California First Leasing (CFNB) 10-Q 12 Feb 15 2015 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Dec. 31, 2014	Feb. 06, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	CALIFORNIA FIRST NATIONAL BANCORP
Document Type	10-Q
Current Fiscal Year End Date	-24
Entity Common Stock, Shares Outstanding		10,459,924
Amendment Flag	FALSE
Entity Central Index Key	803016
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	31-Dec-14
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Dec. 31, 2014	Jun. 30, 2014
ASSETS
Cash and due from banks	$50,058,000	$40,122,000
Investments	3,338,000	2,552,000
Securities available-for-sale	53,501,000	26,764,000
Receivables	1,509,000	680,000
Property acquired for transactions in process	26,568,000	40,578,000
Leases and loans:
Allowance for credit losses	-5,975,000	-5,299,000
Net investment in leases and loans	501,970,000	455,794,000
Net property on operating leases	1,084,000	1,991,000
Income taxes receivable	321,000	1,658,000
Other assets	780,000	771,000
Discounted lease rentals assigned to lenders	12,872,000	8,640,000
	652,001,000	579,550,000
Liabilities:
Demand and savings deposits	76,816,000	65,583,000
Time certificates of deposit	326,131,000	290,227,000
Short-term borrowings	26,858,000	6,858,000
Accounts payable	6,705,000	4,655,000
Accrued liabilities	2,496,000	2,553,000
Lease deposits	1,612,000	2,005,000
Non-recourse debt	12,872,000	8,640,000
Deferred income taxes, net	13,343,000	15,284,000
	466,833,000	395,805,000
Commitments and contingencies
Stockholders' equity:
Preferred stock; 2,500,000 shares authorized; none issued	0	0
Common stock; $.01 par value; 20,000,000 shares authorized; 10,459,924 (December 2014) and 10,459,924 (June 2014) issued and outstanding	105,000	105,000
Additional paid in capital	3,374,000	3,372,000
Retained earnings	181,467,000	179,844,000
Accumulated other comprehensive income, net of tax	222,000	424,000
	185,168,000	183,745,000
	652,001,000	579,550,000
Leases [Member]
Leases and loans:
Leases and loans	314,852,000	329,935,000
Net investment in leases and loans	311,424,000	326,608,000
Commercial Loan [Member]
Leases and loans:
Leases and loans	$193,093,000	$131,158,000

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Preferred stock, shares authorized	2,500,000	2,500,000
Preferred stock, shares issued	0	0
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	10,459,924	10,459,924
Common stock, shares outstanding	10,459,924	10,459,924

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Finance and loan income	$5,370	$4,489	$10,315	$9,075
Investment interest income	344	388	656	814
Total interest income	5,714	4,877	10,971	9,889
Interest expense
Deposits	900	764	1,753	1,556
Borrowings	11		16
Net interest income	4,803	4,113	9,202	8,333
Provision for credit losses	400		675
Net interest income after provision for credit losses	4,403	4,113	8,527	8,333
Non-interest income
Operating and sales-type lease income	66	386	200	885
Gain on sale of leases and leased property	1,342	1,678	3,702	2,460
Gain on sale of investment securities	438		438
Other income, net	2,819	126	2,872	257
Total non-interest income	4,665	2,190	7,212	3,602
Non-interest expenses
Compensation and employee benefits	2,426	1,954	4,351	3,701
Occupancy	158	161	317	366
Professional services	157	145	305	301
Other	544	498	984	1,049
Total non-interest expenses	3,285	2,758	5,957	5,417
Earnings before income taxes	5,783	3,545	9,782	6,518
Income taxes	2,226	1,361	3,766	2,503
Net earnings	$3,557	$2,184	$6,016	$4,015
Basic earnings per common share (in Dollars per share)	$0.34	$0.21	$0.58	$0.38
Diluted earnings per common share (in Dollars per share)	$0.34	$0.21	$0.58	$0.38
Dividends declared per common share outstanding (in Dollars per share)	$0.42	$0.40	$0.42	$0.40
Weighted average common shares outstanding (in Shares)	10,460	10,448	10,460	10,448
Diluted common shares outstanding (in Shares)	10,460	10,451	10,460	10,451

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Net earnings	$3,557	$2,184	$6,016	$4,015
Other comprehensive income (loss):
Unrealized gains/(losses) on securities available-for-sale	344	-102	19	-186
Other than temporary impairment loss on securities available-for-sale			91
Reclassification adjustment of realized gain included in net income on securities available-for-sale	-438		-438
Tax effect	36	39	126	72
Total other comprehensive (loss)/income	-58	-63	-202	-114
Total comprehensive income	$3,499	$2,121	$5,814	$3,901

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Earnings	$6,016	$4,015
Adjustments to reconcile net earnings to cash flows provided by (used for) operating activities:
Provision for credit losses	675
Depreciation and net amortization (accretion)	-136	-94
Gain on sale of leased property and sales-type lease income	-2,173	-387
Net gain recognized on investment securities	-438
Impairment loss on investment securities	91
Deferred income taxes, including income taxes payable	-1,828	-2,233
Decrease in income taxes receivable	1,337	2,977
Net (decrease) increase accounts payable and accrued liabilities	-57	388
Other, net	-629	-2,082
Net cash provided by operating activities	2,858	2,584
CASH FLOWS FROM INVESTING ACTIVITIES:
Investment in leases, loans and transactions in process	-177,733	-157,467
Payments received on lease receivables and loans	108,828	95,167
Proceeds from sales of leased property and sales-type leases	3,563	3,272
Proceeds from sales and assignments of leases	37,338	34,134
Purchase of investment securities	-39,544	-300
Pay down on investment securities	11,130	9,112
Proceeds from sale of investment securities	808
Net (increase) decrease in other assets	-56	93
Net cash used for investing activities	-55,666	-15,989
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in time certificates of deposit	35,904	-7,104
Net increase (decrease) in demand and savings deposits	11,233	-695
Net increase in short-term borrowings	20,000
Dividends to stockholders	-4,393	-4,178
Proceeds from exercise of stock options		11
Net cash provided by (used for) financing activities	62,744	-11,966
NET CHANGE IN CASH AND CASH EQUIVALENTS	9,936	-25,371
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	40,122	75,469
CASH AND CASH EQUIVALENTS AT END OF PERIOD	50,058	50,098
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING AND FINANCING ACTIVITIES
Increase in lease rentals assigned to lenders and related non-recourse debt	4,232	9,636
Estimated residual values recorded on leases	-1,001	-2,481
Net cash paid during the six month period for:
Interest	1,732	1,564
Income Taxes	$4,257	$1,759

Consolidated_Statement_of_Stoc

Consolidated Statement of Stockholders’ Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Balance at Jun. 30, 2013	$104	$3,213	$176,972	$590	$180,879
Balance (in Shares) at Jun. 30, 2013	10,447,227
Net earnings			4,015		4,015
Other comprehensive income				-114	-114
Shares issued - Stock options exercised		11			11
Shares issued - Stock options exercised (in Shares)	1,154				1,154
Stock based compensation expense		2			2
Dividends declared			-4,178		-4,178
Balance at Dec. 31, 2013	104	3,226	176,809	476	180,615
Balance (in Shares) at Dec. 31, 2013	10,448,381
Balance at Jun. 30, 2014	105	3,372	179,844	424	183,745
Balance (in Shares) at Jun. 30, 2014	10,459,924
Net earnings			6,016		6,016
Other comprehensive income				-202	-202
Stock based compensation expense		2			2
Dividends declared			-4,393		-4,393
Balance at Dec. 31, 2014	$105	$3,374	$181,467	$222	$185,168
Balance (in Shares) at Dec. 31, 2014	10,459,924

Note_1_Basis_of_Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block [Abstract]
Business Description and Basis of Presentation [Text Block]	NOTE 1- BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements of California First National Bancorp (the “Company”) and its subsidiaries California First National Bank (“CalFirst Bank” or the “Bank”) and California First Leasing Corporation (“CalFirst Leasing”) have been prepared in accordance with generally accepted accounting principles for interim financial information and pursuant to the rules and regulations of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. The financial statements should be read in conjunction with the financial statements and notes thereto included in the Annual Report on Form 10-K for the year ended June 30, 2014. The material under the heading “Management’s Discussion and Analysis of Financial Condition and Results of Operations” is written with the presumption that the readers have read or have access to the 2014 Annual Report on Form 10-K, which contains Management’s Discussion and Analysis of Financial Condition and Results of Operations as of June 30, 2014 and for the year then ended.
	In the opinion of management, the unaudited consolidated financial statements contain all adjustments, consisting only of normal recurring adjustments, necessary for a fair statement of the consolidated balance sheet as of December 31, 2014 and the statements of earnings, comprehensive income, cash flows and stockholders’ equity for the periods presented. The results of operations for the three and six month periods ended December 31, 2014 are not necessarily indicative of the results of operations to be expected for the entire fiscal year ending June 30, 2015.
	Certain reclassifications have been made to the fiscal 2014 financial statements to conform with the presentation of the second quarter of fiscal 2015 financial statements.

Note_2_Recent_Accounting_Prono

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Dec. 31, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 2 – RECENT ACCOUNTING PRONOUNCEMENTS
	In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-09, “Revenue from Contracts with Customers (Topic 606).” The ASU is a converged standard between the FASB and the International Accounting Standards Board that provides a single comprehensive revenue recognition model for all contracts with customers across transactions and industries. The new accounting guidance clarifies the principles for recognizing revenue from contracts with customers. The new accounting guidance, which does not apply to financial instruments, is effective for interim and annual reporting periods beginning after December 15, 2016. The Company does not expect the new guidance to have a material impact on its consolidated financial position or results of operations.

Note_3_Stockbased_Compensation

Note 3 - Stock-based Compensation	6 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 3 – STOCK-BASED COMPENSATION
	At December 31, 2014, the Company has one stock option plan, which is more fully described in Note 14 in the Company’s 2014 Annual Report on Form 10-K.  Pursuant to ASC Topic 718, “Compensation – Stock Compensation” (“ASC 718”), compensation expense is recognized over the requisite service period using the fair-value based method for all new awards calculated at the grant date.
	During the quarter and six months ended December 31, 2014, the Company recognized pre-tax stock-based compensation expense of $1,000 and $2,000, respectively. Such expense related to options granted during fiscal 2013.  The Company has not awarded any new grants in fiscal 2015 and has calculated the stock-based compensation expense based upon the original grant date fair value as allowed under ASC 718.  The valuation variables utilized at the grant dates are discussed in the Company’s 2013 Annual Report on Form 10-K, the year of the original grant.  As of December 31, 2014, approximately $11,000 of total unrecognized compensation expense related to unvested shares is expected to be recognized over the next 31 months.
	Stock option activity for the periods indicated is summarized in the following table:
			For the six months ended
			31-Dec-14						31-Dec-13
			Shares			Weighted Average			Shares				Weighted Average
						Exercise Price							Exercise Price
	Options outstanding at beginning of period			10,000		$	16			22,697			$	13.91
	Exercised			-			-			(1,154	)			9.96
	Granted			-			-			-				-
	Options outstanding at end of period			10,000		$	16			21,543			$	14.12
	Options exercisable at end of period			4,000						13,543
	Stock options outstanding and exercisable are summarized below:
	As of December 31, 2014
	Options Outstanding														Options Exercisable
	Range of				Number			Weighted Average				Weighted Average			Number		Weighted Average
	Exercise prices				Outstanding			Remaining Contractual				Exercise Price			Exercisable		Exercise Price
								Life (in years)
	$16.00	-	16			10,000			7.58			$	16			4,000	$	16

Note_4_Fair_Value_Measurement

Note 4 - Fair Value Measurement	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block [Abstract]
Fair Value, Measurement Inputs, Disclosure [Text Block]	NOTE 4 – FAIR VALUE MEASUREMENT
	ASC Topic 820: “Fair Value Measurements and Disclosures” defines fair value as the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants in the principal or most advantageous market for the asset or liability.  ASC Topic 820 establishes a three-tiered value hierarchy that prioritizes inputs based on the extent to which inputs used are observable in the market and requires the Company to maximize the use of observable inputs and minimize the use of unobservable inputs.  If a value is based on inputs that fall in different levels of the hierarchy, the instrument will be categorized based upon the lowest level of input that is significant to the fair value calculation.  The three levels of inputs are defined as follows:
		·	Level 1 - Valuation is based upon unadjusted quoted prices for identical instruments traded in active markets;
		·	Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which all significant assumptions are observable in the market;
		·	Level 3 - Valuation is generated from model-based techniques that use inputs not observable in the market and based on the entity’s own judgment.  Level 3 valuation techniques could include the use of option pricing models, discounted cash flow models and similar techniques, and rely on assumptions that market participants would use in pricing the asset or liability.
	ASC 820 applies whenever other accounting pronouncements require presentation of fair value measurements, but does not change existing guidance as to whether or not an instrument is carried at fair value.  As such, ASC 820 does not apply to the Company’s investment in leases.  The Company’s financial assets measured at fair value on a recurring basis include primarily securities available-for-sale and at December 31, 2014, there were no liabilities subject to ASC 820.
	Securities available-for-sale include U.S. Treasury Notes, corporate bonds, municipal bonds, U.S. government agency (“Agency”) mortgaged-backed securities (“MBS”), mutual fund and equity investments and generally are reported at fair value utilizing Level 1 and Level 2 inputs.  The fair value of corporate and municipal bonds and  the  MBS are obtained from independent quotation bureaus that use computerized valuation formulas to calculate current values based on observable transactions, but not a quoted bid, or are valued using prices obtained from the custodian, who uses third party data service providers (Level 2 input). U.S. Treasury Notes, mutual funds and equity investments are valued by reference to the market closing or last trade price (Level 1 inputs). In the unlikely event that no trade occurred on the applicable date, an indicative bid or the last trade most proximate to the applicable date would be used (Level 2 input).
	The Company’s assets, which are measured at fair value on a recurring basis as of December 31, 2014 and June 30, 2014 are summarized as follows:
	Description of Assets / Liabilities		Total		Quoted Price in		Significant Other		Significant
			Fair Value		Active Markets for		Observable Inputs		Unobservable
					Identical Assets		(Level 2)		Inputs
					(Level 1)				(Level 3)
			(in thousands)
	As of December 31, 2014
	Corporate debt securities		$	9,764	$	-	$	9,764	$	-
	Securities of state and political subdivisions			420		-		420		-
	U.S. Treasury notes			36,989		36,989		-		-
	Agency MBS			4,932		-		4,932		-
	Mutual fund investment			1,260		1,260		-		-
	Equity investment			136		136		-		-
			$	53,501	$	38,385	$	15,116	$	-
	As of June 30, 2014
	Corporate debt securities		$	16,310	$	-	$	16,310	$	-
	Securities of state and political subdivisions			427		-		427		-
	U.S. Treasury notes			7,973		7,973		-		-
	Mutual fund investment			1,261		1,261		-		-
	Equity investment			793		793		-		-
			$	26,764	$	10,027	$	16,737	$	-
	Certain financial instruments, such as impaired loans, are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments only in certain circumstances, usually if there is evidence of impairment.  The Company had no such assets or liabilities at December 31, 2014 and June 30, 2014.

Note_5_Fair_Value_of_Financial

Note 5 - Fair Value of Financial Instruments	6 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE 5 – FAIR VALUE OF FINANCIAL INSTRUMENTS
	In accordance with ASC 825-50, the following table summarizes the estimated fair value of financial instruments as of December 31, 2014, and June 30, 2014, and includes financial instruments that are not accounted for or carried at fair value.  In accordance with disclosure guidance, certain financial instruments, including all lease related assets and liabilities and all non-financial instruments are excluded from fair value of financial instrument disclosure requirements.  Accordingly, the aggregate of the fair values presented does not represent the total underlying value of the Company.  These fair value estimates are based on relevant market information and data, however, given there is no active market or observable market transactions for certain financial instruments, the Company has made estimates of fair values which are subjective in nature, involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimated values.
	For cash and cash equivalents and demand deposits, because of their short-term nature, the carrying amounts approximate the fair value and are classified as Level 1 in the fair value hierarchy.  Values for investments and available-for-sale securities are determined as set forth in Notes 4, 6 and 7.  The fair value of loan participations that trade regularly in the secondary market is based upon current bid prices in such market at the measurement date and are classified as Level 2 in the fair value hierarchy. For other loans, the estimated fair value is calculated based on discounted cashflow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality and are classified as Level 3 in the fair value hierarchy.  These calculations have been adjusted for credit risk based on the Company’s historical credit loss experience.  The fair value of certificates of deposit are estimated based on discounted cash flows using current offered market rates or interest rates for borrowings of similar maturity and are classified as Level 3 in the fair value hierarchy.
	The estimated fair values of financial instruments were as follows:
		31-Dec-14				30-Jun-14
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	50,058	$	50,058	$	40,122	$	40,122
	Investments		3,338		3,352		2,552		2,567
	Securities available-for-sale		53,501		53,501		26,764		26,764
	Commercial loan participations		173,523		171,713		111,472		111,691
	Other loans		17,023		16,999		17,714		17,929
	Financial Liabilities:
	Demand and savings deposits		76,816		76,816		65,583		65,583
	Time certificate of deposits		326,131		325,868		290,227		290,044
	Short-term borrowings	$	26,858	$	26,865	$	6,858	$	6,858

Note_6_Investments

Note 6 - Investments	6 Months Ended
	Dec. 31, 2014
Investments Schedule [Abstract]
Investment [Text Block]	NOTE 6 – INVESTMENTS:
	Investments are carried at cost and consist of the following:
			31-Dec-14				30-Jun-14
			Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock		$	1,955	$	1,955	$	1,955	$	1,955
	Federal Home Loan Bank Stock			1,262		1,262		475		475
	Mortgage-backed investment			121		135		122		137
			$	3,338	$	3,352	$	2,552	$	2,567
	The investment in Federal Home Loan Bank of San Francisco (“FHLB”) stock is a required investment related to CalFirst Bank’s borrowing arrangements with the FHLB. The FHLB obtains its funding primarily through issuance of consolidated obligations of the Federal Home Loan Bank system.  The U.S. Government does not guarantee these obligations, and each of the twelve FHLB’s are generally jointly and severally liable for repayment of each other’s debt.  Therefore, the Company’s investment could be adversely impacted by the financial operations of the FHLB and actions by the Federal Housing Finance Agency.  These investments have no stated maturity.
	The mortgage-backed investment consists of an Agency issued security.  The Company has determined that it has the ability to hold this investment until maturity and, given the Company’s intent to do so, anticipates that it will realize the full carrying value of its investment and carries the security at amortized cost.

Note_7_Securities_AvailableFor

Note 7 - Securities Available-For-Sale	6 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 7 – SECURITIES AVAILABLE FOR SALE:
	The amortized cost and fair value of securities available for sale at December 31, 2014 were as follows:
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	U.S. Treasury Notes	$	36,807		$	182	$	-		$	36,989
	Corporate debt securities		9,811			24		(71	)		9,764
	Securities of state and political subdivisions		408			12		-			420
	Agency MBS		4,856			76		-			4,932
	Mutual fund investment		1,215			45		-			1,260
	Equity investment		52			84		-			136
	Total securities available-for-sale	$	53,149		$	423	$	(71	)	$	53,501
	The amortized cost and fair value of securities available for sale at June 30, 2014 were as follows:
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	U.S. Treasury notes	$	7,930		$	43	$	-		$	7,973
	Corporate debt securities		16,030			280		-			16,310
	Securities of state and political subdivisions		409			18		-			427
	Mutual fund investments		1,306			-		(45	)		1,261
	Equity investment		422			371		-			793
	Total securities available-for-sale	$	26,097		$	712	$	(45	)	$	26,764
	The available-for-sale securities amortized cost and estimated fair value at December 31, 2014, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	10,012		$	9,968
	Due after one year but less than 5 years		37,014			37,205
	Due after five years		4,856			4,932
	No stated maturity		1,267			1,396
	Total securities available-for-sale	$	53,149		$	53,501
	During the six months ended December 31, 2014, the Company realized a gain of $438,000 from the sale of one equity investment for proceeds of $808,000.  The net gain is recognized using the specific identification method and is included in non-interest income.  During the six months ended December 31, 2013, the Company had no realized gains or losses from the sale of available-for-sale securities.  The following table presents the fair value and associated gross unrealized loss on available-for-sale securities with a gross unrealized loss at December 31, 2014 and June 30, 2014.
		Less than 12 Months					12 Months or More					Total
		Unrealized			Estimated		Unrealized			Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss			Fair Value		Loss			Fair Value
		(in thousands)
	At December 31, 2014
	Corporate debt securities	$	(71	)	$	9,764	$	-		$	-	$	(71	)	$	9,764
	Total	$	(71	)	$	9,794	$	-		$	-	$	(71	)	$	9,764
	At June 30, 2014
	Mutual fund investment	$	-		$	-	$	(45	)	$	1,261	$	(45	)	$	1,261
	Total	$	-		$	-	$	(45	)	$	1,261	$	(45	)	$	1,261
	The Company conducts a regular assessment of its investment portfolios to determine whether any securities are other-than-temporarily impaired. In estimating other-than-temporary impairment losses, management considers, among other factors, length of time and extent to which the fair value has been less than cost, the financial condition and near term prospects of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any recovery.  In September 2014, the Company recorded a pre-tax impairment charge of $91,000 related to the mutual fund investment which had a $45,000 unrealized loss at June 30, 2014. While the Company has the ability and intent to retain this investment, given that the fund lowered its dividend by 11% in May 2014 and had traded below its recorded cost for over  twelve months, the Company determined that an other than temporary impairment had occurred. The $71,000 unrealized loss at December 31, 2014 relates to one security in the oil-fields industry that matures in November 2015. Because the Company has the intent to hold this security and more likely than not will not need to sell it, the Company does not consider this investment to be other-than-temporarily impaired at December 31, 2014.
	At December 31, 2014, securities with carrying values of $37.0 million were pledged to secure borrowings from the FHLB (see Note 11).  At June 30, 2014, securities with carrying values of $8.0 million were pledged to secure the borrowing from the FHLB.

Note_8_Net_Investment_in_Lease

Note 8 - Net Investment in Leases	6 Months Ended
	Dec. 31, 2014
Leases [Abstract]
Leases of Lessor Disclosure [Text Block]	NOTE 8 – NET INVESTMENT IN LEASES
	Net investment in leases consists of the following:
		December 31,			June 30,
		2014			2014
		(in thousands)
	Minimum lease payments receivable	$	327,553		$	340,211
	Estimated residual value		12,773			12,996
	Less unearned income		(25,474	)		(23,272	)
	Net investment in leases before allowances		314,852			329,935
	Less allowance for lease losses		(3,348	)		(3,247	)
	Less valuation allowance for estimated residual value		(80	)		(80	)
	Net investment in leases	$	311,424		$	326,608
	The minimum lease payments receivable and estimated residual value are discounted using the internal rate of return method related to each specific capital lease.  Unearned income includes the offset of initial direct costs of $2.3 million at December 31, 2014 and $2.5 million at June 30, 2014.

Note_9_Commercial_Loans

Note 9 - Commercial Loans (Commercial Loan [Member])	6 Months Ended
	Dec. 31, 2014
Commercial Loan [Member]
Note 9 - Commercial Loans [Line Items]
Financing Receivables [Text Block]	NOTE 9 – COMMERCIAL LOANS
	Commercial loans consist of the following:
		December 31,			June 30,
		2014			2014
		(in thousands)
	Commercial term loans	$	183,501		$	121,236
	Commercial real estate loans		7,729			7,920
	Revolving lines of credit		2,453			2,471
	Total commercial loans		193,683			131,627
	Less unearned income and discounts		(590	)		(469	)
	Less allowance for loan losses		(2,547	)		(1,972	)
	Net commercial loans	$	190,546		$	129,186
	Commercial loans are reported at their outstanding unpaid principal balances reduced by the allowance for loan losses and net of any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans. Interest income is accrued on the unpaid principal balance. Loan origination fees and certain direct origination costs are capitalized and recognized as an adjustment to the yield of the related commercial loan.
	In addition to the amount outstanding on revolving lines of credit set forth above, the Company had additional unused commitments on revolving lines of credit in the amount of $7.4 million at December 31, 2014 and $13.3 million at June 30, 2014. The Company has a recorded liability for unfunded loan commitments of $50,000 at December 31, 2014 and $25,000 at June 30, 2014 related to such commitments.

Note_10_Credit_Quality_of_Fina

Note 10 - Credit Quality of Financing Receivables and Allowance for Credit Losses	6 Months Ended
	Dec. 31, 2014
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Text Block]	NOTE 10 – CREDIT QUALITY OF FINANCING RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
	The following tables provide information on the credit profile of the components of the portfolio and allowance for credit losses related to “financing receivables” as defined under ASC Topic 310, Receivables.  This disclosure on “financing receivables” covers the Company’s direct finance and sales-type leases and all commercial loans, but does not include operating leases and transactions in process.   The portfolio is disaggregated into segments and classifications appropriate for assessing and monitoring the portfolios’ risk and performance. This disclosure does not encompass all risk assets or the entire allowance for credit losses.
	Portfolio segments identified by the Company include leases and loans.  These segments have been disaggregated into four classes: 1) commercial leases, 2) education, government and non-profit leases, 3) commercial and industrial loans and 4) commercial real estate loans.  Relevant risk characteristics for establishing these portfolio classes generally include the nature of the borrower, structure of the transaction and collateral type. The Company’s credit process includes a policy of classifying all leases and loans in accordance with a risk rating classification system consistent with regulatory models under which leases and loans may be rated as “pass”, “special mention”, “substandard”, or “doubtful”. These risk categories reflect an assessment of the ability of the borrowers to service their obligation based on current financial position, historical payment experience, and collateral adequacy, among other factors.  The Company uses the following definitions for risk ratings:
		Pass – Includes credits of the highest quality as well as credits with positive primary repayment source but one or more characteristics that are of higher than average risk.
		Special Mention – Have a potential weakness that if left uncorrected may result in deterioration of the repayment prospects for the lease or loan or of the Company’s credit position at some future date.
		Substandard – Are inadequately protected by the paying capacity of the obligor or of the collateral, if any. Substandard credits have a well-defined weakness that jeopardize the liquidation of the debt or indicate the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.
		Doubtful – Based on current information and events, collection of all amounts due according to the contractual terms of the lease or loan agreement is considered highly questionable and improbable.
	The risk classification of financing receivables by portfolio class is as follows:
	(dollars in thousands)		Commercial			Education			Commercial		Commercial			Total
						Government			& Industrial		Real Estate			Financing
						Non-profit
			Leases			Leases			Loans		Loans			Receivable
	As of December 31, 2014:
	Pass		$	225,619		$	77,358		$	170,638	$	7,719		$	481,334
	Special Mention			11,019			-			9,835		-			20,854
	Substandard			98			735			4,901		-			5,734
	Doubtful			19			4			-		-			23
			$	236,755		$	78,097		$	185,374	$	7,719		$	507,945
	Non-accrual		$	42		$	4		$	-	$	-		$	46
	As of June 30, 2014:
	Pass		$	245,360		$	76,569		$	108,453	$	2,344		$	432,726
	Special Mention			6,440			566			9,881		-			16,887
	Substandard			4			972			4,917		5,563			11,456
	Doubtful			20			4			-		-			24
			$	251,824		$	78,111		$	123,251	$	7,907		$	461,093
	Non-accrual		$	43		$	4		$	-	$	-		$	47
	The accrual of interest income on leases and loans will be discontinued when the customer becomes ninety days or more past due on its lease or loan payments with the Company, unless the Company believes the investment is otherwise recoverable.  Leases and loans may be placed on non-accrual earlier if the Company has significant doubt about the ability of the customer to meet its lease or loan obligations, as evidenced by consistent delinquency, deterioration in the customer’s financial condition or other relevant factors. Payments received while on non-accrual are applied to reduce the Company’s recorded value.
	The aging of financing receivables by portfolio class is as follows:
	(dollars in thousands)		31-89			Greater			Total		Current			Total			Over 90
			Days			Than			Past Due					Financing			Days &
						90 Days								Receivable			Accruing
	As of December 31, 2014:
	Commercial Leases		$	-		$	42		$	42	$	236,713		$	236,755		$	-
	Education, Government, Non-profit Leases			-			4			4		78,093			78,097			-
	Commercial and Industrial Loans			-			-			-		185,374			185,374			-
	Commercial Real Estate Loans			-			-			-		7,719			7,719			-
			$	-		$	46		$	46	$	507,899		$	507,945		$	-
	As of June 30, 2014:
	Commercial Leases		$	-		$	43		$	43	$	251,781		$	251,824		$	-
	Education, Government, Non-profit Leases			-			4			4		78,107			78,111			-
	Commercial and Industrial Loans			-			-			-		123,251			123,251			-
	Commercial Real Estate Loans			-			-			-		7,907			7,907			-
			$	-		$	47		$	47	$	461,046		$	461,093		$	-
	The allowance balances and activity in the allowance related to financing receivables, along with the recorded investment and allowance determined based on impairment method as of December 31, 2014 and June 30, 2014 are presented in the following table:
	(in thousands)		Commercial			Education			Commercial		Commercial			Total
			Leases			Government			& Industrial		Real Estate			Financing
						Non-profit			Loans		Loans			Receivable
						Leases
	As of December 31, 2014:
	Allowance for lease and loan losses
	Balance beginning of period		$	2,510		$	817		$	1,761	$	211		$	5,299
	Charge-offs			-			-			-		-			-
	Recoveries			1			-			-		-			1
	Provision			100			-			675		(100	)		675
	Balance end of period		$	2,611		$	817		$	2,436	$	111		$	5,975
	Individually evaluated for impairment		$	255		$	120		$	-	$	-		$	375
	Collectively evaluated for impairment			2,356			697			2,436		111			5,600
	Total ending allowance balance		$	2,611		$	817		$	2,436	$	111		$	5,975
	Finance receivables
	Individually evaluated for impairment		$	3,207		$	739		$	-	$	-		$	3,946
	Collectively evaluated for impairment			233,548			77,358			185,374		7,719			503,999
	Total ending finance receivable balance		$	236,755		$	78,097		$	185,374	$	7,719		$	507,945
	As of June 30, 2014:
	Allowance for lease and loan losses
Balance beginning of period		$	2,557		$	618		$	1,561	$	411		$	5,147
Charge-offs			(61	)		(1	)		-		-			(62	)
Recoveries			14			-			-		-			14
Provision			-			200			200		(200	)		200
Balance end of period		$	2,510		$	817		$	1,761	$	211		$	5,299
Individually evaluated for impairment		$	27		$	191		$	0	$	-		$	218
Collectively evaluated for impairment			2,483			626			1,761		211			5,081
Total ending allowance balance		$	2,510		$	817		$	1,761	$	211		$	5,299
Finance receivables
Individually evaluated for impairment		$	73		$	976		$	-	$	-		$	1,049
Collectively evaluated for impairment			251,751			77,135			123,251		7,907			460,044
Total ending finance receivable balance		$	251,824		$	78,111		$	123,251	$	7,907		$	461,093

Note_11_Borrowings

Note 11 - Borrowings	6 Months Ended
	Dec. 31, 2014
Federal Home Loan Banks [Abstract]
Federal Home Loan Bank, Advances [Text Block]	NOTE 11 – BORROWINGS
	CalFirst Bank is a member of the Federal Home Loan Bank of San Francisco and can take advantage of FHLB programs for overnight and term advances at published daily rates.  Under terms of a blanket collateral agreement, advances from the FHLB are collateralized by qualifying real estate loans and investment securities.  The Bank also has authority to borrow from the Federal Reserve Bank (“FRB”) discount window amounts secured by certain lease receivables.  Borrowing capacity from the FHLB or FRB may fluctuate based upon the acceptability and risk rating of securities, loan and lease collateral and both the FRB and FHLB could adjust advance rates applied to such collateral at their discretion.
	The borrowings from the FHLB and weighted average interest rates at December 31, 2014 and June 30, 2014 were as follows:
		31-Dec-14					30-Jun-14
	(dollars in thousands)	Amount		Weighted			Amount		Weighted
				Average Rate					Average Rate
	Short-term borrowings
	FHLB advances	$	26,858		0.29	%	$	6,858		0.27	%
	At December 31, 2014, there was available borrowing capacity from the FHLB of $13.9 million related to qualifying real estate loans of $6.9 million and securities pledged with a carrying value of $37.0 million. There were no borrowings from the FRB, leaving availability of approximately $113.7 million secured by $147.9 million of lease receivables.

Note_12_Segment_Reporting

Note 12 - Segment Reporting	6 Months Ended
	Dec. 31, 2014
Segment Reporting [Abstract]
Segment Reporting Disclosure [Text Block]	NOTE 12 – SEGMENT REPORTING
	The Company’s two subsidiaries, CalFirst Bank, an FDIC-insured national bank, and CalFirst Leasing are considered to be two different business segments. Below is a summary of each segment’s financial results for the quarters and six months ended December 31, 2014 and 2013:
		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended December 31, 2014
	Total interest income	$	5,222	$	492	$	-		$	5,714
	Net interest income after provision for credit losses		3,772		631		-			4,403
	Other income		2,217		2,448		-			4,665
	Net income	$	2,162	$	1,662	$	(267	)	$	3,557
	Quarter ended December 31, 2013
	Total interest income	$	4,137	$	740	$	-		$	4,877
	Net interest income after provision for credit losses		3,373		740		-			4,113
	Other income		1,220		970		-			2,190
	Net income	$	1,566	$	997	$	(379	)	$	2,184
	Six months ended December 31, 2014
	Total interest income	$	9,928	$	1,043	$	-		$	10,971
	Net interest income after provision for credit losses		7,320		1,207		-			8,527
	Other income		2,683		4,529		-			7,212
	Net income	$	3,341	$	3,177	$	(502	)	$	6,016
	Six months ended December 31, 2013
	Total interest income	$	8,395	$	1,493	$	1		$	9,889
	Net interest income after provision for credit losses		6,839		1,493		1			8,333
	Other income		1,596		2,006		-			3,602
	Net income	$	2,897	$	1,750	$	(632	)	$	4,015
	Total assets at December 31, 2014	$	604,028	$	95,265	$	(47,292	)	$	652,001
	Total assets at December 31, 2013	$	468,676	$	94,551	$	(10,498	)	$	552,729

Note_13_Subsequent_Event

Note 13 - Subsequent Event	6 Months Ended
	Dec. 31, 2014
Subsequent Events [Abstract]
Subsequent Events [Text Block]	NOTE 13 – SUBSEQUENT EVENT
	In January 2015, the Office of Comptroller of the Currency (“OCC”), CalFirst Bank’s primary regulator, terminated the operating agreement between the Bank and the OCC pursuant to which the Bank was required to obtain prior approval from the OCC before implementing any significant deviation or change from an approved operating plan, and under which the OCC had imposed conditions that the Bank maintain a Tier 1 capital ratio of not less than 14% through June 30, 2015 and limit the growth in the commercial loan portfolio within certain guidelines. Following the termination of the operating agreement, the Company’s obligation to provide capital maintenance and liquidity support to the Bank, if and when necessary, will be the only continuing unique condition.

Note_3_Stockbased_Compensation1

Note 3 - Stock-based Compensation (Tables)	6 Months Ended
	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Stock Options Roll Forward [Table Text Block]			For the six months ended
			31-Dec-14						31-Dec-13
			Shares			Weighted Average			Shares				Weighted Average
						Exercise Price							Exercise Price
	Options outstanding at beginning of period			10,000		$	16			22,697			$	13.91
	Exercised			-			-			(1,154	)			9.96
	Granted			-			-			-				-
	Options outstanding at end of period			10,000		$	16			21,543			$	14.12
	Options exercisable at end of period			4,000						13,543
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]	As of December 31, 2014
	Options Outstanding														Options Exercisable
	Range of				Number			Weighted Average				Weighted Average			Number		Weighted Average
	Exercise prices				Outstanding			Remaining Contractual				Exercise Price			Exercisable		Exercise Price
								Life (in years)
	$16.00	-	16			10,000			7.58			$	16			4,000	$	16

Note_4_Fair_Value_Measurement_

Note 4 - Fair Value Measurement (Tables)	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Description of Assets / Liabilities	Total		Quoted Price in		Significant Other		Significant
		Fair Value		Active Markets for		Observable Inputs		Unobservable
				Identical Assets		(Level 2)		Inputs
				(Level 1)				(Level 3)
		(in thousands)
	As of December 31, 2014
	Corporate debt securities	$	9,764	$	-	$	9,764	$	-
	Securities of state and political subdivisions		420		-		420		-
	U.S. Treasury notes		36,989		36,989		-		-
	Agency MBS		4,932		-		4,932		-
	Mutual fund investment		1,260		1,260		-		-
	Equity investment		136		136		-		-
		$	53,501	$	38,385	$	15,116	$	-
	As of June 30, 2014
	Corporate debt securities	$	16,310	$	-	$	16,310	$	-
	Securities of state and political subdivisions		427		-		427		-
	U.S. Treasury notes		7,973		7,973		-		-
	Mutual fund investment		1,261		1,261		-		-
	Equity investment		793		793		-		-
		$	26,764	$	10,027	$	16,737	$	-

Note_5_Fair_Value_of_Financial1

Note 5 - Fair Value of Financial Instruments (Tables)	6 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Fair Value, by Balance Sheet Grouping [Table Text Block]		31-Dec-14				30-Jun-14
		Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
		(in thousands)
	Financial Assets:
	Cash and cash equivalents	$	50,058	$	50,058	$	40,122	$	40,122
	Investments		3,338		3,352		2,552		2,567
	Securities available-for-sale		53,501		53,501		26,764		26,764
	Commercial loan participations		173,523		171,713		111,472		111,691
	Other loans		17,023		16,999		17,714		17,929
	Financial Liabilities:
	Demand and savings deposits		76,816		76,816		65,583		65,583
	Time certificate of deposits		326,131		325,868		290,227		290,044
	Short-term borrowings	$	26,858	$	26,865	$	6,858	$	6,858

Note_6_Investments_Tables

Note 6 - Investments (Tables)	6 Months Ended
	Dec. 31, 2014
Investments Schedule [Abstract]
Investment [Table Text Block]			31-Dec-14				30-Jun-14
			Carrying Cost		Fair Value		Carrying Cost		Fair Value
		(in thousands)
	Federal Reserve Bank Stock		$	1,955	$	1,955	$	1,955	$	1,955
	Federal Home Loan Bank Stock			1,262		1,262		475		475
	Mortgage-backed investment			121		135		122		137
			$	3,338	$	3,352	$	2,552	$	2,567

Note_7_Securities_AvailableFor1

Note 7 - Securities Available-For-Sale (Tables)	6 Months Ended
	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	U.S. Treasury Notes	$	36,807		$	182	$	-		$	36,989
	Corporate debt securities		9,811			24		(71	)		9,764
	Securities of state and political subdivisions		408			12		-			420
	Agency MBS		4,856			76		-			4,932
	Mutual fund investment		1,215			45		-			1,260
	Equity investment		52			84		-			136
	Total securities available-for-sale	$	53,149		$	423	$	(71	)	$	53,501
	(in thousands)	Amortized			Gross Unrealized					Fair
		Cost			Gains		Losses			Value
	U.S. Treasury notes	$	7,930		$	43	$	-		$	7,973
	Corporate debt securities		16,030			280		-			16,310
	Securities of state and political subdivisions		409			18		-			427
	Mutual fund investments		1,306			-		(45	)		1,261
	Equity investment		422			371		-			793
	Total securities available-for-sale	$	26,097		$	712	$	(45	)	$	26,764
Available-for-sale Securities [Table Text Block]		Amortized Cost			Fair Value
		(in thousands)
	Due in one year or less	$	10,012		$	9,968
	Due after one year but less than 5 years		37,014			37,205
	Due after five years		4,856			4,932
	No stated maturity		1,267			1,396
	Total securities available-for-sale	$	53,149		$	53,501
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]		Less than 12 Months					12 Months or More					Total
		Unrealized			Estimated		Unrealized			Estimated		Unrealized			Estimated
		Loss			Fair Value		Loss			Fair Value		Loss			Fair Value
		(in thousands)
	At December 31, 2014
	Corporate debt securities	$	(71	)	$	9,764	$	-		$	-	$	(71	)	$	9,764
	Total	$	(71	)	$	9,794	$	-		$	-	$	(71	)	$	9,764
	At June 30, 2014
	Mutual fund investment	$	-		$	-	$	(45	)	$	1,261	$	(45	)	$	1,261
	Total	$	-		$	-	$	(45	)	$	1,261	$	(45	)	$	1,261

Note_8_Net_Investment_in_Lease1

Note 8 - Net Investment in Leases (Tables)	6 Months Ended
	Dec. 31, 2014
Leases [Abstract]
Net Investment in Leases [Table Text Block]		December 31,			June 30,
		2014			2014
		(in thousands)
	Minimum lease payments receivable	$	327,553		$	340,211
	Estimated residual value		12,773			12,996
	Less unearned income		(25,474	)		(23,272	)
	Net investment in leases before allowances		314,852			329,935
	Less allowance for lease losses		(3,348	)		(3,247	)
	Less valuation allowance for estimated residual value		(80	)		(80	)
	Net investment in leases	$	311,424		$	326,608

Note_9_Commercial_Loans_Tables

Note 9 - Commercial Loans (Tables) (Commercial Loan [Member])	6 Months Ended
	Dec. 31, 2014
Commercial Loan [Member]
Note 9 - Commercial Loans (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]		December 31,			June 30,
		2014			2014
		(in thousands)
	Commercial term loans	$	183,501		$	121,236
	Commercial real estate loans		7,729			7,920
	Revolving lines of credit		2,453			2,471
	Total commercial loans		193,683			131,627
	Less unearned income and discounts		(590	)		(469	)
	Less allowance for loan losses		(2,547	)		(1,972	)
	Net commercial loans	$	190,546		$	129,186

Note_10_Credit_Quality_of_Fina1

Note 10 - Credit Quality of Financing Receivables and Allowance for Credit Losses (Tables)	6 Months Ended
	Dec. 31, 2014
Credit Quality Of Financing Receivables And Allowance For Credit Losses [Abstract]
Impaired Financing Receivables [Table Text Block]	(dollars in thousands)	Commercial			Education			Commercial		Commercial			Total
					Government			& Industrial		Real Estate			Financing
					Non-profit
		Leases			Leases			Loans		Loans			Receivable
	As of December 31, 2014:
	Pass	$	225,619		$	77,358		$	170,638	$	7,719		$	481,334
	Special Mention		11,019			-			9,835		-			20,854
	Substandard		98			735			4,901		-			5,734
	Doubtful		19			4			-		-			23
		$	236,755		$	78,097		$	185,374	$	7,719		$	507,945
	Non-accrual	$	42		$	4		$	-	$	-		$	46
	As of June 30, 2014:
	Pass	$	245,360		$	76,569		$	108,453	$	2,344		$	432,726
	Special Mention		6,440			566			9,881		-			16,887
	Substandard		4			972			4,917		5,563			11,456
	Doubtful		20			4			-		-			24
		$	251,824		$	78,111		$	123,251	$	7,907		$	461,093
	Non-accrual	$	43		$	4		$	-	$	-		$	47
Past Due Financing Receivables [Table Text Block]	(dollars in thousands)	31-89			Greater			Total		Current			Total			Over 90
		Days			Than			Past Due					Financing			Days &
					90 Days								Receivable			Accruing
	As of December 31, 2014:
	Commercial Leases	$	-		$	42		$	42	$	236,713		$	236,755		$	-
	Education, Government, Non-profit Leases		-			4			4		78,093			78,097			-
	Commercial and Industrial Loans		-			-			-		185,374			185,374			-
	Commercial Real Estate Loans		-			-			-		7,719			7,719			-
		$	-		$	46		$	46	$	507,899		$	507,945		$	-
	As of June 30, 2014:
	Commercial Leases	$	-		$	43		$	43	$	251,781		$	251,824		$	-
	Education, Government, Non-profit Leases		-			4			4		78,107			78,111			-
	Commercial and Industrial Loans		-			-			-		123,251			123,251			-
	Commercial Real Estate Loans		-			-			-		7,907			7,907			-
		$	-		$	47		$	47	$	461,046		$	461,093		$	-
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	(in thousands)	Commercial			Education			Commercial		Commercial			Total
		Leases			Government			& Industrial		Real Estate			Financing
					Non-profit			Loans		Loans			Receivable
					Leases
	As of December 31, 2014:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,510		$	817		$	1,761	$	211		$	5,299
	Charge-offs		-			-			-		-			-
	Recoveries		1			-			-		-			1
	Provision		100			-			675		(100	)		675
	Balance end of period	$	2,611		$	817		$	2,436	$	111		$	5,975
	Individually evaluated for impairment	$	255		$	120		$	-	$	-		$	375
	Collectively evaluated for impairment		2,356			697			2,436		111			5,600
	Total ending allowance balance	$	2,611		$	817		$	2,436	$	111		$	5,975
	Finance receivables
	Individually evaluated for impairment	$	3,207		$	739		$	-	$	-		$	3,946
	Collectively evaluated for impairment		233,548			77,358			185,374		7,719			503,999
	Total ending finance receivable balance	$	236,755		$	78,097		$	185,374	$	7,719		$	507,945
	As of June 30, 2014:
	Allowance for lease and loan losses
	Balance beginning of period	$	2,557		$	618		$	1,561	$	411		$	5,147
	Charge-offs		(61	)		(1	)		-		-			(62	)
	Recoveries		14			-			-		-			14
	Provision		-			200			200		(200	)		200
	Balance end of period	$	2,510		$	817		$	1,761	$	211		$	5,299
	Individually evaluated for impairment	$	27		$	191		$	0	$	-		$	218
	Collectively evaluated for impairment		2,483			626			1,761		211			5,081
	Total ending allowance balance	$	2,510		$	817		$	1,761	$	211		$	5,299
	Finance receivables
	Individually evaluated for impairment	$	73		$	976		$	-	$	-		$	1,049
	Collectively evaluated for impairment		251,751			77,135			123,251		7,907			460,044
	Total ending finance receivable balance	$	251,824		$	78,111		$	123,251	$	7,907		$	461,093

Note_11_Borrowings_Tables

Note 11 - Borrowings (Tables)	6 Months Ended
	Dec. 31, 2014
Federal Home Loan Banks [Abstract]
Schedule of Debt [Table Text Block]		31-Dec-14					30-Jun-14
	(dollars in thousands)	Amount		Weighted			Amount		Weighted
				Average Rate					Average Rate
	Short-term borrowings
	FHLB advances	$	26,858		0.29	%	$	6,858		0.27	%

Note_12_Segment_Reporting_Tabl

Note 12 - Segment Reporting (Tables)	6 Months Ended
	Dec. 31, 2014
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment [Table Text Block]		CalFirst		CalFirst		Bancorp and			Consolidated
		Bank		Leasing		Eliminating
						Entries
				(in thousands)
	Quarter ended December 31, 2014
	Total interest income	$	5,222	$	492	$	-		$	5,714
	Net interest income after provision for credit losses		3,772		631		-			4,403
	Other income		2,217		2,448		-			4,665
	Net income	$	2,162	$	1,662	$	(267	)	$	3,557
	Quarter ended December 31, 2013
	Total interest income	$	4,137	$	740	$	-		$	4,877
	Net interest income after provision for credit losses		3,373		740		-			4,113
	Other income		1,220		970		-			2,190
	Net income	$	1,566	$	997	$	(379	)	$	2,184
	Six months ended December 31, 2014
	Total interest income	$	9,928	$	1,043	$	-		$	10,971
	Net interest income after provision for credit losses		7,320		1,207		-			8,527
	Other income		2,683		4,529		-			7,212
	Net income	$	3,341	$	3,177	$	(502	)	$	6,016
	Six months ended December 31, 2013
	Total interest income	$	8,395	$	1,493	$	1		$	9,889
	Net interest income after provision for credit losses		6,839		1,493		1			8,333
	Other income		1,596		2,006		-			3,602
	Net income	$	2,897	$	1,750	$	(632	)	$	4,015
	Total assets at December 31, 2014	$	604,028	$	95,265	$	(47,292	)	$	652,001
	Total assets at December 31, 2013	$	468,676	$	94,551	$	(10,498	)	$	552,729

Note_3_Stockbased_Compensation2

Note 3 - Stock-based Compensation (Details) (USD $)	3 Months Ended	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated Share-based Compensation Expense	$1,000	$2,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$11,000	$11,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		31 months

Note_3_Stockbased_Compensation3

Note 3 - Stock-based Compensation (Details) - Stock Option Activity (USD $)	6 Months Ended
	Dec. 31, 2013	Dec. 31, 2014	Jun. 30, 2014
Stock Option Activity [Abstract]
Options outstanding at beginning of period	22,697	10,000	10,000
Options outstanding at beginning of period (in Dollars per share)	$13.91	$16	$16
Exercised	-1,154
Exercised (in Dollars per share)	$9.96
Options outstanding at end of period	21,543	10,000	10,000
Options outstanding at end of period (in Dollars per share)	$14.12	$16	$16
Options exercisable at end of period	13,543	4,000

Note_3_Stockbased_Compensation4

Note 3 - Stock-based Compensation (Details) - Stock Option Activity by Exercise Price Range (USD $)	6 Months Ended
	Dec. 31, 2014
Stock Option Activity by Exercise Price Range [Abstract]
	$16
	$16
(in Shares)	10,000
	7 years 211 days
	$16
(in Shares)	4,000
	$16

Note_4_Fair_Value_Measurement_1

Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	$53,501	$26,764
Fair Value, Inputs, Level 1 [Member] | US Treasury Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	36,989	7,973
Fair Value, Inputs, Level 1 [Member] | Mutual Fund Investments [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	1,260	1,261
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	136	793
Fair Value, Inputs, Level 1 [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	38,385	10,027
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	9,764	16,310
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	420	427
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	4,932
Fair Value, Inputs, Level 2 [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	15,116	16,737
Corporate Debt Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	9,764	16,310
US States and Political Subdivisions Debt Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	420	427
US Treasury Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	36,989	7,973
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	4,932
Mutual Fund Investments [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	1,260	1,261
Equity Securities [Member]
Note 4 - Fair Value Measurement (Details) - Assets Measured at Fair Value on a Recurring Basis [Line Items]
Fair Value	$136	$793

Note_5_Fair_Value_of_Financial2

Note 5 - Fair Value of Financial Instruments (Details) - Estimated Fair Values of Financial Instruments (USD $)	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financial Assets:
Cash and cash equivalents	$50,058	$40,122	$50,098	$75,469
Cash and cash equivalents	50,058	40,122
Investments	3,338	2,552
Investments	3,352	2,567
Securities available-for-sale	53,501	26,764
Securities available-for-sale	53,501	26,764
Commercial Loan, Carrying Value	190,546	129,186
Financial Liabilities:
Short-term borrowings	26,858	6,858
Short-term borrowings	26,865	6,858
Commercial Loan [Member]
Financial Assets:
Commercial Loan, Carrying Value	173,523	111,472
Commercial Loan, Estimated Fair Value	171,713	111,691
Other Commercial Loans [Member]
Financial Assets:
Commercial Loan, Carrying Value	17,023	17,714
Commercial Loan, Estimated Fair Value	16,999	17,929
Demand Deposits [Member]
Financial Liabilities:
Deposits, Carrying Value	76,816	65,583
Deposits, Estimated Fair Value	76,816	65,583
Certificates of Deposit [Member]
Financial Liabilities:
Deposits, Carrying Value	326,131	290,227
Deposits, Estimated Fair Value	$325,868	$290,044

Note_6_Investments_Details_Inv

Note 6 - Investments (Details) - Investments Carried at Cost (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Note 6 - Investments (Details) - Investments Carried at Cost [Line Items]
Federal Reserve Bank Stock	$1,955	$1,955
Federal Reserve Bank Stock	1,955	1,955
Federal Home Loan Bank Stock	1,262	475
Federal Home Loan Bank Stock	1,262	475
	3,338	2,552
	3,352	2,567
Collateralized Mortgage Backed Securities [Member]
Note 6 - Investments (Details) - Investments Carried at Cost [Line Items]
Mortgage-backed investment	121	122
Mortgage-backed investment	$135	$137

Note_7_Securities_AvailableFor2

Note 7 - Securities Available-For-Sale (Details) (USD $)	3 Months Ended		6 Months Ended
	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2014	Dec. 31, 2013	31-May-14
Note 7 - Securities Available-For-Sale (Details) [Line Items]
Available-for-sale Securities, Gross Realized Gain (Loss)			$438,000	$0
Proceeds from Sale of Available-for-sale Securities			808,000
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	91,000	45,000
Reduction In Dividend From Mutual Fund Investment, Percentage					11.00%
Unrealized Loss on Securities			71,000
Early Call Provision of a Corporate Bond [Member]
Note 7 - Securities Available-For-Sale (Details) [Line Items]
Available-for-sale Securities Pledged as Collateral		$8,000,000	$37,000,000

Note_7_Securities_AvailableFor3

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	$53,149	$26,097
Gross Unrealized Gains	423	712
Gross Unrealized Losses	-71	-45
Fair Value	53,501	26,764
US Treasury Securities [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	36,807	7,930
Gross Unrealized Gains	182	43
Fair Value	36,989	7,973
Corporate Debt Securities [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	9,811	16,030
Gross Unrealized Gains	24	280
Gross Unrealized Losses	-71
Fair Value	9,764	16,310
Municipal Bonds [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	408	409
Gross Unrealized Gains	12	18
Fair Value	420	427
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	4,856
Gross Unrealized Gains	76
Fair Value	4,932
Mutual Fund Investments [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	1,215	1,306
Gross Unrealized Gains	45
Gross Unrealized Losses		-45
Fair Value	1,260	1,261
Equity Securities [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities at Amortized Cost and Fair Value [Line Items]
Amortized Cost	52	422
Gross Unrealized Gains	84	371
Fair Value	$136	$793

Note_7_Securities_AvailableFor4

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities by Contractual Maturity (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Available-For-Sale Securities by Contractual Maturity [Abstract]
Due in one year or less	$10,012
Due in one year or less	9,968
Due after one year but less than 5 years	37,014
Due after one year but less than 5 years	37,205
Due after five years	4,856
Due after five years	4,932
No stated maturity	1,267
No stated maturity	1,396
Total securities available-for-sale	53,149	26,097
Total securities available-for-sale	$53,501	$26,764

Note_7_Securities_AvailableFor5

Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities with Continuous Unrealized Losses (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities with Continuous Unrealized Losses [Line Items]
Unrealized Loss	($71)
Estimated Fair Value	9,794
Unrealized Loss	0	-45
Estimated Fair Value	0	1,261
Unrealized Loss	-71	-45
Estimated Fair Value	9,764	1,261
Corporate Debt Securities [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities with Continuous Unrealized Losses [Line Items]
Unrealized Loss	-71
Estimated Fair Value	9,764
Unrealized Loss	-71
Estimated Fair Value	9,764
Mutual Fund Investments [Member]
Note 7 - Securities Available-For-Sale (Details) - Available-For-Sale Securities with Continuous Unrealized Losses [Line Items]
Unrealized Loss		-45
Estimated Fair Value		1,261
Unrealized Loss		-45
Estimated Fair Value		$1,261

Note_8_Net_Investment_in_Lease2

Note 8 - Net Investment in Leases (Details) (USD $)	6 Months Ended	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Leases [Abstract]
Direct Costs of Leased and Rented Property or Equipment	$2.30	$2.50

Note_8_Net_Investment_in_Lease3

Note 8 - Net Investment in Leases (Details) - Net Investment in Leases (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Note 8 - Net Investment in Leases (Details) - Net Investment in Leases [Line Items]
Minimum lease payments receivable	$327,553	$340,211
Estimated residual value	12,773	12,996
Lease Allowance	-5,975	-5,299
Net investment in leases	501,970	455,794
Leases [Member]
Note 8 - Net Investment in Leases (Details) - Net Investment in Leases [Line Items]
Less unearned income	-25,474	-23,272
Net investment in leases before allowances	314,852	329,935
Net investment in leases	311,424	326,608
Allowance for lease losses [Member]
Note 8 - Net Investment in Leases (Details) - Net Investment in Leases [Line Items]
Lease Allowance	-3,348	-3,247
Allowance for estimated residual value [Member]
Note 8 - Net Investment in Leases (Details) - Net Investment in Leases [Line Items]
Lease Allowance	($80)	($80)

Note_9_Commercial_Loans_Detail

Note 9 - Commercial Loans (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Note 9 - Commercial Loans (Details) [Line Items]
Commitments and Contingencies
Unused lines of Credit [Member]
Note 9 - Commercial Loans (Details) [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	7,400,000	13,300,000
Commitments and Contingencies	$50,000	$25,000

Note_9_Commercial_Loans_Detail1

Note 9 - Commercial Loans (Details) - Investment in Commercial Loans (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial Loans	$193,683	$131,627
Less unearned income and discounts	-590	-469
Less allowance for loan losses	-2,547	-1,972
Net commercial loans	190,546	129,186
Commercial Term Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial Loans	183,501	121,236
Commercial Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial Loans	7,729	7,920
Commercial Revolving Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial Loans	$2,453	$2,471

Note_10_Credit_Quality_of_Fina2

Note 10 - Credit Quality of Financing Receivables and Allowance for Credit Losses (Details) - Risk Classification of Financing Receivables by Portfolio Class (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]
Risk Classification	$507,945	$461,093
Commercial Leases [Member] | Pass [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	225,619	245,360
Commercial Leases [Member] | Special Mention [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	11,019	6,440
Commercial Leases [Member] | Substandard [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	98	4
Commercial Leases [Member] | Doubtful [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	19	20
Commercial Leases [Member] | Non-Accrual [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	42	43
Commercial Leases [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	236,755	251,824
Education Government Non Profit Leases [Member] | Pass [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	77,358	76,569
Education Government Non Profit Leases [Member] | Special Mention [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification		566
Education Government Non Profit Leases [Member] | Substandard [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	735	972
Education Government Non Profit Leases [Member] | Doubtful [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	4	4
Education Government Non Profit Leases [Member] | Non-Accrual [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	4	4
Education Government Non Profit Leases [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	78,097	78,111
Commercial And Industrial Loans [Member] | Pass [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	170,638	108,453
Commercial And Industrial Loans [Member] | Special Mention [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	9,835	9,881
Commercial And Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	4,901	4,917
Commercial And Industrial Loans [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	185,374	123,251
Commercial Real Estate Loans [Member] | Pass [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	7,719	2,344
Commercial Real Estate Loans [Member] | Substandard [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification		5,563
Commercial Real Estate Loans [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	7,719	7,907
Pass [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	481,334	432,726
Special Mention [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	20,854	16,887
Substandard [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	5,734	11,456
Doubtful [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	23	24
Non-Accrual [Member]
Financing Receivable, Impaired [Line Items]
Risk Classification	$46	$47

Note_10_Credit_Quality_of_Fina3

Note 10 - Credit Quality of Financing Receivables and Allowance for Credit Losses (Details) - Aging of Financing Receivables by Portfolio Class (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 days	$46	$47
Total Past Due	46	47
Current	507,899	461,046
Total Financing Receivable	507,945	461,093
Commercial Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 days	42	43
Total Past Due	42	43
Current	236,713	251,781
Total Financing Receivable	236,755	251,824
Education Government Non Profit Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Greater Than 90 days	4	4
Total Past Due	4	4
Current	78,093	78,107
Total Financing Receivable	78,097	78,111
Commercial And Industrial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	185,374	123,251
Total Financing Receivable	185,374	123,251
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	7,719	7,907
Total Financing Receivable	$7,719	$7,907

Note_10_Credit_Quality_of_Fina4

Note 10 - Credit Quality of Financing Receivables and Allowance for Credit Losses (Details) - Allowance Balances and Activity for Financing Receivables (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Jun. 30, 2014
Allowance for lease and loan losses
Balance beginning of period	$5,299	$5,147
End balance, allowance	5,975	5,299
Charge-offs		-62
Recoveries	1	14
Provision	675	200
Individually evaluated for impairment, allowance	375	218
Collectively evaluated for impairment, allowance	5,600	5,081
Finance receivables
Individually evaluated for impairment, finance receivables	3,946	1,049
Collectively evaluated for impairment, finance receivables	503,999	460,044
Total ending finance receivable balance	507,945	461,093
Commercial Leases [Member]
Allowance for lease and loan losses
Balance beginning of period	2,510	2,557
End balance, allowance	2,611	2,510
Charge-offs		-61
Recoveries	1	14
Provision	100
Individually evaluated for impairment, allowance	255	27
Collectively evaluated for impairment, allowance	2,356	2,483
Finance receivables
Individually evaluated for impairment, finance receivables	3,207	73
Collectively evaluated for impairment, finance receivables	233,548	251,751
Total ending finance receivable balance	236,755	251,824
Education Government Non Profit Leases [Member]
Allowance for lease and loan losses
Balance beginning of period		618
End balance, allowance	817	817
Charge-offs		-1
Provision		200
Individually evaluated for impairment, allowance	120	191
Collectively evaluated for impairment, allowance	697	626
Finance receivables
Individually evaluated for impairment, finance receivables	739	976
Collectively evaluated for impairment, finance receivables	77,358	77,135
Total ending finance receivable balance	78,097	78,111
Commercial And Industrial Loans [Member]
Allowance for lease and loan losses
Balance beginning of period	1,761	1,561
End balance, allowance	2,436	1,761
Provision	675	200
Individually evaluated for impairment, allowance		0
Collectively evaluated for impairment, allowance	2,436	1,761
Finance receivables
Collectively evaluated for impairment, finance receivables	185,374	123,251
Total ending finance receivable balance	185,374	123,251
Commercial Real Estate Portfolio Segment [Member]
Allowance for lease and loan losses
Balance beginning of period	211	411
End balance, allowance	111	211
Provision	-100	-200
Collectively evaluated for impairment, allowance	111	211
Finance receivables
Collectively evaluated for impairment, finance receivables	7,719	7,907
Total ending finance receivable balance	$7,719	$7,907

Note_11_Borrowings_Details

Note 11 - Borrowings (Details) (USD $)	Dec. 31, 2014
In Millions, unless otherwise specified
Note 11 - Borrowings (Details) [Line Items]
Qualifying Real Estate Loans Related to FHLB Line	$6.90
Federal Reserve Bank, Advances, General Debt Obligations, Maximum Amount Available	113.7
Lease Receivables [Member] | Federal Reserve Bank [Member]
Note 11 - Borrowings (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	37
Financial Instruments, Owned and Pledged as Collateral, at Fair Value	147.9
Federal Reserve Bank Advances [Member]
Note 11 - Borrowings (Details) [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	$13.90

Note_11_Borrowings_Details_Bor

Note 11 - Borrowings (Details) - Borrowings from the FHLB and Weighted Average Interest Rates (USD $)	Dec. 31, 2014	Jun. 30, 2014
In Thousands, unless otherwise specified
Short-term borrowings
FHLB advances	$26,858	$6,858
FHLB advances	0.29%	0.27%

Note_12_Segment_Reporting_Deta

Note 12 - Segment Reporting (Details)	6 Months Ended
	Dec. 31, 2014
Segment Reporting [Abstract]
Number of Operating Segments	2

Note_12_Segment_Reporting_Deta1

Note 12 - Segment Reporting (Details) - Segment Financial Results (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014
Segment Reporting Information [Line Items]
Total direct finance and interest income	$5,714	$4,877	$10,971	$9,889
Net direct, loan and interest income after provision for credit losses	4,403	4,113	8,527	8,333
Other income	4,665	2,190	7,212	3,602
Net income	3,557	2,184	6,016	4,015
Total assets	652,001	552,729	652,001	552,729	579,550
CalFirst Bank [Member]
Segment Reporting Information [Line Items]
Total direct finance and interest income	5,222	4,137	9,928	8,395
Net direct, loan and interest income after provision for credit losses	3,772	3,373	7,320	6,839
Other income	2,217	1,220	2,683	1,596
Net income	2,162	1,566	3,341	2,897
Total assets	604,028	468,676	604,028	468,676
CalFirst Leasing [Member]
Segment Reporting Information [Line Items]
Total direct finance and interest income	492	740	1,043	1,493
Net direct, loan and interest income after provision for credit losses	631	740	1,207	1,493
Other income	2,448	970	4,529	2,006
Net income	1,662	997	3,177	1,750
Total assets	95,265	94,551	95,265	94,551
Bancorp And Eliminating Entries [Member]
Segment Reporting Information [Line Items]
Total direct finance and interest income				1
Net direct, loan and interest income after provision for credit losses				1
Net income	-267	-379	-502	-632
Total assets	($47,292)	($10,498)	($47,292)	($10,498)

Note_13_Subsequent_Event_Detai

Note 13 - Subsequent Event (Details) (Subsequent Event [Member], Operating Agreement With the OCC [Member], Minimum [Member])	1 Months Ended
	Jan. 31, 2015
Subsequent Event [Member] | Operating Agreement With the OCC [Member] | Minimum [Member]
Note 13 - Subsequent Event (Details) [Line Items]
Tier 1 Capital Ratio	14.00%