Donegal (DGICA) 10-Q 2004 Q3 Quarterly report

Exhibit 32.2

     Statement of Chief Financial Officer

Pursuant to Section 1350 of Title 18 of the United States Code

     Pursuant to Section 1350 of Title 18 of the United States Code, the undersigned, Ralph G. Spontak, the Senior Vice President and Chief Financial Officer of Donegal Group Inc., hereby certifies that, to the best of his knowledge:

1.	Our Form 10-Q Quarterly Report for the period ended September 30, 2004 (the “Report”) fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934; and
2.	The information contained in the Report fairly presents, in all material respects, our financial condition and results of operations.

Dated: October 29, 2004	/s/ Ralph G. Spontak
	Ralph G. Spontak, Senior Vice President and Chief Financial Officer

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