Cortland Bancorp (CLDB) 10-Q 13 May 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	May 06, 2021
Document Information [Line Items]
Entity Central Index Key	0000774569
Entity Registrant Name	CORTLAND BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	001-38827
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1451118
Entity Address, Address Line One	194 West Main Street
Entity Address, City or Town	Cortland
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44410
City Area Code	330
Local Phone Number	637-8040
Title of 12(b) Security	Common stock, No Par Value
Trading Symbol	CLDB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,262,277

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 8,403	$ 9,728
Interest-earning deposits	38,874	26,380
Total cash and cash equivalents	47,277	36,108
Investment securities available-for-sale (Note 3)	167,143	167,875
Regulatory stock (Note 3)	3,031	3,031
Loans held for sale	6,577	6,876
Total loans (Note 4)	518,618	556,760
Less allowance for loan losses (Note 4)	(6,020)	(6,019)
Net loans	512,598	550,741
Premises and equipment	11,485	11,693
Bank-owned life insurance	21,279	21,166
Other assets	22,315	23,815
Total assets	791,705	821,305
LIABILITIES
Noninterest-bearing deposits	214,801	198,499
Interest-bearing deposits	465,510	502,011
Total deposits	680,311	700,510
Securities sold under agreements to repurchase (Note 13)	1,793	1,488
Federal Home Loan Bank advances - short term	0	2,000
Federal Home Loan Bank advances - long term	10,000	16,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	13,350	15,147
Total liabilities	710,609	740,300
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2021 and 2020; outstanding shares, 4,213,429 in 2021 and 4,223,153 in 2020	23,641	23,641
Additional paid-in capital	21,018	21,238
Retained earnings	43,826	41,863
Accumulated other comprehensive income (Note 10)	3,117	4,867
Treasury stock, at cost, 514,838 shares in 2021 and 505,114 in 2020	(10,506)	(10,604)
Total shareholders’ equity	81,096	81,005
Total liabilities and shareholders’ equity	$ 791,705	$ 821,305

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2021	Dec. 31, 2020
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	4,728,267	4,728,267
Common stock, shares outstanding (in shares)	4,213,429	4,223,153
Treasury stock, shares (in shares)	514,838	505,114

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 6,145	$ 6,054
Interest and dividends on investment securities:
Taxable interest	199	337
Nontaxable interest	564	467
Dividends	14	16
Other interest income	10	56
Total interest and dividend income	6,932	6,930
INTEREST EXPENSE
Deposits	474	1,096
Securities sold under agreements to repurchase	1	1
Federal Home Loan Bank advances - short term	4	0
Federal Home Loan Bank advances - long term	33	87
Subordinated debt	22	41
Total interest expense	534	1,225
Net interest income	6,398	5,705
PROVISION FOR LOAN LOSSES	0	600
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,398	5,105
NON-INTEREST INCOME
Fees for customer services	507	542
Investment securities available-for-sale gains, net	71	0
Mortgage banking gains, net	800	596
Earnings on bank-owned life insurance	113	93
Other non-interest income	293	221
Total non-interest income	1,784	1,452
NON-INTEREST EXPENSES
Salaries and employee benefits	2,844	2,766
Occupancy and equipment	606	646
State and local taxes	160	146
FDIC insurance	40	6
Professional fees	218	302
Advertising and marketing	71	57
Data processing fees	66	72
Other operating expenses	930	985
Total non-interest expenses	4,935	4,980
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	3,247	1,577
Federal income tax expense	481	206
NET INCOME	$ 2,766	$ 1,371
EARNINGS PER SHARE BASIC AND DILUTED (in dollars per share)	$ 0.66	$ 0.32
CASH DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.19	$ 0.19

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 2,766	$ 1,371
Other comprehensive (loss) income:
Unrealized holding (losses) gains on available-for-sale securities	(2,145)	1,566
Tax effect	450	(329)
Reclassification adjustment for net gains in net income	(71)	0
Tax effect	15	0
Total securities available-for-sale	(1,751)	1,237
Change in post-retirement obligations	1	(4)
Total other comprehensive (loss) income	(1,750)	1,233
Total comprehensive income	$ 1,016	$ 2,604

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2019	$ 23,641	$ 21,266	$ 36,187	$ 1,168	$ (7,924)
Equity compensation		48
Net income			1,371			$ 1,371
Cash dividend declared, $0.19 per share for both three months ended March 31, 2021 and 2020			(813)
Other comprehensive (loss) income				1,233		1,233
Treasury shares purchased (9,724 and 150,920 shares purchased in first quarter 2021 and 2020, respectively)					(3,092)
Equity compensation					124
Balance at Mar. 31, 2020		21,314	36,745	2,401	(10,892)	73,209
Balance at Dec. 31, 2020	$ 23,641	21,238	41,863	4,867	(10,604)	81,005
Equity compensation		(220)
Net income			2,766			2,766
Cash dividend declared, $0.19 per share for both three months ended March 31, 2021 and 2020			(803)
Other comprehensive (loss) income				(1,750)		(1,750)
Treasury shares purchased (9,724 and 150,920 shares purchased in first quarter 2021 and 2020, respectively)					(204)
Equity compensation					302
Balance at Mar. 31, 2021		$ 21,018	$ 43,826	$ 3,117	$ (10,506)	$ 81,096

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Retained Earnings [Member]
Cash dividend declared, per share (in dollars per share)	$ 0.19	$ 0.19
Treasury Stock [Member]
Treasury stock purchased, shares (in shares)	9,724	150,920
Cash dividend declared, per share (in dollars per share)	$ 0.19	$ 0.19

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net cash flow from operating activities	$ 3,946	$ 2,156
Cash flow from investing activities
Purchases of available-for-sale securities	(20,100)	0
Proceeds from sale of available-for-sale securities	12,200	0
Proceeds from call, maturity and principal payments on available-for-sale securities	5,902	6,699
Purchases of regulatory stock	0	(160)
Net (increase) decrease in loans made to customers	38,143	36,499
Contributions to partnership funds	0	(152)
Purchases of premises and equipment	(21)	(463)
Net cash flow from investing activities	36,124	42,423
Cash deficit from financing activities
Net increase (decrease) in deposit accounts	(20,199)	(25,125)
Net change in securities sold under agreements to repurchase	305	(247)
Net change in Federal Home Loan Bank advances - short term	(2,000)	2,000
Repayments of Federal Home Loan Bank advances - long term	(6,000)	(6,000)
Proceeds from Federal Home Loan Bank advances - long term	0	4,000
Dividends paid	(803)	(813)
Treasury shares purchased	(204)	(3,092)
Net cash deficit from financing activities	(28,901)	(29,277)
Net change in cash and cash equivalents	11,169	15,302
Cash and cash equivalents
Beginning of period	36,108	27,815
End of period	47,277	43,117
Supplemental disclosures:
Income taxes	0	0
Interest	606	1,281
Increase in ROU asset	0	205
Increase in lease liability	$ 0	$ 205

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Reclassifications	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. The accompanying unaudited consolidated financial statements of Cortland Bancorp (the Company) and the Cortland Savings and Banking Company (the Bank) have been prepared in accordance with accounting principles generally accepted in the United States (U.S. GAAP) for interim financial information and with the instructions to Form 10 10 X. not three March 31, 2021 not may December 31, 2021 December 31, 2020 10 December 31, 2020 December 31, 2020 not Certain items contained in the 2020 2021 no

Note 2 - Authoritative Accounti

Note 2 - Authoritative Accounting Guidance	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	2. In June 2016, 2016 13, first December 15, 2022, one first one In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not

Note 3 - Investment Securities

Note 3 - Investment Securities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. Investments in debt securities are classified as held-to-maturity, available-for-sale or trading. Securities classified as held-to-maturity are those that management has the positive intent and ability to hold to maturity. Securities classified as available-for-sale are those that could be sold for liquidity, investment management, or similar reasons, even though management has no no Available-for-sale securities are carried at fair value with unrealized gains and losses recorded as a separate component of shareholders’ equity, net of tax. Realized gains or losses on dispositions are based on net proceeds and the adjusted carrying amount of securities sold, using the specific identification method. Interest income includes amortization of purchase premium or discount and is amortized on the level-yield method without anticipating payments, except for U.S. Government mortgage-backed and related securities where twelve The regulatory stock is carried at cost (its redeemable value) and the Company is required to hold such investments as a condition of membership in order to transact business with the Federal Home Loan Bank (FHLB) of Cincinnati and the Federal Reserve Bank (FRB). The stock is bought from and sold to the correspondent institutions based upon its par value. The stock cannot be traded or sold in any market and as such is classified as restricted stock, carried at cost (its redeemable value) and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the FHLB and FRB as compared to the capital stock amount and the length of time this situation has persisted, (b) commitments by the FHLB and FRB to make payments required by law or regulation and the level of such payments in relation to the operating performance, (c) the impact of legislative and regulatory changes on the customer base of the FHLB and FRB and (d) the liquidity position of the FHLB and FRB. The Company does not March 31, 2021 Securities are evaluated periodically to determine whether a decline in value is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline, along with the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not not not not The following table is a summary of investment securities available-for-sale and regulatory stock: (Amounts in thousands) Gross Gross Unrealized Unrealized March 31, 2021 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 89,661 $ 3,841 $ 269 $ 93,233 U.S. Government-sponsored mortgage-backed securities 64,607 742 476 64,873 U.S. Government-sponsored collateralized mortgage obligations 3,993 80 3 4,070 U.S. Government-guaranteed small business administration pools 4,884 84 1 4,967 Total investment securities available-for-sale $ 163,145 $ 4,747 $ 749 $ 167,143 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) Gross Gross Unrealized Unrealized December 31, 2020 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 The amortized cost and fair value of debt securities at March 31, 2021 may (Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 3,565 3,624 Due after five years through ten years 1,706 1,755 Due after ten years 89,274 92,821 Total 94,545 98,200 U.S. Government-sponsored mortgage-backed and related securities 68,600 68,943 Total investment securities available-for-sale $ 163,145 $ 167,143 The table below sets forth the proceeds, gains and losses realized on available for sale securities sold or called for the periods ended March 31, 2021 March 31, 2020 (Amounts in thousands) Three Months Ended March 31, 2021 2020 Proceeds on securities sold $ 12,200 $ — Gross realized gain 94 — Gross realized losses 23 — Investment securities with a carrying value of approximately $68.1 million at March 31, 2021 December 31, 2020 The following is a summary of the fair value of available-for-sale securities with unrealized losses and an aging of those unrealized losses at March 31, 2021 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ 8,489 $ 269 $ — $ — $ 8,489 $ 269 U.S. Government-sponsored mortgage-backed securities 28,259 476 — — 28,259 476 U.S. Government-sponsored collateralized mortgage obligations 711 3 — — 711 3 U.S. Government-guaranteed small business administration pools 688 1 — — 688 1 Total $ 38,147 $ 749 $ — $ — $ 38,147 $ 749 The above table comprises 20 investment securities where the fair value is less than the related amortized cost. The following is a summary of the fair value of available-for-sale securities with unrealized losses and an aging of those unrealized losses at December 31, 2020 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ — $ — $ — $ — $ — $ — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99 The above table comprises 7 investment securities where the fair value is less than the related amortized cost. The unrealized losses at March 31, 2021 not not not not not not March 31, 2021

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Financing Receivables [Text Block]	30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing March 31, 2021 Commercial $ — $ — $ 889 $ 889 $ 99,725 $ 100,614 $ — Commercial real estate — — 521 521 310,690 311,211 — Residential real estate 45 — 393 438 79,225 79,663 — Consumer: Consumer - home equity — — 55 55 23,622 23,677 — Consumer - other 6 — — 6 3,447 3,453 — Total $ 51 $ — $ 1,858 $ 1,909 $ 516,709 $ 518,618 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — An impaired loan is a loan on which, based on current information and events, it is probable that a creditor will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. • All borrowers whose loans are classified doubtful by examiners and internal loan review • All loans on non-accrual status • Any loan in foreclosure • Any loan with a specific allowance • Any loan determined to be collateral dependent for repayment • Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not March 31, 2021 December 31, 2020 three March 31, 2021 2020 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance March 31, 2021 With no related allowance recorded: Commercial $ 3,714 $ 4,579 $ — Commercial real estate 2,794 2,794 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,524 $ 5,389 $ 579 Commercial real estate $ 2,794 $ 2,794 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2021 With no related allowance recorded: Commercial $ 3,734 $ 36 Commercial real estate 2,536 35 With an allowance recorded: Commercial 810 — Commercial real estate — — Total: Commercial $ 4,544 $ 36 Commercial real estate $ 2,536 $ 35 (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2020 With no related allowance recorded: Commercial $ 3,888 $ 38 Commercial real estate 2,911 42 With an allowance recorded: Commercial 927 — Commercial real estate — — Total: Commercial $ 4,815 $ 38 Commercial real estate $ 2,911 $ 42 " id="sjs-B4" xml:space="preserve">4. The Company, through the Bank, grants residential, consumer and commercial loans to customers located primarily in Northeastern Ohio and Western Pennsylvania. The following represents the composition of the loan portfolio for the period ending: (Amounts in thousands) March 31, 2021 December 31, 2020 Balance % Balance % Commercial $ 100,614 19.4 $ 132,419 23.8 Commercial real estate 311,211 60.0 317,537 57.0 Residential real estate 79,663 15.4 79,169 14.2 Consumer - home equity 23,677 4.5 24,062 4.3 Consumer - other 3,453 0.7 3,573 0.7 Total loans $ 518,618 100.0 $ 556,760 100.0 During 2020, 2019 19" 19 2020, first three 2021, second December 31, 2020 March 31, 2021, may In accordance with the SBA terms and conditions on these PPP loans, the Company received approximately $2.2 million in fees associated with the processing of the 2020 2021 310 20 25 2. three March 31, 2021, none 2020. Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Company has segmented loans in the portfolio by product type. Loans are segmented into the following pools: commercial loans, commercial real estate loans, residential real estate loans and consumer loans. The pools of commercial real estate loans and commercial loans are also broken down further by industry sectors when analyzing the related pools. Using the largest concentrations as the qualifier, these industry sectors include non-residential buildings; skilled nursing and nursing care; residential real estate lessors, agents and managers; hotel and motels, and trucking. The Company also sub-segments the consumer loan portfolio into the following two These factors include, but are not Factor Considered: Risk Trend: Levels of and trends in (a) charge-offs, (b) classifications and (c) non-accruals (a) Stable, (b) Increasing, (c) Stable Trends in volume and terms Stable Changes in lending policies and procedures Stable Experience, depth and ability of management, including loan review function Stable Economic trends, including valuation of underlying collateral Increasing Concentrations of credit Increasing Effect of COVID- 19 Increasing The following factors are analyzed and applied to loans internally graded with higher credit risk in addition to the above factors for non-classified loans: Factor Considered: Risk Trend: Levels and trends in classification Increasing Declining trends in financial performance Increasing Structure and lack of performance measures Increasing Migration between risk categories Increasing The provision charged to operations can be allocated to a loan classification either as a positive or negative value as a result of any material changes to: net charge-offs or recovery which influence the historical allocation percentage, qualitative risk factors or loan balances. The following is an analysis of changes in the allowance for loan losses for the periods ended: Three Months Ended (Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan charge-offs — — — — (38 ) (38 ) Recoveries — — — 1 38 39 Net loan recoveries (charge-offs) — — — 1 — 1 Provision charged to operations (322 ) 343 (1 ) (2 ) (18 ) — Balance at end of period $ 1,575 $ 3,869 $ 374 $ 100 $ 102 $ 6,020 (Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (1 ) — — — (36 ) (37 ) Recoveries 19 — 25 — 15 59 Net loan recoveries (charge-offs) 18 — 25 — (21 ) 22 Provision charged to operations 77 464 42 (1 ) 18 600 Balance at end of period $ 1,851 $ 2,594 $ 401 $ 103 $ 138 $ 5,087 In response to poor economic conditions relative to the Coronavirus pandemic throughout 2020, 19 The following tables present a full breakdown by portfolio classification of the allowance for loan losses and the recorded investment in loans at March 31, 2021 December 31, 2020 (Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2021 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 996 3,869 374 100 102 5,441 Total ending allowance balance $ 1,575 $ 3,869 $ 374 $ 100 $ 102 $ 6,020 Loan Portfolio: Individually evaluated for impairment $ 4,524 $ 2,794 $ — $ — $ — $ 7,318 Collectively evaluated for impairment 96,090 308,417 79,663 23,677 3,453 511,300 Total ending loans balance $ 100,614 $ 311,211 $ 79,663 $ 23,677 $ 3,453 $ 518,618 (Amounts in thousands) Commercial Residential Consumer - Consumer - December 31, 2020 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loans balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760 The decrease in commercial loan balances from year-end was due in part to 60 2020 first 2021. first 2021. The following tables represent credit exposures by internally assigned grades for March 31, 2021 December 31, 2020 The Company’s internally assigned grades are as follows: • Pass • Special Mention not • Substandard not • Doubtful • Loss not not no may The following table is a summary of credit quality indicators by internally assigned grades as of March 31, 2021 December 31, 2020 (Amounts in thousands) Commercial Commercial real estate March 31, 2021 Pass $ 87,242 $ 279,182 Special Mention 2,451 14,847 Substandard 10,921 17,182 Ending Balance $ 100,614 $ 311,211 (Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537 The Company evaluates the classification of consumer, home equity and residential loans primarily on a pooled basis. If the Company becomes aware that adverse or distressed conditions exist that may The following table is a summary of consumer credit exposure as of March 31, 2021 December 31, 2020 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other March 31, 2021 Performing $ 79,231 $ 23,552 $ 3,453 Nonperforming 432 125 — Total $ 79,663 $ 23,677 $ 3,453 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573 Loans are considered to be nonperforming when they become 90 days past due or on nonaccrual status, though the Company may The following table is a summary of classes of loans on non-accrual status as of March 31, 2021 December 31, 2020 (Amounts in thousands) March 31, December 31, 2021 2020 Commercial $ 889 $ 889 Commercial real estate 802 404 Residential real estate 432 485 Consumer: Consumer - home equity 125 130 Consumer - other — — Total $ 2,248 $ 1,908 Troubled Debt Restructuring Nonperforming loans also include certain loans that have been modified in troubled debt restructurings (TDRs) where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may six There were no loans modified as TDR’s during the three March 31, 2021 2020. On March 22, 2020, 19 not 19, December 31, 2019. 19 not As of March 31, 2021, April 2020, 19 2. The following table is an aging analysis of the recorded investment of past due loans as of March 31, 2021 December 31, 2020 (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing March 31, 2021 Commercial $ — $ — $ 889 $ 889 $ 99,725 $ 100,614 $ — Commercial real estate — — 521 521 310,690 311,211 — Residential real estate 45 — 393 438 79,225 79,663 — Consumer: Consumer - home equity — — 55 55 23,622 23,677 — Consumer - other 6 — — 6 3,447 3,453 — Total $ 51 $ — $ 1,858 $ 1,909 $ 516,709 $ 518,618 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — An impaired loan is a loan on which, based on current information and events, it is probable that a creditor will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. • All borrowers whose loans are classified doubtful by examiners and internal loan review • All loans on non-accrual status • Any loan in foreclosure • Any loan with a specific allowance • Any loan determined to be collateral dependent for repayment • Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not March 31, 2021 December 31, 2020 three March 31, 2021 2020 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance March 31, 2021 With no related allowance recorded: Commercial $ 3,714 $ 4,579 $ — Commercial real estate 2,794 2,794 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,524 $ 5,389 $ 579 Commercial real estate $ 2,794 $ 2,794 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2021 With no related allowance recorded: Commercial $ 3,734 $ 36 Commercial real estate 2,536 35 With an allowance recorded: Commercial 810 — Commercial real estate — — Total: Commercial $ 4,544 $ 36 Commercial real estate $ 2,536 $ 35 (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2020 With no related allowance recorded: Commercial $ 3,888 $ 38 Commercial real estate 2,911 42 With an allowance recorded: Commercial 927 — Commercial real estate — — Total: Commercial $ 4,815 $ 38 Commercial real estate $ 2,911 $ 42

Note 5 - Legal Proceedings

Note 5 - Legal Proceedings	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	5. The Company is involved in legal actions arising in the ordinary course of business. In the opinion of management, the outcomes from these matters, either individually or in the aggregate, are not

Note 6 - Earnings Per Share and

Note 6 - Earnings Per Share and Capital Transactions	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	6. Earnings per share is computed by dividing net income available to common shareholders by the weighted average number of shares of common outstanding stock, net of any treasury shares, during the period. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding, net of any treasury shares, after consideration of the potential dilutive effect of common stock equivalents, based upon the treasury stock method using an average market price for the period. The common stock equivalents are comprised of unvested restricted share awards. Three Months Ended March 31, 2021 2020 Net income (amounts in thousands) $ 2,766 $ 1,371 Weighted average common shares outstanding 4,172,086 4,231,589 Net effect of dilutive common share equivalents 19,524 14,530 Adjusted average shares outstanding-dilutive 4,191,610 4,246,119 Basic earnings per share $ 0.66 $ 0.32 Diluted earnings per share $ 0.66 $ 0.32

Note 7 - Subordinated Debt

Note 7 - Subordinated Debt	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	7. In July 2007, December 2037. 3 March 31, 2021 December 31, 2020 may The trust is not not 1

Note 8 - Commitments

Note 8 - Commitments	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	8. The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the Consolidated Balance Sheets. The contract or notional amounts on those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. In the event of nonperformance by the other party, the Company’s exposure to credit loss on these financial instruments is represented by the contract or notional amount of the instrument. The Company uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. The amount and nature of collateral obtained, if any, is based on management’s credit evaluation. The following table is a summary of such contractual commitments: (Amounts in thousands) March 31, December 31, 2021 2020 Commitments to extend credit: Fixed rate $ 43,975 $ 25,201 Variable rate 78,817 78,706 Standby letters of credit 1,570 3,870 Commitments to extend credit are agreements to lend to a customer as long as there is no may third not may The Company also offers limited overdraft protection as a non-contractual courtesy which is available to businesses as well as individually/jointly owned accounts in good standing for personal or household use. The Company reserves the right to discontinue this service without prior notice. The following table is a summary of overdraft protection for the periods indicated: (Amounts in thousands) March 31, December 31, 2021 2020 Overdraft protection available on depositors' accounts $ 7,891 $ 8,010 Balance of overdrafts included in loans 37 137 Average daily balance of overdrafts 291 365 Average daily balance of overdrafts as a percentage of available 3.69 % 4.56 % Customer Derivatives - Interest Rate Swaps/Floors – The Company enters into interest rate swaps that allow our commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate into a fixed-rate. The Company then enters into a corresponding swap agreement with a third third not 815 not may may 820. no March 31, 2021 three third December 31, 2020 four third Summary information regarding these derivatives is presented below: (Amounts in thousands) Notional Amount Fair Value March 31, December 31, March 31, December 31, 2021 2020 Interest Rate Paid Interest Rate Received 2021 2020 Customer interest rate swap Maturing in 2025 $ 4,067 $ 4,167 1 Mo. Libor + Margin Fixed $ 228 $ 292 Maturing in 2026 1,660 1,694 1 Mo. Libor + Margin Fixed 67 105 Maturing in 2027 12,801 12,918 1 Mo. Libor + Margin Fixed 928 1,408 Maturing in 2028 4,946 5,953 1 Mo. Libor + Margin Fixed 607 958 Maturing in 2029 3,590 3,627 1 Mo. Libor + Margin Fixed 94 282 Maturing in 2030 — 17,602 1 Mo. Libor + Margin Fixed — 646 Maturing in 2032 2,467 2,509 1 Mo. Libor + Margin Fixed 59 170 Maturing in 2033 1,089 1,095 1 Mo. Libor + Margin Fixed 66 156 Third party interest rate swap Maturing in 2030 19,597 — Fixed 1 Mo. Libor + Margin 331 — Total $ 50,217 $ 49,565 $ 2,380 $ 4,017 Third party interest rate swap Maturing in 2025 $ 4,067 $ 4,167 Fixed 1 Mo. Libor + Margin $ (228 ) $ (292 ) Maturing in 2026 1,660 1,694 Fixed 1 Mo. Libor + Margin (67 ) (105 ) Maturing in 2027 12,801 12,918 Fixed 1 Mo. Libor + Margin (928 ) (1,408 ) Maturing in 2028 4,946 5,953 Fixed 1 Mo. Libor + Margin (607 ) (958 ) Maturing in 2029 3,590 3,627 Fixed 1 Mo. Libor + Margin (94 ) (282 ) Maturing in 2030 — 17,602 Fixed 1 Mo. Libor + Margin — (646 ) Maturing in 2032 2,467 2,509 Fixed 1 Mo. Libor + Margin (59 ) (170 ) Maturing in 2033 1,089 1,095 Fixed 1 Mo. Libor + Margin (66 ) (156 ) Customer interest rate swap Maturing in 2030 19,597 — 1 Mo. Libor + Margin Fixed (331 ) — Total $ 50,217 $ 49,565 $ (2,380 ) $ (4,017 ) The following table presents the fair values of derivative instruments in the balance sheet: (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value March 31, 2021 Interest rate derivatives Other assets $ 2,380 Other liabilities $ 2,380 December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017

Note 9 - Fair Value of Assets a

Note 9 - Fair Value of Assets and Liabilities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. Measurements The Company groups assets and liabilities recorded at fair value into three 1 3 Level 1: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level 2: Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but which trade less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level 3: Assets and liabilities that have little to no not two Such techniques and assumptions, as they apply to individual categories of the financial instruments, are as follows: Investment securities available-for-sale– Fair values of securities are based on quoted market prices, where available. If quoted market prices are not Loans held for sale – Loans held for sale consist of residential mortgage loans originated for sale. Loans held for sale are recorded at fair value based on what the secondary markets have offered on best efforts commitments. Interest rate derivatives – The fair value is based on settlement values adjusted for credit risks associated with the counter parties and the Company and observable market interest rate curves. The following table presents the assets reported on the Consolidated Balance Sheets, on a recurring basis, at their fair value as of March 31, 2021 December 31, 2020 (Amounts in thousands) Fair Value Measurements at March 31, 2021 Using March 31, Description 2021 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 93,233 $ — $ 93,233 $ — U.S. Government-sponsored mortgage-backed securities 64,873 — 64,873 — U.S. Government-sponsored collateralized mortgage obligations 4,070 — 4,070 — U.S. Government-guaranteed small business administration pools 4,967 — 4,967 — Loans held for sale 6,577 6,577 — — Interest rate derivatives 2,380 — 2,380 — LIABILITIES Interest rate derivatives $ 2,380 $ — $ 2,380 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2020 Using December 31, Description 2020 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 88,081 $ — $ 88,081 $ — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ — The following table presents quantitative information about the Level 3 March 31, 2021 December 31, 2020 (Amounts in thousands) Fair value at March 31, Valuation Significant Unobservable 2021 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, Valuation Significant Unobservable 2020 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% Financial Instruments The Company discloses fair value information about financial instruments, whether or not not In addition, other assets and liabilities of the Company that are not not not may not not The carrying amounts and fair values of the Company’s financial instruments carried at amortized cost are as follows: (Amounts in thousands) March 31, 2021 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 47,277 $ 47,277 $ — $ — $ 47,277 Net loans 512,598 — — 515,259 515,259 Bank-owned life insurance 21,279 21,279 — — 21,279 Accrued interest receivable 2,370 2,370 — — 2,370 LIABILITIES: Demand, savings and money market deposits $ 596,031 $ 596,031 $ — $ — $ 596,031 Time deposits 84,280 — — 85,188 85,188 Securities sold under agreements to repurchase 1,793 1,793 — — 1,793 Federal Home Loan Bank advances - long term 10,000 — — 10,208 10,208 Subordinated debt 5,155 — — 5,149 5,149 Accrued interest payable 211 211 — — 211 (Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Securities sold under agreements to repurchase 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283

Note 10 - Accumulated Other Com

Note 10 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	10. The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three March 31, 2021 2020 (Amounts in thousands) Three Months Ended March 31, 2021 2020 Unrealized Unrealized gains gains (losses) on Change in (losses) on Change in available- pension and available- pension and for-sale postretirement for-sale postretirement securities (a) obligations (a) securities (a) obligations (a) Beginning balance $ 4,909 $ (42 ) $ 1,107 $ 61 Other comprehensive income (loss) before reclassification (1,695 ) 1 1,237 (4 ) Amount reclassified from accumulated other comprehensive income or loss (56 ) — — — Total other comprehensive income (loss) (1,751 ) 1 1,237 (4 ) Ending balance $ 3,158 $ (41 ) $ 2,344 $ 57 (a) All amounts are net of tax. Amounts in parentheses indicate debits. There following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three March 31, 2021 2020 (Amounts in thousands) Three Months Ended March 31, 2021 2020 Amount Amount reclassified reclassified from from Affected line accumulated accumulated item in the other other Consolidated comprehensive comprehensive Statements income or loss (a) income or loss (a) of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ 71 $ — Investment securities available-for-sale gains (losses), net Tax effect (15 ) — Federal income tax expense $ 56 $ —

Note 11 - Post-retirement Oblig

Note 11 - Post-retirement Obligations	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Retirement Benefits [Text Block]	11. The Company accrues for the monthly benefit expense of post-retirement cost of insurance for split dollar life insurance coverage. The following table presents the changes in the accumulated liability: (Amounts in thousands) Three Months Ended March 31, 2021 2020 Beginning balance $ 911 $ 745 Expense recorded 8 9 Other comprehensive (income) loss recorded (1 ) 4 Ending balance $ 918 $ 758

Note 12 - Stock Repurchase Prog

Note 12 - Stock Repurchase Program	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Treasury Stock [Text Block]	12. On December 17, 2019, December 17, 2019. March 17, 2020 December 17, 2019 December 31, 2020. 2020, three March 31, 2020. January 19, 2021, January 19, 2021. December 31, 2021. three March 31, 2021. March 31, 2021

Note 13 - Securities Sold Under

Note 13 - Securities Sold Under Agreements to Repurchase	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	13. The following table provides additional detail regarding repurchase agreements: (Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At March 31, At December 31, 2021 2020 Remaining Contractual Maturity of the Agreements Overnight and Overnight and Continuous Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 3,807 $ 4,065 Total collateral carrying value $ 3,807 $ 4,065 Total repurchase agreements $ 1,793 $ 1,488

Note 14 - Equity Compensation

Note 14 - Equity Compensation	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	14. The Omnibus Equity Plan permits the award of up to 340,000 shares to the Company’s employees to promote the long-term financial success of the Company, increasing shareholder value by providing employees the opportunity to acquire an ownership interest in the Company and enabling the Company and its related entities to attract and retain the services of those upon whom the successful conduct of business depends. In the first three 2021 not first three 2020 first three 2021 2020 March 31, 2021 one three Granted shares are awarded upon a combination of service and achievement of performance objectives derived from one three three The following is the activity under the Omnibus Equity Plan during the three March 31, 2021 Weighted Average Grant Date Fair Shares Value Nonvested at January 1, 2021 51,456 $ 16.29 Granted — — Vested (15,853 ) 15.85 Forfeited — — Nonvested at March 31, 2021 35,603 $ 16.50 The Director Equity Plan permits the award of up to 113,000 shares to nonemployee directors to promote the long-term financial success of the Company, increasing shareholder value by enabling the Company and its related entities to attract and retain the services of those directors upon whom the successful conduct of business depends. There were not first three 2021 first three 2020 first three 2021 not first three 2020

Note 15 - Risks and Uncertainti

Note 15 - Risks and Uncertainties	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Effect of Covid-19 Pandemic [Text Block]	Note 15. The impact of the COVID- 19 19

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	In June 2016, 2016 13, first December 15, 2022, one first one In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	(Amounts in thousands) Gross Gross Unrealized Unrealized March 31, 2021 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 89,661 $ 3,841 $ 269 $ 93,233 U.S. Government-sponsored mortgage-backed securities 64,607 742 476 64,873 U.S. Government-sponsored collateralized mortgage obligations 3,993 80 3 4,070 U.S. Government-guaranteed small business administration pools 4,884 84 1 4,967 Total investment securities available-for-sale $ 163,145 $ 4,747 $ 749 $ 167,143 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) Gross Gross Unrealized Unrealized December 31, 2020 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031
Investments Classified by Contractual Maturity Date [Table Text Block]	(Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 3,565 3,624 Due after five years through ten years 1,706 1,755 Due after ten years 89,274 92,821 Total 94,545 98,200 U.S. Government-sponsored mortgage-backed and related securities 68,600 68,943 Total investment securities available-for-sale $ 163,145 $ 167,143
Schedule of Realized Gain (Loss) [Table Text Block]	(Amounts in thousands) Three Months Ended March 31, 2021 2020 Proceeds on securities sold $ 12,200 $ — Gross realized gain 94 — Gross realized losses 23 —
Schedule of Unrealized Loss on Investments [Table Text Block]	(Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ 8,489 $ 269 $ — $ — $ 8,489 $ 269 U.S. Government-sponsored mortgage-backed securities 28,259 476 — — 28,259 476 U.S. Government-sponsored collateralized mortgage obligations 711 3 — — 711 3 U.S. Government-guaranteed small business administration pools 688 1 — — 688 1 Total $ 38,147 $ 749 $ — $ — $ 38,147 $ 749 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ — $ — $ — $ — $ — $ — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Amounts in thousands) March 31, 2021 December 31, 2020 Balance % Balance % Commercial $ 100,614 19.4 $ 132,419 23.8 Commercial real estate 311,211 60.0 317,537 57.0 Residential real estate 79,663 15.4 79,169 14.2 Consumer - home equity 23,677 4.5 24,062 4.3 Consumer - other 3,453 0.7 3,573 0.7 Total loans $ 518,618 100.0 $ 556,760 100.0
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan charge-offs — — — — (38 ) (38 ) Recoveries — — — 1 38 39 Net loan recoveries (charge-offs) — — — 1 — 1 Provision charged to operations (322 ) 343 (1 ) (2 ) (18 ) — Balance at end of period $ 1,575 $ 3,869 $ 374 $ 100 $ 102 $ 6,020 (Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (1 ) — — — (36 ) (37 ) Recoveries 19 — 25 — 15 59 Net loan recoveries (charge-offs) 18 — 25 — (21 ) 22 Provision charged to operations 77 464 42 (1 ) 18 600 Balance at end of period $ 1,851 $ 2,594 $ 401 $ 103 $ 138 $ 5,087 (Amounts in thousands) Commercial Residential Consumer - Consumer - March 31, 2021 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 996 3,869 374 100 102 5,441 Total ending allowance balance $ 1,575 $ 3,869 $ 374 $ 100 $ 102 $ 6,020 Loan Portfolio: Individually evaluated for impairment $ 4,524 $ 2,794 $ — $ — $ — $ 7,318 Collectively evaluated for impairment 96,090 308,417 79,663 23,677 3,453 511,300 Total ending loans balance $ 100,614 $ 311,211 $ 79,663 $ 23,677 $ 3,453 $ 518,618 (Amounts in thousands) Commercial Residential Consumer - Consumer - December 31, 2020 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loans balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) Commercial Commercial real estate March 31, 2021 Pass $ 87,242 $ 279,182 Special Mention 2,451 14,847 Substandard 10,921 17,182 Ending Balance $ 100,614 $ 311,211 (Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537
Financing Receivable, Performance Status [Table Text Block]	(Amounts in thousands) Residential real estate Consumer - home equity Consumer - other March 31, 2021 Performing $ 79,231 $ 23,552 $ 3,453 Nonperforming 432 125 — Total $ 79,663 $ 23,677 $ 3,453 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573
Financing Receivable, Nonaccrual [Table Text Block]	(Amounts in thousands) March 31, December 31, 2021 2020 Commercial $ 889 $ 889 Commercial real estate 802 404 Residential real estate 432 485 Consumer: Consumer - home equity 125 130 Consumer - other — — Total $ 2,248 $ 1,908
Financing Receivable, Past Due [Table Text Block]	(Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing March 31, 2021 Commercial $ — $ — $ 889 $ 889 $ 99,725 $ 100,614 $ — Commercial real estate — — 521 521 310,690 311,211 — Residential real estate 45 — 393 438 79,225 79,663 — Consumer: Consumer - home equity — — 55 55 23,622 23,677 — Consumer - other 6 — — 6 3,447 3,453 — Total $ 51 $ — $ 1,858 $ 1,909 $ 516,709 $ 518,618 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ —
Impaired Financing Receivables [Table Text Block]	(Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance March 31, 2021 With no related allowance recorded: Commercial $ 3,714 $ 4,579 $ — Commercial real estate 2,794 2,794 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,524 $ 5,389 $ 579 Commercial real estate $ 2,794 $ 2,794 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2021 With no related allowance recorded: Commercial $ 3,734 $ 36 Commercial real estate 2,536 35 With an allowance recorded: Commercial 810 — Commercial real estate — — Total: Commercial $ 4,544 $ 36 Commercial real estate $ 2,536 $ 35 (Amounts in thousands) Three Months Ended Average Recorded Interest Income Investment Recognized March 31, 2020 With no related allowance recorded: Commercial $ 3,888 $ 38 Commercial real estate 2,911 42 With an allowance recorded: Commercial 927 — Commercial real estate — — Total: Commercial $ 4,815 $ 38 Commercial real estate $ 2,911 $ 42

Note 6 - Earnings Per Share a_2

Note 6 - Earnings Per Share and Capital Transactions (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table Text Block]	Three Months Ended March 31, 2021 2020 Net income (amounts in thousands) $ 2,766 $ 1,371 Weighted average common shares outstanding 4,172,086 4,231,589 Net effect of dilutive common share equivalents 19,524 14,530 Adjusted average shares outstanding-dilutive 4,191,610 4,246,119 Basic earnings per share $ 0.66 $ 0.32 Diluted earnings per share $ 0.66 $ 0.32

Note 8 - Commitments (Tables)

Note 8 - Commitments (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Line of Credit Facilities [Table Text Block]	(Amounts in thousands) March 31, December 31, 2021 2020 Commitments to extend credit: Fixed rate $ 43,975 $ 25,201 Variable rate 78,817 78,706 Standby letters of credit 1,570 3,870
Summary of Overdraft Protection [Table Text Block]	(Amounts in thousands) March 31, December 31, 2021 2020 Overdraft protection available on depositors' accounts $ 7,891 $ 8,010 Balance of overdrafts included in loans 37 137 Average daily balance of overdrafts 291 365 Average daily balance of overdrafts as a percentage of available 3.69 % 4.56 %
Schedule of Interest Rate Derivatives [Table Text Block]	(Amounts in thousands) Notional Amount Fair Value March 31, December 31, March 31, December 31, 2021 2020 Interest Rate Paid Interest Rate Received 2021 2020 Customer interest rate swap Maturing in 2025 $ 4,067 $ 4,167 1 Mo. Libor + Margin Fixed $ 228 $ 292 Maturing in 2026 1,660 1,694 1 Mo. Libor + Margin Fixed 67 105 Maturing in 2027 12,801 12,918 1 Mo. Libor + Margin Fixed 928 1,408 Maturing in 2028 4,946 5,953 1 Mo. Libor + Margin Fixed 607 958 Maturing in 2029 3,590 3,627 1 Mo. Libor + Margin Fixed 94 282 Maturing in 2030 — 17,602 1 Mo. Libor + Margin Fixed — 646 Maturing in 2032 2,467 2,509 1 Mo. Libor + Margin Fixed 59 170 Maturing in 2033 1,089 1,095 1 Mo. Libor + Margin Fixed 66 156 Third party interest rate swap Maturing in 2030 19,597 — Fixed 1 Mo. Libor + Margin 331 — Total $ 50,217 $ 49,565 $ 2,380 $ 4,017 Third party interest rate swap Maturing in 2025 $ 4,067 $ 4,167 Fixed 1 Mo. Libor + Margin $ (228 ) $ (292 ) Maturing in 2026 1,660 1,694 Fixed 1 Mo. Libor + Margin (67 ) (105 ) Maturing in 2027 12,801 12,918 Fixed 1 Mo. Libor + Margin (928 ) (1,408 ) Maturing in 2028 4,946 5,953 Fixed 1 Mo. Libor + Margin (607 ) (958 ) Maturing in 2029 3,590 3,627 Fixed 1 Mo. Libor + Margin (94 ) (282 ) Maturing in 2030 — 17,602 Fixed 1 Mo. Libor + Margin — (646 ) Maturing in 2032 2,467 2,509 Fixed 1 Mo. Libor + Margin (59 ) (170 ) Maturing in 2033 1,089 1,095 Fixed 1 Mo. Libor + Margin (66 ) (156 ) Customer interest rate swap Maturing in 2030 19,597 — 1 Mo. Libor + Margin Fixed (331 ) — Total $ 50,217 $ 49,565 $ (2,380 ) $ (4,017 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	(Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value March 31, 2021 Interest rate derivatives Other assets $ 2,380 Other liabilities $ 2,380 December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017

Note 9 - Fair Value of Assets_2

Note 9 - Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value Measurements at March 31, 2021 Using March 31, Description 2021 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 93,233 $ — $ 93,233 $ — U.S. Government-sponsored mortgage-backed securities 64,873 — 64,873 — U.S. Government-sponsored collateralized mortgage obligations 4,070 — 4,070 — U.S. Government-guaranteed small business administration pools 4,967 — 4,967 — Loans held for sale 6,577 6,577 — — Interest rate derivatives 2,380 — 2,380 — LIABILITIES Interest rate derivatives $ 2,380 $ — $ 2,380 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2020 Using December 31, Description 2020 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 88,081 $ — $ 88,081 $ — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ —
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Amounts in thousands) Fair value at March 31, Valuation Significant Unobservable 2021 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, Valuation Significant Unobservable 2020 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )%
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) March 31, 2021 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 47,277 $ 47,277 $ — $ — $ 47,277 Net loans 512,598 — — 515,259 515,259 Bank-owned life insurance 21,279 21,279 — — 21,279 Accrued interest receivable 2,370 2,370 — — 2,370 LIABILITIES: Demand, savings and money market deposits $ 596,031 $ 596,031 $ — $ — $ 596,031 Time deposits 84,280 — — 85,188 85,188 Securities sold under agreements to repurchase 1,793 1,793 — — 1,793 Federal Home Loan Bank advances - long term 10,000 — — 10,208 10,208 Subordinated debt 5,155 — — 5,149 5,149 Accrued interest payable 211 211 — — 211 (Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Securities sold under agreements to repurchase 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283

Note 10 - Accumulated Other C_2

Note 10 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Amounts in thousands) Three Months Ended March 31, 2021 2020 Unrealized Unrealized gains gains (losses) on Change in (losses) on Change in available- pension and available- pension and for-sale postretirement for-sale postretirement securities (a) obligations (a) securities (a) obligations (a) Beginning balance $ 4,909 $ (42 ) $ 1,107 $ 61 Other comprehensive income (loss) before reclassification (1,695 ) 1 1,237 (4 ) Amount reclassified from accumulated other comprehensive income or loss (56 ) — — — Total other comprehensive income (loss) (1,751 ) 1 1,237 (4 ) Ending balance $ 3,158 $ (41 ) $ 2,344 $ 57
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Amounts in thousands) Three Months Ended March 31, 2021 2020 Amount Amount reclassified reclassified from from Affected line accumulated accumulated item in the other other Consolidated comprehensive comprehensive Statements income or loss (a) income or loss (a) of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ 71 $ — Investment securities available-for-sale gains (losses), net Tax effect (15 ) — Federal income tax expense $ 56 $ —

Note 11 - Post-retirement Obl_2

Note 11 - Post-retirement Obligations (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Changes in Accumulated Postemployment Benefit Obligations [Table Text Block]	(Amounts in thousands) Three Months Ended March 31, 2021 2020 Beginning balance $ 911 $ 745 Expense recorded 8 9 Other comprehensive (income) loss recorded (1 ) 4 Ending balance $ 918 $ 758

Note 13 - Securities Sold Und_2

Note 13 - Securities Sold Under Agreements to Repurchase (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Repurchase Agreements [Table Text Block]	(Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At March 31, At December 31, 2021 2020 Remaining Contractual Maturity of the Agreements Overnight and Overnight and Continuous Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 3,807 $ 4,065 Total collateral carrying value $ 3,807 $ 4,065 Total repurchase agreements $ 1,793 $ 1,488

Note 14 - Equity Compensation (

Note 14 - Equity Compensation (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Average Grant Date Fair Shares Value Nonvested at January 1, 2021 51,456 $ 16.29 Granted — — Vested (15,853 ) 15.85 Forfeited — — Nonvested at March 31, 2021 35,603 $ 16.50

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Pledged Financial Instruments, Not Separately Reported, Securities, Total	$ 68,100	$ 74,300
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	20	7
Other than Temporary Impairment Losses, Investments, Total	$ 0

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Summary of Investment Securities Available-for-sale and Regulatory Stock (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Investment securities available-for-sale, amortized cost	$ 163,145	$ 161,662
Investment securities available-for-sale, gross unrealized gains	4,747	6,312
Investment securities available-for-sale, gross unrealized losses	749	99
Investment securities available-for-sale, fair value	167,143	167,875
Federal Home Loan Bank (FHLB) stock	2,805	2,805
Federal Reserve Bank (FRB) stock	226	226
Total regulatory stock	3,031	3,031
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale, amortized cost	89,661	83,007
Investment securities available-for-sale, gross unrealized gains	3,841	5,074
Investment securities available-for-sale, gross unrealized losses	269	0
Investment securities available-for-sale, fair value	93,233	88,081
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale, amortized cost	64,607	68,677
Investment securities available-for-sale, gross unrealized gains	742	1,015
Investment securities available-for-sale, gross unrealized losses	476	96
Investment securities available-for-sale, fair value	64,873	69,596
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale, amortized cost	3,993	4,680
Investment securities available-for-sale, gross unrealized gains	80	91
Investment securities available-for-sale, gross unrealized losses	3	3
Investment securities available-for-sale, fair value	4,070	4,768
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale, amortized cost	4,884	5,298
Investment securities available-for-sale, gross unrealized gains	84	132
Investment securities available-for-sale, gross unrealized losses	1	0
Investment securities available-for-sale, fair value	$ 4,967	$ 5,430

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Due in one year or less, amortized cost	$ 0
Due in one year or less, fair value	0
Due after one year through five years, amortized cost	3,565
Due after one year through five years, fair value	3,624
Due after five years through ten years, amortized cost	1,706
Due after five years through ten years, fair value	1,755
Due after ten years, amortized cost	89,274
Due after ten years, fair value	92,821
Total, amortized cost	94,545
Total, fair value	98,200
U.S. Government-sponsored mortgage-backed and related securities, amortized cost	68,600
U.S. Government-sponsored mortgage-backed and related securities, fair value	68,943
Total investment securities available-for-sale, amortized cost	163,145	$ 161,662
Total investment securities available for sale, fair value	$ 167,143	$ 167,875

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Proceeds, Gains and Losses Realized (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Proceeds on securities sold	$ 12,200	$ 0
Gross realized gain	94	0
Gross realized losses	$ 23	$ 0

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Summary of the Fair Value of Available-for-sale Securities with Unrealized Losses and an Aging of Those Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Less than 12 Months Fair Value	$ 38,147	$ 21,822
Less than 12 Months Unrealized Losses	749	99
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	38,147	21,822
Total Unrealized Losses	749	99
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months Fair Value	8,489	0
Less than 12 Months Unrealized Losses	269	0
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	8,489	0
Total Unrealized Losses	269	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 Months Fair Value	28,259	21,028
Less than 12 Months Unrealized Losses	476	96
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	28,259	21,028
Total Unrealized Losses	476	96
Collateralized Mortgage Obligations [Member]
Less than 12 Months Fair Value	711	794
Less than 12 Months Unrealized Losses	3	3
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	711	794
Total Unrealized Losses	3	3
US Government Small Business Administration Securities [Member]
Less than 12 Months Fair Value	688	0
Less than 12 Months Unrealized Losses	1	0
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	688	0
Total Unrealized Losses	$ 1	$ 0

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Interest and Fee Income, Loans and Leases, Total	$ 6,145,000	$ 6,054,000
Number of Days Loans are Past Due to be on Non-accrual Status (Day)	90 days
Financing Receivable, Modifications, Number of Contracts	0
Maximum Number of Days Past Due on Contractual Payments for Borrower not Experiencing Financial Difficulty (Day)	30 days
Financing Receivable, Prior Modifications, Number of Contracts, Returned to Full Payments			121
Financing Receivable, Prior Modifications, Aggregating Amount, Returned to Full Payment Status			$ 107,000,000
Commercial Portfolio Segment [Member]
Increase (Decrease) in Finance Receivables	$ 24,100,000
Financing Receivable, Number of Payment Deferrals	6		6
Financing Receivable, Deferred Payments	$ 15,600,000		$ 15,600,000
Commercial Portfolio Segment [Member] | Minimum [Member]
Financing Receivable, Deferred Payments Period (Day)	90 days
Commercial Portfolio Segment [Member] | Maximum [Member]
Financing Receivable, Deferred Payments Period (Day)	180 days
SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable Loans Originated Amount	$ 22,000,000			$ 56,300,000
Loans and Leases Receivable, Gross, Total	$ 47,200,000		47,200,000	45,300,000
Loan Forgiveness Period (Week)	168 days
Loans and Leases Receivable, Deferred Income, Total	$ 948,000		$ 948,000	$ 2,200,000
Interest and Fee Income, Loans and Leases, Total	$ 460,000	$ 0

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Loan Losses - Composition of Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 518,618	$ 556,760
Total loans, percentage	100.00%	100.00%
Commercial Portfolio Segment [Member]
Total loans (Note 4)	$ 100,614	$ 132,419
Total loans, percentage	19.40%	23.80%
Commercial Real Estate Portfolio Segment [Member]
Total loans (Note 4)	$ 311,211	$ 317,537
Total loans, percentage	60.00%	57.00%
Residential Portfolio Segment [Member]
Total loans (Note 4)	$ 79,663	$ 79,169
Total loans, percentage	15.40%	14.20%
Consumer Portfolio Segment [Member]
Total loans (Note 4)	$ 311,211	$ 317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	$ 23,677	$ 24,062
Total loans, percentage	4.50%	4.30%
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	$ 3,453	$ 3,573
Total loans, percentage	0.70%	0.70%

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Loan Losses - Analysis of Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Balance at beginning of period	$ 6,019	$ 4,465
Loan charge-offs	(38)	(37)
Recoveries	39	59
Net loan recoveries (charge-offs)	1	22
Provision charged to operations	0	600
Individually evaluated for impairment	579		$ 579
Collectively evaluated for impairment	5,441		5,440
Balance	6,020	5,087
Individually evaluated for impairment	7,318		7,012
Collectively evaluated for impairment	511,300		549,748
Total ending loans balance	518,618
Commercial Portfolio Segment [Member]
Balance at beginning of period	1,897	1,756
Loan charge-offs	0	(1)
Recoveries	0	19
Net loan recoveries (charge-offs)	0	18
Provision charged to operations	(322)	77
Individually evaluated for impairment	579		579
Collectively evaluated for impairment	996		1,318
Balance	1,575	1,851
Individually evaluated for impairment	4,524		4,584
Collectively evaluated for impairment	96,090		127,835
Total ending loans balance	100,614
Commercial Real Estate Portfolio Segment [Member]
Balance at beginning of period	3,526	2,130
Loan charge-offs	0	0
Recoveries	0	0
Net loan recoveries (charge-offs)	0	0
Provision charged to operations	343	464
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	3,869		3,526
Balance	3,869	2,594
Individually evaluated for impairment	2,794		2,428
Collectively evaluated for impairment	308,417		315,109
Total ending loans balance	311,211
Residential Portfolio Segment [Member]
Balance at beginning of period	375	334
Loan charge-offs	0	0
Recoveries	0	25
Net loan recoveries (charge-offs)	0	25
Provision charged to operations	(1)	42
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	374		375
Balance	374	401
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	79,663		79,169
Total ending loans balance	79,663
Consumer Portfolio Segment [Member]
Total ending loans balance	311,211
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Balance at beginning of period	101	104
Loan charge-offs	0	0
Recoveries	1	0
Net loan recoveries (charge-offs)	1	0
Provision charged to operations	(2)	(1)
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	100		101
Balance	100	103
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	23,677		24,062
Total ending loans balance	23,677
Consumer Portfolio Segment [Member] | Other Loan [Member]
Balance at beginning of period	120	141
Loan charge-offs	(38)	(36)
Recoveries	38	15
Net loan recoveries (charge-offs)	0	(21)
Provision charged to operations	(18)	18
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	102		120
Balance	102	$ 138
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	3,453		$ 3,573
Total ending loans balance	$ 3,453

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Loan Losses - Summary of Credit Quality Indicators by Internally Assigned Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 518,618	$ 556,760
Commercial Portfolio Segment [Member]
Total loans (Note 4)	100,614	132,419
Consumer Portfolio Segment [Member]
Total loans (Note 4)	311,211	317,537
Pass [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	87,242	119,689
Pass [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	279,182	285,086
Special Mention [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	2,451	2,506
Special Mention [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	14,847	15,453
Substandard [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	10,921	10,224
Substandard [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	$ 17,182	$ 16,998

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Loan Losses - Summary of Consumer Credit Exposure (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 518,618	$ 556,760
Residential Portfolio Segment [Member]
Total loans (Note 4)	79,663	79,169
Consumer Portfolio Segment [Member]
Total loans (Note 4)	311,211	317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	23,677	24,062
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	3,453	3,573
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 4)	79,231	78,684
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	23,552	23,932
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	3,453	3,573
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 4)	432	485
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	125	130
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	$ 0	$ 0

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Loan Losses - Summary of Classes of Loans on Non-accrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total nonaccrual loans	$ 2,248	$ 1,908
Commercial Portfolio Segment [Member]
Total nonaccrual loans	889	889
Commercial Real Estate Portfolio Segment [Member]
Total nonaccrual loans	802	404
Residential Portfolio Segment [Member]
Total nonaccrual loans	432	485
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total nonaccrual loans	125	130
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total nonaccrual loans	$ 0	$ 0

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Loan Losses - Aging Analysis of the Recorded Investment of past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Past due	$ 1,909	$ 1,528
Current	516,709	555,232
Total loans (Note 4)	518,618	556,760
Recorded investment greater than 90 days and accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	51	38
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	33
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	1,858	1,457
Commercial Portfolio Segment [Member]
Past due	889	889
Current	99,725	131,530
Total loans (Note 4)	100,614	132,419
Recorded investment greater than 90 days and accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	889	889
Commercial Real Estate Portfolio Segment [Member]
Past due	521	115
Current	310,690	317,422
Total loans (Note 4)	311,211	317,537
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	521	115
Residential Portfolio Segment [Member]
Past due	438	431
Current	79,225	78,738
Total loans (Note 4)	79,663	79,169
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	45	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	33
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	393	398
Consumer Portfolio Segment [Member]
Total loans (Note 4)	311,211	317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Past due	55	84
Current	23,622	23,978
Total loans (Note 4)	23,677	24,062
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Other Loan [Member]
Past due	6	9
Current	3,447	3,564
Total loans (Note 4)	3,453	3,573
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Past due	0	29
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Loan [Member]
Past due	6	9
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Loan [Member]
Past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Past due	55	55
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Loan [Member]
Past due	$ 0	$ 0

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Commercial Portfolio Segment [Member]
Recorded investment, with no allowance recorded	$ 3,714		$ 3,774
Unpaid principal balance, with no allowance recorded	4,579		4,700
Recorded investment, with an allowance recorded	810		810
Unpaid principal balance, with an allowance recorded	810		810
Related allowance	579		579
Recorded investment	4,524		4,584
Unpaid principal balance	5,389		5,510
Average recorded investment, with no allowance recorded	3,734	$ 3,888
Interest income recognized, with no allowance recorded	36	38
Average recorded investment, with an allowance recorded	810	927
Interest income recognized, with an allowance recorded	0	0
Average recorded investment	4,544	4,815
Interest income recognized	36	38
Commercial Real Estate Portfolio Segment [Member]
Recorded investment, with no allowance recorded	2,794		2,428
Unpaid principal balance, with no allowance recorded	2,794		2,428
Recorded investment, with an allowance recorded	0		0
Unpaid principal balance, with an allowance recorded	0		0
Related allowance	0		0
Recorded investment	2,794		2,428
Unpaid principal balance	2,794		$ 2,428
Average recorded investment, with no allowance recorded	2,536	2,911
Interest income recognized, with no allowance recorded	35	42
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Average recorded investment	2,536	2,911
Interest income recognized	$ 35	$ 42

Note 6 - Earnings Per Share a_3

Note 6 - Earnings Per Share and Capital Transactions - Computation of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 2,766	$ 1,371
Weighted average common shares outstanding (in shares)	4,172,086	4,231,589
Net effect of dilutive common share equivalents (in shares)	19,524	14,530
Adjusted average shares outstanding-dilutive (in shares)	4,191,610	4,246,119
Basic earnings per share (in dollars per share)	$ 0.66	$ 0.32
Diluted earnings per share (in dollars per share)	$ 0.66	$ 0.32

Note 7 - Subordinated Debt (Det

Note 7 - Subordinated Debt (Details Textual) - USD ($)	1 Months Ended
	Jul. 31, 2007	Mar. 31, 2021	Dec. 31, 2020
Trust Common Securities [Member]
Investment in Securities	$ 155,000
Trust Formed by Company [Member]
Floating Rate Trust Preferred Securities, Issued During Period	$ 5,000,000
Securities, Interest Rate, Effective Percentage		1.63%	1.67%
Trust Formed by Company [Member] | London Interbank Offered Rate (LIBOR) [Member]
Securities, Basis Spread on Variable Rate	1.45%

Note 8 - Commitments (Details T

Note 8 - Commitments (Details Textual) $ in Millions	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Securities Owned and Pledged as Collateral	3	4
Security Owned and Pledged as Collateral, Fair Value, Total	$ 3.6	$ 4.7

Note 8 - Commitments - Summary

Note 8 - Commitments - Summary of Contractual Commitments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fixed Rate Commitments to Extend Credit [Member]
Commitments	$ 43,975	$ 25,201
Variable Rate Commitments to Extend Credit [Member]
Commitments	78,817	78,706
Financial Standby Letter of Credit [Member]
Commitments	$ 1,570	$ 3,870

Note 8 - Commitments - Summar_2

Note 8 - Commitments - Summary of Overdraft Protection (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Overdraft protection available on depositors' accounts	$ 7,891	$ 8,010
Balance of overdrafts included in loans	37	137
Average daily balance of overdrafts	$ 291	$ 365
Average daily balance of overdrafts as a percentage of available	3.69%	4.56%

Note 8 - Commitments - Summar_3

Note 8 - Commitments - Summary of Information Regarding Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Customer Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	$ 4,067	$ 4,167
Fair Value	228	292
Customer Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,660	1,694
Fair Value	67	105
Customer Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,801	12,918
Fair Value	928	1,408
Customer Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	4,946	5,953
Fair Value	607	958
Customer Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,590	3,627
Fair Value	94	282
Customer Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	0	17,602
Fair Value	0	646
Customer Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,467	2,509
Fair Value	59	170
Customer Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,089	1,095
Fair Value	66	156
Fixed Paid Rate Third Party Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	19,597	0
Fair Value	331	0
Customer and Fixed Paid Third Party Interest Rate Swaps [Member]
Notional Amount	50,217	49,565
Fair Value	2,380	4,017
Third Party Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	4,067	4,167
Fair Value	(228)	(292)
Third Party Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,660	1,694
Fair Value	(67)	(105)
Third Party Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,801	12,918
Fair Value	(928)	(1,408)
Third Party Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	4,946	5,953
Fair Value	(607)	(958)
Third Party Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,590	3,627
Fair Value	(94)	(282)
Third Party Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	0	17,602
Fair Value	0	(646)
Third Party Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,467	2,509
Fair Value	(59)	(170)
Third Party Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,089	1,095
Fair Value	(66)	(156)
Fixed Rate Received Customer Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	19,597	0
Fixed Paid Rate Customer Interest Rate Swap Maturing in 2030 [Member]
Fair Value	(331)	0
Third Party and Fixed Paid Customer Interest Rate Swaps [Member]
Notional Amount	50,217	49,565
Fair Value	$ (2,380)	$ (4,017)

Note 8 - Commitments - Fair Val

Note 8 - Commitments - Fair Values of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Interest rate derivatives, assets	$ 2,380	$ 4,017
Interest rate derivatives, liabilities	2,380	4,017
Other Assets [Member]
Interest rate derivatives, assets	2,380	4,017
Other Liabilities [Member]
Interest rate derivatives, liabilities	$ 2,380	$ 4,017

Note 9 - Fair Value of Assets_3

Note 9 - Fair Value of Assets and Liabilities - Assets Reported on the Consolidated Balance Sheets, on a Recurring Basis, at Their Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Investment securities available-for-sale (Note 3)	$ 167,143	$ 167,875
Loans held for sale	6,577	6,876
Interest rate derivatives	2,380	4,017
Interest rate derivatives	2,380	4,017
Fair Value, Inputs, Level 1 [Member]
Loans held for sale	6,577	6,876
Interest rate derivatives	0	0
Interest rate derivatives	0	0
Fair Value, Inputs, Level 2 [Member]
Loans held for sale	0	0
Interest rate derivatives	2,380	4,017
Interest rate derivatives	2,380	4,017
Fair Value, Inputs, Level 3 [Member]
Loans held for sale	0	0
Interest rate derivatives	0	0
Interest rate derivatives	0	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale (Note 3)	93,233	88,081
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	93,233	88,081
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale (Note 3)	64,873	69,596
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	64,873	69,596
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale (Note 3)	4,070	4,768
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	4,070	4,768
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale (Note 3)	4,967	5,430
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	4,967	5,430
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	$ 0	$ 0

Note 9 - Fair Value of Assets_4

Note 9 - Fair Value of Assets and Liabilities - Quantitative Information about the Level 3 Significant Inputs (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Impaired loans	$ 231	$ 231
Valuation Technique, Appraisal of Collateral [Member]
Range of Inputs	(0.10)	(0.10)
Valuation Technique, Appraisal of Collateral [Member] | Measurement Input, Appraisal Adjustments [Member]
Range of Inputs	(0.76)	(0.76)

Note 9 - Fair Value of Assets_5

Note 9 - Fair Value of Assets and Liabilities - Carrying Amounts and Fair Values of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Reported Value Measurement [Member]
Cash and cash equivalents	$ 47,277	$ 36,108
Net loans	512,598	550,741
Bank-owned life insurance	21,279	21,166
Accrued interest receivable	2,370	2,436
Securities sold under agreements to repurchase	1,793	1,488
Federal Home Loan Bank advances - long term	10,000	16,000
Subordinated debt	5,155	5,155
Accrued interest payable	211	283
Federal Home Loan Bank advances - short term		2,000
Reported Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	596,031	603,446
Reported Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	84,280	97,064
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	47,277	36,108
Net loans	515,259	553,949
Bank-owned life insurance	21,279	21,166
Accrued interest receivable	2,370	2,436
Securities sold under agreements to repurchase	1,793	1,488
Federal Home Loan Bank advances - long term	10,208	16,326
Subordinated debt	5,149	4,938
Accrued interest payable	211	283
Federal Home Loan Bank advances - short term		2,002
Estimate of Fair Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	596,031	603,446
Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	85,188	98,227
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	47,277	36,108
Net loans	0	0
Bank-owned life insurance	21,279	21,166
Accrued interest receivable	2,370	2,436
Securities sold under agreements to repurchase	1,793	1,488
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	211	283
Federal Home Loan Bank advances - short term		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	596,031	603,446
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Net loans	0	0
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Federal Home Loan Bank advances - short term		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Net loans	515,259	553,949
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances - long term	10,208	16,326
Subordinated debt	5,149	4,938
Accrued interest payable	0	0
Federal Home Loan Bank advances - short term		2,002
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	$ 85,188	$ 98,227

Note 10 - Accumulated Other C_3

Note 10 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2021	Mar. 31, 2020
Balance		$ 81,005
Total other comprehensive (loss) income		(1,750)	$ 1,233
Balance		81,096	73,209
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	[1]	4,909	1,107
Other comprehensive income (loss) before reclassification	[1]	(1,695)	1,237
Amount reclassified from accumulated other comprehensive income or loss		(56)	0
Total other comprehensive (loss) income		(1,751)	1,237
Balance	[1]	3,158	2,344
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Balance	[1]	(42)	61
Other comprehensive income (loss) before reclassification	[1]	1	(4)
Amount reclassified from accumulated other comprehensive income or loss		0	0
Total other comprehensive (loss) income		1	(4)
Balance	[1]	$ (41)	$ 57
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Note 10 - Accumulated Other C_4

Note 10 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Tax effect	$ 481	$ 206
Net Income (Loss) Attributable to Parent, Total	2,766	1,371
Reclassification out of Accumulated Other Comprehensive Income [Member]
Tax effect	(15)	0
Net Income (Loss) Attributable to Parent, Total	56	0
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized gains (losses) on available-for-sale securities	$ 71	$ 0

Note 11 - Post-retirement Obl_3

Note 11 - Post-retirement Obligations - Changes in Accumulated Liability (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Balance	$ 911	$ 745
Expense recorded	8	9
Other comprehensive (income) loss recorded	(1)	4
Balance	$ 918	$ 758

Note 12 - Stock Repurchase Pr_2

Note 12 - Stock Repurchase Program (Details Textual) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Jan. 19, 2021	Dec. 31, 2020	Mar. 17, 2020	Dec. 17, 2019
Common Stock, Shares, Outstanding, Ending Balance (in shares)	4,213,429			4,223,153
Stock Repurchase Plan on December 17, 2019 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)					300,000	200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding						4.60%
Common Stock, Shares, Outstanding, Ending Balance (in shares)						4,323,822
Stock Repurchase Plan, Number of Additional Shares Authorized to be Repurchased (in shares)					100,000
Treasury Stock, Shares, Acquired (in shares)		146,318
Stock Repurchase Plan on January 19, 2021 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)			200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding			4.70%
Common Stock, Shares, Outstanding, Ending Balance (in shares)			4,223,153
Treasury Stock, Shares, Acquired (in shares)	9,724
Stock Repurchase Program, Remaining Authorized Repurchase Amount	$ 4.2

Note 13 - Securities Sold Und_3

Note 13 - Securities Sold Under Agreements to Repurchase - Repurchase Agreements (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total collateral carrying value	$ 3,807	$ 4,065
Securities sold under agreements to repurchase (Note 13)	1,793	1,488
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total collateral carrying value	$ 3,807	$ 4,065

Note 14 - Equity Compensation_2

Note 14 - Equity Compensation (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Omnibus Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	0
Omnibus Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	340,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	0	47,567
Share-based Payment Arrangement, Expense	$ 82,000	$ 129,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 498,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Month)	21 months
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	1 year
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
Director Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	113,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	0	2,684
Share-based Payment Arrangement, Expense	$ 0	$ 43,000

Note 14 - Equity Compensation -

Note 14 - Equity Compensation - Activity Under the Omnibus Equity Plan (Details) - Omnibus Equity Plan [Member]	3 Months Ended
	Mar. 31, 2021$ / sharesshares
Nonvested, shares (in shares) | shares	51,456
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 16.29
Granted, shares (in shares) | shares	0
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Vested, shares (in shares) | shares	(15,853)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 15.85
Forfeited, shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Nonvested, shares (in shares) | shares	35,603
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 16.50