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| Elizabeth Gioia |
| Counsel |
| Law Department |
| Direct Dial: | (860) 323-2120 |
| Fax: | (855) 722-9055 |
June 29, 2012
Michael Kosoff
Office of Insurance Products
United States Securities and Exchange Commission
Division of Investment Management
Washington, D.C. 20549
Re: Hartford Life Insurance Co Separate Account Seven
File Nos., 333-176150; 811-04972
Hartford Life and Annuity Insurance Co Separate Account Seven
File Nos., 333-176152; 811-09295
Dear Mr. Kosoff:
Presented below please find specific responses to each of your comments and questions from June 27, 2012:
1. Fund Table — Total Annual Fund Operating Expenses (pp. 6-9)
Management fees for the American Funds Master Feeder Funds should be reflected in the appropriate columns as according to Form N1-A and as reflected in the underlying fund Registration Statement.
RESPONSE: Agreed.
2. Daily Lock Income Benefit (p. 56)
Please clarify in the Objective that longevity protection is offered in the form of lifetime payments.
RESPONSE: Agreed.
Sincerely, |
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/s/ Elizabeth L. Gioia | |
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Elizabeth L. Gioia |
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