ChoiceOne Financial Services (COFS) 10-Q 13 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 30, 2022
Document Information [Line Items]
Entity Central Index Key	0000803164
Entity Registrant Name	ChoiceOne Financial Services, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	000-19202
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-2659066
Entity Address, Address Line One	109 East Division
Entity Address, City or Town	Sparta
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49345
City Area Code	616
Local Phone Number	887-7366
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common stock
Trading Symbol	COFS
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding		7,493,521

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 89,626	$ 31,537
Time deposits in other financial institutions	350	350
Cash and cash equivalents	89,976	31,887
Equity securities, at fair value (Note 2)	8,282	8,492
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
Securities held to maturity (Note 2)	429,918	0
Federal Home Loan Bank stock	3,493	3,824
Federal Reserve Bank stock	5,064	5,064
Loans held for sale	13,450	9,351
Loans to other financial institutions	0	42,632
Loans (Note 3)	1,027,406	1,016,848
Allowance for loan losses (Note 3)	(7,601)	(7,688)
Loans, net	1,019,805	1,009,160
Premises and equipment, net	29,678	29,880
Other real estate owned, net	172	194
Cash value of life insurance policies	43,520	43,356
Goodwill	59,946	59,946
Core deposit intangible	3,660	3,962
Other assets	28,766	20,049
Total assets	2,376,778	2,366,682
Liabilities
Deposits – noninterest-bearing	565,657	560,931
Deposits – interest-bearing	1,579,944	1,491,363
Total deposits	2,145,601	2,052,294
Borrowings	0	50,000
Subordinated debentures	35,078	35,017
Other liabilities	4,981	7,702
Total liabilities	2,185,660	2,145,013
Shareholders' Equity
Preferred stock; shares authorized: 100,000; shares outstanding: none	0	0
Common stock and paid-in capital, no par value; shares authorized: 12,000,000; shares outstanding: 7,489,812 at March 31, 2022 and 7,510,379 at December 31, 2021	171,492	171,913
Retained earnings	55,988	52,332
Accumulated other comprehensive loss, net	(36,362)	(2,576)
Total shareholders’ equity	191,118	221,669
Total liabilities and shareholders’ equity	$ 2,376,778	$ 2,366,682

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2022	Dec. 31, 2021
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	12,000,000	12,000,000
Common stock, outstanding (in shares)	7,489,812	7,510,379

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Loans, including fees	$ 12,298	$ 12,682
Securities:
Taxable	3,507	1,856
Tax exempt	1,655	1,097
Other	14	20
Total interest income	17,474	15,655
Interest expense
Deposits	783	880
Advances from Federal Home Loan Bank	1	1
Other	369	86
Total interest expense	1,153	967
Net interest income	16,321	14,688
Provision for loan losses	0	250
Net interest income after provision for loan losses	16,321	14,438
Noninterest income
Customer service charges	2,189	1,920
Insurance and investment commissions	205	273
Gains on sales of loans	804	2,146
Net gains on sales of securities	0	1
Net gains on sales and write downs of other assets	171	5
Earnings on life insurance policies	280	186
Trust income	178	172
Change in market value of equity securities	(356)	608
Other	374	289
Total noninterest income	3,845	5,600
Noninterest expense
Salaries and benefits	7,606	7,168
Occupancy and equipment	1,625	1,555
Data processing	1,744	1,429
Professional fees	510	729
Supplies and postage	191	100
Advertising and promotional	132	145
Intangible amortization	282	307
FDIC insurance	225	152
Other	1,375	943
Total noninterest expense	13,690	12,528
Income before income tax	6,476	7,510
Income tax expense	948	1,272
Net income	$ 5,528	$ 6,238
Basic earnings per share (Note 4) (in dollars per share)	$ 0.74	$ 0.80
Diluted earnings per share (Note 4) (in dollars per share)	0.74	0.80
Dividends declared per share (in dollars per share)	$ 0.25	$ 0.22

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 5,528	$ 6,238
Other comprehensive income:
Changes in net unrealized gains on investment securities available for sale, net of tax (benefit)/expense of ($8,981) and ($3,560) for the three months ended March 31, 2022 and March 31, 2021, respectively.	(33,786)	(13,393)
Reclassification adjustment for realized (gain) loss on sale of investment securities available for sale included in net income, net of tax expense (benefit) of $0 and $0 for the three months ended March 31, 2022 and March 31, 2021, respectively.	0	(1)
Other comprehensive income (loss), net of tax	(33,786)	(13,394)
Comprehensive income (loss)	$ (28,258)	$ (7,156)

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Changes in net unrealized gains (losses) on investment securities available for sale, tax	$ (8,981)	$ (3,560)
Reclassification adjustment for realized gain on sale of investment securities available for sale included in net income, tax	$ 0	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)	Cash Dividend [Member]Common Stock Including Additional Paid in Capital [Member]	Cash Dividend [Member]Retained Earnings [Member]	Cash Dividend [Member]AOCI Attributable to Parent [Member]	Cash Dividend [Member]	Common Stock Including Additional Paid in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2020					7,796,352
Balance at Dec. 31, 2020					$ 178,750,000	$ 37,490,000	$ 11,028,000	$ 227,268,000
Net income						6,238,000		6,238,000
Other comprehensive loss							(13,394,000)	(13,394,000)
Shares issued (in shares)					4,732
Shares issued					$ 175,000			175,000
Effect of employee stock purchases (in shares)					1,201
Effect of employee stock purchases					$ 4,000			4,000
Stock-based compensation expense					64,000			64,000
Cash dividends declared		$ (1,716,000)		$ (1,716,000)
Net income						6,238,000		6,238,000
Balance (in shares) at Mar. 31, 2021					7,802,285
Balance at Mar. 31, 2021					$ 178,993,000	42,012,000	(2,366,000)	$ 218,639,000
Balance (in shares) at Dec. 31, 2021					7,510,379			7,510,379
Balance at Dec. 31, 2021					$ 171,913,000	52,332,000	(2,576,000)	$ 221,669,000
Net income						5,528,000		5,528,000
Other comprehensive loss							(33,786,000)	(33,786,000)
Shares issued (in shares)					5,332
Shares issued					$ 133,000			133,000
Effect of employee stock purchases (in shares)
Effect of employee stock purchases					$ 7,000			7,000
Stock-based compensation expense					121,000			121,000
Cash dividends declared		$ (1,872,000)		$ (1,872,000)
Net income						5,528,000		$ 5,528,000
Shares repurchased (in shares)					(25,899)			(25,899)
Shares repurchased					$ (682,000)			$ (682,000)
Balance (in shares) at Mar. 31, 2022					7,489,812			7,489,812
Balance at Mar. 31, 2022					$ 171,492,000	$ 55,988,000	$ (36,362,000)	$ 191,118,000

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash Dividend [Member]
Dividends declared, per share (in dollars per share)	$ 0.25	$ 0.22
Dividends declared, per share (in dollars per share)	$ 0.25	$ 0.22

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income	$ 5,528	$ 6,238
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	0	250
Depreciation	672	646
Amortization	2,673	1,949
Compensation expense on employee and director stock purchases, stock options, and restricted stock units	226	214
Net gains on sales of securities	0	(1)
Net change in market value of equity securities	356	(608)
Gains on sales of loans	(804)	(2,146)
Loans originated for sale	(29,531)	(72,727)
Proceeds from loan sales	25,896	68,637
Earnings on bank-owned life insurance	(280)	(186)
Proceeds from BOLI policy	130	0
Earnings on death benefit from bank-owned life insurance	(14)	0
(Gains)/losses on sales of other real estate owned	(41)	(4)
Proceeds from sales of other real estate owned	235	270
Deferred federal income tax (benefit)/expense	248	506
Net change in:
Other assets	173	(3,952)
Other liabilities	(2,665)	3,124
Net cash provided by operating activities	2,802	2,210
Cash flows from investing activities:
Maturities, prepayments and calls of securities available for sale	13,157	12,918
Maturities, prepayments and calls of securities held to maturity	1,078	0
Purchases of securities available for sale	(28,197)	(179,221)
Purchases of securities held to maturity	(3,160)	0
Proceeds from redemption of Federal Home Loan Bank stock	331	0
Loan originations and payments, net	31,816	63,084
Additions to premises and equipment	(526)	(1,038)
Net cash provided by (used in) investing activities	14,499	(104,257)
Cash flows from financing activities:
Net change in deposits	93,307	165,386
Net change in short term borrowings	(50,000)	(5,843)
Issuance of common stock	35	29
Repurchase of common stock	(682)	0
Cash dividends	(1,872)	(1,716)
Net cash provided by financing activities	40,788	157,856
Net change in cash and cash equivalents	58,089	55,809
Beginning cash and cash equivalents	31,887	79,519
Ending cash and cash equivalents	89,976	135,328
Supplemental disclosures of cash flow information:
Cash paid for interest	1,413	1,021
Cash paid for income taxes	0	0
Loans transferred to other real estate owned	$ 172	$ 123

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 Principles of Consolidation The consolidated financial statements include ChoiceOne Financial Services, Inc. ("ChoiceOne"), its wholly-owned subsidiary, ChoiceOne Bank, and ChoiceOne Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. (the "Insurance Agency"). Intercompany transactions and balances have been eliminated in consolidation. ChoiceOne owns all of the common securities of Community Shores Capital Trust I (the “Capital Trust”). Under U.S. generally accepted accounting principles ("GAAP"), the Capital Trust is not not The accompanying unaudited consolidated financial statements and notes thereto reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of March 31, 2022 December 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 not may December 31, 2022 The accompanying consolidated financial statements should be read in conjunction with the audited consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10 December 31, 2021 Use of Estimates To prepare financial statements in conformity with GAAP, ChoiceOne’s management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided. These estimates and assumptions are subject to many risks and uncertainties, including changes in interest rates and other general economic, business and political conditions, including the effects of the COVID- 19 may Investment Securities Investment securities for which ChoiceOne has the intent and ability to hold to maturity are classified as held to maturity and are carried at amortized cost. Investment securities not Loans to Other Financial Institutions ChoiceOne Bank entered into an agreement with another financial institution to fund mortgage loans. Loans to other financial institutions are purchased participating interests in individual advances made to mortgage bankers nation-wide from an unaffiliated originating bank. The originating bank services these loans and cash flows on the individual advances (principal, interest, and fees) which are allocated pro-rata based on ownership in the participating interest, less fees paid for the servicing activity. The underlying collateral is generally made up of 1 4 first 90 no March 31, 2022. Credit risk associated with the participating interest is measured as an allowance for loan losses when necessary. Losses are charged off against the allowance when incurred and recoveries of loan charge-offs are recorded when received. At least quarterly, ChoiceOne Bank reviews the portfolios of participating interests for potential losses including any participating interest that is outstanding over 90 3 Goodwill Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of the acquired tangible assets and liabilities and identifiable intangible assets. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not Core Deposit Intangible Core deposit intangible represents the value of the acquired customer core deposit bases and is included as an asset on the consolidated balance sheets. The core deposit intangible has an estimated finite life, is amortized on an accelerated basis over a 120 Stock Transactions A total of shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $98,000 under the terms of the Directors’ Stock Purchase Plan in the first of 2022 . A total of shares for a cash price of $35,000 were issued under the Employee Stock Purchase Plan in the first of 2022 . ChoiceOne repurchased 25,899 shares for $682,000, or a weighted average all-in cost per share of $26.35, during the first 2022. April 2021 Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. The allowance for loan losses is increased by the provision for loan losses and decreased by loans charged off less any recoveries of charged off loans. Management estimates the allowance for loan losses balance required based on past loan loss experience, the nature and volume of the loan portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance for loan losses may not The allowance for loan losses consists of general and specific components. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or doubtful. The general component of management's estimate of the allowance for loan losses covers non-impaired loans and is based on historical loss experience adjusted for current factors. Management's adjustment for current factors is based on trends in delinquencies, trends in charge-offs and recoveries, trends in the volume of loans, changes in underwriting standards, trends in loan review findings, experience and ability of lending staff, national and economic trends and conditions, industry conditions, trends in real estate values, and other conditions. A loan is impaired when full payment under the loan terms is not not not Reclassifications Certain amounts presented in prior periods have been reclassified to conform to the current presentation. Recent Accounting Pronouncements The Financial Accounting Standards Board (FASB) issued ASU No. 2016 13 , Financial Instruments Credit Losses (Topic 326 no may may December 15, 2022, may

Note 2 - Securities

Note 2 - Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 During the three March 31, 2022, No March 31, 2022. The fair value of equity securities and the related gross unrealized gains and (losses) recognized in noninterest income were as follows: March 31, 2022 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 8,100 $ 545 $ (363 ) $ 8,282 December 31, 2021 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 7,953 $ 665 $ (126 ) $ 8,492 The following tables present the amortized cost and fair value of investment securities at the dates indicated and the corresponding amounts of gross unrealized gains and losses, including the corresponding amounts of gross unrealized gains and losses on investment securities available for sale recognized in accumulated other comprehensive income: March 31, 2022 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Available for Sale: Cost Gains Losses Value U.S. Government and federal agency $ - $ - $ - $ - U.S. Treasury notes and bonds 93,154 8 (6,671 ) 86,491 State and municipal 334,907 443 (22,962 ) 312,388 Mortgage-backed 240,062 19 (13,412 ) 226,669 Corporate 1,255 4 (4 ) 1,255 Asset-backed securities 14,465 - (220 ) 14,245 Total $ 683,843 $ 474 $ (43,269 ) $ 641,048 Held to Maturity: U.S. Government and federal agency $ 2,962 $ - $ (195 ) $ 2,767 U.S. Treasury notes and bonds - - - - State and municipal 204,201 2 (17,668 ) 186,535 Mortgage-backed 204,165 30 (13,533 ) 190,662 Corporate 17,161 - (606 ) 16,555 Asset-backed securities 1,429 - (37 ) 1,392 Total $ 429,918 $ 32 $ (32,039 ) $ 397,911 December 31, 2021 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Available for Sale: Cost Gains Losses Value U.S. Government and federal agency $ 2,001 $ 7 $ - $ 2,008 U.S. Treasury notes and bonds 93,267 23 (1,311 ) 91,979 State and municipal 528,252 10,704 (4,109 ) 534,847 Mortgage-backed 441,383 781 (9,049 ) 433,115 Corporate 20,856 19 (233 ) 20,642 Asset-backed securities 16,387 - (93 ) 16,294 Total $ 1,102,146 $ 11,534 $ (14,795 ) $ 1,098,885 ChoiceOne reviews its securities portfolio on a quarterly basis to determine whether unrealized losses are considered to be temporary or other-than-temporary. No other-than-temporary impairment charges were recorded in the three March 31, 2022 or in the same period in 2021 . ChoiceOne believes that unrealized losses on securities were temporary in nature and were due to changes in interest rates and reduced market liquidity and not Presented below is a schedule of maturities of securities as of March 31, 2022 March 31, 2022 Available for Sale Securities maturing within: Fair Value Less than 1 Year - 5 Years - More than at March 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2022 U.S. Government and federal agency $ - $ - $ - $ - $ - U.S. Treasury notes and bonds 2,007 - 84,484 - 86,491 State and municipal 17,913 34,667 185,902 73,906 312,388 Corporate 501 508 246 - 1,255 Asset-backed securities - 10,305 3,940 - 14,245 Total debt securities 20,421 45,480 274,572 73,906 414,379 Mortgage-backed securities 13,689 84,660 119,303 9,017 226,669 Equity securities - 1,000 - 7,282 8,282 Total Available for Sale $ 34,110 $ 131,140 $ 393,875 $ 90,205 $ 649,330 Held to Maturity Securities maturing within: Amortized Cost Less than 1 Year - 5 Years - More than at March 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2022 U.S. Government and federal agency $ - $ - $ 2,962 $ - $ 2,962 U.S. Treasury notes and bonds - - - - - State and municipal 2,755 4,608 97,764 99,074 204,201 Corporate - 250 15,911 1,000 17,161 Asset-backed securities - 1,429 - - 1,429 Total debt securities 2,755 6,287 116,637 100,074 225,753 Mortgage-backed securities 3,511 44,972 155,682 - 204,165 Equity securities - - - - - Total Held to Maturity $ 6,266 $ 51,259 $ 272,319 $ 100,074 $ 429,918 Following is information regarding unrealized gains and losses on equity securities for the three March 31, 2022 2021: Three Months Ended March 31, 2022 2021 Net gains and (losses) recognized during the period $ (356 ) $ 608 Less: Net gains and (losses) recognized during the period on securities sold — — Unrealized gains and (losses) recognized during the reporting period on securities still held at the reporting date $ (356 ) $ 608

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Financing Receivables [Text Block]	NOTE 3 Activity in the allowance for loan losses and balances in the loan portfolio were as follows: Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended March 31, 2022 Beginning balance $ 448 $ 1,454 $ 290 $ 3,705 $ 110 $ 671 $ 1,010 $ 7,688 Charge-offs — (31 ) (112 ) - — - — (143 ) Recoveries — 2 52 1 — 1 — 56 Provision (61 ) 327 74 (16 ) (73 ) (83 ) (168 ) - Ending balance $ 387 $ 1,752 $ 304 $ 3,690 $ 37 $ 589 $ 842 $ 7,601 Individually evaluated for impairment $ 253 $ 116 $ 3 $ 9 $ — $ 167 $ — $ 548 Collectively evaluated for impairment $ 134 $ 1,636 $ 301 $ 3,681 $ 37 $ 422 $ 842 $ 7,053 Loans March 31, 2022 Individually evaluated for impairment $ 2,542 $ 356 $ 32 $ 157 $ — $ 1,853 $ 4,940 Collectively evaluated for impairment 59,076 194,024 36,108 527,743 15,669 174,206 1,006,826 Acquired with deteriorated credit quality — 4,534 11 9,352 — 1,743 15,640 Ending balance $ 61,618 $ 198,914 $ 36,151 $ 537,252 $ 15,669 $ 177,802 $ 1,027,406 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended March 31, 2021 Beginning balance $ 257 $ 1,327 $ 317 $ 4,178 $ 97 $ 1,300 $ 117 $ 7,593 Charge-offs - (74 ) (71 ) (48 ) - - - (193 ) Recoveries - 9 79 - - 2 - 90 Provision 85 337 (78 ) 215 (23 ) (278 ) (8 ) 250 Ending balance $ 342 $ 1,599 $ 247 $ 4,345 $ 74 $ 1,024 $ 109 $ 7,740 Individually evaluated for impairment $ 114 $ 2 $ - $ 10 $ — $ 213 $ — $ 339 Collectively evaluated for impairment $ 227 $ 1,596 $ 246 $ 4,337 $ 75 $ 811 $ 109 $ 7,401 Loans March 31, 2021 Individually evaluated for impairment $ 3,173 $ 1,626 $ - $ 3,001 $ — $ 2,589 $ 10,389 Collectively evaluated for impairment 43,513 290,140 32,311 448,261 15,670 174,562 1,004,457 Acquired with deteriorated credit quality — 6,284 19 11,159 — 2,775 20,237 Ending balance $ 46,686 $ 298,050 $ 32,330 $ 462,421 $ 15,670 $ 179,926 $ 1,035,083 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses December 31, 2021 Individually evaluated for impairment $ 251 $ 95 $ 2 $ 9 $ - $ 146 $ - $ 503 Collectively evaluated for impairment $ 197 $ 1,359 $ 288 $ 3,696 $ 110 $ 525 $ 1,010 $ 7,185 Loans December 31, 2021 Individually evaluated for impairment $ 2,616 $ 339 $ 14 $ 273 $ - $ 2,191 $ 5,433 Collectively evaluated for impairment 62,203 197,656 35,148 515,528 19,066 164,647 994,248 Acquired with deteriorated credit quality - 5,029 12 10,083 - 2,043 17,167 Ending balance $ 64,819 $ 203,024 $ 35,174 $ 525,884 $ 19,066 $ 168,881 $ 1,016,848 The process to monitor the credit quality of ChoiceOne’s loan portfolio includes tracking ( 1 2 3 1 9. Risk Rating 1 5 Risk rating 6 not not Risk rating 7 “7” “6”, “7”. Risk rating 8 Risk rating 9 not no may Information regarding ChoiceOne Bank's credit exposure was as follows: Corporate Credit Exposure - Credit Risk Profile By Creditworthiness Category (Dollars in thousands) Agricultural Commercial and Industrial Commercial Real Estate March 31, December 31, March 31, December 31, March 31, December 31, 2022 2021 2022 2021 2022 2021 Pass $ 58,749 $ 61,864 $ 196,394 $ 201,202 $ 531,683 $ 519,537 Special Mention 327 339 1,190 300 749 778 Substandard 2,542 2,616 1,245 1,266 4,820 5,569 Doubtful - - 85 256 - - $ 61,618 $ 64,819 $ 198,914 $ 203,024 $ 537,252 $ 525,884 Consumer Credit Exposure - Credit Risk Profile Based On Payment Activity (Dollars in thousands) Consumer Construction Real Estate Residential Real Estate March 31, December 31, March 31, December 31, March 31, December 31, 2022 2021 2022 2021 2022 2021 Performing $ 36,119 $ 35,174 $ 15,669 $ 19,066 $ 177,186 $ 168,031 Nonperforming - - - - - - Nonaccrual 32 - - - 616 850 $ 36,151 $ 35,174 $ 15,669 $ 19,066 $ 177,802 $ 168,881 The following table provides information on loans that were considered troubled debt restructurings ("TDRs") that were modified during the three March 31, 2022 and March 31, 2021 Three Months Ended March 31, 2022 Pre- Post- Modification Modification Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Loans Investment Investment Agricultural 1 $ 258 $ 258 Total 1 $ 258 $ 258 Three Months Ended March 31, 2021 Pre- Post- Modification Modification Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Loans Investment Investment Agricultural 6 $ 2,326 $ 2,326 Commercial Real Estate 1 958 958 Total 7 $ 3,284 $ 3,284 There were no TDRs as of March 31, 2022 30 three March 31, 2022, March 31, 2021 30 three March 31, 2021, Three Months Ended March 31, 2021 (Dollars in thousands) Number Recorded of Loans Investment Commercial and industrial 1 $ 52 Commercial Real Estate 3 1,850 Total 4 $ 1,902 Impaired loans by loan category follow: Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance March 31, 2022 With no related allowance recorded Agricultural $ 314 $ 428 $ - Commercial and industrial 92 123 - Consumer - - - Construction real estate - - - Commercial real estate - - - Residential real estate - - - Subtotal 406 551 - With an allowance recorded Agricultural 2,228 2,228 253 Commercial and industrial 264 279 116 Consumer 32 32 3 Construction real estate - - - Commercial real estate 157 157 8 Residential real estate 1,853 1,907 167 Subtotal 4,534 4,603 547 Total Agricultural 2,542 2,656 253 Commercial and industrial 356 402 116 Consumer 32 32 3 Construction real estate - - - Commercial real estate 157 157 8 Residential real estate 1,853 1,907 167 Total $ 4,940 $ 5,154 $ 547 Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance December 31, 2021 With no related allowance recorded Agricultural $ 314 $ 428 $ - Commercial and industrial - - - Consumer - - - Construction real estate - - - Commercial real estate 94 94 - Residential real estate 164 172 - Subtotal 572 694 - With an allowance recorded Agricultural 2,302 2,302 251 Commercial and industrial 339 363 95 Consumer 14 15 2 Construction real estate - - - Commercial real estate 179 179 9 Residential real estate 2,027 2,084 146 Subtotal 4,861 4,943 503 Total Agricultural 2,616 2,730 251 Commercial and industrial 339 363 95 Consumer 14 15 2 Construction real estate - - - Commercial real estate 273 273 9 Residential real estate 2,191 2,256 146 Total $ 5,433 $ 5,637 $ 503 The following schedule provides information regarding average balances of impaired loans and interest recognized on impaired loans for the three March 31, 2022 March 31, 2021: Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended March 31, 2022 With no related allowance recorded Agricultural $ 314 $ - Commercial and industrial 46 1 Consumer - - Construction real estate - - Commercial real estate 47 - Residential real estate 82 - Subtotal 489 1 With an allowance recorded Agricultural 2,265 42 Commercial and industrial 301 2 Consumer 23 - Construction real estate - - Commercial real estate 168 3 Residential real estate 1,940 17 Subtotal 4,697 64 Total Agricultural 2,579 42 Commercial and industrial 347 3 Consumer 23 - Construction real estate - - Commercial real estate 215 3 Residential real estate 2,022 17 Total $ 5,186 $ 65 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended March 31, 2021 With no related allowance recorded Agricultural $ 348 $ - Commercial and industrial 1,490 - Consumer - - Construction real estate 40 - Commercial real estate 2,238 3 Residential real estate 166 1 Subtotal 4,282 4 With an allowance recorded Agricultural 1,413 - Commercial and industrial 155 - Consumer 4 - Construction real estate - - Commercial real estate 778 4 Residential real estate 2,488 17 Subtotal 4,838 21 Total Agricultural 1,761 - Commercial and industrial 1,645 - Consumer 4 - Construction real estate 40 - Commercial real estate 3,016 7 Residential real estate 2,654 18 Total $ 9,120 $ 25 An aging analysis of loans by loan category follows: Loans Loans Loans Past Due Loans Past Due Past Due Greater 90 Days Past (Dollars in thousands) 30 59 60 89 Than 90 Loans Not Total Due and Days (1) Days (1) Days (1) Total (1) Past Due Loans Accruing March 31, 2022 Agricultural $ - $ - $ - $ - $ 61,618 $ 61,618 $ - Commercial and industrial - 93 85 178 198,736 198,914 - Consumer 66 - 32 98 36,053 36,151 - Commercial real estate - - - - 537,252 537,252 - Construction real estate - - - - 15,669 15,669 - Residential real estate 2,032 28 - 2,060 175,742 177,802 - $ 2,098 $ 121 $ 117 $ 2,336 $ 1,025,070 $ 1,027,406 $ - December 31, 2021 Agricultural $ - $ - $ - $ - $ 64,819 $ 64,819 $ - Commercial and industrial 21 - 88 109 202,915 203,024 - Consumer 70 15 - 85 35,089 35,174 - Commercial real estate 422 13 279 714 525,170 525,884 - Construction real estate 1,149 1,235 - 2,384 16,682 19,066 - Residential real estate 1,489 306 454 2,249 166,632 168,881 - $ 3,151 $ 1,569 $ 821 $ 5,541 $ 1,011,307 $ 1,016,848 $ - ( 1 Nonaccrual loans by loan category follow: (Dollars in thousands) March 31, December 31, 2022 2021 Agricultural $ 314 $ 313 Commercial and industrial 205 285 Consumer 32 - Commercial real estate - 279 Residential real estate 616 850 $ 1,167 $ 1,727 The table below details the outstanding balances of the County Bank Corp. acquired loan portfolio and the acquisition fair value adjustments at acquisition date of October 1, 2019 ( Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 7,729 $ 387,394 $ 395,123 Nonaccretable difference (2,928 ) - (2,928 ) Expected cash flows 4,801 387,394 392,195 Accretable yield (185 ) (1,894 ) (2,079 ) Carrying balance at acquisition date $ 4,616 $ 385,500 $ 390,116 The table below presents a roll forward of the accretable yield on the County Bank Corp. acquired loan portfolio for the years ended December 31, 2019, December 31, 2020, December 31, 2021 three March 31, 2022 (Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Balance, January 1, 2019 $ - $ - $ - Merger with County Bank Corp on October 1, 2019 185 1,894 2,079 Accretion October 1, 2019 through December 31, 2019 - (75 ) (75 ) Balance January 1, 2020 185 1,819 2,004 Accretion January 1, 2020 through December 31, 2020 (50 ) (295 ) (345 ) Balance January 1, 2021 135 1,524 1,659 Accretion January 1, 2021 through December 31, 2021 (247 ) (95 ) (342 ) Transfer from non-accretable to accretable yield 400 - 400 Balance January 1, 2022 288 1,429 1,717 Transfer from non-accretable to accretable yield 400 - 400 Accretion January 1, 2022 through March 31, 2022 (102 ) (151 ) (253 ) Balance, March 31, 2022 $ 586 $ 1,278 $ 1,864 The table below details the outstanding balances of the Community Shores Bank Corporation acquired loan portfolio and the acquisition fair value adjustments at acquisition date of July 1, 2020 ( Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 20,491 $ 158,495 $ 178,986 Nonaccretable difference (2,719 ) - (2,719 ) Expected cash flows 17,772 158,495 176,267 Accretable yield (869 ) (596 ) (1,465 ) Carrying balance at acquisition date $ 16,903 $ 157,899 $ 174,802 The table below presents a roll forward of the accretable yield on Community Shores Bank Corporation acquired loan portfolio for the years ended December 31, 2020 December 31, 2021 three March 31, 2022 Acquired Acquired Acquired Impaired Non-impaired Total Balance January 1, 2020 $ - $ - $ - Merger with Community Shores Bank Corporation on July 1, 2020 869 596 1,465 Accretion July 1, 2020 through December 31, 2020 (26 ) (141 ) (167 ) Balance, January 1, 2021 843 455 1,298 Accretion January 1, 2021 through December 31, 2021 (321 ) (258 ) (579 ) Balance January 1, 2022 522 197 719 Transfer from non-accretable to accretable yield 874 - 874 Accretion January 1, 2022 through March 31, 2022 (302 ) - (302 ) Balance, March 31, 2022 $ 1,094 $ 197 $ 1,291

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 4 Earnings per share are based on the weighted average number of shares outstanding during the period. A computation of basic earnings per share and diluted earnings per share follows: Three Months Ended (Dollars in thousands, except share data) March 31, 2022 2021 Basic Net income $ 5,528 $ 6,238 Weighted average common shares outstanding 7,495,464 7,801,058 Basic earnings per common shares $ 0.74 $ 0.80 Diluted Net income $ 5,528 $ 6,238 Weighted average common shares outstanding 7,495,464 7,801,058 Plus dilutive stock options and restricted stock units 21,461 9,732 Weighted average common shares outstanding and potentially dilutive shares 7,516,925 7,810,790 Diluted earnings per common share $ 0.74 $ 0.80 There were 12,000 stock options that were considered anti-dilutive to earnings per share for the three March 31, 2022. three March 31, 2021. three March 31, 2022 March 31, 2021.

Note 5 - Financial Instruments

Note 5 - Financial Instruments	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	Note 5 Financial instruments as of the dates indicated were as follows: Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable (Dollars in thousands) Carrying Estimated Assets Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) March 31, 2022 Assets Cash and cash equivalents $ 89,976 $ 89,976 $ 89,976 $ - $ - Equity securities at fair value 8,282 8,282 6,515 - 1,767 Securities available for sale 641,048 641,048 - 641,048 - Securities held to maturity 429,918 397,911 - 380,447 17,464 Federal Home Loan Bank and Federal Reserve Bank stock 8,557 8,557 - 8,557 - Loans held for sale 13,450 13,853 - 13,853 - Loans to other financial institutions - - - - - Loans, net 1,019,805 1,001,696 - - 1,001,696 Accrued interest receivable 9,382 9,382 - 9,382 - Interest rate lock commitments 167 167 - 167 - Mortgage loan servicing rights 4,680 5,537 - 5,537 - Liabilities Noninterest-bearing deposits 565,657 565,657 - 565,657 - Interest-bearing deposits 1,579,944 1,577,909 - 1,577,909 - Borrowings - - - - - Subordinated debentures 35,078 31,350 - 31,350 - Accrued interest payable 181 181 - 181 - December 31, 2021 Assets Cash and cash equivalents $ 31,887 $ 31,887 $ 31,887 $ - $ - Equity securities at fair value 8,492 8,492 6,724 - 1,768 Securities available for sale 1,098,885 1,098,885 - 1,077,835 21,050 Federal Home Loan Bank and Federal Reserve Bank stock 8,888 8,888 - 8,888 - Loans held for sale 9,351 9,632 - 9,632 - Loans to other financial institutions 42,632 42,632 - 42,632 - Loans, net 1,009,160 999,393 - - 999,393 Accrued interest receivable 8,211 8,211 - 8,211 - Interest rate lock commitments 172 172 - 172 - Mortgage loan servicing rights 4,666 5,522 - 5,522 - Liabilities Noninterest-bearing deposits 560,931 560,931 - 560,931 - Interest-bearing deposits 1,491,363 1,491,135 - 1,491,135 - Borrowings 50,000 50,000 - 50,000 - Subordinated debentures 35,017 33,414 - 33,414 - Accrued interest payable 441 441 - 441 -

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 6 The following tables present information about assets and liabilities measured at fair value on a recurring basis and the valuation techniques used to determine those fair values. In general, fair values determined by Level 1 Fair values determined by Level 2 2 Level 3 In instances where inputs used to measure fair value fall into different levels in the above fair value hierarchy, fair value measurements in their entirety are categorized based on the lowest level input that is significant to the valuation. ChoiceOne Bank’s assessment of the significance of particular inputs to these fair value measurements requires judgment and considers factors specific to each asset or liability. There were no March 31, 2022 December 31, 2021 Assets Measured at Fair Value on a Recurring Basis Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Balance (Dollars in thousands) Assets Inputs Inputs at Date (Level 1) (Level 2) (Level 3) Indicated Equity Securities Held at Fair Value - March 31, 2022 Equity securities $ 6,515 $ - $ 1,767 $ 8,282 Investment Securities, Available for Sale - March 31, 2022 U. S. Government and federal agency $ - $ - $ - $ - U. S. Treasury notes and bonds - 86,491 - 86,491 State and municipal - 312,388 - 312,388 Mortgage-backed - 226,669 - 226,669 Corporate - 1,255 - 1,255 Asset-backed securities - 14,245 - 14,245 Total $ - $ 641,048 $ - $ 641,048 Equity Securities Held at Fair Value - December 31, 2021 Equity securities $ 6,724 $ - $ 1,768 $ 8,492 Investment Securities, Available for Sale - December 31, 2021 U. S. Government and federal agency $ - $ 2,008 $ - $ 2,008 U. S. Treasury notes and bonds - 91,979 - 91,979 State and municipal - 514,797 20,050 534,847 Mortgage-backed - 433,115 - 433,115 Corporate - 19,642 1,000 20,642 Asset-backed securities - 16,294 - 16,294 Total $ - $ 1,077,835 $ 21,050 $ 1,098,885 Changes in Level 3 Three Months Ended (Dollars in thousands) March 31, 2022 2021 Equity Securities Held at Fair Value Balance, January 1 $ 1,768 $ 1,485 Total realized and unrealized gains included in noninterest income (1 ) (40 ) Net purchases, sales, calls, and maturities - 500 Net transfers into Level 3 - - Balance, March 31 $ 1,767 $ 1,945 Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (1 ) $ (40 ) Investment Securities, Available for Sale Balance, January 1 $ 21,050 $ 11,423 Total unrealized gains included in other comprehensive income - (270 ) Net purchases, sales, calls, and maturities - 2,453 Net transfers into Level 3 - - Transfer to held to maturity (21,050 ) - Balance, March 31 $ - $ 13,606 Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ - $ (270 ) Both observable and unobservable inputs may 3 may Securities categorized as Level 3 March 31, 2022 December 31, 2021, 3 ChoiceOne estimates the fair value of these bonds and equity securities based on the present value of expected future cash flows using management’s best estimate of key assumptions, including forecasted interest yield and payment rates, credit quality and a discount rate commensurate with the current market and other risks involved. ChoiceOne also has assets that under certain conditions are subject to measurement at fair value on a non-recurring basis. These assets are not Assets Measured at Fair Value on a Non-recurring Basis Quoted Prices In Active Significant Markets for Other Significant Balances at Identical Observable Unobservable (Dollars in thousands) Dates Assets Inputs Inputs Indicated (Level 1) (Level 2) (Level 3) Impaired Loans March 31, 2022 $ 4,940 $ - $ - $ 4,940 December 31, 2021 $ 5,433 $ - $ - $ 5,433 Other Real Estate March 31, 2022 $ 172 $ - $ - $ 172 December 31, 2021 $ 194 $ - $ - $ 194 Mortgage Loan Servicing Rights March 31, 2022 $ 4,680 $ - $ 4,680 $ - December 31, 2021 $ 4,666 $ - $ 4,666 $ - Impaired loans categorized as Level 3

Note 7 - Revenue From Contracts

Note 7 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 7 ChoiceOne has a variety of sources of revenue, which include interest and fees from customers as well as revenue from non-customers. ASC Topic 606, 606 Service Charges and Fees on Deposit Accounts Revenue includes charges and fees to provide account maintenance, overdraft services, wire transfers, funds transfer, and other deposit-related services. Account maintenance fees such as monthly service charges are recognized over the period of time that the service is provided. Transaction fees such as wire transfer charges are recognized when the service is provided to the customer. Interchange Income Revenue includes debit card interchange and network revenues. This revenue is earned on debit card transactions that are conducted through payment networks such as MasterCard. The revenue is recorded as services are delivered and is presented net of interchange expenses. Investment Commission Income Revenue includes fees from the investment management advisory services and revenue is recognized when services are rendered. Revenue also includes commissions received from the placement of brokerage transactions for purchase or sale of stocks or other investments. Commission income is recognized when the transaction has been completed. Trust Fee Income Revenue includes fees from the management of trust assets and from other related advisory services. Revenue is recognized when services are rendered. Following is noninterest income separated by revenue within the scope of ASC 606 Three Months Ended March 31, (Dollars in thousands) 2022 2021 Service charges and fees on deposit accounts $ 1,031 $ 785 Interchange income 1,157 1,135 Investment commission income 205 236 Trust fee income 178 173 Other charges and fees for customer services 148 166 Noninterest income from contracts with customers within the scope of ASC 606 2,719 2,495 Noninterest income within the scope of other GAAP topics 1,126 3,105 Total noninterest income $ 3,845 $ 5,600

Note 8 - Subsequent Events

Note 8 - Subsequent Events	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 8 During the first 2022, December 31, 2021 March 31, 2022. April 21, 2022, five five two eight two eight two three 2022

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include ChoiceOne Financial Services, Inc. ("ChoiceOne"), its wholly-owned subsidiary, ChoiceOne Bank, and ChoiceOne Bank’s wholly-owned subsidiary, ChoiceOne Insurance Agencies, Inc. (the "Insurance Agency"). Intercompany transactions and balances have been eliminated in consolidation. ChoiceOne owns all of the common securities of Community Shores Capital Trust I (the “Capital Trust”). Under U.S. generally accepted accounting principles ("GAAP"), the Capital Trust is not not The accompanying unaudited consolidated financial statements and notes thereto reflect all adjustments ordinary in nature which are, in the opinion of management, necessary for a fair presentation of the Consolidated Balance Sheets as of March 31, 2022 December 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 March 31, 2021 three March 31, 2022 not may December 31, 2022 The accompanying consolidated financial statements should be read in conjunction with the audited consolidated financial statements and footnotes thereto included in ChoiceOne’s Annual Report on Form 10 December 31, 2021
Use of Estimates, Policy [Policy Text Block]	Use of Estimates To prepare financial statements in conformity with GAAP, ChoiceOne’s management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided. These estimates and assumptions are subject to many risks and uncertainties, including changes in interest rates and other general economic, business and political conditions, including the effects of the COVID- 19 may
Marketable Securities, Policy [Policy Text Block]	Investment Securities Investment securities for which ChoiceOne has the intent and ability to hold to maturity are classified as held to maturity and are carried at amortized cost. Investment securities not
Mortgage Banking Activity [Policy Text Block]	Loans to Other Financial Institutions ChoiceOne Bank entered into an agreement with another financial institution to fund mortgage loans. Loans to other financial institutions are purchased participating interests in individual advances made to mortgage bankers nation-wide from an unaffiliated originating bank. The originating bank services these loans and cash flows on the individual advances (principal, interest, and fees) which are allocated pro-rata based on ownership in the participating interest, less fees paid for the servicing activity. The underlying collateral is generally made up of 1 4 first 90 no March 31, 2022. Credit risk associated with the participating interest is measured as an allowance for loan losses when necessary. Losses are charged off against the allowance when incurred and recoveries of loan charge-offs are recorded when received. At least quarterly, ChoiceOne Bank reviews the portfolios of participating interests for potential losses including any participating interest that is outstanding over 90 3
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill Goodwill results from business acquisitions and represents the excess of the purchase price over the fair value of the acquired tangible assets and liabilities and identifiable intangible assets. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not
Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	Core Deposit Intangible Core deposit intangible represents the value of the acquired customer core deposit bases and is included as an asset on the consolidated balance sheets. The core deposit intangible has an estimated finite life, is amortized on an accelerated basis over a 120
Stockholders' Equity, Policy [Policy Text Block]	Stock Transactions A total of shares of common stock were issued to ChoiceOne’s Board of Directors for a cash price of $98,000 under the terms of the Directors’ Stock Purchase Plan in the first of 2022 . A total of shares for a cash price of $35,000 were issued under the Employee Stock Purchase Plan in the first of 2022 . ChoiceOne repurchased 25,899 shares for $682,000, or a weighted average all-in cost per share of $26.35, during the first 2022. April 2021
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. The allowance for loan losses is increased by the provision for loan losses and decreased by loans charged off less any recoveries of charged off loans. Management estimates the allowance for loan losses balance required based on past loan loss experience, the nature and volume of the loan portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance for loan losses may not The allowance for loan losses consists of general and specific components. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or doubtful. The general component of management's estimate of the allowance for loan losses covers non-impaired loans and is based on historical loss experience adjusted for current factors. Management's adjustment for current factors is based on trends in delinquencies, trends in charge-offs and recoveries, trends in the volume of loans, changes in underwriting standards, trends in loan review findings, experience and ability of lending staff, national and economic trends and conditions, industry conditions, trends in real estate values, and other conditions. A loan is impaired when full payment under the loan terms is not not not
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain amounts presented in prior periods have been reclassified to conform to the current presentation.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements The Financial Accounting Standards Board (FASB) issued ASU No. 2016 13 , Financial Instruments Credit Losses (Topic 326 no may may December 15, 2022, may

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block]	March 31, 2022 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 8,100 $ 545 $ (363 ) $ 8,282 December 31, 2021 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Cost Gains Losses Value Equity securities $ 7,953 $ 665 $ (126 ) $ 8,492
Debt Securities, Available-for-Sale and Held-to-Maturity [Table Text Block]	March 31, 2022 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Available for Sale: Cost Gains Losses Value U.S. Government and federal agency $ - $ - $ - $ - U.S. Treasury notes and bonds 93,154 8 (6,671 ) 86,491 State and municipal 334,907 443 (22,962 ) 312,388 Mortgage-backed 240,062 19 (13,412 ) 226,669 Corporate 1,255 4 (4 ) 1,255 Asset-backed securities 14,465 - (220 ) 14,245 Total $ 683,843 $ 474 $ (43,269 ) $ 641,048 Held to Maturity: U.S. Government and federal agency $ 2,962 $ - $ (195 ) $ 2,767 U.S. Treasury notes and bonds - - - - State and municipal 204,201 2 (17,668 ) 186,535 Mortgage-backed 204,165 30 (13,533 ) 190,662 Corporate 17,161 - (606 ) 16,555 Asset-backed securities 1,429 - (37 ) 1,392 Total $ 429,918 $ 32 $ (32,039 ) $ 397,911
Debt Securities, Available-for-Sale [Table Text Block]	December 31, 2021 Gross Gross (Dollars in thousands) Amortized Unrealized Unrealized Fair Available for Sale: Cost Gains Losses Value U.S. Government and federal agency $ 2,001 $ 7 $ - $ 2,008 U.S. Treasury notes and bonds 93,267 23 (1,311 ) 91,979 State and municipal 528,252 10,704 (4,109 ) 534,847 Mortgage-backed 441,383 781 (9,049 ) 433,115 Corporate 20,856 19 (233 ) 20,642 Asset-backed securities 16,387 - (93 ) 16,294 Total $ 1,102,146 $ 11,534 $ (14,795 ) $ 1,098,885
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Securities maturing within: Fair Value Less than 1 Year - 5 Years - More than at March 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2022 U.S. Government and federal agency $ - $ - $ - $ - $ - U.S. Treasury notes and bonds 2,007 - 84,484 - 86,491 State and municipal 17,913 34,667 185,902 73,906 312,388 Corporate 501 508 246 - 1,255 Asset-backed securities - 10,305 3,940 - 14,245 Total debt securities 20,421 45,480 274,572 73,906 414,379 Mortgage-backed securities 13,689 84,660 119,303 9,017 226,669 Equity securities - 1,000 - 7,282 8,282 Total Available for Sale $ 34,110 $ 131,140 $ 393,875 $ 90,205 $ 649,330 Held to Maturity Securities maturing within: Amortized Cost Less than 1 Year - 5 Years - More than at March 31, (Dollars in thousands) 1 Year 5 Years 10 Years 10 Years 2022 U.S. Government and federal agency $ - $ - $ 2,962 $ - $ 2,962 U.S. Treasury notes and bonds - - - - - State and municipal 2,755 4,608 97,764 99,074 204,201 Corporate - 250 15,911 1,000 17,161 Asset-backed securities - 1,429 - - 1,429 Total debt securities 2,755 6,287 116,637 100,074 225,753 Mortgage-backed securities 3,511 44,972 155,682 - 204,165 Equity securities - - - - - Total Held to Maturity $ 6,266 $ 51,259 $ 272,319 $ 100,074 $ 429,918
Gain (Loss) on Securities [Table Text Block]	Three Months Ended March 31, 2022 2021 Net gains and (losses) recognized during the period $ (356 ) $ 608 Less: Net gains and (losses) recognized during the period on securities sold — — Unrealized gains and (losses) recognized during the reporting period on securities still held at the reporting date $ (356 ) $ 608

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended March 31, 2022 Beginning balance $ 448 $ 1,454 $ 290 $ 3,705 $ 110 $ 671 $ 1,010 $ 7,688 Charge-offs — (31 ) (112 ) - — - — (143 ) Recoveries — 2 52 1 — 1 — 56 Provision (61 ) 327 74 (16 ) (73 ) (83 ) (168 ) - Ending balance $ 387 $ 1,752 $ 304 $ 3,690 $ 37 $ 589 $ 842 $ 7,601 Individually evaluated for impairment $ 253 $ 116 $ 3 $ 9 $ — $ 167 $ — $ 548 Collectively evaluated for impairment $ 134 $ 1,636 $ 301 $ 3,681 $ 37 $ 422 $ 842 $ 7,053 Loans March 31, 2022 Individually evaluated for impairment $ 2,542 $ 356 $ 32 $ 157 $ — $ 1,853 $ 4,940 Collectively evaluated for impairment 59,076 194,024 36,108 527,743 15,669 174,206 1,006,826 Acquired with deteriorated credit quality — 4,534 11 9,352 — 1,743 15,640 Ending balance $ 61,618 $ 198,914 $ 36,151 $ 537,252 $ 15,669 $ 177,802 $ 1,027,406 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses Three Months Ended March 31, 2021 Beginning balance $ 257 $ 1,327 $ 317 $ 4,178 $ 97 $ 1,300 $ 117 $ 7,593 Charge-offs - (74 ) (71 ) (48 ) - - - (193 ) Recoveries - 9 79 - - 2 - 90 Provision 85 337 (78 ) 215 (23 ) (278 ) (8 ) 250 Ending balance $ 342 $ 1,599 $ 247 $ 4,345 $ 74 $ 1,024 $ 109 $ 7,740 Individually evaluated for impairment $ 114 $ 2 $ - $ 10 $ — $ 213 $ — $ 339 Collectively evaluated for impairment $ 227 $ 1,596 $ 246 $ 4,337 $ 75 $ 811 $ 109 $ 7,401 Loans March 31, 2021 Individually evaluated for impairment $ 3,173 $ 1,626 $ - $ 3,001 $ — $ 2,589 $ 10,389 Collectively evaluated for impairment 43,513 290,140 32,311 448,261 15,670 174,562 1,004,457 Acquired with deteriorated credit quality — 6,284 19 11,159 — 2,775 20,237 Ending balance $ 46,686 $ 298,050 $ 32,330 $ 462,421 $ 15,670 $ 179,926 $ 1,035,083 Commercial (Dollars in thousands) and Commercial Construction Residential Agricultural Industrial Consumer Real Estate Real Estate Real Estate Unallocated Total Allowance for Loan Losses December 31, 2021 Individually evaluated for impairment $ 251 $ 95 $ 2 $ 9 $ - $ 146 $ - $ 503 Collectively evaluated for impairment $ 197 $ 1,359 $ 288 $ 3,696 $ 110 $ 525 $ 1,010 $ 7,185 Loans December 31, 2021 Individually evaluated for impairment $ 2,616 $ 339 $ 14 $ 273 $ - $ 2,191 $ 5,433 Collectively evaluated for impairment 62,203 197,656 35,148 515,528 19,066 164,647 994,248 Acquired with deteriorated credit quality - 5,029 12 10,083 - 2,043 17,167 Ending balance $ 64,819 $ 203,024 $ 35,174 $ 525,884 $ 19,066 $ 168,881 $ 1,016,848
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollars in thousands) Agricultural Commercial and Industrial Commercial Real Estate March 31, December 31, March 31, December 31, March 31, December 31, 2022 2021 2022 2021 2022 2021 Pass $ 58,749 $ 61,864 $ 196,394 $ 201,202 $ 531,683 $ 519,537 Special Mention 327 339 1,190 300 749 778 Substandard 2,542 2,616 1,245 1,266 4,820 5,569 Doubtful - - 85 256 - - $ 61,618 $ 64,819 $ 198,914 $ 203,024 $ 537,252 $ 525,884 (Dollars in thousands) Consumer Construction Real Estate Residential Real Estate March 31, December 31, March 31, December 31, March 31, December 31, 2022 2021 2022 2021 2022 2021 Performing $ 36,119 $ 35,174 $ 15,669 $ 19,066 $ 177,186 $ 168,031 Nonperforming - - - - - - Nonaccrual 32 - - - 616 850 $ 36,151 $ 35,174 $ 15,669 $ 19,066 $ 177,802 $ 168,881
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	Three Months Ended March 31, 2022 Pre- Post- Modification Modification Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Loans Investment Investment Agricultural 1 $ 258 $ 258 Total 1 $ 258 $ 258 Three Months Ended March 31, 2021 Pre- Post- Modification Modification Outstanding Outstanding (Dollars in thousands) Number of Recorded Recorded Loans Investment Investment Agricultural 6 $ 2,326 $ 2,326 Commercial Real Estate 1 958 958 Total 7 $ 3,284 $ 3,284 Three Months Ended March 31, 2021 (Dollars in thousands) Number Recorded of Loans Investment Commercial and industrial 1 $ 52 Commercial Real Estate 3 1,850 Total 4 $ 1,902
Impaired Financing Receivables [Table Text Block]	Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance March 31, 2022 With no related allowance recorded Agricultural $ 314 $ 428 $ - Commercial and industrial 92 123 - Consumer - - - Construction real estate - - - Commercial real estate - - - Residential real estate - - - Subtotal 406 551 - With an allowance recorded Agricultural 2,228 2,228 253 Commercial and industrial 264 279 116 Consumer 32 32 3 Construction real estate - - - Commercial real estate 157 157 8 Residential real estate 1,853 1,907 167 Subtotal 4,534 4,603 547 Total Agricultural 2,542 2,656 253 Commercial and industrial 356 402 116 Consumer 32 32 3 Construction real estate - - - Commercial real estate 157 157 8 Residential real estate 1,853 1,907 167 Total $ 4,940 $ 5,154 $ 547 Unpaid (Dollars in thousands) Recorded Principal Related Investment Balance Allowance December 31, 2021 With no related allowance recorded Agricultural $ 314 $ 428 $ - Commercial and industrial - - - Consumer - - - Construction real estate - - - Commercial real estate 94 94 - Residential real estate 164 172 - Subtotal 572 694 - With an allowance recorded Agricultural 2,302 2,302 251 Commercial and industrial 339 363 95 Consumer 14 15 2 Construction real estate - - - Commercial real estate 179 179 9 Residential real estate 2,027 2,084 146 Subtotal 4,861 4,943 503 Total Agricultural 2,616 2,730 251 Commercial and industrial 339 363 95 Consumer 14 15 2 Construction real estate - - - Commercial real estate 273 273 9 Residential real estate 2,191 2,256 146 Total $ 5,433 $ 5,637 $ 503 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended March 31, 2022 With no related allowance recorded Agricultural $ 314 $ - Commercial and industrial 46 1 Consumer - - Construction real estate - - Commercial real estate 47 - Residential real estate 82 - Subtotal 489 1 With an allowance recorded Agricultural 2,265 42 Commercial and industrial 301 2 Consumer 23 - Construction real estate - - Commercial real estate 168 3 Residential real estate 1,940 17 Subtotal 4,697 64 Total Agricultural 2,579 42 Commercial and industrial 347 3 Consumer 23 - Construction real estate - - Commercial real estate 215 3 Residential real estate 2,022 17 Total $ 5,186 $ 65 Average Interest (Dollars in thousands) Recorded Income Investment Recognized Three Months Ended March 31, 2021 With no related allowance recorded Agricultural $ 348 $ - Commercial and industrial 1,490 - Consumer - - Construction real estate 40 - Commercial real estate 2,238 3 Residential real estate 166 1 Subtotal 4,282 4 With an allowance recorded Agricultural 1,413 - Commercial and industrial 155 - Consumer 4 - Construction real estate - - Commercial real estate 778 4 Residential real estate 2,488 17 Subtotal 4,838 21 Total Agricultural 1,761 - Commercial and industrial 1,645 - Consumer 4 - Construction real estate 40 - Commercial real estate 3,016 7 Residential real estate 2,654 18 Total $ 9,120 $ 25
Financing Receivable, Past Due [Table Text Block]	Loans Loans Loans Past Due Loans Past Due Past Due Greater 90 Days Past (Dollars in thousands) 30 59 60 89 Than 90 Loans Not Total Due and Days (1) Days (1) Days (1) Total (1) Past Due Loans Accruing March 31, 2022 Agricultural $ - $ - $ - $ - $ 61,618 $ 61,618 $ - Commercial and industrial - 93 85 178 198,736 198,914 - Consumer 66 - 32 98 36,053 36,151 - Commercial real estate - - - - 537,252 537,252 - Construction real estate - - - - 15,669 15,669 - Residential real estate 2,032 28 - 2,060 175,742 177,802 - $ 2,098 $ 121 $ 117 $ 2,336 $ 1,025,070 $ 1,027,406 $ - December 31, 2021 Agricultural $ - $ - $ - $ - $ 64,819 $ 64,819 $ - Commercial and industrial 21 - 88 109 202,915 203,024 - Consumer 70 15 - 85 35,089 35,174 - Commercial real estate 422 13 279 714 525,170 525,884 - Construction real estate 1,149 1,235 - 2,384 16,682 19,066 - Residential real estate 1,489 306 454 2,249 166,632 168,881 - $ 3,151 $ 1,569 $ 821 $ 5,541 $ 1,011,307 $ 1,016,848 $ -
Financing Receivable, Nonaccrual [Table Text Block]	(Dollars in thousands) March 31, December 31, 2022 2021 Agricultural $ 314 $ 313 Commercial and industrial 205 285 Consumer 32 - Commercial real estate - 279 Residential real estate 616 850 $ 1,167 $ 1,727
Business Acquisition, Pro Forma Information, Nonrecurring Adjustments [Table Text Block]	Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 7,729 $ 387,394 $ 395,123 Nonaccretable difference (2,928 ) - (2,928 ) Expected cash flows 4,801 387,394 392,195 Accretable yield (185 ) (1,894 ) (2,079 ) Carrying balance at acquisition date $ 4,616 $ 385,500 $ 390,116 (Dollars in thousands) Acquired Acquired Acquired Impaired Non-impaired Total Balance, January 1, 2019 $ - $ - $ - Merger with County Bank Corp on October 1, 2019 185 1,894 2,079 Accretion October 1, 2019 through December 31, 2019 - (75 ) (75 ) Balance January 1, 2020 185 1,819 2,004 Accretion January 1, 2020 through December 31, 2020 (50 ) (295 ) (345 ) Balance January 1, 2021 135 1,524 1,659 Accretion January 1, 2021 through December 31, 2021 (247 ) (95 ) (342 ) Transfer from non-accretable to accretable yield 400 - 400 Balance January 1, 2022 288 1,429 1,717 Transfer from non-accretable to accretable yield 400 - 400 Accretion January 1, 2022 through March 31, 2022 (102 ) (151 ) (253 ) Balance, March 31, 2022 $ 586 $ 1,278 $ 1,864 Acquired Acquired Acquired Impaired Non-impaired Total Loans acquired - contractual payments $ 20,491 $ 158,495 $ 178,986 Nonaccretable difference (2,719 ) - (2,719 ) Expected cash flows 17,772 158,495 176,267 Accretable yield (869 ) (596 ) (1,465 ) Carrying balance at acquisition date $ 16,903 $ 157,899 $ 174,802 Acquired Acquired Acquired Impaired Non-impaired Total Balance January 1, 2020 $ - $ - $ - Merger with Community Shores Bank Corporation on July 1, 2020 869 596 1,465 Accretion July 1, 2020 through December 31, 2020 (26 ) (141 ) (167 ) Balance, January 1, 2021 843 455 1,298 Accretion January 1, 2021 through December 31, 2021 (321 ) (258 ) (579 ) Balance January 1, 2022 522 197 719 Transfer from non-accretable to accretable yield 874 - 874 Accretion January 1, 2022 through March 31, 2022 (302 ) - (302 ) Balance, March 31, 2022 $ 1,094 $ 197 $ 1,291

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended (Dollars in thousands, except share data) March 31, 2022 2021 Basic Net income $ 5,528 $ 6,238 Weighted average common shares outstanding 7,495,464 7,801,058 Basic earnings per common shares $ 0.74 $ 0.80 Diluted Net income $ 5,528 $ 6,238 Weighted average common shares outstanding 7,495,464 7,801,058 Plus dilutive stock options and restricted stock units 21,461 9,732 Weighted average common shares outstanding and potentially dilutive shares 7,516,925 7,810,790 Diluted earnings per common share $ 0.74 $ 0.80

Note 5 - Financial Instruments

Note 5 - Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable (Dollars in thousands) Carrying Estimated Assets Inputs Inputs Amount Fair Value (Level 1) (Level 2) (Level 3) March 31, 2022 Assets Cash and cash equivalents $ 89,976 $ 89,976 $ 89,976 $ - $ - Equity securities at fair value 8,282 8,282 6,515 - 1,767 Securities available for sale 641,048 641,048 - 641,048 - Securities held to maturity 429,918 397,911 - 380,447 17,464 Federal Home Loan Bank and Federal Reserve Bank stock 8,557 8,557 - 8,557 - Loans held for sale 13,450 13,853 - 13,853 - Loans to other financial institutions - - - - - Loans, net 1,019,805 1,001,696 - - 1,001,696 Accrued interest receivable 9,382 9,382 - 9,382 - Interest rate lock commitments 167 167 - 167 - Mortgage loan servicing rights 4,680 5,537 - 5,537 - Liabilities Noninterest-bearing deposits 565,657 565,657 - 565,657 - Interest-bearing deposits 1,579,944 1,577,909 - 1,577,909 - Borrowings - - - - - Subordinated debentures 35,078 31,350 - 31,350 - Accrued interest payable 181 181 - 181 - December 31, 2021 Assets Cash and cash equivalents $ 31,887 $ 31,887 $ 31,887 $ - $ - Equity securities at fair value 8,492 8,492 6,724 - 1,768 Securities available for sale 1,098,885 1,098,885 - 1,077,835 21,050 Federal Home Loan Bank and Federal Reserve Bank stock 8,888 8,888 - 8,888 - Loans held for sale 9,351 9,632 - 9,632 - Loans to other financial institutions 42,632 42,632 - 42,632 - Loans, net 1,009,160 999,393 - - 999,393 Accrued interest receivable 8,211 8,211 - 8,211 - Interest rate lock commitments 172 172 - 172 - Mortgage loan servicing rights 4,666 5,522 - 5,522 - Liabilities Noninterest-bearing deposits 560,931 560,931 - 560,931 - Interest-bearing deposits 1,491,363 1,491,135 - 1,491,135 - Borrowings 50,000 50,000 - 50,000 - Subordinated debentures 35,017 33,414 - 33,414 - Accrued interest payable 441 441 - 441 -

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Identical Observable Unobservable Balance (Dollars in thousands) Assets Inputs Inputs at Date (Level 1) (Level 2) (Level 3) Indicated Equity Securities Held at Fair Value - March 31, 2022 Equity securities $ 6,515 $ - $ 1,767 $ 8,282 Investment Securities, Available for Sale - March 31, 2022 U. S. Government and federal agency $ - $ - $ - $ - U. S. Treasury notes and bonds - 86,491 - 86,491 State and municipal - 312,388 - 312,388 Mortgage-backed - 226,669 - 226,669 Corporate - 1,255 - 1,255 Asset-backed securities - 14,245 - 14,245 Total $ - $ 641,048 $ - $ 641,048 Equity Securities Held at Fair Value - December 31, 2021 Equity securities $ 6,724 $ - $ 1,768 $ 8,492 Investment Securities, Available for Sale - December 31, 2021 U. S. Government and federal agency $ - $ 2,008 $ - $ 2,008 U. S. Treasury notes and bonds - 91,979 - 91,979 State and municipal - 514,797 20,050 534,847 Mortgage-backed - 433,115 - 433,115 Corporate - 19,642 1,000 20,642 Asset-backed securities - 16,294 - 16,294 Total $ - $ 1,077,835 $ 21,050 $ 1,098,885
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Three Months Ended (Dollars in thousands) March 31, 2022 2021 Equity Securities Held at Fair Value Balance, January 1 $ 1,768 $ 1,485 Total realized and unrealized gains included in noninterest income (1 ) (40 ) Net purchases, sales, calls, and maturities - 500 Net transfers into Level 3 - - Balance, March 31 $ 1,767 $ 1,945 Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ (1 ) $ (40 ) Investment Securities, Available for Sale Balance, January 1 $ 21,050 $ 11,423 Total unrealized gains included in other comprehensive income - (270 ) Net purchases, sales, calls, and maturities - 2,453 Net transfers into Level 3 - - Transfer to held to maturity (21,050 ) - Balance, March 31 $ - $ 13,606 Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31 $ - $ (270 )
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices In Active Significant Markets for Other Significant Balances at Identical Observable Unobservable (Dollars in thousands) Dates Assets Inputs Inputs Indicated (Level 1) (Level 2) (Level 3) Impaired Loans March 31, 2022 $ 4,940 $ - $ - $ 4,940 December 31, 2021 $ 5,433 $ - $ - $ 5,433 Other Real Estate March 31, 2022 $ 172 $ - $ - $ 172 December 31, 2021 $ 194 $ - $ - $ 194 Mortgage Loan Servicing Rights March 31, 2022 $ 4,680 $ - $ 4,680 $ - December 31, 2021 $ 4,666 $ - $ 4,666 $ -

Note 7 - Revenue From Contrac_2

Note 7 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended March 31, (Dollars in thousands) 2022 2021 Service charges and fees on deposit accounts $ 1,031 $ 785 Interchange income 1,157 1,135 Investment commission income 205 236 Trust fee income 178 173 Other charges and fees for customer services 148 166 Noninterest income from contracts with customers within the scope of ASC 606 2,719 2,495 Noninterest income within the scope of other GAAP topics 1,126 3,105 Total noninterest income $ 3,845 $ 5,600

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Apr. 30, 2021
Stock Issued During Period, Value, New Issues	$ 133,000	$ 175,000
Stock Repurchased During Period, Shares (in shares)	25,899
Stock Repurchased During Period, Value	$ 682,000
Stock Repurchased, Price Per Share (in dollars per share)	$ 26.35
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)			390,114
Stock Repurchase Program, Percent of Stock Outstanding			5.00%
Directors' Stock Purchase Plan [Member]
Stock Issued During Period, Shares, New Issues (in shares)	3,698
Stock Issued During Period, Value, New Issues	$ 98,000
Employee Stock Purchase Plan [Member]
Stock Issued During Period, Shares, New Issues (in shares)	1,634
Stock Issued During Period, Value, New Issues	$ 35,000

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Debt Securities, Held-to-Maturity, Fair Value, Total	$ 397,911
Other-than-temporary Impairment Loss, Debt Securities, Available-for-Sale	0	$ 0
Reclassified From Available-for-sale Securities [Member]
Debt Securities, Held-to-Maturity, Fair Value, Total	428,400
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), after Tax	(3,400)
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI Unamortized, After Tax	$ 2,600

Note 2 - Securities - Fair Valu

Note 2 - Securities - Fair Value of Equity Securities and Related Gross Unrealized Gains (Losses) Recognized in Interest Income (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost	$ 8,100	$ 7,953
Gross Unrealized Gains	545	665
Gross Unrealized Losses	(363)	(126)
Equity securities, at fair value (Note 2)	$ 8,282	$ 8,492

Note 2 - Securities - Fair Va_2

Note 2 - Securities - Fair Value of Debt Security, Available-for-sale and Held-to-maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost, available for sale	$ 683,843	$ 1,102,146
Gross Unrealized Gains, available for sale	474	11,534
Gross Unrealized Losses, available for sale	(43,269)	(14,795)
Fair Value, available for sale	641,048	1,098,885
Amortized Cost, held to maturity	429,918
Gross Unrealized Gains, held to maturity	32
Gross Unrealized Losses, held to maturity	(32,039)
Fair Value, held to maturity	397,911
US Treasury and Government [Member]
Amortized Cost, available for sale	0	2,001
Gross Unrealized Gains, available for sale	0	7
Gross Unrealized Losses, available for sale	0	0
Fair Value, available for sale	0	2,008
Amortized Cost, held to maturity	2,962
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	(195)
Fair Value, held to maturity	2,767
US Treasury Securities [Member]
Amortized Cost, available for sale	93,154	93,267
Gross Unrealized Gains, available for sale	8	23
Gross Unrealized Losses, available for sale	(6,671)	(1,311)
Fair Value, available for sale	86,491	91,979
Amortized Cost, held to maturity	0
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	0
Fair Value, held to maturity	0
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost, available for sale	334,907	528,252
Gross Unrealized Gains, available for sale	443	10,704
Gross Unrealized Losses, available for sale	(22,962)	(4,109)
Fair Value, available for sale	312,388	534,847
Amortized Cost, held to maturity	204,201
Gross Unrealized Gains, held to maturity	2
Gross Unrealized Losses, held to maturity	(17,668)
Fair Value, held to maturity	186,535
Collateralized Mortgage-Backed Securities [Member]
Amortized Cost, available for sale	240,062	441,383
Gross Unrealized Gains, available for sale	19	781
Gross Unrealized Losses, available for sale	(13,412)	(9,049)
Fair Value, available for sale	226,669	433,115
Amortized Cost, held to maturity	204,165
Gross Unrealized Gains, held to maturity	30
Gross Unrealized Losses, held to maturity	(13,533)
Fair Value, held to maturity	190,662
Corporate Debt Securities [Member]
Amortized Cost, available for sale	1,255	20,856
Gross Unrealized Gains, available for sale	4	19
Gross Unrealized Losses, available for sale	(4)	(233)
Fair Value, available for sale	1,255	20,642
Amortized Cost, held to maturity	17,161
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	(606)
Fair Value, held to maturity	16,555
Asset-Backed Securities [Member]
Amortized Cost, available for sale	14,465	16,387
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(220)	(93)
Fair Value, available for sale	14,245	$ 16,294
Amortized Cost, held to maturity	1,429
Gross Unrealized Gains, held to maturity	0
Gross Unrealized Losses, held to maturity	(37)
Fair Value, held to maturity	$ 1,392

Note 2 - Securities - Fair Va_3

Note 2 - Securities - Fair Value of Securities Available for Sale and The Related Unrealized Gains and Losses Recognized in Accumulated Comprehensive Income (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost, available for sale	$ 683,843	$ 1,102,146
Gross Unrealized Gains, available for sale	474	11,534
Gross Unrealized Losses, available for sale	(43,269)	(14,795)
Fair Value, available for sale	641,048	1,098,885
US Treasury and Government [Member]
Amortized Cost, available for sale	0	2,001
Gross Unrealized Gains, available for sale	0	7
Gross Unrealized Losses, available for sale	0	0
Fair Value, available for sale	0	2,008
US Treasury Securities [Member]
Amortized Cost, available for sale	93,154	93,267
Gross Unrealized Gains, available for sale	8	23
Gross Unrealized Losses, available for sale	(6,671)	(1,311)
Fair Value, available for sale	86,491	91,979
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost, available for sale	334,907	528,252
Gross Unrealized Gains, available for sale	443	10,704
Gross Unrealized Losses, available for sale	(22,962)	(4,109)
Fair Value, available for sale	312,388	534,847
Collateralized Mortgage-Backed Securities [Member]
Amortized Cost, available for sale	240,062	441,383
Gross Unrealized Gains, available for sale	19	781
Gross Unrealized Losses, available for sale	(13,412)	(9,049)
Fair Value, available for sale	226,669	433,115
Corporate Debt Securities [Member]
Amortized Cost, available for sale	1,255	20,856
Gross Unrealized Gains, available for sale	4	19
Gross Unrealized Losses, available for sale	(4)	(233)
Fair Value, available for sale	1,255	20,642
Asset-Backed Securities [Member]
Amortized Cost, available for sale	14,465	16,387
Gross Unrealized Gains, available for sale	0	0
Gross Unrealized Losses, available for sale	(220)	(93)
Fair Value, available for sale	$ 14,245	$ 16,294

Note 2 - Securities - Schedule

Note 2 - Securities - Schedule of Maturities of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Less than 1 Year	$ 34,110
1 Year - 5 Years	131,140
5 Years - 10 Years	393,875
More than 10 Years	90,205
Fair Value, available for sale	641,048	$ 1,098,885
Equity securities	8,282	8,492
Total Available for Sale	649,330
Investment securities held to maturity, amortized cost, 1 year or less	6,266
Investment securities held to maturity, amortized cost, over 1 to 5 years	51,259
Investment securities held to maturity, amortized cost, over 5 to 10 years	272,319
Investment securities held to maturity, amortized cost, over 10 years	100,074
Investment securities held to maturity, amortized cost, subtotal	429,918
US Treasury and Government [Member]
Less than 1 Year	0
1 Year - 5 Years	0
5 Years - 10 Years	0
More than 10 Years	0
Fair Value, available for sale	0	2,008
Investment securities held to maturity, amortized cost, 1 year or less	0
Investment securities held to maturity, amortized cost, over 1 to 5 years	0
Investment securities held to maturity, amortized cost, over 5 to 10 years	2,962
Investment securities held to maturity, amortized cost, over 10 years	0
Investment securities held to maturity, amortized cost, subtotal	2,962
US Treasury Securities [Member]
Less than 1 Year	2,007
1 Year - 5 Years	0
5 Years - 10 Years	84,484
More than 10 Years	0
Fair Value, available for sale	86,491	91,979
Investment securities held to maturity, amortized cost, 1 year or less	0
Investment securities held to maturity, amortized cost, over 1 to 5 years	0
Investment securities held to maturity, amortized cost, over 5 to 10 years	0
Investment securities held to maturity, amortized cost, over 10 years	0
Investment securities held to maturity, amortized cost, subtotal	0
US States and Political Subdivisions Debt Securities [Member]
Less than 1 Year	17,913
1 Year - 5 Years	34,667
5 Years - 10 Years	185,902
More than 10 Years	73,906
Fair Value, available for sale	312,388	534,847
Investment securities held to maturity, amortized cost, 1 year or less	2,755
Investment securities held to maturity, amortized cost, over 1 to 5 years	4,608
Investment securities held to maturity, amortized cost, over 5 to 10 years	97,764
Investment securities held to maturity, amortized cost, over 10 years	99,074
Investment securities held to maturity, amortized cost, subtotal	204,201
Corporate Debt Securities [Member]
Less than 1 Year	501
1 Year - 5 Years	508
5 Years - 10 Years	246
More than 10 Years	0
Fair Value, available for sale	1,255	20,642
Investment securities held to maturity, amortized cost, 1 year or less	0
Investment securities held to maturity, amortized cost, over 1 to 5 years	250
Investment securities held to maturity, amortized cost, over 5 to 10 years	15,911
Investment securities held to maturity, amortized cost, over 10 years	1,000
Investment securities held to maturity, amortized cost, subtotal	17,161
Asset-Backed Securities [Member]
Less than 1 Year	0
1 Year - 5 Years	10,305
5 Years - 10 Years	3,940
More than 10 Years	0
Fair Value, available for sale	14,245	16,294
Investment securities held to maturity, amortized cost, 1 year or less	0
Investment securities held to maturity, amortized cost, over 1 to 5 years	1,429
Investment securities held to maturity, amortized cost, over 5 to 10 years	0
Investment securities held to maturity, amortized cost, over 10 years	0
Investment securities held to maturity, amortized cost, subtotal	1,429
Debt Securities [Member]
Less than 1 Year	20,421
1 Year - 5 Years	45,480
5 Years - 10 Years	274,572
More than 10 Years	73,906
Fair Value, available for sale	414,379
Investment securities held to maturity, amortized cost, 1 year or less	2,755
Investment securities held to maturity, amortized cost, over 1 to 5 years	6,287
Investment securities held to maturity, amortized cost, over 5 to 10 years	116,637
Investment securities held to maturity, amortized cost, over 10 years	100,074
Investment securities held to maturity, amortized cost, subtotal	225,753
Collateralized Mortgage-Backed Securities [Member]
Less than 1 Year	13,689
1 Year - 5 Years	84,660
5 Years - 10 Years	119,303
More than 10 Years	9,017
Fair Value, available for sale	226,669	$ 433,115
Investment securities held to maturity, amortized cost, 1 year or less	3,511
Investment securities held to maturity, amortized cost, over 1 to 5 years	44,972
Investment securities held to maturity, amortized cost, over 5 to 10 years	155,682
Investment securities held to maturity, amortized cost, over 10 years	0
Investment securities held to maturity, amortized cost, subtotal	204,165
Equity Securities [Member]
Less than 1 Year	0
1 Year - 5 Years	1,000
5 Years - 10 Years	0
More than 10 Years	7,282
Investment securities held to maturity, amortized cost, 1 year or less	0
Investment securities held to maturity, amortized cost, over 1 to 5 years	0
Investment securities held to maturity, amortized cost, over 5 to 10 years	0
Investment securities held to maturity, amortized cost, over 10 years	0
Investment securities held to maturity, amortized cost, subtotal	$ 0

Note 2 - Securities - Unrealize

Note 2 - Securities - Unrealized Gains and Losses on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Change in market value of equity securities	$ (356)	$ 608
Less: Net gains and (losses) recognized during the period on securities sold	0	0
Unrealized gains and (losses) recognized during the reporting period on securities still held at the reporting date	$ (356)	$ 608

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Financing Receivable, Modifications, Number of Contracts	1	7
Past Due 30 Days or More [Member]
Financing Receivable, Modifications, Number of Contracts	0

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and Balance in the Loan Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Beginning balance	$ 7,688	$ 7,593
Charge-offs	(143)	(193)
Recoveries	56	90
Provision	0	250
Ending balance	7,601	7,740
Individually evaluated for impairment	548	339	$ 503
Collectively evaluated for impairment	7,053	7,401	7,185
Individually evaluated for impairment	4,940	10,389	5,433
Collectively evaluated for impairment	1,006,826	1,004,457	994,248
Acquired with deteriorated credit quality	15,640	20,237	17,167
Loans	1,027,406	1,035,083	1,016,848
Agricultural [Member]
Beginning balance	448	257
Charge-offs	0	0
Recoveries	0	0
Provision	(61)	85
Ending balance	387	342
Individually evaluated for impairment	253	114	251
Collectively evaluated for impairment	134	227	197
Individually evaluated for impairment	2,542	3,173	2,616
Collectively evaluated for impairment	59,076	43,513	62,203
Acquired with deteriorated credit quality	0	0	0
Loans	61,618	46,686	64,819
Commercial and Industrial [Member]
Beginning balance	1,454	1,327
Charge-offs	(31)	(74)
Recoveries	2	9
Provision	327	337
Ending balance	1,752	1,599
Individually evaluated for impairment	116	2	95
Collectively evaluated for impairment	1,636	1,596	1,359
Individually evaluated for impairment	356	1,626	339
Collectively evaluated for impairment	194,024	290,140	197,656
Acquired with deteriorated credit quality	4,534	6,284	5,029
Loans	198,914	298,050	203,024
Consumer Portfolio Segment [Member]
Beginning balance	290	317
Charge-offs	(112)	(71)
Recoveries	52	79
Provision	74	(78)
Ending balance	304	247
Individually evaluated for impairment	3	0	2
Collectively evaluated for impairment	301	246	288
Individually evaluated for impairment	32	0	14
Collectively evaluated for impairment	36,108	32,311	35,148
Acquired with deteriorated credit quality	11	19	12
Loans	36,151	32,330	35,174
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	3,705	4,178
Charge-offs	0	(48)
Recoveries	1	0
Provision	(16)	215
Ending balance	3,690	4,345
Individually evaluated for impairment	9	10	9
Collectively evaluated for impairment	3,681	4,337	3,696
Individually evaluated for impairment	157	3,001	273
Collectively evaluated for impairment	527,743	448,261	515,528
Acquired with deteriorated credit quality	9,352	11,159	10,083
Loans	537,252	462,421	525,884
Construction Real Estate [Member]
Beginning balance	110	97
Charge-offs	0	0
Recoveries	0	0
Provision	(73)	(23)
Ending balance	37	74
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	37	75	110
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	15,669	15,670	19,066
Acquired with deteriorated credit quality	0	0	0
Loans	15,669	15,670	19,066
Residential Portfolio Segment [Member]
Beginning balance	671	1,300
Charge-offs	0	0
Recoveries	1	2
Provision	(83)	(278)
Ending balance	589	1,024
Individually evaluated for impairment	167	213	146
Collectively evaluated for impairment	422	811	525
Individually evaluated for impairment	1,853	2,589	2,191
Collectively evaluated for impairment	174,206	174,562	164,647
Acquired with deteriorated credit quality	1,743	2,775	2,043
Loans	177,802	179,926	168,881
Unallocated Financing Receivables [Member]
Beginning balance	1,010	117
Charge-offs	0	0
Recoveries	0	0
Provision	(168)	(8)
Ending balance	842	109
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	842	109	1,010
Individually evaluated for impairment
Collectively evaluated for impairment
Acquired with deteriorated credit quality
Loans

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Credit Risk Profile (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Loans	$ 1,027,406	$ 1,016,848	$ 1,035,083
Nonaccrual	1,167	1,727
Agricultural [Member]
Loans	61,618	64,819	46,686
Nonaccrual	314	313
Agricultural [Member] | Pass [Member]
Loans	58,749	61,864
Agricultural [Member] | Special Mention [Member]
Loans	327	339
Agricultural [Member] | Substandard [Member]
Loans	2,542	2,616
Agricultural [Member] | Doubtful [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	36,151	35,174	32,330
Nonaccrual	32	0
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	36,119	35,174
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Commercial and Industrial [Member]
Loans	198,914	203,024	298,050
Nonaccrual	205	285
Commercial and Industrial [Member] | Pass [Member]
Loans	196,394	201,202
Commercial and Industrial [Member] | Special Mention [Member]
Loans	1,190	300
Commercial and Industrial [Member] | Substandard [Member]
Loans	1,245	1,266
Commercial and Industrial [Member] | Doubtful [Member]
Loans	85	256
Construction Real Estate [Member]
Loans	15,669	19,066	15,670
Nonaccrual	0	0
Construction Real Estate [Member] | Performing Financial Instruments [Member]
Loans	15,669	19,066
Construction Real Estate [Member] | Nonperforming Financial Instruments [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans	537,252	525,884	462,421
Nonaccrual	0	279
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans	531,683	519,537
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans	749	778
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans	4,820	5,569
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]
Loans	0	0
Residential Portfolio Segment [Member]
Loans	177,802	168,881	$ 179,926
Nonaccrual	616	850
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Loans	177,186	168,031
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans	$ 0	$ 0

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)
Number of loans	1	7
Pre- Modification Outstanding	$ 258	$ 3,284
Post- Modification Outstanding	$ 258	$ 3,284
Financial Asset, 30 Days Past Due or More [Member]
Number of loans		4
Recorded investment		$ 1,902
Commercial and Industrial [Member] | Financial Asset, 30 Days Past Due or More [Member]
Number of loans		1
Recorded investment		$ 52
Commercial Real Estate Portfolio Segment [Member]
Number of loans		1
Pre- Modification Outstanding		$ 958
Post- Modification Outstanding		$ 958
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 Days Past Due or More [Member]
Number of loans		3
Recorded investment		$ 1,850
Agricultural [Member]
Number of loans	1	6
Pre- Modification Outstanding	$ 258	$ 2,326
Post- Modification Outstanding	$ 258	$ 2,326

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans by Loan Category (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Recorded Investment with no related allowance recorded	$ 406		$ 572
Unpaid Principal Balance with no related allowance recorded	551		694
Recorded Investment with an allowance recorded	4,534		4,861
Unpaid Principal Balance with an allowance recorded	4,603		4,943
Related Allowance	547		503
Recorded Investment	4,940		5,433
Unpaid Principal Balance	5,154		5,637
Average Recorded Investment with no related allowance recorded	489	$ 4,282
Interest Income Recognized with no related allowance recorded	1	4
Average Recorded Investment with an allowance recorded	4,697	4,838
Interest Income Recognized with an allowance recorded	64	21
Average Recorded Investment	5,186	9,120
Interest Income Recognized	65	25
Agricultural [Member]
Recorded Investment with no related allowance recorded	314		314
Unpaid Principal Balance with no related allowance recorded	428		428
Recorded Investment with an allowance recorded	2,228		2,302
Unpaid Principal Balance with an allowance recorded	2,228		2,302
Related Allowance	253		251
Recorded Investment	2,542		2,616
Unpaid Principal Balance	2,656		2,730
Average Recorded Investment with no related allowance recorded	314	348
Interest Income Recognized with no related allowance recorded	0	0
Average Recorded Investment with an allowance recorded	2,265	1,413
Interest Income Recognized with an allowance recorded	42	0
Average Recorded Investment	2,579	1,761
Interest Income Recognized	42	0
Commercial and Industrial [Member]
Recorded Investment with no related allowance recorded	92		0
Unpaid Principal Balance with no related allowance recorded	123		0
Recorded Investment with an allowance recorded	264		339
Unpaid Principal Balance with an allowance recorded	279		363
Related Allowance	116		95
Recorded Investment	356		339
Unpaid Principal Balance	402		363
Average Recorded Investment with no related allowance recorded	46	1,490
Interest Income Recognized with no related allowance recorded	1	0
Average Recorded Investment with an allowance recorded	301	155
Interest Income Recognized with an allowance recorded	2	0
Average Recorded Investment	347	1,645
Interest Income Recognized	3	0
Consumer Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	0		0
Unpaid Principal Balance with no related allowance recorded	0		0
Recorded Investment with an allowance recorded	32		14
Unpaid Principal Balance with an allowance recorded	32		15
Related Allowance	3		2
Recorded Investment	32		14
Unpaid Principal Balance	32		15
Average Recorded Investment with no related allowance recorded	0	0
Interest Income Recognized with no related allowance recorded	0	0
Average Recorded Investment with an allowance recorded	23	4
Interest Income Recognized with an allowance recorded	0	0
Average Recorded Investment	23	4
Interest Income Recognized	0	0
Construction Real Estate [Member]
Recorded Investment with no related allowance recorded	0		0
Unpaid Principal Balance with no related allowance recorded	0		0
Recorded Investment with an allowance recorded	0		0
Unpaid Principal Balance with an allowance recorded	0		0
Related Allowance	0		0
Recorded Investment	0		0
Unpaid Principal Balance	0		0
Average Recorded Investment with no related allowance recorded	0	40
Interest Income Recognized with no related allowance recorded	0	0
Average Recorded Investment with an allowance recorded	0	0
Interest Income Recognized with an allowance recorded	0	0
Average Recorded Investment	0	40
Interest Income Recognized	0	0
Commercial Real Estate Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	0		94
Unpaid Principal Balance with no related allowance recorded	0		94
Recorded Investment with an allowance recorded	157		179
Unpaid Principal Balance with an allowance recorded	157		179
Related Allowance	8		9
Recorded Investment	157		273
Unpaid Principal Balance	157		273
Average Recorded Investment with no related allowance recorded	47	2,238
Interest Income Recognized with no related allowance recorded	0	3
Average Recorded Investment with an allowance recorded	168	778
Interest Income Recognized with an allowance recorded	3	4
Average Recorded Investment	215	3,016
Interest Income Recognized	3	7
Residential Portfolio Segment [Member]
Recorded Investment with no related allowance recorded	0		164
Unpaid Principal Balance with no related allowance recorded	0		172
Recorded Investment with an allowance recorded	1,853		2,027
Unpaid Principal Balance with an allowance recorded	1,907		2,084
Related Allowance	167		146
Recorded Investment	1,853		2,191
Unpaid Principal Balance	1,907		$ 2,256
Average Recorded Investment with no related allowance recorded	82	166
Interest Income Recognized with no related allowance recorded	0	1
Average Recorded Investment with an allowance recorded	1,940	2,488
Interest Income Recognized with an allowance recorded	17	17
Average Recorded Investment	2,022	2,654
Interest Income Recognized	$ 17	$ 18

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans by Loan Category (Details) - USD ($) $ in Thousands		Mar. 31, 2022		Dec. 31, 2021	Mar. 31, 2021
Loans		$ 1,027,406		$ 1,016,848	$ 1,035,083
Loan 90 days and accruing		0		0
Agricultural [Member]
Loans		61,618		64,819	46,686
Loan 90 days and accruing		0		0
Commercial and Industrial [Member]
Loans		198,914		203,024	298,050
Loan 90 days and accruing		0		0
Consumer Portfolio Segment [Member]
Loans		36,151		35,174	32,330
Loan 90 days and accruing		0		0
Commercial Real Estate Portfolio Segment [Member]
Loans		537,252		525,884	462,421
Loan 90 days and accruing		0		0
Construction Real Estate [Member]
Loans		15,669		19,066	15,670
Loan 90 days and accruing		0		0
Residential Portfolio Segment [Member]
Loans		177,802		168,881	$ 179,926
Loan 90 days and accruing		0		0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans		2,098	[1]	3,151
Financial Asset, 30 to 59 Days Past Due [Member] | Agricultural [Member]
Loans	[1]	0		0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial and Industrial [Member]
Loans	[1]	0		21
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans	[1]	66		70
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	0		422
Financial Asset, 30 to 59 Days Past Due [Member] | Construction Real Estate [Member]
Loans	[1]	0		1,149
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans	[1]	2,032		1,489
Financial Asset, 60 to 89 Days Past Due [Member]
Loans		121	[1]	1,569
Financial Asset, 60 to 89 Days Past Due [Member] | Agricultural [Member]
Loans	[1]	0		0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial and Industrial [Member]
Loans	[1]	93		0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans	[1]	0		15
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	0		13
Financial Asset, 60 to 89 Days Past Due [Member] | Construction Real Estate [Member]
Loans	[1]	0		1,235
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans	[1]	28		306
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		117	[1]	821
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agricultural [Member]
Loans	[1]	0		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial and Industrial [Member]
Loans	[1]	85		88
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans	[1]	32		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	0		279
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Real Estate [Member]
Loans	[1]	0		0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans	[1]	0		454
Financial Asset, Past Due [Member]
Loans		2,336	[1]	5,541
Financial Asset, Past Due [Member] | Agricultural [Member]
Loans	[1]	0		0
Financial Asset, Past Due [Member] | Commercial and Industrial [Member]
Loans	[1]	178		109
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member]
Loans	[1]	98		85
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	0		714
Financial Asset, Past Due [Member] | Construction Real Estate [Member]
Loans	[1]	0		2,384
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member]
Loans	[1]	2,060		2,249
Financial Asset, Not Past Due [Member]
Loans		1,025,070		1,011,307
Financial Asset, Not Past Due [Member] | Agricultural [Member]
Loans		61,618		64,819
Financial Asset, Not Past Due [Member] | Commercial and Industrial [Member]
Loans		198,736		202,915
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		36,053		35,089
Financial Asset, Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		537,252		525,170
Financial Asset, Not Past Due [Member] | Construction Real Estate [Member]
Loans		15,669		16,682
Financial Asset, Not Past Due [Member] | Residential Portfolio Segment [Member]
Loans		$ 175,742		$ 166,632
[1]	Includes nonaccrual loans.

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Nonaccrual Loan by Loan Category (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Nonaccrual loans	$ 1,167	$ 1,727
Agricultural [Member]
Nonaccrual loans	314	313
Commercial and Industrial [Member]
Nonaccrual loans	205	285
Consumer Portfolio Segment [Member]
Nonaccrual loans	32	0
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual loans	0	279
Residential Portfolio Segment [Member]
Nonaccrual loans	$ 616	$ 850

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Acquired Portfolio and the Acquisition Fair Value Adjustments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jul. 01, 2020	Oct. 01, 2019
County Bank Corp ("County") [Member]
Loans acquired - contractual payments						$ 395,123
Nonaccretable difference						(2,928)
Expected cash flows						392,195
Accretable yield						(2,079)
Carrying balance at acquisition date						390,116
Balance	$ 1,717	$ 1,659	$ 2,004	$ 0
Merger				2,079
Accretion	(253)	(342)	(345)	(75)
Transfer from non-accretable to accretable yield	400	400
Balance	1,864	1,717	1,659	2,004
County Bank Corp ("County") [Member] | Acquired Impaired [Member]
Loans acquired - contractual payments						7,729
Nonaccretable difference						(2,928)
Expected cash flows						4,801
Accretable yield						(185)
Carrying balance at acquisition date						4,616
Balance	288	135	185	0
Merger				185
Accretion	(102)	(247)	(50)	0
Transfer from non-accretable to accretable yield	400	400
Balance	586	288	135	185
County Bank Corp ("County") [Member] | Acquired Non-Impaired [Member]
Loans acquired - contractual payments						387,394
Nonaccretable difference						0
Expected cash flows						387,394
Accretable yield						(1,894)
Carrying balance at acquisition date						$ 385,500
Balance	1,429	1,524	1,819	0
Merger				1,894
Accretion	(151)	(95)	(295)	(75)
Transfer from non-accretable to accretable yield	0	0
Balance	1,278	1,429	1,524	1,819
Community Shores Bank Corp ("Community Shores") [Member]
Loans acquired - contractual payments					$ 178,986
Nonaccretable difference					(2,719)
Expected cash flows					176,267
Accretable yield					(1,465)
Carrying balance at acquisition date					174,802
Balance	719	1,298	0
Merger			1,465
Accretion	(302)	(579)	(167)
Transfer from non-accretable to accretable yield	874
Balance	1,291	719	1,298	0
Community Shores Bank Corp ("Community Shores") [Member] | Acquired Impaired [Member]
Loans acquired - contractual payments					20,491
Nonaccretable difference					(2,719)
Expected cash flows					17,772
Accretable yield					(869)
Carrying balance at acquisition date					16,903
Balance	522	843	0
Merger			869
Accretion	(302)	(321)	(26)
Transfer from non-accretable to accretable yield	874
Balance	1,094	522	843	0
Community Shores Bank Corp ("Community Shores") [Member] | Acquired Non-Impaired [Member]
Loans acquired - contractual payments					158,495
Nonaccretable difference					0
Expected cash flows					158,495
Accretable yield					(596)
Carrying balance at acquisition date					$ 157,899
Balance	197	455	0
Merger			596
Accretion	0	(258)	(141)
Transfer from non-accretable to accretable yield	0
Balance	$ 197	$ 197	$ 455	$ 0

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details Textual) - shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Share-Based Payment Arrangement, Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	12,000	0
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0

Note 4 - Earnings Per Share - C

Note 4 - Earnings Per Share - Computation of Basic Earnings Per Share and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 5,528	$ 6,238
Weighted average common shares outstanding (in shares)	7,495,464	7,801,058
Basic earnings per share (Note 4) (in dollars per share)	$ 0.74	$ 0.80
Net income	$ 5,528	$ 6,238
Plus dilutive stock options and restricted stock units (in shares)	21,461	9,732
Weighted average common shares outstanding and potentially dilutive shares (in shares)	7,516,925	7,810,790
Diluted earnings per share (Note 4) (in dollars per share)	$ 0.74	$ 0.80

Note 5 - Financial Instrument_2

Note 5 - Financial Instruments - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Equity securities, at fair value (Note 2)	$ 8,282	$ 8,492
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
Loans to other financial institutions	0	42,632
Deposits – noninterest-bearing	565,657	560,931
Deposits – interest-bearing	1,579,944	1,491,363
Reported Value Measurement [Member]
Cash and cash equivalents	89,976	31,887
Equity securities, at fair value (Note 2)	8,282	8,492
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
Securities held to maturity	429,918
Reserve Bank stock	8,557	8,888
Loans held for sale	13,450	9,351
Loans to other financial institutions	0	42,632
Loans, net	1,019,805	1,009,160
Accrued interest receivable	9,382	8,211
Interest rate lock commitments	167	172
Mortgage Loan Servicing Rights	4,680	4,666
Deposits – noninterest-bearing	565,657	560,931
Deposits – interest-bearing	1,579,944	1,491,363
Borrowings	0
Subordinated debentures	35,078	35,017
Accrued interest payable	181	441
Borrowings		50,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	89,976	31,887
Equity securities, at fair value (Note 2)	8,282	8,492
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
Securities held to maturity	397,911
Reserve Bank stock	8,557	8,888
Loans held for sale	13,853	9,632
Loans to other financial institutions	0	42,632
Loans, net	1,001,696	999,393
Accrued interest receivable	9,382	8,211
Interest rate lock commitments	167	172
Mortgage Loan Servicing Rights	5,537	5,522
Deposits – noninterest-bearing	565,657	560,931
Deposits – interest-bearing	1,577,909	1,491,135
Borrowings	0
Subordinated debentures	31,350	33,414
Accrued interest payable	181	441
Borrowings		50,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	89,976	31,887
Equity securities, at fair value (Note 2)	6,515	6,724
Securities available for sale, at fair value (Note 2)	0	0
Securities held to maturity	0
Reserve Bank stock	0	0
Loans held for sale	0	0
Loans to other financial institutions	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Interest rate lock commitments	0	0
Mortgage Loan Servicing Rights	0	0
Deposits – noninterest-bearing	0	0
Deposits – interest-bearing	0	0
Borrowings	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Equity securities, at fair value (Note 2)	0	0
Securities available for sale, at fair value (Note 2)	641,048	1,077,835
Securities held to maturity	380,447
Reserve Bank stock	8,557	8,888
Loans held for sale	13,853	9,632
Loans to other financial institutions	0	42,632
Loans, net	0	0
Accrued interest receivable	9,382	8,211
Interest rate lock commitments	167	172
Mortgage Loan Servicing Rights	5,537	5,522
Deposits – noninterest-bearing	565,657	560,931
Deposits – interest-bearing	1,577,909	1,491,135
Borrowings	0
Subordinated debentures	31,350	33,414
Accrued interest payable	181	441
Borrowings		50,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Equity securities, at fair value (Note 2)	1,767	1,768
Securities available for sale, at fair value (Note 2)	0	21,050
Securities held to maturity	17,464
Reserve Bank stock	0	0
Loans held for sale	0	0
Loans to other financial institutions	0	0
Loans, net	1,001,696	999,393
Accrued interest receivable	0	0
Interest rate lock commitments	0	0
Mortgage Loan Servicing Rights	0	0
Deposits – noninterest-bearing	0	0
Deposits – interest-bearing	0	0
Borrowings	0
Subordinated debentures	0	0
Accrued interest payable	$ 0	0
Borrowings		$ 0

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Equity securities, at fair value (Note 2)	$ 8,282	$ 8,492
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
US Treasury and Government [Member]
Securities available for sale, at fair value (Note 2)	0	2,008
US Treasury Securities [Member]
Securities available for sale, at fair value (Note 2)	86,491	91,979
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	312,388	534,847
Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	226,669	433,115
Corporate Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	1,255	20,642
Asset-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	14,245	16,294
Fair Value, Recurring [Member]
Securities available for sale, at fair value (Note 2)	641,048	1,098,885
Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities, at fair value (Note 2)	8,282	8,492
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale, at fair value (Note 2)	0	2,008
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale, at fair value (Note 2)	86,491	91,979
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	312,388	534,847
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	226,669	433,115
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	1,255	20,642
Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	14,245	16,294
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities, at fair value (Note 2)	6,515	6,724
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale, at fair value (Note 2)	641,048	1,077,835
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale, at fair value (Note 2)	0	2,008
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale, at fair value (Note 2)	86,491	91,979
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	312,388	514,797
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	226,669	433,115
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	1,255	19,642
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	14,245	16,294
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale, at fair value (Note 2)	0	21,050
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Equity Securities [Member]
Equity securities, at fair value (Note 2)	1,767	1,768
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Treasury Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	0	20,050
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Securities available for sale, at fair value (Note 2)	0	1,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Securities available for sale, at fair value (Note 2)	$ 0	$ 0

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Equity Securities [Member]
Balance	$ 1,768	$ 1,485
Total realized and unrealized gains included in income	(1)	(40)
Net purchases, sales, calls, and maturities	0	500
Net transfers into Level 3	0	0
Balance	1,767	1,945
Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	(1)	(40)
Net transfers into Level 3	0	0
Available-for-Sale Securities [Member]
Balance	21,050	11,423
Net purchases, sales, calls, and maturities	0	2,453
Net transfers into Level 3	0	0
Balance	0	13,606
Amount of total losses for the period included in earning attributable to the change in unrealized gains (losses) relating to assets and liabilities still held at March 31	0	(270)
Total unrealized gains included in other comprehensive income	0	(270)
Net transfers into Level 3	0	0
Transfer to held to maturity	$ (21,050)	$ 0

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Impaired Loans	$ 4,940	$ 5,433
Other Real Estate	172	194
Mortgage Loan Servicing Rights	4,680	4,666
Fair Value, Inputs, Level 1 [Member]
Impaired Loans	0	0
Other Real Estate	0	0
Mortgage Loan Servicing Rights	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired Loans	0	0
Other Real Estate	0	0
Mortgage Loan Servicing Rights	4,680	4,666
Fair Value, Inputs, Level 3 [Member]
Impaired Loans	4,940	5,433
Other Real Estate	172	194
Mortgage Loan Servicing Rights	$ 0	$ 0

Note 7 - Revenue from Contrac_3

Note 7 - Revenue from Contracts with Customers - Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Noninterest income from contracts with customers within the scope of ASC 606	$ 2,719	$ 2,495
Noninterest income within the scope of other GAAP topics	1,126	3,105
Total noninterest income	3,845	5,600
Service Charges and Fees on Deposit Accounts [Member]
Noninterest income from contracts with customers within the scope of ASC 606	1,031	785
Interchange Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	1,157	1,135
Investment Commission Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	205	236
Trust Fee Income [Member]
Noninterest income from contracts with customers within the scope of ASC 606	178	173
Other Charges and Fees for Customer Services [Member]
Noninterest income from contracts with customers within the scope of ASC 606	$ 148	$ 166

Note 8 - Subsequent Events (Det

Note 8 - Subsequent Events (Details Textual) - USD ($) $ in Millions	Apr. 21, 2022	Mar. 31, 2022	Dec. 31, 2021
Federal Fund Rate, Increase Rate		0.25%
OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax		$ 42.8	$ 3.3
Interest Rate Cap [Member] | Subsequent Event [Member]
Derivative, Notional Amount	$ 200
Derivative, Term of Contract (Year)	8 years
Interest Rate Cap [Member] | Subsequent Event [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Derivative, Cap Interest Strike Price	2.68%
Pay-fixed Interest Rate Swap [Member] | Subsequent Event [Member]
Derivative, Notional Amount	$ 200
Derivative, Term of Contract (Year)	8 years
Pay-fixed Interest Rate Swap [Member] | Subsequent Event [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Derivative, Forward Swap, Coupon Rate	2.75%
Receive-fixed Interest Rate Swap [Member] | Subsequent Event [Member]
Derivative, Notional Amount	$ 200
Derivative, Forward Swap, Coupon Rate	2.41%