California First Leasing (CFNB) 10-Q 11 Feb 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Dec. 31, 2013	Feb. 10, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'CALIFORNIA FIRST NATIONAL BANCORP	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--06-30	'
Entity Common Stock, Shares Outstanding	'	10,459,924
Amendment Flag	'false	'
Entity Central Index Key	'0000803016	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	31-Dec-13	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'

Consolidated_Balance_Sheets_De

Consolidated Balance Sheets (Dec 31, 2013 Unaudited) (USD $)	Dec. 31, 2013	Jun. 30, 2013
ASSETS	'	'
Cash and due from banks	$50,098,000	$75,469,000
Investments	2,628,000	2,640,000
Securities available-for-sale	36,138,000	45,522,000
Receivables	3,920,000	1,395,000
Property acquired for transactions in process	28,514,000	11,927,000
Leases and loans:	'	'
Allowance for credit losses	-5,142,000	-5,136,000
Net investment in leases and loans	419,497,000	416,569,000
Net property on operating leases	484,000	455,000
Income taxes receivable	324,000	3,301,000
Other assets	722,000	857,000
Discounted lease rentals assigned to lenders	10,404,000	768,000
	552,729,000	558,903,000
Liabilities:	'	'
Accounts payable	2,543,000	8,849,000
Accrued liabilities	2,544,000	2,156,000
Demand and savings deposits	71,251,000	71,946,000
Time certificates of deposit	266,978,000	274,082,000
Lease deposits	2,126,000	1,648,000
Non-recourse debt	10,404,000	768,000
Deferred income taxes, net	16,268,000	18,575,000
	372,114,000	378,024,000
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Preferred stock; 2,500,000 shares authorized; none issued	0	0
Common stock; $.01 par value; 20,000,000 shares authorized; 10,448,381 (December 2013) and 10,447,227 (June 2013) issued and outstanding	104,000	104,000
Additional paid in capital	3,226,000	3,213,000
Retained earnings	176,809,000	176,972,000
Accumulated other comprehensive income, net of tax	476,000	590,000
	180,615,000	180,879,000
	552,729,000	558,903,000
Leases [Member]	'	'
Leases and loans:	'	'
Leases and loans	328,266,000	345,753,000
Net investment in leases and loans	325,096,000	342,589,000
Commercial Loan [Member]	'	'
Leases and loans:	'	'
Leases and loans	$96,373,000	$75,952,000

Consolidated_Balance_Sheets_De1

Consolidated Balance Sheets (Dec 31, 2013 Unaudited) (Parentheticals) (USD $)	Dec. 31, 2013	Jun. 30, 2013
Preferred stock, shares authorized (in Shares)	2,500,000	2,500,000
Preferred stock, shares issued (in Shares)	0	0
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized (in Shares)	20,000,000	20,000,000
Common stock, shares issued (in Shares)	10,448,381	10,447,227
Common stock, shares outstanding (in Shares)	10,448,381	10,447,227

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Direct finance and loan income	$4,489	$4,583	$9,075	$9,288
Investment interest income	388	667	814	1,355
Total direct finance, loan and interest income	4,877	5,250	9,889	10,643
Interest expense	'	'	'	'
Deposits	764	603	1,556	1,173
Net direct finance, loan and interest income	4,113	4,647	8,333	9,470
Provision for credit losses	'	'	'	275
Net direct finance, loan and interest income after provision for credit losses	4,113	4,647	8,333	9,195
Non-interest income	'	'	'	'
Operating and sales-type lease income	386	450	885	993
Gain on sale of leases and leased property	1,678	662	2,460	976
Realized gain on securities available-for-sale	'	14	'	14
Other fee income	126	122	257	243
Total non-interest income	2,190	1,248	3,602	2,226
Non-interest expenses	'	'	'	'
Compensation and employee benefits	1,954	2,090	3,701	4,330
Occupancy	161	237	366	471
Professional services	145	165	301	320
Other	498	398	1,049	785
Total non-interest expenses	2,758	2,890	5,417	5,906
Earnings before income taxes	3,545	3,005	6,518	5,515
Income taxes	1,361	1,195	2,503	2,168
Net earnings	$2,184	$1,810	$4,015	$3,347
Basic earnings per common share (in Dollars per share)	$0.21	$0.17	$0.38	$0.32
Diluted earnings per common share (in Dollars per share)	$0.21	$0.17	$0.38	$0.32
Weighted average common shares outstanding (in Shares)	10,448	10,447	10,448	10,445
Diluted common shares outstanding (in Shares)	10,451	10,455	10,451	10,453

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
Net earnings	$2,184	$1,810	$4,015	$3,347
Other comprehensive income (loss) :	'	'	'	'
Unrealized (losses)/gains on securities available-for-sale	-102	-319	-186	702
Reclassification adjustment of realized gain included in net income on securities available-for-safe	'	-14	'	-14
	-102	-333	-186	688
Tax effect	39	129	72	-267
Total other comprehensive (loss)/income	-63	-204	-114	421
Total comprehensive income	$2,121	$1,606	$3,901	$3,768

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net Earnings	$4,015	$3,347
Adjustments to reconcile net earnings to cash flows provided by (used for) operating activities:	'	'
Provision for credit losses	'	275
Depreciation and net amortization (accretion)	-94	-328
Stock-based compensation expense	2	2
Gain on sale of leased property and sales-type lease income	-387	-139
Net gain recognized on investment securities	'	-14
Deferred income taxes, including income taxes payable	-2,233	-5,803
Decrease in income taxes receivable	2,977	732
Net decrease in accounts payable and accrued liabilities	388	-345
Other, net	-2,084	252
Net cash used for operating activities	2,584	-2,021
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Investment in leases, loans and transactions in process	-157,467	-140,009
Payments received on lease receivables and loans	129,301	98,694
Proceeds from sales of leased property and sales-type leases	3,272	4,040
Purchase of investment securities	-300	'
Pay down on investment securities	9,112	2,317
Proceeds from sale of investment securities	'	4,983
Net decrease in other assets	93	61
Net cash used for investing activities	-15,989	-29,914
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net (decrease) increase in time certificates of deposit	-7,104	40,148
Net (decrease) increase in demand and savings deposits	-695	11,709
Dividends to stockholders	-4,178	-22,983
Proceeds from exercise of stock options	11	164
Net cash (used for) provided by financing activities	-11,966	29,038
NET CHANGE IN CASH AND CASH EQUIVALENTS	-25,371	-2,897
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	75,469	56,921
CASH AND CASH EQUIVALENTS AT END OF PERIOD	50,098	54,024
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES	'	'
Increase (decrease) in lease rentals assigned to lenders and related non-recourse debt	9,636	-1,943
Estimated residual values recorded on leases	-2,481	-1,391
Net cash paid during the six month period for:	'	'
Interest	1,564	1,164
Income Taxes	$1,759	$7,238

Consolidated_Statement_of_Stoc

Consolidated Statement of Stockholders’ Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Jun. 30, 2012	$104	$3,044	$192,603	$688	$196,439
Balance (in Shares) at Jun. 30, 2012	10,433,684	'	'	'	'
Net earnings	'	'	3,347	'	3,347
Other comprehensive income (loss)	'	'	'	421	421
Shares issued - Stock options exercised	'	164	'	'	164
Shares issued - Stock options exercised (in Shares)	13,543	'	'	'	13,543
Stock based compensation expense	'	2	'	'	2
Dividends declared	'	'	-22,983	'	-22,983
Balance at Dec. 31, 2012	104	3,210	172,967	1,109	177,390
Balance (in Shares) at Dec. 31, 2012	10,447,227	'	'	'	'
Balance at Jun. 30, 2013	104	3,213	176,972	590	180,879
Balance (in Shares) at Jun. 30, 2013	10,447,227	'	'	'	'
Net earnings	'	'	4,015	'	4,015
Other comprehensive income (loss)	'	'	'	-114	-114
Shares issued - Stock options exercised	'	11	'	'	11
Shares issued - Stock options exercised (in Shares)	1,154	'	'	'	1,154
Stock based compensation expense	'	2	'	'	2
Dividends declared	'	'	-4,178	'	-4,178
Balance at Dec. 31, 2013	$104	$3,226	$176,809	$476	$180,615
Balance (in Shares) at Dec. 31, 2013	10,448,381	'	'	'	'

Note_1_Basis_of_Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Dec. 31, 2013
Disclosure Text Block [Abstract]	'
Business Description and Basis of Presentation [Text Block]	'
	NOTE 1- BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements of California First National Bancorp (the “Company”) and its subsidiaries California First National Bank (“CalFirst Bank” or the “Bank”) and California First Leasing Corporation (“CalFirst Leasing”) have been prepared in accordance with generally accepted accounting principles for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. The financial statements should be read in conjunction with the financial statements and notes thereto included in the Annual Report on Form 10-K for the year ended June 30, 2013. The material under the heading “Management’s Discussion and Analysis of Financial Condition and Results of Operations” is written with the presumption that the readers have read or have access to the 2013 Annual Report on Form 10-K, which contains Management’s Discussion and Analysis of Financial Condition and Results of Operations as of June 30, 2013 and for the year then ended.
	In the opinion of management, the unaudited financial statements contain all adjustments, consisting only of normal recurring adjustments, necessary for a fair statement of the balance sheet as of December 31, 2013 and the statements of earnings, comprehensive income, cash flows and stockholders’ equity for the periods presented. The results of operations for the three and six month periods ended December 31, 2013 are not necessarily indicative of the results of operations to be expected for the entire fiscal year ending June 30, 2014.

Note_2_Recent_Accounting_Prono

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Dec. 31, 2013
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	NOTE 2 – RECENT ACCOUNTING PRONOUNCEMENTS
	In February 2013, the FASB issued ASU 2013-02, Other Comprehensive Income (Topic 220), Reporting of Amounts Reclassified out of Other Comprehensive Income ("ASU 2013-02"). The provisions in the ASU supersede and replace the presentation requirements for reclassifications out of AOCI in ASUs 2011-05 and 2011-12. ASU 2013-02 requires entities to disclose additional information about reclassification adjustments, including (1) changes in AOCI balances by component and (2) significant items reclassified out of AOCI. The new disclosure requirements are effective for fiscal years, and interim periods within those years, beginning after December 15, 2012. The Company adopted ASU 2013-02 beginning in fiscal 2014. Adoption of the new guidance did not have a significant impact on the Company's consolidated financial statements.

Note_3_Stockbased_Compensation

Note 3 - Stock-based Compensation	6 Months Ended
	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	NOTE 3 – STOCK-BASED COMPENSATION
	During the quarter and six months ended December 31, 2013, the Company recognized pre-tax stock-based compensation expense of $1,000 and $2,000, respectively. Such expense related to options granted during fiscal 2013.  The Company has not awarded any new grants in fiscal 2014 and has calculated the stock-based compensation expense based upon the original grant date fair value as allowed under ASC 718.  The valuation variables utilized at the grant dates are discussed in the Company’s 2013 Annual Report on Form 10-K, the year of the original grant.  As of December 31, 2013, approximately $16,000 of total unrecognized compensation expense related to unvested shares is expected to be recognized over the next 43 months.
	The following table summarizes the stock option activity for the periods indicated:
			For the six months ended
			31-Dec-13								31-Dec-12
			Shares				Weighted Average				Shares				Weighted Average
							Exercise Price								Exercise Price
	Options outstanding at beginning of period			22,697			$	13.91				26,240			$	12.19
	Exercised			(1,154	)			9.96				(13,543	)			12.13
	Granted			-				-				10,000				16
	Options outstanding at end of period			21,543			$	14.12				22,697			$	13.91
	Options exercisable at end of period			13,543								12,697
	As of December 31, 2013
	Options Outstanding																Options Exercisable
					Number				Weighted Average				Weighted Average				Number		Weighted Average
	Range of				Outstanding				Remaining Contractual				Exercise Price				Exercisable		Exercise Price
	Exercise prices								Life (in years)
	$12.49	-	12.49			11,543				0.05			$	12.49				11,543	$	12.49
	16	-	16			10,000				8.58				16				2,000		16
	$12.49	-	16			21,543				4.01			$	14.12				13,543	$	13.01

Note_4_Fair_Value_Measurement

Note 4 - Fair Value Measurement	6 Months Ended
	Dec. 31, 2013
Disclosure Text Block [Abstract]	'
Fair Value, Measurement Inputs, Disclosure [Text Block]	'
	NOTE 4 – FAIR VALUE MEASUREMENT
	ASC Topic 820: “Fair Value Measurements and Disclosures” defines fair value as the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants in the principal or most advantageous market for the asset or liability.  ASC Topic 820 establishes a three-tiered value hierarchy that prioritizes inputs based on the extent to which inputs used are observable in the market and requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs.  If a value is based on inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation.  The three levels of inputs are defined as follows:
	·	Level 1 - Valuation is based upon unadjusted quoted prices for identical instruments traded in active markets;
	·	Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market;
	·	Level 3 - Valuation is generated from model-based techniques that use inputs not observable in the market and based on the entity’s own judgment.  Level 3 valuation techniques could include the use of option pricing models, discounted cash flow models and similar techniques, and rely on assumptions that market participants would use in pricing the asset or liability.
	ASC 820 applies whenever other accounting pronouncements require presentation of fair value measurements, but does not change existing guidance as to whether or not an instrument is carried at fair value.  As such, ASC 820 does not apply to the Company’s investment in leases.  The Company’s financial assets measured at fair value on a recurring basis include primarily securities available-for-sale and at December 31, 2013, there were no liabilities subject to ASC 820.
	Securities available-for-sale include corporate bonds, municipal bonds, mutual fund and equity investments and generally are reported at fair value utilizing Level 1 and Level 2 inputs.  The fair value of corporate and municipal bonds are obtained from independent quotation bureaus that use computerized valuation formulas to calculate current values based on observable transactions, but not a quoted bid, or are valued using prices obtained from the custodian, who uses third party data service providers (Level 2 input). Mutual funds and equity investments are valued by reference to the market closing or last trade price (Level 1 inputs). In the unlikely event that no trade occurred on the applicable date, an indicative bid or the last trade most proximate to the applicable date would be used (Level 2 input).
	The following table summarizes the Company’s assets, which are measured at fair value on a recurring basis as of December 31, 2013 and June 30, 2013:
	(in thousands)		Total		Quoted Price in		Significant Other		Significant
	Description of Assets / Liabilities		Fair Value		Active Markets for		Observable Inputs		Unobservable
					Identical Assets		(Level 2)		Inputs
					(Level 1)				(Level 3)
	As of December 31, 2013
	Corporate debt securities		$	33,761	$	-	$	33,761	$	-
	Securities of state and political subdivisions			433		-		433		-
	Mutual fund investments			1,136		1,136		-		-
	Equity investment			808		808		-		-
			$	36,138	$	1,944	$	34,194	$	-
	As of June 30, 2013
	Corporate bonds		$	43,147	$	-	$	43,147	$	-
	Securities of state and political subdivisions			436		-		436		-
	Mutual fund investment			1,250		1,250		-		-
	Equity investment			689		689		-		-
			$	45,522	$	1,939	$	43,583	$	-
	Certain financial instruments, such as impaired loans and unfunded loan commitments, are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments only in certain circumstances, usually if there was evidence of impairment.  The Company had no such assets or liabilities at December 31, 2013 and June 30, 2013.

Note_5_Fair_Value_of_Financial

Note 5 - Fair Value of Financial Instruments	6 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	NOTE 5 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	In accordance with ASC 825-50, the following table summarizes the estimated fair value of financial instruments as of December 31, 2013, and June 30, 2013, and includes financial instruments that are not accounted for or carried at fair value.  In accordance with disclosure guidance, certain financial instruments, including all lease related assets and liabilities and all non-financial instruments are excluded from fair value of financial instrument disclosure requirements.  Accordingly, the aggregate of the fair values presented does not represent the total underlying value of the Company.  These fair value estimates are based on relevant market information and data, however, given there is no active market or observable market transactions for certain financial instruments, the Company has made estimates of fair values which are subjective in nature, involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimated values.
	For cash and cash equivalents and demand deposits, because of their short-term nature, the carrying amounts approximate the fair value and are classified as Level 1 in the fair value hierarchy.  Values for investments and available-for-sale securities are determined as set forth in Notes 4 and 7.  The fair value of loan participations that trade regularly in the secondary market is based upon current bid prices in such market at the measurement date and are classified as Level 2 in the fair value hierarchy. For other loans, the estimated fair value is calculated based on discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality and are classified as Level 3 in the fair value hierarchy.  These calculations have been adjusted for credit risk based on the Company’s historical credit loss experience.  The fair value of certificates of deposit are estimated based on discounted cash flows using current offered market rates or interest rates for borrowings of similar maturity and are classified as Level III in the fair value hierarchy.
	The estimated fair values of financial instruments were as follows:
		31-Dec-13				30-Jun-13
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	50,098	$	50,098	$	75,469	$	75,469
	Investments		2,628		2,641		2,640		2,659
	Securities available-for-sale		36,138		36,138		45,522		45,522
	Commercial loan participations		85,587		85,842		64,987		65,226
	Other commercial loans		8,814		8,955		8,993		8,935
	Financial Liabilities:
	Demand and savings deposits		71,251		71,251		71,946		71,946
	Time certificate of deposits	$	266,978	$	267,056	$	274,082	$	274,449

Note_6_Investments

Note 6 - Investments	6 Months Ended
	Dec. 31, 2013
Investments Schedule [Abstract]	'
Investment [Text Block]	'
	NOTE 6 – INVESTMENTS:
	Investments are carried at cost and consist of the following:
		31-Dec-13				30-Jun-13
		Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock	$	1,955	$	1,955	$	1,655	$	1,655
	Federal Home Loan Bank Stock		550		550		771		771
	Mortgage-backed investments		123		135		214		233
		$	2,628	$	2,640	$	2,640	$	2,659
	The investment in Federal Home Loan Bank of San Francisco (“FHLB”) stock is a required investment related to CalFirst Bank’s ability to borrow from the FHLB. The FHLB obtains its funding primarily through issuance of consolidated obligations of the Federal Home Loan Bank system.  The U.S. Government does not guarantee these obligations, and each of the 12 FHLB’s are generally jointly and severally liable for repayment of each other’s debt.  Therefore, the Company’s investment could be adversely impacted by the financial operations of the FHLB and actions by the Federal Housing Finance Agency.  These investments have no stated maturity.
	The mortgage-backed investment consists of one U.S. agency issued security.  The Company has determined that it has the ability to hold this investment until maturity and, given the Company’s intent to do so, anticipates that it will realize the full carrying value of its investment and carries the security at amortized cost.

Note_7_Securities_AvailableFor

Note 7 - Securities Available-For-Sale (Securities Available-For-Sale [Member])	6 Months Ended
	Dec. 31, 2013
Securities Available-For-Sale [Member]	'
Note 7 - Securities Available-For-Sale [Line Items]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	NOTE 7 – SECURITIES AVAILABLE FOR SALE:
	The amortized cost and fair value of securities at December 31, 2013 were as follows:
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate debt securities	$	33,241		$	520	$	-		$	33,761
	Securities of state and political subdivisions		411			22		-			433
	Mutual fund investments		1,306			-		(170	)		1,136
	Equity investments		422			386		-			808
	Total securities available-for-sale	$	35,380		$	928	$	(170	)	$	36,138
	The amortized cost and fair value of securities at June 30, 2013 were as follows:
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate debt securities	$	42,435		$	712	$	-		$	43,147
	Securities of state and political subdivisions		412			24		-			436
	Mutual fund investments		1,306			-		(56	)		1,250
	Equity investments		422			267		-			689
	Total securities available-for-sale	$	44,575		$	1,003	$	(56	)	$	45,522
	The amortized cost and estimated fair value of available-for-sale securities at December 31, 2013, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	22,109		$	22,263
	Due after one year but less than 5 years		11,543			11,931
	Due after five years		-			-
	No stated maturity		1,728			1,944
	Total securities available-for-sale	$	35,380		$	36,138
	For the six months ended December 31, 2013, the Company had no gross realized gains, losses or other than temporary impairments of available-for-sale securities.  For the six months ended December 31, 2012, the Company realized a gain of $14,000 from the sale of a corporate bond for proceeds of $5.0 million and had no losses or other than temporary impairments. These net gains are recognized using the specific identification method and are included in non-interest income.
	The following table presents the fair value and associated gross unrealized loss on an available-for-sale security with a gross unrealized loss at December 31, 2013 and June 30, 2013.
		Less than 12 Months					12 Months or More					Total
		Unrealized			Estimated		Unrealized			Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss			Fair Value		Loss			Fair Value
		(in thousands)
	At December 31, 2013
	Mutual fund investment	$	(170	)	$	1,136	$	-		$	-	$	(170	)	$	1,136
	Total	$	(170	)	$	1,136	$	-		$	-	$	(170	)	$	1,136
	At June 30, 2013
	Mutual fund investment	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250
	Total	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250
	The Company conducts a regular assessment of its investment portfolios to determine whether any securities are other-than-temporarily impaired. In estimating other-than-temporary impairment losses, management considers, among other factors, length of time and extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery. At December 31, 2013, no securities were other than temporarily impaired.

Note_8_Net_Investment_In_Lease

Note 8 - Net Investment In Leases	6 Months Ended
	Dec. 31, 2013
Leases [Abstract]	'
Leases of Lessor Disclosure [Text Block]	'
	NOTE 8 – NET INVESTMENT IN LEASES
	The Company's net investment in leases consists of the following:
		31-Dec-13			30-Jun-13
		(in thousands)
	Minimum lease payments receivable	$	337,652		$	357,942
	Estimated residual value		14,105			14,087
	Less unearned income		(23,491	)		(26,276	)
	Net investment in leases before allowances		328,266			345,753
	Less allowance for lease losses		(2,919	)		(2,916	)
	Less valuation allowance for estimated residual value		(251	)		(248	)
	Net investment in leases	$	325,096		$	342,589
	The minimum lease payments receivable and estimated residual value are discounted using the internal rate of return method related to each specific capital lease.  Unearned income includes the offset of initial direct costs of $2.4 million and $2.6 million at December 31, 2013 and June 30, 2013, respectively.

Note_9_Commercial_Loans

Note 9 - Commercial Loans (Commercial Loan [Member])	6 Months Ended
	Dec. 31, 2013
Commercial Loan [Member]	'
Note 9 - Commercial Loans [Line Items]	'
Financing Receivables [Text Block]	'
	NOTE 9 – COMMERCIAL LOANS
	The Company’s investment in commercial loans consists of the following:
		31-Dec-13			30-Jun-13
		(in thousands)
	Commercial term loans	$	84,544		$	65,094
	Commercial real estate loans		9,232			9,411
	Revolving lines of credit		3,000			1,841
	Total commercial loans		96,776			76,346
	Less unearned income and discounts		(403	)		(394	)
	Less allowance for loan losses		(1,972	)		(1,972	)
	Net commercial loans	$	94,401		$	73,980
	Commercial loans are reported at their outstanding unpaid principal balances reduced by the allowance for loan losses and net of any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans. Interest income is accrued on the unpaid principal balance. Loan origination fees and certain direct origination costs are capitalized and recognized as an adjustment of the yield of the related commercial loan.
	In addition to the amount outstanding on revolving lines of credit set forth above, the Company had additional unused commitments on revolving lines of credit in the amount of $9.9 million at December 31, 2013 and $12.0 million at June 30, 2013. The Company has recorded a liability for unfunded loan commitments of $25,000 at December 31, 2013 and June 30, 2013 related to such commitments.

Note_10_Credit_Quality_of_Fina

Note 10 - Credit Quality of Financing Receivables and Allowance For Credit Losses	6 Months Ended
	Dec. 31, 2013
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]	'
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Text Block]	'
	NOTE 10 – CREDIT QUALITY OF FINANCING RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
	The following tables provide information on the credit profile of the components of the portfolio and allowance for credit losses related to “financing receivables” as defined under ASC Topic 310, Receivables.  This disclosure on “financing receivables” covers the Company’s direct finance and sales-type leases and all commercial loans, but does not include operating leases and transactions in process.   The portfolio is disaggregated into segments and classifications appropriate for assessing and monitoring the portfolios’ risk and performance. This disclosure does not encompass all risk assets or the entire allowance for credit losses.
	Portfolio segments identified by the Company include leases and loans.  These segments have been disaggregated into four classes: 1) commercial leases, 2) education, government and non-profit leases, 3) commercial and industrial loans and 4) commercial real estate loans.  Relevant risk characteristics for establishing these portfolio classes generally include the nature of the borrower, structure of the transaction and collateral type. The Company’s credit process includes a policy of classifying all leases and loans in accordance with a risk rating classification system consistent with regulatory models under which leases and loans may be rated as “pass”, “special mention”, “substandard”, or “doubtful”. These risk categories reflect an assessment of the ability of the borrowers to service their obligation based on current financial position, historical payment experience, and collateral adequacy, among other factors.  The Company uses the following definitions for risk ratings:
		Pass – Includes credits of the highest quality as well as credits with positive primary repayment source but one or more characteristics that are of higher than average risk.
		Special Mention – Have a potential weakness that if left uncorrected may result in deterioration of the repayment prospects for the lease or loan or of the Company’s credit position at some future date.
		Substandard – Are inadequately protected by the paying capacity of the obligor or of the collateral, if any. Substandard credits have a well-defined weakness that jeopardize the liquidation of the debt or indicate the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
		Doubtful – Based on current information and events, collection of all amounts due according to the contractual terms of the lease or loan agreement is considered highly questionable and improbable.
	The risk classification of financing receivables by portfolio class is as follows:
	(dollars in thousands)		Commercial			Education			Commercial		Commercial			Total
			Leases			Government			& Industrial		Real Estate			Financing
						Non-profit			Loans		Loans			Receivable
						Leases
	As of December 31, 2013:
	Pass		$	246,704		$	75,996		$	82,216	$	3,537		$	408,453
	Special Mention			3,249			116			4,932		-			8,297
	Substandard			1,499			625			-		5,688			7,812
	Doubtful			73			4			-		-			77
			$	251,525		$	76,741		$	87,148	$	9,225		$	424,639
	Non-accrual		$	1,591		$	5		$	-	$	-		$	1,596
	As of June 30, 2013:
	Pass		$	256,360		$	81,730		$	64,366	$	3,616		$	406,072
	Special Mention			5,264			200			2,182		-			7,646
	Substandard			1,499			615			-		5,788			7,902
	Doubtful			73			12			-		-			85
			$	263,196		$	82,557		$	66,548	$	9,404		$	421,705
	Non-accrual		$	1,591		$	23		$	-	$	-		$	1,614
	The accrual of interest income on leases and loans will be discontinued when the customer becomes ninety days or more past due on its lease or loan payments with the Company, unless the Company believes the investment is otherwise recoverable.  Leases and loans may be placed on non-accrual earlier if the Company has significant doubt about the ability of the customer to meet its lease or loan obligations, as evidenced by consistent delinquency, deterioration in the customer’s financial condition or other relevant factors. Payments received while on non-accrual are applied to reduce the Company’s recorded value.
	The following table presents the aging of the financing receivables by portfolio class:
	(dollars in thousands)		31-89			Greater			Total		Current			Total			Over 90
			Days			Than			Past Due					Financing			Days &
						90 Days								Receivable			Accruing
	As of December 31, 2013:
	Commercial Leases		$	-		$	-		$	-	$	251,525		$	251,525		$	-
	Education, Government, Non-profit Leases			624			-			624		76,117			76,741			-
	Commercial and Industrial Loans			-			-			-		87,148			87,148			-
	Commercial Real Estate Loans			-			-			-		9,225			9,225			-
			$	624		$	-		$	624	$	424,015		$	424,639		$	-
	As of June 30, 2013:
	Commercial Leases		$	113		$	-		$	113	$	263,083		$	263,196		$	-
	Education, Government, Non-profit Leases			-			-			-		82,557			82,557			-
	Commercial and Industrial Loans			-			-			-		66,548			66,548			-
	Commercial Real Estate Loans			-			-			-		9,404			9,404			-
			$	113		$	-		$	113	$	421,592		$	421,705		$	-
	The following table presents the allowance balances and activity in the allowance related to financing receivables, along with the recorded investment and allowance determined based on impairment method as of December 31, 2013 and June 30, 2013:
	(in thousands)		Commercial			Education			Commercial		Commercial			Total
			Leases			Government			& Industrial		Real Estate			Financing
						Non-profit			Loans		Loans			Receivable
						Leases
	As of December 31, 2013:
	Allowance for lease and loan losses
	Balance beginning of period		$	2,546		$	618		$	1,561	$	411		$	5,136
	Charge-offs			(8	)		-			-		-			(8	)
	Recoveries			14			-			-		-			14
	Provision			-			-			-		-			-
	Balance end of period		$	2,552		$	618		$	1,561	$	411		$	5,142
	Individually evaluated for impairment		$	326		$	160		$	-	$	-		$	486
	Collectively evaluated for impairment			2,226			458			1,561		411			4,656
	Total ending allowance balance		$	2,552		$	618		$	1,561	$	411		$	5,142
	Finance receivables
	Individually evaluated for impairment		$	2,073		$	629		$	-	$	-		$	2,702
	Collectively evaluated for impairment			249,452			76,112			87,148		9,225			421,937
	Total ending finance receivable balance		$	251,525		$	76,741		$	87,148	$	9,225		$	424,639
	As of June 30, 2013:
Allowance for lease and loan losses
Balance beginning of period		$	2,236		$	897		$	1,561	$	511		$	5,205
Charge-offs			(71	)		(279	)		-		-			(350	)
Recoveries			6			-			-		-			6
Provision			375			-			-		(100	)		275
Balance end of period		$	2,546		$	618		$	1,561	$	411		$	5,136
Individually evaluated for impairment		$	330		$	111		$	-	$	-		$	441
Collectively evaluated for impairment			2,216			507			1,561		411			4,695
Total ending allowance balance		$	2,546		$	618		$	1,561	$	411		$	5,136
Finance receivables
Individually evaluated for impairment		$	1,926		$	627		$	-	$	-		$	2,553
Collectively evaluated for impairment			261,270			81,930			66,548		9,404			419,152
Total ending finance receivable balance		$	263,196		$	82,557		$	66,548	$	9,404		$	421,705

Note_11_Borrowings

Note 11 - Borrowings	6 Months Ended
	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Debt Disclosure [Text Block]	'
	NOTE 11 – BORROWINGS
	At December 31, 2013, CalFirst Leasing had a $10 million line of credit with a bank.  The purpose of the line is to provide resources as needed for investment in transactions-in-process and leases.  The agreement provides for borrowings based on Libor, requires a commitment fee on the unused line balance and allows for advances through March 31, 2014.  The line is unsecured, however, the Company guarantees CalFirst Leasing’s obligations.  Under provisions of the agreement, CalFirst Leasing must maintain a minimum net worth and profitability. No borrowings have been made under this line of credit over the past five years.
	CalFirst Bank is a member of the Federal Home Loan Bank of San Francisco (“FHLB”) and can take advantage of FHLB programs for overnight and term advances at published daily rates.  Under terms of a blanket collateral agreement, advances from the FHLB are collateralized by qualifying real estate loans and investment securities.  The Bank also has authority to borrow from the Federal Reserve Bank (“FRB”) discount window amounts secured by certain lease receivables.  At December 31, 2013, there were no borrowings from the FHLB with available borrowing capacity of $2.2 million related to qualifying real estate loans of $3.6 million, and no borrowings from the FRB with borrowing availability of approximately $92.7 million secured by $120.8 million of lease receivables.

Note_12_Segment_Reporting

Note 12 - Segment Reporting	6 Months Ended
	Dec. 31, 2013
Segment Reporting [Abstract]	'
Segment Reporting Disclosure [Text Block]	'
	NOTE 12 – SEGMENT REPORTING
	The Company’s two subsidiaries, CalFirst Leasing and CalFirst Bank, an FDIC-insured national bank, are considered to be two different business segments. Below is a summary of each segment’s financial results for the quarters and six months ended December 31, 2013 and 2012:
		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended December 31, 2013
	Total direct finance and interest income	$	4,137	$	740	$	-		$	4,877
	Net direct, loan and interest income after provision for credit losses		3,373		740		-			4,113
	Other income		1,220		970		-			2,190
	Net income	$	1,566	$	997	$	(379	)	$	2,184
	Quarter ended December 31, 2012
	Total direct finance and interest income	$	4,103	$	1,145	$	2		$	5,250
	Net direct, loan and interest income after provision for credit losses		3,370		1,275		2			4,647
	Other income		540		708		-			1,248
	Net income	$	1,265	$	723	$	(178	)	$	1,810
	Six months ended December 31, 2013
	Total direct finance and interest income	$	8,395	$	1,493	$	1		$	9,889
	Net direct, loan and interest income after provision for credit losses		6,839		1,493		1			8,333
	Other income		1,596		2,006		-			3,602
	Net income	$	2,897	$	1,750	$	(632	)	$	4,015
	Six months ended December 31, 2012
	Total direct finance and interest income	$	8,217	$	2,422	$	4		$	10,643
	Net direct, loan and interest income after provision for credit losses		6,618		2,573		4			9,195
	Other income		851		1,375		-			2,226
	Net income	$	2,239	$	1,417	$	(309	)	$	3,347
	Total assets at December 31, 2013	$	468,676	$	94,551	$	(10,498	)	$	552,729
	Total assets at December 31, 2012	$	429,669	$	100,225	$	(20,671	)	$	509,223

Note_3_Stockbased_Compensation1

Note 3 - Stock-based Compensation (Tables)	6 Months Ended
	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Stock Options Roll Forward [Table Text Block]	'
			For the six months ended
			31-Dec-13								31-Dec-12
			Shares				Weighted Average				Shares				Weighted Average
							Exercise Price								Exercise Price
	Options outstanding at beginning of period			22,697			$	13.91				26,240			$	12.19
	Exercised			(1,154	)			9.96				(13,543	)			12.13
	Granted			-				-				10,000				16
	Options outstanding at end of period			21,543			$	14.12				22,697			$	13.91
	Options exercisable at end of period			13,543								12,697
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	'
	As of December 31, 2013
	Options Outstanding																Options Exercisable
					Number				Weighted Average				Weighted Average				Number		Weighted Average
	Range of				Outstanding				Remaining Contractual				Exercise Price				Exercisable		Exercise Price
	Exercise prices								Life (in years)
	$12.49	-	12.49			11,543				0.05			$	12.49				11,543	$	12.49
	16	-	16			10,000				8.58				16				2,000		16
	$12.49	-	16			21,543				4.01			$	14.12				13,543	$	13.01

Note_4_Fair_Value_Measurement_

Note 4 - Fair Value Measurement (Tables)	6 Months Ended
	Dec. 31, 2013
Disclosure Text Block [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(in thousands)	Total		Quoted Price in		Significant Other		Significant
	Description of Assets / Liabilities	Fair Value		Active Markets for		Observable Inputs		Unobservable
				Identical Assets		(Level 2)		Inputs
				(Level 1)				(Level 3)
	As of December 31, 2013
	Corporate debt securities	$	33,761	$	-	$	33,761	$	-
	Securities of state and political subdivisions		433		-		433		-
	Mutual fund investments		1,136		1,136		-		-
	Equity investment		808		808		-		-
		$	36,138	$	1,944	$	34,194	$	-
	As of June 30, 2013
	Corporate bonds	$	43,147	$	-	$	43,147	$	-
	Securities of state and political subdivisions		436		-		436		-
	Mutual fund investment		1,250		1,250		-		-
	Equity investment		689		689		-		-
		$	45,522	$	1,939	$	43,583	$	-

Note_5_Fair_Value_of_Financial1

Note 5 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
		31-Dec-13				30-Jun-13
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	50,098	$	50,098	$	75,469	$	75,469
	Investments		2,628		2,641		2,640		2,659
	Securities available-for-sale		36,138		36,138		45,522		45,522
	Commercial loan participations		85,587		85,842		64,987		65,226
	Other commercial loans		8,814		8,955		8,993		8,935
	Financial Liabilities:
	Demand and savings deposits		71,251		71,251		71,946		71,946
	Time certificate of deposits	$	266,978	$	267,056	$	274,082	$	274,449

Note_6_Investments_Tables

Note 6 - Investments (Tables)	6 Months Ended
	Dec. 31, 2013
Investments Schedule [Abstract]	'
Investment [Table Text Block]	'
		31-Dec-13				30-Jun-13
		Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock	$	1,955	$	1,955	$	1,655	$	1,655
	Federal Home Loan Bank Stock		550		550		771		771
	Mortgage-backed investments		123		135		214		233
		$	2,628	$	2,640	$	2,640	$	2,659

Note_7_Securities_AvailableFor1

Note 7 - Securities Available-For-Sale (Tables)	6 Months Ended
	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate debt securities	$	33,241		$	520	$	-		$	33,761
	Securities of state and political subdivisions		411			22		-			433
	Mutual fund investments		1,306			-		(170	)		1,136
	Equity investments		422			386		-			808
	Total securities available-for-sale	$	35,380		$	928	$	(170	)	$	36,138
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	Corporate debt securities	$	42,435		$	712	$	-		$	43,147
	Securities of state and political subdivisions		412			24		-			436
	Mutual fund investments		1,306			-		(56	)		1,250
	Equity investments		422			267		-			689
	Total securities available-for-sale	$	44,575		$	1,003	$	(56	)	$	45,522
Available-for-sale Securities [Table Text Block]	'
		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	22,109		$	22,263
	Due after one year but less than 5 years		11,543			11,931
	Due after five years		-			-
	No stated maturity		1,728			1,944
	Total securities available-for-sale	$	35,380		$	36,138
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	'
		Less than 12 Months					12 Months or More					Total
		Unrealized			Estimated		Unrealized			Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss			Fair Value		Loss			Fair Value
		(in thousands)
	At December 31, 2013
	Mutual fund investment	$	(170	)	$	1,136	$	-		$	-	$	(170	)	$	1,136
	Total	$	(170	)	$	1,136	$	-		$	-	$	(170	)	$	1,136
	At June 30, 2013
	Mutual fund investment	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250
	Total	$	(56	)	$	1,250	$	-		$	-	$	(56	)	$	1,250

Note_8_Net_Investment_In_Lease1

Note 8 - Net Investment In Leases (Tables)	6 Months Ended
	Dec. 31, 2013
Leases [Abstract]	'
Net Investment in Leases [Table Text Block]	'
		31-Dec-13			30-Jun-13
		(in thousands)
	Minimum lease payments receivable	$	337,652		$	357,942
	Estimated residual value		14,105			14,087
	Less unearned income		(23,491	)		(26,276	)
	Net investment in leases before allowances		328,266			345,753
	Less allowance for lease losses		(2,919	)		(2,916	)
	Less valuation allowance for estimated residual value		(251	)		(248	)
	Net investment in leases	$	325,096		$	342,589

Note_9_Commercial_Loans_Tables

Note 9 - Commercial Loans (Tables) (Commercial Loan [Member])	6 Months Ended
	Dec. 31, 2013
Commercial Loan [Member]	'
Note 9 - Commercial Loans (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		31-Dec-13			30-Jun-13
		(in thousands)
	Commercial term loans	$	84,544		$	65,094
	Commercial real estate loans		9,232			9,411
	Revolving lines of credit		3,000			1,841
	Total commercial loans		96,776			76,346
	Less unearned income and discounts		(403	)		(394	)
	Less allowance for loan losses		(1,972	)		(1,972	)
	Net commercial loans	$	94,401		$	73,980

Note_10_Credit_Quality_of_Fina1

Note 10 - Credit Quality of Financing Receivables and Allowance For Credit Losses (Tables)	6 Months Ended
	Dec. 31, 2013
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]	'
Impaired Financing Receivables [Table Text Block]	'
	(dollars in thousands)	Commercial			Education			Commercial		Commercial			Total
		Leases			Government			& Industrial		Real Estate			Financing
					Non-profit			Loans		Loans			Receivable
					Leases
	As of December 31, 2013:
	Pass	$	246,704		$	75,996		$	82,216	$	3,537		$	408,453
	Special Mention		3,249			116			4,932		-			8,297
	Substandard		1,499			625			-		5,688			7,812
	Doubtful		73			4			-		-			77
		$	251,525		$	76,741		$	87,148	$	9,225		$	424,639
	Non-accrual	$	1,591		$	5		$	-	$	-		$	1,596
	As of June 30, 2013:
	Pass	$	256,360		$	81,730		$	64,366	$	3,616		$	406,072
	Special Mention		5,264			200			2,182		-			7,646
	Substandard		1,499			615			-		5,788			7,902
	Doubtful		73			12			-		-			85
		$	263,196		$	82,557		$	66,548	$	9,404		$	421,705
	Non-accrual	$	1,591		$	23		$	-	$	-		$	1,614
Past Due Financing Receivables [Table Text Block]	'
	(dollars in thousands)	31-89			Greater			Total		Current			Total			Over 90
		Days			Than			Past Due					Financing			Days &
					90 Days								Receivable			Accruing
	As of December 31, 2013:
	Commercial Leases	$	-		$	-		$	-	$	251,525		$	251,525		$	-
	Education, Government, Non-profit Leases		624			-			624		76,117			76,741			-
	Commercial and Industrial Loans		-			-			-		87,148			87,148			-
	Commercial Real Estate Loans		-			-			-		9,225			9,225			-
		$	624		$	-		$	624	$	424,015		$	424,639		$	-
	As of June 30, 2013:
	Commercial Leases	$	113		$	-		$	113	$	263,083		$	263,196		$	-
	Education, Government, Non-profit Leases		-			-			-		82,557			82,557			-
	Commercial and Industrial Loans		-			-			-		66,548			66,548			-
	Commercial Real Estate Loans		-			-			-		9,404			9,404			-
		$	113		$	-		$	113	$	421,592		$	421,705		$	-
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	'
	(in thousands)	Commercial			Education			Commercial		Commercial			Total
		Leases			Government			& Industrial		Real Estate			Financing
					Non-profit			Loans		Loans			Receivable
					Leases
	As of December 31, 2013:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,546		$	618		$	1,561	$	411		$	5,136
	Charge-offs		(8	)		-			-		-			(8	)
	Recoveries		14			-			-		-			14
	Provision		-			-			-		-			-
	Balance end of period	$	2,552		$	618		$	1,561	$	411		$	5,142
	Individually evaluated for impairment	$	326		$	160		$	-	$	-		$	486
	Collectively evaluated for impairment		2,226			458			1,561		411			4,656
	Total ending allowance balance	$	2,552		$	618		$	1,561	$	411		$	5,142
	Finance receivables
	Individually evaluated for impairment	$	2,073		$	629		$	-	$	-		$	2,702
	Collectively evaluated for impairment		249,452			76,112			87,148		9,225			421,937
	Total ending finance receivable balance	$	251,525		$	76,741		$	87,148	$	9,225		$	424,639
	As of June 30, 2013:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,236		$	897		$	1,561	$	511		$	5,205
	Charge-offs		(71	)		(279	)		-		-			(350	)
	Recoveries		6			-			-		-			6
	Provision		375			-			-		(100	)		275
	Balance end of period	$	2,546		$	618		$	1,561	$	411		$	5,136
	Individually evaluated for impairment	$	330		$	111		$	-	$	-		$	441
	Collectively evaluated for impairment		2,216			507			1,561		411			4,695
	Total ending allowance balance	$	2,546		$	618		$	1,561	$	411		$	5,136
	Finance receivables
	Individually evaluated for impairment	$	1,926		$	627		$	-	$	-		$	2,553
	Collectively evaluated for impairment		261,270			81,930			66,548		9,404			419,152
	Total ending finance receivable balance	$	263,196		$	82,557		$	66,548	$	9,404		$	421,705

Note_12_Segment_Reporting_Tabl

Note 12 - Segment Reporting (Tables)	6 Months Ended
	Dec. 31, 2013
Segment Reporting [Abstract]	'
Schedule of Segment Reporting Information, by Segment [Table Text Block]	'
		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended December 31, 2013
	Total direct finance and interest income	$	4,137	$	740	$	-		$	4,877
	Net direct, loan and interest income after provision for credit losses		3,373		740		-			4,113
	Other income		1,220		970		-			2,190
	Net income	$	1,566	$	997	$	(379	)	$	2,184
	Quarter ended December 31, 2012
	Total direct finance and interest income	$	4,103	$	1,145	$	2		$	5,250
	Net direct, loan and interest income after provision for credit losses		3,370		1,275		2			4,647
	Other income		540		708		-			1,248
	Net income	$	1,265	$	723	$	(178	)	$	1,810
	Six months ended December 31, 2013
	Total direct finance and interest income	$	8,395	$	1,493	$	1		$	9,889
	Net direct, loan and interest income after provision for credit losses		6,839		1,493		1			8,333
	Other income		1,596		2,006		-			3,602
	Net income	$	2,897	$	1,750	$	(632	)	$	4,015
	Six months ended December 31, 2012
	Total direct finance and interest income	$	8,217	$	2,422	$	4		$	10,643
	Net direct, loan and interest income after provision for credit losses		6,618		2,573		4			9,195
	Other income		851		1,375		-			2,226
	Net income	$	2,239	$	1,417	$	(309	)	$	3,347
	Total assets at December 31, 2013	$	468,676	$	94,551	$	(10,498	)	$	552,729
	Total assets at December 31, 2012	$	429,669	$	100,225	$	(20,671	)	$	509,223

Note_3_Stockbased_Compensation2

Note 3 - Stock-based Compensation (Details) (USD $)	3 Months Ended	6 Months Ended
	Dec. 31, 2013	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'	'
Allocated Share-based Compensation Expense	$1,000	$2,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$16,000	$16,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'	'43 months

Note_3_Stockbased_Compensation3

Note 3 - Stock-based Compensation (Details) - Stock Option Activity (USD $)	6 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Stock Option Activity [Abstract]	'	'
Options outstanding at beginning of period	22,697	26,240
Options outstanding at beginning of period (in Dollars per share)	$13.91	$12.19
Exercised	-1,154	-13,543
Exercised (in Dollars per share)	$9.96	$12.13
Granted	'	10,000
Granted (in Dollars per share)	'	$16
Options outstanding at end of period	21,543	22,697
Options outstanding at end of period (in Dollars per share)	$14.12	$13.91
Options exercisable at end of period	13,543	12,697

Note_3_Stockbased_Compensation4

Note 3 - Stock-based Compensation (Details) - Stock Option Activity By Exercise Price Range (USD $)	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013
					Range 1 [Member]	Range 2 [Member]	Range 3 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]	'	'	'	'	'	'	'
Range of Exercise Prices, Lower Limit	'	'	'	'	$12.49	$16	$12.49
Range of Exercise Prices, Upper Limit	'	'	'	'	$12.49	$16	$16
Oustanding, Number Outstanding (in Shares)	21,543	22,697	22,697	26,240	11,543	10,000	21,543
Outstanding, Weighted Average Remaining Contractual Life (in years)	'	'	'	'	'18 days	'8 years 211 days	'4 years 3 days
Outstanding, Weighted Average Exercise Price	$14.12	$13.91	$13.91	$12.19	$12.49	$16	$14.12
Exercisable, Number Exercisable (in Shares)	13,543	'	12,697	'	11,543	2,000	13,543
Exercisable, Weighted Averge Exercise Price	'	'	'	'	$12.49	$16	$13.01

Note_4_Fair_Value_Measurement_1

Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	$36,138	$45,522
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	33,761	43,147
Corporate Debt Securities [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	33,761	43,147
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	433	436
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	433	436
Mutual Fund Investments [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	1,136	1,250
Mutual Fund Investments [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	1,136	1,250
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	808	689
Equity Securities [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	808	689
Fair Value, Inputs, Level 1 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	1,944	1,939
Fair Value, Inputs, Level 2 [Member]	'	'
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value On a Recurring Basis [Line Items]	'	'
Fair Value	$34,194	$43,583

Note_5_Fair_Value_of_Financial2

Note 5 - Fair Value of Financial Instruments (Details) - Estimated Fair Values of Financial Instruments (USD $)	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and cash equivalents	$50,098	$75,469	$54,024	$56,921
Cash and cash equivalents	50,098	75,469	'	'
Investments	2,628	2,640	'	'
Investments	2,641	2,659	'	'
Securities available-for-sale	36,138	45,522	'	'
Securities available-for-sale	36,138	45,522	'	'
Commercial Loan, Carrying Value	94,401	73,980	'	'
Commercial Loan [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Commercial Loan, Carrying Value	85,587	64,987	'	'
Commercial Loan, Estimated Fair Value	85,842	65,226	'	'
Other Commercial Loans [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Commercial Loan, Carrying Value	8,814	8,993	'	'
Commercial Loan, Estimated Fair Value	8,955	8,935	'	'
Demand Deposits [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Carrying Value	71,251	71,946	'	'
Deposits, Estimated Fair Value	71,251	71,946	'	'
Certificates of Deposit [Member]	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Carrying Value	266,978	274,082	'	'
Deposits, Estimated Fair Value	$267,056	$274,449	'	'

Note_6_Investments_Details_Inv

Note 6 - Investments (Details) - Investments Carried At Cost (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 6 - Investments (Details) - Investments Carried At Cost [Line Items]	'	'
Federal Reserve Bank Stock	$1,955	$1,655
Federal Reserve Bank Stock	1,955	1,655
Federal Home Loan Bank Stock	550	771
Federal Home Loan Bank Stock	550	771
	2,628	2,640
	2,641	2,659
Collateralized Mortgage Backed Securities [Member]	'	'
Note 6 - Investments (Details) - Investments Carried At Cost [Line Items]	'	'
Mortgage-backed investments	123	214
Mortgage-backed investments	$135	$233

Note_7_Securities_AvailableFor2

Note 7 - Securities Available-For-Sale (Details) (USD $)	6 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Note 7 - Securities Available-For-Sale (Details) [Line Items]	'	'
Proceeds from Sale of Available-for-sale Securities	'	$4,983,000
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	0	'
Early Call Provision of a Corporate Bond [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) [Line Items]	'	'
Available-for-sale Securities, Gross Realized Gains	'	14,000
Proceeds from Sale of Available-for-sale Securities	'	$5,000,000

Note_7_Securities_AvailableFor3

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]	'	'
Amortized Cost	$35,380	$44,575
Gross Unrealized Gains	928	1,003
Gross Unrealized Losses	-170	-56
Fair Value	36,138	45,522
Corporate Debt Securities [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]	'	'
Amortized Cost	33,241	42,435
Gross Unrealized Gains	520	712
Fair Value	33,761	43,147
Municipal Bonds [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]	'	'
Amortized Cost	411	412
Gross Unrealized Gains	22	24
Fair Value	433	436
Mutual Fund Investments [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]	'	'
Amortized Cost	1,306	1,306
Gross Unrealized Losses	-170	-56
Fair Value	1,136	1,250
Equity Securities [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]	'	'
Amortized Cost	422	422
Gross Unrealized Gains	386	267
Fair Value	$808	$689

Note_7_Securities_AvailableFor4

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities By Contractual Maturity (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Available-For-Sale Securities By Contractual Maturity [Abstract]	'	'
Due in one year or less	$22,109	'
Due in one year or less	22,263	'
Due after one year but less than 5 years	11,543	'
Due after one year but less than 5 years	11,931	'
No stated maturity	1,728	'
No stated maturity	1,944	'
Total securities available-for-sale	35,380	44,575
Total securities available-for-sale	$36,138	$45,522

Note_7_Securities_AvailableFor5

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities With Continuous Unrealized Losses (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities With Continuous Unrealized Losses [Line Items]	'	'
Less than 12 Months - Unrealized Loss	($170)	($56)
Less than 12 Months - Estimated Fair Value	1,136	1,250
12 Months or More - Unrealized Loss	0	'
12 Months or More - Estimated Fair Value	0	'
Unrealized Loss	-170	-56
Estimated Fair Value	1,136	1,250
Mutual Fund Investments [Member]	'	'
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities With Continuous Unrealized Losses [Line Items]	'	'
Less than 12 Months - Unrealized Loss	-170	-56
Less than 12 Months - Estimated Fair Value	1,136	1,250
Unrealized Loss	-170	-56
Estimated Fair Value	$1,136	$1,250

Note_8_Net_Investment_In_Lease2

Note 8 - Net Investment In Leases (Details) (USD $)	6 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013
Leases [Abstract]	'	'
Direct Costs of Leased and Rented Property or Equipment	$2.40	$2.60

Note_8_Net_Investment_In_Lease3

Note 8 - Net Investment In Leases (Details) - Net Investment in Leases (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Note 8 - Net Investment In Leases (Details) - Net Investment in Leases [Line Items]	'	'
Minimum lease payments receivable	$337,652	$357,942
Estimated residual value	14,105	14,087
Lease Allowance	-5,142	-5,136
Net investment in leases	419,497	416,569
Leases [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net Investment in Leases [Line Items]	'	'
Less unearned income	-23,491	-26,276
Net investment in leases before allowances	328,266	345,753
Net investment in leases	325,096	342,589
Allowance for lease losses [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net Investment in Leases [Line Items]	'	'
Lease Allowance	-2,919	-2,916
Allowance for estimated residual value [Member]	'	'
Note 8 - Net Investment In Leases (Details) - Net Investment in Leases [Line Items]	'	'
Lease Allowance	($251)	($248)

Note_9_Commercial_Loans_Detail

Note 9 - Commercial Loans (Details) (USD $)	Dec. 31, 2013	Jun. 30, 2013
Note 9 - Commercial Loans (Details) [Line Items]	'	'
Commitments and Contingencies	'	'
Unused lines of Credit [Member]	'	'
Note 9 - Commercial Loans (Details) [Line Items]	'	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	9,900,000	12,000,000
Commitments and Contingencies	$25,000	$25,000

Note_9_Commercial_Loans_Detail1

Note 9 - Commercial Loans (Details) - Investment in Commercial Loans (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	$96,776	$76,346
Less unearned income and discounts	-403	-394
Less allowance for loan losses	-1,972	-1,972
Net commercial loans	94,401	73,980
Commercial Term Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	84,544	65,094
Commercial Real Estate Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	9,232	9,411
Commercial Revolving Lines of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Commercial Loans	$3,000	$1,841

Note_10_Credit_Quality_of_Fina2

Note 10 - Credit Quality of Financing Receivables and Allowance For Credit Losses (Details) - Risk Classification of Financing Receivables by Portfolio Class (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	$424,639	$421,705
Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	251,525	263,196
Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	76,741	82,557
Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	87,148	66,548
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	9,225	9,404
Pass [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	246,704	256,360
Pass [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	75,996	81,730
Pass [Member] | Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	82,216	64,366
Pass [Member] | Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	3,537	3,616
Pass [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	408,453	406,072
Special Mention [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	3,249	5,264
Special Mention [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	116	200
Special Mention [Member] | Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	4,932	2,182
Special Mention [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	8,297	7,646
Substandard [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	1,499	1,499
Substandard [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	625	615
Substandard [Member] | Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	5,688	5,788
Substandard [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	7,812	7,902
Doubtful [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	73	73
Doubtful [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	4	12
Doubtful [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	77	85
Non-Accrual [Member] | Commercial Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	1,591	1,591
Non-Accrual [Member] | Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	5	23
Non-Accrual [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Risk Classification	$1,596	$1,614

Note_10_Credit_Quality_of_Fina3

Note 10 - Credit Quality of Financing Receivables and Allowance For Credit Losses (Details) - Aging of Financing Receivables by Portfolio Class (USD $)	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable 30-89 days past due	$624	$113
Total Past Due	624	113
Current	424,015	421,592
Total Financing Receivable	424,639	421,705
Commercial Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable 30-89 days past due	'	113
Total Past Due	'	113
Current	251,525	263,083
Total Financing Receivable	251,525	263,196
Education Government Non Profit Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivable 30-89 days past due	624	'
Total Past Due	624	'
Current	76,117	82,557
Total Financing Receivable	76,741	82,557
Commercial And Industrial Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	87,148	66,548
Total Financing Receivable	87,148	66,548
Commercial Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	9,225	9,404
Total Financing Receivable	$9,225	$9,404

Note_10_Credit_Quality_of_Fina4

Note 10 - Credit Quality of Financing Receivables and Allowance For Credit Losses (Details) - Allowance Balances and Activity for Financing Receivables (USD $)	6 Months Ended	12 Months Ended	6 Months Ended	12 Months Ended						12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2013	Jun. 30, 2013	Jun. 30, 2013	Dec. 31, 2013	Dec. 31, 2013	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Dec. 31, 2013
			Commercial Leases [Member]	Commercial Leases [Member]	Education Government Non Profit Leases [Member]	Education Government Non Profit Leases [Member]	Commercial And Industrial Loans [Member]	Commercial And Industrial Loans [Member]	Commercial And Industrial Loans [Member]	Commercial Real Estate Portfolio Segment [Member]	Commercial Real Estate Portfolio Segment [Member]
Allowance for lease and loan losses	'	'	'	'	'	'	'	'	'	'	'
Balance beginning of period	$5,136	$5,205	$2,546	$2,236	$897	$618	$1,561	$1,561	$1,561	$511	$411
End balance, allowance	5,142	5,136	2,552	2,546	618	618	1,561	1,561	1,561	411	411
Charge-offs	-8	-350	-8	-71	-279	'	'	'	'	'	'
Recoveries	14	6	14	6	'	'	'	'	'	'	'
Provision	'	275	'	375	'	'	'	'	'	-100	'
Individually evaluated for impairment, allowance	486	441	326	330	111	160	'	'	'	'	'
Collectively evaluated for impairment, allowance	4,656	4,695	2,226	2,216	507	458	1,561	1,561	'	411	411
Finance receivables	'	'	'	'	'	'	'	'	'	'	'
Individually evaluated for impairment, finance receivables	2,702	2,553	2,073	1,926	627	629	'	'	'	'	'
Collectively evaluated for impairment, finance receivables	421,937	419,152	249,452	261,270	81,930	76,112	87,148	66,548	'	9,404	9,225
Total ending finance receivable balance	$424,639	$421,705	$251,525	$263,196	$82,557	$76,741	$87,148	$66,548	'	$9,404	$9,225

Note_11_Borrowings_Details

Note 11 - Borrowings (Details) (USD $)	Dec. 31, 2013
In Millions, unless otherwise specified
Lease Receivables [Member] | Federal Reserve Bank [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Financial Instruments, Owned and Pledged as Collateral, at Fair Value	$120.80
CalFirst Leasing [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	10
Federal Home Loan Bank of San Francisco [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	2.2
Qualifying Real Estate Loans Related to FHLB Line	3.6
Federal Reserve Bank [Member]	'
Note 11 - Borrowings (Details) [Line Items]	'
Line of Credit Facility, Maximum Borrowing Capacity	$92.70

Note_12_Segment_Reporting_Deta

Note 12 - Segment Reporting (Details)	6 Months Ended
	Dec. 31, 2013
Segment Reporting [Abstract]	'
Number of Operating Segments	2

Note_12_Segment_Reporting_Deta1

Note 12 - Segment Reporting (Details) - Segment Financial Results (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Jun. 30, 2013
Segment Reporting Information [Line Items]	'	'	'	'	'
Total direct finance and interest income	$4,877	$5,250	$9,889	$10,643	'
Net direct, loan and interest income after provision for credit losses	4,113	4,647	8,333	9,195	'
Other income	2,190	1,248	3,602	2,226	'
Net income	2,184	1,810	4,015	3,347	'
Total assets	552,729	509,223	552,729	509,223	558,903
CalFirst Bank [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Total direct finance and interest income	4,137	4,103	8,395	8,217	'
Net direct, loan and interest income after provision for credit losses	3,373	3,370	6,839	6,618	'
Other income	1,220	540	1,596	851	'
Net income	1,566	1,265	2,897	2,239	'
Total assets	468,676	429,669	468,676	429,669	'
CalFirst Leasing [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Total direct finance and interest income	740	1,145	1,493	2,422	'
Net direct, loan and interest income after provision for credit losses	740	1,275	1,493	2,573	'
Other income	970	708	2,006	1,375	'
Net income	997	723	1,750	1,417	'
Total assets	94,551	100,225	94,551	100,225	'
Bancorp And Eliminating Entries [Member]	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'
Total direct finance and interest income	'	2	1	4	'
Net direct, loan and interest income after provision for credit losses	'	2	1	4	'
Net income	-379	-178	-632	-309	'
Total assets	($10,498)	($20,671)	($10,498)	($20,671)	'