ChoiceOne Financial Services (COFS) 10-Q 14 Aug 20 2020 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Jul. 31, 2020
Document Information [Line Items]
Entity Central Index Key	0000803164
Entity Registrant Name	ChoiceOne Financial Services, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transition Report	false
Entity File Number	000-19202
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-2659066
Entity Address, Address Line One	109 East Division
Entity Address, City or Town	Sparta
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49345
City Area Code	616
Local Phone Number	887-7366
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common stock
Trading Symbol	COFS
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding		7,787,332

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 66,541	$ 59,308
Time deposits in other financial institutions	250	250
Cash and cash equivalents	66,791	59,558
Equity securities at fair value (Note 2)	2,905	2,851
Securities available for sale (Note 2)	372,525	339,579
Federal Home Loan Bank stock	3,524	3,524
Federal Reserve Bank stock	2,947	2,934
Loans held for sale	10,860	3,095
Loans to other financial institutions	49,895	51,048
Loans (Note 3)	907,993	802,048
Allowance for loan losses (Note 3)	(5,750)	(4,057)
Loans, net	902,243	797,991
Premises and equipment, net	23,779	24,265
Other real estate owned, net	854	929
Cash value of life insurance policies	32,363	31,979
Goodwill	52,593	52,870
Core deposit intangible	5,299	6,006
Other assets	18,501	9,499
Total assets	1,545,079	1,386,128
Liabilities
Deposits – noninterest-bearing	392,086	287,460
Deposits – interest-bearing	932,222	867,142
Total deposits	1,324,308	1,154,602
Borrowings	10,179	33,198
Other liabilities	7,969	6,189
Total liabilities	1,342,456	1,193,989
Shareholders' Equity
Preferred stock; shares authorized: 100,000; shares outstanding: none	0	0
Common stock and paid-in capital, no par value; shares authorized: 12,000,000; shares outstanding: 7,261,605 at June 30, 2020 and 7,245,088 at December 31, 2019	162,862	162,610
Retained earnings	32,835	28,051
Accumulated other comprehensive income, net	6,926	1,478
Total shareholders’ equity	202,623	192,139
Total liabilities and shareholders’ equity	$ 1,545,079	$ 1,386,128

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2020	Dec. 31, 2019
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	12,000,000	12,000,000
Common stock, outstanding (in shares)	7,261,605	7,245,088

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income
Loans, including fees	$ 10,821	$ 5,390	$ 21,063	$ 10,670
Securities:
Taxable	1,557	767	3,414	1,527
Tax exempt	478	358	846	727
Other	7	39	201	107
Total interest income	12,863	6,554	25,524	13,031
Interest expense
Deposits	898	924	2,283	1,775
Advances from Federal Home Loan Bank	81	115	217	230
Other	5	14	7	29
Total interest expense	984	1,053	2,507	2,034
Net interest income	11,879	5,501	23,017	10,997
Provision for loan losses	1,000	0	1,775	0
Net interest income after provision for loan losses	10,879	5,501	21,242	10,997
Noninterest income
Customer service charges	1,402	1,148	3,247	2,181
Insurance and investment commissions	153	74	279	137
Gains on sales of loans	2,996	489	4,739	735
Net gains on sales of securities	1,341	2	1,343	3
Net gains on sales and write-downs of other assets	3	2	5	15
Earnings on life insurance policies	192	95	384	191
Trust income	202	0	372	0
Change in market value of equity securities	443	80	54	266
Other	19	139	260	258
Total noninterest income	6,751	2,029	10,683	3,786
Salaries and benefits	6,359	2,870	11,487	5,647
Occupancy and equipment	1,359	741	2,629	1,512
Data processing	1,568	582	3,052	1,138
Professional fees	914	678	1,676	1,195
Supplies and postage	282	75	507	175
Advertising and promotional	144	108	292	152
Intangible amortization	354	0	707	0
FDIC insurance	69	45	137	88
Other	1,101	663	2,079	1,189
Total noninterest expense	12,150	5,762	22,566	11,096
Income before income tax	5,480	1,768	9,359	3,687
Income tax expense	1,050	281	1,675	564
Net income	$ 4,430	$ 1,487	$ 7,684	$ 3,123
Basic earnings per share (Note 4) (in dollars per share)	$ 0.61	$ 0.41	$ 1.06	$ 0.86
Diluted earnings per share (Note 4) (in dollars per share)	0.61	0.41	1.06	0.86
Dividends declared, per share (in dollars per share)	$ 0.20	$ 0.20	$ 0.40	$ 0.40

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income	$ 4,430	$ 1,487	$ 7,684	$ 3,123
Other comprehensive income:
Changes in net unrealized gains on investment securities available for sale, net of tax expense of $1,272 and $549 for the three months ended June 30, 2020 and June 30, 2019, respectively. Changes in net unrealized gains (losses) on investment securities available for sale, net of tax expense of $1,730 and $872 for the six months ended June 30, 2020 and June 30, 2019, respectively	4,785	2,067	6,509	3,282
Reclassification adjustment for realized gain on sale of investment securities available for sale included in net income, net of tax expense of $281 and $0 for the three months ended June 30, 2020 and June 30, 2019, respectively. Reclassification adjustment for realized gain on sale of investment securities available for sale included in net income, net of tax expense of $282 and $1 for the six months ended June 30, 2020 and June 30, 2019, respectively	(1,060)	(1)	(1,061)	(2)
Other comprehensive income, net of tax	3,725	2,066	5,448	3,280
Comprehensive income	$ 8,155	$ 3,553	$ 13,132	$ 6,403

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Changes in net unrealized gains (losses) on investment securities available for sale, tax expense	$ 1,272	$ 549	$ 1,730	$ 872
Reclassification adjustment for realized gain on sale of investment securities available for sale included in net income, tax expense	$ 281	$ 0	$ 282	$ 1

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands		Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2018		3,616,483
Balance at Dec. 31, 2018		$ 54,523	$ 26,686	$ (732)	$ 80,477
Net income			3,123		3,123
Other comprehensive income				3,280	3,280
Shares issued (in shares)		5,257
Shares issued		$ 59			59
Effect of employee stock purchases		$ 7			7
Stock options exercised and issued (1) (in shares)	[1]	3,390
Stock options exercised and issued (1)	[1]	$ 46			46
Stock-based compensation expense		$ 121			121
Restricted stock units issued (in shares)		7,787
Cash dividends declared			(1,450)		(1,450)
Balance (in shares) at Jun. 30, 2019		3,632,917
Balance at Jun. 30, 2019		$ 54,756	28,359	2,548	85,663
Balance (in shares) at Mar. 31, 2019		3,619,510
Balance at Mar. 31, 2019		$ 54,621	27,598	482	82,701
Net income			1,487		1,487
Other comprehensive income				2,066	2,066
Shares issued (in shares)		3,253
Shares issued		$ 12			12
Effect of employee stock purchases		$ 3			3
Stock options exercised and issued (1) (in shares)	[1]	3,390
Stock options exercised and issued (1)	[1]	$ 46			46
Stock-based compensation expense		$ 64			64
Restricted stock units issued (in shares)		6,764
Restricted stock units issued		$ 10			10
Cash dividends declared			(726)		(726)
Balance (in shares) at Jun. 30, 2019		3,632,917
Balance at Jun. 30, 2019		$ 54,756	28,359	2,548	$ 85,663
Balance (in shares) at Dec. 31, 2019		7,245,088			7,245,088
Balance at Dec. 31, 2019		$ 162,610	28,051	1,478	$ 192,139
Net income			7,684		7,684
Other comprehensive income				5,448	5,448
Shares issued (in shares)		9,122
Shares issued		$ 161			161
Effect of employee stock purchases		$ 7			7
Stock options exercised and issued (1) (in shares)	[1]	7,030
Stock options exercised and issued (1)	[1]	$ 9			9
Stock-based compensation expense		$ 75			75
Restricted stock units issued (in shares)		365
Cash dividends declared			(2,900)		$ (2,900)
Balance (in shares) at Jun. 30, 2020		7,261,605			7,261,605
Balance at Jun. 30, 2020		$ 162,862	32,835	6,926	$ 202,623
Balance (in shares) at Mar. 31, 2020		7,249,533
Balance at Mar. 31, 2020		$ 162,745	29,856	3,201	195,802
Net income			4,430		4,430
Other comprehensive income				3,725	3,725
Shares issued (in shares)		5,466
Shares issued		$ 55			55
Effect of employee stock purchases		$ 3			3
Stock options exercised and issued (1) (in shares)	[1]	6,241
Stock options exercised and issued (1)	[1]	$ 9			9
Stock-based compensation expense		$ 50			50
Cash dividends declared			(1,451)		$ (1,451)
Balance (in shares) at Jun. 30, 2020		7,261,605			7,261,605
Balance at Jun. 30, 2020		$ 162,862	$ 32,835	$ 6,926	$ 202,623
[1]	The amount shown represents the number of shares issued in cashless transactions where some taxes are netted on a portion of the exercises.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Dividends declared, per share (in dollars per share)	$ 0.20	$ 0.20	$ 0.40	$ 0.40

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities:
Net income	$ 7,684	$ 3,123
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	1,775	0
Depreciation	1,386	700
Amortization	2,021	445
Compensation expense on employee and director stock purchases, stock options, and restricted stock units	183	145
Net gains on sales of securities	(1,343)	(3)
Net change in market value of equity securities	(54)	(266)
Gains on sales of loans	(4,739)	(735)
Loans originated for sale	(101,844)	(11,166)
Proceeds from loan sales	97,601	10,110
Earnings on bank-owned life insurance	(384)	(191)
(Gains)/losses on sales of other real estate owned	(3)	(15)
Proceeds from sales of other real estate owned	139	104
Costs capitalized to other real estate	(19)	0
Deferred federal income tax (benefit)/expense	(307)	94
Net change in:
Other assets	(8,564)	160
Other liabilities	1,169	(49)
Net cash (used in)/provided by operating activities	(5,299)	2,456
Cash flows from investing activities:
Sales of securities available for sale	92,979	0
Maturities, prepayments and calls of securities available for sale	26,635	17,581
Purchases of securities available for sale	(144,856)	(9,755)
Purchase of Federal Reserve Bank stock	0	(1)
Loan originations and payments, net	(105,154)	3,457
Additions to premises and equipment	(928)	(323)
Net cash (used in)/provided by investing activities	(131,324)	10,959
Cash flows from financing activities:
Net change in deposits	169,706	(15,239)
Net change in fed funds purchased	0	(2,800)
Proceeds from borrowings	10,000	75,000
Payments on borrowings	(33,019)	(75,017)
Issuance of common stock	69	88
Cash dividends	(2,900)	(1,450)
Net cash provided by/(used in) financing activities	143,856	(19,418)
Net change in cash and cash equivalents	7,233	(6,003)
Beginning cash and cash equivalents	59,558	19,690
Ending cash and cash equivalents	66,791	13,687
Supplemental disclosures of cash flow information:
Cash paid for interest	2,672	2,043
Cash paid for income taxes	1,351	185
Loans transferred to other real estate owned	$ 42	$ 347

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 Principles of Consolidation The consolidated financial statements include ChoiceOne Financial Services, Inc. ("ChoiceOne"), its wholly-owned subsidiary, ChoiceOne Bank (the "Bank"), and ChoiceOne Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. For periods after September 30, 2019, May 15, 2020. The consolidated unaudited financial statements and notes thereto have been prepared in accordance with generally accepted accounting principles for interim financial information, prevailing practices within the banking industry and the instructions to Form 10 not The accompanying unaudited consolidated financial statements and notes thereto reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of June 30, 2020 December 31, 2019 three six June 30, 2020 June 30, 2019 three six June 30, 2020 June 30, 2019 three six June 30, 2020 June 30, 2019 six June 30, 2020 June 30, 2019 six June 30, 2020 not may December 31, 2020 The accompanying consolidated financial statements should be read in conjunction with the consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10 December 31, 2019 Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided; therefore, future results could differ. These estimates and assumptions are subject to many risks and uncertainties, including changes in interest rates and other general economic, business and political conditions, including the effects of the COVID- 19 March 27, 2020, may Loans to Other Financial Institutions The Bank entered into an agreement with another financial institution to fund mortgage loans. Loans to other financial institutions are purchased participating interests in individual advances made to mortgage bankers nation-wide from an unaffiliated originating bank. The originating bank services these loans and cash flows on the individual advances (principal, interest, and fees) which are allocated pro-rata based on ownership in the participating interest, less fees paid for the servicing activity. The underlying collateral is generally made up of 1 4 first 90 June 30, 2020 Credit risk associated with the participating interest is measured as an allowance for loan losses when necessary. Losses are charged off against the allowance when incurred and recoveries of loan charge-offs are recorded when received. At least quarterly, the Bank reviews the portfolios of participating interests for potential losses including any participating interest that is outstanding over 90 June 30, 2020 30 December 31, 2019, 30 first six 2020 Allowance for Loan Losses The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the consolidated loan portfolio. Management’s evaluation of the adequacy of the allowance is an estimate based on reviews of individual loans, assessments of the impact of current economic conditions on the portfolio and historical loss experience of seasoned loan portfolios. See Note 3 Management believes the accounting estimate related to the allowance for loan losses is a “critical accounting estimate” because ( 1 2 Stock Transactions A total of 6,658 shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $186,000 under the terms of the Directors’ Stock Purchase Plan in the first 2020 first six 2020 first 2020 first six 2020. Stock-Based Compensation ChoiceOne grants restricted stock units to a select group of employees under the Stock Incentive Plan of 2012. three one Reclassifications Certain amounts presented in prior periods have been reclassified to conform to the current presentation. Recent Accounting Pronouncements The Financial Accounting Standards Board ("FASB") issued ASU No. 2016 13 , Financial Instruments—Credit Losses (Topic 326 no may may December 15, 2022, December 31, 2019 may FASB pronouncement ASU 2017 04 350 December 15, 2019. 2 2, 2017 04, not zero 2 zero zero no Goodwill Goodwill is not first 1 not not, no Management performed its annual qualitative assessment of goodwill as of June 30, 2020. not 350 20 35 3c. 19 may December 2019 June 2020, second second 2020. not June 30, 2020 no 19 third

Note 2 - Securities

Note 2 - Securities	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 The fair value of equity securities and the related gross unrealized gains(losses) recognized in noninterest income were as follows: June 30, 2020 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 2,636 $ 269 $ - $ 2,905 December 31, 2019 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 2,636 $ 215 $ - $ 2,851 The fair value of securities available for sale and the related unrealized gains and losses recognized in accumulated other comprehensive income were as follows: June 30, 2020 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government and federal agency $ 2,009 $ 56 $ - $ 2,065 U.S. Treasury notes and bonds 1,995 75 - 2,070 State and municipal 256,930 7,132 (132 ) 263,930 Mortgage-backed 99,145 1,437 (7 ) 100,575 Corporate 2,837 48 - 2,885 Trust preferred securities 1,000 - - 1,000 Total $ 363,916 $ 8,748 $ (139 ) $ 372,525 December 31, 2019 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government and federal agency $ 17,231 $ 23 $ (39 ) $ 17,215 U.S. Treasury notes and bonds 1,994 14 - 2,008 State and municipal 172,487 2,694 (1,257 ) 173,924 Mortgage-backed 142,504 585 (329 ) 142,760 Corporate 2,649 24 (1 ) 2,672 Trust preferred securities 1,000 - - 1,000 Total $ 337,865 $ 3,340 $ (1,626 ) $ 339,579 ChoiceOne reviews its securities portfolio on a quarterly basis to determine whether unrealized losses are considered to be temporary or other-than-temporary. No other-than-temporary impairment charges were recorded in the three six June 30, 2020 2019 not Presented below is a schedule of maturities of securities as of June 30, 2020 June 30, 2020 December 31, 2019 June 30, 2020 Securities maturing within: Fair Value Fair Value Less than 1 Year - 5 Years - More than at June 30, at Dec. 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2020 2019 U.S. Government and federal agency $ - $ 2,065 $ - $ - $ 2,065 $ 17,215 U.S. Treasury notes and bonds - 2,070 - - 2,070 2,008 State and municipal 18,688 53,718 179,348 12,176 263,930 173,924 Corporate 891 1,994 - - 2,885 2,672 Trust preferred securities - - 1,000 - 1,000 1,000 Total debt securities 19,579 59,847 180,348 12,176 271,950 196,819 Mortgage-backed securities 1,833 46,892 49,842 2,008 100,575 142,760 Equity securities - - 1,000 1,905 2,905 2,851 Total $ 21,412 $ 106,739 $ 231,190 $ 16,089 $ 375,430 $ 342,430 Weighted average yields: Less than 1 Year - 5 Years - More than 1 Year 5 Years 10 Years 10 Years Total U.S. Government and federal agency - % 1.98 % - % - % 1.98 % U.S. Treasury notes and bonds - 1.85 - - 1.85 State and municipal 2.55 2.89 2.72 2.99 2.76 Corporate 3.80 2.75 - - 3.07 Trust preferred securities - - 3.75 - 3.75 Mortgage-backed securities 4.93 2.13 0.78 2.98 1.53 Equity securities - - 4.61 - 0.96 Following is information regarding unrealized gains and losses on equity securities for the three six June 30, 2020 2019 Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Net gains and losses recognized during the period $ 443 $ 80 $ 54 $ 266 Less: Net gains and losses recognized during the period on securities sold — — — — Unrealized gains and losses recognized during the reporting period on securities still held at the reporting date $ 443 $ 80 $ 54 $ 266

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 3 Activity in the allowance for loan losses and balances in the loan portfolio were as follows: Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended June 30, 2020 Beginning balance $ 347 $ 853 $ 220 $ 1,960 $ 124 $ 1,061 $ 225 $ 4,790 Charge-offs - (17 ) (95 ) - - (7 ) - (119 ) Recoveries - - 66 - - 13 - 79 Provision (95 ) 562 52 873 (45 ) (122 ) (225 ) 1,000 Ending balance $ 252 $ 1,398 $ 243 $ 2,833 $ 79 $ 945 $ - $ 5,750 Six Months Ended June 30, 2020 Beginning balance $ 471 $ 655 $ 270 $ 1,663 $ 76 $ 640 $ 282 $ 4,057 Charge-offs — (17 ) (184 ) — — (7 ) — (208 ) Recoveries — 1 110 — — 15 — 126 Provision (219 ) 759 47 1,170 3 297 (282 ) 1,775 Ending balance $ 252 $ 1,398 $ 243 $ 2,833 $ 79 $ 945 $ - $ 5,750 Individually evaluated for impairment $ — $ 31 $ 6 $ 235 $ — $ 225 $ — $ 497 Collectively evaluated for impairment $ 252 $ 1,367 $ 236 $ 2,599 $ 79 $ 720 $ — $ 5,253 Loans June 30, 2020 Individually evaluated for impairment $ 379 $ 321 $ 24 $ 2,246 $ — $ 2,326 $ 5,296 Collectively evaluated for impairment 50,556 237,852 33,745 359,696 15,576 200,104 897,529 Acquired with deteriorated credit quality — 3,839 — 1,121 — 208 5,168 Ending balance $ 50,935 $ 242,012 $ 33,769 $ 363,063 $ 15,576 $ 202,638 $ 907,993 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended June 30, 2019 Beginning balance $ 424 $ 857 $ 336 $ 1,863 $ 40 $ 558 $ 652 $ 4,730 Charge-offs - (1 ) (45 ) - - (15 ) - (61 ) Recoveries 65 3 39 4 - 21 - 132 Provision (127 ) (41 ) 5 531 3 (42 ) (329 ) - Ending balance $ 362 $ 818 $ 335 $ 2,398 $ 43 $ 522 $ 323 $ 4,801 Allowance for Loan Losses Six Months Ended June 30, 2019 Beginning balance $ 481 $ 892 $ 254 $ 1,926 $ 38 $ 537 $ 545 $ 4,673 Charge-offs - (2 ) (151 ) - - (14 ) - (167 ) Recoveries 65 20 88 6 - 116 - 295 Provision (184 ) (92 ) 144 466 5 (117 ) (222 ) - Ending balance $ 362 $ 818 $ 335 $ 2,398 $ 43 $ 522 $ 323 $ 4,801 Individually evaluated for impairment $ 80 $ 84 $ 10 $ 605 $ - $ 159 $ - $ 938 Collectively evaluated for impairment $ 282 $ 734 $ 325 $ 1,793 $ 43 $ 363 $ 323 $ 3,863 Loans June 30, 2019 Individually evaluated for impairment $ 389 $ 362 $ 54 $ 2,937 $ - $ 2,613 $ 6,355 Collectively evaluated for impairment 40,492 84,720 24,628 138,005 9,948 93,079 390,872 Acquired with deteriorated credit quality - - - - - - - Ending balance $ 40,881 $ 85,082 $ 24,682 $ 140,942 $ 9,948 $ 95,692 $ 397,227 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total December 31, 2019 Individually evaluated for impairment $ 103 $ - $ 4 $ 13 $ - $ 235 $ - $ 355 Collectively evaluated for impairment $ 368 $ 655 $ 266 $ 1,650 $ 76 $ 405 $ 282 $ 3,702 Loans December 31, 2019 Individually evaluated for impairment $ 924 $ 259 $ 17 $ 2,288 $ - $ 2,434 $ 5,922 Collectively evaluated for impairment $ 56,415 $ 141,583 $ 38,524 $ 323,358 $ 13,411 $ 215,106 788,397 Acquired with deteriorated credit quality - 6,241 313 733 - 442 7,729 Ending balance $ 57,339 $ 148,083 $ 38,854 $ 326,379 $ 13,411 $ 217,982 $ 802,048 The provision for loan losses was $1,000,000 in the second 2020 second 2020 19 19 The process to monitor the credit quality of ChoiceOne’s loan portfolio includes tracking ( 1 2 3 1 9. Risk Rating 1 5 Risk rating 6 not not Risk rating 7 “7” “6”, “7”. Risk rating 8 Risk rating 9 not no may Information regarding the Bank's credit exposure was as follows: Corporate Credit Exposure - Credit Risk Profile By Creditworthiness Category (Dollars in thousands) Agricultural Commercial and Industrial Commercial Real Estate June 30, December 31, June 30, December 31, June 30, December 31, 2020 2019 2020 2019 2020 2019 Pass $ 46,822 $ 55,866 $ 236,874 $ 146,728 $ 356,813 $ 322,105 Special Mention 3,734 1,094 1,040 1,081 2,537 1,332 Substandard 379 379 4,098 274 3,492 2,942 Doubtful - - - - 221 - $ 50,935 $ 57,339 $ 242,012 $ 148,083 $ 363,063 $ 326,379 Consumer Credit Exposure - Credit Risk Profile Based On Payment Activity (Dollars in thousands) Consumer Construction Real Estate Residential Real Estate June 30, December 31, June 30, December 31, June 30, December 31, 2020 2019 2020 2019 2020 2019 Performing $ 33,746 $ 38,838 $ 15,576 $ 13,411 $ 201,809 $ 216,651 Nonperforming - - - - - - Nonaccrual 23 16 - - 829 1,331 $ 33,769 $ 38,854 $ 15,576 $ 13,411 $ 202,638 $ 217,982 The following table provides information on loans that were considered troubled debt restructurings ("TDRs") that were modified during the three six June 30, 2020. 2019. Three Months Ended June 30, 2020 Six Months Ended June 30, 2020 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Number of Recorded Recorded Loans Investment Investment Loans Investment Investment Agricultural 1 $ 68 $ 68 1 $ 68 $ 68 Commercial Real Estate 2 1,882 1,882 2 1,882 1,882 Total 3 $ 1,950 $ 1,950 3 $ 1,950 $ 1,950 The following schedule provides information on TDRs as of June 30, 2020 30 three six June 30, 2020, no June 30, 2019 30 three six June 30, 2019, Three Months Ended Six Months Ended June 30, 2020 June 30, 2020 (Dollars in thousands) Number Recorded Number Recorded of Loans Investment of Loans Investment Agricultural 1 $ 68 1 $ 68 Commercial Real Estate 2 1,882 2 1,882 Total 3 $ 1,950 3 $ 1,950 The federal banking agencies issued an “Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus” on March 22, 2020 April 7, 2020. 19, not 4013 March 27, 2020, 19 December 31, 2019 not 90 March 2020 June 30, 2020, not second Impaired loans by loan category follow: Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance June 30, 2020 With no related allowance recorded Agricultural $ 379 $ 440 $ - Commercial and industrial - - - Consumer - - - Construction real estate - - - Commercial real estate - - - Residential real estate 22 25 - Subtotal 401 465 - With an allowance recorded Agricultural - - - Commercial and industrial 321 404 31 Consumer 24 24 6 Construction real estate - - - Commercial real estate 2,246 2,836 235 Residential real estate 2,304 2,392 225 Subtotal 4,895 5,656 497 Total Agricultural 379 440 - Commercial and industrial 321 404 31 Consumer 24 24 6 Construction real estate - - - Commercial real estate 2,246 2,836 235 Residential real estate 2,326 2,417 225 Total $ 5,296 $ 6,121 $ 497 Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance December 31, 2019 With no related allowance recorded Agricultural $ 545 $ 545 $ - Commercial and industrial 259 340 - Consumer - - - Construction real estate - - - Commercial real estate 1,882 2,471 - Residential real estate 42 42 - Subtotal 2,728 3,398 - With an allowance recorded Agricultural 379 439 103 Commercial and industrial - - - Consumer 17 18 4 Construction real estate - - - Commercial real estate 406 406 13 Residential real estate 2,392 2,460 235 Subtotal 3,194 3,323 355 Total Agricultural 924 984 103 Commercial and industrial 259 340 - Consumer 18 18 4 Construction real estate - - - Commercial real estate 2,287 2,877 13 Residential real estate 2,434 2,502 235 Total $ 5,922 $ 6,721 $ 355 The following schedule provides information regarding average balances of impaired loans and interest recognized on impaired loans for the three six June 30, 2020 2019 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended June 30, 2020 With no related allowance recorded Agricultural $ 190 $ - Commercial and industrial 129 - Consumer - - Construction real estate - - Commercial real estate 941 - Residential real estate 49 - Subtotal 1,309 - With an allowance recorded Agricultural 190 - Commercial and industrial 167 - Consumer 19 - Construction real estate - - Commercial real estate 1,312 5 Residential real estate 2,339 22 Subtotal 4,027 27 Total Agricultural 380 - Commercial and industrial 296 - Consumer 19 - Construction real estate - - Commercial real estate 2,253 5 Residential real estate 2,388 22 Total $ 5,336 $ 27 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended June 30, 2019 With no related allowance recorded Agricultural $ - $ - Commercial and industrial - 6 Consumer - - Construction real estate - - Commercial real estate 506 32 Residential real estate 1,336 25 Subtotal 1,842 63 With an allowance recorded Agricultural 389 - Commercial and industrial 193 - Consumer 58 - Construction real estate - - Commercial real estate 882 - Residential real estate 2,517 - Subtotal 4,039 - Total Agricultural 389 - Commercial and industrial 193 6 Consumer 59 - Construction real estate - - Commercial real estate 1,387 32 Residential real estate 3,853 25 Total $ 5,881 $ 63 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Six Months Ended June 30, 2020 With no related allowance recorded Agricultural $ 308 $ - Commercial and industrial 173 - Consumer - - Construction real estate - - Commercial real estate 1,255 - Residential real estate 46 - Subtotal 1,782 - With an allowance recorded Agricultural 253 - Commercial and industrial 116 - Consumer 19 - Construction real estate - - Commercial real estate 1,005 12 Residential real estate 2,356 52 Subtotal 3,749 64 Total Agricultural 561 - Commercial and industrial 289 - Consumer 19 - Construction real estate - - Commercial real estate 2,260 12 Residential real estate 2,402 52 Total $ 5,531 $ 64 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Six Months Ended June 30, 2019 With no related allowance recorded Agricultural $ 62 $ - Commercial and industrial - 10 Consumer - - Construction real estate - - Commercial real estate 49 75 Residential real estate 174 54 Subtotal 285 139 With an allowance recorded Agricultural 390 - Commercial and industrial 136 - Consumer 69 - Construction real estate - - Commercial real estate 1,340 - Residential real estate 2,498 - Subtotal 4,433 - Total Agricultural 452 - Commercial and industrial 136 10 Consumer 70 - Construction real estate - - Commercial real estate 1,388 75 Residential real estate 2,672 54 Total $ 4,718 $ 139 An aging analysis of loans by loan category follows: Loans Loans Loans Past Due Loans Past Due Past Due Greater 90 Days Past (Dollars in thousands) 30 59 60 89 Than 90 Loans Not Total Due and Days (1) Days (1) Days (1) Total (1) Past Due Loans Accruing June 30, 2020 Agricultural $ - $ - $ 379 $ 379 $ 50,556 $ 50,935 $ - Commercial and industrial 103 - 680 783 241,229 242,012 - Consumer 5 - 10 15 33,754 33,769 - Commercial real estate 1,955 8 2,103 4,066 358,997 363,063 - Construction real estate - - - - 15,576 15,576 - Residential real estate 246 412 81 739 201,899 202,638 - $ 2,309 $ 420 $ 3,253 $ 5,982 $ 902,011 $ 907,993 $ - December 31, 2019 Agricultural $ - $ 68 $ - $ 68 $ 57,271 $ 57,339 $ - Commercial and industrial 542 15 259 816 147,267 148,083 - Consumer 121 19 11 151 38,703 38,854 - Commercial real estate - - 1,882 1,882 324,497 326,379 - Construction real estate - - - - 13,411 13,411 - Residential real estate 2,466 582 393 3,441 214,541 217,982 - $ 3,129 $ 684 $ 2,545 $ 6,358 $ 795,690 $ 802,048 $ - ( 1 Nonaccrual loans by loan category follow: (Dollars in thousands) June 30, December 31, 2020 2019 Agricultural $ 379 $ 379 Commercial and industrial 758 776 Consumer 23 16 Commercial real estate 2,146 2,185 Construction real estate - - Residential real estate 829 1,331 $ 4,135 $ 4,687 The table below details the outstanding balances of the County Bank Corp. acquired portfolio and the acquisition fair value adjustments at acquisition date (dollars in thousands): (Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 7,729 $ 387,394 $ 395,123 Nonaccretable difference (2,928 ) - (2,928 ) Expected cash flows 4,801 387,394 392,195 Accretable yield (185 ) (1,656 ) (1,841 ) Carrying balance at acquisition date $ 4,616 $ 385,738 $ 390,354 The table below presents a roll forward of the accretable yield on acquired loans for the six June 30, 2020 (Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Balance, January 1, 2020 $ (185 ) $ (1,581 ) $ (1,766 ) Accretion January 1, 2020 through March 31, 2020 - 50 50 Balance, March 31, 2020 $ (185 ) $ (1,531 ) $ (1,716 ) Accretion April 1, 2020 through June 30, 2020 45 11 56 Balance, June 30, 2020 $ (140 ) $ (1,520 ) $ (1,660 )

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 4 Earnings per share are based on the weighted average number of shares outstanding during the period. A computation of basic earnings per share and diluted earnings per share follows: Three Months Ended Six Months Ended (Dollars in thousands, except share data) June 30, June 30, 2020 2019 2020 2019 Basic Net income $ 4,430 $ 1,487 $ 7,684 $ 3,123 Weighted average common shares outstanding 7,254,591 3,628,916 7,251,205 3,623,651 Basic earnings per common shares $ 0.61 $ 0.41 $ 1.06 $ 0.86 Diluted Net income $ 4,430 $ 1,487 $ 7,684 $ 3,123 Weighted average common shares outstanding 7,254,591 3,628,916 7,251,205 3,623,651 Plus dilutive stock options and restricted stock units 6,198 12,549 6,851 9,572 Weighted average common shares outstanding and potentially dilutive shares 7,260,789 3,641,465 7,258,056 3,633,223 Diluted earnings per common share $ 0.61 $ 0.41 $ 1.06 $ 0.86 There were no stock options that were considered to be anti-dilutive to earnings per share as of June 30, 2020 June 30, 2019

Note 5 - Financial Instruments

Note 5 - Financial Instruments	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	Note 5 Financial instruments as of the dates indicated were as follows: Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable (Dollars in thousands) Carrying Estimated Assets Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) June 30, 2020 Assets Cash and cash equivalents $ 66,791 $ 66,791 $ 66,791 $ - $ - Equity securities at fair value 2,905 2,905 1,425 - 1,480 Securities available for sale 372,525 372,525 - 360,380 12,145 Federal Home Loan Bank and Federal Reserve Bank stock 6,471 6,471 - 6,471 - Loans held for sale 10,860 11,186 - 11,186 - Loans to other financial institutions 49,895 49,895 - 49,895 - Loans, net 902,243 899,773 - - 899,773 Accrued interest receivable 5,424 5,424 - 5,424 - Interest rate lock commitments 1,084 1,084 - 1,084 - Liabilities Noninterest-bearing deposits 392,086 392,086 - 392,086 - Interest-bearing deposits 932,222 933,484 - 933,484 - Borrowings 10,179 10,229 - 10,229 - Accrued interest payable 246 246 - 246 - December 31, 2019 Assets Cash and due from banks $ 59,558 $ 59,558 $ 59,558 $ - $ - Equity securities at fair value 2,851 2,851 1,379 - 1,472 Securities available for sale 339,579 339,579 - 327,212 12,367 Federal Home Loan Bank and Federal Reserve Bank stock 6,458 6,458 - 6,458 - Loans held for sale 3,095 3,134 - 3,134 - Loans to other financial institutions 51,048 51,048 - 51,048 - Loans, net 797,991 793,270 - - 793,270 Accrued interest receivable 3,965 3,965 - 3,965 - Interest rate lock commitments 68 68 - 68 - Liabilities Noninterest-bearing deposits 287,460 287,460 - 287,460 - Interest-bearing deposits 867,142 867,154 - 867,154 - Federal Home Loan Bank advances 33,198 33,243 - 33,243 - Accrued interest payable 411 411 - 411 -

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 6 The following tables present information about assets and liabilities measured at fair value on a recurring basis and the valuation techniques used to determine those fair values. In general, fair values determined by Level 1 Fair values determined by Level 2 2 Level 3 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. The Bank’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset or liability. There were no June 30, 2020 December 31, 2019 Assets Measured at Fair Value on a Recurring Basis Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Balance (Dollars in thousands) Assets Inputs Inputs at Date (Level 1) (Level 2) (Level 3) Indicated Equity Securities Held at Fair Value - June 30, 2020 Equity securities $ 1,425 $ - $ 1,480 $ 2,905 Investment Securities, Available for Sale - June 30, 2020 U. S. Government and federal agency $ - $ 2,065 $ - $ 2,065 U. S. Treasury notes and bonds - 2,070 - 2,070 State and municipal - 252,785 11,145 263,930 Mortgage-backed - 100,575 - 100,575 Corporate - 2,885 - 2,885 Trust preferred securities - - 1,000 1,000 Total $ - $ 360,380 $ 12,145 $ 372,525 Equity Securities Held at Fair Value - December 31, 2019 Equity securities $ 1,379 $ - $ 1,472 $ 2,851 Investment Securities, Available for Sale - December 31, 2019 U. S. Government and federal agency $ - $ 17,215 $ - $ 17,215 U. S. Treasury notes and bonds - 2,008 - 2,008 State and municipal - 162,557 11,367 173,924 Mortgage-backed - 142,760 - 142,760 Corporate - 2,672 - 2,672 Trust preferred securities - - 1,000 1,000 Total $ - $ 327,212 $ 12,367 $ 339,579 Changes in Level 3 Six Months Ended (Dollars in thousands) June 30, 2020 2019 Equity Securities Held at Fair Value Balance, January 1 $ 1,472 $ 886 Total realized and unrealized gains included in noninterest income 8 91 Net purchases, sales, calls, and maturities - - Net transfers into Level 3 - - Balance, June 30 $ 1,480 $ 977 Investment Securities, Available for Sale Balance, January 1 $ 12,367 $ 8,498 Total unrealized gains included in other comprehensive income 444 259 Net purchases, sales, calls, and maturities (666 ) (485 ) Net transfers into Level 3 - - Balance, June 30 $ 12,145 $ 8,272 Of the available for sale Level 3 June 30, 2020 June 30, 2020 Both observable and unobservable inputs may 3 may Securities categorized as Level 3 ChoiceOne also has assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets are not Assets Measured at Fair Value on a Non-recurring Basis Quoted Prices In Active Significant Markets for Other Significant Balances at Identical Observable Unobservable (Dollars in thousands) Dates Assets Inputs Inputs Indicated (Level 1) (Level 2) (Level 3) Impaired Loans June 30, 2020 $ 5,296 $ - $ - $ 5,296 December 31, 2019 $ 5,922 $ - $ - $ 5,922 Other Real Estate June 30, 2020 $ 854 $ - $ - $ 854 December 31, 2019 $ 929 $ - $ - $ 929 Impaired loans categorized as Level 3

Note 7 - Revenue from Contracts

Note 7 - Revenue from Contracts with Customers	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 7 ChoiceOne has a variety of sources of revenue, which include interest and fees from customers as well as revenue from non-customers. ASC Topic 606, 606 Service Charges and Fees on Deposit Accounts Revenue includes charges and fees to provide account maintenance, overdraft services, wire transfers, funds transfer, and other deposit-related services. Account maintenance fees such as monthly service charges are recognized over the period of time that the service is provided. Transaction fees such as wire transfer charges are recognized when the service is provided to the customer. Interchange Income Revenue includes debit card interchange and network revenues. This revenue is earned on debit card transactions that are conducted through payment networks such as MasterCard. The revenue is recorded as services are delivered and is presented net of interchange expenses. Investment Commission Income Revenue includes fees from the investment management advisory services and revenue is recognized when services are rendered. Revenue also includes commissions received from the placement of brokerage transactions for purchase or sale of stocks or other investments. Commission income is recognized when the transaction has been completed. Trust Fee Income Revenue includes fees from the management of trust assets and from other related advisory services. Revenue is recognized when services are rendered. Following is noninterest income separated by revenue within the scope of ASC 606 Three Months Ended Six Months Ended June 30, June 30, (Dollars in thousands) 2020 2019 2020 2019 Service charges and fees on deposit accounts $ 647 $ 670 $ 1,656 $ 1,297 Interchange income 755 478 1,591 884 Investment commission income 142 56 261 105 Trust fee income 201 - 372 - Other charges and fees for customer services 84 56 231 120 Noninterest income from contracts with customers within the scope of ASC 606 1,830 1,260 4,111 2,406 Noninterest income within the scope of other GAAP topics 4,922 769 6,573 1,380 Total noninterest income $ 6,751 $ 2,029 $ 10,683 $ 3,786

Note 8 - Business Combination

Note 8 - Business Combination	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 8 Community Shores Bank Corporation - Subsequent Event On January 6, 2020, July 1, 2020. June 30, 2020, County Bank Corp ChoiceOne completed the merger of County Bank Corp (“County”) with and into ChoiceOne effective on October 1, 2019. October 1, 2019 not The table below presents the allocation of purchase price for the merger with County (dollars in thousands): Purchase Price Consideration $ 107,945 Net assets acquired: Cash and cash equivalents 20,638 Equity securities at fair value 474 Securities available for sale 187,230 Federal Home Loan Bank and Federal Reserve Bank stock 2,915 Loans to other financial institutions 33,481 Originated loans 390,116 Premises and equipment 9,271 Other real estate owned 1,364 Deposit based intangible 6,359 Bank owned life insurance 16,912 Other assets 4,002 Total assets 672,762 Non-interest bearing deposits 124,113 Interest bearing deposits 449,488 Total deposits 573,601 Federal funds purchased 3,800 Advances from Federal Home Loan Bank 23,000 Other liabilities 3,282 Total liabilities 603,683 Net assets acquired 69,079 Goodwill $ 38,866

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include ChoiceOne Financial Services, Inc. ("ChoiceOne"), its wholly-owned subsidiary, ChoiceOne Bank (the "Bank"), and ChoiceOne Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. For periods after September 30, 2019, May 15, 2020. The consolidated unaudited financial statements and notes thereto have been prepared in accordance with generally accepted accounting principles for interim financial information, prevailing practices within the banking industry and the instructions to Form 10 not The accompanying unaudited consolidated financial statements and notes thereto reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of June 30, 2020 December 31, 2019 three six June 30, 2020 June 30, 2019 three six June 30, 2020 June 30, 2019 three six June 30, 2020 June 30, 2019 six June 30, 2020 June 30, 2019 six June 30, 2020 not may December 31, 2020 The accompanying consolidated financial statements should be read in conjunction with the consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10 December 31, 2019
Use of Estimates, Policy [Policy Text Block]	Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided; therefore, future results could differ. These estimates and assumptions are subject to many risks and uncertainties, including changes in interest rates and other general economic, business and political conditions, including the effects of the COVID- 19 March 27, 2020, may
Mortgage Banking Activity [Policy Text Block]	Loans to Other Financial Institutions The Bank entered into an agreement with another financial institution to fund mortgage loans. Loans to other financial institutions are purchased participating interests in individual advances made to mortgage bankers nation-wide from an unaffiliated originating bank. The originating bank services these loans and cash flows on the individual advances (principal, interest, and fees) which are allocated pro-rata based on ownership in the participating interest, less fees paid for the servicing activity. The underlying collateral is generally made up of 1 4 first 90 June 30, 2020 Credit risk associated with the participating interest is measured as an allowance for loan losses when necessary. Losses are charged off against the allowance when incurred and recoveries of loan charge-offs are recorded when received. At least quarterly, the Bank reviews the portfolios of participating interests for potential losses including any participating interest that is outstanding over 90 June 30, 2020 30 December 31, 2019, 30 first six 2020
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the consolidated loan portfolio. Management’s evaluation of the adequacy of the allowance is an estimate based on reviews of individual loans, assessments of the impact of current economic conditions on the portfolio and historical loss experience of seasoned loan portfolios. See Note 3 Management believes the accounting estimate related to the allowance for loan losses is a “critical accounting estimate” because ( 1 2
Stockholders' Equity, Policy [Policy Text Block]	Stock Transactions A total of 6,658 shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $186,000 under the terms of the Directors’ Stock Purchase Plan in the first 2020 first six 2020 first 2020 first six 2020.
Share-based Payment Arrangement [Policy Text Block]	Stock-Based Compensation ChoiceOne grants restricted stock units to a select group of employees under the Stock Incentive Plan of 2012. three one
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain amounts presented in prior periods have been reclassified to conform to the current presentation.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements The Financial Accounting Standards Board ("FASB") issued ASU No. 2016 13 , Financial Instruments—Credit Losses (Topic 326 no may may December 15, 2022, December 31, 2019 may FASB pronouncement ASU 2017 04 350 December 15, 2019. 2 2, 2017 04, not zero 2 zero zero no
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill Goodwill is not first 1 not not, no Management performed its annual qualitative assessment of goodwill as of June 30, 2020. not 350 20 35 3c. 19 may December 2019 June 2020, second second 2020. not June 30, 2020 no 19 third

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block]	June 30, 2020 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 2,636 $ 269 $ - $ 2,905 December 31, 2019 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 2,636 $ 215 $ - $ 2,851
Debt Securities, Available-for-sale [Table Text Block]	June 30, 2020 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government and federal agency $ 2,009 $ 56 $ - $ 2,065 U.S. Treasury notes and bonds 1,995 75 - 2,070 State and municipal 256,930 7,132 (132 ) 263,930 Mortgage-backed 99,145 1,437 (7 ) 100,575 Corporate 2,837 48 - 2,885 Trust preferred securities 1,000 - - 1,000 Total $ 363,916 $ 8,748 $ (139 ) $ 372,525 December 31, 2019 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value U.S. Government and federal agency $ 17,231 $ 23 $ (39 ) $ 17,215 U.S. Treasury notes and bonds 1,994 14 - 2,008 State and municipal 172,487 2,694 (1,257 ) 173,924 Mortgage-backed 142,504 585 (329 ) 142,760 Corporate 2,649 24 (1 ) 2,672 Trust preferred securities 1,000 - - 1,000 Total $ 337,865 $ 3,340 $ (1,626 ) $ 339,579
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities maturing within: Fair Value Fair Value Less than 1 Year - 5 Years - More than at June 30, at Dec. 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2020 2019 U.S. Government and federal agency $ - $ 2,065 $ - $ - $ 2,065 $ 17,215 U.S. Treasury notes and bonds - 2,070 - - 2,070 2,008 State and municipal 18,688 53,718 179,348 12,176 263,930 173,924 Corporate 891 1,994 - - 2,885 2,672 Trust preferred securities - - 1,000 - 1,000 1,000 Total debt securities 19,579 59,847 180,348 12,176 271,950 196,819 Mortgage-backed securities 1,833 46,892 49,842 2,008 100,575 142,760 Equity securities - - 1,000 1,905 2,905 2,851 Total $ 21,412 $ 106,739 $ 231,190 $ 16,089 $ 375,430 $ 342,430 Weighted average yields: Less than 1 Year - 5 Years - More than 1 Year 5 Years 10 Years 10 Years Total U.S. Government and federal agency - % 1.98 % - % - % 1.98 % U.S. Treasury notes and bonds - 1.85 - - 1.85 State and municipal 2.55 2.89 2.72 2.99 2.76 Corporate 3.80 2.75 - - 3.07 Trust preferred securities - - 3.75 - 3.75 Mortgage-backed securities 4.93 2.13 0.78 2.98 1.53 Equity securities - - 4.61 - 0.96
Gain (Loss) on Securities [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Net gains and losses recognized during the period $ 443 $ 80 $ 54 $ 266 Less: Net gains and losses recognized during the period on securities sold — — — — Unrealized gains and losses recognized during the reporting period on securities still held at the reporting date $ 443 $ 80 $ 54 $ 266

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended June 30, 2020 Beginning balance $ 347 $ 853 $ 220 $ 1,960 $ 124 $ 1,061 $ 225 $ 4,790 Charge-offs - (17 ) (95 ) - - (7 ) - (119 ) Recoveries - - 66 - - 13 - 79 Provision (95 ) 562 52 873 (45 ) (122 ) (225 ) 1,000 Ending balance $ 252 $ 1,398 $ 243 $ 2,833 $ 79 $ 945 $ - $ 5,750 Six Months Ended June 30, 2020 Beginning balance $ 471 $ 655 $ 270 $ 1,663 $ 76 $ 640 $ 282 $ 4,057 Charge-offs — (17 ) (184 ) — — (7 ) — (208 ) Recoveries — 1 110 — — 15 — 126 Provision (219 ) 759 47 1,170 3 297 (282 ) 1,775 Ending balance $ 252 $ 1,398 $ 243 $ 2,833 $ 79 $ 945 $ - $ 5,750 Individually evaluated for impairment $ — $ 31 $ 6 $ 235 $ — $ 225 $ — $ 497 Collectively evaluated for impairment $ 252 $ 1,367 $ 236 $ 2,599 $ 79 $ 720 $ — $ 5,253 Loans June 30, 2020 Individually evaluated for impairment $ 379 $ 321 $ 24 $ 2,246 $ — $ 2,326 $ 5,296 Collectively evaluated for impairment 50,556 237,852 33,745 359,696 15,576 200,104 897,529 Acquired with deteriorated credit quality — 3,839 — 1,121 — 208 5,168 Ending balance $ 50,935 $ 242,012 $ 33,769 $ 363,063 $ 15,576 $ 202,638 $ 907,993 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended June 30, 2019 Beginning balance $ 424 $ 857 $ 336 $ 1,863 $ 40 $ 558 $ 652 $ 4,730 Charge-offs - (1 ) (45 ) - - (15 ) - (61 ) Recoveries 65 3 39 4 - 21 - 132 Provision (127 ) (41 ) 5 531 3 (42 ) (329 ) - Ending balance $ 362 $ 818 $ 335 $ 2,398 $ 43 $ 522 $ 323 $ 4,801 Allowance for Loan Losses Six Months Ended June 30, 2019 Beginning balance $ 481 $ 892 $ 254 $ 1,926 $ 38 $ 537 $ 545 $ 4,673 Charge-offs - (2 ) (151 ) - - (14 ) - (167 ) Recoveries 65 20 88 6 - 116 - 295 Provision (184 ) (92 ) 144 466 5 (117 ) (222 ) - Ending balance $ 362 $ 818 $ 335 $ 2,398 $ 43 $ 522 $ 323 $ 4,801 Individually evaluated for impairment $ 80 $ 84 $ 10 $ 605 $ - $ 159 $ - $ 938 Collectively evaluated for impairment $ 282 $ 734 $ 325 $ 1,793 $ 43 $ 363 $ 323 $ 3,863 Loans June 30, 2019 Individually evaluated for impairment $ 389 $ 362 $ 54 $ 2,937 $ - $ 2,613 $ 6,355 Collectively evaluated for impairment 40,492 84,720 24,628 138,005 9,948 93,079 390,872 Acquired with deteriorated credit quality - - - - - - - Ending balance $ 40,881 $ 85,082 $ 24,682 $ 140,942 $ 9,948 $ 95,692 $ 397,227 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total December 31, 2019 Individually evaluated for impairment $ 103 $ - $ 4 $ 13 $ - $ 235 $ - $ 355 Collectively evaluated for impairment $ 368 $ 655 $ 266 $ 1,650 $ 76 $ 405 $ 282 $ 3,702 Loans December 31, 2019 Individually evaluated for impairment $ 924 $ 259 $ 17 $ 2,288 $ - $ 2,434 $ 5,922 Collectively evaluated for impairment $ 56,415 $ 141,583 $ 38,524 $ 323,358 $ 13,411 $ 215,106 788,397 Acquired with deteriorated credit quality - 6,241 313 733 - 442 7,729 Ending balance $ 57,339 $ 148,083 $ 38,854 $ 326,379 $ 13,411 $ 217,982 $ 802,048
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollars in thousands) Agricultural Commercial and Industrial Commercial Real Estate June 30, December 31, June 30, December 31, June 30, December 31, 2020 2019 2020 2019 2020 2019 Pass $ 46,822 $ 55,866 $ 236,874 $ 146,728 $ 356,813 $ 322,105 Special Mention 3,734 1,094 1,040 1,081 2,537 1,332 Substandard 379 379 4,098 274 3,492 2,942 Doubtful - - - - 221 - $ 50,935 $ 57,339 $ 242,012 $ 148,083 $ 363,063 $ 326,379 (Dollars in thousands) Consumer Construction Real Estate Residential Real Estate June 30, December 31, June 30, December 31, June 30, December 31, 2020 2019 2020 2019 2020 2019 Performing $ 33,746 $ 38,838 $ 15,576 $ 13,411 $ 201,809 $ 216,651 Nonperforming - - - - - - Nonaccrual 23 16 - - 829 1,331 $ 33,769 $ 38,854 $ 15,576 $ 13,411 $ 202,638 $ 217,982
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Three Months Ended June 30, 2020 Six Months Ended June 30, 2020 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Number of Recorded Recorded Loans Investment Investment Loans Investment Investment Agricultural 1 $ 68 $ 68 1 $ 68 $ 68 Commercial Real Estate 2 1,882 1,882 2 1,882 1,882 Total 3 $ 1,950 $ 1,950 3 $ 1,950 $ 1,950 Three Months Ended Six Months Ended June 30, 2020 June 30, 2020 (Dollars in thousands) Number Recorded Number Recorded of Loans Investment of Loans Investment Agricultural 1 $ 68 1 $ 68 Commercial Real Estate 2 1,882 2 1,882 Total 3 $ 1,950 3 $ 1,950
Impaired Financing Receivables [Table Text Block]	Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance June 30, 2020 With no related allowance recorded Agricultural $ 379 $ 440 $ - Commercial and industrial - - - Consumer - - - Construction real estate - - - Commercial real estate - - - Residential real estate 22 25 - Subtotal 401 465 - With an allowance recorded Agricultural - - - Commercial and industrial 321 404 31 Consumer 24 24 6 Construction real estate - - - Commercial real estate 2,246 2,836 235 Residential real estate 2,304 2,392 225 Subtotal 4,895 5,656 497 Total Agricultural 379 440 - Commercial and industrial 321 404 31 Consumer 24 24 6 Construction real estate - - - Commercial real estate 2,246 2,836 235 Residential real estate 2,326 2,417 225 Total $ 5,296 $ 6,121 $ 497 Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance December 31, 2019 With no related allowance recorded Agricultural $ 545 $ 545 $ - Commercial and industrial 259 340 - Consumer - - - Construction real estate - - - Commercial real estate 1,882 2,471 - Residential real estate 42 42 - Subtotal 2,728 3,398 - With an allowance recorded Agricultural 379 439 103 Commercial and industrial - - - Consumer 17 18 4 Construction real estate - - - Commercial real estate 406 406 13 Residential real estate 2,392 2,460 235 Subtotal 3,194 3,323 355 Total Agricultural 924 984 103 Commercial and industrial 259 340 - Consumer 18 18 4 Construction real estate - - - Commercial real estate 2,287 2,877 13 Residential real estate 2,434 2,502 235 Total $ 5,922 $ 6,721 $ 355 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended June 30, 2020 With no related allowance recorded Agricultural $ 190 $ - Commercial and industrial 129 - Consumer - - Construction real estate - - Commercial real estate 941 - Residential real estate 49 - Subtotal 1,309 - With an allowance recorded Agricultural 190 - Commercial and industrial 167 - Consumer 19 - Construction real estate - - Commercial real estate 1,312 5 Residential real estate 2,339 22 Subtotal 4,027 27 Total Agricultural 380 - Commercial and industrial 296 - Consumer 19 - Construction real estate - - Commercial real estate 2,253 5 Residential real estate 2,388 22 Total $ 5,336 $ 27 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended June 30, 2019 With no related allowance recorded Agricultural $ - $ - Commercial and industrial - 6 Consumer - - Construction real estate - - Commercial real estate 506 32 Residential real estate 1,336 25 Subtotal 1,842 63 With an allowance recorded Agricultural 389 - Commercial and industrial 193 - Consumer 58 - Construction real estate - - Commercial real estate 882 - Residential real estate 2,517 - Subtotal 4,039 - Total Agricultural 389 - Commercial and industrial 193 6 Consumer 59 - Construction real estate - - Commercial real estate 1,387 32 Residential real estate 3,853 25 Total $ 5,881 $ 63 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Six Months Ended June 30, 2020 With no related allowance recorded Agricultural $ 308 $ - Commercial and industrial 173 - Consumer - - Construction real estate - - Commercial real estate 1,255 - Residential real estate 46 - Subtotal 1,782 - With an allowance recorded Agricultural 253 - Commercial and industrial 116 - Consumer 19 - Construction real estate - - Commercial real estate 1,005 12 Residential real estate 2,356 52 Subtotal 3,749 64 Total Agricultural 561 - Commercial and industrial 289 - Consumer 19 - Construction real estate - - Commercial real estate 2,260 12 Residential real estate 2,402 52 Total $ 5,531 $ 64 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Six Months Ended June 30, 2019 With no related allowance recorded Agricultural $ 62 $ - Commercial and industrial - 10 Consumer - - Construction real estate - - Commercial real estate 49 75 Residential real estate 174 54 Subtotal 285 139 With an allowance recorded Agricultural 390 - Commercial and industrial 136 - Consumer 69 - Construction real estate - - Commercial real estate 1,340 - Residential real estate 2,498 - Subtotal 4,433 - Total Agricultural 452 - Commercial and industrial 136 10 Consumer 70 - Construction real estate - - Commercial real estate 1,388 75 Residential real estate 2,672 54 Total $ 4,718 $ 139
Financing Receivable, Past Due [Table Text Block]	Loans Loans Loans Past Due Loans Past Due Past Due Greater 90 Days Past (Dollars in thousands) 30 59 60 89 Than 90 Loans Not Total Due and Days (1) Days (1) Days (1) Total (1) Past Due Loans Accruing June 30, 2020 Agricultural $ - $ - $ 379 $ 379 $ 50,556 $ 50,935 $ - Commercial and industrial 103 - 680 783 241,229 242,012 - Consumer 5 - 10 15 33,754 33,769 - Commercial real estate 1,955 8 2,103 4,066 358,997 363,063 - Construction real estate - - - - 15,576 15,576 - Residential real estate 246 412 81 739 201,899 202,638 - $ 2,309 $ 420 $ 3,253 $ 5,982 $ 902,011 $ 907,993 $ - December 31, 2019 Agricultural $ - $ 68 $ - $ 68 $ 57,271 $ 57,339 $ - Commercial and industrial 542 15 259 816 147,267 148,083 - Consumer 121 19 11 151 38,703 38,854 - Commercial real estate - - 1,882 1,882 324,497 326,379 - Construction real estate - - - - 13,411 13,411 - Residential real estate 2,466 582 393 3,441 214,541 217,982 - $ 3,129 $ 684 $ 2,545 $ 6,358 $ 795,690 $ 802,048 $ -
Financing Receivable, Nonaccrual [Table Text Block]	(Dollars in thousands) June 30, December 31, 2020 2019 Agricultural $ 379 $ 379 Commercial and industrial 758 776 Consumer 23 16 Commercial real estate 2,146 2,185 Construction real estate - - Residential real estate 829 1,331 $ 4,135 $ 4,687
Business Acquisition, Pro Forma Information, Nonrecurring Adjustments [Table Text Block]	(Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 7,729 $ 387,394 $ 395,123 Nonaccretable difference (2,928 ) - (2,928 ) Expected cash flows 4,801 387,394 392,195 Accretable yield (185 ) (1,656 ) (1,841 ) Carrying balance at acquisition date $ 4,616 $ 385,738 $ 390,354 (Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Balance, January 1, 2020 $ (185 ) $ (1,581 ) $ (1,766 ) Accretion January 1, 2020 through March 31, 2020 - 50 50 Balance, March 31, 2020 $ (185 ) $ (1,531 ) $ (1,716 ) Accretion April 1, 2020 through June 30, 2020 45 11 56 Balance, June 30, 2020 $ (140 ) $ (1,520 ) $ (1,660 )

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Six Months Ended (Dollars in thousands, except share data) June 30, June 30, 2020 2019 2020 2019 Basic Net income $ 4,430 $ 1,487 $ 7,684 $ 3,123 Weighted average common shares outstanding 7,254,591 3,628,916 7,251,205 3,623,651 Basic earnings per common shares $ 0.61 $ 0.41 $ 1.06 $ 0.86 Diluted Net income $ 4,430 $ 1,487 $ 7,684 $ 3,123 Weighted average common shares outstanding 7,254,591 3,628,916 7,251,205 3,623,651 Plus dilutive stock options and restricted stock units 6,198 12,549 6,851 9,572 Weighted average common shares outstanding and potentially dilutive shares 7,260,789 3,641,465 7,258,056 3,633,223 Diluted earnings per common share $ 0.61 $ 0.41 $ 1.06 $ 0.86

Note 5 - Financial Instruments

Note 5 - Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable (Dollars in thousands) Carrying Estimated Assets Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) June 30, 2020 Assets Cash and cash equivalents $ 66,791 $ 66,791 $ 66,791 $ - $ - Equity securities at fair value 2,905 2,905 1,425 - 1,480 Securities available for sale 372,525 372,525 - 360,380 12,145 Federal Home Loan Bank and Federal Reserve Bank stock 6,471 6,471 - 6,471 - Loans held for sale 10,860 11,186 - 11,186 - Loans to other financial institutions 49,895 49,895 - 49,895 - Loans, net 902,243 899,773 - - 899,773 Accrued interest receivable 5,424 5,424 - 5,424 - Interest rate lock commitments 1,084 1,084 - 1,084 - Liabilities Noninterest-bearing deposits 392,086 392,086 - 392,086 - Interest-bearing deposits 932,222 933,484 - 933,484 - Borrowings 10,179 10,229 - 10,229 - Accrued interest payable 246 246 - 246 - December 31, 2019 Assets Cash and due from banks $ 59,558 $ 59,558 $ 59,558 $ - $ - Equity securities at fair value 2,851 2,851 1,379 - 1,472 Securities available for sale 339,579 339,579 - 327,212 12,367 Federal Home Loan Bank and Federal Reserve Bank stock 6,458 6,458 - 6,458 - Loans held for sale 3,095 3,134 - 3,134 - Loans to other financial institutions 51,048 51,048 - 51,048 - Loans, net 797,991 793,270 - - 793,270 Accrued interest receivable 3,965 3,965 - 3,965 - Interest rate lock commitments 68 68 - 68 - Liabilities Noninterest-bearing deposits 287,460 287,460 - 287,460 - Interest-bearing deposits 867,142 867,154 - 867,154 - Federal Home Loan Bank advances 33,198 33,243 - 33,243 - Accrued interest payable 411 411 - 411 -

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Balance (Dollars in thousands) Assets Inputs Inputs at Date (Level 1) (Level 2) (Level 3) Indicated Equity Securities Held at Fair Value - June 30, 2020 Equity securities $ 1,425 $ - $ 1,480 $ 2,905 Investment Securities, Available for Sale - June 30, 2020 U. S. Government and federal agency $ - $ 2,065 $ - $ 2,065 U. S. Treasury notes and bonds - 2,070 - 2,070 State and municipal - 252,785 11,145 263,930 Mortgage-backed - 100,575 - 100,575 Corporate - 2,885 - 2,885 Trust preferred securities - - 1,000 1,000 Total $ - $ 360,380 $ 12,145 $ 372,525 Equity Securities Held at Fair Value - December 31, 2019 Equity securities $ 1,379 $ - $ 1,472 $ 2,851 Investment Securities, Available for Sale - December 31, 2019 U. S. Government and federal agency $ - $ 17,215 $ - $ 17,215 U. S. Treasury notes and bonds - 2,008 - 2,008 State and municipal - 162,557 11,367 173,924 Mortgage-backed - 142,760 - 142,760 Corporate - 2,672 - 2,672 Trust preferred securities - - 1,000 1,000 Total $ - $ 327,212 $ 12,367 $ 339,579
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Six Months Ended (Dollars in thousands) June 30, 2020 2019 Equity Securities Held at Fair Value Balance, January 1 $ 1,472 $ 886 Total realized and unrealized gains included in noninterest income 8 91 Net purchases, sales, calls, and maturities - - Net transfers into Level 3 - - Balance, June 30 $ 1,480 $ 977 Investment Securities, Available for Sale Balance, January 1 $ 12,367 $ 8,498 Total unrealized gains included in other comprehensive income 444 259 Net purchases, sales, calls, and maturities (666 ) (485 ) Net transfers into Level 3 - - Balance, June 30 $ 12,145 $ 8,272
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Balances at Identical Observable Unobservable (Dollars in thousands) Dates Assets Inputs Inputs Indicated (Level 1) (Level 2) (Level 3) Impaired Loans June 30, 2020 $ 5,296 $ - $ - $ 5,296 December 31, 2019 $ 5,922 $ - $ - $ 5,922 Other Real Estate June 30, 2020 $ 854 $ - $ - $ 854 December 31, 2019 $ 929 $ - $ - $ 929

Note 7 - Revenue from Contrac_2

Note 7 - Revenue from Contracts with Customers (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, (Dollars in thousands) 2020 2019 2020 2019 Service charges and fees on deposit accounts $ 647 $ 670 $ 1,656 $ 1,297 Interchange income 755 478 1,591 884 Investment commission income 142 56 261 105 Trust fee income 201 - 372 - Other charges and fees for customer services 84 56 231 120 Noninterest income from contracts with customers within the scope of ASC 606 1,830 1,260 4,111 2,406 Noninterest income within the scope of other GAAP topics 4,922 769 6,573 1,380 Total noninterest income $ 6,751 $ 2,029 $ 10,683 $ 3,786

Note 8 - Business Combination (

Note 8 - Business Combination (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Business Acquisitions, by Acquisition [Table Text Block]	Purchase Price Consideration $ 107,945 Net assets acquired: Cash and cash equivalents 20,638 Equity securities at fair value 474 Securities available for sale 187,230 Federal Home Loan Bank and Federal Reserve Bank stock 2,915 Loans to other financial institutions 33,481 Originated loans 390,116 Premises and equipment 9,271 Other real estate owned 1,364 Deposit based intangible 6,359 Bank owned life insurance 16,912 Other assets 4,002 Total assets 672,762 Non-interest bearing deposits 124,113 Interest bearing deposits 449,488 Total deposits 573,601 Federal funds purchased 3,800 Advances from Federal Home Loan Bank 23,000 Other liabilities 3,282 Total liabilities 603,683 Net assets acquired 69,079 Goodwill $ 38,866

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)		3 Months Ended		6 Months Ended
		Jun. 30, 2020USD ($)shares	Jun. 30, 2019USD ($)shares	Jun. 30, 2020USD ($)shares	Jun. 30, 2019USD ($)shares	Dec. 31, 2019USD ($)
Participating Interest In Loans, Losses or Charge-offs				$ 0
Stock Issued During Period, Value, New Issues		$ 55,000	$ 12,000	$ 161,000	$ 59,000
Common Stock Including Additional Paid in Capital [Member]
Stock Issued During Period, Shares, New Issues (in shares) | shares		5,466	3,253	9,122	5,257
Stock Issued During Period, Value, New Issues		$ 55,000	$ 12,000	$ 161,000	$ 59,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period (in shares) | shares	[1]	6,241	3,390	7,030	3,390
Stock Issued During Period, Shares, Restricted Stock Award, Gross (in shares) | shares			6,764	365	7,787
Directors' Stock Purchase Plan [Member]
Stock Issued During Period, Shares, New Issues (in shares) | shares				6,658
Stock Issued During Period, Value, New Issues				$ 186,000
Employee Stock Purchase Plan [Member]
Stock Issued During Period, Shares, New Issues (in shares) | shares				2,464
Stock Issued During Period, Value, New Issues				$ 60,000
Credit Concentration Risk [Member] | Participating Interests in Mortgage Loans [Member]
Number Of Mortgage Bankers		15		15
Concentration Risk, Percentage				12.00%
Number of Participating Interest In Loans To Other Financial Institutions Over 30 Days		17		17		26
Number of Participating Interest In Loans To Other Financial Institutions		340		340		222
Participating Interest In Loans To Other Financial Institutions Over 30 Days		$ 4,600,000		$ 4,600,000		$ 6,400,000
[1]	The amount shown represents the number of shares issued in cashless transactions where some taxes are netted on a portion of the exercises.

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities, Total	$ 0	$ 0	$ 0

Note 2 - Securities - Fair Valu

Note 2 - Securities - Fair Value of Equity Securities and Related Gross Unrealized Gains (Losses) Recognized in Interest Income (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Amortized Cost	$ 2,636	$ 2,636
Gross Unrealized Gains	269	215
Gross Unrealized Losses	0	0
Equity securities at fair value (Note 2)	$ 2,905	$ 2,851

Note 2 - Securities - Fair Va_2

Note 2 - Securities - Fair Value of Securities Available for Sale and The Related Unrealized Gains and Losses Recognized in Accumulated Comprehensive Income (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amortized Cost	$ 363,916	$ 337,865
Gross Unrealized Gains	8,748	3,340
Gross Unrealized Losses	(139)	(1,626)
Fair Value	372,525	339,579
US Treasury and Government [Member]
Amortized Cost	2,009	17,231
Gross Unrealized Gains	56	23
Gross Unrealized Losses	0	(39)
Fair Value	2,065	17,215
US Treasury Securities [Member]
Amortized Cost	1,995	1,994
Gross Unrealized Gains	75	14
Gross Unrealized Losses	0	0
Fair Value	2,070	2,008
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	256,930	172,487
Gross Unrealized Gains	7,132	2,694
Gross Unrealized Losses	(132)	(1,257)
Fair Value	263,930	173,924
Collateralized Mortgage Backed Securities [Member]
Amortized Cost	99,145	142,504
Gross Unrealized Gains	1,437	585
Gross Unrealized Losses	(7)	(329)
Fair Value	100,575	142,760
Corporate Debt Securities [Member]
Amortized Cost	2,837	2,649
Gross Unrealized Gains	48	24
Gross Unrealized Losses	0	(1)
Fair Value	2,885	2,672
Trust Preferred Securities [Member]
Amortized Cost	1,000	1,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$ 1,000	$ 1,000

Note 2 - Securities - Schedule

Note 2 - Securities - Schedule of Maturities of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Less than 1 Year	$ 21,412
1 Year - 5 Years	106,739
5 years to 10 years	231,190
More than 10 Years	16,089
Equity securities at fair value (Note 2)	2,905	$ 2,851
Investment	$ 375,430	342,430
U.S. Government and federal agency	0.00%
1 year to 5 years, weighted average yield	0.00%
5 years to 10 years , weighted average yields	4.61%
More than 10 years , weighted average yields	0.00%
Weighted average yields, total	0.96%
US Treasury and Government [Member]
Less than 1 Year	$ 0
1 Year - 5 Years	2,065
5 years to 10 years	0
More than 10 Years	0
Equity securities at fair value (Note 2)	$ 2,065	17,215
U.S. Government and federal agency	0.00%
1 year to 5 years, weighted average yield	1.98%
5 years to 10 years , weighted average yields	0.00%
More than 10 years , weighted average yields	0.00%
Weighted average yields, total	1.98%
US Treasury Securities [Member]
Less than 1 Year	$ 0
1 Year - 5 Years	2,070
5 years to 10 years	0
More than 10 Years	0
Equity securities at fair value (Note 2)	$ 2,070	2,008
U.S. Government and federal agency	0.00%
1 year to 5 years, weighted average yield	1.85%
5 years to 10 years , weighted average yields	0.00%
More than 10 years , weighted average yields	0.00%
Weighted average yields, total	1.85%
US States and Political Subdivisions Debt Securities [Member]
Less than 1 Year	$ 18,688
1 Year - 5 Years	53,718
5 years to 10 years	179,348
More than 10 Years	12,176
Equity securities at fair value (Note 2)	$ 263,930	173,924
U.S. Government and federal agency	2.55%
1 year to 5 years, weighted average yield	2.89%
5 years to 10 years , weighted average yields	2.72%
More than 10 years , weighted average yields	2.99%
Weighted average yields, total	2.76%
Trust Preferred Securities [Member]
Less than 1 Year	$ 0
1 Year - 5 Years	0
5 years to 10 years	1,000
More than 10 Years	0
Equity securities at fair value (Note 2)	$ 1,000	1,000
U.S. Government and federal agency	3.80%
1 year to 5 years, weighted average yield	2.75%
5 years to 10 years , weighted average yields	0.00%
More than 10 years , weighted average yields	0.00%
Weighted average yields, total	3.07%
Corporate Debt Securities [Member]
Less than 1 Year	$ 891
1 Year - 5 Years	1,994
5 years to 10 years	0
More than 10 Years	0
Equity securities at fair value (Note 2)	2,885	2,672
Collateralized Mortgage Backed Securities [Member]
Less than 1 Year	1,833
1 Year - 5 Years	46,892
5 years to 10 years	49,842
More than 10 Years	2,008
Equity securities at fair value (Note 2)	$ 100,575	142,760
U.S. Government and federal agency	0.00%
1 year to 5 years, weighted average yield	0.00%
5 years to 10 years , weighted average yields	3.75%
More than 10 years , weighted average yields	0.00%
Weighted average yields, total	3.75%
Equity Securities [Member]
Less than 1 Year	$ 0
1 Year - 5 Years	0
5 years to 10 years	1,000
More than 10 Years	1,905
Equity securities at fair value (Note 2)	$ 2,905	2,851
U.S. Government and federal agency	4.93%
1 year to 5 years, weighted average yield	2.13%
5 years to 10 years , weighted average yields	0.78%
More than 10 years , weighted average yields	2.98%
Weighted average yields, total	1.53%
Debt [Member]
Less than 1 Year	$ 19,579
1 Year - 5 Years	59,847
5 years to 10 years	180,348
More than 10 Years	12,176
Equity securities at fair value (Note 2)	$ 271,950	$ 196,819

Note 2 - Securities - Unrealize

Note 2 - Securities - Unrealized Gains and Losses on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Change in market value of equity securities	$ 443	$ 80	$ 54	$ 266
Less: Net gains and losses recognized during the period on securities sold	0	0	0	0
Unrealized gains and losses recognized during the reporting period on securities still held at the reporting date	$ 443	$ 80	$ 54	$ 266

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Dec. 31, 2019
Provision for Loan, Lease, and Other Losses, Total	$ 1,000,000	$ 0	$ 1,775,000	$ 0
Financing Receivable, Modifications, Number of Contracts	3		3		0
Financing Receivable, Number of Payment Deferrals	750		750
Financing Receivable, Deferred Payments	$ 148,000,000		$ 148,000,000

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and Balance in the Loan Portfolio (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Beginning balance	$ 4,790,000	$ 4,730,000	$ 4,057,000	$ 4,673,000
Charge-offs	(119,000)	(61,000)	(208,000)	(167,000)
Recoveries	79,000	132,000	126,000	295,000
Provision	1,000,000	0	1,775,000	0
Ending balance	5,750,000	4,801,000	5,750,000	4,801,000
Individually evaluated for impairment	497,000	938,000	497,000	938,000	$ 355,000
Collectively evaluated for impairment	5,253,000	3,863,000	5,253,000	3,863,000	3,702,000
Individually evaluated for impairment	5,296,000	6,355,000	5,296,000	6,355,000	5,922,000
Collectively evaluated for impairment	897,529,000	390,872,000	897,529,000	390,872,000	788,397,000
Acquired with deteriorated credit quality	5,168,000	0	5,168,000	0	7,729,000
Loans	907,993,000	397,227,000	907,993,000	397,227,000	802,048,000
Agricultural [Member]
Beginning balance	347,000	424,000	471,000	481,000
Charge-offs	0	0	0	0
Recoveries	0	65,000	0	65,000
Provision	(95,000)	(127,000)	(219,000)	(184,000)
Ending balance	252,000	362,000	252,000	362,000
Individually evaluated for impairment	0	80,000	0	80,000	103,000
Collectively evaluated for impairment	252,000	282,000	252,000	282,000	368,000
Individually evaluated for impairment	379,000	389,000	379,000	389,000	924,000
Collectively evaluated for impairment	50,556,000	40,492,000	50,556,000	40,492,000	56,415,000
Acquired with deteriorated credit quality	0	0	0	0	0
Loans	50,935,000	40,881,000	50,935,000	40,881,000	57,339,000
Commercial and Industrial [Member]
Beginning balance	853,000	857,000	655,000	892,000
Charge-offs	(17,000)	(1,000)	(17,000)	(2,000)
Recoveries	0	3,000	1,000	20,000
Provision	562,000	(41,000)	759,000	(92,000)
Ending balance	1,398,000	818,000	1,398,000	818,000
Individually evaluated for impairment	31,000	84,000	31,000	84,000	0
Collectively evaluated for impairment	1,367,000	734,000	1,367,000	734,000	655,000
Individually evaluated for impairment	321,000	362,000	321,000	362,000	259,000
Collectively evaluated for impairment	237,852,000	84,720,000	237,852,000	84,720,000	141,583,000
Acquired with deteriorated credit quality	3,839,000	0	3,839,000	0	6,241,000
Loans	242,012,000	85,082,000	242,012,000	85,082,000	148,083,000
Consumer Portfolio Segment [Member]
Beginning balance	220,000	336,000	270,000	254,000
Charge-offs	(95,000)	(45,000)	(184,000)	(151,000)
Recoveries	66,000	39,000	110,000	88,000
Provision	52,000	5,000	47,000	144,000
Ending balance	243,000	335,000	243,000	335,000
Individually evaluated for impairment	6,000	10,000	6,000	10,000	4,000
Collectively evaluated for impairment	236,000	325,000	236,000	325,000	266,000
Individually evaluated for impairment	24,000	54,000	24,000	54,000	17,000
Collectively evaluated for impairment	33,745,000	24,628,000	33,745,000	24,628,000	38,524,000
Acquired with deteriorated credit quality	0	0	0	0	313,000
Loans	33,769,000	24,682,000	33,769,000	24,682,000	38,854,000
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,960,000	1,863,000	1,663,000	1,926,000
Charge-offs	0	0	0	0
Recoveries	0	4,000	0	6,000
Provision	873,000	531,000	1,170,000	466,000
Ending balance	2,833,000	2,398,000	2,833,000	2,398,000
Individually evaluated for impairment	235,000	605,000	235,000	605,000	13,000
Collectively evaluated for impairment	2,599,000	1,793,000	2,599,000	1,793,000	1,650,000
Individually evaluated for impairment	2,246,000	2,937,000	2,246,000	2,937,000	2,288,000
Collectively evaluated for impairment	359,696,000	138,005,000	359,696,000	138,005,000	323,358,000
Acquired with deteriorated credit quality	1,121,000	0	1,121,000	0	733,000
Loans	363,063,000	140,942,000	363,063,000	140,942,000	326,379,000
Construction Real Estate [Member]
Beginning balance	124,000	40,000	76,000	38,000
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(45,000)	3,000	3,000	5,000
Ending balance	79,000	43,000	79,000	43,000
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	79,000	43,000	79,000	43,000	76,000
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	15,576,000	9,948,000	15,576,000	9,948,000	13,411,000
Acquired with deteriorated credit quality	0	0	0	0	0
Loans	15,576,000	9,948,000	15,576,000	9,948,000	13,411,000
Residential Portfolio Segment [Member]
Beginning balance	1,061,000	558,000	640,000	537,000
Charge-offs	(7,000)	(15,000)	(7,000)	(14,000)
Recoveries	13,000	21,000	15,000	116,000
Provision	(122,000)	(42,000)	297,000	(117,000)
Ending balance	945,000	522,000	945,000	522,000
Individually evaluated for impairment	225,000	159,000	225,000	159,000	235,000
Collectively evaluated for impairment	720,000	363,000	720,000	363,000	405,000
Individually evaluated for impairment	2,326,000	2,613,000	2,326,000	2,613,000	2,434,000
Collectively evaluated for impairment	200,104,000	93,079,000	200,104,000	93,079,000	215,106,000
Acquired with deteriorated credit quality	208,000	0	208,000	0	442,000
Loans	202,638,000	95,692,000	202,638,000	95,692,000	217,982,000
Unallocated Financing Receivables [Member]
Beginning balance	225,000	652,000	282,000	545,000
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(225,000)	(329,000)	(282,000)	(222,000)
Ending balance	0	323,000	0	323,000
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	$ 0	$ 323,000	$ 0	$ 323,000	$ 282,000

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Credit Risk Profile (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Loans	$ 907,993	$ 802,048	$ 397,227
Nonaccrual	4,135	4,687
Agricultural [Member]
Loans	50,935	57,339	40,881
Nonaccrual	379	379
Agricultural [Member] | Pass [Member]
Loans	46,822	55,866
Agricultural [Member] | Special Mention [Member]
Loans	3,734	1,094
Agricultural [Member] | Substandard [Member]
Loans	379	379
Agricultural [Member] | Doubtful [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	33,769	38,854	24,682
Nonaccrual	23	16
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	33,746	38,838
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	242,012	148,083	85,082
Nonaccrual	758	776
Commercial and Industrial [Member] | Pass [Member]
Loans	236,874	146,728
Commercial and Industrial [Member] | Special Mention [Member]
Loans	1,040	1,081
Commercial and Industrial [Member] | Substandard [Member]
Loans	4,098	274
Commercial and Industrial [Member] | Doubtful [Member]
Loans	0	0
Construction Real Estate [Member]
Loans	15,576	13,411	9,948
Nonaccrual	0	0
Construction Real Estate [Member] | Performing Financial Instruments [Member]
Loans	15,576	13,411
Construction Real Estate [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	363,063	326,379	140,942
Nonaccrual	2,146	2,185
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans	356,813	322,105
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans	2,537	1,332
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans	3,492	2,942
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans	221	0
Residential Portfolio Segment [Member]
Loans	202,638	217,982	$ 95,692
Nonaccrual	829	1,331
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	201,809	216,651
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	$ 0	$ 0

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019
Number of loans	3	3	0
Pre-modification	$ 1,950	$ 1,950
Post-modification	1,950	1,950
Recorded investment	$ 1,950	$ 1,950
Agricultural [Member]
Number of loans	1	1
Pre-modification	$ 68	$ 68
Post-modification	68	68
Recorded investment	$ 68	$ 68
Commercial Real Estate Portfolio Segment [Member]
Number of loans	2	2
Pre-modification	$ 1,882	$ 1,882
Post-modification	1,882	1,882
Recorded investment	$ 1,882	$ 1,882

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Recorded Investment with no related allowance recorded	$ 401		$ 401		$ 2,728
Unpaid Principal Balance with no related allowance recorded	465		465		3,398
Recorded Investment with an allowance recorded	4,895		4,895		3,194
Unpaid Principal Balance with an allowance recorded	5,656		5,656		3,323
Related Allowance	497		497		355
Recorded Investment	5,296		5,296		5,922
Unpaid Principal Balance	6,121		6,121		6,721
Average Recorded Investment with no related allowance recorded	1,309	$ 1,842	1,782	$ 285
Interest Income Recognized with no related allowance recorded	0	63	0	139
Average Recorded Investment with an allowance recorded	4,027	4,039	3,749	4,433
Interest Income Recognized with an allowance recorded	27	0	64	0
Average Recorded Investment	5,336	5,881	5,531	4,718
Interest Income Recognized	27	63	64	139
Agricultural [Member]
Recorded Investment with no related allowance recorded	379		379		545
Unpaid Principal Balance with no related allowance recorded	440		440		545
Recorded Investment with an allowance recorded	0		0		379
Unpaid Principal Balance with an allowance recorded	0		0		439
Related Allowance	0		0		103
Recorded Investment	379		379		924
Unpaid Principal Balance	440		440		984
Average Recorded Investment with no related allowance recorded	190	0	308	62
Interest Income Recognized with no related allowance recorded	0	0	0	0
Average Recorded Investment with an allowance recorded	190	389	253	390
Interest Income Recognized with an allowance recorded	0	0	0	0
Average Recorded Investment	380	389	561	452
Interest Income Recognized	0	0	0	0
Commercial and Industrial [Member]
Recorded Investment with no related allowance recorded	0		0		259
Unpaid Principal Balance with no related allowance recorded	0		0		340
Recorded Investment with an allowance recorded	321		321		0
Unpaid Principal Balance with an allowance recorded	404		404		0
Related Allowance	31		31		0
Recorded Investment	321		321		259
Unpaid Principal Balance	404		404		340
Average Recorded Investment with no related allowance recorded	129	0	173	0
Interest Income Recognized with no related allowance recorded	0	6	0	10
Average Recorded Investment with an allowance recorded	167	193	116	136
Interest Income Recognized with an allowance recorded	0	0	0	0
Average Recorded Investment	296	193	289	136
Interest Income Recognized	0	6	0	10
Consumer Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	0		0		0
Unpaid Principal Balance with no related allowance recorded	0		0		0
Recorded Investment with an allowance recorded	24		24		17
Unpaid Principal Balance with an allowance recorded	24		24		18
Related Allowance	6		6		4
Recorded Investment	24		24		18
Unpaid Principal Balance	24		24		18
Average Recorded Investment with no related allowance recorded	0	0	0	0
Interest Income Recognized with no related allowance recorded	0	0	0	0
Average Recorded Investment with an allowance recorded	19	58	19	69
Interest Income Recognized with an allowance recorded	0	0	0	0
Average Recorded Investment	19	59	19	70
Interest Income Recognized	0	0	0	0
Construction Real Estate [Member]
Recorded Investment with no related allowance recorded	0		0		0
Unpaid Principal Balance with no related allowance recorded	0		0		0
Recorded Investment with an allowance recorded	0		0		0
Unpaid Principal Balance with an allowance recorded	0		0		0
Related Allowance	0		0		0
Recorded Investment	0		0		0
Unpaid Principal Balance	0		0		0
Average Recorded Investment with no related allowance recorded	0	0	0	0
Interest Income Recognized with no related allowance recorded	0	0	0	0
Average Recorded Investment with an allowance recorded	0	0	0	0
Interest Income Recognized with an allowance recorded	0	0	0	0
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Commercial Real Estate Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	0		0		1,882
Unpaid Principal Balance with no related allowance recorded	0		0		2,471
Recorded Investment with an allowance recorded	2,246		2,246		406
Unpaid Principal Balance with an allowance recorded	2,836		2,836		406
Related Allowance	235		235		13
Recorded Investment	2,246		2,246		2,287
Unpaid Principal Balance	2,836		2,836		2,877
Average Recorded Investment with no related allowance recorded	941	506	1,255	49
Interest Income Recognized with no related allowance recorded	0	32	0	75
Average Recorded Investment with an allowance recorded	1,312	882	1,005	1,340
Interest Income Recognized with an allowance recorded	5	0	12	0
Average Recorded Investment	2,253	1,387	2,260	1,388
Interest Income Recognized	5	32	12	75
Residential Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	22		22		42
Unpaid Principal Balance with no related allowance recorded	25		25		42
Recorded Investment with an allowance recorded	2,304		2,304		2,392
Unpaid Principal Balance with an allowance recorded	2,392		2,392		2,460
Related Allowance	225		225		235
Recorded Investment	2,326		2,326		2,434
Unpaid Principal Balance	2,417		2,417		$ 2,502
Average Recorded Investment with no related allowance recorded	49	1,336	46	174
Interest Income Recognized with no related allowance recorded	0	25	0	54
Average Recorded Investment with an allowance recorded	2,339	2,517	2,356	2,498
Interest Income Recognized with an allowance recorded	22	0	52	0
Average Recorded Investment	2,388	3,853	2,402	2,672
Interest Income Recognized	$ 22	$ 25	$ 52	$ 54

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans by Loan Category (Details) - USD ($) $ in Thousands		Jun. 30, 2020		Dec. 31, 2019	Jun. 30, 2019
Past Due Total		$ 5,982	[1]	$ 6,358
Loans Not Past Due		902,011		795,690
Total Loans		907,993		802,048	$ 397,227
Loan 90 days and accruing		0		0
Agricultural [Member]
Past Due Total	[1]	379		68
Loans Not Past Due		50,556		57,271
Total Loans		50,935		57,339	40,881
Loan 90 days and accruing		0		0
Commercial and Industrial [Member]
Past Due Total	[1]	783		816
Loans Not Past Due		241,229		147,267
Total Loans		242,012		148,083	85,082
Loan 90 days and accruing		0		0
Consumer Portfolio Segment [Member]
Past Due Total	[1]	15		151
Loans Not Past Due		33,754		38,703
Total Loans		33,769		38,854	24,682
Loan 90 days and accruing		0		0
Commercial Real Estate Portfolio Segment [Member]
Past Due Total	[1]	4,066		1,882
Loans Not Past Due		358,997		324,497
Total Loans		363,063		326,379	140,942
Loan 90 days and accruing		0		0
Construction Real Estate [Member]
Past Due Total	[1]	0		0
Loans Not Past Due		15,576		13,411
Total Loans		15,576		13,411	9,948
Loan 90 days and accruing		0		0
Residential Portfolio Segment [Member]
Past Due Total	[1]	739		3,441
Loans Not Past Due		201,899		214,541
Total Loans		202,638		217,982	$ 95,692
Loan 90 days and accruing		0		0
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due Total		2,309	[1]	3,129
Financial Asset, 30 to 59 Days Past Due [Member] | Agricultural [Member]
Past Due Total	[1]	0		0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member]
Past Due Total	[1]	103		542
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due Total	[1]	5		121
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due Total	[1]	1,955		0
Financial Asset, 30 to 59 Days Past Due [Member] | Construction Real Estate [Member]
Past Due Total	[1]	0		0
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due Total	[1]	246		2,466
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due Total		420	[1]	684
Financial Asset, 60 to 89 Days Past Due [Member] | Agricultural [Member]
Past Due Total	[1]	0		68
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member]
Past Due Total	[1]	0		15
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due Total	[1]	0		19
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due Total	[1]	8		0
Financial Asset, 60 to 89 Days Past Due [Member] | Construction Real Estate [Member]
Past Due Total	[1]	0		0
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due Total	[1]	412		582
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due Total		3,253	[1]	2,545
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agricultural [Member]
Past Due Total	[1]	379		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member]
Past Due Total	[1]	680		259
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due Total	[1]	10		11
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due Total	[1]	2,103		1,882
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Real Estate [Member]
Past Due Total	[1]	0		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due Total	[1]	$ 81		$ 393
[1]	Includes nonaccrual loans.

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Nonaccrual Loan by Loan Category (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Nonaccrual loans	$ 4,135	$ 4,687
Agricultural [Member]
Nonaccrual loans	379	379
Commercial and Industrial [Member]
Nonaccrual loans	758	776
Consumer Portfolio Segment [Member]
Nonaccrual loans	23	16
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual loans	2,146	2,185
Construction Real Estate [Member]
Nonaccrual loans	0	0
Residential Portfolio Segment [Member]
Nonaccrual loans	$ 829	$ 1,331

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Acquired Portfolio and the Acquisition Fair Value Adjustments (Details) - County Bank Corp ("County") [Member] - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2020	Mar. 31, 2020
Loans acquired - contractual payments	$ 395,123
Nonaccretable difference	(2,928)
Expected cash flows	392,195
Accretable yield	(1,841)
Carrying balance at acquisition date	390,354
Balance	(1,716)	$ (1,766)
Accretion	56	50
Balance	(1,660)	(1,716)
Acquired Impaired [Member]
Loans acquired - contractual payments	7,729
Nonaccretable difference	(2,928)
Expected cash flows	4,801
Accretable yield	(185)
Carrying balance at acquisition date	4,616
Balance	(185)	(185)
Accretion	45	0
Balance	(140)	(185)
Acquired Non-Impaired [Member]
Loans acquired - contractual payments	387,394
Nonaccretable difference	0
Expected cash flows	387,394
Accretable yield	(1,656)
Carrying balance at acquisition date	385,738
Balance	(1,531)	(1,581)
Accretion	11	50
Balance	$ (1,520)	$ (1,531)

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details Textual) - shares	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Share-based Payment Arrangement, Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	13,500

Note 4 - Earnings Per Share - C

Note 4 - Earnings Per Share - Computation of Basic Earnings Per Share and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income	$ 4,430	$ 1,487	$ 7,684	$ 3,123
Weighted average common shares outstanding (in shares)	7,254,591	3,628,916	7,251,205	3,623,651
Basic earnings per share (Note 4) (in dollars per share)	$ 0.61	$ 0.41	$ 1.06	$ 0.86
Net income	$ 4,430	$ 1,487	$ 7,684	$ 3,123
Plus dilutive stock options and restricted stock units (in shares)	6,198	12,549	6,851	9,572
Weighted average common shares outstanding and potentially dilutive shares (in shares)	7,260,789	3,641,465	7,258,056	3,633,223
Diluted earnings per share (Note 4) (in dollars per share)	$ 0.61	$ 0.41	$ 1.06	$ 0.86

Note 5 - Financial Instrument_2

Note 5 - Financial Instruments - Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Equity securities at fair value (Note 2)	$ 2,905	$ 2,851
Securities available for sale (Note 2)	372,525	339,579
Loans to other financial institutions	49,895	51,048
Deposits – noninterest-bearing	392,086	287,460
Deposits – interest-bearing	932,222	867,142
Reported Value Measurement [Member]
Cash and cash equivalents	66,791	59,558
Equity securities at fair value (Note 2)	2,905	2,851
Securities available for sale (Note 2)	372,525	339,579
Reserve Bank stock	6,471	6,458
Loans held for sale	10,860	3,095
Loans to other financial institutions	49,895	51,048
Loans, net	902,243	797,991
Accrued interest receivable	5,424	3,965
Interest rate lock commitments	1,084	68
Deposits – noninterest-bearing	392,086	287,460
Deposits – interest-bearing	932,222	867,142
Borrowings	10,179
Accrued interest payable	246	411
Federal Home Loan Bank advances		33,198
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	66,791	59,558
Equity securities at fair value (Note 2)	2,905	2,851
Securities available for sale (Note 2)	372,525	339,579
Reserve Bank stock	6,471	6,458
Loans held for sale	11,186	3,134
Loans to other financial institutions	49,895	51,048
Loans, net	899,773	793,270
Accrued interest receivable	5,424	3,965
Interest rate lock commitments	1,084	68
Deposits – noninterest-bearing	392,086	287,460
Deposits – interest-bearing	933,484	867,154
Borrowings	10,229
Accrued interest payable	246	411
Federal Home Loan Bank advances		33,243
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	66,791	59,558
Equity securities at fair value (Note 2)	1,425	1,379
Securities available for sale (Note 2)	0	0
Reserve Bank stock	0	0
Loans held for sale	0	0
Loans to other financial institutions	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Interest rate lock commitments	0	0
Deposits – noninterest-bearing	0	0
Deposits – interest-bearing	0	0
Borrowings	0
Accrued interest payable	0	0
Federal Home Loan Bank advances		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Equity securities at fair value (Note 2)	0	0
Securities available for sale (Note 2)	360,380	327,212
Reserve Bank stock	6,471	6,458
Loans held for sale	11,186	3,134
Loans to other financial institutions	49,895	51,048
Loans, net	0	0
Accrued interest receivable	5,424	3,965
Interest rate lock commitments	1,084	68
Deposits – noninterest-bearing	392,086	287,460
Deposits – interest-bearing	933,484	867,154
Borrowings	10,229
Accrued interest payable	246	411
Federal Home Loan Bank advances		33,243
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Equity securities at fair value (Note 2)	1,480	1,472
Securities available for sale (Note 2)	12,145	12,367
Reserve Bank stock	0	0
Loans held for sale	0	0
Loans to other financial institutions	0	0
Loans, net	899,773	793,270
Accrued interest receivable	0	0
Interest rate lock commitments	0	0
Deposits – noninterest-bearing	0	0
Deposits – interest-bearing	0	0
Borrowings	0
Accrued interest payable	$ 0	0
Federal Home Loan Bank advances		$ 0

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements (Details Textual)	Jun. 30, 2020USD ($)
Fair Value, Inputs, Level 3 [Member]
AOCI, Debt Securities, Available-for-sale, Adjustment, after Tax, Total	$ 825,000

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Equity securities at fair value (Note 2)	$ 2,905	$ 2,851
Securities available for sale (Note 2)	372,525	339,579
Equity Securities [Member]
Equity securities at fair value (Note 2)	2,905	2,851
US Treasury and Government [Member]
Equity securities at fair value (Note 2)	2,065	17,215
Securities available for sale (Note 2)	2,065	17,215
US Treasury Securities [Member]
Equity securities at fair value (Note 2)	2,070	2,008
Securities available for sale (Note 2)	2,070	2,008
US States and Political Subdivisions Debt Securities [Member]
Equity securities at fair value (Note 2)	263,930	173,924
Securities available for sale (Note 2)	263,930	173,924
Collateralized Mortgage Backed Securities [Member]
Equity securities at fair value (Note 2)	100,575	142,760
Securities available for sale (Note 2)	100,575	142,760
Corporate Debt Securities [Member]
Equity securities at fair value (Note 2)	2,885	2,672
Securities available for sale (Note 2)	2,885	2,672
Trust Preferred Securities [Member]
Equity securities at fair value (Note 2)	1,000	1,000
Securities available for sale (Note 2)	1,000	1,000
Fair Value, Recurring [Member]
Securities available for sale (Note 2)	372,525	339,579
Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities at fair value (Note 2)	2,905	2,851
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale (Note 2)	2,065	17,215
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale (Note 2)	2,070	2,008
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale (Note 2)	263,930	173,924
Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Securities available for sale (Note 2)	100,575	142,760
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale (Note 2)	2,885	2,672
Fair Value, Recurring [Member] | Trust Preferred Securities [Member]
Securities available for sale (Note 2)	1,000	1,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities at fair value (Note 2)	1,425	1,379
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Trust Preferred Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale (Note 2)	360,380	327,212
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities at fair value (Note 2)	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale (Note 2)	2,065	17,215
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale (Note 2)	2,070	2,008
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale (Note 2)	252,785	162,557
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Securities available for sale (Note 2)	100,575	142,760
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale (Note 2)	2,885	2,672
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Trust Preferred Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale (Note 2)	12,145	12,367
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities at fair value (Note 2)	1,480	1,472
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale (Note 2)	11,145	11,367
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Trust Preferred Securities [Member]
Securities available for sale (Note 2)	$ 1,000	$ 1,000

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Equity Securities [Member]
Balance	$ 1,472	$ 886
Total realized and unrealized gains included in noninterest income	8	91
Net purchases, sales, calls, and maturities	0	0
Net transfers into Level 3	0	0
Balance, June 30	1,480	977
Available-for-sale Securities [Member]
Balance	12,367	8,498
Total realized and unrealized gains included in noninterest income	444	259
Net purchases, sales, calls, and maturities	(666)	(485)
Net transfers into Level 3	0	0
Balance, June 30	$ 12,145	$ 8,272

Note 6 - Fair Value Measureme_6

Note 6 - Fair Value Measurements - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Impaired Loans	$ 5,296	$ 5,922
Other Real Estate	854	929
Fair Value, Inputs, Level 1 [Member]
Impaired Loans	0	0
Other Real Estate	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired Loans	0	0
Other Real Estate	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired Loans	5,296	5,922
Other Real Estate	$ 854	$ 929

Note 7 - Revenue from Contrac_3

Note 7 - Revenue from Contracts with Customers - Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Noninterest income from contracts with customers within the scope of ASC 606	$ 1,830	$ 1,260	$ 4,111	$ 2,406
Noninterest income within the scope of other GAAP topics	4,922	769	6,573	1,380
Total noninterest income	6,751	2,029	10,683	3,786
Service Charges and Fees on Deposit Accounts [Member]
Noninterest income from contracts with customers within the scope of ASC 606	647	670	1,656	1,297
Interchange Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	755	478	1,591	884
Investment Commission Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	142	56	261	105
Trust Fee Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	201	0	372	0
Other Charges and Fees for Customer Services [Member]
Noninterest income from contracts with customers within the scope of ASC 606	$ 84	$ 56	$ 231	$ 120

Note 8 - Business Combination_2

Note 8 - Business Combination (Details Textual) $ in Thousands	Oct. 01, 2019USD ($)shares	Jun. 30, 2020USD ($)
County Bank Corp ("County") [Member]
Number of Branch Offices	14
Number of Loan Office	1
Community Shores Bank Corp ("Community Shores") [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total		$ 249,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Total Loans		177,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Total Deposits		$ 227,000
County Bank Corp ("County") [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	$ 672,762
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Total Loans	424,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Total Deposits	$ 573,601
County Bank Corp ("County") [Member] | Common Stock [Member]
Stock Issued During Period, Shares, Acquisitions (in shares) | shares	3,603,872
Stock Issued During Period, Value, Acquisitions	$ 108,000
County Bank Corp ("County") [Member] | Fractional Stock [Member]
Stock Issued During Period, Shares, Acquisitions (in shares) | shares	299

Note 8 - Business Combination -

Note 8 - Business Combination - Allocation of Purchase Price (Details) - USD ($) $ in Thousands	Oct. 01, 2019	Jun. 30, 2020	Dec. 31, 2019
Goodwill		$ (52,593)	$ (52,870)
County Bank Corp ("County") [Member]
Consideration	$ 107,945
Cash and cash equivalents	20,638
Equity securities at fair value	474
Securities available for sale	187,230
Federal Home Loan Bank and Federal Reserve Bank stock	2,915
Loans to other financial institutions	33,481
Originated loans	390,116
Premises and equipment	9,271
Other real estate owned	1,364
Deposit based intangible	6,359
Bank owned life insurance	16,912
Other assets	4,002
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets, Total	672,762
Non-interest bearing deposits	124,113
Interest bearing deposits	449,488
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Total Deposits	573,601
Federal funds purchased	3,800
Advances from Federal Home Loan Bank	23,000
Other liabilities	3,282
Total liabilities	603,683
Net assets acquired	69,079
Goodwill	$ 38,866