California First Leasing (CFNB) 10-Q 14 Nov 13 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Sep. 30, 2013	Nov. 11, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'CALIFORNIA FIRST NATIONAL BANCORP	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--06-30	'
Entity Common Stock, Shares Outstanding	'	10,447,227
Amendment Flag	'false	'
Entity Central Index Key	'0000803016	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets_Se

Consolidated Balance Sheets (Sept 30, 2013 Unaudited) (USD $)	Sep. 30, 2013	Jun. 30, 2013
ASSETS	'	'
Cash and due from banks	$78,791,000	$75,469,000
Investments	2,450,000	2,640,000
Securities available-for-sale	41,431,000	45,522,000
Receivables	2,120	1,395,000
Property acquired for transactions in process	20,360,000	11,927,000
Leases and loans:	'	'
Allowance for credit losses	-5,142,000	-5,136,000
Net investment in leases and loans	404,064,000	416,569,000
Net property on operating leases	337,000	455,000
Income taxes receivable	376,000	3,301,000
Other assets	712,000	857,000
Discounted lease rentals assigned to lenders	633,000	768,000
	551,274,000	558,903,000
Liabilities:	'	'
Accounts payable	5,122,000	8,849,000
Accrued liabilities	2,489,000	2,156,000
Demand and savings deposits	70,725,000	71,946,000
Time certificates of deposit	271,067,000	274,082,000
Lease deposits	1,846,000	1,648,000
Non-recourse debt	633,000	768,000
Deferred income taxes, net	16,732,000	18,575,000
	368,614,000	378,024,000
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Preferred stock; 2,500,000 shares authorized; none issued	0	0
Common stock; $.01 par value; 20,000,000 shares authorized; 10,447,227 (September 2013) and 10,447,227 (June 2013) issued and outstanding	104,000	104,000
Additional paid in capital	3,214,000	3,213,000
Retained earnings	178,803,000	176,972,000
Accumulated other comprehensive income	539,000	590,000
	182,660,000	180,879,000
	551,274,000	558,903,000
Leases [Member]	'	'
Leases and loans:	'	'
Leases and loans	337,030,000	345,753,000
Net investment in leases and loans	333,860,000	342,589,000
Commercial Loan [Member]	'	'
Leases and loans:	'	'
Leases and loans	$72,176,000	$75,952,000

Consolidated_Balance_Sheets_Se1

Consolidated Balance Sheets (Sept 30, 2013 Unaudited) (Parentheticals) (USD $)	Sep. 30, 2013	Jun. 30, 2013
Preferred stock, shares authorized	2,500,000	2,500,000
Preferred stock, shares issued	0	0
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	10,447,227	10,447,227
Common stock, shares outstanding	10,447,227	10,447,227

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Direct finance and loan income	$4,586	$4,706
Investment interest income	426	688
Total direct finance, loan and interest income	5,012	5,394
Interest expense on deposits	792	571
Net direct finance, loan and interest income	4,220	4,823
Provision for credit losses	'	275
Net direct finance, loan and interest income after provision for credit losses	4,220	4,548
Non-interest income	'	'
Operating and sales-type lease income	499	544
Gain on sale of leases, loans and leased property	781	313
Other fee income	132	121
Total non-interest income	1,412	978
Non-interest expenses	'	'
Compensation and employee benefits	1,747	2,240
Occupancy	205	234
Professional services	156	155
Other general and administrative	551	387
Total non-interest expenses	2,659	3,016
Earnings before income taxes	2,973	2,510
Income taxes	1,142	972
Net earnings	$1,831	$1,538
Basic earnings per common share (in Dollars per share)	$0.18	$0.15
Diluted earnings per common share (in Dollars per share)	$0.18	$0.15
Average common shares outstanding – basic (in Shares)	10,447,227	10,443,738
Average common shares outstanding – diluted (in Shares)	10,450,901	10,450,687

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Net earnings	$1,831	$1,538
Other comprehensive income (loss)	'	'
Unrealized (losses) gains on securities available-for-sale	-84	964
Tax effect	33	-339
Total other comprehensive (loss) income	-51	625
Total comprehensive income	$1,780	$2,163

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net Earnings	$1,831	$1,538
Adjustments to reconcile net earnings to cash flows provided by (used for) operating activities:	'	'
Provision for credit losses	'	275
Depreciation and net amortization (accretion)	-45	-145
Stock-based compensation expense	1	1
Gain on sale of leased property and sales-type lease income	-373	-67
Deferred income taxes, including income taxes payable	-1,807	-324
Decrease in income taxes receivable	2,925	681
Net decrease in accounts payable and accrued liabilities	-3,394	-592
Other, net	-415	-2,892
Net cash used for operating activities	-1,277	-1,525
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Investment in leases, loans and transactions in process	-50,060	-65,553
Payments received on lease receivables and loans	53,091	50,359
Proceeds from sales of leased property and sales-type leases	1,686	2,096
Pay down on investment securities	3,990	2,158
Net decrease in other assets	128	60
Net cash provided by (used for) investing activities	8,835	-10,880
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net (decrease) increase in time certificates of deposit	-3,015	2,608
Net decrease in demand and savings deposits	-1,221	-1,799
Proceeds from exercise of stock options	'	165
Net cash (used for) provided by financing activities	-4,236	974
NET CHANGE IN CASH AND CASH EQUIVALENTS	3,322	-11,431
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	75,469	56,921
CASH AND CASH EQUIVALENTS AT END OF PERIOD	78,791	45,490
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES	'	'
Decrease in lease rentals assigned to lenders and related non-recourse debt	-135	-843
Estimated residual values recorded on leases	-856	-1,101
Net cash paid during the three month period for:	'	'
Interest	802	577
Income Taxes	$24	$615

Consolidated_Statement_of_Stoc

Consolidated Statement of Stockholders’ Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Jun. 30, 2012	$104	$3,044	$192,603	$688	$196,439
Balance (in Shares) at Jun. 30, 2012	10,433,684	'	'	'	'
Net earnings	'	'	1,538	'	1,538
Other comprehensive income (loss)	'	'	'	625	625
Shares issued - Stock options exercised	'	165	'	'	165
Shares issued - Stock options exercised (in Shares)	13,543	'	'	'	13,543
Stock based compensation expense	'	1	'	'	1
Balance at Sep. 30, 2012	104	3,210	194,141	1,313	198,768
Balance (in Shares) at Sep. 30, 2012	10,447,227	'	'	'	'
Balance at Jun. 30, 2013	104	3,213	176,972	590	180,879
Balance (in Shares) at Jun. 30, 2013	10,447,227	'	'	'	'
Net earnings	'	'	1,831	'	1,831
Other comprehensive income (loss)	'	'	'	-51	-51
Stock based compensation expense	'	1	'	'	1
Balance at Sep. 30, 2013	$104	$3,214	$178,803	$539	$182,660
Balance (in Shares) at Sep. 30, 2013	10,447,227	'	'	'	'

Note_1_Basis_of_Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Business Description and Basis of Presentation [Text Block]	'
	NOTE 1- BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements of California First National Bancorp (the “Company”) and its subsidiaries California First National Bank (“CalFirst Bank” or the “Bank”) and California First Leasing Corporation (“CalFirst Leasing”) have been prepared in accordance with generally accepted accounting principles for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. The financial statements should be read in conjunction with the financial statements and notes thereto included in the Annual Report on Form 10-K for the year ended June 30, 2013. The material under the heading “Management’s Discussion and Analysis of Financial Condition and Results of Operations” is written with the presumption that the readers have read or have access to the 2013 Annual Report on Form 10-K, which contains Management’s Discussion and Analysis of Financial Condition and Results of Operations as of June 30, 2013 and for the year then ended.
	In the opinion of management, the unaudited financial statements contain all adjustments, consisting only of normal recurring adjustments, necessary for a fair statement of the balance sheet as of September 30, 2013 and the statements of earnings, comprehensive income, cash flows and stockholders’ equity for the three-month periods ended September 30, 2013 and 2012. The results of operations for the three-month period ended September 30, 2013 are not necessarily indicative of the results of operations to be expected for the entire fiscal year ending June 30, 2014.
	Certain reclassifications have been made to the fiscal 2013 financial statements to conform to the presentation of the fiscal 2014 financial statements.

Note_2_Recent_Accounting_Prono

Note 2 - Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2013
Table Text Block [Abstract]	'
Schedule of New Accounting Pronouncements and Changes in Accounting Principles [Table Text Block]	'
	NOTE 2 – RECENT ACCOUNTING PRONOUNCEMENTS
	In February 2013, the FASB issued ASU 2013-02, Other Comprehensive Income (Topic 220), Reporting of Amounts Reclassified out of Other Comprehensive Income ("ASU 2013-02"). The provisions in the ASU supersede and replace the presentation requirements for reclassifications out of AOCI in ASUs 2011-05 and 2011-12. ASU 2013-02 requires entities to disclose additional information about reclassification adjustments, including (1) changes in AOCI balances by component and (2) significant items reclassified out of AOCI. The new disclosure requirements are effective for fiscal years, and interim periods within those years, beginning after December 15, 2012. The Company adopted ASU 2013-02 for its first quarter of fiscal 2014. Adoption of the new guidance did not have a significant impact on the Company's consolidated financial statements

Note_3_Stockbased_Compensation

Note 3 - Stock-based Compensation	3 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	NOTE 3 – STOCK-BASED COMPENSATION
	At September 30, 2013, the Company has one stock option plan, which is more fully described in Note 14 in the Company’s 2013 Annual Report on Form 10-K.  Pursuant to ASC Topic 718, “Compensation – Stock Compensation” (“ASC 718”), compensation expense is recognized over the requisite service period using the fair-value based method for all new awards calculated at the grant date.
	During the quarters ended September 30, 2013 and 2012, the Company recognized pre-tax stock-based compensation expense of $1,000 in each respective quarter. Such expense related to options granted during fiscal 2013.  The Company has not awarded any new grants in fiscal 2014 and has calculated the stock-based compensation expense based upon the original grant date fair value as allowed under ASC 718.  The valuation variables utilized at the grant dates are discussed in the Company’s 2013 Annual Report on Form 10-K, the year of the original grant.  As of September 30, 2013, approximately $17,000 of total unrecognized compensation expense related to unvested shares is expected to be recognized over the next 46 months.
	The following table summarizes the stock option activity for the periods indicated:
			Three months ended
			30-Sep-13						30-Sep-12
			Shares			Weighted Average			Shares			Weighted Average
						Exercise Price						Exercise Price
	Options outstanding at the beginning of period			22,697		$	13.91			26,240		$	12.19
	Granted			-			-			10,000			16
	Exercised			-			-			(13,543	)		12.13
	Canceled/expired			-			-			-			-
	Options outstanding at end of period			22,697		$	13.91			22,697		$	13.91
	Options exercisable at end of period			14,697						12,697
	As of September 30, 2013
	Options Outstanding													Options Exercisable
	Range of						Number			Weighted Average		Weighted		Number		Weighted
	Exercise prices						Outstanding			Remaining Contractual		Average		Exercisable		Average
										Life (in years)		Exercise Price				Exercise Price
	$	9.96	-	$	12.49			12,697		0.29		$	12.26		12,697	$	12.26
		16	-		16.00			10,000		8.83			16		2,000		16
	$	9.96	-	$	16			22,697		4.05		$	13.91		14,697	$	12.77

Note_4_Fair_Value_Measurement

Note 4 - Fair Value Measurement:	3 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Fair Value, Measurement Inputs, Disclosure [Text Block]	'
	NOTE 4 – FAIR VALUE MEASUREMENT:
	ASC Topic 820: “Fair Value Measurements and Disclosures” defines fair value as the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants in the principal or most advantageous market for the asset or liability.  ASC Topic 820 establishes a three-tiered value hierarchy that prioritizes inputs based on the extent to which inputs used are observable in the market and requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs.  If a value is based on inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation.  The three levels of inputs are defined as follows:
	·	Level 1 - Valuation is based upon unadjusted quoted prices for identical instruments traded in active markets;
	·	Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market;
	·	Level 3 - Valuation is generated from model-based techniques that use inputs not observable in the market and based on the entity’s own judgment.  Level 3 valuation techniques could include the use of option pricing models, discounted cash flow models and similar techniques, and rely on assumptions that market participants would use in pricing the asset or liability.
	ASC 820 applies whenever other accounting pronouncements require presentation of fair value measurements, but does not change existing guidance as to whether or not an instrument is carried at fair value.  As such, ASC 820 does not apply to the Company’s investment in leases.  The Company’s financial assets measured at fair value on a recurring basis include primarily securities available-for-sale and at September 30, 2013, there were no liabilities subject to ASC 820.
	Securities available-for-sale include corporate bonds, municipal bonds, mutual fund and equity investments and generally are reported at fair value utilizing Level 1 and Level 2 inputs.  The fair value of corporate and municipal bonds are obtained from independent quotation bureaus that use computerized valuation formulas to calculate current values based on observable transactions, but not a quoted bid, or are valued using prices obtained from the custodian, who uses third party data service providers (Level 2 input). Mutual funds and equity investments are valued by reference to the market closing or last trade price (Level 1 inputs). In the unlikely event that no trade occurred on the applicable date, an indicative bid or the last trade most proximate to the applicable date would be used (Level 2 input).
	The following table summarizes the Company’s assets, which are measured at fair value on a recurring basis as of September 30, 2013 and June 30, 2013:
	(in thousands)		Total		Quoted Price in		Significant Other		Significant
	Description of Assets / Liabilities		Fair Value		Active Markets for		Observable Inputs		Unobservable Inputs
					Identical Assets		(Level 2)		(Level 3)
					(Level 1)
	As of September 30, 2013
	Corporate bonds		$	39,086	$	-	$	39,086	$	-
	Municipal bonds			435		-		435		-
	Mutual fund investments			1,187		1,187		-		-
	Equity investment			723		723		-		-
			$	41,431	$	1,910	$	39,521	$	-
	As of June 30, 2013
	Corporate bonds		$	43,147	$	-	$	43,147	$	-
	Municipal bonds			436		-		436		-
	Mutual fund investment			1,250		1,250		-		-
	Equity investment			689		689		-		-
			$	45,522	$	1,939	$	43,583	$	-
	Certain financial instruments, such as impaired loans and unfunded loan commitments, are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments only in certain circumstances, usually if there was evidence of impairment.  The Company had no such assets or liabilities at September 30, 2013 and June 30, 2013.

Note_5_Fair_Value_Of_Financial

Note 5 - Fair Value Of Financial Instruments:	3 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 5 – FAIR VALUE OF FINANCIAL INSTRUMENTS:
	In accordance with ASC 825-50, the following table summarizes the estimated fair value of financial instruments as of September 30, 2013, and June 30, 2013, and includes financial instruments that are not accounted for or carried at fair value.  In accordance with disclosure guidance, certain financial instruments, including all lease related assets and liabilities and all non-financial instruments are excluded from fair value of financial instrument disclosure requirements.  Accordingly, the aggregate of the fair values presented does not represent the total underlying value of the Company.  These fair value estimates are based on relevant market information and data, however, given there is no active market or observable market transactions for certain financial instruments, the Company has made estimates of fair values which are subjective in nature, involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimated values.
	For cash and cash equivalents and demand deposits, because of their short-term nature, the carrying amounts approximate the fair value and are classified as Level 1 in the fair value hierarchy.  Values for investments and available-for-sale securities are determined as set forth in Note 4 and 7.  The fair value of loan participations that trade regularly in the secondary market is based upon current bid prices in such market at the measurement date and are classified as Level II in the fair value hierarchy. For other loans, the estimated fair value is calculated based on discounted cashflow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality and are classified as Level III in the fair value hierarchy.  These calculations have been adjusted for credit risk based on the Company’s historical credit loss experience.  The fair value of certificates of deposit are estimated based on discounted cash flows using current offered market rates or interest rates for borrowings of similar maturity and are classified as Level III in the fair value hierarchy.
	The estimated fair values of financial instruments were as follows:
		30-Sep-13				30-Jun-13
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	78,791	$	78,791	$	75,469	$	75,469
	Investments		2,450		2,461		2,640		2,659
	Securities available-for-sale		41,431		41,431		45,522		45,522
	Commercial loan participations		61,305		61,522		64,987		65,226
	Other commercial loans		8,899		8,860		8,993		8,935
	Financial Liabilities:
	Demand and savings deposits		70,725		70,725		71,946		71,946
	Time certificate of deposits	$	271,067	$	271,332	$	274,082	$	274,449

Note_6_Investments

Note 6 - Investments:	3 Months Ended
	Sep. 30, 2013
Investments Schedule [Abstract]	'
Investment [Text Block]	'
	NOTE 6 – INVESTMENTS:
	Investments are carried at cost and consist of the following:
		30-Sep-13				30-Jun-13
		Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock	$	1,655	$	1,655	$	1,655	$	1,655
	Federal Home Loan Bank Stock		671		671		771		771
	Mortgage-backed investments		124		135		214		233
		$	2,450	$	2,461	$	2,640	$	2,659
	The investment in Federal Home Loan Bank of San Francisco (“FHLB”) stock is a required investment related to CalFirst Bank’s borrowing arrangements with the FHLB. The FHLB obtains its funding primarily through issuance of consolidated obligations of the Federal Home Loan Bank system.  The U.S. Government does not guarantee these obligations, and each of the 12 FHLB’s are generally jointly and severally liable for repayment of each other’s debt.  Therefore, the Company’s investment could be adversely impacted by the financial operations of the FHLB and actions by the Federal Housing Finance Agency.  These investments have no stated maturity.
	The mortgage-backed investments consist of a U.S. agency issued security.  The Company has determined that it has the ability to hold this investment until maturity and, given the Company’s intent to do so, anticipates that it will realize the full carrying value of its investment and carries the security at amortized cost.

Note_7_Securities_AvailableFor

Note 7 - Securities Available-For-Sale: (Securities Available-For-Sale [Member])	3 Months Ended
	Sep. 30, 2013
Securities Available-For-Sale [Member]	'
Note 7 - Securities Available-For-Sale: [Line Items]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	NOTE 7 – SECURITIES AVAILABLE-FOR-SALE:
	The amortized cost, fair value, and carrying value of securities were as follows:
		at September 30, 2013
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate bonds	$	38,433		$	653	$	-		$	39,086
	Municipal bonds		412			23		-			435
	Mutual fund investments		1,306			-		(119	)		1,187
	Equity investments		422			301		-			723
	Total securities available-for-sale	$	40,573		$	977	$	(119	)	$	41,431
		at June 30, 2013
		Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate bonds	$	42,435		$	712	$	-		$	43,147
	Municipal bonds		412			24		-			436
	Mutual fund investments		1,306			-		(56	)		1,250
	Equity investments		422			267		-			689
	Total securities available-for-sale	$	44,575		$	1,003	$	(56	)	$	45,522
	The amortized cost and estimated fair value of available-for-sale securities at September 30, 2013, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	27,250		$	27,515
	Due after one year but less than 5 years		11,595			12,006
	Due after five years		-			-
	No stated maturity		1,728			1,910
	Total securities available-for-sale	$	40,573		$	41,431
	As of September 30, 2013 and 2012 the Company had no gross realized gains, losses or other than temporary impairments of available-for-sale securities.
	The following table presents the fair value and associated gross unrealized loss on an available-for-sale security with a gross unrealized loss at September 30, 2013 and June 30, 2013.
		Less than 12 Months					12 Months or More					Total
		Unrealized			Estimated		Unrealized			Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss			Fair Value		Loss			Fair Value
		(in thousands)
	At September 30, 2013
	Mutual fund investment	$	(119	)	$	1,187	$	-		$	-	$	(119	)	$	1,187
	Total	$	(119	)	$	1,187	$	-		$	-	$	(119	)	$	1,187
	At June 30, 2013
	Mutual fund investment	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250
	Total	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250
	The Company conducts a regular assessment of its investment portfolios to determine whether any securities are other-than-temporarily impaired. In estimating other-than-temporary impairment losses, management considers, among other factors, length of time and extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery. As of September 30, 2013, no securities were other than temporarily impaired.

Note_8_Net_Investment_In_Lease

Note 8 - Net Investment In Leases	3 Months Ended
	Sep. 30, 2013
Leases [Abstract]	'
Leases of Lessor Disclosure [Text Block]	'
	NOTE 8 – NET INVESTMENT IN LEASES
	The Company's net investment in leases consists of the following:
		30-Sep-13			30-Jun-13
		(in thousands)
	Minimum lease payments receivable	$	348,212		$	357,942
	Estimated residual value		13,800			14,087
	Less unearned income		(24,982	)		(26,276	)
	Net investment in leases before allowances		337,030			345,753
	Less allowance for lease losses		(2,919	)		(2,916	)
	Less valuation allowance for estimated residual value		(251	)		(248	)
	Net investment in leases	$	333,860		$	342,589
	The minimum lease payments receivable and estimated residual value are discounted using the internal rate of return method related to each specific capital lease.  Unearned income includes the offset of initial direct costs of $2.6 million at September 30, 2013 and at June 30, 2013.

Note_9_Commercial_Loans

Note 9 - Commercial Loans (Commercial Loan [Member])	3 Months Ended
	Sep. 30, 2013
Commercial Loan [Member]	'
Note 9 - Commercial Loans [Line Items]	'
Financing Receivables [Text Block]	'
	NOTE 9 – COMMERCIAL LOANS
	The Company’s investment in commercial loans consists of the following:
		30-Sep-13			30-Jun-13
		(in thousands)
	Commercial term loans	$	62,287		$	65,094
	Commercial real estate loans		9,316			9,411
	Revolving lines of credit		948			1,841
	Total commercial loans		72,551			76,346
	Less unearned income and discounts		(375	)		(394	)
	Less allowance for loan losses		(1,972	)		(1,972	)
	Net commercial loans	$	70,204		$	73,980
	Commercial loans are reported at their outstanding unpaid principal balances reduced by the allowance for loan losses and net of any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans. Interest income is accrued on the unpaid principal balance. Loan origination fees and certain direct origination costs are capitalized and recognized as an adjustment of the yield of the related commercial loan.
	In addition to the amount outstanding on revolving lines of credit set forth above, the Company had additional unused commitments on revolving lines of credit in the amount of $10.0 million at September 30, 2013 and $12.0 million at June 30, 2013. The Company has a recorded liability for unfunded loan commitments of $25,000 at September 30, 2013 and June 30, 2013 related to such commitments.

Note_10_Credit_Quality_Of_Fina

Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses	3 Months Ended
	Sep. 30, 2013
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]	'
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Text Block]	'
	NOTE 10 – CREDIT QUALITY OF FINANCING RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
	The following tables provide information on the credit profile of the components of the portfolio and allowance for credit losses related to “financing receivables” as defined under ASC Topic 310, Receivables.  This disclosure on “financing receivables” covers the Company’s direct finance and sales-type leases and all commercial loans, but does not include operating leases and transactions in process.   The portfolio is disaggregated into segments and classifications appropriate for assessing and monitoring the portfolios’ risk and performance. This disclosure does not encompass all risk assets or the entire allowance for credit losses.
	Portfolio segments identified by the Company include leases and loans.  These segments have been disaggregated into four classes: 1) commercial leases, 2) education, government and non-profit leases, 3) commercial and industrial loans and 4) commercial real estate loans.  Relevant risk characteristics for establishing these portfolio classes generally include the nature of the borrower, structure of the transaction and collateral type. The Company’s credit process includes a policy of classifying all leases and loans in accordance with a risk rating classification system consistent with regulatory models under which leases and loans may be rated as “pass”, “special mention”, “substandard”, or “doubtful”. These risk categories reflect an assessment of the ability of the borrowers to service their obligation based on current financial position, historical payment experience, and collateral adequacy, among other factors.  The Company uses the following definitions for risk ratings:
		Pass – Includes credits of the highest quality as well as credits with positive primary repayment source but one or more characteristics that are of higher than average risk.
		Special Mention – Have a potential weakness that if left uncorrected may result in deterioration of the repayment prospects for the lease or loan or of the Company’s credit position at some future date.
		Substandard – Are inadequately protected by the paying capacity of the obligor or of the collateral, if any. Substandard credits have a well-defined weakness that jeopardize the liquidation of the debt or indicate the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
		Doubtful – Based on current information and events, collection of all amounts due according to the contractual terms of the lease or loan agreement is considered highly questionable and improbable.
	The risk classification of financing receivables by portfolio class is as follows:
	(in thousands)		Commercial			Education			Commercial		Commercial			Total
			Leases			Government			& Industrial		Real Estate			Financing
						Non-profit			Loans		Loans			Receivable
						Leases
	As of September 30, 2013:
	Pass		$	252,001		$	78,407		$	60,677	$	3,577		$	394,662
	Special Mention			4,281			143			2,189		-			6,613
	Substandard			1,499			616			-		5,733			7,848
	Doubtful			73			10			-		-			83
			$	257,854		$	79,176		$	62,866	$	9,310		$	409,206
	Non-accrual		$	1,591		$	10		$	-	$	-		$	1,601
	As of June 30, 2013:
	Pass		$	256,360		$	81,730		$	64,366	$	3,616		$	406,072
	Special Mention			5,264			200			2,182		-			7,646
	Substandard			1,499			615			-		5,788			7,902
	Doubtful			73			12			-		-			85
			$	263,196		$	82,557		$	66,548	$	9,404		$	421,705
	Non-accrual		$	1,591		$	23		$	-	$	-		$	1,614
	The accrual of interest income on leases and loans will be discontinued when the customer becomes ninety days or more past due on its lease or loan payments with the Company, unless the Company believes the investment is otherwise recoverable.  Leases and loans may be placed on non-accrual earlier if the Company has significant doubt about the ability of the customer to meet its lease or loan obligations, as evidenced by consistent delinquency, deterioration in the customer’s financial condition or other relevant factors. Payments received while on non-accrual are applied to reduce the Company’s recorded value.
	The following table presents the aging of the financing receivables by portfolio class:
	(in thousands)		30-89			Greater			Total		Current			Total			Over 90
			Days			Than			Past Due					Financing			Days &
						90 Days								Receivable			Accruing
	As of September 30, 2013:
	Commercial Leases		$	442		$	105		$	547	$	257,307		$	257,854		$	105
	Education, Government, Non-profit Leases			-			-			-		79,176			79,176			-
	Commercial and Industrial Loans			-			-			-		62,866			62,866			-
	Commercial Real Estate Loans			-			-			-		9,310			9,310			-
			$	442		$	105		$	547	$	408,659		$	409,206		$	-
	As of June 30, 2013:
	Commercial Leases		$	113		$	-		$	113	$	263,083		$	263,196		$	-
	Education, Government, Non-profit Leases			-			-			-		82,557			82,557			-
	Commercial and Industrial Loans			-			-			-		66,548			66,548			-
	Commercial Real Estate Loans			-			-			-		9,404			9,404			-
			$	113		$	-		$	113	$	421,592		$	421,705		$	-
	The commercial lease greater than 90 days past due and still accruing related to procedural issues with one lease schedule that was brought current in early October 2013.
	The following table presents the allowance balances and activity in the allowance related to financing receivables, along with the recorded investment and allowance determined based on impairment method as of September 30, 2013 and June 30, 2013:
	(in thousands)		Commercial			Education			Commercial		Commercial			Total
			Leases			Government			& Industrial		Real Estate			Financing
						Non-profit			Loans		Loans			Receivable
						Leases
	As of September 30, 2013:
	Allowance for lease and loan losses
	Balance beginning of period		$	2,546		$	618		$	1,561	$	411		$	5,136
	Charge-offs			(8	)		-			-		-			(8	)
	Recoveries			14			-			-		-			14
	Provision			-			-			-		-			-
	Balance end of period		$	2,552		$	618		$	1,561	$	411		$	5,142
	Individually evaluated for impairment		$	371		$	102		$	-	$	-		$	473
	Collectively evaluated for impairment			2,181			516			1,561		411			4,669
	Total ending allowance balance		$	2,552		$	618		$	1,561	$	411		$	5,142
	Finance receivables
	Individually evaluated for impairment		$	2,811		$	626		$	-	$	-		$	3,437
	Collectively evaluated for impairment			255,043			78,550			62,866		9,310			405,769
			$	257,854		$	79,176		$	62,866	$	9,310		$	409,206
As of June 30, 2013:
Allowance for lease and loan losses
Balance beginning of period		$	2,236		$	897		$	1,561	$	511		$	5,205
Charge-offs			(71	)		(279	)		-		-			(350	)
Recoveries			6			-			-		-			6
Provision			375			-			-		(100	)		275
Balance end of period		$	2,546		$	618		$	1,561	$	411		$	5,136
Individually evaluated for impairment		$	330		$	111		$	-	$	-		$	441
Collectively evaluated for impairment			2,216			507			1,561		411			4,695
Total ending allowance balance		$	2,546		$	618		$	1,561	$	411		$	5,136
Finance receivables
Individually evaluated for impairment		$	1,926		$	627		$	-	$	-		$	2,553
Collectively evaluated for impairment			261,270			81,930			66,548		9,404			419,152
Total ending finance receivable balance		$	263,196		$	82,557		$	66,548	$	9,404		$	421,705

Note_11_Borrowings

Note 11 - Borrowings	3 Months Ended
	Sep. 30, 2013
Debt Disclosure [Abstract]	'
Debt Disclosure [Text Block]	'
	NOTE 11 – BORROWINGS
	At September 30, 2013, CalFirst Leasing had a $10 million line of credit with a bank.  The purpose of the line is to provide resources as needed for investment in transactions-in-process and leases.  The agreement provides for borrowings based on Libor, requires a commitment fee on the unused line balance and allows for advances through March 31, 2014.  The line is unsecured, however, the Company guarantees CalFirst Leasing’s obligations.  Under provisions of the agreement, CalFirst Leasing must maintain a minimum net worth and profitability. At June 30 and September 30, 2013, CalFirst Leasing did not meet the profitability requirement, which has been waived by the bank.   No borrowings have been made under this line of credit over the past five years.
	CalFirst Bank is a member of the Federal Home Loan Bank of San Francisco (“FHLB”) and can take advantage of FHLB programs for overnight and term advances at published daily rates.  Under terms of a blanket collateral agreement, advances from the FHLB are collateralized by qualifying real estate loans and investment securities.  The Bank also has authority to borrow from the Federal Reserve Bank (“FRB”) discount window amounts secured by certain lease receivables.  At September 30, 2013, there were no borrowings from the FHLB, leaving available borrowing capacity of $2.4 million related to qualifying real estate loans of $3.6 million, and no borrowings from the FRB with borrowing availability of approximately $93.6 million secured by $123.8 million of lease receivables.

Note_12_Segment_Reporting

Note 12 - Segment Reporting	3 Months Ended
	Sep. 30, 2013
Segment Reporting [Abstract]	'
Segment Reporting Disclosure [Text Block]	'
	NOTE 12 – SEGMENT REPORTING
	The Company’s two subsidiaries, CalFirst Bank, an FDIC-insured national bank, and CalFirst Leasing are considered to be two different business segments. Below is a summary of each segment’s financial results for the quarters ended September 30, 2013 and 2012:
		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended September 30, 2013
	Total direct finance and interest income	$	4,259	$	753	$	-		$	5,012
	Net direct, loan and interest income after provision for credit losses		3,467		753		-			4,220
	Other income		377		1,035		-			1,412
	Net income		1,331		753		(253	)		1,831
	Total assets at September 30, 2013	$	464,757	$	89,171	$	(2,654	)	$	551,274
	Quarter ended September 30, 2012
	Total direct finance and interest income	$	4,114	$	1,277	$	3		$	5,394
	Net direct, loan and interest income after provision for credit losses		3,247		1,298		3			4,548
	Other income		310		668		-			978
	Net income		974		694		(130	)		1,538
	Total assets at September 30, 2012	$	380,879	$	129,181	$	(21,964	)	$	488,096

Note_13_Subsequent_Event

Note 13 - Subsequent Event	3 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	NOTE 13 – SUBSEQUENT EVENT
	On November 11, 2013, the Company’s Board of Directors declared an annual dividend in the amount of forty cents ($0.40) per share. The dividend will be payable on December 13, 2013 to all stockholders of record at the close of business on November 29, 2013.
	No other significant events occurred subsequent to the balance sheet date but prior to the filing of this report that would have a material impact on the Consolidated Financial Statements.

Note_3_Stockbased_Compensation1

Note 3 - Stock-based Compensation (Tables)	3 Months Ended
	Sep. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Stock Options Roll Forward [Table Text Block]	'
			Three months ended
			30-Sep-13						30-Sep-12
			Shares			Weighted Average			Shares			Weighted Average
						Exercise Price						Exercise Price
	Options outstanding at the beginning of period			22,697		$	13.91			26,240		$	12.19
	Granted			-			-			10,000			16
	Exercised			-			-			(13,543	)		12.13
	Canceled/expired			-			-			-			-
	Options outstanding at end of period			22,697		$	13.91			22,697		$	13.91
	Options exercisable at end of period			14,697						12,697
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	'
	As of September 30, 2013
	Options Outstanding													Options Exercisable
	Range of						Number			Weighted Average		Weighted		Number		Weighted
	Exercise prices						Outstanding			Remaining Contractual		Average		Exercisable		Average
										Life (in years)		Exercise Price				Exercise Price
	$	9.96	-	$	12.49			12,697		0.29		$	12.26		12,697	$	12.26
		16	-		16.00			10,000		8.83			16		2,000		16
	$	9.96	-	$	16			22,697		4.05		$	13.91		14,697	$	12.77

Note_4_Fair_Value_Measurement_

Note 4 - Fair Value Measurement: (Tables)	3 Months Ended
	Sep. 30, 2013
Disclosure Text Block [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(in thousands)	Total		Quoted Price in		Significant Other		Significant
	Description of Assets / Liabilities	Fair Value		Active Markets for		Observable Inputs		Unobservable Inputs
				Identical Assets		(Level 2)		(Level 3)
				(Level 1)
	As of September 30, 2013
	Corporate bonds	$	39,086	$	-	$	39,086	$	-
	Municipal bonds		435		-		435		-
	Mutual fund investments		1,187		1,187		-		-
	Equity investment		723		723		-		-
		$	41,431	$	1,910	$	39,521	$	-
	As of June 30, 2013
	Corporate bonds	$	43,147	$	-	$	43,147	$	-
	Municipal bonds		436		-		436		-
	Mutual fund investment		1,250		1,250		-		-
	Equity investment		689		689		-		-
		$	45,522	$	1,939	$	43,583	$	-

Note_5_Fair_Value_Of_Financial1

Note 5 - Fair Value Of Financial Instruments: (Tables)	3 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		30-Sep-13				30-Jun-13
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	78,791	$	78,791	$	75,469	$	75,469
	Investments		2,450		2,461		2,640		2,659
	Securities available-for-sale		41,431		41,431		45,522		45,522
	Commercial loan participations		61,305		61,522		64,987		65,226
	Other commercial loans		8,899		8,860		8,993		8,935
	Financial Liabilities:
	Demand and savings deposits		70,725		70,725		71,946		71,946
	Time certificate of deposits	$	271,067	$	271,332	$	274,082	$	274,449

Note_6_Investments_Tables

Note 6 - Investments: (Tables)	3 Months Ended
	Sep. 30, 2013
Investments Schedule [Abstract]	'
Investment [Table Text Block]	'
		30-Sep-13				30-Jun-13
		Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock	$	1,655	$	1,655	$	1,655	$	1,655
	Federal Home Loan Bank Stock		671		671		771		771
	Mortgage-backed investments		124		135		214		233
		$	2,450	$	2,461	$	2,640	$	2,659

Note_7_Securities_AvailableFor1

Note 7 - Securities Available-For-Sale: (Tables)	3 Months Ended															15 Months Ended
	Sep. 30, 2013															Sep. 30, 2013
Investments, Debt and Equity Securities [Abstract]	'															'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'															'
																	at September 30, 2013
																(in thousands)	Amortized		Gross Unrealized					Fair
																	Cost		Gains		Losses			Value
																Corporate bonds	$	38,433	$	653	$	-		$	39,086
																Municipal bonds		412		23		-			435
																Mutual fund investments		1,306		-		(119	)		1,187
																Equity investments		422		301		-			723
																Total securities available-for-sale	$	40,573	$	977	$	(119	)	$	41,431
																	at June 30, 2013
																	Amortized		Gross Unrealized					Fair
																	Cost		Gains		Losses			Value
																Corporate bonds	$	42,435	$	712	$	-		$	43,147
																Municipal bonds		412		24		-			436
																Mutual fund investments		1,306		-		(56	)		1,250
																Equity investments		422		267		-			689
																Total securities available-for-sale	$	44,575	$	1,003	$	(56	)	$	45,522
Available-for-sale Securities [Table Text Block]	'															'
		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	27,250		$	27,515
	Due after one year but less than 5 years		11,595			12,006
	Due after five years		-			-
	No stated maturity		1,728			1,910
	Total securities available-for-sale	$	40,573		$	41,431
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	'															'
		Less than 12 Months					12 Months or More				Total
		Unrealized			Estimated		Unrealized		Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss		Fair Value		Loss			Fair Value
		(in thousands)
	At September 30, 2013
	Mutual fund investment	$	(119	)	$	1,187	$	-	$	-	$	(119	)	$	1,187
	Total	$	(119	)	$	1,187	$	-	$	-	$	(119	)	$	1,187
	At June 30, 2013
	Mutual fund investment	$	(56	)	$	1,250	$	-	$	-	$	(56	)	$	1,250
	Total	$	(56	)	$	1,250	$	-	$	-	$	(56	)	$	1,250

Note_8_Net_Investment_In_Lease1

Note 8 - Net Investment In Leases (Tables)	3 Months Ended
	Sep. 30, 2013
Leases [Abstract]	'
Net Investment in Leases [Table Text Block]	'
		30-Sep-13			30-Jun-13
		(in thousands)
	Minimum lease payments receivable	$	348,212		$	357,942
	Estimated residual value		13,800			14,087
	Less unearned income		(24,982	)		(26,276	)
	Net investment in leases before allowances		337,030			345,753
	Less allowance for lease losses		(2,919	)		(2,916	)
	Less valuation allowance for estimated residual value		(251	)		(248	)
	Net investment in leases	$	333,860		$	342,589

Note_9_Commercial_Loans_Tables

Note 9 - Commercial Loans (Tables) (Commercial Loan [Member])	3 Months Ended
	Sep. 30, 2013
Commercial Loan [Member]	'
Note 9 - Commercial Loans (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		30-Sep-13			30-Jun-13
		(in thousands)
	Commercial term loans	$	62,287		$	65,094
	Commercial real estate loans		9,316			9,411
	Revolving lines of credit		948			1,841
	Total commercial loans		72,551			76,346
	Less unearned income and discounts		(375	)		(394	)
	Less allowance for loan losses		(1,972	)		(1,972	)
	Net commercial loans	$	70,204		$	73,980

Note_10_Credit_Quality_Of_Fina1

Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses (Tables)	3 Months Ended
	Sep. 30, 2013
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]	'
Impaired Financing Receivables [Table Text Block]	'
	(in thousands)	Commercial			Education			Commercial		Commercial			Total
		Leases			Government			& Industrial		Real Estate			Financing
					Non-profit			Loans		Loans			Receivable
					Leases
	As of September 30, 2013:
	Pass	$	252,001		$	78,407		$	60,677	$	3,577		$	394,662
	Special Mention		4,281			143			2,189		-			6,613
	Substandard		1,499			616			-		5,733			7,848
	Doubtful		73			10			-		-			83
		$	257,854		$	79,176		$	62,866	$	9,310		$	409,206
	Non-accrual	$	1,591		$	10		$	-	$	-		$	1,601
	As of June 30, 2013:
	Pass	$	256,360		$	81,730		$	64,366	$	3,616		$	406,072
	Special Mention		5,264			200			2,182		-			7,646
	Substandard		1,499			615			-		5,788			7,902
	Doubtful		73			12			-		-			85
		$	263,196		$	82,557		$	66,548	$	9,404		$	421,705
	Non-accrual	$	1,591		$	23		$	-	$	-		$	1,614
Past Due Financing Receivables [Table Text Block]	'
	(in thousands)	30-89			Greater			Total		Current			Total			Over 90
		Days			Than			Past Due					Financing			Days &
					90 Days								Receivable			Accruing
	As of September 30, 2013:
	Commercial Leases	$	442		$	105		$	547	$	257,307		$	257,854		$	105
	Education, Government, Non-profit Leases		-			-			-		79,176			79,176			-
	Commercial and Industrial Loans		-			-			-		62,866			62,866			-
	Commercial Real Estate Loans		-			-			-		9,310			9,310			-
		$	442		$	105		$	547	$	408,659		$	409,206		$	-
	As of June 30, 2013:
	Commercial Leases	$	113		$	-		$	113	$	263,083		$	263,196		$	-
	Education, Government, Non-profit Leases		-			-			-		82,557			82,557			-
	Commercial and Industrial Loans		-			-			-		66,548			66,548			-
	Commercial Real Estate Loans		-			-			-		9,404			9,404			-
		$	113		$	-		$	113	$	421,592		$	421,705		$	-
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	'
	(in thousands)	Commercial			Education			Commercial		Commercial			Total
		Leases			Government			& Industrial		Real Estate			Financing
					Non-profit			Loans		Loans			Receivable
					Leases
	As of September 30, 2013:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,546		$	618		$	1,561	$	411		$	5,136
	Charge-offs		(8	)		-			-		-			(8	)
	Recoveries		14			-			-		-			14
	Provision		-			-			-		-			-
	Balance end of period	$	2,552		$	618		$	1,561	$	411		$	5,142
	Individually evaluated for impairment	$	371		$	102		$	-	$	-		$	473
	Collectively evaluated for impairment		2,181			516			1,561		411			4,669
	Total ending allowance balance	$	2,552		$	618		$	1,561	$	411		$	5,142
	Finance receivables
	Individually evaluated for impairment	$	2,811		$	626		$	-	$	-		$	3,437
	Collectively evaluated for impairment		255,043			78,550			62,866		9,310			405,769
		$	257,854		$	79,176		$	62,866	$	9,310		$	409,206
	As of June 30, 2013:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,236		$	897		$	1,561	$	511		$	5,205
	Charge-offs		(71	)		(279	)		-		-			(350	)
	Recoveries		6			-			-		-			6
	Provision		375			-			-		(100	)		275
	Balance end of period	$	2,546		$	618		$	1,561	$	411		$	5,136
	Individually evaluated for impairment	$	330		$	111		$	-	$	-		$	441
	Collectively evaluated for impairment		2,216			507			1,561		411			4,695
	Total ending allowance balance	$	2,546		$	618		$	1,561	$	411		$	5,136
	Finance receivables
	Individually evaluated for impairment	$	1,926		$	627		$	-	$	-		$	2,553
	Collectively evaluated for impairment		261,270			81,930			66,548		9,404			419,152
	Total ending finance receivable balance	$	263,196		$	82,557		$	66,548	$	9,404		$	421,705

Note_12_Segment_Reporting_Tabl

Note 12 - Segment Reporting (Tables)	3 Months Ended
	Sep. 30, 2013
Segment Reporting [Abstract]	'
Schedule of Segment Reporting Information, by Segment [Table Text Block]	'
		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended September 30, 2013
	Total direct finance and interest income	$	4,259	$	753	$	-		$	5,012
	Net direct, loan and interest income after provision for credit losses		3,467		753		-			4,220
	Other income		377		1,035		-			1,412
	Net income		1,331		753		(253	)		1,831
	Total assets at September 30, 2013	$	464,757	$	89,171	$	(2,654	)	$	551,274
	Quarter ended September 30, 2012
	Total direct finance and interest income	$	4,114	$	1,277	$	3		$	5,394
	Net direct, loan and interest income after provision for credit losses		3,247		1,298		3			4,548
	Other income		310		668		-			978
	Net income		974		694		(130	)		1,538
	Total assets at September 30, 2012	$	380,879	$	129,181	$	(21,964	)	$	488,096

Note_3_Stockbased_Compensation2

Note 3 - Stock-based Compensation (Details) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'	'
Allocated Share-based Compensation Expense	$1,000	$1,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$17,000	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'46 months	'

Note_3_Stockbased_Compensation3

Note 3 - Stock-based Compensation (Details) - Stock Option Activity: (USD $)	3 Months Ended
	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013
Stock Option Activity: [Abstract]	'	'	'
Options outstanding at the beginning of period	26,240	22,697	22,697
Options outstanding at the beginning of period (in Dollars per share)	$12.19	$13.91	$13.91
Granted	10,000	'	'
Granted (in Dollars per share)	$16	'	'
Exercised	-13,543	'	'
Exercised (in Dollars per share)	$12.13	'	'
Options outstanding at end of period	22,697	22,697	22,697
Options outstanding at end of period (in Dollars per share)	$13.91	$13.91	$13.91
Options exercisable at end of period	12,697	14,697	'

Note_3_Stockbased_Compensation4

Note 3 - Stock-based Compensation (Details) - Stock Option Activity By Exercise Price Range: (USD $)	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Jun. 30, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013
					$9.96 - $12.49 [Member]	16.00 - 16.00 [Member]	$9.96 - $16.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'	'	'	'	'
Range of Exercise Prices, Lower Limit	'	'	'	'	$9.96	$16	$9.96
Range of Exercise Prices, Upper Limit	'	'	'	'	$12.49	$16	$16
Oustanding, Number Outstanding (in Shares)	22,697	22,697	22,697	26,240	12,697	10,000	22,697
Outstanding, Weighted Average Remaining Contractual Life (in years)	'	'	'	'	'105 days	'8 years 302 days	'4 years 18 days
Outstanding, Weighted Average Exercise Price	$13.91	$13.91	$13.91	$12.19	$12.26	$16	$13.91
Exercisable, Number Exercisable (in Shares)	14,697	'	12,697	'	12,697	2,000	14,697
Exercisable, Weighted Averge Exercise Price	'	'	'	'	$12.26	$16	$12.77

Note_4_Fair_Value_Measurement_1

Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	$41,431	$45,522
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	39,086	43,147
Corporate Debt Securities [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	39,086	43,147
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	435	436
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	435	436
Mutual Fund Investments [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	1,187	1,250
Mutual Fund Investments [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	1,187	1,250
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	723	689
Equity Securities [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	723	689
Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	1,910	1,939
Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement: (Details) - Assets measured at fair value on a recurring basis: [Line Items]	'	'
Fair Value	$39,521	$43,583

Note_5_Fair_Value_Of_Financial2

Note 5 - Fair Value Of Financial Instruments: (Details) - The estimated fair values of financial instruments: (USD $)	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Jun. 30, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and cash equivalents	$78,791	$75,469	$45,490	$56,921
Cash and cash equivalents	78,791	75,469	'	'
Investments	2,450	2,640	'	'
Investments	2,461	2,659	'	'
Securities available-for-sale	41,431	45,522	'	'
Securities available-for-sale	41,431	45,522	'	'
Commercial Loan, Carrying Value	70,204	73,980	'	'
Commercial Loan [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Commercial Loan, Carrying Value	61,305	64,987	'	'
Commercial Loan, Estimated Fair Value	61,522	65,226	'	'
Other Commercial Loans [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Commercial Loan, Carrying Value	8,899	8,993	'	'
Commercial Loan, Estimated Fair Value	8,860	8,935	'	'
Demand Deposits [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Carrying Value	70,725	71,946	'	'
Deposits, Estimated Fair Value	70,725	71,946	'	'
Certificates of Deposit [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Carrying Value	271,067	274,082	'	'
Deposits, Estimated Fair Value	$271,332	$274,449	'	'

Note_6_Investments_Details_Inv

Note 6 - Investments: (Details) - Investments carried at cost (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 6 - Investments: (Details) - Investments carried at cost [Line Items]	'	'
Federal Reserve Bank Stock	$1,655	$1,655
Federal Reserve Bank Stock	1,655	1,655
Federal Home Loan Bank Stock	671	771
Federal Home Loan Bank Stock	671	771
	2,450	2,640
	2,461	2,659
Collateralized Mortgage Backed Securities [Member]	'	'
Note 6 - Investments: (Details) - Investments carried at cost [Line Items]	'	'
Mortgage-backed investments	124	214
Mortgage-backed investments	$135	$233

Note_7_Securities_AvailableFor2

Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: [Line Items]	'	'
Amortized Cost	$40,573	$44,575
Gross Unrealized Gains	977	1,003
Gross Unrealized Losses	-119	-56
Fair Value	41,431	45,522
Corporate Debt Securities [Member]	'	'
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: [Line Items]	'	'
Amortized Cost	38,433	42,435
Gross Unrealized Gains	653	712
Fair Value	39,086	43,147
Municipal Bonds [Member]	'	'
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: [Line Items]	'	'
Amortized Cost	412	412
Gross Unrealized Gains	23	24
Fair Value	435	436
Mutual Fund Investments [Member]	'	'
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: [Line Items]	'	'
Amortized Cost	1,306	1,306
Gross Unrealized Losses	-119	-56
Fair Value	1,187	1,250
Equity Securities [Member]	'	'
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value: [Line Items]	'	'
Amortized Cost	422	422
Gross Unrealized Gains	301	267
Fair Value	$723	$689

Note_7_Securities_AvailableFor3

Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities By Contractual Maturity: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Available-For-Sale Securities By Contractual Maturity: [Abstract]	'	'
Due in one year or less	$27,250	'
Due in one year or less	27,515	'
Due after one year but less than 5 years	11,595	'
Due after one year but less than 5 years	12,006	'
No stated maturity	1,728	'
No stated maturity	1,910	'
Total securities available-for-sale	40,573	44,575
Total securities available-for-sale	$41,431	$45,522

Note_7_Securities_AvailableFor4

Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities With Continuous Unrealized Losses: (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2012
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities With Continuous Unrealized Losses: [Line Items]	'	'
Less than 12 Months - Unrealized Loss	($119)	($56)
Less than 12 Months - Estimated Fair Value	1,187	1,250
12 Months or More - Unrealized Loss	0	'
12 Months or More - Estimated Fair Value	0	'
Unrealized Loss	-119	-56
Estimated Fair Value	1,187	1,250
Mutual Fund Investments [Member]	'	'
Note 7 - Securities Available-For-Sale: (Details) - Available-For-Sale Securities With Continuous Unrealized Losses: [Line Items]	'	'
Less than 12 Months - Unrealized Loss	-119	-56
Less than 12 Months - Estimated Fair Value	1,187	1,250
Unrealized Loss	-119	-56
Estimated Fair Value	$1,187	$1,250

Note_8_Net_Investment_In_Lease2

Note 8 - Net Investment In Leases (Details) (USD $)	3 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
Leases [Abstract]	'	'
Direct Costs of Leased and Rented Property or Equipment	$2.60	$2.60

Note_8_Net_Investment_In_Lease3

Note 8 - Net Investment In Leases (Details) - Net investment in leases: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 8 - Net Investment In Leases (Details) - Net investment in leases: [Line Items]	'	'
Minimum lease payments receivable	$348,212	$357,942
Estimated residual value	13,800	14,087
Lease Allowance	-5,142	-5,136
Net investment in leases	404,064	416,569
Leases [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net investment in leases: [Line Items]	'	'
Less unearned income	-24,982	-26,276
Net investment in leases before allowances	337,030	345,753
Net investment in leases	333,860	342,589
Allowance for lease losses [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net investment in leases: [Line Items]	'	'
Lease Allowance	-2,919	-2,916
Allowance for estimated residual value [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net investment in leases: [Line Items]	'	'
Lease Allowance	($251)	($248)

Note_9_Commercial_Loans_Detail

Note 9 - Commercial Loans (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013
Note 9 - Commercial Loans (Details) [Line Items]	'	'
Commitments and Contingencies	'	'
Unused lines of Credit [Member]	'	'
Note 9 - Commercial Loans (Details) [Line Items]	'	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	10,000,000	12,000,000
Commitments and Contingencies	$25,000	$25,000

Note_9_Commercial_Loans_Detail1

Note 9 - Commercial Loans (Details) - Investment in commercial loans: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	$72,551	$76,346
Less unearned income and discounts	-375	-394
Less allowance for loan losses	-1,972	-1,972
Net commercial loans	70,204	73,980
Commercial Term Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	62,287	65,094
Commercial Real Estate Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	9,316	9,411
Commercial Revolving Lines of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	$948	$1,841

Note_10_Credit_Quality_Of_Fina2

Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses (Details) - The risk classification of financing receivables by portfolio class: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	$409,206	$421,705
Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	257,854	263,196
Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	79,176	82,557
Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	62,866	66,548
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	9,310	9,404
Pass [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	252,001	256,360
Pass [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	78,407	81,730
Pass [Member] | Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	60,677	64,366
Pass [Member] | Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	3,577	3,616
Pass [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	394,662	406,072
Special Mention [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	4,281	5,264
Special Mention [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	143	200
Special Mention [Member] | Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	2,189	2,182
Special Mention [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	6,613	7,646
Substandard [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	1,499	1,499
Substandard [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	616	615
Substandard [Member] | Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	5,733	5,788
Substandard [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	7,848	7,902
Doubtful [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	73	73
Doubtful [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	10	12
Doubtful [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	83	85
Non-Accrual [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	1,591	1,591
Non-Accrual [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	10	23
Non-Accrual [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	$1,601	$1,614

Note_10_Credit_Quality_Of_Fina3

Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses (Details) - Aging of financing receivables by portfolio class: (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable 30-89 days past due	$442	$113
Greater Than 90 days	105	'
Total Past Due	547	113
Current	408,659	421,592
Total Financing Receivable	409,206	421,705
Commercial Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable 30-89 days past due	442	113
Greater Than 90 days	105	'
Total Past Due	547	113
Current	257,307	263,083
Total Financing Receivable	257,854	263,196
Financing receivable over 90 days past due and still accruing	105	'
Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	79,176	82,557
Total Financing Receivable	79,176	82,557
Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	62,866	66,548
Total Financing Receivable	62,866	66,548
Commercial Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	9,310	9,404
Total Financing Receivable	$9,310	$9,404

Note_10_Credit_Quality_Of_Fina4

Note 10 - Credit Quality Of Financing Receivables And Allowance For Credit Losses (Details) - Allowance balances and activity for financing receivables: (USD $)

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

12 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Sep. 29, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 29, 2013

Jun. 30, 2013

Sep. 30, 2013

Jun. 30, 2013

Sep. 30, 2013

Sep. 29, 2013

Sep. 30, 2013

Sep. 29, 2013

Jun. 30, 2013

Jun. 30, 2012

Jun. 30, 2013

Sep. 30, 2013

Sep. 29, 2013

Commercial Leases [Member]

Commercial Leases [Member]

Commercial Leases [Member]

Education Government Non Profit Leases [Member]

Education Government Non Profit Leases [Member]

Education Government Non Profit Leases [Member]

Commercial And Industrial Loans [Member]

Commercial And Industrial Loans [Member]

Commercial And Industrial Loans [Member]

Commercial And Industrial Loans [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Commercial Real Estate Portfolio Segment [Member]

Allowance for lease and loan losses

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance beginning of period

$5,136

$5,205

$5,142

$2,546

$2,236

$2,552

$897

$618

$618

$1,561

$1,561

$1,561

$1,561

$511

$411

$411

End balance, allowance

5,142

5,136

5,142

2,552

2,546

2,552

618

618

618

1,561

1,561

1,561

1,561

411

411

411

Charge-offs

-8

-350

'

-8

-71

'

-279

'

'

'

'

'

'

'

'

'

Recoveries

14

6

'

14

6

'

'

'

'

'

'

'

'

'

'

'

Provision

'

275

'

'

375

'

'

'

'

'

'

'

'

-100

'

'

Individually evaluated for impairment, allowance

'

441

473

'

330

371

111

102

'

'

'

'

'

'

'

'

Collectively evaluated for impairment, allowance

'

4,695

4,669

'

2,216

2,181

507

516

'

1,561

'

1,561

'

411

411

'

Finance receivables

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Individually evaluated for impairment, finance receivables

'

2,553

3,437

'

1,926

2,811

627

626

'

'

'

'

'

'

'

'

Collectively evaluated for impairment, finance receivables

'

419,152

405,769

'

261,270

255,043

81,930

78,550

'

62,866

'

66,548

'

9,404

9,310

'

Total ending finance receivable balance

'

$421,705

$409,206

'

$263,196

$257,854

$82,557

$79,176

'

$62,866

'

$66,548

'

$9,404

$9,310

'

Note_11_Borrowings_Details

Note 11 - Borrowings (Details) (USD $)	Sep. 30, 2013
In Millions, unless otherwise specified
Lease Receivables [Member] | Federal Reserve Bank [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Financial Instruments, Owned and Pledged as Collateral, at Fair Value	$123.80
CalFirst Leasing [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	10
Federal Home Loan Bank of San Francisco [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	2.4
Qualifying Real Estate Loans Related to FHLB Line	3.6
Federal Reserve Bank [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	$93.60

Note_12_Segment_Reporting_Deta

Note 12 - Segment Reporting (Details)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Segment Reporting [Abstract]	'	'
Number of Operating Segments	2	2

Note_12_Segment_Reporting_Deta1

Note 12 - Segment Reporting (Details) - Segment financial results: (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
Segment Reporting Information [Line Items]	'	'	'
Total direct finance and interest income	$5,012	$5,394	'
Net direct, loan and interest income after provision for credit losses	4,220	4,548	'
Other income	1,412	978	'
Net income	1,831	1,538	'
Total assets	551,274	488,096	558,903
CalFirst Bank [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Total direct finance and interest income	4,259	4,114	'
Net direct, loan and interest income after provision for credit losses	3,467	3,247	'
Other income	377	310	'
Net income	1,331	974	'
Total assets	464,757	380,879	'
CalFirst Leasing [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Total direct finance and interest income	753	1,277	'
Net direct, loan and interest income after provision for credit losses	753	1,298	'
Other income	1,035	668	'
Net income	753	694	'
Total assets	89,171	129,181	'
Bancorp And Eliminating Entries [Member]	'	'	'
Segment Reporting Information [Line Items]	'	'	'
Total direct finance and interest income	'	3	'
Net direct, loan and interest income after provision for credit losses	'	3	'
Net income	-253	-130	'
Total assets	($2,654)	($21,964)	'

Note_13_Subsequent_Event_Detai

Note 13 - Subsequent Event (Details) (Subsequent Event [Member], USD $)	1 Months Ended
	Nov. 11, 2013
Subsequent Event [Member]	'
Note 13 - Subsequent Event (Details) [Line Items]	'
Common Stock, Dividends, Per Share, Declared	$0.40