United Bancorp 10-K 28 Feb 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Jan. 31, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'UNITED BANCORP INC /MI/	'	'
Entity Central Index Key	'0000775345	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Public Float	'	'	$65,852,000
Entity Common Stock, Shares Outstanding	'	12,721,962	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and demand balances in other banks	$13,748	$13,769
Interest bearing balances with banks	12,513	56,843
Total cash and cash equivalents	26,261	70,612
Securities available for sale	191,158	206,129
FHLB Stock	2,691	2,571
Loans held for sale	4,260	13,380
Portfolio loans	646,274	586,678
Less allowance for loan losses	20,447	22,543
Net portfolio loans	625,827	564,135
Premises and equipment, net	10,187	10,719
Bank-owned life insurance	14,639	14,241
Accrued interest receivable and other assets	24,006	25,954
Total Assets	899,029	907,741
Deposits	'	'
Noninterest bearing deposits	167,236	165,430
Interest bearing deposits	623,261	619,213
Total deposits	790,497	784,643
FHLB advances payable	11,961	21,999
Other borrowings	10,000	0
Accrued interest payable and other liabilities	4,360	3,702
Total Liabilities	816,818	810,344
Commitments and Contingent Liabilities	'	'
Shareholders' Equity	'	'
Preferred stock, no par value; 2,000,000 shares authorized, 0 and 20,600 shares outstanding in 2013 and 2012	0	20,476
Common stock and paid in capital, no par value; 30,000,000 shares authorized; 12,718,080 and 12,705,983 shares issued and outstanding at December 31, 2013 and 2012	85,873	85,682
Accumulated deficit	-2,763	-10,426
Accumulated other comprehensive income (loss), net of tax	-899	1,665
Total Shareholders' Equity	82,211	97,397
Total Liabilities and Shareholders' Equity	$899,029	$907,741

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Shareholders' Equity	'	'
Preferred stock, no par value (in dollars per share)	$0	$0
Preferred stock, shares authorized (in shares)	2,000,000	2,000,000
Preferred stock, shares outstanding (in shares)	0	20,600
Common stock, no par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	30,000,000	30,000,000
Common stock, shares issued (in shares)	12,718,080	12,705,983
Common stock, outstanding (in shares)	12,718,080	12,705,983

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest Income	'	'	'
Interest and fees on loans	$30,910	$31,470	$32,408
Interest on securities	'	'	'
Taxable	2,910	2,390	2,731
Tax exempt	621	661	766
Interest on federal funds sold and balances with banks	94	172	260
Total interest income	34,535	34,693	36,165
Interest Expense	'	'	'
Interest on deposits	2,553	3,746	5,096
Interest on federal funds and other short term borrowings	0	0	65
Interest on FHLB advances	372	782	953
Interest on other borrowings	59	0	0
Total interest expense	2,984	4,528	6,114
Net Interest Income	31,551	30,165	30,051
Provision for loan losses	1,900	8,350	12,150
Net Interest Income After Provision for Loan Losses	29,651	21,815	17,901
Noninterest Income	'	'	'
Service charges on deposit accounts	1,811	1,861	1,971
Wealth Management fee income	5,892	5,250	5,079
Gains on securities transactions	54	4	0
Income from loan sales and servicing	9,788	10,104	6,434
ATM, debit and credit card fee income	2,216	2,126	2,176
Other income	1,584	2,146	1,551
Total noninterest income	21,345	21,491	17,211
Noninterest Expense	'	'	'
Salaries and employee benefits	23,712	21,482	18,971
Occupancy and equipment expense, net	5,395	5,311	5,015
External data processing	1,444	1,113	1,342
Advertising and marketing	1,155	752	625
Attorney, accounting and other professional fees	1,354	1,880	1,678
Expenses relating to ORE property and foreclosed assets	918	1,928	2,019
FDIC Insurance premiums	741	1,133	1,315
Other expenses	3,648	3,604	3,653
Total noninterest expense	38,367	37,203	34,618
Income Before Federal Income Tax	12,629	6,103	494
Federal income tax (benefit)	3,818	1,640	-423
Net Income	8,811	4,463	917
Preferred stock dividends and accretion	-1,025	-1,142	-1,136
Income (Loss) Available to Common Shareholders	$7,786	$3,321	($219)
Basic earnings (loss) per share	$0.61	$0.26	($0.02)
Diluted earnings (loss) per share	$0.60	$0.26	($0.02)
Cash dividends declared per share of common stock (in dollars per share)	$0	$0	$0

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Comprehensive Income (Loss) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Condensed Consolidated Statements of Comprehensive Income (Loss) [Abstract]	'	'	'
Net income	$8,811	$4,463	$917
Unrealized gains/losses on securities [Abstract]	'	'	'
Unrealized gains (losses) on securities available for sale	-3,832	26	1,561
Less: Reclassification for realized amount included in income	-54	-4	0
Other comprehensive income (loss) before tax effect	-3,886	22	1,561
Tax expense (benefit)	-1,322	8	531
Other comprehensive income (loss)	-2,564	14	1,030
Total comprehensive income	$6,247	$4,477	$1,947

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders' Equity (USD $)	Preferred Stock [Member]	Common Stock And Paid in Capital [Member]	Retained Earnings (Accumulated Deficit) [Member]	AOCI [Member]		Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2010	$20,258	$85,351	($13,526)	$621	[1]	$92,704
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'		'
Net income	'	'	917	'		917
Other comprehensive income (loss):	'	'	'	'		'
Other comprehensive income	'	'	'	1,030	[1]	1,030
Accretion of discount on preferred stock	106	'	-106	'		0
Cash dividends paid on preferred shares	'	'	-1,030	'		-1,030
Other common stock transactions	'	86	-1	'		85
Director and management deferred stock plans	'	68	'	'		68
Repurchase of preferred stock	'	'	'	'		0
Balance at Dec. 31, 2011	20,364	85,505	-13,746	1,651	[1]	93,774
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'		'
Net income	'	'	4,463	'		4,463
Other comprehensive income (loss):	'	'	'	'		'
Other comprehensive income	'	'	'	14	[1]	14
Accretion of discount on preferred stock	112	'	-112	'		0
Cash dividends paid on preferred shares	'	'	-1,030	'		-1,030
Other common stock transactions	'	-8	-1	'		-9
Director and management deferred stock plans	'	185	'	'		185
Repurchase of preferred stock	'	'	'	'		0
Balance at Dec. 31, 2012	20,476	85,682	-10,426	1,665	[1]	97,397
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'		'
Net income	'	'	8,811	'		8,811
Other comprehensive income (loss):	'	'	'	'		'
Other comprehensive income	'	'	'	-2,564	[1]	-2,564
Accretion of discount on preferred stock	124	'	-124	'		0
Cash dividends paid on preferred shares	'	'	-1,025	'		-1,025
Other common stock transactions	'	78	1	'		79
Director and management deferred stock plans	'	113	'	'		113
Repurchase of preferred stock	-20,600	0	0	0		-20,600
Balance at Dec. 31, 2013	$0	$85,873	($2,763)	($899)	[1]	$82,211
[1]	Accumulated other comprehensive income, net of tax

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash Flows from Operating Activities	'	'	'
Net income	$8,811	$4,463	$917
Adjustments to Reconcile Net Income to Net Cash from Operating Activities	'	'	'
Depreciation and amortization	5,376	5,891	3,884
Provision for loan losses	1,900	8,350	12,150
Gain on sale of loans	-8,610	-9,509	-5,581
Proceeds from sales of loans originated for sale	315,874	376,496	248,631
Loans originated for sale	-298,144	-372,077	-241,051
Gains on securities transactions	-54	-4	0
Change in deferred income taxes	1,973	1,142	-661
Stock based compensation expense	250	150	138
Increase in cash surrender value on bank owned life insurance	-398	-422	-428
Change in investment in limited partnership	-322	-217	-93
Change in accrued interest receivable and other assets	1,665	2,286	3,741
Change in accrued interest payable and other liabilities	710	1,524	-928
Total adjustments	20,220	13,610	19,802
Net cash from operating activities	29,031	18,073	20,719
Securities available for sale	'	'	'
Purchases	-73,887	-107,644	-82,544
Sales	12,753	2,847	0
Maturities and calls	23,845	30,037	15,873
Principal payments	44,374	37,300	17,122
Sale (purchase) of FHLB stock	-120	0	217
Net change in portfolio loans	-64,058	-33,341	8,353
Premises and equipment expenditures	-558	-1,030	-719
Net cash from investing activities	-57,651	-71,831	-41,698
Cash Flows from Financing Activities	'	'	'
Net change in deposits	5,854	19,787	30,858
Net change in federal funds borrowed and other short term borrowings	0	0	-1,234
Principal payments on FHLB advances	-10,038	-2,036	-6,286
Net change in other borrowings	10,000	0	0
Repurchase of preferred stock	-20,600	0	0
Other common stock transactions	78	57	41
Cash dividends paid on preferred shares	-1,025	-1,030	-1,030
Net cash from financing activities	-15,731	16,778	22,349
Net Change in Cash and Cash Equivalents	-44,351	-36,980	1,370
Cash and cash equivalents at beginning of year	70,612	107,592	106,222
Cash and Cash Equivalents at End of Year	26,261	70,612	107,592
Supplemental Cash Flow Information [Abstract]	'	'	'
Interest Paid	3,148	4,665	6,235
Income tax paid	1,420	52	20
Loans transferred to other real estate	$466	$3,925	$3,250

SIGNIFICANT_ACCOUNTING_POLICIE

SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE 1 - SIGNIFICANT ACCOUNTING POLICIES
	Nature of Operations and Basis of Presentation
	The consolidated financial statements include the accounts of United Bancorp, Inc. and its wholly owned subsidiary, United Bank & Trust ("UBT" or "the Bank") after elimination of significant intercompany transactions and accounts. The Company is engaged 100% in the business of commercial and retail banking, including trust and investment services, with operations conducted through its offices located in Lenawee, Washtenaw, Livingston and Monroe Counties in southeastern Michigan. These counties are the source of substantially all of the Company's deposit, loan, trust and investment activities.
	Use of Estimates
	The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period as well as affecting the disclosures provided. Actual results could differ from those estimates. The allowance for loan losses, loan servicing rights and the fair values of financial instruments are particularly subject to change.
	Securities
	Securities classified as available for sale consist of bonds and notes that might be sold prior to maturity. Securities classified as available for sale are reported at their fair values and the related net unrealized holding gain or loss is reported in other comprehensive income. Premiums and discounts on securities are recognized in interest income using the interest method over the period to maturity. Realized gains or losses are based upon the amortized cost of the specific securities sold.
	Loans Held for Sale
	Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or market value in the aggregate. Net unrealized losses, if any, are recognized in a valuation allowance by charges to income.
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs and the allowance for loan losses. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. Loans are placed on nonaccrual status at ninety days or more past due and interest is considered a loss, unless the loan is well-secured and in the process of collection.
	Allowance for Loan Losses
	The allowance for loan losses ("allowance") is maintained at a level believed adequate by management to absorb probable incurred credit losses in the loan portfolio. The allowance is increased by provisions for loan losses charged to income.
	Loan losses are charged against the allowance when management believes a loan is uncollectible. Subsequent recoveries, if any, are credited to the allowance. This policy applies to each of the Company's portfolio segments.
	The Company's established methodology for evaluating the adequacy of the allowance for loan losses considers both components of the allowance: (1) specific allowances allocated to loans evaluated individually for impairment under the Accounting Standards Codification ("ASC") Section 310-10-35 of the Financial Accounting Standards Board ("FASB"), and (2) allowances calculated for pools of loans evaluated collectively for impairment under FASB ASC Subtopic 450-20. Until the third quarter of 2011, the Company's past loan loss experience was determined by evaluating the average charge-offs over the most recent eight quarters.
	For the quarter ended September 30, 2011, the Company changed its methodology for evaluating the adequacy of the allowance for loan losses by revising and enhancing the methodology for loans evaluated collectively for impairment. Under this methodology, the Company revised and further disaggregated its pools of loans evaluated collectively for impairment. Similar to the prior methodology, pools were analyzed by general loan types, and further analyzed by collateral types, where appropriate. However, under the new methodology, pools were further disaggregated by internal credit risk ratings for commercial loans, commercial mortgages and construction loans and by delinquency status for residential mortgages, consumer loans and all other loan types.
	Effective with the first quarter of 2012, the Company expanded the number of categories evaluated for allocation of the allowance for loan losses, from four to six. In order to be consistent with the migration analysis that is performed quarterly, allocations for Owner-Occupied Commercial Real Estate, Other Commercial Real Estate, and Commercial and Industrial loans were broken out beginning March 31, 2012. This change in allocation methodology had no material quantitative effect on the allocations.
	Allowance allocations for each pool are determined through a migration analysis based on activity for the period beginning March 2008. The analysis computes loss rates based on a probability of default ("PD") and loss given default ("LGD"). Allowance allocations prior to the third quarter of 2011 were computed based on weighted average charge-off rates as opposed to the use of credit migration matrices, which compute PD and LGD based on historical losses as loans migrate through the various risk rating or delinquency categories. The March 2008 date was selected in an effort to capture sufficient data points to provide a meaningful migration analysis using available data in comparable formats.
	Under both the current and previous methodologies, loss rates are adjusted to consider qualitative factors such as economic conditions and trends, among others. However, under the methodologies adopted beginning with the third quarter of 2011, the Company applies a more detailed analysis of qualitative factors that are assessed on a quarterly basis based upon grading specific to the Company, as well as regional economic metrics.
	Loan impairment is reported when full payment under the loan terms is not expected. Impaired loans are carried at the present value of estimated future cash flows using the loan's existing rate, or the fair value of collateral if the loan is collateral dependent.
	A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. If these allocations require an increase in the allowance for loan losses, that increase is recorded as a component of the provision for loan losses. Loans are evaluated for impairment when payments are delayed or when the internal grading system indicates a substandard or doubtful classification. This policy applies to each class of the Company's loan portfolio.
	Impairment is evaluated in total for smaller-balance loans of similar nature, such as residential mortgage, consumer, home equity and second mortgage loans. Commercial loans and mortgage loans secured by other properties are evaluated individually for impairment. When credit analysis of borrower operating results and financial condition indicates that underlying cash flows of the borrower's business are not adequate to meet its debt service requirements, including loans to the borrower by the Bank, the loan is evaluated for impairment. Often this is associated with a delay or shortfall of payments of thirty days or more. Loans are generally moved to nonaccrual status when ninety days or more past due or in bankruptcy. These loans are often also considered impaired. Impaired loans are charged off, in part or in full, when deemed uncollectible. This typically occurs when the loan is 120 or more days past due, unless the loan is both well-secured and in the process of collection. This policy applies to each class of the Company's loan portfolio.
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. The provisions for depreciation are computed principally by the straight-line method, based on useful lives of ten to forty years for premises and three to eight years for equipment.
	Other Real Estate Owned
	Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure and property acquired for possible future expansion. Real estate properties acquired through, or in lieu of, loan foreclosure are to be sold and are initially recorded at fair value, less estimated selling costs, at the date of foreclosure establishing a new cost basis. After acquisition, valuations are periodically performed and the real estate is carried at the lower of cost basis or fair value, less estimated selling costs. The historical average holding period for such properties is less than eighteen months. As of December 31, 2013 and 2012, other real estate owned totaled $1,850,000 and $3,409,000, respectively, and is included in other assets on the consolidated balance sheets.
	Servicing Rights
	Servicing rights are recognized as assets at the fair value of retained servicing on loans sold. Servicing rights are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the rights, using groupings of the underlying loans as to interest rates, remaining loan terms and prepayment characteristics. Any impairment of a grouping is reported as a valuation allowance.
	Long-term Assets
	Long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are written down to their fair value.
	Income Tax
	The Company records income tax expense based on the amount of taxes due on its tax return plus deferred taxes computed based on the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, using enacted tax rates, adjusted for allowances made for uncertainty regarding the realization of deferred tax assets. The Company has no uncertain tax positions as defined by FASB ASC Topic 740.
	The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiaries. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2010.
	Earnings (Loss) Per Share
	Amounts reported as earnings or losses per share are based on income or loss available to common shareholders divided by weighted average shares outstanding. Income or loss available to common shareholders is calculated by subtracting dividends on preferred stock and the accretion of discount on preferred stock from net income or loss. Weighted average shares outstanding include the weighted average number of common shares outstanding plus the weighted average number of contingently issuable shares associated with deferred compensation stock plans.
	Stock Based Compensation
	At December 31, 2013, the Company has stock-based employee compensation plans, which are described more fully in Note 15. The Company's disclosure regarding these plans is in accordance with the fair value recognition provisions of FASB ASC Topic 718-10.
	Statements of Cash Flows
	For purposes of this Statement, cash and cash equivalents include cash on hand, demand balances with banks, and federal funds sold and equivalents. Federal funds are generally sold for one-day periods. The Company reports net cash flows for client loan and deposit transactions, deposits made with other financial institutions, and short-term borrowings with an original maturity of ninety days or less.
	Comprehensive Income
	Comprehensive income consists of net income and other comprehensive income (loss). All other comprehensive income (loss) consists solely of net unrealized gains and losses on securities available for sale, net of tax, which is recognized as a separate component of shareholders' equity.
	Industry Segment
	The Company and its subsidiary are organized to operate in the banking industry. Substantially all revenues and services are derived from banking products and services in southeastern Michigan. While the Company's chief decision makers monitor various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, all of the Company's banking operations are considered by management to be aggregated in one business segment.
	Recently Issued Accounting Standards
	Accounting Standards Update No. 2013-04 – Liabilities (Topic 405). On February 28, 2013, FASB issued ASU 2013-04. The amendments in this Update provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this Update is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. The guidance requires an entity to measure those obligations as the sum of the amount the reporting entity agreed to pay on the basis of its arrangement among its co-obligors and any additional amount the reporting entity expects to pay on behalf of its co-obligors.
	The guidance in this Update also requires an entity to disclose the nature and amount of the obligation as well as other information about those obligations. This Accounting Standards Update is the final version of Proposed Accounting Standards Update EITF12D – Liabilities (Topic 405) which has been deleted.
	The amendments in this Update are effective for fiscal years beginning after December 31, 2013. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-07 – Presentation of Financial Statements (Topic 205). On April 22, 2013, FASB issued ASU 2013-07. The objective of this Update is to clarify when an entity should apply the liquidation basis of accounting and to provide principles for the measurement of assets and liabilities under the liquidation basis of accounting, as well as any required disclosures. This Accounting Standards Update is the final version of Proposed Accounting Standards Update 2012-210 – Presentation of Financial Statements (Topic 205), which has been deleted.
	The amendments are effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein. Entities should apply the requirements prospectively from the day that liquidation becomes imminent. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-10 - Derivatives and Hedging (Topic 815) In July 2013, FASB issued ASU 2013-10. The objective of this Update is to provide for the inclusion of the Fed Funds Effective Swap Rate - Overnight Index Swap Rate (OIS) as a U.S. benchmark interest rate for hedge accounting purposes, in addition to U.S. Treasury (UST) or London Interbank Offered Rate (LIBOR) indices. The Update also removes a restriction stating that entities must use the same rates for similar hedges, offering greater flexibility in hedge accounting.
	The amendments in this Update are effective prospectively for qualifying new or re-designated hedging relationships entered into on or after July 17, 2013. The Company has adopted the applicable methodologies prescribed by this ASU and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-11- Income Taxes (Topic 740) – In July 2013, FASB issued ASU 2013-11. This update pertains to the unrecognized tax benefit when a net operating loss carry forward, a similar tax loss or a tax credit carry forward exists. The ASU is intended to end the varying ways that entities present these situations since GAAP is non-specific and leads to diversity in practice.  The new standard deems that any unrecognized tax benefit or portion of an unrecognized tax benefit should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward except for certain defined situations.
	The amendments in this Update are effective for fiscal years beginning after December 15, 2013. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.

RESTRICTIONS_ON_CASH_AND_DEMAN

RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS [Abstract]	'
RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS	'
	NOTE 2 - RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS
	The Bank is subject to average reserve and clearing balance requirements in the form of cash on hand or balances due from the Federal Reserve Bank. The amount of reserve and clearing balances required at December 31, 2013 was $905,000. These reserve balances vary depending on the level of client deposits in the Bank.
	The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December 31, 2013 and 2012, cash equivalents consisted primarily of interest-bearing balances with banks.
	As a result of legislation enacted in 2010, the FDIC fully insured without limitation all noninterest-bearing transaction accounts beginning December 31, 2010 through December 31, 2012 at all FDIC-insured institutions. This unlimited insurance coverage expired on December 31, 2012. Beginning January 1, 2013, noninterest-bearing transaction accounts were subject to a $250,000 limit on FDIC insurance per covered institution. At December 31, 2013, the Company's cash accounts with banks had balances of $14,201,000, which did not have FDIC coverage.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 3 - SECURITIES
	Balances of securities by category are shown below, as of December 31, 2013 and 2012:
	Thousands of dollars	Securities Available for Sale
	2013	Amortized Cost			Unrealized Gains			Unrealized Losses			Fair Value
	U.S. Treasury and agency securities	$	24,473		$	19		$	(994	)	$	23,498
	Mortgage-backed agency securities		146,582			1,331			(1,771	)		146,142
	Obligations of states and political subdivisions		21,440			410			(360	)		21,490
	Equity securities		26			2			-			28
	Total	$	192,521		$	1,762		$	(3,125	)	$	191,158
	2012
	U.S. Treasury and agency securities	$	27,200		$	130		$	(14	)	$	27,316
	Mortgage-backed agency securities		158,829			2,324			(654	)		160,499
	Obligations of states and political subdivisions		17,551			740			(5	)		18,286
	Equity securities		26			2			-			28
	Total	$	203,606		$	3,196		$	(673	)	$	206,129
	The following table shows the gross unrealized loss and fair value of the Company's investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2013 and 2012.
		Less than 12 Months						12 Months or Longer						Total
	Thousands of dollars	Fair Value			Losses			Fair Value			Losses			Fair Value		Losses
	2013
	U.S. Treasury and agency securities	$	14,544		$	(802	)	$	2,862		$	(192	)	$	17,406	$	(994	)
	Mortgage-backed agency securities		70,385			(1,524	)		10,367			(247	)		80,752		(1,771	)
	Obligations of states and political subdivisions		6,926			(360	)		-			-			6,926		(360	)
	Total	$	91,855		$	(2,686	)	$	13,229		$	(439	)	$	105,084	$	(3,125	)
	2012
	U.S. Treasury and agency securities	$	4,131		$	(14	)	$	-		$	-		$	4,131	$	(14	)
	Mortgage-backed agency securities		54,538			(639	)		1,309			(15	)		55,847		(654	)
	Obligations of states and political subdivisions		941			(5	)		-			-			941		(5	)
	Total	$	59,610		$	(658	)	$	1,309		$	(15	)	$	60,919	$	(673	)
	Unrealized losses within the investment portfolio are temporary. The Company performed an evaluation of its investments for other than temporary impairment, and no losses were recognized during 2013 or 2012.  The unrealized losses on the Company's investment in available for sale securities were caused by interest rate changes. All of the Company's mortgage-backed securities are issued by U.S. Government-sponsored agencies. The Company expects to recover the amortized cost basis over the term of the securities. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not likely that the Company will be required to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company did not consider those investments to be other-than-temporarily impaired at December 31, 2013 or December 31, 2012.
	The Company does not hold any collateralized debt obligations backed by trust preferred securities in its securities portfolio, nor any other securities that may be considered "Covered Funds" under the Final Volcker Rule of the Dodd-Frank Act.
	The entire investment portfolio is classified as available for sale. However, management has no specific intent to sell any securities, and management believes that it will not have to sell any security before recovery of its cost basis. Sales activities for securities, for the years indicated are shown in the following table. All sales were of securities identified as available for sale.
	Thousands of dollars	2013			2012			2011
	Sales proceeds	$	12,753		$	2,847		$	-
	Gross gains on sales		137			4			-
	Gross loss on sales		(97	)		-			-
	Gross gains on calls		14			-			-
	The fair value of securities available for sale by contractual maturity as of December 31, 2013 is shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Asset-backed securities are included in the "Due in one year or less" category.
	Thousands of dollars	Amortized Cost			Fair Value
	Due in one year or less	$	13,689		$	13,648
	Due after one year through five years		26,326			25,723
	Due after five years through ten years		5,898			5,617
	Due after ten years		-			-
	Mortgage-backed agency securities		146,582			146,142
	Equity securities		26			28
	Total securities	$	192,521		$	191,158
	Securities carried at $996,000 and $1,007,000 as of December 31, 2013 and 2012, respectively, were pledged to secure deposits of public funds, funds borrowed, repurchase agreements, and for other purposes as required by law.
	The municipal portfolio contains a small level of geographic risk, as approximately 1.4% of the investment portfolio is issued by political subdivisions located within Lenawee County, Michigan, 1.0% in Monroe County, Michigan and 3.5% in Washtenaw County, Michigan. The total amount of municipal obligations issued by political subdivisions located in these three counties is approximately $11.4 million. The Company owns no obligations issued by the City of Detroit.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
LOANS	'
	NOTE 4 - LOANS
	The following table shows total loans outstanding at December 31, 2013 and 2012 and the percentage change in balances from the prior year. All loans are domestic and contain no significant concentrations by industry or client.
	Thousands of dollars	2013		% Change			2012		% Change
	Commercial construction & land development loans	$	20,756		-27.2	%	$	28,511		-4	%
	Owner-occupied commercial real estate loans		105,237		7.7	%		97,755		-1.1	%
	Other commercial real estate loans		142,805		26	%		113,370		-13.2	%
	Commercial & industrial loans		104,508		0.2	%		104,332		15.8	%
	Residential mortgages		134,048		10.4	%		121,393		16.1	%
	Consumer construction loans		17,369		43.3	%		12,123		21	%
	Home equity loans		80,870		10.8	%		72,983		-2.6	%
	Other consumer loans		39,861		17.3	%		33,969		50.5	%
	Deferred loan fees and costs, overdrafts, in-process accounts		820		-63.4	%		2,242		-5.2	%
	Total portfolio loans	$	646,274		10.2	%	$	586,678		4.1	%

ALLOWANCE_FOR_LOAN_LOSSES_AND_

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK	12 Months Ended
	Dec. 31, 2013
ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK [Abstract]	'
ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK	'
	NOTE 5 - ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK
	An analysis of the allowance for loan losses for the twelve-month periods ended December 31, 2013, 2012 and 2011 follows:
			Twelve Months Ended December 31, 2013
	Thousands of dollars		CLD (1)			Owner- Occupied CRE (2)			Other			Commercial & Industrial			Residential Mortgage			Personal Loans			Total
									CRE (2)
	Allowance for Loan Losses:
	Balance, January 1		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Provision charged to expense			(1,728	)		886			372			1,570			178			622			1,900
	Losses charged off			(809	)		(3,220	)		(336	)		(1,397	)		(200	)		(546	)		(6,508	)
	Recoveries			1,214			379			303			120			100			396			2,512
	Balance, December 31		$	2,893		$	3,138		$	5,047		$	4,424		$	2,534		$	2,411		$	20,447
	Ending Balance:
	Individually evaluated for impairment		$	1,901		$	494		$	894		$	589		$	735		$	-		$	4,613
	Collectively evaluated for impairment			992			2,644			4,153			3,835			1,799			2,411			15,834
	Balance, December 31		$	2,893		$	3,138		$	5,047		$	4,424		$	2,534		$	2,411		$	20,447
	Total Loans:
	Ending balance:
	Individually evaluated for impairment		$	4,698		$	2,785		$	4,858		$	2,390		$	4,659		$	343		$	19,733
	Collectively evaluated for impairment			33,427			103,656			160,937			103,944			99,476			125,101			626,541
	Total Loans		$	38,125		$	106,441		$	165,795		$	106,334		$	104,135		$	125,444		$	646,274
			Twelve Months Ended December 31, 2012
	Thousands of dollars		CLD (1)			Owner- Occupied CRE (2)			Other			Commercial & Industrial			Residential Mortgage			Personal Loans			Total
									CRE (2)
	Allowance for Loan Losses:
	Balance, January 1		$	3,676		$	3,875		$	4,721		$	4,741		$	1,931		$	1,689		$	20,633
	Provision charged to expense			1,116			4,496			1,712			(662	)		1,226			462			8,350
	Losses charged off			(1,108	)		(3,346	)		(2,057	)		(1,768	)		(901	)		(707	)		(9,887	)
	Recoveries			532			68			332			1,820			200			495			3,447
	Balance, December 31		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Ending balance:
	Individually evaluated for impairment		$	3,271		$	2,904		$	1,079		$	274		$	771		$	5		$	8,304
	Collectively evaluated for impairment			945			2,189			3,629			3,857			1,685			1,934			14,239
	Total Allowance for Loan Losses		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Total Loans:
	Ending balance:
	Individually evaluated for impairment		$	8,224		$	10,263		$	7,797		$	2,049		$	5,561		$	394		$	34,288
	Collectively evaluated for impairment			32,410			92,316			123,207			96,336			96,095			112,026			552,390
	Total Loans		$	40,634		$	102,579		$	131,004		$	98,385		$	101,656		$	112,420		$	586,678
			Twelve Months Ended December 31, 2011
	Thousands of dollars		Business & Commercial Mortgages			CLD (1)			Residential Mortgage			Personal Loans			Total
	Balance, January 1		$	16,672		$	3,248		$	2,661		$	2,582		$	25,163
	Provision charged to expense			9,863			2,886			1,579			1,536			15,864
	Amounts related to change in allocation methodology			(2,246	)		49			(990	)		(527	)		(3,714	)
	Net provision after amounts related to change in allocation methodology			7,617			2,935			589			1,009			12,150
	Losses charged off			(12,063	)		(2,908	)		(1,387	)		(2,006	)		(18,364	)
	Recoveries			1,111			278			68			227			1,684
	Balance, December 31		$	13,337		$	3,553		$	1,931		$	1,812		$	20,633
	(1) Construction and Land Development loans
	(2) Commercial Real Estate loans
	Loan totals in Note 4 and certain tables below are based on categories of loans as classified within the Bank's regulatory reporting. As a result, they may differ from totals of similar classifications in the tables above.
	Credit Exposure and Quality Indicators
	The Company categorizes commercial and tax-exempt loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, management capacity, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis is performed during the loan approval process and is updated as circumstances warrant. The risk characteristics of each loan portfolio segment are as follows:
	Construction and Land Development. Construction and Land Development ("CLD") loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners. CLD loans are generally based on estimates of costs and value associated with the complete project. These estimates may be inaccurate. CLD loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project.
	Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.
	Commercial Real Estate. Commercial Real Estate ("CRE") consists of two segments – owner-occupied real estate loans and other commercial real estate loans. CRE loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.
	The characteristics of properties securing the Company's commercial real estate portfolio are diverse, but have geographic location almost entirely in the Company's market area. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria.
	In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.
	Commercial & Industrial Loans. Commercial and industrial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee. Some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.
	Consumer. Consumer loans consist of two segments – residential mortgage loans and personal loans. For residential mortgage loans that are secured by 1-4 family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio, and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and personal loans are secured by personal assets, such as automobiles or recreational vehicles.
	Some personal loans are unsecured, such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and are spread over a large number of borrowers.
	Internal Risk Categories
	Commercial and tax-exempt loans that are analyzed individually are assigned one of eight internal risk categories. Categories 1-4 are considered to be Pass-rated loans. Other risk category definitions for individually-analyzed commercial and tax-exempt loans are as follows:
	5	Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Bank's credit position at some future date.
6	Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral securing the loans, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
7	Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the additional characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
8	Loss. Loans classified as loss are regarded as uncollectible and should be charged off.
Consumer loans are not rated on the above-listed risk categories, but are classified by their payment activity, either as performing, accruing restructured, delinquent less than 90 days, or nonperforming.
Quality indicators for portfolio loans as of December 31, 2013 and 2012 based on the Bank's internal risk categories are detailed in the following tables.
In thousands of dollars			At December 31, 2013
Commercial & Tax-exempt Loans			CLD			Owner-Occupied CRE			Other CRE			Commercial & Industrial			Total Commercial
Credit Risk Profile by Internally Assigned Rating
1-4	Pass		$	9,524		$	95,500		$	124,600		$	92,443		$	322,067
5	Special Mention			5,970			6,939			12,591			6,504			32,004
6	Substandard			4,782			2,798			5,614			5,561			18,755
7	Doubtful			480			-			-			-			480
8	Loss			-			-			-			-			-
Total Commercial & Tax-exempt Loans			$	20,756		$	105,237		$	142,805		$	104,508		$	373,306
In thousands of dollars	At December 31, 2013
Consumer Loans		Residential Mortgage			Consumer Construction			Home Equity			Other Consumer			Total Consumer
Credit risk profile based on payment activity
Performing		$	128,198		$	17,369		$	80,576		$	39,670		$	265,813
Accruing restructured			4,023			-			170			-			4,193
Delinquent less than 90 days			372			-			59			82			513
Nonperforming			1,455			-			65			109			1,629
Total Consumer Loans		$	134,048		$	17,369		$	80,870		$	39,861		$	272,148
Subtotal Commercial, Tax-exempt & Consumer Loans														$	645,454
Deferred loan fees and costs, overdrafts, in-process accounts															820
Total Portfolio Loans														$	646,274
In thousands of dollars			At December 31, 2012
Commercial & Tax-exempt Loans			CLD			Owner-Occupied CRE			Other CRE			Commercial & Industrial			Total Commercial
Credit Risk Profile by Internally Assigned Rating
1-4	Pass		$	12,813		$	78,507		$	86,445		$	91,711		$	269,476
5	Special Mention			7,378			11,510			17,073			5,104			41,065
6	Substandard			7,840			7,738			9,852			7,475			32,905
7	Doubtful			480			-			-			42			522
8	Loss			-			-			-			-			-
Total Commercial & Tax-exempt Loans			$	28,511		$	97,755		$	113,370		$	104,332		$	343,968
Consumer Loans		Residential Mortgage			Consumer Construction			Home Equity			Other Consumer			Total Consumer
Credit risk profile based on payment activity
Performing		$	114,071		$	12,123		$	72,344		$	33,764		$	232,302
Accruing restructured			3,267			-			171			-			3,438
Delinquent less than 90 days			1,714			-			343			150			2,207
Nonperforming			2,341			-			125			55			2,521
Total Consumer Loans		$	121,393		$	12,123		$	72,983		$	33,969		$	240,468
Subtotal Commercial, Tax-exempt & Consumer Loans														$	584,436
Deferred loan fees and costs, overdrafts, in-process accounts															2,242
Total Portfolio Loans														$	586,678
Loan Portfolio Aging Analysis
The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Schedules detailing the loan portfolio aging analysis as of December 31, 2013 and 2012 follow.
Thousands of dollars		Delinquent Loans
As of December 31, 2013		30-89 Days Past Due			90 Days and Over (a) (1)			Total Past			Current			Total Portfolio Loans (c)			Nonaccrual Loans (d)			Total Non-performing (a+d)
								Due (b)			(c-b-d)
Commercial
Commercial CLD		$	24		$	-		$	24		$	16,872		$	20,756		$	3,860		$	3,860
Owner-Occupied CRE			128			-			128			104,387			105,237			722			722
Other CRE			-			-			-			142,681			142,805			124			124
Commercial & Industrial			181			-			181			102,566			104,508			1,761			1,761
Consumer
Residential Mortgage			372			169			541			132,221			134,048			1,286			1,455
Consumer Construction			-			-			-			17,369			17,369			-			-
Home Equity			59			-			59			80,746			80,870			65			65
Other Consumer			82			-			82			39,670			39,861			109			109
Subtotal		$	846		$	169		$	1,015		$	636,512		$	645,454		$	7,927		$	8,096
Deferred loan fees and costs, overdrafts, in-process accounts															820
Total Portfolio Loans														$	646,274
Thousands of dollars		Delinquent Loans
As of December 31, 2012		30-89 Days Past Due			90 Days and Over (a) (1)			Total Past			Current			Total Portfolio Loans (c)			Nonaccrual Loans (d)			Total Non-performing (a+d)
								Due (b)			(c-b-d)
Commercial
Commercial CLD		$	117		$	-		$	117		$	24,545		$	28,511		$	3,849		$	3,849
Owner-Occupied CRE			-			-			-			92,498			97,755			5,257			5,257
Other CRE			-			-			-			109,638			113,370			3,732			3,732
Commercial & Industrial			683			-			683			102,257			104,332			1,392			1,392
Consumer
Residential Mortgage			1,714			-			1,714			117,338			121,393			2,341			2,341
Consumer Construction			-			-			-			12,123			12,123			-			-
Home Equity			343			37			380			72,515			72,983			88			125
Other Consumer			150			-			150			33,764			33,969			55			55
Subtotal		$	3,007		$	37		$	3,044		$	564,678		$	584,436		$	16,714		$	16,751
Deferred loan fees and costs, overdrafts, in-process accounts															2,242
Total Portfolio Loans														$	586,678
(1) All are accruing.
Impaired Loans
Information regarding impaired loans as of December 31, 2013 and 2012 follows.
		31-Dec-13									31-Dec-12
Thousands of dollars		Recorded Balance			Unpaid Principal Balance			Specific Allowance			Recorded Balance			Unpaid Principal Balance			Specific Allowance
Loans without a specific valuation allowance
Commercial
Commercial CLD		$	445		$	753		$	-		$	654		$	1,673		$	-
Owner-Occupied CRE			1,248			2,086			-			4,181			6,267			-
Other CRE			929			1,238			-			4,438			6,158			-
Commercial & Industrial			351			3,309			-			1,640			3,992			-
Consumer
Residential Mortgage			1,590			1,606			-			2,207			2,989			-
Home Equity			268			268			-			232			232			-
Other Consumer			75			75			-			157			157			-
Subtotal		$	4,906		$	9,335		$	-		$	13,509		$	21,468		$	-
Loans with a specific valuation allowance
Commercial
Commercial CLD		$	4,253		$	4,476		$	1,901		$	7,570		$	7,629		$	3,271
Owner-Occupied CRE			1,537			1,787			494			6,082			7,495			2,904
Other CRE			3,929			3,929			894			3,359			3,359			1,079
Commercial & Industrial			2,039			2,046			589			409			409			274
Consumer
Residential Mortgage			3,069			3,069			735			3,354			3,817			771
Other Consumer			-			-			-			5			5			5
Subtotal		$	14,827		$	15,307		$	4,613		$	20,779		$	22,714		$	8,304
Total Impaired Loans
Commercial
Commercial CLD		$	4,698		$	5,229		$	1,901		$	8,224		$	9,302		$	3,271
Owner-Occupied CRE			2,785			3,873			494			10,263			13,762			2,904
Other CRE			4,858			5,167			894			7,797			9,517			1,079
Commercial & Industrial			2,390			5,355			589			2,049			4,401			274
Consumer
Residential Mortgage			4,659			4,675			735			5,561			6,806			771
Home Equity			268			268			-			232			232			-
Other Consumer			75			75			-			162			162			5
Total Impaired Loans		$	19,733		$	24,642		$	4,613		$	34,288		$	44,182		$	8,304
Information regarding average investment in impaired loans and interest income recognized on those loans for the periods ended December 31, 2013, 2012 and 2011 is shown below.
		Twelve months ended December 31,
		2013						2012						2011
Thousands of dollars		Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
Loans without a specific valuation allowance
Commercial
Commercial CLD		$	461		$	-		$	3,656		$	-		$	7,222		$	-
Owner-Occupied CRE			1,988			34			3,148			64			1,997			54
Other CRE			3,339			38			8,373			135			5,822			165
Commercial & Industrial			811			21			1,927			35			1,141			11
Consumer
Residential Mortgage			1,072			27			1,319			23			867			4
Home Equity			29			5			30			5			295			-
Other Consumer			128			-			154			-			358			-
Subtotal		$	7,828		$	125		$	18,607		$	262		$	17,702		$	234
Loans with a specific valuation allowance
Commercial
Commercial CLD		$	5,165		$	111		$	8,236		$	350		$	6,956		$	328
Owner-Occupied CRE			2,850			71			6,527			165			5,441			107
Other CRE			3,645			150			4,096			176			13,502			574
Commercial & Industrial			1,718			79			542			46			1,727			38
Consumer
Residential Mortgage			3,584			139			4,122			127			5,740			148
Home Equity			-			-			-			-			184			5
Other Consumer			-			-			43			2			5			1
Subtotal		$	16,962		$	550		$	23,566		$	866		$	33,555		$	1,201
Total Impaired Loans
Commercial
Commercial CLD		$	5,626		$	111		$	11,892		$	350		$	14,178		$	328
Owner-Occupied CRE			4,838			105			9,675			229			7,438			161
Other CRE			6,984			188			12,469			311			19,324			739
Commercial & Industrial			2,529			100			2,469			81			2,868			49
Consumer
Residential Mortgage			4,656			166			5,441			150			6,607			152
Home Equity			29			5			30			5			479			5
Other Consumer			128			-			197			2			363			1
Total Impaired Loans		$	24,790		$	675		$	42,173		$	1,128		$	51,257		$	1,435
Interest payments received on impaired loans are recorded as interest income unless collection of the remaining recorded investment is doubtful, at which time payments received are recorded as reductions to principal. Subsequent payments on nonaccrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Nonaccrual loans are returned to accrual status when, in the judgment of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status. These policies apply to each class of the Company's loan portfolio.
Troubled Debt Restructurings
In the course of working with borrowers, the Bank may choose to restructure the contractual terms of certain loans. In this scenario, the Bank attempts to work out an alternative payment schedule with the borrower in order to optimize collectability of the loan. Any loans that are modified are reviewed by the Bank to identify if a troubled debt restructuring ("TDR") has occurred, which is when, for economic or legal reasons related to a borrower's financial difficulties, the Bank grants a concession to the borrower that it would not otherwise consider. Terms may be modified to fit the ability of the borrower to repay in line with the borrower's current financial status and the restructuring of the loan may include the transfer of assets from the borrower to satisfy the debt, a modification of loan terms, or a combination of the two.
If such efforts by the Bank do not result in a satisfactory arrangement, the loan is referred to legal counsel, at which time foreclosure proceedings are initiated. At any time prior to a sale of the property at foreclosure, the Bank may terminate foreclosure proceedings if the borrower is able to work out a satisfactory payment plan.
It is the Bank's policy to have any restructured loans that are on nonaccrual status prior to being restructured, remain on nonaccrual status until six months of satisfactory borrower performance, at which time management would consider its return to accrual status. The balance of nonaccrual restructured loans, which is included in nonaccrual loans, was $4.2 million at December 31, 2013 and $10.8 million at December 31, 2012.
If a restructured loan is on accrual status prior to being restructured, it is reviewed to determine if the restructured loan should remain on accrual status. The balance of accruing restructured loans was $11.0 million at December 31, 2013 and $15.8 million at December 31, 2012.
All TDRs are considered impaired by the Company. Loans that are considered TDRs are classified as performing unless they are on nonaccrual status or greater than 90 days delinquent as of the end of the most recent quarter. Under Company policy, a loan may be removed from TDR status when it is determined that the loan has performed according to its modified terms for a sustained period of repayment performance (generally not less than six months and not during the calendar year in which the restructuring took place), and the restructuring agreement specified an interest rate greater than or equal to an acceptable rate for a comparable new loan. On a quarterly basis, the Company individually reviews all TDR loans to determine if a loan meets these criteria.
Accruing restructured loans at December 31, 2013 are comprised of two categories of loans on which interest is being accrued under their restructured terms, and the loans are current or less than ninety days past due. The first category consists of commercial loans, primarily comprised of business loans that have been temporarily modified as interest-only loans, generally for a period of up to one year, without a sufficient corresponding increase in the interest rate.
Within this category are CLD loans that have been renewed as interest only, generally for a period of up to one year, to assist the borrower. The Bank does not generally forgive principal or interest on restructured loans. However, when a loan is restructured, principal is generally received on a delayed basis as compared to the original repayment schedule. CLD loans that are restructured are generally modified to require interest-only for a period of time. The Bank does not generally reduce interest rates on restructured commercial loans.
The second category included in accruing restructured loans consists of residential mortgage and home equity loans whose terms have been restructured at less than market terms and include rate modifications, extension of maturity, and forbearance.
The following table presents information regarding newly-classified troubled debt restructurings for the twelve-month periods ended December 31, 2013 and 2012.
		Newly Classified Accruing Troubled Debt Restructurings
Twelve months ended		31-Dec-13									31-Dec-12
Dollars in thousands		Total Number of Loans			Pre-Modification Outstanding Recorded Balance			Post-Modification Outstanding Recorded Balance			Total Number of Loans			Pre-Modification Outstanding Recorded Balance			Post-Modification Outstanding Recorded Balance
Commercial
Commercial CLD			-		$	-		$	-			1		$	300		$	300
Owner-Occupied CRE			2			182			182			6			1,271			1,271
Other CRE			1			665			665			4			2,847			2,847
Commercial & Industrial			-			-			-			1			190			190
Consumer
Residential Mortgage			4			648			648			2			224			224
Total			7		$	1,495		$	1,495			14		$	4,832		$	4,832
The table below provides a breakdown of accruing restructured loans by type at December 31, 2013. The table also includes the average yield on restructured loans and the yield for the entire portfolio, for commercial loans and the residential mortgage and home equity line portfolio, for the fourth quarter of 2013.
		31-Dec-13						Fourth Quarter
Dollars in thousands		Number of Loans			Recorded Balance			Average Yield			Portfolio Yield
CLD Loans			4		$	1,586
Other Commercial Loans			13			5,185
Total Commercial Loans			17			6,771			4.96	%		5.04	%
Residential Mortgage & Home Equity Loans			20			4,193			3.56	%		4.7	%
Total accruing restructured loans			37		$	10,964
The Company has no personal loans other than the loans described above that are classified as troubled debt restructurings.
With regard to determination of the amount of the allowance for loan losses, all restructured loans are considered to be impaired. As a result, the determination of the amount of impaired loans for each portfolio segment within troubled debt restructurings is the same as detailed previously.
A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. Information regarding troubled debt restructurings that subsequently defaulted is shown below.
Twelve months ended		31-Dec-13						31-Dec-12
Dollars in thousands		Number of Loans			Recorded Balance			Number of Loans			Recorded Balance
Commercial
Commercial CLD			-		$	-			4		$	3,423
Owner-Occupied CRE			-			-			2			239
Total			-		$	-			6		$	3,662
Since the Company treats accruing TDR's as impaired loans and evaluates them individually for impairment, the allowance for loan losses is not generally affected by a subsequent default. There were no charge-offs of TDR's that subsequently defaulted as described above for the twelve months ended December 31, 2013.

LOAN_SERVICING

LOAN SERVICING	12 Months Ended
	Dec. 31, 2013
LOAN SERVICING [Abstract]	'
LOAN SERVICING	'
	NOTE 6 - LOAN SERVICING
	Loans serviced for others are not included in the accompanying consolidated financial statements. The unpaid principal balance of loans serviced for others at December 31, 2013 and December 31, 2012 were as follows:
	In thousands of dollars	12/31/13			12/31/12			Change		Percent
	Total loans serviced	$	978,204		$	853,761		$	124,443		14.6	%
	Unamortized loan servicing rights are included in accrued interest receivable and other assets on the consolidated balance sheet, for the twelve month period ended December 31, 2013 and 2012, are shown below.
	In thousands of dollars	2013			2012
	Balance, January 1	$	6,378		$	5,405
	Amount capitalized		2,568			2,816
	Amount amortized		(1,559	)		(1,843	)
	Balance, December 31	$	7,387		$	6,378
	The fair value of servicing rights was as follows at December 31:
	In thousands of dollars	2013			2012
	Fair value, January 1	$	8,285		$	7,331
	Fair value, December 31	$	12,127		$	8,285

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
PREMISES AND EQUIPMENT	'
	NOTE 7 - PREMISES AND EQUIPMENT
	Depreciation expense was approximately $1,090,000 in 2013, $1,106,000 in 2012 and $1,124,000 in 2011. Premises and equipment as of December 31 consisted of the following:
	In thousands of dollars	2013			2012
	Land	$	1,863		$	1,863
	Buildings and improvements, including building in progress		15,346			15,094
	Furniture and equipment		15,541			15,236
	Total cost		32,750			32,193
	Less accumulated depreciation		(22,563	)		(21,474	)
	Premises and equipment, net	$	10,187		$	10,719
	The Company has a small number of non-cancellable operating leases, primarily for banking facilities, that expire over the next fifteen years. The leases generally contain renewal options for periods ranging from one to five years. Rental expense for these leases was $1.3 million for the year ended December 31, 2013, $1.3 million for the year ended December 31, 2012, and $1.2 million for the year ended December 31, 2011.
	Future minimum lease payments under operating leases are shown in the table below:
	In thousands of dollars
	2014	$	1,258
	2015		1,170
	2016		1,122
	2017		1,104
	2018		1,093
	Thereafter		1,795
	Total Minimum Lease Payments	$	7,542

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
DEPOSITS	'
	NOTE 8 - DEPOSITS
	Information relating to maturities of time deposits as of December 31 is summarized below:
	In thousands of dollars	2013		2012
	Within one year	$	116,850	$	141,325
	Between one and two years		33,704		56,667
	Between two and three years		6,308		14,777
	Between three and four years		1,960		2,904
	Between four and five years		4,027		1,601
	More than five years		107		-
	Total time deposits	$	162,956	$	217,274
	Interest bearing time deposits in denominations of $100,000 or more	$	51,748	$	74,795

SHORT_TERM_BORROWINGS

SHORT TERM BORROWINGS	12 Months Ended
	Dec. 31, 2013
BORROWINGS [Abstract]	'
SHORT TERM BORROWINGS	'
	NOTE 9 - SHORT TERM BORROWINGS
	The Company has several credit facilities in place for short term borrowing which are used on occasion as a source of liquidity. These facilities consist of borrowing authority totaling $29.0 million from correspondent banks to purchase federal funds on a daily basis. There were no federal funds purchased outstanding at December 31, 2013 and 2012.
	The Bank may also enter into sales of securities under agreements to repurchase ("repurchase agreements"). These agreements generally mature within one to 120 days from the transaction date. U.S. Treasury, agency and other securities involved with the agreements are recorded as assets and are generally held in safekeeping by correspondent banks. Repurchase agreements are offered principally to certain clients as an investment alternative to deposit products. There were no balances outstanding at any time during 2013 or 2012.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2013
BORROWINGS [Abstract]	'
Borrowings [Text Block]	'
	NOTE 10 - BORROWINGS
	The Bank carried fixed rate, non-callable advances from the Federal Home Loan Bank (FHLB) of Indianapolis totaling $12.0 million and $22.0 million at December 31, 2013 and 2012, respectively. As of December 31, 2013, the rates on the advances ranged from 1.77% to 5.33% with a weighted average rate of 2.35%.
	Advances are primarily collateralized by residential mortgage loans under a blanket security agreement. Additional coverage is provided by Other Real Estate Related ("ORER") and Community Financial Institution ("CFI") collateral. The unpaid principal balance of the loans pledged as collateral required is between 155% and 250%, depending on the type of collateral, and was $184.1 million at year-end 2013. Interest payments are made monthly, with principal due annually and at maturity. If principal payments are paid prior to maturity, advances are subject to a prepayment penalty.
	The Company entered into a Business Loan Agreement with Chemical Bank (the "Loan Agreement") and a revolving line of credit as of September 16, 2013.  The Loan Agreement provides for a $10.0 million line of credit by Chemical Bank to the Company at an interest rate of prime plus 0.125% (3.375% as of December 31, 2013).  The Company will pay quarterly payments of accrued interest, and the balance of all outstanding principal and accrued interest will become due on September 16, 2015.  As of December 31, 2013, the Company had an outstanding principal balance of $10.0 million on the line of credit.
	The Loan Agreement contains customary affirmative and negative covenants and events of default.  Affirmative covenants include the maintenance of certain minimum capital ratios, a maximum net charge off to average loan ratio, a maximum non-performing loan to total assets ratio, a minimum return on average assets, a minimum return on average equity and a limit on the amount of dividends that the Company may pay to holders of common stock.
	If return on average assets falls below a certain specified level, then the Company's quarterly dividend payment to common shareholders could not be increased and the payout ratio could not exceed 40%.  Negative covenants include restrictions on additional indebtedness, and a covenant not to merge, acquire or consolidate with another entity without Chemical Bank's consent.  Events of default include payment defaults, false representations, insolvency and certain other events.
	As security for its obligations under the Loan Agreement, the Company pledged to Chemical Bank all of the outstanding common stock of the Bank.
	Maturities and scheduled principal payments for the FHLB advances and Chemical Bank line of credit over the next five years as of December 31 are shown below.
	In thousands of dollars	FHLB Advances		Chemical Bank LOC		Total Other Borrowings
	Within one year	$	41	$	-	$	41
	Between one and two years		44		10,000		10,044
	Between two and three years		10,047		-		10,047
	Between three and four years		51		-		51
	Between four and five years		54		-		54
	More than five years		1,724		-		1,724
	Total	$	11,961	$	10,000	$	21,961

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK [Abstract]	'
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	'
	NOTE 11 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK
	The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet financing needs of its clients. These financial instruments include commitments to make loans, unused lines of credit, and letters of credit. The Bank's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Bank follows the same credit policy to make such commitments as is followed for loans and investments recorded in the consolidated financial statements. The Bank's commitments to make loans are agreements to extend credit at predetermined terms, as long as the client continues to meet specified criteria, with fixed expiration dates or termination clauses.
	The following table shows the commitments to make loans and the unused lines of credit available to clients at December 31:
		2013				2012
	In thousands of dollars	Variable Rate		Fixed Rate		Variable Rate		Fixed Rate
	Commitments to make loans	$	7,022	$	1,191	$	8,690	$	5,780
	Unused lines of credit		125,607		11,870		101,997		12,544
	Standby letters of credit		8,729		-		9,160		-
	Commitments to make loans generally expire within thirty to ninety days, while unused lines of credit expire at the maturity date of the individual loans. At December 31, 2013, the rates for amounts in the fixed rate category ranged from 3.38% to 5.75%.
	In 2001, the Bank entered into a limited partnership agreement to purchase tax credits awarded from the construction, ownership and management of an affordable housing project and a residual interest in the real estate. As of December 31, 2013 and 2012, the total recorded investment including the obligation to make additional future investments was $1,054,000 and $920,000, respectively, and was included in other assets. As of December 31, 2013 and 2012, the obligation of the Bank to the limited partnership was $72,000 and $260,000, respectively, which was reported in other liabilities. While the Bank is a 99% partner, the investment is accounted for on the equity method as the Bank is a limited partner and has no control over the operation and management of the partnership or the affordable housing project.

FEDERAL_INCOME_TAX

FEDERAL INCOME TAX	12 Months Ended
	Dec. 31, 2013
FEDERAL INCOME TAX [Abstract]	'
FEDERAL INCOME TAX	'
	NOTE 12 - FEDERAL INCOME TAX
	Income tax expense (benefit) consists of the following for the years ended December 31:
	In thousands of dollars		2013			2012			2011
	Current		$	1,845		$	498		$	238
	Deferred			1,973			1,142			(661	)
	Total income tax expense (benefit)		$	3,818		$	1,640		$	(423	)
	The components of deferred tax assets and liabilities at December 31 are as follows:
	In thousands of dollars		2013			2012
	Deferred tax assets:
	Allowance for loan losses		$	6,952		$	7,665
	Other real estate owned			485			1,118
	Deferred compensation			901			833
	Low income housing and Alternative Minimum Tax credit			1,401			1,635
	Net Operating Loss			-			539
	Unrealized depreciation on securities available for sale			463			-
	Other			913			763
	Total deferred tax assets		$	11,115		$	12,553
	Deferred tax liabilities:
	Property and equipment		$	(212	)	$	(376	)
	Mortgage servicing rights			(2,509	)		(2,169	)
	Unrealized appreciation on securities available for sale			-			(858	)
	Other			(309	)		(413	)
	Total deferred tax liabilities		$	(3,030	)	$	(3,816	)
	Net deferred tax asset		$	8,085		$	8,737
	As of December 31, 2013, the Company had approximately $1.4 million of low income housing and alternative minimum tax credits available to offset future federal income taxes. The low income housing credits expire in 2028 through 2032, and the alternative minimum tax credits have no expiration date.
	The Company's net deferred tax asset was $8.1 million at December 31, 2013. The Company's net deferred tax asset is included in the category "Accrued interest receivable and other assets" on the balance sheet. A valuation allowance related to deferred tax assets is required when it is considered likely that all or part of the benefit related to such assets will not be realized.
	The following lists the evidence considered in determining whether a valuation allowance was necessary for deferred tax assets:
	Negative Evidence
	While the Company fully utilized its net operating loss carry-forward in 2013, the Company has low income housing and alternative minimum tax credit carry-forwards of $673,000 and $729,000, respectively, as of December 31, 2013.
	Positive Evidence
	1	The Company had many years of consistently profitable operations before 2009.
	2	The Company's tax credit carry-forward position of $1.4 million at December 31, 2013, which is not large in comparison to historical profitability (taxable income of $41.6 million from 2004 to 2008 and $14.0 million for 2012 to 2013).
	3	The Company can carry-forward low income housing credits for up to 20 years and the alternative minimum tax credits have no expiration date.
	4	The Company's pre-tax loss has been reduced from $14.5 million in 2009 to $6.6 million in 2010; the Company generated a pre-tax profit of $0.5 million in 2011, $6.1 million in 2012, and $12.6 million for 2013.
	5	The Company's 2009-2010 losses were due to a goodwill impairment of $3.5 million in 2009 along with high provision for loan losses, which have been reduced from $25.8 million in 2009 to $21.5 million in 2010, $12.2 million in 2011, $8.4 million in 2012 and $1.9 million in 2013.
	6	The Company believes it has returned to sustained profitability as a result of strong core earnings and continued reduction in loan losses.
	7	The Company does have available certain tax planning strategies, including:
	a.	Sale and leaseback of premises
	b.	Sale of mortgage servicing rights
	c.	Sale of securities
	Based upon its analysis of the evidence (both negative and positive), management has determined that no valuation allowance was required at December 31, 2013 or 2012.
	Reconciliation between total federal income tax and the amount computed through the use of the federal statutory tax rate for the years ended is as follows:
	In thousands of dollars		2013				2012			2011
	Income taxes at statutory rate of 34%		$	4,295		$	2,076		$	169
	Non-taxable income, net of nondeductible interest expense			(247	)		(232	)		(289	)
	Income on non-taxable bank owned life insurance			(135	)		(143	)		(145	)
	Affordable housing credit			(156	)		(188	)		(188	)
	Non-deductible legal and accounting fees			15			109			-
	Other			46			18			30
	Total federal income tax (benefit)		$	3,818		$	1,640		$	(423	)

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
RELATED PARTY TRANSACTIONS	'
	NOTE 13 - RELATED PARTY TRANSACTIONS
	Related Party Loans
	Certain directors and executive officers of the Company and the Bank, including their immediate families and companies in which they are principal owners, are clients of the Bank. Loans to these parties were made in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with persons not related to the Company and the Bank, and did not, in the judgment of management, involve more than normal credit risk or present other unfavorable features. None of these loans were in default at December 31, 2013. The aggregate amount of these loans at December 31, 2012 was $763,000. That balance was adjusted to exclude directors and officers that were not with the Company at the end of 2013.
	During 2013, new and newly reportable loans to such related parties amounted to $301,000 and repayments amounted to $98,000, resulting in a balance at December 31, 2013 of $966,000. Related party deposits totaled $2,007,000 at December 31, 2013 and $2,064,000 at December 31, 2012. The balance of deposits at December 31, 2012 was adjusted to exclude directors and officers that were not with the Company at the end of 2013.

RESTRICTIONS_ON_SUBSIDIARY_DIV

RESTRICTIONS ON SUBSIDIARY DIVIDENDS, LOANS OR ADVANCES	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON SUBSIDIARY DIVIDENDS, LOANS OR ADVANCES [Abstract]	'
RESTRICTIONS ON SUBSIDIARY DIVIDENDS, LOANS OR ADVANCES	'
	NOTE 14 - RESTRICTIONS ON SUBSIDIARY DIVIDENDS, LOANS OR ADVANCES
	Banking laws and regulations restrict the amount the Bank can transfer to the Company in the form of cash dividends and loans. It is not the intent of management to pay dividends in amounts that would reduce the capital of the Bank to a level below that which is considered prudent by management and in accordance with the guidelines of regulatory authorities.

EMPLOYEE_BENEFIT_PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS [Abstract]	'
EMPLOYEE BENEFIT PLANS	'
	NOTE 15 - EMPLOYEE BENEFIT PLANS
	Employee Savings Plan
	The Company maintains a 401(k) employee savings plan ("plan") which is available to substantially all employees. Individual employees may make contributions to the plan up to 100% of their compensation up to a maximum of $16,500 for 2011, $17,000 for 2012 and $17,500 for 2013. The Company offers discretionary matching of funds for a percentage of the employee contribution, plus an amount based on Company earnings.  However, during 2011 and 2012, no profit sharing contributions were made.  In 2013, contributions to the profit sharing plan were made in the amount of $527,000. The expense for the 401K plan for 2013, 2012 and 2011 was $568,000, $511,000 and $459,000, respectively. The plan offers employees the option of purchasing Company stock with the match portion of their 401(k) contribution, and shares available to employees within the plan are purchased on the open market.
	Director Retainer Stock Plan
	The Company maintains a deferred compensation plan designated as the Director Retainer Stock Plan ("Director Plan"). The plan provides eligible directors of the Company and the Bank with a means of deferring payment of retainers and certain fees payable to them for Board service. Under the Director Plan, any retainers or fees elected to be deferred under the plan by an eligible director ultimately will be payable in common stock at the time of payment.
	Stock Options and Other Equity Awards
	The Company has stock based compensation plans as described below. The Company has recorded approximately $250,000, $150,000, and $138,000 in compensation expense related to stock based compensation plans for the periods ended December 31, 2013, 2012 and 2011, respectively. The Company has a policy of issuing authorized but unissued shares upon the exercise of stock options or stock only stock appreciation rights or settlement of other stock-related awards.
	Stock Incentive Plan
	The Company's Stock Incentive Plan of 2010 (the "Incentive Plan") permits the grant and award of stock options, stock appreciation rights, restricted stock, restricted stock units, stock awards and other stock-based and stock-related awards (collectively referred to as "incentive awards") to directors, consultative board members, officers and other key employees of the Company and its subsidiary.
	The following tables show activity for the twelve months ended December 31, 2013 for the Company's Incentive Plan:
					Weighted
		Awards			Average
	SOSARs (1)	Outstanding			Exercise Price
	Balance at January 1		167,250		$	3.33
	Awards granted		46,250			5.05
	Awards exercised		(9,446	)		3.34
	Awards forfeited		(19,304	)		3.72
	Balance at December 31		184,750		$	3.71
	(1) Stock Only Stock Appreciation Rights
		Restricted Stock							Restricted Stock Units
		Awards			Grant Date				Awards			Grant Date
		Outstanding			Fair Value				Outstanding			Fair Value
	Nonvested at January 1		22,625		$	3.35				46,795		$	3.32
	Awards granted		10,500			5.05				54,582			5.05
	Awards vested		(22,625	)		3.35				-			-
	Awards forfeited		-			-				(15,628	)		4.22
	Nonvested at December 31		10,500		$	5.05				85,749		$	4.26
	As of December 31, 2013, unrecognized compensation expense related to the Incentive Plan totaled $323,300. Compensation expense for stock-only stock appreciation rights ("SOSARs") and restricted stock grants is recognized over approximately three years. Compensation expense for restricted stock units ("RSUs") is based on an expected level of achievement of performance targets as determined at the time of each grant, and is usually recognized over three years.
	The fair value of restricted stock grants is considered to be the market price of Company stock at the grant date. The fair value of RSU grants is considered to be the market price of Company stock at the grant date, adjusted for an estimated probability of achieving performance targets.
	The Company established three performance targets for 2013 RSU grants. Those targets were based on the Company's pre-tax, pre-provision return on average assets, return on average assets, and classified assets coverage ratio1. Each target was weighted equally, and target levels were based on United's 2013 financial plan. For 2013, RSU grants vested at 95.8% of target.
	1 Adversely classified assets as a percent of tier one capital plus allowance for loan losses.
	The fair value of each SOSAR grant is estimated on the grant date using the Black-Scholes option pricing model. Grants were awarded in March 2013, 2012, and 2011. Fair value of grants in 2013, 2012, and 2011 is based on the weighted-average assumptions shown in the following table.
		2013			2012				2011
	Dividend yield		0	%		0	%			0	%
	Expected life in years		5			5				5
	Expected volatility		28.8	%		37	%			35	%
	Risk-free interest rate		0.72	%		0.84	%			2.16	%
	Fair value	$	1.345		$	1.105			$	1.136
	The table below provides information regarding SOSARs outstanding at December 31, 2013.
		Options Outstanding											Options Exercisable
	Range of	Number			Weighted Average					Weighted Avg.			Number		Weighted Avg.
	Exercise Prices	Outstanding			Remaining Contractual Life					Exercise Price			Outstanding		Exercise Price
	$3.30 to $5.05		184,750			8.01		Years		$	3.71			71,015	$	3.33
	At December 31, 2013, the aggregate intrinsic value of SOSARs outstanding was $649,400. Intrinsic value was determined by calculating the difference between the Company's closing stock price on December 31, 2013 and the exercise price of the SOSARs, multiplied by the number of in-the-money SOSARs held by each holder, assuming all holders had exercised their SOSARs on December 31, 2013. The weighted–average period over which non-vested SOSARs are expected to be recognized is 0.74 years.
	Stock Option Plan
	Through December 31, 2009, the Company granted stock options under its 2005 Stock Option Plan (the "2005 Plan"), which is a non-qualified stock option plan as defined under Internal Revenue Service regulations. The shares of stock that are subject to options are the authorized and unissued shares of common stock of the Company. Under the 2005 Plan, directors and management of the Company and subsidiaries were given the right to purchase stock of the Company at the then-current market price at the time the option was granted. The options have a three-year vesting period, and with certain exceptions, expire at the end of ten years, three years after retirement or ninety days after other separation from the Company.
	The following summarizes year to date option activity for the 2005 Plan:
		Options			Weighted Avg.
	Stock Options	Outstanding			Exercise Price
	Balance, January 1, 2013		358,070		$	21.32
	Options exercised		(1,000	)		7.24
	Options expired		(25,434	)		22.97
	Options forfeited		(10,400	)		12.73
	Balance, December 31, 2013		321,236		$	21.51
	Options exercisable at year-end		321,236		$	21.51
	The table below provides information regarding stock options outstanding under the 2005 Plan at December 31, 2013.
		Options Outstanding											Options Exercisable
	Range of	Number			Weighted Average					Weighted Avg.			Number		Weighted Avg.
	Exercise Prices	Outstanding			Remaining Contractual Life					Exercise Price			Outstanding		Exercise Price
	$6.00 to $32.14		321,236			2.82		Years		$	21.51			321,236	$	21.51
	As of the end of 2013, there was no unrecognized compensation expense related to the stock options granted under the 2005 Plan.
	At December 31, 2013, the total outstanding stock options granted under the 2005 Plan had an insignificant intrinsic value. Intrinsic value was determined by calculating the difference between the Company's closing stock price on December 31, 2013 and the exercise price of each option, multiplied by the number of in-the-money stock options held by each holder, assuming all holders had exercised their stock options on December 31, 2013.

DISCLOSURES_ABOUT_FAIR_VALUE_O

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES	12 Months Ended
	Dec. 31, 2013
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
FAIR VALUE OF FINANCIAL INSTRUMENTS	'
	NOTE 16 - DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES
	Fair Value Measurements. The Fair Value Measurements Topic of the FASB Accounting Standards Codification ("FASB ASC") defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. FASB ASC Topic 820-10-20 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Topic 820-10-55 establishes a fair value hierarchy that emphasizes use of observable inputs and minimizes use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
	Level 1	Quoted prices in active markets for identical assets or liabilities
	Level 2	Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities
	Level 3	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities
	Recurring Measurements
	The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements were classified at December 31, 2013 and 2012, in thousands of dollars:
	Thousands of dollars						Fair Value Measurements Using
	December 31, 2013		Fair Value				Level 1			Level 2			Level 3
	Available for sale securities:
	U.S. Treasury and agency securities		$	23,498			$	-		$	23,498		$	-
	Mortgage-backed agency securities			146,142				-			146,142			-
	Obligations of states and political subdivisions			21,490				-			21,490			-
	Equity securities			28				28			-			-
	Hedged loan			7,246				-			7,246			-
	Interest rate swap asset			86				-			86			-
	31-Dec-12
	Available for sale securities:
	U.S. Treasury and agency securities		$	27,316			$	-		$	27,316		$	-
	Mortgage-backed agency securities			160,499				-			160,499			-
	Obligations of states and political subdivisions			18,286				-			18,286			-
	Equity securities			28				28			-			-
	Following is a description of the inputs and valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of those instruments under the valuation hierarchy.
	Available-for-sale Securities
	Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Level 2 securities include U.S. Government agency securities, mortgage-backed securities, obligations of states and municipalities, and certain corporate securities.
	Matrix pricing is a mathematical technique widely used in the banking industry to value investment securities without relying exclusively on quoted prices for specific investment securities, but rather, relying on the investment securities' relationship to other benchmark quoted investment securities.  In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.  The company has no Level 3 securities.
	Hedged Loans
	The fair value of hedged loans is based on valuation models using observable market data as of the measurement date (Level 2).
	Interest Rate Swaps (Derivatives)
	The fair value of interest rate swaps is based on valuation models using observable market data as of the measurement date (Level 2).  Additional information is contained in Note 17 – Derivative Instruments.
	Transfers between Levels
	There were no transfers between Levels 1, 2 and 3 in 2013 or 2012 of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis.
	Nonrecurring Measurements
	The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a nonrecurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at December 31, 2013 and 2012:
	In thousands of dollars						Fair Value Measurements Using
	Impaired Loans (Collateral Dependent):		Fair Value				Level 1			Level 2			Level 3
	December 31, 2013		$	11,599			$	-		$	-		$	11,599
	December 31, 2012			21,866				-			-			21,866
	Other Real Estate Owned:
	December 31, 2013			792				-			-			792
	Significant Unobservable Inputs
	The following is a discussion of the significant unobservable inputs, the interrelationships between those inputs and other unobservable inputs used in nonrecurring fair value measurement and of how those inputs might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurement.
	Impaired Loans (Collateral Dependent)
	Loans for which it is believed to be probable that the Company will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for determining the amount of impairment include estimating fair value using the fair value of the collateral for collateral-dependent loans, based on current appraisals. If the impaired loan is identified as collateral dependent, the fair value of collateral method of measuring the amount of impairment is utilized.
	The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. The Company's practice is to obtain new or updated appraisals on the loans subject to the initial impairment review and then to generally update on an annual basis thereafter.
	The Company discounts the appraisal amount as necessary for selling costs and past due real estate taxes. If a new or updated appraisal is not available at the time of a loan's impairment review, the Company typically applies a discount to the value of an old appraisal to reflect the property's current estimated value if there is believed to be deterioration in either (i) the physical or economic aspects of the subject property or (ii) any market conditions. These discounts and estimates are developed by the Company's Credit Department, and are reviewed by the Chief Credit Officer and the CFO. The results of the impairment review results in an increase in the allowance for loan loss or in a partial charge-off of the loan, if warranted. Impaired loans that are collateral dependent are classified within Level 3 of the fair value hierarchy when impairment is determined using the fair value method based on current appraisals.
	Unobservable (Level 3) Inputs
	The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements.
		Impaired loans (collateral dependent)
	dollars in thousands	31-Dec-13				31-Dec-12
	Fair value		$	11,599			$	21,866
	Range of appraisal discount			7.5%-32.5	%			7.5%-49.5	%
	Weighted average			12	%			14	%
	Other Real Estate Owned
	Other Real Estate Owned is measured at fair value on a nonrecurring basis less costs to sell and had a net carrying amount of $792,000 at December 31, 2013.  The estimates of fair value are based on the most recently available appraisals with certain adjustments made based on the type of property, age of appraisal, current status of the property and other related factors to estimate the current value of the collateral.  These appraisals are discounted 7% to 48% depending on the type of property and the type of appraisal (market value vs. liquidation value).  There were write-downs of other real estate owned of $174,000 in 2013.
	Fair Value of Financial Instruments
	The carrying amounts and estimated fair value of principal financial assets and liabilities, in thousands of dollars, at December 31, 2013 and 2012, were as follows:
			31-Dec-13
			Carrying				Fair Value Measurements Using
			Amount				Level 1			Level 2			Level 3
	Financial Assets
	Cash and cash equivalents		$	26,261			$	26,261		$	-		$	-
	Securities available for sale			191,158				28			191,130			-
FHLB Stock			2,691				-			2,691			-
Loans held for sale			4,260				-			4,260			-
Net portfolio loans			625,827				-			7,246			621,791
Accrued interest receivable			2,607				-			2,607			-
Interest rate swap asset			86				-			86			-
Financial Liabilities
Total deposits		$	(790,497	)		$	(167,236	)	$	(623,956	)	$	-
FHLB advances			(11,961	)			-			(12,517	)		-
Other borrowings			(10,000	)			-			(10,000	)		-
Accrued interest payable			(190	)			-			(190	)		-
		31-Dec-12
		Carrying				Fair Value Measurements Using
		Amount				Level 1			Level 2			Level 3
Financial Assets
Cash and cash equivalents		$	70,612			$	70,612		$	-		$	-
Securities available for sale			206,129				28			206,101			-
FHLB Stock			2,571				-			2,571			-
Loans held for sale			13,380				-			13,380			-
Net portfolio loans			564,135				-			-			574,137
Accrued interest receivable			2,620				-			2,620			-
Financial Liabilities
Total deposits		$	(784,643	)		$	-		$	(787,015	)	$	-
FHLB advances			(21,999	)			-			(23,007	)		-
Accrued interest payable			(354	)			-			(354	)		-
Estimated fair values require subjective judgments and are approximate. The above estimates of fair value are not necessarily representative of amounts that could be realized in actual market transactions, or of the underlying value of the Company. Changes in the following methodologies and assumptions could significantly affect the estimated fair value:
	Cash and cash equivalents, FHLB stock, loans held for sale, accrued interest receivable and accrued interest payable – The carrying amounts are reasonable estimates of the fair values of these instruments at the respective balance sheet dates.
	Net portfolio loans – The carrying amount is a reasonable estimate of fair value for personal loans for which rates adjust quarterly or more frequently, and for business and tax-exempt loans that are prime related and for which rates adjust immediately or quarterly. The fair value of all other loans is estimated by discounting future cash flows using current rates for loans with similar characteristics and maturities. The Bank's current loan rates are comparable with rates offered by other financial institutions. The allowance for loan losses is considered to be a reasonable estimate of discount for credit quality concerns
	Total deposits – With the exception of certificates of deposit, the carrying value is deemed to be the fair value due to the demand nature of the deposits. The fair value of fixed maturity certificates of deposit is estimated by discounting future cash flows using the current rates paid on certificates of deposit with similar maturities. The Bank's current deposit rates are comparable with rates offered by other financial institutions.
	FHLB advances – The fair value is estimated by discounting future cash flows using current rates on advances with similar maturities.
	Other borrowings – The fair value is estimated by discounting future cash flows using current rates on borrowings with similar maturities.
	Off-balance-sheet financial instruments – Commitments to extend credit, standby letters of credit and undisbursed loans are deemed to have no material fair value as such commitments are generally fulfilled at current market rates.

Derivative_Instruments

Derivative Instruments	12 Months Ended
	Dec. 31, 2013
Derivative Instruments [Abstract]	'
Derivative Instruments [Text Block]	'
	NOTE 17 – DERIVATIVE INSTRUMENTS
	The Company may use interest rate swaps as part of its interest rate risk management strategy to add stability to interest income and to manage its exposure to interest rate movements. The Company does not use derivative instruments for trading or speculative purposes. The Company has entered into an interest rate swap agreement, primarily as an asset/liability management strategy, in order to mitigate the changes in the fair value of a specified long-term fixed-rate loan caused by changes in interest rates. This hedge allowed us to offer a long-term fixed rate loan to a client without assuming the interest rate risk of a long-term asset. Converting our fixed-rate interest stream to a floating-rate interest stream, benchmarked to the one-month U.S. dollar LIBOR index, protects against changes in the fair value of our loan otherwise associated with fluctuating interest rates.
	The fixed-rate payment feature of the interest rate swap is structured at inception to mirror substantially all of the provisions of the hedged loan agreements. This interest rate swap, designated and qualified as a fair value hedge, is carried on the consolidated balance sheet at fair value in "other assets" (when the fair value is positive) or in "other liabilities" (when the fair value is negative).
	The change in fair value of the interest rate swap is recorded in interest income. The unrealized gain or loss in fair value of the hedged fixed-rate loan due to LIBOR interest rate movements is recorded as an adjustment to the hedged loan and is offset in interest income. The net effect of the change in fair value of the interest rate swap and the change in the fair value of the hedged loan may result in an insignificant amount of hedge ineffectiveness recognized in interest income.
	Our credit exposure, if any, on the interest rate swap is limited to the favorable value (net of any collateral pledged to us) and interest payments of the interest rate swap by the counterparty. We are required to post collateral to the counterparty. Collateral levels are monitored and adjusted on a regular basis for changes in interest rate swap values. As of December 31, 2013, we have posted cash collateral of $370,100 related to the collateral requirements of the interest rate swap.
	As of December 31, 2013, we had one interest rate swap, which is scheduled to mature in June 2020. The interest rate swap is accounted for as a fair value hedge, and is settled monthly with the counterparty. As of December 31, 2013, the notional amount of the interest rate swap was approximately $7.3 million. The fair value of the interest rate swap at December 31, 2013 was $86,000. The Company had no interest rate swaps at December 31, 2012.
	The hedging relationship of the interest rate swap is tested for effectiveness on a quarterly basis, and, at December 31, 2013, was determined to be highly effective, with no resulting impact on the income statement of the Company for the three and twelve months ended December 31, 2013.

REGULATORY_CAPITAL_REQUIREMENT

REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2013
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'
REGULATORY CAPITAL REQUIREMENTS	'
	NOTE 18 - REGULATORY CAPITAL REQUIREMENTS
	The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum ratios of Total and Tier I capital to risk-weighted assets and of Tier I capital to average assets.
	The Board of Directors of the Bank continues to be committed to operation of the Bank in a safe and sound manner with a strong capital base. The Bank's Tier 1 leverage ratio was 9.77% and 9.59% at December 31, 2013 and December 31, 2012, respectively.
	The following table shows information about the Company's and the Bank's capital levels compared to regulatory requirements at year-end 2013 and 2012.
			Actual					Regulatory Minimum for Capital Adequacy (1)					Regulatory Minimum to be Well Capitalized (2)
	As of December 31, 2013		$	0	%			$	0	%			$	0		%
	Tier 1 Capital to Average Assets
	Consolidated		$	83,110		9.1	%	$	36,414		4	%		N/	A		N/	A
	Bank			88,937		9.8	%		36,430		4	%		45,538			5	%
	Tier 1 Capital to Risk Weighted Assets
	Consolidated			83,110		12.7	%		26,245		4	%		N/	A		N/	A
	Bank			88,937		13.6	%		26,219		4	%		39,328			6	%
	Total Capital to Risk Weighted Assets
	Consolidated			91,463		13.9	%		52,490		8	%		N/	A		N/	A
	Bank			97,282		14.8	%		52,437		8	%		65,547			10	%
			Actual					Regulatory Minimum for Capital Adequacy (1)					Regulatory Minimum to be Well Capitalized (2)						Minimum Required by Board Resolution (3)
	As of December 31, 2012		$	0	%			$	0	%			$	0		%			$	0		%
	Tier 1 Capital to Average Assets
	Consolidated		$	91,886		10.2	%	$	36,059		4	%		N/	A		N/	A		N/	A		N/	A
	Bank			85,727		9.6	%		35,755		4	%		44,694			5	%		75,980			8.5	%
	Tier 1 Capital to Risk Weighted Assets
	Consolidated			91,886		15.4	%		23,914		4	%		N/	A		N/	A		N/	A		N/	A
	Bank			85,727		14.4	%		23,862		4	%		35,792			6	%		N/	A		N/	A
	Total Capital to Risk Weighted Assets
	Consolidated			99,545		16.7	%		47,829		8	%		N/	A		N/	A		N/	A		N/	A
	Bank			93,370		15.7	%		47,723		8	%		59,654			10	%		N/	A		N/	A
	-1	Represents minimum required to be categorized as adequately capitalized under Federal regulatory requirements.
		Represents minimum generally required to be categorized as well-capitalized under Federal regulatory prompt corrective action provisions.
	(2)
	(3)	Represents requirements of the Bank's board resolution.  Resolution was rescinded by the Board on December 10, 2013.

EARNINGS_LOSS_PER_SHARE

EARNINGS (LOSS) PER SHARE	12 Months Ended
	Dec. 31, 2013
EARNINGS (LOSS) PER SHARE [Abstract]	'
EARNINGS (LOSS) PER SHARE	'
	NOTE 19 – EARNINGS (LOSS) PER SHARE
	A reconciliation of basic and diluted earnings and loss per share follows:
	In thousands, except per share data	2013			2012			2011
	Net income	$	8,811		$	4,463		$	917
	Less:
	Accretion of discount on preferred stock		(124	)		(112	)		(106	)
	Dividends on preferred stock		(901	)		(1,030	)		(1,030	)
	Income (loss) available to common shareholders	$	7,786		$	3,321		$	(219	)
	Basic earnings (loss) per share:
	Weighted average common shares outstanding		12,700.70			12,702.40			12,688.20
	Weighted average contingently issuable shares		131			115.3			82.9
	Total weighted average common shares outstanding		12,831.70			12,817.70			12,771.20
	Basic earnings (loss) per share	$	0.61		$	0.26		$	(0.02	)
	Diluted earnings (loss) per share:
	Weighted average common shares outstanding from basic earnings per share		12,831.70			12,817.70			12,771.20
	Dilutive effect of stock incentive plans		67.3			-			-
	Total weighted average common shares outstanding		12,898.98			12,817.70			12,771.20
	Diluted earnings (loss) per share	$	0.6		$	0.26		$	(0.02	)
	There was no dilutive effect of stock awards in 2012 or 2011. Stock awards for 362,986, 358,070, and 381,743 shares of common stock were not considered in computing diluted earnings per share for 2013, 2012 and 2011, respectively, because they were not dilutive.

PARENT_COMPANY_ONLY_FINANCIAL_

PARENT COMPANY ONLY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY ONLY FINANCIAL INFORMATION [Abstract]	'
PARENT COMPANY ONLY FINANCIAL INFORMATION	'
	NOTE 20 - PARENT COMPANY ONLY FINANCIAL INFORMATION
	The condensed financial information for United Bancorp, Inc. is summarized below.
	CONDENSED BALANCE SHEETS	December 31,
	In thousands of dollars	2013			2012
	Assets
	Cash and cash equivalents	$	3,709		$	4,965
	Securities available for sale		28			28
	Investment in subsidiaries		88,037			91,238
	Other assets		619			1,276
	Total Assets	$	92,393		$	97,507
	Liabilities and Shareholders' Equity
	Borrowings	$	10,000		$	-
	Other Liabilities		182			110
	Shareholders' equity		82,211			97,397
	Total Liabilities and Shareholders' Equity	$	92,393		$	97,507
	CONDENSED STATEMENTS OF COMPREHENSIVE INCOME	For the years ended December 31,
	In thousands of dollars	2013			2012			2011
	Income
	Dividends from subsidiaries	$	10,000		$	1,600		$	-
	Other income		1			1			1
	Total Income		10,001			1,601			1
	Expense
	Interest expense on other borrowings		59			-			-
	Total Interest Expense		59			-			-
	Net Revenue		9,942			1,601			1
	Total Noninterest Expense		756			763			480
	Income (Loss) before undistributed net income of subsidiary and income taxes		9,186			838			(479	)
	Income tax expense (benefit)		(261	)		(151	)		(163	)
	Net income (loss) before undistributed net income of subsidiary		9,447			989			(316	)
	Equity in undistributed (excess distributed) net income of subsidiary		(637	)		3,474			1,233
	Net Income		8,811			4,463			917
	Other comprehensive income (loss), including net change in unrealized gains on securities available for sale, net of tax		(2,564	)		14			1,030
	Comprehensive Income	$	6,247		$	4,477		$	1,947
	CONDENSED STATEMENTS OF CASH FLOWS	For the years ended December 31,
	In thousands of dollars	2013			2012			2011
	Cash Flows from Operating Activities
	Net Income	$	8,811		$	4,463		$	917
	Adjustments to Reconcile Net Income to Net Cash from Operating Activities
	(Undistributed) Excess distributed net income of subsidiary		637			(3,474	)		(1,233	)
	Stock option expense		210			150			114
	Change in other assets		585			(154	)		(687	)
	Change in other liabilities		48			39			(8	)
	Net cash used in operating activities		10,291			1,024			(897	)
	Cash Flows from Investing Activities
	Investments in subsidiary		-			-			(2,000	)
	Net cash from investing activities		-			-			(2,000	)
	Cash Flows from Financing Activities
	Net change in other borrowings		10,000			-			-
	Repurchase of preferred stock		(20,600	)		-			-
	Other common stock transactions		78			57			41
	Cash dividends paid on preferred stock		(1,025	)		(1,030	)		(1,030	)
	Net cash used in financing activities		(11,547	)		(973	)		(989	)
	Net Change in Cash and Cash Equivalents		(1,256	)		51			(3,886	)
	Cash and cash equivalents at beginning of year		4,965			4,914			8,800
	Cash and Cash Equivalents at End of Year	$	3,709		$	4,965		$	4,914

QUARTERLY_FINANCIAL_DATA_UNAUD

QUARTERLY FINANCIAL DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2013
QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]	'
QUARTERLY FINANCIAL DATA (UNAUDITED)	'
	NOTE 21 – QUARTERLY FINANCIAL DATA (UNAUDITED)
	Quarterly financial information is summarized below:
	In thousands of dollars, except per share data	Full Year		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2013
	Interest Income	$	34,535	$	9,105	$	8,675	$	8,595	$	8,160
	Interest Expense		2,984		647		694		771		872
	Net Interest Income		31,551		8,458		7,981		7,824		7,288
	Provision for Loan Losses		1,900		-		300		600		1,000
	Net Income	$	8,811	$	2,506	$	2,276	$	2,087	$	1,942
	Basic Earnings per Share	$	0.61	$	0.18	$	0.15	$	0.14	$	0.13
	Diluted Earnings per Share	$	0.6	$	0.18	$	0.15	$	0.14	$	0.13
		Full Year		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2012
	Interest Income	$	34,693	$	8,371	$	8,731	$	8,758	$	8,833
	Interest Expense		4,528		987		1,085		1,192		1,264
	Net Interest Income		30,165		7,384		7,646		7,566		7,569
	Provision for Loan Losses		8,350		1,700		2,000		2,550		2,100
	Net Income	$	4,463	$	1,446	$	1,390	$	785	$	842
	Basic and Diluted Earnings per Share	$	0.26	$	0.09	$	0.09	$	0.04	$	0.04

Preferred_Stock_Redemption

Preferred Stock Redemption	12 Months Ended
	Dec. 31, 2013
Preferred Stock Redemption [Abstract]	'
Preferred Stock Redemption [Text Block]	'
	NOTE 22 — REDEMPTION OF PREFERRED STOCK
	The Company issued 20,600 shares of Fixed Rate of Cumulative Perpetual Preferred Stock, Series A, Liquidation Preference Amount $1,000 per share ("Preferred Shares") to U.S. Treasury on January 16, 2009, as part of Treasury's Troubled Asset Relief Program Capital Purchase Program. On June 19, 2012, Treasury sold all 20,600 Preferred Shares to private investors.
	During 2013, the Company redeemed all 20,600 Preferred Shares, with 10,300 shares redeemed on September 30, 2013 and 10,300 shares redeemed on December 27, 2013. Following completion of the redemption, no shares of Preferred Stock remained outstanding.
	The redemption price for the Preferred Shares was the stated liquidation preference amount of $1,000 per share, plus any accrued and unpaid dividends to but excluding the dates of redemption.  The total cost of the redemption of the Preferred Shares was approximately $20.7 million, which was funded with a combination of excess cash at the holding company, the dividend to the holding company of retained earnings at the Bank, and the borrowing of $10.0 million under the Company's revolving line of credit.

LEGAL_PROCEEDINGS

LEGAL PROCEEDINGS	12 Months Ended
	Dec. 31, 2013
LEGAL PROCEEDINGS [Abstract]	'
LEGAL PROCEEDINGS	'
	NOTE 23 – LEGAL PROCEEDINGS
	Refer to "Note 24 – Subsequent Events" for information regarding legal proceedings the Company received notification on after December 31, 2013.  As of the date of this report, there are no other material pending legal proceedings other than routine litigation incidental to the business of banking, to which the Company or its subsidiaries are a party or of which any of our properties are the subject. As of the date of this report, neither the Company nor its subsidiaries are involved in any other proceedings to which any director, principal officer, affiliate thereof, or person who owns of record or beneficially more than five percent (5%) of the outstanding stock of the Company, or any associate of the foregoing, is a party or has a material interest adverse to the Company.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS,	12 Months Ended
	Dec. 31, 2013
SUBSEQUENT EVENTS, [Abstract]	'
SUBSEQUENT EVENTS, [Text Block]	'
	NOTE 24 – SUBSEQUENT EVENTS
	On January 7, 2014, the Company entered into an Agreement and Plan of Merger (the "Merger Agreement") with Old National Bancorp ("Old National"), an Indiana corporation, pursuant to which the Company will merge with and into Old National, whereupon the separate corporate existence of the Company will cease and Old National will survive (the "Merger"). In connection with the Merger, the Bank will be merged with and into Old National Bank, a national banking association and wholly owned subsidiary of Old National, with Old National Bank as the surviving bank.
	Under the terms of the Merger Agreement, shareholders of United will receive .70 shares of Old National common stock and $2.66 in cash for each share of United common stock.  The Merger is expected to close late in the second quarter of 2014.  The transaction remains subject to approval by United's shareholders and approval by federal and state regulatory authorities, as well as the satisfaction of other customary closing conditions provided in the Merger Agreement.
	The Merger Agreement was previously filed with the Securities Exchange Commission on January 8, 2014 in the Company's Current Report on Form 8-K, Exhibit 2.1, and is here incorporated by reference.
	On or about January 17, 2014, a putative class action complaint was filed in the Circuit Court for Washtenaw County, Michigan, Business Division, by an individual purporting to be a shareholder of United.  The action is styled Parshall v. United Bancorp, Inc., et al., Case No. 14-39-CZ. The complaint alleges that the directors of United breached their fiduciary duties to the Company's shareholders in connection with the proposed Merger between United and Old National by approving a transaction that allegedly provides for inadequate consideration; that the Merger Agreement includes allegedly preclusive deal protection provisions; and that United and Old National allegedly aided and abetted the United directors in breaching their duties to United's shareholders. The complaint seeks, on behalf of the putative class of all public shareholders of United, various remedies, including enjoining the Merger from being consummated in accordance with its agreed-upon terms, rescission of the transaction in the event that it is consummated, damages, and costs and attorneys' and experts' fees relating to the lawsuit. The Company intends to vigorously contest this action.

SIGNIFICANT_ACCOUNTING_POLICIE1

SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Nature of Operations and Basis of Presentation	'
	Nature of Operations and Basis of Presentation
	The consolidated financial statements include the accounts of United Bancorp, Inc. and its wholly owned subsidiary, United Bank & Trust ("UBT" or "the Bank") after elimination of significant intercompany transactions and accounts. The Company is engaged 100% in the business of commercial and retail banking, including trust and investment services, with operations conducted through its offices located in Lenawee, Washtenaw, Livingston and Monroe Counties in southeastern Michigan. These counties are the source of substantially all of the Company's deposit, loan, trust and investment activities.
Use of Estimates	'
	Use of Estimates
	The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period as well as affecting the disclosures provided. Actual results could differ from those estimates. The allowance for loan losses, loan servicing rights and the fair values of financial instruments are particularly subject to change.
Securities	'
	Securities
	Securities classified as available for sale consist of bonds and notes that might be sold prior to maturity. Securities classified as available for sale are reported at their fair values and the related net unrealized holding gain or loss is reported in other comprehensive income. Premiums and discounts on securities are recognized in interest income using the interest method over the period to maturity. Realized gains or losses are based upon the amortized cost of the specific securities sold.
Loans Held for Sale	'
	Loans Held for Sale
	Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or market value in the aggregate. Net unrealized losses, if any, are recognized in a valuation allowance by charges to income.
Loans	'
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs and the allowance for loan losses. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. Loans are placed on nonaccrual status at ninety days or more past due and interest is considered a loss, unless the loan is well-secured and in the process of collection.
Allowance for Loan Losses	'
	Allowance for Loan Losses
	The allowance for loan losses ("allowance") is maintained at a level believed adequate by management to absorb probable incurred credit losses in the loan portfolio. The allowance is increased by provisions for loan losses charged to income.
	Loan losses are charged against the allowance when management believes a loan is uncollectible. Subsequent recoveries, if any, are credited to the allowance. This policy applies to each of the Company's portfolio segments.
	The Company's established methodology for evaluating the adequacy of the allowance for loan losses considers both components of the allowance: (1) specific allowances allocated to loans evaluated individually for impairment under the Accounting Standards Codification ("ASC") Section 310-10-35 of the Financial Accounting Standards Board ("FASB"), and (2) allowances calculated for pools of loans evaluated collectively for impairment under FASB ASC Subtopic 450-20. Until the third quarter of 2011, the Company's past loan loss experience was determined by evaluating the average charge-offs over the most recent eight quarters.
	For the quarter ended September 30, 2011, the Company changed its methodology for evaluating the adequacy of the allowance for loan losses by revising and enhancing the methodology for loans evaluated collectively for impairment. Under this methodology, the Company revised and further disaggregated its pools of loans evaluated collectively for impairment. Similar to the prior methodology, pools were analyzed by general loan types, and further analyzed by collateral types, where appropriate. However, under the new methodology, pools were further disaggregated by internal credit risk ratings for commercial loans, commercial mortgages and construction loans and by delinquency status for residential mortgages, consumer loans and all other loan types.
	Effective with the first quarter of 2012, the Company expanded the number of categories evaluated for allocation of the allowance for loan losses, from four to six. In order to be consistent with the migration analysis that is performed quarterly, allocations for Owner-Occupied Commercial Real Estate, Other Commercial Real Estate, and Commercial and Industrial loans were broken out beginning March 31, 2012. This change in allocation methodology had no material quantitative effect on the allocations.
	Allowance allocations for each pool are determined through a migration analysis based on activity for the period beginning March 2008. The analysis computes loss rates based on a probability of default ("PD") and loss given default ("LGD"). Allowance allocations prior to the third quarter of 2011 were computed based on weighted average charge-off rates as opposed to the use of credit migration matrices, which compute PD and LGD based on historical losses as loans migrate through the various risk rating or delinquency categories. The March 2008 date was selected in an effort to capture sufficient data points to provide a meaningful migration analysis using available data in comparable formats.
	Under both the current and previous methodologies, loss rates are adjusted to consider qualitative factors such as economic conditions and trends, among others. However, under the methodologies adopted beginning with the third quarter of 2011, the Company applies a more detailed analysis of qualitative factors that are assessed on a quarterly basis based upon grading specific to the Company, as well as regional economic metrics.
	Loan impairment is reported when full payment under the loan terms is not expected. Impaired loans are carried at the present value of estimated future cash flows using the loan's existing rate, or the fair value of collateral if the loan is collateral dependent.
	A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. If these allocations require an increase in the allowance for loan losses, that increase is recorded as a component of the provision for loan losses. Loans are evaluated for impairment when payments are delayed or when the internal grading system indicates a substandard or doubtful classification. This policy applies to each class of the Company's loan portfolio.
	Impairment is evaluated in total for smaller-balance loans of similar nature, such as residential mortgage, consumer, home equity and second mortgage loans. Commercial loans and mortgage loans secured by other properties are evaluated individually for impairment. When credit analysis of borrower operating results and financial condition indicates that underlying cash flows of the borrower's business are not adequate to meet its debt service requirements, including loans to the borrower by the Bank, the loan is evaluated for impairment. Often this is associated with a delay or shortfall of payments of thirty days or more. Loans are generally moved to nonaccrual status when ninety days or more past due or in bankruptcy. These loans are often also considered impaired. Impaired loans are charged off, in part or in full, when deemed uncollectible. This typically occurs when the loan is 120 or more days past due, unless the loan is both well-secured and in the process of collection. This policy applies to each class of the Company's loan portfolio.
Premises and Equipment	'
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. The provisions for depreciation are computed principally by the straight-line method, based on useful lives of ten to forty years for premises and three to eight years for equipment.
Other Real Estate Owned	'
	Other Real Estate Owned
	Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure and property acquired for possible future expansion. Real estate properties acquired through, or in lieu of, loan foreclosure are to be sold and are initially recorded at fair value, less estimated selling costs, at the date of foreclosure establishing a new cost basis. After acquisition, valuations are periodically performed and the real estate is carried at the lower of cost basis or fair value, less estimated selling costs. The historical average holding period for such properties is less than eighteen months. As of December 31, 2013 and 2012, other real estate owned totaled $1,850,000 and $3,409,000, respectively, and is included in other assets on the consolidated balance sheets.
Servicing Rights	'
	Servicing Rights
	Servicing rights are recognized as assets at the fair value of retained servicing on loans sold. Servicing rights are expensed in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on the fair value of the rights, using groupings of the underlying loans as to interest rates, remaining loan terms and prepayment characteristics. Any impairment of a grouping is reported as a valuation allowance.
Long-term Assets	'
	Long-term Assets
	Long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are written down to their fair value.
Income Tax	'
	Income Tax
	The Company records income tax expense based on the amount of taxes due on its tax return plus deferred taxes computed based on the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, using enacted tax rates, adjusted for allowances made for uncertainty regarding the realization of deferred tax assets. The Company has no uncertain tax positions as defined by FASB ASC Topic 740.
	The Company recognizes interest and penalties on income taxes as a component of income tax expense. The Company files consolidated income tax returns with its subsidiaries. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2010.
Earnings (Loss) Per Share	'
	Earnings (Loss) Per Share
	Amounts reported as earnings or losses per share are based on income or loss available to common shareholders divided by weighted average shares outstanding. Income or loss available to common shareholders is calculated by subtracting dividends on preferred stock and the accretion of discount on preferred stock from net income or loss. Weighted average shares outstanding include the weighted average number of common shares outstanding plus the weighted average number of contingently issuable shares associated with deferred compensation stock plans.
Stock Based Compensation	'
	Stock Based Compensation
	At December 31, 2013, the Company has stock-based employee compensation plans, which are described more fully in Note 15. The Company's disclosure regarding these plans is in accordance with the fair value recognition provisions of FASB ASC Topic 718-10.
Statements of Cash Flows	'
	Statements of Cash Flows
	For purposes of this Statement, cash and cash equivalents include cash on hand, demand balances with banks, and federal funds sold and equivalents. Federal funds are generally sold for one-day periods. The Company reports net cash flows for client loan and deposit transactions, deposits made with other financial institutions, and short-term borrowings with an original maturity of ninety days or less.
Comprehensive Income (Loss)	'
	Comprehensive Income
	Comprehensive income consists of net income and other comprehensive income (loss). All other comprehensive income (loss) consists solely of net unrealized gains and losses on securities available for sale, net of tax, which is recognized as a separate component of shareholders' equity.
Industry Segment	'
	Industry Segment
	The Company and its subsidiary are organized to operate in the banking industry. Substantially all revenues and services are derived from banking products and services in southeastern Michigan. While the Company's chief decision makers monitor various products and services, operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, all of the Company's banking operations are considered by management to be aggregated in one business segment.
Recently Issued Accounting Standards	'
	Recently Issued Accounting Standards
	Accounting Standards Update No. 2013-04 – Liabilities (Topic 405). On February 28, 2013, FASB issued ASU 2013-04. The amendments in this Update provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this Update is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. GAAP. The guidance requires an entity to measure those obligations as the sum of the amount the reporting entity agreed to pay on the basis of its arrangement among its co-obligors and any additional amount the reporting entity expects to pay on behalf of its co-obligors.
	The guidance in this Update also requires an entity to disclose the nature and amount of the obligation as well as other information about those obligations. This Accounting Standards Update is the final version of Proposed Accounting Standards Update EITF12D – Liabilities (Topic 405) which has been deleted.
	The amendments in this Update are effective for fiscal years beginning after December 31, 2013. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-07 – Presentation of Financial Statements (Topic 205). On April 22, 2013, FASB issued ASU 2013-07. The objective of this Update is to clarify when an entity should apply the liquidation basis of accounting and to provide principles for the measurement of assets and liabilities under the liquidation basis of accounting, as well as any required disclosures. This Accounting Standards Update is the final version of Proposed Accounting Standards Update 2012-210 – Presentation of Financial Statements (Topic 205), which has been deleted.
	The amendments are effective for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein. Entities should apply the requirements prospectively from the day that liquidation becomes imminent. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-10 - Derivatives and Hedging (Topic 815) In July 2013, FASB issued ASU 2013-10. The objective of this Update is to provide for the inclusion of the Fed Funds Effective Swap Rate - Overnight Index Swap Rate (OIS) as a U.S. benchmark interest rate for hedge accounting purposes, in addition to U.S. Treasury (UST) or London Interbank Offered Rate (LIBOR) indices. The Update also removes a restriction stating that entities must use the same rates for similar hedges, offering greater flexibility in hedge accounting.
	The amendments in this Update are effective prospectively for qualifying new or re-designated hedging relationships entered into on or after July 17, 2013. The Company has adopted the applicable methodologies prescribed by this ASU and does not anticipate that the ASU will have a material effect on its financial position or results of operations.
	Accounting Standards Update No. 2013-11- Income Taxes (Topic 740) – In July 2013, FASB issued ASU 2013-11. This update pertains to the unrecognized tax benefit when a net operating loss carry forward, a similar tax loss or a tax credit carry forward exists. The ASU is intended to end the varying ways that entities present these situations since GAAP is non-specific and leads to diversity in practice.  The new standard deems that any unrecognized tax benefit or portion of an unrecognized tax benefit should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carry forward, a similar tax loss, or a tax credit carry forward except for certain defined situations.
	The amendments in this Update are effective for fiscal years beginning after December 15, 2013. Early adoption is permitted. The Company will adopt the methodologies prescribed by this ASU by the date required, and does not anticipate that the ASU will have a material effect on its financial position or results of operations.

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
Available for sale securities by category	'
	Balances of securities by category are shown below, as of December 31, 2013 and 2012:
	Thousands of dollars	Securities Available for Sale
	2013	Amortized Cost			Unrealized Gains			Unrealized Losses			Fair Value
	U.S. Treasury and agency securities	$	24,473		$	19		$	(994	)	$	23,498
	Mortgage-backed agency securities		146,582			1,331			(1,771	)		146,142
	Obligations of states and political subdivisions		21,440			410			(360	)		21,490
	Equity securities		26			2			-			28
	Total	$	192,521		$	1,762		$	(3,125	)	$	191,158
	2012
	U.S. Treasury and agency securities	$	27,200		$	130		$	(14	)	$	27,316
	Mortgage-backed agency securities		158,829			2,324			(654	)		160,499
	Obligations of states and political subdivisions		17,551			740			(5	)		18,286
	Equity securities		26			2			-			28
	Total	$	203,606		$	3,196		$	(673	)	$	206,129
Fair value and gross unrealized losses of entity's investments	'
	The following table shows the gross unrealized loss and fair value of the Company's investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2013 and 2012.
		Less than 12 Months						12 Months or Longer						Total
	Thousands of dollars	Fair Value			Losses			Fair Value			Losses			Fair Value		Losses
	2013
	U.S. Treasury and agency securities	$	14,544		$	(802	)	$	2,862		$	(192	)	$	17,406	$	(994	)
	Mortgage-backed agency securities		70,385			(1,524	)		10,367			(247	)		80,752		(1,771	)
	Obligations of states and political subdivisions		6,926			(360	)		-			-			6,926		(360	)
	Total	$	91,855		$	(2,686	)	$	13,229		$	(439	)	$	105,084	$	(3,125	)
	2012
	U.S. Treasury and agency securities	$	4,131		$	(14	)	$	-		$	-		$	4,131	$	(14	)
	Mortgage-backed agency securities		54,538			(639	)		1,309			(15	)		55,847		(654	)
	Obligations of states and political subdivisions		941			(5	)		-			-			941		(5	)
	Total	$	59,610		$	(658	)	$	1,309		$	(15	)	$	60,919	$	(673	)
Sales of available for sale securities	'
	The entire investment portfolio is classified as available for sale. However, management has no specific intent to sell any securities, and management believes that it will not have to sell any security before recovery of its cost basis. Sales activities for securities, for the years indicated are shown in the following table. All sales were of securities identified as available for sale.
	Thousands of dollars	2013			2012			2011
	Sales proceeds	$	12,753		$	2,847		$	-
	Gross gains on sales		137			4			-
	Gross loss on sales		(97	)		-			-
	Gross gains on calls		14			-			-
Fair value and amortized cost of securities available for sale by contractual maturity	'
	The fair value of securities available for sale by contractual maturity as of December 31, 2013 is shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Asset-backed securities are included in the "Due in one year or less" category.
	Thousands of dollars	Amortized Cost			Fair Value
	Due in one year or less	$	13,689		$	13,648
	Due after one year through five years		26,326			25,723
	Due after five years through ten years		5,898			5,617
	Due after ten years		-			-
	Mortgage-backed agency securities		146,582			146,142
	Equity securities		26			28
	Total securities	$	192,521		$	191,158

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
Loans categories and percentage composition of portfolio	'
	The following table shows total loans outstanding at December 31, 2013 and 2012 and the percentage change in balances from the prior year. All loans are domestic and contain no significant concentrations by industry or client.
	Thousands of dollars	2013		% Change			2012		% Change
	Commercial construction & land development loans	$	20,756		-27.2	%	$	28,511		-4	%
	Owner-occupied commercial real estate loans		105,237		7.7	%		97,755		-1.1	%
	Other commercial real estate loans		142,805		26	%		113,370		-13.2	%
	Commercial & industrial loans		104,508		0.2	%		104,332		15.8	%
	Residential mortgages		134,048		10.4	%		121,393		16.1	%
	Consumer construction loans		17,369		43.3	%		12,123		21	%
	Home equity loans		80,870		10.8	%		72,983		-2.6	%
	Other consumer loans		39,861		17.3	%		33,969		50.5	%
	Deferred loan fees and costs, overdrafts, in-process accounts		820		-63.4	%		2,242		-5.2	%
	Total portfolio loans	$	646,274		10.2	%	$	586,678		4.1	%

ALLOWANCE_FOR_LOAN_LOSSES_AND_1

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (Tables)	12 Months Ended
	Dec. 31, 2013
ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK [Abstract]	'
Allowance for credit losses on financing receivables	'
	An analysis of the allowance for loan losses for the twelve-month periods ended December 31, 2013, 2012 and 2011 follows:
			Twelve Months Ended December 31, 2013
	Thousands of dollars		CLD (1)			Owner- Occupied CRE (2)			Other			Commercial & Industrial			Residential Mortgage			Personal Loans			Total
									CRE (2)
	Allowance for Loan Losses:
	Balance, January 1		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Provision charged to expense			(1,728	)		886			372			1,570			178			622			1,900
	Losses charged off			(809	)		(3,220	)		(336	)		(1,397	)		(200	)		(546	)		(6,508	)
	Recoveries			1,214			379			303			120			100			396			2,512
	Balance, December 31		$	2,893		$	3,138		$	5,047		$	4,424		$	2,534		$	2,411		$	20,447
	Ending Balance:
	Individually evaluated for impairment		$	1,901		$	494		$	894		$	589		$	735		$	-		$	4,613
	Collectively evaluated for impairment			992			2,644			4,153			3,835			1,799			2,411			15,834
	Balance, December 31		$	2,893		$	3,138		$	5,047		$	4,424		$	2,534		$	2,411		$	20,447
	Total Loans:
	Ending balance:
	Individually evaluated for impairment		$	4,698		$	2,785		$	4,858		$	2,390		$	4,659		$	343		$	19,733
	Collectively evaluated for impairment			33,427			103,656			160,937			103,944			99,476			125,101			626,541
	Total Loans		$	38,125		$	106,441		$	165,795		$	106,334		$	104,135		$	125,444		$	646,274
			Twelve Months Ended December 31, 2012
	Thousands of dollars		CLD (1)			Owner- Occupied CRE (2)			Other			Commercial & Industrial			Residential Mortgage			Personal Loans			Total
									CRE (2)
	Allowance for Loan Losses:
	Balance, January 1		$	3,676		$	3,875		$	4,721		$	4,741		$	1,931		$	1,689		$	20,633
	Provision charged to expense			1,116			4,496			1,712			(662	)		1,226			462			8,350
	Losses charged off			(1,108	)		(3,346	)		(2,057	)		(1,768	)		(901	)		(707	)		(9,887	)
	Recoveries			532			68			332			1,820			200			495			3,447
	Balance, December 31		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Ending balance:
	Individually evaluated for impairment		$	3,271		$	2,904		$	1,079		$	274		$	771		$	5		$	8,304
	Collectively evaluated for impairment			945			2,189			3,629			3,857			1,685			1,934			14,239
	Total Allowance for Loan Losses		$	4,216		$	5,093		$	4,708		$	4,131		$	2,456		$	1,939		$	22,543
	Total Loans:
	Ending balance:
	Individually evaluated for impairment		$	8,224		$	10,263		$	7,797		$	2,049		$	5,561		$	394		$	34,288
	Collectively evaluated for impairment			32,410			92,316			123,207			96,336			96,095			112,026			552,390
	Total Loans		$	40,634		$	102,579		$	131,004		$	98,385		$	101,656		$	112,420		$	586,678
			Twelve Months Ended December 31, 2011
	Thousands of dollars		Business & Commercial Mortgages			CLD (1)			Residential Mortgage			Personal Loans			Total
	Balance, January 1		$	16,672		$	3,248		$	2,661		$	2,582		$	25,163
	Provision charged to expense			9,863			2,886			1,579			1,536			15,864
	Amounts related to change in allocation methodology			(2,246	)		49			(990	)		(527	)		(3,714	)
	Net provision after amounts related to change in allocation methodology			7,617			2,935			589			1,009			12,150
	Losses charged off			(12,063	)		(2,908	)		(1,387	)		(2,006	)		(18,364	)
	Recoveries			1,111			278			68			227			1,684
	Balance, December 31		$	13,337		$	3,553		$	1,931		$	1,812		$	20,633
	(1) Construction and Land Development loans
	(2) Commercial Real Estate loans
Quality indicators for portfolio loans based on entity's internal risk categories	'
	Quality indicators for portfolio loans as of December 31, 2013 and 2012 based on the Bank's internal risk categories are detailed in the following tables.
	In thousands of dollars			At December 31, 2013
	Commercial & Tax-exempt Loans			CLD			Owner-Occupied CRE			Other CRE			Commercial & Industrial			Total Commercial
	Credit Risk Profile by Internally Assigned Rating
	1-4	Pass		$	9,524		$	95,500		$	124,600		$	92,443		$	322,067
	5	Special Mention			5,970			6,939			12,591			6,504			32,004
	6	Substandard			4,782			2,798			5,614			5,561			18,755
	7	Doubtful			480			-			-			-			480
	8	Loss			-			-			-			-			-
	Total Commercial & Tax-exempt Loans			$	20,756		$	105,237		$	142,805		$	104,508		$	373,306
	In thousands of dollars	At December 31, 2013
	Consumer Loans		Residential Mortgage			Consumer Construction			Home Equity			Other Consumer			Total Consumer
	Credit risk profile based on payment activity
	Performing		$	128,198		$	17,369		$	80,576		$	39,670		$	265,813
	Accruing restructured			4,023			-			170			-			4,193
	Delinquent less than 90 days			372			-			59			82			513
	Nonperforming			1,455			-			65			109			1,629
	Total Consumer Loans		$	134,048		$	17,369		$	80,870		$	39,861		$	272,148
	Subtotal Commercial, Tax-exempt & Consumer Loans														$	645,454
	Deferred loan fees and costs, overdrafts, in-process accounts															820
	Total Portfolio Loans														$	646,274
	In thousands of dollars			At December 31, 2012
	Commercial & Tax-exempt Loans			CLD			Owner-Occupied CRE			Other CRE			Commercial & Industrial			Total Commercial
	Credit Risk Profile by Internally Assigned Rating
	1-4	Pass		$	12,813		$	78,507		$	86,445		$	91,711		$	269,476
	5	Special Mention			7,378			11,510			17,073			5,104			41,065
	6	Substandard			7,840			7,738			9,852			7,475			32,905
	7	Doubtful			480			-			-			42			522
	8	Loss			-			-			-			-			-
	Total Commercial & Tax-exempt Loans			$	28,511		$	97,755		$	113,370		$	104,332		$	343,968
	Consumer Loans		Residential Mortgage			Consumer Construction			Home Equity			Other Consumer			Total Consumer
	Credit risk profile based on payment activity
	Performing		$	114,071		$	12,123		$	72,344		$	33,764		$	232,302
	Accruing restructured			3,267			-			171			-			3,438
	Delinquent less than 90 days			1,714			-			343			150			2,207
	Nonperforming			2,341			-			125			55			2,521
	Total Consumer Loans		$	121,393		$	12,123		$	72,983		$	33,969		$	240,468
	Subtotal Commercial, Tax-exempt & Consumer Loans														$	584,436
	Deferred loan fees and costs, overdrafts, in-process accounts															2,242
	Total Portfolio Loans														$	586,678
Loan portfolio aging analysis	'
	The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Schedules detailing the loan portfolio aging analysis as of December 31, 2013 and 2012 follow.
	Thousands of dollars		Delinquent Loans
	As of December 31, 2013		30-89 Days Past Due			90 Days and Over (a) (1)			Total Past			Current			Total Portfolio Loans (c)			Nonaccrual Loans (d)			Total Non-performing (a+d)
									Due (b)			(c-b-d)
	Commercial
	Commercial CLD		$	24		$	-		$	24		$	16,872		$	20,756		$	3,860		$	3,860
	Owner-Occupied CRE			128			-			128			104,387			105,237			722			722
	Other CRE			-			-			-			142,681			142,805			124			124
	Commercial & Industrial			181			-			181			102,566			104,508			1,761			1,761
	Consumer
	Residential Mortgage			372			169			541			132,221			134,048			1,286			1,455
	Consumer Construction			-			-			-			17,369			17,369			-			-
	Home Equity			59			-			59			80,746			80,870			65			65
	Other Consumer			82			-			82			39,670			39,861			109			109
	Subtotal		$	846		$	169		$	1,015		$	636,512		$	645,454		$	7,927		$	8,096
	Deferred loan fees and costs, overdrafts, in-process accounts															820
	Total Portfolio Loans														$	646,274
	Thousands of dollars		Delinquent Loans
	As of December 31, 2012		30-89 Days Past Due			90 Days and Over (a) (1)			Total Past			Current			Total Portfolio Loans (c)			Nonaccrual Loans (d)			Total Non-performing (a+d)
									Due (b)			(c-b-d)
	Commercial
	Commercial CLD		$	117		$	-		$	117		$	24,545		$	28,511		$	3,849		$	3,849
	Owner-Occupied CRE			-			-			-			92,498			97,755			5,257			5,257
	Other CRE			-			-			-			109,638			113,370			3,732			3,732
	Commercial & Industrial			683			-			683			102,257			104,332			1,392			1,392
	Consumer
	Residential Mortgage			1,714			-			1,714			117,338			121,393			2,341			2,341
	Consumer Construction			-			-			-			12,123			12,123			-			-
	Home Equity			343			37			380			72,515			72,983			88			125
	Other Consumer			150			-			150			33,764			33,969			55			55
	Subtotal		$	3,007		$	37		$	3,044		$	564,678		$	584,436		$	16,714		$	16,751
	Deferred loan fees and costs, overdrafts, in-process accounts															2,242
	Total Portfolio Loans														$	586,678
	(1) All are accruing.
Impaired loans	'
	Information regarding impaired loans as of December 31, 2013 and 2012 follows.
			31-Dec-13									31-Dec-12
	Thousands of dollars		Recorded Balance			Unpaid Principal Balance			Specific Allowance			Recorded Balance			Unpaid Principal Balance			Specific Allowance
	Loans without a specific valuation allowance
	Commercial
	Commercial CLD		$	445		$	753		$	-		$	654		$	1,673		$	-
	Owner-Occupied CRE			1,248			2,086			-			4,181			6,267			-
	Other CRE			929			1,238			-			4,438			6,158			-
	Commercial & Industrial			351			3,309			-			1,640			3,992			-
	Consumer
	Residential Mortgage			1,590			1,606			-			2,207			2,989			-
	Home Equity			268			268			-			232			232			-
	Other Consumer			75			75			-			157			157			-
	Subtotal		$	4,906		$	9,335		$	-		$	13,509		$	21,468		$	-
	Loans with a specific valuation allowance
	Commercial
	Commercial CLD		$	4,253		$	4,476		$	1,901		$	7,570		$	7,629		$	3,271
	Owner-Occupied CRE			1,537			1,787			494			6,082			7,495			2,904
	Other CRE			3,929			3,929			894			3,359			3,359			1,079
	Commercial & Industrial			2,039			2,046			589			409			409			274
	Consumer
	Residential Mortgage			3,069			3,069			735			3,354			3,817			771
	Other Consumer			-			-			-			5			5			5
	Subtotal		$	14,827		$	15,307		$	4,613		$	20,779		$	22,714		$	8,304
	Total Impaired Loans
	Commercial
	Commercial CLD		$	4,698		$	5,229		$	1,901		$	8,224		$	9,302		$	3,271
	Owner-Occupied CRE			2,785			3,873			494			10,263			13,762			2,904
	Other CRE			4,858			5,167			894			7,797			9,517			1,079
	Commercial & Industrial			2,390			5,355			589			2,049			4,401			274
	Consumer
	Residential Mortgage			4,659			4,675			735			5,561			6,806			771
	Home Equity			268			268			-			232			232			-
	Other Consumer			75			75			-			162			162			5
	Total Impaired Loans		$	19,733		$	24,642		$	4,613		$	34,288		$	44,182		$	8,304
	Information regarding average investment in impaired loans and interest income recognized on those loans for the periods ended December 31, 2013, 2012 and 2011 is shown below.
			Twelve months ended December 31,
			2013						2012						2011
	Thousands of dollars		Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
	Loans without a specific valuation allowance
	Commercial
	Commercial CLD		$	461		$	-		$	3,656		$	-		$	7,222		$	-
	Owner-Occupied CRE			1,988			34			3,148			64			1,997			54
	Other CRE			3,339			38			8,373			135			5,822			165
	Commercial & Industrial			811			21			1,927			35			1,141			11
	Consumer
	Residential Mortgage			1,072			27			1,319			23			867			4
	Home Equity			29			5			30			5			295			-
	Other Consumer			128			-			154			-			358			-
	Subtotal		$	7,828		$	125		$	18,607		$	262		$	17,702		$	234
	Loans with a specific valuation allowance
	Commercial
	Commercial CLD		$	5,165		$	111		$	8,236		$	350		$	6,956		$	328
	Owner-Occupied CRE			2,850			71			6,527			165			5,441			107
	Other CRE			3,645			150			4,096			176			13,502			574
	Commercial & Industrial			1,718			79			542			46			1,727			38
	Consumer
	Residential Mortgage			3,584			139			4,122			127			5,740			148
	Home Equity			-			-			-			-			184			5
	Other Consumer			-			-			43			2			5			1
	Subtotal		$	16,962		$	550		$	23,566		$	866		$	33,555		$	1,201
	Total Impaired Loans
	Commercial
Commercial CLD		$	5,626		$	111		$	11,892		$	350		$	14,178		$	328
Owner-Occupied CRE			4,838			105			9,675			229			7,438			161
Other CRE			6,984			188			12,469			311			19,324			739
Commercial & Industrial			2,529			100			2,469			81			2,868			49
Consumer
Residential Mortgage			4,656			166			5,441			150			6,607			152
Home Equity			29			5			30			5			479			5
Other Consumer			128			-			197			2			363			1
Total Impaired Loans		$	24,790		$	675		$	42,173		$	1,128		$	51,257		$	1,435
Accruing restructured loans by type	'
	The table below provides a breakdown of accruing restructured loans by type at December 31, 2013. The table also includes the average yield on restructured loans and the yield for the entire portfolio, for commercial loans and the residential mortgage and home equity line portfolio, for the fourth quarter of 2013.
			31-Dec-13						Fourth Quarter
	Dollars in thousands		Number of Loans			Recorded Balance			Average Yield			Portfolio Yield
	CLD Loans			4		$	1,586
	Other Commercial Loans			13			5,185
	Total Commercial Loans			17			6,771			4.96	%		5.04	%
	Residential Mortgage & Home Equity Loans			20			4,193			3.56	%		4.7	%
	Total accruing restructured loans			37		$	10,964
Troubled debt restructurings	'
	A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. Information regarding troubled debt restructurings that subsequently defaulted is shown below.
	Twelve months ended		31-Dec-13						31-Dec-12
	Dollars in thousands		Number of Loans			Recorded Balance			Number of Loans			Recorded Balance
	Commercial
	Commercial CLD			-		$	-			4		$	3,423
	Owner-Occupied CRE			-			-			2			239
	Total			-		$	-			6		$	3,662
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	A loan is considered to be in payment default generally once it is 90 days contractually past due under the modified terms. Information regarding troubled debt restructurings that subsequently defaulted is shown below.
	Twelve months ended		31-Dec-13						31-Dec-12
	Dollars in thousands		Number of Loans			Recorded Balance			Number of Loans			Recorded Balance
	Commercial
	Commercial CLD			-		$	-			4		$	3,423
	Owner-Occupied CRE			-			-			2			239
	Total			-		$	-			6		$	3,662

LOAN_SERVICING_Tables

LOAN SERVICING (Tables)	12 Months Ended
	Dec. 31, 2013
LOAN SERVICING [Abstract]	'
Unamortized cost of loan servicing rights	'
	Unamortized loan servicing rights are included in accrued interest receivable and other assets on the consolidated balance sheet, for the twelve month period ended December 31, 2013 and 2012, are shown below.
	In thousands of dollars	2013			2012
	Balance, January 1	$	6,378		$	5,405
	Amount capitalized		2,568			2,816
	Amount amortized		(1,559	)		(1,843	)
	Balance, December 31	$	7,387		$	6,378
Fair value of servicing rights	'
	The fair value of servicing rights was as follows at December 31:
	In thousands of dollars	2013			2012
	Fair value, January 1	$	8,285		$	7,331
	Fair value, December 31	$	12,127		$	8,285

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
Premises and equipment	'
	Depreciation expense was approximately $1,090,000 in 2013, $1,106,000 in 2012 and $1,124,000 in 2011. Premises and equipment as of December 31 consisted of the following:
	In thousands of dollars	2013			2012
	Land	$	1,863		$	1,863
	Buildings and improvements, including building in progress		15,346			15,094
	Furniture and equipment		15,541			15,236
	Total cost		32,750			32,193
	Less accumulated depreciation		(22,563	)		(21,474	)
	Premises and equipment, net	$	10,187		$	10,719
Future minimum lease payments under operating leases	'
	Future minimum lease payments under operating leases are shown in the table below:
	In thousands of dollars
	2014	$	1,258
	2015		1,170
	2016		1,122
	2017		1,104
	2018		1,093
	Thereafter		1,795
	Total Minimum Lease Payments	$	7,542

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
Information relating to maturities of time deposits	'
	Information relating to maturities of time deposits as of December 31 is summarized below:
	In thousands of dollars	2013		2012
	Within one year	$	116,850	$	141,325
	Between one and two years		33,704		56,667
	Between two and three years		6,308		14,777
	Between three and four years		1,960		2,904
	Between four and five years		4,027		1,601
	More than five years		107		-
	Total time deposits	$	162,956	$	217,274
	Interest bearing time deposits in denominations of $100,000 or more	$	51,748	$	74,795

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2013
BORROWINGS [Abstract]	'
Maturities and scheduled principal payments for other borrowings	'
	Maturities and scheduled principal payments for the FHLB advances and Chemical Bank line of credit over the next five years as of December 31 are shown below.
	In thousands of dollars	FHLB Advances		Chemical Bank LOC		Total Other Borrowings
	Within one year	$	41	$	-	$	41
	Between one and two years		44		10,000		10,044
	Between two and three years		10,047		-		10,047
	Between three and four years		51		-		51
	Between four and five years		54		-		54
	More than five years		1,724		-		1,724
	Total	$	11,961	$	10,000	$	21,961

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF BALANCE SHEET RISK [Abstract]	'
Financial Instruments with off balance sheet risk	'
	The following table shows the commitments to make loans and the unused lines of credit available to clients at December 31:
		2013				2012
	In thousands of dollars	Variable Rate		Fixed Rate		Variable Rate		Fixed Rate
	Commitments to make loans	$	7,022	$	1,191	$	8,690	$	5,780
	Unused lines of credit		125,607		11,870		101,997		12,544
	Standby letters of credit		8,729		-		9,160		-

FEDERAL_INCOME_TAX_Tables

FEDERAL INCOME TAX (Tables)	12 Months Ended
	Dec. 31, 2013
FEDERAL INCOME TAX [Abstract]	'
Components of income tax benefit	'
	Income tax expense (benefit) consists of the following for the years ended December 31:
	In thousands of dollars	2013			2012			2011
	Current	$	1,845		$	498		$	238
	Deferred		1,973			1,142			(661	)
	Total income tax expense (benefit)	$	3,818		$	1,640		$	(423	)
Components of deferred tax assets and liabilities	'
	The components of deferred tax assets and liabilities at December 31 are as follows:
	In thousands of dollars	2013			2012
	Deferred tax assets:
	Allowance for loan losses	$	6,952		$	7,665
	Other real estate owned		485			1,118
	Deferred compensation		901			833
	Low income housing and Alternative Minimum Tax credit		1,401			1,635
	Net Operating Loss		-			539
	Unrealized depreciation on securities available for sale		463			-
	Other		913			763
	Total deferred tax assets	$	11,115		$	12,553
	Deferred tax liabilities:
	Property and equipment	$	(212	)	$	(376	)
	Mortgage servicing rights		(2,509	)		(2,169	)
	Unrealized appreciation on securities available for sale		-			(858	)
	Other		(309	)		(413	)
	Total deferred tax liabilities	$	(3,030	)	$	(3,816	)
	Net deferred tax asset	$	8,085		$	8,737
Reconciliation between total federal income tax and the amount computed through the use of the federal statutory tax rate	'
	Reconciliation between total federal income tax and the amount computed through the use of the federal statutory tax rate for the years ended is as follows:
	In thousands of dollars	2013				2012			2011
	Income taxes at statutory rate of 34%	$	4,295		$	2,076		$	169
	Non-taxable income, net of nondeductible interest expense		(247	)		(232	)		(289	)
	Income on non-taxable bank owned life insurance		(135	)		(143	)		(145	)
	Affordable housing credit		(156	)		(188	)		(188	)
	Non-deductible legal and accounting fees		15			109			-
	Other		46			18			30
	Total federal income tax (benefit)	$	3,818		$	1,640		$	(423	)

EMPLOYEE_BENEFIT_PLANS_Tables

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS [Abstract]	'
Stock incentive plan activity	'
	The following tables show activity for the twelve months ended December 31, 2013 for the Company's Incentive Plan:
					Weighted
		Awards			Average
	SOSARs (1)	Outstanding			Exercise Price
	Balance at January 1		167,250		$	3.33
	Awards granted		46,250			5.05
	Awards exercised		(9,446	)		3.34
	Awards forfeited		(19,304	)		3.72
	Balance at December 31		184,750		$	3.71
	(1) Stock Only Stock Appreciation Rights
		Restricted Stock							Restricted Stock Units
		Awards			Grant Date				Awards			Grant Date
		Outstanding			Fair Value				Outstanding			Fair Value
	Nonvested at January 1		22,625		$	3.35				46,795		$	3.32
	Awards granted		10,500			5.05				54,582			5.05
	Awards vested		(22,625	)		3.35				-			-
	Awards forfeited		-			-				(15,628	)		4.22
	Nonvested at December 31		10,500		$	5.05				85,749		$	4.26
Fair value assumptions of SOSARs	'
	The fair value of each SOSAR grant is estimated on the grant date using the Black-Scholes option pricing model. Grants were awarded in March 2013, 2012, and 2011. Fair value of grants in 2013, 2012, and 2011 is based on the weighted-average assumptions shown in the following table.
		2013			2012				2011
	Dividend yield		0	%		0	%			0	%
	Expected life in years		5			5				5
	Expected volatility		28.8	%		37	%			35	%
	Risk-free interest rate		0.72	%		0.84	%			2.16	%
	Fair value	$	1.345		$	1.105			$	1.136
Summary of stock option activity	'
	The following summarizes year to date option activity for the 2005 Plan:
		Options			Weighted Avg.
	Stock Options	Outstanding			Exercise Price
	Balance, January 1, 2013		358,070		$	21.32
	Options exercised		(1,000	)		7.24
	Options expired		(25,434	)		22.97
	Options forfeited		(10,400	)		12.73
	Balance, December 31, 2013		321,236		$	21.51
	Options exercisable at year-end		321,236		$	21.51
Summary of stock option activity and options outstanding	'
	The table below provides information regarding stock options outstanding under the 2005 Plan at December 31, 2013.
		Options Outstanding											Options Exercisable
	Range of	Number			Weighted Average					Weighted Avg.			Number		Weighted Avg.
	Exercise Prices	Outstanding			Remaining Contractual Life					Exercise Price			Outstanding		Exercise Price
	$6.00 to $32.14		321,236			2.82		Years		$	21.51			321,236	$	21.51
Schedule Of Sosars Outstanding [Text Block]	'
	The table below provides information regarding SOSARs outstanding at December 31, 2013.
		Options Outstanding											Options Exercisable
	Range of	Number			Weighted Average					Weighted Avg.			Number		Weighted Avg.
	Exercise Prices	Outstanding			Remaining Contractual Life					Exercise Price			Outstanding		Exercise Price
	$3.30 to $5.05		184,750			8.01		Years		$	3.71			71,015	$	3.33

DISCLOSURES_ABOUT_FAIR_VALUE_O1

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2013
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
Fair value measurements of assets on recurring basis	'
	The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements were classified at December 31, 2013 and 2012, in thousands of dollars:
	Thousands of dollars						Fair Value Measurements Using
	December 31, 2013		Fair Value				Level 1			Level 2			Level 3
	Available for sale securities:
	U.S. Treasury and agency securities		$	23,498			$	-		$	23,498		$	-
	Mortgage-backed agency securities			146,142				-			146,142			-
	Obligations of states and political subdivisions			21,490				-			21,490			-
	Equity securities			28				28			-			-
	Hedged loan			7,246				-			7,246			-
	Interest rate swap asset			86				-			86			-
	31-Dec-12
	Available for sale securities:
	U.S. Treasury and agency securities		$	27,316			$	-		$	27,316		$	-
	Mortgage-backed agency securities			160,499				-			160,499			-
	Obligations of states and political subdivisions			18,286				-			18,286			-
	Equity securities			28				28			-			-
Schedule of fair value assets on nonrecurring basis	'
	The following table presents the fair value measurements of assets recognized in the accompanying condensed consolidated balance sheets measured at fair value on a nonrecurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at December 31, 2013 and 2012:
	In thousands of dollars						Fair Value Measurements Using
	Impaired Loans (Collateral Dependent):		Fair Value				Level 1			Level 2			Level 3
	December 31, 2013		$	11,599			$	-		$	-		$	11,599
	December 31, 2012			21,866				-			-			21,866
	Other Real Estate Owned:
	December 31, 2013			792				-			-			792
Quantitative information about unobservable inputs	'
	The following table presents quantitative information about unobservable inputs used in nonrecurring Level 3 fair value measurements.
		Impaired loans (collateral dependent)
	dollars in thousands	31-Dec-13				31-Dec-12
	Fair value		$	11,599			$	21,866
	Range of appraisal discount			7.5%-32.5	%			7.5%-49.5	%
	Weighted average			12	%			14	%
Carrying amounts and estimated fair value of principal financial assets and liabilities	'
	The carrying amounts and estimated fair value of principal financial assets and liabilities, in thousands of dollars, at December 31, 2013 and 2012, were as follows:
			31-Dec-13
			Carrying				Fair Value Measurements Using
			Amount				Level 1			Level 2			Level 3
	Financial Assets
	Cash and cash equivalents		$	26,261			$	26,261		$	-		$	-
	Securities available for sale			191,158				28			191,130			-
	FHLB Stock			2,691				-			2,691			-
	Loans held for sale			4,260				-			4,260			-
	Net portfolio loans			625,827				-			7,246			621,791
	Accrued interest receivable			2,607				-			2,607			-
	Interest rate swap asset			86				-			86			-
	Financial Liabilities
	Total deposits		$	(790,497	)		$	(167,236	)	$	(623,956	)	$	-
	FHLB advances			(11,961	)			-			(12,517	)		-
	Other borrowings			(10,000	)			-			(10,000	)		-
	Accrued interest payable			(190	)			-			(190	)		-
			31-Dec-12
			Carrying				Fair Value Measurements Using
			Amount				Level 1			Level 2			Level 3
	Financial Assets
	Cash and cash equivalents		$	70,612			$	70,612		$	-		$	-
	Securities available for sale			206,129				28			206,101			-
	FHLB Stock			2,571				-			2,571			-
	Loans held for sale			13,380				-			13,380			-
	Net portfolio loans			564,135				-			-			574,137
	Accrued interest receivable			2,620				-			2,620			-
	Financial Liabilities
	Total deposits		$	(784,643	)		$	-		$	(787,015	)	$	-
	FHLB advances			(21,999	)			-			(23,007	)		-
	Accrued interest payable			(354	)			-			(354	)		-

REGULATORY_CAPITAL_REQUIREMENT1

REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'
Information about the Company's and the Banks' capital levels compared to regulatory requirements	'
	The following table shows information about the Company's and the Bank's capital levels compared to regulatory requirements at year-end 2013 and 2012.
			Actual					Regulatory Minimum for Capital Adequacy (1)					Regulatory Minimum to be Well Capitalized (2)
	As of December 31, 2013		$	0	%			$	0	%			$	0		%
	Tier 1 Capital to Average Assets
	Consolidated		$	83,110		9.1	%	$	36,414		4	%		N/	A		N/	A
	Bank			88,937		9.8	%		36,430		4	%		45,538			5	%
	Tier 1 Capital to Risk Weighted Assets
	Consolidated			83,110		12.7	%		26,245		4	%		N/	A		N/	A
	Bank			88,937		13.6	%		26,219		4	%		39,328			6	%
	Total Capital to Risk Weighted Assets
	Consolidated			91,463		13.9	%		52,490		8	%		N/	A		N/	A
	Bank			97,282		14.8	%		52,437		8	%		65,547			10	%
			Actual					Regulatory Minimum for Capital Adequacy (1)					Regulatory Minimum to be Well Capitalized (2)						Minimum Required by Board Resolution (3)
	As of December 31, 2012		$	0	%			$	0	%			$	0		%			$	0		%
	Tier 1 Capital to Average Assets
	Consolidated		$	91,886		10.2	%	$	36,059		4	%		N/	A		N/	A		N/	A		N/	A
	Bank			85,727		9.6	%		35,755		4	%		44,694			5	%		75,980			8.5	%
	Tier 1 Capital to Risk Weighted Assets
	Consolidated			91,886		15.4	%		23,914		4	%		N/	A		N/	A		N/	A		N/	A
	Bank			85,727		14.4	%		23,862		4	%		35,792			6	%		N/	A		N/	A
	Total Capital to Risk Weighted Assets
	Consolidated			99,545		16.7	%		47,829		8	%		N/	A		N/	A		N/	A		N/	A
	Bank			93,370		15.7	%		47,723		8	%		59,654			10	%		N/	A		N/	A
	-1	Represents minimum required to be categorized as adequately capitalized under Federal regulatory requirements.
		Represents minimum generally required to be categorized as well-capitalized under Federal regulatory prompt corrective action provisions.
	(2)
	(3)	Represents requirements of the Bank's board resolution.  Resolution was rescinded by the Board on December 10, 2013.

EARNINGS_LOSS_PER_SHARE_Tables

EARNINGS (LOSS) PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2013
EARNINGS (LOSS) PER SHARE [Abstract]	'
Reconciliation of basic and diluted earnings and loss per share	'
	A reconciliation of basic and diluted earnings and loss per share follows:
	In thousands, except per share data	2013			2012			2011
	Net income	$	8,811		$	4,463		$	917
	Less:
	Accretion of discount on preferred stock		(124	)		(112	)		(106	)
	Dividends on preferred stock		(901	)		(1,030	)		(1,030	)
	Income (loss) available to common shareholders	$	7,786		$	3,321		$	(219	)
	Basic earnings (loss) per share:
	Weighted average common shares outstanding		12,700.70			12,702.40			12,688.20
	Weighted average contingently issuable shares		131			115.3			82.9
	Total weighted average common shares outstanding		12,831.70			12,817.70			12,771.20
	Basic earnings (loss) per share	$	0.61		$	0.26		$	(0.02	)
	Diluted earnings (loss) per share:
	Weighted average common shares outstanding from basic earnings per share		12,831.70			12,817.70			12,771.20
	Dilutive effect of stock incentive plans		67.3			-			-
	Total weighted average common shares outstanding		12,898.98			12,817.70			12,771.20
	Diluted earnings (loss) per share	$	0.6		$	0.26		$	(0.02	)

PARENT_COMPANY_ONLY_FINANCIAL_1

PARENT COMPANY ONLY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY ONLY FINANCIAL INFORMATION [Abstract]	'
Condensed financial information for United Bancorp, Inc.	'
	The condensed financial information for United Bancorp, Inc. is summarized below.
	CONDENSED BALANCE SHEETS	December 31,
	In thousands of dollars	2013			2012
	Assets
	Cash and cash equivalents	$	3,709		$	4,965
	Securities available for sale		28			28
	Investment in subsidiaries		88,037			91,238
	Other assets		619			1,276
	Total Assets	$	92,393		$	97,507
	Liabilities and Shareholders' Equity
	Borrowings	$	10,000		$	-
	Other Liabilities		182			110
	Shareholders' equity		82,211			97,397
	Total Liabilities and Shareholders' Equity	$	92,393		$	97,507
	CONDENSED STATEMENTS OF COMPREHENSIVE INCOME	For the years ended December 31,
	In thousands of dollars	2013			2012			2011
	Income
	Dividends from subsidiaries	$	10,000		$	1,600		$	-
	Other income		1			1			1
	Total Income		10,001			1,601			1
	Expense
	Interest expense on other borrowings		59			-			-
	Total Interest Expense		59			-			-
	Net Revenue		9,942			1,601			1
	Total Noninterest Expense		756			763			480
	Income (Loss) before undistributed net income of subsidiary and income taxes		9,186			838			(479	)
	Income tax expense (benefit)		(261	)		(151	)		(163	)
	Net income (loss) before undistributed net income of subsidiary		9,447			989			(316	)
	Equity in undistributed (excess distributed) net income of subsidiary		(637	)		3,474			1,233
	Net Income		8,811			4,463			917
	Other comprehensive income (loss), including net change in unrealized gains on securities available for sale, net of tax		(2,564	)		14			1,030
	Comprehensive Income	$	6,247		$	4,477		$	1,947
	CONDENSED STATEMENTS OF CASH FLOWS	For the years ended December 31,
	In thousands of dollars	2013			2012			2011
	Cash Flows from Operating Activities
	Net Income	$	8,811		$	4,463		$	917
	Adjustments to Reconcile Net Income to Net Cash from Operating Activities
	(Undistributed) Excess distributed net income of subsidiary		637			(3,474	)		(1,233	)
	Stock option expense		210			150			114
	Change in other assets		585			(154	)		(687	)
	Change in other liabilities		48			39			(8	)
	Net cash used in operating activities		10,291			1,024			(897	)
	Cash Flows from Investing Activities
	Investments in subsidiary		-			-			(2,000	)
	Net cash from investing activities		-			-			(2,000	)
	Cash Flows from Financing Activities
	Net change in other borrowings		10,000			-			-
	Repurchase of preferred stock		(20,600	)		-			-
	Other common stock transactions		78			57			41
	Cash dividends paid on preferred stock		(1,025	)		(1,030	)		(1,030	)
	Net cash used in financing activities		(11,547	)		(973	)		(989	)
	Net Change in Cash and Cash Equivalents		(1,256	)		51			(3,886	)
	Cash and cash equivalents at beginning of year		4,965			4,914			8,800
	Cash and Cash Equivalents at End of Year	$	3,709		$	4,965		$	4,914

QUARTERLY_FINANCIAL_DATA_UNAUD1

QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2013
QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]	'
Quarterly financial information	'
	Quarterly financial information is summarized below:
	In thousands of dollars, except per share data	Full Year		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2013
	Interest Income	$	34,535	$	9,105	$	8,675	$	8,595	$	8,160
	Interest Expense		2,984		647		694		771		872
	Net Interest Income		31,551		8,458		7,981		7,824		7,288
	Provision for Loan Losses		1,900		-		300		600		1,000
	Net Income	$	8,811	$	2,506	$	2,276	$	2,087	$	1,942
	Basic Earnings per Share	$	0.61	$	0.18	$	0.15	$	0.14	$	0.13
	Diluted Earnings per Share	$	0.6	$	0.18	$	0.15	$	0.14	$	0.13
		Full Year		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
	2012
	Interest Income	$	34,693	$	8,371	$	8,731	$	8,758	$	8,833
	Interest Expense		4,528		987		1,085		1,192		1,264
	Net Interest Income		30,165		7,384		7,646		7,566		7,569
	Provision for Loan Losses		8,350		1,700		2,000		2,550		2,100
	Net Income	$	4,463	$	1,446	$	1,390	$	785	$	842
	Basic and Diluted Earnings per Share	$	0.26	$	0.09	$	0.09	$	0.04	$	0.04

SIGNIFICANT_ACCOUNTING_POLICIE2

SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Nature of Operations and Basis of Presentation [Abstract]	'	'
Business of commercial and retail banking (in hundredths)	100.00%	'
Loans [Abstract]	'	'
Number of days to place loans on nonaccrual status	'90 days	'
Allowance for Loan Losses [Abstract]	'	'
Number of quarters to determine adequacy of allowance for loan losses	8	'
Minimum days shortfall or delay in payment triggering evaluation of loan for impairment	'30 days	'
Number of days to place loans on nonaccrual status	'90 days	'
Minimum period past due for impaired loans to be charged off	'120 days	'
Other Real Estate Owned [Abstract]	'	'
Other real estate owned, average holding period, maximum	'18 months	'
Other real estate owned	$1,850,000	$3,409,000
Statements of Cash Flows [Abstract]	'	'
Period of federal funds sold	'1 day	'
Maturity period of short term borrowings	'90 days	'
Premises [Member] | Minimum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated useful lives	'10 years	'
Premises [Member] | Maximum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated useful lives	'40 years	'
Equipment [Member] | Minimum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated useful lives	'3 years	'
Equipment [Member] | Maximum [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated useful lives	'8 years	'

RESTRICTIONS_ON_CASH_AND_DEMAN1

RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND DEMAND BALANCES IN OTHER BANKS [Abstract]	'
Reserve and clearing balances	$905,000
Term of cash equivalents	'3 months
FDIC deposit insurance coverage	250,000
Cash balances at FRB and FHLB with no FDIC insurance coverage	$14,201,000

SECURITIES_Details

SECURITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	$192,521,000	$203,606,000	'
Unrealized Gains	1,762,000	3,196,000	'
Unrealized Losses	-3,125,000	-673,000	'
Fair Value	191,158,000	206,129,000	'
Fair value of available for sale securities [Abstract]	'	'	'
Fair Value, Less than 12 Months	91,855,000	59,610,000	'
Fair Value, 12 Months or Longer	13,229,000	1,309,000	'
Fair Value, Total	105,084,000	60,919,000	'
Losses of available for sale securities [Abstract]	'	'	'
Losses, Less than 12 Months	-2,686,000	-658,000	'
Losses, 12 Months or Longer	-439,000	-15,000	'
Losses, Total	-3,125,000	-673,000	'
Sales of available for sale securities [Abstract]	'	'	'
Sales proceeds	12,753,000	2,847,000	0
Gross gains on sales	137,000	4,000	0
Gross loss on sales	-97,000	0	0
Gross gains on calls	14,000	0	0
Amortized Cost [Abstract]	'	'	'
Due in one year or less	13,689,000	'	'
Due after one year through five years	26,326,000	'	'
Due after five years through ten years	5,898,000	'	'
Due after ten years	0	'	'
Mortgage-backed agency securities	146,582,000	'	'
Equity securities	26,000	'	'
Total securities, amortized cost	192,521,000	203,606,000	'
Fair Value [Abstract]	'	'	'
Due in one year or less	13,648,000	'	'
Due after one year through five years	25,723,000	'	'
Due after five years through ten years	5,617,000	'	'
Due after ten years	0	'	'
Mortgage-backed agency securities	146,142,000	'	'
Equity securities	28,000	'	'
Total securities, fair value	191,158,000	206,129,000	'
Available-for-sale securities pledged to secure deposits	996,000	1,007,000	'
Municipal Obligations Issued By Political Subdivisions	11,400,000	'	'
Municipal Portfolio, Lenawee (Percentage)	1.40%	'	'
Municipal Portfolio, Washtenaw (Percentage)	3.50%	'	'
Municipal Portfolio, Monroe (Percentage)	1.00%	'	'
U.S. Treasury and agency securities [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	24,473,000	27,200,000	'
Unrealized Gains	19,000	130,000	'
Unrealized Losses	-994,000	-14,000	'
Fair Value	23,498,000	27,316,000	'
Fair value of available for sale securities [Abstract]	'	'	'
Fair Value, Less than 12 Months	14,544,000	4,131,000	'
Fair Value, 12 Months or Longer	2,862,000	0	'
Fair Value, Total	17,406,000	4,131,000	'
Losses of available for sale securities [Abstract]	'	'	'
Losses, Less than 12 Months	-802,000	-14,000	'
Losses, 12 Months or Longer	-192,000	0	'
Losses, Total	-994,000	-14,000	'
Amortized Cost [Abstract]	'	'	'
Total securities, amortized cost	24,473,000	27,200,000	'
Fair Value [Abstract]	'	'	'
Total securities, fair value	23,498,000	27,316,000	'
Mortgage backed agency securities [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	146,582,000	158,829,000	'
Unrealized Gains	1,331,000	2,324,000	'
Unrealized Losses	-1,771,000	-654,000	'
Fair Value	146,142,000	160,499,000	'
Fair value of available for sale securities [Abstract]	'	'	'
Fair Value, Less than 12 Months	70,385,000	54,538,000	'
Fair Value, 12 Months or Longer	10,367,000	1,309,000	'
Fair Value, Total	80,752,000	55,847,000	'
Losses of available for sale securities [Abstract]	'	'	'
Losses, Less than 12 Months	-1,524,000	-639,000	'
Losses, 12 Months or Longer	-247,000	-15,000	'
Losses, Total	-1,771,000	-654,000	'
Amortized Cost [Abstract]	'	'	'
Total securities, amortized cost	146,582,000	158,829,000	'
Fair Value [Abstract]	'	'	'
Total securities, fair value	146,142,000	160,499,000	'
Obligations of states and political subdivisions [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	21,440,000	17,551,000	'
Unrealized Gains	410,000	740,000	'
Unrealized Losses	-360,000	-5,000	'
Fair Value	21,490,000	18,286,000	'
Fair value of available for sale securities [Abstract]	'	'	'
Fair Value, Less than 12 Months	6,926,000	941,000	'
Fair Value, 12 Months or Longer	0	0	'
Fair Value, Total	6,926,000	941,000	'
Losses of available for sale securities [Abstract]	'	'	'
Losses, Less than 12 Months	-360,000	-5,000	'
Losses, 12 Months or Longer	0	0	'
Losses, Total	-360,000	-5,000	'
Amortized Cost [Abstract]	'	'	'
Total securities, amortized cost	21,440,000	17,551,000	'
Fair Value [Abstract]	'	'	'
Total securities, fair value	21,490,000	18,286,000	'
Equity securities [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	26,000	26,000	'
Unrealized Gains	2,000	2,000	'
Unrealized Losses	0	0	'
Fair Value	28,000	28,000	'
Amortized Cost [Abstract]	'	'	'
Total securities, amortized cost	26,000	26,000	'
Fair Value [Abstract]	'	'	'
Total securities, fair value	$28,000	$28,000	'

LOANS_Details

LOANS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	$646,274	$586,678
Change in portfolio loans (in hundredths)	10.20%	4.10%
Owner-Occupied CRE [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	105,237	97,755
Change in portfolio loans (in hundredths)	7.70%	-1.10%
Other CRE [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	142,805	113,370
Change in portfolio loans (in hundredths)	26.00%	-13.20%
Commercial & Industrial [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	104,508	104,332
Change in portfolio loans (in hundredths)	0.20%	15.80%
Consumer Construction [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	17,369	12,123
Change in portfolio loans (in hundredths)	43.30%	21.00%
Home Equity [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	80,870	72,983
Change in portfolio loans (in hundredths)	10.80%	-2.60%
Other Consumer [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	39,861	33,969
Change in portfolio loans (in hundredths)	17.30%	50.50%
Residential mortgage [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	134,048	121,393
Change in portfolio loans (in hundredths)	10.40%	16.10%
Construction and development [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	20,756	28,511
Change in portfolio loans (in hundredths)	-27.20%	-4.00%
Deferred loan fees and costs [Member]	'	'
Loans categories and percentage composition of portfolio [Abstract]	'	'
Total portfolio loans	$820	$2,242
Change in portfolio loans (in hundredths)	-63.40%	-5.20%

ALLOWANCE_FOR_LOAN_LOSSES_AND_2

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	$22,543		$20,633		$25,163
Provision for Loan and Lease Losses Gross	1,900		8,350		15,864
Amounts related to change in allocation methodology	'		'		-3,714
Net provision after amounts related to change in allocation methodology	'		'		12,150
Losses charged off	-6,508		-9,887		-18,364
Recoveries	2,512		3,447		1,684
Balance, end of period	20,447		22,543		20,633
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	4,613		8,304		'
Ending balance: collectively evaluated for impairment	15,834		14,239		'
Total Allowance for Loan Losses	20,447		22,543		20,633
Total Loans [Abstract]	'		'		'
Ending balance	646,274		586,678		'
Ending balance: individually evaluated for impairment	19,733		34,288		'
Ending balance: collectively evaluated for impairment	626,541		552,390		'
Business & Commercial Mortgages [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	'		'		16,672
Provision for Loan and Lease Losses Gross	'		'		9,863
Amounts related to change in allocation methodology	'		'		-2,246
Net provision after amounts related to change in allocation methodology	'		'		7,617
Losses charged off	'		'		-12,063
Recoveries	'		'		1,111
Balance, end of period	'		'		13,337
Allowance for Loan Losses: [Abstract]	'		'		'
Total Allowance for Loan Losses	'		'		13,337
CLD [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	4,216	[1]	3,676	[1]	3,248	[1]
Provision for Loan and Lease Losses Gross	-1,728	[1]	1,116	[1]	2,886	[1]
Amounts related to change in allocation methodology	'		'		49	[1]
Net provision after amounts related to change in allocation methodology	'		'		2,935	[1]
Losses charged off	-809	[1]	-1,108	[1]	-2,908	[1]
Recoveries	1,214	[1]	532	[1]	278	[1]
Balance, end of period	2,893	[1]	4,216	[1]	3,553	[1]
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	1,901	[1]	3,271	[1]	'
Ending balance: collectively evaluated for impairment	992	[1]	945	[1]	'
Total Allowance for Loan Losses	2,893	[1]	4,216	[1]	3,553	[1]
Total Loans [Abstract]	'		'		'
Ending balance	38,125	[1]	40,634	[1]	'
Ending balance: individually evaluated for impairment	4,698	[1]	8,224	[1]	'
Ending balance: collectively evaluated for impairment	33,427	[1]	32,410	[1]	'
Owner-Occupied CRE [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	5,093	[2]	3,875	[2]	'
Provision for Loan and Lease Losses Gross	886	[2]	4,496	[2]	'
Losses charged off	-3,220	[2]	-3,346	[2]	'
Recoveries	379	[2]	68	[2]	'
Balance, end of period	3,138	[2]	5,093	[2]	'
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	494	[2]	2,904	[2]	'
Ending balance: collectively evaluated for impairment	2,644	[2]	2,189	[2]	'
Total Allowance for Loan Losses	3,138	[2]	5,093	[2]	'
Total Loans [Abstract]	'		'		'
Ending balance	106,441	[2]	102,579	[2]	'
Ending balance: individually evaluated for impairment	2,785	[2]	10,263	[2]	'
Ending balance: collectively evaluated for impairment	103,656	[2]	92,316	[2]	'
Other CRE [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	4,708	[2]	4,721	[2]	'
Provision for Loan and Lease Losses Gross	372	[2]	1,712	[2]	'
Losses charged off	-336	[2]	-2,057	[2]	'
Recoveries	303	[2]	332	[2]	'
Balance, end of period	5,047	[2]	4,708	[2]	'
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	894	[2]	1,079	[2]	'
Ending balance: collectively evaluated for impairment	4,153	[2]	3,629	[2]	'
Total Allowance for Loan Losses	5,047	[2]	4,708	[2]	'
Total Loans [Abstract]	'		'		'
Ending balance	165,795	[2]	131,004	[2]	'
Ending balance: individually evaluated for impairment	4,858	[2]	7,797	[2]	'
Ending balance: collectively evaluated for impairment	160,937	[2]	123,207	[2]	'
Commercial & Industrial [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	4,131		4,741		'
Provision for Loan and Lease Losses Gross	1,570		-662		'
Losses charged off	-1,397		-1,768		'
Recoveries	120		1,820		'
Balance, end of period	4,424		4,131		'
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	589		274		'
Ending balance: collectively evaluated for impairment	3,835		3,857		'
Total Allowance for Loan Losses	4,424		4,131		'
Total Loans [Abstract]	'		'		'
Ending balance	106,334		98,385		'
Ending balance: individually evaluated for impairment	2,390		2,049		'
Ending balance: collectively evaluated for impairment	103,944		96,336		'
Residential Mortgage [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	2,456		1,931		2,661
Provision for Loan and Lease Losses Gross	178		1,226		1,579
Amounts related to change in allocation methodology	'		'		-990
Net provision after amounts related to change in allocation methodology	'		'		589
Losses charged off	-200		-901		-1,387
Recoveries	100		200		68
Balance, end of period	2,534		2,456		1,931
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	735		771		'
Ending balance: collectively evaluated for impairment	1,799		1,685		'
Total Allowance for Loan Losses	2,534		2,456		1,931
Total Loans [Abstract]	'		'		'
Ending balance	104,135		101,656		'
Ending balance: individually evaluated for impairment	4,659		5,561		'
Ending balance: collectively evaluated for impairment	99,476		96,095		'
UBMI Personal Loans Segment [Member]	'		'		'
Allowance for loan losses [Rollforward]	'		'		'
Balance, beginning of period	1,939		1,689		2,582
Provision for Loan and Lease Losses Gross	622		462		1,536
Amounts related to change in allocation methodology	'		'		-527
Net provision after amounts related to change in allocation methodology	'		'		1,009
Losses charged off	-546		-707		-2,006
Recoveries	396		495		227
Balance, end of period	2,411		1,939		1,812
Allowance for Loan Losses: [Abstract]	'		'		'
Ending balance: individually evaluated for impairment	0		5		'
Ending balance: collectively evaluated for impairment	2,411		1,934		'
Total Allowance for Loan Losses	2,411		1,939		1,812
Total Loans [Abstract]	'		'		'
Ending balance	125,444		112,420		'
Ending balance: individually evaluated for impairment	343		394		'
Ending balance: collectively evaluated for impairment	$125,101		$112,026		'
[1]	Construction and Land Development loans
[2]	Commercial Real Estate loans

ALLOWANCE_FOR_LOAN_LOSSES_AND_3

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (1) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	$645,454		$584,436
Deferred loan fees and costs, overdrafts, in-process accounts	820		2,242
Portfolio loans	646,274		586,678
Number of segments of commercial loans	2		'
Number of segments of consumer loan	2		'
CLD [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Portfolio loans	38,125	[1]	40,634	[1]
Commercial & Industrial [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Portfolio loans	106,334		98,385
Residential Mortgage [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Portfolio loans	104,135		101,656
Commercial & Tax-exempt Loans [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	373,306		343,968
Commercial & Tax-exempt Loans [Member] | Pass [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	322,067		269,476
Commercial & Tax-exempt Loans [Member] | Special Mention [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	32,004		41,065
Commercial & Tax-exempt Loans [Member] | Substandard [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	18,755		32,905
Commercial & Tax-exempt Loans [Member] | Doubtful [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	480		522
Commercial & Tax-exempt Loans [Member] | Loss [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | CLD [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	20,756		28,511
Commercial & Tax-exempt Loans [Member] | CLD [Member] | Pass [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	9,524		12,813
Commercial & Tax-exempt Loans [Member] | CLD [Member] | Special Mention [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	5,970		7,378
Commercial & Tax-exempt Loans [Member] | CLD [Member] | Substandard [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	4,782		7,840
Commercial & Tax-exempt Loans [Member] | CLD [Member] | Doubtful [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	480		480
Commercial & Tax-exempt Loans [Member] | CLD [Member] | Loss [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	105,237		97,755
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member] | Pass [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	95,500		78,507
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member] | Special Mention [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	6,939		11,510
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member] | Substandard [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	2,798		7,738
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member] | Doubtful [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | Owner-Occupied CRE [Member] | Loss [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | Other CRE [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	142,805		113,370
Commercial & Tax-exempt Loans [Member] | Other CRE [Member] | Pass [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	124,600		86,445
Commercial & Tax-exempt Loans [Member] | Other CRE [Member] | Special Mention [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	12,591		17,073
Commercial & Tax-exempt Loans [Member] | Other CRE [Member] | Substandard [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	5,614		9,852
Commercial & Tax-exempt Loans [Member] | Other CRE [Member] | Doubtful [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | Other CRE [Member] | Loss [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	104,508		104,332
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member] | Pass [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	92,443		91,711
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member] | Special Mention [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	6,504		5,104
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member] | Substandard [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	5,561		7,475
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member] | Doubtful [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		42
Commercial & Tax-exempt Loans [Member] | Commercial & Industrial [Member] | Loss [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Consumer Loans [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	272,148		240,468
Consumer Loans [Member] | Performing [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	265,813		232,302
Consumer Loans [Member] | Accruing restructured [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	4,193		3,438
Consumer Loans [Member] | Delinquent less than 90 days [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	513		2,207
Consumer Loans [Member] | Nonperforming [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	1,629		2,521
Consumer Loans [Member] | Residential Mortgage [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	134,048		121,393
Consumer Loans [Member] | Residential Mortgage [Member] | Performing [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	128,198		114,071
Consumer Loans [Member] | Residential Mortgage [Member] | Accruing restructured [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	4,023		3,267
Consumer Loans [Member] | Residential Mortgage [Member] | Delinquent less than 90 days [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	372		1,714
Consumer Loans [Member] | Residential Mortgage [Member] | Nonperforming [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	1,455		2,341
Consumer Loans [Member] | Consumer Construction [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	17,369		12,123
Consumer Loans [Member] | Consumer Construction [Member] | Performing [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	17,369		12,123
Consumer Loans [Member] | Consumer Construction [Member] | Accruing restructured [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Consumer Loans [Member] | Consumer Construction [Member] | Delinquent less than 90 days [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Consumer Loans [Member] | Consumer Construction [Member] | Nonperforming [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Consumer Loans [Member] | Home Equity [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	80,870		72,983
Consumer Loans [Member] | Home Equity [Member] | Performing [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	80,576		72,344
Consumer Loans [Member] | Home Equity [Member] | Accruing restructured [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	170		171
Consumer Loans [Member] | Home Equity [Member] | Delinquent less than 90 days [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	59		343
Consumer Loans [Member] | Home Equity [Member] | Nonperforming [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	65		125
Consumer Loans [Member] | Other Consumer [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	39,861		33,969
Consumer Loans [Member] | Other Consumer [Member] | Performing [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	39,670		33,764
Consumer Loans [Member] | Other Consumer [Member] | Accruing restructured [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	0		0
Consumer Loans [Member] | Other Consumer [Member] | Delinquent less than 90 days [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	82		150
Consumer Loans [Member] | Other Consumer [Member] | Nonperforming [Member]	'		'
Quality indicators for portfolio of loans [Line Items]	'		'
Subtotal	$109		$55
[1]	Construction and Land Development loans

ALLOWANCE_FOR_LOAN_LOSSES_AND_4

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (2) (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	$846		$3,007
Delinquent Loans, 90 days and Over (a)	169	[1]	37	[1]
Delinquent Loans, Total Past Due (b)	1,015		3,044
Current (c-b-d)	636,512		564,678
Total Portfolio Loans (c)	645,454		584,436
Nonaccrual Loans (d)	7,927		16,714
Total Nonper-forming (a+d)	8,096		16,751
Deferred loan fees and costs, overdrafts, in-process accounts	820		2,242
Portfolio loans	646,274		586,678
Commercial [Member] | Commercial CLD [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	24		117
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	24		117
Current (c-b-d)	16,872		24,545
Total Portfolio Loans (c)	20,756		28,511
Nonaccrual Loans (d)	3,860		3,849
Total Nonper-forming (a+d)	3,860		3,849
Commercial [Member] | Owner-Occupied CRE [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	128		0
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	128		0
Current (c-b-d)	104,387		92,498
Total Portfolio Loans (c)	105,237		97,755
Nonaccrual Loans (d)	722		5,257
Total Nonper-forming (a+d)	722		5,257
Commercial [Member] | Other CRE [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	0		0
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	0		0
Current (c-b-d)	142,681		109,638
Total Portfolio Loans (c)	142,805		113,370
Nonaccrual Loans (d)	124		3,732
Total Nonper-forming (a+d)	124		3,732
Commercial [Member] | Commercial & Industrial [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	181		683
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	181		683
Current (c-b-d)	102,566		102,257
Total Portfolio Loans (c)	104,508		104,332
Nonaccrual Loans (d)	1,761		1,392
Total Nonper-forming (a+d)	1,761		1,392
Consumer [Member] | Residential Mortgage [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	372		1,714
Delinquent Loans, 90 days and Over (a)	169	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	541		1,714
Current (c-b-d)	132,221		117,338
Total Portfolio Loans (c)	134,048		121,393
Nonaccrual Loans (d)	1,286		2,341
Total Nonper-forming (a+d)	1,455		2,341
Consumer [Member] | Consumer Construction [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	0		0
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	0		0
Current (c-b-d)	17,369		12,123
Total Portfolio Loans (c)	17,369		12,123
Nonaccrual Loans (d)	0		0
Total Nonper-forming (a+d)	0		0
Consumer [Member] | Home Equity [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	59		343
Delinquent Loans, 90 days and Over (a)	0	[1]	37	[1]
Delinquent Loans, Total Past Due (b)	59		380
Current (c-b-d)	80,746		72,515
Total Portfolio Loans (c)	80,870		72,983
Nonaccrual Loans (d)	65		88
Total Nonper-forming (a+d)	65		125
Consumer [Member] | Other Consumer [Member]	'		'
Loan portfolio aging analysis [Abstract]	'		'
Delinquent Loans, 30-89 Days Past Due	82		150
Delinquent Loans, 90 days and Over (a)	0	[1]	0	[1]
Delinquent Loans, Total Past Due (b)	82		150
Current (c-b-d)	39,670		33,764
Total Portfolio Loans (c)	39,861		33,969
Nonaccrual Loans (d)	109		55
Total Nonper-forming (a+d)	$109		$55
[1]	All are accruing

ALLOWANCE_FOR_LOAN_LOSSES_AND_5

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (3) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	$4,906	$13,509	'
Unpaid Principal Balance	9,335	21,468	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	7,828	18,607	17,702
Interest Income Recognized	125	262	234
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	14,827	20,779	'
Unpaid Principal Balance	15,307	22,714	'
Specific Allowance	4,613	8,304	'
Average Investment in Impaired Loans	16,962	23,566	33,555
Interest Income Recognized	550	866	1,201
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	19,733	34,288	'
Unpaid Principal Balance	24,642	44,182	'
Specific Allowance	4,613	8,304	'
Average Investment in Impaired Loans	24,790	42,173	51,257
Interest Income Recognized	675	1,128	1,435
Minimum satisfactory period required to returning nonaccrual to accrual status	'6 months	'	'
Commercial [Member] | Commercial CLD [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	445	654	'
Unpaid Principal Balance	753	1,673	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	461	3,656	7,222
Interest Income Recognized	0	0	0
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	4,253	7,570	'
Unpaid Principal Balance	4,476	7,629	'
Specific Allowance	1,901	3,271	'
Average Investment in Impaired Loans	5,165	8,236	6,956
Interest Income Recognized	111	350	328
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	4,698	8,224	'
Unpaid Principal Balance	5,229	9,302	'
Specific Allowance	1,901	3,271	'
Average Investment in Impaired Loans	5,626	11,892	14,178
Interest Income Recognized	111	350	328
Commercial [Member] | Owner-Occupied CRE [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	1,248	4,181	'
Unpaid Principal Balance	2,086	6,267	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	1,988	3,148	1,997
Interest Income Recognized	34	64	54
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	1,537	6,082	'
Unpaid Principal Balance	1,787	7,495	'
Specific Allowance	494	2,904	'
Average Investment in Impaired Loans	2,850	6,527	5,441
Interest Income Recognized	71	165	107
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	2,785	10,263	'
Unpaid Principal Balance	3,873	13,762	'
Specific Allowance	494	2,904	'
Average Investment in Impaired Loans	4,838	9,675	7,438
Interest Income Recognized	105	229	161
Commercial [Member] | Other CRE [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	929	4,438	'
Unpaid Principal Balance	1,238	6,158	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	3,339	8,373	5,822
Interest Income Recognized	38	135	165
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	3,929	3,359	'
Unpaid Principal Balance	3,929	3,359	'
Specific Allowance	894	1,079	'
Average Investment in Impaired Loans	3,645	4,096	13,502
Interest Income Recognized	150	176	574
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	4,858	7,797	'
Unpaid Principal Balance	5,167	9,517	'
Specific Allowance	894	1,079	'
Average Investment in Impaired Loans	6,984	12,469	19,324
Interest Income Recognized	188	311	739
Commercial [Member] | Commercial & Industrial [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	351	1,640	'
Unpaid Principal Balance	3,309	3,992	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	811	1,927	1,141
Interest Income Recognized	21	35	11
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	2,039	409	'
Unpaid Principal Balance	2,046	409	'
Specific Allowance	589	274	'
Average Investment in Impaired Loans	1,718	542	1,727
Interest Income Recognized	79	46	38
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	2,390	2,049	'
Unpaid Principal Balance	5,355	4,401	'
Specific Allowance	589	274	'
Average Investment in Impaired Loans	2,529	2,469	2,868
Interest Income Recognized	100	81	49
Consumer [Member] | Residential Mortgage [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	1,590	2,207	'
Unpaid Principal Balance	1,606	2,989	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	1,072	1,319	867
Interest Income Recognized	27	23	4
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	3,069	3,354	'
Unpaid Principal Balance	3,069	3,817	'
Specific Allowance	735	771	'
Average Investment in Impaired Loans	3,584	4,122	5,740
Interest Income Recognized	139	127	148
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	4,659	5,561	'
Unpaid Principal Balance	4,675	6,806	'
Specific Allowance	735	771	'
Average Investment in Impaired Loans	4,656	5,441	6,607
Interest Income Recognized	166	150	152
Consumer [Member] | Home Equity [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	268	232	'
Unpaid Principal Balance	268	232	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	29	30	295
Interest Income Recognized	5	5	0
Loans with a specific valuation allowance [Abstract]	'	'	'
Average Investment in Impaired Loans	0	0	184
Interest Income Recognized	0	0	5
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	268	232	'
Unpaid Principal Balance	268	232	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	29	30	479
Interest Income Recognized	5	5	5
Consumer [Member] | Other Consumer [Member]	'	'	'
Loans without a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	75	157	'
Unpaid Principal Balance	75	157	'
Specific Allowance	0	0	'
Average Investment in Impaired Loans	128	154	358
Interest Income Recognized	0	0	0
Loans with a specific valuation allowance [Abstract]	'	'	'
Recorded Balance	0	5	'
Unpaid Principal Balance	0	5	'
Specific Allowance	0	5	'
Average Investment in Impaired Loans	0	43	5
Interest Income Recognized	0	2	1
Total Impaired Loans [Abstract]	'	'	'
Recorded Balance	75	162	'
Unpaid Principal Balance	75	162	'
Specific Allowance	0	5	'
Average Investment in Impaired Loans	128	197	363
Interest Income Recognized	$0	$2	$1

ALLOWANCE_FOR_LOAN_LOSSES_AND_6

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK (4) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Financing Receivable, Modifications [Line Items]	'
Total Number of Loans	37
Recorded Balance	$10,964
Commercial [Member]	'
Financing Receivable, Modifications [Line Items]	'
Total Number of Loans	17
Recorded Balance	6,771
Average yield on modified restructured loan (in hundredths)	4.96%
Yield on loan portfolio (in hundredths)	5.04%
Commercial [Member] | CLD [Member]	'
Financing Receivable, Modifications [Line Items]	'
Total Number of Loans	4
Recorded Balance	1,586
Commercial [Member] | Other Commercial [Member]	'
Financing Receivable, Modifications [Line Items]	'
Total Number of Loans	13
Recorded Balance	5,185
Consumer [Member] | Residential Mortgage And Home Equity Loans [Member]	'
Financing Receivable, Modifications [Line Items]	'
Total Number of Loans	20
Recorded Balance	$4,193
Average yield on modified restructured loan (in hundredths)	3.56%
Yield on loan portfolio (in hundredths)	4.70%

ALLOWANCE_FOR_LOAN_LOSSES_AND_7

ALLOWANCE FOR LOAN LOSSES AND CREDIT RISK, (5) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Modifications [Line Items]	'	'
Nonaccrual restructured loans	$4,200,000	$10,800,000
Financing Receivable Recorded Investment Restructured Still Accruing Status	11,000,000	15,800,000
Minimum days shortfall or delay in payment before performing TDR is moved to non-performing	'90 days	'
Number of categories of restructured loans	2	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	7	14
Pre-Modification Outstanding Recorded Balance	1,495,000	4,832,000
Post-Modification Outstanding Recorded Balance	1,495,000	4,832,000
Minimum Days Payment Default to Past Due Modified Terms	'90 days	'
Troubled debt that subsequently defaulted, charge-offs	0	'
Commercial [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Troubled Debt Restructurings that Subsequently Defaulted, Number of Loans	0	6
Troubled Debt Restructurings that Subsequently Defaulted, Recorded Balance	0	3,662,000
Commercial [Member] | Commercial CLD [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	0	1
Pre-Modification Outstanding Recorded Balance	0	300,000
Post-Modification Outstanding Recorded Balance	0	300,000
Troubled Debt Restructurings that Subsequently Defaulted, Number of Loans	0	4
Troubled Debt Restructurings that Subsequently Defaulted, Recorded Balance	0	3,423,000
Commercial [Member] | Owner-Occupied CRE [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	2	6
Pre-Modification Outstanding Recorded Balance	182,000	1,271,000
Post-Modification Outstanding Recorded Balance	182,000	1,271,000
Troubled Debt Restructurings that Subsequently Defaulted, Number of Loans	0	2
Troubled Debt Restructurings that Subsequently Defaulted, Recorded Balance	0	239,000
Commercial [Member] | Other CRE [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	1	4
Pre-Modification Outstanding Recorded Balance	665,000	2,847,000
Post-Modification Outstanding Recorded Balance	665,000	2,847,000
Commercial [Member] | Commercial & Industrial [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	0	1
Pre-Modification Outstanding Recorded Balance	0	190,000
Post-Modification Outstanding Recorded Balance	0	190,000
Consumer [Member] | Residential Mortgage [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Total Number of Loans	4	2
Pre-Modification Outstanding Recorded Balance	648,000	224,000
Post-Modification Outstanding Recorded Balance	$648,000	$224,000

LOAN_SERVICING_Details

LOAN SERVICING (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
LOAN SERVICING [Abstract]	'	'
Unpaid principal balance of loans serviced for others	$978,204	$853,761
Loan Amount Serviced For Others Change	124,443	'
Loan Amount Serviced For Others Percentage Change	0.146	'
Unamortized cost of loan servicing rights [Rollforward]	'	'
Balance at beginning of period	6,378	5,405
Amount capitalized	2,568	2,816
Amount amortized	-1,559	-1,843
Balance at end of period	7,387	6,378
Fair value of servicing rights [Rollforward]	'	'
Fair value beginning of period	8,285	7,331
Fair value, end of period	$12,127	$8,285

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
PREMISES AND EQUIPMENT [Abstract]	'	'	'
Depreciation expense	$1,090,000	$1,106,000	$1,124,000
Property, Plant and Equipment [Line Items]	'	'	'
Total cost	32,750,000	32,193,000	'
Less accumulated depreciation	-22,563,000	-21,474,000	'
Premises and equipment, net	10,187,000	10,719,000	'
Operating lease, expiration period	'15 years	'	'
Operating Leased Assets [Line Items]	'	'	'
Rental expense	1,300,000	1,300,000	1,200,000
Future minimum lease payments under operating leases [Abstract]	'	'	'
2014	1,258,000	'	'
2015	1,170,000	'	'
2016	1,122,000	'	'
2017	1,104,000	'	'
Operating Leases, Future Minimum Payments, Due in Five Years	1,093,000	'	'
Thereafter	1,795,000	'	'
Total Minimum Lease Payments	7,542,000	'	'
Maximum [Member]	'	'	'
Operating Leased Assets [Line Items]	'	'	'
Renewal option period	'5 years	'	'
Minimum [Member]	'	'	'
Operating Leased Assets [Line Items]	'	'	'
Renewal option period	'1 year	'	'
Land [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Total cost	1,863,000	1,863,000	'
Building and Improvements, Including Building in Progress [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Total cost	15,346,000	15,094,000	'
Furniture and Equipment [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Total cost	$15,541,000	$15,236,000	'

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Maturities of time deposits [Abstract]	'	'
Within one year	$116,850	$141,325
Between one and two years	33,704	56,667
Between two and three years	6,308	14,777
Between three and four years	1,960	2,904
Between four and five years	4,027	1,601
Time Deposit Maturities Year Five and Over	107	0
Total time deposits	162,956	217,274
Interest bearing time deposits in denominations of $100,000 or more	$51,748	$74,795

SHORT_TERM_BORROWINGS_Details

SHORT TERM BORROWINGS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Sep. 16, 2013	Dec. 31, 2012
BORROWINGS [Abstract]	'	'	'
Maximum borrowing capacity	$29,000,000,000	$10,000,000	'
Federal funds purchased	0	'	0
Short term borrowings	$0	'	$0
Maturity period of repurchase agreements, minimum	'1 day	'	'
Maturity period of repurchase agreements, maximum	'120 days	'	'

Borrowings_Details

Borrowings (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Sep. 16, 2013	Dec. 31, 2012
BORROWINGS [Abstract]	'	'	'
Advances from Federal Home Loan Bank	$12,000,000	'	$22,000,000
Rates on the advances ranged from (in hundredths)	1.77%	'	'
Rates on the advances ranged to (in hundredths)	5.33%	'	'
Weighted average rate (in hundredths)	2.35%	'	'
Loan pledged as collateral, minimum (in hundredths)	155.00%	'	'
Loan pledged as collateral, maximum (in hundredths)	250.00%	'	'
Loans pledged as collateral	184,100,000	'	'
Maturities and scheduled principal payments for other borrowings [Abstract]	'	'	'
Within one year	41,000	'	'
Between one and two years	44,000	'	'
Between two and three years	10,047,000	'	'
Between three and four years	51,000	'	'
Between four and five years	54,000	'	'
More than five years	1,724,000	'	'
Total	11,961,000	'	'
Line of Credit Advances Maturities Summary Due Within One Year Of Balance Sheet Date	0	'	'
Line Of Credit Advances Maturities Summary Due Within Two Years Of Balance Sheet Date	10,000,000	'	'
Line Of Credit Advances Maturities Summary Due Within Three Years Of Balance Sheet Date	0	'	'
Line Of Credit Advances Maturities Summary Due Within Four Years Of Balance Sheet Date	0	'	'
Line Of Credit Advances Maturities Summary Due Within Five Years Of Balance Sheet Date	0	'	'
Line Of Credit Advances Maturities Summary Due over Five Years Of Balance Sheet Date	0	'	'
Line of Credit Advances Maturities Summary	10,000,000	'	'
Other Borrowings Advances Maturities Summary Due Within One Year Of Balance Sheet Date	41,000	'	'
Other Borrowings Advances Maturities Summary Due Within Two Years Of Balance Sheet Date	10,044,000	'	'
Other Borrowings Advances Maturities Summary Due Within Three Years Of Balance Sheet Date	10,047,000	'	'
Other Borrowings Advances Maturities Summary Due Within Four Years Of Balance Sheet Date	51,000	'	'
Other Borrowings Advances Maturities Summary Due Within Five Years Of Balance Sheet Date	54,000	'	'
Other Borrowings Advances Maturities Summary Due Over Five Years Of Balance Sheet Date	1,724,000	'	'
Other Borrowings Advances Maturities Summary Of Balance Sheet Date	21,961,000	'	'
Line of Credit Facility, Maximum Borrowing Capacity	29,000,000,000	10,000,000	'
Debt Instrument, Basis Spread on Variable Rate	0.13%	'	'
Long-term Line of Credit	10,000,000	'	'
Line of Credit Facility, Amount Outstanding	$10,000,000	'	'
Line of Credit Facility, Interest Rate at Period End	3.38%	'	'

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instrument expiration period	'30 days	'
Investment of UBT to limited partnership	$1,054,000	$920,000
Obligation of UBT to the limited partnership	72,000	260,000
Percentage investment in limited partnership (in hundredths)	99.00%	'
Maximum [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instrument, interest rate (in hundredths)	5.75%	'
Minimum [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instrument, interest rate (in hundredths)	3.38%	'
Commitments to make loans [Member] | Variable Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	7,022,000	8,690,000
Commitments to make loans [Member] | Fixed Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	1,191,000	5,780,000
Unused lines of credit [Member] | Variable Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	125,607,000	101,997,000
Unused lines of credit [Member] | Fixed Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	11,870,000	12,544,000
Standby letters of credit [Member] | Variable Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	8,729,000	9,160,000
Standby letters of credit [Member] | Fixed Rate [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments with off-balance sheet risk	$0	$0

FEDERAL_INCOME_TAX_Details

FEDERAL INCOME TAX (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income tax benefit [Abstract]	'	'	'	'	'
Current	$1,845,000	$498,000	$238,000	'	'
Deferred	1,973,000	1,142,000	-661,000	'	'
Total income tax benefit	3,818,000	1,640,000	-423,000	'	'
Deferred tax assets [Abstract]	'	'	'	'	'
Allowance for loan losses	6,952,000	7,665,000	'	'	'
Other real estate owned and allowance for sold loans	485,000	1,118,000	'	'	'
Deferred compensation	901,000	833,000	'	'	'
Low income housing and Alternative Minimum Tax credit	1,401,000	1,635,000	'	'	'
Net Operating Loss	0	539,000	'	'	'
Other	913,000	763,000	'	'	'
Total deferred tax assets	11,115,000	12,553,000	'	'	'
Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross	463,000	0	'	'	'
Deferred tax liabilities [Abstract]	'	'	'	'	'
Property and equipment	-212,000	-376,000	'	'	'
Mortgage servicing rights	-2,509,000	-2,169,000	'	'	'
Unrealized appreciation on securities available for sale	0	-858,000	'	'	'
Other	-309,000	-413,000	'	'	'
Total deferred tax liabilities	-3,030,000	-3,816,000	'	'	'
Net deferred tax asset	8,085,000	8,737,000	'	'	'
Deferred Tax Assets, Net, Current	8,100,000	'	'	'	'
Net operating losses carryforward	1,400,000	'	'	'	'
Low income housing and alternative minimum tax credits carryforwards	1,400,000	'	'	'	'
Pre-tax profit (loss)	12,629,000	6,103,000	494,000	6,600,000	14,500,000
Operating loss carryforward, period	'20 years	'	'	'	'
Goodwill impairment	'	'	'	'	3,500,000
Provision for loan losses	1,900,000	8,400,000	12,200,000	21,500,000	25,800,000
Reconciliation between total federal income tax and the amount computed through the use of the federal statutory tax rate [Abstract]	'	'	'	'	'
Income taxes at statutory rate of 34%	4,295,000	2,076,000	169,000	'	'
Non-taxable income, net of nondeductible interest expense	-247,000	-232,000	-289,000	'	'
Income on non-taxable bank owned life insurance	-135,000	-143,000	-145,000	'	'
Affordable housing credit	-156,000	-188,000	-188,000	'	'
Nondeductible legal and accounting fees - TARP refinance	15,000	109,000	0	'	'
Other	46,000	18,000	30,000	'	'
Total income tax benefit	$3,818,000	$1,640,000	($423,000)	'	'
Statutory rate (in hundredths)	34.00%	'	'	'	'

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
RELATED PARTY TRANSACTIONS [Abstract]	'	'
Loans to related party	$966,000	$763,000
New loans issued to related party	301,000	'
Repayment of loans by related party	98,000	'
Related party deposits	$2,007,000	$2,064,000

EMPLOYEE_BENEFIT_PLANS_Details

EMPLOYEE BENEFIT PLANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
EMPLOYEE BENEFIT PLANS [Abstract]	'	'	'
Maximum contribution to 401 (k) employee savings plan (in hundredths)	100.00%	100.00%	100.00%
Maximum Contribution To401 K Employee Savings Plan	$17,500	$17,000	$16,500
Discretionary contribution to 401 (k) plan	568,000	511,000	459,000
Stock based compensation expense	250,000	150,000	138,000
Defined Contribution Plan, Employer Discretionary Contribution Amount	527,000	0	0
Awards Outstanding [Rollforward]	'	'	'
Awards granted (in shares)	46,250	'	'
Stock Issued During Period, Value, Stock Options Exercised in Shares	-9,446	'	'
Awards forfeited (in shares)	-19,304	'	'
Balance at end of period (in shares)	184,750	'	'
Weighted Avg. Exercise Price [Rollforward]	'	'	'
Balance at beginning of period (in dollars per share)	$3.33	'	'
Awards granted (in dollars per share)	$5.05	'	'
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period Weighted Average Awards exercised Price	$3.34	'	'
Awards forfeited (in dollars per share)	$3.72	'	'
Balance at end of period (in dollars per share)	$3.71	$3.33	'
Grant Date Fair Value [Rollforward]	'	'	'
Unrecognized compensation expense	323,300	'	'
Unrecognized compensation cost to recognized period	'3 years	'	'
Percentage of target vested, RSU (Percentage)	95.80%	'	'
Fair value of SOSAR grants based on weighted-average assumptions [Abstract]	'	'	'
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Aggregate Intrinsic Value	0	'	'
Schedule Of Share Based Compensation Stock Options Activity [Abstract]	'	'	'
Stock option vesting period	'3 years	'	'
Stock option vesting period under special circumstances	'10 years	'	'
Stock option vesting period after retirement	'3 years	'	'
Stock option vesting period after other separation with entity	'90 days	'	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'
Options outstanding, number outstanding (in shares)	321,236	'	'
Options outstanding, weighted average remaining contractual term	'2 years 9 months 25 days	'	'
Options outstanding, weighted average exercise price (in dollars per share)	$21.51	'	'
Options exercisable, number outstanding (in shares)	321,236	'	'
Options exercisable, weighted average exercise price (in dollars per share)	$21.51	'	'
SOSAR's exercise price, minimum	$3.30	'	'
SOSARs exercise price, maximum	5.05	'	'
SOSAR's Options Number Outstanding	184,750	'	'
SOSAR's weighted avg remaining life	'8 years 4 days	'	'
SOSAR's weighted avg exercise price	$3.71	'	'
SOSAR's options exercisable number outstanding	71,015	'	'
SOSARs options exercisable weighted avg exercise price	$3.33	'	'
Range of Exercise Prices 6.00 to 32.14 [Member]	'	'	'
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'
Range of exercise prices, minimum (in dollars per share)	$6	'	'
Range of exercise prices, maximum (in dollars per share)	$32.14	'	'
SOSARs [Member]	'	'	'
Grant Date Fair Value [Rollforward]	'	'	'
Aggregate intrinsic value of SOSARs outstanding	$649,400	'	'
Weighted average period over which nonvested SOSARs are expected to be recognized	'8 months 26 days	'	'
Stock Incentive Plan 2010 [Member]	'	'	'
Fair value of SOSAR grants based on weighted-average assumptions [Abstract]	'	'	'
Dividend yield (in hundredths)	0.00%	0.00%	0.00%
Expected life in years	'5 years	'5 years	'5 years
Expected volatility (in hundredths)	28.80%	37.00%	35.00%
Risk-free interest rate (in hundredths)	0.72%	0.84%	2.16%
Fair value	$1.35	$1.10	$1.14
Stock Incentive Plan 2010 [Member] | SOSARs [Member]	'	'	'
Awards Outstanding [Rollforward]	'	'	'
Balance at end of period (in shares)	'	167,250	'
Stock Incentive Plan 2010 [Member] | RSU [Member]	'	'	'
Awards Outstanding [Rollforward]	'	'	'
Balance at beginning of period (in shares)	46,795	'	'
Awards granted (in shares)	54,582	'	'
Awards forfeited (in shares)	-15,628	'	'
Balance at end of period (in shares)	85,749	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	0	'	'
Grant Date Fair Value [Rollforward]	'	'	'
Balance at beginning of period (in dollars per share)	$3.32	'	'
Awards granted (in dollars per share)	$5.05	'	'
Awards vested (in dollars per share)	$0	'	'
Awards forfeited (in dollars per share)	$4.22	'	'
Balance at end of period (in dollars per share)	$4.26	'	'
Stock Incentive Plan 2010 [Member] | Restricted Stock [Member]	'	'	'
Awards Outstanding [Rollforward]	'	'	'
Balance at beginning of period (in shares)	22,625	'	'
Awards granted (in shares)	10,500	'	'
Awards forfeited (in shares)	0	'	'
Balance at end of period (in shares)	10,500	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	-22,625	'	'
Grant Date Fair Value [Rollforward]	'	'	'
Balance at beginning of period (in dollars per share)	$3.35	'	'
Awards granted (in dollars per share)	$5.05	'	'
Awards vested (in dollars per share)	$3.35	'	'
Awards forfeited (in dollars per share)	$0	'	'
Balance at end of period (in dollars per share)	$5.05	'	'
2005 Plan [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options [Roll Forward]	'	'	'
Balance at beginning of period (in shares)	358,070	'	'
Options expired (in shares)	-25,434	'	'
Options forfeited (in shares)	-10,400	'	'
Balance at end of period (in shares)	321,236	'	'
Options exercisable, number outstanding (in shares)	321,236	'	'
Share based Compensation Arrangement by Share-based Payment Award, Options, Exercised in Period	-1,000	'	'
Weighted average exercise price [Roll Forward]	'	'	'
Balance at beginning of period (in dollars per share)	$21.32	'	'
Options expired (in dollars per share)	$22.97	'	'
Options forfeited (in dollars per share)	$12.73	'	'
Balance at end of period (in dollars per share)	$21.51	'	'
Options exercisable, weighted average exercise price (in dollars per share)	$21.51	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$7.24	'	'

DISCLOSURES_ABOUT_FAIR_VALUE_O2

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES, Fair Value Measurements (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Available for sale securities [Abstract]	'	'
Interest rate swap asset	86,000	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Impaired Loans	24,642,000	44,182,000
Other Real Estate Owned, Fair value	792,000	'
Other Real Estate Owned write-downs	174,000	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Impaired Loans (Collateral Dependent)	11,599,000	21,866,000
Minimum [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Marketability discount (in hundredths)	7.50%	7.50%
Maximum [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Marketability discount (in hundredths)	32.50%	49.50%
Weighted Average [Member]	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Marketability discount (in hundredths)	12.00%	14.00%
Recurring [Member]	'	'
Available for sale securities [Abstract]	'	'
U. S. Treasury and agency securities	23,498,000	27,316,000
Mortgage backed agency securities	146,142,000	160,499,000
Obligations of states and political subdivisions	21,490,000	18,286,000
Hedged Loan	7,246,000	'
Equity securities	28,000	28,000
Interest rate swap asset	86,000	'
Nonrecurring [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Impaired Loans	11,599,000	21,866,000
Level 1 [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Other Real Estate Owned, Fair value	0	'
Level 1 [Member] | Recurring [Member]	'	'
Available for sale securities [Abstract]	'	'
U. S. Treasury and agency securities	0	0
Mortgage backed agency securities	0	0
Obligations of states and political subdivisions	0	0
Hedged Loan	0	'
Equity securities	28,000	28,000
Interest rate swap asset	0	'
Level 1 [Member] | Nonrecurring [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Impaired Loans	0	0
Level 2 [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Other Real Estate Owned, Fair value	0	'
Level 2 [Member] | Recurring [Member]	'	'
Available for sale securities [Abstract]	'	'
U. S. Treasury and agency securities	23,498,000	27,316,000
Mortgage backed agency securities	146,142,000	160,499,000
Obligations of states and political subdivisions	21,490,000	18,286,000
Hedged Loan	7,246,000	'
Equity securities	0	0
Interest rate swap asset	86,000	'
Level 2 [Member] | Nonrecurring [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Impaired Loans	0	0
Level 3 [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Other Real Estate Owned, Fair value	792,000	'
Level 3 [Member] | Recurring [Member]	'	'
Available for sale securities [Abstract]	'	'
U. S. Treasury and agency securities	0	0
Mortgage backed agency securities	0	0
Obligations of states and political subdivisions	0	0
Hedged Loan	0	'
Equity securities	0	0
Interest rate swap asset	0	'
Level 3 [Member] | Nonrecurring [Member]	'	'
Impaired Loans (Collateral Dependent) [Abstract]	'	'
Impaired Loans	11,599,000	21,866,000

DISCLOSURES_ABOUT_FAIR_VALUE_O3

DISCLOSURES ABOUT FAIR VALUE OF ASSETS AND LIABILITIES, Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Financial Assets [Abstract]	'	'
Securities available for sale	$191,158,000	$206,129,000
Interest Rate Fair Value Hedge Asset at Fair Value	86,000	'
Level 1 [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	26,261,000	70,612,000
Securities available for sale	28,000	28,000
FHLB Stock	0	0
Loans held for sale	0	0
Net portfolio loans	0	0
Accrued interest receivable	0	0
Interest Rate Fair Value Hedge Asset at Fair Value	0	'
Financial Liabilities [Abstract]	'	'
Total deposits	-167,236,000	0
FHLB advances	0	0
Accrued interest payable	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	0	'
Level 2 [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities available for sale	191,130,000	206,101,000
FHLB Stock	2,691,000	2,571,000
Loans held for sale	4,260,000	13,380,000
Net portfolio loans	7,246,000	0
Accrued interest receivable	2,607,000	2,620,000
Interest Rate Fair Value Hedge Asset at Fair Value	86,000	'
Financial Liabilities [Abstract]	'	'
Total deposits	-623,956,000	-787,015,000
FHLB advances	-12,517,000	-23,007,000
Accrued interest payable	-190,000	-354,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	-10,000,000	'
Level 3 [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities available for sale	0	0
FHLB Stock	0	0
Loans held for sale	0	0
Net portfolio loans	621,791,000	574,137,000
Accrued interest receivable	0	0
Interest Rate Fair Value Hedge Asset at Fair Value	0	'
Financial Liabilities [Abstract]	'	'
Total deposits	0	0
FHLB advances	0	0
Accrued interest payable	0	0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	0	'
Carrying Value [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	26,261,000	70,612,000
Securities available for sale	191,158,000	206,129,000
FHLB Stock	2,691,000	2,571,000
Loans held for sale	4,260,000	13,380,000
Net portfolio loans	625,827,000	564,135,000
Accrued interest receivable	2,607,000	2,620,000
Interest Rate Fair Value Hedge Asset at Fair Value	86,000	'
Financial Liabilities [Abstract]	'	'
Total deposits	-790,497,000	-784,643,000
FHLB advances	-11,961,000	-21,999,000
Accrued interest payable	-190,000	-354,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	($10,000,000)	'

Derivative_Instruments_Details

Derivative Instruments (Details) (USD $)	Dec. 31, 2013
Derivative Instruments [Abstract]	'
Cash Collateral for Derivative Instrument	$370,100
Interest rate swap asset	86,000
Notional Amount of Interest Rate Derivatives	$7,300,000

REGULATORY_CAPITAL_REQUIREMENT2

REGULATORY CAPITAL REQUIREMENTS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
REGULATORY CAPITAL REQUIREMENTS [Abstract]	'		'		'
Other common stock transactions	$78		$57		$41
Tier 1 Capital to Average Assets, Amount [Abstract]	'		'		'
Actual Amount	83,110		91,886		'
Regulatory Minimum for Capital Adequacy	36,414	[1]	36,059	[1]	'
Tier 1 Capital to Average Assets, Ratio [Abstract]	'		'		'
Actual Ratio	9.10%		10.20%		'
Regulatory Minimum for Capital Adequacy	4.00%	[1]	4.00%	[1]	'
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]	'		'		'
Actual Amount	83,110		91,886		'
Regulatory Minimum for Capital Adequacy	26,245	[1]	23,914	[1]	'
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]	'		'		'
Actual Ratio	12.70%		15.40%		'
Regulatory Minimum for Capital Adequacy	4.00%	[1]	4.00%	[1]	'
Total Capital to Risk Weighted Assets, Amount [Abstract]	'		'		'
Actual Amount	91,463		99,545		'
Regulatory Minimum for Capital Adequacy	52,490	[1]	47,829	[1]	'
Total Capital to Risk Weighted Assets, Ratio [Abstract]	'		'		'
Actual Ratio	13.90%		16.70%		'
Regulatory Minimum for Capital Adequacy	8.00%	[1]	8.00%	[1]	'
Bank [Member]	'		'		'
Tier 1 Capital to Average Assets, Amount [Abstract]	'		'		'
Actual Amount	88,937		85,727		'
Regulatory Minimum for Capital Adequacy	36,430	[1]	35,755	[1]	'
Regulatory Minimum to be Well Capitalized	45,538	[2]	44,694	[2]	'
Tier One Leverage Capital Required by Board	'		75,980	[3]	'
Tier 1 Capital to Average Assets, Ratio [Abstract]	'		'		'
Actual Ratio	9.80%		9.60%		'
Regulatory Minimum for Capital Adequacy	4.00%	[1]	4.00%	[1]	'
Regulatory Minimum to be Well Capitalized	5.00%	[2]	5.00%	[2]	'
Tier One Leverage Capital Required by Board To Average Assets	'		8.50%	[3]	'
Tier 1 Capital to Risk Weighted Assets, Amount [Abstract]	'		'		'
Actual Amount	88,937		85,727		'
Regulatory Minimum for Capital Adequacy	26,219	[1]	23,862	[1]	'
Regulatory Minimum to be Well Capitalized	39,328	[2]	35,792	[2]	'
Tier 1 Capital to Risk Weighted Assets, Ratio [Abstract]	'		'		'
Actual Ratio	13.60%		14.40%		'
Regulatory Minimum for Capital Adequacy	4.00%	[1]	4.00%	[1]	'
Regulatory Minimum to be Well Capitalized	6.00%	[2]	6.00%	[2]	'
Total Capital to Risk Weighted Assets, Amount [Abstract]	'		'		'
Actual Amount	97,282		93,370		'
Regulatory Minimum for Capital Adequacy	52,437	[1]	47,723	[1]	'
Regulatory Minimum to be Well Capitalized	$65,547	[2]	$59,654	[2]	'
Total Capital to Risk Weighted Assets, Ratio [Abstract]	'		'		'
Actual Ratio	14.80%		15.70%		'
Regulatory Minimum for Capital Adequacy	8.00%	[1]	8.00%	[1]	'
Regulatory Minimum to be Well Capitalized	10.00%	[2]	10.00%	[2]	'
[1]	Represents minimum required to be categorized as adequately capitalized under Federal regulatory requirements.
[2]	Represents minimum generally required to be categorized as well-capitalized under Federal regulatory prompt corrective action provisions.
[3]	Represents requirements of the Bank's board resolution. Resolution was rescinded by the Board on December 10, 2013.

EARNINGS_LOSS_PER_SHARE_Detail

EARNINGS (LOSS) PER SHARE (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reconciliation of basic and diluted earnings and loss per share [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net income	$2,506	$2,276	$2,087	$1,942	$1,446	$1,390	$785	$842	$8,811	$4,463	$917
Less [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Accretion of discount on preferred stock	'	'	'	'	'	'	'	'	-124	-112	-106
Dividends on preferred stock	'	'	'	'	'	'	'	'	-901	-1,030	-1,030
Income (Loss) Available to Common Shareholders	'	'	'	'	'	'	'	'	$7,786	$3,321	($219)
Basic and diluted loss per share [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Weighted average common shares outstanding (in shares)	'	'	'	'	'	'	'	'	12,700,700	12,702,400	12,688,200
Weighted average contingently issuable shares (in shares)	'	'	'	'	'	'	'	'	131,000	115,300	82,900
Total Weighted Average Number of Shares Outstanding, Basic	'	'	'	'	'	'	'	'	12,831,700	12,817,700	12,771,200
Basic and diluted loss per share (in dollars per share)	'	'	'	'	$0.09	$0.09	$0.04	$0.04	'	$0.26	'
Earnings Per Share, Basic	$0.18	$0.15	$0.14	$0.13	'	'	'	'	$0.61	$0.26	($0.02)
Dilutive Effect on Basic Earnings Per Share, Dilutive Convertible Securities	'	'	'	'	'	'	'	'	67,300	0	0
Total weighted average shares outstanding (in shares)	'	'	'	'	'	'	'	'	12,898,980	12,817,700	12,771,200
Earnings Per Share, Diluted	$0.18	$0.15	$0.14	$0.13	'	'	'	'	$0.60	$0.26	($0.02)
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Antidilutive securities excluded for computing diluted earnings per share (in shares)	'	'	'	'	'	'	'	'	362,986	358,070	381,743

PARENT_COMPANY_ONLY_FINANCIAL_2

PARENT COMPANY ONLY FINANCIAL INFORMATION (Details) (USD $)

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Dec. 31, 2009

Dec. 27, 2013

CONDENSED BALANCE SHEETS [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities available for sale

$191,158

'

'

'

$206,129

'

'

'

$191,158

$206,129

'

'

'

'

Total Assets

899,029

'

'

'

907,741

'

'

'

899,029

907,741

'

'

'

'

Liabilities and Equity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Shareholders' Equity

82,211

'

'

'

97,397

'

'

'

82,211

97,397

93,774

92,704

'

'

Total Liabilities and Shareholders' Equity

899,029

'

'

'

907,741

'

'

'

899,029

907,741

'

'

'

'

Other Borrowings

10,000

'

'

'

0

'

'

'

10,000

0

'

'

'

'

Income [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Total Noninterest Expense

'

'

'

'

'

'

'

'

38,367

37,203

34,618

'

'

'

Loss before undistributed net income of subsidiary and income taxes

'

'

'

'

'

'

'

'

12,629

6,103

494

6,600

14,500

'

Income tax benefit

'

'

'

'

'

'

'

'

3,818

1,640

-423

'

'

'

Net Income (Loss)

2,506

2,276

2,087

1,942

1,446

1,390

785

842

8,811

4,463

917

'

'

'

Total comprehensive income

'

'

'

'

'

'

'

'

6,247

4,477

1,947

'

'

'

Interest Expense, Other Long-term Debt

'

'

'

'

'

'

'

'

59

0

0

'

'

'

Interest Expense

647

694

771

872

987

1,085

1,192

1,264

2,984

4,528

6,114

'

'

'

Cash Flows from Operating Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net Loss

2,506

2,276

2,087

1,942

1,446

1,390

785

842

8,811

4,463

917

'

'

'

Adjustments to Reconcile Net Income to Net Cash from Operating Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock option expense

'

'

'

'

'

'

'

'

250

150

138

'

'

'

Net cash from operating activities

'

'

'

'

'

'

'

'

29,031

18,073

20,719

'

'

'

Cash Flows from Investing Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net cash from investing activities

'

'

'

'

'

'

'

'

-57,651

-71,831

-41,698

'

'

'

Cash Flows from Financing Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net cash from financing activities

'

'

'

'

'

'

'

'

-15,731

16,778

22,349

'

'

'

Net Change in Cash and Cash Equivalents

'

'

'

'

'

'

'

'

-44,351

-36,980

1,370

'

'

'

Cash and cash equivalents at beginning of year

'

'

'

70,612

'

'

'

107,592

70,612

107,592

106,222

'

'

'

Cash and cash equivalents at End of Year

26,261

'

'

'

70,612

'

'

'

26,261

70,612

107,592

106,222

'

'

Preferred Stock, Redemption Amount

'

'

'

'

'

'

'

'

'

'

'

'

'

20,700

United Bancorp, Inc. [Member]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

CONDENSED BALANCE SHEETS [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cash and cash equivalents

3,709

'

'

'

4,965

'

'

'

3,709

4,965

'

'

'

'

Securities available for sale

28

'

'

'

28

'

'

'

28

28

'

'

'

'

Investment in subsidiaries

88,037

'

'

'

91,238

'

'

'

88,037

91,238

'

'

'

'

Other Assets

619

'

'

'

1,276

'

'

'

619

1,276

'

'

'

'

Total Assets

92,393

'

'

'

97,507

'

'

'

92,393

97,507

'

'

'

'

Liabilities and Equity [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Liabilities

182

'

'

'

110

'

'

'

182

110

'

'

'

'

Shareholders' Equity

82,211

'

'

'

97,397

'

'

'

82,211

97,397

'

'

'

'

Total Liabilities and Shareholders' Equity

92,393

'

'

'

97,507

'

'

'

92,393

97,507

'

'

'

'

Other Borrowings

10,000

'

'

'

0

'

'

'

10,000

0

'

'

'

'

Income [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Dividends from subsidiaries

'

'

'

'

'

'

'

'

10,000

1,600

0

'

'

'

Other income

'

'

'

'

'

'

'

'

1

1

1

'

'

'

Total Income

'

'

'

'

'

'

'

'

10,001

1,601

1

'

'

'

Total Noninterest Expense

'

'

'

'

'

'

'

'

756

763

480

'

'

'

Loss before undistributed net income of subsidiary and income taxes

'

'

'

'

'

'

'

'

9,186

838

-479

'

'

'

Income tax benefit

'

'

'

'

'

'

'

'

-261

-151

-163

'

'

'

Net loss before undistributed net income of subsidiary

'

'

'

'

'

'

'

'

9,447

989

-316

'

'

'

Equity in undistributed (excess distributed) net income of subsidiary

'

'

'

'

'

'

'

'

-637

3,474

1,233

'

'

'

Net Income (Loss)

'

'

'

'

'

'

'

'

8,811

4,463

917

'

'

'

Other comprehensive income (loss), including net change in unrealized gains on securities available for sale

'

'

'

'

'

'

'

'

-2,564

14

1,030

'

'

'

Total comprehensive income

'

'

'

'

'

'

'

'

6,247

4,477

1,947

'

'

'

Interest Expense, Other Long-term Debt

'

'

'

'

'

'

'

'

59

0

0

'

'

'

Interest Expense

'

'

'

'

'

'

'

'

59

0

0

'

'

'

Interest Revenue (Expense), Net

'

'

'

'

'

'

'

'

9,942

1,601

1

'

'

'

Cash Flows from Operating Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Net Loss

'

'

'

'

'

'

'

'

8,811

4,463

917

'

'

'

Adjustments to Reconcile Net Income to Net Cash from Operating Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

(Undistributed) Excess distributed net income of subsidiary

'

'

'

'

'

'

'

'

637

-3,474

-1,233

'

'

'

Stock option expense

'

'

'

'

'

'

'

'

210

150

114

'

'

'

Change in other assets

'

'

'

'

'

'

'

'

585

-154

-687

'

'

'

Change in other liabilities

'

'

'

'

'

'

'

'

48

39

-8

'

'

'

Net cash from operating activities

'

'

'

'

'

'

'

'

10,291

1,024

-897

'

'

'

Cash Flows from Investing Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Investments in subsidiary

'

'

'

'

'

'

'

'

0

0

-2,000

'

'

'

Net cash from investing activities

'

'

'

'

'

'

'

'

0

0

-2,000

'

'

'

Cash Flows from Financing Activities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Other common stock transactions

'

'

'

'

'

'

'

'

78

57

41

'

'

'

Cash dividends paid on common and preferred stock

'

'

'

'

'

'

'

'

-1,025

-1,030

-1,030

'

'

'

Net cash from financing activities

'

'

'

'

'

'

'

'

-11,547

-973

-989

'

'

'

Net Change in Cash and Cash Equivalents

'

'

'

'

'

'

'

'

-1,256

51

-3,886

'

'

'

Cash and cash equivalents at beginning of year

'

'

'

4,965

'

'

'

4,914

4,965

4,914

8,800

'

'

'

Cash and cash equivalents at End of Year

3,709

'

'

'

4,965

'

'

'

3,709

4,965

4,914

'

'

'

Preferred Stock, Redemption Amount

-20,600

'

'

'

0

'

'

'

-20,600

0

0

'

'

'

Proceeds from (Repayments of) Other Debt

'

'

'

'

'

'

'

'

$10,000

$0

$0

'

'

'

QUARTERLY_FINANCIAL_DATA_UNAUD2

QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly financial information [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest Income	$9,105	$8,675	$8,595	$8,160	$8,371	$8,731	$8,758	$8,833	$34,535	$34,693	$36,165
Interest Expense	647	694	771	872	987	1,085	1,192	1,264	2,984	4,528	6,114
Net Interest Income	8,458	7,981	7,824	7,288	7,384	7,646	7,566	7,569	31,551	30,165	30,051
Provision for Loan Losses	0	300	600	1,000	1,700	2,000	2,550	2,100	1,900	8,350	12,150
Net Income (Loss)	$2,506	$2,276	$2,087	$1,942	$1,446	$1,390	$785	$842	$8,811	$4,463	$917
Basic and Diluted Earnings (Loss) per Share	'	'	'	'	$0.09	$0.09	$0.04	$0.04	'	$0.26	'
Earnings Per Share, Basic	$0.18	$0.15	$0.14	$0.13	'	'	'	'	$0.61	$0.26	($0.02)
Earnings Per Share, Diluted	$0.18	$0.15	$0.14	$0.13	'	'	'	'	$0.60	$0.26	($0.02)

Preferred_Stock_Redemption_Det

Preferred Stock Redemption (Details) (USD $)	Dec. 31, 2013	Dec. 27, 2013	Sep. 30, 2013	Jun. 30, 2012
Class of Stock [Line Items]	'	'	'	'
Preferred Stock, Value, Outstanding	$0	'	'	'
Preferred shares Redemption	'	10,300	10,300	'
Preferred Stock, Liquidation Preference Per Share	'	$1,000	'	'
Preferred Stock, Shares Issued	'	'	'	20,600
Preferred Stock, Redemption Price Per Share	'	$1,000	'	'
Preferred Stock, Redemption Amount	'	20,700,000	'	'
Line of Credit Facility, Amount Outstanding	10,000,000	'	'	'
Line Of Credit Facility Maximum Borrowing	$10,000,000	'	'	'

SUBSEQUENT_EVENTS_Details

SUBSEQUENT EVENTS, (Details) (USD $)	Dec. 31, 2013
SUBSEQUENT EVENTS, [Abstract]	'
Business Acquisition Cash Received By Company Shareholders	$2.66
Business Acquisition Exchange Ratio Of Shares Of Acquiror For Shares Of Acquiree in Acquisition	0.7