EXHIBIT 21
List of Subsidiaries of the Registrant
Jurisdiction of Incorporation | Names Under Which Subsidiary does Business | |||
NBT Bancorp Inc. Subsidiaries: | ||||
NBT Bank, National Association | Organized in the United States of America | NBT Bank | ||
NBT Financial Services, Inc. | Delaware | NBT Financial Services | ||
CNBF Capital Trust I | Delaware | CNBF Capital Trust I | ||
NBT Statutory Trust I | Delaware | NBT Statutory Trust I | ||
NBT Statutory Trust II | Delaware | NBT Statutory Trust II | ||
NBT Holdings, Inc. | New York | NBT Holdings | ||
Alliance Financial Capital Trust I | Delaware | Alliance Financial Capital Trust I | ||
Alliance Financial Capital Trust II | Delaware | Alliance Financial Capital Trust II | ||
NBT Bank, National Association Subsidiaries: | ||||
NBT Capital Corp. | New York | NBT Capital Corp | ||
NBT Services, Inc. | Delaware | NBT Services | ||
Broad Street Property Associates, Inc. | New York | Broad Street Property Associates | ||
FNB Financial Services, Inc. | Delaware | FNB Financial Services | ||
CNB Realty Trust | Maryland | CNB Realty Trust | ||
Alliance Preferred Funding Corp. | Delaware | Alliance Preferred Funding | ||
Alliance Leasing, Inc. | New York | Alliance Leasing | ||
NBT Financial Services, Inc. Subsidiaries: | ||||
Pennstar Financial Services, Inc. | Pennsylvania | Pennstar Financial Services | ||
EPIC Advisors, Inc. | New York | EPIC Retirement Plan Services | ||
Columbia Ridge Capital Management, Inc. | New York | Columbia Ridge Capital Management | ||
NBT Holdings, Inc. Subsidiaries: | ||||
NBT Insurance Agency, LLC | New York | NBT Insurance Agency |