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Exhibit 12
WHITE MOUNTAINS INSURANCE GROUP, LTD.
Statement Re Computation of Ratio of Earnings to Fixed Charges
($ in millions except ratios)
Year Ended | ||||||||||||||||||||
2017 | 2016 (1) | 2015 | 2014 (2) | 2013 (3) | ||||||||||||||||
Consolidated pre-tax income (loss) from continuing operations before equity in earnings of affiliates, accounting changes and extraordinary items | $ | 7.8 | $ | (147.3 | ) | $ | 129.2 | $ | (78.8 | ) | $ | (25.1 | ) | |||||||
Interest expense on debt | 2.3 | 3.0 | 1.6 | 1.2 | 3.2 | |||||||||||||||
Interest portion of rental expense | 1.2 | 1.1 | .7 | .6 | .5 | |||||||||||||||
Earnings (loss) | $ | 11.3 | $ | (143.2 | ) | $ | 131.5 | $ | (77.0 | ) | $ | (21.4 | ) | |||||||
Interest expense on debt | $ | 2.3 | $ | 3.0 | $ | 1.6 | $ | 1.2 | $ | 3.2 | ||||||||||
Interest portion of rental expense | 1.2 | 1.1 | .7 | .6 | .5 | |||||||||||||||
Fixed charges | $ | 3.5 | $ | 4.1 | $ | 2.3 | $ | 1.8 | $ | 3.7 | ||||||||||
Ratio of earnings to fixed charges | 3.2 | (34.9 | ) | 57.2 | (42.8 | ) | (5.8) |
(1) Earnings were inadequate to cover fixed charges by $147.3 for the year ended December 31, 2016.
(2) Earnings were inadequate to cover fixed charges by $78.8 for the year ended December 31, 2014.
(3) Earnings were inadequate to cover fixed charges by $25.1 for the year ended December 31, 2013.