Chemung Financial (CHMG) 10-Q 2 Nov 16 2016 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 01, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	CHEMUNG FINANCIAL CORP
Entity Central Index Key	763,563
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Amendment Flag	false
Entity Common Stock, Shares Outstanding (shares)		4,703,034

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from financial institutions	$ 35,345	$ 24,886
Interest-bearing deposits in other financial institutions	100,159	1,299
Total cash and cash equivalents	135,504	26,185
Trading assets, at fair value	720	701
Securities available for sale, at estimated fair value	303,259	344,820
Securities held to maturity, estimated fair value of $4,746 at September 30, 2016 and $4,822 at December 31, 2015	4,504	4,566
FHLBNY and FRBNY Stock, at cost	4,491	4,797
Loans, net of deferred loan fees	1,216,566	1,168,633
Allowance for loan losses	(15,325)	(14,260)
Loans, net	1,201,241	1,154,373
Loans held for sale	119	1,076
Premises and equipment, net	29,084	29,397
Goodwill	21,824	21,824
Other intangible assets, net	3,183	3,931
Bank-owned life insurance	2,894	2,839
Accrued interest receivable and other assets	22,042	25,455
Total assets	1,728,865	1,619,964
Deposits:
Non-interest-bearing	424,243	402,236
Interest-bearing	1,084,701	998,059
Total deposits	1,508,944	1,400,295
FHLBNY overnight advances	0	13,900
Securities sold under agreements to repurchase	30,002	28,453
FHLBNY term advances	19,121	19,203
Long term capital lease obligation	4,772	2,873
Dividends payable	1,222	1,214
Accrued interest payable and other liabilities	19,992	16,784
Total liabilities	1,584,053	1,482,722
Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at September 30, 2016 and December 31, 2015	53	53
Additional paid-in capital	45,724	45,537
Retained earnings	122,382	118,973
Treasury stock, at cost; 608,931 shares at September 30, 2016 and 641,721 shares at December 31, 2015	(15,542)	(16,379)
Accumulated other comprehensive loss	(7,805)	(10,942)
Total shareholders' equity	144,812	137,242
Total liabilities and shareholders' equity	$ 1,728,865	$ 1,619,964

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Securities held to maturity, estimated fair value	$ 4,746	$ 4,822
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (shares)	10,000,000	10,000,000
Common stock, shares issued (shares)	5,310,076	5,310,076
Treasury stock, at cost (shares)	608,931	641,721

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest and dividend income:
Loans, including fees	$ 12,487	$ 12,114	$ 37,054	$ 36,113
Taxable securities	1,225	1,237	3,943	3,490
Tax exempt securities	228	227	722	685
Interest-bearing deposits	85	17	180	60
Total interest and dividend income	14,025	13,595	41,899	40,348
Interest expense:
Deposits	561	500	1,607	1,478
Securities sold under agreements to repurchase	214	213	636	634
Borrowed funds	210	191	623	556
Total interest expense	985	904	2,866	2,668
Net interest income	13,040	12,691	39,033	37,680
Provision for loan losses	1,050	307	2,033	956
Net interest income after provision for loan losses	11,990	12,384	37,000	36,724
Non-interest income:
WMG fee income	2,027	2,122	6,240	6,446
Service charges on deposit accounts	1,361	1,275	3,781	3,637
Interchange revenue from debit card transactions	1,203	831	3,035	2,499
Net gains (losses) on securities transactions	75	(11)	983	291
Net gains on sales of loans held for sale	115	89	273	239
Net gains (losses) on sales of other real estate owned	10	0	(6)	120
Income from bank-owned life insurance	19	19	55	56
Other	625	587	1,891	2,136
Total non-interest income	5,435	4,912	16,252	15,424
Non-interest expenses:
Salaries and wages	5,355	5,135	15,720	15,423
Pension and other employee benefits	1,573	1,562	4,894	4,848
Net occupancy expenses	1,503	1,701	5,287	5,308
Furniture and equipment expenses	685	742	2,286	2,264
Data processing expense	1,624	1,751	5,058	4,864
Professional services	502	200	1,418	889
Amortization of intangible assets	245	277	748	866
Marketing and advertising expenses	101	208	648	714
Other real estate owned expenses	41	79	150	387
FDIC insurance	324	277	895	843
Loan expense	162	212	462	527
Other	1,356	1,490	5,483	4,260
Total non-interest expenses	13,471	13,634	43,049	41,193
Income before income tax expense	3,954	3,662	10,203	10,955
Income tax expense	1,209	1,211	3,130	3,651
Net income	$ 2,745	$ 2,451	$ 7,073	$ 7,304
Weighted average shares outstanding (shares)	4,765	4,722	4,758	4,715
Basic and diluted earnings per share (in dollars per share)	$ 0.58	$ 0.52	$ 1.49	$ 1.55

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 2,745	$ 2,451	$ 7,073	$ 7,304
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities available for sale	(733)	968	4,899	4
Reclassification adjustment for gains (losses) realized in net income	(75)	11	(983)	(291)
Net unrealized gains (losses)	(808)	979	3,916	(287)
Tax effect	(305)	374	1,477	(116)
Net of tax amount	(503)	605	2,439	(171)
Change in funded status of defined benefit pension plan and other benefit plans:
Reclassification adjustment for amortization of prior service costs	(22)	(22)	(67)	(65)
Reclassification adjustment for amortization of net actuarial loss	396	384	1,188	1,151
Total before tax effect	374	362	1,121	1,086
Tax effect	141	139	423	416
Net of tax amount	233	223	698	670
Total other comprehensive income (loss)	(270)	828	3,137	499
Comprehensive income	$ 2,475	$ 3,279	$ 10,210	$ 7,803

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands		Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Loss [Member]
Balances at Dec. 31, 2014		$ 133,628	$ 53	$ 45,355	$ 114,383	$ (17,378)	$ (8,785)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income		7,304			7,304
Other comprehensive income		499					499
Restricted stock awards		156		156
Restricted stock units for directors' deferred compensation plan		72		72
Cash dividends declared		(3,630)			(3,630)
Distribution of shares of treasury stock for directors' compensation		271		24		247
Distribution of shares of treasury stock for employee stock compensation		93		8		85
Distribution of treasury stock for deferred directors' compensation		3		(89)		92
Sale of treasury stock	[1]	319		19		300
Balances at Sep. 30, 2015		138,715	53	45,545	118,057	(16,654)	(8,286)
Balances at Jun. 30, 2015							(9,114)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income		2,451
Other comprehensive income		828					828
Balances at Sep. 30, 2015		138,715	53	45,545	118,057	(16,654)	(8,286)
Balances at Dec. 31, 2015		137,242	53	45,537	118,973	(16,379)	(10,942)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income		7,073			7,073
Other comprehensive income		3,137					3,137
Restricted stock awards		145		145
Restricted stock units for directors' deferred compensation plan		72		72
Cash dividends declared		(3,664)			(3,664)
Distribution of shares of treasury stock for directors' compensation		262		19		243
Distribution of shares of treasury stock for employee stock compensation		210		15		195
Distribution of treasury stock for deferred directors' compensation		3		(92)		95
Sale of treasury stock	[1]	332		28		304
Balances at Sep. 30, 2016		144,812	53	45,724	122,382	(15,542)	(7,805)
Balances at Jun. 30, 2016							(7,535)
Increase (Decrease) in Shareholders' Equity [Roll Forward]
Net income		2,745
Other comprehensive income		(270)					(270)
Balances at Sep. 30, 2016		$ 144,812	$ 53	$ 45,724	$ 122,382	$ (15,542)	$ (7,805)
[1]	All treasury stock sales were completed at arm's length for adequate consideration with the Chemung Canal Trust Company Profit Sharing, Savings, and Investment Plan and the Chemung Canal Trust Company - Finger Lakes Profit Sharing, Savings, and Investment Plan, which are defined contribution plans sponsored by the Bank.

CONSOLIDATED STATEMENTS OF SHA7

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Statement of Stockholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.78	$ 0.78
Distribution of shares of treasury stock for directors' compensation (in shares)	9,532	9,673
Distribution of shares of treasury stock for employee stock compensation (in shares)	7,661	3,303
Distribution of shares of treasury stock for deferred directors' compensation (in shares)	3,740	3,598
Sale of shares of treasury stock (in shares)	11,857	11,775

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 7,073	$ 7,304
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	748	866
Provision for loan losses	2,033	956
Gains on disposal of fixed assets	0	(13)
Depreciation and amortization of fixed assets	3,285	3,047
Amortization of premiums on securities, net	1,365	1,442
Gains on sales of loans held for sale, net	(273)	(239)
Proceeds from sales of loans held for sale	12,854	11,225
Loans originated and held for sale	(11,624)	(10,637)
Net (gains) losses on trading assets	(53)	25
Proceeds from sales of trading assets	99	0
Net gains on securities transactions	(983)	(291)
Net (gains) losses on sales of other real estate owned	6	(120)
Purchase of trading assets	(65)	(112)
Expense related to restricted stock units for directors' deferred compensation plan	72	72
Expense related to employee stock compensation	210	93
Expense related to employee restricted stock awards	145	156
Income from bank-owned life insurance	(55)	(56)
Decrease in other assets and accrued interest receivable	2,250	7,581
Decrease in accrued interest payable	(8)	(30)
Increase (decrease) in other liabilities	2,702	(11,212)
Net cash provided by operating activities	19,781	10,057
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales and calls of securities available for sale	36,130	58,035
Proceeds from maturities and principal collected on securities available for sale	56,661	29,537
Proceeds from maturities and principal collected on securities held to maturity	2,797	3,022
Purchases of securities available for sale	(47,696)	(129,923)
Purchases of securities held to maturity	(2,735)	(1,795)
Purchase of FHLBNY and FRBNY stock	(5,458)	(6,158)
Redemption of FHLBNY and FRBNY stock	5,764	7,522
Proceeds from sale of equipment	0	13
Purchases of premises and equipment	(937)	(783)
Proceeds from sales of other real estate owned	1,499	699
Net increase in loans	(49,243)	(20,993)
Net cash used by investing activities	(3,218)	(60,824)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	126,309	169,065
Net decrease in time deposits	(17,660)	(38,638)
Net increase in securities sold under agreements to repurchase	1,549	706
Repayments of FHLBNY overnight advances, net	(13,900)	(30,830)
Repayments of FHLBNY long term advances	(82)	(80)
Payments made on capital lease	(136)	(66)
Sale of treasury stock	332	319
Cash dividends paid	(3,656)	(3,623)
Net cash provided by financing activities	92,756	96,853
Net increase in cash and cash equivalents	109,319	46,086
Cash and cash equivalents, beginning of period	26,185	29,163
Cash and cash equivalents, end of period	135,504	75,249
Cash paid for:
Interest	2,874	2,698
Income taxes	2,680	5,662
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	342	10
Dividends declared, not yet paid	1,222	1,211
Distribution of treasury stock for directors' compensation	262	271
Distribution of treasury stock for deferred directors' compensation	3	3
Assets acquired through long term capital lease obligations	$ 2,035	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization The Corporation, through its wholly-owned subsidiaries, the Bank and CFS, provides a wide range of banking, financing, fiduciary and other financial services to its clients. The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities. CRM, a wholly-owned subsidiary of the Corporation which was formed and began operations on May 31, 2016, is a Nevada-based captive insurance company which insures against certain risks unique to the operations of the Corporation and its subsidiaries and for which insurance may not be currently available or economically feasible in today's insurance marketplace. CRM pools resources with several other similar insurance company subsidiaries of financial institutions to spread a limited amount of risk among themselves. CRM is subject to regulations of the State of Nevada and undergoes periodic examinations by the Nevada Division of Insurance. Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP for interim financial information and pursuant to the requirements for reporting on Form 10-Q and Article 10 of Regulation S-X of the Securities Exchange Act of 1934. These financial statements include the accounts of the Corporation and its subsidiaries, and all significant intercompany balances and transactions are eliminated in consolidation. Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform to the current period's presentation. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. In the opinion of management, all adjustments (consisting of normal recurring adjustments) and disclosures necessary for the fair presentation of the accompanying consolidated financial statements have been included. Recent Accounting Pronouncements In January 2016, the FASB issued ASU 2016-01, an amendment to Recognition and Measurement of Financial Assets and Financial Liabilities (Subtopic 825-10) . The objectives of the ASU are to (1) require equity investments to be measured at fair value, with changes in fair value recognized in net income, (2) simplify the impairment assessment of equity investments without readily determinable fair values, (3) eliminate the requirement to disclose methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost on the balance sheet, (4) require the use of the exit price notion when measuring the fair value of financial instruments, and (5) clarify the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. The Corporation intends to adopt the new guidance as of January 1, 2018 and believes the ASU will not have a material impact on its consolidated financial statements, as the Corporation's equity investment portfolio is less than $1.0 million as of September 30, 2016. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . ASU 2016-02 requires companies that lease valuable assets to recognize on their balance sheets the assets and liabilities generated by contracts longer than a year. The amendments in this update are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018, though early adoption is permitted. The Corporation intends to adopt the new lease guidance as of January 1, 2019 and is currently evaluating the impact that adoption of these updates will have on its consolidated financial statements. Currently, the Corporation believes the implementation of this ASU will create a right of use asset of less than $5.0 million for the Corporation's 13 leased facilities and a related capital obligation of the same amount as of January 1, 2019. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606): Principal Versus Agent Consideration - Reporting Revenue Gross Versus Net . The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. The Corporation intends to adopt the new revenue guidance as of January 1, 2018 and believes the ASU will not have a material impact on its consolidated financial statements. In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting . The objectives of the ASU are to simplify accounting for a stock payment's tax consequences and amend how excess tax benefits and a business's payments to cover the tax bills for the shares' recipients should be classified. The amendments allow companies to estimate the number of stock awards they expect to vest, and they revise the withholding requirements for classifying stock awards as equity. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2016, though early adoption is permitted. The adoption of ASU 2016-09 is not expected to have a significant impact on the Corporation's consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . The objective of the ASU is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date by replacing the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to form credit loss estimates. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2019, though entities may adopt the amendments earlier for fiscal year beginning after December 15, 2018. The Corporation is evaluating the potential impact on the Corporation's consolidated financial statements and believes that the ASU may materially change the current process of evaluating the allowance for loan losses. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments . The objective of the ASU is to reduce the existing diversity in practice relating to eight specific cash flow issues: (1) debt prepayment or debt extinguishment costs, (2) settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, (3) contingent consideration payments made after a business combination, (4) proceeds from the settlement of insurance claims, (5) proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, (6) distributions received from equity method investees, (7) beneficial interests in securitization transactions, and (8) separately identifiable cash flows and application of the predominance principal. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years, though early adoption is permitted. The adoption of the ASU is not expected to have a significant impact on the Corporation's consolidated financial statements.

EARNING PER COMMON SHARE

EARNING PER COMMON SHARE	9 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
EARNING PER COMMON SHARE	EARNING PER COMMON SHARE (shares in thousands) Basic earnings per share is net income divided by the weighted average number of common shares outstanding during the period. Issuable shares, including those related to directors’ restricted stock units and directors’ stock compensation, are considered outstanding and are included in the computation of basic earnings per share. All outstanding unvested share based payment awards that contain rights to non-forfeitable dividends are considered participating securities for this calculation. Restricted stock awards are grants of participating securities and are considered outstanding at grant date. Earnings per share information is adjusted to present comparative results for stock splits and stock dividends that occur. Earnings per share were computed by dividing net income by 4,765 and 4,722 weighted average shares outstanding for the three month periods ended September 30, 2016 and 2015 , respectively. Earnings per share were computed by dividing net income by 4,758 and 4,715 weighted average shares outstanding for the nine month periods ended September 30, 2016 and 2015 , respectively. There were no common stock equivalents during the three and nine month periods ended September 30, 2016 or 2015 .

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES Amortized cost and estimated fair value of securities available for sale are as follows (in thousands): September 30, 2016 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 38,312 $ 399 $ — $ 38,711 Mortgage-backed securities, residential 219,847 3,026 202 222,671 Obligations of states and political subdivisions 39,724 840 12 40,552 Corporate bonds and notes 248 7 — 255 SBA loan pools 587 4 1 590 Corporate stocks 285 205 10 480 Total $ 299,003 $ 4,481 $ 225 $ 303,259 December 31, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 99,430 $ 752 $ 16 $ 100,166 Mortgage-backed securities, residential 199,680 427 1,741 198,366 Obligations of states and political subdivisions 43,695 737 6 44,426 Corporate bonds and notes 747 5 — 752 SBA loan pools 643 5 1 647 Corporate stocks 285 178 — 463 Total $ 344,480 $ 2,104 $ 1,764 $ 344,820 Amortized cost and estimated fair value of securities held to maturity are as follows (in thousands): September 30, 2016 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 3,524 $ 242 $ — $ 3,766 Time deposits with other financial institutions 980 — — 980 Total $ 4,504 $ 242 $ — $ 4,746 December 31, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 4,566 $ 256 $ — $ 4,822 Total $ 4,566 $ 256 $ — $ 4,822 The amortized cost and estimated fair value of debt securities are shown below by expected maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately (in thousands): September 30, 2016 Available for Sale Held to Maturity Amortized Fair Amortized Fair Within one year $ 25,524 $ 25,640 $ 1,767 $ 1,787 After one, but within five years 41,911 42,675 2,556 2,750 After five, but within ten years 10,675 11,033 181 209 After ten years 174 170 — — 78,284 79,518 4,504 4,746 Mortgage-backed securities, residential 219,847 222,671 — — SBA loan pools 587 590 — — Total $ 298,718 $ 302,779 $ 4,504 $ 4,746 The proceeds from sales and calls of securities resulting in gains or losses for the three months ended September 30, 2016 and 2015 are listed below (in thousands): 2016 2015 Proceeds $ 20,709 $ 2,936 Gross gains 75 24 Gross losses — (35 ) Tax expense 28 (5 ) The proceeds from sales and calls of securities resulting in gains or losses for the nine months ended September 30, 2016 and 2015 are listed below (in thousands): 2016 2015 Proceeds $ 36,130 $ 58,035 Gross gains 983 326 Gross losses — (35 ) Tax expense 371 111 The following tables summarize the investment securities available for sale with unrealized losses at September 30, 2016 and December 31, 2015 by aggregated major security type and length of time in a continuous unrealized loss position (in thousands): Less than 12 months 12 months or longer Total September 30, 2016 Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Mortgage-backed securities, residential $ 50,681 $ 202 $ — $ — $ 50,681 $ 202 Obligations of states and political subdivisions 5,057 12 202 — 5,259 12 SBA loan pools — — 231 1 231 1 Corporate stocks 90 10 — — 90 10 Total temporarily impaired securities $ 55,828 $ 224 $ 433 $ 1 $ 56,261 $ 225 Less than 12 months 12 months or longer Total December 31, 2015 Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government and U.S. Government sponsored enterprises $ 15,169 $ 16 $ — $ — $ 15,169 $ 16 Mortgage-backed securities, residential 177,058 1,741 — — 177,058 1,741 Obligations of states and political subdivisions 3,756 4 592 2 4,348 6 SBA loan pools — — 251 1 251 1 Total temporarily impaired securities $ 195,983 $ 1,761 $ 843 $ 3 $ 196,826 $ 1,764 Other-Than-Temporary Impairment As of September 30, 2016 , the majority of the Corporation’s unrealized losses in the investment securities portfolio related to mortgage-backed securities. At September 30, 2016, all of the unrealized losses related to mortgage-backed securities were issued by U.S. government sponsored entities, Fannie Mae and Freddie Mac. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because it is not likely that the Corporation will be required to sell these securities before their anticipated recovery, the Corporation does not consider these securities to be other-than-temporarily impaired at September 30, 2016 .

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	LOANS AND ALLOWANCE FOR LOAN LOSSES The composition of the loan portfolio, net of deferred origination fees and costs, is summarized as follows (in thousands): September 30, 2016 December 31, 2015 Commercial and agricultural: Commercial and industrial $ 183,508 $ 192,197 Agricultural 406 1,036 Commercial mortgages: Construction 35,051 41,131 Commercial mortgages, other 540,710 465,347 Residential mortgages 197,665 195,778 Consumer loans: Credit cards 1,352 1,483 Home equity lines and loans 98,378 101,726 Indirect consumer loans 141,489 151,327 Direct consumer loans 18,007 18,608 Total loans, net of deferred origination fees and costs $ 1,216,566 $ 1,168,633 Interest receivable on loans 2,912 2,870 Total recorded investment in loans $ 1,219,478 $ 1,171,503 The Corporation's concentrations of credit risk by loan type are reflected in the preceding table. The concentrations of credit risk with standby letters of credit, committed lines of credit and commitments to originate new loans generally follow the loan classifications in the table above. The following tables present the activity in the allowance for loan losses by portfolio segment for the three and nine month periods ended September 30, 2016 and 2015 (in thousands): Three Months Ended September 30, 2016 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance $ 1,771 $ 7,754 $ 1,504 $ 3,639 $ 14,668 Charge-offs (104 ) (52 ) (7 ) (280 ) (443 ) Recoveries 15 1 — 34 50 Net recoveries (charge-offs) (89 ) (51 ) (7 ) (246 ) (393 ) Provision 101 520 50 379 1,050 Ending balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 Three Months Ended September 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Charge-offs (113 ) (1 ) — (304 ) (418 ) Recoveries 26 17 — 62 105 Net recoveries (charge-offs) (87 ) 16 — (242 ) (313 ) Provision (162 ) 326 7 136 307 Ending balance $ 1,576 $ 6,967 $ 1,552 $ 3,927 $ 14,022 Nine Months Ended September 30, 2016 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,831 $ 7,112 $ 1,464 $ 3,853 $ 14,260 Charge-offs: (121 ) (52 ) (65 ) (995 ) (1,233 ) Recoveries: 65 10 — 190 265 Net recoveries (charge-offs) (56 ) (42 ) (65 ) (805 ) (968 ) Provision 8 1,153 148 724 2,033 Ending balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 Nine Months Ended September 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 Charge-offs: (113 ) (29 ) (32 ) (917 ) (1,091 ) Recoveries: 64 101 — 306 471 Net recoveries (charge-offs) (49 ) 72 (32 ) (611 ) (620 ) Provision 165 569 12 210 956 Ending balance $ 1,576 $ 6,967 $ 1,552 $ 3,927 $ 14,022 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 100 $ 1,748 $ — $ 141 $ 1,989 Collectively evaluated for impairment 1,683 6,416 1,522 3,631 13,252 Loans acquired with deteriorated credit quality — 59 25 — 84 Total ending allowance balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 December 31, 2015 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 8 $ 1,481 $ — $ 77 $ 1,566 Collectively evaluated for impairment 1,823 5,572 1,424 3,776 12,595 Loans acquired with deteriorated credit quality — 59 40 — 99 Total ending allowance balance $ 1,831 $ 7,112 $ 1,464 $ 3,853 $ 14,260 September 30, 2016 Loans: Commercial Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 846 $ 11,542 $ 399 $ 458 $ 13,245 Loans collectively evaluated for impairment 183,502 563,833 197,648 259,412 1,204,395 Loans acquired with deteriorated credit quality — 1,743 95 — 1,838 Total ending loans balance $ 184,348 $ 577,118 $ 198,142 $ 259,870 $ 1,219,478 December 31, 2015 Loans: Commercial Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,498 $ 12,773 $ 235 $ 474 $ 14,980 Loans collectively evaluated for impairment 192,202 493,102 195,731 273,393 1,154,428 Loans acquired with deteriorated credit quality — 1,825 270 — 2,095 Total ending loans balance $ 193,700 $ 507,700 $ 196,236 $ 273,867 $ 1,171,503 The following table presents loans individually evaluated for impairment recognized by class of loans as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 With no related allowance recorded: Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Commercial and agricultural: Commercial and industrial $ 740 $ 746 $ — $ 1,487 $ 1,489 $ — Commercial mortgages: Construction 285 286 — 349 350 — Commercial mortgages, other 5,963 5,996 — 7,551 7,577 — Residential mortgages 399 399 — 234 235 — Consumer loans: Home equity lines and loans 97 98 — 107 108 — With an allowance recorded: Commercial and agricultural: Commercial and industrial 100 100 100 9 9 8 Commercial mortgages: Commercial mortgages, other 5,327 5,260 1,748 4,913 4,846 1,481 Consumer loans: Home equity lines and loans 360 360 141 364 366 77 Total $ 13,271 $ 13,245 $ 1,989 $ 15,014 $ 14,980 $ 1,566 The following table presents the average recorded investment and interest income of loans individually evaluated for impairment recognized by class of loans as of the three and nine month periods ended September 30, 2016 and 2015 (in thousands): Three Months Ended Three Months Ended Nine Months Ended Nine Months Ended With no related allowance recorded: Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial and agricultural: Commercial and industrial $ 900 $ 10 $ 1,133 $ 15 $ 1,083 $ 33 $ 1,325 $ 47 Commercial mortgages: Construction 310 4 402 4 329 11 1,153 33 Commercial mortgages, other 6,124 60 7,556 70 6,760 181 7,765 196 Residential mortgages 443 2 241 1 358 3 246 3 Consumer loans: Home equity lines & loans 101 1 479 6 104 4 468 18 With an allowance recorded: Commercial and agricultural: Commercial and industrial 45 1 165 — 29 4 180 3 Commercial mortgages: Commercial mortgages, other 5,151 1 4,975 1 4,998 4 4,418 48 Consumer loans: Home equity lines and loans 360 — — — 362 — 13 — Total $ 13,434 $ 79 $ 14,951 $ 97 $ 14,023 $ 240 $ 15,568 $ 348 (1) Cash basis interest income approximates interest income recognized. The following tables present the recorded investment in non-accrual and loans past due 90 days or more and still accruing by class of loans as of September 30, 2016 and December 31, 2015 (in thousands): Non-accrual Loans Past Due 90 Days or More and Still Accruing September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 Commercial and agricultural: Commercial and industrial $ 10 $ 13 $ 1 $ 3 Agricultural — — — — Commercial mortgages: Construction 20 63 — — Commercial mortgages, other 6,577 7,203 — — Residential mortgages 4,225 3,610 — — Consumer loans: Credit cards — — 11 15 Home equity lines and loans 1,653 758 — — Indirect consumer loans 298 542 — — Direct consumer loans 120 43 — — Total $ 12,903 $ 12,232 $ 12 $ 18 The following tables present the aging of the recorded investment in loans as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total Past Due Loans Acquired with Deteriorated Credit Quality Loans Not Past Due Total Commercial and agricultural: Commercial and industrial $ 32 $ 1 $ 1 $ 34 $ — $ 183,907 $ 183,941 Agricultural — — — — — 407 407 Commercial mortgages: Construction — — — — — 35,134 35,134 Commercial mortgages, other 848 5,513 3,316 9,677 1,743 530,564 541,984 Residential mortgages 1,697 928 2,160 4,785 95 193,262 198,142 Consumer loans: Credit cards 11 6 11 28 — 1,324 1,352 Home equity lines and loans 272 190 1,174 1,636 — 96,993 98,629 Indirect consumer loans 1,651 416 184 2,251 — 139,566 141,817 Direct consumer loans 90 22 98 210 — 17,862 18,072 Total $ 4,601 $ 7,076 $ 6,944 $ 18,621 $ 1,838 $ 1,199,019 $ 1,219,478 December 31, 2015 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total Past Due Loans Acquired with Deteriorated Credit Quality Loans Not Past Due Total Commercial and agricultural: Commercial and industrial $ 398 $ 3 $ 12 $ 413 $ — $ 192,248 $ 192,661 Agricultural — — — — — 1,039 1,039 Commercial mortgages: Construction — — — — — 41,231 41,231 Commercial mortgages, other 4,197 199 5,239 9,635 1,825 455,009 466,469 Residential mortgages 2,983 725 1,703 5,411 270 190,555 196,236 Consumer loans: Credit cards 30 4 15 49 — 1,433 1,482 Home equity lines and loans 233 77 239 549 — 101,428 101,977 Indirect consumer loans 1,744 4 447 2,195 — 149,531 151,726 Direct consumer loans 208 — 19 227 — 18,455 18,682 Total $ 9,793 $ 1,012 $ 7,674 $ 18,479 $ 2,095 $ 1,150,929 $ 1,171,503 Troubled Debt Restructurings: A modification of a loan may result in classification as a TDR when a borrower is experiencing financial difficulty and the modification constitutes a concession. The Corporation offers various types of modifications which may involve a change in the schedule of payments, a reduction in the interest rate, an extension of the maturity date, extending the maturity date at an interest rate lower than the current market rate for new debt with similar risk, requesting additional collateral, releasing collateral for consideration, substituting or adding a new borrower or guarantor, a permanent reduction of the recorded investment in the loan or a permanent reduction of the interest on the loan. As of September 30, 2016 and December 31, 2015 , the Corporation has a recorded investment in TDRs of $11.0 million and $12.0 million , respectively. There were specific reserves of $1.6 million and $1.4 million allocated for TDRs at September 30, 2016 and December 31, 2015 , respectively. As of September 30, 2016 , TDRs totaling $6.0 million were accruing interest under the modified terms and $5.0 million were on non-accrual status. As of December 31, 2015 , TDRs totaling $7.6 million were accruing interest under the modified terms and $4.4 million were on non-accrual status. The Corporation had committed no additional amounts as of September 30, 2016 , to customers with outstanding loans that are classified as TDRs. The Corporation had committed additional amounts up to $0.1 million as of December 31, 2015 , to customers with outstanding loans that are classified as TDRs. During the three months ended September 30, 2016, no loans were modified as TDRs. During the three months ended September 30, 2015, the terms of one loan was modified as a TDR. The modification of the terms of a commercial real estate loan during the three months ended September 30, 2015 included extending the maturity date and a corresponding reduction of the scheduled amortized payments of the loan due to the longer term. During the nine months ended September 30, 2016 and 2015 , the terms of certain loans were modified as TDRs. The modification of the terms of a residential mortgage loan during the nine months ended September 30, 2016 included an extension of the maturity date by thirteen years at a stated interest rate lower than the current market rate for new debt with similar risk and a corresponding reduction of the scheduled amortization payments of the loan due to the longer term. The modification of the terms of five commercial real estate loans and one residential home equity loan during the nine months ended September 30, 2016 included consolidating the loans into one commercial real estate loan and extending the maturity date at a stated interest rate lower than the current market rate for new debt with similar risk. The modification of the terms of a residential mortgage loan performed during the nine months ended September 30, 2016 included a reduction in the stated interest rate for three years and a corresponding reduction of the scheduled amortized payments of the loan due to the lower interest rate. Additionally, $4 thousand of interest and past due escrow payments were capitalized on the restructured loan. In addition to the modifications noted above, the modification of the terms of a commercial real estate loan during the nine months ended September 30, 2015 included a reduction of the scheduled amortized payments of the loan for the remaining term of the loan. Additionally, the modification of the terms of a commercial loan performed during the nine months ended September 30, 2015 included renewing a line of credit and extending the maturity date at a rate lower than the current market rate. There were no loans modified as TDRs during the three months ended September 30, 2016. The following table presents loans by class modified as TDRs that occurred during the three months ended September 30, 2015 (dollars in thousands): September 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 1 $ 432 $ 432 Total 1 $ 432 $ 432 The TDRs described above did no t increase the allowance for loan losses and resulted in no charge-offs during the three months ended September 30, 2015 . The following table presents loans by class modified as TDRs that occurred during the nine months ended September 30, 2016 and 2015 (dollars in thousands): September 30, 2016 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 5 $ 312 $ 310 Residential mortgages 2 295 307 Consumer loans: Home equity lines and loans 1 74 74 Total 8 $ 681 $ 691 September 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 477 $ 477 Commercial mortgages: Commercial mortgages 2 542 542 Total 3 $ 1,019 $ 1,019 The TDRs described above did no t increase the allowance for loan losses and resulted in no charge-offs during the nine months ended September 30, 2016. The TDRs described above increased the allowance for loan losses by less than $0.1 million and resulted in no charge-offs during the nine months ended September 30, 2015. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no payment defaults on any loans previously modified as TDRs within twelve months following the modification during the three months ended September 30, 2016. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the nine months ended September 30, 2016 : Number of Loans Recorded Investment Commercial mortgages: Commercial mortgages 2 $ 2,100 Total 2 $ 2,100 The TDRs that subsequently defaulted described above did not increase the allowance for loan losses and resulted in no charge offs during the nine months ended September 30, 2016 . There were no payment defaults on any loans previously modified as TDRs within twelve months following the modification during the three and nine months ended September 30, 2015 . Credit Quality Indicators The Corporation establishes a risk rating at origination for all commercial loans. The main factors considered in assigning risk ratings include, but are not limited to: historic and future debt service coverage, collateral position, operating performance, liquidity, leverage, payment history, management ability, and the customer’s industry. Commercial relationship managers monitor all loans in their respective portfolios for any changes in the borrower’s ability to service their debt and affirm the risk ratings for the loans at least annually. For the retail loans, which include residential mortgages, indirect and direct consumer loans, home equity lines and loans, and credit cards, once a loan is properly approved and closed, the Corporation evaluates credit quality based upon loan repayment. The Corporation uses the risk rating system to identify criticized and classified loans. Commercial relationships within the criticized and classified risk ratings are analyzed quarterly. The Corporation uses the following definitions for criticized and classified loans (which are consistent with regulatory guidelines): Special Mention – Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. Substandard – Loans classified as substandard are inadequately protected by the current net worth and paying capability of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful – Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Commercial loans not meeting the criteria above to be considered criticized or classified are considered to be pass rated loans. Loans listed as not rated are included in groups of homogeneous loans performing under terms of the loan notes. Based on the analyses performed as of September 30, 2016 and December 31, 2015 , the risk category of the recorded investment of loans by class of loans is as follows (in thousands): September 30, 2016 Not Rated Pass Special Mention Substandard Doubtful Loans acquired with deteriorated credit quality Total Commercial and agricultural: Commercial and industrial $ — $ 179,867 $ 2,281 $ 1,693 $ 100 $ — $ 183,941 Agricultural — 407 — — — 407 Commercial mortgages: Construction — 33,678 1,436 20 — — 35,134 Commercial mortgages — 514,628 8,446 12,531 4,636 1,743 541,984 Residential mortgages 193,822 — — 4,225 — 95 198,142 Consumer loans: Credit cards 1,352 — — — — — 1,352 Home equity lines and loans 96,976 — — 1,653 — — 98,629 Indirect consumer loans 141,519 — — 298 — — 141,817 Direct consumer loans 17,952 — — 120 — — 18,072 Total $ 451,621 $ 728,580 $ 12,163 $ 20,540 $ 4,736 $ 1,838 $ 1,219,478 December 31, 2015 Not Rated Pass Special Mention Substandard Doubtful Loans acquired with deteriorated credit quality Total Commercial and agricultural: Commercial and industrial $ — $ 186,359 $ 3,772 $ 2,521 $ 9 $ — $ 192,661 Agricultural — 1,039 — — — — 1,039 Commercial mortgages: Construction — 40,881 287 63 — — 41,231 Commercial mortgages — 437,549 8,437 14,454 4,204 1,825 466,469 Residential mortgages 192,245 — — 3,721 — 270 196,236 Consumer loans: Credit cards 1,482 — — — — — 1,482 Home equity lines and loans 101,219 — — 758 — — 101,977 Indirect consumer loans 151,184 — — 542 — — 151,726 Direct consumer loans 18,639 — — 43 — — 18,682 Total $ 464,769 $ 665,828 $ 12,496 $ 22,102 $ 4,213 $ 2,095 $ 1,171,503 The Corporation considers the performance of the loan portfolio and its impact on the allowance for loan losses. For residential and consumer loan classes, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in residential and consumer loans based on payment activity as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 193,917 $ 1,352 $ 96,976 $ 141,519 $ 17,952 Non-Performing 4,225 — 1,653 298 120 $ 198,142 $ 1,352 $ 98,629 $ 141,817 $ 18,072 December 31, 2015 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 192,626 $ 1,482 $ 101,219 $ 151,184 $ 18,639 Non-Performing 3,610 — 758 542 43 $ 196,236 $ 1,482 $ 101,977 $ 151,726 $ 18,682 At the time of the merger with Fort Orange Financial Corp., the Corporation identified certain loans with evidence of deteriorated credit quality, and the probability that the Corporation would be unable to collect all contractually required payments from the borrower. These loans are classified as PCI loans. The Corporation adjusted its estimates of future expected losses, cash flows, and renewal assumptions on the PCI loans during the current year. These adjustments were made for changes in expected cash flows due to loans refinanced beyond original maturity dates, impairments recognized subsequent to the acquisition, advances made for taxes or insurance to protect collateral held and payments received in excess of amounts originally expected. The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from from July 1, 2016 to September 30, 2016 and July 1, 2015 to September 30, 2015 (in thousands): Three Months Ended September 30, 2016 Balance at June 30, 2016 Income Accretion All Other Adjustments Balance at September 30, 2016 Contractually required principal and interest $ 2,492 $ — $ (60 ) $ 2,432 Contractual cash flows not expected to be collected (nonaccretable discount) (374 ) — (33 ) (407 ) Cash flows expected to be collected 2,118 — (93 ) 2,025 Interest component of expected cash flows (accretable yield) (243 ) 26 30 (187 ) Fair value of loans acquired with deteriorating credit quality $ 1,875 $ 26 $ (63 ) $ 1,838 Three Months Ended September 30, 2015 Balance at June 30, 2015 Income Accretion All Other Adjustments Balance at September 30, 2015 Contractually required principal and interest $ 3,036 $ — $ (69 ) $ 2,967 Contractual cash flows not expected to be collected (nonaccretable discount) (568 ) — 19 (549 ) Cash flows expected to be collected 2,468 — (50 ) 2,418 Interest component of expected cash flows (accretable yield) (324 ) 39 (19 ) (304 ) Fair value of loans acquired with deteriorating credit quality $ 2,144 $ 39 $ (69 ) $ 2,114 For those purchased credit impaired loans disclosed above, the Corporation did not increase the allowance for loan losses during the three months ended September 30, 2016 or 2015. The Corporation did not reverse any allowance for loan losses during the three months ended September 30, 2016 or 2015. The tables below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2016 to September 30, 2016 and January 1, 2015 to September 30, 2015 (in thousands): Nine Months Ended September 30, 2016 Balance at December 31, 2015 Income Accretion All Other Adjustments Balance at September 30, 2016 Contractually required principal and interest $ 2,912 $ — $ (480 ) $ 2,432 Contractual cash flows not expected to be collected (nonaccretable discount) (506 ) — 99 (407 ) Cash flows expected to be collected 2,406 — (381 ) 2,025 Interest component of expected cash flows (accretable yield) (311 ) 96 28 (187 ) Fair value of loans acquired with deteriorating credit quality $ 2,095 $ 96 $ (353 ) $ 1,838 Nine Months Ended September 30, 2015 Balance at December 31, 2014 Income Accretion All Other Adjustments Balance at September 30, 2015 Contractually required principal and interest $ 3,621 $ — $ (654 ) $ 2,967 Contractual cash flows not expected to be collected (nonaccretable discount) (570 ) — 21 (549 ) Cash flows expected to be collected 3,051 — (633 ) 2,418 Interest component of expected cash flows (accretable yield) (420 ) 138 (22 ) (304 ) Fair value of loans acquired with deteriorating credit quality $ 2,631 $ 138 $ (655 ) $ 2,114 For those purchased credit impaired loans disclosed above, the Corporation decreased the allowance for loan losses by $15 thousand and $5 thousand during the nine months ended September 30, 2016 and 2015, respectively. The Corporation did not reverse any allowance for losses during the nine months ended September 30, 2016 or 2015.

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value on a recurring basis: Investment Securities: The fair values of securities available for sale are usually determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3 inputs). Trading Assets: Securities that are held to fund a deferred compensation plan are recorded at fair value with changes in fair value included in earnings. The fair values of trading assets are determined by quoted market prices (Level 1 inputs). Derivatives : The fair values of interest rate swaps are based on valuation models using observable market data as of the measurement date (Level 2 inputs). Derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices, and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The Corporation also incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counter-party's nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Corporation has considered the impact of any applicable credit enhancements, such as collateral postings. Although the Corporation has determined that the majority of the inputs used to value its derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize credit default rate assumptions (Level 3 inputs). The fair values of credit risk participations are based on credit default rate assumptions (Level 3 inputs). Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Measurement at September 30, 2016 Using Financial Assets: Fair Value Quoted Prices Significant Significant Unobservable Inputs Obligations of U.S. Government and U.S. Government sponsored enterprises $ 38,711 $ — $ 38,711 $ — Mortgage-backed securities, residential 222,671 — 222,671 — Obligations of states and political subdivisions 40,552 — 40,552 — Corporate bonds and notes 255 — — 255 SBA loan pools 590 — 590 — Corporate stocks 480 52 428 — Total available for sale securities $ 303,259 $ 52 $ 302,952 $ 255 Trading assets $ 720 $ 720 $ — $ — Derivative assets 359 — 359 — Financial Liabilities: Derivative liabilities $ 453 $ — $ 359 $ 94 Fair Value Measurement at December 31, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Obligations of U.S. Government and U.S. Government sponsored enterprises $ 100,166 $ 14,784 $ 85,382 $ — Mortgage-backed securities, residential 198,366 — 198,366 — Obligations of states and political subdivisions 44,426 — 44,426 — Corporate bonds and notes 752 — 504 248 SBA loan pools 647 — 647 — Corporate stocks 463 56 407 — Total available for sale securities $ 344,820 $ 14,840 $ 329,732 $ 248 Trading assets $ 701 $ 701 $ — $ — Derivative assets 15 — 15 — Financial Liabilities: Derivative liabilities $ 63 $ — $ 15 $ 48 There were no transfers between Level 1 and Level 2 during the three and nine month periods ended September 30, 2016 or the year ended December 31, 2015 . The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three month periods ended September 30, 2016 and September 30, 2015 (in thousands): Assets (Liabilities) Corporate Bonds and Notes Derivative Liabilities September 30, 2016 September 30, 2015 September 30, 2016 September 30, 2015 Balance of recurring Level 3 assets at July1 $ 256 $ — $ (120 ) $ (13 ) Derivative instruments entered into — — — — Total gains or losses for the period: Included in earnings - other non-interest income — — 26 (22 ) Included in other comprehensive income (1 ) — — — Transfers into Level 3 — — — — Balance of recurring Level 3 assets at September 30 $ 255 $ — $ (94 ) $ (35 ) The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine month periods ended September 30, 2016 and September 30, 2015 (in thousands): Assets (Liabilities) Corporate Bonds and Notes Derivative Liabilities September 30, 2016 September 30, 2015 September 30, 2016 September 30, 2015 Balance of recurring Level 3 assets at January 1 $ 248 $ — $ (48 ) $ (18 ) Derivative instruments entered into — — (25 ) — Total gains or losses for the period: Included in earnings - other non-interest income — — (21 ) (17 ) Included in other comprehensive income 7 — — — Transfers into Level 3 — — — — Balance of recurring Level 3 assets at September 30 $ 255 $ — $ (94 ) $ (35 ) The following table presents information related to Level 3 recurring fair value measurements at September 30, 2016 and December 31, 2015 (in thousands): Description Fair Value at Valuation Technique Unobservable Inputs Range Corporate bonds and notes $ 255 Discounted cash flow Credit spread 1.73% - 1.73% Derivative liabilities $ 94 Historical trend Credit default rate 4.79% - 4.79% Description Fair Value at Valuation Technique Unobservable Inputs Range Corporate bonds and notes $ 248 Discounted cash flow Credit spread 1.73% - 1.73% Derivative liabilities $ 48 Historical trend Credit default rate 5.83% - 5.83% The Corporation used the following methods and significant assumptions to estimate fair value on a non-recurring basis: Impaired Loans : At the time a loan is considered impaired, it is valued at the lower of cost or fair value. Impaired loans carried at fair value have been partially charged-off or receive specific allocations as part of the allowance for loan loss accounting. For collateral dependent loans, fair value is commonly based on real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, typically resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. OREO : Assets acquired through or instead of loan foreclosures are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Assets in which the Corporation has accepted a purchase offer are classified as Level 2. Appraisals for both collateral-dependent impaired loans and OREO are performed by certified general appraisers (commercial properties) or certified residential appraisers (residential properties) whose qualifications and licenses have been reviewed and verified by the Corporation. Once received, appraisals are reviewed for reasonableness of assumptions, approaches utilized, Uniform Standards of Professional Appraisal Practice and other regulatory compliance, as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. Appraisals are generally completed within the previous 12 month period prior to a property being placed into OREO. On impaired loans, appraisal values are adjusted based on the age of the appraisal, the position of the lien, the type of the property and its condition. Assets and liabilities measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Measurement at September 30, 2016 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired Loans: Commercial mortgages: Commercial mortgages $ 613 $ — $ — $ 613 Consumer loans: Home equity lines and loans 218 — — 218 Total impaired loans $ 831 $ — $ — $ 831 Other real estate owned: Commercial mortgages: Commercial mortgages $ 51 $ — $ — $ 51 Residential mortgages 316 — — 316 Total other real estate owned, net $ 367 $ — $ — $ 367 Fair Value Measurement at December 31, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired Loans: Commercial mortgages: Commercial mortgages $ 2,629 $ — $ — $ 2,629 Consumer loans: Home equity lines and loans 287 — — 287 Total impaired loans $ 2,916 $ — $ — $ 2,916 Other real estate owned: Commercial mortgages: Commercial mortgages $ 1,491 $ — $ 1,491 $ — Residential mortgages 39 — — 39 Total other real estate owned, net $ 1,530 $ — $ 1,491 $ 39 The following tables presents information related to Level 3 non-recurring fair value measurement at September 30, 2016 and December 31, 2015 (in thousands): Description Fair Value at September 30, 2016 Valuation Technique Unobservable Inputs Range Impaired loans: Commercial mortgages: Commercial mortgages $ 613 Sales comparison Discount to appraised value 12.88% - 22.10% Consumer loans: Home equity lines and loans 218 Sales comparison Discount to appraised value 20.80% - 20.80% $ 831 OREO: Commercial mortgages: Commercial mortgages $ 51 Sales comparison Discount to appraised value 20.80% - 20.80% Residential mortgages 316 Sales comparison Discount to appraised value 20.80% - 51.55% $ 367 Description Fair Value at December 31, 2015 Valuation Technique Unobservable Inputs Range Impaired loans: Commercial mortgages: Commercial mortgages $ 2,629 Sales comparison Discount to appraised value 10.00% - 17.19% Consumer loans: Home equity lines and loans 287 Sales comparison Discount to appraised value 18.04% - 18.04% $ 2,916 OREO: Residential mortgages $ 39 Sales comparison Discount to appraised value 22.30% - 22.30% $ 39 FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods and assumptions were used to estimate the fair value of each class of financial instruments not already discussed: Cash and Due From Financial Institutions and Interest-Bearing Deposits in Other Financial Institutions For those short-term instruments that generally mature in 90 days or less, the carrying value approximates fair value of which non-interest-bearing deposits are classified as Level 1 and interest-bearing deposits with the FHLBNY and FRBNY are classified as Level 1. Securities Held to Maturity For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3 inputs). FHLBNY and FRBNY Stock It is not practicable to determine the fair value of FHLBNY and FRBNY stock due to restrictions placed on its transferability. Loans, Net For variable-rate loans that reprice frequently, fair values approximate carrying values. The fair values for other loans are estimated through discounted cash flow analysis using interest rates currently being offered for loans with similar terms and credit quality. Loans are classified as Level 3. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Loans Held for Sale Certain mortgage loans are originated with the intent to sell. Loans held for sale are recorded at the lower of cost or market and are classified as Level 2. Deposits The fair values disclosed for demand deposits, savings accounts and money market accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying values) and classified as Level 1. The fair value of certificates of deposits is estimated using a discounted cash flow approach that applies interest rates currently being offered on certificates to a schedule of the weighted-average expected monthly maturities and classified as Level 2. Securities Sold Under Agreements to Repurchase These instruments bear both variable and fixed rates of interest. Therefore, the carrying value approximates fair value for the variable rate instruments and the fair value of fixed rate instruments is based on discounted cash flows to maturity. These are classified as Level 2. FHLBNY Overnight Advances and FHLBNY Term Advances These instruments bear a stated rate of interest to maturity and, therefore, the fair value is based on discounted cash flows to maturity and classified as Level 2. Accrued Interest Receivable and Payable For these short-term instruments, the carrying value approximates fair value resulting in a classification of Level 1, Level 2 or Level 3 depending upon the classification of the asset/liability they are associated with. The carrying amounts and estimated fair values of other financial instruments, at September 30, 2016 and December 31, 2015 , are as follows (in thousands): September 30, 2016 Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Estimated Fair Value Cash and due from financial institutions $ 35,345 $ 35,345 $ — $ — $ 35,345 Interest-bearing deposits in other financial institutions 100,159 100,159 — — 100,159 Trading assets 720 720 — — 720 Securities available for sale 303,259 52 302,952 255 303,259 Securities held to maturity 4,504 — — 4,746 4,746 FHLBNY and FRBNY stock 4,491 — — — N/A Loans, net 1,201,241 — — 1,224,046 1,224,046 Loans held for sale 119 — 125 — 125 Accrued interest receivable 3,967 3 1,084 2,880 3,967 Derivative assets 359 — 359 — 359 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,360,526 $ 1,360,526 $ — $ — $ 1,360,526 Time deposits 148,418 — 148,808 — 148,808 Securities sold under agreements to repurchase 30,002 — 30,559 — 30,559 FHLBNY term advances 19,121 — 19,419 — 19,419 Accrued interest payable 201 20 181 — 201 Derivative liabilities 453 — 359 94 453 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. December 31, 2015 Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Estimated Fair Value Cash and due from financial institutions $ 24,886 $ 24,886 $ — $ — $ 24,886 Interest-bearing deposits in other financial institutions 1,299 1,299 — — 1,299 Trading assets 701 701 — — 701 Securities available for sale 344,820 14,840 329,732 248 344,820 Securities held to maturity 4,566 — — 4,822 4,822 FHLBNY and FRBNY stock 4,797 — — — N/A Loans, net 1,154,373 — — 1,178,081 1,178,081 Loans held for sale 1,076 — 1,076 — 1,076 Accrued interest receivable 4,015 39 1,141 2,835 4,015 Derivative assets 15 — 15 — 15 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,234,216 $ 1,234,216 $ — $ — $ 1,234,216 Time deposits 166,079 — 166,551 — 166,551 Securities sold under agreements to repurchase 28,453 — 29,128 — 29,128 FHLBNY overnight advances 13,900 — 13,901 — 13,901 FHLBNY term advances 19,203 — 19,658 — 19,658 Accrued interest payable 209 17 192 — 209 Derivative liabilities 63 — 15 48 63 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS The changes in goodwill included in the core banking segment during the periods ended September 30, 2016 and 2015 were as follows (in thousands): 2016 2015 Beginning of year $ 21,824 $ 21,824 Acquired goodwill — — Ending balance September 30, $ 21,824 $ 21,824 Acquired intangible assets were as follows at September 30, 2016 and December 31, 2015 (in thousands): At September 30, 2016 At December 31, 2015 Balance Acquired Accumulated Amortization Balance Acquired Accumulated Amortization Core deposit intangibles $ 5,975 $ 4,540 $ 5,975 $ 4,057 Other customer relationship intangibles 5,633 3,885 5,633 3,620 Total $ 11,608 $ 8,425 $ 11,608 $ 7,677 Aggregate amortization expense was $0.2 million and $0.3 million for the three month periods ended September 30, 2016 and 2015 , respectively. Aggregate amortization expense was $0.7 million and $0.9 million for the nine month periods ended September 30, 2016 and 2015 , respectively. The remaining estimated aggregate amortization expense at September 30, 2016 is listed below (in thousands): Year Estimated Expense 2016 $ 238 2017 859 2018 734 2019 609 2020 484 2021 259 Total $ 3,183

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	9 Months Ended
	Sep. 30, 2016
Disclosure of Repurchase Agreements [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE A summary of securities sold under agreements to repurchase as of September 30, 2016 and December 31, 2015 is as follows (in thousands): September 30, 2016 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ — $ 1,296 $ — $ — $ 1,296 Mortgage-backed securities, residential 16,526 10,645 12,415 — 39,586 Total 16,526 11,941 12,415 $ — 40,882 Excess collateral held (6,524 ) (1,941 ) (2,415 ) — (10,880 ) Gross amount of recognized liabilities for repurchase agreements $ 10,002 $ 10,000 $ 10,000 $ — $ 30,002 December 31, 2015 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 12,163 $ 1,781 $ 9,323 $ — $ 23,267 Mortgage-backed securities, residential 8,280 9,174 3,135 — 20,589 Total 20,443 10,955 12,458 — 43,856 Excess collateral held (11,990 ) (955 ) (2,458 ) — (15,403 ) Gross amount of recognized liabilities for repurchase agreements $ 8,453 $ 10,000 $ 10,000 $ — $ 28,453 The Corporation enters into sales of securities under agreements to repurchase and the amounts received under these agreements represent borrowings and are reflected as a liability in the consolidated balance sheets. The securities underlying these agreements are included in investment securities in the consolidated balance sheets. The Corporation has no control over the market value of the securities which fluctuate due to market conditions, however, the Corporation is obligated to promptly transfer additional securities if the market value of the securities falls below the repurchase agreement price. The Corporation manages this risk by utilizing highly marketable and easily priced securities, monitoring these securities for significant changes in market valuation routinely, and maintaining an unpledged securities portfolio believed to be sufficient to cover a decline in the market value of the securities sold under agreements to repurchase.

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE LOSS	9 Months Ended
	Sep. 30, 2016
Equity [Abstract]
ACCUMULATED OTHER COMPREHENSIVE LOSS	ACCUMULATED OTHER COMPREHENSIVE LOSS Accumulated other comprehensive loss represents the net unrealized holding gains or losses on securities available for sale and the funded status of the Corporation's defined benefit pension plan and other benefit plans, as of the consolidated balance sheet dates, net of the related tax effect. The following is a summary of the changes in accumulated other comprehensive loss by component, net of tax, for the periods indicated (in thousands): Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at July 1, 2016 $ 3,152 $ (10,687 ) $ (7,535 ) Other comprehensive income before reclassification (456 ) — (456 ) Amounts reclassified from accumulated other comprehensive income (47 ) 233 186 Net current period other comprehensive gain (loss) (503 ) 233 (270 ) Balance at September 30, 2016 $ 2,649 $ (10,454 ) $ (7,805 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at July 1, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Other comprehensive loss before reclassification 598 — 598 Amounts reclassified from accumulated other comprehensive income 7 223 230 Net current period other comprehensive gain 605 223 828 Balance at September 30, 2015 $ 1,789 $ (10,075 ) $ (8,286 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2016 $ 210 $ (11,152 ) $ (10,942 ) Other comprehensive income before reclassification 3,051 — 3,051 Amounts reclassified from accumulated other comprehensive income (612 ) 698 86 Net current period other comprehensive gain 2,439 698 3,137 Balance at September 30, 2016 $ 2,649 $ (10,454 ) $ (7,805 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2015 $ 1,960 $ (10,745 ) $ (8,785 ) Other comprehensive income before reclassification 2 — 2 Amounts reclassified from accumulated other comprehensive income (173 ) 670 497 Net current period other comprehensive gain (loss) (171 ) 670 499 Balance at September 30, 2015 $ 1,789 $ (10,075 ) $ (8,286 ) The following is the reclassification out of accumulated other comprehensive income for the periods indicated (in thousands): Details about Accumulated Other Comprehensive Income Components Three Months Ended Affected Line Item 2016 2015 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (75 ) $ 11 Net gains (losses) on securities transactions Tax effect 28 (4 ) Income tax expense Net of tax (47 ) 7 Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (22 ) (22 ) Pension and other employee benefits Actuarial losses (a) 396 384 Pension and other employee benefits Tax effect (141 ) (139 ) Income tax expense Net of tax 233 223 Total reclassification for the period, net of tax $ 186 $ 230 (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 10 for additional information). Details about Accumulated Other Comprehensive Income Components Nine Months Ended September 30, Affected Line Item 2016 2015 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (983 ) $ (291 ) Net gains (losses) on securities transactions Tax effect 371 118 Income tax expense Net of tax (612 ) (173 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (67 ) (65 ) Pension and other employee benefits Actuarial losses (a) 1,188 1,151 Pension and other employee benefits Tax effect (423 ) (416 ) Income tax expense Net of tax 698 670 Total reclassification for the period, net of tax $ 86 $ 497 (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 10 for additional information).

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES The Corporation is a party to certain financial instruments with off-balance sheet risk such as commitments under standby letters of credit, unused portions of lines of credit, overdraft protection and commitments to fund new loans. In accordance with GAAP, these financial instruments are not recorded in the financial statements. The Corporation's policy is to record such instruments when funded. These transactions involve, to varying degrees, elements of credit, interest rate and liquidity risk. Such transactions are generally used by the Corporation to manage clients' requests for funding and other client needs. The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 46,801 $ 37,129 $ 17,167 $ 25,251 Unused lines of credit 908 196,978 1,265 177,004 Standby letters of credit — 14,427 — 14,646 On March 23, 2016, the Bank received a summons and complaint for an action brought in the State of New York Supreme Court for the County of Tompkins, regarding its lease of 202 East State Street, Ithaca, NY. The owner of the leased premises has alleged that the Bank has breached its contract and is requesting a judgment declaring that the term of the lease runs through December 31, 2025 or a judgment in his favor in the amount of $4.0 million . On July 25, 2016, the Corporation received Notice of Entry of the decision and order of the New York Supreme Court for the County of Tompkins, involving claims by the owner of the leased premises at 202 East State Street, Ithaca, New York against the Bank. The Court granted, in part, partial summary judgment in favor of the plaintiff - on the issue of liability only- for anticipatory breach and breach of contract. The fraud claims were dismissed, and summary judgment was denied on the plaintiff’s trespass claims. The Court set the matter down for an inquest on damages at a later date, with the original claim by the plaintiff seeking $4.0 million in damages. While the Corporation’s attorneys are assessing the merits of an appeal based on the information contained in the Court’s ruling, the Corporation established a legal reserve of $1.2 million in connection with this case during the second quarter of 2016. No changes in the status of the case have occurred during the third quarter of 2016. In the normal course of business, there are various outstanding claims and legal proceedings involving the Corporation or its subsidiaries. Except for the above matter, we believe that we are not a party to any pending legal, arbitration, or regulatory proceedings that could have a material adverse impact on our financial results or liquidity.

COMPONENTS OF QUARTERLY AND YEA

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	9 Months Ended
	Sep. 30, 2016
Compensation and Retirement Disclosure [Abstract]
COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS	COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (in thousands): Three Months Ended September 30, Nine Months Ended 2016 2015 2016 2015 Qualified Pension Plan Service cost, benefits earned during the period $ 298 $ 354 $ 892 $ 1,061 Interest cost on projected benefit obligation 470 457 1,410 1,371 Expected return on plan assets (756 ) (824 ) (2,267 ) (2,471 ) Amortization of unrecognized transition obligation — — — — Amortization of unrecognized prior service cost 1 2 5 7 Amortization of unrecognized net loss 383 369 1,150 1,106 Net periodic pension cost $ 396 $ 358 $ 1,190 $ 1,074 Supplemental Pension Plan Service cost, benefits earned during the period $ 11 $ 11 $ 32 $ 33 Interest cost on projected benefit obligation 13 13 39 37 Expected return on plan assets — — — — Amortization of unrecognized prior service cost — — — — Amortization of unrecognized net loss 6 12 19 38 Net periodic supplemental pension cost $ 30 $ 36 $ 90 $ 108 Postretirement Plan, Medical and Life Service cost, benefits earned during the period $ 11 $ 11 $ 35 $ 35 Interest cost on projected benefit obligation 18 16 53 48 Expected return on plan assets — — — — Amortization of unrecognized prior service cost (23 ) (24 ) (72 ) (72 ) Amortization of unrecognized net loss 7 3 19 7 Net periodic postretirement, medical and life cost $ 13 $ 6 $ 35 $ 18

SEGMENT REPORTING

SEGMENT REPORTING	9 Months Ended
	Sep. 30, 2016
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING The Corporation manages its operations through two primary business segments: core banking and WMG. The core banking segment provides revenues by attracting deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the Corporation’s local markets and to invest in securities. The WMG services segment provides revenues by providing trust and investment advisory services to clients. Accounting policies for the segments are the same as those described in Note 1 of the Corporation’s 2015 Annual Report on Form 10-K, which was filed with the SEC on March 11, 2016. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment. CFS amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company, CFS, and CRM column below, along with amounts to eliminate transactions between those segments (in thousands). CRM was formed during the second quarter of 2016, therefore, is not included within prior year comparative information. Three months ended September 30, 2016 Core Banking WMG Holding Company, CFS, and CRM Consolidated Totals Interest and dividend income $ 14,022 $ — $ 3 $ 14,025 Interest expense 985 — — 985 Net interest income 13,037 — 3 13,040 Provision for loan losses 1,050 — — 1,050 Net interest income after provision for loan losses 11,987 — 3 11,990 Other non-interest income 3,240 2,027 168 5,435 Other non-interest expenses 11,888 1,293 290 13,471 Income (loss) before income tax expense (benefit) 3,339 734 (119 ) 3,954 Income tax expense (benefit) 974 277 (42 ) 1,209 Segment net income (loss) $ 2,365 $ 457 $ (77 ) $ 2,745 Three months ended September 30, 2015 Core Banking WMG Holding Company and CFS Consolidated Totals Interest and dividend income $ 13,594 $ — $ 1 $ 13,595 Interest expense 904 — — 904 Net interest income 12,690 — 1 12,691 Provision for loan losses 307 — — 307 Net interest income after provision for loan losses 12,383 — 1 12,384 Other non-interest income 2,622 2,122 168 4,912 Other non-interest expenses 12,113 1,357 164 13,634 Income (loss) before income tax expense (benefit) 2,892 765 5 3,662 Income tax expense (benefit) 935 292 (16 ) 1,211 Segment net income (loss) $ 1,957 $ 473 $ 21 $ 2,451 Nine months ended September 30, 2016 Core Banking WMG Holding Company, CFS, and CRM Consolidated Totals Interest and dividend income $ 41,893 $ — $ 6 $ 41,899 Interest expense 2,866 — — 2,866 Net interest income 39,027 — 6 39,033 Provision for loan losses 2,033 — — 2,033 Net interest income after provision for loan losses 36,994 — 6 37,000 Other non-interest income 9,516 6,240 496 16,252 Other non-interest expenses 37,805 4,251 993 43,049 Income (loss) before income tax expense (benefit) 8,705 1,989 (491 ) 10,203 Income tax expense (benefit) 2,591 751 (212 ) 3,130 Segment net income (loss) $ 6,114 $ 1,238 $ (279 ) $ 7,073 Segment assets $ 1,721,739 $ 4,398 $ 2,728 $ 1,728,865 Nine months ended September 30, 2015 Core Banking WMG Holding Company And CFS Consolidated Totals Interest and dividend income $ 40,344 $ — $ 4 $ 40,348 Interest expense 2,668 — — 2,668 Net interest income 37,676 — 4 37,680 Provision for loan losses 956 — — 956 Net interest income after provision for loan losses 36,720 — 4 36,724 Other non-interest income 8,261 6,446 717 15,424 Other non-interest expenses 36,388 4,051 754 41,193 Income (loss) before income tax expense (benefit) 8,593 2,395 (33 ) 10,955 Income tax expense (benefit) 2,798 915 (62 ) 3,651 Segment net income $ 5,795 $ 1,480 $ 29 $ 7,304 Segment assets $ 1,626,100 $ 4,392 $ 1,147 $ 1,631,639

STOCK COMPENSATION

STOCK COMPENSATION	9 Months Ended
	Sep. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION Board of Director’s Stock Compensation Members of the Board of Directors receive common shares of the Corporation equal in value to the amount of fees individually earned during the previous year for service as a director. The common shares are distributed to the Corporation's individual board members from treasury shares of the Corporation on or about January 15 following the calendar year of service. Additionally, the Chief Executive Officer of the Corporation, who does not receive cash compensation as a member of the Board of Directors, is awarded common shares equal in value to the average of those awarded to board members not employed by the Corporation who have served for 12 months during the prior year. During January 2016 and 2015 , 9,532 and 9,673 shares, respectively, were re-issued from treasury to fund the stock component of directors' compensation. An expense of $65 thousand and $52 thousand related to this compensation was recognized during the three month periods ended September 30, 2016 and 2015 , respectively. An expense of $200 thousand and $188 thousand related to this compensation was recognized during the nine month periods ended September 30, 2016 and 2015 , respectively. This expense is accrued as shares are earned. Restricted Stock Plan Pursuant to the Corporation’s Restricted Stock Plan, the Corporation may make discretionary grants of restricted stock to officers other than the Corporation's Chief Executive Officer. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at issue date. A summary of restricted stock activity for the three month period ended September 30, 2016 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at July 1, 2016 22,154 $ 28.12 Granted — — Vested (200 ) 30.08 Forfeited or cancelled — — Nonvested at September 30, 2016 21,954 $ 28.16 A summary of restricted stock activity for the nine month period ended September 30, 2016 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at January 1, 2016 22,569 $ 28.09 Granted — — Vested (615 ) 25.41 Forfeited or cancelled — — Nonvested at September 30, 2016 21,954 $ 28.16 As of September 30, 2016 , there was $471 thousand of total unrecognized compensation cost related to nonvested shares granted under the Plan. The cost is expected to be recognized over a weighted-average period of 3.18 years. The total fair value of shares vested was $17 thousand for both of the nine month periods ended September 30, 2016 and 2015 .

SUBSEQUENT EVENT

SUBSEQUENT EVENT	9 Months Ended
	Sep. 30, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENT	SUBSEQUENT EVENT On October 20, 2016, the Corporation amended its noncontributory defined benefit pension plan (“pension plan”) to freeze future retirement benefits after December 31, 2016. Beginning on January 1, 2017, both the pay-based and service-based component of the formula used to determine retirement benefits in the pension plan will be frozen so that participants will no longer earn further retirement benefits. Due to the freezing of the pension plan, the Corporation amended its defined contribution profit sharing, savings, and investment plan (“401(k)”) for all active participants to supersede the current contribution formula used by the Corporation. Beginning on January 1, 2017 the Corporation will begin contributing a non-discretionary 3% of gross annual wages (as defined by the 401(k) plan) for each participant, regardless of the participant’s deferral, in addition to a 50% match up to 6% of gross annual wages. All new contributions made on or after January 1, 2017 will vest immediately. Additionally, on October 20, 2016, the Corporation amended its defined benefit health care plan to not allow any new retirees into the plan, effective January 1, 2017.

SUMMARY OF SIGNIFICANT ACCOUN22

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Organization	Organization The Corporation, through its wholly-owned subsidiaries, the Bank and CFS, provides a wide range of banking, financing, fiduciary and other financial services to its clients. The Corporation and the Bank are subject to the regulations of certain federal and state agencies and undergo periodic examinations by those regulatory authorities. CRM, a wholly-owned subsidiary of the Corporation which was formed and began operations on May 31, 2016, is a Nevada-based captive insurance company which insures against certain risks unique to the operations of the Corporation and its subsidiaries and for which insurance may not be currently available or economically feasible in today's insurance marketplace. CRM pools resources with several other similar insurance company subsidiaries of financial institutions to spread a limited amount of risk among themselves. CRM is subject to regulations of the State of Nevada and undergoes periodic examinations by the Nevada Division of Insurance.
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in conformity with GAAP for interim financial information and pursuant to the requirements for reporting on Form 10-Q and Article 10 of Regulation S-X of the Securities Exchange Act of 1934. These financial statements include the accounts of the Corporation and its subsidiaries, and all significant intercompany balances and transactions are eliminated in consolidation. Amounts in the prior periods' consolidated financial statements are reclassified whenever necessary to conform to the current period's presentation. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. In the opinion of management, all adjustments (consisting of normal recurring adjustments) and disclosures necessary for the fair presentation of the accompanying consolidated financial statements have been included.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In January 2016, the FASB issued ASU 2016-01, an amendment to Recognition and Measurement of Financial Assets and Financial Liabilities (Subtopic 825-10) . The objectives of the ASU are to (1) require equity investments to be measured at fair value, with changes in fair value recognized in net income, (2) simplify the impairment assessment of equity investments without readily determinable fair values, (3) eliminate the requirement to disclose methods and significant assumptions used to estimate fair value for financial instruments measured at amortized cost on the balance sheet, (4) require the use of the exit price notion when measuring the fair value of financial instruments, and (5) clarify the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. The Corporation intends to adopt the new guidance as of January 1, 2018 and believes the ASU will not have a material impact on its consolidated financial statements, as the Corporation's equity investment portfolio is less than $1.0 million as of September 30, 2016. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . ASU 2016-02 requires companies that lease valuable assets to recognize on their balance sheets the assets and liabilities generated by contracts longer than a year. The amendments in this update are effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018, though early adoption is permitted. The Corporation intends to adopt the new lease guidance as of January 1, 2019 and is currently evaluating the impact that adoption of these updates will have on its consolidated financial statements. Currently, the Corporation believes the implementation of this ASU will create a right of use asset of less than $5.0 million for the Corporation's 13 leased facilities and a related capital obligation of the same amount as of January 1, 2019. In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606): Principal Versus Agent Consideration - Reporting Revenue Gross Versus Net . The objective of the ASU is to align the recognition of revenue with the transfer of promised goods or services provided to customers in an amount that reflects the consideration which the entity expects to be entitled in exchange for those goods or services. The amendments in this ASU are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. The Corporation intends to adopt the new revenue guidance as of January 1, 2018 and believes the ASU will not have a material impact on its consolidated financial statements. In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting . The objectives of the ASU are to simplify accounting for a stock payment's tax consequences and amend how excess tax benefits and a business's payments to cover the tax bills for the shares' recipients should be classified. The amendments allow companies to estimate the number of stock awards they expect to vest, and they revise the withholding requirements for classifying stock awards as equity. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2016, though early adoption is permitted. The adoption of ASU 2016-09 is not expected to have a significant impact on the Corporation's consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . The objective of the ASU is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date by replacing the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to form credit loss estimates. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2019, though entities may adopt the amendments earlier for fiscal year beginning after December 15, 2018. The Corporation is evaluating the potential impact on the Corporation's consolidated financial statements and believes that the ASU may materially change the current process of evaluating the allowance for loan losses. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments . The objective of the ASU is to reduce the existing diversity in practice relating to eight specific cash flow issues: (1) debt prepayment or debt extinguishment costs, (2) settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, (3) contingent consideration payments made after a business combination, (4) proceeds from the settlement of insurance claims, (5) proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, (6) distributions received from equity method investees, (7) beneficial interests in securitization transactions, and (8) separately identifiable cash flows and application of the predominance principal. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017 and interim periods within those fiscal years, though early adoption is permitted.

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized cost and estimated fair value of securities available for sale	Amortized cost and estimated fair value of securities available for sale are as follows (in thousands): September 30, 2016 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 38,312 $ 399 $ — $ 38,711 Mortgage-backed securities, residential 219,847 3,026 202 222,671 Obligations of states and political subdivisions 39,724 840 12 40,552 Corporate bonds and notes 248 7 — 255 SBA loan pools 587 4 1 590 Corporate stocks 285 205 10 480 Total $ 299,003 $ 4,481 $ 225 $ 303,259 December 31, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of U.S. Government and U.S. Government sponsored enterprises $ 99,430 $ 752 $ 16 $ 100,166 Mortgage-backed securities, residential 199,680 427 1,741 198,366 Obligations of states and political subdivisions 43,695 737 6 44,426 Corporate bonds and notes 747 5 — 752 SBA loan pools 643 5 1 647 Corporate stocks 285 178 — 463 Total $ 344,480 $ 2,104 $ 1,764 $ 344,820
Amortized cost and estimated fair value of securities held to maturity	Amortized cost and estimated fair value of securities held to maturity are as follows (in thousands): September 30, 2016 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 3,524 $ 242 $ — $ 3,766 Time deposits with other financial institutions 980 — — 980 Total $ 4,504 $ 242 $ — $ 4,746 December 31, 2015 Amortized Cost Unrealized Gains Unrealized Losses Estimated Fair Value Obligations of states and political subdivisions $ 4,566 $ 256 $ — $ 4,822 Total $ 4,566 $ 256 $ — $ 4,822
Amortized cost and estimated fair value of debt securities by contractual maturity	The amortized cost and estimated fair value of debt securities are shown below by expected maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately (in thousands): September 30, 2016 Available for Sale Held to Maturity Amortized Fair Amortized Fair Within one year $ 25,524 $ 25,640 $ 1,767 $ 1,787 After one, but within five years 41,911 42,675 2,556 2,750 After five, but within ten years 10,675 11,033 181 209 After ten years 174 170 — — 78,284 79,518 4,504 4,746 Mortgage-backed securities, residential 219,847 222,671 — — SBA loan pools 587 590 — — Total $ 298,718 $ 302,779 $ 4,504 $ 4,746
Proceeds from sales and calls of securities resulting in gains or losses	The proceeds from sales and calls of securities resulting in gains or losses for the three months ended September 30, 2016 and 2015 are listed below (in thousands): 2016 2015 Proceeds $ 20,709 $ 2,936 Gross gains 75 24 Gross losses — (35 ) Tax expense 28 (5 ) The proceeds from sales and calls of securities resulting in gains or losses for the nine months ended September 30, 2016 and 2015 are listed below (in thousands): 2016 2015 Proceeds $ 36,130 $ 58,035 Gross gains 983 326 Gross losses — (35 ) Tax expense 371 111
Investment securities available for sale in an unrealized loss position	The following tables summarize the investment securities available for sale with unrealized losses at September 30, 2016 and December 31, 2015 by aggregated major security type and length of time in a continuous unrealized loss position (in thousands): Less than 12 months 12 months or longer Total September 30, 2016 Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Mortgage-backed securities, residential $ 50,681 $ 202 $ — $ — $ 50,681 $ 202 Obligations of states and political subdivisions 5,057 12 202 — 5,259 12 SBA loan pools — — 231 1 231 1 Corporate stocks 90 10 — — 90 10 Total temporarily impaired securities $ 55,828 $ 224 $ 433 $ 1 $ 56,261 $ 225 Less than 12 months 12 months or longer Total December 31, 2015 Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Obligations of U.S. Government and U.S. Government sponsored enterprises $ 15,169 $ 16 $ — $ — $ 15,169 $ 16 Mortgage-backed securities, residential 177,058 1,741 — — 177,058 1,741 Obligations of states and political subdivisions 3,756 4 592 2 4,348 6 SBA loan pools — — 251 1 251 1 Total temporarily impaired securities $ 195,983 $ 1,761 $ 843 $ 3 $ 196,826 $ 1,764

LOANS AND ALLOWANCE FOR LOAN 24

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
Composition of the loan portfolio by type	The composition of the loan portfolio, net of deferred origination fees and costs, is summarized as follows (in thousands): September 30, 2016 December 31, 2015 Commercial and agricultural: Commercial and industrial $ 183,508 $ 192,197 Agricultural 406 1,036 Commercial mortgages: Construction 35,051 41,131 Commercial mortgages, other 540,710 465,347 Residential mortgages 197,665 195,778 Consumer loans: Credit cards 1,352 1,483 Home equity lines and loans 98,378 101,726 Indirect consumer loans 141,489 151,327 Direct consumer loans 18,007 18,608 Total loans, net of deferred origination fees and costs $ 1,216,566 $ 1,168,633 Interest receivable on loans 2,912 2,870 Total recorded investment in loans $ 1,219,478 $ 1,171,503
Allowance for loan losses by portfolio segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the three and nine month periods ended September 30, 2016 and 2015 (in thousands): Three Months Ended September 30, 2016 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance $ 1,771 $ 7,754 $ 1,504 $ 3,639 $ 14,668 Charge-offs (104 ) (52 ) (7 ) (280 ) (443 ) Recoveries 15 1 — 34 50 Net recoveries (charge-offs) (89 ) (51 ) (7 ) (246 ) (393 ) Provision 101 520 50 379 1,050 Ending balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 Three Months Ended September 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance $ 1,825 $ 6,625 $ 1,545 $ 4,033 $ 14,028 Charge-offs (113 ) (1 ) — (304 ) (418 ) Recoveries 26 17 — 62 105 Net recoveries (charge-offs) (87 ) 16 — (242 ) (313 ) Provision (162 ) 326 7 136 307 Ending balance $ 1,576 $ 6,967 $ 1,552 $ 3,927 $ 14,022 Nine Months Ended September 30, 2016 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,831 $ 7,112 $ 1,464 $ 3,853 $ 14,260 Charge-offs: (121 ) (52 ) (65 ) (995 ) (1,233 ) Recoveries: 65 10 — 190 265 Net recoveries (charge-offs) (56 ) (42 ) (65 ) (805 ) (968 ) Provision 8 1,153 148 724 2,033 Ending balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 Nine Months Ended September 30, 2015 Allowance for loan losses Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Beginning balance: $ 1,460 $ 6,326 $ 1,572 $ 4,328 $ 13,686 Charge-offs: (113 ) (29 ) (32 ) (917 ) (1,091 ) Recoveries: 64 101 — 306 471 Net recoveries (charge-offs) (49 ) 72 (32 ) (611 ) (620 ) Provision 165 569 12 210 956 Ending balance $ 1,576 $ 6,967 $ 1,552 $ 3,927 $ 14,022
Allowance for loan losses and the recorded investment in loans based on impairment method	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 100 $ 1,748 $ — $ 141 $ 1,989 Collectively evaluated for impairment 1,683 6,416 1,522 3,631 13,252 Loans acquired with deteriorated credit quality — 59 25 — 84 Total ending allowance balance $ 1,783 $ 8,223 $ 1,547 $ 3,772 $ 15,325 December 31, 2015 Allowance for loan losses: Commercial and Agricultural Commercial Mortgages Residential Mortgages Consumer Loans Total Ending allowance balance attributable to loans: Individually evaluated for impairment $ 8 $ 1,481 $ — $ 77 $ 1,566 Collectively evaluated for impairment 1,823 5,572 1,424 3,776 12,595 Loans acquired with deteriorated credit quality — 59 40 — 99 Total ending allowance balance $ 1,831 $ 7,112 $ 1,464 $ 3,853 $ 14,260 September 30, 2016 Loans: Commercial Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 846 $ 11,542 $ 399 $ 458 $ 13,245 Loans collectively evaluated for impairment 183,502 563,833 197,648 259,412 1,204,395 Loans acquired with deteriorated credit quality — 1,743 95 — 1,838 Total ending loans balance $ 184,348 $ 577,118 $ 198,142 $ 259,870 $ 1,219,478 December 31, 2015 Loans: Commercial Commercial Mortgages Residential Mortgages Consumer Loans Total Loans individually evaluated for impairment $ 1,498 $ 12,773 $ 235 $ 474 $ 14,980 Loans collectively evaluated for impairment 192,202 493,102 195,731 273,393 1,154,428 Loans acquired with deteriorated credit quality — 1,825 270 — 2,095 Total ending loans balance $ 193,700 $ 507,700 $ 196,236 $ 273,867 $ 1,171,503
Summary of impaired financing receivables	The following table presents loans individually evaluated for impairment recognized by class of loans as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 With no related allowance recorded: Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated Commercial and agricultural: Commercial and industrial $ 740 $ 746 $ — $ 1,487 $ 1,489 $ — Commercial mortgages: Construction 285 286 — 349 350 — Commercial mortgages, other 5,963 5,996 — 7,551 7,577 — Residential mortgages 399 399 — 234 235 — Consumer loans: Home equity lines and loans 97 98 — 107 108 — With an allowance recorded: Commercial and agricultural: Commercial and industrial 100 100 100 9 9 8 Commercial mortgages: Commercial mortgages, other 5,327 5,260 1,748 4,913 4,846 1,481 Consumer loans: Home equity lines and loans 360 360 141 364 366 77 Total $ 13,271 $ 13,245 $ 1,989 $ 15,014 $ 14,980 $ 1,566 The following table presents the average recorded investment and interest income of loans individually evaluated for impairment recognized by class of loans as of the three and nine month periods ended September 30, 2016 and 2015 (in thousands): Three Months Ended Three Months Ended Nine Months Ended Nine Months Ended With no related allowance recorded: Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial and agricultural: Commercial and industrial $ 900 $ 10 $ 1,133 $ 15 $ 1,083 $ 33 $ 1,325 $ 47 Commercial mortgages: Construction 310 4 402 4 329 11 1,153 33 Commercial mortgages, other 6,124 60 7,556 70 6,760 181 7,765 196 Residential mortgages 443 2 241 1 358 3 246 3 Consumer loans: Home equity lines & loans 101 1 479 6 104 4 468 18 With an allowance recorded: Commercial and agricultural: Commercial and industrial 45 1 165 — 29 4 180 3 Commercial mortgages: Commercial mortgages, other 5,151 1 4,975 1 4,998 4 4,418 48 Consumer loans: Home equity lines and loans 360 — — — 362 — 13 — Total $ 13,434 $ 79 $ 14,951 $ 97 $ 14,023 $ 240 $ 15,568 $ 348 (1) Cash basis interest income approximates interest income recognized. The following tables present the recorded investment in non-accrual and loans past due 90 days or more and still accruing by class of loans as of September 30, 2016 and December 31, 2015 (in thousands): Non-accrual Loans Past Due 90 Days or More and Still Accruing September 30, 2016 December 31, 2015 September 30, 2016 December 31, 2015 Commercial and agricultural: Commercial and industrial $ 10 $ 13 $ 1 $ 3 Agricultural — — — — Commercial mortgages: Construction 20 63 — — Commercial mortgages, other 6,577 7,203 — — Residential mortgages 4,225 3,610 — — Consumer loans: Credit cards — — 11 15 Home equity lines and loans 1,653 758 — — Indirect consumer loans 298 542 — — Direct consumer loans 120 43 — — Total $ 12,903 $ 12,232 $ 12 $ 18
Recorded investment in past due and non-accrual status by class of loans	The following tables present the aging of the recorded investment in loans as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total Past Due Loans Acquired with Deteriorated Credit Quality Loans Not Past Due Total Commercial and agricultural: Commercial and industrial $ 32 $ 1 $ 1 $ 34 $ — $ 183,907 $ 183,941 Agricultural — — — — — 407 407 Commercial mortgages: Construction — — — — — 35,134 35,134 Commercial mortgages, other 848 5,513 3,316 9,677 1,743 530,564 541,984 Residential mortgages 1,697 928 2,160 4,785 95 193,262 198,142 Consumer loans: Credit cards 11 6 11 28 — 1,324 1,352 Home equity lines and loans 272 190 1,174 1,636 — 96,993 98,629 Indirect consumer loans 1,651 416 184 2,251 — 139,566 141,817 Direct consumer loans 90 22 98 210 — 17,862 18,072 Total $ 4,601 $ 7,076 $ 6,944 $ 18,621 $ 1,838 $ 1,199,019 $ 1,219,478 December 31, 2015 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total Past Due Loans Acquired with Deteriorated Credit Quality Loans Not Past Due Total Commercial and agricultural: Commercial and industrial $ 398 $ 3 $ 12 $ 413 $ — $ 192,248 $ 192,661 Agricultural — — — — — 1,039 1,039 Commercial mortgages: Construction — — — — — 41,231 41,231 Commercial mortgages, other 4,197 199 5,239 9,635 1,825 455,009 466,469 Residential mortgages 2,983 725 1,703 5,411 270 190,555 196,236 Consumer loans: Credit cards 30 4 15 49 — 1,433 1,482 Home equity lines and loans 233 77 239 549 — 101,428 101,977 Indirect consumer loans 1,744 4 447 2,195 — 149,531 151,726 Direct consumer loans 208 — 19 227 — 18,455 18,682 Total $ 9,793 $ 1,012 $ 7,674 $ 18,479 $ 2,095 $ 1,150,929 $ 1,171,503
Loans by class modified as troubled debt restructurings	The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the nine months ended September 30, 2016 : Number of Loans Recorded Investment Commercial mortgages: Commercial mortgages 2 $ 2,100 Total 2 $ 2,100 The following table presents loans by class modified as TDRs that occurred during the three months ended September 30, 2015 (dollars in thousands): September 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 1 $ 432 $ 432 Total 1 $ 432 $ 432 The TDRs described above did no t increase the allowance for loan losses and resulted in no charge-offs during the three months ended September 30, 2015 . The following table presents loans by class modified as TDRs that occurred during the nine months ended September 30, 2016 and 2015 (dollars in thousands): September 30, 2016 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial mortgages: Commercial mortgages 5 $ 312 $ 310 Residential mortgages 2 295 307 Consumer loans: Home equity lines and loans 1 74 74 Total 8 $ 681 $ 691 September 30, 2015 Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Commercial and agricultural: Commercial and industrial 1 $ 477 $ 477 Commercial mortgages: Commercial mortgages 2 542 542 Total 3 $ 1,019 $ 1,019
Risk category of the recorded investment of loans by class of loans	Based on the analyses performed as of September 30, 2016 and December 31, 2015 , the risk category of the recorded investment of loans by class of loans is as follows (in thousands): September 30, 2016 Not Rated Pass Special Mention Substandard Doubtful Loans acquired with deteriorated credit quality Total Commercial and agricultural: Commercial and industrial $ — $ 179,867 $ 2,281 $ 1,693 $ 100 $ — $ 183,941 Agricultural — 407 — — — 407 Commercial mortgages: Construction — 33,678 1,436 20 — — 35,134 Commercial mortgages — 514,628 8,446 12,531 4,636 1,743 541,984 Residential mortgages 193,822 — — 4,225 — 95 198,142 Consumer loans: Credit cards 1,352 — — — — — 1,352 Home equity lines and loans 96,976 — — 1,653 — — 98,629 Indirect consumer loans 141,519 — — 298 — — 141,817 Direct consumer loans 17,952 — — 120 — — 18,072 Total $ 451,621 $ 728,580 $ 12,163 $ 20,540 $ 4,736 $ 1,838 $ 1,219,478 December 31, 2015 Not Rated Pass Special Mention Substandard Doubtful Loans acquired with deteriorated credit quality Total Commercial and agricultural: Commercial and industrial $ — $ 186,359 $ 3,772 $ 2,521 $ 9 $ — $ 192,661 Agricultural — 1,039 — — — — 1,039 Commercial mortgages: Construction — 40,881 287 63 — — 41,231 Commercial mortgages — 437,549 8,437 14,454 4,204 1,825 466,469 Residential mortgages 192,245 — — 3,721 — 270 196,236 Consumer loans: Credit cards 1,482 — — — — — 1,482 Home equity lines and loans 101,219 — — 758 — — 101,977 Indirect consumer loans 151,184 — — 542 — — 151,726 Direct consumer loans 18,639 — — 43 — — 18,682 Total $ 464,769 $ 665,828 $ 12,496 $ 22,102 $ 4,213 $ 2,095 $ 1,171,503
Recorded investment in residential and consumer loans based on payment activity	The following table presents the recorded investment in residential and consumer loans based on payment activity as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 193,917 $ 1,352 $ 96,976 $ 141,519 $ 17,952 Non-Performing 4,225 — 1,653 298 120 $ 198,142 $ 1,352 $ 98,629 $ 141,817 $ 18,072 December 31, 2015 Consumer Loans Residential Mortgages Credit Card Home Equity Lines and Loans Indirect Consumer Loans Other Direct Consumer Loans Performing $ 192,626 $ 1,482 $ 101,219 $ 151,184 $ 18,639 Non-Performing 3,610 — 758 542 43 $ 196,236 $ 1,482 $ 101,977 $ 151,726 $ 18,682
Summary of changes in contractually required principal and interest on loans acquired	The tables below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from January 1, 2016 to September 30, 2016 and January 1, 2015 to September 30, 2015 (in thousands): Nine Months Ended September 30, 2016 Balance at December 31, 2015 Income Accretion All Other Adjustments Balance at September 30, 2016 Contractually required principal and interest $ 2,912 $ — $ (480 ) $ 2,432 Contractual cash flows not expected to be collected (nonaccretable discount) (506 ) — 99 (407 ) Cash flows expected to be collected 2,406 — (381 ) 2,025 Interest component of expected cash flows (accretable yield) (311 ) 96 28 (187 ) Fair value of loans acquired with deteriorating credit quality $ 2,095 $ 96 $ (353 ) $ 1,838 Nine Months Ended September 30, 2015 Balance at December 31, 2014 Income Accretion All Other Adjustments Balance at September 30, 2015 Contractually required principal and interest $ 3,621 $ — $ (654 ) $ 2,967 Contractual cash flows not expected to be collected (nonaccretable discount) (570 ) — 21 (549 ) Cash flows expected to be collected 3,051 — (633 ) 2,418 Interest component of expected cash flows (accretable yield) (420 ) 138 (22 ) (304 ) Fair value of loans acquired with deteriorating credit quality $ 2,631 $ 138 $ (655 ) $ 2,114 The table below summarizes the changes in total contractually required principal and interest cash payments, management’s estimate of expected total cash payments and carrying value of the PCI loans from from July 1, 2016 to September 30, 2016 and July 1, 2015 to September 30, 2015 (in thousands): Three Months Ended September 30, 2016 Balance at June 30, 2016 Income Accretion All Other Adjustments Balance at September 30, 2016 Contractually required principal and interest $ 2,492 $ — $ (60 ) $ 2,432 Contractual cash flows not expected to be collected (nonaccretable discount) (374 ) — (33 ) (407 ) Cash flows expected to be collected 2,118 — (93 ) 2,025 Interest component of expected cash flows (accretable yield) (243 ) 26 30 (187 ) Fair value of loans acquired with deteriorating credit quality $ 1,875 $ 26 $ (63 ) $ 1,838 Three Months Ended September 30, 2015 Balance at June 30, 2015 Income Accretion All Other Adjustments Balance at September 30, 2015 Contractually required principal and interest $ 3,036 $ — $ (69 ) $ 2,967 Contractual cash flows not expected to be collected (nonaccretable discount) (568 ) — 19 (549 ) Cash flows expected to be collected 2,468 — (50 ) 2,418 Interest component of expected cash flows (accretable yield) (324 ) 39 (19 ) (304 ) Fair value of loans acquired with deteriorating credit quality $ 2,144 $ 39 $ (69 ) $ 2,114

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Summary of assets and liabilities measured at fair value on a recurring basis	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Measurement at September 30, 2016 Using Financial Assets: Fair Value Quoted Prices Significant Significant Unobservable Inputs Obligations of U.S. Government and U.S. Government sponsored enterprises $ 38,711 $ — $ 38,711 $ — Mortgage-backed securities, residential 222,671 — 222,671 — Obligations of states and political subdivisions 40,552 — 40,552 — Corporate bonds and notes 255 — — 255 SBA loan pools 590 — 590 — Corporate stocks 480 52 428 — Total available for sale securities $ 303,259 $ 52 $ 302,952 $ 255 Trading assets $ 720 $ 720 $ — $ — Derivative assets 359 — 359 — Financial Liabilities: Derivative liabilities $ 453 $ — $ 359 $ 94 Fair Value Measurement at December 31, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs Obligations of U.S. Government and U.S. Government sponsored enterprises $ 100,166 $ 14,784 $ 85,382 $ — Mortgage-backed securities, residential 198,366 — 198,366 — Obligations of states and political subdivisions 44,426 — 44,426 — Corporate bonds and notes 752 — 504 248 SBA loan pools 647 — 647 — Corporate stocks 463 56 407 — Total available for sale securities $ 344,820 $ 14,840 $ 329,732 $ 248 Trading assets $ 701 $ 701 $ — $ — Derivative assets 15 — 15 — Financial Liabilities: Derivative liabilities $ 63 $ — $ 15 $ 48
Reconciliation of all assets measured at fair value	The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three month periods ended September 30, 2016 and September 30, 2015 (in thousands): Assets (Liabilities) Corporate Bonds and Notes Derivative Liabilities September 30, 2016 September 30, 2015 September 30, 2016 September 30, 2015 Balance of recurring Level 3 assets at July1 $ 256 $ — $ (120 ) $ (13 ) Derivative instruments entered into — — — — Total gains or losses for the period: Included in earnings - other non-interest income — — 26 (22 ) Included in other comprehensive income (1 ) — — — Transfers into Level 3 — — — — Balance of recurring Level 3 assets at September 30 $ 255 $ — $ (94 ) $ (35 ) The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine month periods ended September 30, 2016 and September 30, 2015 (in thousands): Assets (Liabilities) Corporate Bonds and Notes Derivative Liabilities September 30, 2016 September 30, 2015 September 30, 2016 September 30, 2015 Balance of recurring Level 3 assets at January 1 $ 248 $ — $ (48 ) $ (18 ) Derivative instruments entered into — — (25 ) — Total gains or losses for the period: Included in earnings - other non-interest income — — (21 ) (17 ) Included in other comprehensive income 7 — — — Transfers into Level 3 — — — — Balance of recurring Level 3 assets at September 30 $ 255 $ — $ (94 ) $ (35 )
Reconciliation of liabilities measured at fair value	The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine month periods ended September 30, 2016 and September 30, 2015 (in thousands): Assets (Liabilities) Corporate Bonds and Notes Derivative Liabilities September 30, 2016 September 30, 2015 September 30, 2016 September 30, 2015 Balance of recurring Level 3 assets at January 1 $ 248 $ — $ (48 ) $ (18 ) Derivative instruments entered into — — (25 ) — Total gains or losses for the period: Included in earnings - other non-interest income — — (21 ) (17 ) Included in other comprehensive income 7 — — — Transfers into Level 3 — — — — Balance of recurring Level 3 assets at September 30 $ 255 $ — $ (94 ) $ (35 )
Summary of assets and liabilities measured at fair value on a non-recurring basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Measurement at September 30, 2016 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired Loans: Commercial mortgages: Commercial mortgages $ 613 $ — $ — $ 613 Consumer loans: Home equity lines and loans 218 — — 218 Total impaired loans $ 831 $ — $ — $ 831 Other real estate owned: Commercial mortgages: Commercial mortgages $ 51 $ — $ — $ 51 Residential mortgages 316 — — 316 Total other real estate owned, net $ 367 $ — $ — $ 367 Fair Value Measurement at December 31, 2015 Using Financial Assets: Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired Loans: Commercial mortgages: Commercial mortgages $ 2,629 $ — $ — $ 2,629 Consumer loans: Home equity lines and loans 287 — — 287 Total impaired loans $ 2,916 $ — $ — $ 2,916 Other real estate owned: Commercial mortgages: Commercial mortgages $ 1,491 $ — $ 1,491 $ — Residential mortgages 39 — — 39 Total other real estate owned, net $ 1,530 $ — $ 1,491 $ 39
Nonrecurring fair value measurement, valuation techniques	The following tables presents information related to Level 3 non-recurring fair value measurement at September 30, 2016 and December 31, 2015 (in thousands): Description Fair Value at September 30, 2016 Valuation Technique Unobservable Inputs Range Impaired loans: Commercial mortgages: Commercial mortgages $ 613 Sales comparison Discount to appraised value 12.88% - 22.10% Consumer loans: Home equity lines and loans 218 Sales comparison Discount to appraised value 20.80% - 20.80% $ 831 OREO: Commercial mortgages: Commercial mortgages $ 51 Sales comparison Discount to appraised value 20.80% - 20.80% Residential mortgages 316 Sales comparison Discount to appraised value 20.80% - 51.55% $ 367 Description Fair Value at December 31, 2015 Valuation Technique Unobservable Inputs Range Impaired loans: Commercial mortgages: Commercial mortgages $ 2,629 Sales comparison Discount to appraised value 10.00% - 17.19% Consumer loans: Home equity lines and loans 287 Sales comparison Discount to appraised value 18.04% - 18.04% $ 2,916 OREO: Residential mortgages $ 39 Sales comparison Discount to appraised value 22.30% - 22.30% $ 39 The following table presents information related to Level 3 recurring fair value measurements at September 30, 2016 and December 31, 2015 (in thousands): Description Fair Value at Valuation Technique Unobservable Inputs Range Corporate bonds and notes $ 255 Discounted cash flow Credit spread 1.73% - 1.73% Derivative liabilities $ 94 Historical trend Credit default rate 4.79% - 4.79% Description Fair Value at Valuation Technique Unobservable Inputs Range Corporate bonds and notes $ 248 Discounted cash flow Credit spread 1.73% - 1.73% Derivative liabilities $ 48 Historical trend Credit default rate 5.83% - 5.83%
Carrying value and estimated fair value of financial instruments	The carrying amounts and estimated fair values of other financial instruments, at September 30, 2016 and December 31, 2015 , are as follows (in thousands): September 30, 2016 Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Estimated Fair Value Cash and due from financial institutions $ 35,345 $ 35,345 $ — $ — $ 35,345 Interest-bearing deposits in other financial institutions 100,159 100,159 — — 100,159 Trading assets 720 720 — — 720 Securities available for sale 303,259 52 302,952 255 303,259 Securities held to maturity 4,504 — — 4,746 4,746 FHLBNY and FRBNY stock 4,491 — — — N/A Loans, net 1,201,241 — — 1,224,046 1,224,046 Loans held for sale 119 — 125 — 125 Accrued interest receivable 3,967 3 1,084 2,880 3,967 Derivative assets 359 — 359 — 359 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,360,526 $ 1,360,526 $ — $ — $ 1,360,526 Time deposits 148,418 — 148,808 — 148,808 Securities sold under agreements to repurchase 30,002 — 30,559 — 30,559 FHLBNY term advances 19,121 — 19,419 — 19,419 Accrued interest payable 201 20 181 — 201 Derivative liabilities 453 — 359 94 453 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates. December 31, 2015 Financial assets: Carrying Amount Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Estimated Fair Value Cash and due from financial institutions $ 24,886 $ 24,886 $ — $ — $ 24,886 Interest-bearing deposits in other financial institutions 1,299 1,299 — — 1,299 Trading assets 701 701 — — 701 Securities available for sale 344,820 14,840 329,732 248 344,820 Securities held to maturity 4,566 — — 4,822 4,822 FHLBNY and FRBNY stock 4,797 — — — N/A Loans, net 1,154,373 — — 1,178,081 1,178,081 Loans held for sale 1,076 — 1,076 — 1,076 Accrued interest receivable 4,015 39 1,141 2,835 4,015 Derivative assets 15 — 15 — 15 Financial liabilities: Deposits: Demand, savings, and insured money market accounts $ 1,234,216 $ 1,234,216 $ — $ — $ 1,234,216 Time deposits 166,079 — 166,551 — 166,551 Securities sold under agreements to repurchase 28,453 — 29,128 — 29,128 FHLBNY overnight advances 13,900 — 13,901 — 13,901 FHLBNY term advances 19,203 — 19,658 — 19,658 Accrued interest payable 209 17 192 — 209 Derivative liabilities 63 — 15 48 63 (1) Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of changes in goodwill	The changes in goodwill included in the core banking segment during the periods ended September 30, 2016 and 2015 were as follows (in thousands): 2016 2015 Beginning of year $ 21,824 $ 21,824 Acquired goodwill — — Ending balance September 30, $ 21,824 $ 21,824
Schedule of acquired finite-lived intangible assets by major class	Acquired intangible assets were as follows at September 30, 2016 and December 31, 2015 (in thousands): At September 30, 2016 At December 31, 2015 Balance Acquired Accumulated Amortization Balance Acquired Accumulated Amortization Core deposit intangibles $ 5,975 $ 4,540 $ 5,975 $ 4,057 Other customer relationship intangibles 5,633 3,885 5,633 3,620 Total $ 11,608 $ 8,425 $ 11,608 $ 7,677
Schedule of expected amortization expense	The remaining estimated aggregate amortization expense at September 30, 2016 is listed below (in thousands): Year Estimated Expense 2016 $ 238 2017 859 2018 734 2019 609 2020 484 2021 259 Total $ 3,183

SECURITIES SOLD UNDER AGREEME27

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	9 Months Ended
	Sep. 30, 2016
Disclosure of Repurchase Agreements [Abstract]
Summary of securities sold under agreements to repurchase	A summary of securities sold under agreements to repurchase as of September 30, 2016 and December 31, 2015 is as follows (in thousands): September 30, 2016 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ — $ 1,296 $ — $ — $ 1,296 Mortgage-backed securities, residential 16,526 10,645 12,415 — 39,586 Total 16,526 11,941 12,415 $ — 40,882 Excess collateral held (6,524 ) (1,941 ) (2,415 ) — (10,880 ) Gross amount of recognized liabilities for repurchase agreements $ 10,002 $ 10,000 $ 10,000 $ — $ 30,002 December 31, 2015 Overnight and Continuous Up to 1 Year 1 - 3 Years 3+ Years Total Obligations of U.S. Government and U.S. Government sponsored enterprises $ 12,163 $ 1,781 $ 9,323 $ — $ 23,267 Mortgage-backed securities, residential 8,280 9,174 3,135 — 20,589 Total 20,443 10,955 12,458 — 43,856 Excess collateral held (11,990 ) (955 ) (2,458 ) — (15,403 ) Gross amount of recognized liabilities for repurchase agreements $ 8,453 $ 10,000 $ 10,000 $ — $ 28,453

ACCUMULATED OTHER COMPREHENSI28

ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables)	9 Months Ended
	Sep. 30, 2016
Equity [Abstract]
Components of accumulated other comprehensive income (loss)	The following is a summary of the changes in accumulated other comprehensive loss by component, net of tax, for the periods indicated (in thousands): Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at July 1, 2016 $ 3,152 $ (10,687 ) $ (7,535 ) Other comprehensive income before reclassification (456 ) — (456 ) Amounts reclassified from accumulated other comprehensive income (47 ) 233 186 Net current period other comprehensive gain (loss) (503 ) 233 (270 ) Balance at September 30, 2016 $ 2,649 $ (10,454 ) $ (7,805 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at July 1, 2015 $ 1,184 $ (10,298 ) $ (9,114 ) Other comprehensive loss before reclassification 598 — 598 Amounts reclassified from accumulated other comprehensive income 7 223 230 Net current period other comprehensive gain 605 223 828 Balance at September 30, 2015 $ 1,789 $ (10,075 ) $ (8,286 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2016 $ 210 $ (11,152 ) $ (10,942 ) Other comprehensive income before reclassification 3,051 — 3,051 Amounts reclassified from accumulated other comprehensive income (612 ) 698 86 Net current period other comprehensive gain 2,439 698 3,137 Balance at September 30, 2016 $ 2,649 $ (10,454 ) $ (7,805 ) Unrealized Gains and Losses on Securities Available for Sale Defined Benefit and Other Benefit Plans Total Balance at January 1, 2015 $ 1,960 $ (10,745 ) $ (8,785 ) Other comprehensive income before reclassification 2 — 2 Amounts reclassified from accumulated other comprehensive income (173 ) 670 497 Net current period other comprehensive gain (loss) (171 ) 670 499 Balance at September 30, 2015 $ 1,789 $ (10,075 ) $ (8,286 )
Reclassification out of accumulated other comprehensive income	The following is the reclassification out of accumulated other comprehensive income for the periods indicated (in thousands): Details about Accumulated Other Comprehensive Income Components Three Months Ended Affected Line Item 2016 2015 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (75 ) $ 11 Net gains (losses) on securities transactions Tax effect 28 (4 ) Income tax expense Net of tax (47 ) 7 Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (22 ) (22 ) Pension and other employee benefits Actuarial losses (a) 396 384 Pension and other employee benefits Tax effect (141 ) (139 ) Income tax expense Net of tax 233 223 Total reclassification for the period, net of tax $ 186 $ 230 (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 10 for additional information). Details about Accumulated Other Comprehensive Income Components Nine Months Ended September 30, Affected Line Item 2016 2015 Unrealized gains and losses on securities available for sale: Realized gains on securities available for sale $ (983 ) $ (291 ) Net gains (losses) on securities transactions Tax effect 371 118 Income tax expense Net of tax (612 ) (173 ) Amortization of defined pension plan and other benefit plan items: Prior service costs (a) (67 ) (65 ) Pension and other employee benefits Actuarial losses (a) 1,188 1,151 Pension and other employee benefits Tax effect (423 ) (416 ) Income tax expense Net of tax 698 670 Total reclassification for the period, net of tax $ 86 $ 497 (a) These accumulated other comprehensive income components are included in the computation of net periodic pension and other benefit plan costs (see Note 10 for additional information).

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Contractual amounts of financial instruments with off-balance sheet risk	The following table lists the contractual amounts of financial instruments with off-balance sheet risk at September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 46,801 $ 37,129 $ 17,167 $ 25,251 Unused lines of credit 908 196,978 1,265 177,004 Standby letters of credit — 14,427 — 14,646

COMPONENTS OF QUARTERLY AND Y30

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Tables)	9 Months Ended
	Sep. 30, 2016
Compensation and Retirement Disclosure [Abstract]
Components of net periodic benefit costs	The components of net periodic expense for the Corporation’s pension and other benefit plans for the periods indicated are as follows (in thousands): Three Months Ended September 30, Nine Months Ended 2016 2015 2016 2015 Qualified Pension Plan Service cost, benefits earned during the period $ 298 $ 354 $ 892 $ 1,061 Interest cost on projected benefit obligation 470 457 1,410 1,371 Expected return on plan assets (756 ) (824 ) (2,267 ) (2,471 ) Amortization of unrecognized transition obligation — — — — Amortization of unrecognized prior service cost 1 2 5 7 Amortization of unrecognized net loss 383 369 1,150 1,106 Net periodic pension cost $ 396 $ 358 $ 1,190 $ 1,074 Supplemental Pension Plan Service cost, benefits earned during the period $ 11 $ 11 $ 32 $ 33 Interest cost on projected benefit obligation 13 13 39 37 Expected return on plan assets — — — — Amortization of unrecognized prior service cost — — — — Amortization of unrecognized net loss 6 12 19 38 Net periodic supplemental pension cost $ 30 $ 36 $ 90 $ 108 Postretirement Plan, Medical and Life Service cost, benefits earned during the period $ 11 $ 11 $ 35 $ 35 Interest cost on projected benefit obligation 18 16 53 48 Expected return on plan assets — — — — Amortization of unrecognized prior service cost (23 ) (24 ) (72 ) (72 ) Amortization of unrecognized net loss 7 3 19 7 Net periodic postretirement, medical and life cost $ 13 $ 6 $ 35 $ 18

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	9 Months Ended
	Sep. 30, 2016
Segment Reporting [Abstract]
Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results	Accounting policies for the segments are the same as those described in Note 1 of the Corporation’s 2015 Annual Report on Form 10-K, which was filed with the SEC on March 11, 2016. Summarized financial information concerning the Corporation’s reportable segments and the reconciliation to the Corporation’s consolidated results are shown in the following table. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment. CFS amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company, CFS, and CRM column below, along with amounts to eliminate transactions between those segments (in thousands). CRM was formed during the second quarter of 2016, therefore, is not included within prior year comparative information. Three months ended September 30, 2016 Core Banking WMG Holding Company, CFS, and CRM Consolidated Totals Interest and dividend income $ 14,022 $ — $ 3 $ 14,025 Interest expense 985 — — 985 Net interest income 13,037 — 3 13,040 Provision for loan losses 1,050 — — 1,050 Net interest income after provision for loan losses 11,987 — 3 11,990 Other non-interest income 3,240 2,027 168 5,435 Other non-interest expenses 11,888 1,293 290 13,471 Income (loss) before income tax expense (benefit) 3,339 734 (119 ) 3,954 Income tax expense (benefit) 974 277 (42 ) 1,209 Segment net income (loss) $ 2,365 $ 457 $ (77 ) $ 2,745 Three months ended September 30, 2015 Core Banking WMG Holding Company and CFS Consolidated Totals Interest and dividend income $ 13,594 $ — $ 1 $ 13,595 Interest expense 904 — — 904 Net interest income 12,690 — 1 12,691 Provision for loan losses 307 — — 307 Net interest income after provision for loan losses 12,383 — 1 12,384 Other non-interest income 2,622 2,122 168 4,912 Other non-interest expenses 12,113 1,357 164 13,634 Income (loss) before income tax expense (benefit) 2,892 765 5 3,662 Income tax expense (benefit) 935 292 (16 ) 1,211 Segment net income (loss) $ 1,957 $ 473 $ 21 $ 2,451 Nine months ended September 30, 2016 Core Banking WMG Holding Company, CFS, and CRM Consolidated Totals Interest and dividend income $ 41,893 $ — $ 6 $ 41,899 Interest expense 2,866 — — 2,866 Net interest income 39,027 — 6 39,033 Provision for loan losses 2,033 — — 2,033 Net interest income after provision for loan losses 36,994 — 6 37,000 Other non-interest income 9,516 6,240 496 16,252 Other non-interest expenses 37,805 4,251 993 43,049 Income (loss) before income tax expense (benefit) 8,705 1,989 (491 ) 10,203 Income tax expense (benefit) 2,591 751 (212 ) 3,130 Segment net income (loss) $ 6,114 $ 1,238 $ (279 ) $ 7,073 Segment assets $ 1,721,739 $ 4,398 $ 2,728 $ 1,728,865 Nine months ended September 30, 2015 Core Banking WMG Holding Company And CFS Consolidated Totals Interest and dividend income $ 40,344 $ — $ 4 $ 40,348 Interest expense 2,668 — — 2,668 Net interest income 37,676 — 4 37,680 Provision for loan losses 956 — — 956 Net interest income after provision for loan losses 36,720 — 4 36,724 Other non-interest income 8,261 6,446 717 15,424 Other non-interest expenses 36,388 4,051 754 41,193 Income (loss) before income tax expense (benefit) 8,593 2,395 (33 ) 10,955 Income tax expense (benefit) 2,798 915 (62 ) 3,651 Segment net income $ 5,795 $ 1,480 $ 29 $ 7,304 Segment assets $ 1,626,100 $ 4,392 $ 1,147 $ 1,631,639

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary of restricted stock activity	A summary of restricted stock activity for the three month period ended September 30, 2016 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at July 1, 2016 22,154 $ 28.12 Granted — — Vested (200 ) 30.08 Forfeited or cancelled — — Nonvested at September 30, 2016 21,954 $ 28.16 A summary of restricted stock activity for the nine month period ended September 30, 2016 is presented below: Shares Weighted–Average Grant Date Fair Value Nonvested at January 1, 2016 22,569 $ 28.09 Granted — — Vested (615 ) 25.41 Forfeited or cancelled — — Nonvested at September 30, 2016 21,954 $ 28.16

SUMMARY OF SIGNIFICANT ACCOUN33

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) $ in Millions	Sep. 30, 2016USD ($)lease
Accounting Policies [Abstract]
Equity investment portfolio (less than $1.0 million)	$ 1
Future minimum lease payments due (less than $5.0 million)	$ 5
Number of leased facilities | lease	13

EARNING PER COMMON SHARE (Detai

EARNING PER COMMON SHARE (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Earnings Per Share [Abstract]
Weighted average number of shares outstanding (shares)	4,765,000	4,722,000	4,758,000	4,715,000
Dilutive common stock equivalents (shares)	0	0	0	0

SECURITIES - Securities Availab

SECURITIES - Securities Available for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	$ 299,003		$ 299,003		$ 344,480
Unrealized Gains	4,481		4,481		2,104
Unrealized Losses	225		225		1,764
Estimated Fair Value	303,259		303,259		344,820
Amortized Cost [Abstract]
Within one year	25,524		25,524
After one, but within five years	41,911		41,911
After five, but within ten years	10,675		10,675
After ten years	174		174
Total	78,284		78,284
Total	298,718		298,718
Fair Value [Abstract]
Within one year	25,640		25,640
After one, but within five years	42,675		42,675
After five, but within ten years	11,033		11,033
After ten years	170		170
Total	79,518		79,518
Total	302,779		302,779
Proceeds from sales and calls of securities resulting in gains or losses [Abstract]
Proceeds	20,709	$ 2,936	36,130	$ 58,035
Gross gains	75	24	983	326
Gross losses	0	(35)	0	(35)
Tax expense	28	$ (5)	371	$ 111
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	38,312		38,312		99,430
Unrealized Gains	399		399		752
Unrealized Losses	0		0		16
Estimated Fair Value	38,711		38,711		100,166
Mortgage-Backed Securities, Residential [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	219,847		219,847		199,680
Unrealized Gains	3,026		3,026		427
Unrealized Losses	202		202		1,741
Estimated Fair Value	222,671		222,671		198,366
Amortized Cost [Abstract]
Without Single Maturity Date	219,847		219,847
Fair Value [Abstract]
Without Single Maturity Date	222,671		222,671
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	39,724		39,724		43,695
Unrealized Gains	840		840		737
Unrealized Losses	12		12		6
Estimated Fair Value	40,552		40,552		44,426
Corporate Bonds and Notes [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	248		248		747
Unrealized Gains	7		7		5
Unrealized Losses	0		0		0
Estimated Fair Value	255		255		752
SBA Loans Pools [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	587		587		643
Unrealized Gains	4		4		5
Unrealized Losses	1		1		1
Estimated Fair Value	590		590		647
Amortized Cost [Abstract]
Without Single Maturity Date	587		587
Fair Value [Abstract]
Without Single Maturity Date	590		590
Corporate Stocks [Member]
Amortized cost and estimated fair value of securities available for sale [Abstract]
Amortized Cost	285		285		285
Unrealized Gains	205		205		178
Unrealized Losses	10		10		0
Estimated Fair Value	$ 480		$ 480		$ 463

SECURITIES - Securities Held to

SECURITIES - Securities Held to Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	$ 4,504	$ 4,566
Unrealized Gains	242	256
Unrealized Losses	0	0
Securities held to maturity	4,746	4,822
Amortized Cost [Abstract]
Within one year	1,767
After one, but within five years	2,556
After five, but within ten years	181
After ten years	0
Total	4,504
Amortized Cost	4,504	4,566
Fair Value [Abstract]
Within one year	1,787
After one, but within five years	2,750
After five, but within ten years	209
After ten years	0
Total	4,746
Fair Value	4,746	4,822
Obligations of States and Political Subdivisions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	3,524	4,566
Unrealized Gains	242	256
Unrealized Losses	0	0
Securities held to maturity	3,766	4,822
Amortized Cost [Abstract]
Amortized Cost	3,524	4,566
Fair Value [Abstract]
Fair Value	3,766	$ 4,822
Mortgage-Backed Securities, Residential [Member]
Amortized Cost [Abstract]
Without Single Maturity Date	0
Fair Value [Abstract]
Without Single Maturity Date	0
SBA Loans Pools [Member]
Amortized Cost [Abstract]
Without Single Maturity Date	0
Fair Value [Abstract]
Without Single Maturity Date	0
Time Deposits with Other Financial Institutions [Member]
Amortized cost and estimated fair value of securities held to maturity [Abstract]
Amortized Cost	980
Unrealized Gains	0
Unrealized Losses	0
Securities held to maturity	980
Amortized Cost [Abstract]
Amortized Cost	980
Fair Value [Abstract]
Fair Value	$ 980

SECURITIES - Investment Securit

SECURITIES - Investment Securities Available for Sale in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	$ 55,828	$ 195,983
12 months or longer	433	843
Total	56,261	196,826
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	224	1,761
12 months or longer	1	3
Total	225	1,764
Obligations of U.S. Government and U.S. Government sponsored enterprises [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months		15,169
12 months or longer		0
Total		15,169
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months		16
12 months or longer		0
Total		16
Mortgage-Backed Securities, Residential [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	50,681	177,058
12 months or longer	0	0
Total	50,681	177,058
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	202	1,741
12 months or longer	0	0
Total	202	1,741
Obligations of States and Political Subdivisions [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	5,057	3,756
12 months or longer	202	592
Total	5,259	4,348
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	12	4
12 months or longer	0	2
Total	12	6
SBA Loans Pools [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	0	0
12 months or longer	231	251
Total	231	251
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0	0
12 months or longer	1	1
Total	1	$ 1
Corporate Stocks [Member]
Available-for-sale securities in a continuous unrealized loss position, fair value [Abstract]
Less than 12 months	90
12 months or longer	0
Total	90
Available-for-sale securities in a continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	10
12 months or longer	0
Total	$ 10

LOANS AND ALLOWANCE FOR LOAN 38

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	$ 1,216,566	$ 1,168,633
Interest receivable on loans	2,912	2,870
Total recorded investment in loans	1,219,478	1,171,503
Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total recorded investment in loans	184,348	193,700
Commercial Mortgages [Member]
Composition of loan portfolio [Abstract]
Total recorded investment in loans	577,118	507,700
Commercial Mortgages [Member] | Construction [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	35,051	41,131
Total recorded investment in loans	35,134	41,231
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	540,710	465,347
Total recorded investment in loans	541,984	466,469
Residential Mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	197,665	195,778
Total recorded investment in loans	198,142	196,236
Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total recorded investment in loans	259,870	273,867
Consumer Loans [Member] | Credit Cards [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	1,352	1,483
Total recorded investment in loans	1,352	1,482
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	98,378	101,726
Total recorded investment in loans	98,629	101,977
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	141,489	151,327
Total recorded investment in loans	141,817	151,726
Consumer Loans [Member] | Direct Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	18,007	18,608
Total recorded investment in loans	18,072	18,682
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	183,508	192,197
Total recorded investment in loans	183,941	192,661
Agricultural Sector [Member] | Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and costs	406	1,036
Total recorded investment in loans	$ 407	$ 1,039

LOANS AND ALLOWANCE FOR LOAN 39

LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowances (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Dec. 31, 2015
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	$ 14,668	$ 14,028	$ 14,260	$ 13,686
Charge-offs	(443)	(418)	(1,233)	(1,091)
Recoveries	50	105	265	471
Net recoveries (charge-offs)	(393)	(313)	(968)	(620)
Provision	1,050	307	2,033	956
Ending balance	15,325	14,022	15,325	14,022
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment					$ 1,989	$ 1,566
Collectively evaluated for impairment					13,252	12,595
Total ending allowance balance	14,668	14,028	14,260	13,686	15,325	14,260
Loans [Abstract]
Loans individually evaluated for impairment					13,245	14,980
Loans collectively evaluated for impairment					1,204,395	1,154,428
Total ending loans balance					1,219,478	1,171,503
Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			99
Ending balance	84		84
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	84		99		84	99
Loans [Abstract]
Total ending loans balance					1,838	2,095
Commercial and Agricultural [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	1,771	1,825	1,831	1,460
Charge-offs	(104)	(113)	(121)	(113)
Recoveries	15	26	65	64
Net recoveries (charge-offs)	(89)	(87)	(56)	(49)
Provision	101	(162)	8	165
Ending balance	1,783	1,576	1,783	1,576
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment					100	8
Collectively evaluated for impairment					1,683	1,823
Total ending allowance balance	1,771	1,825	1,831	1,460	1,783	1,831
Loans [Abstract]
Loans individually evaluated for impairment					846	1,498
Loans collectively evaluated for impairment					183,502	192,202
Total ending loans balance					184,348	193,700
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			0
Ending balance	0		0
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	0		0		0	0
Loans [Abstract]
Total ending loans balance					0	0
Commercial Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	7,754	6,625	7,112	6,326
Charge-offs	(52)	(1)	(52)	(29)
Recoveries	1	17	10	101
Net recoveries (charge-offs)	(51)	16	(42)	72
Provision	520	326	1,153	569
Ending balance	8,223	6,967	8,223	6,967
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment					1,748	1,481
Collectively evaluated for impairment					6,416	5,572
Total ending allowance balance	7,754	6,625	7,112	6,326	8,223	7,112
Loans [Abstract]
Loans individually evaluated for impairment					11,542	12,773
Loans collectively evaluated for impairment					563,833	493,102
Total ending loans balance					577,118	507,700
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			59
Ending balance	59		59
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	59		59		59	59
Loans [Abstract]
Total ending loans balance					1,743	1,825
Residential Mortgages [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	1,504	1,545	1,464	1,572
Charge-offs	(7)	0	(65)	(32)
Recoveries	0	0	0	0
Net recoveries (charge-offs)	(7)	0	(65)	(32)
Provision	50	7	148	12
Ending balance	1,547	1,552	1,547	1,552
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment					0	0
Collectively evaluated for impairment					1,522	1,424
Total ending allowance balance	1,504	1,545	1,464	1,572	1,547	1,464
Loans [Abstract]
Loans individually evaluated for impairment					399	235
Loans collectively evaluated for impairment					197,648	195,731
Total ending loans balance					198,142	196,236
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			40
Ending balance	25		25
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	25		40		25	40
Loans [Abstract]
Total ending loans balance					95	270
Consumer Loans [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance	3,639	4,033	3,853	4,328
Charge-offs	(280)	(304)	(995)	(917)
Recoveries	34	62	190	306
Net recoveries (charge-offs)	(246)	(242)	(805)	(611)
Provision	379	136	724	210
Ending balance	3,772	3,927	3,772	3,927
Ending allowance balance attributable to loans [Abstract]
Individually evaluated for impairment					141	77
Collectively evaluated for impairment					3,631	3,776
Total ending allowance balance	3,639	$ 4,033	3,853	$ 4,328	3,772	3,853
Loans [Abstract]
Loans individually evaluated for impairment					458	474
Loans collectively evaluated for impairment					259,412	273,393
Total ending loans balance					259,870	273,867
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Allowance for loan losses, by portfolio segment [Roll Forward]
Beginning balance			0
Ending balance	0		0
Ending allowance balance attributable to loans [Abstract]
Total ending allowance balance	$ 0		$ 0		0	0
Loans [Abstract]
Total ending loans balance					$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 40

LOANS AND ALLOWANCE FOR LOAN LOSSES - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, Total	$ 13,271		$ 13,271		$ 15,014
Recorded Investment [Abstract]
Recorded Investment, Total	13,245		13,245		14,980
Allowance for Loan Losses Allocated	1,989		1,989		1,566
Average Recorded Investment [Abstract]
Average Recorded Investment, Total	13,434	$ 14,951	14,023	$ 15,568
Interest Income, Accrual Method [Abstract]
Interest Income, Accrual Method, Total	79	97	240	348
Commercial Mortgages [Member] | Construction [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	285		285		349
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	286		286		350
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	310	402	329	1,153
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	4	4	11	33
Commercial Mortgages [Member] | Commercial Mortgages other [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	5,963		5,963		7,551
With related allowance, Unpaid Principal Balance	5,327		5,327		4,913
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	5,996		5,996		7,577
With related allowance, Recorded Investment	5,260		5,260		4,846
Allowance for Loan Losses Allocated	1,748		1,748		1,481
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	6,124	7,556	6,760	7,765
With related allowance, Average Recorded Investment	5,151	4,975	4,998	4,418
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	60	70	181	196
With related allowance, Interest Income, Accrual Method	1	1	4	48
Residential Mortgages [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	399		399		234
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	399		399		235
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	443	241	358	246
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	2	1	3	3
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	97		97		107
With related allowance, Unpaid Principal Balance	360		360		364
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	98		98		108
With related allowance, Recorded Investment	360		360		366
Allowance for Loan Losses Allocated	141		141		77
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	101	479	104	468
With related allowance, Average Recorded Investment	360	0	362	13
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	1	6	4	18
With related allowance, Interest Income, Accrual Method	0	0	0	0
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member]
Unpaid Principal Balance [Abstract]
With no related allowance, Unpaid Principal Balance	740		740		1,487
With related allowance, Unpaid Principal Balance	100		100		9
Recorded Investment [Abstract]
With no related allowance, Recorded Investment	746		746		1,489
With related allowance, Recorded Investment	100		100		9
Allowance for Loan Losses Allocated	100		100		$ 8
Average Recorded Investment [Abstract]
With no related allowance, Average Recorded Investment	900	1,133	1,083	1,325
With related allowance, Average Recorded Investment	45	165	29	180
Interest Income, Accrual Method [Abstract]
With no related allowance, Interest Income, Accrual Method	10	15	33	47
With related allowance, Interest Income, Accrual Method	$ 1	$ 0	$ 4	$ 3

LOANS AND ALLOWANCE FOR LOAN 41

LOANS AND ALLOWANCE FOR LOAN LOSSES - Receivables Past Due (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	$ 12,903	$ 12,232
Loans Past Due 90 Days or More and Still Accruing	12	18
Aging of the recorded investment in loans past due [Abstract]
Past Due	18,621	18,479
Loans Not Past Due	1,199,019	1,150,929
Total ending loans balance	1,219,478	1,171,503
30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	4,601	9,793
60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	7,076	1,012
90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	6,944	7,674
Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	1,838	2,095
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	1,838	2,095
Commercial and Agricultural [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	184,348	193,700
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Commercial Mortgages [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	577,118	507,700
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	1,743	1,825
Commercial Mortgages [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	20	63
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Loans Not Past Due	35,134	41,231
Total ending loans balance	35,134	41,231
Commercial Mortgages [Member] | Construction [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Commercial Mortgages [Member] | Construction [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Commercial Mortgages [Member] | Construction [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Commercial Mortgages [Member] | Construction [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	6,577	7,203
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	9,677	9,635
Loans Not Past Due	530,564	455,009
Total ending loans balance	541,984	466,469
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	848	4,197
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	5,513	199
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	3,316	5,239
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	1,743	1,825
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	1,743	1,825
Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	4,225	3,610
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	4,785	5,411
Loans Not Past Due	193,262	190,555
Total ending loans balance	198,142	196,236
Residential Mortgages [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,697	2,983
Residential Mortgages [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	928	725
Residential Mortgages [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	2,160	1,703
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	95	270
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	95	270
Consumer Loans [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	259,870	273,867
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Consumer Loans [Member] | Credit Cards [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Loans Past Due 90 Days or More and Still Accruing	11	15
Aging of the recorded investment in loans past due [Abstract]
Past Due	28	49
Loans Not Past Due	1,324	1,433
Total ending loans balance	1,352	1,482
Consumer Loans [Member] | Credit Cards [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	11	30
Consumer Loans [Member] | Credit Cards [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	6	4
Consumer Loans [Member] | Credit Cards [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	11	15
Consumer Loans [Member] | Credit Cards [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	1,653	758
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,636	549
Loans Not Past Due	96,993	101,428
Total ending loans balance	98,629	101,977
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	272	233
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	190	77
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,174	239
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	298	542
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	2,251	2,195
Loans Not Past Due	139,566	149,531
Total ending loans balance	141,817	151,726
Consumer Loans [Member] | Indirect Consumer Loans [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1,651	1,744
Consumer Loans [Member] | Indirect Consumer Loans [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	416	4
Consumer Loans [Member] | Indirect Consumer Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	184	447
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Consumer Loans [Member] | Direct Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	120	43
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	210	227
Loans Not Past Due	17,862	18,455
Total ending loans balance	18,072	18,682
Consumer Loans [Member] | Direct Consumer Loans [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	90	208
Consumer Loans [Member] | Direct Consumer Loans [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	22	0
Consumer Loans [Member] | Direct Consumer Loans [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	98	19
Consumer Loans [Member] | Direct Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	10	13
Loans Past Due 90 Days or More and Still Accruing	1	3
Aging of the recorded investment in loans past due [Abstract]
Past Due	34	413
Loans Not Past Due	183,907	192,248
Total ending loans balance	183,941	192,661
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	32	398
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1	3
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	1	12
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	0	0
Agricultural Sector [Member] | Commercial and Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Loans Past Due 90 Days or More and Still Accruing	0	0
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Loans Not Past Due	407	1,039
Total ending loans balance	407	1,039
Agricultural Sector [Member] | Commercial and Agricultural [Member] | 30 to 59 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | 60 to 89 Days Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | 90 Days or More Past Due [Member]
Aging of the recorded investment in loans past due [Abstract]
Past Due	0	0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual	0	0
Aging of the recorded investment in loans past due [Abstract]
Total ending loans balance	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 42

LOANS AND ALLOWANCE FOR LOAN LOSSES - Troubled Debt Restructuring (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)loan	Sep. 30, 2015USD ($)loan	Sep. 30, 2016USD ($)loan	Sep. 30, 2015USD ($)loan	Dec. 31, 2015USD ($)
Troubled Debt Restructurings [Abstract]
Recorded investment in troubled debt restructurings	$ 11,000,000		$ 11,000,000		$ 12,000,000
Troubled debt restructuring reserve	1,600,000		1,600,000		1,400,000
Troubled debt restructurings accruing interest under modified terms	6,000,000		6,000,000		7,600,000
Troubled debt restructurings on non-accrual status	5,000,000		5,000,000		$ 4,400,000
Additional amounts committed to customers with loans classified as troubled debt restructurings	$ 100,000		100,000
Additional amounts of interest and past due escrow payments capitalized			4,000
Increase (decrease) in allowance for loan losses (Less than $0.1 million in 2015)		$ 0	0	$ 100,000
TDR charge-offs		$ 0	$ 0	$ 0
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan	0	1	8	3
Pre-Modification Outstanding Recorded Investment		$ 432,000	$ 681,000	$ 1,019,000
Post-Modification Outstanding Recorded Investment		$ 432,000	$ 691,000	$ 1,019,000
Number of Loans | loan			2
Recorded Investment			$ 2,100,000
Commercial Mortgages Other [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan			2
Recorded Investment			$ 2,100,000
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan		1	5	2
Pre-Modification Outstanding Recorded Investment		$ 432,000	$ 312,000	$ 542,000
Post-Modification Outstanding Recorded Investment		$ 432,000	$ 310,000	$ 542,000
Commercial Mortgages [Member] | Real Estate Loan [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan			5
Post-modification number of contracts | loan			1
Residential Mortgages [Member]
Troubled Debt Restructurings [Abstract]
Extension of maturity date, duration			13 years
Reduction of interest rate duration			3 years
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan			2
Pre-Modification Outstanding Recorded Investment			$ 295,000
Post-Modification Outstanding Recorded Investment			$ 307,000
Residential Mortgages [Member] | Home Equity Lines and Loans [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan			1
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan			1
Pre-Modification Outstanding Recorded Investment			$ 74,000
Post-Modification Outstanding Recorded Investment			$ 74,000
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans | loan				1
Pre-Modification Outstanding Recorded Investment				$ 477,000
Post-Modification Outstanding Recorded Investment				$ 477,000

LOANS AND ALLOWANCE FOR LOAN 43

LOANS AND ALLOWANCE FOR LOAN LOSSES - Credit Quality Indicator (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Finance receivable by credit quality indicator [Abstract]
Loans	$ 1,219,478		$ 1,219,478		$ 1,171,503
Deteriorated Loans Transferred in [Abstract]
Contractually required principal and interest, opening balance	2,492	$ 3,036	2,912	$ 3,621
Contractually required principal and interest, income accretion	0	0	0	0
Contractually required principal and interest, all other adjustments	(60)	(69)	(480)	(654)
Contractually required principal and interest, closing balance	2,432	2,967	2,432	2,967
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance	(374)	(568)	(506)	(570)
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion	0	0	0	0
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments	(33)	19	99	21
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance	(407)	(549)	(407)	(549)
Cash flows expected to be collected, opening balance	2,118	2,468	2,406	3,051
Cash flows expected to be collected, income accretion	0	0	0	0
Cash flows expected to be collected, all other adjustments	(93)	(50)	(381)	(633)
Cash flows expected to be collected, closing balance	2,025	2,418	2,025	2,418
Interest component of expected cash flows (accretable yield), opening balance	(243)	(324)	(311)	(420)
Interest component of expected cash flows (accretable yield), income accretion	26	39	96	138
Interest component of expected cash flows (accretable yield), all other adjustments	30	(19)	28	(22)
Interest component of expected cash flows (accretable yield), closing balance	(187)	(304)	(187)	(304)
Fair value of loans acquired with deteriorating credit quality, opening balance	1,875	2,144	2,095	2,631
Fair value of loans acquired with deteriorating credit quality, income accretion	26	39	96	138
Fair value of loans acquired with deteriorating credit quality, all other adjustments	(63)	(69)	(353)	(655)
Fair value of loans acquired with deteriorating credit quality, closing balance	1,838	$ 2,114	1,838	2,114
Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,838		1,838		2,095
Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	451,621		451,621		464,769
Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	728,580		728,580		665,828
Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	12,163		12,163		12,496
Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	20,540		20,540		22,102
Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	4,736		4,736		4,213
Commercial and Agricultural [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	184,348		184,348		193,700
Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial Mortgages [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	577,118		577,118		507,700
Commercial Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,743		1,743		1,825
Commercial Mortgages [Member] | Construction [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	35,134		35,134		41,231
Commercial Mortgages [Member] | Construction [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial Mortgages [Member] | Construction [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial Mortgages [Member] | Construction [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	33,678		33,678		40,881
Commercial Mortgages [Member] | Construction [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,436		1,436		287
Commercial Mortgages [Member] | Construction [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	20		20		63
Commercial Mortgages [Member] | Construction [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	541,984		541,984		466,469
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,743		1,743		1,825
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	514,628		514,628		437,549
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	8,446		8,446		8,437
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	12,531		12,531		14,454
Commercial Mortgages [Member] | Commercial Mortgages Other [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	4,636		4,636		4,204
Residential Mortgages [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	198,142		198,142		196,236
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	198,142		198,142		196,236
Residential Mortgages [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	95		95		270
Residential Mortgages [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	193,917		193,917		192,626
Residential Mortgages [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	4,225		4,225		3,610
Residential Mortgages [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	193,822		193,822		192,245
Residential Mortgages [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Residential Mortgages [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Residential Mortgages [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	4,225		4,225		3,721
Residential Mortgages [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	259,870		259,870		273,867
Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Credit Cards [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,352		1,352		1,482
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	1,352		1,352		1,482
Consumer Loans [Member] | Credit Cards [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Credit Cards [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	1,352		1,352		1,482
Consumer Loans [Member] | Credit Cards [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	0		0		0
Consumer Loans [Member] | Credit Cards [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,352		1,352		1,482
Consumer Loans [Member] | Credit Cards [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Credit Cards [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Credit Cards [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Credit Cards [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	98,629		98,629		101,977
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	98,629		98,629		101,977
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	96,976		96,976		101,219
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	1,653		1,653		758
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	96,976		96,976		101,219
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,653		1,653		758
Consumer Loans [Member] | Home Equity Lines and Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	141,817		141,817		151,726
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	141,817		141,817		151,726
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	141,519		141,519		151,184
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	298		298		542
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	141,519		141,519		151,184
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	298		298		542
Consumer Loans [Member] | Indirect Consumer Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Direct Consumer Loans [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	18,072		18,072		18,682
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	18,072		18,072		18,682
Consumer Loans [Member] | Direct Consumer Loans [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	17,952		17,952		18,639
Consumer Loans [Member] | Direct Consumer Loans [Member] | Non-Performing [Member]
Residential and consumer finance receivable [Abstract]
Residential and consumer loans receivable	120		120		43
Consumer Loans [Member] | Direct Consumer Loans [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	17,952		17,952		18,639
Consumer Loans [Member] | Direct Consumer Loans [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Consumer Loans [Member] | Direct Consumer Loans [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	120		120		43
Consumer Loans [Member] | Direct Consumer Loans [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	183,941		183,941		192,661
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	179,867		179,867		186,359
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	2,281		2,281		3,772
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	1,693		1,693		2,521
Commercial and Industrial Sector [Member] | Commercial and Agricultural [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	100		100		9
Agricultural Sector [Member] | Commercial and Agricultural [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	407		407		1,039
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Loans Acquired with Deteriorated Credit Quality [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Not Rated [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Pass [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	407		407		1,039
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Special Mention [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	0		0		0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Substandard [Member]
Finance receivable by credit quality indicator [Abstract]
Loans					0
Agricultural Sector [Member] | Commercial and Agricultural [Member] | Doubtful [Member]
Finance receivable by credit quality indicator [Abstract]
Loans	$ 0		0		$ 0
Impaired Loans [Member]
Deteriorated Loans Transferred in [Abstract]
Decrease in allowance for loan losses			$ 15	$ 5

FAIR VALUE (Details)

FAIR VALUE (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financial Assets [Abstract]
Total available for sale securities	$ 303,259	$ 344,820
Trading assets	720	701
Recurring [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	38,711	100,166
Mortgage-backed securities, residential	222,671	198,366
Obligations of states and political subdivisions	40,552	44,426
Corporate bonds and notes	255	752
SBA loan pools	590	647
Corporate stocks	480	463
Total available for sale securities	303,259	344,820
Trading assets	720	701
Derivative assets	359	15
Derivative liabilities	453	63
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	14,784
Mortgage-backed securities, residential	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	0	0
SBA loan pools	0	0
Corporate stocks	52	56
Total available for sale securities	52	14,840
Trading assets	720	701
Derivative assets	0	0
Derivative liabilities	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	38,711	85,382
Mortgage-backed securities, residential	222,671	198,366
Obligations of states and political subdivisions	40,552	44,426
Corporate bonds and notes	0	504
SBA loan pools	590	647
Corporate stocks	428	407
Total available for sale securities	302,952	329,732
Trading assets	0	0
Derivative assets	359	15
Derivative liabilities	359	15
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Obligations of U.S. Government and U.S. Government sponsored enterprises	0	0
Mortgage-backed securities, residential	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds and notes	255	248
SBA loan pools	0	0
Corporate stocks	0	0
Total available for sale securities	255	248
Trading assets	0	0
Derivative assets	0	0
Derivative liabilities	94	48
Impaired Loans [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	831	2,916
Impaired Loans [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Impaired Loans [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	831	2,916
Other real estate owned [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	367	1,530
Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	0
Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	1,491
Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	367	39
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	613	2,629
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	613	2,629
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	51	1,491
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	0
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	1,491
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	51	0
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	218	287
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	0	0
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total impaired loans	218	287
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	316	39
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	0
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	0	0
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans, Fair Value Disclosure [Abstract]
Total other real estate owned, net	$ 316	$ 39

FAIR VALUE - Unobservable Input

FAIR VALUE - Unobservable Inputs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Corporate Bonds and Notes
Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Roll Forward]
Balance of recurring Level 3 assets at January 1	$ 256	$ 0	$ 248	$ 0
Derivative instruments entered into	0	0	0	0
Included in earnings - other non-interest income	0	0	0	0
Included in other comprehensive income	(1)	0	7	0
Transfers into Level 3	0	0	0	0
Balance of recurring Level 3 assets at September 30	255	0	255	0
Derivative Liabilities
Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Roll Forward]
Balance of recurring Level 3 assets at January 1	(120)	(13)	(48)	(18)
Derivative instruments entered into	0	0	(25)	0
Included in earnings - other non-interest income	26	(22)	(21)	(17)
Included in other comprehensive income	0	0	0	0
Transfers into Level 3	0	0	0	0
Balance of recurring Level 3 assets at September 30	$ (94)	$ (35)	$ (94)	$ (35)

FAIR VALUE - Quantitative Infor

FAIR VALUE - Quantitative Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Corporate Bonds and Notes | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Assets, fair value disclosure	$ 255	$ 248
Corporate Bonds and Notes | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	1.73%	1.73%
Corporate Bonds and Notes | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	1.73%	1.73%
Corporate Bonds and Notes | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	1.73%	1.73%
Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	$ 831	$ 2,916
Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	100.00%	100.00%
Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	0.00%	0.00%
Other real estate owned [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Other real estate owned expense associated with valuation allowance	$ 120
Other real estate owned [Member] | Non-recurring [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	367	$ 1,530
Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	0
Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	1,491
Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	367	39
Outstanding balance of OREO	$ 367	39
Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	31.00%
Fair value	$ 316	$ 39
Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)		27.00%
Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Third Party Appraisals [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)		7.00%
Derivative Liabilities | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Liabilities, fair value disclosure	$ 94	$ 48
Derivative Liabilities | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	4.79%	5.83%
Derivative Liabilities | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	4.79%	5.83%
Derivative Liabilities | Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	4.79%	5.83%
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	$ 613	$ 2,629
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	22.10%	17.19%
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	12.88%	10.00%
Commercial Mortgages other [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	14.56%	16.06%
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	$ 51	$ 1,491
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	0
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	1,491
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	51
Outstanding balance of OREO	$ 51	0
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%
Commercial Mortgages other [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Fair value	$ 218	$ 287
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%	18.04%
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%	18.04%
Home Equity Lines and Loans [Member] | Impaired Loans [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%	18.04%
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	$ 316	$ 39
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	0
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	0	0
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Outstanding balance of OREO	$ 316	$ 39
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	51.55%	22.30%
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Minimum [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	20.80%	22.30%
Residential Mortgage [Member] | Other real estate owned [Member] | Non-recurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Weighted Average [Member]
Information related to Level 3 non-recurring fair value measurement [Abstract]
Discount rate (in hundredths)	30.93%	22.30%

FAIR VALUE - Carrying Amounts a

FAIR VALUE - Carrying Amounts and Estimated Fair Values of Other Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Financial Assets [Abstract]
Cash and due from financial institutions	$ 35,345	$ 24,886
Interest-bearing deposits in other financial institutions	100,159	1,299
Securities available for sale	303,259	344,820
Securities held to maturity	4,746	4,822
Loans, net	1,201,241	1,154,373
Accrued interest receivable	2,912	2,870
Financial liabilities [Abstract]
Securities sold under agreements to repurchase	30,002	28,453
FHLBNY overnight advances	0	13,900
FHLBNY term advances	19,121	19,203
Recurring [Member]
Financial Assets [Abstract]
Securities available for sale	303,259	344,820
Derivative assets	359	15
Financial liabilities [Abstract]
Derivative liabilities	453	63
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	35,345	24,886
Interest-bearing deposits in other financial institutions	100,159	1,299
Trading assets	720	701
Securities available for sale	52	14,840
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net	0	0
Loans held for sale	0	0
Accrued interest receivable	3	39
Derivative assets	0	0
Financial liabilities [Abstract]
Demand, savings, and insured money market accounts	1,360,526	1,234,216
Time deposits	0	0
Securities sold under agreements to repurchase	0	0
FHLBNY overnight advances		0
FHLBNY term advances	0	0
Accrued interest payable	20	17
Derivative liabilities	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0	0
Interest-bearing deposits in other financial institutions	0	0
Trading assets	0	0
Securities available for sale	302,952	329,732
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net	0	0
Loans held for sale	125	1,076
Accrued interest receivable	1,084	1,141
Derivative assets	359	15
Financial liabilities [Abstract]
Demand, savings, and insured money market accounts	0	0
Time deposits	148,808	166,551
Securities sold under agreements to repurchase	30,559	29,128
FHLBNY overnight advances		13,901
FHLBNY term advances	19,419	19,658
Accrued interest payable	181	192
Derivative liabilities	359	15
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	0	0
Interest-bearing deposits in other financial institutions	0	0
Trading assets	0	0
Securities available for sale	255	248
Securities held to maturity	4,746	4,822
FHLBNY and FRBNY stock	0	0
Loans, net	1,224,046	1,178,081
Loans held for sale	0	0
Accrued interest receivable	2,880	2,835
Derivative assets	0	0
Financial liabilities [Abstract]
Demand, savings, and insured money market accounts	0	0
Time deposits	0	0
Securities sold under agreements to repurchase	0	0
FHLBNY overnight advances		0
FHLBNY term advances	0	0
Accrued interest payable	0	0
Derivative liabilities	94	48
Recurring [Member] | Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	35,345	24,886
Interest-bearing deposits in other financial institutions	100,159	1,299
Trading assets	720	701
Securities available for sale	303,259	344,820
Securities held to maturity	4,504	4,566
FHLBNY and FRBNY stock	4,491	4,797
Loans, net	1,201,241	1,154,373
Loans held for sale	119	1,076
Accrued interest receivable	3,967	4,015
Derivative assets	359	15
Financial liabilities [Abstract]
Demand, savings, and insured money market accounts	1,360,526	1,234,216
Time deposits	148,418	166,079
Securities sold under agreements to repurchase	30,002	28,453
FHLBNY overnight advances		13,900
FHLBNY term advances	19,121	19,203
Accrued interest payable	201	209
Derivative liabilities	453	63
Recurring [Member] | Estimated Fair Value [Member]
Financial Assets [Abstract]
Cash and due from financial institutions	35,345	24,886
Interest-bearing deposits in other financial institutions	100,159	1,299
Trading assets	720	701
Securities available for sale	303,259	344,820
Securities held to maturity	4,746	4,822
Loans, net	1,224,046	1,178,081
Loans held for sale	125	1,076
Accrued interest receivable	3,967	4,015
Derivative assets	359	15
Financial liabilities [Abstract]
Demand, savings, and insured money market accounts	1,360,526	1,234,216
Time deposits	148,808	166,551
Securities sold under agreements to repurchase	30,559	29,128
FHLBNY overnight advances		13,901
FHLBNY term advances	19,419	19,658
Accrued interest payable	201	209
Derivative liabilities	$ 453	$ 63

GOODWILL AND INTANGIBLE ASSET48

GOODWILL AND INTANGIBLE ASSETS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Goodwill [Roll Forward]
Beginning of year			$ 21,824	$ 21,824	$ 21,824
Acquired goodwill			0	0
September 30	$ 21,824	$ 21,824	21,824	21,824	21,824
Finite-lived intangible assets, net [Abstract]
Balance Acquired			11,608		11,608
Accumulated Amortization	8,425		8,425		7,677
Aggregate amortization expense	245	$ 277	748	$ 866
Finite-lived intangible assets, future amortization expense [Abstract]
2,016	238		238
2,017	859		859
2,018	734		734
2,019	609		609
2,020	484		484
2,021	259		259
Total	3,183		3,183
Core Deposit Intangibles [Member]
Finite-lived intangible assets, net [Abstract]
Balance Acquired			5,975		5,975
Accumulated Amortization	4,540		4,540		4,057
Other Customer Relationship Intangibles [Member]
Finite-lived intangible assets, net [Abstract]
Balance Acquired			5,633		5,633
Accumulated Amortization	$ 3,885		$ 3,885		$ 3,620

SECURITIES SOLD UNDER AGREEME49

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	$ 40,882	$ 43,856
Excess collateral held	(10,880)	(15,403)
Gross amount of recognized liabilities for repurchase agreements	30,002	28,453
Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	1,296	23,267
Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	39,586	20,589
Overnight and Continuous [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	16,526	20,443
Excess collateral held	(6,524)	(11,990)
Gross amount of recognized liabilities for repurchase agreements	10,002	8,453
Overnight and Continuous [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	12,163
Overnight and Continuous [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	16,526	8,280
Up to 1 Year [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	11,941	10,955
Excess collateral held	(1,941)	(955)
Gross amount of recognized liabilities for repurchase agreements	10,000	10,000
Up to 1 Year [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	1,296	1,781
Up to 1 Year [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	10,645	9,174
1 - 3 Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	12,415	12,458
Excess collateral held	(2,415)	(2,458)
Gross amount of recognized liabilities for repurchase agreements	10,000	10,000
1 - 3 Years [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	9,323
1 - 3 Years [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	12,415	3,135
3+ Years [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	0
Excess collateral held	0	0
Gross amount of recognized liabilities for repurchase agreements	0	0
3+ Years [Member] | Obligations of U.S. Government and U.S. Government Sponsored Enterprises [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	0	0
3+ Years [Member] | Mortgage-Backed Securities, Residential [Member]
Summary of securities sold under agreements to repurchase [Abstract]
Securities sold under agreements to repurchase	$ 0	$ 0

ACCUMULATED OTHER COMPREHENSI50

ACCUMULATED OTHER COMPREHENSIVE LOSS - Summary of Changes in Accumulated Other Comprehensive Income or Loss by Component (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances			$ 137,242	$ 133,628
Net current period other comprehensive gain (loss)	$ (270)	$ 828	3,137	499
Balances	144,812	138,715	144,812	138,715
Accumulated Other Comprehensive Income (Loss) [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	(7,535)	(9,114)	(10,942)	(8,785)
Other comprehensive income before reclassification	(456)	598	3,051	2
Amounts reclassified from accumulated other comprehensive income	186	230	86	497
Net current period other comprehensive gain (loss)	(270)	828	3,137	499
Balances	(7,805)	(8,286)	(7,805)	(8,286)
Unrealized Gains and Losses on Securities Available for Sale [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	3,152	1,184	210	1,960
Other comprehensive income before reclassification	(456)	598	3,051	2
Amounts reclassified from accumulated other comprehensive income	(47)	7	(612)	(173)
Net current period other comprehensive gain (loss)	(503)	605	2,439	(171)
Balances	2,649	1,789	2,649	1,789
Defined Benefit and Other Benefit Plans [Member]
Changes in accumulated other comprehensive income or loss by component, net of tax [Roll Forward]
Balances	(10,687)	(10,298)	(11,152)	(10,745)
Other comprehensive income before reclassification	0	0	0	0
Amounts reclassified from accumulated other comprehensive income	233	223	698	670
Net current period other comprehensive gain (loss)	233	223	698	670
Balances	$ (10,454)	$ (10,075)	$ (10,454)	$ (10,075)

ACCUMULATED OTHER COMPREHENSI51

ACCUMULATED OTHER COMPREHENSIVE LOSS - Reclassification out of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Realized gains on securities available for sale	$ 75	$ (11)	$ 983	$ 291
Pension and other employee benefits	1,573	1,562	4,894	4,848
Tax effect	1,209	1,211	3,130	3,651
Net of tax	2,745	2,451	7,073	7,304
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net of tax	186	230	86	497
Unrealized Gains and Losses on Securities Available for Sale [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Realized gains on securities available for sale	(75)	11	(983)	(291)
Tax effect	28	(4)	371	118
Net of tax	(47)	7	(612)	(173)
Defined Benefit and Other Benefit Plans [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Tax effect	(141)	(139)	(423)	(416)
Net of tax	233	223	698	670
Prior Service Costs [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	(22)	(22)	(67)	(65)
Actuarial Losses [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Pension and other employee benefits	$ 396	$ 384	$ 1,188	$ 1,151

COMMITMENTS AND CONTINGENCIES52

COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Mar. 23, 2016	Dec. 31, 2015
Commitments to Make Loans [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	$ 46,801			$ 17,167
Commitments to Make Loans [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	37,129			25,251
Unused Line of Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	908			1,265
Unused Line of Credit [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	196,978			177,004
Standby Letters of Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	0			0
Standby Letters of Credit [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet contractual amounts of financial instruments	$ 14,427			$ 14,646
Pending Litigation [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Range of possible loss, not accrued			$ 4,000
Legal reserve		$ 1,200

COMPONENTS OF QUARTERLY AND Y53

COMPONENTS OF QUARTERLY AND YEAR TO DATE NET PERIODIC BENEFIT COSTS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Qualified Pension Plan [Member]
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	$ 298	$ 354	$ 892	$ 1,061
Interest cost on projected benefit obligation	470	457	1,410	1,371
Expected return on plan assets	(756)	(824)	(2,267)	(2,471)
Amortization of unrecognized transition obligation	0	0	0	0
Amortization of unrecognized prior service cost	1	2	5	7
Amortization of unrecognized net loss	383	369	1,150	1,106
Net periodic pension cost	396	358	1,190	1,074
Supplemental Pension Plan [Member]
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	11	11	32	33
Interest cost on projected benefit obligation	13	13	39	37
Expected return on plan assets	0	0	0	0
Amortization of unrecognized prior service cost	0	0	0	0
Amortization of unrecognized net loss	6	12	19	38
Net periodic pension cost	30	36	90	108
Postretirement Plan, Medical and Life
Defined Benefit Plan, Net Periodic Benefit Cost [Abstract]
Service cost, benefits earned during the period	11	11	35	35
Interest cost on projected benefit obligation	18	16	53	48
Expected return on plan assets	0	0	0	0
Amortization of unrecognized prior service cost	(23)	(24)	(72)	(72)
Amortization of unrecognized net loss	7	3	19	7
Net periodic pension cost	$ 13	$ 6	$ 35	$ 18

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)segment	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Segment Reporting Information [Line Items]
Number of primary business segments | segment			2
Reportable segments and reconciliation to consolidated results [Abstract]
Interest and dividend income	$ 14,025	$ 13,595	$ 41,899	$ 40,348
Interest expense	985	904	2,866	2,668
Net interest income	13,040	12,691	39,033	37,680
Provision for loan losses	1,050	307	2,033	956
Net interest income after provision for loan losses	11,990	12,384	37,000	36,724
Other non-interest income	5,435	4,912	16,252	15,424
Other non-interest expenses	13,471	13,634	43,049	41,193
Income before income tax expense	3,954	3,662	10,203	10,955
Income tax expense (benefit)	1,209	1,211	3,130	3,651
Net income	2,745	2,451	7,073	7,304
Segment assets	1,728,865	1,631,639	1,728,865	1,631,639	$ 1,619,964
Holding Company, CFS and CRM [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Interest and dividend income	3	1	6	4
Interest expense	0	0	0	0
Net interest income	3	1	6	4
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	3	1	6	4
Other non-interest income	168	168	496	717
Other non-interest expenses	290	164	993	754
Income before income tax expense	(119)	5	(491)	(33)
Income tax expense (benefit)	(42)	(16)	(212)	(62)
Net income	(77)	21	(279)	29
Segment assets	2,728	1,147	2,728	1,147
Operating Segments [Member] | Core Banking [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Interest and dividend income	14,022	13,594	41,893	40,344
Interest expense	985	904	2,866	2,668
Net interest income	13,037	12,690	39,027	37,676
Provision for loan losses	1,050	307	2,033	956
Net interest income after provision for loan losses	11,987	12,383	36,994	36,720
Other non-interest income	3,240	2,622	9,516	8,261
Other non-interest expenses	11,888	12,113	37,805	36,388
Income before income tax expense	3,339	2,892	8,705	8,593
Income tax expense (benefit)	974	935	2,591	2,798
Net income	2,365	1,957	6,114	5,795
Segment assets	1,721,739	1,626,100	1,721,739	1,626,100
Operating Segments [Member] | WMG [Member]
Reportable segments and reconciliation to consolidated results [Abstract]
Interest and dividend income	0	0	0	0
Interest expense	0	0	0	0
Net interest income	0	0	0	0
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	0	0	0	0
Other non-interest income	2,027	2,122	6,240	6,446
Other non-interest expenses	1,293	1,357	4,251	4,051
Income before income tax expense	734	765	1,989	2,395
Income tax expense (benefit)	277	292	751	915
Net income	457	473	1,238	1,480
Segment assets	$ 4,398	$ 4,392	$ 4,398	$ 4,392

STOCK COMPENSATION (Details)

STOCK COMPENSATION (Details) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended		3 Months Ended		9 Months Ended
	Jan. 31, 2016	Jan. 31, 2015	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested, Beginning Balance (shares)	22,569		22,154		22,569
Granted (shares)			0		0
Vested (shares)			(200)		(615)
Forfeited or cancelled (shares)			0		0
Nonvested, Ending Balance (shares)			21,954		21,954
Weighted-Average Grant Date Fair Value [Roll Forward]
Nonvested, Beginning Balance (in dollars per share)	$ 28.09		$ 28.12		$ 28.09
Granted (in dollars per share)			0		0
Vested (in dollars per share)			30.08		25.41
Forfeitures or cancelled (in dollars per share)			0		0
Nonvested, Ending Balance (in dollars per share)			$ 28.16		$ 28.16
Total unrecognized compensation cost related to nonvested shares granted under the Plan			$ 471		$ 471
Weighted-average period for recognition					3 years 2 months 5 days
Total fair value of shares vested					$ 17	$ 17
President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Service period for comparable group used to determine share based payment awards					12 months
Directors and President and Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Number of treasury shares reissued to fund stock compensation (in shares)	9,532	9,673
Expenses related to stock based compensation recognized			$ 65	$ 52	$ 200	$ 188

SUBSEQUENT EVENT (Details)

SUBSEQUENT EVENT (Details) - Forecast	12 Months Ended
	Dec. 31, 2017
Subsequent Event [Line Items]
Employer beginning contribution, percent of employees' gross pay	3.00%
Employer matching contribution, percent of match	50.00%
Employer matching contribution, percent of employees' gross pay	6.00%