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Exhibit 12
THE PROGRESSIVE CORPORATION
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(millions)
(unaudited)
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(millions)
(unaudited)
Nine Months Ended | ||||||||
September 30, | ||||||||
2007 | 2006 | |||||||
Income before income taxes | $ | 1,362.2 | $ | 1,842.5 | ||||
Fixed Charges: | ||||||||
Interest and amortization on indebtedness | 75.5 | 60.5 | ||||||
Portion of rents representative of the interest factor | 18.4 | 17.2 | ||||||
Total fixed charges | 93.9 | 77.7 | ||||||
Interest capitalized, net of amortized interest | (1.0 | ) | (1.6 | ) | ||||
Total income available for fixed charges | $ | 1,455.1 | $ | 1,918.6 | ||||
Ratio of earnings to fixed charges | 15.5 | 24.7 | ||||||