Codorus Valley Bancorp (CVLY) 10-Q 3 May 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	Apr. 23, 2021
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Current Fiscal Year End Date	--12-31
Entity File Number	0-15536
Entity Registrant Name	CODORUS VALLEY BANCORP, INC.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2428543
Entity Address, Address Line One	105 Leader Heights Road
Entity Address, Address Line Two	P.O. Box 2887
Entity Address, City or Town	York
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17405-2287
City Area Code	717
Local Phone Number	747-1519
Title of 12(b) Security	Common Stock, $2.50 par value
Trading Symbol	CVLY
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,876,692
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q1
Entity Central Index Key	0000806279
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Interest bearing deposits with banks	$ 408,884	$ 313,469
Cash and due from banks	18,020	22,324
Total cash and cash equivalents	426,904	335,793
Securities, available-for-sale	179,550	185,002
Restricted investment in bank stocks, at cost	2,278	2,593
Loans held for sale	13,324	15,981
Loans (net of deferred fees of $4,248 - 2021 and $6,134 - 2020)	1,579,151	1,544,589
Less-allowance for loan losses	(22,411)	(21,264)
Net loans	1,556,740	1,523,325
Premises and equipment, net	24,816	25,206
Operating leases right-of-use assets	2,198	2,386
Goodwill	2,301	2,301
Other assets	70,393	69,612
Total assets	2,278,504	2,162,199
Deposits
Noninterest bearing	483,004	396,947
Interest bearing	1,481,059	1,466,592
Total deposits	1,964,063	1,863,539
Short-term borrowings	7,743	8,540
Long-term debt	46,599	46,606
Subordinated debentures - face amount $31,000 (less unamortized discount and debt issuance cost of $378 at March 31, 2021 and $398 at December 31, 2020)	30,622	30,602
Operating leases liabilities	2,325	2,515
Other liabilities	28,401	12,437
Total liabilities	2,079,753	1,964,239
Shareholders' equity
Preferred stock, par value $2.50 per share; 1,000,000 shares authorized; shares issued and outstanding: 0 at March 31, 2021 and 0 at December 31, 2020	0	0
Common stock, par value $2.50 per share; 30,000,000 shares authorized; shares issued and outstanding: 9,876,692 at March 31, 2021 and 9,820,882 at December 31, 2020	24,692	24,552
Additional paid-in capital	141,583	141,461
Retained earnings	31,002	28,380
Accumulated other comprehensive income	1,474	3,567
Total shareholders' equity	198,751	197,960
Total liabilities and shareholders' equity	$ 2,278,504	$ 2,162,199

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Loans, deferred fees	$ 4,248,000	$ 6,134,000
Preferred stock, par value	$ 2.50	$ 2.50
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	30,000,000	30,000,000
Common stock, shares issued	9,876,692	9,820,882
Common stock, shares outstanding	9,876,692	9,820,882
Subordinated Debenture [Member]
Debt instrument face amount	$ 31,000,000	$ 31,000,000
Unamortized discount and debt issuance cost	$ 378,000	$ 398,000

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income
Loans, including fees	$ 17,592	$ 18,764
Investment securities:
Taxable	582	820
Tax-exempt	94	141
Dividends	26	72
Other	81	392
Total interest income	18,375	20,189
Interest expense
Deposits	2,220	4,276
Federal funds purchased and other short-term borrowings	8	9
Long-term debt	252	537
Subordinated debentures	418	0
Total interest expense	2,898	4,822
Net interest income	15,477	15,367
Provision for loan losses	1,231	9,435
Net interest income after provision for loan losses	14,246	5,932
Noninterest income
Trust and investment services fees	1,052	994
Income from mutual fund, annuity and insurance sales	300	261
Service charges on deposit accounts	1,221	1,130
Income from bank owned life insurance	270	286
Other income	563	439
Gain on sale of loans held for sale	1,050	298
(Loss) gain on sales of securities	(23)	15
Total noninterest income	4,433	3,423
Noninterest expense
Personnel	8,428	7,805
Occupancy of premises, net	973	926
Furniture and equipment	838	853
Professional and legal	351	205
Marketing	265	325
FDIC insurance	226	167
Debit card processing	280	389
Charitable donations	188	872
External data processing	820	704
Loss on foreclosed real estate, including provision for losses	0	20
Impaired loan carrying costs	100	286
Other	1,237	767
Total noninterest expense	13,706	13,319
Income (loss) before income taxes	4,973	(3,964)
Provision (benefit) for income taxes	1,073	(975)
Net income (loss)	$ 3,900	$ (2,989)
Net income per share, basic	$ 0.40	$ (0.31)
Net income per share, diluted	$ 0.40	$ (0.31)

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2021	Mar. 31, 2020
Consolidated Statements Of Comprehensive Income [Abstract]
Net income (loss)		$ 3,900	$ (2,989)
Securities available for sale:
Net unrealized holding (losses) gains arising during the period (net of tax (benefit) expense)		(2,111)	2,810
Reclassification adjustment for losses (gains) included in net income (net of tax expense (benefit))	[1],[2]	18	(12)
Net unrealized (losses) gains		(2,093)	2,798
Comprehensive income (loss)		$ 1,807	$ (191)
[1]	Amounts are included in net gain (loss) on sales of securities on the Consolidated Statements of Income within noninterest income.
[2]	Income tax amounts are included in the provision (benefit) for income taxes on the Consolidated Statements of Income.

Consolidated Statements Of Co_2

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Securities available for sale:
Net unrealized holding (losses) gains arising during the period, tax (benefit) expense	$ (561)	$ 747
Reclassification adjustment for losses (gains) included in net income, tax expense (benefit)	$ (5)	$ 3

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income (loss)	$ 3,900	$ (2,989)
Adjustments to reconcile net income to net cash provided by operations:
Depreciation/amortization	664	684
Net amortization of premiums on securities	295	151
Amortization of deferred loan origination fees and costs	(2,200)	(403)
Net amortization of operating lease right of use assets	147	178
Net amortization of finance lease right of use assets	12	12
Amortization of subordinated debentures issuance fees	20	0
Net change in operating lease liabilities	(150)	(189)
Provision for loan losses	1,231	9,435
Increase in bank owned life insurance	(270)	(286)
Originations of mortgage loans held for sale	(27,175)	(9,797)
Originations of SBA loans held for sale	(349)	(4,431)
Proceeds from sales of mortgage loans held for sale	31,216	11,625
Proceeds from sales of SBA loans held for sale	0	3,833
Gain on sales of mortgage loans held for sale	(1,050)	(290)
Gain on sales of SBA loans held for sale	0	(9)
Gain on disposal of premises and equipment	(6)	0
Loss (gain) on sales of securities, available-for-sale	23	(15)
Stock-based compensation	101	120
Decrease in interest receivable	262	144
Increase in other assets	(205)	(1,156)
Increase (decrease) in interest payable	349	(55)
Increase (decrease) in other liabilities	7,957	(11)
Net cash provided by operating activities	14,772	6,551
Cash flows from investing activities
Purchases of securities, available-for-sale	(123,921)	(38,070)
Maturities, repayments and calls of securities, available-for-sale	130,260	9,561
Sales of securities, available-for-sale	3,803	19,852
Net decrease in restricted investment in bank stock	315	600
Net (increase) decrease in loans made to customers	(32,445)	21,093
Purchases of premises and equipment	(276)	(1,352)
Investment in foreclosed real estate	0	(121)
Net cash (used in) provided by investing activities	(22,264)	11,563
Cash flows from financing activities
Net increase in demand and savings deposits	106,330	31,479
Net (decrease) increase in time deposits	(5,806)	17,304
Net decrease in short-term borrowings	(797)	(1,729)
Repayment of long-term debt	0	(10,000)
Net change in finance lease liabilities	(7)	0
Cash dividends paid to shareholders	(1,278)	(1,561)
Proceeds from treasury stock reissuance	5	0
Payment of taxes related to stock withheld	(5)	0
Treasury stock repurchased	0	(89)
Proceeds from issuance of stock	161	149
Net cash provided by financing activities	98,603	35,553
Net increase in cash and cash equivalents	91,111	53,667
Cash and cash equivalents at beginning of year	335,793	131,591
Cash and cash equivalents at end of period	$ 426,904	$ 185,258

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive (Loss) Income [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2019	$ 24,390	$ 140,450	$ 25,019	$ 1,309	$ 0	$ 191,168
Net income (loss)			(2,989)			(2,989)
Other comprehensive income (loss), net of tax				2,798		2,798
Cash dividends			(1,561)			(1,561)
Stock-based compensation		120				120
Repurchased stock					(87)	(87)
Withheld stock					(2)	(2)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	17	132				149
Issuance of shares of stock-based compensation awards	16	(16)				0
Balance at Mar. 31, 2020	24,423	140,686	20,469	4,107	(89)	189,596
Balance at Dec. 31, 2020	24,552	141,461	28,380	3,567	0	197,960
Net income (loss)			3,900			3,900
Other comprehensive income (loss), net of tax				(2,093)		(2,093)
Cash dividends			(1,278)			(1,278)
Stock-based compensation		101				101
Withheld stock					(5)	(5)
Issuance and reissuance of stock:
Issuance of shares under the dividend reinvestment and stock purchase plan	18	98				116
Issuance of shares under the employee stock option plan	14	31			5	50
Issuance of shares of stock-based compensation awards	108	(108)				0
Balance at Mar. 31, 2021	$ 24,692	$ 141,583	$ 31,002	$ 1,474	$ 0	$ 198,751

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Consolidated Statements Of Changes In Shareholders' Equity [Abstract]
Cash dividends, per share	$ 0.130	$ 0.160
Withheld stock, in shares	279	102
Repurchased stock, in shares		5,335
Issuance and reissuance of stock:
Shares under the dividend reinvestment and stock purchase plan	7,175	6,706
Shares under the employee stock option plan	5,702
Shares of stock-based compensation awards	43,212	6,468

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 1—Summary of Significant Accounting Policies Nature of Operations and Basis of Presentation The accompanying consolidated balance sheet at December 31, 2020 has been derived from audited financial statements, and the unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions to Form 10-Q, and Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 270. Accordingly, the interim financial statements do not include all of the financial information and notes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the interim consolidated financial statements include all adjustments necessary to present fairly the financial condition and results of operations for the reported periods, and all such adjustments are of a normal and recurring nature. Codorus Valley Bancorp, Inc. (“Corporation” or “Codorus Valley”) is a one-bank holding company headquartered in York, Pennsylvania that provides a full range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company (“PeoplesBank” or “Bank”). As of March 31, 2021, PeoplesBank operates one wholly-owned subsidiary, Codorus Valley Financial Advisors, Inc. d/b/a PeoplesWealth Advisors, which sells nondeposit investment products. In addition, PeoplesBank may periodically create nonbank subsidiaries for the purpose of temporarily holding foreclosed properties pending the liquidation of these properties. PeoplesBank operates under a state charter and is subject to regulation by the Pennsylvania Department of Banking and Securities, and the Federal Deposit Insurance Corporation. The Corporation is subject to regulation by the Federal Reserve Board and the Pennsylvania Department of Banking and Securities. The consolidated financial statements include the accounts of Codorus Valley and its wholly-owned bank subsidiary, PeoplesBank, and a wholly-owned nonbank subsidiary, SYC Realty Company, Inc. SYC Realty was inactive during the period ended March 31, 2021. The accounts of CVB Statutory Trust No. 1 and No. 2 are not included in the consolidated financial statements as discussed in Note 7—Short-Term Borrowings and Long-Term Debt. All significant intercompany account balances and transactions have been eliminated in consolidation. The accounting and reporting policies of Codorus Valley and subsidiaries conform to accounting principles generally accepted in the United States of America and have been followed on a consistent basis. These consolidated statements should be read in conjunction with the notes to the audited consolidated financial statements contained in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2020. The results of operations for the three months ended March 31, 2021 are not necessarily indicative of the results to be expected for the full year. In accordance with FASB ASC 855, the Corporation evaluated the events and transactions that occurred after the balance sheet date of March 31, 2021 and through the date these consolidated financial statements were issued, for items of potential recognition or disclosure. In December 2019, a coronavirus (COVID - 19) was reported in China, and, in March 2020, the World Health Organization declared it a pandemic. Since first being reported in China, the coronavirus has spread to additional countries including the United States. On March 13, 2020, President Trump declared the ongoing COVID–19 pandemic of sufficient severity and magnitude to warrant an emergency declaration for all states, territories, and the District of Columbia. In response, many state and local governments, including the Commonwealth of Pennsylvania and the State of Maryland, have instituted emergency restrictions that have substantially limited the operation of non - essential businesses and the activities of individuals. It has been widely reported that these restrictions have resulted in significant adverse effects for many different types of businesses, particularly those in the travel, hospitality and food and beverage industries, among many others, and has resulted in a significant number of layoffs and furloughs of employees nationwide and in the regions in which the Corporation operates. The ultimate effect of COVID - 19 on the local or broader economy is not known nor is the ultimate length of the restrictions described and any accompanying effects. Moreover, the Federal Reserve has taken action to lower the Federal Funds rate, which has negatively affected interest income and, therefore, earnings. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the full impact of the coronavirus outbreak, and there is no guarantee that the Corporation’s efforts to address the adverse impacts of the coronavirus will be effective. The extent of such impact will depend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and actions taken to contain the coronavirus or its impact, among others. The effect of COVID - 19 and related events, including those described above and those not yet known or knowable, could have a negative effect on the Corporation's business prospects, financial condition and results of operations, as a result of quarantines; market volatility; market downturns; changes in consumer behavior; business closures; deterioration in the credit quality of borrowers or the inability of borrowers to satisfy their obligations (and any related forbearances or restructurings that may be implemented); changes in the value of collateral securing outstanding loans; changes in the value of the investment securities portfolio; effects on key employees, including operational management personnel and those charged with preparing, monitoring and evaluating the Corporation's financial reporting and internal controls; declines in the demand for loans and other banking services and products; declines in demand resulting from adverse impacts of the disease on businesses deemed to be "non - essential" by governments; and branch or office closures and business interruptions. In addition, the adverse economic effects of the coronavirus may lead to an increase in credit risk on the Corporation’s commercial and residential loan portfolios. Likewise, the Corporation is also monitoring the fluctuations in the markets as it pertains to interest rates and fair value of our investments for other than temporary impairment (OTTI). On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Section 4013 of the CARES Act, “Temporary Relief From Troubled Debt Restructurings,” provides banks the option to temporarily suspend certain requirements under U.S. GAAP related to trouble debt restructurings (TDR) for a limited period of time to account for the effects of COVID-19. Section 541 of the Consolidated Appropriations Act, 2021 (CAA) was signed into law on December 27, 2020, extending the provisions in Section 4013 of the CARES Act to January 1, 2022. While the Corporation continues to evaluate the disruption caused by the pandemic and impact of the CARES Act, these events may have a material adverse impact on the Corporation’s results of future operations, financial position, capital, and liquidity in fiscal year 2021. Further, a decrease in results of future operations may place a strain on the Corporation’s capital reserve ratios. Loans Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances less amounts charged off, net of an allowance for loan losses and any deferred fees or costs. Interest income is accrued on the unpaid principal balance. Generally, loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) over the contractual life of the loan. The loans receivable portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following industry classes: builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing, service and all other. Consumer loans consist of the following classes: residential mortgage, home equity and all other. Generally, for all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A past due loan may remain on accrual status if it is in the process of collection and well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income is reversed in the current year. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to the Corporation’s judgment as to the collectability of principal. Generally, nonaccrual loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments. Allowance for Loan Losses The allowance for loan losses represents the Corporation’s estimate of losses inherent in the loan portfolio as of the balance sheet date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectable are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. While the Corporation attributes a portion of the allowance to individual loans and groups of loans that it evaluates and determines to be impaired, the allowance is available to cover all charge-offs that arise from the loan portfolio. The allowance for loan losses is maintained at a level considered by management to be adequate to provide for probable incurred losses. The Corporation performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired, generally nonaccrual loans and troubled debt restructurings. For loans that are classified as impaired, an allowance is established when the collateral value (or discounted cash flows or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class, including commercial loans not considered impaired, as well as smaller balance homogeneous loans such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, adjusted for qualitative (environmental) risk factors. Historical loss rates are based on a two year rolling average of net charge-offs. Qualitative risk factors that supplement historical losses in the evaluation of loan pools are shown below. Each factor is assigned a value to reflect improving, stable or declining conditions based on the Corporation’s best judgment using relevant information available at the time of the evaluation.  Changes in international, US and local economies and business conditions  Changes in the value of collateral for collateral dependent loans  Changes in the level of concentrations of credit  Changes in the volume and severity of classified and past due loans  Changes in the nature and volume of the portfolio  Changes in collection, charge-off, and recovery procedures  Changes in underwriting standards and loan terms  Changes in the quality of the loan review system  Changes in the experience/ability of lending management and key lending staff  Regulatory and legal regulations that could affect the level of credit losses  Other pertinent environmental factors  Impact of COVID-19 pandemic As disclosed in Note 4—Loans, the Corporation engages in commercial and consumer lending. Loans are made within the Corporation’s primary market area and surrounding areas, and include the purchase of whole loan or participation interests in loans from other financial institutions. Commercial loans, which pose the greatest risk of loss to the Corporation, whether originated or purchased, are generally secured by real estate. Within the broad commercial loan segment, the builder & developer and commercial real estate investor loan classes generally present a higher level of risk than other commercial loan classifications. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties, unstable real estate prices and the dependency upon successful construction and sale or operation of the real estate project. As a result of the COVID-19 pandemic, the commercial loan segments of hotel/motel and the restaurant and recreation segments included under Other Commercial Loans currently present a higher level of risk than other commercial loan classifications. Within the consumer loan segment, junior (i.e., second) liens present a higher risk to the Corporation because economic and housing market conditions can adversely affect the underlying value of the collateral, which could render the Corporation under-secured or unsecured. In addition, economic and housing market conditions can adversely affect the ability of some borrowers to service their debt. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Corporation determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Loans that are deemed impaired are evaluated for impairment loss based on the net realizable value of the collateral, as applicable. Loans that are not collateral dependent will rely on the present value of expected future cash flows discounted at the loan’s effective interest rate to determine impairment loss. Large groups of smaller balance homogeneous loans such as residential mortgage loans, home equity loans and other consumer loans are collectively evaluated for impairment, unless they are classified as impaired. An allowance for loan losses is established for an impaired commercial loan if its carrying value exceeds its estimated fair value. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals of the underlying collateral. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the most recent appraisal and the condition of the property. Appraisals are generally discounted to provide for selling costs and other factors to determine an estimate of the net realizable value of the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. In instances when specific consumer related loans become impaired, they may be partially or fully charged off, which eliminates the need for a specific allowance. Loans whose terms are modified are classified as troubled debt restructurings if the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted under a troubled debt restructuring may involve an interest rate that is below the market rate given the associated credit risk of the loan or an extension of a loan’s stated maturity date. Loans classified as troubled debt restructurings are designated as impaired. Non-accrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for a reasonable period of time, generally six consecutive months after modification and future payments are reasonably assured. On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was enacted in response to the COVID-19 pandemic. Since that time banking regulators, the SEC and FASB have all issued additional guidance and clarification on various sections of the CARES Act. Section 4013 of the CARES Act provides the option to not apply ASC 310-40 (TDRs) to a loan modification, related specifically to COVID-19 hardships, when the loan was not past due greater than 30 days as of December 31, 2019. Regulators have encouraged financial institutions to work constructively with borrowers in communities and industries affected by COVID-19 using prudent and proactive actions which are in the best interests of the financial institution, the borrower and the economy. The Corporation’s Board of Directors approved a number of options for loan modifications, including interest deferral, full payment deferral, additional extensions of credit, and SBA loan programs (i.e., Economic Injury Disaster Loans, Paycheck Protection Program). As of March 31, 2021, the Corporation has remaining loan modifications totaling approximately $ 88,000,000 . The Corporation has been an active participant in the SBA Paycheck Protection Program (PPP), with outstanding PPP loans as of March 31, 2021 of approximately $ 152,000,000 , which includes $ 64,000,000 new PPP loans originated in 2021. Foreclosed Real Estate Foreclosed real estate, included in other assets, is comprised of property acquired through a foreclosure proceeding or property that is acquired through in-substance foreclosure. Foreclosed real estate is initially recorded at fair value minus estimated costs to sell at the date of foreclosure, establishing a new cost basis. Any difference between the carrying value and the new cost basis is charged against the allowance for loan losses. Appraisals, obtained from an independent third party, are generally used to determine fair value. After foreclosure, management reviews valuations at least quarterly and adjusts the asset to the lower of cost or fair value minus estimated costs to sell through a valuation allowance or a write-down. Costs related to the improvement of foreclosed real estate are generally capitalized until the real estate reaches a saleable condition subject to fair value limitations. Revenue and expense from operations and changes in the valuation allowance are included in noninterest expense. When a foreclosed real estate asset is ultimately sold, any gain or loss on the sale is included in the income statement as a component of noninterest expense. At March 31, 2021 there was no foreclosed real estate. Included within loans receivable as of March 31, 2021 was a recorded investment of $ 182,000 of consumer mortgage loans secured by residential real estate properties, for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction. Mortgage Servicing Rights The mortgage servicing rights (MSRs) associated with the sold loans are included in other assets on the consolidated balance sheets at an amount equal to the estimated fair value of the contractual rights to service the mortgage loans. The MSR asset is amortized as a reduction to servicing income. The MSR asset is evaluated periodically for impairment and carried at the lower of amortized cost or fair value. A third party calculates fair value by discounting the estimated cash flows from servicing income using a rate consistent with the risk associated with these assets and an estimate of future net servicing income of the underlying loans. In the event that the amortized cost of the MSR asset exceeds the fair value of the asset, a valuation allowance would be established through a charge against servicing income. Subsequent fair value evaluations may determine that impairment has been reduced or eliminated, in which case the valuation allowance would be reduced through a credit to earnings. At March 31, 2021, the balance of residential mortgage loans serviced for third parties was $ 80,609,000 compared to $ 87,142,000 at December 31, 2020. Three months ended March 31, (dollars in thousands) 2021 2020 Amortized cost: Balance at beginning of period $ 511 $ 965 Originations of mortgage servicing rights 16 13 Amortization expense ( 91 ) ( 66 ) Valuation allowance 88 ( 173 ) Balance at end of period $ 524 $ 739 Goodwill and Core Deposit Intangible Assets Goodwill arising from acquisitions is not amortized, but is subject to an annual impairment test. This test consists of a qualitative analysis. If the Corporation determines events or circumstances indicate that it is more likely than not that goodwill is impaired, a quantitative analysis must be completed. Analyses may also be performed between annual tests. Significant judgment is applied when goodwill is assessed for impairment. This judgment includes developing cash flow projections, selecting appropriate discount rates, identifying relevant market comparables, incorporating general economic and market conditions, and selecting an appropriate control premium. The Corporation completes its annual goodwill impairment test on October 1st of each year. Based upon a qualitative and quantitative analysis of goodwill, the Corporation concluded that the amount of recorded goodwill was not impaired as of October 1, 2020. Core deposit intangibles represent the value assigned to demand, interest checking, money market, and savings accounts acquired as part of an acquisition. The core deposit intangible value represents the future economic benefit of potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources and the alternative cost to grow a similar core deposit base. The core deposit intangible asset resulting from the merger with Madison Bancorp, Inc. was determined to have a definite life and is being amortized using the sum of the years’ digits method over ten years . All intangible assets must be evaluated for impairment if certain events or changes in circumstances occur. Any impairment write-downs would be recognized as expense on the consolidated statements of income. Revenue from Contracts with Customers Revenue from contracts with customers that are required to be recognized under FASB ASC Topic 606 - Revenue from Contracts with Customers (ASC 606) is measured based on consideration specified in a contract with a customer, and excludes any sales incentives and amounts collected on behalf of third parties. The Corporation recognizes revenue when it satisfies a performance obligation by transferring control over a product or service to a customer. The majority of the Corporation’s revenue-generating transactions are not within the scope of ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our mortgage servicing activities, as these activities are subject to other U.S. Generally Accepted Accounting Principles (GAAP) discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our consolidated statements of income as components of non-interest income are as follows: Trust and investment service fees – The Corporation provides trust, investment management custody and irrevocable life insurance trust services to customers. Such services are rendered in accordance with the underlying contracts for which fees are earned. The Corporation’s performance obligations are generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for services rendered is primarily received in the following month. Income from mutual fund, annuity and insurance sales – The Corporation sells mutual funds, annuity and insurance products to its customers. The Corporation’s performance obligation is met upon the signing of the product agreement and, in certain cases, a time component may exist when the customer has the right to rescind the agreement with or without penalty. The Corporation recognizes revenues upon delivery of the product or service unless there is a time component in which case revenues are recognized utilizing the expected value method. Payment for services rendered is primarily received in the following month. Service charges on deposits accounts – These represent general service fees for monthly account maintenance and activity- or transaction based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Other service charges include revenue from processing wire transfers, cashier’s checks and other services. Revenue is recognized when the performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to the customers’ accounts. Other noninterest income – The Corporation evaluated individual components of other noninterest income, such as credit card merchant fees, credit and gift card fees and ATM fees. Debit card income is primarily comprised of interchange fees earned whenever the Corporation’s debit cards are processed through payment networks, such as Visa. Credit and gift card income is realized through a third party provider who issues cards as private label in the Corporation’s name. ATM fees are primarily generated when a non-Corporation cardholder uses a Corporation ATM. The income is primarily comprised as a percentage of interchange fees earned whenever the issuer’s card is processed through card payment networks, such as Visa or Pulse. Merchant services income is realized through a third party service provider who is contracted by the Corporation under a referral arrangement. Such fees represent fees charged to merchants to process their debit card transactions. The Corporation’s performance obligation for these fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received within a one to three day lag or in the following month. Per Share Data The computation of net income per share is provided in the table below. Three months ended March 31, (in thousands, except per share data) 2021 2020 Net income (loss) $ 3,900 $ ( 2,989 ) Weighted average shares outstanding (basic) 9,842 9,759 Effect of dilutive stock options 25 53 Weighted average shares outstanding (diluted) 9,867 9,812 Basic earnings (loss) per share $ 0.40 $ ( 0.31 ) Diluted earnings (loss) per share $ 0.40 $ ( 0.31 ) Comprehensive Income Accounting principles generally accepted in the United States require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheet, such items, along with net income, are components of comprehensive income. Cash Flow Information For purposes of the consolidated statements of cash flows, the Corporation considers interest bearing deposits with banks, cash and due from banks, and federal funds sold to be cash and cash equivalents. Supplemental cash flow information is provided in the table below. Three months ended March 31, (dollars in thousands) 2021 2020 Cash paid during the period for: Income taxes $ 0 $ 0 Interest $ 2,549 $ 4,877 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 0 $ 121 Initial recognition of operating lease right-of-use assets $ 0 $ 186 Initial recognition of operating lease liabilities $ 0 $ 186 Recent Accounting Pronouncements Pronouncements Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans-General (Subtopic 715-20). The amendments in this update remove disclosures that are no longer considered cost beneficial, clarify the specific requirements of disclosures, and add disclosure requirements identified as relevant. The update is effective for fiscal years ending after December 15, 2020. The adoption of this standard did not have a material impact on its consolidated financial statements. Pronouncements Not Yet Effective In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). This standard adds a new Topic 326 which requires companies to measure and record impairment on financial instruments at the time of origination using the expected credit loss (CECL) model. The CECL model calculates impairment based on historical experience, current conditions, and reasonable and supportable forecasts, and reflects the organization’s current estimate of all expected credit losses over the contractual term of its financial assets. The new standard was delayed and is now effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Corporation expects the provisions of ASU No. 2016-13 to impact its consolidated financial statements, in particular, the level of the reserve for credit losses. The Corporation is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.

Securities

Securities	3 Months Ended
	Mar. 31, 2021
Securities [Abstract]
Securities	Note 2 – Securities A summary of securities available-for-sale at March 31, 2021 and December 31, 2020 is provided below. The securities available-for-sale portfolio is generally comprised of high quality debt instruments, principally obligations of the United States government or agencies thereof and investments in the obligations of states and municipalities. The majority of municipal bonds in the portfolio are general obligation bonds, which can draw upon multiple sources of revenue, including taxes, for payment. Only a few bonds are revenue bonds, which are dependent upon a single revenue stream for payment, but they are for critical services such as water and sewer. In many cases, municipal debt issues are insured or, in the case of school districts of selected states, backed by specific loss reserves. At March 31, 2021, 81.2 percent of the fair value of the municipal bond portfolio was concentrated in the Commonwealth of Pennsylvania and 10.3 percent was concentrated in the state of Texas. The portfolio was intentionally distributed to limit exposure with the largest issuer at $ 2.6 million. At March 31, 2021 and December 31, 2020, there we no holdings of securities of any one issuer, other than the US Government and its agencies, in an amount greater than 10% of shareholders’ equity. Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value March 31, 2021 Debt securities: U.S. agency $ 14,000 $ 0 $ ( 73 ) $ 13,927 U.S. agency mortgage-backed, residential 120,786 3,125 ( 890 ) 123,021 State and municipal 30,576 253 ( 660 ) 30,169 Corporates 12,323 175 ( 65 ) 12,433 Total debt securities $ 177,685 $ 3,553 $ ( 1,688 ) $ 179,550 December 31, 2020 Debt securities: U.S. agency $ 40,000 $ 0 $ 0 $ 40,000 U.S. agency mortgage-backed, residential 106,792 4,133 ( 29 ) 110,896 State and municipal 24,014 311 ( 25 ) 24,300 Corporates 9,681 139 ( 14 ) 9,806 Total debt securities $ 180,487 $ 4,583 $ ( 68 ) $ 185,002 The proceeds from sales of securities and the associated gains and losses are listed below. Realized gains and losses are computed on the basis of specific identification of the adjusted cost of each security and are shown net as a separate line item in the income statement. Three months ended March 31, (dollars in thousands) 2021 2020 Proceeds $ 3,803 $ 19,852 Gross gains 24 74 Gross losses ( 47 ) ( 59 ) The tax (provision) benefit related to these net realized gain and losses were $5 and $(3) respectively. The amortized cost and estimated fair value of debt securities at March 31, 2021 by contractual maturity are shown below. Actual maturities may differ from contractual maturities if call options on select debt issues are exercised in the future. Mortgage-backed securities are included in the maturity categories based on average expected life. Available-for-sale Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 15,432 $ 15,468 Due after one year through five years 77,513 79,896 Due after five years through ten years 45,595 45,321 Due after ten years 39,145 38,865 Total debt securities $ 177,685 $ 179,550 Investment securities having a carrying value of $ 149,302,000 and $ 170,313,000 on March 31, 2021 and December 31, 2020, respectively, were pledged to secure public and trust deposits, repurchase agreements and other short-term borrowings. The table below shows gross unrealized losses and fair value, aggregated by investment category and length of time, for securities that have been in a continuous unrealized loss position, at March 31, 2021 and December 31, 2020. Less than 12 months 12 months or more Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses March 31, 2021 Debt securities: U.S. agency 2 $ 13,927 $ ( 73 ) 0 $ 0 $ 0 2 $ 13,927 $ ( 73 ) U.S. agency mortgage-backed, residential 20 36,267 ( 890 ) 0 0 0 20 36,267 ( 890 ) State and municipal 21 19,369 ( 660 ) 0 0 0 21 19,369 ( 660 ) Corporates 5 3,986 ( 65 ) 0 0 0 5 3,986 ( 65 ) Total temporarily impaired debt securities, available-for-sale 48 $ 73,549 $ ( 1,688 ) 0 $ 0 $ 0 48 $ 73,549 $ ( 1,688 ) December 31, 2020 Debt securities: U.S. agency 2 $ 40,000 $ 0 0 $ 0 $ 0 2 $ 40,000 $ 0 U.S. agency mortgage-backed, residential 8 8,706 ( 29 ) 0 0 0 8 8,706 ( 29 ) State and municipal 4 3,808 ( 25 ) 0 0 0 4 3,808 ( 25 ) Corporates 3 4,075 ( 14 ) 0 0 0 3 4,075 ( 14 ) Total temporarily impaired debt securities, available-for-sale 17 $ 56,589 $ ( 68 ) 0 $ 0 $ 0 17 $ 56,589 $ ( 68 ) Securities available-for-sale are analyzed quarterly for possible other-than-temporary impairment. The analysis considers, among other factors: 1) whether the Corporation has the intent to sell its securities prior to market recovery or maturity; 2) whether it is more likely than not that the Corporation will be required to sell its securities prior to market recovery or maturity; 3) default rates/history by security type; 4) third-party securities ratings; 5) third-party guarantees; 6) subordination; 7) payment delinquencies; 8) nature of the issuer; and 9) current financial news. The Corporation believes that unrealized losses at March 31, 2021 were primarily the result of changes in market interest rates and that the Corporation has the ability to hold these investments for a time necessary to recover the amortized cost. Through March 31, 2021 the Corporation has collected all interest and principal on its investment securities as scheduled. The Corporation believes that collection of the contractual principal and interest is probable and, therefore, all impairment is considered to be temporary.

Restricted Investment In Bank S

Restricted Investment In Bank Stocks	3 Months Ended
	Mar. 31, 2021
Restricted Investment In Bank Stocks [Abstract]
Restricted Investment In Bank Stocks	Note 3—Restricted Investment in Bank Stocks Restricted stock, which represents required investments in the common stock of correspondent banks, is carried at cost and, as of March 31, 2021 and December 31, 2020, consisted primarily of the common stock of the Federal Home Loan Bank of Pittsburgh (“FHLBP”) and, to a lesser degree, Atlantic Community Bancshares, Inc. (“ACBI”), the parent company of Atlantic Community Bankers Bank (“ACBB”). Under the FHLBP’s Capital Plan member banks, including PeoplesBank, are required to maintain a minimum stock investment. The FHLBP uses a formula to determine the minimum stock investment, which is based on the volume of loans outstanding, unused borrowing capacity and other factors. The FHLBP paid dividends during the periods ended March 31, 2021 and 2020. The FHLBP restricts the repurchase of the excess capital stock of member banks. The amount of excess capital stock that can be repurchased from any member is currently the lesser of five percent of the member’s total capital stock outstanding or its excess capital stock outstanding. Management evaluates the restricted stock for impairment in accordance with FASB ASC Topic 942 . Management’s determination of whether these investments are impaired is based on their a ssessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. Using the FHLBP as an example, the determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as: (1) the significance of the decline in net assets of the FHLBP as compared to the capital stock amount for the FHLBP and the length of time this situation has persisted; (2) commitments by the FHLBP to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLBP; and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLBP. Management believes no impairment charge was necessary related to the restricted stock during the periods ended March 31, 2021 and 2020.

Loans

Loans	3 Months Ended
	Mar. 31, 2021
Loans [Abstract]
Loans	Note 4—Loans Loan Portfolio Composition On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was enacted in response to the COVID-19 pandemic. Since that time banking regulators, the SEC and FASB have all issued additional guidance and clarification on various sections of the CARES Act. Section 4013 of the CARES Act provides the option to not apply ASC 310-40 (TDRs) to a loan modification, related specifically to COVID-19 hardships. Regulators have encouraged financial institutions to work constructively with borrowers in communities and industries affected by COVID-19 using prudent and proactive actions which are in the best interests of the financial institution, the borrower and the economy. The Corporations’s Board of Directors approved a number of options for loan modifications, including interest deferral, full payment deferral, additional extensions of credit, and SBA loan programs (i.e., Economic Injury Disaster Loans, Paycheck Protection Program). As of March 31, 2021, the Corporation has remaining loan modifications totaling approximately $ 88,000,000 . The Corporation has been an active participant in the SBA Paycheck Protection Program (PPP), with outstanding PPP loans as of March 31, 2021 of approximately $ 152,000,000 , which includes $ 64,000,000 new PPP loans originated in 2021. The table below provides the composition of the loan portfolio at March 31, 2021 and December 31, 2020. The portfolio is comprised of two segments, commercial and consumer loans. The commercial loan segment is disaggregated by industry class which allows the Corporation to monitor risk and performance. Those industries representing the largest dollar investment and most risk are listed separately. The “Other” commercial loans category is comprised of various industries. The consumer related segment is comprised of residential mortgages, home equity and other consumer loans. The Corporation has not engaged in sub-prime residential mortgage originations. March 31, % Total December 31, % Total (dollars in thousands) 2021 Loans 2020 Loans Builder & developer $ 144,777 9.2 $ 147,609 9.6 Commercial real estate investor 272,919 17.3 236,924 15.3 Residential real estate investor 233,669 14.8 238,458 15.4 Hotel/Motel 81,045 5.1 79,421 5.2 Wholesale & retail 99,216 6.3 108,425 7.0 Manufacturing 84,082 5.3 79,142 5.1 Agriculture 86,008 5.4 80,450 5.2 Service 87,812 5.6 76,838 5.0 Other 276,108 17.5 280,616 18.2 Total commercial related loans 1,365,636 86.5 1,327,883 86.0 Residential mortgages 95,028 6.0 95,751 6.2 Home equity 94,980 6.0 96,711 6.3 Other 23,507 1.5 24,244 1.5 Total consumer related loans 213,515 13.5 216,706 14.0 Total loans $ 1,579,151 100.0 $ 1,544,589 100.0 Loan Risk Ratings The Corporation’s internal risk rating system follows regulatory guidance as to risk classifications and definitions. Every approved loan is assigned a risk rating. Generally, risk ratings for commercial related loans are determined by a formal evaluation of risk factors performed by the Corporation’s underwriting staff. For consumer and residential mortgage loans, the bank follows the Uniform Retail Credit Classification guidance. Commercial loans up to $ 500,000 may be scored using a third-party credit scoring software model for risk rating purposes. The loan portfolio is monitored on a continuous basis by loan officers, loan review personnel and senior management. Adjustments of loan risk ratings within the Watch, Criticized and Classified categories are generally performed by the Special Asset Committee, which includes senior management. The Committee, which typically meets at least quarterly, makes changes, as appropriate, to risk ratings when it becomes aware of credit events such as payment delinquency, cessation of a business or project, bankruptcy or death of the borrower, or changes in collateral value. In addition to review by the Committee, existing loans are monitored by the primary loan officer and loan review officer to determine if any changes, upward or downward, in risk ratings are appropriate. An external consultant is also used to review a portion of the existing portfolio and recommends risk rating changes as appropriate. Primary loan officers may recommend a change to a risk rating and internal loan review officers may downgrade existing loans, except to non-accrual status. Only the Committee, Executive Chairman or President/CEO may downgrade a loan to non-accrual status or upgrade a loan that is criticized or classified. The Corporation uses ten risk ratings to grade commercial loans. The first seven ratings are considered “pass” ratings. A pass rating is a satisfactory credit rating, which applies to a loan that is expected to perform in accordance with the loan agreement and has a low probability of loss. A loan rated “special mention” has a potential weakness which may, if not corrected, weaken the loan or inadequately protect the Corporation’s position at some future date. A loan rated “substandard” is inadequately protected by the current sound worth or paying capacity of the obligor, or of the collateral pledged. A “substandard” loan has a well-defined weakness or weaknesses that could jeopardize liquidation of the loan, which exposes the Corporation to potential loss if the deficiencies are not corrected. When circumstances indicate that collection of the loan is doubtful, the loan is risk-rated “nonaccrual,” the accrual of interest income is discontinued, and any unpaid interest previously credited to income is reversed. The table below does not include the regulatory classification of “doubtful,” nor does it include the regulatory classification of “loss”, because the Corporation promptly charges off loan losses. The table below presents a summary of loan risk ratings by loan class at March 31, 2021 and December 31, 2020. Special (dollars in thousands) Pass Mention Substandard Nonaccrual Total March 31, 2021 Builder & developer $ 131,672 $ 9,318 $ 2,965 $ 822 $ 144,777 Commercial real estate investor 266,920 4,759 1,047 193 272,919 Residential real estate investor 229,636 474 686 2,873 233,669 Hotel/Motel 49,967 537 18,090 12,451 81,045 Wholesale & retail 90,772 6,987 1,457 0 99,216 Manufacturing 72,735 0 3,608 7,739 84,082 Agriculture 78,712 421 3,774 3,101 86,008 Service 81,832 249 4,760 971 87,812 Other 251,358 1,452 13,597 9,701 276,108 Total commercial related loans 1,253,604 24,197 49,984 37,851 1,365,636 Residential mortgage 95,017 0 11 0 95,028 Home equity 94,276 49 0 655 94,980 Other 23,250 0 0 257 23,507 Total consumer related loans 212,543 49 11 912 213,515 Total loans $ 1,466,147 $ 24,246 $ 49,995 $ 38,763 $ 1,579,151 December 31, 2020 Builder & developer $ 133,804 $ 11,305 $ 2,121 $ 379 $ 147,609 Commercial real estate investor 230,113 6,379 231 201 236,924 Residential real estate investor 234,316 1,215 130 2,797 238,458 Hotel/Motel 48,264 542 18,143 12,472 79,421 Wholesale & retail 99,821 8,591 13 0 108,425 Manufacturing 67,968 0 3,610 7,564 79,142 Agriculture 72,829 416 3,776 3,429 80,450 Service 75,618 249 0 971 76,838 Other 256,040 1,481 13,804 9,291 280,616 Total commercial related loans 1,218,773 30,178 41,828 37,104 1,327,883 Residential mortgage 95,466 123 11 151 95,751 Home equity 96,026 55 0 630 96,711 Other 23,954 0 0 290 24,244 Total consumer related loans 215,446 178 11 1,071 216,706 Total loans $ 1,434,219 $ 30,356 $ 41,839 $ 38,175 $ 1,544,589 Impaired Loans The table below presents a summary of impaired loans at March 31, 2021 and December 31, 2020. Generally, impaired loans are all loans risk rated nonaccrual or classified troubled debt restructuring. An allowance is established for those individual loans that are commercial related where the Corporation has doubt as to the full recovery of the outstanding principal balance. Typically, impaired consumer related loans are partially or fully charged-off eliminating the need for specific allowance. The recorded investment represents outstanding unpaid principal loan balances adjusted for payments collected on a non-cash basis and charge-offs. With No Allowance With A Related Allowance Total Recorded Unpaid Recorded Unpaid Related Recorded Unpaid (dollars in thousands) Investment Principal Investment Principal Allowance Investment Principal March 31, 2021 Builder & developer $ 1,016 $ 1,084 $ 0 $ 0 $ 0 $ 1,016 $ 1,084 Commercial real estate investor 1,108 1,118 0 0 0 1,108 1,118 Residential real estate investor 657 944 2,216 2,216 416 2,873 3,160 Hotel/Motel 12,451 12,453 0 0 0 12,451 12,453 Wholesale & retail 236 236 0 0 0 236 236 Manufacturing 7,739 7,858 0 0 0 7,739 7,858 Agriculture 2,025 2,172 1,078 1,154 570 3,103 3,326 Service 971 1,061 0 0 0 971 1,061 Other commercial 5,550 5,935 4,151 4,523 3,442 9,701 10,458 Total impaired commercial related loans 31,753 32,861 7,445 7,893 4,428 39,198 40,754 Residential mortgage 0 0 0 0 0 0 0 Home equity 655 686 0 0 0 655 686 Other consumer 257 271 0 0 0 257 271 Total impaired consumer related loans 912 957 0 0 0 912 957 Total impaired loans $ 32,665 $ 33,818 $ 7,445 $ 7,893 $ 4,428 $ 40,110 $ 41,711 December 31, 2020 Builder & developer $ 575 $ 790 $ 0 $ 0 $ 0 $ 575 $ 790 Commercial real estate investor 1,163 1,170 0 0 0 1,163 1,170 Residential real estate investor 581 862 2,216 2,216 216 2,797 3,078 Hotel/Motel 12,472 12,472 0 0 0 12,472 12,472 Wholesale & retail 237 237 0 0 0 237 237 Manufacturing 7,564 7,564 0 0 0 7,564 7,564 Agriculture 2,270 2,382 1,159 1,217 615 3,429 3,599 Service 971 1,061 0 0 0 971 1,061 Other commercial 5,739 5,954 3,552 3,888 2,481 9,291 9,842 Total impaired commercial related loans 31,572 32,492 6,927 7,321 3,312 38,499 39,813 Residential mortgage 151 151 0 0 0 151 151 Home equity 630 653 0 0 0 630 653 Other consumer 290 301 0 0 0 290 301 Total impaired consumer related loans 1,071 1,105 0 0 0 1,071 1,105 Total impaired loans $ 32,643 $ 33,597 $ 6,927 $ 7,321 $ 3,312 $ 39,570 $ 40,918 The table below presents a summary of average impaired loans and related interest income that was included in net income for the three months ended March 31, 2021 and 2020. Interest income on loans with no related allowance is the result of interest collected on a cash basis, except accruing TDRs. With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Three months ended March 31, 2021 Builder & developer $ 796 $ 0 $ 0 $ 0 $ 796 $ 0 Commercial real estate investor 1,136 11 0 0 1,136 11 Residential real estate investor 618 0 2,216 0 2,834 0 Hotel/Motel 12,461 0 0 0 12,461 0 Wholesale & retail 236 1 0 0 236 1 Manufacturing 7,651 0 0 0 7,651 0 Agriculture 2,147 37 1,119 0 3,266 37 Service 971 0 0 0 971 0 Other commercial 6,130 0 3,851 0 9,981 0 Total impaired commercial related loans 32,146 49 7,186 0 39,332 49 Residential mortgage 76 0 0 0 76 0 Home equity 643 0 0 0 643 0 Other consumer 274 3 0 0 274 3 Total impaired consumer related loans 993 3 0 0 993 3 Total impaired loans $ 33,139 $ 52 $ 7,186 $ 0 $ 40,325 $ 52 Three months ended March 31, 2020 Builder & developer $ 957 $ 12 $ 308 $ 0 $ 1,265 $ 12 Commercial real estate investor 1,347 22 0 0 1,347 22 Residential real estate investor 844 6 5,020 0 5,864 6 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 272 2 7,127 0 7,399 2 Manufacturing 13 3 1,073 0 1,086 3 Agriculture 2,098 19 1,012 0 3,110 19 Service 704 1 0 0 704 1 Other commercial 2,113 30 3,634 0 5,747 30 Total impaired commercial related loans 8,348 95 18,174 0 26,522 95 Residential mortgage 214 3 0 0 214 3 Home equity 672 21 0 0 672 21 Other consumer 223 3 0 0 223 3 Total impaired consumer related loans 1,109 27 0 0 1,109 27 Total impaired loans $ 9,457 $ 122 $ 18,174 $ 0 $ 27,631 $ 122 Past Due and Nonaccrual The performance and credit quality of the loan portfolio is also monitored by using an aging schedule that shows the length of time a loan is past due. The table below presents a summary of past due loans, nonaccrual loans and current loans by loan segment and class at March 31, 2021 and December 31, 2020. ≥ 90 Days 30-59 60-89 Past Due Total Past Days Days and Due and Total (dollars in thousands) Past Due Past Due Accruing Nonaccrual Nonaccrual Current Loans March 31, 2021 Builder & developer $ 0 $ 282 $ 363 $ 822 $ 1,467 $ 143,310 $ 144,777 Commercial real estate investor 819 0 0 193 1,012 271,907 272,919 Residential real estate investor 0 0 0 2,873 2,873 230,796 233,669 Hotel/Motel 0 0 0 12,451 12,451 68,594 81,045 Wholesale & retail 198 38 0 0 236 98,980 99,216 Manufacturing 0 0 0 7,739 7,739 76,343 84,082 Agriculture 0 3,379 0 3,101 6,480 79,528 86,008 Service 0 0 0 971 971 86,841 87,812 Other 64 0 1,035 9,701 10,800 265,308 276,108 Total commercial related loans 1,081 3,699 1,398 37,851 44,029 1,321,607 1,365,636 Residential mortgage 67 153 0 0 220 94,808 95,028 Home equity 0 0 109 655 764 94,216 94,980 Other 1,423 373 0 257 2,053 21,454 23,507 Total consumer related loans 1,490 526 109 912 3,037 210,478 213,515 Total loans $ 2,571 $ 4,225 $ 1,507 $ 38,763 $ 47,066 $ 1,532,085 $ 1,579,151 December 31, 2020 Builder & developer $ 427 $ 489 $ 322 $ 379 $ 1,617 $ 145,992 $ 147,609 Commercial real estate investor 0 0 0 201 201 236,723 236,924 Residential real estate investor 136 0 0 2,797 2,933 235,525 238,458 Hotel/Motel 0 0 0 12,472 12,472 66,949 79,421 Wholesale & retail 29 0 0 0 29 108,396 108,425 Manufacturing 0 0 0 7,564 7,564 71,578 79,142 Agriculture 0 0 0 3,429 3,429 77,021 80,450 Service 0 709 0 971 1,680 75,158 76,838 Other 679 887 0 9,291 10,857 269,759 280,616 Total commercial related loans 1,271 2,085 322 37,104 40,782 1,287,101 1,327,883 Residential mortgage 0 0 937 151 1,088 94,663 95,751 Home equity 206 177 36 630 1,049 95,662 96,711 Other 717 321 0 290 1,328 22,916 24,244 Total consumer related loans 923 498 973 1,071 3,465 213,241 216,706 Total loans $ 2,194 $ 2,583 $ 1,295 $ 38,175 $ 44,247 $ 1,500,342 $ 1,544,589 Troubled Debt Restructurings Loans classified as troubled debt restructurings (TDRs) are designated impaired and arise when the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted with respect to these loans involve an extension of the maturity date or a below market interest rate relative to new debt with similar credit risk. The principal balance of outstanding TDRs was $ 1,344,000 at March 31, 2021 and $ 1,395,000 at December 31, 2020. There were no allowances allocated to any TDRs at March 31, 2021 or December 31, 2020. There are no commitments to lend to existing TDRs. A TDR is considered to be in payment default once it is contractually past due pursuant to the terms of the loan documents. Generally, these loans are secured by real estate. If repayment of the loan is determined to be collateral dependent, the loan is evaluated for impairment loss based on the fair value of the collateral. For loans that are not collateral dependent, the present value of expected future cash flows, discounted at the loan’s original effective interest rate, is used to determine any impairment loss. A nonaccrual TDR represents a nonaccrual loan, as previously defined, which includes an economic concession. Nonaccrual TDRs are restored to accrual status if principal and interest payments, under the modified terms, are current for six consecutive payments after the modification and future principal and interest payments are reasonably assured. In contrast, an accruing TDR represents a loan that, at the time of the modification, has a demonstrated history of payments and with respect to which management believes that future loan payments are reasonably assured under the modified terms. As of March 31, 2021, there are no modifications for consumer loans, five mortgage loans totaling approximately $ 2,060,000 and 38 commercial loans totaling approximately $ 86,091,000 under the CARES Act, which are not considered TDRs. The table below shows loans whose terms have been modified under TDRs during the three months ended March 31, 2021 and 2020. There were no defaults during the three months ended March 31, 2021 and March 31, 2020 for TDRs entered into during the previous 12 month period. Modifications Pre-Modification Post-Modification Number Outstanding Outstanding Recorded of Recorded Recorded Investment (dollars in thousands) Contracts Investments Investments at Period End Three months ended: March 31, 2021 None March 31, 2020 None

Allowance For Loan Losses

Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2021
Allowance For Loan Losses [Abstract]
Allowance For Loan Losses	NOTE 5 – Allowance for Loan Losses The table below shows the activity in and the composition of the allowance for loan losses by loan segment and class detail as of and for the three months ended March 31, 2021 and 2020. Allowance for Loan Losses January 1, 2021 March 31, 2021 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,034 $ 0 $ 0 $ 32 $ 2,066 Commercial real estate investor 3,177 0 0 233 3,410 Residential real estate investor 3,944 ( 50 ) 4 111 4,009 Hotel/Motel 1,440 0 0 208 1,648 Wholesale & retail 2,416 0 0 ( 305 ) 2,111 Manufacturing 840 0 0 ( 65 ) 775 Agriculture 1,288 0 0 163 1,451 Service 457 0 0 281 738 Other commercial 5,002 ( 42 ) 1 603 5,564 Total commercial related loans 20,598 ( 92 ) 5 1,261 21,772 Residential mortgage 256 0 0 0 256 Home equity 287 ( 5 ) 2 ( 2 ) 282 Other consumer 101 ( 7 ) 13 ( 9 ) 98 Total consumer related loans 644 ( 12 ) 15 ( 11 ) 636 Unallocated 22 0 0 ( 19 ) 3 Total $ 21,264 $ ( 104 ) $ 20 $ 1,231 $ 22,411 Allowance for Loan Losses January 1, 2020 March 31, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,263 $ ( 170 ) $ 0 $ 133 $ 2,226 Commercial real estate investor 2,565 0 0 117 2,682 Residential real estate investor 4,632 0 3 124 4,759 Hotel/Motel 742 0 0 314 1,056 Wholesale & retail 3,575 0 7 976 4,558 Manufacturing 1,252 0 0 64 1,316 Agriculture 1,304 0 0 ( 164 ) 1,140 Service 367 0 0 6 373 Other commercial 3,837 ( 7,511 ) 0 7,766 4,092 Total commercial related loans 20,537 ( 7,681 ) 10 9,336 22,202 Residential mortgage 158 0 0 77 235 Home equity 203 0 0 101 304 Other consumer 167 ( 5 ) 13 ( 78 ) 97 Total consumer related loans 528 ( 5 ) 13 100 636 Unallocated 1 0 0 ( 1 ) 0 Total $ 21,066 $ ( 7,686 ) $ 23 $ 9,435 $ 22,838 The table below shows the allowance amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for March 31, 2021 and December 31, 2020. Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated For Evaluated For Evaluated For Evaluated For (dollars in thousands) Impairment Impairment Balance Impairment Impairment Balance March 31, 2021 Builder & developer $ 0 $ 2,066 $ 2,066 $ 1,016 $ 143,761 $ 144,777 Commercial real estate investor 0 3,410 3,410 1,108 271,811 272,919 Residential real estate investor 416 3,593 4,009 2,873 230,796 233,669 Hotel/Motel 0 1,648 1,648 12,451 68,594 81,045 Wholesale & retail 0 2,111 2,111 236 98,980 99,216 Manufacturing 0 775 775 7,739 76,343 84,082 Agriculture 570 881 1,451 3,103 82,905 86,008 Service 0 738 738 971 86,841 87,812 Other commercial 3,442 2,122 5,564 9,701 266,407 276,108 Total commercial related 4,428 17,344 21,772 39,198 1,326,438 1,365,636 Residential mortgage 0 256 256 0 95,028 95,028 Home equity 0 282 282 655 94,325 94,980 Other consumer 0 98 98 257 23,250 23,507 Total consumer related 0 636 636 912 212,603 213,515 Unallocated 0 3 3 0 0 0 Total $ 4,428 $ 17,983 $ 22,411 $ 40,110 $ 1,539,041 $ 1,579,151 December 31, 2020 Builder & developer $ 0 $ 2,034 $ 2,034 $ 575 $ 147,034 $ 147,609 Commercial real estate investor 0 3,177 3,177 1,163 235,761 236,924 Residential real estate investor 216 3,728 3,944 2,797 235,661 238,458 Hotel/Motel 0 1,440 1,440 12,472 66,949 79,421 Wholesale & retail 0 2,416 2,416 237 108,188 108,425 Manufacturing 0 840 840 7,564 71,578 79,142 Agriculture 615 673 1,288 3,429 77,021 80,450 Service 0 457 457 971 75,867 76,838 Other commercial 2,481 2,521 5,002 9,291 271,325 280,616 Total commercial related 3,312 17,286 20,598 38,499 1,289,384 1,327,883 Residential mortgage 0 256 256 151 95,600 95,751 Home equity 0 287 287 630 96,081 96,711 Other consumer 0 101 101 290 23,954 24,244 Total consumer related 0 644 644 1,071 215,635 216,706 Unallocated 0 22 22 0 0 0 Total $ 3,312 $ 17,952 $ 21,264 $ 39,570 $ 1,505,019 $ 1,544,589

Deposits

Deposits	3 Months Ended
	Mar. 31, 2021
Deposits
Deposits	Note 6—Deposits The composition of deposits as of March 31, 2021 and December 31, 2020 is shown below. The aggregate amount of demand deposit overdrafts that were reclassified as loans is $ 24,000 at March 31, 2021, compared to $ 55,000 at December 31, 2020. March 31, December 31, (dollars in thousands) 2021 2020 Noninterest bearing demand $ 483,004 $ 396,947 Interest bearing demand 245,690 224,764 Money market 581,995 598,398 Savings 126,893 111,143 Time deposits less than $100 280,076 283,910 Time deposits $100 to $250 177,307 180,674 Time deposits $250 or more 69,098 67,703 Total deposits $ 1,964,063 $ 1,863,539

Short-Term Borrowings And Long-

Short-Term Borrowings And Long-Term Debt	3 Months Ended
	Mar. 31, 2021
Short-Term Borrowings And Long-Term Debt [Abstract]
Short-Term Borrowings And Long-Term Debt	Note 7—Short-Term Borrowings and Long-Term Debt Short-term borrowings consist of securities sold under agreements to repurchase, federal funds purchased and other borrowings. At March 31, 2021, the balance of securities sold under agreements to repurchase was $ 7,743,000 compared to $ 8,540,000 at December 31, 2020. At March 31, 2021 and December 31, 2020, there were no other short-term borrowings. The following table presents a summary of long-term debt as of March 31, 2021 and December 31, 2020. PeoplesBank’s long-term debt obligations to the FHLBP are fixed rate instruments. Under terms of a blanket collateral agreement with the FHLBP, the obligations are secured by FHLBP stock and PeoplesBank qualifying loan receivables, principally real estate secured loans. March 31, December 31, (dollars in thousands) 2021 2020 PeoplesBank’s obligations: Federal Home Loan Bank of Pittsburgh (FHLBP) Due June 2021 , 2.81 % $ 10,000 $ 10,000 Due June 2021 , 2.14 % 15,000 15,000 Due May 2022 , 2.93 % 10,000 10,000 Total FHLBP $ 35,000 $ 35,000 Codorus Valley Bancorp, Inc. obligations: Junior subordinated debt Due 2034 , 2.20 %, floating rate based on 3 month LIBOR plus 2.02 %, callable quarterly 3,093 3,093 Due 2036 , 1.78 % floating rate based on 3 month LIBOR plus 1.54 %, callable quarterly 7,217 7,217 Due 2030, 4.50 % fixed rate, callable on or after December 2025 30,622 30,602 Total junior subordinated debt $ 40,932 $ 40,912 Lease obligations included in long-term debt: Finance lease liabilities 1,289 1,296 Total long-term debt $ 77,221 $ 77,208 At March 31, 2021 there were no municipal deposit letters of credit compared to $ 42,000,000 at December 31, 2020. These letters of credit are issued by the FHLBP on behalf of PeoplesBank naming applicable municipalities as beneficiaries. The letters of credit took the place of securities pledged to the municipalities for their deposits maintained at PeoplesBank. In June 2006, Codorus Valley formed CVB Statutory Trust No. 2, a wholly-owned special purpose subsidiary whose sole purpose was to facilitate a pooled trust preferred debt issuance of $ 7,217,000 . In November 2004, Codorus Valley formed CVB Statutory Trust No. 1 to facilitate a pooled trust preferred debt issuance of $ 3,093,000 . The Corporation owns all of the common stock of these nonbank subsidiaries, and the debentures are the sole assets of the Trusts. The accounts of both Trusts are not consolidated for financial reporting purposes in accordance with FASB ASC 810. For regulatory capital purposes, all of the Corporation’s trust preferred securities qualified as Tier 1 capital for all reported periods. Trust preferred securities are subject to capital limitations under the FDIC’s risk-based capital guidelines. The Corporation used the net proceeds from these offerings to fund its operations. In December 2020, Codorus Valley issued subordinated notes in the amount of $ 31,000,000 . The Corporation may redeem the subordinated notes, in whole or in part, in a principal amount with integral multiples of $ 10,000 , on or after December 9, 2025 and prior to the maturity date at 100 % of the principal amount, plus accrued and unpaid interest. The subordinated notes mature on December 9, 2030 . The subordinated notes are also redeemable in whole or in part from time to time, upon the occurrence of specific events defined within the Note Purchase Agreements. The subordinated notes may be included in Tier 2 capital (with certain limitations applicable) under current regulatory guidelines and interpretations. The subordinated notes have a fixed rate of interest equal to 4.50 % until December 30, 2025. After that term, the variable rate of interest is equal to the then current 90-Day Average SOFR (Secured Oversight Financing Rate) plus 404 basis points.

Leases

Leases	3 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Leases	Note 8—Leases A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, the Corporation adopted ASU 2016-02 “ Leases” (Topic 842) and all subsequent ASUs that modified Topic 842. For the Corporation, Topic 842 affected the accounting treatment for operating lease agreements in which the Corporation is the lessee. Substantially all of the leases in which the Corporation is the lessee are comprised of real estate property, ATM locations, and office space. Substantially all of our leases are classified as operating leases, and therefore, were previously not recognized on the Corporation’s consolidated statements of condition. With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated statements of condition as a right-of-use (“ROU”) asset and a corresponding lease liability. The Corporation has one finance lease for one financial center. Leases with an initial term of 12 months or less are not recorded on the consolidated statement of condition. All other leases have remaining lease terms of 1 year to 25 years, some of which include options to extend. Upon opening a new financial center, we typically install brand-specific leasehold improvements which are depreciated over the shorter of the useful life or length of the lease. To the extent that the initial lease term of the related lease is less than the useful life of the leasehold improvements and, taking into consideration the dollar amount of the improvements, we conclude that it is reasonably certain that a renewal option will be exercised, the renewal period is included in the lease term, and the related payments are reflected in the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Corporation utilizes its incremental borrowing rate at lease inception, on an amortizing and collateralized basis, over a similar term. All of our leases include fixed rental payments. We commonly enter into leases under which the lease payments increase at pre-determined dates based on the change in the consumer price index. While the majority of our leases are gross leases, we also have a number of leases in which we make separate payments to the lessor based on the lessor’s property and casualty insurance cost and the property taxes assessed on the property, as well as a portion of the common area maintenance associated with the property. We have elected the practical expedient not to separate lease and nonlease components for all of our building leases. The components of lease expense were as follows: Three months ended March 31, (dollars in thousands) 2021 2020 Operating lease cost $ 169 $ 203 Finance lease cost: Amortization of right-of-use assets $ 12 $ 12 Interest on lease liability 12 12 Total finance lease cost $ 24 $ 24 Total lease cost $ 193 $ 227 Supplemental cash flow information related to leases was as follows: Three months ended March 31, 2021 2020 Operating cash flows from operating leases $ 173 $ 208 Operating cash flows from financing leases 12 12 Financing cash flows from financing leases 7 6 Right-of-use assets obtained in exchange for lease obligations: Operating leases 0 186 Finance leases 0 0 Amounts recognized as right-of-use assets related to finance leases are included in fixed assets in the accompanying statement of financial position, while related lease liabilities are included in long-term debt. Supplemental balance sheet information related to leases was as follows: March 31, December 31, 2021 2020 Assets: Operating leases right-of-use assets $ 2,198 $ 2,386 Finance leases assets 1,076 1,087 Total lease assets $ 3,274 $ 3,473 Liabilities: Operating $ 2,325 $ 2,515 Financing 1,289 1,296 Total lease liabilities $ 3,614 $ 3,811 Weighted Average Remaining Lease Term (years) Operating leases 4.5 5.2 Finance leases 22.9 23.2 Weighted Average Discount Rate Operating leases 2.63 % 2.68 % Finance leases 3.69 % 3.69 % Future minimum payments for financing leases and operating leases as of March 31, 2021 and December 31, 2020 were as follows: (dollars in thousands:) March 31, 2021 Year Ending December 31, Operating Leases Finance Leases 2021 $ 500 $ 56 2022 611 75 2023 484 75 2024 397 75 2025 176 79 Thereafter 304 1,588 Total lease payments 2,472 1,948 Less imputed interest ( 147 ) ( 659 ) Total $ 2,325 $ 1,289 (dollars in thousands:) December 31, 2020 Year Ending December 31, Operating Leases Finance Leases 2021 $ 667 $ 75 2022 604 75 2023 489 75 2024 413 75 2025 192 79 Thereafter 317 1,588 Total lease payments 2,682 1,967 Less imputed interest ( 167 ) ( 671 ) Total $ 2,515 $ 1,296

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2021
Regulatory Matters [Abstract]
Regulatory Matters	Note 9—Regulatory Matters The Corporation is subject to restrictions on the payment of dividends to its shareholders pursuant to the Pennsylvania Business Corporation Law of 1988, as amended (“BCL”). The BCL prohibits dividend payments if such payment would render the Corporation insolvent or result in negative net worth. Federal and state banking regulations place certain restrictions on dividends paid and loans or advances made by PeoplesBank to the Corporation. The amount of total dividends, which may be paid at any date, is generally limited to the retained earnings of PeoplesBank. Furthermore, dividend payments would be prohibited if the effect thereof would cause PeoplesBank’s capital to be reduced below applicable minimum capital requirements as discussed below. Loans and advances by PeoplesBank to affiliates, including the Corporation, are limited to 10 percent of PeoplesBank’s capital stock and contributed capital on a secured basis. Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes as of March 31, 2021, the Corporation and Bank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At March 31,2021 and December 31, 2020, the most recent regulatory notifications categorized PeoplesBank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that man32 agement believes have changed the institution’s category. Actual and required capital amounts (in thousands) and ratios are presented below. Minimum for Basel III Well Capitalized Actual (1) Capital Adequacy Minimum (2) (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Codorus Valley Bancorp, Inc. (consolidated) at March 31, 2021 Capital ratios: Common equity Tier 1 $ 194,747 13.13 % $ 103,788 7.00 % n/a n/a Tier 1 risk based 204,747 13.81 126,029 8.50 n/a n/a Total risk based 253,951 17.13 155,683 10.50 n/a n/a Leverage 204,747 9.39 87,203 4.00 n/a n/a at December 31, 2020 Capital ratios: Common equity Tier 1 $ 191,863 13.10 % $ 102,504 7.00 % n/a n/a Tier 1 risk based 201,863 13.79 124,469 8.50 n/a n/a Total risk based 250,806 17.13 153,756 10.50 n/a n/a Leverage 201,863 9.58 84,250 4.00 n/a n/a PeoplesBank, A Codorus Valley Company at March 31, 2021 Capital ratios: Common equity Tier 1 $ 221,272 14.96 % $ 103,570 7.00 % $ 96,172 6.50 % Tier 1 risk based 221,272 14.96 125,763 8.50 118,365 8.00 Total risk based 239,815 16.21 155,355 10.50 147,957 10.00 Leverage 221,272 10.17 87,070 4.00 108,838 5.00 at December 31, 2020 Capital ratios: Common equity Tier 1 $ 198,184 13.56 % $ 102,274 7.00 % $ 94,968 6.50 % Tier 1 risk based 198,184 13.56 124,190 8.50 116,884 8.00 Total risk based 216,484 14.82 153,411 10.50 146,105 10.00 Leverage 198,184 9.43 84,109 4.00 105,137 5.00 (1) Net unrealized gains and losses on securities available-for-sale, net of taxes, are disregarded for capital ratio computation purposes in accordance with federal regulatory banking guidelines. (2) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Shareholders' Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2021
Shareholders' Equity [Abstract]
Shareholders' Equity	Note 10—Shareholders’ Equity Share Repurchase The Corporation’s Board of Directors approved a Share Repurchase Program (“Program”) in March 2020. Under the Program, the Corporation is authorized to repurchase up to $ 5 million of the Corporation’s issued and outstanding common stock. All shares of common stock repurchased pursuant to the Program shall be held as treasury shares and be available for use and reissuance for purposes as and when determined by the Board of Directors including, without limitation, pursuant to the Corporation’s Dividend Reinvestment and Stock Purchase Plan and its equity compensation program. During the first quarter of 2020 the Corporation repurchased 5,335 shares at an average price of $ 16.37 . Shortly after the Program began, and in response to COVID-19, the Corporation suspended the Program. That program expired by its own terms in October, 2020. The Corporation’s Board of Directors approved a new Share Repurchase Program (“Program”) in January 2021. Under the newly approved Program, the Corporation is authorized to repurchase up to $ 5 million of the Corporation’s issued and outstanding common stock. All shares of common stock repurchased pursuant to the Program shall be held as treasury shares and be available for use and reissuance for purposes as and when determined by the Board of Directors including, without limitation, pursuant to the Corporation’s Dividend Reinvestment and Stock Purchase Plan and its equity compensation progam.

Contingent Liabilities

Contingent Liabilities	3 Months Ended
	Mar. 31, 2021
Contingent Liabilities [Abstract]
Contingent Liabilities	Note 11—Contingent Liabilities There are no legal proceedings pending against Codorus Valley Bancorp, Inc. or any of its subsidiaries which are expected to have a material impact upon the consolidated financial position and/or operating results of the Corporation, other than routine litigation incidental to the business. Management is not aware of any proceedings known or contemplated by government authorities.

Guarantees

Guarantees	3 Months Ended
	Mar. 31, 2021
Guarantees [Abstract]
Guarantees	Note 12—Guarantees Codorus Valley does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit are written conditional commitments issued by PeoplesBank to guarantee the performance of a client to a third party. Generally, all letters of credit, when issued, have expiration dates within one year . The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to clients. The Corporation generally holds collateral and/or personal guarantees supporting these commitments. The Corporation had $ 17,278,000 of standby letters of credit outstanding on March 31, 2021, compared to $ 15,206,000 on December 31, 2020. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding letters of credit. The amount of the liability as of March 31, 2021 and December 31, 2020, for guarantees under standby letters of credit issued, was not material. Many of the commitments are expected to expire without being drawn upon and, therefore, generally do not present significant liquidity risk to the Corporation or PeoplesBank.

Fair Value Of Assets And Liabil

Fair Value Of Assets And Liabilities	3 Months Ended
	Mar. 31, 2021
Fair Value Of Assets And Liabilities [Abstract]
Fair Value Of Assets And Liabilities	Note 13—Fair Value of Assets and Liabilities The Corporation uses its best judgment in estimating the fair value of the Corporation’s assets and liabilities; however, there are inherent weaknesses in any estimation technique. The estimated fair value amounts have been measured as of their respective period-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values subsequent to the respective reporting dates may be different than the amounts reported at each period end. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following three levels: Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; inputs to the valuation methodology include quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs to the valuation methodology that utilize model-based techniques for which all significant assumptions are observable in the market. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement; inputs to the valuation methodology that utilize model-based techniques for which significant assumptions are not observable in the market; or inputs to the valuation methodology that require significant management judgment or estimation, some of which may be internally developed. Since management maximizes the use of observable inputs and minimizes the use of unobservable inputs when determining fair value, an asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Management reviews and updates the fair value hierarchy classifications on a quarterly basis. Assets Measured at Fair Value on a Recurring Basis Securities available-for-sale The fair values of investment securities were measured using information from a third-party pricing service. The pricing service uses quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique, used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather, by relying on the securities’ relationship to other benchmark quoted prices. Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs March 31, 2021 Securities available-for-sale: U.S. agency 13,927 0 13,927 0 U.S. agency mortgage-backed, residential 123,021 0 123,021 0 State and municipal 30,169 0 30,169 0 Corporate debt 12,433 0 12,433 0 December 31, 2020 Securities available-for-sale: U.S. agency 40,000 0 40,000 0 U.S. agency mortgage-backed, residential 110,896 0 110,896 0 State and municipal 24,300 0 24,300 0 Corporates 9,806 0 9,806 0 Assets Measured at Fair Value on a Nonrecurring Basis Impaired loans Impaired loans are those that are accounted for under FASB ASC Topic 310, in which the Corporation has measured impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These loans are generally included as Level 3 fair values, based on the lowest level of input that is significant to the fair value measurements. At March 31, 2021, the fair value of impaired loans with a valuation allowance or partial charge-off was $ 3,422,000 , net of valuation allowances of $ 4,428,000 and partial charge-offs of $ 373,000 . At December 31, 2020 the fair value of impaired loans with a valuation allowance or charge-off was $ 4,020,000 , net of valuation allowances of $ 3,312,000 and charge-offs of $ 373,000 . Foreclosed Real Estate Other real estate property acquired through foreclosure is initially recorded at fair value of the property at the transfer date less estimated selling cost. Subsequently, other real estate owned is carried at the lower of its carrying value or the fair value less estimated selling cost. Fair value is usually determined based on an independent third-party appraisal of the property or occasionally on a recent sales offer. At March 31, 2021 and December 31, 2020, there were no foreclosed real estate assets with a valuation allowance or write-down. Mortgage Servicing Rights Mortgage servicing rights are initially recorded at fair value upon the sale of residential mortgage loans to secondary market investors. The fair value of servicing rights is based on the present value of estimated future cash flows on pools of mortgages stratified by rate and original time to maturity. Mortgage servicing rights are subsequently evaluated for impairment on a quarterly basis. Significant inputs to the valuation include expected cash flow, expected net servicing income, a cash flow discount rate and the expected life of the underlying loans. At March 31, 2021, the fair value of the mortgage servicing rights asset was $ 524,000 . At December 31, 2020, the fair value of the mortgage servicing rights asset was $ 511,000 . Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs March 31, 2021 Impaired builder & developer loans $ 196 $ 0 $ 0 $ 196 Impaired residential real estate investor loans 2,009 1,800 0 209 Impaired agriculture loans 508 0 0 508 Impaired other loans 709 0 0 709 Mortgage servicing rights 147 0 0 147 December 31, 2020 Impaired builder & developer loans $ 196 $ 0 $ 0 $ 196 Impaired residential real estate investor loans 2,209 2,000 0 209 Impaired agriculture loans 544 0 0 544 Impaired other loans 1,071 0 0 1,071 Mortgage servicing rights 511 0 0 511 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Corporation has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Weighted (dollars in thousands) Estimate Techniques Input Range Average March 31, 2021 Impaired builder & developer loans $ 196 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired residential real estate investor loans 209 Appraisal (1) Appraisal adjustments (2) 15 %- 15 % 15 % Impaired agriculture loans 508 Appraisal (1) Appraisal adjustments (2) 22 % - 25 % 23 % Impaired other loans 441 Appraisal (1) Appraisal adjustments (2) 15 % - 25 % 20 % Impaired other loans 268 Business asset valuation (3) Business asset valuation adjustments (4) 50 % - 50 % 50 % Mortgage Servicing Rights 147 Multiple of annual service fee Estimated prepayment speed based on rate and term 13.8 % - 13.8 % 13.8 % December 31, 2020 Impaired builder & developer loans $ 196 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired residential real estate investor loans 209 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 Impaired agriculture loans 544 Appraisal (1) Appraisal adjustments (2) 25 % - 25 % 25 % Impaired other loans 89 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired other loans 982 Business asset valuation (3) Business asset valuation adjustments (4) 40 % - 50 % 44 % Mortgage servicing rights 511 Multiple of annual service fee Estimated prepayment speed based on rate and term 18.5 % - 18.5 % 18.5 % (1) Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable. (2) Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal. (3) Fair value is generally determined through customer-provided financial statements and bankruptcy court documents. (4) Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value. The following presents the carrying amounts and estimated fair values of the Corporation’s financial instruments as of March 31, 2021 and December 31, 2020. Fair Value Estimates (Level 1) (Level 2) (Level 3) Quoted Prices Significant Significant in Active Other Other Carrying Estimated Markets for Observable Unobservable (dollars in thousands) Amount Fair Value Identical Assets Inputs Inputs March 31, 2021 Financial assets Cash and cash equivalents $ 426,904 $ 426,904 $ 426,904 $ 0 $ 0 Securities available-for-sale 179,550 179,550 0 179,550 0 Restricted investment in bank stocks 2,278 N/A N/A N/A N/A Loans held for sale 13,324 14,592 0 14,592 0 Loans, net 1,556,740 1,550,508 0 0 1,550,508 Interest receivable 8,089 8,089 0 8,089 0 Financial liabilities Deposits $ 1,964,063 $ 1,967,314 $ 0 $ 1,967,314 $ 0 Short-term borrowings 7,743 7,743 0 7,743 0 Long-term debt (1) 45,310 43,275 0 35,387 7,888 Subordinated debentures 30,622 32,408 0 32,408 0 Interest payable 881 881 0 881 0 Off-balance sheet instruments 0 0 0 0 0 December 31, 2020 Financial assets Cash and cash equivalents $ 335,793 $ 335,793 $ 335,793 $ 0 $ 0 Securities available-for-sale 185,002 185,002 0 185,002 0 Restricted investment in bank stocks 2,593 N/A N/A N/A N/A Loans held for sale 15,981 17,228 0 17,228 0 Loans, net 1,523,325 1,527,295 0 0 1,527,295 Interest receivable 8,352 8,352 0 8,352 0 Financial liabilities Deposits $ 1,863,539 $ 1,868,203 $ 0 $ 1,868,203 $ 0 Short-term borrowings 8,540 8,540 0 8,540 0 Long-term debt (1) 45,310 43,005 0 35,571 7,434 Subordinated debentures 30,602 31,159 0 31,159 0 Interest payable 532 532 532 0 Off-balance sheet instruments 0 0 0 0 0 (1) Exclude leases included in Long-term debt

Assets And Liabilities Subject

Assets And Liabilities Subject To Offsetting	3 Months Ended
	Mar. 31, 2021
Assets And Liabilities Subject To Offsetting [Abstract]
Assets And Liabilities Subject To Offsetting	Note 14—Assets and Liabilities Subject to Offsetting Securities Sold Under Agreements to Repurchase PeoplesBank enters into agreements with clients in which it sells securities subject to an obligation to repurchase the same securities (“repurchase agreements”). The contractual maturity of the repurchase agreement is overnight and continues until either party terminates the agreement. These repurchase agreements are accounted for as a collateralized financing arrangement (i.e., secured borrowings) and not as a sale and subsequent repurchase of securities. The obligation to repurchase the securities is reflected as a liability (short-term borrowings) in the Corporation’s consolidated financial statements of condition, while the securities underlying the repurchase agreements are appropriately segregated for safekeeping purposes and remain in the respective securities asset accounts. Thus, there is no offsetting or netting of the securities with the repurchase agreement liabilities. Gross amounts Not Offset in the Statements of Condition Financial Instruments (dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statements of Condition Net Amounts of Liabilities Presented in the Statements of Condition U.S. agency mortgage-backed, residential U.S. agency Cash Collateral Pledged Net Amount March 31, 2021 Repurchase Agreements $ 7,743 $ 0 $ 7,743 $ ( 8,673 ) $ 0 $ 0 $ ( 930 ) December 31, 2020 Repurchase Agreements $ 8,540 $ 0 $ 8,540 $ ( 10,255 ) $ 0 $ 0 $ ( 1,715 )

Summary Of Significant Accoun_2

Summary Of Significant Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Nature of Operations and Basis of Presentation	Nature of Operations and Basis of Presentation The accompanying consolidated balance sheet at December 31, 2020 has been derived from audited financial statements, and the unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions to Form 10-Q, and Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 270. Accordingly, the interim financial statements do not include all of the financial information and notes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the interim consolidated financial statements include all adjustments necessary to present fairly the financial condition and results of operations for the reported periods, and all such adjustments are of a normal and recurring nature. Codorus Valley Bancorp, Inc. (“Corporation” or “Codorus Valley”) is a one-bank holding company headquartered in York, Pennsylvania that provides a full range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company (“PeoplesBank” or “Bank”). As of March 31, 2021, PeoplesBank operates one wholly-owned subsidiary, Codorus Valley Financial Advisors, Inc. d/b/a PeoplesWealth Advisors, which sells nondeposit investment products. In addition, PeoplesBank may periodically create nonbank subsidiaries for the purpose of temporarily holding foreclosed properties pending the liquidation of these properties. PeoplesBank operates under a state charter and is subject to regulation by the Pennsylvania Department of Banking and Securities, and the Federal Deposit Insurance Corporation. The Corporation is subject to regulation by the Federal Reserve Board and the Pennsylvania Department of Banking and Securities. The consolidated financial statements include the accounts of Codorus Valley and its wholly-owned bank subsidiary, PeoplesBank, and a wholly-owned nonbank subsidiary, SYC Realty Company, Inc. SYC Realty was inactive during the period ended March 31, 2021. The accounts of CVB Statutory Trust No. 1 and No. 2 are not included in the consolidated financial statements as discussed in Note 7—Short-Term Borrowings and Long-Term Debt. All significant intercompany account balances and transactions have been eliminated in consolidation. The accounting and reporting policies of Codorus Valley and subsidiaries conform to accounting principles generally accepted in the United States of America and have been followed on a consistent basis. These consolidated statements should be read in conjunction with the notes to the audited consolidated financial statements contained in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2020. The results of operations for the three months ended March 31, 2021 are not necessarily indicative of the results to be expected for the full year. In accordance with FASB ASC 855, the Corporation evaluated the events and transactions that occurred after the balance sheet date of March 31, 2021 and through the date these consolidated financial statements were issued, for items of potential recognition or disclosure. In December 2019, a coronavirus (COVID - 19) was reported in China, and, in March 2020, the World Health Organization declared it a pandemic. Since first being reported in China, the coronavirus has spread to additional countries including the United States. On March 13, 2020, President Trump declared the ongoing COVID–19 pandemic of sufficient severity and magnitude to warrant an emergency declaration for all states, territories, and the District of Columbia. In response, many state and local governments, including the Commonwealth of Pennsylvania and the State of Maryland, have instituted emergency restrictions that have substantially limited the operation of non - essential businesses and the activities of individuals. It has been widely reported that these restrictions have resulted in significant adverse effects for many different types of businesses, particularly those in the travel, hospitality and food and beverage industries, among many others, and has resulted in a significant number of layoffs and furloughs of employees nationwide and in the regions in which the Corporation operates. The ultimate effect of COVID - 19 on the local or broader economy is not known nor is the ultimate length of the restrictions described and any accompanying effects. Moreover, the Federal Reserve has taken action to lower the Federal Funds rate, which has negatively affected interest income and, therefore, earnings. Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the full impact of the coronavirus outbreak, and there is no guarantee that the Corporation’s efforts to address the adverse impacts of the coronavirus will be effective. The extent of such impact will depend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and actions taken to contain the coronavirus or its impact, among others. The effect of COVID - 19 and related events, including those described above and those not yet known or knowable, could have a negative effect on the Corporation's business prospects, financial condition and results of operations, as a result of quarantines; market volatility; market downturns; changes in consumer behavior; business closures; deterioration in the credit quality of borrowers or the inability of borrowers to satisfy their obligations (and any related forbearances or restructurings that may be implemented); changes in the value of collateral securing outstanding loans; changes in the value of the investment securities portfolio; effects on key employees, including operational management personnel and those charged with preparing, monitoring and evaluating the Corporation's financial reporting and internal controls; declines in the demand for loans and other banking services and products; declines in demand resulting from adverse impacts of the disease on businesses deemed to be "non - essential" by governments; and branch or office closures and business interruptions. In addition, the adverse economic effects of the coronavirus may lead to an increase in credit risk on the Corporation’s commercial and residential loan portfolios. Likewise, the Corporation is also monitoring the fluctuations in the markets as it pertains to interest rates and fair value of our investments for other than temporary impairment (OTTI). On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Section 4013 of the CARES Act, “Temporary Relief From Troubled Debt Restructurings,” provides banks the option to temporarily suspend certain requirements under U.S. GAAP related to trouble debt restructurings (TDR) for a limited period of time to account for the effects of COVID-19. Section 541 of the Consolidated Appropriations Act, 2021 (CAA) was signed into law on December 27, 2020, extending the provisions in Section 4013 of the CARES Act to January 1, 2022. While the Corporation continues to evaluate the disruption caused by the pandemic and impact of the CARES Act, these events may have a material adverse impact on the Corporation’s results of future operations, financial position, capital, and liquidity in fiscal year 2021. Further, a decrease in results of future operations may place a strain on the Corporation’s capital reserve ratios.
Loans	Loans Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances less amounts charged off, net of an allowance for loan losses and any deferred fees or costs. Interest income is accrued on the unpaid principal balance. Generally, loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) over the contractual life of the loan. The loans receivable portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following industry classes: builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing, service and all other. Consumer loans consist of the following classes: residential mortgage, home equity and all other. Generally, for all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A past due loan may remain on accrual status if it is in the process of collection and well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income is reversed in the current year. Interest received on nonaccrual loans, including impaired loans, generally is either applied against principal or reported as interest income, according to the Corporation’s judgment as to the collectability of principal. Generally, nonaccrual loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, generally six months, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses represents the Corporation’s estimate of losses inherent in the loan portfolio as of the balance sheet date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectable are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely. While the Corporation attributes a portion of the allowance to individual loans and groups of loans that it evaluates and determines to be impaired, the allowance is available to cover all charge-offs that arise from the loan portfolio. The allowance for loan losses is maintained at a level considered by management to be adequate to provide for probable incurred losses. The Corporation performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are classified as impaired, generally nonaccrual loans and troubled debt restructurings. For loans that are classified as impaired, an allowance is established when the collateral value (or discounted cash flows or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class, including commercial loans not considered impaired, as well as smaller balance homogeneous loans such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these classes of loans, adjusted for qualitative (environmental) risk factors. Historical loss rates are based on a two year rolling average of net charge-offs. Qualitative risk factors that supplement historical losses in the evaluation of loan pools are shown below. Each factor is assigned a value to reflect improving, stable or declining conditions based on the Corporation’s best judgment using relevant information available at the time of the evaluation.  Changes in international, US and local economies and business conditions  Changes in the value of collateral for collateral dependent loans  Changes in the level of concentrations of credit  Changes in the volume and severity of classified and past due loans  Changes in the nature and volume of the portfolio  Changes in collection, charge-off, and recovery procedures  Changes in underwriting standards and loan terms  Changes in the quality of the loan review system  Changes in the experience/ability of lending management and key lending staff  Regulatory and legal regulations that could affect the level of credit losses  Other pertinent environmental factors  Impact of COVID-19 pandemic As disclosed in Note 4—Loans, the Corporation engages in commercial and consumer lending. Loans are made within the Corporation’s primary market area and surrounding areas, and include the purchase of whole loan or participation interests in loans from other financial institutions. Commercial loans, which pose the greatest risk of loss to the Corporation, whether originated or purchased, are generally secured by real estate. Within the broad commercial loan segment, the builder & developer and commercial real estate investor loan classes generally present a higher level of risk than other commercial loan classifications. This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties, unstable real estate prices and the dependency upon successful construction and sale or operation of the real estate project. As a result of the COVID-19 pandemic, the commercial loan segments of hotel/motel and the restaurant and recreation segments included under Other Commercial Loans currently present a higher level of risk than other commercial loan classifications. Within the consumer loan segment, junior (i.e., second) liens present a higher risk to the Corporation because economic and housing market conditions can adversely affect the underlying value of the collateral, which could render the Corporation under-secured or unsecured. In addition, economic and housing market conditions can adversely affect the ability of some borrowers to service their debt. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. The Corporation determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Loans that are deemed impaired are evaluated for impairment loss based on the net realizable value of the collateral, as applicable. Loans that are not collateral dependent will rely on the present value of expected future cash flows discounted at the loan’s effective interest rate to determine impairment loss. Large groups of smaller balance homogeneous loans such as residential mortgage loans, home equity loans and other consumer loans are collectively evaluated for impairment, unless they are classified as impaired. An allowance for loan losses is established for an impaired commercial loan if its carrying value exceeds its estimated fair value. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals of the underlying collateral. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the most recent appraisal and the condition of the property. Appraisals are generally discounted to provide for selling costs and other factors to determine an estimate of the net realizable value of the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. In instances when specific consumer related loans become impaired, they may be partially or fully charged off, which eliminates the need for a specific allowance. Loans whose terms are modified are classified as troubled debt restructurings if the Corporation grants borrowers experiencing financial difficulties concessions that it would not otherwise consider. Concessions granted under a troubled debt restructuring may involve an interest rate that is below the market rate given the associated credit risk of the loan or an extension of a loan’s stated maturity date. Loans classified as troubled debt restructurings are designated as impaired. Non-accrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for a reasonable period of time, generally six consecutive months after modification and future payments are reasonably assured. On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was enacted in response to the COVID-19 pandemic. Since that time banking regulators, the SEC and FASB have all issued additional guidance and clarification on various sections of the CARES Act. Section 4013 of the CARES Act provides the option to not apply ASC 310-40 (TDRs) to a loan modification, related specifically to COVID-19 hardships, when the loan was not past due greater than 30 days as of December 31, 2019. Regulators have encouraged financial institutions to work constructively with borrowers in communities and industries affected by COVID-19 using prudent and proactive actions which are in the best interests of the financial institution, the borrower and the economy. The Corporation’s Board of Directors approved a number of options for loan modifications, including interest deferral, full payment deferral, additional extensions of credit, and SBA loan programs (i.e., Economic Injury Disaster Loans, Paycheck Protection Program). As of March 31, 2021, the Corporation has remaining loan modifications totaling approximately $ 88,000,000 . The Corporation has been an active participant in the SBA Paycheck Protection Program (PPP), with outstanding PPP loans as of March 31, 2021 of approximately $ 152,000,000 , which includes $ 64,000,000 new PPP loans originated in 2021.
Foreclosed Real Estate	Foreclosed Real Estate Foreclosed real estate, included in other assets, is comprised of property acquired through a foreclosure proceeding or property that is acquired through in-substance foreclosure. Foreclosed real estate is initially recorded at fair value minus estimated costs to sell at the date of foreclosure, establishing a new cost basis. Any difference between the carrying value and the new cost basis is charged against the allowance for loan losses. Appraisals, obtained from an independent third party, are generally used to determine fair value. After foreclosure, management reviews valuations at least quarterly and adjusts the asset to the lower of cost or fair value minus estimated costs to sell through a valuation allowance or a write-down. Costs related to the improvement of foreclosed real estate are generally capitalized until the real estate reaches a saleable condition subject to fair value limitations. Revenue and expense from operations and changes in the valuation allowance are included in noninterest expense. When a foreclosed real estate asset is ultimately sold, any gain or loss on the sale is included in the income statement as a component of noninterest expense. At March 31, 2021 there was no foreclosed real estate. Included within loans receivable as of March 31, 2021 was a recorded investment of $ 182,000 of consumer mortgage loans secured by residential real estate properties, for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction.
Mortgage Servicing Rights	Mortgage Servicing Rights The mortgage servicing rights (MSRs) associated with the sold loans are included in other assets on the consolidated balance sheets at an amount equal to the estimated fair value of the contractual rights to service the mortgage loans. The MSR asset is amortized as a reduction to servicing income. The MSR asset is evaluated periodically for impairment and carried at the lower of amortized cost or fair value. A third party calculates fair value by discounting the estimated cash flows from servicing income using a rate consistent with the risk associated with these assets and an estimate of future net servicing income of the underlying loans. In the event that the amortized cost of the MSR asset exceeds the fair value of the asset, a valuation allowance would be established through a charge against servicing income. Subsequent fair value evaluations may determine that impairment has been reduced or eliminated, in which case the valuation allowance would be reduced through a credit to earnings. At March 31, 2021, the balance of residential mortgage loans serviced for third parties was $ 80,609,000 compared to $ 87,142,000 at December 31, 2020. Three months ended March 31, (dollars in thousands) 2021 2020 Amortized cost: Balance at beginning of period $ 511 $ 965 Originations of mortgage servicing rights 16 13 Amortization expense ( 91 ) ( 66 ) Valuation allowance 88 ( 173 ) Balance at end of period $ 524 $ 739
Goodwill and Core Deposit Intangible Assets	Goodwill and Core Deposit Intangible Assets Goodwill arising from acquisitions is not amortized, but is subject to an annual impairment test. This test consists of a qualitative analysis. If the Corporation determines events or circumstances indicate that it is more likely than not that goodwill is impaired, a quantitative analysis must be completed. Analyses may also be performed between annual tests. Significant judgment is applied when goodwill is assessed for impairment. This judgment includes developing cash flow projections, selecting appropriate discount rates, identifying relevant market comparables, incorporating general economic and market conditions, and selecting an appropriate control premium. The Corporation completes its annual goodwill impairment test on October 1st of each year. Based upon a qualitative and quantitative analysis of goodwill, the Corporation concluded that the amount of recorded goodwill was not impaired as of October 1, 2020. Core deposit intangibles represent the value assigned to demand, interest checking, money market, and savings accounts acquired as part of an acquisition. The core deposit intangible value represents the future economic benefit of potential cost savings from acquiring core deposits as part of an acquisition compared to the cost of alternative funding sources and the alternative cost to grow a similar core deposit base. The core deposit intangible asset resulting from the merger with Madison Bancorp, Inc. was determined to have a definite life and is being amortized using the sum of the years’ digits method over ten years . All intangible assets must be evaluated for impairment if certain events or changes in circumstances occur. Any impairment write-downs would be recognized as expense on the consolidated statements of income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers Revenue from contracts with customers that are required to be recognized under FASB ASC Topic 606 - Revenue from Contracts with Customers (ASC 606) is measured based on consideration specified in a contract with a customer, and excludes any sales incentives and amounts collected on behalf of third parties. The Corporation recognizes revenue when it satisfies a performance obligation by transferring control over a product or service to a customer. The majority of the Corporation’s revenue-generating transactions are not within the scope of ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our mortgage servicing activities, as these activities are subject to other U.S. Generally Accepted Accounting Principles (GAAP) discussed elsewhere within our disclosures. Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our consolidated statements of income as components of non-interest income are as follows: Trust and investment service fees – The Corporation provides trust, investment management custody and irrevocable life insurance trust services to customers. Such services are rendered in accordance with the underlying contracts for which fees are earned. The Corporation’s performance obligations are generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for services rendered is primarily received in the following month. Income from mutual fund, annuity and insurance sales – The Corporation sells mutual funds, annuity and insurance products to its customers. The Corporation’s performance obligation is met upon the signing of the product agreement and, in certain cases, a time component may exist when the customer has the right to rescind the agreement with or without penalty. The Corporation recognizes revenues upon delivery of the product or service unless there is a time component in which case revenues are recognized utilizing the expected value method. Payment for services rendered is primarily received in the following month. Service charges on deposits accounts – These represent general service fees for monthly account maintenance and activity- or transaction based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Other service charges include revenue from processing wire transfers, cashier’s checks and other services. Revenue is recognized when the performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to the customers’ accounts. Other noninterest income – The Corporation evaluated individual components of other noninterest income, such as credit card merchant fees, credit and gift card fees and ATM fees. Debit card income is primarily comprised of interchange fees earned whenever the Corporation’s debit cards are processed through payment networks, such as Visa. Credit and gift card income is realized through a third party provider who issues cards as private label in the Corporation’s name. ATM fees are primarily generated when a non-Corporation cardholder uses a Corporation ATM. The income is primarily comprised as a percentage of interchange fees earned whenever the issuer’s card is processed through card payment networks, such as Visa or Pulse. Merchant services income is realized through a third party service provider who is contracted by the Corporation under a referral arrangement. Such fees represent fees charged to merchants to process their debit card transactions. The Corporation’s performance obligation for these fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received within a one to three day lag or in the following month.
Per Share Data	Per Share Data The computation of net income per share is provided in the table below. Three months ended March 31, (in thousands, except per share data) 2021 2020 Net income (loss) $ 3,900 $ ( 2,989 ) Weighted average shares outstanding (basic) 9,842 9,759 Effect of dilutive stock options 25 53 Weighted average shares outstanding (diluted) 9,867 9,812 Basic earnings (loss) per share $ 0.40 $ ( 0.31 ) Diluted earnings (loss) per share $ 0.40 $ ( 0.31 )
Comprehensive Income	Comprehensive Income Accounting principles generally accepted in the United States require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the shareholders’ equity section of the balance sheet, such items, along with net income, are components of comprehensive income.
Cash Flow Information	Cash Flow Information For purposes of the consolidated statements of cash flows, the Corporation considers interest bearing deposits with banks, cash and due from banks, and federal funds sold to be cash and cash equivalents. Supplemental cash flow information is provided in the table below. Three months ended March 31, (dollars in thousands) 2021 2020 Cash paid during the period for: Income taxes $ 0 $ 0 Interest $ 2,549 $ 4,877 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 0 $ 121 Initial recognition of operating lease right-of-use assets $ 0 $ 186 Initial recognition of operating lease liabilities $ 0 $ 186
Recent Accounting Pronouncements	Recent Accounting Pronouncements Pronouncements Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans-General (Subtopic 715-20). The amendments in this update remove disclosures that are no longer considered cost beneficial, clarify the specific requirements of disclosures, and add disclosure requirements identified as relevant. The update is effective for fiscal years ending after December 15, 2020. The adoption of this standard did not have a material impact on its consolidated financial statements. Pronouncements Not Yet Effective In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). This standard adds a new Topic 326 which requires companies to measure and record impairment on financial instruments at the time of origination using the expected credit loss (CECL) model. The CECL model calculates impairment based on historical experience, current conditions, and reasonable and supportable forecasts, and reflects the organization’s current estimate of all expected credit losses over the contractual term of its financial assets. The new standard was delayed and is now effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. The Corporation expects the provisions of ASU No. 2016-13 to impact its consolidated financial statements, in particular, the level of the reserve for credit losses. The Corporation is continuing to evaluate the extent of the potential impact and expects that portfolio composition and economic conditions at the time of adoption will be a factor.

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Summary Of Changes In Mortgage Service Rights	Three months ended March 31, (dollars in thousands) 2021 2020 Amortized cost: Balance at beginning of period $ 511 $ 965 Originations of mortgage servicing rights 16 13 Amortization expense ( 91 ) ( 66 ) Valuation allowance 88 ( 173 ) Balance at end of period $ 524 $ 739
Schedule Of Computation Of Net Income Per Share	Three months ended March 31, (in thousands, except per share data) 2021 2020 Net income (loss) $ 3,900 $ ( 2,989 ) Weighted average shares outstanding (basic) 9,842 9,759 Effect of dilutive stock options 25 53 Weighted average shares outstanding (diluted) 9,867 9,812 Basic earnings (loss) per share $ 0.40 $ ( 0.31 ) Diluted earnings (loss) per share $ 0.40 $ ( 0.31 )
Schedule Of Supplemental Cash Flow Information	Three months ended March 31, (dollars in thousands) 2021 2020 Cash paid during the period for: Income taxes $ 0 $ 0 Interest $ 2,549 $ 4,877 Noncash investing and financing activities: Transfer of loans to foreclosed real estate $ 0 $ 121 Initial recognition of operating lease right-of-use assets $ 0 $ 186 Initial recognition of operating lease liabilities $ 0 $ 186

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Securities [Abstract]
Summary Of Securities Available-For-Sale	Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value March 31, 2021 Debt securities: U.S. agency $ 14,000 $ 0 $ ( 73 ) $ 13,927 U.S. agency mortgage-backed, residential 120,786 3,125 ( 890 ) 123,021 State and municipal 30,576 253 ( 660 ) 30,169 Corporates 12,323 175 ( 65 ) 12,433 Total debt securities $ 177,685 $ 3,553 $ ( 1,688 ) $ 179,550 December 31, 2020 Debt securities: U.S. agency $ 40,000 $ 0 $ 0 $ 40,000 U.S. agency mortgage-backed, residential 106,792 4,133 ( 29 ) 110,896 State and municipal 24,014 311 ( 25 ) 24,300 Corporates 9,681 139 ( 14 ) 9,806 Total debt securities $ 180,487 $ 4,583 $ ( 68 ) $ 185,002
Schedule Of Gross Realized Gains And Losses On Sales Of Securities Available-For-Sale	Three months ended March 31, (dollars in thousands) 2021 2020 Proceeds $ 3,803 $ 19,852 Gross gains 24 74 Gross losses ( 47 ) ( 59 )
Schedule Of Amortized Cost And Estimated Fair Value Of Debt Securities	Available-for-sale Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 15,432 $ 15,468 Due after one year through five years 77,513 79,896 Due after five years through ten years 45,595 45,321 Due after ten years 39,145 38,865 Total debt securities $ 177,685 $ 179,550
Schedule Of Gross Unrealized Losses And Fair Value, Aggregated By Investment Category And Length Of Time	Less than 12 months 12 months or more Total Number of Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized (dollars in thousands) Securities Value Losses Securities Value Losses Securities Value Losses March 31, 2021 Debt securities: U.S. agency 2 $ 13,927 $ ( 73 ) 0 $ 0 $ 0 2 $ 13,927 $ ( 73 ) U.S. agency mortgage-backed, residential 20 36,267 ( 890 ) 0 0 0 20 36,267 ( 890 ) State and municipal 21 19,369 ( 660 ) 0 0 0 21 19,369 ( 660 ) Corporates 5 3,986 ( 65 ) 0 0 0 5 3,986 ( 65 ) Total temporarily impaired debt securities, available-for-sale 48 $ 73,549 $ ( 1,688 ) 0 $ 0 $ 0 48 $ 73,549 $ ( 1,688 ) December 31, 2020 Debt securities: U.S. agency 2 $ 40,000 $ 0 0 $ 0 $ 0 2 $ 40,000 $ 0 U.S. agency mortgage-backed, residential 8 8,706 ( 29 ) 0 0 0 8 8,706 ( 29 ) State and municipal 4 3,808 ( 25 ) 0 0 0 4 3,808 ( 25 ) Corporates 3 4,075 ( 14 ) 0 0 0 3 4,075 ( 14 ) Total temporarily impaired debt securities, available-for-sale 17 $ 56,589 $ ( 68 ) 0 $ 0 $ 0 17 $ 56,589 $ ( 68 )

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2021
Loans [Abstract]
Schedule Of Loan Portfolio Composition	March 31, % Total December 31, % Total (dollars in thousands) 2021 Loans 2020 Loans Builder & developer $ 144,777 9.2 $ 147,609 9.6 Commercial real estate investor 272,919 17.3 236,924 15.3 Residential real estate investor 233,669 14.8 238,458 15.4 Hotel/Motel 81,045 5.1 79,421 5.2 Wholesale & retail 99,216 6.3 108,425 7.0 Manufacturing 84,082 5.3 79,142 5.1 Agriculture 86,008 5.4 80,450 5.2 Service 87,812 5.6 76,838 5.0 Other 276,108 17.5 280,616 18.2 Total commercial related loans 1,365,636 86.5 1,327,883 86.0 Residential mortgages 95,028 6.0 95,751 6.2 Home equity 94,980 6.0 96,711 6.3 Other 23,507 1.5 24,244 1.5 Total consumer related loans 213,515 13.5 216,706 14.0 Total loans $ 1,579,151 100.0 $ 1,544,589 100.0
Summary Of Loan Risk Ratings By Loan Class	Special (dollars in thousands) Pass Mention Substandard Nonaccrual Total March 31, 2021 Builder & developer $ 131,672 $ 9,318 $ 2,965 $ 822 $ 144,777 Commercial real estate investor 266,920 4,759 1,047 193 272,919 Residential real estate investor 229,636 474 686 2,873 233,669 Hotel/Motel 49,967 537 18,090 12,451 81,045 Wholesale & retail 90,772 6,987 1,457 0 99,216 Manufacturing 72,735 0 3,608 7,739 84,082 Agriculture 78,712 421 3,774 3,101 86,008 Service 81,832 249 4,760 971 87,812 Other 251,358 1,452 13,597 9,701 276,108 Total commercial related loans 1,253,604 24,197 49,984 37,851 1,365,636 Residential mortgage 95,017 0 11 0 95,028 Home equity 94,276 49 0 655 94,980 Other 23,250 0 0 257 23,507 Total consumer related loans 212,543 49 11 912 213,515 Total loans $ 1,466,147 $ 24,246 $ 49,995 $ 38,763 $ 1,579,151 December 31, 2020 Builder & developer $ 133,804 $ 11,305 $ 2,121 $ 379 $ 147,609 Commercial real estate investor 230,113 6,379 231 201 236,924 Residential real estate investor 234,316 1,215 130 2,797 238,458 Hotel/Motel 48,264 542 18,143 12,472 79,421 Wholesale & retail 99,821 8,591 13 0 108,425 Manufacturing 67,968 0 3,610 7,564 79,142 Agriculture 72,829 416 3,776 3,429 80,450 Service 75,618 249 0 971 76,838 Other 256,040 1,481 13,804 9,291 280,616 Total commercial related loans 1,218,773 30,178 41,828 37,104 1,327,883 Residential mortgage 95,466 123 11 151 95,751 Home equity 96,026 55 0 630 96,711 Other 23,954 0 0 290 24,244 Total consumer related loans 215,446 178 11 1,071 216,706 Total loans $ 1,434,219 $ 30,356 $ 41,839 $ 38,175 $ 1,544,589
Summary Of Impaired Loans	With No Allowance With A Related Allowance Total Recorded Unpaid Recorded Unpaid Related Recorded Unpaid (dollars in thousands) Investment Principal Investment Principal Allowance Investment Principal March 31, 2021 Builder & developer $ 1,016 $ 1,084 $ 0 $ 0 $ 0 $ 1,016 $ 1,084 Commercial real estate investor 1,108 1,118 0 0 0 1,108 1,118 Residential real estate investor 657 944 2,216 2,216 416 2,873 3,160 Hotel/Motel 12,451 12,453 0 0 0 12,451 12,453 Wholesale & retail 236 236 0 0 0 236 236 Manufacturing 7,739 7,858 0 0 0 7,739 7,858 Agriculture 2,025 2,172 1,078 1,154 570 3,103 3,326 Service 971 1,061 0 0 0 971 1,061 Other commercial 5,550 5,935 4,151 4,523 3,442 9,701 10,458 Total impaired commercial related loans 31,753 32,861 7,445 7,893 4,428 39,198 40,754 Residential mortgage 0 0 0 0 0 0 0 Home equity 655 686 0 0 0 655 686 Other consumer 257 271 0 0 0 257 271 Total impaired consumer related loans 912 957 0 0 0 912 957 Total impaired loans $ 32,665 $ 33,818 $ 7,445 $ 7,893 $ 4,428 $ 40,110 $ 41,711 December 31, 2020 Builder & developer $ 575 $ 790 $ 0 $ 0 $ 0 $ 575 $ 790 Commercial real estate investor 1,163 1,170 0 0 0 1,163 1,170 Residential real estate investor 581 862 2,216 2,216 216 2,797 3,078 Hotel/Motel 12,472 12,472 0 0 0 12,472 12,472 Wholesale & retail 237 237 0 0 0 237 237 Manufacturing 7,564 7,564 0 0 0 7,564 7,564 Agriculture 2,270 2,382 1,159 1,217 615 3,429 3,599 Service 971 1,061 0 0 0 971 1,061 Other commercial 5,739 5,954 3,552 3,888 2,481 9,291 9,842 Total impaired commercial related loans 31,572 32,492 6,927 7,321 3,312 38,499 39,813 Residential mortgage 151 151 0 0 0 151 151 Home equity 630 653 0 0 0 630 653 Other consumer 290 301 0 0 0 290 301 Total impaired consumer related loans 1,071 1,105 0 0 0 1,071 1,105 Total impaired loans $ 32,643 $ 33,597 $ 6,927 $ 7,321 $ 3,312 $ 39,570 $ 40,918 The table below presents a summary of average impaired loans and related interest income that was included in net income for the three months ended March 31, 2021 and 2020. Interest income on loans with no related allowance is the result of interest collected on a cash basis, except accruing TDRs. With No Related Allowance With A Related Allowance Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest (dollars in thousands) Investment Income Investment Income Investment Income Three months ended March 31, 2021 Builder & developer $ 796 $ 0 $ 0 $ 0 $ 796 $ 0 Commercial real estate investor 1,136 11 0 0 1,136 11 Residential real estate investor 618 0 2,216 0 2,834 0 Hotel/Motel 12,461 0 0 0 12,461 0 Wholesale & retail 236 1 0 0 236 1 Manufacturing 7,651 0 0 0 7,651 0 Agriculture 2,147 37 1,119 0 3,266 37 Service 971 0 0 0 971 0 Other commercial 6,130 0 3,851 0 9,981 0 Total impaired commercial related loans 32,146 49 7,186 0 39,332 49 Residential mortgage 76 0 0 0 76 0 Home equity 643 0 0 0 643 0 Other consumer 274 3 0 0 274 3 Total impaired consumer related loans 993 3 0 0 993 3 Total impaired loans $ 33,139 $ 52 $ 7,186 $ 0 $ 40,325 $ 52 Three months ended March 31, 2020 Builder & developer $ 957 $ 12 $ 308 $ 0 $ 1,265 $ 12 Commercial real estate investor 1,347 22 0 0 1,347 22 Residential real estate investor 844 6 5,020 0 5,864 6 Hotel/Motel 0 0 0 0 0 0 Wholesale & retail 272 2 7,127 0 7,399 2 Manufacturing 13 3 1,073 0 1,086 3 Agriculture 2,098 19 1,012 0 3,110 19 Service 704 1 0 0 704 1 Other commercial 2,113 30 3,634 0 5,747 30 Total impaired commercial related loans 8,348 95 18,174 0 26,522 95 Residential mortgage 214 3 0 0 214 3 Home equity 672 21 0 0 672 21 Other consumer 223 3 0 0 223 3 Total impaired consumer related loans 1,109 27 0 0 1,109 27 Total impaired loans $ 9,457 $ 122 $ 18,174 $ 0 $ 27,631 $ 122
Summary Of Past Due Loans, Nonaccrual Loans And Current Loans By Loan Segment And Class	≥ 90 Days 30-59 60-89 Past Due Total Past Days Days and Due and Total (dollars in thousands) Past Due Past Due Accruing Nonaccrual Nonaccrual Current Loans March 31, 2021 Builder & developer $ 0 $ 282 $ 363 $ 822 $ 1,467 $ 143,310 $ 144,777 Commercial real estate investor 819 0 0 193 1,012 271,907 272,919 Residential real estate investor 0 0 0 2,873 2,873 230,796 233,669 Hotel/Motel 0 0 0 12,451 12,451 68,594 81,045 Wholesale & retail 198 38 0 0 236 98,980 99,216 Manufacturing 0 0 0 7,739 7,739 76,343 84,082 Agriculture 0 3,379 0 3,101 6,480 79,528 86,008 Service 0 0 0 971 971 86,841 87,812 Other 64 0 1,035 9,701 10,800 265,308 276,108 Total commercial related loans 1,081 3,699 1,398 37,851 44,029 1,321,607 1,365,636 Residential mortgage 67 153 0 0 220 94,808 95,028 Home equity 0 0 109 655 764 94,216 94,980 Other 1,423 373 0 257 2,053 21,454 23,507 Total consumer related loans 1,490 526 109 912 3,037 210,478 213,515 Total loans $ 2,571 $ 4,225 $ 1,507 $ 38,763 $ 47,066 $ 1,532,085 $ 1,579,151 December 31, 2020 Builder & developer $ 427 $ 489 $ 322 $ 379 $ 1,617 $ 145,992 $ 147,609 Commercial real estate investor 0 0 0 201 201 236,723 236,924 Residential real estate investor 136 0 0 2,797 2,933 235,525 238,458 Hotel/Motel 0 0 0 12,472 12,472 66,949 79,421 Wholesale & retail 29 0 0 0 29 108,396 108,425 Manufacturing 0 0 0 7,564 7,564 71,578 79,142 Agriculture 0 0 0 3,429 3,429 77,021 80,450 Service 0 709 0 971 1,680 75,158 76,838 Other 679 887 0 9,291 10,857 269,759 280,616 Total commercial related loans 1,271 2,085 322 37,104 40,782 1,287,101 1,327,883 Residential mortgage 0 0 937 151 1,088 94,663 95,751 Home equity 206 177 36 630 1,049 95,662 96,711 Other 717 321 0 290 1,328 22,916 24,244 Total consumer related loans 923 498 973 1,071 3,465 213,241 216,706 Total loans $ 2,194 $ 2,583 $ 1,295 $ 38,175 $ 44,247 $ 1,500,342 $ 1,544,589
Summary Of Loans Modified Under TDRs	Modifications Pre-Modification Post-Modification Number Outstanding Outstanding Recorded of Recorded Recorded Investment (dollars in thousands) Contracts Investments Investments at Period End Three months ended: March 31, 2021 None March 31, 2020 None

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2021
Allowance For Loan Losses [Abstract]
Summary Of Allowance For Loan Losses By Loan Segment And Class	Allowance for Loan Losses January 1, 2021 March 31, 2021 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,034 $ 0 $ 0 $ 32 $ 2,066 Commercial real estate investor 3,177 0 0 233 3,410 Residential real estate investor 3,944 ( 50 ) 4 111 4,009 Hotel/Motel 1,440 0 0 208 1,648 Wholesale & retail 2,416 0 0 ( 305 ) 2,111 Manufacturing 840 0 0 ( 65 ) 775 Agriculture 1,288 0 0 163 1,451 Service 457 0 0 281 738 Other commercial 5,002 ( 42 ) 1 603 5,564 Total commercial related loans 20,598 ( 92 ) 5 1,261 21,772 Residential mortgage 256 0 0 0 256 Home equity 287 ( 5 ) 2 ( 2 ) 282 Other consumer 101 ( 7 ) 13 ( 9 ) 98 Total consumer related loans 644 ( 12 ) 15 ( 11 ) 636 Unallocated 22 0 0 ( 19 ) 3 Total $ 21,264 $ ( 104 ) $ 20 $ 1,231 $ 22,411 Allowance for Loan Losses January 1, 2020 March 31, 2020 (dollars in thousands) Balance Charge-offs Recoveries Provision Balance Builder & developer $ 2,263 $ ( 170 ) $ 0 $ 133 $ 2,226 Commercial real estate investor 2,565 0 0 117 2,682 Residential real estate investor 4,632 0 3 124 4,759 Hotel/Motel 742 0 0 314 1,056 Wholesale & retail 3,575 0 7 976 4,558 Manufacturing 1,252 0 0 64 1,316 Agriculture 1,304 0 0 ( 164 ) 1,140 Service 367 0 0 6 373 Other commercial 3,837 ( 7,511 ) 0 7,766 4,092 Total commercial related loans 20,537 ( 7,681 ) 10 9,336 22,202 Residential mortgage 158 0 0 77 235 Home equity 203 0 0 101 304 Other consumer 167 ( 5 ) 13 ( 78 ) 97 Total consumer related loans 528 ( 5 ) 13 100 636 Unallocated 1 0 0 ( 1 ) 0 Total $ 21,066 $ ( 7,686 ) $ 23 $ 9,435 $ 22,838
Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment	Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated For Evaluated For Evaluated For Evaluated For (dollars in thousands) Impairment Impairment Balance Impairment Impairment Balance March 31, 2021 Builder & developer $ 0 $ 2,066 $ 2,066 $ 1,016 $ 143,761 $ 144,777 Commercial real estate investor 0 3,410 3,410 1,108 271,811 272,919 Residential real estate investor 416 3,593 4,009 2,873 230,796 233,669 Hotel/Motel 0 1,648 1,648 12,451 68,594 81,045 Wholesale & retail 0 2,111 2,111 236 98,980 99,216 Manufacturing 0 775 775 7,739 76,343 84,082 Agriculture 570 881 1,451 3,103 82,905 86,008 Service 0 738 738 971 86,841 87,812 Other commercial 3,442 2,122 5,564 9,701 266,407 276,108 Total commercial related 4,428 17,344 21,772 39,198 1,326,438 1,365,636 Residential mortgage 0 256 256 0 95,028 95,028 Home equity 0 282 282 655 94,325 94,980 Other consumer 0 98 98 257 23,250 23,507 Total consumer related 0 636 636 912 212,603 213,515 Unallocated 0 3 3 0 0 0 Total $ 4,428 $ 17,983 $ 22,411 $ 40,110 $ 1,539,041 $ 1,579,151 December 31, 2020 Builder & developer $ 0 $ 2,034 $ 2,034 $ 575 $ 147,034 $ 147,609 Commercial real estate investor 0 3,177 3,177 1,163 235,761 236,924 Residential real estate investor 216 3,728 3,944 2,797 235,661 238,458 Hotel/Motel 0 1,440 1,440 12,472 66,949 79,421 Wholesale & retail 0 2,416 2,416 237 108,188 108,425 Manufacturing 0 840 840 7,564 71,578 79,142 Agriculture 615 673 1,288 3,429 77,021 80,450 Service 0 457 457 971 75,867 76,838 Other commercial 2,481 2,521 5,002 9,291 271,325 280,616 Total commercial related 3,312 17,286 20,598 38,499 1,289,384 1,327,883 Residential mortgage 0 256 256 151 95,600 95,751 Home equity 0 287 287 630 96,081 96,711 Other consumer 0 101 101 290 23,954 24,244 Total consumer related 0 644 644 1,071 215,635 216,706 Unallocated 0 22 22 0 0 0 Total $ 3,312 $ 17,952 $ 21,264 $ 39,570 $ 1,505,019 $ 1,544,589

Deposits (Tables)

Deposits (Tables)	3 Months Ended
	Mar. 31, 2021
Deposits
Schedule Of Composition Of Deposits	March 31, December 31, (dollars in thousands) 2021 2020 Noninterest bearing demand $ 483,004 $ 396,947 Interest bearing demand 245,690 224,764 Money market 581,995 598,398 Savings 126,893 111,143 Time deposits less than $100 280,076 283,910 Time deposits $100 to $250 177,307 180,674 Time deposits $250 or more 69,098 67,703 Total deposits $ 1,964,063 $ 1,863,539

Short-Term Borrowings And Lon_2

Short-Term Borrowings And Long-Term Debt (Tables)	3 Months Ended
	Mar. 31, 2021
Short-Term Borrowings And Long-Term Debt [Abstract]
Summary Of Long-Term Debt	March 31, December 31, (dollars in thousands) 2021 2020 PeoplesBank’s obligations: Federal Home Loan Bank of Pittsburgh (FHLBP) Due June 2021 , 2.81 % $ 10,000 $ 10,000 Due June 2021 , 2.14 % 15,000 15,000 Due May 2022 , 2.93 % 10,000 10,000 Total FHLBP $ 35,000 $ 35,000 Codorus Valley Bancorp, Inc. obligations: Junior subordinated debt Due 2034 , 2.20 %, floating rate based on 3 month LIBOR plus 2.02 %, callable quarterly 3,093 3,093 Due 2036 , 1.78 % floating rate based on 3 month LIBOR plus 1.54 %, callable quarterly 7,217 7,217 Due 2030, 4.50 % fixed rate, callable on or after December 2025 30,622 30,602 Total junior subordinated debt $ 40,932 $ 40,912 Lease obligations included in long-term debt: Finance lease liabilities 1,289 1,296 Total long-term debt $ 77,221 $ 77,208

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Components of Lease Expense	Three months ended March 31, (dollars in thousands) 2021 2020 Operating lease cost $ 169 $ 203 Finance lease cost: Amortization of right-of-use assets $ 12 $ 12 Interest on lease liability 12 12 Total finance lease cost $ 24 $ 24 Total lease cost $ 193 $ 227
Supplemental Cash Flow Information Related to Leases	Three months ended March 31, 2021 2020 Operating cash flows from operating leases $ 173 $ 208 Operating cash flows from financing leases 12 12 Financing cash flows from financing leases 7 6 Right-of-use assets obtained in exchange for lease obligations: Operating leases 0 186 Finance leases 0 0
Supplemental Balance Sheet Information Related to Leases	March 31, December 31, 2021 2020 Assets: Operating leases right-of-use assets $ 2,198 $ 2,386 Finance leases assets 1,076 1,087 Total lease assets $ 3,274 $ 3,473 Liabilities: Operating $ 2,325 $ 2,515 Financing 1,289 1,296 Total lease liabilities $ 3,614 $ 3,811 Weighted Average Remaining Lease Term (years) Operating leases 4.5 5.2 Finance leases 22.9 23.2 Weighted Average Discount Rate Operating leases 2.63 % 2.68 % Finance leases 3.69 % 3.69 %
Future Minimum Payments for Financing Leases and Operating Leases	(dollars in thousands:) March 31, 2021 Year Ending December 31, Operating Leases Finance Leases 2021 $ 500 $ 56 2022 611 75 2023 484 75 2024 397 75 2025 176 79 Thereafter 304 1,588 Total lease payments 2,472 1,948 Less imputed interest ( 147 ) ( 659 ) Total $ 2,325 $ 1,289 (dollars in thousands:) December 31, 2020 Year Ending December 31, Operating Leases Finance Leases 2021 $ 667 $ 75 2022 604 75 2023 489 75 2024 413 75 2025 192 79 Thereafter 317 1,588 Total lease payments 2,682 1,967 Less imputed interest ( 167 ) ( 671 ) Total $ 2,515 $ 1,296

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2021
Regulatory Matters [Abstract]
Schedule Of Risk-Based Capital Ratios And Leverage Ratios	Minimum for Basel III Well Capitalized Actual (1) Capital Adequacy Minimum (2) (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Codorus Valley Bancorp, Inc. (consolidated) at March 31, 2021 Capital ratios: Common equity Tier 1 $ 194,747 13.13 % $ 103,788 7.00 % n/a n/a Tier 1 risk based 204,747 13.81 126,029 8.50 n/a n/a Total risk based 253,951 17.13 155,683 10.50 n/a n/a Leverage 204,747 9.39 87,203 4.00 n/a n/a at December 31, 2020 Capital ratios: Common equity Tier 1 $ 191,863 13.10 % $ 102,504 7.00 % n/a n/a Tier 1 risk based 201,863 13.79 124,469 8.50 n/a n/a Total risk based 250,806 17.13 153,756 10.50 n/a n/a Leverage 201,863 9.58 84,250 4.00 n/a n/a PeoplesBank, A Codorus Valley Company at March 31, 2021 Capital ratios: Common equity Tier 1 $ 221,272 14.96 % $ 103,570 7.00 % $ 96,172 6.50 % Tier 1 risk based 221,272 14.96 125,763 8.50 118,365 8.00 Total risk based 239,815 16.21 155,355 10.50 147,957 10.00 Leverage 221,272 10.17 87,070 4.00 108,838 5.00 at December 31, 2020 Capital ratios: Common equity Tier 1 $ 198,184 13.56 % $ 102,274 7.00 % $ 94,968 6.50 % Tier 1 risk based 198,184 13.56 124,190 8.50 116,884 8.00 Total risk based 216,484 14.82 153,411 10.50 146,105 10.00 Leverage 198,184 9.43 84,109 4.00 105,137 5.00 (1) Net unrealized gains and losses on securities available-for-sale, net of taxes, are disregarded for capital ratio computation purposes in accordance with federal regulatory banking guidelines. (2) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Fair Value Of Assets And Liab_2

Fair Value Of Assets And Liabilities (Tables)	3 Months Ended
	Mar. 31, 2021
Fair Value Of Assets And Liabilities [Abstract]
Schedule Of Assets Measured At Fair Value On Recurring Basis	Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs March 31, 2021 Securities available-for-sale: U.S. agency 13,927 0 13,927 0 U.S. agency mortgage-backed, residential 123,021 0 123,021 0 State and municipal 30,169 0 30,169 0 Corporate debt 12,433 0 12,433 0 December 31, 2020 Securities available-for-sale: U.S. agency 40,000 0 40,000 0 U.S. agency mortgage-backed, residential 110,896 0 110,896 0 State and municipal 24,300 0 24,300 0 Corporates 9,806 0 9,806 0
Schedule Of Assets Measured At Fair Value On Nonrecurring Basis	Fair Value Measurements (dollars in thousands) Total (Level 1) Quoted Prices in Active Markets for Identical Assets (Level 2) Significant Other Observable Inputs (Level 3) Significant Other Unobservable Inputs March 31, 2021 Impaired builder & developer loans $ 196 $ 0 $ 0 $ 196 Impaired residential real estate investor loans 2,009 1,800 0 209 Impaired agriculture loans 508 0 0 508 Impaired other loans 709 0 0 709 Mortgage servicing rights 147 0 0 147 December 31, 2020 Impaired builder & developer loans $ 196 $ 0 $ 0 $ 196 Impaired residential real estate investor loans 2,209 2,000 0 209 Impaired agriculture loans 544 0 0 544 Impaired other loans 1,071 0 0 1,071 Mortgage servicing rights 511 0 0 511
Schedule Of Level 3 Assets Measured At Fair Value On Nonrecurring Basis	Quantitative Information about Level 3 Fair Value Measurements Fair Value Valuation Unobservable Weighted (dollars in thousands) Estimate Techniques Input Range Average March 31, 2021 Impaired builder & developer loans $ 196 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired residential real estate investor loans 209 Appraisal (1) Appraisal adjustments (2) 15 %- 15 % 15 % Impaired agriculture loans 508 Appraisal (1) Appraisal adjustments (2) 22 % - 25 % 23 % Impaired other loans 441 Appraisal (1) Appraisal adjustments (2) 15 % - 25 % 20 % Impaired other loans 268 Business asset valuation (3) Business asset valuation adjustments (4) 50 % - 50 % 50 % Mortgage Servicing Rights 147 Multiple of annual service fee Estimated prepayment speed based on rate and term 13.8 % - 13.8 % 13.8 % December 31, 2020 Impaired builder & developer loans $ 196 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired residential real estate investor loans 209 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 Impaired agriculture loans 544 Appraisal (1) Appraisal adjustments (2) 25 % - 25 % 25 % Impaired other loans 89 Appraisal (1) Appraisal adjustments (2) 15 % - 15 % 15 % Impaired other loans 982 Business asset valuation (3) Business asset valuation adjustments (4) 40 % - 50 % 44 % Mortgage servicing rights 511 Multiple of annual service fee Estimated prepayment speed based on rate and term 18.5 % - 18.5 % 18.5 % (1) Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable. (2) Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal. (3) Fair value is generally determined through customer-provided financial statements and bankruptcy court documents. (4) Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value.
Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments	Fair Value Estimates (Level 1) (Level 2) (Level 3) Quoted Prices Significant Significant in Active Other Other Carrying Estimated Markets for Observable Unobservable (dollars in thousands) Amount Fair Value Identical Assets Inputs Inputs March 31, 2021 Financial assets Cash and cash equivalents $ 426,904 $ 426,904 $ 426,904 $ 0 $ 0 Securities available-for-sale 179,550 179,550 0 179,550 0 Restricted investment in bank stocks 2,278 N/A N/A N/A N/A Loans held for sale 13,324 14,592 0 14,592 0 Loans, net 1,556,740 1,550,508 0 0 1,550,508 Interest receivable 8,089 8,089 0 8,089 0 Financial liabilities Deposits $ 1,964,063 $ 1,967,314 $ 0 $ 1,967,314 $ 0 Short-term borrowings 7,743 7,743 0 7,743 0 Long-term debt (1) 45,310 43,275 0 35,387 7,888 Subordinated debentures 30,622 32,408 0 32,408 0 Interest payable 881 881 0 881 0 Off-balance sheet instruments 0 0 0 0 0 December 31, 2020 Financial assets Cash and cash equivalents $ 335,793 $ 335,793 $ 335,793 $ 0 $ 0 Securities available-for-sale 185,002 185,002 0 185,002 0 Restricted investment in bank stocks 2,593 N/A N/A N/A N/A Loans held for sale 15,981 17,228 0 17,228 0 Loans, net 1,523,325 1,527,295 0 0 1,527,295 Interest receivable 8,352 8,352 0 8,352 0 Financial liabilities Deposits $ 1,863,539 $ 1,868,203 $ 0 $ 1,868,203 $ 0 Short-term borrowings 8,540 8,540 0 8,540 0 Long-term debt (1) 45,310 43,005 0 35,571 7,434 Subordinated debentures 30,602 31,159 0 31,159 0 Interest payable 532 532 532 0 Off-balance sheet instruments 0 0 0 0 0 (1) Exclude leases included in Long-term debt

Assets And Liabilities Subjec_2

Assets And Liabilities Subject To Offsetting (Tables)	3 Months Ended
	Mar. 31, 2021
Assets And Liabilities Subject To Offsetting [Abstract]
Schedule Of Securities Sold Under Agreements To Repurchase	Gross amounts Not Offset in the Statements of Condition Financial Instruments (dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statements of Condition Net Amounts of Liabilities Presented in the Statements of Condition U.S. agency mortgage-backed, residential U.S. agency Cash Collateral Pledged Net Amount March 31, 2021 Repurchase Agreements $ 7,743 $ 0 $ 7,743 $ ( 8,673 ) $ 0 $ 0 $ ( 930 ) December 31, 2020 Repurchase Agreements $ 8,540 $ 0 $ 8,540 $ ( 10,255 ) $ 0 $ 0 $ ( 1,715 )

Summary Of Significant Accoun_4

Summary Of Significant Accounting Policies (Narrative) (Details)	3 Months Ended
	Mar. 31, 2021USD ($)item	Dec. 31, 2020USD ($)
Summary of Significant Accounting Policies [Line Items]
Number of subsidiaries | item	1
Number of days for accrual of interest on the payment of principal or interest	90 days
CARES Act [Member]
Summary of Significant Accounting Policies [Line Items]
Recorded investment modified under CARES Act	$ 88,000,000
PPP outstanding loans	152,000,000
New PPP loans originated amount	64,000,000
Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Foreclosed real estate, net of allowance	0
Mortgage Servicing Rights [Member] | Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Mortgage loans serviced for third parties	80,609,000	$ 87,142,000
Total Consumer Related Loans [Member] | Residential Mortgage Loans [Member]
Summary of Significant Accounting Policies [Line Items]
Loans in process of foreclosure amount	$ 182,000
Core Deposits Intangible Assets [Member]
Summary of Significant Accounting Policies [Line Items]
Intangible assets, amortization period	10 years

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Summary Of Changes In Mortgage Service Rights) (Details) - Residential Mortgage Loans [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Balance at beginning of period	$ 511	$ 965
Originations of mortgage servicing rights	16	13
Amortization expense	(91)	(66)
Valuation allowance	88	(173)
Balance at end of period	$ 524	$ 739

Summary Of Significant Accoun_6

Summary Of Significant Accounting Policies (Schedule Of Computation Of Net Income Per Share) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Summary Of Significant Accounting Policies [Abstract]
Net income (loss)	$ 3,900	$ (2,989)
Weighted average shares outstanding (basic)	9,842	9,759
Effect of dilutive stock options	25	53
Weighted average shares outstanding (diluted)	9,867	9,812
Basic earnings (loss) per share	$ 0.40	$ (0.31)
Diluted earnings (loss) per share	$ 0.40	$ (0.31)

Summary Of Significant Accoun_7

Summary Of Significant Accounting Policies (Schedule Of Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Summary Of Significant Accounting Policies [Abstract]
Cash paid during the period for: Income taxes	$ 0	$ 0
Cash paid during the period for: Interest	2,549	4,877
Noncash investing activities:
Transfer of loans to foreclosed real estate	0	121
Initial recognition of operating lease right-of-use assets	0	186
Initial recognition of operating lease liabilities	$ 0	$ 186

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Tax (provision) benefit related to these net realized gain and losses	$ (5)	$ 3
Carrying Amount [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities pledged as collateral	$ 149,302		$ 170,313
Geographic Concentration Risk [Member] | PENNSYLVANIA
Schedule of Available-for-sale Securities [Line Items]
Fair value municipal bond portfolio concentration percentage	81.20%
Geographic Concentration Risk [Member] | TEXAS
Schedule of Available-for-sale Securities [Line Items]
Fair value municipal bond portfolio concentration percentage	10.30%
Municipal Bonds [Member] | Geographic Concentration Risk [Member] | PENNSYLVANIA
Schedule of Available-for-sale Securities [Line Items]
Portfolio intentionally distributed to limit exposure largest issuer amount	$ 2,600

Securities (Summary Of Securiti

Securities (Summary Of Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	$ 177,685	$ 180,487
Total debt securities, Gross Unrealized Gains	3,553	4,583
Total debt securities, Gross Unrealized Losses	(1,688)	(68)
Total debt securities, Fair Value	179,550	185,002
U.S. Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	14,000	40,000
Total debt securities, Gross Unrealized Gains	0	0
Total debt securities, Gross Unrealized Losses	(73)	0
Total debt securities, Fair Value	13,927	40,000
U.S. Agency Mortgage-Backed, Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	120,786	106,792
Total debt securities, Gross Unrealized Gains	3,125	4,133
Total debt securities, Gross Unrealized Losses	(890)	(29)
Total debt securities, Fair Value	123,021	110,896
State And Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	30,576	24,014
Total debt securities, Gross Unrealized Gains	253	311
Total debt securities, Gross Unrealized Losses	(660)	(25)
Total debt securities, Fair Value	30,169	24,300
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Total debt securities, Amortized Cost	12,323	9,681
Total debt securities, Gross Unrealized Gains	175	139
Total debt securities, Gross Unrealized Losses	(65)	(14)
Total debt securities, Fair Value	$ 12,433	$ 9,806

Securities (Schedule Of Gross R

Securities (Schedule Of Gross Realized Gains And Losses On Sales Of Securities Available-For-Sale) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Securities [Abstract]
Proceeds	$ 3,803	$ 19,852
Gross gains	24	74
Gross losses	$ (47)	$ (59)

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Estimated Fair Value Of Debt Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities [Abstract]
Due in one year or less, Available-for-sale, Amortized Cost	$ 15,432
Due after one year through five years, Available-for-sale, Amortized Cost	77,513
Due after five years through ten years, Available-for-sale, Amortized Cost	45,595
Due after ten years, Available-for-sale, Amortized Cost	39,145
Total debt securities, Amortized Cost	177,685	$ 180,487
Due in one year or less, Available-for-sale, Fair Value	15,468
Due after one year through five years, Available-for-sale, Fair Value	79,896
Due after five years through ten years, Available-for-sale, Fair Value	45,321
Due after ten years, Available-for-sale, Fair Value	38,865
Total debt securities, Fair Value	$ 179,550	$ 185,002

Securities (Schedule Of Gross U

Securities (Schedule Of Gross Unrealized Losses And Fair Value, Aggregated By Investment Category And Length Of Time) (Details) $ in Thousands	Mar. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	48	17
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 73,549	$ 56,589
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (1,688)	$ (68)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	48	17
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 73,549	$ 56,589
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (1,688)	$ (68)
U.S. Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	2	2
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 13,927	$ 40,000
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (73)	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	2	2
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 13,927	$ 40,000
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (73)	$ 0
U.S. Agency Mortgage-Backed, Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	20	8
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 36,267	$ 8,706
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (890)	$ (29)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	20	8
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 36,267	$ 8,706
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (890)	$ (29)
State And Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	21	4
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 19,369	$ 3,808
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (660)	$ (25)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	21	4
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 19,369	$ 3,808
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (660)	$ (25)
Corporates [Member]
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Number of Securities | security	5	3
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Fair Value	$ 3,986	$ 4,075
Total temporarily impaired debt securities, available-for-sale, Less than 12 months, Unrealized Losses	$ (65)	$ (14)
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Number of Securities | security	0	0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Fair Value	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, 12 months or more, Unrealized Losses	$ 0	$ 0
Total temporarily impaired debt securities, available-for-sale, Total, Number of Securities | security	5	3
Total temporarily impaired debt securities, available-for-sale, Total, Fair Value	$ 3,986	$ 4,075
Total temporarily impaired debt securities, available-for-sale, Total, Unrealized Losses	$ (65)	$ (14)

Restricted Investment In Bank_2

Restricted Investment In Bank Stocks (Details) - FHLBP [Member] - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum percent of member's total capital stock outstanding available for repurchase	5.00%
Impairment on restricted investment in bank stocks	$ 0	$ 0

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended		12 Months Ended
	Mar. 31, 2021USD ($)contractloansegment	Mar. 31, 2020USD ($)loan	Dec. 31, 2020USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum amount of commercial loans that use third-party credit scoring software models for risk rating purposes	$ 500,000
Number of loan portfolio segments | segment	2
Number of defaults | loan	0	0
Principal balance of outstanding TDRs
CARES Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment modified under CARES Act	88,000,000
PPP outstanding loans	152,000,000
New PPP loans originated amount	64,000,000
Residential Mortgage [Member] | CARES Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment modified under CARES Act	$ 2,060,000
Number of contracts modified under the CARES Act | contract	5
Troubled Debt Restructurings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal balance of outstanding TDRs	$ 1,344,000		$ 1,395,000
Allowances allocated to TDRs	0		$ 0
Commercial Related Loans [Member] | CARES Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Recorded investment modified under CARES Act	$ 86,091,000
Number of contracts modified under the CARES Act | contract	38
Total Consumer Related Loans [Member] | CARES Act [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of contracts modified under the CARES Act | contract	0

Loans (Schedule Of Loan Portfol

Loans (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 1,579,151	$ 1,544,589
Commercial Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	1,365,636	1,327,883
Commercial Related Loans [Member] | Builder & Developer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	144,777	147,609
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	272,919	236,924
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	233,669	238,458
Commercial Related Loans [Member] | Hotel/Motel [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	81,045	79,421
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	99,216	108,425
Commercial Related Loans [Member] | Manufacturing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	84,082	79,142
Commercial Related Loans [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	86,008	80,450
Commercial Related Loans [Member] | Service [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	87,812	76,838
Commercial Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	276,108	280,616
Total Consumer Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	213,515	216,706
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	95,028	95,751
Total Consumer Related Loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	94,980	96,711
Total Consumer Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 23,507	$ 24,244
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	100.00%	100.00%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	86.50%	86.00%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Builder & Developer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	9.20%	9.60%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	17.30%	15.30%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	14.80%	15.40%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Hotel/Motel [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.10%	5.20%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Wholesale & Retail [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.30%	7.00%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Manufacturing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.30%	5.10%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Agriculture [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.40%	5.20%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Service [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	5.60%	5.00%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Commercial Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	17.50%	18.20%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	13.50%	14.00%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.00%	6.20%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	6.00%	6.30%
Credit Concentration Risk [Member] | Loan and Loan Receivable [Member] | Total Consumer Related Loans [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
% Total Loans	1.50%	1.50%

Loans (Summary Of Loan Risk Rat

Loans (Summary Of Loan Risk Ratings By Loan Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 1,579,151	$ 1,544,589
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,466,147	1,434,219
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	24,246	30,356
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	49,995	41,839
Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	38,763	38,175
Commercial Related Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,365,636	1,327,883
Commercial Related Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,253,604	1,218,773
Commercial Related Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	24,197	30,178
Commercial Related Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	49,984	41,828
Commercial Related Loans [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	37,851	37,104
Commercial Related Loans [Member] | Builder & Developer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	144,777	147,609
Commercial Related Loans [Member] | Builder & Developer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	131,672	133,804
Commercial Related Loans [Member] | Builder & Developer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,318	11,305
Commercial Related Loans [Member] | Builder & Developer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,965	2,121
Commercial Related Loans [Member] | Builder & Developer [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	822	379
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	272,919	236,924
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	266,920	230,113
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,759	6,379
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,047	231
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	193	201
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	233,669	238,458
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	229,636	234,316
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	474	1,215
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	686	130
Commercial Related Loans [Member] | Residential Real Estate Investor [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	2,873	2,797
Commercial Related Loans [Member] | Hotel/Motel [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	81,045	79,421
Commercial Related Loans [Member] | Hotel/Motel [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	49,967	48,264
Commercial Related Loans [Member] | Hotel/Motel [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	537	542
Commercial Related Loans [Member] | Hotel/Motel [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,090	18,143
Commercial Related Loans [Member] | Hotel/Motel [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	12,451	12,472
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	99,216	108,425
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	90,772	99,821
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,987	8,591
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,457	13
Commercial Related Loans [Member] | Wholesale & Retail [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Related Loans [Member] | Manufacturing [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	84,082	79,142
Commercial Related Loans [Member] | Manufacturing [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	72,735	67,968
Commercial Related Loans [Member] | Manufacturing [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Related Loans [Member] | Manufacturing [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,608	3,610
Commercial Related Loans [Member] | Manufacturing [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,739	7,564
Commercial Related Loans [Member] | Agriculture [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	86,008	80,450
Commercial Related Loans [Member] | Agriculture [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	78,712	72,829
Commercial Related Loans [Member] | Agriculture [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	421	416
Commercial Related Loans [Member] | Agriculture [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,774	3,776
Commercial Related Loans [Member] | Agriculture [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,101	3,429
Commercial Related Loans [Member] | Service [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	87,812	76,838
Commercial Related Loans [Member] | Service [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	81,832	75,618
Commercial Related Loans [Member] | Service [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	249	249
Commercial Related Loans [Member] | Service [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,760	0
Commercial Related Loans [Member] | Service [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	971	971
Commercial Related Loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	276,108	280,616
Commercial Related Loans [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	251,358	256,040
Commercial Related Loans [Member] | Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,452	1,481
Commercial Related Loans [Member] | Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13,597	13,804
Commercial Related Loans [Member] | Other [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,701	9,291
Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	213,515	216,706
Total Consumer Related Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	212,543	215,446
Total Consumer Related Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	49	178
Total Consumer Related Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11	11
Total Consumer Related Loans [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	912	1,071
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	95,028	95,751
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	95,017	95,466
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	123
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11	11
Total Consumer Related Loans [Member] | Residential Mortgage [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	151
Total Consumer Related Loans [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	94,980	96,711
Total Consumer Related Loans [Member] | Home Equity [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	94,276	96,026
Total Consumer Related Loans [Member] | Home Equity [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	49	55
Total Consumer Related Loans [Member] | Home Equity [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Total Consumer Related Loans [Member] | Home Equity [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	655	630
Total Consumer Related Loans [Member] | Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	23,507	24,244
Total Consumer Related Loans [Member] | Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	23,250	23,954
Total Consumer Related Loans [Member] | Other [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Total Consumer Related Loans [Member] | Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Total Consumer Related Loans [Member] | Other [Member] | Nonaccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 257	$ 290

Loans (Summary Of Impaired Loan

Loans (Summary Of Impaired Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	$ 32,665	$ 32,643
Impaired Loans, With No Allowance, Unpaid Principal	33,818	33,597
Impaired Loans, With A Related Allowance, Recorded Investment	7,445	6,927
Impaired Loans, With A Related Allowance, Unpaid Principal	7,893	7,321
Impaired Loans, With A Related Allowance, Related Allowance	4,428	3,312
Impaired Loans, Total, Recorded Investment	40,110	39,570
Impaired Loans, Total, Unpaid Principal	41,711	40,918
Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	31,753	31,572
Impaired Loans, With No Allowance, Unpaid Principal	32,861	32,492
Impaired Loans, With A Related Allowance, Recorded Investment	7,445	6,927
Impaired Loans, With A Related Allowance, Unpaid Principal	7,893	7,321
Impaired Loans, With A Related Allowance, Related Allowance	4,428	3,312
Impaired Loans, Total, Recorded Investment	39,198	38,499
Impaired Loans, Total, Unpaid Principal	40,754	39,813
Commercial Related Loans [Member] | Builder & Developer [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	1,016	575
Impaired Loans, With No Allowance, Unpaid Principal	1,084	790
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	1,016	575
Impaired Loans, Total, Unpaid Principal	1,084	790
Commercial Related Loans [Member] | Commercial Real Estate Investor [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	1,108	1,163
Impaired Loans, With No Allowance, Unpaid Principal	1,118	1,170
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	1,108	1,163
Impaired Loans, Total, Unpaid Principal	1,118	1,170
Commercial Related Loans [Member] | Residential Real Estate Investor [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	657	581
Impaired Loans, With No Allowance, Unpaid Principal	944	862
Impaired Loans, With A Related Allowance, Recorded Investment	2,216	2,216
Impaired Loans, With A Related Allowance, Unpaid Principal	2,216	2,216
Impaired Loans, With A Related Allowance, Related Allowance	416	216
Impaired Loans, Total, Recorded Investment	2,873	2,797
Impaired Loans, Total, Unpaid Principal	3,160	3,078
Commercial Related Loans [Member] | Hotel/Motel [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	12,451	12,472
Impaired Loans, With No Allowance, Unpaid Principal	12,453	12,472
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	12,451	12,472
Impaired Loans, Total, Unpaid Principal	12,453	12,472
Commercial Related Loans [Member] | Wholesale & Retail [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	236	237
Impaired Loans, With No Allowance, Unpaid Principal	236	237
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	236	237
Impaired Loans, Total, Unpaid Principal	236	237
Commercial Related Loans [Member] | Manufacturing [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	7,739	7,564
Impaired Loans, With No Allowance, Unpaid Principal	7,858	7,564
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	7,739	7,564
Impaired Loans, Total, Unpaid Principal	7,858	7,564
Commercial Related Loans [Member] | Agriculture [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	2,025	2,270
Impaired Loans, With No Allowance, Unpaid Principal	2,172	2,382
Impaired Loans, With A Related Allowance, Recorded Investment	1,078	1,159
Impaired Loans, With A Related Allowance, Unpaid Principal	1,154	1,217
Impaired Loans, With A Related Allowance, Related Allowance	570	615
Impaired Loans, Total, Recorded Investment	3,103	3,429
Impaired Loans, Total, Unpaid Principal	3,326	3,599
Commercial Related Loans [Member] | Service [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	971	971
Impaired Loans, With No Allowance, Unpaid Principal	1,061	1,061
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	971	971
Impaired Loans, Total, Unpaid Principal	1,061	1,061
Commercial Related Loans [Member] | Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	5,550	5,739
Impaired Loans, With No Allowance, Unpaid Principal	5,935	5,954
Impaired Loans, With A Related Allowance, Recorded Investment	4,151	3,552
Impaired Loans, With A Related Allowance, Unpaid Principal	4,523	3,888
Impaired Loans, With A Related Allowance, Related Allowance	3,442	2,481
Impaired Loans, Total, Recorded Investment	9,701	9,291
Impaired Loans, Total, Unpaid Principal	10,458	9,842
Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	912	1,071
Impaired Loans, With No Allowance, Unpaid Principal	957	1,105
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	912	1,071
Impaired Loans, Total, Unpaid Principal	957	1,105
Total Consumer Related Loans [Member] | Residential Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	0	151
Impaired Loans, With No Allowance, Unpaid Principal	0	151
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	0	151
Impaired Loans, Total, Unpaid Principal	0	151
Total Consumer Related Loans [Member] | Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	655	630
Impaired Loans, With No Allowance, Unpaid Principal	686	653
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	655	630
Impaired Loans, Total, Unpaid Principal	686	653
Total Consumer Related Loans [Member] | Other [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Allowance, Recorded Investment	257	290
Impaired Loans, With No Allowance, Unpaid Principal	271	301
Impaired Loans, With A Related Allowance, Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Unpaid Principal	0	0
Impaired Loans, With A Related Allowance, Related Allowance	0	0
Impaired Loans, Total, Recorded Investment	257	290
Impaired Loans, Total, Unpaid Principal	$ 271	$ 301

Loans (Summary Of Average Impai

Loans (Summary Of Average Impaired Loans And Related Interest Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	$ 33,139	$ 9,457
Impaired Loans, With No Related Allowance, Total Interest Income	52	122
Impaired Loans, With A Related Allowance, Average Recorded Investment	7,186	18,174
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	40,325	27,631
Impaired Loans, Total, Total Interest Income	52	122
Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	32,146	8,348
Impaired Loans, With No Related Allowance, Total Interest Income	49	95
Impaired Loans, With A Related Allowance, Average Recorded Investment	7,186	18,174
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	39,332	26,522
Impaired Loans, Total, Total Interest Income	49	95
Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	993	1,109
Impaired Loans, With No Related Allowance, Total Interest Income	3	27
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	993	1,109
Impaired Loans, Total, Total Interest Income	3	27
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	796	957
Impaired Loans, With No Related Allowance, Total Interest Income	0	12
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	308
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	796	1,265
Impaired Loans, Total, Total Interest Income	0	12
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	1,136	1,347
Impaired Loans, With No Related Allowance, Total Interest Income	11	22
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	1,136	1,347
Impaired Loans, Total, Total Interest Income	11	22
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	618	844
Impaired Loans, With No Related Allowance, Total Interest Income	0	6
Impaired Loans, With A Related Allowance, Average Recorded Investment	2,216	5,020
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	2,834	5,864
Impaired Loans, Total, Total Interest Income	0	6
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	12,461	0
Impaired Loans, With No Related Allowance, Total Interest Income	0	0
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	12,461	0
Impaired Loans, Total, Total Interest Income	0	0
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	236	272
Impaired Loans, With No Related Allowance, Total Interest Income	1	2
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	7,127
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	236	7,399
Impaired Loans, Total, Total Interest Income	1	2
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	7,651	13
Impaired Loans, With No Related Allowance, Total Interest Income	0	3
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	1,073
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	7,651	1,086
Impaired Loans, Total, Total Interest Income	0	3
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	2,147	2,098
Impaired Loans, With No Related Allowance, Total Interest Income	37	19
Impaired Loans, With A Related Allowance, Average Recorded Investment	1,119	1,012
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	3,266	3,110
Impaired Loans, Total, Total Interest Income	37	19
Service [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	971	704
Impaired Loans, With No Related Allowance, Total Interest Income	0	1
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	971	704
Impaired Loans, Total, Total Interest Income	0	1
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	76	214
Impaired Loans, With No Related Allowance, Total Interest Income	0	3
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	76	214
Impaired Loans, Total, Total Interest Income	0	3
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	643	672
Impaired Loans, With No Related Allowance, Total Interest Income	0	21
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	643	672
Impaired Loans, Total, Total Interest Income	0	21
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	6,130	2,113
Impaired Loans, With No Related Allowance, Total Interest Income	0	30
Impaired Loans, With A Related Allowance, Average Recorded Investment	3,851	3,634
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	9,981	5,747
Impaired Loans, Total, Total Interest Income	0	30
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, With No Related Allowance, Average Recorded Investment	274	223
Impaired Loans, With No Related Allowance, Total Interest Income	3	3
Impaired Loans, With A Related Allowance, Average Recorded Investment	0	0
Impaired Loans, With A Related Allowance, Total Interest Income	0	0
Impaired Loans, Total, Average Recorded Investment	274	223
Impaired Loans, Total, Total Interest Income	$ 3	$ 3

Loans (Summary Of Past Due Loan

Loans (Summary Of Past Due Loans, Nonaccrual Loans And Current Loans By Loan Segment And Class) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	$ 38,763	$ 38,175
Total Past Due and Nonaccrual	47,066	44,247
Current	1,532,085	1,500,342
Total Loans	1,579,151	1,544,589
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	2,571	2,194
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	4,225	2,583
Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,507	1,295
Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	37,851	37,104
Total Past Due and Nonaccrual	44,029	40,782
Current	1,321,607	1,287,101
Total Loans	1,365,636	1,327,883
Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,081	1,271
Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,699	2,085
Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,398	322
Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	912	1,071
Total Past Due and Nonaccrual	3,037	3,465
Current	210,478	213,241
Total Loans	213,515	216,706
Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,490	923
Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	526	498
Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	109	973
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	822	379
Total Past Due and Nonaccrual	1,467	1,617
Current	143,310	145,992
Total Loans	144,777	147,609
Builder & Developer [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	427
Builder & Developer [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	282	489
Builder & Developer [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	363	322
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	193	201
Total Past Due and Nonaccrual	1,012	201
Current	271,907	236,723
Total Loans	272,919	236,924
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	819	0
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	2,873	2,797
Total Past Due and Nonaccrual	2,873	2,933
Current	230,796	235,525
Total Loans	233,669	238,458
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	136
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Real Estate Investor [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	12,451	12,472
Total Past Due and Nonaccrual	12,451	12,472
Current	68,594	66,949
Total Loans	81,045	79,421
Hotel/Motel [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Hotel/Motel [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Hotel/Motel [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	0
Total Past Due and Nonaccrual	236	29
Current	98,980	108,396
Total Loans	99,216	108,425
Wholesale & Retail [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	198	29
Wholesale & Retail [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	38	0
Wholesale & Retail [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	7,739	7,564
Total Past Due and Nonaccrual	7,739	7,564
Current	76,343	71,578
Total Loans	84,082	79,142
Manufacturing [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Manufacturing [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Manufacturing [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	3,101	3,429
Total Past Due and Nonaccrual	6,480	3,429
Current	79,528	77,021
Total Loans	86,008	80,450
Agriculture [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Agriculture [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	3,379	0
Agriculture [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Service [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	971	971
Total Past Due and Nonaccrual	971	1,680
Current	86,841	75,158
Total Loans	87,812	76,838
Service [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Service [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	709
Service [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	0
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	0	151
Total Past Due and Nonaccrual	220	1,088
Current	94,808	94,663
Total Loans	95,028	95,751
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	67	0
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	153	0
Residential Mortgage [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	937
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	655	630
Total Past Due and Nonaccrual	764	1,049
Current	94,216	95,662
Total Loans	94,980	96,711
Home Equity [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	206
Home Equity [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	177
Home Equity [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	109	36
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	9,701	9,291
Total Past Due and Nonaccrual	10,800	10,857
Current	265,308	269,759
Total Loans	276,108	280,616
Other [Member] | Commercial Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	64	679
Other [Member] | Commercial Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	0	887
Other [Member] | Commercial Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,035	0
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	257	290
Total Past Due and Nonaccrual	2,053	1,328
Current	21,454	22,916
Total Loans	23,507	24,244
Other [Member] | Total Consumer Related Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,423	717
Other [Member] | Total Consumer Related Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	373	321
Other [Member] | Total Consumer Related Loans [Member] | Greater Than Or Equal To 90 Days Past Due And Accruing [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	$ 0	$ 0

Loans (Summary Of Loans Modifie

Loans (Summary Of Loans Modified Under TDRs) (Details)	3 Months Ended
	Mar. 31, 2021USD ($)contract	Mar. 31, 2020USD ($)contract
Loans [Abstract]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Recorded Investment at Period End

Allowance For Loan Losses (Summ

Allowance For Loan Losses (Summary Of Allowance For Loan Losses By Loan Segment And Class) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 21,264	$ 21,066
Charge-offs	(104)	(7,686)
Recoveries	20	23
Provision	1,231	9,435
Ending Balance	22,411	22,838
Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	20,598	20,537
Charge-offs	(92)	(7,681)
Recoveries	5	10
Provision	1,261	9,336
Ending Balance	21,772	22,202
Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	644	528
Charge-offs	(12)	(5)
Recoveries	15	13
Provision	(11)	100
Ending Balance	636	636
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	22	1
Charge-offs	0	0
Recoveries	0	0
Provision	(19)	(1)
Ending Balance	3	0
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,034	2,263
Charge-offs	0	(170)
Recoveries	0	0
Provision	32	133
Ending Balance	2,066	2,226
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	3,177	2,565
Charge-offs	0	0
Recoveries	0	0
Provision	233	117
Ending Balance	3,410	2,682
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	3,944	4,632
Charge-offs	(50)	0
Recoveries	4	3
Provision	111	124
Ending Balance	4,009	4,759
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,440	742
Charge-offs	0	0
Recoveries	0	0
Provision	208	314
Ending Balance	1,648	1,056
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,416	3,575
Charge-offs	0	0
Recoveries	0	7
Provision	(305)	976
Ending Balance	2,111	4,558
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	840	1,252
Charge-offs	0	0
Recoveries	0	0
Provision	(65)	64
Ending Balance	775	1,316
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,288	1,304
Charge-offs	0	0
Recoveries	0	0
Provision	163	(164)
Ending Balance	1,451	1,140
Service [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	457	367
Charge-offs	0	0
Recoveries	0	0
Provision	281	6
Ending Balance	738	373
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	256	158
Charge-offs	0	0
Recoveries	0	0
Provision	0	77
Ending Balance	256	235
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	287	203
Charge-offs	(5)	0
Recoveries	2	0
Provision	(2)	101
Ending Balance	282	304
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	5,002	3,837
Charge-offs	(42)	(7,511)
Recoveries	1	0
Provision	603	7,766
Ending Balance	5,564	4,092
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	101	167
Charge-offs	(7)	(5)
Recoveries	13	13
Provision	(9)	(78)
Ending Balance	$ 98	$ 97

Allowance For Loan Losses (Su_2

Allowance For Loan Losses (Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	$ 4,428	$ 3,312
Allowance for Loan Losses, Collectively Evaluated For Impairment	17,983	17,952
Allowance for Loan Losses, Balance	22,411	21,264	$ 22,838	$ 21,066
Loans, Individually Evaluated For Impairment	40,110	39,570
Loans, Collectively Evaluated For Impairment	1,539,041	1,505,019
Loans, Balance	1,579,151	1,544,589
Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	4,428	3,312
Allowance for Loan Losses, Collectively Evaluated For Impairment	17,344	17,286
Allowance for Loan Losses, Balance	21,772	20,598	22,202	20,537
Loans, Individually Evaluated For Impairment	39,198	38,499
Loans, Collectively Evaluated For Impairment	1,326,438	1,289,384
Loans, Balance	1,365,636	1,327,883
Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	636	644
Allowance for Loan Losses, Balance	636	644	636	528
Loans, Individually Evaluated For Impairment	912	1,071
Loans, Collectively Evaluated For Impairment	212,603	215,635
Loans, Balance	213,515	216,706
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	3	22
Allowance for Loan Losses, Balance	3	22	0	1
Loans, Individually Evaluated For Impairment	0	0
Loans, Collectively Evaluated For Impairment	0	0
Loans, Balance	0	0
Builder & Developer [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,066	2,034
Allowance for Loan Losses, Balance	2,066	2,034	2,226	2,263
Loans, Individually Evaluated For Impairment	1,016	575
Loans, Collectively Evaluated For Impairment	143,761	147,034
Loans, Balance	144,777	147,609
Commercial Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	3,410	3,177
Allowance for Loan Losses, Balance	3,410	3,177	2,682	2,565
Loans, Individually Evaluated For Impairment	1,108	1,163
Loans, Collectively Evaluated For Impairment	271,811	235,761
Loans, Balance	272,919	236,924
Residential Real Estate Investor [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	416	216
Allowance for Loan Losses, Collectively Evaluated For Impairment	3,593	3,728
Allowance for Loan Losses, Balance	4,009	3,944	4,759	4,632
Loans, Individually Evaluated For Impairment	2,873	2,797
Loans, Collectively Evaluated For Impairment	230,796	235,661
Loans, Balance	233,669	238,458
Hotel/Motel [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	1,648	1,440
Allowance for Loan Losses, Balance	1,648	1,440	1,056	742
Loans, Individually Evaluated For Impairment	12,451	12,472
Loans, Collectively Evaluated For Impairment	68,594	66,949
Loans, Balance	81,045	79,421
Wholesale & Retail [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,111	2,416
Allowance for Loan Losses, Balance	2,111	2,416	4,558	3,575
Loans, Individually Evaluated For Impairment	236	237
Loans, Collectively Evaluated For Impairment	98,980	108,188
Loans, Balance	99,216	108,425
Manufacturing [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	775	840
Allowance for Loan Losses, Balance	775	840	1,316	1,252
Loans, Individually Evaluated For Impairment	7,739	7,564
Loans, Collectively Evaluated For Impairment	76,343	71,578
Loans, Balance	84,082	79,142
Agriculture [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	570	615
Allowance for Loan Losses, Collectively Evaluated For Impairment	881	673
Allowance for Loan Losses, Balance	1,451	1,288	1,140	1,304
Loans, Individually Evaluated For Impairment	3,103	3,429
Loans, Collectively Evaluated For Impairment	82,905	77,021
Loans, Balance	86,008	80,450
Service [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	738	457
Allowance for Loan Losses, Balance	738	457	373	367
Loans, Individually Evaluated For Impairment	971	971
Loans, Collectively Evaluated For Impairment	86,841	75,867
Loans, Balance	87,812	76,838
Residential Mortgage [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	256	256
Allowance for Loan Losses, Balance	256	256	235	158
Loans, Individually Evaluated For Impairment	0	151
Loans, Collectively Evaluated For Impairment	95,028	95,600
Loans, Balance	95,028	95,751
Home Equity [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	282	287
Allowance for Loan Losses, Balance	282	287	304	203
Loans, Individually Evaluated For Impairment	655	630
Loans, Collectively Evaluated For Impairment	94,325	96,081
Loans, Balance	94,980	96,711
Other [Member] | Commercial Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	3,442	2,481
Allowance for Loan Losses, Collectively Evaluated For Impairment	2,122	2,521
Allowance for Loan Losses, Balance	5,564	5,002	4,092	3,837
Loans, Individually Evaluated For Impairment	9,701	9,291
Loans, Collectively Evaluated For Impairment	266,407	271,325
Loans, Balance	276,108	280,616
Other [Member] | Total Consumer Related Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Loan Losses, Individually Evaluated For Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated For Impairment	98	101
Allowance for Loan Losses, Balance	98	101	$ 97	$ 167
Loans, Individually Evaluated For Impairment	257	290
Loans, Collectively Evaluated For Impairment	23,250	23,954
Loans, Balance	$ 23,507	$ 24,244

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Deposits
Demand deposit overdrafts reclassified as loans	$ 24	$ 55

Deposits (Schedule Of Compositi

Deposits (Schedule Of Composition Of Deposits) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Deposits
Noninterest bearing demand	$ 483,004	$ 396,947
Interest bearing demand	245,690	224,764
Money market	581,995	598,398
Savings	126,893	111,143
Time deposits less than $100	280,076	283,910
Time deposits $100 to $250	177,307	180,674
Time deposits $250 or more	69,098	67,703
Total deposits	$ 1,964,063	$ 1,863,539

Short-Term Borrowings And Lon_3

Short-Term Borrowings And Long-Term Debt (Narrative) (Details) - USD ($)	1 Months Ended		12 Months Ended
	Jun. 30, 2006	Nov. 30, 2004	Dec. 31, 2020	Mar. 31, 2021
Securities sold under agreements to repurchase			$ 8,540,000	$ 7,743,000
Other short-term borrowings			0	0
CVB Statutory Trust No. 2 [Member]
Pooled trust preferred debt issuance	$ 7,217,000
CVB Statutory Trust No. 1 [Member]
Pooled trust preferred debt issuance		$ 3,093,000
Subordinated Debenture [Member]
Debt instrument face amount			31,000,000	31,000,000
Debt instrument redemption integral multiples amount			$ 10,000
Debt instrument redemption start date			Dec. 9, 2025
Debt instrument maturity date			Dec. 9, 2030
Debt instrument interest rate			4.50%
Debt instrument redemption percentage prior to maturity date			100.00%
Subordinated Debenture [Member] | 90-Day Average SOFR [Member]
Debt instrument variable interest rate			4.04%
FHLBP [Member] | Federal Home Loan Bank [Member] | Municipal Deposit Letter Of Credits [Member] | PeoplesBank, A Codorus Valley Company [Member]
Municipal deposit letters of credit			$ 42,000,000	$ 0

Short-Term Borrowings And Lon_4

Short-Term Borrowings And Long-Term Debt (Summary Of Long-Term Debt) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Total long-term debt	$ 77,221	$ 77,208
Finance lease liabilities	1,289	1,296
Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	40,932	40,912
FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	35,000	35,000
Due June 2021, 2.81% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 10,000	$ 10,000
FHLBP due date	2021-06
Interest rate	2.81%	2.81%
Due June 2021, 2.14% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 15,000	$ 15,000
FHLBP due date	2021-06
Interest rate	2.14%	2.14%
Due May 2022, 2.93% [Member] | FHLBP [Member] | Federal Home Loan Bank [Member] | PeoplesBank, A Codorus Valley Company [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 10,000	$ 10,000
FHLBP due date	2022-05
Interest rate	2.93%	2.93%
Due 2034, 2.20%, floating rate based on 3 month LIBOR plus 2.02%, callable quarterly [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 3,093	$ 3,093
Interest rate	2.20%
Long-term debt year due	2034
Due 2034, 2.20%, floating rate based on 3 month LIBOR plus 2.02%, callable quarterly [Member] | 3 Month LIBOR [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Debt instrument variable interest rate	2.02%
Due 2036, 1.78% floating rate based on 3 month LIBOR plus 1.54%, callable quarterly [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 7,217	7,217
Interest rate	1.78%
Long-term debt year due	2036
Due 2036, 1.78% floating rate based on 3 month LIBOR plus 1.54%, callable quarterly [Member] | 3 Month LIBOR [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Debt instrument variable interest rate	1.54%
Due 2030, 4.50%, fixed rate, callable on or after December 2025 [Member] | Junior Subordinated Debt [Member]
Debt Instrument [Line Items]
Total long-term debt	$ 30,622	$ 30,602
Interest rate	4.50%

Leases (Narrative) (Details)

Leases (Narrative) (Details)	3 Months Ended
	Mar. 31, 2021contractproperty
Number of finance leases | contract	1
Number of financial centers under finance leases | property	1
Operating Lease [Member] | Minimum [Member]
Lessee operating leases remaining lease terms	1 year
Operating Lease [Member] | Maximum [Member]
Lessee operating leases remaining lease terms	25 years

Leases (Components of Lease Exp

Leases (Components of Lease Expense) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Components of Lease Expense [Abstract]
Operating lease cost	$ 169	$ 203
Finance lease cost:
Amortization of right-of-use assets	12	12
Interest on lease liability	12	12
Total finance lease cost	24	24
Total lease cost	$ 193	$ 227

Leases (Supplemental Cash Flow

Leases (Supplemental Cash Flow Information Related to Leases) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Leases [Abstract]
Operating cash flows from operating leases	$ 173	$ 208
Operating cash flows from financing leases	12	12
Financing cash flows from financing leases	7	6
Right-of-use assets obtained in exchange for lease obligations:
Operating leases	0	186
Finance leases	$ 0	$ 0

Leases (Supplemental Balance Sh

Leases (Supplemental Balance Sheet Information Related to Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets:
Operating leases right-of-use assets	$ 2,198	$ 2,386
Finance leases assets	1,076	1,087
Total lease assets	3,274	3,473
Liabilities:
Operating	2,325	2,515
Financing	1,289	1,296
Total lease liabilities	$ 3,614	$ 3,811
Weighted Average Remaining Lease Term (years)
Operating leases	4 years 6 months	5 years 2 months 12 days
Finance leases	22 years 10 months 24 days	23 years 2 months 12 days
Weighted Average Discount Rate
Operating leases	2.63%	2.68%
Finance leases	3.69%	3.69%

Leases (Future Minimum Payments

Leases (Future Minimum Payments for Financing Leases and Operating Leases) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Operating Leases
Future minimum payments, remainder of fiscal year	$ 500
Future minimum payments, year one	611	$ 667
Future minimum payments, year Two	484	604
Future minimum payments, year Three	397	489
Future minimum payments, year Four	176	413
Future minimum payments, year Five		192
Future minimum payments, Thereafter	304	317
Total lease payments	2,472	2,682
Less imputed interest	(147)	(167)
Total	2,325	2,515
Finance Leases
Future minimum payments, remainder of fiscal year	56
Future minimum payments, year one	75	75
Future minimum payments, year Two	75	75
Future minimum payments, year Three	75	75
Future minimum payments, year Four	79	75
Future minimum payments, year Five		79
Future minimum payments, Thereafter	1,588	1,588
Total lease payments	1,948	1,967
Less imputed interest	(659)	(671)
Total	$ 1,289	$ 1,296

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Risk-Based Capital Ratios And Leverage Ratios) (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loans and advances by PeoplesBank to affiliates threshold		10.00%
Common equity Tier 1, Actual, Amount	[1]	$ 194,747	$ 191,863
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Amount		$ 103,788	$ 102,504
Common equity Tier 1, Actual, Ratio	[1]	0.1313	0.1310
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Ratio		0.0700	0.0700
Tier 1 risk based, Actual, Amount	[1]	$ 204,747	$ 201,863
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Amount		$ 126,029	$ 124,469
Tier 1 risk based, Actual, Ratio	[1]	0.1381	0.1379
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Ratio		0.0850	0.0850
Total risk based, Actual, Amount	[1]	$ 253,951	$ 250,806
Total risk based, Minimum for Basel III Capital Adequacy, Amount		$ 155,683	$ 153,756
Total risk based, Actual, Ratio	[1]	0.1713	0.1713
Total risk based, Minimum for Basel III Capital Adequacy, Ratio		0.1050	0.1050
Leverage, Actual, Amount	[1]	$ 204,747	$ 201,863
Leverage, Minimum for Basel III Capital Adequacy, Amount		$ 87,203	$ 84,250
Leverage, Actual, Ratio	[1]	0.0939	0.0958
Leverage, Minimum for Basel III Capital Adequacy, Ratio		0.0400	0.0400
PeoplesBank, A Codorus Valley Company [Member]
Common equity Tier 1, Actual, Amount	[1]	$ 221,272	$ 198,184
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Amount		103,570	102,274
Common equity Tier 1, Well Capitalized Minimum, Amount	[2]	$ 96,172	$ 94,968
Common equity Tier 1, Actual, Ratio	[1]	0.1496	0.1356
Common equity Tier 1, Minimum for Basel III Capital Adequacy, Ratio		0.0700	0.0700
Common equity Tier 1, Well Capitalized Minimum, Ratio	[2]	0.0650	0.0650
Tier 1 risk based, Actual, Amount	[1]	$ 221,272	$ 198,184
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Amount		125,763	124,190
Tier 1 risk based, Well Capitalized Minimum, Amount	[2]	$ 118,365	$ 116,884
Tier 1 risk based, Actual, Ratio	[1]	0.1496	0.1356
Tier 1 risk based, Minimum for Basel III Capital Adequacy, Ratio		0.0850	0.0850
Tier 1 risk based, Well Capitalized Minimum, Ratio	[2]	0.0800	0.0800
Total risk based, Actual, Amount	[1]	$ 239,815	$ 216,484
Total risk based, Minimum for Basel III Capital Adequacy, Amount		155,355	153,411
Total risk based, Well Capitalized Minimum, Amount	[2]	$ 147,957	$ 146,105
Total risk based, Actual, Ratio	[1]	0.1621	0.1482
Total risk based, Minimum for Basel III Capital Adequacy, Ratio		0.1050	0.1050
Total risk based, Well Capitalized Minimum, Ratio	[2]	0.1000	0.1000
Leverage, Actual, Amount	[1]	$ 221,272	$ 198,184
Leverage, Minimum for Basel III Capital Adequacy, Amount		87,070	84,109
Leverage, Well Capitalized Minimum, Amount	[2]	$ 108,838	$ 105,137
Leverage, Actual, Ratio	[1]	0.1017	0.0943
Leverage, Minimum for Basel III Capital Adequacy, Ratio		0.0400	0.0400
Leverage, Well Capitalized Minimum, Ratio	[2]	0.0500	0.0500
[1]	Net unrealized gains and losses on securities available-for-sale, net of taxes, are disregarded for capital ratio computation purposes in accordance with federal regulatory banking guidelines.
[2]	To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.

Shareholders' Equity (Details)

Shareholders' Equity (Details) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2021
Class of Stock [Line Items]
Shares repurchased during the period	5,335
2020 Share Repurchase Program [Member]
Class of Stock [Line Items]
Shares repurchased during the period	5,335
Shares repurchased average price per share	$ 16.37
Maximum [Member] | 2020 Share Repurchase Program [Member]
Class of Stock [Line Items]
Share repurchase program approved amount	$ 5
Maximum [Member] | 2021 Share Repurchase Program [Member]
Class of Stock [Line Items]
Share repurchase program approved amount		$ 5

Contingent Liabilities (Details

Contingent Liabilities (Details)	Mar. 31, 2021claim
Pending [Member]
Loss Contingencies [Line Items]
Number of legal proceedings pending	0

Guarantees (Details)

Guarantees (Details) - Standby Letters Of Credit [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Loss Contingencies [Line Items]
Standby letters of credit outstanding	$ 17,278	$ 15,206
Maximum [Member]
Loss Contingencies [Line Items]
Standby letters of credit expiration period	1 year

Fair Value Of Assets And Liab_3

Fair Value Of Assets And Liabilities (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Impaired loans, valuation allowances	$ 4,428,000	$ 3,312,000
Foreclosed Real Estate [Member]
Fair value of foreclosed real estate	0	0
Residential Mortgage Loans [Member]
Mortgage servicing rights	524,000	511,000
(Level 3) Significant Other Unobservable Inputs [Member]
Impaired loans	3,422,000	4,020,000
Impaired loans, valuation allowances	4,428,000	3,312,000
Impaired loans charge-offs	$ 373,000	$ 373,000

Fair Value Of Assets And Liab_4

Fair Value Of Assets And Liabilities (Schedule Of Assets Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 179,550	$ 185,002
Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	13,927	40,000
Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	123,021	110,896
Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	30,169	24,300
Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	12,433	9,806
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	13,927	40,000
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	123,021	110,896
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	30,169	24,300
(Level 2) Significant Other Observable Inputs [Member] | Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	12,433	9,806
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | U.S. Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | U.S. Agency Mortgage-Backed, Residential [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | State And Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Recurring [Member] | Corporates [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 0	$ 0

Fair Value Of Assets And Liab_5

Fair Value Of Assets And Liabilities (Schedule Of Assets Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 147
Impaired Builder And Developer Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	196	$ 196
Impaired Residential Real Estate Investor Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	2,009	2,209
Impaired Agriculture Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	508	544
Impaired Other Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	709	1,071
Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		511
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Impaired Builder And Developer Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Impaired Residential Real Estate Investor Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	1,800	2,000
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Impaired Agriculture Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Impaired Other Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		0
(Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0
(Level 2) Significant Other Observable Inputs [Member] | Impaired Builder And Developer Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 2) Significant Other Observable Inputs [Member] | Impaired Residential Real Estate Investor Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 2) Significant Other Observable Inputs [Member] | Impaired Agriculture Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 2) Significant Other Observable Inputs [Member] | Impaired Other Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
(Level 2) Significant Other Observable Inputs [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		0
(Level 3) Significant Other Unobservable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	147
(Level 3) Significant Other Unobservable Inputs [Member] | Impaired Builder And Developer Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	196	196
(Level 3) Significant Other Unobservable Inputs [Member] | Impaired Residential Real Estate Investor Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	209	209
(Level 3) Significant Other Unobservable Inputs [Member] | Impaired Agriculture Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	508	544
(Level 3) Significant Other Unobservable Inputs [Member] | Impaired Other Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 709	1,071
(Level 3) Significant Other Unobservable Inputs [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value		$ 511

Fair Value Of Assets And Liab_6

Fair Value Of Assets And Liabilities (Schedule Of Level 3 Assets Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands		Mar. 31, 2021		Dec. 31, 2020
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 147
(Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		147
Impaired Builder And Developer Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		196		$ 196
Impaired Builder And Developer Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		196		196
Impaired Builder And Developer Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value	[1],[2]	$ 196		$ 196
Impaired Builder And Developer Loans [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]	15.00%		15.00%
Impaired Builder And Developer Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		15.00%		15.00%	[1],[2]
Impaired Builder And Developer Loans [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[1],[2]	15.00%		15.00%
Impaired Residential Real Estate Investor Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 2,009		$ 2,209
Impaired Residential Real Estate Investor Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		209		209
Impaired Residential Real Estate Investor Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 209		$ 209
Impaired Residential Real Estate Investor Loans [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		15.00%		15.00%
Impaired Residential Real Estate Investor Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		15.00%		15.00%
Impaired Residential Real Estate Investor Loans [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		15.00%		15.00%
Impaired Agriculture Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 508		$ 544
Impaired Agriculture Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		508		544
Impaired Agriculture Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 508		$ 544	[3],[4]
Impaired Agriculture Loans [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		22.00%		25.00%	[3],[4]
Impaired Agriculture Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		25.00%
Impaired Agriculture Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range	[3],[4]			25.00%
Impaired Agriculture Loans [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		23.00%		25.00%	[3],[4]
Impaired Other Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 709		$ 1,071
Impaired Other Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		709		1,071
Impaired Other Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		441		89	[1],[2]
Impaired Other Loans [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 268		$ 982
Impaired Other Loans [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		15.00%		15.00%	[1],[2]
Impaired Other Loans [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		50.00%		40.00%
Impaired Other Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		25.00%		15.00%	[1],[2]
Impaired Other Loans [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		50.00%		50.00%
Impaired Other Loans [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Appraisal Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		20.00%		15.00%	[1],[2]
Impaired Other Loans [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Business Asset Valuation Adjustments [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		50.00%		44.00%
Mortgage Servicing Rights [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value				$ 511
Mortgage Servicing Rights [Member] | (Level 3) Significant Other Unobservable Inputs [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value				511
Mortgage Servicing Rights [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Assets measured at fair value		$ 147	[1],[2]	$ 511
Mortgage Servicing Rights [Member] | Minimum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		13.80%	[1],[2]	18.50%
Mortgage Servicing Rights [Member] | Maximum [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		13.80%	[1],[2]	18.50%
Mortgage Servicing Rights [Member] | Weighted Average [Member] | (Level 3) Significant Other Unobservable Inputs [Member] | Multiple Of Annual Service Fee [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range		13.80%	[1],[2]	18.50%
[1]	Appraisal amounts may be adjusted downward by the Corporation's management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expense adjustments are presented as a percent of the appraisal.
[2]	Fair value is generally determined through independent appraisals, which generally include various level 3 inputs that are not identifiable.
[3]	Business asset valuation may be adjusted downward by the corporation's management qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses adjustments are presented as a percent of the financial statement book value.
[4]	Fair value is generally determined through customer-provided financial statements and bankruptcy court documents.

Fair Value Of Assets And Liab_7

Fair Value Of Assets And Liabilities (Schedule Of Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available-for-sale		$ 179,550	$ 185,002
Subordinated debentures		30,622	30,602
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		426,904	335,793
Securities available-for-sale		179,550	185,002
Restricted investment in bank stocks		2,278	2,593
Loans held for sale		13,324	15,981
Loans, net		1,556,740	1,523,325
Interest receivable		8,089	8,352
Deposits		1,964,063	1,863,539
Short-term borrowings		7,743	8,540
Long-term debt	[1]	45,310	45,310
Subordinated debentures		30,622	30,602
Interest payable		881	532
Off-balance sheet instruments		0	0
Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		426,904	335,793
Securities available-for-sale		179,550	185,002
Loans held for sale		14,592	17,228
Loans, net		1,550,508	1,527,295
Interest receivable		8,089	8,352
Deposits		1,967,314	1,868,203
Short-term borrowings		7,743	8,540
Long-term debt	[1]	43,275	43,005
Subordinated debentures		32,408	31,159
Interest payable		881	532
Off-balance sheet instruments		0	0
(Level 1) Quoted Prices In Active Markets For Identical Assets [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		426,904	335,793
Securities available-for-sale		0	0
Loans held for sale		0	0
Loans, net		0	0
Interest receivable		0	0
Deposits		0	0
Short-term borrowings		0	0
Long-term debt	[1]	0	0
Subordinated debentures		0	0
Interest payable		0
Off-balance sheet instruments		0	0
(Level 2) Significant Other Observable Inputs [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		0	0
Securities available-for-sale		179,550	185,002
Loans held for sale		14,592	17,228
Loans, net		0	0
Interest receivable		8,089	8,352
Deposits		1,967,314	1,868,203
Short-term borrowings		7,743	8,540
Long-term debt	[1]	35,387	35,571
Subordinated debentures		32,408	31,159
Interest payable		881	532
Off-balance sheet instruments		0	0
(Level 3) Significant Other Unobservable Inputs [Member] | Estimated Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents		0	0
Securities available-for-sale		0	0
Loans held for sale		0	0
Loans, net		1,550,508	1,527,295
Interest receivable		0	0
Deposits		0	0
Short-term borrowings		0	0
Long-term debt	[1]	7,888	7,434
Subordinated debentures		0	0
Interest payable		0	0
Off-balance sheet instruments		$ 0	$ 0
[1]	Exclude leases included in Long-term debt

Assets And Liabilities Subjec_3

Assets And Liabilities Subject To Offsetting (Schedule Of Securities Sold Under Agreements To Repurchase) (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross Amounts of Recognized Liabilities	$ 7,743	$ 8,540
Repurchase Agreements, Gross Amounts Offset in the Statements of Condition	0	0
Repurchase Agreements, Net Amounts of Liabilities Presented in the Statements of Condition	7,743	8,540
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Cash Collateral Pledged	0	0
Repurchase Agreements, Net Amount	(930)	(1,715)
U.S. Agency Mortgage-Backed, Residential [Member]
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Financial Instruments	(8,673)	(10,255)
U.S. Agency [Member]
Offsetting Liabilities [Line Items]
Repurchase Agreements, Gross amounts Not Offset in the Statements of Condition, Financial Instruments	$ 0	$ 0