Firstbank (FBMI) 10-Q 12 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 31, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'FIRSTBANK CORP	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	8,076,622
Amendment Flag	'false	'
Entity Central Index Key	'0000778972	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Accelerated Filer	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets Unaudited (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets:	'	'
Cash and due from banks	$28,944	$38,544
Short term investments	31,019	61,057
Total cash and cash equivalents	59,963	99,601
FDIC insured bank time certificates of deposit	1,440	2,927
Trading account securities	8	6
Securities available for sale	357,421	353,678
Federal Home Loan Bank stock	7,266	7,266
Loans held for sale	732	2,921
Loans	982,286	963,762
Allowance for loan losses	-19,608	-21,340
Premises and equipment, net	23,893	24,356
Goodwill	35,513	35,513
Core deposit and other intangibles	675	965
Other real estate owned	2,161	2,925
Accrued interest receivable and other assets	25,201	26,182
Total Assets	1,476,951	1,498,762
Deposits:	'	'
Non-interest bearing accounts	259,946	251,109
Interest bearing accounts:	'	'
Demand	359,926	348,598
Savings	276,783	265,323
Time	333,461	376,371
Total Deposits	1,230,116	1,241,401
Securities sold under agreements to repurchase and overnight borrowings	47,333	42,785
Federal Home Loan Bank advances and other borrowing	19,861	22,493
Subordinated debentures	36,084	36,084
Accrued interest and other liabilities	8,242	8,941
Total Liabilities	1,341,636	1,351,704
Shareholders’ Equity:	'	'
Preferred stock; no par value, 300,000 shares authorized, 0 issued and outstanding (17,000 at December 31, 2012)	0	16,908
Common stock; 20,000,000 shares authorized, 8,076,621 shares issued and outstanding (8,001,903 at December 31, 2012)	116,466	115,621
Retained earnings	18,064	10,921
Accumulated other comprehensive income	785	3,608
Total Shareholders’ Equity	135,315	147,058
Total Liabilities and Shareholders’ Equity	$1,476,951	$1,498,762

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets Unaudited (Parentheticals) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Preferred stock, shares authorized (in Shares)	300,000	300,000
Preferred stock; shares issued (in Shares)	0	17,000
Preferred stock; shares outstanding (in Shares)	0	17,000
Preferred stock; par value (in Dollars per share)	$0	$0
Common stock; shares authorized (in Shares)	20,000,000	20,000,000
Common stock; shares issued (in Shares)	8,076,621	8,001,903
Common stock; shares outstanding (in Shares)	8,076,621	8,001,903

Consolidated_Statements_of_Inc

Consolidated Statements of Income Unaudited (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:	'	'	'	'
Interest and fees on loans	$13,012	$14,145	$39,695	$43,206
Securities:	'	'	'	'
Taxable	894	1,104	2,721	3,508
Exempt from federal income tax	441	272	1,244	845
Short term investments	36	53	146	161
Total interest income	14,383	15,574	43,806	47,720
Interest expense:	'	'	'	'
Deposits	1,190	1,588	3,777	5,198
FHLB advances and other borrowing	173	170	475	552
Subordinated Debt	165	274	496	822
Total Interest Expense	1,528	2,032	4,748	6,572
Net Interest Income	12,855	13,542	39,058	41,148
Provision for loan losses	0	1,364	1,830	6,352
Net interest income after provision for loan losses	12,855	12,178	37,228	34,796
Non-interest income:	'	'	'	'
Service charges on deposit accounts	1,043	1,048	3,107	3,166
Gain on sale of mortgage loans	894	1,661	3,922	4,816
Mortgage servicing, net of amortization	109	-95	-54	-174
Loss on trading account securities	-4	-5	2	1
Gain on sale of available for sale securities	0	2	52	42
Other	444	405	1,325	1,408
Total non-interest income	2,486	3,016	8,354	9,259
Non-interest expense:	'	'	'	'
Salaries and employee benefits	5,805	5,865	17,428	17,003
Occupancy and equipment	1,335	1,267	4,021	3,912
FDIC insurance premium	233	265	768	964
Amortization of intangibles	86	109	291	380
Outside professional services	324	293	964	895
Advertising and promotions	347	400	1,048	1,120
Other real estate owned costs	143	513	495	1,309
Other	2,236	2,717	7,002	7,925
Merger related expenses	738	0	738	0
Total non-interest expense	11,247	11,429	32,755	33,508
Income before federal income taxes	4,094	3,765	12,827	10,547
Federal income taxes	1,225	1,050	3,752	3,011
Net Income	2,869	2,715	9,075	7,536
Preferred stock dividends and accretion of discount on preferred stock	0	220	481	1,060
Net income available to common shareholders	$2,869	$2,495	$8,594	$6,476
Basic earnings per share (in Dollars per share)	$0.36	$0.31	$1.07	$0.82
Diluted earnings per share (in Dollars per share)	$0.35	$0.31	$1.06	$0.82
Dividends per share (in Dollars per share)	$0.06	$0.01	$0.18	$0.08

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income Unaudited (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net income	$2,869	$2,715	$9,075	$7,536
Other comprehensive income/(loss):	'	'	'	'
Unrealized holding gains arising during the period	590	588	-4,218	1,934
Less: reclassification adjustment for gains included in net income	0	-2	-52	-42
Other comprehensive income before taxes	590	586	-4,270	1,892
Income tax expense related to items in other comprehensive income	-201	-199	1,447	-643
Other comprehensive income net of income tax effect from reclassification of $0 and $1 in 2013 and 2012, respectively	389	387	-2,823	1,249
Comprehensive income	$3,258	$3,102	$6,252	$8,785

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income Unaudited (Parentheticals) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other comprehensive income/(loss), tax effect from reclassification (in Dollars)	$0	$1	$27	$22

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholders’ Equity (USD $)	Common Stock [Member]	Preferred Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands
Balances at Dec. 31, 2011	$115,734	$32,792	$3,955	$2,896	$155,377
Net income	'	'	10,534	'	10,534
Cash dividends on common stock	'	'	-2,314	'	-2,314
Accrued dividends on preferred stock and accretion of discount on preferred stock	'	22	-1,269	'	-1,247
Redemption of preferred stock	850	-15,906	'	'	-15,056
Amortization of stock warrants	-15	'	15	'	0
Repurchase of stock warrants	-1,947	'	'	'	-1,947
Issuance of shares of common stock through the dividend reinvestment plan	440	'	'	'	440
Issuance of shares of common stock from supplemental shareholder investments	201	'	'	'	201
Issuance of shares of common stock	262	'	'	'	262
Stock option and restricted stock expense	96	'	'	'	96
Net change in unrealized gain/(loss) on securities available for sale, net of tax	'	'	'	712	712
Balances at Dec. 31, 2012	115,621	16,908	10,921	3,608	147,058
Net income	'	'	9,075	'	9,075
Cash dividends on common stock	'	'	-1,451	'	-1,451
Accrued dividends on preferred stock and accretion of discount on preferred stock	'	92	-481	'	-389
Redemption of preferred stock	'	-17,000	'	'	-17,000
Repurchase of stock warrants	'	'	'	'	0
Issuance of shares of common stock through the dividend reinvestment plan	176	'	'	'	176
Issuance of shares of common stock from supplemental shareholder investments	111	'	'	'	111
Issuance of shares of common stock	489	'	'	'	489
Stock option and restricted stock expense	69	'	'	'	69
Net change in unrealized gain/(loss) on securities available for sale, net of tax	'	'	'	-2,823	-2,823
Balances at Sep. 30, 2013	$116,466	$0	$18,064	$785	$135,315

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Shareholders’ Equity (Parentheticals) (USD $)	9 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Cash dividends on common stock per share (in Dollars per share)	$0.18	$0.29
Shares of preferred stock redeemed (in Shares)	17,000	16,000
Shares of common stock issued through the dividend reinvestment plan (in Shares)	13,543	46,512
Shares of common stock issued from supplemental shareholder investments (in Shares)	8,385	21,925
Shares of common stock issued (in Shares)	52,790	40,980
Tax on net change in unrealized gain/(loss) on securities available for sale (in Dollars)	($1,454)	$366
Common Stock [Member]	'	'
Cash dividends on common stock per share (in Dollars per share)	$0.18	$0.29
Shares of common stock issued through the dividend reinvestment plan (in Shares)	13,543	46,512
Shares of common stock issued from supplemental shareholder investments (in Shares)	8,385	21,925
Shares of common stock issued (in Shares)	52,790	40,980
Preferred Stock [Member]	'	'
Shares of preferred stock redeemed (in Shares)	17,000	16,000
Accumulated Other Comprehensive Income (Loss) [Member]	'	'
Tax on net change in unrealized gain/(loss) on securities available for sale (in Dollars)	($1,454)	$366

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flow Unaudited (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Operating Activities:	'	'
Net income	$9,075	$7,536
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	1,830	6,352
Depreciation of premises and equipment	1,394	1,446
Net amortization of security premiums/discounts	3,287	2,895
Gain on trading account securities	-2	-1
Gain on available for sale securities transactions	-52	-42
Amortization of intangibles	291	380
Stock option and restricted stock expense	69	67
Gain on sale of mortgage loans	-3,922	-4,816
Proceeds from sales of mortgage loans	123,480	148,517
Loans originated for sale	-117,369	-147,165
Deferred federal income tax benefit	-558	-793
Decrease in accrued interest receivable and other assets	2,937	568
Increase/(decrease) in accrued interest payable and other liabilities	-699	2,536
Net cash provided from operating activities	19,761	17,480
Investing Activities:	'	'
Proceeds from sale of securities available for sale	6,332	2,705
Proceeds from maturities of CD’s	1,487	1,505
Proceeds from maturities and calls of securities available for sale	71,091	103,772
Purchases of securities available for sale	-88,678	-115,482
Proceeds from sale of premises and equipment	146	5
Net increase in portfolio loans	-26,170	-2,155
Proceeds from sale of other real estate owned	4,903	4,196
Net purchases of premises and equipment	-1,077	-1,290
Net cash used in investing activities	-31,966	-6,744
Financing Activities:	'	'
Net (decrease)/increase in deposits	-11,285	4,319
Net increase/(decrease) in securities sold under agreements to repurchase and overnight borrowings	4,548	-857
Repayment of Federal Home Loan Bank advances	-2,632	-7,899
Repurchase of preferred stock	-17,000	-15,056
Repurchase of stock warrants	0	-1,947
Proceeds from Federal Home Loan Bank advances	0	8,000
Cash proceeds from issuance of common stock, net	776	539
Cash dividends on preferred stock	-389	-1,040
Cash dividends on common stock	-1,451	-636
Net cash used by financing activities	-27,433	-14,577
Decrease in cash and cash equivalents	-39,638	-3,841
Cash and cash equivalents at beginning of period	99,601	75,816
Cash and cash equivalents at end of period	59,963	71,975
Supplemental Disclosure:	'	'
Interest Paid	4,669	6,658
Income Taxes Paid	3,925	3,400
Non cash transfers of loans to Other Real Estate Owned	$4,084	$6,615

Note_1_Financial_Statements

Note 1 - Financial Statements	9 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	'
	NOTE 1- FINANCIAL STATEMENTS
	The accompanying unaudited financial information presented is for Firstbank Corporation (“Corporation”) and its wholly owned subsidiaries: Firstbank and its 46% ownership in 1st Investors Title, LLC, Keystone Community Bank, collectively the “Banks”, FBMI Risk Management Services, Inc., a company that provides insurance coverage to only affiliates of Firstbank Corporation, and Austin Mortgage Company, a company that holds certain performing and non-performing residential mortgage loans originated prior to the acquisition of ICNB Financial Corporation, and beginning in the second quarter of 2009 certain non-performing loans transferred from affiliate banks. All of the subsidiaries listed above are fully owned except 1st Investors Title, LLC, in which we have a 44% minority interest. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and nine month periods ended September 30, 2013, are not necessarily indicative of the results that may be expected for the year ending December 31, 2013. The balance sheet at December 31, 2012, has been derived from the audited financial statements at that date. For further information, refer to the consolidated financial statements and footnotes thereto included in the Corporation’s annual report on Form 10-K for the year ended December 31, 2012.

Note_2_Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2013
Investment Holdings [Abstract]	'
Investment Holdings [Text Block]	'
	NOTE 2 - SECURITIES
	The following table presents information about our investment portfolio, showing the gross unrealized gains and losses within each segment of the portfolio. Unrealized gains and losses are included in other comprehensive income. Unrealized losses have been analyzed and determined to be temporary in nature. The unrealized losses are related to changes in the interest rate environment compared with rates at the time the securities were purchased.
	(In thousands of dollars)	Amortized		Unrealized			Unrealized			Carrying
		Cost		Gains			Losses			Value
	30-Sep-13
	Securities available for sale
	U.S. governmental agency	$	107,919	$	641		$	(224	)	$	108,336
	States and political subdivisions		147,202		811			(1,656	)		146,357
	Mortgage backed securities		62,127		1,149			(173	)		63,103
	Collateralized mortgage obligations		37,344		499			(58	)		37,785
	Equity and other securities		1,611		229			0			1,840
	Total securities available for sale	$	356,203	$	3,329		$	(2,111	)	$	357,421
	31-Dec-12
	Securities available for sale
	U.S. governmental agency	$	105,629	$	1,271		$	(15	)	$	106,885
	States and political subdivisions		116,123		1,786			(95	)		117,814
	Mortgage backed securities		64,550		1,729			(2	)		66,277
	Collateralized mortgage obligations		60,278		810			(58	)		61,030
	Equity and other securities		1,610		62			0			1,672
	Total securities available for sale	$	348,190	$	5,658		$	(170	)	$	353,678
	Securities with unrealized losses at September 30, 2013 and December 31, 2012 not recognized in income are as follows:
	(In thousands of dollars)	Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	30-Sep-13
	U.S. governmental agency	$	27,403	$	(224	)	$	0		$	0		$	27,403	$	(224	)
	States and political subdivisions		68,508		(1,603	)		4,414			(53	)		72,922		(1,656	)
	Mortgage backed securities		15,096		(173	)		0			0			15,096		(173	)
	Collateralized mortgage obligations		2,483		(13	)		6,930			(45	)		9,413		(58	)
	Total temporarily impaired	$	113,490	$	(2,013	)	$	11,344		$	(98	)	$	124,834	$	(2,111	)
	31-Dec-12
	U.S. governmental agencies	$	10,135	$	(15	)	$	0		$	0		$	10,135	$	(15	)
	States and political subdivisions		17,141		(93	)		582			(2	)		17,723		(95	)
	Mortgage backed securities		0		0			513			(2	)		513		(2	)
	Collateralized mortgage obligations		19,995		(55	)		721			(3	)		20,716		(58	)
	Total temporarily impaired	$	47,271	$	(163	)	$	1,816		$	(7	)	$	49,087	$	(170	)
	Unrealized losses on securities shown in the previous tables have not been recognized into income because management has the intent and ability to hold these securities for the foreseeable future. The decline in market value reflected above was due to changes in longer term interest rates for debt securities, following comments made by the chairman of the federal reserve. The value of a security moves inversely to interest rates, so as rates rose, the unrealized gain or loss in the portfolio was negatively affected. Changes in rates are typical and do not impact earnings of the company so long as investments are held to their maturity. Where unrealized losses exist, management has reviewed the issuers’ bond ratings, noting they remain of high credit quality. As of September 30, 2013 there were 242 securities with negative market positions in the portfolio compared with 74 securities with negative market positions at December 31, 2012.
	Trading account securities are marked to market with the change in value reported on the income statement. Gains and losses on available for sale securities are recognized if the security is either deemed to be other than temporarily impaired, or the security is sold. The following table shows gross gains and losses on investment securities for the nine months ended September 30, 2013 and 2012.
		As of September 30,
	(In thousands of dollars)	2013		2012
	Trading Account Securities Gains/Losses	$	2	$	1
	Available for Sale Securities
	Gross realized gains		79		42
	Gross realized losses		27		0
	Net realized gains	$	52	$	42
	The carrying value of securities at September 30, 2013, by stated maturity, is shown below. Actual maturities may differ from stated maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
	(In thousands of dollars)	Carrying
		Value
	Due in one year or less	$	50,587
	Due after one year through five years		149,361
	Due after five years through ten years		104,967
	Due after ten years		50,666
	Total debt securities		355,581
	Equity securities		1,840
	Total securities	$	357,421
	At September 30, 2013 and December 31, 2012, securities with carrying values approximating $47,333,000 and $45,645,000, respectively, were pledged to secure public trust deposits, securities sold under agreements to repurchase, and for such other purposes as required or permitted by law.
	Federal Home Loan Bank stock is carried at cost, which approximates fair value.

Note_3_Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2013
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	NOTE 3 - LOANS
	The following information provides a description of how loan grades are determined for our Commercial and Industrial and Commercial Real Estate segments. In general, for Commercial and Industrial and Commercial Real Estate segments, the probability of loss increases with each rate change from the Grade 1 Excellent down through the Grade 9 Doubtful Nonaccrual classes. For Consumer and Residential Mortgage segments, the probability of loss increases as loans move down from current to greater than 60 days past due, nonaccrual.
	Grade 1 Excellent – Characteristics of loans in this category include: the loan is generally secured by cash or readily marketable securities; the borrower provides annual audited financials with interim financials reviewed quarterly; the loan has no delinquencies over ten days in the past year; the company’s management is considered to have a high degree of integrity; management of the company has over 15 years of experience; lines of credit have not and are not expected to be utilized; financial statements demonstrate consistently strong profits; and the company has little competition and excellent growth prospects.
	Grade 2 Quality – Characteristics of loans in this category include: high net worth borrowers with excellent cash flow and a high degree of liquidity; the borrower generally has annual audited financial statements; there has been one or fewer delinquencies over ten days in the past year; the company’s management is considered to have a high degree of integrity; the company’s management has over ten years of experience; lines of credit have had nominal use over the preceding 12 months; financial statements demonstrate consistent profitability; and the company is in an excellent competitive position.
	Grade 3 Good – Loans in this category are very strong, but may lack some of the net worth and/or cash flow characteristics of the previous rating. Characteristics of loans in this category include: annual reviewed financial statements and compiled quarterly financial statements; there has only been one or fewer delinquencies over 15 days in the past year; the company’s management has solid integrity; the company’s management is capable and has over five years of experience; lines of credit have regular usage with no balance in the last 60 days; financial statements demonstrate consistent but nominal profits; and the company has good a solid market share.
	Grade 4 Acceptable – Characteristics of loans in this category include: annual compiled financial statements with quarterly information available or CPA prepared tax returns; there are only two or fewer delinquencies over 15 days of which only one is over 30 days in the past year; the company’s management has average business experience of over three years; lines of credit have regular use but have no current balance or a significant reduction in balance in the last 30 days; the company has been profitable in two of the preceding three years; and the company is competitive in its market and is maintaining its market share.
	Loans graded as one through four are considered as Pass loans and are shown as one class of loans in our credit quality table.
	Grade 5 Watch – This rating is used for loans which have shown some sign of weakness, but have not degraded to the point of requiring an impairment review. Characteristics of loans in this rating include: annual management prepared financial statements; delinquencies not exceeding three times over 30 days or one time over 60 days in the past year; weakening financial statements but profitable in two of the last three years; and a declining market share in a competitive market. These loans merit monitoring by management to assure that if circumstances deteriorate further actions are taken to protect the bank’s position.
	Grade 6 Special Mention – This rating is used for loans which are included on a watch list and have degraded to a point where additional supervision is required; however, the bank remains confident in the full collection of all principal and interest. These loans are reviewed for impairment on a quarterly basis. Characteristics of loans in this rating may include: repeat delinquency; longer term negative trends in financial results; continuing deterioration of cash flows; concerns regarding the liquidity of guarantors; and other negative business trends.
	Grade 7 Substandard – This rating is for loans for which a lender is actively working with the borrower to resolve issues and the full repayment of the loan is questionable. The loan is inadequately protected by current sound worth of the borrower, paying capacity of the guarantor, or pledged collateral. Loans in this grade have well defined weaknesses that jeopardize the full collectability of the loan and a distinct possibility of loss exists. These loans are reviewed for potential impairment on a quarterly basis. Characteristics of loans in this rating may include: persistent delinquency; poor financial results of the business; negative cash flow; and the ability of guarantor(s) to provide support for the loan is questionable.
	Grade 8 Impaired Nonaccrual – This rating is for loans which are considered impaired and classified as nonaccrual. Loans in this grade have all the weaknesses of those classified as substandard grade 7 above, with the added characteristic that, based upon currently known facts, the weaknesses make collection of all principal and interest due according to contractual terms unlikely. These loans are reviewed for impairment on a quarterly basis. Loans in this grade may be assigned an allocated reserve in the loan loss allowance analysis if a determination is made that the future cash flows or the value of the collateral do not support the current carrying value of the loan.
	Grade 9 Doubtful Nonaccrual – This rating is for loans which are considered impaired and are classified as nonaccrual. Loans in this grade have all the weaknesses of those classified as impaired nonaccrual grade 8 above, with the added characteristic that the weaknesses make full collection through payment or liquidation of the collateral, based on currently known facts, highly questionable or improbable. These loans are reviewed for impairment on a quarterly basis. Loans in this grade may be assigned an allocated reserve in the loan loss allowance analysis if a determination is made that the future cash flows or the value of the collateral do not support the current carrying value of the loan.
	Restructured Loans
	Impaired Restructured and Accruing – Loans where the borrower is experiencing financial difficulty and the bank has granted a concession to the borrower. A concession may be: a reduction in the contractual interest rate below current market rates for loans of similar quality, a lengthening of the accrual time frame beyond normal market terms, a forgiveness of a portion of the outstanding principal, or acceptance of collateral in lieu of payment for a portion of the loan balance. If the loan is in accrual status at the time of the restructuring, the borrower has the ability to make the payments under the restructured terms, and the restructuring does not forgive principal, the loan remains on an accrual status under the new terms. However, if there is a forgiveness of debt or partial charge off, the loan will generally be graded as impaired nonaccrual (Grade 8) with any accrued interest reversed against interest income. If a loan is in nonaccrual status at the time of a restructuring, it will remain in nonaccrual status (Grade 8) at the time of restructuring. All non-accruing restructured loans remain in nonaccrual status until the borrower has demonstrated the ability to make the payments under the restructured terms by making a minimum of six months of payments. If the borrower makes the six months of payments without becoming past due 30 days or more, the loan may be returned to accrual status. The determination of the need for an allowance for loan loss adjustment is based on a factor relating to historical losses multiplied by the balance of the loan for residential mortgages, or a collateral impairment review for commercial loans, and a net present value adjustment relating to a change in interest rate and other terms, if applicable.
	Impaired Restructured and Accruing loans are graded seven or better based on the above definitions. If a restructured loan is graded as eight or nine, it is reported as Impaired Nonaccrual or Doubtful Nonaccrual, respectively.
	For commercial loans graded eight and nine and consumer and residential mortgage loans reported in nonaccrual, interest income is generally not recognized until the loan improves and is returned to accrual status. In some cases, if the loan is well secured and the borrower’s ability to support the loan payments has improved, such as in the case of a restructured nonaccrual loan, interest income may be recognized on a cash basis while the loan is in nonaccrual status.
	For consumer and residential mortgage loan segments, loans are classified by risk based on current delinquency and nonaccrual status. These segments of loans will contain a separate class for restructured loans, if they exist.
	The following credit quality indicators provide a system for distribution of our loan portfolio in a manner consistent with the previously described loan grading system and for use in the determination of our loan loss allowance. This presentation differs somewhat by loan category from classification of loans presented elsewhere in our regulatory reports and within this report. These variations primarily relate to how real estate loans are analyzed internally to determine the adequacy of the loan loss allowance, versus how we are required to report real estate loans for regulatory purposes.
	Credit Quality Indicators:
	Loans at period end were as follows:
	(In thousands of dollars)	September 30,			December 31,
		2013			2012
	Commercial and Industrial
	Pass loans	$	142,668		$	133,678
	Watch loans		6,629			5,367
	Special mention loans		5,957			5,436
	Substandard loans		2,178			1,881
	Impaired restructured and accruing loans		1,548			3,234
	Impaired nonaccrual loans		111			448
	Doubtful nonaccrual loans		0			0
	Total Commercial and Industrial		159,091			150,044
	Commercial Real Estate
	Pass loans	$	388,944		$	373,577
	Watch loans		48,542			50,790
	Special mention loans		16,747			18,117
	Substandard loans		5,879			9,655
	Impaired restructured and accruing loans		13,634			12,106
	Impaired nonaccrual loans		5,914			8,427
	Doubtful nonaccrual loans		0			25
	Total Commercial Real Estate		479,660			472,697
	First lien residential mortgage loans
	Performing loans	$	206,987		$	202,357
	Loans > 60 days past due		1,052			1,046
	Impaired restructured and accruing loans		4,637			4,953
	Nonaccrual loans		4,868			6,040
	Total First lien residential mortgage loans		217,544			214,396
	Junior lien residential mortgage loans
	Performing loans	$	54,309		$	58,089
	Loans > 60 days past due		19			96
	Impaired restructured and accruing loans		248			235
	Nonaccrual loans		275			327
	Total Junior lien residential mortgage loans		54,851			58,747
	Consumer Loans
	Performing loans	$	70,738		$	67,042
	Loans > 60 days past due		58			39
	Impaired restructured and accruing loans		105			191
	Nonaccrual loans		36			401
	Total Consumer Loans		70,937			67,673
	Deferred Fees and Costs		203			205
	Total Loans	$	982,286		$	963,762
	Allowance for Loan Losses
	The allowance for loan losses is determined based on management’s estimate of probable losses incurred within the loan portfolio as of the balance sheet date. We determine the amount of the allowance for loan losses based on periodic evaluation of the loan portfolios and other relevant factors. This evaluation is inherently subjective and requires material estimates, which are subject to change. Factors that are considered in the evaluation of individual, and pools of loans, include: historical loss experience; likelihood of default; liquidation value of a loan’s underlying collateral; timing and amounts of expected future cash flows; and our exposure to loss in the event of default. We further estimate the impact of qualitative factors that may cause future losses to differ from historical experience. Such factors include: changes in credit quality, macro economic impacts on our customers, and changes in underwriting standards.
	Our historical loss experience is determined based on actual losses incurred over the previous twelve quarters. We utilize a method of averaging these losses whereby we place a heavier emphasis on more recent experience. Our model provides a 50% weighting on the most recent four quarters, 30% weighting on the middle four quarters, and 20% weighting on the oldest four quarters.
The loan portfolio is segmented into five loan types: commercial and industrial loans; commercial real estate loans; consumer loans; residential mortgages – first liens; and residential mortgage – junior liens. These segments are further grouped by credit quality classifications.
The segments comprising commercial and industrial loans and commercial real estate loans are classified based on the loan grading system described above. We group loans rated as one through four together into one class of pass loans. Commercial and industrial and commercial real estate loans graded as pass and watch are assigned a unique pooled loss rate based on historical losses incurred over the prior three years as described above. We adjust the calculated historical loss rate up or down based on current developments, that in management’s judgment are not reflected in the historical losses of the company. The current outstanding balance for each of these classes of loans is then multiplied by the adjusted historical loss rate to determine the amount of allowance for loan losses to reserve on that pool of loans.
Loans graded special mention use a shorter 12 month loss history to determine the loss rate. Losses over the preceding 12 month period are divided by the average balance outstanding of substandard and impaired loans to determine a historical loss rate. That calculated historical loss rate is multiplied by a probability factor to determine a loss rate to be applied to this class of loans. The probability factor is determined from an analysis of the migration of special mention loans to more severe risk classes over the preceding 12 month period.
Loans graded as substandard use the shorter 12 month loss history to determine the loss rate. Losses over the preceding 12 month period are divided by the average balance outstanding of substandard and impaired loans to determine a historical loss rate. The calculated historical loss rate, without adjustment for migration, is then multiplied times the outstanding balance of substandard loans to determine the amount of allowance for loan losses to provide for this class of loans.
Loans graded as impaired nonaccrual, doubtful nonaccrual, and impaired restructured and accruing are individually analyzed for loan losses. An allocated reserve is established within the allowance for loan losses for the difference between the carrying value of the loan and its determined collectable value. To determine the collectable value of the loan, the present value of expected cash flows, the collateral value, or some combination of the two is used. The allocated reserve is established as the difference between the carrying value of the loan and the collectable value.
For consumer and residential mortgage loan segments, loans that are current, or less than 60 days past due are assigned a unique historical loss rate as described above for commercial pass and watch loans. For loans that are more than 60 days past due including nonaccrual loans, a loss rate is determined based on charge offs within the last 12 months, divided by the sum of the average balance of loans 60 days or more past due and nonaccrual loans. These loss rates are multiplied by the outstanding balances in each unique loan segment at the end of the reporting period to determine the amount of allowance for loan loss.
For restructured loans where the bank has granted a rate concession, an additional amount is added to the loan loss reserve that represents the difference in the present value of the cash flows between the original terms and the new terms of the modified loan, using the original interest rate of the loan as a discount rate. Any change in the present value of the loan due to passage of time is reflected as an adjustment to provision for loan loss expense.
After each of the steps outlined above is completed, the results are aggregated and compared with the existing balance of the allowance for loan losses. If the aggregation is greater than the balance, the allowance for loan losses is increased through a charge to earnings on the provision for loan losses line. If the resulting aggregation is below the current balance of the allowance for loan losses, management will determine, based upon the number, potential impact, and uncertainty of the estimates contained within the process whether the unallocated reserve is excessive. If in management’s judgment the unallocated reserve exceeds a level deemed prudent given the inherent uncertainty of these issues, a reversal of the provision for loan losses may be recorded.
Allowance for credit losses for the three months ended September 30 were:
(In thousands of dollars)
Three months ending September 30, 2013	Commercial			Commercial			First Lien Residential Mortgages			Junior Lien Residential Mortgages			Consumer			Unallocated			Total
	and Industrial			Real Estate									Loans
Allowance for Credit Losses:
Beginning balance	$	1,821		$	10,237		$	6,287		$	569		$	579		$	746		$	20,239
Provision for loan losses		14			36			71			10			87			(218	)		0
Loans charged off		(68	)		(107	)		(587	)		(41	)		(79	)		0			(882	)
Recoveries		106			109			10			0			26			0			251
Ending balance	$	1,873		$	10,275		$	5,781		$	538		$	613		$	528		$	19,608
Three months ending September 30, 2012
Allowance for Credit Losses:
Beginning balance	$	2,404		$	11,215		$	5,643		$	523		$	851		$	886		$	21,522
Provision for loan losses		(238	)		817			845			229			94			(383	)		1,364
Loans charged off		(110	)		(956	)		(571	)		(174	)		(163	)		0			(1,974	)
Recoveries		34			277			35			0			74			0			420
Ending balance	$	2,090		$	11,353		$	5,952		$	578		$	856		$	503		$	21,332
Allowance for credit losses for the nine months ended September 30 were:
Nine months ending September 30, 2013	Commercial			Commercial			First Lien Residential Mortgages			Junior Lien Residential Mortgages			Consumer			Unallocated			Total
	and Industrial			Real Estate									Loans
Allowance for Credit Losses:
Beginning balance	$	1,896		$	11,565		$	5,656		$	555		$	805		$	863		$	21,340
Provision for loan losses		92			283			1,626			207			(43	)		(335	)		1,830
Loans charged off		(274	)		(1,770	)		(1,570	)		(224	)		(367	)		0			(4,205	)
Recoveries		159			197			69			0			218			0			643
Ending balance	$	1,873		$	10,275		$	5,781		$	538		$	613		$	528		$	19,608
Nine months ending September 30, 2012
Allowance for Credit Losses:
Beginning balance	$	2,485		$	11,534		$	5,393		$	505		$	931		$	171		$	21,019
Provision for loan losses		81			3,059			2,138			533			209			332			6,352
Loans charged off		(535	)		(3,605	)		(1,744	)		(460	)		(547	)		0			(6,891	)
Recoveries		59			365			165			0			263			0			852
Ending balance	$	2,090		$	11,353		$	5,952		$	578		$	856		$	503		$	21,332
Unpaid principal balance in financing receivables at period end were:
(In thousands of dollars)							First Lien			Junior Lien
30-Sep-13	Commercial			Commercial			Residential Mortgages			Residential Mortgages			Consumer			Unallocated			Total
	and Industrial			Real Estate									Loans
Allowance for Credit Losses:
Ending balance: individually evaluated for impairment	$	524		$	4,137		$	2,493		$	137		$	27		$	0		$	7,318
Ending balance: collectively evaluated for impairment	$	1,349		$	6,138		$	3,288		$	401		$	586		$	528		$	12,290
Financing Receivables:
Ending balance	$	159,091		$	479,660		$	217,544		$	54,851		$	70,937		$	0		$	982,083
Ending balance: individually evaluated for impairment	$	1,659		$	19,548		$	9,505		$	523		$	141		$	0		$	31,376
Ending balance: collectively evaluated for impairment	$	157,432		$	460,112		$	208,039		$	54,328		$	70,796		$	0		$	950,707
30-Sep-12
Allowance for Credit Losses:
Ending balance: individually evaluated for impairment	$	321		$	3,479		$	0		$	0		$	0		$	0		$	3,800
Ending balance: collectively evaluated for impairment	$	1,769		$	7,874		$	5,952		$	578		$	856		$	503		$	17,532
Financing Receivables:
Ending balance	$	152,259		$	479,577		$	215,893		$	60,661		$	69,020		$	0		$	977,410
Ending balance: individually evaluated for impairment	$	2,675		$	22,625		$	0		$	0		$	0		$	0		$	25,300
Ending balance: collectively evaluated for impairment	$	149,584		$	456,952		$	215,893		$	60,661		$	69,020		$	0		$	952,110
Age Analysis of Past Due Loans:
(In thousands of dollars)																						Recorded
At September 30, 2013	30-59			60-89			90 Day			Total			Nonaccrual loans			Current			Total			Investment
	Days			Days			s or More			Past Due									Financing Receivables			> 90 days
	Past Due			Past Due			Past Due															and
																						accruing
Commercial and Industrial	$	685		$	46		$	0		$	731		$	111		$	158,249		$	159,091		$	0
Commercial Real Estate		625			324			14			963			5,914			472,783			479,660			14
Residential Mortgages First Liens		789			1,039			12			1,840			4,868			210,836			217,544			12
Residential Mortgages Junior Liens		379			19			0			398			275			54,178			54,851			0
Consumer		305			58			0			363			36			70,538			70,937			0
Deferred Fees and Costs		0			0			0			0			0			203			203			0
Total	$	2,783		$	1,486		$	26		$	4,295		$	11,204		$	966,787		$	982,286		$	26
At December 31, 2012
Commercial and Industrial	$	206		$	140		$	0		$	346		$	448		$	149,250		$	150,044		$	0
Commercial Real Estate		604			1,881			0			2,485			8,452			461,760			472,697			0
Residential Mortgages First Liens		772			969			37			1,778			6,040			206,578			214,396			37
Residential Mortgages Junior Liens		473			96			0			569			327			57,851			58,747			0
Consumer		435			39			0			474			401			66,798			67,673			0
Deferred Fees and Costs		0			0			0			0			0			205			205			0
Total	$	2,490		$	3,125		$	37		$	5,652		$	15,668		$	942,442		$	963,762		$	37
Impaired loans were as follows:
(In thousands of dollars)				Unpaid
30-Sep-13	Recorded			Principal			Related
	Investment			Balance			Allowance
Period end loans with no allocated allowance for loan losses
Commercial and Industrial	$	341		$	337			0
Commercial Real Estate		6,692			6,676			0
Residential Mortgages First Liens		0			0			0
Residential Mortgages Junior Liens		0			0			0
Consumer		0			0			0
Total	$	7,033		$	7,013		$	0
Period end loans with allocated allowance for loan losses
Commercial and Industrial	$	805		$	1,322		$	524
Commercial Real Estate		8,767			12,871			4,137
Residential Mortgages First Liens		7,058			9,504			2,493
Residential Mortgages Junior Liens		386			523			137
Consumer		115			141			27
Total	$	17,131		$	24,361		$	7,318
Total
Commercial and Industrial	$	1,146		$	1,659		$	524
Commercial Real Estate		15,459			19,545			4,137
Residential Mortgages First Liens		7,058			9,505			2,493
Residential Mortgages Junior Liens		386			523			137
Consumer		115			141			27
Total	$	24,164		$	31,376		$	7,318
31-Dec-12
Period end loans with no allocated allowance for loan losses
Commercial and Industrial	$	891		$	891			0
Commercial Real Estate		9,215			9,212			0
Residential Mortgages First Liens		0			0			0
Residential Mortgages Junior Liens		0			0			0
Consumer		0			0			0
Total	$	10,106		$	10,103		$	0
Period end loans with allocated allowance for loan losses
Commercial and Industrial	$	2,273		$	2,792		$	515
Commercial Real Estate		8,377			11,346			2,971
Residential Mortgages First Liens		8,695			10,993			2,298
Residential Mortgages Junior Liens		472			562			90
Consumer		366			592			226
Total	$	20,183		$	26,285		$	6,100
Total
Commercial and Industrial	$	3,164		$	3,683		$	515
Commercial Real Estate		17,592			20,558			2,971
Residential Mortgages First Liens		8,695			10,993			2,298
Residential Mortgages Junior Liens		472			562			90
Consumer		366			592			226
Total	$	30,289		$	36,388		$	6,100
Note: Recorded investment includes principal outstanding plus deferred fee and accrued interest, net of related allowance for loan losses.
Average recorded investment and income recognized on impaired loans were as follows:
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
	Investment			Recognized			Investment			Recognized
(In thousands of dollars)	Three months ended						Three months ended
	30-Sep-13						30-Sep-12
Period end loans with no allocated allowance for loan losses
Commercial and Industrial	$	984		$	1		$	2,779		$	18
Commercial Real Estate		7,387			40			9,260			113
Residential Mortgages First Liens		0			0			9,451			56
Residential Mortgages Junior Liens		0			0			530			2
Consumer		0			0			481			2
Total	$	8,371		$	41		$	22,501		$	191
Period end loans with allocated allowance for loan losses
Commercial and Industrial	$	730		$	22		$	449		$	1
Commercial Real Estate		8,694			163			10,097			9
Residential Mortgages First Liens		7,420			68			0			0
Residential Mortgages Junior Liens		388			3			0			0
Consumer		117			1			0			0
Total	$	17,349		$	257		$	10,546		$	10
Total
Commercial and Industrial	$	1,714		$	23		$	3,228		$	19
Commercial Real Estate		16,081			203			19,357			122
Residential Mortgages First Liens		7,420			68			9,451			56
Residential Mortgages Junior Liens		388			3			530			2
Consumer		117			1			481			2
Total	$	25,720		$	298		$	33,047		$	201
	Average			Interest			Average			Interest
	Recorded			Income			Recorded			Income
	Investment			Recognized			Investment			Recognized
(In thousands of dollars)	Nine months ended						Nine months ended
	30-Sep-13						30-Sep-12
Period end loans with no allocated allowance for loan losses
Commercial and Industrial	$	1,050		$	134		$	3,355		$	164
Commercial Real Estate		8,163			557			10,463			648
Residential Mortgages First Liens		0			0			9,749			295
Residential Mortgages Junior Liens		0			0			487			9
Consumer		0			0			414			15
Total	$	9,213		$	691		$	24,468		$	1,131
Period end loans with allocated allowance for loan losses
Commercial and Industrial	$	1,125		$	59		$	532		$	2
Commercial Real Estate		8,517			429			11,107			100
Residential Mortgages First Liens		8,977			318			0			0
Residential Mortgages Junior Liens		497			14			0			0
Consumer		268			13			0			0
Total	$	19,384		$	833		$	11,639		$	102
Total
Commercial and Industrial	$	2,175		$	193		$	3,887		$	166
Commercial Real Estate		16,680			986			21,570			748
Residential Mortgages First Liens		8,977			318			9,749			295
Residential Mortgages Junior Liens		497			14			487			9
Consumer		268			13			414			15
Total	$	28,597		$	1,524		$	36,107		$	1,233
Loan modifications as of the period ending:
(In thousands of dollars)	Troubled Debt Restructurings									Troubled Debt Restructurings that Subsequently Defaulted
	Number of			Pre-modification outstanding recorded			Post-modification outstanding recorded			Number of			Recorded
	contracts			investment			investment			contracts			investment
Quarter to date:
30-Sep-13
Commercial and industrial		2		$	219		$	217			0		$	0
Commercial real estate		0			0			0			0			0
Residential First Liens		1			203			134			2			172
Residential junior liens		0			0			0			0			0
Consumer		0			0			0			0			0
Total		3		$	422		$	351			2		$	172
30-Sep-12
Commercial and industrial		3		$	190		$	187			0		$	0
Commercial real estate		4			1,613			1,590			0			0
Residential First Liens		6			871			870			1			64
Residential junior liens		1			15			15			1			9
Consumer		0			0			0			0			0
Total		14		$	2,689		$	2,662			2		$	73
Year to date:
30-Sep-13
Commercial and industrial		5		$	308		$	305			2		$	100
Commercial real estate		5			1,661			1,671			0			0
Residential First Liens		6			1,040			970			5			568
Residential junior liens		1			19			19			0			0
Consumer		0			0			0			0			0
Total		17		$	3,028		$	2,965			7		$	668
30-Sep-12
Commercial and industrial		9		$	998		$	988			5		$	1,143
Commercial real estate		12			3,598			3,573			4			401
Residential First Liens		16			1,673			1,669			1			64
Residential junior liens		3			118			118			1			9
Consumer		2			107			107			0			0
Total		42		$	6,494		$	6,455			11		$	1,617

Note_4_Borrowings

Note 4 - Borrowings	9 Months Ended
	Sep. 30, 2013
Debt Disclosure [Abstract]	'
Debt Disclosure [Text Block]	'
	NOTE 4 – BORROWINGS
	On May 17, 2013 we instituted a two year $10 million revolving line of credit agreement at a variable rate of prime rate plus 0.125% on the outstanding balance of the line. We borrowed $8 million on the line in June to facilitate the redemption of our preferred stock. At September 30, the line of credit had $0 outstanding. The line of credit is subject to standard industry covenants and required pledging of the stock in our two banking affiliates as collateral for the loan and requires quarterly interest payments. The line of credit will expire on May 17, 2015.

Note_5_Shareholders_Equity

Note 5 - Shareholders' Equity	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity Note [Abstract]	'
Stockholders' Equity Note Disclosure [Text Block]	'
	NOTE 5 – SHAREHOLDERS’ EQUITY
	We are subject to various regulatory policies and requirements relating to the payment of dividends, including requirements to maintain adequate capital above regulatory minimums. At September 30, 2013 and year end 2012 we exceeded all requirements to be classified as well as capitalized.
	On January 30, 2009 we issued 33,000 shares of Series A, no par value $1,000 liquidation preference, fixed rate cumulative perpetual preferred stock (Preferred Stock) and warrants to purchase 578,947 shares of our common stock at an exercise price of $8.55 per share (Warrants), to the U.S. Department of Treasury in return for $33 million under the Capital Purchase Program (CPP). Of the proceeds, $32.7 million was allocated to the Preferred Stock and $0.3 million was allocated to the Warrants based on the relative fair value of each. The discount on the Preferred Stock was being accreted using an effective yield method over ten years. The Preferred Stock and Warrants qualified as Tier 1 capital.
	The Preferred Stock required quarterly cash dividends at a rate of 5% per year on the $1,000 liquidation preference while they were outstanding. Holders of shares of the Preferred Stock had no right to exchange or convert such shares into any other security of Firstbank Corporation and had no right to require the redemption or repurchase of the Preferred Stock. The Preferred Stock did not have a sinking fund. The Preferred Stock was non-voting, other than class voting rights on certain matters that could adversely affect the Preferred Stock.
	On June 28, 2012 the U.S. Department of Treasury sold all of the shares of our Preferred Stock in a modified Dutch auction process. During the auction, we successfully bid on and retired 16,000 of the 33,000 outstanding shares of our Preferred Stock at a price of $941.01 per share, or $15.1 million aggregate price. As a result of the retirement of these shares, 17,000 shares remained outstanding and carried the same terms under which they were originally issued.
	On June 14, 2013 we called the remaining 17,000 shares of our Preferred Stock at their liquidation preference value of $1,000 per outstanding share plus accrued dividends. As a result of the redemption, we no longer have any outstanding Preferred Stock.
	The Warrants were immediately exercisable for 578,947 shares of our common stock at an exercise price of $8.55 per common share. The Warrants were transferrable and could be exercised at any time on or before January 30, 2019. We negotiated a repurchase of all of the outstanding warrants with the U.S. Treasury at a price of $1,946,670. The repurchase of these warrants occurred in July 2012 and reduced equity by the amount of the purchase price.

Note_6_Fair_Value

Note 6 - Fair Value	9 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 6 - FAIR VALUE
	Carrying amount and estimated fair values of financial instruments were as follows:
	30-Sep-13	Carrying			Estimated			Quoted		Significant			Significant
	(In thousands of dollars)	Amount			Fair Value			Prices in		Other			Unobservable
								Active		Observable			Inputs
								Markets		Inputs			(Level 3)
								(Level 1)		(Level 2)
	Financial Assets:
	Cash and cash equivalents	$	59,963		$	59,963		$	59,963	$	0		$	0
	FDIC insured bank certificates of deposit		1,440			1,440			1,440		0			0
	Trading account securities		8			8			8		0			0
	Securities available for sale		357,421			357,421			263		337,258			19,900
	Federal Home Loan Bank stock		7,266			7,266			0		0			7,266
	Loans held for sale		732			732			0		732			0
	Loans, net		962,678			969,656			0		0			969,656
	Financial Liabilities:
	Deposits		(1,230,116	)		(1,209,657	)		0		0			(1,209,657	)
	Securities sold under agreements to repurchase and overnight borrowings		(47,333	)		(47,333	)		0		(47,333	)		0
	Federal Home Loan Bank advances and other borrowing		(19,861	)		(20,868	)		0		0			(20,868	)
	Subordinated debentures		(36,084	)		(21,084	)		0		0			(21,084	)
	31-Dec-12	Carrying			Estimated			Quoted		Significant			Significant Unobservable
	(In thousands of dollars)	Amount			Fair Value			Prices in		Other			Inputs
								Active		Observable			(Level 3)
								Markets		Inputs
								(Level 1)		(Level 2)
	Financial Assets:
	Cash and cash equivalents	$	99,601		$	99,601		$	99,601	$	0		$	0
	FDIC insured bank certificates of deposit		2,927			2,927			2,927		0			0
	Trading account securities		6			6			6		0			0
	Securities available for sale		353,678			353,678			91		331,717			21,870
	Federal Home Loan Bank stock		7,266			7,266			0		0			7,266
	Loans held for sale		2,921			2,921			0		2,921			0
	Loans, net		942,422			930,354			0		0			930,354
	Financial Liabilities:
	Deposits		(1,241,401	)		(1,243,712	)		0		0			(1,243,712	)
	Securities sold under agreements to repurchase and overnight borrowings		(42,785	)		(42,785	)		0		(42,785	)		0
	Federal Home Loan Bank advances and other borrowing		(22,493	)		(24,122	)		0		0			(24,122	)
	Subordinated debentures		(36,084	)		(36,093	)		0		0			(36,093	)
	The methods and assumptions used to estimate fair value are described as follows: The carrying amount is the estimated fair value for cash and cash equivalents, short term borrowings, Federal Home Loan Bank stock, demand deposits, and variable rate loans or deposits that re-price frequently and fully. Security fair values are based on market prices or dealer quotes, and if no such information is available, on the rate and term of the security and information about the issuer. For fixed rate loans and variable rate loans, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk based on historical losses on similar loan pools. For deposits with infrequent re-pricing or re-pricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life of the product. During the second quarter of 2013 we updated rate assumptions relating to commercial fixed rate loans, deposits, and subordinated debentures to reflect changes in the market place and thereby the fair value of these instruments.
	Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values for the specific loans in the portfolio and assumes the bank will resolve them through orderly liquidation. Fair value of loans held for sale is based on market quotes. Fair value of debt is based on current rates for similar financing. The fair value of off-balance sheet items is based on the current fees or cost that would be charged to enter into or terminate such arrangements. The fair value of off-balance sheet items was not material to the consolidated financial statements at September 30, 2013 and December 31, 2012.
	The following tables present information about our assets measured at fair value on a recurring basis at September 30, 2013 and December 31, 2012, and valuation techniques used by us to determine those fair values.
	Level 1 assets are assets which are actively traded on an open market and pricing is publicly available.
	Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset or liability. Level 3 Securities include local Municipal Securities where market pricing is not available, trust preferred securities issued by banks, and other miscellaneous investments.
	Assets Measured at Fair Value on a Recurring Basis
	(In thousands of dollars)	Quoted Prices in Active Markets			Significant			Significant Unobservable		Total
		(Level 1)			Other			Inputs
					Observable			(Level 3)
					Inputs
					(Level 2)
	30-Sep-13
	Securities available for sale
	U.S. governmental agency	$	0		$	107,686		$	650	$	108,336
	States and political subdivisions		0			128,684			17,673		146,357
	Mortgage backed securities		0			63,103			0		63,103
	Collateralized mortgage obligations		0			37,785			0		37,785
	Equity and other securities		263			0			1,577		1,840
	Total securities available for sale	$	263		$	337,258		$	19,900	$	357,421
	Trading equity securities	$	8		$	0		$	0	$	8
	31-Dec-12
	Securities available for sale
	U.S. governmental agency	$	0		$	106,885		$	0	$	106,885
	States and political subdivisions		0			97,525			20,289		117,814
Mortgage backed securities		0			66,277			0		66,277
Collateralized mortgage obligations		0			61,030			0		61,030
Equity and other securities		91			0			1,581		1,672
Total securities available for sale	$	91		$	331,717		$	21,870	$	353,678
Trading equity securities	$	6		$	0		$	0	$	6
Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis
(In thousands of dollars)	2013			2012
Balance at beginning of year	$	21,870		$	16,914
Total realized and unrealized gains/(losses) included in income		0			0
Total unrealized gains/(losses) included in other comprehensive income		0			0
Purchases of securities		5,885			11,682
Sales of securities		0			0
Calls and maturities		(7,925	)		(12,255	)
Net transfers into Level 3		70			360
Balance at September 30 of each year	$	19,900		$	16,701
Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 assets. As a result, the unrealized gains and losses for these assets presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs.
Available for sale investments securities categorized as Level 3 assets primarily consist of bonds issued by local municipalities and other like assets. We carry local municipal securities at historical cost, which approximates fair value, unless economic conditions for the municipality changes to a degree requiring a valuation adjustment. We also have assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets consist of impaired loans, other real estate owned and other repossessed assets. We have estimated the fair value of impaired loans using Level 3 inputs, specifically valuation of loans based on either a discounted cash flow projection, or a discount to the appraised value of the collateral underlying the loan. We use discounted appraised values or broker’s price opinions to determine the fair value of other real estate owned.
Assets Measured at Fair Value on a Nonrecurring Basis
(In thousands of dollars)	Total			Quoted Prices			Significant		Significant Unobservable
				in Active			Other		Inputs
				Markets for			Observable		(Level 3)
				Identical			Inputs
				Assets			(Level 2)
				(Level 1)
30-Sep-13
Impaired loans	$	31,374		$	0		$	0	$	31,374
Other real estate owned	$	2,161		$	0		$	0	$	2,161
Other repossessed assets	$	50		$	0		$	0	$	50
31-Dec-12
Impaired loans	$	36,388		$	0		$	0	$	36,388
Other real estate owned	$	2,925		$	0		$	0	$	2,925
Other repossessed assets	$	250		$	0		$	0	$	250
Impaired loans categorized as Level 3 assets consist of non-homogeneous loans that are considered impaired. We estimate the fair value of the loans based on the present value of expected future cash flows using management’s best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). Other real estate owned is valued based on either a recent appraisal for the property or a brokers' price opinion of the value of the property, which are discounted for expected costs to dispose of the property.

Note_7_Basic_And_Diluted_Earni

Note 7 - Basic And Diluted Earnings Per Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	NOTE 7 – BASIC AND DILUTED EARNINGS PER SHARE
	(In thousands of dollars except per share data)	Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Earnings per share
	Net income	$	2,869	$	2,715	$	9,075	$	7,536
	Preferred stock dividends and accretion of discount		0		220		481		1,060
	Income available to common shareholders	$	2,869	$	2,495	$	8,594	$	6,476
	Weighted average common shares outstanding (000)		8,073		7,948		8,047		7,924
	Basic Earnings per Share	$	0.36	$	0.31	$	1.07	$	0.82
	Earnings per share assuming dilution
	Net income	$	2,869	$	2,715	$	9,075	$	7,536
	Preferred stock dividends and accretion of discount		0		220		481		1,060
	Income available to common shareholders	$	2,869	$	2,495	$	8,594	$	6,476
	Weighted average common shares outstanding (000)		8,073		7,948		8,047		7,924
	Add dilutive effect of assumed exercises of options		62		40		55		20
	Weighted average common and dilutive potential common shares outstanding (000)		8,135		7,988		8,102		7,944
	Diluted Earnings per Share	$	0.35	$	0.31	$	1.06	$	0.82
	Stock options for 216,814 shares for the three and nine months of 2013, were not considered in computing diluted earnings per share because they were anti-dilutive. Stock options and warrants for 254,497 shares for the three months and 292,447 for the nine months of 2012, were not considered in computing diluted earnings per share because they were anti-dilutive.

Note_2_Securities_Tables

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Holdings [Abstract]	'
Investment [Table Text Block]	'
	(In thousands of dollars)	Amortized		Unrealized			Unrealized			Carrying
		Cost		Gains			Losses			Value
	30-Sep-13
	Securities available for sale
	U.S. governmental agency	$	107,919	$	641		$	(224	)	$	108,336
	States and political subdivisions		147,202		811			(1,656	)		146,357
	Mortgage backed securities		62,127		1,149			(173	)		63,103
	Collateralized mortgage obligations		37,344		499			(58	)		37,785
	Equity and other securities		1,611		229			0			1,840
	Total securities available for sale	$	356,203	$	3,329		$	(2,111	)	$	357,421
	31-Dec-12
	Securities available for sale
	U.S. governmental agency	$	105,629	$	1,271		$	(15	)	$	106,885
	States and political subdivisions		116,123		1,786			(95	)		117,814
	Mortgage backed securities		64,550		1,729			(2	)		66,277
	Collateralized mortgage obligations		60,278		810			(58	)		61,030
	Equity and other securities		1,610		62			0			1,672
	Total securities available for sale	$	348,190	$	5,658		$	(170	)	$	353,678
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	(In thousands of dollars)	Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		Loss			Value			Loss			Value		Loss
	30-Sep-13
	U.S. governmental agency	$	27,403	$	(224	)	$	0		$	0		$	27,403	$	(224	)
	States and political subdivisions		68,508		(1,603	)		4,414			(53	)		72,922		(1,656	)
	Mortgage backed securities		15,096		(173	)		0			0			15,096		(173	)
	Collateralized mortgage obligations		2,483		(13	)		6,930			(45	)		9,413		(58	)
	Total temporarily impaired	$	113,490	$	(2,013	)	$	11,344		$	(98	)	$	124,834	$	(2,111	)
	31-Dec-12
	U.S. governmental agencies	$	10,135	$	(15	)	$	0		$	0		$	10,135	$	(15	)
	States and political subdivisions		17,141		(93	)		582			(2	)		17,723		(95	)
	Mortgage backed securities		0		0			513			(2	)		513		(2	)
	Collateralized mortgage obligations		19,995		(55	)		721			(3	)		20,716		(58	)
	Total temporarily impaired	$	47,271	$	(163	)	$	1,816		$	(7	)	$	49,087	$	(170	)
Realized Gain (Loss) on Investments [Table Text Block]	'
		As of September 30,
	(In thousands of dollars)	2013		2012
	Trading Account Securities Gains/Losses	$	2	$	1
	Available for Sale Securities
	Gross realized gains		79		42
	Gross realized losses		27		0
	Net realized gains	$	52	$	42
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	(In thousands of dollars)	Carrying
		Value
	Due in one year or less	$	50,587
	Due after one year through five years		149,361
	Due after five years through ten years		104,967
	Due after ten years		50,666
	Total debt securities		355,581
	Equity securities		1,840
	Total securities	$	357,421

Note_3_Loans_Tables

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Note 3 - Loans (Tables) [Line Items]	'
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	(In thousands of dollars)	September 30,			December 31,
		2013			2012
	Commercial and Industrial
	Pass loans	$	142,668		$	133,678
	Watch loans		6,629			5,367
	Special mention loans		5,957			5,436
	Substandard loans		2,178			1,881
	Impaired restructured and accruing loans		1,548			3,234
	Impaired nonaccrual loans		111			448
	Doubtful nonaccrual loans		0			0
	Total Commercial and Industrial		159,091			150,044
	Commercial Real Estate
	Pass loans	$	388,944		$	373,577
	Watch loans		48,542			50,790
	Special mention loans		16,747			18,117
	Substandard loans		5,879			9,655
	Impaired restructured and accruing loans		13,634			12,106
	Impaired nonaccrual loans		5,914			8,427
	Doubtful nonaccrual loans		0			25
	Total Commercial Real Estate		479,660			472,697
	First lien residential mortgage loans
	Performing loans	$	206,987		$	202,357
	Loans > 60 days past due		1,052			1,046
	Impaired restructured and accruing loans		4,637			4,953
	Nonaccrual loans		4,868			6,040
	Total First lien residential mortgage loans		217,544			214,396
	Junior lien residential mortgage loans
	Performing loans	$	54,309		$	58,089
	Loans > 60 days past due		19			96
	Impaired restructured and accruing loans		248			235
	Nonaccrual loans		275			327
	Total Junior lien residential mortgage loans		54,851			58,747
	Consumer Loans
	Performing loans	$	70,738		$	67,042
	Loans > 60 days past due		58			39
	Impaired restructured and accruing loans		105			191
	Nonaccrual loans		36			401
	Total Consumer Loans		70,937			67,673
	Deferred Fees and Costs		203			205
	Total Loans	$	982,286		$	963,762
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
	(In thousands of dollars)
	Three months ending September 30, 2013	Commercial			Commercial			First Lien Residential Mortgages			Junior Lien Residential Mortgages			Consumer			Unallocated			Total
		and Industrial			Real Estate									Loans
	Allowance for Credit Losses:
	Beginning balance	$	1,821		$	10,237		$	6,287		$	569		$	579		$	746		$	20,239
	Provision for loan losses		14			36			71			10			87			(218	)		0
	Loans charged off		(68	)		(107	)		(587	)		(41	)		(79	)		0			(882	)
	Recoveries		106			109			10			0			26			0			251
	Ending balance	$	1,873		$	10,275		$	5,781		$	538		$	613		$	528		$	19,608
	Three months ending September 30, 2012
	Allowance for Credit Losses:
	Beginning balance	$	2,404		$	11,215		$	5,643		$	523		$	851		$	886		$	21,522
	Provision for loan losses		(238	)		817			845			229			94			(383	)		1,364
	Loans charged off		(110	)		(956	)		(571	)		(174	)		(163	)		0			(1,974	)
	Recoveries		34			277			35			0			74			0			420
	Ending balance	$	2,090		$	11,353		$	5,952		$	578		$	856		$	503		$	21,332
	Nine months ending September 30, 2013	Commercial			Commercial			First Lien Residential Mortgages			Junior Lien Residential Mortgages			Consumer			Unallocated			Total
		and Industrial			Real Estate									Loans
	Allowance for Credit Losses:
	Beginning balance	$	1,896		$	11,565		$	5,656		$	555		$	805		$	863		$	21,340
	Provision for loan losses		92			283			1,626			207			(43	)		(335	)		1,830
	Loans charged off		(274	)		(1,770	)		(1,570	)		(224	)		(367	)		0			(4,205	)
	Recoveries		159			197			69			0			218			0			643
	Ending balance	$	1,873		$	10,275		$	5,781		$	538		$	613		$	528		$	19,608
	Nine months ending September 30, 2012
	Allowance for Credit Losses:
	Beginning balance	$	2,485		$	11,534		$	5,393		$	505		$	931		$	171		$	21,019
	Provision for loan losses		81			3,059			2,138			533			209			332			6,352
	Loans charged off		(535	)		(3,605	)		(1,744	)		(460	)		(547	)		0			(6,891	)
	Recoveries		59			365			165			0			263			0			852
	Ending balance	$	2,090		$	11,353		$	5,952		$	578		$	856		$	503		$	21,332
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	(In thousands of dollars)							First Lien			Junior Lien
	30-Sep-13	Commercial			Commercial			Residential Mortgages			Residential Mortgages			Consumer			Unallocated			Total
		and Industrial			Real Estate									Loans
	Allowance for Credit Losses:
	Ending balance: individually evaluated for impairment	$	524		$	4,137		$	2,493		$	137		$	27		$	0		$	7,318
	Ending balance: collectively evaluated for impairment	$	1,349		$	6,138		$	3,288		$	401		$	586		$	528		$	12,290
	Financing Receivables:
	Ending balance	$	159,091		$	479,660		$	217,544		$	54,851		$	70,937		$	0		$	982,083
	Ending balance: individually evaluated for impairment	$	1,659		$	19,548		$	9,505		$	523		$	141		$	0		$	31,376
	Ending balance: collectively evaluated for impairment	$	157,432		$	460,112		$	208,039		$	54,328		$	70,796		$	0		$	950,707
	30-Sep-12
	Allowance for Credit Losses:
	Ending balance: individually evaluated for impairment	$	321		$	3,479		$	0		$	0		$	0		$	0		$	3,800
	Ending balance: collectively evaluated for impairment	$	1,769		$	7,874		$	5,952		$	578		$	856		$	503		$	17,532
	Financing Receivables:
	Ending balance	$	152,259		$	479,577		$	215,893		$	60,661		$	69,020		$	0		$	977,410
	Ending balance: individually evaluated for impairment	$	2,675		$	22,625		$	0		$	0		$	0		$	0		$	25,300
	Ending balance: collectively evaluated for impairment	$	149,584		$	456,952		$	215,893		$	60,661		$	69,020		$	0		$	952,110
Past Due Financing Receivables [Table Text Block]	'
	(In thousands of dollars)																						Recorded
	At September 30, 2013	30-59			60-89			90 Day			Total			Nonaccrual loans			Current			Total			Investment
		Days			Days			s or More			Past Due									Financing Receivables			> 90 days
		Past Due			Past Due			Past Due															and
																							accruing
	Commercial and Industrial	$	685		$	46		$	0		$	731		$	111		$	158,249		$	159,091		$	0
	Commercial Real Estate		625			324			14			963			5,914			472,783			479,660			14
	Residential Mortgages First Liens		789			1,039			12			1,840			4,868			210,836			217,544			12
	Residential Mortgages Junior Liens		379			19			0			398			275			54,178			54,851			0
	Consumer		305			58			0			363			36			70,538			70,937			0
	Deferred Fees and Costs		0			0			0			0			0			203			203			0
	Total	$	2,783		$	1,486		$	26		$	4,295		$	11,204		$	966,787		$	982,286		$	26
	At December 31, 2012
	Commercial and Industrial	$	206		$	140		$	0		$	346		$	448		$	149,250		$	150,044		$	0
	Commercial Real Estate		604			1,881			0			2,485			8,452			461,760			472,697			0
	Residential Mortgages First Liens		772			969			37			1,778			6,040			206,578			214,396			37
	Residential Mortgages Junior Liens		473			96			0			569			327			57,851			58,747			0
	Consumer		435			39			0			474			401			66,798			67,673			0
	Deferred Fees and Costs		0			0			0			0			0			205			205			0
	Total	$	2,490		$	3,125		$	37		$	5,652		$	15,668		$	942,442		$	963,762		$	37
Impaired Financing Receivables [Table Text Block]	'
	(In thousands of dollars)				Unpaid
	30-Sep-13	Recorded			Principal			Related
		Investment			Balance			Allowance
	Period end loans with no allocated allowance for loan losses
	Commercial and Industrial	$	341		$	337			0
	Commercial Real Estate		6,692			6,676			0
	Residential Mortgages First Liens		0			0			0
	Residential Mortgages Junior Liens		0			0			0
	Consumer		0			0			0
	Total	$	7,033		$	7,013		$	0
	Period end loans with allocated allowance for loan losses
	Commercial and Industrial	$	805		$	1,322		$	524
	Commercial Real Estate		8,767			12,871			4,137
	Residential Mortgages First Liens		7,058			9,504			2,493
	Residential Mortgages Junior Liens		386			523			137
	Consumer		115			141			27
	Total	$	17,131		$	24,361		$	7,318
	Total
	Commercial and Industrial	$	1,146		$	1,659		$	524
	Commercial Real Estate		15,459			19,545			4,137
	Residential Mortgages First Liens		7,058			9,505			2,493
	Residential Mortgages Junior Liens		386			523			137
	Consumer		115			141			27
	Total	$	24,164		$	31,376		$	7,318
	31-Dec-12
	Period end loans with no allocated allowance for loan losses
	Commercial and Industrial	$	891		$	891			0
	Commercial Real Estate		9,215			9,212			0
	Residential Mortgages First Liens		0			0			0
	Residential Mortgages Junior Liens		0			0			0
	Consumer		0			0			0
	Total	$	10,106		$	10,103		$	0
	Period end loans with allocated allowance for loan losses
	Commercial and Industrial	$	2,273		$	2,792		$	515
	Commercial Real Estate		8,377			11,346			2,971
	Residential Mortgages First Liens		8,695			10,993			2,298
	Residential Mortgages Junior Liens		472			562			90
	Consumer		366			592			226
	Total	$	20,183		$	26,285		$	6,100
	Total
	Commercial and Industrial	$	3,164		$	3,683		$	515
	Commercial Real Estate		17,592			20,558			2,971
	Residential Mortgages First Liens		8,695			10,993			2,298
	Residential Mortgages Junior Liens		472			562			90
	Consumer		366			592			226
	Total	$	30,289		$	36,388		$	6,100
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	(In thousands of dollars)	Troubled Debt Restructurings									Troubled Debt Restructurings that Subsequently Defaulted
		Number of			Pre-modification outstanding recorded			Post-modification outstanding recorded			Number of			Recorded
		contracts			investment			investment			contracts			investment
	Quarter to date:
	30-Sep-13
	Commercial and industrial		2		$	219		$	217			0		$	0
	Commercial real estate		0			0			0			0			0
	Residential First Liens		1			203			134			2			172
	Residential junior liens		0			0			0			0			0
	Consumer		0			0			0			0			0
	Total		3		$	422		$	351			2		$	172
	30-Sep-12
	Commercial and industrial		3		$	190		$	187			0		$	0
	Commercial real estate		4			1,613			1,590			0			0
	Residential First Liens		6			871			870			1			64
	Residential junior liens		1			15			15			1			9
	Consumer		0			0			0			0			0
	Total		14		$	2,689		$	2,662			2		$	73
	Year to date:
	30-Sep-13
	Commercial and industrial		5		$	308		$	305			2		$	100
	Commercial real estate		5			1,661			1,671			0			0
	Residential First Liens		6			1,040			970			5			568
	Residential junior liens		1			19			19			0			0
	Consumer		0			0			0			0			0
	Total		17		$	3,028		$	2,965			7		$	668
	30-Sep-12
	Commercial and industrial		9		$	998		$	988			5		$	1,143
	Commercial real estate		12			3,598			3,573			4			401
	Residential First Liens		16			1,673			1,669			1			64
	Residential junior liens		3			118			118			1			9
	Consumer		2			107			107			0			0
	Total		42		$	6,494		$	6,455			11		$	1,617
Impaired Loans [Member]	'
Note 3 - Loans (Tables) [Line Items]	'
Impaired Financing Receivables [Table Text Block]	'
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
	(In thousands of dollars)	Three months ended						Three months ended
		30-Sep-13						30-Sep-12
	Period end loans with no allocated allowance for loan losses
	Commercial and Industrial	$	984		$	1		$	2,779		$	18
	Commercial Real Estate		7,387			40			9,260			113
	Residential Mortgages First Liens		0			0			9,451			56
	Residential Mortgages Junior Liens		0			0			530			2
	Consumer		0			0			481			2
	Total	$	8,371		$	41		$	22,501		$	191
	Period end loans with allocated allowance for loan losses
	Commercial and Industrial	$	730		$	22		$	449		$	1
	Commercial Real Estate		8,694			163			10,097			9
	Residential Mortgages First Liens		7,420			68			0			0
	Residential Mortgages Junior Liens		388			3			0			0
	Consumer		117			1			0			0
	Total	$	17,349		$	257		$	10,546		$	10
	Total
	Commercial and Industrial	$	1,714		$	23		$	3,228		$	19
	Commercial Real Estate		16,081			203			19,357			122
	Residential Mortgages First Liens		7,420			68			9,451			56
	Residential Mortgages Junior Liens		388			3			530			2
	Consumer		117			1			481			2
	Total	$	25,720		$	298		$	33,047		$	201
		Average			Interest			Average			Interest
		Recorded			Income			Recorded			Income
		Investment			Recognized			Investment			Recognized
	(In thousands of dollars)	Nine months ended						Nine months ended
		30-Sep-13						30-Sep-12
	Period end loans with no allocated allowance for loan losses
	Commercial and Industrial	$	1,050		$	134		$	3,355		$	164
	Commercial Real Estate		8,163			557			10,463			648
	Residential Mortgages First Liens		0			0			9,749			295
	Residential Mortgages Junior Liens		0			0			487			9
	Consumer		0			0			414			15
	Total	$	9,213		$	691		$	24,468		$	1,131
	Period end loans with allocated allowance for loan losses
	Commercial and Industrial	$	1,125		$	59		$	532		$	2
	Commercial Real Estate		8,517			429			11,107			100
	Residential Mortgages First Liens		8,977			318			0			0
	Residential Mortgages Junior Liens		497			14			0			0
	Consumer		268			13			0			0
	Total	$	19,384		$	833		$	11,639		$	102
	Total
	Commercial and Industrial	$	2,175		$	193		$	3,887		$	166
	Commercial Real Estate		16,680			986			21,570			748
	Residential Mortgages First Liens		8,977			318			9,749			295
	Residential Mortgages Junior Liens		497			14			487			9
	Consumer		268			13			414			15
	Total	$	28,597		$	1,524		$	36,107		$	1,233

Note_6_Fair_Value_Tables

Note 6 - Fair Value (Tables)	9 Months Ended
	Sep. 30, 2013
Note 6 - Fair Value (Tables) [Line Items]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(In thousands of dollars)	Quoted Prices in Active Markets			Significant			Significant Unobservable		Total
		(Level 1)			Other			Inputs
					Observable			(Level 3)
					Inputs
					(Level 2)
	30-Sep-13
	Securities available for sale
	U.S. governmental agency	$	0		$	107,686		$	650	$	108,336
	States and political subdivisions		0			128,684			17,673		146,357
	Mortgage backed securities		0			63,103			0		63,103
	Collateralized mortgage obligations		0			37,785			0		37,785
	Equity and other securities		263			0			1,577		1,840
	Total securities available for sale	$	263		$	337,258		$	19,900	$	357,421
	Trading equity securities	$	8		$	0		$	0	$	8
	31-Dec-12
	Securities available for sale
	U.S. governmental agency	$	0		$	106,885		$	0	$	106,885
	States and political subdivisions		0			97,525			20,289		117,814
	Mortgage backed securities		0			66,277			0		66,277
	Collateralized mortgage obligations		0			61,030			0		61,030
	Equity and other securities		91			0			1,581		1,672
	Total securities available for sale	$	91		$	331,717		$	21,870	$	353,678
	Trading equity securities	$	6		$	0		$	0	$	6
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
	(In thousands of dollars)	2013			2012
	Balance at beginning of year	$	21,870		$	16,914
	Total realized and unrealized gains/(losses) included in income		0			0
	Total unrealized gains/(losses) included in other comprehensive income		0			0
	Purchases of securities		5,885			11,682
	Sales of securities		0			0
	Calls and maturities		(7,925	)		(12,255	)
	Net transfers into Level 3		70			360
	Balance at September 30 of each year	$	19,900		$	16,701
Fair Value Measurements, Nonrecurring [Table Text Block]	'
	(In thousands of dollars)	Total			Quoted Prices			Significant		Significant Unobservable
					in Active			Other		Inputs
					Markets for			Observable		(Level 3)
					Identical			Inputs
					Assets			(Level 2)
					(Level 1)
	30-Sep-13
	Impaired loans	$	31,374		$	0		$	0	$	31,374
	Other real estate owned	$	2,161		$	0		$	0	$	2,161
	Other repossessed assets	$	50		$	0		$	0	$	50
	31-Dec-12
	Impaired loans	$	36,388		$	0		$	0	$	36,388
	Other real estate owned	$	2,925		$	0		$	0	$	2,925
	Other repossessed assets	$	250		$	0		$	0	$	250
Estimate of Fair Value Measurement [Member]	'
Note 6 - Fair Value (Tables) [Line Items]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	30-Sep-13	Carrying			Estimated			Quoted		Significant			Significant
	(In thousands of dollars)	Amount			Fair Value			Prices in		Other			Unobservable
								Active		Observable			Inputs
								Markets		Inputs			(Level 3)
								(Level 1)		(Level 2)
	Financial Assets:
	Cash and cash equivalents	$	59,963		$	59,963		$	59,963	$	0		$	0
	FDIC insured bank certificates of deposit		1,440			1,440			1,440		0			0
	Trading account securities		8			8			8		0			0
	Securities available for sale		357,421			357,421			263		337,258			19,900
	Federal Home Loan Bank stock		7,266			7,266			0		0			7,266
	Loans held for sale		732			732			0		732			0
	Loans, net		962,678			969,656			0		0			969,656
	Financial Liabilities:
	Deposits		(1,230,116	)		(1,209,657	)		0		0			(1,209,657	)
	Securities sold under agreements to repurchase and overnight borrowings		(47,333	)		(47,333	)		0		(47,333	)		0
	Federal Home Loan Bank advances and other borrowing		(19,861	)		(20,868	)		0		0			(20,868	)
	Subordinated debentures		(36,084	)		(21,084	)		0		0			(21,084	)
	31-Dec-12	Carrying			Estimated			Quoted		Significant			Significant Unobservable
	(In thousands of dollars)	Amount			Fair Value			Prices in		Other			Inputs
								Active		Observable			(Level 3)
								Markets		Inputs
								(Level 1)		(Level 2)
	Financial Assets:
	Cash and cash equivalents	$	99,601		$	99,601		$	99,601	$	0		$	0
	FDIC insured bank certificates of deposit		2,927			2,927			2,927		0			0
	Trading account securities		6			6			6		0			0
	Securities available for sale		353,678			353,678			91		331,717			21,870
	Federal Home Loan Bank stock		7,266			7,266			0		0			7,266
	Loans held for sale		2,921			2,921			0		2,921			0
	Loans, net		942,422			930,354			0		0			930,354
	Financial Liabilities:
	Deposits		(1,241,401	)		(1,243,712	)		0		0			(1,243,712	)
	Securities sold under agreements to repurchase and overnight borrowings		(42,785	)		(42,785	)		0		(42,785	)		0
	Federal Home Loan Bank advances and other borrowing		(22,493	)		(24,122	)		0		0			(24,122	)
	Subordinated debentures		(36,084	)		(36,093	)		0		0			(36,093	)

Note_7_Basic_And_Diluted_Earni1

Note 7 - Basic And Diluted Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	(In thousands of dollars except per share data)	Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Earnings per share
	Net income	$	2,869	$	2,715	$	9,075	$	7,536
	Preferred stock dividends and accretion of discount		0		220		481		1,060
	Income available to common shareholders	$	2,869	$	2,495	$	8,594	$	6,476
	Weighted average common shares outstanding (000)		8,073		7,948		8,047		7,924
	Basic Earnings per Share	$	0.36	$	0.31	$	1.07	$	0.82
	Earnings per share assuming dilution
	Net income	$	2,869	$	2,715	$	9,075	$	7,536
	Preferred stock dividends and accretion of discount		0		220		481		1,060
	Income available to common shareholders	$	2,869	$	2,495	$	8,594	$	6,476
	Weighted average common shares outstanding (000)		8,073		7,948		8,047		7,924
	Add dilutive effect of assumed exercises of options		62		40		55		20
	Weighted average common and dilutive potential common shares outstanding (000)		8,135		7,988		8,102		7,944
	Diluted Earnings per Share	$	0.35	$	0.31	$	1.06	$	0.82

Note_1_Financial_Statements_De

Note 1 - Financial Statements (Details)	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	44.00%

Note_2_Securities_Details

Note 2 - Securities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Investment Holdings [Abstract]	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	242	74
Held-to-maturity Securities Pledged as Collateral (in Dollars)	$47,333,000	$45,645,000

Note_2_Securities_Details_Unre

Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	$356,203	$348,190
Unrealized Gains	3,329	5,658
Unrealized Losses	-2,111	-170
Carrying Value	357,421	353,678
US Government Agencies Debt Securities [Member]	'	'
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	107,919	105,629
Unrealized Gains	641	1,271
Unrealized Losses	-224	-15
Carrying Value	108,336	106,885
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	147,202	116,123
Unrealized Gains	811	1,786
Unrealized Losses	-1,656	-95
Carrying Value	146,357	117,814
Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	62,127	64,550
Unrealized Gains	1,149	1,729
Unrealized Losses	-173	-2
Carrying Value	63,103	66,277
Collateralized Mortgage Obligations [Member]	'	'
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	37,344	60,278
Unrealized Gains	499	810
Unrealized Losses	-58	-58
Carrying Value	37,785	61,030
Equity Securities [Member]	'	'
Note 2 - Securities (Details) - Unrealized Gains and Losses in Investments [Line Items]	'	'
Amortized Cost	1,611	1,610
Unrealized Gains	229	62
Unrealized Losses	0	0
Carrying Value	$1,840	$1,672

Note_2_Securities_Details_Secu

Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income [Line Items]	'	'
Less than 12 Months, Fair Value	$113,490	$47,271
Less than 12 Months, Unrealized Losses	-2,013	-163
12 Months or More, Fair Value	11,344	1,816
12 Months or More, Unrealized Losses	-98	-7
Fair Value	124,834	49,087
Unrealized Losses	-2,111	-170
US Government Agencies Debt Securities [Member]	'	'
Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income [Line Items]	'	'
Less than 12 Months, Fair Value	27,403	10,135
Less than 12 Months, Unrealized Losses	-224	-15
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Losses	0	0
Fair Value	27,403	10,135
Unrealized Losses	-224	-15
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income [Line Items]	'	'
Less than 12 Months, Fair Value	68,508	17,141
Less than 12 Months, Unrealized Losses	-1,603	-93
12 Months or More, Fair Value	4,414	582
12 Months or More, Unrealized Losses	-53	-2
Fair Value	72,922	17,723
Unrealized Losses	-1,656	-95
Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income [Line Items]	'	'
Less than 12 Months, Fair Value	15,096	0
Less than 12 Months, Unrealized Losses	-173	0
12 Months or More, Fair Value	0	513
12 Months or More, Unrealized Losses	0	-2
Fair Value	15,096	513
Unrealized Losses	-173	-2
Collateralized Mortgage Obligations [Member]	'	'
Note 2 - Securities (Details) - Securities with Unrealized Losses not Recognized in Income [Line Items]	'	'
Less than 12 Months, Fair Value	2,483	19,995
Less than 12 Months, Unrealized Losses	-13	-55
12 Months or More, Fair Value	6,930	721
12 Months or More, Unrealized Losses	-45	-3
Fair Value	9,413	20,716
Unrealized Losses	($58)	($58)

Note_2_Securities_Details_Gros

Note 2 - Securities (Details) - Gross Gains and Losses on Investment Securities (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Note 2 - Securities (Details) - Gross Gains and Losses on Investment Securities [Line Items]	'	'	'	'
Trading Account Securities Gains/Losses	($4)	($5)	$2	$1
Available for Sale Securities	'	'	'	'
Gross realized gains	'	'	79	42
Gross realized losses	'	'	27	0
Net realized gains	0	2	52	42
Gains/Losses [Member]	'	'	'	'
Note 2 - Securities (Details) - Gross Gains and Losses on Investment Securities [Line Items]	'	'	'	'
Trading Account Securities Gains/Losses	'	'	$2	$1

Note_2_Securities_Details_Carr

Note 2 - Securities (Details) - Carrying Value of Securities at Maturity (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Carrying Value of Securities at Maturity [Abstract]	'	'
Due in one year or less	$50,587	'
Due after one year through five years	149,361	'
Due after five years through ten years	104,967	'
Due after ten years	50,666	'
Total debt securities	355,581	'
Equity securities	1,840	'
Total securities	$357,421	$353,678

Note_3_Loans_Details_Credit_Qu

Note 3 - Loans (Details) - Credit Quality Indicators (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commercial and Industrial	'	'
Financing Receivable	$982,286	$963,762
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	0	25
Commercial and Industrial [Member] | Pass [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	142,668	133,678
Commercial and Industrial [Member] | Watch Loan [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	6,629	5,367
Commercial and Industrial [Member] | Special Mention [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	5,957	5,436
Commercial and Industrial [Member] | Substandard [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	2,178	1,881
Commercial and Industrial [Member] | Impaired Restructured and Accruing Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	1,548	3,234
Commercial and Industrial [Member] | Impaired Nonaccrual Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	111	448
Commercial and Industrial [Member] | Doubtful [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	0	0
Commercial and Industrial [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	159,091	150,044
Commercial Real Estate Loans [Member] | Pass [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	388,944	373,577
Commercial Real Estate Loans [Member] | Watch Loan [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	48,542	50,790
Commercial Real Estate Loans [Member] | Special Mention [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	16,747	18,117
Commercial Real Estate Loans [Member] | Substandard [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	5,879	9,655
Commercial Real Estate Loans [Member] | Impaired Restructured and Accruing Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	13,634	12,106
Commercial Real Estate Loans [Member] | Impaired Nonaccrual Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	5,914	8,427
Commercial Real Estate Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	479,660	472,697
First Lien Residential Mortgage Loans [Member] | Impaired Restructured and Accruing Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	4,637	4,953
First Lien Residential Mortgage Loans [Member] | Performing Financing Receivable [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	206,987	202,357
First Lien Residential Mortgage Loans [Member] | Loans more than 60 days past due [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	1,052	1,046
First Lien Residential Mortgage Loans [Member] | Nonaccrual loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	4,868	6,040
First Lien Residential Mortgage Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	217,544	214,396
Junior Lein Residential Mortgage Loans [Member] | Impaired Restructured and Accruing Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	248	235
Junior Lein Residential Mortgage Loans [Member] | Performing Financing Receivable [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	54,309	58,089
Junior Lein Residential Mortgage Loans [Member] | Loans more than 60 days past due [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	19	96
Junior Lein Residential Mortgage Loans [Member] | Nonaccrual loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	275	327
Junior Lein Residential Mortgage Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	54,851	58,747
Consumer Loans [Member] | Impaired Restructured and Accruing Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	105	191
Consumer Loans [Member] | Performing Financing Receivable [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	70,738	67,042
Consumer Loans [Member] | Loans more than 60 days past due [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	58	39
Consumer Loans [Member] | Nonaccrual loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	36	401
Consumer Loans [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	70,937	67,673
Deferred Fees and Costs [Member]	'	'
Commercial and Industrial	'	'
Financing Receivable	$203	$205

Note_3_Loans_Details_Allowance

Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Provision for loan losses	$0	$1,364	$1,830	$6,352
Commercial and Industrial [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	1,821	2,404	1,896	2,485
Provision for loan losses	14	-238	92	81
Loans charged off	-68	-110	-274	-535
Recoveries	106	34	159	59
Ending Balance	1,873	2,090	1,873	2,090
Commercial Real Estate Loans [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	10,237	11,215	11,565	11,534
Provision for loan losses	36	817	283	3,059
Loans charged off	-107	-956	-1,770	-3,605
Recoveries	109	277	197	365
Ending Balance	10,275	11,353	10,275	11,353
First Lien Residential Mortgage Loans [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	6,287	5,643	5,656	5,393
Provision for loan losses	71	845	1,626	2,138
Loans charged off	-587	-571	-1,570	-1,744
Recoveries	10	35	69	165
Ending Balance	5,781	5,952	5,781	5,952
Junior Lein Residential Mortgage Loans [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	569	523	555	505
Provision for loan losses	10	229	207	533
Loans charged off	-41	-174	-224	-460
Recoveries	0	0	0	0
Ending Balance	538	578	538	578
Consumer Loans [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	579	851	805	931
Provision for loan losses	87	94	-43	209
Loans charged off	-79	-163	-367	-547
Recoveries	26	74	218	263
Ending Balance	613	856	613	856
Unallocated Financing Receivables [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	746	886	863	171
Provision for loan losses	-218	-383	-335	332
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	528	503	528	503
Total [Member]	'	'	'	'
Note 3 - Loans (Details) - Allowance for Credit Losses and Recorded Investment in Financing Receivables [Line Items]	'	'	'	'
Beginning Balance	20,239	21,522	21,340	21,019
Provision for loan losses	0	1,364	1,830	6,352
Loans charged off	-882	-1,974	-4,205	-6,891
Recoveries	251	420	643	852
Ending Balance	$19,608	$21,332	$19,608	$21,332

Note_3_Loans_Details_Unpaid_Pr

Note 3 - Loans (Details) - Unpaid Principal Balance in Financing Receivables (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified			Commercial and Industrial [Member]	Commercial and Industrial [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	First Lien Residential Mortgage Loans [Member]	First Lien Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Consumer Loans [Member]	Consumer Loans [Member]	Unallocated Financing Receivables [Member]	Unallocated Financing Receivables [Member]	Unpaid Principle Balance [Member]	Unpaid Principle Balance [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Allowance Ending balance: individually evaluated for impairment	'	'	$524	$321	$4,137	$3,479	$2,493	$0	$137	$0	$27	$0	$0	$0	$7,318	$3,800
Allowance Ending balance: collectively evaluated for impairment	'	'	1,349	1,769	6,138	7,874	3,288	5,952	401	578	586	856	528	503	12,290	17,532
Financing Receivable Ending balance	982,286	963,762	159,091	152,259	479,660	479,577	217,544	215,893	54,851	60,661	70,937	69,020	0	0	982,083	977,410
Financing Receivable Ending balance: individually evaluated for impairment	'	'	1,659	2,675	19,548	22,625	9,505	0	523	0	141	0	0	0	31,376	25,300
Financing Receivable Ending balance: collectively evaluated for impairment	'	'	$157,432	$149,584	$460,112	$456,952	$208,039	$215,893	$54,328	$60,661	$70,796	$69,020	$0	$0	$950,707	$952,110

Note_3_Loans_Details_Age_Analy

Note 3 - Loans (Details) - Age Analysis of Past Due Loans Excluding Nonaccrual Loans (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$2,783	$2,490
60-89 Days Past Due	1,486	3,125
90 Days or More Past Due	26	37
Total Past Due	4,295	5,652
Nonaccrual loans	11,204	15,668
Current	966,787	942,442
Total Financing Receivables	982,286	963,762
Recorded Investment > 90 days and accruing	26	37
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	685	206
60-89 Days Past Due	46	140
90 Days or More Past Due	0	0
Total Past Due	731	346
Nonaccrual loans	111	448
Current	158,249	149,250
Total Financing Receivables	159,091	150,044
Recorded Investment > 90 days and accruing	0	0
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	625	604
60-89 Days Past Due	324	1,881
90 Days or More Past Due	14	0
Total Past Due	963	2,485
Nonaccrual loans	5,914	8,452
Current	472,783	461,760
Total Financing Receivables	479,660	472,697
Recorded Investment > 90 days and accruing	14	0
First Lien Residential Mortgage Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	789	772
60-89 Days Past Due	1,039	969
90 Days or More Past Due	12	37
Total Past Due	1,840	1,778
Nonaccrual loans	4,868	6,040
Current	210,836	206,578
Total Financing Receivables	217,544	214,396
Recorded Investment > 90 days and accruing	12	37
Junior Lein Residential Mortgage Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	379	473
60-89 Days Past Due	19	96
90 Days or More Past Due	0	0
Total Past Due	398	569
Nonaccrual loans	275	327
Current	54,178	57,851
Total Financing Receivables	54,851	58,747
Recorded Investment > 90 days and accruing	0	0
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	305	435
60-89 Days Past Due	58	39
90 Days or More Past Due	0	0
Total Past Due	363	474
Nonaccrual loans	36	401
Current	70,538	66,798
Total Financing Receivables	70,937	67,673
Recorded Investment > 90 days and accruing	0	0
Deferred Fees and Costs [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days or More Past Due	0	0
Total Past Due	0	0
Nonaccrual loans	0	0
Current	203	205
Total Financing Receivables	203	205
Recorded Investment > 90 days and accruing	$0	$0

Note_3_Loans_Details_Impaired_

Note 3 - Loans (Details) - Impaired Loans (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	$7,318	$6,100
Loans with Allocated Allowance for loan Losses, Related Allowance	7,318	6,100
Total	'	'
Impaired loans - recorded investment	24,164	30,289
Impaired loans - unpaid principal balance	31,376	36,388
Impaired loans - related allowance	7,318	6,100
Commercial and Industrial [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	341	891
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	337	891
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
Commercial and Industrial [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	524	515
Loans with Allocated Allowance for loan Losses, Recorded Investment	805	2,273
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	1,322	2,792
Loans with Allocated Allowance for loan Losses, Related Allowance	524	515
Total	'	'
Impaired loans - related allowance	524	515
Commercial and Industrial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	524	515
Loans with Allocated Allowance for loan Losses, Related Allowance	524	515
Total	'	'
Impaired loans - recorded investment	1,146	3,164
Impaired loans - unpaid principal balance	1,659	3,683
Impaired loans - related allowance	524	515
Commercial Real Estate Other Receivable [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	6,692	9,215
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	6,676	9,212
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
Commercial Real Estate Other Receivable [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	4,137	2,971
Loans with Allocated Allowance for loan Losses, Recorded Investment	8,767	8,377
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	12,871	11,346
Loans with Allocated Allowance for loan Losses, Related Allowance	4,137	2,971
Total	'	'
Impaired loans - related allowance	4,137	2,971
Commercial Real Estate Other Receivable [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	4,137	2,971
Loans with Allocated Allowance for loan Losses, Related Allowance	4,137	2,971
Total	'	'
Impaired loans - recorded investment	15,459	17,592
Impaired loans - unpaid principal balance	19,545	20,558
Impaired loans - related allowance	4,137	2,971
First Lien Residential Mortgage Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	0	0
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	0	0
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
First Lien Residential Mortgage Loans [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	2,493	2,298
Loans with Allocated Allowance for loan Losses, Recorded Investment	7,058	8,695
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	9,504	10,993
Loans with Allocated Allowance for loan Losses, Related Allowance	2,493	2,298
Total	'	'
Impaired loans - related allowance	2,493	2,298
First Lien Residential Mortgage Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	2,493	2,298
Loans with Allocated Allowance for loan Losses, Related Allowance	2,493	2,298
Total	'	'
Impaired loans - recorded investment	7,058	8,695
Impaired loans - unpaid principal balance	9,505	10,993
Impaired loans - related allowance	2,493	2,298
Junior Lein Residential Mortgage Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	0	0
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	0	0
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
Junior Lein Residential Mortgage Loans [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	137	90
Loans with Allocated Allowance for loan Losses, Recorded Investment	386	472
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	523	562
Loans with Allocated Allowance for loan Losses, Related Allowance	137	90
Total	'	'
Impaired loans - related allowance	137	90
Junior Lein Residential Mortgage Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	137	90
Loans with Allocated Allowance for loan Losses, Related Allowance	137	90
Total	'	'
Impaired loans - recorded investment	386	472
Impaired loans - unpaid principal balance	523	562
Impaired loans - related allowance	137	90
Consumer Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	0	0
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	0	0
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
Consumer Loans [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	27	226
Loans with Allocated Allowance for loan Losses, Recorded Investment	115	366
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	141	592
Loans with Allocated Allowance for loan Losses, Related Allowance	27	226
Total	'	'
Impaired loans - related allowance	27	226
Consumer Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	27	226
Loans with Allocated Allowance for loan Losses, Related Allowance	27	226
Total	'	'
Impaired loans - recorded investment	115	366
Impaired loans - unpaid principal balance	141	592
Impaired loans - related allowance	27	226
No Allocated Allowance [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Recorded Investment	7,033	10,106
Loans with No Allocated Allowance for loan Losses, Unpaid Principal Balance	7,013	10,103
Loans with No Allocated Allowance for loan Losses, Related Allowance	0	0
Loans with Allocated Allowance for loan Losses, Related Allowance	0	0
Total	'	'
Impaired loans - related allowance	0	0
Allocated Allowance [Member] | Period End Loans Allocated Allowance Loan Losses [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with No Allocated Allowance for loan Losses, Related Allowance	7,318	6,100
Loans with Allocated Allowance for loan Losses, Recorded Investment	17,131	20,183
Loans with Allocated Allowance for loan Losses, Unpaid Principal Balance	24,361	26,285
Loans with Allocated Allowance for loan Losses, Related Allowance	7,318	6,100
Total	'	'
Impaired loans - related allowance	$7,318	$6,100

Note_3_Loans_Details_Average_R

Note 3 - Loans (Details) - Average Recorded Investment and Income Recognized on Impaired Loans (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Commercial and Industrial [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	$984	$2,779	$1,050	$3,355
Interest income recognized	1	18	134	164
Commercial and Industrial [Member] | Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	730	449	1,125	532
Interest income recognized	22	1	59	2
Commercial and Industrial [Member] | Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	1,714	3,228	2,175	3,887
Interest income recognized	23	19	193	166
Commercial Real Estate Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	7,387	9,260	8,163	10,463
Interest income recognized	40	113	557	648
Commercial Real Estate Loans [Member] | Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	8,694	10,097	8,517	11,107
Interest income recognized	163	9	429	100
Commercial Real Estate Loans [Member] | Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	16,081	19,357	16,680	21,570
Interest income recognized	203	122	986	748
First Lien Residential Mortgage Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	0	9,451	0	9,749
Interest income recognized	0	56	0	295
First Lien Residential Mortgage Loans [Member] | Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	7,420	0	8,977	0
Interest income recognized	68	0	318	0
First Lien Residential Mortgage Loans [Member] | Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	7,420	9,451	8,977	9,749
Interest income recognized	68	56	318	295
Junior Lein Residential Mortgage Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	0	530	0	487
Interest income recognized	0	2	0	9
Junior Lein Residential Mortgage Loans [Member] | Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	388	0	497	0
Interest income recognized	3	0	14	0
Junior Lein Residential Mortgage Loans [Member] | Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	388	530	497	487
Interest income recognized	3	2	14	9
Consumer Loans [Member] | Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	0	481	0	414
Interest income recognized	0	2	0	15
Consumer Loans [Member] | Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	117	0	268	0
Interest income recognized	1	0	13	0
Consumer Loans [Member] | Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	117	481	268	414
Interest income recognized	1	2	13	15
Period End Loans No Allocated Allowance For Loan Losses [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	8,371	22,501	9,213	24,468
Interest income recognized	41	191	691	1,131
Allocated Allowance [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	17,349	10,546	19,384	11,639
Interest income recognized	257	10	833	102
Average Recorded Investment and Income Recognized [Member]	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'
Average recorded investment	25,720	33,047	28,597	36,107
Interest income recognized	$298	$201	$1,524	$1,233

Note_3_Loans_Details_Loan_Modi

Note 3 - Loans (Details) - Loan Modifications (USD $)	3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Commercial and Industrial [Member]	Commercial and Industrial [Member]	Commercial and Industrial [Member]	Commercial and Industrial [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	Commercial Real Estate Loans [Member]	First Lien Residential Mortgage Loans [Member]	First Lien Residential Mortgage Loans [Member]	First Lien Residential Mortgage Loans [Member]	First Lien Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Junior Lein Residential Mortgage Loans [Member]	Consumer Loans [Member]	Consumer Loans [Member]	Consumer Loans [Member]	Consumer Loans [Member]	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]
	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]	Quarter to Date [Member]	Quarter to Date [Member]	Year to Date [Member]	Year to Date [Member]
Financing Receivable, Modifications [Line Items]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Troubled Debt Restructurings Number of contracts	2	3	5	9	0	4	5	12	1	6	6	16	0	1	1	3	0	0	0	2	3	14	17	42
Troubled Debt Restructurings Pre-modification outstanding recorded investment	$219	$190	$308	$998	$0	$1,613	$1,661	$3,598	$203	$871	$1,040	$1,673	$0	$15	$19	$118	$0	$0	$0	$107	$422	$2,689	$3,028	$6,494
Troubled Debt Restructurings Post-modification outstanding recorded investment	217	187	305	988	0	1,590	1,671	3,573	134	870	970	1,669	0	15	19	118	0	0	0	107	351	2,662	2,965	6,455
Troubled Debt Restructurings that Subsequently Defaulted Number of contracts	0	0	2	5	0	0	0	4	2	1	5	1	0	1	0	1	0	0	0	0	2	2	7	11
Troubled Debt Restructurings that Subsequently Defaulted Recorded investment	$0	$0	$100	$1,143	$0	$0	$0	$401	$172	$64	$568	$64	$0	$9	$0	$9	$0	$0	$0	$0	$172	$73	$668	$1,617

Note_4_Borrowings_Details

Note 4 - Borrowings (Details) (Revolving Credit Facility [Member], USD $)	1 Months Ended
In Millions, unless otherwise specified	17-May-13	Sep. 30, 2013	Jun. 30, 2013	17-May-13
	Prime Rate [Member]
Note 4 - Borrowings (Details) [Line Items]	'	'	'	'
Line of Credit Facility, Maximum Borrowing Capacity	'	'	'	$10
Debt Instrument, Basis Spread on Variable Rate	0.13%	'	'	'
Long-term Line of Credit	'	'	8	'
Line of Credit Facility, Amount Outstanding	'	$0	'	'

Note_5_Shareholders_Equity_Det

Note 5 - Shareholders' Equity (Details) (USD $)	1 Months Ended		9 Months Ended	12 Months Ended		0 Months Ended	1 Months Ended
	Jul. 31, 2012	Jan. 30, 2009	Sep. 30, 2013	Dec. 31, 2012	Jun. 14, 2013	Jun. 14, 2013	Jun. 28, 2012	Jan. 30, 2009
						Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Series A Preferred Stock [Member]
Note 5 - Shareholders' Equity (Details) [Line Items]	'	'	'	'	'	'	'	'
Preferred Stock, Shares Issued	'	'	0	17,000	'	'	'	33,000
Preferred Stock, Liquidation Preference, Value (in Dollars)	'	'	'	'	'	'	'	$1,000
Class of Warrant or Right, Number of Securities Called by Warrants or Rights	'	578,947	'	'	578,947	'	'	'
Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per Item)	'	8.55	'	'	8.55	'	'	'
Proceeds from Issuance or Sale of Equity (in Dollars)	'	33,000,000	'	'	'	'	'	'
Proceeds from Issuance of Convertible Preferred Stock (in Dollars)	'	'	'	'	'	'	'	32,700,000
Proceeds from Issuance of Warrants (in Dollars)	'	300,000	'	'	'	'	'	'
Fair Value Assumptions, Expected Term	'	'	'	'	'	'	'	'10 years
Preferred Stock, Dividend Rate, Percentage	'	'	'	'	'	'	'	5.00%
Stock Repurchased and Retired During Period, Shares	'	'	17,000	16,000	'	17,000	16,000	'
Preferred Stock, Redemption Price Per Share (in Dollars per share)	'	'	'	'	'	'	$941.01	'
Payments for Repurchase of Convertible Preferred Stock (in Dollars)	$1,946,670	'	'	'	'	'	$15,100,000	'
Preferred Stock, Shares Outstanding	'	'	0	17,000	'	'	17,000	'

Note_6_Fair_Value_Details_Fina

Note 6 - Fair Value (Details) - Financial Instruments (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'
Carrying Amount	$1,476,951	$1,498,762
Financial Liabilities:	'	'
Carrying Amount	1,341,636	1,351,704
Interest Bearing Deposit Liabilities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Interest Bearing Deposit Liabilities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Interest Bearing Deposit Liabilities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	-1,209,657	-1,243,712
Interest Bearing Deposit Liabilities [Member]	'	'
Financial Liabilities:	'	'
Carrying Amount	-1,230,116	-1,241,401
Estimated Fair Value	-1,209,657	-1,243,712
Securities Loaned or Sold under Agreements to Repurchase [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Securities Loaned or Sold under Agreements to Repurchase [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	-47,333	-42,785
Securities Loaned or Sold under Agreements to Repurchase [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Securities Loaned or Sold under Agreements to Repurchase [Member]	'	'
Financial Liabilities:	'	'
Carrying Amount	-47,333	-42,785
Estimated Fair Value	-47,333	-42,785
Federal Home Loan Bank Advance [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Federal Home Loan Bank Advance [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Federal Home Loan Bank Advance [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	-20,868	-24,122
Federal Home Loan Bank Advance [Member]	'	'
Financial Liabilities:	'	'
Carrying Amount	-19,861	-22,493
Estimated Fair Value	-20,868	-24,122
Subordinated Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Subordinated Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	0	0
Subordinated Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Liabilities:	'	'
Estimated Fair Value	-21,084	-36,093
Subordinated Debt Obligations [Member]	'	'
Financial Liabilities:	'	'
Carrying Amount	-36,084	-36,084
Estimated Fair Value	-21,084	-36,093
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	59,963	99,601
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Cash and Cash Equivalents [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Cash and Cash Equivalents [Member]	'	'
Financial Assets:	'	'
Carrying Amount	59,963	99,601
Estimated Fair Value	59,963	99,601
Certificates of Deposit [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	1,440	2,927
Certificates of Deposit [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Certificates of Deposit [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Certificates of Deposit [Member]	'	'
Financial Assets:	'	'
Carrying Amount	1,440	2,927
Estimated Fair Value	1,440	2,927
Trading Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	8	6
Trading Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Trading Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Trading Securities [Member]	'	'
Financial Assets:	'	'
Carrying Amount	8	6
Estimated Fair Value	8	6
Securities Available For Sale [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	263	91
Securities Available For Sale [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	337,258	331,717
Securities Available For Sale [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	19,900	21,870
Securities Available For Sale [Member]	'	'
Financial Assets:	'	'
Carrying Amount	357,421	353,678
Estimated Fair Value	357,421	353,678
Federal Home Loan Bank Stock [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Federal Home Loan Bank Stock [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Federal Home Loan Bank Stock [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	7,266	7,266
Federal Home Loan Bank Stock [Member]	'	'
Financial Assets:	'	'
Carrying Amount	7,266	7,266
Estimated Fair Value	7,266	7,266
Loans Held For Sale [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Loans Held For Sale [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	732	2,921
Loans Held For Sale [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Loans Held For Sale [Member]	'	'
Financial Assets:	'	'
Carrying Amount	732	2,921
Estimated Fair Value	732	2,921
Loans Receivable [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Loans Receivable [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	0	0
Loans Receivable [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Financial Assets:	'	'
Estimated Fair Value	969,656	930,354
Loans Receivable [Member]	'	'
Financial Assets:	'	'
Carrying Amount	962,678	942,422
Estimated Fair Value	$969,656	$930,354

Note_6_Fair_Value_Details_Asse

Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	$357,421	$353,678
Trading equity securities	8	6
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	107,686	106,885
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	650	0
US Government Agencies Debt Securities [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	108,336	106,885
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	128,684	97,525
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	17,673	20,289
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	146,357	117,814
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	63,103	66,277
Mortgage-backed Securities, Issued by Private Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
Mortgage-backed Securities, Issued by Private Enterprises [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	63,103	66,277
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	37,785	61,030
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
Collateralized Mortgage Obligations [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	37,785	61,030
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	263	91
Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	0	0
Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	1,577	1,581
Equity Securities [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	1,840	1,672
Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	263	91
Trading equity securities	8	6
Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	337,258	331,717
Trading equity securities	0	0
Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]	'	'
Securities Available For Sale	19,900	21,870
Trading equity securities	$0	$0

Note_6_Fair_Value_Details_Chan

Note 6 - Fair Value (Details) - Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Total unrealized gains/(losses) included in other comprehensive income	$590	$588	($4,218)	$1,934
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'	'	'
Balance at beginning of year	'	'	21,870	16,914
Balance at September 30 of each year	19,900	16,701	19,900	16,701
Total realized and unrealized gains/(losses) included in income	'	'	0	0
Total unrealized gains/(losses) included in other comprehensive income	'	'	0	0
Purchases of securities	'	'	5,885	11,682
Sales of securities	'	'	0	0
Calls and maturities	'	'	-7,925	-12,255
Net transfers into Level 3	'	'	$70	$360

Note_6_Fair_Value_Details_Asse1

Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]	'	'
Impaired loans	$24,164	$30,289
Other Real Estate Owned	2,161	2,925
Fair Value, Measurements, Nonrecurring [Member] | Estimate of Fair Value Measurement [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]	'	'
Impaired loans	31,374	36,388
Other Real Estate Owned	2,161	2,925
Other repossessed assets	50	250
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other Real Estate Owned	0	0
Other repossessed assets	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other Real Estate Owned	0	0
Other repossessed assets	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Note 6 - Fair Value (Details) - Assets Measured at Fair Value on a Nonrecurring Basis [Line Items]	'	'
Impaired loans	31,374	36,388
Other Real Estate Owned	2,161	2,925
Other repossessed assets	$50	$250

Note_7_Basic_And_Diluted_Earni2

Note 7 - Basic And Diluted Earnings Per Share (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share [Abstract]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	216,814	254,497	216,814	292,447

Note_7_Basic_And_Diluted_Earni3

Note 7 - Basic And Diluted Earnings Per Share (Details) - Basic And Diluted Earnings Per Share (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings per share	'	'	'	'
Net income	$2,869	$2,715	$9,075	$7,536
Preferred dividends and accretion of discount	0	220	481	1,060
Income available to common shareholders	2,869	2,495	8,594	6,476
Weighted average common shares outstanding (in Shares)	8,073	7,948	8,047	7,924
Add dilutive effect of assumed exercises of options	$62	$40	$55	$20
Weighted average common and dilutive potential common shares outstanding (000) (in Shares)	8,135	7,988	8,102	7,944
Diluted Earnings per Share (in Dollars per share)	$0.35	$0.31	$1.06	$0.82
Basic Earnings per Share (in Dollars per share)	$0.36	$0.31	$1.07	$0.82