Cortland Bancorp (CLDB) 10-Q 11 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 05, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	CORTLAND BANCORP INC
Entity Central Index Key	774,569
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,517,849

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 7,571	$ 6,588
Interest-earning deposits	1,773	3,981
Total cash and cash equivalents	9,344	10,569
Investment securities available-for-sale (Note 3)	159,501	162,247
Trading securities (Note 3)	7,955	7,861
Loans held for sale	2,774	632
Total loans (Note 4)	357,873	360,185
Less allowance for loan losses (Note 4)	(5,454)	(5,202)
Net loans	352,419	354,983
Premises and equipment	8,373	7,697
Bank-owned life insurance	17,162	16,990
Other assets	11,291	7,953
Total assets	568,819	568,932
LIABILITIES
Noninterest-bearing deposits	94,115	94,731
Interest-bearing deposits	353,258	362,030
Total deposits	447,373	456,761
Short-term borrowings	5,483	4,259
Federal Home Loan Bank advances - short term	21,000	15,500
Federal Home Loan Bank advances - long term	25,000	25,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	8,353	6,405
Total liabilities	512,364	513,080
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2015 and 2014; outstanding shares, 4,517,849 in 2015 and 4,527,848 in 2014	23,641	23,641
Additional paid-in capital	20,833	20,833
Retained earnings	16,076	14,555
Accumulated other comprehensive (loss) income	(388)	376
Treasury stock, at cost, 210,418 shares in 2015 and 200,419 in 2014	(3,707)	(3,553)
Total shareholders’ equity	56,455	55,852
Total liabilities and shareholders’ equity	$ 568,819	$ 568,932

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Jun. 30, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Common stock, shares authorized	20,000,000	20,000,000
Common stock, stated value	$ 5	$ 5
Common stock, shares issued	4,728,267	4,728,267
Common stock, shares outstanding	4,517,849	4,527,848
Treasury stock, shares	210,418	200,419

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Interest and fees on loans	$ 4,185	$ 3,961	$ 8,265	$ 8,049
Interest and dividends on investment securities:
Taxable interest	548	681	1,218	1,364
Nontaxable interest	434	441	868	854
Dividends	35	35	63	63
Other interest income	4	5	9	10
Total interest income	5,206	5,123	10,423	10,340
INTEREST EXPENSE
Deposits	400	414	815	845
Short-term borrowings	1		2	1
Federal Home Loan Bank advances - short term	8	36	18	139
Federal Home Loan Bank advances - long term	200	254	400	441
Subordinated debt	22	22	44	44
Total interest expense	631	726	1,279	1,470
Net interest income	4,575	4,397	9,144	8,870
PROVISION FOR LOAN LOSSES	130	150	290	300
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,445	4,247	8,854	8,570
NON-INTEREST INCOME
Fees for customer services	486	484	969	943
Investment securities available-for-sale gains - net				193
Trading security (losses) gains, net	(38)	141	(30)	267
Mortgage banking gains, net	160	117	345	198
Earnings on bank-owned life insurance	86	88	172	161
Wealth management income	117	84	307	165
Other non-interest income	47	33	150	71
Total non-interest income	858	947	1,913	1,998
NON-INTEREST EXPENSES
Salaries and employee benefits	2,388	2,306	4,836	4,500
Net occupancy and equipment expense	505	466	992	947
State and local taxes	104	85	204	170
FDIC insurance expense	83	83	166	158
Professional fees	212	233	406	405
Other operating expenses	895	736	1,577	1,352
Total non-interest expenses	4,187	3,909	8,181	7,532
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,116	1,285	2,586	3,036
Federal income tax expense	200	246	521	665
NET INCOME	$ 916	$ 1,039	$ 2,065	$ 2,371
EARNINGS PER SHARE	$ 0.21	$ 0.23	$ 0.46	$ 0.52
CASH DIVIDENDS DECLARED PER SHARE	$ 0.06	$ 0.05	$ 0.12	$ 0.08

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 916	$ 1,039	$ 2,065	$ 2,371
Securities available for sale:
Unrealized holding (losses) gains on available-for-sale securities	(1,767)	1,923	(1,088)	4,487
Tax effect	600	(654)	369	(1,526)
Reclassification adjustment for net gains realized in net income				(193)
Tax effect				66
Total securities available for sale	(1,167)	1,269	(719)	2,834
Change in post-retirement obligations	(23)	13	(45)	26
Total other comprehensive (loss) income	(1,190)	1,282	(764)	2,860
Total comprehensive (loss) income	$ (274)	$ 2,321	$ 1,301	$ 5,231

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
Beginning balance at Dec. 31, 2013	$ 49,535	$ 23,641	$ 20,833	$ 11,502	$ (2,888)	$ (3,553)
Net income	2,371			2,371
Other comprehensive income (loss), net of tax	2,860				2,860
Cash dividend declared ($0.08 per share in 2014 $0.12 per share in 2015)	(363)			(363)
Ending balance at Jun. 30, 2014	54,403	23,641	20,833	13,510	(28)	(3,553)
Beginning balance at Dec. 31, 2014	55,852	23,641	20,833	14,555	376	(3,553)
Net income	2,065			2,065
Other comprehensive income (loss), net of tax	(764)				(764)
Cash dividend declared ($0.08 per share in 2014 $0.12 per share in 2015)	(544)			(544)
Ending balance at Jun. 30, 2015	56,455	$ 23,641	$ 20,833	$ 16,076	$ (388)	(3,707)
Treasury shares purchased net of 1 share reissued (9,999 shares)	$ (154)					$ (154)

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	6 Months Ended
	Jun. 30, 2015
Statement Consolidated Statements Of Changes In Shareholders Equity Parenthetical Unaudited [Abstract]
Cash dividend declared per share	$ 0.12
Treasury shares reissued	1
Treasury shares purchased shares, net of reissued	9,999

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Net cash flow from operating activities
Net cash flow from operating activities	$ 114	$ 4,370
Cash flow from investing activities
Purchases of available-for-sale securities	(8,835)	(26,810)
Proceeds from sale of securities		10,237
Proceeds from call, maturity and principal payments on securities	9,590	10,173
Net decrease in loans made to customers	2,274	30,279
Proceeds from sale of other real estate	40	52
Purchases of bank-owned life insurance		(1,605)
Purchases of premises and equipment	(1,046)	(283)
Net cash flow provided by investing activities	2,023	22,043
Cash deficit from financing activities
Net decrease in deposit accounts	(9,388)	(23,604)
Net change in short term borrowings	1,224	(124)
Net change in Federal Home Loan Bank advances - short term	5,500	(3,000)
Repayments of Federal Home Loan Bank advances - long term	(4,000)
Purchase of Federal Home Loan Bank advances - long term	4,000
Dividends paid	(544)	(363)
Treasury shares purchased	(154)
Net cash deficit used for financing activities	(3,362)	(27,091)
Net change in cash and cash equivalents	(1,225)	(678)
Cash and cash equivalents
Beginning of period	10,569	12,396
End of period	9,344	11,718
Cash paid during the period for:
Income taxes	660
Interest	$ 1,293	1,490
Transfer of loans to other real estate owned		$ 57

Basis of Presentation and Recla

Basis of Presentation and Reclassifications	6 Months Ended
	Jun. 30, 2015
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation and Reclassifications	1.) Basis of Presentation and Reclassifications: The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring items) considered necessary for a fair presentation have been included. Operating results for the three and six months ended June 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. These interim unaudited consolidated financial statements should be read in conjunction with our annual audited financial statements as of December 31, 2014, included in our Form 10-K for the year ended December 31, 2014, filed with the United States Securities and Exchange Commission. The accompanying consolidated balance sheet at December 31, 2014, has been derived from the audited consolidated balance sheet but does not include all of the information and footnotes required by U.S. GAAP for complete financial statements. Certain items contained in the 2014 financial statements have been reclassified to conform to the presentation for 2015. Such reclassifications had no effect on the net results of operations or equity.

Authoritative Accounting Guidan

Authoritative Accounting Guidance	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Authoritative Accounting Guidance	2.) Authoritative Accounting Guidance: In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. . In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period In August 2014, the FASB issued ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. In January 2015, the FASB issued ASU 2015-01, Income Statement –Extraordinary and Unusual Items, In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), In April 2015, the FASB issued ASU 2015-05, Intangible – Goodwill and Other Internal Use Software (Topic 350-40) In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Earnings Per Share Application of the Two-Class Method Under FASB Statement No. 128 to Master Limited Partnerships In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities that Calculate Net Asset Value per Share (or Its Equivalent) In May 2015, the FASB issued ASU 2015-08 , Business Combinations – Pushdown Accounting – Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115 In May 2015, the FASB issued ASU 2015-09, Financial Services – Insurance (Topic 944): Disclosure About Short-Duration Contracts Financial Services – Insurance In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Investment Securities	3.) Investment Securities: Investments in debt and equity securities are classified as held-to-maturity, available-for-sale or trading. Securities classified as held-to-maturity are those that management has the positive intent and ability to hold to maturity. Securities classified as available-for-sale are those that could be sold for liquidity, investment management, or similar reasons, even though management has no present intentions to do so. Securities classified as trading are those that management has bought principally for the purpose of selling in the near term. The Company currently has no securities classified as held-to-maturity. Available-for-sale securities are carried at fair value with unrealized gains and losses recorded as a separate component of shareholders’ equity, net of tax. Realized gains or losses on dispositions are based on net proceeds and the adjusted carrying amount of securities sold, using the specific identification method. Interest income includes amortization of purchase premium or discount and is amortized on the level-yield method without anticipating payments, except for U.S. Government mortgage-backed and related securities where twelve months of historical prepayments are taken into consideration. Trading securities are carried at fair value with valuation adjustments included in other non-interest income. Securities are evaluated periodically to determine whether a decline in value is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline, along with the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not intended to indicate that the decline in value is permanent, but indicates that the prospect for a near-term recovery of value is not necessarily favorable and that there is a lack of evidence to support a realizable value equal to or greater than the carrying value of the investment. Unrealized losses on available-for-sale investments have not been recognized into income. However, once a decline in value is determined to be other-than-temporary, the credit related other-than-temporary impairment (OTTI) is recognized in earnings while the non-credit related OTTI on securities not expected to be sold is recognized in other comprehensive income. The following table is a summary of investment securities available-for-sale: (Amounts in thousands) June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Government agencies and corporations $ 13,544 $ 104 $ 74 $ 13,574 Obligations of states and political subdivisions 49,667 1,168 438 50,397 U.S. Government-sponsored mortgage-backed securities 80,014 198 616 79,596 U.S. Government-sponsored collateralized mortgage obligations 12,121 6 80 12,047 Trust preferred securities 1,649 — 811 838 Total debt securities 156,995 1,476 2,019 156,452 Federal Home Loan Bank (FHLB) stock 2,823 — — 2,823 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock 3,049 — — 3,049 Total investment securities available-for-sale $ 160,044 $ 1,476 $ 2,019 $ 159,501 (Amounts in thousands) December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury securities $ 100 $ 1 $ — $ 101 U.S. Government agencies and corporations 8,640 88 80 8,648 Obligations of states and political subdivisions 48,547 1,667 123 50,091 U.S. Government-sponsored mortgage-backed securities 85,675 353 441 85,587 U.S. Government-sponsored collateralized mortgage obligations 14,030 26 64 13,992 Trust preferred securities 1,662 — 883 779 Total debt securities 158,654 2,135 1,591 159,198 Federal Home Loan Bank (FHLB) stock 2,823 — — 2,823 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock 3,049 — — 3,049 Total investment securities available-for-sale $ 161,703 $ 2,135 $ 1,591 $ 162,247 The regulatory stock is carried at cost and the Company is required to hold such investments as a condition of membership in order to transact business with the FHLB of Cincinnati and the FRB. The Bank is required to maintain a minimum investment in stock of the FHLB and FRB. The stock is bought from and sold based upon its par value. The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the FHLB and FRB as compared to the capital stock amount and the length of time this situation has persisted, (b) commitments by the FHLB and FRB to make payments required by law or regulation and the level of such payments in relation to the operating performance, (c) the impact of legislative and regulatory changes on the customer base of the FHLB and FRB and (d) the liquidity position of the FHLB and FRB. The Company does not consider these investments to be other-than-temporarily impaired at June 30, 2015. At both June 30, 2015 and December 31, 2014, trading securities of $8.0 million and $7.9 million, respectively, are an investment in obligations of states and political subdivisions and include cash equivalent investments for trading liquidity. Unrealized gains and losses on trading securities at June 30, 2015 were $42,000 and $1,000, respectively, compared to $39,000 and $4,000 respectively, at December 31, 2014. Total net unrealized gains of $41,000 and realized losses of $71,000 for the six months ended June 30, 2015 and unrealized gains of $44,100 and realized gains of $222,900 for the six months ended June 30, 2014 are included in the Consolidated Statement of Income. Total net unrealized losses of $4,000 and realized losses of $34,000 for the three months ended June 30, 2015 and unrealized gains of $53,000 and realized gains of $88,000 for the three months ended June 30, 2014 are included in the Consolidated Statement of Income. The amortized cost and fair value of debt securities at June 30, 2015, by contractual maturity, are shown below. Actual maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ 676 $ 679 Due after one year through five years 70 71 Due after five years through ten years 24,452 24,871 Due after ten years 39,662 39,188 Total 64,860 64,809 U.S. Government-sponsored mortgage-backed and related securities 92,135 91,643 Total debt securities $ 156,995 $ 156,452 The table below sets forth the proceeds and gains or losses realized on available for sale securities sold or called for the periods presented: (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Proceeds on securities sold $ — $ — $ — $ 10,237 Gross realized gains — — — 637 Gross realized losses — — — 444 Investment securities with a carrying value of approximately $112.8 million at June 30, 2015 were pledged to secure deposits and for other purposes. The remaining securities provide an adequate level of liquidity. The following is a summary of the fair value of available for sale securities with unrealized losses and an aging of those unrealized losses at June 30, 2015: (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 7,880 $ 16 $ 1,931 $ 58 $ 9,811 $ 74 Obligations of states and political subdivisions 10,653 337 2,119 101 12,772 438 U.S. Government-sponsored mortgage-backed securities 36,942 236 18,656 380 55,598 616 U.S. Government-sponsored collateralized mortgage obligations 10,069 80 — — 10,069 80 Trust preferred securities — — 838 811 838 811 Total $ 65,544 $ 669 $ 23,544 $ 1,350 $ 89,088 $ 2,019 The above table comprises 61 investment securities where the fair value is less than the related amortized cost. The following is a summary of the fair value of securities with unrealized losses and an aging of those unrealized losses at December 31, 2014: (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 335 $ 2 $ 1,910 $ 78 $ 2,245 $ 80 Obligations of states and political subdivisions 2,456 18 4,159 105 6,615 123 U.S. Government-sponsored mortgage-backed securities 14,460 33 31,550 408 46,010 441 U.S. Government-sponsored collateralized mortgage obligations 2,273 30 3,145 34 5,418 64 Trust preferred securities — — 779 883 779 883 Total $ 19,524 $ 83 $ 41,543 $ 1,508 $ 61,067 $ 1,591 The above table comprises 37 investment securities where the fair value is less than the related amortized cost. The trust preferred securities with an unrealized loss represent pools of trust preferred debt issued primarily by bank holding companies. The unrealized losses on the Company’s investment in U.S. Government-sponsored-mortgage-backed securities, U.S. Government-sponsored collateralized mortgage obligations, obligations of states and political subdivisions and U.S. Government agencies and corporations were caused by changes in market rates and related spreads. It is expected that the securities would not be settled at less than the amortized cost of the Company’s investment because the decline in fair value is attributable to changes in interest rates and relative spreads and not credit quality. Also, except for the securities described below, the Company does not intend to sell those investments and it is not more-likely-than-not that the Company will be required to sell the investments before recovery of its amortized cost basis less any current period credit loss. The Company does not consider these investments to be other-than-temporarily impaired at June 30, 2015. Securities Deemed to be Other-Than-Temporarily Impaired The Company reviews investment debt securities on an ongoing basis for the presence of other-than-temporary impairment (OTTI) with formal reviews performed quarterly. For debt securities in an unrealized loss position, management assesses whether (a) it has the intent to sell the debt security or (b) it is more-likely-than-not that it will be required to sell the debt security before its anticipated recovery. If either of these conditions is met, an OTTI on the security must be recognized. In instances in which a determination is made that a credit loss (defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis) exists but the entity does not intend to sell the debt security and it is not more-likely-than-not that the entity will be required to sell the debt security before the anticipated recovery of its remaining amortized cost basis (i.e., the amortized cost basis less any current-period credit loss), the Company presents the amount of the OTTI recognized in the Consolidated Statement of Income. In these instances, the impairment is separated into (a) the amount of the total impairment related to the credit loss, and (b) the amount of the total impairment related to all other factors. The amount of the total OTTI related to the credit loss is recognized in earnings. The amount of the total impairment related to all other factors is recognized in other comprehensive income. The total other-than-temporary impairment is presented in the Consolidated Statement of Income with an offset for the amount of the total other-than-temporary impairment that is recognized in other comprehensive income. As more fully disclosed in Note 9, the Company assessed the impairment of certain securities currently in an illiquid market. The Company records impairment credit losses in earnings (before tax) and non-credit impairment losses in other comprehensive income (loss) (before tax). Through the impairment assessment process, there was no impairment loss recognized in the three or six months ended June 30, 2015 and 2014. The following provides a cumulative rollforward of credit losses recognized in earnings for trust preferred securities held. (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Beginning balance $ 140 $ 140 $ 140 $ 2,305 Reduction for debt securities for which other-than-temporary impairment has been previously recognized and there is no related other comprehensive income — — — — Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized — — — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — — — Sale of debt securities — — — (2,165 ) Ending balance $ 140 $ 140 $ 140 $ 140 In January 2014, the Company determined that its portfolio of insurance trust preferred collateralized debt obligations, commonly known as iTruPS securities, were considered disallowed investments under the final rule implementing Section 619 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commonly referred to as the Volcker Rule, which was originally released jointly by five regulatory agencies on December 10, 2013, and further clarified with the release of the Interim Final Rule on January 14, 2014. The final rule requires banking entities to divest disallowed securities by July 21, 2015, unless, upon application, the Federal Reserve grants extensions to July 21, 2017. With the release of the Interim Final Rule on January 14, 2014, the joint agencies granted relief by permitting financial institutions to retain their interests in certain collateralized debt obligations, but limited that provision to those collateralized by issuances prior to May 2010 from bank or thrift holding companies with less than $15 billion in consolidated assets. The Interim Final Rule did not contain a provision for issuances by insurance companies, which comprises the various iTruPS securities owned by the Company. The disallowed iTruPS consisted of nine positions with an amortized cost of $10.5 million at December 31, 2013. Because the Company could no longer hold the securities until their anticipated recovery, an OTTI had to be recognized for the entire amount of unrealized loss as of December 31, 2013. The fair value of the iTruPS as determined by the discounted cash flow model used by the Company aggregated to $8.5 million. The resulting OTTI charge of approximately $2.0 million was included in the Consolidated Statements of Income in 2013. In February 2014, the Company completed the sale of all nine of the disallowed investments. At June 30, 2015 and December 31, 2014, there were $838,000 and $779,000, respectively, of investment securities considered to be in non-accrual status. This balance is comprised of two trust preferred securities at June 30, 2015. As a result of the delay in the collection of interest payments, management placed these securities in non-accrual status. Current estimates indicate that the interest payment delays may exceed ten years.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans and Allowance for Loan Losses	4.) Loans and Allowance for Loan Losses: The Company, through the Bank, grants residential, consumer and commercial loans to customers located primarily in Northeastern Ohio and Western Pennsylvania. The following represents the composition of the loan portfolio for the period ending: (Amounts in thousands) June 30, 2015 December 31, 2014 Balance % Balance % Commercial $ 57,495 16.1 $ 72,330 20.1 Commercial real estate 233,531 65.3 223,536 62.1 Residential real estate 40,607 11.3 38,875 10.8 Consumer - home equity 21,827 6.1 21,328 5.9 Consumer - other 4,413 1.2 4,116 1.1 Total loans $ 357,873 $ 360,185 Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Company has segmented loans in the portfolio by product type. Loans are segmented into the following pools: commercial loans, commercial real estate loans, residential real estate loans and consumer loans. The Company also sub-segments the consumer loan portfolio into the following two classes: home equity loans and other consumer loans. Historical loss percentages for each risk category are calculated and used as the basis for calculating allowance allocations. These historical loss percentages are calculated over multiple periods for all portfolio segments. Management evaluates these results and utilizes the most reflective period in the calculation. Certain qualitative factors are then added to the historical allocation percentage to get the adjusted factor. These factors include, but are not limited to, the following: Factor Considered: Risk Trend: Levels of and trends in charge-offs, classifications and non-accruals Stable Trends in volume and terms Increasing Changes in lending policies and procedures Stable Experience, depth and ability of management Stable Economic trends Stable Concentrations of credit Stable The following factors are analyzed and applied to loans internally graded with higher credit risk in addition to the above factors for non-classified loans: Factor Considered: Risk Trend: Levels and trends in classification Stable Declining trends in financial performance Stable Structure and lack of performance measures Stable Migration between risk categories Stable The provision charged to operations can be allocated to a loan segment either as a positive or negative value as a result of any material changes to: net charge-offs or recovery, risk factors or loan balances. The following is an analysis of changes in the allowance for loan losses for the periods ended: Three Months Ended (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,990 $ 2,983 $ 231 $ 64 $ 97 $ 5,365 Loan charge-offs (2 ) (50 ) (3 ) — (23 ) (78 ) Recoveries 1 10 4 4 18 37 Net loan recoveries (charge-offs) (1 ) (40 ) 1 4 (5 ) (41 ) Provision charged to operations 126 10 (9 ) (5 ) 8 130 Balance at end of period $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 (Amounts in thousands) June 30, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 684 $ 2,897 $ 293 $ 90 $ 87 $ 4,051 Loan charge-offs — — (19 ) (39 ) (34 ) (92 ) Recoveries — — 1 3 21 25 Net loan recoveries (charge-offs) — — (18 ) (36 ) (13 ) (67 ) Provision charged to operations 65 (6 ) 20 46 25 150 Balance at end of period $ 749 $ 2,891 $ 295 $ 100 $ 99 $ 4,134 Six Months Ended (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 2,064 $ 2,754 $ 229 $ 60 $ 95 $ 5,202 Loan charge-offs (2 ) (50 ) (5 ) — (56 ) (113 ) Recoveries 2 10 15 9 39 75 Net loan recoveries (charge-offs) — (40 ) 10 9 (17 ) (38 ) Provision charged to operations 51 239 (16 ) (6 ) 22 290 Balance at end of period $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 (Amounts in thousands) June 30, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 593 $ 2,638 $ 356 $ 88 $ 89 $ 3,764 Loan charge-offs (112 ) — (19 ) (39 ) (69 ) (239 ) Recoveries 262 — 2 8 37 309 Net loan recoveries (charge-offs) 150 — (17 ) (31 ) (32 ) 70 Provision charged to operations 6 253 (44 ) 43 42 300 Balance at end of period $ 749 $ 2,891 $ 295 $ 100 $ 99 $ 4,134 The total allowance reflects management’s estimate of loan losses inherent in the loan portfolio at the consolidated balance sheet date. The following tables present a full breakdown by portfolio segment of the allowance for loan losses and the recorded investment in loans at June 30, 2015 and December 31, 2014: (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1,308 $ 203 $ — $ — $ — $ 1,511 Collectively evaluated for impairment 807 2,750 223 63 100 3,943 Total ending allowance balance $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 Loan Portfolio: Individually evaluated for impairment $ 1,850 $ 5,396 $ — $ — $ — $ 7,246 Collectively evaluated for impairment 55,645 228,135 40,607 21,827 4,413 350,627 Total ending loans balance $ 57,495 $ 233,531 $ 40,607 $ 21,827 $ 4,413 $ 357,873 (Amounts in thousands) December 31, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1,316 $ 148 $ — $ — $ — $ 1,464 Collectively evaluated for impairment 748 2,606 229 60 95 3,738 Total ending allowance balance $ 2,064 $ 2,754 $ 229 $ 60 $ 95 $ 5,202 Loan Portfolio: Individually evaluated for impairment $ 2,023 $ 5,729 $ — $ — $ — $ 7,752 Collectively evaluated for impairment 70,307 217,807 38,875 21,328 4,116 352,433 Total ending loans balance $ 72,330 $ 223,536 $ 38,875 $ 21,328 $ 4,116 $ 360,185 The decrease in commercial loan balances from year-end was due in part to 60-day term commercial loans for a total of $22.6 million that closed in December 2014 and were fully secured by segregated deposit accounts with the Bank. The loans matured in the first quarter of 2015. The increase in the allowance for commercial real estate categories is due to increases in special mention loans as shown in the following tables and a change in the qualitative factor relating to trends in volume and terms. Along with the impact of classified loans, the amount of net charge-offs also impacts the provision charged to operations for the quarter and year-to-date for any category of loans. Charge-offs affect the historical rate applied to each category, and the amount needed to replenish the amount charged-off. The following tables represent credit exposures by internally assigned grades for June 30, 2015 and December 31, 2014. The grading analysis estimates the capability of the borrower to repay the contractual obligations of the loan agreements as scheduled or at all. The Company’s internal credit risk grading system is based on experiences with similarly graded loans. The Company’s internally assigned grades are as follows: — Pass – loans which are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. Within this category, there are grades of exceptional, quality, acceptable and pass monitor. — Special Mention – loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. — Substandard – loans that have a well-defined weakness based on objective evidence and are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. — Doubtful – loans classified as doubtful have all the weaknesses inherent in a substandard asset but with the severity which makes collection in full highly questionable and improbable, based on existing circumstances. — Loss – loans classified as a loss are considered uncollectible, or of such value that continuance as an asset is not warranted. This rating does not mean that the assets have no recovery or salvage value but rather that the assets should be charged off now, even though partial or full recovery may be possible in the future. The following table is a summary of credit quality indicators by internally assigned grades as of June 30, 2015 and December 31, 2014: (Amounts in thousands) Commercial Commercial real estate June 30, 2015 Pass $ 48,983 $ 216,892 Special Mention 6,650 10,969 Substandard 1,862 5,670 Doubtful — — Ending Balance $ 57,495 $ 233,531 (Amounts in thousands) Commercial Commercial real estate December 31, 2014 Pass $ 65,339 $ 205,890 Special Mention 4,963 10,209 Substandard 2,028 7,437 Doubtful — — Ending Balance $ 72,330 $ 223,536 The Company evaluates the classification of consumer, home equity and residential loans primarily on a pooled basis. If the Company becomes aware that adverse or distressed conditions exist that may affect a particular loan, the loan is downgraded following the above definitions of special mention and substandard. Nonaccrual loans in these categories are evaluated for charge off or charge down, and the remaining balance has the same allowance factor as pooled loans. The following table is a summary of consumer credit exposure as of June 30, 2015 and December 31, 2014: (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other June 30, 2015 Performing $ 39,442 $ 21,594 $ 4,412 Nonperforming 1,165 233 1 Total $ 40,607 $ 21,827 $ 4,413 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2014 Performing $ 37,544 $ 21,179 $ 4,110 Nonperforming 1,331 149 6 Total $ 38,875 $ 21,328 $ 4,116 Loans are considered to be nonperforming when they become 90 days past due or on nonaccrual status, though the Company may be receiving partial payments of interest and partial repayments of principal on such loans. When a loan is placed in non-accrual status, previously accrued but unpaid interest is deducted from interest income. Loans in foreclosure are considered nonperforming. The following table is a summary of classes of loans on non-accrual status as of June 30, 2015 and December 31, 2014: (Amounts in thousands) June 30, 2015 December 31, 2014 Commercial $ 1,670 $ 1,824 Commercial real estate 2,211 2,247 Residential real estate 1,165 1,331 Consumer: Consumer - home equity 233 149 Consumer - other 1 6 Total $ 5,280 $ 5,557 Troubled Debt Restructuring Nonperforming loans also include certain loans that have been modified in troubled debt restructurings (TDRs) where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. Certain TDRs are classified as nonperforming at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. There were no loans modified as TDRs for the three and six months ended June 30, 2015 or June 30, 2014. None of the loans that were approved as TDR’s in 2013 or 2014 have subsequently defaulted in the three or six month periods ended June 30, 2014 and 2015. The following table is an aging analysis of the recorded investment of past due loans as of June 30, 2015 and December 31, 2014: (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Current Total Loans Recorded Investment 90 Days and Accruing June 30, 2015 Commercial $ 42 $ — $ 1,670 $ 1,712 $ 55,783 $ 57,495 $ — Commercial real estate 487 116 1,679 2,282 231,249 233,531 — Residential real estate 114 105 1,053 1,272 39,335 40,607 — Consumer: Consumer - home equity 77 19 233 329 21,498 21,827 — Consumer - other 23 — 1 24 4,389 4,413 — Total $ 743 $ 240 $ 4,636 $ 5,619 $ 352,254 $ 357,873 $ — (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Current Total Loans Recorded Investment 90 Days and Accruing December 31, 2014 Commercial $ 54 $ 282 $ 1,542 $ 1,878 $ 70,452 $ 72,330 $ — Commercial real estate 574 1,774 2,115 4,463 219,073 223,536 — Residential real estate 122 173 1,144 1,439 37,436 38,875 — Consumer: Consumer - home equity 61 — 149 210 21,118 21,328 — Consumer - other 15 — 6 21 4,095 4,116 — Total $ 826 $ 2,229 $ 4,956 $ 8,011 $ 352,174 $ 360,185 $ — An impaired loan is a loan on which, based on current information and events, it is probable that a creditor will be unable to collect all amounts due (including both interest and principal) according to the contractual terms of the loan agreement. However, an insignificant delay or insignificant shortfall in amount of payments on a loan does not indicate that the loan is impaired. When a loan is determined to be impaired, impairment should be measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate. However, as a practical expedient, the Company will measure impairment based on a loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The following are the criteria for selecting individual loans / relationships for impairment analysis. Non-homogenous loans which meet the criteria below are evaluated quarterly. — All borrowers whose loans are classified doubtful by examiners and internal loan review — All loans on non-accrual status — Any loan in foreclosure — Any loan with a specific allowance — Any loan determined to be collateral dependent for repayment — Loans classified as troubled debt restructuring Commercial loans and commercial real estate loans evaluated for impairment are excluded from the general pool of loans in the ALLL calculation regardless if a specific reserve was determined. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not necessarily performed, with the associated allowance amount, if applicable, at June 30, 2015 and December 31, 2014. Also presented are the average recorded investments in the impaired balances and interest income recognized after impairment for the three and six months ended June 30, 2015 and 2014. (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance June 30, 2015 With no related allowance recorded: Commercial $ 427 $ 427 $ — Commercial real estate 4,512 4,714 — With an allowance recorded: Commercial 1,423 1,423 1,308 Commercial real estate 884 884 203 Total: Commercial $ 1,850 $ 1,850 $ 1,308 Commercial real estate $ 5,396 $ 5,598 $ 203 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2014 With no related allowance recorded: Commercial $ 457 $ 457 $ — Commercial real estate 4,498 5,242 — With an allowance recorded: Commercial 1,566 1,566 1,316 Commercial real estate 1,231 1,231 148 Total: Commercial $ 2,023 $ 2,023 $ 1,316 Commercial real estate $ 5,729 $ 6,473 $ 148 (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized June 30, 2015 With no related allowance recorded: Commercial $ 341 $ 2 $ 348 $ 6 Commercial real estate 4,140 37 4,344 84 With an allowance recorded: Commercial 1,515 — 1,539 — Commercial real estate 1,272 29 1,246 44 Total: Commercial $ 1,856 $ 2 $ 1,887 $ 6 Commercial real estate $ 5,412 $ 66 $ 5,590 $ 128 (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized June 30, 2014 With no related allowance recorded: Commercial $ 215 $ 4 $ 219 $ 10 Commercial real estate 4,030 43 3,849 88 With an allowance recorded: Commercial 73 — 84 — Commercial real estate 1,561 28 1,569 36 Total: Commercial $ 288 $ 4 $ 303 $ — Commercial real estate $ 5,591 $ 71 $ 5,418 $ 124

Legal Proceedings

Legal Proceedings	6 Months Ended
	Jun. 30, 2015
Commitments And Contingencies Disclosure [Abstract]
Legal Proceedings	5.) Legal Proceedings: The Company is involved in legal actions arising in the ordinary course of business. In the opinion of management, the outcomes from these matters, either individually or in the aggregate, are not expected to have any material effect on the Company.

Earnings Per Share and Capital

Earnings Per Share and Capital Transactions	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share and Capital Transactions	6.) Earnings Per Share and Capital Transactions: The Company currently maintains a simple capital structure; therefore, there are no dilutive effects to earnings per share. The following table sets forth the computation of earnings per common share. Earnings per share is computed by dividing net income by the weighted average number of shares outstanding during the applicable period. Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Net income (amounts in thousands) $ 916 $ 1,039 $ 2,065 $ 2,371 Weighted average common shares outstanding 4,525,322 4,527,848 4,526,578 4,527,848 Earnings per share $ 0.21 $ 0.23 $ 0.46 $ 0.52

Subordinated Debt

Subordinated Debt	6 Months Ended
	Jun. 30, 2015
Debt Disclosure [Abstract]
Subordinated Debt	7.) Subordinated Debt: In July 2007, a trust formed by the Company issued $5.0 million of floating rate trust preferred securities as part of a pooled offering of such securities due December 2037. The Company owns all $155,000 of the common securities issued by the trust. The securities bear interest at the 3-month LIBOR rate plus 1.45%. The rates at June 30, 2015 and December 31, 2014 were 1.74% and 1.69%, respectively. The Company issued subordinated debentures to the trust in exchange for the proceeds of the trust preferred offering. The debentures represent the sole assets of this trust. The Company may redeem the subordinated debentures, in whole or in part, at par. The trust is not consolidated with the Company’s financial statements. Accordingly, the Company does not report the securities issued by the trust as liabilities, but instead reports as liabilities the subordinated debentures issued by the Company and held by the trust. The subordinated debentures qualify as Tier 1 capital for regulatory purposes in determining and evaluating the Company’s capital adequacy.

Commitments

Commitments	6 Months Ended
	Jun. 30, 2015
Commitments And Contingencies Disclosure [Abstract]
Commitments	8.) Commitments: The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the consolidated balance sheets. The contract or notional amounts or those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. In the event of nonperformance by the other party, the Company’s exposure to credit loss on these financial instruments is represented by the contract or notional amount of the instrument. The Company uses the same credit policies in making commitments and conditional obligations as it does for instruments recorded on the balance sheet. The amount and nature of collateral obtained, if any, is based on management’s credit evaluation. The following table is a summary of such contractual commitments: (Amounts in thousands) June 30, 2015 December 31, 2014 Commitments to extend credit: Fixed rate $ 13,950 $ 13,825 Variable rate 47,104 49,897 Standby letters of credit 2,277 608 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Generally these financial arrangements have fixed expiration dates or other termination clauses and may require payment of a fee. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment and income-producing commercial properties. The increase in commitments is in line with the Company’s increased focus on commercial and industrial lending, and specifically lines of credit. The Company also offers limited overdraft protection as a non-contractual courtesy which is available to businesses as well as individually/jointly owned accounts in good standing for personal or household use. The Company reserves the right to discontinue this service without prior notice. The following table is a summary of overdraft protection for the periods indicated: (Amounts in thousands) June 30, 2015 December 31, 2014 Overdraft protection available on depositors' accounts $ 9,632 $ 9,632 Balance of overdrafts included in loans 100 108 Average daily balance of overdrafts 97 117 Average daily balance of overdrafts as a percentage of available 1.01 % 1.21 % Customer Derivatives - Interest Rates Swaps/Floors – The Company enters into interest rate swaps that allow our commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate into a fixed-rate. The Company then enters into a corresponding swap agreement with a third party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC 815 and are marked to market through their earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by FASB ASC 820. There was no effect on earnings in any periods presented. At June 30, 2015, the Company had $150,000 in cash pledged for collateral on its interest rate swap with the third party financial institution. Summary information regarding these derivatives is presented below: (Amounts in thousands) Fair Value June 30, Notional Amount Maturity Interest Rate Paid Interest Rate Received 2015 2014 Customer interest rate swap $ 6,052 2025 1 Mo. Libor + Margin Fixed $ 17 $ — Third party interest rate swap 6,052 2025 Fixed 1 Mo. Libor + Margin (17 ) — The following table presents the fair values of derivative instruments in the balance sheet. (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value June 30, 2015 Interest rate derivatives Other assets $ 17 Other liabilities $ 17

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED) 9.) Fair Value of Assets and Liabilities: Measurements The Company groups assets and liabilities recorded at fair value into three levels based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement (with level 1 considered highest and level 3 considered lowest). A brief description of each level follows: Level 1: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level 2: Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but which trade less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level 3: Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where inputs into the determination of fair value require significant management judgment or estimation. The following table presents the assets reported on the consolidated balance sheets at their fair value as of June 30, 2015 and December 31, 2014 by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. (Amounts in thousands) Fair Value Measurements at June 30, 2015 Using Description June 30, 2015 Quoted Prices in Active Markets Identical Assets (Level 1) Significant Other Observable (Level 2) Significant Unobservable (Level 3) ASSETS U.S. Government agencies and corporations $ 13,574 $ — $ 13,574 $ — Obligations of states and political subdivisions 50,397 — 50,397 — U.S. Government-sponsored mortgage-backed securities 79,596 — 79,596 — U.S. Government-sponsored collateralized mortgage obligations 12,047 — 12,047 — Trust preferred securities 838 — — 838 Regulatory stock 3,049 3,049 — — Trading securities 7,955 — 7,955 — Loans held for sale 2,774 2,774 — — Interest rate derivatives 17 — 17 — LIABILITIES Interest rate derivatives $ 17 $ — $ 17 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2014 Using Description December 31, 2014 Quoted Prices in Active Markets Identical Assets (Level 1) Significant Other Observable (Level 2) Significant Unobservable (Level 3) ASSETS U.S. Treasury securities $ 101 $ — $ 101 $ — U.S. Government agencies and corporations 8,648 — 8,648 — Obligations of states and political subdivisions 50,091 — 50,091 — U.S. Government-sponsored mortgage-backed securities 85,587 — 85,587 — U.S. Government-sponsored collateralized mortgage obligations 13,992 — 13,992 — Trust preferred securities 779 — — 779 Regulatory stock 3,049 3,049 — — Trading securities 7,861 — 7,861 — Loans held for sale 632 632 — — The following tables present the changes in the Level 3 fair value category for the three and six months ended June 30, 2015 and 2014. The Company classifies financial instruments in Level 3 of the fair-value hierarchy when there is reliance on at least one significant unobservable input to the valuation model. In addition to these unobservable inputs, the valuation models for Level 3 financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. (Amounts in thousands) Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Trust preferred securities Trust preferred securities Trust preferred securities Trust preferred securities Beginning balance $ 759 $ 743 $ 779 $ 10,136 Net realized/unrealized gains/(losses) included in: Noninterest income — — — — Other comprehensive income 87 (6 ) 72 730 Discount accretion (premium amortization) — — — 7 Sales — — — (10,044 ) Purchases, issuance, and settlements (8 ) (57 ) (13 ) (149 ) Ending balance $ 838 $ 680 $ 838 $ 680 Losses included in net income for the period relating to assets held at period end $ — $ — $ — $ — The Company conducts OTTI analyses on a quarterly basis. The initial indication of other-than-temporary impairment for both debt and equity securities is a decline in the fair value below the amount recorded for an investment. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the consolidated statements of income. In determining whether an impairment is other than temporary, the Company considers a number of factors, including, but not limited to, the length of time and extent to which the market value has been less than cost, recent events specific to the issuer, including investment downgrades by rating agencies and economic conditions of its industry, and a determination that the Company does not intend to sell those investments and it is not more-likely-than-not that the Company will be required to sell the investments before recovery of its amortized cost basis less any current period credit loss. Among the factors that are considered in determining the Company’s intent and ability is a review of its capital adequacy, interest rate risk position and liquidity. The Company also considers the issuer’s financial condition, capital strength and near-term prospects. In addition, for debt securities the Company considers the cause of the price decline (general level of interest rates and industry- and issuer-specific factors), current ability to make future payments in a timely manner and the issuer’s ability to service debt, the assessment of a security’s ability to recover any decline in market value, the ability of the issuer to meet contractual obligations and the Company’s intent and ability to retain the security. All of the foregoing require considerable judgment. Trust Preferred Securities Trust preferred securities are accounted for under FASB ASC Topic 325 Investments Other As referenced in Note 2, Investment Securities, with the release of the Volcker Rule in December 2013, the Company could no longer support the ability to hold certain trust preferred securities comprised of obligations issued by insurance companies. The inability to hold the investments triggered a $2.0 million OTTI recognition reflecting the estimated fair value of the securities at December 31, 2013. For the remaining bank-issued trust preferred securities, the Company does not intend to sell the securities and it is more-likely-than-not that the Company will not be required to sell the securities before recovery of its amortized cost basis. There is a risk that subsequent evaluations could result in recognition of OTTI charges in the future. The securities had life-to-date impairment losses as presented below. The following table details the breakdown of trust preferred securities for the periods indicated: (Dollar amounts in thousands) June 30, 2015 December 31, 2014 Total number of trust preferred securities 2 2 Par value $ 1,789 $ 1,802 Number not considered OTTI 1 1 Par value $ 789 $ 802 Number considered OTTI 1 1 Par value $ 1,000 $ 1,000 Life-to-date impairment recognized in earnings $ 140 $ 140 Life-to-date impairment recognized in other comprehensive income 811 883 Total life-to-date impairment $ 951 $ 1,023 The following table details the one debt security with other-than-temporary impairment, its credit rating at June 30, 2015 and the related losses recognized in earnings: (Amounts in thousands) Moody’s/Fitch Rating Amount of OTTI related to credit loss at January 1, 2015 Additions in QTD March 31, 2015 Additions in QTD June 30, 2015 Amount of OTTI related to credit loss at June 30, 2015 Trapeza IX B-1 Ca/CC $ 140 $ — $ — $ 140 Total $ 140 $ — $ — $ 140 The following table details the one debt security with other-than-temporary impairment, its credit ratings at June 30, 2014 and the related losses recognized in earnings: (Amounts in thousands) Moody’s/Fitch Rating Amount of OTTI related to credit loss at January 1, 2014 Additions in QTD March 31, 2014 Additions in QTD June 30, 2014 Amount of OTTI related to credit loss at June 30, 2014 Trapeza IX B-1 Ca/CC $ 140 $ — $ — $ 140 Total $ 140 $ — $ — $ 140 The following table provides additional information related to the Company’s trust preferred securities as of June 30, 2015 used to evaluate other-than-temporary impairments: (Amounts in thousands) Deal Class Amortized Cost Fair Unrealized Gain/(Loss) Moody’s/ Fitch Rating Number of Issuers Currently Performing Deferrals and Defaults as a % of Current Collateral Excess Subordination as % of Current Performing Collateral PreTSL XXIII C-2 $ 789 $ 351 $ (438 ) B2/C 92 23.4 % — % Trapeza IX B-1 860 487 (373 ) Ca/CC 32 18.3 — Total $ 1,649 $ 838 $ (811 ) The following table provides additional information related to the Company’s trust preferred securities as of December 31, 2014 used to evaluate other-than-temporary impairments: (Amounts in thousands) Deal Class Amortized Cost Fair Unrealized Gain/(Loss) Moody’s/ Fitch Rating Number of Issuers Currently Performing Deferrals and Defaults as a % of Current Collateral Excess Subordination as % of Current Performing Collateral PreTSL XXIII C-2 $ 802 $ 313 $ (489 ) B2/C 91 25.2 % — % Trapeza IX B-1 860 466 (394 ) Ca/CC 33 18.1 — Total $ 1,662 $ 779 $ (883 ) The market for these securities at June 30, 2015 and December 31, 2014 is not active and markets for similar securities are also not active. The inactivity was evidenced first by a significant widening of the bid-ask spread in the brokered markets in which trust preferred securities trade and then by a significant decrease in the volume of trades relative to historical levels. The new issue market is also inactive as no new trust preferred securities have been issued since 2007. There are currently very few market participants who are willing and/or able to transact for these securities. The pooled market value for these securities remains very depressed relative to historical levels. Although there has been marked improvement in the credit spread premium in the corporate bond space, no such improvement has been noted in the market for trust preferred securities. Given conditions in the debt markets today and the absence of observable transactions in the secondary and the new issue markets, the Company determined the following: — The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at June 30, 2015; — An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at measurement dates prior to 2008; and — The trust preferred securities will be classified within Level 3 of the fair value hierarchy because the Company determined that significant judgments are required to determine fair value at the measurement date. The Company enlisted the aid of an independent third party to perform the trust preferred security valuations. The approach to determining fair value involved the following process: 1. Estimate the credit quality of the collateral using average probability of default values for each issuer (adjusted for rating levels). 2. Consider the potential for correlation among issuers within the same industry for default probabilities (e.g. banks with other banks). 3. Forecast the cash flows for the underlying collateral and apply to each trust preferred security tranche to determine the resulting distribution among the securities, including prepayment and cures. 4. Discount the expected cash flows to calculate the present value of the security. The effective discount rates on an overall basis generally range from 10.21% to 13.99% and are highly dependent upon the credit quality of the collateral, the relative position of the tranche in the capital structure of the trust preferred security and the prepayment assumptions. T he following table presents the assets measured on a nonrecurring basis on the consolidated balance sheets at their fair value as of June 30, 2015 and December 31, 2014, by level within the fair value hierarchy. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include: quoted market prices for identical assets classified as Level 1 inputs; observable inputs, employed by certified appraisers, for similar assets classified as Level 2 inputs. In cases where valuation techniques include inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level 3 inputs. Other real estate owned is carried at the lower of cost or fair value less estimated costs to sell. (Amounts in thousands) June 30, 2015 Level 1 Level 2 Level 3 Total Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 5,735 $ 5,735 (Amounts in thousands) December 31, 2014 Level 1 Level 2 Level 3 Total Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 6,288 $ 6,288 Other real estate owned — — 40 40 Financial Instruments The Company disclosures fair value information about financial instruments, whether or not recognized in the consolidated balance sheets, for which it is practicable to estimate the value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other estimation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Such techniques and assumptions, as they apply to individual categories of the financial instruments, are as follows: Cash and cash equivalents – The carrying amounts for cash and cash equivalents are a reasonable estimate of those assets’ fair value. Investment securities – Fair values of securities are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable securities. Prices on trust preferred securities were calculated using a discounted cash-flow technique. Cash flows were estimated based on credit and prepayment assumptions. The present value of the projected cash flows was calculated using a discount rate equal to the current yield used to accrete the beneficial interest. Loans held for sale – Loans held for sale consist of residential mortgage loans originated for sale. Loans held for sale are recorded at fair value based on what the secondary markets have offered on best efforts commitments. Loans, net of allowance for loan losses – Market quotations are generally not available for loan portfolios. The fair value is estimated by discounting future cash flows using current market inputs at which loans with similar terms and qualities would be made to borrowers of similar credit quality. Bank-owned life insurance – The fair value is based upon the cash surrender value of the underlying policies and matches the book value. Accrued interest receivable – The carrying amount is a reasonable estimate of these assets’ fair value. Interest rate derivatives – The fair value is based on settlement values adjusted for credit risks associated with the counter parties and the Company and observable market interest rate curves. Demand, savings and money market deposits – Demand, savings, and money market deposit accounts are valued at the amount payable on demand. Time deposits – The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rates are estimated using market rates currently offered for similar instruments with similar remaining maturities. Short term borrowings – Short term borrowings generally have an original term to maturity of one year or less. Consequently, their carrying value is a reasonable estimate of fair value. FHLB advances - short term – Short term borrowings generally have an original term to maturity of one year or less. Advances of one month or less are considered to be at fair value. The fair value of notes with one to twelve month terms is based on the discounted value of contractual cash flows. The discount rates are estimated using market rates currently offered for similar instruments with similar remaining maturities. FHLB advances - long term – The fair value for fixed rate advances is estimated by discounting the future cash flows using rates at which advances would be made to borrowers with similar credit ratings and for the same remaining maturities. The fair value for the fixed rate advances that are convertible to quarterly LIBOR floating rate advances on or after certain specified dates at the option of the FHLB and the FHLB fixed rate advances that are putable on or after certain specified dates at the option of the FHLB are priced using the FHLB of Cincinnati’s model. Subordinated debt – The floating issuances curves to maturity are averaged to obtain an index. The spread between BBB-rated bank debt and 25-year swap rates is determined to calculate the spread on outstanding trust preferred securities. The discount margin is then added to the index to arrive at a discount rate, which determines the present value of projected cash flows. Accrued interest payable – The carrying amount is a reasonable estimate of these liabilities’ fair value. The fair value of unrecorded commitments at June 30, 2015 and December 31, 2014 is not material. In addition, other assets and liabilities of the Company that are not defined as financial instruments are not included in the disclosures, such as property and equipment. Also, non-financial instruments typically not recognized in financial statements nevertheless may have value but are not included in the above disclosures. These include, among other items, the estimated earning power of core deposit accounts, the trained work force, customer goodwill and similar items. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The carrying amounts and fair values of the Company’s financial instruments are as follows: (Amounts in thousands) June 30, 2015 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 9,344 $ 9,344 $ — $ — $ 9,344 Investment securities available-for-sale 159,501 3,049 155,614 838 159,501 Trading securities 7,955 — 7,955 — 7,955 Loans held for sale 2,774 2,774 — — 2,774 Loans, net of allowance for loan losses 352,419 — — 355,723 355,723 Bank-owned life insurance 17,162 17,162 — — 17,162 Accrued interest receivable 1,757 1,757 — — 1,757 Interest rate derivatives 17 — 17 — 17 LIABILITIES: Demand, savings and money market deposits $ 315,693 $ 315,693 $ — $ — $ 315,693 Time deposits 131,680 — — 134,288 134,288 Short term borrowings 5,483 5,483 — — 5,483 Federal Home Loan Bank advances - short term 21,000 14,500 — 6,498 20,998 Federal Home Loan Bank advances - long term 25,000 — — 25,977 25,977 Subordinated debt 5,155 — — 4,527 4,527 Accrued interest payable 234 234 — — 234 Interest rate derivatives 17 — 17 — 17 (Amounts in thousands) December 31, 2014 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 10,569 $ 10,569 $ — $ — $ 10,569 Investment securities available-for-sale 162,247 3,049 158,419 779 162,247 Trading securities 7,861 — 7,861 — 7,861 Loans held for sale 632 632 — — 632 Loans, net of allowance for loan losses 354,983 — — 359,518 359,518 Bank-owned life insurance 16,990 16,990 — — 16,990 Accrued interest receivable 1,723 1,723 — — 1,723 LIABILITIES: Demand, savings and money market deposits $ 326,554 $ 326,554 $ — $ — $ 326,554 Time deposits 130,207 — — 133,171 133,171 Short term borrowings 4,259 4,259 — — 4,259 Federal Home Loan Bank advances - short term 15,500 6,000 — 9,490 15,490 Federal Home Loan Bank advances - long term 25,000 — — 26,194 26,194 Subordinated debt 5,155 — — 4,573 4,573 Accrued interest payable 248 248 — — 248 The following table presents quantitative information about the Level 3 significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis at June 30, 2015: (Amounts in thousands) Fair value at June 30, 2015 Valuation Technique Significant Unobservable Input Description of Inputs Trust preferred securities $ 838 Discounted Cash Flow Projected Prepayments 1) Trust preferred securities issued by banks subject to Dodd-Frank's phase-out of trust preferred securities from Tier 1 Capital. All fixed rate within one year; variable rate at increasing intervals depending on spread. 2) Trust preferred securities issued by healthy, well capitalized banks that have fixed rate coupons greater than 8%. 3) 1% annually for all other fixed rate issues and all variable rate issues. 4) Zero for collateral issued by REITs and 2% for insurance companies. Projected Defaults 1) All deferring issuers that do not meet the criteria for curing, as described below, are projected to default immediately. 2) Banks with high, near team default risk are identified using a CAMELS model, and projected to default immediately. Healthy banks are projected to default at a rate of 2% annually for 2 years, and 0.36% annually thereafter. 3) Insurance and REIT defaults are projected according to the historical default rates exhibited by companies with the same credit ratings. Historical default rates are doubled in each of the first two years of the projection to account for current economic conditions. Unrated issuers are assumed to have CCC- ratings. Projected Cures 1) Deferring issuers that have definitive agreements to either be acquired or recapitalized. Projected Recoveries 1) Zero for insurance companies, REITs and insolvent banks, and 10% for projected bank deferrals lagged 2 years. Discount Rates 1) Ranging from ~10.21% to ~13.99%, depending on each bond's seniority and remaining subordination after projected losses. Impaired loans 5,735 Appraisal of Collateral (1) Appraisal Adjustments (2) Range (0)% to (53)% Weighted average (28)% Liquidation Expenses (2) Range (0)% to (43)% Weighted average (6)% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses are presented as a percent of the appraisal. The adjustment of appraised value is measured as the effect on fair value as a percentage of unpaid principal. The following table presents quantitative information about the Level 3 significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis at December 31, 2014: (Amounts in thousands) Fair value at December 31, 2014 Valuation Technique Significant Unobservable Input Description of Inputs Trust preferred securities $ 779 Discounted Cash Flow Projected Prepayments 1) Trust preferred securities issued by banks subject to Dodd-Frank's phase-out of trust preferred securities from Tier 1 Capital. All fixed rate within one year; variable rate at increasing intervals depending on spread. 2) Trust preferred securities issued by healthy, well capitalized banks that have fixed rate coupons greater than 8%. 3) 1% annually for all other fixed rate issues and all variable rate issues. 4) Zero for collateral issued by REITs and 2% for insurance companies. Projected Defaults 1) All deferring issuers that do not meet the criteria for curing, as described below, are projected to default immediately. 2) Banks with high, near team default risk are identified using a CAMELS model, and projected to default immediately. Healthy banks are projected to default at a rate of 2% annually for 2 years, and 0.36% annually thereafter. 3) Insurance and REIT defaults are projected according to the historical default rates exhibited by companies with the same credit ratings. Historical default rates are doubled in each of the first two years of the projection to account for current economic conditions. Unrated issuers are assumed to have CCC- ratings. Projected Cures 1) Deferring issuers that have definitive agreements to either be acquired or recapitalized. Projected Recoveries 1) Zero for insurance companies, REITs and insolvent banks, and 10% for projected bank deferrals lagged 2 years. Discount Rates 1) Ranging from ~10.24% to ~15.75%, depending on each bond's seniority and remaining subordination after projected losses. Impaired loans 6,288 Appraisal of Collateral (1) Appraisal Adjustments (2) Range (0)% to (40)% Weighted average (23)% Liquidation Expenses (2) Range (0)% to (33)% Weighted average (6)% Other real estate owned 40 Appraisal of Collateral (1), (3) Appraisal Adjustments (2) 0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses are presented as a percent of the appraisal. The adjustment of appraised value is measured as the effect on fair value as a percentage of unpaid principal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	10.) Accumulated Other Comprehensive Income (Loss): The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and six months ended June 30, 2015 and 2014: (Amounts in thousands) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations Balance as of December 31, 2014 $ 359 $ 17 Other comprehensive income before reclassification 449 (23 ) Amount reclassified from accumulated other comprehensive loss — — Total other comprehensive income (loss) 449 (23 ) Balance as of March 31, 2015 808 (6 ) Other comprehensive income before reclassification (1,167 ) — Amount reclassified from accumulated other comprehensive loss — (23 ) Total other comprehensive income (1,167 ) (23 ) Balance as of June 30, 2015 $ (359 ) $ (29 ) (Amounts in thousands) Unrealized losses on available-for-sale securities (a) Change in pension and postretirement obligations Balance as of December 31, 2013 $ (2,860 ) $ (28 ) Other comprehensive income before reclassification 1,692 13 Amount reclassified from accumulated other comprehensive loss (127 ) — Total other comprehensive income 1,565 13 Balance as of March 31, 2014 (1,295 ) (15 ) Other comprehensive loss before reclassification 1,269 13 Amount reclassified from accumulated other comprehensive loss — — Total other comprehensive income 1,269 13 Balance as of June 30, 2014 $ (26 ) $ (2 ) The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2015 and 2014: (Amounts in thousands) Three Months Ended June 30, 2015 2014 Amount reclassified from accumulated other comprehensive income Amount reclassified from accumulated other comprehensive income Affected line item in the statement where net income is presented Details about other comprehensive income or loss: Unrealized gains on available-for-sale securities $ — $ — Investment securities gains, net — — Federal income tax expense $ — $ — Net of tax (Amounts in thousands) Six Months Ended June 30, 2015 2014 Amount reclassified from accumulated other comprehensive loss Amount reclassified from accumulated other comprehensive income Affected line item in the statement where net income is presented Details about other comprehensive income or loss: Unrealized gains on available-for-sale securities $ — $ (193 ) Investment securities gains, net — 66 Federal income tax expense $ — $ (127 ) Net of tax

Post-Retirement Obligations

Post-Retirement Obligations	6 Months Ended
	Jun. 30, 2015
Compensation And Retirement Disclosure [Abstract]
Post-Retirement Obligations	11.) Post-Retirement Obligations: The Company accrues for the monthly benefit expense of post-retirement cost of insurance for split dollar life insurance coverage. The following table presents the changes in the accumulated liability: (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Beginning balance $ 653 $ 600 $ 585 $ 614 Expense recorded 45 (1 ) 91 (2 ) Other comprehensive income recorded 23 (13 ) 45 (26 ) Ending balance $ 721 $ 586 $ 721 $ 586

Stock Repurchase Program

Stock Repurchase Program	6 Months Ended
	Jun. 30, 2015
Stock Repurchase Program [Abstract]
Stock Repurchase Program	12.) Stock Repurchase Program: On March 24, 2015, the Company’s Board of Directors adopted a Stock Repurchase Program which permits the Company to repurchase up to 200,000 shares or approximately 4.4% of its 4,527,849 outstanding common shares in the open market or in privately negotiated transactions in accordance with applicable regulations of the Securities and Exchange Commission. Based on the value of the Company’s stock on March 24, 2015, the commitment to repurchase the stock during the program is approximately $3.1 million. The repurchase program will terminate on December 31, 2015 or upon the purchase of 200,000 shares, if earlier or any other time without prior notice. Repurchased shares are designated as treasury shares, available for general corporate purposes, including possible use in connection with the Company’s dividend reinvestment program, employee benefit plans, acquisitions or other distributions. As of June 30, 2015 the Company had repurchased 10,000 shares under the program to date. Based on the value of the Company’s stock on June 30, 2015, the commitment to repurchase the stock during the remainder of the program is approximately $2.7 million.

Short-Term Borrowings

Short-Term Borrowings	6 Months Ended
	Jun. 30, 2015
Debt Disclosure [Abstract]
Short-Term Borrowings	13.) Short-Term Borrowings: The following table provides additional detail regarding short-term borrowings: (Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At June 30, 2015 At December 31, 2014 Remaining Contractual Maturity of the Agreements Overnight and Continuous Overnight and Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 8,267 $ 6,137 U.S. Government-sponsored collateralized mortgage obligations 1,230 1,361 Total collateral carrying value $ 9,497 $ 7,498 Total short-term borrowings $ 5,483 $ 4,259

Authoritative Accounting Guid22

Authoritative Accounting Guidance (Policies)	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Authoritative Accounting Guidance	2.) Authoritative Accounting Guidance: In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. . In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period In August 2014, the FASB issued ASU 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force). In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. In January 2015, the FASB issued ASU 2015-01, Income Statement –Extraordinary and Unusual Items, In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), In April 2015, the FASB issued ASU 2015-05, Intangible – Goodwill and Other Internal Use Software (Topic 350-40) In April 2015, the FASB issued ASU 2015-06, Earnings Per Share (Topic 260): Effects on Historical Earnings per Unit of Master Limited Partnership Dropdown Transactions. Earnings Per Share Application of the Two-Class Method Under FASB Statement No. 128 to Master Limited Partnerships In May 2015, the FASB issued ASU 2015-07, Disclosures for Investments in Certain Entities that Calculate Net Asset Value per Share (or Its Equivalent) In May 2015, the FASB issued ASU 2015-08 , Business Combinations – Pushdown Accounting – Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115 In May 2015, the FASB issued ASU 2015-09, Financial Services – Insurance (Topic 944): Disclosure About Short-Duration Contracts Financial Services – Insurance In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements

Accumulated Other Comprehensi23

Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income (Loss)	ERROR: Could not retrieve Word content for note block The following table presents the changes in accumulated other comprehensive income (loss) by component net of tax for the three and six months ended June 30, 2015 and 2014: (Amounts in thousands) Unrealized gains (losses) on available-for-sale securities (a) Change in pension and postretirement obligations Balance as of December 31, 2014 $ 359 $ 17 Other comprehensive income before reclassification 449 (23 ) Amount reclassified from accumulated other comprehensive loss — — Total other comprehensive income (loss) 449 (23 ) Balance as of March 31, 2015 808 (6 ) Other comprehensive income before reclassification (1,167 ) — Amount reclassified from accumulated other comprehensive loss — (23 ) Total other comprehensive income (1,167 ) (23 ) Balance as of June 30, 2015 $ (359 ) $ (29 ) (Amounts in thousands) Unrealized losses on available-for-sale securities (a) Change in pension and postretirement obligations Balance as of December 31, 2013 $ (2,860 ) $ (28 ) Other comprehensive income before reclassification 1,692 13 Amount reclassified from accumulated other comprehensive loss (127 ) — Total other comprehensive income 1,565 13 Balance as of March 31, 2014 (1,295 ) (15 ) Other comprehensive loss before reclassification 1,269 13 Amount reclassified from accumulated other comprehensive loss — — Total other comprehensive income 1,269 13 Balance as of June 30, 2014 $ (26 ) $ (2 )
Schedule of Reclassifications out of Each Component of Accumulated Other Comprehensive Income (Loss)	The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2015 and 2014: (Amounts in thousands) Three Months Ended June 30, 2015 2014 Amount reclassified from accumulated other comprehensive income Amount reclassified from accumulated other comprehensive income Affected line item in the statement where net income is presented Details about other comprehensive income or loss: Unrealized gains on available-for-sale securities $ — $ — Investment securities gains, net — — Federal income tax expense $ — $ — Net of tax (Amounts in thousands) Six Months Ended June 30, 2015 2014 Amount reclassified from accumulated other comprehensive loss Amount reclassified from accumulated other comprehensive income Affected line item in the statement where net income is presented Details about other comprehensive income or loss: Unrealized gains on available-for-sale securities $ — $ (193 ) Investment securities gains, net — 66 Federal income tax expense $ — $ (127 ) Net of tax

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Summary of Investment Securities Available-for-Sale	The following table is a summary of investment securities available-for-sale: (Amounts in thousands) June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Government agencies and corporations $ 13,544 $ 104 $ 74 $ 13,574 Obligations of states and political subdivisions 49,667 1,168 438 50,397 U.S. Government-sponsored mortgage-backed securities 80,014 198 616 79,596 U.S. Government-sponsored collateralized mortgage obligations 12,121 6 80 12,047 Trust preferred securities 1,649 — 811 838 Total debt securities 156,995 1,476 2,019 156,452 Federal Home Loan Bank (FHLB) stock 2,823 — — 2,823 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock 3,049 — — 3,049 Total investment securities available-for-sale $ 160,044 $ 1,476 $ 2,019 $ 159,501 (Amounts in thousands) December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U.S. Treasury securities $ 100 $ 1 $ — $ 101 U.S. Government agencies and corporations 8,640 88 80 8,648 Obligations of states and political subdivisions 48,547 1,667 123 50,091 U.S. Government-sponsored mortgage-backed securities 85,675 353 441 85,587 U.S. Government-sponsored collateralized mortgage obligations 14,030 26 64 13,992 Trust preferred securities 1,662 — 883 779 Total debt securities 158,654 2,135 1,591 159,198 Federal Home Loan Bank (FHLB) stock 2,823 — — 2,823 Federal Reserve Bank (FRB) stock 226 — — 226 Total regulatory stock 3,049 — — 3,049 Total investment securities available-for-sale $ 161,703 $ 2,135 $ 1,591 $ 162,247
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at June 30, 2015, by contractual maturity, are shown below. Actual maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. (Amounts in thousands) Amortized Cost Fair Value Due in one year or less $ 676 $ 679 Due after one year through five years 70 71 Due after five years through ten years 24,452 24,871 Due after ten years 39,662 39,188 Total 64,860 64,809 U.S. Government-sponsored mortgage-backed and related securities 92,135 91,643 Total debt securities $ 156,995 $ 156,452
Proceeds and Gains or Losses Realized on Available for Sale Securities Sold or Called	The table below sets forth the proceeds and gains or losses realized on available for sale securities sold or called for the periods presented: (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Proceeds on securities sold $ — $ — $ — $ 10,237 Gross realized gains — — — 637 Gross realized losses — — — 444
Fair Value of Securities with Unrealized Losses and an Aging of those Unrealized Losses	The following is a summary of the fair value of available for sale securities with unrealized losses and an aging of those unrealized losses at June 30, 2015: (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 7,880 $ 16 $ 1,931 $ 58 $ 9,811 $ 74 Obligations of states and political subdivisions 10,653 337 2,119 101 12,772 438 U.S. Government-sponsored mortgage-backed securities 36,942 236 18,656 380 55,598 616 U.S. Government-sponsored collateralized mortgage obligations 10,069 80 — — 10,069 80 Trust preferred securities — — 838 811 838 811 Total $ 65,544 $ 669 $ 23,544 $ 1,350 $ 89,088 $ 2,019 The above table comprises 61 investment securities where the fair value is less than the related amortized cost. The following is a summary of the fair value of securities with unrealized losses and an aging of those unrealized losses at December 31, 2014: (Amounts in thousands) Less than 12 Months 12 Months or More Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. Government agencies and corporations $ 335 $ 2 $ 1,910 $ 78 $ 2,245 $ 80 Obligations of states and political subdivisions 2,456 18 4,159 105 6,615 123 U.S. Government-sponsored mortgage-backed securities 14,460 33 31,550 408 46,010 441 U.S. Government-sponsored collateralized mortgage obligations 2,273 30 3,145 34 5,418 64 Trust preferred securities — — 779 883 779 883 Total $ 19,524 $ 83 $ 41,543 $ 1,508 $ 61,067 $ 1,591
Other than Temporary Impairment Credit Losses Recognized in Earnings	The following provides a cumulative rollforward of credit losses recognized in earnings for trust preferred securities held. (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Beginning balance $ 140 $ 140 $ 140 $ 2,305 Reduction for debt securities for which other-than-temporary impairment has been previously recognized and there is no related other comprehensive income — — — — Credit losses on debt securities for which other-than-temporary impairment has not been previously recognized — — — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — — — Sale of debt securities — — — (2,165 ) Ending balance $ 140 $ 140 $ 140 $ 140

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Composition of the Loan Portfolio	The following represents the composition of the loan portfolio for the period ending: (Amounts in thousands) June 30, 2015 December 31, 2014 Balance % Balance % Commercial $ 57,495 16.1 $ 72,330 20.1 Commercial real estate 233,531 65.3 223,536 62.1 Residential real estate 40,607 11.3 38,875 10.8 Consumer - home equity 21,827 6.1 21,328 5.9 Consumer - other 4,413 1.2 4,116 1.1 Total loans $ 357,873 $ 360,185
Certain Qualitative Factors Considered in Measuring Risk Trends	These factors include, but are not limited to, the following: Factor Considered: Risk Trend: Levels of and trends in charge-offs, classifications and non-accruals Stable Trends in volume and terms Increasing Changes in lending policies and procedures Stable Experience, depth and ability of management Stable Economic trends Stable Concentrations of credit Stable
Factors Analyzed and Applied to Loans Internally Graded with Higher Credit Risk	The following factors are analyzed and applied to loans internally graded with higher credit risk in addition to the above factors for non-classified loans: Factor Considered: Risk Trend: Levels and trends in classification Stable Declining trends in financial performance Stable Structure and lack of performance measures Stable Migration between risk categories Stable
Analysis of Changes in the Allowance for Loan Losses	The following is an analysis of changes in the allowance for loan losses for the periods ended: Three Months Ended (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 1,990 $ 2,983 $ 231 $ 64 $ 97 $ 5,365 Loan charge-offs (2 ) (50 ) (3 ) — (23 ) (78 ) Recoveries 1 10 4 4 18 37 Net loan recoveries (charge-offs) (1 ) (40 ) 1 4 (5 ) (41 ) Provision charged to operations 126 10 (9 ) (5 ) 8 130 Balance at end of period $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 (Amounts in thousands) June 30, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 684 $ 2,897 $ 293 $ 90 $ 87 $ 4,051 Loan charge-offs — — (19 ) (39 ) (34 ) (92 ) Recoveries — — 1 3 21 25 Net loan recoveries (charge-offs) — — (18 ) (36 ) (13 ) (67 ) Provision charged to operations 65 (6 ) 20 46 25 150 Balance at end of period $ 749 $ 2,891 $ 295 $ 100 $ 99 $ 4,134 Six Months Ended (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 2,064 $ 2,754 $ 229 $ 60 $ 95 $ 5,202 Loan charge-offs (2 ) (50 ) (5 ) — (56 ) (113 ) Recoveries 2 10 15 9 39 75 Net loan recoveries (charge-offs) — (40 ) 10 9 (17 ) (38 ) Provision charged to operations 51 239 (16 ) (6 ) 22 290 Balance at end of period $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 (Amounts in thousands) June 30, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Balance at beginning of period $ 593 $ 2,638 $ 356 $ 88 $ 89 $ 3,764 Loan charge-offs (112 ) — (19 ) (39 ) (69 ) (239 ) Recoveries 262 — 2 8 37 309 Net loan recoveries (charge-offs) 150 — (17 ) (31 ) (32 ) 70 Provision charged to operations 6 253 (44 ) 43 42 300 Balance at end of period $ 749 $ 2,891 $ 295 $ 100 $ 99 $ 4,134
Allowance for Loan Losses and the Recorded Investment in Loans	The following tables present a full breakdown by portfolio segment of the allowance for loan losses and the recorded investment in loans at June 30, 2015 and December 31, 2014: (Amounts in thousands) June 30, 2015 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1,308 $ 203 $ — $ — $ — $ 1,511 Collectively evaluated for impairment 807 2,750 223 63 100 3,943 Total ending allowance balance $ 2,115 $ 2,953 $ 223 $ 63 $ 100 $ 5,454 Loan Portfolio: Individually evaluated for impairment $ 1,850 $ 5,396 $ — $ — $ — $ 7,246 Collectively evaluated for impairment 55,645 228,135 40,607 21,827 4,413 350,627 Total ending loans balance $ 57,495 $ 233,531 $ 40,607 $ 21,827 $ 4,413 $ 357,873 (Amounts in thousands) December 31, 2014 Commercial Commercial real estate Residential estate Consumer - home equity Consumer - other Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 1,316 $ 148 $ — $ — $ — $ 1,464 Collectively evaluated for impairment 748 2,606 229 60 95 3,738 Total ending allowance balance $ 2,064 $ 2,754 $ 229 $ 60 $ 95 $ 5,202 Loan Portfolio: Individually evaluated for impairment $ 2,023 $ 5,729 $ — $ — $ — $ 7,752 Collectively evaluated for impairment 70,307 217,807 38,875 21,328 4,116 352,433 Total ending loans balance $ 72,330 $ 223,536 $ 38,875 $ 21,328 $ 4,116 $ 360,185
Summary of Credit Quality Indicators by Internally Assigned Grade	The following table is a summary of credit quality indicators by internally assigned grades as of June 30, 2015 and December 31, 2014: (Amounts in thousands) Commercial Commercial real estate June 30, 2015 Pass $ 48,983 $ 216,892 Special Mention 6,650 10,969 Substandard 1,862 5,670 Doubtful — — Ending Balance $ 57,495 $ 233,531 (Amounts in thousands) Commercial Commercial real estate December 31, 2014 Pass $ 65,339 $ 205,890 Special Mention 4,963 10,209 Substandard 2,028 7,437 Doubtful — — Ending Balance $ 72,330 $ 223,536
Summary of Consumer Credit Exposure	The following table is a summary of consumer credit exposure as of June 30, 2015 and December 31, 2014: (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other June 30, 2015 Performing $ 39,442 $ 21,594 $ 4,412 Nonperforming 1,165 233 1 Total $ 40,607 $ 21,827 $ 4,413 (Amounts in thousands) Residential real estate Consumer - home equity Consumer - other December 31, 2014 Performing $ 37,544 $ 21,179 $ 4,110 Nonperforming 1,331 149 6 Total $ 38,875 $ 21,328 $ 4,116
Summary of Classes of Loans on Non-Accrual Status	The following table is a summary of classes of loans on non-accrual status as of June 30, 2015 and December 31, 2014: (Amounts in thousands) June 30, 2015 December 31, 2014 Commercial $ 1,670 $ 1,824 Commercial real estate 2,211 2,247 Residential real estate 1,165 1,331 Consumer: Consumer - home equity 233 149 Consumer - other 1 6 Total $ 5,280 $ 5,557
Aging Analysis of the Recorded Investment of Past Due Loans	The following table is an aging analysis of the recorded investment of past due loans as of June 30, 2015 and December 31, 2014: (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Current Total Loans Recorded Investment 90 Days and Accruing June 30, 2015 Commercial $ 42 $ — $ 1,670 $ 1,712 $ 55,783 $ 57,495 $ — Commercial real estate 487 116 1,679 2,282 231,249 233,531 — Residential real estate 114 105 1,053 1,272 39,335 40,607 — Consumer: Consumer - home equity 77 19 233 329 21,498 21,827 — Consumer - other 23 — 1 24 4,389 4,413 — Total $ 743 $ 240 $ 4,636 $ 5,619 $ 352,254 $ 357,873 $ — (Amounts in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Current Total Loans Recorded Investment 90 Days and Accruing December 31, 2014 Commercial $ 54 $ 282 $ 1,542 $ 1,878 $ 70,452 $ 72,330 $ — Commercial real estate 574 1,774 2,115 4,463 219,073 223,536 — Residential real estate 122 173 1,144 1,439 37,436 38,875 — Consumer: Consumer - home equity 61 — 149 210 21,118 21,328 — Consumer - other 15 — 6 21 4,095 4,116 — Total $ 826 $ 2,229 $ 4,956 $ 8,011 $ 352,174 $ 360,185 $ —
Recorded Investment and Unpaid Principal Balances for Impaired Loans, Excluding Homogenous Loans for Which Impaired Analyses are Not Necessarily Performed	The following table presents the recorded investment and unpaid principal balances for impaired loans, excluding homogenous loans for which impaired analyses are not necessarily performed, with the associated allowance amount, if applicable, at June 30, 2015 and December 31, 2014. Also presented are the average recorded investments in the impaired balances and interest income recognized after impairment for the three and six months ended June 30, 2015 and 2014. (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance June 30, 2015 With no related allowance recorded: Commercial $ 427 $ 427 $ — Commercial real estate 4,512 4,714 — With an allowance recorded: Commercial 1,423 1,423 1,308 Commercial real estate 884 884 203 Total: Commercial $ 1,850 $ 1,850 $ 1,308 Commercial real estate $ 5,396 $ 5,598 $ 203 (Amounts in thousands) Recorded Investment Unpaid Principal Balance Related Allowance December 31, 2014 With no related allowance recorded: Commercial $ 457 $ 457 $ — Commercial real estate 4,498 5,242 — With an allowance recorded: Commercial 1,566 1,566 1,316 Commercial real estate 1,231 1,231 148 Total: Commercial $ 2,023 $ 2,023 $ 1,316 Commercial real estate $ 5,729 $ 6,473 $ 148 (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized June 30, 2015 With no related allowance recorded: Commercial $ 341 $ 2 $ 348 $ 6 Commercial real estate 4,140 37 4,344 84 With an allowance recorded: Commercial 1,515 — 1,539 — Commercial real estate 1,272 29 1,246 44 Total: Commercial $ 1,856 $ 2 $ 1,887 $ 6 Commercial real estate $ 5,412 $ 66 $ 5,590 $ 128 (Amounts in thousands) Three Months Ended Six Months Ended Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized June 30, 2014 With no related allowance recorded: Commercial $ 215 $ 4 $ 219 $ 10 Commercial real estate 4,030 43 3,849 88 With an allowance recorded: Commercial 73 — 84 — Commercial real estate 1,561 28 1,569 36 Total: Commercial $ 288 $ 4 $ 303 $ — Commercial real estate $ 5,591 $ 71 $ 5,418 $ 124

Earnings Per Share and Capita26

Earnings Per Share and Capital Transactions (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Computation of Basic Earnings Per Common Share	The Company currently maintains a simple capital structure; therefore, there are no dilutive effects to earnings per share. The following table sets forth the computation of earnings per common share. Earnings per share is computed by dividing net income by the weighted average number of shares outstanding during the applicable period. Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Net income (amounts in thousands) $ 916 $ 1,039 $ 2,065 $ 2,371 Weighted average common shares outstanding 4,525,322 4,527,848 4,526,578 4,527,848 Earnings per share $ 0.21 $ 0.23 $ 0.46 $ 0.52

Commitments (Tables)

Commitments (Tables)	6 Months Ended
	Jun. 30, 2015
Commitments And Contingencies Disclosure [Abstract]
Summary of Contractual Commitments	The following table is a summary of such contractual commitments: (Amounts in thousands) June 30, 2015 December 31, 2014 Commitments to extend credit: Fixed rate $ 13,950 $ 13,825 Variable rate 47,104 49,897 Standby letters of credit 2,277 608
Summary of Overdraft Protection	The following table is a summary of overdraft protection for the periods indicated: (Amounts in thousands) June 30, 2015 December 31, 2014 Overdraft protection available on depositors' accounts $ 9,632 $ 9,632 Balance of overdrafts included in loans 100 108 Average daily balance of overdrafts 97 117 Average daily balance of overdrafts as a percentage of available 1.01 % 1.21 %
Summary of Information Regarding Derivatives	Summary information regarding these derivatives is presented below: (Amounts in thousands) Fair Value June 30, Notional Amount Maturity Interest Rate Paid Interest Rate Received 2015 2014 Customer interest rate swap $ 6,052 2025 1 Mo. Libor + Margin Fixed $ 17 $ — Third party interest rate swap 6,052 2025 Fixed 1 Mo. Libor + Margin (17 ) —
Schedule of Fair Values of Derivative Instruments	The following table presents the fair values of derivative instruments in the balance sheet. (Amounts in thousands) Assets Liabilities Balance Sheet Location Fair Value Balance Sheet Location Fair Value June 30, 2015 Interest rate derivatives Other assets $ 17 Other liabilities $ 17

Fair Value of Assets and Liab28

Fair Value of Assets and Liabilities (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Assets Reported on Consolidated Balance Sheets at their Fair Value	The following table presents the assets reported on the consolidated balance sheets at their fair value as of June 30, 2015 and December 31, 2014 by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. (Amounts in thousands) Fair Value Measurements at June 30, 2015 Using Description June 30, 2015 Quoted Prices in Active Markets Identical Assets (Level 1) Significant Other Observable (Level 2) Significant Unobservable (Level 3) ASSETS U.S. Government agencies and corporations $ 13,574 $ — $ 13,574 $ — Obligations of states and political subdivisions 50,397 — 50,397 — U.S. Government-sponsored mortgage-backed securities 79,596 — 79,596 — U.S. Government-sponsored collateralized mortgage obligations 12,047 — 12,047 — Trust preferred securities 838 — — 838 Regulatory stock 3,049 3,049 — — Trading securities 7,955 — 7,955 — Loans held for sale 2,774 2,774 — — Interest rate derivatives 17 — 17 — LIABILITIES Interest rate derivatives $ 17 $ — $ 17 $ — (Amounts in thousands) Fair Value Measurements at December 31, 2014 Using Description December 31, 2014 Quoted Prices in Active Markets Identical Assets (Level 1) Significant Other Observable (Level 2) Significant Unobservable (Level 3) ASSETS U.S. Treasury securities $ 101 $ — $ 101 $ — U.S. Government agencies and corporations 8,648 — 8,648 — Obligations of states and political subdivisions 50,091 — 50,091 — U.S. Government-sponsored mortgage-backed securities 85,587 — 85,587 — U.S. Government-sponsored collateralized mortgage obligations 13,992 — 13,992 — Trust preferred securities 779 — — 779 Regulatory stock 3,049 3,049 — — Trading securities 7,861 — 7,861 — Loans held for sale 632 632 — —
Changes in the Level 3 Fair Value Category	The following tables present the changes in the Level 3 fair value category for the three and six months ended June 30, 2015 and 2014. The Company classifies financial instruments in Level 3 of the fair-value hierarchy when there is reliance on at least one significant unobservable input to the valuation model. In addition to these unobservable inputs, the valuation models for Level 3 financial instruments typically also rely on a number of inputs that are readily observable either directly or indirectly. (Amounts in thousands) Three Months Ended Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Trust preferred securities Trust preferred securities Trust preferred securities Trust preferred securities Beginning balance $ 759 $ 743 $ 779 $ 10,136 Net realized/unrealized gains/(losses) included in: Noninterest income — — — — Other comprehensive income 87 (6 ) 72 730 Discount accretion (premium amortization) — — — 7 Sales — — — (10,044 ) Purchases, issuance, and settlements (8 ) (57 ) (13 ) (149 ) Ending balance $ 838 $ 680 $ 838 $ 680 Losses included in net income for the period relating to assets held at period end $ — $ — $ — $ —
Breakdown of Trust Preferred Securities	The following table details the breakdown of trust preferred securities for the periods indicated: (Dollar amounts in thousands) June 30, 2015 December 31, 2014 Total number of trust preferred securities 2 2 Par value $ 1,789 $ 1,802 Number not considered OTTI 1 1 Par value $ 789 $ 802 Number considered OTTI 1 1 Par value $ 1,000 $ 1,000 Life-to-date impairment recognized in earnings $ 140 $ 140 Life-to-date impairment recognized in other comprehensive income 811 883 Total life-to-date impairment $ 951 $ 1,023
Trust Preferred Securities with OTTI, their Credit Ratings at Period End and Related Losses Recognized in Earnings	The following table details the one debt security with other-than-temporary impairment, its credit rating at June 30, 2015 and the related losses recognized in earnings: (Amounts in thousands) Moody’s/Fitch Rating Amount of OTTI related to credit loss at January 1, 2015 Additions in QTD March 31, 2015 Additions in QTD June 30, 2015 Amount of OTTI related to credit loss at June 30, 2015 Trapeza IX B-1 Ca/CC $ 140 $ — $ — $ 140 Total $ 140 $ — $ — $ 140 The following table details the one debt security with other-than-temporary impairment, its credit ratings at June 30, 2014 and the related losses recognized in earnings: (Amounts in thousands) Moody’s/Fitch Rating Amount of OTTI related to credit loss at January 1, 2014 Additions in QTD March 31, 2014 Additions in QTD June 30, 2014 Amount of OTTI related to credit loss at June 30, 2014 Trapeza IX B-1 Ca/CC $ 140 $ — $ — $ 140 Total $ 140 $ — $ — $ 140
Additional Information Related to the Company's Trust Preferred Securities	The following table provides additional information related to the Company’s trust preferred securities as of June 30, 2015 used to evaluate other-than-temporary impairments: (Amounts in thousands) Deal Class Amortized Cost Fair Unrealized Gain/(Loss) Moody’s/ Fitch Rating Number of Issuers Currently Performing Deferrals and Defaults as a % of Current Collateral Excess Subordination as % of Current Performing Collateral PreTSL XXIII C-2 $ 789 $ 351 $ (438 ) B2/C 92 23.4 % — % Trapeza IX B-1 860 487 (373 ) Ca/CC 32 18.3 — Total $ 1,649 $ 838 $ (811 ) The following table provides additional information related to the Company’s trust preferred securities as of December 31, 2014 used to evaluate other-than-temporary impairments: (Amounts in thousands) Deal Class Amortized Cost Fair Unrealized Gain/(Loss) Moody’s/ Fitch Rating Number of Issuers Currently Performing Deferrals and Defaults as a % of Current Collateral Excess Subordination as % of Current Performing Collateral PreTSL XXIII C-2 $ 802 $ 313 $ (489 ) B2/C 91 25.2 % — % Trapeza IX B-1 860 466 (394 ) Ca/CC 33 18.1 — Total $ 1,662 $ 779 $ (883 )
Assets Measured on a Nonrecurring Basis on the Consolidated Balance Sheets at their Fair Value	T he following table presents the assets measured on a nonrecurring basis on the consolidated balance sheets at their fair value as of June 30, 2015 and December 31, 2014, by level within the fair value hierarchy. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include: quoted market prices for identical assets classified as Level 1 inputs; observable inputs, employed by certified appraisers, for similar assets classified as Level 2 inputs. In cases where valuation techniques include inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level 3 inputs. Other real estate owned is carried at the lower of cost or fair value less estimated costs to sell. (Amounts in thousands) June 30, 2015 Level 1 Level 2 Level 3 Total Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 5,735 $ 5,735 (Amounts in thousands) December 31, 2014 Level 1 Level 2 Level 3 Total Assets measured on a nonrecurring basis: Impaired loans $ — $ — $ 6,288 $ 6,288 Other real estate owned — — 40 40
Carrying Amounts and Fair Values of the Company's Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments are as follows: (Amounts in thousands) June 30, 2015 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 9,344 $ 9,344 $ — $ — $ 9,344 Investment securities available-for-sale 159,501 3,049 155,614 838 159,501 Trading securities 7,955 — 7,955 — 7,955 Loans held for sale 2,774 2,774 — — 2,774 Loans, net of allowance for loan losses 352,419 — — 355,723 355,723 Bank-owned life insurance 17,162 17,162 — — 17,162 Accrued interest receivable 1,757 1,757 — — 1,757 Interest rate derivatives 17 — 17 — 17 LIABILITIES: Demand, savings and money market deposits $ 315,693 $ 315,693 $ — $ — $ 315,693 Time deposits 131,680 — — 134,288 134,288 Short term borrowings 5,483 5,483 — — 5,483 Federal Home Loan Bank advances - short term 21,000 14,500 — 6,498 20,998 Federal Home Loan Bank advances - long term 25,000 — — 25,977 25,977 Subordinated debt 5,155 — — 4,527 4,527 Accrued interest payable 234 234 — — 234 Interest rate derivatives 17 — 17 — 17 (Amounts in thousands) December 31, 2014 Carrying Amount Level 1 Level 2 Level 3 Fair Value ASSETS: Cash and cash equivalents $ 10,569 $ 10,569 $ — $ — $ 10,569 Investment securities available-for-sale 162,247 3,049 158,419 779 162,247 Trading securities 7,861 — 7,861 — 7,861 Loans held for sale 632 632 — — 632 Loans, net of allowance for loan losses 354,983 — — 359,518 359,518 Bank-owned life insurance 16,990 16,990 — — 16,990 Accrued interest receivable 1,723 1,723 — — 1,723 LIABILITIES: Demand, savings and money market deposits $ 326,554 $ 326,554 $ — $ — $ 326,554 Time deposits 130,207 — — 133,171 133,171 Short term borrowings 4,259 4,259 — — 4,259 Federal Home Loan Bank advances - short term 15,500 6,000 — 9,490 15,490 Federal Home Loan Bank advances - long term 25,000 — — 26,194 26,194 Subordinated debt 5,155 — — 4,573 4,573 Accrued interest payable 248 248 — — 248
Significant Unobservable Inputs for Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table presents quantitative information about the Level 3 significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis at June 30, 2015: (Amounts in thousands) Fair value at June 30, 2015 Valuation Technique Significant Unobservable Input Description of Inputs Trust preferred securities $ 838 Discounted Cash Flow Projected Prepayments 1) Trust preferred securities issued by banks subject to Dodd-Frank's phase-out of trust preferred securities from Tier 1 Capital. All fixed rate within one year; variable rate at increasing intervals depending on spread. 2) Trust preferred securities issued by healthy, well capitalized banks that have fixed rate coupons greater than 8%. 3) 1% annually for all other fixed rate issues and all variable rate issues. 4) Zero for collateral issued by REITs and 2% for insurance companies. Projected Defaults 1) All deferring issuers that do not meet the criteria for curing, as described below, are projected to default immediately. 2) Banks with high, near team default risk are identified using a CAMELS model, and projected to default immediately. Healthy banks are projected to default at a rate of 2% annually for 2 years, and 0.36% annually thereafter. 3) Insurance and REIT defaults are projected according to the historical default rates exhibited by companies with the same credit ratings. Historical default rates are doubled in each of the first two years of the projection to account for current economic conditions. Unrated issuers are assumed to have CCC- ratings. Projected Cures 1) Deferring issuers that have definitive agreements to either be acquired or recapitalized. Projected Recoveries 1) Zero for insurance companies, REITs and insolvent banks, and 10% for projected bank deferrals lagged 2 years. Discount Rates 1) Ranging from ~10.21% to ~13.99%, depending on each bond's seniority and remaining subordination after projected losses. Impaired loans 5,735 Appraisal of Collateral (1) Appraisal Adjustments (2) Range (0)% to (53)% Weighted average (28)% Liquidation Expenses (2) Range (0)% to (43)% Weighted average (6)% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses are presented as a percent of the appraisal. The adjustment of appraised value is measured as the effect on fair value as a percentage of unpaid principal. The following table presents quantitative information about the Level 3 significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis at December 31, 2014: (Amounts in thousands) Fair value at December 31, 2014 Valuation Technique Significant Unobservable Input Description of Inputs Trust preferred securities $ 779 Discounted Cash Flow Projected Prepayments 1) Trust preferred securities issued by banks subject to Dodd-Frank's phase-out of trust preferred securities from Tier 1 Capital. All fixed rate within one year; variable rate at increasing intervals depending on spread. 2) Trust preferred securities issued by healthy, well capitalized banks that have fixed rate coupons greater than 8%. 3) 1% annually for all other fixed rate issues and all variable rate issues. 4) Zero for collateral issued by REITs and 2% for insurance companies. Projected Defaults 1) All deferring issuers that do not meet the criteria for curing, as described below, are projected to default immediately. 2) Banks with high, near team default risk are identified using a CAMELS model, and projected to default immediately. Healthy banks are projected to default at a rate of 2% annually for 2 years, and 0.36% annually thereafter. 3) Insurance and REIT defaults are projected according to the historical default rates exhibited by companies with the same credit ratings. Historical default rates are doubled in each of the first two years of the projection to account for current economic conditions. Unrated issuers are assumed to have CCC- ratings. Projected Cures 1) Deferring issuers that have definitive agreements to either be acquired or recapitalized. Projected Recoveries 1) Zero for insurance companies, REITs and insolvent banks, and 10% for projected bank deferrals lagged 2 years. Discount Rates 1) Ranging from ~10.24% to ~15.75%, depending on each bond's seniority and remaining subordination after projected losses. Impaired loans 6,288 Appraisal of Collateral (1) Appraisal Adjustments (2) Range (0)% to (40)% Weighted average (23)% Liquidation Expenses (2) Range (0)% to (33)% Weighted average (6)% Other real estate owned 40 Appraisal of Collateral (1), (3) Appraisal Adjustments (2) 0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are not identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses are presented as a percent of the appraisal. The adjustment of appraised value is measured as the effect on fair value as a percentage of unpaid principal. (3) Includes qualitative adjustments by management and estimated liquidation expenses.

Post-Retirement Obligations (Ta

Post-Retirement Obligations (Tables)	6 Months Ended
	Jun. 30, 2015
Compensation And Retirement Disclosure [Abstract]
Changes in Accumulated Liability	The following table presents the changes in the accumulated liability: (Amounts in thousands) Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Beginning balance $ 653 $ 600 $ 585 $ 614 Expense recorded 45 (1 ) 91 (2 ) Other comprehensive income recorded 23 (13 ) 45 (26 ) Ending balance $ 721 $ 586 $ 721 $ 586

Short-Term Borrowings (Table)

Short-Term Borrowings (Table)	6 Months Ended
	Jun. 30, 2015
Debt Disclosure [Abstract]
Additional Detail Regarding Short-Term Borrowings	The following table provides additional detail regarding short-term borrowings: (Amounts in thousands) Repurchase Agreements (Sweep) Accounted for as Secured Borrowings At June 30, 2015 At December 31, 2014 Remaining Contractual Maturity of the Agreements Overnight and Continuous Overnight and Continuous Repurchase agreements: U.S. Government-sponsored mortgage-backed securities $ 8,267 $ 6,137 U.S. Government-sponsored collateralized mortgage obligations 1,230 1,361 Total collateral carrying value $ 9,497 $ 7,498 Total short-term borrowings $ 5,483 $ 4,259

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of investment securities
Available-for-sale Securities, Amortized Cost	$ 160,044	$ 161,703
Available-for-sale Securities, Gross Unrealized Gains	1,476	2,135
Available-for-sale Securities, Gross Unrealized Losses	2,019	1,591
Available-for-sale securities, Fair Value	159,501	162,247
U.S.Treasury securities
Summary of investment securities
Available-for-sale Securities, Amortized Cost		100
Available-for-sale Securities, Gross Unrealized Gains		1
Available-for-sale securities, Fair Value		101
U.S. Government agencies and corporations
Summary of investment securities
Available-for-sale Securities, Amortized Cost	13,544	8,640
Available-for-sale Securities, Gross Unrealized Gains	104	88
Available-for-sale Securities, Gross Unrealized Losses	74	80
Available-for-sale securities, Fair Value	13,574	8,648
Obligations of states and political subdivisions
Summary of investment securities
Available-for-sale Securities, Amortized Cost	49,667	48,547
Available-for-sale Securities, Gross Unrealized Gains	1,168	1,667
Available-for-sale Securities, Gross Unrealized Losses	438	123
Available-for-sale securities, Fair Value	50,397	50,091
U.S. Government-sponsored mortgage-backed securities
Summary of investment securities
Available-for-sale Securities, Amortized Cost	80,014	85,675
Available-for-sale Securities, Gross Unrealized Gains	198	353
Available-for-sale Securities, Gross Unrealized Losses	616	441
Available-for-sale securities, Fair Value	79,596	85,587
U.S. Government-sponsored collateralized mortgage obligations
Summary of investment securities
Available-for-sale Securities, Amortized Cost	12,121	14,030
Available-for-sale Securities, Gross Unrealized Gains	6	26
Available-for-sale Securities, Gross Unrealized Losses	80	64
Available-for-sale securities, Fair Value	12,047	13,992
Trust preferred securities
Summary of investment securities
Available-for-sale Securities, Amortized Cost	1,649	1,662
Available-for-sale Securities, Gross Unrealized Losses	811	883
Available-for-sale securities, Fair Value	838	779
Total debt securities
Summary of investment securities
Available-for-sale Securities, Amortized Cost	156,995	158,654
Available-for-sale Securities, Gross Unrealized Gains	1,476	2,135
Available-for-sale Securities, Gross Unrealized Losses	2,019	1,591
Available-for-sale securities, Fair Value	156,452	159,198
Federal Home Loan Bank (FHLB) stock
Summary of investment securities
Available-for-sale Securities, Amortized Cost	2,823	2,823
Available-for-sale securities, Fair Value	2,823	2,823
Federal Reserve Bank (FRB) stock
Summary of investment securities
Available-for-sale Securities, Amortized Cost	226	226
Available-for-sale securities, Fair Value	226	226
Total regulatory stock
Summary of investment securities
Available-for-sale Securities, Amortized Cost	3,049	3,049
Available-for-sale securities, Fair Value	$ 3,049	$ 3,049

Investment Securities (Details

Investment Securities (Details Textual)	1 Months Ended	3 Months Ended		6 Months Ended		12 Months Ended
	Feb. 28, 2014Security	Jun. 30, 2015USD ($)Investment	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)SecurityInvestment	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)Security	Dec. 31, 2013USD ($)Security
Schedule Of Available For Sale Securities [Line Items]
Trading securities		$ 7,955,000		$ 7,955,000		$ 7,861,000
Unrealized gains on trading securities			$ 53,000	42,000	$ 44,100	39,000
Unrealized losses on trading securities				1,000		$ 4,000
Net unrealized gains (losses) on trading securities		(4,000)		41,000
Realized losses on trading securities		34,000		71,000
Realized gains on trading securities			88,000		222,900
Carrying value of investment securities for pledge		112,800,000		$ 112,800,000
Investment securities with fair value less than amortized cost | Security				61		37
Impairment loss recognized through impairment assessment process		0	$ 0	$ 0	$ 0
Minimum assets of trust preferred securities issued by institution		15,000,000,000		15,000,000,000
Available-for-sale Securities, Amortized Cost		160,044,000		160,044,000		$ 161,703,000
Total debt securities, Fair Value		159,501,000		159,501,000		162,247,000
Non-accrual investment securities		$ 838,000		$ 838,000		$ 779,000
Trust preferred securities in nonaccrual status | Investment		2		2
Estimated length of interest payment delays				10 years
iTruPS securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities owned by company | Security							9
Available-for-sale Securities, Amortized Cost							$ 10,500,000
Total debt securities, Fair Value							8,500,000
Net impairment losses recognized in earnings							$ 2,000,000
Number of securities sold by company | Security	9

Investment Securities (Detail33

Investment Securities (Details 1) $ in Thousands	Jun. 30, 2015USD ($)
Amortized cost and fair value of debt securities by contractual maturity
Amortized Cost, Total	$ 156,995
Total debt securities, Fair Value	156,452
Available-for-sale Securities
Amortized cost and fair value of debt securities by contractual maturity
Amortized Cost, Due in one year or less	676
Amortized Cost, Due after one year through five years	70
Amortized Cost, Due after five years through ten years	24,452
Amortized Cost, Due after ten years	39,662
Amortized Cost, Total	64,860
Fair Value, Due in one year or less	679
Fair Value, Due after one year through five years	71
Fair Value, Due after five years through ten years	24,871
Fair Value, Due after ten years	39,188
Fair Value, Total	64,809
U.S. Government-sponsored mortgage-backed and related securities
Amortized cost and fair value of debt securities by contractual maturity
Amortized Cost, Total	92,135
Total debt securities, Fair Value	$ 91,643

Investment Securities (Detail34

Investment Securities (Details 2) $ in Thousands	6 Months Ended
	Jun. 30, 2014USD ($)
Proceeds, gains and losses realized on securities sold or called
Proceeds on securities sold	$ 10,237
Gross realized gains	637
Gross realized losses	$ 444

Investment Securities (Detail35

Investment Securities (Details 3) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value
Fair Value, Less than 12 Months	$ 65,544	$ 19,524
Fair Value, 12 Months or More	23,544	41,543
Fair Value, Total	89,088	61,067
Unrealized Losses
Unrealized Losses, Less than 12 Months	669	83
Unrealized Losses, 12 Months or More	1,350	1,508
Unrealized Losses, Total	2,019	1,591
Obligations of states and political subdivisions
Fair Value
Fair Value, Less than 12 Months	10,653	2,456
Fair Value, 12 Months or More	2,119	4,159
Fair Value, Total	12,772	6,615
Unrealized Losses
Unrealized Losses, Less than 12 Months	337	18
Unrealized Losses, 12 Months or More	101	105
Unrealized Losses, Total	438	123
U.S. Government-sponsored mortgage-backed securities
Fair Value
Fair Value, Less than 12 Months	36,942	14,460
Fair Value, 12 Months or More	18,656	31,550
Fair Value, Total	55,598	46,010
Unrealized Losses
Unrealized Losses, Less than 12 Months	236	33
Unrealized Losses, 12 Months or More	380	408
Unrealized Losses, Total	616	441
U.S. Government-sponsored collateralized mortgage obligations
Fair Value
Fair Value, Less than 12 Months	10,069	2,273
Fair Value, 12 Months or More		3,145
Fair Value, Total	10,069	5,418
Unrealized Losses
Unrealized Losses, Less than 12 Months	80	30
Unrealized Losses, 12 Months or More		34
Unrealized Losses, Total	80	64
Trust preferred securities
Fair Value
Fair Value, 12 Months or More	838	779
Fair Value, Total	838	779
Unrealized Losses
Unrealized Losses, 12 Months or More	811	883
Unrealized Losses, Total	811	883
U.S. Government agencies and corporations
Fair Value
Fair Value, Less than 12 Months	7,880	335
Fair Value, 12 Months or More	1,931	1,910
Fair Value, Total	9,811	2,245
Unrealized Losses
Unrealized Losses, Less than 12 Months	16	2
Unrealized Losses, 12 Months or More	58	78
Unrealized Losses, Total	$ 74	$ 80

Investment Securities (Detail36

Investment Securities (Details 4) $ in Thousands	6 Months Ended
	Jun. 30, 2014USD ($)
Cumulative roll forward of credit losses recognized in earnings for trust preferred securities
Beginning balance	$ 140
Ending balance	140
Trust preferred securities
Cumulative roll forward of credit losses recognized in earnings for trust preferred securities
Beginning balance	2,305
Sale of debt securities	(2,165)
Ending balance	$ 140

Loans and Allowance for Loan 37

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Composition of the loan portfolio
Total loans	$ 357,873	$ 360,185
Commercial
Composition of the loan portfolio
Total loans	$ 57,495	$ 72,330
Percentage of loans	16.10%	20.10%
Commercial real estate
Composition of the loan portfolio
Total loans	$ 233,531	$ 223,536
Percentage of loans	65.30%	62.10%
Residential real estate
Composition of the loan portfolio
Total loans	$ 40,607	$ 38,875
Percentage of loans	11.30%	10.80%
Consumer - home equity
Composition of the loan portfolio
Total loans	$ 21,827	$ 21,328
Percentage of loans	6.10%	5.90%
Consumer - other
Composition of the loan portfolio
Total loans	$ 4,413	$ 4,116
Percentage of loans	1.20%	1.10%

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses (Details 1)	6 Months Ended
	Jun. 30, 2015
Factor Considered:
Levels of and trends in charge-offs, classifications and non-accruals	Stable
Trends in volume and terms	Increasing
Changes in lending policies and procedures	Stable
Experience, depth and ability of management	Stable
Economic trends	Stable
Concentrations of credit	Stable

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses (Details 2)	6 Months Ended
	Jun. 30, 2015
Factor Considered:
Levels and trends in classification	Stable
Declining trends in financial performance	Stable
Structure and lack of performance measures	Stable
Migration between risk categories	Stable

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Analysis of changes in the allowance for loan losses
Balance at beginning of period	$ 5,365	$ 4,051	$ 5,202	$ 3,764
Loan charge-offs	(78)	(92)	(113)	(239)
Recoveries	37	25	75	309
Net loan recoveries (charge-offs)	(41)	(67)	(38)	70
Provision charged to operations	130	150	290	300
Balance at end of period	5,454	4,134	5,454	4,134
Commercial
Analysis of changes in the allowance for loan losses
Balance at beginning of period	1,990	684	2,064	593
Loan charge-offs	(2)		(2)	(112)
Recoveries	1		2	262
Net loan recoveries (charge-offs)	(1)			150
Provision charged to operations	126	65	51	6
Balance at end of period	2,115	749	2,115	749
Commercial real estate
Analysis of changes in the allowance for loan losses
Balance at beginning of period	2,983	2,897	2,754	2,638
Loan charge-offs	(50)		(50)
Recoveries	10		10
Net loan recoveries (charge-offs)	(40)		(40)
Provision charged to operations	10	(6)	239	253
Balance at end of period	2,953	2,891	2,953	2,891
Residential real estate
Analysis of changes in the allowance for loan losses
Balance at beginning of period	231	293	229	356
Loan charge-offs	(3)	(19)	(5)	(19)
Recoveries	4	1	15	2
Net loan recoveries (charge-offs)	1	(18)	10	(17)
Provision charged to operations	(9)	20	(16)	(44)
Balance at end of period	223	295	223	295
Consumer - home equity
Analysis of changes in the allowance for loan losses
Balance at beginning of period	64	90	60	88
Loan charge-offs		(39)		(39)
Recoveries	4	3	9	8
Net loan recoveries (charge-offs)	4	(36)	9	(31)
Provision charged to operations	(5)	46	(6)	43
Balance at end of period	63	100	63	100
Consumer - other
Analysis of changes in the allowance for loan losses
Balance at beginning of period	97	87	95	89
Loan charge-offs	(23)	(34)	(56)	(69)
Recoveries	18	21	39	37
Net loan recoveries (charge-offs)	(5)	(13)	(17)	(32)
Provision charged to operations	8	25	22	42
Balance at end of period	$ 100	$ 99	$ 100	$ 99

Loans and Allowance for Loan 41

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 1,511		$ 1,464
Collectively evaluated for impairment	3,943		3,738
Total ending allowance balance	5,454	$ 5,365	5,202	$ 4,134	$ 4,051	$ 3,764
Loan Portfolio:
Individually evaluated for impairment	7,246		7,752
Collectively evaluated for impairment	350,627		352,433
Total ending loans balance	357,873		360,185
Commercial
Ending allowance balance attributable to loans:
Individually evaluated for impairment	1,308		1,316
Collectively evaluated for impairment	807		748
Total ending allowance balance	2,115	1,990	2,064	749	684	593
Loan Portfolio:
Individually evaluated for impairment	1,850		2,023
Collectively evaluated for impairment	55,645		70,307
Total ending loans balance	57,495		72,330
Commercial real estate
Ending allowance balance attributable to loans:
Individually evaluated for impairment	203		148
Collectively evaluated for impairment	2,750		2,606
Total ending allowance balance	2,953	2,983	2,754	2,891	2,897	2,638
Loan Portfolio:
Individually evaluated for impairment	5,396		5,729
Collectively evaluated for impairment	228,135		217,807
Total ending loans balance	233,531		223,536
Residential real estate
Ending allowance balance attributable to loans:
Collectively evaluated for impairment	223		229
Total ending allowance balance	223	231	229	295	293	356
Loan Portfolio:
Collectively evaluated for impairment	40,607		38,875
Total ending loans balance	40,607		38,875
Consumer - home equity
Ending allowance balance attributable to loans:
Collectively evaluated for impairment	63		60
Total ending allowance balance	63	64	60	100	90	88
Loan Portfolio:
Collectively evaluated for impairment	21,827		21,328
Total ending loans balance	21,827		21,328
Consumer - other
Ending allowance balance attributable to loans:
Collectively evaluated for impairment	100		95
Total ending allowance balance	100	$ 97	95	$ 99	$ 87	$ 89
Loan Portfolio:
Collectively evaluated for impairment	4,413		4,116
Total ending loans balance	$ 4,413		$ 4,116

Loans and Allowance for Loan 42

Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014Loan	Jun. 30, 2015USD ($)Loan	Jun. 30, 2014Loan	Dec. 31, 2014USD ($)
Accounts Notes And Loans Receivable [Line Items]
Current Loans	$ 352,254		$ 352,254		$ 352,174
Period after which loans considered nonperforming			90 days
Number of loans modified as TDRs | Loan	0		0
Number of loans approved as TDRs, subsequently defaulted | Loan	0	0	0	0
60-day term commercial loans
Accounts Notes And Loans Receivable [Line Items]
Current Loans					$ 22,600
Financing receivables, maturity			First quarter of 2015

Loans and Allowance for Loan 43

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of credit quality indicators by internally assigned grade
Total loans	$ 357,873	$ 360,185
Commercial
Summary of credit quality indicators by internally assigned grade
Total loans	57,495	72,330
Commercial real estate
Summary of credit quality indicators by internally assigned grade
Total loans	233,531	223,536
Pass | Commercial
Summary of credit quality indicators by internally assigned grade
Total loans	48,983	65,339
Pass | Commercial real estate
Summary of credit quality indicators by internally assigned grade
Total loans	216,892	205,890
Special Mention | Commercial
Summary of credit quality indicators by internally assigned grade
Total loans	6,650	4,963
Special Mention | Commercial real estate
Summary of credit quality indicators by internally assigned grade
Total loans	10,969	10,209
Substandard | Commercial
Summary of credit quality indicators by internally assigned grade
Total loans	1,862	2,028
Substandard | Commercial real estate
Summary of credit quality indicators by internally assigned grade
Total loans	$ 5,670	$ 7,437

Loans and Allowance for Loan 44

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of consumer credit exposure
Total loans	$ 357,873	$ 360,185
Residential real estate
Summary of consumer credit exposure
Total loans	40,607	38,875
Consumer - home equity
Summary of consumer credit exposure
Total loans	21,827	21,328
Consumer - other
Summary of consumer credit exposure
Total loans	4,413	4,116
Performing | Residential real estate
Summary of consumer credit exposure
Total loans	39,442	37,544
Performing | Consumer - home equity
Summary of consumer credit exposure
Total loans	21,594	21,179
Performing | Consumer - other
Summary of consumer credit exposure
Total loans	4,412	4,110
Nonperforming | Residential real estate
Summary of consumer credit exposure
Total loans	1,165	1,331
Nonperforming | Consumer - home equity
Summary of consumer credit exposure
Total loans	233	149
Nonperforming | Consumer - other
Summary of consumer credit exposure
Total loans	$ 1	$ 6

Loans and Allowance for Loan 45

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of classes of loans on non-accrual status
Total	$ 5,280	$ 5,557
Commercial
Summary of classes of loans on non-accrual status
Total	1,670	1,824
Commercial real estate
Summary of classes of loans on non-accrual status
Total	2,211	2,247
Residential real estate
Summary of classes of loans on non-accrual status
Total	1,165	1,331
Consumer - home equity
Summary of classes of loans on non-accrual status
Total	233	149
Consumer - other | Consumer - other
Summary of classes of loans on non-accrual status
Total	$ 1	$ 6

Loans and Allowance for Loan 46

Loans and Allowance for Loan Losses (Details 9) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	$ 743	$ 826
60-89 Days Past Due	240	2,229
90 Days Or Greater	4,636	4,956
Total Past Due	5,619	8,011
Current	352,254	352,174
Total ending loans balance	357,873	360,185
Recorded Investment >90 Days and Accruing	0	0
Commercial
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	42	54
60-89 Days Past Due		282
90 Days Or Greater	1,670	1,542
Total Past Due	1,712	1,878
Current	55,783	70,452
Total ending loans balance	57,495	72,330
Recorded Investment >90 Days and Accruing	0	0
Commercial real estate
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	487	574
60-89 Days Past Due	116	1,774
90 Days Or Greater	1,679	2,115
Total Past Due	2,282	4,463
Current	231,249	219,073
Total ending loans balance	233,531	223,536
Recorded Investment >90 Days and Accruing	0	0
Residential real estate
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	114	122
60-89 Days Past Due	105	173
90 Days Or Greater	1,053	1,144
Total Past Due	1,272	1,439
Current	39,335	37,436
Total ending loans balance	40,607	38,875
Recorded Investment >90 Days and Accruing	0	0
Consumer - home equity
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	77	61
60-89 Days Past Due	19
90 Days Or Greater	233	149
Total Past Due	329	210
Current	21,498	21,118
Total ending loans balance	21,827	21,328
Recorded Investment >90 Days and Accruing	0	0
Consumer - other
Aging analysis of the recorded investment of past due loans
30-59 Days Past Due	23	15
90 Days Or Greater	1	6
Total Past Due	24	21
Current	4,389	4,095
Total ending loans balance	4,413	4,116
Recorded Investment >90 Days and Accruing	$ 0	$ 0

Loans and Allowance for Loan 47

Loans and Allowance for Loan Losses (Details 10) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Commercial
Loans evaluated for impairment by loan segment
Recorded Investment, With no related allowance recorded	$ 427		$ 427		$ 457
Recorded Investment, With related allowance recorded	1,423		1,423		1,566
Recorded Investment, Total	1,850		1,850		2,023
Unpaid Principal Balance, with no related allowance	427		427		457
Unpaid Principal Balance, with related allowance	1,423		1,423		1,566
Unpaid Principal Balance, Total	1,850		1,850		2,023
Related Allowance, with related allowance	1,308		1,308		1,316
Related Allowance, Total	1,308		1,308		1,316
Average Recorded Investment, with no related allowance recorded	341	$ 215	348	$ 219
Average Recorded Investment, with related allowance recorded	1,515	73	1,539	84
Average Recorded Investment, Total	1,856	288	1,887	303
Interest Income Recognized, with no related allowance	2	4	6	10
Interest Income Recognized, Total	2	4	6
Commercial real estate
Loans evaluated for impairment by loan segment
Recorded Investment, With no related allowance recorded	4,512		4,512		4,498
Recorded Investment, With related allowance recorded	884		884		1,231
Recorded Investment, Total	5,396		5,396		5,729
Unpaid Principal Balance, with no related allowance	4,714		4,714		5,242
Unpaid Principal Balance, with related allowance	884		884		1,231
Unpaid Principal Balance, Total	5,598		5,598		6,473
Related Allowance, with related allowance	203		203		148
Related Allowance, Total	203		203		$ 148
Average Recorded Investment, with no related allowance recorded	4,140	4,030	4,344	3,849
Average Recorded Investment, with related allowance recorded	1,272	1,561	1,246	1,569
Average Recorded Investment, Total	5,412	5,591	5,590	5,418
Interest Income Recognized, with no related allowance	37	43	84	88
Interest Income Recognized, with related allowance	29	28	44	36
Interest Income Recognized, Total	$ 66	$ 71	$ 128	$ 124

Earnings Per Share and Capita48

Earnings Per Share and Capital Transactions (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Computation of basic earnings per common share
Net income	$ 916	$ 1,039	$ 2,065	$ 2,371
Weighted average common shares outstanding	4,525,322	4,527,848	4,526,578	4,527,848
Earnings per share	$ 0.21	$ 0.23	$ 0.46	$ 0.52

Subordinated Debt (Details Text

Subordinated Debt (Details Textual) - USD ($)	1 Months Ended	6 Months Ended
	Jul. 31, 2007	Jun. 30, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Floating rate trust preferred securities issued	$ 5,000,000
Maturity date of floating rate trust preferred securities	2037-12
Investment in common securities issued by trust	$ 155,000
Subordinated Debt
Debt Instrument [Line Items]
Interest rate description		3-month LIBOR rate plus 1.45%
LIBOR Rate Points	1.45%
Interest rate		1.74%	1.69%

Commitments (Details)

Commitments (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Commitments to extend credit:
Fixed rate	$ 13,950	$ 13,825
Variable rate	47,104	49,897
Standby letters of credit	$ 2,277	$ 608

Commitments (Details 1)

Commitments (Details 1) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Summary of overdraft protection
Overdraft protection available on depositors' accounts	$ 9,632	$ 9,632
Balance of overdrafts included in loans	100	108
Average daily balance of overdrafts	$ 97	$ 117
Average daily balance of overdrafts as a percentage of available	1.01%	1.21%

Commitments (Details Textual)

Commitments (Details Textual)	Jun. 30, 2015USD ($)
Third party interest rate swap
Commitments [Line Items]
Cash pledged for collateral	$ 150,000

Commitments (Details 2)

Commitments (Details 2) - Jun. 30, 2015 - USD ($)	Total
Customer interest rate swap
Derivative [Line Items]
Notional Amount	$ 6,052,000
Maturity	2,025
Interest Rate Paid	1 Mo. Libor + Margin
Interest Rate Received	Fixed
Fair Value	$ 17,000
Third party interest rate swap
Derivative [Line Items]
Notional Amount	$ 6,052,000
Maturity	2,025
Interest Rate Paid	Fixed
Interest Rate Received	1 Mo. Libor + Margin
Fair Value	$ (17,000)

Commitments (Details 3)

Commitments (Details 3) $ in Thousands	Jun. 30, 2015USD ($)
Derivatives Fair Value [Line Items]
Assets, Fair Value	$ 17
Liabilities, Fair Value	17
Other assets
Derivatives Fair Value [Line Items]
Assets, Fair Value	17
Other liabilities
Derivatives Fair Value [Line Items]
Liabilities, Fair Value	$ 17

Fair Value of Assets and Liab55

Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Total debt securities, Fair Value	$ 159,501	$ 162,247
Regulatory stock	3,049	3,049
Trading securities	7,955	7,861
Loans held for sale	2,774	632
Interest rate derivatives	17
LIABILITIES
Interest rate derivatives	17
Trust preferred securities
ASSETS
Total debt securities, Fair Value	838	779
Level 1
ASSETS
Total debt securities, Fair Value	3,049	3,049
Regulatory stock	3,049	3,049
Loans held for sale	2,774	632
Level 2
ASSETS
Total debt securities, Fair Value	155,614	158,419
Trading securities	7,955	7,861
Interest rate derivatives	17
LIABILITIES
Interest rate derivatives	17
Level 3
ASSETS
Total debt securities, Fair Value	838	779
Level 3 | Trust preferred securities
ASSETS
Total debt securities, Fair Value	838	779
U.S. Government agencies and corporations
ASSETS
Total debt securities, Fair Value	13,574	8,648
U.S. Government agencies and corporations | Level 2
ASSETS
Total debt securities, Fair Value	13,574	8,648
Obligations of states and political subdivisions
ASSETS
Total debt securities, Fair Value	50,397	50,091
Obligations of states and political subdivisions | Level 2
ASSETS
Total debt securities, Fair Value	50,397	50,091
U.S. Government-sponsored mortgage-backed securities
ASSETS
Total debt securities, Fair Value	79,596	85,587
U.S. Government-sponsored mortgage-backed securities | Level 2
ASSETS
Total debt securities, Fair Value	79,596	85,587
U.S. Government-sponsored collateralized mortgage obligations
ASSETS
Total debt securities, Fair Value	12,047	13,992
U.S. Government-sponsored collateralized mortgage obligations | Level 2
ASSETS
Total debt securities, Fair Value	$ 12,047	13,992
U.S.Treasury securities
ASSETS
Total debt securities, Fair Value		101
U.S.Treasury securities | Level 2
ASSETS
Total debt securities, Fair Value		$ 101

Fair Value of Assets and Liab56

Fair Value of Assets and Liabilities (Details 1) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Changes in the Level 3 fair value category
Beginning balance	$ 759	$ 743	$ 779	$ 10,136
Net realized/unrealized gains/(losses) included in:
Other comprehensive income	87	(6)	72	730
Discount accretion (premium amortization)				7
Sales				(10,044)
Purchases, issuance, and settlements	(8)	(57)	(13)	(149)
Ending balance	$ 838	$ 680	$ 838	$ 680

Fair Value of Assets and Liab57

Fair Value of Assets and Liabilities (Details Textual) $ in Millions	6 Months Ended		12 Months Ended
	Jun. 30, 2015Security	Jun. 30, 2014Security	Dec. 31, 2014Security	Dec. 31, 2013USD ($)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Number of debt securities with other-than-temporary impairment	1	1
Maturity period of short-term borrowings	one year or less
Period of swap rate	25 years
Minimum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value input discount rate	10.21%
Maximum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value input discount rate	13.99%
Trust preferred securities
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
OTTI recognized value reflecting the estimated fair value of the securities | $				$ 2
Number of debt securities with other-than-temporary impairment	1		1
Period frequency of projected prepayment rate	1 year		1 year
Projected Prepayments, minimum fixed rate coupons	8.00%		8.00%
Projected Prepayments, percentage of fair value input for banks	1.00%		1.00%
Projected prepayment, percentage of fair value for collateral by REITs	0.00%		0.00%
Projected prepayment, percentage of fair value for collateral for insurance companies	2.00%		2.00%
Annually projected defaults percentage for healthy banks	2.00%		2.00%
Period frequency of projected default rate	2 years		2 years
Projected defaults rate for healthy banks	0.36%		0.36%
Projected Recoveries, percentage for insurance companies, REITs and insolvent banks	0.00%		0.00%
Projected recovery, percentage for projected bank deferrals	10.00%		10.00%
Projected Bank Deferrals lagged	2 years		2 years
Trust preferred securities | Minimum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value input discount rate	10.21%		10.24%
Trust preferred securities | Maximum
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair value input discount rate	13.99%		15.75%

Fair Value of Assets and Liab58

Fair Value of Assets and Liabilities (Details 2) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)Security	Dec. 31, 2014USD ($)Security	Mar. 31, 2015USD ($)	Mar. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Breakdown of trust preferred securities
Number considered OTTI | Security	1	1
Life-to-date impairment recognized in earnings	$ 140	$ 140	$ 140			$ 140
Life-to-date impairment recognized in other comprehensive income	$ 2,019		$ 1,591
Trust preferred securities
Breakdown of trust preferred securities
Total number of trust preferred securities | Security	2		2
Par value	$ 1,789		$ 1,802
Number not considered OTTI | Security	1		1
Par value	$ 789		$ 802
Number considered OTTI | Security	1		1
Par value	$ 1,000		$ 1,000
Life-to-date impairment recognized in earnings	140	$ 140	140	$ 140	$ 140	$ 2,305
Life-to-date impairment recognized in other comprehensive income	811		883
Total life-to-date impairment	$ 951		$ 1,023

Fair Value of Assets and Liab59

Fair Value of Assets and Liabilities (Details 3) - 6 months ended Jun. 30, 2015 - USD ($) $ in Thousands	Total
Losses recognized in earnings for trust preferred securities held
Beginning balance	$ 140
Ending balance	140
Trapeza IX B-1
Losses recognized in earnings for trust preferred securities held
Beginning balance	140
Ending balance	$ 140
Moody’s/Fitch Rating	Ca/CC

Fair Value of Assets and Liab60

Fair Value of Assets and Liabilities (Details 4) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)Issurers_Currently_Performing	Dec. 31, 2014USD ($)Issurers_Currently_Performing
Additional information related to the Company's trust preferred securities
Available-for-sale Securities, Amortized Cost	$ 160,044	$ 161,703
Total debt securities, Fair Value	$ 159,501	162,247
PreTSL XXIII
Additional information related to the Company's trust preferred securities
Class	C2
Available-for-sale Securities, Amortized Cost	$ 789	802
Total debt securities, Fair Value	351	313
Unrealized Gain/(Loss)	$ (438)	$ (489)
Moody’s/Fitch Rating	B2/C
Number of Issuers Currently Performing | Issurers_Currently_Performing	92	91
Deferrals and Defaults as a % of Current Collateral	23.40%	25.20%
Trapeza IX
Additional information related to the Company's trust preferred securities
Class	B1
Available-for-sale Securities, Amortized Cost	$ 860	$ 860
Total debt securities, Fair Value	487	466
Unrealized Gain/(Loss)	$ (373)	$ (394)
Moody’s/Fitch Rating	Ca/CC
Number of Issuers Currently Performing | Issurers_Currently_Performing	32	33
Deferrals and Defaults as a % of Current Collateral	18.30%	18.10%
Trust preferred securities
Additional information related to the Company's trust preferred securities
Available-for-sale Securities, Amortized Cost	$ 1,649	$ 1,662
Total debt securities, Fair Value	838	779
Unrealized Gain/(Loss)	$ (811)	$ (883)

Fair Value of Assets and Liab61

Fair Value of Assets and Liabilities (Details 5) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets measured on a nonrecurring basis:
Impaired loans	$ 5,735	$ 6,288
Other real estate owned		40
Level 3
Assets measured on a nonrecurring basis:
Impaired loans	$ 5,735	6,288
Other real estate owned		$ 40

Fair Value of Assets and Liab62

Fair Value of Assets and Liabilities (Details 6) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents, carrying value	$ 9,344	$ 10,569	$ 11,718	$ 12,396
Investment securities available-for-sale, carrying value	159,501	162,247
Trading securities, carrying value	7,955	7,861
Loans held for sale	2,774	632
Loans, net of allowance for loan losses, carrying value	352,419	354,983
Bank-owned life insurance	17,162	16,990
Accrued interest receivable, carrying value	1,757	1,723
Interest rate derivatives, carrying value	17
LIABILITIES
Demand, savings and money market deposits, carrying value	315,693	326,554
Time deposits, carrying value	131,680	130,207
Short-term borrowings	5,483	4,259
Federal Home Loan Bank advances - short term, carrying value	21,000	15,500
Federal Home Loan Bank advances - long term, carrying value	25,000	25,000
Subordinated debt, carrying value	5,155	5,155
Accrued interest payable, carrying value	234	248
Interest rate derivatives, carrying value	17
ASSETS:
Cash and cash equivalents, fair value	9,344	10,569
Available-for-sale securities, Fair Value	159,501	162,247
Trading securities	7,955	7,861
Loans held for sale, fair value	2,774	632
Loans, net of allowance for loan losses, fair value	355,723	359,518
Bank-owned life insurance, fair value	17,162	16,990
Accrued interest receivable, fair value	1,757	1,723
Interest rate derivatives, fair value	17
LIABILITIES:
Demand, savings and money market deposits, fair value	315,693	326,554
Time deposits, fair value	134,288	133,171
Short-term borrowings, fair value	5,483	4,259
Federal Home Loan Bank advances - short term, fair value	20,998	15,490
Federal Home Loan Bank advances - long term, fair value	25,977	26,194
Subordinated debt, fair value	4,527	4,573
Accrued interest payable, fair value	234	248
Interest rate derivatives, fair value	17
Level 1
ASSETS
Loans held for sale	2,774	632
ASSETS:
Cash and cash equivalents, fair value	9,344	10,569
Available-for-sale securities, Fair Value	3,049	3,049
Loans held for sale, fair value	2,774	632
Bank-owned life insurance, fair value	17,162	16,990
Accrued interest receivable, fair value	1,757	1,723
LIABILITIES:
Demand, savings and money market deposits, fair value	315,693	326,554
Short-term borrowings, fair value	5,483	4,259
Federal Home Loan Bank advances - short term, fair value	14,500	6,000
Accrued interest payable, fair value	234	248
Level 2
ASSETS:
Available-for-sale securities, Fair Value	155,614	158,419
Trading securities	7,955	7,861
Interest rate derivatives, fair value	17
LIABILITIES:
Interest rate derivatives, fair value	17
Level 3
ASSETS:
Available-for-sale securities, Fair Value	838	779
Loans, net of allowance for loan losses, fair value	355,723	359,518
LIABILITIES:
Time deposits, fair value	134,288	133,171
Federal Home Loan Bank advances - short term, fair value	6,498	9,490
Federal Home Loan Bank advances - long term, fair value	25,977	26,194
Subordinated debt, fair value	$ 4,527	$ 4,573

Fair Value of Assets and Liab63

Fair Value of Assets and Liabilities (Details 7) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Total debt securities, Fair Value	$ 159,501	$ 162,247
Minimum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Fair value input discount rate	10.21%
Maximum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Fair value input discount rate	13.99%
Trust preferred securities
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Total debt securities, Fair Value	$ 838	$ 779
Trust preferred securities | Minimum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Fair value input discount rate	10.21%	10.24%
Trust preferred securities | Maximum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Fair value input discount rate	13.99%	15.75%
Trust preferred securities | Discounted Cash Flow
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Total debt securities, Fair Value	$ 838	$ 779
Impaired Loans
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Appraisal Adjustments	28.00%	23.00%
Liquidation Expenses	6.00%	6.00%
Impaired Loans | Minimum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Appraisal Adjustments	0.00%	0.00%
Liquidation Expenses	0.00%	0.00%
Impaired Loans | Maximum
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Appraisal Adjustments	53.00%	40.00%
Liquidation Expenses	43.00%	33.00%
Impaired Loans | Appraisal Of Collateral
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Total debt securities, Fair Value	$ 5,735	$ 6,288
Other Real Estate Owned
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Appraisal Adjustments		0.00%
Other Real Estate Owned | Appraisal Of Collateral
Significant unobservable inputs for assets and liabilities measured at fair value on a recurring and nonrecurring basis
Total debt securities, Fair Value		$ 40

Accumulated Other Comprehensi64

Accumulated Other Comprehensive Income (loss) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning Balance		$ 376			$ 376
Total other comprehensive (loss) income	$ (1,190)		$ 1,282		(764)	$ 2,860
Ending Balance	(388)				(388)
Accumulated Net Unrealized Investment Gain (Loss)
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning Balance	808	359	(1,295)	$ (2,860)	359	(2,860)
Other comprehensive income before reclassification	(1,167)	449	1,269	1,692
Amount reclassified from accumulated other comprehensive loss				(127)
Total other comprehensive (loss) income	(1,167)	449	1,269	1,565
Ending Balance	(359)	808	(26)	(1,295)	(359)	(26)
Accumulated Defined Benefit Plans Adjustment
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning Balance	(6)	17	(15)	(28)	17	(28)
Other comprehensive income before reclassification		(23)	13	13
Amount reclassified from accumulated other comprehensive loss	(23)
Total other comprehensive (loss) income	(23)	(23)	13	13
Ending Balance	$ (29)	$ (6)	$ (2)	$ (15)	$ (29)	$ (2)

Accumulated Other Comprehensi65

Accumulated Other Comprehensive Income (loss) (Details 1) - Reclassification out of Accumulated Other Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Unrealized gains on available-for-sale securities
Investment securities gains, net				$ (193)
Federal income tax expense	$ (200)	$ (246)	$ (521)	(665)
NET INCOME	$ 916	$ 1,039	$ 2,065	2,371
Accumulated Net Unrealized Investment Gain (Loss)
Unrealized gains on available-for-sale securities
Investment securities gains, net				(193)
Federal income tax expense				66
NET INCOME				$ (127)

Post-Retirement Obligations (De

Post-Retirement Obligations (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Compensation And Retirement Disclosure [Abstract]
Beginning balance	$ 653	$ 600	$ 585	$ 614
Expense recorded	45	(1)	91	(2)
Other comprehensive income recorded	23	(13)	45	(26)
Ending balance	$ 721	$ 586	$ 721	$ 586

Stock Repurchase Program (Detai

Stock Repurchase Program (Details Textual) - USD ($)	Mar. 24, 2015	Jun. 30, 2015	Dec. 31, 2014
Equity Class Of Treasury Stock [Line Items]
Percentage of shares authorized to be repurchased to common stock outstanding	4.40%
Common stock, shares outstanding	4,527,849	4,517,849	4,527,848
Stock repurchase program, authorized amount	$ 3,100,000	$ 2,700,000
Stock repurchase program expiration date		Dec. 31, 2015
Stock repurchase program, shares repurchased		10,000
Maximum
Equity Class Of Treasury Stock [Line Items]
Shares authorized to be repurchased	200,000

Short-Term Borrowings (Details)

Short-Term Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Short Term Debt [Line Items]
Short-term borrowings	$ 5,483	$ 4,259
Repurchase Agreements
Short Term Debt [Line Items]
Total collateral carrying value	9,497	7,498
Repurchase Agreements | U.S. Government-sponsored mortgage-backed securities
Short Term Debt [Line Items]
Total collateral carrying value	8,267	6,137
Repurchase Agreements | U.S. Government-sponsored collateralized mortgage obligations
Short Term Debt [Line Items]
Total collateral carrying value	$ 1,230	$ 1,361

Uncategorized Items - cldb-2015

Label	Element	Value
Trapeza Nine B One [Member]
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held	us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld	$ 140
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held	us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld	$ 140