National Bankshares (NKSH) 10-Q 8 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 07, 2023
Document Information [Line Items]
Entity Central Index Key	0000796534
Entity Registrant Name	NATIONAL BANKSHARES INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	0-15204
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1375874
Entity Address, Address Line One	101 Hubbard Street
Entity Address, City or Town	Blacksburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	24062
City Area Code	540
Local Phone Number	951-6300
Title of 12(b) Security	Common Stock, par value $1.25 per share
Trading Symbol	NKSH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,891,739

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 13,089	$ 12,403
Interest-bearing deposits	40,353	59,026
Securities available for sale, at fair value	591,552	656,852
Restricted stock, at cost	1,264	941
Mortgage loans held for sale	82	0
Loans:
Total Loans	848,975	852,744
Less allowance for credit losses	(10,181)	(8,225)
Total loans, net	838,794	844,519
Premises and equipment, net	11,091	10,371
Accrued interest receivable	6,180	6,001
Other real estate owned, net	662	662
Goodwill	5,848	5,848
Bank-owned life insurance	43,327	43,312
Other assets	39,660	37,616
Total assets	1,591,902	1,677,551
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	303,166	327,713
Interest-bearing demand deposits	789,148	933,269
Savings deposits	184,801	214,114
Time deposits	187,885	67,629
Total deposits	1,465,000	1,542,725
Accrued interest payable	551	106
Other liabilities	10,238	12,033
Total liabilities	1,475,789	1,554,864
Commitments and contingencies
Stockholders' Equity
Preferred stock, no par value, 5,000,000 shares authorized; none issued and outstanding	0	0
Common stock of $1.25 par value and additional paid in capital. Authorized 10,000,000 shares; issued and outstanding 5,891,739 (including 2,052 unvested) shares at September 30, 2023 and 5,889,687 at December 31, 2022	7,383	7,362
Retained earnings	198,394	199,091
Accumulated other comprehensive loss, net	(89,664)	(83,766)
Total stockholders' equity	116,113	122,687
Total liabilities and stockholders' equity	$ 1,591,902	$ 1,677,551

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2023	Dec. 31, 2022
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,891,739	5,889,687
Common stock, shares outstanding (in shares)	5,891,739	5,889,687
Common stock, shares unvested (in shares)	2,052

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest Income
Interest and fees on loans	$ 9,816	$ 8,816	$ 28,793	$ 25,240
Interest on interest-bearing deposits	439	506	1,207	757
Interest on securities – taxable	4,084	3,425	12,268	8,847
Interest on securities – nontaxable	340	408	1,052	1,283
Total interest income	14,679	13,155	43,320	36,127
Interest Expense
Interest on time deposits	1,452	31	2,865	105
Interest on other deposits	4,584	722	11,352	1,950
Interest on borrowings	3	0	300	0
Total interest expense	6,039	753	14,517	2,055
Net interest income	8,640	12,402	28,803	34,072
(Recovery of) provision for credit losses	(401)	252	(389)	696
Net interest income after (recovery of) provision for credit losses	9,041	12,150	29,192	33,376
Noninterest Income:
Noninterest Income	1,835	1,795	5,370	5,271
BOLI income	253	239	1,771	718
Gain on sale of mortgage loans	22	40	93	136
Other income	147	209	771	909
Total noninterest income	2,115	2,140	7,105	6,543
Gain on sale of investment			2,971	0
Loss on sale of securities			(3,332)	0
Noninterest Expense
Salaries and employee benefits	4,462	4,144	13,361	12,133
Occupancy, furniture and fixtures	547	476	1,500	1,432
Data processing and ATM	978	774	2,730	2,354
FDIC assessment	190	114	561	336
Net costs of other real estate owned	14	68	29	78
Franchise taxes	339	375	1,072	1,108
Professional services	251	254	1,555	693
Other operating expenses	684	531	1,878	1,526
Total noninterest expense	7,465	6,736	22,686	19,660
Income before income taxes	3,691	7,554	13,611	20,259
Income tax expense	617	1,392	2,105	3,637
Net Income	$ 3,074	$ 6,162	$ 11,506	$ 16,622
Basic net income per common share (in dollars per share)	$ 0.52	$ 1.03	$ 1.95	$ 2.77
Diluted net income per common share (in dollars per share)	$ 0.52	$ 1.03	$ 1.95	$ 2.77
Weighted average number of common shares outstanding, basic (in shares)	5,889,687	5,974,961	5,889,687	6,008,607
Weighted average number of common shares outstanding, diluted (in shares)	5,889,939	5,974,961	5,889,778	6,008,607
Dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 1.73	$ 0.72
Deposit Account [Member]
Noninterest Income:
Noninterest Income	$ 642	$ 661	$ 1,871	$ 1,826
Product and Service, Other [Member]
Noninterest Income:
Noninterest Income	151	51	253	157
Credit and Debit Card [Member]
Noninterest Income:
Noninterest Income	395	448	1,276	1,423
Fiduciary and Trust [Member]
Noninterest Income:
Noninterest Income	$ 505	$ 492	$ 1,431	$ 1,374

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Loss (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net Income	$ 3,074	$ 6,162	$ 11,506	$ 16,622
Other Comprehensive Loss, Net of Tax
Unrealized holding loss on available for sale securities net of tax of ($4,099) and ($7,822) for the periods ended September 30, 2023 and September 30, 2022, respectively	(15,421)	(29,424)	(8,530)	(88,143)
Other comprehensive loss, net of tax	(15,421)	(29,424)	(5,898)	(88,143)
Total Comprehensive Loss	(12,347)	(23,262)	5,608	(71,521)
Net Income	$ 3,074	$ 6,162	11,506	16,622
Reclassification adjustment for loss included in net income, net of tax of $700 in 2023			$ 2,632	$ 0

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Loss (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Unrealized holding gain (loss) on available for sale securities, tax	$ (4,099)	$ (7,822)	$ (2,268)	$ (23,431)
Unrealized holding gain (loss) on available for sale securities, tax	$ (4,099)	$ (7,822)	(2,268)	$ (23,431)
Reclassification adjustment for gain included in net income, tax			$ 700

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock Including Additional Paid in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances at Dec. 31, 2021					$ 7,580	$ 188,229	$ (4,058)	$ 191,751
Net income					0	16,622	0	16,622
Common stock repurchased					(133)	(3,591)	0	(3,724)
Other comprehensive loss, net of tax					0	0	(88,143)	(88,143)
Cash dividends					0	(4,319)	0	(4,319)
Balances at Sep. 30, 2022					7,447	196,941	(92,201)	112,187
Balances at Jun. 30, 2022					7,476	191,545	(62,777)	136,244
Net income					0	6,162	0	6,162
Common stock repurchased					(29)	(766)	0	(795)
Other comprehensive loss, net of tax					0	0	(29,424)	(29,424)
Balances at Sep. 30, 2022					7,447	196,941	(92,201)	112,187
Balances (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ (2,014)	$ 0	$ (2,014)
Balances at Dec. 31, 2022					7,362	199,091	(83,766)	122,687
Net income					0	11,506	0	11,506
Other comprehensive loss, net of tax					0	0	(5,898)	(5,898)
Stock based compensation					21	0	0	21
Cash dividends					0	(10,189)	0	(10,189)
Balances at Sep. 30, 2023					7,383	198,394	(89,664)	116,113
Balances at Jun. 30, 2023					7,367	195,320	(74,243)	128,444
Net income					0	3,074	0	3,074
Other comprehensive loss, net of tax					0	0	(15,421)	(15,421)
Stock based compensation					16	0	0	16
Balances at Sep. 30, 2023					$ 7,383	$ 198,394	$ (89,664)	$ 116,113

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Stock repurchase, shares (in shares)		23,500		106,662
Other comprehensive income (loss), tax	$ (4,099)	$ (7,822)	$ (1,568)	$ (23,431)
Cash dividend, per share (in dollars per share)	$ 0	$ 0	$ 1.73	$ 0.72

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Cash Flows from Operating Activities
Net income	$ 3,074	$ 6,162			$ 11,506	$ 16,622
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for credit losses	(401)	252			(389)	696	$ 706
Depreciation of bank premises and equipment					544	449
Amortization of premiums and accretion of discounts, net					806	972
Gain on disposal of fixed assets					0	(4)
Loss on sales of securities available for sale, net					3,332	0
Losses and write-downs on other real estate owned, net					0	50
Loss on sales of repossessed assets					5	0
Increase in cash value of bank-owned life insurance					(734)	(718)
Origination of mortgage loans held for sale					(6,689)	(6,348)
Proceeds from sale of mortgage loans held for sale					6,700	7,099
Gain on sale of mortgage loans held for sale	(22)	(40)			(93)	(136)
Equity based compensation expense					21	0
Net change in:
Accrued interest receivable					(179)	(718)
Other assets					59	33
Accrued interest payable					445	(8)
Other liabilities					(2,002)	282
Net cash provided by operating activities					13,332	18,271
Cash Flows from Investing Activities
Proceeds from calls, principal payments, sales and maturities of securities available for sale					53,696	33,465
Purchase of securities available for sale					0	(117,341)
Net change in restricted stock					(323)	(96)
Purchase of loan participations					(5,118)	(10,965)
Collection of loan participations					6,686	4,513
Loan originations and principal collections, net					1,958	(43,479)
Proceeds from sale of repossessed assets					13	0
Recoveries on loans charged off					235	153
Proceeds from sale and purchases of premises and equipment, net					(1,264)	(906)
BOLI settlement					712	0
Net cash provided by (used in) investing activities					56,595	(134,656)
Cash Flows from Financing Activities
Net change in time deposits					120,256	(1,945)
Net change in other deposits					(197,981)	78,007
Common stock repurchased					0	(3,724)
Cash dividends paid					(10,189)	(4,319)
Net cash (used in) provided by financing activities					(87,914)	68,019
Net change in cash and due from banks					(17,987)	(48,366)
Cash and due from banks at beginning of period					71,429	138,789	138,789
Cash and due from banks at end of period	$ 53,442	$ 90,423	$ 53,442	$ 90,423	53,442	90,423	$ 71,429
Supplemental Disclosures of Cash Flow Information
Interest paid on deposits and borrowings					14,072	2,063
Income taxes paid					3,997	3,441
Supplemental Disclosure of Noncash Activities
Loans charged against the allowance for credit losses					232	316
Loans transferred to repossessed assets					11	0
Unrealized holding loss on securities available for sale					(7,466)	(111,574)
Lease liabilities arising from obtaining right-of-use assets			$ 0	$ 79	$ 0	$ 104

Note 1 - General

Note 1 - General	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	Note 1: The consolidated financial statements of National Bankshares, Inc. (“NBI”) and its wholly-owned subsidiaries, The National Bank of Blacksburg (the “Bank” or “NBB”) and National Bankshares Financial Services, Inc. (“NBFS”) (collectively, the “Company”), conform to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. The accompanying interim period consolidated financial statements are unaudited; however, in the opinion of the Company’s management, all adjustments consisting of normal recurring adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the three nine September 30, 2023 not 10 10 December 31, 2022 ( “2022 10 1934 www.nationalbankshares.com Risks and Uncertainties The Company is closely monitoring risks that may may Recent Accounting Pronouncements In October 2023, 2023 06, not not two June 30, 2027, not not not 2023 06 In July 2023, 2023 03, 205 220 480 505 718 No. 120, March 24, 2022 6.B, 280—General X: 2023 03 not 2023 03 In March 2020, 2020 04 848 March 12, 2020 December 31, 2022. January 2021, 2021 01 848 848 848 may 2021 01 March 12, 2020, January 7, 2021, may 2021 01 March 12, 2020, March 12, 2020. In December 2022, 2022 06, 848 848”. 2022 06 848. 848 848 2021, June 30, 2023. To ensure the relief in Topic 848 may 848 December 31, 2022, December 31, 2024, no 848. 2022 06 Recently Adopted Accounting Standards ASU 2016 13 On January 1, 2023, 2016 13 326 ASU 2016 13 2016 13 The Company applied the standard’s provisions as a cumulative-effect adjustment of $2,014, net of tax, to retained earnings as of January 1, 2023. not January 1, 2023 326, January 1, 2023 ACL on Securities Available for Sale The Company evaluates securities available for sale that are in an unrealized loss position on the reporting date. Securities are analyzed to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or noncredit-related factors. Any impairment that is not may not no In evaluating impairment, the Company considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. If the Company determines a credit impairment, the ACL on securities available for sale would be established through a provision for credit losses on securities available for sale in the Consolidated Statements of Income. If the Company’s management believes it has confirmed that the loss on a security is uncollectible, or when either of the criteria regarding intent or requirement to sell is met, the loss is charged against the ACL. Accrued interest receivable is excluded from the estimate of credit losses. ACL on Loans (“ACLL”) The Company estimates the ACLL based on amortized cost basis, which is the amount at which the loan is originated, adjusted for net deferred fees or costs, collection of cash, and charge-offs. In the event that collection of principal becomes uncertain, the Company has policies in place to reverse accrued interest in a timely manner. Therefore, the Company has made a policy election to exclude accrued interest from the measurement of the ACLL. Intrinsic to the Company’s policy on estimating the ACLL are policies regarding loan pools, nonaccruals, past due status, collateral valuation, charge-offs and risk ratings. Please refer to the Company’s 2022 10 1: The Company measures expected credit losses on loans on a collective (pool) basis, when the loans share similar risk characteristics, such as collateral type and intended use, repayment source, and (if applicable) the borrower’s business model. The Company has identified the following pools of loans with similar risk characteristics for measuring expected credit losses: Real Estate Construction Construction, residential Construction, other Consumer Real Estate Equity lines Residential closed-end first Residential closed-end junior liens Investor-owned residential real estate Commercial Real Estate Multifamily real estate Commercial real estate, owner occupied Commercial real estate, other Commercial Non Real Estate Commercial and industrial Public Sector and IDA Public sector and IDA Consumer Non Real Estate Credit cards Automobile Other consumer loans The Company’s methodologies for estimating the ACLL consider available relevant information about the collectability of cash flows, including historical losses, reasonable and supportable forecasts of economic conditions, and current economic and portfolio conditions. The difference between cash flow estimates and amortized cost is the ACLL. The Company uses a discounted cash flow (“DCF”) method for all of its pools except for bankcards, which are measured using the historical loss rate adjusted for the forecast. For loans using the DCF method, cash flows are projected at the instrument level and discounted using the loan’s effective interest rate. Cash flows are generated using each loan’s payment attributes, adjusted for pool-level information on the probability of default (“PD”), loss given default and prepayment speeds. Default is defined as full or partial charge-off, nonaccrual status or past due 90 The Company designated national unemployment as its forecast variable. Multiple forecasts from reputable and independent third one not two three The results of DCF calculations are modified by allocations for qualitative factors to account for changes in variables that may Loans that do not The collateral method is applied to individually evaluated loans for which foreclosure is probable. The collateral method is also applied to individually evaluated loans when borrowers are experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral (“collateral dependent”). The ACLL is measured based on the difference between the fair value of the collateral and the amortized cost basis of the loan as of the measurement date. When repayment is expected to be from the operation of the collateral, the ACLL is calculated as the amount by which the amortized cost basis of the loan exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, the ACLL is calculated as the amount by which the loan’s amortized cost basis exceeds the fair value of the underlying collateral less estimated cost to sell. The ACLL may zero The DCF method is applied to individually evaluated loans that do not 100% Expected credit losses are reflected in the ACLL through a charge to provision for credit losses on the Consolidated Statements of Income. When the Company deems all or a portion of a loan to be uncollectible the appropriate amount is written off against the ACLL. The Company applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no ACL on Unfunded Commitments Financial instruments include off-balance sheet credit instruments such as undrawn portions of revolving lines of credit, commercial letters of credit, and loan commitments that have not ASU 2022 02 On January 1, 2023, 2016 13, 2022 02, 326 Similar to its policy under previous GAAP, the Company continues to identify modifications to loans and to determine whether the borrower is experiencing financial difficulty. If the Company determines that the borrower is experiencing financial difficulty, the loan is designated for financial reporting purposes. Loans that are modified for borrowers experiencing financial difficulty are evaluated to determine whether the credit risk falls within the regulatory definition of “criticized” and requires individual evaluation. Under previous GAAP, modifications to loans when the borrower was experiencing financial difficulty were designated as TDR and were individually evaluated for the duration of the loan.

Note 2 - Loans and Allowance fo

Note 2 - Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 2: Loans The following table presents the composition of the loan portfolio, excluding mortgage loans held for sale, as of the dates indicated. September 30, 2023 December 31, 2022 Real estate construction $ 64,181 $ 54,579 Consumer real estate 226,671 221,052 Commercial real estate 424,765 437,888 Commercial non real estate 42,940 57,652 Public sector and IDA 51,591 48,074 Consumer non real estate 39,269 33,948 Gross loans 849,417 853,193 Less unearned income and deferred fees and costs (442 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 848,975 $ 852,744 Allowance for credit losses on loans (10,181 ) (8,225 ) Total loans, net $ 838,794 $ 844,519 Accrued interest receivable on loans, which is excluded from the amortized cost of loans, totaled $2,760 at September 30, 2023 December 31, 2022. Past Due and Nonaccrual Loans The following tables present the aging of past due loans, by loan pool, as of the dates indicated. September 30, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 16,995 $ - $ - $ - $ 16,995 $ - Construction, other 47,165 21 - - 47,186 - Consumer Real Estate Equity line 16,631 23 - - 16,654 - Residential closed-end first liens 122,839 679 7 85 123,610 92 Residential closed-end junior liens 5,009 13 - - 5,022 - Investor-owned residential real estate 81,385 - - - 81,385 - Commercial Real Estate Multifamily residential real estate 133,188 - - - 133,188 - Commercial real estate owner-occupied 116,089 288 - 2,429 118,806 236 Commercial real estate, other 172,771 - - - 172,771 - Commercial Non Real Estate Commercial and industrial 42,452 4 17 467 42,940 252 Public Sector and IDA States and political subdivisions 51,591 - - - 51,591 - Consumer Non-Real Estate Credit cards 4,570 4 - - 4,574 - Automobile 11,933 42 2 - 11,977 3 Other consumer loans 22,615 98 5 - 22,718 5 Total $ 845,233 $ 1,172 $ 31 $ 2,981 $ 849,417 $ 588 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 The following table presents nonaccrual loans, by loan class, as of the dates indicated: CECL Incurred Loss September 30, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 85 $ 85 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,429 2,429 2,493 Commercial Non Real Estate Commercial and industrial - 467 467 263 Total $ - $ 2,981 $ 2,981 $ 2,847 During the three nine September 30, 2023, no The following table presents certain past due indicators as of the dates indicated. September 30, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 341.53 % 284.18 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.01 % 0.00 % Allowance for Credit Losses on Loans The following tables present the activity in the ACLL by portfolio segment for the periods indicated: Activity in the Allowance for Credit Losses on Loans for the Nine Months Ended September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - (17 ) - (11 ) - (204 ) - (232 ) Recoveries - 103 37 4 - 91 - 235 Provision for (recovery of) credit losses 133 (353 ) (212 ) (300 ) 10 156 177 (389 ) Balance, September 30, 2023 $ 562 $ 3,193 $ 4,167 $ 839 $ 314 $ 621 $ 485 $ 10,181 Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (301 ) - (316 ) Recoveries - 29 36 10 - 78 - 153 Provision for (recovery of) loan losses 225 266 452 (329 ) 39 263 (220 ) 696 Balance, September 30, 2022 $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, December 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 The following tables present information about the ACLL for individually evaluated loans and collectively evaluated loans by portfolio segment as of the dates indicated. Allowance for Credit Losses on Loans as of September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ 78 $ 548 $ 248 $ - $ 1 $ - $ 875 Collectively evaluated 562 3,115 3,619 591 314 620 485 9,306 Total $ 562 $ 3,193 $ 4,167 $ 839 $ 314 $ 621 $ 485 $ 10,181 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 The following tables present information about individually evaluated loans and collectively evaluated loans by portfolio segment as of the dates indicated. Loans as of September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 288 $ 1,059 $ 8,826 $ 473 $ - $ 12 $ 10,658 Collectively evaluated 63,893 225,612 415,939 42,467 51,591 39,257 838,759 Total $ 64,181 $ 226,671 $ 424,765 $ 42,940 $ 51,591 $ 39,269 $ 849,417 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193 The following table presents ratios pertaining to the ACLL as of the dates and for the periods indicated. As of and for the Nine Months Ended September 30, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.20 % 0.96 % 0.96 % Ratio of net charge-offs, annualized, to average loans, net of unearned income and deferred fees and costs 0.00 % 0.03 % 0.02 % In accordance with CECL, the Company identifies individually evaluated loans when their risk characteristics become different from their pool. Under previous GAAP, the Company identified loans for potential impairment through a variety of means, including, but not not 2022 10 Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ - ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. The following table shows the average recorded investment and interest income recognized for individually evaluated loans under the incurred loss model for the period indicated. Only classes with individually evaluated loans are presented. For the Nine Months Ended September 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,601 4 Commercial Non-Real Estate Commercial and industrial 277 - Total $ 3,067 $ 13 ( 1 Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status. Collateral Dependent Loans The Company reviews individually evaluated loans to identify collateral dependency. Loans are collateral dependent when repayment is expected substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company adopted the practical expedient provided by ASU 2016 13 no September 30, 2023, one All collateral loans are secured by real estate as of September 30, 2023. September 30, 2023 Balance Related Allowance Consumer Real Estate Residential closed-end first lien $ 7 - Total Loans $ 7 - Credit Quality The Company categorizes loans by risk based on relevant information about the ability of borrowers to service their debt, including: collateral and financial information, historical payment experience, credit documentation and current economic trends, among other factors. At origination, each loan is assigned a risk rating. Ongoing analysis of the loan portfolio adjusts risk ratings on an individual loan basis to reflect updated information. General descriptions of risk ratings are as follows: ● Pass: loans with acceptable credit quality are rated pass. ● Special mention: loans with potential weaknesses due to challenging economic or financial conditions are rated special mention. ● Classified: loans with well-defined weaknesses that heighten the risk of default are rated classified. The following table presents the amortized cost basis of the loan portfolio, by year of origination, loan class, and credit quality, as of the date indicated. Term Loans Amortized Cost Basis by Origination Year Revolving Loans September 30, 2023 Prior 2019 2020 2021 2022 2023 Revolving Converted to Term Total Construction, residential Pass $ - $ - $ 233 $ 121 $ 3,787 $ 2,705 $ 10,149 $ - $ 16,995 Construction, other Pass $ 3,196 $ 1,111 $ 1,411 $ 23,163 $ 11,577 $ 4,375 $ 2,065 $ - $ 46,898 Classified - - - 288 - - - - 288 Total $ 3,196 $ 1,111 $ 1,411 $ 23,451 $ 11,577 $ 4,375 $ 2,065 $ - $ 47,186 Equity lines Pass $ 53 $ - $ - $ - $ - $ - $ 16,553 $ 6 $ 16,612 Classified - - - - - - 42 - 42 Total $ 53 $ - $ - $ - $ - $ - $ 16,595 $ 6 $ 16,654 Residential closed-end first liens Pass $ 33,129 $ 5,874 $ 14,784 $ 32,074 $ 28,768 $ 8,681 $ - $ - $ 123,310 Classified 300 - - - - - - - 300 Total $ 33,429 $ 5,874 $ 14,784 $ 32,074 $ 28,768 $ 8,681 $ - $ - $ 123,610 YTD gross charge-offs $ - $ - $ 17 $ - $ - $ - $ - $ - $ 17 Residential closed-end junior liens Pass $ 1,749 $ 118 $ - $ 175 $ 1,395 $ 1,570 $ - $ 15 $ 5,022 Investor-owned residential real estate Pass $ 23,141 $ 5,215 $ 14,348 $ 19,475 $ 13,888 $ 3,093 $ 1,409 $ 99 $ 80,668 Classified 717 - - - - - - - 717 Total $ 23,858 $ 5,215 $ 14,348 $ 19,475 $ 13,888 $ 3,093 $ 1,409 $ 99 $ 81,385 Multifamily residential real estate Pass $ 42,874 $ 1,823 $ 11,820 $ 40,944 $ 26,874 $ 8,853 $ - $ - $ 133,188 Commercial real estate, owner occupied Pass $ 43,438 $ 11,295 $ 23,661 $ 4,843 $ 16,731 $ 7,757 $ 2,255 $ - $ 109,980 Special mention 6,396 - - - - - - - 6,396 Classified 2,430 - - - - - - - 2,430 Total $ 52,264 $ 11,295 $ 23,661 $ 4,843 $ 16,731 $ 7,757 $ 2,255 $ - $ 118,806 Commercial real estate, other Pass $ 70,064 $ 22,033 $ 19,300 $ 36,272 $ 22,600 $ 1,957 $ 545 $ - $ 172,771 Commercial and industrial Pass $ 6,100 $ 494 $ 1,189 $ 13,059 $ 7,439 $ 6,634 $ 7,552 $ - $ 42,467 Classified 231 - - - 7 - 235 - 473 Total $ 6,331 $ 494 $ 1,189 $ 13,059 $ 7,446 $ 6,634 $ 7,787 $ - $ 42,940 YTD gross charge-offs $ - $ 11 $ - $ - $ - $ - $ - $ - $ 11 Public sector and IDA Pass $ 20,942 $ 14 $ 239 $ 17,683 $ 6,438 $ 6,275 $ - $ - $ 51,591 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,574 $ - $ 4,574 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 35 $ - $ 35 Automobile Pass $ 95 $ 307 $ 680 $ 1,846 $ 3,146 $ 5,900 $ - $ - $ 11,974 Classified - 3 - - - - - - 3 Total $ 95 $ 310 $ 680 $ 1,846 $ 3,146 $ 5,900 $ - $ - $ 11,977 YTD gross charge-offs $ - $ - $ - $ 1 $ 38 $ - $ - $ - $ 39 Other consumer Pass $ 136 $ 380 $ 941 $ 2,273 $ 6,770 $ 11,206 $ 1,003 $ - $ 22,709 Classified - - - - 1 8 - - 9 Total $ 136 $ 380 $ 941 $ 2,273 $ 6,771 $ 11,214 $ 1,003 $ - $ 22,718 YTD gross charge-offs $ - $ - $ - $ 19 $ 42 $ 6 $ 63 $ - $ 130 Total Loans Pass $ 244,917 $ 48,664 $ 88,606 $ 191,928 $ 149,413 $ 69,006 $ 46,105 $ 120 $ 838,759 Special Mention 6,396 - - - - - - - 6,396 Classified 3,678 3 - 288 8 8 277 - 4,262 Total $ 254,991 $ 48,667 $ 88,606 $ 192,216 $ 149,421 $ 69,014 $ 46,382 $ 120 $ 849,417 YTD gross charge-offs $ - $ 11 $ 17 $ 20 $ 80 $ 6 $ 98 $ - $ 232 The following table presents the recorded investment by loan pool and credit quality as of December 31, 2022. December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393 Loan Modifications to Borrowers Experiencing Financial Difficulty The Company modifies loans for a variety of reasons. At the date of modification, the Company assesses whether the borrower is experiencing financial difficulty. If the borrower is experiencing financial difficulty, the loan’s risk rating is evaluated and is typically changed to special mention or classified, which results in individual evaluation of the loan for the ACLL. The Company modified one loan to a borrower experiencing financial difficulty during the nine September 30, 2023. three September 30, 2023. three nine September 30, 2022, The following table presents the amortized cost basis as of September 30, 2023 Interest Only Payments Amortized Cost Basis % of Portfolio Financial Effect Commercial Real Estate Commercial real estate owner-occupied $ 6,396 5.38 % 6 months of interest only payments, after which remaining balance will be re-amortized to the contractual maturity date. The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty. The commercial real estate owner-occupied loan is in current status as of September 30, 2023. The Company analyzed its modified loan portfolio for loans that defaulted during the three nine September 30, 2023, 12 three one 90 September 30, 2023, none 12 ACL on Unfunded Commitments The following table presents the balance and activity in the ACL for unfunded commitments for the nine September 30, 2023: Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Provision for credit losses 21 Balance, September 30, 2023 $ 263

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3: The amortized cost and estimated fair value of securities available for sale along with gross unrealized gains and losses as of the dates indicated are summarized as follows: September 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 995 $ - $ 47 $ - $ 948 U.S. Government agencies and corporations 353,845 - 57,856 - 295,989 States and political subdivisions 179,672 - 42,603 - 137,069 Mortgage-backed securities 161,067 - 8,955 - 152,112 Corporate debt securities 6,504 - 1,070 - 5,434 Total securities available for sale $ 702,083 $ - $ 110,531 $ - $ 591,552 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852 No September 30, 2023. Accrued interest receivable on securities, included in accrued interest receivable on the Consolidated Balance Sheets, totaled $3,420 at September 30, 2023 December 31, 2022. The deferred tax asset for the net unrealized loss on securities available for sale was $23,211 as of September 30, 2023 December 31, 2022. The amortized cost and fair value of single maturity securities available for sale at September 30, 2023, may may September 30, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,755 $ 1,730 Due after one year through five years 154,209 140,650 Due after five years through ten years 293,046 239,668 Due after ten years 253,073 209,504 Total securities available for sale $ 702,083 $ 591,552 Information pertaining to securities with gross unrealized losses aggregated by investment category and length of time that the individual securities have been in a continuous loss position, as of the dates indicated, follows. September 30, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 948 $ 47 U.S. Government agencies and corporations - - 295,989 57,856 States and political subdivisions 845 41 135,979 42,562 Mortgage-backed securities 1,664 39 150,448 8,916 Corporate debt securities - - 5,434 1,070 Total temporarily impaired securities $ 2,509 $ 80 $ 588,798 $ 110,451 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043 The Company evaluates securities available for sale that are in unrealized loss positions to determine whether the impairment is due to credit-related factors or noncredit-related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for any anticipated recovery in fair value. At September 30, 2023, No no September 30, 2023. not not not not Restricted Stock. The Company holds restricted stock that is reported separately from available for sale securities. As a member of the Federal Reserve and the Federal Home Loan Bank of Atlanta (“FHLB”), NBB is required to maintain certain minimum investments in the common stock of those entities. Required levels of investment are based upon NBB’s capital and a percentage of qualifying assets. The Company purchases stock from or sells stock back to the correspondents based on their calculations. The stock is held by member institutions only and is not Redemption of FHLB stock is subject to certain limitations and conditions. At its discretion, the FHLB may September 30, 2023. September 30, 2023, not

Note 4 - Defined Benefit Plan

Note 4 - Defined Benefit Plan	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Retirement Benefits [Text Block]	Note 4: The following tables present components of Net Periodic Benefit Cost for the periods indicated: Pension Benefits Three Months Ended September 30, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9 Pension Benefits Nine Months Ended September 30, 2023 2022 Service cost $ 609 $ 972 Interest cost 819 612 Expected return on plan assets (1,553 ) (1,887 ) Amortization of prior service cost - - Recognized net actuarial loss 52 330 Net periodic benefit (income) cost $ (73 ) $ 27 The service cost component of net periodic benefit cost is included in salaries and employee benefits expense in the Consolidated Statements of Income. All other components are included in other noninterest expense in the Consolidated Statements of Income. No 2023.

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 5: Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. GAAP requires that valuation techniques maximize the use of the observable inputs and minimize the use of the unobservable inputs. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three one three Level 1 Level 2 ● quoted prices in active markets for similar assets and liabilities, ● quoted prices for identical or similar assets and liabilities in less active markets, ● inputs other than quoted prices that are observable, and ● model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 one Fair value is best determined by quoted market prices. However, in cases where quoted market prices are not may not may not Financial Instruments Measured at Fair Value on a Recurring Basis Securities Available for Sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 September 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 948 $ - $ 948 $ - U.S. Government agencies and corporations 295,989 - 295,989 - States and political subdivisions 137,069 - 137,069 - Mortgage-backed securities 152,112 - 152,112 - Corporate debt securities 5,434 - 5,434 - Total securities available for sale $ 591,552 $ - $ 591,552 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ - The Company’s securities portfolio is valued using Level 2 third two third 2 may Financial Instruments Measured at Fair Value on a Non-Recurring Basis Certain financial instruments are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the consolidated financial statements. Loans Held for Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of one four not 2 September 30, 2023 December 31, 2022. Collateral Dependent Loans Loans that do not may zero For loans secured by real estate, fair value of collateral is determined by the “as-is” value of appraisals or third 24 2 may 3 The value of business equipment is based upon an outside appraisal (Level 2 3 not 3 As of September 30, 2023, one third 2 not December 31, 2022, not Other Real Estate Owned ( OREO ) Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 may 3 The following table summarizes the Company’s OREO that was measured at fair value on a nonrecurring basis as of the dates indicated. Date Description Balance Level 1 Level 2 Level 3 September 30, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662 The following table presents information about OREO and Level 3 Date Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2023 Discounted appraised value Selling cost 7.00% September 30, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72% At September 30, 2023 December 31, 2022, 2022, There is uncertainty in determining discounts to appraised value. If the final sale price is different from the list price, the amount of selling costs will also be different from those estimated. Future changes to marketability assumptions or updated appraisals may may Fair Value Summary The following presents the recorded amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments as of the dates indicated. Fair values are estimated using the exit price notion. September 30, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 13,089 $ 13,089 $ - $ - Interest-bearing deposits 40,353 40,353 - - Securities available for sale, at fair value 591,552 - 591,552 - Restricted securities 1,264 - 1,264 - Mortgage loans held for sale 82 - 82 - Loans, net 838,794 - - 792,126 Accrued interest receivable 6,180 - 6,180 - Bank-owned life insurance 43,327 - 43,327 - Financial Liabilities: Deposits $ 1,465,000 $ - $ 1,277,115 $ 186,480 Accrued interest payable 551 - 551 - December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale, at fair value 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumula

Note 6 - Components of Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 6: The following tables provide information about components of accumulated other comprehensive loss as of the dates indicated: Net Unrealized Loss on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Unrealized holding loss on available for sale securities, net of tax of ($ 7,822 (29,424 ) - (29,424 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 ) Unrealized holding loss on available for sale securities, net of tax of ($ 4,099 (15,421 ) - (15,421 ) Balance at September 30, 2023 $ (87,319 ) $ (2,345 ) $ (89,664 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 23,431 (88,143 ) - (88,143 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding loss on available for sale securities, net of tax of ($ 2,268 (8,530 ) - (8,530 ) Reclassification adjustment, net of tax of $ 700 2,632 - 2,632 Balance at September 30, 2023 $ (87,319 ) $ (2,345 ) $ (89,664 )

Note 7 - Revenue Recognition

Note 7 - Revenue Recognition	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 7: Substantially all of the Company’s revenue is generated from contracts with customers. Noninterest revenue streams such as service charges on deposit accounts, other service charges and fees, credit and debit card fees, trust income, and annuity and insurance commissions are recognized in accordance with Accounting Standards Codification (“ASC”) Topic 606, 606 not 606 Service Charges on Deposit Accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, ATM fees, wire transfer fees, and other deposit account related fees. The Company’s performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Wire transfer fees, overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Other Service Charges and Fees Other service charges include safe deposit box rental fees, check ordering charges, and other service charges. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. Check ordering charges are transactional based, and therefore the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Credit and Debit Card Fees Credit and debit card fees are primarily comprised of interchange fee income and merchant services income. Interchange fees are earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa and MasterCard. Merchant services income mainly represents commission fees based upon merchant processing volume. The Company’s performance obligation for interchange fee income and merchant services income are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. In compliance with Topic 606, Trust Income Trust income is primarily comprised of fees earned from the management and administration of trusts and estates and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not Insurance and Investment Insurance income primarily consists of commissions received on insurance product sales. The Company acts as an intermediary between the Company’s customer and the insurance carrier. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the insurance policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. Investment income consists of recurring revenue streams such as commissions from sales of mutual funds and other investments. Commissions from the sale of mutual funds and other investments are recognized on trade date, which is when the Company has satisfied its performance obligation. The Company also receives periodic service fees (i.e., trailers) from mutual fund companies typically based on a percentage of net asset value. Trailer revenue is recorded over time, usually monthly or quarterly, as net asset value is determined. OREO Gains and Losses The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. The following presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, Three Months Ended September 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 642 $ 661 Other service charges and fees 151 51 Credit and debit card fees, net 395 448 Trust income 505 492 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 142 143 Noninterest Income (in-scope of Topic 606) $ 1,835 $ 1,795 Noninterest Income (out-of-scope of Topic 606) 280 345 Total noninterest income $ 2,115 $ 2,140 Nine Months Ended September 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 1,871 $ 1,826 Other service charges and fees 253 157 Credit and debit card fees, net 1,276 1,423 Trust income 1,431 1,374 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 539 491 Noninterest Income (in-scope of Topic 606) $ 5,370 $ 5,271 Noninterest Income (out-of-scope of Topic 606) 1,735 1,272 Total noninterest income $ 7,105 $ 6,543

Note 8 - Leases

Note 8 - Leases	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 8: The Company’s leases are recorded under ASC Topic 842, 842, not 12 not Right-of-use assets and lease liabilities are recognized for operating and finance leases. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Lease payments Lease payments for short-term leases are recognized as lease expense on a straight-line basis over the lease term, or for variable lease payments, in the period in which the obligation was incurred. Payments for leases with terms longer than 12 may not not Options to Extend, Residual Value Guarantees, and Restrictions and Covenants Of the Company’s six September 30, 2023, four two five one two three one five 2020. not not not None none The contracts in which the Company is lessee are with parties external to the Company and not September 30, 2023 December 31, 2022 Lease liability $ 1,205 $ 1,444 Right-of-use asset $ 1,175 $ 1,415 Weighted average remaining lease term (in years) 4.58 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended September 30, Lease Expense 2023 2022 Operating lease expense $ 91 $ 84 Short-term lease expense 10 1 Total lease expense $ 101 $ 85 Cash paid for amounts included in lease liabilities $ 100 $ 83 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 79 For the Nine Months Ended September 30, Lease Expense 2023 2022 Operating lease expense $ 275 $ 238 Short-term lease expense 11 2 Total lease expense $ 286 $ 240 Cash paid for amounts included in lease liabilities $ 286 $ 239 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 104 The following table presents a maturity schedule of undiscounted cash flows that contribute to the lease liability: Undiscounted Cash Flow for the Period As of September 30, 2023 Twelve months ending September 30, 2024 $ 351 Twelve months ending September 30, 2025 289 Twelve months ending September 30, 2026 219 Twelve months ending September 30, 2027 187 Twelve months ending September 30, 2028 189 Thereafter 64 Total undiscounted cash flows $ 1,299 Less: discount (94 ) Lease liability $ 1,205 The contracts in which the Company is lessee are not

Note 9 - Stock Based Compensati

Note 9 - Stock Based Compensation	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 9: The Company’s 2023 May 9, 2023. may March 10, 2023 8 June 7, 2023. Restricted Stock Awards Under the Plan, part of the June 2023 three September 30, 2023 Shares Weighted-Average Grant- Date Fair Value Nonvested at July 1, 2023 2,052 $ 30.70 Granted - - Nonvested at September 30, 2023 2,052 $ 30.70 The RSAs have a one three September 30, 2023 nine September 30, 2023. September 30, 2023, 8

Note 10 - Earnings Per Share

Note 10 - Earnings Per Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 10: The factors used in the earnings per share computation for the periods indicated are presented below: For the Three Months Ended September 30, 2023 2022 $ in thousands, except per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 3,074 5,889,687 $ 0.52 $ 6,162 5,974,961 $ 1.03 Dilutive shares for restricted stock awards: 252 - Diluted earnings per share $ 3,074 5,889,939 $ 0.52 $ 6,162 5,974,961 $ 1.03 For the Nine Months Ended September 30, 2023 2022 $ in thousands, except per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 11,506 5,889,687 $ 1.95 $ 16,622 6,008,607 $ 2.77 Dilutive shares for restricted stock awards: 91 - Diluted earnings per share $ 11,506 5,889,778 $ 1.95 $ 16,622 6,008,607 $ 2.77 ( 1 Weighted average outstanding RSA grants are disregarded in the computation of diluted earnings per share if they are determined to be anti-dilutive. There were no three nine September 30, 2023.

Note 2 - Loans and Allowance _2

Note 2 - Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2023 December 31, 2022 Real estate construction $ 64,181 $ 54,579 Consumer real estate 226,671 221,052 Commercial real estate 424,765 437,888 Commercial non real estate 42,940 57,652 Public sector and IDA 51,591 48,074 Consumer non real estate 39,269 33,948 Gross loans 849,417 853,193 Less unearned income and deferred fees and costs (442 ) (449 ) Loans, net of unearned income and deferred fees and costs $ 848,975 $ 852,744 Allowance for credit losses on loans (10,181 ) (8,225 ) Total loans, net $ 838,794 $ 844,519
Financing Receivable, Past Due [Table Text Block]	September 30, 2023 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 16,995 $ - $ - $ - $ 16,995 $ - Construction, other 47,165 21 - - 47,186 - Consumer Real Estate Equity line 16,631 23 - - 16,654 - Residential closed-end first liens 122,839 679 7 85 123,610 92 Residential closed-end junior liens 5,009 13 - - 5,022 - Investor-owned residential real estate 81,385 - - - 81,385 - Commercial Real Estate Multifamily residential real estate 133,188 - - - 133,188 - Commercial real estate owner-occupied 116,089 288 - 2,429 118,806 236 Commercial real estate, other 172,771 - - - 172,771 - Commercial Non Real Estate Commercial and industrial 42,452 4 17 467 42,940 252 Public Sector and IDA States and political subdivisions 51,591 - - - 51,591 - Consumer Non-Real Estate Credit cards 4,570 4 - - 4,574 - Automobile 11,933 42 2 - 11,977 3 Other consumer loans 22,615 98 5 - 22,718 5 Total $ 845,233 $ 1,172 $ 31 $ 2,981 $ 849,417 $ 588 December 31, 2022 Accruing Current Loans Accruing Loans 30 89 Days Past Due Accruing Loans 90 or More Days Past Due Nonaccrual Loans Total Loans Accruing and Nonaccrual 90 or More Days Past Due Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - $ - $ 12,538 $ - Construction, other 42,041 - - - 42,041 - Consumer Real Estate Equity line 15,010 16 - - 15,026 - Residential closed-end first liens 121,807 750 - 91 122,648 91 Residential closed-end junior liens 2,446 - - - 2,446 - Investor-owned residential real estate 80,524 408 - - 80,932 - Commercial Real Estate Multifamily residential real estate 127,312 - - - 127,312 - Commercial real estate owner-occupied 126,640 - - 2,493 129,133 252 Commercial real estate, other 181,443 - - - 181,443 - Commercial Non Real Estate Commercial and industrial 57,373 16 - 263 57,652 - Public Sector and IDA States and political subdivisions 48,074 - - - 48,074 - Consumer Non-Real Estate Credit cards 4,592 3 2 - 4,597 2 Automobile 9,833 102 - - 9,935 - Other consumer loans 19,317 93 6 - 19,416 6 Total $ 848,950 $ 1,388 $ 8 $ 2,847 $ 853,193 $ 351 CECL Incurred Loss September 30, 2023 December 31, 2022 Nonaccrual Loans Nonaccrual Loans With No Allowance With an Allowance Total Consumer Real Estate Residential closed-end first liens $ - $ 85 $ 85 $ 91 Commercial Real Estate Commercial real estate owner-occupied - 2,429 2,429 2,493 Commercial Non Real Estate Commercial and industrial - 467 467 263 Total $ - $ 2,981 $ 2,981 $ 2,847
Summary of Past Due 90 Days Loans or More and Impaired Loans [Table Text Block]	September 30, December 31, 2023 2022 2022 Ratio of ACLL to nonaccrual loans 341.53 % 284.18 % 288.90 % Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs 0.00 % 0.01 % 0.00 %
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Activity in the Allowance for Credit Losses on Loans for the Nine Months Ended September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Adoption of ASU 2016-13 (21 ) 1,261 700 216 (15 ) 72 129 2,342 Charge-offs - (17 ) - (11 ) - (204 ) - (232 ) Recoveries - 103 37 4 - 91 - 235 Provision for (recovery of) credit losses 133 (353 ) (212 ) (300 ) 10 156 177 (389 ) Balance, September 30, 2023 $ 562 $ 3,193 $ 4,167 $ 839 $ 314 $ 621 $ 485 $ 10,181 Activity in the Allowance for Loan Losses for the Nine Months Ended September 30, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (301 ) - (316 ) Recoveries - 29 36 10 - 78 - 153 Provision for (recovery of) loan losses 225 266 452 (329 ) 39 263 (220 ) 696 Balance, September 30, 2022 $ 647 $ 2,212 $ 3,609 $ 778 $ 336 $ 484 $ 141 $ 8,207 Activity in the Allowance for Loan Losses for the Year Ended December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Balance, December 31, 2021 $ 422 $ 1,930 $ 3,121 $ 1,099 $ 297 $ 444 $ 361 $ 7,674 Charge-offs - (13 ) - (2 ) - (352 ) - (367 ) Recoveries - 29 49 11 - 123 - 212 Provision for (recovery of) loan losses 28 253 472 (178 ) 22 291 (182 ) 706 Balance, December 31, 2022 $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Loans as of September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Unallocated Total Individually evaluated $ - $ 78 $ 548 $ 248 $ - $ 1 $ - $ 875 Collectively evaluated 562 3,115 3,619 591 314 620 485 9,306 Total $ 562 $ 3,193 $ 4,167 $ 839 $ 314 $ 621 $ 485 $ 10,181 Allowance for Loan Losses as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Unallocated Total Individually evaluated $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated 450 2,199 3,642 930 319 506 179 8,225 Total $ 450 $ 2,199 $ 3,642 $ 930 $ 319 $ 506 $ 179 $ 8,225 Loans as of September 30, 2023 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non Real Estate Total Individually evaluated $ 288 $ 1,059 $ 8,826 $ 473 $ - $ 12 $ 10,658 Collectively evaluated 63,893 225,612 415,939 42,467 51,591 39,257 838,759 Total $ 64,181 $ 226,671 $ 424,765 $ 42,940 $ 51,591 $ 39,269 $ 849,417 Loans as of December 31, 2022 Real Estate Construction Consumer Real Estate Commercial Real Estate Commercial Non Real Estate Public Sector and IDA Consumer Non- Real Estate Total Individually evaluated $ - $ 186 $ 2,583 $ 263 $ - $ - $ 3,032 Collectively evaluated 54,579 220,866 435,305 57,389 48,074 33,948 850,161 Total $ 54,579 $ 221,052 $ 437,888 $ 57,652 $ 48,074 $ 33,948 $ 853,193
Schedule of Ratios for Allowance for Loan Losses [Table Text Block]	As of and for the Nine Months Ended September 30, Year Ended December 31, 2023 2022 2022 Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs 1.20 % 0.96 % 0.96 % Ratio of net charge-offs, annualized, to average loans, net of unearned income and deferred fees and costs 0.00 % 0.03 % 0.02 %
Impaired Financing Receivables [Table Text Block]	Individually Evaluated Loans under Incurred Loss as of December 31, 2022 Principal Balance Recorded Investment (1) Recorded Investment (1) for Which There is No Related Allowance Recorded Investment (1) for Which There is a Related Allowance Related Allowance Consumer Real Estate Investor-owned residential real estate $ 186 $ 186 $ 186 $ - $ - Commercial Real Estate Commercial real estate, owner occupied 3,248 2,583 2,583 - - Commercial Non Real Estate Commercial and industrial 285 263 263 - - Total $ 3,719 $ 3,032 $ 3,032 $ - $ -
Impaired Financing Receivable Average Investment And Interest Income [Table Text Block]	For the Nine Months Ended September 30, 2022 Average Recorded Investment (1) Interest Income Recognized Consumer Real Estate Investor-owned residential real estate $ 189 $ 9 Commercial Real Estate Commercial real estate, owner occupied 2,601 4 Commercial Non-Real Estate Commercial and industrial 277 - Total $ 3,067 $ 13
Financing Receivable, Collateral Dependent Loan [Table Text Block]	September 30, 2023 Balance Related Allowance Consumer Real Estate Residential closed-end first lien $ 7 - Total Loans $ 7 -
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans Amortized Cost Basis by Origination Year Revolving Loans September 30, 2023 Prior 2019 2020 2021 2022 2023 Revolving Converted to Term Total Construction, residential Pass $ - $ - $ 233 $ 121 $ 3,787 $ 2,705 $ 10,149 $ - $ 16,995 Construction, other Pass $ 3,196 $ 1,111 $ 1,411 $ 23,163 $ 11,577 $ 4,375 $ 2,065 $ - $ 46,898 Classified - - - 288 - - - - 288 Total $ 3,196 $ 1,111 $ 1,411 $ 23,451 $ 11,577 $ 4,375 $ 2,065 $ - $ 47,186 Equity lines Pass $ 53 $ - $ - $ - $ - $ - $ 16,553 $ 6 $ 16,612 Classified - - - - - - 42 - 42 Total $ 53 $ - $ - $ - $ - $ - $ 16,595 $ 6 $ 16,654 Residential closed-end first liens Pass $ 33,129 $ 5,874 $ 14,784 $ 32,074 $ 28,768 $ 8,681 $ - $ - $ 123,310 Classified 300 - - - - - - - 300 Total $ 33,429 $ 5,874 $ 14,784 $ 32,074 $ 28,768 $ 8,681 $ - $ - $ 123,610 YTD gross charge-offs $ - $ - $ 17 $ - $ - $ - $ - $ - $ 17 Residential closed-end junior liens Pass $ 1,749 $ 118 $ - $ 175 $ 1,395 $ 1,570 $ - $ 15 $ 5,022 Investor-owned residential real estate Pass $ 23,141 $ 5,215 $ 14,348 $ 19,475 $ 13,888 $ 3,093 $ 1,409 $ 99 $ 80,668 Classified 717 - - - - - - - 717 Total $ 23,858 $ 5,215 $ 14,348 $ 19,475 $ 13,888 $ 3,093 $ 1,409 $ 99 $ 81,385 Multifamily residential real estate Pass $ 42,874 $ 1,823 $ 11,820 $ 40,944 $ 26,874 $ 8,853 $ - $ - $ 133,188 Commercial real estate, owner occupied Pass $ 43,438 $ 11,295 $ 23,661 $ 4,843 $ 16,731 $ 7,757 $ 2,255 $ - $ 109,980 Special mention 6,396 - - - - - - - 6,396 Classified 2,430 - - - - - - - 2,430 Total $ 52,264 $ 11,295 $ 23,661 $ 4,843 $ 16,731 $ 7,757 $ 2,255 $ - $ 118,806 Commercial real estate, other Pass $ 70,064 $ 22,033 $ 19,300 $ 36,272 $ 22,600 $ 1,957 $ 545 $ - $ 172,771 Commercial and industrial Pass $ 6,100 $ 494 $ 1,189 $ 13,059 $ 7,439 $ 6,634 $ 7,552 $ - $ 42,467 Classified 231 - - - 7 - 235 - 473 Total $ 6,331 $ 494 $ 1,189 $ 13,059 $ 7,446 $ 6,634 $ 7,787 $ - $ 42,940 YTD gross charge-offs $ - $ 11 $ - $ - $ - $ - $ - $ - $ 11 Public sector and IDA Pass $ 20,942 $ 14 $ 239 $ 17,683 $ 6,438 $ 6,275 $ - $ - $ 51,591 Credit cards Pass $ - $ - $ - $ - $ - $ - $ 4,574 $ - $ 4,574 YTD gross charge-offs $ - $ - $ - $ - $ - $ - $ 35 $ - $ 35 Automobile Pass $ 95 $ 307 $ 680 $ 1,846 $ 3,146 $ 5,900 $ - $ - $ 11,974 Classified - 3 - - - - - - 3 Total $ 95 $ 310 $ 680 $ 1,846 $ 3,146 $ 5,900 $ - $ - $ 11,977 YTD gross charge-offs $ - $ - $ - $ 1 $ 38 $ - $ - $ - $ 39 Other consumer Pass $ 136 $ 380 $ 941 $ 2,273 $ 6,770 $ 11,206 $ 1,003 $ - $ 22,709 Classified - - - - 1 8 - - 9 Total $ 136 $ 380 $ 941 $ 2,273 $ 6,771 $ 11,214 $ 1,003 $ - $ 22,718 YTD gross charge-offs $ - $ - $ - $ 19 $ 42 $ 6 $ 63 $ - $ 130 Total Loans Pass $ 244,917 $ 48,664 $ 88,606 $ 191,928 $ 149,413 $ 69,006 $ 46,105 $ 120 $ 838,759 Special Mention 6,396 - - - - - - - 6,396 Classified 3,678 3 - 288 8 8 277 - 4,262 Total $ 254,991 $ 48,667 $ 88,606 $ 192,216 $ 149,421 $ 69,014 $ 46,382 $ 120 $ 849,417 YTD gross charge-offs $ - $ 11 $ 17 $ 20 $ 80 $ 6 $ 98 $ - $ 232 December 31, 2022 Pass Special Mention Classified Real Estate Construction Construction, 1-4 family residential $ 12,538 $ - $ - Construction, other 41,741 - 300 Consumer Real Estate Equity lines 15,026 - - Residential closed-end first liens 122,187 - 461 Residential closed-end junior liens 2,446 - - Investor-owned residential real estate 80,143 - 603 Commercial Real Estate Multifamily residential real estate 127,312 - - Commercial real estate owner-occupied 126,550 - - Commercial real estate, other 181,443 - - Commercial Non Real Estate Commercial and industrial 57,381 - 8 Public Sector and IDA States and political subdivisions 48,074 - - Consumer Non-Real Estate Credit cards 4,597 - - Automobile 9,932 - 3 Other consumer 19,398 - 18 Total $ 848,768 $ - $ 1,393
Financing Receivable, Modified [Table Text Block]	Interest Only Payments Amortized Cost Basis % of Portfolio Financial Effect Commercial Real Estate Commercial real estate owner-occupied $ 6,396 5.38 % 6 months of interest only payments, after which remaining balance will be re-amortized to the contractual maturity date.
Unfunded Loan Commitment [Member]
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Allowance for Credit Losses on Unfunded Commitments Balance, December 31, 2022 $ 35 Adoption of ASU 2016-13 207 Provision for credit losses 21 Balance, September 30, 2023 $ 263

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	September 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value Available for Sale: U.S. Treasuries $ 995 $ - $ 47 $ - $ 948 U.S. Government agencies and corporations 353,845 - 57,856 - 295,989 States and political subdivisions 179,672 - 42,603 - 137,069 Mortgage-backed securities 161,067 - 8,955 - 152,112 Corporate debt securities 6,504 - 1,070 - 5,434 Total securities available for sale $ 702,083 $ - $ 110,531 $ - $ 591,552 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: U.S. Treasuries $ 992 $ - $ 56 $ 936 U.S. Government agencies and corporations 391,538 39 55,002 336,575 States and political subdivisions 190,192 26 38,018 152,200 Mortgage-backed securities 170,694 22 9,239 161,477 Corporate debt securities 6,501 - 837 5,664 Total securities available for sale $ 759,917 $ 87 $ 103,152 $ 656,852
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2023 Amortized Cost Fair Value Available for Sale: Due in one year or less $ 1,755 $ 1,730 Due after one year through five years 154,209 140,650 Due after five years through ten years 293,046 239,668 Due after ten years 253,073 209,504 Total securities available for sale $ 702,083 $ 591,552
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	September 30, 2023 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ - $ - $ 948 $ 47 U.S. Government agencies and corporations - - 295,989 57,856 States and political subdivisions 845 41 135,979 42,562 Mortgage-backed securities 1,664 39 150,448 8,916 Corporate debt securities - - 5,434 1,070 Total temporarily impaired securities $ 2,509 $ 80 $ 588,798 $ 110,451 December 31, 2022 Less Than 12 Months 12 Months or More Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Treasuries $ 936 $ 56 $ - $ - U.S. Government agencies and corporations 144,574 12,699 190,950 42,303 States and political subdivisions 94,657 18,373 52,134 19,645 Mortgage-backed securities 144,198 7,326 15,165 1,913 Corporate debt securities 4,843 655 821 182 Total temporarily impaired securities $ 389,208 $ 39,109 $ 259,070 $ 64,043

Note 4 - Defined Benefit Plan (

Note 4 - Defined Benefit Plan (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Pension Benefits Three Months Ended September 30, 2023 2022 Service cost $ 203 $ 324 Interest cost 273 204 Expected return on plan assets (518 ) (629 ) Amortization of prior service cost - - Recognized net actuarial loss 17 110 Net periodic benefit (income) cost $ (25 ) $ 9 Pension Benefits Nine Months Ended September 30, 2023 2022 Service cost $ 609 $ 972 Interest cost 819 612 Expected return on plan assets (1,553 ) (1,887 ) Amortization of prior service cost - - Recognized net actuarial loss 52 330 Net periodic benefit (income) cost $ (73 ) $ 27

Note 5 - Fair Value Measureme_2

Note 5 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	September 30, 2023 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 948 $ - $ 948 $ - U.S. Government agencies and corporations 295,989 - 295,989 - States and political subdivisions 137,069 - 137,069 - Mortgage-backed securities 152,112 - 152,112 - Corporate debt securities 5,434 - 5,434 - Total securities available for sale $ 591,552 $ - $ 591,552 $ - December 31, 2022 Fair Value Measurements Using Description Balance Level 1 Level 2 Level 3 U.S. Treasuries $ 936 $ - $ 936 $ - U.S. Government agencies and corporations 336,575 - 336,575 - States and political subdivisions 152,200 - 152,200 - Mortgage-backed securities 161,477 - 161,477 - Corporate debt securities 5,664 - 5,664 - Total securities available for sale $ 656,852 $ - $ 656,852 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Date Description Balance Level 1 Level 2 Level 3 September 30, 2023 OREO, net of valuation allowance $ 662 $ - $ - $ 662 December 31, 2022 OREO, net of valuation allowance 662 - - 662
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Date Valuation Technique Unobservable Input Range (Weighted Average) September 30, 2023 Discounted appraised value Selling cost 7.00% September 30, 2023 Discounted appraised value Discount for lack of marketability 34.72% December 31, 2022 Discounted appraised value Selling cost 7.00% December 31, 2022 Discounted appraised value Discount for lack of marketability 34.72%
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2023 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 13,089 $ 13,089 $ - $ - Interest-bearing deposits 40,353 40,353 - - Securities available for sale, at fair value 591,552 - 591,552 - Restricted securities 1,264 - 1,264 - Mortgage loans held for sale 82 - 82 - Loans, net 838,794 - - 792,126 Accrued interest receivable 6,180 - 6,180 - Bank-owned life insurance 43,327 - 43,327 - Financial Liabilities: Deposits $ 1,465,000 $ - $ 1,277,115 $ 186,480 Accrued interest payable 551 - 551 - December 31, 2022 Recorded Amount Level 1 Level 2 Level 3 Financial Assets: Cash and due from banks $ 12,403 $ 12,403 $ - $ - Interest-bearing deposits 59,026 59,026 - - Securities available for sale, at fair value 656,852 - 656,852 - Restricted securities 941 - 941 - Loans, net 844,519 - - 781,749 Accrued interest receivable 6,001 - 6,001 - Bank-owned life insurance 43,312 - 43,312 - Financial Liabilities: Deposits $ 1,542,725 $ - $ 1,475,096 $ 67,542 Accrued interest payable 106 - 106 -

Note 6 - Components of Accumu_2

Note 6 - Components of Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Loss on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at June 30, 2022 $ (55,865 ) $ (6,912 ) $ (62,777 ) Unrealized holding loss on available for sale securities, net of tax of ($ 7,822 (29,424 ) - (29,424 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Balance at June 30, 2023 $ (71,898 ) $ (2,345 ) $ (74,243 ) Unrealized holding loss on available for sale securities, net of tax of ($ 4,099 (15,421 ) - (15,421 ) Balance at September 30, 2023 $ (87,319 ) $ (2,345 ) $ (89,664 ) Net Unrealized Gain (Loss) on Securities Adjustments Related to Pension Benefits Accumulated Other Comprehensive Loss Balance at December 31, 2021 $ 2,854 $ (6,912 ) $ (4,058 ) Unrealized holding loss on available for sale securities, net of tax of ($ 23,431 (88,143 ) - (88,143 ) Balance at September 30, 2022 $ (85,289 ) $ (6,912 ) $ (92,201 ) Balance at December 31, 2022 $ (81,421 ) $ (2,345 ) $ (83,766 ) Unrealized holding loss on available for sale securities, net of tax of ($ 2,268 (8,530 ) - (8,530 ) Reclassification adjustment, net of tax of $ 700 2,632 - 2,632 Balance at September 30, 2023 $ (87,319 ) $ (2,345 ) $ (89,664 )

Note 7 - Revenue Recognition (T

Note 7 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended September 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 642 $ 661 Other service charges and fees 151 51 Credit and debit card fees, net 395 448 Trust income 505 492 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 142 143 Noninterest Income (in-scope of Topic 606) $ 1,835 $ 1,795 Noninterest Income (out-of-scope of Topic 606) 280 345 Total noninterest income $ 2,115 $ 2,140 Nine Months Ended September 30, Noninterest Income 2023 2022 In-scope of Topic 606: Service charges on deposit accounts $ 1,871 $ 1,826 Other service charges and fees 253 157 Credit and debit card fees, net 1,276 1,423 Trust income 1,431 1,374 Insurance and Investment (included within Other Income on the Consolidated Statements of Income) 539 491 Noninterest Income (in-scope of Topic 606) $ 5,370 $ 5,271 Noninterest Income (out-of-scope of Topic 606) 1,735 1,272 Total noninterest income $ 7,105 $ 6,543

Note 8 - Leases (Tables)

Note 8 - Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Lease, Cost [Table Text Block]	September 30, 2023 December 31, 2022 Lease liability $ 1,205 $ 1,444 Right-of-use asset $ 1,175 $ 1,415 Weighted average remaining lease term (in years) 4.58 5.14 Weighted average discount rate 3.29 % 3.29 % For the Three Months Ended September 30, Lease Expense 2023 2022 Operating lease expense $ 91 $ 84 Short-term lease expense 10 1 Total lease expense $ 101 $ 85 Cash paid for amounts included in lease liabilities $ 100 $ 83 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 79 For the Nine Months Ended September 30, Lease Expense 2023 2022 Operating lease expense $ 275 $ 238 Short-term lease expense 11 2 Total lease expense $ 286 $ 240 Cash paid for amounts included in lease liabilities $ 286 $ 239 Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period $ - $ 104
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Undiscounted Cash Flow for the Period As of September 30, 2023 Twelve months ending September 30, 2024 $ 351 Twelve months ending September 30, 2025 289 Twelve months ending September 30, 2026 219 Twelve months ending September 30, 2027 187 Twelve months ending September 30, 2028 189 Thereafter 64 Total undiscounted cash flows $ 1,299 Less: discount (94 ) Lease liability $ 1,205

Note 9 - Stock Based Compensa_2

Note 9 - Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Nonvested Share Activity [Table Text Block]	Shares Weighted-Average Grant- Date Fair Value Nonvested at July 1, 2023 2,052 $ 30.70 Granted - - Nonvested at September 30, 2023 2,052 $ 30.70

Note 10 - Earnings Per Share (T

Note 10 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, 2023 2022 $ in thousands, except per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 3,074 5,889,687 $ 0.52 $ 6,162 5,974,961 $ 1.03 Dilutive shares for restricted stock awards: 252 - Diluted earnings per share $ 3,074 5,889,939 $ 0.52 $ 6,162 5,974,961 $ 1.03 For the Nine Months Ended September 30, 2023 2022 $ in thousands, except per share amounts Net Income (Numerator) Common Shares 1 (Denominator) Per Share Net Income (Numerator) Common Shares 1 (Denominator) Per Share Basic earnings per share $ 11,506 5,889,687 $ 1.95 $ 16,622 6,008,607 $ 2.77 Dilutive shares for restricted stock awards: 91 - Diluted earnings per share $ 11,506 5,889,778 $ 1.95 $ 16,622 6,008,607 $ 2.77

Note 1 - General (Details Textu

Note 1 - General (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2023	Jan. 01, 2023	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Retained Earnings (Accumulated Deficit)	$ 198,394		$ 199,091
Financing Receivable, Allowance for Credit Loss	10,181		8,225	$ 8,207	$ 7,674
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 263		35
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Retained Earnings (Accumulated Deficit)		$ 2,014
Financing Receivable, Allowance for Credit Loss		10,567	2,342
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		242	$ 207
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member]
Financing Receivable, Allowance for Credit Loss		8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member] | Previously Reported [Member] | Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss		$ 35

Note 2 - Loans and Allowance _3

Note 2 - Loans and Allowance for Credit Losses (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022	Sep. 30, 2023 USD ($)	Sep. 30, 2022	Dec. 31, 2022 USD ($)
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	$ 2,760		$ 2,760		$ 2,516
Financing Receivable, Modifications, Number of Contracts	0	0	1	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts			0

Note 2 - Loans and Allowance _4

Note 2 - Loans and Allowance for Credit Losses - Loan Portfolio, Excluding Loans Held for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Gross loans	$ 849,417	$ 853,193
Less unearned income and deferred fees and costs	(442)	(449)
Loans, net of unearned income and deferred fees and costs	848,975	852,744
Allowance for credit losses on loans	(10,181)	(8,225)	$ (8,207)	$ (7,674)
Total loans, net	838,794	844,519
Real Estate Construction Portfolio Segment[Member]
Gross loans	64,181	54,579
Allowance for credit losses on loans	(562)	(450)	(647)	(422)
Consumer Real Estate Portfolio Segment [Member]
Gross loans	226,671	221,052
Allowance for credit losses on loans	(3,193)	(2,199)	(2,212)	(1,930)
Commercial Real Estate Portfolio Segment [Member]
Gross loans	424,765	437,888
Allowance for credit losses on loans	(4,167)	(3,642)	(3,609)	(3,121)
Commercial Non Real Estate Segment [Member]
Gross loans	42,940	57,652
Allowance for credit losses on loans	(839)	(930)	(778)	(1,099)
Public Sector and IDA Portfolio Segment[Member]
Gross loans	51,591	48,074
Allowance for credit losses on loans	(314)	(319)	(336)	(297)
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	39,269	33,948
Allowance for credit losses on loans	$ (621)	$ (506)	$ (484)	$ (444)

Note 2 - Loans and Allowance _5

Note 2 - Loans and Allowance for Credit Losses - Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Gross loans		$ 849,417	$ 853,193
Loans 90 or more days past due and accruing		31	8
Nonaccruals		2,981	2,847
Loans, gross		849,417	853,193
Nonaccruals, no allowance		0
Nonaccruals, with allowance		2,981
Financial Asset, Not Past Due [Member]
Gross loans		845,233	848,950
Loans, gross		845,233	848,950
Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	1,172	1,388
Loans, gross	[1]	1,172	1,388
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		588	351
Loans, gross		588	351
Real Estate Construction Portfolio Segment[Member]
Gross loans		64,181	54,579
Loans, gross		64,181	54,579
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans		16,995	12,538
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		16,995	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Not Past Due [Member]
Gross loans		16,995	12,538
Loans, gross		16,995	12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Gross loans		47,186	42,041
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		47,186	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		47,165	42,041
Loans, gross		47,165	42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	21	0
Loans, gross	[1]	21	0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Real Estate Construction Portfolio Segment[Member] | Equity Lines [Member]
Gross loans		16,654
Loans, gross		16,654
Consumer Real Estate Portfolio Segment [Member]
Gross loans		226,671	221,052
Loans, gross		226,671	221,052
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Gross loans		123,610	122,648
Loans 90 or more days past due and accruing		7	0
Nonaccruals		85	91
Loans, gross		123,610	122,648
Nonaccruals, no allowance		0
Nonaccruals, with allowance		85
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		122,839	121,807
Loans, gross		122,839	121,807
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	679	750
Loans, gross	[1]	679	750
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		92	91
Loans, gross		92	91
Consumer Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		118,806
Loans, gross		118,806
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans		16,654	15,026
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		16,654	15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Not Past Due [Member]
Gross loans		16,631	15,010
Loans, gross		16,631	15,010
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		23	16
Loans, gross		23	16
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Gross loans		5,022	2,446
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		5,022	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Not Past Due [Member]
Gross loans		5,009	2,446
Loans, gross		5,009	2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		13	0
Loans, gross		13	0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Gross loans		81,385	80,932
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		81,385	80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		81,385	80,524
Loans, gross		81,385	80,524
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	0	408
Loans, gross	[1]	0	408
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans		424,765	437,888
Loans, gross		424,765	437,888
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans		118,806	129,133
Loans 90 or more days past due and accruing		0	0
Nonaccruals		2,429	2,493
Loans, gross		118,806	129,133
Nonaccruals, no allowance		0
Nonaccruals, with allowance		2,429
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Gross loans		116,089	126,640
Loans, gross		116,089	126,640
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	288	0
Loans, gross	[1]	288	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		236	252
Loans, gross		236	252
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Gross loans		133,188	127,312
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		133,188	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Not Past Due [Member]
Gross loans		133,188	127,312
Loans, gross		133,188	127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Gross loans		172,771	181,443
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		172,771	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Not Past Due [Member]
Gross loans		172,771	181,443
Loans, gross		172,771	181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Commercial Non Real Estate Segment [Member]
Gross loans		42,940	57,652
Loans, gross		42,940	57,652
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Gross loans		42,940	57,652
Loans 90 or more days past due and accruing		17	0
Nonaccruals		467	263
Loans, gross		42,940	57,652
Nonaccruals, no allowance		0
Nonaccruals, with allowance		467
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Not Past Due [Member]
Gross loans		42,452	57,373
Loans, gross		42,452	57,373
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	4	16
Loans, gross	[1]	4	16
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		252	0
Loans, gross		252	0
Public Sector and IDA Portfolio Segment[Member]
Gross loans		51,591	48,074
Loans 90 or more days past due and accruing		0	0
Nonaccruals		0	0
Loans, gross		51,591	48,074
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Not Past Due [Member]
Gross loans		51,591	48,074
Loans, gross		51,591	48,074
Public Sector and IDA Portfolio Segment[Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Public Sector and IDA Portfolio Segment[Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	0
Loans, gross		0	0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans		39,269	33,948
Loans, gross		39,269	33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans		4,574	4,597
Loans 90 or more days past due and accruing		0	2
Nonaccruals		0	0
Loans, gross		4,574	4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Not Past Due [Member]
Gross loans		4,570	4,592
Loans, gross		4,570	4,592
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	4	3
Loans, gross	[1]	4	3
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		0	2
Loans, gross		0	2
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Gross loans		11,977	9,935
Loans 90 or more days past due and accruing		2	0
Nonaccruals		0	0
Loans, gross		11,977	9,935
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Not Past Due [Member]
Gross loans		11,933	9,833
Loans, gross		11,933	9,833
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	42	102
Loans, gross	[1]	42	102
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		3	0
Loans, gross		3	0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Gross loans		22,718	19,416
Loans 90 or more days past due and accruing		5	6
Nonaccruals		0	0
Loans, gross		22,718	19,416
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Not Past Due [Member]
Gross loans		22,615	19,317
Loans, gross		22,615	19,317
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Gross loans	[1]	98	93
Loans, gross	[1]	98	93
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Gross loans		5	6
Loans, gross		$ 5	$ 6
[1]Includes accruing and nonaccrual loans past due 90 days or more.

Note 2 - Loans and Allowance _6

Note 2 - Loans and Allowance for Credit Losses - Loans Past Due 90 Days or More and Impaired Loans (Details)	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Ratio of ACLL to nonaccrual loans	341.53%	288.90%	284.18%
Ratio of loans past due 90 days or more and still accruing to loans, net of unearned income and deferred fees and costs	0%	0%	0.01%

Note 2 - Loans and Allowance _7

Note 2 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Balance			$ 8,225	$ 7,674	$ 7,674
Charge-offs			(232)	(316)	(367)
Recoveries			235	153	212
(Recovery of) provision for credit losses	$ (401)	$ 252	(389)	696	706
Balance	10,181	8,207	10,181	8,207	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			2,342
Balance					2,342
Real Estate Construction Portfolio Segment[Member]
Balance			450	422	422
Charge-offs			0	0	0
Recoveries			0	0	0
(Recovery of) provision for credit losses			133	225	28
Balance	562	647	562	647	450
Real Estate Construction Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(21)
Balance					(21)
Consumer Real Estate Portfolio Segment [Member]
Balance			2,199	1,930	1,930
Charge-offs			(17)	(13)	(13)
Recoveries			103	29	29
(Recovery of) provision for credit losses			(353)	266	253
Balance	3,193	2,212	3,193	2,212	2,199
Consumer Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			1,261
Balance					1,261
Commercial Real Estate Portfolio Segment [Member]
Balance			3,642	3,121	3,121
Charge-offs			0	0	0
Recoveries			37	36	49
(Recovery of) provision for credit losses			(212)	452	472
Balance	4,167	3,609	4,167	3,609	3,642
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			700
Balance					700
Commercial Non Real Estate Segment [Member]
Balance			930	1,099	1,099
Charge-offs			(11)	(2)	(2)
Recoveries			4	10	11
(Recovery of) provision for credit losses			(300)	(329)	(178)
Balance	839	778	839	778	930
Commercial Non Real Estate Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			216
Balance					216
Public Sector and IDA Portfolio Segment[Member]
Balance			319	297	297
Charge-offs			0	0	0
Recoveries			0	0	0
(Recovery of) provision for credit losses			10	39	22
Balance	314	336	314	336	319
Public Sector and IDA Portfolio Segment[Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			(15)
Balance					(15)
Consumer Non Real Estate Portfolio Segment [Member]
Balance			506	444	444
Charge-offs			(204)	(301)	(352)
Recoveries			91	78	123
(Recovery of) provision for credit losses			156	263	291
Balance	621	484	621	484	506
Consumer Non Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			72
Balance					72
Unallocated Financing Receivables [Member]
Balance			179	361	361
Charge-offs			0	0	0
Recoveries			0	0	0
(Recovery of) provision for credit losses			177	(220)	(182)
Balance	$ 485	$ 141	485	$ 141	179
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			$ 129
Balance					$ 129

Note 2 - Loans and Allowance _8

Note 2 - Loans and Allowance for Credit Losses - Loans and Allowance for Loan Losses by Evaluation Method (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 10,181	$ 8,225	$ 8,207	$ 7,674
Loans, individually evaluated	10,658
Loans, collectively evaluated	838,759
Loans	849,417	853,193
Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	875	0
Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	9,306	8,225
Real Estate Construction Portfolio Segment[Member]
Financing Receivable, Allowance for Credit Loss	562	450	647	422
Loans, individually evaluated	288	0
Loans, collectively evaluated	63,893	54,579
Loans	64,181	54,579
Real Estate Construction Portfolio Segment[Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	0	0
Real Estate Construction Portfolio Segment[Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	562	450
Consumer Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	3,193	2,199	2,212	1,930
Loans, individually evaluated	1,059	186
Loans, collectively evaluated	225,612	220,866
Loans	226,671	221,052
Consumer Real Estate Portfolio Segment [Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	78	0
Consumer Real Estate Portfolio Segment [Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	3,115	2,199
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	4,167	3,642	3,609	3,121
Loans, individually evaluated	8,826	2,583
Loans, collectively evaluated	415,939	435,305
Loans	424,765	437,888
Commercial Real Estate Portfolio Segment [Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	548	0
Commercial Real Estate Portfolio Segment [Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	3,619	3,642
Commercial Non Real Estate Segment [Member]
Financing Receivable, Allowance for Credit Loss	839	930	778	1,099
Loans, individually evaluated	473	263
Loans, collectively evaluated	42,467	57,389
Loans	42,940	57,652
Commercial Non Real Estate Segment [Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	248	0
Commercial Non Real Estate Segment [Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	591	930
Public Sector and IDA Portfolio Segment[Member]
Financing Receivable, Allowance for Credit Loss	314	319	336	297
Loans, individually evaluated	0	0
Loans, collectively evaluated	51,591	48,074
Loans	51,591	48,074
Public Sector and IDA Portfolio Segment[Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	0	0
Public Sector and IDA Portfolio Segment[Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	314	319
Consumer Non Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	621	506	484	444
Loans, individually evaluated	12	0
Loans, collectively evaluated	39,257	33,948
Loans	39,269	33,948
Consumer Non Real Estate Portfolio Segment [Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	1	0
Consumer Non Real Estate Portfolio Segment [Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	620	506
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Loss	485	179	$ 141	$ 361
Loans, individually evaluated		3,032
Loans, collectively evaluated		850,161
Loans		853,193
Unallocated Financing Receivables [Member] | Individually Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	0	0
Unallocated Financing Receivables [Member] | Collectively Evaluated [Member]
Financing Receivable, Allowance for Credit Loss	$ 485	$ 179

Note 2 - Loans and Allowance _9

Note 2 - Loans and Allowance for Credit Losses - Ratios of Allowance for Loan Losses (Details)		9 Months Ended		12 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Ratio of ACLL to the end of period loans, net of unearned income and deferred fees and costs		1.20%	0.96%	0.96%
Ratio of net charge-offs, annualized, to average loans, net of unearned income and deferred fees and costs	[1]	0%	0.03%	0.02%
[1]Net charge-offs are on an annualized basis.

Note 2 - Loans and Allowance_10

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans and Associated Reserves (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Principal balance	$ 3,719
Total recorded investment	3,032	[1]
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	3,032	[1]
Recorded investment for which there is a related allowance	0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Principal balance	186
Total recorded investment	186
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	186
Recorded investment for which there is a related allowance	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Principal balance	3,248
Total recorded investment	2,583	[1]
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	2,583	[1]
Recorded investment for which there is a related allowance	0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Principal balance	285
Total recorded investment	263	[1]
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	0
Related allowance	0
Recorded investment for which there is no related allowance	263	[1]
Recorded investment for which there is a related allowance	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_11

Note 2 - Loans and Allowance for Credit Losses - Impaired Loans, Average Investment and Interest Income (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Average recorded investment	$ 3,067	[1]
Interest income recognized	13
Investor Owned Residential Real Estate [Member] | Consumer Real Estate Portfolio Segment [Member]
Average recorded investment	189	[1]
Interest income recognized	9
Commercial Real Estate, Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Average recorded investment	2,601	[1]
Interest income recognized	4
Commercial and Industrial [Member] | Commercial Non Real Estate Segment [Member]
Average recorded investment	277	[1]
Interest income recognized	$ 0
[1]Recorded investment is net of charge-offs and interest paid while a loan is in nonaccrual status.

Note 2 - Loans and Allowance_12

Note 2 - Loans and Allowance for Credit Losses - Details of the Collateral Dependent Loan (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total Loans	$ 848,975	$ 852,744
Collateral Pledged [Member]
Total Loans	7
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Collateral Pledged [Member]
Total Loans	$ 7

Note 2 - Loans and Allowance_13

Note 2 - Loans and Allowance for Credit Losses - Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Originated more than five years prior	$ 254,991
Originated five years prior	48,667
Originated four years prior	88,606
Originated three years prior	192,216
Originated two years prior	149,421
Originated current year	69,014
Revolving	46,382
Revolving loans converted to term	120
Gross loans	849,417		$ 853,193
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	11
Originated four years prior, write offs	17
Originated three years prior, write offs	20
YTD gross charge-offs	80
Originated current year, write offs	6
Revolving, write offs	98
Revolving loans converted to term, write offs	0
YTD gross charge-offs	232	$ 316	367
Loans, collectively evaluated	838,759
Pass [Member]
Originated more than five years prior	244,917
Originated five years prior	48,664
Originated four years prior	88,606
Originated three years prior	191,928
Originated two years prior	149,413
Originated current year	69,006
Revolving	46,105
Revolving loans converted to term	120
Gross loans	838,759
Loans, collectively evaluated			848,768
Special Mention [Member]
Originated more than five years prior	6,396
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	6,396
Loans, collectively evaluated			0
Classified Excluding Impaired [Member]
Originated more than five years prior	3,678
Originated five years prior	3
Originated four years prior	0
Originated three years prior	288
Originated two years prior	8
Originated current year	8
Revolving	277
Revolving loans converted to term	0
Gross loans	4,262
Loans, collectively evaluated			1,393
Real Estate Construction Portfolio Segment[Member]
Gross loans	64,181		54,579
YTD gross charge-offs	0	0	0
Loans, collectively evaluated	63,893		54,579
Real Estate Construction Portfolio Segment[Member] | Construction Residential [Member] | Pass [Member]
Originated more than five years prior	0
Originated five years prior	0
Originated four years prior	233
Originated three years prior	121
Originated two years prior	3,787
Originated current year	2,705
Revolving	10,149
Revolving loans converted to term	0
Gross loans	16,995
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member]
Gross loans	16,995		12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Pass [Member]
Loans, collectively evaluated			12,538
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, 1-4 Family Residential [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member]
Originated more than five years prior	3,196
Originated five years prior	1,111
Originated four years prior	1,411
Originated three years prior	23,451
Originated two years prior	11,577
Originated current year	4,375
Revolving	2,065
Revolving loans converted to term	0
Gross loans	47,186		42,041
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Pass [Member]
Originated more than five years prior	3,196
Originated five years prior	1,111
Originated four years prior	1,411
Originated three years prior	23,163
Originated two years prior	11,577
Originated current year	4,375
Revolving	2,065
Revolving loans converted to term	0
Gross loans	46,898
Loans, collectively evaluated			41,741
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Real Estate Construction Portfolio Segment[Member] | Construction, Other [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	0
Originated five years prior	0
Originated four years prior	0
Originated three years prior	288
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	288
Loans, collectively evaluated			300
Real Estate Construction Portfolio Segment[Member] | Equity Lines [Member]
Originated more than five years prior	53
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	16,595
Revolving loans converted to term	6
Gross loans	16,654
Real Estate Construction Portfolio Segment[Member] | Equity Lines [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	0
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	42
Revolving loans converted to term	0
Gross loans	42
Consumer Real Estate Portfolio Segment [Member]
Gross loans	226,671		221,052
YTD gross charge-offs	17	13	13
Loans, collectively evaluated	225,612		220,866
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member]
Gross loans	16,654		15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Pass [Member]
Originated more than five years prior	53
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	16,553
Revolving loans converted to term	6
Gross loans	16,612
Loans, collectively evaluated			15,026
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Equity Lines [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member]
Originated more than five years prior	33,429
Originated five years prior	5,874
Originated four years prior	14,784
Originated three years prior	32,074
Originated two years prior	28,768
Revolving	0
Revolving loans converted to term	0
Gross loans	123,610		122,648
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	0
Originated four years prior, write offs	17
Originated three years prior, write offs	0
YTD gross charge-offs	0
Originated current year, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	17
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Pass [Member]
Originated more than five years prior	33,129
Originated five years prior	5,874
Originated four years prior	14,784
Originated three years prior	32,074
Originated two years prior	28,768
Originated current year	8,681
Revolving	0
Revolving loans converted to term	0
Gross loans	123,310
Loans, collectively evaluated			122,187
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End First Liens [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	300
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	300
Loans, collectively evaluated			461
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member]
Gross loans	5,022		2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Pass [Member]
Originated more than five years prior	1,749
Originated five years prior	118
Originated four years prior	0
Originated three years prior	175
Originated two years prior	1,395
Originated current year	1,570
Revolving	0
Revolving loans converted to term	15
Gross loans	5,022
Loans, collectively evaluated			2,446
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Closed End Junior Liens [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member]
Originated more than five years prior	23,858
Originated five years prior	5,215
Originated four years prior	14,348
Originated three years prior	19,475
Originated two years prior	13,888
Originated current year	3,093
Revolving	1,409
Revolving loans converted to term	99
Gross loans	81,385		80,932
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Pass [Member]
Originated more than five years prior	23,141
Originated five years prior	5,215
Originated four years prior	14,348
Originated three years prior	19,475
Originated two years prior	13,888
Originated current year	3,093
Revolving	1,409
Revolving loans converted to term	99
Gross loans	80,668
Loans, collectively evaluated			80,143
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Real Estate Portfolio Segment [Member] | Investor Owned Residential Real Estate [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	717
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	717
Loans, collectively evaluated			603
Consumer Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Originated more than five years prior	52,264
Originated five years prior	11,295
Originated four years prior	23,661
Originated three years prior	4,843
Originated two years prior	16,731
Originated current year	7,757
Revolving	2,255
Revolving loans converted to term	0
Gross loans	118,806
Consumer Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	2,430
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	2,430
Commercial Real Estate Portfolio Segment [Member]
Gross loans	424,765		437,888
YTD gross charge-offs	0	0	0
Loans, collectively evaluated	415,939		435,305
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member]
Gross loans	133,188		127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Pass [Member]
Originated more than five years prior	42,874
Originated five years prior	1,823
Originated four years prior	11,820
Originated three years prior	40,944
Originated two years prior	26,874
Originated current year	8,853
Revolving	0
Revolving loans converted to term	0
Gross loans	133,188
Loans, collectively evaluated			127,312
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Real Estate [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member]
Gross loans	118,806		129,133
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Pass [Member]
Originated more than five years prior	43,438
Originated five years prior	11,295
Originated four years prior	23,661
Originated three years prior	4,843
Originated two years prior	16,731
Originated current year	7,757
Revolving	2,255
Revolving loans converted to term	0
Gross loans	109,980
Loans, collectively evaluated			126,550
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Special Mention [Member]
Originated more than five years prior	6,396
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	6,396
Loans, collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate, Owner Occupied [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Gross loans	172,771		181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Pass [Member]
Originated more than five years prior	70,064
Originated five years prior	22,033
Originated four years prior	19,300
Originated three years prior	36,272
Originated two years prior	22,600
Originated current year	1,957
Revolving	545
Revolving loans converted to term	0
Gross loans	172,771
Loans, collectively evaluated			181,443
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Commercial Non Real Estate Segment [Member]
Gross loans	42,940		57,652
YTD gross charge-offs	11	2	2
Loans, collectively evaluated	42,467		57,389
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member]
Originated more than five years prior	6,331
Originated five years prior	494
Originated four years prior	1,189
Originated three years prior	13,059
Originated two years prior	7,446
Originated current year	6,634
Revolving	7,787
Revolving loans converted to term	0
Gross loans	42,940		57,652
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	11
Originated four years prior, write offs	0
Originated three years prior, write offs	0
YTD gross charge-offs	0
Originated current year, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	11
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Pass [Member]
Originated more than five years prior	6,100
Originated five years prior	494
Originated four years prior	1,189
Originated three years prior	13,059
Originated two years prior	7,439
Originated current year	6,634
Revolving	7,552
Revolving loans converted to term	0
Gross loans	42,467
Loans, collectively evaluated			57,381
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Commercial Non Real Estate Segment [Member] | Commercial and Industrial [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	231
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	7
Originated current year	0
Revolving	235
Revolving loans converted to term	0
Gross loans	473
Loans, collectively evaluated			8
States Political Subdivisions [Member] | Pass [Member]
Loans, collectively evaluated			48,074
States Political Subdivisions [Member] | Special Mention [Member]
Loans, collectively evaluated			0
States Political Subdivisions [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member]
Gross loans	39,269		33,948
YTD gross charge-offs	204	301	352
Loans, collectively evaluated	39,257		33,948
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member]
Gross loans	4,574		4,597
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	0
YTD gross charge-offs	0
Originated current year, write offs	0
Revolving, write offs	35
Revolving loans converted to term, write offs	0
YTD gross charge-offs	35
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member]
Originated more than five years prior	0
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	4,574
Revolving loans converted to term	0
Gross loans	4,574
Loans, collectively evaluated			4,597
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Credit Card Receivable [Member] | Classified Excluding Impaired [Member]
Loans, collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member]
Originated more than five years prior	95
Originated five years prior	310
Originated four years prior	680
Originated three years prior	1,846
Originated two years prior	3,146
Originated current year	5,900
Revolving	0
Revolving loans converted to term	0
Gross loans	11,977		9,935
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	1
YTD gross charge-offs	38
Originated current year, write offs	0
Revolving, write offs	0
Revolving loans converted to term, write offs	0
YTD gross charge-offs	39
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Pass [Member]
Originated more than five years prior	95
Originated five years prior	307
Originated four years prior	680
Originated three years prior	1,846
Originated two years prior	3,146
Originated current year	5,900
Revolving	0
Revolving loans converted to term	0
Gross loans	11,974
Loans, collectively evaluated			9,932
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Automobile Loan [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	0
Originated five years prior	3
Originated four years prior	0
Originated three years prior	0
Originated two years prior	0
Originated current year	0
Revolving	0
Revolving loans converted to term	0
Gross loans	3
Loans, collectively evaluated			3
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member]
Originated more than five years prior	136
Originated five years prior	380
Originated four years prior	941
Originated three years prior	2,273
Originated two years prior	6,771
Originated current year	11,214
Revolving	1,003
Revolving loans converted to term	0
Gross loans	22,718		19,416
Originated more than five years prior, write-offs	0
Originated five years prior, write offs	0
Originated four years prior, write offs	0
Originated three years prior, write offs	19
YTD gross charge-offs	42
Originated current year, write offs	6
Revolving, write offs	63
Revolving loans converted to term, write offs	0
YTD gross charge-offs	130
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Pass [Member]
Originated more than five years prior	136
Originated five years prior	380
Originated four years prior	941
Originated three years prior	2,273
Originated two years prior	6,770
Originated current year	11,206
Revolving	1,003
Revolving loans converted to term	0
Gross loans	22,709
Loans, collectively evaluated			19,398
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Special Mention [Member]
Loans, collectively evaluated			0
Consumer Non Real Estate Portfolio Segment [Member] | Other Consumer Loans [Member] | Classified Excluding Impaired [Member]
Originated more than five years prior	0
Originated five years prior	0
Originated four years prior	0
Originated three years prior	0
Originated two years prior	1
Originated current year	8
Revolving	0
Revolving loans converted to term	0
Gross loans	9
Loans, collectively evaluated			18
Public Sector and IDA Portfolio Segment[Member]
Gross loans	51,591		48,074
YTD gross charge-offs	0	$ 0	0
Loans, collectively evaluated	51,591		$ 48,074
Public Sector and IDA Portfolio Segment[Member] | Pass [Member]
Originated more than five years prior	20,942
Originated five years prior	14
Originated four years prior	239
Originated three years prior	17,683
Originated two years prior	6,438
Originated current year	6,275
Revolving	0
Revolving loans converted to term	0
Gross loans	$ 51,591

Note 2 - Loans and Allowance_14

Note 2 - Loans and Allowance for Credit Losses - Financing Receivable, Troubled Debt Restructurings (Details) - Commercial Real Estate Portfolio Segment [Member] - Commercial Real Estate, Owner Occupied [Member] - Interest Only Payments [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)
amortized cost	$ 6,396
Percentage	5.38%
Commercial real estate owner-occupied (Month)	6 months

Note 2 - Loans and Allowance_15

Note 2 - Loans and Allowance for Credit Losses - Allowance for Credit Losses on Unfunded Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Balance			$ 8,225	$ 7,674	$ 7,674
(Recovery of) provision for credit losses	$ (401)	$ 252	(389)	696	706
Balance	10,181	$ 8,207	10,181	$ 8,207	8,225
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			2,342
Balance					2,342
Unfunded Loan Commitment [Member]
Balance			35
(Recovery of) provision for credit losses			21
Balance	$ 263		263		35
Unfunded Loan Commitment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance			$ 207
Balance					$ 207

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) Pure in Thousands, $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Interest Receivable on Securities	$ 3,420	$ 3,485
Deferred Tax Asset, Debt Securities, Available-for-Sale, Unrealized Loss	$ 23,211	$ 21,644
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	577
Debt Securities, Available-for-Sale, Unrealized Loss Position	$ 591,307
National Bank of Blacksburg [Member] | Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 510,786

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available-for-sale, amortized costs	$ 702,083	$ 759,917
Securities available-for-sale, gross unrealized gains	0	87
Securities available-for-sale, gross unrealized losses	110,531	103,152
Securities available for sale, allowance for credit loss	0
Securities available for sale	591,552	656,852
US Treasury Securities [Member]
Securities available-for-sale, amortized costs	995	992
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	47	56
Securities available for sale, allowance for credit loss	0
Securities available for sale	948	936
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized costs	353,845	391,538
Securities available-for-sale, gross unrealized gains	0	39
Securities available-for-sale, gross unrealized losses	57,856	55,002
Securities available for sale, allowance for credit loss	0
Securities available for sale	295,989	336,575
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized costs	179,672	190,192
Securities available-for-sale, gross unrealized gains	0	26
Securities available-for-sale, gross unrealized losses	42,603	38,018
Securities available for sale, allowance for credit loss	0
Securities available for sale	137,069	152,200
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized costs	161,067	170,694
Securities available-for-sale, gross unrealized gains	0	22
Securities available-for-sale, gross unrealized losses	8,955	9,239
Securities available for sale, allowance for credit loss	0
Securities available for sale	152,112	161,477
Corporate Debt Securities [Member]
Securities available-for-sale, amortized costs	6,504	6,501
Securities available-for-sale, gross unrealized gains	0	0
Securities available-for-sale, gross unrealized losses	1,070	837
Securities available for sale, allowance for credit loss	0
Securities available for sale	$ 5,434	$ 5,664

Note 3 - Securities - Securit_2

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Amortized cost, due in one year or less, available for sale securities	$ 1,755
Fair value, due in one year or less, available for sale securities	1,730
Amortized cost, due after one year through five years, available for sale securities	154,209
Fair value, due after one year through five years, available for sale securities	140,650
Amortized cost, due after five years through ten years, available for sale securities	293,046
Fair value, due after five years through ten years, available for sale securities	239,668
Amortized cost, due after ten years, available for sale securities	253,073
Fair value, due after ten years, available for sale securities	209,504
Amortized cost, total securities available for sale	702,083	$ 759,917
Fair value, total securities available for sale	$ 591,552	$ 656,852

Note 3 - Securities - Securit_3

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Temporarily impaired securities, less than 12 months, fair value	$ 2,509	$ 389,208
Temporarily impaired securities, less than 12 months unrealized loss	80	39,109
Temporarily impaired securities, 12 months or more fair value	588,798	259,070
Temporarily impaired securities, 12 months or more unrealized loss	110,451	64,043
US Treasury Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	936
Temporarily impaired securities, less than 12 months unrealized loss	0	56
Temporarily impaired securities, 12 months or more fair value	948	0
Temporarily impaired securities, 12 months or more unrealized loss	47	0
US Government Agencies Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	144,574
Temporarily impaired securities, less than 12 months unrealized loss	0	12,699
Temporarily impaired securities, 12 months or more fair value	295,989	190,950
Temporarily impaired securities, 12 months or more unrealized loss	57,856	42,303
US States and Political Subdivisions Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	845	94,657
Temporarily impaired securities, less than 12 months unrealized loss	41	18,373
Temporarily impaired securities, 12 months or more fair value	135,979	52,134
Temporarily impaired securities, 12 months or more unrealized loss	42,562	19,645
Commercial Mortgage-Backed Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	1,664	144,198
Temporarily impaired securities, less than 12 months unrealized loss	39	7,326
Temporarily impaired securities, 12 months or more fair value	150,448	15,165
Temporarily impaired securities, 12 months or more unrealized loss	8,916	1,913
Corporate Debt Securities [Member]
Temporarily impaired securities, less than 12 months, fair value	0	4,843
Temporarily impaired securities, less than 12 months unrealized loss	0	655
Temporarily impaired securities, 12 months or more fair value	5,434	821
Temporarily impaired securities, 12 months or more unrealized loss	$ 1,070	$ 182

Note 4 - Defined Benefit Plan_2

Note 4 - Defined Benefit Plan (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 0

Note 4 - Defined Benefit Plan -

Note 4 - Defined Benefit Plan - Defined Benefit Plan Activity (Details) - Pension Plan [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Service cost	$ 203	$ 324	$ 609	$ 972
Interest cost	273	204	819	612
Expected return on plan assets	(518)	(629)	(1,553)	(1,887)
Amortization of prior service cost	0	0	0	0
Recognized net actuarial loss	17	110	52	330
Net periodic benefit (income) cost	$ (25)	$ 9	$ (73)	$ 27

Note 5 - Fair Value Measureme_3

Note 5 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, before Allowance for Credit Loss	$ 848,975	$ 852,744
Collateral Pledged [Member]
Financing Receivable, before Allowance for Credit Loss	7
Closed End First Liens [Member] | Consumer Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Financing Receivable, before Allowance for Credit Loss	7
Loans Held-for-sale [Member] | Changes Measurement [Member] | Fair Value, Nonrecurring [Member]
Assets, Fair Value Adjustment	$ 0	$ 0

Note 5 - Fair Value Measureme_4

Note 5 - Fair Value Measurements - Assets and Liabilities at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale	$ 591,552	$ 656,852
Securities available for sale	591,552	656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	591,552	656,852
Securities available for sale	591,552	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member]
Securities available for sale	948	936
Securities available for sale	948	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	948	936
Securities available for sale	948	936
US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member]
Securities available for sale	295,989	336,575
Securities available for sale	295,989	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	295,989	336,575
Securities available for sale	295,989	336,575
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale	137,069	152,200
Securities available for sale	137,069	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	137,069	152,200
Securities available for sale	137,069	152,200
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale	152,112	161,477
Securities available for sale	152,112	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	152,112	161,477
Securities available for sale	152,112	161,477
Collateralized Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member]
Securities available for sale	5,434	5,664
Securities available for sale	5,434	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	5,434	5,664
Securities available for sale	5,434	5,664
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Securities available for sale	$ 0	$ 0

Note 5 - Fair Value Measureme_5

Note 5 - Fair Value Measurements - Impaired Loans and Other Real Estate Owned Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Other real estate owned net of valuation allowance	$ 662	$ 662
Fair Value, Inputs, Level 1 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 2 [Member]
Other real estate owned net of valuation allowance	0	0
Fair Value, Inputs, Level 3 [Member]
Other real estate owned net of valuation allowance	$ 662	$ 662

Note 5 - Fair Value Measureme_6

Note 5 - Fair Value Measurements - Level 3 Fair Value Measurements (Details)		Sep. 30, 2023		Dec. 31, 2022
OREO				34.72
Measurement Input, Cost to Sell [Member] | Valuation, Market Approach [Member]
OREO		0.07	[1]	0.07
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member]
OREO	[1]	0.3472
[1]As of September 30, 2022 and December 31, 2021, OREO was composed of a single property.

Note 5 - Fair Value Measureme_7

Note 5 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities available for sale	$ 591,552	$ 656,852
Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Securities available for sale	591,552	656,852
Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Reported Value Measurement [Member]
Cash and due from banks	13,089	12,403
Interest-bearing deposits	40,353	59,026
Loans, net	838,794	844,519
Accrued interest receivable	6,180	6,001
Bank-owned life insurance	43,327	43,312
Deposits	1,465,000	1,542,725
Accrued interest payable	551	106
Estimate of Fair Value Measurement [Member]
Securities available for sale	591,552	656,852
Restricted securities	1,264	941
Mortgage loans	82
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and due from banks	13,089	12,403
Interest-bearing deposits	40,353	59,026
Securities available for sale	0	0
Restricted securities	0	0
Mortgage loans	0
Loans, net	0	0
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Deposits	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	591,552	656,852
Restricted securities	1,264	941
Mortgage loans	82
Loans, net	0	0
Accrued interest receivable	6,180	6,001
Bank-owned life insurance	43,327	43,312
Deposits	1,277,115	1,475,096
Accrued interest payable	551	106
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and due from banks	0	0
Interest-bearing deposits	0	0
Securities available for sale	0	0
Restricted securities	0	0
Mortgage loans	0
Loans, net	792,126	781,749
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Deposits	186,480	67,542
Accrued interest payable	$ 0	$ 0

Note 6 - Components of Accumu_3

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balances	$ 128,444	$ 136,244	$ 122,687	$ 191,751
Balances	116,113	112,187	116,113	112,187
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balances	(71,898)	(55,865)	(81,421)	2,854
Unrealized holding gain (loss) on available for sale securities, net of tax	(15,421)	(29,424)	(8,530)	(88,143)
Balances	(87,319)	(85,289)	(87,319)	(85,289)
Unrealized holding loss on available for sale securities, net of tax	(15,421)	(29,424)	(8,530)	(88,143)
Reclassification adjustment, net of tax			2,632
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balances	(2,345)	(6,912)	(2,345)	(6,912)
Unrealized holding gain (loss) on available for sale securities, net of tax	0		0
Balances	(2,345)	(6,912)	(2,345)	(6,912)
Unrealized holding loss on available for sale securities, net of tax	0		0
Reclassification adjustment, net of tax			0
AOCI Attributable to Parent [Member]
Balances	(74,243)	(62,777)	(83,766)	(4,058)
Unrealized holding gain (loss) on available for sale securities, net of tax	(15,421)	(29,424)	(8,530)	(88,143)
Balances	(89,664)	(92,201)	(89,664)	(92,201)
Unrealized holding loss on available for sale securities, net of tax	$ (15,421)	$ (29,424)	(8,530)	$ (88,143)
Reclassification adjustment, net of tax			$ 2,632

Note 6 - Components of Accumu_4

Note 6 - Components of Accumulated Other Comprehensive Loss - Components of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Unrealized holding gain (loss) on available for sale securities, tax			$ (2,268)
Unrealized holding gain (loss) on available for sale securities, tax			(2,268)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	$ (4,099)	$ (7,822)		$ (23,431)
Unrealized holding gain (loss) on available for sale securities, tax	(4,099)	(7,822)		(23,431)
Reclassification adjustment for gain included in net income, taxes			700
AOCI Attributable to Parent [Member]
Unrealized holding gain (loss) on available for sale securities, tax	(4,099)	(7,822)		(23,431)
Unrealized holding gain (loss) on available for sale securities, tax	$ (4,099)	$ (7,822)		$ (23,431)
Reclassification adjustment for gain included in net income, taxes			$ 700

Note 7 - Revenue Recognition -

Note 7 - Revenue Recognition - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Noninterest Income (in-scope of Topic 606)	$ 1,835	$ 1,795	$ 5,370	$ 5,271
Noninterest Income (out-of-scope of Topic 606)	280	345	1,735	1,272
Total noninterest income	2,115	2,140	7,105	6,543
Deposit Account [Member]
Noninterest Income (in-scope of Topic 606)	642	661	1,871	1,826
Product and Service, Other [Member]
Noninterest Income (in-scope of Topic 606)	151	51	253	157
Credit and Debit Card [Member]
Noninterest Income (in-scope of Topic 606)	395	448	1,276	1,423
Fiduciary and Trust [Member]
Noninterest Income (in-scope of Topic 606)	505	492	1,431	1,374
Insurance and Investment [Member]
Noninterest Income (in-scope of Topic 606)	$ 142	$ 143	$ 539	$ 491

Note 8 - Leases - Lease Informa

Note 8 - Leases - Lease Information and Expenses (Details) - USD ($) $ in Thousands	6 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Weighted average remaining lease term (in years) (Year)	4 years 6 months 29 days		4 years 6 months 29 days		5 years 1 month 20 days
Weighted average discount rate	3.29%		3.29%		3.29%
Operating lease expense	$ 91	$ 84	$ 275	$ 238
Short-term lease expense	10	1	11	2
Total lease expense	101	85	286	240
Cash paid for amounts included in lease liabilities	100	83	286	239
Right-of-use assets obtained in exchange for operating lease liabilities commencing during the period	0	$ 79	0	$ 104
Other Liabilities [Member]
Lease liability	1,205		1,205		$ 1,444
Other Assets [Member]
Right-of-use asset	$ 1,175		$ 1,175		$ 1,415

Note 8 - Leases - Lease Liabili

Note 8 - Leases - Lease Liability Maturity Schedule (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Twelve months ending September 30, 2024	$ 351
Twelve months ending September 30, 2025	289
Twelve months ending September 30, 2026	219
Twelve months ending September 30, 2027	187
Twelve months ending September 30, 2028	189
Thereafter	64
Total undiscounted cash flows	1,299
Less: discount	(94)
Other Liabilities [Member]
Lease liability	$ 1,205	$ 1,444

Note 9 - Stock Based Compensa_3

Note 9 - Stock Based Compensation (Details Textual) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	May 09, 2023
Share-Based Payment Arrangement, Expense	$ 16	$ 21
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 42	$ 42
Stock Incentive Plan 2023 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			120,000
Stock Incentive Plan 2023 [Member] | Restricted Stock Award [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		1 year

Note 9 - Stock Based Compensa_4

Note 9 - Stock Based Compensation - Summary of Nonvested Shares (Details) - Restricted Stock Award [Member]	3 Months Ended
	Sep. 30, 2023 $ / shares shares
Nonvested, shares (in shares) | shares	2,052
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 30.7
Granted, shares (in shares) | shares	0
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Nonvested, shares (in shares) | shares	2,052
Nonvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 30.7

Note 10 - Earnings Per Share -

Note 10 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income, basic	$ 3,074	$ 6,162	$ 11,506	$ 16,622
Common shares, basic (in shares)	5,889,687	5,974,961	5,889,687	6,008,607
Basic net income per common share (in dollars per share)	$ 0.52	$ 1.03	$ 1.95	$ 2.77
Dilutive shares for restricted stock awards: (in shares)	252	0	91	0
Net income, diluted	$ 3,074	$ 6,162	$ 11,506	$ 16,622
Weighted average number of common shares outstanding, diluted (in shares)	5,889,939	5,974,961	5,889,778	6,008,607
Diluted net income per common share (in dollars per share)	$ 0.52	$ 1.03	$ 1.95	$ 2.77