November 12, 2008
IMPORTANT
Dear Shareholder:
We have attempted to contact you several times regarding an important vote pertaining to a proxy of your Prudent Fund.
Please contact the number below between the hours of 9:30 a.m. and 9 p.m. Monday through Friday, or Saturday 10 a.m. to 6 p.m. at 1-866-450-8469.
Or, you may wish to vote your proxy via the internet, mail or touch tone telephone number; instructions are included on the enclosed ballot.
This matter is very important and will take only a moment of your time.
Thank you in advance for your assistance.
Sincerely,
/s/David W. Tice
David W. Tice
President