Codorus Valley Bancorp (CVLY) 10-Q 2 Nov 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Oct. 23, 2020
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Document Transition Report	false
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity File Number	0-15536
Entity Registrant Name	CODORUS VALLEY BANCORP, INC.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2428543
Entity Address, Address Line One	105 Leader Heights Road
Entity Address, Address Line Two	P.O. Box 2887
Entity Address, City or Town	York
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17405-2287
City Area Code	717
Local Phone Number	747-1519
Title of 12(b) Security	Common Stock, $2.50 par value
Trading Symbol	CVLY
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,795,362
Entity Central Index Key	0000806279
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Interest bearing deposits with banks	$ 222,143	$ 110,742
Cash and due from banks	19,366	20,849
Total cash and cash equivalents	241,509	131,591
Securities, available-for-sale	197,796	159,675
Restricted investment in bank stocks, at cost	2,593	4,551
Loans held for sale	13,817	11,803
Loans (net of deferred fees of $7,547 - 2020 and $3,463 - 2019)	1,575,011	1,505,135
Less-allowance for loan losses	(20,909)	(21,066)
Net loans	1,554,102	1,484,069
Premises and equipment, net	25,785	25,967
Operating leases right-of-use assets	2,534	3,021
Goodwill	2,301	2,301
Other assets	68,534	63,567
Total assets	2,108,971	1,886,545
Deposits
Noninterest bearing	404,125	273,968
Interest bearing	1,441,748	1,316,596
Total deposits	1,845,873	1,590,564
Short-term borrowings	9,309	7,925
Long-term debt	46,613	81,632
Operating leases liabilities	2,669	3,184
Other liabilities	10,246	12,072
Total liabilities	1,914,710	1,695,377
Shareholders' equity
Preferred stock, par value $2.50 per share; 1,000,000 shares authorized; shares issued and outstanding: 0 at September 30, 2020 and 0 at December 31, 2019	0	0
Common stock, par value $2.50 per share; 30,000,000 shares authorized; Shares issued: 9,795,542 at September 30, 2020 and 9,755,976 at December 31, 2019; and shares outstanding: 9,795,362 at September 30, 2020 and 9,755,976 at December 31, 2019	24,489	24,390
Additional paid-in capital	141,184	140,450
Retained earnings	24,601	25,019
Accumulated other comprehensive income	3,989	1,309
Treasury stock, at cost; 180 shares at September 30, 2020	(2)	0
Total shareholders' equity	194,261	191,168
Total liabilities and shareholders' equity	$ 2,108,971	$ 1,886,545

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Loans, deferred fees	$ 7,547	$ 3,463
Shareholders' equity
Preferred stock, par value	$ 2.50	$ 2.50
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	9,795,542	9,755,976
Common stock, shares outstanding	9,795,362	9,755,976
Treasury stock, at cost, shares	180

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income
Loans, including fees	$ 17,589	$ 19,847	$ 54,233	$ 59,331
Investment securities:
Taxable	616	780	2,197	2,200
Tax-exempt	113	152	380	532
Dividends	36	85	131	292
Other	57	602	497	1,522
Total interest income	18,411	21,466	57,438	63,877
Interest expense
Deposits	3,111	4,815	10,888	14,051
Federal funds purchased and other short-term borrowings	9	11	29	31
Long-term debt	310	627	1,273	2,008
Total interest expense	3,430	5,453	12,190	16,090
Net interest income	14,981	16,013	45,248	47,787
Provision for loan losses	1,930	0	13,915	2,250
Net interest income after provision for loan losses	13,051	16,013	31,333	45,537
Noninterest income
Trust and investment services fees	992	921	2,932	2,642
Income from mutual fund, annuity and insurance sales	287	255	797	786
Service charges on deposit accounts	1,182	1,239	3,287	3,605
Income from bank owned life insurance	286	301	851	960
Other income	215	443	1,136	1,497
Gain on sales of loans held for sale	1,282	312	2,134	849
Gain (loss) on sales of securities	0	2	65	(1)
Total noninterest income	4,244	3,473	11,202	10,338
Noninterest expense
Personnel	7,470	7,849	22,471	22,946
Occupancy of premises, net	805	865	2,596	2,728
Furniture and equipment	856	787	2,550	2,334
Postage, stationery and supplies	160	190	582	549
Professional and legal	298	272	748	603
Marketing	352	441	988	1,164
FDIC insurance	325	5	664	465
Debit card processing	344	263	1,017	903
Charitable donations	65	337	1,030	1,316
Telecommunications	122	124	387	380
External data processing	631	649	2,039	1,821
(Gain)/loss on foreclosed real estate, including provision for (recovery of) losses	3	10	(170)	144
Impaired loan carrying costs	128	14	604	145
Other	1,070	1,045	2,572	2,418
Total noninterest expense	12,629	12,851	38,078	37,916
Income before income taxes	4,666	6,635	4,457	17,959
Provision for income taxes	1,042	1,432	772	3,806
Net income	$ 3,624	$ 5,203	$ 3,685	$ 14,153
Net income per share, basic	$ 0.37	$ 0.53	$ 0.38	$ 1.43
Net income per share, diluted	$ 0.37	$ 0.52	$ 0.38	$ 1.42

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Consolidated Statements Of Comprehensive Income [Abstract]
Net income		$ 3,624	$ 5,203	$ 3,685	$ 14,153
Securities available for sale:
Net unrealized holding (losses) gains arising during the period (net of tax expense (benefit))		(452)	619	2,731	3,734
Reclassification adjustment for (gains) losses included in net income (net of tax expense (benefit))	[1],[2]	0	(2)	(51)	1
Net unrealized (losses) gains		(452)	617	2,680	3,735
Comprehensive income		$ 3,172	$ 5,820	$ 6,365	$ 17,888
[1]	Amounts are included in net gain on sales of securities on the Consolidated Statements of Income within noninterest income.
[2]	Income tax amounts are included in the provision for income taxes on the Consolidated Statements of Income.

Consolidated Statements Of Co_2

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Securities available for sale:
Net unrealized holding (losses) gains arising during the period, tax expense (benefit)	$ (120)	$ 164	$ 726	$ 992
Reclassification adjustment for (gains) losses included in net income, tax expense (benefit)	$ 0	$ 0	$ 14	$ 0

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income	$ 3,685	$ 14,153
Adjustments to reconcile net income to net cash provided by operations:
Depreciation/amortization	2,072	1,964
Net amortization of premiums on securities	686	232
Amortization of deferred loan origination fees and costs	(2,255)	(974)
Net amortization of operating lease right of use assets	484	446
Net amortization of finance lease right of use assets	36	40
Net change in operating lease liabilities	(500)	(456)
Provision for loan losses	13,915	2,250
Provision for losses on foreclosured real estate	18	26
Increase in bank owned life insurance	(851)	(960)
Originations of mortgage loans held for sale	(80,926)	(27,789)
Originations of SBA loans held for sale	(841)	(6,766)
Proceeds from sales of mortgage loans held for sale	81,649	26,289
Proceeds from sales of SBA loans held for sale	140	3,286
Gain on sales of mortgage loans held for sale	(2,125)	(596)
Gain on sales of SBA loans held for sale	(9)	(253)
Loss (gain) on disposal of premises and equipment	79	(15)
(Gain) loss on sales of securities, available-for-sale	(65)	1
Gain on sales of foreclosed real estate	(216)	0
Loss on lease write-off	8	0
Stock-based compensation	390	395
(Increase) decrease in interest receivable	(3,108)	577
(Increase) in other assets	(2,446)	(87)
(Decrease) increase in interest payable	(274)	28
(Decrease) increase in other liabilities	(1,554)	1,149
Net cash provided by operating activities	7,992	12,940
Cash flows from investing activities
Purchases of securities, available-for-sale	(107,828)	(111,466)
Maturities, repayments and calls of securities, available-for-sale	50,801	90,859
Sales of securities, available-for-sale	21,679	11,776
Net decrease in restricted investment in bank stock	1,958	1,371
Net increase in loans made to customers	(81,802)	(4,222)
Purchases of premises and equipment	(2,004)	(2,747)
Investment in bank owned life insurance	(7)	(6,836)
Proceeds from sales of foreclosed real estate	1,116	111
Net cash used in investing activities	(116,087)	(21,154)
Cash flows from financing activities
Net increase (decrease) in demand and savings deposits	248,060	(9,492)
Net increase in time deposits	7,249	74,236
Net increase in short-term borrowings	1,384	1,808
Repayment of long-term debt	(35,000)	(20,000)
Net change in finance lease liabilities	(19)	(32)
Cash dividends paid to shareholders	(4,103)	(4,533)
Payment of taxes related to stock withheld	(4)	0
Treasury stock reissued	89	213
Treasury stock purchased	(87)	(3,530)
Issuance of stock	444	108
Net cash provided by financing activities	218,013	38,778
Net increase in cash and cash equivalents	109,918	30,564
Cash and cash equivalents at beginning of year	131,591	96,782
Cash and cash equivalents at end of period	$ 241,509	$ 127,346

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Total
Balance (Accounting Standards Update 2016-02 [Member]) at Dec. 31, 2018			$ (199)				$ (199)
Balance at Dec. 31, 2018	$ 23,629	$ 134,506		$ 22,837	$ (2,226)	$ 0		$ 178,746
Net income				4,091				4,091
Other comprehensive income (loss), net of tax					1,399			1,399
Cash dividends				(1,512)				(1,512)
Stock-based compensation		135						135
Forfeiture and withheld shares of restricted stock		2				(4)		(2)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	17	132						149
Balance at Mar. 31, 2019	23,646	134,775		25,217	(827)	(4)		182,807
Balance (Accounting Standards Update 2016-02 [Member]) at Dec. 31, 2018			$ (199)				$ (199)
Balance at Dec. 31, 2018	23,629	134,506		22,837	(2,226)	0		178,746
Net income								14,153
Other comprehensive income (loss), net of tax								3,735
Balance at Sep. 30, 2019	24,819	144,114		21,971	1,509	(3,040)		189,373
Balance at Mar. 31, 2019	23,646	134,775		25,217	(827)	(4)		182,807
Net income				4,859				4,859
Other comprehensive income (loss), net of tax					1,719			1,719
Cash dividends				(1,513)				(1,513)
Stock-based compensation		118						118
Repurchased stock						(762)		(762)
Forfeiture and withheld shares of restricted stock		5				(5)		0
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	9	128				9		146
Issuance of shares under the stock option plan		(69)				88		19
Issuance of shares under employee stock purchase plan		(14)				141		127
Balance at Jun. 30, 2019	23,655	134,943		28,563	892	(533)		187,520
Net income				5,203				5,203
Other comprehensive income (loss), net of tax					617			617
Cash dividends				(1,508)				(1,508)
5% common stock dividend, at fair value	1,164	9,123		(10,287)				0
Stock-based compensation		142						142
Repurchased stock						(2,768)		(2,768)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan		6				136		142
Issuance of shares under the stock option plan		(86)				111		25
Issuance of shares of stock-based compensation awards		(14)				14		0
Balance at Sep. 30, 2019	24,819	144,114		21,971	1,509	(3,040)		189,373
Balance at Dec. 31, 2019	24,390	140,450		25,019	1,309	0		191,168
Net income				(2,989)				(2,989)
Other comprehensive income (loss), net of tax					2,798			2,798
Cash dividends				(1,561)				(1,561)
Stock-based compensation		120						120
Repurchased stock						(87)		(87)
Forfeiture and withheld shares of restricted stock						(2)		(2)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	17	132						149
Issuance of shares of stock-based compensation awards	16	(16)						0
Balance at Mar. 31, 2020	24,423	140,686		20,469	4,107	(89)		189,596
Balance at Dec. 31, 2019	24,390	140,450		25,019	1,309	0		191,168
Net income								3,685
Other comprehensive income (loss), net of tax								2,680
Balance at Sep. 30, 2020	24,489	141,184		24,601	3,989	(2)		194,261
Balance at Mar. 31, 2020	24,423	140,686		20,469	4,107	(89)		189,596
Net income				3,050				3,050
Other comprehensive income (loss), net of tax					334			334
Cash dividends				(1,562)				(1,562)
Stock-based compensation		130						130
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	18	44				89		151
Issuance of shares under the stock option plan	2	3						5
Issuance of shares of stock-based compensation awards	(2)	2						0
Issuance of shares under employee stock purchase plan	28	103						131
Balance at Jun. 30, 2020	24,469	140,968		21,957	4,441	0		191,835
Net income				3,624				3,624
Other comprehensive income (loss), net of tax					(452)			(452)
Cash dividends				(980)				(980)
Stock-based compensation		139						139
Forfeiture and withheld shares of restricted stock						(2)		(2)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	18	79						97
Issuance of shares of stock-based compensation awards	2	(2)						0
Balance at Sep. 30, 2020	$ 24,489	$ 141,184		$ 24,601	$ 3,989	$ (2)		$ 194,261

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019
Consolidated Statements Of Changes In Shareholders' Equity [Abstract]
Cash dividends per share	$ 0.100	$ 0.160	$ 0.160	$ 0.152	$ 0.152	$ 0.152
Stock dividend, rate				5.00%
Withheld stock, in shares	180		102
Common stock dividend, shares at fair value				465,473
Repurchased stock, in shares			5,335	121,200	35,600
Issuance and reissuance of stock:
Shares under the dividend reinvestment and stock purchase plan	7,173	12,536	6,706	6,421	6,605	6,646
Shares under the employee stock option plan		1,000		5,221	4,221
Shares of stock-based compensation awards	771	(767)	6,468	679
Shares under employee stock purchase plan		11,116			6,694

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2020
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 1—Summary of Significant Accounting Policies Nature of Operations and Basis of Presentation The accompanying consolidated balance sheet at December 31, 2019 has been derived from audited financial statements, and the unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions to Form 10-Q, and Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 270. Accordingly, the interim financial statements do not include all of the financial information and notes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the interim consolidated financial statements include all adjustments necessary to present fairly the financial condition and results of operations for the reported periods, and all such adjustments are of a normal and recurring nature. Codorus Valley Bancorp, Inc. (“Corporation” or “Codorus Valley”) is a one-bank holding company headquartered in York, Pennsylvania that provides a full range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company (“PeoplesBank” or “Bank”). As of September 30, 2020, PeoplesBank operates one wholly-owned subsidiary, Codorus Valley Financial Advisors, Inc. d/b/a PeoplesWealth Advisors, which sells nondeposit investment products. In addition, PeoplesBank may periodically create nonbank subsidiaries for the purpose of temporarily holding foreclosed properties pending the liquidation of these properties. PeoplesBank operates under a state charter and is subject to regulation by the Pennsylvania Department of Banking and Securities, and the Federal Deposit Insurance Corporation. The Corporation is subject to regulation by the Federal Reserve Board and the Pennsylvania Department of Banking and Securities. The consolidated financial statements include the accounts of Codorus Valley and its wholly-owned bank subsidiary, PeoplesBank, and a wholly-owned nonbank subsidiary, SYC Realty Company, Inc. SYC Realty was inactive during the period ended September 30, 2020. The accounts of CVB Statutory Trust No. 1 and No. 2 are not included in the consolidated financial statements as discussed in Note 7—Short-Term Borrowings and Long-Term Debt. All significant intercompany account balances and transactions have been eliminated in consolidation. The accounting and reporting policies of Codorus Valley and subsidiaries conform to accounting principles generally accepted in the United States of America and have been followed on a consistent basis. These consolidated statements should be read in conjunction with the notes to the audited consolidated financial statements contained in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019. The results of operations for the three and nine months ended September 30, 2020 are not necessarily indicative of the results to be expected for the full year. In accordance with FASB ASC 855, the Corporation evaluated the events and transactions that occurred after the balance sheet date of September 30, 2020 and through the date these consolidated financial statements were issued, for items of potential recognition or disclosure. In December 2019, a coronavirus (COVID - 19) was reported in China, and, in March 2020, the World Health Organization declared it a pandemic. Since first being reported in China, the coronavirus has spread to additional countries including the United States. On March 13, 2020, President Trump declared the ongoing COVID–19 pandemic of sufficient severity and magnitude to warrant an emergency declaration for all states, territories, and the District of Columbia. In response, many state and local governments, including the Commonwealth of Pennsylvania and the State of Maryland, have instituted emergency restrictions that have substantially limited the operation of non - essential businesses and the activities of individuals. It has been widely reported that these restrictions have resulted in significant adverse effects for many different types of businesses, particularly those in the travel, hospitality and food and beverage industries, among many others, and has resulted in a significant number of layoffs and furloughs of employees nationwide and in the regions in which the Corporation operates. The ultimate effect of COVID - 19 on the local or broader economy is not known nor is the ultimate length of the restrictions described and any accompanying effects. Moreover, the Federal Reserve has taken action to lower the Federal Funds rate, which has negatively affected interest income and, therefore, earnings. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the full impact of the coronavirus outbreak, and there is no guarantee that the Corporation’s efforts to address the adverse impacts of the coronavirus will be effective. The extent of such impact will depend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and actions taken to contain the coronavirus or its impact, among others. The effect of COVID - 19 and related events, including those described above and those not yet known or knowable, could have a negative effect on the Corporation's business prospects, financial condition and results of operations, as a result of quarantines; market volatility; market downturns; changes in consumer behavior; business closures; deterioration in the credit quality of borrowers or the inability of borrowers to satisfy their obligations (and any related forbearances or restructurings that may be implemented); changes in the value of collateral securing outstanding loans; changes in the value of the investment securities portfolio; effects on key employees, including operational management personnel and those charged with preparing, monitoring and evaluating the Corporation's financial reporting and internal controls; declines in the demand for loans and other banking services and products; declines in demand resulting from adverse impacts of the disease on businesses deemed to be "non - essential" by governments; and branch or office closures and business interruptions. In addition, the adverse economic effects of the coronavirus may lead to an increase in credit risk on the Corporation’s commercial and residential loan portfolios. Likewise, the Corporation is also monitoring the fluctuations in the markets as it pertains to interest rates and fair value of our investments for other than temporary impairment (OTTI). To curtail the spread of the virus, we are currently operating with modified branch access and taking other precautionary measures. On March 27, 2020, the President of the United States signed into law the Coronavirus Aid, Relief and Economic Security (CARES) Act in response to the coronavirus pandemic. This legislation aims at providing relief for individuals and businesses that have been negatively impacted by the coronavirus pandemic. The CARES Act includes a provision for the Corporation to opt out of applying the TDR accounting guidance in ASC 310-40 for certain loan modifications. Loan modifications made between March 1, 2020 and the earlier of i) December 31, 2020 or ii) 60 days after the President declares a termination of the COVID-19 national emergency are eligible for this relief if the related loans were not more than 30 days past due as of December 31, 2019. While the Corporation continues to evaluate the disruption caused by the pandemic and impact of the CARES Act, these events may have a material adverse impact on the Corporation’s results of future operations, financial position, capital, and liquidity in fiscal year 2020. Further, a decrease in results of future operations may place a strain on the Corporation’s capital reserve ratios. Loans Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances less amounts charged off, net of an allowance for loan losses and any deferred fees or costs. Interest income is accrued on the unpaid principal balance. Generally, loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) over the contractual life of the loan. The loans receivable portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following industry classes: builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing and all other. Consumer loans consist of the following classes: residential mortgage, home equity and all other. Generally, for all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A past due loan may remain on accrual status if it is in the process of collection and well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income is reversed in the current year. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to the Corporation’s judgment as to the collectability of principal. Generally, nonaccrual loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments. Allowance for Loan Losses The allowance for loan losses represents the Corporation’s estimate of losses inherent in the loan portfolio as of the balance sheet date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectable are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. While the Corporation attributes a portion of the allowance to individual loans and groups of loans that it evaluates and determines to be impaired, the allowance is available to cover all charge-offs that arise from the loan portfolio. The allowance for loan losses is maintained at a level considered by management to be adequate to provide for probable incurred losses. The Corporation performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired, generally nonaccrual loans and troubled debt restructurings. For loans that are classified as impaired, an allowance is established when the collateral value (or discounted cash flows or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class, including commercial loans not considered impaired, as well as smaller balance homogeneous loans such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, adjusted for qualitative (environmental) risk factors. Historical loss rates are based on a two year rolling average of net charge-offs. Qualitative risk factors that supplement historical losses in the evaluation of loan pools are shown below. Each factor is assigned a value to reflect improving, stable or declining conditions based on the Corporation’s best judgment using relevant information available at the time of the evaluation.  Changes in international, US and local economies and business conditions  Changes in the value of collateral for collateral dependent loans  Changes in the level of concentrations of credit  Changes in the volume and severity of classified and past due loans  Changes in the nature and volume of the portfolio  Changes in collection, charge-off, and recovery procedures  Changes in underwriting standards and loan terms  Changes in the quality of the loan review system  Changes in the experience/ability of lending management and key lending staff  Regulatory and legal regulations that could affect the level of credit losses  Other pertinent environmental factors  Impact of COVID-19 pandemic As disclosed in Note 4—Loans, the Corporation engages in commercial and consumer lending. Loans are made within the Corporation’s primary market area and surrounding areas, and include the purchase of whole loan or participation interests in loans from other financial institutions. Commercial loans, which pose the greatest risk of loss to the Corporation, whether originated or purchased, are generally secured by real estate. Within the broad commercial loan segment, the builder & developer and commercial real estate investor loan classes generally present a higher level of risk than other commercial loan classifications. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties, unstable real estate prices and the dependency upon successful construction and sale or operation of the real estate project. As a result of the COVID-19 pandemic, the commercial loan segments of hotel/motel and the restaurant and recreation segments included under Other Commercial Loans currently present a higher level of risk than other commercial loan classifications. Within the consumer loan segment, junior (i.e., second) liens present a higher risk to the Corporation because economic and housing market conditions can adversely affect the underlying value of the collateral, which could render the Corporation under-secured or unsecured. In addition, economic and housing market conditions can adversely affect the ability of some borrowers to service their debt. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Corporation determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Loans that are deemed impaired are evaluated for impairment loss based on the net realizable value of the collateral, as applicable. Loans that are not collateral dependent will rely on the present value of expected future cash flows discounted at the loan’s effective interest rate to determine impairment loss. Large groups of smaller balance homogeneous loans such as residential mortgage loans, home equity loans and other consumer loans are collectively evaluated for impairment, unless they are classified as impaired. An allowance for loan losses is established for an impaired commercial loan if its carrying value exceeds its estimated fair value. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals of the underlying collateral. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the most recent appraisal and the condition of the property. Appraisals are generally discounted to provide for selling costs and other factors to determine an estimate of the net realizable value of the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. In instances when specific consumer related loans become impaired, they may be partially or fully charged off, which eliminates the need for a specific allowance. Loans whose terms are modified are classified as troubled debt restructurings if the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted under a troubled debt restructuring may involve an interest rate that is below the market rate given the associated credit risk of the loan or an extension of a loan’s stated maturity date. Loans classified as troubled debt restructurings are designated as impaired. Non-accrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for a reasonable period of time, generally six consecutive months after modification and future payments are reasonably assured. Foreclosed Real Estate Foreclosed real estate, included in other assets, is comprised of property acquired through a foreclosure proceeding or property that is acquired through in-substance foreclosure. Foreclosed real estate is initially recorded at fair value minus estimated costs to sell at the date of foreclosure, establishing a new cost basis. Any difference between the carrying value and the new cost basis is charged against the allowance for loan losses. Appraisals, obtained from an independent third party, are generally used to determine fair value. After foreclosure, management reviews valuations at least quarterly and adjusts the asset to the lower of cost or fair value minus estimated costs to sell through a valuation allowance or a write-down. Costs related to the improvement of foreclosed real estate are generally capitalized until the real estate reaches a saleable condition subject to fair value limitations. Revenue and expense from operations and changes in the valuation allowance are included in noninterest expense. When a foreclosed real estate asset is ultimately sold, any gain or loss on the sale is included in the income statement as a component of noninterest expense. At September 30, 2020 there was no foreclosed real estate. Included within loans receivable as of September 30, 2020 was a recorded investment of $ 209,000 of consumer mortgage loans secured by residential real estate properties, for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction. Mortgage Servicing Rights The mortgage servicing rights (MSRs) associated with the sold loans are included in other assets on the consolidated balance sheets at an amount equal to the estimated fair value of the contractual rights to service the mortgage loans. The MSR asset is amortized as a reduction to servicing income. The MSR asset is evaluated periodically for impairment and carried at the lower of amortized cost or fair value. A third party calculates fair value by discounting the estimated cash flows from servicing income using a rate consistent with the risk associated with these assets and an estimate of future net servicing income of the underlying loans. In the event that the amortized cost of the MSR asset exceeds the fair value of the asset, a valuation allowance would be established through a charge against servicing income. Subsequent fair value evaluations may determine that impairment has been reduced or eliminated, in which case the valuation allowance would be reduced through a credit to earnings. At September 30, 2020, the balance of residential mortgage loans serviced for third parties was $ 96,268,000 compared to $ 115,620,000 at December 31, 2019. Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2020 2019 2020 2019 Amortized cost: Balance at beginning of period $ 649 $ 905 $ 965 $ 925 Originations of mortgage servicing rights 29 87 84 211 Amortization expense ( 161 ) ( 56 ) ( 349 ) ( 139 ) Valuation allowance ( 31 ) ( 11 ) ( 214 ) ( 72 ) Balance at end of period $ 486 $ 925 $ 486 $ 925 Goodwill and Core Deposit Intangible Assets Goodwill arising from acquisitions is not amortized, but is subject to an annual impairment test. This test consists of a qualitative analysis. If the Corporation determines events or circumstances indicate that it is more likely than not that goodwill is impaired, a quantitative analysis must be completed. Analyses may also be performed between annual tests. Significant judgment is applied when goodwill is assessed for impairment. This judgment includes developing cash flow projections, selecting appropriate discount rates, identifying relevant market comparables, incorporating general economic and market conditions, and selecting an appropriate control premium. The Corporation completes its annual goodwill impairment test on October 1st of each year. Based upon a qualitative and quantitative analysis of goodwill, the Corporation concluded that the amount of recorded goodwill was not impaired as of October 1, 2020. Core deposit intangibles represent the value assigned to demand, interest checking, money market, and savings accounts acquired as part of an acquisition. The core deposit intangible value represents the future economic benefit of potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources and the alternative cost to grow a similar core deposit base. The core deposit intangible asset resulting from the merger with Madison Bancorp, Inc. was determined to have a definite life and is being amortized using the sum of the years’ digits method over ten years . All intangible assets must be evaluated for impairment if certain events or changes in circumstances occur. Any impairment write-downs would be recognized as expense on the consolidated statements of income. Revenue from Contracts with Customers Revenue from contracts with customers that are required to be recognized under FASB ASC Topic 606 - Revenue from Contracts with Customers (ASC 606) is measured based on consideration specified in a contract with a customer, and excludes any sales incentives and amounts collected on behalf of third parties. The Corporation recognizes revenue when it satisfies a performance obligation by transferring control over a product or service to a customer. The majority of the Corporation’s revenue-generating transactions are not within the scope of ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our mortgage servicing activities, as these activities are subject to other U.S. Generally Accepted Accounting Principles (GAAP) discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our consolidated statements of income as components of non-interest income are as follows: Trust and investment service fees – The Corporation provides trust, investment management custody and irrevocable life insurance trust services to customers. Such services are rendered in accordance with the underlying contracts for which fees are earned. The Corporation’s performance obligations are generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for services rendered is primarily received in the following month. Income from mutual fund, annuity and insurance sales – The Corporation sells mutual funds, annuity and insurance products to its customers. The Corporation’s performance obligation is met upon the signing of the product agreement and, in certain cases, a time component may exist when the customer has the right to rescind the agreement with or without penalty. The Corporation recognizes revenues upon delivery of the product or service unless there is a time component in which case revenues are recognized utilizing the expected value method. Payment for services rendered is primarily received in the following month. Service charges on deposits accounts – These represent general service fees for monthly account maintenance and activity- or transaction based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Other service charges include revenue from processing wire transfers, cashier’s checks and other services. Revenue is recognized when the performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to the customers’ accounts. Other noninterest income – The Corporation evaluated individual components of other noninterest income, such as credit card merchant fees, credit and gift card fees and ATM fees. Debit card income is primarily comprised of interchange fees earned whenever the Corporation’s debit cards are processed through payment networks, such as Visa. Credit and gift card income is realized through a third party provider who issues cards as private label in the Corporation’s name. ATM fees are primarily generated when a non-Corporation cardholder uses a Corporation ATM. The income is primarily comprised as a percentage of interchange fees earned whenever the issuer’s card is processed through card payment networks, such as Visa or Pulse. Merchant services income is realized through a third party service provider who is contracted by the Corporation under a referral arrangement. Such fees represent fees charged to merchants to process their debit card transactions. The Corporation’s performance obligation for these fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received within a one to three day lag or in the following month. Per Share Data All per share computations include the effect of stock dividends distributed. The computation of net income per share is provided in the table below. Three months ended Nine months ended September 30, September 30, (in thousands, except per share data) 2020 2019 2020 2019 Net income $ 3,624 $ 5,203 $ 3,685 $ 14,153 Weighted average shares outstanding (basic) 9,792 9,860 9,774 9,904 Effect of dilutive stock options 22 63 29 67 Weighted average shares outstanding (diluted) 9,814 9,923 9,803 9,971 Basic earnings per share $ 0.37 $ 0.53 $ 0.38 $ 1.43 Diluted earnings per share $ 0.37 $ 0.52 $ 0.38 $ 1.42 Comprehensive Income Accounting principles generally accepted in the United States require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheet, such items, along with net income, are components of comprehensive income. Cash Flow Information For purposes of the consolidated statements of cash flows, the Corporation considers interest bearing deposits with banks, cash and due from banks, and federal funds sold to be cash and cash equivalents. Supplemental cash flow information is provided in the table below. Nine months ended September 30, (dollars in thousands) 2020 2019 Cash paid during the period for: Income taxes $ 3,557 $ 3,610 Interest $ 12,464 $ 16,062 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 121 $ 0 Initial recognition of financing lease right-of-use assets $ 0 $ 1,358 Initial recognition of financing lease liabilities $ 0 $ 1,480 Initial recognition of operating lease right-of-use assets $ 186 $ 2,958 Initial recognition of operating lease liabilities $ 186 $ 3,035 Recent Accounting Pronouncements Pronouncements Adopted in 2020 In January 2017, the FASB issued Accounting Standards Update (ASU) 2017-04, Intangibles – Goodwill and Other (Topic 350). This standard simplifies the test for goodwill impairment by eliminating the requirement to calculate the implied fair value of goodwill, which currently is Step 2 of the goodwill impairment test. Instead, the goodwill impairment test will consist of a single quantitative step comparing the fair value of the reporting unit with its carrying amount. An entity should recognize a goodwill impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. The new standard is effective for annual and any interim goodwill impairment tests in reporting periods beginning after December 15, 2019. The Corporation adopted this standard effective January 1, 2020. The adoption of this standard did not have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement. The amendments in this update modify the disclosure requirements in Topic 820, Fair Value Measurement. The following disclosure requirements were removed: the amount of and reasons for transfers between Level 1 and Level 2, the policy for timing of transfers between levels, and the valuation processes for Level 3 fair value measurements. The following disclosure requirements were modified: for investments in certain entities that calculate net asset value, and entity is required to disclose the timing of liquidation of investee’s assets and the amendments clarify that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. The following disclosure requirements were added: the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The update is effective for fiscal years beginning after December 15, 2019. The adoption of this update did not have a material impact on the Corporation’s consolidated financial statements. In August 2018, the FASB issued ASU 2018-15, Intangibles-Goodwill and Other-Internal-Use Software. This standard aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with those incurred to develop or obtain internal-use software. This standard requires application of Subtopic 350-40 to determine which costs to implement the service contract would be capitalized as an asset and which costs would be expensed. The amendments in the update are effective for the years beginning after December 15, 2019. The adoption of this update did not have a material impact on its consolida

Securities

Securities	9 Months Ended
	Sep. 30, 2020
Securities [Abstract]
Securities	Note 2 – Securities A summary of securities available-for-sale at September 30, 2020 and December 31, 2019 is provided below. The securities available-for-sale portfolio is generally comprised of high quality debt instruments, principally obligations of the United States government or agencies thereof and investments in the obligations of states and municipalities. The majority of municipal bonds in the portfolio are general obligation bonds, which can draw upon multiple sources of revenue, including taxes, for payment. Only a few bonds are revenue bonds, which are dependent upon a single revenue stream for payment, but they are for critical services such as water and sewer. In many cases, municipal debt issues are insured or, in the case of school districts of selected states, backed by specific loss reserves. At September 30, 2020, 85 percent of the fair value of the municipal bond portfolio was concentrated in the Commonwealth of Pennsylvania and 12 percent was concentrated in the state of Texas. The portfolio was intentionally distributed to limit exposure with the largest issuer at $ 2.0 million. Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value September 30, 2020 Debt securities: U.S. Treasury notes $ 4,999 $ 22 $ 0 $ 5,021 U.S. agency 49,997 0 ( 1 ) 49,996 U.S. agency mortgage-backed, residential 112,311 4,645 ( 20 ) 116,936 State and municipal 20,948 301 ( 25 ) 21,224 Corporate debt 4,491 128 0 4,619 Total debt securities $ 192,746 $ 5,096 $ ( 46 ) $ 197,796 December 31, 2019 Debt securities: U.S. Treasury notes $ 9,834 $ 119 $ 0 $ 9,953 U.S. agency 15,000 0 ( 77 ) 14,923 U.S. agency mortgage-backed, residential 106,799 1,443 ( 87 ) 108,155 State and municipal 26,385 260 ( 1 ) 26,644 Total debt securities $ 158,018 $ 1,822 $ ( 165 ) $ 159,675 The amortized cost and estimated fair value of debt securities at September 30, 2020 by contractual maturity are shown below. Actual maturities may differ from contractual maturities if call options on select debt issues are exercised in the future. Mortgage-backed securities are included in the maturity categories based on average expected life. Available-for-sale Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 63,773 $ 63,803 Due after one year through five years 99,452 102,937 Due after five years through ten years 16,574 17,241 Due after ten years 12,947 13,815 Total debt securities $ 192,746 $ 197,796 Gross realized gains and losses on sales of securities available-for-sale are shown below. Realized gains and losses are computed on the basis of specific identification of the adjusted cost of each security and are shown net as a separate line item in the income statement. There were no proceeds from the sale of securities for the three months ended September 30, 2020. Proceeds from the sale of securities were $ 2,000,000 , with no related tax benefit for the three months ended September 30, 2019. Proceeds from the sale of securities were $ 21,679,000 , with a related tax expense of $ 14,000 for the nine months ended September 30, 2020. Proceeds from the sale of securities were $ 11,776,000 , with no related tax benefit or expense for the nine months ended September 30, 2019. Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2020 2019 2020 2019 Realized gains $ 0 $ 2 $ 124 $ 16 Realized losses 0 0 ( 59 ) ( 17 ) Net gains (losses) $ 0 $ 2 $ 65 $ ( 1 ) Investment securities having a carrying value of $ 188,300,000 and $ 128,427,000 on September 30, 2020 and December 31, 2019, respectively, were pledged to secure public and trust deposits, repurchase agreements and other short-term borrowings. The table below shows gross unrealized losses and fair value, aggregated by investment category and length of time, for securities that have been in a continuous unrealized loss position, at September 30, 2020 and December 31, 2019. Less than 12 months 12 months or more Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses September 30, 2020 Debt securities: U.S. agency 7 44,996 ( 1 ) 0 0 0 7 44,996 ( 1 ) U.S. agency mortgage-backed, residential 5 4,407 ( 20 ) 0 0 0 5 4,407 ( 20 ) State and municipal 5 2,808 ( 25 ) 0 0 0 5 2,808 ( 25 ) Total temporarily impaired debt securities, available-for-sale 17 $ 52,211 $ ( 46 ) 0 $ 0 $ 0 17 $ 52,211 $ ( 46 ) December 31, 2019 Debt securities: U.S. agency 1 4,983 ( 17 ) 2 9,940 ( 60 ) 3 14,923 ( 77 ) U.S. agency mortgage-backed, residential 12 21,821 ( 82 ) 2 1,163 ( 5 ) 14 22,984 ( 87 ) State and municipal 1 466 ( 1 ) 0 0 0 1 466 ( 1 ) Total temporarily impaired debt securities, available-for-sale 14 $ 27,270 $ ( 100 ) 4 $ 11,103 $ ( 65 ) 18 $ 38,373 $ ( 165 ) Securities available-for-sale are analyzed quarterly for possible other-than-temporary impairment. The analysis considers, among other factors: 1) whether the Corporation has the intent to sell its securities prior to market recovery or maturity; 2) whether it is more likely than not that the Corporation will be required to sell its securities prior to market recovery or maturity; 3) default rates/history by security type; 4) third-party securities ratings; 5) third-party guarantees; 6) subordination; 7) payment delinquencies; 8) nature of the issuer; and 9) current financial news. The Corporation believes that unrealized losses at September 30, 2020 were primarily the result of changes in market interest rates and that the Corporation has the ability to hold these investments for a time necessary to recover the amortized cost. Through September 30, 2020 the Corporation has collected all interest and principal on its investment securities as scheduled. The Corporation believes that collection of the contractual principal and interest is probable and, therefore, all impairment is considered to be temporary.

Restricted Investment In Bank S

Restricted Investment In Bank Stocks	9 Months Ended
	Sep. 30, 2020
Restricted Investment In Bank Stocks [Abstract]
Restricted Investment In Bank Stocks	Note 3—Restricted Investment in Bank Stocks Restricted stock, which represents required investments in the common stock of correspondent banks, is carried at cost and, as of September 30, 2020 and December 31, 2019, consisted primarily of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLBP”) and, to a lesser degree, Atlantic Community Bancshares, Inc. (“ACBI”), the parent company of Atlantic Community Bankers Bank (“ACBB”). Under the FHLBP’s Capital Plan member banks, including PeoplesBank, are required to maintain a minimum stock investment. The FHLBP uses a formula to determine the minimum stock investment, which is based on the volume of loans outstanding, unused borrowing capacity and other factors. The FHLBP paid dividends during the periods ended September 30, 2020 and 2019. The FHLBP restricts the repurchase of the excess capital stock of member banks. The amount of excess capital stock that can be repurchased from any member is currently the lesser of five percent of the member’s total capital stock outstanding or its excess capital stock outstanding. Management evaluates the restricted stock for impairment in accordance with FASB ASC Topic 942 . Management’s determination of whether these investments are impaired is based on their a ssessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. Using the FHLBP as an example, the determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as: (1) the significance of the decline in net assets of the FHLBP as compared to the capital stock amount for the FHLBP and the length of time this situation has persisted; (2) commitments by the FHLBP to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLBP; and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLBP. Management believes no impairment charge was necessary related to the restricted stock during the periods ended September 30, 2020 and 2019.

Loans

Loans	9 Months Ended
	Sep. 30, 2020
Loans [Abstract]
Loans	Note 4—Loans Loan Portfolio Composition The table below provides the composition of the loan portfolio at September 30, 2020 and December 31, 2019. The portfolio is comprised of two segments, commercial and consumer loans. The commercial loan segment is disaggregated by industry class which allows the Corporation to monitor risk and performance. Those industries representing the largest dollar investment and most risk are listed separately. The “Other” commercial loans category is comprised of various industries. The consumer related segment is comprised of residential mortgages, home equity and other consumer loans. The Corporation has not engaged in sub-prime residential mortgage originations. September 30, % Total December 31, % Total (dollars in thousands) 2020 Loans 2019 Loans Builder & developer $ 163,722 10.4 $ 159,312 10.6 Commercial real estate investor 200,666 12.7 207,227 13.8 Residential real estate investor 242,602 15.4 247,969 16.5 Hotel/Motel 78,991 5.0 80,260 5.3 Wholesale & retail 113,805 7.2 109,238 7.3 Manufacturing 95,906 6.1 86,511 5.7 Agriculture 78,321 5.0 80,719 5.4 Other 381,267 24.2 313,371 20.7 Total commercial related loans 1,355,280 86.0 1,284,607 85.3 Residential mortgages 97,012 6.2 94,868 6.3 Home equity 98,724 6.3 100,827 6.7 Other 23,995 1.5 24,833 1.7 Total consumer related loans 219,731 14.0 220,528 14.7 Total loans $ 1,575,011 100.0 $ 1,505,135 100.0 Loan Risk Ratings The Corporation’s internal risk rating system follows regulatory guidance as to risk classifications and definitions. Every approved loan is assigned a risk rating. Generally, risk ratings for commercial related loans and residential mortgages held for investment are determined by a formal evaluation of risk factors performed by the Corporation’s underwriting staff. For consumer loans, and commercial loans up to $500,000, the Corporation uses third-party credit scoring software models for risk rating purposes. The loan portfolio is monitored on a continuous basis by loan officers, loan review personnel and senior management. Adjustments of loan risk ratings are generally performed by the Special Asset Committee (the ‘Committee’), which includes senior management. The Committee, which typically meets at least quarterly, makes changes, as appropriate, to risk ratings when it becomes aware of credit events such as payment delinquency, cessation of a business or project, bankruptcy or death of the borrower, or changes in collateral value. In addition to review by the Committee, existing loans are monitored by the primary loan officer and loan review officer to determine if any changes, upward or downward, in risk ratings are appropriate. An external consultant is also used to review a portion of the existing portfolio and recommend rating changes as appropriate. Primary loan officers and internal loan review officers may downgrade existing loans, except to nonaccrual status. Only the Committee, Executive Chairman or President/CEO may downgrade a loan to nonaccrual status or upgrade a loan that is classified. The Corporation uses ten risk ratings to grade commercial loans. The first seven ratings, representing the lowest risk, are combined and given a “pass” rating. A pass rating is a satisfactory credit rating, which applies to a loan that is expected to perform in accordance with the loan agreement and has a low probability of loss. A loan rated “special mention” has a potential weakness which may, if not corrected, weaken the loan or inadequately protect the Corporation’s position at some future date. A loan rated “substandard” is inadequately protected by the current net worth or paying capacity of the borrower, or of the collateral pledged. A “substandard” loan has a well-defined weakness or weaknesses that could jeopardize liquidation of the loan, which exposes the Corporation to loss if the deficiencies are not corrected. When circumstances indicate that collection of the loan is doubtful, the loan is risk-rated “nonaccrual,” the accrual of interest income is discontinued, and any unpaid interest previously credited to income is reversed. The table below does not include the regulatory classification of “doubtful,” nor does it include the regulatory classification of “loss”, because the Corporation promptly charges off loan losses. The table below presents a summary of loan risk ratings by loan class at September 30, 2020 and December 31, 2019. Special (dollars in thousands) Pass Mention Substandard Nonaccrual Total September 30, 2020 Builder & developer $ 150,570 $ 10,843 $ 1,930 $ 379 $ 163,722 Commercial real estate investor 194,020 6,439 0 207 200,666 Residential real estate investor 238,059 1,300 136 3,107 242,602 Hotel/Motel 53,308 12,509 13,174 0 78,991 Wholesale & retail 103,926 8,796 1,083 0 113,805 Manufacturing 84,502 0 11,404 0 95,906 Agriculture 70,297 755 3,778 3,491 78,321 Other 355,831 2,297 12,740 10,399 381,267 Total commercial related loans 1,250,513 42,939 44,245 17,583 1,355,280 Residential mortgage 96,725 124 11 152 97,012 Home equity 98,093 56 0 575 98,724 Other 23,798 0 0 197 23,995 Total consumer related loans 218,616 180 11 924 219,731 Total loans $ 1,469,129 $ 43,119 $ 44,256 $ 18,507 $ 1,575,011 December 31, 2019 Builder & developer $ 151,672 $ 6,503 $ 252 $ 885 $ 159,312 Commercial real estate investor 201,967 3,890 1,145 225 207,227 Residential real estate investor 238,216 3,780 202 5,771 247,969 Hotel/Motel 67,732 12,528 0 0 80,260 Wholesale & retail 89,556 10,513 1,954 7,215 109,238 Manufacturing 76,721 1,058 7,597 1,135 86,511 Agriculture 76,350 1,123 404 2,842 80,719 Other 277,634 16,490 13,748 5,499 313,371 Total commercial related loans 1,179,848 55,885 25,302 23,572 1,284,607 Residential mortgage 94,388 131 74 275 94,868 Home equity 100,089 61 0 677 100,827 Other 24,600 0 7 226 24,833 Total consumer related loans 219,077 192 81 1,178 220,528 Total loans $ 1,398,925 $ 56,077 $ 25,383 $ 24,750 $ 1,505,135 Impaired Loans The table below presents a summary of impaired loans at September 30, 2020 and December 31, 2019. Generally, impaired loans are all loans risk rated nonaccrual or classified troubled debt restructuring. An allowance is established for individual loans that are commercial related where the Corporation has doubt as to the full recovery of the outstanding principal balance. Typically, impaired consumer related loans are partially or fully charged-off eliminating the need for specific allowance. The recorded investment represents outstanding unpaid principal loan balances adjusted for payments collected on a non-cash basis and charge-offs. With No Allowance With A Related Allowance Total Recorded Unpaid Recorded Unpaid Related Recorded Unpaid (dollars in thousands) Investment Principal Investment Principal Allowance Investment Principal September 30, 2020 Builder & developer $ 579 $ 631 $ 0 $ 0 $ 0 $ 579 $ 631 Commercial real estate investor 1,216 1,221 0 0 0 1,216 1,221 Residential real estate investor 2,653 2,681 454 468 242 3,107 3,149 Hotel/Motel 0 0 0 0 0 0 0 Wholesale & retail 238 238 0 0 0 238 238 Manufacturing 0 0 0 0 0 0 0 Agriculture 2,313 2,390 1,178 1,218 534 3,491 3,608 Other commercial 6,412 6,655 3,987 4,309 2,513 10,399 10,964 Total impaired commercial related loans 13,411 13,816 5,619 5,995 3,289 19,030 19,811 Residential mortgage 152 152 0 0 0 152 152 Home equity 575 592 0 0 0 575 592 Other consumer 197 206 0 0 0 197 206 Total impaired consumer related loans 924 950 0 0 0 924 950 Total impaired loans $ 14,335 $ 14,766 $ 5,619 $ 5,995 $ 3,289 $ 19,954 $ 20,761 December 31, 2019 Builder & developer $ 621 $ 651 $ 473 $ 474 $ 238 $ 1,094 $ 1,125 Commercial real estate investor 1,370 1,371 0 0 0 1,370 1,371 Residential real estate investor 734 753 5,037 5,137 1,873 5,771 5,890 Hotel/Motel 0 0 0 0 0 0 0 Wholesale & retail 273 273 7,184 7,811 2,537 7,457 8,084 Manufacturing 13 13 1,122 1,220 463 1,135 1,233 Agriculture 1,784 1,791 1,058 1,058 701 2,842 2,849 Other commercial 1,864 1,974 3,635 3,888 1,608 5,499 5,862 Total impaired commercial related loans 6,659 6,826 18,509 19,588 7,420 25,168 26,414 Residential mortgage 275 277 0 0 0 275 277 Home equity 677 677 0 0 0 677 677 Other consumer 226 231 0 0 0 226 231 Total impaired consumer related loans 1,178 1,185 0 0 0 1,178 1,185 Total impaired loans $ 7,837 $ 8,011 $ 18,509 $ 19,588 $ 7,420 $ 26,346 $ 27,599 The table below presents a summary of average impaired loans and related interest income that was included in net income for the three and nine months ended September 30, 2020 and 2019. With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Three months ended September 30, 2020 Builder & developer $ 585 9 70 0 $ 655 $ 9 Commercial real estate investor 1,244 16 0 0 1,244 16 Residential real estate investor 1,779 3 2,710 0 4,489 3 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 239 2 0 0 239 2 Manufacturing 0 0 0 0 0 0 Agriculture 2,337 37 1,200 0 3,537 37 Other commercial 5,696 33 3,805 0 9,501 33 Total impaired commercial related loans 11,880 100 7,785 0 19,665 100 Residential mortgage 152 2 0 0 152 2 Home equity 614 5 0 0 614 5 Other consumer 206 2 0 0 206 2 Total impaired consumer related loans 972 9 0 0 972 9 Total impaired loans $ 12,852 $ 109 $ 7,785 $ 0 $ 20,637 $ 109 Three months ended September 30, 2019 Builder & developer $ 1,281 $ 4 $ 243 $ 0 $ 1,524 $ 4 Commercial real estate investor 2,594 35 0 0 2,594 35 Residential real estate investor 588 4 5,113 0 5,701 4 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 244 2 7,317 0 7,561 2 Manufacturing 15 4 1,281 0 1,296 4 Agriculture 1,221 6 529 0 1,750 6 Other commercial 2,096 0 5,788 0 7,884 0 Total impaired commercial related loans 8,039 55 20,271 0 28,310 55 Residential mortgage 121 0 0 0 121 0 Home equity 575 5 0 0 575 5 Other consumer 278 4 0 0 278 4 Total impaired consumer related loans 974 9 0 0 974 9 Total impaired loans $ 9,013 $ 64 $ 20,271 $ 0 $ 29,284 $ 64 With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Nine months ended September 30, 2020 Builder & developer $ 771 31 189 0 $ 960 $ 31 Commercial real estate investor 1,296 56 0 0 1,296 56 Residential real estate investor 1,311 22 3,865 0 5,176 22 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 255 5 3,564 0 3,819 5 Manufacturing 6 3 537 0 543 3 Agriculture 2,217 95 1,106 0 3,323 95 Other commercial 4,257 71 3,719 0 7,976 71 Total impaired commercial related loans 10,113 283 12,980 0 23,093 283 Residential mortgage 183 5 0 0 183 5 Home equity 643 42 0 0 643 42 Other consumer 215 9 0 0 215 9 Total impaired consumer related loans 1,041 56 0 0 1,041 56 Total impaired loans $ 11,154 $ 339 $ 12,980 $ 0 $ 24,134 $ 339 Nine months ended September 30, 2019 Builder & developer $ 1,202 $ 32 $ 156 $ 0 $ 1,358 $ 32 Commercial real estate investor 3,102 103 0 0 3,102 103 Residential real estate investor 601 15 4,729 0 5,330 15 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 1,483 8 7,359 0 8,842 8 Manufacturing 342 13 1,462 0 1,804 13 Agriculture 939 17 265 0 1,204 17 Other commercial 4,849 0 5,329 0 10,178 0 Total impaired commercial related loans 12,518 188 19,300 0 31,818 188 Residential mortgage 335 9 0 0 335 9 Home equity 590 15 0 0 590 15 Other consumer 278 13 0 0 278 13 Total impaired consumer related loans 1,203 37 0 0 1,203 37 Total impaired loans $ 13,721 $ 225 $ 19,300 $ 0 $ 33,021 $ 225 Past Due and Nonaccrual The performance and credit quality of the loan portfolio is also monitored by using an aging schedule that shows the length of time a loan is past due. The table below presents a summary of past due loans, nonaccrual loans and current loans by loan segment and class at September 30, 2020 and December 31, 2019. ≥ 90 Days 30-59 60-89 Past Due Total Past Days Days and Due and Total (dollars in thousands) Past Due Past Due Accruing Nonaccrual Nonaccrual Current Loans September 30, 2020 Builder & developer $ 849 $ 78 $ 721 $ 379 $ 2,027 $ 161,695 $ 163,722 Commercial real estate investor 0 0 0 207 207 200,459 200,666 Residential real estate investor 0 0 0 3,107 3,107 239,495 242,602 Hotel/Motel 0 12,509 0 0 12,509 66,482 78,991 Wholesale & retail 30 0 0 0 30 113,775 113,805 Manufacturing 368 0 654 0 1,022 94,884 95,906 Agriculture 0 0 0 3,491 3,491 74,830 78,321 Other 0 25 0 10,399 10,424 370,843 381,267 Total commercial related loans 1,247 12,612 1,375 17,583 32,817 1,322,463 1,355,280 Residential mortgage 0 336 407 152 895 96,117 97,012 Home equity 143 131 0 575 849 97,875 98,724 Other 28 363 0 197 588 23,407 23,995 Total consumer related loans 171 830 407 924 2,332 217,399 219,731 Total loans $ 1,418 $ 13,442 $ 1,782 $ 18,507 $ 35,149 $ 1,539,862 $ 1,575,011 December 31, 2019 Builder & developer $ 0 $ 0 $ 43 $ 885 $ 928 $ 158,384 $ 159,312 Commercial real estate investor 0 0 0 225 225 207,002 207,227 Residential real estate investor 295 0 0 5,771 6,066 241,903 247,969 Hotel/Motel 0 0 0 0 0 80,260 80,260 Wholesale & retail 0 0 0 7,215 7,215 102,023 109,238 Manufacturing 409 0 0 1,135 1,544 84,967 86,511 Agriculture 14 0 0 2,842 2,856 77,863 80,719 Other 463 1,865 120 5,499 7,947 305,424 313,371 Total commercial related loans 1,181 1,865 163 23,572 26,781 1,257,826 1,284,607 Residential mortgage 0 70 104 275 449 94,419 94,868 Home equity 249 276 0 677 1,202 99,625 100,827 Other 750 68 13 226 1,057 23,776 24,833 Total consumer related loans 999 414 117 1,178 2,708 217,820 220,528 Total loans $ 2,180 $ 2,279 $ 280 $ 24,750 $ 29,489 $ 1,475,646 $ 1,505,135 Troubled Debt Restructurings Loans classified as troubled debt restructurings (TDRs) are designated impaired and arise when the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted with respect to these loans generally involve an extension of the maturity date or a below market interest rate relative to new debt with similar credit risk. Generally, these loans are secured by real estate. If repayment of the loan is determined to be collateral dependent, the loan is evaluated for impairment loss based on the fair value of the collateral. For loans that are not collateral dependent, the present value of expected future cash flows, discounted at the loan’s original effective interest rate, is used to determine any impairment loss. A nonaccrual TDR represents a nonaccrual loan, as previously defined, which includes an economic concession. Nonaccrual TDRs are restored to accrual status if principal and interest payments, under the modified terms, are current for six consecutive payments after the modification and future principal and interest payments are reasonably assured. In contrast, an accruing TDR represents a loan that, at the time of the modification, has a demonstrated history of payments and management believes that future loan payments are reasonably assured under the modified terms. TDRs included as impaired loan totaled $ 1,447,000 and $ 3,824,000 as of September 30, 2020 and September 30, 2019, respectively. There are no commitments to lend additional amounts to these TDRs as of September 30, 2020 and September 30, 2019. As of September 30, 2020, there are 3 modifications remaining for consumer loans totaling approximately $ 20,000 , 12 mortgage loans totaling approximately $ 4,200,000 and 88 commercial loans totaling approximately $ 93,100,000 under the CARES Act, which are not considered TDRs. The table below shows loans whose terms have been modified under TDRs during the three and nine months ended September 30, 2020 and 2019. The loan modified during 2019, detailed in the table below, was charged off in the third quarter of 2020. There were no defaults during the three and nine months ended September 30, 2020 and September 30, 2019 for TDRs entered into during the previous 12 month period. Modifications Pre-Modification Post-Modification Number Outstanding Outstanding Recorded of Recorded Recorded Investment (dollars in thousands) Contracts Investments Investments at Period End Three months ended: September 30, 2020 None September 30, 2019 None Nine months ended: September 30, 2020 None September 30, 2019 Commercial related loans accruing 1 $ 63 $ 63 $ 56

Allowance For Loan Losses

Allowance For Loan Losses	9 Months Ended
	Sep. 30, 2020
Allowance For Loan Losses [Abstract]
Allowance For Loan Losses	NOTE 5 – Allowance for Loan Losses The table below shows the activity in and the composition of the allowance for loan losses by loan segment and class detail as of and for the three and nine months ended September 30, 2020 and 2019. Allowance for Loan Losses July 1, 2020 September 30, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,376 $ 0 $ 0 $ ( 254 ) $ 2,122 Commercial real estate investor 2,732 0 0 ( 56 ) 2,676 Residential real estate investor 4,767 ( 1,641 ) 3 807 3,936 Hotel/Motel 1,530 0 0 6 1,536 Wholesale & retail 2,398 0 0 21 2,419 Manufacturing 901 0 0 29 930 Agriculture 1,112 0 0 38 1,150 Other commercial 4,610 ( 367 ) 0 1,293 5,536 Total commercial related loans 20,426 ( 2,008 ) 3 1,884 20,305 Residential mortgage 229 0 0 19 248 Home equity 297 ( 59 ) 0 56 294 Other consumer 94 ( 2 ) 7 ( 3 ) 96 Total consumer related loans 620 ( 61 ) 7 72 638 Unallocated ( 8 ) 0 0 ( 26 ) ( 34 ) Total $ 21,038 $ ( 2,069 ) $ 10 $ 1,930 $ 20,909 Allowance for Loan Losses July 1, 2019 September 30, 2019 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,708 $ ( 8 ) $ 0 $ ( 495 ) $ 2,205 Commercial real estate investor 2,568 0 0 60 2,628 Residential real estate investor 3,888 0 3 33 3,924 Hotel/Motel 746 0 0 2 748 Wholesale & retail 3,482 ( 24 ) 0 144 3,602 Manufacturing 1,355 0 0 ( 74 ) 1,281 Agriculture 556 0 0 819 1,375 Other commercial 5,145 0 0 ( 380 ) 4,765 Total commercial related loans 20,448 ( 32 ) 3 109 20,528 Residential mortgage 137 0 0 13 150 Home equity 272 ( 30 ) 69 ( 97 ) 214 Other consumer 160 ( 35 ) 15 20 160 Total consumer related loans 569 ( 65 ) 84 ( 64 ) 524 Unallocated 157 0 0 ( 45 ) 112 Total $ 21,174 $ ( 97 ) $ 87 $ 0 $ 21,164 Allowance for Loan Losses January 1, 2020 September 30, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,263 $ ( 844 ) $ 0 $ 703 $ 2,122 Commercial real estate investor 2,565 0 0 111 2,676 Residential real estate investor 4,632 ( 1,641 ) 9 936 3,936 Hotel/Motel 742 0 0 794 1,536 Wholesale & retail 3,575 ( 3,116 ) 7 1,953 2,419 Manufacturing 1,252 ( 392 ) 0 70 930 Agriculture 1,304 0 0 ( 154 ) 1,150 Other commercial 4,204 ( 8,057 ) 0 9,389 5,536 Total commercial related loans 20,537 ( 14,050 ) 16 13,802 20,305 Residential mortgage 158 0 0 90 248 Home equity 203 ( 59 ) 0 150 294 Other consumer 167 ( 13 ) 34 ( 92 ) 96 Total consumer related loans 528 ( 72 ) 34 148 638 Unallocated 1 0 0 ( 35 ) ( 34 ) Total $ 21,066 $ ( 14,122 ) $ 50 $ 13,915 $ 20,909 Allowance for Loan Losses January 1, 2019 September 30, 2019 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,835 $ ( 8 ) $ 0 $ ( 622 ) $ 2,205 Commercial real estate investor 2,636 0 0 ( 8 ) 2,628 Residential real estate investor 3,945 0 9 ( 30 ) 3,924 Hotel/Motel 732 0 0 16 748 Wholesale & retail 1,813 ( 24 ) 0 1,813 3,602 Manufacturing 1,287 0 0 ( 6 ) 1,281 Agriculture 579 0 0 796 1,375 Other commercial 4,063 ( 46 ) 0 748 4,765 Total commercial related loans 17,890 ( 78 ) 9 2,707 20,528 Residential mortgage 126 0 0 24 150 Home equity 265 ( 147 ) 71 25 214 Other consumer 144 ( 125 ) 40 101 160 Total consumer related loans 535 ( 272 ) 111 150 524 Unallocated 719 0 0 ( 607 ) 112 Total $ 19,144 $ ( 350 ) $ 120 $ 2,250 $ 21,164 The table below shows the allowance amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for September 30, 2020 and December 31, 2019. Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated For Evaluated For Evaluated For Evaluated For (dollars in thousands) Impairment Impairment Balance Impairment Impairment Balance September 30, 2020 Builder & developer $ 0 $ 2,122 $ 2,122 $ 579 $ 163,143 $ 163,722 Commercial real estate investor 0 2,676 2,676 1,216 199,450 200,666 Residential real estate investor 242 3,694 3,936 3,107 239,495 242,602 Hotel/Motel 0 1,536 1,536 0 78,991 78,991 Wholesale & retail 0 2,419 2,419 238 113,567 113,805 Manufacturing 0 930 930 0 95,906 95,906 Agriculture 534 616 1,150 3,491 74,830 78,321 Other commercial 2,513 3,023 5,536 10,399 370,868 381,267 Total commercial related 3,289 17,016 20,305 19,030 1,336,250 1,355,280 Residential mortgage 0 248 248 152 96,860 97,012 Home equity 0 294 294 575 98,149 98,724 Other consumer 0 96 96 197 23,798 23,995 Total consumer related 0 638 638 924 218,807 219,731 Unallocated 0 ( 34 ) ( 34 ) 0 0 0 Total $ 3,289 $ 17,620 $ 20,909 $ 19,954 $ 1,555,057 $ 1,575,011 December 31, 2019 Builder & developer $ 238 $ 2,025 $ 2,263 $ 1,094 $ 158,218 $ 159,312 Commercial real estate investor 0 2,565 2,565 1,370 205,857 207,227 Residential real estate investor 1,873 2,759 4,632 5,771 242,198 247,969 Hotel/Motel 0 742 742 0 80,260 80,260 Wholesale & retail 2,537 1,038 3,575 7,457 101,781 109,238 Manufacturing 463 789 1,252 1,135 85,376 86,511 Agriculture 701 603 1,304 2,842 77,877 80,719 Other commercial 1,608 2,596 4,204 5,499 307,872 313,371 Total commercial related 7,420 13,117 20,537 25,168 1,259,439 1,284,607 Residential mortgage 0 158 158 275 94,593 94,868 Home equity 0 203 203 677 100,150 100,827 Other consumer 0 167 167 226 24,607 24,833 Total consumer related 0 528 528 1,178 219,350 220,528 Unallocated 0 1 1 0 0 0 Total $ 7,420 $ 13,646 $ 21,066 $ 26,346 $ 1,478,789 $ 1,505,135

Deposits

Deposits	9 Months Ended
	Sep. 30, 2020
Deposits
Deposits	Note 6—Deposits The composition of deposits as of September 30, 2020 and December 31, 2019 is shown below. The aggregate amount of demand deposit overdrafts that were reclassified as loans is $ 15,000 at September 30, 2020, compared to $ 86,000 at December 31, 2019. September 30, December 31, (dollars in thousands) 2020 2019 Noninterest bearing demand $ 404,125 $ 273,968 Interest bearing demand 208,288 174,248 Money market 578,255 513,948 Savings 105,045 85,489 Time deposits less than $100 295,424 303,527 Time deposits $100 to $250 186,976 175,477 Time deposits $250 or more 67,760 63,907 Total deposits $ 1,845,873 $ 1,590,564

Short-Term Borrowings And Long-

Short-Term Borrowings And Long-Term Debt	9 Months Ended
	Sep. 30, 2020
Short-Term Borrowings And Long-Term Debt [Abstract]
Short-Term Borrowings And Long-Term Debt	Note 7—Short-Term Borrowings and Long-Term Debt Short-term borrowings consist of securities sold under agreements to repurchase, federal funds purchased and other borrowings. At September 30, 2020, the balance of securities sold under agreements to repurchase was $ 9,309,000 compared to $ 7,925,000 at December 31, 2019. At September 30, 2020 and December 31, 2019, there were no other short-term borrowings. The following table presents a summary of long-term debt as of September 30, 2020 and December 31, 2019. PeoplesBank’s long-term debt obligations to the FHLBP are fixed rate instruments. Under terms of a blanket collateral agreement with the FHLBP, the obligations are secured by FHLBP stock and PeoplesBank qualifying loan receivables, principally real estate secured loans. September 30, December 31, (dollars in thousands) 2020 2019 PeoplesBank’s obligations: Federal Home Loan Bank of Pittsburgh (FHLBP) Due March 2020 , 1.86 % $ 0 $ 10,000 Due June 2020 , 1.87 % 0 15,000 Due June 2020 , 2.70 % 0 10,000 Due June 2021 , 2.81 % 10,000 10,000 Due June 2021 , 2.14 % 15,000 15,000 Due May 2022 , 2.93 % 10,000 10,000 Total FHLBP $ 35,000 $ 70,000 Codorus Valley Bancorp, Inc. obligations: Junior subordinated debt Due 2034 , 2.27 %, floating rate based on 3 month LIBOR plus 2.02 %, callable quarterly 3,093 3,093 Due 2036 , 1.82 % floating rate based on 3 month LIBOR plus 1.54 %, callable quarterly 7,217 7,217 Total junior subordinated debt $ 10,310 $ 10,310 Lease obligations included in long-term debt: Finance lease liabilities 1,303 1,322 Total long-term debt $ 46,613 $ 81,632 At September 30, 2020 and December 31, 2019, municipal deposit letters of credit issued by the FHLBP on behalf of PeoplesBank naming applicable municipalities as beneficiaries were $ 42,000,000 . The letters of credit took the place of securities pledged to the municipalities for their deposits maintained at PeoplesBank. In June 2006, Codorus Valley formed CVB Statutory Trust No. 2, a wholly-owned special purpose subsidiary whose sole purpose was to facilitate a pooled trust preferred debt issuance of $ 7,217,000 . In November 2004, Codorus Valley formed CVB Statutory Trust No. 1 to facilitate a pooled trust preferred debt issuance of $ 3,093,000 . The Corporation owns all of the common stock of these nonbank subsidiaries, and the debentures are the sole assets of the Trusts. The accounts of both Trusts are not consolidated for financial reporting purposes in accordance with FASB ASC 810. For regulatory capital purposes, all of the Corporation’s trust preferred securities qualified as Tier 1 capital for all reported periods. Trust preferred securities are subject to capital limitations under the FDIC’s risk-based capital guidelines. The Corporation used the net proceeds from these offerings to fund its operations.

Leases

Leases	9 Months Ended
	Sep. 30, 2020
Leases [Abstract]
Leases	Note 8—Leases A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, the Corporation adopted ASU 2016-02 “ Leases” (Topic 842) and all subsequent ASUs that modified Topic 842. For the Corporation, Topic 842 affected the accounting treatment for operating lease agreements in which the Corporation is the lessee. Substantially all of the leases in which the Corporation is the lessee are comprised of real estate property, ATM locations, and office space. Substantially all of our leases are classified as operating leases, and therefore, were previously not recognized on the Corporation’s consolidated statements of condition. With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated statements of condition as a right-of-use (“ROU”) asset and a corresponding lease liability. The Corporation has one finance lease for one financial center. Leases with an initial term of 12 months or less are not recorded on the consolidated statement of condition. All other leases have remaining lease terms of 1 year to 25 years , some of which include options to extend. Upon opening a new financial center, we typically install brand-specific leasehold improvements which are depreciated over the shorter of the useful life or length of the lease. To the extent that the initial lease term of the related lease is less than the useful life of the leasehold improvements and, taking into consideration the dollar amount of the improvements, we conclude that it is reasonably certain that a renewal option will be exercised, the renewal period is included in the lease term, and the related payments are reflected in the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Corporation utilizes its incremental borrowing rate at lease inception, on an amortizing and collateralized basis, over a similar term. For operating leases existing prior to January 1, 2019, the rate for the remaining lease term as of January 1, 2019 was used. For the Corporation’s financing lease, the Corporation utilized its incremental borrowing rate at lease inception. All of our leases include fixed rental payments. We commonly enter into leases under which the lease payments increase at pre-determined dates based on the change in the consumer price index. While the majority of our leases are gross leases, we also have a number of leases in which we make separate payments to the lessor based on the lessor’s property and casualty insurance cost and the property taxes assessed on the property, as well as a portion of the common area maintenance associated with the property. We have elected the practical expedient not to separate lease and nonlease components for all of our building leases. The components of lease expense were as follows: Three months ended September 30, (dollars in thousands) 2020 2019 Operating lease cost $ 169 $ 189 Finance lease cost: Amortization of right-of-use assets $ 12 $ 17 Interest on lease liability 12 13 Total finance lease cost $ 24 $ 30 Total lease cost $ 193 $ 219 Nine months ended September 30, (dollars in thousands) 2020 2019 Operating lease cost $ 564 $ 565 Finance lease cost: Amortization of right-of-use assets $ 36 $ 51 Interest on lease liability 36 39 Total finance lease cost $ 72 $ 90 Total lease cost $ 636 $ 655 Supplemental cash flow information related to leases was as follows: Nine months ended September 30, 2020 2019 Operating cash flows from operating leases $ 578 $ 583 Operating cash flows from financing leases 36 39 Financing cash flows from financing leases 19 31 Right-of-use assets obtained in exchange for lease obligations: Operating leases 186 13 Finance leases 0 0 Amounts recognized as right-of-use assets related to finance leases are included in fixed assets in the accompanying statement of financial position, while related lease liabilities are included in long-term debt. Supplemental balance sheet information related to leases was as follows: September 30, December 31, 2020 2019 Assets: Operating leases right-of-use assets $ 2,534 $ 3,021 Finance leases assets 1,099 1,134 Total lease assets $ 3,633 $ 4,155 Liabilities: Operating $ 2,669 $ 3,184 Financing 1,303 1,322 Total lease liabilities $ 3,972 $ 4,506 Weighted Average Remaining Lease Term (years) Operating leases 5.4 5.6 Finance leases 23.4 24.2 Weighted Average Discount Rate Operating leases 2.69 % 2.72 % Finance leases 3.69 % 3.69 % Future minimum payments for financing leases and operating leases as of September 30, 2020 and December 31, 2019 were as follows: (dollars in thousands:) September 30, 2020 Year Ending December 31, Operating Leases Finance Leases 2020 $ 171 $ 19 2021 667 75 2022 604 75 2023 489 75 2024 413 75 Thereafter 508 1,666 Total lease payments 2,852 1,985 Less imputed interest ( 183 ) ( 682 ) Total $ 2,669 $ 1,303 (dollars in thousands:) December 31, 2019 Year Ending December 31, Operating Leases Finance Leases 2020 $ 767 $ 74 2021 706 75 2022 545 75 2023 491 75 2024 413 75 Thereafter 507 1,668 Total lease payments 3,429 2,042 Less imputed interest ( 245 ) ( 720 ) Total $ 3,184 $ 1,322

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2020
Regulatory Matters [Abstract]
Regulatory Matters	Note 9—Regulatory Matters The Corporation and PeoplesBank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action that, if imposed, could have a material adverse effect on the Corporation’s financial statements. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes as of September 30, 2020, the Corporation and PeoplesBank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. As of September 30, 2020 and December 31, 2019, the most recent regulatory notifications categorized PeoplesBank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. The table below provides a comparison of the Corporation’s and PeoplesBank’s risk-based capital ratios and leverage ratios to the minimum regulatory requirement for the periods indicated. Minimum amounts and ratios include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework. Minimum for Basel III Well Capitalized Actual Capital Adequacy Minimum (1) (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Codorus Valley Bancorp, Inc. (consolidated) at September 30, 2020 Capital ratios: Common equity Tier 1 $ 187,741 13.20 % $ 99,597 7.00 % n/a n/a Tier 1 risk based 197,741 13.90 120,939 8.50 n/a n/a Total risk based 215,565 15.15 149,396 10.50 n/a n/a Leverage 197,741 9.51 83,130 4.00 n/a n/a at December 31, 2019 Capital ratios: Common equity Tier 1 $ 187,312 12.45 % $ 105,359 7.00 % n/a n/a Tier 1 risk based 197,312 13.11 127,936 8.50 n/a n/a Total risk based 216,154 14.36 158,039 10.50 n/a n/a Leverage 197,312 10.55 74,820 4.00 n/a n/a PeoplesBank, A Codorus Valley Company at September 30, 2020 Capital ratios: Common equity Tier 1 $ 194,064 13.67 % $ 99,349 7.00 % $ 92,253 6.50 % Tier 1 risk based 194,064 13.67 120,638 8.50 113,542 8.00 Total risk based 211,844 14.93 149,024 10.50 141,928 10.00 Leverage 194,064 9.35 82,990 4.00 103,737 5.00 at December 31, 2019 Capital ratios: Common equity Tier 1 $ 193,421 12.88 % $ 105,118 7.00 % $ 97,610 6.50 % Tier 1 risk based 193,421 12.88 127,643 8.50 120,135 8.00 Total risk based 212,220 14.13 157,677 10.50 150,169 10.00 Leverage 193,421 10.36 74,673 4.00 93,341 5.00 (1) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Shareholders' Equity

Shareholders' Equity	9 Months Ended
	Sep. 30, 2020
Shareholders' Equity [Abstract]
Shareholders' Equity	Note 10—Shareholders’ Equity Stock Dividend Periodically, the Corporation distributes stock dividends on its common stock. The Corporation distributed a 5 percent stock dividend on December 10, 2019, which resulted in the issuance of 463,193 additional shares. Share Repurchase The Corporation’s Board of Directors approved a new Share Repurchase Program (“Program”) in March 2020. Under the newly approved Program, the Corporation is authorized to repurchase up to $ 5 million of the Corporation’s issued and outstanding common stock. All shares of common stock repurchased pursuant to the Program shall be held as treasury shares and be available for use and reissuance for purposes as and when determined by the Board of Directors including, without limitation, pursuant to the Corporation’s Dividend Reinvestment and Stock Purchase Plan and its equity compensation program. During the first quarter of 2020 the Corporation repurchased 5,335 shares at an average price of $ 16.37 . Shortly after the Program began, and in response to COVID-19, the Corporation suspended the Program. There was no activity under the program for the quarter ended September 30, 2020.

Contingent Liabilities

Contingent Liabilities	9 Months Ended
	Sep. 30, 2020
Contingent Liabilities [Abstract]
Contingent Liabilities	Note 11—Contingent Liabilities There are no legal proceedings pending against Codorus Valley Bancorp, Inc. or any of its subsidiaries which are expected to have a material impact upon the consolidated financial position and/or operating results of the Corporation, other than routine litigation incidental to the business. Management is not aware of any proceedings known or contemplated by government authorities.

Guarantees

Guarantees	9 Months Ended
	Sep. 30, 2020
Guarantees [Abstract]
Guarantees	Note 12—Guarantees Codorus Valley does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit are written conditional commitments issued by PeoplesBank to guarantee the performance of a client to a third party. Generally, all letters of credit, when issued, have expiration dates within one year . The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to clients. The Corporation generally holds collateral and/or personal guarantees supporting these commitments. The Corporation had $ 15,570,000 of standby letters of credit outstanding on September 30, 2020, compared to $ 17,253,000 on December 31, 2019. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding letters of credit. The amount of the liability as of September 30, 2020 and December 31, 2019, for guarantees under standby letters of credit issued, was not material. Many of the commitments are expected to expire without being drawn upon and, therefore, generally do not present significant liquidity risk to the Corporation or PeoplesBank.

Fair Value of Assets and Liabil

Fair Value of Assets and Liabilities	9 Months Ended
	Sep. 30, 2020
Fair Value of Assets and Liabilities [Abstract]
Fair Value of Assets and Liabilities	Note 13—Fair Value of Assets and Liabilities The Corporation uses its best judgment in estimating the fair value of the Corporation’s assets and liabilities; however, there are inherent weaknesses in any estimation technique. The estimated fair value amounts have been measured as of their respective period-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values subsequent to the respective reporting dates may be different than the amounts reported at each period end. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following three levels: Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; inputs to the valuation methodology include quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs to the valuation methodology that utilize model-based techniques for which all significant assumptions are observable in the market. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement; inputs to the valuation methodology that utilize model-based techniques for which significant assumptions are not observable in the market; or inputs to the valuation methodology that require significant management judgment or estimation, some of which may be internally developed. Since management maximizes the use of observable inputs and minimizes the use of unobservable inputs when determining fair value, an asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Management reviews and updates the fair value hierarchy classifications on a quarterly basis. Assets Measured at Fair Value on a Recurring Basis Securities available-for-sale The fair values of investment securities were measured using information from a third-party pricing service. The pricing service uses quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique, used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather, by relying on the securities’ relationship to other benchmark quoted prices. Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs September 30, 2020 Securities available-for-sale: U.S. Treasury notes $ 5,021 $ 5,021 $ 0 $ 0 U.S. agency 49,996 0 49,996 0 U.S. agency mortgage-backed, residential 116,936 0 116,936 0 State and municipal 21,224 0 21,224 0 Corporate debt 4,619 0 4,619 0 December 31, 2019 Securities available-for-sale: U.S. Treasury notes $ 9,953 $ 9,953 $ 0 $ 0 U.S. agency 14,923 0 14,923 0 U.S. agency mortgage-backed, residential 108,155 0 108,155 0 State and municipal 26,644 0 26,644 0 Assets Measured at Fair Value on a Nonrecurring Basis Impaired loans Impaired loans are those that are accounted for under FASB ASC Topic 310, in which the Corporation has measured impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These loans are included as Level 3 fair values, based on the lowest level of input that is significant to the fair value measurements. At September 30, 2020, the fair value of impaired loans with a valuation allowance or partial charge-off was $ 2,553,000 , net of valuation allowances of $ 3,289,000 and partial charge-offs of $ 134,000 . At December 31, 2019 the fair value of impaired loans with a valuation allowance or charge-off was $ 11,297,000 , net of valuation allowances of $ 7,420,000 and charge-offs of $ 134,000 . Foreclosed Real Estate Other real estate property acquired through foreclosure is initially recorded at fair value of the property at the transfer date less estimated selling cost. Subsequently, other real estate owned is carried at the lower of its carrying value or the fair value less estimated selling cost. Fair value is usually determined based on an independent third-party appraisal of the property or occasionally on a recent sales offer. At September 30, 2020 , there were no foreclosed real estate assets with a valuation allowance or write-down, and at December 31, 2019, the fair value of foreclosed real estate with a valuation allowance or write-down was $ 797,000 which is net of write-downs of $ 617,000 . Mortgage Servicing Rights Mortgage servicing rights are initially recorded at fair value upon the sale of residential mortgage loans to secondary market investors. The fair value of servicing rights is based on the present value of estimated future cash flows on pools of mortgages stratified by rate and original time to maturity. Mortgage servicing rights are subsequently evaluated for impairment on a quarterly basis. Significant inputs to the valuation include expected cash flow, expected net servicing income, a cash flow discount rate and the expected life of the underlying loans. At September 30, 2020, the fair value of the mortgage servicing rights asset was $ 548,000 . At December 31, 2019, the fair value of the mortgage servicing rights asset was $ 1,047,000 . Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs September 30, 2020 Impaired loans $ 2,553 $ 0 $ 0 $ 2,553 Mortgage servicing rights 548 0 0 548 December 31, 2019 Impaired loans $ 11,297 $ 0 $ 0 $ 11,297 Foreclosed real estate 797 0 0 797 Mortgage servicing rights 1,047 0 0 1,047 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Corporation has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Weighted (dollars in thousands) Estimate Techniques Input Range Average September 30, 2020 Impaired loans $ 2,553 Appraisal (1) Appraisal adjustments (2) 15 % - 50 % 42 % Mortgage Servicing Rights 548 Multiple of annual service fee Estimated prepayment speed based on rate and term 17.0 % - 20.2 % 19.4 % December 31, 2019 Impaired loans $ 5,991 Appraisal (1) Appraisal adjustments (2) 15 % - 55 % 44 % Impaired loans 5,306 Business asset valuation (3) Business asset valuation adjustments (4) 10 % - 73 % 70 % Foreclosed real estate 797 Appraisal (1) Appraisal adjustments (2) 22 % - 22 % 22 % Mortgage Servicing Rights 1,047 Multiple of annual service fee Estimated prepayment speed based on rate and term 7.9 % - 8.9 % 8.7 % (1) Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable. (2) Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal. (3) Fair value is generally determined through customer-provided financial statements and bankruptcy court documents. (4) Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value. The following presents the carrying amounts and estimated fair values of the Corporation’s financial instruments as of September 30, 2020 and December 31, 2019. Fair Value Estimates (Level 1) (Level 2) (Level 3) Quoted Prices Significant Significant in Active Other Other Carrying Estimated Markets for Observable Unobservable (dollars in thousands) Amount Fair Value Identical Assets Inputs Inputs September 30, 2020 Financial assets Cash and cash equivalents $ 241,509 $ 241,509 $ 241,509 $ 0 $ 0 Securities available-for-sale 197,796 197,796 5,021 192,775 0 Loans held for sale 13,817 14,854 0 14,854 0 Loans, net 1,554,102 1,559,318 0 0 1,559,318 Interest receivable 8,123 8,123 0 8,123 0 Financial liabilities Deposits $ 1,845,873 $ 1,851,955 $ 0 $ 1,851,955 $ 0 Short-term borrowings 9,309 9,309 0 9,309 0 Long-term debt (1) 45,310 42,702 0 35,754 6,948 Interest payable 568 568 0 568 0 Off-balance sheet instruments 0 0 0 0 0 December 31, 2019 Financial assets Cash and cash equivalents $ 131,591 $ 131,591 $ 131,591 $ 0 $ 0 Securities available-for-sale 159,675 159,675 9,953 149,722 0 Restricted investment in bank stocks 4,551 4,551 0 4,551 0 Loans held for sale 11,803 12,460 0 12,460 0 Loans, net 1,484,069 1,472,772 0 0 1,472,772 Interest receivable 5,016 5,016 0 5,016 0 Financial liabilities Deposits $ 1,590,564 $ 1,582,179 $ 0 $ 1,582,179 $ 0 Short-term borrowings 7,925 7,925 0 7,925 0 Long-term debt (1) 80,310 79,579 0 70,486 9,093 Interest payable 842 842 0 842 0 Off-balance sheet instruments 0 0 0 0 0 (1) Exclude leases included in Long-term debt

Assets And Liabilities Subject

Assets And Liabilities Subject To Offsetting	9 Months Ended
	Sep. 30, 2020
Assets And Liabilities Subject To Offsetting [Abstract]
Assets And Liabilities Subject To Offsetting	Note 14—Assets and Liabilities Subject to Offsetting Securities Sold Under Agreements to Repurchase PeoplesBank enters into agreements with clients in which it sells securities subject to an obligation to repurchase the same securities (“repurchase agreements”). The contractual maturity of the repurchase agreement is overnight and continues until either party terminates the agreement. These repurchase agreements are accounted for as a collateralized financing arrangement (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability (short-term borrowings) in the Corporation’s consolidated financial statements of condition, while the securities underlying the repurchase agreements are appropriately segregated for safekeeping purposes and remain in the respective securities asset accounts. Thus, there is no offsetting or netting of the securities with the repurchase agreement liabilities. Gross amounts Not Offset in the Statements of Condition Financial Instruments (dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statements of Condition Net Amounts of Liabilities Presented in the Statements of Condition U.S. agency mortgage-backed, residential U.S. agency Cash Collateral Pledged Net Amount September 30, 2020 Repurchase Agreements $ 9,309 $ 0 $ 9,309 $ ( 9,505 ) $ 0 $ 0 $ ( 196 ) December 31, 2019 Repurchase Agreements $ 7,925 $ 0 $ 7,925 $ ( 9,601 ) $ 0 $ 0 $ ( 1,676 )

Summary Of Significant Accoun_2

Summary Of Significant Accounting Policies (Policy)	9 Months Ended
	Sep. 30, 2020
Summary Of Significant Accounting Policies [Abstract]
Nature of Operations and Basis of Presentation	Nature of Operations and Basis of Presentation The accompanying consolidated balance sheet at December 31, 2019 has been derived from audited financial statements, and the unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions to Form 10-Q, and Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 270. Accordingly, the interim financial statements do not include all of the financial information and notes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the interim consolidated financial statements include all adjustments necessary to present fairly the financial condition and results of operations for the reported periods, and all such adjustments are of a normal and recurring nature. Codorus Valley Bancorp, Inc. (“Corporation” or “Codorus Valley”) is a one-bank holding company headquartered in York, Pennsylvania that provides a full range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company (“PeoplesBank” or “Bank”). As of September 30, 2020, PeoplesBank operates one wholly-owned subsidiary, Codorus Valley Financial Advisors, Inc. d/b/a PeoplesWealth Advisors, which sells nondeposit investment products. In addition, PeoplesBank may periodically create nonbank subsidiaries for the purpose of temporarily holding foreclosed properties pending the liquidation of these properties. PeoplesBank operates under a state charter and is subject to regulation by the Pennsylvania Department of Banking and Securities, and the Federal Deposit Insurance Corporation. The Corporation is subject to regulation by the Federal Reserve Board and the Pennsylvania Department of Banking and Securities. The consolidated financial statements include the accounts of Codorus Valley and its wholly-owned bank subsidiary, PeoplesBank, and a wholly-owned nonbank subsidiary, SYC Realty Company, Inc. SYC Realty was inactive during the period ended September 30, 2020. The accounts of CVB Statutory Trust No. 1 and No. 2 are not included in the consolidated financial statements as discussed in Note 7—Short-Term Borrowings and Long-Term Debt. All significant intercompany account balances and transactions have been eliminated in consolidation. The accounting and reporting policies of Codorus Valley and subsidiaries conform to accounting principles generally accepted in the United States of America and have been followed on a consistent basis. These consolidated statements should be read in conjunction with the notes to the audited consolidated financial statements contained in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019. The results of operations for the three and nine months ended September 30, 2020 are not necessarily indicative of the results to be expected for the full year. In accordance with FASB ASC 855, the Corporation evaluated the events and transactions that occurred after the balance sheet date of September 30, 2020 and through the date these consolidated financial statements were issued, for items of potential recognition or disclosure. In December 2019, a coronavirus (COVID - 19) was reported in China, and, in March 2020, the World Health Organization declared it a pandemic. Since first being reported in China, the coronavirus has spread to additional countries including the United States. On March 13, 2020, President Trump declared the ongoing COVID–19 pandemic of sufficient severity and magnitude to warrant an emergency declaration for all states, territories, and the District of Columbia. In response, many state and local governments, including the Commonwealth of Pennsylvania and the State of Maryland, have instituted emergency restrictions that have substantially limited the operation of non - essential businesses and the activities of individuals. It has been widely reported that these restrictions have resulted in significant adverse effects for many different types of businesses, particularly those in the travel, hospitality and food and beverage industries, among many others, and has resulted in a significant number of layoffs and furloughs of employees nationwide and in the regions in which the Corporation operates. The ultimate effect of COVID - 19 on the local or broader economy is not known nor is the ultimate length of the restrictions described and any accompanying effects. Moreover, the Federal Reserve has taken action to lower the Federal Funds rate, which has negatively affected interest income and, therefore, earnings. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the full impact of the coronavirus outbreak, and there is no guarantee that the Corporation’s efforts to address the adverse impacts of the coronavirus will be effective. The extent of such impact will depend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and actions taken to contain the coronavirus or its impact, among others. The effect of COVID - 19 and related events, including those described above and those not yet known or knowable, could have a negative effect on the Corporation's business prospects, financial condition and results of operations, as a result of quarantines; market volatility; market downturns; changes in consumer behavior; business closures; deterioration in the credit quality of borrowers or the inability of borrowers to satisfy their obligations (and any related forbearances or restructurings that may be implemented); changes in the value of collateral securing outstanding loans; changes in the value of the investment securities portfolio; effects on key employees, including operational management personnel and those charged with preparing, monitoring and evaluating the Corporation's financial reporting and internal controls; declines in the demand for loans and other banking services and products; declines in demand resulting from adverse impacts of the disease on businesses deemed to be "non - essential" by governments; and branch or office closures and business interruptions. In addition, the adverse economic effects of the coronavirus may lead to an increase in credit risk on the Corporation’s commercial and residential loan portfolios. Likewise, the Corporation is also monitoring the fluctuations in the markets as it pertains to interest rates and fair value of our investments for other than temporary impairment (OTTI). To curtail the spread of the virus, we are currently operating with modified branch access and taking other precautionary measures. On March 27, 2020, the President of the United States signed into law the Coronavirus Aid, Relief and Economic Security (CARES) Act in response to the coronavirus pandemic. This legislation aims at providing relief for individuals and businesses that have been negatively impacted by the coronavirus pandemic. The CARES Act includes a provision for the Corporation to opt out of applying the TDR accounting guidance in ASC 310-40 for certain loan modifications. Loan modifications made between March 1, 2020 and the earlier of i) December 31, 2020 or ii) 60 days after the President declares a termination of the COVID-19 national emergency are eligible for this relief if the related loans were not more than 30 days past due as of December 31, 2019. While the Corporation continues to evaluate the disruption caused by the pandemic and impact of the CARES Act, these events may have a material adverse impact on the Corporation’s results of future operations, financial position, capital, and liquidity in fiscal year 2020. Further, a decrease in results of future operations may place a strain on the Corporation’s capital reserve ratios.
Loans	Loans Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances less amounts charged off, net of an allowance for loan losses and any deferred fees or costs. Interest income is accrued on the unpaid principal balance. Generally, loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) over the contractual life of the loan. The loans receivable portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following industry classes: builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing and all other. Consumer loans consist of the following classes: residential mortgage, home equity and all other. Generally, for all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A past due loan may remain on accrual status if it is in the process of collection and well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income is reversed in the current year. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to the Corporation’s judgment as to the collectability of principal. Generally, nonaccrual loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses represents the Corporation’s estimate of losses inherent in the loan portfolio as of the balance sheet date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectable are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. While the Corporation attributes a portion of the allowance to individual loans and groups of loans that it evaluates and determines to be impaired, the allowance is available to cover all charge-offs that arise from the loan portfolio. The allowance for loan losses is maintained at a level considered by management to be adequate to provide for probable incurred losses. The Corporation performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired, generally nonaccrual loans and troubled debt restructurings. For loans that are classified as impaired, an allowance is established when the collateral value (or discounted cash flows or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class, including commercial loans not considered impaired, as well as smaller balance homogeneous loans such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, adjusted for qualitative (environmental) risk factors. Historical loss rates are based on a two year rolling average of net charge-offs. Qualitative risk factors that supplement historical losses in the evaluation of loan pools are shown below. Each factor is assigned a value to reflect improving, stable or declining conditions based on the Corporation’s best judgment using relevant information available at the time of the evaluation.  Changes in international, US and local economies and business conditions  Changes in the value of collateral for collateral dependent loans  Changes in the level of concentrations of credit  Changes in the volume and severity of classified and past due loans  Changes in the nature and volume of the portfolio  Changes in collection, charge-off, and recovery procedures  Changes in underwriting standards and loan terms  Changes in the quality of the loan review system  Changes in the experience/ability of lending management and key lending staff  Regulatory and legal regulations that could affect the level of credit losses  Other pertinent environmental factors  Impact of COVID-19 pandemic As disclosed in Note 4—Loans, the Corporation engages in commercial and consumer lending. Loans are made within the Corporation’s primary market area and surrounding areas, and include the purchase of whole loan or participation interests in loans from other financial institutions. Commercial loans, which pose the greatest risk of loss to the Corporation, whether originated or purchased, are generally secured by real estate. Within the broad commercial loan segment, the builder & developer and commercial real estate investor loan classes generally present a higher level of risk than other commercial loan classifications. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties, unstable real estate prices and the dependency upon successful construction and sale or operation of the real estate project. As a result of the COVID-19 pandemic, the commercial loan segments of hotel/motel and the restaurant and recreation segments included under Other Commercial Loans currently present a higher level of risk than other commercial loan classifications. Within the consumer loan segment, junior (i.e., second) liens present a higher risk to the Corporation because economic and housing market conditions can adversely affect the underlying value of the collateral, which could render the Corporation under-secured or unsecured. In addition, economic and housing market conditions can adversely affect the ability of some borrowers to service their debt. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Corporation determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Loans that are deemed impaired are evaluated for impairment loss based on the net realizable value of the collateral, as applicable. Loans that are not collateral dependent will rely on the present value of expected future cash flows discounted at the loan’s effective interest rate to determine impairment loss. Large groups of smaller balance homogeneous loans such as residential mortgage loans, home equity loans and other consumer loans are collectively evaluated for impairment, unless they are classified as impaired. An allowance for loan losses is established for an impaired commercial loan if its carrying value exceeds its estimated fair value. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals of the underlying collateral. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the most recent appraisal and the condition of the property. Appraisals are generally discounted to provide for selling costs and other factors to determine an estimate of the net realizable value of the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. In instances when specific consumer related loans become impaired, they may be partially or fully charged off, which eliminates the need for a specific allowance. Loans whose terms are modified are classified as troubled debt restructurings if the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted under a troubled debt restructuring may involve an interest rate that is below the market rate given the associated credit risk of the loan or an extension of a loan’s stated maturity date. Loans classified as troubled debt restructurings are designated as impaired. Non-accrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for a reasonable period of time, generally six consecutive months after modification and future payments are reasonably assured.
Foreclosed Real Estate	Foreclosed Real Estate Foreclosed real estate, included in other assets, is comprised of property acquired through a foreclosure proceeding or property that is acquired through in-substance foreclosure. Foreclosed real estate is initially recorded at fair value minus estimated costs to sell at the date of foreclosure, establishing a new cost basis. Any difference between the carrying value and the new cost basis is charged against the allowance for loan losses. Appraisals, obtained from an independent third party, are generally used to determine fair value. After foreclosure, management reviews valuations at least quarterly and adjusts the asset to the lower of cost or fair value minus estimated costs to sell through a valuation allowance or a write-down. Costs related to the improvement of foreclosed real estate are generally capitalized until the real estate reaches a saleable condition subject to fair value limitations. Revenue and expense from operations and changes in the valuation allowance are included in noninterest expense. When a foreclosed real estate asset is ultimately sold, any gain or loss on the sale is included in the income statement as a component of noninterest expense. At September 30, 2020 there was no foreclosed real estate. Included within loans receivable as of September 30, 2020 was a recorded investment of $ 209,000 of consumer mortgage loans secured by residential real estate properties, for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction.
Mortgage Servicing Rights	Mortgage Servicing Rights The mortgage servicing rights (MSRs) associated with the sold loans are included in other assets on the consolidated balance sheets at an amount equal to the estimated fair value of the contractual rights to service the mortgage loans. The MSR asset is amortized as a reduction to servicing income. The MSR asset is evaluated periodically for impairment and carried at the lower of amortized cost or fair value. A third party calculates fair value by discounting the estimated cash flows from servicing income using a rate consistent with the risk associated with these assets and an estimate of future net servicing income of the underlying loans. In the event that the amortized cost of the MSR asset exceeds the fair value of the asset, a valuation allowance would be established through a charge against servicing income. Subsequent fair value evaluations may determine that impairment has been reduced or eliminated, in which case the valuation allowance would be reduced through a credit to earnings. At September 30, 2020, the balance of residential mortgage loans serviced for third parties was $ 96,268,000 compared to $ 115,620,000 at December 31, 2019. Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2020 2019 2020 2019 Amortized cost: Balance at beginning of period $ 649 $ 905 $ 965 $ 925 Originations of mortgage servicing rights 29 87 84 211 Amortization expense ( 161 ) ( 56 ) ( 349 ) ( 139 ) Valuation allowance ( 31 ) ( 11 ) ( 214 ) ( 72 ) Balance at end of period $ 486 $ 925 $ 486 $ 925
Goodwill and Core Deposit Intangible Assets	Goodwill and Core Deposit Intangible Assets Goodwill arising from acquisitions is not amortized, but is subject to an annual impairment test. This test consists of a qualitative analysis. If the Corporation determines events or circumstances indicate that it is more likely than not that goodwill is impaired, a quantitative analysis must be completed. Analyses may also be performed between annual tests. Significant judgment is applied when goodwill is assessed for impairment. This judgment includes developing cash flow projections, selecting appropriate discount rates, identifying relevant market comparables, incorporating general economic and market conditions, and selecting an appropriate control premium. The Corporation completes its annual goodwill impairment test on October 1st of each year. Based upon a qualitative and quantitative analysis of goodwill, the Corporation concluded that the amount of recorded goodwill was not impaired as of October 1, 2020. Core deposit intangibles represent the value assigned to demand, interest checking, money market, and savings accounts acquired as part of an acquisition. The core deposit intangible value represents the future economic benefit of potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources and the alternative cost to grow a similar core deposit base. The core deposit intangible asset resulting from the merger with Madison Bancorp, Inc. was determined to have a definite life and is being amortized using the sum of the years’ digits method over ten years . All intangible assets must be evaluated for impairment if certain events or changes in circumstances occur. Any impairment write-downs would be recognized as expense on the consolidated statements of income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers Revenue from contracts with customers that are required to be recognized under FASB ASC Topic 606 - Revenue from Contracts with Customers (ASC 606) is measured based on consideration specified in a contract with a customer, and excludes any sales incentives and amounts collected on behalf of third parties. The Corporation recognizes revenue when it satisfies a performance obligation by transferring control over a product or service to a customer. The majority of the Corporation’s revenue-generating transactions are not within the scope of ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our mortgage servicing activities, as these activities are subject to other U.S. Generally Accepted Accounting Principles (GAAP) discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our consolidated statements of income as components of non-interest income are as follows: Trust and investment service fees – The Corporation provides trust, investment management custody and irrevocable life insurance trust services to customers. Such services are rendered in accordance with the underlying contracts for which fees are earned. The Corporation’s performance obligations are generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for services rendered is primarily received in the following month. Income from mutual fund, annuity and insurance sales – The Corporation sells mutual funds, annuity and insurance products to its customers. The Corporation’s performance obligation is met upon the signing of the product agreement and, in certain cases, a time component may exist when the customer has the right to rescind the agreement with or without penalty. The Corporation recognizes revenues upon delivery of the product or service unless there is a time component in which case revenues are recognized utilizing the expected value method. Payment for services rendered is primarily received in the following month. Service charges on deposits accounts – These represent general service fees for monthly account maintenance and activity- or transaction based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Other service charges include revenue from processing wire transfers, cashier’s checks and other services. Revenue is recognized when the performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to the customers’ accounts. Other noninterest income – The Corporation evaluated individual components of other noninterest income, such as credit card merchant fees, credit and gift card fees and ATM fees. Debit card income is primarily comprised of interchange fees earned whenever the Corporation’s debit cards are processed through payment networks, such as Visa. Credit and gift card income is realized through a third party provider who issues cards as private label in the Corporation’s name. ATM fees are primarily generated when a non-Corporation cardholder uses a Corporation ATM. The income is primarily comprised as a percentage of interchange fees earned whenever the issuer’s card is processed through card payment networks, such as Visa or Pulse. Merchant services income is realized through a third party service provider who is contracted by the Corporation under a referral arrangement. Such fees represent fees charged to merchants to process their debit card transactions. The Corporation’s performance obligation for these fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received within a one to three day lag or in the following month.
Per Share Data	Per Share Data All per share computations include the effect of stock dividends distributed. The computation of net income per share is provided in the table below. Three months ended Nine months ended September 30, September 30, (in thousands, except per share data) 2020 2019 2020 2019 Net income $ 3,624 $ 5,203 $ 3,685 $ 14,153 Weighted average shares outstanding (basic) 9,792 9,860 9,774 9,904 Effect of dilutive stock options 22 63 29 67 Weighted average shares outstanding (diluted) 9,814 9,923 9,803 9,971 Basic earnings per share $ 0.37 $ 0.53 $ 0.38 $ 1.43 Diluted earnings per share $ 0.37 $ 0.52 $ 0.38 $ 1.42
Comprehensive Income	Comprehensive Income Accounting principles generally accepted in the United States require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheet, such items, along with net income, are components of comprehensive income.
Cash Flow Information	Cash Flow Information For purposes of the consolidated statements of cash flows, the Corporation considers interest bearing deposits with banks, cash and due from banks, and federal funds sold to be cash and cash equivalents. Supplemental cash flow information is provided in the table below. Nine months ended September 30, (dollars in thousands) 2020 2019 Cash paid during the period for: Income taxes $ 3,557 $ 3,610 Interest $ 12,464 $ 16,062 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 121 $ 0 Initial recognition of financing lease right-of-use assets $ 0 $ 1,358 Initial recognition of financing lease liabilities $ 0 $ 1,480 Initial recognition of operating lease right-of-use assets $ 186 $ 2,958 Initial recognition of operating lease liabilities $ 186 $ 3,035
Recent Accounting Pronouncements	Recent Accounting Pronouncements Pronouncements Adopted in 2020 In January 2017, the FASB issued Accounting Standards Update (ASU) 2017-04, Intangibles – Goodwill and Other (Topic 350). This standard simplifies the test for goodwill impairment by eliminating the requirement to calculate the implied fair value of goodwill, which currently is Step 2 of the goodwill impairment test. Instead, the goodwill impairment test will consist of a single quantitative step comparing the fair value of the reporting unit with its carrying amount. An entity should recognize a goodwill impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. The new standard is effective for annual and any interim goodwill impairment tests in reporting periods beginning after December 15, 2019. The Corporation adopted this standard effective January 1, 2020. The adoption of this standard did not have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement. The amendments in this update modify the disclosure requirements in Topic 820, Fair Value Measurement. The following disclosure requirements were removed: the amount of and reasons for transfers between Level 1 and Level 2, the policy for timing of transfers between levels, and the valuation processes for Level 3 fair value measurements. The following disclosure requirements were modified: for investments in certain entities that calculate net asset value, and entity is required to disclose the timing of liquidation of investee’s assets and the amendments clarify that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. The following disclosure requirements were added: the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The update is effective for fiscal years beginning after December 15, 2019. The adoption of this update did not have a material impact on the Corporation’s consolidated financial statements. In August 2018, the FASB issued ASU 2018-15, Intangibles-Goodwill and Other-Internal-Use Software. This standard aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with those incurred to develop or obtain internal-use software. This standard requires application of Subtopic 350-40 to determine which costs to implement the service contract would be capitalized as an asset and which costs would be expensed. The amendments in the update are effective for the years beginning after December 15, 2019. The adoption of this update did not have a material impact on its consolidated financial statements. Pronouncements Not Yet Effective In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). This standard adds a new Topic 326 which requires companies to measure and record impairment on financial instruments at the time of origination using the expected credit loss (CECL) model. The CECL model calculates impairment based on historical experience, current conditions, and reasonable and supportable forecasts, and reflects the organization’s current estimate of all expected credit losses over the contractual term of its financial assets. The new standard was delayed and is now effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Corporation expects the provisions of ASU No. 2016-13 to impact its consolidated financial statements, in particular, the level of the reserve for credit losses. The Corporation is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor. In August 2018, the FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans-General (Subtopic 715-20). The amendments in this update remove disclosures that are no longer considered cost beneficial, clarify the specific requirements of disclosures, and add disclosure requirements identified as relevant. The update is effective for fiscal years ending after December 15, 2020. Early adoption is permitted. The Corporation is currently evaluating the impact of the adoption of this update on its disclosures.

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Tables)	9 Months Ended
	Sep. 30, 2020
Summary Of Significant Accounting Policies [Abstract]
Summary Of Changes In Mortgage Service Rights	Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2020 2019 2020 2019 Amortized cost: Balance at beginning of period $ 649 $ 905 $ 965 $ 925 Originations of mortgage servicing rights 29 87 84 211 Amortization expense ( 161 ) ( 56 ) ( 349 ) ( 139 ) Valuation allowance ( 31 ) ( 11 ) ( 214 ) ( 72 ) Balance at end of period $ 486 $ 925 $ 486 $ 925
Schedule Of Computation Of Net Income Per Share	Three months ended Nine months ended September 30, September 30, (in thousands, except per share data) 2020 2019 2020 2019 Net income $ 3,624 $ 5,203 $ 3,685 $ 14,153 Weighted average shares outstanding (basic) 9,792 9,860 9,774 9,904 Effect of dilutive stock options 22 63 29 67 Weighted average shares outstanding (diluted) 9,814 9,923 9,803 9,971 Basic earnings per share $ 0.37 $ 0.53 $ 0.38 $ 1.43 Diluted earnings per share $ 0.37 $ 0.52 $ 0.38 $ 1.42
Schedule Of Supplemental Cash Flow Information	Nine months ended September 30, (dollars in thousands) 2020 2019 Cash paid during the period for: Income taxes $ 3,557 $ 3,610 Interest $ 12,464 $ 16,062 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 121 $ 0 Initial recognition of financing lease right-of-use assets $ 0 $ 1,358 Initial recognition of financing lease liabilities $ 0 $ 1,480 Initial recognition of operating lease right-of-use assets $ 186 $ 2,958 Initial recognition of operating lease liabilities $ 186 $ 3,035

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Securities [Abstract]
Summary Of Securities Available-For-Sale	Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value September 30, 2020 Debt securities: U.S. Treasury notes $ 4,999 $ 22 $ 0 $ 5,021 U.S. agency 49,997 0 ( 1 ) 49,996 U.S. agency mortgage-backed, residential 112,311 4,645 ( 20 ) 116,936 State and municipal 20,948 301 ( 25 ) 21,224 Corporate debt 4,491 128 0 4,619 Total debt securities $ 192,746 $ 5,096 $ ( 46 ) $ 197,796 December 31, 2019 Debt securities: U.S. Treasury notes $ 9,834 $ 119 $ 0 $ 9,953 U.S. agency 15,000 0 ( 77 ) 14,923 U.S. agency mortgage-backed, residential 106,799 1,443 ( 87 ) 108,155 State and municipal 26,385 260 ( 1 ) 26,644 Total debt securities $ 158,018 $ 1,822 $ ( 165 ) $ 159,675
Schedule Of Amortized Cost And Estimated Fair Value Of Debt Securities	Available-for-sale Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 63,773 $ 63,803 Due after one year through five years 99,452 102,937 Due after five years through ten years 16,574 17,241 Due after ten years 12,947 13,815 Total debt securities $ 192,746 $ 197,796
Schedule Of Gross Realized Gains And Losses On Sales Of Securities Available-For-Sale	Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2020 2019 2020 2019 Realized gains $ 0 $ 2 $ 124 $ 16 Realized losses 0 0 ( 59 ) ( 17 ) Net gains (losses) $ 0 $ 2 $ 65 $ ( 1 )
Schedule Of Gross Unrealized Losses And Fair Value, Aggregated By Investment Category And Length Of Time	Less than 12 months 12 months or more Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses September 30, 2020 Debt securities: U.S. agency 7 44,996 ( 1 ) 0 0 0 7 44,996 ( 1 ) U.S. agency mortgage-backed, residential 5 4,407 ( 20 ) 0 0 0 5 4,407 ( 20 ) State and municipal 5 2,808 ( 25 ) 0 0 0 5 2,808 ( 25 ) Total temporarily impaired debt securities, available-for-sale 17 $ 52,211 $ ( 46 ) 0 $ 0 $ 0 17 $ 52,211 $ ( 46 ) December 31, 2019 Debt securities: U.S. agency 1 4,983 ( 17 ) 2 9,940 ( 60 ) 3 14,923 ( 77 ) U.S. agency mortgage-backed, residential 12 21,821 ( 82 ) 2 1,163 ( 5 ) 14 22,984 ( 87 ) State and municipal 1 466 ( 1 ) 0 0 0 1 466 ( 1 ) Total temporarily impaired debt securities, available-for-sale 14 $ 27,270 $ ( 100 ) 4 $ 11,103 $ ( 65 ) 18 $ 38,373 $ ( 165 )

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2020
Loans [Abstract]
Schedule Of Loan Portfolio Composition	September 30, % Total December 31, % Total (dollars in thousands) 2020 Loans 2019 Loans Builder & developer $ 163,722 10.4 $ 159,312 10.6 Commercial real estate investor 200,666 12.7 207,227 13.8 Residential real estate investor 242,602 15.4 247,969 16.5 Hotel/Motel 78,991 5.0 80,260 5.3 Wholesale & retail 113,805 7.2 109,238 7.3 Manufacturing 95,906 6.1 86,511 5.7 Agriculture 78,321 5.0 80,719 5.4 Other 381,267 24.2 313,371 20.7 Total commercial related loans 1,355,280 86.0 1,284,607 85.3 Residential mortgages 97,012 6.2 94,868 6.3 Home equity 98,724 6.3 100,827 6.7 Other 23,995 1.5 24,833 1.7 Total consumer related loans 219,731 14.0 220,528 14.7 Total loans $ 1,575,011 100.0 $ 1,505,135 100.0
Summary Of Loan Risk Ratings By Loan Class	Special (dollars in thousands) Pass Mention Substandard Nonaccrual Total September 30, 2020 Builder & developer $ 150,570 $ 10,843 $ 1,930 $ 379 $ 163,722 Commercial real estate investor 194,020 6,439 0 207 200,666 Residential real estate investor 238,059 1,300 136 3,107 242,602 Hotel/Motel 53,308 12,509 13,174 0 78,991 Wholesale & retail 103,926 8,796 1,083 0 113,805 Manufacturing 84,502 0 11,404 0 95,906 Agriculture 70,297 755 3,778 3,491 78,321 Other 355,831 2,297 12,740 10,399 381,267 Total commercial related loans 1,250,513 42,939 44,245 17,583 1,355,280 Residential mortgage 96,725 124 11 152 97,012 Home equity 98,093 56 0 575 98,724 Other 23,798 0 0 197 23,995 Total consumer related loans 218,616 180 11 924 219,731 Total loans $ 1,469,129 $ 43,119 $ 44,256 $ 18,507 $ 1,575,011 December 31, 2019 Builder & developer $ 151,672 $ 6,503 $ 252 $ 885 $ 159,312 Commercial real estate investor 201,967 3,890 1,145 225 207,227 Residential real estate investor 238,216 3,780 202 5,771 247,969 Hotel/Motel 67,732 12,528 0 0 80,260 Wholesale & retail 89,556 10,513 1,954 7,215 109,238 Manufacturing 76,721 1,058 7,597 1,135 86,511 Agriculture 76,350 1,123 404 2,842 80,719 Other 277,634 16,490 13,748 5,499 313,371 Total commercial related loans 1,179,848 55,885 25,302 23,572 1,284,607 Residential mortgage 94,388 131 74 275 94,868 Home equity 100,089 61 0 677 100,827 Other 24,600 0 7 226 24,833 Total consumer related loans 219,077 192 81 1,178 220,528 Total loans $ 1,398,925 $ 56,077 $ 25,383 $ 24,750 $ 1,505,135
Summary Of Impaired Loans	With No Allowance With A Related Allowance Total Recorded Unpaid Recorded Unpaid Related Recorded Unpaid (dollars in thousands) Investment Principal Investment Principal Allowance Investment Principal September 30, 2020 Builder & developer $ 579 $ 631 $ 0 $ 0 $ 0 $ 579 $ 631 Commercial real estate investor 1,216 1,221 0 0 0 1,216 1,221 Residential real estate investor 2,653 2,681 454 468 242 3,107 3,149 Hotel/Motel 0 0 0 0 0 0 0 Wholesale & retail 238 238 0 0 0 238 238 Manufacturing 0 0 0 0 0 0 0 Agriculture 2,313 2,390 1,178 1,218 534 3,491 3,608 Other commercial 6,412 6,655 3,987 4,309 2,513 10,399 10,964 Total impaired commercial related loans 13,411 13,816 5,619 5,995 3,289 19,030 19,811 Residential mortgage 152 152 0 0 0 152 152 Home equity 575 592 0 0 0 575 592 Other consumer 197 206 0 0 0 197 206 Total impaired consumer related loans 924 950 0 0 0 924 950 Total impaired loans $ 14,335 $ 14,766 $ 5,619 $ 5,995 $ 3,289 $ 19,954 $ 20,761 December 31, 2019 Builder & developer $ 621 $ 651 $ 473 $ 474 $ 238 $ 1,094 $ 1,125 Commercial real estate investor 1,370 1,371 0 0 0 1,370 1,371 Residential real estate investor 734 753 5,037 5,137 1,873 5,771 5,890 Hotel/Motel 0 0 0 0 0 0 0 Wholesale & retail 273 273 7,184 7,811 2,537 7,457 8,084 Manufacturing 13 13 1,122 1,220 463 1,135 1,233 Agriculture 1,784 1,791 1,058 1,058 701 2,842 2,849 Other commercial 1,864 1,974 3,635 3,888 1,608 5,499 5,862 Total impaired commercial related loans 6,659 6,826 18,509 19,588 7,420 25,168 26,414 Residential mortgage 275 277 0 0 0 275 277 Home equity 677 677 0 0 0 677 677 Other consumer 226 231 0 0 0 226 231 Total impaired consumer related loans 1,178 1,185 0 0 0 1,178 1,185 Total impaired loans $ 7,837 $ 8,011 $ 18,509 $ 19,588 $ 7,420 $ 26,346 $ 27,599 The table below presents a summary of average impaired loans and related interest income that was included in net income for the three and nine months ended September 30, 2020 and 2019. With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Three months ended September 30, 2020 Builder & developer $ 585 9 70 0 $ 655 $ 9 Commercial real estate investor 1,244 16 0 0 1,244 16 Residential real estate investor 1,779 3 2,710 0 4,489 3 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 239 2 0 0 239 2 Manufacturing 0 0 0 0 0 0 Agriculture 2,337 37 1,200 0 3,537 37 Other commercial 5,696 33 3,805 0 9,501 33 Total impaired commercial related loans 11,880 100 7,785 0 19,665 100 Residential mortgage 152 2 0 0 152 2 Home equity 614 5 0 0 614 5 Other consumer 206 2 0 0 206 2 Total impaired consumer related loans 972 9 0 0 972 9 Total impaired loans $ 12,852 $ 109 $ 7,785 $ 0 $ 20,637 $ 109 Three months ended September 30, 2019 Builder & developer $ 1,281 $ 4 $ 243 $ 0 $ 1,524 $ 4 Commercial real estate investor 2,594 35 0 0 2,594 35 Residential real estate investor 588 4 5,113 0 5,701 4 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 244 2 7,317 0 7,561 2 Manufacturing 15 4 1,281 0 1,296 4 Agriculture 1,221 6 529 0 1,750 6 Other commercial 2,096 0 5,788 0 7,884 0 Total impaired commercial related loans 8,039 55 20,271 0 28,310 55 Residential mortgage 121 0 0 0 121 0 Home equity 575 5 0 0 575 5 Other consumer 278 4 0 0 278 4 Total impaired consumer related loans 974 9 0 0 974 9 Total impaired loans $ 9,013 $ 64 $ 20,271 $ 0 $ 29,284 $ 64 With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Nine months ended September 30, 2020 Builder & developer $ 771 31 189 0 $ 960 $ 31 Commercial real estate investor 1,296 56 0 0 1,296 56 Residential real estate investor 1,311 22 3,865 0 5,176 22 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 255 5 3,564 0 3,819 5 Manufacturing 6 3 537 0 543 3 Agriculture 2,217 95 1,106 0 3,323 95 Other commercial 4,257 71 3,719 0 7,976 71 Total impaired commercial related loans 10,113 283 12,980 0 23,093 283 Residential mortgage 183 5 0 0 183 5 Home equity 643 42 0 0 643 42 Other consumer 215 9 0 0 215 9 Total impaired consumer related loans 1,041 56 0 0 1,041 56 Total impaired loans $ 11,154 $ 339 $ 12,980 $ 0 $ 24,134 $ 339 Nine months ended September 30, 2019 Builder & developer $ 1,202 $ 32 $ 156 $ 0 $ 1,358 $ 32 Commercial real estate investor 3,102 103 0 0 3,102 103 Residential real estate investor 601 15 4,729 0 5,330 15 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 1,483 8 7,359 0 8,842 8 Manufacturing 342 13 1,462 0 1,804 13 Agriculture 939 17 265 0 1,204 17 Other commercial 4,849 0 5,329 0 10,178 0 Total impaired commercial related loans 12,518 188 19,300 0 31,818 188 Residential mortgage 335 9 0 0 335 9 Home equity 590 15 0 0 590 15 Other consumer 278 13 0 0 278 13 Total impaired consumer related loans 1,203 37 0 0 1,203 37 Total impaired loans $ 13,721 $ 225 $ 19,300 $ 0 $ 33,021 $ 225
Summary Of Past Due Loans, Nonaccrual Loans And Current Loans By Loan Segment And Class	≥ 90 Days 30-59 60-89 Past Due Total Past Days Days and Due and Total (dollars in thousands) Past Due Past Due Accruing Nonaccrual Nonaccrual Current Loans September 30, 2020 Builder & developer $ 849 $ 78 $ 721 $ 379 $ 2,027 $ 161,695 $ 163,722 Commercial real estate investor 0 0 0 207 207 200,459 200,666 Residential real estate investor 0 0 0 3,107 3,107 239,495 242,602 Hotel/Motel 0 12,509 0 0 12,509 66,482 78,991 Wholesale & retail 30 0 0 0 30 113,775 113,805 Manufacturing 368 0 654 0 1,022 94,884 95,906 Agriculture 0 0 0 3,491 3,491 74,830 78,321 Other 0 25 0 10,399 10,424 370,843 381,267 Total commercial related loans 1,247 12,612 1,375 17,583 32,817 1,322,463 1,355,280 Residential mortgage 0 336 407 152 895 96,117 97,012 Home equity 143 131 0 575 849 97,875 98,724 Other 28 363 0 197 588 23,407 23,995 Total consumer related loans 171 830 407 924 2,332 217,399 219,731 Total loans $ 1,418 $ 13,442 $ 1,782 $ 18,507 $ 35,149 $ 1,539,862 $ 1,575,011 December 31, 2019 Builder & developer $ 0 $ 0 $ 43 $ 885 $ 928 $ 158,384 $ 159,312 Commercial real estate investor 0 0 0 225 225 207,002 207,227 Residential real estate investor 295 0 0 5,771 6,066 241,903 247,969 Hotel/Motel 0 0 0 0 0 80,260 80,260 Wholesale & retail 0 0 0 7,215 7,215 102,023 109,238 Manufacturing 409 0 0 1,135 1,544 84,967 86,511 Agriculture 14 0 0 2,842 2,856 77,863 80,719 Other 463 1,865 120 5,499 7,947 305,424 313,371 Total commercial related loans 1,181 1,865 163 23,572 26,781 1,257,826 1,284,607 Residential mortgage 0 70 104 275 449 94,419 94,868 Home equity 249 276 0 677 1,202 99,625 100,827 Other 750 68 13 226 1,057 23,776 24,833 Total consumer related loans 999 414 117 1,178 2,708 217,820 220,528 Total loans $ 2,180 $ 2,279 $ 280 $ 24,750 $ 29,489 $ 1,475,646 $ 1,505,135
Summary Of Loans Modified Under TDRs	Modifications Pre-Modification Post-Modification Number Outstanding Outstanding Recorded of Recorded Recorded Investment (dollars in thousands) Contracts Investments Investments at Period End Three months ended: September 30, 2020 None September 30, 2019 None Nine months ended: September 30, 2020 None September 30, 2019 Commercial related loans accruing 1 $ 63 $ 63 $ 56

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Allowance For Loan Losses [Abstract]
Summary Of Allowance For Loan Losses By Loan Segment And Class	Allowance for Loan Losses July 1, 2020 September 30, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,376 $ 0 $ 0 $ ( 254 ) $ 2,122 Commercial real estate investor 2,732 0 0 ( 56 ) 2,676 Residential real estate investor 4,767 ( 1,641 ) 3 807 3,936 Hotel/Motel 1,530 0 0 6 1,536 Wholesale & retail 2,398 0 0 21 2,419 Manufacturing 901 0 0 29 930 Agriculture 1,112 0 0 38 1,150 Other commercial 4,610 ( 367 ) 0 1,293 5,536 Total commercial related loans 20,426 ( 2,008 ) 3 1,884 20,305 Residential mortgage 229 0 0 19 248 Home equity 297 ( 59 ) 0 56 294 Other consumer 94 ( 2 ) 7 ( 3 ) 96 Total consumer related loans 620 ( 61 ) 7 72 638 Unallocated ( 8 ) 0 0 ( 26 ) ( 34 ) Total $ 21,038 $ ( 2,069 ) $ 10 $ 1,930 $ 20,909 Allowance for Loan Losses July 1, 2019 September 30, 2019 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,708 $ ( 8 ) $ 0 $ ( 495 ) $ 2,205 Commercial real estate investor 2,568 0 0 60 2,628 Residential real estate investor 3,888 0 3 33 3,924 Hotel/Motel 746 0 0 2 748 Wholesale & retail 3,482 ( 24 ) 0 144 3,602 Manufacturing 1,355 0 0 ( 74 ) 1,281 Agriculture 556 0 0 819 1,375 Other commercial 5,145 0 0 ( 380 ) 4,765 Total commercial related loans 20,448 ( 32 ) 3 109 20,528 Residential mortgage 137 0 0 13 150 Home equity 272 ( 30 ) 69 ( 97 ) 214 Other consumer 160 ( 35 ) 15 20 160 Total consumer related loans 569 ( 65 ) 84 ( 64 ) 524 Unallocated 157 0 0 ( 45 ) 112 Total $ 21,174 $ ( 97 ) $ 87 $ 0 $ 21,164 Allowance for Loan Losses January 1, 2020 September 30, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,263 $ ( 844 ) $ 0 $ 703 $ 2,122 Commercial real estate investor 2,565 0 0 111 2,676 Residential real estate investor 4,632 ( 1,641 ) 9 936 3,936 Hotel/Motel 742 0 0 794 1,536 Wholesale & retail 3,575 ( 3,116 ) 7 1,953 2,419 Manufacturing 1,252 ( 392 ) 0 70 930 Agriculture 1,304 0 0 ( 154 ) 1,150 Other commercial 4,204 ( 8,057 ) 0 9,389 5,536 Total commercial related loans 20,537 ( 14,050 ) 16 13,802 20,305 Residential mortgage 158 0 0 90 248 Home equity 203 ( 59 ) 0 150 294 Other consumer 167 ( 13 ) 34 ( 92 ) 96 Total consumer related loans 528 ( 72 ) 34 148 638 Unallocated 1 0 0 ( 35 ) ( 34 ) Total $ 21,066 $ ( 14,122 ) $ 50 $ 13,915 $ 20,909 Allowance for Loan Losses January 1, 2019 September 30, 2019 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,835 $ ( 8 ) $ 0 $ ( 622 ) $ 2,205 Commercial real estate investor 2,636 0 0 ( 8 ) 2,628 Residential real estate investor 3,945 0 9 ( 30 ) 3,924 Hotel/Motel 732 0 0 16 748 Wholesale & retail 1,813 ( 24 ) 0 1,813 3,602 Manufacturing 1,287 0 0 ( 6 ) 1,281 Agriculture 579 0 0 796 1,375 Other commercial 4,063 ( 46 ) 0 748 4,765 Total commercial related loans 17,890 ( 78 ) 9 2,707 20,528 Residential mortgage 126 0 0 24 150 Home equity 265 ( 147 ) 71 25 214 Other consumer 144 ( 125 ) 40 101 160 Total consumer related loans 535 ( 272 ) 111 150 524 Unallocated 719 0 0 ( 607 ) 112 Total $ 19,144 $ ( 350 ) $ 120 $ 2,250 $ 21,164
Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment	Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated For Evaluated For Evaluated For Evaluated For (dollars in thousands) Impairment Impairment Balance Impairment Impairment Balance September 30, 2020 Builder & developer $ 0 $ 2,122 $ 2,122 $ 579 $ 163,143 $ 163,722 Commercial real estate investor 0 2,676 2,676 1,216 199,450 200,666 Residential real estate investor 242 3,694 3,936 3,107 239,495 242,602 Hotel/Motel 0 1,536 1,536 0 78,991 78,991 Wholesale & retail 0 2,419 2,419 238 113,567 113,805 Manufacturing 0 930 930 0 95,906 95,906 Agriculture 534 616 1,150 3,491 74,830 78,321 Other commercial 2,513 3,023 5,536 10,399 370,868 381,267 Total commercial related 3,289 17,016 20,305 19,030 1,336,250 1,355,280 Residential mortgage 0 248 248 152 96,860 97,012 Home equity 0 294 294 575 98,149 98,724 Other consumer 0 96 96 197 23,798 23,995 Total consumer related 0 638 638 924 218,807 219,731 Unallocated 0 ( 34 ) ( 34 ) 0 0 0 Total $ 3,289 $ 17,620 $ 20,909 $ 19,954 $ 1,555,057 $ 1,575,011 December 31, 2019 Builder & developer $ 238 $ 2,025 $ 2,263 $ 1,094 $ 158,218 $ 159,312 Commercial real estate investor 0 2,565 2,565 1,370 205,857 207,227 Residential real estate investor 1,873 2,759 4,632 5,771 242,198 247,969 Hotel/Motel 0 742 742 0 80,260 80,260 Wholesale & retail 2,537 1,038 3,575 7,457 101,781 109,238 Manufacturing 463 789 1,252 1,135 85,376 86,511 Agriculture 701 603 1,304 2,842 77,877 80,719 Other commercial 1,608 2,596 4,204 5,499 307,872 313,371 Total commercial related 7,420 13,117 20,537 25,168 1,259,439 1,284,607 Residential mortgage 0 158 158 275 94,593 94,868 Home equity 0 203 203 677 100,150 100,827 Other consumer 0 167 167 226 24,607 24,833 Total consumer related 0 528 528 1,178 219,350 220,528 Unallocated 0 1 1 0 0 0 Total $ 7,420 $ 13,646 $ 21,066 $ 26,346 $ 1,478,789 $ 1,505,135

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2020
Deposits
Schedule Of Composition Of Deposits	September 30, December 31, (dollars in thousands) 2020 2019 Noninterest bearing demand $ 404,125 $ 273,968 Interest bearing demand 208,288 174,248 Money market 578,255 513,948 Savings 105,045 85,489 Time deposits less than $100 295,424 303,527 Time deposits $100 to $250 186,976 175,477 Time deposits $250 or more 67,760 63,907 Total deposits $ 1,845,873 $ 1,590,564

Short-Term Borrowings And Lon_2

Short-Term Borrowings And Long-Term Debt (Tables)	9 Months Ended
	Sep. 30, 2020
Short-Term Borrowings And Long-Term Debt [Abstract]
Summary Of Long-Term Debt	September 30, December 31, (dollars in thousands) 2020 2019 PeoplesBank’s obligations: Federal Home Loan Bank of Pittsburgh (FHLBP) Due March 2020 , 1.86 % $ 0 $ 10,000 Due June 2020 , 1.87 % 0 15,000 Due June 2020 , 2.70 % 0 10,000 Due June 2021 , 2.81 % 10,000 10,000 Due June 2021 , 2.14 % 15,000 15,000 Due May 2022 , 2.93 % 10,000 10,000 Total FHLBP $ 35,000 $ 70,000 Codorus Valley Bancorp, Inc. obligations: Junior subordinated debt Due 2034 , 2.27 %, floating rate based on 3 month LIBOR plus 2.02 %, callable quarterly 3,093 3,093 Due 2036 , 1.82 % floating rate based on 3 month LIBOR plus 1.54 %, callable quarterly 7,217 7,217 Total junior subordinated debt $ 10,310 $ 10,310 Lease obligations included in long-term debt: Finance lease liabilities 1,303 1,322 Total long-term debt $ 46,613 $ 81,632

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2020
Leases [Abstract]
Components of Lease Expense	Three months ended September 30, (dollars in thousands) 2020 2019 Operating lease cost $ 169 $ 189 Finance lease cost: Amortization of right-of-use assets $ 12 $ 17 Interest on lease liability 12 13 Total finance lease cost $ 24 $ 30 Total lease cost $ 193 $ 219 Nine months ended September 30, (dollars in thousands) 2020 2019 Operating lease cost $ 564 $ 565 Finance lease cost: Amortization of right-of-use assets $ 36 $ 51 Interest on lease liability 36 39 Total finance lease cost $ 72 $ 90 Total lease cost $ 636 $ 655
Supplemental Cash Flow Information Related to Leases	Nine months ended September 30, 2020 2019 Operating cash flows from operating leases $ 578 $ 583 Operating cash flows from financing leases 36 39 Financing cash flows from financing leases 19 31 Right-of-use assets obtained in exchange for lease obligations: Operating leases 186 13 Finance leases 0 0
Supplemental Balance Sheet Information Related to Leases	September 30, December 31, 2020 2019 Assets: Operating leases right-of-use assets $ 2,534 $ 3,021 Finance leases assets 1,099 1,134 Total lease assets $ 3,633 $ 4,155 Liabilities: Operating $ 2,669 $ 3,184 Financing 1,303 1,322 Total lease liabilities $ 3,972 $ 4,506 Weighted Average Remaining Lease Term (years) Operating leases 5.4 5.6 Finance leases 23.4 24.2 Weighted Average Discount Rate Operating leases 2.69 % 2.72 % Finance leases 3.69 % 3.69 %
Future Minimum Payments for Financing Leases and Operating Leases	(dollars in thousands:) September 30, 2020 Year Ending December 31, Operating Leases Finance Leases 2020 $ 171 $ 19 2021 667 75 2022 604 75 2023 489 75 2024 413 75 Thereafter 508 1,666 Total lease payments 2,852 1,985 Less imputed interest ( 183 ) ( 682 ) Total $ 2,669 $ 1,303 (dollars in thousands:) December 31, 2019 Year Ending December 31, Operating Leases Finance Leases 2020 $ 767 $ 74 2021 706 75 2022 545 75 2023 491 75 2024 413 75 Thereafter 507 1,668 Total lease payments 3,429 2,042 Less imputed interest ( 245 ) ( 720 ) Total $ 3,184 $ 1,322

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2020
Regulatory Matters [Abstract]
Schedule Of Risk-Based Capital Ratios And Leverage Ratios	Minimum for Basel III Well Capitalized Actual Capital Adequacy Minimum (1) (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Codorus Valley Bancorp, Inc. (consolidated) at September 30, 2020 Capital ratios: Common equity Tier 1 $ 187,741 13.20 % $ 99,597 7.00 % n/a n/a Tier 1 risk based 197,741 13.90 120,939 8.50 n/a n/a Total risk based 215,565 15.15 149,396 10.50 n/a n/a Leverage 197,741 9.51 83,130 4.00 n/a n/a at December 31, 2019 Capital ratios: Common equity Tier 1 $ 187,312 12.45 % $ 105,359 7.00 % n/a n/a Tier 1 risk based 197,312 13.11 127,936 8.50 n/a n/a Total risk based 216,154 14.36 158,039 10.50 n/a n/a Leverage 197,312 10.55 74,820 4.00 n/a n/a PeoplesBank, A Codorus Valley Company at September 30, 2020 Capital ratios: Common equity Tier 1 $ 194,064 13.67 % $ 99,349 7.00 % $ 92,253 6.50 % Tier 1 risk based 194,064 13.67 120,638 8.50 113,542 8.00 Total risk based 211,844 14.93 149,024 10.50 141,928 10.00 Leverage 194,064 9.35 82,990 4.00 103,737 5.00 at December 31, 2019 Capital ratios: Common equity Tier 1 $ 193,421 12.88 % $ 105,118 7.00 % $ 97,610 6.50 % Tier 1 risk based 193,421 12.88 127,643 8.50 120,135 8.00 Total risk based 212,220 14.13 157,677 10.50 150,169 10.00 Leverage 193,421 10.36 74,673 4.00 93,341 5.00 (1) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Fair Value of Assets and Liab_2

Fair Value of Assets and Liabilities (Tables)	9 Months Ended
	Sep. 30, 2020
Fair Value of Assets and Liabilities [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs September 30, 2020 Securities available-for-sale: U.S. Treasury notes $ 5,021 $ 5,021 $ 0 $ 0 U.S. agency 49,996 0 49,996 0 U.S. agency mortgage-backed, residential 116,936 0 116,936 0 State and municipal 21,224 0 21,224 0 Corporate debt 4,619 0 4,619 0 December 31, 2019 Securities available-for-sale: U.S. Treasury notes $ 9,953 $ 9,953 $ 0 $ 0 U.S. agency 14,923 0 14,923 0 U.S. agency mortgage-backed, residential 108,155 0 108,155 0 State and municipal 26,644 0 26,644 0
Schedule Of Assets Measured At Fair Value On Nonrecurring Basis	Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs September 30, 2020 Impaired loans $ 2,553 $ 0 $ 0 $ 2,553 Mortgage servicing rights 548 0 0 548 December 31, 2019 Impaired loans $ 11,297 $ 0 $ 0 $ 11,297 Foreclosed real estate 797 0 0 797 Mortgage servicing rights 1,047 0 0 1,047
Schedule Of Level 3 Assets Measured At Fair Value On Nonrecurring Basis	Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Weighted (dollars in thousands) Estimate Techniques Input Range Average September 30, 2020 Impaired loans $ 2,553 Appraisal (1) Appraisal adjustments (2) 15 % - 50 % 42 % Mortgage Servicing Rights 548 Multiple of annual service fee Estimated prepayment speed based on rate and term 17.0 % - 20.2 % 19.4 % December 31, 2019 Impaired loans $ 5,991 Appraisal (1) Appraisal adjustments (2) 15 % - 55 % 44 % Impaired loans 5,306 Business asset valuation (3) Business asset valuation adjustments (4) 10 % - 73 % 70 % Foreclosed real estate 797 Appraisal (1) Appraisal adjustments (2) 22 % - 22 % 22 % Mortgage Servicing Rights 1,047 Multiple of annual service fee Estimated prepayment speed based on rate and term 7.9 % - 8.9 % 8.7 % (1) Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable. (2) Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal. (3) Fair value is generally determined through customer-provided financial statements and bankruptcy court documents. (4) Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value.
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	Fair Value Estimates (Level 1) (Level 2) (Level 3) Quoted Prices Significant Significant in Active Other Other Carrying Estimated Markets for Observable Unobservable (dollars in thousands) Amount Fair Value Identical Assets Inputs Inputs September 30, 2020 Financial assets Cash and cash equivalents $ 241,509 $ 241,509 $ 241,509 $ 0 $ 0 Securities available-for-sale 197,796 197,796 5,021 192,775 0 Loans held for sale 13,817 14,854 0 14,854 0 Loans, net 1,554,102 1,559,318 0 0 1,559,318 Interest receivable 8,123 8,123 0 8,123 0 Financial liabilities Deposits $ 1,845,873 $ 1,851,955 $ 0 $ 1,851,955 $ 0 Short-term borrowings 9,309 9,309 0 9,309 0 Long-term debt (1) 45,310 42,702 0 35,754 6,948 Interest payable 568 568 0 568 0 Off-balance sheet instruments 0 0 0 0 0 December 31, 2019 Financial assets Cash and cash equivalents $ 131,591 $ 131,591 $ 131,591 $ 0 $ 0 Securities available-for-sale 159,675 159,675 9,953 149,722 0 Restricted investment in bank stocks 4,551 4,551 0 4,551 0 Loans held for sale 11,803 12,460 0 12,460 0 Loans, net 1,484,069 1,472,772 0 0 1,472,772 Interest receivable 5,016 5,016 0 5,016 0 Financial liabilities Deposits $ 1,590,564 $ 1,582,179 $ 0 $ 1,582,179 $ 0 Short-term borrowings 7,925 7,925 0 7,925 0 Long-term debt (1) 80,310 79,579 0 70,486 9,093 Interest payable 842 842 0 842 0 Off-balance sheet instruments 0 0 0 0 0 (1) Exclude leases included in Long-term debt

Assets And Liabilities Subjec_2

Assets And Liabilities Subject To Offsetting (Tables)	9 Months Ended
	Sep. 30, 2020
Assets And Liabilities Subject To Offsetting [Abstract]
Schedule Of Securities Sold Under Agreements To Repurchase	Gross amounts Not Offset in the Statements of Condition Financial Instruments (dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statements of Condition Net Amounts of Liabilities Presented in the Statements of Condition U.S. agency mortgage-backed, residential U.S. agency Cash Collateral Pledged Net Amount September 30, 2020 Repurchase Agreements $ 9,309 $ 0 $ 9,309 $ ( 9,505 ) $ 0 $ 0 $ ( 196 ) December 31, 2019 Repurchase Agreements $ 7,925 $ 0 $ 7,925 $ ( 9,601 ) $ 0 $ 0 $ ( 1,676 )

Summary Of Significant Accoun_4

Summary Of Significant Accounting Policies (Narrative) (Details)	9 Months Ended
	Sep. 30, 2020USD ($)item	Dec. 31, 2019USD ($)
Summary of Significant Accounting Policies [Line Items]
Number of subsidiaries | item	1
Number of days for accrual of interest on the payment of principal or interest	90 days
Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Foreclosed real estate, net of allowance	$ 0
Mortgage Servicing Rights [Member] | Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Mortgage loans serviced for third parties	96,268,000	$ 115,620,000
Total Consumer Related Loans [Member] | Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Loans in process of forclosure amount	$ 209,000
Core Deposits Intangible Assets [Member]
Summary of Significant Accounting Policies [Line Items]
Intangible assets, amortization period	10 years

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Summary Of Changes In Mortgage Service Rights) (Details) - Residential Mortgage Loans [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Balance at beginning of period	$ 649	$ 905	$ 965	$ 925
Originations of mortgage servicing rights	29	87	84	211
Amortization expense	(161)	(56)	(349)	(139)
Valuation allowance	(31)	(11)	(214)	(72)
Balance at end of period	$ 486	$ 925	$ 486	$ 925

Summary Of Significant Accoun_6

Summary Of Significant Accounting Policies (Schedule Of Computation Of Net Income Per Share) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Summary Of Significant Accounting Policies [Abstract]
Net income	$ 3,624	$ 5,203	$ 3,685	$ 14,153
Weighted average shares outstanding (basic)	9,792	9,860	9,774	9,904
Effect of dilutive stock options	22	63	29	67
Weighted average shares outstanding (diluted)	9,814	9,923	9,803	9,971
Basic earnings per share	$ 0.37	$ 0.53	$ 0.38	$ 1.43
Diluted earnings per share	$ 0.37	$ 0.52	$ 0.38	$ 1.42

Summary Of Significant Accoun_7

Summary Of Significant Accounting Policies (Schedule Of Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Summary Of Significant Accounting Policies [Abstract]
Cash paid during the period for: Income taxes	$ 3,557	$ 3,610
Cash paid during the period for: Interest	12,464	16,062
Noncash investing and financing activities:
Transfer of loans to foreclosed real estate	121	0
Initial recognition of financing lease right-of-use assets	0	1,358
Initial recognition of financing lease liabilities	0	1,480
Initial recognition of operating lease right-of-use assets	186	2,958
Initial recognition of operating lease liabilities	$ 186	$ 3,035

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Proceeds from sale of securities			$ 21,679,000	$ 11,776,000
Income tax expense (benefit) related to the sale of securities available-for-sale	$ 0	$ 0	14,000	0
Carrying Amount [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities pledged as collateral	188,300,000		188,300,000		$ 128,427,000
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Proceeds from sale of securities	$ 0	2,000,000	21,679,000	$ 11,776,000
Income tax expense (benefit) related to the sale of securities available-for-sale		$ 0	$ 14,000
Geographic Concentration Risk [Member] | PENNSYLVANIA
Schedule of Available-for-sale Securities [Line Items]
Fair value municipal bond portfolio concentration percentage	85.00%		85.00%
Geographic Concentration Risk [Member] | TEXAS
Schedule of Available-for-sale Securities [Line Items]
Fair value municipal bond portfolio concentration percentage	12.00%		12.00%
Municipal Bonds [Member] | Geographic Concentration Risk [Member] | PENNSYLVANIA
Schedule of Available-for-sale Securities [Line Items]
Portfolio intentionally distributed to limit exposure largest issuer amount	$ 2,000,000		$ 2,000,000

Securities (Summary Of Securiti

Securities (Summary Of Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	$ 192,746	$ 158,018
Total debt securities, Gross Unrealized Gains	5,096	1,822
Total debt securities, Gross Unrealized Losses	(46)	(165)
Total debt securities, Fair Value	197,796	159,675
U.S. Treasury Notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	4,999	9,834
Total debt securities, Gross Unrealized Gains	22	119
Total debt securities, Gross Unrealized Losses	0	0
Total debt securities, Fair Value	5,021	9,953
U.S. Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	49,997	15,000
Total debt securities, Gross Unrealized Gains	0	0
Total debt securities, Gross Unrealized Losses	(1)	(77)
Total debt securities, Fair Value	49,996	14,923
U.S. Agency Mortgage-Backed, Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	112,311	106,799
Total debt securities, Gross Unrealized Gains	4,645	1,443
Total debt securities, Gross Unrealized Losses	(20)	(87)
Total debt securities, Fair Value	116,936	108,155
State And Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	20,948	26,385
Total debt securities, Gross Unrealized Gains	301	260
Total debt securities, Gross Unrealized Losses	(25)	(1)
Total debt securities, Fair Value	21,224	$ 26,644
Corporate Debt Securuties [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	4,491
Total debt securities, Gross Unrealized Gains	128
Total debt securities, Gross Unrealized Losses	0
Total debt securities, Fair Value	$ 4,619

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Estimated Fair Value Of Debt Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Securities [Abstract]
Due in one year or less, Available-for-sale, Amortized Cost	$ 63,773
Due after one year through five years, Available-for-sale, Amortized Cost	99,452
Due after five years through ten years, Available-for-sale, Amortized Cost	16,574
Due after ten years, Available-for-sale, Amortized Cost	12,947
Total debt securities, Amortized Cost	192,746	$ 158,018
Due in one year or less, Available-for-sale, Fair Value	63,803
Due after one year through five years, Available-for-sale, Fair Value	102,937
Due after five years through ten years, Available-for-sale, Fair Value	17,241
Due after ten years, Available-for-sale, Fair Value	13,815
Total debt securities, Fair Value	$ 197,796	$ 159,675

Securities (Schedule Of Gross R

Securities (Schedule Of Gross Realized Gains And Losses On Sales Of Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Securities [Abstract]
Realized gains	$ 0	$ 2	$ 124	$ 16
Realized losses	0	0	(59)	(17)
Net gains (losses)	$ 0	$ 2	$ 65	$ (1)

Securities (Schedule Of Gross U

Securities (Schedule Of Gross Unrealized Losses And Fair Value, Aggregated By Investment Category And Length Of Time) (Details) $ in Thousands	Sep. 30, 2020USD ($)security	Dec. 31, 2019USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	17	14
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 52,211	$ 27,270
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (46)	$ (100)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	4
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 11,103
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ (65)
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	17	18
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 52,211	$ 38,373
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (46)	$ (165)
U.S. Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	7	1
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 44,996	$ 4,983
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (1)	$ (17)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	2
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 9,940
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ (60)
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	7	3
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 44,996	$ 14,923
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (1)	$ (77)
U.S. Agency Mortgage-Backed, Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	5	12
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 4,407	$ 21,821
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (20)	$ (82)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	2
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 1,163
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ (5)
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	5	14
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 4,407	$ 22,984
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (20)	$ (87)
State And Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	5	1
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 2,808	$ 466
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (25)	$ (1)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	5	1
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 2,808	$ 466
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (25)	$ (1)

Restricted Investment In Bank_2

Restricted Investment In Bank Stocks (Details) - FHLBP [Member] - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum percent of member's total capital stock outstanding available for repurchase	5.00%
Impairment on restricted investment in bank stocks	$ 0	$ 0

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2020USD ($)loan	Sep. 30, 2019USD ($)loan	Sep. 30, 2020USD ($)segmentcontractloan	Sep. 30, 2019USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loan portfolio segments | segment			2
Commitments to lend additional amounts to TDRs	$ 0	$ 0	$ 0	$ 0
Number of defaults | loan	0	0	0	0
Residential Mortgage [Member] | Cares Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of contracts modified under the CARES Act | contract			12
Recorded investment modified under CARES Act	$ 4,200,000		$ 4,200,000
Accrual and Nonaccrual TDRs [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loan under TDRs			$ 1,447,000	$ 3,824,000
Commercial Related Loans [Member] | Cares Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of contracts modified under the CARES Act | contract			88
Recorded investment modified under CARES Act	93,100,000		$ 93,100,000
Total Consumer Related Loans [Member] | Cares Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of contracts modified under the CARES Act | contract			3
Recorded investment modified under CARES Act	$ 20,000		$ 20,000

Loans (Schedule Of Loan Portfol

Loans (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 1,575,011	$ 1,505,135
Commercial Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,355,280	1,284,607
Commercial Related Loans [Member] | Builder & Developer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	163,722	159,312
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	200,666	207,227
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	242,602	247,969
Commercial Related Loans [Member] | Hotel/Motel [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	78,991	80,260
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	113,805	109,238
Commercial Related Loans [Member] | Manufacturing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	95,906	86,511
Commercial Related Loans [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	78,321	80,719
Commercial Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	381,267	313,371
Total Consumer Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	219,731	220,528
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	97,012	94,868
Total Consumer Related Loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	98,724	100,827
Total Consumer Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 23,995	$ 24,833
Loan and Loan Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	100.00%	100.00%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	86.00%	85.30%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Builder & Developer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	10.40%	10.60%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	12.70%	13.80%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	15.40%	16.50%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Hotel/Motel [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.00%	5.30%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Wholesale & Retail [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	7.20%	7.30%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Manufacturing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.10%	5.70%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.00%	5.40%
Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	24.20%	20.70%
Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	14.00%	14.70%
Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.20%	6.30%
Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.30%	6.70%
Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	1.50%	1.70%

Loans (Summary Of Loan Risk Rat

Loans (Summary Of Loan Risk Ratings By Loan Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 1,575,011	$ 1,505,135
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,469,129	1,398,925
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	43,119	56,077
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	44,256	25,383
Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,507	24,750
Commercial Related Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,355,280	1,284,607
Commercial Related Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,250,513	1,179,848
Commercial Related Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	42,939	55,885
Commercial Related Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	44,245	25,302
Commercial Related Loans [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	17,583	23,572
Commercial Related Loans [Member] | Builder & Developer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	163,722	159,312
Commercial Related Loans [Member] | Builder & Developer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	150,570	151,672
Commercial Related Loans [Member] | Builder & Developer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	10,843	6,503
Commercial Related Loans [Member] | Builder & Developer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,930	252
Commercial Related Loans [Member] | Builder & Developer [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	379	885
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	200,666	207,227
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	194,020	201,967
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,439	3,890
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	1,145
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	207	225
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	242,602	247,969
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	238,059	238,216
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,300	3,780
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	136	202
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,107	5,771
Commercial Related Loans [Member] | Hotel/Motel [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	78,991	80,260
Commercial Related Loans [Member] | Hotel/Motel [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	53,308	67,732
Commercial Related Loans [Member] | Hotel/Motel [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	12,509	12,528
Commercial Related Loans [Member] | Hotel/Motel [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13,174	0
Commercial Related Loans [Member] | Hotel/Motel [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	113,805	109,238
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	103,926	89,556
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	8,796	10,513
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,083	1,954
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	7,215
Commercial Related Loans [Member] | Manufacturing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	95,906	86,511
Commercial Related Loans [Member] | Manufacturing [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	84,502	76,721
Commercial Related Loans [Member] | Manufacturing [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	1,058
Commercial Related Loans [Member] | Manufacturing [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11,404	7,597
Commercial Related Loans [Member] | Manufacturing [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	1,135
Commercial Related Loans [Member] | Agriculture [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	78,321	80,719
Commercial Related Loans [Member] | Agriculture [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	70,297	76,350
Commercial Related Loans [Member] | Agriculture [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	755	1,123
Commercial Related Loans [Member] | Agriculture [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,778	404
Commercial Related Loans [Member] | Agriculture [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,491	2,842
Commercial Related Loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	381,267	313,371
Commercial Related Loans [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	355,831	277,634
Commercial Related Loans [Member] | Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,297	16,490
Commercial Related Loans [Member] | Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	12,740	13,748
Commercial Related Loans [Member] | Other [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	10,399	5,499
Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	219,731	220,528
Total Consumer Related Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	218,616	219,077
Total Consumer Related Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	180	192
Total Consumer Related Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11	81
Total Consumer Related Loans [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	924	1,178
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	97,012	94,868
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	96,725	94,388
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	124	131
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11	74
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	152	275
Total Consumer Related Loans [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	98,724	100,827
Total Consumer Related Loans [Member] | Home Equity [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	98,093	100,089
Total Consumer Related Loans [Member] | Home Equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	56	61
Total Consumer Related Loans [Member] | Home Equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Total Consumer Related Loans [Member] | Home Equity [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	575	677
Total Consumer Related Loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	23,995	24,833
Total Consumer Related Loans [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	23,798	24,600
Total Consumer Related Loans [Member] | Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Total Consumer Related Loans [Member] | Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	7
Total Consumer Related Loans [Member] | Other [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 197	$ 226

Loans (Summary Of Impaired Loan

Loans (Summary Of Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	$ 14,335	$ 7,837
Impaired Loans, With No Allowance, Unpaid Principal	14,766	8,011
Impaired Loans, With A Related Allowance, Recorded Investment	5,619	18,509
Impaired Loans, With A Related Allowance, Unpaid Principal	5,995	19,588
Impaired Loans, With A Related Allowance, Related Allowance	3,289	7,420
Impaired Loans, Total, Recorded Investment	19,954	26,346
Impaired Loans, Total, Unpaid Principal	20,761	27,599
Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	13,411	6,659
Impaired Loans, With No Allowance, Unpaid Principal	13,816	6,826
Impaired Loans, With A Related Allowance, Recorded Investment	5,619	18,509
Impaired Loans, With A Related Allowance, Unpaid Principal	5,995	19,588
Impaired Loans, With A Related Allowance, Related Allowance	3,289	7,420
Impaired Loans, Total, Recorded Investment	19,030	25,168
Impaired Loans, Total, Unpaid Principal	19,811	26,414
Commercial Related Loans [Member] | Builder & Developer [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	579	621
Impaired Loans, With No Allowance, Unpaid Principal	631	651
Impaired Loans, With A Related Allowance, Recorded Investment	0	473
Impaired Loans, With A Related Allowance, Unpaid Principal	0	474
Impaired Loans, With A Related Allowance, Related Allowance	0	238
Impaired Loans, Total, Recorded Investment	579	1,094
Impaired Loans, Total, Unpaid Principal	631	1,125
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	1,216	1,370
Impaired Loans, With No Allowance, Unpaid Principal	1,221	1,371
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	1,216	1,370
Impaired Loans, Total, Unpaid Principal	1,221	1,371
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	2,653	734
Impaired Loans, With No Allowance, Unpaid Principal	2,681	753
Impaired Loans, With A Related Allowance, Recorded Investment	454	5,037
Impaired Loans, With A Related Allowance, Unpaid Principal	468	5,137
Impaired Loans, With A Related Allowance, Related Allowance	242	1,873
Impaired Loans, Total, Recorded Investment	3,107	5,771
Impaired Loans, Total, Unpaid Principal	3,149	5,890
Commercial Related Loans [Member] | Hotel/Motel [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	0	0
Impaired Loans, With No Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	0	0
Impaired Loans, Total, Unpaid Principal	0	0
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	238	273
Impaired Loans, With No Allowance, Unpaid Principal	238	273
Impaired Loans, With A Related Allowance, Recorded Investment	0	7,184
Impaired Loans, With A Related Allowance, Unpaid Principal	0	7,811
Impaired Loans, With A Related Allowance, Related Allowance	0	2,537
Impaired Loans, Total, Recorded Investment	238	7,457
Impaired Loans, Total, Unpaid Principal	238	8,084
Commercial Related Loans [Member] | Manufacturing [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	0	13
Impaired Loans, With No Allowance, Unpaid Principal	0	13
Impaired Loans, With A Related Allowance, Recorded Investment	0	1,122
Impaired Loans, With A Related Allowance, Unpaid Principal	0	1,220
Impaired Loans, With A Related Allowance, Related Allowance	0	463
Impaired Loans, Total, Recorded Investment	0	1,135
Impaired Loans, Total, Unpaid Principal	0	1,233
Commercial Related Loans [Member] | Agriculture [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	2,313	1,784
Impaired Loans, With No Allowance, Unpaid Principal	2,390	1,791
Impaired Loans, With A Related Allowance, Recorded Investment	1,178	1,058
Impaired Loans, With A Related Allowance, Unpaid Principal	1,218	1,058
Impaired Loans, With A Related Allowance, Related Allowance	534	701
Impaired Loans, Total, Recorded Investment	3,491	2,842
Impaired Loans, Total, Unpaid Principal	3,608	2,849
Commercial Related Loans [Member] | Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	6,412	1,864
Impaired Loans, With No Allowance, Unpaid Principal	6,655	1,974
Impaired Loans, With A Related Allowance, Recorded Investment	3,987	3,635
Impaired Loans, With A Related Allowance, Unpaid Principal	4,309	3,888
Impaired Loans, With A Related Allowance, Related Allowance	2,513	1,608
Impaired Loans, Total, Recorded Investment	10,399	5,499
Impaired Loans, Total, Unpaid Principal	10,964	5,862
Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	924	1,178
Impaired Loans, With No Allowance, Unpaid Principal	950	1,185
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	924	1,178
Impaired Loans, Total, Unpaid Principal	950	1,185
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	152	275
Impaired Loans, With No Allowance, Unpaid Principal	152	277
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	152	275
Impaired Loans, Total, Unpaid Principal	152	277
Total Consumer Related Loans [Member] | Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	575	677
Impaired Loans, With No Allowance, Unpaid Principal	592	677
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	575	677
Impaired Loans, Total, Unpaid Principal	592	677
Total Consumer Related Loans [Member] | Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	197	226
Impaired Loans, With No Allowance, Unpaid Principal	206	231
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	197	226
Impaired Loans, Total, Unpaid Principal	$ 206	$ 231

Loans (Summary Of Average Impai

Loans (Summary Of Average Impaired Loans And Related Interest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	$ 12,852	$ 9,013	$ 11,154	$ 13,721
Impaired Loans, With No Related Allowance, Total Interest Income	109	64	339	225
Impaired Loans, With A Related Allowance, Average Recorded Investment	7,785	20,271	12,980	19,300
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	20,637	29,284	24,134	33,021
Impaired Loans, Total, Total Interest Income	109	64	339	225
Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	11,880	8,039	10,113	12,518
Impaired Loans, With No Related Allowance, Total Interest Income	100	55	283	188
Impaired Loans, With A Related Allowance, Average Recorded Investment	7,785	20,271	12,980	19,300
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	19,665	28,310	23,093	31,818
Impaired Loans, Total, Total Interest Income	100	55	283	188
Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	972	974	1,041	1,203
Impaired Loans, With No Related Allowance, Total Interest Income	9	9	56	37
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	972	974	1,041	1,203
Impaired Loans, Total, Total Interest Income	9	9	56	37
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	585	1,281	771	1,202
Impaired Loans, With No Related Allowance, Total Interest Income	9	4	31	32
Impaired Loans, With A Related Allowance, Average Recorded Investment	70	243	189	156
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	655	1,524	960	1,358
Impaired Loans, Total, Total Interest Income	9	4	31	32
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	1,244	2,594	1,296	3,102
Impaired Loans, With No Related Allowance, Total Interest Income	16	35	56	103
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	1,244	2,594	1,296	3,102
Impaired Loans, Total, Total Interest Income	16	35	56	103
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	1,779	588	1,311	601
Impaired Loans, With No Related Allowance, Total Interest Income	3	4	22	15
Impaired Loans, With A Related Allowance, Average Recorded Investment	2,710	5,113	3,865	4,729
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	4,489	5,701	5,176	5,330
Impaired Loans, Total, Total Interest Income	3	4	22	15
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With No Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	0	0	0	0
Impaired Loans, Total, Total Interest Income	0	0	0	0
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	239	244	255	1,483
Impaired Loans, With No Related Allowance, Total Interest Income	2	2	5	8
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	7,317	3,564	7,359
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	239	7,561	3,819	8,842
Impaired Loans, Total, Total Interest Income	2	2	5	8
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	0	15	6	342
Impaired Loans, With No Related Allowance, Total Interest Income	0	4	3	13
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	1,281	537	1,462
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	0	1,296	543	1,804
Impaired Loans, Total, Total Interest Income	0	4	3	13
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	2,337	1,221	2,217	939
Impaired Loans, With No Related Allowance, Total Interest Income	37	6	95	17
Impaired Loans, With A Related Allowance, Average Recorded Investment	1,200	529	1,106	265
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	3,537	1,750	3,323	1,204
Impaired Loans, Total, Total Interest Income	37	6	95	17
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	152	121	183	335
Impaired Loans, With No Related Allowance, Total Interest Income	2	0	5	9
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	152	121	183	335
Impaired Loans, Total, Total Interest Income	2	0	5	9
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	614	575	643	590
Impaired Loans, With No Related Allowance, Total Interest Income	5	5	42	15
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	614	575	643	590
Impaired Loans, Total, Total Interest Income	5	5	42	15
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	5,696	2,096	4,257	4,849
Impaired Loans, With No Related Allowance, Total Interest Income	33	0	71	0
Impaired Loans, With A Related Allowance, Average Recorded Investment	3,805	5,788	3,719	5,329
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	9,501	7,884	7,976	10,178
Impaired Loans, Total, Total Interest Income	33	0	71	0
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	206	278	215	278
Impaired Loans, With No Related Allowance, Total Interest Income	2	4	9	13
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0	0	0
Impaired Loans, Total, Average Recorded Investment	206	278	215	278
Impaired Loans, Total, Total Interest Income	$ 2	$ 4	$ 9	$ 13

Loans (Summary Of Past Due Loan

Loans (Summary Of Past Due Loans, Nonaccrual Loans And Current Loans By Loan Segment And Class) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	$ 18,507	$ 24,750
Total Past Due and Nonaccrual	35,149	29,489
Current	1,539,862	1,475,646
Total Loans	1,575,011	1,505,135
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,418	2,180
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	13,442	2,279
Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,782	280
Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	17,583	23,572
Total Past Due and Nonaccrual	32,817	26,781
Current	1,322,463	1,257,826
Total Loans	1,355,280	1,284,607
Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,247	1,181
Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	12,612	1,865
Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,375	163
Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	924	1,178
Total Past Due and Nonaccrual	2,332	2,708
Current	217,399	217,820
Total Loans	219,731	220,528
Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	171	999
Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	830	414
Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	407	117
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	379	885
Total Past Due and Nonaccrual	2,027	928
Current	161,695	158,384
Total Loans	163,722	159,312
Builder & Developer [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	849	0
Builder & Developer [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	78	0
Builder & Developer [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	721	43
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	207	225
Total Past Due and Nonaccrual	207	225
Current	200,459	207,002
Total Loans	200,666	207,227
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	3,107	5,771
Total Past Due and Nonaccrual	3,107	6,066
Current	239,495	241,903
Total Loans	242,602	247,969
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	295
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	0
Total Past Due and Nonaccrual	12,509	0
Current	66,482	80,260
Total Loans	78,991	80,260
Hotel/Motel [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Hotel/Motel [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	12,509	0
Hotel/Motel [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	7,215
Total Past Due and Nonaccrual	30	7,215
Current	113,775	102,023
Total Loans	113,805	109,238
Wholesale & Retail [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	30	0
Wholesale & Retail [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Wholesale & Retail [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	1,135
Total Past Due and Nonaccrual	1,022	1,544
Current	94,884	84,967
Total Loans	95,906	86,511
Manufacturing [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	368	409
Manufacturing [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Manufacturing [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	654	0
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	3,491	2,842
Total Past Due and Nonaccrual	3,491	2,856
Current	74,830	77,863
Total Loans	78,321	80,719
Agriculture [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	14
Agriculture [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Agriculture [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	152	275
Total Past Due and Nonaccrual	895	449
Current	96,117	94,419
Total Loans	97,012	94,868
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	336	70
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	407	104
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	575	677
Total Past Due and Nonaccrual	849	1,202
Current	97,875	99,625
Total Loans	98,724	100,827
Home Equity [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	143	249
Home Equity [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	131	276
Home Equity [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	10,399	5,499
Total Past Due and Nonaccrual	10,424	7,947
Current	370,843	305,424
Total Loans	381,267	313,371
Other [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	463
Other [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	25	1,865
Other [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	120
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	197	226
Total Past Due and Nonaccrual	588	1,057
Current	23,407	23,776
Total Loans	23,995	24,833
Other [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	28	750
Other [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	363	68
Other [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 13

Loans (Summary Of Loans Modifie

Loans (Summary Of Loans Modified Under TDRs) (Details) - Commercial Related Loans [Member] - Accruing [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investments	$ 63
Post-Modification Outstanding Recorded Investments	63
Recorded Investment at Period End	$ 56

Allowance For Loan Losses (Summ

Allowance For Loan Losses (Summary Of Allowance For Loan Losses By Loan Segment And Class) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 21,038	$ 21,174	$ 21,066	$ 19,144
Charge-offs	(2,069)	(97)	(14,122)	(350)
Recoveries	10	87	50	120
Provision	1,930	0	13,915	2,250
Ending Balance	20,909	21,164	20,909	21,164
Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	20,426	20,448	20,537	17,890
Charge-offs	(2,008)	(32)	(14,050)	(78)
Recoveries	3	3	16	9
Provision	1,884	109	13,802	2,707
Ending Balance	20,305	20,528	20,305	20,528
Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	620	569	528	535
Charge-offs	(61)	(65)	(72)	(272)
Recoveries	7	84	34	111
Provision	72	(64)	148	150
Ending Balance	638	524	638	524
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	(8)	157	1	719
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(26)	(45)	(35)	(607)
Ending Balance	(34)	112	(34)	112
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,376	2,708	2,263	2,835
Charge-offs	0	(8)	(844)	(8)
Recoveries	0	0	0	0
Provision	(254)	(495)	703	(622)
Ending Balance	2,122	2,205	2,122	2,205
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,732	2,568	2,565	2,636
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(56)	60	111	(8)
Ending Balance	2,676	2,628	2,676	2,628
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	4,767	3,888	4,632	3,945
Charge-offs	(1,641)	0	(1,641)	0
Recoveries	3	3	9	9
Provision	807	33	936	(30)
Ending Balance	3,936	3,924	3,936	3,924
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,530	746	742	732
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	6	2	794	16
Ending Balance	1,536	748	1,536	748
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,398	3,482	3,575	1,813
Charge-offs	0	(24)	(3,116)	(24)
Recoveries	0	0	7	0
Provision	21	144	1,953	1,813
Ending Balance	2,419	3,602	2,419	3,602
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	901	1,355	1,252	1,287
Charge-offs	0	0	(392)	0
Recoveries	0	0	0	0
Provision	29	(74)	70	(6)
Ending Balance	930	1,281	930	1,281
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,112	556	1,304	579
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	38	819	(154)	796
Ending Balance	1,150	1,375	1,150	1,375
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	229	137	158	126
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	19	13	90	24
Ending Balance	248	150	248	150
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	297	272	203	265
Charge-offs	(59)	(30)	(59)	(147)
Recoveries	0	69	0	71
Provision	56	(97)	150	25
Ending Balance	294	214	294	214
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	4,610	5,145	4,204	4,063
Charge-offs	(367)	0	(8,057)	(46)
Recoveries	0	0	0	0
Provision	1,293	(380)	9,389	748
Ending Balance	5,536	4,765	5,536	4,765
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	94	160	167	144
Charge-offs	(2)	(35)	(13)	(125)
Recoveries	7	15	34	40
Provision	(3)	20	(92)	101
Ending Balance	$ 96	$ 160	$ 96	$ 160

Allowance For Loan Losses (Su_2

Allowance For Loan Losses (Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	$ 3,289		$ 7,420
Allowance for Loan Losses, Collectively Evaluated For Impairment	17,620		13,646
Allowance for Loan Losses, Balance	20,909	$ 21,038	21,066	$ 21,164	$ 21,174	$ 19,144
Loans, Individually Evaluated For Impairment	19,954		26,346
Loans, Collectively Evaluated For Impairment	1,555,057		1,478,789
Loans, Balance	1,575,011		1,505,135
Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	3,289		7,420
Allowance for Loan Losses, Collectively Evaluated For Impairment	17,016		13,117
Allowance for Loan Losses, Balance	20,305	20,426	20,537	20,528	20,448	17,890
Loans, Individually Evaluated For Impairment	19,030		25,168
Loans, Collectively Evaluated For Impairment	1,336,250		1,259,439
Loans, Balance	1,355,280		1,284,607
Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	638		528
Allowance for Loan Losses, Balance	638	620	528	524	569	535
Loans, Individually Evaluated For Impairment	924		1,178
Loans, Collectively Evaluated For Impairment	218,807		219,350
Loans, Balance	219,731		220,528
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	(34)		1
Allowance for Loan Losses, Balance	(34)	(8)	1	112	157	719
Loans, Individually Evaluated For Impairment	0		0
Loans, Collectively Evaluated For Impairment	0		0
Loans, Balance	0		0
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		238
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,122		2,025
Allowance for Loan Losses, Balance	2,122	2,376	2,263	2,205	2,708	2,835
Loans, Individually Evaluated For Impairment	579		1,094
Loans, Collectively Evaluated For Impairment	163,143		158,218
Loans, Balance	163,722		159,312
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,676		2,565
Allowance for Loan Losses, Balance	2,676	2,732	2,565	2,628	2,568	2,636
Loans, Individually Evaluated For Impairment	1,216		1,370
Loans, Collectively Evaluated For Impairment	199,450		205,857
Loans, Balance	200,666		207,227
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	242		1,873
Allowance for Loan Losses, Collectively Evaluated For Impairment	3,694		2,759
Allowance for Loan Losses, Balance	3,936	4,767	4,632	3,924	3,888	3,945
Loans, Individually Evaluated For Impairment	3,107		5,771
Loans, Collectively Evaluated For Impairment	239,495		242,198
Loans, Balance	242,602		247,969
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	1,536		742
Allowance for Loan Losses, Balance	1,536	1,530	742	748	746	732
Loans, Individually Evaluated For Impairment	0		0
Loans, Collectively Evaluated For Impairment	78,991		80,260
Loans, Balance	78,991		80,260
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		2,537
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,419		1,038
Allowance for Loan Losses, Balance	2,419	2,398	3,575	3,602	3,482	1,813
Loans, Individually Evaluated For Impairment	238		7,457
Loans, Collectively Evaluated For Impairment	113,567		101,781
Loans, Balance	113,805		109,238
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		463
Allowance for Loan Losses, Collectively Evaluated For Impairment	930		789
Allowance for Loan Losses, Balance	930	901	1,252	1,281	1,355	1,287
Loans, Individually Evaluated For Impairment	0		1,135
Loans, Collectively Evaluated For Impairment	95,906		85,376
Loans, Balance	95,906		86,511
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	534		701
Allowance for Loan Losses, Collectively Evaluated For Impairment	616		603
Allowance for Loan Losses, Balance	1,150	1,112	1,304	1,375	556	579
Loans, Individually Evaluated For Impairment	3,491		2,842
Loans, Collectively Evaluated For Impairment	74,830		77,877
Loans, Balance	78,321		80,719
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	248		158
Allowance for Loan Losses, Balance	248	229	158	150	137	126
Loans, Individually Evaluated For Impairment	152		275
Loans, Collectively Evaluated For Impairment	96,860		94,593
Loans, Balance	97,012		94,868
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	294		203
Allowance for Loan Losses, Balance	294	297	203	214	272	265
Loans, Individually Evaluated For Impairment	575		677
Loans, Collectively Evaluated For Impairment	98,149		100,150
Loans, Balance	98,724		100,827
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	2,513		1,608
Allowance for Loan Losses, Collectively Evaluated For Impairment	3,023		2,596
Allowance for Loan Losses, Balance	5,536	4,610	4,204	4,765	5,145	4,063
Loans, Individually Evaluated For Impairment	10,399		5,499
Loans, Collectively Evaluated For Impairment	370,868		307,872
Loans, Balance	381,267		313,371
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0		0
Allowance for Loan Losses, Collectively Evaluated For Impairment	96		167
Allowance for Loan Losses, Balance	96	$ 94	167	$ 160	$ 160	$ 144
Loans, Individually Evaluated For Impairment	197		226
Loans, Collectively Evaluated For Impairment	23,798		24,607
Loans, Balance	$ 23,995		$ 24,833

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Deposits
Aggregate amount of demand deposit overdrafts reclassified as loans	$ 15	$ 86

Deposits (Schedule Of Compositi

Deposits (Schedule Of Composition Of Deposits) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Deposits
Noninterest bearing demand	$ 404,125	$ 273,968
Interest bearing demand	208,288	174,248
Money market	578,255	513,948
Savings	105,045	85,489
Time deposits less than $100	295,424	303,527
Time deposits $100 to $250	186,976	175,477
Time deposits $250 or more	67,760	63,907
Total deposits	$ 1,845,873	$ 1,590,564

Short-Term Borrowings And Lon_3

Short-Term Borrowings And Long-Term Debt (Narrative) (Details) - USD ($)	1 Months Ended
	Jun. 30, 2006	Nov. 30, 2004	Sep. 30, 2020	Dec. 31, 2019
Securities sold under agreements to repurchase			$ 9,309,000	$ 7,925,000
Other short-term borrowings			0	0
CVB Statutory Trust No. 2 [Member]
Pooled trust preferred debt issuance	$ 7,217,000
CVB Statutory Trust No. 1 [Member]
Pooled trust preferred debt issuance		$ 3,093,000
FHLBP [Member] | Federal Home Loan Bank [Member] | Municipal Deposit Letter Of Credits [Member] | PeoplesBank, A Codorus Valley Company [Member]
Total availability of other borrowings			$ 42,000,000	$ 42,000,000

Short-Term Borrowings And Lon_4

Short-Term Borrowings And Long-Term Debt (Summary Of Long-Term Debt) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Debt Instrument [Line Items]
Total long-term debt	$ 46,613	$ 81,632
Finance lease liabilities	1,303	1,322
Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	10,310	10,310
FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	35,000	70,000
Due March 2020, 1.86% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 0	$ 10,000
FHLBP due date	2020-03
Interest rate		1.86%
Due June 2020, 1.87% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 0	$ 15,000
FHLBP due date	2020-06
Interest rate		1.87%
Due June 2020, 2.70% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 0	$ 10,000
FHLBP due date	2020-06
Interest rate		2.70%
Due June 2021, 2.81% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 10,000	$ 10,000
FHLBP due date	2021-06
Interest rate	2.81%	2.81%
Due June 2021, 2.14% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 15,000	$ 15,000
FHLBP due date	2021-06
Interest rate	2.14%	2.14%
Due May 2022, 2.93% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 10,000	$ 10,000
FHLBP due date	2022-05
Interest rate	2.93%	2.93%
Due 2034, 2.27%, floating rate based on 3 month LIBOR plus 2.02%, callable quarterly [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 3,093	$ 3,093
Interest rate	2.27%
Long-term debt year due	2034
Due 2034, 2.27%, floating rate based on 3 month LIBOR plus 2.02%, callable quarterly [Member] | LIBOR [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
3 month LIBOR plus rate	2.02%
Due 2036, 1.82% floating rate based on 3 month LIBOR plus 1.54%, callable quarterly [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 7,217	$ 7,217
Interest rate	1.82%
Long-term debt year due	2036
Due 2036, 1.82% floating rate based on 3 month LIBOR plus 1.54%, callable quarterly [Member] | LIBOR [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
3 month LIBOR plus rate	1.54%

Leases (Narrative) (Details)

Leases (Narrative) (Details)	9 Months Ended
	Sep. 30, 2020propertycontract
Number of finance leases | contract	1
Number of financial centers under finance leases | property	1
Operating Lease [Member] | Minimum [Member]
Lessee operating leases remaining lease terms	1 year
Operating Lease [Member] | Maximum [Member]
Lessee operating leases remaining lease terms	25 years

Leases (Components of Lease Exp

Leases (Components of Lease Expense) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Components of Lease Expense [Abstract]
Operating lease cost	$ 169	$ 189	$ 564	$ 565
Finance lease cost:
Amortization of right-of-use assets	12	17	36	51
Interest on lease liability	12	13	36	39
Total finance lease cost	24	30	72	90
Total lease cost	$ 193	$ 219	$ 636	$ 655

Leases (Supplemental Cash Flow

Leases (Supplemental Cash Flow Information Related to Leases) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Leases [Abstract]
Operating cash flows from operating leases	$ 578	$ 583
Operating cash flows from financing leases	36	39
Financing cash flows from financing leases	19	31
Right-of-use assets obtained in exchange for new lease obligations:
Operating leases	186	13
Finance leases	$ 0	$ 0

Leases (Supplemental Balance Sh

Leases (Supplemental Balance Sheet Information Related to Leases) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets:
Operating leases right-of-use assets	$ 2,534	$ 3,021
Finance leases assets	1,099	1,134
Total lease assets	3,633	4,155
Liabilities:
Operating	2,669	3,184
Financing	1,303	1,322
Total lease liabilities	$ 3,972	$ 4,506
Weighted Average Remaining Lease Term (years)
Operating leases	5 years 4 months 24 days	5 years 7 months 6 days
Finance leases	23 years 4 months 24 days	24 years 2 months 12 days
Weighted Average Discount Rate
Operating leases	2.69%	2.72%
Finance leases	3.69%	3.69%

Leases (Future Minimum Payments

Leases (Future Minimum Payments for Financing Leases and Operating Leases) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Operating Leases
Future minimum payments, remainder of fiscal year	$ 171
Future minimum payments, year one	667	$ 767
Future minimum payments, year Two	604	706
Future minimum payments, year Three	489	545
Future minimum payments, year Four	413	491
Future minimum payments, year Five		413
Future minimum payments, Thereafter	508	507
Total lease payments	2,852	3,429
Less imputed interest	(183)	(245)
Total	2,669	3,184
Finance Leases
Future minimum payments, remainder of fiscal year	19
Future minimum payments, year one	75	74
Future minimum payments, year Two	75	75
Future minimum payments, year Three	75	75
Future minimum payments, year Four	75	75
Future minimum payments, year Five		75
Future minimum payments, Thereafter	1,666	1,668
Total lease payments	1,985	2,042
Less imputed interest	(682)	(720)
Total	$ 1,303	$ 1,322

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Risk-Based Capital Ratios And Leverage Ratios) (Details) - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Common equity Tier 1, Actual, Amount		$ 187,741	$ 187,312
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Amount		$ 99,597	$ 105,359
Common equity Tier 1, Actual, Ratio		13.20%	12.45%
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Ratio		7.00%	7.00%
Tier 1 risk based, Actual, Amount		$ 197,741	$ 197,312
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Amount		$ 120,939	$ 127,936
Tier 1 risk based, Actual, Ratio		0.1390	0.1311
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Ratio		0.0850	0.0850
Total risk based, Actual, Amount		$ 215,565	$ 216,154
Total risk based, Minimum for Basel III Capital Adequacy, Amount		$ 149,396	$ 158,039
Total risk based, Actual, Ratio		0.1515	0.1436
Total risk based, Minimum for Basel III Capital Adequacy, Ratio		0.1050	0.1050
Leverage, Actual, Amount		$ 197,741	$ 197,312
Leverage, Minimum for Basel III Capital Adequacy, Amount		$ 83,130	$ 74,820
Leverage, Actual, Ratio		0.0951	0.1055
Leverage, Minimum for Basel III Capital Adequacy, Ratio		0.0400	0.0400
PeoplesBank, A Codorus Valley Company [Member]
Common equity Tier 1, Actual, Amount		$ 194,064	$ 193,421
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Amount		99,349	105,118
Common equity Tier 1, Well Capitalized Minimum, Amount	[1]	$ 92,253	$ 97,610
Common equity Tier 1, Actual, Ratio		13.67%	12.88%
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Ratio		7.00%	7.00%
Common equity Tier 1, Well Capitalized Minimum, Ratio	[1]	6.50%	6.50%
Tier 1 risk based, Actual, Amount		$ 194,064	$ 193,421
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Amount		120,638	127,643
Tier 1 risk based, Well Capitalized Minimum, Amount	[1]	$ 113,542	$ 120,135
Tier 1 risk based, Actual, Ratio		0.1367	0.1288
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Ratio		0.0850	0.0850
Tier 1 risk based, Well Capitalized Minimum, Ratio	[1]	0.0800	0.0800
Total risk based, Actual, Amount		$ 211,844	$ 212,220
Total risk based, Minimum for Basel III Capital Adequacy, Amount		149,024	157,677
Total risk based, Well Capitalized Minimum, Amount	[1]	$ 141,928	$ 150,169
Total risk based, Actual, Ratio		0.1493	0.1413
Total risk based, Minimum for Basel III Capital Adequacy, Ratio		0.1050	0.1050
Total risk based, Well Capitalized Minimum, Ratio	[1]	0.1000	0.1000
Leverage, Actual, Amount		$ 194,064	$ 193,421
Leverage, Minimum for Basel III Capital Adequacy, Amount		82,990	74,673
Leverage, Well Capitalized Minimum, Amount	[1]	$ 103,737	$ 93,341
Leverage, Actual, Ratio		0.0935	0.1036
Leverage, Minimum for Basel III Capital Adequacy, Ratio		0.0400	0.0400
Leverage, Well Capitalized Minimum, Ratio	[1]	0.0500	0.0500
[1]	To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Shareholders' Equity (Details)

Shareholders' Equity (Details) - USD ($) $ / shares in Units, $ in Millions	Dec. 10, 2019	Dec. 11, 2018	Sep. 30, 2020	Mar. 31, 2020	Sep. 30, 2019	Jun. 30, 2019
Class of Stock [Line Items]
Stock dividend rate	5.00%	5.00%			5.00%
Stock dividend common stock shares issued	463,193				465,473
Shares repurchased during the period				5,335	121,200	35,600
2020 Share Repurchase Program [Member]
Class of Stock [Line Items]
Shares repurchased during the period			0	5,335
Shares repurchased average price per share				$ 16.37
Maximum [Member] | 2020 Share Repurchase Program [Member]
Class of Stock [Line Items]
Share repurchase program approved amount				$ 5

Contingent Liabilities (Details

Contingent Liabilities (Details)	Sep. 30, 2020claim
Pending [Member]
Loss Contingencies [Line Items]
Number of legal proceedings pending	0

Guarantees (Details)

Guarantees (Details) - Standby Letters Of Credit [Member] - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Loss Contingencies [Line Items]
Standby letters of credit outstanding	$ 15,570	$ 17,253
Maximum [Member]
Loss Contingencies [Line Items]
Standby letters of credit expiration period	1 year

Fair Value of Assets and Liab_3

Fair Value of Assets and Liabilities (Narrative) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Impaired loans, valuation allowances	$ 3,289,000	$ 7,420,000
Foreclosed Real Estate [Member]
Fair value of foreclosed real estate	0	797,000
Foreclosed real estate, write-downs		617,000
Nonrecurring [Member]
Impaired loans	2,553,000	11,297,000
Fair value of foreclosed real estate		797,000
Mortgage servicing rights	548,000	1,047,000
(Level 3) Significant Other Unobservable Inputs [Member]
Impaired loans	2,553,000	11,297,000
Impaired loans, valuation allowances	3,289,000	7,420,000
Impaired loans charge-offs	134,000	134,000
(Level 3) Significant Other Unobservable Inputs [Member] | Nonrecurring [Member]
Impaired loans	2,553,000	11,297,000
Fair value of foreclosed real estate		797,000
Mortgage servicing rights	$ 548,000	$ 1,047,000

Fair Value of Assets and Liab_4

Fair Value of Assets and Liabilities (Schedule Of Assets Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 197,796	$ 159,675
Recurring [Member] | U.S. Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	5,021	9,953
Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	49,996	14,923
Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	116,936	108,155
Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	21,224	26,644
Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	4,619
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | U.S. Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	5,021	9,953
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | U.S. Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	49,996	14,923
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	116,936	108,155
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	21,224	26,644
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	4,619
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | U.S. Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	$ 0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | Corporate Debt [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 0

Fair Value of Assets and Liab_5

Fair Value of Assets and Liabilities (Schedule Of Assets Measured At Fair Value On Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 2,553	$ 11,297
Foreclosed real estate		797
Mortgage servicing rights	548	1,047
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Mortgage servicing rights	0	0
(Level 2) Significant Other Observable Inputs [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Foreclosed real estate		0
Mortgage servicing rights	0	0
(Level 3) Significant Other Unobservable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	2,553	11,297
(Level 3) Significant Other Unobservable Inputs [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	2,553	11,297
Foreclosed real estate		797
Mortgage servicing rights	$ 548	$ 1,047

Fair Value of Assets and Liab_6

Fair Value of Assets and Liabilities (Schedule Of Level 3 Assets Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - (Level 3) Significant Other Unobservable Inputs [Member] - USD ($) $ in Thousands		Sep. 30, 2020		Dec. 31, 2019
Impaired Loans [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value	[1],[2]	$ 2,553		$ 5,991
Impaired Loans [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value	[3],[4]			$ 5,306
Impaired Loans [Member] | Minimum [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]	15.00%		15.00%
Impaired Loans [Member] | Minimum [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[3],[4]			10.00%
Impaired Loans [Member] | Maximum [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]	50.00%		55.00%
Impaired Loans [Member] | Maximum [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[3],[4]			73.00%
Impaired Loans [Member] | Weighted Average [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]	42.00%		44.00%
Impaired Loans [Member] | Weighted Average [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[3],[4]			70.00%
Foreclosed Real Estate [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value	[1],[2]			$ 797
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]			22.00%
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]			22.00%
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]			22.00%
Mortgage Servicing Rights [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 548	[1],[2]	$ 1,047
Mortgage Servicing Rights [Member] | Minimum [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		17.00%	[1],[2]	7.90%
Mortgage Servicing Rights [Member] | Maximum [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		20.20%	[1],[2]	8.90%
Mortgage Servicing Rights [Member] | Weighted Average [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		19.40%	[1],[2]	8.70%
[1]	Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal.
[2]	Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable.
[3]	Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value.
[4]	Fair value is generally determined through customer-provided financial statements and bankruptcy court documents.

Fair Value of Assets and Liab_7

Fair Value of Assets and Liabilities (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale		$ 197,796	$ 159,675
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		241,509	131,591
Securities available-for-sale		197,796	159,675
Restricted investment in bank stocks			4,551
Loans held for sale		13,817	11,803
Loans, net		1,554,102	1,484,069
Interest receivable		8,123	5,016
Deposits		1,845,873	1,590,564
Short-term borrowings		9,309	7,925
Long-term debt	[1]	45,310	80,310
Interest payable		568	842
Off-balance sheet instruments		0	0
Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		241,509	131,591
Securities available-for-sale		197,796	159,675
Restricted investment in bank stocks			4,551
Loans held for sale		14,854	12,460
Loans, net		1,559,318	1,472,772
Interest receivable		8,123	5,016
Deposits		1,851,955	1,582,179
Short-term borrowings		9,309	7,925
Long-term debt	[1]	42,702	79,579
Interest payable		568	842
Off-balance sheet instruments		0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		241,509	131,591
Securities available-for-sale		5,021	9,953
Restricted investment in bank stocks			0
Loans held for sale		0	0
Loans, net		0	0
Interest receivable		0	0
Deposits		0	0
Short-term borrowings		0	0
Long-term debt	[1]	0	0
Interest payable		0	0
Off-balance sheet instruments		0	0
(Level 2) Significant Other Observable Inputs [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		0	0
Securities available-for-sale		192,775	149,722
Restricted investment in bank stocks			4,551
Loans held for sale		14,854	12,460
Loans, net		0	0
Interest receivable		8,123	5,016
Deposits		1,851,955	1,582,179
Short-term borrowings		9,309	7,925
Long-term debt	[1]	35,754	70,486
Interest payable		568	842
Off-balance sheet instruments		0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		0	0
Securities available-for-sale		0	0
Restricted investment in bank stocks			0
Loans held for sale		0	0
Loans, net		1,559,318	1,472,772
Interest receivable		0	0
Deposits		0	0
Short-term borrowings		0	0
Long-term debt	[1]	6,948	9,093
Interest payable		0	0
Off-balance sheet instruments		$ 0	$ 0
[1]	Exclude leases included in Long-term debt

Assets And Liabilities Subjec_3

Assets And Liabilities Subject To Offsetting (Schedule Of Securities Sold Under Agreements To Repurchase) (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross Amounts of Recognized Liabilities	$ 9,309	$ 7,925
Repurchase Agreements, Gross Amounts Offset in the Statements of Condition	0	0
Repurchase Agreements, Net Amounts of Liabilities Presented in the Statements of Condition	9,309	7,925
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Cash Collateral Pledged	0	0
Repurchase Agreements, Net Amount	(196)	(1,676)
U.S. Agency Mortgage-Backed, Residential [Member]
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Financial Instruments	(9,505)	(9,601)
U.S. Agency [Member]
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Financial Instruments	$ 0	$ 0