First Citizens BancShares (FCNCO) 10-Q2008 Q3 Quarterly report

Filed: 6 Nov 08, 12:00am

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New words: allocate, authorized, basic, bearing, Bush, center, committed, common, confidence, connection, constrained, contact, contemplated, creation, DC, deemed, directly, Discover, disruption, distressed, driven, encourage, escrow, exceeded, failure, FDIC, fifty, global, governmental, hundred, incidence, ineligible, legislation, Lehman, merge, merged, merger, modification, National, November, October, pay, President, proportionate, proposed, reliant, resolve, response, responsibility, restructured, retrospective, sector, senior, settlement, situation, slight, slowdown, standard, struggle, Subsequent, supplemental, TARP, telecommunication, temporarily, Temporary, thousand, TLGP, troubled, unemployment, Unlimited, unsecured, urban, vigilant, virtually, voluntary, waive, weak, widespread, wrote

Removed: adequacy, Arizona, attentive, attribute, blended, California, charged, collectibility, Colorado, cycle, effort, endanger, highly, inflation, Item, lack, leverage, Maryland, Mexico, moderate, Oregon, problematic, prospective, recession, surpassing, Tennessee, Tier, West

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Exhibit 32

CERTIFICATION

The undersigned hereby certifies that, to his or her knowledge, (i) the Form 10-Q filed by First Citizens BancShares, Inc. (the “Issuer”) for the quarter ended September 30, 2008, fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (ii) the information contained in that report fairly presents, in all material respects, the financial condition and results of operations of the Issuer on the dates and for the periods presented therein.


November 5, 2008				/s/ FRANK B. HOLDING, JR.
				Frank B. Holding, Jr.
				President
				Chief Executive Officer

				/s/ KENNETH A. BLACK
				Kenneth A. Black
				Vice President and Chief Financial Officer