Fiserv (FI) 10-K20 Feb 142013 FY Annual reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
Document and Entity Information (USD $)	Dec. 31, 2013	Feb. 14, 2014	Jun. 28, 2013
Document Information	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Trading Symbol	'FISV	'	'
Entity Registrant Name	'FISERV INC	'	'
Entity Central Index Key	'0000798354	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'Yes	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Filer Category	'Large Accelerated Filer	'	'
Entity Common Stock, Shares Outstanding	'	254,486,523	'
Entity Public Float	'	'	$11,248,610,213

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Revenue:	'	'	'
Processing and services	$4,035	$3,663	$3,495
Product	779	773	794
Total revenue	4,814	4,436	4,289
Expenses:	'	'	'
Cost of processing and services	2,081	1,936	1,903
Cost of product	695	628	601
Selling, general and administrative	977	824	795
Total expenses	3,753	3,388	3,299
Operating income	1,061	1,048	990
Interest expense	-164	-174	-188
Interest and investment income	1	7	6
Loss on early debt extinguishment	'	'	-85
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	898	881	723
Income tax provision	-328	-300	-254
Income from investment in unconsolidated affiliate	80	11	18
Income from continuing operations	650	592	487
(Loss) income from discontinued operations, net of income taxes	-2	19	-15
Net income	$648	$611	$472
Net income (loss) per share - basic:	'	'	'
Continuing operations	$2.48	$2.18	$1.71
Discontinued operations	($0.01)	$0.07	($0.05)
Total	$2.47	$2.25	$1.66
Net income (loss) per share - diluted:	'	'	'
Continuing operations	$2.44	$2.15	$1.69
Discontinued operations	($0.01)	$0.07	($0.05)
Total	$2.44	$2.22	$1.64
Shares used in computing net income (loss) per share:	'	'	'
Basic	262.4	271.6	285.1
Diluted	266.1	275	288.4

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net income	$648	$611	$472
Other comprehensive income (loss):	'	'	'
Fair market value adjustment on cash flow hedges, net of income taxes of $1 million, $8 million and $34 million	-1	-12	-51
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, net of income taxes of $6 million, $17 million and $21 million	9	26	31
Foreign currency translation	-8	4	-8
Total other comprehensive income (loss)	'	18	-28
Comprehensive income	$648	$629	$444

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Parenthetical) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Fair market value adjustment on cash flow hedges, tax	$1	$8	$34
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, tax	$6	$17	$21

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Assets	'	'
Cash and cash equivalents	$400	$358
Trade accounts receivable, less allowance for doubtful accounts	751	661
Deferred income taxes	55	42
Prepaid expenses and other current assets	366	349
Assets of discontinued operations	'	33
Total current assets	1,572	1,443
Property and equipment, net	266	248
Intangible assets, net	2,142	1,744
Goodwill	5,216	4,705
Other long-term assets	317	357
Total assets	9,513	8,497
Liabilities and Shareholders' Equity	'	'
Accounts payable and accrued expenses	756	721
Current maturities of long-term debt	92	2
Deferred revenue	484	379
Liabilities of discontinued operations	'	3
Total current liabilities	1,332	1,105
Long-term debt	3,756	3,228
Deferred income taxes	713	638
Other long-term liabilities	127	109
Total liabilities	5,928	5,080
Commitments and Contingencies	'	'
Shareholders' Equity	'	'
Preferred stock, no par value: 25.0 million shares authorized; none issued	'	'
Common stock, $0.01 par value: 900.0 million shares authorized; 395.7 million shares issued	4	4
Additional paid-in capital	844	802
Accumulated other comprehensive loss	-60	-60
Retained earnings	6,598	5,950
Treasury stock, at cost, 139.0 million and 128.8 million shares	-3,801	-3,279
Total shareholders' equity	3,585	3,417
Total liabilities and shareholders' equity	$9,513	$8,497

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Preferred stock, no par value	'	'
Preferred stock, shares authorized	25	25
Preferred stock, issued	'	'
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	900	900
Common stock, shares issued	395.7	395.7
Treasury stock, shares	139	128.8

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (USD $)	Total	Common Stock	Additional Paid-In Capital	Accumulated Other Comprehensive Loss	Retained Earnings	Treasury Stock
In Millions	Total	Common Stock	Additional Paid-In Capital	Accumulated Other Comprehensive Loss	Retained Earnings	Treasury Stock
Beginning Balance at Dec. 31, 2010	'	$4	$748	($50)	$4,867	($2,340)
Beginning Balance (in shares) at Dec. 31, 2010	'	396	'	'	'	102
Net income	472	'	'	'	472	'
Other comprehensive income (loss)	-28	'	'	-28	'	'
Share-based compensation	'	'	39	'	'	'
Shares issued under stock plans including income tax benefits (in shares)	'	'	'	'	'	-4
Shares issued under stock plans including income tax benefits	'	'	-12	'	'	91
Purchases of treasury stock (in shares)	'	'	'	'	'	18
Purchases of treasury stock	'	'	'	'	'	-533
Ending Balance at Dec. 31, 2011	'	4	775	-78	5,339	-2,782
Ending Balance (in shares) at Dec. 31, 2011	'	396	'	'	'	116
Net income	611	'	'	'	611	'
Other comprehensive income (loss)	18	'	'	18	'	'
Share-based compensation	'	'	44	'	'	'
Shares issued under stock plans including income tax benefits (in shares)	'	'	'	'	'	-5
Shares issued under stock plans including income tax benefits	'	'	-17	'	'	128
Purchases of treasury stock (in shares)	'	'	'	'	'	18
Purchases of treasury stock	'	'	'	'	'	-625
Ending Balance at Dec. 31, 2012	3,417	4	802	-60	5,950	-3,279
Ending Balance (in shares) at Dec. 31, 2012	'	396	'	'	'	129
Net income	648	'	'	'	648	'
Share-based compensation	'	'	46	'	'	'
Shares issued under stock plans including income tax benefits (in shares)	'	'	'	'	'	-3
Shares issued under stock plans including income tax benefits	'	'	-4	'	'	65
Purchases of treasury stock (in shares)	'	'	'	'	'	13
Purchases of treasury stock	'	'	'	'	'	-587
Ending Balance at Dec. 31, 2013	$3,585	$4	$844	($60)	$6,598	($3,801)
Ending Balance (in shares) at Dec. 31, 2013	'	396	'	'	'	139

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities:	'	'	'
Net income	$648	$611	$472
Adjustment for discontinued operations	2	-19	15
Adjustments to reconcile net income to net cash provided by operating activities from continuing operations:	'	'	'
Depreciation and other amortization	193	190	190
Amortization of acquisition-related intangible assets	210	160	155
Share-based compensation	46	44	39
Deferred income taxes	-9	5	29
Income from investment in unconsolidated affiliate	-80	-11	-18
Non-cash impairment charge	30	'	'
Dividends from unconsolidated affiliate	6	23	12
Settlement of interest rate hedge contracts	'	-88	-6
Loss on early debt extinguishment	'	'	85
Other non-cash items	-11	-11	-8
Changes in assets and liabilities, net of effects from acquisitions:	'	'	'
Trade accounts receivable	-47	-12	-83
Prepaid expenses and other assets	-48	-85	-26
Accounts payable and other liabilities	37	'	79
Deferred revenue	62	19	10
Net cash provided by operating activities from continuing operations	1,039	826	945
Cash flows from investing activities:	'	'	'
Capital expenditures, including capitalization of software costs	-236	-193	-190
Payments for acquisitions of businesses, net of cash acquired	-30	'	-511
Dividends from unconsolidated affiliate	116	32	42
Net proceeds from sale (purchases) of investments	4	28	-4
Other investing activities	-2	-3	'
Net cash used in investing activities from continuing operations	-148	-136	-663
Cash flows from financing activities:	'	'	'
Proceeds from long-term debt	2,252	1,469	1,189
Repayments of long-term debt, including premium and costs	-2,590	-1,642	-1,226
Issuance of treasury stock	49	96	73
Purchases of treasury stock	-578	-634	-533
Other financing activities	-6	5	-1
Net cash used in financing activities from continuing operations	-873	-706	-498
Net change in cash and cash equivalents from continuing operations	18	-16	-216
Net cash flows from (to) discontinued operations	24	37	-10
Beginning balance	358	337	563
Ending balance	400	358	337
Discontinued operations cash flow information:	'	'	'
Net cash (used in) provided by operating activities	-11	39	-9
Net cash provided by (used in) investing activities	35	-2	-1
Net change in cash and cash equivalents from discontinued operations	24	37	-10
Net cash flows (to) from continuing operations	-24	-37	10
Beginning balance - discontinued operations	'	'	'
Ending balance - discontinued operations	'	'	'

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2013
Summary of Significant Accounting Policies	'
	1. Summary of Significant Accounting Policies

	Description of the Business

	Fiserv, Inc. and its subsidiaries (collectively, the “Company”) provide financial services technology to clients worldwide, including banks, thrifts, credit unions, investment management firms, leasing and finance companies, retailers, merchants and government agencies. The Company provides account processing systems, electronic payments processing products and services, internet and mobile banking systems, and related services. The Company is principally located in the United States where it operates data and transaction processing centers, provides technology support, develops software and payment solutions, and offers consulting services.

	The Company’s operations are comprised of the Payments and Industry Products (“Payments”) segment and the Financial Institution Services (“Financial”) segment. The Payments segment primarily provides electronic bill payment and presentment services, debit and other card-based payment products and services, internet and mobile banking software and services, and other electronic payments software and services, including account-to-account transfers and person-to-person payments. The businesses in this segment also provide investment account processing services for separately managed accounts, card and print personalization services, and fraud and risk management products and services. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment primarily consists of unallocated corporate expenses, amortization of acquisition-related intangible assets, intercompany eliminations and other costs that are not considered when management evaluates segment performance.

	Principles of Consolidation

	The consolidated financial statements include the accounts of Fiserv, Inc. and all 100% owned subsidiaries. Investments in less than 50% owned affiliates in which the Company has significant influence but not control are accounted for using the equity method of accounting. All intercompany transactions and balances have been eliminated in consolidation.

	Stock Split

	On November 20, 2013, the Company’s Board of Directors declared a two-for-one stock split of the Company’s common stock and a proportionate increase in the number of its authorized shares of common stock. The additional shares were distributed on December 16, 2013 to shareholders of record at the close of business on December 2, 2013. The Company’s common stock began trading at the split-adjusted price on December 17, 2013. All share and per share amounts are retroactively presented on a split-adjusted basis. The impact on the consolidated balance sheets of the stock split was an increase of $2 million to common stock and an offsetting reduction in additional paid-in capital, which has been retroactively restated.

	Use of Estimates

	The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ materially from those estimates.

	Fair Value Measurements

	The Company applies fair value accounting for all assets and liabilities that are recognized or disclosed at fair value in its consolidated financial statements on a recurring basis. Fair value represents the amount that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities, the Company considers the principal or most advantageous market and the market-based risk measurements or assumptions that market participants would use in pricing the asset or liability.

	The fair values of cash equivalents, trade accounts receivable, settlement assets and obligations, and accounts payable approximate their respective carrying values due to the short period of time to maturity. The estimated fair value of debt is described in Note 5 and was estimated using discounted cash flows based on quoted prices in active markets (level 2 of the fair value hierarchy) or the Company’s current incremental borrowing rates (level 3 of the fair value hierarchy).

	Derivatives

	Derivatives are recorded on the consolidated balance sheets as either an asset or liability measured at fair value. If the derivative is designated as a cash flow hedge, the effective portions of the changes in the fair value of the derivative are recorded as a component of accumulated other comprehensive loss and recognized in the consolidated statements of income when the hedged item affects earnings. If the derivative is designated as a fair value hedge, the changes in the fair value of the derivative are recognized in earnings. To the extent the fair value hedge is effective, there is an offsetting adjustment to the basis of the item being hedged. Ineffective portions of changes in the fair value of hedges are recognized in earnings. The Company’s policy is to enter into derivatives with creditworthy institutions and not to enter into such derivatives for speculative purposes.

	Foreign Currency

	Foreign currency denominated assets and liabilities, where the functional currency is the local currency, are translated into U.S. dollars at the exchange rates in effect at the balance sheet date. Revenue and expenses are translated at the average exchange rates during the period. Gains and losses from foreign currency translation are recorded as a separate component of accumulated other comprehensive loss.

	Revenue Recognition

	Processing and services revenue is recognized as services are provided and is primarily derived from account- and transaction-based fees for data processing, transaction processing, electronic billing and payment services, electronic funds transfer and debit processing services, consulting services and software maintenance fees. Software maintenance fee revenue for ongoing client support is recognized ratably over the term of the applicable support period, which is generally 12 months. Deferred revenue consists primarily of advance billings for services and is recognized as revenue when the services are provided.

	Product revenue is primarily derived from software license sales, which represent less than 5% of total revenue, and integrated print and card production sales. For software license agreements that do not require significant customization or modification, the Company recognizes software license revenue upon delivery, assuming persuasive evidence of an arrangement exists, the license fee is fixed or determinable, and collection is reasonably assured. Arrangements with customers that include significant customization, modification or production of software are accounted for under contract accounting, with the revenue being recognized using the percentage-of-completion method.

	The Company includes reimbursements from clients, such as postage and telecommunication costs, in processing and services revenue, product revenue, cost of processing and services, and cost of product.

	Selling, General and Administrative Expenses

	Selling, general and administrative expenses primarily consist of: salaries, wages and related expenses paid to sales personnel, administrative employees and management; advertising and promotional costs; depreciation and amortization; and other selling and administrative expenses.



	Cash and Cash Equivalents

	Cash and cash equivalents consist of cash and investments with original maturities of 90 days or less.

	Allowance for Doubtful Accounts

	The Company analyzes the collectibility of trade accounts receivable by considering historical bad debts, client creditworthiness, current economic trends, changes in client payment terms and collection trends when evaluating the adequacy of the allowance for doubtful accounts. Any change in the assumptions used in analyzing a specific account receivable may result in an additional allowance for doubtful accounts being recognized in the period in which the change occurs. The allowance for doubtful accounts was $15 million and $9 million at December 31, 2013 and 2012, respectively.

	Prepaid Expenses

	Prepaid expenses represent advance payments for goods and services to be consumed in the future, such as maintenance, postage and insurance, and totaled $122 million and $97 million at December 31, 2013 and 2012, respectively.

	Settlement Assets and Obligations

	Settlement assets of $189 million and $222 million were included in prepaid expenses and other current assets at December 31, 2013 and 2012, respectively, and settlement obligations of $184 million and $216 million were included in accrued expenses at December 31, 2013 and 2012, respectively. Settlement assets and obligations result from timing differences between collection and fulfillment of payment transactions primarily associated with the Company’s walk-in and expedited bill payment service businesses. Settlement assets represent cash received or amounts receivable from agents, payment networks or directly from consumers. Settlement obligations represent amounts payable to clients and payees.

Property and Equipment

Property and equipment are reported at cost. Depreciation of property and equipment is computed primarily using the straight-line method over the shorter of the estimated useful life of the asset or the leasehold period, if applicable. Property and equipment consisted of the following at December 31:




(In millions)		Estimated		2013				2012
(In millions)		Useful Lives		2013				2012

Land		-		$	23			$	23
Data processing equipment		3 to 7 years			587				539
Buildings and leasehold improvements		5 to 40 years			202				193
Furniture and equipment		3 to 10 years			140				138

					952				893
Less: accumulated depreciation					(686	)			(645	)


Total				$	266			$	248

Depreciation expense for all property and equipment totaled $70 million, $72 million and $78 million in 2013, 2012 and 2011, respectively.



Intangible Assets

Intangible assets consisted of the following at December 31:




(In millions)		Gross				Accumulated				Net Book
(In millions)		Carrying				Amortization				Value
2013		Amount

Customer related intangible assets		$	2,155			$	667			$	1,488
Acquired software and technology			493				289				204
Trade names			120				39				81
Capitalized software development costs			635				348				287
Purchased software			277				195				82


Total		$	3,680			$	1,538			$	2,142


(In millions)		Gross				Accumulated				Net Book
(In millions)		Carrying				Amortization				Value
2012		Amount

Customer related intangible assets		$	1,695			$	534			$	1,161
Acquired software and technology			378				222				156
Trade names			114				29				85
Capitalized software development costs			667				398				269
Purchased software			325				252				73


Total		$	3,179			$	1,435			$	1,744

Customer related intangible assets represent customer contracts and relationships obtained as part of acquired businesses and are amortized over their estimated useful lives, generally 10 to 20 years. Acquired software and technology represents software and technology intangible assets obtained as part of acquired businesses and are amortized over their estimated useful lives, generally four to eight years. Trade names are amortized over their estimated useful lives, generally 10 to 20 years. Amortization expense for acquired intangible assets, which include customer related intangible assets, acquired software and technology and trade names, totaled $210 million, $160 million and $155 million in 2013, 2012 and 2011, respectively.

The Company continually develops, maintains and enhances its products and systems. In each of 2013, 2012 and 2011, product development expenditures represented approximately 9% of the Company’s total revenue. Research and development costs incurred prior to the establishment of technological feasibility are expensed as incurred. Routine maintenance of software products, design costs and other development costs incurred prior to the establishment of a product’s technological feasibility are also expensed as incurred. Costs are capitalized commencing when the technological feasibility of the software has been established.

Capitalized software development costs represent the capitalization of certain costs incurred to develop new software or to enhance existing software which is marketed externally or utilized by the Company to process client transactions. Capitalized software development costs are amortized over their estimated useful lives, generally five years. Gross software development costs capitalized for new products and enhancements to existing products totaled $120 million, $102 million and $91 million in 2013, 2012 and 2011, respectively. Amortization of previously capitalized software development costs that have been placed into service was $72 million, $73 million and $66 million in 2013, 2012 and 2011, respectively. During 2013, the Company incurred a $30 million non-cash impairment charge to capitalized software development costs as a result of the acquisition of Open Solutions, Inc. (“Open Solutions”). See Note 2.

Purchased software represents software licenses purchased from third parties and is amortized over their estimated useful lives, generally three to five years. Amortization of purchased software totaled $32 million, $34 million and $38 million in 2013, 2012 and 2011, respectively.



The Company estimates that annual amortization expense with respect to acquired intangible assets recorded at December 31, 2013 will be approximately $200 million in 2014, $190 million in 2015, $150 million in 2016 and $140 million in 2017 and 2018. Annual amortization expense in 2014 with respect to capitalized and purchased software recorded at December 31, 2013 is estimated to approximate $110 million.

Goodwill

Goodwill represents the excess of the purchase price over the fair value of identifiable net assets acquired and liabilities assumed in a business combination. The Company evaluates goodwill for impairment on an annual basis, or more frequently if circumstances indicate possible impairment. Goodwill is tested for impairment at a reporting unit level, determined to be at an operating segment level or one level below. When reviewing goodwill for impairment, the Company considers the amount of excess fair value over the carrying value of each reporting unit, the period of time since a reporting unit’s last quantitative test, the extent a reorganization or disposition changes the composition of one or more of our reporting units, and other factors to determine whether or not to first perform a qualitative test. When performing a qualitative test, the Company assesses numerous factors to determine whether it is more likely than not that the fair value of its reporting units are less than their respective carrying values. If the Company concludes that it is more likely than not that the fair value of a reporting unit is less than its carrying value, the Company performs a two-step quantitative impairment test by comparing reporting unit carrying values to estimated fair values. No impairment was identified in the Company’s annual impairment assessment in the fourth quarter of 2013 as the estimated fair values of the respective reporting units substantially exceeded the carrying values. In addition, there is no accumulated impairment loss through December 31, 2013. The changes in goodwill during 2013 and 2012 were as follows:




(In millions)		Payments				Financial				Total

Goodwill - December 31, 2011		$	3,443			$	1,263			$	4,706
Purchase accounting adjustments			(1	)			-				(1	)


Goodwill - December 31, 2012			3,442				1,263				4,705
Acquired goodwill			2				517				519
Foreign currency adjustments and other			-				(8	)			(8	)


Goodwill - December 31, 2013		$	3,444			$	1,772			$	5,216

Asset Impairment

The Company reviews property and equipment, intangible assets and its investment in unconsolidated affiliate for impairment whenever events or changes in circumstances indicate that the carrying amount of the asset may not be recoverable. The Company reviews capitalized software development costs for impairment at each balance sheet date. Recoverability of property and equipment, capitalized software development costs, and intangible assets is assessed by comparing the carrying amount of the asset to the undiscounted future cash flows expected to be generated by the asset. The Company’s investment in unconsolidated affiliate is assessed by comparing the carrying amount of the investment to its estimated fair value and is impaired if any decline in fair value is determined to be other than temporary. Measurement of any impairment loss is based on estimated fair value.

Deferred Financing Costs

Deferred financing costs related to the Company’s long-term debt totaled $50 million and $47 million at December 31, 2013 and 2012, respectively. Accumulated amortization was $26 million and $21 million at December 31, 2013 and 2012, respectively. Deferred financing costs are reported in other long-term assets in the consolidated balance sheets and are amortized over the term of the underlying debt using the interest method as a component of interest expense.



Accounts Payable and Accrued Expenses

Accounts payable and accrued expenses consisted of the following at December 31:




(In millions)		2013				2012

Trade accounts payable		$	67			$	97
Settlement obligations			184				216
Client deposits			190				147
Accrued compensation and benefits			165				144
Other accrued expenses			150				117


Total		$	756			$	721

Income Taxes

Deferred tax assets and liabilities are recognized for the expected future tax consequences attributable to differences between financial statement carrying amounts of existing assets and liabilities and their respective tax basis and net operating loss and tax credit carry-forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. A valuation allowance, if necessary, is recorded against deferred tax assets for which utilization of the asset is not likely.

Accumulated Other Comprehensive Loss

Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:




(In millions)		Cash Flow				Foreign				Other			Total
		Hedges				Currency
						Translation
Balance at December 31, 2012		$	(57	)		$	(1	)		$	(2	)	$	(60	)
Other comprehensive loss before reclassifications			(1	)			(8	)			-			(9	)
Amounts reclassified from accumulated other comprehensive loss			9				-				-			9

Net current-period other comprehensive income (loss)			8				(8	)			-			-

Balance at December 31, 2013		$	(49	)		$	(9	)		$	(2	)	$	(60	)

Net Income Per Share

Basic net income per share is computed using the weighted-average number of common shares outstanding during the year. Diluted net income per share is computed using the weighted-average number of common shares and common stock equivalents outstanding during the year. Common stock equivalents consist of stock options and restricted stock units and are computed using the treasury stock method. In 2013, 2012 and 2011, the Company excluded 1.5 million, 1.7 million and 1.8 million weighted-average shares, respectively, from the calculations of common stock equivalents for anti-dilutive stock options.



The computation of shares used in calculating basic and diluted net income per share is as follows:




(In millions)		2013				2012				2011

Weighted-average common shares outstanding used for the calculation of net income per share - basic			262.4				271.6				285.1
Common stock equivalents			3.7				3.4				3.3

Total shares used for the calculation of net income per share - diluted			266.1				275				288.4

Supplemental Cash Flow Information




(In millions)		2013				2012				2011

Interest paid		$	165			$	158			$	183
Income taxes paid from continuing operations			299				321				195
Liabilities assumed in acquisitions of businesses			1,176				-				18
Treasury stock purchases settled the following year			9				-				9

Acquisitions

Acquisitions	12 Months Ended
Acquisitions	Dec. 31, 2013
Acquisitions	'
	2. Acquisitions
	Open Solutions
	On January 14, 2013, the Company acquired Open Solutions, a provider of account processing technology for financial institutions, for a cash purchase price of $55 million and the assumption of approximately $960 million of debt. This acquisition, included within the Financial segment, advanced the Company’s go-to-market strategies by adding a number of products and services and by expanding the number of account processing clients to which the Company can provide its broad array of add-on products and services.
	The allocation of purchase price recorded for Open Solutions was as follows:


	(In millions)

	Cash and cash equivalents	$	39
	Trade accounts receivable		41
	Deferred income tax assets		29
	Prepaid expenses and other assets		30
	Intangible assets		571
	Goodwill		517
	Accounts payable and other liabilities		(140	)
	Long-term debt		(958	)
	Deferred income tax liabilities		(74	)

	Total cash purchase price	$	55

	The cash purchase price and repayment of assumed debt were funded utilizing a combination of available cash and existing availability under the Company’s revolving credit facility. During 2013, the Company finalized the purchase price allocation based upon final valuations of intangible assets and identified tax assets. The final purchase price allocation did not materially change from the preliminary allocation. The purchase price allocation resulted in goodwill, included within the Financial segment, of approximately $517 million, of which $161 million is deductible for tax purposes. Such goodwill is primarily attributable to synergies with the products and services that Open Solutions provides and the anticipated value created by selling the Company’s products and services to Open Solutions existing client base. The values allocated to intangible assets are as follows:


	(In millions)	Gross			Weighted-
		Carrying			Average
		Amount			Useful Life

	Customer related intangible assets	$	460		20 years
	Acquired software and technology		105		7 years
	Trade name		6		10 years

		$	571

	In 2013, the results of operations for Open Solutions, $270 million of revenue and $12 million of operating income, which includes purchase accounting adjustments such as deferred revenue measured at fair value and acquired intangible asset amortization, have been included within the Company’s consolidated statement of income from the date of acquisition. As a result of the acquisition, the Company has incurred merger and integration costs, including a $30 million non-cash impairment charge related to the Company’s decision to replace its Acumen account processing system with DNA, an Open Solutions account processing system. The Acumen system costs were recorded as capitalized software development costs and included in the Financial segment assets. The related impairment charge was recorded in cost of product within the Corporate and Other segment in the first quarter of 2013. The acquired intangible asset amortization and non-cash impairment charge were recorded within the Corporate and Other segment as these charges are excluded from the Company’s measure of the Financial segment’s operating performance.
	The following unaudited supplemental pro forma information presents the Company’s results of operations as though the acquisition of Open Solutions had occurred on January 1, 2012. This information is presented for informational purposes and is not necessarily indicative of the Company’s operating results which would have occurred had the acquisition been consummated as of that date. The pro forma information presented below does not include anticipated synergies, the impact of purchase accounting adjustments or certain other expected benefits of the acquisition and should not be used as a predictive measure of our future results of operations.


	(In millions, except per share data)	(Pro Forma
		Unaudited)
		2012

	Total revenue	$	4,764
	Income from continuing operations	$	602
	Net income	$	621
	Net income per share - basic	$	2.29
	Net income per share - diluted	$	2.26
	Other Acquisitions
	In the third quarter of 2011, the Company acquired CashEdge Inc. (“CashEdge”), a leading provider of consumer and business payments solutions such as account-to-account transfer, account opening and funding, data aggregation, small business invoicing and payments, and person-to-person payments, for approximately $460 million, net of cash acquired. The acquisition of CashEdge has advanced the Company’s digital payments strategies.
	In the first quarter of 2011, the Company acquired Mobile Commerce Ltd. (“M-Com”), an international mobile banking and payments provider, and two other companies for an aggregate purchase price of approximately $50 million, net of cash acquired. M-Com has enhanced the Company’s mobile and payments capabilities, and the other acquired companies have added to or enhanced specific products or services that the Company already provides.

Discontinued_Operations

Discontinued Operations	12 Months Ended
Discontinued Operations	Dec. 31, 2013
Discontinued Operations	'
	3. Discontinued Operations
	On March 14, 2013, the Company sold its club solutions business (“Club Solutions”) for approximately $35 million in cash. The assets, liabilities, results of operations and cash flows of Club Solutions, which were previously included within the Payments segment, have been reported as discontinued operations in the accompanying consolidated financial statements for all periods presented. During 2013, Club Solutions revenue was $10 million, and the Company recognized a $4 million loss, net of income taxes, on the sale of the business. Club Solutions revenue was $46 million and $48 million in 2012 and 2011, respectively. The assets of discontinued operations at December 31, 2012 primarily consist of certain intangible assets, including software, customer related intangibles and goodwill.

Investment_in_Unconsolidated_A

Investment in Unconsolidated Affiliate	12 Months Ended
Investment in Unconsolidated Affiliate	Dec. 31, 2013
Investment in Unconsolidated Affiliate	'
	4. Investment in Unconsolidated Affiliate
	The Company owns a 49% interest in StoneRiver Group, L.P. (“StoneRiver”), which is accounted for as an equity method investment, and reports its share of StoneRiver’s net income as income from investment in unconsolidated affiliate. The Company’s investment in StoneRiver was $39 million and $78 million at December 31, 2013 and 2012, respectively, and was reported within other long-term assets in the consolidated balance sheets. In 2013, 2012 and 2011, the Company received cash dividends from StoneRiver of $122 million, $55 million, and $54 million, respectively, which were recorded as reductions in the Company’s investment in StoneRiver. A portion of the dividends, $6 million in 2013, $23 million in 2012 and $12 million in 2011, represented a return on the Company’s investment and were reported in cash flows from operating activities.
	In the fourth quarter of 2013, StoneRiver completed a transaction which reduced its ownership interest in a subsidiary business, resulting in a significant gain associated with the deconsolidation. The Company’s share of the gain on the transaction of $71 million was recorded within income from investment in unconsolidated affiliate, with the related income tax expense of $17 million recorded through the income tax provision, in the accompanying consolidated statement of income. As a result of the transaction gain, the significance of income from the Company’s investment in unconsolidated affiliate increased. Accordingly, as required by Regulation S-X, Rule 4-08(g), summarized StoneRiver financial information is as follows:


	(In millions)	2013		2012		2011

	Statements of income for the years ended December 31,
	Total revenue	$	732	$	806	$	826
	Operating income		24		47		42
	Income from continuing operations		243		18		16
	Net income		243		16		23

	Balance sheet as of December 31,
	Current assets	$	74	$	175
	Noncurrent assets		629		576
	Current liabilities		97		195
	Noncurrent liabilities		527		421
	Noncontrolling interest		-		17

LongTerm_Debt

Long-Term Debt	12 Months Ended
Long-Term Debt	Dec. 31, 2013
Long-Term Debt	'
	5. Long-Term Debt
	The Company’s long-term debt consisted of the following at December 31:


	(In millions)	2013			2012

	Term loan	$	900		$	-
	3.125% senior notes due 2015		300			300
	3.125% senior notes due 2016		600			600
	6.8% senior notes due 2017		500			500
	4.625% senior notes due 2020		449			449
	4.75% senior notes due 2021		399			399
	3.5% senior notes due 2022		697			697
	Revolving credit facility		-			280
	Other borrowings		3			5

	Total debt		3,848			3,230
	Less: current maturities		(92	)		(2	)

	Long-term debt	$	3,756		$	3,228

	The estimated fair value of total debt was $3.9 billion and $3.5 billion at December 31, 2013 and 2012, respectively. The Company was in compliance with all financial debt covenants in 2013. Annual maturities of the Company’s total debt were as follows at December 31, 2013 (in millions):


	Year ending December 31,

	2014	$	92
	2015		391
	2016		690
	2017		590
	2018		540
	Thereafter		1,545

	Total	$	3,848

	Term Loan
	On October 25, 2013, the Company obtained a $900 million term loan under a new loan agreement with a syndicate of banks. This term loan bears interest at a variable rate based on LIBOR or the bank’s base rate, plus a specified margin based on the Company’s long-term debt rating in effect from time to time, and matures in October 2018. The weighted average variable interest rate on the term loan borrowings was 1.4% at December 31, 2013. Scheduled principal payments of $90 million are due on the last business day of December of each year, commencing on December 31, 2014, with the remaining principal balance of $540 million due in October 2018. The term loan facility contains various restrictions and covenants substantially similar to those contained in the revolving credit facility described below. The Company used the net proceeds from the term loan to repay outstanding borrowings under the revolving credit facility.
	Revolving Credit Facility
	In connection with the term loan financing described above, on October 25, 2013, the Company entered into an amendment to its existing $2.0 billion revolving credit agreement with a syndicate of banks that conformed certain of its provisions to those in the new term loan agreement and extended its maturity to October 25, 2018. The revolving credit facility was previously scheduled to expire on August 1, 2017. Borrowings under the amended revolving credit facility bear interest at a variable rate based on LIBOR or the bank’s base rate, plus a specified margin based on the Company’s long-term debt rating in effect from time to time. There are no significant commitment fees and no compensating balance requirements. As of December 31, 2013, there were no borrowings outstanding under the facility. The revolving credit facility contains various restrictions and covenants that require the Company, among other things, to (i) limit its consolidated indebtedness as of the end of each fiscal quarter to no more than three and one-half times consolidated net earnings before interest, taxes, depreciation and amortization and certain other adjustments during the period of four fiscal quarters then ended, and (ii) maintain consolidated net earnings before interest, taxes, depreciation and amortization and certain other adjustments of at least three times consolidated interest expense as of the end of each fiscal quarter for the period of four fiscal quarters then ended.
	Senior Notes
	In September 2012, the Company issued $700 million aggregate principal amount of 3.5% senior notes due in October 2022, which pay interest semi-annually on April 1 and October 1 of each year. In June 2011, the Company issued $1.0 billion of senior notes comprised of $600 million of 3.125% senior notes due in June 2016 and $400 million of 4.75% senior notes due in June 2021, which pay interest semi-annually on June 15 and December 15 of each year. The Company’s 3.125% senior notes due in October 2015 and its 4.625% senior notes due in October 2020 pay interest at the stated rate on April 1 and October 1 of each year. The Company’s 6.8% senior notes due in November 2017 pay interest at the stated rate on May 20 and November 20 of each year. The interest rates applicable to the senior notes are subject to an increase of up to two percent in the event that the Company’s credit rating is downgraded below investment grade. The indenture governing the senior notes contains covenants that, among other matters, limit (i) the Company’s ability to consolidate or merge into, or convey, transfer or lease all or substantially all of its properties and assets to, another person; (ii) the Company’s and certain of its subsidiaries’ ability to create or assume liens, and (iii) the Company’s and certain of its subsidiaries’ ability to engage in sale and leaseback transactions.
	In June 2011, the Company purchased $700 million aggregate principal amount of its 6.125% senior notes due in November 2012 in a tender offer for $754 million, and in July 2011, the Company redeemed the remaining $300 million aggregate principal amount of these notes for $322 million. The Company recorded a pre-tax loss on early debt extinguishment for the premiums paid and other costs associated with these transactions of $85 million in 2011.

Derivative_Hedge_Contracts

Derivative Hedge Contracts	12 Months Ended
Derivative Hedge Contracts	Dec. 31, 2013
Derivative Hedge Contracts	'
	6. Derivative Hedge Contracts
	The Company maintained forward-starting interest rate swap agreements (“Forward-Starting Swaps”), designated as cash flow hedges, with a total notional value of $550 million to hedge against changes in interest rates applicable to forecasted five-year and ten-year fixed rate borrowings. Upon the issuance of senior notes in September 2012, the Company paid $88 million, included in cash flows from operating activities, to settle the Forward-Starting Swaps and recognized approximately $4 million of interest expense due to hedge ineffectiveness. The remaining $84 million was recorded in accumulated other comprehensive loss, net of income taxes of $33 million, and is being recognized as interest expense over the terms of the originally forecasted interest payments.
	The Company also maintained interest rate swap agreements (“Swaps”), designated as cash flow hedges, with a total notional value of $1.0 billion to hedge against changes in interest rates on floating rate term loan borrowings. The Swaps, which expired in September 2012, effectively fixed the interest rate on floating rate term loan borrowings. In 2012 and 2011, interest expense recognized due to hedge ineffectiveness on the Swaps was not significant, and no amounts were excluded from the assessment of hedge effectiveness. There were no Forward-Starting Swaps or Swaps outstanding as of December 31, 2013.

	The components of other comprehensive income pertaining to interest rate hedge contracts are presented in the consolidated statements of comprehensive income. Based on the amounts recorded in accumulated other comprehensive loss at December 31, 2013, the Company estimates that it will recognize approximately $14 million in interest expense during the next twelve months related to settled interest rate hedge contracts.
	In connection with its issuance of senior notes in 2011, the Company entered into a series of treasury lock agreements (“Treasury Locks”), which were designated as cash flow hedges, with total notional values of $600 million to hedge against changes in interest rates. Upon issuance of these senior notes, the Company paid $6 million to settle the Treasury Locks. This payment was included in cash flows from operating activities, was recorded in accumulated other comprehensive loss, net of income taxes of $2 million, and is being recognized as interest expense over the terms of the senior notes.
	The Company has entered into foreign currency forward exchange contracts to hedge foreign currency exposure to the Indian Rupee. As of December 31, 2013, the notional amount of these cash flow hedge derivatives was approximately $53 million, and the fair value totaling approximately $1 million was recorded in current liabilities and in accumulated other comprehensive loss, net of income taxes, in the consolidated balance sheet.

Income_Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2013
Income Taxes	'
	7. Income Taxes
	A reconciliation of the statutory federal income tax rate to the Company’s effective income tax rate for continuing operations is as follows:


			2013				2012				2011

	Statutory federal income tax rate			35	%			35	%			35	%
	State income taxes, net of federal effect			2.5	%			2.5	%			2.2	%
	Unconsolidated affiliate tax			1.9	%			-				-
	Other, net			(2.9	%)			(3.5	%)			(2.1	%)

	Effective income tax rate			36.5	%			34	%			35.1	%

	The income tax provision for continuing operations was as follows:


	(In millions)		2013				2012				2011

	Current:
	Federal		$	290			$	250			$	199
	State			35				36				18
	Foreign			12				9				8

				337				295				225

	Deferred:
	Federal			(12	)			3				21
	State			1				-				5
	Foreign			2				2				3

				(9	)			5				29

	Income tax provision		$	328			$	300			$	254


	Significant components of deferred tax assets and liabilities consisted of the following at December 31:


	(In millions)		2013				2012

	Accrued expenses		$	35			$	27
	Interest rate hedge contracts			34				38
	Share-based compensation			41				36
	Net operating loss and credit carry-forwards			158				73
	Deferred revenue			40				6
	Other			16				23

	Subtotal			324				203
	Valuation allowance			(42	)			(17	)

	Total deferred tax assets			282				186

	Capital software development costs			(109	)			(102	)
	Intangible assets			(763	)			(609	)
	Property and equipment			(31	)			(46	)
	Other			(37	)			(25	)

	Total deferred tax liabilities			(940	)			(782	)

	Total		$	(658	)		$	(596	)

	Deferred tax assets and liabilities are reported in the consolidated balance sheets as follows at December 31:


(In millions)		2013				2012

Current assets		$	55			$	42
Noncurrent liabilities			(713	)			(638	)

Total		$	(658	)		$	(596	)

Unrecognized tax benefits were as follows:


(In millions)		2013				2012				2011

Unrecognized tax benefits - Beginning of year		$	56			$	27			$	41
Increases for tax positions taken during the current year			9				12				5
Increases for tax positions taken in prior years			6				19				2
Decreases for tax positions taken in prior years			(7	)			-				(7	)
Decreases for settlements			(2	)			(1	)			(5	)
Lapse of the statute of limitations			(2	)			(1	)			(9	)

Unrecognized tax benefits - End of year		$	60			$	56			$	27

At December 31, 2013 and 2012, unrecognized tax benefits of $49 million and $45 million, respectively, net of federal and state benefits, would affect the effective income tax rate from continuing operations if recognized. In 2014, reductions to unrecognized tax benefits for decreases in tax positions taken in prior years, settlements and the lapse of statutes of limitations are estimated to total approximately $16 million. The Company classifies interest expense and penalties related to income taxes as components of its income tax provision. The income tax provision from continuing operations included interest expense and penalties on unrecognized tax benefits of less than $1 million in each of 2013, 2012 and 2011. Accrued interest expense and penalties related to unrecognized tax benefits totaled $4 million and $6 million at December 31, 2013 and 2012, respectively.
The Company’s federal tax returns for 2006 through 2013 and tax returns in certain states and foreign jurisdictions for 2006 through 2013 remain subject to examination by taxing authorities. At December 31, 2013, the Company had federal net operating loss carry-forwards of $286 million, which expire in 2014 through 2031, state net operating loss carry-forwards of $627 million, which expire in 2014 through 2033, and foreign net operating loss carry-forwards of $70 million, $46 million of which expire in 2017 through 2033 and the remainder of which do not expire.

Employee_Stock_and_Savings_Pla

Employee Stock and Savings Plans	12 Months Ended
Employee Stock and Savings Plans	Dec. 31, 2013
Employee Stock and Savings Plans	'
	8. Employee Stock and Savings Plans
	Stock Plans
	The Company recognizes the fair value of share-based compensation awards granted to employees in cost of processing and services, cost of product and selling, general and administrative expense in its consolidated statements of income.
	The Company’s share-based compensation primarily consists of the following:
	Stock Options – The Company generally grants stock options to employees and non-employee directors at exercise prices equal to the fair market value of the Company’s stock on the dates of grant, which are typically in the first quarter of the year. Stock options generally vest over a three-year period beginning on the first anniversary of the grant. All stock options expire ten years from the date of the award. The Company recognizes compensation expense for the fair value of the stock options over the requisite service period of the stock option award.
	Restricted Stock Units – The Company awards restricted stock units to employees and non-employee directors. The Company recognizes compensation expense for restricted stock units based on the market price of the common stock on the date of award over the period during which the awards vest.
	Employee Stock Purchase Plan – The Company maintains an employee stock purchase plan that allows eligible employees to purchase a limited number of shares of common stock each quarter through payroll deductions at 85% of the closing price of the Company’s common stock on the last business day of each calendar quarter. The Company recognizes compensation expense related to the 15% discount on the purchase date.
	Share-based compensation expense was $46 million in 2013, $44 million in 2012 and $39 million in 2011. The income tax benefits related to share-based compensation totaled $16 million, $15 million and $14 million in 2013, 2012 and 2011, respectively. At December 31, 2013, the total remaining unrecognized compensation cost for unvested stock options and restricted stock units, net of estimated forfeitures, of $69 million is expected to be recognized over a weighted-average period of 2.5 years.
	The weighted-average estimated fair value of stock options granted during 2013, 2012 and 2011 was $13.00, $10.86 and $11.34 per share, respectively. The fair values of stock options granted were estimated on the date of grant using a binomial option-pricing model with the following assumptions:


		2013			2012			2011

	Expected life (in years)		6.4			6.5			6.6
	Average risk-free interest rate		0.9	%		1.3	%		2.9	%
	Expected volatility		29.9	%		31.1	%		31	%
	Expected dividend yield		0	%		0	%		0	%
	The Company determined the expected life of stock options using historical data adjusted for known factors that would alter historical exercise behavior. The risk-free interest rate is based on the U.S. treasury yield curve in effect as of the grant date. Expected volatility is determined using weighted-average implied market volatility combined with historical volatility. The Company believes that a blend of historical volatility and implied volatility better reflects future market conditions and better indicates expected volatility than purely historical volatility.
	A summary of stock option activity is as follows:


		Shares			Weighted-			Weighted-			Aggregate
		(In thousands)			Average			Average			Intrinsic
					Exercise			Remaining			Value
					Price			Contractual			(In millions)
								Term (Years)
	Stock options outstanding - December 31, 2012		9,536		$	25.89
	Granted		2,049			41.46
	Forfeited		(208	)		36.22
	Exercised		(1,297	)		24.89

	Stock options outstanding - December 31, 2013		10,080		$	28.97			6.1		$	303

	Stock options exercisable - December 31, 2013		6,497		$	24.41			4.7		$	225

	A summary of restricted stock unit activity is as follows:


		Shares			Weighted-
		(In thousands)			Average
					Grant Date
					Fair Value

	Restricted stock units - December 31, 2012		2,120		$	28.17
	Granted		977			41.9
	Forfeited		(204	)		31.44
	Vested		(736	)		25.3

	Restricted stock units - December 31, 2013		2,157		$	34.92

	The table below presents additional information related to stock option and restricted stock unit activity:


	(In millions)	2013			2012			2011

	Total intrinsic value of stock options exercised	$	27		$	51		$	26
	Cash received from stock option exercises		32			80			54
	Gross income tax benefit from stock option exercises		10			20			10
	Fair value of restricted stock units upon vesting		31			29			18
	As of December 31, 2013, 22.9 million share-based awards were available for grant under the Fiserv, Inc. 2007 Omnibus Incentive Plan. Under its employee stock purchase plan, the Company issued 0.7 million, 0.8 million and 0.9 million shares in 2013, 2012 and 2011, respectively. As of January 1, 2014, there were 7.0 million shares available for issuance under the employee stock purchase plan.
	Employee Savings Plans
	The Company and its subsidiaries have defined contribution savings plans covering substantially all employees. Under the plans, eligible participants may elect to contribute a specified percentage of their salaries, subject to certain limitations. The Company makes matching contributions, subject to certain limitations, and makes discretionary contributions based upon the attainment of specified financial results. Expenses for company contributions under these plans totaled $36 million, $33 million and $38 million in 2013, 2012 and 2011, respectively.

Leases_Commitments_and_Conting

Leases, Commitments and Contingencies	12 Months Ended
Leases, Commitments and Contingencies	Dec. 31, 2013
Leases, Commitments and Contingencies	'
	9. Leases, Commitments and Contingencies
	Leases
	The Company leases certain facilities and equipment under operating leases. Most leases contain renewal options for varying periods. Future minimum rental payments on operating leases with initial non-cancellable lease terms in excess of one year were due as follows at December 31, 2013 (in millions):


	Year ending December 31,

	2014	$	83
	2015		76
	2016		56
	2017		41
	2018		29
	Thereafter		48

	Total	$	333

	Rent expense for all operating leases was $105 million, $110 million and $113 million during 2013, 2012 and 2011, respectively.
	Commitments and Contingencies
	Litigation
	In the normal course of business, the Company and its subsidiaries are named as defendants in lawsuits in which claims are asserted against the Company. In the opinion of management, the liabilities, if any, which may ultimately result from such lawsuits are not expected to have a material effect on the Company’s consolidated financial statements.
	Electronic Payments Transactions
	In connection with the Company’s processing of electronic payments transactions, funds received from subscribers are invested from the time the Company collects the funds until payments are made to the applicable recipients. These subscriber funds are invested in short-term, highly liquid investments. Subscriber funds, which are not included in the Company’s consolidated balance sheets, can fluctuate significantly based on consumer bill payment and debit card activity and totaled approximately $1.7 billion at December 31, 2013.
	Indemnifications and Warranties
	Subject to limitations and exclusions, the Company generally indemnifies its clients from certain costs resulting from claims of patent, copyright or trademark infringement associated with its clients’ use of the Company’s products or services. The Company may also warrant to clients that its products and services will operate substantially in accordance with identified specifications. From time to time, in connection with sales of businesses, the Company agrees to indemnify the buyers for liabilities associated with the businesses that are sold. Payments, net of recoveries, under such indemnification or warranty provisions were not material to the Company’s results of operations or financial position.

Business_Segment_Information

Business Segment Information	12 Months Ended
Business Segment Information	Dec. 31, 2013
Business Segment Information	'
	10. Business Segment Information
	The Company’s operations are comprised of the Payments segment and the Financial segment. The Payments segment primarily provides electronic bill payment and presentment services, debit and other card-based payment products and services, internet and mobile banking software and services, and other electronic payments software and services, including account-to-account transfers and person-to-person payments. The businesses in this segment also provide investment account processing services for separately managed accounts, card and print personalization services, and fraud and risk management products and services. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment primarily consists of unallocated corporate expenses, amortization of acquisition-related intangible assets, intercompany eliminations and other costs that are not considered when management evaluates segment performance.


	(In millions)	Payments		Financial		Corporate			Total
	(In millions)	Payments		Financial		and Other			Total

	2013
	Processing and services revenue	$	1,902	$	2,143	$	(10	)	$	4,035
	Product revenue		650		166		(37	)		779

	Total revenue		2,552		2,309		(47	)		4,814
	Operating income		702		745		(386	)		1,061
	Total assets		5,985		3,220		308			9,513
	Capital expenditures		131		87		18			236
	Depreciation and amortization expense		93		71		239			403

	2012
	Processing and services revenue	$	1,788	$	1,887	$	(12	)	$	3,663
	Product revenue		655		153		(35	)		773

	Total revenue		2,443		2,040		(47	)		4,436
	Operating income		657		652		(261	)		1,048
	Total assets		6,109		2,094		294			8,497
	Capital expenditures		107		76		10			193
	Depreciation and amortization expense		97		73		180			350

	2011
	Processing and services revenue	$	1,688	$	1,820	$	(13	)	$	3,495
	Product revenue		645		184		(35	)		794

	Total revenue		2,333		2,004		(48	)		4,289
	Operating income		648		613		(271	)		990
	Total assets		6,092		2,131		325			8,548
	Capital expenditures		96		80		14			190
	Depreciation and amortization expense		93		81		171			345
	Revenue to clients outside the United States comprised approximately 7% of total revenue in each of 2013, 2012 and 2011.

Subsidiary_Guarantors_of_LongT

Subsidiary Guarantors of Long-Term Debt	12 Months Ended
Subsidiary Guarantors of Long-Term Debt	Dec. 31, 2013
Subsidiary Guarantors of Long-Term Debt	'
	11. Subsidiary Guarantors of Long-Term Debt
	Certain of the Company’s 100% owned domestic subsidiaries (“Guarantor Subsidiaries”) jointly and severally, and fully and unconditionally, guarantee the Company’s indebtedness under its revolving credit facility, senior notes and term loan. Under the indentures governing the senior notes, a guarantee of a Guarantor Subsidiary will terminate upon the following customary circumstances: the sale of such Guarantor Subsidiary if such sale complies with the indenture; if such Guarantor Subsidiary no longer guarantees certain other indebtedness of the Company, including as a result of the release of the Guarantor Subsidiaries if Standard & Poor’s and Moody’s Investors Service, Inc. increase the Company’s credit rating to A- and A3, respectively; or the defeasance or discharge of the indenture. The following condensed consolidating financial information is presented on the equity method and reflects summarized financial information for: (a) the Company; (b) the Guarantor Subsidiaries on a combined basis; and (c) the Company’s non-guarantor subsidiaries on a combined basis. The following condensed consolidating financial information reflects the reporting of Club Solutions as a discontinued operation for all periods presented.

	Condensed Consolidating Statement of Income and Comprehensive Income
	Year ended December 31, 2013


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Revenue:
	Processing and services		$	-			$	2,919			$	1,281			$	(165	)		$	4,035
	Product			-				734				109				(64	)			779

	Total revenue			-				3,653				1,390				(229	)			4,814

	Expenses:
	Cost of processing and services			-				1,481				765				(165	)			2,081
	Cost of product			-				667				92				(64	)			695
	Selling, general and administrative			110				632				235				-				977

	Total expenses			110				2,780				1,092				(229	)			3,753

	Operating income (loss)			(110	)			873				298				-				1,061
	Interest expense, net			(129	)			(20	)			(14	)			-				(163	)

	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(239	)			853				284				-				898
	Income tax (provision) benefit			102				(327	)			(103	)			-				(328	)
	Income from investment in unconsolidated affiliate			-				80				-				-				80
	Equity in earnings of consolidated affiliates			787				-				-				(787	)			-

	Income from continuing operations			650				606				181				(787	)			650
	Loss from discontinued operations, net of income taxes			(2	)			-				-				-				(2	)

	Net income		$	648			$	606			$	181			$	(787	)		$	648

	Comprehensive income		$	648			$	606			$	173			$	(779	)		$	648

	Condensed Consolidating Statement of Income and Comprehensive Income
	Year ended December 31, 2012


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Revenue:
	Processing and services		$	-			$	2,596			$	1,226			$	(159	)		$	3,663
	Product			-				717				114				(58	)			773

	Total revenue			-				3,313				1,340				(217	)			4,436

	Expenses:
	Cost of processing and services			-				1,385				710				(159	)			1,936
	Cost of product			-				615				71				(58	)			628
	Selling, general and administrative			104				499				221				-				824

	Total expenses			104				2,499				1,002				(217	)			3,388

	Operating income (loss)			(104	)			814				338				-				1,048
	Interest expense, net			(104	)			(57	)			(6	)			-				(167	)

	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(208	)			757				332				-				881
	Income tax (provision) benefit			103				(280	)			(123	)			-				(300	)
	Income from investment in unconsolidated affiliate			-				11				-				-				11
	Equity in earnings of consolidated affiliates			697				-				-				(697	)			-

Income from continuing operations			592				488				209				(697	)			592
Income from discontinued operations, net of income taxes			19				5				-				(5	)			19

Net income		$	611			$	493			$	209			$	(702	)		$	611

Comprehensive income		$	629			$	493			$	213			$	(706	)		$	629


Condensed Consolidating Statement of Income and Comprehensive Income
Year ended December 31, 2011


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Revenue:
Processing and services		$	-			$	2,534			$	1,094			$	(133	)		$	3,495
Product			-				709				147				(62	)			794

Total revenue			-				3,243				1,241				(195	)			4,289

Expenses:
Cost of processing and services			-				1,389				647				(133	)			1,903
Cost of product			-				572				91				(62	)			601
Selling, general and administrative			95				490				210				-				795

Total expenses			95				2,451				948				(195	)			3,299

Operating income (loss)			(95	)			792				293				-				990
Interest expense, net			(140	)			(33	)			(9	)			-				(182	)
Loss on early debt extinguishment			(85	)			-				-				-				(85	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(320	)			759				284				-				723
Income tax (provision) benefit			133				(282	)			(105	)			-				(254	)
Income from investment in unconsolidated affiliate			-				18				-				-				18
Equity in earnings of consolidated affiliates			681				-				-				(681	)			-

Income from continuing operations			494				495				179				(681	)			487
(Loss) income from discontinued operations, net of income taxes			(22	)			4				3				-				(15	)

Net income		$	472			$	499			$	182			$	(681	)		$	472

Comprehensive income		$	444			$	499			$	174			$	(673	)		$	444


Condensed Consolidating Balance Sheet
December 31, 2013


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Assets
Cash and cash equivalents		$	139			$	76			$	185			$	-			$	400
Trade accounts receivable, net			-				465				286				-				751
Prepaid expenses and other current assets			81				195				145				-				421

Total current assets			220				736				616				-				1,572
Investments in consolidated affiliates			10,122				-				-				(10,122	)			-
Intangible assets, net			22				1,866				254				-				2,142
Goodwill			-				4,150				1,066				-				5,216
Other long-term assets			33				448				102				-				583

Total assets		$	10,397			$	7,200			$	2,038			$	(10,122	)		$	9,513

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses		$	87			$	463			$	206			$	-			$	756
Current maturities of long-term debt			90				2				-				-				92
Deferred revenue			-				292				192				-				484

Total current liabilities			177				757				398				-				1,332
Long-term debt			3,754				2				-				-				3,756
Due to (from) consolidated affiliates			2,108				(1,683	)			(425	)			-				-
Other long-term liabilities			773				25				42				-				840

Total liabilities			6,812				(899	)			15				-				5,928

Total shareholders’ equity			3,585				8,099				2,023				(10,122	)			3,585

Total liabilities and shareholders’ equity		$	10,397			$	7,200			$	2,038			$	(10,122	)		$	9,513


Condensed Consolidating Balance Sheet
December 31, 2012


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Assets
Cash and cash equivalents		$	85			$	66			$	207			$	-			$	358
Trade accounts receivable, net			-				403				258				-				661
Prepaid expenses and other current assets			45				186				160				-				391
Assets of discontinued operations			-				33				-				-				33

Total current assets			130				688				625				-				1,443
Investments in consolidated affiliates			8,498				-				-				(8,498	)			-
Intangible assets, net			22				1,479				243				-				1,744
Goodwill			-				3,695				1,010				-				4,705
Other long-term assets			55				445				105				-				605

Total assets		$	8,705			$	6,307			$	1,983			$	(8,498	)		$	8,497

Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses		$	73			$	417			$	231			$	-			$	721
Current maturities of long-term debt			-				2				-				-				2
Deferred revenue			-				213				166				-				379
Liabilities of discontinued operations			-				3				-				-				3

Total current liabilities			73				635				397				-				1,105
Long-term debt			3,223				4				1				-				3,228
Due to (from) consolidated affiliates			1,295				(988	)			(307	)			-				-
Other long-term liabilities			697				22				28				-				747

Total liabilities			5,288				(327	)			119				-				5,080

Total shareholders’ equity			3,417				6,634				1,864				(8,498	)			3,417

Total liabilities and shareholders’ equity		$	8,705			$	6,307			$	1,983			$	(8,498	)		$	8,497


Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2013


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations		$	(61	)		$	842			$	258			$	-			$	1,039

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs			(3	)			(169	)			(64	)			-				(236	)
Payments for acquisitions of businesses, net of cash acquired			(55	)			25				-				-				(30	)
Dividend from unconsolidated affiliate			-				116				-				-				116
Net proceeds from sale of investments			-				2				2				-				4
Other investing activities			1,041				3				(3	)			(1,043	)			(2	)

Net cash (used in) provided by investing activities from continuing operations			983				(23	)			(65	)			(1,043	)			(148	)

Cash flows from financing activities:
Proceeds from long-term debt			2,252				-				-				-				2,252
Repayments of long-term debt			(2,589	)			(1	)			-				-				(2,590	)
Issuance of treasury stock			49				-				-				-				49
Purchases of treasury stock			(578	)			-				-				-				(578	)
Other financing activities			7				(841	)			(215	)			1,043				(6	)

Net cash used in financing activities from continuing operations			(859	)			(842	)			(215	)			1,043				(873	)

Net change in cash and cash equivalents from continuing operations			63				(23	)			(22	)			-				18
Net cash flows from (to) discontinued operations			(9	)			33				-				-				24
Beginning balance			85				66				207				-				358

Ending balance		$	139			$	76			$	185			$	-			$	400

Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2012


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations		$	(168	)		$	722			$	272			$	-			$	826

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs			(4	)			(142	)			(47	)			-				(193	)
Dividend from unconsolidated affiliate			-				32				-				-				32
Net proceeds from sale of investments			-				2				26				-				28
Other investing activities			815				-				(1	)			(817	)			(3	)

Net cash (used in) provided by investing activities from continuing operations			811				(108	)			(22	)			(817	)			(136	)

Cash flows from financing activities:
Proceeds from long-term debt			1,469				-				-				-				1,469
Repayments of long-term debt			(1,592	)			(6	)			(44	)			-				(1,642	)
Issuance of treasury stock			96				-				-				-				96
Purchases of treasury stock			(634	)			-				-				-				(634	)
Other financing activities			-				(620	)			(192	)			817				5

Net cash used in financing activities from continuing operations			(661	)			(626	)			(236	)			817				(706	)

Net change in cash and cash equivalents from continuing operations			(18	)			(12	)			14				-				(16	)
Net cash flows from discontinued operations			30				7				-				-				37
Beginning balance			73				71				193				-				337

Ending balance		$	85			$	66			$	207			$	-			$	358


Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2011


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations		$	(10	)		$	729			$	226			$	-			$	945

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs			(13	)			(142	)			(35	)			-				(190	)
Payments for acquisitions of businesses, net of cash acquired			-				(473	)			(38	)			-				(511	)
Dividend from unconsolidated affiliate			-				42				-				-				42
Net (purchases of) sale proceeds from investments			-				3				(7	)			-				(4	)
Other investing activities			311				-				-				(311	)			-

Net cash (used in) provided by investing activities from continuing operations			298				(570	)			(80	)			(311	)			(663	)

Cash flows from financing activities:
Proceeds from long-term debt			1,143				-				46				-				1,189
Repayments of long-term debt, including premium and costs			(1,223	)			(3	)			-				-				(1,226	)
Issuance of treasury stock			73				-				-				-				73
Purchases of treasury stock			(533	)			-				-				-				(533	)
Other financing activities			(2	)			(159	)			(151	)			311				(1	)

Net cash used in financing activities from continuing operations			(542	)			(162	)			(105	)			311				(498	)

Net change in cash and cash equivalents from continuing operations			(254	)			(3	)			41				-				(216	)
Net cash flows (to) from discontinued operations			(16	)			6				-				-				(10	)
Beginning balance			343				68				152				-				563

Ending balance		$	73			$	71			$	193			$	-			$	337

Quarterly_Financial_Data_unaud

Quarterly Financial Data (unaudited)	12 Months Ended
Quarterly Financial Data (unaudited)	Dec. 31, 2013
Quarterly Financial Data (unaudited)	'
	12. Quarterly Financial Data (unaudited)
	Quarterly financial data for 2013 and 2012 was as follows:


	(In millions, except per share data)
		First		Second		Third		Fourth		Full
		Quarter		Quarter		Quarter		Quarter		Year
	2013
	Total revenue	$	1,152	$	1,198	$	1,201	$	1,263	$	4,814
	Cost of processing and services		522		523		520		516		2,081
	Cost of product		190		157		164		184		695
	Selling, general and administrative expenses		229		245		237		266		977
	Total expenses		941		925		921		966		3,753
	Operating income		211		273		280		297		1,061
	Income from continuing operations		117		152		161		220		650
	Net income		117		151		159		221		648
	Comprehensive income		115		146		163		224		648
	Net income per share - continuing operations:
	Basic	$	0.44	$	0.57	$	0.62	$	0.85	$	2.48
	Diluted	$	0.43	$	0.57	$	0.61	$	0.84	$	2.44

	2012
	Total revenue	$	1,097	$	1,087	$	1,107	$	1,145	$	4,436
	Cost of processing and services		494		471		486		485		1,936
	Cost of product		159		155		150		164		628
	Selling, general and administrative expenses		205		204		206		209		824
	Total expenses		858		830		842		858		3,388
	Operating income		239		257		265		287		1,048
	Income from continuing operations		132		162		140		158		592
	Net income		132		161		139		179		611
	Comprehensive income		148		150		151		180		629
	Net income per share - continuing operations:
	Basic	$	0.47	$	0.59	$	0.52	$	0.59	$	2.18
	Diluted	$	0.47	$	0.59	$	0.51	$	0.58	$	2.15

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
Summary of Significant Accounting Policies (Policies)	Dec. 31, 2013
Principles of Consolidation	'
	Principles of Consolidation
	The consolidated financial statements include the accounts of Fiserv, Inc. and all 100% owned subsidiaries. Investments in less than 50% owned affiliates in which the Company has significant influence but not control are accounted for using the equity method of accounting. All intercompany transactions and balances have been eliminated in consolidation.
	Stock Split
	On November 20, 2013, the Company’s Board of Directors declared a two-for-one stock split of the Company’s common stock and a proportionate increase in the number of its authorized shares of common stock. The additional shares were distributed on December 16, 2013 to shareholders of record at the close of business on December 2, 2013. The Company’s common stock began trading at the split-adjusted price on December 17, 2013. All share and per share amounts are retroactively presented on a split-adjusted basis. The impact on the consolidated balance sheets of the stock split was an increase of $2 million to common stock and an offsetting reduction in additional paid-in capital, which has been retroactively restated.
Use of Estimates	'
	Use of Estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ materially from those estimates.
Fair Value Measurements	'
	Fair Value Measurements
	The Company applies fair value accounting for all assets and liabilities that are recognized or disclosed at fair value in its consolidated financial statements on a recurring basis. Fair value represents the amount that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities, the Company considers the principal or most advantageous market and the market-based risk measurements or assumptions that market participants would use in pricing the asset or liability.
	The fair values of cash equivalents, trade accounts receivable, settlement assets and obligations, and accounts payable approximate their respective carrying values due to the short period of time to maturity. The estimated fair value of debt is described in Note 5 and was estimated using discounted cash flows based on quoted prices in active markets (level 2 of the fair value hierarchy) or the Company’s current incremental borrowing rates (level 3 of the fair value hierarchy).
Derivatives	'
	Derivatives
	Derivatives are recorded on the consolidated balance sheets as either an asset or liability measured at fair value. If the derivative is designated as a cash flow hedge, the effective portions of the changes in the fair value of the derivative are recorded as a component of accumulated other comprehensive loss and recognized in the consolidated statements of income when the hedged item affects earnings. If the derivative is designated as a fair value hedge, the changes in the fair value of the derivative are recognized in earnings. To the extent the fair value hedge is effective, there is an offsetting adjustment to the basis of the item being hedged. Ineffective portions of changes in the fair value of hedges are recognized in earnings. The Company’s policy is to enter into derivatives with creditworthy institutions and not to enter into such derivatives for speculative purposes.
Foreign Currency	'
	Foreign Currency
	Foreign currency denominated assets and liabilities, where the functional currency is the local currency, are translated into U.S. dollars at the exchange rates in effect at the balance sheet date. Revenue and expenses are translated at the average exchange rates during the period. Gains and losses from foreign currency translation are recorded as a separate component of accumulated other comprehensive loss.
Revenue Recognition	'
	Revenue Recognition
	Processing and services revenue is recognized as services are provided and is primarily derived from account- and transaction-based fees for data processing, transaction processing, electronic billing and payment services, electronic funds transfer and debit processing services, consulting services and software maintenance fees. Software maintenance fee revenue for ongoing client support is recognized ratably over the term of the applicable support period, which is generally 12 months. Deferred revenue consists primarily of advance billings for services and is recognized as revenue when the services are provided.
	Product revenue is primarily derived from software license sales, which represent less than 5% of total revenue, and integrated print and card production sales. For software license agreements that do not require significant customization or modification, the Company recognizes software license revenue upon delivery, assuming persuasive evidence of an arrangement exists, the license fee is fixed or determinable, and collection is reasonably assured. Arrangements with customers that include significant customization, modification or production of software are accounted for under contract accounting, with the revenue being recognized using the percentage-of-completion method.
	The Company includes reimbursements from clients, such as postage and telecommunication costs, in processing and services revenue, product revenue, cost of processing and services, and cost of product.
Selling, General and Administrative Expenses	'
	Selling, General and Administrative Expenses
	Selling, general and administrative expenses primarily consist of: salaries, wages and related expenses paid to sales personnel, administrative employees and management; advertising and promotional costs; depreciation and amortization; and other selling and administrative expenses.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents
	Cash and cash equivalents consist of cash and investments with original maturities of 90 days or less.
Allowance for Doubtful Accounts	'
	Allowance for Doubtful Accounts
	The Company analyzes the collectibility of trade accounts receivable by considering historical bad debts, client creditworthiness, current economic trends, changes in client payment terms and collection trends when evaluating the adequacy of the allowance for doubtful accounts. Any change in the assumptions used in analyzing a specific account receivable may result in an additional allowance for doubtful accounts being recognized in the period in which the change occurs. The allowance for doubtful accounts was $15 million and $9 million at December 31, 2013 and 2012, respectively.
Prepaid Expenses	'
	Prepaid Expenses
	Prepaid expenses represent advance payments for goods and services to be consumed in the future, such as maintenance, postage and insurance, and totaled $122 million and $97 million at December 31, 2013 and 2012, respectively.
Settlement Assets and Obligations	'
	Settlement Assets and Obligations
	Settlement assets of $189 million and $222 million were included in prepaid expenses and other current assets at December 31, 2013 and 2012, respectively, and settlement obligations of $184 million and $216 million were included in accrued expenses at December 31, 2013 and 2012, respectively. Settlement assets and obligations result from timing differences between collection and fulfillment of payment transactions primarily associated with the Company’s walk-in and expedited bill payment service businesses. Settlement assets represent cash received or amounts receivable from agents, payment networks or directly from consumers. Settlement obligations represent amounts payable to clients and payees.
Property and Equipment	'
	Property and Equipment
	Property and equipment are reported at cost. Depreciation of property and equipment is computed primarily using the straight-line method over the shorter of the estimated useful life of the asset or the leasehold period, if applicable. Property and equipment consisted of the following at December 31:


	(In millions)	Estimated		2013				2012
	(In millions)	Useful Lives		2013				2012

	Land	-		$	23			$	23
	Data processing equipment	3 to 7 years			587				539
	Buildings and leasehold improvements	5 to 40 years			202				193
	Furniture and equipment	3 to 10 years			140				138

					952				893
	Less: accumulated depreciation				(686	)			(645	)


	Total			$	266			$	248

	Depreciation expense for all property and equipment totaled $70 million, $72 million and $78 million in 2013, 2012 and 2011, respectively.
Intangible Assets	'
	Intangible Assets
	Intangible assets consisted of the following at December 31:


	(In millions)	Gross				Accumulated				Net Book
	(In millions)	Carrying				Amortization				Value
	2013	Amount

	Customer related intangible assets	$	2,155			$	667			$	1,488
	Acquired software and technology		493				289				204
	Trade names		120				39				81
	Capitalized software development costs		635				348				287
	Purchased software		277				195				82


	Total	$	3,680			$	1,538			$	2,142


	(In millions)	Gross				Accumulated				Net Book
	(In millions)	Carrying				Amortization				Value
	2012	Amount

	Customer related intangible assets	$	1,695			$	534			$	1,161
	Acquired software and technology		378				222				156
	Trade names		114				29				85
	Capitalized software development costs		667				398				269
	Purchased software		325				252				73


	Total	$	3,179			$	1,435			$	1,744

	Customer related intangible assets represent customer contracts and relationships obtained as part of acquired businesses and are amortized over their estimated useful lives, generally 10 to 20 years. Acquired software and technology represents software and technology intangible assets obtained as part of acquired businesses and are amortized over their estimated useful lives, generally four to eight years. Trade names are amortized over their estimated useful lives, generally 10 to 20 years. Amortization expense for acquired intangible assets, which include customer related intangible assets, acquired software and technology and trade names, totaled $210 million, $160 million and $155 million in 2013, 2012 and 2011, respectively.
	The Company continually develops, maintains and enhances its products and systems. In each of 2013, 2012 and 2011, product development expenditures represented approximately 9% of the Company’s total revenue. Research and development costs incurred prior to the establishment of technological feasibility are expensed as incurred. Routine maintenance of software products, design costs and other development costs incurred prior to the establishment of a product’s technological feasibility are also expensed as incurred. Costs are capitalized commencing when the technological feasibility of the software has been established.
	Capitalized software development costs represent the capitalization of certain costs incurred to develop new software or to enhance existing software which is marketed externally or utilized by the Company to process client transactions. Capitalized software development costs are amortized over their estimated useful lives, generally five years. Gross software development costs capitalized for new products and enhancements to existing products totaled $120 million, $102 million and $91 million in 2013, 2012 and 2011, respectively. Amortization of previously capitalized software development costs that have been placed into service was $72 million, $73 million and $66 million in 2013, 2012 and 2011, respectively. During 2013, the Company incurred a $30 million non-cash impairment charge to capitalized software development costs as a result of the acquisition of Open Solutions, Inc. (“Open Solutions”). See Note 2.
	Purchased software represents software licenses purchased from third parties and is amortized over their estimated useful lives, generally three to five years. Amortization of purchased software totaled $32 million, $34 million and $38 million in 2013, 2012 and 2011, respectively.

	The Company estimates that annual amortization expense with respect to acquired intangible assets recorded at December 31, 2013 will be approximately $200 million in 2014, $190 million in 2015, $150 million in 2016 and $140 million in 2017 and 2018. Annual amortization expense in 2014 with respect to capitalized and purchased software recorded at December 31, 2013 is estimated to approximate $110 million.
Goodwill	'
	Goodwill
	Goodwill represents the excess of the purchase price over the fair value of identifiable net assets acquired and liabilities assumed in a business combination. The Company evaluates goodwill for impairment on an annual basis, or more frequently if circumstances indicate possible impairment. Goodwill is tested for impairment at a reporting unit level, determined to be at an operating segment level or one level below. When reviewing goodwill for impairment, the Company considers the amount of excess fair value over the carrying value of each reporting unit, the period of time since a reporting unit’s last quantitative test, the extent a reorganization or disposition changes the composition of one or more of our reporting units, and other factors to determine whether or not to first perform a qualitative test. When performing a qualitative test, the Company assesses numerous factors to determine whether it is more likely than not that the fair value of its reporting units are less than their respective carrying values. If the Company concludes that it is more likely than not that the fair value of a reporting unit is less than its carrying value, the Company performs a two-step quantitative impairment test by comparing reporting unit carrying values to estimated fair values. No impairment was identified in the Company’s annual impairment assessment in the fourth quarter of 2013 as the estimated fair values of the respective reporting units substantially exceeded the carrying values. In addition, there is no accumulated impairment loss through December 31, 2013. The changes in goodwill during 2013 and 2012 were as follows:


	(In millions)	Payments				Financial				Total

	Goodwill - December 31, 2011	$	3,443			$	1,263			$	4,706
	Purchase accounting adjustments		(1	)			-				(1	)


	Goodwill - December 31, 2012		3,442				1,263				4,705
	Acquired goodwill		2				517				519
	Foreign currency adjustments and other		-				(8	)			(8	)


	Goodwill - December 31, 2013	$	3,444			$	1,772			$	5,216

Asset Impairment	'
	Asset Impairment
	The Company reviews property and equipment, intangible assets and its investment in unconsolidated affiliate for impairment whenever events or changes in circumstances indicate that the carrying amount of the asset may not be recoverable. The Company reviews capitalized software development costs for impairment at each balance sheet date. Recoverability of property and equipment, capitalized software development costs, and intangible assets is assessed by comparing the carrying amount of the asset to the undiscounted future cash flows expected to be generated by the asset. The Company’s investment in unconsolidated affiliate is assessed by comparing the carrying amount of the investment to its estimated fair value and is impaired if any decline in fair value is determined to be other than temporary. Measurement of any impairment loss is based on estimated fair value.
Deferred Financing Costs	'
	Deferred Financing Costs
	Deferred financing costs related to the Company’s long-term debt totaled $50 million and $47 million at December 31, 2013 and 2012, respectively. Accumulated amortization was $26 million and $21 million at December 31, 2013 and 2012, respectively. Deferred financing costs are reported in other long-term assets in the consolidated balance sheets and are amortized over the term of the underlying debt using the interest method as a component of interest expense.
Accounts Payable and Accrued Expenses	'
	Accounts Payable and Accrued Expenses
	Accounts payable and accrued expenses consisted of the following at December 31:


	(In millions)	2013				2012

	Trade accounts payable	$	67			$	97
	Settlement obligations		184				216
	Client deposits		190				147
	Accrued compensation and benefits		165				144
	Other accrued expenses		150				117


	Total	$	756			$	721

Income Taxes	'
	Income Taxes
	Deferred tax assets and liabilities are recognized for the expected future tax consequences attributable to differences between financial statement carrying amounts of existing assets and liabilities and their respective tax basis and net operating loss and tax credit carry-forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. A valuation allowance, if necessary, is recorded against deferred tax assets for which utilization of the asset is not likely.
Accumulated Other Comprehensive Loss	'
	Accumulated Other Comprehensive Loss
	Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:


	(In millions)	Cash Flow				Foreign				Other			Total
		Hedges				Currency
						Translation
	Balance at December 31, 2012	$	(57	)		$	(1	)		$	(2	)	$	(60	)
	Other comprehensive loss before reclassifications		(1	)			(8	)			-			(9	)
	Amounts reclassified from accumulated other comprehensive loss		9				-				-			9

	Net current-period other comprehensive income (loss)		8				(8	)			-			-

	Balance at December 31, 2013	$	(49	)		$	(9	)		$	(2	)	$	(60	)

Net Income Per Share	'
	Net Income Per Share
	Basic net income per share is computed using the weighted-average number of common shares outstanding during the year. Diluted net income per share is computed using the weighted-average number of common shares and common stock equivalents outstanding during the year. Common stock equivalents consist of stock options and restricted stock units and are computed using the treasury stock method. In 2013, 2012 and 2011, the Company excluded 1.5 million, 1.7 million and 1.8 million weighted-average shares, respectively, from the calculations of common stock equivalents for anti-dilutive stock options.

	The computation of shares used in calculating basic and diluted net income per share is as follows:


	(In millions)	2013				2012				2011

	Weighted-average common shares outstanding used for the calculation of net income per share - basic		262.4				271.6				285.1
	Common stock equivalents		3.7				3.4				3.3

	Total shares used for the calculation of net income per share - diluted		266.1				275				288.4

Supplemental Cash Flow Information	'
	Supplemental Cash Flow Information




	(In millions)	2013				2012				2011

	Interest paid	$	165			$	158			$	183
	Income taxes paid from continuing operations		299				321				195
	Liabilities assumed in acquisitions of businesses		1,176				-				18
	Treasury stock purchases settled the following year		9				-				9

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Tables)	12 Months Ended
Summary of Significant Accounting Policies (Tables)	Dec. 31, 2013
Schedule of Property and Equipment	'
	Property and equipment consisted of the following at December 31:


	(In millions)	Estimated		2013				2012
	(In millions)	Useful Lives		2013				2012

	Land	-		$	23			$	23
	Data processing equipment	3 to 7 years			587				539
	Buildings and leasehold improvements	5 to 40 years			202				193
	Furniture and equipment	3 to 10 years			140				138

					952				893
	Less: accumulated depreciation				(686	)			(645	)


	Total			$	266			$	248

Schedule of Intangible Assets by Class	'
	Intangible assets consisted of the following at December 31:


	(In millions)	Gross				Accumulated				Net Book
	(In millions)	Carrying				Amortization				Value
	2013	Amount

	Customer related intangible assets	$	2,155			$	667			$	1,488
	Acquired software and technology		493				289				204
	Trade names		120				39				81
	Capitalized software development costs		635				348				287
	Purchased software		277				195				82


	Total	$	3,680			$	1,538			$	2,142


	(In millions)	Gross				Accumulated				Net Book
	(In millions)	Carrying				Amortization				Value
	2012	Amount

	Customer related intangible assets	$	1,695			$	534			$	1,161
	Acquired software and technology		378				222				156
	Trade names		114				29				85
	Capitalized software development costs		667				398				269
	Purchased software		325				252				73


	Total	$	3,179			$	1,435			$	1,744

Schedule of Goodwill	'
	The changes in goodwill during 2013 and 2012 were as follows:


	(In millions)	Payments				Financial				Total

	Goodwill - December 31, 2011	$	3,443			$	1,263			$	4,706
	Purchase accounting adjustments		(1	)			-				(1	)


	Goodwill - December 31, 2012		3,442				1,263				4,705
	Acquired goodwill		2				517				519
	Foreign currency adjustments and other		-				(8	)			(8	)


	Goodwill - December 31, 2013	$	3,444			$	1,772			$	5,216

Schedule of Accounts Payable and Accrued Expenses	'
	Accounts payable and accrued expenses consisted of the following at December 31:


	(In millions)	2013				2012

	Trade accounts payable	$	67			$	97
	Settlement obligations		184				216
	Client deposits		190				147
	Accrued compensation and benefits		165				144
	Other accrued expenses		150				117


	Total	$	756			$	721

Schedule of Accumulated Other Comprehensive Loss	'
	Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:


	(In millions)	Cash Flow				Foreign				Other			Total
		Hedges				Currency
						Translation
	Balance at December 31, 2012	$	(57	)		$	(1	)		$	(2	)	$	(60	)
	Other comprehensive loss before reclassifications		(1	)			(8	)			-			(9	)
	Amounts reclassified from accumulated other comprehensive loss		9				-				-			9

	Net current-period other comprehensive income (loss)		8				(8	)			-			-

	Balance at December 31, 2013	$	(49	)		$	(9	)		$	(2	)	$	(60	)

Schedule of Weighted Average Number of Shares	'
	The computation of shares used in calculating basic and diluted net income per share is as follows:


	(In millions)	2013				2012				2011

	Weighted-average common shares outstanding used for the calculation of net income per share - basic		262.4				271.6				285.1
	Common stock equivalents		3.7				3.4				3.3

	Total shares used for the calculation of net income per share - diluted		266.1				275				288.4

Schedule of Supplemental Cash Flow Information	'
	Supplemental Cash Flow Information




	(In millions)	2013				2012				2011

	Interest paid	$	165			$	158			$	183
	Income taxes paid from continuing operations		299				321				195
	Liabilities assumed in acquisitions of businesses		1,176				-				18
	Treasury stock purchases settled the following year		9				-				9

Acquisitions_Tables

Acquisitions (Tables)	12 Months Ended
Acquisitions (Tables)	Dec. 31, 2013
Allocation of Purchase Price Recorded for Open Solutions	'
	The allocation of purchase price recorded for Open Solutions was as follows:


	(In millions)

	Cash and cash equivalents	$	39
	Trade accounts receivable		41
	Deferred income tax assets		29
	Prepaid expenses and other assets		30
	Intangible assets		571
	Goodwill		517
	Accounts payable and other liabilities		(140	)
	Long-term debt		(958	)
	Deferred income tax liabilities		(74	)

	Total cash purchase price	$	55

Values Allocated to Intangible Asset	'
	The values allocated to intangible assets are as follows:


	(In millions)	Gross			Weighted-
		Carrying			Average
		Amount			Useful Life

	Customer related intangible assets	$	460		20 years
	Acquired software and technology		105		7 years
	Trade name		6		10 years

		$	571

Supplemental Pro Forma Information	'
	The following unaudited supplemental pro forma information presents the Company’s results of operations as though the acquisition of Open Solutions had occurred on January 1, 2012. This information is presented for informational purposes and is not necessarily indicative of the Company’s operating results which would have occurred had the acquisition been consummated as of that date. The pro forma information presented below does not include anticipated synergies, the impact of purchase accounting adjustments or certain other expected benefits of the acquisition and should not be used as a predictive measure of our future results of operations.


	(In millions, except per share data)	(Pro Forma
		Unaudited)
		2012

	Total revenue	$	4,764
	Income from continuing operations	$	602
	Net income	$	621
	Net income per share - basic	$	2.29
	Net income per share - diluted	$	2.26

Investment_in_Unconsolidated_A1

Investment in Unconsolidated Affiliate (Tables)	12 Months Ended
Investment in Unconsolidated Affiliate (Tables)	Dec. 31, 2013
Summarized StoneRiver Financial Information	'
	Accordingly, as required by Regulation S-X, Rule 4-08(g), summarized StoneRiver financial information is as follows:


	(In millions)	2013		2012		2011

	Statements of income for the years ended December 31,
	Total revenue	$	732	$	806	$	826
	Operating income		24		47		42
	Income from continuing operations		243		18		16
	Net income		243		16		23

	Balance sheet as of December 31,
	Current assets	$	74	$	175
	Noncurrent assets		629		576
	Current liabilities		97		195
	Noncurrent liabilities		527		421
	Noncontrolling interest		-		17

LongTerm_Debt_Tables

Long-Term Debt (Tables)	12 Months Ended
Long-Term Debt (Tables)	Dec. 31, 2013
Schedule of Outstanding Long-Term Debt	'
	The Company’s long-term debt consisted of the following at December 31:


	(In millions)	2013			2012

	Term loan	$	900		$	-
	3.125% senior notes due 2015		300			300
	3.125% senior notes due 2016		600			600
	6.8% senior notes due 2017		500			500
	4.625% senior notes due 2020		449			449
	4.75% senior notes due 2021		399			399
	3.5% senior notes due 2022		697			697
	Revolving credit facility		-			280
	Other borrowings		3			5

	Total debt		3,848			3,230
	Less: current maturities		(92	)		(2	)

	Long-term debt	$	3,756		$	3,228

Schedule of Annual Maturities of Total Debt	'
	Annual maturities of the Company’s total debt were as follows at December 31, 2013 (in millions):


	Year ending December 31,

	2014	$	92
	2015		391
	2016		690
	2017		590
	2018		540
	Thereafter		1,545

	Total	$	3,848

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2013
Reconciliation of Statutory Federal Income Tax Rate	'
	A reconciliation of the statutory federal income tax rate to the Company’s effective income tax rate for continuing operations is as follows:


		2013			2012			2011

	Statutory federal income tax rate		35	%		35	%		35	%
	State income taxes, net of federal effect		2.5	%		2.5	%		2.2	%
	Unconsolidated affiliate tax		1.9	%		-			-
	Other, net		(2.9	%)		(3.5	%)		(2.1	%)

	Effective income tax rate		36.5	%		34	%		35.1	%

Schedule of Income Tax Provision	'
	The income tax provision for continuing operations was as follows:


	(In millions)	2013			2012			2011

	Current:
	Federal	$	290		$	250		$	199
	State		35			36			18
	Foreign		12			9			8

			337			295			225

	Deferred:
	Federal		(12	)		3			21
	State		1			-			5
	Foreign		2			2			3

			(9	)		5			29

	Income tax provision	$	328		$	300		$	254

Schedule of Significant Components of Deferred Tax Assets and Liabilities	'
	Significant components of deferred tax assets and liabilities consisted of the following at December 31:


	(In millions)	2013			2012

	Accrued expenses	$	35		$	27
	Interest rate hedge contracts		34			38
	Share-based compensation		41			36
	Net operating loss and credit carry-forwards		158			73
	Deferred revenue		40			6
	Other		16			23

	Subtotal		324			203
	Valuation allowance		(42	)		(17	)

	Total deferred tax assets		282			186

	Capital software development costs		(109	)		(102	)
	Intangible assets		(763	)		(609	)
	Property and equipment		(31	)		(46	)
	Other		(37	)		(25	)

	Total deferred tax liabilities		(940	)		(782	)

	Total	$	(658	)	$	(596	)

Schedule of Deferred Tax Assets and Liabilities on Balance Sheets	'
	Deferred tax assets and liabilities are reported in the consolidated balance sheets as follows at December 31:


	(In millions)	2013			2012

	Current assets	$	55		$	42
	Noncurrent liabilities		(713	)		(638	)

	Total	$	(658	)	$	(596	)

Schedule of Unrecognized Tax Benefits	'
	Unrecognized tax benefits were as follows:


	(In millions)	2013			2012			2011

	Unrecognized tax benefits - Beginning of year	$	56		$	27		$	41
	Increases for tax positions taken during the current year		9			12			5
	Increases for tax positions taken in prior years		6			19			2
	Decreases for tax positions taken in prior years		(7	)		-			(7	)
	Decreases for settlements		(2	)		(1	)		(5	)
	Lapse of the statute of limitations		(2	)		(1	)		(9	)

	Unrecognized tax benefits - End of year	$	60		$	56		$	27

Employee_Stock_and_Savings_Pla1

Employee Stock and Savings Plans (Tables)	12 Months Ended
Employee Stock and Savings Plans (Tables)	Dec. 31, 2013
Schedule of Estimation Assumptions Used	'
	The fair values of stock options granted were estimated on the date of grant using a binomial option-pricing model with the following assumptions:


		2013			2012			2011

	Expected life (in years)		6.4			6.5			6.6
	Average risk-free interest rate		0.9	%		1.3	%		2.9	%
	Expected volatility		29.9	%		31.1	%		31	%
	Expected dividend yield		0	%		0	%		0	%
Summary of Stock Option Activity	'
	A summary of stock option activity is as follows:


		Shares			Weighted-			Weighted-			Aggregate
		(In thousands)			Average			Average			Intrinsic
					Exercise			Remaining			Value
					Price			Contractual			(In millions)
								Term (Years)
	Stock options outstanding - December 31, 2012		9,536		$	25.89
	Granted		2,049			41.46
	Forfeited		(208	)		36.22
	Exercised		(1,297	)		24.89

	Stock options outstanding - December 31, 2013		10,080		$	28.97			6.1		$	303

	Stock options exercisable - December 31, 2013		6,497		$	24.41			4.7		$	225

Summary of Restricted Stock Unit Activity	'
	A summary of restricted stock unit activity is as follows:


		Shares			Weighted-
		(In thousands)			Average
					Grant Date
					Fair Value

	Restricted stock units - December 31, 2012		2,120		$	28.17
	Granted		977			41.9
	Forfeited		(204	)		31.44
	Vested		(736	)		25.3

	Restricted stock units - December 31, 2013		2,157		$	34.92

Schedule of Additional Information Related to Stock Option and Restricted Stock Unit Activity	'
	The table below presents additional information related to stock option and restricted stock unit activity:


	(In millions)	2013			2012			2011

	Total intrinsic value of stock options exercised	$	27		$	51		$	26
	Cash received from stock option exercises		32			80			54
	Gross income tax benefit from stock option exercises		10			20			10
	Fair value of restricted stock units upon vesting		31			29			18

Leases_Commitments_and_Conting1

Leases, Commitments and Contingencies (Tables)	12 Months Ended
Leases, Commitments and Contingencies (Tables)	Dec. 31, 2013
Schedule of Operating Lease Minimum Rental Payments	'
	Future minimum rental payments on operating leases with initial non-cancellable lease terms in excess of one year were due as follows at December 31, 2013 (in millions):


	Year ending December 31,

	2014	$	83
	2015		76
	2016		56
	2017		41
	2018		29
	Thereafter		48

	Total	$	333

Business_Segment_Information_T

Business Segment Information (Tables)	12 Months Ended
Business Segment Information (Tables)	Dec. 31, 2013
Schedule of Segment Reporting Information	'

	(In millions)	Payments		Financial		Corporate			Total
	(In millions)	Payments		Financial		and Other			Total

	2013
	Processing and services revenue	$	1,902	$	2,143	$	(10	)	$	4,035
	Product revenue		650		166		(37	)		779

	Total revenue		2,552		2,309		(47	)		4,814
	Operating income		702		745		(386	)		1,061
	Total assets		5,985		3,220		308			9,513
	Capital expenditures		131		87		18			236
	Depreciation and amortization expense		93		71		239			403

	2012
	Processing and services revenue	$	1,788	$	1,887	$	(12	)	$	3,663
	Product revenue		655		153		(35	)		773

	Total revenue		2,443		2,040		(47	)		4,436
	Operating income		657		652		(261	)		1,048
	Total assets		6,109		2,094		294			8,497
	Capital expenditures		107		76		10			193
	Depreciation and amortization expense		97		73		180			350

	2011
	Processing and services revenue	$	1,688	$	1,820	$	(13	)	$	3,495
	Product revenue		645		184		(35	)		794

	Total revenue		2,333		2,004		(48	)		4,289
	Operating income		648		613		(271	)		990
	Total assets		6,092		2,131		325			8,548
	Capital expenditures		96		80		14			190
	Depreciation and amortization expense		93		81		171			345

Subsidiary_Guarantors_of_LongT1

Subsidiary Guarantors of Long-Term Debt (Tables)	12 Months Ended
Subsidiary Guarantors of Long-Term Debt (Tables)	Dec. 31, 2013
Condensed Consolidating Statement of Income and Comprehensive Income	'
	Condensed Consolidating Statement of Income and Comprehensive Income
	Year ended December 31, 2013


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Revenue:
	Processing and services		$	-			$	2,919			$	1,281			$	(165	)		$	4,035
	Product			-				734				109				(64	)			779

	Total revenue			-				3,653				1,390				(229	)			4,814

	Expenses:
	Cost of processing and services			-				1,481				765				(165	)			2,081
	Cost of product			-				667				92				(64	)			695
	Selling, general and administrative			110				632				235				-				977

	Total expenses			110				2,780				1,092				(229	)			3,753

	Operating income (loss)			(110	)			873				298				-				1,061
	Interest expense, net			(129	)			(20	)			(14	)			-				(163	)

	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(239	)			853				284				-				898
	Income tax (provision) benefit			102				(327	)			(103	)			-				(328	)
	Income from investment in unconsolidated affiliate			-				80				-				-				80
	Equity in earnings of consolidated affiliates			787				-				-				(787	)			-

	Income from continuing operations			650				606				181				(787	)			650
	Loss from discontinued operations, net of income taxes			(2	)			-				-				-				(2	)

	Net income		$	648			$	606			$	181			$	(787	)		$	648

	Comprehensive income		$	648			$	606			$	173			$	(779	)		$	648

	Condensed Consolidating Statement of Income and Comprehensive Income
	Year ended December 31, 2012


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Revenue:
	Processing and services		$	-			$	2,596			$	1,226			$	(159	)		$	3,663
	Product			-				717				114				(58	)			773

	Total revenue			-				3,313				1,340				(217	)			4,436

	Expenses:
	Cost of processing and services			-				1,385				710				(159	)			1,936
	Cost of product			-				615				71				(58	)			628
	Selling, general and administrative			104				499				221				-				824

	Total expenses			104				2,499				1,002				(217	)			3,388

	Operating income (loss)			(104	)			814				338				-				1,048
	Interest expense, net			(104	)			(57	)			(6	)			-				(167	)

	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(208	)			757				332				-				881
	Income tax (provision) benefit			103				(280	)			(123	)			-				(300	)
	Income from investment in unconsolidated affiliate			-				11				-				-				11
	Equity in earnings of consolidated affiliates			697				-				-				(697	)			-

	Income from continuing operations			592				488				209				(697	)			592
	Income from discontinued operations, net of income taxes			19				5				-				(5	)			19

Net income		$	611			$	493			$	209			$	(702	)		$	611

Comprehensive income		$	629			$	493			$	213			$	(706	)		$	629


Condensed Consolidating Statement of Income and Comprehensive Income
Year ended December 31, 2011


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Revenue:
Processing and services		$	-			$	2,534			$	1,094			$	(133	)		$	3,495
Product			-				709				147				(62	)			794

Total revenue			-				3,243				1,241				(195	)			4,289

Expenses:
Cost of processing and services			-				1,389				647				(133	)			1,903
Cost of product			-				572				91				(62	)			601
Selling, general and administrative			95				490				210				-				795

Total expenses			95				2,451				948				(195	)			3,299

Operating income (loss)			(95	)			792				293				-				990
Interest expense, net			(140	)			(33	)			(9	)			-				(182	)
Loss on early debt extinguishment			(85	)			-				-				-				(85	)

Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate			(320	)			759				284				-				723
Income tax (provision) benefit			133				(282	)			(105	)			-				(254	)
Income from investment in unconsolidated affiliate			-				18				-				-				18
Equity in earnings of consolidated affiliates			681				-				-				(681	)			-

Income from continuing operations			494				495				179				(681	)			487
(Loss) income from discontinued operations, net of income taxes			(22	)			4				3				-				(15	)

Net income		$	472			$	499			$	182			$	(681	)		$	472

Comprehensive income		$	444			$	499			$	174			$	(673	)		$	444

Condensed Consolidating Balance Sheet	'
	Condensed Consolidating Balance Sheet
	December 31, 2013


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Assets
	Cash and cash equivalents		$	139			$	76			$	185			$	-			$	400
	Trade accounts receivable, net			-				465				286				-				751
	Prepaid expenses and other current assets			81				195				145				-				421

	Total current assets			220				736				616				-				1,572
	Investments in consolidated affiliates			10,122				-				-				(10,122	)			-
	Intangible assets, net			22				1,866				254				-				2,142
	Goodwill			-				4,150				1,066				-				5,216
	Other long-term assets			33				448				102				-				583

	Total assets		$	10,397			$	7,200			$	2,038			$	(10,122	)		$	9,513

	Liabilities and Shareholders’ Equity
	Accounts payable and accrued expenses		$	87			$	463			$	206			$	-			$	756
	Current maturities of long-term debt			90				2				-				-				92
	Deferred revenue			-				292				192				-				484

	Total current liabilities			177				757				398				-				1,332
	Long-term debt			3,754				2				-				-				3,756
	Due to (from) consolidated affiliates			2,108				(1,683	)			(425	)			-				-
	Other long-term liabilities			773				25				42				-				840

	Total liabilities			6,812				(899	)			15				-				5,928

	Total shareholders’ equity			3,585				8,099				2,023				(10,122	)			3,585

	Total liabilities and shareholders’ equity		$	10,397			$	7,200			$	2,038			$	(10,122	)		$	9,513


	Condensed Consolidating Balance Sheet
	December 31, 2012


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Assets
	Cash and cash equivalents		$	85			$	66			$	207			$	-			$	358
	Trade accounts receivable, net			-				403				258				-				661
	Prepaid expenses and other current assets			45				186				160				-				391
	Assets of discontinued operations			-				33				-				-				33

	Total current assets			130				688				625				-				1,443
	Investments in consolidated affiliates			8,498				-				-				(8,498	)			-
	Intangible assets, net			22				1,479				243				-				1,744
	Goodwill			-				3,695				1,010				-				4,705
	Other long-term assets			55				445				105				-				605

	Total assets		$	8,705			$	6,307			$	1,983			$	(8,498	)		$	8,497

	Liabilities and Shareholders’ Equity
	Accounts payable and accrued expenses		$	73			$	417			$	231			$	-			$	721
	Current maturities of long-term debt			-				2				-				-				2
	Deferred revenue			-				213				166				-				379
	Liabilities of discontinued operations			-				3				-				-				3

	Total current liabilities			73				635				397				-				1,105
Long-term debt			3,223				4				1				-				3,228
Due to (from) consolidated affiliates			1,295				(988	)			(307	)			-				-
Other long-term liabilities			697				22				28				-				747

Total liabilities			5,288				(327	)			119				-				5,080

Total shareholders’ equity			3,417				6,634				1,864				(8,498	)			3,417

Total liabilities and shareholders’ equity		$	8,705			$	6,307			$	1,983			$	(8,498	)		$	8,497

Condensed Consolidating Statement of Cash Flows	'
	Condensed Consolidating Statement of Cash Flows
	Year ended December 31, 2013


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Cash flows from operating activities:
	Net cash provided by (used in) operating activities from continuing operations		$	(61	)		$	842			$	258			$	-			$	1,039

	Cash flows from investing activities:
	Capital expenditures, including capitalization of software costs			(3	)			(169	)			(64	)			-				(236	)
	Payments for acquisitions of businesses, net of cash acquired			(55	)			25				-				-				(30	)
	Dividend from unconsolidated affiliate			-				116				-				-				116
	Net proceeds from sale of investments			-				2				2				-				4
	Other investing activities			1,041				3				(3	)			(1,043	)			(2	)

	Net cash (used in) provided by investing activities from continuing operations			983				(23	)			(65	)			(1,043	)			(148	)

	Cash flows from financing activities:
	Proceeds from long-term debt			2,252				-				-				-				2,252
	Repayments of long-term debt			(2,589	)			(1	)			-				-				(2,590	)
	Issuance of treasury stock			49				-				-				-				49
	Purchases of treasury stock			(578	)			-				-				-				(578	)
	Other financing activities			7				(841	)			(215	)			1,043				(6	)

	Net cash used in financing activities from continuing operations			(859	)			(842	)			(215	)			1,043				(873	)

	Net change in cash and cash equivalents from continuing operations			63				(23	)			(22	)			-				18
	Net cash flows from (to) discontinued operations			(9	)			33				-				-				24
	Beginning balance			85				66				207				-				358

	Ending balance		$	139			$	76			$	185			$	-			$	400

	Condensed Consolidating Statement of Cash Flows
	Year ended December 31, 2012


	(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
	(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
	Cash flows from operating activities:
	Net cash provided by (used in) operating activities from continuing operations		$	(168	)		$	722			$	272			$	-			$	826

	Cash flows from investing activities:
	Capital expenditures, including capitalization of software costs			(4	)			(142	)			(47	)			-				(193	)
	Dividend from unconsolidated affiliate			-				32				-				-				32
	Net proceeds from sale of investments			-				2				26				-				28
	Other investing activities			815				-				(1	)			(817	)			(3	)

	Net cash (used in) provided by investing activities from continuing operations			811				(108	)			(22	)			(817	)			(136	)

	Cash flows from financing activities:
	Proceeds from long-term debt			1,469				-				-				-				1,469
	Repayments of long-term debt			(1,592	)			(6	)			(44	)			-				(1,642	)
	Issuance of treasury stock			96				-				-				-				96
	Purchases of treasury stock			(634	)			-				-				-				(634	)
	Other financing activities			-				(620	)			(192	)			817				5

	Net cash used in financing activities from continuing operations			(661	)			(626	)			(236	)			817				(706	)

	Net change in cash and cash equivalents from continuing operations			(18	)			(12	)			14				-				(16	)
	Net cash flows from discontinued operations			30				7				-				-				37
	Beginning balance			73				71				193				-				337

Ending balance		$	85			$	66			$	207			$	-			$	358


Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2011


(In millions)		Parent				Guarantor				Non-Guarantor				Eliminations				Consolidated
(In millions)		Company				Subsidiaries				Subsidiaries				Eliminations				Consolidated
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations		$	(10	)		$	729			$	226			$	-			$	945

Cash flows from investing activities:
Capital expenditures, including capitalization of software costs			(13	)			(142	)			(35	)			-				(190	)
Payments for acquisitions of businesses, net of cash acquired			-				(473	)			(38	)			-				(511	)
Dividend from unconsolidated affiliate			-				42				-				-				42
Net (purchases of) sale proceeds from investments			-				3				(7	)			-				(4	)
Other investing activities			311				-				-				(311	)			-

Net cash (used in) provided by investing activities from continuing operations			298				(570	)			(80	)			(311	)			(663	)

Cash flows from financing activities:
Proceeds from long-term debt			1,143				-				46				-				1,189
Repayments of long-term debt, including premium and costs			(1,223	)			(3	)			-				-				(1,226	)
Issuance of treasury stock			73				-				-				-				73
Purchases of treasury stock			(533	)			-				-				-				(533	)
Other financing activities			(2	)			(159	)			(151	)			311				(1	)

Net cash used in financing activities from continuing operations			(542	)			(162	)			(105	)			311				(498	)

Net change in cash and cash equivalents from continuing operations			(254	)			(3	)			41				-				(216	)
Net cash flows (to) from discontinued operations			(16	)			6				-				-				(10	)
Beginning balance			343				68				152				-				563

Ending balance		$	73			$	71			$	193			$	-			$	337

Quarterly_Financial_Data_unaud1

Quarterly Financial Data (unaudited) (Tables)	12 Months Ended
Quarterly Financial Data (unaudited) (Tables)	Dec. 31, 2013
Schedule of Quarterly Financial Data	'
	Quarterly financial data for 2013 and 2012 was as follows:


	(In millions, except per share data)
		First		Second		Third		Fourth		Full
		Quarter		Quarter		Quarter		Quarter		Year
	2013
	Total revenue	$	1,152	$	1,198	$	1,201	$	1,263	$	4,814
	Cost of processing and services		522		523		520		516		2,081
	Cost of product		190		157		164		184		695
	Selling, general and administrative expenses		229		245		237		266		977
	Total expenses		941		925		921		966		3,753
	Operating income		211		273		280		297		1,061
	Income from continuing operations		117		152		161		220		650
	Net income		117		151		159		221		648
	Comprehensive income		115		146		163		224		648
	Net income per share - continuing operations:
	Basic	$	0.44	$	0.57	$	0.62	$	0.85	$	2.48
	Diluted	$	0.43	$	0.57	$	0.61	$	0.84	$	2.44

	2012
	Total revenue	$	1,097	$	1,087	$	1,107	$	1,145	$	4,436
	Cost of processing and services		494		471		486		485		1,936
	Cost of product		159		155		150		164		628
	Selling, general and administrative expenses		205		204		206		209		824
	Total expenses		858		830		842		858		3,388
	Operating income		239		257		265		287		1,048
	Income from continuing operations		132		162		140		158		592
	Net income		132		161		139		179		611
	Comprehensive income		148		150		151		180		629
	Net income per share - continuing operations:
	Basic	$	0.47	$	0.59	$	0.52	$	0.59	$	2.18
	Diluted	$	0.47	$	0.59	$	0.51	$	0.58	$	2.15

Summary_of_Significant_Account3

Summary of Significant Accounting Policies - Additional Information (Detail) (USD $)	0 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 16, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Stock split ratio	2	'	'	'
Increase in common stock value due to stock split	$2	'	'	'
Offsetting reduction in additional paid-in capital	-2	'	'	'
Applicable client support period for software maintenance fee revenue recognition, months	'	'12 months	'	'
Allowance for doubtful accounts	'	15	9	'
Prepaid expenses	'	122	97	'
Settlement assets	'	189	222	'
Settlement obligations	'	184	216	'
Depreciation expense	'	70	72	78
Amortization expense for acquired intangible assets	'	210	160	155
Product development expenditures as percentage of total revenue	'	9.00%	9.00%	9.00%
Non cash impairment charge associated with merger and integration	'	30	'	'
Goodwill impairment	'	0	'	'
Accumulated goodwill impairment	'	0	'	'
Deferred financing costs	'	50	47	'
Accumulated amortization, deferred financing costs	'	26	21	'
Stock options excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive	'	1.5	1.7	1.8
Open Solutions Inc	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Non cash impairment charge associated with merger and integration	'	30	'	'
Capitalized Software Development Costs	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'5 years	'	'
Capitalized computer software, additions	'	120	102	91
Capitalized computer software, amortization	'	72	73	66
Purchased Software	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Amortization expense for intangible assets	'	32	34	38
Acquired Intangible Assets	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
2014	'	200	'	'
2015	'	190	'	'
2016	'	150	'	'
2017	'	140	'	'
2018	'	140	'	'
Capitalized and Purchased Software	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
2014	'	$110	'	'
Maximum	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
License revenue as a percentage of total revenue	'	5.00%	'	'
Maximum \| Customer Related Intangible Assets	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'20 years	'	'
Maximum \| Acquired Software and Technology	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'8 years	'	'
Maximum \| Trade Names	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'20 years	'	'
Maximum \| Purchased Software	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'5 years	'	'
Minimum \| Customer Related Intangible Assets	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'10 years	'	'
Minimum \| Acquired Software and Technology	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'4 years	'	'
Minimum \| Trade Names	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'10 years	'	'
Minimum \| Purchased Software	'	'	'	'
Schedule Of Significant Accounting Policies Summary [Line Items]	'	'	'	'
Finite-lived intangible assets, useful life	'	'3 years	'	'

Property_and_Equipment_Detail

Property and Equipment (Detail) (USD $)

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

In Millions, unless otherwise specified

Land

Data Processing Equipment

Buildings and Leasehold Improvements

Furniture And Equipment

Minimum

Maximum

Data Processing Equipment

Buildings and Leasehold Improvements

Furniture And Equipment

Data Processing Equipment

Buildings and Leasehold Improvements

Furniture And Equipment

Property, Plant and Equipment [Line Items]

Estimated useful life

'3 years

'5 years

'3 years

'7 years

'40 years

'10 years

Property and equipment, gross

$952

$893

$23

$587

$539

$202

$193

$140

$138

Less: accumulated depreciation

-686

-645

Total

$266

$248

Schedule_of_Intangible_Assets_

Schedule of Intangible Assets by Class (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	$3,680	$3,179
Accumulated Amortization	1,538	1,435
Net Book Value	2,142	1,744
Customer Related Intangible Assets	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	2,155	1,695
Accumulated Amortization	667	534
Net Book Value	1,488	1,161
Acquired Software and Technology	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	493	378
Accumulated Amortization	289	222
Net Book Value	204	156
Trade Names	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	120	114
Accumulated Amortization	39	29
Net Book Value	81	85
Capitalized Software Development Costs	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	635	667
Accumulated Amortization	348	398
Net Book Value	287	269
Purchased Software	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	277	325
Accumulated Amortization	195	252
Net Book Value	$82	$73

Schedule_of_Goodwill_Detail

Schedule of Goodwill (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2011
	Dec. 31, 2013	Dec. 31, 2012	Payments	Payments	Financial	Financial
Goodwill [Line Items]	'	'	'	'	'	'
Goodwill, beginning balance	$4,705	$4,706	$3,442	$3,443	$1,263	$1,263
Acquired goodwill	519	'	2	'	517	'
Purchase accounting adjustments	'	-1	'	-1	'	'
Foreign currency adjustments and other	-8	'	'	'	-8	'
Goodwill, ending balance	$5,216	$4,705	$3,444	$3,442	$1,772	$1,263

Schedule_of_Accounts_Payable_a

Schedule of Accounts Payable and Accrued Expenses (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Accounts Payable and Accrued Liabilities [Line Items]	'	'
Trade accounts payable	$67	$97
Settlement obligations	184	216
Client deposits	190	147
Accrued compensation and benefits	165	144
Other accrued expenses	150	117
Total	$756	$721

Schedule_of_Accumulated_Other_

Schedule of Accumulated Other Comprehensive Loss (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Balance at Beginning of the period	($60)	'	'
Other comprehensive loss before reclassifications	-9	'	'
Amounts reclassified from accumulated other comprehensive loss	9	'	'
Total other comprehensive income (loss)	'	18	-28
Balance at End of the period	-60	-60	'
Cash Flow Hedges	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Balance at Beginning of the period	-57	'	'
Other comprehensive loss before reclassifications	-1	'	'
Amounts reclassified from accumulated other comprehensive loss	9	'	'
Total other comprehensive income (loss)	8	'	'
Balance at End of the period	-49	'	'
Foreign Currency Translation	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Balance at Beginning of the period	-1	'	'
Other comprehensive loss before reclassifications	-8	'	'
Total other comprehensive income (loss)	-8	'	'
Balance at End of the period	-9	'	'
Other	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Balance at End of the period	($2)	($2)	'

Schedule_of_Weighted_Average_N

Schedule of Weighted Average Number of Shares (Detail)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Weighted Average Number of Shares Outstanding [Line Items]	'	'	'
Weighted-average common shares outstanding used for the calculation of net income per share - basic	262.4	271.6	285.1
Common stock equivalents	3.7	3.4	3.3
Total shares used for the calculation of net income per share - diluted	266.1	275	288.4

Schedule_of_Supplemental_Cash_

Schedule of Supplemental Cash Flow Information (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash Flow Supplemental Disclosures [Line Items]	'	'	'
Interest paid	$165	$158	$183
Income taxes paid from continuing operations	299	321	195
Liabilities assumed in acquisitions of businesses	1,176	'	18
Treasury stock purchases settled the following year	$9	'	$9

Acquisitions_Additional_Inform

Acquisitions - Additional Information (Detail) (USD $)	12 Months Ended			3 Months Ended		0 Months Ended	12 Months Ended	3 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2012	Mar. 31, 2011	Mar. 31, 2011	Jan. 14, 2013	Dec. 31, 2013	Sep. 30, 2011
				Other Companies	Mobile Commerce Limited and Two Other Companies	Open Solutions Inc	Open Solutions Inc	CashEdge Inc.
				Entity
Business Acquisition [Line Items]	'	'	'	'	'	'	'	'
Total cash purchase price	'	'	'	'	'	$55	'	'
Assumption of debt	'	'	'	'	'	960	'	'
Goodwill	5,216	4,706	4,705	'	'	517	'	'
Goodwill deductible for tax purposes	'	'	'	'	'	161	'	'
Revenue	'	'	'	'	'	'	270	'
Operating Income	'	'	'	'	'	'	12	'
Non cash impairment charge associated with merger and integration	30	'	'	'	'	'	30	'
Purchase price, net of cash acquired	$30	$511	'	'	$50	'	'	$460
Number of acquisitions	'	'	'	2	'	'	'	'

Allocation_of_Purchase_Price_R

Allocation of Purchase Price Recorded for Open Solutions (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Jan. 14, 2013
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Open Solutions Inc
Business Acquisition [Line Items]	'	'	'	'
Cash and cash equivalents	'	'	'	$39
Trade accounts receivable	'	'	'	41
Deferred income tax assets	'	'	'	29
Prepaid expenses and other assets	'	'	'	30
Intangible Assets	'	'	'	571
Goodwill	5,216	4,705	4,706	517
Accounts payable and other liabilities	'	'	'	-140
Long-term debt	'	'	'	-958
Deferred income tax liabilities	'	'	'	-74
Total cash purchase price	'	'	'	$55

Values_Allocated_to_Intangible

Values Allocated to Intangible Assets (Detail) (Open Solutions Inc, USD $)	0 Months Ended
In Millions, unless otherwise specified	Jan. 14, 2013
Acquired Finite-Lived Intangible Assets	'
Intangible Assets	$571
Customer Related Intangible Assets	'
Acquired Finite-Lived Intangible Assets	'
Intangible Assets	460
Intangible Assets, Weighted average useful life	'20 years
Acquired Software and Technology	'
Acquired Finite-Lived Intangible Assets	'
Intangible Assets	105
Intangible Assets, Weighted average useful life	'7 years
Trade Names	'
Acquired Finite-Lived Intangible Assets	'
Intangible Assets	$6
Intangible Assets, Weighted average useful life	'10 years

Supplemental_Pro_Forma_Informa

Supplemental Pro Forma Information (Detail) (Open Solutions Inc, USD $)	12 Months Ended
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2012
Open Solutions Inc	'
Business Acquisition [Line Items]	'
Total revenue	$4,764
Income from continuing operations	602
Net income	$621
Net income per share - basic	$2.29
Net income per share - diluted	$2.26

Discontinued_Operations_Additi

Discontinued Operations - Additional Information (Detail) (Club Solutions Business, USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Club Solutions Business	'	'	'
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]	'	'	'
Cash Received from sale of discontinued operations	$35	'	'
Total revenue	10	46	48
Loss on sale, net of income taxes	($4)	'	'

Investment_in_Unconsolidated_A2

Investment in Unconsolidated Affiliate - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule of Equity Method Investments [Line Items]	'	'	'	'
Dividend from unconsolidated affiliate that represents a return on investment	'	$6	$23	$12
StoneRiver Group, L.P.	'	'	'	'
Schedule of Equity Method Investments [Line Items]	'	'	'	'
Percentage of interest owned in affiliate	49.00%	49.00%	'	'
Investments in affiliate	39	39	78	'
Cash dividend from affiliate	'	122	55	54
Dividend from unconsolidated affiliate that represents a return on investment	'	6	23	12
Gain from investment in unconsolidated affiliate	71	'	'	'
Income tax expense investment in unconsolidated affiliate	$17	'	'	'

Summarized_StoneRiver_Financia

Summarized StoneRiver Financial Information (Detail) (StoneRiver Group, L.P., USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
StoneRiver Group, L.P.	'	'	'
Schedule of Equity Method Investments [Line Items]	'	'	'
Total revenue	$732	$806	$826
Operating income	24	47	42
Income from continuing operations	243	18	16
Net income	243	16	23
Current assets	74	175	'
Noncurrent assets	629	576	'
Current liabilities	97	195	'
Noncurrent liabilities	527	421	'
Noncontrolling interest	'	$17	'

LongTerm_Debt_Detail

Long-Term Debt (Detail) (USD $)	Dec. 31, 2013	Oct. 25, 2013	Dec. 31, 2012	Jun. 30, 2011
Debt Instrument [Line Items]	'	'	'	'
Term loan	$900,000,000	$900,000,000	'	'
Senior notes	'	'	'	1,000,000,000
Other borrowings	3,000,000	'	5,000,000	'
Total debt	3,848,000,000	'	3,230,000,000	'
Less: current maturities	-92,000,000	'	-2,000,000	'
Long-term debt	3,756,000,000	'	3,228,000,000	'
Revolving Credit Facility	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Revolving credit facility	'	'	280,000,000	'
3.125% senior notes due 2015	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	300,000,000	'	300,000,000	'
3.125% senior notes due 2016	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	600,000,000	'	600,000,000	'
6.8% senior notes due 2017	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	500,000,000	'	500,000,000	'
4.625% senior notes due 2020	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	449,000,000	'	449,000,000	'
4.75% senior notes due 2021	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	399,000,000	'	399,000,000	'
3.5% senior notes due 2022	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'
Senior notes	$697,000,000	'	$697,000,000	'

LongTerm_Debt_Parenthetical_De

Long-Term Debt (Parenthetical) (Detail)	Dec. 31, 2013	Dec. 31, 2012
Debt Instrument [Line Items]	'	'
Debt maturity date	'2018-10	'
3.125% senior notes due 2015	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	3.13%	3.13%
Debt maturity date	'2015-10	'2015-10
3.125% senior notes due 2016	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	3.13%	3.13%
Debt maturity date	'2016-06	'2016-06
6.8% senior notes due 2017	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	6.80%	6.80%
Debt maturity date	'2017-11	'2017-11
4.625% senior notes due 2020	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	4.63%	4.63%
Debt maturity date	'2020-10	'2020-10
4.75% senior notes due 2021	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	4.75%	4.75%
Debt maturity date	'2021-06	'2021-06
3.5% senior notes due 2022	'	'
Debt Instrument [Line Items]	'	'
Debt interest rate	3.50%	3.50%
Debt maturity date	'2022-10	'2022-10

LongTerm_Debt_Additional_Infor

Long-Term Debt - Additional Information (Detail) (USD $)

12 Months Ended

Dec. 31, 2013

Dec. 31, 2011

Oct. 25, 2013

Dec. 31, 2012

Jun. 30, 2011

Dec. 31, 2013

Sep. 30, 2012

Dec. 31, 2013

Jun. 30, 2011

Dec. 31, 2013

Jun. 30, 2011

Dec. 31, 2013

Jul. 31, 2011

Jun. 30, 2011

Dec. 31, 2013

3.5% senior notes due 2022

3.125% senior notes due 2016

4.75% senior notes due 2021

3.125% senior notes due 2015

4.625% senior notes due 2020

6.8% senior notes due 2017

Senior Notes 6.125% Due November 2012

Revolving Credit Facility

First Installment

Second Installment

First Installment

Second Installment

First Installment

Second Installment

First Installment

Second Installment

First Installment

Second Installment

First Installment

Second Installment

Debt Instrument [Line Items]

Fair value of total debt

$3,900,000,000

$3,500,000,000

Term loan

900,000,000

Debt maturity date

'2018-10

'2022-10

'2016-06

'2021-06

'2015-10

'2020-10

'2017-11

Variable interest rate on term loan

1.40%

Term loan annual principal payments

90,000,000

Principal payment commencement date

31-Dec-14

Final payment amount for term loan agreement

540,000,000

Revolving credit facility with a syndicate of banks

2,000,000,000

Revolving credit facility, expiration date

25-Oct-18

Revolving credit facility, previous expiration date

1-Aug-17

Commitment fees

Compensating balance requirements

Borrowing Outstanding

Consolidated net debt to consolidated net earnings before interest, taxes depreciation and amortization and other adjustments ratio

3.5

Consolidated earnings before interest, taxes depreciation and amortization and other adjustments to interest expense ratio

Senior notes

1,000,000,000

700,000,000

600,000,000

400,000,000

Debt interest rate

3.50%

3.13%

4.75%

3.13%

4.63%

6.80%

6.13%

Senior notes, semi-annual interest payment date

'--04-01

'--10-01

'--06-15

'--12-15

'--06-15

'--12-15

'--04-01

'--10-01

'--04-01

'--10-01

'--05-20

'--11-20

Senior notes, interest rate increase in the event the Company's credit rating is downgraded below investment grade

2.00%

Purchase of aggregate principal amount of senior notes pursuant to the terms of the tender offer

300,000,000

700,000,000

Aggregate purchase price of senior notes purchased pursuant to the terms of the tender offer

322,000,000

754,000,000

Pre-tax loss on early debt extinguishment

($85,000,000)

Annual_Maturities_of_Total_Deb

Annual Maturities of Total Debt (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Debt Instrument [Line Items]	'	'
2014	$92	'
2015	391	'
2016	690	'
2017	590	'
2018	540	'
Thereafter	1,545	'
Total	$3,848	$3,230

Derivative_Hedge_Contracts_Add

Derivative Hedge Contracts - Additional Information (Detail) (USD $)	12 Months Ended			1 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Sep. 30, 2012	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2013
				Forward starting swaps	Forward starting swaps	Interest Rate Swap	Treasury Lock	Foreign currency forward exchange contracts
								India, Rupees
Derivative	'	'	'	'	'	'	'	'
Notional amount of derivative	'	'	'	'	$550	$1,000	$600	$53
Minimum borrowing term	'	'	'	'	'5 years	'	'	'
Maximum borrowing term	'	'	'	'	'10 years	'	'	'
Payment for settlement of interest rate hedges	'	88	6	88	'	'	'	'
Recognized hedge ineffectiveness as interest expense	'	'	'	-4	'	'	'	'
Accumulated other comprehensive loss	-1	-12	-51	84	'	'	6	'
Accumulated other comprehensive loss, income taxes	1	8	34	33	'	'	2	'
Derivative Maturity Dates	'	'	'	'	'	'2012-09	'	'
Amounts excluded from assessment of hedge effectiveness	'	'	'	'	'	'	'	'
Estimated interest expense related to interest rate hedge contracts during the next twelve months	14	'	'	'	'	'	'	'
Total fair value of cash flow hedge derivatives	'	'	'	'	'	'	'	$1

Reconciliation_of_Statutory_Fe

Reconciliation of Statutory Federal Income Tax Rate (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Components Of Income Tax Expense Benefit [Line Items]	'	'	'
Statutory federal income tax rate	35.00%	35.00%	35.00%
State income taxes, net of federal effect	2.50%	2.50%	2.20%
Unconsolidated affiliate tax	1.90%	'	'
Other, net	-2.90%	-3.50%	-2.10%
Effective income tax rate	36.50%	34.00%	35.10%

Income_Tax_Provision_Detail

Income Tax Provision (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Components Of Income Tax Expense Benefit [Line Items]	'	'	'
Current, Federal	$290	$250	$199
Current, State	35	36	18
Current, Foreign	12	9	8
Current income tax provision	337	295	225
Deferred, Federal	-12	3	21
Deferred, State	1	'	5
Deferred, Foreign	2	2	3
Deferred income taxes	-9	5	29
Income tax provision	$328	$300	$254

Significant_Components_of_Defe

Significant Components of Deferred Tax Assets And Liabilities (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Deferred Income Tax Assets and Liabilities [Line Items]	'	'
Accrued expenses	$35	$27
Interest rate hedge contracts	34	38
Share-based compensation	41	36
Net operating loss and credit carry-forwards	158	73
Deferred revenue	40	6
Other	16	23
Subtotal	324	203
Valuation allowance	-42	-17
Total deferred tax assets	282	186
Capital software development costs	-109	-102
Intangible assets	-763	-609
Property and equipment	-31	-46
Other	-37	-25
Total deferred tax liabilities	-940	-782
Total	($658)	($596)

Deferred_Tax_Assets_and_Liabil

Deferred Tax Assets and Liabilities in Balance Sheets (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Deferred Income Tax Assets and Liabilities [Line Items]	'	'
Current assets	$55	$42
Noncurrent liabilities	-713	-638
Total	($658)	($596)

Unrecognized_Tax_Benefits_Deta

Unrecognized Tax Benefits (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Contingency [Line Items]	'	'	'
Unrecognized tax benefits - Beginning of year	$56	$27	$41
Increases for tax positions taken during the current year	9	12	5
Increases for tax positions taken in prior years	6	19	2
Decreases for tax positions taken in prior years	-7	'	-7
Decreases for settlements	-2	-1	-5
Lapse of the statute of limitations	-2	-1	-9
Unrecognized tax benefits - End of year	$60	$56	$27

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Contingency [Line Items]	'	'	'
Unrecognized tax benefits which would affect the effective tax rate from continuing operations	$49	$45	'
Expected significant change in unrecognized tax benefits	-16	'	'
Interest expense and penalties accrued	4	6	'
Maximum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Interest expense and penalties expense	1	1	1
Federal	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Net operating loss carry-forwards	286	'	'
Federal \| Minimum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2014	'	'
Federal \| Maximum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2031	'	'
State	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Net operating loss carry-forwards	627	'	'
State \| Minimum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2014	'	'
State \| Maximum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2033	'	'
Foreign Tax Authority	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Net operating loss carry-forwards	70	'	'
Foreign Carryforwards Subject To Expiration	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Net operating loss carry-forwards	$46	'	'
Foreign Carryforwards Subject To Expiration \| Minimum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2017	'	'
Foreign Carryforwards Subject To Expiration \| Maximum	'	'	'
Income Tax Contingency [Line Items]	'	'	'
Expiration of net operating loss carry-forwards	'2033	'	'

Employee_Stock_and_Savings_Pla2

Employee Stock and Savings Plans - Additional Information (Detail) (USD $)	12 Months Ended
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Share-based compensation	$46	$44	$39
Income tax benefits from share-based compensation	16	15	14
Unrecognized compensation cost	69	'	'
Period over which unrecognized cost will be recognized, years	'2 years 6 months	'	'
Weighted-average estimated fair value per share of stock options granted	$13	$10.86	$11.34
Share-based awards, shares available for grant	22.9	'	'
Defined contribution plan expense	$36	$33	$38
Employee Stock Purchase Plan	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Employee purchase percentage of the closing price of common stock	85.00%	'	'
Compensation cost recognized related to discount on purchase date	15.00%	'	'
Share-based awards, shares available for grant	7	'	'
Shares issued under equity plan	0.7	0.8	0.9
Stock Options	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Vesting period (years)	'3 years	'	'
Expiration of awards, years after date of awards	'10 years	'	'

Schedule_of_Estimation_Assumpt

Schedule of Estimation Assumptions Used (Detail)	12 Months Ended
Schedule of Estimation Assumptions Used (Detail)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Expected life (in years)	'6 years 4 months 24 days	'6 years 6 months	'6 years 7 months 6 days
Average risk-free interest rate	0.90%	1.30%	2.90%
Expected volatility	29.90%	31.10%	31.00%
Expected dividend yield	0.00%	0.00%	0.00%

Summary_of_Stock_Option_Activi

Summary of Stock Option Activity (Detail) (USD $)	12 Months Ended
In Millions, except Share data in Thousands, unless otherwise specified	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Stock options outstanding, Shares, Beginning balance	9,536
Stock options, Granted	2,049
Stock options, Forfeited	-208
Stock options, Exercised	-1,297
Stock options outstanding, Shares, Ending balance	10,080
Stock options exercisable	6,497
Weighted-Average Exercise Price, Stock options outstanding, Beginning balance	$25.89
Weighted-Average Exercise Price, Stock options, Granted	$41.46
Weighted-Average Exercise Price, Stock options, Forfeited	$36.22
Weighted-Average Exercise Price, Stock options, Exercised	$24.89
Weighted-Average Exercise Price, Stock options outstanding, Ending balance	$28.97
Weighted-Average Exercise Price, Stock options exercisable	$24.41
Weighted-Average Remaining Contractual Term, Stock options outstanding, in Years	'6 years 1 month 6 days
Weighted-Average Remaining Contractual Term, Stock options exercisable, in Years	'4 years 8 months 12 days
Aggregate Intrinsic Value, Stock options outstanding	$303
Aggregate Intrinsic Value, Stock options exercisable	$225

Summary_of_Restricted_Stock_Un

Summary of Restricted Stock Unit Activity (Detail) (Restricted Stock Units (RSUs), USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013
Restricted Stock Units (RSUs)	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Shares, Restricted stock units, Beginning balance	2,120
Shares, Granted	977
Shares, Forfeited	-204
Shares, Vested	-736
Shares, Restricted stock unit, Ending balance	2,157
Weighted-Average Grant Date Fair Value, Restricted stock unit, Beginning balance	$28.17
Weighted-Average Grant Date Fair Value, Granted	$41.90
Weighted-Average Grant Date Fair Value, Forfeited	$31.44
Weighted-Average Grant Date Fair Value, Vested	$25.30
Weighted-Average Grant Date Fair Value, Restricted stock unit, Ending balance	$34.92

Schedule_of_Additional_Informa

Schedule of Additional Information Related to Stock Option and Restricted Stock Unit Activity (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Total intrinsic value of stock options exercised	$27	$51	$26
Cash received from stock option exercises	32	80	54
Gross income tax benefit from stock option exercises	10	20	10
Fair value of restricted stock units upon vesting	$31	$29	$18

Schedule_of_Operating_Lease_Mi

Schedule of Operating Lease Minimum Rental Payments (Detail) (USD $)	Dec. 31, 2013
In Millions, unless otherwise specified	Dec. 31, 2013
Operating Leased Assets [Line Items]	'
2014	$83
2015	76
2016	56
2017	41
2018	29
Thereafter	48
Total	$333

Leases_Commitments_and_Conting2

Leases, Commitments and Contingencies - Additional Information (Detail) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Lease Commitments And Contingencies [Line Items]	'	'	'
Rent expense	$105,000,000	$110,000,000	$113,000,000
Subscriber funds held	$1,700,000,000	'	'

Schedule_of_Segment_Reporting_

Schedule of Segment Reporting Information (Detail) (USD $)	3 Months Ended								12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Processing and services revenue	'	'	'	'	'	'	'	'	$4,035	$3,663	$3,495
Product revenue	'	'	'	'	'	'	'	'	779	773	794
Total revenue	1,263	1,201	1,198	1,152	1,145	1,107	1,087	1,097	4,814	4,436	4,289
Operating income	297	280	273	211	287	265	257	239	1,061	1,048	990
Total assets	9,513	'	'	'	8,497	'	'	'	9,513	8,497	8,548
Capital expenditures	'	'	'	'	'	'	'	'	236	193	190
Depreciation and amortization expense	'	'	'	'	'	'	'	'	403	350	345
Payments	'	'	'	'	'	'	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Processing and services revenue	'	'	'	'	'	'	'	'	1,902	1,788	1,688
Product revenue	'	'	'	'	'	'	'	'	650	655	645
Total revenue	'	'	'	'	'	'	'	'	2,552	2,443	2,333
Operating income	'	'	'	'	'	'	'	'	702	657	648
Total assets	5,985	'	'	'	6,109	'	'	'	5,985	6,109	6,092
Capital expenditures	'	'	'	'	'	'	'	'	131	107	96
Depreciation and amortization expense	'	'	'	'	'	'	'	'	93	97	93
Financial	'	'	'	'	'	'	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Processing and services revenue	'	'	'	'	'	'	'	'	2,143	1,887	1,820
Product revenue	'	'	'	'	'	'	'	'	166	153	184
Total revenue	'	'	'	'	'	'	'	'	2,309	2,040	2,004
Operating income	'	'	'	'	'	'	'	'	745	652	613
Total assets	3,220	'	'	'	2,094	'	'	'	3,220	2,094	2,131
Capital expenditures	'	'	'	'	'	'	'	'	87	76	80
Depreciation and amortization expense	'	'	'	'	'	'	'	'	71	73	81
Corporate and Other	'	'	'	'	'	'	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Processing and services revenue	'	'	'	'	'	'	'	'	-10	-12	-13
Product revenue	'	'	'	'	'	'	'	'	-37	-35	-35
Total revenue	'	'	'	'	'	'	'	'	-47	-47	-48
Operating income	'	'	'	'	'	'	'	'	-386	-261	-271
Total assets	308	'	'	'	294	'	'	'	308	294	325
Capital expenditures	'	'	'	'	'	'	'	'	18	10	14
Depreciation and amortization expense	'	'	'	'	'	'	'	'	$239	$180	$171

Business_Segment_Information_A

Business Segment Information - Additional Information (Detail) (Sales Revenue, Net, Geographic Concentration Risk, Foreign Tax Authority)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Sales Revenue, Net \| Geographic Concentration Risk \| Foreign Tax Authority	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Clients outside the U.S., percentage of total revenue	7.00%	7.00%	7.00%

Condensed_Consolidating_Statem

Condensed Consolidating Statement of Income and Comprehensive Income (Detail) (USD $)	3 Months Ended								12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Revenue:	'	'	'	'	'	'	'	'	'	'	'
Processing and services	'	'	'	'	'	'	'	'	$4,035	$3,663	$3,495
Product	'	'	'	'	'	'	'	'	779	773	794
Total revenue	1,263	1,201	1,198	1,152	1,145	1,107	1,087	1,097	4,814	4,436	4,289
Expenses:	'	'	'	'	'	'	'	'	'	'	'
Cost of processing and services	516	520	523	522	485	486	471	494	2,081	1,936	1,903
Cost of product	184	164	157	190	164	150	155	159	695	628	601
Selling, general and administrative	266	237	245	229	209	206	204	205	977	824	795
Total expenses	966	921	925	941	858	842	830	858	3,753	3,388	3,299
Operating income (loss)	297	280	273	211	287	265	257	239	1,061	1,048	990
Interest expense, net	'	'	'	'	'	'	'	'	-163	-167	-182
Loss on early debt extinguishment	'	'	'	'	'	'	'	'	'	'	-85
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	898	881	723
Income tax (provision) benefit	'	'	'	'	'	'	'	'	-328	-300	-254
Income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	80	11	18
Income from continuing operations	220	161	152	117	158	140	162	132	650	592	487
(Loss) income from discontinued operations, net of income taxes	'	'	'	'	'	'	'	'	-2	19	-15
Net income	221	159	151	117	179	139	161	132	648	611	472
Comprehensive income	224	163	146	115	180	151	150	148	648	629	444
Parent Company	'	'	'	'	'	'	'	'	'	'	'
Expenses:	'	'	'	'	'	'	'	'	'	'	'
Selling, general and administrative	'	'	'	'	'	'	'	'	110	104	95
Total expenses	'	'	'	'	'	'	'	'	110	104	95
Operating income (loss)	'	'	'	'	'	'	'	'	-110	-104	-95
Interest expense, net	'	'	'	'	'	'	'	'	-129	-104	-140
Loss on early debt extinguishment	'	'	'	'	'	'	'	'	'	'	-85
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	-239	-208	-320
Income tax (provision) benefit	'	'	'	'	'	'	'	'	102	103	133
Equity in earnings of consolidated affiliates	'	'	'	'	'	'	'	'	787	697	681
Income from continuing operations	'	'	'	'	'	'	'	'	650	592	494
(Loss) income from discontinued operations, net of income taxes	'	'	'	'	'	'	'	'	-2	19	-22
Net income	'	'	'	'	'	'	'	'	648	611	472
Comprehensive income	'	'	'	'	'	'	'	'	648	629	444
Guarantor Subsidiaries	'	'	'	'	'	'	'	'	'	'	'
Revenue:	'	'	'	'	'	'	'	'	'	'	'
Processing and services	'	'	'	'	'	'	'	'	2,919	2,596	2,534
Product	'	'	'	'	'	'	'	'	734	717	709
Total revenue	'	'	'	'	'	'	'	'	3,653	3,313	3,243
Expenses:	'	'	'	'	'	'	'	'	'	'	'
Cost of processing and services	'	'	'	'	'	'	'	'	1,481	1,385	1,389
Cost of product	'	'	'	'	'	'	'	'	667	615	572
Selling, general and administrative	'	'	'	'	'	'	'	'	632	499	490
Total expenses	'	'	'	'	'	'	'	'	2,780	2,499	2,451
Operating income (loss)	'	'	'	'	'	'	'	'	873	814	792
Interest expense, net	'	'	'	'	'	'	'	'	-20	-57	-33
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	853	757	759
Income tax (provision) benefit	'	'	'	'	'	'	'	'	-327	-280	-282
Income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	80	11	18
Income from continuing operations	'	'	'	'	'	'	'	'	606	488	495
(Loss) income from discontinued operations, net of income taxes	'	'	'	'	'	'	'	'	'	5	4
Net income	'	'	'	'	'	'	'	'	606	493	499
Comprehensive income	'	'	'	'	'	'	'	'	606	493	499
Non-Guarantor Subsidiaries	'	'	'	'	'	'	'	'	'	'	'
Revenue:	'	'	'	'	'	'	'	'	'	'	'
Processing and services	'	'	'	'	'	'	'	'	1,281	1,226	1,094
Product	'	'	'	'	'	'	'	'	109	114	147
Total revenue	'	'	'	'	'	'	'	'	1,390	1,340	1,241
Expenses:	'	'	'	'	'	'	'	'	'	'	'
Cost of processing and services	'	'	'	'	'	'	'	'	765	710	647
Cost of product	'	'	'	'	'	'	'	'	92	71	91
Selling, general and administrative	'	'	'	'	'	'	'	'	235	221	210
Total expenses	'	'	'	'	'	'	'	'	1,092	1,002	948
Operating income (loss)	'	'	'	'	'	'	'	'	298	338	293
Interest expense, net	'	'	'	'	'	'	'	'	-14	-6	-9
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	'	'	'	'	'	'	'	'	284	332	284
Income tax (provision) benefit	'	'	'	'	'	'	'	'	-103	-123	-105
Income from continuing operations	'	'	'	'	'	'	'	'	181	209	179
(Loss) income from discontinued operations, net of income taxes	'	'	'	'	'	'	'	'	'	'	3
Net income	'	'	'	'	'	'	'	'	181	209	182
Comprehensive income	'	'	'	'	'	'	'	'	173	213	174
Eliminations	'	'	'	'	'	'	'	'	'	'	'
Revenue:	'	'	'	'	'	'	'	'	'	'	'
Processing and services	'	'	'	'	'	'	'	'	-165	-159	-133
Product	'	'	'	'	'	'	'	'	-64	-58	-62
Total revenue	'	'	'	'	'	'	'	'	-229	-217	-195
Expenses:	'	'	'	'	'	'	'	'	'	'	'
Cost of processing and services	'	'	'	'	'	'	'	'	-165	-159	-133
Cost of product	'	'	'	'	'	'	'	'	-64	-58	-62
Total expenses	'	'	'	'	'	'	'	'	-229	-217	-195
Equity in earnings of consolidated affiliates	'	'	'	'	'	'	'	'	-787	-697	-681
Income from continuing operations	'	'	'	'	'	'	'	'	-787	-697	-681
(Loss) income from discontinued operations, net of income taxes	'	'	'	'	'	'	'	'	'	-5	'
Net income	'	'	'	'	'	'	'	'	-787	-702	-681
Comprehensive income	'	'	'	'	'	'	'	'	($779)	($706)	($673)

Condensed_Consolidating_Balanc

Condensed Consolidating Balance Sheet (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Assets	'	'	'	'
Cash and cash equivalents	$400	$358	$337	$563
Trade accounts receivable, net	751	661	'	'
Prepaid expenses and other current assets	421	391	'	'
Assets of discontinued operations	'	33	'	'
Total current assets	1,572	1,443	'	'
Intangible assets, net	2,142	1,744	'	'
Goodwill	5,216	4,705	4,706	'
Other long-term assets	583	605	'	'
Total assets	9,513	8,497	8,548	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	756	721	'	'
Current maturities of long-term debt	92	2	'	'
Deferred revenue	484	379	'	'
Liabilities of discontinued operations	'	3	'	'
Total current liabilities	1,332	1,105	'	'
Long-term debt	3,756	3,228	'	'
Other long-term liabilities	840	747	'	'
Total liabilities	5,928	5,080	'	'
Total shareholders' equity	3,585	3,417	'	'
Total liabilities and shareholders' equity	9,513	8,497	'	'
Parent Company	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	139	85	73	343
Prepaid expenses and other current assets	81	45	'	'
Total current assets	220	130	'	'
Investments in consolidated affiliates	10,122	8,498	'	'
Intangible assets, net	22	22	'	'
Other long-term assets	33	55	'	'
Total assets	10,397	8,705	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	87	73	'	'
Current maturities of long-term debt	90	'	'	'
Total current liabilities	177	73	'	'
Long-term debt	3,754	3,223	'	'
Due to (from) consolidated affiliates	2,108	1,295	'	'
Other long-term liabilities	773	697	'	'
Total liabilities	6,812	5,288	'	'
Total shareholders' equity	3,585	3,417	'	'
Total liabilities and shareholders' equity	10,397	8,705	'	'
Guarantor Subsidiaries	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	76	66	71	68
Trade accounts receivable, net	465	403	'	'
Prepaid expenses and other current assets	195	186	'	'
Assets of discontinued operations	'	33	'	'
Total current assets	736	688	'	'
Intangible assets, net	1,866	1,479	'	'
Goodwill	4,150	3,695	'	'
Other long-term assets	448	445	'	'
Total assets	7,200	6,307	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	463	417	'	'
Current maturities of long-term debt	2	2	'	'
Deferred revenue	292	213	'	'
Liabilities of discontinued operations	'	3	'	'
Total current liabilities	757	635	'	'
Long-term debt	2	4	'	'
Due to (from) consolidated affiliates	-1,683	-988	'	'
Other long-term liabilities	25	22	'	'
Total liabilities	-899	-327	'	'
Total shareholders' equity	8,099	6,634	'	'
Total liabilities and shareholders' equity	7,200	6,307	'	'
Non-Guarantor Subsidiaries	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	185	207	193	152
Trade accounts receivable, net	286	258	'	'
Prepaid expenses and other current assets	145	160	'	'
Total current assets	616	625	'	'
Intangible assets, net	254	243	'	'
Goodwill	1,066	1,010	'	'
Other long-term assets	102	105	'	'
Total assets	2,038	1,983	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	206	231	'	'
Deferred revenue	192	166	'	'
Total current liabilities	398	397	'	'
Long-term debt	'	1	'	'
Due to (from) consolidated affiliates	-425	-307	'	'
Other long-term liabilities	42	28	'	'
Total liabilities	15	119	'	'
Total shareholders' equity	2,023	1,864	'	'
Total liabilities and shareholders' equity	2,038	1,983	'	'
Eliminations	'	'	'	'
Assets	'	'	'	'
Investments in consolidated affiliates	-10,122	-8,498	'	'
Total assets	-10,122	-8,498	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Total shareholders' equity	-10,122	-8,498	'	'
Total liabilities and shareholders' equity	($10,122)	($8,498)	'	'

Condensed_Consolidating_Statem1

Condensed Consolidating Statement of Cash Flows (Detail) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities:	'	'	'
Net cash provided by (used in) operating activities from continuing operations	$1,039	$826	$945
Cash flows from investing activities:	'	'	'
Capital expenditures, including capitalization of software costs	-236	-193	-190
Payments for acquisitions of businesses, net of cash acquired	-30	'	-511
Dividend from unconsolidated affiliate	116	32	42
Net (purchases of) sale proceeds from investments	4	28	-4
Other investing activities	-2	-3	'
Net cash (used in) provided by investing activities from continuing operations	-148	-136	-663
Cash flows from financing activities:	'	'	'
Proceeds from long-term debt	2,252	1,469	1,189
Repayments of long-term debt	-2,590	-1,642	-1,226
Issuance of treasury stock	49	96	73
Purchases of treasury stock	-578	-634	-533
Other financing activities	-6	5	-1
Net cash used in financing activities from continuing operations	-873	-706	-498
Net change in cash and cash equivalents from continuing operations	18	-16	-216
Net cash flows (to) from discontinued operations	24	37	-10
Beginning balance	358	337	563
Ending balance	400	358	337
Parent Company	'	'	'
Cash flows from operating activities:	'	'	'
Net cash provided by (used in) operating activities from continuing operations	-61	-168	-10
Cash flows from investing activities:	'	'	'
Capital expenditures, including capitalization of software costs	-3	-4	-13
Payments for acquisitions of businesses, net of cash acquired	-55	'	'
Other investing activities	1,041	815	311
Net cash (used in) provided by investing activities from continuing operations	983	811	298
Cash flows from financing activities:	'	'	'
Proceeds from long-term debt	2,252	1,469	1,143
Repayments of long-term debt	-2,589	-1,592	-1,223
Issuance of treasury stock	49	96	73
Purchases of treasury stock	-578	-634	-533
Other financing activities	7	'	-2
Net cash used in financing activities from continuing operations	-859	-661	-542
Net change in cash and cash equivalents from continuing operations	63	-18	-254
Net cash flows (to) from discontinued operations	-9	30	-16
Beginning balance	85	73	343
Ending balance	139	85	73
Guarantor Subsidiaries	'	'	'
Cash flows from operating activities:	'	'	'
Net cash provided by (used in) operating activities from continuing operations	842	722	729
Cash flows from investing activities:	'	'	'
Capital expenditures, including capitalization of software costs	-169	-142	-142
Payments for acquisitions of businesses, net of cash acquired	25	'	-473
Dividend from unconsolidated affiliate	116	32	42
Net (purchases of) sale proceeds from investments	2	2	3
Other investing activities	3	'	'
Net cash (used in) provided by investing activities from continuing operations	-23	-108	-570
Cash flows from financing activities:	'	'	'
Repayments of long-term debt	-1	-6	-3
Other financing activities	-841	-620	-159
Net cash used in financing activities from continuing operations	-842	-626	-162
Net change in cash and cash equivalents from continuing operations	-23	-12	-3
Net cash flows (to) from discontinued operations	33	7	6
Beginning balance	66	71	68
Ending balance	76	66	71
Non-Guarantor Subsidiaries	'	'	'
Cash flows from operating activities:	'	'	'
Net cash provided by (used in) operating activities from continuing operations	258	272	226
Cash flows from investing activities:	'	'	'
Capital expenditures, including capitalization of software costs	-64	-47	-35
Payments for acquisitions of businesses, net of cash acquired	'	'	-38
Net (purchases of) sale proceeds from investments	2	26	-7
Other investing activities	-3	-1	'
Net cash (used in) provided by investing activities from continuing operations	-65	-22	-80
Cash flows from financing activities:	'	'	'
Proceeds from long-term debt	'	'	46
Repayments of long-term debt	'	-44	'
Other financing activities	-215	-192	-151
Net cash used in financing activities from continuing operations	-215	-236	-105
Net change in cash and cash equivalents from continuing operations	-22	14	41
Beginning balance	207	193	152
Ending balance	185	207	193
Eliminations	'	'	'
Cash flows from investing activities:	'	'	'
Other investing activities	-1,043	-817	-311
Net cash (used in) provided by investing activities from continuing operations	-1,043	-817	-311
Cash flows from financing activities:	'	'	'
Other financing activities	1,043	817	311
Net cash used in financing activities from continuing operations	$1,043	$817	$311

Quarterly_Financial_Data_Detai

Quarterly Financial Data (Detail) (USD $)	3 Months Ended								12 Months Ended
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly Financial Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total revenue	$1,263	$1,201	$1,198	$1,152	$1,145	$1,107	$1,087	$1,097	$4,814	$4,436	$4,289
Cost of processing and services	516	520	523	522	485	486	471	494	2,081	1,936	1,903
Cost of product	184	164	157	190	164	150	155	159	695	628	601
Selling, general and administrative expenses	266	237	245	229	209	206	204	205	977	824	795
Total expenses	966	921	925	941	858	842	830	858	3,753	3,388	3,299
Operating income	297	280	273	211	287	265	257	239	1,061	1,048	990
Income from continuing operations	220	161	152	117	158	140	162	132	650	592	487
Net income	221	159	151	117	179	139	161	132	648	611	472
Comprehensive income	$224	$163	$146	$115	$180	$151	$150	$148	$648	$629	$444
Net income per share - continuing operations basic	$0.85	$0.62	$0.57	$0.44	$0.59	$0.52	$0.59	$0.47	$2.48	$2.18	$1.71
Net income per share - continuing operations diluted	$0.84	$0.61	$0.57	$0.43	$0.58	$0.51	$0.59	$0.47	$2.44	$2.15	$1.69