Farmers & Merchants Bancorp (FMAO) 10-Q 30 Oct 19 2019 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 25, 2019
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Trading Symbol	FMAO
Entity Registrant Name	FARMERS & MERCHANTS BANCORP INC
Entity Central Index Key	0000792966
Entity Current Reporting Status	Yes
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Shell Company	false
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		11,137,014
Entity File Number	001-38084
Entity Tax Identification Number	34-1469491
Entity Address, Address Line One	307 North Defiance Street
Entity Address, City or Town	Archbold
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	43502
City Area Code	(419)
Local Phone Number	446-2501
Entity Incorporation, State or Country Code	OH
Document Quarterly Report	true
Document Transition Report	false
Entity Interactive Data Current	Yes
Title of 12(b) Security	Common Stock, No Par Value
Security Exchange Name	NASDAQ

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 103,188	$ 37,492
Federal funds sold	11,404	873
Total cash and cash equivalents	114,592	38,365
Interest-bearing time deposits	4,554	4,019
Securities - available-for-sale	190,465	168,447
Other securities, at cost	5,789	3,679
Loans held for sale	606	495
Loans, net	1,151,937	839,599
Premises and equipment	25,990	22,615
Goodwill	47,340	4,074
Mortgage servicing rights	2,556	2,385
Other real estate owned	351	600
Bank owned life insurance	15,151	14,884
Other assets	15,549	17,001
Total Assets	1,574,880	1,116,163
Deposits
Noninterest-bearing	261,719	215,422
Interest-bearing
NOW accounts	430,646	298,254
Savings	310,667	227,701
Time	274,996	187,413
Total deposits	1,278,028	928,790
Federal funds purchased and securities sold under agreements to repurchase	30,056	32,181
Federal Home Loan Bank (FHLB) advances	24,669
Dividend payable	1,657	1,379
Accrued expenses and other liabilities	13,062	10,526
Total liabilities	1,347,472	972,876
Commitments and Contingencies
Stockholders' Equity
Common stock - No par value 20,000,000 shares authorized; issued and outstanding 12,230,000 shares 9/30/19, 10,400,000 shares 12/31/18	81,264	10,823
Treasury stock - 1,092,986 shares 9/30/19, 1,114,739 shares 12/31/18	(12,453)	(12,409)
Retained earnings	157,126	147,887
Accumulated other comprehensive income (loss)	1,471	(3,014)
Total stockholders' equity	227,408	143,287
Total Liabilities and Stockholders' Equity	$ 1,574,880	$ 1,116,163

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Statement Of Financial Position [Abstract]
Common stock, no par value
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	12,230,000	10,400,000
Common stock, shares outstanding	12,230,000	10,400,000
Treasury Stock, shares	1,092,986	1,114,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income
Loans, including fees	$ 15,202	$ 10,725	$ 46,605	$ 31,348
Debt securities:
U.S. Treasury and government agencies	972	613	2,501	1,848
Municipalities	190	275	612	845
Dividends	69	56	233	164
Federal funds sold	120	(8)	319	2
Other	459	92	887	219
Total interest income	17,012	11,753	51,157	34,426
Interest Expense
Deposits	3,654	1,611	9,606	4,319
Federal funds purchased and securities sold under agreements to repurchase	201	134	527	376
Borrowed funds	257	20	813	60
Total interest expense	4,112	1,765	10,946	4,755
Net Interest Income - Before Provision for Loan Losses	12,900	9,988	40,211	29,671
Provision for Loan Losses	247	47	410	219
Net Interest Income After Provision For Loan Losses	12,653	9,941	39,801	29,452
Noninterest Income
Net gain on sale of loans	260	184	558	617
Net gain (loss) on sale of available-for-sale securities		10	(26)	10
Total noninterest income	3,161	2,683	8,837	8,099
Noninterest Expense
Salaries and wages	4,158	3,391	12,300	9,926
Employee benefits	1,331	1,029	4,148	3,013
Net occupancy expense	630	478	1,911	1,306
Furniture and equipment	720	588	2,179	1,660
Data processing	482	364	2,157	1,000
Franchise taxes	248	243	735	710
ATM expense	416	327	1,281	972
Advertising	587	236	1,229	669
Net loss on sale of other assets owned	22	1	65	17
FDIC assessment		81	194	249
Mortgage servicing rights amortization	149	84	329	264
Consulting fees	196	179	404	467
Other general and administrative	1,667	1,125	4,897	3,151
Total noninterest expense	10,606	8,126	31,829	23,404
Income Before Income Taxes	5,208	4,498	16,809	14,147
Income Taxes	933	623	3,130	2,391
Net Income	$ 4,275	$ 3,875	$ 13,679	$ 11,756
Basic and Diluted Earnings Per Share	$ 0.38	$ 0.42	$ 1.23	$ 1.27
Dividends Declared	$ 0.15	$ 0.14	$ 0.45	$ 0.41
Customer Service Fees [Member]
Noninterest Income
Noninterest income	$ 1,722	$ 1,392	$ 4,994	$ 4,323
Other Service Charges and Fees [Member]
Noninterest Income
Noninterest income	$ 1,179	$ 1,097	$ 3,311	$ 3,149

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement Of Income And Comprehensive Income [Abstract]
Net Income	$ 4,275	$ 3,875	$ 13,679	$ 11,756
Other Comprehensive Income (Loss) (Net of Tax):
Net unrealized gain (loss) on available-for-sale securities	841	(617)	5,651	(3,432)
Reclassification adjustment for (gain) loss on sale of available-for-sale securities		(10)	26	(10)
Net unrealized gain (loss) on available-for-sale securities	841	(627)	5,677	(3,442)
Tax expense (benefit)	176	(132)	1,192	(723)
Other comprehensive income (loss)	665	(495)	4,485	(2,719)
Comprehensive Income	$ 4,940	$ 3,380	$ 18,164	$ 9,037

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes to Stockholder's Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning balance at Dec. 31, 2017	$ 134,107	$ 11,546	$ (12,160)	$ 136,547	$ (1,826)
Beginning balance, shares at Dec. 31, 2017		9,265,880
Net income	3,767			3,767
Other comprehensive income (loss)	(1,952)				(1,952)
Adoption of ASU 2018-02 | ASU 2018-02 [Member]				360	(360)
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively	(12)	$ (16)	2	2
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, shares		100
Stock-based compensation expense	160	$ 160
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,193)			(1,193)
Ending balance at Mar. 31, 2018	134,877	$ 11,690	(12,158)	139,483	(4,138)
Ending balance, shares at Mar. 31, 2018		9,265,980
Beginning balance at Dec. 31, 2017	134,107	$ 11,546	(12,160)	136,547	(1,826)
Beginning balance, shares at Dec. 31, 2017		9,265,880
Net income	11,756
Ending balance at Sep. 30, 2018	139,347	$ 10,589	(12,409)	146,072	(4,905)
Ending balance, shares at Sep. 30, 2018		9,285,261
Beginning balance at Mar. 31, 2018	134,877	$ 11,690	(12,158)	139,483	(4,138)
Beginning balance, shares at Mar. 31, 2018		9,265,980
Net income	4,114			4,114
Other comprehensive income (loss)	(272)				(272)
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively	(13)	$ (2)	(28)	17
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively, shares		(600)
Stock-based compensation expense	154	$ 154
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,284)			(1,284)
Ending balance at Jun. 30, 2018	137,576	$ 11,842	(12,186)	142,330	(4,410)
Ending balance, shares at Jun. 30, 2018		9,265,380
Net income	3,875			3,875
Other comprehensive income (loss)	(495)				(495)
Purchase of Treasury stock	(490)		(490)
Purchase of Treasury stock, shares		(10,999)
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively	(15)	$ (1,436)	267	1,154
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, shares		30,880
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively, shares		(2,020)
Stock-based compensation expense	183	$ 183
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,287)			(1,287)
Ending balance at Sep. 30, 2018	139,347	$ 10,589	(12,409)	146,072	(4,905)
Ending balance, shares at Sep. 30, 2018		9,285,261
Beginning balance at Dec. 31, 2018	143,287	$ 10,823	(12,409)	147,887	(3,014)
Beginning balance, shares at Dec. 31, 2018		9,285,261
Net income	3,224			3,224
Other comprehensive income (loss)	1,402				1,402
Issuance of 1,830,000 shares of common stock in acquisition	70,437	$ 70,437
Issuance of 1,830,000 shares of common stock in acquisition, shares		1,830,000
Purchase of Treasury stock	(213)		(213)
Purchase of Treasury stock, shares		(6,558)
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively	17	$ 66	(58)	9
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, shares		(1,640)
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively, shares		(2,040)
Stock-based compensation expense	434	$ 434
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,654)			(1,654)
Ending balance at Mar. 31, 2019	216,934	$ 81,760	(12,680)	149,466	(1,612)
Ending balance, shares at Mar. 31, 2019		11,107,063
Beginning balance at Dec. 31, 2018	143,287	$ 10,823	(12,409)	147,887	(3,014)
Beginning balance, shares at Dec. 31, 2018		9,285,261
Net income	13,679
Ending balance at Sep. 30, 2019	227,408	$ 81,264	(12,453)	157,126	1,471
Ending balance, shares at Sep. 30, 2019		11,137,014
Beginning balance at Mar. 31, 2019	216,934	$ 81,760	(12,680)	149,466	(1,612)
Beginning balance, shares at Mar. 31, 2019		11,107,063
Net income	6,180			6,180
Other comprehensive income (loss)	2,418				2,418
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively	13	$ 38	(27)	2
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively, shares		(880)
Stock-based compensation expense	157	$ 157
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,655)			(1,655)
Ending balance at Jun. 30, 2019	224,047	$ 81,955	(12,707)	153,993	806
Ending balance, shares at Jun. 30, 2019		11,106,183
Net income	4,275			4,275
Other comprehensive income (loss)	665				665
Purchase of Treasury stock	(165)		(165)
Purchase of Treasury stock, shares		(6,569)
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively	9	$ (925)	419	515
Issuance of 100, 32900, 400 and 37,700 shares of restricted stock for the period 3 months ended March 31, 2018, 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, Net of forfeiture – 2020, 2040 and 300 for the period 3 months ended September 30, 2018, 3 months ended March 31, 2019 and 3 months ended September 30, 2019 respectively, shares		37,400
Forfeiture of 600, 880 and 880 shares of restricted stock for the period 3 months ended June 30, 2018, June 30, 2019 and September 30, 2019 respectively, shares		(300)
Stock-based compensation expense	234	$ 234
Cash dividends declared - 0.13, 0.15, 0.14, 0.15, 0.14 and 0.15 per share for the period 3 months ended March 31, 2018 and 2019, June 30, 2018 and 2019 and September 30, 2018 and 2019 respectively	(1,657)			(1,657)
Ending balance at Sep. 30, 2019	$ 227,408	$ 81,264	$ (12,453)	$ 157,126	$ 1,471
Ending balance, shares at Sep. 30, 2019		11,137,014

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes to Stockholder's Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended
	Sep. 30, 2019	Mar. 31, 2019	Sep. 30, 2018	Mar. 31, 2018
Cash dividends declared, per share	$ 0.15	$ 0.15	$ 0.14	$ 0.13
Common Stock [Member]
Issuance of shares of restricted stock, Shares	37,700	400	32,900	100
Issuance of shares of restricted stock, forfeitures	300	2,040	2,020
Issuance of shares of common stock in acquisition		1,830,000

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	Jan. 01, 2019	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Cash Flows from Operating Activities
Net income				$ 13,679	$ 11,756
Adjustments to reconcile net income to net cash from operating activities:
Depreciation				1,980	1,406
Amortization of available-for-sale securities, net				579	743
Amortization of servicing rights		$ 149	$ 84	329	264
Amortization of core deposit intangible				546	126
Net amortization (accretion) of fair value adjustments				(1,530)	5
Stock-based compensation expense				825	497
Deferred income taxes				(200)
Provision for loan loss		247	47	410	219	$ 324
Gain on sale of loans held for sale		(260)	(184)	(558)	(617)
Originations of loans held for sale				(50,428)	(40,814)
Proceeds from sale of loans held for sale				48,543	39,435
Loss on sale of other assets owned		22	1	65	17
(Gain) loss on sales of securities available-for-sale			(10)	26	(10)
Change in other assets and other liabilities, net				5,750	(3,450)
Net cash provided by operating activities				20,016	9,577
Activity in available-for-sale securities:
Maturities, prepayments and calls				34,384	11,753
Sales				11,100	6,781
Purchases				(44,936)	(9,416)
Activity in other securities, at cost:
Sales				237
Change in interest-bearing time deposits				(535)	(1)
Proceeds from sale of other assets owned				371	9
Additions to premises and equipment				(2,805)	(1,803)
Loan originations and principal collections, net				(51,240)	(14,536)
Acquisition of Limberlost, net of cash received				(2,089)
Net cash used in investing activities				(55,513)	(7,213)
Cash Flows from Financing Activities
Net change in deposits				142,853	9,519
Net change in federal funds purchased and securities sold under agreements to repurchase				(2,125)	(12,469)
Repayment of FHLB advances				(23,938)
Purchase of treasury stock				(378)	(490)
Cash dividends paid on common stock				(4,688)	(3,670)
Net cash provided by (used in) financing activities				111,724	(7,110)
Net Increase (Decrease) in Cash and Cash Equivalents				76,227	(4,746)
Cash and Cash Equivalents - Beginning of year	$ 38,365			38,365	34,467	34,467
Cash and Cash Equivalents - End of period		$ 114,592	$ 29,721	114,592	29,721	$ 38,365
Cash paid during the year for:
Interest				9,962	4,706
Income taxes				2,345	2,407
Noncash investing activities:
Transfer of loans to other real estate owned				187	$ 68
Limberlost Bancshares, Inc. [Member]
The Company purchased all of the capital stock of Limberlost for $78,902 on January 1, 2019. In conjunction with the acquisition, liabilities were assumed as follows:
Fair value of assets acquired				336,380
Less: common stock issued				70,437
Cash paid for the capital stock	$ 8,500			8,465
Liabilities assumed				$ 257,478

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Cash Flows (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jan. 01, 2019	Sep. 30, 2019
Limberlost Bancshares, Inc. [Member]
Purchase of capital stock	$ 78,902	$ 78,902

Basis of Presentation and Other

Basis of Presentation and Other	9 Months Ended
	Sep. 30, 2019
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation and Other	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions for Form 10Q and Rule 10-01 of Regulation S-X; accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. Operating results for the nine months ended September 30, 2019 are not necessarily indicative of the results that are expected for the year ended December 31, 2019. The condensed consolidated balance sheet of the Company as of December 31, 2018, has been derived from the audited consolidated balance sheet of the Company as of that date. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and footnotes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2018. The Company recognizes revenues as they are earned based on contractual terms, as transactions occur, or as services are provided and collectability is reasonably assured. The Company’s principal source of revenue is interest income from loans and investment securities. The Company also earns noninterest income from various banking and financial services offered primarily through Farmers & Merchants State Bank. Interest income is primarily recognized on an accrual basis according to nondiscretionary formulas written in contracts, such as loan agreements or investment security contracts. The Company also earns noninterest income from various banking and financial services provided to business and consumer clients such as deposit account, debit card, and mortgage banking services. Revenue is recorded for noninterest income based on the contractual terms for the service or transaction performed. Reclassification Certain amounts in the 2018 condensed consolidated financial statements have been reclassified to conform with the 2019 presentation. These reclassifications had no effect on income.

Business Combination and Asset

Business Combination and Asset Purchase	9 Months Ended
	Sep. 30, 2019
Business Combinations [Abstract]
Business Combination and Asset Purchase	NOTE 2 BUSINESS COMBINATION AND ASSET PURCHASE On January 1, 2019, the Company acquired Limberlost Bancshares, Inc. (“Limberlost”), the bank holding company for Bank of Geneva, a community bank based in Geneva, Indiana. Bank of Geneva operated six full-service offices in the northeast Indiana communities of Geneva, Berne, Decatur, Monroe, Portland and Monroeville. Shareholders of Limberlost received 1,830 shares of FMAO common stock and $8,465.00 in cash for each share. Limberlost had 1,000 shares outstanding on January 1, 2019. The share price of Farmers & Merchants Bancorp, Inc. (FMAO) stock on January 1, 2019 was $38.49. Total consideration for the acquisition was approximately $78.9 million consisting of $8.5 million in cash and $70.4 million in stock. As a result of the acquisition, the Company will have an opportunity to increase its deposit base and reduce transaction costs. The Company also expects to reduce costs through economies of scale. In 2018, the Company incurred $742.1 thousand of third-party acquisition-related costs. The largest portion of the expenses recognized in 2018 related to consulting fees of $340 thousand, other general and administration expenses of $331.5 thousand and data processing expenses of $58.6 thousand. These three categories of expense accounted for 98.4% of the total acquisition expenses impacting the 2018 financial statements of the Company. In 2019, the Company has incurred additional third-party acquisition-related costs of $1.27 million. These expenses are comprised of data processing of $867.6 thousand, employee benefits of $156.6 thousand, ATM expense of $31.4 thousand, consulting fees of $19.3 thousand and other general and administrative expense of $195.4 thousand in the Company’s consolidated statement of income for the nine months ended September 30, 2019. Under the acquisition method of accounting, the total purchase is allocated to net tangible and intangible assets based on their current estimated fair values on the date of acquisition. Of the total purchase price of $78.9 million, $3.9 million has been allocated to core deposit intangible included in other assets and will be amortized over seven years on a straight line basis. Goodwill of $43.3 million resulting from the acquisition consists largely of the synergies and economies of scale expected from combining the operations of the Company and Bank of Geneva. Of that total amount, none of the purchase price is deductible for tax purposes. The following table summarizes the consideration paid for Bank of Geneva and the amounts of the assets acquired and liabilities assumed recognized at the acquisition date. Fair Value of Consideration Transferred (In Thousands) Cash $ 8,465 Common Shares (1,830,000 shares) 70,437 Total $ 78,902 Recognized amounts of identifiable assets acquired and liabilities assumed Assets Cash and cash equivalents $ 6,376 Securities - available-for-sale 17,494 Other securities, at cost 2,347 Loans, net 257,183 Premises and equipment 2,538 Goodwill 43,266 Other assets 7,176 Total Assets Purchased $ 336,380 Liabilities Deposits Noninterest bearing $ 37,822 Interest bearing 168,312 Total deposits 206,134 Federal Home Loan Bank (FHLB) advances 48,196 Accrued expenses and other liabilities 3,148 Total Liabilities Assumed $ 257,478 The fair value of the assets acquired includes loans with a fair value of $257.2 million. The gross principal and contractual interest due under the contracts is $359.2 million, of which $4.7 million is expected to be uncollectible. The loans have a weighted average life of 70 months. The fair value of building and land included in premises and equipment was written down by $1.2 million and will be amortized based on the remaining life of each building. The combined average remaining life is 16.75 years. The fair value for certificates of deposit incorporates a valuation amount of $0.5 million which will be amortized over 1.5 years. The fair value of Federal Home Loan Bank (FHLB) advances includes a valuation amount of $1.3 million which will be amortized over 2.3 years. The Company acquired loans in the acquisition that had evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit-impaired loans are accounted for under the accounting guidance for loans and debt securities acquired with deteriorated credit quality (ASC 310-30) and initially measured at fair value, which includes estimated future credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for credit losses related to these loans is not carried over and recorded at the acquisition date. Management estimated the cash flows expected to be collected at acquisition using our internal risk models, which incorporate the estimate of current key assumptions, such as default rates, severity and prepayment speeds. The carrying amount of those loans is included in loans, net on the balance sheet at September 30, 2019. The amounts of loans at September 30, 2019 are as follows: 2019 (In Thousands) Balance - January 1, 2019 Commercial $ 4,094 Consumer RE 231 Consumer 71 Carrying amount, net of fair value adjustment of $2,118 $ 2,278 Balance - September 30, 2019 Commercial $ 110 Consumer RE 55 Consumer - Carrying amount, net of fair value adjustment of $63 $ 102 Loans acquired during 2019 for which it was probable at acquisition that all contractually required payments would not be collected are as follows: (In Thousands) Contractually required payments receivable at acquisition Commercial $ 4,215 Consumer RE 261 Consumer 94 Total required payments receivable $ 4,570 Cash flows expected to be collected at acquisition $ 2,788 Basis in acquired loans at acquisition $ 4,396 During the second quarter, two commercial purchased credit-impaired loans were paid off in full after the customer was able to secure financing at another financial institution. The associated credit loss of $1.985 million has been included in loan interest income in the Company’s consolidated statement of income for the nine months ended September 30, 2019. The balance of the fair value adjustment for loans acquired and accounted for under this guidance (ASC 310-30) was $63 thousand at September 30, 2019 and $2.118 million on January 1, 2019, respectively. Changes in accretable yield, or income expected to be collected, are as follows: Three Months Ended September 30, 2019 Nine Months Ended September 30, 2019 (In Thousands) (In Thousands) Beginning Balance $ 2,329 $ 2,544 Additions - 6 Accretion (112 ) (2,316 ) Reclassification from nonaccretable difference 34 2,019 Disposals (6 ) (8 ) Ending Balance $ 2,245 $ 2,245 The results of operations of Bank of Geneva have been included in the Company’s consolidated financial statements since the acquisition date of January 1, 2019. The following schedule includes pro-forma results for the three and nine months ended September 30, 2019 and 2018 as if the Bank of Geneva acquisitions had occurred as of the beginning of the comparable prior reporting period. (in thousands of dollars, except per share data) (in thousands of dollars, except per share data) Three Months Ended Nine Months Ended September 30, 2019 September 30, 2018 September 30, 2019 September 30, 2018 Summary of Operations Net Interest Income - Before Provision for Loan Losses $ 12,900 $ 13,198 $ 40,211 $ 40,916 Provision for Loan Losses 247 77 410 474 Net Interest Income After Provision for Loan Losses 12,653 13,121 39,801 40,442 Noninterest Income 3,161 2,858 8,837 8,585 Noninterest Expense 10,585 9,810 30,562 28,529 Income Before Income Taxes 5,229 6,169 18,076 20,498 Income Taxes 935 946 3,380 3,686 Net Income $ 4,294 $ 5,223 $ 14,696 $ 16,812 Basic and Diluted Earnings Per Share $ 0.38 $ 0.47 $ 1.32 $ 1.51 The pro-forma information includes adjustments for interest income on loans, amortization of intangibles arising from the transaction, interest expense on deposits acquired, premises expense for the branches acquired and the related income tax effects. The pro-forma information for the quarter ended September 30, 2019 includes approximately $5.5 million, net of tax, of operating revenue from Bank of Geneva since acquisition. The pro-forma financial information is presented for informational purposes only and is not indicative of the results of operations that actually would have been achieved had the acquisition been consummated as of that time, nor is it intended to be a projection of future results. The Company purchased an office on December 13, 2013 in Custar, Ohio. Core deposit intangible assets of $1.17 million were recognized and are being amortized over its remaining economic useful life of the deposits of 7 years on a straight line basis. As mentioned previously, the acquisition of Bank of Geneva resulted in the recognition of $3.9 million in core deposit intangible assets which are being amortized over its remaining life of 7 years on a straight line basis. The amortization expense for the nine months ended September 30, 2018 was $126 thousand. Of the $727 thousand to be expensed in 2019, $546 thousand has been expensed for the nine months ended September 30, 2019. Future amortization of core deposit intangible assets is as follows: (In Thousands) (In Thousands) (In Thousands) Custar Geneva Total 2019 $ 167 $ 560 $ 727 2020 161 560 721 2021 - 560 560 2022 - 560 560 2023 - 560 560 2024 - 560 560 2025 - 560 560 $ 328 $ 3,920 $ 4,248

Securities

Securities	9 Months Ended
	Sep. 30, 2019
Investments Debt And Equity Securities [Abstract]
Securities	NOTE 3 SECURITIES Mortgage-backed securities, as shown in the following tables, are all government sponsored enterprises. The amortized cost and fair value of securities, with gross unrealized gains and losses at September 30, 2019 and December 31, 2018, follows: (In Thousands) September 30, 2019 Amortized Gross Unrealized Gross Unrealized Fair Cost Gains Losses Value Available-for-Sale: U.S. Treasury $ 14,029 $ 10 $ (30 ) $ 14,009 U.S. Government agencies 79,130 948 (35 ) 80,043 Mortgage-backed securities 57,180 446 (165 ) 57,461 State and local governments 38,265 697 (10 ) 38,952 Total available-for-sale securities $ 188,604 $ 2,101 $ (240 ) $ 190,465 (In Thousands) December 31, 2018 Amortized Gross Unrealized Gross Unrealized Fair Cost Gains Losses Value Available-for-Sale: U.S. Treasury $ 23,078 $ 6 $ (254 ) $ 22,830 U.S. Government agencies 71,235 2 (1,910 ) 69,327 Mortgage-backed securities 37,342 62 (1,142 ) 36,262 State and local governments 40,608 225 (805 ) 40,028 Total available-for-sale securities $ 172,263 $ 295 $ (4,111 ) $ 168,447 Investment securities will at times depreciate to an unrealized loss position. The Company utilizes the following criteria to assess whether impairment is other than temporary. No one item by itself will necessarily signal that a security should be recognized as an other than temporary impairment. 1. The fair value of the security has significantly declined from book value. 2. A downgrade has occurred that lowered the credit rating to below investment grade (below Baa3 by Moody and BBB – by Standard and Poors.) 3. Dividends have been reduced or eliminated or scheduled interest payments have not been made. 4. The underwater security has longer than 10 years to maturity and the loss position had existed for more than 3 years. 5. Management does not possess both the intent and ability to hold the security for a period of time sufficient to allow for any anticipated recovery in fair value. If the impairment is judged to be other than temporary, the cost basis of the individual security shall be written down to fair value, thereby establishing a new cost basis. The new cost basis shall not be changed for subsequent recoveries in fair value. The amount of the write down shall be included in current earnings as a realized loss. The recovery in fair value, if any, shall be recognized in earnings when the security is sold. The table below is presented by category of security and length of time in a continuous loss position. The Company currently does not hold any securities with other than temporary impairment. Information pertaining to securities with gross unrealized losses at September 30, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: (In Thousands) September 30, 2019 Less Than Twelve Months Twelve Months & Over Total Gross Unrealized Fair Gross Unrealized Fair Gross Unrealized Fair Losses Value Losses Value Losses Value U.S. Treasury $ - $ - $ (30 ) $ 12,015 $ (30 ) $ 12,015 U.S. Government agencies - - (35 ) 13,720 (35 ) 13,720 Mortgage-backed securities (48 ) 8,099 (117 ) 16,811 (165 ) 24,910 State and local governments (9 ) 2,425 (1 ) 1,100 (10 ) 3,525 Total available-for-sale securities $ (57 ) $ 10,524 $ (183 ) $ 43,646 $ (240 ) $ 54,170 (In Thousands) December 31, 2018 Less Than Twelve Months Twelve Months & Over Total Gross Unrealized Fair Gross Unrealized Fair Gross Unrealized Fair Losses Value Losses Value Losses Value U.S. Treasury $ - $ - $ (254 ) $ 20,861 $ (254 ) $ 20,861 U.S. Government agencies - - (1,910 ) 64,727 (1,910 ) 64,727 Mortgage-backed securities (4 ) 697 (1,138 ) 30,347 (1,142 ) 31,044 State and local governments (22 ) 3,254 (783 ) 29,413 (805 ) 32,667 Total available-for-sale securities $ (26 ) $ 3,951 $ (4,085 ) $ 145,348 $ (4,111 ) $ 149,299 Unrealized losses on securities have not been recognized into income because the issuers’ bonds are of high credit quality, values have only been impacted by rate changes, and the Company has the intent and ability to hold the securities for the foreseeable future. Additionally, the decline in value is primarily due to changes in interest rates since the securities were purchased. The fair value is expected to recover as the bonds approach the maturity date. Below are the gross realized gains and losses for the three and nine months ended September 30, 2019 and September 30, 2018. Three Months Nine Months (In Thousands) (In Thousands) 2019 2018 2019 2018 Gross realized gains $ - $ 51 $ 16 $ 51 Gross realized losses - (41 ) (42 ) (41 ) Net realized losses $ - $ 10 $ (26 ) $ 10 Tax expense related to net realized losses $ - $ 2 $ (5 ) $ 2 The net realized losses on sales and related tax expense is a reclassification out of accumulated other comprehensive income (loss). The net realized loss is included in net loss on sale of available-for-sale securities and the related tax expense is included in income taxes in the condensed consolidated statements of income and comprehensive income. The amortized cost and fair value of debt securities at September 30, 2019, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value One year or less $ 30,708 $ 30,702 After one year through five years 52,474 52,597 After five years through ten years 46,971 48,433 After ten years 1,271 1,272 Total $ 131,424 $ 133,004 Mortgage-backed securities 57,180 57,461 Total $ 188,604 $ 190,465 Investments with a carrying value of $89.2 million and $81.8 million at September 30, 2019 and December 31, 2018, respectively, were pledged to secure public deposits and securities sold under repurchase agreements. Other securities include Federal Home Loan Bank of Cincinnati and Indianapolis stock as of September 30, 2019. As of December 31, 2018, other securities only includes Federal Home Loan Bank of Cincinnati stock.

Loans

Loans	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Loans	NOTE 4 LOANS Loan balances as of September 30, 2019 and December 31, 2018: (In Thousands) Loans: September 30, 2019 December 31, 2018 Consumer Real Estate $ 159,074 $ 80,766 Agricultural Real Estate 200,791 68,609 Agricultural 110,270 108,495 Commercial Real Estate 502,137 419,784 Commercial and Industrial 130,150 121,793 Consumer 49,552 41,953 Other 8,167 5,889 1,160,141 847,289 Less: Net deferred loan fees and costs (1,445 ) (915 ) 1,158,696 846,374 Less: Allowance for loan losses (6,759 ) (6,775 ) Loans - Net $ 1,151,937 $ 839,599 Other loans primarily fund public improvement in the Bank’s service area. The distribution of fixed rate loans and variable rate loans by major loan category is as follows as of September 30, 2019: (In Thousands) Fixed Variable Rate Rate Consumer Real Estate $ 71,645 $ 87,429 Agricultural Real Estate 94,620 106,171 Agricultural 70,049 40,221 Commercial Real Estate 323,791 178,346 Commercial and Industrial 76,229 53,921 Consumer 45,069 4,483 Other 8,070 97 As of September 30, 2019 and December 31, 2018 one to four family residential mortgage loans amounting to $43.1 million and $14.9 million, respectively, have been pledged as security for future loans and existing loans the Bank has received from the Federal Home Loan Bank. Unless listed separately, Other loans are included in the Commercial and Industrial category for the remainder of the tables in this Note 4. The following table represents the contractual aging of the recorded investment (in thousands) in past due loans by portfolio classification of loans as of September 30, 2019 and December 31, 2018, net of deferred loan fees and costs: September 30, 2019 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing Consumer Real Estate $ 388 $ 51 $ 434 $ 873 $ 157,585 $ 158,458 $ - Agricultural Real Estate 536 - - 536 200,089 200,625 - Agricultural 239 10 253 502 109,903 110,405 - Commercial Real Estate - - - - 501,095 501,095 - Commercial and Industrial 156 294 - 450 137,945 138,395 - Consumer 117 18 - 135 49,583 49,718 - Total $ 1,436 $ 373 $ 687 $ 2,496 $ 1,156,200 $ 1,158,696 $ - December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing Consumer Real Estate $ 342 $ 24 $ 254 $ 620 $ 79,612 $ 80,232 $ - Agricultural Real Estate - - - - 68,588 68,588 - Agricultural - - - - 108,616 108,616 - Commercial Real Estate - - - - 419,131 419,131 - Commercial and Industrial - - - - 127,752 127,752 - Consumer 85 24 8 117 41,938 42,055 - Total $ 427 $ 48 $ 262 $ 737 $ 845,637 $ 846,374 $ - The following table presents the recorded investment in nonaccrual loans by class of loans as of September 30, 2019 and December 31, 2018: (In Thousands) September 30, 2019 December 31, 2018 Consumer Real Estate $ 904 $ 462 Agricultural Real Estate - - Agricultural 1,830 - Commercial Real Estate - - Commercial & Industrial 456 72 Consumer 85 8 Total $ 3,275 $ 542 Following are the characteristics and underwriting criteria for each major type of loan the Bank offers: Consumer Real Estate: Purchase, refinance, or equity financing of one to four family owner occupied dwelling. Success in repayment is subject to borrower’s income, debt level, character in fulfilling payment obligations, employment, and others. Agricultural Real Estate: Purchase of farm real estate or for permanent improvements to the farm real estate. Cash flow from the farm operation is the repayment source and is therefore subject to the financial success of the farm operation. Agricultural: Loans for the production and housing of crops, fruits, vegetables, and livestock or to fund the purchase or re-finance of capital assets such as machinery and equipment and livestock. The production of crops and livestock is especially vulnerable to commodity prices and weather. The vulnerability to commodity prices is offset by the farmer’s ability to hedge their position by the use of future contracts. The risk related to weather is often mitigated by requiring crop insurance. Commercial Real Estate: Construction, purchase, and refinance of business purpose real estate. Risks include potential construction delays and overruns, vacancies, collateral value subject to market value fluctuations, interest rate, market demands, borrower’s ability to repay in orderly fashion, and others. The Bank does employ stress testing on higher balance loans to mitigate risk by ensuring the customer’s ability to repay in a changing rate environment before granting loan approval. Commercial and Industrial: Loans to proprietorships, partnerships, or corporations to provide temporary working capital and seasonal loans as well as long term loans for capital asset acquisition. Risks include adequacy of cash flow, reasonableness of projections, financial leverage, economic trends, management ability and estimated capital expenditures during the fiscal year. The Bank does employ stress testing on higher balance loans to mitigate risk by ensuring the customer's ability to repay in a changing rate environment before granting loan approval. Other: Primarily funds public improvements in the Bank’s service area. Repayment ability is based on the continuance of the taxation revenue as the source of repayment. Consumer: Funding for individual and family purposes. Success in repayment is subject to borrower’s income, debt level, character in fulfilling payment obligations, employment, and others. The Bank uses a nine tier risk rating system to grade its loans. The grade of a loan may change during the life of the loan. The risk ratings are described as follows. 1. Zero (0) Unclassified. Any loan which has not been assigned a classification. 2. One (1) Excellent. Credit to premier customers having the highest credit rating based on an extremely strong financial condition, which compares favorably with industry standards (upper quartile of Risk Management Association ratios). Financial statements indicate a sound earnings and financial ratio trend for several years with satisfactory profit margins and excellent liquidity exhibited. Prime credits may also be borrowers with loans fully secured by highly liquid collateral such as traded stocks, bonds, certificates of deposit, savings account, etc. No credit or collateral exceptions exist and the loan adheres to the Bank's loan policy in every respect. Financing alternatives would be readily available and would qualify for unsecured credit. This grade is summarized by high liquidity, minimum risk, strong ratios, and low handling costs. 3. Two (2) Good. Desirable loans of somewhat less stature than Grade 1, but with strong financial statements. Loan supported by financial statements containing strong balance sheets, generally with a leverage position less than 1.50, and a history of profitability. Probability of serious financial deterioration is unlikely. Possessing a sound repayment source (and a secondary source), which would allow repayment in a reasonable period of time. Individual loans backed by liquid personal assets, established history and unquestionable character. 4. Three (3) Satisfactory. Satisfactory loans of average or slightly above average risk – having some deficiency or vulnerability to changing economic conditions, but still fully collectible. Projects should normally demonstrate acceptable debt service coverage. Generally, customers should have a leverage position less than 2.00. May be some weakness but with offsetting features of other support readily available. Loans that are meeting the terms of repayment. Loans may be graded 3 when there is no recent information on which to base a current risk evaluation and the following conditions apply: At inception, the loan was properly underwritten and did not possess an unwarranted level of credit risk: a. At inception, the loan was secured with collateral possessing a loan-to-value adequate to protect the Bank from loss; b. The loan exhibited two or more years of satisfactory repayment with a reasonable reduction of the principal balance; c. During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the business is in an industry which is known to be experiencing problems. If any of these credit weaknesses are observed, a lower risk grade is warranted. 5. Four (4) Satisfactory / Monitored. A “4” (Satisfactory/Monitored) risk grade may be established for a loan considered satisfactory but which is of average credit risk due to financial weakness or uncertainty. The loans warrant a higher than average level of monitoring to ensure that weaknesses do not advance. The level of risk in Satisfactory/Monitored classification is considered acceptable and within normal underwriting guidelines so long as the loan is given management supervision. 6. Five (5) Special Mention. Loans that possess some credit deficiency or potential weakness which deserve close attention but do not yet warrant substandard classification. Such loans pose unwarranted financial risk that if not corrected could weaken the loan and increase risk in the future. The key distinctions of a 5 (Special Mention) classification are that (1) it is indicative of an unwarranted level of risk, and (2) weaknesses are considered “potential” versus “defined” impairments to the primary source of loan repayment and collateral. 7. Six (6) Substandard. One or more of the following characteristics may be exhibited in loans classified substandard: a. Loans which possess a defined credit weakness and the likelihood that a loan will be paid from the primary source and are uncertain. Financial deterioration is underway and very close attention is warranted to ensure that the loan is collected without loss. b. Loans are inadequately protected by the current net worth and paying capacity of the borrower. c. The primary source of repayment is weakened and the Bank is forced to rely on a secondary source of repayment such as collateral liquidation or guarantees. d. Loans are characterized by the distinct possibility that the Bank will sustain some loss if deficiencies are not corrected. e. Unusual courses of action are needed to maintain a high probability of repayment. f. The borrower is not generating enough cash flow to repay loan principal but continues to make interest payments. g. The lender is forced into a subordinate position or unsecured collateral position due to flaws in documentation. h. Loans have been restructured so that payment schedules, terms and collateral represent concessions to the borrower when compared to the normal loan terms. i. The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan. j. There is significant deterioration in the market conditions and the borrower is highly vulnerable to these conditions. 8. Seven (7) Doubtful. One or more of the following characteristics may be exhibited in loans classified Doubtful: a. Loans have all of the weaknesses of those classified as Substandard. Additionally, these weaknesses make collection or liquidation in full based on existing conditions improbable. b. The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment. c. The possibility of loss is high, but because of certain important pending factors which may strengthen the loan, loss classification is deferred until its exact status is known. A Doubtful classification is established deferring the realization of the loss. 9. Eight (8) Loss. Loans are considered uncollectable and of such little value that continuing to carry them as assets on the institution’s financial statements is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future. [ Remainder of this page intentionally left blank ] The following table represents the risk category of loans by portfolio class, net of deferred fees and costs, based on the most recent analysis performed as of September 30, 2019 and December 31, 2018: (In Thousands) Agricultural Commercial Commercial Real Estate Agricultural Real Estate and Industrial Other September 30, 2019 1-2 $ 16,072 $ 6,211 $ 6,036 $ 4,472 $ - 3 35,757 36,178 87,360 18,069 2,437 4 115,160 60,747 399,320 98,960 5,730 5 14,232 2,664 3,845 4,707 - 6 19,404 4,605 4,534 3,125 - 7 - - - 895 - 8 - - - - - Total $ 200,625 $ 110,405 $ 501,095 $ 130,228 $ 8,167 Agricultural Commercial Commercial Real Estate Agricultural Real Estate and Industrial Other December 31, 2018 1-2 $ 4,442 $ 5,753 $ 4,698 $ 3,199 $ - 3 14,118 38,852 64,341 16,284 3,135 4 49,596 63,380 346,072 100,644 2,754 5 422 631 2,171 308 - 6 10 - 1,849 542 - 7 - - - 886 - 8 - - - - - Total $ 68,588 $ 108,616 $ 419,131 $ 121,863 $ 5,889 For consumer residential real estate, and other, the Company also evaluates credit quality based on the aging status of the loan, as was previously stated, and by payment activity. The following tables present the recorded investment in those classes based on payment activity and assigned risk grading as of September 30, 2019 and December 31, 2018. (In Thousands) Consumer Consumer Real Estate Real Estate September 30, 2019 December 31, 2018 Grade Pass $ 155,346 $ 79,121 Special Mention (5) 227 232 Substandard (6) 2,885 879 Doubtful (7) - - Total $ 158,458 $ 80,232 (In Thousands) Consumer - Credit Consumer - Other September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 Performing $ 3,867 $ 3,909 $ 45,752 $ 38,073 Nonperforming - 19 99 54 Total $ 3,867 $ 3,928 $ 45,851 $ 38,127 Information about impaired loans as of September 30, 2019, December 31, 2018 and September 30, 2018 are as follows: (In Thousands) September 30, 2019 December 31, 2018 September 30, 2018 Impaired loans without a valuation allowance $ 1,914 $ 1,808 $ 1,841 Impaired loans with a valuation allowance 1,314 246 970 Total impaired loans $ 3,228 $ 2,054 $ 2,811 Valuation allowance related to impaired loans $ 187 $ 31 $ 148 Total non-accrual loans $ 3,275 $ 542 $ 483 Total loans past-due ninety days or more and still accruing $ - $ - $ - Quarter ended average investment in impaired loans $ 3,141 $ 2,533 $ 2,158 Year to date average investment in impaired loans $ 2,492 $ 1,958 $ 1,765 There were $5 thousand additional funds available to be advanced in connection with impaired loans. The Bank had approximately $1.1 million of its impaired loans classified as troubled debt restructured (TDR) as of September 30, 2019, $178 thousand as of December 31, 2018 and $207 thousand as of September 30, 2018. During the year to date 2019, there were 5 new loans considered TDR. There were no new loans considered TDR year to date 2018. The following table represents three and nine months ended September 30, 2019: Pre- Post- Pre- Post- Three Months Number of Modification Modification Nine Months Number of Modification Modification September 30, 2019 Contracts Outstanding Outstanding September 30, 2019 Contracts Outstanding Outstanding (in thousands) Modified in the Recorded Recorded (in thousands) Modified in the Recorded Recorded Troubled Debt Restructurings Last Three Months Investment Investment Troubled Debt Restructurings Last Nine Months Investment Investment Consumer Real Estate 1 $ 74 $ 74 Consumer Real Estate 1 $ 74 $ 74 Commercial and Industrial - $ - $ - Commercial and Industrial 4 $ 812 $ 812 For the three and nine month period ended September 30, 2019 and 2018, there were no TDRs that subsequently defaulted after modification. For the three and nine month period ended September 30, 2019, there were no impaired loans classified as TDR paid off. [ Remainder of this page intentionally left blank ] For the majority of the Bank’s impaired loans, the Bank will apply the fair value of collateral or use a measurement incorporating the present value of expected future cash flows discounted at the loan’s effective rate of interest. To determine fair value of collateral, collateral asset values securing an impaired loan are periodically evaluated. Maximum time of re-evaluation is every 12 months for chattels and titled vehicles and every two years for real estate. In this process, third party evaluations are obtained. Until such time that updated appraisals are received, the Bank may discount the collateral value used. The Bank uses the following guidelines as stated in policy to determine when to realize a charge-off, whether a partial or full loan balance. A charge-off in whole or in part is realized when unsecured consumer loans, credit card credits and overdraft lines of credit reach 90 days delinquency. At 120 days delinquent, secured consumer loans are charged down to the value of the collateral, if repossession of the collateral is assured and/or in the process of repossession. Consumer mortgage loan deficiencies are charged down upon the sale of the collateral or sooner upon the recognition of collateral deficiency. Commercial and agricultural credits are charged down at 120 days delinquency, unless an established and approved work-out plan is in place or litigation of the credit will likely result in recovery of the loan balance. Upon notification of bankruptcy, unsecured debt is charged off. Additional charge-off may be realized as further unsecured positions are recognized. The following tables present loans individually evaluated for impairment by class of loans for three months ended September 30, 2019 and September 30, 2018. (In Thousands) QTD QTD QTD Interest Three Months Ended September 30, 2019 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 626 $ 626 $ - $ 628 $ 9 $ 3 Agricultural Real Estate 406 406 - 406 - - Agricultural 368 368 - 368 - - Commercial Real Estate 304 304 - 267 7 - Commercial and Industrial 210 210 - 219 3 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 126 128 22 172 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - - 14 - Commercial and Industrial 1,188 1,188 165 1,081 - - Consumer - - - - - - Totals: Consumer Real Estate $ 752 $ 754 $ 22 $ 800 $ 9 $ 3 Agricultural Real Estate $ 406 $ 406 $ - $ 406 $ - $ - Agricultural $ 368 $ 368 $ - $ 368 $ - $ - Commercial Real Estate $ 304 $ 304 $ - $ 267 $ 21 $ - Commercial and Industrial $ 1,398 $ 1,398 $ 165 $ 1,300 $ 3 $ - Consumer $ - $ - $ - $ - $ - $ - (In Thousands) QTD QTD QTD Interest Three Months Ended September 30, 2018 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 589 $ 589 $ - $ 645 $ 9 $ 5 Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate 196 196 - 197 3 - Commercial and Industrial 1,056 1,056 - 504 12 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 174 174 26 227 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - - - - Commercial and Industrial 796 796 122 585 3 - Consumer - - - - - - Totals: Consumer Real Estate $ 763 $ 763 $ 26 $ 872 $ 9 $ 5 Agricultural Real Estate $ - $ - $ - $ - $ - $ - Agricultural $ - $ - $ - $ - $ - $ - Commercial Real Estate $ 196 $ 196 $ - $ 197 $ 3 $ - Commercial and Industrial $ 1,852 $ 1,852 $ 122 $ 1,089 $ 15 $ - Consumer $ - $ - $ - $ - $ - $ - The following tables present loans individually evaluated for impairment by class of loans for nine months ended September 30, 2019 and September 30, 2018. (In Thousands) YTD YTD YTD Interest Nine Months Ended September 30, 2019 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 626 $ 626 $ - $ 625 $ 24 $ 7 Agricultural Real Estate 406 406 - 135 - - Agricultural 368 368 - 123 - - Commercial Real Estate 304 304 - 217 14 - Commercial and Industrial 210 210 - 697 9 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 126 128 22 220 - - Agricultural Real Estate - - - - - - Agricultural - - - 24 - - Commercial Real Estate - - - - - - Commercial and Industrial 1,188 1,188 165 451 37 - Consumer - - - - - - Totals: Consumer Real Estate $ 752 $ 754 $ 22 $ 845 $ 24 $ 7 Agricultural Real Estate $ 406 $ 406 $ - $ 135 $ - $ - Agricultural $ 368 $ 368 $ - $ 147 $ - $ - Commercial Real Estate $ 304 $ 304 $ - $ 217 $ 14 $ - Commercial and Industrial $ 1,398 $ 1,398 $ 165 $ 1,148 $ 46 $ - Consumer $ - $ - $ - $ - $ - $ - (In Thousands) YTD YTD YTD Interest Nine Months Ended September 30, 2018 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 589 $ 589 $ - $ 554 $ 23 $ 15 Agricultural Real Estate - - - 22 - - Agricultural - - - - - - Commercial Real Estate 196 196 - 199 8 - Commercial and Industrial 1,056 1,056 - 238 12 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 174 174 26 153 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - 186 - - Commercial and Industrial 796 796 122 413 11 - Consumer - - - - - - Totals: Consumer Real Estate $ 763 $ 763 $ 26 $ 707 $ 23 $ 15 Agricultural Real Estate $ - $ - $ - $ 22 $ - $ - Agricultural $ - $ - $ - $ - $ - $ - Commercial Real Estate $ 196 $ 196 $ - $ 385 $ 8 $ - Commercial and Industrial $ 1,852 $ 1,852 $ 122 $ 651 $ 23 $ - Consumer $ - $ - $ - $ - $ - $ - As of September 30, 2019, the Company had [ Remainder of this page intentionally left blank ] The Allowance for Loan and Lease Losses (ALLL) has a direct impact on the provision expense. An increase in the ALLL is funded through recoveries and provision expense. The following tables summarize the activities in the allowance for credit losses. (In Thousands) Nine Months Ended Twelve Months Ended September 30, 2019 December 31, 2018 Allowance for Loan & Lease Losses Balance at beginning of year $ 6,775 $ 6,868 Provision for loan loss 410 324 Loans charged off (554 ) (580 ) Recoveries 128 163 Allowance for Loan & Lease Losses $ 6,759 $ 6,775 Allowance for Unfunded Loan Commitments & Letters of Credit $ 430 $ 274 Total Allowance for Credit Losses $ 7,189 $ 7,049 The Company segregates its ALLL into two reserves: The ALLL and the Allowance for Unfunded Loan Commitments and Letters of Credit (AULC). When combined, these reserves constitute the total Allowance for Credit Losses (ACL). The AULC is reported within other liabilities on the balance sheet while the ALLL is netted within the loans, net asset line. The ACL presented above represents the full amount of reserves available to absorb possible credit losses. [ Remainder of this page intentionally left blank ] The following table breaks down the activity within ACL for each loan portfolio classification and shows the contribution provided by both the recoveries and the provision along with the reduction of the allowance caused by charge-offs. Additional analysis, presented in thousands, related to the allowance for credit losses for three months ended September 30, 2019 and September 30, 2018 in addition to the ending balances as of December 31, 2018 is as follows: Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Three Months Ended September 30, 2019 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 275 $ 340 $ 756 $ 3,320 $ 1,461 $ 526 $ 370 $ 5 $ 7,053 Charge Offs (39 ) - (22 ) - (55 ) (103 ) - - (219 ) Recoveries - - 1 2 13 32 - - 48 Provision (Credit) 38 12 (2 ) (17 ) 131 90 - (5 ) 247 Other Non-interest expense related to unfunded - - - - - - 60 - 60 Ending Balance $ 274 $ 352 $ 733 $ 3,305 $ 1,550 $ 545 $ 430 $ - $ 7,189 Ending balance: individually evaluated for impairment $ 22 $ - $ - $ - $ 165 $ - $ - $ - $ 187 Ending balance: collectively evaluated for impairment $ 252 $ 352 $ 733 $ 3,305 $ 1,385 $ 545 $ 430 $ - $ 7,002 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 158,458 $ 200,625 $ 110,405 $ 501,095 $ 138,395 $ 49,718 $ - $ - $ 1,158,696 Ending balance: individually evaluated for impairment $ 752 $ 406 $ 368 $ 304 $ 1,398 $ - $ - $ - $ 3,228 Ending balance: collectively evaluated for impairment $ 157,659 $ 200,219 $ 110,037 $ 500,791 $ 136,997 $ 49,718 $ - $ - $ 1,155,421 Ending balance: loans acquired with deteriorated credit quality $ 47 $ - $ - $ - $ - $ - $ - $ - $ 47 December 31, 2018 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total ALLOWANCE FOR CREDIT LOSSES: Ending Balance $ 247 $ 250 $ 768 $ 3,217 $ 1,305 $ 484 $ 274 $ 504 $ 7,049 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 5 $ - $ - $ - $ 31 Ending balance: collectively evaluated for impairment $ 221 $ 250 $ 768 $ 3,217 $ 1,300 $ 484 $ 274 $ 504 $ 7,018 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 80,232 $ 68,588 $ 108,616 $ 419,131 $ 127,752 $ 42,055 $ - $ - $ 846,374 Ending balance: individually evaluated for impairment $ 757 $ - $ - $ 194 $ 1,103 $ - $ - $ - $ 2,054 Ending balance: collectively evaluated for impairment $ 79,359 $ 68,588 $ 108,616 $ 418,937 $ 126,649 $ 42,055 $ - $ - $ 844,204 Ending balance: loans acquired with deteriorated credit quality $ 116 $ - $ - $ - $ - $ - $ - $ - $ 116 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Three Months Ended September 30, 2018 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 251 $ 255 $ 751 $ 3,260 $ 1,420 $ 459 $ 315 $ 393 $ 7,104 Charge Offs (29 ) - - - - (94 ) - - (123 ) Recoveries 18 - - 3 3 18 - - 42 Provision (Credit) (5 ) (3 ) (8 ) 9 (25 ) 88 - (9 ) 47 Other Non-interest expense related to unfunded - - - - - - 18 - 18 Ending Balance $ 235 $ 252 $ 743 $ 3,272 $ 1,398 $ 471 $ 333 $ 384 $ 7,088 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 122 $ - $ - $ - $ 148 Ending balance: collectively evaluated for impairment $ 209 $ 252 $ 743 $ 3,272 $ 1,276 $ 471 $ 333 $ 384 $ 6,940 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 82,629 $ 68,524 $ 103,760 $ 416,632 $ 125,612 $ 41,541 $ - $ - $ 838,698 Ending balance: individually evaluated for impairment $ 763 $ - $ - $ 196 $ 1,852 $ - $ - $ - $ 2,811 Ending balance: collectively evaluated for impairment $ 81,748 $ 68,524 $ 103,760 $ 416,436 $ 123,760 $ 41,541 $ - $ - $ 835,769 Ending balance: loans acquired with deteriorated credit quality $ 118 $ - $ - $ - $ - $ - $ - $ - $ 118 Additional analysis, presented in thousands, related to the allowance for credit losses for nine months ended September 30, 2019 and September 30, 2018 is as follows: Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Nine Months Ended September 30, 2019 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 247 $ 250 $ 768 $ 3,217 $ 1,305 $ 484 $ 274 $ 504 $ 7,049 Charge Offs (95 ) - (22 ) - (55 ) (382 ) - - (554 ) Recoveries - - 3 7 21 97 - - 128 Provision (Credit) 122 102 (16 ) 81 279 346 - (504 ) 410 Other Non-interest expense related to unfunded - - - - - - 156 - 156 Ending Balance $ 274 $ 352 $ 733 $ 3,305 $ 1,550 $ 545 $ 430 $ - $ 7,189 Ending balance: individually evaluated for impairment $ 22 $ - $ - $ - $ 165 $ - $ - $ - $ 187 Ending balance: collectively evaluated for impairment $ 252 $ 352 $ 733 $ 3,305 $ 1,385 $ 545 $ 430 $ - $ 7,002 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 158,458 $ 200,625 $ 110,405 $ 501,095 $ 138,395 $ 49,718 $ - $ - $ 1,158,696 Ending balance: individually evaluated for impairment $ 752 $ 406 $ 368 $ 304 $ 1,398 $ - $ - $ - $ 3,228 Ending balance: collectively evaluated for impairment $ 157,659 $ 200,219 $ 110,037 $ 500,791 $ 136,997 $ 49,718 $ - $ - $ 1,155,421 Ending balance: loans acquired with deteriorated credit quality $ 47 $ - $ - $ - $ - $ - $ - $ - $ 47 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Nine Months Ended September 30, 2018 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 343 $ 244 $ 667 $ 3,149 $ 1,546 $ 441 $ 227 $ 478 $ 7,095 Charge Offs (63 ) - - (15 ) (100 ) (272 ) - - (450 ) Recoveries 18 - 6 7 8 79 - - 118 Provision (Credit) (63 ) 8 70 131 (56 ) 223 - (94 ) 219 Other Non-interest expense related to unfunded - - - - - - 106 - 106 Ending Balance $ 235 $ 252 $ 743 $ 3,272 $ 1,398 $ 471 $ 333 $ 384 $ 7,088 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 122 $ - $ - $ - $ 148 Ending balance: collectively evaluated for impairment $ 209 $ 252 $ 743 $ 3,272 $ 1,276 $ 471 $ 333 $ 384 $ 6,940 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 82,629 $ 68,524 $ 103,760 $ 416,632 $ 125,612 $ 41,541 $ - $ - $ 838,698 Ending balance: individually evaluated for impairment $ 763 $ - $ - $ 196 $ 1,852 $ - $ - $ - $ 2,811 Ending balance: collectively evaluated for impairment $ 81,748 $ 68,524 $ 103,760 $ 416,436 $ 123,760 $ 41,541 $ - $ - $ 835,769 Ending balance: loans acquired with deteriorated credit quality $ 118 $ - $ - $ - $ - $ - $ - $ - $ 118

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 5 EARNINGS PER SHARE Basic earnings per share are calculated using the two-class method. The two-class method is an earnings allocation formula under which earnings per share is calculated from common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain non-forfeitable rights to dividends are considered participating securities (i.e. unvested restricted stock), not subject to performance based measures. Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding. Application of the two-class method for participating securities results a more dilutive basic earnings per share as the participating securities are allocated the same amount of income as if they are outstanding for purposes of basic earnings per share. There is no additional potential dilution in calculating diluted earnings per share, therefore basic and diluted earnings per share are the same amounts. Other than the restricted stock plan, the Company has no other stock based compensation plans. (in thousands of dollars) (in thousands of dollars) Three Months Ended Nine Months Ended September 30, 2019 September 30, 2018 September 30, 2019 September 30, 2018 Earnings per share Net income $ 4,275 $ 3,875 $ 13,679 $ 11,756 Less: distributed earnings allocated to participating securities (14 ) (13 ) (37 ) (38 ) Less: undistributed earnings allocated to participating securities (18 ) (26 ) (63 ) (80 ) Net earnings available to common shareholders $ 4,243 $ 3,836 $ 13,579 $ 11,638 Weighted average common shares outstanding including participating securities 11,121,426 9,274,507 11,105,993 9,268,819 Less: average unvested restricted shares (79,335 ) (93,242 ) (81,569 ) (92,683 ) Weighted average common shares outstanding 11,042,091 9,181,265 11,024,424 9,176,136 Basic earnings and diluted per share $ 0.38 $ 0.42 $ 1.23 $ 1.27

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	NOTE 6 FAIR VALUE OF FINANCIAL INSTRUMENTS Fair values of financial instruments are management's estimate of the values at which the instruments could be exchanged in a transaction between willing parties. These estimates are subjective and may vary significantly from amounts that would be realized in actual transactions. In addition, other significant assets are not considered financial assets including deferred tax assets, premises, equipment and intangibles. Further, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on the fair value estimates and have not been considered in any of the estimates. The following assumptions and methods were used in estimating the fair value for financial instruments: Cash and Cash Equivalents The carrying amounts reported in the balance sheet for cash, cash equivalents and federal funds sold approximate their fair values. Also included in this line item are the carrying amounts of interest-bearing deposits maturing within ninety days which approximate their fair values. Fair values of other interest-bearing deposits are estimated using discounted cash flow analyses based on current rates for similar types of deposits. Interest Bearing Time Deposits Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow analysis that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. Securities – Available-for-sale Fair values for securities, excluding Federal Home Loan Bank are based on quoted market price, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Other Securities The carrying value of Federal Home Loan Bank stock of Cincinnati and Indianapolis, approximates fair value based on the redemption provisions of the respective Federal Home Loan Bank. Loans Held for Sale The carrying amount approximates fair value due to insignificant amount of time between origination and date of sale. Loans, net The fair values of the loans are estimated using a credit mark adjustment along with discounted cash flow analysis, using interest rates currently being offered for loans with similar terms to borrowers with similar credit quality. The credit mark adjustment was estimated using merger and acquisition analysis of nationwide bank and thrift deals and/or the Bank’s most recent acquisition experience. Deposits The fair values disclosed for deposits with no defined maturities are equal to their carrying amounts, which represent the amount payable on demand. The carrying amounts for variable-rate, fixed term money market accounts and certificates of deposit approximate their fair value at the reporting date. Fair value for fixed-rate certificates of deposit are estimated using a discounted cash flow analysis that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. Federal Funds Purchased and Securities Sold Under Agreements to Repurchase The carrying value of federal funds purchased and securities sold under agreements to repurchase approximates fair values. FHLB Advances Fair values or FHLB advances are estimated using discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types or borrowing arrangements. Accrued Interest Receivable and Payable The carrying amounts of accrued interest approximate their fair values. Off Balance Sheet Financial Instruments Fair values for off-balance sheet, credit related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counter-parties' credit standing. The estimated fair values, and related carrying or notional amounts, for on and off-balance sheet financial instruments as of September 30, 2019 and December 31, 2018 are reflected below. (In Thousands) September 30, 2019 Carrying Fair Amount Value Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 114,592 $ 114,592 $ 114,592 $ - $ - Interest-bearing time deposits 4,554 4,554 - 4,554 - Securities - available-for-sale 190,465 190,465 14,009 174,947 1,509 Other securities 5,789 5,789 - - 5,789 Loans held for sale 606 606 - - 606 Loans, net 1,151,937 1,129,954 - - 1,129,954 Interest receivable 7,830 7,830 - - 7,830 - Financial Liabilities: Interest bearing deposits $ 741,313 $ 741,360 $ - $ - $ 741,360 Non-interest bearing deposits 261,719 261,719 - 261,719 - Time deposits 274,996 275,658 - - 275,658 Total Deposits 1,278,028 1,278,707 - 261,719 1,016,988 Federal funds purchased and securities sold under agreement to repurchase 30,056 30,056 - - 30,056 Federal Home Loan Bank advances 24,669 24,672 - - 24,672 Interest payable 739 739 - - 739 (In Thousands) December 31, 2018 Carrying Fair Amount Value Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 38,365 $ 38,365 $ 38,365 $ - $ - Interest-bearing time deposits 4,019 3,954 - 3,954 - Securities - available-for-sale 168,447 168,447 36,935 130,085 1,427 Other securities 3,679 3,679 - - 3,679 Loans held for sale 495 495 - - 495 Loans, net 839,599 823,914 - - 823,914 Interest receivable 4,542 4,542 - - 4,542 Financial Liabilities: Interest bearing deposits $ 525,955 $ 525,955 $ - $ - $ 525,955 Non-interest bearing deposits 215,422 215,422 - 215,422 - Time deposits 187,413 187,545 - - 187,545 Total Deposits 928,790 928,922 - 215,422 713,500 Federal funds purchased and securities sold under agreement to repurchase 32,181 3,181 - - 32,181 Federal Home Loan Bank advances - - - - - Interest payable 418 418 - - 418 Fair Value Measurements In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities in active markets that the Company has the ability to access. Available-for-sale securities, when quoted prices are available in an active market, securities are valued using the quoted price and are classified as Level 1. Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals. Available-for-sale securities classified as Level 2 are valued using the prices obtained from an independent pricing service. The prices are not adjusted. Securities of obligations of state and political subdivisions are valued using a type of matrix, or grid, pricing in which securities are benchmarked against the treasury rate based on credit rating. Substantially all assumptions used by the independent pricing service are observable in the marketplace, can be derived from observable data, or are supported by observable levels at which transactions are executed in the marketplace. Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset or liability. The Bank holds some local municipals that the Bank evaluates based on the credit strength of the underlying project. The fair value is determined by valuing similar credit payment streams at similar rates. In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Company's assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset. The following summarizes financial assets measured at fair value on a recurring basis as of September 30, 2019 and December 31, 2018, segregated by level or the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Observable Inputs (Level 3) Assets - (Securities Available-for-Sale) U.S. Treasury $ 14,009 $ - $ - U.S. Government agencies - 80,043 - Mortgage-backed securities - 57,461 - State and local governments - 37,443 1,509 Total Securities Available-for-Sale $ 14,009 $ 174,947 $ 1,509 December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Observable Inputs (Level 3) Assets - (Securities Available-for-Sale) U.S. Treasury $ 22,830 $ - $ - U.S. Government agencies 14,105 55,222 - Mortgage-backed securities - 36,262 - State and local governments - 38,601 1,427 Total Securities Available-for-Sale $ 36,935 $ 130,085 $ 1,427 The following tables represent the changes in the Level 3 fair-value category of which unobservable inputs are relied upon as of the three and nine month periods ended September 30, 2019 and September 30, 2018. (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at July 1, 2019 $ - $ 1,505 $ 1,505 Change in Market Value - 4 4 Payments & Maturities - - - Balance at September 30, 2019 $ - $ 1,509 $ 1,509 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at January 1, 2019 $ - $ 1,427 $ 1,427 Change in Market Value - 82 82 Payments & Maturities - - - Balance at September 30, 2019 $ - $ 1,509 $ 1,509 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at July 1, 2018 $ - $ 1,423 $ 1,423 Change in Market Value - (30 ) (30 ) Payments & Maturities - - - Balance at September 30, 2018 $ - $ 1,393 $ 1,393 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at January 1, 2018 $ - $ 1,428 $ 1,428 Change in Market Value - (35 ) (35 ) Payments & Maturities - - - Balance at September 30, 2018 $ - $ 1,393 $ 1,393 Most of the Company's available-for-sale securities, including any bonds issued by local municipalities, have CUSIP numbers or have similar characteristics of those in the municipal markets, making them marketable and comparable as Level 2. The Company also has assets that, under certain conditions, are subject to measurement at fair value on a non-recurring basis. At September 30, 2019 and December 31, 2018, such assets consist primarily of collateral dependent impaired loans. Collateral dependent impaired loans categorized as Level 3 assets consist of non-homogeneous loans that are considered impaired. The Company estimates the fair value of the loans based on the present value of expected future cash flows using management's best estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals.) At September 30, 2019 and December 31, 2018, fair value of collateral dependent impaired loans categorized as Level 3 was $106 and $215 thousand, respectively. The specific allocation for impaired loans was $22 and $31 thousand as of September 30, 2019 and December 31, 2018, respectively, which are accounted for in the allowance for loan losses (see Note 4). Other real estate is reported at either the lower of the fair value of the real estate minus the estimated costs to sell the asset or the cost of the asset. The determination of fair value of the real estate relies primarily on appraisals from third parties. If the fair value of the real estate, minus the estimated costs to sell the asset, is less than the asset's cost, the deficiency is recognized as a valuation allowance against the asset through a charge to expense. The valuation allowance is therefore increased or decreased, through charges or credits to expense, for changes in the asset's fair value or estimated selling costs. The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements: (In Thousands) Range Fair Value at (Weighted September 30, 2019 Valuation Technique Unobservable Inputs Average) State and local government $ 1,509 Discounted Cash Flow Credit strength of underlying project or entity / Discount rate 0-5% (2.41%) Collateral dependent impaired loans 106 Collateral based measurements Discount to reflect current market conditions and ultimate collectability 0-50% (17.19%) Other real estate owned - commercial 164 Appraisals Discount to reflect current market 0-20% (23.31% ) (In Thousands) Range Fair Value at (Weighted December 31, 2018 Valuation Technique Unobservable Inputs Average) State and local government $ 1,427 Discounted Cash Flow Credit strength of underlying project or entity / Discount rate 0-5% (3.51%) Collateral dependent impaired loans 215 Collateral based measurements Discount to reflect current market conditions and ultimate collectability 0-50% (12.38%) Other real estate owned - commercial - Appraisals Discount to reflect current market — % ( — ) The following table presents impaired loans and other real estate owned as recorded at fair value on September 30, 2019 and December 31, 2018 Assets Measured at Fair Value on a Nonrecurring Basis at September 30, 2019 (In Thousands) Balance at September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent impaired loans $ 106 $ - $ - $ 106 Other real estate owned - commercial 164 - - 164 Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2018 (In Thousands) Balance at December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent impaired loans $ 215 $ - $ - $ 215 Other real estate owned - commercial - - - -

Federal Funds Purchased and Sec

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	9 Months Ended
	Sep. 30, 2019
Brokers And Dealers [Abstract]
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	NOTE 7 FEDERAL FUNDS PURCHASED AND SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE The Company had no Federal Funds purchased as of September 30, 2019 and $6.5 million as of December 31, 2018, respectively. During the same time periods, the company also had $30.1 million and $25.7 million in securities sold under agreement to repurchase. September 30, 2019 Remaining Contractual Maturity of the Agreements (In Thousands) Overnight & Continuous Up to 30 days 30-90 Greater Than 90 days Total Federal funds purchased $ - $ - $ - $ - $ - Repurchase agreements US Treasury & agency securities 1,698 - - 28,358 30,056 $ 1,698 $ - $ - $ 28,358 $ 30,056 December 31, 2018 Remaining Contractual Maturity of the Agreements (In Thousands) Overnight & Continuous Up to 30 days 30-90 Greater Than 90 days Total Federal funds purchased $ 6,486 $ - $ - $ - $ 6,486 Repurchase agreements US Treasury & agency securities 806 - - 24,889 25,695 $ 7,292 $ - $ - $ 24,889 $ 32,181

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2019
Accounting Changes And Error Corrections [Abstract]
Recent Accounting Pronouncements	NOTE 8 RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02 “Leases (Topic 842).” In June Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The ASU is effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019 (i.e., January 1, 2020, for calendar year entities). FASB recently approved a delay in adoption for Smaller Reporting Companies. The Company has completed an analysis to determine they qualify as a Smaller Reporting Company. Adoption can be postponed until December 15, 2022 (i.e., January 1, 2023, for calendar year entities) . Early application will be permitted for all organizations for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company has contracted with an external advisor and has formed a committee to determine the methodology to be used. Most importantly, the Company is gathering as much data as possible to enable review scenarios and determine which calculations will produce the most reliable results. The Company began working with the third party service provider to review parallel reports starting in June 2019. The Company will not adopt in calendar year 2020 and is currently evaluating when or if they would early adopt. In January 2017, the FASB issued ASU No. 2017-04 “Intangibles – Goodwill and other (Topic 350) – Simplifying the Test for Goodwill Impairment.” In August 2018, the FASB issued ASU No. 2018-13 “Fair Value Measurement (Topic 820) - Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measuremen

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements (Policies)	9 Months Ended
	Sep. 30, 2019
Accounting Changes And Error Corrections [Abstract]
Recent Accounting Pronouncements	NOTE 8 RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02 “Leases (Topic 842).” In June Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The ASU is effective for SEC filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019 (i.e., January 1, 2020, for calendar year entities). FASB recently approved a delay in adoption for Smaller Reporting Companies. The Company has completed an analysis to determine they qualify as a Smaller Reporting Company. Adoption can be postponed until December 15, 2022 (i.e., January 1, 2023, for calendar year entities) . Early application will be permitted for all organizations for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company has contracted with an external advisor and has formed a committee to determine the methodology to be used. Most importantly, the Company is gathering as much data as possible to enable review scenarios and determine which calculations will produce the most reliable results. The Company began working with the third party service provider to review parallel reports starting in June 2019. The Company will not adopt in calendar year 2020 and is currently evaluating when or if they would early adopt. In January 2017, the FASB issued ASU No. 2017-04 “Intangibles – Goodwill and other (Topic 350) – Simplifying the Test for Goodwill Impairment.” In August 2018, the FASB issued ASU No. 2018-13 “Fair Value Measurement (Topic 820) - Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measuremen

Business Combination and Asse_2

Business Combination and Asset Purchase (Tables)	9 Months Ended
	Sep. 30, 2019
Business Combinations [Abstract]
Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed Recognized	The following table summarizes the consideration paid for Bank of Geneva and the amounts of the assets acquired and liabilities assumed recognized at the acquisition date. Fair Value of Consideration Transferred (In Thousands) Cash $ 8,465 Common Shares (1,830,000 shares) 70,437 Total $ 78,902 Recognized amounts of identifiable assets acquired and liabilities assumed Assets Cash and cash equivalents $ 6,376 Securities - available-for-sale 17,494 Other securities, at cost 2,347 Loans, net 257,183 Premises and equipment 2,538 Goodwill 43,266 Other assets 7,176 Total Assets Purchased $ 336,380 Liabilities Deposits Noninterest bearing $ 37,822 Interest bearing 168,312 Total deposits 206,134 Federal Home Loan Bank (FHLB) advances 48,196 Accrued expenses and other liabilities 3,148 Total Liabilities Assumed $ 257,478
Summary of Carrying Amount of Loans	The carrying amount of those loans is included in loans, net on the balance sheet at September 30, 2019. The amounts of loans at September 30, 2019 are as follows: 2019 (In Thousands) Balance - January 1, 2019 Commercial $ 4,094 Consumer RE 231 Consumer 71 Carrying amount, net of fair value adjustment of $2,118 $ 2,278 Balance - September 30, 2019 Commercial $ 110 Consumer RE 55 Consumer - Carrying amount, net of fair value adjustment of $63 $ 102
Summary of Loans Acquired and Contractually Required Payments Receivable	Loans acquired during 2019 for which it was probable at acquisition that all contractually required payments would not be collected are as follows: (In Thousands) Contractually required payments receivable at acquisition Commercial $ 4,215 Consumer RE 261 Consumer 94 Total required payments receivable $ 4,570 Cash flows expected to be collected at acquisition $ 2,788 Basis in acquired loans at acquisition $ 4,396
Summary of Changes in Accretable Yield or Income Expected to be Collected	Changes in accretable yield, or income expected to be collected, are as follows: Three Months Ended September 30, 2019 Nine Months Ended September 30, 2019 (In Thousands) (In Thousands) Beginning Balance $ 2,329 $ 2,544 Additions - 6 Accretion (112 ) (2,316 ) Reclassification from nonaccretable difference 34 2,019 Disposals (6 ) (8 ) Ending Balance $ 2,245 $ 2,245
Schedule of Pro-forma Results	The following schedule includes pro-forma results for the three and nine months ended September 30, 2019 and 2018 as if the Bank of Geneva acquisitions had occurred as of the beginning of the comparable prior reporting period. (in thousands of dollars, except per share data) (in thousands of dollars, except per share data) Three Months Ended Nine Months Ended September 30, 2019 September 30, 2018 September 30, 2019 September 30, 2018 Summary of Operations Net Interest Income - Before Provision for Loan Losses $ 12,900 $ 13,198 $ 40,211 $ 40,916 Provision for Loan Losses 247 77 410 474 Net Interest Income After Provision for Loan Losses 12,653 13,121 39,801 40,442 Noninterest Income 3,161 2,858 8,837 8,585 Noninterest Expense 10,585 9,810 30,562 28,529 Income Before Income Taxes 5,229 6,169 18,076 20,498 Income Taxes 935 946 3,380 3,686 Net Income $ 4,294 $ 5,223 $ 14,696 $ 16,812 Basic and Diluted Earnings Per Share $ 0.38 $ 0.47 $ 1.32 $ 1.51
Schedule of Future Amortization of Core Deposit Intangible Assets	Future amortization of core deposit intangible assets is as follows: (In Thousands) (In Thousands) (In Thousands) Custar Geneva Total 2019 $ 167 $ 560 $ 727 2020 161 560 721 2021 - 560 560 2022 - 560 560 2023 - 560 560 2024 - 560 560 2025 - 560 560 $ 328 $ 3,920 $ 4,248

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Investments Debt And Equity Securities [Abstract]
Amortized Cost and Fair Value of Securities with Gross Unrealized Gains and Losses	The amortized cost and fair value of securities, with gross unrealized gains and losses at September 30, 2019 and December 31, 2018, follows (In Thousands) September 30, 2019 Amortized Gross Unrealized Gross Unrealized Fair Cost Gains Losses Value Available-for-Sale: U.S. Treasury $ 14,029 $ 10 $ (30 ) $ 14,009 U.S. Government agencies 79,130 948 (35 ) 80,043 Mortgage-backed securities 57,180 446 (165 ) 57,461 State and local governments 38,265 697 (10 ) 38,952 Total available-for-sale securities $ 188,604 $ 2,101 $ (240 ) $ 190,465 (In Thousands) December 31, 2018 Amortized Gross Unrealized Gross Unrealized Fair Cost Gains Losses Value Available-for-Sale: U.S. Treasury $ 23,078 $ 6 $ (254 ) $ 22,830 U.S. Government agencies 71,235 2 (1,910 ) 69,327 Mortgage-backed securities 37,342 62 (1,142 ) 36,262 State and local governments 40,608 225 (805 ) 40,028 Total available-for-sale securities $ 172,263 $ 295 $ (4,111 ) $ 168,447
Gross Unrealized Losses, Aggregated by Investment Category and Length of Time	Information pertaining to securities with gross unrealized losses at September 30, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous loss position follows: (In Thousands) September 30, 2019 Less Than Twelve Months Twelve Months & Over Total Gross Unrealized Fair Gross Unrealized Fair Gross Unrealized Fair Losses Value Losses Value Losses Value U.S. Treasury $ - $ - $ (30 ) $ 12,015 $ (30 ) $ 12,015 U.S. Government agencies - - (35 ) 13,720 (35 ) 13,720 Mortgage-backed securities (48 ) 8,099 (117 ) 16,811 (165 ) 24,910 State and local governments (9 ) 2,425 (1 ) 1,100 (10 ) 3,525 Total available-for-sale securities $ (57 ) $ 10,524 $ (183 ) $ 43,646 $ (240 ) $ 54,170 (In Thousands) December 31, 2018 Less Than Twelve Months Twelve Months & Over Total Gross Unrealized Fair Gross Unrealized Fair Gross Unrealized Fair Losses Value Losses Value Losses Value U.S. Treasury $ - $ - $ (254 ) $ 20,861 $ (254 ) $ 20,861 U.S. Government agencies - - (1,910 ) 64,727 (1,910 ) 64,727 Mortgage-backed securities (4 ) 697 (1,138 ) 30,347 (1,142 ) 31,044 State and local governments (22 ) 3,254 (783 ) 29,413 (805 ) 32,667 Total available-for-sale securities $ (26 ) $ 3,951 $ (4,085 ) $ 145,348 $ (4,111 ) $ 149,299
Gross Realized Gains and Losses	Below are the gross realized gains and losses for the three and nine months ended September 30, 2019 and September 30, 2018. Three Months Nine Months (In Thousands) (In Thousands) 2019 2018 2019 2018 Gross realized gains $ - $ 51 $ 16 $ 51 Gross realized losses - (41 ) (42 ) (41 ) Net realized losses $ - $ 10 $ (26 ) $ 10 Tax expense related to net realized losses $ - $ 2 $ (5 ) $ 2
Amortized Cost and Fair Value of Debt Securities, by Contractual Maturity	The amortized cost and fair value of debt securities at September 30, 2019, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (In Thousands) Amortized Cost Fair Value One year or less $ 30,708 $ 30,702 After one year through five years 52,474 52,597 After five years through ten years 46,971 48,433 After ten years 1,271 1,272 Total $ 131,424 $ 133,004 Mortgage-backed securities 57,180 57,461 Total $ 188,604 $ 190,465

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2019
Receivables [Abstract]
Loans	Loan balances as of September 30, 2019 and December 31, 2018: (In Thousands) Loans: September 30, 2019 December 31, 2018 Consumer Real Estate $ 159,074 $ 80,766 Agricultural Real Estate 200,791 68,609 Agricultural 110,270 108,495 Commercial Real Estate 502,137 419,784 Commercial and Industrial 130,150 121,793 Consumer 49,552 41,953 Other 8,167 5,889 1,160,141 847,289 Less: Net deferred loan fees and costs (1,445 ) (915 ) 1,158,696 846,374 Less: Allowance for loan losses (6,759 ) (6,775 ) Loans - Net $ 1,151,937 $ 839,599
Distribution of Fixed Rate Loans and Variable Rate Loans by Major Loan Category	The distribution of fixed rate loans and variable rate loans by major loan category is as follows as of September 30, 2019: (In Thousands) Fixed Variable Rate Rate Consumer Real Estate $ 71,645 $ 87,429 Agricultural Real Estate 94,620 106,171 Agricultural 70,049 40,221 Commercial Real Estate 323,791 178,346 Commercial and Industrial 76,229 53,921 Consumer 45,069 4,483 Other 8,070 97
Contractual Aging of the Recorded Investment in Past Due Loans by Portfolio Classification of Loans	The following table represents the contractual aging of the recorded investment (in thousands) in past due loans by portfolio classification of loans as of September 30, 2019 and December 31, 2018, net of deferred loan fees and costs: September 30, 2019 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing Consumer Real Estate $ 388 $ 51 $ 434 $ 873 $ 157,585 $ 158,458 $ - Agricultural Real Estate 536 - - 536 200,089 200,625 - Agricultural 239 10 253 502 109,903 110,405 - Commercial Real Estate - - - - 501,095 501,095 - Commercial and Industrial 156 294 - 450 137,945 138,395 - Consumer 117 18 - 135 49,583 49,718 - Total $ 1,436 $ 373 $ 687 $ 2,496 $ 1,156,200 $ 1,158,696 $ - December 31, 2018 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Total Past Due Current Total Financing Receivables Recorded Investment > 90 Days and Accruing Consumer Real Estate $ 342 $ 24 $ 254 $ 620 $ 79,612 $ 80,232 $ - Agricultural Real Estate - - - - 68,588 68,588 - Agricultural - - - - 108,616 108,616 - Commercial Real Estate - - - - 419,131 419,131 - Commercial and Industrial - - - - 127,752 127,752 - Consumer 85 24 8 117 41,938 42,055 - Total $ 427 $ 48 $ 262 $ 737 $ 845,637 $ 846,374 $ -
Recorded Investment in Nonaccrual Loans by Portfolio Class of Loans	The following table presents the recorded investment in nonaccrual loans by class of loans as of September 30, 2019 and December 31, 2018: (In Thousands) September 30, 2019 December 31, 2018 Consumer Real Estate $ 904 $ 462 Agricultural Real Estate - - Agricultural 1,830 - Commercial Real Estate - - Commercial & Industrial 456 72 Consumer 85 8 Total $ 3,275 $ 542
Risk Category of Loans by Portfolio Class	The following table represents the risk category of loans by portfolio class, net of deferred fees and costs, based on the most recent analysis performed as of September 30, 2019 and December 31, 2018: (In Thousands) Agricultural Commercial Commercial Real Estate Agricultural Real Estate and Industrial Other September 30, 2019 1-2 $ 16,072 $ 6,211 $ 6,036 $ 4,472 $ - 3 35,757 36,178 87,360 18,069 2,437 4 115,160 60,747 399,320 98,960 5,730 5 14,232 2,664 3,845 4,707 - 6 19,404 4,605 4,534 3,125 - 7 - - - 895 - 8 - - - - - Total $ 200,625 $ 110,405 $ 501,095 $ 130,228 $ 8,167 Agricultural Commercial Commercial Real Estate Agricultural Real Estate and Industrial Other December 31, 2018 1-2 $ 4,442 $ 5,753 $ 4,698 $ 3,199 $ - 3 14,118 38,852 64,341 16,284 3,135 4 49,596 63,380 346,072 100,644 2,754 5 422 631 2,171 308 - 6 10 - 1,849 542 - 7 - - - 886 - 8 - - - - - Total $ 68,588 $ 108,616 $ 419,131 $ 121,863 $ 5,889
Recorded Investment for Consumer Loans, Credit Quality based on Status of Loan and Payment Activity	The following tables present the recorded investment in those classes based on payment activity and assigned risk grading as of September 30, 2019 and December 31, 2018. (In Thousands) Consumer Consumer Real Estate Real Estate September 30, 2019 December 31, 2018 Grade Pass $ 155,346 $ 79,121 Special Mention (5) 227 232 Substandard (6) 2,885 879 Doubtful (7) - - Total $ 158,458 $ 80,232 (In Thousands) Consumer - Credit Consumer - Other September 30, 2019 December 31, 2018 September 30, 2019 December 31, 2018 Performing $ 3,867 $ 3,909 $ 45,752 $ 38,073 Nonperforming - 19 99 54 Total $ 3,867 $ 3,928 $ 45,851 $ 38,127
Schedule of Impaired Loans	Information about impaired loans as of September 30, 2019, December 31, 2018 and September 30, 2018 are as follows: (In Thousands) September 30, 2019 December 31, 2018 September 30, 2018 Impaired loans without a valuation allowance $ 1,914 $ 1,808 $ 1,841 Impaired loans with a valuation allowance 1,314 246 970 Total impaired loans $ 3,228 $ 2,054 $ 2,811 Valuation allowance related to impaired loans $ 187 $ 31 $ 148 Total non-accrual loans $ 3,275 $ 542 $ 483 Total loans past-due ninety days or more and still accruing $ - $ - $ - Quarter ended average investment in impaired loans $ 3,141 $ 2,533 $ 2,158 Year to date average investment in impaired loans $ 2,492 $ 1,958 $ 1,765
Impaired Loans Classified as Troubled Debt Restructured	The following table represents three and nine months ended September 30, 2019: Pre- Post- Pre- Post- Three Months Number of Modification Modification Nine Months Number of Modification Modification September 30, 2019 Contracts Outstanding Outstanding September 30, 2019 Contracts Outstanding Outstanding (in thousands) Modified in the Recorded Recorded (in thousands) Modified in the Recorded Recorded Troubled Debt Restructurings Last Three Months Investment Investment Troubled Debt Restructurings Last Nine Months Investment Investment Consumer Real Estate 1 $ 74 $ 74 Consumer Real Estate 1 $ 74 $ 74 Commercial and Industrial - $ - $ - Commercial and Industrial 4 $ 812 $ 812
Loans Individually Evaluated for Impairment by Portfolio Class of Loans	The following tables present loans individually evaluated for impairment by class of loans for three months ended September 30, 2019 and September 30, 2018. (In Thousands) QTD QTD QTD Interest Three Months Ended September 30, 2019 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 626 $ 626 $ - $ 628 $ 9 $ 3 Agricultural Real Estate 406 406 - 406 - - Agricultural 368 368 - 368 - - Commercial Real Estate 304 304 - 267 7 - Commercial and Industrial 210 210 - 219 3 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 126 128 22 172 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - - 14 - Commercial and Industrial 1,188 1,188 165 1,081 - - Consumer - - - - - - Totals: Consumer Real Estate $ 752 $ 754 $ 22 $ 800 $ 9 $ 3 Agricultural Real Estate $ 406 $ 406 $ - $ 406 $ - $ - Agricultural $ 368 $ 368 $ - $ 368 $ - $ - Commercial Real Estate $ 304 $ 304 $ - $ 267 $ 21 $ - Commercial and Industrial $ 1,398 $ 1,398 $ 165 $ 1,300 $ 3 $ - Consumer $ - $ - $ - $ - $ - $ - (In Thousands) QTD QTD QTD Interest Three Months Ended September 30, 2018 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 589 $ 589 $ - $ 645 $ 9 $ 5 Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate 196 196 - 197 3 - Commercial and Industrial 1,056 1,056 - 504 12 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 174 174 26 227 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - - - - Commercial and Industrial 796 796 122 585 3 - Consumer - - - - - - Totals: Consumer Real Estate $ 763 $ 763 $ 26 $ 872 $ 9 $ 5 Agricultural Real Estate $ - $ - $ - $ - $ - $ - Agricultural $ - $ - $ - $ - $ - $ - Commercial Real Estate $ 196 $ 196 $ - $ 197 $ 3 $ - Commercial and Industrial $ 1,852 $ 1,852 $ 122 $ 1,089 $ 15 $ - Consumer $ - $ - $ - $ - $ - $ - The following tables present loans individually evaluated for impairment by class of loans for nine months ended September 30, 2019 and September 30, 2018. (In Thousands) YTD YTD YTD Interest Nine Months Ended September 30, 2019 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 626 $ 626 $ - $ 625 $ 24 $ 7 Agricultural Real Estate 406 406 - 135 - - Agricultural 368 368 - 123 - - Commercial Real Estate 304 304 - 217 14 - Commercial and Industrial 210 210 - 697 9 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 126 128 22 220 - - Agricultural Real Estate - - - - - - Agricultural - - - 24 - - Commercial Real Estate - - - - - - Commercial and Industrial 1,188 1,188 165 451 37 - Consumer - - - - - - Totals: Consumer Real Estate $ 752 $ 754 $ 22 $ 845 $ 24 $ 7 Agricultural Real Estate $ 406 $ 406 $ - $ 135 $ - $ - Agricultural $ 368 $ 368 $ - $ 147 $ - $ - Commercial Real Estate $ 304 $ 304 $ - $ 217 $ 14 $ - Commercial and Industrial $ 1,398 $ 1,398 $ 165 $ 1,148 $ 46 $ - Consumer $ - $ - $ - $ - $ - $ - (In Thousands) YTD YTD YTD Interest Nine Months Ended September 30, 2018 Unpaid Average Interest Income Recorded Principal Related Recorded Income Recognized Investment Balance Allowance Investment Recognized Cash Basis With no related allowance recorded: Consumer Real Estate $ 589 $ 589 $ - $ 554 $ 23 $ 15 Agricultural Real Estate - - - 22 - - Agricultural - - - - - - Commercial Real Estate 196 196 - 199 8 - Commercial and Industrial 1,056 1,056 - 238 12 - Consumer - - - - - - With a specific allowance recorded: Consumer Real Estate 174 174 26 153 - - Agricultural Real Estate - - - - - - Agricultural - - - - - - Commercial Real Estate - - - 186 - - Commercial and Industrial 796 796 122 413 11 - Consumer - - - - - - Totals: Consumer Real Estate $ 763 $ 763 $ 26 $ 707 $ 23 $ 15 Agricultural Real Estate $ - $ - $ - $ 22 $ - $ - Agricultural $ - $ - $ - $ - $ - $ - Commercial Real Estate $ 196 $ 196 $ - $ 385 $ 8 $ - Commercial and Industrial $ 1,852 $ 1,852 $ 122 $ 651 $ 23 $ - Consumer $ - $ - $ - $ - $ - $ -
Summary of Activities in Allowance for Credit Losses	The following tables summarize the activities in the allowance for credit losses. (In Thousands) Nine Months Ended Twelve Months Ended September 30, 2019 December 31, 2018 Allowance for Loan & Lease Losses Balance at beginning of year $ 6,775 $ 6,868 Provision for loan loss 410 324 Loans charged off (554 ) (580 ) Recoveries 128 163 Allowance for Loan & Lease Losses $ 6,759 $ 6,775 Allowance for Unfunded Loan Commitments & Letters of Credit $ 430 $ 274 Total Allowance for Credit Losses $ 7,189 $ 7,049
Analysis of Allowance for Credit Losses	Additional analysis, presented in thousands, related to the allowance for credit losses for three months ended September 30, 2019 and September 30, 2018 in addition to the ending balances as of December 31, 2018 is as follows: Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Three Months Ended September 30, 2019 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 275 $ 340 $ 756 $ 3,320 $ 1,461 $ 526 $ 370 $ 5 $ 7,053 Charge Offs (39 ) - (22 ) - (55 ) (103 ) - - (219 ) Recoveries - - 1 2 13 32 - - 48 Provision (Credit) 38 12 (2 ) (17 ) 131 90 - (5 ) 247 Other Non-interest expense related to unfunded - - - - - - 60 - 60 Ending Balance $ 274 $ 352 $ 733 $ 3,305 $ 1,550 $ 545 $ 430 $ - $ 7,189 Ending balance: individually evaluated for impairment $ 22 $ - $ - $ - $ 165 $ - $ - $ - $ 187 Ending balance: collectively evaluated for impairment $ 252 $ 352 $ 733 $ 3,305 $ 1,385 $ 545 $ 430 $ - $ 7,002 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 158,458 $ 200,625 $ 110,405 $ 501,095 $ 138,395 $ 49,718 $ - $ - $ 1,158,696 Ending balance: individually evaluated for impairment $ 752 $ 406 $ 368 $ 304 $ 1,398 $ - $ - $ - $ 3,228 Ending balance: collectively evaluated for impairment $ 157,659 $ 200,219 $ 110,037 $ 500,791 $ 136,997 $ 49,718 $ - $ - $ 1,155,421 Ending balance: loans acquired with deteriorated credit quality $ 47 $ - $ - $ - $ - $ - $ - $ - $ 47 December 31, 2018 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total ALLOWANCE FOR CREDIT LOSSES: Ending Balance $ 247 $ 250 $ 768 $ 3,217 $ 1,305 $ 484 $ 274 $ 504 $ 7,049 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 5 $ - $ - $ - $ 31 Ending balance: collectively evaluated for impairment $ 221 $ 250 $ 768 $ 3,217 $ 1,300 $ 484 $ 274 $ 504 $ 7,018 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 80,232 $ 68,588 $ 108,616 $ 419,131 $ 127,752 $ 42,055 $ - $ - $ 846,374 Ending balance: individually evaluated for impairment $ 757 $ - $ - $ 194 $ 1,103 $ - $ - $ - $ 2,054 Ending balance: collectively evaluated for impairment $ 79,359 $ 68,588 $ 108,616 $ 418,937 $ 126,649 $ 42,055 $ - $ - $ 844,204 Ending balance: loans acquired with deteriorated credit quality $ 116 $ - $ - $ - $ - $ - $ - $ - $ 116 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Three Months Ended September 30, 2018 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 251 $ 255 $ 751 $ 3,260 $ 1,420 $ 459 $ 315 $ 393 $ 7,104 Charge Offs (29 ) - - - - (94 ) - - (123 ) Recoveries 18 - - 3 3 18 - - 42 Provision (Credit) (5 ) (3 ) (8 ) 9 (25 ) 88 - (9 ) 47 Other Non-interest expense related to unfunded - - - - - - 18 - 18 Ending Balance $ 235 $ 252 $ 743 $ 3,272 $ 1,398 $ 471 $ 333 $ 384 $ 7,088 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 122 $ - $ - $ - $ 148 Ending balance: collectively evaluated for impairment $ 209 $ 252 $ 743 $ 3,272 $ 1,276 $ 471 $ 333 $ 384 $ 6,940 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 82,629 $ 68,524 $ 103,760 $ 416,632 $ 125,612 $ 41,541 $ - $ - $ 838,698 Ending balance: individually evaluated for impairment $ 763 $ - $ - $ 196 $ 1,852 $ - $ - $ - $ 2,811 Ending balance: collectively evaluated for impairment $ 81,748 $ 68,524 $ 103,760 $ 416,436 $ 123,760 $ 41,541 $ - $ - $ 835,769 Ending balance: loans acquired with deteriorated credit quality $ 118 $ - $ - $ - $ - $ - $ - $ - $ 118 Additional analysis, presented in thousands, related to the allowance for credit losses for nine months ended September 30, 2019 and September 30, 2018 is as follows: Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Nine Months Ended September 30, 2019 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 247 $ 250 $ 768 $ 3,217 $ 1,305 $ 484 $ 274 $ 504 $ 7,049 Charge Offs (95 ) - (22 ) - (55 ) (382 ) - - (554 ) Recoveries - - 3 7 21 97 - - 128 Provision (Credit) 122 102 (16 ) 81 279 346 - (504 ) 410 Other Non-interest expense related to unfunded - - - - - - 156 - 156 Ending Balance $ 274 $ 352 $ 733 $ 3,305 $ 1,550 $ 545 $ 430 $ - $ 7,189 Ending balance: individually evaluated for impairment $ 22 $ - $ - $ - $ 165 $ - $ - $ - $ 187 Ending balance: collectively evaluated for impairment $ 252 $ 352 $ 733 $ 3,305 $ 1,385 $ 545 $ 430 $ - $ 7,002 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 158,458 $ 200,625 $ 110,405 $ 501,095 $ 138,395 $ 49,718 $ - $ - $ 1,158,696 Ending balance: individually evaluated for impairment $ 752 $ 406 $ 368 $ 304 $ 1,398 $ - $ - $ - $ 3,228 Ending balance: collectively evaluated for impairment $ 157,659 $ 200,219 $ 110,037 $ 500,791 $ 136,997 $ 49,718 $ - $ - $ 1,155,421 Ending balance: loans acquired with deteriorated credit quality $ 47 $ - $ - $ - $ - $ - $ - $ - $ 47 Consumer Real Estate Agricultural Real Estate Agricultural Commercial Real Estate Commercial and Industrial Consumer Unfunded Loan Commitment & Letters of Credit Unallocated Total Nine Months Ended September 30, 2018 ALLOWANCE FOR CREDIT LOSSES: Beginning balance $ 343 $ 244 $ 667 $ 3,149 $ 1,546 $ 441 $ 227 $ 478 $ 7,095 Charge Offs (63 ) - - (15 ) (100 ) (272 ) - - (450 ) Recoveries 18 - 6 7 8 79 - - 118 Provision (Credit) (63 ) 8 70 131 (56 ) 223 - (94 ) 219 Other Non-interest expense related to unfunded - - - - - - 106 - 106 Ending Balance $ 235 $ 252 $ 743 $ 3,272 $ 1,398 $ 471 $ 333 $ 384 $ 7,088 Ending balance: individually evaluated for impairment $ 26 $ - $ - $ - $ 122 $ - $ - $ - $ 148 Ending balance: collectively evaluated for impairment $ 209 $ 252 $ 743 $ 3,272 $ 1,276 $ 471 $ 333 $ 384 $ 6,940 Ending balance: loans acquired with deteriorated credit quality $ - $ - $ - $ - $ - $ - $ - $ - $ - FINANCING RECEIVABLES: Ending balance $ 82,629 $ 68,524 $ 103,760 $ 416,632 $ 125,612 $ 41,541 $ - $ - $ 838,698 Ending balance: individually evaluated for impairment $ 763 $ - $ - $ 196 $ 1,852 $ - $ - $ - $ 2,811 Ending balance: collectively evaluated for impairment $ 81,748 $ 68,524 $ 103,760 $ 416,436 $ 123,760 $ 41,541 $ - $ - $ 835,769 Ending balance: loans acquired with deteriorated credit quality $ 118 $ - $ - $ - $ - $ - $ - $ - $ 118

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2019
Earnings Per Share [Abstract]
Calculation of Basic Earnings Per Share	(in thousands of dollars) (in thousands of dollars) Three Months Ended Nine Months Ended September 30, 2019 September 30, 2018 September 30, 2019 September 30, 2018 Earnings per share Net income $ 4,275 $ 3,875 $ 13,679 $ 11,756 Less: distributed earnings allocated to participating securities (14 ) (13 ) (37 ) (38 ) Less: undistributed earnings allocated to participating securities (18 ) (26 ) (63 ) (80 ) Net earnings available to common shareholders $ 4,243 $ 3,836 $ 13,579 $ 11,638 Weighted average common shares outstanding including participating securities 11,121,426 9,274,507 11,105,993 9,268,819 Less: average unvested restricted shares (79,335 ) (93,242 ) (81,569 ) (92,683 ) Weighted average common shares outstanding 11,042,091 9,181,265 11,024,424 9,176,136 Basic earnings and diluted per share $ 0.38 $ 0.42 $ 1.23 $ 1.27

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Fair Value Disclosures [Abstract]
Estimated Fair Values and Related Carrying or Notional Amounts	The estimated fair values, and related carrying or notional amounts, for on and off-balance sheet financial instruments as of September 30, 2019 and December 31, 2018 are reflected below. (In Thousands) September 30, 2019 Carrying Fair Amount Value Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 114,592 $ 114,592 $ 114,592 $ - $ - Interest-bearing time deposits 4,554 4,554 - 4,554 - Securities - available-for-sale 190,465 190,465 14,009 174,947 1,509 Other securities 5,789 5,789 - - 5,789 Loans held for sale 606 606 - - 606 Loans, net 1,151,937 1,129,954 - - 1,129,954 Interest receivable 7,830 7,830 - - 7,830 - Financial Liabilities: Interest bearing deposits $ 741,313 $ 741,360 $ - $ - $ 741,360 Non-interest bearing deposits 261,719 261,719 - 261,719 - Time deposits 274,996 275,658 - - 275,658 Total Deposits 1,278,028 1,278,707 - 261,719 1,016,988 Federal funds purchased and securities sold under agreement to repurchase 30,056 30,056 - - 30,056 Federal Home Loan Bank advances 24,669 24,672 - - 24,672 Interest payable 739 739 - - 739 (In Thousands) December 31, 2018 Carrying Fair Amount Value Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 38,365 $ 38,365 $ 38,365 $ - $ - Interest-bearing time deposits 4,019 3,954 - 3,954 - Securities - available-for-sale 168,447 168,447 36,935 130,085 1,427 Other securities 3,679 3,679 - - 3,679 Loans held for sale 495 495 - - 495 Loans, net 839,599 823,914 - - 823,914 Interest receivable 4,542 4,542 - - 4,542 Financial Liabilities: Interest bearing deposits $ 525,955 $ 525,955 $ - $ - $ 525,955 Non-interest bearing deposits 215,422 215,422 - 215,422 - Time deposits 187,413 187,545 - - 187,545 Total Deposits 928,790 928,922 - 215,422 713,500 Federal funds purchased and securities sold under agreement to repurchase 32,181 3,181 - - 32,181 Federal Home Loan Bank advances - - - - - Interest payable 418 418 - - 418
Financial Assets Measured at Fair Value on Recurring Basis	The following summarizes financial assets measured at fair value on a recurring basis as of September 30, 2019 and December 31, 2018, segregated by level or the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured at Fair Value on a Recurring Basis (In Thousands) September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Observable Inputs (Level 3) Assets - (Securities Available-for-Sale) U.S. Treasury $ 14,009 $ - $ - U.S. Government agencies - 80,043 - Mortgage-backed securities - 57,461 - State and local governments - 37,443 1,509 Total Securities Available-for-Sale $ 14,009 $ 174,947 $ 1,509 December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Observable Inputs (Level 3) Assets - (Securities Available-for-Sale) U.S. Treasury $ 22,830 $ - $ - U.S. Government agencies 14,105 55,222 - Mortgage-backed securities - 36,262 - State and local governments - 38,601 1,427 Total Securities Available-for-Sale $ 36,935 $ 130,085 $ 1,427
Changes in the Level 3 Fair-Value Category of Which Unobservable Inputs	The following tables represent the changes in the Level 3 fair-value category of which unobservable inputs are relied upon as of the three and nine month periods ended September 30, 2019 and September 30, 2018. (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at July 1, 2019 $ - $ 1,505 $ 1,505 Change in Market Value - 4 4 Payments & Maturities - - - Balance at September 30, 2019 $ - $ 1,509 $ 1,509 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at January 1, 2019 $ - $ 1,427 $ 1,427 Change in Market Value - 82 82 Payments & Maturities - - - Balance at September 30, 2019 $ - $ 1,509 $ 1,509 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at July 1, 2018 $ - $ 1,423 $ 1,423 Change in Market Value - (30 ) (30 ) Payments & Maturities - - - Balance at September 30, 2018 $ - $ 1,393 $ 1,393 (In Thousands) Fair Value Measurements Using Significant Unobservable Inputs (Level 3) State and Local Governments Tax-Exempt State and Local Governments Taxable State and Local Governments Total Balance at January 1, 2018 $ - $ 1,428 $ 1,428 Change in Market Value - (35 ) (35 ) Payments & Maturities - - - Balance at September 30, 2018 $ - $ 1,393 $ 1,393
Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements: (In Thousands) Range Fair Value at (Weighted September 30, 2019 Valuation Technique Unobservable Inputs Average) State and local government $ 1,509 Discounted Cash Flow Credit strength of underlying project or entity / Discount rate 0-5% (2.41%) Collateral dependent impaired loans 106 Collateral based measurements Discount to reflect current market conditions and ultimate collectability 0-50% (17.19%) Other real estate owned - commercial 164 Appraisals Discount to reflect current market 0-20% (23.31% ) (In Thousands) Range Fair Value at (Weighted December 31, 2018 Valuation Technique Unobservable Inputs Average) State and local government $ 1,427 Discounted Cash Flow Credit strength of underlying project or entity / Discount rate 0-5% (3.51%) Collateral dependent impaired loans 215 Collateral based measurements Discount to reflect current market conditions and ultimate collectability 0-50% (12.38%) Other real estate owned - commercial - Appraisals Discount to reflect current market — % ( — )
Impaired Loans and Other Real Estate	The following table presents impaired loans and other real estate owned as recorded at fair value on September 30, 2019 and December 31, 2018 Assets Measured at Fair Value on a Nonrecurring Basis at September 30, 2019 (In Thousands) Balance at September 30, 2019 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent impaired loans $ 106 $ - $ - $ 106 Other real estate owned - commercial 164 - - 164 Assets Measured at Fair Value on a Nonrecurring Basis at December 31, 2018 (In Thousands) Balance at December 31, 2018 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent impaired loans $ 215 $ - $ - $ 215 Other real estate owned - commercial - - - -

Federal Funds Purchased and S_2

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase (Tables)	9 Months Ended
	Sep. 30, 2019
Brokers And Dealers [Abstract]
Schedule of Remaining Contractual Maturity in Repurchase Agreements	September 30, 2019 Remaining Contractual Maturity of the Agreements (In Thousands) Overnight & Continuous Up to 30 days 30-90 Greater Than 90 days Total Federal funds purchased $ - $ - $ - $ - $ - Repurchase agreements US Treasury & agency securities 1,698 - - 28,358 30,056 $ 1,698 $ - $ - $ 28,358 $ 30,056 December 31, 2018 Remaining Contractual Maturity of the Agreements (In Thousands) Overnight & Continuous Up to 30 days 30-90 Greater Than 90 days Total Federal funds purchased $ 6,486 $ - $ - $ - $ 6,486 Repurchase agreements US Treasury & agency securities 806 - - 24,889 25,695 $ 7,292 $ - $ - $ 24,889 $ 32,181

Basis of Presentation and Oth_2

Basis of Presentation and Other - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2019USD ($)
Accounting Policies [Abstract]
Amount of reclassification effect	$ 0

Business Combination and Asse_3

Business Combination and Asset Purchase - Additional Information (Detail)	Jan. 01, 2019USD ($)Office$ / sharesshares	Dec. 13, 2013USD ($)	Sep. 30, 2019USD ($)shares	Jun. 30, 2019Loan	Sep. 30, 2019USD ($)shares	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)shares
Business Acquisition [Line Items]
Common stock, shares outstanding | shares			12,230,000		12,230,000		10,400,000
Business combination, acquisition related costs					$ 1,270,000		$ 742,100
Business combination, acquisition related costs percentage							98.40%
Recognition of core deposit intangible asset with acquired purchase					$ 3,900,000
Remaining economic useful life					7 years
Goodwill			$ 47,340,000		$ 47,340,000		$ 4,074,000
Fair value of assets acquired			257,200,000		257,200,000
Gross principal and contractual interest			359,200,000		359,200,000
Acquisition expected to be uncollectible			4,700,000		$ 4,700,000
Loan receivable weighted average life					70 months
Business combination, premises and equipment written down value					$ 1,200,000
Business combination, average remaining life					16 years 9 months
Fair value for certificate of deposit, valuation amount			500,000		$ 500,000
Fair value for certificate of deposit, amortization period					1 year 6 months
Fair value of Federal Home Loan Bank (FHLB) advances, valuation amount			1,300,000		$ 1,300,000
Fair value of Federal Home Loan Bank (FHLB) advances, amortization period					2 years 3 months 18 days
Fair value adjustment of loans acquired and accounted	$ 2,118,000		63,000		$ 63,000
Number of commercial purchased credit impaired loans paid off | Loan				2
Credit loss related to commercial purchased credit impaired loans					1,985,000
Amortization expense					546,000	$ 126,000
Amortization expense			727,000		727,000
Core Deposits [Member] | Custar [Member]
Business Acquisition [Line Items]
Recognition of core deposit intangible asset with acquired purchase		$ 1,170,000
Limberlost Bancshares, Inc. [Member]
Business Acquisition [Line Items]
Common stock issued in exchange of each outstanding share | shares	1,830,000
Total consideration for acquisition	$ 78,902,000				78,902,000
Cash paid for acquisition					8,465,000
Stock issued for acquisition					70,437,000
Goodwill	43,266,000
Limberlost Bancshares, Inc. [Member] | Core Deposits [Member]
Business Acquisition [Line Items]
Recognition of core deposit intangible asset with acquired purchase	$ 3,900,000
Remaining economic useful life	7 years
Consulting Fees [Member]
Business Acquisition [Line Items]
Business combination, acquisition related costs					19,300		340,000
Other General and Administrative Expenses [Member]
Business Acquisition [Line Items]
Business combination, acquisition related costs					195,400		331,500
Data Processing [Member]
Business Acquisition [Line Items]
Business combination, acquisition related costs					867,600		$ 58,600
Employee Benefits [Member]
Business Acquisition [Line Items]
Business combination, acquisition related costs					156,600
ATM Expense [Member]
Business Acquisition [Line Items]
Business combination, acquisition related costs					31,400
Bank of Geneva [Member]
Business Acquisition [Line Items]
Number of full-service offices | Office	6
Pro-forma operating revenue, net of tax			$ 5,500,000
Limberlost Bancshares, Inc. [Member]
Business Acquisition [Line Items]
Common stock issued in exchange of each outstanding share | shares	1,830
Cash payment for exchange of each share | $ / shares	$ 8,465
Common stock, shares outstanding | shares	1,000
Share price | $ / shares	$ 38.49
Total consideration for acquisition	$ 78,900,000
Cash paid for acquisition	8,500,000				$ 8,465,000
Stock issued for acquisition	$ 70,400,000

Business Combination and Asse_4

Business Combination and Asset Purchase - Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed Recognized (Detail) - USD ($) $ in Thousands	Jan. 01, 2019	Sep. 30, 2019	Dec. 31, 2018
Assets
Goodwill		$ 47,340	$ 4,074
Limberlost Bancshares, Inc. [Member]
Business Acquisition [Line Items]
Cash		8,465
Common Shares (1,830,000 shares)		70,437
Total	$ 78,902	$ 78,902
Assets
Cash and cash equivalents	6,376
Securities - available-for-sale	17,494
Other securities, at cost	2,347
Loans, net	257,183
Premises and equipment	2,538
Goodwill	43,266
Other assets	7,176
Total Assets Purchased	336,380
Deposits
Noninterest bearing	37,822
Interest bearing	168,312
Total deposits	206,134
Federal Home Loan Bank (FHLB) advances	48,196
Accrued expenses and other liabilities	3,148
Total Liabilities Assumed	$ 257,478

Business Combination and Asse_5

Business Combination and Asset Purchase - Summary of Consideration Paid and Amounts of Assets Acquired and Liabilities Assumed Recognized (Parenthetical) (Detail)	Jan. 01, 2019shares
Limberlost Bancshares, Inc. [Member]
Business Acquisition [Line Items]
Common stock issued in exchange of each outstanding share	1,830,000

Business Combination and Asse_6

Business Combination and Asset Purchase - Summary of Carrying Amount of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Business Acquisition [Line Items]
Carrying amount, net of fair value adjustment	$ 102	$ 2,278
Commercial [Member]
Business Acquisition [Line Items]
Carrying amount, net of fair value adjustment	110	4,094
Consumer RE [Member]
Business Acquisition [Line Items]
Carrying amount, net of fair value adjustment	$ 55	231
Consumer [Member]
Business Acquisition [Line Items]
Carrying amount, net of fair value adjustment		$ 71

Business Combination and Asse_7

Business Combination and Asset Purchase - Summary of Carrying Amount of Loans (Parenthetical) (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Jan. 01, 2019
Business Combinations [Abstract]
Fair value adjustment	$ 63	$ 2,118

Business Combination and Asse_8

Business Combination and Asset Purchase - Summary of Loans Acquired and Contractually Required Payments Receivable (Detail) $ in Thousands	Sep. 30, 2019USD ($)
Business Acquisition [Line Items]
Total required payments receivable	$ 4,570
Cash flows expected to be collected at acquisition	2,788
Basis in acquired loans at acquisition	4,396
Commercial [Member]
Business Acquisition [Line Items]
Total required payments receivable	4,215
Consumer RE [Member]
Business Acquisition [Line Items]
Total required payments receivable	261
Consumer [Member]
Business Acquisition [Line Items]
Total required payments receivable	$ 94

Business Combination and Asse_9

Business Combination and Asset Purchase - Summary of Changes in Accretable Yield or Income Expected to be Collected (Detail) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2019
Business Combinations [Abstract]
Beginning Balance	$ 2,329	$ 2,544
Additions		6
Accretion	(112)	(2,316)
Reclassification from nonaccretable difference	34	2,019
Disposals	(6)	(8)
Ending Balance	$ 2,245	$ 2,245

Business Combination and Ass_10

Business Combination and Asset Purchase - Schedule of Pro-forma Results (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Summary of Operations
Net Interest Income - Before Provision for Loan Losses	$ 12,900	$ 13,198	$ 40,211	$ 40,916
Provision for Loan Losses	247	77	410	474
Net Interest Income After Provision for Loan Losses	12,653	13,121	39,801	40,442
Noninterest Income	3,161	2,858	8,837	8,585
Noninterest Expense	10,585	9,810	30,562	28,529
Income Before Income Taxes	5,229	6,169	18,076	20,498
Income Taxes	935	946	3,380	3,686
Net Income	$ 4,294	$ 5,223	$ 14,696	$ 16,812
Basic and Diluted Earnings Per Share	$ 0.38	$ 0.47	$ 1.32	$ 1.51

Business Combination and Ass_11

Business Combination and Asset Purchase - Schedule of Future Amortization of Core Deposit Intangible Assets (Detail) $ in Thousands	Sep. 30, 2019USD ($)
Business Acquisition [Line Items]
2019	$ 727
2020	721
2021	560
2022	560
2023	560
2024	560
2025	560
Total	4,248
Custar [Member]
Business Acquisition [Line Items]
2019	167
2020	161
Total	328
Geneva [Member]
Business Acquisition [Line Items]
2019	560
2020	560
2021	560
2022	560
2023	560
2024	560
2025	560
Total	$ 3,920

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities with Gross Unrealized Gains and Losses (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 188,604	$ 172,263
Gross Unrealized Gains	2,101	295
Gross Unrealized Losses	(240)	(4,111)
Fair Value	190,465	168,447
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	14,029	23,078
Gross Unrealized Gains	10	6
Gross Unrealized Losses	(30)	(254)
Fair Value	14,009	22,830
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	79,130	71,235
Gross Unrealized Gains	948	2
Gross Unrealized Losses	(35)	(1,910)
Fair Value	80,043	69,327
Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	57,180	37,342
Gross Unrealized Gains	446	62
Gross Unrealized Losses	(165)	(1,142)
Fair Value	57,461	36,262
State and Local Governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	38,265	40,608
Gross Unrealized Gains	697	225
Gross Unrealized Losses	(10)	(805)
Fair Value	$ 38,952	$ 40,028

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Investments pledged, carrying value	$ 89.2	$ 81.8
Minimum [Member]
Schedule of Available-for-sale Securities [Line Items]
Underwater security	10 years
Loss position existed	3 years

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses, Aggregated by Investment Category and Length of Time (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	$ (57)	$ (26)
Fair Value, Less Than Twelve Months	10,524	3,951
Gross Unrealized Losses, Twelve Months and Over	(183)	(4,085)
Fair Value, Twelve Months and Over	43,646	145,348
Gross Unrealized Losses, Total	(240)	(4,111)
Fair Value, Total	54,170	149,299
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Twelve Months and Over	(30)	(254)
Fair Value, Twelve Months and Over	12,015	20,861
Gross Unrealized Losses, Total	(30)	(254)
Fair Value, Total	12,015	20,861
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Twelve Months and Over	(35)	(1,910)
Fair Value, Twelve Months and Over	13,720	64,727
Gross Unrealized Losses, Total	(35)	(1,910)
Fair Value, Total	13,720	64,727
Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	(48)	(4)
Fair Value, Less Than Twelve Months	8,099	697
Gross Unrealized Losses, Twelve Months and Over	(117)	(1,138)
Fair Value, Twelve Months and Over	16,811	30,347
Gross Unrealized Losses, Total	(165)	(1,142)
Fair Value, Total	24,910	31,044
State and Local Governments [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	(9)	(22)
Fair Value, Less Than Twelve Months	2,425	3,254
Gross Unrealized Losses, Twelve Months and Over	(1)	(783)
Fair Value, Twelve Months and Over	1,100	29,413
Gross Unrealized Losses, Total	(10)	(805)
Fair Value, Total	$ 3,525	$ 32,667

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Detail) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Available For Sale Securities Gross Realized Gain Loss [Abstract]
Gross realized gains	$ 51	$ 16	$ 51
Gross realized losses	(41)	(42)	(41)
Net realized losses	10	(26)	10
Tax expense related to net realized losses	$ 2	$ (5)	$ 2

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Debt Securities, by Contractual Maturity (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Available For Sale Securities Debt Maturities [Abstract]
Amortized Cost, One year or less	$ 30,708
Amortized Cost, After one year through five years	52,474
Amortized Cost, After five years through ten years	46,971
Amortized Cost, After ten years	1,271
Amortized Cost, Total	131,424
Amortized Cost, Mortgage-backed securities	57,180
Amortized Cost	188,604	$ 172,263
Fair Value, One year or less	30,702
Fair Value, After one year through five years	52,597
Fair Value, After five years through ten years	48,433
Fair Value, After ten years	1,272
Fair Value, Total	133,004
Fair Value, Mortgage-backed securities	57,461
Total, Fair Value	$ 190,465	$ 168,447

Loans - Loans (Detail)

Loans - Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Dec. 31, 2017
Loans:
Loans - Gross	$ 1,160,141	$ 847,289
Less: Net deferred loan fees and costs	(1,445)	(915)
Loans after net deferred loan fees and costs	1,158,696	846,374	$ 838,698
Less: Allowance for loan losses	(6,759)	(6,775)		$ (6,868)
Loans - Net	1,151,937	839,599
Consumer Real Estate [Member]
Loans:
Loans - Gross	159,074	80,766
Loans after net deferred loan fees and costs	158,458	80,232	82,629
Agricultural Real Estate [Member]
Loans:
Loans - Gross	200,791	68,609
Loans after net deferred loan fees and costs	200,625	68,588	68,524
Agricultural [Member]
Loans:
Loans - Gross	110,270	108,495
Loans after net deferred loan fees and costs	110,405	108,616	103,760
Commercial Real Estate [Member]
Loans:
Loans - Gross	502,137	419,784
Loans after net deferred loan fees and costs	501,095	419,131	416,632
Commercial and Industrial [Member]
Loans:
Loans - Gross	130,150	121,793
Loans after net deferred loan fees and costs	130,228	121,863
Consumer [Member]
Loans:
Loans - Gross	49,552	41,953
Loans after net deferred loan fees and costs	49,718	42,055	$ 41,541
Other Loan [Member]
Loans:
Loans - Gross	8,167	5,889
Loans after net deferred loan fees and costs	$ 8,167	$ 5,889

Loans - Distribution of Fixed R

Loans - Distribution of Fixed Rate Loans and Variable Rate Loans by Major Loan Category (Detail) $ in Thousands	Sep. 30, 2019USD ($)
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	$ 71,645
Distribution of variable rate loans by major loan category, Variable Rate	87,429
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	94,620
Distribution of variable rate loans by major loan category, Variable Rate	106,171
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	70,049
Distribution of variable rate loans by major loan category, Variable Rate	40,221
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	323,791
Distribution of variable rate loans by major loan category, Variable Rate	178,346
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	76,229
Distribution of variable rate loans by major loan category, Variable Rate	53,921
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	45,069
Distribution of variable rate loans by major loan category, Variable Rate	4,483
Other Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Distribution of fixed rate loans by major loan category, Fixed Rate	8,070
Distribution of variable rate loans by major loan category, Variable Rate	$ 97

Loans - Additional Information

Loans - Additional Information (Detail) - USD ($) $ in Millions	Sep. 30, 2019	Dec. 31, 2018
Receivables [Abstract]
Residential mortgage loan	$ 43.1	$ 14.9

Loans - Contractual Aging of Re

Loans - Contractual Aging of Recorded Investment in Past Due Loans by Portfolio Classification of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 2,496	$ 737
Current	1,156,200	845,637
Loans after net deferred loan fees and costs	1,158,696	846,374	$ 838,698
Recorded Investment > 90 Days and Accruing	0	0	0
30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,436	427
60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	373	48
Greater Than 90 Days [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	687	262
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	873	620
Current	157,585	79,612
Loans after net deferred loan fees and costs	158,458	80,232	82,629
Consumer Real Estate [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	388	342
Consumer Real Estate [Member] | 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	51	24
Consumer Real Estate [Member] | Greater Than 90 Days [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	434	254
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	536
Current	200,089	68,588
Loans after net deferred loan fees and costs	200,625	68,588	68,524
Agricultural Real Estate [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	536
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	502
Current	109,903	108,616
Loans after net deferred loan fees and costs	110,405	108,616	103,760
Agricultural [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	239
Agricultural [Member] | 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	10
Agricultural [Member] | Greater Than 90 Days [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	253
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	501,095	419,131
Loans after net deferred loan fees and costs	501,095	419,131	416,632
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	450
Current	137,945	127,752
Loans after net deferred loan fees and costs	138,395	127,752	125,612
Commercial and Industrial [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	156
Commercial and Industrial [Member] | 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	294
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	135	117
Current	49,583	41,938
Loans after net deferred loan fees and costs	49,718	42,055	$ 41,541
Consumer [Member] | 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	117	85
Consumer [Member] | 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 18	24
Consumer [Member] | Greater Than 90 Days [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		$ 8

Loans - Recorded Investment in

Loans - Recorded Investment in Nonaccrual Loans by Portfolio Class of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	$ 3,275	$ 542	$ 483
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	904	462
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	1,830
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	456	72
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment in nonaccrual loans	$ 85	$ 8

Loans (Tier Risk Rating System)

Loans (Tier Risk Rating System) - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2019
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Repayment period of loan with a reasonable reduction of principal balance	2 years
Good [Member] | Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Leverage position	1.50%
Satisfactory [Member] | Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Leverage position	2.00%

Loans - Risk Category of Loans

Loans - Risk Category of Loans by Portfolio Class (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	$ 1,158,696	$ 846,374	$ 838,698
Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	200,625	68,588	68,524
Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	110,405	108,616	103,760
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	501,095	419,131	$ 416,632
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	130,228	121,863
Other Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	8,167	5,889
1-2 [Member] | Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	16,072	4,442
1-2 [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	6,211	5,753
1-2 [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	6,036	4,698
1-2 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	4,472	3,199
3 [Member] | Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	35,757	14,118
3 [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	36,178	38,852
3 [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	87,360	64,341
3 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	18,069	16,284
3 [Member] | Other Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	2,437	3,135
4 [Member] | Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	115,160	49,596
4 [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	60,747	63,380
4 [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	399,320	346,072
4 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	98,960	100,644
4 [Member] | Other Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	5,730	2,754
5 [Member] | Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	14,232	422
5 [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	2,664	631
5 [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	3,845	2,171
5 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	4,707	308
6 [Member] | Agricultural Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	19,404	10
6 [Member] | Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	4,605
6 [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	4,534	1,849
6 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	3,125	542
7 [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	$ 895	$ 886

Loans - Recorded Investment for

Loans - Recorded Investment for Consumer Loans, Credit Quality based on Status of Loan and Payment Activity (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	$ 1,158,696	$ 846,374	$ 838,698
Performing	47	116	118
Consumer - Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing	3,867	3,928
Consumer - Credit [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing	3,867	3,909
Consumer - Credit [Member] | Nonperforming [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing		19
Consumer - Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing	45,851	38,127
Consumer - Other [Member] | Performing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing	45,752	38,073
Consumer - Other [Member] | Nonperforming [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Performing	99	54
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	158,458	80,232	82,629
Performing	47	116	$ 118
Pass [Member] | Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	155,346	79,121
5 [Member] | Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	227	232
6 [Member] | Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans after net deferred loan fees and costs	$ 2,885	$ 879

Loans - Schedule of Impaired Lo

Loans - Schedule of Impaired Loans (Detail) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Receivables [Abstract]
Impaired loans without a valuation allowance	$ 1,914	$ 1,808	$ 1,841	$ 1,914	$ 1,841	$ 1,808
Impaired loans with a valuation allowance	1,314	246	970	1,314	970	246
Total impaired loans	3,228	2,054	2,811	3,228	2,811	2,054
Valuation allowance related to impaired loans	187	31	148	187	148	31
Total non-accrual loans	3,275	542	483	3,275	483	542
Total loans past-due ninety days or more and still accruing	0	0	0	0	0	0
Average investment in impaired loans	$ 3,141	$ 2,533	$ 2,158	$ 2,492	$ 1,765	$ 1,958

Loans (Impaired Loans) - Additi

Loans (Impaired Loans) - Additional Information (Detail)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019USD ($)Contract	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)LoanContract	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Additional funds available to be advanced in connection with impaired loans	$ 5,000		$ 5,000
Impaired loans classified as troubled debt restructured	$ 1,100,000	$ 207,000	$ 1,100,000	$ 207,000	$ 178,000
Number of new loans considered TDR | Loan			5		0
TDR loans, subsequently defaulted during the period	0	0	0	0
TDR impaired loans paid off	$ 0		$ 0
Maximum time for re-evaluation (in months)			12 months
Re-evaluation period for real estate			2 years
Unsecured consumer loans, credit card credits and overdraft lines of credit reach			90 days
Delinquent period for charging down consumer loans			120 days
Delinquent period for charging down commercial and agricultural credits			120 days
Foreclosed residential real estate property	$ 351,000		$ 351,000		$ 600,000
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of new loans considered TDR | Contract	1		1
Foreclosed residential real estate property	$ 187,000	$ 68,000	$ 187,000	$ 68,000
Residential real estate properties foreclosure proceedings	$ 379,000	$ 174,000	$ 379,000	$ 174,000

Loans - Impaired Loans Classifi

Loans - Impaired Loans Classified as Troubled Debt Restructured (Detail) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2019USD ($)Contract	Sep. 30, 2019USD ($)LoanContract	Dec. 31, 2018Loan
Financing Receivable Modifications [Line Items]
Number of Contracts Modified in the Last three Months | Loan		5	0
Consumer Real Estate [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts Modified in the Last three Months | Contract	1	1
Pre-Modification Outstanding Recorded Investment	$ 74	$ 74
Post-Modification Outstanding Recorded Investment	$ 74	$ 74
Commercial and Industrial [Member]
Financing Receivable Modifications [Line Items]
Number of Contracts Modified in the Last three Months | Contract		4
Pre-Modification Outstanding Recorded Investment		$ 812
Post-Modification Outstanding Recorded Investment		$ 812

Loans - Loans Individually Eval

Loans - Loans Individually Evaluated for Impairment by Portfolio Class of Loans (Detail) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	$ 1,914	$ 1,808	$ 1,841	$ 1,914	$ 1,841	$ 1,808
With a specific allowance recorded, Recorded Investment	1,314	246	970	1,314	970	246
Related Allowance	187	31	148	187	148	31
Recorded Investment	3,228	2,054	2,811	3,228	2,811	2,054
Average Recorded Investment	3,141	$ 2,533	2,158	2,492	1,765	$ 1,958
Consumer Real Estate [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	626		589	626	589
With no related allowance recorded, Unpaid Principal Balance	626		589	626	589
With no related allowance recorded, Average Recorded Investment	628		645	625	554
With no related allowance recorded, Interest Income Recognized	9		9	24	23
With no related allowance recorded, Interest Income Recognized Cash Basis	3		5	7	15
With a specific allowance recorded, Recorded Investment	126		174	126	174
With a specific allowance recorded, Unpaid Principal Balance	128		174	128	174
Related Allowance	22		26	22	26
With a specific allowance recorded, Average Recorded Investment	172		227	220	153
Recorded Investment	752		763	752	763
Unpaid Principal Balance	754		763	754	763
Average Recorded Investment	800		872	845	707
Interest Income Recognized	9		9	24	23
Interest Income Recognized Cash Basis	3		5	7	15
Agricultural Real Estate [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	406			406
With no related allowance recorded, Unpaid Principal Balance	406			406
With no related allowance recorded, Average Recorded Investment	406			135	22
Recorded Investment	406			406
Unpaid Principal Balance	406			406
Average Recorded Investment	406			135	22
Agricultural [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	368			368
With no related allowance recorded, Unpaid Principal Balance	368			368
With no related allowance recorded, Average Recorded Investment	368			123
With a specific allowance recorded, Average Recorded Investment				24
Recorded Investment	368			368
Unpaid Principal Balance	368			368
Average Recorded Investment	368			147
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	304		196	304	196
With no related allowance recorded, Unpaid Principal Balance	304		196	304	196
With no related allowance recorded, Average Recorded Investment	267		197	217	199
With no related allowance recorded, Interest Income Recognized	7		3	14	8
With a specific allowance recorded, Average Recorded Investment					186
With a specific allowance recorded, Interest Income Recognized	14
Recorded Investment	304		196	304	196
Unpaid Principal Balance	304		196	304	196
Average Recorded Investment	267		197	217	385
Interest Income Recognized	21		3	14	8
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded Investment	210		1,056	210	1,056
With no related allowance recorded, Unpaid Principal Balance	210		1,056	210	1,056
With no related allowance recorded, Average Recorded Investment	219		504	697	238
With no related allowance recorded, Interest Income Recognized	3		12	9	12
With a specific allowance recorded, Recorded Investment	1,188		796	1,188	796
With a specific allowance recorded, Unpaid Principal Balance	1,188		796	1,188	796
Related Allowance	165		122	165	122
With a specific allowance recorded, Average Recorded Investment	1,081		585	451	413
With a specific allowance recorded, Interest Income Recognized			3	37	11
Recorded Investment	1,398		1,852	1,398	1,852
Unpaid Principal Balance	1,398		1,852	1,398	1,852
Average Recorded Investment	1,300		1,089	1,148	651
Interest Income Recognized	$ 3		$ 15	$ 46	$ 23

Loans - Summary of Activities i

Loans - Summary of Activities in Allowance for Credit Losses (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2017
Allowance for Loan Losses
Balance at beginning of year			$ 6,775	$ 6,868	$ 6,868
Provision for loan loss	$ 247	$ 47	410	219	324
Loans charged off	(219)	(123)	(554)	(450)	(580)
Recoveries	48	42	128	118	163
Balance at ending of year	6,759		6,759		6,775
Allowance for Unfunded Loan Commitments & Letters of Credit	430		430		274
Total Allowance for Credit Losses	$ 7,189	$ 7,088	$ 7,189	$ 7,088	$ 7,049	$ 7,053	$ 7,104	$ 7,095

Loans - Analysis of Allowance f

Loans - Analysis of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	$ 7,053	$ 7,104	$ 7,049	$ 7,095	$ 7,095
Charge Offs	(219)	(123)	(554)	(450)	(580)
Recoveries	48	42	128	118	163
Provision (Credit)	247	47	410	219	324
Other Non-interest expense related to unfunded	60	18	156	106
Ending Balance	7,189	7,088	7,189	7,088	7,049
Ending balance: individually evaluated for impairment	187	148	187	148	31
Ending balance: collectively evaluated for impairment	7,002	6,940	7,002	6,940	7,018
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	1,158,696	838,698	1,158,696	838,698	846,374
Ending balance: individually evaluated for impairment	3,228	2,811	3,228	2,811	2,054
Ending balance: collectively evaluated for impairment	1,155,421	835,769	1,155,421	835,769	844,204
Ending balance: loans acquired with deteriorated credit quality	47	118	47	118	116
Consumer Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	275	251	247	343	343
Charge Offs	(39)	(29)	(95)	(63)
Recoveries		18		18
Provision (Credit)	38	(5)	122	(63)
Ending Balance	274	235	274	235	247
Ending balance: individually evaluated for impairment	22	26	22	26	26
Ending balance: collectively evaluated for impairment	252	209	252	209	221
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	158,458	82,629	158,458	82,629	80,232
Ending balance: individually evaluated for impairment	752	763	752	763	757
Ending balance: collectively evaluated for impairment	157,659	81,748	157,659	81,748	79,359
Ending balance: loans acquired with deteriorated credit quality	47	118	47	118	116
Agricultural Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	340	255	250	244	244
Provision (Credit)	12	(3)	102	8
Ending Balance	352	252	352	252	250
Ending balance: collectively evaluated for impairment	352	252	352	252	250
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	200,625	68,524	200,625	68,524	68,588
Ending balance: individually evaluated for impairment	406		406
Ending balance: collectively evaluated for impairment	200,219	68,524	200,219	68,524	68,588
Agricultural [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	756	751	768	667	667
Charge Offs	(22)		(22)
Recoveries	1		3	6
Provision (Credit)	(2)	(8)	(16)	70
Ending Balance	733	743	733	743	768
Ending balance: collectively evaluated for impairment	733	743	733	743	768
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	110,405	103,760	110,405	103,760	108,616
Ending balance: individually evaluated for impairment	368		368
Ending balance: collectively evaluated for impairment	110,037	103,760	110,037	103,760	108,616
Commercial Real Estate [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	3,320	3,260	3,217	3,149	3,149
Charge Offs				(15)
Recoveries	2	3	7	7
Provision (Credit)	(17)	9	81	131
Ending Balance	3,305	3,272	3,305	3,272	3,217
Ending balance: collectively evaluated for impairment	3,305	3,272	3,305	3,272	3,217
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	501,095	416,632	501,095	416,632	419,131
Ending balance: individually evaluated for impairment	304	196	304	196	194
Ending balance: collectively evaluated for impairment	500,791	416,436	500,791	416,436	418,937
Commercial and Industrial [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	1,461	1,420	1,305	1,546	1,546
Charge Offs	(55)		(55)	(100)
Recoveries	13	3	21	8
Provision (Credit)	131	(25)	279	(56)
Ending Balance	1,550	1,398	1,550	1,398	1,305
Ending balance: individually evaluated for impairment	165	122	165	122	5
Ending balance: collectively evaluated for impairment	1,385	1,276	1,385	1,276	1,300
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	138,395	125,612	138,395	125,612	127,752
Ending balance: individually evaluated for impairment	1,398	1,852	1,398	1,852	1,103
Ending balance: collectively evaluated for impairment	136,997	123,760	136,997	123,760	126,649
Consumer [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	526	459	484	441	441
Charge Offs	(103)	(94)	(382)	(272)
Recoveries	32	18	97	79
Provision (Credit)	90	88	346	223
Ending Balance	545	471	545	471	484
Ending balance: collectively evaluated for impairment	545	471	545	471	484
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
FINANCING RECEIVABLES:
Ending balance	49,718	41,541	49,718	41,541	42,055
Ending balance: collectively evaluated for impairment	49,718	41,541	49,718	41,541	42,055
Unallocated [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	5	393	504	478	478
Provision (Credit)	(5)	(9)	(504)	(94)
Ending Balance		384		384	504
Ending balance: collectively evaluated for impairment		384		384	504
Ending balance: loans acquired with deteriorated credit quality	0	0	0	0	0
Unfunded Loan Commitment & Letters of Credit [Member]
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	370	315	274	227	227
Other Non-interest expense related to unfunded	60	18	156	106
Ending Balance	430	333	430	333	274
Ending balance: collectively evaluated for impairment	430	333	430	333	274
Ending balance: loans acquired with deteriorated credit quality	$ 0	$ 0	$ 0	$ 0	$ 0

Earnings Per Share - Calculatio

Earnings Per Share - Calculation of Basic Earnings Per Share (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Sep. 30, 2019	Sep. 30, 2018
Earnings Per Share [Abstract]
Net income	$ 4,275	$ 6,180	$ 3,224	$ 3,875	$ 4,114	$ 3,767	$ 13,679	$ 11,756
Less: distributed earnings allocated to participating securities	(14)			(13)			(37)	(38)
Less: undistributed earnings allocated to participating securities	(18)			(26)			(63)	(80)
Net earnings available to common shareholders	$ 4,243			$ 3,836			$ 13,579	$ 11,638
Weighted average common shares outstanding including participating securities	11,121,426			9,274,507			11,105,993	9,268,819
Less: average unvested restricted shares	(79,335)			(93,242)			(81,569)	(92,683)
Weighted average common shares outstanding	11,042,091			9,181,265			11,024,424	9,176,136
Basic earnings and diluted per share	$ 0.38			$ 0.42			$ 1.23	$ 1.27

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Additional Information (Detail) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest-bearing deposits maturing date	90 days
Collateral dependent impaired loans categorized as Level 3	$ 3,228	$ 2,054	$ 2,811
Specific allocation for collateral dependent impaired loans	187	31	$ 148
Collateral Dependent [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific allocation for collateral dependent impaired loans	22	31
Level 3 [Member] | Collateral Dependent [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans categorized as Level 3	$ 106	$ 215

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Estimated Fair Values and Related Carrying or Notional Amounts (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financial Assets:
Securities - available-for-sale	$ 190,465	$ 168,447
Reported Value Measurement [Member]
Financial Assets:
Cash and cash equivalents	114,592	38,365
Interest-bearing time deposits	4,554	4,019
Securities - available-for-sale	190,465	168,447
Other securities	5,789	3,679
Loans held for sale	606	495
Loans, net	1,151,937	839,599
Interest receivable	7,830	4,542
Financial Liabilities:
Total Deposits	1,278,028	928,790
Federal funds purchased and securities sold under agreement to repurchase	30,056	32,181
Federal Home Loan Bank advances	24,669
Interest payable	739	418
Fair Value [Member]
Financial Assets:
Cash and cash equivalents	114,592	38,365
Interest-bearing time deposits	4,554	3,954
Securities - available-for-sale	190,465	168,447
Other securities	5,789	3,679
Loans held for sale	606	495
Loans, net	1,129,954	823,914
Interest receivable	7,830	4,542
Financial Liabilities:
Total Deposits	1,278,707	928,922
Federal funds purchased and securities sold under agreement to repurchase	30,056	3,181
Federal Home Loan Bank advances	24,672
Interest payable	739	418
Interest Bearing Deposits [Member] | Reported Value Measurement [Member]
Financial Liabilities:
Total Deposits	741,313	525,955
Interest Bearing Deposits [Member] | Fair Value [Member]
Financial Liabilities:
Total Deposits	741,360	525,955
Non Interest Bearing Deposits [Member] | Reported Value Measurement [Member]
Financial Liabilities:
Total Deposits	261,719	215,422
Non Interest Bearing Deposits [Member] | Fair Value [Member]
Financial Liabilities:
Total Deposits	261,719	215,422
Time Deposits [Member] | Reported Value Measurement [Member]
Financial Liabilities:
Total Deposits	274,996	187,413
Time Deposits [Member] | Fair Value [Member]
Financial Liabilities:
Total Deposits	275,658	187,545
Level 1 [Member]
Financial Assets:
Cash and cash equivalents	114,592	38,365
Securities - available-for-sale	14,009	36,935
Level 2 [Member]
Financial Assets:
Interest-bearing time deposits	4,554	3,954
Securities - available-for-sale	174,947	130,085
Financial Liabilities:
Total Deposits	261,719	215,422
Level 2 [Member] | Non Interest Bearing Deposits [Member]
Financial Liabilities:
Total Deposits	261,719	215,422
Level 3 [Member]
Financial Assets:
Securities - available-for-sale	1,509	1,427
Other securities	5,789	3,679
Loans held for sale	606	495
Loans, net	1,129,954	823,914
Interest receivable	7,830	4,542
Financial Liabilities:
Total Deposits	1,016,988	713,500
Federal funds purchased and securities sold under agreement to repurchase	30,056	32,181
Federal Home Loan Bank advances	24,672
Interest payable	739	418
Level 3 [Member] | Interest Bearing Deposits [Member]
Financial Liabilities:
Total Deposits	741,360	525,955
Level 3 [Member] | Time Deposits [Member]
Financial Liabilities:
Total Deposits	$ 275,658	$ 187,545

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Financial Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	$ 190,465	$ 168,447
Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	14,009	36,935
Level 1 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	14,009	36,935
Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	174,947	130,085
Level 2 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	174,947	130,085
Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	1,509	1,427
Level 3 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	1,509	1,427
U.S. Treasury [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	14,009	22,830
U.S. Treasury [Member] | Level 1 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	14,009	22,830
U.S. Government Agencies [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	80,043	69,327
U.S. Government Agencies [Member] | Level 1 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale		14,105
U.S. Government Agencies [Member] | Level 2 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	80,043	55,222
Mortgage-backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	57,461	36,262
Mortgage-backed Securities [Member] | Level 2 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	57,461	36,262
State and Local Governments [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	38,952	40,028
State and Local Governments [Member] | Level 2 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	37,443	38,601
State and Local Governments [Member] | Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	1,509	1,427
State and Local Governments [Member] | Level 3 [Member] | Fair Value on a Recurring Basis [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Total Securities Available-for-Sale	$ 1,509	$ 1,427

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Changes in the Level 3 Fair Value Category of Unobservable Inputs (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
State and Local Governments Taxable[Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 1,505	$ 1,423	$ 1,427	$ 1,428
Change in Market Value	4	(30)	82	(35)
Payments & Maturities	0	0	0	0
Ending Balance	1,509	1,393	1,509	1,393
State and Local Governments [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	1,505	1,423	1,427	1,428
Change in Market Value	4	(30)	82	(35)
Payments & Maturities	0	0	0	0
Ending Balance	$ 1,509	$ 1,393	$ 1,509	$ 1,393

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Quantitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) $ in Thousands	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 190,465	$ 168,447
State and Local Governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	38,952	40,028
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,509	1,427
Level 3 [Member] | State and Local Governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 1,509	$ 1,427
Valuation Technique	us-gaap:ValuationTechniqueDiscountedCashFlowMember	us-gaap:ValuationTechniqueDiscountedCashFlowMember
Unobservable Inputs	us-gaap:MeasurementInputDiscountRateMember	us-gaap:MeasurementInputDiscountRateMember
Level 3 [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 106	$ 215
Valuation Technique	us-gaap:MarketApproachValuationTechniqueMember	us-gaap:MarketApproachValuationTechniqueMember
Unobservable Inputs	fmao:MeasurementInputCollateralBasedPriceMember	fmao:MeasurementInputCollateralBasedPriceMember
Level 3 [Member] | Other Real Estate Owned-Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 164
Valuation Technique	us-gaap:MarketApproachValuationTechniqueMember	us-gaap:MarketApproachValuationTechniqueMember
Unobservable Inputs	us-gaap:MeasurementInputAppraisedValueMember	us-gaap:MeasurementInputAppraisedValueMember
Level 3 [Member] | Minimum [Member] | State and Local Governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	0	0
Level 3 [Member] | Minimum [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	0	0
Level 3 [Member] | Minimum [Member] | Other Real Estate Owned-Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	0
Level 3 [Member] | Maximum [Member] | State and Local Governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	5	5
Level 3 [Member] | Maximum [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	50	50
Level 3 [Member] | Maximum [Member] | Other Real Estate Owned-Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	20
Level 3 [Member] | Weighted Average [Member] | State and Local Governments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	2.41	3.51
Level 3 [Member] | Weighted Average [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	17.19	12.38
Level 3 [Member] | Weighted Average [Member] | Other Real Estate Owned-Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount rate	23.31

Fair Value of Financial Instr_8

Fair Value of Financial Instruments - Impaired Loans and Other Real Estate (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Level 3 [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	$ 106	$ 215
Other Real Estate Owned-Commercial [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	164
Fair Value on Nonrecurring Basis [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	106	215
Fair Value on Nonrecurring Basis [Member] | Level 3 [Member] | Collateral Dependent Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	106	$ 215
Fair Value on Nonrecurring Basis [Member] | Other Real Estate Owned-Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	164
Fair Value on Nonrecurring Basis [Member] | Other Real Estate Owned-Commercial [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis, Total	$ 164

Federal Funds Purchased and S_3

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase - Additional Information (Detail) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Fees And Commissions Income [Abstract]
Federal funds purchased	$ 0	$ 6,486,000
Securities sold under agreements to repurchase	$ 30,100,000	$ 25,700,000

Federal Funds Purchased and S_4

Federal Funds Purchased and Securities Sold Under Agreements to Repurchase - Schedule of Remaining Contractual Maturity in Repurchase Agreements (Detail) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Assets Sold under Agreements to Repurchase [Line Items]
Federal funds purchased	$ 0	$ 6,486,000
Repurchase agreements, Remaining contractual maturity of the agreements	30,100,000	25,700,000
Total	30,056,000	32,181,000
Overnight & Continuous [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Federal funds purchased		6,486,000
Total	1,698,000	7,292,000
Greater Than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Total	28,358,000	24,889,000
US Treasury & Agency Securities [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements, Remaining contractual maturity of the agreements	30,056,000	25,695,000
US Treasury & Agency Securities [Member] | Overnight & Continuous [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements, Remaining contractual maturity of the agreements	1,698,000	806,000
US Treasury & Agency Securities [Member] | Greater Than 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase agreements, Remaining contractual maturity of the agreements	$ 28,358,000	$ 24,889,000

Recent Accounting Pronounceme_3

Recent Accounting Pronouncements - Additional Information (Detail) - ASU 2016-02 [Member]	Jan. 01, 2019USD ($)
Summary Of Significant Accounting Policies [Line Items]
Right of use assets	$ 491,700
Liability related to lease	$ 491,700