National Bankshares (NKSH) 10-Q 11 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	May 09, 2022
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062-9002
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		6,012,652

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 12,247	$ 8,768
Interest-bearing deposits	108,028	130,021
Securities available for sale, at fair value	699,354	686,080
Restricted stock, at cost	941	845
Mortgage loans held for sale	0	615
Loans:
Loans, net of unearned income and deferred fees and costs	819,328	803,248
Less allowance for loan losses	(7,788)	(7,674)
Loans, net	811,540	795,574
Premises and equipment, net	9,764	9,722
Accrued interest receivable	5,433	5,104
Other real estate owned, net	957	957
Goodwill	5,848	5,848
Bank-owned life insurance (“BOLI”)	42,592	42,354
Other assets	24,800	16,287
Total assets	1,721,504	1,702,175
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	338,031	317,430
Interest-bearing demand deposits	908,790	890,124
Savings deposits	220,083	208,065
Time deposits	76,849	78,968
Total deposits	1,543,753	1,494,587
Accrued interest payable	51	48
Other liabilities	16,411	15,789
Total liabilities	1,560,215	1,510,424
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 6,022,752 shares at March 31, 2022 and 6,063,937 shares at December 31, 2021	7,528	7,580
Retained earnings	191,645	188,229
Accumulated other comprehensive loss, net	(37,884)	(4,058)
Total stockholders' equity	161,289	191,751
Total liabilities and stockholders' equity	$ 1,721,504	$ 1,702,175

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2022	Dec. 31, 2021
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,022,752	6,063,937
Common stock, shares outstanding (in shares)	6,022,752	6,063,937

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest Income
Interest and fees on loans	$ 8,100	$ 8,550
Interest on interest-bearing deposits	49	28
Interest on securities – taxable	2,473	1,783
Interest on securities – nontaxable	428	521
Total interest income	11,050	10,882
Interest Expense
Interest on deposits	655	855
Net interest income	10,395	10,027
Provision for loan losses	134	50
Net interest income after provision for loan losses	10,261	9,977
Noninterest Income:
Noninterest Income	1,708	1,757
BOLI income	238	206
Gain on sale of mortgage loans	61	137
Other income	492	627
Realized securities gain, net	0	5
Total noninterest income	2,291	2,334
Noninterest Expense
Salaries and employee benefits	3,978	3,906
Occupancy, furniture and fixtures	492	488
Data processing and ATM	787	778
FDIC assessment	111	83
Net costs of other real estate owned	10	37
Franchise taxes	362	335
Other operating expenses	873	909
Total noninterest expense	6,613	6,536
Income before income taxes	5,939	5,775
Income tax expense	1,053	1,009
Net Income	$ 4,886	$ 4,766
Basic and fully diluted net income per common share (in dollars per share)	$ 0.81	$ 0.74
Weighted average number of common shares outstanding, basic and diluted (in shares)	6,047,230	6,407,685
Dividends declared per common share (in dollars per share)	$ 0	$ 0
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 562	$ 469
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	55	41
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	440	434
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 443	$ 415

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net Income	$ 4,886	$ 4,766
Other Comprehensive Loss, Net of Tax
Unrealized holding loss on available for sale securities net of tax of ($8,992) and ($3,271) for the periods ended March 31, 2022 and 2021, respectively	(33,826)	(12,309)
Reclassification adjustment for gain included in net income, net of tax of ($1) for the period ended March 31, 2021	0	(4)
Other comprehensive loss, net of tax	(33,826)	(12,313)
Total Comprehensive Loss	$ (28,940)	$ (7,547)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Unrealized holding gain (loss) on available for sale securities, tax	$ (8,992)	$ (3,271)
Reclassification adjustment for gain included in net income, tax		$ (1)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at December 31, 2020 at Dec. 31, 2020	$ 8,040	$ 189,547	$ 3,020	$ 200,607
Net income	0	4,766	0	4,766
Common stock repurchased	(140)	(3,851)	0	(3,991)
Other comprehensive loss, net of tax	0	0	(12,313)	(12,313)
Other comprehensive loss, net of tax	0	0	(12,313)	(12,313)
Balances at March 31, 2021 at Mar. 31, 2021	7,900	190,462	(9,293)	189,069
Balances at December 31, 2020 at Dec. 31, 2021	7,580	188,229	(4,058)	191,751
Net income	0	4,886	0	4,886
Common stock repurchased	(52)	(1,470)	0	(1,522)
Other comprehensive loss, net of tax	0	0	(33,826)	(33,826)
Other comprehensive loss, net of tax	0	0	(33,826)	(33,826)
Balances at March 31, 2021 at Mar. 31, 2022	$ 7,528	$ 191,645	$ (37,884)	$ 161,289

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Stock Repurchased During Period, Shares	41,185	111,832
Other comprehensive income (loss), tax	$ (8,992)	$ (3,272)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Cash Flows from Operating Activities
Net income	$ 4,886	$ 4,766
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	134	50	$ (398)
Depreciation of bank premises and equipment	154	164
Amortization of premiums and accretion of discounts, net	359	416
Gain on sales and calls of securities available for sale, net	0	(5)
Loss and write-down on other real estate owned, net	0	26
Income on investment in BOLI	(238)	(206)
Origination of mortgage loans held for sale	(2,333)	(6,266)
Proceeds from sale of mortgage loans held for sale	3,009	6,845
Gain on sale of mortgage loans held for sale	(61)	(137)
Net change in:
Accrued interest receivable	(329)	(339)
Other assets	479	1,340
Accrued interest payable	3	(7)
Other liabilities	622	106
Net cash provided by operating activities	6,685	6,753
Cash Flows from Investing Activities
Net change in interest-bearing deposits	21,993	(14,417)
Proceeds from calls, principal payments, sales and maturities of securities available for sale	13,890	15,331
Purchase of securities available for sale	(70,341)	(55,944)
Net change in restricted stock	(96)	434
Purchase of loan participations	(4,687)	(951)
Collection of loan participations	92	93
Loan originations and principal collections, net	(11,545)	(9,761)
Proceeds from sale of other real estate owned	0	570
Recoveries on loans charged off	40	52
Proceeds from sale and purchases of premises and equipment, net	(196)	(84)
Net cash used in investing activities	(50,850)	(64,677)
Cash Flows from Financing Activities
Net change in time deposits	(2,119)	67
Net change in other deposits	51,285	61,378
Common stock repurchased	(1,522)	(3,991)
Net cash provided by financing activities	47,644	57,454
Net change in cash and due from banks	3,479	(470)
Cash and due from banks at beginning of period	8,768	13,147	13,147
Cash and due from banks at end of period	12,247	12,677	$ 8,768
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits	652	862
Income taxes paid	0	0
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for loan losses	60	47
Loans transferred to repossessed assets	0	11
Unrealized net loss on securities available for sale	(42,818)	(15,585)
Lease liabilities arising from obtaining right-of-use assets	$ 25	$ 0

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Significant Accounting Policies [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“U.S. GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three March 31, 2022 not 10 2021 10 1934 Risks and Uncertainties Since the beginning of 2020, 19 Recent Accounting Pronouncements In June 2016, No. 2016 13, 326 2016 13 326, 2019 04, 2019 05, 2019 10, 2019 11, 2020 02, 2020 03. not December 15, 2022. 2016 13 Effective November 25, 2019, 119. 119 326, 1 2 3 4 In March 2022, No. 2022 02, 326 2022 02 2016 13 2016 13, 2022 02 December 15, 2022, not 2016 13, 2022 02 2016 13. 2016 13. may 2022 02 In March 2020, No. 2020 04 848 March 12, 2020 December 31, 2022. January 2021, No. 2021 01 848 848 848 may No. 2021 01 March 12, 2020, January 7, 2021, may No. 2021 01 March 12, 2020, March 12, 2020.

Note 2 - Loan Portfolio

Note 2 - Loan Portfolio	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 2: The loan portfolio, excluding loans held for sale, was comprised of the following. March 31, 2022 December 31, 2021 Real estate construction $ 59,741 $ 48,841 Consumer real estate 209,072 208,977 Commercial real estate 416,953 405,722 Commercial non-real estate 52,796 60,264 Public sector and IDA 47,156 47,899 Consumer non-real estate 34,056 32,026 Gross loans 819,774 803,729 Less unearned income and deferred fees and costs (446 ) (481 ) Loans, net of unearned income and deferred fees and costs $ 819,328 $ 803,248

Note 3 - Allowance for Loan Los

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 3: Allowance for Loan Losses, Nonperforming Assets and Impaired Loans The allowance for loan losses methodology incorporates individual evaluation of impaired loans and collective evaluation of groups of non-impaired loans. The Company performs ongoing analysis of the loan portfolio to determine credit quality on an individual loan basis and to identify impaired loans. Please refer to the Company’s 2021 10 1: Collectively Evaluated Loans The loan portfolio is composed of major segments and smaller classes within each segment. Segments and classes are determined based on characteristics such as collateral type and intended use, repayment sources, and (if applicable) the borrower’s business model. The methodology for calculating reserves for collectively evaluated loans is applied at the class level. The Company’s segments and classes within each segment are presented below: Real Estate Construction Commercial Non-Real Estate Construction, residential Commercial and industrial Construction, other Public Sector and IDA Consumer Real Estate Public sector and IDA Equity lines Residential closed-end first Residential closed-end junior liens Consumer Non-Real Estate Investor-owned residential real estate Credit cards Automobile Commercial Real Estate Other consumer loans Multifamily real estate Commercial real estate, owner-occupied Commercial real estate, other Collectively-evaluated loans within each class are further stratified by risk rating: pass-rated loans, loans rated special mention, and loans rated classified. Credit risk for collectively-evaluated loans is estimated at the class level, by risk rating, by applying historical net charge-off rates and percentages for qualitative factors that influence credit risk. Please refer to the Company’s 2021 10 1: A detailed analysis showing the allowance roll-forward by portfolio segment and related loan balance by segment follows. Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - - - (60 ) - (60 ) Recoveries - - 12 3 - 25 - 40 Provision for (recovery of) loan losses 171 5 290 (158 ) 10 6 (190 ) 134 Balance, March 31, 2022 $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - - - - - (47 ) - (47 ) Recoveries - - 12 2 - 38 - 52 Provision for (recovery of) loan losses 8 201 (3 ) (38 ) (28 ) (50 ) (40 ) 50 Balance, March 31, 2021 $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (216 ) - (755 ) Recoveries - 20 159 33 - 134 - 346 Provision for (recovery of) loan losses (81 ) (242 ) (891 ) 922 (42 ) (29 ) (35 ) (398 ) Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Allowance for Loan Losses as of March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 593 1,935 3,423 944 307 415 171 7,788 Total $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Allowance for Loan Losses as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Rea l Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 422 1,930 3,121 1,099 297 444 361 7,674 Total $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Loans as of March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated for impairment $ - $ 189 $ 5,358 $ 287 $ - $ - $ 5,834 Collectively evaluated for impairment 59,741 208,883 411,595 52,509 47,156 34,056 813,940 Total $ 59,741 $ 209,072 $ 416,953 $ 52,796 $ 47,156 $ 34,056 $ 819,774 Loans as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated for impairment $ - $ 191 $ 5,386 $ 301 $ - $ - $ 5,878 Collectively evaluated for impairment 48,841 208,786 400,336 59,963 47,899 32,026 797,851 Total $ 48,841 $ 208,977 $ 405,722 $ 60,264 $ 47,899 $ 32,026 $ 803,729 A summary of ratios for the allowance for loan losses follows. As of and for the Three Months Ended March 31, Year Ended December 31, 2022 2021 2021 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs 0.95 % 1.10 % 0.96 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1) 0.01 % 0.00 % 0.05 % ( 1 Net charge-offs are on an annualized basis. A summary of nonperforming assets follows: March 31, December 31, 2022 2021 2021 Nonperforming assets: Nonaccrual loans $ 29 $ 784 $ - TDR loans in nonaccrual 2,833 2,907 2,873 Total nonperforming loans 2,862 3,691 2,873 Other real estate owned, net 957 957 957 Total nonperforming assets $ 3,819 $ 4,648 $ 3,830 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.47 % 0.60 % 0.48 % Ratio of allowance for loan losses to nonperforming loans(1) 272.12 % 231.27 % 267.11 % ( 1 The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are excluded. A summary of loans past due 90 March 31, December 31, 2022 2021 2021 Loans past due 90 days or more and still accruing $ 381 $ 12 $ 90 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.05 % 0.00 % 0.01 % Accruing restructured loans $ 3,001 $ 1,378 $ 3,005 Impaired loans: Impaired loans with no valuation allowance $ 5,834 $ 4,564 $ 5,878 Impaired loans with a valuation allowance - 375 - Total impaired loans $ 5,834 $ 4,939 $ 5,878 Valuation allowance - (18 ) - Impaired loans, net of allowance $ 5,834 $ 4,921 $ 5,878 Average recorded investment in impaired loans(1) $ 5,842 $ 4,956 $ 5,901 Interest income recognized on impaired loans, after designation as impaired $ 21 $ 46 $ 137 Amount of income recognized on a cash basis $ - $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. No interest income was recognized on nonaccrual loans for the three March 31, 2022 March 31, 2021 December 31, 2021. A detailed analysis of investment in impaired loans and associated reserves, segregated by loan class follows. Only classes with impaired loans are presented Impaired Loans as of March 31, 2022 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Recorded Investment (1) Related Allowance Consumer Real Estate Investor-owned residential real estate $ 189 $ 189 $ 189 $ - $ - Commercial Real Estate Commercial real estate, owner-occupied 3,254 2,639 2,639 - - Commercial real estate, other 2,719 2,719 2,719 - - Commercial Non-Real Estate Commercial and industrial 300 287 287 - - Total $ 6,462 $ 5,834 $ 5,834 $ - $ - Impaired Loans as of December 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Recorded Investment (1) Related Allowance Consumer Real Estate Investor-owned residential real estate $ 191 $ 191 $ 191 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,256 2,665 2,665 - - Commercial real estate, other 2,721 2,721 2,721 - - Commercial Non-Real Estate Commercial and industrial 310 301 301 - - Total $ 6,478 $ 5,878 $ 5,878 $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. The following tables show the average recorded investment and interest income recognized for impaired loans. Only classes with impaired loans are presented. For the Three Months Ended March 31, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 190 $ 3 Commercial Real Estate Commercial real estate, owner occupied 2,640 1 Commercial real estate, other 2,720 17 Commercial Non-Real Estate Commercial and industrial 292 - Total $ 5,842 $ 21 For the Three Months Ended March 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 194 $ 3 Commercial Real Estate Commercial real estate, owner occupied 3,269 38 Commercial real estate, other 654 - Commercial Non-Real Estate Commercial and industrial 838 5 Consumer Non-Real Estate Automobile 1 - Total $ 4,956 $ 46 For the Year Ended December 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 192 $ 13 Commercial Real Estate Commercial real estate, owner occupied 2,668 9 Commercial real estate, other 2,723 100 Commercial Non-Real Estate Commercial and industrial 317 15 Consumer Non-Real Estate Automobile 1 - Total $ 5,901 $ 137 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. An analysis of past due and nonaccrual loans follows. Only classes with past due or nonaccrual loans are shown. March 31, 2022 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (1) Real Estate Construction Construction, other $ - $ 320 $ 320 $ - Consumer Real Estate Equity lines 50 29 - 29 Residential closed-end first liens 517 32 32 - Commercial Real Estate Commercial real estate, owner-occupied 61 262 - 2,546 Commercial Non-Real Estate Commercial and industrial 53 2 2 287 Consumer Non-Real Estate Credit cards 1 2 2 - Automobile 80 - - - Other consumer loans 139 25 25 - Total $ 901 $ 672 $ 381 $ 2,862 December 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (1) Real Estate Construction Construction, other $ 14 $ - $ - $ - Consumer Real Estate Equity lines 50 29 29 Residential closed-end first liens 715 58 58 - Commercial Real Estate Commercial real estate, owner occupied 12 266 - 2,572 Commercial Non-Real Estate Commercial and Industrial 13 - - 301 Consumer Non-Real Estate Credit cards 2 2 2 - Automobile 93 - - - Other consumer loans 88 1 1 - Total $ 987 $ 356 $ 90 $ 2,873 ( 1 Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status. The following displays collectively evaluated loans by credit quality indicator. Impaired loans are not March 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 14,447 $ - $ - Construction, other 44,974 - 320 Consumer Real Estate Equity lines 13,530 - 29 Residential closed-end first liens 107,259 - 247 Residential closed-end junior liens 2,295 - - Investor-owned residential real estate 84,918 - 605 Commercial Real Estate Multifamily residential real estate 106,309 - - Commercial real estate owner-occupied 128,739 - - Commercial real estate, other 176,547 - - Commercial Non-Real Estate Commercial and industrial 52,507 - 2 Public Sector and IDA States and political subdivisions 47,156 - - Consumer Non-Real Estate Credit cards 4,658 - - Automobile 10,673 - - Other consumer 18,669 - 56 Total $ 812,681 $ - $ 1,259 December 31, 2021 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 10,008 $ - $ - Construction, other 38,833 - - Consumer Real Estate Equity lines 13,588 - 29 Residential closed-end first liens 106,107 - 275 Residential closed-end junior liens 2,715 - - Investor-owned residential real estate 85,460 - 612 Commercial Real Estate Multifamily residential real estate 106,644 - - Commercial real estate owner-occupied 125,605 - 35 Commercial real estate, other 164,324 3,728 - Commercial Non-Real Estate Commercial and industrial 59,953 - 10 Public Sector and IDA States and political subdivisions 47,899 - - Consumer Non-Real Estate Credit cards 4,531 - - Automobile 10,990 - 3 Other consumer 16,402 - 100 Total $ 793,059 $ 3,728 $ 1,064 Determination of risk ratings was completed for the portfolio as of March 31, 2022 December 31, 2021. Troubled Debt Restructurings Total TDRs amounted to $5,834 at March 31, 2022, December 31, 2021, March 31, 2021. no TDRs Designated During the Reporting Period During the three March 31, 2022, not three March 31, 2021 one three March 31, 2021 No March 31, 2021 not The following table presents restructurings by class that occurred during the period indicated. Restructurings That Occurred During the Three Months Ended March 31, 2021 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner-occupied 1 $ 102 $ 102 Total 1 $ 102 $ 102 Defaulted TDRs The Company analyzed its TDR portfolio for loans that defaulted during the three March 31, 2022 March 31, 2021 12 three one 90 Of the Company’s TDRs at March 31, 2022 March 31, 2021, none 12 March 31, 2022 March 31, 2021.

Note 4 - Securities

Note 4 - Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4: The amortized costs, gross unrealized gains, gross unrealized losses and fair values for debt securities available for sale by major security type are as follows. March 31, 2022 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Treasuries $ 989 $ - $ 25 $ 964 U.S. Government agencies and corporations 344,348 904 22,864 322,388 States and political subdivisions 193,185 416 14,801 178,800 Mortgage-backed securities 193,538 70 2,722 190,886 Corporate debt securities 6,499 - 183 6,316 Total securities available for sale $ 738,559 $ 1,390 $ 40,595 $ 699,354 December 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 279,934 $ 2,795 $ 4,710 $ 278,019 States and political subdivisions 195,365 5,314 2,007 198,672 Mortgage-backed securities 204,164 2,323 313 206,174 Corporate debt securities 3,004 248 37 3,215 Total securities available for sale $ 682,467 $ 10,680 $ 7,067 $ 686,080 The amortized cost and fair value of single maturity securities available for sale at March 31, 2022, may may March 31, 2022 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,317 $ 1,325 Due after one year through five years 79,070 77,180 Due after five years through ten years 329,371 310,296 Due after ten years 328,801 310,553 Total securities available for sale $ 738,559 $ 699,354 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows. March 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 964 $ 25 $ - $ - U.S. Government agencies and corporations 238,220 14,294 68,352 8,570 States and political subdivisions 120,206 8,951 36,298 5,850 Mortgage-backed securities 160,387 2,262 9,623 460 Corporate debt securities 5,317 183 - - Total temporarily impaired securities $ 525,094 $ 25,715 $ 114,273 $ 14,880 December 31, 2021 Less Than 12 Months Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agencies and corporations $ 201,650 $ 3,530 $ 26,792 $ 1,180 States and political subdivisions 50,659 1,214 20,542 793 Mortgage-backed securities 13,139 141 4,665 172 Corporate debt securities 966 37 - - Total temporarily impaired securities $ 266,414 $ 4,922 $ 51,999 $ 2,145 The Company had 529 securities with a fair value of $639,367 that were temporarily impaired at March 31, 2022. 12 March 31, 2022 U.S. Government agencies. not not not may not States and political subdivisions. not not not not may not Mortgage-backed securities. not not may not Restricted Stock The Company held restricted stock of $941 as of March 31, 2022 December 31, 2021. not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may March 31, 2022. March 31, 2022, not Management regularly monitors the credit quality of the investment portfolio. Changes in ratings are noted and follow-up research on the issuer is undertaken when warranted. Management intends to carefully monitor any changes in bond quality.

Note 5 - Defined Benefit Plan

Note 5 - Defined Benefit Plan	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 5: Components of Net Periodic Benefit Cost: Pension Benefits Three Months Ended March, 31 2022 2021 Service cost $ 324 $ 361 Interest cost 204 184 Expected return on plan assets (629 ) (555 ) Amortization of prior service cost - (3 ) Recognized net actuarial loss 110 208 Net periodic benefit cost $ 9 $ 195 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the consolidated statements of income. All other components are included in other noninterest expense in the consolidated statements of income. For the three March 31, 2022, not

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 6: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including: ● quoted prices in active markets for similar assets and liabilities, ● quoted prices for identical or similar assets and liabilities in less active markets, ● inputs other than quoted prices that are observable, and ● model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined by quoted market prices. However, in many instances, there are no not may not may not The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the consolidated financial statements: Financial Instruments Measured At Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 The following tables present the balances of financial assets measured at fair value on a recurring basis as of the dates indicated. March 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 964 $ 964 U.S. Government agencies and corporations 322,388 - 322,388 - States and political subdivisions 178,800 - 178,800 - Mortgage-backed securities 190,886 - 190,886 - Corporate debt securities 6,316 - 6,316 - Total securities available for sale $ 699,354 $ - $ 699,354 $ - December 31, 2021 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Government agencies and corporations $ 278,019 $ - $ 278,019 $ - States and political subdivisions 198,672 - 198,672 - Mortgage-backed securities 206,174 - 206,174 - Corporate debt securities 3,215 - 3,215 - Total securities available for sale $ 686,080 $ - $ 686,080 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Interest Rate Loan Contracts and Forward Contracts The Company originates consumer real estate loans which it intends to sell to a correspondent lender. Interest rate loan contracts and forward contracts result from originating loans held for sale and are derivatives reported at fair value. The Company enters interest rate lock commitments with customers who apply for a loan which the Company intends to sell to a correspondent lender. The interest rate loan contract ends when the loan closes or the customer withdraws their application. Fair value of the interest rate loan contract is based upon the correspondent lender’s pricing quotes at the report date. Fair value is adjusted for the estimated probability of the loan closing with the borrower. At the time the Company enters into an interest rate loan contract with a customer, it also enters into a best efforts forward sales commitment with the correspondent lender. If the loan has been closed and funded, the best efforts commitment converts to a mandatory forward sales commitment. Fair value is based on the gain or loss that would occur if the Company were to pair-off the transaction with the investor at the measurement date. This is a Level 3 Interest rate loan contracts and forward contracts are valued based on quotes from the correspondent lender at the reporting date. Pricing changes daily and if a loan has not may The Company did not December 31, 2021. March 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ (8 ) $ - $ - $ (8 ) Forward contracts $ 8 $ - $ - $ 8 March 31, 2022 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 90.16 % (1) Forward contracts Market approach Pull-through rate 90.16 % (1) Interest rate loan contracts Market approach Current reference price 99.57% - 101.11 % (99.91% ) Forward contracts Market approach Current reference price 99.57% - 101.11 % (99.91% ) ( 1 All contracts are valued using the same pull-through rate. Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with U.S. GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 March 31, 2022 December 31, 2021. Impaired Loans Impaired loans are measured at fair value on a nonrecurring basis. If an individually evaluated impaired loan’s balance exceeds fair value, the amount is allocated to the allowance for loan losses. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. The fair value of an impaired loan may one three 1 3 may 2 3. Loans valued using the collateral method may Appraisals are prepared by independent, licensed appraisers using observable market data analyzed through an income or sales valuation approach. Appraisals of less than 24 2 3. 3. The value of business equipment is based upon an outside appraisal (Level 2 3 not 3 3. At March 31, 2022 December 31, 2021, not Other Real Estate Owned Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 3 3 The following table summarizes the Company’s OREO measured at fair value on a nonrecurring basis as of the dates indicated. Date Description Balance Level 1 Level 2 Level 3 March 31, 2022 OREO net of valuation allowance $ 957 $ - $ - $ 957 December 31, 2021 OREO net of valuation allowance 957 - - 957 The following table presents information about OREO and Level 3 Date Valuation Technique Unobservable Input Range (Weighted Average) March 31, 2022 Discounted appraised value Selling cost 6.20 % (1) December 31, 2021 Discounted appraised value Selling cost 6.20 % (1) ( 1 As of March 31, 2022 December 31, 2021, At March 31, 2022 December 31, 2021, may 6% 10% may may Fair Value Summary The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of the dates indicated. Fair values are estimated using the exit price notion. March 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,247 $ 12,247 $ - $ - Interest-bearing deposits 108,028 108,028 - - Securities available for sale 699,354 - 699,354 - Restricted securities 941 - 941 - Loans, net 811,540 - - 796,766 Accrued interest receivable 5,433 - 5,433 - Bank-owned life insurance 42,592 - 42,592 - Forward contracts 8 - - 8 Financial Liabilities: Deposits $ 1,543,753 $ - $ 1,466,904 $ 76,955 Accrued interest payable 51 - 51 - Interest rate loan contracts 8 - - 8 December 31, 2021 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 8,768 $ 8,768 $ - $ - Interest-bearing deposits 130,021 130,021 - - Securities available for sale 686,080 - 686,080 - Restricted securities 845 - 845 - Loans held for sale 615 - 615 - Loans, net 795,574 - - 791,335 Accrued interest receivable 5,104 - 5,104 - Bank-owned life insurance 42,354 - 42,354 - Financial Liabilities: Deposits $ 1,494,587 $ - $ 1,415,619 $ 79,115 Accrued interest payable 48 - 48 -

Note 7 - Components of Accumula

Note 7 - Components of Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7: The following table provides information about components of accumulated other comprehensive loss as of the dates indicated: Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($ 3,271 (12,309 ) - (12,309 ) Reclassification adjustment, net of tax of ($ 1 (4 ) - (4 ) Balance at March 31, 2021 $ 854 $ (10,147 ) $ (9,293 ) Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 8,992 (33,826 ) - (33,826 ) Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 )

Note 8 - Revenue Recognition

Note 8 - Revenue Recognition	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 8: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with ASC Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safety deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa and MasterCard. Merchant services income mainly represents commission fees based upon merchant processing volume. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and estates and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606. For the Three Months Ended March 31, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 562 $ 469 Other service charges and fees 55 41 Credit and debit card fees, net 440 434 Trust income 443 415 Insurance and investment (1) 208 398 Total noninterest income (in-scope of Topic 606) $ 1,708 $ 1,757 Noninterest income (out-of-scope of Topic 606) 583 577 Total noninterest income $ 2,291 $ 2,334 ( 1 Included within Other Income on the Consolidated Statements of Income.

Note 9 - Leases

Note 9 - Leases	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 9: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s five three two five not not one five not not 2020 not None none The Company’s lease right of use asset is included in other assets and the lease liability is included in other liabilities. The following tables present information about leases: March 31, 2022 December 31, 2021 Lease liability $ 1,518 $ 1,558 Right-of-use asset $ 1,493 $ 1,532 Weighted average remaining lease term (in years) 6.05 6.33 Weighted average discount rate 3.19 % 3.21 % For the Three Months Ended March 31, 2022 2021 Lease Expense Operating lease expense $ 76 $ 93 Short-term lease expense 1 1 Total lease expense $ 77 $ 94 Cash paid for amounts included in lease liabilities $ 78 $ 92 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 25 $ - The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow for the Period As of March 31, 2022 Twelve months ending March 31, 2023 $ 307 Twelve months ending March 31, 2024 299 Twelve months ending March 31, 2025 294 Twelve months ending March 31, 2026 225 Twelve months ending March 31, 2027 203 Thereafter 346 Total undiscounted cash flows $ 1,674 Less: discount (156 ) Lease liability $ 1,518 The contracts in which the Company is lessee are with parties external to the Company and not

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Risks and Uncertainties [Policy Text Block]	Risks and Uncertainties Since the beginning of 2020, 19
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements In June 2016, No. 2016 13, 326 2016 13 326, 2019 04, 2019 05, 2019 10, 2019 11, 2020 02, 2020 03. not December 15, 2022. 2016 13 Effective November 25, 2019, 119. 119 326, 1 2 3 4 In March 2022, No. 2022 02, 326 2022 02 2016 13 2016 13, 2022 02 December 15, 2022, not 2016 13, 2022 02 2016 13. 2016 13. may 2022 02 In March 2020, No. 2020 04 848 March 12, 2020 December 31, 2022. January 2021, No. 2021 01 848 848 848 may No. 2021 01 March 12, 2020, January 7, 2021, may No. 2021 01 March 12, 2020, March 12, 2020.

Note 2 - Loan Portfolio (Tables

Note 2 - Loan Portfolio (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2022 December 31, 2021 Real estate construction $ 59,741 $ 48,841 Consumer real estate 209,072 208,977 Commercial real estate 416,953 405,722 Commercial non-real estate 52,796 60,264 Public sector and IDA 47,156 47,899 Consumer non-real estate 34,056 32,026 Gross loans 819,774 803,729 Less unearned income and deferred fees and costs (446 ) (481 ) Loans, net of unearned income and deferred fees and costs $ 819,328 $ 803,248

Note 3 - Allowance for Loan L_2

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - - - (60 ) - (60 ) Recoveries - - 12 3 - 25 - 40 Provision for (recovery of) loan losses 171 5 290 (158 ) 10 6 (190 ) 134 Balance, March 31, 2022 $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - - - - - (47 ) - (47 ) Recoveries - - 12 2 - 38 - 52 Provision for (recovery of) loan losses 8 201 (3 ) (38 ) (28 ) (50 ) (40 ) 50 Balance, March 31, 2021 $ 511 $ 2,366 $ 3,862 $ 634 $ 311 $ 496 $ 356 $ 8,536 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (216 ) - (755 ) Recoveries - 20 159 33 - 134 - 346 Provision for (recovery of) loan losses (81 ) (242 ) (891 ) 922 (42 ) (29 ) (35 ) (398 ) Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Loan Losses as of March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 593 1,935 3,423 944 307 415 171 7,788 Total $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Allowance for Loan Losses as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Rea l Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 422 1,930 3,121 1,099 297 444 361 7,674 Total $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Loans as of March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated for impairment $ - $ 189 $ 5,358 $ 287 $ - $ - $ 5,834 Collectively evaluated for impairment 59,741 208,883 411,595 52,509 47,156 34,056 813,940 Total $ 59,741 $ 209,072 $ 416,953 $ 52,796 $ 47,156 $ 34,056 $ 819,774 Loans as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non-Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated for impairment $ - $ 191 $ 5,386 $ 301 $ - $ - $ 5,878 Collectively evaluated for impairment 48,841 208,786 400,336 59,963 47,899 32,026 797,851 Total $ 48,841 $ 208,977 $ 405,722 $ 60,264 $ 47,899 $ 32,026 $ 803,729
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Three Months Ended March 31, Year Ended December 31, 2022 2021 2021 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs 0.95 % 1.10 % 0.96 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1) 0.01 % 0.00 % 0.05 %
Schedule of Nonperforming Assets [Table Text Block]	March 31, December 31, 2022 2021 2021 Nonperforming assets: Nonaccrual loans $ 29 $ 784 $ - TDR loans in nonaccrual 2,833 2,907 2,873 Total nonperforming loans 2,862 3,691 2,873 Other real estate owned, net 957 957 957 Total nonperforming assets $ 3,819 $ 4,648 $ 3,830 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.47 % 0.60 % 0.48 % Ratio of allowance for loan losses to nonperforming loans(1) 272.12 % 231.27 % 267.11 %
Impaired Financing Receivables [Table Text Block]	Impaired Loans as of March 31, 2022 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Recorded Investment (1) Related Allowance Consumer Real Estate Investor-owned residential real estate $ 189 $ 189 $ 189 $ - $ - Commercial Real Estate Commercial real estate, owner-occupied 3,254 2,639 2,639 - - Commercial real estate, other 2,719 2,719 2,719 - - Commercial Non-Real Estate Commercial and industrial 300 287 287 - - Total $ 6,462 $ 5,834 $ 5,834 $ - $ - Impaired Loans as of December 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) Recorded Investment (1) Related Allowance Consumer Real Estate Investor-owned residential real estate $ 191 $ 191 $ 191 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,256 2,665 2,665 - - Commercial real estate, other 2,721 2,721 2,721 - - Commercial Non-Real Estate Commercial and industrial 310 301 301 - - Total $ 6,478 $ 5,878 $ 5,878 $ - $ -
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Three Months Ended March 31, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 190 $ 3 Commercial Real Estate Commercial real estate, owner occupied 2,640 1 Commercial real estate, other 2,720 17 Commercial Non-Real Estate Commercial and industrial 292 - Total $ 5,842 $ 21 For the Three Months Ended March 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 194 $ 3 Commercial Real Estate Commercial real estate, owner occupied 3,269 38 Commercial real estate, other 654 - Commercial Non-Real Estate Commercial and industrial 838 5 Consumer Non-Real Estate Automobile 1 - Total $ 4,956 $ 46 For the Year Ended December 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 192 $ 13 Commercial Real Estate Commercial real estate, owner occupied 2,668 9 Commercial real estate, other 2,723 100 Commercial Non-Real Estate Commercial and industrial 317 15 Consumer Non-Real Estate Automobile 1 - Total $ 5,901 $ 137
Financing Receivable, Past Due [Table Text Block]	March 31, 2022 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (1) Real Estate Construction Construction, other $ - $ 320 $ 320 $ - Consumer Real Estate Equity lines 50 29 - 29 Residential closed-end first liens 517 32 32 - Commercial Real Estate Commercial real estate, owner-occupied 61 262 - 2,546 Commercial Non-Real Estate Commercial and industrial 53 2 2 287 Consumer Non-Real Estate Credit cards 1 2 2 - Automobile 80 - - - Other consumer loans 139 25 25 - Total $ 901 $ 672 $ 381 $ 2,862 December 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due 90 or More Days Past Due and Accruing Nonaccruals (1) Real Estate Construction Construction, other $ 14 $ - $ - $ - Consumer Real Estate Equity lines 50 29 29 Residential closed-end first liens 715 58 58 - Commercial Real Estate Commercial real estate, owner occupied 12 266 - 2,572 Commercial Non-Real Estate Commercial and Industrial 13 - - 301 Consumer Non-Real Estate Credit cards 2 2 2 - Automobile 93 - - - Other consumer loans 88 1 1 - Total $ 987 $ 356 $ 90 $ 2,873
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 14,447 $ - $ - Construction, other 44,974 - 320 Consumer Real Estate Equity lines 13,530 - 29 Residential closed-end first liens 107,259 - 247 Residential closed-end junior liens 2,295 - - Investor-owned residential real estate 84,918 - 605 Commercial Real Estate Multifamily residential real estate 106,309 - - Commercial real estate owner-occupied 128,739 - - Commercial real estate, other 176,547 - - Commercial Non-Real Estate Commercial and industrial 52,507 - 2 Public Sector and IDA States and political subdivisions 47,156 - - Consumer Non-Real Estate Credit cards 4,658 - - Automobile 10,673 - - Other consumer 18,669 - 56 Total $ 812,681 $ - $ 1,259 December 31, 2021 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 10,008 $ - $ - Construction, other 38,833 - - Consumer Real Estate Equity lines 13,588 - 29 Residential closed-end first liens 106,107 - 275 Residential closed-end junior liens 2,715 - - Investor-owned residential real estate 85,460 - 612 Commercial Real Estate Multifamily residential real estate 106,644 - - Commercial real estate owner-occupied 125,605 - 35 Commercial real estate, other 164,324 3,728 - Commercial Non-Real Estate Commercial and industrial 59,953 - 10 Public Sector and IDA States and political subdivisions 47,899 - - Consumer Non-Real Estate Credit cards 4,531 - - Automobile 10,990 - 3 Other consumer 16,402 - 100 Total $ 793,059 $ 3,728 $ 1,064
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Restructurings That Occurred During the Three Months Ended March 31, 2021 Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner-occupied 1 $ 102 $ 102 Total 1 $ 102 $ 102

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	March 31, 2022 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Treasuries $ 989 $ - $ 25 $ 964 U.S. Government agencies and corporations 344,348 904 22,864 322,388 States and political subdivisions 193,185 416 14,801 178,800 Mortgage-backed securities 193,538 70 2,722 190,886 Corporate debt securities 6,499 - 183 6,316 Total securities available for sale $ 738,559 $ 1,390 $ 40,595 $ 699,354 December 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 279,934 $ 2,795 $ 4,710 $ 278,019 States and political subdivisions 195,365 5,314 2,007 198,672 Mortgage-backed securities 204,164 2,323 313 206,174 Corporate debt securities 3,004 248 37 3,215 Total securities available for sale $ 682,467 $ 10,680 $ 7,067 $ 686,080
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2022 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,317 $ 1,325 Due after one year through five years 79,070 77,180 Due after five years through ten years 329,371 310,296 Due after ten years 328,801 310,553 Total securities available for sale $ 738,559 $ 699,354
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	March 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 964 $ 25 $ - $ - U.S. Government agencies and corporations 238,220 14,294 68,352 8,570 States and political subdivisions 120,206 8,951 36,298 5,850 Mortgage-backed securities 160,387 2,262 9,623 460 Corporate debt securities 5,317 183 - - Total temporarily impaired securities $ 525,094 $ 25,715 $ 114,273 $ 14,880 December 31, 2021 Less Than 12 Months Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agencies and corporations $ 201,650 $ 3,530 $ 26,792 $ 1,180 States and political subdivisions 50,659 1,214 20,542 793 Mortgage-backed securities 13,139 141 4,665 172 Corporate debt securities 966 37 - - Total temporarily impaired securities $ 266,414 $ 4,922 $ 51,999 $ 2,145

Note 5 - Defined Benefit Plan (

Note 5 - Defined Benefit Plan (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended March, 31 2022 2021 Service cost $ 324 $ 361 Interest cost 204 184 Expected return on plan assets (629 ) (555 ) Amortization of prior service cost - (3 ) Recognized net actuarial loss 110 208 Net periodic benefit cost $ 9 $ 195

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 964 $ 964 U.S. Government agencies and corporations 322,388 - 322,388 - States and political subdivisions 178,800 - 178,800 - Mortgage-backed securities 190,886 - 190,886 - Corporate debt securities 6,316 - 6,316 - Total securities available for sale $ 699,354 $ - $ 699,354 $ - December 31, 2021 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Government agencies and corporations $ 278,019 $ - $ 278,019 $ - States and political subdivisions 198,672 - 198,672 - Mortgage-backed securities 206,174 - 206,174 - Corporate debt securities 3,215 - 3,215 - Total securities available for sale $ 686,080 $ - $ 686,080 $ -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	March 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ (8 ) $ - $ - $ (8 ) Forward contracts $ 8 $ - $ - $ 8
Schedule of Derivative Instruments [Table Text Block]	March 31, 2022 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 90.16 % (1) Forward contracts Market approach Pull-through rate 90.16 % (1) Interest rate loan contracts Market approach Current reference price 99.57% - 101.11 % (99.91% ) Forward contracts Market approach Current reference price 99.57% - 101.11 % (99.91% )
Fair Value Measurements, Nonrecurring [Table Text Block]	Date Description Balance Level 1 Level 2 Level 3 March 31, 2022 OREO net of valuation allowance $ 957 $ - $ - $ 957 December 31, 2021 OREO net of valuation allowance 957 - - 957
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Date Valuation Technique Unobservable Input Range (Weighted Average) March 31, 2022 Discounted appraised value Selling cost 6.20 % (1) December 31, 2021 Discounted appraised value Selling cost 6.20 % (1)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,247 $ 12,247 $ - $ - Interest-bearing deposits 108,028 108,028 - - Securities available for sale 699,354 - 699,354 - Restricted securities 941 - 941 - Loans, net 811,540 - - 796,766 Accrued interest receivable 5,433 - 5,433 - Bank-owned life insurance 42,592 - 42,592 - Forward contracts 8 - - 8 Financial Liabilities: Deposits $ 1,543,753 $ - $ 1,466,904 $ 76,955 Accrued interest payable 51 - 51 - Interest rate loan contracts 8 - - 8 December 31, 2021 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 8,768 $ 8,768 $ - $ - Interest-bearing deposits 130,021 130,021 - - Securities available for sale 686,080 - 686,080 - Restricted securities 845 - 845 - Loans held for sale 615 - 615 - Loans, net 795,574 - - 791,335 Accrued interest receivable 5,104 - 5,104 - Bank-owned life insurance 42,354 - 42,354 - Financial Liabilities: Deposits $ 1,494,587 $ - $ 1,415,619 $ 79,115 Accrued interest payable 48 - 48 -

Note 7 - Components of Accumu_2

Note 7 - Components of Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($ 3,271 (12,309 ) - (12,309 ) Reclassification adjustment, net of tax of ($ 1 (4 ) - (4 ) Balance at March 31, 2021 $ 854 $ (10,147 ) $ (9,293 ) Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 8,992 (33,826 ) - (33,826 ) Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 )

Note 8 - Revenue Recognition (T

Note 8 - Revenue Recognition (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the Three Months Ended March 31, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 562 $ 469 Other service charges and fees 55 41 Credit and debit card fees, net 440 434 Trust income 443 415 Insurance and investment (1) 208 398 Total noninterest income (in-scope of Topic 606) $ 1,708 $ 1,757 Noninterest income (out-of-scope of Topic 606) 583 577 Total noninterest income $ 2,291 $ 2,334

Note 9 - Leases (Tables)

Note 9 - Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Lease, Cost [Table Text Block]	March 31, 2022 December 31, 2021 Lease liability $ 1,518 $ 1,558 Right-of-use asset $ 1,493 $ 1,532 Weighted average remaining lease term (in years) 6.05 6.33 Weighted average discount rate 3.19 % 3.21 % For the Three Months Ended March 31, 2022 2021 Lease Expense Operating lease expense $ 76 $ 93 Short-term lease expense 1 1 Total lease expense $ 77 $ 94 Cash paid for amounts included in lease liabilities $ 78 $ 92 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 25 $ -
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Undiscounted Cash Flow for the Period As of March 31, 2022 Twelve months ending March 31, 2023 $ 307 Twelve months ending March 31, 2024 299 Twelve months ending March 31, 2025 294 Twelve months ending March 31, 2026 225 Twelve months ending March 31, 2027 203 Thereafter 346 Total undiscounted cash flows $ 1,674 Less: discount (156 ) Lease liability $ 1,518

Note 2 - Loan Portfolio - Loan

Note 2 - Loan Portfolio - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Gross loans	$ 819,774		$ 803,729
Less unearned income and deferred fees and costs	(446)		(481)
Loans, net of unearned income and deferred fees and costs	819,328	$ 803,248	803,248
Real Estate Construction Portfolio Segment[Member]
Gross loans	59,741	48,841	48,841
Consumer Real Estate Portfolio Segment [Member]
Gross loans	209,072	208,977	208,977
Commercial Real Estate Portfolio Segment [Member]
Gross loans	416,953	405,722	405,722
Commercial Non Real Estate Segment [Member]
Gross loans	52,796	60,264	60,264
Public Sector and IDA Portfolio Segment[Member]
Gross loans	47,156	47,899	47,899
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	$ 34,056	$ 32,026	$ 32,026

Note 3 - Allowance for Loan L_3

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Financing Receivable, Threshold Period Past Due (Day)	90 days
Interest and Fee Income, Loans and Leases, Total	$ 8,100	$ 8,550
Financing Receivable, Troubled Debt Restructuring	$ 5,834	$ 4,285	$ 5,878
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Nonperforming Financial Instruments [Member]
Interest and Fee Income, Loans and Leases, Total	$ 0	$ 0	$ 0

Note 3 - Allowance for Loan L_4

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Balance	$ 7,674	$ 8,481	$ 8,481
Charge-offs	(60)	(47)	(755)
Recoveries	40	52	346
Provision for loan losses	134	50	(398)
Balance	7,788	8,536	7,674
Real Estate Construction Portfolio Segment[Member]
Balance	422	503	503
Provision for loan losses	171	8	(81)
Balance	593	511	422
Consumer Real Estate Portfolio Segment [Member]
Balance	1,930	2,165	2,165
Charge-offs	0	0	(13)
Recoveries	0	0	20
Provision for loan losses	5	201	(242)
Balance	1,935	2,366	1,930
Commercial Real Estate Portfolio Segment [Member]
Balance	3,121	3,853	3,853
Charge-offs	0	0	0
Recoveries	12	12	159
Provision for loan losses	290	(3)	(891)
Balance	3,423	3,862	3,121
Commercial Non Real Estate Segment [Member]
Balance	1,099	670	670
Charge-offs	0	0	(526)
Recoveries	3	2	33
Provision for loan losses	(158)	(38)	922
Balance	944	634	1,099
Public Sector and IDA Portfolio Segment[Member]
Balance	297	339	339
Provision for loan losses	10	(28)	(42)
Balance	307	311	297
Consumer Non Real Estate Portfolio Segment [Member]
Balance	444	555	555
Charge-offs	(60)	(47)	(216)
Recoveries	25	38	134
Provision for loan losses	6	(50)	(29)
Balance	415	496	444
Unallocated Financing Receivables [Member]
Balance	361	396	396
Provision for loan losses	(190)	(40)	(35)
Balance	$ 171	$ 356	$ 361

Note 3 - Allowance for Loan L_5

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Allowance for loan losses, Individually evaluated for impairment	$ 0	$ 0
Allowance for loan losses, Collectively evaluated for impairment	7,788	7,674
Allowance for loan losses	7,788	7,674	$ 8,536	$ 8,481
Loans	819,774			803,729
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses, Individually evaluated for impairment	0	0
Allowance for loan losses, Collectively evaluated for impairment	1,935	1,930
Allowance for loan losses	1,935	1,930	2,366	2,165
Loans, Individually evaluated for impairment	189	191
Non-impaired gross loans	208,883	208,786
Loans	209,072	208,977		208,977
Commercial Non Real Estate Segment [Member]
Allowance for loan losses, Individually evaluated for impairment	0	0
Allowance for loan losses, Collectively evaluated for impairment	944	1,099
Allowance for loan losses	944	1,099	634	670
Loans, Individually evaluated for impairment	287	301
Non-impaired gross loans	52,509	59,963
Loans	52,796	60,264		60,264
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	593	422
Allowance for loan losses	593	422	511	503
Loans, Individually evaluated for impairment	0	0
Non-impaired gross loans	59,741	48,841
Loans	59,741	48,841		48,841
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	3,423	3,121
Allowance for loan losses	3,423	3,121	3,862	3,853
Loans, Individually evaluated for impairment	5,358	5,386
Non-impaired gross loans	411,595	400,336
Loans	416,953	405,722		405,722
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	307	297
Allowance for loan losses	307	297	311	339
Loans, Individually evaluated for impairment	0	0
Non-impaired gross loans	47,156	47,899
Loans	47,156	47,899		47,899
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	415	444
Allowance for loan losses	415	444	496	555
Loans, Individually evaluated for impairment	0	0
Non-impaired gross loans	34,056	32,026
Loans	34,056	32,026		32,026
Unallocated Financing Receivables [Member]
Allowance for loan losses, Collectively evaluated for impairment	171	361
Allowance for loan losses	171	361	$ 356	$ 396
Loans, Individually evaluated for impairment	5,834	5,878
Non-impaired gross loans	813,940	797,851
Loans	$ 819,774	$ 803,729

Note 3 - Allowance for Loan L_6

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Ratios of Allowance for Loan Losses (Details)		3 Months Ended		12 Months Ended
		Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs		0.95%	1.10%	0.96%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1)	[1]	0.01%	0.00%	0.05%
[1]	Net charge-offs are on an annualized basis.

Note 3 - Allowance for Loan L_7

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands		Mar. 31, 2022		Dec. 31, 2021		Mar. 31, 2021
Nonaccrual loans		$ 29		$ 0		$ 784
TDR loans in nonaccrual		2,833		2,873		2,907
Total nonperforming loans		2,862	[1]	2,873	[1]	3,691
Other real estate owned, net		957		957		957
Total nonperforming assets		$ 3,819		$ 3,830		$ 4,648
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.47%		0.48%		0.60%
Ratio of allowance for loan losses to nonperforming loans(1)	[2]	272.12%		267.11%		231.27%
[1]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.
[2]	The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are excluded.

Note 3 - Allowance for Loan L_8

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans and Associated Reserves (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Principal balance		$ 6,462	$ 6,478
Total recorded investment	[1]	5,834	5,878
Recorded investment for which there is no related allowance	[1]	5,834	5,878
Recorded investment for which there is a related allowance		0	0	[1]
Related allowance		0	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Principal balance		189	191
Total recorded investment	[1]	189	191
Recorded investment for which there is no related allowance	[1]	189	191
Recorded investment for which there is a related allowance		0	0	[1]
Related allowance		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance		3,254	3,256
Total recorded investment	[1]	2,639	2,665
Recorded investment for which there is no related allowance	[1]	2,639	2,665
Recorded investment for which there is a related allowance		0	0	[1]
Related allowance		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Principal balance		2,719	2,721
Total recorded investment	[1]	2,719	2,721
Recorded investment for which there is no related allowance	[1]	2,719	2,721
Recorded investment for which there is a related allowance		0	0	[1]
Related allowance		0	0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance		300	310
Total recorded investment	[1]	287	301
Recorded investment for which there is no related allowance	[1]	287	301
Recorded investment for which there is a related allowance		0	0	[1]
Related allowance		$ 0	$ 0
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan L_9

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans, Average Investment and Interest Income (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Average recorded investment	[1]	$ 5,842	$ 4,956	$ 5,901
Interest income recognized		21	46	137
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment	[1]	190	194	192
Interest income recognized		3	3	13
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	[1]	2,640	3,269	2,668
Interest income recognized		1	38	9
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	[1]	2,720	654	2,723
Interest income recognized		17	0	100
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment	[1]	292	838	317
Interest income recognized		$ 0	5	15
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Average recorded investment	[1]		1	1
Interest income recognized			$ 0	$ 0
[1]	Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan _10

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2022		Dec. 31, 2021		Mar. 31, 2021	Dec. 31, 2020
Gross loans		$ 819,774					$ 803,729
Loans 90 or more days past due and accruing		381		$ 90
Nonaccruals		2,862	[1]	2,873	[1]	$ 3,691
Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		901		987
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		672		356
Real Estate Construction Portfolio Segment[Member]
Gross loans		59,741		48,841			48,841
Loans 90 or more days past due and accruing		320		0
Nonaccruals	[1]	0		0
Real Estate Construction Portfolio Segment[Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0		14
Real Estate Construction Portfolio Segment[Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		320		0
Consumer Real Estate Portfolio Segment [Member]
Gross loans		209,072		208,977			208,977
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans 90 or more days past due and accruing		0		29
Nonaccruals	[1]	29
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans 90 or more days past due and accruing		32		58
Nonaccruals	[1]	0		0
Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Equity Lines [Member]
Gross loans		50		50
Consumer Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Closed End First Liens [Member]
Gross loans		517		715
Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Equity Lines [Member]
Gross loans		29		29
Consumer Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Closed End First Liens [Member]
Gross loans		32		58
Commercial Real Estate Portfolio Segment [Member]
Gross loans		416,953		405,722			405,722
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans 90 or more days past due and accruing		0		0
Nonaccruals	[1]	2,546		2,572
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		61		12
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		262		266
Commercial Non Real Estate Segment [Member]
Gross loans		52,796		60,264			60,264
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans 90 or more days past due and accruing		2		0
Nonaccruals	[1]	287		301
Commercial Non Real Estate Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Commercial and Industrial [Member]
Gross loans		53		13
Commercial Non Real Estate Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member]
Gross loans		2		0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans		34,056		32,026			$ 32,026
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans 90 or more days past due and accruing		2		2
Nonaccruals	[1]	0		0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans 90 or more days past due and accruing		0		0
Nonaccruals	[1]	0		0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans 90 or more days past due and accruing		25		1
Nonaccruals	[1]	0		0
Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Credit Card Receivable [Member]
Gross loans		1		2
Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Automobile Loan [Member]
Gross loans		80		93
Consumer Non Real Estate Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | Other Consumer Loans [Member]
Gross loans		139		88
Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Credit Card Receivable [Member]
Gross loans		2		2
Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Automobile Loan [Member]
Gross loans		0		0
Consumer Non Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Consumer Loans [Member]
Gross loans		$ 25		$ 1
[1]	Includes current and past due loans in nonaccrual status. Includes impaired loans in nonaccrual status.

Note 3 - Allowance for Loan _11

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans		$ 59,741	$ 48,841
Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		208,883	208,786
Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans		411,595	400,336
Commercial Non Real Estate Segment [Member]
Non-impaired gross loans		52,509	59,963
Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans		34,056	32,026
Pass [Member]
Non-impaired gross loans	[1]	812,681	793,059
Pass [Member] | States Political Subdivisions [Member]
Non-impaired gross loans		47,156	47,899
Special Mention [Member]
Non-impaired gross loans	[1]	0	3,728
Special Mention [Member] | States Political Subdivisions [Member]
Non-impaired gross loans		0	0
Classified Excluding Impaired [Member]
Non-impaired gross loans	[1]	1,259	1,064
Classified Excluding Impaired [Member] | States Political Subdivisions [Member]
Non-impaired gross loans		0	0
Construction, 1-4 Family Residential [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	14,447	10,008
Construction, 1-4 Family Residential [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	0	0
Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	0	0
Construction, Other [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	44,974	38,833
Construction, Other [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	0	0
Construction, Other [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	[1]	320	0
Equity Lines [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	13,530	13,588
Equity Lines [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Equity Lines [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	29	29
Closed End First Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		107,259	106,107
Closed End First Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		0	0
Closed End First Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		247	275
Closed End Junior Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		2,295	2,715
Closed End Junior Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		0	0
Closed End Junior Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans		0	0
Investor Owned Residential Real Estate [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	84,918	85,460
Investor Owned Residential Real Estate [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	605	612
Multifamily Real Estate [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	106,309	106,644
Multifamily Real Estate [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Multifamily Real Estate [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Commercial Real Estate, Owner Occupied [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	128,739	125,605
Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	35
Commercial Real Estate Other [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	176,547	164,324
Commercial Real Estate Other [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	3,728
Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Commercial and Industrial [Member] | Pass [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]	52,507	59,953
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]	0	0
Commercial and Industrial [Member] | Classified Excluding Impaired [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	[1]	2	10
Credit Card Receivable [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	4,658	4,531
Credit Card Receivable [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Credit Card Receivable [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Automobile Loan [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	10,673	10,990
Automobile Loan [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Automobile Loan [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	3
Other Consumer Loans [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	18,669	16,402
Other Consumer Loans [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	0	0
Other Consumer Loans [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	[1]	$ 56	$ 100
[1]	Excludes impaired, if any.

Note 3 - Allowance for Loan _12

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Restructurings By Class (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Number of contracts	1
Pre-modification outstanding principal balance	$ 102
Post-modification outstanding principal balance	$ 102
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Number of contracts	1
Pre-modification outstanding principal balance	$ 102
Post-modification outstanding principal balance	$ 102

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Number of Temporarily Impaired Securities	529
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 639,367
Continuous Unrealized Loss Position Aggregate Losses	$ 40,595
Number of Temporarily Impaired Securities Greater than Twelve Months	116
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 114,273	$ 51,999
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	14,880	2,145
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	614,894
Restricted Stock [Member]
Restricted Investments	$ 941	845
US Government Agencies Debt Securities [Member]
Number of Temporarily Impaired Securities	77
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 68,352
Continuous Unrealized Loss Position Aggregate Losses	8,570
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	68,352	26,792
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 8,570	1,180
US States and Political Subdivisions Debt Securities [Member]
Number of Temporarily Impaired Securities	35
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 36,298	20,542
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 5,850	$ 793
Collateralized Mortgage-Backed Securities [Member]
Number of Temporarily Impaired Securities	4
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 9,623
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 460

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale, amortized costs	$ 738,559	$ 682,467
Securities available-for-sale, gross unrealized gains	1,390	10,680
Securities available-for-sale, gross unrealized losses	40,595	7,067
Securities available for sale, at fair value	699,354	686,080
US Treasury Securities [Member]
Securities available-for-sale, amortized costs	989
Securities available-for-sale, gross unrealized gains	0
Securities available-for-sale, gross unrealized losses	25
Securities available for sale, at fair value	964
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	344,348	279,934
Securities available-for-sale, gross unrealized gains	904	2,795
Securities available-for-sale, gross unrealized losses	22,864	4,710
Securities available for sale, at fair value	322,388	278,019
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	193,185	195,365
Securities available-for-sale, gross unrealized gains	416	5,314
Securities available-for-sale, gross unrealized losses	14,801	2,007
Securities available for sale, at fair value	178,800	198,672
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized costs	193,538	204,164
Securities available-for-sale, gross unrealized gains	70	2,323
Securities available-for-sale, gross unrealized losses	2,722	313
Securities available for sale, at fair value	190,886	206,174
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	6,499	3,004
Securities available-for-sale, gross unrealized gains	0	248
Securities available-for-sale, gross unrealized losses	183	37
Securities available for sale, at fair value	$ 6,316	$ 3,215

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized cost, due in one year or less, available for sale securities	$ 1,317
Fair value, due in one year or less, available for sale securities	1,325
Amortized cost, due after one year through five years, available for sale securities	79,070
Fair value, due after one year through five years, available for sale securities	77,180
Amortized cost, due after five years through ten years, available for sale securities	329,371
Fair value, due after five years through ten years, available for sale securities	310,296
Amortized cost, due after ten years, available for sale securities	328,801
Fair value, due after ten years, available for sale securities	310,553
Amortized cost, total securities available for sale	738,559	$ 682,467
Fair value, total securities available for sale	$ 699,354	$ 686,080

Note 4 - Securities - Securit_3

Note 4 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Temporarily impaired securities, less than 12 months, fair value	$ 525,094	$ 266,414
Temporarily impaired securities, less than 12 months unrealized loss	25,715	4,922
Temporarily impaired securities, 12 months or more fair value	114,273	51,999
Temporarily impaired securities, 12 months or more unrealized loss	14,880	2,145
US Treasury Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	964
Temporarily impaired securities, less than 12 months unrealized loss	25
Temporarily impaired securities, 12 months or more fair value	0
Temporarily impaired securities, 12 months or more unrealized loss	0
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	238,220	201,650
Temporarily impaired securities, less than 12 months unrealized loss	14,294	3,530
Temporarily impaired securities, 12 months or more fair value	68,352	26,792
Temporarily impaired securities, 12 months or more unrealized loss	8,570	1,180
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	120,206	50,659
Temporarily impaired securities, less than 12 months unrealized loss	8,951	1,214
Temporarily impaired securities, 12 months or more fair value	36,298	20,542
Temporarily impaired securities, 12 months or more unrealized loss	5,850	793
Commercial Mortgage-Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	160,387	13,139
Temporarily impaired securities, less than 12 months unrealized loss	2,262	141
Temporarily impaired securities, 12 months or more fair value	9,623	4,665
Temporarily impaired securities, 12 months or more unrealized loss	460	172
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	5,317	966
Temporarily impaired securities, less than 12 months unrealized loss	183	37
Temporarily impaired securities, 12 months or more fair value	0	0
Temporarily impaired securities, 12 months or more unrealized loss	$ 0	$ 0

Note 5 - Defined Benefit Plan_2

Note 5 - Defined Benefit Plan (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 5 - Defined Benefit Plan -

Note 5 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Service cost	$ 324	$ 361
Interest cost	204	184
Expected return on plan assets	(629)	(555)
Amortization of prior service cost	0	(3)
Recognized net actuarial loss	110	208
Net periodic benefit cost	$ 9	$ 195

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2020	Dec. 31, 2021
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0
Interest Rate Contract [Member]
Derivative, Fair Value, Net, Total	$ 0
Forward Contract [Member]
Derivative, Fair Value, Net, Total			$ 0

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available for sale, at fair value	$ 699,354	$ 686,080
Securities available for sale	699,354	686,080
Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	699,354	686,080
Securities available for sale	699,354	686,080
Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
US Treasury Securities [Member]
Securities available for sale, at fair value	964
Securities available for sale	964
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	964
Securities available for sale	964
US Government Agencies Debt Securities [Member]
Securities available for sale, at fair value	322,388	278,019
Securities available for sale	322,388	278,019
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	322,388	278,019
Securities available for sale	322,388	278,019
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value	178,800	198,672
Securities available for sale	178,800	198,672
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	178,800	198,672
Securities available for sale	178,800	198,672
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value	190,886	206,174
Securities available for sale	190,886	206,174
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	190,886	206,174
Securities available for sale	190,886	206,174
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale, at fair value	6,316	3,215
Securities available for sale	6,316	3,215
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	6,316	3,215
Securities available for sale	6,316	3,215
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Securities available for sale	$ 0	$ 0

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Interest Rate Loan Contracts and Forward Contracts Fair Value Measurement (Details) $ in Thousands	Mar. 31, 2022USD ($)
Reported Value Measurement [Member]
Interest rate loan contracts	$ 8
Forward contracts	(8)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	8
Forward contracts	(8)
Interest Rate Contract [Member] | Reported Value Measurement [Member]
Interest rate loan contracts	(8)
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	(8)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member]
Forward contracts	8
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Forward contracts	$ 8

Note 6 - Fair Value Measureme_6

Note 6 - Fair Value Measurements - Change in Fair Value Measurement Impacts Net Income (Details) - Valuation, Market Approach [Member]	Mar. 31, 2022
Pull-through Rate [Member] | Maximum [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	0.9016	[1]
Pull-through Rate [Member] | Maximum [Member] | Forward Contract [Member]
Derivative asset (liability)	0.9016	[1]
Current Reference Price [Member] | Maximum [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	1.0111
Current Reference Price [Member] | Maximum [Member] | Forward Contract [Member]
Derivative asset (liability)	1.0111
Current Reference Price [Member] | Minimum [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	0.9957
Current Reference Price [Member] | Minimum [Member] | Forward Contract [Member]
Derivative asset (liability)	0.9957
Current Reference Price [Member] | Weighted Average [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	(0.9991)
Current Reference Price [Member] | Weighted Average [Member] | Forward Contract [Member]
Derivative asset (liability)	(0.9991)
[1]	All contracts are valued using the same pull-through rate.

Note 6 - Fair Value Measureme_7

Note 6 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Other real estate owned net of valuation allowance	$ 957	$ 957
Fair Value, Inputs, Level 1 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Other real estate owned net of valuation allowance	$ 957	$ 957

Note 6 - Fair Value Measureme_8

Note 6 - Fair Value Measurements - Level 3 Fair Value Measurements (Details)		Mar. 31, 2022	Dec. 31, 2021
Measurement Input, Cost to Sell [Member] | Valuation, Market Approach [Member]
OREO	[1]	0.0620	0.0620
[1]	As of March 31, 2022 and December 31, 2021, OREO was composed of a single property.

Note 6 - Fair Value Measureme_9

Note 6 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available for sale	$ 699,354	$ 686,080
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	699,354	686,080
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Reported Value Measurement [Member]
Cash and due from banks	12,247	8,768
Interest-bearing deposits	108,028	130,021
Securities available for sale	699,354	686,080
Restricted securities	941	845
Loans, net	811,540	795,574
Accrued interest receivable	5,433	5,104
Bank-owned life insurance	42,592	42,354
Interest rate loan contracts	8
Deposits	1,543,753	1,494,587
Accrued interest payable	51	48
Interest rate loan contracts	8
Loans held for sale		615
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	12,247	8,768
Interest-bearing deposits	108,028	130,021
Securities available for sale	0	0
Restricted securities	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	0
Deposits	0	0
Accrued interest payable	0	0
Interest rate loan contracts	0
Loans held for sale		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	699,354	686,080
Restricted securities	941	845
Loans, net	0	0
Accrued interest receivable	5,433	5,104
Bank-owned life insurance	42,592	42,354
Interest rate loan contracts	0
Deposits	1,466,904	1,415,619
Accrued interest payable	51	48
Interest rate loan contracts	0
Loans held for sale		615
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	0	0
Restricted securities	0	0
Loans, net	796,766	791,335
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	8
Deposits	76,955	79,115
Accrued interest payable	0	0
Interest rate loan contracts	$ 8
Loans held for sale		$ 0

Note 7 - Components of Accumu_3

Note 7 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balances at December 31, 2020	$ 191,751	$ 200,607
Balances at March 31, 2021	161,289	189,069
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balances at December 31, 2020	2,854	13,167
Unrealized holding gain (loss) on available for sale securities, net of tax	(33,826)	(12,309)
Reclassification adjustment, net of tax		(4)
Balances at March 31, 2021	(30,972)	854
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances at December 31, 2020	(6,912)	(10,147)
Unrealized holding gain (loss) on available for sale securities, net of tax	0	0
Reclassification adjustment, net of tax		0
Balances at March 31, 2021	(6,912)	(10,147)
AOCI Attributable to Parent [Member]
Balances at December 31, 2020	(4,058)	3,020
Unrealized holding gain (loss) on available for sale securities, net of tax	(33,826)	(12,309)
Reclassification adjustment, net of tax		(4)
Balances at March 31, 2021	$ (37,884)	$ (9,293)

Note 7 - Components of Accumu_4

Note 7 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	$ (8,992)	$ (3,271)
Reclassification adjustment for gain included in net income, taxes		(1)
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	$ (8,992)	(3,271)
Reclassification adjustment for gain included in net income, taxes		$ (1)

Note 8 - Revenue Recognition -

Note 8 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Noninterest Income (in-scope of Topic 606)		$ 1,708	$ 1,757
Noninterest income (out-of-scope of Topic 606)		583	577
Total noninterest income		2,291	2,334
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)		562	469
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)		55	41
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)		440	434
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)		443	415
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	[1]	$ 208	$ 398
[1]	Included within Other Income on the Consolidated Statements of Income

Note 9 - Leases - Lease Informa

Note 9 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Weighted average remaining lease term (in years) (Year)	6 years 18 days		6 years 3 months 29 days
Weighted average discount rate	3.19%		3.21%
Operating lease expense	$ 76	$ 93
Short-term lease expense	1	1
Total lease expense	77	94
Cash paid for amounts included in lease liabilities	78	92
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	25	$ 0
Other Liabilities [Member]
Lease liability	1,518		$ 1,558
Other Assets [Member]
Right-of-use asset	$ 1,493		$ 1,532

Note 9 - Leases - Lease Liabili

Note 9 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Twelve months ending March 31, 2023	$ 307
Twelve months ending March 31, 2024	299
Twelve months ending March 31, 2025	294
Twelve months ending March 31, 2026	225
Twelve months ending March 31, 2027	203
Thereafter	346
Total undiscounted cash flows	1,674
Less: discount	(156)
Other Liabilities [Member]
Lease liability	$ 1,518	$ 1,558