Cortland Bancorp (CLDB) 10-K 17 Mar 21 2020 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2020	Mar. 04, 2021	Jun. 30, 2020
Document Information [Line Items]
Entity Central Index Key	0000774569
Entity Registrant Name	CORTLAND BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2020
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2020
Document Transition Report	false
Entity File Number	001-38827
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1451118
Entity Address, Address Line One	194 West Main Street
Entity Address, City or Town	Cortland
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44410
City Area Code	330
Local Phone Number	637-8040
Title of 12(b) Security	Common stock, No Par Value
Trading Symbol	CLDB
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 49,145,431
Entity Common Stock, Shares Outstanding		4,220,721

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 9,728	$ 8,448
Interest-earning deposits	26,380	19,367
Total cash and cash equivalents	36,108	27,815
Investment securities available-for-sale (Note 2)	167,875	136,131
Regulatory stock (Note 2)	3,031	2,835
Loans held for sale	6,876	4,890
Total loans (Note 3)	556,760	518,716
Less allowance for loan losses (Note 3)	(6,019)	(4,465)
Net loans	550,741	514,251
Premises and equipment (Note 4)	11,693	12,018
Bank-owned life insurance	21,166	17,768
Other assets	23,815	21,454
Total assets	821,305	737,162
LIABILITIES
Noninterest-bearing deposits	198,499	133,340
Interest-bearing deposits (Note 5)	502,011	485,041
Total deposits	700,510	618,381
Securities sold under agreements to repurchase (Note 6)	1,488	1,922
Federal Home Loan Bank advances - short-term (Note 6)	2,000	0
Federal Home Loan Bank advances - long term (Note 6)	16,000	24,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	15,147	13,366
Total liabilities	740,300	662,824
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2020 and 2019; outstanding shares, 4,223,153 in 2020 and 4,323,822 in 2019	23,641	23,641
Additional paid-in capital	21,238	21,266
Retained earnings	41,863	36,187
Accumulated other comprehensive income	4,867	1,168
Treasury stock, at cost, 505,114 shares in 2020 and 404,445 shares in 2019	(10,604)	(7,924)
Total shareholders’ equity	81,005	74,338
Total liabilities and shareholders’ equity	$ 821,305	$ 737,162

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2020	Dec. 31, 2019
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	4,728,267	4,728,267
Common stock, shares outstanding (in shares)	4,223,153	4,323,822
Treasury stock, shares (in shares)	505,114	404,445

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
INTEREST INCOME
Interest and fees on loans	$ 23,620	$ 25,783	$ 23,823
Interest and dividends on investment securities:
Taxable interest	1,199	1,769	2,118
Nontaxable interest	2,105	1,655	1,494
Dividends	74	137	152
Other interest income	94	299	162
Total interest and dividend income	27,092	29,643	27,749
INTEREST EXPENSE
Deposits	3,378	4,843	3,527
Short-term borrowings	6	5	6
Federal Home Loan Bank advances - short term	12	129	374
Federal Home Loan Bank advances - long term	299	374	287
Subordinated debt	114	203	189
Total interest expense	3,809	5,554	4,383
Net interest income	23,283	24,089	23,366
PROVISION FOR LOAN LOSSES (Note 3)	1,575	715	725
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	21,708	23,374	22,641
NON-INTEREST INCOME
Fees for customer services	2,103	2,312	2,273
Investment securities available-for-sale gains (losses), net (Note 2)	140	(44)	(21)
Mortgage banking gains, net	3,896	1,554	974
Earnings on bank-owned life insurance	398	392	1,869
Other non-interest income	963	808	597
Total non-interest income	7,500	5,022	5,692
NON-INTEREST EXPENSES
Salaries and employee benefits	10,805	11,198	10,260
Occupancy and equipment	2,495	2,400	2,232
State and local taxes	593	518	493
FDIC insurance	176	63	176
Professional fees	1,155	1,093	879
Advertising and marketing	214	388	322
Data processing fees	268	277	250
Other operating expenses	3,768	3,818	3,471
Total non-interest expenses	19,474	19,755	18,083
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	9,734	8,641	10,250
Federal income tax expense (Note 10)	1,471	1,359	1,415
NET INCOME	$ 8,263	$ 7,282	$ 8,835
EARNINGS PER SHARE BASIC AND DILUTED (Note 1) (in dollars per share)	$ 1.97	$ 1.68	$ 2.03
CASH DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.61	$ 0.50	$ 0.49

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 8,263	$ 7,282	$ 8,835
Other comprehensive income (loss)
Unrealized holding gains (losses) on available-for-sale securities	4,953	6,023	(2,426)
Tax effect	(1,040)	(1,265)	510
Reclassification adjustment for net losses (gains) realized in net income	(140)	44	21
Tax effect	29	(9)	(4)
Total securities available-for-sale	3,802	4,793	(1,899)
Change in post-retirement obligations	(103)	31	68
Total other comprehensive income (loss)	3,699	4,824	(1,831)
Total comprehensive income	$ 11,962	$ 12,106	$ 7,004

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2017	$ 23,641	$ 20,928	$ 24,403	$ (1,825)	$ (5,517)
Treasury shares reissued		0			0
Equity compensation		56
Net income			8,835			$ 8,835
Cash dividend declared, $0.61, $0.50 and $0.49 per share for the years ended December 31, 2020, 2019 and 2018, respectively			(2,149)
Other comprehensive income (loss)				(1,831)		(1,831)
Treasury shares purchased (150,920 shares in 2020, 59,352 in 2019 and 82,637 in 2018)					(1,781)
Equity compensation					158
Balance at Dec. 31, 2018	23,641	20,984	31,089	(3,656)	(7,140)	64,918
Treasury shares reissued		11			49
Equity compensation		271
Net income			7,282			7,282
Cash dividend declared, $0.61, $0.50 and $0.49 per share for the years ended December 31, 2020, 2019 and 2018, respectively			(2,184)
Other comprehensive income (loss)				4,824		4,824
Treasury shares purchased (150,920 shares in 2020, 59,352 in 2019 and 82,637 in 2018)					(1,336)
Equity compensation					503
Balance at Dec. 31, 2019	$ 23,641	21,266	36,187	1,168	(7,924)	74,338
Treasury shares reissued		0			0
Equity compensation		(28)
Net income			8,263			8,263
Cash dividend declared, $0.61, $0.50 and $0.49 per share for the years ended December 31, 2020, 2019 and 2018, respectively			(2,587)
Other comprehensive income (loss)				3,699		3,699
Treasury shares purchased (150,920 shares in 2020, 59,352 in 2019 and 82,637 in 2018)					(3,154)
Equity compensation					474
Balance at Dec. 31, 2020		$ 21,238	$ 41,863	$ 4,867	$ (10,604)	$ 81,005

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Retained Earnings [Member]
Cash dividend declared, per share (in dollars per share)	$ 0.61	$ 0.50	$ 0.49
Treasury Stock [Member]
Treasury stock reissued, shares (in shares)		2,770
Treasury stock purchased, shares (in shares)	150,920	59,352	82,637
Treasury stock reissued, shares (in shares)		2,770
Cash dividend declared, per share (in dollars per share)	$ 0.61	$ 0.50	$ 0.49

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Net cash flow from operating activities
Net income	$ 8,263	$ 7,282	$ 8,835
Adjustments to reconcile net income to net cash flow from operating activities:
Depreciation, amortization and accretion	2,753	2,243	2,315
Provision for loan losses	1,575	715	725
Investment securities available-for-sale (gains) losses, net	(140)	44	21
Originations of mortgage banking loans held for sale	(119,364)	(68,789)	(45,813)
Proceeds from the sale of mortgage banking loans	121,274	66,493	48,527
Mortgage banking gains, net	(3,896)	(1,554)	(974)
Earnings on bank-owned life insurance	(398)	(392)	(1,869)
Changes in:
Interest receivable	(100)	(81)	(62)
Interest payable	(227)	139	46
Deferred taxes	(590)	209	1,008
Equity compensation	446	774	214
Federal income tax receivable	187	601	(625)
Other assets and liabilities	381	309	786
Net cash flow from operating activities	10,164	7,993	13,134
Cash deficit from investing activities
Purchases of available-for-sale securities	(56,203)	(20,365)	(14,643)
Proceeds from sale of available-for-sale securities	5,407	13,622	21,418
Proceeds from call, maturity and principal payments on available-for-sale securities	22,192	12,184	12,173
Purchases of regulatory stock	(196)	(254)	0
Net increase in loans made to customers	(38,065)	(4,772)	(28,007)
Proceeds from bank-owned life insurance	0	403	3,808
Purchases of bank-owned life insurance	(3,000)	(2,068)	0
Contributions to partnership funds	(1,308)	(2,153)	(1,547)
Purchases of premises and equipment	(652)	(2,685)	(1,935)
Net cash deficit from investing activities	(71,825)	(6,088)	(8,733)
Cash flow (deficit) from financing activities
Net increase in deposit accounts	82,129	13,962	18,568
Net change in other short-term borrowings	(434)	(284)	(472)
Net change in Federal Home Loan Bank advances - short term	2,000	(12,000)	(20,000)
Proceeds from Federal Home Loan Bank advances - long term	6,000	14,000	8,000
Repayments of Federal Home Loan Bank advances - long term	(14,000)	(6,000)	(6,000)
Dividends paid	(2,587)	(2,184)	(2,149)
Treasury shares reissued	0	60	0
Treasury shares purchased	(3,154)	(1,336)	(1,781)
Net cash flow from (deficit) financing activities	69,954	6,218	(3,834)
Net change in cash and cash equivalents	8,293	8,123	567
Cash and cash equivalents
Beginning of period	27,815	19,692	19,125
End of period	36,108	27,815	19,692
Supplemental disclosures:
Income taxes	1,150	0	600
Interest	4,036	5,415	4,337
Increase in ROU asset	205	2,061	0
Increase in lease liability	$ 205	$ 2,061	$ 0

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1 The accounting and financial reporting policies of Cortland Bancorp (the Company), and its bank subsidiary, The Cortland Savings and Banking Company (the Bank), reflect banking industry practices and conform to U.S. generally accepted accounting principles. A summary of the significant accounting policies followed by the Company in the preparation of the accompanying consolidated financial statements is set forth below. Principles of Consolidation Industry Segment Information not Use of Estimates Cash Flow Investment Securities no Available-for-sale securities are carried at fair value with unrealized gains and losses recorded as a separate component of shareholders’ equity, net of tax. Realized gains or losses on dispositions are based on net proceeds and the adjusted carrying amount of securities sold, using the specific identification method. Interest income includes amortization of purchase premium or discount and is amortized on the level-yield method without anticipating payments, except for U.S. Government mortgage-backed and related securities where twelve The regulatory stock is carried at cost (its redeemable value) and the Company is required to hold such investments as a condition of membership in order to transact business with the Federal Home Loan Bank (FHLB) of Cincinnati and the Federal Reserve Bank (FRB). The stock is bought and sold based upon its par value. The stock cannot be traded or sold in any market and as such is classified as restricted stock, carried at cost (its redeemable value) and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the FHLB and FRB as compared to the capital stock amount and the length of time this situation has persisted, (b) commitments by the FHLB and FRB to make payments required by law or regulation and the level of such payments in relation to the operating performance, (c) the impact of legislative and regulatory changes on the customer base of the FHLB and FRB and (d) the liquidity position of the FHLB and FRB. The Company does not December 31, 2020 Other-than-Temporary Investment Security Impairment not not not not Loans not not Loans Held for Sale not Allowance for Loan Losses (ALLL) and Allowance for Losses on Lending Related Commitments 90 Estimating the risk of loss and the amount of loss on any loan is necessarily subjective. Accordingly, the allowance is maintained by management at a level considered adequate to cover possible losses that are currently anticipated. Estimates of credit losses should reflect consideration of all significant factors that affect collectability of the portfolio. While historical loss experience provides a reasonable starting point, historical losses, or even recent trends in losses are not, not Key risk factors and assumptions are updated to reflect actual experience and changing circumstances. While management may Certain loans are evaluated individually for impairment, based on management’s best estimate of discounted cash repayments and the anticipated proceeds from liquidating collateral. The actual timing and amount of repayments and the ultimate realizable value of the collateral may The expected loss for certain other commercial credits utilizes internal risk ratings. These loss estimates are sensitive to changes in the customer’s risk profile, the realizable value of collateral, other risk factors and the related loss experience of other credits of similar risk. Consumer credits generally employ statistical loss factors, adjusted for other risk indicators, applied to pools of similar loans stratified by asset type. These loss estimates are sensitive to changes in delinquency status and shifts in the aggregate risk profile. The Company maintains an allowance for losses on unfunded commercial lending commitments to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for loan losses. This allowance is reported as a liability on the Consolidated Balance Sheets within other liabilities, while the corresponding provision for these losses is recorded as a component of other operating expense. Loan Charge-off Policies Troubled Debt Restructurings (TDR) not may Premises and Equipment Other Real Estate Cash Surrender Value of Life Insurance not Endorsement Split-Dollar Life Insurance Arrangement Derivative Instruments Advertising and Marketing Income Taxes Other Comprehensive Income (Loss) Per Share Amounts The following table sets forth the computation of basic earnings per common share: Years ended December 31, 2020 2019 2018 Net income (amounts in thousands) $ 8,263 $ 7,282 $ 8,835 Weighted average common shares outstanding 4,185,687 4,340,775 4,357,760 Net effect of dilutive common share equivalents 10,986 8,698 6,474 Adjusted average shares outstanding - dilutive 4,196,673 4,349,473 4,364,234 Basic earnings per share $ 1.97 $ 1.68 $ 2.03 Dilutive earnings per share $ 1.97 $ 1.68 $ 2.03 Transfers of Financial Assets 1 2 3 not Off-Balance Sheet Financial Instruments Revenue Recognition January 1, 2018, 2014 09 Revenue from Contracts with Customers – Topic 606 606. no The primary sources of revenue emanating from interest income on loans and investments along with noninterest revenue resulting from investment security gains, gains on the sale of loans, earnings on bank owned life insurance, wealth management and other non-interest income are not 606. The main types of non-interest income within the scope of the standard are as follows: Service charges on deposit accounts – The Company has contracts with its deposit customers where fees are charged if the account balance falls below predetermined levels defined as compensating balances. These agreements can be cancelled at any time by either the Company or the deposit customer. Revenue from these transactions is recognized on a monthly basis as the Company has an unconditional right to the fee consideration. The Company also has transaction fees related to specific transactions or activities resulting from a customer request or activity that include non-sufficient fund fees, overdraft fees, continuous overdraft fees and other fees such as stop payment fees. All of these fees are attributable to specific performance obligations of the Company where the revenue is recognized at a defined point in time, namely at the completion of the requested service/transaction. Fees, exchange, and other service charges – This is primarily comprised of debit card income, ATM fees, merchant services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit card transactions, in addition to account management fees. Other service charges include cashier’s checks, check charges and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Gains (losses) on sale of other real estate owned – Gains and losses are recognized at the completion of the property sale when the buyer obtains control of the real estate and all of the performance obligations of Company have been satisfied. Evidence of the buyer obtaining control of the asset include transfer of the property title, physical possession of the asset, and the buyer obtaining control of the risks and rewards related to the asset. In situations where the Company agrees to provide financing to facilitate the sale, additional analysis is performed to ensure that the contract for sale identifies the buyer and seller, the asset to be transferred, payment terms, and that the contract has a true commercial substance and that collection of amounts due from the buyer is reasonable. In situations where financing terms are not Other non-interest income – Primarily consists of revenue streams that are largely transactional based and in which the revenue is recognized upon completion of the transaction. The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows. (Amounts in thousands) Years Ended December 31, 2020 2019 Service charges on deposit accounts: Overdraft fees $ 730 $ 1,057 Service charges 428 411 Other fees 13 16 Fees, exchange, and other service charges 932 828 Other non-interest income 963 808 Non-interest income (in-scope of Topic 606) 3,066 3,120 Non-interest income (out-of-scope of Topic 606) 4,434 1,902 Total non-interest income $ 7,500 $ 5,022 Reclassifications 2019 2018 2020 not Authoritative Accounting Guidance In June 2016, 2016 13, first December 15, 2022, one first one In August 2018, 2018 15, 350 40 December 15, 2019, December 15, 2020, December 15, 2021. not In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In December 2019, 2019 12, 740 not not December 15, 2020. December 15, 2021, December 15, 2022. not In January 2020, 2020 01, 321 323 815 321, 815 10 15 141 not 323 825. 815 10 15 141 December 15, 2020, December 15, 2021, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In October 2020, 2020 08, 310 20, 310 20 35 33. 2020 08 December 15, 2020. not 2020 08 December 15, 2021, December 15, 2022. not In October 2020, 2020 09, 470 No. 33 10762, X 13 01 13 02. January 4, 2021. not In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not

Note 2 - Investment Securities

Note 2 - Investment Securities	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 The following is a summary of investment securities available-for-sale and regulatory stock: (Amounts in thousands) December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Government agencies and corporations $ 3,348 $ 1 $ 39 $ 3,310 Obligations of states and political subdivisions 67,794 1,853 21 69,626 U.S. Government-sponsored mortgage-backed securities 48,566 75 404 48,237 U.S. Government-sponsored collateralized mortgage obligations 8,447 78 44 8,481 U.S. Government-guaranteed small business administration pools 6,576 — 99 6,477 Total investment securities available-for-sale $ 134,731 $ 2,007 $ 607 $ 136,131 Federal Home Loan Bank (FHLB) stock $ 2,609 $ — $ — $ 2,609 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 2,835 $ — $ — $ 2,835 The amortized cost and fair value of debt securities at December 31, 2020 may (Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 5,541 5,674 Due after five years through ten years 1,287 1,350 Due after ten years 81,477 86,487 Total 88,305 93,511 U.S. Government-sponsored mortgage-backed and related securities 73,357 74,364 Total investment securities available for sale $ 161,662 $ 167,875 The following table sets forth the proceeds, gains and losses realized on securities sold or called for each of the years ended December 31: (Amounts in thousands) 2020 2019 2018 Proceeds on securities sold $ 5,407 $ 13,622 $ 21,418 Gross realized gains 149 82 123 Gross realized losses 9 126 144 Investment securities with a carrying value of approximately $74.3 million at December 31, 2020 December 31, 2019 The following is a summary of the fair value of securities with unrealized losses and an aging of those unrealized losses at December 31, 2020 (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ — $ — $ — $ — $ — $ — Obligations of states and political subdivisions — — — — — — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99 The above table represents 7 investment securities where the fair value is less than the related amortized cost. The following is a summary of the fair value of securities with unrealized losses and an aging of those unrealized losses at December 31, 2019 (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 2,961 $ 39 $ — $ — $ 2,961 $ 39 Obligations of states and political subdivisions 263 1 1,332 20 1,595 21 U.S. Government-sponsored mortgage-backed securities — — 34,124 404 34,124 404 U.S. Government-sponsored collateralized mortgage obligations 931 7 3,944 37 4,875 44 U.S. Government-guaranteed small business administration pools 5,600 78 877 21 6,477 99 Total $ 9,755 $ 125 $ 40,277 $ 482 $ 50,032 $ 607 The above table represents 32 investment securities where the current value is less than the related amortized cost. The unrealized losses at December 31, 2020 2020 not not not not not not December 31, 2020 Securities Deemed to be Other-Than-Temporarily Impaired The Company reviews investment debt securities on an ongoing basis for the presence of other-than-temporary impairment (OTTI) with formal reviews performed quarterly. For debt securities in an unrealized loss position, management assesses whether (a) it has the intent to sell the debt security or (b) it is more-likely-than- not In instances in which a determination is made that a credit loss (defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis) exists but the entity does not not not In these instances, the impairment is separated into (a) the amount of the total impairment related to the credit loss, and (b) the amount of the total impairment related to all other factors. The amount of the total OTTI related to the credit loss is recognized in earnings. The amount of the total impairment related to all other factors is recognized in other comprehensive income. The total other-than-temporary impairment is presented in the Consolidated Statements of Income with an offset for the amount of the total other-than-temporary impairment that is recognized in other comprehensive income. The following provides a cumulative rollforward of credit losses recognized in earnings for trust preferred securities previously held. (Amounts in thousands) December 31, 2020 2019 2018 Beginning impairment balance $ — $ — $ 140 Reduction for debt securities for which other-than-temporary impairment has been previously recognized and there is no related other comprehensive income — — — Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized — — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — — Sale of debt securities — — (140 ) Ending impairment balance $ — $ — $ — At December 31, 2020 second 2018.

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 3 The Company, through the Bank, grants residential, consumer and commercial loans to customers located primarily in Northeastern Ohio and Western Pennsylvania. The following represents the composition of the loan portfolio for the period ending: (Amounts in thousands) December 31, 2020 2019 Balance % Balance % Commercial $ 132,419 23.8 $ 99,864 19.3 Commercial real estate 317,537 57.0 302,084 58.2 Residential real estate 79,169 14.2 87,172 16.8 Consumer - home equity 24,062 4.3 25,856 5.0 Consumer - other 3,573 0.7 3,740 0.7 Total loans $ 556,760 100.0 $ 518,716 100.0 During 2020 19 19 2020, December 31, 2020, may In accordance with the SBA terms and conditions on these PPP loans, the Company received approximately $2.2 million in fees associated with the processing of these loans. Upon funding of the loan, these fees were deferred and are amortized over the life of the loan as an adjustment to yield in accordance with FASB ASC 310 20 25 2. 2020. Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Company has segmented loans in the portfolio by product type. Loans are segmented into the following pools: commercial loans, commercial real estate loans, residential real estate loans and consumer loans. The pools of commercial real estate loans and commercial loans are also broken down further by industry sectors when analyzing the related pools. Using the largest concentrations as the qualifier, these industry sectors include non-residential buildings; skilled nursing and nursing care; residential real estate lessors, agents and managers; hotel and motels, and trucking. The Company also sub-segments the consumer loan portfolio into the following two These factors include, but are not Factor Considered: Risk Trend: Levels of and trends in (a) charge-offs, (b) classifications and (c) non-accruals (a) Stable, (b) Increasing, (c) Stable Trends in volume and terms Stable Changes in lending policies and procedures Stable Experience, depth and ability of management, including loan review function Stable Economic trends, including valuation of underlying collateral Increasing Concentrations of credit Increasing Effect of COVID-19 pandemic Increasing The following factors are analyzed and applied to loans internally graded with higher risk credit in addition to the above factors for non-classified loans: Factor Considered: Risk Trend: Levels and trends in classification Increasing Declining trends in financial performance Increasing Structure and lack of performance measures Increasing Migration between risk categories Increasing The provision charged to operations can be allocated to a loan classification either as a positive or negative value as a result of any material changes to: net charge-offs or recoveries which influence the historical allocation percentage, qualitative risk factors or loan balances. The following is an analysis of changes in the allowance for loan losses for the periods ended: (Amounts in thousands) December 31, 2020 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (2 ) — — — (191 ) (193 ) Recoveries 8 19 25 1 119 172 Net loan recoveries (charge-offs) 6 19 25 1 (72 ) (21 ) Provision charged to operations 135 1,377 16 (4 ) 51 1,575 Balance at end of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 (Amounts in thousands) December 31, 2019 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,232 $ 2,414 $ 314 $ 115 $ 123 $ 4,198 Loan charge-offs (231 ) (40 ) (78 ) — (205 ) (554 ) Recoveries 28 — — 2 76 106 Net loan recoveries (charge-offs) (203 ) (40 ) (78 ) 2 (129 ) (448 ) Provision charged to operations 727 (244 ) 98 (13 ) 147 715 Balance at end of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 (Amounts in thousands) December 31, 2018 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,591 $ 2,702 $ 117 $ 70 $ 98 $ 4,578 Loan charge-offs (1,163 ) — — — (175 ) (1,338 ) Recoveries — 166 3 5 59 233 Net loan recoveries (charge-offs) (1,163 ) 166 3 5 (116 ) (1,105 ) Provision charged to operations 804 (454 ) 194 40 141 725 Balance at end of period $ 1,232 $ 2,414 $ 314 $ 115 $ 123 $ 4,198 In 2020, 19 In 2019, five In 2018, no December 31, 2018 The following tables present a full breakdown by portfolio classification of the allowance for loan losses and the recorded investment in loans for the periods ended December 31, 2020 2019 (Amounts in thousands) December 31, 2020 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loan balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760 (Amounts in thousands) December 31, 2019 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,177 2,130 334 104 141 3,886 Total ending allowance balance $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan Portfolio: Individually evaluated for impairment $ 4,909 $ 2,940 $ — $ — $ — $ 7,849 Collectively evaluated for impairment 94,955 299,144 87,172 25,856 3,740 510,867 Total ending loan balance $ 99,864 $ 302,084 $ 87,172 $ 25,856 $ 3,740 $ 518,716 The following tables represent credit exposures by internally assigned grades for years ended December 31, 2020 2019 The Company’s internally assigned grades are as follows: • Pass • Special Mention not • Substandard not • Doubtful • Loss not not no may The following is a summary of credit quality indicators by internally assigned grade as of December 31, 2020 2019 (Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537 (Amounts in thousands) Commercial Commercial real estate December 31, 2019 Pass $ 83,114 $ 275,763 Special Mention 6,273 21,995 Substandard 10,477 4,326 Ending Balance $ 99,864 $ 302,084 The increase in substandard commercial real estate balances in 2020 The Company evaluates the classification of consumer, home equity and residential loans primarily on a pooled basis. If the Company becomes aware that adverse or distressed conditions exist that may The following is a summary of consumer credit exposure as of December 31, 2020 2019 (Amounts in thousands) Residential real estate Consumer - home equity Consumer- other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573 (Amounts in thousands) Residential real estate Consumer - home equity Consumer- other December 31, 2019 Performing $ 86,703 $ 25,709 $ 3,740 Nonperforming 469 147 — Total $ 87,172 $ 25,856 $ 3,740 Loans are considered to be nonperforming when they become 90 days past due or on nonaccrual status, though the Company may December 31, 2020 The following is a summary of classes of loans on non-accrual status as of: (Amounts in thousands) December 31, 2020 2019 Commercial $ 889 $ 1,152 Commercial real estate 404 566 Residential real estate 485 469 Consumer: Consumer - home equity 130 147 Consumer - other — — Total $ 1,908 $ 2,334 Gross income that should have been recorded in income on nonaccrual loans was $100,000, $210,000 and $191,000 for the years ended December 31, 2020, 2019 2018 2020 2019 2018 Troubled Debt Restructuring Nonperforming loans also include certain loans that have been modified in troubled debt restructurings (TDRs) where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may six There were no loans modified as TDRs during the years ended December 31, 2020 2019. December 31, 2018. (Dollar amounts in thousands) December 31, 2018 Number of contracts Pre-modification recorded investment Post- modification recorded investment Increase in the allowance Commercial 7 $ 5,373 $ 4,210 $ — Total restructured loans 7 $ 5,373 $ 4,210 $ — Subsequently defaulted — $ — The seven commercial loans were all to one new borrowing relationship. The loans were restructured with no On March 22, 2020, 2019 19 not 19, December 31, 2019. 19 not As of December 31, 2020, April 2020, 19 7. The following is an aging analysis of the recorded investment of past due loans as of the periods ended December 31, 2020 2019 (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing December 31, 2019 Commercial $ 1 $ — $ 1,152 $ 1,153 $ 98,711 $ 99,864 $ — Commercial real estate — — 253 253 301,831 302,084 — Residential real estate 5 214 454 673 86,499 87,172 — Consumer: Consumer - home equity 24 25 123 172 25,684 25,856 — Consumer - other 14 — — 14 3,726 3,740 — Total $ 44 $ 239 $ 1,982 $ 2,265 $ 516,451 $ 518,716 $ — An impaired loan is a loan on which, based on current information and events, it is probable that the Company will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. • All borrowers whose loans are classified doubtful by examiners and internal loan review • All loans on non-accrual status • Any loan in foreclosure • Any loan with a specific reserve • Any loan determined to be collateral dependent for repayment • Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable, at December 31, 2020 2019 December 31, 2020, 2019 2018 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2019 With no related allowance recorded: Commercial $ 3,925 $ 4,946 $ — Commercial real estate 2,940 2,940 — With an allowance recorded: Commercial 984 984 579 Commercial real estate — — — Total: Commercial $ 4,909 $ 5,930 $ 579 Commercial real estate $ 2,940 $ 2,940 $ — (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2020 With no related allowance recorded: Commercial $ 3,838 $ 154 Commercial real estate 2,651 155 With an allowance recorded: Commercial 840 — Commercial real estate — — Total: Commercial $ 4,678 $ 154 Commercial real estate $ 2,651 $ 155 (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2019 With no related allowance recorded: Commercial $ 4,298 $ 300 Commercial real estate 3,108 195 With an allowance recorded: Commercial 823 — Commercial real estate — — Total: Commercial $ 5,121 $ 300 Commercial real estate $ 3,108 $ 195 (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2018 With no related allowance recorded: Commercial $ 4,231 $ 25 Commercial real estate 4,405 293 With an allowance recorded: Commercial 911 46 Commercial real estate — — Total: Commercial $ 5,142 $ 71 Commercial real estate $ 4,405 $ 293

Note 4 - Premises and Equipment

Note 4 - Premises and Equipment	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 4 The following is a summary of premises and equipment: (Amounts in thousands) December 31, 2020 2019 Land $ 2,984 $ 2,984 Premises 12,693 12,493 Equipment 10,805 11,083 Leasehold improvements 610 695 Total premises and equipment 27,092 27,255 Less accumulated depreciation 15,399 15,237 Net book value $ 11,693 $ 12,018 Depreciation expense was $940,000 in 2020 2019 2018

Note 5 - Deposits

Note 5 - Deposits	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 5 The following is a summary of interest-bearing deposits: (Amounts in thousands) December 31, 2020 2019 Demand $ 85,874 $ 55,421 Money market 188,740 176,733 Savings 130,333 110,864 Time: In denominations $250,000 or under 75,616 119,211 In denominations of over $250,000 21,448 22,812 Total $ 502,011 $ 485,041 Stated maturities of time deposits were as follows: (Amounts in thousands) 2020 2021 $ 79,097 2022 7,374 2023 5,563 2024 1,012 2025 866 2026 and beyond 3,152 Total $ 97,064 The following is a summary of time deposits of $100,000 (Amounts in thousands) December 31, 2020 Certificates of Deposit Other Time Deposits Total Three months or less $ 16,814 $ 2,448 $ 19,262 Three to six months 17,849 984 18,833 Six to twelve months 5,721 1,948 7,669 One through five years 5,046 225 5,271 Over five years 1,664 — 1,664 Total $ 47,094 $ 5,605 $ 52,699

Note 6 - Federal Home Loan Bank

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 The following is a summary of FHLB advances and other short-term borrowings: (Amounts in thousands) December 31, Weighted Average Interest Rate 2020 2019 FHLB advances - long-term: Fixed rate payable and convertible fixed rate FHLB advances, with monthly interest payments: Due in 2020 — % $ — $ 6,000 Due in 2021 0.76 % 4,000 8,000 Due in 2022 0.84 % 2,000 — Due in 2026 0.96 % 5,000 5,000 Due in 2029 0.96 % 5,000 5,000 Total FHLB advances - long-term 0.89 % 16,000 24,000 FHLB advances - short-term: Short-term 0.81 % 2,000 — Total FHLB advances 0.88 % 18,000 24,000 Other short-term borrowings: Securities sold under repurchase agreements 0.32 % 1,488 1,922 Total FHLB advances and other short-term borrowings 0.84 % $ 19,488 $ 25,922 The following is a summary of FHLB advances – short term: (Amounts in thousands) 2020 2019 2018 Average balance during the year $ 3,992 $ 4,786 $ 18,899 Average interest rate during the year 0.30 % 2.70 % 1.98 % Maximum month-end balance during the year $ 7,000 $ 16,000 $ 30,000 Weighted average interest rate at year end 0.81 % — % 2.47 % At December 31, 2020 December 31, 2020 2019 At both December 31, 2020 December 31, 2019 The following is a summary of other short-term borrowings: (Amounts in thousands) 2020 2019 2018 Average balance during the year $ 1,720 $ 1,493 $ 1,679 Average interest rate during the year 0.35 % 0.33 % 0.33 % Maximum month-end balance during the year $ 3,328 $ 1,922 $ 2,206 Weighted average interest rate at year end 0.32 % 0.34 % 0.34 % Securities sold under repurchase agreements represent arrangements the Bank has entered into with certain deposit customers within its local market areas. These borrowings are collateralized with securities. At December 31, 2020 2019 The following table provides additional detail regarding other short-term borrowings: (Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At December 31, 2020 At December 31, 2019 Remaining Contractual Maturity of the Agreements Overnight and Continuous Overnight and Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 4,065 $ 2,750 Total collateral carrying value $ 4,065 $ 2,750 Total other short-term borrowings $ 1,488 $ 1,922

Note 7 - Subordinated Debt

Note 7 - Subordinated Debt	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 7 In July 2007, December 2037. 3 December 31, 2020 2019 may The trust is not not 1

Note 8 - Commitments and Contin

Note 8 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 8 Historically, the Bank has been required to maintain a certain level of aggregate cash reserves in order to satisfy federal regulatory requirements. These reserves could be held in useable vault cash and interest-earning balances at the Federal Reserve Bank of Cleveland. At December 31, 2019, March 2020 19 The Bank grants commercial and industrial loans, commercial and residential mortgage loans, and consumer loans to customers in Northeastern Ohio and Western Pennsylvania. Although the Bank has a diversified portfolio, exposure to credit loss can be adversely impacted by downturns in local economic and employment conditions. Approximately 8.4% of total loans are unsecured at December 31, 2020 December 31, 2019 The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the Consolidated Balance Sheets. The contract or notional amounts on those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. In the event of nonperformance by the other party, the Company’s exposure to credit loss on these financial instruments is represented by the contract or notional amount of the instrument. The Company uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. The amount and nature of collateral obtained, if any, is based on management’s credit evaluation. The following is a summary of such contractual commitments: (Amounts in thousands) December 31, 2020 2019 Commitments to extend credit: Fixed rate $ 25,201 $ 19,755 Variable rate 78,706 75,147 Standby letters of credit 3,870 3,905 Commitments to extend credit are agreements to lend to a customer as long as there is no may third not may The Company also offers limited overdraft protection as a non-contractual courtesy which is available to businesses as well as individually/jointly owned accounts in good standing for personal or household use. The Company reserves the right to discontinue this service without prior notice. The following table is a summary of overdraft protection for the periods indicated: (Amounts in thousands) December 31, 2020 2019 Overdraft protection available on depositors' accounts $ 8,010 $ 8,070 Balance of overdrafts included in loans 137 130 Average daily balance of overdrafts 365 112 Average daily balance of overdrafts as a percentage of available 4.56 % 1.39 % Customer Derivatives - Interest Rate Swaps/Floors – The Company enters into interest rate swaps that allow our commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate into a fixed-rate. The Company then enters into a corresponding swap agreement with a third third not 815 not not may may 820. no December 31, 2020 third December 31, 2019 two third Summary information regarding these derivatives is presented below: (Amounts in thousands) Notional Amount Fair Value December 31, December 31, 2020 2019 Interest Rate Paid Interest Rate Received 2020 2019 Customer interest rate swap Maturing in 2020 $ — $ 2,312 1 Mo. Libor + Margin Fixed $ — $ 4 Maturing in 2025 4,167 4,557 1 Mo. Libor + Margin Fixed 292 134 Maturing in 2026 1,694 1,822 1 Mo. Libor + Margin Fixed 105 19 Maturing in 2027 12,918 13,363 1 Mo. Libor + Margin Fixed 1,408 636 Maturing in 2028 5,953 6,068 1 Mo. Libor + Margin Fixed 958 548 Maturing in 2029 3,627 3,721 1 Mo. Libor + Margin Fixed 282 (19 ) Maturing in 2030 17,602 3,649 1 Mo. Libor + Margin Fixed 646 44 Maturing in 2032 2,509 — 1 Mo. Libor + Margin Fixed 170 — Maturing in 2033 1,095 1,121 1 Mo. Libor + Margin Fixed 156 56 Total $ 49,565 $ 36,613 $ 4,017 $ 1,422 Third party interest rate swap Maturing in 2020 $ — $ 2,312 Fixed 1 Mo. Libor + Margin $ — $ (4 ) Maturing in 2025 4,167 4,557 Fixed 1 Mo. Libor + Margin (292 ) (134 ) Maturing in 2026 1,694 1,822 Fixed 1 Mo. Libor + Margin (105 ) (19 ) Maturing in 2027 12,918 13,363 Fixed 1 Mo. Libor + Margin (1,408 ) (636 ) Maturing in 2028 5,953 6,068 Fixed 1 Mo. Libor + Margin (958 ) (548 ) Maturing in 2029 3,627 3,721 Fixed 1 Mo. Libor + Margin (282 ) 19 Maturing in 2030 17,602 3,649 Fixed 1 Mo. Libor + Margin (646 ) (44 ) Maturing in 2032 2,509 — Fixed 1 Mo. Libor + Margin (170 ) — Maturing in 2033 1,095 1,121 Fixed 1 Mo. Libor + Margin (156 ) (56 ) Total $ 49,565 $ 36,613 $ (4,017 ) $ (1,422 ) The following table presents the fair values of derivative instruments in the Consolidated Balance Sheet. (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017 December 31, 2019 Interest rate derivatives Other assets $ 1,422 Other liabilities $ 1,422

Note 9 - Benefit Plans

Note 9 - Benefit Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Retirement Benefits [Text Block]	NOTE 9 The Bank has a contributory defined contribution retirement plan ( 401 2020 2019 2018 50. The Company provides supplemental retirement benefit plans for the benefit of certain officers and non-officer directors. The plan for officers is designed to provide post-retirement benefits to supplement other sources of retirement income such as social security and 401 December 31, 2020 The following table reconciles the accumulated liability for the benefit obligation of these agreements: (Amounts in thousands) Years Ended December 31, 2020 2019 2018 Beginning balance $ 3,693 $ 3,465 $ 3,182 Benefit expense 576 409 445 Benefit payments (156 ) (181 ) (162 ) Ending balance $ 4,113 $ 3,693 $ 3,465 Supplemental executive retirement agreements are unfunded plans and have no plan assets. The benefit obligation represents the vested net present value of future payments to individuals under the agreements. The benefit expense, as specified in the agreements for the entire year 2021, The Bank has purchased insurance contracts on the lives of the participants in the supplemental retirement benefit plan and has named the Bank as the beneficiary. Similarly, the Company has purchased insurance contracts on the lives of the directors with the Bancorp as beneficiary. While no The Company accrues for the monthly benefit expense of postretirement cost of insurance for split-dollar life insurance coverage. The following table presents the changes in the accumulated liability. (Amounts in thousands) December 31, 2020 2019 2018 Beginning balance $ 745 $ 831 $ 876 (Income) expense recorded 63 (55 ) 23 Other comprehensive income recorded 103 (31 ) (68 ) Ending balance $ 911 $ 745 $ 831

Note 10 - Federal Income Taxes

Note 10 - Federal Income Taxes	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 10 The composition of income tax expense is as follows: (Amounts in thousands) Years Ended December 31, 2020 2019 2018 Current $ 2,061 $ 1,150 $ 407 Deferred (590 ) 209 1,008 Total $ 1,471 $ 1,359 $ 1,415 The ability to realize the benefit of deferred tax assets is dependent upon a number of factors, including the generation of future taxable income, the ability to carry back taxes paid in previous years, the ability to offset capital losses with capital gains, the reversal of deferred tax liabilities, and certain tax planning strategies. A valuation allowance of $28,000 was established in 2018 The following is a summary of net deferred taxes included in other assets: (Amounts in thousands) December 31, 2020 2019 Gross deferred tax assets: Allowance for loan and other real estate losses $ 1,264 $ 938 Deferred loan origination cost - net 412 195 Deferred compensation 863 775 Capital loss carryforward 28 28 Lease liability 402 388 Other items 508 480 Total gross deferred tax assets 3,477 2,804 Valuation allowance (28 ) (28 ) Total net deferred tax assets 3,449 2,776 Gross deferred tax liabilities: Unrealized gain on available-for-sale securities (1,305 ) (294 ) Premises and equipment (766 ) (832 ) Right-of-use asset (394 ) (384 ) Other items (474 ) (335 ) Total net deferred tax liabilities (2,939 ) (1,845 ) Net deferred tax asset $ 510 $ 931 The following is a reconciliation of the valuation allowance for net deferred tax assets: (Amounts in thousands) December 31, 2020 2019 Valuation allowance at beginning of year $ 28 $ 28 Capital loss carryover — — Valuation allowance at end of year $ 28 $ 28 The following is a reconciliation between tax expense using the statutory tax rate of 21% 2020 2019 2018 (Amounts in thousands) Years Ended December 31, 2020 2019 2018 Statutory tax expense $ 2,044 $ 1,815 $ 2,153 Tax effect of non-taxable interest income (444 ) (347 ) (319 ) Tax effect of earnings on bank-owned life insurance-net (45 ) (94 ) (403 ) Tax effect of deferred tax valuation provision — — 28 Tax effect of low income housing credit (176 ) (156 ) (140 ) Tax effect of non-deductible expenses 92 141 96 Federal income tax expense $ 1,471 $ 1,359 $ 1,415 The related income tax (benefit) expense on investment securities gains (losses) amounted to $29,000 for 2020 2019 2018 The Company prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more-likely-than- not not fifty not first no not first no December 31, 2020 not twelve There is currently no 2016

Note 11 - Fair Value

Note 11 - Fair Value	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 11 Measurements The Company groups assets and liabilities recorded at fair value into three 1 3 Level 1: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level 2: Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but which trade less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level 3: Assets and liabilities that have little to no not two The following table presents the assets reported on the consolidated balance sheets at their fair value as of December 31, 2020 December 31, 2019 (Amounts in thousands) Fair Value Measurements at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) ASSETS U.S. Government agencies and corporations $ — $ — $ — $ — Obligations of states and political subdivisions 88,081 — 88,081 — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2019 Using Description December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) ASSETS U.S. Government agencies and corporations $ 3,310 $ — $ 3,310 $ — Obligations of states and political subdivisions 69,626 — 69,626 — U.S. Government-sponsored mortgage-backed securities 48,237 — 48,237 — U.S. Government-sponsored collateralized mortgage obligations 8,481 — 8,481 — U.S. Government-guaranteed small business administration pools 6,477 — 6,477 — Loans held for sale 4,890 4,890 — — Interest rate derivatives 1,422 — 1,422 — LIABILITIES Interest rate derivatives $ 1,422 $ — $ 1,422 $ — The following tables present the changes in the Level 3 December 31, 2020, 2019 2018 3 one 3 (Amounts in thousands) December 31, 2020 2019 2018 Trust preferred securities Trust preferred securities Trust preferred securities Beginning balance $ — $ — $ 895 Net realized/unrealized gains/(losses) included in: Noninterest income — — — Other comprehensive income — — 723 Discount accretion (premium amortization) — — — Sales — — (1,618 ) Purchases, issuance, and settlements — — — Ending balance $ — $ — $ — Losses included in net income for the period relating to assets held at period end $ — $ — $ — The Company conducts OTTI analyses on a quarterly basis. The initial indication of other-than-temporary impairment for both debt and equity securities is a decline in the fair value below the amount recorded for an investment. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the Consolidated Statements of Income. In determining whether an impairment is other than temporary, the Company considers a number of factors, including, but not not not not The Company also considers the issuer’s financial condition, capital strength and near-term prospects. In addition, for debt securities the Company considers the cause of the price decline (general level of interest rates and industry- and issuer-specific factors), current ability to make future payments in a timely manner and the issuer’s ability to service debt, the assessment of a security’s ability to recover any decline in market value, the ability of the issuer to meet contractual obligations and the Company’s intent and ability to retain the security. All of the foregoing require considerable judgment. Financial Instruments The Company discloses fair value information about financial instruments, whether or not not Such techniques and assumptions, as they apply to individual categories of the financial instruments, are as follows: Investment securities available for sale – Fair values of securities are based on quoted market prices, where available. If quoted market prices are not Loans held for sale – Loans held for sale consist of residential mortgage loans originated for sale. Loans held for sale are recorded at fair value based on what the secondary markets have offered on best efforts commitments. Interest rate derivatives – The fair value is based on settlement values adjusted for credit risks associated with the counter parties and the Company and observable market interest rate curves. In addition, other assets and liabilities of the Company that are not not not may not not The carrying amounts and estimated fair values of the Company’s financial instruments measured at amortized cost are as follows: (Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net Loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Other short-term borrowings 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283 (Amounts in thousands) December 31, 2019 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 27,815 $ 27,815 $ — $ — $ 27,815 Net Loans 514,251 — — 517,787 517,787 Bank-owned life insurance 17,768 17,768 — — 17,768 Accrued interest receivable 2,336 2,336 — — 2,336 LIABILITIES: Demand, savings and money market deposits $ 476,358 $ 476,358 $ — $ — $ 476,358 Time deposits 142,023 — — 143,485 143,485 Other short-term borrowings 1,922 1,922 — — 1,922 Federal Home Loan Bank advances - short term — — — — — Federal Home Loan Bank advances - long term 24,000 — — 24,005 24,005 Subordinated debt 5,155 — — 4,835 4,835 Accrued interest payable 510 510 — — 510 The following table presents quantitative information about the Level 3 December 31, 2020 December 31, 2019. (Amounts in thousands) Fair value at December 31, 2020 Valuation Technique Significant Unobservable Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustment (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, 2019 Valuation Technique Significant Unobservable Input Range of Inputs Impaired loans $ 405 Appraisal of Collateral Appraisal Adjustment (76 )% Liquidation Expenses (10 )%

Note 12 - Accumulated Other Com

Note 12 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 12 The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the years ended December 31, 2020, 2019 2018 (Amounts in thousands) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Balance as of December 31, 2017 $ (1,787 ) $ (38 ) Other comprehensive income before reclassification (1,916 ) 68 Amount reclassified from accumulated other comprehensive loss 17 — Total other comprehensive (loss) income (1,899 ) 68 Balance as of December 31, 2018 $ (3,686 ) $ 30 Other comprehensive income before reclassification 4,758 31 Amount reclassified from accumulated other comprehensive loss 35 — Total other comprehensive income 4,793 31 Balance as of December 31, 2019 $ 1,107 $ 61 Other comprehensive income before reclassification 3,913 (103 ) Amount reclassified from accumulated other comprehensive income (111 ) — Total other comprehensive income (loss) 3,802 (103 ) Balance as of December 31, 2020 $ 4,909 $ (42 ) (a) All amounts are net of tax. Amounts in parentheses indicate debits. The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the years ended December 31, 2020, 2019 2018 (Amounts in thousands) December 31, 2020 2019 2018 Amount reclassified from accumulated other comprehensive income (a) Amount reclassified from accumulated other comprehensive loss (a) Amount reclassified from accumulated other comprehensive loss (a) Affected line item in the Consolidated Statements of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ 140 $ (44 ) $ (21 ) Investment securities available-for-sale gains (losses), net (29 ) 9 4 Federal income tax expense $ 111 $ (35 ) $ (17 ) (a) Amounts in parentheses indicate debits to net income.

Note 13 - Regulatory Matters

Note 13 - Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 13 The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not In July 2013, January 1, 2015 January 1, 2019, 1 CET1 4.5% 2.5% CET1 7.0%. 1 4.0% 6.0% 1 8.5% 10.5% 4.0%. 2019 The capital conservation buffers of 2.5% 1 1 2.5% four not In addition to the capital requirements for bank holding companies generally, financial holding companies are also required to meet “well-capitalized” requirements of the Federal Reserve Board. A bank holding company or financial holding company that is covered by the Federal Reserve’s Small Bank Holding Company Policy is not $1 At December 31, 2020 December 31, 2019 not (Amounts in thousands) Actual Minimum required for capital adequacy purposes December 31, 2020 Amount Ratio Amount Ratio CET1 capital (to risk-weighted assets) $ 76,138 13.15 % $ 26,054 4.50 % Tier 1 capital (to risk-weighted assets) 81,138 14.01 % 34,739 6.00 % Total capital (to risk-weighted assets) 87,241 15.07 % 46,319 8.00 % Tier 1 capital (to average assets) 81,138 10.20 % 31,816 4.00 % (Amounts in thousands) Actual Minimum required for capital adequacy purposes December 31, 2019 Amount Ratio Amount Ratio CET1 capital (to risk-weighted assets) $ 73,091 12.76 % $ 25,775 4.50 % Tier 1 capital (to risk-weighted assets) 78,091 13.63 % 34,367 6.00 % Total capital (to risk-weighted assets) 82,640 14.43 % 45,823 8.00 % Tier 1 capital (to average assets) 78,091 10.98 % 28,461 4.00 % $5.0 million of trust preferred securities outstanding at December 31, 2020 December 31, 2019 1 7, The Bank met all capital requirements to be categorized as "well capitalized" at December 31, 2020 December 31, 2019

Note 14 - Related Party Transac

Note 14 - Related Party Transactions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 14 Certain directors, executive officers and companies with whom they are affiliated were loan customers during 2020 (Amounts in thousands) Total related-party loans at December 31, 2019 $ 4,587 New related-party loans 3,671 Repayments or other (3,349 ) Total related-party loans at December 31, 2020 $ 4,909 Deposit balances of executive officers, directors, and their affiliates at December 31, 2020 2019 The banking loans and deposits were made in the ordinary course of business with the Bank.

Note 15 - Condensed Financial I

Note 15 - Condensed Financial Information - Parent Company	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 15 Below is condensed financial information of Cortland Bancorp (parent company only). In this information, the Parent’s investment in subsidiaries is stated at cost, including equity in the undistributed earnings of the subsidiaries, adjusted for any unrealized gains or losses on available-for-sale securities. BALANCE SHEETS (Amounts in thousands) December 31, 2020 2019 ASSETS Cash $ 100 $ 119 Investment in bank subsidiary 77,538 70,936 Subordinated note from subsidiary bank 6,000 6,000 Other assets 3,465 3,326 Total assets $ 87,103 $ 80,381 LIABILITIES Other liabilities $ 943 $ 888 Subordinated debt (Note 7) 5,155 5,155 Total liabilities 6,098 6,043 SHAREHOLDERS’ EQUITY Common stock 23,641 23,641 Additional paid-in capital 21,238 21,266 Retained earnings 41,863 36,187 Accumulated other comprehensive income 4,867 1,168 Treasury stock (10,604 ) (7,924 ) Total shareholders’ equity 81,005 74,338 Total liabilities & shareholders’ equity $ 87,103 $ 80,381 STATEMENTS OF COMPREHENSIVE INCOME (Amounts in thousands) Years ended December 31, 2020 2019 2018 Dividends from bank subsidiary $ 6,250 $ 3,400 $ 4,150 Interest and dividend income 124 231 213 Other income 43 101 56 Interest on subordinated debt (114 ) (203 ) (189 ) Other expenses (1,134 ) (1,399 ) (606 ) Income before income tax and equity in undistributed earnings of subsidiaries 5,169 2,130 3,624 Income tax benefit 191 313 136 Equity in undistributed earnings of subsidiaries 2,903 4,839 5,075 Net income $ 8,263 $ 7,282 $ 8,835 Comprehensive income $ 11,962 $ 12,106 $ 7,004 STATEMENTS OF CASH FLOWS (Amounts in thousands) Years ended December 31, 2020 2019 2018 Cash flow from operating activities Net income $ 8,263 $ 7,282 $ 8,835 Adjustments to reconcile net income to net cash flow from operating activities: Equity in undistributed earnings of subsidiaries (2,903 ) (4,839 ) (5,075 ) Deferred tax benefit 15 (35 ) (13 ) Equity compensation 446 774 214 Change in other assets and liabilities (99 ) 157 (52 ) Net cash flow from operating activities 5,722 3,339 3,909 Cash deficit from financing activities Dividends paid (2,587 ) (2,184 ) (2,149 ) Treasury shares purchased (3,154 ) (1,336 ) (1,781 ) Treasury shares reissued — 60 — Net cash deficit from financing activities (5,741 ) (3,460 ) (3,930 ) Net change in cash (19 ) (121 ) (21 ) Cash Beginning of year 119 240 261 End of year $ 100 $ 119 $ 240

Note 16 - Dividend Restrictions

Note 16 - Dividend Restrictions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Restrictions on Dividends, Loans and Advances [Text Block]	NOTE 16 The Bank is subject to a dividend restriction that generally limits the amount of dividends that can be paid by an Ohio state-chartered bank. Under the Ohio Banking Code, cash dividends may not two 2021 2021

Note 17 - Litigation

Note 17 - Litigation	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	NOTE 17 The Bank is involved in legal actions arising in the ordinary course of business. In the opinion of management, the outcomes from these other matters, either individually or in the aggregate, are not

Note 18 - Stock Repurchase Prog

Note 18 - Stock Repurchase Program	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Treasury Stock [Text Block]	NOTE 18 On January 23, 2018, January 23, 2018. May 22, 2018 January 23, 2018 December 31, 2018. December 18, 2018, December 18, 2018. December 31, 2019. December 17, 2019, December 17, 2019. December 31, 2020. January 19, 2021, January 19, 2021. December 31, 2021.

Note 19 - Equity Compensation

Note 19 - Equity Compensation	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	NOTE 19 During 2015, 2015 The Omnibus Equity Plan permits the award of up to 340,000 shares to the Company’s employees to promote the long-term financial success of the Company, increasing shareholder value by providing employees the opportunity to acquire an ownership interest in the Company and enabling the Company and its related entities to attract and retain the services of those upon whom the successful conduct of business depends. There were 47,567 restricted Board approved shares granted under the plan in calendar 2020 2019 2020 2019 December 31, 2020 one three Granted shares are awarded upon meeting achievement of performance objectives derived from one three three three The following is the activity under the Omnibus Equity Plan during the period ended December 31, 2020 Restricted Stock Units Units Price at Grant Date Nonvested at January 1, 2020 26,025 $ 21.78 Granted 47,567 15.82 Vested (22,136 ) 21.74 Forfeited — — Nonvested at December 31, 2020 51,456 $ 16.29 The Director Equity Plan permits the award of up to 113,000 shares to nonemployee directors to promote the long-term financial success of the Company, increasing shareholder value by enabling the Company and its related entities to attract and retain the services of those directors upon whom the successful conduct of business depends. There were 2,684 Board approved shares granted under the plan in calendar 2020 2019 2020 2019

Note 20 - Leases

Note 20 - Leases	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 20 Operating leases in which the Company is the lessee are recorded as operating lease Right of Use (“ROU”) assets and operating lease liabilities, included in other assets and other liabilities, respectively, on the consolidated balance sheets. The Company does not December 31, 2020 2019, December 31, 2020 The following table summarizes other information related to operating leases: December 31, 2020 Weighted-average remaining lease term-operating leases in years 14.58 Weighted-average discount rate - operating leases 2.94 % The following table presents aggregate lease maturities and obligations as of December 31, 2020 (Amounts in thousands) December 31, 2020 2021 $ 163 2022 167 2023 168 2024 172 2025 155 2026 and thereafter 1,570 Total lease payments 2,395 Less: interest 480 Present value of lease liabilities $ 1,915

Note 21 - Risks and Uncertainti

Note 21 - Risks and Uncertainties	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Effect of Covid-19 Pandemic [Text Block]	NOTE 21 The impact of the COVID- 19 19

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation
Segment Reporting, Policy [Policy Text Block]	Industry Segment Information not
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Flow
Investment, Policy [Policy Text Block]	Investment Securities no Available-for-sale securities are carried at fair value with unrealized gains and losses recorded as a separate component of shareholders’ equity, net of tax. Realized gains or losses on dispositions are based on net proceeds and the adjusted carrying amount of securities sold, using the specific identification method. Interest income includes amortization of purchase premium or discount and is amortized on the level-yield method without anticipating payments, except for U.S. Government mortgage-backed and related securities where twelve The regulatory stock is carried at cost (its redeemable value) and the Company is required to hold such investments as a condition of membership in order to transact business with the Federal Home Loan Bank (FHLB) of Cincinnati and the Federal Reserve Bank (FRB). The stock is bought and sold based upon its par value. The stock cannot be traded or sold in any market and as such is classified as restricted stock, carried at cost (its redeemable value) and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the FHLB and FRB as compared to the capital stock amount and the length of time this situation has persisted, (b) commitments by the FHLB and FRB to make payments required by law or regulation and the level of such payments in relation to the operating performance, (c) the impact of legislative and regulatory changes on the customer base of the FHLB and FRB and (d) the liquidity position of the FHLB and FRB. The Company does not December 31, 2020
Investment Security, Other Than Temporary Impairment [Policy Text Block]	Other-than-Temporary Investment Security Impairment not not not not
Loans and Leases Receivable, Nonaccrual Loan and Lease Status, Policy [Policy Text Block]	Loans not not
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses (ALLL) and Allowance for Losses on Lending Related Commitments 90 Estimating the risk of loss and the amount of loss on any loan is necessarily subjective. Accordingly, the allowance is maintained by management at a level considered adequate to cover possible losses that are currently anticipated. Estimates of credit losses should reflect consideration of all significant factors that affect collectability of the portfolio. While historical loss experience provides a reasonable starting point, historical losses, or even recent trends in losses are not, not Key risk factors and assumptions are updated to reflect actual experience and changing circumstances. While management may Certain loans are evaluated individually for impairment, based on management’s best estimate of discounted cash repayments and the anticipated proceeds from liquidating collateral. The actual timing and amount of repayments and the ultimate realizable value of the collateral may The expected loss for certain other commercial credits utilizes internal risk ratings. These loss estimates are sensitive to changes in the customer’s risk profile, the realizable value of collateral, other risk factors and the related loss experience of other credits of similar risk. Consumer credits generally employ statistical loss factors, adjusted for other risk indicators, applied to pools of similar loans stratified by asset type. These loss estimates are sensitive to changes in delinquency status and shifts in the aggregate risk profile. The Company maintains an allowance for losses on unfunded commercial lending commitments to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for loan losses. This allowance is reported as a liability on the Consolidated Balance Sheets within other liabilities, while the corresponding provision for these losses is recorded as a component of other operating expense.
Loans and Leases Receivable, Past Due Status, Policy [Policy Text Block]	Loan Charge-off Policies
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructurings (TDR) not may
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment
Other Real Estate [Policy Text Block]	Other Real Estate
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Surrender Value of Life Insurance not
Split Dollar Life Insurance Agreements [Policy Text Block]	Endorsement Split-Dollar Life Insurance Arrangement
Derivatives, Policy [Policy Text Block]	Derivative Instruments
Advertising Cost [Policy Text Block]	Advertising and Marketing
Income Tax, Policy [Policy Text Block]	Income Taxes
Comprehensive Income, Policy [Policy Text Block]	Other Comprehensive Income (Loss)
Earnings Per Share, Policy [Policy Text Block]	Per Share Amounts The following table sets forth the computation of basic earnings per common share: Years ended December 31, 2020 2019 2018 Net income (amounts in thousands) $ 8,263 $ 7,282 $ 8,835 Weighted average common shares outstanding 4,185,687 4,340,775 4,357,760 Net effect of dilutive common share equivalents 10,986 8,698 6,474 Adjusted average shares outstanding - dilutive 4,196,673 4,349,473 4,364,234 Basic earnings per share $ 1.97 $ 1.68 $ 2.03 Dilutive earnings per share $ 1.97 $ 1.68 $ 2.03
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Sales, Policy [Policy Text Block]	Transfers of Financial Assets 1 2 3 not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Financial Instruments
Revenue from Contract with Customer [Policy Text Block]	Revenue Recognition January 1, 2018, 2014 09 Revenue from Contracts with Customers – Topic 606 606. no The primary sources of revenue emanating from interest income on loans and investments along with noninterest revenue resulting from investment security gains, gains on the sale of loans, earnings on bank owned life insurance, wealth management and other non-interest income are not 606. The main types of non-interest income within the scope of the standard are as follows: Service charges on deposit accounts – The Company has contracts with its deposit customers where fees are charged if the account balance falls below predetermined levels defined as compensating balances. These agreements can be cancelled at any time by either the Company or the deposit customer. Revenue from these transactions is recognized on a monthly basis as the Company has an unconditional right to the fee consideration. The Company also has transaction fees related to specific transactions or activities resulting from a customer request or activity that include non-sufficient fund fees, overdraft fees, continuous overdraft fees and other fees such as stop payment fees. All of these fees are attributable to specific performance obligations of the Company where the revenue is recognized at a defined point in time, namely at the completion of the requested service/transaction. Fees, exchange, and other service charges – This is primarily comprised of debit card income, ATM fees, merchant services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit card transactions, in addition to account management fees. Other service charges include cashier’s checks, check charges and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Gains (losses) on sale of other real estate owned – Gains and losses are recognized at the completion of the property sale when the buyer obtains control of the real estate and all of the performance obligations of Company have been satisfied. Evidence of the buyer obtaining control of the asset include transfer of the property title, physical possession of the asset, and the buyer obtaining control of the risks and rewards related to the asset. In situations where the Company agrees to provide financing to facilitate the sale, additional analysis is performed to ensure that the contract for sale identifies the buyer and seller, the asset to be transferred, payment terms, and that the contract has a true commercial substance and that collection of amounts due from the buyer is reasonable. In situations where financing terms are not Other non-interest income – Primarily consists of revenue streams that are largely transactional based and in which the revenue is recognized upon completion of the transaction. The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows. (Amounts in thousands) Years Ended December 31, 2020 2019 Service charges on deposit accounts: Overdraft fees $ 730 $ 1,057 Service charges 428 411 Other fees 13 16 Fees, exchange, and other service charges 932 828 Other non-interest income 963 808 Non-interest income (in-scope of Topic 606) 3,066 3,120 Non-interest income (out-of-scope of Topic 606) 4,434 1,902 Total non-interest income $ 7,500 $ 5,022
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications 2019 2018 2020 not
New Accounting Pronouncements, Policy [Policy Text Block]	Authoritative Accounting Guidance In June 2016, 2016 13, first December 15, 2022, one first one In August 2018, 2018 15, 350 40 December 15, 2019, December 15, 2020, December 15, 2021. not In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In December 2019, 2019 12, 740 not not December 15, 2020. December 15, 2021, December 15, 2022. not In January 2020, 2020 01, 321 323 815 321, 815 10 15 141 not 323 825. 815 10 15 141 December 15, 2020, December 15, 2021, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In October 2020, 2020 08, 310 20, 310 20 35 33. 2020 08 December 15, 2020. not 2020 08 December 15, 2021, December 15, 2022. not In October 2020, 2020 09, 470 No. 33 10762, X 13 01 13 02. January 4, 2021. not In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table Text Block]	Years ended December 31, 2020 2019 2018 Net income (amounts in thousands) $ 8,263 $ 7,282 $ 8,835 Weighted average common shares outstanding 4,185,687 4,340,775 4,357,760 Net effect of dilutive common share equivalents 10,986 8,698 6,474 Adjusted average shares outstanding - dilutive 4,196,673 4,349,473 4,364,234 Basic earnings per share $ 1.97 $ 1.68 $ 2.03 Dilutive earnings per share $ 1.97 $ 1.68 $ 2.03
Disaggregation of Revenue [Table Text Block]	(Amounts in thousands) Years Ended December 31, 2020 2019 Service charges on deposit accounts: Overdraft fees $ 730 $ 1,057 Service charges 428 411 Other fees 13 16 Fees, exchange, and other service charges 932 828 Other non-interest income 963 808 Non-interest income (in-scope of Topic 606) 3,066 3,120 Non-interest income (out-of-scope of Topic 606) 4,434 1,902 Total non-interest income $ 7,500 $ 5,022

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	(Amounts in thousands) December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Government agencies and corporations $ 3,348 $ 1 $ 39 $ 3,310 Obligations of states and political subdivisions 67,794 1,853 21 69,626 U.S. Government-sponsored mortgage-backed securities 48,566 75 404 48,237 U.S. Government-sponsored collateralized mortgage obligations 8,447 78 44 8,481 U.S. Government-guaranteed small business administration pools 6,576 — 99 6,477 Total investment securities available-for-sale $ 134,731 $ 2,007 $ 607 $ 136,131 Federal Home Loan Bank (FHLB) stock $ 2,609 $ — $ — $ 2,609 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 2,835 $ — $ — $ 2,835
Investments Classified by Contractual Maturity Date [Table Text Block]	(Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 5,541 5,674 Due after five years through ten years 1,287 1,350 Due after ten years 81,477 86,487 Total 88,305 93,511 U.S. Government-sponsored mortgage-backed and related securities 73,357 74,364 Total investment securities available for sale $ 161,662 $ 167,875
Schedule of Realized Gain (Loss) [Table Text Block]	(Amounts in thousands) 2020 2019 2018 Proceeds on securities sold $ 5,407 $ 13,622 $ 21,418 Gross realized gains 149 82 123 Gross realized losses 9 126 144
Schedule of Unrealized Loss on Investments [Table Text Block]	(Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ — $ — $ — $ — $ — $ — Obligations of states and political subdivisions — — — — — — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99 (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 2,961 $ 39 $ — $ — $ 2,961 $ 39 Obligations of states and political subdivisions 263 1 1,332 20 1,595 21 U.S. Government-sponsored mortgage-backed securities — — 34,124 404 34,124 404 U.S. Government-sponsored collateralized mortgage obligations 931 7 3,944 37 4,875 44 U.S. Government-guaranteed small business administration pools 5,600 78 877 21 6,477 99 Total $ 9,755 $ 125 $ 40,277 $ 482 $ 50,032 $ 607
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 2018 Beginning impairment balance $ — $ — $ 140 Reduction for debt securities for which other-than-temporary impairment has been previously recognized and there is no related other comprehensive income — — — Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized — — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — — Sale of debt securities — — (140 ) Ending impairment balance $ — $ — $ —

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Balance % Balance % Commercial $ 132,419 23.8 $ 99,864 19.3 Commercial real estate 317,537 57.0 302,084 58.2 Residential real estate 79,169 14.2 87,172 16.8 Consumer - home equity 24,062 4.3 25,856 5.0 Consumer - other 3,573 0.7 3,740 0.7 Total loans $ 556,760 100.0 $ 518,716 100.0
Schedule of Qualitative Factors for Adequacy of Allowance for Loan Losses [Table Text Block]	Factor Considered: Risk Trend: Levels of and trends in (a) charge-offs, (b) classifications and (c) non-accruals (a) Stable, (b) Increasing, (c) Stable Trends in volume and terms Stable Changes in lending policies and procedures Stable Experience, depth and ability of management, including loan review function Stable Economic trends, including valuation of underlying collateral Increasing Concentrations of credit Increasing Effect of COVID-19 pandemic Increasing Factor Considered: Risk Trend: Levels and trends in classification Increasing Declining trends in financial performance Increasing Structure and lack of performance measures Increasing Migration between risk categories Increasing
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Amounts in thousands) December 31, 2020 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (2 ) — — — (191 ) (193 ) Recoveries 8 19 25 1 119 172 Net loan recoveries (charge-offs) 6 19 25 1 (72 ) (21 ) Provision charged to operations 135 1,377 16 (4 ) 51 1,575 Balance at end of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 (Amounts in thousands) December 31, 2019 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,232 $ 2,414 $ 314 $ 115 $ 123 $ 4,198 Loan charge-offs (231 ) (40 ) (78 ) — (205 ) (554 ) Recoveries 28 — — 2 76 106 Net loan recoveries (charge-offs) (203 ) (40 ) (78 ) 2 (129 ) (448 ) Provision charged to operations 727 (244 ) 98 (13 ) 147 715 Balance at end of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 (Amounts in thousands) December 31, 2018 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,591 $ 2,702 $ 117 $ 70 $ 98 $ 4,578 Loan charge-offs (1,163 ) — — — (175 ) (1,338 ) Recoveries — 166 3 5 59 233 Net loan recoveries (charge-offs) (1,163 ) 166 3 5 (116 ) (1,105 ) Provision charged to operations 804 (454 ) 194 40 141 725 Balance at end of period $ 1,232 $ 2,414 $ 314 $ 115 $ 123 $ 4,198 (Amounts in thousands) December 31, 2020 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loan balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760 (Amounts in thousands) December 31, 2019 Commercial Commercial real estate Residential real estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,177 2,130 334 104 141 3,886 Total ending allowance balance $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan Portfolio: Individually evaluated for impairment $ 4,909 $ 2,940 $ — $ — $ — $ 7,849 Collectively evaluated for impairment 94,955 299,144 87,172 25,856 3,740 510,867 Total ending loan balance $ 99,864 $ 302,084 $ 87,172 $ 25,856 $ 3,740 $ 518,716
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537 (Amounts in thousands) Commercial Commercial real estate December 31, 2019 Pass $ 83,114 $ 275,763 Special Mention 6,273 21,995 Substandard 10,477 4,326 Ending Balance $ 99,864 $ 302,084
Financing Receivable, Performance Status [Table Text Block]	(Amounts in thousands) Residential real estate Consumer - home equity Consumer- other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573 (Amounts in thousands) Residential real estate Consumer - home equity Consumer- other December 31, 2019 Performing $ 86,703 $ 25,709 $ 3,740 Nonperforming 469 147 — Total $ 87,172 $ 25,856 $ 3,740
Financing Receivable, Nonaccrual [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Commercial $ 889 $ 1,152 Commercial real estate 404 566 Residential real estate 485 469 Consumer: Consumer - home equity 130 147 Consumer - other — — Total $ 1,908 $ 2,334
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	(Dollar amounts in thousands) December 31, 2018 Number of contracts Pre-modification recorded investment Post- modification recorded investment Increase in the allowance Commercial 7 $ 5,373 $ 4,210 $ — Total restructured loans 7 $ 5,373 $ 4,210 $ — Subsequently defaulted — $ —
Financing Receivable, Past Due [Table Text Block]	(Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing December 31, 2019 Commercial $ 1 $ — $ 1,152 $ 1,153 $ 98,711 $ 99,864 $ — Commercial real estate — — 253 253 301,831 302,084 — Residential real estate 5 214 454 673 86,499 87,172 — Consumer: Consumer - home equity 24 25 123 172 25,684 25,856 — Consumer - other 14 — — 14 3,726 3,740 — Total $ 44 $ 239 $ 1,982 $ 2,265 $ 516,451 $ 518,716 $ —
Impaired Financing Receivables [Table Text Block]	(Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2019 With no related allowance recorded: Commercial $ 3,925 $ 4,946 $ — Commercial real estate 2,940 2,940 — With an allowance recorded: Commercial 984 984 579 Commercial real estate — — — Total: Commercial $ 4,909 $ 5,930 $ 579 Commercial real estate $ 2,940 $ 2,940 $ — (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2020 With no related allowance recorded: Commercial $ 3,838 $ 154 Commercial real estate 2,651 155 With an allowance recorded: Commercial 840 — Commercial real estate — — Total: Commercial $ 4,678 $ 154 Commercial real estate $ 2,651 $ 155 (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2019 With no related allowance recorded: Commercial $ 4,298 $ 300 Commercial real estate 3,108 195 With an allowance recorded: Commercial 823 — Commercial real estate — — Total: Commercial $ 5,121 $ 300 Commercial real estate $ 3,108 $ 195 (Amounts in thousands) Average Recorded Investment Interest Income Recognized December 31, 2018 With no related allowance recorded: Commercial $ 4,231 $ 25 Commercial real estate 4,405 293 With an allowance recorded: Commercial 911 46 Commercial real estate — — Total: Commercial $ 5,142 $ 71 Commercial real estate $ 4,405 $ 293

Note 4 - Premises and Equipme_2

Note 4 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Property, Plant and Equipment [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Land $ 2,984 $ 2,984 Premises 12,693 12,493 Equipment 10,805 11,083 Leasehold improvements 610 695 Total premises and equipment 27,092 27,255 Less accumulated depreciation 15,399 15,237 Net book value $ 11,693 $ 12,018

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Demand $ 85,874 $ 55,421 Money market 188,740 176,733 Savings 130,333 110,864 Time: In denominations $250,000 or under 75,616 119,211 In denominations of over $250,000 21,448 22,812 Total $ 502,011 $ 485,041
Time Deposit Maturities [Table Text Block]	(Amounts in thousands) 2020 2021 $ 79,097 2022 7,374 2023 5,563 2024 1,012 2025 866 2026 and beyond 3,152 Total $ 97,064
Shedule of Time Deposits of One Hundred Thousand or More by Remaining Maturities [Table Text Block]	(Amounts in thousands) December 31, 2020 Certificates of Deposit Other Time Deposits Total Three months or less $ 16,814 $ 2,448 $ 19,262 Three to six months 17,849 984 18,833 Six to twelve months 5,721 1,948 7,669 One through five years 5,046 225 5,271 Over five years 1,664 — 1,664 Total $ 47,094 $ 5,605 $ 52,699

Note 6 - Federal Home Loan Ba_2

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Federal Home Loan Bank Advances and Other Short Term Borrowings [Table Text Block]	(Amounts in thousands) December 31, Weighted Average Interest Rate 2020 2019 FHLB advances - long-term: Fixed rate payable and convertible fixed rate FHLB advances, with monthly interest payments: Due in 2020 — % $ — $ 6,000 Due in 2021 0.76 % 4,000 8,000 Due in 2022 0.84 % 2,000 — Due in 2026 0.96 % 5,000 5,000 Due in 2029 0.96 % 5,000 5,000 Total FHLB advances - long-term 0.89 % 16,000 24,000 FHLB advances - short-term: Short-term 0.81 % 2,000 — Total FHLB advances 0.88 % 18,000 24,000 Other short-term borrowings: Securities sold under repurchase agreements 0.32 % 1,488 1,922 Total FHLB advances and other short-term borrowings 0.84 % $ 19,488 $ 25,922
Schedule of Short-term Debt [Table Text Block]	(Amounts in thousands) 2020 2019 2018 Average balance during the year $ 3,992 $ 4,786 $ 18,899 Average interest rate during the year 0.30 % 2.70 % 1.98 % Maximum month-end balance during the year $ 7,000 $ 16,000 $ 30,000 Weighted average interest rate at year end 0.81 % — % 2.47 % (Amounts in thousands) 2020 2019 2018 Average balance during the year $ 1,720 $ 1,493 $ 1,679 Average interest rate during the year 0.35 % 0.33 % 0.33 % Maximum month-end balance during the year $ 3,328 $ 1,922 $ 2,206 Weighted average interest rate at year end 0.32 % 0.34 % 0.34 %
Schedule of Repurchase Agreements [Table Text Block]	(Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At December 31, 2020 At December 31, 2019 Remaining Contractual Maturity of the Agreements Overnight and Continuous Overnight and Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 4,065 $ 2,750 Total collateral carrying value $ 4,065 $ 2,750 Total other short-term borrowings $ 1,488 $ 1,922

Note 8 - Commitments and Cont_2

Note 8 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Line of Credit Facilities [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Commitments to extend credit: Fixed rate $ 25,201 $ 19,755 Variable rate 78,706 75,147 Standby letters of credit 3,870 3,905
Summary of Overdraft Protection [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Overdraft protection available on depositors' accounts $ 8,010 $ 8,070 Balance of overdrafts included in loans 137 130 Average daily balance of overdrafts 365 112 Average daily balance of overdrafts as a percentage of available 4.56 % 1.39 %
Schedule of Interest Rate Derivatives [Table Text Block]	(Amounts in thousands) Notional Amount Fair Value December 31, December 31, 2020 2019 Interest Rate Paid Interest Rate Received 2020 2019 Customer interest rate swap Maturing in 2020 $ — $ 2,312 1 Mo. Libor + Margin Fixed $ — $ 4 Maturing in 2025 4,167 4,557 1 Mo. Libor + Margin Fixed 292 134 Maturing in 2026 1,694 1,822 1 Mo. Libor + Margin Fixed 105 19 Maturing in 2027 12,918 13,363 1 Mo. Libor + Margin Fixed 1,408 636 Maturing in 2028 5,953 6,068 1 Mo. Libor + Margin Fixed 958 548 Maturing in 2029 3,627 3,721 1 Mo. Libor + Margin Fixed 282 (19 ) Maturing in 2030 17,602 3,649 1 Mo. Libor + Margin Fixed 646 44 Maturing in 2032 2,509 — 1 Mo. Libor + Margin Fixed 170 — Maturing in 2033 1,095 1,121 1 Mo. Libor + Margin Fixed 156 56 Total $ 49,565 $ 36,613 $ 4,017 $ 1,422 Third party interest rate swap Maturing in 2020 $ — $ 2,312 Fixed 1 Mo. Libor + Margin $ — $ (4 ) Maturing in 2025 4,167 4,557 Fixed 1 Mo. Libor + Margin (292 ) (134 ) Maturing in 2026 1,694 1,822 Fixed 1 Mo. Libor + Margin (105 ) (19 ) Maturing in 2027 12,918 13,363 Fixed 1 Mo. Libor + Margin (1,408 ) (636 ) Maturing in 2028 5,953 6,068 Fixed 1 Mo. Libor + Margin (958 ) (548 ) Maturing in 2029 3,627 3,721 Fixed 1 Mo. Libor + Margin (282 ) 19 Maturing in 2030 17,602 3,649 Fixed 1 Mo. Libor + Margin (646 ) (44 ) Maturing in 2032 2,509 — Fixed 1 Mo. Libor + Margin (170 ) — Maturing in 2033 1,095 1,121 Fixed 1 Mo. Libor + Margin (156 ) (56 ) Total $ 49,565 $ 36,613 $ (4,017 ) $ (1,422 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	(Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017 December 31, 2019 Interest rate derivatives Other assets $ 1,422 Other liabilities $ 1,422

Note 9 - Benefit Plans (Tables)

Note 9 - Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Changes in Accumulated Postemployment Benefit Obligations [Table Text Block]	(Amounts in thousands) Years Ended December 31, 2020 2019 2018 Beginning balance $ 3,693 $ 3,465 $ 3,182 Benefit expense 576 409 445 Benefit payments (156 ) (181 ) (162 ) Ending balance $ 4,113 $ 3,693 $ 3,465 (Amounts in thousands) December 31, 2020 2019 2018 Beginning balance $ 745 $ 831 $ 876 (Income) expense recorded 63 (55 ) 23 Other comprehensive income recorded 103 (31 ) (68 ) Ending balance $ 911 $ 745 $ 831

Note 10 - Federal Income Taxes

Note 10 - Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(Amounts in thousands) Years Ended December 31, 2020 2019 2018 Current $ 2,061 $ 1,150 $ 407 Deferred (590 ) 209 1,008 Total $ 1,471 $ 1,359 $ 1,415
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Gross deferred tax assets: Allowance for loan and other real estate losses $ 1,264 $ 938 Deferred loan origination cost - net 412 195 Deferred compensation 863 775 Capital loss carryforward 28 28 Lease liability 402 388 Other items 508 480 Total gross deferred tax assets 3,477 2,804 Valuation allowance (28 ) (28 ) Total net deferred tax assets 3,449 2,776 Gross deferred tax liabilities: Unrealized gain on available-for-sale securities (1,305 ) (294 ) Premises and equipment (766 ) (832 ) Right-of-use asset (394 ) (384 ) Other items (474 ) (335 ) Total net deferred tax liabilities (2,939 ) (1,845 ) Net deferred tax asset $ 510 $ 931
Summary of Valuation Allowance [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 Valuation allowance at beginning of year $ 28 $ 28 Capital loss carryover — — Valuation allowance at end of year $ 28 $ 28
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(Amounts in thousands) Years Ended December 31, 2020 2019 2018 Statutory tax expense $ 2,044 $ 1,815 $ 2,153 Tax effect of non-taxable interest income (444 ) (347 ) (319 ) Tax effect of earnings on bank-owned life insurance-net (45 ) (94 ) (403 ) Tax effect of deferred tax valuation provision — — 28 Tax effect of low income housing credit (176 ) (156 ) (140 ) Tax effect of non-deductible expenses 92 141 96 Federal income tax expense $ 1,471 $ 1,359 $ 1,415

Note 11 - Fair Value (Tables)

Note 11 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value Measurements at December 31, 2020 Using Description December 31, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) ASSETS U.S. Government agencies and corporations $ — $ — $ — $ — Obligations of states and political subdivisions 88,081 — 88,081 — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2019 Using Description December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) ASSETS U.S. Government agencies and corporations $ 3,310 $ — $ 3,310 $ — Obligations of states and political subdivisions 69,626 — 69,626 — U.S. Government-sponsored mortgage-backed securities 48,237 — 48,237 — U.S. Government-sponsored collateralized mortgage obligations 8,481 — 8,481 — U.S. Government-guaranteed small business administration pools 6,477 — 6,477 — Loans held for sale 4,890 4,890 — — Interest rate derivatives 1,422 — 1,422 — LIABILITIES Interest rate derivatives $ 1,422 $ — $ 1,422 $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 2018 Trust preferred securities Trust preferred securities Trust preferred securities Beginning balance $ — $ — $ 895 Net realized/unrealized gains/(losses) included in: Noninterest income — — — Other comprehensive income — — 723 Discount accretion (premium amortization) — — — Sales — — (1,618 ) Purchases, issuance, and settlements — — — Ending balance $ — $ — $ — Losses included in net income for the period relating to assets held at period end $ — $ — $ —
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net Loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Other short-term borrowings 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283 (Amounts in thousands) December 31, 2019 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 27,815 $ 27,815 $ — $ — $ 27,815 Net Loans 514,251 — — 517,787 517,787 Bank-owned life insurance 17,768 17,768 — — 17,768 Accrued interest receivable 2,336 2,336 — — 2,336 LIABILITIES: Demand, savings and money market deposits $ 476,358 $ 476,358 $ — $ — $ 476,358 Time deposits 142,023 — — 143,485 143,485 Other short-term borrowings 1,922 1,922 — — 1,922 Federal Home Loan Bank advances - short term — — — — — Federal Home Loan Bank advances - long term 24,000 — — 24,005 24,005 Subordinated debt 5,155 — — 4,835 4,835 Accrued interest payable 510 510 — — 510
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Amounts in thousands) Fair value at December 31, 2020 Valuation Technique Significant Unobservable Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustment (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, 2019 Valuation Technique Significant Unobservable Input Range of Inputs Impaired loans $ 405 Appraisal of Collateral Appraisal Adjustment (76 )% Liquidation Expenses (10 )%

Note 12 - Accumulated Other C_2

Note 12 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Amounts in thousands) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Balance as of December 31, 2017 $ (1,787 ) $ (38 ) Other comprehensive income before reclassification (1,916 ) 68 Amount reclassified from accumulated other comprehensive loss 17 — Total other comprehensive (loss) income (1,899 ) 68 Balance as of December 31, 2018 $ (3,686 ) $ 30 Other comprehensive income before reclassification 4,758 31 Amount reclassified from accumulated other comprehensive loss 35 — Total other comprehensive income 4,793 31 Balance as of December 31, 2019 $ 1,107 $ 61 Other comprehensive income before reclassification 3,913 (103 ) Amount reclassified from accumulated other comprehensive income (111 ) — Total other comprehensive income (loss) 3,802 (103 ) Balance as of December 31, 2020 $ 4,909 $ (42 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Amounts in thousands) December 31, 2020 2019 2018 Amount reclassified from accumulated other comprehensive income (a) Amount reclassified from accumulated other comprehensive loss (a) Amount reclassified from accumulated other comprehensive loss (a) Affected line item in the Consolidated Statements of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ 140 $ (44 ) $ (21 ) Investment securities available-for-sale gains (losses), net (29 ) 9 4 Federal income tax expense $ 111 $ (35 ) $ (17 )

Note 13 - Regulatory Matters (T

Note 13 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(Amounts in thousands) Actual Minimum required for capital adequacy purposes December 31, 2020 Amount Ratio Amount Ratio CET1 capital (to risk-weighted assets) $ 76,138 13.15 % $ 26,054 4.50 % Tier 1 capital (to risk-weighted assets) 81,138 14.01 % 34,739 6.00 % Total capital (to risk-weighted assets) 87,241 15.07 % 46,319 8.00 % Tier 1 capital (to average assets) 81,138 10.20 % 31,816 4.00 % (Amounts in thousands) Actual Minimum required for capital adequacy purposes December 31, 2019 Amount Ratio Amount Ratio CET1 capital (to risk-weighted assets) $ 73,091 12.76 % $ 25,775 4.50 % Tier 1 capital (to risk-weighted assets) 78,091 13.63 % 34,367 6.00 % Total capital (to risk-weighted assets) 82,640 14.43 % 45,823 8.00 % Tier 1 capital (to average assets) 78,091 10.98 % 28,461 4.00 %

Note 14 - Related Party Trans_2

Note 14 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	(Amounts in thousands) Total related-party loans at December 31, 2019 $ 4,587 New related-party loans 3,671 Repayments or other (3,349 ) Total related-party loans at December 31, 2020 $ 4,909

Note 15 - Condensed Financial_2

Note 15 - Condensed Financial Information - Parent Company (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, 2020 2019 ASSETS Cash $ 100 $ 119 Investment in bank subsidiary 77,538 70,936 Subordinated note from subsidiary bank 6,000 6,000 Other assets 3,465 3,326 Total assets $ 87,103 $ 80,381 LIABILITIES Other liabilities $ 943 $ 888 Subordinated debt (Note 7) 5,155 5,155 Total liabilities 6,098 6,043 SHAREHOLDERS’ EQUITY Common stock 23,641 23,641 Additional paid-in capital 21,238 21,266 Retained earnings 41,863 36,187 Accumulated other comprehensive income 4,867 1,168 Treasury stock (10,604 ) (7,924 ) Total shareholders’ equity 81,005 74,338 Total liabilities & shareholders’ equity $ 87,103 $ 80,381
Condensed Statement of Comprehensive Income [Table Text Block]	Years ended December 31, 2020 2019 2018 Dividends from bank subsidiary $ 6,250 $ 3,400 $ 4,150 Interest and dividend income 124 231 213 Other income 43 101 56 Interest on subordinated debt (114 ) (203 ) (189 ) Other expenses (1,134 ) (1,399 ) (606 ) Income before income tax and equity in undistributed earnings of subsidiaries 5,169 2,130 3,624 Income tax benefit 191 313 136 Equity in undistributed earnings of subsidiaries 2,903 4,839 5,075 Net income $ 8,263 $ 7,282 $ 8,835 Comprehensive income $ 11,962 $ 12,106 $ 7,004
Condensed Cash Flow Statement [Table Text Block]	Years ended December 31, 2020 2019 2018 Cash flow from operating activities Net income $ 8,263 $ 7,282 $ 8,835 Adjustments to reconcile net income to net cash flow from operating activities: Equity in undistributed earnings of subsidiaries (2,903 ) (4,839 ) (5,075 ) Deferred tax benefit 15 (35 ) (13 ) Equity compensation 446 774 214 Change in other assets and liabilities (99 ) 157 (52 ) Net cash flow from operating activities 5,722 3,339 3,909 Cash deficit from financing activities Dividends paid (2,587 ) (2,184 ) (2,149 ) Treasury shares purchased (3,154 ) (1,336 ) (1,781 ) Treasury shares reissued — 60 — Net cash deficit from financing activities (5,741 ) (3,460 ) (3,930 ) Net change in cash (19 ) (121 ) (21 ) Cash Beginning of year 119 240 261 End of year $ 100 $ 119 $ 240

Note 19 - Equity Compensation (

Note 19 - Equity Compensation (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Restricted Stock Units Units Price at Grant Date Nonvested at January 1, 2020 26,025 $ 21.78 Granted 47,567 15.82 Vested (22,136 ) 21.74 Forfeited — — Nonvested at December 31, 2020 51,456 $ 16.29

Note 20 - Leases (Tables)

Note 20 - Leases (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Weighted Average Remaining Lease Term and Discount Rate [Table Text Block]	December 31, 2020 Weighted-average remaining lease term-operating leases in years 14.58 Weighted-average discount rate - operating leases 2.94 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Amounts in thousands) December 31, 2020 2021 $ 163 2022 167 2023 168 2024 172 2025 155 2026 and thereafter 1,570 Total lease payments 2,395 Less: interest 480 Present value of lease liabilities $ 1,915

Note 1 - Summary of Significa_3

Note 1 - Summary of Significant Accounting Policies (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Number of Operating Segments	1
Debt Securities, Held-to-maturity, Total	$ 0
Debt Securities, Trading	0
Other than Temporary Impairment Losses, Investments, Total	$ 0
Number of Days Loans are Past Due to be on Non-accrual Status (Day)	90 days
Bank Owned Life Insurance to Tier One Capital, Percentage	15.00%
Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	5 years
Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	40 years
Consumer Portfolio Segment [Member]
Number of Days Loans are Past Due for Losses to be Charged Off (Day)	180 days
All Other Portfolio Segment [Member]
Number of Days Loans are Past Due for Losses to be Charged Off (Day)	90 days
FHLB and FRB Stock [Member]
Other than Temporary Impairment Losses, Investments, Total	$ 0

Note 1 - Summary of Significa_4

Note 1 - Summary of Significant Accounting Policies - Computation of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 8,263	$ 7,282	$ 8,835
Weighted average common shares outstanding (in shares)	4,185,687	4,340,775	4,357,760
Net effect of dilutive common share equivalents (in shares)	10,986	8,698	6,474
Adjusted average shares outstanding - dilutive (in shares)	4,196,673	4,349,473	4,364,234
Basic earnings per share (in dollars per share)	$ 1.97	$ 1.68	$ 2.03
Dilutive earnings per share (in dollars per share)	$ 1.97	$ 1.68	$ 2.03

Note 1 - Summary of Significa_5

Note 1 - Summary of Significant Accounting Policies - Disaggregation of Revenue (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Non-interest income (in-scope of Topic 606)	$ 3,066	$ 3,120
Non-interest income (out-of-scope of Topic 606)	4,434	1,902
Total non-interest income	7,500	5,022	$ 5,692
Overdraft Fees [Member]
Non-interest income (in-scope of Topic 606)	730	1,057
Financial Service [Member]
Non-interest income (in-scope of Topic 606)	428	411
Financial Service, Other [Member]
Non-interest income (in-scope of Topic 606)	13	16
Fees, Exchange, and Other Service Charges [Member]
Non-interest income (in-scope of Topic 606)	932	828
Product and Service, Other [Member]
Non-interest income (in-scope of Topic 606)	$ 963	$ 808

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Jun. 30, 2018
Pledged Financial Instruments, Not Separately Reported, Securities, Total	$ 74,300	$ 59,000
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	7	32
Other than Temporary Impairment Losses, Investments, Total	$ 0
Investment Securities, Nonaccrual	0
Trust Preferred Securities [Member]
Investment Securities, Nonaccrual			2

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Summary of Investment Securities Available-for-sale and Regulatory Stock (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Investment securities available-for-sale, amortized cost	$ 161,662	$ 134,731
Investment securities available-for-sale, gross unrealized gains	6,312	2,007
Investment securities available-for-sale, gross unrealized losses	99	607
Investment securities available-for-sale, fair value	167,875	136,131
Federal Home Loan Bank (FHLB) stock	2,805	2,609
Federal Reserve Bank (FRB) stock	226	226
Total regulatory stock	3,031	2,835
US Government Corporations and Agencies Securities [Member]
Investment securities available-for-sale, amortized cost		3,348
Investment securities available-for-sale, gross unrealized gains		1
Investment securities available-for-sale, gross unrealized losses		39
Investment securities available-for-sale, fair value	0	3,310
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale, amortized cost	83,007	67,794
Investment securities available-for-sale, gross unrealized gains	5,074	1,853
Investment securities available-for-sale, gross unrealized losses	0	21
Investment securities available-for-sale, fair value	88,081	69,626
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale, amortized cost	68,677	48,566
Investment securities available-for-sale, gross unrealized gains	1,015	75
Investment securities available-for-sale, gross unrealized losses	96	404
Investment securities available-for-sale, fair value	69,596	48,237
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale, amortized cost	4,680	8,447
Investment securities available-for-sale, gross unrealized gains	91	78
Investment securities available-for-sale, gross unrealized losses	3	44
Investment securities available-for-sale, fair value	4,768	8,481
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale, amortized cost	5,298	6,576
Investment securities available-for-sale, gross unrealized gains	132	0
Investment securities available-for-sale, gross unrealized losses	0	99
Investment securities available-for-sale, fair value	$ 5,430	$ 6,477

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Due in one year or less, amortized cost	$ 0
Due in one year or less, fair value	0
Due after one year through five years, amortized cost	5,541
Due after one year through five years, fair value	5,674
Due after five years through ten years, amortized cost	1,287
Due after five years through ten years, fair value	1,350
Due after ten years, amortized cost	81,477
Due after ten years, fair value	86,487
Total, amortized cost	88,305
Total, fair value	93,511
U.S. Government-sponsored mortgage-backed and related securities, amortized cost	73,357
U.S. Government-sponsored mortgage-backed and related securities, fair value	74,364
Total investment securities available-for-sale, amortized cost	161,662	$ 134,731
Total investment securities available for sale, fair value	$ 167,875	$ 136,131

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Proceeds, Gains and Losses Realized (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Proceeds on securities sold	$ 5,407	$ 13,622	$ 21,418
Gross realized gains	149	82	123
Gross realized losses	$ 9	$ 126	$ 144

Note 2 - Investment Securitie_6

Note 2 - Investment Securities - Summary of the Fair Value of Available-for-sale Securities with Unrealized Losses and an Aging of Those Unrealized Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Less than 12 Months Fair Value	$ 21,822	$ 9,755
Less than 12 Months Unrealized Losses	99	125
12 Months or More Fair Value	0	40,277
12 Months or More Unrealized Losses	0	482
Total Fair Value	21,822	50,032
Total Unrealized Losses	99	607
US Government Corporations and Agencies Securities [Member]
Less than 12 Months Fair Value	0	2,961
Less than 12 Months Unrealized Losses	0	39
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	0	2,961
Total Unrealized Losses	0	39
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months Fair Value	0	263
Less than 12 Months Unrealized Losses	0	1
12 Months or More Fair Value	0	1,332
12 Months or More Unrealized Losses	0	20
Total Fair Value	0	1,595
Total Unrealized Losses	0	21
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 Months Fair Value	21,028	0
Less than 12 Months Unrealized Losses	96	0
12 Months or More Fair Value	0	34,124
12 Months or More Unrealized Losses	0	404
Total Fair Value	21,028	34,124
Total Unrealized Losses	96	404
Collateralized Mortgage Obligations [Member]
Less than 12 Months Fair Value	794	931
Less than 12 Months Unrealized Losses	3	7
12 Months or More Fair Value	0	3,944
12 Months or More Unrealized Losses	0	37
Total Fair Value	794	4,875
Total Unrealized Losses	3	44
US Government Small Business Administration Securities [Member]
Less than 12 Months Fair Value	0	5,600
Less than 12 Months Unrealized Losses	0	78
12 Months or More Fair Value	0	877
12 Months or More Unrealized Losses	0	21
Total Fair Value	0	6,477
Total Unrealized Losses	$ 0	$ 99

Note 2 - Investment Securitie_7

Note 2 - Investment Securities - Cumulative Rollforward of Credit Losses Recognized in Earnings for Trust Preferred Securities Previously Held (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Beginning impairment balance	$ 0	$ 0	$ 140
Reduction for debt securities for which other-than-temporary impairment has been previously recognized and there is no related other comprehensive income	0	0	0
Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized	0	0	0
Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized	0	0	0
Sale of debt securities	0	0	(140)
Ending impairment balance	$ 0	$ 0	$ 0

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Jan. 01, 2020USD ($)
Interest and Fee Income, Loans and Leases, Total	$ 23,620,000	$ 25,783,000	$ 23,823,000
Number of Days Loans are Past Due to be on Non-accrual Status (Day)	90 days
Mortgage Loans in Process of Foreclosure, Amount	$ 604,000
Financing Receivable, Nonaccrual, Unrecorded Interest Income	100,000	210,000	191,000
Financing Receivable, Nonaccrual, Interest Income	$ 21,000	$ 46,000	$ 42,000
Financing Receivable, Modifications, Number of Contracts	0	0	7
Maximum Number of Days Past Due on Contractual Payments for Borrower not Experiencing Financial Difficulty (Year)	30 years
Financing Receivable, Prior Modifications, Number of Contracts, Returned to Full Payments	118
Financing Receivable, Prior Modifications, Aggregating Amount, Returned to Full Payment Status	$ 105,000,000
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance For Credit Losses, Write Offs Recorded as Loan Discount	$ 1,100,000		$ 1,100,000
Financing Receivable, Modifications, Number of Contracts	7		7
Financing Receivable, Number of New Borrowing Relationships	1
Financing Receivable, Number of Payment Deferrals	9
Financing Receivable, Deferred Payments				$ 18,000,000
Commercial Portfolio Segment [Member] | Minimum [Member]
Financing Receivable, Deferred Payments Period (Day)	90 days
Commercial Portfolio Segment [Member] | Maximum [Member]
Financing Receivable, Deferred Payments Period (Day)	180 days
Commercial Portfolio Segment [Member] | Restructured Loans with No Principal Forgiveness [Member]
Loans and Leases Receivable, Allowance, Ending Balance			$ 625,000
SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable Loans Originated Amount	$ 56,300,000
Loans and Leases Receivable, Gross, Total	$ 45,300,000
Loan Forgiveness Period (Week)	168 days
Loans and Leases Receivable, Deferred Income, Total	$ 2,200,000
Interest and Fee Income, Loans and Leases, Total	$ 990,000

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Composition of Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total loans (Note 3)	$ 556,760	$ 518,716
Commercial Portfolio Segment [Member]
Total loans (Note 3)	$ 132,419	$ 99,864
Total loans, percentage	23.80%	19.30%
Commercial Real Estate Portfolio Segment [Member]
Total loans (Note 3)	$ 317,537	$ 302,084
Total loans, percentage	57.00%	58.20%
Residential Portfolio Segment [Member]
Total loans (Note 3)	$ 79,169	$ 87,172
Total loans, percentage	14.20%	16.80%
Consumer Portfolio Segment [Member]
Total loans (Note 3)	$ 317,537	$ 302,084
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 3)	$ 24,062	$ 25,856
Total loans, percentage	4.30%	5.00%
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 3)	$ 3,573	$ 3,740
Total loans, percentage	0.70%	0.70%

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Qualitative Factors for Adequacy of Allowance for Loan Losses (Details)	12 Months Ended
	Dec. 31, 2020
Levels of and trends in (a) charge-offs, (b) classifications and (c) non-accruals	(a) Stable, (b) Increasing, (c) Stable
Trends in volume and terms	Stable
Changes in lending policies and procedures	Stable
Experience, depth and ability of management, including loan review function	Stable
Economic trends, including valuation of underlying collateral	Increasing
Concentrations of credit	Increasing
Effect of COVID-19 pandemic	Increasing
Levels and trends in classification	Increasing
Declining trends in financial performance	Increasing
Structure and lack of performance measures	Increasing
Migration between risk categories	Increasing

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Analysis of Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Balance at beginning of period	$ 4,465	$ 4,198	$ 4,578
Loan charge-offs	(193)	(554)	(1,338)
Recoveries	172	106	233
Net loan recoveries (charge-offs)	(21)	(448)	(1,105)
Provision charged to operations	1,575	715	725
Individually evaluated for impairment	579	579
Collectively evaluated for impairment	5,440	3,886
Balance	6,019	4,465	4,198
Individually evaluated for impairment	7,012	7,849
Collectively evaluated for impairment	549,748	510,867
Total ending loan balance	556,760	518,716
Commercial Portfolio Segment [Member]
Balance at beginning of period	1,756	1,232	1,591
Loan charge-offs	(2)	(231)	(1,163)
Recoveries	8	28	0
Net loan recoveries (charge-offs)	6	(203)	(1,163)
Provision charged to operations	135	727	804
Individually evaluated for impairment	579	579
Collectively evaluated for impairment	1,318	1,177
Balance	1,897	1,756	1,232
Individually evaluated for impairment	4,584	4,909
Collectively evaluated for impairment	127,835	94,955
Total ending loan balance	132,419	99,864
Commercial Real Estate Portfolio Segment [Member]
Balance at beginning of period	2,130	2,414	2,702
Loan charge-offs	0	(40)	0
Recoveries	19	0	166
Net loan recoveries (charge-offs)	19	(40)	166
Provision charged to operations	1,377	(244)	(454)
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	3,526	2,130
Balance	3,526	2,130	2,414
Individually evaluated for impairment	2,428	2,940
Collectively evaluated for impairment	315,109	299,144
Total ending loan balance	317,537	302,084
Residential Portfolio Segment [Member]
Balance at beginning of period	334	314	117
Loan charge-offs	0	(78)	0
Recoveries	25	0	3
Net loan recoveries (charge-offs)	25	(78)	3
Provision charged to operations	16	98	194
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	375	334
Balance	375	334	314
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	79,169	87,172
Total ending loan balance	79,169	87,172
Consumer Portfolio Segment [Member]
Total ending loan balance	317,537	302,084
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Balance at beginning of period	104	115	70
Loan charge-offs	0	0	0
Recoveries	1	2	5
Net loan recoveries (charge-offs)	1	2	5
Provision charged to operations	(4)	(13)	40
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	101	104
Balance	101	104	115
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	24,062	25,856
Total ending loan balance	24,062	25,856
Consumer Portfolio Segment [Member] | Other Loan [Member]
Balance at beginning of period	141	123	98
Loan charge-offs	(191)	(205)	(175)
Recoveries	119	76	59
Net loan recoveries (charge-offs)	(72)	(129)	(116)
Provision charged to operations	51	147	141
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	120	141
Balance	120	141	$ 123
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	3,573	3,740
Total ending loan balance	$ 3,573	$ 3,740

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Summary of Credit Quality Indicators by Internally Assigned Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total loans (Note 3)	$ 556,760	$ 518,716
Commercial Portfolio Segment [Member]
Total loans (Note 3)	132,419	99,864
Consumer Portfolio Segment [Member]
Total loans (Note 3)	317,537	302,084
Pass [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 3)	119,689	83,114
Pass [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 3)	285,086	275,763
Special Mention [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 3)	2,506	6,273
Special Mention [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 3)	15,453	21,995
Substandard [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 3)	10,224	10,477
Substandard [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 3)	$ 16,998	$ 4,326

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Summary of Consumer Credit Exposure (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total loans (Note 3)	$ 556,760	$ 518,716
Residential Portfolio Segment [Member]
Total loans (Note 3)	79,169	87,172
Consumer Portfolio Segment [Member]
Total loans (Note 3)	317,537	302,084
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 3)	24,062	25,856
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 3)	3,573	3,740
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 3)	78,684	86,703
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 3)	23,932	25,709
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 3)	3,573	3,740
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 3)	485	469
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 3)	130	147
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 3)	$ 0	$ 0

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Summary of Classes of Loans on Non-accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total nonaccrual loans	$ 1,908	$ 2,334
Commercial Portfolio Segment [Member]
Total nonaccrual loans	889	1,152
Commercial Real Estate Portfolio Segment [Member]
Total nonaccrual loans	404	566
Residential Portfolio Segment [Member]
Total nonaccrual loans	485	469
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total nonaccrual loans	130	147
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total nonaccrual loans	$ 0	$ 0

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Loans Modified in a TDR (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018USD ($)
Total restructured loans, number of contracts	0	0	7
Total restructured loans, pre-modification recorded investment			$ 5,373
Total restructured loans, post-modification recorded investment			$ 4,210
Subsequently defaulted, number of contracts			0
Subsequently defaulted			$ 0
Commercial Portfolio Segment [Member]
Total restructured loans, number of contracts	7		7
Total restructured loans, pre-modification recorded investment			$ 5,373
Total restructured loans, post-modification recorded investment			$ 4,210

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of the Recorded Investment of past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Past due	$ 1,528	$ 2,265
Current	555,232	516,451
Total loans (Note 3)	556,760	518,716
Recorded investment greater than 90 days and accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	38	44
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	33	239
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	1,457	1,982
Commercial Portfolio Segment [Member]
Past due	889	1,153
Current	131,530	98,711
Total loans (Note 3)	132,419	99,864
Recorded investment greater than 90 days and accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	1
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	889	1,152
Commercial Real Estate Portfolio Segment [Member]
Past due	115	253
Current	317,422	301,831
Total loans (Note 3)	317,537	302,084
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	115	253
Residential Portfolio Segment [Member]
Past due	431	673
Current	78,738	86,499
Total loans (Note 3)	79,169	87,172
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	5
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	33	214
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	398	454
Consumer Portfolio Segment [Member]
Total loans (Note 3)	317,537	302,084
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Past due	84	172
Current	23,978	25,684
Total loans (Note 3)	24,062	25,856
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Other Loan [Member]
Past due	9	14
Current	3,564	3,726
Total loans (Note 3)	3,573	3,740
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Past due	29	24
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Loan [Member]
Past due	9	14
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Past due	0	25
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Loan [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Past due	55	123
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Loan [Member]
Past due	$ 0	$ 0

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Commercial Portfolio Segment [Member]
Recorded investment, with no allowance recorded	$ 3,774	$ 3,925
Unpaid principal balance, with no allowance recorded	4,700	4,946
Recorded investment, with an allowance recorded	810	984
Unpaid principal balance, with an allowance recorded	810	984
Related allowance	579	579
Recorded investment	4,584	4,909
Unpaid principal balance	5,510	5,930
Average recorded investment, with no allowance recorded	3,838	4,298	$ 4,231
Interest income recognized, with no allowance recorded	154	300	25
Average recorded investment, with an allowance recorded	840	823	911
Interest income recognized, with an allowance recorded	0	0	46
Average recorded investment	4,678	5,121	5,142
Interest income recognized	154	300	71
Commercial Real Estate Portfolio Segment [Member]
Recorded investment, with no allowance recorded	2,428	2,940
Unpaid principal balance, with no allowance recorded	2,428	2,940
Recorded investment, with an allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0	0
Related allowance	0	0
Recorded investment	2,428	2,940
Unpaid principal balance	2,428	2,940
Average recorded investment, with no allowance recorded	2,651	3,108	4,405
Interest income recognized, with no allowance recorded	155	195	293
Average recorded investment, with an allowance recorded	0	0	0
Interest income recognized, with an allowance recorded	0	0	0
Average recorded investment	2,651	3,108	4,405
Interest income recognized	$ 155	$ 195	$ 293

Note 4 - Premises and Equipme_3

Note 4 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Depreciation, Total	$ 940,000	$ 869,000	$ 771,000

Note 4 - Premises and Equipme_4

Note 4 - Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total premises and equipment	$ 27,092	$ 27,255
Less accumulated depreciation	15,399	15,237
Net book value	11,693	12,018
Land [Member]
Total premises and equipment	2,984	2,984
Building [Member]
Total premises and equipment	12,693	12,493
Equipment [Member]
Total premises and equipment	10,805	11,083
Leasehold Improvements [Member]
Total premises and equipment	$ 610	$ 695

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Interest-bearing Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Demand	$ 85,874	$ 55,421
Money market	188,740	176,733
Savings	130,333	110,864
In denominations $250,000 or under	75,616	119,211
In denominations of over $250,000	21,448	22,812
Total	$ 502,011	$ 485,041

Note 5 - Deposits - Stated Matu

Note 5 - Deposits - Stated Maturities of Time Deposits (Details) $ in Thousands	Dec. 31, 2020USD ($)
2021	$ 79,097
2022	7,374
2023	5,563
2024	1,012
2025	866
2026 and beyond	3,152
Total	$ 97,064

Note 5 - Deposits - Summary o_2

Note 5 - Deposits - Summary of Time Deposits of $100,000 or More by Remaining Maturities (Details) $ in Thousands	Dec. 31, 2020USD ($)
Three months or less	$ 19,262
Three to six months	18,833
Six to twelve months	7,669
One through five years	5,271
Over five years	1,664
Total	52,699
Certificates of Deposit [Member]
Three months or less	16,814
Three to six months	17,849
Six to twelve months	5,721
One through five years	5,046
Over five years	1,664
Total	47,094
Other Time Deposits [Member]
Three months or less	2,448
Three to six months	984
Six to twelve months	1,948
One through five years	225
Over five years	0
Total	$ 5,605

Note 6 - Federal Home Loan Ba_3

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 39	$ 44.9
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate, Total	10
Fair Value of Securities Received as Collateral that Can be Resold or Repledged	4.1	2.8
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	2.8	2.6
Blanket Lien Against Qualified Mortgage Loan Portfolio [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	84.7	90.7
Collateralized Mortgage Backed Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	4.2	4.9
US Government Small Business Administration Securities [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 2.6	$ 3.1

Note 6 - Federal Home Loan Ba_4

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings - Summary of FHLB Advances and Other Short-term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Total FHLB advances, weighted average interest rate	0.88%
Total FHLB advances	$ 18,000	$ 24,000
Securities sold under repurchase agreements	$ 1,488	1,922
Total FHLB advances and other short-term borrowings, weighted average interest rate	0.84%
Total FHLB advances and other short-term borrowings	$ 19,488	$ 25,922
Securities Sold under Agreements to Repurchase [Member]
Securities sold under repurchase agreements, weighted average interest rate	0.32%	0.34%	0.34%
Long-term Debt [Member]
Due in 2020	$ 0	$ 6,000
Due in 2020, weighted average interest rate	0.76%
Due in 2021	$ 4,000	8,000
Due in 2021, weighted average interest rate	0.84%
Due in 2022	$ 2,000	0
Due in 2026, weighted average interest rate	0.96%
Due in 2026	$ 5,000	5,000
Due in 2029, weighted average interest rate	0.96%
Due in 2029	$ 5,000	5,000
Total FHLB advances - long-term, weighted average interest rate	0.89%
Total FHLB advances - long-term	$ 16,000	24,000
Short-term Debt [Member]
Short-term	$ 2,000	$ 0

Note 6 - Federal Home Loan Ba_5

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings - Summary of Short-term Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank Advances [Member]
Average balance during the year	$ 3,992	$ 4,786	$ 18,899
Average interest rate during the year	0.30%	2.70%	1.98%
Maximum month-end balance during the year	$ 7,000	$ 16,000	$ 30,000
Weighted average interest rate at year end	0.81%	0.00%	2.47%
Securities Sold under Agreements to Repurchase [Member]
Average balance during the year	$ 1,720	$ 1,493	$ 1,679
Average interest rate during the year	0.35%	0.33%	0.33%
Maximum month-end balance during the year	$ 3,328	$ 1,922	$ 2,206
Weighted average interest rate at year end	0.32%	0.34%	0.34%

Note 6 - Federal Home Loan Ba_6

Note 6 - Federal Home Loan Bank (FHLB) Advances and Other Short-term Borrowings - Repurchase Agreements (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total collateral carrying value	$ 4,065	$ 2,750
Securities sold under agreements to repurchase (Note 6)	1,488	1,922
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total collateral carrying value	$ 4,065	$ 2,750

Note 7 - Subordinated Debt (Det

Note 7 - Subordinated Debt (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Jul. 31, 2007	Dec. 31, 2020	Dec. 31, 2019
Trust Common Securities [Member]
Investment in Securities	$ 155,000
Trust Formed by Company [Member]
Floating Rate Trust Preferred Securities, Issued During Period	$ 5,000,000	$ 5,000,000	$ 5,000,000
Securities, Interest Rate, Effective Percentage		1.67%	3.34%
Trust Formed by Company [Member] | London Interbank Offered Rate (LIBOR) [Member]
Securities, Basis Spread on Variable Rate	1.45%

Note 8 - Commitments and Cont_3

Note 8 - Commitments and Contingencies (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Cash Reserve Deposit Required and Made		$ 6
Percentage of Unsecured Loans	8.40%	0.23%
Number of Securities Owned and Pledged as Collateral	4	2
Security Owned and Pledged as Collateral, Fair Value, Total	$ 4.7	$ 2.8

Note 8 - Commitments and Cont_4

Note 8 - Commitments and Contingencies - Summary of Contractual Commitments (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Fixed Rate Commitments to Extend Credit [Member]
Commitments	$ 25,201	$ 19,755
Variable Rate Commitments to Extend Credit [Member]
Commitments	78,706	75,147
Financial Standby Letter of Credit [Member]
Commitments	$ 3,870	$ 3,905

Note 8 - Commitments and Cont_5

Note 8 - Commitments and Contingencies - Summary of Overdraft Protection (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Overdraft protection available on depositors' accounts	$ 8,010	$ 8,070
Balance of overdrafts included in loans	137	130
Average daily balance of overdrafts	$ 365	$ 112
Average daily balance of overdrafts as a percentage of available	4.56%	1.39%

Note 8 - Commitments and Cont_6

Note 8 - Commitments and Contingencies - Summary of Information Regarding Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Customer Interest Rate Swap Maturing in 2020 [Member]
Notional Amount	$ 0	$ 2,312
Fair Value	0	4
Customer Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	4,167	4,557
Fair Value	292	134
Customer Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,694	1,822
Fair Value	105	19
Customer Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,918	13,363
Fair Value	1,408	636
Customer Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	5,953	6,068
Fair Value	958	548
Customer Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,627	3,721
Fair Value	282	(19)
Customer Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	17,602	3,649
Fair Value	646	44
Customer Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,509	0
Fair Value	170	0
Customer Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,095	1,121
Fair Value	156	56
Customer Interest Rate Swap [Member]
Notional Amount	49,565	36,613
Fair Value	4,017	1,422
Third Party Interest Rate Swap Maturing in 2020 [Member]
Notional Amount	0	2,312
Fair Value	0	(4)
Third Party Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	4,167	4,557
Fair Value	(292)	(134)
Third Party Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,694	1,822
Fair Value	(105)	(19)
Third Party Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,918	13,363
Fair Value	(1,408)	(636)
Third Party Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	5,953	6,068
Fair Value	(958)	(548)
Third Party Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,627	3,721
Fair Value	(282)	19
Third Party Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	17,602	3,649
Fair Value	(646)	(44)
Third Party Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,509	0
Fair Value	(170)	0
Third Party Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,095	1,121
Fair Value	(156)	(56)
Third Party Interest Rate Swap [Member]
Notional Amount	49,565	36,613
Fair Value	$ (4,017)	$ (1,422)

Note 8 - Commitments and Cont_7

Note 8 - Commitments and Contingencies - Fair Values of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Interest rate derivatives, assets	$ 4,017	$ 1,422
Interest rate derivatives, liabilities	4,017	1,422
Other Assets [Member]
Interest rate derivatives, assets	4,017	1,422
Other Liabilities [Member]
Interest rate derivatives, liabilities	$ 4,017	$ 1,422

Note 9 - Benefit Plans (Details

Note 9 - Benefit Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Contribution Plan, Cost	$ 396,000	$ 367,000	$ 337,000
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay	5.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Amount	$ 19,000
Additional Catch Up Deferral For Plan Participants Over Age 50	6,000
Defined Benefit Plan, Benefit Obligation, Ending Balance	$ 4,113,000	$ 3,693,000	$ 3,465,000	$ 3,182,000
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plan, Payment Duration After Retirement (Year)	15 years
Defined Benefit Plan, Benefit Obligation, Ending Balance	$ 4,100,000
Supplemental Employee Retirement Plan [Member] | Executive Officer [Member]
Defined Benefit Plan, Plan Assets, Amount, Ending Balance	0
Defined Benefit Plan, Expected Future Employer Contributions, Current Fiscal Year	555,000
Defined Benefit Plan, Expected Future Benefit Payment, Year One	$ 107,000
Supplemental Employee Retirement Plan [Member] | Directors' Plan [Member]
Defined Benefit Plan, Payment Duration After Retirement (Year)	10 years
Defined Benefit Plan, Annual Payment After Retirement	$ 10,000
Defined Benefit Plan, Benefit Obligation, Ending Balance	521,000
Supplemental Employee Retirement Plan [Member] | Officers' Plan [Member]
Defined Benefit Plan, Benefit Obligation, Ending Balance	$ 3,600,000

Note 9 - Benefit Plans - Accumu

Note 9 - Benefit Plans - Accumulated Liability for the Benefit Obligation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Beginning balance	$ 3,693	$ 3,465	$ 3,182
Benefit expense	576	409	445
Benefit payments	(156)	(181)	(162)
Ending balance	4,113	3,693	3,465
(Income) expense recorded	576	409	445
Other comprehensive income recorded	103	(31)	(68)
Other Postretirement Benefits Plan [Member]
Beginning balance	745	831	876
Benefit expense	63	(55)	23
Ending balance	911	745	831
(Income) expense recorded	63	(55)	23
Other comprehensive income recorded	$ 103	$ (31)	$ (68)

Note 10 - Federal Income Taxe_2

Note 10 - Federal Income Taxes (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Deferred Tax Assets, Valuation Allowance, Total	$ 28,000	$ 28,000	$ 28,000
Income Tax Expense (Benefit) on Investment Securities Gains (Losses)	29,000	$ (9,000)	$ (4,000)
Significant Change in Unrecognized Tax Benefits is Reasonably Possible, Amount of Unrecorded Benefit	0
Income Tax Examination, Penalties and Interest Accrued, Total	0
Unrecognized Tax Benefits, Ending Balance	$ 0
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year	2017 2018 2019 2020
State and Local Jurisdiction [Member] | Ohio Department of Revenue [Member]
Open Tax Year	2017 2018 2019 2020

Note 10 - Federal Income Taxe_3

Note 10 - Federal Income Taxes - Composition of Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Current	$ 2,061	$ 1,150	$ 407
Deferred	(590)	209	1,008
Total	$ 1,471	$ 1,359	$ 1,415

Note 10 - Federal Income Taxe_4

Note 10 - Federal Income Taxes - Net Deferred Taxes Included in Other Assets (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Allowance for loan and other real estate losses	$ 1,264,000	$ 938,000
Deferred loan origination cost - net	412,000	195,000
Deferred compensation	863,000	775,000
Capital loss carryforward	28,000	28,000
Lease liability	402,000	388,000
Other items	508,000	480,000
Total gross deferred tax assets	3,477,000	2,804,000
Valuation allowance	(28,000)	(28,000)	$ (28,000)
Total net deferred tax assets	3,449,000	2,776,000
Unrealized gain on available-for-sale securities	(1,305,000)	(294,000)
Premises and equipment	(766,000)	(832,000)
Right-of-use asset	(394,000)	(384,000)
Other items	(474,000)	(335,000)
Total net deferred tax liabilities	(2,939,000)	(1,845,000)
Net deferred tax asset	$ 510,000	$ 931,000

Note 10 - Federal Income Taxe_5

Note 10 - Federal Income Taxes - Reconciliation of the Valuation Allowance (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Valuation allowance at beginning of year	$ 28,000	$ 28,000
Capital loss carryover	0	0
Valuation allowance at end of year	$ 28,000	$ 28,000

Note 10 - Federal Income Taxe_6

Note 10 - Federal Income Taxes - Reconciliation Between Tax Expense Using the Statutory Tax Rate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Statutory tax expense	$ 2,044	$ 1,815	$ 2,153
Tax effect of non-taxable interest income	(444)	(347)	(319)
Tax effect of earnings on bank-owned life insurance-net	(45)	(94)	(403)
Tax effect of deferred tax valuation provision	0	0	28
Tax effect of low income housing credit	(176)	(156)	(140)
Tax effect of non-deductible expenses	92	141	96
Total	$ 1,471	$ 1,359	$ 1,415

Note 11 - Fair Value - Assets R

Note 11 - Fair Value - Assets Reported on the Consolidated Balance Sheets, on a Recurring Basis, at Their Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Investment securities available-for-sale (Note 2)	$ 167,875	$ 136,131
Loans held for sale	6,876	4,890
Interest rate derivatives	4,017	1,422
Interest rate derivatives	4,017	1,422
Fair Value, Inputs, Level 1 [Member]
Loans held for sale	6,876	4,890
Interest rate derivatives	0	0
Interest rate derivatives	0	0
Fair Value, Inputs, Level 2 [Member]
Loans held for sale	0	0
Interest rate derivatives	4,017	1,422
Interest rate derivatives	4,017	1,422
Fair Value, Inputs, Level 3 [Member]
Loans held for sale	0	0
Interest rate derivatives	0	0
Interest rate derivatives	0	0
US Government Corporations and Agencies Securities [Member]
Investment securities available-for-sale (Note 2)	0	3,310
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 2)	0	0
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 2)	0	3,310
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 2)	0	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale (Note 2)	88,081	69,626
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 2)	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 2)	88,081	69,626
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 2)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale (Note 2)	69,596	48,237
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 2)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 2)	69,596	48,237
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 2)	0	0
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale (Note 2)	4,768	8,481
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 2)	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 2)	4,768	8,481
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 2)	0	0
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale (Note 2)	5,430	6,477
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 2)	0	0
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 2)	5,430	6,477
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 2)	$ 0	$ 0

Note 11 - Fair Value - Changes

Note 11 - Fair Value - Changes in Level 3 Financial Instruments (Details) - Trust Preferred Securities [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Beginning balance	$ 0	$ 0	$ 895
Noninterest income	0	0	0
Other comprehensive income	0	0	723
Discount accretion (premium amortization)	0	0	0
Sales	0	0	(1,618)
Purchases, issuance, and settlements	0	0	0
Ending balance	0	0	0
Losses included in net income for the period relating to assets held at period end	$ 0	$ 0	$ 0

Note 11 - Fair Value - Carrying

Note 11 - Fair Value - Carrying Amounts and Fair Values of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Reported Value Measurement [Member]
Cash and cash equivalents	$ 36,108	$ 27,815
Net Loans	550,741	514,251
Bank-owned life insurance	21,166	17,768
Accrued interest receivable	2,436	2,336
Other short-term borrowings	1,488	1,922
Federal Home Loan Bank advances - short term	2,000	0
Federal Home Loan Bank advances - long term	16,000	24,000
Subordinated debt	5,155	5,155
Accrued interest payable	283	510
Reported Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	603,446	476,358
Reported Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	97,064	142,023
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	36,108	27,815
Net Loans	553,949	517,787
Bank-owned life insurance	21,166	17,768
Accrued interest receivable	2,436	2,336
Other short-term borrowings	1,488	1,922
Federal Home Loan Bank advances - short term	2,002	0
Federal Home Loan Bank advances - long term	16,326	24,005
Subordinated debt	4,938	4,835
Accrued interest payable	283	510
Estimate of Fair Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	603,446	476,358
Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	98,227	143,485
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	36,108	27,815
Net Loans	0	0
Bank-owned life insurance	21,166	17,768
Accrued interest receivable	2,436	2,336
Other short-term borrowings	1,488	1,922
Federal Home Loan Bank advances - short term	0	0
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	283	510
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	603,446	476,358
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Net Loans	0	0
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Other short-term borrowings	0	0
Federal Home Loan Bank advances - short term	0	0
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Net Loans	553,949	517,787
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Other short-term borrowings	0	0
Federal Home Loan Bank advances - short term	2,002	0
Federal Home Loan Bank advances - long term	16,326	24,005
Subordinated debt	4,938	4,835
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	$ 98,227	$ 143,485

Note 11 - Fair Value - Quantita

Note 11 - Fair Value - Quantitative Information about the Level 3 Significant Inputs (Details) $ in Thousands	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Impaired loans	$ 231	$ 405
Valuation Technique, Appraisal of Collateral [Member]
Range of Inputs	(0.10)
Valuation Technique, Appraisal of Collateral [Member] | Measurement Input, Appraisal Adjustments [Member]
Range of Inputs	(0.76)	(0.76)
Valuation Technique, Appraisal of Collateral [Member] | Measurement Input, Liquidation Expenses [Member]
Range of Inputs		(0.10)

Note 12 - Accumulated Other C_3

Note 12 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Balance	$ 74,338	$ 64,918
Total other comprehensive income (loss)	3,699	4,824	$ (1,831)
Balance	81,005	74,338	64,918
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	1,107	(3,686)	(1,787)
Other comprehensive income before reclassification	3,913	4,758	(1,916)	[1]
Amount reclassified from accumulated other comprehensive loss	(111)	35	17
Total other comprehensive income (loss)	3,802	4,793	(1,899)
Balance	4,909	1,107	(3,686)
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Balance	61	30	(38)
Other comprehensive income before reclassification	(103)	31	68	[1]
Amount reclassified from accumulated other comprehensive loss	0	0	0
Total other comprehensive income (loss)	(103)	31	68
Balance	$ (42)	$ 61	$ 30
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Note 12 - Accumulated Other C_4

Note 12 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Income tax benefit		$ 1,471	$ 1,359	$ 1,415
Net income		8,263	7,282	8,835
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Investment securities available-for-sale (losses) gains, net	[1]	140	(44)	(21)
Income tax benefit	[1]	(29)	9	4
Net income	[1]	$ 111	$ (35)	$ (17)
[1]	Amounts in parenthesis indicate debits to net income.

Note 13 - Regulatory Matters (D

Note 13 - Regulatory Matters (Details Textual) - USD ($) $ in Millions	1 Months Ended	12 Months Ended
	Jul. 31, 2007	Dec. 31, 2020	Dec. 31, 2019
Trust Formed by Company [Member]
Floating Rate Trust Preferred Securities, Issued During Period	$ 5	$ 5	$ 5

Note 13 - Regulatory Matters -

Note 13 - Regulatory Matters - Actual Capital Levels and Minimum Required Levels (Details) $ in Thousands	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
CET1 capital (to risk-weighted assets), actual amount	$ 76,138	$ 73,091
CET1 capital (to risk-weighted assets), actual ratio	0.1315	0.1276
CET1 capital (to risk-weighted assets), minimum required for capital adequacy purposes amount	$ 26,054	$ 25,775
CET1 capital (to risk-weighted assets), minimum required for capital adequacy purposes ratio	0.0450	0.0450
Tier 1 capital (to risk-weighted assets), actual amount	$ 81,138	$ 78,091
Tier 1 capital (to risk-weighted assets), actual ratio	0.1401	0.1363
Tier 1 capital (to risk-weighted assets), minimum required for capital adequacy purposes amount	$ 34,739	$ 34,367
Tier 1 capital (to risk-weighted assets), minimum required for capital adequacy purposes ratio	0.0600	0.0600
Total capital (to risk-weighted assets), actual amount	$ 87,241	$ 82,640
Total capital (to risk-weighted assets), actual ratio	0.1507	0.1443
Total capital (to risk-weighted assets), minimum required for capital adequacy purposes amount	$ 46,319	$ 45,823
Total capital (to risk-weighted assets), minimum required for capital adequacy purposes ratio	0.0800	0.0800
Tier 1 capital (to average assets), actual amount	$ 81,138	$ 78,091
Tier 1 capital (to average assets), actual ratio	0.1020	0.1098
Tier 1 capital (to average assets), minimum required for capital adequacy purposes amount	$ 31,816	$ 28,461
Tier 1 capital (to average assets), minimum required for capital adequacy purposes ratio	0.0400	0.0400

Note 14 - Related Party Trans_3

Note 14 - Related Party Transactions (Details Textual) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Related Party Deposit Liabilities	$ 11.1	$ 8.1

Note 14 - Related Party Trans_4

Note 14 - Related Party Transactions - Related Party Transactions (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Total related-party loans	$ 4,587
New related-party loans	3,671
Repayments or other	(3,349)
Total related-party loans	$ 4,909

Note 15 - Condensed Financial_3

Note 15 - Condensed Financial Information - Parent Company - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Cash	$ 36,108	$ 27,815
Other assets	23,815	21,454
Total assets	821,305	737,162
Other liabilities	15,147	13,366
Subordinated debt (Note 7)	5,155	5,155
Total liabilities	740,300	662,824
Common stock	23,641	23,641
Additional paid-in capital	21,238	21,266
Retained earnings	41,863	36,187
Accumulated other comprehensive income	4,867	1,168
Treasury stock	10,604	7,924
Total shareholders’ equity	81,005	74,338	$ 64,918
Total liabilities & shareholders’ equity	821,305	737,162
Parent Company [Member]
Cash	100	119
Investment in bank subsidiary	77,538	70,936
Subordinated note from subsidiary bank	6,000	6,000
Other assets	3,465	3,326
Total assets	87,103	80,381
Other liabilities	943	888
Subordinated debt (Note 7)	5,155	5,155
Total liabilities	6,098	6,043
Common stock	23,641	23,641
Additional paid-in capital	21,238	21,266
Retained earnings	41,863	36,187
Accumulated other comprehensive income	4,867	1,168
Treasury stock	10,604	7,924
Total shareholders’ equity	81,005	74,338
Total liabilities & shareholders’ equity	$ 87,103	$ 80,381

Note 15 - Condensed Financial_4

Note 15 - Condensed Financial Information - Parent Company - Statements of Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Dividends from bank subsidiary	$ 74	$ 137	$ 152
Interest on subordinated debt	114	203	189
Income tax benefit	1,471	1,359	1,415
Net income	8,263	7,282	8,835
Comprehensive income	11,962	12,106	7,004
Parent Company [Member]
Dividends from bank subsidiary	6,250	3,400	4,150
Interest and dividend income	124	231	213
Other income	43	101	56
Interest on subordinated debt	(114)	(203)	(189)
Other expenses	(1,134)	(1,399)	(606)
Income before income tax and equity in undistributed earnings of subsidiaries	5,169	2,130	3,624
Income tax benefit	191	313	136
Equity in undistributed earnings of subsidiaries	2,903	4,839	5,075
Net income	8,263	7,282	8,835
Comprehensive income	$ 11,962	$ 12,106	$ 7,004

Note 15 - Condensed Financial_5

Note 15 - Condensed Financial Information - Parent Company - Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 8,263	$ 7,282	$ 8,835
Deferred tax benefit	(590)	209	1,008
Change in other assets and liabilities	(381)	(309)	(786)
Net cash flow from operating activities	10,164	7,993	13,134
Dividends paid	2,587	2,184	2,149
Treasury shares purchased	3,154	1,336	1,781
Treasury shares reissued	0	60	0
Net cash deficit from financing activities	69,954	6,218	(3,834)
Net change in cash	8,293	8,123	567
Beginning of period	27,815	19,692	19,125
End of period	36,108	27,815	19,692
Parent Company [Member]
Net income	8,263	7,282	8,835
Equity in undistributed earnings of subsidiaries	2,903	4,839	5,075
Deferred tax benefit	15	(35)	(13)
Equity compensation	446	774	214
Change in other assets and liabilities	99	(157)	52
Net cash flow from operating activities	5,722	3,339	3,909
Dividends paid	2,587	2,184	2,149
Treasury shares purchased	3,154	1,336	1,781
Treasury shares reissued	0	60	0
Net cash deficit from financing activities	(5,741)	(3,460)	(3,930)
Net change in cash	(19)	(121)	(21)
Beginning of period	119	240	261
End of period	$ 100	$ 119	$ 240

Note 16 - Dividend Restrictio_2

Note 16 - Dividend Restrictions (Details Textual) $ in Millions	Dec. 31, 2020USD ($)
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments with Regulatory Approval	$ 7.7

Note 18 - Stock Repurchase Pr_2

Note 18 - Stock Repurchase Program (Details Textual) - shares	11 Months Ended	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2020	Dec. 31, 2019	Jan. 19, 2021	Dec. 17, 2019	Dec. 18, 2018	May 22, 2018	Jan. 23, 2018
Common Stock, Shares, Outstanding, Ending Balance (in shares)		4,223,153	4,323,822
Stock Repurchase Program on January 23, 2018 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)							300,000	100,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding								2.30%
Common Stock, Shares, Outstanding, Ending Balance (in shares)								4,420,136
Stock Repurchase Plan, Number of Additional Shares Authorized to be Repurchased (in shares)							200,000
Treasury Stock, Shares, Acquired (in shares)	80,944
Stock Repurchase Program on December 18, 2018 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)						300,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding						6.90%
Common Stock, Shares, Outstanding, Ending Balance (in shares)						4,349,624
Treasury Stock, Shares, Acquired (in shares)			54,000
Stock Repurchase Plan on December 17, 2019 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)					200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding					4.60%
Common Stock, Shares, Outstanding, Ending Balance (in shares)					4,323,822
Treasury Stock, Shares, Acquired (in shares)		146,318
Stock Repurchase Plan on January 19, 2021 [Member] | Subsequent Event [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)				200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding				4.70%
Common Stock, Shares, Outstanding, Ending Balance (in shares)				4,223,153

Note 19 - Equity Compensation_2

Note 19 - Equity Compensation (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Omnibus Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	47,567
Omnibus Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	340,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	47,567	30,156
Share-based Payment Arrangement, Expense	$ 403,000	$ 740,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 581,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Month)	20 months 18 days
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	1 year
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
Director Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	113,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	2,684	1,525
Share-based Payment Arrangement, Expense	$ 43,000	$ 34,000

Note 19 - Equity Compensation -

Note 19 - Equity Compensation - Activity Under the Omnibus Equity Plan (Details) - Omnibus Equity Plan [Member]	12 Months Ended
	Dec. 31, 2020$ / sharesshares
Nonvested, shares (in shares) | shares	26,025
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 21.78
Granted, shares (in shares) | shares	47,567
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 15.82
Vested, shares (in shares) | shares	(22,136)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 21.74
Forfeited, shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Nonvested, shares (in shares) | shares	51,456
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 16.29

Note 20 - Leases (Details Textu

Note 20 - Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Operating Lease, Cost	$ 229,000
Operating Lease, Payments		$ 209,000
Operating Lease, Right-of-Use Asset, Amortization Expense	20,000
Other Assets [Member]
Operating Lease, Right-of-Use Asset	1,900,000	1,800,000
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 1,915,000	$ 1,800,000
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	5 years
Lessee, Operating Lease, Renewal Term (Year)	5 years
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	10 years
Lessee, Operating Lease, Renewal Term (Year)	15 years

Note 20 - Leases - Summary of O

Note 20 - Leases - Summary of Other Information Related to Operating Leases (Details)	Dec. 31, 2020
Weighted-average remaining lease term-operating leases in years (Year)	14 years 6 months 29 days
Weighted-average discount rate - operating leases	2.94%

Note 20 - Leases - Aggregate Le

Note 20 - Leases - Aggregate Lease Maturities and Obligations (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 163
2022	167
2023	168
2024	172
2025	155
2026 and thereafter	1,570
Total lease payments	2,395
Less: interest	480
Other Liabilities [Member]
Present value of lease liabilities	$ 1,915	$ 1,800