National Bankshares (NKSH) 10-Q7 Nov 192019 Q3 Quarterly reportFinancial data

Company Profile

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
Document And Entity Information - shares	Sep. 30, 2019	Nov. 05, 2019
Document Information [Line Items]
Entity Registrant Name	NATIONAL BANKSHARES INC
Entity Central Index Key	0000796534
Trading Symbol	nksh
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		6,489,574
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common Stock

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 14,206	$ 12,882
Interest-bearing deposits	135,490	43,491
Securities available for sale, at fair value	334,150	425,010
Restricted stock, at cost	1,220	1,220
Loans held for sale	2,333	72
Loans:
Loans, net of unearned income and deferred fees and costs	722,287	709,799
Less allowance for loan losses	(7,262)	(7,390)
Loans, net	715,025	702,409
Premises and equipment, net	8,993	8,646
Operating lease right-of-use asset	2,351
Accrued interest receivable	4,233	5,160
Other real estate owned, net	1,470	2,052
Goodwill	5,848	5,848
Bank-owned life insurance	35,338	34,657
Other assets	12,064	14,585
Total assets	1,272,721	1,256,032
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	217,720	195,441
Interest-bearing demand deposits	580,533	616,527
Savings deposits	145,188	138,175
Time deposits	124,586	101,799
Total deposits	1,068,027	1,051,942
Accrued interest payable	133	89
Operating lease liability	2,358
Other liabilities	14,215	13,763
Total liabilities	1,084,733	1,065,794
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 6,489,574 shares at September 30, 2019 and 6,957,974 shares at December 31, 2018	8,112	8,698
Retained earnings	184,016	193,625
Accumulated other comprehensive loss, net	(4,140)	(12,085)
Total stockholders' equity	187,988	190,238
Total liabilities and stockholders' equity	$ 1,272,721	$ 1,256,032

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,489,574	6,957,974
Common stock, shares outstanding (in shares)	6,489,574	6,957,974

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income
Interest and fees on loans	$ 8,548	$ 8,005	$ 25,277	$ 23,159
Interest on interest-bearing deposits	407	111	1,048	509
Interest on securities – taxable	1,565	1,771	4,851	5,125
Interest on securities – nontaxable	768	1,058	2,543	3,362
Total interest income	11,288	10,945	33,719	32,155
Interest Expense
Interest on time deposits	523	107	1,239	344
Interest on other deposits	1,342	1,034	4,333	3,023
Interest on borrowed funds		104		104
Total interest expense	1,865	1,245	5,572	3,471
Net interest income	9,423	9,700	28,147	28,684
Provision for loan losses	95	223	350	93
Net interest income after provision for loan losses	9,328	9,477	27,797	28,591
Noninterest Income:
Noninterest Income	1,576	1,570	4,572	4,687
BOLI income	230	222	681	678
Other income	227	282	1,368	801
Realized securities gain, net	162		182
Total noninterest income	2,098	1,914	6,443	5,805
Noninterest Expense
Salaries and employee benefits	3,823	3,639	11,446	10,878
Occupancy, furniture and fixtures	468	433	1,410	1,396
Data processing and ATM	823	684	2,363	2,024
FDIC assessment		88	167	269
Intangible assets amortization		12		37
Net costs of other real estate owned	17	274	45	523
Franchise taxes	343	314	990	965
Other operating expenses	912	1,019	2,883	2,949
Total noninterest expense	6,386	6,463	19,304	21,051
Income before income taxes	5,040	4,928	14,936	13,345
Income tax expense	788	677	2,247	1,757
Net Income	$ 4,252	$ 4,251	$ 12,689	$ 11,588
Basic net income per common share (in dollars per share)	$ 0.65	$ 0.61	$ 1.92	$ 1.67
Fully diluted net income per common share (in dollars per share)	$ 0.65	$ 0.61	$ 1.92	$ 1.67
Weighted average number of common shares outstanding – basic and diluted (in shares)	6,499,957	6,957,974	6,611,354	6,957,974
Dividends declared per common share (in dollars per share)			$ 0.67	$ 0.58
Write-down of insurance receivable				$ 2,010
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 643	$ 673	1,840	2,037
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	46	20	149	87
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	350	362	1,015	1,071
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 440	$ 355	$ 1,208	$ 1,131

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net Income	$ 4,252	$ 4,251	$ 12,689	$ 11,588
Other Comprehensive Income (Loss), Net of Tax
Unrealized holding gain (loss) on available for sale securities net of tax	544	(1,945)	8,089	(5,182)
Reclassification adjustment for gain included in net income, net of tax	(128)		(144)
Other comprehensive income (loss), net of tax	416	(1,945)	7,945	(4,291)
Total Comprehensive Income	4,668	2,306	20,634	7,297
Net Income	$ 4,252	$ 4,251	12,689	11,588
Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax				$ 891

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Unrealized holding gain (loss) on available for sale securities, tax	$ 146	$ (517)	$ 2,149	$ (1,378)
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax	$ (34)		(38)
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax			$ 237

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2017	$ 8,698	$ 185,893	$ (9,695)	$ 184,896
Net income		11,588		11,588
Other comprehensive income (loss), net of tax			(4,291)	(4,291)
Dividends		(4,036)		(4,036)
Balance at Sep. 30, 2018	8,698	193,445	(13,986)	188,157
Balance at Jun. 30, 2018	8,698	189,194	(12,041)	185,851
Net income		4,251		4,251
Other comprehensive income (loss), net of tax			(1,945)	(1,945)
Balance at Sep. 30, 2018	8,698	193,445	(13,986)	188,157
Balance at Dec. 31, 2018	8,698	193,625	(12,085)	190,238
Net income		12,689		12,689
Other comprehensive income (loss), net of tax			7,945	7,945
Common stock repurchased	(586)	(17,939)		(18,525)
Dividends		(4,359)		(4,359)
Balance at Sep. 30, 2019	8,112	184,016	(4,140)	187,988
Balance at Jun. 30, 2019	8,132	180,272	(4,556)	183,848
Net income		4,252		4,252
Other comprehensive income (loss), net of tax			416	416
Common stock repurchased	(20)	(508)		(528)
Balance at Sep. 30, 2019	$ 8,112	$ 184,016	$ (4,140)	$ 187,988

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
AOCI Attributable to Parent [Member]
Other comprehensive income (loss), tax	$ 112	$ (517)	$ 2,111	$ (1,141)
Retained Earnings [Member]
Cash dividend, per share (in dollars per share)			$ 0.67	$ 0.58
Common stock repurchased, shares (in shares)	16,000		468,400
Cash dividend, per share (in dollars per share)			$ 0.67	$ 0.58

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
Consolidated Statements of Cash Flows (Unaudited) - USD ($)	Sep. 30, 2019	Sep. 30, 2018
Cash Flows from Operating Activities
Net income	$ 12,689,000	$ 11,588,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	350,000	93,000
Depreciation of bank premises and equipment	(552,000)	(595,000)
Amortization of intangibles		37,000
Amortization of premiums and accretion of discounts, net	52,000	43,000
Gains on disposal of fixed assets	(6,000)
Gain on sales and calls of securities available for sale, net	(182,000)
Loss and write-down on other real estate owned, net	5,000	464,000
Gain on sale of repossessed assets, net	4,000
Increase in cash value of bank-owned life insurance	(681,000)	(678,000)
Origination of mortgage loans held for sale	(15,191,000)	(11,032,000)
Proceeds from sale of mortgage loans held for sale	13,127,000	10,430,000
Gain on sale of mortgage loans held for sale	(197,000)	(165,000)
Write-down of insurance receivable		2,010,000
Lease expense – Operating	7,000
Net change in:
Accrued interest receivable	927,000	(292,000)
Other assets	409,000	323,000
Accrued interest payable	44,000	103,000
Other liabilities	452,000	726,000
Net cash provided by operating activities	12,361,000	14,245,000
Cash Flows from Investing Activities
Net change in interest-bearing deposits	(91,999,000)	22,905,000
Proceeds from calls, principal payments, sales and maturities of securities available for sale	235,900,000	22,424,000
Proceeds from calls, principal payments and maturities of securities held to maturity		6,430,000
Purchase of securities available for sale	(134,854,000)	(24,263,000)
Net change in restricted stock		(1,508,000)
Purchase of loan participations	(673,000)	(7,726,000)
Collection of loan participations	3,219,000	856,000
Loan originations and principal collections, net	(15,788,000)	(27,382,000)
Proceeds from sale of other real estate owned	592,000	139,000
Proceeds from sale of repossessed assets	40,000
Recoveries on loans charged off	218,000	182,000
Proceeds from sale and purchases of premises and equipment, net	(893,000)	(1,101,000)
Net cash used in investing activities	(4,238,000)	(9,044,000)
Cash Flows from Financing Activities
Net change in time deposits	22,787,000	(18,717,000)
Net change in other deposits	(6,702,000)	(18,841,000)
Common stock repurchased	(18,525,000)
Cash dividends paid	(4,359,000)	(4,036,000)
Borrowing advances		35,000,000
Net cash used in financing activities	(6,799,000)	(6,594,000)
Net change in cash and due from banks	1,324,000	(1,393,000)
Cash and due from banks at beginning of period	12,882,000	12,926,000
Cash and due from banks at end of period	14,206,000	11,533,000
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits	5,528,000	3,368,000
Income taxes paid	1,756,000	1,054,000
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for loan losses	696,000	487,000
Loans transferred to OREO	15,000
Unrealized net gain (loss) on securities available for sale	10,056,000	(6,560,000)
Unrealized net gain on securities transferred from held to maturity to available for sale		1,128,000
Fair value of securities transferred from held to maturity to available for sale		119,790,000
Accounting Standards Update 2016-02 [Member]
Supplemental Disclosure of Noncash Activities
Increase in operating lease right-of-use asset upon adoption of ASU 2016-02	968,000
Increase in operating lease liability upon adoption of ASU 2016-02	$ 968,000

Note 1 - General

Note 1 - General	9 Months Ended
Note 1 - General	Sep. 30, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1 : General The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (“NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three nine September 30, 2019 not 10 2018 10 1934 Accounting Standards Adopted in 201 9 ASU No. 201 6 - 0 2 , “ Leases (Topic 842 ” In February 2016, No. 2016 02, “Leases (Topic 842 1 2 not may not Subsequent to the issuance of ASU 2016 02, No. 2018 01, “Leases (Topic 842 842,” No. 2018 10, “Codification Improvements to Topic 842, No. 2018 11, “Leases (Topic 842 No. 2018 20, “Leases (Topic 842 No. 2019 01 “Leases (Topic 842 2018 11 840, Upon adoption on January 1, 2019, 2018 11. no not not not January 1, 2019 12 January 1, 2019. ASU No. 201 7 - 0 8 , “ Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 on Purchased Callable Debt Securities ” In March 2017, 2017‐08, Receivables—Nonrefundable Fees and Other Costs (Subtopic 310 ‐ 20 January 1, 2019. not no

Note 2 - Loan Portfolio

Note 2 - Loan Portfolio	9 Months Ended
Note 2 - Loan Portfolio	Sep. 30, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 2 : Loan Portfolio The loan portfolio, excluding loans held for sale, was comprised of the following. September 30, 2019 December 31, 2018 Real estate construction $ 42,972 $ 37,845 Consumer real estate 179,114 175,456 Commercial real estate 360,493 353,546 Commercial non real estate 45,866 46,535 Public sector and IDA 59,731 60,777 Consumer non real estate 34,583 36,238 Gross loans 722,759 710,397 Less unearned income and deferred fees and costs (472 ) (598 ) Loans, net of unearned income and deferred fees and costs $ 722,287 $ 709,799

Note 3 - Allowance for Loan Los

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 3 : Allowance for Loan Losses, Nonperforming Assets and Impaired Loans The allowance for loan losses methodology incorporates individual evaluation of impaired loans and collective evaluation of groups of non-impaired loans. The Company performs ongoing analysis of the loan portfolio to determine credit quality and to identify impaired loans. Credit quality is rated based on the loan’s payment history, the borrower’s current financial situation and value of the underlying collateral. Impaired Loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts will not not not six may 2018 10 1: Troubled debt restructurings impact the estimation of the appropriate level of the allowance for loan losses. If the restructuring included forgiveness of a portion of principal or accrued interest, the charge-off is included in the historical charge-off rates applied to the collective evaluation methodology. Restructured loans are individually evaluated for impairment, and the amount of a restructured loan’s book value in excess of its fair value is accrued as a specific allocation in the allowance for loan losses. If a TDR loan payment exceeds 90 not may Collectively-Evaluated Loans The Company evaluated characteristics in the loan portfolio and determined major segments and smaller classes within each segment. These characteristics include collateral type, repayment sources, and (if applicable) the borrower’s business model. The methodology for calculating reserves for collectively-evaluated loans is applied at the class level. Portfolio Segments and Classes The segments and classes used in determining the allowance for loan losses are as follows. Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner-occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans Historical Loss Rates The Company’s allowance methodology for collectively-evaluated loans applies historical loss rates by class to current class balances as part of the process of determining required reserves. Class loss rates are calculated as the net charge-offs for the class as a percentage of average class balance. The Company averages loss rates for the most recent 8 Two loss rates for each class are calculated: total net charge-offs for the class as a percentage of average class loan balance (“class loss rate”), and total net charge-offs for the class as a percentage of average classified loans in the class (“classified loss rate”). Classified loans are those with risk ratings of “substandard” or lower. Net charge-offs in both calculations include charge-offs and recoveries of classified and non-classified loans as well as those associated with impaired loans. Class historical loss rates are applied to non-classified loan balances at the reporting date, and classified historical loss rates are applied to classified balances at the reporting date. Risk Factors In addition to historical loss rates, risk factors pertinent to credit risk for each class are analyzed to estimate reserves for collectively-evaluated loans. Factors include changes in national and local economic and business conditions, the nature and volume of classes within the portfolio, loan quality, loan officers’ experience, lending policies and the Company’s loan review system. The analysis of certain factors results in standard allocations to all segments and classes. These factors include the risk from changes in lending policies, loan officers’ average years of experience, unemployment levels, bankruptcy rates, interest rate environment, and competition/legal/regulatory environments. Factors analyzed for each class, with resultant allocations based upon the level of risk assessed for each class, include the risk from changes in loan review, levels of past due loans, levels of nonaccrual loans, current class balance as a percentage of total loans, and the percentage of high risk loans within the class. Additionally, factors specific to each segment are analyzed and result in allocations to the segment. Please refer to Note 1: 10 Real estate construction loans are subject to general risks from changing commercial building and housing market trends and economic conditions that may The credit quality of consumer real estate is subject to risks associated with the borrower’s repayment ability and collateral value, measured generally by analyzing local unemployment and bankruptcy trends, local housing market trends, and interest rates. The commercial real estate segment includes loans secured by multifamily residential real estate, commercial real estate occupied by the owner/borrower, and commercial real estate leased to non-owners. Loans in the commercial real estate segment are impacted by economic risks from changing commercial real estate markets, rental markets for multi-family housing and commercial buildings, business bankruptcy rates, local unemployment and interest rate trends that would impact the businesses housed by the commercial real estate. Commercial non real estate loans are secured by collateral other than real estate, or are unsecured. Credit risk for commercial non real estate loans is subject to economic conditions, generally monitored by local business bankruptcy trends, and interest rates. Public sector and IDA loans are extended to municipalities and related entities. Credit risk is based upon the entity’s ability to repay and interest rate trends. Consumer non real estate includes credit cards, automobile and other consumer loans. Credit cards and certain other consumer loans are unsecured, while collateral is obtained for automobile loans and other consumer loans. Credit risk stems primarily from the borrower’s ability to repay, measured by average unemployment, average personal bankruptcy rates and interest rates. Factor allocations applied to each class are increased for loans rated special mention and increased to a greater extent for loans rated classified. The Company allocates additional reserves for “high risk” loans. High risk loans include junior liens, interest only and high loan to value loans. A detailed analysis showing the allowance roll-forward by portfolio segment and related loan balance by segment follows. A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2018 $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390 Charge-offs --- (147 ) (150 ) --- --- (399 ) --- (696 ) Recoveries --- --- 37 --- --- 181 --- 218 Provision for (recovery of) loan losses 56 199 14 (75 ) (93 ) 156 93 350 Balance, September 30 , 201 9 $ 454 $ 2,101 $ 2,699 $ 527 $ 490 $ 688 $ 303 $ 7,262 A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 3 0 , 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2017 $ 337 $ 2,027 $ 3,044 $ 1,072 $ 419 $ 707 $ 319 $ 7,925 Charge-offs --- (36 ) --- (107 ) --- (344 ) --- (487 ) Recoveries --- 2 37 22 --- 121 --- 182 Provision for (recovery of) loan losses 137 185 (42 ) (305 ) 151 240 (273 ) 93 Balance, September 3 0 , 201 8 $ 474 $ 2,178 $ 3,039 $ 682 $ 570 $ 724 $ 46 $ 7,713 A ctivity in the Allowance for Loan Losses for the Year Ended December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2017 $ 337 $ 2,027 $ 3,044 $ 1,072 $ 419 $ 707 $ 319 $ 7,925 Charge-offs --- (38 ) --- (107 ) --- (544 ) --- (689 ) Recoveries --- 3 49 22 --- 161 --- 235 Provision for (recovery of) loan losses 61 57 (295 ) (385 ) 164 426 (109 ) (81 ) Balance, December 31 , 201 8 $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390 Allowance for Loan Losses as of September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 3 $ --- $ 117 $ --- $ --- $ --- $ 120 Collectively evaluated for impairment 454 2,098 2,699 410 490 688 303 7,142 Total $ 454 $ 2,101 $ 2,699 $ 527 $ 490 $ 688 $ 303 $ 7,262 Allowance for Loan Losses as of December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 4 $ --- $ 135 $ --- $ --- $ --- $ 139 Collectively evaluated for impairment 398 2,045 2,798 467 583 750 210 7,251 Total $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390 Loans as of September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 1,398 $ 3,892 $ 938 $ --- $ 5 $ --- $ 6,233 Collectively evaluated for impairment 42,972 177,716 356,601 44,928 59,731 34,578 --- 716,526 Total $ 42,972 $ 179,114 $ 360,493 $ 45,866 $ 59,731 $ 34,583 $ --- $ 722,759 Loans as of December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 1,452 $ 4,340 $ 1,015 $ --- $ 13 $ --- $ 6,820 Collectively evaluated for impairment 37,845 174,004 349,206 45,520 60,777 36,225 --- 703,577 Total $ 37,845 $ 175,456 $ 353,546 $ 46,535 $ 60,777 $ 36,238 $ --- $ 710,397 A summary of ratios for the allowance for loan losses follows. As of and for the Nine Months Ended September 30, Year E nded December 31, 2019 2018 2018 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs 1.01 % 1.10 % 1.04 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (1) 0.09 % 0.06 % 0.07 % ( 1 Net charge-offs are on an annualized basis. A summary of nonperforming assets follows. September 30, December 31, 2019 2018 2018 Nonperforming assets: Nonaccrual loans $ 699 $ 220 $ 311 Restructured loans in nonaccrual 3,377 2,856 3,109 Total nonperforming loans 4,076 3,076 3,420 Other real estate owned, net 1,470 2,214 2,052 Total nonperforming assets $ 5,546 $ 5,290 $ 5,472 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.77 % 0.75 % 0.77 % Ratio of allowance for loan losses to nonperforming loans (1) 178.16 % 250.75 % 216.08 % ( 1 The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Nonperforming loans do not 90 A summary of loans past due 90 September 30, December 31, 2019 2018 2018 Loans past due 90 days or more and still accruing $ 212 $ 63 $ 35 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.03 % 0.01 % 0.00 % Accruing restructured loans $ 1,880 $ 7,843 $ 2,552 Impaired loans: Impaired loans with no valuation allowance $ 5,163 $ 10,530 $ 5,667 Impaired loans with a valuation allowance 1,070 1,404 1,153 Total impaired loans $ 6,233 $ 11,934 $ 6,820 Valuation allowance (120 ) (156 ) (139 ) Impaired loans, net of allowance $ 6,113 $ 11,778 $ 6,681 Average recorded investment in impaired loans (1) $ 6,729 $ 12,684 $ 9,788 Interest income recognized on impaired loans, after designation as impaired $ 144 $ 414 $ 250 Amount of income recognized on a cash basis $ --- $ --- $ --- ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. Nonaccrual loan relationships that meet the Company’s balance threshold of $250 $250 not No nine September 30, 2019 September 30, 2018 December 31, 2018. A detailed analysis of investment in impaired loans and associated reserves, segregated by loan class follows. Impaired Loans as of September 30, 2019 Principal Balance Total Recorded Investment (1) Recorded Investment (1 ) There is No Related Allowance Recorded Investment (1) Related Allowance Co nsumer Real Estate (2) Equity lines $ 98 $ 98 $ 98 $ --- $ --- Residential closed-end first liens 749 737 737 --- --- Residential closed-end junior liens 132 132 --- 132 3 Investor-owned residential real estate 441 431 431 --- --- Commercial Real Estate (2) Multifamily 281 281 281 --- --- Commercial real estate, owner-occupied 1,185 1,160 1,160 --- --- Commercial real estate, other 2,867 2,451 2,451 --- --- Commercial Non Real Estate (2) Commercial and industrial 938 938 --- 938 117 Consumer Non Real Estate (2) Automobile 5 5 5 --- --- Total $ 6,696 $ 6,233 $ 5,163 $ 1,070 $ 120 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. Impaired Loans as of December 31, 2018 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Which There is No Related Allowance Recorded Investment (1) Related Allowance Related Allowance Co nsumer Real Estate (2) Residential closed-end first liens $ 728 $ 719 $ 719 $ --- $ --- Residential closed-end junior liens 144 143 --- 143 4 Investor-owned residential real estate 593 590 590 --- --- Commercial Real Estate (2) Multifamily real estate 485 483 483 --- --- Commercial real estate, owner occupied 1,363 1,363 1,363 --- --- Commercial real estate, other 2,867 2,494 2,494 --- --- Commercial Non Real Estate (2) Commercial and industrial 1,018 1,015 5 1,010 135 Consumer Non Real Estate (2) Automobile 13 13 13 --- --- Total $ 7,211 $ 6,820 $ 5,667 $ 1,153 $ 139 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. The following tables show the average recorded investment and interest income recognized for impaired loans. For the Nine Months Ended September 30, 2019 Average Recorded Investment (1) Interest Income Recognized Co nsumer Real Estate (2) Equity lines $ 97 $ 5 Residential closed-end first liens 990 10 Residential closed-end junior liens 137 6 Investor-owned residential real estate 432 14 Commercial Real Estate (2) Multifamily real estate 463 9 Commercial real estate, owner occupied 1,174 39 Commercial real estate, other 2,451 43 Commercial Non Real Estate (2) Commercial and industrial 976 18 Consumer Non Real Estate (2) Automobile 9 --- Total $ 6,729 $ 144 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. For the Nine Months Ended September 30, 2018 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 2,697 $ 108 Consumer Real Estate (2) Residential closed-end first liens 891 40 Residential closed-end junior liens 162 7 Investor-owned residential real estate 661 18 Commercial Real Estate (2) Multifamily real estate 298 12 Commercial real estate, owner occupied 3,934 145 Commercial real estate, other 2,829 55 Commercial Non Real Estate (2) Commercial and industrial 1,188 28 Consumer Non Real Estate Automobile 24 1 Total $ 12,684 $ 414 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. For the Year Ended December 31, 2018 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Residential closed-end first liens $ 1,202 $ 41 Residential closed-end junior liens 159 9 Investor-owned residential real estate 808 23 Commercial Real Estate (2) Multifamily real estate 491 20 Commercial real estate, owner occupied 3,038 75 Commercial real estate, other 2,744 54 Commercial Non Real Estate (2) Commercial and industrial 1,326 27 Co nsumer Non Real Estate (2) Automobile 20 1 Total $ 9,788 $ 250 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. The Company reviews nonaccrual loans on an individual loan basis to determine whether future payments are reasonably assured. To satisfy this criteria, the Company’s evaluation must determine that the underlying cause of the original delinquency or weakness that indicated nonaccrual status has been resolved, such as receipt of new guarantees, increased cash flows that cover the debt service or other resolution. Nonaccrual loans that demonstrate reasonable assurance of future payments and that have made at least six may An analysis of past due and nonaccrual loans September 30, 2019 30 – 89 Days Past Due and Accruing 90 or M ore Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 888 $ 717 $ 36 $ 681 Residential closed-end junior liens 22 132 132 --- Investor-owned residential real estate --- 264 --- 264 Commercial Real Estate (1) Multifamily real estate 94 --- --- --- Commercial real estate, owner-occupied 243 293 --- 531 Commercial real estate, other --- --- --- 2,451 Commercial Non Real Estate (1) Commercial and industrial 211 144 --- 144 Consumer Non Real Estate (1) Credit cards 1 1 1 --- Automobile 185 40 40 --- Other consumer loans 91 3 3 5 Total $ 1,735 $ 1,594 $ 212 $ 4,076 ( 1 Only classes with past-due or nonaccrual loans are shown. ( 2 ) Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status. December 31, 2018 30 – 89 Days Past Due and Accruing 90 or M ore Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 647 $ 119 $ --- $ 278 Residential closed-end junior liens 11 --- --- --- Investor-owned residential real estate --- --- --- 451 Commercial Real Estate (1) Multifamily real estate 291 192 --- 192 Commercial real estate, owner occupied 325 --- --- --- Commercial real estate, other --- --- --- 2,494 Commercial Non Real Estate (1) Commercial and industrial 10 2 2 5 Consumer Non Real Estate (1) Credit cards 5 --- --- --- Automobile 296 29 29 --- Other consumer loans 50 4 4 --- Total $ 1,635 $ 346 $ 35 $ 3,420 ( 1 Only classes with past-due or nonaccrual loans are shown. ( 2 ) Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status. The estimate of credit risk for non-impaired loans is obtained by applying allocations for internal and external factors. The allocations are increased for loans that exhibit greater credit quality risk. Credit quality indicators, which the Company terms risk grades, are assigned through the Company’s credit review function for larger loans and selective review of loans that fall below credit review thresholds. Loans that do not 75 75 50% 100% Determination of risk grades was completed for the portfolio as of September 30, 2019 December 31, 2018. The following displays collectively-evaluated loans by credit quality indicator. September 30, 2019 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 7,408 $ --- $ --- Construction, other 35,564 --- --- Consumer Real Estate Equity lines 15,984 --- --- Closed-end first liens 93,553 --- 587 Closed-end junior liens 3,976 --- --- Investor-owned residential real estate 63,593 --- 23 Commercial Real Estate Multifamily residential real estate 97,522 --- --- Commercial real estate owner-occupied 127,008 --- 30 Commercial real estate, other 132,041 --- --- Commercial Non Real Estate Commercial and industrial 44,719 62 147 Public Sector and IDA States and political subdivisions 59,731 --- --- Consumer Non Real Estate Credit cards 5,479 --- --- Automobile 15,648 --- 46 Other consumer 13,391 --- 14 Total $ 715,617 $ 62 $ 847 ( 1 Excludes impaired, if any. The following displays collectively-evaluated loans by credit quality indicator. December 31, 201 8 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 9,264 $ --- $ --- Construction, other 28,560 21 --- Consumer Real Estate Equity lines 16,026 38 --- Closed-end first liens 92,253 994 582 Closed-end junior liens 3,954 --- --- Investor-owned residential real estate 60,157 --- --- Commercial Real Estate Multifamily residential real estate 98,582 --- --- Commercial real estate owner-occupied 123,225 211 32 Commercial real estate, other 127,156 --- --- Commercial Non Real Estate Commercial and industrial 45,420 54 46 Public Sector and IDA States and political subdivisions 60,777 --- --- Consumer Non Real Estate Credit cards 5,724 --- --- Automobile 18,598 133 71 Other consumer 11,691 4 4 Total $ 701,387 $ 1,455 $ 735 ( 1 Excludes impaired, if any. Sales , Purchases and Reclassification of Loans The Company finances mortgages under “best efforts” contracts with mortgage purchasers. The mortgages are designated as held for sale upon initiation. There have been no Troubled Debt Restructurings From time to time the Company modifies loans in troubled debt restructurings. Total troubled debt restructurings amounted to $5,257 September 30, 2019, $5,661 December 31, 2018, $10,700 September 30, 2018. The Company modified one three nine September 30, 2019. The following table presents restructuring by class that occurred during the three September 30, 2019. Restructurings That Occurred During the Three Months Ended September 30, 2019 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Equity lines 1 $ 98 $ 98 Total 1 $ 98 $ 98 The restructuring completed during the three September 30, 2019 30 September 30, 2019 not The following table presents restructurings by class that occurred during the three September 30, 2018. Restructurings That Occurred During the Three Months Ended September 30, 2018 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Investor owned real estate 2 $ 338 $ 338 Total 2 $ 338 $ 338 The restructurings completed during the three September 30, 2018 12 September 30, 2018 not second September 30, 2018 not The following table presents restructurings by class that occurred during the nine September 30, 2019. Restructurings That Occurred During the Nine Months Ended September 30, 2019 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Equity lines 1 $ 98 $ 98 Total 1 $ 98 $ 98 The restructuring completed during the nine September 30, 2019 30 September 30, 2019 not The following table presents restructurings by class that occurred during the nine September 30, 2018. Restructurings That Occurred During the Nine Months Ended September 30, 2018 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Real Estate Construction Construction, other 2 $ 2,882 $ 2,882 Residential Real Estate Investor owned real estate 2 338 338 Commercial Real Estate Commercial real estate owner-occupied 2 715 715 Total 6 $ 3,935 $ 3,935 The Company restructured six nine September 30, 2018. September 30, 2018 not One of the investor owned real estate loans was restructured to provide for a 12 September 30, 2018 not second September 30, 2018 not Two commercial real estate loans were restructured to provide a 12 September 30, 2018 not The Company analyzed its TDR portfolio for loans that defaulted during the three nine September 30, 2019 September 30, 2018, 12 one 90 Of the Company's TDRs at September 30, 2019, seven one $263 12 no 12 no nine September 30, 2018, none 12

Note 4 - Securities

Note 4 - Securities	9 Months Ended
Note 4 - Securities	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 : Securities The amortized costs, gross unrealized gains, gross unrealized losses and fair values for securities available for sale by major security type are as follows. September 30, 2019 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 162,855 $ 2,636 $ 428 $ 165,063 States and political subdivisions 82,520 1,550 48 84,022 Mortgage-backed securities 81,141 91 298 80,934 Corporate debt securities 3,996 135 --- 4,131 Total securities available for sale $ 330,512 $ 4,412 $ 774 $ 334,150 December 31, 2018 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 306,264 $ 449 $ 6,666 $ 300,047 States and political subdivisions 118,564 1,218 1,166 118,616 Mortgage-backed securities 586 42 --- 628 Corporate debt securities 6,014 --- 295 5,719 Total securities available for sale $ 431,428 $ 1,709 $ 8,127 $ 425,010 The amortized cost and fair value of single maturity securities available for sale at September 30, 2019, may may September 30 , 201 9 Amortized Cost Fair Value Available for S ale: Due in one year or less $ 61,522 $ 61,525 Due after one year through five years 57,871 58,039 Due after five years through ten years 90,075 90,903 Due after ten years 121,044 123,683 Total securities available for sale $ 330,512 $ 334,150 Prior to the second 2018, second 2018, $119,790 $118,662, $1,128 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows. September 30, 2019 Less Than 12 Months 12 Months or More Fair Unrealized Fair Unrealized Temporarily Impaired Securities: U.S. Government agencies and corporations $ 27,231 $ 211 $ 71,778 $ 217 States and political subdivisions --- --- 591 48 Mortgage-backed securities 49,823 298 --- --- Total $ 77,054 $ 509 $ 72,369 $ 265 December 31, 2018 Less Than 12 Months 12 Months or More Fair Unrealized Fair Unrealized Temporarily I mpaired S ecurities: U.S. Government agencies and corporations $ 17,730 $ 216 $ 259,992 $ 6,450 States and political subdivisions 16,882 352 20,758 814 Corporate debt securities 4,842 194 876 101 Total $ 39,454 $ 762 $ 281,626 $ 7,365 The Company had 111 $149,423 September 30, 2019. $774. 73 $72,369 $265 twelve September 30, 2019 U.S. Government ag encies $217 72 $71,778. not not not may not States and political subdivisions . $48 1 $591. not not may not Restricted stock. $1,220 September 30, 2019 December 31, 2018. not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may $526,568 September 30, 2019. September 30, 2019, not Management regularly monitors the credit quality of the investment portfolio. Changes in ratings are noted and follow-up research on the issuer is undertaken when warranted. Management intends to carefully monitor any changes in bond quality.

Note 5 - Recent Accounting Pron

Note 5 - Recent Accounting Pronouncements	9 Months Ended
Note 5 - Recent Accounting Pronouncements	Sep. 30, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	Note 5 : Recent Accounting Pronouncements In June 2016, No. 2016 13, 326 October 16, 2019 December 15, 2019. December 15, 2022. 2016 13 In January 2017, No. 2017 04, 350 2 2 December 15, 2019. January 1, 2017. not 2017 04 In August 2018, 2018 13, 820 820 3 820 December 15, 2019, not 2018 13 In August 2018, 2018 14, 715 20 715 20 50 3, December 15, 2020. not 2018 14 In April 2019, 2019 04, 326, 815, 825, December 15, 2019, 2019 04 In May 2019, 2019 05, 326 326 20 825 10, 326. not December 15, 2019, 2019 05

Note 6 - Defined Benefit Plan

Note 6 - Defined Benefit Plan	9 Months Ended
Note 6 - Defined Benefit Plan	Sep. 30, 2019
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	Note 6 : Defined Benefit Plan Components of Net Periodic Benefit Cost Pension Benefits Nine Months Ended September 30, 2019 2018 Service cost $ 600 $ 651 Interest cost 663 600 Expected return on plan assets (1,095 ) (1,200 ) Amortization of prior service cost (81 ) (81 ) Recognized net actuarial loss 474 438 Net periodic benefit cost $ 561 $ 408 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the consolidated statements of income. All other components are included in other noninterest expense in the consolidated statements of income. 201 9 Plan Year Employer Contribution For the nine September 30, 2019, not

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	9 Months Ended
Note 7 - Fair Value Measurements	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 7 : Fair Value Measurements Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. U.S. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. U.S. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined based upon quoted market prices. However, in many instances, there are no not may not may not Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 The following tables present the balances of financial assets measured at fair value on a recurring basis as of September 30, 2019 December 31, 2018. Fair Value Measurements at September 30, 2019 Using Description Balance as of Quoted Prices Significant Significant U.S. Government agencies and corporations $ 165,063 $ --- $ 165,063 $ --- States and political subdivisions 84,022 --- 84,022 --- Mortgage-backed securities 80,934 --- 80,934 --- Corporate debt securities 4,131 --- 4,131 --- Total securities available for sale $ 334,150 $ --- $ 334,150 $ --- Fair Value Measurements at December 31, 2018 Using Description Balance as of Quoted Prices Significant Significant U.S. Government agencies and corporations $ 300,047 $ --- $ 300,047 $ --- States and political subdivisions 118,616 --- 118,616 --- Mortgage-backed securities 628 --- 628 --- Corporate debt securities 5,719 --- 5,719 --- Total securities available for sale $ 425,010 $ --- $ 425,010 $ --- Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 No September 30, 2019 December 31, 2018. Impaired Loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due will not The fair value of an impaired loan and measurement of associated loss is based on one three 1 3 Loans measured using the fair value of collateral method may 2 3. may 1 4 $250 $500. 1 4 $250 $500 The value of real estate collateral is determined by a current (less than 24 2. 3. 3. 2 3 not 3 The following table summarizes the Company’s impaired loans that were measured at fair value on a nonrecurring basis at September 30, 2019 December 31, 2018. Carrying Value Date Description Balance Quoted Prices Significant Significant Assets: September 30, 2019 Impaired loans net of valuation allowance $ 950 $ --- $ --- $ 950 December 31, 2018 Impaired loans net of valuation allowance 1,014 --- --- 1,014 The following tables present information about Level 3 September 30, 2019 December 31, 2018. Impaired Loans Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2019 Present value of cash flows Discount rate 5.50% – 7.25% (5.82%) December 31, 2018 Present value of cash flows Discount rate 5.50% – 7.25% (6.05%) Other Real Estate Owned Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. Valuation of other real estate owned is determined using current appraisals from independent parties, a Level 2 3 3 The following table summarizes the Company’s other real estate owned that was measured at fair value on a nonrecurring basis as of September 30, 2019 December 31, 2018. Carrying Value Date Description Balance Quoted Prices Significant Significant Assets: September 30, 2019 Other real estate owned net of valuation allowance $ 1,470 $ --- $ --- $ 1,470 December 31, 2018 Other real estate owned net of valuation allowance 2,052 --- --- 2,052 The following tables present information about Level 3 September 30, 2019 December 31, 2018. September 30, 2019 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 0.00% (1) – 6.00% (0.06%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 48.28% (1.05%) December 31, 2018 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 0.00% (1) – 6.00% (0.12%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 50.05% (1.45%) ( 1 The Company markets other real estate owned both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of September 30, 2019 December 31, 2018. no September 30 , 201 9 Carrying Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 14,206 $ 14,206 $ --- $ --- Interest-bearing deposits 135,490 135,490 --- --- Securities 334,150 --- 334,150 --- Restricted securities 1,220 --- 1,220 --- Loans held for sale 2,333 --- 2,333 --- Loans, net 715,025 --- --- 703,281 Accrued interest receivable 4,233 --- 4,233 --- Bank-owned life insurance 35,338 --- 35,338 --- Financial Liabilities: Deposits $ 1,068,027 $ --- $ 943,441 $ 124,567 Accrued interest payable 133 --- 133 --- December 31, 201 8 Carrying Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 12,882 $ 12,882 $ --- $ --- Interest-bearing deposits 43,491 43,491 --- --- Securities 425,010 --- 425,010 --- Restricted securities 1,220 --- 1,220 --- Loans held for sale 72 --- 72 --- Loans, net 702,409 --- --- 684,565 Accrued interest receivable 5,160 --- 5,160 --- Bank-owned life insurance 34,657 --- 34,657 --- Financial Liabilities: Deposits $ 1,051,942 $ --- $ 950,143 $ 101,749 Accrued interest payable 89 --- 89 ---

Note 8 - Components of Accumula

Note 8 - Components of Accumulated Other Comprehensive Loss	9 Months Ended
Note 8 - Components of Accumulated Other Comprehensive Loss	Sep. 30, 2019
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 8 : Components of Accumulated Other Comprehensive Loss Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 201 7 $ (3,704 ) $ (5,991 ) $ (9,695 ) Unrealized holding loss on available for sale securities, net of tax of ($1,378) (5,182 ) --- (5,182 ) Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax of $237 891 --- 891 Balance at September 30 , 201 8 $ (7,995 ) $ (5,991 ) $ (13,986 ) Balance at December 31, 201 8 $ (5,072 ) $ (7,013 ) $ (12,085 ) Unrealized holding gain on available for sale securities net of tax of $2,149 8,089 --- 8,089 Reclassification adjustment, net of tax of ($38) (144 ) --- (144 ) Balance at September 3 0 , 201 9 $ 2,873 $ (7,013 ) $ (4,140 )

Note 9 - Revenue Recognition

Note 9 - Revenue Recognition	9 Months Ended
Note 9 - Revenue Recognition	Sep. 30, 2019
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 9: Revenue Recognition The Company recognizes revenue from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions is recognized in accordance with ASC Topic 606. 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safety deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, three nine September 30, 2019 2018. Three Months Ended September 30, 2019 2018 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 643 $ 673 Other service charges and fees 46 20 Credit and debit card fees 350 362 Trust income 440 355 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 97 160 Noninterest Income (in-scope of Topic 606) $ 1,576 $ 1,570 Noninterest Income (out-of-scope of Topic 606) 522 344 Total noninterest income $ 2,098 $ 1,914 Nine Months Ended September 30, 2019 2018 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,840 $ 2,037 Other service charges and fees 149 87 Credit and debit card fees 1,015 1,071 Trust income 1,208 1,131 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 360 361 Noninterest Income (in-scope of Topic 606) $ 4,572 $ 4,687 Noninterest Income (out-of-scope of Topic 606) 1,871 1,118 Total noninterest income $ 6,443 $ 5,805

Note 10 - Leases

Note 10 - Leases	9 Months Ended
Note 10 - Leases	Sep. 30, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 10: On January 1, 2019, No. 2016 02 “ Leases (Topic 842 ) ” 842. 2018 11 not 842. no not not not 2018 10 1 $684 Contracts that commence subsequent to adoption are evaluated to determine whether they are or contain a lease in accordance with Topic 842. 842 not not 12 Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than twelve may not not Options to Extend , Residual Value Guarantees, and Restrictions and Covenants Of the Company’s five three three two five one one five not None none The following tables present information about leases: September 30, 2019 Lease liability $ 2,358 Right-of-use asset $ 2,351 Weighted average remaining lease term (years) 7.1 1 Weighted average discount rate 3.02 % For the Nine Months Ended September 30 , 2019 2018 Lease Expense Operating lease expense $ 218 $ NR Short-term lease expense 101 NR Total lease expense $ 319 $ 223 Cash paid for amounts included in lease liabilities $ 211 $ NR Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 1,837 $ NR The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow for the As of September 30 , 2019 Three months ending December 31, 2019 $ 89 Twelve months ending December 31, 2020 354 Twelve months ending December 31, 2021 345 Twelve months ending December 31, 2022 349 Twelve months ending December 31, 2023 351 Twelve months ending December 31, 2024 333 Thereafter 848 Total undiscounted cash flows $ 2,669 Less: discount (311 ) Lease liability $ 2,358 The contracts in which the Company is lessee are with parties external to the company and not

Note 2 - Loan Portfolio (Tables

Note 2 - Loan Portfolio (Tables)	9 Months Ended
Note 2 - Loan Portfolio (Tables)	Sep. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2019 December 31, 2018 Real estate construction $ 42,972 $ 37,845 Consumer real estate 179,114 175,456 Commercial real estate 360,493 353,546 Commercial non real estate 45,866 46,535 Public sector and IDA 59,731 60,777 Consumer non real estate 34,583 36,238 Gross loans 722,759 710,397 Less unearned income and deferred fees and costs (472 ) (598 ) Loans, net of unearned income and deferred fees and costs $ 722,287 $ 709,799

Note 3 - Allowance for Loan L_2

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2018 $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390 Charge-offs --- (147 ) (150 ) --- --- (399 ) --- (696 ) Recoveries --- --- 37 --- --- 181 --- 218 Provision for (recovery of) loan losses 56 199 14 (75 ) (93 ) 156 93 350 Balance, September 30 , 201 9 $ 454 $ 2,101 $ 2,699 $ 527 $ 490 $ 688 $ 303 $ 7,262 A ctivity in the Allowance for Loan Losses for the Nine Months Ended September 3 0 , 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2017 $ 337 $ 2,027 $ 3,044 $ 1,072 $ 419 $ 707 $ 319 $ 7,925 Charge-offs --- (36 ) --- (107 ) --- (344 ) --- (487 ) Recoveries --- 2 37 22 --- 121 --- 182 Provision for (recovery of) loan losses 137 185 (42 ) (305 ) 151 240 (273 ) 93 Balance, September 3 0 , 201 8 $ 474 $ 2,178 $ 3,039 $ 682 $ 570 $ 724 $ 46 $ 7,713 A ctivity in the Allowance for Loan Losses for the Year Ended December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2017 $ 337 $ 2,027 $ 3,044 $ 1,072 $ 419 $ 707 $ 319 $ 7,925 Charge-offs --- (38 ) --- (107 ) --- (544 ) --- (689 ) Recoveries --- 3 49 22 --- 161 --- 235 Provision for (recovery of) loan losses 61 57 (295 ) (385 ) 164 426 (109 ) (81 ) Balance, December 31 , 201 8 $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Loan Losses as of September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 3 $ --- $ 117 $ --- $ --- $ --- $ 120 Collectively evaluated for impairment 454 2,098 2,699 410 490 688 303 7,142 Total $ 454 $ 2,101 $ 2,699 $ 527 $ 490 $ 688 $ 303 $ 7,262 Allowance for Loan Losses as of December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 4 $ --- $ 135 $ --- $ --- $ --- $ 139 Collectively evaluated for impairment 398 2,045 2,798 467 583 750 210 7,251 Total $ 398 $ 2,049 $ 2,798 $ 602 $ 583 $ 750 $ 210 $ 7,390 Loans as of September 30 , 201 9 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 1,398 $ 3,892 $ 938 $ --- $ 5 $ --- $ 6,233 Collectively evaluated for impairment 42,972 177,716 356,601 44,928 59,731 34,578 --- 716,526 Total $ 42,972 $ 179,114 $ 360,493 $ 45,866 $ 59,731 $ 34,583 $ --- $ 722,759 Loans as of December 31, 201 8 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated for impairment $ --- $ 1,452 $ 4,340 $ 1,015 $ --- $ 13 $ --- $ 6,820 Collectively evaluated for impairment 37,845 174,004 349,206 45,520 60,777 36,225 --- 703,577 Total $ 37,845 $ 175,456 $ 353,546 $ 46,535 $ 60,777 $ 36,238 $ --- $ 710,397
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Nine Months Ended September 30, Year E nded December 31, 2019 2018 2018 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs 1.01 % 1.10 % 1.04 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (1) 0.09 % 0.06 % 0.07 %
Schedule of Nonperforming Assets [Table Text Block]	September 30, December 31, 2019 2018 2018 Nonperforming assets: Nonaccrual loans $ 699 $ 220 $ 311 Restructured loans in nonaccrual 3,377 2,856 3,109 Total nonperforming loans 4,076 3,076 3,420 Other real estate owned, net 1,470 2,214 2,052 Total nonperforming assets $ 5,546 $ 5,290 $ 5,472 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.77 % 0.75 % 0.77 % Ratio of allowance for loan losses to nonperforming loans (1) 178.16 % 250.75 % 216.08 %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	September 30, December 31, 2019 2018 2018 Loans past due 90 days or more and still accruing $ 212 $ 63 $ 35 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.03 % 0.01 % 0.00 % Accruing restructured loans $ 1,880 $ 7,843 $ 2,552 Impaired loans: Impaired loans with no valuation allowance $ 5,163 $ 10,530 $ 5,667 Impaired loans with a valuation allowance 1,070 1,404 1,153 Total impaired loans $ 6,233 $ 11,934 $ 6,820 Valuation allowance (120 ) (156 ) (139 ) Impaired loans, net of allowance $ 6,113 $ 11,778 $ 6,681 Average recorded investment in impaired loans (1) $ 6,729 $ 12,684 $ 9,788 Interest income recognized on impaired loans, after designation as impaired $ 144 $ 414 $ 250 Amount of income recognized on a cash basis $ --- $ --- $ ---
Impaired Financing Receivables [Table Text Block]	Impaired Loans as of September 30, 2019 Principal Balance Total Recorded Investment (1) Recorded Investment (1 ) There is No Related Allowance Recorded Investment (1) Related Allowance Co nsumer Real Estate (2) Equity lines $ 98 $ 98 $ 98 $ --- $ --- Residential closed-end first liens 749 737 737 --- --- Residential closed-end junior liens 132 132 --- 132 3 Investor-owned residential real estate 441 431 431 --- --- Commercial Real Estate (2) Multifamily 281 281 281 --- --- Commercial real estate, owner-occupied 1,185 1,160 1,160 --- --- Commercial real estate, other 2,867 2,451 2,451 --- --- Commercial Non Real Estate (2) Commercial and industrial 938 938 --- 938 117 Consumer Non Real Estate (2) Automobile 5 5 5 --- --- Total $ 6,696 $ 6,233 $ 5,163 $ 1,070 $ 120 Impaired Loans as of December 31, 2018 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Which There is No Related Allowance Recorded Investment (1) Related Allowance Related Allowance Co nsumer Real Estate (2) Residential closed-end first liens $ 728 $ 719 $ 719 $ --- $ --- Residential closed-end junior liens 144 143 --- 143 4 Investor-owned residential real estate 593 590 590 --- --- Commercial Real Estate (2) Multifamily real estate 485 483 483 --- --- Commercial real estate, owner occupied 1,363 1,363 1,363 --- --- Commercial real estate, other 2,867 2,494 2,494 --- --- Commercial Non Real Estate (2) Commercial and industrial 1,018 1,015 5 1,010 135 Consumer Non Real Estate (2) Automobile 13 13 13 --- --- Total $ 7,211 $ 6,820 $ 5,667 $ 1,153 $ 139
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Nine Months Ended September 30, 2019 Average Recorded Investment (1) Interest Income Recognized Co nsumer Real Estate (2) Equity lines $ 97 $ 5 Residential closed-end first liens 990 10 Residential closed-end junior liens 137 6 Investor-owned residential real estate 432 14 Commercial Real Estate (2) Multifamily real estate 463 9 Commercial real estate, owner occupied 1,174 39 Commercial real estate, other 2,451 43 Commercial Non Real Estate (2) Commercial and industrial 976 18 Consumer Non Real Estate (2) Automobile 9 --- Total $ 6,729 $ 144 For the Nine Months Ended September 30, 2018 Average Recorded Investment (1) Interest Income Recognized Real Estate Construction (2) Construction 1-4 family residential $ 2,697 $ 108 Consumer Real Estate (2) Residential closed-end first liens 891 40 Residential closed-end junior liens 162 7 Investor-owned residential real estate 661 18 Commercial Real Estate (2) Multifamily real estate 298 12 Commercial real estate, owner occupied 3,934 145 Commercial real estate, other 2,829 55 Commercial Non Real Estate (2) Commercial and industrial 1,188 28 Consumer Non Real Estate Automobile 24 1 Total $ 12,684 $ 414 For the Year Ended December 31, 2018 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Residential closed-end first liens $ 1,202 $ 41 Residential closed-end junior liens 159 9 Investor-owned residential real estate 808 23 Commercial Real Estate (2) Multifamily real estate 491 20 Commercial real estate, owner occupied 3,038 75 Commercial real estate, other 2,744 54 Commercial Non Real Estate (2) Commercial and industrial 1,326 27 Co nsumer Non Real Estate (2) Automobile 20 1 Total $ 9,788 $ 250
Financing Receivable, Past Due [Table Text Block]	30 – 89 Days Past Due and Accruing 90 or M ore Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 888 $ 717 $ 36 $ 681 Residential closed-end junior liens 22 132 132 --- Investor-owned residential real estate --- 264 --- 264 Commercial Real Estate (1) Multifamily real estate 94 --- --- --- Commercial real estate, owner-occupied 243 293 --- 531 Commercial real estate, other --- --- --- 2,451 Commercial Non Real Estate (1) Commercial and industrial 211 144 --- 144 Consumer Non Real Estate (1) Credit cards 1 1 1 --- Automobile 185 40 40 --- Other consumer loans 91 3 3 5 Total $ 1,735 $ 1,594 $ 212 $ 4,076 30 – 89 Days Past Due and Accruing 90 or M ore Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 647 $ 119 $ --- $ 278 Residential closed-end junior liens 11 --- --- --- Investor-owned residential real estate --- --- --- 451 Commercial Real Estate (1) Multifamily real estate 291 192 --- 192 Commercial real estate, owner occupied 325 --- --- --- Commercial real estate, other --- --- --- 2,494 Commercial Non Real Estate (1) Commercial and industrial 10 2 2 5 Consumer Non Real Estate (1) Credit cards 5 --- --- --- Automobile 296 29 29 --- Other consumer loans 50 4 4 --- Total $ 1,635 $ 346 $ 35 $ 3,420
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 7,408 $ --- $ --- Construction, other 35,564 --- --- Consumer Real Estate Equity lines 15,984 --- --- Closed-end first liens 93,553 --- 587 Closed-end junior liens 3,976 --- --- Investor-owned residential real estate 63,593 --- 23 Commercial Real Estate Multifamily residential real estate 97,522 --- --- Commercial real estate owner-occupied 127,008 --- 30 Commercial real estate, other 132,041 --- --- Commercial Non Real Estate Commercial and industrial 44,719 62 147 Public Sector and IDA States and political subdivisions 59,731 --- --- Consumer Non Real Estate Credit cards 5,479 --- --- Automobile 15,648 --- 46 Other consumer 13,391 --- 14 Total $ 715,617 $ 62 $ 847 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 9,264 $ --- $ --- Construction, other 28,560 21 --- Consumer Real Estate Equity lines 16,026 38 --- Closed-end first liens 92,253 994 582 Closed-end junior liens 3,954 --- --- Investor-owned residential real estate 60,157 --- --- Commercial Real Estate Multifamily residential real estate 98,582 --- --- Commercial real estate owner-occupied 123,225 211 32 Commercial real estate, other 127,156 --- --- Commercial Non Real Estate Commercial and industrial 45,420 54 46 Public Sector and IDA States and political subdivisions 60,777 --- --- Consumer Non Real Estate Credit cards 5,724 --- --- Automobile 18,598 133 71 Other consumer 11,691 4 4 Total $ 701,387 $ 1,455 $ 735
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Restructurings That Occurred During the Three Months Ended September 30, 2019 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Equity lines 1 $ 98 $ 98 Total 1 $ 98 $ 98 Restructurings That Occurred During the Three Months Ended September 30, 2018 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Investor owned real estate 2 $ 338 $ 338 Total 2 $ 338 $ 338 Restructurings That Occurred During the Nine Months Ended September 30, 2019 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Residential Real Estate Equity lines 1 $ 98 $ 98 Total 1 $ 98 $ 98 Restructurings That Occurred During the Nine Months Ended September 30, 2018 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Real Estate Construction Construction, other 2 $ 2,882 $ 2,882 Residential Real Estate Investor owned real estate 2 338 338 Commercial Real Estate Commercial real estate owner-occupied 2 715 715 Total 6 $ 3,935 $ 3,935

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	9 Months Ended
Note 4 - Securities (Tables)	Sep. 30, 2019
Notes Tables
Available-for-sale Securities [Table Text Block]	September 30, 2019 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 162,855 $ 2,636 $ 428 $ 165,063 States and political subdivisions 82,520 1,550 48 84,022 Mortgage-backed securities 81,141 91 298 80,934 Corporate debt securities 3,996 135 --- 4,131 Total securities available for sale $ 330,512 $ 4,412 $ 774 $ 334,150 December 31, 2018 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for S ale: U.S. Government agencies and corporations $ 306,264 $ 449 $ 6,666 $ 300,047 States and political subdivisions 118,564 1,218 1,166 118,616 Mortgage-backed securities 586 42 --- 628 Corporate debt securities 6,014 --- 295 5,719 Total securities available for sale $ 431,428 $ 1,709 $ 8,127 $ 425,010
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30 , 201 9 Amortized Cost Fair Value Available for S ale: Due in one year or less $ 61,522 $ 61,525 Due after one year through five years 57,871 58,039 Due after five years through ten years 90,075 90,903 Due after ten years 121,044 123,683 Total securities available for sale $ 330,512 $ 334,150
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	September 30, 2019 Less Than 12 Months 12 Months or More Fair Unrealized Fair Unrealized Temporarily Impaired Securities: U.S. Government agencies and corporations $ 27,231 $ 211 $ 71,778 $ 217 States and political subdivisions --- --- 591 48 Mortgage-backed securities 49,823 298 --- --- Total $ 77,054 $ 509 $ 72,369 $ 265 December 31, 2018 Less Than 12 Months 12 Months or More Fair Unrealized Fair Unrealized Temporarily I mpaired S ecurities: U.S. Government agencies and corporations $ 17,730 $ 216 $ 259,992 $ 6,450 States and political subdivisions 16,882 352 20,758 814 Corporate debt securities 4,842 194 876 101 Total $ 39,454 $ 762 $ 281,626 $ 7,365

Note 6 - Defined Benefit Plan (

Note 6 - Defined Benefit Plan (Tables)	9 Months Ended
Note 6 - Defined Benefit Plan (Tables)	Sep. 30, 2019
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Nine Months Ended September 30, 2019 2018 Service cost $ 600 $ 651 Interest cost 663 600 Expected return on plan assets (1,095 ) (1,200 ) Amortization of prior service cost (81 ) (81 ) Recognized net actuarial loss 474 438 Net periodic benefit cost $ 561 $ 408

Note 7 - Fair Value Measureme_2

Note 7 - Fair Value Measurements (Tables)	9 Months Ended
Note 7 - Fair Value Measurements (Tables)	Sep. 30, 2019
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2019 Using Description Balance as of Quoted Prices Significant Significant U.S. Government agencies and corporations $ 165,063 $ --- $ 165,063 $ --- States and political subdivisions 84,022 --- 84,022 --- Mortgage-backed securities 80,934 --- 80,934 --- Corporate debt securities 4,131 --- 4,131 --- Total securities available for sale $ 334,150 $ --- $ 334,150 $ --- Fair Value Measurements at December 31, 2018 Using Description Balance as of Quoted Prices Significant Significant U.S. Government agencies and corporations $ 300,047 $ --- $ 300,047 $ --- States and political subdivisions 118,616 --- 118,616 --- Mortgage-backed securities 628 --- 628 --- Corporate debt securities 5,719 --- 5,719 --- Total securities available for sale $ 425,010 $ --- $ 425,010 $ ---
Fair Value Measurements, Nonrecurring [Table Text Block]	Carrying Value Date Description Balance Quoted Prices Significant Significant Assets: September 30, 2019 Impaired loans net of valuation allowance $ 950 $ --- $ --- $ 950 December 31, 2018 Impaired loans net of valuation allowance 1,014 --- --- 1,014 Carrying Value Date Description Balance Quoted Prices Significant Significant Assets: September 30, 2019 Other real estate owned net of valuation allowance $ 1,470 $ --- $ --- $ 1,470 December 31, 2018 Other real estate owned net of valuation allowance 2,052 --- --- 2,052
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Impaired Loans Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2019 Present value of cash flows Discount rate 5.50% – 7.25% (5.82%) December 31, 2018 Present value of cash flows Discount rate 5.50% – 7.25% (6.05%) September 30, 2019 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 0.00% (1) – 6.00% (0.06%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 48.28% (1.05%) December 31, 2018 Valuation Technique Unobservable Input Range (Weighted Average) Other real estate owned Discounted appraised value Selling cost 0.00% (1) – 6.00% (0.12%) Other real estate owned Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 50.05% (1.45%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30 , 201 9 Carrying Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 14,206 $ 14,206 $ --- $ --- Interest-bearing deposits 135,490 135,490 --- --- Securities 334,150 --- 334,150 --- Restricted securities 1,220 --- 1,220 --- Loans held for sale 2,333 --- 2,333 --- Loans, net 715,025 --- --- 703,281 Accrued interest receivable 4,233 --- 4,233 --- Bank-owned life insurance 35,338 --- 35,338 --- Financial Liabilities: Deposits $ 1,068,027 $ --- $ 943,441 $ 124,567 Accrued interest payable 133 --- 133 --- December 31, 201 8 Carrying Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 12,882 $ 12,882 $ --- $ --- Interest-bearing deposits 43,491 43,491 --- --- Securities 425,010 --- 425,010 --- Restricted securities 1,220 --- 1,220 --- Loans held for sale 72 --- 72 --- Loans, net 702,409 --- --- 684,565 Accrued interest receivable 5,160 --- 5,160 --- Bank-owned life insurance 34,657 --- 34,657 --- Financial Liabilities: Deposits $ 1,051,942 $ --- $ 950,143 $ 101,749 Accrued interest payable 89 --- 89 ---

Note 8 - Components of Accumu_2

Note 8 - Components of Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 201 7 $ (3,704 ) $ (5,991 ) $ (9,695 ) Unrealized holding loss on available for sale securities, net of tax of ($1,378) (5,182 ) --- (5,182 ) Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax of $237 891 --- 891 Balance at September 30 , 201 8 $ (7,995 ) $ (5,991 ) $ (13,986 ) Balance at December 31, 201 8 $ (5,072 ) $ (7,013 ) $ (12,085 ) Unrealized holding gain on available for sale securities net of tax of $2,149 8,089 --- 8,089 Reclassification adjustment, net of tax of ($38) (144 ) --- (144 ) Balance at September 3 0 , 201 9 $ 2,873 $ (7,013 ) $ (4,140 )

Note 9 - Revenue Recognition (T

Note 9 - Revenue Recognition (Tables)	9 Months Ended
Note 9 - Revenue Recognition (Tables)	Sep. 30, 2019
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended September 30, 2019 2018 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 643 $ 673 Other service charges and fees 46 20 Credit and debit card fees 350 362 Trust income 440 355 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 97 160 Noninterest Income (in-scope of Topic 606) $ 1,576 $ 1,570 Noninterest Income (out-of-scope of Topic 606) 522 344 Total noninterest income $ 2,098 $ 1,914 Nine Months Ended September 30, 2019 2018 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,840 $ 2,037 Other service charges and fees 149 87 Credit and debit card fees 1,015 1,071 Trust income 1,208 1,131 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 360 361 Noninterest Income (in-scope of Topic 606) $ 4,572 $ 4,687 Noninterest Income (out-of-scope of Topic 606) 1,871 1,118 Total noninterest income $ 6,443 $ 5,805

Note 10 - Leases (Tables)

Note 10 - Leases (Tables)	9 Months Ended
Note 10 - Leases (Tables)	Sep. 30, 2019
Notes Tables
Lease, Cost [Table Text Block]	September 30, 2019 Lease liability $ 2,358 Right-of-use asset $ 2,351 Weighted average remaining lease term (years) 7.1 1 Weighted average discount rate 3.02 % For the Nine Months Ended September 30 , 2019 2018 Lease Expense Operating lease expense $ 218 $ NR Short-term lease expense 101 NR Total lease expense $ 319 $ 223 Cash paid for amounts included in lease liabilities $ 211 $ NR Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 1,837 $ NR
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Undiscounted Cash Flow for the As of September 30 , 2019 Three months ending December 31, 2019 $ 89 Twelve months ending December 31, 2020 354 Twelve months ending December 31, 2021 345 Twelve months ending December 31, 2022 349 Twelve months ending December 31, 2023 351 Twelve months ending December 31, 2024 333 Thereafter 848 Total undiscounted cash flows $ 2,669 Less: discount (311 ) Lease liability $ 2,358

Note 1 - General (Details Textu

Note 1 - General (Details Textual) $ in Thousands	Jan. 01, 2019USD ($)
Accounting Standards Update 2018-11 [Member]
Cumulative Effect of New Accounting Principle in Period of Adoption	$ 0
Accounting Standards Update 2017-08 [Member]
Cumulative Effect of New Accounting Principle in Period of Adoption	$ 0

Note 2 - Loan Portfolio - Loan

Note 2 - Loan Portfolio - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Gross loans	$ 722,759	$ 710,397
Less unearned income and deferred fees and costs	(472)	(598)
Loans, net of unearned income and deferred fees and costs	722,287	709,799
Real Estate Construction Portfolio Segment[Member]
Gross loans	42,972	37,845
Consumer Real Estate Portfolio Segment [Member]
Gross loans	179,114	175,456
Commercial Real Estate Portfolio Segment [Member]
Gross loans	360,493	353,546
Commercial Portfolio Segment [Member]
Gross loans	45,866	46,535
Public Sector and IDA Portfolio Segment[Member]
Gross loans	59,731	60,777
Consumer Portfolio Segment [Member]
Gross loans	$ 34,583	$ 36,238

Note 3 - Allowance for Loan L_3

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Threshold for Designation to Impaired Status			$ 250
Interest and Fee Income, Loans and Leases, Total	$ 8,548	$ 8,005	$ 25,277	$ 23,159
Threshold Period for Considering Loans as Special Mention or Classified			75 days
Financing Receivable, Reclassification to Held-for-sale			$ 0
Financing Receivable, Troubled Debt Restructuring	$ 5,257	$ 10,700	$ 5,257	$ 10,700	$ 5,661
Financing Receivable, Modifications, Number of Contracts	1	2	1	6
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts				0
Consumer Real Estate Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring	$ 263		$ 263
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts			7
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 0
Special Mention [Member]
Increase in Percentage of Allocation Loans Rated Special Mention			50.00%
Classified Excluding Impaired [Member]
Increase in Percentage of Allocation Loans Rated Classified			100.00%
Nonperforming Financial Instruments [Member]
Interest and Fee Income, Loans and Leases, Total			$ 0

Note 3 - Allowance for Loan L_4

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Balance			$ 7,390	$ 7,925	$ 7,925
Charge-offs			(696)	(487)	(689)
Recoveries			218	182	235
Provision for loan losses	$ 95	$ 223	350	93	(81)
Balance	7,262	7,713	7,262	7,713	7,390
Real Estate Construction Portfolio Segment[Member]
Balance			398	337	337
Charge-offs			0
Recoveries			0	0	0
Provision for loan losses			56	137	61
Balance	454	474	454	474	398
Consumer Real Estate Portfolio Segment [Member]
Balance			2,049	2,027	2,027
Charge-offs			(147)	(36)	(38)
Recoveries				2	3
Provision for loan losses			199	185	57
Balance	2,101	2,178	2,101	2,178	2,049
Commercial Real Estate Portfolio Segment [Member]
Balance			2,798	3,044	3,044
Charge-offs			(150)
Recoveries			37	37	49
Provision for loan losses			14	(42)	(295)
Balance	2,699	3,039	2,699	3,039	2,798
Commercial Non Real Estate Segment [Member]
Balance			602	1,072	1,072
Charge-offs				(107)	(107)
Recoveries				22	22
Provision for loan losses			(75)	(305)	(385)
Balance	527	682	527	682	602
Public Sector and IDA Portfolio Segment[Member]
Balance			583	419	419
Charge-offs			0	0	0
Recoveries			0	0	0
Provision for loan losses			(93)	151	164
Balance	490	570	490	570	583
Consumer Non Real Estate Portfolio Segment [Member]
Balance			750	707	707
Charge-offs			(399)	(344)	(544)
Recoveries			181	121	161
Provision for loan losses			156	240	426
Balance	688	724	688	724	750
Unallocated Financing Receivables [Member]
Balance			210	319	319
Charge-offs			0	0	0
Recoveries			0	0	0
Provision for loan losses			93	(273)	(109)
Balance	$ 303	$ 46	$ 303	$ 46	$ 210

Note 3 - Allowance for Loan L_5

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Dec. 31, 2017
Allowance for loan losses, individually evaluated for impairment	$ 120	$ 139
Allowance for loan losses, collectively evaluated for impairment	7,142	7,251
Allowance for loan losses	7,262	7,390	$ 7,713	$ 7,925
Loans, individually evaluated for impairment	6,233	6,820
Loans, collectively evaluated for impairment	716,526	703,577
Loans	722,759	710,397
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	454	398
Allowance for loan losses	454	398	474	337
Loans, individually evaluated for impairment
Loans, collectively evaluated for impairment	42,972	37,845
Loans	42,972	37,845
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment	3	4
Allowance for loan losses, collectively evaluated for impairment	2,098	2,045
Allowance for loan losses	2,101	2,049	2,178	2,027
Loans, individually evaluated for impairment	1,398	1,452
Loans, collectively evaluated for impairment	177,716	174,004
Loans	179,114	175,456
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	2,699	2,798
Allowance for loan losses	2,699	2,798	3,039	3,044
Loans, individually evaluated for impairment	3,892	4,340
Loans, collectively evaluated for impairment	356,601	349,206
Loans	360,493	353,546
Commercial Non Real Estate Segment [Member]
Allowance for loan losses, individually evaluated for impairment	117	135
Allowance for loan losses, collectively evaluated for impairment	410	467
Allowance for loan losses	527	602	682	1,072
Loans, individually evaluated for impairment	938	1,015
Loans, collectively evaluated for impairment	44,928	45,520
Loans	45,866	46,535
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	490	583
Allowance for loan losses	490	583	570	419
Loans, individually evaluated for impairment	0	0
Loans, collectively evaluated for impairment	59,731	60,777
Loans	59,731	60,777
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	688	750
Allowance for loan losses	688	750	724	707
Loans, individually evaluated for impairment	5	13
Loans, collectively evaluated for impairment	34,578	36,225
Loans	34,583	36,238
Unallocated Financing Receivables [Member]
Allowance for loan losses, individually evaluated for impairment	0	0
Allowance for loan losses, collectively evaluated for impairment	303	210
Allowance for loan losses	303	210	$ 46	$ 319
Loans, individually evaluated for impairment	0	0
Loans, collectively evaluated for impairment		0
Loans		$ 0

Note 3 - Allowance for Loan L_6

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Ratios of Allowance for Loan Losses (Details)		9 Months Ended		12 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs		1.01%	1.10%	1.04%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1)	[1]	0.09%	0.06%	0.07%

[1]	Net charge-offs are on an annualized basis.

Note 3 - Allowance for Loan L_7

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands		Sep. 30, 2019		Dec. 31, 2018		Sep. 30, 2018
Nonaccrual loans		$ 699		$ 311		$ 220
Restructured loans in nonaccrual		3,377		3,109		2,856
Total nonperforming loans		4,076	[1],[2]	3,420	[1],[2]	3,076
Other real estate owned, net		1,470		2,052		2,214
Total nonperforming assets		$ 5,546		$ 5,472		$ 5,290
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.77%		0.77%		0.75%
Ratio of allowance for loan losses to nonperforming loans(1)	[3]	178.16%		216.08%		250.75%

[1]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[2]	Only classes with past-due or nonaccrual loans are shown.
[3]	The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Nonperforming loans do not include loans 90 days past due and still accruing or accruing restructured loans.

Note 3 - Allowance for Loan L_8

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans Past Due 90 Days or More and Impaired Loans (Details) - USD ($) $ in Thousands		9 Months Ended			12 Months Ended
		Sep. 30, 2019		Sep. 30, 2018	Dec. 31, 2018
Loans past due 90 days or more and still accruing		$ 212	[1]	$ 63	$ 35	[1]
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs		0.03%		0.01%	0.00%
Accruing restructured loans		$ 1,880		$ 7,843	$ 2,552
Impaired loans:
Impaired loans with no valuation allowance		5,163	[2]	10,530	5,667	[2]
Impaired loans with a valuation allowance		1,070	[2]	1,404	1,153	[2]
Total impaired loans		6,233	[2]	11,934	6,820	[2]
Valuation allowance		(120)		(156)	(139)
Impaired loans, net of allowance		6,113		11,778	6,681
Average recorded investment in impaired loans(1)	[3],[4]	6,729		12,684	9,788	[5]
Interest income recognized on impaired loans, after designation as impaired		144		414	250	[5]
Amount of income recognized on a cash basis		$ 0		$ 0

[1]	Only classes with past-due or nonaccrual loans are shown.
[2]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[3]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[4]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[5]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan L_9

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans and Associated Reserves (Details) - USD ($) $ in Thousands		Sep. 30, 2019		Dec. 31, 2018		Sep. 30, 2018
Principal balance		$ 6,696		$ 7,211
Impaired loans with no valuation allowance		5,163	[1]	5,667	[1]	$ 10,530
Impaired loans with a valuation allowance		1,070	[1]	1,153	[1]	1,404
Related allowance		120		139		156
Total recorded investment		6,233	[1]	6,820	[1]	11,934
Recorded investment for which there is no related allowance		5,163	[1]	5,667	[1]	10,530
Recorded investment for which there is a related allowance		1,070	[1]	1,153	[1]	$ 1,404
Consumer Real Estate Portfolio Segment [Member] \| Equity Lines [Member]
Principal balance	[1],[2]	98
Impaired loans with no valuation allowance	[1],[2]	98
Impaired loans with a valuation allowance	[1],[2]
Related allowance	[2]
Recorded investment for which there is no related allowance	[1],[2]	98
Recorded investment for which there is a related allowance	[1],[2]
Consumer Real Estate Portfolio Segment [Member] \| Closed End First Liens [Member]
Principal balance	[2]	749		728
Impaired loans with no valuation allowance	[1],[2]	737		719
Impaired loans with a valuation allowance	[1],[2]
Related allowance	[2]
Total recorded investment	[1],[2]	737		719
Recorded investment for which there is no related allowance	[1],[2]	737		719
Recorded investment for which there is a related allowance	[1],[2]
Consumer Real Estate Portfolio Segment [Member] \| Closed End Junior Liens [Member]
Principal balance	[2]	132		144
Impaired loans with no valuation allowance	[1],[2]	0		0
Impaired loans with a valuation allowance	[1],[2]	132		143
Related allowance	[2]	3		4
Total recorded investment	[1],[2]	132		143
Recorded investment for which there is no related allowance	[1],[2]	0		0
Recorded investment for which there is a related allowance	[1],[2]	132		143
Consumer Real Estate Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Principal balance	[2]	441		593
Impaired loans with no valuation allowance	[1],[2]	431		590
Impaired loans with a valuation allowance	[1],[2]	0
Related allowance	[2]	0
Total recorded investment	[1],[2]	431		590
Recorded investment for which there is no related allowance	[1],[2]	431		590
Recorded investment for which there is a related allowance	[1],[2]	0
Commercial Real Estate Portfolio Segment [Member] \| Multifamily Real Estate [Member]
Principal balance	[2]	281		485
Impaired loans with no valuation allowance	[1],[2]	281		483
Impaired loans with a valuation allowance	[1],[2]			0
Related allowance	[2]	0		0
Total recorded investment	[1],[2]	281		483
Recorded investment for which there is no related allowance	[1],[2]	281		483
Recorded investment for which there is a related allowance	[1],[2]			0
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Principal balance	[2]	1,185		1,363
Impaired loans with no valuation allowance	[1],[2]	1,160		1,363
Impaired loans with a valuation allowance	[1],[2]
Related allowance	[2]
Total recorded investment	[1],[2]	1,160		1,363
Recorded investment for which there is no related allowance	[1],[2]	1,160		1,363
Recorded investment for which there is a related allowance	[1],[2]
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate Other [Member]
Principal balance	[2]	2,867		2,867
Impaired loans with no valuation allowance	[1],[2]	2,451		2,494
Impaired loans with a valuation allowance	[1],[2]	0		0
Related allowance	[2]	0		0
Total recorded investment	[1],[2]	2,451		2,494
Recorded investment for which there is no related allowance	[1],[2]	2,451		2,494
Recorded investment for which there is a related allowance	[1],[2]	0		0
Commercial Non Real Estate Segment [Member] \| Commercial and Industrial [Member]
Principal balance	[2]	938		1,018
Impaired loans with no valuation allowance	[1],[2]			5
Impaired loans with a valuation allowance	[1],[2]	938		1,010
Related allowance	[2]	117		135
Total recorded investment	[1],[2]	938		1,015
Recorded investment for which there is no related allowance	[1],[2]			5
Recorded investment for which there is a related allowance	[1],[2]	938		1,010
Consumer Non Real Estate Portfolio Segment [Member] \| Automobile Loan [Member]
Principal balance	[2]	5		13
Impaired loans with no valuation allowance	[1],[2]	5		13
Impaired loans with a valuation allowance	[1],[2]
Related allowance	[2]	0
Total recorded investment	[1],[2]	5		13
Recorded investment for which there is no related allowance	[1],[2]	5		13
Recorded investment for which there is a related allowance	[1],[2]

[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan _10

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans, Average Investment and Interest Income (Details) - USD ($) $ in Thousands		9 Months Ended			12 Months Ended
		Sep. 30, 2019		Sep. 30, 2018	Dec. 31, 2018
Average recorded investment in impaired loans(1)	[1],[2]	$ 6,729		$ 12,684	$ 9,788	[3]
Interest income recognized on impaired loans, after designation as impaired		144		414	250	[3]
Consumer Real Estate Portfolio Segment [Member] \| Equity Lines [Member]
Average recorded investment in impaired loans(1)	[1],[3]	97
Interest income recognized on impaired loans, after designation as impaired	[3]	5
Consumer Real Estate Portfolio Segment [Member] \| Closed End First Liens [Member]
Average recorded investment in impaired loans(1)	[1],[3]	990		891	1,202
Interest income recognized on impaired loans, after designation as impaired	[3]	10		40	41
Consumer Real Estate Portfolio Segment [Member] \| Closed End Junior Liens [Member]
Average recorded investment in impaired loans(1)	[1],[3]	137		162	159
Interest income recognized on impaired loans, after designation as impaired	[3]	6		7	9
Consumer Real Estate Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Average recorded investment in impaired loans(1)	[1],[3]	432		661	808
Interest income recognized on impaired loans, after designation as impaired	[3]	14		18	23
Real Estate Construction Portfolio Segment[Member] \| Construction, 1-4 Family Residential [Member]
Average recorded investment in impaired loans(1)	[1],[3]			2,697
Interest income recognized on impaired loans, after designation as impaired	[3]			108
Commercial Real Estate Portfolio Segment [Member] \| Multifamily Real Estate [Member]
Average recorded investment in impaired loans(1)	[1],[3]	463		298	491
Interest income recognized on impaired loans, after designation as impaired	[3]	9		12	20
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Average recorded investment in impaired loans(1)	[1],[3]	1,174		3,934	3,038
Interest income recognized on impaired loans, after designation as impaired	[3]	39		145	75
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate Other [Member]
Average recorded investment in impaired loans(1)	[1],[3]	2,451		2,829	2,744
Interest income recognized on impaired loans, after designation as impaired	[3]	43		55	54
Commercial Non Real Estate Segment [Member] \| Commercial and Industrial [Member]
Average recorded investment in impaired loans(1)	[1],[3]	976		1,188	1,326
Interest income recognized on impaired loans, after designation as impaired	[3]	18		28	27
Consumer Non Real Estate Portfolio Segment [Member] \| Automobile Loan [Member]
Average recorded investment in impaired loans(1)	[1]	9	[3]	24	20
Interest income recognized on impaired loans, after designation as impaired			[3]	$ 1	$ 1	[3]

[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[3]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan _11

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Sep. 30, 2019		Dec. 31, 2018		Sep. 30, 2018
Loans past due 90 days or more and still accruing		$ 212	[1]	$ 35	[1]	$ 63
Nonaccruals		4,076	[1],[2]	3,420	[1],[2]	$ 3,076
Consumer Real Estate Portfolio Segment [Member] \| Closed End First Liens [Member]
Loans past due 90 days or more and still accruing	[1]	36
Nonaccruals	[1],[2]	681		278
Consumer Real Estate Portfolio Segment [Member] \| Closed End Junior Liens [Member]
Loans past due 90 days or more and still accruing	[1]	132
Nonaccruals	[1],[2]	0		0
Consumer Real Estate Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1],[2]	264		451
Commercial Real Estate Portfolio Segment [Member] \| Multifamily Real Estate [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1],[2]			192
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1],[2]	531
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate Other [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1],[2]	2,451		2,494
Commercial Non Real Estate Segment [Member] \| Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing	[1]
Nonaccruals	[1],[2]	144
Commercial Portfolio Segment [Member] \| Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing	[1]			2
Nonaccruals	[1],[2]			5
Consumer Non Real Estate Portfolio Segment [Member] \| Credit Card Receivable [Member]
Loans past due 90 days or more and still accruing	[1]	1
Nonaccruals	[1],[2]	0		0
Consumer Non Real Estate Portfolio Segment [Member] \| Automobile Loan [Member]
Loans past due 90 days or more and still accruing	[1]	40		29
Nonaccruals	[1],[2]
Consumer Non Real Estate Portfolio Segment [Member] \| Other Consumer Loans [Member]
Loans past due 90 days or more and still accruing	[1]	3		4
Nonaccruals	[1],[2]	5		0
Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due and accruing	[1]	1,735		1,635
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Closed End First Liens [Member]
Loans past due and accruing	[1]	888		647
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Closed End Junior Liens [Member]
Loans past due and accruing	[1]	22		11
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Loans past due and accruing	[1]
Financing Receivables 30 to 89 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Multifamily Real Estate [Member]
Loans past due and accruing	[1]	94		291
Financing Receivables 30 to 89 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Loans past due and accruing	[1]	243		325
Financing Receivables 30 to 89 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate Other [Member]
Loans past due and accruing	[1]	0		0
Financing Receivables 30 to 89 Days Past Due [Member] \| Commercial Non Real Estate Segment [Member] \| Commercial and Industrial [Member]
Loans past due and accruing	[1]	211
Financing Receivables 30 to 89 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Commercial and Industrial [Member]
Loans past due and accruing	[1]			10
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Credit Card Receivable [Member]
Loans past due and accruing	[1]	1		5
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Automobile Loan [Member]
Loans past due and accruing	[1]	185		296
Financing Receivables 30 to 89 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Other Consumer Loans [Member]
Loans past due and accruing	[1]	91		50
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due and accruing	[1]	1,594		346
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Closed End First Liens [Member]
Loans past due and accruing	[1]	717		119
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Closed End Junior Liens [Member]
Loans past due and accruing	[1]	132
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Real Estate Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Loans past due and accruing	[1]	264
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Multifamily Real Estate [Member]
Loans past due and accruing	[1]			192
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Loans past due and accruing	[1]	293
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate Other [Member]
Loans past due and accruing	[1]
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Non Real Estate Segment [Member] \| Commercial and Industrial [Member]
Loans past due and accruing	[1]	144
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Commercial Portfolio Segment [Member] \| Commercial and Industrial [Member]
Loans past due and accruing	[1]			2
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Credit Card Receivable [Member]
Loans past due and accruing	[1]	1
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Automobile Loan [Member]
Loans past due and accruing	[1]	40		29
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] \| Consumer Non Real Estate Portfolio Segment [Member] \| Other Consumer Loans [Member]
Loans past due and accruing	[1]	$ 3		$ 4

[1]	Only classes with past-due or nonaccrual loans are shown.
[2]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.

Note 3 - Allowance for Loan _12

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands		Sep. 30, 2019	Dec. 31, 2018
Loans, collectively evaluated for impairment		$ 716,526	$ 703,577
Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment		42,972	37,845
Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment		177,716	174,004
Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment		356,601	349,206
Commercial Non Real Estate Segment [Member]
Loans, collectively evaluated for impairment		44,928	45,520
Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment		34,578	36,225
Pass [Member]
Loans, collectively evaluated for impairment	[1]	715,617	701,387
Pass [Member] \| States Political Subdivisions [Member]
Loans, collectively evaluated for impairment	[1]	59,731	60,777
Special Mention [Member]
Loans, collectively evaluated for impairment	[1]	62	1,455
Special Mention [Member] \| States Political Subdivisions [Member]
Loans, collectively evaluated for impairment	[1]	0	0
Classified Excluding Impaired [Member]
Loans, collectively evaluated for impairment	[1]	847	735
Classified Excluding Impaired [Member] \| States Political Subdivisions [Member]
Loans, collectively evaluated for impairment	[1]	0	0
Construction, 1-4 Family Residential [Member] \| Pass [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]	7,408	9,264
Construction, 1-4 Family Residential [Member] \| Special Mention [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]	0
Construction, 1-4 Family Residential [Member] \| Classified Excluding Impaired [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]	0	0
Construction, Other [Member] \| Pass [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]	35,564	28,560
Construction, Other [Member] \| Special Mention [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]		21
Construction, Other [Member] \| Classified Excluding Impaired [Member] \| Real Estate Construction Portfolio Segment[Member]
Loans, collectively evaluated for impairment	[1]	0	0
Equity Lines [Member] \| Pass [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	15,984	16,026
Equity Lines [Member] \| Special Mention [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		38
Equity Lines [Member] \| Classified Excluding Impaired [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		0
Closed End First Liens [Member] \| Pass [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	93,553	92,253
Closed End First Liens [Member] \| Special Mention [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		994
Closed End First Liens [Member] \| Classified Excluding Impaired [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	587	582
Closed End Junior Liens [Member] \| Pass [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	3,976	3,954
Closed End Junior Liens [Member] \| Special Mention [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Closed End Junior Liens [Member] \| Classified Excluding Impaired [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Investor Owned Residential Real Estate [Member] \| Pass [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	63,593	60,157
Investor Owned Residential Real Estate [Member] \| Special Mention [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Investor Owned Residential Real Estate [Member] \| Classified Excluding Impaired [Member] \| Consumer Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	23
Multifamily Real Estate [Member] \| Pass [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	97,522	98,582
Multifamily Real Estate [Member] \| Special Mention [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Multifamily Real Estate [Member] \| Classified Excluding Impaired [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		0
Commercial Real Estate, Owner Occupied [Member] \| Pass [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	127,008	123,225
Commercial Real Estate, Owner Occupied [Member] \| Special Mention [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		211
Commercial Real Estate, Owner Occupied [Member] \| Classified Excluding Impaired [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	30	32
Commercial Real Estate Other [Member] \| Pass [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	132,041	127,156
Commercial Real Estate Other [Member] \| Special Mention [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Commercial Real Estate Other [Member] \| Classified Excluding Impaired [Member] \| Commercial Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]
Commercial and Industrial [Member] \| Pass [Member] \| Commercial Non Real Estate Segment [Member]
Loans, collectively evaluated for impairment	[1]	44,719	45,420
Commercial and Industrial [Member] \| Special Mention [Member] \| Commercial Non Real Estate Segment [Member]
Loans, collectively evaluated for impairment	[1]	62	54
Commercial and Industrial [Member] \| Classified Excluding Impaired [Member] \| Commercial Non Real Estate Segment [Member]
Loans, collectively evaluated for impairment	[1]	147	46
Credit Card Receivable [Member] \| Pass [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	5,479	5,724
Credit Card Receivable [Member] \| Special Mention [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	0	0
Credit Card Receivable [Member] \| Classified Excluding Impaired [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	0	0
Automobile Loan [Member] \| Pass [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	15,648	18,598
Automobile Loan [Member] \| Special Mention [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		133
Automobile Loan [Member] \| Classified Excluding Impaired [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	46	71
Other Consumer Loans [Member] \| Pass [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	13,391	11,691
Other Consumer Loans [Member] \| Special Mention [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]		4
Other Consumer Loans [Member] \| Classified Excluding Impaired [Member] \| Consumer Non Real Estate Portfolio Segment [Member]
Loans, collectively evaluated for impairment	[1]	$ 14	$ 4

[1]	Excludes impaired, if any.

Note 3 - Allowance for Loan _13

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Restructurings By Class (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)
Number of contracts	1	2	1	6
Pre-modification outstanding principal balance	$ 98	$ 338	$ 98	$ 3,935
Post-modification outstanding principal balance	$ 98	$ 338	$ 98	$ 3,935
Residential Portfolio Segment [Member] \| Equity Lines [Member]
Number of contracts	1		1
Pre-modification outstanding principal balance	$ 98		$ 98
Post-modification outstanding principal balance	$ 98		$ 98
Residential Portfolio Segment [Member] \| Investor Owned Residential Real Estate [Member]
Number of contracts		2		2
Pre-modification outstanding principal balance		$ 338		$ 338
Post-modification outstanding principal balance		$ 338		$ 338
Real Estate Construction Portfolio Segment[Member] \| Construction, Other [Member]
Number of contracts				2
Pre-modification outstanding principal balance				$ 2,882
Post-modification outstanding principal balance				$ 2,882
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate, Owner Occupied [Member]
Number of contracts				2
Pre-modification outstanding principal balance				$ 715
Post-modification outstanding principal balance				$ 715

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual)	3 Months Ended	9 Months Ended
Note 4 - Securities (Details Textual)	Jun. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Debt Securities, Held-to-maturity, Fair Value, Total	$ 119,790,000
Debt Securities, Held-to-maturity, Amortized Cost, before Other-than-temporary Impairment	118,662,000
Other Comprehensive Income (Loss), Transfers from Held-to-maturity to Available-for-Sale Securities, before Tax	$ 1,128,000		$ 1,128,000
Number of Temporarily Impaired Securities		111
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value		$ 149,423,000
Continuous Unrealized Loss Position Aggregate Losses		$ 774,000
Number of Temporarily Impaired Securities Greater than Twelve Months		73
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value		$ 72,369,000		$ 281,626,000
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses		265,000		7,365,000
National Bank of Blacksburg [Member] \| Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		526,568
Restricted Stock [Member]
Restricted Investments		$ 1,220,000		1,220,000
US Government Agencies Debt Securities [Member]
Number of Temporarily Impaired Securities		72
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value		$ 71,778,000
Continuous Unrealized Loss Position Aggregate Losses		217,000
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value		71,778,000		259,992,000
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses		$ 217,000		6,450,000
US States and Political Subdivisions Debt Securities [Member]
Number of Temporarily Impaired Securities		1
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value		$ 591,000
Continuous Unrealized Loss Position Aggregate Losses		48,000
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value		591,000		20,758,000
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses		$ 48,000		$ 814,000

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Securities available-for-sale, amortized costs	$ 330,512	$ 431,428
Securities available-for-sale, gross unrealized gains	4,412	1,709
Securities available-for-sale, gross unrealized losses	774	8,127
Securities available-for-sale, fair values	334,150	425,010
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	162,855	306,264
Securities available-for-sale, gross unrealized gains	2,636	449
Securities available-for-sale, gross unrealized losses	428	6,666
Securities available-for-sale, fair values	165,063	300,047
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	82,520	118,564
Securities available-for-sale, gross unrealized gains	1,550	1,218
Securities available-for-sale, gross unrealized losses	48	1,166
Securities available-for-sale, fair values	84,022	118,616
Collateralized Mortgage Backed Securities [Member]
Securities available-for-sale, amortized costs	81,141	586
Securities available-for-sale, gross unrealized gains	91	42
Securities available-for-sale, gross unrealized losses	298	0
Securities available-for-sale, fair values	80,934	628
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	3,996	6,014
Securities available-for-sale, gross unrealized gains	135
Securities available-for-sale, gross unrealized losses		295
Securities available-for-sale, fair values	$ 4,131	$ 5,719

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized cost, due in one year or less, available for sale securities	$ 61,522
Fair value, due in one year or less, available for sale securities	61,525
Amortized cost, due after one year through five years, available for sale securities	57,871
Fair value, due after one year through five years, available for sale securities	58,039
Amortized cost, due after five years through ten years, available for sale securities	90,075
Fair value, due after five years through ten years, available for sale securities	90,903
Amortized cost, due after ten years, available for sale securities	121,044
Fair value, due after ten years, available for sale securities	123,683
Amortized cost, total securities available for sale	330,512	$ 431,428
Fair value, total securities available for sale	$ 334,150	$ 425,010

Note 4 - Securities - Securit_3

Note 4 - Securities - Securities in a Continuous Loss Position (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Temporarily impaired securities, less than 12 months, fair value	$ 77,054,000	$ 39,454,000
Temporarily impaired securities, less than 12 months unrealized loss	509,000	762,000
Temporarily impaired securities, 12 months or more fair value	72,369,000	281,626,000
Temporarily impaired securities, 12 months or more unrealized loss	265,000	7,365,000
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	27,231,000	17,730,000
Temporarily impaired securities, less than 12 months unrealized loss	211,000	216,000
Temporarily impaired securities, 12 months or more fair value	71,778,000	259,992,000
Temporarily impaired securities, 12 months or more unrealized loss	217,000	6,450,000
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value		16,882,000
Temporarily impaired securities, less than 12 months unrealized loss		352,000
Temporarily impaired securities, 12 months or more fair value	591,000	20,758,000
Temporarily impaired securities, 12 months or more unrealized loss	48,000	814,000
Commercial Mortgage Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	49,823,000
Temporarily impaired securities, less than 12 months unrealized loss	298,000
Temporarily impaired securities, 12 months or more fair value
Temporarily impaired securities, 12 months or more unrealized loss
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value		4,842,000
Temporarily impaired securities, less than 12 months unrealized loss		194,000
Temporarily impaired securities, 12 months or more fair value		876,000
Temporarily impaired securities, 12 months or more unrealized loss		$ 101,000

Note 6 - Defined Benefit Plan_2

Note 6 - Defined Benefit Plan (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 6 - Defined Benefit Plan -

Note 6 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Service cost	$ 600	$ 651
Interest cost	663	600
Expected return on plan assets	(1,095)	(1,200)
Amortization of prior service cost	(81)	(81)
Recognized net actuarial loss	474	438
Net periodic benefit cost	$ 561	$ 408

Note 7 - Fair Value Measureme_3

Note 7 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Loans Held-for-sale [Member] \| Changes Measurement [Member] \| Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0

Note 7 - Fair Value Measureme_4

Note 7 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Securities available for sale	$ 334,150	$ 425,010
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	334,150	425,010
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
US Government Agencies Debt Securities [Member]
Securities available for sale	165,063	300,047
US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available for sale	165,063	300,047
US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	84,022	118,616
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available for sale	84,022	118,616
US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Collateralized Mortgage Backed Securities [Member]
Securities available for sale	80,934	628
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available for sale	80,934	628
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	4,131	5,719
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available for sale	4,131	5,719
Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available for sale	$ 0	$ 0

Note 7 - Fair Value Measureme_5

Note 7 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Impaired loans net of valuation allowance	$ 950	$ 1,014
Other real estate owned net of valuation allowance	1,470	2,052
Fair Value, Inputs, Level 1 [Member]
Impaired loans net of valuation allowance		0
Other real estate owned net of valuation allowance	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans net of valuation allowance		0
Other real estate owned net of valuation allowance	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans net of valuation allowance	950	1,014
Other real estate owned net of valuation allowance	$ 1,470	$ 2,052

Note 7 - Fair Value Measureme_6

Note 7 - Fair Value Measurements - Level 3 Fair Value Measurements (Details) - Valuation, Market Approach [Member]		Sep. 30, 2019	Dec. 31, 2018
Measurement Input, Discount Rate [Member] \| Minimum [Member]
Discount rate		0.055	0.055
Measurement Input, Discount Rate [Member] \| Maximum [Member]
Discount rate		0.0725	0.0725
Measurement Input, Discount Rate [Member] \| Weighted Average [Member]
Discount rate		(0.0582)	0.0605
Measurement Input, Cost to Sell [Member] \| Minimum [Member]
Level 3 Fair Value Measurements	[1]	0	0
Measurement Input, Cost to Sell [Member] \| Maximum [Member]
Level 3 Fair Value Measurements		0.06	0.06
Measurement Input, Cost to Sell [Member] \| Weighted Average [Member]
Level 3 Fair Value Measurements		(0.0006)	0.0012
Measurement Input, Discount for Lack of Marketability and Age of Appraisal [Member] \| Minimum [Member]
Level 3 Fair Value Measurements		0	0
Measurement Input, Discount for Lack of Marketability and Age of Appraisal [Member] \| Maximum [Member]
Level 3 Fair Value Measurements		0.4828	0.5005
Measurement Input, Discount for Lack of Marketability and Age of Appraisal [Member] \| Weighted Average [Member]
Level 3 Fair Value Measurements		(0.0105)	0.0145

[1]	The Company markets other real estate owned both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not discounted by selling costs.

Note 7 - Fair Value Measureme_7

Note 7 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Reported Value Measurement [Member]
Cash and due from banks	$ 14,206	$ 12,882
Interest-bearing deposits	135,490	43,491
Securities	334,150	425,010
Restricted securities	1,220	1,220
Loans held for sale	2,333	72
Loans, net	715,025	702,409
Accrued interest receivable	4,233	5,160
Bank-owned life insurance	35,338	34,657
Deposits	1,068,027	1,051,942
Accrued interest payable	133	89
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	14,206	12,882
Interest-bearing deposits	135,490	43,491
Securities	0	0
Restricted securities	0	0
Loans held for sale
Loans, net		0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Deposits	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities	334,150	425,010
Restricted securities	1,220	1,220
Loans held for sale	2,333	72
Loans, net		0
Accrued interest receivable	4,233	5,160
Bank-owned life insurance	35,338	34,657
Deposits	943,441	950,143
Accrued interest payable	133	89
Estimate of Fair Value Measurement [Member] \| Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities	0	0
Restricted securities	0	0
Loans held for sale
Loans, net	703,281	684,565
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Deposits	124,567	101,749
Accrued interest payable	$ 0	$ 0

Note 8 - Components of Accumu_3

Note 8 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Balance	$ 190,238	$ 184,896
Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax		891
Balance	187,988	188,157
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	(5,072)	(3,704)
Unrealized holding gain (loss) on available for sale securities, net of tax	8,089	(5,182)
Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax		891
Reclassification adjustment, net of tax	(144)
Balance	2,873	(7,995)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(7,013)	(5,991)
Unrealized holding gain (loss) on available for sale securities, net of tax	0	0
Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax
Reclassification adjustment, net of tax	0
Balance	(7,013)	(5,991)
AOCI Attributable to Parent [Member]
Balance	(12,085)	(9,695)
Unrealized holding gain (loss) on available for sale securities, net of tax	8,089	(5,182)
Unrealized holding gain on securities transferred from held to maturity to available for sale, net of tax		891
Reclassification adjustment, net of tax	(144)
Balance	$ (4,140)	$ (13,986)

Note 8 - Components of Accumu_4

Note 8 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax	$ 237
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	2,149	$ (1,378)
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax		237
Reclassification adjustment for gain included in net income, taxes	(38)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	0	0
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax		0
Reclassification adjustment for gain included in net income, taxes	0
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	2,149	(1,378)
Unrealized holding gain on securities transferred from held to maturity to available for sale, tax		$ 237
Reclassification adjustment for gain included in net income, taxes	$ (38)

Note 9 - Revenue Recognition -

Note 9 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Noninterest Income (in-scope of Topic 606)	$ 1,576	$ 1,570	$ 4,572	$ 4,687
Noninterest Income (out-of-scope of Topic 606)	522	344	1,871	1,118
Total noninterest income	2,098	1,914	6,443	5,805
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	643	673	1,840	2,037
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	46	20	149	87
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	350	362	1,015	1,071
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	440	355	1,208	1,131
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 97	$ 160	$ 360	$ 361

Note 10 - Leases (Details Textu

Note 10 - Leases (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2019	Jan. 01, 2019	Dec. 31, 2018
Operating Lease, Liability, Total	$ 2,358
Operating Lease, Right-of-Use Asset	$ 2,351
Accounting Standards Update 2016-02 [Member]
Operating Lease, Liability, Total		$ 684
Operating Lease, Right-of-Use Asset		$ 684

Note 10 - Leases - Lease Inform

Note 10 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Lease liability	$ 2,358
Operating Lease, Right-of-Use Asset	$ 2,351
Weighted average remaining lease term (years) (Year)	7 years 40 days
Weighted average discount rate	3.02%
Operating lease expense	$ 218
Short-term lease expense	101
Total lease expense	319	223
Cash paid for amounts included in lease liabilities	211
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	$ 1,837

Note 10 - Leases - Lease Liabil

Note 10 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Three months ending December 31, 2019	$ 89
Twelve months ending December 31, 2020	354
Twelve months ending December 31, 2021	345
Twelve months ending December 31, 2022	349
Twelve months ending December 31, 2023	351
Twelve months ending December 31, 2024	333
Thereafter	848
Total undiscounted cash flows	2,669
Less: discount	(311)
Lease liability	$ 2,358