Cortland Bancorp (CLDB) 10-Q 5 Aug 21 2021 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Jul. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0000774569
Entity Registrant Name	CORTLAND BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	001-38827
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1451118
Entity Address, Address Line One	194 West Main Street
Entity Address, City or Town	Cortland
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44410
City Area Code	330
Local Phone Number	637-8040
Title of 12(b) Security	Common stock, No Par Value
Trading Symbol	CLDB
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,256,187

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 8,839	$ 9,728
Interest-earning deposits	64,426	26,380
Total cash and cash equivalents	73,265	36,108
Investment securities available-for-sale (Note 3)	171,313	167,875
Regulatory stock (Note 3)	3,031	3,031
Loans held for sale	3,519	6,876
Total loans (Note 4)	491,986	556,760
Less allowance for loan losses (Note 4)	(5,979)	(6,019)
Net loans	486,007	550,741
Premises and equipment	11,263	11,693
Bank-owned life insurance	21,394	21,166
Other assets	23,206	23,815
Total assets	792,998	821,305
LIABILITIES
Noninterest-bearing deposits	222,527	198,499
Interest-bearing deposits	455,106	502,011
Total deposits	677,633	700,510
Securities sold under agreements to repurchase (Note 13)	2,897	1,488
Federal Home Loan Bank advances - short term	0	2,000
Federal Home Loan Bank advances - long term	10,000	16,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	14,090	15,147
Total liabilities	709,775	740,300
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2021 and 2020; outstanding shares, 4,256,187 in 2021 and 4,223,153 in 2020	23,641	23,641
Additional paid-in capital	21,087	21,238
Retained earnings	45,185	41,863
Accumulated other comprehensive income (Note 10)	3,892	4,867
Treasury stock, at cost, 472,080 shares in 2021 and 505,114 in 2020	(10,582)	(10,604)
Total shareholders’ equity	83,223	81,005
Total liabilities and shareholders’ equity	$ 792,998	$ 821,305

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Jun. 30, 2021	Dec. 31, 2020
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	4,728,267	4,728,267
Common stock, shares outstanding (in shares)	4,256,187	4,223,153
Treasury stock, shares (in shares)	472,080	505,114

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 5,820	$ 5,767	$ 11,965	$ 11,821
Interest and dividends on investment securities:
Taxable interest	187	306	386	643
Nontaxable interest	578	507	1,142	974
Dividends	21	24	35	40
Other interest income	16	14	26	70
Total interest and dividend income	6,622	6,618	13,554	13,548
INTEREST EXPENSE
Deposits	366	883	840	1,979
Securities sold under agreements to repurchase	1	2	2	3
Federal Home Loan Bank advances - short term	0	4	4	4
Federal Home Loan Bank advances - long term	23	88	56	175
Subordinated debt	21	27	43	68
Total interest expense	411	1,004	945	2,229
Net interest income	6,211	5,614	12,609	11,319
PROVISION FOR LOAN LOSSES	0	450	0	1,050
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	6,211	5,164	12,609	10,269
NON-INTEREST INCOME
Fees for customer services	541	493	1,048	1,035
Investment securities available-for-sale gains (losses), net	(15)	18	56	18
Mortgage banking gains, net	714	900	1,514	1,496
Earnings on bank-owned life insurance	115	95	228	188
Other non-interest income	110	209	403	430
Total non-interest income	1,465	1,715	3,249	3,167
NON-INTEREST EXPENSES
Salaries and employee benefits	2,758	2,463	5,602	5,229
Occupancy and equipment	615	659	1,221	1,305
State and local taxes	167	152	327	298
FDIC insurance	48	47	88	53
Professional fees	219	282	437	584
Advertising and marketing	85	35	156	92
Data processing fees	85	69	151	141
Merger expenses	263	0	263	0
Other operating expenses	1,142	871	2,072	1,856
Total non-interest expenses	5,382	4,578	10,317	9,558
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	2,294	2,301	5,541	3,878
Federal income tax expense	297	369	778	575
NET INCOME	$ 1,997	$ 1,932	$ 4,763	$ 3,303
EARNINGS PER SHARE BASIC AND DILUTED (in dollars per share)	$ 0.48	$ 0.47	$ 1.14	$ 0.79
CASH DIVIDENDS DECLARED PER SHARE (in dollars per share)	$ 0.15	$ 0.14	$ 0.34	$ 0.33

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income	$ 1,997	$ 1,932	$ 4,763	$ 3,303
Other comprehensive income (loss):
Unrealized holding gains (losses) on available-for-sale securities	961	1,521	(1,184)	3,088
Tax effect	(201)	(320)	249	(650)
Reclassification adjustment for net (gains) losses in net income	15	(18)	(56)	(18)
Tax effect	(3)	4	12	4
Total securities available-for-sale	772	1,187	(979)	2,424
Change in post-retirement obligations	3	(7)	4	(11)
Total other comprehensive income (loss)	775	1,180	(975)	2,413
Total comprehensive income	$ 2,772	$ 3,112	$ 3,788	$ 5,716

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2019		$ 23,641	$ 21,266	$ 36,187	$ 1,168	$ (7,924)
Equity compensation			(197)
Net income	$ 3,303			3,303
Cash dividend declared, $0.15 and $0.34 and $0.14 and $0.33 per share for three and six months ended June 30, 2021 and 2020				(1,405)
Other comprehensive (loss) income	2,413				2,413
Treasury shares purchased (8,314 and 4,602 shares purchased during the three months ended June 30, 2021 and 2020, respectively and 18,038 and 150,920 for the six months ended 2021 and 2020, respectively)						(3,154)
Equity compensation						474
Balance at Jun. 30, 2020	75,772		21,069	38,085	3,581	(10,604)
Balance at Mar. 31, 2020		23,641	21,314	36,745	2,401	(10,892)
Equity compensation			(245)
Net income	1,932			1,932
Cash dividend declared, $0.15 and $0.34 and $0.14 and $0.33 per share for three and six months ended June 30, 2021 and 2020				(592)
Other comprehensive (loss) income	1,180				1,180
Treasury shares purchased (8,314 and 4,602 shares purchased during the three months ended June 30, 2021 and 2020, respectively and 18,038 and 150,920 for the six months ended 2021 and 2020, respectively)						(62)
Equity compensation						350
Balance at Jun. 30, 2020	75,772		21,069	38,085	3,581	(10,604)
Balance at Dec. 31, 2020	81,005	23,641	21,238	41,863	4,867	(10,604)
Equity compensation			(151)
Net income	4,763			4,763
Cash dividend declared, $0.15 and $0.34 and $0.14 and $0.33 per share for three and six months ended June 30, 2021 and 2020				(1,441)
Other comprehensive (loss) income	(975)				(975)
Treasury shares purchased (8,314 and 4,602 shares purchased during the three months ended June 30, 2021 and 2020, respectively and 18,038 and 150,920 for the six months ended 2021 and 2020, respectively)						(392)
Equity compensation						414
Balance at Jun. 30, 2021	83,223		21,087	45,185	3,892	(10,582)
Balance at Mar. 31, 2021		$ 23,641	21,018	43,826	3,117	(10,506)
Equity compensation			69
Net income	1,997			1,997
Cash dividend declared, $0.15 and $0.34 and $0.14 and $0.33 per share for three and six months ended June 30, 2021 and 2020				(638)
Other comprehensive (loss) income	775				775
Treasury shares purchased (8,314 and 4,602 shares purchased during the three months ended June 30, 2021 and 2020, respectively and 18,038 and 150,920 for the six months ended 2021 and 2020, respectively)						(188)
Equity compensation						112
Balance at Jun. 30, 2021	$ 83,223		$ 21,087	$ 45,185	$ 3,892	$ (10,582)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Cash dividend declared, per share (in dollars per share)	$ 0.15	$ 0.14	$ 0.34	$ 0.33
Retained Earnings [Member]
Cash dividend declared, per share (in dollars per share)	$ 0.15	$ 0.34	$ 0.14	$ 0.33
Treasury Stock [Member]
Treasury stock purchased, shares (in shares)	8,314	4,602	18,038	150,920

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Net cash flow from operating activities	$ 10,345	$ 6,340
Cash flow (deficit) from investing activities
Purchases of available-for-sale securities	(32,348)	(38,074)
Proceeds from sale of available-for-sale securities	15,055	2,611
Proceeds from call, maturity and principal payments on available-for-sale securities	11,484	11,008
Purchases of regulatory stock	0	(196)
Net decrease (increase) in loans made to customers	64,734	(9,376)
Contributions to partnership funds	(791)	(381)
Purchases of premises and equipment	(21)	(532)
Net cash flow (deficit) from investing activities	58,113	(34,940)
Cash (deficit) flow from financing activities
Net (decrease) increase in deposit accounts	(22,877)	30,036
Net change in securities sold under agreements to repurchase	1,409	1,406
Net change in Federal Home Loan Bank advances - short term	(2,000)	7,000
Repayments of Federal Home Loan Bank advances - long term	(6,000)	(6,000)
Proceeds from Federal Home Loan Bank advances - long term	0	6,000
Dividends paid	(1,441)	(1,405)
Treasury shares purchased	(392)	(3,154)
Net cash (deficit) flow from financing activities	(31,301)	33,883
Net change in cash and cash equivalents	37,157	5,283
Cash and cash equivalents
Beginning of period	36,108	27,815
End of period	73,265	33,098
Supplemental disclosures:
Income taxes	950	0
Interest	1,065	2,333
Increase in ROU asset	0	205
Increase in lease liability	$ 0	$ 205

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Reclassifications	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. The accompanying unaudited consolidated financial statements of Cortland Bancorp (the Company) and the Cortland Savings and Banking Company (the Bank) have been prepared in accordance with accounting principles generally accepted in the United States (U.S. GAAP) for interim financial information and with the instructions to Form 10 10 X. not three six June 30, 2021 not may December 31, 2021 December 31, 2020 10 December 31, 2020 December 31, 2020 not Certain items contained in the 2020 2021 no

Note 2 - Authoritative Accounti

Note 2 - Authoritative Accounting Guidance	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	2. In June 2016, 2016 13, first December 15, 2022, one first one In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In May 2021, 2021 04, Earnings Per Share (Topic 260 Modifications and Extinguishments (Subtopic 470 50 Stock Compensation (Topic 718 Contracts in Entity s Own Equity (Subtopic 815 40 not December 15, 2021, not In July 2021, 2021 05, Leases (Topic 842 842 no not not 842, December 15, 2021, 842, December 15, 2021, December 15, 2022. 842 2021 05. 2021 05 842 not 842. not

Note 3 - Investment Securities

Note 3 - Investment Securities	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. Investments in debt securities are classified as held-to-maturity, available-for-sale or trading. Securities classified as held-to-maturity are those that management has the positive intent and ability to hold to maturity. Securities classified as available-for-sale are those that could be sold for liquidity, investment management, or similar reasons, even though management has no no Available-for-sale securities are carried at fair value with unrealized gains and losses recorded as a separate component of shareholders’ equity, net of tax. Realized gains or losses on dispositions are based on net proceeds and the adjusted carrying amount of securities sold, using the specific identification method. Interest income includes amortization of purchase premium or discount and is amortized on the level-yield method without anticipating payments, except for U.S. Government mortgage-backed and related securities where twelve The regulatory stock is carried at cost (its redeemable value) and the Company is required to hold such investments as a condition of membership in order to transact business with the Federal Home Loan Bank (FHLB) of Cincinnati and the Federal Reserve Bank (FRB). The stock is bought from and sold to the correspondent institutions based upon its par value. The stock cannot be traded or sold in any market and as such is classified as restricted stock, carried at cost (its redeemable value) and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the FHLB and FRB as compared to the capital stock amount and the length of time this situation has persisted, (b) commitments by the FHLB and FRB to make payments required by law or regulation and the level of such payments in relation to the operating performance, (c) the impact of legislative and regulatory changes on the customer base of the FHLB and FRB and (d) the liquidity position of the FHLB and FRB. The Company does not June 30, 2021 Securities are evaluated periodically to determine whether a decline in value is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline, along with the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not not not not The following table is a summary of investment securities available-for-sale and regulatory stock: (Amounts in thousands) Gross Gross Unrealized Unrealized June 30, 2021 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 90,491 $ 4,874 $ 107 $ 95,258 U.S. Government-sponsored mortgage-backed securities 65,474 493 473 65,494 U.S. Government-sponsored collateralized mortgage obligations 5,630 66 2 5,694 U.S. Government-guaranteed small business administration pools 4,743 126 2 4,867 Total investment securities available-for-sale $ 166,338 $ 5,559 $ 584 $ 171,313 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) Gross Gross Unrealized Unrealized December 31, 2020 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 The amortized cost and fair value of debt securities at June 30, 2021 may (Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 4,743 4,867 Due after five years through ten years 386 420 Due after ten years 90,105 94,838 Total 95,234 100,125 U.S. Government-sponsored mortgage-backed and related securities 71,104 71,188 Total investment securities available-for-sale $ 166,338 $ 171,313 The table below sets forth the proceeds, gains and losses realized on available for sale securities sold or called for the periods ended June 30, 2021 June 30, 2020 (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Proceeds on securities sold $ 2,855 $ 2,611 $ 15,055 $ 2,611 Gross realized gain 86 27 180 27 Gross realized losses 101 9 124 9 Investment securities with a carrying value of approximately $65.1 million at June 30, 2021 December 31, 2020 The following is a summary of the fair value of available-for-sale securities with unrealized losses and an aging of those unrealized losses at June 30, 2021 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ 8,757 $ 107 $ — $ — $ 8,757 $ 107 U.S. Government-sponsored mortgage-backed securities 32,764 421 2,758 52 35,522 473 U.S. Government-sponsored collateralized mortgage obligations — — 472 2 472 2 U.S. Government-guaranteed small business administration pools 623 2 — — 623 2 Total $ 42,144 $ 530 $ 3,230 $ 54 $ 45,374 $ 584 The above table comprises 23 investment securities where the fair value is less than the related amortized cost. The following is a summary of the fair value of available-for-sale securities with unrealized losses and an aging of those unrealized losses at December 31, 2020 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ — $ — $ — $ — $ — $ — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99 The above table comprises 7 investment securities where the fair value is less than the related amortized cost. The unrealized losses at June 30, 2021 not not not not not not June 30, 2021

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Financing Receivables [Text Block]	30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing June 30, 2021 Commercial $ — $ — $ 810 $ 810 $ 80,054 $ 80,864 $ — Commercial real estate 491 — 69 560 301,350 301,910 — Residential real estate 40 341 109 490 80,958 81,448 — Consumer: Consumer - home equity — — 55 55 24,150 24,205 — Consumer - other 7 — — 7 3,552 3,559 — Total $ 538 $ 341 $ 1,043 $ 1,922 $ 490,064 $ 491,986 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — An impaired loan is a loan on which, based on current information and events, it is probable that a creditor will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. • All borrowers whose loans are classified doubtful by examiners and internal loan review • All loans on non-accrual status • Any loan in foreclosure • Any loan with a specific allowance • Any loan determined to be collateral dependent for repayment • Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not June 30, 2021 December 31, 2020 three six June 30, 2021 2020 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance June 30, 2021 With no related allowance recorded: Commercial $ 3,574 $ 4,301 $ — Commercial real estate 2,302 2,302 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,384 $ 5,111 $ 579 Commercial real estate $ 2,302 $ 2,302 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2021 With no related allowance recorded: Commercial $ 3,647 $ 36 $ 3,691 $ 72 Commercial real estate 2,478 35 2,507 70 With an allowance recorded: Commercial 810 — 810 — Commercial real estate — — — — Total: Commercial $ 4,457 $ 36 $ 4,501 $ 72 Commercial real estate $ 2,478 $ 35 $ 2,507 $ 70 (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2020 With no related allowance recorded: Commercial $ 3,826 $ 40 $ 3,857 $ 78 Commercial real estate 2,723 40 2,817 82 With an allowance recorded: Commercial 812 — 869 — Commercial real estate — — — — Total: Commercial $ 4,638 $ 40 $ 4,726 $ 78 Commercial real estate $ 2,723 $ 40 $ 2,817 $ 82 " id="sjs-B4" xml:space="preserve">4. The Company, through the Bank, grants residential, consumer and commercial loans to customers located primarily in Northeastern Ohio and Western Pennsylvania. The following represents the composition of the loan portfolio for the period ending: (Amounts in thousands) June 30, 2021 December 31, 2020 Balance % Balance % Commercial $ 80,864 16.4 $ 132,419 23.8 Commercial real estate 301,910 61.4 317,537 57.0 Residential real estate 81,448 16.6 79,169 14.2 Consumer - home equity 24,205 4.9 24,062 4.3 Consumer - other 3,559 0.7 3,573 0.7 Total loans $ 491,986 100.0 $ 556,760 100.0 During 2020, 2019 19" 19 2020, first six 2021, second December 31, 2020 June 30, 2021 may In accordance with the SBA terms and conditions on these PPP loans, the Company received $948,000 in fees associated with the processing of the 2021 2020 310 20 25 2. three six June 30, 2021 none 2020. Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Company has segmented loans in the portfolio by product type. Loans are segmented into the following pools: commercial loans, commercial real estate loans, residential real estate loans and consumer loans. The pools of commercial real estate loans and commercial loans are also broken down further by industry sectors when analyzing the related pools. Using the largest concentrations as the qualifier, these industry sectors include non-residential buildings; skilled nursing and nursing care; residential real estate lessors, agents and managers; hotel and motels, and trucking. The Company also sub-segments the consumer loan portfolio into the following two These factors include, but are not Factor Considered: Risk Trend: Levels of and trends in (a) charge-offs, (b) classifications and (c) non-accruals (a) Stable, (b) Increasing, (c) Stable Trends in volume and terms Stable Changes in lending policies and procedures Stable Experience, depth and ability of management, including loan review function Stable Economic trends, including valuation of underlying collateral Increasing Concentrations of credit Increasing Effect of COVID- 19 Increasing The following factors are analyzed and applied to loans internally graded with higher credit risk in addition to the above factors for non-classified loans: Factor Considered: Risk Trend: Levels and trends in classification Increasing Declining trends in financial performance Increasing Structure and lack of performance measures Increasing Migration between risk categories Increasing The provision charged to operations can be allocated to a loan classification either as a positive or negative value as a result of any material changes to: net charge-offs or recovery which influence the historical allocation percentage, qualitative risk factors or loan balances. The following is an analysis of changes in the allowance for loan losses for the periods ended: Three Months Ended (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,574 $ 3,869 $ 375 $ 100 $ 102 $ 6,020 Loan charge-offs (31 ) (1 ) — — (22 ) (54 ) Recoveries — — — — 13 13 Net loan recoveries (charge-offs) (31 ) (1 ) — — (9 ) (41 ) Provision charged to operations 191 (162 ) — (25 ) (4 ) — Balance at end of period $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,851 $ 2,594 $ 401 $ 103 $ 138 $ 5,087 Loan charge-offs — — — — (59 ) (59 ) Recoveries — — — 1 41 42 Net loan recoveries (charge-offs) — — — 1 (18 ) (17 ) Provision charged to operations (19 ) 451 — (3 ) 21 450 Balance at end of period $ 1,832 $ 3,045 $ 401 $ 101 $ 141 $ 5,520 Six Months Ended (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan charge-offs (31 ) (1 ) — — (60 ) (92 ) Recoveries — — — 1 51 52 Net loan recoveries (charge-offs) (31 ) (1 ) — 1 (9 ) (40 ) Provision charged to operations (132 ) 181 — (27 ) (22 ) — Balance at end of period $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (1 ) — — — (95 ) (96 ) Recoveries — 19 25 1 56 101 Net loan recoveries (charge-offs) (1 ) 19 25 1 (39 ) 5 Provision charged to operations 77 896 42 (4 ) 39 1,050 Balance at end of period $ 1,832 $ 3,045 $ 401 $ 101 $ 141 $ 5,520 In response to poor economic conditions relative to the Coronavirus pandemic throughout 2020, 19 The following tables present a full breakdown by portfolio classification of the allowance for loan losses and the recorded investment in loans at June 30, 2021 December 31, 2020 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,155 3,706 375 75 89 5,400 Total ending allowance balance $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 Loan Portfolio: Individually evaluated for impairment $ 4,384 $ 2,302 $ — $ — $ — $ 6,686 Collectively evaluated for impairment 76,480 299,608 81,448 24,205 3,559 485,300 Total ending loans balance $ 80,864 $ 301,910 $ 81,448 $ 24,205 $ 3,559 $ 491,986 (Amounts in thousands) Commercial Residential Consumer - Consumer - December 31, 2020 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loans balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760 The decrease in commercial loan balances from year-end was due in part to 60 2020 first 2021. first six 2021. The following tables represent credit exposures by internally assigned grades for June 30, 2021 December 31, 2020 The Company’s internally assigned grades are as follows: • Pass • Special Mention not • Substandard not • Doubtful • Loss not not no may The following table is a summary of credit quality indicators by internally assigned grades as of June 30, 2021 December 31, 2020 (Amounts in thousands) Commercial Commercial real estate June 30, 2021 Pass $ 68,819 $ 273,148 Special Mention 1,308 12,565 Substandard 10,737 16,197 Ending Balance $ 80,864 $ 301,910 (Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537 The Company evaluates the classification of consumer, home equity and residential loans primarily on a pooled basis. If the Company becomes aware that adverse or distressed conditions exist that may The following table is a summary of consumer credit exposure as of June 30, 2021 December 31, 2020 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other June 30, 2021 Performing $ 81,317 $ 24,082 $ 3,559 Nonperforming 131 123 — Total $ 81,448 $ 24,205 $ 3,559 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573 Loans are considered to be nonperforming when they become 90 days past due or on nonaccrual status, though the Company may The following table is a summary of classes of loans on non-accrual status as of June 30, 2021 December 31, 2020 (Amounts in thousands) June 30, December 31, 2021 2020 Commercial $ 810 $ 889 Commercial real estate 342 404 Residential real estate 131 485 Consumer: Consumer - home equity 123 130 Consumer - other — — Total $ 1,406 $ 1,908 Troubled Debt Restructuring Nonperforming loans also include certain loans that have been modified in troubled debt restructurings (TDRs) where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may six There were no loans modified as TDR’s during the three six June 30, 2021 2020 On March 22, 2020, 19 not 19, December 31, 2019. 19 not As of June 30, 2021 April 2020, 19 2. The following table is an aging analysis of the recorded investment of past due loans as of June 30, 2021 December 31, 2020 (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing June 30, 2021 Commercial $ — $ — $ 810 $ 810 $ 80,054 $ 80,864 $ — Commercial real estate 491 — 69 560 301,350 301,910 — Residential real estate 40 341 109 490 80,958 81,448 — Consumer: Consumer - home equity — — 55 55 24,150 24,205 — Consumer - other 7 — — 7 3,552 3,559 — Total $ 538 $ 341 $ 1,043 $ 1,922 $ 490,064 $ 491,986 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ — An impaired loan is a loan on which, based on current information and events, it is probable that a creditor will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. • All borrowers whose loans are classified doubtful by examiners and internal loan review • All loans on non-accrual status • Any loan in foreclosure • Any loan with a specific allowance • Any loan determined to be collateral dependent for repayment • Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not June 30, 2021 December 31, 2020 three six June 30, 2021 2020 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance June 30, 2021 With no related allowance recorded: Commercial $ 3,574 $ 4,301 $ — Commercial real estate 2,302 2,302 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,384 $ 5,111 $ 579 Commercial real estate $ 2,302 $ 2,302 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2021 With no related allowance recorded: Commercial $ 3,647 $ 36 $ 3,691 $ 72 Commercial real estate 2,478 35 2,507 70 With an allowance recorded: Commercial 810 — 810 — Commercial real estate — — — — Total: Commercial $ 4,457 $ 36 $ 4,501 $ 72 Commercial real estate $ 2,478 $ 35 $ 2,507 $ 70 (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2020 With no related allowance recorded: Commercial $ 3,826 $ 40 $ 3,857 $ 78 Commercial real estate 2,723 40 2,817 82 With an allowance recorded: Commercial 812 — 869 — Commercial real estate — — — — Total: Commercial $ 4,638 $ 40 $ 4,726 $ 78 Commercial real estate $ 2,723 $ 40 $ 2,817 $ 82

Note 5 - Legal Proceedings

Note 5 - Legal Proceedings	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	5. The Company is involved in legal actions arising in the ordinary course of business. In the opinion of management, the outcomes from these matters, either individually or in the aggregate, are not

Note 6 - Earnings Per Share and

Note 6 - Earnings Per Share and Capital Transactions	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	6. Earnings per share is computed by dividing net income available to common shareholders by the weighted average number of shares of common outstanding stock, net of any treasury shares, during the period. Diluted earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding, net of any treasury shares, after consideration of the potential dilutive effect of common stock equivalents, based upon the treasury stock method using an average market price for the period. The common stock equivalents are comprised of unvested restricted share awards. Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Net income (amounts in thousands) $ 1,997 $ 1,932 $ 4,763 $ 3,303 Weighted average common shares outstanding 4,177,030 4,168,073 4,174,572 4,199,831 Net effect of dilutive common share equivalents 13,576 4,191 15,652 13,466 Adjusted average shares outstanding-dilutive 4,190,606 4,172,264 4,190,224 4,213,297 Basic earnings per share $ 0.48 $ 0.47 $ 1.14 $ 0.79 Diluted earnings per share $ 0.48 $ 0.47 $ 1.14 $ 0.79

Note 7 - Subordinated Debt

Note 7 - Subordinated Debt	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	7. In July 2007, December 2037. 3 June 30, 2021 December 31, 2020 may The trust is not not 1

Note 8 - Commitments

Note 8 - Commitments	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	8. The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the Consolidated Balance Sheets. The contract or notional amounts on those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. In the event of nonperformance by the other party, the Company’s exposure to credit loss on these financial instruments is represented by the contract or notional amount of the instrument. The Company uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. The amount and nature of collateral obtained, if any, is based on management’s credit evaluation. The following table is a summary of such contractual commitments: (Amounts in thousands) June 30, December 31, 2021 2020 Commitments to extend credit: Fixed rate $ 45,117 $ 25,201 Variable rate 86,360 78,706 Standby letters of credit 1,219 3,870 Commitments to extend credit are agreements to lend to a customer as long as there is no may third not may The Company also offers limited overdraft protection as a non-contractual courtesy which is available to businesses as well as individually/jointly owned accounts in good standing for personal or household use. The Company reserves the right to discontinue this service without prior notice. The following table is a summary of overdraft protection for the periods indicated: (Amounts in thousands) June 30, December 31, 2021 2020 Overdraft protection available on depositors' accounts $ 7,749 $ 8,010 Balance of overdrafts included in loans 67 137 Average daily balance of overdrafts 198 365 Average daily balance of overdrafts as a percentage of available 2.56 % 4.56 % Customer Derivatives - Interest Rate Swaps/Floors – The Company enters into interest rate swaps that allow our commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate into a fixed-rate. The Company then enters into a corresponding swap agreement with a third third not 815 not may may 820. no June 30, 2021 three third December 31, 2020 four third Summary information regarding these derivatives is presented below: (Amounts in thousands) Notional Amount Fair Value June 30, December 31, June 30, December 31, 2021 2020 Interest Rate Paid Interest Rate Received 2021 2020 Customer interest rate swap Maturing in 2025 $ 3,967 $ 4,167 1 Mo. Libor + Margin Fixed $ 213 $ 292 Maturing in 2026 1,627 1,694 1 Mo. Libor + Margin Fixed 68 105 Maturing in 2027 12,685 12,918 1 Mo. Libor + Margin Fixed 992 1,408 Maturing in 2028 4,883 5,953 1 Mo. Libor + Margin Fixed 644 958 Maturing in 2029 3,554 3,627 1 Mo. Libor + Margin Fixed 154 282 Maturing in 2030 5,642 17,602 1 Mo. Libor + Margin Fixed 191 646 Maturing in 2032 2,424 2,509 1 Mo. Libor + Margin Fixed 92 170 Maturing in 2033 1,082 1,095 1 Mo. Libor + Margin Fixed 102 156 Third party interest rate swap Maturing in 2030 13,740 — Fixed 1 Mo. Libor + Margin 124 — Total $ 49,604 $ 49,565 $ 2,580 $ 4,017 Third party interest rate swap Maturing in 2025 $ 3,967 $ 4,167 Fixed 1 Mo. Libor + Margin $ (213 ) $ (292 ) Maturing in 2026 1,627 1,694 Fixed 1 Mo. Libor + Margin (68 ) (105 ) Maturing in 2027 12,685 12,918 Fixed 1 Mo. Libor + Margin (992 ) (1,408 ) Maturing in 2028 4,883 5,953 Fixed 1 Mo. Libor + Margin (644 ) (958 ) Maturing in 2029 3,554 3,627 Fixed 1 Mo. Libor + Margin (154 ) (282 ) Maturing in 2030 5,642 17,602 Fixed 1 Mo. Libor + Margin (191 ) (646 ) Maturing in 2032 2,424 2,509 Fixed 1 Mo. Libor + Margin (92 ) (170 ) Maturing in 2033 1,082 1,095 Fixed 1 Mo. Libor + Margin (102 ) (156 ) Customer interest rate swap Maturing in 2030 13,740 — 1 Mo. Libor + Margin Fixed (124 ) — Total $ 49,604 $ 49,565 $ (2,580 ) $ (4,017 ) The following table presents the fair values of derivative instruments in the balance sheet: (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value June 30, 2021 Interest rate derivatives Other assets $ 2,580 Other liabilities $ 2,580 December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017

Note 9 - Fair Value of Assets a

Note 9 - Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. Measurements The Company groups assets and liabilities recorded at fair value into three 1 3 Level 1: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level 2: Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but which trade less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level 3: Assets and liabilities that have little to no not two Such techniques and assumptions, as they apply to individual categories of the financial instruments, are as follows: Investment securities available-for-sale– Fair values of securities are based on quoted market prices, where available. If quoted market prices are not Loans held for sale – Loans held for sale consist of residential mortgage loans originated for sale. Loans held for sale are recorded at fair value based on what the secondary markets have offered on best efforts commitments. Interest rate derivatives – The fair value is based on settlement values adjusted for credit risks associated with the counter parties and the Company and observable market interest rate curves. The following table presents the assets reported on the Consolidated Balance Sheets, on a recurring basis, at their fair value as of June 30, 2021 December 31, 2020 (Amounts in thousands) Fair Value Measurements at June 30, 2021 Using June 30, Description 2021 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 95,258 $ — $ 95,258 $ — U.S. Government-sponsored mortgage-backed securities 65,494 — 65,494 — U.S. Government-sponsored collateralized mortgage obligations 5,694 — 5,694 — U.S. Government-guaranteed small business administration pools 4,867 — 4,867 — Loans held for sale 3,519 3,519 — — Interest rate derivatives 2,580 — 2,580 — LIABILITIES Interest rate derivatives $ 2,580 $ — $ 2,580 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2020 Using December 31, Description 2020 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 88,081 $ — $ 88,081 $ — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ — The following table presents quantitative information about the Level 3 June 30, 2021 December 31, 2020 (Amounts in thousands) Fair value at June 30, Valuation Significant Unobservable 2021 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, Valuation Significant Unobservable 2020 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% Financial Instruments The Company discloses fair value information about financial instruments, whether or not not In addition, other assets and liabilities of the Company that are not not not may not not The carrying amounts and fair values of the Company’s financial instruments carried at amortized cost are as follows: (Amounts in thousands) June 30, 2021 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 73,265 $ 73,265 $ — $ — $ 73,265 Net loans 486,007 — — 487,664 487,664 Bank-owned life insurance 21,394 21,394 — — 21,394 Accrued interest receivable 2,383 2,383 — — 2,383 LIABILITIES: Demand, savings and money market deposits $ 611,961 $ 611,961 $ — $ — $ 611,961 Time deposits 65,672 — — 66,426 66,426 Securities sold under agreements to repurchase 2,897 2,897 — — 2,897 Federal Home Loan Bank advances - long term 10,000 — — 10,195 10,195 Subordinated debt 5,155 — — 5,149 5,149 Accrued interest payable 163 163 — — 163 (Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Securities sold under agreements to repurchase 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283

Note 10 - Accumulated Other Com

Note 10 - Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	10. The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three six June 30, 2021 2020 (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Beginning balance $ 3,158 $ (41 ) $ 2,344 $ 57 $ 4,909 $ (42 ) $ 1,107 $ 61 Other comprehensive income (loss) before reclassification 760 3 1,201 (7 ) (935 ) 4 2,438 (11 ) Amount reclassified from accumulated other comprehensive income or loss 12 — (14 ) — (44 ) — (14 ) — Total other comprehensive income (loss) 772 3 1,187 (7 ) (979 ) 4 2,424 (11 ) Ending balance $ 3,930 $ (38 ) $ 3,531 $ 50 $ 3,930 $ (38 ) $ 3,531 $ 50 (a) All amounts are net of tax. Amounts in parentheses indicate debits. The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three six June 30, 2021 2020 (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Affected line item in the Consolidated Statements of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ (15 ) $ 18 $ 56 $ 18 Investment securities available-for-sale gains (losses), net Tax effect 3 (4 ) (12 ) (4 ) Federal income tax expense $ (12 ) $ 14 $ 44 $ 14

Note 11 - Post-retirement Oblig

Note 11 - Post-retirement Obligations	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Retirement Benefits [Text Block]	11. The Company accrues for the monthly benefit expense of post-retirement cost of insurance for split dollar life insurance coverage. The following table presents the changes in the accumulated liability: (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ 918 $ 758 $ 911 $ 745 Expense recorded 10 9 18 18 Other comprehensive (income) loss recorded (3 ) 7 (4 ) 11 Ending balance $ 925 $ 774 $ 925 $ 774

Note 12 - Stock Repurchase Prog

Note 12 - Stock Repurchase Program	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Treasury Stock [Text Block]	12. On December 17, 2019, December 17, 2019. March 17, 2020 December 17, 2019 December 31, 2020. 2020, three March 31, 2020. January 19, 2021, January 19, 2021. December 31, 2021. six June 30, 2021. June 30, 2021

Note 13 - Securities Sold Under

Note 13 - Securities Sold Under Agreements to Repurchase	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	13. The following table provides additional detail regarding repurchase agreements: (Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At June 30, At December 31, 2021 2020 Remaining Contractual Maturity of the Agreements Overnight and Overnight and Continuous Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 5,152 $ 4,065 Total collateral carrying value $ 5,152 $ 4,065 Total repurchase agreements $ 2,897 $ 1,488

Note 14 - Equity Compensation

Note 14 - Equity Compensation	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	14. The Omnibus Equity Plan permits the award of up to 340,000 shares to the Company’s employees to promote the long-term financial success of the Company, increasing shareholder value by providing employees the opportunity to acquire an ownership interest in the Company and enabling the Company and its related entities to attract and retain the services of those upon whom the successful conduct of business depends. In the first six 2021 first six 2020 first six 2021 2020 June 30, 2021 one three Granted shares are awarded upon a combination of service and achievement of performance objectives derived from one three three The following is the activity under the Omnibus Equity Plan during the six June 30, 2021 Weighted Average Grant Date Fair Shares Value Nonvested at January 1, 2021 51,456 $ 16.29 Granted 49,125 23.00 Vested (19,742 ) 17.04 Forfeited — — Nonvested at June 30, 2021 80,839 $ 20.18 The Director Equity Plan permits the award of up to 113,000 shares to nonemployee directors to promote the long-term financial success of the Company, increasing shareholder value by enabling the Company and its related entities to attract and retain the services of those directors upon whom the successful conduct of business depends. There were 1,947 Board approved shares granted under the plan to the directors in the first six 2021 first six 2020 first six 2021 first six 2020

Note 15 - Risks and Uncertainti

Note 15 - Risks and Uncertainties	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Effect of Covid-19 Pandemic [Text Block]	Note 15. The impact of the COVID- 19 19

Note 16 - Business Combination

Note 16 - Business Combination	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 16. On June 22, 2021, fourth 2021. Pursuant to the terms of the Merger Agreement each common share, without par value, of Cortland shares issued and outstanding will have the right to receive, without interest, $28.00 in cash or 1.75 common shares of Farmers, without par value. Shares converted to Farmers common shares are limited to 75% of the number of Cortland common shares outstanding.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	In June 2016, 2016 13, first December 15, 2022, one first one In May 2019, 2019 05, 326 825 10.3. not 2016 13. not December 15,2019, not 2016 13. In November 2019, 2019 11, 326, 326, not 2016 13 November 26, 2019, 2019 11 2016 13. 2016 13, 2019 11 December 15, 2019, not In March 2020, 2020 03, 2016. seven not 825, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In January 2020, 2020 04, 848 March 2020, not not December 31, 2022. In January 2021, 2021 01, 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In May 2021, 2021 04, Earnings Per Share (Topic 260 Modifications and Extinguishments (Subtopic 470 50 Stock Compensation (Topic 718 Contracts in Entity s Own Equity (Subtopic 815 40 not December 15, 2021, not In July 2021, 2021 05, Leases (Topic 842 842 no not not 842, December 15, 2021, 842, December 15, 2021, December 15, 2022. 842 2021 05. 2021 05 842 not 842. not

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	(Amounts in thousands) Gross Gross Unrealized Unrealized June 30, 2021 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 90,491 $ 4,874 $ 107 $ 95,258 U.S. Government-sponsored mortgage-backed securities 65,474 493 473 65,494 U.S. Government-sponsored collateralized mortgage obligations 5,630 66 2 5,694 U.S. Government-guaranteed small business administration pools 4,743 126 2 4,867 Total investment securities available-for-sale $ 166,338 $ 5,559 $ 584 $ 171,313 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031 (Amounts in thousands) Gross Gross Unrealized Unrealized December 31, 2020 Amortized Cost Gains Losses Fair Value Obligations of states and political subdivisions $ 83,007 $ 5,074 $ — $ 88,081 U.S. Government-sponsored mortgage-backed securities 68,677 1,015 96 69,596 U.S. Government-sponsored collateralized mortgage obligations 4,680 91 3 4,768 U.S. Government-guaranteed small business administration pools 5,298 132 — 5,430 Total investment securities available-for-sale $ 161,662 $ 6,312 $ 99 $ 167,875 Federal Home Loan Bank (FHLB) stock $ 2,805 $ — $ — $ 2,805 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock $ 3,031 $ — $ — $ 3,031
Investments Classified by Contractual Maturity Date [Table Text Block]	(Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ — $ — Due after one year through five years 4,743 4,867 Due after five years through ten years 386 420 Due after ten years 90,105 94,838 Total 95,234 100,125 U.S. Government-sponsored mortgage-backed and related securities 71,104 71,188 Total investment securities available-for-sale $ 166,338 $ 171,313
Schedule of Realized Gain (Loss) [Table Text Block]	(Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Proceeds on securities sold $ 2,855 $ 2,611 $ 15,055 $ 2,611 Gross realized gain 86 27 180 27 Gross realized losses 101 9 124 9
Schedule of Unrealized Loss on Investments [Table Text Block]	(Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ 8,757 $ 107 $ — $ — $ 8,757 $ 107 U.S. Government-sponsored mortgage-backed securities 32,764 421 2,758 52 35,522 473 U.S. Government-sponsored collateralized mortgage obligations — — 472 2 472 2 U.S. Government-guaranteed small business administration pools 623 2 — — 623 2 Total $ 42,144 $ 530 $ 3,230 $ 54 $ 45,374 $ 584 (Amounts in thousands) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses Obligations of states and political subdivisions $ — $ — $ — $ — $ — $ — U.S. Government-sponsored mortgage-backed securities 21,028 96 — — 21,028 96 U.S. Government-sponsored collateralized mortgage obligations 794 3 — — 794 3 U.S. Government-guaranteed small business administration pools — — — — — — Total $ 21,822 $ 99 $ — $ — $ 21,822 $ 99

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Amounts in thousands) June 30, 2021 December 31, 2020 Balance % Balance % Commercial $ 80,864 16.4 $ 132,419 23.8 Commercial real estate 301,910 61.4 317,537 57.0 Residential real estate 81,448 16.6 79,169 14.2 Consumer - home equity 24,205 4.9 24,062 4.3 Consumer - other 3,559 0.7 3,573 0.7 Total loans $ 491,986 100.0 $ 556,760 100.0
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,574 $ 3,869 $ 375 $ 100 $ 102 $ 6,020 Loan charge-offs (31 ) (1 ) — — (22 ) (54 ) Recoveries — — — — 13 13 Net loan recoveries (charge-offs) (31 ) (1 ) — — (9 ) (41 ) Provision charged to operations 191 (162 ) — (25 ) (4 ) — Balance at end of period $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,851 $ 2,594 $ 401 $ 103 $ 138 $ 5,087 Loan charge-offs — — — — (59 ) (59 ) Recoveries — — — 1 41 42 Net loan recoveries (charge-offs) — — — 1 (18 ) (17 ) Provision charged to operations (19 ) 451 — (3 ) 21 450 Balance at end of period $ 1,832 $ 3,045 $ 401 $ 101 $ 141 $ 5,520 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan charge-offs (31 ) (1 ) — — (60 ) (92 ) Recoveries — — — 1 51 52 Net loan recoveries (charge-offs) (31 ) (1 ) — 1 (9 ) (40 ) Provision charged to operations (132 ) 181 — (27 ) (22 ) — Balance at end of period $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2020 Commercial real estate real estate home equity other Total Balance at beginning of period $ 1,756 $ 2,130 $ 334 $ 104 $ 141 $ 4,465 Loan charge-offs (1 ) — — — (95 ) (96 ) Recoveries — 19 25 1 56 101 Net loan recoveries (charge-offs) (1 ) 19 25 1 (39 ) 5 Provision charged to operations 77 896 42 (4 ) 39 1,050 Balance at end of period $ 1,832 $ 3,045 $ 401 $ 101 $ 141 $ 5,520 (Amounts in thousands) Commercial Residential Consumer - Consumer - June 30, 2021 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,155 3,706 375 75 89 5,400 Total ending allowance balance $ 1,734 $ 3,706 $ 375 $ 75 $ 89 $ 5,979 Loan Portfolio: Individually evaluated for impairment $ 4,384 $ 2,302 $ — $ — $ — $ 6,686 Collectively evaluated for impairment 76,480 299,608 81,448 24,205 3,559 485,300 Total ending loans balance $ 80,864 $ 301,910 $ 81,448 $ 24,205 $ 3,559 $ 491,986 (Amounts in thousands) Commercial Residential Consumer - Consumer - December 31, 2020 Commercial real estate real estate home equity other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 579 $ — $ — $ — $ — $ 579 Collectively evaluated for impairment 1,318 3,526 375 101 120 5,440 Total ending allowance balance $ 1,897 $ 3,526 $ 375 $ 101 $ 120 $ 6,019 Loan Portfolio: Individually evaluated for impairment $ 4,584 $ 2,428 $ — $ — $ — $ 7,012 Collectively evaluated for impairment 127,835 315,109 79,169 24,062 3,573 549,748 Total ending loans balance $ 132,419 $ 317,537 $ 79,169 $ 24,062 $ 3,573 $ 556,760
Financing Receivable Credit Quality Indicators [Table Text Block]	(Amounts in thousands) Commercial Commercial real estate June 30, 2021 Pass $ 68,819 $ 273,148 Special Mention 1,308 12,565 Substandard 10,737 16,197 Ending Balance $ 80,864 $ 301,910 (Amounts in thousands) Commercial Commercial real estate December 31, 2020 Pass $ 119,689 $ 285,086 Special Mention 2,506 15,453 Substandard 10,224 16,998 Ending Balance $ 132,419 $ 317,537
Financing Receivable, Performance Status [Table Text Block]	(Amounts in thousands) Residential real estate Consumer - home equity Consumer - other June 30, 2021 Performing $ 81,317 $ 24,082 $ 3,559 Nonperforming 131 123 — Total $ 81,448 $ 24,205 $ 3,559 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2020 Performing $ 78,684 $ 23,932 $ 3,573 Nonperforming 485 130 — Total $ 79,169 $ 24,062 $ 3,573
Financing Receivable, Nonaccrual [Table Text Block]	(Amounts in thousands) June 30, December 31, 2021 2020 Commercial $ 810 $ 889 Commercial real estate 342 404 Residential real estate 131 485 Consumer: Consumer - home equity 123 130 Consumer - other — — Total $ 1,406 $ 1,908
Financing Receivable, Past Due [Table Text Block]	(Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing June 30, 2021 Commercial $ — $ — $ 810 $ 810 $ 80,054 $ 80,864 $ — Commercial real estate 491 — 69 560 301,350 301,910 — Residential real estate 40 341 109 490 80,958 81,448 — Consumer: Consumer - home equity — — 55 55 24,150 24,205 — Consumer - other 7 — — 7 3,552 3,559 — Total $ 538 $ 341 $ 1,043 $ 1,922 $ 490,064 $ 491,986 $ — (Amounts in thousands) Recorded Investment > 30-59 Days 60-89 Days 90 Days Or 90 Days and Past Due Past Due Greater Total Past Due Current Total Loans Accruing December 31, 2020 Commercial $ — $ — $ 889 $ 889 $ 131,530 $ 132,419 $ — Commercial real estate — — 115 115 317,422 317,537 — Residential real estate — 33 398 431 78,738 79,169 — Consumer: Consumer - home equity 29 — 55 84 23,978 24,062 — Consumer - other 9 — — 9 3,564 3,573 — Total $ 38 $ 33 $ 1,457 $ 1,528 $ 555,232 $ 556,760 $ —
Impaired Financing Receivables [Table Text Block]	(Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance June 30, 2021 With no related allowance recorded: Commercial $ 3,574 $ 4,301 $ — Commercial real estate 2,302 2,302 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,384 $ 5,111 $ 579 Commercial real estate $ 2,302 $ 2,302 $ — (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2020 With no related allowance recorded: Commercial $ 3,774 $ 4,700 $ — Commercial real estate 2,428 2,428 — With an allowance recorded: Commercial 810 810 579 Commercial real estate — — — Total: Commercial $ 4,584 $ 5,510 $ 579 Commercial real estate $ 2,428 $ 2,428 $ — (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2021 With no related allowance recorded: Commercial $ 3,647 $ 36 $ 3,691 $ 72 Commercial real estate 2,478 35 2,507 70 With an allowance recorded: Commercial 810 — 810 — Commercial real estate — — — — Total: Commercial $ 4,457 $ 36 $ 4,501 $ 72 Commercial real estate $ 2,478 $ 35 $ 2,507 $ 70 (Amounts in thousands) (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Interest Income Average Recorded Interest Income Investment Recognized Investment Recognized June 30, 2020 With no related allowance recorded: Commercial $ 3,826 $ 40 $ 3,857 $ 78 Commercial real estate 2,723 40 2,817 82 With an allowance recorded: Commercial 812 — 869 — Commercial real estate — — — — Total: Commercial $ 4,638 $ 40 $ 4,726 $ 78 Commercial real estate $ 2,723 $ 40 $ 2,817 $ 82

Note 6 - Earnings Per Share a_2

Note 6 - Earnings Per Share and Capital Transactions (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Net income (amounts in thousands) $ 1,997 $ 1,932 $ 4,763 $ 3,303 Weighted average common shares outstanding 4,177,030 4,168,073 4,174,572 4,199,831 Net effect of dilutive common share equivalents 13,576 4,191 15,652 13,466 Adjusted average shares outstanding-dilutive 4,190,606 4,172,264 4,190,224 4,213,297 Basic earnings per share $ 0.48 $ 0.47 $ 1.14 $ 0.79 Diluted earnings per share $ 0.48 $ 0.47 $ 1.14 $ 0.79

Note 8 - Commitments (Tables)

Note 8 - Commitments (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Line of Credit Facilities [Table Text Block]	(Amounts in thousands) June 30, December 31, 2021 2020 Commitments to extend credit: Fixed rate $ 45,117 $ 25,201 Variable rate 86,360 78,706 Standby letters of credit 1,219 3,870
Summary of Overdraft Protection [Table Text Block]	(Amounts in thousands) June 30, December 31, 2021 2020 Overdraft protection available on depositors' accounts $ 7,749 $ 8,010 Balance of overdrafts included in loans 67 137 Average daily balance of overdrafts 198 365 Average daily balance of overdrafts as a percentage of available 2.56 % 4.56 %
Schedule of Interest Rate Derivatives [Table Text Block]	(Amounts in thousands) Notional Amount Fair Value June 30, December 31, June 30, December 31, 2021 2020 Interest Rate Paid Interest Rate Received 2021 2020 Customer interest rate swap Maturing in 2025 $ 3,967 $ 4,167 1 Mo. Libor + Margin Fixed $ 213 $ 292 Maturing in 2026 1,627 1,694 1 Mo. Libor + Margin Fixed 68 105 Maturing in 2027 12,685 12,918 1 Mo. Libor + Margin Fixed 992 1,408 Maturing in 2028 4,883 5,953 1 Mo. Libor + Margin Fixed 644 958 Maturing in 2029 3,554 3,627 1 Mo. Libor + Margin Fixed 154 282 Maturing in 2030 5,642 17,602 1 Mo. Libor + Margin Fixed 191 646 Maturing in 2032 2,424 2,509 1 Mo. Libor + Margin Fixed 92 170 Maturing in 2033 1,082 1,095 1 Mo. Libor + Margin Fixed 102 156 Third party interest rate swap Maturing in 2030 13,740 — Fixed 1 Mo. Libor + Margin 124 — Total $ 49,604 $ 49,565 $ 2,580 $ 4,017 Third party interest rate swap Maturing in 2025 $ 3,967 $ 4,167 Fixed 1 Mo. Libor + Margin $ (213 ) $ (292 ) Maturing in 2026 1,627 1,694 Fixed 1 Mo. Libor + Margin (68 ) (105 ) Maturing in 2027 12,685 12,918 Fixed 1 Mo. Libor + Margin (992 ) (1,408 ) Maturing in 2028 4,883 5,953 Fixed 1 Mo. Libor + Margin (644 ) (958 ) Maturing in 2029 3,554 3,627 Fixed 1 Mo. Libor + Margin (154 ) (282 ) Maturing in 2030 5,642 17,602 Fixed 1 Mo. Libor + Margin (191 ) (646 ) Maturing in 2032 2,424 2,509 Fixed 1 Mo. Libor + Margin (92 ) (170 ) Maturing in 2033 1,082 1,095 Fixed 1 Mo. Libor + Margin (102 ) (156 ) Customer interest rate swap Maturing in 2030 13,740 — 1 Mo. Libor + Margin Fixed (124 ) — Total $ 49,604 $ 49,565 $ (2,580 ) $ (4,017 )
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	(Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value June 30, 2021 Interest rate derivatives Other assets $ 2,580 Other liabilities $ 2,580 December 31, 2020 Interest rate derivatives Other assets $ 4,017 Other liabilities $ 4,017

Note 9 - Fair Value of Assets_2

Note 9 - Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Amounts in thousands) Fair Value Measurements at June 30, 2021 Using June 30, Description 2021 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 95,258 $ — $ 95,258 $ — U.S. Government-sponsored mortgage-backed securities 65,494 — 65,494 — U.S. Government-sponsored collateralized mortgage obligations 5,694 — 5,694 — U.S. Government-guaranteed small business administration pools 4,867 — 4,867 — Loans held for sale 3,519 3,519 — — Interest rate derivatives 2,580 — 2,580 — LIABILITIES Interest rate derivatives $ 2,580 $ — $ 2,580 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2020 Using December 31, Description 2020 Level 1 Level 2 Level 3 ASSETS Obligations of states and political subdivisions $ 88,081 $ — $ 88,081 $ — U.S. Government-sponsored mortgage-backed securities 69,596 — 69,596 — U.S. Government-sponsored collateralized mortgage obligations 4,768 — 4,768 — U.S. Government-guaranteed small business administration pools 5,430 — 5,430 — Loans held for sale 6,876 6,876 — — Interest rate derivatives 4,017 — 4,017 — LIABILITIES Interest rate derivatives $ 4,017 $ — $ 4,017 $ —
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	(Amounts in thousands) Fair value at June 30, Valuation Significant Unobservable 2021 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )% (Amounts in thousands) Fair value at December 31, Valuation Significant Unobservable 2020 Technique Input Range of Inputs Impaired loans $ 231 Appraisal of Collateral Appraisal Adjustments (76 )% Liquidation Expenses (10 )%
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Amounts in thousands) June 30, 2021 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 73,265 $ 73,265 $ — $ — $ 73,265 Net loans 486,007 — — 487,664 487,664 Bank-owned life insurance 21,394 21,394 — — 21,394 Accrued interest receivable 2,383 2,383 — — 2,383 LIABILITIES: Demand, savings and money market deposits $ 611,961 $ 611,961 $ — $ — $ 611,961 Time deposits 65,672 — — 66,426 66,426 Securities sold under agreements to repurchase 2,897 2,897 — — 2,897 Federal Home Loan Bank advances - long term 10,000 — — 10,195 10,195 Subordinated debt 5,155 — — 5,149 5,149 Accrued interest payable 163 163 — — 163 (Amounts in thousands) December 31, 2020 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 36,108 $ 36,108 $ — $ — $ 36,108 Net loans 550,741 — — 553,949 553,949 Bank-owned life insurance 21,166 21,166 — — 21,166 Accrued interest receivable 2,436 2,436 — — 2,436 LIABILITIES: Demand, savings and money market deposits $ 603,446 $ 603,446 $ — $ — $ 603,446 Time deposits 97,064 — — 98,227 98,227 Securities sold under agreements to repurchase 1,488 1,488 — — 1,488 Federal Home Loan Bank advances - short term 2,000 — — 2,002 2,002 Federal Home Loan Bank advances - long term 16,000 — — 16,326 16,326 Subordinated debt 5,155 — — 4,938 4,938 Accrued interest payable 283 283 — — 283

Note 10 - Accumulated Other C_2

Note 10 - Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations (a) Beginning balance $ 3,158 $ (41 ) $ 2,344 $ 57 $ 4,909 $ (42 ) $ 1,107 $ 61 Other comprehensive income (loss) before reclassification 760 3 1,201 (7 ) (935 ) 4 2,438 (11 ) Amount reclassified from accumulated other comprehensive income or loss 12 — (14 ) — (44 ) — (14 ) — Total other comprehensive income (loss) 772 3 1,187 (7 ) (979 ) 4 2,424 (11 ) Ending balance $ 3,930 $ (38 ) $ 3,531 $ 50 $ 3,930 $ (38 ) $ 3,531 $ 50
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	(Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Amount reclassified from accumulated other comprehensive income or loss (a) Affected line item in the Consolidated Statements of Income Details about other comprehensive income or loss: Unrealized gains (losses) on available-for-sale securities $ (15 ) $ 18 $ 56 $ 18 Investment securities available-for-sale gains (losses), net Tax effect 3 (4 ) (12 ) (4 ) Federal income tax expense $ (12 ) $ 14 $ 44 $ 14

Note 11 - Post-retirement Obl_2

Note 11 - Post-retirement Obligations (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Changes in Accumulated Postemployment Benefit Obligations [Table Text Block]	(Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Beginning balance $ 918 $ 758 $ 911 $ 745 Expense recorded 10 9 18 18 Other comprehensive (income) loss recorded (3 ) 7 (4 ) 11 Ending balance $ 925 $ 774 $ 925 $ 774

Note 13 - Securities Sold Und_2

Note 13 - Securities Sold Under Agreements to Repurchase (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Repurchase Agreements [Table Text Block]	(Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At June 30, At December 31, 2021 2020 Remaining Contractual Maturity of the Agreements Overnight and Overnight and Continuous Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 5,152 $ 4,065 Total collateral carrying value $ 5,152 $ 4,065 Total repurchase agreements $ 2,897 $ 1,488

Note 14 - Equity Compensation (

Note 14 - Equity Compensation (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Average Grant Date Fair Shares Value Nonvested at January 1, 2021 51,456 $ 16.29 Granted 49,125 23.00 Vested (19,742 ) 17.04 Forfeited — — Nonvested at June 30, 2021 80,839 $ 20.18

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Pledged Financial Instruments, Not Separately Reported, Securities, Total	$ 65,100	$ 74,300
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	23	7
Other than Temporary Impairment Losses, Investments, Total	$ 0

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Summary of Investment Securities Available-for-sale and Regulatory Stock (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Investment securities available-for-sale, amortized cost	$ 166,338	$ 161,662
Investment securities available-for-sale, gross unrealized gains	5,559	6,312
Investment securities available-for-sale, gross unrealized losses	584	99
Investment securities available-for-sale, fair value	171,313	167,875
Federal Home Loan Bank (FHLB) stock	2,805	2,805
Federal Reserve Bank (FRB) stock	226	226
Total regulatory stock	3,031	3,031
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale, amortized cost	90,491	83,007
Investment securities available-for-sale, gross unrealized gains	4,874	5,074
Investment securities available-for-sale, gross unrealized losses	107	0
Investment securities available-for-sale, fair value	95,258	88,081
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale, amortized cost	65,474	68,677
Investment securities available-for-sale, gross unrealized gains	493	1,015
Investment securities available-for-sale, gross unrealized losses	473	96
Investment securities available-for-sale, fair value	65,494	69,596
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale, amortized cost	5,630	4,680
Investment securities available-for-sale, gross unrealized gains	66	91
Investment securities available-for-sale, gross unrealized losses	2	3
Investment securities available-for-sale, fair value	5,694	4,768
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale, amortized cost	4,743	5,298
Investment securities available-for-sale, gross unrealized gains	126	132
Investment securities available-for-sale, gross unrealized losses	2	0
Investment securities available-for-sale, fair value	$ 4,867	$ 5,430

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Due in one year or less, amortized cost	$ 0
Due in one year or less, fair value	0
Due after one year through five years, amortized cost	4,743
Due after one year through five years, fair value	4,867
Due after five years through ten years, amortized cost	386
Due after five years through ten years, fair value	420
Due after ten years, amortized cost	90,105
Due after ten years, fair value	94,838
Total, amortized cost	95,234
Total, fair value	100,125
U.S. Government-sponsored mortgage-backed and related securities, amortized cost	71,104
U.S. Government-sponsored mortgage-backed and related securities, fair value	71,188
Total investment securities available-for-sale, amortized cost	166,338	$ 161,662
Total investment securities available for sale, fair value	$ 171,313	$ 167,875

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Proceeds, Gains and Losses Realized (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Proceeds on securities sold	$ 2,855	$ 2,611	$ 15,055	$ 2,611
Gross realized gain	86	27	180	27
Gross realized losses	$ 101	$ 9	$ 124	$ 9

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Summary of the Fair Value of Available-for-sale Securities with Unrealized Losses and an Aging of Those Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Less than 12 Months Fair Value	$ 42,144	$ 21,822
Less than 12 Months Unrealized Losses	530	99
12 Months or More Fair Value	3,230	0
12 Months or More Unrealized Losses	54	0
Total Fair Value	45,374	21,822
Total Unrealized Losses	584	99
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months Fair Value	8,757	0
Less than 12 Months Unrealized Losses	107	0
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	8,757	0
Total Unrealized Losses	107	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than 12 Months Fair Value	32,764	21,028
Less than 12 Months Unrealized Losses	421	96
12 Months or More Fair Value	2,758	0
12 Months or More Unrealized Losses	52	0
Total Fair Value	35,522	21,028
Total Unrealized Losses	473	96
Collateralized Mortgage Obligations [Member]
Less than 12 Months Fair Value	0	794
Less than 12 Months Unrealized Losses	0	3
12 Months or More Fair Value	472	0
12 Months or More Unrealized Losses	2	0
Total Fair Value	472	794
Total Unrealized Losses	2	3
US Government Small Business Administration Securities [Member]
Less than 12 Months Fair Value	623	0
Less than 12 Months Unrealized Losses	2	0
12 Months or More Fair Value	0	0
12 Months or More Unrealized Losses	0	0
Total Fair Value	623	0
Total Unrealized Losses	$ 2	$ 0

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended	15 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2021USD ($)
Interest and Fee Income, Loans and Leases, Total	$ 5,820,000	$ 5,767,000	$ 11,965,000	$ 11,821,000
Number of Days Loans are Past Due to be on Non-accrual Status (Day)			90 days
Financing Receivable, Modifications, Number of Contracts	0	0	0	0
Maximum Number of Days Past Due on Contractual Payments for Borrower not Experiencing Financial Difficulty (Day)			30 days
Financing Receivable, Prior Modifications, Number of Contracts, Returned to Full Payments						121
Financing Receivable, Prior Modifications, Aggregating Amount, Returned to Full Payment Status						$ 107,000,000
Commercial Portfolio Segment [Member]
Increase (Decrease) in Finance Receivables			$ 24,100,000
Financing Receivable, Number of Payment Deferrals	6		6			6
Financing Receivable, Deferred Payments	$ 15,600,000		$ 15,600,000			$ 15,600,000
Commercial Portfolio Segment [Member] | Minimum [Member]
Financing Receivable, Deferred Payments Period (Day)			90 days
Commercial Portfolio Segment [Member] | Maximum [Member]
Financing Receivable, Deferred Payments Period (Day)			180 days
SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable Loans Originated Amount			$ 23,400,000		$ 56,300,000
Loans and Leases Receivable, Gross, Total	28,000,000		$ 28,000,000		45,300,000	28,000,000
Loan Forgiveness Period (Week)			168 days
Loans and Leases Receivable, Deferred Income, Total	948,000,000,000		$ 948,000,000,000		$ 2,200,000	$ 948,000,000,000
Interest and Fee Income, Loans and Leases, Total	$ 390,000		$ 890,000	$ 0

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Loan Losses - Composition of Loan Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 491,986	$ 556,760
Total loans, percentage	100.00%	100.00%
Commercial Portfolio Segment [Member]
Total loans (Note 4)	$ 80,864	$ 132,419
Total loans, percentage	16.40%	23.80%
Commercial Real Estate Portfolio Segment [Member]
Total loans (Note 4)	$ 301,910	$ 317,537
Total loans, percentage	61.40%	57.00%
Residential Portfolio Segment [Member]
Total loans (Note 4)	$ 81,448	$ 79,169
Total loans, percentage	16.60%	14.20%
Consumer Portfolio Segment [Member]
Total loans (Note 4)	$ 301,910	$ 317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	$ 24,205	$ 24,062
Total loans, percentage	4.90%	4.30%
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	$ 3,559	$ 3,573
Total loans, percentage	0.70%	0.70%

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Loan Losses - Analysis of Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Balance at beginning of period	$ 6,020	$ 5,087	$ 6,019	$ 4,465
Loan charge-offs	(54)	(59)	(92)	(96)
Recoveries	13	42	52	101
Net loan recoveries (charge-offs)	(41)	(17)	(40)	5
Provision charged to operations	0	450	0	1,050
Individually evaluated for impairment	579		579		$ 579
Collectively evaluated for impairment	5,400		5,400		5,440
Balance	5,979	5,520	5,979	5,520
Individually evaluated for impairment	6,686		6,686		7,012
Collectively evaluated for impairment	485,300		485,300		549,748
Total ending loans balance	491,986		491,986
Commercial Portfolio Segment [Member]
Balance at beginning of period	1,574	1,851	1,897	1,756
Loan charge-offs	(31)	0	(31)	(1)
Recoveries	0	0	0	0
Net loan recoveries (charge-offs)	(31)	0	(31)	(1)
Provision charged to operations	191	(19)	(132)	77
Individually evaluated for impairment	579		579		579
Collectively evaluated for impairment	1,155		1,155		1,318
Balance	1,734	1,832	1,734	1,832
Individually evaluated for impairment	4,384		4,384		4,584
Collectively evaluated for impairment	76,480		76,480		127,835
Total ending loans balance	80,864		80,864
Commercial Real Estate Portfolio Segment [Member]
Balance at beginning of period	3,869	2,594	3,526	2,130
Loan charge-offs	(1)	0	(1)	0
Recoveries	0	0	0	19
Net loan recoveries (charge-offs)	(1)	0	(1)	19
Provision charged to operations	(162)	451	181	896
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	3,706		3,706		3,526
Balance	3,706	3,045	3,706	3,045
Individually evaluated for impairment	2,302		2,302		2,428
Collectively evaluated for impairment	299,608		299,608		315,109
Total ending loans balance	301,910		301,910
Residential Portfolio Segment [Member]
Balance at beginning of period	375	401	375	334
Loan charge-offs	0	0	0	0
Recoveries	0	0	0	25
Net loan recoveries (charge-offs)	0	0	0	25
Provision charged to operations	0	0	0	42
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	375		375		375
Balance	375	401	375	401
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	81,448		81,448		79,169
Total ending loans balance	81,448		81,448
Consumer Portfolio Segment [Member]
Total ending loans balance	301,910		301,910
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Balance at beginning of period	100	103	101	104
Loan charge-offs	0	0	0	0
Recoveries	0	1	1	1
Net loan recoveries (charge-offs)	0	1	1	1
Provision charged to operations	(25)	(3)	(27)	(4)
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	75		75		101
Balance	75	101	75	101
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	24,205		24,205		24,062
Total ending loans balance	24,205		24,205
Consumer Portfolio Segment [Member] | Other Loan [Member]
Balance at beginning of period	102	138	120	141
Loan charge-offs	(22)	(59)	(60)	(95)
Recoveries	13	41	51	56
Net loan recoveries (charge-offs)	(9)	(18)	(9)	(39)
Provision charged to operations	(4)	21	(22)	39
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	89		89		120
Balance	89	$ 141	89	$ 141
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	3,559		3,559		$ 3,573
Total ending loans balance	$ 3,559		$ 3,559

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Loan Losses - Summary of Credit Quality Indicators by Internally Assigned Grades (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 491,986	$ 556,760
Commercial Portfolio Segment [Member]
Total loans (Note 4)	80,864	132,419
Consumer Portfolio Segment [Member]
Total loans (Note 4)	301,910	317,537
Pass [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	68,819	119,689
Pass [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	273,148	285,086
Special Mention [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	1,308	2,506
Special Mention [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	12,565	15,453
Substandard [Member] | Commercial Portfolio Segment [Member]
Total loans (Note 4)	10,737	10,224
Substandard [Member] | Consumer Portfolio Segment [Member]
Total loans (Note 4)	$ 16,197	$ 16,998

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Loan Losses - Summary of Consumer Credit Exposure (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 491,986	$ 556,760
Residential Portfolio Segment [Member]
Total loans (Note 4)	81,448	79,169
Consumer Portfolio Segment [Member]
Total loans (Note 4)	301,910	317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	24,205	24,062
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	3,559	3,573
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 4)	81,317	78,684
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	24,082	23,932
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	3,559	3,573
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Total loans (Note 4)	131	485
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	123	130
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	$ 0	$ 0

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Loan Losses - Summary of Classes of Loans on Non-accrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total nonaccrual loans	$ 1,406	$ 1,908
Commercial Portfolio Segment [Member]
Total nonaccrual loans	810	889
Commercial Real Estate Portfolio Segment [Member]
Total nonaccrual loans	342	404
Residential Portfolio Segment [Member]
Total nonaccrual loans	131	485
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total nonaccrual loans	123	130
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total nonaccrual loans	$ 0	$ 0

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Loan Losses - Aging Analysis of the Recorded Investment of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total loans (Note 4)	$ 491,986	$ 556,760
Recorded investment greater than 90 days and accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Total loans (Note 4)	538	38
Financial Asset, 60 to 89 Days Past Due [Member]
Total loans (Note 4)	341	33
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans (Note 4)	1,043	1,457
Financial Asset, Past Due [Member]
Total loans (Note 4)	1,922	1,528
Financial Asset, Not Past Due [Member]
Total loans (Note 4)	490,064	555,232
Commercial Portfolio Segment [Member]
Total loans (Note 4)	80,864	132,419
Recorded investment greater than 90 days and accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans (Note 4)	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans (Note 4)	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans (Note 4)	810	889
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans (Note 4)	810	889
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans (Note 4)	80,054	131,530
Commercial Real Estate Portfolio Segment [Member]
Total loans (Note 4)	301,910	317,537
Recorded investment greater than 90 days and accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans (Note 4)	491	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans (Note 4)	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans (Note 4)	69	115
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans (Note 4)	560	115
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans (Note 4)	301,350	317,422
Residential Portfolio Segment [Member]
Total loans (Note 4)	81,448	79,169
Recorded investment greater than 90 days and accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total loans (Note 4)	40	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total loans (Note 4)	341	33
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans (Note 4)	109	398
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans (Note 4)	490	431
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans (Note 4)	80,958	78,738
Consumer Portfolio Segment [Member]
Total loans (Note 4)	301,910	317,537
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans (Note 4)	24,205	24,062
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Other Loan [Member]
Total loans (Note 4)	3,559	3,573
Recorded investment greater than 90 days and accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Loan [Member]
Total loans (Note 4)	0	29
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Other Loan [Member]
Total loans (Note 4)	7	9
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Loan [Member]
Total loans (Note 4)	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Other Loan [Member]
Total loans (Note 4)	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Total loans (Note 4)	55	55
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Loan [Member]
Total loans (Note 4)	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Home Equity Loan [Member]
Total loans (Note 4)	55	84
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Loan [Member]
Total loans (Note 4)	7	9
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Total loans (Note 4)	24,150	23,978
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Loan [Member]
Total loans (Note 4)	$ 3,552	$ 3,564

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Commercial Portfolio Segment [Member]
Recorded investment, with no allowance recorded	$ 3,574		$ 3,574		$ 3,774
Unpaid principal balance, with no allowance recorded	4,301		4,301		4,700
Recorded investment, with an allowance recorded	810		810		810
Unpaid principal balance, with an allowance recorded	810		810		810
Related allowance	579		579		579
Recorded investment	4,384		4,384		4,584
Unpaid principal balance	5,111		5,111		5,510
Average recorded investment, with no allowance recorded	3,647	$ 3,826	3,691	$ 3,857
Interest income recognized, with no allowance recorded	36	40	72	78
Average recorded investment, with an allowance recorded	810	812	810	869
Interest income recognized, with an allowance recorded	0	0	0	0
Average recorded investment	4,457	4,638	4,501	4,726
Interest income recognized	36	40	72	78
Commercial Real Estate Portfolio Segment [Member]
Recorded investment, with no allowance recorded	2,302		2,302		2,428
Unpaid principal balance, with no allowance recorded	2,302		2,302		2,428
Recorded investment, with an allowance recorded	0		0		0
Unpaid principal balance, with an allowance recorded	0		0		0
Related allowance	0		0		0
Recorded investment	2,302		2,302		2,428
Unpaid principal balance	2,302		2,302		$ 2,428
Average recorded investment, with no allowance recorded	2,478	2,723	2,507	2,817
Interest income recognized, with no allowance recorded	35	40	70	82
Average recorded investment, with an allowance recorded	0	0	0	0
Interest income recognized, with an allowance recorded	0	0	0	0
Average recorded investment	2,478	2,723	2,507	2,817
Interest income recognized	$ 35	$ 40	$ 70	$ 82

Note 6 - Earnings Per Share a_3

Note 6 - Earnings Per Share and Capital Transactions - Computation of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income	$ 1,997	$ 1,932	$ 4,763	$ 3,303
Weighted average common shares outstanding (in shares)	4,177,030	4,168,073	4,174,572	4,199,831
Net effect of dilutive common share equivalents (in shares)	13,576	4,191	15,652	13,466
Adjusted average shares outstanding-dilutive (in shares)	4,190,606	4,172,264	4,190,224	4,213,297
Basic earnings per share (in dollars per share)	$ 0.48	$ 0.47	$ 1.14	$ 0.79
Diluted earnings per share (in dollars per share)	$ 0.48	$ 0.47	$ 1.14	$ 0.79

Note 7 - Subordinated Debt (Det

Note 7 - Subordinated Debt (Details Textual) - USD ($)	1 Months Ended
	Jul. 31, 2007	Jun. 30, 2021	Dec. 31, 2020
Trust Common Securities [Member]
Investment in Securities	$ 155,000
Trust Formed by Company [Member]
Floating Rate Trust Preferred Securities, Issued During Period	$ 5,000,000
Securities, Interest Rate, Effective Percentage		1.57%	1.67%
Trust Formed by Company [Member] | London Interbank Offered Rate (LIBOR) [Member]
Securities, Basis Spread on Variable Rate	1.45%

Note 8 - Commitments (Details T

Note 8 - Commitments (Details Textual) $ in Millions	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Securities Owned and Pledged as Collateral	3	4
Security Owned and Pledged as Collateral, Fair Value, Total	$ 3.2	$ 4.7

Note 8 - Commitments - Summary

Note 8 - Commitments - Summary of Contractual Commitments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fixed Rate Commitments to Extend Credit [Member]
Commitments	$ 45,117	$ 25,201
Variable Rate Commitments to Extend Credit [Member]
Commitments	86,360	78,706
Financial Standby Letter of Credit [Member]
Commitments	$ 1,219	$ 3,870

Note 8 - Commitments - Summar_2

Note 8 - Commitments - Summary of Overdraft Protection (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Overdraft protection available on depositors' accounts	$ 7,749	$ 8,010
Balance of overdrafts included in loans	67	137
Average daily balance of overdrafts	$ 198	$ 365
Average daily balance of overdrafts as a percentage of available	2.56%	4.56%

Note 8 - Commitments - Summar_3

Note 8 - Commitments - Summary of Information Regarding Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Customer Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	$ 3,967	$ 4,167
Fair Value	213	292
Customer Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,627	1,694
Fair Value	68	105
Customer Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,685	12,918
Fair Value	992	1,408
Customer Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	4,883	5,953
Fair Value	644	958
Customer Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,554	3,627
Fair Value	154	282
Customer Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	5,642	17,602
Fair Value	191	646
Customer Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,424	2,509
Fair Value	92	170
Customer Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,082	1,095
Fair Value	102	156
Fixed Paid Rate Third Party Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	13,740	0
Fair Value	124	0
Customer and Fixed Paid Third Party Interest Rate Swaps [Member]
Notional Amount	49,604	49,565
Fair Value	2,580	4,017
Third Party Interest Rate Swap Maturing in 2025 [Member]
Notional Amount	3,967	4,167
Fair Value	(213)	(292)
Third Party Interest Rate Swap Maturing in 2026 [Member]
Notional Amount	1,627	1,694
Fair Value	(68)	(105)
Third Party Interest Rate Swap Maturing in 2027 [Member]
Notional Amount	12,685	12,918
Fair Value	(992)	(1,408)
Third Party Interest Rate Swap Maturing in 2028 [Member]
Notional Amount	4,883	5,953
Fair Value	(644)	(958)
Third Party Interest Rate Swap Maturing in 2029 [Member]
Notional Amount	3,554	3,627
Fair Value	(154)	(282)
Third Party Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	5,642	17,602
Fair Value	(191)	(646)
Third Party Interest Rate Swap Maturing in 2032 [Member]
Notional Amount	2,424	2,509
Fair Value	(92)	(170)
Third Party Interest Rate Swap Maturing in 2033 [Member]
Notional Amount	1,082	1,095
Fair Value	(102)	(156)
Fixed Rate Received Customer Interest Rate Swap Maturing in 2030 [Member]
Notional Amount	13,740	0
Fixed Paid Rate Customer Interest Rate Swap Maturing in 2030 [Member]
Fair Value	(124)	0
Third Party and Fixed Paid Customer Interest Rate Swaps [Member]
Notional Amount	49,604	49,565
Fair Value	$ (2,580)	$ (4,017)

Note 8 - Commitments - Fair Val

Note 8 - Commitments - Fair Values of Derivative Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Interest rate derivatives, assets	$ 2,580	$ 4,017
Interest rate derivatives, liabilities	2,580	4,017
Other Assets [Member]
Interest rate derivatives, assets	2,580	4,017
Other Liabilities [Member]
Interest rate derivatives, liabilities	$ 2,580	$ 4,017

Note 9 - Fair Value of Assets_3

Note 9 - Fair Value of Assets and Liabilities - Assets Reported on the Consolidated Balance Sheets, on a Recurring Basis, at Their Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Investment securities available-for-sale (Note 3)	$ 171,313	$ 167,875
Loans held for sale	3,519	6,876
Interest rate derivatives	2,580	4,017
Interest rate derivatives	2,580	4,017
Fair Value, Inputs, Level 1 [Member]
Loans held for sale	3,519	6,876
Interest rate derivatives	0	0
Interest rate derivatives	0	0
Fair Value, Inputs, Level 2 [Member]
Loans held for sale	0	0
Interest rate derivatives	2,580	4,017
Interest rate derivatives	2,580	4,017
Fair Value, Inputs, Level 3 [Member]
Loans held for sale	0	0
Interest rate derivatives	0	0
Interest rate derivatives	0	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities available-for-sale (Note 3)	95,258	88,081
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	95,258	88,081
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available-for-sale (Note 3)	65,494	69,596
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	65,494	69,596
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
Collateralized Mortgage Obligations [Member]
Investment securities available-for-sale (Note 3)	5,694	4,768
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	5,694	4,768
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	0	0
US Government Small Business Administration Securities [Member]
Investment securities available-for-sale (Note 3)	4,867	5,430
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available-for-sale (Note 3)	0	0
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available-for-sale (Note 3)	4,867	5,430
US Government Small Business Administration Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available-for-sale (Note 3)	$ 0	$ 0

Note 9 - Fair Value of Assets_4

Note 9 - Fair Value of Assets and Liabilities - Quantitative Information About the Level 3 Significant Inputs (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Impaired loans	$ 231	$ 231
Valuation Technique, Appraisal of Collateral [Member]
Range of Inputs	(0.10)	(0.10)
Valuation Technique, Appraisal of Collateral [Member] | Measurement Input, Appraisal Adjustments [Member]
Range of Inputs	(0.76)	(0.76)

Note 9 - Fair Value of Assets_5

Note 9 - Fair Value of Assets and Liabilities - Carrying Amounts and Fair Values of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Reported Value Measurement [Member]
Cash and cash equivalents	$ 73,265	$ 36,108
Net loans	486,007	550,741
Bank-owned life insurance	21,394	21,166
Accrued interest receivable	2,383	2,436
Securities sold under agreements to repurchase	2,897	1,488
Federal Home Loan Bank advances - long term	10,000	16,000
Subordinated debt	5,155	5,155
Accrued interest payable	163	283
Federal Home Loan Bank advances - short term		2,000
Reported Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	611,961	603,446
Reported Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	65,672	97,064
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	73,265	36,108
Net loans	487,664	553,949
Bank-owned life insurance	21,394	21,166
Accrued interest receivable	2,383	2,436
Securities sold under agreements to repurchase	2,897	1,488
Federal Home Loan Bank advances - long term	10,195	16,326
Subordinated debt	5,149	4,938
Accrued interest payable	163	283
Federal Home Loan Bank advances - short term		2,002
Estimate of Fair Value Measurement [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	611,961	603,446
Estimate of Fair Value Measurement [Member] | Time Deposits [Member]
Demand, savings and money market deposits	66,426	98,227
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	73,265	36,108
Net loans	0	0
Bank-owned life insurance	21,394	21,166
Accrued interest receivable	2,383	2,436
Securities sold under agreements to repurchase	2,897	1,488
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	163	283
Federal Home Loan Bank advances - short term		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	611,961	603,446
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Net loans	0	0
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances - long term	0	0
Subordinated debt	0	0
Accrued interest payable	0	0
Federal Home Loan Bank advances - short term		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Net loans	487,664	553,949
Bank-owned life insurance	0	0
Accrued interest receivable	0	0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances - long term	10,195	16,326
Subordinated debt	5,149	4,938
Accrued interest payable	0	0
Federal Home Loan Bank advances - short term		2,002
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Demand, Savings and Money Market Deposits [Member]
Demand, savings and money market deposits	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Time Deposits [Member]
Demand, savings and money market deposits	$ 66,426	$ 98,227

Note 10 - Accumulated Other C_3

Note 10 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Balance			$ 81,005
Total other comprehensive income (loss)	$ 775	$ 1,180	(975)	$ 2,413
Balance	83,223	75,772	83,223	75,772
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	3,158	2,344	4,909	1,107
Other comprehensive income (loss) before reclassification	760	1,201	(935)	2,438
Amount reclassified from accumulated other comprehensive income or loss	12	(14)	(44)	(14)
Total other comprehensive income (loss)	772	1,187	(979)	2,424
Balance	3,930	3,531	3,930	3,531
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Balance	(41)	57	(42)	61
Other comprehensive income (loss) before reclassification	3	(7)	4	(11)
Amount reclassified from accumulated other comprehensive income or loss	0	0	0	0
Total other comprehensive income (loss)	3	(7)	4	(11)
Balance	$ (38)	$ 50	$ (38)	$ 50

Note 10 - Accumulated Other C_4

Note 10 - Accumulated Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Tax effect	$ 297	$ 369	$ 778	$ 575
Net Income (Loss) Attributable to Parent, Total	1,997	1,932	4,763	3,303
Reclassification out of Accumulated Other Comprehensive Income [Member]
Tax effect	3	(4)	(12)	(4)
Net Income (Loss) Attributable to Parent, Total	(12)	14	44	14
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized gains (losses) on available-for-sale securities	$ (15)	$ 18	$ 56	$ 18

Note 11 - Post-retirement Obl_3

Note 11 - Post-retirement Obligations - Changes in Accumulated Liability (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Balance	$ 918	$ 758	$ 911	$ 745
Expense recorded	10	9	18	18
Other comprehensive (income) loss recorded	(3)	7	(4)	11
Balance	$ 925	$ 774	$ 925	$ 774

Note 12 - Stock Repurchase Pr_2

Note 12 - Stock Repurchase Program (Details Textual) - USD ($) $ in Millions	3 Months Ended	6 Months Ended
	Mar. 31, 2020	Jun. 30, 2021	Jan. 19, 2021	Dec. 31, 2020	Mar. 17, 2020	Dec. 17, 2019
Common Stock, Shares, Outstanding, Ending Balance (in shares)		4,256,187		4,223,153
Stock Repurchase Plan on December 17, 2019 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)					300,000	200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding						4.60%
Common Stock, Shares, Outstanding, Ending Balance (in shares)						4,323,822
Stock Repurchase Plan, Number of Additional Shares Authorized to be Repurchased (in shares)					100,000
Treasury Stock, Shares, Acquired (in shares)	146,318
Stock Repurchase Plan on January 19, 2021 [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)			200,000
Stock Repurchase Program, Shares Authorized to be Repurchased, Percentage of Stock Outstanding			4.70%
Common Stock, Shares, Outstanding, Ending Balance (in shares)			4,223,153
Treasury Stock, Shares, Acquired (in shares)		14,149
Stock Repurchase Program, Remaining Authorized Repurchase Amount		$ 5

Note 13 - Securities Sold Und_3

Note 13 - Securities Sold Under Agreements to Repurchase - Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Total collateral carrying value	$ 5,152	$ 4,065
Securities sold under agreements to repurchase (Note 13)	2,897	1,488
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total collateral carrying value	$ 5,152	$ 4,065

Note 14 - Equity Compensation_2

Note 14 - Equity Compensation (Details Textual) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Omnibus Equity Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	49,125
Omnibus Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	340,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	49,125	47,567
Share-based Payment Arrangement, Expense	$ 218,000	$ 234,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 1,500,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Month)	28 months 18 days
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	1 year
Omnibus Equity Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
Director Equity Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	113,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	1,947	2,684
Share-based Payment Arrangement, Expense	$ 45,000	$ 43,000

Note 14 - Equity Compensation -

Note 14 - Equity Compensation - Activity Under the Omnibus Equity Plan (Details) - Omnibus Equity Plan [Member]	6 Months Ended
	Jun. 30, 2021$ / sharesshares
Nonvested, shares (in shares) | shares	51,456
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 16.29
Granted, shares (in shares) | shares	49,125
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 23
Vested, shares (in shares) | shares	(19,742)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 17.04
Forfeited, shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Nonvested, shares (in shares) | shares	80,839
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 20.18

Note 16 - Business Combination

Note 16 - Business Combination (Details Textual) - Farmers National Banc Corp [Member] - Cortland Savings and Banking Company [Member]	Jun. 22, 2021$ / shares
Business Combination, Consideration Transferred, Cash Option, Price Per Share (in dollars per share)	$ 28
Business Combination, Consideration Transferred, Share Conversion Option, Exchange Ratio	1.75
Business Combination, Share Conversion, Percentage of Acquiree's Outstanding Shares, Maximum	75.00%