Citizens & Northern (CZNC) 10-Q 5 May 16 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 02, 2016
Entity Registrant Name	CITIZENS & NORTHERN CORP
Entity Central Index Key	810,958
Trading Symbol	cznc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		12,048,128
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Noninterest-bearing	$ 13,744,000	$ 14,710,000
Interest-bearing	27,429,000	21,351,000
Total cash and due from banks	41,173,000	36,061,000
Available-for-sale securities, at fair value	413,606,000	420,290,000
Loans held for sale	526,000	280,000
Loans receivable	701,605,000	704,880,000
Allowance for loan losses	(7,661,000)	(7,889,000)
Loans, net	693,944,000	696,991,000
Bank-owned life insurance	19,418,000	20,764,000
Accrued interest receivable	3,900,000	3,768,000
Bank premises and equipment, net	15,376,000	15,406,000
Foreclosed assets held for sale	1,584,000	1,260,000
Deferred tax asset, net	949,000	3,115,000
Intangible asset - Core deposit intangibles	27,000	30,000
Intangible asset - Goodwill	11,942,000	11,942,000
Other assets	14,099,000	13,510,000
TOTAL ASSETS	1,216,544,000	1,223,417,000
LIABILITIES
Noninterest-bearing	216,679,000	211,041,000
Interest-bearing	739,169,000	724,574,000
Total deposits	955,848,000	935,615,000
Short-term borrowings	25,952,000	53,496,000
Long-term borrowings	38,692,000	38,767,000
Accrued interest and other liabilities	7,742,000	8,052,000
TOTAL LIABILITIES	1,028,234,000	1,035,930,000
STOCKHOLDERS' EQUITY
Preferred stock, $1,000 par value; authorized 30,000 shares; $1,000 liquidation preference per share; no shares issued at March 31, 2016 and December 31, 2015	0	0
Common stock, par value $1.00 per share; authorized 20,000,000 shares in 2016 and 2015; issued 12,655,171 at March 31, 2016 and December 31, 2015; outstanding 12,081,030 at March 31, 2016 and 12,180,623 December 31, 2015	12,655,000	12,655,000
Paid-in capital	71,212,000	71,654,000
Retained earnings	109,901,000	109,454,000
Treasury stock, at cost; 574,141 shares at March 31, 2016 and 474,548 shares at December 31, 2015	(10,854,000)	(8,804,000)
Sub-total	182,914,000	184,959,000
Accumulated other comprehensive income:
Unrealized gain on available-for-sale securities	5,347,000	2,493,000
Defined benefit plans gain	49,000	35,000
Total accumulated other comprehensive income	5,396,000	2,528,000
TOTAL STOCKHOLDERS' EQUITY	188,310,000	187,487,000
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$ 1,216,544,000	$ 1,223,417,000

Consolidated Balance Sheets (U3

Consolidated Balance Sheets (Unaudited) (Parentheticals) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Preferred stock, par value (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, authorized shares (in shares)	30,000	30,000
Preferred stock, liquidation preference per share (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, shares issued	$ 0	$ 0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized shares (in shares)	20,000,000	20,000,000
Common stock, issued shares (in shares)	12,655,171	12,655,171
Common stock, shares outstanding (in shares)	12,081,030	12,180,623
Treasury stock, shares (in shares)	574,141	474,548

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and fees on loans	$ 7,974,000	$ 7,709,000
Interest on balances with depository institutions	24,000	26,000
Interest on loans to political subdivisions	448,000	349,000
Interest on mortgages held for sale	6,000	2,000
Income from available-for-sale securities:
Taxable	1,555,000	1,974,000
Tax-exempt	896,000	1,016,000
Dividends	34,000	87,000
Total interest and dividend income	10,937,000	11,163,000
INTEREST EXPENSE
Interest on deposits	479,000	486,000
Interest on short-term borrowings	62,000	1,000
Interest on long-term borrowings	363,000	726,000
Total interest expense	904,000	1,213,000
Net interest income	10,033,000	9,950,000
Provision for loan losses	368,000	3,000
Net interest income after provision for loan losses	9,665,000	9,947,000
OTHER INCOME
Service charges on deposit accounts	1,138,000	1,022,000
Service charges and fees	94,000	113,000
Trust and financial management revenue	1,144,000	1,114,000
Brokerage revenue	173,000	219,000
Insurance commissions, fees and premiums	21,000	40,000
Interchange revenue from debit card transactions	463,000	474,000
Net gains from sale of loans	168,000	147,000
(Decrease) in fair value of servicing rights	(71,000)	(117,000)
Increase in cash surrender value of life insurance	96,000	97,000
Other operating income	464,000	447,000
Sub-total	3,690,000	3,556,000
Realized gains on available-for-sale securities, net	383,000	74,000
Total other income	4,073,000	3,630,000
OTHER EXPENSES
Salaries and wages	3,887,000	3,487,000
Pensions and other employee benefits	1,437,000	1,385,000
Occupancy expense, net	609,000	722,000
Furniture and equipment expense	427,000	454,000
FDIC Assessments	142,000	151,000
Pennsylvania shares tax	322,000	318,000
Professional fees	289,000	156,000
Automated teller machine and interchange expense	249,000	246,000
Software subscriptions	241,000	197,000
Other operating expense	1,469,000	1,417,000
Total other expenses	9,072,000	8,533,000
Income before income tax provision	4,666,000	5,044,000
Income tax provision	1,093,000	1,229,000
NET INCOME	$ 3,573,000	$ 3,815,000
NET INCOME PER SHARE - BASIC (in dollars per share)	$ 0.29	$ 0.31
NET INCOME PER SHARE - DILUTED (in dollars per share)	$ 0.29	$ 0.31

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net income	$ 3,573,000	$ 3,815,000
Unrealized gains on available-for-sale securities:
Unrealized holding gains on available-for-sale securities	4,774,000	3,725,000
Reclassification adjustment for gains realized in income	(383,000)	(74,000)
Other comprehensive gain on available-for-sale securities	4,391,000	3,651,000
Unfunded pension and postretirement obligations:
Changes from plan amendments and actuarial gains and losses included in accumulated other comprehensive gain (loss)	26,000	(100,000)
Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost	(5,000)	(3,000)
Other comprehensive gain (loss) on unfunded retirement obligations	21,000	(103,000)
Other comprehensive income before income tax	4,412,000	3,548,000
Income tax related to other comprehensive income	(1,544,000)	(1,242,000)
Net other comprehensive income	2,868,000	2,306,000
Comprehensive income	$ 6,441,000	$ 6,121,000

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,573,000	$ 3,815,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	368,000	3,000
Realized gains on available-for-sale securities, net	(383,000)	(74,000)
Realized loss on foreclosed assets	46,000	13,000
Depreciation expense	408,000	469,000
Accretion and amortization on securities, net	297,000	383,000
Accretion and amortization on loans and deposits, net	(4,000)	(5,000)
Decrease in fair value of servicing rights	71,000	117,000
Increase in cash surrender value of life insurance	(96,000)	(97,000)
Stock-based compensation	162,000	150,000
Amortization of core deposit intangibles	3,000	5,000
Deferred income taxes	622,000	440,000
Gains on sales of loans, net	(168,000)	(147,000)
Origination of loans for sale	(4,975,000)	(4,150,000)
Proceeds from sales of loans	4,861,000	4,052,000
Increase in accrued interest receivable and other assets	(759,000)	(1,752,000)
(Decrease) increase in accrued interest payable and other liabilities	(289,000)	487,000
Net Cash Provided by Operating Activities	3,737,000	3,709,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities of certificates of deposit	100,000	0
Purchase of certificate of deposit	(100,000)	0
Proceeds from sales of available-for-sale securities	8,695,000	861,000
Proceeds from calls and maturities of available-for-sale securities	17,318,000	19,400,000
Purchase of available-for-sale securities	(14,852,000)	(28,152,000)
Redemption of Federal Home Loan Bank of Pittsburgh stock	2,297,000	485,000
Purchase of Federal Home Loan Bank of Pittsburgh stock	(901,000)	(546,000)
Net decrease in loans	2,313,000	1,402,000
Purchase of premises and equipment	(378,000)	(367,000)
Return of principal on limited liability entity investments	49,000	54,000
Proceeds from sale of foreclosed assets	0	191,000
Net Cash Provided by (Used in) Investing Activities	14,541,000	(6,672,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	20,233,000	8,645,000
Net (decrease) increase in short-term borrowings	(27,544,000)	303,000
Repayments of long-term borrowings	(75,000)	(72,000)
Purchase of treasury stock	(3,070,000)	(3,022,000)
Sale of treasury stock	34,000	279,000
Tax benefit from compensation plans	45,000	42,000
Common dividends paid	(2,789,000)	(2,829,000)
Net Cash (Used in) Provided by Financing Activities	(13,166,000)	3,346,000
INCREASE IN CASH AND CASH EQUIVALENTS	5,112,000	383,000
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR	33,313,000	31,619,000
CASH AND CASH EQUIVALENTS, END OF PERIOD	38,425,000	32,002,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Assets acquired through foreclosure of real estate loans	370,000	598,000
Accrued redemption of bank owned life insurance policy	1,442,000	0
Interest paid	905,000	1,201,000
Income taxes paid	$ 225,000	$ 175,000

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($)	Common Stock [Member]	Treasury Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2014	12,655,171	375,191
Balance at Dec. 31, 2014	$ 12,655,000	$ (6,744,000)	$ 71,541,000	$ 105,550,000	$ 5,360,000	$ 188,362,000
Net income				3,815,000		3,815,000
Other comprehensive income, net					2,306,000	2,306,000
Cash dividends declared on common stock, $0.26 per share				(3,201,000)		(3,201,000)
Shares issued for dividend reinvestment plan (in shares)		19,239
Shares issued for dividend reinvestment plan		$ 372,000				372,000
Treasury stock purchased (in shares)		155,800
Treasury stock purchased		$ (3,022,000)				(3,022,000)
Shares issued from treasury for exercise of stock options (in shares)		(16,908)
Shares issued from treasury for exercise of stock options		$ 307,000	(28,000)			279,000
Restricted stock granted (in shares)		34,800
Restricted stock granted		$ 627,000	(627,000)			0
Forfeiture of restricted stock (in shares)		1,943
Forfeiture of restricted stock		$ (33,000)	33,000			0
Stock-based compensation expense			150,000			150,000
Tax benefit from dividends on restricted stock			5,000			5,000
Tax benefit from employee benefit plan				37,000		37,000
Balance (in shares) at Mar. 31, 2015	12,655,171	461,987
Balance at Mar. 31, 2015	$ 12,655,000	$ (8,493,000)	71,074,000	106,201,000	7,666,000	189,103,000
Shares issued for dividend reinvestment plan (in shares)		(19,239)
Balance (in shares) at Dec. 31, 2015	12,655,171	474,548
Balance at Dec. 31, 2015	$ 12,655,000	$ (8,804,000)	71,654,000	109,454,000	2,528,000	187,487,000
Net income				3,573,000		3,573,000
Other comprehensive income, net					2,868,000	2,868,000
Cash dividends declared on common stock, $0.26 per share				(3,165,000)		(3,165,000)
Shares issued for dividend reinvestment plan (in shares)		18,777
Shares issued for dividend reinvestment plan		$ 352,000	24,000			376,000
Treasury stock purchased (in shares)		154,350
Treasury stock purchased		$ (3,070,000)				(3,070,000)
Shares issued from treasury for exercise of stock options (in shares)		(2,090)
Shares issued from treasury for exercise of stock options		$ 38,000	(4,000)			34,000
Restricted stock granted (in shares)		34,199
Restricted stock granted		$ 635,000	(635,000)			0
Forfeiture of restricted stock (in shares)		309
Forfeiture of restricted stock		$ (5,000)	5,000			0
Stock-based compensation expense			162,000			162,000
Tax benefit from dividends on restricted stock			6,000			6,000
Tax benefit from employee benefit plan				39,000		39,000
Balance (in shares) at Mar. 31, 2016	12,655,171	574,141
Balance at Mar. 31, 2016	$ 12,655,000	$ (10,854,000)	$ 71,212,000	$ 109,901,000	$ 5,396,000	$ 188,310,000
Shares issued for dividend reinvestment plan (in shares)		(18,777)

Consolidated Statements of Cha8

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Retained Earnings [Member]
Common stock, dividends, per share (in dollars per share)	$ 0.26	$ 0.26

Note 1 - Basis of Interim Prese

Note 1 - Basis of Interim Presentation	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Basis of Accounting [Text Block]	1. BASIS OF INTERIM PRESENTATION The consolidated financial information included herein, with the exception of the consolidated balance sheet dated December 31, 2015, is unaudited. Such information reflects all adjustments (consisting solely of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position, results of operations, comprehensive income, cash flows and changes in stockholders’ equity for the interim periods; however, the information does not include all disclosures required by accounting principles generally accepted in the United States of America (“U.S. GAAP”) for a complete set of financial statements. Certain 2015 information has been reclassified for consistency with the 2016 presentation. Operating results reported for the three-month ended March 31, 2016 might not be indicative of the results for the year ending December 31, 2016. The Corporation evaluates subsequent events through the date of filing with the Securities and Exchange Commission.

Note 2 - Per Share Data

Note 2 - Per Share Data	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	2. PER SHARE DATA Net income per share is based on the weighted-average number of shares of common stock outstanding. The following data show the amounts used in computing basic and diluted net income per share. As shown in the table that follows, diluted earnings per share is computed using weighted average common shares outstanding, plus weighted-average common shares available from the exercise of all dilutive stock options, less the number of shares that could be repurchased with the proceeds of stock option exercises based on the average share price of the Corporation's common stock during the period. Weighted- Average Earnings Net Common Per Income Shares Share Three Months Ended March 31, 2016 Earnings per share – basic $ 3,573,000 12,155,108 $ 0.29 Dilutive effect of potential common stock arising from stock options: Exercise of outstanding stock options 198,985 Hypothetical share repurchase at $20.05 (178,215 ) Earnings per share – diluted $ 3,573,000 12,175,878 $ 0.29 Three Months Ended March 31, 2015 Earnings per share – basic $ 3,815,000 12,268,306 $ 0.31 Dilutive effect of potential common stock arising from stock options: Exercise of outstanding stock options 181,385 Hypothetical share repurchase at $19.78 (160,552 ) Earnings per share – diluted $ 3,815,000 12,289,139 $ 0.31 Stock options that were anti-dilutive were excluded from net income per share calculations. Weighted-average common shares available from anti-dilutive instruments totaled 47,309 shares in the three-month period ended March 31, 2016 and 103,104 shares in the three-month period ended March 31, 2015.

Note 3 - Comprehensive Income

Note 3 - Comprehensive Income	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	3. COMPREHENSIVE INCOME Comprehensive income is the total of (1) net income, and (2) all other changes in equity from non-stockholder sources, which are referred to as other comprehensive income. The components of other comprehensive income, and the related tax effects, are as follows: (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2016 Unrealized gains on available-for-sale securities: Unrealized holding gains on available-for-sale securities $ 4,774 $ (1,671 ) $ 3,103 Reclassification adjustment for (gains) realized in income (383 ) 134 (249 ) Other comprehensive income on available-for-sale securities 4,391 (1,537 ) 2,854 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 26 (9 ) 17 Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost (5 ) 2 (3 ) Other comprehensive income on unfunded retirement obligations 21 (7 ) 14 Total other comprehensive income $ 4,412 $ (1,544 ) $ 2,868 (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2015 Unrealized gains on available-for-sale securities: Unrealized holding gains on available-for-sale securities $ 3,725 $ (1,304 ) $ 2,421 Reclassification adjustment for (gains) realized in income (74 ) 26 (48 ) Other comprehensive income on available-for-sale securities 3,651 (1,278 ) 2,373 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income (100 ) 35 (65 ) Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost (3 ) 1 (2 ) Other comprehensive loss on unfunded retirement obligations (103 ) 36 (67 ) Total other comprehensive income $ 3,548 $ (1,242 ) $ 2,306 Changes in the components of accumulated other comprehensive income are as follows and are presented net of tax: (In Thousands) Unrealized Unfunded Accumulated Holding Pension and Other Gains Postretirement Comprehensive on Securities Obligations Income Three Months Ended March 31, 2016 Balance, beginning of period $ 2,493 $ 35 $ 2,528 Other comprehensive income before reclassifications 3,103 17 3,120 Amounts reclassified from accumulated other comprehensive income (249 ) (3 ) (252 ) Other comprehensive income 2,854 14 2,868 Balance, end of period $ 5,347 $ 49 $ 5,396 CITIZENS & NORTHERN CORPORATION – FORM 10-Q (In Thousands) Unrealized Unfunded Accumulated Holding Pension and Other Gains Postretirement Comprehensive on Securities Obligations Income Three Months Ended March 31, 2015 Balance, beginning of period $ 5,281 $ 79 $ 5,360 Other comprehensive income before reclassifications 2,421 (65 ) 2,356 Amounts reclassified from accumulated other comprehensive income (48 ) (2 ) (50 ) Other comprehensive income 2,373 (67 ) 2,306 Balance, end of period $ 7,654 $ 12 $ 7,666 Items reclassified out of each component of other comprehensive income are as follows: For the Three Months Ended March 31, 2016 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Income Components Comprehensive Income Statements of Income Unrealized gains and losses on available-for-sale securities $ (383 ) Realized gains on available-for-sale securities, net 134 Income tax provision (249 ) Net of tax Amortization of defined benefit pension and postretirement items: Prior service cost (8 ) Pensions and other employee benefits Actuarial loss 3 Pensions and other employee benefits (5 ) Total before tax 2 Income tax provision (3 ) Net of tax Total reclassifications for the period $ (252 ) For the Three Months Ended March 31, 2015 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Income Components Comprehensive Income Statements of Income Unrealized gains and losses on available-for-sale securities $ (74 ) Realized gains on available-for-sale securities, net 26 Income tax provision (48 ) Net of tax Amortization of defined benefit pension and postretirement items: Prior service cost (7 ) Pensions and other employee benefits Actuarial loss 4 Pensions and other employee benefits (3 ) Total before tax 1 Income tax provision (2 ) Net of tax Total reclassifications for the period $ (50 )

Note 4 - Cash and Due from Bank

Note 4 - Cash and Due from Banks	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	4. CASH AND DUE FROM BANKS Cash and due from banks at March 31, 2016 and December 31, 2015 include the following: (In thousands) March 31, Dec. 31, 2016 2015 Cash and cash equivalents $ 38,425 $ 33,313 Certificates of deposit 2,748 2,748 Total cash and due from banks $ 41,173 $ 36,061 Certificates of deposit are issues by U.S. banks with original maturities greater than three months. Each certificate of deposit is fully FDIC-insured. The Corporation maintains cash and cash equivalents with certain financial institutions in excess of the FDIC insurance limit. The Corporation is required to maintain reserves against deposit liabilities in the form of cash and balances with the Federal Reserve Bank of Philadelphia. The reserves are based on deposit levels, account activity, and other services provided by the Federal Reserve Bank. Required reserves were $14,562,000 at March 31, 2016 and $15,327,000 at December 31, 2015.

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	5. FAIR VALUE MEASUREMENTS AND FAIR VALUES OF FINANCIAL INSTRUMENTS The Corporation measures certain assets at fair value. Fair value is defined as the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. FASB ASC topic 820, “Fair Value Measurements and Disclosures” establishes a framework for measuring fair value that includes a hierarchy used to classify the inputs used in measuring fair value. The hierarchy prioritizes the inputs used in determining valuations into three levels. The level in the fair value hierarchy within which the fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement. The levels of the fair value hierarchy are as follows: Level 1 – Fair value is based on unadjusted quoted prices in active markets that are accessible to the Corporation for identical assets. These generally provide the most reliable evidence and are used to measure fair value whenever available. Level 2 – Fair value is based on significant inputs, other than Level 1 inputs, that are observable either directly or indirectly for substantially the full term of the asset through corroboration with observable market data. Level 2 inputs include quoted market prices in active markets for similar assets, quoted market prices in markets that are not active for identical or similar assets and other observable inputs. Level 3 – Fair value is based on significant unobservable inputs. Examples of valuation methodologies that would result in Level 3 classification include option pricing models, discounted cash flows and other similar techniques. The Corporation monitors and evaluates available data relating to fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date of an event or change in circumstances that affects the valuation method chosen. Examples of such changes may include the market for a particular asset becoming active or inactive, changes in the availability of quoted prices, or changes in the availability of other market data. CITIZENS & NORTHERN CORPORATION – FORM 10-Q At March 31, 2016 and December 31, 2015, assets measured at fair value and the valuation methods used are as follows: March 31, 2016 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE SECURITIES: Obligations of U.S. Government agencies $ 0 $ 10,707 $ 0 $ 10,707 Obligations of states and political subdivisions: Tax-exempt 0 111,959 0 111,959 Taxable 0 35,094 0 35,094 Mortgage-backed securities 0 73,243 0 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 0 180,860 0 180,860 Collateralized debt obligations 0 7 0 7 Total debt securities 0 411,870 0 411,870 Marketable equity securities 1,736 0 0 1,736 Total available-for-sale securities 1,736 411,870 0 413,606 Servicing rights 0 0 1,261 1,261 Total recurring fair value measurements $ 1,736 $ 411,870 $ 1,261 $ 414,867 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 1,420 $ 1,420 Valuation allowance 0 0 (306 ) (306 ) Impaired loans, net 0 0 1,114 1,114 Foreclosed assets held for sale 0 0 1,584 1,584 Total nonrecurring fair value measurements $ 0 $ 0 $ 2,698 $ 2,698 CITIZENS & NORTHERN CORPORATION – FORM 10-Q December 31, 2015 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE SECURITIES: Obligations of U.S. Government agencies $ 0 $ 10,483 $ 0 $ 10,483 Obligations of states and political subdivisions: Tax-exempt 0 107,757 0 107,757 Taxable 0 34,597 0 34,597 Mortgage-backed securities 0 73,343 0 73,343 Collateralized mortgage obligations, Issued by U.S. Government agencies 0 191,715 0 191,715 Collateralized debt obligations 0 9 0 9 Total debt securities 0 417,904 0 417,904 Marketable equity securities 2,386 0 0 2,386 Total available-for-sale securities 2,386 417,904 0 420,290 Servicing rights 0 0 1,296 1,296 Total recurring fair value measurements $ 2,386 $ 417,904 $ 1,296 $ 421,586 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 1,933 $ 1,933 Valuation allowance 0 0 (820 ) (820 ) Impaired loans, net 0 0 1,113 1,113 Foreclosed assets held for sale 0 0 1,260 1,260 Total nonrecurring fair value measurements $ 0 $ 0 $ 2,373 $ 2,373 Management’s evaluation and selection of valuation techniques and the unobservable inputs used in determining the fair values of assets valued using Level 3 methodologies include sensitive assumptions. Other market participants might use substantially different assumptions, which could result in calculations of fair values that would be substantially different than the amount calculated by management. At March 31, 2016 and December 31, 2015, quantitative information regarding significant techniques and inputs used for assets measured on a recurring basis using unobservable inputs (Level 3 methodologies) are as follows: Fair Value at 3/31/16 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 3/31/16 Servicing rights $ 1,261 Discounted cash flow Discount rate 10.00 % Rate used through modeling period Loan prepayment speeds 168.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs CITIZENS & NORTHERN CORPORATION – FORM 10-Q Fair Value at 12/31/15 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 12/31/15 Servicing rights $ 1,296 Discounted cash flow Discount rate 10.00 % Rate used through modeling period Loan prepayment speeds 146.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs The fair value of servicing rights is affected by expected future interest rates. Increases (decreases) in future expected interest rates tend to increase (decrease) the fair value of the Corporation’s servicing rights because of changes in expected prepayment behavior by the borrowers on the underlying loans. Following is a reconciliation of activity for Level 3 assets measured at fair value on a recurring basis: (In Thousands) 3 Months Ended March 31, March 31, 201 6 2015 Servicing rights balance, beginning of period $ 1,296 $ 1,281 Issuances of servicing rights 36 31 Unrealized losses included in earnings (71 ) (117 ) Service rights balance, end of period $ 1,261 $ 1,195 Loans are classified as impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Foreclosed assets held for sale consist of real estate acquired by foreclosure. For impaired commercial loans secured by real estate and foreclosed assets held for sale, estimated fair values are determined primarily using values from third-party appraisals. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. CITIZENS & NORTHERN CORPORATION – FORM 10-Q At March 31, 2016 and December 31, 2015, quantitative information regarding significant techniques and inputs used for nonrecurring fair value measurements using unobservable inputs (Level 3 methodologies) are as follows: (In Thousands, Except Value at Percentages) Valuation 3 /31/1 6 Balance at Allowance at Fair Value at Valuation Unobservable (Weighted Asset 3/31/16 3/31/16 3/31/16 Technique Inputs Average) Impaired loans: Commercial: Commercial loans secured by real estate $ 311 $ 96 $ 215 Sales comparison Discount to appraised value 47 % Commercial and industrial 599 158 441 Sales comparison Discount to appraised value 52 % Loans secured by farmland 510 52 458 Sales comparison Discount to appraised value 49 % Total impaired loans $ 1,420 $ 306 $ 1,114 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 883 $ 0 $ 883 Sales comparison Discount to appraised value 39 % Land 701 0 701 Sales comparison Discount to appraised value 30 % Total foreclosed assets held for sale $ 1,584 $ 0 $ 1,584 (In Thousands, Except Value at Percentages) Valuation 12/31/15 Balance at Allowance at Fair Value at Valuation Unobservable (Weighted Asset 12/31/15 12/31/15 12/31/15 Technique Inputs Average) Impaired loans: Residential mortgage loans - first liens $ 42 $ 1 $ 41 Sales comparison Discount to appraised value 31 % Commercial: Commercial loans secured by real estate 317 97 220 Sales comparison Discount to appraised value 46 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 31 % Loans secured by farmland 512 52 460 Sales comparison Discount to appraised value 49 % Multi-family (5 or more) residential 987 595 392 Sales comparison Discount to appraised value 41 % Total impaired loans $ 1,933 $ 820 $ 1,113 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 556 $ 0 $ 556 Sales comparison Discount to appraised value 32 % Land 704 0 704 Sales comparison Discount to appraised value 29 % Total foreclosed assets held for sale $ 1,260 $ 0 $ 1,260 Certain of the Corporation’s financial instruments are not measured at fair value in the consolidated financial statements. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Certain financial instruments and all nonfinancial instruments are excluded from disclosure requirements. Therefore, the aggregate fair value amounts presented may not represent the underlying fair value of the Corporation. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The Corporation used the following methods and assumptions in estimating fair value disclosures for financial instruments: CASH AND CASH EQUIVALENTS - CERTIFICATES OF DEPOSIT - SECURITIES - LOANS HELD FOR SALE - LOANS - SERVICING RIGHTS - DEPOSITS - BORROWED FUNDS - ACCRUED INTEREST - OFF-BALANCE SHEET COMMITMENTS - CITIZENS & NORTHERN CORPORATION – FORM 10-Q The estimated fair values, and related carrying amounts, of the Corporation’s financial instruments are as follows: (In Thousands) Valuation March 31, 2016 December 31, 2015 Method(s) Carrying Fair Carrying Fair Used Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 38,425 $ 38,425 $ 33,313 $ 33,313 Certificates of deposit Level 2 2,748 2,773 2,748 2,752 Available-for-sale securities See Above 413,606 413,606 420,290 420,290 Restricted equity securities (included in Other Assets) Level 2 3,261 3,261 4,657 4,657 Loans held for sale Level 2 526 526 280 280 Loans, net Level 3 693,944 688,359 696,991 685,552 Accrued interest receivable Level 2 3,900 3,900 3,768 3,768 Servicing rights Level 3 1,261 1,261 1,296 1,296 Financial liabilities: Deposits with no stated maturity Level 2 736,837 736,837 713,931 713,931 Time deposits Level 2 219,011 219,237 221,684 221,891 Short-term borrowings Level 2 25,952 25,841 53,496 53,398 Long-term borrowings Level 2 38,692 40,247 38,767 40,166 Accrued interest payable Level 2 69 69 70 70

Note 6 - Securities

Note 6 - Securities	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	6. SECURITIES Amortized cost and fair value of available-for-sale securities at March 31, 2016 and December 31, 2015 are summarized as follows: March 31, 2016 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 10,661 $ 46 $ 0 $ 10,707 Obligations of states and political subdivisions: Tax-exempt 107,269 4,756 (66 ) 111,959 Taxable 34,249 845 0 35,094 Mortgage-backed securities 72,210 1,060 (27 ) 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 179,731 1,665 (536 ) 180,860 Collateralized debt obligations 7 0 0 7 Total debt securities 404,127 8,372 (629 ) 411,870 Marketable equity securities 1,253 483 0 1,736 Total $ 405,380 $ 8,855 $ (629 ) $ 413,606 CITIZENS & NORTHERN CORPORATION – FORM 10-Q December 31, 2015 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 10,663 $ 12 $ (192 ) $ 10,483 Obligations of states and political subdivisions: Tax-exempt 103,414 4,365 (22 ) 107,757 Taxable 34,317 381 (101 ) 34,597 Mortgage-backed securities 73,227 486 (370 ) 73,343 Collateralized mortgage obligations, Issued by U.S. Government agencies 193,145 623 (2,053 ) 191,715 Collateralized debt obligations: 9 0 0 9 Total debt securities 414,775 5,867 (2,738 ) 417,904 Marketable equity securities 1,680 706 0 2,386 Total $ 416,455 $ 6,573 $ (2,738 ) $ 420,290 The following table presents gross unrealized losses and fair value of available-for-sale securities with unrealized loss positions that are not deemed to be other-than-temporarily impaired, aggregated by length of time that individual securities have been in a continuous unrealized loss position at March 31, 2016 and December 31, 2015: March 31, 2016 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions, Tax-exempt $ 10,017 $ (66 ) $ 0 $ 0 $ 10,017 $ (66 ) Mortgage-backed securities 5,899 (27 ) 0 0 5,899 (27 ) Collateralized mortgage obligations, Issued by U.S. Government agencies 5,820 (105 ) 44,291 (431 ) 50,111 (536 ) Total temporarily impaired available-for-sale securities $ 21,736 $ (198 ) $ 44,291 $ (431 ) $ 66,027 $ (629 ) December 31, 2015 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of U.S. Government agencies $ 0 $ 0 $ 7,850 $ (192 ) $ 7,850 $ (192 ) Obligations of states and political subdivisions: Tax-exempt 5,200 (19 ) 216 (3 ) 5,416 (22 ) Taxable 10,605 (60 ) 2,910 (41 ) 13,515 (101 ) Mortgage-backed securities 38,764 (295 ) 3,503 (75 ) 42,267 (370 ) Collateralized mortgage obligations, Issued by U.S. Government agencies 88,355 (648 ) 49,273 (1,405 ) 137,628 (2,053 ) Total temporarily impaired available-for-sale securities $ 142,924 $ (1,022 ) $ 63,752 $ (1,716 ) $ 206,676 $ (2,738 ) CITIZENS & NORTHERN CORPORATION – FORM 10-Q Gross realized gains and losses from available-for-sale securities were as follows: (In Thousands) 3 Months Ended March 31, March 31, 2016 2015 Gross realized gains from sales $ 383 $ 74 Gross realized losses from sales 0 0 Net realized gains $ 383 $ 74 The amortized cost and fair value of available-for-sale debt securities by contractual maturity are shown in the following table as of March 31, 2016. Actual maturities may differ from contractual maturities because counterparties may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair (In Thousands) Cost Value Due in one year or less $ 10,374 $ 10,451 Due from one year through five years 65,791 67,520 Due from five years through ten years 45,949 47,676 Due after ten years 30,072 32,120 Subtotal 152,186 157,767 Mortgage-backed securities 72,210 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 179,731 180,860 Total $ 404,127 $ 411,870 The Corporation’s mortgage-backed securities and collateralized mortgage obligations have stated maturities that may differ from actual maturities due to borrowers’ ability to prepay obligations. Cash flows from such investments are dependent upon the performance of the underlying mortgage loans and are generally influenced by the level of interest rates. In the table above, mortgage-backed securities and collateralized mortgage obligations are shown in one period. Investment securities carried at $215,510,000 at March 31, 2016 and $228,616,000 at December 31, 2015 were pledged as collateral for public deposits, trusts and certain other deposits as provided by law. See Note 8 for information concerning securities pledged to secure borrowing arrangements. Management evaluates securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) whether the Corporation intends to sell the security or more likely than not will be required to sell the security before its anticipated recovery. A summary of information management considered in evaluating debt and equity securities for OTTI at March 31, 2016 is provided below. Debt Securities At March 31, 2016, management performed an assessment for possible OTTI of the Corporation’s debt securities on an issue-by-issue basis, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. The extent of individual analysis applied to each security depended on the size of the Corporation’s investment, as well as management’s perception of the credit risk associated with each security. Based on the results of the assessment, management believes impairment of debt securities at March 31, 2016 to be temporary. CITIZENS & NORTHERN CORPORATION – FORM 10-Q Equity Securities The Corporation’s marketable equity securities at March 31, 2016 and December 31, 2015 consisted exclusively of stocks of banking companies. At March 31, 2016, the Corporation held no stocks with an unrealized loss. In the first quarter 2016, the Corporation had realized gains of $249,000 from the sale of bank stocks. The Corporation had no realized gains or losses from the sale of equity securities in the first quarter of 2015. C&N Bank is a member of the Federal Home Loan Bank of Pittsburgh (FHLB-Pittsburgh), which is one of 11 regional Federal Home Loan Banks. As a member, C&N Bank is required to purchase and maintain stock in FHLB-Pittsburgh. There is no active market for FHLB-Pittsburgh stock, and it must ordinarily be redeemed by FHLB-Pittsburgh in order to be liquidated. C&N Bank’s investment in FHLB-Pittsburgh stock, included in Other Assets in the consolidated balance sheet, was $3,131,000 at March 31, 2016 and $4,527,000 at December 31, 2015. The Corporation evaluated its holding of FHLB-Pittsburgh stock for impairment and deemed the stock to not be impaired at March 31, 2016 and December 31, 2015. In making this determination, management concluded that recovery of total outstanding par value, which equals the carrying value, is expected. The decision was based on review of financial information that FHLB-Pittsburgh has made publicly available.

Note 7 - Loans

Note 7 - Loans	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	7. LOANS The loans receivable portfolio is segmented into residential mortgage, commercial and consumer loans. Loans outstanding at March 31, 2016 and December 31, 2015 are summarized by segment, and by classes within each segment, as follows: Summary of Loans by Type (In Thousands) Mar. 31, Dec. 31, 2016 2015 Residential mortgage: Residential mortgage loans - first liens $ 306,753 $ 304,783 Residential mortgage loans - junior liens 21,622 21,146 Home equity lines of credit 38,627 39,040 1-4 Family residential construction 20,010 21,121 Total residential mortgage 387,012 386,090 Commercial: Commercial loans secured by real estate 154,646 154,779 Commercial and industrial 71,628 75,196 Political subdivisions 38,364 40,007 Commercial construction and land 7,445 5,122 Loans secured by farmland 7,168 7,019 Multi-family (5 or more) residential 8,393 9,188 Agricultural loans 4,492 4,671 Other commercial loans 11,387 12,152 Total commercial 303,523 308,134 Consumer 11,070 10,656 Total 701,605 704,880 Less: allowance for loan losses (7,661 ) (7,889 ) Loans, net $ 693,944 $ 696,991 The Corporation grants loans to individuals as well as commercial and tax-exempt entities. Commercial, residential and personal loans are made to customers geographically concentrated in the Pennsylvania and New York counties that comprise the market serviced by Citizens & Northern Bank. Although the Corporation has a diversified loan portfolio, a significant portion of its debtors’ ability to honor their contracts is dependent on the local economic conditions within the region. There is no concentration of loans to borrowers engaged in similar businesses or activities that exceed 10% of total loans at either March 31, 2016 or December 31, 2015. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The Corporation maintains an allowance for loan losses that represents management’s estimate of the losses inherent in the loan portfolio as of the balance sheet date and recorded as a reduction of the investment in loans. The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. In the process of evaluating the loan portfolio, management also considers the Corporation’s exposure to losses from unfunded loan commitments. As of March 31, 2016 and December 31, 2015, management determined that no allowance for credit losses related to unfunded loan commitments was required. Transactions within the allowance for loan losses, summarized by segment and class, for the three-month periods ended March 31, 2016 and 2015 were as follows: Three Months Ended March 31, 2016 Dec. 31, Provision March 31, (In Thousands) 2015 Balance Charge-offs Recoveries (Credit) 2016 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 2,645 $ 0 $ 0 $ 77 $ 2,722 Residential mortgage loans - junior liens 219 0 0 9 228 Home equity lines of credit 347 0 0 4 351 1-4 Family residential construction 207 0 0 (7 ) 200 Total residential mortgage 3,418 0 0 83 3,501 Commercial: Commercial loans secured by real estate 1,939 0 1 87 2,027 Commercial and industrial 981 0 1 (6 ) 976 Commercial construction and land 58 0 0 26 84 Loans secured by farmland 106 0 0 2 108 Multi-family (5 or more) residential 675 (595 ) 0 176 256 Agricultural loans 45 0 0 (1 ) 44 Other commercial loans 118 0 0 (6 ) 112 Total commercial 3,922 (595 ) 2 278 3,607 Consumer 122 (18 ) 15 7 126 Unallocated 427 0 0 0 427 Total Allowance for Loan Losses $ 7,889 $ (613 ) $ 17 $ 368 $ 7,661 CITIZENS & NORTHERN CORPORATION – FORM 10-Q Three Months Ended March 31, 2015 Dec. 31, March 31, (In Thousands) 2014 Balance Charge-offs Recoveries Provision (Credit) 2015 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 2,941 $ (79 ) $ 1 $ (89 ) $ 2,774 Residential mortgage loans - junior liens 176 0 0 24 200 Home equity lines of credit 322 0 0 0 322 1-4 Family residential construction 214 0 0 (7 ) 207 Total residential mortgage 3,653 (79 ) 1 (72 ) 3,503 Commercial: Commercial loans secured by real estate 1,758 (115 ) 0 93 1,736 Commercial and industrial 688 (10 ) 1 5 684 Commercial construction and land 283 0 0 3 286 Loans secured by farmland 165 0 0 (6 ) 159 Multi-family (5 or more) residential 87 0 0 (6 ) 81 Agricultural loans 31 0 0 (2 ) 29 Other commercial loans 131 0 0 (8 ) 123 Total commercial 3,143 (125 ) 1 79 3,098 Consumer 145 (18 ) 15 (3 ) 139 Unallocated 395 0 0 (1 ) 394 Total Allowance for Loan Losses $ 7,336 $ (222 ) $ 17 $ 3 $ 7,134 In the evaluation of the loan portfolio, management determines two major components for the allowance for loan losses – (1) a specific component based on an assessment of certain larger relationships, mainly commercial purpose loans, on a loan-by-loan basis; and (2) a general component for the remainder of the portfolio based on a collective evaluation of pools of loans with similar risk characteristics. The general component is assigned to each pool of loans based on both historical net charge-off experience, and an evaluation of certain qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the above methodologies for estimating specific and general losses in the portfolio. In determining the larger loan relationships for detailed assessment under the specific allowance component, the Corporation uses an internal risk rating system. Under the risk rating system, the Corporation classifies problem or potential problem loans as “Special Mention,” “Substandard,” or “Doubtful” on the basis of currently existing facts, conditions and values. Substandard loans include those characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Loans classified as Doubtful have all the weaknesses inherent in those classified as Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans that do not currently expose the Corporation to sufficient risk to warrant classification as Substandard or Doubtful, but possess weaknesses that deserve management’s close attention, are deemed to be Special Mention. Risk ratings are updated any time that conditions or the situation warrants. Loans not classified are included in the “Pass” column in the table below. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The following tables summarize the aggregate credit quality classification of outstanding loans by risk rating as of March 31, 2016 and December 31, 2015: March 31, 2016 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 296,394 $ 378 $ 9,915 $ 66 $ 306,753 Residential mortgage loans - junior liens 20,920 276 426 0 21,622 Home Equity lines of credit 37,570 492 565 0 38,627 1-4 Family residential construction 19,994 16 0 0 20,010 Total residential mortgage 374,878 1,162 10,906 66 387,012 Commercial: Commercial loans secured by real estate 140,985 4,444 9,217 0 154,646 Commercial and Industrial 67,568 2,257 1,676 127 71,628 Political subdivisions 38,364 0 0 0 38,364 Commercial construction and land 7,282 60 103 0 7,445 Loans secured by farmland 5,452 171 1,525 20 7,168 Multi-family (5 or more) residential 7,751 0 642 0 8,393 Agricultural loans 4,478 0 14 0 4,492 Other commercial loans 11,309 0 78 0 11,387 Total commercial 283,189 6,932 13,255 147 303,523 Consumer 10,878 20 172 0 11,070 Totals $ 668,945 $ 8,114 $ 24,333 $ 213 $ 701,605 December 31, 2015 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 295,302 $ 407 $ 9,007 $ 67 $ 304,783 Residential mortgage loans - junior liens 20,558 185 403 0 21,146 Home equity lines of credit 38,071 543 426 0 39,040 1-4 Family residential construction 21,104 17 0 0 21,121 Total residential mortgage 375,035 1,152 9,836 67 386,090 Commercial: Commercial loans secured by real estate 140,381 5,862 8,536 0 154,779 Commercial and Industrial 71,225 2,106 1,737 128 75,196 Political subdivisions 40,007 0 0 0 40,007 Commercial construction and land 4,957 60 105 0 5,122 Loans secured by farmland 5,084 483 1,432 20 7,019 Multi-family (5 or more) residential 7,943 0 1,245 0 9,188 Agricultural loans 4,655 0 16 0 4,671 Other commercial loans 12,073 0 79 0 12,152 Total commercial 286,325 8,511 13,150 148 308,134 Consumer 10,490 21 145 0 10,656 Totals $ 671,850 $ 9,684 $ 23,131 $ 215 $ 704,880 CITIZENS & NORTHERN CORPORATION – FORM 10-Q The general component of the allowance for loan losses covers pools of loans including commercial loans not considered individually impaired, as well as smaller balance homogeneous classes of loans, such as residential real estate, home equity lines of credit and other consumer loans. Accordingly, the Corporation generally does not separately identify individual consumer and residential loans for impairment disclosures, unless such loans are subject to a restructuring agreement. The pools of loans are evaluated for loss exposure based upon three-year average historical net charge-off rates for each loan class, adjusted for qualitative factors. Qualitative risk factors (described in the following paragraph) are evaluated for the impact on each of the three segments (residential mortgage, commercial and consumer) within the loan portfolio. Each qualitative factor is assigned a value to reflect improving, stable or declining conditions based on management’s judgment using relevant information available at the time of the evaluation. The adjustment for qualitative factors is applied as an increase or decrease to the three-year average net charge-off rate to each loan class within each segment. The qualitative factors used in the general component calculations are designed to address credit risk characteristics associated with each segment. The Corporation’s credit risk associated with all of the segments is significantly impacted by these factors, which include economic conditions within its market area, the Corporation’s lending policies, changes or trends in the portfolio, risk profile, competition, regulatory requirements and other factors. Further, the residential mortgage segment is significantly affected by the values of residential real estate that provide collateral for the loans. The majority of the Corporation’s commercial segment loans (approximately 59% at March 31, 2016) is secured by real estate, and accordingly, the Corporation’s risk for the commercial segment is significantly affected by commercial real estate values. The consumer segment includes a wide mix of loans for different purposes, primarily secured loans, including loans secured by motor vehicles, manufactured housing and other types of collateral. Loans are classified as impaired, when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial loans, by the fair value of the collateral (if the loan is collateral dependent), by future cash flows discounted at the loan’s effective rate or by the loan’s observable market price. The scope of loans evaluated individually for impairment include all loan relationships greater than $200,000 for which there is at least one extension of credit graded Special Mention, Substandard or Doubtful. Also, all loans classified as troubled debt restructurings (discussed in more detail below) and all loan relationships less than $200,000 in the aggregate, but with an estimated loss of $100,000 or more, are individually evaluated for impairment. Loans that are individually evaluated for impairment, but which are not determined to be impaired, are combined with all remaining loans that are not reviewed on a specific basis, and such loans are included within larger pools of loans based on similar risk and loss characteristics for purposes of determining the general component of the allowance. The loans that have been individually evaluated, but which have not been determined to be impaired, are included in the “Collectively Evaluated” column in the tables summarizing the allowance and associated loan balances as of March 31, 2016 and December 31, 2015. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The following tables present a summary of loan balances and the related allowance for loan losses summarized by portfolio segment and class for each impairment method used as of March 31, 2016 and December 31, 2015: March 31, 2016 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 833 $ 305,920 $ 306,753 $ 0 $ 2,722 $ 2,722 Residential mortgage loans - junior liens 72 21,550 21,622 0 228 228 Home equity lines of credit 0 38,627 38,627 0 351 351 1-4 Family residential construction 0 20,010 20,010 0 200 200 Total residential mortgage 905 386,107 387,012 0 3,501 3,501 Commercial: Commercial loans secured by real estate 6,065 148,581 154,646 96 1,931 2,027 Commercial and industrial 832 70,796 71,628 155 821 976 Political subdivisions 0 38,364 38,364 0 0 0 Commercial construction and land 0 7,445 7,445 0 84 84 Loans secured by farmland 1,418 5,750 7,168 52 56 108 Multi-family (5 or more) residential 392 8,001 8,393 0 256 256 Agricultural loans 14 4,478 4,492 0 44 44 Other commercial loans 0 11,387 11,387 0 112 112 Total commercial 8,721 294,802 303,523 303 3,304 3,607 Consumer 4 11,066 11,070 3 123 126 Unallocated 427 Total $ 9,630 $ 691,975 $ 701,605 $ 306 $ 6,928 $ 7,661 December 31, 2015 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 884 $ 303,899 $ 304,783 $ 1 $ 2,644 $ 2,645 Residential mortgage loans - junior liens 74 21,072 21,146 0 219 219 Home equity lines of credit 0 39,040 39,040 0 347 347 1-4 Family residential construction 0 21,121 21,121 0 207 207 Total residential mortgage 958 385,132 386,090 1 3,417 3,418 Commercial: Commercial loans secured by real estate 6,262 148,517 154,779 97 1,842 1,939 Commercial and industrial 324 74,872 75,196 75 906 981 Political subdivisions 0 40,007 40,007 0 0 0 Commercial construction and land 0 5,122 5,122 0 58 58 Loans secured by farmland 1,427 5,592 7,019 52 54 106 Multi-family (5 or more) residential 987 8,201 9,188 595 80 675 Agricultural loans 16 4,655 4,671 0 45 45 Other commercial loans 0 12,152 12,152 0 118 118 Total commercial 9,016 299,118 308,134 819 3,103 3,922 Consumer 0 10,656 10,656 0 122 122 Unallocated 427 Total $ 9,974 $ 694,906 $ 704,880 $ 820 $ 6,642 $ 7,889 CITIZENS & NORTHERN CORPORATION – FORM 10-Q Summary information related to impaired loans at March 31, 2016 and December 31, 2015 is as follows: (In Thousands) March 31, 2016 December 31, 2015 Unpaid Unpaid Principal Recorded Related Principal Recorded Related Balance Investment Allowance Balance Investment Allowance With no related allowance recorded: Residential mortgage loans - first liens $ 833 $ 833 $ 0 $ 842 $ 842 $ 0 Residential mortgage loans - junior liens 72 72 0 74 74 0 Commercial loans secured by real estate 7,415 5,754 0 7,580 5,945 0 Commercial and industrial 237 237 0 249 249 0 Loans secured by farmland 908 908 0 915 915 0 Multi-family (5 or more) residential 987 392 0 0 0 0 Agricultural loans 14 14 0 16 16 0 Total with no related allowance recorded 10,466 8,210 0 9,676 8,041 0 With a related allowance recorded: Residential mortgage loans - first liens 0 0 0 42 42 1 Commercial loans secured by real estate 311 311 96 317 317 97 Commercial and industrial 595 595 155 75 75 75 Loans secured by farmland 510 510 52 512 512 52 Multi-family (5 or more) residential 0 0 0 987 987 595 Consumer 4 4 3 0 0 0 Total with a related allowance recorded 1,420 1,420 306 1,933 1,933 820 Total $ 11,886 $ 9,630 $ 306 $ 11,609 $ 9,974 $ 820 The average balance of impaired loans and interest income recognized on impaired loans is as follows: Interest Income Recognized on Average Investment in Impaired Loans Impaired Loans on a Cash Basis (In Thousands) 3 Months Ended 3 Months Ended March 31, March 31, 2016 2015 2016 2015 Residential mortgage: Residential mortgage loans - first lien $ 861 $ 3,442 $ 10 $ 14 Residential mortgage loans - junior lien 73 48 1 1 Total residential mortgage 934 3,490 11 15 Commercial: Commercial loans secured by real estate 6,160 6,588 110 112 Commercial and industrial 568 603 3 7 Commercial construction and land 0 75 0 0 Loans secured by farmland 1,423 1,465 21 26 Multi-family (5 or more) residential 690 519 0 25 Agricultural loans 15 0 1 0 Total commercial 8,856 9,250 135 170 Consumer 12 0 0 0 Total $ 9,802 $ 12,740 $ 146 $ 185 CITIZENS & NORTHERN CORPORATION – FORM 10-Q Loans are placed on nonaccrual status for all classes of loans when, in the opinion of management, collection of interest is doubtful. Any unpaid interest previously accrued on those loans is reversed from income. Interest income is not recognized on specific impaired loans unless the likelihood of further loss is remote. Interest payments received on loans for which the risk of further loss is greater than remote are applied as a reduction of the loan principal balance. Interest income on other nonaccrual loans, including impaired loans, is recognized only to the extent of interest payments received. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past due status of all classes of loans receivable is determined based on contractual due dates for loan payments. Also, the amortization of deferred loan fees is discontinued when a loan is placed on nonaccrual status. The breakdown by portfolio segment and class of nonaccrual loans and loans past due ninety days or more and still accruing is as follows: (In Thousands) March 31, 2016 December 31, 2015 Past Due Past Due 90+ Days and 90+ Days and Accruing Nonaccrual Accruing Nonaccrual Residential mortgage: Residential mortgage loans - first liens $ 2,680 $ 3,080 $ 2,381 $ 3,044 Residential mortgage loans - junior liens 140 0 79 0 Home equity lines of credit 175 0 130 0 Total residential mortgage 2,995 3,080 2,590 3,044 Commercial: Commercial loans secured by real estate 539 5,689 503 5,730 Commercial and industrial 318 312 65 313 Loans secured by farmland 102 1,418 0 1,427 Multi-family (5 or more) residential 0 392 0 987 Agricultural loans 0 14 0 16 Total commercial 959 7,825 568 8,473 Consumer 3 39 71 0 Totals $ 3,957 $ 10,944 $ 3,229 $ 11,517 The amounts shown in the table immediately above include loans classified as troubled debt restructurings (described in more detail below), if such loans are past due ninety days or more or nonaccrual. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The table below presents a summary of the contractual aging of loans as of March 31, 2016 and December 31, 2015: As of March 31, 2016 As of December 31, 2015 Current & Current & (In Thousands) Past Due Past Due Past Due Past Due Past Due Past Due Less than 30-89 90+ Less than 30-89 90+ 30 Days Days Days Total 30 Days Days Days Total Residential mortgage: Residential mortgage loans - first liens $ 295,485 $ 7,234 $ 4,034 $ 306,753 $ 294,703 $ 6,156 $ 3,924 $ 304,783 Residential mortgage loans - junior liens 21,340 142 140 21,622 20,816 251 79 21,146 Home equity lines of credit 37,977 475 175 38,627 38,581 329 130 39,040 1-4 Family residential construction 19,867 143 0 20,010 21,121 0 0 21,121 Total residential mortgage 374,669 7,994 4,349 387,012 375,221 6,736 4,133 386,090 Commercial: Commercial loans secured by real estate 150,087 3,280 1,279 154,646 153,427 108 1,244 154,779 Commercial and industrial 71,123 168 337 71,628 75,002 118 76 75,196 Political subdivisions 38,364 0 0 38,364 40,007 0 0 40,007 Commercial construction and land 7,311 134 0 7,445 5,018 104 0 5,122 Loans secured by farmland 6,025 221 922 7,168 5,970 223 826 7,019 Multi-family (5 or more) residential 7,928 73 392 8,393 8,201 0 987 9,188 Agricultural loans 4,398 80 14 4,492 4,642 13 16 4,671 Other commercial loans 11,387 0 0 11,387 12,152 0 0 12,152 Total commercial 296,623 3,956 2,944 303,523 304,419 566 3,149 308,134 Consumer 10,933 95 42 11,070 10,537 48 71 10,656 Totals $ 682,225 $ 12,045 $ 7,335 $ 701,605 $ 690,177 $ 7,350 $ 7,353 $ 704,880 Nonaccrual loans are included in the contractual aging in the immediately preceding table. A summary of the contractual aging of nonaccrual loans at March 31, 2016 and December 31, 2015 is as follows: Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Total March 31, 2016 Nonaccrual Totals $ 6,894 $ 672 $ 3,378 $ 10,944 December 31, 2015 Nonaccrual Totals $ 7,100 $ 293 $ 4,124 $ 11,517 Loans whose terms are modified are classified as Troubled Debt Restructurings (TDRs) if the Corporation grants such borrowers concessions, and it is deemed that those borrowers are experiencing financial difficulty. Loans classified as TDRs are designated as impaired. The outstanding balance of loans subject to TDRs, as well as contractual aging information at March 31, 2016 and December 31, 2015 is as follows: Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Nonaccrual Total March 31, 2016 Totals $ 925 $ 242 $ 86 $ 5,060 $ 6,313 December 31, 2015 Totals $ 1,186 $ 0 $ 81 $ 5,097 $ 6,364 CITIZENS & NORTHERN CORPORATION – FORM 10-Q TDRs that occurred during the three-month periods ended March 31, 2016 and 2015 are as follows: Three Months Ended March 31, 2016 Pre- Post- (Balances in Thousands) Modification Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment Commercial, Commercial and industrial 1 $ 5 $ 5 Three Months Ended March 31, 2015 Pre- Post- (Balances in Thousands) Modification Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment Residential mortgage: Residential mortgage loans - first liens 1 $ 56 $ 56 Residential mortgage loans - junior liens 1 32 32 Consumer 1 30 30 The TDR in the three-month period ended March 31, 2016 resulted from an extension of a final maturity date. There was no allowance for loan losses on this loan at March 31, 2016 and no change in allowance for loan losses resulting from this TDR. The TDRs in the three-month period ended March 31, 2015 included an extended maturity date and a reduction in interest rate on a residential mortgage – first lien, a lowered interest rate and reduced payment amount on a residential mortgage – junior lien and a lowered interest rate and reduced payment amount on the consumer loan. There was no allowance for loan losses on these loans at March 31, 2015 and no change in the allowance for loan losses resulting from these TDRs. In the three-month period ended March 31, 2016 and 2015, defaults on loans for which modifications considered to be TDRs were entered into within the previous 12 months were as follows: Number of Recorded Contracts Investment Three Months Ended March 31, 2016 (Balances in Thousands) Residential mortgage, Residential mortgage loans - first liens 1 $ 31 Commercial, Commercial and industrial 1 5 Number of Recorded Contracts Investment Three Months Ended March 31, 2015 (Balances in Thousands) Residential mortgage, 2 $ 115 Commercial: Commercial loans secured by real estate 1 407 Commercial construction and land 1 25 CITIZENS & NORTHERN CORPORATION – FORM 10-Q In the first quarter 2016, the events of default in the table listed above resulted from a borrower’s failure to pay in a timely manner after reduced payment amounts for six months expired in the Residential mortgage – first lien and a borrower’s failure to pay off a loan after the maturity date was extended and passed on the Commercial and industrial loan. There was no allowance for loan losses recorded on these loans at March 31, 2016. In the first quarter 2015, the events of default in the table listed above resulted from the borrowers’ failure to make timely payments under the following circumstances: (1) for one customer relationship included in the Residential first lien mortgage class, payment was missed after the interest rate and monthly payment amount had been reduced; (2) for the other customer relationship included in the Residential first lien class, monthly payments were missed after reducing the monthly payments to interest only payments; (3) for the Commercial loan secured by real estate, monthly payments were missed after reducing the monthly payments to interest only; and (4) for the Commercial construction and land loan, monthly payments were missed after extending the term of maturity. There were no allowances for loan losses recorded on these loans at March 31, 2015. The carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession (included in Foreclosed assets held for sale in the unaudited Consolidated Balance Sheet) is as follows: (In Thousands) March 31, Dec. 31, 2016 2015 Foreclosed residential real estate $ 883 $ 555 The recorded investment of consumer mortgage loans secured by residential real properties for which formal foreclosure proceedings were in process is as follows: (In Thousands) March 31, Dec. 31, 2016 2015 Residential real estate in process of foreclosure $ 931 $ 1,173

Note 8 - Borrowed Funds

Note 8 - Borrowed Funds	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Debt Disclosure [Text Block]	8. BORROWED FUNDS Short-term borrowings include the following: (In Thousands) March 31, Dec. 31, 2016 2015 FHLB-Pittsburgh borrowings $ 18,811 $ 48,581 Customer repurchase agreements 7,141 4,915 Total short-term borrowings $ 25,952 $ 53,496 Short-term borrowings from FHLB-Pittsburgh are as follows: (In Thousands) March 31, Dec. 31 , 2016 2015 Overnight borrowing $ 0 $ 23,500 Other short-term advances 18,811 25,081 Total short-term FHLB-Pittsburgh borrowings $ 18,811 $ 48,581 The FHLB-Pittsburgh loan facilities are collateralized by qualifying loans secured by real estate with a book value totaling $448,336,000 at March 31, 2016 and $450,883,000 at December 31, 2015. Also, the FHLB-Pittsburgh loan facilities require the Corporation to invest in established amounts of FHLB-Pittsburgh stock. The carrying values of the Corporation’s holdings of FHLB-Pittsburgh stock (included in Other Assets) were $3,131,000 at March 31, 2016 and $4,527,000 at December 31, 2015. At March 31, 2016, short-term borrowings from the FHLB-Pittsburgh include 9 advances of approximately $2,090,000 each maturing monthly throughout the remainder of the year ended December 31, 2016, with a weighted average interest rate of 0.94% and rates ranging from 0.77% to 1.052%. In the first quarter 2016, the Corporation repaid 3 advances of approximately $2,090,000 each with a weighted average rate of 0.62%. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The Corporation engages in repurchase agreements with certain commercial customers. These agreements provide that the Corporation sells specified investment securities to the customers on an overnight basis and repurchases them on the following business day. The weighted average rate paid by the Corporation on customer repurchase agreements was 0.10% at March 31, 2016 and December 31, 2015. The carrying value of the underlying securities was $12,100,000 at March 31, 2016 and $12,613,000 at December 31, 2015. Long-term borrowings are as follows: (In Thousands) March 31, Dec. 31 , 2016 2015 FHLB-Pittsburgh borrowings $ 11,692 $ 11,767 Repurchase agreement 27,000 27,000 Total long-term borrowings $ 38,692 $ 38,767 Long-term borrowings from FHLB-Pittsburgh are as follows: (In Thousands) March 31, Dec. 31, 2016 2015 Loan maturing in 2016 with a rate of 6.86% $ 45 $ 57 Loan maturing in 2017 with a rate of 6.83% 9 10 Loan maturing in 2017 with a rate of 3.81% 10,000 10,000 Loan maturing in 2020 with a rate of 4.79% 778 821 Loan maturing in 2025 with a rate of 4.91% 860 879 Total long-term FHLB-Pittsburgh borrowings $ 11,692 $ 11,767 The repurchase agreement included in long-term borrowings has an interest rate of 3.595% and an effective maturity date in December 2017. The “Repurchase Date,” as defined in the Master Repurchase Agreement between the Corporation and the broker-dealer, occurs quarterly on or about the 20 th Securities sold under repurchase agreements were delivered to the broker-dealer who is the counter-party to the transactions. The broker-dealer may have sold, loaned or otherwise disposed of such securities to other parties in the normal course of their operations, and has agreed to resell to the Corporation substantially identical securities at the maturities of the agreements. The Master Repurchase Agreement provides that the Agreement constitutes a “netting contract,” as defined; however, the Corporation and the broker-dealer have no other obligations to one another and accordingly, no netting has occurred. The carrying value of the underlying securities was $32,701,000 at March 31, 2016 and $33,780,000 at December 31, 2015, detailed in the following table: (In Thousands) March 31, Dec . 31, 2016 2015 Mortgage-backed securities $ 15,526 $ 15,772 Collateralized mortgage obligations, Issued by U.S. Government agencies 17,175 18,008 Total $ 32,701 $ 33,780 Two of the more significant risks associated with the repurchase agreement with the broker-dealer are as follows: ● The borrowings are putable at quarterly intervals by the issuer. Accordingly, if interest rates were to rise to a sufficient level, the issuer would be expected to require the Corporation to pay off the borrowing. In this circumstance, the Corporation would be required to obtain a new borrowing at a higher interest rate than the existing repurchase agreement or utilize cash from other sources to pay off the borrowing. If sales of available-for-sale securities were used to generate cash to pay off the borrowing, the value of such securities would be expected to have fallen, which could result in the Corporation recognizing a loss. ● As principal pay-downs of mortgage backed securities and CMOs occur, the Corporation must have available, unencumbered assets or purchase a sufficient amount of assets with credit quality suitable to the broker-dealer to replace the amounts being paid off. Since pre-payments of mortgages typically increase as interest rates fall, the Corporation may be required to purchase additional assets at times when market rates are lower than the rates paid on the borrowing. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The Corporation manages these risks by maintaining sufficient available assets of acceptable credit quality, as well as maintaining other borrowing facilities, to meet ongoing collateral maintenance requirements or pay off the borrowing if required. In particular, the Corporation had unused borrowing capacity available from the FHLB-Pittsburgh of $297,186,000 at March 31, 2016.

Note 9 - Defined Benefit Plans

Note 9 - Defined Benefit Plans	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	9. DEFINED BENEFIT PLANS The Corporation sponsors a defined benefit health care plan that provides postretirement medical benefits and life insurance to employees who meet certain age and length of service requirements. Full-time employees no longer accrue service time toward the Corporation-subsidized portion of the medical benefits. This plan contains a cost-sharing feature, which causes participants to pay for all future increases in costs related to benefit coverage. Accordingly, actuarial assumptions related to health care cost trend rates do not significantly affect the liability balance at March 31, 2016 and December 31, 2015, and are not expected to significantly affect the Corporation's future expenses. The Corporation uses a December 31 measurement date for the postretirement plan. In an acquisition in 2007, the Corporation assumed the Citizens Trust Company Retirement Plan, a defined benefit pension plan. This plan covers certain employees who were employed by Citizens Trust Company on December 31, 2002, when the plan was amended to discontinue admittance of any future participant and to freeze benefit accruals. Information related to the Citizens Trust Company Retirement Plan has been included in the tables that follow. The Corporation uses a December 31 measurement date for this plan. The components of net periodic benefit costs from these defined benefit plans are as follows: Defined Benefit Plans (In Thousands) Pension Postretirement Three Months Ended Three Months Ended March 31, March 31, 2016 2015 2016 2015 Service cost $ 0 $ 0 $ 9 $ 10 Interest cost 7 9 16 13 Expected return on plan assets (7 ) (11 ) 0 0 Amortization of prior service cost 0 0 (8 ) (7 ) Recognized net actuarial loss 3 4 0 0 Net periodic benefit cost $ 3 $ 2 $ 17 $ 16 In the first three months of 2016, the Corporation funded postretirement contributions totaling $18,000, with estimated annual postretirement contributions of $68,000 expected in 2016 for the full year. Based upon the related actuarial reports, no defined benefit pension contributions are required in 2016, though the Corporation may make discretionary contributions.

Note 10 - Stock-based Compensat

Note 10 - Stock-based Compensation Plans	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	10. STOCK-BASED COMPENSATION PLANS The Corporation has a Stock Incentive Plan for a selected group of officers and an Independent Directors Stock Incentive Plan. In the three-month periods ended March 31, 2016 and 2015, the Corporation issued restricted stock under each of the Plans. In the first quarter 2016, the Corporation awarded a total of 34,199 shares of restricted stock under the Stock Incentive and Independent Directors Stock Incentive Plans. Restricted stock awards in the first quarter 2016 included the following: (1) a total of 17,289 shares to employees, vesting over a three-year term, with vesting contingent upon the Corporation meeting an annual return on average equity (“ROAE”) performance ratio, as defined; (2) a total of 10,304 shares to employees, vesting over a three-year term, with vesting dependent on satisfactory performance; and (3) a total of 6,606 shares under the Independent Directors Incentive Plan, vesting over a term of one year. CITIZENS & NORTHERN CORPORATION – FORM 10-Q In the first quarter 2015, a total of 34,800 shares of restricted stock were awarded under the Plans. Restricted stock awards in 2015 included the following: (1) a total of 20,298 shares to employees, vesting over a four-year term, with vesting contingent upon the Corporation meeting an annual ROAE performance ratio, as defined; (2) a total of 2,198 shares to employees, vesting over a four-year term, with vesting dependent on satisfactory performance; (3) an award to the Chief Executive Officer of 5,174 shares, vesting over a three-year term, with vesting dependent on satisfactory performance; and (4) a total of 7,130 shares under the Independent Directors Incentive Plan, vesting over a term of one year. Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Management has estimated restricted stock expense in the first three months of 2016 based on an assumption that the ROAE target for 2016 will be met. Total stock-based compensation expense attributable to restricted stock awards amounted to $162,000 in the first quarter 2016 and $150,000 in the first quarter 2015.

Note 11 - Income Taxes

Note 11 - Income Taxes	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	11. INCOME TAXES The net deferred tax asset at March 31, 2016 and December 31, 2015 represents the following temporary difference components: March 31, December 31, (In Thousands) 2016 2015 Deferred tax assets: Net realized losses on securities $ 36 $ 69 Allowance for loan losses 2,623 2,761 Other deferred tax assets 2,238 2,634 Total deferred tax assets 4,897 5,464 Deferred tax liabilities: Unrealized holding gains on securities 2,879 1,342 Defined benefit plans - ASC 835 26 19 Bank premises and equipment 926 869 Core deposit intangibles 10 11 Other deferred tax liabilities 107 108 Total deferred tax liabilities 3,948 2,349 Deferred tax asset, net $ 949 $ 3,115 The provision for income tax for the three-month periods ended March 31, 2016 and 2015 is based on the Corporation’s estimate of the effective tax rate expected to be applicable for the full year. The effective tax rates for the Corporation are as follows: Three Months Ended (In thousands) March 31, 2016 2015 Income before income tax provision $ 4,666 $ 5,044 Income tax provision 1,093 1,229 Effective tax rate 23.42 % 24.37 % The effective tax rate for each period presented differs from the statutory rate of 35% principally because of the effects of tax-exempt interest income. The Corporation has investments in three limited partnerships that manage affordable housing projects that have qualified for the federal low-income housing tax credit. The Corporation’s expected return from these investments is based on the receipt of tax credits and tax benefits from deductions of operating losses. The Corporation uses the effective yield method to account for these investments, with the benefits recognized as a reduction of the provision for income taxes. For two of the three limited partnership investments, the tax credits have been received in full in prior years, and the Corporation has fully realized the benefits of the credits and amortized its initial investments in the partnerships. The most recent affordable housing project was completed in 2013, and the Corporation received tax credits in 2013, 2014 and 2015 and expects to continue to receive tax credits annually through 2022. The carrying amount of the Corporation’s investment is $787,000 at March 31, 2016 and $812,000 at December 31, 2015 (included in Other Assets in the consolidated balance sheets). For the year ending December 31, 2016, the estimated amount of tax credits and other tax benefits to be received is $158,000 and the estimated amount to be recognized as a reduction of the provision for income taxes is $76,000. For the year ended December 31, 2015, tax credits and other tax benefits totaled $158,000 and the amount recognized as a reduction of the provision for income taxes for 2015 was $80,000. The total reduction in the provision for income taxes resulting from this investment is $19,000 in the first quarter 2016 and $20,000 in the first quarter 2015. CITIZENS & NORTHERN CORPORATION – FORM 10-Q The Corporation has no unrecognized tax benefits, nor pending examination issues related to tax positions taken in preparation of its income tax returns. With limited exceptions, the Corporation is no longer subject to examination by the Internal Revenue Service for years prior to 2012.

Note 12 - Contingencies

Note 12 - Contingencies	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	12. CONTINGENCIES In the normal course of business, the Corporation may be subject to pending and threatened lawsuits in which claims for monetary damages could be asserted. In management’s opinion, the Corporation’s financial position and results of operations would not be materially affected by the outcome of such pending legal proceedings.

Note 13 - Recent Accounting Pro

Note 13 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Accounting Changes and Error Corrections [Text Block]	13 . R ECENT ACCOUNTING PRONOUNCEMENTS The FASB issues Accounting Standards Updates (ASUs) to the FASB Accounting Standards Codification (ASC). This section provides a summary description of recent ASUs that have significant implications (elected or required) within the consolidated financial statements, or that management expects may have a significant impact on financial statements issued in the near future. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers, which provides a principles-based framework for revenue recognition that supersedes virtually all previously issued revenue recognition guidance under U.S. GAAP. Additionally, the ASU requires improved disclosures to help users of financial statements better understand the nature, amount, timing, and uncertainty of revenue that is recognized. The core principle of the five-step revenue recognition framework is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In August 2015 the FASB issued ASU 2015-14, which deferred the effective date of the revenue recognition standard by a year, making it applicable for the Corporation in the first quarter 2018 and for the annual period ending December 31, 2018. The amendments should be applied either retrospectively to each prior reporting period presented or retrospectively with the cumulative effect of initially applying the amendments recognized at the date of initial application. The Corporation is in the process of evaluating the potential impact of adopting the amendments, including determining which transition method to apply. In January 2016, the FASB issued ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities. This makes significant changes in U.S. GAAP related to certain aspects of recognition, measurement, presentation and disclosure of financial instruments. The changes provided for in this Update that are applicable to the Corporation are as follows: (1) require equity investments (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; however, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer; (2) for equity investments without readily determinable fair values, require a qualitative assessment to identify impairment, and if a qualitative assessment indicates that impairment exists, requiring an entity to measure the investment at fair value; (3) eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; (4) require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; (5) require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments (at March 31, 2016 and December 31, 2015, the Corporation has no liabilities for which the fair value measurement option has been elected); (6) require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; and (7) clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. The amendments in this Update will become effective for the Corporation for annual and interim periods beginning in the first quarter 2018. With limited exceptions, early adoption of the amendments in this Update is not permitted. Amendments are to be applied by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values should be applied prospectively. CITIZENS & NORTHERN CORPORATION – FORM 10-Q In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). The core principle of Topic 842 is that a lessee should recognize the assets and liabilities that arise from leases. Specifically, a lessee should recognize on the balance sheet a liability to make lease payments (the lease liability) and a right-of-use asset representing its right to use the underlying asset for the lease term. For leases with a term of 12 months or less, a lessee would be permitted to make an accounting policy election by class of underlying asset not to recognize lease assets and liabilities. Topic 842 would not significantly change the recognition, measurement and presentation of expenses and cash flows arising from a lease by a lessee from current U.S. GAAP; however, the principal change from current GAAP is that lease assets and liabilities arising from operating leases would be recognized on the balance sheet. Topic 842 provides several other changes or clarifications to existing GAAP, and will require qualitative disclosures, along with quantitative disclosures, so that financial statement users can understand more about the nature of an entity’s leasing activities. In transition, Topic 842 provides that lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach, including optional practical expedients. An entity that elects to apply the practical expedients will, in effect, continue to account for leases that commence before the effective date in accordance with previous GAAP unless the lease is modified, except that lessees will be required to recognize a right-of-use asset and a lease liability for all operating leases at each reporting date based on the present value of the remaining minimum rental payments that were tracked and disclosed under previous GAAP. Topic 842 will become effective for the Corporation for annual and interim periods beginning in the first quarter 2019. In March 2016, the FASB issued ASU No. 2016-07, Investments – Equity Method and Joint Ventures. This ASU eliminates the requirement that when an investment qualifies for the equity method as a result of an increase in the level of ownership interest or influence, an investor must adjust the investment, results of operations and retained earnings retroactively as if the equity method had been in effect during all previous periods the investment had been held. The ASU requires the equity method investor add the cost of acquiring additional interest in the investee to the basis of the investor’s previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for the equity method. The ASU further requires that an entity that has an available-for-sale equity security that becomes qualified for the equity method recognize through earnings the unrealized gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments in this Update are effective for the Corporation for annual and interim periods beginning in the first quarter 2017, with earlier application permitted. The amendments should be applied prospectively upon their effective date. In March 2016, the FASB issued ASU No. 2016-09, Compensation – Stock Compensation. This ASU changes several aspects of accounting for share-based payment transactions, and includes some changes that apply only to nonpublic companies. This Update includes amendments that currently apply, or may apply in the future, to the Corporation related to the following: (1) accounting for the difference between the deduction for tax purposes and the amount of compensation cost recognized for financial reporting purposes; (2) classification of excess tax benefits on the statement of cash flows; (3) accounting for forfeitures; (4) accounting for awards partially settled in cash in excess of the employer’s minimum statutory tax withholding requirements; and (5) classification of employee taxes paid on the statement of cash flows when an employer withholds shares for tax-withholding purposes. The amendments in this Update are effective for the Corporation for annual and interim periods beginning in the first quarter 2017, with earlier adoption permitted. The ASU provides separate transition provisions for each of the amendments. The Corporation is in the process of evaluating the potential impact of adopting the amendments.

Note 14 -Subsequent Event

Note 14 -Subsequent Event	3 Months Ended
	Mar. 31, 2016
Notes to Financial Statements
Subsequent Events [Text Block]	14. SUBSEQUENT EVENT Effective April 21, 2016, the Corporation announced a new treasury stock repurchase program. Announcement of a new treasury stock repurchase program follows the recent completion of a common stock repurchase plan authorized by the Board of Directors in July 2014. Through March 31, 2016, 589,550 shares had been repurchased under the July 2014 program for a total cost of $11,870,000. In April 2016, the Corporation repurchased the remainder of the shares authorized under that program. In total, 622,500 shares were repurchased for a total cost of $12,140,000, at an average price of $19.50 per share. Under the new program, the Corporation is authorized to repurchase up to 600,000 shares of the Corporation’s common stock, or slightly less than 5% of the Corporation’s issued and outstanding shares at April 19, 2016. As permitted by securities laws and other legal requirements and subject to market conditions and other factors, purchases under the new program may be made from time to time in the open market at prevailing prices, or through privately negotiated transactions. Consistent with the previous program, the Board of Directors’ April 21, 2016 authorization provides that: (1) the new treasury stock repurchase program shall be effective when publicly announced and shall continue thereafter until suspended or terminated by the Board of Directors, in its sole discretion; and (2) all shares of common stock repurchased pursuant to the new program shall be held as treasury shares and be available for use and reissuance for purposes as and when determined by the Board of Directors including, without limitation, pursuant to the Corporation’s Dividend Reinvestment and Stock Purchase Plan and its equity compensation program.

Note 2 - Per Share Data (Tables

Note 2 - Per Share Data (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Weighted- Average Earnings Net Common Per Income Shares Share Three Months Ended March 31, 2016 Earnings per share – basic $ 3,573,000 12,155,108 $ 0.29 Dilutive effect of potential common stock arising from stock options: Exercise of outstanding stock options 198,985 Hypothetical share repurchase at $20.05 (178,215 ) Earnings per share – diluted $ 3,573,000 12,175,878 $ 0.29 Three Months Ended March 31, 2015 Earnings per share – basic $ 3,815,000 12,268,306 $ 0.31 Dilutive effect of potential common stock arising from stock options: Exercise of outstanding stock options 181,385 Hypothetical share repurchase at $19.78 (160,552 ) Earnings per share – diluted $ 3,815,000 12,289,139 $ 0.31

Note 3 - Comprehensive Income (

Note 3 - Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	(In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2016 Unrealized gains on available-for-sale securities: Unrealized holding gains on available-for-sale securities $ 4,774 $ (1,671 ) $ 3,103 Reclassification adjustment for (gains) realized in income (383 ) 134 (249 ) Other comprehensive income on available-for-sale securities 4,391 (1,537 ) 2,854 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 26 (9 ) 17 Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost (5 ) 2 (3 ) Other comprehensive income on unfunded retirement obligations 21 (7 ) 14 Total other comprehensive income $ 4,412 $ (1,544 ) $ 2,868 (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2015 Unrealized gains on available-for-sale securities: Unrealized holding gains on available-for-sale securities $ 3,725 $ (1,304 ) $ 2,421 Reclassification adjustment for (gains) realized in income (74 ) 26 (48 ) Other comprehensive income on available-for-sale securities 3,651 (1,278 ) 2,373 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income (100 ) 35 (65 ) Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost (3 ) 1 (2 ) Other comprehensive loss on unfunded retirement obligations (103 ) 36 (67 ) Total other comprehensive income $ 3,548 $ (1,242 ) $ 2,306
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(In Thousands) Unrealized Unfunded Accumulated Holding Pension and Other Gains Postretirement Comprehensive on Securities Obligations Income Three Months Ended March 31, 2016 Balance, beginning of period $ 2,493 $ 35 $ 2,528 Other comprehensive income before reclassifications 3,103 17 3,120 Amounts reclassified from accumulated other comprehensive income (249 ) (3 ) (252 ) Other comprehensive income 2,854 14 2,868 Balance, end of period $ 5,347 $ 49 $ 5,396 (In Thousands) Unrealized Unfunded Accumulated Holding Pension and Other Gains Postretirement Comprehensive on Securities Obligations Income Three Months Ended March 31, 2015 Balance, beginning of period $ 5,281 $ 79 $ 5,360 Other comprehensive income before reclassifications 2,421 (65 ) 2,356 Amounts reclassified from accumulated other comprehensive income (48 ) (2 ) (50 ) Other comprehensive income 2,373 (67 ) 2,306 Balance, end of period $ 7,654 $ 12 $ 7,666
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended March 31, 2016 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Income Components Comprehensive Income Statements of Income Unrealized gains and losses on available-for-sale securities $ (383 ) Realized gains on available-for-sale securities, net 134 Income tax provision (249 ) Net of tax Amortization of defined benefit pension and postretirement items: Prior service cost (8 ) Pensions and other employee benefits Actuarial loss 3 Pensions and other employee benefits (5 ) Total before tax 2 Income tax provision (3 ) Net of tax Total reclassifications for the period $ (252 ) For the Three Months Ended March 31, 2015 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Income Components Comprehensive Income Statements of Income Unrealized gains and losses on available-for-sale securities $ (74 ) Realized gains on available-for-sale securities, net 26 Income tax provision (48 ) Net of tax Amortization of defined benefit pension and postretirement items: Prior service cost (7 ) Pensions and other employee benefits Actuarial loss 4 Pensions and other employee benefits (3 ) Total before tax 1 Income tax provision (2 ) Net of tax Total reclassifications for the period $ (50 )

Note 4 - Cash and Due from Ba25

Note 4 - Cash and Due from Banks (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Schedule of Cash and Cash Equivalents [Table Text Block]	(In thousands) March 31, Dec. 31, 2016 2015 Cash and cash equivalents $ 38,425 $ 33,313 Certificates of deposit 2,748 2,748 Total cash and due from banks $ 41,173 $ 36,061

Note 5 - Fair Value Measureme26

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value, Measurements, Nonrecurring [Member]
Notes Tables
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	(In Thousands, Except Value at Percentages) Valuation 3 /31/1 6 Balance at Allowance at Fair Value at Valuation Unobservable (Weighted Asset 3/31/16 3/31/16 3/31/16 Technique Inputs Average) Impaired loans: Commercial: Commercial loans secured by real estate $ 311 $ 96 $ 215 Sales comparison Discount to appraised value 47 % Commercial and industrial 599 158 441 Sales comparison Discount to appraised value 52 % Loans secured by farmland 510 52 458 Sales comparison Discount to appraised value 49 % Total impaired loans $ 1,420 $ 306 $ 1,114 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 883 $ 0 $ 883 Sales comparison Discount to appraised value 39 % Land 701 0 701 Sales comparison Discount to appraised value 30 % Total foreclosed assets held for sale $ 1,584 $ 0 $ 1,584 (In Thousands, Except Value at Percentages) Valuation 12/31/15 Balance at Allowance at Fair Value at Valuation Unobservable (Weighted Asset 12/31/15 12/31/15 12/31/15 Technique Inputs Average) Impaired loans: Residential mortgage loans - first liens $ 42 $ 1 $ 41 Sales comparison Discount to appraised value 31 % Commercial: Commercial loans secured by real estate 317 97 220 Sales comparison Discount to appraised value 46 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 31 % Loans secured by farmland 512 52 460 Sales comparison Discount to appraised value 49 % Multi-family (5 or more) residential 987 595 392 Sales comparison Discount to appraised value 41 % Total impaired loans $ 1,933 $ 820 $ 1,113 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 556 $ 0 $ 556 Sales comparison Discount to appraised value 32 % Land 704 0 704 Sales comparison Discount to appraised value 29 % Total foreclosed assets held for sale $ 1,260 $ 0 $ 1,260
Fair Value, Measurements, Recurring [Member]
Notes Tables
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	Fair Value at 3/31/16 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 3/31/16 Servicing rights $ 1,261 Discounted cash flow Discount rate 10.00 % Rate used through modeling period Loan prepayment speeds 168.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs Fair Value at 12/31/15 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 12/31/15 Servicing rights $ 1,296 Discounted cash flow Discount rate 10.00 % Rate used through modeling period Loan prepayment speeds 146.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2016 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE SECURITIES: Obligations of U.S. Government agencies $ 0 $ 10,707 $ 0 $ 10,707 Obligations of states and political subdivisions: Tax-exempt 0 111,959 0 111,959 Taxable 0 35,094 0 35,094 Mortgage-backed securities 0 73,243 0 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 0 180,860 0 180,860 Collateralized debt obligations 0 7 0 7 Total debt securities 0 411,870 0 411,870 Marketable equity securities 1,736 0 0 1,736 Total available-for-sale securities 1,736 411,870 0 413,606 Servicing rights 0 0 1,261 1,261 Total recurring fair value measurements $ 1,736 $ 411,870 $ 1,261 $ 414,867 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 1,420 $ 1,420 Valuation allowance 0 0 (306 ) (306 ) Impaired loans, net 0 0 1,114 1,114 Foreclosed assets held for sale 0 0 1,584 1,584 Total nonrecurring fair value measurements $ 0 $ 0 $ 2,698 $ 2,698 December 31, 2015 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE SECURITIES: Obligations of U.S. Government agencies $ 0 $ 10,483 $ 0 $ 10,483 Obligations of states and political subdivisions: Tax-exempt 0 107,757 0 107,757 Taxable 0 34,597 0 34,597 Mortgage-backed securities 0 73,343 0 73,343 Collateralized mortgage obligations, Issued by U.S. Government agencies 0 191,715 0 191,715 Collateralized debt obligations 0 9 0 9 Total debt securities 0 417,904 0 417,904 Marketable equity securities 2,386 0 0 2,386 Total available-for-sale securities 2,386 417,904 0 420,290 Servicing rights 0 0 1,296 1,296 Total recurring fair value measurements $ 2,386 $ 417,904 $ 1,296 $ 421,586 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 1,933 $ 1,933 Valuation allowance 0 0 (820 ) (820 ) Impaired loans, net 0 0 1,113 1,113 Foreclosed assets held for sale 0 0 1,260 1,260 Total nonrecurring fair value measurements $ 0 $ 0 $ 2,373 $ 2,373
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(In Thousands) 3 Months Ended March 31, March 31, 201 6 2015 Servicing rights balance, beginning of period $ 1,296 $ 1,281 Issuances of servicing rights 36 31 Unrealized losses included in earnings (71 ) (117 ) Service rights balance, end of period $ 1,261 $ 1,195
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	(In Thousands) Valuation March 31, 2016 December 31, 2015 Method(s) Carrying Fair Carrying Fair Used Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 38,425 $ 38,425 $ 33,313 $ 33,313 Certificates of deposit Level 2 2,748 2,773 2,748 2,752 Available-for-sale securities See Above 413,606 413,606 420,290 420,290 Restricted equity securities (included in Other Assets) Level 2 3,261 3,261 4,657 4,657 Loans held for sale Level 2 526 526 280 280 Loans, net Level 3 693,944 688,359 696,991 685,552 Accrued interest receivable Level 2 3,900 3,900 3,768 3,768 Servicing rights Level 3 1,261 1,261 1,296 1,296 Financial liabilities: Deposits with no stated maturity Level 2 736,837 736,837 713,931 713,931 Time deposits Level 2 219,011 219,237 221,684 221,891 Short-term borrowings Level 2 25,952 25,841 53,496 53,398 Long-term borrowings Level 2 38,692 40,247 38,767 40,166 Accrued interest payable Level 2 69 69 70 70

Note 6 - Securities (Tables)

Note 6 - Securities (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Available-for-sale Securities [Table Text Block]	March 31, 2016 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 10,661 $ 46 $ 0 $ 10,707 Obligations of states and political subdivisions: Tax-exempt 107,269 4,756 (66 ) 111,959 Taxable 34,249 845 0 35,094 Mortgage-backed securities 72,210 1,060 (27 ) 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 179,731 1,665 (536 ) 180,860 Collateralized debt obligations 7 0 0 7 Total debt securities 404,127 8,372 (629 ) 411,870 Marketable equity securities 1,253 483 0 1,736 Total $ 405,380 $ 8,855 $ (629 ) $ 413,606 December 31, 2015 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 10,663 $ 12 $ (192 ) $ 10,483 Obligations of states and political subdivisions: Tax-exempt 103,414 4,365 (22 ) 107,757 Taxable 34,317 381 (101 ) 34,597 Mortgage-backed securities 73,227 486 (370 ) 73,343 Collateralized mortgage obligations, Issued by U.S. Government agencies 193,145 623 (2,053 ) 191,715 Collateralized debt obligations: 9 0 0 9 Total debt securities 414,775 5,867 (2,738 ) 417,904 Marketable equity securities 1,680 706 0 2,386 Total $ 416,455 $ 6,573 $ (2,738 ) $ 420,290
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2016 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions, Tax-exempt $ 10,017 $ (66 ) $ 0 $ 0 $ 10,017 $ (66 ) Mortgage-backed securities 5,899 (27 ) 0 0 5,899 (27 ) Collateralized mortgage obligations, Issued by U.S. Government agencies 5,820 (105 ) 44,291 (431 ) 50,111 (536 ) Total temporarily impaired available-for-sale securities $ 21,736 $ (198 ) $ 44,291 $ (431 ) $ 66,027 $ (629 ) December 31, 2015 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of U.S. Government agencies $ 0 $ 0 $ 7,850 $ (192 ) $ 7,850 $ (192 ) Obligations of states and political subdivisions: Tax-exempt 5,200 (19 ) 216 (3 ) 5,416 (22 ) Taxable 10,605 (60 ) 2,910 (41 ) 13,515 (101 ) Mortgage-backed securities 38,764 (295 ) 3,503 (75 ) 42,267 (370 ) Collateralized mortgage obligations, Issued by U.S. Government agencies 88,355 (648 ) 49,273 (1,405 ) 137,628 (2,053 ) Total temporarily impaired available-for-sale securities $ 142,924 $ (1,022 ) $ 63,752 $ (1,716 ) $ 206,676 $ (2,738 )
Realized Gain (Loss) on Investments [Table Text Block]	(In Thousands) 3 Months Ended March 31, March 31, 2016 2015 Gross realized gains from sales $ 383 $ 74 Gross realized losses from sales 0 0 Net realized gains $ 383 $ 74
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair (In Thousands) Cost Value Due in one year or less $ 10,374 $ 10,451 Due from one year through five years 65,791 67,520 Due from five years through ten years 45,949 47,676 Due after ten years 30,072 32,120 Subtotal 152,186 157,767 Mortgage-backed securities 72,210 73,243 Collateralized mortgage obligations, Issued by U.S. Government agencies 179,731 180,860 Total $ 404,127 $ 411,870

Note 7 - Loans (Tables)

Note 7 - Loans (Tables)	3 Months Ended
	Mar. 31, 2016
Troubled Debt Restructuring [Member]
Notes Tables
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Three Months Ended March 31, 2016 Pre- Post- (Balances in Thousands) Modification Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment Commercial, Commercial and industrial 1 $ 5 $ 5 Three Months Ended March 31, 2015 Pre- Post- (Balances in Thousands) Modification Modification Number Outstanding Outstanding of Recorded Recorded Contracts Investment Investment Residential mortgage: Residential mortgage loans - first liens 1 $ 56 $ 56 Residential mortgage loans - junior liens 1 32 32 Consumer 1 30 30
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Summary of Loans by Type (In Thousands) Mar. 31, Dec. 31, 2016 2015 Residential mortgage: Residential mortgage loans - first liens $ 306,753 $ 304,783 Residential mortgage loans - junior liens 21,622 21,146 Home equity lines of credit 38,627 39,040 1-4 Family residential construction 20,010 21,121 Total residential mortgage 387,012 386,090 Commercial: Commercial loans secured by real estate 154,646 154,779 Commercial and industrial 71,628 75,196 Political subdivisions 38,364 40,007 Commercial construction and land 7,445 5,122 Loans secured by farmland 7,168 7,019 Multi-family (5 or more) residential 8,393 9,188 Agricultural loans 4,492 4,671 Other commercial loans 11,387 12,152 Total commercial 303,523 308,134 Consumer 11,070 10,656 Total 701,605 704,880 Less: allowance for loan losses (7,661 ) (7,889 ) Loans, net $ 693,944 $ 696,991
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Three Months Ended March 31, 2016 Dec. 31, Provision March 31, (In Thousands) 2015 Balance Charge-offs Recoveries (Credit) 2016 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 2,645 $ 0 $ 0 $ 77 $ 2,722 Residential mortgage loans - junior liens 219 0 0 9 228 Home equity lines of credit 347 0 0 4 351 1-4 Family residential construction 207 0 0 (7 ) 200 Total residential mortgage 3,418 0 0 83 3,501 Commercial: Commercial loans secured by real estate 1,939 0 1 87 2,027 Commercial and industrial 981 0 1 (6 ) 976 Commercial construction and land 58 0 0 26 84 Loans secured by farmland 106 0 0 2 108 Multi-family (5 or more) residential 675 (595 ) 0 176 256 Agricultural loans 45 0 0 (1 ) 44 Other commercial loans 118 0 0 (6 ) 112 Total commercial 3,922 (595 ) 2 278 3,607 Consumer 122 (18 ) 15 7 126 Unallocated 427 0 0 0 427 Total Allowance for Loan Losses $ 7,889 $ (613 ) $ 17 $ 368 $ 7,661 Three Months Ended March 31, 2015 Dec. 31, March 31, (In Thousands) 2014 Balance Charge-offs Recoveries Provision (Credit) 2015 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 2,941 $ (79 ) $ 1 $ (89 ) $ 2,774 Residential mortgage loans - junior liens 176 0 0 24 200 Home equity lines of credit 322 0 0 0 322 1-4 Family residential construction 214 0 0 (7 ) 207 Total residential mortgage 3,653 (79 ) 1 (72 ) 3,503 Commercial: Commercial loans secured by real estate 1,758 (115 ) 0 93 1,736 Commercial and industrial 688 (10 ) 1 5 684 Commercial construction and land 283 0 0 3 286 Loans secured by farmland 165 0 0 (6 ) 159 Multi-family (5 or more) residential 87 0 0 (6 ) 81 Agricultural loans 31 0 0 (2 ) 29 Other commercial loans 131 0 0 (8 ) 123 Total commercial 3,143 (125 ) 1 79 3,098 Consumer 145 (18 ) 15 (3 ) 139 Unallocated 395 0 0 (1 ) 394 Total Allowance for Loan Losses $ 7,336 $ (222 ) $ 17 $ 3 $ 7,134
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2016 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 296,394 $ 378 $ 9,915 $ 66 $ 306,753 Residential mortgage loans - junior liens 20,920 276 426 0 21,622 Home Equity lines of credit 37,570 492 565 0 38,627 1-4 Family residential construction 19,994 16 0 0 20,010 Total residential mortgage 374,878 1,162 10,906 66 387,012 Commercial: Commercial loans secured by real estate 140,985 4,444 9,217 0 154,646 Commercial and Industrial 67,568 2,257 1,676 127 71,628 Political subdivisions 38,364 0 0 0 38,364 Commercial construction and land 7,282 60 103 0 7,445 Loans secured by farmland 5,452 171 1,525 20 7,168 Multi-family (5 or more) residential 7,751 0 642 0 8,393 Agricultural loans 4,478 0 14 0 4,492 Other commercial loans 11,309 0 78 0 11,387 Total commercial 283,189 6,932 13,255 147 303,523 Consumer 10,878 20 172 0 11,070 Totals $ 668,945 $ 8,114 $ 24,333 $ 213 $ 701,605 December 31, 2015 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 295,302 $ 407 $ 9,007 $ 67 $ 304,783 Residential mortgage loans - junior liens 20,558 185 403 0 21,146 Home equity lines of credit 38,071 543 426 0 39,040 1-4 Family residential construction 21,104 17 0 0 21,121 Total residential mortgage 375,035 1,152 9,836 67 386,090 Commercial: Commercial loans secured by real estate 140,381 5,862 8,536 0 154,779 Commercial and Industrial 71,225 2,106 1,737 128 75,196 Political subdivisions 40,007 0 0 0 40,007 Commercial construction and land 4,957 60 105 0 5,122 Loans secured by farmland 5,084 483 1,432 20 7,019 Multi-family (5 or more) residential 7,943 0 1,245 0 9,188 Agricultural loans 4,655 0 16 0 4,671 Other commercial loans 12,073 0 79 0 12,152 Total commercial 286,325 8,511 13,150 148 308,134 Consumer 10,490 21 145 0 10,656 Totals $ 671,850 $ 9,684 $ 23,131 $ 215 $ 704,880
Impaired Financing Receivable by Portfolio Segment Table Text Block	March 31, 2016 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 833 $ 305,920 $ 306,753 $ 0 $ 2,722 $ 2,722 Residential mortgage loans - junior liens 72 21,550 21,622 0 228 228 Home equity lines of credit 0 38,627 38,627 0 351 351 1-4 Family residential construction 0 20,010 20,010 0 200 200 Total residential mortgage 905 386,107 387,012 0 3,501 3,501 Commercial: Commercial loans secured by real estate 6,065 148,581 154,646 96 1,931 2,027 Commercial and industrial 832 70,796 71,628 155 821 976 Political subdivisions 0 38,364 38,364 0 0 0 Commercial construction and land 0 7,445 7,445 0 84 84 Loans secured by farmland 1,418 5,750 7,168 52 56 108 Multi-family (5 or more) residential 392 8,001 8,393 0 256 256 Agricultural loans 14 4,478 4,492 0 44 44 Other commercial loans 0 11,387 11,387 0 112 112 Total commercial 8,721 294,802 303,523 303 3,304 3,607 Consumer 4 11,066 11,070 3 123 126 Unallocated 427 Total $ 9,630 $ 691,975 $ 701,605 $ 306 $ 6,928 $ 7,661 December 31, 2015 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 884 $ 303,899 $ 304,783 $ 1 $ 2,644 $ 2,645 Residential mortgage loans - junior liens 74 21,072 21,146 0 219 219 Home equity lines of credit 0 39,040 39,040 0 347 347 1-4 Family residential construction 0 21,121 21,121 0 207 207 Total residential mortgage 958 385,132 386,090 1 3,417 3,418 Commercial: Commercial loans secured by real estate 6,262 148,517 154,779 97 1,842 1,939 Commercial and industrial 324 74,872 75,196 75 906 981 Political subdivisions 0 40,007 40,007 0 0 0 Commercial construction and land 0 5,122 5,122 0 58 58 Loans secured by farmland 1,427 5,592 7,019 52 54 106 Multi-family (5 or more) residential 987 8,201 9,188 595 80 675 Agricultural loans 16 4,655 4,671 0 45 45 Other commercial loans 0 12,152 12,152 0 118 118 Total commercial 9,016 299,118 308,134 819 3,103 3,922 Consumer 0 10,656 10,656 0 122 122 Unallocated 427 Total $ 9,974 $ 694,906 $ 704,880 $ 820 $ 6,642 $ 7,889
Impaired Financing Receivables [Table Text Block]	(In Thousands) March 31, 2016 December 31, 2015 Unpaid Unpaid Principal Recorded Related Principal Recorded Related Balance Investment Allowance Balance Investment Allowance With no related allowance recorded: Residential mortgage loans - first liens $ 833 $ 833 $ 0 $ 842 $ 842 $ 0 Residential mortgage loans - junior liens 72 72 0 74 74 0 Commercial loans secured by real estate 7,415 5,754 0 7,580 5,945 0 Commercial and industrial 237 237 0 249 249 0 Loans secured by farmland 908 908 0 915 915 0 Multi-family (5 or more) residential 987 392 0 0 0 0 Agricultural loans 14 14 0 16 16 0 Total with no related allowance recorded 10,466 8,210 0 9,676 8,041 0 With a related allowance recorded: Residential mortgage loans - first liens 0 0 0 42 42 1 Commercial loans secured by real estate 311 311 96 317 317 97 Commercial and industrial 595 595 155 75 75 75 Loans secured by farmland 510 510 52 512 512 52 Multi-family (5 or more) residential 0 0 0 987 987 595 Consumer 4 4 3 0 0 0 Total with a related allowance recorded 1,420 1,420 306 1,933 1,933 820 Total $ 11,886 $ 9,630 $ 306 $ 11,609 $ 9,974 $ 820
Schedule Of Additional Information On Impaired Loans [Table Text Block]	Interest Income Recognized on Average Investment in Impaired Loans Impaired Loans on a Cash Basis (In Thousands) 3 Months Ended 3 Months Ended March 31, March 31, 2016 2015 2016 2015 Residential mortgage: Residential mortgage loans - first lien $ 861 $ 3,442 $ 10 $ 14 Residential mortgage loans - junior lien 73 48 1 1 Total residential mortgage 934 3,490 11 15 Commercial: Commercial loans secured by real estate 6,160 6,588 110 112 Commercial and industrial 568 603 3 7 Commercial construction and land 0 75 0 0 Loans secured by farmland 1,423 1,465 21 26 Multi-family (5 or more) residential 690 519 0 25 Agricultural loans 15 0 1 0 Total commercial 8,856 9,250 135 170 Consumer 12 0 0 0 Total $ 9,802 $ 12,740 $ 146 $ 185
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(In Thousands) March 31, 2016 December 31, 2015 Past Due Past Due 90+ Days and 90+ Days and Accruing Nonaccrual Accruing Nonaccrual Residential mortgage: Residential mortgage loans - first liens $ 2,680 $ 3,080 $ 2,381 $ 3,044 Residential mortgage loans - junior liens 140 0 79 0 Home equity lines of credit 175 0 130 0 Total residential mortgage 2,995 3,080 2,590 3,044 Commercial: Commercial loans secured by real estate 539 5,689 503 5,730 Commercial and industrial 318 312 65 313 Loans secured by farmland 102 1,418 0 1,427 Multi-family (5 or more) residential 0 392 0 987 Agricultural loans 0 14 0 16 Total commercial 959 7,825 568 8,473 Consumer 3 39 71 0 Totals $ 3,957 $ 10,944 $ 3,229 $ 11,517
Past Due Financing Receivables [Table Text Block]	As of March 31, 2016 As of December 31, 2015 Current & Current & (In Thousands) Past Due Past Due Past Due Past Due Past Due Past Due Less than 30-89 90+ Less than 30-89 90+ 30 Days Days Days Total 30 Days Days Days Total Residential mortgage: Residential mortgage loans - first liens $ 295,485 $ 7,234 $ 4,034 $ 306,753 $ 294,703 $ 6,156 $ 3,924 $ 304,783 Residential mortgage loans - junior liens 21,340 142 140 21,622 20,816 251 79 21,146 Home equity lines of credit 37,977 475 175 38,627 38,581 329 130 39,040 1-4 Family residential construction 19,867 143 0 20,010 21,121 0 0 21,121 Total residential mortgage 374,669 7,994 4,349 387,012 375,221 6,736 4,133 386,090 Commercial: Commercial loans secured by real estate 150,087 3,280 1,279 154,646 153,427 108 1,244 154,779 Commercial and industrial 71,123 168 337 71,628 75,002 118 76 75,196 Political subdivisions 38,364 0 0 38,364 40,007 0 0 40,007 Commercial construction and land 7,311 134 0 7,445 5,018 104 0 5,122 Loans secured by farmland 6,025 221 922 7,168 5,970 223 826 7,019 Multi-family (5 or more) residential 7,928 73 392 8,393 8,201 0 987 9,188 Agricultural loans 4,398 80 14 4,492 4,642 13 16 4,671 Other commercial loans 11,387 0 0 11,387 12,152 0 0 12,152 Total commercial 296,623 3,956 2,944 303,523 304,419 566 3,149 308,134 Consumer 10,933 95 42 11,070 10,537 48 71 10,656 Totals $ 682,225 $ 12,045 $ 7,335 $ 701,605 $ 690,177 $ 7,350 $ 7,353 $ 704,880
Contractual Aging of Nonaccrual Loans [Table Text Block]	Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Total March 31, 2016 Nonaccrual Totals $ 6,894 $ 672 $ 3,378 $ 10,944 December 31, 2015 Nonaccrual Totals $ 7,100 $ 293 $ 4,124 $ 11,517
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Nonaccrual Total March 31, 2016 Totals $ 925 $ 242 $ 86 $ 5,060 $ 6,313 December 31, 2015 Totals $ 1,186 $ 0 $ 81 $ 5,097 $ 6,364
Schedule of Troubled Debt Restructurings With Subsequent Default [Table Text Block]	Number of Recorded Contracts Investment Three Months Ended March 31, 2016 (Balances in Thousands) Residential mortgage, Residential mortgage loans - first liens 1 $ 31 Commercial, Commercial and industrial 1 5 Number of Recorded Contracts Investment Three Months Ended March 31, 2015 (Balances in Thousands) Residential mortgage, 2 $ 115 Commercial: Commercial loans secured by real estate 1 407 Commercial construction and land 1 25
Schedule of Real Estate Acquired Through Foreclosure [Table Text Block]	(In Thousands) March 31, Dec. 31, 2016 2015 Foreclosed residential real estate $ 883 $ 555
Schedule of Mortgage Loans in Process of Foreclosure [Table Text Block]	(In Thousands) March 31, Dec. 31, 2016 2015 Residential real estate in process of foreclosure $ 931 $ 1,173

Note 8 - Borrowed Funds (Tables

Note 8 - Borrowed Funds (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Schedule of Short-term Debt [Table Text Block]	(In Thousands) March 31, Dec. 31, 2016 2015 FHLB-Pittsburgh borrowings $ 18,811 $ 48,581 Customer repurchase agreements 7,141 4,915 Total short-term borrowings $ 25,952 $ 53,496 (In Thousands) March 31, Dec. 31 , 2016 2015 Overnight borrowing $ 0 $ 23,500 Other short-term advances 18,811 25,081 Total short-term FHLB-Pittsburgh borrowings $ 18,811 $ 48,581
Schedule of Long-term Debt Instruments [Table Text Block]	(In Thousands) March 31, Dec. 31 , 2016 2015 FHLB-Pittsburgh borrowings $ 11,692 $ 11,767 Repurchase agreement 27,000 27,000 Total long-term borrowings $ 38,692 $ 38,767
Schedule of Maturities of Long-term Debt [Table Text Block]	(In Thousands) March 31, Dec. 31, 2016 2015 Loan maturing in 2016 with a rate of 6.86% $ 45 $ 57 Loan maturing in 2017 with a rate of 6.83% 9 10 Loan maturing in 2017 with a rate of 3.81% 10,000 10,000 Loan maturing in 2020 with a rate of 4.79% 778 821 Loan maturing in 2025 with a rate of 4.91% 860 879 Total long-term FHLB-Pittsburgh borrowings $ 11,692 $ 11,767
Schedule of Underlying Assets of Repurchase Agreements when Amount of Repurchase Agreements Exceeds 10 Percent of Assets [Table Text Block]	(In Thousands) March 31, Dec . 31, 2016 2015 Mortgage-backed securities $ 15,526 $ 15,772 Collateralized mortgage obligations, Issued by U.S. Government agencies 17,175 18,008 Total $ 32,701 $ 33,780

Note 9 - Defined Benefit Plans

Note 9 - Defined Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Schedule of Defined Benefit Plans Disclosures [Table Text Block]	Defined Benefit Plans (In Thousands) Pension Postretirement Three Months Ended Three Months Ended March 31, March 31, 2016 2015 2016 2015 Service cost $ 0 $ 0 $ 9 $ 10 Interest cost 7 9 16 13 Expected return on plan assets (7 ) (11 ) 0 0 Amortization of prior service cost 0 0 (8 ) (7 ) Recognized net actuarial loss 3 4 0 0 Net periodic benefit cost $ 3 $ 2 $ 17 $ 16

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2016
Notes Tables
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	March 31, December 31, (In Thousands) 2016 2015 Deferred tax assets: Net realized losses on securities $ 36 $ 69 Allowance for loan losses 2,623 2,761 Other deferred tax assets 2,238 2,634 Total deferred tax assets 4,897 5,464 Deferred tax liabilities: Unrealized holding gains on securities 2,879 1,342 Defined benefit plans - ASC 835 26 19 Bank premises and equipment 926 869 Core deposit intangibles 10 11 Other deferred tax liabilities 107 108 Total deferred tax liabilities 3,948 2,349 Deferred tax asset, net $ 949 $ 3,115
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Three Months Ended (In thousands) March 31, 2016 2015 Income before income tax provision $ 4,666 $ 5,044 Income tax provision 1,093 1,229 Effective tax rate 23.42 % 24.37 %

Note 2 - Per Share Data (Detail

Note 2 - Per Share Data (Details Textual) - shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Employee Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	47,309	103,104

Note 2 - Per Share Data - Net I

Note 2 - Per Share Data - Net Income Per Share (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net income	$ 3,573,000	$ 3,815,000
Earnings per share – basic (in shares)	12,155,108	12,268,306
Earnings per share – basic (in dollars per share)	$ 0.29	$ 0.31
Exercise of outstanding stock options (in shares)	198,985	181,385
Hypothetical share repurchase (in shares)	(178,215)	(160,552)
Earnings per share – diluted (in shares)	12,175,878	12,289,139
Earnings per share – diluted (in dollars per share)	$ 0.29	$ 0.31

Note 3 - Comprehensive Income -

Note 3 - Comprehensive Income - Components of Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Unrealized holding gains (losses) on available-for-sale securities, before tax amount	$ 4,774	$ 3,725
Unrealized holding gains (losses) on available-for-sale securities, income tax effect	(1,671)	(1,304)
Unrealized holding gains (losses) on available-for-sale securities, net of tax amount	3,103	2,421
Reclassification adjustment for (gains) realized in income, before tax amount	(383)	(74)
Reclassification adjustment for (gains) realized in income, income tax effect	134	26
Reclassification adjustment for (gains) realized in income, net of tax amount	(249)	(48)
Other comprehensive gain on available-for-sale securities, before tax amount	4,391	3,651
Other comprehensive gain on available-for-sale securities, income tax effect	(1,537)	(1,278)
Other comprehensive gain on available-for-sale securities, net of tax amount	2,854	2,373
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, before tax amount	26	(100)
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, income tax effect	(9)	35
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, net of tax amount	17	(65)
Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost, before tax amount	(5)	(3)
Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost, income tax effect	2	1
Amortization of net transition obligation, prior service cost and net actuarial loss included in net periodic benefit cost, net of tax amount	(3)	(2)
Other comprehensive income on unfunded retirement obligations	21	(103)
Other comprehensive income on unfunded retirement obligations	(7)	36
Other comprehensive income on unfunded retirement obligations	14	(67)
Total other comprehensive gain, before tax amount	4,412	3,548
Total other comprehensive gain, income tax effect	(1,544)	(1,242)
Net other comprehensive income (loss)	2,868	2,306
Other comprehensive loss on unfunded retirement obligations	21	(103)
Other comprehensive loss on unfunded retirement obligations	(7)	36
Other comprehensive loss on unfunded retirement obligations	$ 14	$ (67)

Note 3 - Comprehensive Income35

Note 3 - Comprehensive Income - Changes in the Components of Accumulated Other Comprehensive Income (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Balance, beginning of period	$ 2,493,000	$ 5,281,000
Other comprehensive income before reclassifications	3,103,000	2,421,000
Amounts reclassified from accumulated other comprehensive income	(249,000)	(48,000)
Net other comprehensive income (loss)	2,854,000	2,373,000
Balance, end of period	5,347,000	7,654,000
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance, beginning of period	35,000	79,000
Other comprehensive income before reclassifications	17,000	(65,000)
Amounts reclassified from accumulated other comprehensive income	(3,000)	(2,000)
Net other comprehensive income (loss)	14,000	(67,000)
Balance, end of period	49,000	12,000
AOCI Attributable to Parent [Member]
Balance, beginning of period	2,528,000	5,360,000
Other comprehensive income before reclassifications	3,120,000	2,356,000
Amounts reclassified from accumulated other comprehensive income	(252,000)	(50,000)
Net other comprehensive income (loss)	2,868,000	2,306,000
Balance, end of period	5,396,000	7,666,000
Balance, beginning of period	2,528,000
Net other comprehensive income (loss)	2,868,000	$ 2,306,000
Balance, end of period	$ 5,396,000

Note 3 - Comprehensive Income36

Note 3 - Comprehensive Income - Amounts Reclassified Out of Each Component of OCI (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Unrealized gains and losses on available-for-sale securities	$ (383,000)	$ (74,000)
Income tax provision	134,000	26,000
Net income	(249,000)	(48,000)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Income tax provision	2,000	1,000
Net income	(3,000)	(2,000)
Prior service cost	(8,000)	(7,000)
Actuarial loss	3,000	4,000
Total before tax	(5,000)	(3,000)
Reclassification out of Accumulated Other Comprehensive Income [Member]
Net income	(252,000)	(50,000)
Unrealized gains and losses on available-for-sale securities	(383,000)	(74,000)
Income tax provision	1,093,000	1,229,000
Net income	(3,573,000)	(3,815,000)
Total before tax	$ (4,666,000)	$ (5,044,000)

Note 4 - Cash and Due from Ba37

Note 4 - Cash and Due from Banks (Details Textual) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Restricted Cash and Cash Equivalents, Current	$ 14,562,000	$ 15,327,000

Note 4 - Cash and Due from Ba38

Note 4 - Cash and Due from Banks - Cash and Due From Banks (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Cash and cash equivalents	$ 38,425,000	$ 33,313,000
Certificates of deposit	2,748,000	2,748,000
Total cash and due from banks	$ 41,173,000	$ 36,061,000

Note 5 - Fair Value Measureme39

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Assets Measured at Fair Value (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	$ 0	$ 0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	10,707,000	10,483,000
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	10,707,000	10,483,000
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	111,959,000	107,757,000
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	111,959,000	107,757,000
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	35,094,000	34,597,000
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	35,094,000	34,597,000
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	73,243,000	73,343,000
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	73,243,000	73,343,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	180,860,000	191,715,000
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	180,860,000	191,715,000
Fair Value, Measurements, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	7,000	9,000
Fair Value, Measurements, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Collateralized Debt Obligations [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	7,000	9,000
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	411,870,000	417,904,000
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Debt Securities [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	411,870,000	417,904,000
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	1,736,000	2,386,000
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Equity Securities [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	1,736,000	2,386,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	1,736,000	2,386,000
Servicing rights	0	0
Total recurring fair value measurements	1,736,000	2,386,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	411,870,000	417,904,000
Servicing rights	0	0
Total recurring fair value measurements	411,870,000	417,904,000
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	0	0
Servicing rights	1,261,000	1,296,000
Total recurring fair value measurements	1,261,000	1,296,000
Fair Value, Measurements, Recurring [Member] | Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	413,606,000	420,290,000
Servicing rights	1,261,000	1,296,000
Total recurring fair value measurements	414,867,000	421,586,000
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Nonrecurring fair value measurements
Impaired loans with a valuation allowance	0	0
Valuation allowance	0	0
Impaired loans, net	0	0
Foreclosed assets held for sale	0	0
Total nonrecurring fair value measurements	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Nonrecurring fair value measurements
Impaired loans with a valuation allowance	0	0
Valuation allowance	0	0
Impaired loans, net	0	0
Foreclosed assets held for sale	0	0
Total nonrecurring fair value measurements	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements
Impaired loans with a valuation allowance	1,420,000	1,933,000
Valuation allowance	(306,000)	(820,000)
Impaired loans, net	1,114,000	1,113,000
Foreclosed assets held for sale	1,584,000	1,260,000
Total nonrecurring fair value measurements	2,698,000	2,373,000
Fair Value, Measurements, Nonrecurring [Member] | Estimate of Fair Value Measurement [Member]
Nonrecurring fair value measurements
Impaired loans with a valuation allowance	1,420,000	1,933,000
Valuation allowance	(306,000)	(820,000)
Impaired loans, net	1,114,000	1,113,000
Foreclosed assets held for sale	1,584,000	1,260,000
Total nonrecurring fair value measurements	2,698,000	2,373,000
US Government Agencies Debt Securities [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	10,707,000	10,483,000
Obligations of States and Political Subdivisions Tax Exempt [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	111,959,000	107,757,000
Obligations of States and Political Subdivisions Taxable [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	35,094,000	34,597,000
Collateralized Mortgage Backed Securities [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	73,243,000	73,343,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	180,860,000	191,715,000
Collateralized Debt Obligations [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	7,000	9,000
Debt Securities [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	411,870,000	417,904,000
Equity Securities [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	1,736,000	2,386,000
Estimate of Fair Value Measurement [Member]
AVAILABLE-FOR-SALE SECURITIES:
Available-for-sale securities	413,606,000	420,290,000
Available-for-sale securities	413,606,000	420,290,000
Nonrecurring fair value measurements
Impaired loans with a valuation allowance	1,420,000	1,933,000
Valuation allowance	(306,000)	(820,000)
Impaired loans, net	$ 1,420,000	$ 1,933,000

Note 5 - Fair Value Measureme40

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Valuation Techniques and the Unobservable Inputs Used in Determining Fair Value- Recurring Basis (Details) - Servicing Rights Assets [Member] - Income Approach Valuation Technique [Member] - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Fair value	$ 1,261,000	$ 1,296,000
Discount rate	10.00%	10.00%
Weighted-average PSA	168.00%	146.00%
Servicing fees of loan balances	0.25%	0.25%
Servicing fees of payments are late	4.00%	4.00%
Late fees assessed	5.00%	5.00%
Miscellaneous fees per account per month	$ 1.94	$ 1.94
Monthly servicing cost per account	6	6
Additional monthly servicing cost per loan on loans more than 30 days delinquent	$ 24	$ 24
Servicing costs of loans more than 30 days delinquent	1.50%	1.50%
Annual increase in servicing costs	3.00%	3.00%

Note 5 - Fair Value Measureme41

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Reconciliation of Activity for Level 3 Assets Measured at Fair Value on a Recurring Basis (Details) - Servicing Rights Assets [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Servicing rights balance, beginning of period	$ 1,296	$ 1,281
Issuances of servicing rights	36	31
Unrealized losses included in earnings	(71)	(117)
Service rights balance, end of period	$ 1,261	$ 1,195

Note 5 - Fair Value Measureme42

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Valuation Techniques and the Unobservable Inputs Used in Determining Fair Value- Nonrecurring Basis (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate		31.00%
Impaired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Market Approach Valuation Technique [Member]
Impaired loans		$ 42,000
Valuation allowance		1,000
Fair value		41,000
Impaired loans		42,000
Valuation allowance		$ 1,000
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate	47.00%	46.00%
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Market Approach Valuation Technique [Member]
Impaired loans	$ 311,000	$ 317,000
Valuation allowance	96,000	97,000
Fair value	215,000	220,000
Impaired loans	311,000	317,000
Valuation allowance	$ 96,000	$ 97,000
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate	52.00%	31.00%
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Market Approach Valuation Technique [Member]
Impaired loans	$ 599,000	$ 75,000
Valuation allowance	158,000	75,000
Fair value	441,000	0
Impaired loans	599,000	75,000
Valuation allowance	$ 158,000	$ 75,000
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate	49.00%	49.00%
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Market Approach Valuation Technique [Member]
Impaired loans	$ 510,000	$ 512,000
Valuation allowance	52,000	52,000
Fair value	458,000	460,000
Impaired loans	510,000	512,000
Valuation allowance	52,000	$ 52,000
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate		41.00%
Impaired Loans [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Market Approach Valuation Technique [Member]
Impaired loans		$ 987,000
Valuation allowance		595,000
Fair value		392,000
Impaired loans		987,000
Valuation allowance		595,000
Impaired Loans [Member]
Impaired loans	1,420,000	1,933,000
Valuation allowance	306,000	820,000
Fair value	1,114,000	1,113,000
Impaired loans	1,420,000	1,933,000
Valuation allowance	$ 306,000	$ 820,000
Foreclosed Assets Held For Sale [Member] | Residential Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate	39.00%	32.00%
Foreclosed Assets Held For Sale [Member] | Residential Portfolio Segment [Member] | Market Approach Valuation Technique [Member]
Fair value	$ 883,000	$ 556,000
Foreclosed assets held for sale	883,000	556,000
Valuation allowance	$ 0	$ 0
Foreclosed Assets Held For Sale [Member] | Land Receivable [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Discount rate	30.00%	29.00%
Foreclosed Assets Held For Sale [Member] | Land Receivable [Member] | Market Approach Valuation Technique [Member]
Fair value	$ 701,000	$ 704,000
Foreclosed assets held for sale	701,000	704,000
Valuation allowance	0	0
Foreclosed Assets Held For Sale [Member]
Fair value	$ 1,584,000	1,260,000
Discount rate
Foreclosed assets held for sale	$ 1,584,000	1,260,000
Valuation allowance	0	0
Residential Portfolio Segment [Member]
Foreclosed assets held for sale	883,000	555,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Impaired loans	311,000	317,000
Valuation allowance	96,000	97,000
Impaired loans	311,000	317,000
Valuation allowance	96,000	97,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Impaired loans	595,000	75,000
Valuation allowance	155,000	75,000
Impaired loans	595,000	75,000
Valuation allowance	155,000	75,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Impaired loans	510,000	512,000
Valuation allowance	52,000	52,000
Impaired loans	510,000	512,000
Valuation allowance	52,000	52,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Impaired loans	0	987,000
Valuation allowance	0	595,000
Impaired loans	0	987,000
Valuation allowance	0	595,000
Impaired loans	1,420,000	1,933,000
Valuation allowance	306,000	820,000
Impaired loans	1,420,000	1,933,000
Valuation allowance	$ 306,000	$ 820,000

Note 5 - Fair Value Measureme43

Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values, and Related Carrying Amounts, of the Financial Instruments (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	$ 38,425,000	$ 33,313,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Certificates of deposit	2,748,000	2,748,000
Restricted equity securities (included in Other Assets)	3,261,000	4,657,000
Loans held for sale	526,000	280,000
Accrued interest receivable	3,900,000	3,768,000
Financial liabilities:
Deposits with no stated maturity	736,837,000	713,931,000
Time deposits	219,011,000	221,684,000
Short-term borrowings	25,952,000	53,496,000
Long-term borrowings	38,692,000	38,767,000
Accrued interest payable	69,000	70,000
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Loans, net	693,944,000	696,991,000
Servicing rights	1,261,000	1,296,000
Reported Value Measurement [Member]
Financial assets:
Available-for-sale securities	413,606,000	420,290,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	38,425,000	33,313,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Certificates of deposit	2,773,000	2,752,000
Restricted equity securities (included in Other Assets)	3,261,000	4,657,000
Loans held for sale	526,000	280,000
Accrued interest receivable	3,900,000	3,768,000
Financial liabilities:
Deposits with no stated maturity	736,837,000	713,931,000
Time deposits	219,237,000	221,891,000
Short-term borrowings	25,841,000	53,398,000
Long-term borrowings	40,247,000	40,166,000
Accrued interest payable	69,000	70,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Loans, net	688,359,000	685,552,000
Servicing rights	1,261,000	1,296,000
Estimate of Fair Value Measurement [Member]
Financial assets:
Available-for-sale securities	413,606,000	420,290,000
Cash and cash equivalents	38,425,000	33,313,000	$ 32,002,000	$ 31,619,000
Certificates of deposit	2,748,000	2,748,000
Available-for-sale securities	413,606,000	420,290,000
Loans held for sale	526,000	280,000
Loans, net	693,944,000	696,991,000
Accrued interest receivable	3,900,000	3,768,000
Financial liabilities:
Short-term borrowings	25,952,000	53,496,000
Long-term borrowings	$ 38,692,000	$ 38,767,000

Note 6 - Securities (Details Te

Note 6 - Securities (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Bank Stocks [Member]
Available-for-sale Securities, Gross Realized Gains	$ 249,000
Equity Securities [Member]
Available-for-sale Securities, Gross Realized Gains	0
FHLB Stock [Member] | Federal Home Loan Bank of Pittsburgh [Member]
Other than Temporary Impairment Losses, Investments	0		$ 0
Other Assets [Member] | Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank Stock	3,131,000		4,527,000
Available-for-sale Securities Pledged as Collateral	215,510,000		$ 228,616,000
Available-for-sale Equity Securities, Accumulated Gross Unrealized Loss, before Tax	0
Available-for-sale Securities, Gross Realized Gains	$ 383,000	$ 74,000

Note 6 - Securities - Available

Note 6 - Securities - Available-for-sale Securities (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	$ 10,661,000	$ 10,663,000
Available-for-sale securities, gross unrealized holding gains	46,000	12,000
Available-for-sale securities, gross unrealized holding losses	0	(192,000)
Available-for-sale securities	10,707,000	10,483,000
Obligations of States and Political Subdivisions Tax Exempt [Member]
Available-for-sale securities, amortized cost	107,269,000	103,414,000
Available-for-sale securities, gross unrealized holding gains	4,756,000	4,365,000
Available-for-sale securities, gross unrealized holding losses	(66,000)	(22,000)
Available-for-sale securities	111,959,000	107,757,000
Obligations of States and Political Subdivisions Taxable [Member]
Available-for-sale securities, amortized cost	34,249,000	34,317,000
Available-for-sale securities, gross unrealized holding gains	845,000	381,000
Available-for-sale securities, gross unrealized holding losses	0	(101,000)
Available-for-sale securities	35,094,000	34,597,000
Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities, amortized cost	72,210,000	73,227,000
Available-for-sale securities, gross unrealized holding gains	1,060,000	486,000
Available-for-sale securities, gross unrealized holding losses	(27,000)	(370,000)
Available-for-sale securities	73,243,000	73,343,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities, amortized cost	179,731,000	193,145,000
Available-for-sale securities, gross unrealized holding gains	1,665,000	623,000
Available-for-sale securities, gross unrealized holding losses	(536,000)	(2,053,000)
Available-for-sale securities	180,860,000	191,715,000
Collateralized Debt Obligations [Member]
Available-for-sale securities, amortized cost	7,000	9,000
Available-for-sale securities, gross unrealized holding gains	0	0
Available-for-sale securities, gross unrealized holding losses	0	0
Available-for-sale securities	7,000	9,000
Debt Securities [Member]
Available-for-sale securities, amortized cost	404,127,000	414,775,000
Available-for-sale securities, gross unrealized holding gains	8,372,000	5,867,000
Available-for-sale securities, gross unrealized holding losses	(629,000)	(2,738,000)
Available-for-sale securities	411,870,000	417,904,000
Equity Securities [Member]
Available-for-sale securities, amortized cost	1,253,000	1,680,000
Available-for-sale securities, gross unrealized holding gains	483,000	706,000
Available-for-sale securities, gross unrealized holding losses	0	0
Available-for-sale securities	1,736,000	2,386,000
Available-for-sale securities, amortized cost	405,380,000	416,455,000
Available-for-sale securities, gross unrealized holding gains	8,855,000	6,573,000
Available-for-sale securities, gross unrealized holding losses	(629,000)	(2,738,000)
Available-for-sale securities	$ 413,606,000	$ 420,290,000

Note 6 - Securities - Availab46

Note 6 - Securities - Available-for-sale Securities With Unrealized Loss Positions (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Obligations of States and Political Subdivisions Tax Exempt [Member]
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	$ 10,017,000	$ 5,200,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(66,000)	(19,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	0	216,000
Obligations of states and political subdivisions, Tax-exempt	0	(3,000)
Available-for-sale securities with unrealized loss positions, fair value	10,017,000	5,416,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(66,000)	(22,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	10,017,000	5,200,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(66,000)	(19,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	0	216,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses	0	(3,000)
Available-for-sale securities with unrealized loss positions, fair value	10,017,000	5,416,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(66,000)	(22,000)
US Government Agencies Debt Securities [Member]
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value		0
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses		0
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value		7,850,000
Obligations of states and political subdivisions, Tax-exempt		(192,000)
Available-for-sale securities with unrealized loss positions, fair value		7,850,000
Available-for-sale securities, with unrealized loss positions, unrealized losses		(192,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value		0
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses		0
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value		7,850,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses		(192,000)
Available-for-sale securities with unrealized loss positions, fair value		7,850,000
Available-for-sale securities, with unrealized loss positions, unrealized losses		(192,000)
Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	5,899,000	38,764,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(27,000)	(295,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	0	3,503,000
Obligations of states and political subdivisions, Tax-exempt	0	(75,000)
Available-for-sale securities with unrealized loss positions, fair value	5,899,000	42,267,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(27,000)	(370,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	5,899,000	38,764,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(27,000)	(295,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	0	3,503,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses	0	(75,000)
Available-for-sale securities with unrealized loss positions, fair value	5,899,000	42,267,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(27,000)	(370,000)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	5,820,000	88,355,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(105,000)	(648,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	44,291,000	49,273,000
Obligations of states and political subdivisions, Tax-exempt	(431,000)	(1,405,000)
Available-for-sale securities with unrealized loss positions, fair value	50,111,000	137,628,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(536,000)	(2,053,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	5,820,000	88,355,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(105,000)	(648,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	44,291,000	49,273,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses	(431,000)	(1,405,000)
Available-for-sale securities with unrealized loss positions, fair value	50,111,000	137,628,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(536,000)	(2,053,000)
Obligations of States and Political Subdivisions Taxable [Member]
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value		10,605,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses		(60,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value		2,910,000
Obligations of states and political subdivisions, Tax-exempt		(41,000)
Available-for-sale securities with unrealized loss positions, fair value		13,515,000
Available-for-sale securities, with unrealized loss positions, unrealized losses		(101,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value		10,605,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses		(60,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value		2,910,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses		(41,000)
Available-for-sale securities with unrealized loss positions, fair value		13,515,000
Available-for-sale securities, with unrealized loss positions, unrealized losses		(101,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	21,736,000	142,924,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(198,000)	(1,022,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	44,291,000	63,752,000
Obligations of states and political subdivisions, Tax-exempt	(431,000)	(1,716,000)
Available-for-sale securities with unrealized loss positions, fair value	66,027,000	206,676,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	(629,000)	(2,738,000)
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value	21,736,000	142,924,000
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses	(198,000)	(1,022,000)
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value	44,291,000	63,752,000
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses	(431,000)	(1,716,000)
Available-for-sale securities with unrealized loss positions, fair value	66,027,000	206,676,000
Available-for-sale securities, with unrealized loss positions, unrealized losses	$ (629,000)	$ (2,738,000)

Note 6 - Securities - Gross Rea

Note 6 - Securities - Gross Realized Gains and Losses from Available-for-sale Securities (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Available-for-sale Securities, Gross Realized Gains	$ 383,000	$ 74,000
Gross realized losses from sales	0	0
Net realized gains	$ 383,000	$ 74,000

Note 6 - Securities - Availab48

Note 6 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) $ in Thousands	Mar. 31, 2016USD ($)
Collateralized Mortgage Obligations [Member]
Available-for-sale debt securities, amortized cost	$ 72,210
Available-for-sale debt securities, fair value	73,243
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale debt securities, amortized cost	179,731
Available-for-sale debt securities, fair value	180,860
Due in one year or less	10,374
Due in one year or less	10,451
Due from one year through five years	65,791
Due from one year through five years	67,520
Due from five years through ten years	45,949
Due from five years through ten years	47,676
Due after ten years	30,072
Due after ten years	32,120
Subtotal	152,186
Subtotal	157,767
Total	404,127
Total	$ 411,870

Note 7 - Loans (Details Textual

Note 7 - Loans (Details Textual) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Loans Receivable 1 [Member] | Credit Availability Concentration Risk [Member]
Concentration Risk, Percentage	0.00%	0.00%
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Losses	$ 0	$ 0
Commercial and Industrial [Member] | Commercial Portfolio Segment [Member] | Extended Maturity [Member]
Allowance for Credit Losses, Change in Method of Calculating Impairment	0
Allowance for Loan and Lease Losses, Period Increase (Decrease)	0
Commercial and Industrial [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses	976,000	981,000	$ 684,000	$ 688,000
Real Estate Loan [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses	2,027,000	1,939,000	1,736,000	1,758,000
Real Estate Loan [Member] | Residential Portfolio Segment [Member] | Senior Lien [Member]
Financing Receivable, Allowance for Credit Losses	$ 2,722,000	2,645,000	2,774,000	2,941,000
Allowance for Credit Losses, Change in Method of Calculating Impairment		0
Allowance for Loan and Lease Losses, Period Increase (Decrease)		0
Commercial Loan [Member]
Loans Receivable Secured by Real Estate Percentage	59.00%
Minimum [Member]
Financing Receivable Individually Evaluated for Impairment Threshold With Extension of Credit	$ 200,000
Financing Receivable Individually Evaluated for Impairment Estimated Loss Trigger	100,000
Maximum [Member]
Financing Receivable Individually Evaluated for Impairment Threshold With Estimated Loss	200,000
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses	3,607,000	3,922,000	3,098,000	3,143,000
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses	3,501,000	3,418,000	3,503,000	3,653,000
Financing Receivable, Allowance for Credit Losses	7,661,000	$ 7,889,000	7,134,000	$ 7,336,000
Allowance for Credit Losses, Change in Method of Calculating Impairment	$ 0		$ 0

Note 7 - Loans - Loans Receivab

Note 7 - Loans - Loans Receivable (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	$ 306,753,000	$ 304,783,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	21,622,000	21,146,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	38,627,000	39,040,000
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	20,010,000	21,121,000
Residential Portfolio Segment [Member]
Loans receivable	387,012,000	386,090,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	154,646,000	154,779,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	7,445,000	5,122,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	71,628,000	75,196,000
Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	38,364,000	40,007,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	7,168,000	7,019,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	8,393,000	9,188,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	4,492,000	4,671,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	11,387,000	12,152,000
Commercial Portfolio Segment [Member]
Loans receivable	303,523,000	308,134,000
Consumer Portfolio Segment [Member]
Loans receivable	11,070,000	10,656,000
Loans receivable	701,605,000	704,880,000
Less: allowance for loan losses	(7,661,000)	(7,889,000)
Loans, net	$ 693,944,000	$ 696,991,000

Note 7 - Loans - Allowance for

Note 7 - Loans - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Allowance for loan losses	$ 2,645,000	$ 2,941,000
Allowance for loan losses, charge-offs	0	(79,000)
Allowance for loan losses, recoveries	0	1,000
Allowance for loan losses, provision	77,000	(89,000)
Allowance for loan losses	2,722,000	2,774,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Allowance for loan losses	219,000	176,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	9,000	24,000
Allowance for loan losses	228,000	200,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Allowance for loan losses	347,000	322,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	4,000	0
Allowance for loan losses	351,000	322,000
Residential Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses	207,000	214,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	(7,000)	(7,000)
Allowance for loan losses	200,000	207,000
Residential Portfolio Segment [Member]
Allowance for loan losses	3,418,000	3,653,000
Allowance for loan losses, charge-offs	0	(79,000)
Allowance for loan losses, recoveries	0	1,000
Allowance for loan losses, provision	83,000	(72,000)
Allowance for loan losses	3,501,000	3,503,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Allowance for loan losses	1,939,000	1,758,000
Allowance for loan losses, charge-offs	0	(115,000)
Allowance for loan losses, recoveries	1,000	0
Allowance for loan losses, provision	87,000	93,000
Allowance for loan losses	2,027,000	1,736,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses	58,000	283,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	26,000	3,000
Allowance for loan losses	84,000	286,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Allowance for loan losses	981,000	688,000
Allowance for loan losses, charge-offs	0	(10,000)
Allowance for loan losses, recoveries	1,000	1,000
Allowance for loan losses, provision	(6,000)	5,000
Allowance for loan losses	976,000	684,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Allowance for loan losses	106,000	165,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	2,000	(6,000)
Allowance for loan losses	108,000	159,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Allowance for loan losses	675,000	87,000
Allowance for loan losses, charge-offs	(595,000)	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	176,000	(6,000)
Allowance for loan losses	256,000	81,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Allowance for loan losses	45,000	31,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	(1,000)	(2,000)
Allowance for loan losses	44,000	29,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Allowance for loan losses	118,000	131,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	(6,000)	(8,000)
Allowance for loan losses	112,000	123,000
Commercial Portfolio Segment [Member]
Allowance for loan losses	3,922,000	3,143,000
Allowance for loan losses, charge-offs	(595,000)	(125,000)
Allowance for loan losses, recoveries	2,000	1,000
Allowance for loan losses, provision	278,000	79,000
Allowance for loan losses	3,607,000	3,098,000
Consumer Portfolio Segment [Member]
Allowance for loan losses	122,000	145,000
Allowance for loan losses, charge-offs	(18,000)	(18,000)
Allowance for loan losses, recoveries	15,000	15,000
Allowance for loan losses, provision	7,000	(3,000)
Allowance for loan losses	126,000	139,000
Unallocated Financing Receivables [Member]
Allowance for loan losses	427,000	395,000
Allowance for loan losses, charge-offs	0	0
Allowance for loan losses, recoveries	0	0
Allowance for loan losses, provision	0	(1,000)
Allowance for loan losses	427,000	394,000
Allowance for loan losses	7,889,000	7,336,000
Allowance for loan losses, charge-offs	(613,000)	(222,000)
Allowance for loan losses, recoveries	17,000	17,000
Allowance for loan losses, provision	368,000	3,000
Allowance for loan losses	$ 7,661,000	$ 7,134,000

Note 7 - Loans - Outstanding Lo

Note 7 - Loans - Outstanding Loans by Risk Rating (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	$ 296,394,000	$ 295,302,000
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	20,920,000	20,558,000
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	37,570,000	38,071,000
Pass [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	19,994,000	21,104,000
Pass [Member] | Residential Portfolio Segment [Member]
Loans receivable	374,878,000	375,035,000
Pass [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	140,985,000	140,381,000
Pass [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	7,282,000	4,957,000
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	67,568,000	71,225,000
Pass [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	38,364,000	40,007,000
Pass [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	5,452,000	5,084,000
Pass [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	7,751,000	7,943,000
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	4,478,000	4,655,000
Pass [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	11,309,000	12,073,000
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	283,189,000	286,325,000
Pass [Member] | Consumer Portfolio Segment [Member]
Loans receivable	10,878,000	10,490,000
Pass [Member]
Loans receivable	668,945,000	671,850,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	378,000	407,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	276,000	185,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	492,000	543,000
Special Mention [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	16,000	17,000
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans receivable	1,162,000	1,152,000
Special Mention [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	4,444,000	5,862,000
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	60,000	60,000
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	2,257,000	2,106,000
Special Mention [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	171,000	483,000
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans receivable	6,932,000	8,511,000
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans receivable	20,000	21,000
Special Mention [Member]
Loans receivable	8,114,000	9,684,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	9,915,000	9,007,000
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	426,000	403,000
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	565,000	426,000
Substandard [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Substandard [Member] | Residential Portfolio Segment [Member]
Loans receivable	10,906,000	9,836,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	9,217,000	8,536,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	103,000	105,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	1,676,000	1,737,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	0	0
Substandard [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	1,525,000	1,432,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	642,000	1,245,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	14,000	16,000
Substandard [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	78,000	79,000
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans receivable	13,255,000	13,150,000
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans receivable	172,000	145,000
Substandard [Member]
Loans receivable	24,333,000	23,131,000
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	66,000	67,000
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans receivable	66,000	67,000
Doubtful [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	127,000	128,000
Doubtful [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	20,000	20,000
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member]
Loans receivable	147,000	148,000
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member]
Loans receivable	213,000	215,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	306,753,000	304,783,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	21,622,000	21,146,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	38,627,000	39,040,000
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	20,010,000	21,121,000
Residential Portfolio Segment [Member]
Loans receivable	387,012,000	386,090,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	154,646,000	154,779,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	7,445,000	5,122,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	71,628,000	75,196,000
Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	38,364,000	40,007,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	7,168,000	7,019,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	8,393,000	9,188,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	4,492,000	4,671,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	11,387,000	12,152,000
Commercial Portfolio Segment [Member]
Loans receivable	303,523,000	308,134,000
Consumer Portfolio Segment [Member]
Loans receivable	11,070,000	10,656,000
Loans receivable	$ 701,605,000	$ 704,880,000

Note 7 - Loans - Loan Balances

Note 7 - Loans - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable: individually evaluated	$ 833,000	$ 884,000
Loans receivable: collectively evaluated	305,920,000	303,899,000
Loans receivable	306,753,000	304,783,000
Allowance for loan losses: individually evaluated	0	1,000
Allowance for loan losses: collectively evaluated	2,722,000	2,644,000
Financing Receivable, Allowance for Credit Losses	2,722,000	2,645,000	$ 2,774,000	$ 2,941,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable: individually evaluated	72,000	74,000
Loans receivable: collectively evaluated	21,550,000	21,072,000
Loans receivable	21,622,000	21,146,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	228,000	219,000
Financing Receivable, Allowance for Credit Losses	228,000	219,000	200,000	176,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable: individually evaluated	0	0
Loans receivable: collectively evaluated	38,627,000	39,040,000
Loans receivable	38,627,000	39,040,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	351,000	347,000
Financing Receivable, Allowance for Credit Losses	351,000	347,000	322,000	322,000
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable: individually evaluated	0	0
Loans receivable: collectively evaluated	20,010,000	21,121,000
Loans receivable	20,010,000	21,121,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	200,000	207,000
Financing Receivable, Allowance for Credit Losses	200,000	207,000	207,000	214,000
Residential Portfolio Segment [Member]
Loans receivable: individually evaluated	905,000	958,000
Loans receivable: collectively evaluated	386,107,000	385,132,000
Loans receivable	387,012,000	386,090,000
Allowance for loan losses: individually evaluated	0	1,000
Allowance for loan losses: collectively evaluated	3,501,000	3,417,000
Financing Receivable, Allowance for Credit Losses	3,501,000	3,418,000	3,503,000	3,653,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable: individually evaluated	6,065,000	6,262,000
Loans receivable: collectively evaluated	148,581,000	148,517,000
Loans receivable	154,646,000	154,779,000
Allowance for loan losses: individually evaluated	96,000	97,000
Allowance for loan losses: collectively evaluated	1,931,000	1,842,000
Financing Receivable, Allowance for Credit Losses	2,027,000	1,939,000	1,736,000	1,758,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable: individually evaluated	0	0
Loans receivable: collectively evaluated	7,445,000	5,122,000
Loans receivable	7,445,000	5,122,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	84,000	58,000
Financing Receivable, Allowance for Credit Losses	84,000	58,000	286,000	283,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable: individually evaluated	832,000	324,000
Loans receivable: collectively evaluated	70,796,000	74,872,000
Loans receivable	71,628,000	75,196,000
Allowance for loan losses: individually evaluated	155,000	75,000
Allowance for loan losses: collectively evaluated	821,000	906,000
Financing Receivable, Allowance for Credit Losses	976,000	981,000	684,000	688,000
Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable: individually evaluated	0	0
Loans receivable: collectively evaluated	38,364,000	40,007,000
Loans receivable	38,364,000	40,007,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	0	0
Financing Receivable, Allowance for Credit Losses	0	0
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable: individually evaluated	1,418,000	1,427,000
Loans receivable: collectively evaluated	5,750,000	5,592,000
Loans receivable	7,168,000	7,019,000
Allowance for loan losses: individually evaluated	52,000	52,000
Allowance for loan losses: collectively evaluated	56,000	54,000
Financing Receivable, Allowance for Credit Losses	108,000	106,000	159,000	165,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable: individually evaluated	392,000	987,000
Loans receivable: collectively evaluated	8,001,000	8,201,000
Loans receivable	8,393,000	9,188,000
Allowance for loan losses: individually evaluated	0	595,000
Allowance for loan losses: collectively evaluated	256,000	80,000
Financing Receivable, Allowance for Credit Losses	256,000	675,000	81,000	87,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable: individually evaluated	14,000	16,000
Loans receivable: collectively evaluated	4,478,000	4,655,000
Loans receivable	4,492,000	4,671,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	44,000	45,000
Financing Receivable, Allowance for Credit Losses	44,000	45,000	29,000	31,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable: individually evaluated	0	0
Loans receivable: collectively evaluated	11,387,000	12,152,000
Loans receivable	11,387,000	12,152,000
Allowance for loan losses: individually evaluated	0	0
Allowance for loan losses: collectively evaluated	112,000	118,000
Financing Receivable, Allowance for Credit Losses	112,000	118,000	123,000	131,000
Commercial Portfolio Segment [Member]
Loans receivable: individually evaluated	8,721,000	9,016,000
Loans receivable: collectively evaluated	294,802,000	299,118,000
Loans receivable	303,523,000	308,134,000
Allowance for loan losses: individually evaluated	303,000	819,000
Allowance for loan losses: collectively evaluated	3,304,000	3,103,000
Financing Receivable, Allowance for Credit Losses	3,607,000	3,922,000	3,098,000	3,143,000
Consumer Portfolio Segment [Member]
Loans receivable: individually evaluated	4,000	0
Loans receivable: collectively evaluated	11,066,000	10,656,000
Loans receivable	11,070,000	10,656,000
Allowance for loan losses: individually evaluated	3,000	0
Allowance for loan losses: collectively evaluated	123,000	122,000
Financing Receivable, Allowance for Credit Losses	126,000	122,000	139,000	145,000
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses	427,000	427,000	394,000	395,000
Loans receivable: individually evaluated	9,630,000	9,974,000
Loans receivable: collectively evaluated	691,975,000	694,906,000
Loans receivable	701,605,000	704,880,000
Allowance for loan losses: individually evaluated	306,000	820,000
Allowance for loan losses: collectively evaluated	6,928,000	6,642,000
Financing Receivable, Allowance for Credit Losses	$ 7,661,000	$ 7,889,000	$ 7,134,000	$ 7,336,000

Note 7 - Loans - Impaired Loans

Note 7 - Loans - Impaired Loans (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	$ 833,000	$ 842,000
Recorded investment - with no allowance	833,000	842,000
With a related allowance recorded:
Unpaid principal - with allowance	0	42,000
Recorded investment - with allowance	0	42,000
Related allowance - with allowance	0	1,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	72,000	74,000
Recorded investment - with no allowance	72,000	74,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	7,415,000	7,580,000
Recorded investment - with no allowance	5,754,000	5,945,000
With a related allowance recorded:
Unpaid principal - with allowance	311,000	317,000
Recorded investment - with allowance	311,000	317,000
Related allowance - with allowance	96,000	97,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	237,000	249,000
Recorded investment - with no allowance	237,000	249,000
With a related allowance recorded:
Unpaid principal - with allowance	595,000	75,000
Recorded investment - with allowance	595,000	75,000
Related allowance - with allowance	155,000	75,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	908,000	915,000
Recorded investment - with no allowance	908,000	915,000
With a related allowance recorded:
Unpaid principal - with allowance	510,000	512,000
Recorded investment - with allowance	510,000	512,000
Related allowance - with allowance	52,000	52,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	987,000	0
Recorded investment - with no allowance	392,000	0
With a related allowance recorded:
Unpaid principal - with allowance	0	987,000
Recorded investment - with allowance	0	987,000
Related allowance - with allowance	0	595,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
With no related allowance recorded:
Unpaid principal - with no allowance	14,000	16,000
Recorded investment - with no allowance	14,000	16,000
Consumer Portfolio Segment [Member]
With a related allowance recorded:
Unpaid principal - with allowance	4,000	0
Recorded investment - with allowance	4,000	0
Related allowance - with allowance	3,000	0
Unpaid principal - with no allowance	10,466,000	9,676,000
Recorded investment - with no allowance	8,210,000	8,041,000
Unpaid principal - with allowance	1,420,000	1,933,000
Recorded investment - with allowance	1,420,000	1,933,000
Related allowance - with allowance	306,000	820,000
Total	11,886,000	11,609,000
Total	$ 9,630,000	$ 9,974,000

Note 7 - Loans - Average Balanc

Note 7 - Loans - Average Balance of Impaired Loans and Income Recognized on Impaired Loans (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Average investment in impaired loans	$ 861,000	$ 3,442,000
Interest income recognized on impaired loans on a cash basis	10,000	14,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Average investment in impaired loans	73,000	48,000
Interest income recognized on impaired loans on a cash basis	1,000	1,000
Residential Portfolio Segment [Member]
Average investment in impaired loans	934,000	3,490,000
Interest income recognized on impaired loans on a cash basis	11,000	15,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Average investment in impaired loans	6,160,000	6,588,000
Interest income recognized on impaired loans on a cash basis	110,000	112,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Average investment in impaired loans	568,000	603,000
Interest income recognized on impaired loans on a cash basis	3,000	7,000
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Average investment in impaired loans	0	75,000
Interest income recognized on impaired loans on a cash basis	0	0
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Average investment in impaired loans	1,423,000	1,465,000
Interest income recognized on impaired loans on a cash basis	21,000	26,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Average investment in impaired loans	690,000	519,000
Interest income recognized on impaired loans on a cash basis	0	25,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Average investment in impaired loans	15,000	0
Interest income recognized on impaired loans on a cash basis	1,000	0
Commercial Portfolio Segment [Member]
Average investment in impaired loans	8,856,000	9,250,000
Interest income recognized on impaired loans on a cash basis	135,000	170,000
Consumer Portfolio Segment [Member]
Average investment in impaired loans	12,000	0
Interest income recognized on impaired loans on a cash basis	0	0
Average investment in impaired loans	9,802,000	12,740,000
Interest income recognized on impaired loans on a cash basis	$ 146,000	$ 185,000

Note 7 - Loans - Nonaccrual Loa

Note 7 - Loans - Nonaccrual Loans and Loans Past Due Ninety Days or More and Still Accruing (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans past due 90+ days and accruing	$ 2,680,000	$ 2,381,000
Nonaccrual loans	3,080,000	3,044,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans past due 90+ days and accruing	140,000	79,000
Nonaccrual loans	0	0
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans past due 90+ days and accruing	175,000	130,000
Nonaccrual loans	0	0
Residential Portfolio Segment [Member]
Loans past due 90+ days and accruing	2,995,000	2,590,000
Nonaccrual loans	3,080,000	3,044,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans past due 90+ days and accruing	539,000	503,000
Nonaccrual loans	5,689,000	5,730,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans past due 90+ days and accruing	318,000	65,000
Nonaccrual loans	312,000	313,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans past due 90+ days and accruing	102,000	0
Nonaccrual loans	1,418,000	1,427,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans past due 90+ days and accruing	0	0
Nonaccrual loans	392,000	987,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans past due 90+ days and accruing	0	0
Nonaccrual loans	14,000	16,000
Commercial Portfolio Segment [Member]
Loans past due 90+ days and accruing	959,000	568,000
Nonaccrual loans	7,825,000	8,473,000
Consumer Portfolio Segment [Member]
Loans past due 90+ days and accruing	3,000	71,000
Nonaccrual loans	39,000	0
Loans past due 90+ days and accruing	3,957,000	3,229,000
Nonaccrual loans	$ 10,944,000	$ 11,517,000

Note 7 - Loans - Contractual Ag

Note 7 - Loans - Contractual Aging of Loans (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	$ 295,485,000	$ 294,703,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	7,234,000	6,156,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	4,034,000	3,924,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Loans receivable	306,753,000	304,783,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	21,340,000	20,816,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	142,000	251,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	140,000	79,000
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Loans receivable	21,622,000	21,146,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	37,977,000	38,581,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	475,000	329,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	175,000	130,000
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member]
Loans receivable	38,627,000	39,040,000
Residential Portfolio Segment [Member] | Construction Loans [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	19,867,000	21,121,000
Residential Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	143,000	0
Residential Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	0	0
Residential Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	20,010,000	21,121,000
Residential Portfolio Segment [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	374,669,000	375,221,000
Residential Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	7,994,000	6,736,000
Residential Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	4,349,000	4,133,000
Residential Portfolio Segment [Member]
Loans receivable	387,012,000	386,090,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	150,087,000	153,427,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	3,280,000	108,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	1,279,000	1,244,000
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	154,646,000	154,779,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	7,311,000	5,018,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	134,000	104,000
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	7,445,000	5,122,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	71,123,000	75,002,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	168,000	118,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	337,000	76,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Loans receivable	71,628,000	75,196,000
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	38,364,000	40,007,000
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Political Subdivisions [Member]
Loans receivable	38,364,000	40,007,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	6,025,000	5,970,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	221,000	223,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	922,000	826,000
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member]
Loans receivable	7,168,000	7,019,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	7,928,000	8,201,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	73,000	0
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	392,000	987,000
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member]
Loans receivable	8,393,000	9,188,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	4,398,000	4,642,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	80,000	13,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	14,000	16,000
Commercial Portfolio Segment [Member] | Agricultural Loans [Member]
Loans receivable	4,492,000	4,671,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	11,387,000	12,152,000
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Other Commercial Loans[Member]
Loans receivable	11,387,000	12,152,000
Commercial Portfolio Segment [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	296,623,000	304,419,000
Commercial Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	3,956,000	566,000
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	2,944,000	3,149,000
Commercial Portfolio Segment [Member]
Loans receivable	303,523,000	308,134,000
Consumer Portfolio Segment [Member] | Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	10,933,000	10,537,000
Consumer Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	95,000	48,000
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	42,000	71,000
Consumer Portfolio Segment [Member]
Loans receivable	11,070,000	10,656,000
Current Financing Receivables, 1 to 29 Days Past Due [Member]
Loans past due	682,225,000	690,177,000
Financing Receivables 30 to 89 Days Past Due [Member]
Loans past due	12,045,000	7,350,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	7,335,000	7,353,000
Loans receivable	$ 701,605,000	$ 704,880,000

Note 7 - Loans - Contractual 58

Note 7 - Loans - Contractual Aging of Nonaccrual Loans (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Non accrual Loans [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Loans current and past due	$ 6,894,000	$ 7,100,000
Non accrual Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Loans current and past due	672,000	293,000
Non accrual Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans current and past due	3,378,000	4,124,000
Non accrual Loans [Member]
Loans current and past due	10,944,000	11,517,000
Loans current and past due	$ 10,944,000	$ 11,517,000

Note 7 - Loans - Aging of Troub

Note 7 - Loans - Aging of Troubled Debt Restructings (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Troubled Debt Restructuring [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, current and past due	$ 925,000	$ 1,186,000
Troubled Debt Restructuring [Member] | Financing Receivables 30 to 89 Days Past Due [Member]
Troubled debt restructurings, current and past due	242,000	0
Troubled Debt Restructuring [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Troubled debt restructurings, current and past due	86,000	81,000
Troubled Debt Restructuring [Member]
Troubled debt restructurings, current and past due	6,313,000	6,364,000
Troubled debt restructurings, nonaccrual	5,060,000	5,097,000
Financing Receivables 30 to 89 Days Past Due [Member]
Troubled debt restructurings, current and past due	12,045,000	7,350,000
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Troubled debt restructurings, current and past due	7,335,000	7,353,000
Troubled debt restructurings, nonaccrual	$ 10,944,000	$ 11,517,000

Note 7 - Loans - Troubled Debt

Note 7 - Loans - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Troubled debt restructurings, number of contracts	1
Troubled debt restructurings, pre-modification outstanding recorded investment	$ 5
Troubled debt restructurings, post-modification outstanding recorded investment	$ 5
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Troubled debt restructurings, number of contracts		1
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 56
Troubled debt restructurings, post-modification outstanding recorded investment		$ 56
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member]
Troubled debt restructurings, number of contracts		1
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 32
Troubled debt restructurings, post-modification outstanding recorded investment		$ 32
Consumer Portfolio Segment [Member]
Troubled debt restructurings, number of contracts		1
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 30
Troubled debt restructurings, post-modification outstanding recorded investment		$ 30

Note 7 - Loans - Defaults on Lo

Note 7 - Loans - Defaults on Loans with Previous Modifications (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2015USD ($)
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member]
Troubled debt restructuring defaults, number of contracts	1	2
Troubled debt restructuring defaults, recorded investment	$ 31	$ 115
Commercial Portfolio Segment [Member] | Real Estate Loan [Member]
Troubled debt restructuring defaults, number of contracts		1
Troubled debt restructuring defaults, recorded investment		$ 407
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Troubled debt restructuring defaults, number of contracts	1
Troubled debt restructuring defaults, recorded investment	$ 5
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructuring defaults, number of contracts		1
Troubled debt restructuring defaults, recorded investment		$ 25

Note 7 - Loans - Foreclosed Res

Note 7 - Loans - Foreclosed Residential Real Estate (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Foreclosed residential real estate	$ 883	$ 555

Note 7 - Loans - Mortgage Loans

Note 7 - Loans - Mortgage Loans in Process of Foreclosure (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Residential Portfolio Segment [Member]
Residential real estate in process of foreclosure	$ 931	$ 1,173

Note 8 - Borrowed Funds (Detail

Note 8 - Borrowed Funds (Details Textual)	3 Months Ended
	Mar. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Federal Home Loan Bank of Pittsburgh [Member] | Other Assets [Member]
Federal Home Loan Bank Stock	$ 3,131,000	$ 4,527,000
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Advances [Member] | Minimum [Member]
Debt Instrument, Interest Rate, Stated Percentage	0.77%
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Advances [Member] | Maximum [Member]
Debt Instrument, Interest Rate, Stated Percentage	1.052%
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Advances [Member]
Number of Short-term Advances	9
Short-term Borrowing, Amount of Each Borrowing	$ 2,090,000
Short-term Debt, Weighted Average Interest Rate	0.94%
Repayment of Short-term Borrowing, Number of Advances	3
Repayments of Short-term Borrowing, Amount of Each Borrowing	$ 2,090,000
Repayment of Short-term Debt, Weighted Average Interest Rate	0.62%
Federal Home Loan Bank of Pittsburgh [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 448,336,000	450,883,000
Line of Credit Facility, Remaining Borrowing Capacity	$ 297,186,000
Securities Sold under Agreements to Repurchase [Member]
Debt, Weighted Average Interest Rate	0.10%
Repurchase Agreement Maturing in 2017 with a Rate of 3.595% [Member]
Debt Instrument, Interest Rate, Stated Percentage	3.595%
Carrying Value of Securities Sold under Repurchase Agreements and Deposits Received for Securities Loaned	$ 12,100,000	12,613,000
Securities Sold under Agreements to Repurchase, Asset	$ 32,701,000	$ 33,780,000

Note 8 - Borrowed Funds - Short

Note 8 - Borrowed Funds - Short-term Borrowings (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Advances [Member]
Short-term borrowings	$ 18,811,000	$ 48,581,000
Federal Home Loan Bank of Pittsburgh [Member] | Overnight Borrowing [Member]
Short-term borrowings	0	23,500,000
Federal Home Loan Bank of Pittsburgh [Member] | Other Short-term Debt [Member]
Short-term borrowings	18,811,000	25,081,000
Federal Home Loan Bank of Pittsburgh [Member]
Short-term borrowings	18,811,000	48,581,000
Securities Sold under Agreements to Repurchase [Member]
Short-term borrowings	7,141,000	4,915,000
Short-term borrowings	$ 25,952,000	$ 53,496,000

Note 8 - Borrowed Funds - Long-

Note 8 - Borrowed Funds - Long-term Borrowings (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Federal Home Loan Bank Advances [Member]
Long-term borrowings	$ 11,692,000	$ 11,767,000
Repurchase Agreements [Member]
Long-term borrowings	27,000,000	27,000,000
Long-term borrowings	$ 38,692,000	$ 38,767,000

Note 8 - Borrowed Funds - Lon67

Note 8 - Borrowed Funds - Long-term Borrowing Maturities (Details) - Federal Home Loan Bank of Pittsburgh [Member] - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Federal Home Loan Bank Borrowings Loan Maturing in 2016 with Rate of 686 [Member]
Long-term borrowings from FHLB- Pittsburgh	$ 45	$ 57
Federal Home Loan Bank Borrowings Loan Maturing in 2017 With Rate of 683 [Member]
Long-term borrowings from FHLB- Pittsburgh	9	10
Federal Home Loan Bank Borrowings Loan Maturing in 2017 with Rate of 381 [Member]
Long-term borrowings from FHLB- Pittsburgh	10,000	10,000
Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 479 [Member]
Long-term borrowings from FHLB- Pittsburgh	778	821
Federal Home Loan Bank Borrowings Loan Maturing in 2025 with Rate of 491 [Member]
Long-term borrowings from FHLB- Pittsburgh	860	879
Long-term borrowings from FHLB- Pittsburgh	$ 11,692	$ 11,767

Note 8 - Borrowed Funds - Lon68

Note 8 - Borrowed Funds - Long-term Borrowing Maturities (Details) (Parentheticals) - Federal Home Loan Bank of Pittsburgh [Member]	Mar. 31, 2016Rate	Dec. 31, 2015Rate
Federal Home Loan Bank Borrowings Loan Maturing in 2016 with Rate of 686 [Member]
Rate	6.86%	6.86%
Federal Home Loan Bank Borrowings Loan Maturing in 2017 With Rate of 683 [Member]
Rate	6.83%	6.83%
Federal Home Loan Bank Borrowings Loan Maturing in 2017 with Rate of 381 [Member]
Rate	3.81%	3.81%
Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 479 [Member]
Rate	4.79%	4.79%
Federal Home Loan Bank Borrowings Loan Maturing in 2025 with Rate of 491 [Member]
Rate	4.91%	4.91%

Note 8 - Borrowed Funds - Under

Note 8 - Borrowed Funds - Underlying Securities (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities Sold under Agreements to Repurchase, Asset	$ 15,526,000	$ 15,772,000
Collateralized Mortgage Obligations [Member]
Securities Sold under Agreements to Repurchase, Asset	17,175,000	18,008,000
Securities Sold under Agreements to Repurchase, Asset	$ 32,701,000	$ 33,780,000

Note 9 - Defined Benefit Plan70

Note 9 - Defined Benefit Plans (Details Textual) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2016
Scenario, Forecast [Member]
Pension and Other Postretirement Benefit Contributions		$ 68,000
Defined Benefit Plan Required Contributions in Current Fiscal Year	$ 0
Pension and Other Postretirement Benefit Contributions	$ 18,000

Note 9 - Defined Benefit Plan71

Note 9 - Defined Benefit Plans - Net Periodic Benefit Costs (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Pension Plan [Member]
Service cost	$ 0	$ 0
Interest cost	7,000	9,000
Expected return on plan assets	(7,000)	(11,000)
Amortization of prior service cost	0	0
Recognized net actuarial loss	3,000	4,000
Net periodic benefit cost	3,000	2,000
Other Postretirement Benefit Plan [Member]
Service cost	9,000	10,000
Interest cost	16,000	13,000
Expected return on plan assets	0	0
Amortization of prior service cost	(8,000)	(7,000)
Recognized net actuarial loss	0	0
Net periodic benefit cost	$ 17,000	$ 16,000

Note 10 - Stock-based Compens72

Note 10 - Stock-based Compensation Plans (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Restricted Stock [Member] | Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		20,298
Share Based Compensation Arrangement by Share Based Payment Award Contingent Vesting Shares	17,289
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years	4 years
Restricted Stock [Member] | Independent Directors Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	6,606	7,130
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	1 year	1 year
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	34,199	34,800
Allocated Share-based Compensation Expense	$ 162,000	$ 150,000
Performance Shares [Member] | Stock Incentive Plan [Member] | Chief Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		5,174
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		3 years
Performance Shares [Member] | Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	10,304	2,198
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years	4 years

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Other Assets [Member]
Amortization Method Qualified Affordable Housing Project Investments	$ 787,000			$ 812,000
Scenario, Forecast [Member]
Income Tax Credits and Adjustments			$ 158,000
Income Tax Expense Benefit Increase Decrease			$ 76,000
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%
Income Tax Credits and Adjustments				158,000
Income Tax Expense Benefit Increase Decrease	$ 19,000	$ 20,000		$ 80,000
Unrecognized Tax Benefits	$ 0

Note 11 - Income Taxes - Net De

Note 11 - Income Taxes - Net Deferred Tax Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Deferred tax assets:
Net realized losses on securities	$ 36	$ 69
Allowance for loan losses	2,623	2,761
Other deferred tax assets	2,238	2,634
Total deferred tax assets	4,897	5,464
Deferred tax liabilities:
Unrealized holding gains on securities	2,879	1,342
Defined benefit plans - ASC 835	26	19
Bank premises and equipment	926	869
Core deposit intangibles	10	11
Other deferred tax liabilities	107	108
Total deferred tax liabilities	3,948	2,349
Deferred tax asset, net	$ 949	$ 3,115

Note 11 - Income Taxes - Reconc

Note 11 - Income Taxes - Reconciliation of Income Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Income before income tax provision	$ 4,666	$ 5,044
Income tax provision	$ 1,093	$ 1,229
Effective tax rate	23.42%	24.37%

Note 14 -Subsequent Event (Deta

Note 14 -Subsequent Event (Details Textual) - USD ($)	1 Months Ended	3 Months Ended
	Apr. 30, 2016	Mar. 31, 2016	Mar. 31, 2015	Apr. 21, 2016	Dec. 31, 2015
July 2014 Repurchase Program [Member] | Subsequent Event [Member]
Treasury Stock, Shares, Acquired	622,500
Treasury Stock, Value, Acquired, Cost Method	$ 12,140,000
Treasury Stock Acquired, Average Cost Per Share	$ 19.50
July 2014 Repurchase Program [Member]
Treasury Stock, Shares		589,550
Treasury Stock, Value		$ 11,870,000
Treasury Stock, Shares		574,141			474,548
Treasury Stock, Value		$ 10,854,000			$ 8,804,000
Treasury Stock, Value, Acquired, Cost Method		$ 3,070,000	$ 3,022,000
Stock Repurchase Program, Number of Shares Authorized to be Repurchased				600,000
Stock Repurchase Program, Shares Authorized to be Repurchase, Percentage of Outstanding Common Stock				5.00%