National Bankshares (NKSH) 10-Q 9 Nov 22 2022 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Nov. 07, 2022
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062-9002
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,947,875

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 10,957	$ 8,768
Interest-bearing deposits	79,466	130,021
Securities available for sale	657,410	686,080
Restricted stock, at cost	941	845
Mortgage loans held for sale	0	615
Loans:
Loans, net of unearned income and deferred fees and costs	852,863	803,248
Less allowance for loan losses	(8,207)	(7,674)
Loans, net	844,656	795,574
Premises and equipment, net	10,183	9,722
Accrued interest receivable	5,822	5,104
Other real estate owned, net	907	957
Goodwill	5,848	5,848
Bank-owned life insurance	43,072	42,354
Other assets	39,684	16,287
Total assets	1,698,946	1,702,175
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	358,772	317,430
Interest-bearing demand deposits	917,449	890,124
Savings deposits	217,405	208,065
Time deposits	77,023	78,968
Total deposits	1,570,649	1,494,587
Accrued interest payable	40	48
Other liabilities	16,070	15,789
Total liabilities	1,586,759	1,510,424
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 5,957,275 at September 30, 2022 and 6,063,937 shares at December 31, 2021	7,447	7,580
Retained earnings	196,941	188,229
Accumulated other comprehensive loss, net	(92,201)	(4,058)
Total stockholders' equity	112,187	191,751
Total liabilities and stockholders' equity	$ 1,698,946	$ 1,702,175

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2022	Dec. 31, 2021
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,957,275	6,063,937
Common stock, shares outstanding (in shares)	5,957,275	6,063,937

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest Income
Interest and fees on loans	$ 8,816	$ 9,088	$ 25,240	$ 26,104
Interest on interest-bearing deposits	506	56	757	123
Interest on securities – taxable	3,425	2,043	8,847	5,736
Interest on securities – nontaxable	408	469	1,283	1,472
Total interest income	13,155	11,656	36,127	33,435
Interest Expense
Interest on deposits	753	719	2,055	2,408
Net interest income	12,402	10,937	34,072	31,027
Provision for (recovery of) loan losses	252	(392)	696	(338)
Net interest income after provision for (recovery of) loan losses	12,150	11,329	33,376	31,365
Noninterest Income:
Noninterest Income	1,795	1,590	5,271	4,915
BOLI income	239	248	718	664
Gain on sale of mortgage loans	40	76	136	287
Other income	209	177	909	1,034
Total noninterest income	2,140	1,992	6,543	6,267
Realized securities gain, net			0	5
Noninterest Expense
Salaries and employee benefits	4,144	3,909	12,133	11,767
Occupancy, furniture and fixtures	476	447	1,432	1,378
Data processing and ATM	774	728	2,354	2,292
FDIC assessment	114	120	336	296
Net costs of other real estate owned	68	11	78	49
Franchise taxes	375	367	1,108	1,059
Other operating expenses	785	785	2,219	2,509
Total noninterest expense	6,736	6,367	19,660	19,350
Income before income taxes	7,554	6,954	20,259	18,282
Income tax expense	1,392	1,202	3,637	3,151
Net Income	$ 6,162	$ 5,752	$ 16,622	$ 15,131
Basic and fully diluted net income per common share (in dollars per share)	$ 1.03	$ 0.94	$ 2.77	$ 2.42
Weighted average number of common shares outstanding, basic and diluted (in shares)	5,974,961	6,142,538	6,008,607	6,253,796
Dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 0.72	$ 0.70
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 661	$ 548	$ 1,826	$ 1,488
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	51	50	157	134
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	448	460	1,423	1,373
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 492	$ 433	$ 1,374	$ 1,282

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net Income	$ 6,162	$ 5,752	$ 16,622	$ 15,131
Other Comprehensive Loss, Net of Tax
Unrealized holding loss on available for sale securities net of tax of ($7,822) and ($905) for the periods ended September 30, 2022 and September 30, 2021, respectively	(29,424)	(3,403)	(88,143)	(8,477)
Other comprehensive loss, net of tax	(29,424)	(3,403)	(88,143)	(8,481)
Total Comprehensive (Loss) Income	(23,262)	2,349	(71,521)	6,650
Net Income	$ 6,162	$ 5,752	16,622	15,131
Reclassification adjustment for gain included in net income, net of tax of ($1), for the period ended September 30, 2021			$ 0	$ (4)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive (Loss) Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Unrealized holding gain (loss) on available for sale securities, tax	$ (7,822)	$ (905)	$ (23,431)	$ (2,254)
Reclassification adjustment for gain included in net income, tax				$ (1)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at Dec. 31, 2020	$ 8,040	$ 189,547	$ 3,020	$ 200,607
Net income	0	15,131	0	15,131
Common stock repurchased	(419)	(11,666)	0	(12,085)
Other comprehensive loss, net of tax	0	0	(8,481)	(8,481)
Other comprehensive loss, net of tax	0	0	(8,481)	(8,481)
Cash dividend	0	(4,319)	0	(4,319)
Balances at Sep. 30, 2021	7,621	188,693	(5,461)	190,853
Balances at Jun. 30, 2021	7,713	185,580	(2,058)	191,235
Net income	0	5,752	0	5,752
Common stock repurchased	(92)	(2,639)	0	(2,731)
Other comprehensive loss, net of tax	0	0	(3,403)	(3,403)
Other comprehensive loss, net of tax	0	0	(3,403)	(3,403)
Balances at Sep. 30, 2021	7,621	188,693	(5,461)	190,853
Balances at Dec. 31, 2021	7,580	188,229	(4,058)	191,751
Net income	0	16,622	0	16,622
Common stock repurchased	(133)	(3,591)	0	(3,724)
Other comprehensive loss, net of tax	0	0	(88,143)	(88,143)
Other comprehensive loss, net of tax	0	0	(88,143)	(88,143)
Cash dividend	0	(4,319)	0	(4,319)
Balances at Sep. 30, 2022	7,447	196,941	(92,201)	112,187
Balances at Jun. 30, 2022	7,476	191,545	(62,777)	136,244
Net income	0	6,162	0	6,162
Common stock repurchased	(29)	(766)	0	(795)
Other comprehensive loss, net of tax	0	0	(29,424)	(29,424)
Other comprehensive loss, net of tax	0	0	(29,424)	(29,424)
Balances at Sep. 30, 2022	$ 7,447	$ 196,941	$ (92,201)	$ 112,187

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Stock repurchase, shares (in shares)	23,500	73,100	106,662	335,062
Other comprehensive income (loss), tax	$ (7,822)	$ (905,000)	$ (23,431,000)	$ (2,255,000)
Dividends, per share (in dollars per share)	$ 0	$ 0	$ 0.72	$ 0.70

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Cash Flows from Operating Activities
Net income	$ 6,162	$ 5,752	$ 16,622	$ 15,131
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of) loan losses	252	(392)	696	(338)	$ (398)
Depreciation of bank premises and equipment			449	484
Amortization of premiums and accretion of discounts, net			972	1,266
Gain on disposal of fixed asset			(4)	0
Gain on sales and calls of securities available for sale, net			0	(5)
Losses and write-downs on other real estate owned, net			50	25
Increase in cash value of bank-owned life insurance			(718)	(664)
Origination of mortgage loans held for sale			(6,348)	(13,320)
Proceeds from sale of mortgage loans held for sale			7,099	14,238
Gain on sale of mortgage loans held for sale	(40)	(76)	(136)	(287)
Net change in:
Accrued interest receivable			(718)	(133)
Other assets			33	1,293
Accrued interest payable			(8)	(10)
Other liabilities			282	(1)
Net cash provided by operating activities			18,271	17,679
Cash Flows from Investing Activities
Net change in interest-bearing deposits			50,555	1,862
Proceeds from calls, principal payments, sales and maturities of securities available for sale			33,465	46,887
Purchase of securities available for sale			(117,341)	(153,627)
Net change in restricted stock			(96)	434
Purchase of loan participations			(10,965)	(20,544)
Collection of loan participations			4,513	3,759
Loan originations and principal collections, net			(43,479)	(12,661)
Proceeds from sale of other real estate owned			0	621
Proceeds from sale of repossessed assets			0	11
Recoveries on loans charged off			153	245
Purchase of bank-owned life insurance			0	(5,000)
Proceeds from sale and purchases of premises and equipment, net			(906)	(272)
Net cash used in investing activities			(84,101)	(138,285)
Cash Flows from Financing Activities
Net change in time deposits			(1,945)	(7,127)
Net change in other deposits			78,007	142,718
Common stock repurchased			(3,724)	(12,085)
Cash dividends paid			(4,319)	(4,319)
Net cash provided by financing activities			68,019	119,187
Net change in cash and due from banks			2,189	(1,419)
Cash and due from banks at beginning of period			8,768	13,147	13,147
Cash and due from banks at end of period	10,957	11,728	10,957	11,728	$ 8,768
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits			2,063	2,418
Income taxes paid			3,441	2,150
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for loan losses			316	690
Loans transferred to OREO			0	50
Loans transferred to repossessed assets			0	11
Unrealized holding loss on securities available for sale			(111,574)	(10,736)
Lease liabilities arising from obtaining right-of-use assets	$ 79	$ 0	$ 104	$ 0

Note 1 - General

Note 1 - General	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“U.S. GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three nine September 30, 2022 not 10 2021 10 1934 www.nationalbankshares.com Risks and Uncertainties The Company is closely monitoring risks that may 19 may may Subsequent Events During October, 2022, October fourth 2022. Recent Accounting Pronouncements In June 2016, No. 2016 13, 326 2016 13 326, 2019 04, 2019 05, 2019 10, 2019 11, 2020 02, 2020 03. not December 15, 2022. 2016 13 Effective November 25, 2019, 119. 119 326, 1 2 3 4 In March 2022, No. 2022 02, 326 2022 02 2016 13 2016 13, 2022 02 December 15, 2022, not 2016 13, 2022 02 2016 13. 2016 13. may 2022 02

Note 2 - Loan Portfolio

Note 2 - Loan Portfolio	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 2: Loan Portfolio The loan portfolio, excluding mortgage loans held for sale, was comprised of the following. September 30, 2022 December 31, 2021 Real estate construction $ 62,821 $ 48,841 Consumer real estate 219,617 208,977 Commercial real estate 435,185 405,722 Commercial non real estate 52,409 60,264 Public sector and IDA 48,912 47,899 Consumer non real estate 34,328 32,026 Gross loans 853,272 803,729 Less unearned income and deferred fees and costs (409 ) (481 ) Loans, net of unearned income and deferred fees and costs $ 852,863 $ 803,248

Note 3 - Allowance for Loan Los

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 3: Allowance for Loan Losses, Nonperforming Assets and Impaired Loans The allowance for loan losses methodology incorporates individual evaluation of impaired loans and collective evaluation of groups of non-impaired loans. The Company performs ongoing analysis of the loan portfolio to determine credit quality on an individual loan basis and to identify impaired loans. Please refer to the Company’s 2021 10 1: Collectively-Evaluated Loans The loan portfolio is comprised of major segments and smaller classes within each segment. Segments and classes are determined based on characteristics such as collateral type and intended use, repayment sources, and (if applicable) the borrower’s business model. The methodology for calculating reserves for collectively evaluated loans is applied at the class level. The Company’s segments and classes within each segment are presented below: Portfolio Segments and Classes The segments and classes used in determining the allowance for loan losses are as follows. Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans Collectively-evaluated loans within each class are further stratified by risk rating: pass-rated loans, loans rated special mention, and loans rated classified. Credit risk for collectively-evaluated loans is estimated at the class level, by risk rating, by applying historical net charge-off rates and percentages for qualitative factors that influence credit risk. Please refer to the Company’s 2021 10 1: A detailed analysis showing the allowance roll-forward by portfolio segment and related loan balance by segment follows. Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (301 ) - (316 ) Recoveries - 29 36 10 - 78 - 153 Provision for (recovery of) loan losses 225 266 452 (329 ) 39 263 (220 ) 696 Balance, September 30, 2022 $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (151 ) - (690 ) Recoveries - 19 86 31 - 109 - 245 Provision for (recovery of) loan losses (5 ) (203 ) (776 ) 743 (27 ) (39 ) (31 ) (338 ) Balance, September 30, 2021 $ 498 $ 1,968 $ 3,163 $ 918 $ 312 $ 474 $ 365 $ 7,698 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (216 ) - (755 ) Recoveries - 20 159 33 - 134 - 346 Provision for (recovery of) loan losses (81 ) (242 ) (891 ) 922 (42 ) (29 ) (35 ) (398 ) Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Allowance for Loan Losses as of September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 647 2,212 3,609 778 336 484 141 8,207 Total $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Allowance for Loan Losses as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 422 1,930 3,121 1,099 297 444 361 7,674 Total $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Loans as of September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ - $ 187 $ 2,599 $ 263 $ - $ - $ 3,049 Collectively evaluated 62,821 219,430 432,586 52,146 48,912 34,328 850,223 Total $ 62,821 $ 219,617 $ 435,185 $ 52,409 $ 48,912 $ 34,328 $ 853,272 Loans as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 191 $ 5,386 $ 301 $ - $ - $ 5,878 Collectively evaluated 48,841 208,786 400,336 59,963 47,899 32,026 797,851 Total $ 48,841 $ 208,977 $ 405,722 $ 60,264 $ 47,899 $ 32,026 $ 803,729 A summary of ratios for the allowance for loan losses follows. As of and for the Nine Months Ended September 30, Year Ended December 31, 2022 2021 2021 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs (1) 0.96 % 0.97 % 0.96 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (1) 0.03 % 0.08 % 0.05 % ( 1 Net charge-offs are on an annualized basis. The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are not September 30, December 31, 2022 2021 2021 Nonperforming assets: Nonaccrual loans $ 118 $ 39 $ - Restructured loans in nonaccrual 2,770 3,075 2,873 Total nonperforming loans 2,888 3,114 2,873 Other real estate owned, net 907 957 957 Total nonperforming assets $ 3,795 $ 4,071 $ 3,830 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.44 % 0.51 % 0.48 % Ratio of allowance for loan losses to nonperforming loans 284.18 % 247.21 % 267.11 % A summary of loans past due 90 September 30, December 31, 2022 2021 2021 Loans past due 90 days or more and still accruing $ 48 $ 62 $ 90 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.01 % 0.01 % 0.01 % Accruing restructured loans $ 279 $ 3,009 $ 3,005 Impaired loans: Impaired loans with no valuation allowance $ 3,049 $ 6,084 $ 5,878 Impaired loans with a valuation allowance - - - Total impaired loans $ 3,049 $ 6,084 $ 5,878 Valuation allowance - - - Impaired loans, net of allowance $ 3,049 $ 6,084 $ 5,878 Average recorded investment in impaired loans (1) $ 3,067 $ 6,108 $ 5,901 Interest income recognized on impaired loans, after designation as impaired $ 13 $ 175 $ 137 Amount of income recognized on a cash basis $ - $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. No interest income was recognized on nonaccrual loans for the nine September 30, 2022 September 30, 2021 December 31, 2021. A detailed analysis of investment in impaired loans and associated reserves, segregated by loan class follows. Only classes with impaired loans are presented. Impaired Loans as of September 30, 2022 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 187 $ 187 $ 187 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,251 2,599 2,599 - - Commercial Non Real Estate Commercial and industrial 283 263 263 - - Total $ 3,721 $ 3,049 $ 3,049 $ - $ - Impaired Loans as of December 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 191 $ 191 $ 191 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,256 2,665 2,665 - - Commercial real estate, other 2,721 2,721 2,721 - - Commercial Non Real Estate Commercial and industrial 310 301 301 - - Total $ 6,478 $ 5,878 $ 5,878 $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. The following tables show the average recorded investment and interest income recognized for impaired loans. Only classes with impaired loans are presented. For the Nine Months Ended September 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,601 4 Commercial Non Real Estate Commercial and industrial 277 - Total $ 3,067 $ 13 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. For the Nine Months Ended September 30, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 193 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,866 72 Commercial real estate, other 2,724 83 Commercial Non Real Estate Commercial and industrial 324 11 Consumer Non Real Estate Automobile 1 - Total $ 6,108 $ 175 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. For the Year Ended December 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 192 $ 13 Commercial Real Estate Commercial real estate, owner occupied 2,668 9 Commercial real estate, other 2,723 100 Commercial Non Real Estate Commercial and industrial 317 15 Consumer Non Real Estate Automobile 1 - Total $ 5,901 $ 137 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. An analysis of past due and nonaccrual loans, including impaired and collectively-evaluated loans, September 30, 2022 30 89 Days Past Due and Accruing 90 or More Days Past Due (1) 90 or More Days Past Due and Accruing Nonaccruals Real Estate Construction Construction, other $ 311 $ - $ - $ - Consumer Real Estate Residential closed-end first liens 769 159 42 118 Equity lines 7 - - - Investor-owned residential real estate 144 - - - Commercial Real Estate Commercial real estate, owner occupied - 255 - 2,507 Commercial Non Real Estate Commercial and industrial 82 - - 263 Consumer Non Real Estate Automobile 53 - - - Credit cards 2 1 1 - Other consumer loans 68 5 5 - Total $ 1,436 $ 420 $ 48 $ 2,888 December 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due (1) 90 or More Days Past Due and Accruing Nonaccruals Real Estate Construction Construction, other $ 14 $ - $ - $ - Consumer Real Estate Equity lines 50 29 29 - Residential closed-end first liens 715 58 58 - Commercial Real Estate Commercial real estate, owner occupied 12 266 - 2,572 Commercial Non Real Estate Commercial and industrial 13 - - 301 Consumer Non Real Estate Credit cards 2 2 2 - Automobile 93 - - - Other consumer loans 88 1 1 - Total $ 987 $ 356 $ 90 $ 2,873 ( 1 Includes accruing and nonaccrual loans past due 90 The following displays collectively-evaluated loans by credit quality indicator. Impaired loans are not September 30, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 15,433 $ - $ - Construction, other 47,077 311 - Consumer Real Estate Equity lines 14,634 - - Residential closed-end first liens 120,150 - 438 Residential closed-end junior liens 2,430 - - Investor-owned residential real estate 81,188 - 590 Commercial Real Estate Multifamily residential real estate 125,814 - - Commercial real estate owner occupied 127,779 - - Commercial real estate, other 178,993 - - Commercial Non Real Estate Commercial and industrial 52,136 - 10 Public Sector and IDA States and political subdivisions 48,912 - - Consumer Non Real Estate Credit cards 4,806 - - Automobile 10,253 - - Other consumer 19,266 - 3 Total $ 848,871 $ 311 $ 1,041 December 31, 2021 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 10,008 $ - $ - Construction, other 38,833 - - Consumer Real Estate Equity lines 13,588 - 29 Residential closed-end first liens 106,107 - 275 Residential closed-end junior liens 2,715 - - Investor-owned residential real estate 85,460 - 612 Commercial Real Estate Multifamily residential real estate 106,644 - - Commercial real estate owner occupied 125,605 - 35 Commercial real estate, other 164,324 3,728 - Commercial Non Real Estate Commercial and industrial 59,953 - 10 Public Sector and IDA States and political subdivisions 47,899 - - Consumer Non Real Estate Credit cards 4,531 - - Automobile 10,990 - 3 Other consumer 16,402 - 100 Total $ 793,059 $ 3,728 $ 1,064 Determination of risk ratings was completed for the portfolio as of September 30, 2022 December 31, 2021. 2021 10 Troubled Debt Restructurings Total TDRs amounted to $3,049 at September 30, 2022, December 31, 2021, September 30, 2021. no TDRs Designated During the Reporting Period The Company did not three nine September 30, 2022. three September 30, 2021, not During the nine September 30, 2021, three No three September 30, 2021 not The following table presents restructurings by class that occurred during the nine September 30, 2021. Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner occupied 1 $ 102 $ 102 Commercial real estate, other 2 2,724 2,724 Total 3 $ 2,826 $ 2,826 Defaulted TDRs The Company analyzed its TDR portfolio for loans that defaulted during the three nine September 30, 2022 September 30, 2021, 12 three one 90 Of the Company’s TDRs at September 30, 2022 September 30, 2021, none 12 September 30, 2022 September 30, 2021.

Note 4 - Securities

Note 4 - Securities	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4: The amortized costs, gross unrealized gains, gross unrealized losses and fair values for securities available for sale by major security type are as follows. September 30, 2022 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Treasuries $ 991 $ - $ 59 $ 932 U.S. Government agencies and corporations 391,473 45 56,988 334,530 States and political subdivisions 190,361 28 41,229 149,160 Mortgage-backed securities 176,045 23 8,824 167,244 Corporate debt securities 6,501 - 957 5,544 Total securities available for sale $ 765,371 $ 96 $ 108,057 $ 657,410 December 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 279,934 $ 2,795 $ 4,710 $ 278,019 States and political subdivisions 195,365 5,314 2,007 198,672 Mortgage-backed securities 204,164 2,323 313 206,174 Corporate debt securities 3,004 248 37 3,215 Total securities available for sale $ 682,467 $ 10,680 $ 7,067 $ 686,080 The amortized cost and fair value of single maturity securities available for sale at September 30, 2022, may may September 30, 2022 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,799 $ 1,798 Due after one year through five years 133,556 124,384 Due after five years through ten years 324,861 276,378 Due after ten years 305,155 254,850 Total securities available for sale $ 765,371 $ 657,410 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows. September 30, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 932 $ 59 $ - $ - U.S. Government agencies and corporations 207,506 25,296 124,968 31,692 States and political subdivisions 100,072 23,747 43,622 17,482 Mortgage-backed securities 152,201 7,624 12,802 1,200 Corporate debt securities 4,749 749 795 208 Total temporarily impaired securities $ 465,460 $ 57,475 $ 182,187 $ 50,582 December 31, 2021 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agencies and corporations $ 201,650 $ 3,530 $ 26,792 $ 1,180 States and political subdivisions 50,659 1,214 20,542 793 Mortgage-backed securities 13,139 141 4,665 172 Corporate debt securities 966 37 - - Total temporarily impaired securities $ 266,414 $ 4,922 $ 51,999 $ 2,145 The Company has 614 securities with a fair value of $647,648 that are temporarily impaired at September 30, 2022. 12 September 30, 2022 U.S. Government agencies and corporations: not not not may not States and political subdivisions: 12 not not not not may not Mortgage-backed securities: not not not may not Corporate debt securities: One not not not not may not Management regularly monitors the credit quality of the investment portfolio. Changes in ratings are noted and follow-up research on the issuer is undertaken when warranted. Management intends to carefully monitor any changes in bond quality. Restricted Stock. The Company held restricted stock of $941 as of September 30, 2022 December 31, 2021. not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may September 30, 2022. September 30, 2022, not

Note 5 - Defined Benefit Plan

Note 5 - Defined Benefit Plan	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 5: Components of Net Periodic Benefit Cost: Pension Benefits Three Months Ended September 30, 2022 2021 Service cost $ 324 $ 361 Interest cost 204 184 Expected return on plan assets (629 ) (555 ) Amortization of prior service cost - (3 ) Recognized net actuarial loss 110 208 Net periodic benefit cost $ 9 $ 195 Pension Benefits Nine Months Ended September 30, 2022 2021 Service cost $ 972 $ 1,083 Interest cost 612 552 Expected return on plan assets (1,887 ) (1,665 ) Amortization of prior service cost - (9 ) Recognized net actuarial loss 330 624 Net periodic benefit cost $ 27 $ 585 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the consolidated statements of income. All other components are included in other noninterest expense in the consolidated statements of income. For the nine September 30, 2022, not

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 6: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including: ● quoted prices in active markets for similar assets and liabilities, ● quoted prices for identical or similar assets and liabilities in less active markets, ● inputs other than quoted prices that are observable, and ● model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined by quoted market prices. However, in many instances, there are no not may not may not The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the consolidated financial statements: Financial Instruments Measured at Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 September 30, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 932 $ - $ 932 $ - U.S. Government agencies and corporations 334,530 - 334,530 - States and political subdivisions 149,160 - 149,160 - Mortgage-backed securities 167,244 - 167,244 - Corporate debt securities 5,544 - 5,544 - Total securities available for sale $ 657,410 $ - $ 657,410 $ - December 31, 2021 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Government agencies and corporations $ 278,019 $ - $ 278,019 $ - States and political subdivisions 198,672 - 198,672 - Mortgage-backed securities 206,174 - 206,174 - Corporate debt securities 3,215 - 3,215 - Total securities available for sale $ 686,080 $ - $ 686,080 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Interest Rate Loan Contracts and Forward Contracts The Company originates consumer real estate loans which it intends to sell to a correspondent lender. Interest rate loan contracts and forward contracts result from originating loans held for sale and are derivatives reported at fair value. The Company enters interest rate lock commitments with customers who apply for a loan which the Company intends to sell to a correspondent lender. The interest rate loan contract ends when the loan closes or the customer withdraws their application. Fair value of the interest rate loan contract is based upon the correspondent lender’s pricing quotes at the report date. Fair value is adjusted for the estimated probability of the loan closing with the borrower. At the time the Company enters into an interest rate loan contract with a customer, it also enters into a best efforts forward sales commitment with the correspondent lender. If the loan has been closed and funded, the best efforts commitment converts to a mandatory forward sales commitment. Fair value is based on the gain or loss that would occur if the Company were to pair-off the transaction with the investor at the measurement date. This is a Level 3 Interest rate loan contracts and forward contracts are valued based on quotes from the correspondent lender at the reporting date. Pricing changes daily and if a loan has not may At December 31, 2021, September 30, 2022, one September 30, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ (9 ) $ - $ - $ (9 ) Forward contracts 9 - - 9 September 30, 2022 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 46.97% Forward contracts Market approach Pull-through rate 46.97% Interest rate loan contracts Market approach Current reference price 94.83% Forward contracts Market approach Current reference price 94.83% Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with U.S. GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans consist of one four not 2 September 30, 2022 December 31, 2021. Impaired Loans Impaired loans are measured at fair value on a nonrecurring basis. If an individually evaluated impaired loan’s balance exceeds fair value, the amount is allocated to the allowance for loan losses. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income. The fair value of an impaired loan may one three 1 3 may 2 3. Loans valued using the collateral method may Appraisals are prepared by independent, licensed appraisers using observable market data analyzed through an income or sales valuation approach. Appraisals of less than 24 2 3. 3. The value of business equipment is based upon an outside appraisal (Level 2 3 not 3 3. At September 30, 2022 December 31, 2021, not Other Real Estate Owned Certain assets such as other real estate owned (“OREO”) are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 3 3 The following table summarizes the Company’s OREO that was measured at fair value on a nonrecurring basis. Date Description Balance Level 1 Level 2 Level 3 September 30, 2022 OREO, net of valuation allowance $ 907 $ - $ - $ 907 December 31, 2021 OREO, net of valuation allowance 957 - - 957 The following table presents information about OREO and Level 3 Date Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2022 Discounted appraised value Selling cost 7.19% (1) September 30, 2022 Discounted appraised value Discount for lack of marketability 9.63% (1) December 31, 2021 Discounted appraised value Selling cost 6.20% (1) ( 1 As of September 30, 2022 December 31, 2021, At September 30, 2022 December 31, 2021, September 30, 2022, may 6% 10% There is uncertainty in determining discounts to appraised value. Future changes to marketability assumptions or updated appraisals may may Fair Value Summary The following presents the recorded amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of the dates indicated. Fair values are estimated using the exit price notion. September 30, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 10,957 $ 10,957 $ - $ - Interest-bearing deposits 79,466 79,466 - - Securities available for sale 657,410 - 657,410 - Restricted securities 941 - 941 - Loans, net 844,656 - - 801,779 Accrued interest receivable 5,822 - 5,822 - Bank-owned life insurance 43,072 - 43,072 - Forward loan contracts 9 - - 9 Financial Liabilities: Deposits $ 1,570,649 $ - $ 1,493,626 $ 76,946 Accrued interest payable 40 - 40 - Interest rate loan contracts 9 - - 9 December 31, 2021 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 8,768 $ 8,768 $ - $ - Interest-bearing deposits 130,021 130,021 - - Securities available for sale 686,080 - 686,080 - Restricted securities 845 - 845 - Mortgage loans held for sale 615 - 615 - Loans, net 795,574 - - 791,335 Accrued interest receivable 5,104 - 5,104 - Bank-owned life insurance 42,354 - 42,354 - Financial Liabilities: Deposits $ 1,494,587 $ - $ 1,415,619 $ 79,115 Accrued interest payable 48 - 48 -

Note 7 - Components of Accumula

Note 7 - Components of Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 7: The following tables provide information about components of accumulated other comprehensive loss as of the dates indicated: Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at June 30, 2021 $ 8,089 $ (10,147 ) $ (2,058 ) Unrealized holding loss on available for sale securities, net of tax of ($905) (3,403 ) - (3,403 ) Balance at September 30, 2021 $ 4,686 $ (10,147 ) $ (5,461 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Unrealized holding loss on available for sale securities, net of tax of ($7,822) (29,424 ) - (29,424 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($2,254) (8,477 ) - (8,477 ) Reclassification adjustment, net of tax of ($1) (4 ) - (4 ) Balance at September 30, 2021 $ 4,686 $ (10,147 ) $ (5,461 ) Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($23,431) (88,143 ) - (88,143 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 )

Note 8 - Revenue Recognition

Note 8 - Revenue Recognition	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 8: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with ASC Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safety deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa and MasterCard. Merchant services income mainly represents commission fees based upon merchant processing volume. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and estates and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds, annuities and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, three nine September 30, 2022 September 30, 2021. Three Months Ended September 30, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 661 $ 548 Other service charges and fees 51 50 Credit and debit card fees, net 448 460 Trust income 492 433 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 143 99 Noninterest Income (in-scope of Topic 606) $ 1,795 $ 1,590 Noninterest Income (out-of-scope of Topic 606) 345 402 Total noninterest income $ 2,140 $ 1,992 Nine Months Ended September 30, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,826 $ 1,488 Other service charges and fees 157 134 Credit and debit card fees, net 1,423 1,373 Trust income 1,374 1,282 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 491 638 Noninterest Income (in-scope of Topic 606) $ 5,271 $ 4,915 Noninterest Income (out-of-scope of Topic 606) 1,272 1,352 Total noninterest income $ 6,543 $ 6,267

Note 9 - Leases

Note 9 - Leases	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 9: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s six four two five two three not not One of the leases has one five not not 2020 not None none September 30, 2022 December 31, 2021 Lease liability $ 1,463 $ 1,558 Right-of-use asset $ 1,436 $ 1,532 Weighted average remaining lease term (in years) 5.47 6.33 Weighted average discount rate 3.22 % 3.21 % For the Three Months Ended September 30, 2022 2021 Lease Expense Operating lease expense $ 84 $ 92 Short-term lease expense 1 1 Total lease expense $ 85 $ 93 Cash paid for amounts included in lease liabilities $ 83 $ 91 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 79 $ - For the Nine Months Ended September 30, 2022 2021 Lease Expense Operating lease expense $ 238 $ 279 Short-term lease expense 2 2 Total lease expense $ 240 $ 281 Cash paid for amounts included in lease liabilities $ 239 $ 275 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 104 $ - The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow for the Period As of September 30, 2022 Twelve months ending September 30, 2023 $ 333 Twelve months ending September 30, 2024 321 Twelve months ending September 30, 2025 286 Twelve months ending September 30, 2026 219 Twelve months ending September 30, 2027 187 Thereafter 253 Total undiscounted cash flows $ 1,599 Less: discount (136 ) Lease liability $ 1,463 The contracts in which the Company is lessee are with parties external to the company and not

Note 2 - Loan Portfolio (Tables

Note 2 - Loan Portfolio (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2022 December 31, 2021 Real estate construction $ 62,821 $ 48,841 Consumer real estate 219,617 208,977 Commercial real estate 435,185 405,722 Commercial non real estate 52,409 60,264 Public sector and IDA 48,912 47,899 Consumer non real estate 34,328 32,026 Gross loans 853,272 803,729 Less unearned income and deferred fees and costs (409 ) (481 ) Loans, net of unearned income and deferred fees and costs $ 852,863 $ 803,248

Note 3 - Allowance for Loan L_2

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (301 ) - (316 ) Recoveries - 29 36 10 - 78 - 153 Provision for (recovery of) loan losses 225 266 452 (329 ) 39 263 (220 ) 696 Balance, September 30, 2022 $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (151 ) - (690 ) Recoveries - 19 86 31 - 109 - 245 Provision for (recovery of) loan losses (5 ) (203 ) (776 ) 743 (27 ) (39 ) (31 ) (338 ) Balance, September 30, 2021 $ 498 $ 1,968 $ 3,163 $ 918 $ 312 $ 474 $ 365 $ 7,698 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2020 $ 503 $ 2,165 $ 3,853 $ 670 $ 339 $ 555 $ 396 $ 8,481 Charge-offs - (13 ) - (526 ) - (216 ) - (755 ) Recoveries - 20 159 33 - 134 - 346 Provision for (recovery of) loan losses (81 ) (242 ) (891 ) 922 (42 ) (29 ) (35 ) (398 ) Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Loan Losses as of September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 647 2,212 3,609 778 336 484 141 8,207 Total $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Allowance for Loan Losses as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 422 1,930 3,121 1,099 297 444 361 7,674 Total $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Loans as of September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ - $ 187 $ 2,599 $ 263 $ - $ - $ 3,049 Collectively evaluated 62,821 219,430 432,586 52,146 48,912 34,328 850,223 Total $ 62,821 $ 219,617 $ 435,185 $ 52,409 $ 48,912 $ 34,328 $ 853,272 Loans as of December 31, 2021 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 191 $ 5,386 $ 301 $ - $ - $ 5,878 Collectively evaluated 48,841 208,786 400,336 59,963 47,899 32,026 797,851 Total $ 48,841 $ 208,977 $ 405,722 $ 60,264 $ 47,899 $ 32,026 $ 803,729
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Nine Months Ended September 30, Year Ended December 31, 2022 2021 2021 Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs (1) 0.96 % 0.97 % 0.96 % Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs (1) 0.03 % 0.08 % 0.05 %
Schedule of Nonperforming Assets [Table Text Block]	September 30, December 31, 2022 2021 2021 Nonperforming assets: Nonaccrual loans $ 118 $ 39 $ - Restructured loans in nonaccrual 2,770 3,075 2,873 Total nonperforming loans 2,888 3,114 2,873 Other real estate owned, net 907 957 957 Total nonperforming assets $ 3,795 $ 4,071 $ 3,830 Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned 0.44 % 0.51 % 0.48 % Ratio of allowance for loan losses to nonperforming loans 284.18 % 247.21 % 267.11 %
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	September 30, December 31, 2022 2021 2021 Loans past due 90 days or more and still accruing $ 48 $ 62 $ 90 Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.01 % 0.01 % 0.01 % Accruing restructured loans $ 279 $ 3,009 $ 3,005 Impaired loans: Impaired loans with no valuation allowance $ 3,049 $ 6,084 $ 5,878 Impaired loans with a valuation allowance - - - Total impaired loans $ 3,049 $ 6,084 $ 5,878 Valuation allowance - - - Impaired loans, net of allowance $ 3,049 $ 6,084 $ 5,878 Average recorded investment in impaired loans (1) $ 3,067 $ 6,108 $ 5,901 Interest income recognized on impaired loans, after designation as impaired $ 13 $ 175 $ 137 Amount of income recognized on a cash basis $ - $ - $ -
Impaired Financing Receivables [Table Text Block]	Impaired Loans as of September 30, 2022 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 187 $ 187 $ 187 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,251 2,599 2,599 - - Commercial Non Real Estate Commercial and industrial 283 263 263 - - Total $ 3,721 $ 3,049 $ 3,049 $ - $ - Impaired Loans as of December 31, 2021 Principal Balance Total Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 191 $ 191 $ 191 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,256 2,665 2,665 - - Commercial real estate, other 2,721 2,721 2,721 - - Commercial Non Real Estate Commercial and industrial 310 301 301 - - Total $ 6,478 $ 5,878 $ 5,878 $ - $ -
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Nine Months Ended September 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,601 4 Commercial Non Real Estate Commercial and industrial 277 - Total $ 3,067 $ 13 For the Nine Months Ended September 30, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 193 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,866 72 Commercial real estate, other 2,724 83 Commercial Non Real Estate Commercial and industrial 324 11 Consumer Non Real Estate Automobile 1 - Total $ 6,108 $ 175 For the Year Ended December 31, 2021 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 192 $ 13 Commercial Real Estate Commercial real estate, owner occupied 2,668 9 Commercial real estate, other 2,723 100 Commercial Non Real Estate Commercial and industrial 317 15 Consumer Non Real Estate Automobile 1 - Total $ 5,901 $ 137
Financing Receivable, Past Due [Table Text Block]	September 30, 2022 30 89 Days Past Due and Accruing 90 or More Days Past Due (1) 90 or More Days Past Due and Accruing Nonaccruals Real Estate Construction Construction, other $ 311 $ - $ - $ - Consumer Real Estate Residential closed-end first liens 769 159 42 118 Equity lines 7 - - - Investor-owned residential real estate 144 - - - Commercial Real Estate Commercial real estate, owner occupied - 255 - 2,507 Commercial Non Real Estate Commercial and industrial 82 - - 263 Consumer Non Real Estate Automobile 53 - - - Credit cards 2 1 1 - Other consumer loans 68 5 5 - Total $ 1,436 $ 420 $ 48 $ 2,888 December 31, 2021 30 89 Days Past Due and Accruing 90 or More Days Past Due (1) 90 or More Days Past Due and Accruing Nonaccruals Real Estate Construction Construction, other $ 14 $ - $ - $ - Consumer Real Estate Equity lines 50 29 29 - Residential closed-end first liens 715 58 58 - Commercial Real Estate Commercial real estate, owner occupied 12 266 - 2,572 Commercial Non Real Estate Commercial and industrial 13 - - 301 Consumer Non Real Estate Credit cards 2 2 2 - Automobile 93 - - - Other consumer loans 88 1 1 - Total $ 987 $ 356 $ 90 $ 2,873
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 15,433 $ - $ - Construction, other 47,077 311 - Consumer Real Estate Equity lines 14,634 - - Residential closed-end first liens 120,150 - 438 Residential closed-end junior liens 2,430 - - Investor-owned residential real estate 81,188 - 590 Commercial Real Estate Multifamily residential real estate 125,814 - - Commercial real estate owner occupied 127,779 - - Commercial real estate, other 178,993 - - Commercial Non Real Estate Commercial and industrial 52,136 - 10 Public Sector and IDA States and political subdivisions 48,912 - - Consumer Non Real Estate Credit cards 4,806 - - Automobile 10,253 - - Other consumer 19,266 - 3 Total $ 848,871 $ 311 $ 1,041 December 31, 2021 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 10,008 $ - $ - Construction, other 38,833 - - Consumer Real Estate Equity lines 13,588 - 29 Residential closed-end first liens 106,107 - 275 Residential closed-end junior liens 2,715 - - Investor-owned residential real estate 85,460 - 612 Commercial Real Estate Multifamily residential real estate 106,644 - - Commercial real estate owner occupied 125,605 - 35 Commercial real estate, other 164,324 3,728 - Commercial Non Real Estate Commercial and industrial 59,953 - 10 Public Sector and IDA States and political subdivisions 47,899 - - Consumer Non Real Estate Credit cards 4,531 - - Automobile 10,990 - 3 Other consumer 16,402 - 100 Total $ 793,059 $ 3,728 $ 1,064
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Number of Contracts Pre-Modification Outstanding Principal Balance Post-Modification Outstanding Principal Balance Commercial Real Estate Commercial real estate owner occupied 1 $ 102 $ 102 Commercial real estate, other 2 2,724 2,724 Total 3 $ 2,826 $ 2,826

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	September 30, 2022 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Treasuries $ 991 $ - $ 59 $ 932 U.S. Government agencies and corporations 391,473 45 56,988 334,530 States and political subdivisions 190,361 28 41,229 149,160 Mortgage-backed securities 176,045 23 8,824 167,244 Corporate debt securities 6,501 - 957 5,544 Total securities available for sale $ 765,371 $ 96 $ 108,057 $ 657,410 December 31, 2021 Amortized Costs Gross Unrealized Gains Gross Unrealized Losses Fair Values Available for Sale: U.S. Government agencies and corporations $ 279,934 $ 2,795 $ 4,710 $ 278,019 States and political subdivisions 195,365 5,314 2,007 198,672 Mortgage-backed securities 204,164 2,323 313 206,174 Corporate debt securities 3,004 248 37 3,215 Total securities available for sale $ 682,467 $ 10,680 $ 7,067 $ 686,080
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2022 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,799 $ 1,798 Due after one year through five years 133,556 124,384 Due after five years through ten years 324,861 276,378 Due after ten years 305,155 254,850 Total securities available for sale $ 765,371 $ 657,410
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	September 30, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 932 $ 59 $ - $ - U.S. Government agencies and corporations 207,506 25,296 124,968 31,692 States and political subdivisions 100,072 23,747 43,622 17,482 Mortgage-backed securities 152,201 7,624 12,802 1,200 Corporate debt securities 4,749 749 795 208 Total temporarily impaired securities $ 465,460 $ 57,475 $ 182,187 $ 50,582 December 31, 2021 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agencies and corporations $ 201,650 $ 3,530 $ 26,792 $ 1,180 States and political subdivisions 50,659 1,214 20,542 793 Mortgage-backed securities 13,139 141 4,665 172 Corporate debt securities 966 37 - - Total temporarily impaired securities $ 266,414 $ 4,922 $ 51,999 $ 2,145

Note 5 - Defined Benefit Plan (

Note 5 - Defined Benefit Plan (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended September 30, 2022 2021 Service cost $ 324 $ 361 Interest cost 204 184 Expected return on plan assets (629 ) (555 ) Amortization of prior service cost - (3 ) Recognized net actuarial loss 110 208 Net periodic benefit cost $ 9 $ 195 Pension Benefits Nine Months Ended September 30, 2022 2021 Service cost $ 972 $ 1,083 Interest cost 612 552 Expected return on plan assets (1,887 ) (1,665 ) Amortization of prior service cost - (9 ) Recognized net actuarial loss 330 624 Net periodic benefit cost $ 27 $ 585

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	September 30, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 932 $ - $ 932 $ - U.S. Government agencies and corporations 334,530 - 334,530 - States and political subdivisions 149,160 - 149,160 - Mortgage-backed securities 167,244 - 167,244 - Corporate debt securities 5,544 - 5,544 - Total securities available for sale $ 657,410 $ - $ 657,410 $ - December 31, 2021 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Government agencies and corporations $ 278,019 $ - $ 278,019 $ - States and political subdivisions 198,672 - 198,672 - Mortgage-backed securities 206,174 - 206,174 - Corporate debt securities 3,215 - 3,215 - Total securities available for sale $ 686,080 $ - $ 686,080 $ -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	September 30, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ (9 ) $ - $ - $ (9 ) Forward contracts 9 - - 9
Schedule of Derivative Instruments [Table Text Block]	September 30, 2022 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 46.97% Forward contracts Market approach Pull-through rate 46.97% Interest rate loan contracts Market approach Current reference price 94.83% Forward contracts Market approach Current reference price 94.83%
Fair Value Measurements, Nonrecurring [Table Text Block]	Date Description Balance Level 1 Level 2 Level 3 September 30, 2022 OREO, net of valuation allowance $ 907 $ - $ - $ 907 December 31, 2021 OREO, net of valuation allowance 957 - - 957
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Date Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2022 Discounted appraised value Selling cost 7.19% (1) September 30, 2022 Discounted appraised value Discount for lack of marketability 9.63% (1) December 31, 2021 Discounted appraised value Selling cost 6.20% (1)
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 10,957 $ 10,957 $ - $ - Interest-bearing deposits 79,466 79,466 - - Securities available for sale 657,410 - 657,410 - Restricted securities 941 - 941 - Loans, net 844,656 - - 801,779 Accrued interest receivable 5,822 - 5,822 - Bank-owned life insurance 43,072 - 43,072 - Forward loan contracts 9 - - 9 Financial Liabilities: Deposits $ 1,570,649 $ - $ 1,493,626 $ 76,946 Accrued interest payable 40 - 40 - Interest rate loan contracts 9 - - 9 December 31, 2021 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 8,768 $ 8,768 $ - $ - Interest-bearing deposits 130,021 130,021 - - Securities available for sale 686,080 - 686,080 - Restricted securities 845 - 845 - Mortgage loans held for sale 615 - 615 - Loans, net 795,574 - - 791,335 Accrued interest receivable 5,104 - 5,104 - Bank-owned life insurance 42,354 - 42,354 - Financial Liabilities: Deposits $ 1,494,587 $ - $ 1,415,619 $ 79,115 Accrued interest payable 48 - 48 -

Note 7 - Components of Accumu_2

Note 7 - Components of Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at June 30, 2021 $ 8,089 $ (10,147 ) $ (2,058 ) Unrealized holding loss on available for sale securities, net of tax of ($905) (3,403 ) - (3,403 ) Balance at September 30, 2021 $ 4,686 $ (10,147 ) $ (5,461 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Unrealized holding loss on available for sale securities, net of tax of ($7,822) (29,424 ) - (29,424 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Income (Loss) Balance at December 31, 2020 $ 13,167 $ (10,147 ) $ 3,020 Unrealized holding loss on available for sale securities, net of tax of ($2,254) (8,477 ) - (8,477 ) Reclassification adjustment, net of tax of ($1) (4 ) - (4 ) Balance at September 30, 2021 $ 4,686 $ (10,147 ) $ (5,461 ) Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($23,431) (88,143 ) - (88,143 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 )

Note 8 - Revenue Recognition (T

Note 8 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended September 30, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 661 $ 548 Other service charges and fees 51 50 Credit and debit card fees, net 448 460 Trust income 492 433 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 143 99 Noninterest Income (in-scope of Topic 606) $ 1,795 $ 1,590 Noninterest Income (out-of-scope of Topic 606) 345 402 Total noninterest income $ 2,140 $ 1,992 Nine Months Ended September 30, 2022 2021 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 1,826 $ 1,488 Other service charges and fees 157 134 Credit and debit card fees, net 1,423 1,373 Trust income 1,374 1,282 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 491 638 Noninterest Income (in-scope of Topic 606) $ 5,271 $ 4,915 Noninterest Income (out-of-scope of Topic 606) 1,272 1,352 Total noninterest income $ 6,543 $ 6,267

Note 9 - Leases (Tables)

Note 9 - Leases (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Lease, Cost [Table Text Block]	September 30, 2022 December 31, 2021 Lease liability $ 1,463 $ 1,558 Right-of-use asset $ 1,436 $ 1,532 Weighted average remaining lease term (in years) 5.47 6.33 Weighted average discount rate 3.22 % 3.21 % For the Three Months Ended September 30, 2022 2021 Lease Expense Operating lease expense $ 84 $ 92 Short-term lease expense 1 1 Total lease expense $ 85 $ 93 Cash paid for amounts included in lease liabilities $ 83 $ 91 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 79 $ - For the Nine Months Ended September 30, 2022 2021 Lease Expense Operating lease expense $ 238 $ 279 Short-term lease expense 2 2 Total lease expense $ 240 $ 281 Cash paid for amounts included in lease liabilities $ 239 $ 275 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ 104 $ -
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Undiscounted Cash Flow for the Period As of September 30, 2022 Twelve months ending September 30, 2023 $ 333 Twelve months ending September 30, 2024 321 Twelve months ending September 30, 2025 286 Twelve months ending September 30, 2026 219 Twelve months ending September 30, 2027 187 Thereafter 253 Total undiscounted cash flows $ 1,599 Less: discount (136 ) Lease liability $ 1,463

Note 1 - General (Details Textu

Note 1 - General (Details Textual) $ in Thousands	1 Months Ended
	Oct. 31, 2022 USD ($)
Subsequent Event [Member] | Securities Brokerage Firm [Member]
Gain on Sale of Investments	$ 3,823

Note 2 - Loan Portfolio - Loan

Note 2 - Loan Portfolio - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Dec. 31, 2020
Gross loans	$ 853,272		$ 803,729
Less unearned income and deferred fees and costs	(409)		(481)
Loans, net of unearned income and deferred fees and costs	852,863	$ 803,248	803,248
Real Estate Construction Portfolio Segment[Member]
Gross loans	62,821	48,841	48,841
Consumer Real Estate Portfolio Segment [Member]
Gross loans	219,617	208,977	208,977
Commercial Real Estate Portfolio Segment [Member]
Gross loans	435,185	405,722	405,722
Commercial Non Real Estate Segment [Member]
Gross loans	52,409	60,264	60,264
Public Sector and IDA Portfolio Segment[Member]
Gross loans	48,912	47,899	47,899
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	$ 34,328	$ 32,026	$ 32,026

Note 3 - Allowance for Loan L_3

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Financing Receivable, Threshold Period Past Due (Day)	90 days		90 days
Interest and Fee Income, Loans and Leases, Total	$ 8,816	$ 9,088	$ 25,240	$ 26,104
Financing Receivable, Troubled Debt Restructuring	$ 3,049	$ 6,084	$ 3,049	$ 6,084	$ 5,878
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts			0	0
Nonperforming Financial Instruments [Member]
Interest and Fee Income, Loans and Leases, Total			$ 0	$ 0	$ 0

Note 3 - Allowance for Loan L_4

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Balance			$ 7,674	$ 8,481	$ 8,481
Charge-offs			(316)	(690)	(755)
Recoveries			153	245	346
Provision for (recovery of) loan losses	$ 252	$ (392)	696	(338)	(398)
Balance	8,207	7,698	8,207	7,698	7,674
Real Estate Construction Portfolio Segment[Member]
Balance			422	503	503
Provision for (recovery of) loan losses			225	(5)	(81)
Balance	647	498	647	498	422
Consumer Real Estate Portfolio Segment [Member]
Balance			1,930	2,165	2,165
Charge-offs			(13)	(13)	(13)
Recoveries			29	19	20
Provision for (recovery of) loan losses			266	(203)	(242)
Balance	2,212	1,968	2,212	1,968	1,930
Commercial Real Estate Portfolio Segment [Member]
Balance			3,121	3,853	3,853
Recoveries			36	86	159
Provision for (recovery of) loan losses			452	(776)	(891)
Balance	3,609	3,163	3,609	3,163	3,121
Commercial Non Real Estate Segment [Member]
Balance			1,099	670	670
Charge-offs			(2)	(526)	(526)
Recoveries			10	31	33
Provision for (recovery of) loan losses			(329)	743	922
Balance	778	918	778	918	1,099
Public Sector and IDA Portfolio Segment[Member]
Balance			297	339	339
Provision for (recovery of) loan losses			39	(27)	(42)
Balance	336	312	336	312	297
Consumer Non Real Estate Portfolio Segment [Member]
Balance			444	555	555
Charge-offs			(301)	(151)	(216)
Recoveries			78	109	134
Provision for (recovery of) loan losses			263	(39)	(29)
Balance	484	474	484	474	444
Unallocated Financing Receivables [Member]
Balance			361	396	396
Provision for (recovery of) loan losses			(220)	(31)	(35)
Balance	$ 141	$ 365	$ 141	$ 365	$ 361

Note 3 - Allowance for Loan L_5

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Allowance for loan losses, Collectively evaluated for impairment	$ 8,207	$ 7,674
Allowance for loan losses	8,207	7,674	$ 7,698	$ 8,481
Loans	853,272			803,729
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	2,212	1,930
Allowance for loan losses	2,212	1,930	1,968	2,165
Loans, Individually evaluated for impairment	187	191
Non-impaired gross loans	219,430	208,786
Loans	219,617	208,977		208,977
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	3,609	3,121
Allowance for loan losses	3,609	3,121	3,163	3,853
Loans, Individually evaluated for impairment	2,599	5,386
Non-impaired gross loans	432,586	400,336
Loans	435,185	405,722		405,722
Commercial Non Real Estate Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	778	1,099
Allowance for loan losses	778	1,099	918	670
Loans, Individually evaluated for impairment	263	301
Non-impaired gross loans	52,146	59,963
Loans	52,409	60,264		60,264
Unallocated Financing Receivables [Member]
Allowance for loan losses, Collectively evaluated for impairment	141	361
Allowance for loan losses	141	361	365	396
Loans, Individually evaluated for impairment	3,049	5,878
Non-impaired gross loans	850,223	797,851
Loans	853,272	803,729
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	647	422
Allowance for loan losses	647	422	498	503
Non-impaired gross loans	62,821	48,841
Loans	62,821	48,841		48,841
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses, Collectively evaluated for impairment	336	297
Allowance for loan losses	336	297	312	339
Non-impaired gross loans	48,912	47,899
Loans	48,912	47,899		47,899
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses, Collectively evaluated for impairment	484	444
Allowance for loan losses	484	444	$ 474	555
Non-impaired gross loans	34,328	32,026
Loans	$ 34,328	$ 32,026		$ 32,026

Note 3 - Allowance for Loan L_6

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Ratios of Allowance for Loan Losses (Details)		9 Months Ended		12 Months Ended
		Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Ratio of allowance for loan losses to the end of period loans, net of unearned income and deferred fees and costs(1)		0.96%	0.97%	0.96%
Ratio of net charge-offs to average loans, net of unearned income and deferred fees and costs(1)	[1]	0.03%	0.08%	0.05%
[1]Net charge-offs are on an annualized basis.

Note 3 - Allowance for Loan L_7

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Nonperforming Assets (Details) - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Nonaccrual loans		$ 118	$ 0	$ 39
Restructured loans in nonaccrual		2,770	2,873	3,075
Total nonperforming loans		2,888	2,873	3,114
Other real estate owned, net		907	957	957
Total nonperforming assets		$ 3,795	$ 3,830	$ 4,071
Ratio of nonperforming assets to loans, net of unearned income and deferred fees and costs, plus other real estate owned		0.44%	0.48%	0.51%
Ratio of allowance for loan losses to nonperforming loans	[1]	284.18%	267.11%	247.21%
[1]The Company defines nonperforming loans as nonaccrual loans and restructured loans that are nonaccrual. Loans 90 days past due and still accruing and accruing restructured loans are excluded.

Note 3 - Allowance for Loan L_8

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans Past Due 90 Days or More and Impaired Loans (Details) - USD ($) $ in Thousands		9 Months Ended			12 Months Ended
		Sep. 30, 2022		Sep. 30, 2021	Dec. 31, 2021
Loans past due 90 days or more and still accruing		$ 48		$ 62	$ 90
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs		0.01%		0.01%	0.01%
Accruing restructured loans		$ 279		$ 3,009	$ 3,005
Impaired loans:
Impaired loans with no valuation allowance		3,049	[1]	6,084	5,878	[1]
Impaired loans with a valuation allowance		0		0	0	[1]
Total impaired loans		3,049	[1]	6,084	5,878	[1]
Valuation allowance		0		0	0
Impaired loans, net of allowance		3,049		6,084	5,878
Average recorded investment in impaired loans(1)	[1]	3,067		6,108	5,901
Interest income recognized on impaired loans, after designation as impaired		13		175	137
Amount of income recognized on a cash basis		$ 0		$ 0	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan L_9

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans and Associated Reserves (Details) - USD ($) $ in Thousands		Sep. 30, 2022		Dec. 31, 2021		Sep. 30, 2021
Principal balance		$ 3,721		$ 6,478
Total recorded investment		3,049	[1]	5,878	[1]	$ 6,084
Recorded investment for which there is no related allowance		3,049	[1]	5,878	[1]	6,084
Recorded investment for which there is a related allowance		0		0	[1]	0
Related allowance		0		0		$ 0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Principal balance		187		191
Total recorded investment	[1]	187		191
Recorded investment for which there is no related allowance	[1]	187		191
Recorded investment for which there is a related allowance		0		0	[1]
Related allowance		0		0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance		3,251		3,256
Total recorded investment	[1]	2,599		2,665
Recorded investment for which there is no related allowance	[1]	2,599		2,665
Recorded investment for which there is a related allowance		0		0	[1]
Related allowance		0		0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Principal balance				2,721
Total recorded investment	[1]			2,721
Recorded investment for which there is no related allowance	[1]			2,721
Recorded investment for which there is a related allowance	[1]			0
Related allowance				0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance		283		310
Total recorded investment	[1]	263		301
Recorded investment for which there is no related allowance	[1]	263		301
Recorded investment for which there is a related allowance		0		0	[1]
Related allowance		$ 0		$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan _10

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Impaired Loans, Average Investment and Interest Income (Details) - USD ($) $ in Thousands		9 Months Ended		12 Months Ended
		Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Average recorded investment in impaired loans(1)	[1]	$ 3,067	$ 6,108	$ 5,901
Interest income recognized on impaired loans, after designation as impaired		13	175	137
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1]	189	193	192
Interest income recognized on impaired loans, after designation as impaired		9	9	13
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1]	2,601	2,866	2,668
Interest income recognized on impaired loans, after designation as impaired		4	72	9
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1]		2,724	2,723
Interest income recognized on impaired loans, after designation as impaired			83	100
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment in impaired loans(1)	[1]	277	324	317
Interest income recognized on impaired loans, after designation as impaired		$ 0	11	15
Automobile Loan [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Average recorded investment in impaired loans(1)	[1]		1	1
Interest income recognized on impaired loans, after designation as impaired			$ 0	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 3 - Allowance for Loan _11

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Gross loans		$ 853,272			$ 803,729
Loans past due 90 days or more and still accruing		48	$ 90	$ 62
Nonaccruals		2,888	2,873	$ 3,114
Real Estate Construction Portfolio Segment[Member]
Gross loans		62,821	48,841		48,841
Loans past due 90 days or more and still accruing		0	0
Nonaccruals		0	0
Consumer Real Estate Portfolio Segment [Member]
Gross loans		219,617	208,977		208,977
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Loans past due 90 days or more and still accruing		42	58
Nonaccruals		118	0
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Loans past due 90 days or more and still accruing		0	29
Nonaccruals		0	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Loans past due 90 days or more and still accruing		0
Nonaccruals		0
Commercial Real Estate Portfolio Segment [Member]
Gross loans		435,185	405,722		405,722
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Loans past due 90 days or more and still accruing		0	0
Nonaccruals		2,507	2,572
Commercial Non Real Estate Segment [Member]
Gross loans		52,409	60,264		60,264
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Loans past due 90 days or more and still accruing		0	0
Nonaccruals		263	301
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans		34,328	32,026		$ 32,026
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans past due 90 days or more and still accruing		1	2
Nonaccruals		0	0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days or more and still accruing		0	0
Nonaccruals		0	0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days or more and still accruing		5	1
Nonaccruals		0	0
Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		1,436	987
Financing Receivables 30 to 89 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member]
Gross loans		311	14
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Gross loans		769	715
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans		7	50
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Gross loans		144
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		0	12
Financing Receivables 30 to 89 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Gross loans		82	13
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans		2	2
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Gross loans		53	93
Financing Receivables 30 to 89 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Gross loans		68	88
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans	[1]	420	356
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Construction Portfolio Segment[Member]
Gross loans	[1]	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Gross loans	[1]	159	58
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans	[1]	0	29
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Gross loans	[1]	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans	[1]	255	266
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Gross loans	[1]	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans	[1]	1	2
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Gross loans	[1]	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Gross loans	[1]	$ 5	$ 1
[1]Includes accruing and nonaccrual loans past due 90 days or more.

Note 3 - Allowance for Loan _12

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	$ 62,821	$ 48,841
Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	219,430	208,786
Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	432,586	400,336
Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	52,146	59,963
Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	34,328	32,026
Pass [Member]
Non-impaired gross loans	848,871	793,059
Pass [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	48,912	47,899
Special Mention [Member]
Non-impaired gross loans	311	3,728
Special Mention [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	0	0
Classified Excluding Impaired [Member]
Non-impaired gross loans	1,041	1,064
Classified Excluding Impaired [Member] | States Political Subdivisions [Member]
Non-impaired gross loans	0	0
Construction, 1-4 Family Residential [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	15,433	10,008
Construction, 1-4 Family Residential [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Construction, Other [Member] | Pass [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	47,077	38,833
Construction, Other [Member] | Special Mention [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	311	0
Construction, Other [Member] | Classified Excluding Impaired [Member] | Real Estate Construction Portfolio Segment[Member]
Non-impaired gross loans	0	0
Equity Lines [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	14,634	13,588
Equity Lines [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Equity Lines [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	29
Closed End First Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	120,150	106,107
Closed End First Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Closed End First Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	438	275
Closed End Junior Liens [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	2,430	2,715
Closed End Junior Liens [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Closed End Junior Liens [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Investor Owned Residential Real Estate [Member] | Pass [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	81,188	85,460
Investor Owned Residential Real Estate [Member] | Special Mention [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member] | Consumer Real Estate Portfolio Segment [Member]
Non-impaired gross loans	590	612
Multifamily Real Estate [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	125,814	106,644
Multifamily Real Estate [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Multifamily Real Estate [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Commercial Real Estate, Owner Occupied [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	127,779	125,605
Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	35
Commercial Real Estate Other [Member] | Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	178,993	164,324
Commercial Real Estate Other [Member] | Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	3,728
Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member] | Commercial Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Commercial and Industrial [Member] | Pass [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	52,136	59,953
Commercial and Industrial [Member] | Special Mention [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	0	0
Commercial and Industrial [Member] | Classified Excluding Impaired [Member] | Commercial Non Real Estate Segment [Member]
Non-impaired gross loans	10	10
Credit Card Receivable [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	4,806	4,531
Credit Card Receivable [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Credit Card Receivable [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Automobile Loan [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	10,253	10,990
Automobile Loan [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Automobile Loan [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	3
Other Consumer Loans [Member] | Pass [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	19,266	16,402
Other Consumer Loans [Member] | Special Mention [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	0	0
Other Consumer Loans [Member] | Classified Excluding Impaired [Member] | Consumer Non Real Estate Portfolio Segment [Member]
Non-impaired gross loans	$ 3	$ 100

Note 3 - Allowance for Loan _13

Note 3 - Allowance for Loan Losses, Nonperforming Assets and Impaired Loans - Restructurings By Class (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Number of contracts	3
Pre-modification outstanding principal balance	$ 2,826
Post-modification outstanding principal balance	$ 2,826
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Number of contracts	1
Pre-modification outstanding principal balance	$ 102
Post-modification outstanding principal balance	$ 102
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Number of contracts	2
Pre-modification outstanding principal balance	$ 2,724
Post-modification outstanding principal balance	$ 2,724

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number of Temporarily Impaired Securities	614
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 647,648
Continuous Unrealized Loss Position Aggregate Losses	$ 108,057
Number of Temporarily Impaired Securities Greater than Twelve Months	207
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	$ 182,187	$ 51,999
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	50,582	2,145
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	641,798
Restricted Stock [Member]
Restricted Investments	$ 941	845
US Government Agencies Debt Securities [Member]
Number of Temporarily Impaired Securities	150
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 124,968
Continuous Unrealized Loss Position Aggregate Losses	31,692
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	124,968	26,792
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 31,692	1,180
US States and Political Subdivisions Debt Securities [Member]
Number of Temporarily Impaired Securities	50
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 43,622
Continuous Unrealized Loss Position Aggregate Losses	17,482
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	43,622	20,542
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 17,482	793
Commercial Mortgage-Backed Securities [Member]
Number of Temporarily Impaired Securities	6
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 12,802
Continuous Unrealized Loss Position Aggregate Losses	1,200
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	12,802	4,665
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 1,200	172
Corporate Debt Securities [Member]
Number of Temporarily Impaired Securities	1
Available-for-sale and Held to Maturity Securities Continuous Unrealized Loss Position Fair Value	$ 795
Continuous Unrealized Loss Position Aggregate Losses	208
Continuous Unrealized Loss Position Twelve Months or Longer Fair Value	795	0
Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	$ 208	$ 0

Note 4 - Securities - Securitie

Note 4 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities available-for-sale, amortized costs	$ 765,371	$ 682,467
Securities available-for-sale, gross unrealized gains	96	10,680
Securities available-for-sale, gross unrealized losses	108,057	7,067
Securities available for sale	657,410	686,080
US Treasury Securities [Member]
Securities available-for-sale, amortized costs	991
Securities available-for-sale, gross unrealized gains	0
Securities available-for-sale, gross unrealized losses	59
Securities available for sale	932
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	391,473	279,934
Securities available-for-sale, gross unrealized gains	45	2,795
Securities available-for-sale, gross unrealized losses	56,988	4,710
Securities available for sale	334,530	278,019
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	190,361	195,365
Securities available-for-sale, gross unrealized gains	28	5,314
Securities available-for-sale, gross unrealized losses	41,229	2,007
Securities available for sale	149,160	198,672
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized costs	176,045	204,164
Securities available-for-sale, gross unrealized gains	23	2,323
Securities available-for-sale, gross unrealized losses	8,824	313
Securities available for sale	167,244	206,174
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	6,501	3,004
Securities available-for-sale, gross unrealized gains	0	248
Securities available-for-sale, gross unrealized losses	957	37
Securities available for sale	$ 5,544	$ 3,215

Note 4 - Securities - Securit_2

Note 4 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized cost, due in one year or less, available for sale securities	$ 1,799
Fair value, due in one year or less, available for sale securities	1,798
Amortized cost, due after one year through five years, available for sale securities	133,556
Fair value, due after one year through five years, available for sale securities	124,384
Amortized cost, due after five years through ten years, available for sale securities	324,861
Fair value, due after five years through ten years, available for sale securities	276,378
Amortized cost, due after ten years, available for sale securities	305,155
Fair value, due after ten years, available for sale securities	254,850
Amortized cost, total securities available for sale	765,371	$ 682,467
Fair value, total securities available for sale	$ 657,410	$ 686,080

Note 4 - Securities - Securit_3

Note 4 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Temporarily impaired securities, less than 12 months, fair value	$ 465,460	$ 266,414
Temporarily impaired securities, less than 12 months unrealized loss	57,475	4,922
Temporarily impaired securities, 12 months or more fair value	182,187	51,999
Temporarily impaired securities, 12 months or more unrealized loss	50,582	2,145
US Treasury Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	932
Temporarily impaired securities, less than 12 months unrealized loss	59
Temporarily impaired securities, 12 months or more fair value	0
Temporarily impaired securities, 12 months or more unrealized loss	0
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	207,506	201,650
Temporarily impaired securities, less than 12 months unrealized loss	25,296	3,530
Temporarily impaired securities, 12 months or more fair value	124,968	26,792
Temporarily impaired securities, 12 months or more unrealized loss	31,692	1,180
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	100,072	50,659
Temporarily impaired securities, less than 12 months unrealized loss	23,747	1,214
Temporarily impaired securities, 12 months or more fair value	43,622	20,542
Temporarily impaired securities, 12 months or more unrealized loss	17,482	793
Commercial Mortgage-Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	152,201	13,139
Temporarily impaired securities, less than 12 months unrealized loss	7,624	141
Temporarily impaired securities, 12 months or more fair value	12,802	4,665
Temporarily impaired securities, 12 months or more unrealized loss	1,200	172
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	4,749	966
Temporarily impaired securities, less than 12 months unrealized loss	749	37
Temporarily impaired securities, 12 months or more fair value	795	0
Temporarily impaired securities, 12 months or more unrealized loss	$ 208	$ 0

Note 5 - Defined Benefit Plan_2

Note 5 - Defined Benefit Plan (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 5 - Defined Benefit Plan -

Note 5 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Service cost	$ 324	$ 361	$ 972	$ 1,083
Interest cost	204	184	612	552
Expected return on plan assets	(629)	(555)	(1,887)	(1,665)
Amortization of prior service cost	0	(3)	0	(9)
Recognized net actuarial loss	110	208	330	624
Net periodic benefit cost	$ 9	$ 195	$ 27	$ 585

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0
Interest Rate Contract [Member]
Derivative, Fair Value, Net, Total		0
Forward Contract [Member]
Derivative, Fair Value, Net, Total		$ 0

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities available for sale	$ 657,410	$ 686,080
Securities available for sale	657,410	686,080
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	657,410	686,080
Securities available for sale	657,410	686,080
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member]
Securities available for sale	932
Securities available for sale	932
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0
Securities available for sale	0
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	932
Securities available for sale	932
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0
Securities available for sale	0
US Government Agencies Debt Securities [Member]
Securities available for sale	334,530	278,019
Securities available for sale	334,530	278,019
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	334,530	278,019
Securities available for sale	334,530	278,019
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	149,160	198,672
Securities available for sale	149,160	198,672
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	149,160	198,672
Securities available for sale	149,160	198,672
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale	167,244	206,174
Securities available for sale	167,244	206,174
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	167,244	206,174
Securities available for sale	167,244	206,174
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	5,544	3,215
Securities available for sale	5,544	3,215
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	5,544	3,215
Securities available for sale	5,544	3,215
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	$ 0	$ 0

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Interest Rate Loan Contracts and Forward Contracts Fair Value Measurement (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Reported Value Measurement [Member]
Interest rate loan contracts	$ 9
Forward contracts	(9)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	9
Forward contracts	(9)
Interest Rate Contract [Member] | Reported Value Measurement [Member]
Interest rate loan contracts	(9)
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	(9)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member]
Forward contracts	9
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Forward contracts	$ 9

Note 6 - Fair Value Measureme_6

Note 6 - Fair Value Measurements - Change in Fair Value Measurement Impacts Net Income (Details) - Valuation, Market Approach [Member] - Weighted Average [Member]	Sep. 30, 2022
Pull-through Rate [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	0.4697
Pull-through Rate [Member] | Forward Contract [Member]
Derivative asset (liability)	0.4697
Current Reference Price [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	0.9483
Current Reference Price [Member] | Forward Contract [Member]
Derivative asset (liability)	0.9483

Note 6 - Fair Value Measureme_7

Note 6 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Other real estate owned net of valuation allowance	$ 907	$ 957
Fair Value, Inputs, Level 1 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Other real estate owned net of valuation allowance	$ 907	$ 957

Note 6 - Fair Value Measureme_8

Note 6 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities available for sale	$ 657,410	$ 686,080
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	657,410	686,080
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Reported Value Measurement [Member]
Cash and due from banks	10,957	8,768
Interest-bearing deposits	79,466	130,021
Securities available for sale	657,410	686,080
Restricted securities	941	845
Loans, net	844,656	795,574
Accrued interest receivable	5,822	5,104
Bank-owned life insurance	43,072	42,354
Interest rate loan contracts	9
Deposits	1,570,649	1,494,587
Accrued interest payable	40	48
Interest rate loan contracts	9
Mortgage loans held for sale		615
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	10,957	8,768
Interest-bearing deposits	79,466	130,021
Securities available for sale	0	0
Restricted securities	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	0
Deposits	0	0
Accrued interest payable	0	0
Interest rate loan contracts	0
Mortgage loans held for sale		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	657,410	686,080
Restricted securities	941	845
Loans, net	0	0
Accrued interest receivable	5,822	5,104
Bank-owned life insurance	43,072	42,354
Interest rate loan contracts	0
Deposits	1,493,626	1,415,619
Accrued interest payable	40	48
Interest rate loan contracts	0
Mortgage loans held for sale		615
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	0	0
Restricted securities	0	0
Loans, net	801,779	791,335
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	9
Deposits	76,946	79,115
Accrued interest payable	0	0
Interest rate loan contracts	$ 9
Mortgage loans held for sale		$ 0

Note 7 - Components of Accumu_3

Note 7 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	2 Months Ended	3 Months Ended		9 Months Ended
	Mar. 02, 2022	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2021
Balances	$ 191,751	$ 136,244	$ 191,235	$ 200,607
Unrealized holding gain (loss) on available for sale securities, net of tax	(88,143)
Unrealized holding gain (loss) on available for sale securities, net of tax	(88,143)
Reclassification adjustment, net of tax				(4)
Balances		112,187	190,853	190,853
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balances	2,854	(55,865)	8,089	13,167
Unrealized holding gain (loss) on available for sale securities, net of tax		(29,424)	(3,403)	(8,477)
Unrealized holding gain (loss) on available for sale securities, net of tax		(29,424)	(3,403)	(8,477)
Balances	(85,289)	(85,289)	4,686	4,686
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances	(6,912)	(6,912)	(10,147)	(10,147)
Balances	(6,912)	(6,912)	(10,147)	(10,147)
AOCI Attributable to Parent [Member]
Balances	(4,058)	(62,777)	(2,058)	3,020
Unrealized holding gain (loss) on available for sale securities, net of tax		(29,424)	(3,403)	(8,477)
Unrealized holding gain (loss) on available for sale securities, net of tax		(29,424)	(3,403)	(8,477)
Balances	$ (92,201)	$ (92,201)	$ (5,461)	$ (5,461)

Note 7 - Components of Accumu_4

Note 7 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	2 Months Ended	3 Months Ended		9 Months Ended
	Mar. 02, 2022	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2021
Unrealized holding gain (loss) on available for sale securities, tax	$ (23,431)
Unrealized holding gain (loss) on available for sale securities, tax	$ (23,431)
Reclassification adjustment for gain included in net income, taxes				$ (1)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		$ (7,822)	$ (905)	(2,254)
Unrealized holding gain (loss) on available for sale securities, tax		(7,822)	(905)	(2,254)
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		(7,822)	(905)	(2,254)
Unrealized holding gain (loss) on available for sale securities, tax		$ (7,822)	$ (905)	$ (2,254)

Note 8 - Revenue Recognition -

Note 8 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Noninterest Income (in-scope of Topic 606)	$ 1,795	$ 1,590	$ 5,271	$ 4,915
Noninterest Income (out-of-scope of Topic 606)	345	402	1,272	1,352
Total noninterest income	2,140	1,992	6,543	6,267
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	661	548	1,826	1,488
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	51	50	157	134
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	448	460	1,423	1,373
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	492	433	1,374	1,282
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 143	$ 99	$ 491	$ 638

Note 9 - Leases - Lease Informa

Note 9 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Weighted average remaining lease term (in years) (Year)	5 years 5 months 19 days		5 years 5 months 19 days		6 years 3 months 29 days
Weighted average discount rate	3.22%		3.22%		3.21%
Operating lease expense	$ 84	$ 92	$ 238	$ 279
Short-term lease expense	1	1	2	2
Total lease expense	85	93	240	281
Cash paid for amounts included in lease liabilities	83	91	239	275
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	79	$ 0	104	$ 0
Other Liabilities [Member]
Lease liability	1,463		1,463		$ 1,558
Other Assets [Member]
Right-of-use asset	$ 1,436		$ 1,436		$ 1,532

Note 9 - Leases - Lease Liabili

Note 9 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Twelve months ending September 30, 2023	$ 333
Twelve months ending September 30, 2024	321
Twelve months ending September 30, 2025	286
Twelve months ending September 30, 2026	219
Twelve months ending September 30, 2027	187
Thereafter	253
Total undiscounted cash flows	1,599
Less: discount	(136)
Other Liabilities [Member]
Lease liability	$ 1,463	$ 1,558