National Bankshares (NKSH) 10-Q 12 May 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	May 10, 2021
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062-9002
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		6,205,358

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 12,677	$ 13,147
Interest-bearing deposits	135,142	120,725
Securities available for sale, at fair value	571,359	546,742
Restricted stock, at cost	845	1,279
Loans held for sale	424	866
Loans:
Loans, net of unearned income and deferred fees and costs	779,360	768,799
Less allowance for loan losses	(8,536)	(8,481)
Loans, net	770,824	760,318
Premises and equipment, net	9,955	10,035
Accrued interest receivable	5,367	5,028
Other real estate owned, net	957	1,553
Goodwill	5,848	5,848
Bank-owned life insurance	36,650	36,444
Other assets	18,162	17,688
Total assets	1,568,210	1,519,673
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	319,126	276,793
Interest-bearing demand deposits	766,582	763,293
Savings deposits	183,231	167,475
Time deposits	89,649	89,582
Total deposits	1,358,588	1,297,143
Accrued interest payable	49	56
Other liabilities	20,504	21,867
Total liabilities	1,379,141	1,319,066
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 6,320,188 shares at March 31, 2021 and 6,432,020 shares at December 31, 2020	7,900	8,040
Retained earnings	190,462	189,547
Accumulated other comprehensive income (loss), net	(9,293)	3,020
Total stockholders' equity	189,069	200,607
Total liabilities and stockholders' equity	$ 1,568,210	$ 1,519,673

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2021	Dec. 31, 2020
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,320,188	6,432,020
Common stock, shares outstanding (in shares)	6,320,188	6,432,020

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest Income
Interest and fees on loans	$ 8,550	$ 8,466
Interest on interest-bearing deposits	28	217
Interest on securities – taxable	1,783	2,356
Interest on securities – nontaxable	521	349
Total interest income	(10,882)	(11,388)
Interest Expense
Interest on time deposits	90	559
Interest on other deposits	765	1,237
Total interest expense	(855)	(1,796)
Net interest income	10,027	9,592
Provision for loan losses	50	479
Net interest income after provision for loan losses	9,977	9,113
Noninterest Income:
Noninterest Income	1,757	1,459
BOLI income	206	221
Gain on sale of mortgage loans	137	94
Other income	627	439
Realized securities gain, net	5	20
Total noninterest income	2,334	2,135
Noninterest Expense
Salaries and employee benefits	3,906	3,873
Occupancy, furniture and fixtures	488	450
Data processing and ATM	778	791
FDIC assessment	83	0
Net costs of other real estate owned	37	22
Franchise taxes	335	343
Other operating expenses	909	988
Total noninterest expense	6,536	6,467
Income before income taxes	5,775	4,781
Income tax expense	1,009	802
Net Income	$ 4,766	$ 3,979
Basic net income per common share (in dollars per share)	$ 0.74	$ 0.61
Fully diluted net income per common share (in dollars per share)	$ 0.74	$ 0.61
Weighted average number of common shares outstanding – basic and diluted (in shares)	6,407,685	6,489,574
Dividends declared per common share (in dollars per share)	$ 0	$ 0
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 469	$ 582
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	41	39
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	434	306
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 415	$ 434

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net Income	$ 4,766	$ 3,979
Other Comprehensive Income (Loss), Net of Tax
Unrealized holding gain (loss) on available for sale securities net of tax of ($3,271) and $1,028 for the periods ended March 31, 2021 and 2020, respectively	(12,309)	3,870
Reclassification adjustment for gain included in net income, net of tax of ($1) for the period ended March 31, 2021 and ($4) for the period ended March 31, 2020	(4)	(16)
Other comprehensive income (loss), net of tax	(12,313)	3,854
Total Comprehensive Income (Loss)	$ (7,547)	$ 7,833

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Unrealized holding gain (loss) on available for sale securities, tax	$ (3,271)	$ 1,028
Reclassification adjustment for gain included in net income, tax	$ (1)	$ (4)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2019	$ 8,112	$ 184,120	$ (8,506)	$ 183,726
Net income		3,979		3,979
Other comprehensive income (loss), net of tax			3,854	3,854
Balance at Mar. 31, 2020	8,112	188,099	(4,652)	191,559
Balance at Dec. 31, 2020	8,040	189,547	3,020	200,607
Net income		4,766		4,766
Other comprehensive income (loss), net of tax			(12,313)	(12,313)
Common stock repurchased, 111,832 shares	(140)	(3,851)	0	(3,991)
Balance at Mar. 31, 2021	$ 7,900	$ 190,462	$ (9,293)	$ 189,069

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Other comprehensive income (loss), tax	$ (3,272)	$ 1,024
Stock repurchase, shares (in shares)	111,832

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Cash Flows from Operating Activities
Net income	$ 4,766	$ 3,979
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	50	479	$ 1,991
Depreciation of bank premises and equipment	164	176
Amortization of premiums and accretion of discounts, net	416	193
Gain on sales and calls of securities available for sale, net	(5)	(20)
Loss and write-down on other real estate owned, net	26	4
Increase in cash value of bank-owned life insurance	(206)	(221)
Origination of mortgage loans held for sale	(6,266)	(6,428)
Proceeds from sale of mortgage loans held for sale	6,845	5,639
Gain on sale of mortgage loans held for sale	(137)	(94)
Net change in:
Accrued interest receivable	(339)	5
Other assets	1,340	625
Accrued interest payable	(7)	(7)
Other liabilities	106	883
Net cash provided by operating activities	6,753	5,213
Cash Flows from Investing Activities
Net change in interest-bearing deposits	(14,417)	4,983
Proceeds from calls, principal payments, sales and maturities of securities available for sale	15,331	53,872
Purchase of securities available for sale	(55,944)	(52,923)
Net change in restricted stock	434	(59)
Purchase of loan participations	(951)	(18)
Collection of loan participations	93	87
Loan originations and principal collections, net	(9,761)	3,720
Proceeds from sale of other real estate owned	570	24
Proceeds from disposal of repossessed assets	0	27
Recoveries on loans charged off	52	73
Proceeds from sale and purchases of premises and equipment, net	(84)	(1,315)
Net cash provided by (used in) investing activities	(64,677)	8,471
Cash Flows from Financing Activities
Net change in time deposits	67	(4,230)
Net change in other deposits	61,378	(7,340)
Common stock repurchased	(3,991)	0
Net cash provided by (used in) financing activities	57,454	(11,570)
Net change in cash and due from banks	(470)	2,114
Cash and due from banks at beginning of period	13,147	10,290	10,290
Cash and due from banks at end of period	12,677	12,404	$ 13,147
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits	862	1,803
Income taxes paid	0	0
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for loan losses	47	175
Loans transferred to other real estate owned		0
Loans transferred to repossessed assets	11	4
Unrealized net gain (loss) on securities available for sale	(15,585)	4,878
Lease liabilities arising from obtaining right-of-use assets	$ 0	$ 0

Note 1 - General

Note 1 - General	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“U.S. GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three March 31, 2021 not 10 2020 10 1934 www.nationalbankshares.com Risks and Uncertainties Over the past year, the COVID- 19 19 not 19 Financial position and results of operations The pandemic led to declines in two 2020: first 2021, not may Lending operations and accommodations to borrowers Modifications to loans for borrowers affected by COVID- 19 90 may With the passage of the Paycheck Protection Program (“PPP”), administered by the Small Business Administration (“SBA”), the Company is actively participating in assisting its customers through the program. It is the Company’s understanding that loans funded through the PPP program are fully guaranteed by the U.S. government and that the majority of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. Should those circumstances change, the Company could be required to establish additional allowance for loan loss through provision for loan loss charged to earnings. Credit The Company is working with customers directly affected by COVID- 19, 19 19 Asset valuation Currently, the Company does not 19 not The Company tests goodwill for impairment annually, usually during the fourth September 30 may Capital and liquidity While the Company believes that it has sufficient capital to withstand an extended economic recession brought about by COVID- 19, The Company maintains access to multiple sources of liquidity. Wholesale funding markets are currently available to the Company. If the uncertainty caused by the COVID- 19 Accounting Standards Adopted as of January 1, 2021 In December 2019, 2019 12, 740 740 2019 12 January 1, 2021. 2019 12 not In January 2020, 2020 01, 321 323 815 321, 323, 815 2016 01 2020 01 January 1, 2021. 2020 01 not In October 2020, 2020 08, 310 20, 310 20 35 33 2020 08 January 1, 2021. 2020 08 not Recent Accounting Pronouncements In June 2016, No. 2016 13, 326 2016 13 326, 2019 04, 2019 05, 2019 10, 2019 11, 2020 02, 2020 03. not December 15, 2022. 2016 13 Effective November 25, 2019, 119. 119 326” 1 2 3 4 In August 2018, 2018 14, 715 20 715 20 50 3, December 15, 2020. not 2018 14

Note 2 - Loan Portfolio

Note 2 - Loan Portfolio	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 2: The loan portfolio, excluding loans held for sale, was comprised of the following. March 31, 2021 December 31, 2020 Real estate construction $ 42,570 $ 42,266 Consumer real estate 186,906 181,782 Commercial real estate 392,461 393,115 Commercial non-real estate 87,258 78,771 Public sector and IDA 39,788 40,983 Consumer non-real estate 32,261 33,110 Gross loans 781,244 770,027 Less unearned income and deferred fees and costs (1,884 ) (1,228 ) Loans, net of unearned income and deferred fees and costs $ 779,360 $ 768,799

Note 3 - Allowance for Loan Los

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 3: Allowance for Loan Losses, Nonperforming Assets and Impaired Loans The allowance for loan losses methodology incorporates individual evaluation of impaired loans and collective evaluation of groups of non-impaired loans. The Company performs ongoing analysis of the loan portfolio to determine credit quality and to identify impaired loans. Credit quality is rated based on the loan’s payment history, the borrower’s current financial situation and value of the underlying collateral. Impaired Loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts will not not not six may 2020 10 1: TDRs impact the estimation of the appropriate level of the allowance for loan losses. If the restructuring included forgiveness of a portion of principal or accrued interest, the charge-off is included in the historical charge-off rates applied to the collective evaluation methodology. Restructured loans are individually evaluated for impairment, and the amount of a restructured loan’s book value in excess of its fair value is accrued as a specific allocation in the allowance for loan losses. If a TDR loan payment exceeds 90 not may Collectively Evaluated Loans The Company evaluated characteristics in the loan portfolio and determined major segments and smaller classes within each segment. These characteristics include collateral type, repayment sources, and (if applicable) the borrower’s business model. The methodology for calculating reserves for collectively evaluated loans is applied at the class level. Portfolio Segments and Classes The segments and classes used in determining the allowance for loan losses are as follows. Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner-occupied Commercial real estate, other Commercial Non-Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non-Real Estate Credit cards Automobile Other consumer loans Historical Loss Rates The Company’s allowance methodology for collectively evaluated loans applies historical loss rates by class to current class balances as part of the process of determining required reserves. Class loss rates are calculated as the net charge-offs for the class as a percentage of average class balance. The Company averages loss rates for the most recent eight Two loss rates for each class are calculated: total net charge-offs for the class as a percentage of average class loan balance (“class loss rate”), and total net charge-offs for the class as a percentage of average classified loans in the class (“classified loss rate”). Classified loans are those with risk ratings of “substandard” or lower. Net charge-offs in both calculations include charge-offs and recoveries of classified and non-classified loans as well as those associated with impaired loans. Class historical loss rates are applied to non-classified loan balances at the reporting date, and classified historical loss rates are applied to classified balances at the reporting date. Risk Factors In addition to historical loss rates, risk factors pertinent to credit risk for each class are analyzed to estimate reserves for collectively evaluated loans. Factors include changes in national and local economic and business conditions, the nature and volume of classes within the portfolio, loan quality, loan officers’ experience, lending policies and the Company’s loan review system. The analysis of certain factors results in standard allocations to all segments and classes. These factors include the risk from changes in lending policies, loan officers’ average years of experience, and economic factors including unemployment levels, bankruptcy rates, interest rate environment, and competition/legal/regulatory environments. Also applied to all segments and classes is an economic factor implemented to address COVID- 19 not Factors analyzed for each class, with resultant allocations based upon the level of risk assessed for each class, include the risk from changes in loan review, levels of past due loans, levels of nonaccrual loans, current class balance as a percentage of total loans, and the percentage of high risk loans within the class. High risk loans include junior liens, interest only and high loan to value loans. During the 4th 2020 2020 10 1: Real estate construction loans are subject to general risks from changing commercial building and housing market trends and economic conditions that may The credit quality of consumer real estate is subject to risks associated with the borrower’s repayment ability and collateral value, measured generally by analyzing local unemployment and bankruptcy trends, local housing market trends, and interest rates. The commercial real estate segment includes loans secured by multifamily residential real estate, commercial real estate occupied by the owner/borrower, and commercial real estate leased to non-owners. Loans in the commercial real estate segment are impacted by economic risks from changing commercial real estate markets, rental markets for multi-family housing and commercial buildings, business bankruptcy rates, local unemployment and interest rate trends that would impact the businesses housed by the commercial real estate. Commercial non-real estate loans are secured by collateral other than real estate, or are unsecured. Credit risk for commercial non-real estate loans is subject to economic conditions, generally monitored by local business bankruptcy trends, and interest rates. Public sector and Industrial Development Authority (“IDA”) loans are extended to municipalities and related entities. Credit risk is based upon the entity’s ability to repay and interest rate trends. Consumer non-real estate includes credit cards, automobile and other consumer loans. Credit cards and certain other consumer loans are unsecured, while collateral is obtained for automobile loans and other consumer loans. Credit risk stems primarily from the borrower’s ability to repay, measured by average unemployment, average personal bankruptcy rates and interest rates. A detailed analysis showing the allowance roll-forward by portfolio segment and related loan balance by segment follows. Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - - - - - (47 ) - (47 ) Recoveries - - 12 2 - 38 - 52 Provision for (recovery of) loan losses 8 201 (3 ) (38 ) (28 ) (50 ) (40 ) 50 Balance, March 31, 2021 $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2019 $ 400 $ 1,895 $ 2,559 $ 555 $ 478 $ 650 $ 326 $ 6,863 Charge-offs - (44 ) - (65 ) - (66 ) - (175 ) Recoveries - - 12 1 - 60 - 73 Provision for (recovery of) loan losses (25 ) 219 29 230 33 (25 ) 18 479 Balance, March 31, 2020 $ 375 $ 2,070 $ 2,600 $ 721 $ 511 $ 619 $ 344 $ 7,240 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2019 $ 400 $ 1,895 $ 2,559 $ 555 $ 478 $ 650 $ 326 $ 6,863 Charge-offs - (85 ) (15 ) (372 ) - (248 ) - (720 ) Recoveries - 18 145 9 - 175 - 347 Provision for (recovery of) loan losses 103 337 1,164 478 (139 ) (22 ) 70 1,991 Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Allowance for Loan Losses as of March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 2 $ - $ 16 $ - $ - $ - $ 18 Collectively evaluated for impairment 511 2,364 3,862 618 311 496 356 8,518 Total $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Allowance for Loan Losses as of December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 2 $ - $ 73 $ - $ - $ - $ 75 Collectively evaluated for impairment 503 2,163 3,853 597 339 555 396 8,406 Total $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Loans as of March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 193 $ 3,919 $ 826 $ - $ 1 $ - $ 4,939 Collectively evaluated for impairment 42,570 186,713 388,542 86,432 39,788 32,260 - 776,305 Total $ 42,570 $ 186,906 $ 392,461 $ 87,258 $ 39,788 $ 32,261 $ - $ 781,244 Loans as of December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 194 $ 3,856 $ 851 $ - $ 2 $ - $ 4,903 Collectively evaluated for impairment 42,266 181,588 389,259 77,920 40,983 33,108 - 765,124 Total $ 42,266 $ 181,782 $ 393,115 $ 78,771 $ 40,983 $ 33,110 $ - $ 770,027 A summary of ratios for the allowance for loan losses follows. As of and for the Three Months Ended March 31, Year Ended December 31, 2021 2020 2020 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs (1) 1.10 % 0.99 % 1.10 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (2) 0.00 % 0.06 % 0.05 % ( 1 The ratio of the allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs at March 31, 2021 December 31, 2020 not ( 2 Net charge-offs are on an annualized basis. A summary of nonperforming assets follows. March 31, December 31, 2021 2020 2020 Nonperforming assets: Nonaccrual loans $ 784 $ 261 $ 846 Restructured loans in nonaccrual 2,907 3,191 2,839 Total nonperforming loans 3,691 3,452 3,685 Other real estate owned, net 957 1,584 1,553 Total nonperforming assets $ 4,648 $ 5,036 $ 5,238 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.60 % 0.69 % 0.68 % Ratio of allowance for loan losses to nonperforming loans (1) 231.27 % 209.73 % 230.15 % ( 1 The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 A summary of loans past due 90 March 31, December 31, 2021 2020 2020 Loans past due 90 days or more and still accruing $ 12 $ 170 $ 17 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.02 % 0.00 % Accruing restructured loans $ 1,378 $ 1,592 $ 1,410 Impaired loans: Impaired loans with no valuation allowance $ 4,564 $ 4,557 $ 3,858 Impaired loans with a valuation allowance 375 1,114 1,045 Total impaired loans $ 4,939 $ 5,671 $ 4,903 Valuation allowance (18 ) (110 ) (75 ) Impaired loans, net of allowance $ 4,921 $ 5,561 $ 4,828 Average recorded investment in impaired loans (1) $ 4,956 $ 5,677 $ 5,093 Interest income recognized on impaired loans, after designation as impaired $ 46 $ 26 $ 54 Amount of income recognized on a cash basis $ - $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. Nonaccrual loan relationships that meet the Company’s balance threshold of $250 $250 not three March 31, 2021 March 31, 2020 December 31, 2020. A detailed analysis of investment in impaired loans and associated reserves, segregated by loan class follows. Impaired Loans as of March 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate (2) Investor-owned residential real estate $ 193 $ 193 $ - $ 193 $ 2 Commercial Real Estate (2) Commercial real estate, owner-occupied 3,846 3,265 3,265 - - Commercial real estate, other 654 654 654 - - Commercial Non-Real Estate (2) Commercial and industrial 826 826 644 182 16 Consumer Non-Real Estate (2) Automobile 1 1 1 - - Total $ 5,520 $ 4,939 $ 4,564 $ 375 $ 18 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. Impaired Loans as of December 31, 2020 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate (2) Investor-owned residential real estate $ 194 $ 194 $ - $ 194 $ 2 Commercial Real Estate (2) Commercial real estate, owner occupied 3,752 3,202 3,202 - - Commercial real estate, other 654 654 654 - - Commercial Non-Real Estate (2) Commercial and industrial 851 851 - 851 73 Consumer Non-Real Estate (2) Automobile 2 2 2 - - Total $ 5,453 $ 4,903 $ 3,858 $ 1,045 $ 75 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. The following tables show the average recorded investment and interest income recognized for impaired loans. For the Three Months Ended March 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Investor-owned residential real estate $ 194 $ 3 Commercial Real Estate (2) Commercial real estate, owner occupied 3,269 38 Commercial real estate, other 654 - Commercial Non-Real Estate (2) Commercial and industrial 838 5 Consumer Non-Real Estate (2) Automobile 1 - Total $ 4,956 $ 46 For the Three Months Ended March 31, 2020 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Equity lines $ 100 $ 2 Residential closed-end first liens 22 - Investor-owned residential real estate 487 4 Commercial Real Estate (2) Commercial real estate, owner occupied 3,309 6 Commercial real estate, other 838 8 Commercial Non-Real Estate (2) Commercial and industrial 917 6 Consumer Non-Real Estate (2) Automobile 4 - Total $ 5,677 $ 26 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. For the Year Ended December 31, 2020 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Investor-owned residential real estate $ 196 $ 13 Commercial Real Estate (2) Commercial real estate, owner occupied 3,217 19 Commercial real estate, other 790 - Commercial Non-Real Estate (2) Commercial and industrial 887 22 Consumer Non-Real Estate (2) Automobile 3 - Total $ 5,093 $ 54 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. ( 2 Only classes with impaired loans are shown. The Company reviews nonaccrual loans on an individual loan basis to determine whether future payments are reasonably assured. To satisfy this criteria, the Company’s evaluation must determine that the underlying cause of the original delinquency or weakness that indicated nonaccrual status has been resolved, such as receipt of new guarantees, increased cash flows that cover the debt service or other resolution. Nonaccrual loans that demonstrate reasonable assurance of future payments and that have made at least six may An analysis of past due and nonaccrual loans March 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Real Estate Construction (1) Construction, other $ 16 $ - $ - $ - Consumer Real Estate (1) Equity lines 29 - - - Residential closed-end first liens 403 62 - 62 Investor-owned residential real estate 163 - - - Commercial Real Estate (1) Commercial real estate, owner-occupied - 461 - 2,907 Commercial real estate, other - 654 - 654 Commercial Non-Real Estate (1) Commercial and industrial (3) 874 48 - 68 Consumer Non-Real Estate (1) Credit cards 4 1 1 - Automobile 97 - - - Other consumer loans 218 11 11 - Total $ 1,804 $ 1,237 $ 12 $ 3,691 ( 1 Only classes with past due or nonaccrual loans are shown. ( 2 Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status. ( 3 Includes SBA PPP loans past due 30 89 December 31, 2020 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 365 $ 62 $ - $ 62 Investor-owned residential real estate 106 - - - Commercial Real Estate (1) Commercial real estate, owner occupied 15 571 - 2,941 Commercial real estate, other - 654 - 654 Commercial Non-Real Estate (1) Commercial and industrial 730 27 - 28 Consumer Non-Real Estate (1) Credit cards 7 3 3 - Automobile 144 1 1 - Other consumer loans 130 13 13 - Total $ 1,497 $ 1,331 $ 17 $ 3,685 ( 1 Only classes with past due or nonaccrual loans are shown. ( 2 Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status. The estimate of credit risk for non-impaired loans is obtained by applying allocations for internal and external factors. The allocations are increased for loans that exhibit greater credit quality risk. Credit quality indicators, which the Company terms risk grades, are assigned through the Company’s credit review function for larger loans and selective review of loans that fall below credit review thresholds. Loans that do not 60 not not 75 Determination of risk grades was completed for the portfolio as of March 31, 2021 December 31, 2020. The following displays collectively evaluated loans by credit quality indicator. March 31, 2021 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 8,902 $ - $ - Construction, other 33,668 - - Consumer Real Estate Equity lines 13,486 - 29 Residential closed-end first liens 94,684 65 343 Residential closed-end junior liens 2,902 - - Investor-owned residential real estate 74,468 632 104 Commercial Real Estate Multifamily residential real estate 90,194 261 - Commercial real estate owner-occupied 144,790 543 37 Commercial real estate, other 146,197 6,520 - Commercial Non-Real Estate Commercial and industrial 86,363 - 69 Public Sector and IDA States and political subdivisions 39,788 - - Consumer Non-Real Estate Credit cards 4,437 - - Automobile 11,666 - 17 Other consumer 16,134 - 6 Total $ 767,679 $ 8,021 $ 605 ( 1 Excludes impaired, if any. The following displays collectively evaluated loans by credit quality indicator. December 31, 2020 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 8,195 $ - $ - Construction, other 34,071 - - Consumer Real Estate Equity lines 13,903 - - Residential closed-end first liens 92,241 66 284 Residential closed-end junior liens 3,003 - - Investor-owned residential real estate 71,450 641 - Commercial Real Estate Multifamily residential real estate 87,455 265 - Commercial real estate owner-occupied 146,900 543 140 Commercial real estate, other 147,436 6,520 - Commercial Non-Real Estate Commercial and industrial 77,892 - 28 Public Sector and IDA States and political subdivisions 40,983 - - Consumer Non-Real Estate Credit cards 4,665 - - Automobile 12,024 - 6 Other consumer 16,398 - 15 Total $ 756,616 $ 8,035 $ 473 ( 1 Excludes impaired, if any. Sales, Purchases and Reclassification of Loans The Company finances mortgages under “best efforts” contracts with mortgage purchasers. The mortgages are designated as held for sale upon initiation. There have been no Troubled Debt Restructurings From time to time the Company modifies loans that result in TDR designation. Total TDRs amounted to $4,285 at March 31, 2021, December 31, 2020, March 31, 2020. no TDRs Designated During the Reporting Period During the three March 31, 2021 one three March 31, 2020, three March 31, 2021 No March 31, 2021 not The following table presents restructurings by class that occurred during the three March 31, 2021. Restructurings That Occurred During the Three Months Ended March 31, 2021 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner-occupied 1 $ 102 $ 102 Total 1 $ 102 $ 102 Defaulted TDRs The Company analyzed its TDR portfolio for loans that defaulted during the three March 31, 2021 March 31, 2020, 12 three one 90 Of the Company’s TDRs at March 31, 2021 March 31, 2020, none 12 March 31, 2021 March 31, 2020. COVID- 19 In order to aid borrowers negatively impacted by the COVID- 19 December 2020, not 19 not March 31, 2021, no none

Note 4 - Securities

Note 4 - Securities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4: The amortized costs, gross unrealized gains, gross unrealized losses and fair values for securities available for sale by major security type are as follows. March 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 131,670 $ 2,933 $ 4,378 $ 130,225 States and political subdivisions 199,874 3,706 4,395 199,185 Mortgage-backed securities 236,732 3,293 229 239,796 Corporate debt securities 2,001 152 - 2,153 Total securities available for sale $ 570,277 $ 10,084 $ 9,002 $ 571,359 December 31, 2020 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 86,859 $ 4,477 $ 173 $ 91,163 States and political subdivisions 196,435 7,778 252 203,961 Mortgage-backed securities 244,780 4,473 78 249,175 Corporate debt securities 2,001 442 - 2,443 Total securities available for sale $ 530,075 $ 17,170 $ 503 $ 546,742 The amortized cost and fair value of single maturity securities available for sale at March 31, 2021, may may March 31, 2021 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 3,072 $ 3,115 Due after one year through five years 5,438 5,573 Due after five years through ten years 178,874 179,196 Due after ten years 382,893 383,475 Total securities available for sale $ 570,277 $ 571,359 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows. March 31, 2021 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily Impaired Securities: U.S. Government agencies and corporations $ 89,509 $ 4,378 $ - $ - States and political subdivisions 89,706 4,198 4,092 197 Mortgage-backed securities 12,287 229 - - Total $ 191,502 $ 8,805 $ 4,092 $ 197 December 31, 2020 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily Impaired Securities: U.S. Government agencies and corporations $ 28,798 $ 173 $ - $ - States and political subdivisions 32,353 249 635 3 Mortgage-backed securities 8,816 76 4,060 2 Total $ 69,967 $ 498 $ 4,695 $ 5 The Company had 183 securities with a fair value of $195,594 that were temporarily impaired at March 31, 2021. 12 March 31, 2021 States and political subdivisions. 12 not not not not may not Restricted Stock The Company held restricted stock of $845 as of March 31, 2021 December 31, 2020. not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may March 31, 2021. March 31, 2021, not Management regularly monitors the credit quality of the investment portfolio. Changes in ratings are noted and follow-up research on the issuer is undertaken when warranted. Management intends to carefully monitor any changes in bond quality.

Note 5 - Defined Benefit Plan

Note 5 - Defined Benefit Plan	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 5: Components of Net Periodic Benefit Cost: Pension Benefits Three Months Ended March, 31 2021 2020 Service cost $ 361 $ 270 Interest cost 184 205 Expected return on plan assets (555 ) (420 ) Amortization of prior service cost (3 ) (27 ) Recognized net actuarial loss 208 177 Net periodic benefit cost $ 195 $ 205 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the consolidated statements of income. All other components are included in other noninterest expense in the consolidated statements of income. For the three March 31, 2021, not

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 6: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. U.S. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. U.S. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including: ● quoted prices in active markets for similar assets and liabilities, ● quoted prices for identical or similar assets and liabilities in less active markets, ● inputs other than quoted prices that are observable, and ● model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined based upon quoted market prices. However, in many instances, there are no not may not may not March 31, 2021 December 31, 2020. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring and non-recurring basis in the financial statements: Financial Instruments Measured at Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 The following tables present the balances of financial assets measured at fair value on a recurring basis as of March 31, 2021 December 31, 2020. Fair Value Measurements at March 31, 2021 Using Description Balance as of March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) U.S. Government agencies and corporations $ 130,225 $ - $ 130,225 $ - States and political subdivisions 199,185 - 199,185 - Mortgage-backed securities 239,796 - 239,796 - Corporate debt securities 2,153 - 2,153 - Total securities available for sale $ 571,359 $ - $ 571,539 $ - Fair Value Measurements at December 31, 2020 Using Description Balance as of December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) U.S. Government agencies and corporations $ 91,163 $ - $ 91,163 $ - States and political subdivisions 203,961 - 203,961 - Mortgage-backed securities 249,175 - 249,175 - Corporate debt securities 2,443 - 2,443 - Total securities available for sale $ 546,742 $ - $ 546,742 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Interest Rate Loan Contracts and Forward Contracts The Company originates consumer real estate loans which it intends to sell to a correspondent lender. Interest rate loan contracts and forward contracts result from originating loans held for sale and are derivatives reported at fair value. The Company enters interest rate lock commitments with customers who apply for a loan which it intends to sell to a correspondent lender. The interest rate loan contract ends when the loan closes or the customer withdraws their application. Fair value of the interest rate loan contracts is based upon the correspondent lender’s pricing quotes at the report date. Fair value is adjusted for the estimated probability of the loan closing with the borrower. At the time the Company enters into an interest rate loan contract with a customer, it also enters into a best efforts forward sales commitment with the correspondent lender. If the loan has been closed and funded, the best efforts commitment converts to a mandatory forward sales commitment. Fair value is based on the gain or loss that would occur if the Company were to pair-off the transaction with the investor at the measurement date. This is a level 3 Interest rate loan contracts and forward contracts are valued based on quotes from the correspondent lender at the reporting date. Pricing changes daily and if a loan has not may Fair Value Measurements at March 31, 2021 Using Description Balance as of March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Interest rate loan contracts $ (1 ) $ - $ - $ (1 ) Forward contracts $ 1 $ - $ - $ 1 Fair Value Measurements at December 31, 2020 Using Description Balance as of December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Interest rate loan contracts $ 1 $ - $ - $ 1 Forward contracts $ (11 ) $ - $ - $ (11 ) March 31, 2021 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 83.00% (1) Forward contracts Market approach Pull-through rate 83.00% (1) Interest rate loan contracts Market approach Current reference price 101.57% (2) Forward contracts Market approach Current reference price 98.51% - 101.57% (99.30%) ( 1 All contracts are valued using the same pull-through rate. ( 2 Interest rate loan contracts at March 31, 2021 December 31, 2020 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 87.02% (1) Forward contracts Market approach Pull-through rate 87.02% (1) Interest rate loan contracts Market approach Current reference price 101.91% - 103.02% (102.55%) (2) Forward contracts Market approach Current reference price 101.91% - 103.19% (102.67%) (2) ( 1 All contracts are valued using the same pull-through rate. ( 2 Current reference prices were weighted by the relative amount of the loan. Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with U.S. GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 March 31, 2021 December 31, 2020. Impaired Loans Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due will not The fair value of an impaired loan and measurement of associated loss is based on one three 1 3 Loans measured using the fair value of collateral method may 2 3. may 1 4 $250 $500. 1 4 $250 $500 third The value of real estate collateral is determined by a current (less than 24 2. 3. 3. 2 3 not 3 If a current appraisal uses unobservable data as part of the assessment, the value of the collateral is classified as Level 3. The following table summarizes the Company’s impaired loans that were measured at fair value on a nonrecurring basis at March 31, 2021 December 31, 2020. Carrying Value Date Description Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: March 31, 2021 Impaired loans net of valuation allowance $ 357 $ - $ - $ 357 December 31, 2020 Impaired loans net of valuation allowance 970 - - 970 The following table presents information about Level 3 March 31, 2021 December 31, 2020. Impaired Loans Valuation Technique Unobservable Input Range (Weighted Average (1) March 31, 2021 Present value of cash flows Discount rate 6.00% – 6.50% (6.26% ) December 31, 2020 Present value of cash flows Discount rate 5.50% – 6.50% (5.78% ) ( 1 Unobservable inputs were weighted by the relative fair value of the impaired loans. At March 31, 2021 December 31, 2020, may may Other Real Estate Owned Certain assets such as other real estate owned (“OREO”) are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 3 3 The following table summarizes the Company’s OREO that was measured at fair value on a nonrecurring basis. Carrying Value Date Description Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: March 31, 2021 OREO net of valuation allowance $ 957 $ - $ - $ 957 December 31, 2020 OREO net of valuation allowance 1,553 - - 1,553 The following tables present information about Level 3 March 31, 2021 December 31, 2020. March 31, 2021 Valuation Technique Unobservable Input Range (Weighted Average) OREO Discounted appraised value Selling cost 6.20% (3) December 31, 2020 Valuation Technique Unobservable Input Range (Weighted Average (1) ) OREO Discounted appraised value Selling cost 4.00% (2) – 9.23% (4.54%) OREO Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 7.66% (0.62%) (1) ( 1 Discounts were weighted by the relative appraised value of the OREO properties. ( 2 The appraised value is discounted by selling costs if the OREO property is listed with a realtor and if appraised value exceeds the list price, less estimated selling costs. Selling costs do not ( 3 As of March 31, 2021 At March 31, 2021 December 31, 2020, Discounts for selling costs and in some instances, marketability, result when the Company markets OREO properties via local realtors. The Company works with the realtor to determine the list price, which may 6% 10% may may There is uncertainty in determining discounts to appraised value. Future changes to marketability assumptions or updated appraisals may 19 may may may Fair Value Summary The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of March 31, 2021 December 31, 2020. no March 31, 2021 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 12,677 $ 12,677 $ - $ - Interest-bearing deposits 135,142 135,142 - - Securities 571,359 - 571,359 - Restricted securities 845 - 845 - Loans held for sale 424 - 424 - Loans, net 770,824 - - 765,123 Accrued interest receivable 5,367 - 5,367 - Bank-owned life insurance 36,650 - 36,650 - Forward contracts 1 - - 1 Financial Liabilities: Deposits $ 1,358,588 $ - $ 1,268,939 $ 89,827 Accrued interest payable 49 - 49 - Interest rate loan contracts 1 - - 1 December 31, 2020 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 13,147 $ 13,147 $ - $ - Interest-bearing deposits 120,725 120,725 - - Securities 546,742 - 546,742 - Restricted securities 1,279 - 1,279 - Loans held for sale 866 - 866 - Loans, net 760,318 - - 752,624 Accrued interest receivable 5,028 - 5,028 - Bank-owned life insurance 36,444 - 36,444 - Interest rate loan contracts 1 - - 1 Financial Liabilities: Deposits $ 1,297,143 $ - $ 1,207,561 $ 89,681 Accrued interest payable 56 - 56 - Forward contracts 11 - - 11

Note 7 - Components of Accumula

Note 7 - Components of Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7: Net Unrealized Gain on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2019 $ 76 $ (8,582 ) $ (8,506 ) Unrealized holding gain on available for sale securities, net of tax of $ 1,028 3,870 - 3,870 Reclassification adjustment, net of tax of ($4) (16 ) - (16 ) Balance at March 31, 2020 $ 3,930 $ (8,582 ) $ (4,652 ) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($3,271) (12,309 ) - (12,309 ) Reclassification adjustment, net of tax of ($1) (4 ) - (4 ) Balance at March 31, 2021 $ 854 $ (10,147 ) $ (9,293 )

Note 8 - Revenue Recognition

Note 8 - Revenue Recognition	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 8: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with ASC Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, automated teller machine (“ATM”) fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safety deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, three March 31, 2021 2020. March 31, March 31, 2021 2020 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 469 $ 582 Other service charges and fees 41 39 Credit and debit card fees 434 306 Trust income 415 434 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 398 98 Noninterest Income (in-scope of Topic 606) $ 1,757 $ 1,459 Noninterest Income (out-of-scope of Topic 606) 577 676 Total noninterest income $ 2,334 $ 2,135

Note 9 - Leases

Note 9 - Leases	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 9: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not 842 not Two of the Company’s leases provide known escalators that are included in the determination of the lease liability. One lease has an annual escalator based on the consumer price index-urban (“CPI-U”). The remaining leases do not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s six three three two five one one five not None none The Company’s lease right of use asset is included in other assets and the lease liability is included in other liabilities. The following tables present information about leases: March 31, 2021 December 31, 2020 Lease liability $ 1,941 $ 2,016 Right-of-use asset $ 1,921 $ 1,998 Weighted average remaining lease term (in years) 6.60 6.81 Weighted average discount rate 3.05 % 3.04 % For the Three Months Ended March 31, 2021 2020 Lease Expense Operating lease expense $ 93 $ 93 Short-term lease expense 1 1 Total lease expense $ 94 $ 94 Cash paid for amounts included in lease liabilities $ 92 $ 91 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ - The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow the Period As of March 31, 2021 Nine months ending December 31, 2021 $ 272 Twelve months ending December 31, 2022 352 Twelve months ending December 31, 2023 352 Twelve months ending December 31, 2024 334 Twelve months ending December 31, 2025 244 Twelve months ending December 31, 2026 211 Thereafter 393 Total undiscounted cash flows $ 2,158 Less: discount (217 ) Lease liability $ 1,941 The contracts in which the Company is lessee are with parties external to the Company and not

Note 2 - Loan Portfolio (Tables

Note 2 - Loan Portfolio (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2021 December 31, 2020 Real estate construction $ 42,570 $ 42,266 Consumer real estate 186,906 181,782 Commercial real estate 392,461 393,115 Commercial non-real estate 87,258 78,771 Public sector and IDA 39,788 40,983 Consumer non-real estate 32,261 33,110 Gross loans 781,244 770,027 Less unearned income and deferred fees and costs (1,884 ) (1,228 ) Loans, net of unearned income and deferred fees and costs $ 779,360 $ 768,799

Note 3 - Allowance for Loan L_2

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - - - - - (47 ) - (47 ) Recoveries - - 12 2 - 38 - 52 Provision for (recovery of) loan losses 8 201 (3 ) (38 ) (28 ) (50 ) (40 ) 50 Balance, March 31, 2021 $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2019 $ 400 $ 1,895 $ 2,559 $ 555 $ 478 $ 650 $ 326 $ 6,863 Charge-offs - (44 ) - (65 ) - (66 ) - (175 ) Recoveries - - 12 1 - 60 - 73 Provision for (recovery of) loan losses (25 ) 219 29 230 33 (25 ) 18 479 Balance, March 31, 2020 $ 375 $ 2,070 $ 2,600 $ 721 $ 511 $ 619 $ 344 $ 7,240 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2019 $ 400 $ 1,895 $ 2,559 $ 555 $ 478 $ 650 $ 326 $ 6,863 Charge-offs - (85 ) (15 ) (372 ) - (248 ) - (720 ) Recoveries - 18 145 9 - 175 - 347 Provision for (recovery of) loan losses 103 337 1,164 478 (139 ) (22 ) 70 1,991 Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Loan Losses as of March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 2 $ - $ 16 $ - $ - $ - $ 18 Collectively evaluated for impairment 511 2,364 3,862 618 311 496 356 8,518 Total $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Allowance for Loan Losses as of December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 2 $ - $ 73 $ - $ - $ - $ 75 Collectively evaluated for impairment 503 2,163 3,853 597 339 555 396 8,406 Total $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Loans as of March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 193 $ 3,919 $ 826 $ - $ 1 $ - $ 4,939 Collectively evaluated for impairment 42,570 186,713 388,542 86,432 39,788 32,260 - 776,305 Total $ 42,570 $ 186,906 $ 392,461 $ 87,258 $ 39,788 $ 32,261 $ - $ 781,244 Loans as of December 31, 2020 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ 194 $ 3,856 $ 851 $ - $ 2 $ - $ 4,903 Collectively evaluated for impairment 42,266 181,588 389,259 77,920 40,983 33,108 - 765,124 Total $ 42,266 $ 181,782 $ 393,115 $ 78,771 $ 40,983 $ 33,110 $ - $ 770,027
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Three Months Ended March 31, Year Ended December 31, 2021 2020 2020 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs (1) 1.10 % 0.99 % 1.10 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (2) 0.00 % 0.06 % 0.05 %
Schedule of Nonperforming Assets [Table Text Block]	March 31, December 31, 2021 2020 2020 Nonperforming assets: Nonaccrual loans $ 784 $ 261 $ 846 Restructured loans in nonaccrual 2,907 3,191 2,839 Total nonperforming loans 3,691 3,452 3,685 Other real estate owned, net 957 1,584 1,553 Total nonperforming assets $ 4,648 $ 5,036 $ 5,238 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.60 % 0.69 % 0.68 % Ratio of allowance for loan losses to nonperforming loans (1) 231.27 % 209.73 % 230.15 %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	March 31, December 31, 2021 2020 2020 Loans past due 90 days or more and still accruing $ 12 $ 170 $ 17 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.02 % 0.00 % Accruing restructured loans $ 1,378 $ 1,592 $ 1,410 Impaired loans: Impaired loans with no valuation allowance $ 4,564 $ 4,557 $ 3,858 Impaired loans with a valuation allowance 375 1,114 1,045 Total impaired loans $ 4,939 $ 5,671 $ 4,903 Valuation allowance (18 ) (110 ) (75 ) Impaired loans, net of allowance $ 4,921 $ 5,561 $ 4,828 Average recorded investment in impaired loans (1) $ 4,956 $ 5,677 $ 5,093 Interest income recognized on impaired loans, after designation as impaired $ 46 $ 26 $ 54 Amount of income recognized on a cash basis $ - $ - $ -
Impaired Financing Receivables [Table Text Block]	Impaired Loans as of March 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate (2) Investor-owned residential real estate $ 193 $ 193 $ - $ 193 $ 2 Commercial Real Estate (2) Commercial real estate, owner-occupied 3,846 3,265 3,265 - - Commercial real estate, other 654 654 654 - - Commercial Non-Real Estate (2) Commercial and industrial 826 826 644 182 16 Consumer Non-Real Estate (2) Automobile 1 1 1 - - Total $ 5,520 $ 4,939 $ 4,564 $ 375 $ 18 Impaired Loans as of December 31, 2020 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate (2) Investor-owned residential real estate $ 194 $ 194 $ - $ 194 $ 2 Commercial Real Estate (2) Commercial real estate, owner occupied 3,752 3,202 3,202 - - Commercial real estate, other 654 654 654 - - Commercial Non-Real Estate (2) Commercial and industrial 851 851 - 851 73 Consumer Non-Real Estate (2) Automobile 2 2 2 - - Total $ 5,453 $ 4,903 $ 3,858 $ 1,045 $ 75
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Three Months Ended March 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Investor-owned residential real estate $ 194 $ 3 Commercial Real Estate (2) Commercial real estate, owner occupied 3,269 38 Commercial real estate, other 654 - Commercial Non-Real Estate (2) Commercial and industrial 838 5 Consumer Non-Real Estate (2) Automobile 1 - Total $ 4,956 $ 46 For the Three Months Ended March 31, 2020 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Equity lines $ 100 $ 2 Residential closed-end first liens 22 - Investor-owned residential real estate 487 4 Commercial Real Estate (2) Commercial real estate, owner occupied 3,309 6 Commercial real estate, other 838 8 Commercial Non-Real Estate (2) Commercial and industrial 917 6 Consumer Non-Real Estate (2) Automobile 4 - Total $ 5,677 $ 26 For the Year Ended December 31, 2020 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate (2) Investor-owned residential real estate $ 196 $ 13 Commercial Real Estate (2) Commercial real estate, owner occupied 3,217 19 Commercial real estate, other 790 - Commercial Non-Real Estate (2) Commercial and industrial 887 22 Consumer Non-Real Estate (2) Automobile 3 - Total $ 5,093 $ 54
Financing Receivable, Past Due [Table Text Block]	March 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Real Estate Construction (1) Construction, other $ 16 $ - $ - $ - Consumer Real Estate (1) Equity lines 29 - - - Residential closed-end first liens 403 62 - 62 Investor-owned residential real estate 163 - - - Commercial Real Estate (1) Commercial real estate, owner-occupied - 461 - 2,907 Commercial real estate, other - 654 - 654 Commercial Non-Real Estate (1) Commercial and industrial (3) 874 48 - 68 Consumer Non-Real Estate (1) Credit cards 4 1 1 - Automobile 97 - - - Other consumer loans 218 11 11 - Total $ 1,804 $ 1,237 $ 12 $ 3,691 December 31, 2020 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (2) Consumer Real Estate (1) Residential closed-end first liens $ 365 $ 62 $ - $ 62 Investor-owned residential real estate 106 - - - Commercial Real Estate (1) Commercial real estate, owner occupied 15 571 - 2,941 Commercial real estate, other - 654 - 654 Commercial Non-Real Estate (1) Commercial and industrial 730 27 - 28 Consumer Non-Real Estate (1) Credit cards 7 3 3 - Automobile 144 1 1 - Other consumer loans 130 13 13 - Total $ 1,497 $ 1,331 $ 17 $ 3,685
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 8,902 $ - $ - Construction, other 33,668 - - Consumer Real Estate Equity lines 13,486 - 29 Residential closed-end first liens 94,684 65 343 Residential closed-end junior liens 2,902 - - Investor-owned residential real estate 74,468 632 104 Commercial Real Estate Multifamily residential real estate 90,194 261 - Commercial real estate owner-occupied 144,790 543 37 Commercial real estate, other 146,197 6,520 - Commercial Non-Real Estate Commercial and industrial 86,363 - 69 Public Sector and IDA States and political subdivisions 39,788 - - Consumer Non-Real Estate Credit cards 4,437 - - Automobile 11,666 - 17 Other consumer 16,134 - 6 Total $ 767,679 $ 8,021 $ 605 Pass (1) Special Mention (1) Classified (1) Real Estate Construction Construction, 1-4 family residential $ 8,195 $ - $ - Construction, other 34,071 - - Consumer Real Estate Equity lines 13,903 - - Residential closed-end first liens 92,241 66 284 Residential closed-end junior liens 3,003 - - Investor-owned residential real estate 71,450 641 - Commercial Real Estate Multifamily residential real estate 87,455 265 - Commercial real estate owner-occupied 146,900 543 140 Commercial real estate, other 147,436 6,520 - Commercial Non-Real Estate Commercial and industrial 77,892 - 28 Public Sector and IDA States and political subdivisions 40,983 - - Consumer Non-Real Estate Credit cards 4,665 - - Automobile 12,024 - 6 Other consumer 16,398 - 15 Total $ 756,616 $ 8,035 $ 473
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Restructurings That Occurred During the Three Months Ended March 31, 2021 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner-occupied 1 $ 102 $ 102 Total 1 $ 102 $ 102

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Available-for-sale Securities [Table Text Block]	March 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 131,670 $ 2,933 $ 4,378 $ 130,225 States and political subdivisions 199,874 3,706 4,395 199,185 Mortgage-backed securities 236,732 3,293 229 239,796 Corporate debt securities 2,001 152 - 2,153 Total securities available for sale $ 570,277 $ 10,084 $ 9,002 $ 571,359 December 31, 2020 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 86,859 $ 4,477 $ 173 $ 91,163 States and political subdivisions 196,435 7,778 252 203,961 Mortgage-backed securities 244,780 4,473 78 249,175 Corporate debt securities 2,001 442 - 2,443 Total securities available for sale $ 530,075 $ 17,170 $ 503 $ 546,742
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2021 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 3,072 $ 3,115 Due after one year through five years 5,438 5,573 Due after five years through ten years 178,874 179,196 Due after ten years 382,893 383,475 Total securities available for sale $ 570,277 $ 571,359
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	March 31, 2021 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily Impaired Securities: U.S. Government agencies and corporations $ 89,509 $ 4,378 $ - $ - States and political subdivisions 89,706 4,198 4,092 197 Mortgage-backed securities 12,287 229 - - Total $ 191,502 $ 8,805 $ 4,092 $ 197 December 31, 2020 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss Temporarily Impaired Securities: U.S. Government agencies and corporations $ 28,798 $ 173 $ - $ - States and political subdivisions 32,353 249 635 3 Mortgage-backed securities 8,816 76 4,060 2 Total $ 69,967 $ 498 $ 4,695 $ 5

Note 5 - Defined Benefit Plan (

Note 5 - Defined Benefit Plan (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended March, 31 2021 2020 Service cost $ 361 $ 270 Interest cost 184 205 Expected return on plan assets (555 ) (420 ) Amortization of prior service cost (3 ) (27 ) Recognized net actuarial loss 208 177 Net periodic benefit cost $ 195 $ 205

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2021 Using Description Balance as of March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) U.S. Government agencies and corporations $ 130,225 $ - $ 130,225 $ - States and political subdivisions 199,185 - 199,185 - Mortgage-backed securities 239,796 - 239,796 - Corporate debt securities 2,153 - 2,153 - Total securities available for sale $ 571,359 $ - $ 571,539 $ - Fair Value Measurements at December 31, 2020 Using Description Balance as of December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) U.S. Government agencies and corporations $ 91,163 $ - $ 91,163 $ - States and political subdivisions 203,961 - 203,961 - Mortgage-backed securities 249,175 - 249,175 - Corporate debt securities 2,443 - 2,443 - Total securities available for sale $ 546,742 $ - $ 546,742 $ -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Fair Value Measurements at March 31, 2021 Using Description Balance as of March 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Interest rate loan contracts $ (1 ) $ - $ - $ (1 ) Forward contracts $ 1 $ - $ - $ 1 Fair Value Measurements at December 31, 2020 Using Description Balance as of December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Interest rate loan contracts $ 1 $ - $ - $ 1 Forward contracts $ (11 ) $ - $ - $ (11 )
Schedule of Derivative Instruments [Table Text Block]	March 31, 2021 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 83.00% (1) Forward contracts Market approach Pull-through rate 83.00% (1) Interest rate loan contracts Market approach Current reference price 101.57% (2) Forward contracts Market approach Current reference price 98.51% - 101.57% (99.30%) December 31, 2020 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 87.02% (1) Forward contracts Market approach Pull-through rate 87.02% (1) Interest rate loan contracts Market approach Current reference price 101.91% - 103.02% (102.55%) (2) Forward contracts Market approach Current reference price 101.91% - 103.19% (102.67%) (2)
Fair Value Measurements, Nonrecurring [Table Text Block]	Carrying Value Date Description Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: March 31, 2021 Impaired loans net of valuation allowance $ 357 $ - $ - $ 357 December 31, 2020 Impaired loans net of valuation allowance 970 - - 970 Carrying Value Date Description Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: March 31, 2021 OREO net of valuation allowance $ 957 $ - $ - $ 957 December 31, 2020 OREO net of valuation allowance 1,553 - - 1,553
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Impaired Loans Valuation Technique Unobservable Input Range (Weighted Average (1) March 31, 2021 Present value of cash flows Discount rate 6.00% – 6.50% (6.26% ) December 31, 2020 Present value of cash flows Discount rate 5.50% – 6.50% (5.78% ) March 31, 2021 Valuation Technique Unobservable Input Range (Weighted Average) OREO Discounted appraised value Selling cost 6.20% (3) December 31, 2020 Valuation Technique Unobservable Input Range (Weighted Average (1) ) OREO Discounted appraised value Selling cost 4.00% (2) – 9.23% (4.54%) OREO Discounted appraised value Discount for lack of marketability and age of appraisal 0.00% – 7.66% (0.62%) (1)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2021 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 12,677 $ 12,677 $ - $ - Interest-bearing deposits 135,142 135,142 - - Securities 571,359 - 571,359 - Restricted securities 845 - 845 - Loans held for sale 424 - 424 - Loans, net 770,824 - - 765,123 Accrued interest receivable 5,367 - 5,367 - Bank-owned life insurance 36,650 - 36,650 - Forward contracts 1 - - 1 Financial Liabilities: Deposits $ 1,358,588 $ - $ 1,268,939 $ 89,827 Accrued interest payable 49 - 49 - Interest rate loan contracts 1 - - 1 December 31, 2020 Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Financial Assets: Cash and due from banks $ 13,147 $ 13,147 $ - $ - Interest-bearing deposits 120,725 120,725 - - Securities 546,742 - 546,742 - Restricted securities 1,279 - 1,279 - Loans held for sale 866 - 866 - Loans, net 760,318 - - 752,624 Accrued interest receivable 5,028 - 5,028 - Bank-owned life insurance 36,444 - 36,444 - Interest rate loan contracts 1 - - 1 Financial Liabilities: Deposits $ 1,297,143 $ - $ 1,207,561 $ 89,681 Accrued interest payable 56 - 56 - Forward contracts 11 - - 11

Note 7 - Components of Accumu_2

Note 7 - Components of Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2019 $ 76 $ (8,582 ) $ (8,506 ) Unrealized holding gain on available for sale securities, net of tax of $ 1,028 3,870 - 3,870 Reclassification adjustment, net of tax of ($4) (16 ) - (16 ) Balance at March 31, 2020 $ 3,930 $ (8,582 ) $ (4,652 ) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($3,271) (12,309 ) - (12,309 ) Reclassification adjustment, net of tax of ($1) (4 ) - (4 ) Balance at March 31, 2021 $ 854 $ (10,147 ) $ (9,293 )

Note 8 - Revenue Recognition (T

Note 8 - Revenue Recognition (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	March 31, March 31, 2021 2020 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 469 $ 582 Other service charges and fees 41 39 Credit and debit card fees 434 306 Trust income 415 434 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 398 98 Noninterest Income (in-scope of Topic 606) $ 1,757 $ 1,459 Noninterest Income (out-of-scope of Topic 606) 577 676 Total noninterest income $ 2,334 $ 2,135

Note 9 - Leases (Tables)

Note 9 - Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Lease, Cost [Table Text Block]	March 31, 2021 December 31, 2020 Lease liability $ 1,941 $ 2,016 Right-of-use asset $ 1,921 $ 1,998 Weighted average remaining lease term (in years) 6.60 6.81 Weighted average discount rate 3.05 % 3.04 % For the Three Months Ended March 31, 2021 2020 Lease Expense Operating lease expense $ 93 $ 93 Short-term lease expense 1 1 Total lease expense $ 94 $ 94 Cash paid for amounts included in lease liabilities $ 92 $ 91 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ -
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Undiscounted Cash Flow the Period As of March 31, 2021 Nine months ending December 31, 2021 $ 272 Twelve months ending December 31, 2022 352 Twelve months ending December 31, 2023 352 Twelve months ending December 31, 2024 334 Twelve months ending December 31, 2025 244 Twelve months ending December 31, 2026 211 Thereafter 393 Total undiscounted cash flows $ 2,158 Less: discount (217 ) Lease liability $ 1,941

Note 2 - Loan Portfolio - Loan

Note 2 - Loan Portfolio - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Gross loans	$ 781,244	$ 770,027
Less unearned income and deferred fees and costs	(1,884)	(1,228)
Loans, net of unearned income and deferred fees and costs	779,360	768,799
Real Estate Construction Portfolio Segment[Member]
Gross loans	42,570	42,266
Consumer Real Estate Portfolio Segment [Member]
Gross loans	186,906	181,782
Commercial Real Estate Portfolio Segment [Member]
Gross loans	392,461	393,115
Commercial Non Real Estate Segment [Member]
Gross loans	87,258	78,771
Public Sector and IDA Portfolio Segment[Member]
Gross loans	39,788	40,983
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	$ 32,261	$ 33,110

Note 3 - Allowance for Loan L_3

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Details Textual) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2021USD ($)		Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)
Ratio of Allowance for Loan Losses to End of Period Loans, Excluding PPP Loans		1.16%			1.16%
Interest and Fee Income, Loans and Leases, Total		$ 8,550		$ 8,466
Threshold Period for Considering Loans as Special Mention or Classified (Day)		75 days
Financing Receivable, Troubled Debt Restructuring		$ 4,285		$ 4,783	$ 4,249
Financing Receivable, Modifications, Number of Contracts		1		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0		0
Special Mention [Member]
Increase in Percentage of Allocation Loans Rated Special Mention		50.00%
Classified Excluding Impaired [Member]
Increase in Percentage of Allocation Loans Rated Classified		100.00%
Financing Receivables 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due	[1]	$ 1,804			1,497
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due	[1]	874	[2]		730
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | SBA CARES Act Paycheck Protection Program [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Financing Receivable, Past Due		3
Nonperforming Financial Instruments [Member]
Interest and Fee Income, Loans and Leases, Total		$ 0		$ 0	$ 0
[1]	Only classes with past due or nonaccrual loans are shown.
[2]	Includes SBA PPP loans past due 30-89 days of $3

Note 3 - Allowance for Loan L_4

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Balance	$ 8,481	$ 6,863	$ 6,863
Charge-offs	(47)	(175)	(720)
Recoveries	52	73	347
Provision for loan losses	50	479	1,991
Balance	8,536	7,240	8,481
Real Estate Construction Portfolio Segment[Member]
Balance	503	400	400
Provision for loan losses	8	(25)	103
Balance	511	375	503
Consumer Real Estate Portfolio Segment [Member]
Balance	2,165	1,895	1,895
Charge-offs	0	(44)	(85)
Recoveries	0		18
Provision for loan losses	201	219	337
Balance	2,366	2,070	2,165
Commercial Real Estate Portfolio Segment [Member]
Balance	3,853	2,559	2,559
Charge-offs	0	0
Recoveries	12	12	145
Provision for loan losses	(3)	29	1,164
Balance	3,862	2,600	3,853
Commercial Non Real Estate Segment [Member]
Balance	670	555	555
Charge-offs	0	(65)	(372)
Recoveries	2	1	9
Provision for loan losses	(38)	230	478
Balance	634	721	670
Public Sector and IDA Portfolio Segment[Member]
Balance	339	478	478
Provision for loan losses	(28)	33	(139)
Balance	311	511	339
Consumer Non Real Estate Portfolio Segment [Member]
Balance	555	650	650
Charge-offs	(47)	(66)	(248)
Recoveries	38	60	175
Provision for loan losses	(50)	(25)	(22)
Balance	496	619	555
Unallocated Financing Receivables [Member]
Balance	396	326	326
Provision for loan losses	(40)	18	70
Balance	$ 356	$ 344	$ 396

Note 3 - Allowance for Loan L_5

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Allowance for loan losses, Individually evaluated for impairment	$ 18	$ 75
Allowance for loan losses, Collectively evaluated for impairment	8,518	8,406
Allowance for loan losses	8,536	8,481	$ 7,240	$ 6,863
Loans, Individually evaluated for impairment	4,939	4,903
Non-impaired gross loans	776,305	765,124
Loans	781,244	770,027
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses, Individually evaluated for impairment	2	2
Allowance for loan losses, Collectively evaluated for impairment	2,364	2,163
Allowance for loan losses	2,366	2,165	2,070	1,895
Loans, Individually evaluated for impairment	193	194
Non-impaired gross loans	186,713	181,588
Loans	186,906	181,782
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, Individually evaluated for impairment		0
Allowance for loan losses, Collectively evaluated for impairment	3,862	3,853
Allowance for loan losses	3,862	3,853	2,600	2,559
Loans, Individually evaluated for impairment		3,856
Non-impaired gross loans	388,542	389,259
Loans	392,461	393,115
Commercial Non Real Estate Segment [Member]
Allowance for loan losses, Individually evaluated for impairment	16	73
Allowance for loan losses, Collectively evaluated for impairment	618	597
Allowance for loan losses	634	670	721	555
Loans, Individually evaluated for impairment	826	851
Non-impaired gross loans	86,432	77,920
Loans	87,258	78,771
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses, Individually evaluated for impairment		0
Allowance for loan losses, Collectively evaluated for impairment	496	555
Allowance for loan losses	496	555	619	650
Loans, Individually evaluated for impairment	1	2
Non-impaired gross loans	32,260	33,108
Loans	32,261	33,110
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	511	503
Allowance for loan losses	511	503	375	400
Non-impaired gross loans	42,570	42,266
Loans	42,570	42,266
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	311	339
Allowance for loan losses	311	339	511	478
Non-impaired gross loans	39,788	40,983
Loans	39,788	40,983
Unallocated Financing Receivables [Member]
Allowance for loan losses, Collectively evaluated for impairment	356	396
Allowance for loan losses	356	396	$ 344	$ 326
Non-impaired gross loans	0	$ 0
Loans	$ 0

Note 3 - Allowance for Loan L_6

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Ratios of Allowance for Loan Losses (Details)		3 Months Ended		12 Months Ended
		Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs(1)	[1]	1.10%	0.99%	1.10%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(2)	[2]	0.00%	0.06%	0.05%
[1]	The ratio of the allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs at March 31, 2021 and December 31, 2020 include government-guaranteed SBA PPP loans, which do not require an allowance for loan losses. Excluding the PPP loans, the ratio would be 1.16% at both dates.
[2]	Net charge-offs are on an annualized basis.

Note 3 - Allowance for Loan L_7

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands		Mar. 31, 2021		Dec. 31, 2020		Mar. 31, 2020
Nonaccrual loans		$ 784		$ 846		$ 261
Restructured loans in nonaccrual		2,907		2,839		3,191
Total nonperforming loans		3,691	[1],[2]	3,685	[2],[3]	3,452
Other real estate owned, net		957		1,553		1,584
Total nonperforming assets		$ 4,648		$ 5,238		$ 5,036
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.60%		0.68%		0.69%
Ratio of allowance for loan losses to nonperforming loans(1)	[4]	231.27%		230.15%		209.73%
[1]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[2]	Only classes with past due or nonaccrual loans are shown.
[3]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[4]	The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are excluded.

Note 3 - Allowance for Loan L_8

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans Past Due 90 Days or More and Impaired Loans (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2021		Mar. 31, 2020	Dec. 31, 2020
Loans past due 90 days or more and still accruing		$ 12	[1]	$ 170	$ 17	[1]
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs		0.00%		0.02%	0.00%
Accruing restructured loans		$ 1,378		$ 1,592	$ 1,410
Impaired loans:
Impaired loans with no valuation allowance		4,564	[2]	4,557	3,858	[2]
Impaired loans with a valuation allowance		375	[2]	1,114	1,045	[2]
Total impaired loans		4,939	[2]	5,671	4,903	[2]
Valuation allowance		(18)		(110)	(75)
Impaired loans, net of allowance		4,921		5,561	4,828
Average recorded investment in impaired loans(1)	[2]	4,956		5,677	5,093
Interest income recognized on impaired loans, after designation as impaired		$ 46		$ 26	$ 54
[1]	Only classes with past due or nonaccrual loans are shown.
[2]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan L_9

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans and Associated Reserves (Details) - USD ($) $ in Thousands		Mar. 31, 2021		Dec. 31, 2020		Mar. 31, 2020
Principal balance		$ 5,520		$ 5,453
Total recorded investment		4,939	[1]	4,903	[1]	$ 5,671
Recorded investment for which there is a related allowance		375	[1]	1,045	[1]	1,114
Related allowance		18		75		110
Recorded investment for which there is no related allowance		4,564	[1]	3,858	[1]	$ 4,557
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Principal balance	[2]	193		194
Total recorded investment	[1],[2]	193		194
Recorded investment for which there is a related allowance	[1],[2]	193		194
Related allowance	[2]	2		2
Recorded investment for which there is no related allowance	[1],[2]			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance	[2]	3,846		3,752
Total recorded investment	[1],[2]	3,265		3,202
Recorded investment for which there is no related allowance	[1],[2]	3,265		3,202
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Principal balance	[2]	654		654
Total recorded investment	[1],[2]	654		654
Recorded investment for which there is no related allowance	[1],[2]	654		654
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance	[2]	826		851
Total recorded investment	[1],[2]	826		851
Recorded investment for which there is a related allowance	[1],[2]	182		851
Related allowance	[2]	16		73
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Principal balance	[2]	1		2
Total recorded investment	[1],[2]	1		2
Recorded investment for which there is no related allowance	[1],[2]	$ 1		$ 2
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan _10

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans, Average Investment and Interest Income (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Average recorded investment in impaired loans(1)	[1]	$ 4,956	$ 5,677	$ 5,093
Interest income recognized on impaired loans, after designation as impaired		46	26	54
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]	194	487	196
Interest income recognized on impaired loans, after designation as impaired	[2]	3	4	13
Equity Lines [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]		100
Interest income recognized on impaired loans, after designation as impaired	[2]		2
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]		22
Interest income recognized on impaired loans, after designation as impaired	[2]		0
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]	3,269	3,309	3,217
Interest income recognized on impaired loans, after designation as impaired	[2]	38	6	19
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]	654	838	790
Interest income recognized on impaired loans, after designation as impaired	[2]		8	0
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]	838	917	887
Interest income recognized on impaired loans, after designation as impaired	[2]	5	6	22
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1],[2]	$ 1	$ 4	3
Interest income recognized on impaired loans, after designation as impaired	[2]			$ 0
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.
[2]	Only classes with impaired loans are shown.

Note 3 - Allowance for Loan _11

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2021		Dec. 31, 2020		Mar. 31, 2020
Loans past due 90 days or more and still accruing		$ 12	[1]	$ 17	[1]	$ 170
Nonaccruals		3,691	[1],[2]	3,685	[1],[3]	$ 3,452
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Loans past due 90 days or more and still accruing	[1]	0
Nonaccruals	[1],[2]	0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1]	62	[2]	62	[3]
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1]	0	[2]	0	[3]
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans past due 90 days or more and still accruing	[1]	0
Nonaccruals	[1],[2]	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1]	2,907	[2]	2,941	[3]
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1]	654	[2]	654	[3]
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing	[1]	0		0
Nonaccruals	[1]	68	[2],[4]	28	[3]
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans past due 90 days or more and still accruing	[1]	1		3
Nonaccruals	[1]	0	[2]	0	[3]
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days or more and still accruing	[1]	0		1
Nonaccruals	[1]	0	[2]	0	[3]
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days or more and still accruing	[1]	11		13
Nonaccruals	[1]	0	[2]	0	[3]
Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due and accruing	[1]	1,804		1,497
Financing Receivables 30 to 89 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Loans past due and accruing	[1]	16
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans past due and accruing	[1]	403		365
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Loans past due and accruing	[1]	163		106
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans past due and accruing	[1]	29
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans past due and accruing	[1]	0		15
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due and accruing	[1]	0		0
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans past due and accruing	[1]	874	[4]	730
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans past due and accruing	[1]	4		7
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due and accruing	[1]	97		144
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due and accruing	[1]	218		130
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans past due and accruing	[1]	1,237		1,331
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Loans past due and accruing	[1]	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans past due and accruing	[1]	62		62
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Loans past due and accruing	[1]	0		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans past due and accruing	[1]	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans past due and accruing	[1]	461		571
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due and accruing	[1]	654		654
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans past due and accruing	[1]	48	[4]	27
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans past due and accruing	[1]	1		3
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due and accruing	[1]	0		1
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due and accruing	[1]	$ 11		$ 13
[1]	Only classes with past due or nonaccrual loans are shown.
[2]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[3]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[4]	Includes SBA PPP loans past due 30-89 days of $3

Note 3 - Allowance for Loan _12

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Non-impaired gross loans		$ 776,305	$ 765,124
Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans		42,570	42,266
Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		186,713	181,588
Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans		388,542	389,259
Commercial Non Real Estate Segment [Member]
Non-impaired gross loans		86,432	77,920
Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans		32,260	33,108
Pass [Member]
Non-impaired gross loans	[1]	767,679	756,616
Pass [Member] | States Political Subdivisions [Member]
Non-impaired gross loans		39,788	40,983
Special Mention [Member]
Non-impaired gross loans	[1]	8,021	8,035
Classified Excluding Impaired [Member]
Non-impaired gross loans	[1]	605	473
Construction, 1-4 Family Residential [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	8,902	8,195
Construction, Other [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	33,668	34,071
Equity Lines [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	13,486	13,903
Closed End First Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	94,684	92,241
Closed End First Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	65	66
Closed End First Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	343	284
Closed End Junior Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	2,902	3,003
Closed End Junior Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Closed End Junior Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Investor Owned Residential Real Estate [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	74,468	71,450
Investor Owned Residential Real Estate [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	632
Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]		0
Multifamily Real Estate [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	90,194	87,455
Multifamily Real Estate [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	261
Multifamily Real Estate [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]		0
Commercial Real Estate, Owner Occupied [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	144,790	146,900
Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	543
Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	37	140
Commercial Real Estate Other [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	146,197	147,436
Commercial Real Estate Other [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	6,520
Commercial and Industrial [Member] | Pass [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]	86,363	77,892
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]		0
Commercial and Industrial [Member] | Classified Excluding Impaired [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]	69	28
Credit Card Receivable [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	4,437	4,665
Automobile Loan [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	11,666	12,024
Automobile Loan [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	17	6
Other Consumer Loans [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	16,134	16,398
Other Consumer Loans [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	$ 6	$ 15
[1]	Excludes impaired, if any.

Note 3 - Allowance for Loan _13

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Restructurings By Class (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020
Number of contracts	1	0
Pre-modification outstanding principal balance	$ 102
Post-modification outstanding principal balance	$ 102
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Number of contracts	1
Pre-modification outstanding principal balance	$ 102
Post-modification outstanding principal balance	$ 102

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of Temporarily Impaired Securities	183
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 195,594
Continuous Unrealized Loss Position Aggregate Losses	$ 9,002
Number of Temporarily Impaired Securities Greater than Twelve Months	3
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 4,092	$ 4,695
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	197	5
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	565,842
Restricted Stock [Member]
Restricted Investments	$ 845	1,279
US States and Political Subdivisions Debt Securities [Member]
Number of Temporarily Impaired Securities	3
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 4,092
Continuous Unrealized Loss Position Aggregate Losses	197
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	4,092	635
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 197	$ 3

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities available-for-sale, amortized costs	$ 570,277	$ 530,075
Securities available-for-sale, gross unrealized gains	10,084	17,170
Securities available-for-sale, gross unrealized losses	9,002	503
Securities available-for-sale, fair values	571,359	546,742
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	131,670	86,859
Securities available-for-sale, gross unrealized gains	2,933	4,477
Securities available-for-sale, gross unrealized losses	4,378	173
Securities available-for-sale, fair values	130,225	91,163
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	199,874	196,435
Securities available-for-sale, gross unrealized gains	3,706	7,778
Securities available-for-sale, gross unrealized losses	4,395	252
Securities available-for-sale, fair values	199,185	203,961
Collateralized Mortgage Backed Securities [Member]
Securities available-for-sale, amortized costs	236,732	244,780
Securities available-for-sale, gross unrealized gains	3,293	4,473
Securities available-for-sale, gross unrealized losses	229	78
Securities available-for-sale, fair values	239,796	249,175
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	2,001	2,001
Securities available-for-sale, gross unrealized gains	152	442
Securities available-for-sale, fair values	$ 2,153	$ 2,443

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Amortized cost, due in one year or less, available for sale securities	$ 3,072
Fair value, due in one year or less, available for sale securities	3,115
Amortized cost, due after one year through five years, available for sale securities	5,438
Fair value, due after one year through five years, available for sale securities	5,573
Amortized cost, due after five years through ten years, available for sale securities	178,874
Fair value, due after five years through ten years, available for sale securities	179,196
Amortized cost, due after ten years, available for sale securities	382,893
Fair value, due after ten years, available for sale securities	383,475
Amortized cost, total securities available for sale	570,277	$ 530,075
Fair value, total securities available for sale	$ 571,359	$ 546,742

Note 4 - Securities - Securit_3

Note 4 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Temporarily impaired securities, less than 12 months, fair value	$ 191,502	$ 69,967
Temporarily impaired securities, less than 12 months unrealized loss	8,805	498
Temporarily impaired securities, 12 months or more fair value	4,092	4,695
Temporarily impaired securities, 12 months or more unrealized loss	197	5
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	89,509	28,798
Temporarily impaired securities, less than 12 months unrealized loss	4,378	173
Temporarily impaired securities, 12 months or more fair value		0
Temporarily impaired securities, 12 months or more unrealized loss		0
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	89,706	32,353
Temporarily impaired securities, less than 12 months unrealized loss	4,198	249
Temporarily impaired securities, 12 months or more fair value	4,092	635
Temporarily impaired securities, 12 months or more unrealized loss	197	3
Commercial Mortgage Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	12,287	8,816
Temporarily impaired securities, less than 12 months unrealized loss	229	76
Temporarily impaired securities, 12 months or more fair value	0	4,060
Temporarily impaired securities, 12 months or more unrealized loss	$ 0	$ 2

Note 5 - Defined Benefit Plan_2

Note 5 - Defined Benefit Plan (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 5 - Defined Benefit Plan -

Note 5 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Service cost	$ 361	$ 270
Interest cost	184	205
Expected return on plan assets	(555)	(420)
Amortization of prior service cost	(3)	(27)
Recognized net actuarial loss	208	177
Net periodic benefit cost	$ 195	$ 205

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities available for sale	$ 571,359	$ 546,742
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	571,539	546,742
US Government Agencies Debt Securities [Member]
Securities available for sale	130,225	91,163
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	130,225	91,163
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	199,185	203,961
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	199,185	203,961
Collateralized Mortgage Backed Securities [Member]
Securities available for sale	239,796	249,175
Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	239,796	249,175
Corporate Debt Securities [Member]
Securities available for sale	2,153	2,443
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	$ 2,153	$ 2,443

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Interest Rate Loan Contracts and Forward Contracts Fair Value Measurement (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Reported Value Measurement [Member]
Interest rate loan contracts	$ (1)	$ (11)
Forward contracts	1	1
Forward contracts	(1)	(11)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	(1)	(11)
Forward contracts	1	1
Forward contracts	(1)	(11)
Interest Rate Contract [Member] | Reported Value Measurement [Member]
Interest rate loan contracts	(1)
Forward contracts		1
Forward contracts	(1)
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	(1)
Forward contracts	(1)
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Forward contracts		1
Forward Contracts [Member] | Reported Value Measurement [Member]
Interest rate loan contracts		(11)
Forward contracts		(11)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts		(11)
Forward contracts	1
Forward contracts		$ (11)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Forward contracts	$ 1

Note 6 - Fair Value Measureme_6

Note 6 - Fair Value Measurements - Change in Fair Value Measurement Impacts Net Income (Details) - Valuation, Market Approach [Member]		Mar. 31, 2021		Dec. 31, 2020
Pull-through Rate [Member] | Interest Rate Contract [Member]
Derivative asset (liability)			[1]		[2]
Pull-through Rate [Member] | Forward Contract [Member]
Derivative asset (liability)			[1]		[2]
Current Reference Price [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	[3]
Current Reference Price [Member] | Interest Rate Contract [Member] | Minimum [Member]
Derivative asset (liability)				1.0191
Current Reference Price [Member] | Interest Rate Contract [Member] | Maximum [Member]
Derivative asset (liability)				1.0302
Current Reference Price [Member] | Forward Contract [Member] | Minimum [Member]
Derivative asset (liability)		0.9851		1.0191
Current Reference Price [Member] | Forward Contract [Member] | Maximum [Member]
Derivative asset (liability)		1.0157		1.0319
Current Reference Price [Member] | Forward Contract [Member] | Weighted Average [Member]
Derivative asset (liability)		0.9930
[1]	Current reference prices were weighted by the relative amount of the loan.
[2]	All contracts are valued using the same pull-through rate.
[3]	Interest rate loan contracts at March 31, 2021 included a single loan.

Note 6 - Fair Value Measureme_7

Note 6 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Impaired loans net of valuation allowance	$ 357	$ 970
Other real estate owned net of valuation allowance	957	1,553
Fair Value, Inputs, Level 3 [Member]
Impaired loans net of valuation allowance	357	970
Other real estate owned net of valuation allowance	$ 957	$ 1,553

Note 6 - Fair Value Measureme_8

Note 6 - Fair Value Measurements - Level 3 Fair Value Measurements (Details) - Valuation, Market Approach [Member]		Mar. 31, 2021	Dec. 31, 2020
Measurement Input, Discount Rate [Member] | Minimum [Member]
Impaired loans	[1]	0.0600	0.0550
OREO	[2]		0
Measurement Input, Discount Rate [Member] | Maximum [Member]
Impaired loans	[1]	0.0650	0.0650
OREO	[2]		0.0766
Measurement Input, Discount Rate [Member] | Weighted Average [Member]
Impaired loans	[1]	(0.0626)	(0.0578)
Measurement Input, Cost to Sell [Member]
OREO	[3]	0.0620
Measurement Input, Cost to Sell [Member] | Maximum [Member]
OREO	[2]		0.0923
Measurement Input, Cost to Sell [Member] | Weighted Average [Member]
OREO	[2]		(0.0454)
[1]	Unobservable inputs were weighted by the relative fair value of the impaired loans.
[2]	Discounts were weighted by the relative appraised value of the OREO properties.
[3]	As of March 31, 2021 OREO was composed of a single property.

Note 6 - Fair Value Measureme_9

Note 6 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Reported Value Measurement [Member]
Cash and due from banks	$ 12,677	$ 13,147
Interest-bearing deposits	135,142	120,725
Securities	571,359	546,742
Restricted securities	845	1,279
Loans held for sale	424	866
Loans, net	770,824	760,318
Accrued interest receivable	5,367	5,028
Bank-owned life insurance	36,650	36,444
Forward contracts	1	1
Deposits	1,358,588	1,297,143
Accrued interest payable	49	56
Interest rate loan contracts	1	11
Forward contracts	1	1
Forward contracts	1	11
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	12,677	13,147
Interest-bearing deposits	135,142	120,725
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Securities	571,359	546,742
Restricted securities	845	1,279
Loans held for sale	424	866
Accrued interest receivable	5,367	5,028
Bank-owned life insurance	36,650	36,444
Deposits	1,268,939	1,207,561
Accrued interest payable	49	56
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, net	765,123	752,624
Forward contracts	1	1
Deposits	89,827	89,681
Interest rate loan contracts	1	11
Forward contracts	1	1
Forward contracts	$ 1	$ 11

Note 7 - Components of Accumu_3

Note 7 - Components of Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Balance	$ 200,607	$ 183,726
Balance	189,069	191,559
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	13,167	76
Unrealized holding gain (loss) on available for sale securities, net of tax	(12,309)	3,870
Reclassification adjustment, net of tax	(4)	(16)
Balance	854	3,930
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(10,147)	(8,582)
Balance	(10,147)	(8,582)
AOCI Attributable to Parent [Member]
Balance	3,020	(8,506)
Unrealized holding gain (loss) on available for sale securities, net of tax	(12,309)	3,870
Reclassification adjustment, net of tax	(4)	(16)
Balance	$ (9,293)	$ (4,652)

Note 7 - Components of Accumu_4

Note 7 - Components of Accumulated Other Comprehensive Income (Loss) - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Unrealized holding gain (loss) on available for sale securities, tax	$ (3,271)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		$ 1,028
Reclassification adjustment for gain included in net income, taxes	(1)	(4)
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		1,028
Reclassification adjustment for gain included in net income, taxes	$ (119)	$ (4)

Note 8 - Revenue Recognition -

Note 8 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Noninterest Income (in-scope of Topic 606)	$ 1,757	$ 1,459
Noninterest Income (out-of-scope of Topic 606)	577	676
Total noninterest income	2,334	2,135
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	469	582
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	41	39
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	434	306
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	415	434
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 398	$ 98

Note 9 - Leases - Lease Informa

Note 9 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Right-of-use asset	$ 1,921		$ 1,998
Weighted average remaining lease term (in years) (Year)	6 years 7 months 6 days		6 years 9 months 21 days
Weighted average discount rate	3.05%		3.04%
Operating lease expense	$ 93	$ 93
Short-term lease expense	1	1
Total lease expense	94	94
Cash paid for amounts included in lease liabilities	92	91
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	0	$ 0
Other Liabilities [Member]
Lease liability	$ 1,941		$ 2,016

Note 9 - Leases - Lease Liabili

Note 9 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Nine months ending December 31, 2021	$ 272
Twelve months ending December 31, 2022	352
Twelve months ending December 31, 2023	352
Twelve months ending December 31, 2024	334
Twelve months ending December 31, 2025	244
Twelve months ending December 31, 2026	211
Thereafter	393
Total undiscounted cash flows	2,158
Less: discount	(217)
Other Liabilities [Member]
Lease liability	$ 1,941	$ 2,016