National Bankshares (NKSH) 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 08, 2017
Document Information [Line Items]
Entity Registrant Name	NATIONAL BANKSHARES INC
Entity Central Index Key	796,534
Trading Symbol	nksh
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		6,957,974
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 13,654	$ 13,974
Interest-bearing deposits	85,552	80,268
Securities available for sale	304,376	304,282
Securities held to maturity (fair value of $137,134 at March 31, 2017 and $137,692 at December 31, 2016)	133,596	134,957
Restricted stock, at cost	1,200	1,170
Loans held for sale	608	478
Loans:
Loans, net of unearned income and deferred fees	652,313	647,752
Less allowance for loan losses	(8,261)	(8,300)
Loans, net	644,052	639,452
Premises and equipment, net	8,675	8,853
Accrued interest receivable	5,267	5,260
Other real estate owned, net	2,952	3,156
Intangible assets and goodwill	5,936	5,966
Bank-owned life insurance	23,141	22,998
Other assets	14,117	13,128
Total assets	1,243,126	1,233,942
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	182,750	171,946
Interest-bearing demand deposits	601,421	605,226
Savings deposits	99,193	96,829
Time deposits	163,116	169,441
Total deposits	1,046,480	1,043,442
Accrued interest payable	45	55
Other liabilities	13,614	12,182
Total liabilities	1,060,139	1,055,679
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 6,957,974 shares at March 31, 2017 and at December 31, 2016	8,698	8,698
Retained earnings	181,873	178,224
Accumulated other comprehensive loss, net	(7,584)	(8,659)
Total stockholders' equity	182,987	178,263
Total liabilities and stockholders' equity	$ 1,243,126	$ 1,233,942

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities held to maturity, fair value	$ 137,134	$ 137,692
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,957,974	6,957,974
Common stock, shares outstanding (in shares)	6,957,974	6,957,974

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest Income
Interest and fees on loans	$ 7,453	$ 7,334
Interest on interest-bearing deposits	148	162
Interest on securities – taxable	1,402	1,677
Interest on securities – nontaxable	1,235	1,311
Total interest income	10,238	10,484
Interest Expense
Interest on time deposits	202	274
Interest on other deposits	826	794
Total interest expense	1,028	1,068
Net interest income	9,210	9,416
Provision for loan losses	59	203
Net interest income after provision for loan losses	9,151	9,213
Noninterest Income
Service charges on deposit accounts	665	560
Other service charges and fees	69	72
Credit card fees	898	870
Trust income	401	323
BOLI income	143	147
Other income	328	345
Realized securities gain, net		24
Total noninterest income	2,504	2,341
Noninterest Expense
Salaries and employee benefits	3,543	3,568
Occupancy and furniture and fixtures	438	477
Data processing and ATM	565	411
FDIC assessment	95	141
Credit card processing	655	622
Intangible assets amortization	31	110
Net costs of other real estate owned	29	69
Franchise taxes	322	331
Other operating expenses	1,259	955
Total noninterest expense	6,937	6,684
Income before income taxes	4,718	4,870
Income tax expense	1,069	1,091
Net Income	$ 3,649	$ 3,779
Basic net income per common share (in dollars per share)	$ 0.52	$ 0.54
Fully diluted net income per common share (in dollars per share)	$ 0.52	$ 0.54
Weighted average number of common shares outstanding – basic (in shares)	6,957,974	6,957,974
Weighted average number of common shares outstanding – diluted (in shares)	6,957,974	6,957,974
Dividends declared per common share (in dollars per share)

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net income	$ 3,649	$ 3,779
Other Comprehensive Income, Net of Tax
Unrealized holding gain on available for sale securities net of tax of $580 and $1,802 for the periods ended March 31, 2017 and 2016, respectively	1,075	3,348
Reclassification adjustment for gain included in net income, net of tax of ($2) for the period ended March 31, 2016	0	(4)
Other comprehensive income, net of tax of $580 and $1,800 for the periods ended March 31, 2017 and 2016, respectively	1,075	3,344
Total Comprehensive Income	$ 4,724	$ 7,123

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Unrealized holding gain (loss) on available for sale securities, tax	$ 580	$ 1,802
Reclassification adjustment for gain included in net income, taxes	0	(2)
Other comprehensive income (loss), tax	$ 580	$ 1,800

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at Dec. 31, 2015	$ 8,698	$ 171,353	$ (7,937)	$ 172,114
Net income		3,779		3,779
Other comprehensive income (loss), net of tax			3,344	3,344
Balances at Mar. 31, 2016	8,698	175,132	(4,593)	179,237
Balances at Dec. 31, 2016	8,698	178,224	(8,659)	178,263
Net income		3,649		3,649
Other comprehensive income (loss), net of tax			1,075	1,075
Balances at Mar. 31, 2017	$ 8,698	$ 181,873	$ (7,584)	$ 182,987

Consolidated Statements of Cha8

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
AOCI Attributable to Parent [Member]
Other comprehensive income (loss), tax	$ 580	$ 1,800
Other comprehensive income (loss), tax	$ 580	$ 1,800

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash Flows from Operating Activities
Net income	$ 3,649	$ 3,779
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	59	203
Depreciation of bank premises and equipment	204	193
Amortization of intangibles	31	110
Amortization of premiums and accretion of discounts, net	17	26
Gain on sales and calls of securities available for sale, net		(6)
Gain on calls of securities held to maturity, net		(18)
Loss and write-down on other real estate owned, net	8	31
Increase in cash value of bank-owned life insurance	(143)	(147)
Originations of mortgage loans held for sale	(2,771)	(2,567)
Proceeds from sale of mortgage loans held for sale	2,676	3,185
Gain on sale of mortgage loans held for sale	(35)	(47)
Net change in:
Accrued interest receivable	(7)	182
Other assets	(1,570)	397
Accrued interest payable	(10)	6
Other liabilities	1,432	1,351
Net cash provided by operating activities	3,540	6,678
Cash Flows from Investing Activities
Net change in interest-bearing deposits	(5,284)	1,448
Proceeds from calls, principal payments, sales and maturities of securities available for sale	1,567	24,552
Proceeds from calls, principal payments and maturities of securities held to maturity	1,338	7,351
Purchases of securities available for sale		(53,360)
Net change in restricted stock	(30)	(41)
Purchases of loan participations	(487)	(440)
Collections of loan participations	14	15
Loan originations and principal collections, net	(4,231)	11,337
Proceeds from sale of other real estate owned	196	522
Recoveries on loans charged off	45	60
Proceeds from sale and purchases of premises and equipment, net	(26)	(14)
Net cash used in investing activities	(6,898)	(8,570)
Cash Flows from Financing Activities
Net change in time deposits	(6,325)	(7,087)
Net change in other deposits	9,363	6,740
Net cash provided by (used in) financing activities	3,038	(347)
Net change in cash and due from banks	(320)	(2,239)
Cash and due from banks at beginning of period	13,974	12,152
Cash and due from banks at end of period	13,654	9,913
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits and borrowed funds	1,038	1,062
Income taxes paid
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for loan losses	143	453
Loans transferred to other real estate owned
Unrealized net gain on securities available for sale	$ 1,655	$ 5,144

Note 1 - General

Note 1 - General	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1 : General The consolidated financial statements of National Bankshares, Inc. ( “NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (“NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three March 31, 2017 10 2016 10 1934 www.nationalbankshares.com.

Note 2 - Loan Portfolio

Note 2 - Loan Portfolio	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 2 : Loan Portfolio The loan portfolio, excluding loans held for sale, was comprised of the following. March 31, 2017 December 31, 201 6 Real estate construction $ 33,500 $ 36,345 Consumer real estate 159,524 157,718 Commercial real estate 335,121 336,457 Commercial non real estate 41,305 39,024 Public sector and IDA 50,575 45,474 Consumer non real estate 33,046 33,528 Gross loans 653,071 648,546 Less unearned income and deferred fees (758 ) (794 ) Loans, net of unearned income and deferred fees $ 652,313 $ 647,752

Note 3 - Allowance for Loan Los

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 3 : Allowance for Loan Losses, Nonperforming Assets and Impaired Loans The allowance for loan losses methodology incorporates individual evaluation of impaired loans and collective evaluation of groups of non-impaired loans. The Company performs ongoing analysis of the loan portfolio to determine credit quality and to identify impaired loans. Credit quality is rated based on the loan’s payment history, the borrower’s current financial situation and value of the underlying collateral. Impaired loans are those loans that have been modified in a troubled debt restructure (“TDR” or “restructure”) and larger, non-homogeneous loans that are in nonaccrual or exhibit payment history or financial status that indicate the probability that collection will not occur when due according to the loan’s terms. Generally, impaired loans are given risk ratings that indicate higher risk, such as “classified” or “other assets especially mentioned.” Impaired loans are individually evaluated to determine appropriate reserves and are measured at the lower of the invested amount or the fair value. Impaired loans that are not troubled debt restructures and for which fair value measurement indicates an impairment loss are designated nonaccrual. A restructured loan that maintains current status for at least six may 1 2016 10 Troubled debt restructures impact the estimation of the appropriate level of the allowance for loan losses. If the restructuring included forgiveness of a portion of principal or accrued interest, the charge-off is included in the historical charge-off rates applied to the collective evaluation methodology. Further, restructured loans are individually evaluated for impairment, with amounts below fair value accrued in the allowance for loan losses. TDRs that experience a payment default are examined to determine whether the default indicates collateral dependency or cash flows below those that were included in the fair value measurement. TDRs, as well as all impaired loans, that are determined to be collateral dependent are charged down to fair value. Deficiencies indicated by impairment measurements for TDRs that are not collateral dependent may The Company evaluated characteristics in the loan portfolio and determined major segments and smaller classes within each segment. These characteristics include collateral type, repayment sources, and (if applicable) the borrower’s business model. The methodology for calculating reserves for collectively-evaluated loans is applied at the class level. Portfolio Segments and Classes The segments and classes used in determining the allowance for loan losses are as follows. Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner-occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans Historical Loss Rates The Company’s allowance methodology for collectively-evaluated loans applies historical loss rates by class to current class balances as part of the process of determining required reserves. Class loss rates are calculated as the net charge-offs for the class as a percentage of average class balance. The Company averages loss rates for the most recent 8 T wo loss rates for each class are calculated: total net charge-offs for the class as a percentage of average class loan balance (“class loss rate”), and total net charge-offs for the class as a percentage of average classified loans in the class (“classified loss rate”). Classified loans are those with risk ratings of “substandard” or lower. Net charge-offs in both calculations include charge-offs and recoveries of classified and non-classified loans as well as those associated with impaired loans. Class historical loss rates are applied to non-classified loan balances at the reporting date, and classified historical loss rates are applied to classified balances at the reporting date. Risk Factors In addition to historical loss rates, risk factors pertinent to credit risk for each class are analyzed to estimate reserves for collectively-evaluated loans. Factors include changes in national and local economic and business conditions, the nature and volume of classes within the portfolio, loan quality, loan officers’ experience, lending policies and the Company’s loan review system. The analysis of certain factors results in standard allocations to all segments and classes. These factors include loan officers’ average years of experience, the risk from changes in loan review, unemployment levels, bankruptcy rates, the interest rate environment, and the competitive, legal and regulatory environments. Factors analyzed for each class, with resultant allocations based upon the level of risk assessed for each class, include the risk from changes in lending policies, levels of past due loans, levels of nonaccrual loans, current class balance as a percentage of total loans, and the percentage of high risk loans within the class. Additionally, factors specific to each segment are analyzed and result in allocations to the segment. Please refer to the Company’s 2016 10 1: Real estate construction loans are subject to general risks from changing commercial building and housing market trends and economic conditions that may The credit quality of consumer real estate is subject to risks associated with the borrower’s repayment ability and collateral value, measured generally by analyzing local unemployment and bankruptcy trends, local housing market trends, and interest rates. The commercial real estate segment includes loans secured by multifamily residential real estate, commercial real estate occupied by the owner/borrower, and commercial real estate leased to non-owners. Loans in the commercial real estate segment are impacted by economic risks from changing commercial real estate markets, rental markets for multi-family housing and commercial buildings, business bankruptcy rates, local unemployment and interest rate trends that would impact the businesses housed by the commercial real estate. Commercial non real estate loans are secured by collateral other than real estate, or are unsecured. Credit risk for commercial non real estate loans is subject to economic conditions, generally monitored by local business bankruptcy trends, and interest rates. Public sector and IDA loans are extended to municipalities and related entities. Credit risk is based upon the entity’s ability to repay and interest rate trends. Consumer non real estate includes credit cards, automobile and other consumer loans. Credit cards and certain other consumer loans are unsecured, while collateral is obtained for automobile loans and other consumer loans. Credit risk stems primarily from the borrower’s ability to repay, measured by average unemployment, average personal bankruptcy rates and interest rates. Factor allocations applied to each class are increased for loans rated special mention and increased to a greater extent for loans rated classified. The Company allocates additional reserves for “high risk” loans. High risk loans include junior liens, interest only and high loan to value loans. A detailed analysis showing the allowance roll-forward by portfolio segment and related loan balance by segment follows. A ctivity in the Allowance for Loan Losses for the Three Months Ended March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2016 $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300 Charge-offs --- --- (30 ) --- --- (113 ) --- (143 ) Recoveries --- --- 12 4 --- 29 --- 45 Provision for loan losses (61 ) (84 ) (103 ) 75 87 56 89 59 Balance, March 31, 2017 $ 377 $ 1,746 $ 3,617 $ 1,142 $ 417 $ 616 $ 346 $ 8,261 A ctivity in the Allowance for Loan Losses for the Three Months Ended March 31, 2016 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2015 $ 576 $ 1,866 $ 4,109 $ 655 $ 436 $ 627 $ 28 $ 8,297 Charge-offs (29 ) (22 ) (124 ) (211 ) --- (67 ) --- (453 ) Recoveries --- 1 38 --- --- 21 --- 60 Provision for loan losses (93 ) (115 ) (74 ) 308 (25 ) 3 199 203 Balance, March 31, 2016 $ 454 $ 1,730 $ 3,949 $ 752 $ 411 $ 584 $ 227 $ 8,107 A ctivity in the Allowance for Loan Losses for the Year Ended December 31, 201 6 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2015 $ 576 $ 1,866 $ 4,109 $ 655 $ 436 $ 627 $ 28 $ 8,297 Charge-offs (29 ) (133 ) (488 ) (883 ) --- (273 ) --- (1,806 ) Recoveries --- 2 83 10 --- 64 --- 159 Provision for loan losses (109 ) 95 34 1,281 (106 ) 226 229 1,650 Balance, December 31, 2016 $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300 Allowance for Loan Losses as of March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 24 $ 1 $ --- $ --- $ --- $ --- $ 25 Collectively evaluated for impairment 377 1,722 3,616 1,142 417 616 346 8,236 Total $ 377 $ 1,746 $ 3,617 $ 1,142 $ 417 $ 616 $ 346 $ 8,261 Allowance for Loan Losses as of December 31, 201 6 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 25 $ 1 $ --- $ --- $ --- $ --- $ 26 Collectively evaluated for impairment 438 1,805 3,737 1,063 330 644 257 8,274 Total $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300 Loans as of March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ 266 $ 867 $ 7,726 $ 205 $ --- $ 2 $ --- $ 9,066 Collectively evaluated for impairment 33,234 158,657 327,395 41,100 50,575 33,044 --- 644,005 Total $ 33,500 $ 159,524 $ 335,121 $ 41,305 $ 50,575 $ 33,046 $ --- $ 653,071 Loans as of December 31, 201 6 Real Estate Construction Consumer Real Estate Commercia l Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ 270 $ 877 $ 7,782 $ 241 $ --- $ 3 $ --- $ 9,173 Collectively evaluated for impairment 36,075 156,841 328,675 38,783 45,474 33,525 --- 639,373 Total $ 36,345 $ 157,718 $ 336,457 $ 39,024 $ 45,474 $ 33,528 $ --- $ 648,546 A summary of ratios for the allowance for loan losses follows. As of the Three Months Ended March 31 , For t he Year E nded December 31, 201 7 20 16 20 16 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees 1.27 % 1.33 % 1.28 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees (1) 0.06 % 0.26 % 0.26 % (1) Net charge-offs are on an annualized basis. A summary of nonperforming assets follows. March 31, December 31, 201 7 20 16 20 16 Nonperforming assets: Nonaccrual loans $ 1,040 $ 1,901 $ 1,168 Restructured loans in nonaccrual 4,640 4,504 4,687 Total nonperforming loans 5,680 6,405 5,855 Other real estate owned, net 2,952 3,612 3,156 Total nonperforming assets $ 8,632 $ 10,017 $ 9,011 Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned 1.32 % 1.64 % 1.38 % Ratio of allowance for loan losses to nonperforming loans ( 1 ) 145.44 % 126.57 % 141.76 % (1) The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Nonperforming loans do not include loans 90 A summary of loans past due 90 . March 31 , December 31, 201 7 20 16 20 16 Loans past due 90 days or more and still accruing $ 63 $ 328 $ 63 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees 0.01 % 0.05 % 0.01 % Accruing restructured loans $ 3,747 $ 7,724 $ 3,769 Impaired loans : Impaired loans with no valuation allowance $ 8,172 $ 12,171 $ 8,269 Impaired loans with a valuation allowance 894 1,818 904 Total impaired loans $ 9,066 $ 13,989 $ 9,173 Valuation allowance (25 ) (80 ) (26 ) Impaired loans, net of allowance $ 9,041 $ 13,909 $ 9,147 Average recorded investment in impaired loans (1) $ 9,123 $ 14,796 $ 11,585 Interest i ncome recognized on impaired loans, after designation as impaired $ 67 $ 125 $ 553 Amount of income recognized on a cash basis $ --- $ --- $ --- (1) Nonaccrual loans that meet the Company’s balance threshold of $250 $250 No three March 31, 2017 March 31, 2016 December 31, 2016. A detailed analysis of investment in impaired loans, associated reserves and interest income recognized, segregated by loan class follows. Impaired Loans as of March 31, 2017 Principal Balance Total Recorded Investment (1) Recorded Investment (1 ) Which There is No Related Allowance Recorded Investment (1) Which There is a Related Allowance Related Allowance Real Estate Construction (2) Construction 1-4 family residential $ 280 $ 266 $ 266 $ --- $ --- Co nsumer Real Estate (2) Residential closed-end first liens 642 604 266 338 13 Residential closed-end junior liens 191 191 --- 191 7 Investor-owned residential real estate 72 72 --- 72 4 Commercial Real Estate (2) Multifamily real estate 1,364 1,091 1,091 --- --- Commercial real estate, owner-occupied 3,990 3,940 3,647 293 1 Commercial real estate, other 2,974 2,695 2,695 --- --- Commercial Non Real Estate (2) Commercial and industrial 221 205 205 --- --- Consumer Non Real Estate Automobile 3 2 2 --- --- Total $ 9,737 $ 9,066 $ 8,172 $ 894 $ 25 (1) (2) Only classes with impaired loans are shown. Impaired Loans as of December 31, 201 6 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Which There is No Related Allowance Recorded Investment (1) Which There is a Related Allowance Related Allowance Real Estate Construction (2) Construction 1-4 family residential $ 280 $ 270 $ 270 $ --- $ --- Co nsumer Real Estate (2) Residential closed-end first liens 648 609 267 342 14 Residential closed-end junior liens 195 195 --- 195 7 Investor-owned residential real estate 73 73 --- 73 4 Commercial Real Estate (2) Multifamily real estate 1,364 1,091 1,091 --- --- Commercial real estate, owner occupied 4,005 3,957 3,663 294 1 Commercial real estate, other 2,997 2,734 2,734 --- --- Commercial Non Real Estate (2) Commercial and industrial 255 241 241 --- --- Consumer Non Real Estate (2) Automobile 3 3 3 --- --- Total $ 9,820 $ 9,173 $ 8,269 $ 904 $ 26 (1) Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. (2) Only classes with impaired loans are shown. The following tables show the average recorded investment and interest income recognized for impaired loans. For the Three Months Ended March 31, 2017 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 267 $ 3 Co nsumer Real Estate (2) Residential closed-end first liens 606 9 Residential closed-end junior liens 193 3 Investor-owned residential real estate 73 1 Commercial Real Estate (2) Multifamily real estate 1,091 --- Commercial real estate, owner occupied 3,945 32 Commercial real estate, other 2,708 17 Commercial Non Real Estate (2) Commercial and industrial 237 2 Consumer Non Real Estate Automobile 3 --- Total $ 9,123 $ 67 (1) (2) Only classes with impaired loans are shown. For the Three Months Ended March 31, 2016 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 682 $ --- Co nsumer Real Estate (2) Residential closed-end first liens 667 10 Residential closed-end junior liens 216 4 Investor-owned residential real estate 75 1 Commercial Real Estate (2) Multifamily real estate 1,595 --- Commercial real estate, owner occupied 4,949 68 Commercial real estate, other 5,793 42 Commercial Non Real Estate (2) Commercial and Industrial 819 --- Total $ 14,796 $ 125 (1) Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. (2) Only classes with impaired loans are shown. For the Year Ended December 31, 201 6 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 462 $ 10 Consumer Real Estate (2) Residential closed-end first liens 642 38 Residential closed-end junior liens 207 13 Investor-owned residential real estate 74 4 Commercial Real Estate (2) Multifamily real estate 1,366 12 Commercial real estate, owner occupied 4,342 206 Commercial real estate, other 3,947 263 Commercial Non Real Estate (2) Commercial and industrial 541 7 Co nsumer Non Real Estate (2) Automobile 4 --- Total $ 11,585 $ 553 (1) Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. (2) Only classes with impaired loans are shown. The Company reviews nonaccrual loans on an individual loan basis to determine whether future payments are reasonably assured. To satisfy this criteria, the Company’s evaluation must determine that the underlying cause of the original delinquency or weakness that indicated nonaccrual status has been resolved, such as receipt of new guarantees, increased cash flows that cover the debt service or other resolution. Nonaccrual loans that demonstrate reasonable assurance of future payments and that have made at least six may A restructured loan that maintains current status for at least six may An analysis of past due and nonaccrual loans March 31, 2017 3 0 – 89 Days Past Due 90 or M ore Days Past Due 90 or More Days Past Due and Still Accruing Nonaccruals (I ncluding Impaired Nonaccruals) Real Estate Construction (1) Construction residential $ --- $ --- $ --- $ 266 Consumer Real Estate (1) Equity lines 73 --- --- --- Residential closed-end first liens 1,197 6 6 --- Residential closed-end junior liens 218 36 36 --- Investor-owned residential real estate --- 242 --- 242 Commercial Real Estate (1) Multifamily real estate --- 1,091 --- 1,091 Commercial real estate, owner-occupied 270 1,178 --- 1,178 Commercial real estate, other --- --- --- 2,695 Commercial Non Real Estate (1) Commercial and industrial 36 186 1 205 Consumer Non Real Estate (1) Credit cards 10 1 1 --- Automobile 290 15 15 3 Other consumer loans 64 4 4 --- Total $ 2,158 $ 2,759 $ 63 $ 5,680 (1) Only classes with past-due or nonaccrual loans are shown. December 31, 201 6 3 0 – 89 Days Past Due 90 or M ore Days Past Due 90 or More Days Past Due and Still Accruing Nonaccruals (I ncluding Impaired Nonaccruals) Real Estate Construction Construction, residential $ --- $ --- $ --- $ 270 Construction, other 25 --- --- --- Consumer Real Estate Equity lines 10 --- --- --- Residential closed-end first liens 1,498 6 6 --- Residential closed-end junior liens 114 36 36 --- Investor-owned residential real estate 56 234 --- 253 Commercial Real Estate Multifamily real estate 132 1,091 --- 1,091 Commercial real estate, owner occupied 339 202 --- 1,183 Commercial real estate, other --- 80 --- 2,814 Commercial Non Real Estate Commercial and industrial 6 218 --- 241 Public Sector and IDA Public sector and IDA --- --- --- --- Consumer Non Real Estate Credit cards 8 5 5 --- Automobile 234 12 12 3 Other consumer loans 131 4 4 --- Total $ 2,553 $ 1,888 $ 63 $ 5,855 The estimate of credit risk for non-impaired loans is obtained by applying allocations for internal and external factors. The allocations are increased for loans that exhibit greater credit quality risk. Credit quality indicators, which the Company terms risk grades, are assigned through the Company’s credit review function for larger loans and selective review of loans that fall below credit review thresholds. Loans that do not indicate heightened risk are graded as “pass.” Loans that appear to have elevated credit risk because of frequent or persistent past due status, which is less than 75 75 50% 100% Determination of risk grades was completed for the portfolio as of March 31, 2017 December 31, 2016. The following displays collectively-evaluated loans by credit quality indicator. March 31, 2017 Pass Special Mention (Excluding Impaired) Classified (Excluding Impaired) Real Estate Construction Construction, 1-4 family residential $ 10,950 $ 3,301 $ --- Construction, other 18,983 --- --- Consumer Real Estate Equity lines 17,012 48 49 Closed-end first liens 84,807 870 583 Closed-end junior liens 4,775 15 66 Investor-owned residential real estate 49,561 330 541 Commercial Real Estate Multifamily residential real estate 99,587 959 441 Commercial real estate owner-occupied 114,009 946 1,329 Commercial real estate, other 108,598 1,526 --- Commercial Non Real Estate Commercial and i ndustrial 38,343 2,739 18 Public Sector and IDA States and political subdivisions 50,575 --- --- Consumer Non Real Estate Credit cards 5,483 --- --- Automobile 14,984 27 166 Other consumer 11,753 619 12 Total $ 629,420 $ 11,380 $ 3,205 The following displays collectively-evaluated loans by credit quality indicator. December 31, 201 6 Pass Special Mention (Excluding Impaired) Classified (Excluding Impaired) Real Estate Construction Construction, 1-4 family residential $ 11,635 $ 3,468 $ --- Construction, other 20,972 --- --- Consumer Real Estate Equity lines 17,034 82 --- Closed-end first liens 83,658 1,267 580 Closed-end junior liens 4,861 15 151 Investor-owned residential real estate 48,277 333 583 Commercial Real Estate Multifamily residential real estate 99,002 1,733 --- Commercial real estate owner-occupied 120,170 1,188 1,425 Commercial real estate, other 103,534 1,543 80 Commercial Non Real Estate Commercial and i ndustrial 35,521 3,229 33 Public Sector and IDA States and political subdivisions 45,474 --- --- Consumer Non Real Estate Credit cards 5,978 --- --- Automobile 14,457 25 192 Other consumer 12,229 636 8 Total $ 622,802 $ 13,519 $ 3,052 Sales , Purchases and Reclassification of Loans The Company finances mortgages under “best efforts” contracts with mortgage purchasers. The mortgages are designated as held for sale upon initiation. There have been no no Troubled Debt Restructurings From time to time the Company modifies loans in troubled debt restructurings. Total troubled debt restructurings amounted to $8,387 March 31, 2017, $8,456 December 31, 2016, $12 ,228 March 31, 2016. The Company did not modify any loans in troubled debt restructures during the three periods ended March 31, 2017 March 31, 2016. The Company analyzed its TDR portfolio for loans that defaulted during the three March 31, 2017 March 31, 2016, 12 one 90 three March 31, 2017 March 31, 2016, none 12

Note 4 - Securities

Note 4 - Securities	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 : Securities The amortized costs, gross unrealized gains, gross unrealized losses and fair values for securities available for sale by major security type are as follows. March 31, 2017 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 291,278 $ 584 $ 4,649 $ 287,213 State s and political subdivisions 9,977 185 --- 10,162 Mortgage-backed securities 782 82 --- 864 Corporate debt securities 6,015 69 127 5,957 Other securities 189 --- 9 180 Total securities available for sale $ 308,241 $ 920 $ 4,785 $ 304,376 December 31, 201 6 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 291,271 $ 492 $ 6,165 $ 285,598 States and political subdivisions 11,482 211 --- 11,693 Mortgage-backed securities 845 85 --- 930 Corporate debt securities 6,015 20 137 5,898 Other securities 189 --- 26 163 Total securities available for sale $ 309,842 $ 808 $ 6,328 $ 304,282 The amortized cost and fair value of single maturity securities available for sale at March 31, 2017, may may March 31, 2017 Amortized Cost Fair Value Available for S ale: Due in one year or less $ 4,160 $ 4,169 Due after one year through five years 204,152 201,752 Due after give years through ten years 75,541 73,852 Due after ten years 24,199 24,423 No maturity 189 180 Total securities available for sale $ 308,241 $ 304,376 The amortized costs, gross unrealized gains, gross unrealized losses and fair values for securities held to maturity by major security type are as follows. March 31, 2017 Amortized Costs Gross Unrealized Gross Unrealized Fair Values Held to M aturity: U.S. Government agencies and corporations $ 3,934 $ 220 $ --- $ 4,154 State s and political subdivisions 128,437 3,834 558 131,713 Mortgage-backed securities 248 28 --- 276 Corporate debt securities 977 14 --- 991 Total securities held to maturity $ 133,596 $ 4,096 $ 558 $ 137,134 December 31, 201 6 Amortized Costs Gross Unrealized Gross Unrealized Fair Values Held to M aturity: U.S. Government agencies and corporations $ 3,934 $ 201 $ --- $ 4,135 States and political subdivisions 129,783 3,579 1,082 132,280 Mortgage-backed securities 265 30 --- 295 Corporate debt securities 975 7 --- 982 Total securities held to maturity $ 134,957 $ 3,817 $ 1,082 $ 137,692 The amortized cost and fair value of single maturity securities held to maturity at March 31, 2017, may may March 31, 2017 Amortized Cost Fair Value Held to maturity : Due in one year or less $ 7,620 $ 7,778 Due after one year through five years 26,018 27,490 Due after give years through ten years 20,849 21,558 Due after ten years 79,109 80,308 Total securities held to maturity $ 133,596 $ 137,134 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows. March 31, 2017 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily I mpaired S ecurities: U.S. Gove rnment agencies and corporations $ 264,648 $ 4,645 $ 1,995 $ 4 State s and political subdivisions 21,505 483 1,389 75 Corporate debt securities 2,890 127 --- --- Other securities --- --- 180 9 Total $ 289,043 $ 5,255 $ 3,564 $ 88 December 31, 201 6 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily I mpaired S ecurities: U.S. Government agencies and corporations $ 260,150 $ 6,161 $ 996 $ 4 States and political subdivisions 31,257 934 1,316 148 Corporate debt securities 3,888 137 --- --- Other securities --- --- 163 26 Total $ 295,295 $ 7,232 $ 2,475 $ 178 The Company had 314 $292,607 March 31, 2017. $5,343. 5 securities with a fair value of $3,564 $88 twelve March 31, 2017 U.S. Government agencies $4 2 $1,995. may States and political subdivisions. $75 2 $1,389 may Other securities. One $180 $9. Restricted stock. $1,200 March 31, 2017 $1,170 December 31, 2016. Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may $478,903 March 31, 2017. March 31, 2017, Management regularly monitors the credit quality of the investment portfolio. Changes in ratings are noted and follow-up research on the issuer is undertaken when warranted. Management intends to carefully monitor any changes in bond quality.

Note 5 - Recent Accounting Pron

Note 5 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 5 : Recent Accounting Pronouncements In January 2016, 2016 01, 825 10): 2016 01, among other things: 1) 2) 3) 4) December 15, 2017, 2016 01 In February 2016, 2016 02, 842).” 2016 02, (1) (2) 606, December 15, 2018, may 2016 02 During June 2016, 2016 13, 326): December 15, 2019. 2016 13 During August 2016, 2016 15, 230): December 15, 2017, 2016 15 During January 2017, 2017 01, 805): 805, three (1) (2) December 15, 2017, 2017 01 During January 2017, 2017 04, 350): 2 2 December 15, 2019. January 1, 2017. 2017 04 During March 2017, 2017 07, 715): 715 December 15, 2017, 2017 07 During March 2017, 2017‐08, 310‐20), December 15, 2018, 2017‐08

Note 6 - Defined Benefit Plan

Note 6 - Defined Benefit Plan	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note 6 : Defined Benefit Plan Components of Net Periodic Benefit Cost Pension Benefits Three Months Ended March 31, 20 17 20 16 Service cost $ 173 $ 174 Interest cost 186 189 Expected return on plan assets (274 ) (272 ) Amortization of prior service cost (27 ) (27 ) Recognized net actuarial loss 135 143 Net periodic benefit c ost $ 193 $ 207 201 7 Plan Year Employer Contribution For the three March 31, 2017, $507 2016 .

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 7 : Fair Value Measurements The Company records fair value adjustments to certain assets and liabilities and determines fair value disclosures utilizing a definition of fair value of assets and liabilities that states that fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Additional considerations come into play in determining the fair value of assets in markets that are not active. The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three two Level 1 – Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 – Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 – Valuation is based on model-based techniques that use one The following describes the valuation techniques used by the Company to measure certain assets and liabilities recorded at fair value on a recurring basis in the financial statements . Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). may 2). Fair Value Measurements at March 31, 2017 Using Description Balance as of March 31, 2017 Quoted Prices in Active Significant Other Significant Unobservable Inputs U.S. Government agencies and corporations $ 287,213 $ --- $ 287,213 $ --- States and political subdivisions 10,162 --- 10,162 --- Mortgage-backed securities 864 --- 864 --- Corporate debt securities 5,957 --- 5,957 --- Other securities 180 --- 180 --- Total securities available for sale $ 304,376 $ --- $ 304,376 $ --- Fair Value Measurements at December 31, 20 16 Using Description Balance as of December 31, Quoted Prices in Active Significant Other Significant Unobservable Inputs U.S. Government agencies and corporations $ 285,598 $ --- $ 285,598 $ --- States and political subdivisions 11,693 --- 11,693 --- Mortgage-backed securities 930 --- 930 --- Corporate debt securities 5,898 --- 5,898 --- Other securities 163 --- 163 --- Total securities available for sale $ 304,282 $ --- $ 304,282 $ --- Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four secondary secondary 2). March 31, 2017 December 31, 2016. Impaired Loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due will not be collected when due according to the contractual terms of the loan agreement. Troubled debt restructurings are impaired loans. Impaired loans are measured at fair value on a nonrecurring basis. If an individually-evaluated impaired loan’s balance exceeds fair value, the amount is allocated to the allowance for loan losses. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. The fair value of an impaired loan and measurement of associated loss is based on one three 1 3 Loans measured using the fair value of collateral method may 2 3. may The Company bases collateral method fair valuation upon the “as-is” value of independent appraisals or evaluations. Valuations for impaired loans with outstanding principal balances of $250 $100 one $100, $250, The value of real estate collateral is determined by a current (less than 12 2. 3. 3. 2) 3) 3). Impaired loans are measured quarterly for impairment. The Company employs the most applicable valuation method for each loan based on current information at the time of valuation. Valuations of loans using the collateral method may The following table summarizes the Company’s impaired loans that were measured at fair value on a nonrecurring basis at March 31, 2017 December 31, 2016. Carrying V alue Date Description Balance Quoted Prices in Active Significant Other Significant Unobservable Inputs Assets: March 31, 2017 Impaired loans net of valuation allowance $ 869 $ --- $ --- $ 869 December 31, 201 6 Impaired loans net of valuation allowance 878 --- --- 878 The following tables present information about Level 3 March 31, 2017 December 31, 2016. March 31, 2017 Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans Present value of cash flows Discount rate 6.75% – 8.00% (7.35%) December 31, 201 6 Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans Present value of cash flows Discount rate 6.75% – 8.00% (7.35%) Other Real Estate Owned Other real estate owned are real estate assets acquired in full or partial satisfaction of a loan. At acquisition, other real estate owned assets are measured at fair value. If the assets are marketed for sale by an outside party, the acquisition-date fair value is discounted by selling costs; if the assets are marketed for sale by the Company, no reduction to fair value for selling costs is made. Subsequent to acquisition, the assets are measured at the lower of initial measurement or current fair value, discounted for selling costs as appropriate. The fair value of an other real estate owned asset is determined by an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company using observable market data (Level 2). 3. 3 The following table summarizes the Company’s other real estate owned that was measured at fair value on a nonrecurring basis. Carrying Value Date Description Balance Quoted Prices in Active Significant Other Significant Unobservable Inputs Assets: March 31, 2017 Other real estate owned net of valuation allowance $ 2,952 $ 2,952 December 31, 201 6 Other real estate owned net of valuation allowance 3,156 --- --- 3,156 The following tables present information about Level 3 March 31, 2017 December 31, 2016. March 31, 2017 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 2.91% (1) – 8.60% (4.93%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0% – 53.46% (8.58%) December 31, 201 6 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 2.91% (1) – 8.60% (6.48%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0% – 53.46% (13.66%) (1) The Company markets other real estate owned both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not discounted by selling costs. T he following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments. Cash and Due from Banks and Interest-Bearing Deposits The carrying amounts approximate fair value. Securities The fair value of securities, excluding restricted stock, is determined by quoted market prices or dealer quotes. The fair value of certain state and municipal securities is not readily available through market sources other than dealer quotations, so fair value estimates are based on quoted market prices of similar instruments adjusted for differences between the quoted instruments and the instruments being valued. The carrying value of restricted securities approximates fair value based upon the redemption provisions of the applicable entities. Loans Held for Sale The fair value of loans held for sale is based on commitments on hand from investors or prevailing market prices. Loans Fair value for the loan portfolio is estimated on an account-level basis by discounting scheduled cash flows through the projected maturity for each loan. The calculation applies estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for loan classification, modified by an estimate of the effect of economic conditions on lending. Impaired loans are individually evaluated for fair value. Fair value for the Company’s impaired loans is estimated by using either discounted cash flows or the appraised value of collateral. Any amount of principal balance that exceeds fair value is accrued in the allowance for loan losses. Assumptions regarding credit risk, cash flows and discount rates are determined within management’s judgment, using available market information and specific borrower information. Discount rates for cash flow analysis are based on the loan’s interest rate, and cash flows are estimated based upon the loan’s historical payment performance and the borrower’s current financial condition. Appraisals may Deposits The fair value of demand and savings deposits is the amount payable on demand. The fair value of fixed maturity term deposits and certificates of deposit is estimated using the rates currently offered for deposits with similar remaining maturities. Accrued Interest The carrying amounts of accrued interest approximate fair value. Bank -O wned Life I nsurance Bank owned life insurance represents insurance policies on officers of the Company and certain officers who are no longer employed by the Company. The cash values of the policies are estimates using information provided by insurance carriers. These policies are carried at their cash surrender value, which approximates the fair value. Commitments to Extend Credit and Standby Letters of Credit The only amounts recorded for commitments to extend credit, standby letters of credit and financial guarantees written are the deferred fees arising from these unrecognized financial instruments. These deferred fees are not March 31, 2017 December 31, 2016, The estimated fair values and related carrying amounts of the Company’s financial instruments follow. March 31, 2017 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial A ssets: Cash and due from banks $ 13,654 $ 13,654 $ --- $ --- Interest-bearing deposits 85,552 85,552 --- --- Securities 437,972 --- 441,510 --- Restricted securities 1,200 --- 1,200 --- Loans held for sale 608 --- 608 --- Loans, net 644,052 --- --- 650,209 Accrued interest receivable 5,267 --- 5,267 --- Bank-owned life insurance 23,141 --- 23,141 --- Financial Liabilities: Deposits $ 1,046,480 $ --- $ 883,364 $ 160,473 Accrued interest payable 45 --- 45 --- December 31, 201 6 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial A ssets: Cash and due from banks $ 13,974 $ 13,974 $ --- $ --- Interest-bearing deposits 80,268 80,268 --- --- Securities 439,239 --- 441,974 --- Restricted securities 1,170 --- 1,170 --- L oans held for sale 478 --- 478 --- Loans, net 639,452 --- --- 658,386 Accrued interest receivable 5,260 --- 5,260 --- Bank-owned life insurance 22,998 --- 22,998 --- Financial Liabilities: Deposits $ 1,043,442 $ --- $ 874,001 $ 166,946 Accrued interest payable 55 --- 55 ---

Note 8 - Components of Accumula

Note 8 - Components of Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 8 : Components of Accumulated Other Comprehensive Loss Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 201 5 $ (2,667 ) $ (5,270 ) $ (7,937 ) Unrealized holding gain on available for sale securities, net of tax of $1,802 3,348 --- 3,348 Reclassification adjustment, net of tax of ($ 2) (4 ) --- (4 ) Balance at March 31, 2016 $ 677 $ (5,270 ) $ (4,593 ) Balance at December 31, 201 6 $ (3,588 ) $ (5,071 ) $ (8,659 ) Unrealized holding gain on available for sale securities net of tax of $580 1,075 --- 1,075 Reclassification adjustment, net of tax of $0 --- --- --- Balance at March 31, 2017 $ (2,513 ) $ (5,071 ) $ (7,584 ) The following provides information regarding reclassifications out of accumulated comprehensive loss for the three March 31, 2017 March 31, 2016. Three Months Ended March 31, 2017 March 31, 2016 Reclassifications out of unrealized gains on available-for-sale securities: Realized securities gain, net $ --- $ (6 ) Income taxes --- 2 Realized gain on available-for-sale securities, net of tax, reclassified out of accumulated other comprehensive loss $ --- $ (4 )

Note 2 - Loan Portfolio (Tables

Note 2 - Loan Portfolio (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2017 December 31, 201 6 Real estate construction $ 33,500 $ 36,345 Consumer real estate 159,524 157,718 Commercial real estate 335,121 336,457 Commercial non real estate 41,305 39,024 Public sector and IDA 50,575 45,474 Consumer non real estate 33,046 33,528 Gross loans 653,071 648,546 Less unearned income and deferred fees (758 ) (794 ) Loans, net of unearned income and deferred fees $ 652,313 $ 647,752

Note 3 - Allowance for Loan L19

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Allowance for Credit Losses on Financing Receivables [Table Text Block]	A ctivity in the Allowance for Loan Losses for the Three Months Ended March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2016 $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300 Charge-offs --- --- (30 ) --- --- (113 ) --- (143 ) Recoveries --- --- 12 4 --- 29 --- 45 Provision for loan losses (61 ) (84 ) (103 ) 75 87 56 89 59 Balance, March 31, 2017 $ 377 $ 1,746 $ 3,617 $ 1,142 $ 417 $ 616 $ 346 $ 8,261 A ctivity in the Allowance for Loan Losses for the Three Months Ended March 31, 2016 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2015 $ 576 $ 1,866 $ 4,109 $ 655 $ 436 $ 627 $ 28 $ 8,297 Charge-offs (29 ) (22 ) (124 ) (211 ) --- (67 ) --- (453 ) Recoveries --- 1 38 --- --- 21 --- 60 Provision for loan losses (93 ) (115 ) (74 ) 308 (25 ) 3 199 203 Balance, March 31, 2016 $ 454 $ 1,730 $ 3,949 $ 752 $ 411 $ 584 $ 227 $ 8,107 A ctivity in the Allowance for Loan Losses for the Year Ended December 31, 201 6 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance , December 31, 2015 $ 576 $ 1,866 $ 4,109 $ 655 $ 436 $ 627 $ 28 $ 8,297 Charge-offs (29 ) (133 ) (488 ) (883 ) --- (273 ) --- (1,806 ) Recoveries --- 2 83 10 --- 64 --- 159 Provision for loan losses (109 ) 95 34 1,281 (106 ) 226 229 1,650 Balance, December 31, 2016 $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Allowance for Loan Losses as of March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 24 $ 1 $ --- $ --- $ --- $ --- $ 25 Collectively evaluated for impairment 377 1,722 3,616 1,142 417 616 346 8,236 Total $ 377 $ 1,746 $ 3,617 $ 1,142 $ 417 $ 616 $ 346 $ 8,261 Allowance for Loan Losses as of December 31, 201 6 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 25 $ 1 $ --- $ --- $ --- $ --- $ 26 Collectively evaluated for impairment 438 1,805 3,737 1,063 330 644 257 8,274 Total $ 438 $ 1,830 $ 3,738 $ 1,063 $ 330 $ 644 $ 257 $ 8,300 Loans as of March 31, 2017 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ 266 $ 867 $ 7,726 $ 205 $ --- $ 2 $ --- $ 9,066 Collectively evaluated for impairment 33,234 158,657 327,395 41,100 50,575 33,044 --- 644,005 Total $ 33,500 $ 159,524 $ 335,121 $ 41,305 $ 50,575 $ 33,046 $ --- $ 653,071 Loans as of December 31, 201 6 Real Estate Construction Consumer Real Estate Commercia l Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ 270 $ 877 $ 7,782 $ 241 $ --- $ 3 $ --- $ 9,173 Collectively evaluated for impairment 36,075 156,841 328,675 38,783 45,474 33,525 --- 639,373 Total $ 36,345 $ 157,718 $ 336,457 $ 39,024 $ 45,474 $ 33,528 $ --- $ 648,546
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of the Three Months Ended March 31 , For t he Year E nded December 31, 201 7 20 16 20 16 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees 1.27 % 1.33 % 1.28 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees (1) 0.06 % 0.26 % 0.26 %
Schedule of Nonperforming Assets [Table Text Block]	March 31, December 31, 201 7 20 16 20 16 Nonperforming assets: Nonaccrual loans $ 1,040 $ 1,901 $ 1,168 Restructured loans in nonaccrual 4,640 4,504 4,687 Total nonperforming loans 5,680 6,405 5,855 Other real estate owned, net 2,952 3,612 3,156 Total nonperforming assets $ 8,632 $ 10,017 $ 9,011 Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned 1.32 % 1.64 % 1.38 % Ratio of allowance for loan losses to nonperforming loans ( 1 ) 145.44 % 126.57 % 141.76 %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	March 31 , December 31, 201 7 20 16 20 16 Loans past due 90 days or more and still accruing $ 63 $ 328 $ 63 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees 0.01 % 0.05 % 0.01 % Accruing restructured loans $ 3,747 $ 7,724 $ 3,769 Impaired loans : Impaired loans with no valuation allowance $ 8,172 $ 12,171 $ 8,269 Impaired loans with a valuation allowance 894 1,818 904 Total impaired loans $ 9,066 $ 13,989 $ 9,173 Valuation allowance (25 ) (80 ) (26 ) Impaired loans, net of allowance $ 9,041 $ 13,909 $ 9,147 Average recorded investment in impaired loans (1) $ 9,123 $ 14,796 $ 11,585 Interest i ncome recognized on impaired loans, after designation as impaired $ 67 $ 125 $ 553 Amount of income recognized on a cash basis $ --- $ --- $ ---
Impaired Financing Receivables [Table Text Block]	Impaired Loans as of March 31, 2017 Principal Balance Total Recorded Investment (1) Recorded Investment (1 ) Which There is No Related Allowance Recorded Investment (1) Which There is a Related Allowance Related Allowance Real Estate Construction (2) Construction 1-4 family residential $ 280 $ 266 $ 266 $ --- $ --- Co nsumer Real Estate (2) Residential closed-end first liens 642 604 266 338 13 Residential closed-end junior liens 191 191 --- 191 7 Investor-owned residential real estate 72 72 --- 72 4 Commercial Real Estate (2) Multifamily real estate 1,364 1,091 1,091 --- --- Commercial real estate, owner-occupied 3,990 3,940 3,647 293 1 Commercial real estate, other 2,974 2,695 2,695 --- --- Commercial Non Real Estate (2) Commercial and industrial 221 205 205 --- --- Consumer Non Real Estate Automobile 3 2 2 --- --- Total $ 9,737 $ 9,066 $ 8,172 $ 894 $ 25 Impaired Loans as of December 31, 201 6 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Which There is No Related Allowance Recorded Investment (1) Which There is a Related Allowance Related Allowance Real Estate Construction (2) Construction 1-4 family residential $ 280 $ 270 $ 270 $ --- $ --- Co nsumer Real Estate (2) Residential closed-end first liens 648 609 267 342 14 Residential closed-end junior liens 195 195 --- 195 7 Investor-owned residential real estate 73 73 --- 73 4 Commercial Real Estate (2) Multifamily real estate 1,364 1,091 1,091 --- --- Commercial real estate, owner occupied 4,005 3,957 3,663 294 1 Commercial real estate, other 2,997 2,734 2,734 --- --- Commercial Non Real Estate (2) Commercial and industrial 255 241 241 --- --- Consumer Non Real Estate (2) Automobile 3 3 3 --- --- Total $ 9,820 $ 9,173 $ 8,269 $ 904 $ 26
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Three Months Ended March 31, 2017 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 267 $ 3 Co nsumer Real Estate (2) Residential closed-end first liens 606 9 Residential closed-end junior liens 193 3 Investor-owned residential real estate 73 1 Commercial Real Estate (2) Multifamily real estate 1,091 --- Commercial real estate, owner occupied 3,945 32 Commercial real estate, other 2,708 17 Commercial Non Real Estate (2) Commercial and industrial 237 2 Consumer Non Real Estate Automobile 3 --- Total $ 9,123 $ 67 For the Three Months Ended March 31, 2016 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 682 $ --- Co nsumer Real Estate (2) Residential closed-end first liens 667 10 Residential closed-end junior liens 216 4 Investor-owned residential real estate 75 1 Commercial Real Estate (2) Multifamily real estate 1,595 --- Commercial real estate, owner occupied 4,949 68 Commercial real estate, other 5,793 42 Commercial Non Real Estate (2) Commercial and Industrial 819 --- Total $ 14,796 $ 125 For the Year Ended December 31, 201 6 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 462 $ 10 Consumer Real Estate (2) Residential closed-end first liens 642 38 Residential closed-end junior liens 207 13 Investor-owned residential real estate 74 4 Commercial Real Estate (2) Multifamily real estate 1,366 12 Commercial real estate, owner occupied 4,342 206 Commercial real estate, other 3,947 263 Commercial Non Real Estate (2) Commercial and industrial 541 7 Co nsumer Non Real Estate (2) Automobile 4 --- Total $ 11,585 $ 553
Past Due Financing Receivables [Table Text Block]	March 31, 2017 3 0 – 89 Days Past Due 90 or M ore Days Past Due 90 or More Days Past Due and Still Accruing Nonaccruals (I ncluding Impaired Nonaccruals) Real Estate Construction (1) Construction residential $ --- $ --- $ --- $ 266 Consumer Real Estate (1) Equity lines 73 --- --- --- Residential closed-end first liens 1,197 6 6 --- Residential closed-end junior liens 218 36 36 --- Investor-owned residential real estate --- 242 --- 242 Commercial Real Estate (1) Multifamily real estate --- 1,091 --- 1,091 Commercial real estate, owner-occupied 270 1,178 --- 1,178 Commercial real estate, other --- --- --- 2,695 Commercial Non Real Estate (1) Commercial and industrial 36 186 1 205 Consumer Non Real Estate (1) Credit cards 10 1 1 --- Automobile 290 15 15 3 Other consumer loans 64 4 4 --- Total $ 2,158 $ 2,759 $ 63 $ 5,680 December 31, 201 6 3 0 – 89 Days Past Due 90 or M ore Days Past Due 90 or More Days Past Due and Still Accruing Nonaccruals (I ncluding Impaired Nonaccruals) Real Estate Construction Construction, residential $ --- $ --- $ --- $ 270 Construction, other 25 --- --- --- Consumer Real Estate Equity lines 10 --- --- --- Residential closed-end first liens 1,498 6 6 --- Residential closed-end junior liens 114 36 36 --- Investor-owned residential real estate 56 234 --- 253 Commercial Real Estate Multifamily real estate 132 1,091 --- 1,091 Commercial real estate, owner occupied 339 202 --- 1,183 Commercial real estate, other --- 80 --- 2,814 Commercial Non Real Estate Commercial and industrial 6 218 --- 241 Public Sector and IDA Public sector and IDA --- --- --- --- Consumer Non Real Estate Credit cards 8 5 5 --- Automobile 234 12 12 3 Other consumer loans 131 4 4 --- Total $ 2,553 $ 1,888 $ 63 $ 5,855
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention (Excluding Impaired) Classified (Excluding Impaired) Real Estate Construction Construction, 1-4 family residential $ 10,950 $ 3,301 $ --- Construction, other 18,983 --- --- Consumer Real Estate Equity lines 17,012 48 49 Closed-end first liens 84,807 870 583 Closed-end junior liens 4,775 15 66 Investor-owned residential real estate 49,561 330 541 Commercial Real Estate Multifamily residential real estate 99,587 959 441 Commercial real estate owner-occupied 114,009 946 1,329 Commercial real estate, other 108,598 1,526 --- Commercial Non Real Estate Commercial and i ndustrial 38,343 2,739 18 Public Sector and IDA States and political subdivisions 50,575 --- --- Consumer Non Real Estate Credit cards 5,483 --- --- Automobile 14,984 27 166 Other consumer 11,753 619 12 Total $ 629,420 $ 11,380 $ 3,205 Pass Special Mention (Excluding Impaired) Classified (Excluding Impaired) Real Estate Construction Construction, 1-4 family residential $ 11,635 $ 3,468 $ --- Construction, other 20,972 --- --- Consumer Real Estate Equity lines 17,034 82 --- Closed-end first liens 83,658 1,267 580 Closed-end junior liens 4,861 15 151 Investor-owned residential real estate 48,277 333 583 Commercial Real Estate Multifamily residential real estate 99,002 1,733 --- Commercial real estate owner-occupied 120,170 1,188 1,425 Commercial real estate, other 103,534 1,543 80 Commercial Non Real Estate Commercial and i ndustrial 35,521 3,229 33 Public Sector and IDA States and political subdivisions 45,474 --- --- Consumer Non Real Estate Credit cards 5,978 --- --- Automobile 14,457 25 192 Other consumer 12,229 636 8 Total $ 622,802 $ 13,519 $ 3,052

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	March 31, 2017 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 291,278 $ 584 $ 4,649 $ 287,213 State s and political subdivisions 9,977 185 --- 10,162 Mortgage-backed securities 782 82 --- 864 Corporate debt securities 6,015 69 127 5,957 Other securities 189 --- 9 180 Total securities available for sale $ 308,241 $ 920 $ 4,785 $ 304,376 December 31, 201 6 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 291,271 $ 492 $ 6,165 $ 285,598 States and political subdivisions 11,482 211 --- 11,693 Mortgage-backed securities 845 85 --- 930 Corporate debt securities 6,015 20 137 5,898 Other securities 189 --- 26 163 Total securities available for sale $ 309,842 $ 808 $ 6,328 $ 304,282
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2017 Amortized Cost Fair Value Available for S ale: Due in one year or less $ 4,160 $ 4,169 Due after one year through five years 204,152 201,752 Due after give years through ten years 75,541 73,852 Due after ten years 24,199 24,423 No maturity 189 180 Total securities available for sale $ 308,241 $ 304,376 March 31, 2017 Amortized Cost Fair Value Held to maturity : Due in one year or less $ 7,620 $ 7,778 Due after one year through five years 26,018 27,490 Due after give years through ten years 20,849 21,558 Due after ten years 79,109 80,308 Total securities held to maturity $ 133,596 $ 137,134
Held-to-maturity Securities [Table Text Block]	March 31, 2017 Amortized Costs Gross Unrealized Gross Unrealized Fair Values Held to M aturity: U.S. Government agencies and corporations $ 3,934 $ 220 $ --- $ 4,154 State s and political subdivisions 128,437 3,834 558 131,713 Mortgage-backed securities 248 28 --- 276 Corporate debt securities 977 14 --- 991 Total securities held to maturity $ 133,596 $ 4,096 $ 558 $ 137,134 December 31, 201 6 Amortized Costs Gross Unrealized Gross Unrealized Fair Values Held to M aturity: U.S. Government agencies and corporations $ 3,934 $ 201 $ --- $ 4,135 States and political subdivisions 129,783 3,579 1,082 132,280 Mortgage-backed securities 265 30 --- 295 Corporate debt securities 975 7 --- 982 Total securities held to maturity $ 134,957 $ 3,817 $ 1,082 $ 137,692
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	March 31, 2017 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily I mpaired S ecurities: U.S. Gove rnment agencies and corporations $ 264,648 $ 4,645 $ 1,995 $ 4 State s and political subdivisions 21,505 483 1,389 75 Corporate debt securities 2,890 127 --- --- Other securities --- --- 180 9 Total $ 289,043 $ 5,255 $ 3,564 $ 88 December 31, 201 6 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily I mpaired S ecurities: U.S. Government agencies and corporations $ 260,150 $ 6,161 $ 996 $ 4 States and political subdivisions 31,257 934 1,316 148 Corporate debt securities 3,888 137 --- --- Other securities --- --- 163 26 Total $ 295,295 $ 7,232 $ 2,475 $ 178

Note 6 - Defined Benefit Plan (

Note 6 - Defined Benefit Plan (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended March 31, 20 17 20 16 Service cost $ 173 $ 174 Interest cost 186 189 Expected return on plan assets (274 ) (272 ) Amortization of prior service cost (27 ) (27 ) Recognized net actuarial loss 135 143 Net periodic benefit c ost $ 193 $ 207

Note 7 - Fair Value Measureme22

Note 7 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2017 Using Description Balance as of March 31, 2017 Quoted Prices in Active Significant Other Significant Unobservable Inputs U.S. Government agencies and corporations $ 287,213 $ --- $ 287,213 $ --- States and political subdivisions 10,162 --- 10,162 --- Mortgage-backed securities 864 --- 864 --- Corporate debt securities 5,957 --- 5,957 --- Other securities 180 --- 180 --- Total securities available for sale $ 304,376 $ --- $ 304,376 $ --- Fair Value Measurements at December 31, 20 16 Using Description Balance as of December 31, Quoted Prices in Active Significant Other Significant Unobservable Inputs U.S. Government agencies and corporations $ 285,598 $ --- $ 285,598 $ --- States and political subdivisions 11,693 --- 11,693 --- Mortgage-backed securities 930 --- 930 --- Corporate debt securities 5,898 --- 5,898 --- Other securities 163 --- 163 --- Total securities available for sale $ 304,282 $ --- $ 304,282 $ ---
Fair Value Measurements, Nonrecurring [Table Text Block]	Carrying V alue Date Description Balance Quoted Prices in Active Significant Other Significant Unobservable Inputs Assets: March 31, 2017 Impaired loans net of valuation allowance $ 869 $ --- $ --- $ 869 December 31, 201 6 Impaired loans net of valuation allowance 878 --- --- 878 Carrying Value Date Description Balance Quoted Prices in Active Significant Other Significant Unobservable Inputs Assets: March 31, 2017 Other real estate owned net of valuation allowance $ 2,952 $ 2,952 December 31, 201 6 Other real estate owned net of valuation allowance 3,156 --- --- 3,156
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	March 31, 2017 Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans Present value of cash flows Discount rate 6.75% – 8.00% (7.35%) December 31, 201 6 Valuation Technique Unobservable Input Range (Weighted Average) Impaired loans Present value of cash flows Discount rate 6.75% – 8.00% (7.35%) March 31, 2017 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 2.91% (1) – 8.60% (4.93%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0% – 53.46% (8.58%) December 31, 201 6 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 2.91% (1) – 8.60% (6.48%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0% – 53.46% (13.66%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2017 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial A ssets: Cash and due from banks $ 13,654 $ 13,654 $ --- $ --- Interest-bearing deposits 85,552 85,552 --- --- Securities 437,972 --- 441,510 --- Restricted securities 1,200 --- 1,200 --- Loans held for sale 608 --- 608 --- Loans, net 644,052 --- --- 650,209 Accrued interest receivable 5,267 --- 5,267 --- Bank-owned life insurance 23,141 --- 23,141 --- Financial Liabilities: Deposits $ 1,046,480 $ --- $ 883,364 $ 160,473 Accrued interest payable 45 --- 45 --- December 31, 201 6 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial A ssets: Cash and due from banks $ 13,974 $ 13,974 $ --- $ --- Interest-bearing deposits 80,268 80,268 --- --- Securities 439,239 --- 441,974 --- Restricted securities 1,170 --- 1,170 --- L oans held for sale 478 --- 478 --- Loans, net 639,452 --- --- 658,386 Accrued interest receivable 5,260 --- 5,260 --- Bank-owned life insurance 22,998 --- 22,998 --- Financial Liabilities: Deposits $ 1,043,442 $ --- $ 874,001 $ 166,946 Accrued interest payable 55 --- 55 ---

Note 8 - Components of Accumu23

Note 8 - Components of Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 201 5 $ (2,667 ) $ (5,270 ) $ (7,937 ) Unrealized holding gain on available for sale securities, net of tax of $1,802 3,348 --- 3,348 Reclassification adjustment, net of tax of ($ 2) (4 ) --- (4 ) Balance at March 31, 2016 $ 677 $ (5,270 ) $ (4,593 ) Balance at December 31, 201 6 $ (3,588 ) $ (5,071 ) $ (8,659 ) Unrealized holding gain on available for sale securities net of tax of $580 1,075 --- 1,075 Reclassification adjustment, net of tax of $0 --- --- --- Balance at March 31, 2017 $ (2,513 ) $ (5,071 ) $ (7,584 )
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Three Months Ended March 31, 2017 March 31, 2016 Reclassifications out of unrealized gains on available-for-sale securities: Realized securities gain, net $ --- $ (6 ) Income taxes --- 2 Realized gain on available-for-sale securities, net of tax, reclassified out of accumulated other comprehensive loss $ --- $ (4 )

Note 2 - Loan Portfolio - Loan

Note 2 - Loan Portfolio - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans receivable, gross	$ 653,071	$ 648,546
Less unearned income and deferred fees	(758)	(794)
Loans, net of unearned income and deferred fees	652,313	647,752
Real Estate Construction Portfolio Segment[Member]
Loans receivable, gross	33,500	36,345
Consumer Real Estate Portfolio Segment [Member]
Loans receivable, gross	159,524	157,718
Commercial Real Estate Portfolio Segment [Member]
Loans receivable, gross	335,121	336,457
Commercial Portfolio Segment [Member]
Loans receivable, gross	41,305	39,024
Public Sector and IDA Portfolio Segment[Member]
Loans receivable, gross	50,575	45,474
Consumer Portfolio Segment [Member]
Loans receivable, gross	$ 33,046	$ 33,528

Note 3 - Allowance for Loan L25

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)
Threshold for Designation to Impaired Status	$ 250
Financing Receivable, Modifications, Recorded Investment	8,387	$ 12,228	$ 8,456
Financing Receivable, Reclassification to Held-for-sale	0
Transfer of Loans Held-for-sale to Portfolio Loans	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Interest and Fee Income, Loans and Leases	$ 7,453,000	$ 7,334,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Nonperforming Financial Instruments [Member]
Interest and Fee Income, Loans and Leases	$ 0	$ 0	$ 0
Special Mention [Member]
Increase in Percentage of Allocation Loans Rated Special Mention	50.00%
Classified Excluding Impaired [Member]
Increase in Percentage of Allocation Loans Rated Classified	100.00%

Note 3 - Allowance for Loan L26

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Balance	$ 8,300	$ 8,297	$ 8,297
Charge-offs	(143)	(453)	(1,806)
Recoveries	45	60	159
Provision for loan losses	59	203	1,650
Balance	8,261	8,107	8,300
Real Estate Construction Portfolio Segment[Member]
Balance	438	576	576
Charge-offs	0	(29)	(29)
Recoveries	0	0	0
Provision for loan losses	(61)	(93)	(109)
Balance	377	454	438
Consumer Real Estate Portfolio Segment [Member]
Balance	1,830	1,866	1,866
Charge-offs	0	(22)	(133)
Recoveries	0	1	2
Provision for loan losses	(84)	(115)	95
Balance	1,746	1,730	1,830
Commercial Real Estate Portfolio Segment [Member]
Balance	3,738	4,109	4,109
Charge-offs	(30)	(124)	(488)
Recoveries	12	38	83
Provision for loan losses	(103)	(74)	34
Balance	3,617	3,949	3,738
Commercial Non Real Estate Segment [Member]
Balance	1,063	655	655
Charge-offs	0	(211)	(883)
Recoveries	4	0	10
Provision for loan losses	75	308	1,281
Balance	1,142	752	1,063
Public Sector and IDA Portfolio Segment[Member]
Balance	330	436	436
Charge-offs	0	0	0
Recoveries	0	0	0
Provision for loan losses	87	(25)	(106)
Balance	417	411	330
Consumer Non Real Estate Portfolio Segment [Member]
Balance	644	627	627
Charge-offs	(113)	(67)	(273)
Recoveries	29	21	64
Provision for loan losses	56	3	226
Balance	616	584	644
Unallocated Financing Receivables [Member]
Balance	257	28	28
Charge-offs	0	0	0
Recoveries	0	0	0
Provision for loan losses	89	199	229
Balance	$ 346	$ 227	$ 257

Note 3 - Allowance for Loan L27

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Individually evaluated for impairment	$ 25	$ 26
Collectively evaluated for impairment	8,236	8,274
Total	8,261	8,300	$ 8,107	$ 8,297
Individually evaluated for impairment	9,066	9,173
Collectively evaluated for impairment	644,005	639,373
Total	653,071	648,546
Real Estate Construction Portfolio Segment[Member]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	377	438
Total	377	438	454	576
Individually evaluated for impairment	266	270
Collectively evaluated for impairment	33,234	36,075
Total	33,500	36,345
Consumer Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	24	25
Collectively evaluated for impairment	1,722	1,805
Total	1,746	1,830	1,730	1,866
Individually evaluated for impairment	867	877
Collectively evaluated for impairment	158,657	156,841
Total	159,524	157,718
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	1	1
Collectively evaluated for impairment	3,616	3,737
Total	3,617	3,738	3,949	4,109
Individually evaluated for impairment	7,726	7,782
Collectively evaluated for impairment	327,395	328,675
Total	335,121	336,457
Commercial Non Real Estate Segment [Member]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	1,142	1,063
Total	1,142	1,063	752	655
Individually evaluated for impairment	205	241
Collectively evaluated for impairment	41,100	38,783
Total	41,305	39,024
Public Sector and IDA Portfolio Segment[Member]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	417	330
Total	417	330	411	436
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	50,575	45,474
Total	50,575	45,474
Consumer Non Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	616	644
Total	616	644	584	627
Individually evaluated for impairment	2	3
Collectively evaluated for impairment	33,044	33,525
Total	33,046	33,528
Unallocated Financing Receivables [Member]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	346	257
Total	346	257	$ 227	$ 28
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total		$ 0

Note 3 - Allowance for Loan L28

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Ratios of Allowance for Loan Losses (Details)		3 Months Ended		12 Months Ended
		Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees		1.27%	1.33%	1.28%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees(1)	[1]	0.06%	0.26%	0.26%
[1]	Net charge-offs are on an annualized basis.

Note 3 - Allowance for Loan L29

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands		Mar. 31, 2017		Dec. 31, 2016	Mar. 31, 2016
Nonperforming assets:
Nonaccrual loans		$ 1,040		$ 1,168	$ 1,901
Restructured loans in nonaccrual		4,640		4,687	4,504
Total nonperforming loans		5,680	[1]	5,855	6,405
Other real estate owned, net		2,952		3,156	3,612
Total nonperforming assets		$ 8,632		$ 9,011	$ 10,017
Ratio of nonperforming assets to loans, net of unearned income and deferred fees, plus other real estate owned		1.32%		1.38%	1.64%
Ratio of allowance for loan losses to nonperforming loans(1)	[2]	145.44%		141.76%	126.57%
[1]	Only classes with past-due or nonaccrual loans are shown.
[2]	The Company defines nonperforming loans as total nonaccrual and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are excluded.

Note 3 - Allowance for Loan L30

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans Past Due 90 Days or More and Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2017		Mar. 31, 2016	Dec. 31, 2016
Loans past due 90 days or more and still accruing		$ 63	[1]	$ 328	$ 63
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees		0.01%		0.05%	0.01%
Accruing restructured loans		$ 3,747		$ 7,724	$ 3,769
Impaired loans:
Impaired loans with no valuation allowance		8,172	[2]	12,171	8,269	[2]
Impaired loans with a valuation allowance		894	[2]	1,818	904	[2]
Total impaired loans		9,066	[2]	13,989	9,173	[2]
Valuation allowance		(25)		(80)	(26)
Impaired loans, net of allowance		9,041		13,909	9,147
Average recorded investment in impaired loans(1)	[3],[4]	9,123		14,796	11,585	[5]
Interest income recognized on impaired loans, after designation as impaired		67		125	553	[5]
Amount of income recognized on a cash basis		$ 0		$ 0
[1]	Only classes with past-due or nonaccrual loans are shown.
[2]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[3]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[4]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[5]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan L31

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans and Associated Reserves (Details) - USD ($) $ in Thousands		Mar. 31, 2017		Dec. 31, 2016		Mar. 31, 2016
Principal Balance		$ 9,737		$ 9,820
Total Recorded Investment		9,066	[1]	9,173	[1]	$ 13,989
Impaired loans with no valuation allowance		8,172	[1]	8,269	[1]	12,171
Impaired loans with a valuation allowance		894	[1]	904	[1]	1,818
Related Allowance		25		26		$ 80
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Principal Balance	[2]	280		280
Total Recorded Investment	[1],[2]	266		270
Impaired loans with no valuation allowance	[1],[2]	266		270
Impaired loans with a valuation allowance	[1],[2]	0		0
Related Allowance	[2]	0		0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Principal Balance	[2]	642		648
Total Recorded Investment	[1],[2]	604		609
Impaired loans with no valuation allowance	[1],[2]	266		267
Impaired loans with a valuation allowance	[1],[2]	338		342
Related Allowance	[2]	13		14
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Principal Balance	[2]	191		195
Total Recorded Investment	[1],[2]	191		195
Impaired loans with no valuation allowance	[1],[2]	0		0
Impaired loans with a valuation allowance	[1],[2]	191		195
Related Allowance	[2]	7		7
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Principal Balance	[2]	72		73
Total Recorded Investment	[1],[2]	72		73
Impaired loans with no valuation allowance	[1],[2]	0		0
Impaired loans with a valuation allowance	[1],[2]	72		73
Related Allowance	[2]	4		4
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Principal Balance	[2]	1,364		1,364
Total Recorded Investment	[1],[2]	1,091		1,091
Impaired loans with no valuation allowance	[1],[2]	1,091		1,091
Impaired loans with a valuation allowance	[1],[2]	0		0
Related Allowance	[2]	0		0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal Balance	[2]	3,990		4,005
Total Recorded Investment	[1],[2]	3,940		3,957
Impaired loans with no valuation allowance	[1],[2]	3,647		3,663
Impaired loans with a valuation allowance	[1],[2]	293		294
Related Allowance	[2]	1		1
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Principal Balance	[2]	2,974		2,997
Total Recorded Investment	[1],[2]	2,695		2,734
Impaired loans with no valuation allowance	[1],[2]	2,695		2,734
Impaired loans with a valuation allowance	[1],[2]	0		0
Related Allowance	[2]	0		0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal Balance	[2]	221		255
Total Recorded Investment	[1],[2]	205		241
Impaired loans with no valuation allowance	[1],[2]	205		241
Impaired loans with a valuation allowance	[1],[2]	0		0
Related Allowance	[2]	0		0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Principal Balance		3		3	[2]
Total Recorded Investment	[1]	2		3	[2]
Impaired loans with no valuation allowance	[1]	2		3	[2]
Impaired loans with a valuation allowance	[1]	0		0	[2]
Related Allowance		$ 0		$ 0	[2]
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan L32

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans, Average Investment and Interest Income (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2017		Mar. 31, 2016	Dec. 31, 2016
Average recorded investment in impaired loans(1)	[1],[2]	$ 9,123		$ 14,796	$ 11,585	[3]
Interest income recognized on impaired loans, after designation as impaired		67		125	553	[3]
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Average recorded investment in impaired loans(1)	[1],[3]	267		682	462
Interest income recognized on impaired loans, after designation as impaired	[3]	3		0	10
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Average recorded investment in impaired loans(1)	[1],[3]	606		667	642
Interest income recognized on impaired loans, after designation as impaired	[3]	9		10	38
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Average recorded investment in impaired loans(1)	[1],[3]	193		216	207
Interest income recognized on impaired loans, after designation as impaired	[3]	3		4	13
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Average recorded investment in impaired loans(1)	[1],[3]	73		75	74
Interest income recognized on impaired loans, after designation as impaired	[3]	1		1	4
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Average recorded investment in impaired loans(1)	[1],[3]	1,091		1,595	1,366
Interest income recognized on impaired loans, after designation as impaired	[3]			0	12
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Average recorded investment in impaired loans(1)	[1],[3]	3,945		4,949	4,342
Interest income recognized on impaired loans, after designation as impaired	[3]	32		68	206
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Average recorded investment in impaired loans(1)	[1],[3]	2,708		5,793	3,947
Interest income recognized on impaired loans, after designation as impaired	[3]	17		42	263
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Average recorded investment in impaired loans(1)	[1],[3]	237		819	541
Interest income recognized on impaired loans, after designation as impaired	[3]	2		$ 0	7
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Average recorded investment in impaired loans(1)		3	[1]		4
Interest income recognized on impaired loans, after designation as impaired		$ 0			$ 0	[3]
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[3]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan L33

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2017		Dec. 31, 2016	Mar. 31, 2016
Loans past due 90 days or more and still accruing		$ 63	[1]	$ 63	$ 328
Nonaccruals (including impaired nonaccruals)		5,680	[1]	5,855	$ 6,405
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		266	[1]	270
Real Estate Construction Portfolio Segment[Member] | Construction Other [Member]
Loans past due 90 days or more and still accruing				0
Nonaccruals (including impaired nonaccruals)				0
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		0	[1]	0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans past due 90 days or more and still accruing		6	[1]	6
Nonaccruals (including impaired nonaccruals)		0	[1]
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Loans past due 90 days or more and still accruing		36	[1]	36
Nonaccruals (including impaired nonaccruals)		0	[1]	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		242	[1]	253
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		1,091	[1]	1,091
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		1,178	[1]	1,183
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due 90 days or more and still accruing		0	[1]	0
Nonaccruals (including impaired nonaccruals)		2,695	[1]	2,814
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing	[1]	1
Nonaccruals (including impaired nonaccruals)	[1]	205
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing				0
Nonaccruals (including impaired nonaccruals)				241
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans past due 90 days or more and still accruing		1	[1]	5
Nonaccruals (including impaired nonaccruals)		0	[1]	0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days or more and still accruing		15	[1]	12
Nonaccruals (including impaired nonaccruals)		3	[1]	3
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days or more and still accruing		4	[1]	4
Nonaccruals (including impaired nonaccruals)		0	[1]	0
Public Sector and IDA Portfolio Segment[Member]
Loans past due 90 days or more and still accruing				0
Nonaccruals (including impaired nonaccruals)				0
Financing Receivables 30 to 89 Days Past Due [Member]
Past due loans		2,158	[1]	2,553
Financing Receivables 30 to 89 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member]
Past due loans		0	[1]	0
Financing Receivables 30 to 89 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction Other [Member]
Past due loans				25
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Past due loans		73	[1]	10
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Past due loans		1,197	[1]	1,498
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Past due loans		218	[1]	114
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Past due loans			[1]	56
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Past due loans			[1]	132
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Past due loans		270	[1]	339
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Past due loans		0	[1]	0
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Past due loans	[1]	36
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Past due loans				6
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Past due loans		10	[1]	8
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Past due loans		290	[1]	234
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Past due loans		64	[1]	131
Financing Receivables 30 to 89 Days Past Due [Member] | Public Sector and IDA Portfolio Segment[Member]
Past due loans				0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due loans		2,759	[1]	1,888
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member]
Past due loans		0	[1]	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction Other [Member]
Past due loans				0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Past due loans		0	[1]	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Past due loans		6	[1]	6
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Past due loans		36	[1]	36
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Past due loans		242	[1]	234
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Past due loans		1,091	[1]	1,091
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Past due loans		1,178	[1]	202
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Past due loans		0	[1]	80
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Past due loans	[1]	186
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Past due loans				218
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Past due loans		1	[1]	5
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Past due loans		15	[1]	12
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Past due loans		$ 4	[1]	4
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Public Sector and IDA Portfolio Segment[Member]
Past due loans				$ 0
[1]	Only classes with past-due or nonaccrual loans are shown.

Note 3 - Allowance for Loan L34

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Non-impaired gross loans	$ 644,005	$ 639,373
Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	33,234	36,075
Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	158,657	156,841
Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	327,395	328,675
Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	41,100	38,783
Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	33,044	33,525
Pass [Member]
Non-impaired gross loans	629,420	622,802
Pass [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	50,575	45,474
Special Mention [Member]
Non-impaired gross loans	11,380	13,519
Special Mention [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	0	0
Classified Excluding Impaired [Member]
Non-impaired gross loans	3,205	3,052
Classified Excluding Impaired [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	0	0
Construction, 1-4 Family Residential [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	10,950	11,635
Construction, 1-4 Family Residential [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	3,301	3,468
Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Construction Other [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	18,983	20,972
Construction Other [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Construction Other [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Equity Lines [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	17,012	17,034
Equity Lines [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	48	82
Equity Lines [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	49	0
Closed End First Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	84,807	83,658
Closed End First Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	870	1,267
Closed End First Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	583	580
Closed End Junior Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	4,775	4,861
Closed End Junior Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	15	15
Closed End Junior Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	66	151
Investor Owned Residential Real Estate [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	49,561	48,277
Investor Owned Residential Real Estate [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	330	333
Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	541	583
Multifamily Real Estate [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	99,587	99,002
Multifamily Real Estate [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	959	1,733
Multifamily Real Estate [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	441	0
Commercial Real Estate, Owner Occupied [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	114,009	120,170
Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	946	1,188
Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	1,329	1,425
Commercial Real Estate Other [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	108,598	103,534
Commercial Real Estate Other [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	1,526	1,543
Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans		80
Commercial and Industrial [Member] | Pass [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	38,343	35,521
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	2,739	3,229
Commercial and Industrial [Member] | Classified Excluding Impaired [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	18	33
Credit Card Receivable [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	5,483	5,978
Credit Card Receivable [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Credit Card Receivable [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Automobile Loan [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	14,984	14,457
Automobile Loan [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	27	25
Automobile Loan [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	166	192
Other Consumer Loans [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	11,753	12,229
Other Consumer Loans [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	619	636
Other Consumer Loans [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	$ 12	$ 8

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) $ in Thousands	Mar. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Number of Temporarily Impaired Securities	314
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 292,607
Continuous Unrealized Loss Position Aggregate Losses	$ 5,343
Number of Temporarily Impaired Securities Greater than Twelve Months	5
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 3,564	$ 2,475
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	88	178
Federal Home Loan Bank of Atlanta [Member] | National Bank of Blacksburg [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	478,903
Restricted Stock [Member]
Restricted Investments	$ 1,200	1,170
US Government Agencies Debt Securities [Member]
Number of Temporarily Impaired Securities	2
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 1,995
Continuous Unrealized Loss Position Aggregate Losses	4
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	1,995	996
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 4	4
US States and Political Subdivisions Debt Securities [Member]
Number of Temporarily Impaired Securities	2
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 1,389
Continuous Unrealized Loss Position Aggregate Losses	75
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	1,389	1,316
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 75	148
Other Securities [Member]
Number of Temporarily Impaired Securities	1
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 180
Continuous Unrealized Loss Position Aggregate Losses	9
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	180	163
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 9	$ 26

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities available-for-sale, Amortized Costs	$ 308,241	$ 309,842
Securities available-for-sale, Gross Unrealized Gains	920	808
Securities available-for-sale, Gross Unrealized Losses	4,785	6,328
Securities available-for-sale, Fair Values	304,376	304,282
US Government Agencies Debt Securities [Member]
Securities available-for-sale, Amortized Costs	291,278	291,271
Securities available-for-sale, Gross Unrealized Gains	584	492
Securities available-for-sale, Gross Unrealized Losses	4,649	6,165
Securities available-for-sale, Fair Values	287,213	285,598
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, Amortized Costs	9,977	11,482
Securities available-for-sale, Gross Unrealized Gains	185	211
Securities available-for-sale, Gross Unrealized Losses	0	0
Securities available-for-sale, Fair Values	10,162	11,693
Collateralized Mortgage Backed Securities [Member]
Securities available-for-sale, Amortized Costs	782	845
Securities available-for-sale, Gross Unrealized Gains	82	85
Securities available-for-sale, Gross Unrealized Losses	0	0
Securities available-for-sale, Fair Values	864	930
Corporate Debt Securities [Member]
Securities available-for-sale, Amortized Costs	6,015	6,015
Securities available-for-sale, Gross Unrealized Gains	69	20
Securities available-for-sale, Gross Unrealized Losses	127	137
Securities available-for-sale, Fair Values	5,957	5,898
Other Securities [Member]
Securities available-for-sale, Amortized Costs	189	189
Securities available-for-sale, Gross Unrealized Gains	0	0
Securities available-for-sale, Gross Unrealized Losses	9	26
Securities available-for-sale, Fair Values	$ 180	$ 163

Note 4 - Securities - Securit37

Note 4 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Amortized cost, Due in one year or less, available for sale securities	$ 4,160
Fair value, Due in one year or less, available for sale securities	4,169
Amortized cost, Due after one year through five years, available for sale securities	204,152
Fair value, Due after one year through five years, available for sale securities	201,752
Amortized cost, Due after five years through ten years, available for sale securties	75,541
Fair value, Due after five years through ten years, available for sale securities	73,852
Amortized cost, Due after ten years, available for sale securities	24,199
Fair value, Due after ten years, available for sale securities	24,423
Amortized cost, No maturity, available for sale securities	189
Fair value, No maturity, available for sale securities	180
Amortized cost, Total securities available for sale	308,241
Securities available for sale	304,376	$ 304,282
Amortized cost, Due in one year or less, held to maturity securities	7,620
Fair value, Due in one year or less, held to maturity securities	7,778
Amortized cost, Due after one year through five years, held to maturity securities	26,018
Fair value, Due after one year through five years, held to maturity securities	27,490
Amortized cost, Due after five years through ten years, held to maturity securities	20,849
Fair value, Due after give years through ten years, held to maturity securities	21,558
Amortized cost, Due after ten years, held to maturity securities	79,109
Fair value, Due after ten years, held to maturity securities	80,308
Securities held to maturity (fair value of $137,134 at March 31, 2017 and $137,692 at December 31, 2016)	133,596	134,957
Securities held to maturity, fair value	$ 137,134	$ 137,692

Note 4 - Securities - Securit38

Note 4 - Securities - Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities held-to-maturity, Amortized Costs	$ 133,596	$ 134,957
Securities held-to-maturity, Gross Unrealized Gains	4,096	3,817
Securities held-to-maturity, Gross Unrealized Losses	558	1,082
Securities held-to-maturity, Fair Values	137,134	137,692
US Government Agencies Debt Securities [Member]
Securities held-to-maturity, Amortized Costs	3,934	3,934
Securities held-to-maturity, Gross Unrealized Gains	220	201
Securities held-to-maturity, Gross Unrealized Losses	0	0
Securities held-to-maturity, Fair Values	4,154	4,135
US States and Political Subdivisions Debt Securities [Member]
Securities held-to-maturity, Amortized Costs	128,437	129,783
Securities held-to-maturity, Gross Unrealized Gains	3,834	3,579
Securities held-to-maturity, Gross Unrealized Losses	558	1,082
Securities held-to-maturity, Fair Values	131,713	132,280
Collateralized Mortgage Backed Securities [Member]
Securities held-to-maturity, Amortized Costs	248	265
Securities held-to-maturity, Gross Unrealized Gains	28	30
Securities held-to-maturity, Gross Unrealized Losses	0	0
Securities held-to-maturity, Fair Values	276	295
Corporate Debt Securities [Member]
Securities held-to-maturity, Amortized Costs	977	975
Securities held-to-maturity, Gross Unrealized Gains	14	7
Securities held-to-maturity, Gross Unrealized Losses	0	0
Securities held-to-maturity, Fair Values	$ 991	$ 982

Note 4 - Securities - Securit39

Note 4 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities in a Continuours Loss Position, Less Than 12 Months, Fair Value	$ 289,043	$ 295,295
Securities in a Continuours Loss Position, Less Than 12 Months, Unrealized Loss	5,255	7,232
Securities in a Continuours Loss Position, 12 Months or More, Fair Value	3,564	2,475
Securities in a Continuours Loss Position, 12 Months or More, Unrealized Loss	88	178
US Government Agencies Debt Securities [Member]
Securities in a Continuours Loss Position, Less Than 12 Months, Fair Value	264,648	260,150
Securities in a Continuours Loss Position, Less Than 12 Months, Unrealized Loss	4,645	6,161
Securities in a Continuours Loss Position, 12 Months or More, Fair Value	1,995	996
Securities in a Continuours Loss Position, 12 Months or More, Unrealized Loss	4	4
US States and Political Subdivisions Debt Securities [Member]
Securities in a Continuours Loss Position, Less Than 12 Months, Fair Value	21,505	31,257
Securities in a Continuours Loss Position, Less Than 12 Months, Unrealized Loss	483	934
Securities in a Continuours Loss Position, 12 Months or More, Fair Value	1,389	1,316
Securities in a Continuours Loss Position, 12 Months or More, Unrealized Loss	75	148
Corporate Debt Securities [Member]
Securities in a Continuours Loss Position, Less Than 12 Months, Fair Value	2,890	3,888
Securities in a Continuours Loss Position, Less Than 12 Months, Unrealized Loss	127	137
Securities in a Continuours Loss Position, 12 Months or More, Fair Value	0
Securities in a Continuours Loss Position, 12 Months or More, Unrealized Loss	0	0
Other Securities [Member]
Securities in a Continuours Loss Position, Less Than 12 Months, Fair Value	0
Securities in a Continuours Loss Position, Less Than 12 Months, Unrealized Loss	0
Securities in a Continuours Loss Position, 12 Months or More, Fair Value	180	163
Securities in a Continuours Loss Position, 12 Months or More, Unrealized Loss	$ 9	$ 26

Note 6 - Defined Benefit Plan40

Note 6 - Defined Benefit Plan (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 507

Note 6 - Defined Benefit Plan -

Note 6 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Service cost	$ 173	$ 174
Interest cost	186	189
Expected return on plan assets	(274)	(272)
Amortization of prior service cost	(27)	(27)
Recognized net actuarial loss	135	143
Net periodic benefit cost	$ 193	$ 207

Note 7 - Fair Value Measureme42

Note 7 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0

Note 7 - Fair Value Measureme43

Note 7 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities available for sale	$ 304,376	$ 304,282
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	304,376	304,282
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
US Government Agencies Debt Securities [Member]
Securities available for sale	287,213	285,598
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	287,213	285,598
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	10,162	11,693
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	10,162	11,693
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Collateralized Mortgage Backed Securities [Member]
Securities available for sale	864	930
Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	864	930
Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	5,957	5,898
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	5,957	5,898
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Other Securities [Member]
Securities available for sale	180	163
Other Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Other Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	180	163
Other Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	$ 0	$ 0

Note 7 - Fair Value Measureme44

Note 7 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Impaired loans net of valuation allowance	$ 869	$ 878
Other real estate owned net of valuation allowance	2,952	3,156
Fair Value, Inputs, Level 1 [Member]
Impaired loans net of valuation allowance	0	0
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans net of valuation allowance	0	0
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans net of valuation allowance	869	878
Other real estate owned net of valuation allowance	$ 2,952	$ 3,156

Note 7 - Fair Value Measureme45

Note 7 - Fair Value Measurements - Level 3 Fair Value Measurements (Details)		3 Months Ended	12 Months Ended
		Mar. 31, 2017	Dec. 31, 2016
Impaired loans [Member] | Present Value of Cash Flows [Member] | Minimum [Member]
Discount rate		6.75%	6.75%
Impaired loans [Member] | Present Value of Cash Flows [Member] | Maximum [Member]
Discount rate		8.00%	8.00%
Impaired loans [Member] | Present Value of Cash Flows [Member] | Weighted Average [Member]
Discount rate		7.35%	7.35%
Other Real Estate Owned [Member] | Discounted Appraised Value [Member] | Minimum [Member]
Discount rate		0.00%	0.00%
Selling cost	[1]	2.91%	2.91%
Other Real Estate Owned [Member] | Discounted Appraised Value [Member] | Maximum [Member]
Discount rate		53.46%	53.46%
Selling cost		8.60%	8.60%
Other Real Estate Owned [Member] | Discounted Appraised Value [Member] | Weighted Average [Member]
Discount rate		8.58%	13.66%
Selling cost		4.93%	6.48%
[1]	The Company markets other real estate owned both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not discounted by selling costs.

Note 7 - Fair Value Measureme46

Note 7 - Fair Value Measurements - Estimated Fair Values and Related Carrying Amounts of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Reported Value Measurement [Member]
Financial Assets:
Cash and due from banks	$ 13,654	$ 13,974
Interest-bearing deposits	85,552	80,268
Securities	437,972	439,239
Restricted securities	1,200	1,170
Loans held for sale	608	478
Loans, net	644,052	639,452
Accrued interest receivable	5,267	5,260
Bank-owned life insurance	23,141	22,998
Financial Liabilities:
Deposits	1,046,480	1,043,442
Accrued interest payable	45	55
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and due from banks	13,654	13,974
Interest-bearing deposits	85,552	80,268
Securities	0	0
Restricted securities	0	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Financial Liabilities:
Deposits	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities	441,510	441,974
Restricted securities	1,200	1,170
Loans held for sale	608	478
Loans, net	0	0
Accrued interest receivable	5,267	5,260
Bank-owned life insurance	23,141	22,998
Financial Liabilities:
Deposits	883,364	874,001
Accrued interest payable	45	55
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities	0	0
Restricted securities	0	0
Loans held for sale	0	0
Loans, net	650,209	658,386
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Financial Liabilities:
Deposits	160,473	166,946
Accrued interest payable	$ 0	$ 0

Note 8 - Components of Accumu47

Note 8 - Components of Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Balances	$ 178,263	$ 172,114
Balances	182,987	179,237
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Balances	(3,588)	(2,667)
Unrealized holding gain (loss) on available for sale securities, net of tax	1,075	3,348
Reclassification adjustment, net of tax	0	(4)
Balances	(2,513)	677
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances	(5,071)	(5,270)
Unrealized holding gain (loss) on available for sale securities, net of tax	0	0
Reclassification adjustment, net of tax	0	0
Balances	(5,071)	(5,270)
AOCI Attributable to Parent [Member]
Balances	(8,659)	(7,937)
Unrealized holding gain (loss) on available for sale securities, net of tax	1,075	3,348
Reclassification adjustment, net of tax	0	(4)
Balances	$ (7,584)	$ (4,593)

Note 8 - Components of Accumu48

Note 8 - Components of Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	$ 580,000	$ 1,802,000
Reclassification adjustment for gain included in net income, taxes	0	(2,000)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	0	0
Reclassification adjustment for gain included in net income, taxes	0	0
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	580,000	1,802,000
Reclassification adjustment for gain included in net income, taxes	$ 0	$ (2,000)

Note 8 - Components of Accumu49

Note 8 - Components of Accumulated Other Comprehensive Loss - Reclassifications Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Income taxes	$ 0	$ 2
Realized gain on available-for-sale securities, net of tax, reclassified out of accumulated other comprehensive loss	0	(4)
Reclassification out of Accumulated Other Comprehensive Income [Member]
Realized securities gain, net	0	(6)
Income taxes	0	2
Realized gain on available-for-sale securities, net of tax, reclassified out of accumulated other comprehensive loss	$ 0	$ (4)