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EXHIBIT 12
AMERICAN SAFETY INSURANCE HOLDINGS, LTD.
RATIO OF EARNINGS TO FIXED CHARGES
(dollars in thousands)
| September 30, | September 30, | September 30, | ||||||||||
| 2011 | 2010 | 2009 | ||||||||||
Earnings | ||||||||||||
Pre-tax earnings | $ | 7,448 | $ | 28,426 | $ | 24,866 | ||||||
Plus: Interest expense recognized | 1,980 | 3,154 | 3,614 | |||||||||
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Total earnings | $ | 9,428 | $ | 31,580 | $ | 28,480 | ||||||
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Fixed charges | ||||||||||||
Interest expenses for the period | $ | 1,980 | $ | 3,154 | $ | 3,614 | ||||||
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Total fixed charges | $ | 1,980 | $ | 3,154 | $ | 3,614 | ||||||
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Coverage Ratio | $ | 4.76 | $ | 10.01 | $ | 7.88 | ||||||