National Bankshares (NKSH) 10-Q 9 Aug 23 2023 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Aug. 09, 2023
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062-9002
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,891,739

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 14,815	$ 12,403
Interest-bearing deposits	55,241	59,026
Securities available for sale, at fair value	614,178	656,852
Restricted stock, at cost	929	941
Loans:
Total Loans	846,541	852,744
Less allowance for credit losses	(10,626)	(8,225)
Total loans, net	835,915	844,519
Premises and equipment, net	11,044	10,371
Accrued interest receivable	5,718	6,001
Other real estate owned, net	662	662
Goodwill	5,848	5,848
Bank-owned life insurance	43,081	43,312
Other assets	38,110	37,616
Total assets	1,625,541	1,677,551
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	300,713	327,713
Interest-bearing demand deposits	841,382	933,269
Savings deposits	197,958	214,114
Time deposits	146,979	67,629
Total deposits	1,487,032	1,542,725
Accrued interest payable	260	106
Other liabilities	9,805	12,033
Total liabilities	1,497,097	1,554,864
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 5,891,739 (including 2,052 unvested) shares at June 30, 2023 and 5,889,687 at December 31, 2022	7,367	7,362
Retained earnings	195,320	199,091
Accumulated other comprehensive loss, net	(74,243)	(83,766)
Total stockholders' equity	128,444	122,687
Total liabilities and stockholders' equity	$ 1,625,541	$ 1,677,551

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest Income
Interest and fees on loans	$ 9,644	$ 8,324	$ 18,977	$ 16,424
Interest on interest-bearing deposits	540	202	768	251
Interest on securities – taxable	4,066	2,949	8,184	5,422
Interest on securities – nontaxable	347	447	712	875
Total interest income	14,597	11,922	28,641	22,972
Interest Expense
Interest on time deposits	1,054	37	1,413	74
Interest on other deposits	4,314	610	6,768	1,228
Interest on borrowings	12	0	297	0
Total interest expense	5,380	647	8,478	1,302
Net interest income	9,217	11,275	20,163	21,670
Recovery of credit losses	10	310	12	444
Net interest income after provision for credit losses	9,207	10,965	20,151	21,226
Noninterest Income:
Noninterest Income	1,693	1,769	3,535	3,476
BOLI income	1,279	241	1,518	479
Gain on sale of investment	2,971	0	2,971	0
Gain on sale of mortgage loans	55	35	71	96
Loss on sale of securities	(3,344)	0	(3,332)	0
Other income	249	208	624	700
Total noninterest income	2,791	2,112	4,990	4,403
Noninterest Expense
Salaries and employee benefits	4,465	4,011	8,899	7,989
Occupancy, furniture and fixtures	411	464	953	956
Data processing and ATM	879	793	1,752	1,580
FDIC assessment	254	111	371	222
Net costs of other real estate owned	4	0	15	10
Franchise taxes	358	371	733	733
Professional services	551	214	1,304	439
Other operating expenses	635	347	1,194	995
Total noninterest expense	7,557	6,311	15,221	12,924
Income before income taxes	4,441	6,766	9,920	12,705
Income tax expense	540	1,192	1,488	2,245
Net Income	$ 3,901	$ 5,574	$ 8,432	$ 10,460
Basic net income per common share (in dollars per share)	$ 0.66	$ 0.93	$ 1.43	$ 1.74
Diluted net income per common share (in dollars per share)	$ 0.66	$ 0.93	$ 1.43	$ 1.74
Weighted average number of common shares outstanding, basic (in shares)	5,889,687	6,004,425	5,889,687	6,025,709
Weighted average number of common shares outstanding, diluted (in shares)	5,890,048	6,004,425	5,889,868	6,025,709
Dividends declared per common share (in dollars per share)	$ 0.73	$ 0.72	$ 1.73	$ 0.72
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 637	$ 603	$ 1,229	$ 1,165
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	49	51	102	106
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	414	535	881	975
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 481	$ 439	$ 926	$ 882

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net Income	$ 3,901	$ 5,574	$ 8,432	$ 10,460
Other Comprehensive Loss, Net of Tax
Unrealized holding loss on available for sale securities net of tax of ($1,289) and ($6,617) for the periods ended June 30, 2023 and June 30, 2022, respectively	(4,848)	(24,893)	6,891	(58,719)
Reclassification adjustment for loss included in net income, net of tax of ($702) in 2023	2,642	0	2,632	0
Other comprehensive loss, net of tax	(2,206)	(24,893)	9,523	(58,719)
Total Comprehensive Income (Loss)	1,695	(19,319)	17,955	(48,259)
Net Income	$ 3,901	$ 5,574	$ 8,432	$ 10,460

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Unrealized holding gain (loss) on available for sale securities, tax	$ (1,289)	$ (6,617)	$ 1,831	$ (15,609)
Reclassification adjustment for gain included in net income, tax	$ (702)		$ 700

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock Including Additional Paid in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at Dec. 31, 2021					$ 7,580	$ 188,229	$ (4,058)	$ 191,751
Net income					0	10,460	0	10,460
Common stock repurchased					(104)	(2,824)	0	(2,928)
Cash dividends					0	(4,324)	0	(4,324)
Other comprehensive loss, net of tax					0	0	(58,719)	(58,719)
Other comprehensive loss, net of tax					0	0	(58,719)	(58,719)
Balances at Jun. 30, 2022					7,476	191,541	(62,777)	136,240
Balances at Mar. 31, 2022					7,528	191,645	(37,884)	161,289
Net income					0	5,574	0	5,574
Common stock repurchased					(52)	(1,354)	0	(1,406)
Cash dividends					0	(4,324)	0	(4,324)
Other comprehensive loss, net of tax					0	0	(24,893)	(24,893)
Other comprehensive loss, net of tax					0	0	(24,893)	(24,893)
Balances at Jun. 30, 2022					7,476	191,541	(62,777)	136,240
Balances (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ (2,014)	$ 0	$ (2,014)
Balances at Dec. 31, 2022					7,362	199,091	(83,766)	122,687
Net income					0	8,432	0	8,432
Cash dividends					0	(10,189)	0	(10,189)
Other comprehensive loss, net of tax					0	0	9,523	9,523
Stock based compensation					5	0	0	5
Other comprehensive loss, net of tax					0	0	9,523	9,523
Balances at Jun. 30, 2023					7,367	195,320	(74,243)	128,444
Balances at Mar. 31, 2023					7,362	195,718	(72,037)	131,043
Net income					0	3,901	0	3,901
Cash dividends					0	(4,299)	0	(4,299)
Other comprehensive loss, net of tax					0	0	(2,206)	(2,206)
Stock based compensation					5	0	0	5
Other comprehensive loss, net of tax					0	0	(2,206)	(2,206)
Balances at Jun. 30, 2023					$ 7,367	$ 195,320	$ (74,243)	$ 128,444

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Stock repurchase, shares (in shares)		41,977		83,162
Cash dividend, per share (in dollars per share)	$ 0.73	$ 0.72	$ 1.73	$ 0.72
Other comprehensive income (loss), tax	$ (587)	$ (6,617)	$ 2,531	$ (15,609)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Cash Flows from Operating Activities
Net income	$ 3,901	$ 5,574	$ 8,432	$ 10,460
Adjustments to reconcile net income to net cash provided by operating activities:
Recovery of credit losses	10	310	12	444	$ 706
Depreciation of bank premises and equipment			338	298
Amortization of premiums and accretion of discounts, net			524	660
Loss on sales of securities available for sale, net	3,344	0	3,332	0
Loss on sales of repossessed assets			5	0
Increase in cash value of bank-owned life insurance			(481)	(479)
Gain on BOLI settlement			(1,037)	0
Origination of mortgage loans held for sale			(5,251)	(4,342)
Proceeds from sale of mortgage loans held for sale			5,322	4,565
Gain on sale of mortgage loans held for sale	(55)	(35)	(71)	(96)
Equity based compensation expense			5	0
Net change in:
Accrued interest receivable			283	(402)
Other assets			(748)	(741)
Accrued interest payable			154	(2)
Other liabilities			(2,435)	(317)
Net cash provided by operating activities			8,384	10,048
Cash Flows from Investing Activities
Proceeds from calls, principal payments, sales and maturities of securities available for sale			50,872	24,182
Purchase of securities available for sale			0	(95,341)
Net change in restricted stock			12	(96)
Purchase of loan participations			(3,630)	(10,801)
Collection of loan participations			5,146	4,437
Loan originations and principal collections, net			4,520	(39,337)
Proceeds from sale of repossessed assets			9	0
Recoveries on loans charged off			207	86
Proceeds from sale and purchases of premises and equipment, net			(1,011)	(349)
Net cash provided by (used in) investing activities			56,125	(117,219)
Cash Flows from Financing Activities
Net change in time deposits			79,350	1,997
Net change in other deposits			(135,043)	81,247
Common stock repurchased			0	(2,928)
Cash dividends paid			(10,189)	(4,324)
Net cash (used in) provided by financing activities			(65,882)	75,992
Net change in cash and due from banks			(1,373)	(31,179)
Cash and due from banks at beginning of period			71,429	138,789	138,789
Cash and due from banks at end of period	70,056	107,610	70,056	107,610	$ 71,429
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits			8,324	1,304
Income taxes paid			3,847	2,184
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for credit losses			160	135
Loans transferred to repossessed assets			7	0
Unrealized holding gain (loss) on securities available for sale			12,054	(74,328)
Lease liabilities arising from obtaining right-of-use assets	$ 0	$ 0	$ 0	$ 25

Note 1 - General

Note 1 - General	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of the Company’s management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three six June 30, 2023 not 10 10 December 31, 2022 ( “2022 10 1934 Risks and Uncertainties The Company is closely monitoring risks that may may Recent Accounting Pronouncements In July 2023, 2023 03, 205 220 480 505 718 No. 120, March 24, 2022 6.B, 280—General X: 2023 03 not 2023 03 In March 2020, 2020 04 848 March 12, 2020 December 31, 2022. January 2021, 2021 01 848 848 848 may 2021 01 March 12, 2020, January 7, 2021, may 2021 01 March 12, 2020, March 12, 2020. In December 2022, 2022 06, 848 848”. 2022 06 848. 848 848 2021, June 30, 2023. To ensure the relief in Topic 848 may 848 December 31, 2022, December 31, 2024, no 848. 2022 06 In June 2022, 2022 03, 820 2022 03 not not December 15, 2023. not 2022 03 Recently Adopted Accounting Standards ASU 2016 13 On January 1, 2023, 2016 13 326 ASU 2016 13 2016 13 The Company applied the standard’s provisions as a cumulative-effect adjustment of $2,014, net of tax, to retained earnings as of January 1, 2023. not January 1, 2023 326, January 1, 2023 ACL on Securities Available for Sale The Company evaluates securities available for sale that are in an unrealized loss position on the reporting date. Securities are analyzed to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not may not no In evaluating impairment, the Company considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. If the Company determines a credit impairment, the ACL on securities available for sale would be established through a provision for credit losses on securities available for sale in the Consolidated Statements of Income. If the Company's management believes it has confirmed that the loss on a security is uncollectible, or when either of the criteria regarding intent or requirement to sell is met, the loss is charged against the ACL. Accrued interest receivable is excluded from the estimate of credit losses. ACL on Loans (“ACLL”) The Company estimates the ACLL based on amortized cost basis, which is the amount at which the loan is originated, adjusted for net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of the ACLL. Intrinsic to the Company’s policy on estimating the ACLL are policies regarding loan pools, nonaccruals, past due status, collateral valuation, charge-offs and risk ratings. Please refer to the Company’s 2022 10 1: The Company measures expected credit losses on loans on a collective (pool) basis, when the loans share similar risk characteristics, such as collateral type and intended use, repayment source, and (if applicable) the borrower’s business model. The Company has identified the following pools of loans with similar risk characteristics for measuring expected credit losses: Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans The Company’s methodologies for estimating the ACLL consider available relevant information about the collectability of cash flows, including historical losses, reasonable and supportable forecasts of economic conditions, and current economic and portfolio conditions. The difference between cash flow estimates and amortized cost is the ACLL. The Company uses a discounted cash flow (“DCF”) method for all of its pools except for bankcards, which are measured using the historical loss rate adjusted for the forecast. For loans using the DCF method, cash flows are projected at the instrument level and discounted using the loan’s effective interest rate. Cash flows are generated using each loan’s payment attributes, adjusted for pool-level information on the probability of default (“PD”), loss given default and prepayment speeds. Default is defined as full or partial charge-off, nonaccrual status or past due 90 The Company designated national unemployment as its forecast variable. Multiple forecasts from reputable and independent third one not two three The results of DCF calculations are modified by allocations for qualitative factors to account for changes in variables that may Loans that do not The collateral method is applied to individually evaluated loans for which foreclosure is probable. The collateral method is also applied to individually evaluated loans when borrowers are experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral (“collateral dependent”). The ACLL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. When repayment is expected to be from the operation of the collateral, the ACLL is calculated as the amount by which the amortized cost basis of the loan exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, the ACLL is calculated as the amount by which the loan’s amortized cost basis exceeds the fair value of the underlying collateral less estimated cost to sell. The ACLL may zero The DCF method is applied to individually evaluated loans that do not 100% Expected credit losses are reflected in the ACLL through a charge to provision for credit losses on the Consolidated Statements of Income. When the Company deems all or a portion of a loan to be uncollectible the appropriate amount is written off against the ACLL. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no ACL on Unfunded Commitments Financial instruments include off-balance sheet credit instruments such as undrawn portions of revolving lines of credit, commercial letters of credit, and loan commitments that have not ASU 2022 02 On January 1, 2023, 2016 13, 2022 02, 326 Similar to its policy under previous GAAP, the Company continues to identify modifications to loans and to determine whether the borrower is experiencing financial difficulty. If the Company determines that the borrower is experiencing financial difficulty, the loan’s risk rating is evaluated to determine whether it falls within the regulatory definition of “criticized” and requires individual evaluation. Under previous GAAP, modifications to loans when the borrower was experiencing financial difficulty were designated as TDR and were individually evaluated for the duration of the loan. Under CECL, if a previously modified loan with financial difficulty is subsequently upgraded to a pass rating, it will no

Note 2 - Loans and Allowance fo

Note 2 - Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 2: Loans The following table presents the composition of the loan portfolio, excluding mortgage loans held for sale, as of the dates indicated. June 30, 2023 December 31, 2022 Real estate construction $ 56,984 $ 54,579 Consumer real estate 226,453 221,052 Commercial real estate 423,396 437,888 Commercial non real estate 56,079 57,652 Public sector and IDA 47,791 48,074 Consumer non real estate 36,236 33,948 Gross loans 846,939 853,193 Less unearned income and deferred fees and costs (398 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 846,541 $ 852,744 Allowance for credit losses on loans (10,626 ) (8,225 ) Total loans, net $ 835,915 $ 844,519 Accrued interest receivable on loans, which is excluded from the amortized cost of loans, totaled $2,517 and $2,516 at June 30, 2023 December 31, 2022, Past Due and Nonaccrual Loans The following tables present the aging of past due loans, by loan pool, as of the dates indicated. June 30, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 14,094 $ - $ - $ - $ 14,094 $ - Construction, other 42,890 - - - 42,890 - Consumer Real Estate Equity line 15,312 50 - - 15,362 - Residential closed-end first liens 123,820 527 7 87 124,441 94 Residential closed-end junior liens 4,085 - - - 4,085 - Investor-owned residential real estate 82,243 322 - - 82,565 - Commercial Real Estate Multifamily residential real estate 131,192 - - - 131,192 - Commercial real estate owner-occupied 115,752 146 - 2,446 118,344 242 Commercial real estate, other 173,860 - - - 173,860 - Commercial Non Real Estate Commercial and industrial 55,517 19 1 542 56,079 1 Public Sector and IDA States and political subdivisions 47,791 - - - 47,791 - Consumer Non-Real Estate Credit cards 4,637 6 10 - 4,653 10 Automobile 11,539 34 - - 11,573 - Other consumer loans 19,902 105 3 - 20,010 3 Total $ 842,634 $ 1,209 $ 21 $ 3,075 $ 846,939 $ 350 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 The following table presents nonaccrual loans, by loan class, as of the dates indicated: CECL Incurred Loss June 30, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 87 $ 87 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,446 2,446 2,493 Commercial Non Real Estate Commercial and industrial - 542 542 263 Total $ - $ 3,075 $ 3,075 $ 2,847 During the three six June 30, 2023, no The following table presents certain past due indicators as of the dates indicated. June 30, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 345.56 % 270.86 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.00 % 0.00 % Allowance for Credit Losses on Loans The following tables present the activity in the ACLL by portfolio segment for the periods indicated: Activity in the Allowance for Credit Losses on Loans for the Six Months Ended June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - (17 ) - (11 ) - (132 ) - (160 ) Recoveries - 102 25 3 - 77 - 207 Provision for (recovery of) credit losses 47 (180 ) (26 ) 78 (3 ) 70 26 12 Balance, June 30, 2023 $ 476 $ 3,365 $ 4,341 $ 1,216 $ 301 $ 593 $ 334 $ 10,626 Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - (2 ) - (133 ) - (135 ) Recoveries - - 24 6 - 56 - 86 Provision for (recovery of) loan losses 285 189 325 (307 ) 39 95 (182 ) 444 Balance, June 30, 2022 $ 707 $ 2,119 $ 3,470 $ 796 $ 336 $ 462 $ 179 $ 8,069 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 The following tables present information about the ACLL for individually evaluated loans and collectively evaluated loans by portfolio segment as of the dates indicated. Allowance for Credit Losses on Loans as of June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ 80 $ 552 $ 307 $ - $ 1 $ - $ 940 Collectively evaluated 476 3,285 3,789 909 301 592 334 9,686 Total $ 476 $ 3,365 $ 4,341 $ 1,216 $ 301 $ 593 $ 334 $ 10,626 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 The following tables present information about individually evaluated loans and collectively evaluated loans by portfolio segment as of the dates indicated. Loans as of June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 293 $ 1,029 $ 8,847 $ 548 $ - $ 8 $ 10,725 Collectively evaluated 56,691 225,424 414,549 55,531 47,791 36,228 836,214 Total $ 56,984 $ 226,453 $ 423,396 $ 56,079 $ 47,791 $ 36,236 $ 846,939 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193 The following table presents ratios pertaining to the ACLL as of the dates and for the periods indicated. As of and for the Six Months Ended June 30, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.26 % 0.95 % 0.96 % Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs (0.01 )% 0.01 % 0.02 % In accordance with CECL, the Company identifies individually evaluated loans when their risk characteristics become different from their pool. Under previous GAAP, the Company identified loans for potential impairment through a variety of means, including, but not not 2022 10 Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. The following table shows the average recorded investment and interest income recognized for individually evaluated loans under the incurred loss model for the period indicated. Only classes with individually evaluated loans are presented. For the Six Months Ended June 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 6 Commercial Real Estate Commercial real estate, owner occupied 2,626 3 Commercial real estate, other 2,719 34 Commercial Non-Real Estate Commercial and industrial 286 - Total $ 5,820 $ 43 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. Collateral Dependent Loans The Company reviews individually evaluated loans for collateral dependency. Collateral dependent loans are loans for which repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Under ASU 2016 13, no June 30, 2023, one The following table details the amortized cost of the collateral dependent loan as of the date indicated: June 30, 2023 Consumer Real Estate Residential closed-end first lien $ 7 Total Loans $ 7 Credit Quality The Company categorizes loans by risk based on relevant information about the ability of borrowers to service their debt, including: collateral and financial information, historical payment experience, credit documentation and current economic trends, among other factors. At origination, each loan is assigned a risk rating. Ongoing analysis of the loan portfolio adjusts risk ratings on an individual loan basis to reflect updated information. General descriptions of risk ratings are as follows: ● Pass: loans with acceptable credit quality are rated pass. ● Special mention: loans with potential weaknesses due to challenging economic or financial conditions are rated special mention. ● Classified: loans with well-defined weaknesses that heighten the risk of default are rated classified. The following table presents the amortized cost basis of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated. Term Loans Amortized Cost Basis by Origination Year Balance at June 30, 2023 Prior 2019 2020 2021 2022 2023 Revolving Revolving Loans Converted to Term Total Construction, residential Pass $ - $ - $ 233 $ 703 $ 4,294 $ 1,462 $ 7,402 $ - $ 14,094 Classified - - - - - - - - - Total $ - $ - $ 233 $ 703 $ 4,294 $ 1,462 $ 7,402 $ - $ 14,094 Construction, other Pass $ 3,254 $ 1,201 $ 1,450 $ 24,570 $ 7,247 $ 3,560 $ 1,315 $ - $ 42,597 Classified - - - 293 - - - - 293 Total $ 3,254 $ 1,201 $ 1,450 $ 24,863 $ 7,247 $ 3,560 $ 1,315 $ - $ 42,890 Equity lines Pass $ 55 $ - $ - $ - $ - $ - $ 15,294 $ 13 $ 15,362 Classified - - - - - - - - - Total $ 55 $ - $ - $ - $ - $ -- $ 15,294 $ 13 $ 15,362 Residential closed-end first liens Pass $ 34,228 $ 6,023 $ 14,971 $ 32,396 $ 29,086 $ 7,433 $ - $ - $ 124,137 Classified 304 - - - - - - - 304 Total $ 34,532 $ 6,023 $ 14,971 $ 32,396 $ 29,086 $ 7,433 $ - $ - $ 124,441 YTD gross charge-offs $ - $ - $ 17 $ - $ - $ - $ - $ - $ 17 Residential closed-end junior liens Pass $ 1,847 $ 120 $ - $ 178 $ 401 $ 1,539 $ - $ - $ 4,085 Classified - - - - - - - - - Total $ 1,847 $ 120 $ - $ 178 $ 401 $ 1,539 $ - $ - $ 4,085 Investor-owned residential real estate Pass $ 23,727 $ 5,308 $ 14,842 $ 20,230 $ 14,127 $ 2,210 $ 1,297 $ 99 $ 81,840 Classified 725 - - - - - - - 725 Total $ 24,452 $ 5,308 $ 14,842 $ 20,230 $ 14,127 $ 2,210 $ 1,297 $ 99 $ 82,565 Multifamily residential real estate Pass $ 43,414 $ 1,839 $ 11,910 $ 41,134 $ 27,216 $ 5,679 $ - $ - $ 131,192 Classified - - - - - - - - - Total $ 43,414 $ 1,839 $ 11,910 $ 41,134 $ 27,216 $ 5,679 $ - $ - $ 131,192 Commercial real estate, owner occupied Pass $ 45,878 $ 11,389 $ 23,909 $ 4,978 $ 16,843 $ 3,751 $ 2,749 $ - $ 109,497 Special mention 6,396 - - - - - - - 6,396 Classified 2,451 - - - - - - - 2,451 Total $ 54,725 $ 11,389 $ 23,909 $ 4,978 $ 16,843 $ 3,751 $ 2,749 $ - $ 118,344 Commercial real estate, other Pass $ 71,694 $ 22,223 $ 19,489 $ 36,621 $ 22,906 $ 356 $ 571 $ - $ 173,860 Classified - - - - - - - - - Total $ 71,694 $ 22,223 $ 19,489 $ 36,621 $ 22,906 $ 356 $ 571 $ - $ 173,860 Commercial and industrial Pass $ 6,519 $ 925 $ 9,708 $ 14,654 $ 7,935 $ 4,093 $ 11,697 $ - $ 55,531 Classified 242 - - - 6 - 300 - 548 Total $ 6,761 $ 925 $ 9,708 $ 14,654 $ 7,941 $ 4,093 $ 11,997 $ - $ 56,079 YTD gross charge-offs $ - $ 11 $ - $ - $ - $ - $ - $ - $ 11 Public sector and IDA Pass $ 21,590 $ 33 $ 243 $ 18,259 $ 6,540 $ 1,126 $ - $ - $ 47,791 Classified - - - - - - - - - Total $ 21,590 $ 33 $ 243 $ 18,259 $ 6,540 $ 1,126 $ - $ - $ 47,791 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,653 $ - $ 4,653 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 4,653 $ - $ 4,653 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 19 $ - $ 19 Automobile Pass $ 127 $ 397 $ 890 $ 2,153 $ 3,613 $ 4,385 $ - $ - $ 11,565 Classified - - - - 8 - - - 8 Total $ 127 $ 397 $ 890 $ 2,153 $ 3,621 $ 4,385 $ - $ - $ 11,573 YTD gross charge-offs $ - $ - $ - $ 1 $ 31 $ - $ - $ - $ 32 Other consumer Pass $ 150 $ 465 $ 1,118 $ 2,653 $ 7,773 $ 6,774 $ 1,077 $ - $ 20,010 Classified - - - - - - - - - Total $ 150 $ 465 $ 1,118 $ 2,653 $ 7,773 $ 6,774 $ 1,077 $ - $ 20,010 YTD gross charge-offs $ - $ - $ - $ 17 $ 25 $ - $ 39 $ - $ 81 Total Loans Pass $ 252,483 $ 49,923 $ 98,763 $ 198,529 $ 147,981 $ 42,368 $ 46,055 $ 112 $ 836,214 Special Mention 6,396 - - - - - - - 6,396 Classified 3,722 - - 293 14 - 300 - 4,329 Total $ 262,601 $ 49,923 $ 98,763 $ 198,822 $ 147,995 $ 42,368 $ 46,355 $ 112 $ 846,939 YTD gross charge-offs $ - $ 11 $ 17 $ 18 $ 56 $ - $ 58 $ - $ 160 The following table presents the recorded investment by loan pool and credit quality as of December 31, 2022. December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393 Loan Modifications to Borrowers Experiencing Financial Difficulty When the Company modifies a loan, an assessment is made to determine whether the borrower is experiencing financial difficulty. If the borrower is experiencing financial difficulty, the loan’s risk rating is evaluated and is typically changed to special mention or classified, which results in individual evaluation of the loan for the ACLL. The Company modified one loan to a borrower experiencing financial difficulty during the three six June 30, 2023. three six June 30, 2022, The following table presents the amortized cost basis as of June 30, 2023 Interest Only Payments Amortized Cost Basis % of Portfolio Financial Effect Commercial Real Estate Commercial real estate owner-occupied $ 6,396 5.40 % 6 months of interest only payments, after which remaining balance will be re-amortized to the contractual maturity date. The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty. The commercial real estate owner-occupied loan is in current status as of June 30, 2023. The Company analyzed its modified loan portfolio for loans that defaulted during the three six June 30, 2023, 12 three one 90 June 30, 2023, none 12 ACL on Unfunded Commitments The following table presents the balance and activity in the ACL for unfunded commitments for the six June 30, 2023: Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Recovery of credit losses (9 ) Balance, June 30, 2023 $ 233

Note 3 - Securities

Note 3 - Securities	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3: The amortized cost and estimated fair value of securities available for sale along with gross unrealized gains and losses as of the dates indicated are summarized as follows: June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 994 $ - $ 54 $ - $ 940 U.S. Government agencies and corporations 353,788 - 48,887 - 304,901 States and political subdivisions 179,889 - 32,743 - 147,146 Mortgage-backed securities 164,015 - 8,427 - 155,588 Corporate debt securities 6,503 - 900 - 5,603 Total securities available for sale $ 705,189 $ - $ 91,011 $ - $ 614,178 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852 No June 30, 2023. The deferred tax asset for the net unrealized loss on securities available for sale was $19,112 as of June 30, 2023 December 31, 2022. The amortized cost and fair value of single maturity securities available for sale at June 30, 2023, may may June 30, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,897 $ 1,868 Due after one year through five years 139,460 128,835 Due after five years through ten years 299,548 255,178 Due after ten years 264,284 228,297 Total securities available for sale $ 705,189 $ 614,178 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that the individual securities have been in a continuous loss position, as of the dates indicated, follows. June 30, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 940 $ 54 U.S. Government agencies and corporations 24,782 1,131 280,119 47,756 States and political subdivisions 2,070 35 144,831 32,708 Mortgage-backed securities 4,977 66 150,514 8,361 Corporate debt securities - - 5,603 900 Total available for sale securities $ 31,829 $ 1,232 $ 582,007 $ 89,779 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043 The Company evaluates securities available for sale that are in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At June 30, 2023, not not not not No June 30, 2023. Restricted Stock. The Company holds restricted stock that is reported separately from available for sale securities. As a member of the Federal Reserve and the Federal Home Loan Bank of Atlanta (“FHLB”), NBB is required to maintain certain minimum investments in the common stock of those entities. Required levels of investment are based upon NBB’s capital and a percentage of qualifying assets. The Company purchases stock from or sells stock back to the correspondents based on their calculations. The stock is held by member institutions only and is not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may June 30, 2023. June 30, 2023, not Realized Securities Gains and Losses During the three June 30, 2023, three March 31, 2023, not no 2022.

Note 4 - Defined Benefit Plan

Note 4 - Defined Benefit Plan	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 4: The following tables present components of Net Periodic Benefit Cost for the periods indicated: Pension Benefits Three Months Ended June 30, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9 Pension Benefits Six Months Ended June 30, 2023 2022 Service cost $ 406 $ 648 Interest cost 546 408 Expected return on plan assets (1,036 ) (1,258 ) Amortization of prior service cost - - Recognized net actuarial loss 34 220 Net periodic benefit (income) cost $ (50 ) $ 18 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the Consolidated Statements of Income. All other components are included in other noninterest expense in the Consolidated Statements of Income. No 2023.

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 Valuation is based on observable inputs including: ● quoted prices in active markets for similar assets and liabilities, ● quoted prices for identical or similar assets and liabilities in less active markets, ● inputs other than quoted prices that are observable, and ● model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 Valuation is based on model-based techniques that use one Fair value is best determined by quoted market prices. However, in cases where quoted market prices are not may not may not Financial Instruments Measured at Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 June 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 940 $ - $ 940 $ - U.S. Government agencies and corporations 304,901 - 304,901 - States and political subdivisions 147,146 - 147,146 - Mortgage-backed securities 155,588 - 155,588 - Corporate debt securities 5,603 - 5,603 - Total securities available for sale $ 614,178 $ - $ 614,178 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Interest Rate Loan Contracts and Forward Contracts The Company originates consumer real estate loans which it intends to sell to a correspondent lender. Interest rate loan contracts and forward contracts result from originating loans held for sale and are derivatives reported at fair value. The Company enters interest rate lock commitments with customers who apply for a loan which the Company intends to sell to a correspondent lender. The interest rate loan contract ends when the loan closes or the customer withdraws their application. Fair value of the interest rate loan contract is based upon the correspondent lender’s pricing quotes at the report date. Fair value is adjusted for the estimated probability of the loan closing with the borrower. At the time the Company enters into an interest rate loan contract with a customer, it also enters into a best efforts forward sales commitment with the correspondent lender. If the loan has been closed and funded, the best efforts commitment converts to a mandatory forward sales commitment. Fair value is based on the gain or loss that would occur if the Company were to pair-off the transaction with the investor at the measurement date. This is a Level 3 Interest rate loan contracts and forward contracts are valued based on quotes from the correspondent lender at the reporting date. Pricing changes daily and if a loan has not may At December 31, 2022, June 30, 2023: June 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ 1 $ - $ - $ 1 Forward contracts (1 ) - - (1 ) June 30, 2023 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 100.00% Forward contracts Market approach Pull-through rate 100.00% Interest rate loan contracts Market approach Current reference price 100.87% Forward contracts Market approach Current reference price 100.87% Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the consolidated financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 June 30, 2023 December 31, 2022. Collateral Dependent Loans Loans the Company has identified as collateral dependent that do not may zero For real estate loans, fair value of collateral is determined by the “as-is” value of appraisals that are less than 24 2 may 3 The value of business equipment is based upon an outside appraisal (Level 2 3 not 3 As of June 30, 2023, one third 2 not December 31, 2022, not Other Real Estate Owned ( OREO ) Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 may 3 The following table summarizes the Company’s OREO that was measured at fair value on a nonrecurring basis as of the dates indicated. Date Description Balance Level 1 Level 2 Level 3 June 30, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662 The following table presents information about OREO and Level 3 Date Valuation Technique Unobservable Input Range (Weighted Average) June 30, 2023 Discounted appraised value Selling cost 7.00% June 30, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72% At June 30, 2023 December 31, 2022, 2022, There is uncertainty in determining discounts to appraised value. If the final sale price is different from the list price, the amount of selling costs will also be different from those estimated. Future changes to marketability assumptions or updated appraisals may may Fair Value Summary The following presents the recorded amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of the dates indicated. Fair values are estimated using the exit price notion. June 30, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 14,815 $ 14,815 $ - $ - Interest-bearing deposits 55,241 55,241 - - Securities available for sale, at fair value 614,178 - 614,178 - Restricted securities 929 - 929 - Loans, net 835,915 - - 785,779 Accrued interest receivable 5,718 - 5,718 - Bank-owned life insurance 43,081 - 43,081 - Interest rate loan contracts 1 - - 1 Financial Liabilities: Deposits $ 1,487,032 $ - $ 1,340,053 $ 145,244 Accrued interest payable 260 - 260 - Forward loan contracts 1 - - 1 December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale, at fair value 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumula

Note 6 - Components of Accumulated Other Comprehensive Loss	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 6: The following tables provide information about components of accumulated other comprehensive loss as of the dates indicated: Net Unrealized Loss on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 ) Unrealized holding loss on available for sale securities, net of tax of ($ 6,617 (24,893 ) - (24,893 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Balance at March 31, 2023 $ (69,692 ) $ (2,345 ) $ (72,037 ) Unrealized holding loss on available for sale securities, net of tax of ($ 1,289 (4,848 ) - (4,848 ) Reclassification adjustment, net of tax of $ 702 2,642 - 2,642 Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 15,609 (58,719 ) - (58,719 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding gain on available for sale securities, net of tax of $ 1,831 6,891 - 6,891 Reclassification adjustment, net of tax of $ 700 2,632 - 2,632 Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 )

Note 7 - Revenue Recognition

Note 7 - Revenue Recognition	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 7: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with Accounting Standards Codification ("ASC") Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safe deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa and MasterCard. Merchant services income mainly represents commission fees based upon merchant processing volume. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and estates and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. OREO Gains and Losses The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, three six June 30, 2023 June 30, 2022. Three Months Ended June 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 637 $ 603 Other service charges and fees 49 51 Credit and debit card fees, net 414 535 Trust income 481 439 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 112 141 Noninterest Income (in-scope of Topic 606) $ 1,693 $ 1,769 Noninterest Income (out-of-scope of Topic 606) 1,098 343 Total noninterest income $ 2,791 $ 2,112 Six Months Ended June 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 1,229 $ 1,165 Other service charges and fees 102 106 Credit and debit card fees, net 881 975 Trust income 926 882 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 397 348 Noninterest Income (in-scope of Topic 606) $ 3,535 $ 3,476 Noninterest Income (out-of-scope of Topic 606) 1,455 927 Total noninterest income $ 4,990 $ 4,403

Note 8 - Leases

Note 8 - Leases	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 8: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s seven June 30, 2023, four two five one two three one five 2020. not not not None none The contracts in which the Company is lessee are with parties external to the Company and not June 30, 2023 December 31, 2022 Lease liability $ 1,284 $ 1,444 Right-of-use asset $ 1,255 $ 1,415 Weighted average remaining lease term (in years) 4.76 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended June 30, Lease Expense 2023 2022 Operating lease expense $ 92 $ 78 Short-term lease expense - - Total lease expense $ 92 $ 78 Cash paid for amounts included in lease liabilities $ 92 $ 78 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ - For the Six Months Ended June 30, Lease Expense 2023 2022 Operating lease expense $ 184 $ 154 Short-term lease expense 1 1 Total lease expense $ 185 $ 155 Cash paid for amounts included in lease liabilities $ 186 $ 156 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 25 The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability as of June 30, 2023: Undiscounted Cash Flow for the Period As of June 30, 2023 Twelve months ending June 30, 2024 $ 353 Twelve months ending June 30, 2025 320 Twelve months ending June 30, 2026 221 Twelve months ending June 30, 2027 195 Twelve months ending June 30, 2028 189 Thereafter 111 Total undiscounted cash flows $ 1,389 Less: discount (105 ) Lease liability $ 1,284 The contracts in which the Company is lessee are not

Note 9 - Stock Based Compensati

Note 9 - Stock Based Compensation	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 9: The Company’s 2023 May 9, 2023. may March 10, 2023 8 June 7, 2023. Restricted Stock Awards Under the Plan, part of the June 2023 three June 30, 2023 Shares Weighted-Average Grant-Date Fair Value Nonvested at April 1, 2023 - $ - Granted 2,052 30.70 Nonvested at June 30, 2023 2,052 $ 30.70 The RSAs have a one three six June 30, 2023. June 30, 2023,

Note 10 - Earnings Per Share

Note 10 - Earnings Per Share	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 10: The factors used in the earnings per share computation for the periods indicated are presented below: For the Three Months Ended June 30, 2023 2022 $ in thousands, except share and per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 3,901 5,889,687 $ 0.66 $ 5,574 6,004,425 $ 0.93 Restricted stock awards: 361 - Diluted earnings per share $ 3,901 5,890,048 $ 0.66 $ 5,574 6,004,425 $ 0.93 For the Six Months Ended June 30, 2023 2022 $ in thousands, except share and per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 8,432 5,889,687 $ 1.43 $ 10,460 6,025,709 $ 1.74 Restricted stock awards: 181 - Diluted earnings per share $ 8,432 5,889,868 $ 1.43 $ 10,460 6,025,709 $ 1.74 ( 1 Weighted average outstanding

Note 2 - Loans and Allowance _2

Note 2 - Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2023 December 31, 2022 Real estate construction $ 56,984 $ 54,579 Consumer real estate 226,453 221,052 Commercial real estate 423,396 437,888 Commercial non real estate 56,079 57,652 Public sector and IDA 47,791 48,074 Consumer non real estate 36,236 33,948 Gross loans 846,939 853,193 Less unearned income and deferred fees and costs (398 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 846,541 $ 852,744 Allowance for credit losses on loans (10,626 ) (8,225 ) Total loans, net $ 835,915 $ 844,519
Financing Receivable, Past Due [Table Text Block]	June 30, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 14,094 $ - $ - $ - $ 14,094 $ - Construction, other 42,890 - - - 42,890 - Consumer Real Estate Equity line 15,312 50 - - 15,362 - Residential closed-end first liens 123,820 527 7 87 124,441 94 Residential closed-end junior liens 4,085 - - - 4,085 - Investor-owned residential real estate 82,243 322 - - 82,565 - Commercial Real Estate Multifamily residential real estate 131,192 - - - 131,192 - Commercial real estate owner-occupied 115,752 146 - 2,446 118,344 242 Commercial real estate, other 173,860 - - - 173,860 - Commercial Non Real Estate Commercial and industrial 55,517 19 1 542 56,079 1 Public Sector and IDA States and political subdivisions 47,791 - - - 47,791 - Consumer Non-Real Estate Credit cards 4,637 6 10 - 4,653 10 Automobile 11,539 34 - - 11,573 - Other consumer loans 19,902 105 3 - 20,010 3 Total $ 842,634 $ 1,209 $ 21 $ 3,075 $ 846,939 $ 350 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 CECL Incurred Loss June 30, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 87 $ 87 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,446 2,446 2,493 Commercial Non Real Estate Commercial and industrial - 542 542 263 Total $ - $ 3,075 $ 3,075 $ 2,847
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	June 30, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 345.56 % 270.86 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.00 % 0.00 %
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Credit Losses on Loans for the Six Months Ended June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - (17 ) - (11 ) - (132 ) - (160 ) Recoveries - 102 25 3 - 77 - 207 Provision for (recovery of) credit losses 47 (180 ) (26 ) 78 (3 ) 70 26 12 Balance, June 30, 2023 $ 476 $ 3,365 $ 4,341 $ 1,216 $ 301 $ 593 $ 334 $ 10,626 Activity in the Allowance for Loan Losses for the Six Months Ended June 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - - - (2 ) - (133 ) - (135 ) Recoveries - - 24 6 - 56 - 86 Provision for (recovery of) loan losses 285 189 325 (307 ) 39 95 (182 ) 444 Balance, June 30, 2022 $ 707 $ 2,119 $ 3,470 $ 796 $ 336 $ 462 $ 179 $ 8,069 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, Dec. 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, Dec. 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Loans as of June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ 80 $ 552 $ 307 $ - $ 1 $ - $ 940 Collectively evaluated 476 3,285 3,789 909 301 592 334 9,686 Total $ 476 $ 3,365 $ 4,341 $ 1,216 $ 301 $ 593 $ 334 $ 10,626 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Loans as of June 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 293 $ 1,029 $ 8,847 $ 548 $ - $ 8 $ 10,725 Collectively evaluated 56,691 225,424 414,549 55,531 47,791 36,228 836,214 Total $ 56,984 $ 226,453 $ 423,396 $ 56,079 $ 47,791 $ 36,236 $ 846,939 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Six Months Ended June 30, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.26 % 0.95 % 0.96 % Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs (0.01 )% 0.01 % 0.02 %
Impaired Financing Receivables [Table Text Block]	Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ -
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Six Months Ended June 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 6 Commercial Real Estate Commercial real estate, owner occupied 2,626 3 Commercial real estate, other 2,719 34 Commercial Non-Real Estate Commercial and industrial 286 - Total $ 5,820 $ 43
Financing Receivable, Collateral Dependent Loan [Table Text Block]	June 30, 2023 Consumer Real Estate Residential closed-end first lien $ 7 Total Loans $ 7
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans Amortized Cost Basis by Origination Year Balance at June 30, 2023 Prior 2019 2020 2021 2022 2023 Revolving Revolving Loans Converted to Term Total Construction, residential Pass $ - $ - $ 233 $ 703 $ 4,294 $ 1,462 $ 7,402 $ - $ 14,094 Classified - - - - - - - - - Total $ - $ - $ 233 $ 703 $ 4,294 $ 1,462 $ 7,402 $ - $ 14,094 Construction, other Pass $ 3,254 $ 1,201 $ 1,450 $ 24,570 $ 7,247 $ 3,560 $ 1,315 $ - $ 42,597 Classified - - - 293 - - - - 293 Total $ 3,254 $ 1,201 $ 1,450 $ 24,863 $ 7,247 $ 3,560 $ 1,315 $ - $ 42,890 Equity lines Pass $ 55 $ - $ - $ - $ - $ - $ 15,294 $ 13 $ 15,362 Classified - - - - - - - - - Total $ 55 $ - $ - $ - $ - $ -- $ 15,294 $ 13 $ 15,362 Residential closed-end first liens Pass $ 34,228 $ 6,023 $ 14,971 $ 32,396 $ 29,086 $ 7,433 $ - $ - $ 124,137 Classified 304 - - - - - - - 304 Total $ 34,532 $ 6,023 $ 14,971 $ 32,396 $ 29,086 $ 7,433 $ - $ - $ 124,441 YTD gross charge-offs $ - $ - $ 17 $ - $ - $ - $ - $ - $ 17 Residential closed-end junior liens Pass $ 1,847 $ 120 $ - $ 178 $ 401 $ 1,539 $ - $ - $ 4,085 Classified - - - - - - - - - Total $ 1,847 $ 120 $ - $ 178 $ 401 $ 1,539 $ - $ - $ 4,085 Investor-owned residential real estate Pass $ 23,727 $ 5,308 $ 14,842 $ 20,230 $ 14,127 $ 2,210 $ 1,297 $ 99 $ 81,840 Classified 725 - - - - - - - 725 Total $ 24,452 $ 5,308 $ 14,842 $ 20,230 $ 14,127 $ 2,210 $ 1,297 $ 99 $ 82,565 Multifamily residential real estate Pass $ 43,414 $ 1,839 $ 11,910 $ 41,134 $ 27,216 $ 5,679 $ - $ - $ 131,192 Classified - - - - - - - - - Total $ 43,414 $ 1,839 $ 11,910 $ 41,134 $ 27,216 $ 5,679 $ - $ - $ 131,192 Commercial real estate, owner occupied Pass $ 45,878 $ 11,389 $ 23,909 $ 4,978 $ 16,843 $ 3,751 $ 2,749 $ - $ 109,497 Special mention 6,396 - - - - - - - 6,396 Classified 2,451 - - - - - - - 2,451 Total $ 54,725 $ 11,389 $ 23,909 $ 4,978 $ 16,843 $ 3,751 $ 2,749 $ - $ 118,344 Commercial real estate, other Pass $ 71,694 $ 22,223 $ 19,489 $ 36,621 $ 22,906 $ 356 $ 571 $ - $ 173,860 Classified - - - - - - - - - Total $ 71,694 $ 22,223 $ 19,489 $ 36,621 $ 22,906 $ 356 $ 571 $ - $ 173,860 Commercial and industrial Pass $ 6,519 $ 925 $ 9,708 $ 14,654 $ 7,935 $ 4,093 $ 11,697 $ - $ 55,531 Classified 242 - - - 6 - 300 - 548 Total $ 6,761 $ 925 $ 9,708 $ 14,654 $ 7,941 $ 4,093 $ 11,997 $ - $ 56,079 YTD gross charge-offs $ - $ 11 $ - $ - $ - $ - $ - $ - $ 11 Public sector and IDA Pass $ 21,590 $ 33 $ 243 $ 18,259 $ 6,540 $ 1,126 $ - $ - $ 47,791 Classified - - - - - - - - - Total $ 21,590 $ 33 $ 243 $ 18,259 $ 6,540 $ 1,126 $ - $ - $ 47,791 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,653 $ - $ 4,653 Classified - - - - - - - - - Total $ - $ - $ - $ - $ - $ - $ 4,653 $ - $ 4,653 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 19 $ - $ 19 Automobile Pass $ 127 $ 397 $ 890 $ 2,153 $ 3,613 $ 4,385 $ - $ - $ 11,565 Classified - - - - 8 - - - 8 Total $ 127 $ 397 $ 890 $ 2,153 $ 3,621 $ 4,385 $ - $ - $ 11,573 YTD gross charge-offs $ - $ - $ - $ 1 $ 31 $ - $ - $ - $ 32 Other consumer Pass $ 150 $ 465 $ 1,118 $ 2,653 $ 7,773 $ 6,774 $ 1,077 $ - $ 20,010 Classified - - - - - - - - - Total $ 150 $ 465 $ 1,118 $ 2,653 $ 7,773 $ 6,774 $ 1,077 $ - $ 20,010 YTD gross charge-offs $ - $ - $ - $ 17 $ 25 $ - $ 39 $ - $ 81 Total Loans Pass $ 252,483 $ 49,923 $ 98,763 $ 198,529 $ 147,981 $ 42,368 $ 46,055 $ 112 $ 836,214 Special Mention 6,396 - - - - - - - 6,396 Classified 3,722 - - 293 14 - 300 - 4,329 Total $ 262,601 $ 49,923 $ 98,763 $ 198,822 $ 147,995 $ 42,368 $ 46,355 $ 112 $ 846,939 YTD gross charge-offs $ - $ 11 $ 17 $ 18 $ 56 $ - $ 58 $ - $ 160 December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393
Financing Receivable, Modified [Table Text Block]	Interest Only Payments Amortized Cost Basis % of Portfolio Financial Effect Commercial Real Estate Commercial real estate owner-occupied $ 6,396 5.40 % 6 months of interest only payments, after which remaining balance will be re-amortized to the contractual maturity date.
Unfunded Loan Commitment [Member]
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Recovery of credit losses (9 ) Balance, June 30, 2023 $ 233

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 994 $ - $ 54 $ - $ 940 U.S. Government agencies and corporations 353,788 - 48,887 - 304,901 States and political subdivisions 179,889 - 32,743 - 147,146 Mortgage-backed securities 164,015 - 8,427 - 155,588 Corporate debt securities 6,503 - 900 - 5,603 Total securities available for sale $ 705,189 $ - $ 91,011 $ - $ 614,178 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852
Investments Classified by Contractual Maturity Date [Table Text Block]	June 30, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,897 $ 1,868 Due after one year through five years 139,460 128,835 Due after five years through ten years 299,548 255,178 Due after ten years 264,284 228,297 Total securities available for sale $ 705,189 $ 614,178
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	June 30, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 940 $ 54 U.S. Government agencies and corporations 24,782 1,131 280,119 47,756 States and political subdivisions 2,070 35 144,831 32,708 Mortgage-backed securities 4,977 66 150,514 8,361 Corporate debt securities - - 5,603 900 Total available for sale securities $ 31,829 $ 1,232 $ 582,007 $ 89,779 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043

Note 4 - Defined Benefit Plan (

Note 4 - Defined Benefit Plan (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended June 30, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9 Pension Benefits Six Months Ended June 30, 2023 2022 Service cost $ 406 $ 648 Interest cost 546 408 Expected return on plan assets (1,036 ) (1,258 ) Amortization of prior service cost - - Recognized net actuarial loss 34 220 Net periodic benefit (income) cost $ (50 ) $ 18

Note 5 - Fair Value Measureme_2

Note 5 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	June 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 940 $ - $ 940 $ - U.S. Government agencies and corporations 304,901 - 304,901 - States and political subdivisions 147,146 - 147,146 - Mortgage-backed securities 155,588 - 155,588 - Corporate debt securities 5,603 - 5,603 - Total securities available for sale $ 614,178 $ - $ 614,178 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	June 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 Interest rate loan contracts $ 1 $ - $ - $ 1 Forward contracts (1 ) - - (1 )
Schedule of Derivative Instruments [Table Text Block]	June 30, 2023 Valuation Technique Unobservable Input Range (Weighted Average) Interest rate loan contracts Market approach Pull-through rate 100.00% Forward contracts Market approach Pull-through rate 100.00% Interest rate loan contracts Market approach Current reference price 100.87% Forward contracts Market approach Current reference price 100.87%
Fair Value Measurements, Nonrecurring [Table Text Block]	Date Description Balance Level 1 Level 2 Level 3 June 30, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Date Valuation Technique Unobservable Input Range (Weighted Average) June 30, 2023 Discounted appraised value Selling cost 7.00% June 30, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72%
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 14,815 $ 14,815 $ - $ - Interest-bearing deposits 55,241 55,241 - - Securities available for sale, at fair value 614,178 - 614,178 - Restricted securities 929 - 929 - Loans, net 835,915 - - 785,779 Accrued interest receivable 5,718 - 5,718 - Bank-owned life insurance 43,081 - 43,081 - Interest rate loan contracts 1 - - 1 Financial Liabilities: Deposits $ 1,487,032 $ - $ 1,340,053 $ 145,244 Accrued interest payable 260 - 260 - Forward loan contracts 1 - - 1 December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale, at fair value 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumu_2

Note 6 - Components of Accumulated Other Comprehensive Loss (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Loss on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at March 31, 2022 $ (30,972 ) $ (6,912 ) $ (37,884 ) Unrealized holding loss on available for sale securities, net of tax of ($ 6,617 (24,893 ) - (24,893 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Balance at March 31, 2023 $ (69,692 ) $ (2,345 ) $ (72,037 ) Unrealized holding loss on available for sale securities, net of tax of ($ 1,289 (4,848 ) - (4,848 ) Reclassification adjustment, net of tax of $ 702 2,642 - 2,642 Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 15,609 (58,719 ) - (58,719 ) Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding gain on available for sale securities, net of tax of $ 1,831 6,891 - 6,891 Reclassification adjustment, net of tax of $ 700 2,632 - 2,632 Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 )

Note 7 - Revenue Recognition (T

Note 7 - Revenue Recognition (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended June 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 637 $ 603 Other service charges and fees 49 51 Credit and debit card fees, net 414 535 Trust income 481 439 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 112 141 Noninterest Income (in-scope of Topic 606) $ 1,693 $ 1,769 Noninterest Income (out-of-scope of Topic 606) 1,098 343 Total noninterest income $ 2,791 $ 2,112 Six Months Ended June 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 1,229 $ 1,165 Other service charges and fees 102 106 Credit and debit card fees, net 881 975 Trust income 926 882 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 397 348 Noninterest Income (in-scope of Topic 606) $ 3,535 $ 3,476 Noninterest Income (out-of-scope of Topic 606) 1,455 927 Total noninterest income $ 4,990 $ 4,403

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Lease, Cost [Table Text Block]	June 30, 2023 December 31, 2022 Lease liability $ 1,284 $ 1,444 Right-of-use asset $ 1,255 $ 1,415 Weighted average remaining lease term (in years) 4.76 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended June 30, Lease Expense 2023 2022 Operating lease expense $ 92 $ 78 Short-term lease expense - - Total lease expense $ 92 $ 78 Cash paid for amounts included in lease liabilities $ 92 $ 78 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ - For the Six Months Ended June 30, Lease Expense 2023 2022 Operating lease expense $ 184 $ 154 Short-term lease expense 1 1 Total lease expense $ 185 $ 155 Cash paid for amounts included in lease liabilities $ 186 $ 156 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 25
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Undiscounted Cash Flow for the Period As of June 30, 2023 Twelve months ending June 30, 2024 $ 353 Twelve months ending June 30, 2025 320 Twelve months ending June 30, 2026 221 Twelve months ending June 30, 2027 195 Twelve months ending June 30, 2028 189 Thereafter 111 Total undiscounted cash flows $ 1,389 Less: discount (105 ) Lease liability $ 1,284

Note 9 - Stock Based Compensa_2

Note 9 - Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Nonvested Share Activity [Table Text Block]	Shares Weighted-Average Grant-Date Fair Value Nonvested at April 1, 2023 - $ - Granted 2,052 30.70 Nonvested at June 30, 2023 2,052 $ 30.70

Note 10 - Earnings Per Share (T

Note 10 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, 2023 2022 $ in thousands, except share and per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 3,901 5,889,687 $ 0.66 $ 5,574 6,004,425 $ 0.93 Restricted stock awards: 361 - Diluted earnings per share $ 3,901 5,890,048 $ 0.66 $ 5,574 6,004,425 $ 0.93 For the Six Months Ended June 30, 2023 2022 $ in thousands, except share and per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 8,432 5,889,687 $ 1.43 $ 10,460 6,025,709 $ 1.74 Restricted stock awards: 181 - Diluted earnings per share $ 8,432 5,889,868 $ 1.43 $ 10,460 6,025,709 $ 1.74

Note 1 - General (Details Textu

Note 1 - General (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Jan. 01, 2023	Dec. 31, 2022	Jun. 30, 2022	Dec. 31, 2021
Retained Earnings (Accumulated Deficit)	$ 195,320		$ 199,091
Financing Receivable, Allowance for Credit Loss	10,626		8,225	$ 8,069	$ 7,674
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 233		35
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Retained Earnings (Accumulated Deficit)		$ 2,014
Financing Receivable, Allowance for Credit Loss		10,567	2,342
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		242	$ 207
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member]
Financing Receivable, Allowance for Credit Loss		8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		$ 35

Note 2 - Loans and Allowance _3

Note 2 - Loans and Allowance for Credit Losses (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022	Jun. 30, 2023 USD ($)	Jun. 30, 2022	Dec. 31, 2022 USD ($)
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	$ 2,517		$ 2,517		$ 2,516
Financing Receivable, Modifications, Number of Contracts	1	0	1	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts			0

Note 2 - Loans and Allowance _4

Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022	Dec. 31, 2021
Gross loans	$ 846,939	$ 853,193
Less unearned income and deferred fees and costs	(398)	(449)
Loans, net of unearned income and deferred fees and costs	846,541	852,744
Allowance for credit losses on loans	(10,626)	(8,225)	$ (8,069)	$ (7,674)
Total loans, net	835,915	844,519
Real Estate Construction Portfolio Segment[Member]
Gross loans	56,984	54,579
Allowance for credit losses on loans	(476)	(450)	(707)	(422)
Consumer Real Estate Portfolio Segment [Member]
Gross loans	226,453	221,052
Allowance for credit losses on loans	(3,365)	(2,199)	(2,119)	(1,930)
Commercial Real Estate Portfolio Segment [Member]
Gross loans	423,396	437,888
Allowance for credit losses on loans	(4,341)	(3,642)	(3,470)	(3,121)
Commercial Non Real Estate Segment [Member]
Gross loans	56,079	57,652
Allowance for credit losses on loans	(1,216)	(930)	(796)	(1,099)
Public Sector and IDA Portfolio Segment[Member]
Gross loans	47,791	48,074
Allowance for credit losses on loans	(301)	(319)	(336)	(297)
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	36,236	33,948
Allowance for credit losses on loans	$ (593)	$ (506)	$ (462)	$ (444)

Note 2 - Loans and Allowance _5

Note 2 - Loans and Allowance for Credit Losses - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Gross loans		$ 846,939	$ 853,193
Loans 90 or more days past due and accruing		21	8
Nonaccruals		3,075	2,847
Loans, gross		846,939	853,193
Nonaccruals, no allowance		0
Nonaccruals, with allowance		3,075
Financial Asset, Not Past Due [Member]
Gross loans		842,634	848,950
Loans, gross		842,634	848,950
Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	1,209	1,388
Loans, gross	[1]	1,209	1,388
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		350	351
Loans, gross		350	351
Real Estate Construction Portfolio Segment[Member]
Gross loans		56,984	54,579
Loans, gross		56,984	54,579
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans		14,094	12,538
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		14,094	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Not Past Due [Member]
Gross loans		14,094	12,538
Loans, gross		14,094	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Gross loans		42,890	42,041
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		42,890	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		42,890	42,041
Loans, gross		42,890	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	0	0
Loans, gross	[1]	0	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member]
Gross loans		226,453	221,052
Loans, gross		226,453	221,052
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Gross loans		124,441	122,648
Loans 90 or more days past due and accruing		7	0
Nonaccruals		87	91
Loans, gross		124,441	122,648
Nonaccruals, no allowance		0
Nonaccruals, with allowance		87
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		123,820	121,807
Loans, gross		123,820	121,807
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	527	750
Loans, gross	[1]	527	750
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		94	91
Loans, gross		94	91
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans		15,362	15,026
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		15,362	15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Not Past Due [Member]
Gross loans		15,312	15,010
Loans, gross		15,312	15,010
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		50	16
Loans, gross		50	16
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Gross loans		4,085	2,446
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		4,085	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		4,085	2,446
Loans, gross		4,085	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Gross loans		82,565	80,932
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		82,565	80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		82,243	80,524
Loans, gross		82,243	80,524
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	322	408
Loans, gross	[1]	322	408
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans		423,396	437,888
Loans, gross		423,396	437,888
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		118,344	129,133
Loans 90 or more days past due and accruing		0	0
Nonaccruals		2,446	2,493
Loans, gross		118,344	129,133
Nonaccruals, no allowance		0
Nonaccruals, with allowance		2,446
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Gross loans		115,752	126,640
Loans, gross		115,752	126,640
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	146	0
Loans, gross	[1]	146	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		242	252
Loans, gross		242	252
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Gross loans		131,192	127,312
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		131,192	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		131,192	127,312
Loans, gross		131,192	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Gross loans		173,860	181,443
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		173,860	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		173,860	181,443
Loans, gross		173,860	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Non Real Estate Segment [Member]
Gross loans		56,079	57,652
Loans, gross		56,079	57,652
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Gross loans		56,079	57,652
Loans 90 or more days past due and accruing		1	0
Nonaccruals		542	263
Loans, gross		56,079	57,652
Nonaccruals, no allowance		0
Nonaccruals, with allowance		542
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Gross loans		55,517	57,373
Loans, gross		55,517	57,373
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	19	16
Loans, gross	[1]	19	16
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		1	0
Loans, gross		1	0
Public Sector and IDA Portfolio Segment[Member]
Gross loans		47,791	48,074
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		47,791	48,074
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Not Past Due [Member]
Gross loans		47,791	48,074
Loans, gross		47,791	48,074
Public Sector and IDA Portfolio Segment[Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans		36,236	33,948
Loans, gross		36,236	33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans		4,653	4,597
Loans 90 or more days past due and accruing		10	2
Nonaccruals		0	0
Loans, gross		4,653	4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Not Past Due [Member]
Gross loans		4,637	4,592
Loans, gross		4,637	4,592
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	6	3
Loans, gross	[1]	6	3
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		10	2
Loans, gross		10	2
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Gross loans		11,573	9,935
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		11,573	9,935
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Not Past Due [Member]
Gross loans		11,539	9,833
Loans, gross		11,539	9,833
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	34	102
Loans, gross	[1]	34	102
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Gross loans		20,010	19,416
Loans 90 or more days past due and accruing		3	6
Nonaccruals		0	0
Loans, gross		20,010	19,416
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Gross loans		19,902	19,317
Loans, gross		19,902	19,317
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	105	93
Loans, gross	[1]	105	93
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		3	6
Loans, gross		$ 3	$ 6
[1]Includes accruing and nonaccrual loans past due 90 days or more.

Note 2 - Loans and Allowance _6

Note 2 - Loans and Allowance for Credit Losses - Loans Past Due 90 Days or More and Impaired Loans (Details)	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022
Ratio of ACLL to nonaccrual loans	345.56%	288.90%	270.86%
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs	0%	0%	0%

Note 2 - Loans and Allowance _7

Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Balance			$ 8,225	$ 7,674	$ 7,674
Charge-offs			(160)	(135)	(367)
Recoveries			207	86	212
Recovery of credit losses	$ 10	$ 310	12	444	706
Balance	10,626	8,069	10,626	8,069	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			2,342
Balance					2,342
Real Estate Construction Portfolio Segment[Member]
Balance			450	422	422
Charge-offs			0	0	0
Recoveries			0	0	0
Recovery of credit losses			47	285	28
Balance	476	707	476	707	450
Real Estate Construction Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(21)
Balance					(21)
Consumer Real Estate Portfolio Segment [Member]
Balance			2,199	1,930	1,930
Charge-offs			(17)	0	(13)
Recoveries			102	0	29
Recovery of credit losses			(180)	189	253
Balance	3,365	2,119	3,365	2,119	2,199
Consumer Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			1,261
Balance					1,261
Commercial Real Estate Portfolio Segment [Member]
Balance			3,642	3,121	3,121
Charge-offs			0	0	0
Recoveries			25	24	49
Recovery of credit losses			(26)	325	472
Balance	4,341	3,470	4,341	3,470	3,642
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			700
Balance					700
Commercial Non Real Estate Segment [Member]
Balance			930	1,099	1,099
Charge-offs			(11)	(2)	(2)
Recoveries			3	6	11
Recovery of credit losses			78	(307)	(178)
Balance	1,216	796	1,216	796	930
Commercial Non Real Estate Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			216
Balance					216
Public Sector and IDA Portfolio Segment[Member]
Balance			319	297	297
Charge-offs			0	0	0
Recoveries			0	0	0
Recovery of credit losses			(3)	39	22
Balance	301	336	301	336	319
Public Sector and IDA Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(15)
Balance					(15)
Consumer Non Real Estate Portfolio Segment [Member]
Balance			506	444	444
Charge-offs			(132)	(133)	(352)
Recoveries			77	56	123
Recovery of credit losses			70	95	291
Balance	593	462	593	462	506
Consumer Non Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			72
Balance					72
Unallocated Financing Receivables [Member]
Balance			179	361	361
Charge-offs			0	0	0
Recoveries			0	0	0
Recovery of credit losses			26	(182)	(182)
Balance	$ 334	$ 179	334	$ 179	179
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			$ 129
Balance					$ 129

Note 2 - Loans and Allowance _8

Note 2 - Loans and Allowance for Credit Losses - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022	Dec. 31, 2021
Allowance for loan losses Individually evaluated	$ 940	$ 0
Allowance for loan losses Collectively evaluated	9,686	8,225
Allowance for loan losses	10,626	8,225	$ 8,069	$ 7,674
Loans, Individually evaluated	10,725
Loans, Collectively evaluated	836,214
Loans	846,939	853,193
Real Estate Construction Portfolio Segment[Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	476	450
Allowance for loan losses	476	450	707	422
Loans, Individually evaluated	293
Loans, Collectively evaluated	56,691	54,579
Loans	56,984	54,579
Consumer Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	80	0
Allowance for loan losses Collectively evaluated	3,285	2,199
Allowance for loan losses	3,365	2,199	2,119	1,930
Loans, Individually evaluated	1,029	186
Loans, Collectively evaluated	225,424	220,866
Loans	226,453	221,052
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	552	0
Allowance for loan losses Collectively evaluated	3,789	3,642
Allowance for loan losses	4,341	3,642	3,470	3,121
Loans, Individually evaluated	8,847	2,583
Loans, Collectively evaluated	414,549	435,305
Loans	423,396	437,888
Commercial Non Real Estate Segment [Member]
Allowance for loan losses Individually evaluated	307	0
Allowance for loan losses Collectively evaluated	909	930
Allowance for loan losses	1,216	930	796	1,099
Loans, Individually evaluated	548	263
Loans, Collectively evaluated	55,531	57,389
Loans	56,079	57,652
Public Sector and IDA Portfolio Segment[Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	301	319
Allowance for loan losses	301	319	336	297
Loans, Collectively evaluated	47,791	48,074
Loans	47,791	48,074
Consumer Non Real Estate Portfolio Segment [Member]
Allowance for loan losses Individually evaluated	1	0
Allowance for loan losses Collectively evaluated	592	506
Allowance for loan losses	593	506	462	444
Loans, Collectively evaluated	36,228	33,948
Loans	36,236	33,948
Unallocated Financing Receivables [Member]
Allowance for loan losses Individually evaluated	0	0
Allowance for loan losses Collectively evaluated	334	179
Allowance for loan losses	$ 334	179	$ 179	$ 361
Loans, Individually evaluated		3,032
Loans, Collectively evaluated		850,161
Loans		$ 853,193

Note 2 - Loans and Allowance _9

Note 2 - Loans and Allowance for Credit Losses - Ratios of Allowance for Loan Losses (Details)		6 Months Ended		12 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs		1.26%	0.95%	0.96%
Ratio of net charge-offs (recoveries), annualized, to average loans, net of unearned income and deferred fees and costs	[1]	(0.01%)	0.01%	0.02%
[1]Net charge-offs are on an annualized basis.

Note 2 - Loans and Allowance_10

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans and Associated Reserves (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Principal balance	$ 3,719
Total recorded investment	3,032	[1]
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Principal balance	186
Total recorded investment	186
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance	3,248
Total recorded investment	2,583	[1]
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance	285
Total recorded investment	263	[1]
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_11

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans, Average Investment and Interest Income (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Average recorded investment	$ 5,820	[1]
Interest income recognized	43
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment	189	[1]
Interest income recognized	6
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	2,626	[1]
Interest income recognized	3
Commercial Real Estate Other [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	2,719
Interest income recognized	34
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment	286	[1]
Interest income recognized	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_12

Note 2 - Loans and Allowance for Credit Losses - Details of the Collateral Dependent Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Total Loans	$ 846,541	$ 852,744
Collateral Pledged [Member]
Total Loans	7
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Collateral Pledged [Member]
Total Loans	$ 7

Note 2 - Loans and Allowance_13

Note 2 - Loans and Allowance for Credit Losses - Credit Quality Indicators (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Originated five years prior	$ 262,601
Originated four years prior	49,923
Originated three years prior	98,763
Originated two years prior	198,822
Originated current year	147,995
Originated years prior	42,368
Revolving	46,355
Revolving loans converted to term	112
Gross loans	846,939		$ 853,193
Originated five years prior, write offs	0
Originated four years prior, write offs	11
Originated three years prior, write offs	17
Originated two years prior, write offs	18
Originated current year, write offs	56
Originated years prior, write offs	0
Revolving, write offs	58
Revolving loans converted to term, write offs	0
YTD gross charge-offs	160	$ 135	367
Loans, Collectively evaluated	836,214
Pass [Member]
Originated five years prior	252,483
Originated four years prior	49,923
Originated three years prior	98,763
Originated two years prior	198,529
Originated current year	147,981
Originated years prior	42,368
Revolving	46,055
Revolving loans converted to term	112
Gross loans	836,214
Loans, Collectively evaluated			848,768
Special Mention [Member]
Originated five years prior	6,396
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	6,396
Loans, Collectively evaluated			0
Classified Excluding Impaired [Member]
Originated five years prior	3,722
Originated four years prior	0
Originated three years prior	0
Originated two years prior	293
Originated current year	14
Originated years prior	0
Revolving	300
Revolving loans converted to term	0
Gross loans	4,329
Loans, Collectively evaluated			1,393
Real Estate Construction Portfolio Segment[Member]
Gross loans	56,984		54,579
YTD gross charge-offs	0	0	0
Loans, Collectively evaluated	56,691		54,579
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	233
Originated two years prior	703
Originated current year	4,294
Originated years prior	1,462
Revolving	7,402
Revolving loans converted to term	0
Gross loans	14,094
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member] | Pass [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	233
Originated two years prior	703
Originated current year	4,294
Originated years prior	1,462
Revolving	7,402
Revolving loans converted to term	0
Gross loans	14,094
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans	14,094		12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Pass [Member]
Loans, Collectively evaluated			12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Originated five years prior	3,254
Originated four years prior	1,201
Originated three years prior	1,450
Originated two years prior	24,863
Originated current year	7,247
Originated years prior	3,560
Revolving	1,315
Revolving loans converted to term	0
Gross loans	42,890		42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Pass [Member]
Originated five years prior	3,254
Originated four years prior	1,201
Originated three years prior	1,450
Originated two years prior	24,570
Originated current year	7,247
Originated years prior	3,560
Revolving	1,315
Revolving loans converted to term	0
Gross loans	42,597
Loans, Collectively evaluated			41,741
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	293
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	293
Loans, Collectively evaluated			300
Consumer Real Estate Portfolio Segment [Member]
Gross loans	226,453		221,052
YTD gross charge-offs	17	0	13
Loans, Collectively evaluated	225,424		220,866
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Originated five years prior	55
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	15,294
Revolving loans converted to term	13
Gross loans	15,362		15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Pass [Member]
Originated five years prior	55
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	15,294
Revolving loans converted to term	13
Gross loans	15,362
Loans, Collectively evaluated			15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Originated five years prior	34,532
Originated four years prior	6,023
Originated three years prior	14,971
Originated two years prior	32,396
Originated current year	29,086
Originated years prior	7,433
Revolving	0
Revolving loans converted to term	0
Gross loans	124,441		122,648
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	17
Originated two years prior, write offs	0
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	17
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Pass [Member]
Originated five years prior	34,228
Originated four years prior	6,023
Originated three years prior	14,971
Originated two years prior	32,396
Originated current year	29,086
Originated years prior	7,433
Revolving	0
Revolving loans converted to term	0
Gross loans	124,137
Loans, Collectively evaluated			122,187
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Classified Excluding Impaired [Member]
Originated five years prior	304
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	304
Loans, Collectively evaluated			461
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Originated five years prior	1,847
Originated four years prior	120
Originated three years prior	0
Originated two years prior	178
Originated current year	401
Originated years prior	1,539
Revolving	0
Revolving loans converted to term	0
Gross loans	4,085		2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Pass [Member]
Originated five years prior	1,847
Originated four years prior	120
Originated three years prior	0
Originated two years prior	178
Originated current year	401
Originated years prior	1,539
Revolving	0
Revolving loans converted to term	0
Gross loans	4,085
Loans, Collectively evaluated			2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Originated five years prior	24,452
Originated four years prior	5,308
Originated three years prior	14,842
Originated two years prior	20,230
Originated current year	14,127
Originated years prior	2,210
Revolving	1,297
Revolving loans converted to term	99
Gross loans	82,565		80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Pass [Member]
Originated five years prior	23,727
Originated four years prior	5,308
Originated three years prior	14,842
Originated two years prior	20,230
Originated current year	14,127
Originated years prior	2,210
Revolving	1,297
Revolving loans converted to term	99
Gross loans	81,840
Loans, Collectively evaluated			80,143
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member]
Originated five years prior	725
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	725
Loans, Collectively evaluated			603
Commercial Real Estate Portfolio Segment [Member]
Gross loans	423,396		437,888
YTD gross charge-offs	0	0	0
Loans, Collectively evaluated	414,549		435,305
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Originated five years prior	43,414
Originated four years prior	1,839
Originated three years prior	11,910
Originated two years prior	41,134
Originated current year	27,216
Originated years prior	5,679
Revolving	0
Revolving loans converted to term	0
Gross loans	131,192		127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Pass [Member]
Originated five years prior	43,414
Originated four years prior	1,839
Originated three years prior	11,910
Originated two years prior	41,134
Originated current year	27,216
Originated years prior	5,679
Revolving	0
Revolving loans converted to term	0
Gross loans	131,192
Loans, Collectively evaluated			127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Originated five years prior	54,725
Originated four years prior	11,389
Originated three years prior	23,909
Originated two years prior	4,978
Originated current year	16,843
Originated years prior	3,751
Revolving	2,749
Revolving loans converted to term	0
Gross loans	118,344		129,133
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Pass [Member]
Originated five years prior	45,878
Originated four years prior	11,389
Originated three years prior	23,909
Originated two years prior	4,978
Originated current year	16,843
Originated years prior	3,751
Revolving	2,749
Revolving loans converted to term	0
Gross loans	109,497
Loans, Collectively evaluated			126,550
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member]
Originated five years prior	6,396
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	6,396
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member]
Originated five years prior	2,451
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	2,451
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Originated five years prior	71,694
Originated four years prior	22,223
Originated three years prior	19,489
Originated two years prior	36,621
Originated current year	22,906
Originated years prior	356
Revolving	571
Revolving loans converted to term	0
Gross loans	173,860		181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Pass [Member]
Originated five years prior	71,694
Originated four years prior	22,223
Originated three years prior	19,489
Originated two years prior	36,621
Originated current year	22,906
Originated years prior	356
Revolving	571
Revolving loans converted to term	0
Gross loans	173,860
Loans, Collectively evaluated			181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Commercial Non Real Estate Segment [Member]
Gross loans	56,079		57,652
YTD gross charge-offs	11	2	2
Loans, Collectively evaluated	55,531		57,389
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Originated five years prior	6,761
Originated four years prior	925
Originated three years prior	9,708
Originated two years prior	14,654
Originated current year	7,941
Originated years prior	4,093
Revolving	11,997
Revolving loans converted to term	0
Gross loans	56,079		57,652
Originated five years prior, write offs	0
Originated four years prior, write offs	11
Originated three years prior, write offs	0
Originated two years prior, write offs	0
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	11
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Originated five years prior	6,519
Originated four years prior	925
Originated three years prior	9,708
Originated two years prior	14,654
Originated current year	7,935
Originated years prior	4,093
Revolving	11,697
Revolving loans converted to term	0
Gross loans	55,531
Loans, Collectively evaluated			57,381
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Classified Excluding Impaired [Member]
Originated five years prior	242
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	6
Originated years prior	0
Revolving	300
Revolving loans converted to term	0
Gross loans	548
Loans, Collectively evaluated			8
States Political Subdivisions [Member] | Pass [Member]
Loans, Collectively evaluated			48,074
States Political Subdivisions [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
States Political Subdivisions [Member] | Classified Excluding Impaired [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	36,236		33,948
YTD gross charge-offs	132	133	352
Loans, Collectively evaluated	36,228		33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	4,653
Revolving loans converted to term	0
Gross loans	4,653		4,597
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	0
Originated two years prior, write offs	0
Originated current year, write offs	0
Originated years prior, write offs	0
Revolving, write offs	19
Revolving loans converted to term, write offs	0
YTD gross charge-offs	19
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	4,653
Revolving loans converted to term	0
Gross loans	4,653
Loans, Collectively evaluated			4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Originated five years prior	127
Originated four years prior	397
Originated three years prior	890
Originated two years prior	2,153
Originated current year	3,621
Originated years prior	4,385
Revolving	0
Revolving loans converted to term	0
Gross loans	11,573		9,935
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	0
Originated two years prior, write offs	1
Originated current year, write offs	31
Originated years prior, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	32
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Pass [Member]
Originated five years prior	127
Originated four years prior	397
Originated three years prior	890
Originated two years prior	2,153
Originated current year	3,613
Originated years prior	4,385
Revolving	0
Revolving loans converted to term	0
Gross loans	11,565
Loans, Collectively evaluated			9,932
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	8
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	8
Loans, Collectively evaluated			3
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Originated five years prior	150
Originated four years prior	465
Originated three years prior	1,118
Originated two years prior	2,653
Originated current year	7,773
Originated years prior	6,774
Revolving	1,077
Revolving loans converted to term	0
Gross loans	20,010		19,416
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	0
Originated two years prior, write offs	17
Originated current year, write offs	25
Originated years prior, write offs	0
Revolving, write offs	39
Revolving loans converted to term, write offs	0
YTD gross charge-offs	81
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Pass [Member]
Originated five years prior	150
Originated four years prior	465
Originated three years prior	1,118
Originated two years prior	2,653
Originated current year	7,773
Originated years prior	6,774
Revolving	1,077
Revolving loans converted to term	0
Gross loans	20,010
Loans, Collectively evaluated			19,398
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Special Mention [Member]
Loans, Collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	0
Loans, Collectively evaluated			18
Public Sector and IDA Portfolio Segment[Member]
Originated five years prior	21,590
Originated four years prior	33
Originated three years prior	243
Originated two years prior	18,259
Originated current year	6,540
Originated years prior	1,126
Revolving	0
Revolving loans converted to term	0
Gross loans	47,791		48,074
YTD gross charge-offs	0	$ 0	0
Loans, Collectively evaluated	47,791		$ 48,074
Public Sector and IDA Portfolio Segment[Member] | Pass [Member]
Originated five years prior	21,590
Originated four years prior	33
Originated three years prior	243
Originated two years prior	18,259
Originated current year	6,540
Originated years prior	1,126
Revolving	0
Revolving loans converted to term	0
Gross loans	47,791
Public Sector and IDA Portfolio Segment[Member] | Classified Excluding Impaired [Member]
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Originated years prior	0
Revolving	0
Revolving loans converted to term	0
Gross loans	$ 0

Note 2 - Loans and Allowance_14

Note 2 - Loans and Allowance for Credit Losses - Financing Receivable, Troubled Debt Restructurings (Details) - Commercial Real Estate Portfolio Segment [Member] - Commercial Real Estate, Owner Occupied [Member] - Interest Only Payments [Member] $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
amortized cost	$ 6,396
Percentage	5.40%
Commercial real estate owner-occupied (Month)	6 months

Note 2 - Loans and Allowance_15

Note 2 - Loans and Allowance for Credit Losses - Allowance for Credit Losses on Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Balance			$ 8,225	$ 7,674	$ 7,674
Recovery of credit losses	$ 10	$ 310	12	444	706
Balance	10,626	$ 8,069	10,626	$ 8,069	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			2,342
Balance					2,342
Unfunded Loan Commitment [Member]
Balance			35
Recovery of credit losses			(9)
Balance	$ 233		233		35
Unfunded Loan Commitment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			$ 207
Balance					$ 207

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) $ in Thousands	3 Months Ended
	Jun. 30, 2023 USD ($)	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Deferred Tax Asset, Debt Securities, Available-for-Sale, Unrealized Loss	$ 19,112		$ 21,644
Number of Temporarily Impaired Securities Greater than Twelve Months	578
Continuous Unrealized Loss Position Aggregate Losses	$ 613,836
Available-for-sale Securities Sold, Book Value	28,863	$ 17,987
Realized Investment Gains (Losses)	(3,344)	$ 12
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 633,617

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Securities available-for-sale, amortized costs	$ 705,189	$ 759,917
Securities available-for-sale, gross unrealized gains	0	87
Securities available-for-sale, gross unrealized losses	91,011	103,152
Securities available for sale, allowance for credit loss	0
Securities available for sale	614,178	656,852
US Treasury Securities [Member]
Securities available-for-sale, amortized costs	994	992
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	54	56
Securities available for sale, allowance for credit loss	0
Securities available for sale	940	936
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	353,788	391,538
Securities available-for-sale, gross unrealized gains	0	39
Securities available-for-sale, gross unrealized losses	48,887	55,002
Securities available for sale, allowance for credit loss	0
Securities available for sale	304,901	336,575
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	179,889	190,192
Securities available-for-sale, gross unrealized gains	0	26
Securities available-for-sale, gross unrealized losses	32,743	38,018
Securities available for sale, allowance for credit loss	0
Securities available for sale	147,146	152,200
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized costs	164,015	170,694
Securities available-for-sale, gross unrealized gains	0	22
Securities available-for-sale, gross unrealized losses	8,427	9,239
Securities available for sale, allowance for credit loss	0
Securities available for sale	155,588	161,477
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	6,503	6,501
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	900	837
Securities available for sale, allowance for credit loss	0
Securities available for sale	$ 5,603	$ 5,664

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost, due in one year or less, available for sale securities	$ 1,897
Fair value, due in one year or less, available for sale securities	1,868
Amortized cost, due after one year through five years, available for sale securities	139,460
Fair value, due after one year through five years, available for sale securities	128,835
Amortized cost, due after five years through ten years, available for sale securities	299,548
Fair value, due after five years through ten years, available for sale securities	255,178
Amortized cost, due after ten years, available for sale securities	264,284
Fair value, due after ten years, available for sale securities	228,297
Amortized cost, total securities available for sale	705,189	$ 759,917
Fair value, total securities available for sale	$ 614,178	$ 656,852

Note 3 - Securities - Securit_3

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Temporarily impaired securities, less than 12 months, fair value	$ 31,829	$ 389,208
Temporarily impaired securities, less than 12 months unrealized loss	1,232	39,109
Temporarily impaired securities, 12 months or more fair value	582,007	259,070
Temporarily impaired securities, 12 months or more unrealized loss	89,779	64,043
US Treasury Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	936
Temporarily impaired securities, less than 12 months unrealized loss	0	56
Temporarily impaired securities, 12 months or more fair value	940	0
Temporarily impaired securities, 12 months or more unrealized loss	54	0
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	24,782	144,574
Temporarily impaired securities, less than 12 months unrealized loss	1,131	12,699
Temporarily impaired securities, 12 months or more fair value	280,119	190,950
Temporarily impaired securities, 12 months or more unrealized loss	47,756	42,303
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	2,070	94,657
Temporarily impaired securities, less than 12 months unrealized loss	35	18,373
Temporarily impaired securities, 12 months or more fair value	144,831	52,134
Temporarily impaired securities, 12 months or more unrealized loss	32,708	19,645
Commercial Mortgage-Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	4,977	144,198
Temporarily impaired securities, less than 12 months unrealized loss	66	7,326
Temporarily impaired securities, 12 months or more fair value	150,514	15,165
Temporarily impaired securities, 12 months or more unrealized loss	8,361	1,913
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	4,843
Temporarily impaired securities, less than 12 months unrealized loss	0	655
Temporarily impaired securities, 12 months or more fair value	5,603	821
Temporarily impaired securities, 12 months or more unrealized loss	$ 900	$ 182

Note 4 - Defined Benefit Plan_2

Note 4 - Defined Benefit Plan (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 4 - Defined Benefit Plan -

Note 4 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Service cost	$ 203	$ 324	$ 406	$ 648
Interest cost	273	204	546	408
Expected return on plan assets	(518)	(629)	(1,036)	(1,258)
Amortization of prior service cost	0	0	0	0
Recognized net actuarial loss	17	110	34	220
Net periodic benefit (income) cost	$ (25)	$ 9	$ (50)	$ 18

Note 5 - Fair Value Measureme_3

Note 5 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, before Allowance for Credit Loss	$ 846,541	$ 852,744
Collateral Pledged [Member]
Financing Receivable, before Allowance for Credit Loss	7
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Financing Receivable, before Allowance for Credit Loss	7
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	0
Interest Rate Contract [Member]
Derivative, Fair Value, Net, Total		$ 0

Note 5 - Fair Value Measureme_4

Note 5 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Securities available for sale	$ 614,178	$ 656,852
Securities available for sale	614,178	656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	614,178	656,852
Securities available for sale	614,178	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member]
Securities available for sale	940	936
Securities available for sale	940	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	940	936
Securities available for sale	940	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member]
Securities available for sale	304,901	336,575
Securities available for sale	304,901	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	304,901	336,575
Securities available for sale	304,901	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	147,146	152,200
Securities available for sale	147,146	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	147,146	152,200
Securities available for sale	147,146	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale	155,588	161,477
Securities available for sale	155,588	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	155,588	161,477
Securities available for sale	155,588	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	5,603	5,664
Securities available for sale	5,603	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	5,603	5,664
Securities available for sale	5,603	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	$ 0	$ 0

Note 5 - Fair Value Measureme_5

Note 5 - Fair Value Measurements - Interest Rate Loan Contracts and Forward Contracts Fair Value Measurement (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Reported Value Measurement [Member]
Interest rate loan contracts	$ 1
Forward contracts	(1)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Forward contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	1
Forward contracts	(1)
Interest Rate Contract [Member] | Reported Value Measurement [Member]
Interest rate loan contracts	1
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Interest rate loan contracts	0
Interest Rate Contract [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Interest rate loan contracts	1
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member]
Forward contracts	(1)
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Forward contracts	0
Forward Contracts [Member] | Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Forward contracts	$ (1)

Note 5 - Fair Value Measureme_6

Note 5 - Fair Value Measurements - Change in Fair Value Measurement Impacts Net Income (Details) - Valuation, Market Approach [Member] - Current Reference Price [Member] - Minimum [Member]	Jun. 30, 2023
Interest Rate Contract [Member]
Derivative asset (liability)	1.0087
Forward Contract [Member]
Derivative asset (liability)	1.0087

Note 5 - Fair Value Measureme_7

Note 5 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Other real estate owned net of valuation allowance	$ 662	$ 662
Fair Value, Inputs, Level 1 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Other real estate owned net of valuation allowance	$ 662	$ 662

Note 5 - Fair Value Measureme_8

Note 5 - Fair Value Measurements - Level 3 Fair Value Measurements (Details) - Valuation, Market Approach [Member]		Jun. 30, 2023		Dec. 31, 2022
Measurement Input, Cost to Sell [Member]
OREO				0.0700
Measurement Input, Cost to Sell [Member] | Weighted Average [Member]
OREO	[1]	0.0700
Measurement Input, Discount Rate [Member] | Weighted Average [Member]
OREO		0.3472	[1]	0.3472
[1]As of September 30, 2022 and December 31, 2021, OREO was composed of a single property.

Note 5 - Fair Value Measureme_9

Note 5 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Securities available for sale, at fair value	$ 614,178	$ 656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	614,178	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Reported Value Measurement [Member]
Cash and due from banks	14,815	12,403
Interest-bearing deposits	55,241	59,026
Securities available for sale, at fair value	614,178	656,852
Restricted securities	929	941
Loans, net	835,915	844,519
Accrued interest receivable	5,718	6,001
Bank-owned life insurance	43,081	43,312
Interest rate loan contracts	1
Deposits	1,487,032	1,542,725
Accrued interest payable	260	106
Interest rate loan contracts	1
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	14,815	12,403
Interest-bearing deposits	55,241	59,026
Securities available for sale, at fair value	0	0
Restricted securities	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	0
Deposits	0	0
Accrued interest payable	0	0
Interest rate loan contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale, at fair value	614,178	656,852
Restricted securities	929	941
Loans, net	0	0
Accrued interest receivable	5,718	6,001
Bank-owned life insurance	43,081	43,312
Interest rate loan contracts	0
Deposits	1,340,053	1,475,096
Accrued interest payable	260	106
Interest rate loan contracts	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale, at fair value	0	0
Restricted securities	0	0
Loans, net	785,779	781,749
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Interest rate loan contracts	1
Deposits	145,244	67,542
Accrued interest payable	0	$ 0
Interest rate loan contracts	$ 1

Note 6 - Components of Accumu_3

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Balances	$ 131,043	$ 161,289	$ 122,687	$ 191,751
Balances	128,444	136,240	128,444	136,240
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balances	(69,692)	(30,972)	(81,421)	2,854
Unrealized holding gain (loss) on available for sale securities, net of tax	(4,848)	(24,893)	6,891	(58,719)
Reclassification adjustment, net of tax	2,642		2,632
Balances	(71,898)	(55,865)	(71,898)	(55,865)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances	(2,345)	(6,912)	(2,345)	(6,912)
Unrealized holding gain (loss) on available for sale securities, net of tax	0		0
Reclassification adjustment, net of tax	0		0
Balances	(2,345)	(6,912)	(2,345)	(6,912)
AOCI Attributable to Parent [Member]
Balances	(72,037)	(37,884)	(83,766)	(4,058)
Unrealized holding gain (loss) on available for sale securities, net of tax	(4,848)	(24,893)	6,891	(58,719)
Reclassification adjustment, net of tax	2,642		2,632
Balances	$ (74,243)	$ (62,777)	$ (74,243)	$ (62,777)

Note 6 - Components of Accumu_4

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	$ (1,289)	$ (6,617)	$ 1,831	$ (15,609)
Reclassification adjustment for gain included in net income, taxes	702		700
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	(1,289)	$ (6,617)	1,831	$ (15,609)
Reclassification adjustment for gain included in net income, taxes	$ 702		$ 700

Note 7 - Revenue Recognition -

Note 7 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Noninterest Income (in-scope of Topic 606)	$ 1,693	$ 1,769	$ 3,535	$ 3,476
Noninterest Income (out-of-scope of Topic 606)	1,098	343	1,455	927
Total noninterest income	2,791	2,112	4,990	4,403
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	637	603	1,229	1,165
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	49	51	102	106
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	414	535	881	975
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	481	439	926	882
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 112	$ 141	$ 397	$ 348

Note 8 - Leases - Lease Informa

Note 8 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Weighted average remaining lease term (in years) (Year)	4 years 9 months 3 days		4 years 9 months 3 days		5 years 1 month 20 days
Weighted average discount rate	3.29%		3.29%		3.29%
Operating lease expense	$ 92	$ 78	$ 184	$ 154
Short-term lease expense	0	0	1	1
Total lease expense	92	78	185	155
Cash paid for amounts included in lease liabilities	92	78	186	156
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	0	$ 0	0	$ 25
Other Liabilities [Member]
Lease liability	1,284		1,284		$ 1,444
Other Assets [Member]
Right-of-use asset	$ 1,255		$ 1,255		$ 1,415

Note 8 - Leases - Lease Liabili

Note 8 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Twelve months ending June 30, 2024	$ 353
Twelve months ending June 30, 2025	320
Twelve months ending June 30, 2026	221
Twelve months ending June 30, 2027	195
Twelve months ending June 30, 2028	189
Thereafter	111
Total undiscounted cash flows	1,389
Less: discount	(105)
Other Liabilities [Member]
Lease liability	$ 1,284	$ 1,444

Note 9 - Stock Based Compensa_3

Note 9 - Stock Based Compensation (Details Textual) - Stock Incentive Plan 2023 [Member] - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2023	May 09, 2023
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			120,000
Restricted Stock Award [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		1 year
Share-Based Payment Arrangement, Expense	$ 5	$ 5
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 58	$ 58
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Month)		11 months

Note 9 - Stock Based Compensa_4

Note 9 - Stock Based Compensation - Summary of Nonvested Shares (Details) - Restricted Stock Award [Member]	3 Months Ended
	Jun. 30, 2023 $ / shares shares
Nonvested, shares (in shares) | shares	0
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Granted, shares (in shares) | shares	2,052
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 30.70
Nonvested, shares (in shares) | shares	2,052
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 30.70

Note 10 - Earnings Per Share -

Note 10 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income, basic	$ 3,901	$ 5,574	$ 8,432	$ 10,460
Common shares, basic (in shares)	5,889,687	6,004,425	5,889,687	6,025,709
Basic net income per common share (in dollars per share)	$ 0.66	$ 0.93	$ 1.43	$ 1.74
Restricted stock awards: (in shares)	361	0	181	0
Net income, diluted	$ 3,901	$ 5,574	$ 8,432	$ 10,460
Weighted average number of common shares outstanding, diluted (in shares)	5,890,048	6,004,425	5,889,868	6,025,709
Diluted net income per common share (in dollars per share)	$ 0.66	$ 0.93	$ 1.43	$ 1.74