 7,778 $ 1,124,354 (1) Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014.
Loans by class modified as troubled debt restructurings	The following table presents loans by class modified as TDRs that occurred during the three months ended June 30, 2015 (in thousands): June 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 1 110 110 Total 1 $ 110 $ 110 The following table presents loans by class modified as TDRs that occurred during the six months ended June 30, 2015 and 2014 (in thousands): June 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 477 $ 477 Commercial mortgages: Commercial mortgages 1 110 110 Total 2 $ 587 $ 587 June 30, 2014 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 503 $ 503 Commercial mortgages: Commercial mortgages 2 367 323 Total 3 $ 870 $ 826
Risk category of the recorded investment of loans by class of loans	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are included in groups of homogeneous loans. June 30, 2015 Not Rated Pass Loans acquired with deteriorated credit quality Special Mention Substandard Doubtful Total Commercial and agricultural: Commercial and industrial $ - $ 174,500 $ - $ 3,696 $ 1,938 $ 164 $ 180,298 Agricultural - 1,837 - - - - 1,837 Commercial mortgages: Construction - 37,198 - 300 146 - 37,644 Commercial mortgages - 415,280 1,883 12,486 13,296 4,124 447,069 Residential mortgages 194,926 - 261 - 3,774 - 198,961 Consumer loans Credit cards 1,521 - - - - - 1,521 Home equity lines and loans 100,093 - - - 845 - 100,938 Indirect consumer loans 164,946 - - - 299 - 165,245 Direct consumer loans 19,565 - - - 21 - 19,586 Total $ 481,051 $ 628,815 $ 2,144 $ 16,482 $ 20,319 $ 4,288 $ 1,153,099 December 31, 2014 Not Rated Pass Loans acquired with deteriorated credit quality Special Mention Substandard Doubtful Total Commercial and agricultural: Commercial and industrial $ - $ 158,140 $ 620 $ 3,695 $ 3,306 $ 36 $ 165,797 Agricultural - 1,023 - - - - 1,023 Commercial mortgages: Construction - 51,525 - 3,292 150 - 54,967 Commercial mortgages - 365,448 1,761 20,871 10,266 406 398,752 Residential mortgages 193,422 - 250 - 3,615 - 197,287 Consumer loans Credit cards 1,654 - - - - - 1,654 Home equity lines and loans 99,076 - - - 515 - 99,591 Indirect consumer loans 184,940 - - - 277 - 185,217 Direct consumer loans 20,045 - - - 21 - 20,066 Total $ 499,137 $ 576,136 $ 2,631 $ 27,858 $ 18,150 $ 442 $ 1,124,354
Recorded investment in residential and consumer loans based on payment activity	The following table presents the recorded investment in residential and consumer loans based on payment activity as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 195,419 $ 1,521 $ 100,098 $ 164,953 $ 19,565 Non-Performing 3,542 - 840 292 21 $ 198,961 $ 1,521 $ 100,938 $ 165,245 $ 19,586 December 31, 2014 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 193,672 $ 1,654 $ 99,076 $ 184,892 $ 20,036 Non-Performing 3,615 - 515 325 30 $ 197,287 $ 1,654 $ 99,591 $ 185,217 $ 20,066
Summary of changes in contractually required principal and interest on loans acquired	The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from April 1, 2015 to June 30, 2015 and January 1, 2015 to June 30, 2015 (in thousands): Three months ended June 30, 2015 Balance at March 31, 2015 Income Accretion All Other Adjustments Balance at June 30, 2015 Contractually required principal and interest $ 2,945 $ - $ 91 $ 3,036 Contractual cash flows not expected to be collected (nonaccretable discount) (595 ) - 27 (568 ) Cash flows expected to be collected 2,350 - 118 2,468 Interest component of expected cash flows (accretable yield) (333 ) 36 (27 ) (324 ) Fair value of loans acquired with deteriorating credit quality $ 2,017 $ 36 $ 91 $ 2,144 Six months ended June 30, 2015 Balance at December 31, 2014 Income Accretion All Other Adjustments Balance at June 30, 2015 Contractually required principal and interest $ 3,621 $ - $ (585 ) $ 3,036 Contractual cash flows not expected to be collected (nonaccretable discount) (570 ) - 2 (568 ) Cash flows expected to be collected 3,051 - (583 ) 2,468 Interest component of expected cash flows (accretable yield) (420 ) 99 (3 ) (324 ) Fair value of loans acquired with deteriorating credit quality $ 2,631 $ 99 $ (586 ) $ 2,144

FAIR VALUE (Tables)

FAIR VALUE (Tables)	6 Months Ended
	Jun. 30, 2015
FAIR VALUE [Abstract]
Summary of assets and liabilities measured at fair value on a recurring basis	Fair Value Measurement at June 30, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government and U.S. Government sponsored enterprises $ 131,894 $ 14,578 $ 117,316 $ - Mortgage-backed securities, residential 115,676 - 115,676 - Collateralized mortgage obligations 141 - 141 - Obligations of states and political subdivisions 39,967 - 39,967 - Corporate bonds and notes 1,260 - 1,260 - SBA loan pools 1,146 - 1,146 - Corporate stocks 487 60 427 - Total available for sale securities $ 290,571 $ 14,638 $ 275,933 $ - Trading assets $ 635 $ 635 $ - $ - Fair Value Measurement at December 31, 2014 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Obligations of U.S. Government and U.S. Government sponsored enterprises $ 181,673 $ 31,115 $ 150,558 $ - Mortgage-backed securities, residential 61,660 - 61,660 - Collateralized mortgage obligations 338 - 338 - Obligations of states and political subdivisions 31,451 - 31,451 - Corporate bonds and notes 1,533 - 1,533 - SBA loan pools 1,304 - 1,304 - Trust Preferred securities 2,028 - 2,028 - Corporate stocks 520 104 416 - Total available for sale securities $ 280,507 $ 31,219 $ 249,288 $ - Trading assets $ 549 $ 549 $ - $ -
Summary of assets and liabilities measured at fair value on a non-recurring basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Measurement at June 30, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Commercial mortgages: Commercial mortgages $ 3,657 $ - $ - $ 3,657 Total impaired loans $ 3,657 $ - $ - $ 3,657 Other real estate owned: Commercial mortgages: Commercial mortgages $ 2,376 $ - $ - $ 2,376 Total other real estate owned, net $ 2,376 $ - $ - $ 2,376 Fair Value Measurement at December 31, 2014 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Commercial mortgages: Commercial mortgages $ 3,593 $ - $ - $ 3,593 Consumer loans: Home equity lines and loans 52 - - 52 Total impaired loans $ 3,645 $ - $ - $ 3,645 Other real estate owned: Commercial mortgages: Commercial mortgages $ 3,063 $ - $ - $ 3,063 Consumer loans: Home equity lines and loans 2 - - 2 Total other real estate owned, net $ 3,065 $ - $ - $ 3,065
Nonrecurring fair value measurement, valuation techniques	The following tables presents information related to Level 3 non-recurring fair value measurement at June 30, 2015 and December 31, 2014 (in thousands): Description Fair Value at June 30, 2015 Valuation Technique Unobservable Inputs Unobservable Inputs Value or Range Impaired loans $ 3,657 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics 0% - 100% discount Other real estate owned $ 2,376 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses 31% discount Description Fair Value at December 31, 2014 Valuation Technique Unobservable Inputs Unobservable Inputs Value or Range Impaired loans $ 3,645 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics 0% - 100% discount Other real estate owned $ 3,065 Third party appraisals Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses 7% - 27% discount
Carrying value and estimated fair value of financial instruments	The carrying amounts and estimated fair values of other financial instruments, at June 30, 2015 and December 31, 2014, are as follows (in thousands): Fair Value Measurements at June 30, 2015 Using Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Estimated Fair Value (1) Cash and due from financial institutions $ 28,014 $ 28,014 $ - $ - $ 28,014 Interest-bearing deposits in other financial institutions 1,650 1,650 - - 1,650 Trading assets 635 635 - - 635 Securities available for sale 290,571 14,638 275,933 - 290,571 Securities held to maturity 6,045 - 6,351 - 6,351 FHLBNY and FRBNY stock 4,873 - - - N/A Loans, net 1,136,378 - - 1,160,285 1,160,285 Loans held for sale 668 - 668 - 668 Accrued interest receivable 3,764 38 1,067 2,659 3,764 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,151,252 $ 1,151,252 $ - $ - $ 1,151,252 Time deposits 180,725 - 181,167 - 181,167 Securities sold under agreements to repurchase 31,882 - 32,814 - 32,814 FHLBNY overnight advances 15,600 - 15,601 15,601 FHLBNY term advances 19,256 - 19,940 - 19,940 Accrued interest payable 218 14 204 - 218 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair Value Measurements at December 31, 2014 Using Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Estimated Fair Value (1) Cash and due from financial institutions $ 28,130 $ 28,130 $ - $ - $ 28,130 Interest-bearing deposits in other financial institutions 1,033 1,033 - - 1,033 Trading assets 549 549 - - 549 Securities available for sale 280,507 31,219 249,288 - 280,507 Securities held to maturity 5,831 - 6,197 - 6,197 FHLBNY and FRBNY stock 5,535 - - - N/A Loans, net 1,107,888 - - 1,135,590 1,135,590 Loans held for sale 665 - 665 - 665 Accrued interest receivable 4,185 145 1,295 2,745 4,185 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,068,171 $ 1,068,171 $ - $ - $ 1,068,171 Time deposits 211,843 - 212,397 - 212,397 Securities sold under agreements to repurchase 29,652 - 30,853 - 30,853 FHLBNY overnight advances 30,830 - 30,832 - 30,832 FHLBNY term advances 19,310 - 20,235 - 20,235 Accrued interest payable 237 15 222 - 237 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	6 Months Ended
	Jun. 30, 2015
GOODWILL AND INTANGIBLE ASSETS [Abstract]
Schedule of changes in goodwill	The changes in goodwill included in the core banking segment during the periods ended June 30, 2015 and 2014 were as follows (in thousands): 2015 2014 Beginning of year $ 21,824 $ 21,824 Acquired goodwill - - End balance June 30, $ 21,824 $ 21,824
Schedule of acquired finite-lived intangible assets by major class	Acquired intangible assets were as follows at June 30, 2015 and December 31, 2014 (in thousands): At June 30, 2015 At December 31, 2014 Balance Acquired Accumulated Amortization Balance Acquired Accumulated Amortization Core deposit intangibles $ 5,975 $ 3,686 $ 5,975 $ 3,279 Other customer relationship intangibles 5,633 3,444 5,633 3,262 Total $ 11,608 $ 7,130 $ 11,608 $ 6,541
Schedule of expected amortization expense	The remaining estimated aggregate amortization expense at June 30, 2015 is listed below (in thousands): Year Estimated Expense 2015 $ 548 2016 986 2017 859 2018 734 2019 609 2020 and thereafter 742 Total $ 4,478

SECURITIES SOLD UNDER AGREEME26

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	6 Months Ended
	Jun. 30, 2015
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]
Summary of securities sold under agreements to repurchase	A summary of securities sold under agreements to repurchase as of June 30, 2015 and December 31, 2014 is as follows (in thousands): June 30, 2015 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 12,420 $ - $ 15,614 $ - $ 28,034 Mortgage-backed securities, residential 8,709 - 6,607 - 15,316 Total $ 21,129 $ - $ 22,221 $ - 43,350 Excess collateral held (11,468 ) Gross amount of recognized liabilities for repurchase agreements $ 31,882 December 31, 2014 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 21,056 $ - $ 6,990 $ 8,595 $ 36,641 Mortgage-backed securities, residential 669 - 3,507 4,174 8,350 Collateralized mortgage obligations - - 48 - 48 Total 21,725 $ - $ 10,545 $ 12,769 45,039 Excess collateral held (15,387 ) Gross amount of recognized liabilities for repurchase agreements $ 29,652

ACCUMULATED OTHER COMPREHENSI27

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS (Tables)	6 Months Ended
	Jun. 30, 2015
ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS [Abstract]
Components of accumulated other comprehensive income (loss)	The following is a summary of the changes in accumulated other comprehensive income or loss by component, net of tax, for the periods indicated (in thousands): Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at March 31, 2015 $ 2,734 $ (10,521 ) $ (7,787 ) Other comprehensive income before reclassification (1,394 ) - (1,394 ) Amounts reclassified from accumulated other comprehensive income (156 ) 223 67 Net current period other comprehensive gain (1,550 ) 223 (1,327 ) Balance at June 30, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2015 $ 1,960 $ (10,745 ) $ (8,785 ) Other comprehensive income before reclassification (589 ) - (589 ) Amounts reclassified from accumulated other comprehensive income (187 ) 447 260 Net current period other comprehensive gain (776 ) 447 (329 ) Balance at June 30, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at March 31, 2014 $ 6,587 $ (5,800 ) $ 787 Other comprehensive income before reclassification 696 - 696 Amounts reclassified from accumulated other comprehensive income (321 ) 88 (233 ) Net current period other comprehensive gain 375 88 463 Balance at June 30, 2014 $ 6,962 $ (5,712 ) $ 1,250 Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2014 $ 6,043 $ (5,888 ) $ 155 Other comprehensive income before reclassification 1,240 - 1,240 Amounts reclassified from accumulated other comprehensive income (321 ) 176 (145 ) Net current period other comprehensive gain 919 176 1,095 Balance at June 30, 2014 $ 6,962 $ (5,712 ) $ 1,250
Reclassification out of accumulated other comprehensive income	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (in thousands): Details about Accumulated Other Comprehensive Income Components Three Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented 2015 2014 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (252 ) $ (522 ) Net gains on securities transactions Tax effect 96 201 Income tax expense Net of tax (156 ) (321 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (21 ) (22 ) Pension and other employee benefits Actuarial losses (a) 384 165 Pension and other employee benefits Tax effect (140 ) (55 ) Income tax expense Net of tax 223 88 Total reclassification for the period, net of tax $ 67 $ (233 ) (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information). Details about Accumulated Other Comprehensive Income Components Six Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented 2015 2014 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (302 ) $ (522 ) Net gains on securities transactions Tax effect 115 201 Income tax expense Net of tax (187 ) (321 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (43 ) (44 ) Pension and other employee benefits Actuarial losses (a) 767 330 Pension and other employee benefits Tax effect (277 ) (110 ) Income tax expense Net of tax 447 176 Total reclassification for the period, net of tax $ 260 $ (145 ) (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	6 Months Ended
	Jun. 30, 2015
COMMITMENTS AND CONTINGENCIES [Abstract]
Contractual amounts of financial instruments with off-balance sheet risk	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 December 31, 2014 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 30,088 $ 30,092 $ 23,756 $ 11,082 Unused lines of credit $ 1,657 $ 187,940 $ 812 $ 185,235 Standby letters of credit $ - $ 14,121 $ - $ 16,747

COMPONENTS OF QUARTERLY AND Y29

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Tables)	6 Months Ended
	Jun. 30, 2015
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS [Abstract]
Components of net periodic benefit costs	The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (in thousands): Three Months Ended June 30, Six Months Ended June 30, 2015 2014 2015 2014 Qualified Pension Plan Service cost, benefits earned during the period $ 353 $ 271 $ 707 $ 542 Interest cost on projected benefit obligation 457 435 914 870 Expected return on plan assets (824 ) (793 ) (1,647 ) (1,586 ) Amortization of unrecognized transition obligation - - - - Amortization of unrecognized prior service cost 3 2 5 4 Amortization of unrecognized net loss 369 160 737 320 Net periodic pension cost $ 358 $ 75 $ 716 $ 150 Supplemental Pension Plan Service cost, benefits earned during the period $ 11 $ 10 $ 22 $ 20 Interest cost on projected benefit obligation 12 13 24 26 Expected return on plan assets - - - - Amortization of unrecognized prior service cost - - - - Amortization of unrecognized net loss 13 5 26 10 Net periodic supplemental pension cost $ 36 $ 28 $ 72 $ 56 Postretirement Plan, Medical and Life Service cost, benefits earned during the period $ 12 $ 11 $ 24 $ 22 Interest cost on projected benefit obligation 16 18 32 36 Expected return on plan assets - - - - Amortization of unrecognized prior service cost (24 ) (24 ) (48 ) (48 ) Amortization of unrecognized net loss 2 - 4 - Net periodic postretirement, medical and life cost $ 6 $ 5 $ 12 $ 10

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	6 Months Ended
	Jun. 30, 2015
SEGMENT REPORTING [Abstract]
Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results	Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments (in thousands). Three Months Ended June 30, 2015 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 12,647 $ - $ - $ 12,647 Provision for loan losses 259 - - 259 Net interest income after provision for loan losses 12,388 - - 12,388 Other non-interest income 2,925 2,198 203 5,326 Other non-interest expenses 12,127 1,390 306 13,823 Income before income tax expense 3,186 808 (103 ) 3,891 Income tax expense (benefit) 1,048 321 (55 ) 1,314 Segment net income (loss) $ 2,138 $ 487 $ (48 ) $ 2,577 Three Months Ended June 30, 2014 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 12,073 $ - $ 2 $ 12,075 Provision for loan losses 1,103 - - 1,103 Net interest income after provision for loan losses 10,970 - 2 10,972 Other non-interest income 3,190 1,989 227 5,406 Other non-interest expenses 11,969 1,371 239 13,579 Income before income tax expense 2,191 618 (10 ) 2,799 Income tax expense (benefit) 651 238 (20 ) 869 Segment net income $ 1,540 $ 380 $ 10 $ 1,930 Six Months Ended June 30, 2015 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 24,986 $ - $ 3 $ 24,989 Provision for loan losses 649 - - 649 Net interest income after provision for loan losses 24,337 - 3 24,340 Other non-interest income 5,639 4,324 549 10,512 Other non-interest expenses 24,275 2,694 590 27,559 Income before income tax expense 5,701 1,630 (38 ) 7,293 Income tax expense (benefit) 1,863 623 (46 ) 2,440 Segment net income $ 3,838 $ 1,007 $ 8 $ 4,853 Segment assets $ 1,547,854 $ 4,552 $ 1,227 $ 1,553,633 Six Months Ended June 30, 2014 Core Banking WMG Holding Company And Other Consolidated Totals Net interest income $ 24,101 $ - $ 7 $ 24,108 Provision for loan losses 1,741 - - 1,741 Net interest income after provision for loan losses 22,360 - 7 22,367 Other non-interest income 6,079 3,872 419 10,370 Other non-interest expenses 23,782 2,689 452 26,923 Income before income tax expense 4,657 1,183 (26 ) 5,814 Income tax expense (benefit) 1,410 455 (45 ) 1,820 Segment net income $ 3,247 $ 728 $ 19 $ 3,994 Segment assets $ 1,509,539 $ 4,743 $ 1,599 $ 1,515,881

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	6 Months Ended
	Jun. 30, 2015
STOCK COMPENSATION [Abstract]
Summary of restricted stock activity	A summary of restricted stock activity for the three month period ended June 30, 2015 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at April 1, 2015 26,015 $ 27.94 Granted - $ - Vested - $ - Forfeited or cancelled - $ - Nonvested at June 30, 2015 26,015 $ 27.94 A summary of restricted stock activity for the six month period ended June 30, 2015 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at January 1, 2015 26,428 $ 27.92 Granted - $ - Vested (413 ) $ 26.61 Forfeited or cancelled - $ - Nonvested at June 30, 2015 26,015 $ 27.94

EARNING PER COMMON SHARE (Detai

EARNING PER COMMON SHARE (Details) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
EARNING PER COMMON SHARE [Abstract]
Weighted average number of shares outstanding (in shares)	4,717	4,681	4,712	4,679
Dilutive common stock equivalents (in shares)	0	0	0	0

SECURITIES, SECURITIES AVAILABL

SECURITIES, SECURITIES AVAILABLE FOR SALE (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	$ 288,653		$ 288,653		$ 277,323
Unrealized Gains	2,730		2,730		3,400
Unrealized Losses	812		812		216
Estimated Fair Value	290,571		290,571		280,507
Amortized Cost [Abstract]
Within one year	40,628		40,628
After one, but within five years	110,547		110,547
After five, but within ten years	20,189		20,189
After ten years	0		0
Total	171,364		171,364
Total	288,368		288,368
Fair Value [Abstract]
Within one year	41,060		41,060
After one, but within five years	111,777		111,777
After five, but within ten years	20,284		20,284
After ten years	0		0
Total	173,121		173,121
Total	290,084		290,084
Proceeds from sales and calls of securities resulting in gains or losses [Abstract]
Proceeds	54,268	$ 49,765	54,319	$ 49,765
Gross gains	252	522	302	522
Tax expense	97	$ 201	116	$ 201
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	130,736		130,736		180,535
Unrealized Gains	1,160		1,160		1,300
Unrealized Losses	2		2		162
Estimated Fair Value	131,894		131,894		181,673
Mortgage-Backed Securities, Residential [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	115,727		115,727		60,787
Unrealized Gains	672		672		892
Unrealized Losses	723		723		19
Estimated Fair Value	115,676		115,676		61,660
Amortized Cost [Abstract]
Without Single Maturity Date	115,727		115,727
Fair Value [Abstract]
Without Single Maturity Date	115,676		115,676
Collateralized Mortgage Obligations [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	139		139		335
Unrealized Gains	2		2		3
Unrealized Losses	0		0		0
Estimated Fair Value	141		141		338
Amortized Cost [Abstract]
Without Single Maturity Date	139		139
Fair Value [Abstract]
Without Single Maturity Date	141		141
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	39,379		39,379		30,677
Unrealized Gains	671		671		802
Unrealized Losses	83		83		28
Estimated Fair Value	39,967		39,967		31,451
Corporate Bonds and Notes [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	1,249		1,249		1,502
Unrealized Gains	13		13		35
Unrealized Losses	2		2		4
Estimated Fair Value	1,260		1,260		1,533
SBA Loans Pools [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	1,138		1,138		1,296
Unrealized Gains	10		10		11
Unrealized Losses	2		2		3
Estimated Fair Value	1,146		1,146		1,304
Amortized Cost [Abstract]
Without Single Maturity Date	1,138		1,138
Fair Value [Abstract]
Without Single Maturity Date	1,146		1,146
Trust Preferred Securities [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost					1,906
Unrealized Gains					122
Unrealized Losses					0
Estimated Fair Value					2,028
Corporate Stocks [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	285		285		285
Unrealized Gains	202		202		235
Unrealized Losses	0		0		0
Estimated Fair Value	$ 487		$ 487		$ 520

SECURITIES, SECURITIES HELD TO

SECURITIES, SECURITIES HELD TO MATURITY (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	$ 6,045	$ 5,831
Unrealized Gains	306	366
Unrealized Losses	0	0
Estimated Fair Value	6,351	6,197
Amortized Cost [Abstract]
Within one year	3,397
After one, but within five years	2,431
After five, but within ten years	217
After ten years	0
Total	6,045
Amortized Cost	6,045	5,831
Fair Value [Abstract]
Within one year	3,430
After one, but within five years	2,674
After five, but within ten years	247
After ten years	0
Total	6,351
Fair Value	6,351	6,197
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	5,605	5,175
Unrealized Gains	304	360
Unrealized Losses	0	0
Estimated Fair Value	5,909	5,535
Amortized Cost [Abstract]
Amortized Cost	5,605	5,175
Fair Value [Abstract]
Fair Value	5,909	5,535
Time Deposits with Other Financial Institutions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	440	656
Unrealized Gains	2	6
Unrealized Losses	0	0
Estimated Fair Value	442	662
Amortized Cost [Abstract]
Amortized Cost	440	656
Fair Value [Abstract]
Fair Value	442	$ 662
Mortgage-Backed Securities, Residential [Member]
Amortized Cost [Abstract]
Without Single Maturity Date	0
Fair Value [Abstract]
Without Single Maturity Date	0
Collateralized Mortgage Obligations [Member]
Amortized Cost [Abstract]
Without Single Maturity Date	0
Fair Value [Abstract]
Without Single Maturity Date	0
SBA Loans Pools [Member]
Amortized Cost [Abstract]
Without Single Maturity Date	0
Fair Value [Abstract]
Without Single Maturity Date	$ 0

SECURITIES, INVESTMENT SECURITI

SECURITIES, INVESTMENT SECURITIES AVAILABLE FOR SALE IN CONTINUOUS UNREALIZED LOSS POSITION (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	$ 98,492	$ 73,464
12 months or longer	1,243	6,560
Total	99,735	80,024
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	807	150
12 months or longer	5	66
Total	812	216
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	4,997	57,512
12 months or longer	0	4,945
Total	4,997	62,457
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	2	108
12 months or longer	0	54
Total	2	162
Mortgage-Backed Securities, Residential [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	80,393	11,051
12 months or longer	0	0
Total	80,393	11,051
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	723	19
12 months or longer	0	0
Total	723	19
Obligations of States and Political Subdivisions [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	12,857	4,625
12 months or longer	737	1,056
Total	13,594	5,681
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	80	22
12 months or longer	3	6
Total	83	28
Corporate Bonds and Notes [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	245	0
12 months or longer	0	243
Total	245	243
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	2	0
12 months or longer	0	4
Total	2	4
SBA Loans Pools [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	0
12 months or longer	506
Total	506
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0
12 months or longer	2
Total	$ 2
Corporate Stocks [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months		276
12 months or longer		316
Total		592
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		1
12 months or longer		2
Total		$ 3

SECURITIES, OTHER THAN TEMPORAR

SECURITIES, OTHER THAN TEMPORARY IMPAIRMENT (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014
Other than temporary impairment credit losses recognized in earnings [Roll Forward]
Beginning balance	$ 1,939	$ 0	$ 1,939
Amounts related to credit loss for which an other-than-temporary impairment was not previously recognized		0	0
Additions/Subtractions [Abstract]
Amounts realized for securities sold during the period		0	0
Amounts related to securities for which the Corporation intends to sell or that it will be more likely than not that the Corporation will be required to sell prior to recovery of amortized cost basis		0	0
Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security		0	0
Reductions for previous credit losses realized in securities liquidated during the period		0	(1,939)
Increases to the amount related to the credit loss for which other-than-temporary impairment was previously recognized		0	0
Ending balance		$ 0	$ 0
Collateralized Debt Obligations [Member]
Additions/Subtractions [Abstract]
Income from liquidation of debt securities	$ 500

LOANS AND ALLOWANCE FOR LOAN 37

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	$ 1,150,406	$ 1,121,574
Interest receivable on loans	2,693	2,780
Total	1,153,099	1,124,354
Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total	182,135	166,820
Commercial and Agricultural [Member] | Commercial and Industrial [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	179,880	165,385
Total	180,298	165,797
Commercial and Agricultural [Member] | Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	1,832	1,021
Total	1,837	1,023
Commercial Mortgages [Member]
Composition of loan portfolio [Abstract]
Total	484,713	453,719
Commercial Mortgages [Member] | Construction [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	37,557	54,831
Total	37,644	54,967
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	446,034	397,762
Total	447,069	398,752
Residential Mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	198,469	196,809
Total	198,961	197,287
Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total	287,290	306,528
Consumer Loans [Member] | Credit Cards [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	1,521	1,654
Total	1,521	1,654
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	100,701	99,354
Total	100,938	99,591
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	164,890	184,763
Total	165,245	185,217
Consumer Loans [Member] | Direct Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred loan fees	19,522	19,995
Total	$ 19,586	$ 20,066

LOANS AND ALLOWANCE FOR LOAN 38

LOANS AND ALLOWANCE FOR LOAN LOSSES, ALLOWANCES (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Jun. 30, 2015	Dec. 31, 2014
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	$ 13,892	$ 13,155	$ 13,686	$ 12,776	$ 12,776
Charge-offs	(283)	(923)	(673)	(1,496)
Recoveries	160	297	366	611
Net recoveries (charge-offs)	(123)	(626)	(307)	(885)
Provision	259	1,103	649	1,741
Ending balance	14,028	13,632	14,028	13,632	13,686
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment						$ 1,533	$ 1,235
Collectively evaluated for impairment						12,406	12,357
Total ending allowance balance	14,028	13,155	14,028	12,776	13,686	14,028	13,686
Loans [Abstract]
Loans individually evaluated for impairment						15,303	15,904
Loans collectively evaluated for impairment						1,135,652	1,105,819
Total ending loans balance						1,153,099	1,124,354
Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			94
Ending balance	89		89		94
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	89		94		94	89	94
Loans [Abstract]
Total ending loans balance						2,144	2,631
Commercial and Agricultural [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	1,671	1,945	1,460	1,979	1,979
Charge-offs	0	(300)	0	(355)
Recoveries	23	100	38	193
Net recoveries (charge-offs)	23	(200)	38	(162)
Provision	131	4	327	(68)
Ending balance	1,825	1,749	1,825	1,749	1,460
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment						244	89
Collectively evaluated for impairment						1,581	1,335
Total ending allowance balance	1,671	1,945	1,460	1,979	1,979	1,825	1,460
Loans [Abstract]
Loans individually evaluated for impairment						1,508	1,452
Loans collectively evaluated for impairment						180,627	164,748
Total ending loans balance						182,135	166,820
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			36
Ending balance	0		0		36
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	0		0		36	0	36
Loans [Abstract]
Total ending loans balance						0	620
Commercial Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	6,530	6,484	6,326	6,243	6,243
Charge-offs	(28)	(315)	(28)	(358)
Recoveries	17	45	84	83
Net recoveries (charge-offs)	(11)	(270)	56	(275)
Provision	106	698	243	944
Ending balance	6,625	6,912	6,625	6,912	6,326
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment						1,289	1,145
Collectively evaluated for impairment						5,278	5,145
Total ending allowance balance	6,530	6,484	6,326	6,243	6,243	6,625	6,326
Loans [Abstract]
Loans individually evaluated for impairment						13,071	13,712
Loans collectively evaluated for impairment						469,759	438,246
Total ending loans balance						484,713	453,719
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			36
Ending balance	58		58		36
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	58		36		36	58	36
Loans [Abstract]
Total ending loans balance						1,883	1,761
Residential Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	1,594	1,552	1,572	1,517	1,517
Charge-offs	(10)	0	(32)	(7)
Recoveries	0	28	0	28
Net recoveries (charge-offs)	(10)	28	(32)	21
Provision	(39)	(82)	5	(40)
Ending balance	1,545	1,498	1,545	1,498	1,572
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment						0	0
Collectively evaluated for impairment						1,514	1,550
Total ending allowance balance	1,594	1,552	1,572	1,517	1,517	1,545	1,572
Loans [Abstract]
Loans individually evaluated for impairment						243	254
Loans collectively evaluated for impairment						198,457	196,783
Total ending loans balance						198,961	197,287
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			22
Ending balance	31		31		22
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	31		22		22	31	22
Loans [Abstract]
Total ending loans balance						261	250
Consumer Loans [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	4,097	3,174	4,328	3,037	3,037
Charge-offs	(245)	(308)	(613)	(776)
Recoveries	120	124	244	307
Net recoveries (charge-offs)	(125)	(184)	(369)	(469)
Provision	61	483	74	905
Ending balance	4,033	3,473	4,033	3,473	4,328
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment						0	1
Collectively evaluated for impairment						4,033	4,327
Total ending allowance balance	4,097	$ 3,174	4,328	$ 3,037	4,328	4,033	4,328
Loans [Abstract]
Loans individually evaluated for impairment						481	486
Loans collectively evaluated for impairment						286,809	306,042
Total ending loans balance						287,290	306,528
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			0
Ending balance	0		0		0
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	$ 0		$ 0		$ 0	0	0
Loans [Abstract]
Total ending loans balance						$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 39

LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, Total		$ 15,431		$ 15,431		$ 16,124
Recorded Investment [Abstract]
Recorded Investment, Total		15,303		15,303		15,904
Allowance for Loan Losses Allocated		1,533		1,533		1,235
Average Recorded Investment [Abstract]
Average Recorded Investment, Total		15,888	$ 11,738	15,893	$ 12,543
Interest Income, Accrual Method [Abstract]
Interest Income, Accrual Method, Total	[1]	115	109	136	213
Commercial and Agricultural [Member] | Commercial and Industrial [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance		1,260		1,260		1,359
With related allowance, Unpaid Principal Balance		244		244		89
Recorded Investment [Abstract]
With no related allowance, Recorded Investment		1,263		1,263		1,364
With related allowance, Recorded Investment		245		245		89
Allowance for Loan Losses Allocated		244		244		89
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment		1,467	1,386	1,433	1,566
With related allowance, Average Recorded Investment		274	512	212	784
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	[1]	17	16	32	30
With related allowance, Interest Income, Accrual Method	[1]	0	0	3	0
Commercial Mortgages [Member] | Construction [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance		445		445		1,927
Recorded Investment [Abstract]
With no related allowance, Recorded Investment		446		446		1,910
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment		1,172	2,101	1,418	2,231
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	[1]	4	25	29	51
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance		7,766		7,766		7,803
With related allowance, Unpaid Principal Balance		4,995		4,995		4,210
Recorded Investment [Abstract]
With no related allowance, Recorded Investment		7,679		7,679		7,708
With related allowance, Recorded Investment		4,946		4,946		4,094
Allowance for Loan Losses Allocated		1,289		1,289		1,145
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment		7,636	6,489	7,660	6,806
With related allowance, Average Recorded Investment		4,611	1,010	4,438	912
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	[1]	63	66	126	129
With related allowance, Interest Income, Accrual Method	[1]	24	0	47	0
Residential Mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance		243		243		253
Recorded Investment [Abstract]
With no related allowance, Recorded Investment		243		243		253
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment		246	112	249	114
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	[1]	1	0	2	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance		478		478		429
With related allowance, Unpaid Principal Balance		0		0		54
Recorded Investment [Abstract]
With no related allowance, Recorded Investment		481		481		432
With related allowance, Recorded Investment		0		0		54
Allowance for Loan Losses Allocated		0		0		$ 1
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment		482	71	465	72
With related allowance, Average Recorded Investment		0	57	18	58
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	[1]	6	1	12	1
With related allowance, Interest Income, Accrual Method	[1]	$ 0	$ 1	$ 0	$ 2
[1]	Cash basis interest income approximates interest income recognized.

LOANS AND ALLOWANCE FOR LOAN 40

LOANS AND ALLOWANCE FOR LOAN LOSSES, RECEIVABLES PAST DUE (Details) - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
Aging of the recorded investment in loans past due [Abstract]
Current	$ 1,131,390		$ 1,103,760
Non-Accrual	12,862	[1]	7,778	[2]
Total ending loans balance	1,153,099		1,124,354
30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	6,676		8,731
90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	27		1,454
Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	2,144		2,631
Commercial and Agricultural [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	182,135		166,820
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		620
Commercial and Agricultural [Member] | Commercial and Industrial [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	179,913		164,109
Non-Accrual	254	[1]	312	[2]
Total ending loans balance	180,298		165,797
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	120		756
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	11		0
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		620
Commercial and Agricultural [Member] | Agricultural [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	1,837		1,023
Non-Accrual	0	[1]	0	[2]
Total ending loans balance	1,837		1,023
Commercial and Agricultural [Member] | Agricultural [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0		0
Commercial and Agricultural [Member] | Agricultural [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Commercial and Agricultural [Member] | Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Commercial Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	484,713		453,719
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	1,883		1,761
Commercial Mortgages [Member] | Construction [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	37,498		53,371
Non-Accrual	146	[1]	150	[2]
Total ending loans balance	37,644		54,967
Commercial Mortgages [Member] | Construction [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0		0
Commercial Mortgages [Member] | Construction [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		1,446
Commercial Mortgages [Member] | Construction [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	434,106		391,096
Non-Accrual	7,767	[1]	2,831	[2]
Total ending loans balance	447,069		398,752
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	3,313		3,064
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	1,883		1,761
Residential Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	193,301		191,089
Non-Accrual	3,542	[1]	3,615	[2]
Total ending loans balance	198,961		197,287
Residential Mortgages [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,857		2,333
Residential Mortgages [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	261		250
Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	287,290		306,528
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Consumer Loans [Member] | Credit Cards [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	1,472		1,641
Non-Accrual	0	[1]	0	[2]
Total ending loans balance	1,521		1,654
Consumer Loans [Member] | Credit Cards [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	33		5
Consumer Loans [Member] | Credit Cards [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	16		8
Consumer Loans [Member] | Credit Cards [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	99,974		98,340
Non-Accrual	840	[1]	515	[2]
Total ending loans balance	100,938		99,591
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	124		736
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	163,789		183,103
Non-Accrual	292	[1]	325	[2]
Total ending loans balance	165,245		185,217
Consumer Loans [Member] | Indirect Consumer Loans [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,164		1,789
Consumer Loans [Member] | Indirect Consumer Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0		0
Consumer Loans [Member] | Direct Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Current	19,500		19,988
Non-Accrual	21	[1]	30	[2]
Total ending loans balance	19,586		20,066
Consumer Loans [Member] | Direct Consumer Loans [Member] | 30 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	65		48
Consumer Loans [Member] | Direct Consumer Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
90 Days or more Past Due and accruing	0		0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	$ 0		$ 0
[1]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of June 30, 2015.
[2]	Includes all loans on non-accrual status regardless of the number of days such loans were delinquent as of December 31, 2014.

LOANS AND ALLOWANCE FOR LOAN 41

LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015USD ($)Loan	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014USD ($)Loan	Dec. 31, 2014USD ($)
Troubled Debt Restructurings [Abstract]
Recorded investment in troubled debt restructurings	$ 9,600	$ 9,600		$ 9,700
Troubled debt restructuring reserve	400	400		300
Troubled debt restructurings accruing interest under modified terms	7,000	7,000		8,700
Troubled debt restructurings on non-accrual status	2,600	2,600		1,000
Additional amounts committed to customers with loans classified as troubled debt restructurings	$ 400	$ 400		$ 100
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | Loan	1	2	3
Pre-Modification Outstanding Recorded Investment	$ 110	$ 587	$ 870
Post-Modification Outstanding Recorded Investment	$ 110	587	826
Increase in allowance for loan losses related to troubled debt restructurings		0	0
Troubled debt restructuring, charge offs		$ 100	$ 100
Number of days past due after which loan considered as payment default		90 days
Commercial and Agricultural [Member] | Commercial and Industrial [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | Loan		1	1
Pre-Modification Outstanding Recorded Investment		$ 477	$ 503
Post-Modification Outstanding Recorded Investment		$ 477	$ 503
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | Loan	1	1	2
Pre-Modification Outstanding Recorded Investment	$ 110	$ 110	$ 367
Post-Modification Outstanding Recorded Investment	$ 110	$ 110	$ 323

LOANS AND ALLOWANCE FOR LOAN 42

LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Finance receivable by credit quality indicator [Abstract]
Loans	$ 1,153,099	$ 1,153,099	$ 1,124,354
Deteriorated Loans Transferred in [Abstract]
Contractually required principal and interest, opening balance	2,945	3,621
Contractually required principal and interest, income accretion	0	0
Contractually required principal and interest, all other adjustments	91	(585)
Contractually required principal and interest, closing balance	3,036	3,036
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance	(595)	(570)
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0	0
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	27	2
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance	(568)	(568)
Cash flows expected to be collected, opening balance	2,350	3,051
Cash flows expected to be collected, income accretion	0	0
Cash flows expected to be collected, all other adjustments	118	(583)
Cash flows expected to be collected, closing balance	2,468	2,468
Interest component of expected cash flows (accretable yield), opening balance	(333)	(420)
Interest component of expected cash flows (accretable yield), income accretion	36	99
Interest component of expected cash flows (accretable yield), all other adjustments	(27)	(3)
Interest component of expected cash flows (accretable yield), closing balance	(324)	(324)
Fair value of loans acquired with deteriorating credit quality, opening balance	2,017	2,631
Fair value of loans acquired with deteriorating credit quality, income accretion	36	99
Fair value of loans acquired with deteriorating credit quality, all other adjustments	91	(586)
Fair value of loans acquired with deteriorating credit quality, closing balance	2,144	2,144
Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	2,144	2,144	2,631
Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	481,051	481,051	499,137
Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	628,815	628,815	576,136
Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	16,482	16,482	27,858
Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	20,319	20,319	18,150
Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	4,288	4,288	442
Commercial and Agricultural [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	182,135	182,135	166,820
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	620
Commercial and Agricultural [Member] | Commercial and Industrial [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	180,298	180,298	165,797
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	620
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	174,500	174,500	158,140
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	3,696	3,696	3,695
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,938	1,938	3,306
Commercial and Agricultural [Member] | Commercial and Industrial [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	164	164	36
Commercial and Agricultural [Member] | Agricultural [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,837	1,837	1,023
Commercial and Agricultural [Member] | Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial and Agricultural [Member] | Agricultural [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial and Agricultural [Member] | Agricultural [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,837	1,837	1,023
Commercial and Agricultural [Member] | Agricultural [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial and Agricultural [Member] | Agricultural [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial and Agricultural [Member] | Agricultural [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial Mortgages [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	484,713	484,713	453,719
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,883	1,883	1,761
Commercial Mortgages [Member] | Construction [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	37,644	37,644	54,967
Commercial Mortgages [Member] | Construction [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial Mortgages [Member] | Construction [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial Mortgages [Member] | Construction [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	37,198	37,198	51,525
Commercial Mortgages [Member] | Construction [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	300	300	3,292
Commercial Mortgages [Member] | Construction [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	146	146	150
Commercial Mortgages [Member] | Construction [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	447,069	447,069	398,752
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,883	1,883	1,761
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	415,280	415,280	365,448
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	12,486	12,486	20,871
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	13,296	13,296	10,266
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	4,124	4,124	406
Residential Mortgages [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	198,961	198,961	197,287
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	198,961	198,961	197,287
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	261	261	250
Residential Mortgages [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	195,419	195,419	193,672
Residential Mortgages [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	3,542	3,542	3,615
Residential Mortgages [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	194,926	194,926	193,422
Residential Mortgages [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Residential Mortgages [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Residential Mortgages [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	3,774	3,774	3,615
Residential Mortgages [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	287,290	287,290	306,528
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Credit Cards [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,521	1,521	1,654
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	1,521	1,521	1,654
Consumer Loans [Member] | Credit Cards [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Credit Cards [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	1,521	1,521	1,654
Consumer Loans [Member] | Credit Cards [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	0	0	0
Consumer Loans [Member] | Credit Cards [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,521	1,521	1,654
Consumer Loans [Member] | Credit Cards [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Credit Cards [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Credit Cards [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Credit Cards [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	100,938	100,938	99,591
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	100,938	100,938	99,591
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	100,098	100,098	99,076
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	840	840	515
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	100,093	100,093	99,076
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	845	845	515
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	165,245	165,245	185,217
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	165,245	165,245	185,217
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	164,953	164,953	184,892
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	292	292	325
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	164,946	164,946	184,940
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	299	299	277
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Direct Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	19,586	19,586	20,066
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	19,586	19,586	20,066
Consumer Loans [Member] | Direct Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	19,565	19,565	20,036
Consumer Loans [Member] | Direct Consumer Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	21	21	30
Consumer Loans [Member] | Direct Consumer Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	19,565	19,565	20,045
Consumer Loans [Member] | Direct Consumer Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0	0	0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	21	21	21
Consumer Loans [Member] | Direct Consumer Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	$ 0	$ 0	$ 0

FAIR VALUE (Details)

FAIR VALUE (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial Assets [Abstract]
Total available for sale securities	$ 290,571	$ 280,507
Trading assets	635	549
Other Real Estate Owned [Member]
Consumer loans [Abstract]
Total other real estate owned, net	2,500	3,100
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Total available for sale securities	14,638	31,219
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Total available for sale securities	275,933	249,288
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Total available for sale securities	0	0
Recurring [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	131,894	181,673
Mortgage-backed securities, residential	115,676	61,660
Collateralized mortgage obligations	141	338
Obligations of states and political subdivisions	39,967	31,451
Corporate bonds and notes	1,260	1,533
SBA loan pools	1,146	1,304
Trust Preferred securities		2,028
Corporate stocks	487	520
Total available for sale securities	290,571	280,507
Trading assets	635	549
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	14,578	31,115
Mortgage-backed securities, residential	0	0
Collateralized mortgage obligations	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	0	0
SBA loan pools	0	0
Trust Preferred securities		0
Corporate stocks	60	104
Total available for sale securities	14,638	31,219
Trading assets	635	549
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	117,316	150,558
Mortgage-backed securities, residential	115,676	61,660
Collateralized mortgage obligations	141	338
Obligations of states and political subdivisions	39,967	31,451
Corporate bonds and notes	1,260	1,533
SBA loan pools	1,146	1,304
Trust Preferred securities		2,028
Corporate stocks	427	416
Total available for sale securities	275,933	249,288
Trading assets	0	0
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	0
Mortgage-backed securities, residential	0	0
Collateralized mortgage obligations	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	0	0
SBA loan pools	0	0
Trust Preferred securities		0
Corporate stocks	0	0
Total available for sale securities	0	0
Trading assets	0	0
Non-recurring [Member] | Impaired Loans [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	3,657	3,593
Consumer loans [Abstract]
Home equity lines and loans		52
Total impaired loans	3,657	3,645
Non-recurring [Member] | Other Real Estate Owned [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	2,376	3,063
Consumer loans [Abstract]
Home equity lines and loans		2
Total other real estate owned, net	2,376	3,065
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Impaired Loans [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	0	0
Consumer loans [Abstract]
Home equity lines and loans		0
Total impaired loans	0	0
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate Owned [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	0	0
Consumer loans [Abstract]
Home equity lines and loans		0
Total other real estate owned, net	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Impaired Loans [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	0	0
Consumer loans [Abstract]
Home equity lines and loans		0
Total impaired loans	0	0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate Owned [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	0	0
Consumer loans [Abstract]
Home equity lines and loans		0
Total other real estate owned, net	0	0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	3,657	3,593
Consumer loans [Abstract]
Home equity lines and loans		52
Total impaired loans	3,657	3,645
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Commercial mortgages	2,376	3,063
Consumer loans [Abstract]
Home equity lines and loans		2
Total other real estate owned, net	$ 2,376	$ 3,065

FAIR VALUE, Quantitative Inform

FAIR VALUE, Quantitative Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Information related to Level 3 non-recurring fair value measurement [Abstract]
Impaired loan valuation allowance	$ 1,533		$ 1,533		$ 1,235
Increase (decrease) in provision for loan losses	259	$ 1,103	649	$ 1,741
Impaired Loans [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Carrying amount of impaired loans	5,200		5,200		4,900
Impaired loan valuation allowance	1,500		1,500		1,200
Increase (decrease) in provision for loan losses	(53)		254		232
Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Other real estate owned valuation allowance	120		120		2
Other real estate owned expense associated with valuation allowance	120		120		0
Outstanding balance of OREO	2,500		2,500		3,100
Non-recurring [Member] | Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	2,376		2,376		3,065
Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0		0		0
Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0		0		0
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	2,376		2,376		3,065
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Impaired Loans [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	3,657		$ 3,657		$ 3,645
Unobservable input			Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics		Appraisal adjustments by management for qualitative factors such as market conditions and collateral characteristics
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Impaired Loans [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)			100.00%		100.00%
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Impaired Loans [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)			0.00%		0.00%
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Other Real Estate Owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	$ 2,376		$ 2,376		$ 3,065
Unobservable input			Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses		Appraisal adjustments by management for qualitative factors such as market conditions and estimated liquidation expenses
Discount rate (in hundredths)			31.00%
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Other Real Estate Owned [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)					27.00%
Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Other Real Estate Owned [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)					7.00%

FAIR VALUE, Carrying Amounts an

FAIR VALUE, Carrying Amounts and Estimated Fair values of Other Financial Instruments (Details) - USD ($) $ in Thousands		Jun. 30, 2015	Dec. 31, 2014
Financial Assets [Abstract]
Cash and due from financial institutions		$ 28,014	$ 28,130
Interest-bearing deposits in other financial institutions		1,650	1,033
Securities available for sale		290,571	280,507
Securities held to maturity		6,045	5,831
Loans, net		1,136,378	1,107,888
Accrued interest receivable		2,693	2,780
Deposits [Abstract]
Securities sold under agreements to repurchase		31,882	29,652
FHLBNY overnight advances		15,600	30,830
FHLBNY term advances		19,256	19,310
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions		28,014	28,130
Interest-bearing deposits in other financial institutions		1,650	1,033
Trading assets		635	549
Securities available for sale		14,638	31,219
Securities held to maturity		0	0
FHLBNY and FRBNY stock		0	0
Loans, net		0	0
Loans held for sale		0	0
Accrued interest receivable		38	145
Deposits [Abstract]
Demand, savings, and insured money market accounts		1,151,252	1,068,171
Time deposits		0	0
Securities sold under agreements to repurchase		0	0
FHLBNY overnight advances		0	0
FHLBNY term advances		0	0
Accrued interest payable		14	15
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions		0	0
Interest-bearing deposits in other financial institutions		0	0
Trading assets		0	0
Securities available for sale		275,933	249,288
Securities held to maturity		6,351	6,197
FHLBNY and FRBNY stock		0	0
Loans, net		0	0
Loans held for sale		668	665
Accrued interest receivable		1,067	1,295
Deposits [Abstract]
Demand, savings, and insured money market accounts		0	0
Time deposits		181,167	212,397
Securities sold under agreements to repurchase		32,814	30,853
FHLBNY overnight advances		15,601	30,832
FHLBNY term advances		19,940	20,235
Accrued interest payable		204	222
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions		0	0
Interest-bearing deposits in other financial institutions		0	0
Trading assets		0	0
Securities available for sale		0	0
Securities held to maturity		0	0
FHLBNY and FRBNY stock		0	0
Loans, net		1,160,285	1,135,590
Loans held for sale		0	0
Accrued interest receivable		2,659	2,745
Deposits [Abstract]
Demand, savings, and insured money market accounts		0	0
Time deposits		0	0
Securities sold under agreements to repurchase		0	0
FHLBNY overnight advances		0	0
FHLBNY term advances		0	0
Accrued interest payable		0	0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from financial institutions		28,014	28,130
Interest-bearing deposits in other financial institutions		1,650	1,033
Trading assets		635	549
Securities available for sale		290,571	280,507
Securities held to maturity		6,045	5,831
FHLBNY and FRBNY stock		4,873	5,535
Loans, net		1,136,378	1,107,888
Loans held for sale		668	665
Accrued interest receivable		3,764	4,185
Deposits [Abstract]
Demand, savings, and insured money market accounts		1,151,252	1,068,171
Time deposits		180,725	211,843
Securities sold under agreements to repurchase		31,882	29,652
FHLBNY overnight advances		15,600	30,830
FHLBNY term advances		19,256	19,310
Accrued interest payable		218	237
Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	[1]	28,014	28,130
Interest-bearing deposits in other financial institutions	[1]	1,650	1,033
Trading assets	[1]	635	549
Securities available for sale	[1]	290,571	280,507
Securities held to maturity	[1]	6,351	6,197
Loans, net	[1]	1,160,285	1,135,590
Loans held for sale	[1]	668	665
Accrued interest receivable	[1]	3,764	4,185
Deposits [Abstract]
Demand, savings, and insured money market accounts	[1]	1,151,252	1,068,171
Time deposits	[1]	181,167	212,397
Securities sold under agreements to repurchase	[1]	32,814	30,853
FHLBNY overnight advances	[1]	15,601	30,832
FHLBNY term advances	[1]	19,940	20,235
Accrued interest payable	[1]	$ 218	$ 237
[1]	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL AND INTANGIBLE ASSET46

GOODWILL AND INTANGIBLE ASSETS (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Goodwill [Roll Forward]
Beginning of year			$ 21,824	$ 21,824	$ 21,824
Acquired goodwill			0	0
Ending balance June 30,	$ 21,824	$ 21,824	21,824	21,824	21,824
Finite-lived intangible assets, net [Abstract]
Balance Acquired			11,608		11,608
Accumulated Amortization	7,130		7,130		6,541
Aggregate amortization expense	285	$ 324	589	$ 669
Finite-lived intangible assets, future amortization expense [Abstract]
2,015	548		548
2,016	986		986
2,017	859		859
2,018	734		734
2,019	609		609
2020 and thereafter	742		742
Total	4,478		4,478
Core Deposit Intangibles [Member]
Finite-lived intangible assets, net [Abstract]
Balance Acquired			5,975		5,975
Accumulated Amortization	3,686		3,686		3,279
Other Customer Relationship Intangibles [Member]
Finite-lived intangible assets, net [Abstract]
Balance Acquired			5,633		5,633
Accumulated Amortization	$ 3,444		$ 3,444		$ 3,262

SECURITIES SOLD UNDER AGREEME47

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	$ 43,350	$ 45,039
Excess collateral held	(11,468)	(15,387)
Gross amount of recognized liabilities for repurchase agreements in footnote	31,882	29,652
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	28,034	36,641
Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	15,316	8,350
Collateralized Mortgage Obligations [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase		48
Overnight and Continuous [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	21,129	21,725
Overnight and Continuous [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	12,420	21,056
Overnight and Continuous [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	8,709	669
Overnight and Continuous [Member] | Collateralized Mortgage Obligations [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase		0
Up to 1 Year [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	0
Up to 1 Year [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	0
Up to 1 Year [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	0
Up to 1 Year [Member] | Collateralized Mortgage Obligations [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase		0
1 - 3 Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	22,221	10,545
1 - 3 Years [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	15,614	6,990
1 - 3 Years [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	6,607	3,507
1 - 3 Years [Member] | Collateralized Mortgage Obligations [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase		48
3+ Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	12,769
3+ Years [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	8,595
3+ Years [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	$ 0	4,174
3+ Years [Member] | Collateralized Mortgage Obligations [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase		$ 0

ACCUMULATED OTHER COMPREHENSI48

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS, Summary of Changes in Accumulated Other Comprehensive Income or Loss by Component (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances			$ 133,628	$ 138,578
Net current period other comprehensive gain	$ (1,327)	$ 463	(329)	1,095
Balances	136,520	141,781	136,520	141,781
Accumulated Other Comprehensive Income (Loss) [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	(7,787)	787	(8,785)	155
Other comprehensive income before reclassification	(1,394)	696	(589)	1,240
Amounts reclassified from accumulated other comprehensive income	67	(233)	260	(145)
Net current period other comprehensive gain	(1,327)	463	(329)	1,095
Balances	(9,114)	1,250	(9,114)	1,250
Unrealized Gains and Losses on Securities Available for Sale [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	2,734	6,587	1,960	6,043
Other comprehensive income before reclassification	(1,394)	696	(589)	1,240
Amounts reclassified from accumulated other comprehensive income	(156)	(321)	(187)	(321)
Net current period other comprehensive gain	(1,550)	375	(776)	919
Balances	1,184	6,962	1,184	6,962
Defined Benefit and Other Benefit Plans [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	(10,521)	(5,800)	(10,745)	(5,888)
Other comprehensive income before reclassification	0	0	0	0
Amounts reclassified from accumulated other comprehensive income	223	88	447	176
Net current period other comprehensive gain	223	88	447	176
Balances	$ (10,298)	$ (5,712)	$ (10,298)	$ (5,712)

ACCUMULATED OTHER COMPREHENSI49

ACCUMULATED OTHER COMPREHENSIVE INCOME OR LOSS, Reclassification out of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities transactions		$ 252	$ 522	$ 302	$ 522
Pension and other employee benefits		1,557	1,479	3,286	2,838
Tax effect		1,314	869	2,440	1,820
Net of tax		2,577	1,930	4,853	3,994
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net of tax		67	(233)	260	(145)
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on securities transactions		(252)	(522)	(302)	(522)
Tax effect		96	201	115	201
Net of tax		(156)	(321)	(187)	(321)
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Tax effect		(140)	(55)	(277)	(110)
Net of tax		223	88	447	176
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	[1]	(21)	(22)	(43)	(44)
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	[1]	$ 384	$ 165	$ 767	$ 330
[1]	These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 9 for additional information).

COMMITMENTS AND CONTINGENCIES50

COMMITMENTS AND CONTINGENCIES (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)ProceedingParty	Dec. 31, 2014USD ($)
Loss Contingencies [Line Items]
Payments for litigation settlements	$ 12,100
Settled Litigation [Member]
Loss Contingencies [Line Items]
Number of legal proceedings settled | Proceeding		2
Number of parties | Party		2
Amount of litigation settlement	12,100
Insurance proceeds	7,900
Commitments to Make Loans [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	30,088	$ 30,088	$ 23,756
Commitments to Make Loans [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	30,092	30,092	11,082
Unused Line of Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	1,657	1,657	812
Unused Line of Credit [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	187,940	187,940	185,235
Standby Letters of Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	0	0	0
Standby Letters of Credit [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	$ 14,121	$ 14,121	$ 16,747

COMPONENTS OF QUARTERLY AND Y51

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Qualified Pension Plan [Member]
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	$ 353	$ 271	$ 707	$ 542
Interest cost on projected benefit obligation	457	435	914	870
Expected return on plan assets	(824)	(793)	(1,647)	(1,586)
Amortization of unrecognized transition obligation	0	0	0	0
Amortization of unrecognized prior service cost	3	2	5	4
Amortization of unrecognized net loss	369	160	737	320
Net periodic benefit cost	358	75	716	150
Supplemental Pension Plan [Member]
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	11	10	22	20
Interest cost on projected benefit obligation	12	13	24	26
Expected return on plan assets	0	0	0	0
Amortization of unrecognized prior service cost	0	0	0	0
Amortization of unrecognized net loss	13	5	26	10
Net periodic benefit cost	36	28	72	56
Postretirement Plan, Medical and Life [Member]
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	12	11	24	22
Interest cost on projected benefit obligation	16	18	32	36
Expected return on plan assets	0	0	0	0
Amortization of unrecognized prior service cost	(24)	(24)	(48)	(48)
Amortization of unrecognized net loss	2	0	4	0
Net periodic benefit cost	$ 6	$ 5	$ 12	$ 10

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Segment	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
SEGMENT REPORTING [Abstract]
Number of primary business segment | Segment			2
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	$ 12,647	$ 12,075	$ 24,989	$ 24,108
Provision for loan losses	259	1,103	649	1,741
Net interest income after provision for loan losses	12,388	10,972	24,340	22,367
Other non-interest income	5,326	5,406	10,512	10,370
Other non-interest expenses	13,823	13,579	27,559	26,923
Income before income tax expense	3,891	2,799	7,293	5,814
Income tax expense (benefit)	1,314	869	2,440	1,820
Net income	2,577	1,930	4,853	3,994
Segment assets	1,553,633	1,515,881	1,553,633	1,515,881	$ 1,524,539
Holding Company and Other [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	0	2	3	7
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	0	2	3	7
Other non-interest income	203	227	549	419
Other non-interest expenses	306	239	590	452
Income before income tax expense	(103)	(10)	(38)	(26)
Income tax expense (benefit)	(55)	(20)	(46)	(45)
Net income	(48)	10	8	19
Segment assets	1,227	1,599	1,227	1,599
Operating Segments [Member] | Core Banking [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	12,647	12,073	24,986	24,101
Provision for loan losses	259	1,103	649	1,741
Net interest income after provision for loan losses	12,388	10,970	24,337	22,360
Other non-interest income	2,925	3,190	5,639	6,079
Other non-interest expenses	12,127	11,969	24,275	23,782
Income before income tax expense	3,186	2,191	5,701	4,657
Income tax expense (benefit)	1,048	651	1,863	1,410
Net income	2,138	1,540	3,838	3,247
Segment assets	1,547,854	1,509,539	1,547,854	1,509,539
Operating Segments [Member] | Wealth Management Group [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Net interest income	0	0	0	0
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	0	0	0	0
Other non-interest income	2,198	1,989	4,324	3,872
Other non-interest expenses	1,390	1,371	2,694	2,689
Income before income tax expense	808	618	1,630	1,183
Income tax expense (benefit)	321	238	623	455
Net income	487	380	1,007	728
Segment assets	$ 4,552	$ 4,743	$ 4,552	$ 4,743

STOCK COMPENSATION (Details)

STOCK COMPENSATION (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Service period for comparable group used to determine share based payment awards			12 months
Directors and President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Number of treasury shares reissued to fund stock compensation (in shares)			9,673	8,385
Expenses related to stock based compensation recognized	$ 67	$ 68	$ 136	$ 124
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested, Beginning Balance (in shares)	26,015		26,428
Granted (in shares)	0		0
Vested (in shares)	0		(413)
Forfeited or cancelled (in shares)	0		0
Nonvested, Ending Balance (in shares)	26,015		26,015
Weighted-Average Grant Date Fair Value [Roll Forward]
Nonvested, Beginning Balance (in dollars per share)	$ 27.94		$ 27.92
Granted (in dollars per share)	0		0
Vested (in dollars per share)	0		26.61
Forfeitures or cancelled (in dollars per share)	0		0
Nonvested, Ending Balance (in dollars per share)	$ 27.94		$ 27.94
Total unrecognized compensation cost related to nonvested shares granted under the Plan	$ 614		$ 614
Weighted-average period for recognition			3 years 6 months 14 days
Total fair value of shares vested			$ 11