Popular (BPOP) 8-K Regulation FD Disclosure

Exhibit 99.1

Focus Areas

2012

Q1 2013

CREDIT

QUALITY

Reduced non-performing loans

held in portfolio by $313 million

or 18%

Reduction of 27% in NPL inflows

Completed bulk sale of non-

performing assets

Positive trends, even when

excluding impact of sale

Focus Areas

2012

Q1 2013

EFFICIENCY

Executed a voluntary

retirement window

Continued process redesign

efforts

Continued process redesign

efforts

ASSET

ACQUISITION

& BUSINESS

GROWTH

Acquired approximately $800

million in assets, mainly

consumer loans in P.R. and

mortgage loans in the U.S.

Strong mortgage origination in

P.R.

Completed acquisition of two

mortgage portfolios, amounting

to approximately $800 million

POPULAR

COMMUNITY

BANK

Second consecutive profitable

year

Solidified trend of improving

credit quality

Completed the rebranding

process

Profitable quarter

Continued improvement in

credit quality

Financial Results –

Balance Sheet

$ in thousands

2011

2012

3/31/2013

Assets

Cash and equivalents

535,282

$          

439,363

$        

242,290

$        

Investments

7,127,591

6,812,566

7,305,343

Loans (net)

25,314,392

25,093,632

25,197,686

Allowance for loan losses

(815,308)

(730,607)

(683,368)

Other assets

5,186,475

4,892,581

4,880,763

Total assets

37,348,432

$   

36,507,535

$  

36,942,714

$ 

Liabilities

Deposits

27,942,127

$     

27,000,613

$    

27,013,217

$    

Borrowings

4,293,669

4,430,673

4,969,344

Other liabilities

1,193,883

966,249

989,010

Equity

3,918,753

4,110,000

3,971,143

Total liabilities and equity

37,348,432

$   

36,507,535

$  

36,942,714

$ 

(59)

167

(94)

(12)

(49)

141

Net interest income

Provision for loan losses

Other income

Personnel expenses

Other expenses

Income tax

(5)

8

(43)

0

17

(1)

Net interest income

Provision for loan losses

Other income

Personnel expenses

Other expenses

Income tax

2012 v. 2011

Q1 2013 v. Q4 2012

•

Net income of $245 million

•

Compared to net income of $151 million in 2011

•

Net loss of $120.3 million

•

Excluding impact of NPA sale, net income

of $60.3 million

•

Compared to net income of $84 million

in Q4 2012

Main Variances

Main Variances

(excluding impact of NPA sale)

Negative

/ Positive

Negative / Positive

Financial Results –

Income Statement

Stock Prices

-80%

-60%

-40%

-20%

0%

20%

40%

60%

80%

100%

2010

2011

2012

2013

PR Peers,

-54%

BPOP,

27%

BKX,

32%

US Peers,

31%

Prices as of 4/26/2013

Stock Prices –

P.R. Banks

Looking Ahead

•

Continued focus on credit quality, business growth, organizational

quality and Popular Community Bank

•

Unique franchise in PR provides strong, stable revenue-generating

capacity

•

Strong capital position

o

Will be further enhanced by gain from EVERTEC IPO ($169 million)

•

Actions drive us closer to TARP exit in the most shareholder-friendly

fashion