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Exhibit No. 12
THE PROGRESSIVE CORPORATION
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(millions)
(unaudited)
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(millions)
(unaudited)
Six Months Ended | ||||||||
June 30, | ||||||||
2005 | 2004 | |||||||
Income before income taxes | $ | 1,201.4 | $ | 1,253.7 | ||||
Fixed Charges: | ||||||||
Interest and amortization on indebtedness | 42.0 | 42.6 | ||||||
Portion of rents representative of the interest factor | 5.7 | 4.2 | ||||||
Total fixed charges | 47.7 | 46.8 | ||||||
Interest capitalized, net of amortized interest | (.2 | ) | (2.3 | ) | ||||
Total income available for fixed charges | $ | 1,248.9 | $ | 1,298.2 | ||||
Ratio of earnings to fixed charges | 26.2 | 27.7 | ||||||