ChoiceOne Financial Services (COFS) 10-Q 13 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document And Entity Information
Entity Registrant Name	CHOICEONE FINANCIAL SERVICES INC
Entity Central Index Key	803164
Document Type	10-Q
Document Period End Date	31-Mar-15
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		3,284,977
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2015

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$9,748	$16,650
Securities available for sale (Note 2)	150,607	142,521
Federal Home Loan Bank stock	1,913	1,913
Federal Reserve Bank stock	1,272	1,272
Loans held for sale	2,061	2,170
Loans (Note 3)	338,293	346,113
Allowance for loan losses (Note 3)	-4,321	-4,173
Loans, net	333,973	341,940
Premises and equipment, net	11,698	11,795
Other real estate owned, net	249	150
Cash value of life insurance policies	11,997	12,071
Intangible assets, net	655	827
Goodwill	13,728	13,728
Other assets	5,033	4,603
Total assets	542,935	549,640
Liabilities
Deposits - noninterest-bearing	110,025	113,006
Deposits - interest-bearing	319,057	321,822
Total deposits	429,082	434,828
Repurchase agreements	21,153	26,743
Advances from Federal Home Loan Bank	20,880	18,363
Other liabilities	4,029	3,516
Total liabilities	475,144	483,450
Shareholders' Equity
Common stock and paid-in capital, no par value; shares authorized: 7,000,000; shares outstanding: 3,283,146 at March 31, 2015 and 3,295,831 at December 31, 2014	46,255	46,552
Retained earnings	19,715	18,565
Accumulated other comprehensive income, net	1,821	1,073
Total shareholders' equity	67,791	66,190
Total liabilities and shareholders' equity	$542,935	$549,640

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical)	Mar. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Preferred stock, outstanding	0	0
Common stock, shares authorized	7,000,000	7,000,000

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans, including fees	$3,942	$3,824
Securities:
Taxable	452	482
Tax exempt	349	347
Other	3	3
Total interest income	4,746	4,656
Interest expense
Deposits	225	279
Advances from Federal Home Loan Bank	19	11
Other	12	13
Total interest expense	256	303
Net interest income	4,490	4,353
Provision for loan losses	100	100
Net interest income after provision for loan losses	4,390	4,253
Noninterest income
Customer service charges	983	859
Insurance and investment commissions	341	231
Gains on sales of loans	503	146
Net gains on sales of securities	8	65
Net losses on sales and write-downs of other assets	-21	-1
Earnings on life insurance policies	387	71
Other	91	115
Total noninterest income	2,294	1,486
Noninterest expense
Salaries and benefits	2,299	2,084
Occupancy and equipment	596	617
Data processing	553	426
Professional fees	277	197
Supplies and postage	105	113
Advertising and promotional	67	42
Intangible amortization	112	112
Loan and collection expense	44	26
FDIC insurance	78	80
Other	429	359
Total noninterest expense	4,561	4,056
Income before income tax	2,124	1,683
Income tax expense	482	435
Net income	$1,642	$1,248
Basic earnings per share (Note 4) (in dollars per share)	$0.50	$0.38
Diluted earnings per share (Note 4) (in dollars per share)	$0.50	$0.38
Dividends declared per share (in dollars per share)	$0.15	$0.14

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Schedule of Other Real Estate Owned
Net income	$1,642	$1,248
Other comprehensive income:
Unrealized holding gains) on available for sale securities	1,141	243
Less Reclassification adjustments for gains included in net income	-8	-65
Net unrealized gain	1,133	178
Less tax effect	-385	-60
Other comprehensive income/(loss), net of tax	748	118
Comprehensive income	$2,390	$1,366

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (USD $)	Common Stock and Paid In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income, Net [Member]	Total
In Thousands, except Share data
Balance, beginning at Dec. 31, 2013	$46,595	$14,815	$148	$61,558
Balance, beginning, shares at Dec. 31, 2013	3,295,463
Net income		1,248		1,248
Other comprehensive income (loss)		118		118
Shares issued	32			32
Shares issued, shares	2,210
Effect of employee stock purchases	3			3
Cash dividends declared		-461		-461
Stock-based compensation	5			5
Balance, ending at Mar. 31, 2014	46,635	15,602	266	62,503
Balance, ending, shares at Mar. 31, 2014	3,297,673
Balance, beginning at Dec. 31, 2014	46,552	18,565	1,073	66,190
Balance, beginning, shares at Dec. 31, 2014	3,295,831
Net income		1,642		1,642
Other comprehensive income (loss)			748	748
Shares issued	35			35
Shares issued, shares	2,315
Shares repurchased	-343			-343
Shares repurchased, shares	-15,000
Change in ESOP repurchase obligation	-4			-4
Effect of employee stock purchases	3			3
Cash dividends declared		-492		-492
Stock-based compensation	12			12
Balance, ending at Mar. 31, 2015	$46,255	$19,715	$1,821	$67,791
Balance, ending, shares at Mar. 31, 2015	3,283,146

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Statement of Stockholders' Equity [Abstract]
Cash dividend declared, per share	$0.15	$0.14

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$1,642	$1,248
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	100	100
Depreciation	244	245
Amortization	385	381
Compensation expense on employee stock purchases and restricted stock units	15	8
Net gains on sales of securities	-8	-65
Gains on sales of loans	-503	-146
Loans originated for sale	-6,772	-4,107
Proceeds from loan sales	7,364	4,444
Earnings on bank-owned life insurance	-387	-71
Proceeds on bank-owned life insurance	461
(Gains)/Losses on sales of other real estate owned	-2	2
Write-downs of other real estate owned	23
Proceeds from sales of other real estate owned	58	204
Deferred federal income tax (benefit)/expense	-175	-77
Net changes in other assets	-408	-148
Net changes in other liabilities	298	134
Net cash from operating activities	2,335	2,152
Cash flows from investing activities:
Sales	1,123	4,769
Maturities, prepayments and calls	1,157	2,016
Purchases	-9,441	-13,940
Loan originations and payments, net	7,690	-4,996
Additions to premises and equipment	-147	-197
Net cash from investing activities	382	-12,348
Cash flows from financing activities:
Net change in deposits	-5,746	10,309
Net change in repurchase agreements	-5,590	-5,727
Proceeds from Federal Home Loan Bank advances	38,550	6,000
Payments on Federal Home Loan Bank advances	-36,033	-6,007
Issuance of common stock	35	32
Repurchase of common stock	-343
Cash dividends	-492	-461
Net cash from financing activities	-9,619	4,146
Net change in cash and cash equivalents	-6,902	-6,050
Beginning cash and cash equivalents	16,650	20,479
Ending cash and cash equivalents	9,748	14,429
Supplemental disclosures of cash flow information:
Cash paid for interest	257	307
Cash paid for income taxes	320
Loans transferred to other real estate owned	$320	$246

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Principles of Consolidation
	The consolidated financial statements include ChoiceOne Financial Services, Inc. (“ChoiceOne”) and its wholly-owned subsidiary, ChoiceOne Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. Intercompany transactions and balances have been eliminated in consolidation.
	The consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information, prevailing practices within the banking industry and the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements.
	The accompanying consolidated financial statements reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of March 31, 2015 and December 31, 2014, the Consolidated Statements of Income for the three-month periods ended March 31, 2015 and March 31, 2014, the Consolidated Statements of Comprehensive Income for the three-month periods ended March 31, 2015 and March 31, 2014, the Consolidated Statements of Changes in Shareholders' Equity for the three-month periods ended March 31, 2015 and March 31, 2014, and the Consolidated Statements of Cash Flows for the three-month periods ended March 31, 2015 and March 31, 2014. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.
	The accompanying consolidated financial statements should be read in conjunction with the consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10-K for the year ended December 31, 2014.
	Allowance for Loan Losses
	The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the consolidated loan portfolio. Management’s evaluation of the adequacy of the allowance is an estimate based on reviews of individual loans, assessments of the impact of current economic conditions on the portfolio and historical loss experience of seasoned loan portfolios. See Note 3 to the interim consolidated financial statements for additional information.
	Management believes the accounting estimate related to the allowance for loan losses is a “critical accounting estimate” because (1) the estimate is highly susceptible to change from period to period because of assumptions concerning the changes in the types and volumes of the portfolios and economic conditions and (2) the impact of recognizing an impairment or loan loss could have a material effect on ChoiceOne’s assets reported on the balance sheets as well as its net income.
	Stock Transactions
	A total of 512 shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $12,000 under the terms of the Directors’ Stock Purchase Plan in the first quarter of 2015. A total of 1,703 shares were issued upon the exercise of stock options in the first quarter of 2015. A total of 15,000 shares of common stock were repurchased in the first three months of 2015. A total of 100 shares were issued upon vesting of Restricted Stock Units in the first quarter of 2015.
	Stock-Based Compensation
	Effective July 1, 2013, ChoiceOne began granting Restricted Stock Units to a select group of employees under the Stock Incentive Plan of 2012. All of the Restricted Stock Units are initially unvested and vest in three annual installments on each of the next three anniversaries of the grant date. Certain additional vesting provisions apply. Each unit, once vested, is settled by delivery of one share of ChoiceOne common stock.
	Reclassifications
	Certain amounts presented in prior periods have been reclassified to conform to the current presentation.

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Securities	NOTE 2 - SECURITIES
	The fair value of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows:
		31-Mar-15
	(Dollars in thousands)	Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
	U.S. Government and federal agency	$	49,521	$	240	$	(14	)	$	49,747
	U.S. Treasury		8,071		62		(12	)		8,121
	State and municipal		70,864		2,159		(78	)		72,945
	Mortgage-backed		8,470		89		(5	)		8,554
	Corporate		7,517		69		(4	)		7,582
	Foreign debt		1,000		1		—			1,001
	Equity securities		2,280		28		—			2,308
	Asset-backed securities		350		—		(1	)		349
	Total	$	148,073	$	2,648	$	(114	)	$	150,607
		31-Dec-14
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
	U.S. Government and federal agency	$	44,584	$	77	$	(158	)	$	44,503
	U.S. Treasury		8,077		11		(30	)		8,058
	State and municipal		68,376		1,697		(238	)		69,835
	Mortgage-backed		8,896		68		(22	)		8,942
	Corporate		7,529		25		(16	)		7,538
	Foreign debt		1,000		—		(6	)		994
	Equity securities		2,280		—		(5	)		2,275
	Asset-backed securities		378		—		(2	)		376
	Total	$	141,120	$	1,878	$	(477	)	$	142,521
	ChoiceOne reviews its securities portfolio on a quarterly basis to determine whether unrealized losses are considered to be temporary or other-than-temporary. No other-than-temporary impairment charges were recorded in the first quarter of 2015. ChoiceOne believed that unrealized losses on securities were temporary in nature and were due to changes in interest rates and reduced market liquidity and not as a result of credit quality issues.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans And Allowance For Loan Losses	NOTE 3 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Activity in the allowance for loan losses and balances in the loan portfolio were as follows:
	(Dollars in thousands)
		Agricultural		Commercial and Industrial			Consumer			Commercial Real Estate			Construction Real Estate			Residential Real Estate			Unallocated			Total
	Allowance for Loan Losses
	Three Months Ended
	31-Mar-15
	Beginning balance	$	186	$	527		$	184		$	1,641		$	9		$	1,193		$	433		$	4,173
	Charge-offs		—		—			(51	)		—			—			(1	)		—			(52	)
	Recoveries		—		28			36			6			—			30			—			100
	Provision		13		58			25			(149	)		30			261			(138	)		100
	Ending balance	$	199	$	613		$	194		$	1,498		$	39		$	1,483		$	295		$	4,321
	Individually evaluated for
	impairment	$	1	$	—		$	2		$	414		$	—		$	384		$	—		$	801
	Collectively evaluated for
	impairment	$	198	$	613		$	192		$	1,084		$	39		$	1,099		$	295		$	3,520
	Three Months Ended
	31-Mar-14
	Beginning balance	$	179	$	562		$	191		$	1,842		$	12		$	1,626		$	323		$	4,735
	Charge-offs		—		(1	)		(53	)		(185	)		—			(90	)		—			(329	)
	Recoveries		1		20			50			14			—			4			—			89
	Provision		7		4			(1	)		(7	)		(5	)		24			78			100
	Ending balance	$	187	$	585		$	187		$	1,664		$	7		$	1,564		$	401		$	4,595
	Individually evaluated for
	impairment	$	29	$	57		$	2		$	744		$	—		$	332		$	—		$	1,164
	Collectively evaluated for
	impairment	$	158	$	528		$	185		$	920		$	7		$	1,232		$	401		$	3,431
	Loans
	31-Mar-15
	Individually evaluated for
	impairment	$	210	$	5		$	26		$	3,031		$	—		$	2,684					$	5,956
	Collectively evaluated for
	impairment		35,329		88,284			19,731			97,321			3,242			88,430						332,337
	Ending balance	$	35,539	$	88,289		$	19,757		$	100,352		$	3,242		$	91,114					$	338,293
	31-Dec-14
	Individually evaluated for
	impairment	$	—	$	38		$	36		$	3,853		$	—		$	2,958					$	6,885
	Collectively evaluated for
	impairment		41,098		88,024			20,716			95,954			2,691			90,745						339,228
	Ending balance	$	41,098	$	88,062		$	20,752		$	99,807		$	2,691		$	93,703					$	346,113
	The process to monitor the credit quality of ChoiceOne’s loan portfolio includes tracking (1) the risk ratings of business loans, (2) the level of classified business loans, and (3) delinquent and nonperforming consumer loans. Business loans are risk rated on a scale of 1 to 8. A description of the characteristics of the ratings follows:
	Risk ratings 1 and 2: These loans are considered pass credits. They exhibit good to exceptional credit risk and demonstrate the ability to repay the loan from normal business operations.
	Risk rating 3: These loans are considered pass credits. They exhibit acceptable credit risk and demonstrate the ability to repay the loan from normal business operations.
	Risk rating 4: These loans are considered pass credits. However, they have potential developing weaknesses that, if not corrected, may cause deterioration in the ability of the borrower to repay the loan. While a loss is possible for a loan with this rating, it is not anticipated.
	Risk rating 5: These loans are considered special mention credits. Loans in this risk rating are considered to be inadequately protected by the net worth and debt service coverage of the borrower or of any pledged collateral. These loans have well defined weaknesses that may jeopardize the borrower’s ability to repay the loan. If the weaknesses are not corrected, loss of principal and interest could be probable.
	Risk rating 6: These loans are considered substandard credits. These loans have well defined weaknesses, the severity of which makes collection of principal and interest in full questionable. Loans in this category may be placed on nonaccrual status.
	Risk rating 7: These loans are considered doubtful credits. Some loss of principal and interest has been determined to be probable. The estimate of the amount of loss could be affected by factors such as the borrower’s ability to provide additional capital or collateral. Loans in this category are on nonaccrual status.
	Risk rating 8: These loans are considered loss credits. They are considered uncollectible and will be charged off against the allowance for loan losses.
	Information regarding the Bank’s credit exposure is as follows:
	Corporate Credit Exposure - Credit Risk Profile By Creditworthiness Category
		Agricultural					Commercial and Industrial						Commercial Real Estate
	(Dollars in thousands)		March 31,		December 31,			March 31,			December 31,			March 31,			December 31,
			2015		2014			2015			2014			2015			2014
	Risk ratings 1 and 2	$	6,631	$	9,596		$	11,427		$	11,590		$	3,346		$	3,576
	Risk rating 3		21,732		24,294			59,873			59,470			59,543			58,600
	Risk rating 4		6,452		6,462			15,978			15,764			28,643			28,557
	Risk rating 5		662		683			793			976			5,106			4,490
	Risk rating 6		62		63			218			262			3,714			4,584
	Risk rating 7		—		—			—			—			—			—
		$	35,539	$	41,098		$	88,289		$	88,062		$	100,352		$	99,807
	Corporate Credit Exposure - Credit Risk Profile Based On Payment Activity
		Consumer					Construction Real Estate						Residential Real Estate
			March 31,		December 31,			March 31,			December 31,			March 31,			December 31,
			2015		2014			2015			2014			2015			2014
Performing	$	19,732	$	20,752		$	3,242		$	2,691		$	88,465		$	92,974
Nonperforming		25		—			—			—			2,649			58
Nonaccrual		—		—			—			—			—			671
	$	19,757	$	20,752		$	3,242		$	2,691		$	91,114		$	93,703
The following schedule provides information on loans that were considered TDRs that were modified during the three months ended March 31, 2015 and March 31, 2014:
	31-Mar-15								31-Mar-14
(Dollars in thousands)		Number of		Pre-			Post-			Number of			Pre-			Post-
				Modification			Modification						Modification			Modification
				Outstanding			Outstanding						Outstanding			Outstanding
				Recorded			Recorded						Recorded			Recorded
		Loans		Investment			Investment			Loans			Investment			Investment
Commercial real estate		3	$	669		$	669			3		$	440		$	448
Residential real estate		1		111			111			1			89			90
		4	$	780		$	780			4		$	529		$	538
The following schedule provides information on TDRs as of March 31, 2015 and 2014 where the borrower was past due with respect to principal and/or interest for 30 days or more during the three-month periods ended March 31, 2015 and March 31, 2014 that had been modified during the year prior to the default:
	Three Months Ended					Three Months Ended
	31-Mar-15					31-Mar-15
(Dollars in thousands)		Number		Recorded			Number			Recorded
		of Loans		Investment			of Loans			Investment
Commercial and industrial		—	$	—			—		$	—
Commercial real estate		3		615			3			680
		3	$	615			3		$	680
The pre-modification and post-modification outstanding recorded investment represents amounts as of the date of loan modification. If a difference exists between the pre-modification and post-modification outstanding recorded investment, it represents impairment recognized through the provision for loan losses computed based on a loan’s post-modification present value of expected future cash flows discounted at the loan’s original effective interest rate. If no difference exists, a loss is not expected to be incurred based on an assessment of the borrower’s expected cash flows.
Loans are classified as performing when they are current as to principal and interest payments or are past due on payments less than 90 days. Loans are classified as nonperforming when they are past due 90 days or more as to principal and interest payments or are considered a troubled debt restructuring.
Impaired loans by loan category follow:
			Unpaid
(Dollars in thousands)	Recorded		Principal			Related
	Investment		Balance			Allowance
31-Mar-15
With no related allowance recorded
Agricultural	$	—	$	—		$	—
Commercial and industrial		5		8			—
Consumer		—		—			—
Commercial real estate		819		874			—
Residential real estate		222		222			—
Subtotal		1,046		1,104			—
With an allowance recorded
Agricultural		210		210			1
Commercial and industrial		—		—			—
Consumer		26		26			2
Commercial real estate		2,212		2,740			414
Residential real estate		2,462		2,485			384
Subtotal		4,910		5,461			801
Total
Agricultural		210		210			1
Commercial and industrial		5		8			—
Consumer		26		26			2
Commercial real estate		3,031		3,614			414
Residential real estate		2,684		2,707			384
Total	$	5,956	$	6,565		$	801
31-Dec-14
With no related allowance recorded
Agricultural	$	—	$	—		$	—
Commercial and industrial		38		43			—
Consumer		8		8			—
Commercial real estate		413		419			—
Residential real estate		502		502			—
Subtotal		961		972			—
With an allowance recorded
Agricultural		—		—			—
Commercial and industrial		—		—			—
Consumer		28		28			4
Commercial real estate		3,440		4,498			745
Residential real estate		2,456		2,474			365
Subtotal		5,924		7,000			1,114
Total
Agricultural		—		—			—
Commercial and industrial		38		43			—
Consumer		36		36			4
Commercial real estate		3,853		4,917			745
Residential real estate		2,958		2,976			365
Total	$	6,885	$	7,972		$	1,114
The following schedule provides information regarding average balances of impaired loans and interest recognized on impaired loans for the three months ended March 31, 2015 and 2014:
	Average		Interest
(Dollars in thousands)	Recorded		Income
	Investment		Recognized
31-Mar-15
With no related allowance recorded
Agricultural	$	—	$	—
Commercial and industrial		21		—
Consumer		4		—
Commercial real estate		631		1
Residential real estate		362		—
Subtotal		1,018		1
With an allowance recorded
Agricultural		105		(6	)
Commercial and industrial		—		—
Consumer		27		1
Commercial real estate		2,826		24
Residential real estate		2,460		22
Subtotal		5,418		41
Total
Agricultural		105		(6	)
Commercial and industrial		21		—
Consumer		31		1
Commercial real estate		3,457		25
Residential real estate		2,822		22
Total	$	6,436	$	42
31-Mar-14
With no related allowance recorded
Agricultural	$	226	$	—
Commercial and industrial		145		—
Consumer		1		—
Commercial real estate		607		5
Residential real estate		747		5
Subtotal		1,726		10
With an allowance recorded
Agricultural		182		1
Commercial and industrial		465		1
Consumer		33		1
Commercial real estate		3,792		31
Residential real estate		2,123		23
Subtotal		6,595		57
Total
Agricultural		408		1
Commercial and industrial		610		1
Consumer		34		1
Commercial real estate		4,399		36
Residential real estate		2,870		28
Total	$	8,321	$	67
An aging analysis of loans by loan category follows:
						Greater												90 Days
																		Past
(Dollars in thousands)	30 to 59		60 to 89			Than 90						Loans Not			Total			Due and
	Days		Days			Days (1)			Total			Past Due			Loans			Accruing
31-Mar-15
Agricultural	$	—	$	—		$	210		$	210		$	35,329		$	35,539		$	—
Commercial and industrial		309		247			—			555			87,734			88,289			—
Consumer		40		3			—			43			19,714			19,757			—
Commercial real estate		1,097		—			356			1,453			98,899			100,352			—
Construction real estate		—		—			—			—			3,242			3,242			—
Residential real estate		417		19			186			622			90,492			91,114			—
	$	1,863	$	269		$	752		$	2,883		$	335,410		$	338,293		$	—
31-Dec-14
Agricultural	$	—	$	—		$	—		$	—		$	41,098		$	41,098		$	—
Commercial and industrial		33		260			—			293			87,769			88,062			—
Consumer		66		10			—			76			20,676			20,752			—
Commercial real estate		172		51			699			922			98,885			99,807			—
Construction real estate		—		—			—			—			2,691			2,691			—
Residential real estate		1,376		404			363			2,143			91,560			93,703			58
	$	1,647	$	725		$	1,062		$	3,434		$	342,679		$	346,113		$	58
(1) Includes nonaccrual loans.
Nonaccrual loans by loan category follow:
(Dollars in thousands)		March 31,		December 31,
		2015		2014
Agricultural	$	210	$	—
Commercial and industrial		5		38
Consumer		—		—
Commercial real estate		1,238		2,652
Construction real estate		—		—
Residential real estate		710		671
	$	2,163	$	3,361

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 4 - EARNINGS PER SHARE
	Earnings per share are based on the weighted average number of shares outstanding during the period. A computation of basic earnings per share and diluted earnings per share follows:
		Three Months Ended
	(Dollars in thousands, except per share data)	March 31,
		2015		2014
	Basic Earnings Per Share
	Net income available to common
	shareholders	$	1,642	$	1,248
	Weighted average common shares outstanding		3,297,022		3,296,350
	Basic earnings per share	$	0.5	$	0.38
	Diluted Earnings Per Share
	Net income available to common
	shareholders	$	1,642	$	1,248
	Weighted average common shares outstanding		3,297,022		3,296,350
	Plus dilutive stock options and restricted stock units		11,913		6,458
	Weighted average common shares outstanding
	and potentially dilutive shares		3,308,935		3,302,808
	Diluted earnings per share	$	0.5	$	0.38
	There were 16,250 stock options as of March 31, 2015 and 28,625 as of March 31, 2014 that are considered to be anti-dilutive to earnings per share for the three-month periods ended March 31, 2015 and March 31, 2014. These stock options have been excluded from the calculation above.

Financial_Instruments

Financial Instruments	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Financial Instruments	NOTE 5 – FINANCIAL INSTRUMENTS
	Financial instruments as of the dates indicated were as follows:
						Quoted Prices
						in Active		Significant
						Markets for		Other		Significant
						Identical		Observable		Unobservable
	(Dollars in thousands)	Carrying		Estimated		Assets		Inputs		Inputs
		Amount		Fair Value		(Level 1)		(Level 2)		(Level 3)
	31-Mar-15
	Assets:
	Cash and due from banks	$	9,748	$	9,748	$	9,748	$	—	$	—
	Securities available for sale		150,607		150,607		808		137,121		12,678
	Federal Home Loan Bank and Federal
	Reserve Bank stock		3,185		3,185		—		3,185		—
	Loans held for sale		2,061		2,114		—		—		2,114
	Loans, net		333,973		338,568		—		—		338,568
	Liabilities:
	Noninterest-bearing deposits		110,025		110,025		—		110,025		—
	Interest-bearing deposits		319,057		319,121		—		319,121		—
	Repurchase agreements		21,153		21,153		—		21,153		—
	Federal Home Loan Bank advances		20,880		20,921		—		20,921		—
	31-Dec-14
	Assets:
	Cash and due from banks	$	16,650	$	16,650	$	16,650	$	—	$	—
	Securities available for sale		142,521		142,521		775		130,104		11,642
	Federal Home Loan Bank and Federal
	Reserve Bank stock		3,185		3,185		—		3,185		—
	Loans held for sale		2,170		2,237		—		—		2,237
	Loans, net		341,940		345,656		—		—		345,656
	Liabilities:
	Noninterest-bearing deposits		113,006		113,006		—		113,006		—
	Interest-bearing deposits		321,822		321,757		—		321,757		—
	Repurchase agreements		26,743		26,743		—		26,743		—
	Federal Home Loan Bank advances		18,363		18,402		—		18,402		—
	The estimated fair values approximate the carrying amounts for all assets and liabilities except those described later in this paragraph. The methodology for determining the estimated fair value for securities available for sale is described in Note 6. The estimated fair value for loans is based on the rates charged at March 31, 2015 and December 31, 2014 for new loans with similar maturities, applied until the loan is assumed to reprice or be paid. The allowance for loan losses is considered to be a reasonable estimate of discount for credit quality concerns. The estimated fair values for time deposits and Federal Home Loan Bank (“FHLB”) advances are based on the rates paid at March 31, 2015 and December 31, 2014 for new deposits or FHLB advances, applied until maturity. The estimated fair values for other financial instruments and off-balance sheet loan commitments are considered nominal.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 6 – FAIR VALUE MEASUREMENTS
	The following tables present information about the Bank’s assets and liabilities measured at fair value on a recurring basis and the valuation techniques used by the Bank to determine those fair values.
	In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities that the Bank has the ability to access.
	Fair values determined by Level 2 inputs use other inputs that are observable, either directly or indirectly. These Level 2 inputs include quoted prices for similar assets and liabilities in active markets, and other inputs such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 inputs are unobservable inputs, including inputs that are available in situations where there is little, if any, market activity for the related asset or liability.
	In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Bank’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset or liability.
	There were no liabilities measured at fair value as of March 31, 2015 or December 31, 2014. Disclosures concerning assets measured at fair value are as follows:
	Assets Measured at Fair Value on a Recurring Basis
		Quoted Prices
		in Active		Significant
		Markets for		Other			Significant
		Identical		Observable			Unobservable
	(Dollars in thousands)	Assets		Inputs			Inputs		Balance at
		(Level 1)		(Level 2)			(Level 3)		Date Indicated
	Investment Securities, Available for
	Sale – March 31, 2015
	U.S. Treasury notes and bonds	$	—	$	8,121		$	—	$	8,121
	U.S. Government and federal agency		—		49,747			—		49,747
	State and municipal		—		62,164			10,781		72,945
	Mortgage-backed		—		8,554			—		8,554
	Corporate		—		7,185			397		7,582
	Foreign debt		—		1,001			—		1,001
	Equity securities		808		—			1,500		2,308
	Asset backed securities		—		349			—		349
	Total	$	808	$	137,121		$	12,678	$	150,607
	Investment Securities, Available for
	Sale - December 31, 2014
	U.S. Treasury notes and bonds	$	—	$	8,058		$	—	$	8,058
	U.S. Government and federal agency		—		44,503			—		44,503
	State and municipal		—		60,091			9,744		69,835
	Mortgage-backed		—		8,942			—		8,942
	Corporate		—		7,140			398		7,538
	Foreign debt		—		994			—		994
	Equity securities		775		—			1,500		2,275
	Asset backed securities		—		376			—		376
	Total	$	775	$	130,104		$	11,642	$	142,521
	Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis
	(Dollars in thousands)
			2015		2014
	Investment Securities, Available for Sale
	Balance, January 1	$	11,641	$	11,328
	Total realized and unrealized gains included in income		—		—
	Total unrealized gains (losses) included in other comprehensive income		60		(261	)
	Net purchases, sales, calls, and maturities		977		(17	)
	Net transfers into Level 3		—		74
	Balance, March 31	$	12,678	$	11,124
	Of the Level 3 assets that were held by the Bank at March 31, 2015, the net unrealized loss for the three months ended March 31, 2015 was $59,000, which is recognized in other comprehensive income in the consolidated balance sheet. $995,000 of Level 3 securities were purchased during the first quarter of 2015. There were no purchases of Level 3 securities in the first quarter of 2014. There were no sales of Level 3 securities during the first quarter of 2015 or 2014.
	Both observable and unobservable inputs may be used to determine the fair value of positions classified as Level 3 investment securities and liabilities. As a result, the unrealized gains and losses for these assets and liabilities presented in the tables above may include changes in fair value that were attributable to both observable and unobservable inputs.
	Available for sale investment securities categorized as Level 3 assets primarily consist of bonds issued by local municipalities. The Bank estimates the fair value of these bonds based on the present value of expected future cash flows using management’s best estimate of key assumptions, including forecasted interest yield and payment rates, credit quality and a discount rate commensurate with the current market and other risks involved.
	The Bank also has assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets are not normally measured at fair value, but can be subject to fair value adjustments in certain circumstances, such as impairment. Disclosures concerning assets measured at fair value on a non-recurring basis are as follows:
	Assets Measured at Fair Value on a Non-recurring Basis
				Quoted Prices
				in Active			Significant
				Markets for			Other		Significant
				Identical			Observable		Unobservable
	(Dollars in thousands)	Balance at		Assets			Inputs		Inputs
		Dates Indicated		(Level 1)			(Level 2)		(Level 3)
	Impaired Loans
	31-Mar-15	$	5,986	$	—		$	—	$	5,986
	31-Dec-14	$	6,885	$	—		$	—	$	6,885
	Other Real Estate
	31-Mar-15	$	249	$	—		$	—	$	249
	31-Dec-14	$	150	$	—		$	—	$	150
	Impaired loans categorized as Level 3 assets consist of non-homogeneous loans that are considered impaired. The Bank estimates the fair value of the loans based on the present value of expected future cash flows using management’s estimate of key assumptions. These assumptions include future payment ability, timing of payment streams, and estimated realizable values of available collateral (typically based on outside appraisals). The changes in fair value consisted of charge-downs of impaired loans that were posted to the allowance for loan losses and write-downs of other real estate that were posted to a valuation account.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2015
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation
	The consolidated financial statements include ChoiceOne Financial Services, Inc. (“ChoiceOne”) and its wholly-owned subsidiary, ChoiceOne Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. Intercompany transactions and balances have been eliminated in consolidation.
	The consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information, prevailing practices within the banking industry and the instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements.
	The accompanying consolidated financial statements reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of March 31, 2015 and December 31, 2014, the Consolidated Statements of Income for the three-month periods ended March 31, 2015 and March 31, 2014, the Consolidated Statements of Comprehensive Income for the three-month periods ended March 31, 2015 and March 31, 2014, the Consolidated Statements of Changes in Shareholders' Equity for the three-month periods ended March 31, 2015 and March 31, 2014, and the Consolidated Statements of Cash Flows for the three-month periods ended March 31, 2015 and March 31, 2014. Operating results for the three months ended March 31, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015.
	The accompanying consolidated financial statements should be read in conjunction with the consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10-K for the year ended December 31, 2014.
Allowance for Loan Losses	Allowance for Loan Losses
	The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the consolidated loan portfolio. Management’s evaluation of the adequacy of the allowance is an estimate based on reviews of individual loans, assessments of the impact of current economic conditions on the portfolio and historical loss experience of seasoned loan portfolios. See Note 3 to the interim consolidated financial statements for additional information.
	Management believes the accounting estimate related to the allowance for loan losses is a “critical accounting estimate” because (1) the estimate is highly susceptible to change from period to period because of assumptions concerning the changes in the types and volumes of the portfolios and economic conditions and (2) the impact of recognizing an impairment or loan loss could have a material effect on ChoiceOne’s assets reported on the balance sheets as well as its net income.
Stock Transactions	Stock Transactions
	A total of 512 shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $12,000 under the terms of the Directors’ Stock Purchase Plan in the first quarter of 2015. A total of 1,703 shares were issued upon the exercise of stock options in the first quarter of 2015. A total of 15,000 shares of common stock were repurchased in the first three months of 2015. A total of 100 shares were issued upon vesting of Restricted Stock Units in the first quarter of 2015.
Stock-Based Compensation	Stock-Based Compensation
	Effective July 1, 2013, ChoiceOne began granting Restricted Stock Units to a select group of employees under the Stock Incentive Plan of 2012. All of the Restricted Stock Units are initially unvested and vest in three annual installments on each of the next three anniversaries of the grant date. Certain additional vesting provisions apply. Each unit, once vested, is settled by delivery of one share of ChoiceOne common stock.
Reclassifications	Reclassifications
	Certain amounts presented in prior periods have been reclassified to conform to the current presentation.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of fair value of securities available for sale	The fair value of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows:
		31-Mar-15
	(Dollars in thousands)	Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
	U.S. Government and federal agency	$	49,521	$	240	$	(14	)	$	49,747
	U.S. Treasury		8,071		62		(12	)		8,121
	State and municipal		70,864		2,159		(78	)		72,945
	Mortgage-backed		8,470		89		(5	)		8,554
	Corporate		7,517		69		(4	)		7,582
	Foreign debt		1,000		1		—			1,001
	Equity securities		2,280		28		—			2,308
	Asset-backed securities		350		—		(1	)		349
	Total	$	148,073	$	2,648	$	(114	)	$	150,607
		31-Dec-14
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
	U.S. Government and federal agency	$	44,584	$	77	$	(158	)	$	44,503
	U.S. Treasury		8,077		11		(30	)		8,058
	State and municipal		68,376		1,697		(238	)		69,835
	Mortgage-backed		8,896		68		(22	)		8,942
	Corporate		7,529		25		(16	)		7,538
	Foreign debt		1,000		—		(6	)		994
	Equity securities		2,280		—		(5	)		2,275
	Asset-backed securities		378		—		(2	)		376
	Total	$	141,120	$	1,878	$	(477	)	$	142,521

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Schedule of activity in the allowance for loan losses and balances in the loan portfolio	Activity in the allowance for loan losses and balances in the loan portfolio were as follows:
	(Dollars in thousands)
		Agricultural		Commercial and Industrial			Consumer			Commercial Real Estate			Construction Real Estate			Residential Real Estate			Unallocated			Total
	Allowance for Loan Losses
	Three Months Ended
	31-Mar-15
	Beginning balance	$	186	$	527		$	184		$	1,641		$	9		$	1,193		$	433		$	4,173
	Charge-offs		—		—			(51	)		—			—			(1	)		—			(52	)
	Recoveries		—		28			36			6			—			30			—			100
	Provision		13		58			25			(149	)		30			261			(138	)		100
	Ending balance	$	199	$	613		$	194		$	1,498		$	39		$	1,483		$	295		$	4,321
	Individually evaluated for
	impairment	$	1	$	—		$	2		$	414		$	—		$	384		$	—		$	801
	Collectively evaluated for
	impairment	$	198	$	613		$	192		$	1,084		$	39		$	1,099		$	295		$	3,520
	Three Months Ended
	31-Mar-14
	Beginning balance	$	179	$	562		$	191		$	1,842		$	12		$	1,626		$	323		$	4,735
	Charge-offs		—		(1	)		(53	)		(185	)		—			(90	)		—			(329	)
	Recoveries		1		20			50			14			—			4			—			89
	Provision		7		4			(1	)		(7	)		(5	)		24			78			100
	Ending balance	$	187	$	585		$	187		$	1,664		$	7		$	1,564		$	401		$	4,595
	Individually evaluated for
	impairment	$	29	$	57		$	2		$	744		$	—		$	332		$	—		$	1,164
	Collectively evaluated for
	impairment	$	158	$	528		$	185		$	920		$	7		$	1,232		$	401		$	3,431
	Loans
	31-Mar-15
	Individually evaluated for
	impairment	$	210	$	5		$	26		$	3,031		$	—		$	2,684					$	5,956
	Collectively evaluated for
	impairment		35,329		88,284			19,731			97,321			3,242			88,430						332,337
	Ending balance	$	35,539	$	88,289		$	19,757		$	100,352		$	3,242		$	91,114					$	338,293
	31-Dec-14
	Individually evaluated for
	impairment	$	—	$	38		$	36		$	3,853		$	—		$	2,958					$	6,885
	Collectively evaluated for
	impairment		41,098		88,024			20,716			95,954			2,691			90,745						339,228
	Ending balance	$	41,098	$	88,062		$	20,752		$	99,807		$	2,691		$	93,703					$	346,113
Schedule of the bank's credit exposure	Information regarding the Bank’s credit exposure is as follows:
	Corporate Credit Exposure - Credit Risk Profile By Creditworthiness Category
		Agricultural					Commercial and Industrial						Commercial Real Estate
	(Dollars in thousands)		March 31,		December 31,			March 31,			December 31,			March 31,			December 31,
			2015		2014			2015			2014			2015			2014
	Risk ratings 1 and 2	$	6,631	$	9,596		$	11,427		$	11,590		$	3,346		$	3,576
	Risk rating 3		21,732		24,294			59,873			59,470			59,543			58,600
	Risk rating 4		6,452		6,462			15,978			15,764			28,643			28,557
	Risk rating 5		662		683			793			976			5,106			4,490
	Risk rating 6		62		63			218			262			3,714			4,584
	Risk rating 7		—		—			—			—			—			—
		$	35,539	$	41,098		$	88,289		$	88,062		$	100,352		$	99,807
	Corporate Credit Exposure - Credit Risk Profile Based On Payment Activity
		Consumer					Construction Real Estate						Residential Real Estate
			March 31,		December 31,			March 31,			December 31,			March 31,			December 31,
			2015		2014			2015			2014			2015			2014
	Performing	$	19,732	$	20,752		$	3,242		$	2,691		$	88,465		$	92,974
	Nonperforming		25		—			—			—			2,649			58
	Nonaccrual		—		—			—			—			—			671
		$	19,757	$	20,752		$	3,242		$	2,691		$	91,114		$	93,703
Schedule of troubled debt restructurings	The following schedule provides information on loans that were considered TDRs that were modified during the three months ended March 31, 2015 and March 31, 2014:
		31-Mar-15								31-Mar-14
	(Dollars in thousands)		Number of		Pre-			Post-			Number of			Pre-			Post-
					Modification			Modification						Modification			Modification
					Outstanding			Outstanding						Outstanding			Outstanding
					Recorded			Recorded						Recorded			Recorded
			Loans		Investment			Investment			Loans			Investment			Investment
	Commercial real estate		3	$	669		$	669			3		$	440		$	448
	Residential real estate		1		111			111			1			89			90
			4	$	780		$	780			4		$	529		$	538
	The following schedule provides information on TDRs as of March 31, 2015 and 2014 where the borrower was past due with respect to principal and/or interest for 30 days or more during the three-month periods ended March 31, 2015 and March 31, 2014 that had been modified during the year prior to the default:
		Three Months Ended					Three Months Ended
		31-Mar-15					31-Mar-15
	(Dollars in thousands)		Number		Recorded			Number			Recorded
			of Loans		Investment			of Loans			Investment
	Commercial and industrial		—	$	—			—		$	—
	Commercial real estate		3		615			3			680
			3	$	615			3		$	680
Schedule of impaired loans	Impaired loans by loan category follow:
				Unpaid
	(Dollars in thousands)	Recorded		Principal			Related
		Investment		Balance			Allowance
	31-Mar-15
	With no related allowance recorded
	Agricultural	$	—	$	—		$	—
	Commercial and industrial		5		8			—
	Consumer		—		—			—
	Commercial real estate		819		874			—
	Residential real estate		222		222			—
	Subtotal		1,046		1,104			—
	With an allowance recorded
	Agricultural		210		210			1
	Commercial and industrial		—		—			—
	Consumer		26		26			2
	Commercial real estate		2,212		2,740			414
	Residential real estate		2,462		2,485			384
	Subtotal		4,910		5,461			801
	Total
	Agricultural		210		210			1
	Commercial and industrial		5		8			—
	Consumer		26		26			2
	Commercial real estate		3,031		3,614			414
	Residential real estate		2,684		2,707			384
	Total	$	5,956	$	6,565		$	801
	31-Dec-14
	With no related allowance recorded
	Agricultural	$	—	$	—		$	—
	Commercial and industrial		38		43			—
	Consumer		8		8			—
	Commercial real estate		413		419			—
	Residential real estate		502		502			—
	Subtotal		961		972			—
	With an allowance recorded
	Agricultural		—		—			—
	Commercial and industrial		—		—			—
	Consumer		28		28			4
	Commercial real estate		3,440		4,498			745
	Residential real estate		2,456		2,474			365
	Subtotal		5,924		7,000			1,114
	Total
	Agricultural		—		—			—
	Commercial and industrial		38		43			—
	Consumer		36		36			4
	Commercial real estate		3,853		4,917			745
	Residential real estate		2,958		2,976			365
	Total	$	6,885	$	7,972		$	1,114
	The following schedule provides information regarding average balances of impaired loans and interest recognized on impaired loans for the three months ended March 31, 2015 and 2014:
		Average		Interest
	(Dollars in thousands)	Recorded		Income
		Investment		Recognized
	31-Mar-15
	With no related allowance recorded
	Agricultural	$	—	$	—
	Commercial and industrial		21		—
	Consumer		4		—
	Commercial real estate		631		1
	Residential real estate		362		—
	Subtotal		1,018		1
	With an allowance recorded
	Agricultural		105		(6	)
	Commercial and industrial		—		—
	Consumer		27		1
Commercial real estate		2,826		24
Residential real estate		2,460		22
Subtotal		5,418		41
Total
Agricultural		105		(6	)
Commercial and industrial		21		—
Consumer		31		1
Commercial real estate		3,457		25
Residential real estate		2,822		22
Total	$	6,436	$	42
31-Mar-14
With no related allowance recorded
Agricultural	$	226	$	—
Commercial and industrial		145		—
Consumer		1		—
Commercial real estate		607		5
Residential real estate		747		5
Subtotal		1,726		10
With an allowance recorded
Agricultural		182		1
Commercial and industrial		465		1
Consumer		33		1
Commercial real estate		3,792		31
Residential real estate		2,123		23
Subtotal		6,595		57
Total
Agricultural		408		1
Commercial and industrial		610		1
Consumer		34		1
Commercial real estate		4,399		36
Residential real estate		2,870		28
Total	$	8,321	$	67
Schedule of aging analysis of loans by loan category	An aging analysis of loans by loan category follows:
							Greater												90 Days
																			Past
	(Dollars in thousands)	30 to 59		60 to 89			Than 90						Loans Not			Total			Due and
		Days		Days			Days (1)			Total			Past Due			Loans			Accruing
	31-Mar-15
	Agricultural	$	—	$	—		$	210		$	210		$	35,329		$	35,539		$	—
	Commercial and industrial		309		247			—			555			87,734			88,289			—
	Consumer		40		3			—			43			19,714			19,757			—
	Commercial real estate		1,097		—			356			1,453			98,899			100,352			—
	Construction real estate		—		—			—			—			3,242			3,242			—
	Residential real estate		417		19			186			622			90,492			91,114			—
		$	1,863	$	269		$	752		$	2,883		$	335,410		$	338,293		$	—
	31-Dec-14
	Agricultural	$	—	$	—		$	—		$	—		$	41,098		$	41,098		$	—
	Commercial and industrial		33		260			—			293			87,769			88,062			—
	Consumer		66		10			—			76			20,676			20,752			—
	Commercial real estate		172		51			699			922			98,885			99,807			—
	Construction real estate		—		—			—			—			2,691			2,691			—
	Residential real estate		1,376		404			363			2,143			91,560			93,703			58
		$	1,647	$	725		$	1,062		$	3,434		$	342,679		$	346,113		$	58
	(1) Includes nonaccrual loans.
Schedule of nonaccrual loans by loan category	Nonaccrual loans by loan category follow:
	(Dollars in thousands)		March 31,		December 31,
			2015		2014
	Agricultural	$	210	$	—
	Commercial and industrial		5		38
	Consumer		—		—
	Commercial real estate		1,238		2,652
	Construction real estate		—		—
	Residential real estate		710		671
		$	2,163	$	3,361

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of basic earnings per share and diluted earnings per share	A computation of basic earnings per share and diluted earnings per share follows:
		Three Months Ended
	(Dollars in thousands, except per share data)	March 31,
		2015		2014
	Basic Earnings Per Share
	Net income available to common
	shareholders	$	1,642	$	1,248
	Weighted average common shares outstanding		3,297,022		3,296,350
	Basic earnings per share	$	0.5	$	0.38
	Diluted Earnings Per Share
	Net income available to common
	shareholders	$	1,642	$	1,248
	Weighted average common shares outstanding		3,297,022		3,296,350
	Plus dilutive stock options and restricted stock units		11,913		6,458
	Weighted average common shares outstanding
	and potentially dilutive shares		3,308,935		3,302,808
	Diluted earnings per share	$	0.5	$	0.38

Financial_Instruments_Tables

Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of carrying value and fair value of financial assets and liabilities	Financial instruments as of the dates indicated were as follows:
						Quoted Prices
						in Active		Significant
						Markets for		Other		Significant
						Identical		Observable		Unobservable
	(Dollars in thousands)	Carrying		Estimated		Assets		Inputs		Inputs
		Amount		Fair Value		(Level 1)		(Level 2)		(Level 3)
	31-Mar-15
	Assets:
	Cash and due from banks	$	9,748	$	9,748	$	9,748	$	—	$	—
	Securities available for sale		150,607		150,607		808		137,121		12,678
	Federal Home Loan Bank and Federal
	Reserve Bank stock		3,185		3,185		—		3,185		—
	Loans held for sale		2,061		2,114		—		—		2,114
	Loans, net		333,973		338,568		—		—		338,568
	Liabilities:
	Noninterest-bearing deposits		110,025		110,025		—		110,025		—
	Interest-bearing deposits		319,057		319,121		—		319,121		—
	Repurchase agreements		21,153		21,153		—		21,153		—
	Federal Home Loan Bank advances		20,880		20,921		—		20,921		—
	31-Dec-14
	Assets:
	Cash and due from banks	$	16,650	$	16,650	$	16,650	$	—	$	—
	Securities available for sale		142,521		142,521		775		130,104		11,642
	Federal Home Loan Bank and Federal
	Reserve Bank stock		3,185		3,185		—		3,185		—
	Loans held for sale		2,170		2,237		—		—		2,237
	Loans, net		341,940		345,656		—		—		345,656
	Liabilities:
	Noninterest-bearing deposits		113,006		113,006		—		113,006		—
	Interest-bearing deposits		321,822		321,757		—		321,757		—
	Repurchase agreements		26,743		26,743		—		26,743		—
	Federal Home Loan Bank advances		18,363		18,402		—		18,402		—

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of assets measured at fair value on a recurring basis	There were no liabilities measured at fair value as of March 31, 2015 or December 31, 2014. Disclosures concerning assets measured at fair value are as follows:
	Assets Measured at Fair Value on a Recurring Basis
		Quoted Prices
		in Active		Significant
		Markets for		Other			Significant
		Identical		Observable			Unobservable
	(Dollars in thousands)	Assets		Inputs			Inputs		Balance at
		(Level 1)		(Level 2)			(Level 3)		Date Indicated
	Investment Securities, Available for
	Sale – March 31, 2015
	U.S. Treasury notes and bonds	$	—	$	8,121		$	—	$	8,121
	U.S. Government and federal agency		—		49,747			—		49,747
	State and municipal		—		62,164			10,781		72,945
	Mortgage-backed		—		8,554			—		8,554
	Corporate		—		7,185			397		7,582
	Foreign debt		—		1,001			—		1,001
	Equity securities		808		—			1,500		2,308
	Asset backed securities		—		349			—		349
	Total	$	808	$	137,121		$	12,678	$	150,607
	Investment Securities, Available for
	Sale - December 31, 2014
	U.S. Treasury notes and bonds	$	—	$	8,058		$	—	$	8,058
	U.S. Government and federal agency		—		44,503			—		44,503
	State and municipal		—		60,091			9,744		69,835
	Mortgage-backed		—		8,942			—		8,942
	Corporate		—		7,140			398		7,538
	Foreign debt		—		994			—		994
	Equity securities		775		—			1,500		2,275
	Asset backed securities		—		376			—		376
	Total	$	775	$	130,104		$	11,642	$	142,521
Schedule of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis
	(Dollars in thousands)
			2015		2014
	Investment Securities, Available for Sale
	Balance, January 1	$	11,641	$	11,328
	Total realized and unrealized gains included in income		—		—
	Total unrealized gains (losses) included in other comprehensive income		60		(261	)
	Net purchases, sales, calls, and maturities		977		(17	)
	Net transfers into Level 3		—		74
	Balance, March 31	$	12,678	$	11,124
Schedule of assets measured at fair value on a nonrecurring basis	Disclosures concerning assets measured at fair value on a non-recurring basis are as follows:
	Assets Measured at Fair Value on a Non-recurring Basis
				Quoted Prices
				in Active			Significant
				Markets for			Other		Significant
				Identical			Observable		Unobservable
	(Dollars in thousands)	Balance at		Assets			Inputs		Inputs
		Dates Indicated		(Level 1)			(Level 2)		(Level 3)
	Impaired Loans
	31-Mar-15	$	5,986	$	—		$	—	$	5,986
	31-Dec-14	$	6,885	$	—		$	—	$	6,885
	Other Real Estate
	31-Mar-15	$	249	$	—		$	—	$	249
	31-Dec-14	$	150	$	—		$	—	$	150

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details Narrative) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015
Number of Options exercised	1,703
Director's Stock Purchase Plan
Shares issued	12
Shares issued (in shares)	512

Securities_Details

Securities (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$148,073	$141,120
Gross Unrealized Gains	2,648
Gross Unrealized Losses	-114
Fair Value	150,607	142,521
U.S. Government and federal agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	49,521	44,584
Gross Unrealized Gains	240
Gross Unrealized Losses	-14
Fair Value	49,747	44,503
U.S. Treasury notes and bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8,071	8,077
Gross Unrealized Gains	62
Gross Unrealized Losses	-12
Fair Value	8,121	8,058
State and municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	70,864	68,376
Gross Unrealized Gains	2,159
Gross Unrealized Losses	-78
Fair Value	72,945	69,835
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8,470	8,896
Gross Unrealized Gains	89
Gross Unrealized Losses	-5
Fair Value	8,554	8,942
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	7,517	7,529
Gross Unrealized Gains	69
Gross Unrealized Losses	-4
Fair Value	7,582	7,538
Foreign Debt [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,000	1,000
Gross Unrealized Gains	1
Gross Unrealized Losses
Fair Value	1,001	994
Equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,280	2,280
Gross Unrealized Gains	28
Gross Unrealized Losses
Fair Value	2,308	2,275
Asset-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	350	378
Gross Unrealized Gains
Gross Unrealized Losses	-1
Fair Value	$349	$376

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Allowance for Loan Losses
Beginning balance	$4,173	$4,735
Charge-offs	-52	-329
Recoveries	100	89
Provision	100	100
Ending balance	4,321	4,595
Individually evaluated for impairment	801	1,164
Collectively evaluated for impairment	3,520	3,431
Loans
Individually evaluated for impairment, beginning	6,885
Collectively evaluated for impairment, beginning	339,228
Loans, beginning	346,113
Individually evaluated for impairment, ending	5,956
Collectively evaluated for impairment, ending	323,337
Loans, ending	338,293
Agricultural [Member]
Allowance for Loan Losses
Beginning balance	186	179
Charge-offs
Recoveries		1
Provision	13	7
Ending balance	199	187
Individually evaluated for impairment	1	29
Collectively evaluated for impairment	198	158
Loans
Collectively evaluated for impairment, beginning	41,098
Loans, beginning	41,098
Individually evaluated for impairment, ending	210
Collectively evaluated for impairment, ending	35,329
Loans, ending	35,539
Commercial and Industrial [Member]
Allowance for Loan Losses
Beginning balance	527	562
Charge-offs		-1
Recoveries	28	20
Provision	58	4
Ending balance	613	585
Individually evaluated for impairment		57
Collectively evaluated for impairment	613	528
Loans
Individually evaluated for impairment, beginning	38
Collectively evaluated for impairment, beginning	88,024
Loans, beginning	88,062
Individually evaluated for impairment, ending	5
Collectively evaluated for impairment, ending	88,284
Loans, ending	88,289
Consumer [Member]
Allowance for Loan Losses
Beginning balance	184	191
Charge-offs	-51	-53
Recoveries	36	50
Provision	25	-1
Ending balance	194	187
Individually evaluated for impairment	2	2
Collectively evaluated for impairment	192	185
Loans
Individually evaluated for impairment, beginning	36
Collectively evaluated for impairment, beginning	20,716
Loans, beginning	20,752
Individually evaluated for impairment, ending	26
Collectively evaluated for impairment, ending	19,731
Loans, ending	19,757
Commercial Real Estate [Member]
Allowance for Loan Losses
Beginning balance	1,641	1,842
Charge-offs		-185
Recoveries	6	14
Provision	-149	-7
Ending balance	1,498	1,664
Individually evaluated for impairment	414	744
Collectively evaluated for impairment	1,084	920
Loans
Individually evaluated for impairment, beginning	3,853
Collectively evaluated for impairment, beginning	95,954
Loans, beginning	99,807
Individually evaluated for impairment, ending	3,031
Collectively evaluated for impairment, ending	97,321
Loans, ending	100,352
Construction Real Estate [Member]
Allowance for Loan Losses
Beginning balance	9	12
Charge-offs
Recoveries
Provision	30	-5
Ending balance	39	7
Collectively evaluated for impairment	39	7
Loans
Collectively evaluated for impairment, beginning	2,691
Loans, beginning	2,691
Collectively evaluated for impairment, ending	3,242
Loans, ending	3,242
Residential Real Estate [Member]
Allowance for Loan Losses
Beginning balance	1,193	1,626
Charge-offs	-1	-90
Recoveries	30	4
Provision	261	24
Ending balance	1,483	1,564
Individually evaluated for impairment	384	332
Collectively evaluated for impairment	1,099	1,232
Loans
Individually evaluated for impairment, beginning	2,958
Collectively evaluated for impairment, beginning	90,745
Loans, beginning	93,703
Individually evaluated for impairment, ending	2,684
Collectively evaluated for impairment, ending	88,430
Loans, ending	91,114
Unallocated [Member]
Allowance for Loan Losses
Beginning balance	433	323
Charge-offs
Recoveries
Provision	-138	78
Ending balance	295	401
Collectively evaluated for impairment	$295	$401

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	$338,293	$346,113
Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	35,539	41,098
Agricultural [Member] | Risk ratings 1 and 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	631	9,596
Agricultural [Member] | Risk ratings 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	21,732	24,294
Agricultural [Member] | Risk ratings 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	6,452	6,462
Agricultural [Member] | Risk ratings 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	662	683
Agricultural [Member] | Risk ratings 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	62	63
Agricultural [Member] | Risk ratings 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	88,289	88,062
Commercial and Industrial [Member] | Risk ratings 1 and 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	11,427	11,590
Commercial and Industrial [Member] | Risk ratings 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	59,873	59,470
Commercial and Industrial [Member] | Risk ratings 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	15,978	15,764
Commercial and Industrial [Member] | Risk ratings 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	793	976
Commercial and Industrial [Member] | Risk ratings 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	218	262
Commercial and Industrial [Member] | Risk ratings 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	100,352	99,807
Commercial Real Estate [Member] | Risk ratings 1 and 2 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	3,346	3,576
Commercial Real Estate [Member] | Risk ratings 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	59,543	58,600
Commercial Real Estate [Member] | Risk ratings 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	28,643	28,557
Commercial Real Estate [Member] | Risk ratings 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	5,106	4,490
Commercial Real Estate [Member] | Risk ratings 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	3,714	4,584
Commercial Real Estate [Member] | Risk ratings 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	$338,293	$346,113
Nonaccrual past due loans	2,163	3,361
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	19,757	20,752
Consumer [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	19,732	20,752
Consumer [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	25
Construction Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	3,242	2,691
Construction Real Estate [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	3,242	2,691
Construction Real Estate [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	91,114	93,703
Nonaccrual past due loans	710	671
Residential Real Estate [Member] | Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	88,465	92,974
Residential Real Estate [Member] | Nonperforming [Member]
Financing Receivable, Recorded Investment [Line Items]
Risk rated loans	$2,649	$58

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
	NumberOfLoans	NumberOfLoans
Financing Receivable, Modifications [Line Items]
Number of loans TDRs	4	4
Pre-Modification Outstanding Recorded Investment	$780	$529
Post Modification Oustanding Recorded Investment	780	538
Number of loans with payment default	3	3
Post Modification Oustanding Recorded Investment - past due for 30 days or more	615	680
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans TDRs	3	3
Pre-Modification Outstanding Recorded Investment	669	440
Post Modification Oustanding Recorded Investment	669	448
Number of loans with payment default	3	3
Post Modification Oustanding Recorded Investment - past due for 30 days or more	615	680
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans TDRs	1	1
Pre-Modification Outstanding Recorded Investment	111	89
Post Modification Oustanding Recorded Investment	$111	$89

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Impaired and Restructured Loans with or with no related allowance recorded
Recorded Investment With no related allowance recorded	$1,046	$961
Unpaid Principal Balance With no related allowance recorded	1,104	972
Average Recorded Investment With no related allowance recorded	1,018	1,726
Interest Income Recognized With no related allowance recorded	1	5
Recorded Investment With an allowance recorded	4,910	5,924
Unpaid Principal Balance With an allowance recorded	5,461	7,000
Related Allowance	801	1,114
Average Recorded Investment With an allowance recorded	5,418	6,595
Interest Income Recognized With an allowance recorded	41	57
Recorded Investment	5,956	6,885
Unpaid Principal Balance	6,565	7,972
Average Recorded Investment	6,436	8,321
Interest Income Recognized	42	67
Agricultural [Member]
Impaired and Restructured Loans with or with no related allowance recorded
Average Recorded Investment With no related allowance recorded		226
Recorded Investment With an allowance recorded	210
Unpaid Principal Balance With an allowance recorded	210
Related Allowance	1
Average Recorded Investment With an allowance recorded	105	182
Interest Income Recognized With an allowance recorded	-6	1
Recorded Investment	210
Unpaid Principal Balance	210
Average Recorded Investment	105	408
Interest Income Recognized	-6	1
Commercial and Industrial [Member]
Impaired and Restructured Loans with or with no related allowance recorded
Recorded Investment With no related allowance recorded	5	38
Unpaid Principal Balance With no related allowance recorded	8	43
Average Recorded Investment With no related allowance recorded	21	145
Average Recorded Investment With an allowance recorded		465
Interest Income Recognized With an allowance recorded		1
Recorded Investment	5	38
Unpaid Principal Balance	8	43
Average Recorded Investment	21	610
Interest Income Recognized		1
Consumer [Member]
Impaired and Restructured Loans with or with no related allowance recorded
Recorded Investment With no related allowance recorded		8
Unpaid Principal Balance With no related allowance recorded		8
Average Recorded Investment With no related allowance recorded	4	1
Recorded Investment With an allowance recorded	26	28
Unpaid Principal Balance With an allowance recorded	26	28
Related Allowance	2	4
Average Recorded Investment With an allowance recorded	27	33
Interest Income Recognized With an allowance recorded	1	1
Recorded Investment	26	36
Unpaid Principal Balance	26	36
Average Recorded Investment	31	34
Interest Income Recognized	1	1
Commercial Real Estate [Member]
Impaired and Restructured Loans with or with no related allowance recorded
Recorded Investment With no related allowance recorded	819	413
Unpaid Principal Balance With no related allowance recorded	874	419
Average Recorded Investment With no related allowance recorded	631	607
Interest Income Recognized With no related allowance recorded	1
Recorded Investment With an allowance recorded	2,212	3,440
Unpaid Principal Balance With an allowance recorded	2,740	4,498
Related Allowance	414	745
Average Recorded Investment With an allowance recorded	2,826	3,792
Interest Income Recognized With an allowance recorded	24	31
Recorded Investment	3,031	3,853
Unpaid Principal Balance	3,614	4,917
Average Recorded Investment	3,457	4,399
Interest Income Recognized	25	36
Residential Real Estate [Member]
Impaired and Restructured Loans with or with no related allowance recorded
Recorded Investment With no related allowance recorded	222	502
Unpaid Principal Balance With no related allowance recorded	222	502
Average Recorded Investment With no related allowance recorded	362	747
Interest Income Recognized With no related allowance recorded		5
Recorded Investment With an allowance recorded	2,462	2,456
Unpaid Principal Balance With an allowance recorded	2,485	2,474
Related Allowance	384	365
Average Recorded Investment With an allowance recorded	2,460	2,123
Interest Income Recognized With an allowance recorded	22	23
Recorded Investment	2,684	2,958
Unpaid Principal Balance	2,707	2,976
Average Recorded Investment	2,822	2,870
Interest Income Recognized	$22	$28

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	$2,883	[1]	$3,434	[1]
Loans Not Past Due	335,410		342,679
Loans	338,293		346,113
90 Days Past Due and Accruing			58
30 to 59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	1,863		1,647
60 to 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	269		725
Than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	752	[1]	1,062	[1]
Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	210	[1]
Loans Not Past Due	35,329		41,098
Loans	35,539		41,098
Agricultural [Member] | Than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	210	[1]
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	555	[1]	293	[1]
Loans Not Past Due	87,734		87,769
Loans	88,289		88,062
Commercial and Industrial [Member] | 30 to 59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	309		33
Commercial and Industrial [Member] | 60 to 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	247		260
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	43	[1]	76	[1]
Loans Not Past Due	19,714		20,676
Loans	19,757		20,752
Consumer [Member] | 30 to 59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	40		66
Consumer [Member] | 60 to 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	3		10
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	1,453	[1]	922	[1]
Loans Not Past Due	98,899		98,885
Loans	100,352		99,807
Commercial Real Estate [Member] | 30 to 59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	1,097		172
Commercial Real Estate [Member] | 60 to 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total			51
Commercial Real Estate [Member] | Than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	356	[1]	699	[1]
Construction Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	3,242		2,691
Loans	3,242		2,691
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	622	[1]	2,143	[1]
Loans Not Past Due	90,492		91,560
Loans	91,114		93,703
90 Days Past Due and Accruing	11		58
Residential Real Estate [Member] | 30 to 59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	417		1,376
Residential Real Estate [Member] | 60 to 89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	19		404
Residential Real Estate [Member] | Than 90 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due Total	$186	[1]	$363	[1]
[1]	Includes nonaccrual loans

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual past due loans	$2,163	$3,361
Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual past due loans	210
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual past due loans	5	38
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual past due loans	1,238	2,652
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual past due loans	$710	$671

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Basic Earnings Per Share
Net income	$1,642	$1,248
Weighted average common shares outstanding	3,297,022	3,296,350
Basic earnings per share	$0.50	$0.38
Diluted Earnings Per Share
Plus dilutive stock options and restricted stock units	11,913	6,458
Weighted average common shares outstanding and potentially dilutive shares	3,308,935	3,302,808
Diluted earnings per share	$0.50	$0.38

Earnings_Per_Share_Details_Nar

Earnings Per Share (Details Narrative)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Stock options considered to be anti-dilutive to earnings per share	16,250	28,625

Financial_Instruments_Details

Financial Instruments (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets:
Securities available for sale	$150,607	$142,521
Liabilities:
Noninterest-bearing deposits	110,025	113,006
Interest-bearing deposits	319,057	321,822
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets:
Cash and due from banks	9,748	16,650
Securities available for sale	808	775
Federal Home Loan Bank and Federal Reserve Bank stock
Loans held for sale
Loans, net
Liabilities:
Noninterest-bearing deposits
Interest-bearing deposits
Repurchase agreements
Federal Home Loan Bank advances
Significant Other Observable Inputs (Level 2) [Member]
Assets:
Cash and due from banks
Securities available for sale	137,121	130,104
Federal Home Loan Bank and Federal Reserve Bank stock	3,185	3,185
Loans held for sale		2,237
Loans, net
Liabilities:
Noninterest-bearing deposits	110,025	113,006
Interest-bearing deposits	319,121	321,757
Repurchase agreements	21,153	26,743
Federal Home Loan Bank advances	20,921	18,402
Significant Unobservable Inputs (Level 3) [Member]
Assets:
Cash and due from banks
Securities available for sale	12,678	11,642
Federal Home Loan Bank and Federal Reserve Bank stock
Loans held for sale	2,114
Loans, net	338,568	345,656
Liabilities:
Noninterest-bearing deposits
Interest-bearing deposits
Repurchase agreements
Federal Home Loan Bank advances
Carrying Amount [Member]
Assets:
Cash and due from banks	9,748	16,650
Securities available for sale	150,607	142,521
Federal Home Loan Bank and Federal Reserve Bank stock	3,185	3,185
Loans held for sale	2,061	2,170
Loans, net	333,973	341,940
Liabilities:
Noninterest-bearing deposits	110,025	113,006
Interest-bearing deposits	319,057	321,822
Repurchase agreements	21,153	26,743
Federal Home Loan Bank advances	20,880	18,363
Estimated Fair Value [Member]
Assets:
Cash and due from banks	9,748	16,650
Securities available for sale	150,607	142,521
Federal Home Loan Bank and Federal Reserve Bank stock	3,185	3,185
Loans held for sale	2,114	2,237
Loans, net	338,568	345,656
Liabilities:
Noninterest-bearing deposits	110,025	113,006
Interest-bearing deposits	319,121	321,757
Repurchase agreements	21,153	26,743
Federal Home Loan Bank advances	$20,921	$18,402

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$150,607	$142,521
Equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,308	2,275
U.S. Government and federal agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	49,747	44,503
U.S. Treasury notes and bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	8,121	8,058
State and municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	72,945	69,835
Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	8,554	8,942
Corporate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,582	7,538
Foreign Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,001	994
Asset-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	349	376
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	808	775
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	137,121	130,104
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	12,678	11,642
Fair Value Measured on a Recurring Basis [Member] | Asset-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		376
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	808	775
Fair Value Measured on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	808	775
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	137,121	130,104
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Government and federal agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	49,747	44,503
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | U.S. Treasury notes and bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	8,121	8,058
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | State and municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	62,164	60,091
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Mortgage-backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	8,554	8,942
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Corporate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,185	7,140
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Foreign Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,001	994
Fair Value Measured on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member] | Asset-backed securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	349	376
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	12,678	11,642
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,500	1,500
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | State and municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10,781	9,744
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Corporate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$397	$398

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Changes in Level 3 Investment Securities, Available for Sale Measured at Fair Value on a Recurring Basis
Total unrealized gains/(losses) included in other comprehensive income	$59
Fair Value Measured on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Changes in Level 3 Investment Securities, Available for Sale Measured at Fair Value on a Recurring Basis
Balance at the beginning of year	11,642	11,328
Total unrealized gains/(losses) included in other comprehensive income	60	-261
Net purchases, sales, calls, and maturities	977	-17
Net transfers into Level 3		74
Balance at the end of year	$12,678	$11,124

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 2) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned, net	$249	$150
Fair Value measured on a Non-Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	5,986	6,885
Other real estate owned, net	249	150
Fair Value measured on a Non-Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	5,986	6,885
Other real estate owned, net	$249	$150

Fair_Value_Measurements_Detail3

Fair Value Measurements (Details Narrative) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Level 3 securities purchased	$995
Total unrealized gains/(losses) included in other comprehensive income	$59