Fiserv (FI) 10-Q 29 Oct 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Oct. 23, 2014
Document Information	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Trading Symbol	'FISV	'
Entity Registrant Name	'FISERV INC	'
Entity Central Index Key	'0000798354	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Large Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	243,966,081

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
In Millions, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Revenue:	'	'	'	'
Processing and services	$1,063	$1,016	$3,141	$2,997
Product	200	185	609	554
Total revenue	1,263	1,201	3,750	3,551
Expenses:	'	'	'	'
Cost of processing and services	537	520	1,610	1,565
Cost of product	168	164	519	511
Selling, general and administrative	243	237	728	711
Total expenses	948	921	2,857	2,787
Operating income	315	280	893	764
Interest expense	-41	-41	-123	-123
Interest and investment income	'	'	1	'
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	274	239	771	641
Income tax provision	-120	-79	-287	-218
Income from investment in unconsolidated affiliate	85	1	89	7
Income from continuing operations	239	161	573	430
Loss from discontinued operations, net of income taxes	'	-2	'	-3
Net income	$239	$159	$573	$427
Net income (loss) per share - basic:	'	'	'	'
Continuing operations	$0.96	$0.62	$2.29	$1.63
Discontinued operations	'	($0.01)	'	($0.01)
Total	$0.96	$0.61	$2.29	$1.62
Net income (loss) per share - diluted:	'	'	'	'
Continuing operations	$0.95	$0.61	$2.25	$1.61
Discontinued operations	'	($0.01)	'	($0.01)
Total	$0.95	$0.60	$2.25	$1.60
Shares used in computing net income (loss) per share:	'	'	'	'
Basic	247.6	259.9	250.5	263.9
Diluted	251.8	263.7	254.6	267.5

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income	$239	$159	$573	$427
Other comprehensive (loss) income:	'	'	'	'
Fair market value adjustment on cash flow hedges, net of income tax provision (benefit) of $(1) million, $1 million, and $(1) million	-1	'	1	-2
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, net of income tax provision of $1 million, $1 million, $4 million and $4 million	2	2	6	7
Foreign currency translation	-9	2	-4	-8
Total other comprehensive (loss) income	-8	4	3	-3
Comprehensive income	$231	$163	$576	$424

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Fair market value adjustment on cash flow hedges, tax provision (benefit)	($1)	'	$1	($1)
Reclassification adjustment for net realized losses on cash flow hedges included in interest expense, tax provision	$1	$1	$4	$4

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Assets	'	'
Cash and cash equivalents	$409	$400
Trade accounts receivable, net	748	751
Deferred income taxes	41	55
Prepaid expenses and other current assets	381	366
Total current assets	1,579	1,572
Property and equipment, net	304	266
Intangible assets, net	2,042	2,142
Goodwill	5,212	5,216
Other long-term assets	301	317
Total assets	9,438	9,513
Liabilities and Shareholders' Equity	'	'
Accounts payable and accrued expenses	886	756
Current maturities of long-term debt	92	92
Deferred revenue	419	484
Total current liabilities	1,397	1,332
Long-term debt	3,756	3,756
Deferred income taxes	693	713
Other long-term liabilities	130	127
Total liabilities	5,976	5,928
Commitments and contingencies	'	'
Shareholders' equity	'	'
Preferred stock, no par value: 25.0 million shares authorized; none issued	'	'
Common stock, $0.01 par value: 900.0 million shares authorized; 395.7 million shares issued	4	4
Additional paid-in capital	880	844
Accumulated other comprehensive loss	-57	-60
Retained earnings	7,171	6,598
Treasury stock, at cost, 150.4 million and 139.0 million shares	-4,536	-3,801
Total shareholders' equity	3,462	3,585
Total liabilities and shareholders' equity	$9,438	$9,513

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, except Per Share data, unless otherwise specified
Preferred stock, no par value	'	'
Preferred stock, shares authorized	25	25
Preferred stock, issued	'	'
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	900	900
Common stock, shares issued	395.7	395.7
Treasury stock, shares	150.4	139

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:	'	'
Net income	$573	$427
Adjustment for discontinued operations	'	3
Adjustments to reconcile net income to net cash provided by operating activities from continuing operations:	'	'
Depreciation and other amortization	147	145
Amortization of acquisition-related intangible assets	153	156
Share-based compensation	37	37
Deferred income taxes	-11	-11
Income from investment in unconsolidated affiliate	-89	-7
Dividends from unconsolidated affiliate	108	6
Non-cash impairment charge	'	30
Other non-cash items	-15	-9
Changes in assets and liabilities, net of effects from acquisitions:	'	'
Trade accounts receivable	8	-7
Prepaid expenses and other assets	-37	-51
Accounts payable and other liabilities	147	-12
Deferred revenue	-61	-26
Net cash provided by operating activities from continuing operations	960	681
Cash flows from investing activities:	'	'
Capital expenditures, including capitalization of software costs	-225	-171
Payments for acquisitions of businesses, net of cash acquired	'	-30
Dividends from unconsolidated affiliate	'	116
Net proceeds from investments	7	2
Other investing activities	-1	-1
Net cash used in investing activities from continuing operations	-219	-84
Cash flows from financing activities:	'	'
Debt proceeds	544	1,319
Debt repayments	-544	-1,574
Issuance of treasury stock	39	37
Purchases of treasury stock	-785	-455
Other financing activities	15	12
Net cash used in financing activities from continuing operations	-731	-661
Net change in cash and cash equivalents from continuing operations	10	-64
Net cash flows (to) from discontinued operations	-1	27
Beginning balance	400	358
Ending balance	409	321
Discontinued operations cash flow information:	'	'
Net cash used in operating activities	-1	-8
Net cash provided by investing activities	'	35
Net change in cash and cash equivalents from discontinued operations	-1	27
Net cash flows from (to) continuing operations	1	-27
Beginning balance - discontinued operations	0	0
Ending balance - discontinued operations	$0	$0

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2014
Basis of Presentation	'
	1. Basis of Presentation
	The consolidated financial statements for the three-month and nine-month periods ended September 30, 2014 and 2013 are unaudited. In the opinion of management, all adjustments necessary for a fair presentation of the consolidated financial statements have been included. Such adjustments consisted of normal recurring items. Interim results are not necessarily indicative of results for a full year. The consolidated financial statements and accompanying notes are presented as permitted by Form 10-Q and do not contain certain information included in the annual consolidated financial statements and accompanying notes of Fiserv, Inc. (the “Company”). These interim consolidated financial statements should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	Principles of Consolidation
	The consolidated financial statements include the accounts of Fiserv, Inc. and all 100% owned subsidiaries. Investments in less than 50% owned affiliates in which the Company has significant influence but not control are accounted for using the equity method of accounting. All intercompany transactions and balances have been eliminated in consolidation.
	Stock Split
	On November 20, 2013, the Company’s Board of Directors declared a two-for-one stock split of the Company’s common stock and a proportionate increase in the number of its authorized shares of common stock. The additional shares were distributed on December 16, 2013 to shareholders of record at the close of business on December 2, 2013. The Company’s common stock began trading at the split-adjusted price on December 17, 2013. All share and per share amounts are retroactively presented on a split-adjusted basis.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
Recent Accounting Pronouncements	'
	2. Recent Accounting Pronouncements
	In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-09, Revenue from Contracts with Customers (“ASU 2014-09”), to clarify the principles of recognizing revenue and to create common revenue recognition guidance between U.S. generally accepted accounting principles and International Financial Reporting Standards. ASU 2014-09 outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance. The core principle of the revenue model is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. This model involves a five-step process for achieving that core principle, along with comprehensive disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. ASU 2014-09 will be effective for annual and interim periods after December 15, 2016; early application is not permitted. Entities have the option of using either a full retrospective or a modified approach to adopt this new guidance. The Company is currently assessing the impact that the adoption of ASU 2014-09 will have on its consolidated financial statements.
	In April 2014, the FASB issued ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity (“ASU 2014-08”). ASU 2014-08 changes the criteria for determining which disposals can be presented as discontinued operations and modifies the related disclosure requirements. Under the amendments in ASU 2014-08, only those disposals that represent a strategic shift that has (or will have) a major effect on the Company’s operations and financial results will be reported as discontinued operations in the financial statements. ASU 2014-08 will be effective prospectively for annual and interim periods after December 15, 2014, with early adoption permitted.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2014
Fair Value Measurements	'
	3. Fair Value Measurements
	The Company applies fair value accounting for all assets and liabilities that are recognized or disclosed at fair value in its consolidated financial statements on a recurring basis. Fair value represents the amount that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities, the Company considers the principal or most advantageous market and the market-based risk measurements or assumptions that market participants would use in pricing the asset or liability.
	The fair values of cash equivalents, trade accounts receivable, settlement assets and obligations, and accounts payable approximate their respective carrying values due to the short period of time to maturity. The estimated fair value of total debt was $4.0 billion at September 30, 2014 and $3.9 billion at December 31, 2013 and was estimated using discounted cash flows based on quoted prices in active markets (level 2 of the fair value hierarchy) or the Company’s current incremental borrowing rates (level 3 of the fair value hierarchy).

Acquisition

Acquisition	9 Months Ended
	Sep. 30, 2014
Acquisition	'
	4. Acquisition
	On January 14, 2013, the Company acquired Open Solutions Inc. (“Open Solutions”), a provider of account processing technology for financial institutions, for a cash purchase price of $55 million and the assumption of approximately $960 million of debt. This acquisition, included within the Financial Institution Services (“Financial”) segment, advanced the Company’s go-to-market strategies by adding a number of products and services and by expanding the number of account processing clients to which the Company can provide its broad array of add-on products and services.
	The cash purchase price and repayment of assumed debt were funded utilizing a combination of available cash and existing availability under the Company’s revolving credit facility. During 2013, the Company finalized the purchase price allocation for Open Solutions, resulting in customer related intangible assets of $460 million, acquired software and technology of $105 million, goodwill of $517 million, long-term debt of $958 million, and various other identifiable assets and liabilities. As a result of the acquisition, the Company has incurred merger and integration costs, including a $30 million non-cash impairment charge in the first quarter of 2013 related to the Company’s decision to replace its Acumen® account processing system with DNATM, an Open Solutions account processing system.

Investment_in_Unconsolidated_A

Investment in Unconsolidated Affiliate	9 Months Ended
	Sep. 30, 2014
Investment in Unconsolidated Affiliate	'
	5. Investment in Unconsolidated Affiliate
	The Company owns a 49% interest in StoneRiver Group, L.P. (“StoneRiver”), which is accounted for as an equity method investment, and reports its share of StoneRiver’s net income as income from investment in unconsolidated affiliate. The Company’s investment in StoneRiver was $20 million and $39 million at September 30, 2014 and December 31, 2013, respectively, and was reported within other long-term assets in the consolidated balance sheets. During the three months ended September 30, 2014, StoneRiver completed the sale of a subsidiary business, resulting in a gain. The Company’s share of the gain on sale of $85 million was recorded within income from investment in unconsolidated affiliate, with the related tax expense of $32 million recorded through the income tax provision, in the consolidated statements of income. The Company received cash dividends from StoneRiver, funded from recent capital transactions, of $108 million during the nine months ended September 30, 2014, which were recorded as reductions in the Company’s investment in StoneRiver. These dividends, in their entirety, represented returns on the Company’s investment and were reported in cash flows from operating activities. During the nine months ended September 30, 2013, the Company received a $122 million cash dividend from StoneRiver. A portion of the dividend, $6 million, represented a return on the Company’s investment and was reported in cash flows from operating activities.

ShareBased_Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2014
Share-Based Compensation	'
	6. Share-Based Compensation
	The Company recognized $10 million and $37 million of share-based compensation expense during the three and nine months ended September 30, 2014, respectively, and $11 million and $37 million of share-based compensation expense during the three and nine months ended September 30, 2013, respectively. The Company’s annual grant of share-based awards generally occurs in the first quarter. During the nine months ended September 30, 2014, the Company granted 1.3 million stock options and 0.5 million restricted stock units at weighted-average estimated fair values of $18.80 and $57.25, respectively. During the nine months ended September 30, 2013, the Company granted 1.9 million stock options and 0.9 million restricted stock units at weighted-average estimated fair values of $12.67 and $40.99, respectively. During each of the nine-month periods ended September 30, 2014 and 2013, stock options to purchase 1.1 million shares were exercised.

Shares_Used_in_Computing_Net_I

Shares Used in Computing Net Income Per Share	9 Months Ended
	Sep. 30, 2014
Shares Used in Computing Net Income Per Share	'
	7. Shares Used in Computing Net Income Per Share
	The computation of shares used in calculating diluted net income per common share is as follows:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
	(In millions)	2014		2013		2014		2013
	Weighted-average shares outstanding used for the calculation of net income per share - basic		247.6		259.9		250.5		263.9
	Common stock equivalents		4.2		3.8		4.1		3.6
	Total shares used for the calculation of net income per share - diluted		251.8		263.7		254.6		267.5
	For the three months ended September 30, 2014 and 2013, stock options for 1.3 million and 1.7 million shares, respectively, were excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive. For the nine months ended September 30, 2014 and 2013, stock options for 1.2 million and 1.5 million shares, respectively, were excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive.

Intangible_Assets

Intangible Assets	9 Months Ended
	Sep. 30, 2014
Intangible Assets	'
	8. Intangible Assets
	Intangible assets consisted of the following:
		Gross
	(In millions)	Carrying		Accumulated		Net Book
		Amount		Amortization		Value
	September 30, 2014
	Customer related intangible assets	$	2,155	$	765	$	1,390
	Acquired software and technology		493		339		154
	Trade names		120		44		76
	Capitalized software development costs		603		277		326
	Purchased software		229		133		96
	Total	$	3,600	$	1,558	$	2,042
		Gross
	(In millions)	Carrying		Accumulated		Net Book
		Amount		Amortization		Value
	December 31, 2013
	Customer related intangible assets	$	2,155	$	667	$	1,488
	Acquired software and technology		493		289		204
	Trade names		120		39		81
	Capitalized software development costs		635		348		287
	Purchased software		277		195		82
	Total	$	3,680	$	1,538	$	2,142
	The Company estimates that annual amortization expense with respect to acquired intangible assets, which include customer related intangible assets, acquired software and technology, and trade names, will be approximately $200 million in 2014, $190 million in 2015, $150 million in 2016 and $140 million in each of 2017 and 2018. Annual amortization expense in 2014 with respect to capitalized and purchased software is estimated to approximate $110 million.

Accounts_Payable_and_Accrued_E

Accounts Payable and Accrued Expenses	9 Months Ended
	Sep. 30, 2014
Accounts Payable and Accrued Expenses	'
	9. Accounts Payable and Accrued Expenses
	Accounts payable and accrued expenses consisted of the following:
		September 30,		December 31,
	(In millions)	2014		2013
	Trade accounts payable	$	54	$	67
	Client deposits		236		190
	Settlement obligations		198		184
	Accrued compensation and benefits		156		165
	Other accrued expenses		242		150
	Total	$	886	$	756

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2014
Income Taxes	'
	10. Income Taxes
	The Company’s effective income tax rates for continuing operations were 44.0% and 37.2% during the three and nine months ended September 30, 2014, respectively, and were 33.1% and 34.1% during the three and nine months ended September 30, 2013, respectively. The higher effective tax rate in 2014 was primarily due to the income tax expense associated with the Company’s share of a gain on the sale of a subsidiary business by its unconsolidated affiliate, StoneRiver, partially reduced by increased deductions resulting from federal tax planning initiatives and the favorable resolution of tax matters. As a result of this activity, the Company’s unrecognized tax benefits decreased from $60 million at December 31, 2013 to $51 million at September 30, 2014. At September 30, 2014, unrecognized tax benefits of $40 million, net of federal and state benefits, would affect the effective income tax rate from continuing operations if recognized.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2014
Accumulated Other Comprehensive Loss	'
	11. Accumulated Other Comprehensive Loss
	Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:
					Foreign
		Cash Flow			Currency
	(In millions)	Hedges			Translation			Other			Total
	Balance at December 31, 2013	$	(49	)	$	(9	)	$	(2	)	$	(60	)
	Other comprehensive (loss) income before reclassifications		1			(4	)		—			(3	)
	Amounts reclassified from accumulated other comprehensive loss		6			—			—			6
	Net current-period other comprehensive income (loss)		7			(4	)		—			3
	Balance at September 30, 2014	$	(42	)	$	(13	)	$	(2	)	$	(57	)
					Foreign
		Cash Flow			Currency
	(In millions)	Hedges			Translation			Other			Total
	Balance at December 31, 2012	$	(57	)	$	(1	)	$	(2	)	$	(60	)
	Other comprehensive loss before reclassifications		(2	)		(8	)		—			(10	)
	Amounts reclassified from accumulated other comprehensive loss		7			—			—			7
	Net current-period other comprehensive (loss) income		5			(8	)		—			(3	)
	Balance at September 30, 2013	$	(52	)	$	(9	)	$	(2	)	$	(63	)
	Based on the amounts recorded in accumulated other comprehensive loss at September 30, 2014, the Company estimates that it will recognize approximately $14 million in interest expense during the next twelve months related to settled interest rate hedge contracts.
	The Company has entered into foreign currency forward exchange contracts, which have been designated as cash flow hedges, to hedge foreign currency exposure to the Indian Rupee. As of September 30, 2014 and December 31, 2013, the notional amount of these derivatives was approximately $42 million and $53 million, respectively, and the fair value totaling approximately $1 million and $(1) million, respectively, was recorded in the consolidated balance sheets in other current assets at September 30, 2014 and in current accrued expenses at December 31, 2013.

Cash_Flow_Information

Cash Flow Information	9 Months Ended
	Sep. 30, 2014
Cash Flow Information	'
	12. Cash Flow Information
	Supplemental cash flow information was as follows:
		Nine Months Ended
		September 30,
	(In millions)	2014		2013
	Interest paid, including on assumed debt	$	77	$	97
	Income taxes paid from continuing operations		231		238
	Treasury stock purchases settled after the balance sheet date		13		8
	Liabilities assumed in acquisition of business		—		1,169
	On March 14, 2013, the Company sold its club solutions business (“Club Solutions”) for approximately $35 million in cash. The proceeds from the sale and cash flows of Club Solutions have been reported as discontinued operations in the accompanying consolidated statement of cash flows for the nine months ended September 30, 2013.

Business_Segment_Information

Business Segment Information	9 Months Ended
	Sep. 30, 2014
Business Segment Information	'
	13. Business Segment Information
	The Company’s operations are comprised of the Payments and Industry Products (“Payments”) segment and the Financial segment. The Payments segment primarily provides electronic bill payment and presentment services, debit and other card-based payment products and services, internet and mobile banking software and services, and other electronic payments software and services, including account-to-account transfers and person-to-person payments. The businesses in this segment also provide investment account processing services for separately managed accounts, card and print personalization services, and fraud and risk management products and services. The Financial segment provides banks, thrifts and credit unions with account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support numerous types of financial transactions. The Corporate and Other segment primarily consists of unallocated corporate expenses, amortization of acquisition-related intangible assets, intercompany eliminations and other costs that are not considered when management evaluates segment performance.
	(In millions)	Payments		Financial		Corporate			Total
						and Other
	Three Months Ended September 30, 2014
	Processing and services revenue	$	520	$	544	$	(1	)	$	1,063
	Product revenue		166		44		(10	)		200
	Total revenue	$	686	$	588	$	(11	)	$	1,263
	Operating income	$	201	$	193	$	(79	)	$	315
	Three Months Ended September 30, 2013
	Processing and services revenue	$	480	$	538	$	(2	)	$	1,016
	Product revenue		151		42		(8	)		185
	Total revenue	$	631	$	580	$	(10	)	$	1,201
	Operating income	$	173	$	194	$	(87	)	$	280
	Nine Months Ended September 30, 2014
	Processing and services revenue	$	1,512	$	1,634	$	(5	)	$	3,141
	Product revenue		516		124		(31	)		609
	Total revenue	$	2,028	$	1,758	$	(36	)	$	3,750
	Operating income	$	566	$	581	$	(254	)	$	893
	Nine Months Ended September 30, 2013
	Processing and services revenue	$	1,410	$	1,595	$	(8	)	$	2,997
	Product revenue		464		118		(28	)		554
	Total revenue	$	1,874	$	1,713	$	(36	)	$	3,551
	Operating income	$	518	$	541	$	(295	)	$	764
	Goodwill in the Payments and Financial segments was $3.4 billion and $1.8 billion, respectively, as of September 30, 2014 and December 31, 2013.

Subsidiary_Guarantors_of_LongT

Subsidiary Guarantors of Long-Term Debt	9 Months Ended
	Sep. 30, 2014
Subsidiary Guarantors of Long-Term Debt	'
	14. Subsidiary Guarantors of Long-Term Debt
	Certain of the Company’s 100% owned domestic subsidiaries (“Guarantor Subsidiaries”) jointly and severally, and fully and unconditionally, guarantee the Company’s indebtedness under its revolving credit facility, senior notes and term loan. Under the indentures governing the senior notes, a guarantee of a Guarantor Subsidiary will terminate upon the following customary circumstances: the sale of such Guarantor Subsidiary if such sale complies with the indenture; if such Guarantor Subsidiary no longer guarantees certain other indebtedness of the Company, including as a result of the release of the Guarantor Subsidiaries if Standard & Poor’s Ratings Services and Moody’s Investors Service, Inc. increase the Company’s credit rating to A- and A3, respectively; or the defeasance or discharge of the indenture. The following condensed consolidating financial information is presented on the equity method and reflects summarized financial information for: (a) the Company; (b) the Guarantor Subsidiaries on a combined basis; and (c) the Company’s non-guarantor subsidiaries on a combined basis. Certain intercompany amounts reported in the prior periods within the condensed consolidating balance sheet and condensed consolidating statement of cash flows have been reclassified to conform to the current period presentation and are not considered to be material by the Company.
	Condensed Consolidating Statement of Income and Comprehensive Income
	Three Months Ended September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	774		$	333		$	(44	)	$	1,063
	Product		—			189			27			(16	)		200
	Total revenue		—			963			360			(60	)		1,263
	Expenses:
	Cost of processing and services		—			393			188			(44	)		537
	Cost of product		—			159			25			(16	)		168
	Selling, general and administrative		22			160			61			—			243
	Total expenses		22			712			274			(60	)		948
	Operating income (loss)		(22	)		251			86			—			315
	Interest expense, net		(32	)		(7	)		(2	)		—			(41	)
	Income (loss) from continuing operations before		(54	)		244			84			—			274
	income taxes and income from investment in
	unconsolidated affiliate
	Income tax (provision) benefit		29			(119	)		(30	)		—			(120	)
	Income from investment in unconsolidated affiliate		—			85			—			—			85
	Equity in earnings of consolidated affiliates		264			—			—			(264	)		—
	Income from continuing operations		239			210			54			(264	)		239
	Income (loss) from discontinued operations, net of income taxes		—			—			—			—			—
	Net income	$	239		$	210		$	54		$	(264	)	$	239
	Comprehensive income	$	231		$	210		$	45		$	(255	)	$	231
	Condensed Consolidating Statement of Income and Comprehensive Income
	Three Months Ended September 30, 2013
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	731		$	326		$	(41	)	$	1,016
	Product		—			174			25			(14	)		185
	Total revenue		—			905			351			(55	)		1,201
	Expenses:
	Cost of processing and services		—			373			188			(41	)		520
	Cost of product		—			155			23			(14	)		164
	Selling, general and administrative		25			152			60			—			237
	Total expenses		25			680			271			(55	)		921
	Operating income (loss)		(25	)		225			80			—			280
	Interest expense, net		(33	)		(8	)		—			—			(41	)
	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(58	)		217			80			—			239
	Income tax (provision) benefit		28			(78	)		(29	)		—			(79	)
	Income from investment in unconsolidated affiliate		—			1			—			—			1
	Equity in earnings of consolidated affiliates		191			—			—			(191	)		—
	Income from continuing operations		161			140			51			(191	)		161
	Loss from discontinued operations, net of income taxes		(2	)		—			—			—			(2	)
	Net income	$	159		$	140		$	51		$	(191	)	$	159
	Comprehensive income	$	163		$	140		$	53		$	(193	)	$	163
	Condensed Consolidating Statement of Income and Comprehensive Income
	Nine Months Ended September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	2,297		$	974		$	(130	)	$	3,141
	Product		—			585			76			(52	)		609
	Total revenue		—			2,882			1,050			(182	)		3,750
	Expenses:
	Cost of processing and services		—			1,176			564			(130	)		1,610
	Cost of product		—			496			75			(52	)		519
	Selling, general and administrative		71			487			170			—			728
	Total expenses		71			2,159			809			(182	)		2,857
Operating income (loss)		(71	)		723			241			—			893
Interest expense, net		(96	)		(20	)		(6	)		—			(122	)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(167	)		703			235			—			771
Income tax (provision) benefit		89			(291	)		(85	)		—			(287	)
Income from investment in unconsolidated affiliate		—			89			—			—			89
Equity in earnings of consolidated affiliates		651			—			—			(651	)		—
Income from continuing operations		573			501			150			(651	)		573
Income (loss) from discontinued operations, net of income taxes		—			—			—			—			—
Net income	$	573		$	501		$	150		$	(651	)	$	573
Comprehensive income	$	576		$	501		$	146		$	(647	)	$	576
Condensed Consolidating Statement of Income and Comprehensive Income
Nine Months Ended September 30, 2013
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Revenue:
Processing and services	$	—		$	2,168		$	951		$	(122	)	$	2,997
Product		—			526			76			(48	)		554
Total revenue		—			2,694			1,027			(170	)		3,551
Expenses:
Cost of processing and services		—			1,113			574			(122	)		1,565
Cost of product		—			494			65			(48	)		511
Selling, general and administrative		84			456			171			—			711
Total expenses		84			2,063			810			(170	)		2,787
Operating income (loss)		(84	)		631			217			—			764
Interest expense, net		(97	)		(19	)		(7	)		—			(123	)
Income (loss) from continuing operations before		(181	)		612			210			—			641
income taxes and income from investment in
unconsolidated affiliate
Income tax (provision) benefit		80			(222	)		(76	)		—			(218	)
Income from investment in unconsolidated affiliate		—			7			—			—			7
Equity in earnings of consolidated affiliates		531			—			—			(531	)		—
Income from continuing operations		430			397			134			(531	)		430
Loss from discontinued operations, net of income		(3	)		—			—			—			(3	)
taxes
Net income	$	427		$	397		$	134		$	(531	)	$	427
Comprehensive income	$	424		$	397		$	126		$	(523	)	$	424
Condensed Consolidating Balance Sheet
September 30, 2014
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Assets
Cash and cash equivalents	$	128		$	76		$	205		$	—		$	409
Trade accounts receivable, net		—			485			263			—			748
Prepaid expenses and other current assets		52			213			157			—			422
Total current assets		180			774			625			—			1,579
Due from consolidated affiliates		—			2,194			583			(2,777	)		—
Investments in consolidated affiliates		10,763			—			—			(10,763	)		—
Intangible assets, net		22			1,772			248			—			2,042
Goodwill		—			4,154			1,058			—			5,212
Other long-term assets		37			464			104			—			605
Total assets	$	11,002		$	9,358		$	2,618		$	(13,540	)	$	9,438
Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	169		$	511		$	206		$	—		$	886
Current maturities of long-term debt		90			2			—			—			92
Deferred revenue		—			263			156			—			419
Total current liabilities		259			776			362			—			1,397
Long-term debt		3,755			1			—			—			3,756
Due to consolidated affiliates		2,777			—			—			(2,777	)		—
Other long-term liabilities		749			30			44			—			823
Total liabilities		7,540			807			406			(2,777	)		5,976
Total shareholders’ equity		3,462			8,551			2,212			(10,763	)		3,462
Total liabilities and shareholders’ equity	$	11,002		$	9,358		$	2,618		$	(13,540	)	$	9,438
Condensed Consolidating Balance Sheet
December 31, 2013
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Assets
Cash and cash equivalents	$	139		$	76		$	185		$	—		$	400
Trade accounts receivable, net		—			465			286			—			751
Prepaid expenses and other current assets		81			195			145			—			421
Total current assets		220			736			616			—			1,572
Due from consolidated affiliates		—			1,683			425			(2,108	)		—
Investments in consolidated affiliates		10,122			—			—			(10,122	)		—
Intangible assets, net		22			1,866			254			—			2,142
Goodwill		—			4,150			1,066			—			5,216
Other long-term assets		33			448			102			—			583
Total assets	$	10,397		$	8,883		$	2,463		$	(12,230	)	$	9,513
Liabilities and Shareholders’ Equity
Accounts payable and accrued expenses	$	87		$	463		$	206		$	—		$	756
Current maturities of long-term debt		90			2			—			—			92
Deferred revenue		—			292			192			—			484
Total current liabilities		177			757			398			—			1,332
Long-term debt		3,754			2			—			—			3,756
Due to consolidated affiliates		2,108			—			—			(2,108	)		—
Other long-term liabilities		773			25			42			—			840
Total liabilities		6,812			784			440			(2,108	)		5,928
Total shareholders’ equity		3,585			8,099			2,023			(10,122	)		3,585
Total liabilities and shareholders’ equity	$	10,397		$	8,883		$	2,463		$	(12,230	)	$	9,513
Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2014
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Cash flows from operating activities:
Net cash provided by operating activities from continuing operations	$	33		$	736		$	191		$	—		$	960
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(3	)		(163	)		(59	)		—			(225	)
Net proceeds from investments		—			—			7			—			7
Other investing activities		—			(573	)		(119	)		691			(1	)
Net cash used in investing activities from continuing operations		(3	)		(736	)		(171	)		691			(219	)
Cash flows from financing activities:
Debt proceeds		544			—			—			—			544
Debt repayments		(544	)		—			—			—			(544	)
Issuance of treasury stock		39			—			—			—			39
Purchases of treasury stock		(785	)		—			—			—			(785	)
Other financing activities		706			—			—			(691	)		15
Net cash used in financing activities from continuing operations		(40	)		—			—			(691	)		(731	)
Net change in cash and cash equivalents from continuing operations		(10	)		—			20			—			10
Net cash flows to discontinued operations		(1	)		—			—			—			(1	)
Beginning balance		139			76			185			—			400
Ending balance	$	128		$	76		$	205		$	—		$	409
Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2013
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Cash flows from operating activities:
Net cash provided by (used in) operating activities from continuing operations	$	(70	)	$	568		$	183		$	—		$	681
Cash flows from investing activities:
Capital expenditures, including capitalization of software costs		(2	)		(122	)		(47	)		—			(171	)
Payments for acquisitions of businesses, net of cash acquired		(55	)		25			—			—			(30	)
Dividend from unconsolidated affiliate		—			116			—			—			116
Net proceeds from investments		—			—			2			—			2
Other investing activities		(1	)		(612	)		(120	)		732			(1	)
Net cash used in investing activities from continuing operations		(58	)		(593	)		(165	)		732			(84	)
Cash flows from financing activities:
Debt proceeds		1,319			—			—			—			1,319
Debt repayments		(1,573	)		(1	)		—			—			(1,574	)
Issuance of treasury stock		37			—			—			—			37
Purchases of treasury stock		(455	)		—			—			—			(455	)
Other financing activities		741			—			3			(732	)		12
Net cash (used in) provided by financing activities from continuing operations		69			(1	)		3			(732	)		(661	)
Net change in cash and cash equivalents from continuing operations		(59	)		(26	)		21			—			(64	)
Net cash flows from (to) discontinued operations		(8	)		35			—			—			27
Beginning balance		85			66			207			—			358
Ending balance	$	18		$	75		$	228		$	—		$	321

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2014
Principles of Consolidation	'
	Principles of Consolidation
	The consolidated financial statements include the accounts of Fiserv, Inc. and all 100% owned subsidiaries. Investments in less than 50% owned affiliates in which the Company has significant influence but not control are accounted for using the equity method of accounting. All intercompany transactions and balances have been eliminated in consolidation.

Shares_Used_in_Computing_Net_I1

Shares Used in Computing Net Income Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Weighted Average Number of Shares	'
	The computation of shares used in calculating diluted net income per common share is as follows:
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
	(In millions)	2014		2013		2014		2013
	Weighted-average shares outstanding used for the calculation of net income per share - basic		247.6		259.9		250.5		263.9
	Common stock equivalents		4.2		3.8		4.1		3.6
	Total shares used for the calculation of net income per share - diluted		251.8		263.7		254.6		267.5

Intangible_Assets_Tables

Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Intangible Assets by Class	'
	Intangible assets consisted of the following:
		Gross
	(In millions)	Carrying		Accumulated		Net Book
		Amount		Amortization		Value
	September 30, 2014
	Customer related intangible assets	$	2,155	$	765	$	1,390
	Acquired software and technology		493		339		154
	Trade names		120		44		76
	Capitalized software development costs		603		277		326
	Purchased software		229		133		96
	Total	$	3,600	$	1,558	$	2,042
		Gross
	(In millions)	Carrying		Accumulated		Net Book
		Amount		Amortization		Value
	December 31, 2013
	Customer related intangible assets	$	2,155	$	667	$	1,488
	Acquired software and technology		493		289		204
	Trade names		120		39		81
	Capitalized software development costs		635		348		287
	Purchased software		277		195		82
	Total	$	3,680	$	1,538	$	2,142

Accounts_Payable_and_Accrued_E1

Accounts Payable and Accrued Expenses (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Accounts Payable and Accrued Expenses	'
	Accounts payable and accrued expenses consisted of the following:
		September 30,		December 31,
	(In millions)	2014		2013
	Trade accounts payable	$	54	$	67
	Client deposits		236		190
	Settlement obligations		198		184
	Accrued compensation and benefits		156		165
	Other accrued expenses		242		150
	Total	$	886	$	756

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Accumulated Other Comprehensive Loss	'
	Changes in accumulated other comprehensive loss by component, net of income taxes, consisted of the following:
					Foreign
		Cash Flow			Currency
	(In millions)	Hedges			Translation			Other			Total
	Balance at December 31, 2013	$	(49	)	$	(9	)	$	(2	)	$	(60	)
	Other comprehensive (loss) income before reclassifications		1			(4	)		—			(3	)
	Amounts reclassified from accumulated other comprehensive loss		6			—			—			6
	Net current-period other comprehensive income (loss)		7			(4	)		—			3
	Balance at September 30, 2014	$	(42	)	$	(13	)	$	(2	)	$	(57	)
					Foreign
		Cash Flow			Currency
	(In millions)	Hedges			Translation			Other			Total
	Balance at December 31, 2012	$	(57	)	$	(1	)	$	(2	)	$	(60	)
	Other comprehensive loss before reclassifications		(2	)		(8	)		—			(10	)
	Amounts reclassified from accumulated other comprehensive loss		7			—			—			7
	Net current-period other comprehensive (loss) income		5			(8	)		—			(3	)
	Balance at September 30, 2013	$	(52	)	$	(9	)	$	(2	)	$	(63	)

Cash_Flow_Information_Tables

Cash Flow Information (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Supplemental Cash Flow Information	'
	Supplemental cash flow information was as follows:
		Nine Months Ended
		September 30,
	(In millions)	2014		2013
	Interest paid, including on assumed debt	$	77	$	97
	Income taxes paid from continuing operations		231		238
	Treasury stock purchases settled after the balance sheet date		13		8
	Liabilities assumed in acquisition of business		—		1,169

Business_Segment_Information_T

Business Segment Information (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Segment Reporting Information	'
	(In millions)	Payments		Financial		Corporate			Total
						and Other
	Three Months Ended September 30, 2014
	Processing and services revenue	$	520	$	544	$	(1	)	$	1,063
	Product revenue		166		44		(10	)		200
	Total revenue	$	686	$	588	$	(11	)	$	1,263
	Operating income	$	201	$	193	$	(79	)	$	315
	Three Months Ended September 30, 2013
	Processing and services revenue	$	480	$	538	$	(2	)	$	1,016
	Product revenue		151		42		(8	)		185
	Total revenue	$	631	$	580	$	(10	)	$	1,201
	Operating income	$	173	$	194	$	(87	)	$	280
	Nine Months Ended September 30, 2014
	Processing and services revenue	$	1,512	$	1,634	$	(5	)	$	3,141
	Product revenue		516		124		(31	)		609
	Total revenue	$	2,028	$	1,758	$	(36	)	$	3,750
	Operating income	$	566	$	581	$	(254	)	$	893
	Nine Months Ended September 30, 2013
	Processing and services revenue	$	1,410	$	1,595	$	(8	)	$	2,997
	Product revenue		464		118		(28	)		554
	Total revenue	$	1,874	$	1,713	$	(36	)	$	3,551
	Operating income	$	518	$	541	$	(295	)	$	764

Subsidiary_Guarantors_of_LongT1

Subsidiary Guarantors of Long-Term Debt (Tables)	9 Months Ended
	Sep. 30, 2014
Condensed Consolidating Statement of Income and Comprehensive Income	'
	Condensed Consolidating Statement of Income and Comprehensive Income
	Three Months Ended September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	774		$	333		$	(44	)	$	1,063
	Product		—			189			27			(16	)		200
	Total revenue		—			963			360			(60	)		1,263
	Expenses:
	Cost of processing and services		—			393			188			(44	)		537
	Cost of product		—			159			25			(16	)		168
	Selling, general and administrative		22			160			61			—			243
	Total expenses		22			712			274			(60	)		948
	Operating income (loss)		(22	)		251			86			—			315
	Interest expense, net		(32	)		(7	)		(2	)		—			(41	)
	Income (loss) from continuing operations before		(54	)		244			84			—			274
	income taxes and income from investment in
	unconsolidated affiliate
	Income tax (provision) benefit		29			(119	)		(30	)		—			(120	)
	Income from investment in unconsolidated affiliate		—			85			—			—			85
	Equity in earnings of consolidated affiliates		264			—			—			(264	)		—
	Income from continuing operations		239			210			54			(264	)		239
	Income (loss) from discontinued operations, net of income taxes		—			—			—			—			—
	Net income	$	239		$	210		$	54		$	(264	)	$	239
	Comprehensive income	$	231		$	210		$	45		$	(255	)	$	231
	Condensed Consolidating Statement of Income and Comprehensive Income
	Three Months Ended September 30, 2013
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	731		$	326		$	(41	)	$	1,016
	Product		—			174			25			(14	)		185
	Total revenue		—			905			351			(55	)		1,201
	Expenses:
	Cost of processing and services		—			373			188			(41	)		520
	Cost of product		—			155			23			(14	)		164
	Selling, general and administrative		25			152			60			—			237
	Total expenses		25			680			271			(55	)		921
	Operating income (loss)		(25	)		225			80			—			280
	Interest expense, net		(33	)		(8	)		—			—			(41	)
	Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(58	)		217			80			—			239
	Income tax (provision) benefit		28			(78	)		(29	)		—			(79	)
	Income from investment in unconsolidated affiliate		—			1			—			—			1
	Equity in earnings of consolidated affiliates		191			—			—			(191	)		—
	Income from continuing operations		161			140			51			(191	)		161
	Loss from discontinued operations, net of income taxes		(2	)		—			—			—			(2	)
	Net income	$	159		$	140		$	51		$	(191	)	$	159
	Comprehensive income	$	163		$	140		$	53		$	(193	)	$	163
	Condensed Consolidating Statement of Income and Comprehensive Income
	Nine Months Ended September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Revenue:
	Processing and services	$	—		$	2,297		$	974		$	(130	)	$	3,141
	Product		—			585			76			(52	)		609
	Total revenue		—			2,882			1,050			(182	)		3,750
	Expenses:
	Cost of processing and services		—			1,176			564			(130	)		1,610
	Cost of product		—			496			75			(52	)		519
	Selling, general and administrative		71			487			170			—			728
	Total expenses		71			2,159			809			(182	)		2,857
	Operating income (loss)		(71	)		723			241			—			893
	Interest expense, net		(96	)		(20	)		(6	)		—			(122	)
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate		(167	)		703			235			—			771
Income tax (provision) benefit		89			(291	)		(85	)		—			(287	)
Income from investment in unconsolidated affiliate		—			89			—			—			89
Equity in earnings of consolidated affiliates		651			—			—			(651	)		—
Income from continuing operations		573			501			150			(651	)		573
Income (loss) from discontinued operations, net of income taxes		—			—			—			—			—
Net income	$	573		$	501		$	150		$	(651	)	$	573
Comprehensive income	$	576		$	501		$	146		$	(647	)	$	576
Condensed Consolidating Statement of Income and Comprehensive Income
Nine Months Ended September 30, 2013
(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
	Company			Subsidiaries			Subsidiaries
Revenue:
Processing and services	$	—		$	2,168		$	951		$	(122	)	$	2,997
Product		—			526			76			(48	)		554
Total revenue		—			2,694			1,027			(170	)		3,551
Expenses:
Cost of processing and services		—			1,113			574			(122	)		1,565
Cost of product		—			494			65			(48	)		511
Selling, general and administrative		84			456			171			—			711
Total expenses		84			2,063			810			(170	)		2,787
Operating income (loss)		(84	)		631			217			—			764
Interest expense, net		(97	)		(19	)		(7	)		—			(123	)
Income (loss) from continuing operations before		(181	)		612			210			—			641
income taxes and income from investment in
unconsolidated affiliate
Income tax (provision) benefit		80			(222	)		(76	)		—			(218	)
Income from investment in unconsolidated affiliate		—			7			—			—			7
Equity in earnings of consolidated affiliates		531			—			—			(531	)		—
Income from continuing operations		430			397			134			(531	)		430
Loss from discontinued operations, net of income		(3	)		—			—			—			(3	)
taxes
Net income	$	427		$	397		$	134		$	(531	)	$	427
Comprehensive income	$	424		$	397		$	126		$	(523	)	$	424
Condensed Consolidating Balance Sheet	'
	Condensed Consolidating Balance Sheet
	September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Assets
	Cash and cash equivalents	$	128		$	76		$	205		$	—		$	409
	Trade accounts receivable, net		—			485			263			—			748
	Prepaid expenses and other current assets		52			213			157			—			422
	Total current assets		180			774			625			—			1,579
	Due from consolidated affiliates		—			2,194			583			(2,777	)		—
	Investments in consolidated affiliates		10,763			—			—			(10,763	)		—
	Intangible assets, net		22			1,772			248			—			2,042
	Goodwill		—			4,154			1,058			—			5,212
	Other long-term assets		37			464			104			—			605
	Total assets	$	11,002		$	9,358		$	2,618		$	(13,540	)	$	9,438
	Liabilities and Shareholders’ Equity
	Accounts payable and accrued expenses	$	169		$	511		$	206		$	—		$	886
	Current maturities of long-term debt		90			2			—			—			92
	Deferred revenue		—			263			156			—			419
	Total current liabilities		259			776			362			—			1,397
	Long-term debt		3,755			1			—			—			3,756
	Due to consolidated affiliates		2,777			—			—			(2,777	)		—
	Other long-term liabilities		749			30			44			—			823
	Total liabilities		7,540			807			406			(2,777	)		5,976
	Total shareholders’ equity		3,462			8,551			2,212			(10,763	)		3,462
	Total liabilities and shareholders’ equity	$	11,002		$	9,358		$	2,618		$	(13,540	)	$	9,438
	Condensed Consolidating Balance Sheet
	December 31, 2013
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Assets
	Cash and cash equivalents	$	139		$	76		$	185		$	—		$	400
	Trade accounts receivable, net		—			465			286			—			751
	Prepaid expenses and other current assets		81			195			145			—			421
	Total current assets		220			736			616			—			1,572
	Due from consolidated affiliates		—			1,683			425			(2,108	)		—
	Investments in consolidated affiliates		10,122			—			—			(10,122	)		—
	Intangible assets, net		22			1,866			254			—			2,142
	Goodwill		—			4,150			1,066			—			5,216
	Other long-term assets		33			448			102			—			583
	Total assets	$	10,397		$	8,883		$	2,463		$	(12,230	)	$	9,513
	Liabilities and Shareholders’ Equity
	Accounts payable and accrued expenses	$	87		$	463		$	206		$	—		$	756
	Current maturities of long-term debt		90			2			—			—			92
	Deferred revenue		—			292			192			—			484
	Total current liabilities		177			757			398			—			1,332
	Long-term debt		3,754			2			—			—			3,756
	Due to consolidated affiliates		2,108			—			—			(2,108	)		—
	Other long-term liabilities		773			25			42			—			840
	Total liabilities		6,812			784			440			(2,108	)		5,928
	Total shareholders’ equity		3,585			8,099			2,023			(10,122	)		3,585
	Total liabilities and shareholders’ equity	$	10,397		$	8,883		$	2,463		$	(12,230	)	$	9,513
Condensed Consolidating Statement of Cash Flows	'
	Condensed Consolidating Statement of Cash Flows
	Nine Months Ended September 30, 2014
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Cash flows from operating activities:
	Net cash provided by operating activities from continuing operations	$	33		$	736		$	191		$	—		$	960
	Cash flows from investing activities:
	Capital expenditures, including capitalization of software costs		(3	)		(163	)		(59	)		—			(225	)
	Net proceeds from investments		—			—			7			—			7
	Other investing activities		—			(573	)		(119	)		691			(1	)
	Net cash used in investing activities from continuing operations		(3	)		(736	)		(171	)		691			(219	)
	Cash flows from financing activities:
	Debt proceeds		544			—			—			—			544
	Debt repayments		(544	)		—			—			—			(544	)
	Issuance of treasury stock		39			—			—			—			39
	Purchases of treasury stock		(785	)		—			—			—			(785	)
	Other financing activities		706			—			—			(691	)		15
	Net cash used in financing activities from continuing operations		(40	)		—			—			(691	)		(731	)
	Net change in cash and cash equivalents from continuing operations		(10	)		—			20			—			10
	Net cash flows to discontinued operations		(1	)		—			—			—			(1	)
	Beginning balance		139			76			185			—			400
	Ending balance	$	128		$	76		$	205		$	—		$	409
	Condensed Consolidating Statement of Cash Flows
	Nine Months Ended September 30, 2013
	(In millions)	Parent			Guarantor			Non-Guarantor			Eliminations			Consolidated
		Company			Subsidiaries			Subsidiaries
	Cash flows from operating activities:
	Net cash provided by (used in) operating activities from continuing operations	$	(70	)	$	568		$	183		$	—		$	681
	Cash flows from investing activities:
	Capital expenditures, including capitalization of software costs		(2	)		(122	)		(47	)		—			(171	)
	Payments for acquisitions of businesses, net of cash acquired		(55	)		25			—			—			(30	)
	Dividend from unconsolidated affiliate		—			116			—			—			116
	Net proceeds from investments		—			—			2			—			2
	Other investing activities		(1	)		(612	)		(120	)		732			(1	)
	Net cash used in investing activities from continuing operations		(58	)		(593	)		(165	)		732			(84	)
	Cash flows from financing activities:
	Debt proceeds		1,319			—			—			—			1,319
	Debt repayments		(1,573	)		(1	)		—			—			(1,574	)
	Issuance of treasury stock		37			—			—			—			37
	Purchases of treasury stock		(455	)		—			—			—			(455	)
	Other financing activities		741			—			3			(732	)		12
	Net cash (used in) provided by financing activities from continuing operations		69			(1	)		3			(732	)		(661	)
	Net change in cash and cash equivalents from continuing operations		(59	)		(26	)		21			—			(64	)
	Net cash flows from (to) discontinued operations		(8	)		35			—			—			27
	Beginning balance		85			66			207			—			358
	Ending balance	$	18		$	75		$	228		$	—		$	321

Basis_of_Presentation_Addition

Basis of Presentation - Additional Information (Detail)	0 Months Ended
	Dec. 16, 2013
Basis of Presentation [Line Items]	'
Stock split ratio	2

Fair_Value_Measurements_Additi

Fair Value Measurements - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Billions, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]	'	'
Fair value of total debt	$4	$3.90

Acquisitions_Additional_Inform

Acquisitions - Additional Information (Detail) (USD $)	9 Months Ended			0 Months Ended	3 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2014	Dec. 31, 2013	Jan. 14, 2013	Mar. 31, 2013	Jan. 14, 2013	Jan. 14, 2013	Jan. 14, 2013
				Open Solutions Inc	Open Solutions Inc	Open Solutions Inc	Open Solutions Inc	Open Solutions Inc
							Customer Related Intangible Assets	Acquired Software and Technology
Business Acquisition [Line Items]	'	'	'	'	'	'	'	'
Total cash purchase price	'	'	'	$55	'	'	'	'
Assumption of debt	'	'	'	'	'	960	'	'
Intangible Assets	'	'	'	'	'	'	460	105
Goodwill	'	5,212	5,216	'	'	517	'	'
Long-term debt	'	'	'	'	'	958	'	'
Non cash impairment charge associated with merger and integration	$30	'	'	'	$30	'	'	'

Investment_in_Unconsolidated_A1

Investment in Unconsolidated Affiliate - Additional Information (Detail) (USD $)	3 Months Ended	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Schedule of Equity Method Investments [Line Items]	'	'	'	'
Dividend from unconsolidated affiliate that represents a return on investment	'	$108	$6	'
StoneRiver Group, L.P.	'	'	'	'
Schedule of Equity Method Investments [Line Items]	'	'	'	'
Percentage of interest owned in affiliate	49.00%	49.00%	'	'
Investments in affiliate	20	20	'	39
Gain on sale recorded in investment in unconsolidated affiliate	85	'	'	'
Gain on sale recorded in investment in unconsolidated affiliate, tax expense	32	'	'	'
Cash dividends from affiliate	'	108	122	'
Dividend from unconsolidated affiliate that represents a return on investment	'	$108	$6	'

Share_Based_Compensation_Addit

Share Based Compensation - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
In Millions, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based compensation expense	$10	$11	$37	$37
Share-based awards, stock options, granted	'	'	1.3	1.9
Share-based awards, stock options, weighted-average estimated fair values	'	'	$18.80	$12.67
Share-based awards, stock options, exercised	'	'	1.1	1.1
Restricted Stock Units (RSUs)	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Share-based awards, restricted stock units, granted	'	'	0.5	0.9
Share-based awards, restricted stock units, weighted-average estimated fair values	'	'	$57.25	$40.99

Schedule_of_Weighted_Average_N

Schedule of Weighted Average Number of Shares (Detail)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Weighted Average Number of Shares Outstanding [Line Items]	'	'	'	'
Weighted-average shares outstanding used for the calculation of net income per share - basic	247.6	259.9	250.5	263.9
Common stock equivalents	4.2	3.8	4.1	3.6
Total shares used for the calculation of net income per share - diluted	251.8	263.7	254.6	267.5

Shares_Used_in_Computing_Net_I2

Shares Used in Computing Net Income Per Share - Additional Information (Detail)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Weighted Average Number of Shares Outstanding [Line Items]	'	'	'	'
Stock options excluded from the calculation of diluted weighted-average outstanding shares because their impact was anti-dilutive	1.3	1.7	1.2	1.5

Schedule_of_Intangible_Assets_

Schedule of Intangible Assets by Class (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	$3,600	$3,680
Accumulated Amortization	1,558	1,538
Net Book Value	2,042	2,142
Customer Related Intangible Assets	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	2,155	2,155
Accumulated Amortization	765	667
Net Book Value	1,390	1,488
Acquired Software and Technology	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	493	493
Accumulated Amortization	339	289
Net Book Value	154	204
Trade Names	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	120	120
Accumulated Amortization	44	39
Net Book Value	76	81
Capitalized Software Development Costs	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	603	635
Accumulated Amortization	277	348
Net Book Value	326	287
Purchased Software	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	229	277
Accumulated Amortization	133	195
Net Book Value	$96	$82

Intangible_Assets_Additional_I

Intangible Assets - Additional Information (Detail) (USD $)	Sep. 30, 2014
In Millions, unless otherwise specified
Acquired Intangible Assets	'
Finite-Lived Intangible Assets [Line Items]	'
2014	$200
2015	190
2016	150
2017	140
2018	140
Capitalized And Purchased Software	'
Finite-Lived Intangible Assets [Line Items]	'
2014	$110

Schedule_of_Accounts_Payable_a

Schedule of Accounts Payable and Accrued Expenses (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Accounts Payable and Accrued Liabilities [Line Items]	'	'
Trade accounts payable	$54	$67
Client deposits	236	190
Settlement obligations	198	184
Accrued compensation and benefits	156	165
Other accrued expenses	242	150
Total	$886	$756

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Income Tax Contingency [Line Items]	'	'	'	'	'
Effective income tax rate	44.00%	33.10%	37.20%	34.10%	'
Unrecognized tax benefits	$51	'	$51	'	$60
Unrecognized Tax Benefits that Would Impact Effective Tax Rate	$40	'	$40	'	'

Schedule_of_Accumulated_Other_

Schedule of Accumulated Other Comprehensive Loss (Detail) (USD $)

3 Months Ended

9 Months Ended

In Millions, unless otherwise specified

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Cash Flow Hedges

Cash Flow Hedges

Foreign Currency Translation

Foreign Currency Translation

Other

Other

Other

Other

Accumulated Other Comprehensive Income (Loss) [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

Balance at Beginning of the period

'

'

($60)

($60)

($49)

($57)

($9)

($1)

($2)

($2)

($2)

($2)

Other comprehensive (loss) income before reclassifications

'

'

-3

-10

1

-2

-4

-8

'

'

'

'

Amounts reclassified from accumulated other comprehensive loss

'

'

6

7

6

7

'

'

'

'

'

'

Total other comprehensive (loss) income

-8

4

3

-3

7

5

-4

-8

'

'

'

'

Balance at End of the period

($57)

($63)

($57)

($63)

($42)

($52)

($13)

($9)

($2)

($2)

($2)

($2)

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Loss - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Other Comprehensive Income (Loss) [Line Items]	'	'
Estimated interest expense related to settled interest rate hedge contracts during the next twelve months	$14	'
Foreign currency forward exchange contracts | India, Rupees	'	'
Other Comprehensive Income (Loss) [Line Items]	'	'
Notional amount of derivative	42	53
Total fair value of cash flow hedge derivatives	$1	($1)

Schedule_of_Supplemental_Cash_

Schedule of Supplemental Cash Flow Information (Detail) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash Flow Supplemental Disclosures [Line Items]	'	'
Interest paid, including on assumed debt	$77	$97
Income taxes paid from continuing operations	231	238
Treasury stock purchases settled after the balance sheet date	13	8
Liabilities assumed in acquisition of business	'	$1,169

Cash_Flow_Information_Addition

Cash Flow Information - Additional Information (Detail) (Club Solutions Business, USD $)	0 Months Ended
In Millions, unless otherwise specified	Mar. 14, 2013
Club Solutions Business	'
Cash Flow Supplemental Disclosures [Line Items]	'
Cash Received from sale of discontinued operations	$35

Schedule_of_Segment_Reporting_

Schedule of Segment Reporting Information (Detail) (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Segment Reporting Information [Line Items]	'	'	'	'
Processing and services revenue	$1,063	$1,016	$3,141	$2,997
Product revenue	200	185	609	554
Total revenue	1,263	1,201	3,750	3,551
Operating income	315	280	893	764
Payments	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Processing and services revenue	520	480	1,512	1,410
Product revenue	166	151	516	464
Total revenue	686	631	2,028	1,874
Operating income	201	173	566	518
Financial	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Processing and services revenue	544	538	1,634	1,595
Product revenue	44	42	124	118
Total revenue	588	580	1,758	1,713
Operating income	193	194	581	541
Corporate and Other	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Processing and services revenue	-1	-2	-5	-8
Product revenue	-10	-8	-31	-28
Total revenue	-11	-10	-36	-36
Operating income	($79)	($87)	($254)	($295)

Business_Segment_Information_A

Business Segment Information - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Segment Reporting Information [Line Items]	'	'
Goodwill	$5,212	$5,216
Payments	'	'
Segment Reporting Information [Line Items]	'	'
Goodwill	3,400	3,400
Financial	'	'
Segment Reporting Information [Line Items]	'	'
Goodwill	$1,800	$1,800

Condensed_Consolidating_Statem

Condensed Consolidating Statement of Income and Comprehensive Income (Detail) (USD $)	3 Months Ended		9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Revenue:	'	'	'	'
Processing and services	$1,063	$1,016	$3,141	$2,997
Product	200	185	609	554
Total revenue	1,263	1,201	3,750	3,551
Expenses:	'	'	'	'
Cost of processing and services	537	520	1,610	1,565
Cost of product	168	164	519	511
Selling, general and administrative	243	237	728	711
Total expenses	948	921	2,857	2,787
Operating income (loss)	315	280	893	764
Interest expense, net	-41	-41	-122	-123
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	274	239	771	641
Income tax (provision) benefit	-120	-79	-287	-218
Income from investment in unconsolidated affiliate	85	1	89	7
Income from continuing operations	239	161	573	430
Income (loss) from discontinued operations, net of income taxes	'	-2	'	-3
Net income	239	159	573	427
Comprehensive income	231	163	576	424
Eliminations	'	'	'	'
Revenue:	'	'	'	'
Processing and services	-44	-41	-130	-122
Product	-16	-14	-52	-48
Total revenue	-60	-55	-182	-170
Expenses:	'	'	'	'
Cost of processing and services	-44	-41	-130	-122
Cost of product	-16	-14	-52	-48
Total expenses	-60	-55	-182	-170
Equity in earnings of consolidated affiliates	-264	-191	-651	-531
Income from continuing operations	-264	-191	-651	-531
Net income	-264	-191	-651	-531
Comprehensive income	-255	-193	-647	-523
Parent Company	'	'	'	'
Expenses:	'	'	'	'
Selling, general and administrative	22	25	71	84
Total expenses	22	25	71	84
Operating income (loss)	-22	-25	-71	-84
Interest expense, net	-32	-33	-96	-97
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	-54	-58	-167	-181
Income tax (provision) benefit	29	28	89	80
Equity in earnings of consolidated affiliates	264	191	651	531
Income from continuing operations	239	161	573	430
Income (loss) from discontinued operations, net of income taxes	'	-2	'	-3
Net income	239	159	573	427
Comprehensive income	231	163	576	424
Guarantor Subsidiaries	'	'	'	'
Revenue:	'	'	'	'
Processing and services	774	731	2,297	2,168
Product	189	174	585	526
Total revenue	963	905	2,882	2,694
Expenses:	'	'	'	'
Cost of processing and services	393	373	1,176	1,113
Cost of product	159	155	496	494
Selling, general and administrative	160	152	487	456
Total expenses	712	680	2,159	2,063
Operating income (loss)	251	225	723	631
Interest expense, net	-7	-8	-20	-19
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	244	217	703	612
Income tax (provision) benefit	-119	-78	-291	-222
Income from investment in unconsolidated affiliate	85	1	89	7
Income from continuing operations	210	140	501	397
Net income	210	140	501	397
Comprehensive income	210	140	501	397
Non-Guarantor Subsidiaries	'	'	'	'
Revenue:	'	'	'	'
Processing and services	333	326	974	951
Product	27	25	76	76
Total revenue	360	351	1,050	1,027
Expenses:	'	'	'	'
Cost of processing and services	188	188	564	574
Cost of product	25	23	75	65
Selling, general and administrative	61	60	170	171
Total expenses	274	271	809	810
Operating income (loss)	86	80	241	217
Interest expense, net	-2	'	-6	-7
Income (loss) from continuing operations before income taxes and income from investment in unconsolidated affiliate	84	80	235	210
Income tax (provision) benefit	-30	-29	-85	-76
Income from continuing operations	54	51	150	134
Net income	54	51	150	134
Comprehensive income	$45	$53	$146	$126

Condensed_Consolidating_Balanc

Condensed Consolidating Balance Sheet (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Assets	'	'	'	'
Cash and cash equivalents	$409	$400	$321	$358
Trade accounts receivable, net	748	751	'	'
Prepaid expenses and other current assets	422	421	'	'
Total current assets	1,579	1,572	'	'
Intangible assets, net	2,042	2,142	'	'
Goodwill	5,212	5,216	'	'
Other long-term assets	605	583	'	'
Total assets	9,438	9,513	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	886	756	'	'
Current maturities of long-term debt	92	92	'	'
Deferred revenue	419	484	'	'
Total current liabilities	1,397	1,332	'	'
Long-term debt	3,756	3,756	'	'
Other long-term liabilities	823	840	'	'
Total liabilities	5,976	5,928	'	'
Total shareholders' equity	3,462	3,585	'	'
Total liabilities and shareholders' equity	9,438	9,513	'	'
Eliminations	'	'	'	'
Assets	'	'	'	'
Due from consolidated affiliates	-2,777	-2,108	'	'
Investments in consolidated affiliates	-10,763	-10,122	'	'
Total assets	-13,540	-12,230	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Due to consolidated affiliates	-2,777	-2,108	'	'
Total liabilities	-2,777	-2,108	'	'
Total shareholders' equity	-10,763	-10,122	'	'
Total liabilities and shareholders' equity	-13,540	-12,230	'	'
Parent Company	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	128	139	18	85
Prepaid expenses and other current assets	52	81	'	'
Total current assets	180	220	'	'
Investments in consolidated affiliates	10,763	10,122	'	'
Intangible assets, net	22	22	'	'
Other long-term assets	37	33	'	'
Total assets	11,002	10,397	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	169	87	'	'
Current maturities of long-term debt	90	90	'	'
Total current liabilities	259	177	'	'
Long-term debt	3,755	3,754	'	'
Due to consolidated affiliates	2,777	2,108	'	'
Other long-term liabilities	749	773	'	'
Total liabilities	7,540	6,812	'	'
Total shareholders' equity	3,462	3,585	'	'
Total liabilities and shareholders' equity	11,002	10,397	'	'
Guarantor Subsidiaries	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	76	76	75	66
Trade accounts receivable, net	485	465	'	'
Prepaid expenses and other current assets	213	195	'	'
Total current assets	774	736	'	'
Due from consolidated affiliates	2,194	1,683	'	'
Intangible assets, net	1,772	1,866	'	'
Goodwill	4,154	4,150	'	'
Other long-term assets	464	448	'	'
Total assets	9,358	8,883	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	511	463	'	'
Current maturities of long-term debt	2	2	'	'
Deferred revenue	263	292	'	'
Total current liabilities	776	757	'	'
Long-term debt	1	2	'	'
Other long-term liabilities	30	25	'	'
Total liabilities	807	784	'	'
Total shareholders' equity	8,551	8,099	'	'
Total liabilities and shareholders' equity	9,358	8,883	'	'
Non-Guarantor Subsidiaries	'	'	'	'
Assets	'	'	'	'
Cash and cash equivalents	205	185	228	207
Trade accounts receivable, net	263	286	'	'
Prepaid expenses and other current assets	157	145	'	'
Total current assets	625	616	'	'
Due from consolidated affiliates	583	425	'	'
Intangible assets, net	248	254	'	'
Goodwill	1,058	1,066	'	'
Other long-term assets	104	102	'	'
Total assets	2,618	2,463	'	'
Liabilities and Shareholders' Equity	'	'	'	'
Accounts payable and accrued expenses	206	206	'	'
Deferred revenue	156	192	'	'
Total current liabilities	362	398	'	'
Other long-term liabilities	44	42	'	'
Total liabilities	406	440	'	'
Total shareholders' equity	2,212	2,023	'	'
Total liabilities and shareholders' equity	$2,618	$2,463	'	'

Condensed_Consolidating_Statem1

Condensed Consolidating Statement of Cash Flows (Detail) (USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:	'	'
Net cash provided by (used in) operating activities from continuing operations	$960	$681
Cash flows from investing activities:	'	'
Capital expenditures, including capitalization of software costs	-225	-171
Payments for acquisitions of businesses, net of cash acquired	'	-30
Dividend from unconsolidated affiliate	'	116
Net proceeds from investments	7	2
Other investing activities	-1	-1
Net cash used in investing activities from continuing operations	-219	-84
Cash flows from financing activities:	'	'
Debt proceeds	544	1,319
Debt repayments	-544	-1,574
Issuance of treasury stock	39	37
Purchases of treasury stock	-785	-455
Other financing activities	15	12
Net cash (used in) provided by financing activities from continuing operations	-731	-661
Net change in cash and cash equivalents from continuing operations	10	-64
Net cash flows from (to) discontinued operations	-1	27
Beginning balance	400	358
Ending balance	409	321
Eliminations	'	'
Cash flows from investing activities:	'	'
Other investing activities	691	732
Net cash used in investing activities from continuing operations	691	732
Cash flows from financing activities:	'	'
Other financing activities	-691	-732
Net cash (used in) provided by financing activities from continuing operations	-691	-732
Parent Company	'	'
Cash flows from operating activities:	'	'
Net cash provided by (used in) operating activities from continuing operations	33	-70
Cash flows from investing activities:	'	'
Capital expenditures, including capitalization of software costs	-3	-2
Payments for acquisitions of businesses, net of cash acquired	'	-55
Other investing activities	'	-1
Net cash used in investing activities from continuing operations	-3	-58
Cash flows from financing activities:	'	'
Debt proceeds	544	1,319
Debt repayments	-544	-1,573
Issuance of treasury stock	39	37
Purchases of treasury stock	-785	-455
Other financing activities	706	741
Net cash (used in) provided by financing activities from continuing operations	-40	69
Net change in cash and cash equivalents from continuing operations	-10	-59
Net cash flows from (to) discontinued operations	-1	-8
Beginning balance	139	85
Ending balance	128	18
Guarantor Subsidiaries	'	'
Cash flows from operating activities:	'	'
Net cash provided by (used in) operating activities from continuing operations	736	568
Cash flows from investing activities:	'	'
Capital expenditures, including capitalization of software costs	-163	-122
Payments for acquisitions of businesses, net of cash acquired	'	25
Dividend from unconsolidated affiliate	'	116
Other investing activities	-573	-612
Net cash used in investing activities from continuing operations	-736	-593
Cash flows from financing activities:	'	'
Debt repayments	'	-1
Net cash (used in) provided by financing activities from continuing operations	'	-1
Net change in cash and cash equivalents from continuing operations	'	-26
Net cash flows from (to) discontinued operations	'	35
Beginning balance	76	66
Ending balance	76	75
Non-Guarantor Subsidiaries	'	'
Cash flows from operating activities:	'	'
Net cash provided by (used in) operating activities from continuing operations	191	183
Cash flows from investing activities:	'	'
Capital expenditures, including capitalization of software costs	-59	-47
Net proceeds from investments	7	2
Other investing activities	-119	-120
Net cash used in investing activities from continuing operations	-171	-165
Cash flows from financing activities:	'	'
Other financing activities	'	3
Net cash (used in) provided by financing activities from continuing operations	'	3
Net change in cash and cash equivalents from continuing operations	20	21
Beginning balance	185	207
Ending balance	$205	$228