National Bankshares (NKSH) 10-Q 11 May 23 2023 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2023	May 10, 2023
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062-9002
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,889,687

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 11,695,000	$ 12,403,000
Interest-bearing deposits	42,966,000	59,026,000
Securities available for sale, at fair value	651,047,000	656,852,000
Restricted stock, at cost	929,000	941,000
Loans:
Loans, net of unearned income and deferred fees and costs	856,965,000	852,744,000
Less allowance for credit losses	(10,650,000)	(8,225,000)
Total loans, net	846,315,000	844,519,000
Premises and equipment, net	10,431,000	10,371,000
Accrued interest receivable	6,007,000	6,001,000
Other real estate owned, net	662,000	662,000
Goodwill	5,848,000	5,848,000
Bank-owned life insurance	43,551,000	43,312,000
Other assets	34,826,000	37,616,000
Total assets	1,654,277,000	1,677,551,000
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	311,137,000	327,713,000
Interest-bearing demand deposits	871,748,000	933,269,000
Savings deposits	202,996,000	214,114,000
Time deposits	125,571,000	67,629,000
Total deposits	1,511,452,000	1,542,725,000
Accrued interest payable	314,000	106,000
Other liabilities	11,468,000	12,033,000
Total liabilities	1,523,234,000	1,554,864,000
Commitments and contingencies	0	0
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value. Authorized 10,000,000 shares; issued and outstanding 5,889,687 shares at March 31, 2023 and December 31, 2022	7,362,000	7,362,000
Retained earnings	195,718,000	199,091,000
Accumulated other comprehensive loss, net	(72,037,000)	(83,766,000)
Total stockholders' equity	131,043,000	122,687,000
Total liabilities and stockholders' equity	$ 1,654,277,000	$ 1,677,551,000

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2023	Dec. 31, 2022
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,889,687	5,889,687
Common stock, shares outstanding (in shares)	5,889,687	5,889,687

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest Income
Interest and fees on loans	$ 9,333	$ 8,100
Interest on interest-bearing deposits	228	49
Interest on securities – taxable	4,118	2,473
Interest on securities – nontaxable	365	428
Total interest income	14,044	11,050
Interest Expense
Interest on time deposits	359	37
Interest on other deposits	2,454	618
Interest on borrowings	285	0
Total interest expense	3,098	655
Net interest income	10,946	10,395
Provision for credit losses	2	134
Net interest income after provision for credit losses	10,944	10,261
Noninterest Income:
Noninterest Income	1,842	1,708
BOLI income	239	238
Gain on sale of mortgage loans	16	61
Gain on sale of securities	12	0
Other income	375	492
Total noninterest income	2,199	2,291
Noninterest Expense
Salaries and employee benefits	4,434	3,978
Occupancy, furniture and fixtures	542	492
Data processing and ATM	873	787
FDIC assessment	117	111
Net costs of other real estate owned	11	10
Franchise taxes	375	362
Professional services	753	225
Other operating expenses	559	648
Total noninterest expense	7,664	6,613
Income before income taxes	5,479	5,939
Income tax expense	948	1,053
Net Income	$ 4,531	$ 4,886
Basic and fully diluted net income per common share (in dollars per share)	$ 0.77	$ 0.81
Weighted average number of common shares outstanding, basic and diluted (in shares)	5,889,687	6,047,230
Dividends declared per common share (in dollars per share)	$ 1	$ 0
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 592	$ 562
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	53	55
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	467	440
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 445	$ 443

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Net Income	$ 4,531	$ 4,886
Other Comprehensive Income (Loss), Net of Tax
Unrealized holding gain (loss) on available for sale securities net of tax of $3,121 and ($8,992) for the periods ended March 31, 2023 and March 31, 2022, respectively	11,738	(33,826)
Reclassification adjustment for gain included in net income, net of tax of ($3) in 2023	(9)	0
Other comprehensive income (loss), net of tax	11,729	(33,826)
Total Comprehensive Income (Loss)	$ 16,260	$ (28,940)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Unrealized holding gain (loss) on available for sale securities, tax	$ 3,121	$ (8,992)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at Dec. 31, 2021					$ 7,580	$ 188,229	$ (4,058)	$ 191,751
Net income					0	4,886	0	4,886
Common stock repurchased					(52)	(1,470)	0	(1,522)
Other comprehensive loss, net of tax					0	0	(33,826)	(33,826)
Other comprehensive loss, net of tax					0	0	(33,826)	(33,826)
Balances at Mar. 31, 2022					7,528	191,645	(37,884)	161,289
Balances (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ (2,014)	$ 0	$ (2,014)
Balances at Dec. 31, 2022					7,362	199,091	(83,766)	122,687
Net income					0	4,531	0	4,531
Other comprehensive loss, net of tax					0	0	11,729	11,729
Cash dividends of $1.00 per share					0	(5,890)	0	(5,890)
Other comprehensive loss, net of tax					0	0	11,729	11,729
Balances at Mar. 31, 2023					$ 7,362	$ 195,718	$ (72,037)	$ 131,043

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Stock repurchase, shares (in shares)		41,185
Other comprehensive income (loss), tax	$ 3,118	$ (8,992)
Cash dividend, per share (in dollars per share)	$ 1	$ 0

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Cash Flows from Operating Activities
Net income	$ 4,531	$ 4,886
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	2	134	$ 706
Depreciation of bank premises and equipment	163	154
Amortization of premiums and accretion of discounts, net	253	359
Gain on sales of securities available for sale, net	(12)	0
Gains on sales of repossessed assets	5	0
Increase in cash value of bank-owned life insurance	(239)	(238)
Origination of mortgage loans held for sale	(1,239)	(2,333)
Proceeds from sale of mortgage loans held for sale	1,255	3,009
Gain on sale of mortgage loans held for sale	(16)	(61)
Net change in:
Accrued interest receivable	(6)	(329)
Other assets	200	479
Accrued interest payable	208	3
Other liabilities	(772)	622
Net cash provided by operating activities	4,333	6,685
Cash Flows from Investing Activities
Proceeds from calls, principal payments, sales and maturities of securities available for sale	20,411	13,890
Purchase of securities available for sale	0	(70,341)
Net change in restricted stock	12	(96)
Purchase of loan participations	(2,280)	(4,687)
Collection of loan participations	3,126	92
Loan originations and principal collections, net	(5,166)	(11,545)
Proceeds from sale of repossessed assets	9	0
Recoveries on loans charged off	173	40
Proceeds from sale and purchases of premises and equipment, net	(223)	(196)
Net cash provided by (used in) investing activities	16,062	(72,843)
Cash Flows from Financing Activities
Net change in time deposits	57,942	(2,119)
Net change in other deposits	(89,215)	51,285
Common stock repurchased	0	(1,522)
Cash dividends paid	(5,890)	0
Net cash (used in) provided by financing activities	(37,163)	47,644
Net change in cash and due from banks	(16,768)	(18,514)
Cash and due from banks at beginning of period	71,429	138,789	138,789
Cash and due from banks at end of period	54,661	120,275	$ 71,429
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits	2,890	652
Income taxes paid	1,015	0
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for credit losses	92	60
Loans transferred to repossessed assets	7	0
Unrealized holding gain (loss) on securities available for sale	14,847	(42,818)
Lease liabilities arising from obtaining right-of-use assets	$ 0	$ 25

Note 1 - General

Note 1 - General	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of Management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three March 31, 2023 not 10 2022 10 1934 www.nationalbankshares.com Risks and Uncertainties The Company is closely monitoring risks that may may Recent Accounting Pronouncements In March 2020, 2020 04 848 March 12, 2020 December 31, 2022. January 2021, 2021 01 848 848 848 may 2021 01 March 12, 2020, January 7, 2021, may 2021 01 March 12, 2020, March 12, 2020. In December 2022, 2022 06, 848 848”. 2022 06 848. 848 848 2021, June 30, 2023. To ensure the relief in Topic 848 may 848 December 31, 2022, December 31, 2024, no 848. 2022 06 In June 2022, 2022 03, 820 2022 03 not not December 15, 2023. not 2022 03 Recently Adopted Accounting Standards ASU 2016 13 On January 1, 2023, 2016 13 326 ASU 2016 13 2016 13 The Company applied the standard’s provisions as a cumulative-effect adjustment of $2,014, net of tax, to retained earnings as of January 1, 2023. not January 1, 2023 326, January 1, 2023 ACL on Securities Available for Sale The Company evaluates securities available for sale that are in an unrealized loss position on the reporting date. Securities are analyzed to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not may not no In evaluating impairment, the Company considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. If the Company determines a credit impairment, the ACL on securities available for sale would be established through a provision for credit losses on securities available for sale in the consolidated Statement of Income. If Management believes it has confirmed that the loss on a security is uncollectible, or when either of the criteria regarding intent or requirement to sell is met, the loss is charged against the ACL. Accrued interest receivable is excluded from the estimate of credit losses. ACL on Loans (“ACLL”) The Company estimates the ACLL based on amortized cost basis, which is the amount at which the loan is originated, adjusted for net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of the ACLL. Intrinsic to the Company’s policy on estimating the ACLL are policies regarding loan pools, nonaccruals, past due status, collateral valuation, charge-offs and risk ratings. Please refer to the Company’s 2022 10 1: The Company measures expected credit losses on loans on a collective (pool) basis, when the loans share similar risk characteristics, such as collateral type and intended use, repayment source, and (if applicable) the borrower’s business model. The Company has identified the following pools of loans with similar risk characteristics for measuring expected credit losses: Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans The Company’s methodologies for estimating the ACLL consider available relevant information about the collectability of cash flows, including historical losses, reasonable and supportable forecasts of economic conditions, and current economic and portfolio conditions. The difference between cash flow estimates and amortized cost is the ACLL. The Company uses a discounted cash flow (“DCF”) method for all of its pools except for bankcards, which are measured using the historical loss rate adjusted for the forecast. For loans using the DCF method, cash flows are projected at the instrument level and discounted using the loan’s effective interest rate. Cash flows are generated using each loan’s payment attributes, adjusted for pool-level information on the probability of default (“PD”), loss given default and prepayment speeds. Default is defined as full or partial charge-off, nonaccrual status or past due 90 The Company designated national unemployment as its forecast variable. Multiple forecasts from reputable and independent third one not two three The results of DCF calculations are modified by allocations for qualitative factors to account for changes in variables that may Loans that do not The collateral method is applied to individually evaluated loans for which foreclosure is probable. The collateral method is also applied to individually evaluated loans when borrowers are experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral (“collateral dependent”). The ACLL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. When repayment is expected to be from the operation of the collateral, the ACLL is calculated as the amount by which the amortized cost basis of the loan exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, the ACLL is calculated as the amount by which the loan’s amortized cost basis exceeds the fair value of the underlying collateral less estimated cost to sell. The ACLL may zero The DCF method is applied to individually evaluated loans that do not 100% Expected credit losses are reflected in the ACLL through a charge to provision for credit losses on the Consolidated Statements of Income. When the Company deems all or a portion of a loan to be uncollectible the appropriate amount is written off against the ACLL. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no ACL on Unfunded Commitments Financial instruments include off-balance sheet credit instruments such as undrawn portions of revolving lines of credit, commercial letters of credit, and loan commitments that have not ASU 2022 02 On January 1, 2023, 2016 13, 2022 02, 326 Similar to its policy under previous GAAP, the Company continues to identify modifications to loans and to determine whether the borrower is experiencing financial difficulty. If the Company determines that the borrower is experiencing financial difficulty, the loan’s risk rating is evaluated to determine whether it falls within the regulatory definition of “criticized” and requires individual evaluation. Under previous GAAP, modifications to loans when the borrower was experiencing financial difficulty were designated as TDR and were individually evaluated for the duration of the loan. Under CECL, if a previously modified loan with financial difficulty is subsequently upgraded to a pass rating, it will no

Note 2 - Loans and Allowance fo

Note 2 - Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 2: Loans The loan portfolio, excluding mortgage loans held for sale, was comprised of the following. March 31, 2023 December 31, 2022 Real estate construction $ 54,052 $ 54,579 Consumer real estate 223,438 221,052 Commercial real estate 438,843 437,888 Commercial non real estate 60,516 57,652 Public sector and IDA 47,359 48,074 Consumer non real estate 33,188 33,948 Gross loans 857,396 853,193 Less unearned income and deferred fees and costs (431 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 856,965 $ 852,744 Allowance for credit losses on loans (10,650 ) (8,225 ) Total loans, net $ 846,315 $ 844,519 Accrued interest receivable on loans, which is excluded from the amortized cost of loans, totaled $2,558 and $2,516 at March 31, 2023 December 31, 2022, Past Due and Nonaccrual Loans The following tables present the aging of past due loans, by loan pool, as of the dates indicated. March 31, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 13,143 $ - $ - $ - $ 13,143 $ - Construction, other 40,909 - - - 40,909 - Consumer Real Estate Equity line 14,503 23 - - 14,526 - Residential closed-end first liens 121,466 836 27 90 122,419 117 Residential closed-end junior liens 2,476 - - - 2,476 - Investor-owned residential real estate 83,924 93 - - 84,017 - Commercial Real Estate Multifamily residential real estate 131,952 - - - 131,952 - Commercial real estate owner-occupied 124,882 8 - 2,472 127,362 247 Commercial real estate, other 179,529 - - - 179,529 1 Commercial Non Real Estate Commercial and industrial 60,201 62 1 252 60,516 - Public Sector and IDA States and political subdivisions 47,359 - - - 47,359 - Consumer Non-Real Estate Credit cards 4,557 5 1 - 4,563 1 Automobile 10,328 75 - - 10,403 - Other consumer loans 18,146 72 4 - 18,222 4 Total $ 853,375 $ 1,174 $ 33 $ 2,814 $ 857,396 $ 370 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 The following table presents nonaccrual loans, by loan class, as of the dates indicated: CECL Incurred Loss March 31, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 90 $ 90 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,472 2,472 2,493 Commercial Non Real Estate Commercial and industrial - 252 252 263 Total $ - $ 2,814 $ 2,814 $ 2,847 During the three March 31, 2023, no The following table presents certain past due indicators as of the dates indicated. March 31, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 378.46 % 272.12 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.05 % 0.00 % Allowance for Credit Losses on Loans The activity in the ACLL by portfolio segment follows: Activity in the Allowance for Credit Losses on Loans for the Three Months Ended March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - - - (12 ) - (80 ) - (92 ) Recoveries - 102 12 2 - 57 - 173 Provision for (recovery of) credit losses 22 (260 ) 20 58 (10 ) - 172 2 Balance, March 31, 2023 $ 451 $ 3,302 $ 4,374 $ 1,194 $ 294 $ 555 $ 480 $ 10,650 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - - - (60 ) - (60 ) Recoveries - - 12 3 - 25 - 40 Provision for (recovery of) loan losses 171 5 290 (158 ) 10 6 (190 ) 134 Balance, March, 31, 2022 $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Information about the ACLL for individually evaluated loans and collectively evaluated loans by portfolio segment follows. Allowance for Credit Losses on Loans as of March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ 1 $ 84 $ 201 $ 148 $ - $ - $ - $ 434 Collectively evaluated 450 3,218 4,173 1,046 294 555 480 10,216 Total $ 451 $ 3,302 $ 4,374 $ 1,194 $ 294 $ 555 $ 480 $ 10,650 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Information about individually evaluated loans and collectively evaluated loans by portfolio segment follows. Loans as of March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 294 $ 1,061 $ 2,480 $ 295 $ - $ - $ 4,130 Collectively evaluated 53,758 222,377 436,363 60,221 47,359 33,188 853,266 Total $ 54,052 $ 223,438 $ 438,843 $ 60,516 $ 47,359 $ 33,188 $ 857,396 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193 A summary of ratios pertaining to the ACLL follows. As of and for the Three Months Ended March 31, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.24 % 0.95 % 0.96 % Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs (0.04 )% 0.01 % 0.02 % In accordance with CECL, the Company identifies individually evaluated loans when their risk characteristics become different from their pool. Under previous GAAP, the Company identified loans for potential impairment through a variety of means, including, but not not 2022 10 Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. The following tables show the average recorded investment and interest income recognized for individually evaluated loans. Only classes with individually evaluated loans are presented. For the Three Months Ended March 31, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 190 $ 3 Commercial Real Estate Commercial real estate, owner occupied 2,640 1 Commercial real estate, other 2,720 17 Commercial Non-Real Estate Commercial and industrial 292 - Total $ 5,842 $ 21 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. Collateral Dependent Loans The Company reviews individually evaluated loans for collateral dependency. As of March 31, 2023, none Credit Quality The Company categorizes loans by risk based on relevant information about the ability of borrowers to service their debt, including: collateral and financial information, historical payment experience, credit documentation and current economic trends, among other factors. At origination, each loan is assigned a risk rating. Ongoing analysis of the loan portfolio adjusts risk ratings on an individual loan basis to reflect updated information. General descriptions of risk ratings are as follows: ● Pass: loans with acceptable credit quality are rated pass. ● Special mention: loans with potential weaknesses due to challenging economic or financial conditions are rated special mention. ● Classified: loans with well-defined weaknesses that heighten the risk of default are rated classified. The following tables present the amortized cost basis of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated. Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2019 2020 2021 2022 2023 Prior Revolving Revolving Loans Converted to Term Total Construction, residential Pass $ - $ 213 $ 1,370 $ 5,000 $ 554 $ - $ 6,006 $ - $ 13,143 Classified - - - - - - - - - Total $ - $ 213 $ 1,370 $ 5,000 $ 554 $ - $ 6,006 $ - $ 13,143 Construction, other Pass $ 1,253 $ 1,502 $ 26,880 $ 5,229 $ 1,573 $ 2,807 $ 1,371 $ - $ 40,615 Classified - - 294 - - - - - 294 Total $ 1,253 $ 1,502 $ 27,174 $ 5,229 $ 1,573 $ 2,807 $ 1,371 $ - $ 40,909 Equity lines Pass $ - $ - $ - $ - $ - $ 53 $ 14,465 $ 8 $ 14,526 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ 53 $ 14,465 $ 8 $ 14,526 Residential closed-end first liens Pass $ 6,191 $ 15,467 $ 32,829 $ 27,691 $ 4,381 $ 35,532 $ - - $ 122,091 Classified - 27 - - - 301 - - 328 Total $ 6,191 $ 15,494 $ 32,829 $ 27,691 $ 4,381 $ 35,833 $ - $ - $ 122,419 Residential closed-end junior liens Pass $ 7 $ - $ 87 $ 405 $ 82 $ 1,895 $ - - $ 2,476 Classified - - - - - - - - - Total $ 7 $ - $ 87 $ 405 $ 82 $ 1,895 $ - - $ 2,476 Investor-owned residential real estate Pass $ 5,379 $ 15,052 $ 20,412 $ 14,414 $ 2,301 $ 24,079 $ 1,547 $ 100 $ 83,284 Classified - - - - - 733 - - 733 Total $ 5,379 $ 15,052 $ 20,412 $ 14,414 $ 2,301 $ 24,812 $ 1,547 $ 100 $ 84,017 Multifamily residential real estate Pass $ 1,856 $ 11,973 $ 41,285 $ 27,249 $ 4,851 $ 44,731 $ 7 - $ 131,952 Classified - - - - - - - - - Total $ 1,856 $ 11,973 $ 41,285 $ 27,249 $ 4,851 $ 44,731 $ 7 - $ 131,952 Commercial real estate, owner occupied Pass $ 19,563 $ 24,191 $ 5,088 $ 16,648 $ 1,899 $ 54,991 $ 2,452 50 $ 124,882 Classified - - - - - 2,480 - - 2,480 Total $ 19,563 $ 24,191 $ 5,088 $ 16,648 $ 1,899 $ 57,471 $ 2,452 50 $ 127,362 Commercial real estate, other Pass $ 22,410 $ 19,838 $ 36,961 $ 23,541 $ 262 $ 76,142 $ 375 $ - $ 179,529 Classified - - - - - - - - - Total $ 22,410 $ 19,838 $ 36,961 $ 23,541 $ 262 $ 76,142 $ 375 $ - $ 179,529 Commercial and industrial Pass $ 1,064 $ 10,123 $ 15,106 $ 8,959 $ 2,258 $ 6,691 $ 16,020 $ - $ 60,221 Classified 36 - - 7 - 252 - - 295 Total $ 1,100 $ 10,123 $ 15,106 $ 8,966 $ 2,258 $ 6,943 $ 16,020 $ - $ 60,516 YTD gross charge-offs $ 12 $ - $ - $ - $ - $ - $ - $ - $ 12 Public sector and IDA Pass $ 42 $ 247 $ 18,419 $ 6,650 $ - $ 22,001 $ - $ - $ 47,359 Classified - - - - - - - - - Total $ 42 $ 247 $ 18,419 $ 6,650 $ - $ 22,001 $ - $ - $ 47,359 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,563 $ - $ 4,563 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 4,563 $ - $ 4,563 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 8 $ - $ 8 Automobile Pass $ 519 $ 1,119 $ 2,453 $ 4,255 $ 1,884 $ 173 $ - $ - $ 10,403 Classified - - - - - - - - - Total $ 519 $ 1,119 $ 2,453 $ 4,255 $ 1,884 $ 173 $ - $ - $ 10,403 YTD gross charge-offs $ - $ - $ 1 $ 30 $ - $ - $ - $ - $ 31 Other consumer Pass $ 543 $ 1,412 $ 3,245 $ 9,416 $ 2,577 $ 174 $ 855 $ - $ 18,222 Classified - - - - - - - - - Total $ 543 $ 1,412 $ 3,245 $ 9,416 $ 2,577 $ 174 $ 855 $ - $ 18,222 YTD gross charge-offs $ - $ - $ 6 $ 13 $ - $ - $ 22 $ - $ 41 Total Loans Pass $ 58,826 $ 101,136 $ 204,134 $ 149,458 $ 22,622 $ 273,833 $ 43,098 $ 159 $ 853,266 Classified 36 27 294 7 - 3,766 - - 4,130 Total $ 58,862 $ 101,163 $ 204,428 $ 149,465 $ 22,622 $ 277,599 $ 43,098 $ 159 $ 857,396 YTD gross charge-offs $ 12 $ - $ 7 $ 43 $ - $ - $ 30 $ - $ 92 The following table presents the recorded investment by loan pool and credit quality as of December 31, 2022. December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393 Loan Modifications to Borrowers Experiencing Financial Difficulty There were no loans to borrowers experiencing financial difficulty that were modified during the three March 31, 2023. three March 31 2023, 12 three one 90 March 31, 2023, none 12 ACL on Unfunded Commitments The following table presents the balance and activity in the ACL for unfunded commitments for the three March 31, 2023: Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Provision for credit losses - Balance, March 31, 2023 $ 242

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3: The amortized cost and estimated fair value of securities available for sale along with gross unrealized gains and losses are summarized as follows: March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 993 $ - $ 46 $ - $ 947 U.S. Government agencies and corporations 382,592 - 48,648 - 333,944 States and political subdivisions 181,214 3 31,255 - 149,962 Mortgage-backed securities 167,964 - 7,511 - 160,453 Corporate debt securities 6,502 - 761 - 5,741 Total securities available for sale $ 739,265 $ 3 $ 88,221 $ - $ 651,047 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852 No March 31, 2023. The deferred tax asset for the net unrealized loss on securities available for sale was $18,526 as of March 31, 2023 December 31, 2022. The amortized cost and fair value of single maturity securities available for sale at March 31, 2023, may may March 31, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 3,229 $ 3,172 Due after one year through five years 148,141 138,200 Due after five years through ten years 316,859 273,664 Due after ten years 271,036 236,011 Total securities available for sale $ 739,265 $ 651,047 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that the individual securities have been in a continuous loss position, follows. March 31, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 947 $ 46 U.S. Government agencies and corporations 50,869 2,032 283,074 46,616 States and political subdivisions 9,432 1,214 139,371 30,041 Mortgage-backed securities 18,576 242 141,868 7,269 Corporate debt securities 873 127 4,868 634 Total available for sale securities $ 79,750 $ 3,615 $ 570,128 $ 84,606 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043 The Company evaluates securities available for sale that are in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At March 31, 2023, not not not not No March 31, 2023. Restricted Stock. The Company held restricted stock of $929 as of March 31, 2023 December 31, 2022. not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may March 31, 2023. March 31, 2023, not Realized Securities Gains and Losses During the first three 2023, no 2022.

Note 4 - Defined Benefit Plan

Note 4 - Defined Benefit Plan	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 4: Components of Net Periodic Benefit Cost: Pension Benefits Three Months Ended March 31, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the consolidated statements of income. All other components are included in other noninterest expense in the consolidated statements of income. For the three March 31, 2023, not

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including: • quoted prices in active markets for similar assets and liabilities, • quoted prices for identical or similar assets and liabilities in less active markets, • inputs other than quoted prices that are observable, and • model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined by quoted market prices. However, in many instances, there are no not may not may not The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the consolidated financial statements: Financial Instruments Measured at Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 March 31, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 947 $ - $ 947 $ - U.S. Government agencies and corporations 333,944 - 333,944 - States and political subdivisions 149,962 - 149,962 - Mortgage-backed securities 160,453 - 160,453 - Corporate debt securities 5,741 - 5,741 - Total securities available for sale $ 651,047 $ - $ 651,047 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Interest Rate Loan Contracts and Forward Contracts The Company originates consumer real estate loans which it intends to sell to a correspondent lender. Interest rate loan contracts and forward contracts result from originating loans held for sale and are derivatives reported at fair value. The Company enters interest rate lock commitments with customers who apply for a loan which the Company intends to sell to a correspondent lender. The interest rate loan contract ends when the loan closes or the customer withdraws their application. Fair value of the interest rate loan contract is based upon the correspondent lender’s pricing quotes at the report date. Fair value is adjusted for the estimated probability of the loan closing with the borrower. At the time the Company enters into an interest rate loan contract with a customer, it also enters into a best efforts forward sales commitment with the correspondent lender. If the loan has been closed and funded, the best efforts commitment converts to a mandatory forward sales commitment. Fair value is based on the gain or loss that would occur if the Company were to pair-off the transaction with the investor at the measurement date. This is a Level 3 Interest rate loan contracts and forward contracts are valued based on quotes from the correspondent lender at the reporting date. Pricing changes daily and if a loan has not may At December 31, 2022, March 31, 2023: March 31, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ 2 $ - $ - $ 2 Forward contracts (2 ) - - (2 ) March 31, 2023 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 81.30% Forward contracts Market approach Pull-through rate 81.30% Interest rate loan contracts Market approach Current reference price 100.83% – 102.22% (101.24%) Forward contracts Market approach Current reference price 100.83% – 102.22% (101.24%) Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 March 31, 2023 December 31, 2022. Collateral Dependent Loans Loans the Company has identified as collateral dependent that do not may zero For real estate loans, fair value of collateral is determined by the “as-is” value of appraisals that are less than 24 2 may 3 The value of business equipment is based upon an outside appraisal (Level 2 3 not 3 At March 31, 2023, none December 31, 2022, not Other Real Estate Owned ( OREO ) Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 may 3 The following table summarizes the Company’s OREO that was measured at fair value on a nonrecurring basis. Date Description Balance Level 1 Level 2 Level 3 March 31, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662 The following table presents information about OREO and Level 3 Date Valuation Technique Unobservable Input Range (Weighted Average) March 31, 2023 Discounted appraised value Selling cost 7.00% March 31, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72% At March 31, 2023 December 31, 2022, 2022, There is uncertainty in determining discounts to appraised value. If the final sale price is different from the list price, the amount of selling costs will also be different from those estimated. Future changes to marketability assumptions or updated appraisals may may Fair Value Summary The following presents the recorded amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of the dates indicated. Fair values are estimated using the exit price notion. March 31, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 11,695 $ 11,695 $ - $ - Interest-bearing deposits 42,966 42,966 - - Securities available for sale 651,047 - 651,047 - Restricted securities 929 - 929 - Loans, net 846,315 - - 803,330 Accrued interest receivable 6,007 - 6,007 - Bank-owned life insurance 43,551 - 43,551 - Interest rate loan contracts 2 - - 2 Financial Liabilities: Deposits $ 1,511,452 $ - $ 1,385,881 $ 125,931 Accrued interest payable 314 - 314 - Forward loan contracts 2 - - 2 December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumula

Note 6 - Components of Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 6: The following tables provide information about components of accumulated other comprehensive loss as of the dates indicated: Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 8,992 (33,826 ) - (33,826 ) Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding gain on available for sale securities, net of tax of $ 3,121 11,738 - 11,738 Reclassification adjustment, net of tax of ($3) (9 ) - (9 ) Balance at March 31, 2023 $ (69,692 ) $ (2,345 ) $ (72,037 )

Note 7 - Revenue Recognition

Note 7 - Revenue Recognition	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 7: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with ASC Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safe deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa and MasterCard. Merchant services income mainly represents commission fees based upon merchant processing volume. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and estates and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. OREO Gains and Losses The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, three March 31, 2023 March 31, 2022 Three Months Ended March 31, 2023 2022 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 592 $ 562 Other service charges and fees 53 55 Credit and debit card fees, net 467 440 Trust income 445 443 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 285 208 Noninterest Income (in-scope of Topic 606) $ 1,842 $ 1,708 Noninterest Income (out-of-scope of Topic 606) 357 583 Total noninterest income $ 2,199 $ 2,291

Note 8 - Leases

Note 8 - Leases	3 Months Ended
	Mar. 31, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 8: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s seven March 31, 2023, four two five one two three one five 2020. not not not None none The contracts in which the Company is lessee are with parties external to the Company and not March 31, 2023 December 31, 2022 Lease liability $ 1,365 $ 1,444 Right-of-use asset $ 1,336 $ 1,415 Weighted average remaining lease term (in years) 4.95 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended March 31, 2023 2022 Lease Expense Operating lease expense $ 92 $ 76 Short-term lease expense 1 1 Total lease expense $ 93 $ 77 Cash paid for amounts included in lease liabilities $ 94 $ 78 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 25 The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow for the Period As of March 31, 2023 Twelve months ending March 31, 2024 $ 356 Twelve months ending March 31, 2025 340 Twelve months ending March 31, 2026 234 Twelve months ending March 31, 2027 203 Twelve months ending March 31, 2028 188 Thereafter 160 Total undiscounted cash flows $ 1,481 Less: discount (116 ) Lease liability $ 1,365 The contracts in which the Company is lessee are not

Note 2 - Loans and Allowance _2

Note 2 - Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, 2023 December 31, 2022 Real estate construction $ 54,052 $ 54,579 Consumer real estate 223,438 221,052 Commercial real estate 438,843 437,888 Commercial non real estate 60,516 57,652 Public sector and IDA 47,359 48,074 Consumer non real estate 33,188 33,948 Gross loans 857,396 853,193 Less unearned income and deferred fees and costs (431 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 856,965 $ 852,744 Allowance for credit losses on loans (10,650 ) (8,225 ) Total loans, net $ 846,315 $ 844,519
Financing Receivable, Past Due [Table Text Block]	March 31, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 13,143 $ - $ - $ - $ 13,143 $ - Construction, other 40,909 - - - 40,909 - Consumer Real Estate Equity line 14,503 23 - - 14,526 - Residential closed-end first liens 121,466 836 27 90 122,419 117 Residential closed-end junior liens 2,476 - - - 2,476 - Investor-owned residential real estate 83,924 93 - - 84,017 - Commercial Real Estate Multifamily residential real estate 131,952 - - - 131,952 - Commercial real estate owner-occupied 124,882 8 - 2,472 127,362 247 Commercial real estate, other 179,529 - - - 179,529 1 Commercial Non Real Estate Commercial and industrial 60,201 62 1 252 60,516 - Public Sector and IDA States and political subdivisions 47,359 - - - 47,359 - Consumer Non-Real Estate Credit cards 4,557 5 1 - 4,563 1 Automobile 10,328 75 - - 10,403 - Other consumer loans 18,146 72 4 - 18,222 4 Total $ 853,375 $ 1,174 $ 33 $ 2,814 $ 857,396 $ 370 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 CECL Incurred Loss March 31, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 90 $ 90 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,472 2,472 2,493 Commercial Non Real Estate Commercial and industrial - 252 252 263 Total $ - $ 2,814 $ 2,814 $ 2,847
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	March 31, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 378.46 % 272.12 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.05 % 0.00 %
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Credit Losses on Loans for the Three Months Ended March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - - - (12 ) - (80 ) - (92 ) Recoveries - 102 12 2 - 57 - 173 Provision for (recovery of) credit losses 22 (260 ) 20 58 (10 ) - 172 2 Balance, March 31, 2023 $ 451 $ 3,302 $ 4,374 $ 1,194 $ 294 $ 555 $ 480 $ 10,650 Activity in the Allowance for Loan Losses for the Three Months Ended March 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - - - (60 ) - (60 ) Recoveries - - 12 3 - 25 - 40 Provision for (recovery of) loan losses 171 5 290 (158 ) 10 6 (190 ) 134 Balance, March, 31, 2022 $ 593 $ 1,935 $ 3,423 $ 944 $ 307 $ 415 $ 171 $ 7,788 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Loans as of March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ 1 $ 84 $ 201 $ 148 $ - $ - $ - $ 434 Collectively evaluated 450 3,218 4,173 1,046 294 555 480 10,216 Total $ 451 $ 3,302 $ 4,374 $ 1,194 $ 294 $ 555 $ 480 $ 10,650 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Loans as of March 31, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 294 $ 1,061 $ 2,480 $ 295 $ - $ - $ 4,130 Collectively evaluated 53,758 222,377 436,363 60,221 47,359 33,188 853,266 Total $ 54,052 $ 223,438 $ 438,843 $ 60,516 $ 47,359 $ 33,188 $ 857,396 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Three Months Ended March 31, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.24 % 0.95 % 0.96 % Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs (0.04 )% 0.01 % 0.02 %
Impaired Financing Receivables [Table Text Block]	Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ -
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Three Months Ended March 31, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 190 $ 3 Commercial Real Estate Commercial real estate, owner occupied 2,640 1 Commercial real estate, other 2,720 17 Commercial Non-Real Estate Commercial and industrial 292 - Total $ 5,842 $ 21
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans Amortized Cost Basis by Origination Year Balance at March 31, 2023 2019 2020 2021 2022 2023 Prior Revolving Revolving Loans Converted to Term Total Construction, residential Pass $ - $ 213 $ 1,370 $ 5,000 $ 554 $ - $ 6,006 $ - $ 13,143 Classified - - - - - - - - - Total $ - $ 213 $ 1,370 $ 5,000 $ 554 $ - $ 6,006 $ - $ 13,143 Construction, other Pass $ 1,253 $ 1,502 $ 26,880 $ 5,229 $ 1,573 $ 2,807 $ 1,371 $ - $ 40,615 Classified - - 294 - - - - - 294 Total $ 1,253 $ 1,502 $ 27,174 $ 5,229 $ 1,573 $ 2,807 $ 1,371 $ - $ 40,909 Equity lines Pass $ - $ - $ - $ - $ - $ 53 $ 14,465 $ 8 $ 14,526 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ 53 $ 14,465 $ 8 $ 14,526 Residential closed-end first liens Pass $ 6,191 $ 15,467 $ 32,829 $ 27,691 $ 4,381 $ 35,532 $ - - $ 122,091 Classified - 27 - - - 301 - - 328 Total $ 6,191 $ 15,494 $ 32,829 $ 27,691 $ 4,381 $ 35,833 $ - $ - $ 122,419 Residential closed-end junior liens Pass $ 7 $ - $ 87 $ 405 $ 82 $ 1,895 $ - - $ 2,476 Classified - - - - - - - - - Total $ 7 $ - $ 87 $ 405 $ 82 $ 1,895 $ - - $ 2,476 Investor-owned residential real estate Pass $ 5,379 $ 15,052 $ 20,412 $ 14,414 $ 2,301 $ 24,079 $ 1,547 $ 100 $ 83,284 Classified - - - - - 733 - - 733 Total $ 5,379 $ 15,052 $ 20,412 $ 14,414 $ 2,301 $ 24,812 $ 1,547 $ 100 $ 84,017 Multifamily residential real estate Pass $ 1,856 $ 11,973 $ 41,285 $ 27,249 $ 4,851 $ 44,731 $ 7 - $ 131,952 Classified - - - - - - - - - Total $ 1,856 $ 11,973 $ 41,285 $ 27,249 $ 4,851 $ 44,731 $ 7 - $ 131,952 Commercial real estate, owner occupied Pass $ 19,563 $ 24,191 $ 5,088 $ 16,648 $ 1,899 $ 54,991 $ 2,452 50 $ 124,882 Classified - - - - - 2,480 - - 2,480 Total $ 19,563 $ 24,191 $ 5,088 $ 16,648 $ 1,899 $ 57,471 $ 2,452 50 $ 127,362 Commercial real estate, other Pass $ 22,410 $ 19,838 $ 36,961 $ 23,541 $ 262 $ 76,142 $ 375 $ - $ 179,529 Classified - - - - - - - - - Total $ 22,410 $ 19,838 $ 36,961 $ 23,541 $ 262 $ 76,142 $ 375 $ - $ 179,529 Commercial and industrial Pass $ 1,064 $ 10,123 $ 15,106 $ 8,959 $ 2,258 $ 6,691 $ 16,020 $ - $ 60,221 Classified 36 - - 7 - 252 - - 295 Total $ 1,100 $ 10,123 $ 15,106 $ 8,966 $ 2,258 $ 6,943 $ 16,020 $ - $ 60,516 YTD gross charge-offs $ 12 $ - $ - $ - $ - $ - $ - $ - $ 12 Public sector and IDA Pass $ 42 $ 247 $ 18,419 $ 6,650 $ - $ 22,001 $ - $ - $ 47,359 Classified - - - - - - - - - Total $ 42 $ 247 $ 18,419 $ 6,650 $ - $ 22,001 $ - $ - $ 47,359 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,563 $ - $ 4,563 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 4,563 $ - $ 4,563 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 8 $ - $ 8 Automobile Pass $ 519 $ 1,119 $ 2,453 $ 4,255 $ 1,884 $ 173 $ - $ - $ 10,403 Classified - - - - - - - - - Total $ 519 $ 1,119 $ 2,453 $ 4,255 $ 1,884 $ 173 $ - $ - $ 10,403 YTD gross charge-offs $ - $ - $ 1 $ 30 $ - $ - $ - $ - $ 31 Other consumer Pass $ 543 $ 1,412 $ 3,245 $ 9,416 $ 2,577 $ 174 $ 855 $ - $ 18,222 Classified - - - - - - - - - Total $ 543 $ 1,412 $ 3,245 $ 9,416 $ 2,577 $ 174 $ 855 $ - $ 18,222 YTD gross charge-offs $ - $ - $ 6 $ 13 $ - $ - $ 22 $ - $ 41 Total Loans Pass $ 58,826 $ 101,136 $ 204,134 $ 149,458 $ 22,622 $ 273,833 $ 43,098 $ 159 $ 853,266 Classified 36 27 294 7 - 3,766 - - 4,130 Total $ 58,862 $ 101,163 $ 204,428 $ 149,465 $ 22,622 $ 277,599 $ 43,098 $ 159 $ 857,396 YTD gross charge-offs $ 12 $ - $ 7 $ 43 $ - $ - $ 30 $ - $ 92 December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393
Unfunded Loan Commitment [Member]
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Provision for credit losses - Balance, March 31, 2023 $ 242

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	March 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 993 $ - $ 46 $ - $ 947 U.S. Government agencies and corporations 382,592 - 48,648 - 333,944 States and political subdivisions 181,214 3 31,255 - 149,962 Mortgage-backed securities 167,964 - 7,511 - 160,453 Corporate debt securities 6,502 - 761 - 5,741 Total securities available for sale $ 739,265 $ 3 $ 88,221 $ - $ 651,047 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 3,229 $ 3,172 Due after one year through five years 148,141 138,200 Due after five years through ten years 316,859 273,664 Due after ten years 271,036 236,011 Total securities available for sale $ 739,265 $ 651,047
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	March 31, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 947 $ 46 U.S. Government agencies and corporations 50,869 2,032 283,074 46,616 States and political subdivisions 9,432 1,214 139,371 30,041 Mortgage-backed securities 18,576 242 141,868 7,269 Corporate debt securities 873 127 4,868 634 Total available for sale securities $ 79,750 $ 3,615 $ 570,128 $ 84,606 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043

Note 4 - Defined Benefit Plan (

Note 4 - Defined Benefit Plan (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended March 31, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9

Note 5 - Fair Value Measureme_2

Note 5 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 947 $ - $ 947 $ - U.S. Government agencies and corporations 333,944 - 333,944 - States and political subdivisions 149,962 - 149,962 - Mortgage-backed securities 160,453 - 160,453 - Corporate debt securities 5,741 - 5,741 - Total securities available for sale $ 651,047 $ - $ 651,047 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	March 31, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ 2 $ - $ - $ 2 Forward contracts (2 ) - - (2 )
Schedule of Derivative Instruments [Table Text Block]	March 31, 2023 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 81.30% Forward contracts Market approach Pull-through rate 81.30% Interest rate loan contracts Market approach Current reference price 100.83% – 102.22% (101.24%) Forward contracts Market approach Current reference price 100.83% – 102.22% (101.24%)
Fair Value Measurements, Nonrecurring [Table Text Block]	Date Description Balance Level 1 Level 2 Level 3 March 31, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Date Valuation Technique Unobservable Input Range (Weighted Average) March 31, 2023 Discounted appraised value Selling cost 7.00% March 31, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72%
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 11,695 $ 11,695 $ - $ - Interest-bearing deposits 42,966 42,966 - - Securities available for sale 651,047 - 651,047 - Restricted securities 929 - 929 - Loans, net 846,315 - - 803,330 Accrued interest receivable 6,007 - 6,007 - Bank-owned life insurance 43,551 - 43,551 - Interest rate loan contracts 2 - - 2 Financial Liabilities: Deposits $ 1,511,452 $ - $ 1,385,881 $ 125,931 Accrued interest payable 314 - 314 - Forward loan contracts 2 - - 2 December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumu_2

Note 6 - Components of Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 8,992 (33,826 ) - (33,826 ) Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding gain on available for sale securities, net of tax of $ 3,121 11,738 - 11,738 Reclassification adjustment, net of tax of ($3) (9 ) - (9 ) Balance at March 31, 2023 $ (69,692 ) $ (2,345 ) $ (72,037 )

Note 7 - Revenue Recognition (T

Note 7 - Revenue Recognition (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended March 31, 2023 2022 Noninterest Income In-scope of Topic 606: Service charges on deposit accounts $ 592 $ 562 Other service charges and fees 53 55 Credit and debit card fees, net 467 440 Trust income 445 443 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 285 208 Noninterest Income (in-scope of Topic 606) $ 1,842 $ 1,708 Noninterest Income (out-of-scope of Topic 606) 357 583 Total noninterest income $ 2,199 $ 2,291

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	3 Months Ended
	Mar. 31, 2023
Notes Tables
Lease, Cost [Table Text Block]	March 31, 2023 December 31, 2022 Lease liability $ 1,365 $ 1,444 Right-of-use asset $ 1,336 $ 1,415 Weighted average remaining lease term (in years) 4.95 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended March 31, 2023 2022 Lease Expense Operating lease expense $ 92 $ 76 Short-term lease expense 1 1 Total lease expense $ 93 $ 77 Cash paid for amounts included in lease liabilities $ 94 $ 78 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 25
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Undiscounted Cash Flow for the Period As of March 31, 2023 Twelve months ending March 31, 2024 $ 356 Twelve months ending March 31, 2025 340 Twelve months ending March 31, 2026 234 Twelve months ending March 31, 2027 203 Twelve months ending March 31, 2028 188 Thereafter 160 Total undiscounted cash flows $ 1,481 Less: discount (116 ) Lease liability $ 1,365

Note 1 - General (Details Textu

Note 1 - General (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Retained Earnings (Accumulated Deficit)	$ 195,718		$ 199,091
Financing Receivable, Allowance for Credit Loss	10,650		8,225	$ 7,788	$ 7,674
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 242		35
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Retained Earnings (Accumulated Deficit)		$ 2,014
Financing Receivable, Allowance for Credit Loss		10,567	2,342
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		242	$ 207
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member]
Financing Receivable, Allowance for Credit Loss		8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		$ 35

Note 2 - Loans and Allowance _3

Note 2 - Loans and Allowance for Credit Losses (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	$ 2,558	$ 2,516
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0

Note 2 - Loans and Allowance _4

Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Gross loans	$ 857,396	$ 853,193
Less unearned income and deferred fees and costs	(431)	(449)
Loans, net of unearned income and deferred fees and costs	856,965	852,744
Allowance for credit losses on loans	(10,650)	(8,225)	$ (7,788)	$ (7,674)
Total loans, net	846,315	844,519
Real Estate Construction Portfolio Segment[Member]
Gross loans	54,052	54,579
Allowance for credit losses on loans	(451)	(450)	(593)	(422)
Consumer Real Estate Portfolio Segment [Member]
Gross loans	223,438	221,052
Allowance for credit losses on loans	(3,302)	(2,199)	(1,935)	(1,930)
Commercial Real Estate Portfolio Segment [Member]
Gross loans	438,843	437,888
Allowance for credit losses on loans	(4,374)	(3,642)	(3,423)	(3,121)
Commercial Non Real Estate Segment [Member]
Gross loans	60,516	57,652
Allowance for credit losses on loans	(1,194)	(930)	(944)	(1,099)
Public Sector and IDA Portfolio Segment[Member]
Gross loans	47,359	48,074
Allowance for credit losses on loans	(294)	(319)	(307)	(297)
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	33,188	33,948
Allowance for credit losses on loans	$ (555)	$ (506)	$ (415)	$ (444)

Note 2 - Loans and Allowance _5

Note 2 - Loans and Allowance for Credit Losses - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2023	Dec. 31, 2022
Gross loans		$ 857,396	$ 853,193
Loans 90 or more days past due and accruing		33	8
Nonaccruals		2,814	2,847
Loans, gross		857,396	853,193
Nonaccruals, no allowance		0
Nonaccruals, with allowance		2,814
Financial Asset, Not Past Due [Member]
Gross loans		853,375	848,950
Loans, gross		853,375	848,950
Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	1,174	1,388
Loans, gross	[1]	1,174	1,388
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		370	351
Loans, gross		370	351
Real Estate Construction Portfolio Segment[Member]
Gross loans		54,052	54,579
Loans, gross		54,052	54,579
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans		13,143	12,538
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		13,143	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Not Past Due [Member]
Gross loans		13,143	12,538
Loans, gross		13,143	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Gross loans		40,909	42,041
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		40,909	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		40,909	42,041
Loans, gross		40,909	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	0	0
Loans, gross	[1]	0	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member]
Gross loans		223,438	221,052
Loans, gross		223,438	221,052
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Gross loans		122,419	122,648
Loans 90 or more days past due and accruing		27	0
Nonaccruals		90	91
Loans, gross		122,419	122,648
Nonaccruals, no allowance		0
Nonaccruals, with allowance		90
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		121,466	121,807
Loans, gross		121,466	121,807
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	836	750
Loans, gross	[1]	836	750
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		117	91
Loans, gross		117	91
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans		14,526	15,026
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		14,526	15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Not Past Due [Member]
Gross loans		14,503	15,010
Loans, gross		14,503	15,010
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		23	16
Loans, gross		23	16
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Gross loans		2,476	2,446
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		2,476	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		2,476	2,446
Loans, gross		2,476	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Gross loans		84,017	80,932
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		84,017	80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		83,924	80,524
Loans, gross		83,924	80,524
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	93	408
Loans, gross	[1]	93	408
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans		438,843	437,888
Loans, gross		438,843	437,888
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		127,362	129,133
Loans 90 or more days past due and accruing		0	0
Nonaccruals		2,472	2,493
Loans, gross		127,362	129,133
Nonaccruals, no allowance		0
Nonaccruals, with allowance		2,472
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Gross loans		124,882	126,640
Loans, gross		124,882	126,640
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	8	0
Loans, gross	[1]	8	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		247	252
Loans, gross		247	252
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Gross loans		131,952	127,312
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		131,952	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		131,952	127,312
Loans, gross		131,952	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Gross loans		179,529	181,443
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		179,529	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		179,529	181,443
Loans, gross		179,529	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		1	0
Loans, gross		1	0
Commercial Non Real Estate Segment [Member]
Gross loans		60,516	57,652
Loans, gross		60,516	57,652
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Gross loans		60,516	57,652
Loans 90 or more days past due and accruing		1	0
Nonaccruals		252	263
Loans, gross		60,516	57,652
Nonaccruals, no allowance		0
Nonaccruals, with allowance		252
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Gross loans		60,201	57,373
Loans, gross		60,201	57,373
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	62	16
Loans, gross	[1]	62	16
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Public Sector and IDA Portfolio Segment[Member]
Gross loans		47,359	48,074
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		47,359	48,074
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Not Past Due [Member]
Gross loans		47,359	48,074
Loans, gross		47,359	48,074
Public Sector and IDA Portfolio Segment[Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans		33,188	33,948
Loans, gross		33,188	33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans		4,563	4,597
Loans 90 or more days past due and accruing		1	2
Nonaccruals		0	0
Loans, gross		4,563	4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Not Past Due [Member]
Gross loans		4,557	4,592
Loans, gross		4,557	4,592
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	5	3
Loans, gross	[1]	5	3
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		1	2
Loans, gross		1	2
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Gross loans		10,403	9,935
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		10,403	9,935
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Not Past Due [Member]
Gross loans		10,328	9,833
Loans, gross		10,328	9,833
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	75	102
Loans, gross	[1]	75	102
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Gross loans		18,222	19,416
Loans 90 or more days past due and accruing		4	6
Nonaccruals		0	0
Loans, gross		18,222	19,416
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Gross loans		18,146	19,317
Loans, gross		18,146	19,317
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	72	93
Loans, gross	[1]	72	93
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		4	6
Loans, gross		$ 4	$ 6
[1]Includes accruing and nonaccrual loans past due 90 days or more.

Note 2 - Loans and Allowance _6

Note 2 - Loans and Allowance for Credit Losses - Loans Past Due 90 Days or More and Impaired Loans (Details)	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Ratio of ACLL to nonaccrual loans	378.46%	288.90%	272.12%
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs	0%	0%	0.05%

Note 2 - Loans and Allowance _7

Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Balance	$ 8,225	$ 7,674	$ 7,674
Charge-offs	(92)	(60)	(367)
Recoveries	173	40	212
Provision for credit losses	2	134	706
Balance	10,650	7,788	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	2,342
Balance			2,342
Real Estate Construction Portfolio Segment[Member]
Balance	450	422	422
Provision for credit losses	22	171	28
Balance	451	593	450
Real Estate Construction Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	(21)
Balance			(21)
Consumer Real Estate Portfolio Segment [Member]
Balance	2,199	1,930	1,930
Charge-offs	0	0	(13)
Recoveries	102	0	29
Provision for credit losses	(260)	5	253
Balance	3,302	1,935	2,199
Consumer Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	1,261
Balance			1,261
Commercial Real Estate Portfolio Segment [Member]
Balance	3,642	3,121	3,121
Recoveries	12	12	49
Provision for credit losses	20	290	472
Balance	4,374	3,423	3,642
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	700
Balance			700
Commercial Non Real Estate Segment [Member]
Balance	930	1,099	1,099
Charge-offs	(12)	0	(2)
Recoveries	2	3	11
Provision for credit losses	58	(158)	(178)
Balance	1,194	944	930
Commercial Non Real Estate Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	216
Balance			216
Public Sector and IDA Portfolio Segment[Member]
Balance	319	297	297
Provision for credit losses	(10)	10	22
Balance	294	307	319
Public Sector and IDA Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	(15)
Balance			(15)
Consumer Non Real Estate Portfolio Segment [Member]
Balance	506	444	444
Charge-offs	(80)	(60)	(352)
Recoveries	57	25	123
Provision for credit losses	0	6	291
Balance	555	415	506
Consumer Non Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	72
Balance			72
Unallocated Financing Receivables [Member]
Balance	179	361	361
Provision for credit losses	172	(190)	(182)
Balance	480	$ 171	179
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	$ 129
Balance			$ 129

Note 2 - Loans and Allowance _8

Note 2 - Loans and Allowance for Credit Losses - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Allowance for loan losses Individually evaluated	$ 434	$ 0
Allowance for loan losses Collectively evaluated	10,216	8,225
Allowance for loan losses	10,650	8,225	$ 7,788	$ 7,674
Loans, Individually evaluated	4,130
Loans, Collectively evaluated	853,266
Loans	857,396	853,193
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses Individually evaluated	1	0
Allowance for loan losses Collectively evaluated	450	450
Allowance for loan losses	451	450	593	422
Loans, Individually evaluated	294
Loans, Collectively evaluated	53,758	54,579
Loans	54,052	54,579
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	84	0
Allowance for loan losses Collectively evaluated	3,218	2,199
Allowance for loan losses	3,302	2,199	1,935	1,930
Loans, Individually evaluated	1,061	186
Loans, Collectively evaluated	222,377	220,866
Loans	223,438	221,052
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	201	0
Allowance for loan losses Collectively evaluated	4,173	3,642
Allowance for loan losses	4,374	3,642	3,423	3,121
Loans, Individually evaluated	2,480	2,583
Loans, Collectively evaluated	436,363	435,305
Loans	438,843	437,888
Commercial Non Real Estate Segment [Member]
Allowance for loan losses Individually evaluated	148	0
Allowance for loan losses Collectively evaluated	1,046	930
Allowance for loan losses	1,194	930	944	1,099
Loans, Individually evaluated	295	263
Loans, Collectively evaluated	60,221	57,389
Loans	60,516	57,652
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	294	319
Allowance for loan losses	294	319	307	297
Loans, Collectively evaluated	47,359	48,074
Loans	47,359	48,074
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	555	506
Allowance for loan losses	555	506	415	444
Loans, Collectively evaluated	33,188	33,948
Loans	33,188	33,948
Unallocated Financing Receivables [Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	480	179
Allowance for loan losses	$ 480	179	$ 171	$ 361
Loans, Individually evaluated		3,032
Loans, Collectively evaluated		850,161
Loans		$ 853,193

Note 2 - Loans and Allowance _9

Note 2 - Loans and Allowance for Credit Losses - Ratios of Allowance for Loan Losses (Details)		3 Months Ended		12 Months Ended
		Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs		1.24%	0.95%	0.96%
Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs	[1]	(0.04%)	0.01%	0.02%
[1]Net charge-offs are on an annualized basis.

Note 2 - Loans and Allowance_10

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans and Associated Reserves (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Principal balance	$ 3,719
Total recorded investment	3,032	[1]
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Principal balance	186
Total recorded investment	186
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance	3,248
Total recorded investment	2,583	[1]
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance	285
Total recorded investment	263	[1]
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_11

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans, Average Investment and Interest Income (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Average recorded investment	$ 5,842	[1]
Interest income recognized	21
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment	190	[1]
Interest income recognized	3
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	2,640	[1]
Interest income recognized	1
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	2,720
Interest income recognized	17
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment	292	[1]
Interest income recognized	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_12

Note 2 - Loans and Allowance for Credit Losses - Credit Quality Indicators (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Originated five years prior	$ 58,862
Originated four years prior	101,163
Originated three years prior	204,428
Originated two years prior	149,465
Originated current year	22,622
Originated years prior	277,599
Revolving	43,098
Revolving loans converted to term	159
Gross loans	857,396		$ 853,193
Originated five years prior, write offs	12
Originated four years prior, write offs	0
Originated three years prior, write offs	7
Originated two years prior, write offs	43
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	30
Revolving loans converted to term, write offs	0
YTD gross charge-offs	92	$ 60	367
Loans, Collectively evaluated	853,266
Pass [Member]
Originated five years prior	58,826
Originated four years prior	101,136
Originated three years prior	204,134
Originated two years prior	149,458
Originated current year	22,622
Originated years prior	273,833
Revolving	43,098
Revolving loans converted to term	159
Gross loans	853,266
Loans, Collectively evaluated			848,768
Special Mention [Member]
Loans, Collectively evaluated			0
Classified Excluding Impaired [Member]
Originated five years prior	36
Originated four years prior	27
Originated three years prior	294
Originated two years prior	7
Originated current year	0
Originated years prior	3,766
Revolving	0
Revolving loans converted to term	0
Gross loans	4,130
Loans, Collectively evaluated			1,393
Real Estate Construction Portfolio Segment[Member]
Gross loans	54,052		54,579
Loans, Collectively evaluated	53,758		54,579
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member]
Originated five years prior	0
Originated four years prior	213
Originated three years prior	1,370
Originated two years prior	5,000
Originated current year	554
Originated years prior	0
Revolving	6,006
Revolving loans converted to term	0
Gross loans	13,143
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member] | Pass [Member]
Originated five years prior	0
Originated four years prior	213
Originated three years prior	1,370
Originated two years prior	5,000
Originated current year	554
Originated years prior	0
Revolving	6,006
Revolving loans converted to term	0
Gross loans	13,143
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans	13,143		12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Pass [Member]
Loans, Collectively evaluated			12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Originated five years prior	1,253
Originated four years prior	1,502
Originated three years prior	27,174
Originated two years prior	5,229
Originated current year	1,573
Originated years prior	2,807
Revolving	1,371
Revolving loans converted to term	0
Gross loans	40,909		42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Pass [Member]
Originated five years prior	1,253
Originated four years prior	1,502
Originated three years prior	26,880
Originated two years prior	5,229
Originated current year	1,573
Originated years prior	2,807
Revolving	1,371
Revolving loans converted to term	0
Gross loans	40,615
Loans, Collectively evaluated			41,741
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	294
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	294
Loans, Collectively evaluated			300
Consumer Real Estate Portfolio Segment [Member]
Gross loans	223,438		221,052
YTD gross charge-offs	0	0	13
Loans, Collectively evaluated	222,377		220,866
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	53
Revolving	14,465
Revolving loans converted to term	8
Gross loans	14,526		15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Pass [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	53
Revolving	14,465
Revolving loans converted to term	8
Gross loans	14,526
Loans, Collectively evaluated			15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Originated five years prior	6,191
Originated four years prior	15,494
Originated three years prior	32,829
Originated two years prior	27,691
Originated current year	4,381
Originated years prior	35,833
Revolving	0
Revolving loans converted to term	0
Gross loans	122,419		122,648
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Pass [Member]
Originated five years prior	6,191
Originated four years prior	15,467
Originated three years prior	32,829
Originated two years prior	27,691
Originated current year	4,381
Originated years prior	35,532
Revolving	0
Revolving loans converted to term	0
Gross loans	122,091
Loans, Collectively evaluated			122,187
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	27
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	301
Revolving	0
Revolving loans converted to term	0
Gross loans	328
Loans, Collectively evaluated			461
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Originated five years prior	7
Originated four years prior	0
Originated three years prior	87
Originated two years prior	405
Originated current year	82
Originated years prior	1,895
Revolving	0
Revolving loans converted to term	0
Gross loans	2,476		2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Pass [Member]
Originated five years prior	7
Originated four years prior	0
Originated three years prior	87
Originated two years prior	405
Originated current year	82
Originated years prior	1,895
Revolving	0
Revolving loans converted to term	0
Gross loans	2,476
Loans, Collectively evaluated			2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Originated five years prior	5,379
Originated four years prior	15,052
Originated three years prior	20,412
Originated two years prior	14,414
Originated current year	2,301
Originated years prior	24,812
Revolving	1,547
Revolving loans converted to term	100
Gross loans	84,017		80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Pass [Member]
Originated five years prior	5,379
Originated four years prior	15,052
Originated three years prior	20,412
Originated two years prior	14,414
Originated current year	2,301
Originated years prior	24,079
Revolving	1,547
Revolving loans converted to term	100
Gross loans	83,284
Loans, Collectively evaluated			80,143
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	733
Revolving	0
Revolving loans converted to term	0
Gross loans	733
Loans, Collectively evaluated			603
Commercial Real Estate Portfolio Segment [Member]
Gross loans	438,843		437,888
Loans, Collectively evaluated	436,363		435,305
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Originated five years prior	1,856
Originated four years prior	11,973
Originated three years prior	41,285
Originated two years prior	27,249
Originated current year	4,851
Originated years prior	44,731
Revolving	7
Revolving loans converted to term	0
Gross loans	131,952		127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Pass [Member]
Originated five years prior	1,856
Originated four years prior	11,973
Originated three years prior	41,285
Originated two years prior	27,249
Originated current year	4,851
Originated years prior	44,731
Revolving	7
Revolving loans converted to term	0
Gross loans	131,952
Loans, Collectively evaluated			127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Originated five years prior	19,563
Originated four years prior	24,191
Originated three years prior	5,088
Originated two years prior	16,648
Originated current year	1,899
Originated years prior	57,471
Revolving	2,452
Revolving loans converted to term	50
Gross loans	127,362		129,133
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Pass [Member]
Originated five years prior	19,563
Originated four years prior	24,191
Originated three years prior	5,088
Originated two years prior	16,648
Originated current year	1,899
Originated years prior	54,991
Revolving	2,452
Revolving loans converted to term	50
Gross loans	124,882
Loans, Collectively evaluated			126,550
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	2,480
Revolving	0
Revolving loans converted to term	0
Gross loans	2,480
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Originated five years prior	22,410
Originated four years prior	19,838
Originated three years prior	36,961
Originated two years prior	23,541
Originated current year	262
Originated years prior	76,142
Revolving	375
Revolving loans converted to term	0
Gross loans	179,529		181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Pass [Member]
Originated five years prior	22,410
Originated four years prior	19,838
Originated three years prior	36,961
Originated two years prior	23,541
Originated current year	262
Originated years prior	76,142
Revolving	375
Revolving loans converted to term	0
Gross loans	179,529
Loans, Collectively evaluated			181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Commercial Non Real Estate Segment [Member]
Gross loans	60,516		57,652
YTD gross charge-offs	12	0	2
Loans, Collectively evaluated	60,221		57,389
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Originated five years prior	1,100
Originated four years prior	10,123
Originated three years prior	15,106
Originated two years prior	8,966
Originated current year	2,258
Originated years prior	6,943
Revolving	16,020
Revolving loans converted to term	0
Gross loans	60,516		57,652
Originated five years prior, write offs	12
Originated four years prior, write offs	0
Originated three years prior, write offs	0
Originated two years prior, write offs	0
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	12
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Originated five years prior	1,064
Originated four years prior	10,123
Originated three years prior	15,106
Originated two years prior	8,959
Originated current year	2,258
Originated years prior	6,691
Revolving	16,020
Revolving loans converted to term	0
Gross loans	60,221
Loans, Collectively evaluated			57,381
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Classified Excluding Impaired [Member]
Originated five years prior	36
Originated four years prior	0
Originated three years prior	0
Originated two years prior	7
Originated current year	0
Originated years prior	252
Revolving	0
Revolving loans converted to term	0
Gross loans	295
Loans, Collectively evaluated			8
States Political Subdivisions [Member] | Pass [Member]
Loans, Collectively evaluated			48,074
States Political Subdivisions [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
States Political Subdivisions [Member] | Classified Excluding Impaired [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	33,188		33,948
YTD gross charge-offs	80	$ 60	352
Loans, Collectively evaluated	33,188		33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	4,563
Revolving loans converted to term	0
Gross loans	4,563		4,597
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	0
Originated two years prior, write offs	0
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	8
Revolving loans converted to term, write offs	0
YTD gross charge-offs	8
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	4,563
Revolving loans converted to term	0
Gross loans	4,563
Loans, Collectively evaluated			4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Originated five years prior	519
Originated four years prior	1,119
Originated three years prior	2,453
Originated two years prior	4,255
Originated current year	1,884
Originated years prior	173
Revolving	0
Revolving loans converted to term	0
Gross loans	10,403		9,935
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	1
Originated two years prior, write offs	30
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	31
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Pass [Member]
Originated five years prior	519
Originated four years prior	1,119
Originated three years prior	2,453
Originated two years prior	4,255
Originated current year	1,884
Originated years prior	173
Revolving	0
Revolving loans converted to term	0
Gross loans	10,403
Loans, Collectively evaluated			9,932
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			3
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Originated five years prior	543
Originated four years prior	1,412
Originated three years prior	3,245
Originated two years prior	9,416
Originated current year	2,577
Originated years prior	174
Revolving	855
Revolving loans converted to term	0
Gross loans	18,222		19,416
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	6
Originated two years prior, write offs	13
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	22
Revolving loans converted to term, write offs	0
YTD gross charge-offs	41
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Pass [Member]
Originated five years prior	543
Originated four years prior	1,412
Originated three years prior	3,245
Originated two years prior	9,416
Originated current year	2,577
Originated years prior	174
Revolving	855
Revolving loans converted to term	0
Gross loans	18,222
Loans, Collectively evaluated			19,398
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			18
Public Sector and IDA Portfolio Segment[Member]
Originated five years prior	42
Originated four years prior	247
Originated three years prior	18,419
Originated two years prior	6,650
Originated current year	0
Originated years prior	22,001
Revolving	0
Revolving loans converted to term	0
Gross loans	47,359		48,074
Loans, Collectively evaluated	47,359		$ 48,074
Public Sector and IDA Portfolio Segment[Member] | Pass [Member]
Originated five years prior	42
Originated four years prior	247
Originated three years prior	18,419
Originated two years prior	6,650
Originated current year	0
Originated years prior	22,001
Revolving	0
Revolving loans converted to term	0
Gross loans	47,359
Public Sector and IDA Portfolio Segment[Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	$ 0

Note 2 - Loans and Allowance_13

Note 2 - Loans and Allowance for Credit Losses - Allowance for Credit Losses on Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Balance	$ 8,225	$ 7,674	$ 7,674
Provision for credit losses	2	134	706
Balance	10,650	$ 7,788	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	2,342
Balance			2,342
Unfunded Loan Commitment [Member]
Balance	35
Provision for credit losses	0
Balance	242		35
Unfunded Loan Commitment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance	$ 207
Balance			$ 207

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Deferred Tax Asset, Debt Securities, Available-for-Sale, Unrealized Loss	$ 18,526	$ 21,644
Number of Temporarily Impaired Securities Greater than Twelve Months	602
Continuous Unrealized Loss Position Aggregate Losses	$ 649,878
Realized Investment Gains (Losses)	12
Available-for-sale Securities Sold, Book Value	17,987
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	646,100
Restricted Stock [Member]
Restricted Investments	$ 929	$ 941

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available-for-sale, amortized costs	$ 739,265	$ 759,917
Securities available-for-sale, gross unrealized gains	3	87
Securities available-for-sale, gross unrealized losses	88,221	103,152
Securities available for sale, allowance for credit loss	0
Securities available for sale	651,047	656,852
US Treasury Securities [Member]
Securities available-for-sale, amortized costs	993	992
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	46	56
Securities available for sale, allowance for credit loss	0
Securities available for sale	947	936
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	382,592	391,538
Securities available-for-sale, gross unrealized gains	0	39
Securities available-for-sale, gross unrealized losses	48,648	55,002
Securities available for sale, allowance for credit loss	0
Securities available for sale	333,944	336,575
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	181,214	190,192
Securities available-for-sale, gross unrealized gains	3	26
Securities available-for-sale, gross unrealized losses	31,255	38,018
Securities available for sale, allowance for credit loss	0
Securities available for sale	149,962	152,200
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized costs	167,964	170,694
Securities available-for-sale, gross unrealized gains	0	22
Securities available-for-sale, gross unrealized losses	7,511	9,239
Securities available for sale, allowance for credit loss	0
Securities available for sale	160,453	161,477
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	6,502	6,501
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	761	837
Securities available for sale, allowance for credit loss	0
Securities available for sale	$ 5,741	$ 5,664

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized cost, due in one year or less, available for sale securities	$ 3,229
Fair value, due in one year or less, available for sale securities	3,172
Amortized cost, due after one year through five years, available for sale securities	148,141
Fair value, due after one year through five years, available for sale securities	138,200
Amortized cost, due after five years through ten years, available for sale securities	316,859
Fair value, due after five years through ten years, available for sale securities	273,664
Amortized cost, due after ten years, available for sale securities	271,036
Fair value, due after ten years, available for sale securities	236,011
Amortized cost, total securities available for sale	739,265	$ 759,917
Fair value, total securities available for sale	$ 651,047	$ 656,852

Note 3 - Securities - Securit_3

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Temporarily impaired securities, less than 12 months, fair value	$ 79,750	$ 389,208
Temporarily impaired securities, less than 12 months unrealized loss	3,615	39,109
Temporarily impaired securities, 12 months or more fair value	570,128	259,070
Temporarily impaired securities, 12 months or more unrealized loss	84,606	64,043
US Treasury Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	936
Temporarily impaired securities, less than 12 months unrealized loss	0	56
Temporarily impaired securities, 12 months or more fair value	947	0
Temporarily impaired securities, 12 months or more unrealized loss	46	0
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	50,869	144,574
Temporarily impaired securities, less than 12 months unrealized loss	2,032	12,699
Temporarily impaired securities, 12 months or more fair value	283,074	190,950
Temporarily impaired securities, 12 months or more unrealized loss	46,616	42,303
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	9,432	94,657
Temporarily impaired securities, less than 12 months unrealized loss	1,214	18,373
Temporarily impaired securities, 12 months or more fair value	139,371	52,134
Temporarily impaired securities, 12 months or more unrealized loss	30,041	19,645
Commercial Mortgage-Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	18,576	144,198
Temporarily impaired securities, less than 12 months unrealized loss	242	7,326
Temporarily impaired securities, 12 months or more fair value	141,868	15,165
Temporarily impaired securities, 12 months or more unrealized loss	7,269	1,913
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	873	4,843
Temporarily impaired securities, less than 12 months unrealized loss	127	655
Temporarily impaired securities, 12 months or more fair value	4,868	821
Temporarily impaired securities, 12 months or more unrealized loss	$ 634	$ 182

Note 4 - Defined Benefit Plan_2

Note 4 - Defined Benefit Plan (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 4 - Defined Benefit Plan -

Note 4 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Service cost	$ 203	$ 324
Interest cost	273	204
Expected return on plan assets	(518)	(629)
Amortization of prior service cost	0	0
Recognized net actuarial loss	17	110
Net periodic benefit (income) cost	$ (25)	$ 9

Note 5 - Fair Value Measureme_3

Note 5 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0
Interest Rate Contract [Member]
Derivative, Fair Value, Net, Total		$ 0

Note 5 - Fair Value Measureme_4

Note 5 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available for sale	$ 651,047	$ 656,852
Securities available for sale	651,047	656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	651,047	656,852
Securities available for sale	651,047	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member]
Securities available for sale	947	936
Securities available for sale	947	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	947	936
Securities available for sale	947	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member]
Securities available for sale	333,944	336,575
Securities available for sale	333,944	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	333,944	336,575
Securities available for sale	333,944	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	149,962	152,200
Securities available for sale	149,962	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	149,962	152,200
Securities available for sale	149,962	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale	160,453	161,477
Securities available for sale	160,453	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	160,453	161,477
Securities available for sale	160,453	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	5,741	5,664
Securities available for sale	5,741	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	5,741	5,664
Securities available for sale	5,741	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	$ 0	$ 0

Note 5 - Fair Value Measureme_5

Note 5 - Fair Value Measurements - Interest Rate Loan Contracts and Forward Contracts Fair Value Measurement (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Reported Value Measurement [Member]
Interest rate loan contracts	$ 2
Forward contracts	(2)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	2
Forward contracts	(2)
Interest Rate Contract [Member] | Reported Value Measurement [Member]
Interest rate loan contracts	2
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	2
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member]
Forward contracts	(2)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Forward contracts	$ (2)

Note 5 - Fair Value Measureme_6

Note 5 - Fair Value Measurements - Change in Fair Value Measurement Impacts Net Income (Details) - Valuation, Market Approach [Member]	Mar. 31, 2023
Pull-through Rate [Member] | Weighted Average [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	0.8130
Pull-through Rate [Member] | Weighted Average [Member] | Forward Contract [Member]
Derivative asset (liability)	0.8130
Current Reference Price [Member] | Weighted Average [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	(1.0124)
Current Reference Price [Member] | Weighted Average [Member] | Forward Contract [Member]
Derivative asset (liability)	(1.0124)
Current Reference Price [Member] | Minimum [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	1.0083
Current Reference Price [Member] | Minimum [Member] | Forward Contract [Member]
Derivative asset (liability)	1.0083
Current Reference Price [Member] | Maximum [Member] | Interest Rate Contract [Member]
Derivative asset (liability)	1.0222
Current Reference Price [Member] | Maximum [Member] | Forward Contract [Member]
Derivative asset (liability)	1.0222

Note 5 - Fair Value Measureme_7

Note 5 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Other real estate owned net of valuation allowance	$ 662	$ 662
Fair Value, Inputs, Level 1 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Other real estate owned net of valuation allowance	$ 662	$ 662

Note 5 - Fair Value Measureme_8

Note 5 - Fair Value Measurements - Level 3 Fair Value Measurements (Details) - Valuation, Market Approach [Member]		Mar. 31, 2023		Dec. 31, 2022
Measurement Input, Cost to Sell [Member]
OREO				0.0700
Measurement Input, Cost to Sell [Member] | Weighted Average [Member]
OREO	[1]	0.0700
Measurement Input, Discount Rate [Member] | Weighted Average [Member]
OREO		0.3472	[1]	0.3472
[1]As of September 30, 2022 and December 31, 2021, OREO was composed of a single property.

Note 5 - Fair Value Measureme_9

Note 5 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities available for sale, at fair value	$ 651,047	$ 656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	651,047	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Reported Value Measurement [Member]
Cash and due from banks	11,695	12,403
Interest-bearing deposits	42,966	59,026
Securities available for sale, at fair value	651,047	656,852
Restricted securities	929	941
Loans, net	846,315	844,519
Accrued interest receivable	6,007	6,001
Bank-owned life insurance	43,551	43,312
Interest rate loan contracts	2
Deposits	1,511,452	1,542,725
Accrued interest payable	314	106
Interest rate loan contracts	2
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	11,695	12,403
Interest-bearing deposits	42,966	59,026
Securities available for sale, at fair value	0	0
Restricted securities	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	0
Deposits	0	0
Accrued interest payable	0	0
Interest rate loan contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale, at fair value	651,047	656,852
Restricted securities	929	941
Loans, net	0	0
Accrued interest receivable	6,007	6,001
Bank-owned life insurance	43,551	43,312
Interest rate loan contracts	0
Deposits	1,385,881	1,475,096
Accrued interest payable	314	106
Interest rate loan contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale, at fair value	0	0
Restricted securities	0	0
Loans, net	803,330	781,749
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	2
Deposits	125,931	67,542
Accrued interest payable	0	$ 0
Interest rate loan contracts	$ 2

Note 6 - Components of Accumu_3

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Balances	$ 122,687	$ 191,751
Balances	131,043	161,289
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balances	(81,421)	2,854
Unrealized holding gain (loss) on available for sale securities, net of tax	11,738	(33,826)
Reclassification adjustment, net of tax of ($3)	(9)
Balances	(69,692)	(30,972)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances	(2,345)	(6,912)
Unrealized holding gain (loss) on available for sale securities, net of tax	0
Reclassification adjustment, net of tax of ($3)	0
Balances	(2,345)	(6,912)
AOCI Attributable to Parent [Member]
Balances	(83,766)	(4,058)
Unrealized holding gain (loss) on available for sale securities, net of tax	11,738	(33,826)
Reclassification adjustment, net of tax of ($3)	(9)
Balances	$ (72,037)	$ (37,884)

Note 6 - Components of Accumu_4

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Unrealized holding gain (loss) on available for sale securities, tax	$ 3,121
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		$ (8,992)
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax		$ (8,992)

Note 7 - Revenue Recognition -

Note 7 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Noninterest Income (in-scope of Topic 606)	$ 1,842	$ 1,708
Noninterest Income (out-of-scope of Topic 606)	357	583
Total noninterest income	2,199	2,291
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	592	562
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	53	55
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	467	440
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	445	443
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 285	$ 208

Note 8 - Leases - Lease Informa

Note 8 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Weighted average remaining lease term (in years) (Year)	4 years 11 months 12 days		5 years 1 month 20 days
Weighted average discount rate	3.29%		3.29%
Operating lease expense	$ 92	$ 76
Short-term lease expense	1	1
Total lease expense	93	77
Cash paid for amounts included in lease liabilities	94	78
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	0	$ 25
Other Liabilities [Member]
Lease liability	1,365		$ 1,444
Other Assets [Member]
Right-of-use asset	$ 1,336		$ 1,415

Note 8 - Leases - Lease Liabili

Note 8 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Twelve months ending March 31, 2024	$ 356
Twelve months ending March 31, 2025	340
Twelve months ending March 31, 2026	234
Twelve months ending March 31, 2027	203
Twelve months ending March 31, 2028	188
Thereafter	160
Total undiscounted cash flows	1,481
Less: discount	(116)
Other Liabilities [Member]
Lease liability	$ 1,365	$ 1,444