Document And Entity Information
Document And Entity Information - shares | 3 Months Ended | |
Mar. 31, 2019 | May 02, 2019 | |
Document Information [Line Items] | ||
Entity Registrant Name | CITIZENS & NORTHERN CORP | |
Entity Central Index Key | 0000810958 | |
Trading Symbol | cznc | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Accelerated Filer | |
Entity Current Reporting Status | Yes | |
Entity Emerging Growth Company | false | |
Entity Small Business | true | |
Entity Common Stock, Shares Outstanding (in shares) | 13,674,399 | |
Document Type | 10-Q | |
Document Period End Date | Mar. 31, 2019 | |
Document Fiscal Year Focus | 2019 | |
Document Fiscal Period Focus | Q1 | |
Amendment Flag | false |
Consolidated Balance Sheets (Cu
Consolidated Balance Sheets (Current Period Unaudited) - USD ($) | Mar. 31, 2019 | Dec. 31, 2018 |
ASSETS | ||
Noninterest-bearing | $ 20,667,000 | $ 20,970,000 |
Interest-bearing | 23,335,000 | 16,517,000 |
Total cash and due from banks | 44,002,000 | 37,487,000 |
Available-for-sale debt securities, at fair value | 357,646,000 | 363,273,000 |
Marketable equity security | 962,000 | 950,000 |
Loans held for sale | 0 | 213,000 |
Loans receivable | 825,392,000 | 827,563,000 |
Allowance for loan losses | (8,256,000) | (9,309,000) |
Loans, net | 817,136,000 | 818,254,000 |
Bank-owned life insurance | 18,331,000 | 19,035,000 |
Accrued interest receivable | 4,270,000 | 3,968,000 |
Bank premises and equipment, net | 14,663,000 | 14,592,000 |
Foreclosed assets held for sale | 1,875,000 | 1,703,000 |
Deferred tax asset, net | 2,696,000 | 4,110,000 |
Intangible assets - Goodwill and core deposit intangibles | 11,949,000 | 11,951,000 |
Other assets | 16,470,000 | 15,357,000 |
TOTAL ASSETS | 1,290,000,000 | 1,290,893,000 |
LIABILITIES | ||
Noninterest-bearing | 274,759,000 | 272,520,000 |
Interest-bearing | 765,152,000 | 761,252,000 |
Total deposits | 1,039,911,000 | 1,033,772,000 |
Short-term borrowings | 5,132,000 | 12,853,000 |
Long-term borrowings | 32,844,000 | 35,915,000 |
Accrued interest and other liabilities | 9,986,000 | 10,985,000 |
TOTAL LIABILITIES | 1,087,873,000 | 1,093,525,000 |
STOCKHOLDERS' EQUITY | ||
Preferred stock, $1,000 par value; authorized 30,000 shares; $1,000 liquidation preference per share; no shares issued | 0 | 0 |
Common stock, par value $1.00 per share; authorized 20,000,000 shares; issued 12,655,171; outstanding 12,393,044 at March 31, 2019 and 12,319,330 December 31, 2018 | 12,655,000 | 12,655,000 |
Paid-in capital | 71,963,000 | 72,602,000 |
Retained earnings | 123,155,000 | 122,643,000 |
Treasury stock, at cost; 262,127 shares at March 31, 2019 and 335,841 shares at December 31, 2018 | (5,005,000) | (6,362,000) |
Accumulated other comprehensive loss | (641,000) | (4,170,000) |
TOTAL STOCKHOLDERS' EQUITY | 202,127,000 | 197,368,000 |
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY | $ 1,290,000,000 | $ 1,290,893,000 |
Consolidated Balance Sheets (_2
Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares | Mar. 31, 2019 | Dec. 31, 2018 |
Preferred stock, par value (in dollars per share) | $ 1,000 | $ 1,000 |
Preferred stock, authorized shares (in shares) | 30,000 | 30,000 |
Preferred stock, liquidation preference per share (in dollars per share) | $ 1,000 | $ 1,000 |
Preferred stock, shares issued (in shares) | 0 | 0 |
Common stock, par value (in dollars per share) | $ 1 | $ 1 |
Common stock, shares authorized (in shares) | 20,000,000 | 20,000,000 |
Common stock, shares issued (in shares) | 12,655,171 | 12,655,171 |
Common stock, shares outstanding (in shares) | 12,393,044 | 12,319,330 |
Treasury stock, shares (in shares) | 262,127 | 335,841 |
Consolidated Statements of Inco
Consolidated Statements of Income (Unaudited) - USD ($) | 3 Months Ended | ||
Mar. 31, 2019 | Mar. 31, 2018 | ||
Interest and fees on loans: | |||
Taxable | $ 9,948,000 | $ 9,201,000 | |
Tax-exempt | 564,000 | 556,000 | |
Interest on mortgages held for sale | 3,000 | 2,000 | |
Interest on balances with depository institutions | 116,000 | 50,000 | |
Income from available-for-sale debt securities: | |||
Taxable | 1,834,000 | 1,363,000 | |
Tax-exempt | 594,000 | 713,000 | |
Dividends on marketable equity security | 6,000 | 5,000 | |
Total interest and dividend income | 13,065,000 | 11,890,000 | |
INTEREST EXPENSE | |||
Interest on deposits | 1,053,000 | 729,000 | |
Interest on short-term borrowings | 79,000 | 199,000 | |
Interest on long-term borrowings | 218,000 | 65,000 | |
Total interest expense | 1,350,000 | 993,000 | |
Net interest income | 11,715,000 | 10,897,000 | |
Provision for Loan, Lease, and Other Losses, Total | (957,000) | 292,000 | |
Net interest income after (credit) provision for loan losses | 12,672,000 | 10,605,000 | |
NONINTEREST INCOME | |||
Brokerage revenue | 307,000 | 212,000 | |
Insurance commissions, fees and premiums | 30,000 | 44,000 | |
Net gains from sale of loans | 87,000 | 184,000 | |
Increase in cash surrender value of life insurance | 92,000 | 97,000 | |
Other noninterest income | 530,000 | 450,000 | |
Total noninterest income | 4,406,000 | 4,406,000 | |
NONINTEREST EXPENSE | |||
Salaries and wages | 4,493,000 | 4,124,000 | |
Pensions and other employee benefits | 1,618,000 | 1,610,000 | |
Occupancy expense, net | 657,000 | 637,000 | |
Furniture and equipment expense | 301,000 | 271,000 | |
Data processing expenses | 803,000 | 641,000 | |
Automated teller machine and interchange expense | 189,000 | 322,000 | |
Pennsylvania shares tax | 347,000 | 336,000 | |
Professional fees | 424,000 | 276,000 | |
Telecommunications | 164,000 | 233,000 | |
Directors' fees | 183,000 | 184,000 | |
Other noninterest expense | 1,828,000 | 1,261,000 | |
Total noninterest expense | 11,007,000 | 9,895,000 | |
Income before income tax provision | 6,071,000 | 5,116,000 | |
Income tax provision | 981,000 | 741,000 | |
NET INCOME | $ 5,090,000 | $ 4,375,000 | |
EARNINGS PER COMMON SHARE - BASIC (in dollars per share) | [1] | $ 0.41 | $ 0.36 |
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share) | [1] | $ 0.41 | $ 0.36 |
Trust and Asset Management [Member] | |||
NONINTEREST INCOME | |||
Revenue | $ 1,360,000 | $ 1,422,000 | |
Deposit Account [Member] | |||
NONINTEREST INCOME | |||
Revenue | 1,250,000 | 1,204,000 | |
Service Charges and Fees [Member] | |||
NONINTEREST INCOME | |||
Revenue | 79,000 | 86,000 | |
Debit Card [Member] | |||
NONINTEREST INCOME | |||
Revenue | 643,000 | 579,000 | |
Bank Servicing [Member] | |||
NONINTEREST INCOME | |||
Revenue | $ 28,000 | $ 128,000 | |
[1] | Basic and diluted earnings per share under the two-class method are determined on net income reported on the consolidated statements of income, less earnings allocated to non-vested restricted shares with nonforfeitable dividends (participating securities). |
Consolidated Statements of Comp
Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Net income | $ 5,090 | $ 4,375 |
Unrealized holding gains (losses) on available-for-sale debt securities | 4,261 | (4,839) |
Unfunded pension and postretirement obligations: | ||
Changes from plan amendments and actuarial gains and losses included in accumulated other comprehensive gain | 214 | 93 |
Amortization of prior service cost and net actuarial loss included in net periodic benefit cost | (8) | (5) |
Other comprehensive gain on unfunded retirement obligations | 206 | 88 |
Other comprehensive income (loss) before income tax | 4,467 | (4,751) |
Income tax related to other comprehensive (income) loss | (938) | 997 |
Net other comprehensive income (loss) | 3,529 | (3,754) |
Comprehensive income | $ 8,619 | $ 621 |
Consolidated Statements of Cash
Consolidated Statements of Cash Flows (Unaudited) - USD ($) | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | Dec. 31, 2018 | |
CASH FLOWS FROM OPERATING ACTIVITIES: | |||
Net income | $ 5,090,000 | $ 4,375,000 | |
Adjustments to reconcile net income to net cash provided by operating activities: | |||
(Credit) provision for loan losses | (957,000) | 292,000 | |
Unrealized (gain) loss on marketable equity security | (12,000) | 15,000 | |
Depreciation and amortization expense | 425,000 | 412,000 | |
Accretion and amortization on securities, net | 209,000 | 268,000 | |
Increase in cash surrender value of life insurance | (92,000) | (97,000) | |
Stock-based compensation and other expense | 229,000 | 183,000 | |
Deferred income taxes | 476,000 | 166,000 | |
Decrease (increase) in fair value of servicing rights | 77,000 | (20,000) | |
Gains on sales of loans, net | (87,000) | (184,000) | |
Origination of loans held for sale | (2,259,000) | (5,327,000) | |
Proceeds from sales of loans held for sale | 2,539,000 | 6,001,000 | |
(Increase) decrease in accrued interest receivable and other assets | (649,000) | 757,000 | |
Decrease in accrued interest payable and other liabilities | (2,217,000) | (482,000) | |
Other | 48,000 | (29,000) | |
Net Cash Provided by Operating Activities | 2,820,000 | 6,330,000 | |
CASH FLOWS FROM INVESTING ACTIVITIES: | |||
Proceeds from maturities of certificates of deposit | 100,000 | 820,000 | |
Purchase of certificates of deposit | 0 | (100,000) | |
Proceeds from calls and maturities of available-for-sale securities | 18,613,000 | 10,516,000 | |
Purchase of available-for-sale securities | (8,934,000) | (312,000) | |
Redemption of Federal Home Loan Bank of Pittsburgh stock | 2,308,000 | 2,990,000 | |
Purchase of Federal Home Loan Bank of Pittsburgh stock | (1,753,000) | (1,706,000) | |
Net decrease (increase) in loans | 1,681,000 | (1,805,000) | |
Proceeds from bank owned life insurance | 796,000 | 0 | |
Purchase of premises and equipment | (496,000) | (467,000) | |
Proceeds from sale of foreclosed assets | 176,000 | 603,000 | |
Other | 46,000 | 51,000 | |
Net Cash Provided by Investing Activities | 12,537,000 | 10,590,000 | |
CASH FLOWS FROM FINANCING ACTIVITIES: | |||
Net increase in deposits | 6,139,000 | 9,632,000 | |
Net decrease in short-term borrowings | (7,721,000) | (35,284,000) | |
Proceeds from long-term borrowings | 5,000,000 | 9,000,000 | |
Repayments of long-term borrowings | (8,071,000) | (67,000) | |
Sale of treasury stock | 162,000 | 63,000 | |
Repurchase of restricted stock for tax withholding | (189,000) | 0 | |
Common dividends paid | (4,062,000) | (2,928,000) | |
Net Cash Used in Financing Activities | (8,742,000) | (19,584,000) | |
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS | 6,615,000 | (2,664,000) | |
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR | 32,827,000 | 37,004,000 | $ 37,004,000 |
CASH AND CASH EQUIVALENTS, END OF YEAR | 39,442,000 | 34,340,000 | $ 32,827,000 |
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: | |||
Assets acquired through foreclosure of real estate loans | 399,000 | 72,000 | |
Accrued purchase of available-for-sale debt security | 0 | 507,000 | |
Interest paid | 1,377,000 | 978,000 | |
Income taxes paid | $ 50,000 | $ 125,000 |
Consolidated Statements of Chan
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands | Common Stock [Member] | Treasury Stock [Member] | Additional Paid-in Capital [Member] | Retained Earnings [Member] | AOCI Attributable to Parent [Member] | Total | |
Balance (in shares) at Dec. 31, 2017 | 12,655,171 | 440,646 | |||||
Balance, beginning of period at Dec. 31, 2017 | $ 12,655 | $ (8,348) | $ 72,035 | $ 113,608 | $ (1,507) | $ 188,443 | |
Net income | 4,375 | 4,375 | |||||
Total other comprehensive income, net of tax amount | (3,754) | (3,754) | |||||
Cash dividends declared on common stock | (3,307) | (3,307) | |||||
Shares issued for dividend reinvestment plan (in shares) | 16,371 | ||||||
Shares issued for dividend reinvestment plan | $ 310 | 69 | 379 | ||||
Shares issued from treasury and redeemed related to exercise of stock options (in shares) | (4,198) | ||||||
Shares issued from treasury and redeemed related to exercise of stock options | $ 79 | (16) | 63 | ||||
Restricted stock granted (in shares) | (34,552) | ||||||
Restricted stock granted | $ 655 | (655) | 0 | ||||
Forfeiture of restricted stock (in shares) | 5,362 | ||||||
Forfeiture of restricted stock | $ (100) | 100 | 0 | ||||
Stock-based compensation expense | 183 | 183 | |||||
Impact of accounting standards change (Accounting Standards Update 2018-02 [Member]) at Dec. 31, 2017 | [1] | 325 | (325) | 0 | |||
Impact of accounting standards change (Accounting Standards Update 2017-08 [Member]) at Dec. 31, 2017 | [2] | (26) | 26 | 0 | |||
Impact of accounting standards change (Accounting Standards Update 2016-01 [Member]) at Dec. 31, 2017 | [3] | (22) | 22 | 0 | |||
Shares issued for dividend reinvestment plan (in shares) | (16,371) | ||||||
Balance (in shares) at Mar. 31, 2018 | 12,655,171 | 390,887 | |||||
Balance, end of period at Mar. 31, 2018 | $ 12,655 | $ (7,404) | 71,716 | 114,953 | (5,538) | 186,382 | |
Balance (in shares) at Dec. 31, 2018 | 12,655,171 | 335,841 | |||||
Balance, beginning of period at Dec. 31, 2018 | $ 12,655 | $ (6,362) | 72,602 | 122,643 | (4,170) | 197,368 | |
Net income | 5,090 | 5,090 | |||||
Total other comprehensive income, net of tax amount | 3,529 | 3,529 | |||||
Cash dividends declared on common stock | (4,578) | (4,578) | |||||
Shares issued for dividend reinvestment plan (in shares) | (20,487) | ||||||
Shares issued for dividend reinvestment plan | $ 391 | 125 | 516 | ||||
Shares issued from treasury and redeemed related to exercise of stock options (in shares) | (12,638) | ||||||
Shares issued from treasury and redeemed related to exercise of stock options | $ 240 | (78) | 162 | ||||
Restricted stock granted (in shares) | (48,137) | ||||||
Restricted stock granted | $ 918 | (918) | 0 | ||||
Forfeiture of restricted stock (in shares) | 156 | ||||||
Forfeiture of restricted stock | $ (3) | 3 | 0 | ||||
Stock-based compensation expense | 229 | 229 | |||||
Repurchase of restricted stock for tax withholding (in shares) | 7,392 | ||||||
Repurchase of restricted stock for tax withholding | $ (189) | (189) | |||||
Shares issued for dividend reinvestment plan (in shares) | 20,487 | ||||||
Balance (in shares) at Mar. 31, 2019 | 12,655,171 | 262,127 | |||||
Balance, end of period at Mar. 31, 2019 | $ 12,655 | $ (5,005) | $ 71,963 | $ 123,155 | $ (641) | $ 202,127 | |
[1] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of Accounting Standards Update (ASU) 2018-02, Reclassification of Certain tax Effects from Accumulated Other Comprehensive Income, effective January 1, 2018. | ||||||
[2] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20), effective January 1, 2018. | ||||||
[3] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities, effective January 1, 2018. |
Consolidated Statements of Ch_2
Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Retained Earnings [Member] | ||
Common stock, dividends, per share (in dollars per share) | $ 0.37 | $ 0.27 |
Note 1 - Basis of Interim Prese
Note 1 - Basis of Interim Presentation and Status of Recent Accounting Pronouncements | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Significant Accounting Policies [Text Block] | 1. AND STATUS OF RECENT ACCOUNTING PRONOUNCEMENTS The consolidated financial statements include the accounts of Citizens & Northern Corporation and its subsidiaries, Citizens & Northern Bank (“C&N Bank”), Bucktail Life Insurance Company and Citizens & Northern Investment Corporation (collectively, “Corporation”). The consolidated financial statements also include C&N Bank’s wholly-owned subsidiaries, C&N Financial Services Corporation, and Northern Tier Holding LLC. C&N Bank is the sole member of Northern Tier Holding LLC. All material intercompany balances and transactions have been eliminated in consolidation. The consolidated financial information included herein, except the consolidated balance sheet dated December 31, 2018, not 2018 2019 Operating results reported for the three March 31, 2019 not December 31, 2019. RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issues Accounting Standards Updates (ASUs) to the FASB Accounting Standards Codification (ASC). This section provides a summary description of recent ASUs that have significant implications (elected or required) within the consolidated financial statements, or that management expects may Recent Accounting Pronouncements - Adopted Effective January 1, 2019, 2016 02, 842 842, not 12 not $1,132,000 January 1, 2019, no no March 31, 2019, $1,424,000 Effective January 1, 2018, 2014 09, 606 five not 2014 09 not 11. In February 2018, 2018 02, not 2017 January 1, 2018. two January 1, 2018, $325,000 no Effective January 1, 2018, 2017 08, 310 20 no $26,000 January 1, 2018 Effective January 1, 2018, 2016 01, 2016 01 January 1, 2018 ● A marketable equity security previously included in available-for-sale securities on the consolidated balance sheets is presented as a separate asset. ● Changes in the fair value of the marketable equity security are captured in the consolidated statements of income. ● Retained earnings was reduced and a corresponding increase in accumulated other comprehensive loss was recognized ( no $22,000 January 1, 2018 ● Adoption of ASU 2016 01 not 5. Recently Issued B ut Not ASU 2016 13, 326 2016 13 2016 13 2016 13 2016 13 first 2020. first 2019; not 12 January 1, 2020. ASU 2017 04, 350 2 not may first 2020. not ASU 2018 13, 820 1 2 3 2018 13 2018 13 3 3 first 2020. 3 not ASU 2018 14, 715 20 first 2021. not ASU 2018 15, 350 40 not first 2020, not |
Note 2 - Per Share Data
Note 2 - Per Share Data | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Earnings Per Share [Text Block] | 2 . PER SHARE DATA Basic earnings per common share are calculated using the two two Diluted earnings per common share are calculated under the more dilutive of either the treasury method or the two 3 Months Ended March 31, March 31, 2019 2018 Basic Net income $ 5,090 $ 4,375 Less: Dividends and undistributed earnings allocated to participating securities (27 ) (23 ) Net income attributable to common shares $ 5,063 $ 4,352 Basic weighted-average common shares outstanding 12,308,862 12,189,471 Basic earnings per common share (a) $ 0.41 $ 0.36 Diluted Net income attributable to common shares $ 5,063 $ 4,352 Basic weighted-average common shares outstanding 12,308,862 12,189,471 Dilutive effect of potential common stock arising from stock options 25,445 32,785 Diluted weighted-average common shares outstanding 12,334,307 12,222,256 Diluted earnings per common share (a) $ 0.41 $ 0.36 Weighted-average nonvested restricted shares outstanding 65,639 62,922 (a) Basic and diluted earnings per share under the two Anti-dilutive stock options are excluded from net income per share calculations. There were no first 2019 2018. |
Note 3 - Comprehensive Income
Note 3 - Comprehensive Income | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Comprehensive Income (Loss) Note [Text Block] | 3 . COMPREHENSIVE INCOME Comprehensive income is the total of ( 1 2 (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2019 Other comprehensive income on available-for-sale debt securities, Unrealized holding gains on available-for-sale debt securities $ 4,261 $ (895 ) $ 3,366 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 214 (45 ) 169 Amortization of prior service cost and net actuarial loss included in net periodic benefit cost (8 ) 2 (6 ) Other comprehensive income on unfunded retirement obligations 206 (43 ) 163 Total other comprehensive income $ 4,467 $ (938 ) $ 3,529 (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2018 Other comprehensive loss on available-for-sale debt securities, Unrealized holding losses on available-for-sale debt securities $ (4,839 ) $ 1,015 $ (3,824 ) Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 93 (19 ) 74 Amortization of prior service cost and net actuarial loss included in net periodic benefit cost (5 ) 1 (4 ) Other comprehensive income on unfunded retirement obligations 88 (18 ) 70 Total other comprehensive loss $ (4,751 ) $ 997 $ (3,754 ) Changes in the components of accumulated other comprehensive (loss) income are as follows and are presented net of tax: (In Thousands) Accumulated Unrealized Unfunded Other Losses Retirement Comprehensive on Securities Obligations Loss Three Months Ended March 31, 2019 Balance, beginning of period $ (4,307 ) $ 137 $ (4,170 ) Other comprehensive income during three months ended March 31, 2019 3,366 163 3,529 Balance, end of period $ (941 ) $ 300 $ (641 ) Three Months Ended March 31, 2018 Balance, beginning of period $ (1,566 ) $ 59 $ (1,507 ) Impact of change in enacted income tax rate (337 ) 12 (325 ) Impact of change in the method of premium amortization of callable debt securities 26 0 26 Impact of change in the method of accounting for marketable equity security 22 0 22 Other comprehensive (loss) income during three months ended March 31, 2018 (3,824 ) 70 (3,754 ) Balance, end of period $ (5,679 ) $ 141 $ (5,538 ) Items reclassified out of each component of other comprehensive (loss) income are as follows: For the Three Months Ended March 31, 2019 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Loss Components Comprehensive Loss Statements of Income Amortization of defined benefit pension and postretirement items: Prior service cost $ (8 ) Other noninterest expense 2 Income tax provision Total reclassifications for the period $ (6 ) For the Three Months Ended March 31, 2018 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Loss Components Comprehensive Loss Statements of Income Amortization of defined benefit pension and postretirement items: Prior service cost $ (8 ) Other noninterest expense Actuarial loss 3 Other noninterest expense (5 ) Total before tax 1 Income tax provision Total reclassifications for the period $ (4 ) |
Note 4 - Cash and Due From Bank
Note 4 - Cash and Due From Banks | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Cash and Cash Equivalents Disclosure [Text Block] | 4 . CASH AND DUE FROM BANKS Cash and due from banks at March 31, 2019 December 31, 2018 (In thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 Cash and cash equivalents $ 39,442 $ 32,827 Certificates of deposit 4,560 4,660 Total cash and due from banks $ 44,002 $ 37,487 Certificates of deposit are issues by U.S. banks with original maturities greater than three The Corporation is required to maintain reserves against deposit liabilities in the form of cash and balances with the Federal Reserve Bank of Philadelphia. The reserves are based on deposit levels, account activity, and other services provided by the Federal Reserve Bank. Required reserves were $17,545,000 March 31, 2019 $18,141,000 December 31, 2018. |
Note 5 - Fair Value Measurement
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Fair Value Disclosures [Text Block] | 5 . FAIR VALUE MEASUREMENTS AND FAIR VALUES OF FINANCIAL INSTRUMENTS The Corporation measures certain assets at fair value. Fair value is defined as the price that would be received to sell an asset in an orderly transaction between market participants at the measurement date. FASB Accounting Standards Codification (ASC) topic 820, three Level 1 Level 2 1 2 not Level 3 3 The Corporation monitors and evaluates available data relating to fair value measurements on an ongoing basis and recognizes transfers among the levels of the fair value hierarchy as of the date of an event or change in circumstances that affects the valuation method chosen. Examples of such changes may At March 31, 2019 December 31, 2018, March 3 1 , 201 9 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE DEBT SECURITIES: Obligations of U.S. Government agencies $ 0 $ 12,265 $ 0 $ 12,265 Obligations of states and political subdivisions: Tax-exempt 0 76,902 0 76,902 Taxable 0 30,435 0 30,435 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 0 57,049 0 57,049 Residential collateralized mortgage obligations 0 140,722 0 140,722 Commercial mortgage-backed securities 0 40,273 0 40,273 Total available-for-sale debt securities 0 357,646 0 357,646 Marketable equity security 962 0 0 962 Servicing rights 0 0 1,347 1,347 Total recurring fair value measurements $ 962 $ 357,646 $ 1,347 $ 359,955 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 2,769 $ 2,769 Valuation allowance 0 0 (498 ) (498 ) Impaired loans, net 0 0 2,271 2,271 Foreclosed assets held for sale 0 0 1,875 1,875 Total nonrecurring fair value measurements $ 0 $ 0 $ 4,146 $ 4,146 December 31, 201 8 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE DEBT SECURITIES: Obligations of U.S. Government agencies $ 0 $ 12,500 $ 0 $ 15,500 Obligations of states and political subdivisions: Tax-exempt 0 83,952 0 83,952 Taxable 0 27,699 0 27,699 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 0 53,445 0 53,445 Residential collateralized mortgage obligations 0 145,912 0 145,912 Commercial mortgage-backed securities 0 39,765 0 39,765 Total available-for-sale debt securities 0 363,273 0 363,273 Marketable equity security 950 0 0 950 Servicing rights 0 0 1,404 1,404 Total recurring fair value measurements $ 950 $ 363,273 $ 1,404 $ 365,627 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 4,851 $ 4,851 Valuation allowance 0 0 (1,605 ) (1,605 ) Impaired loans, net 0 0 3,246 3,246 Foreclosed assets held for sale 0 0 1,703 1,703 Total nonrecurring fair value measurements $ 0 $ 0 $ 4,949 $ 4,949 Management’s evaluation and selection of valuation techniques and the unobservable inputs used in determining the fair values of assets valued using Level 3 At March 31, 2019 December 31, 2018, 3 Fair Value at 3 /3 1 /1 9 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 3 /3 1 /1 9 Servicing rights $ 1,347 Discounted cash flow Discount rate 12.50 % Rate used through modeling period Loan prepayment speeds 129.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs Fair Value at 12/31/1 8 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 12/31/1 8 Servicing rights $ 1,404 Discounted cash flow Discount rate 12.50 % Rate used through modeling period Loan prepayment speeds 114.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs The fair value of servicing rights is affected by expected future interest rates. Increases (decreases) in future expected interest rates tend to increase (decrease) the fair value of the Corporation’s servicing rights because of changes in expected prepayment behavior by the borrowers on the underlying loans. Unrealized gains (losses) in fair value of servicing rights are included in Loan servicing fees, net, in the unaudited consolidated statements of income. Following is a reconciliation of activity for Level 3 (In Thousands) 3 Months Ended March 31, 2019 2018 Servicing rights balance, beginning of period $ 1,404 $ 1,299 Issuances of servicing rights 20 50 Unrealized (losses) gains included in earnings (77 ) 20 Servicing rights balance, end of period $ 1,347 $ 1,369 Loans are classified as impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Foreclosed assets held for sale consist of real estate acquired by foreclosure. For impaired commercial loans secured by real estate and foreclosed assets held for sale, estimated fair values are determined primarily using values from third At March 31, 2019 December 31, 2018, 3 (In Thousands, Except Weighted - Percentages) Average Balance at Valuation Allowance at Fair Value at Valuation Unobservable Discount at Asset 3/31/19 3/31/19 3/31/19 Technique Inputs 3/31/19 Impaired loans: Residential mortgage loans - first and junior liens $ 509 $ 114 $ 395 Sales comparison Discount to appraised value 26 % Commercial: Commercial loans secured by real estate 991 160 831 Sales comparison Discount to appraised value 39 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 40 40 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 669 60 609 Liquidation of accounts receivable Discount to borrower's financial statement value 15 % Loans secured by farmland 485 49 436 Sales comparison Discount to appraised value 46 % Total impaired loans $ 2,769 $ 498 $ 2,271 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 109 $ 0 $ 109 Sales comparison Discount to appraised value 51 % Land 110 0 110 Sales comparison Discount to appraised value 61 % Commercial real estate 1,656 0 1,656 Sales comparison Discount to appraised value 32 % Total foreclosed assets held for sale $ 1,875 $ 0 $ 1,875 (In Thousands, Except Weighted- Percentages) Average Balance at Valuation Allowance at Fair Value at Valuation Unobservable Discount at Asset 12/31/18 12/31/18 12/31/18 Technique Inputs 12/31/18 Impaired loans: Residential mortgage loans - first and junior liens $ 509 $ 116 $ 393 Sales comparison Discount to appraised value 26 % Commercial: Commercial loans secured by real estate 2,515 781 1,734 Sales comparison Discount to appraised value 16 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 1,265 584 681 Sales comparison Discount to borrower's financial statement value 36 % Loans secured by farmland 487 49 438 Sales comparison Discount to appraised value 56 % Total impaired loans $ 4,851 $ 1,605 $ 3,246 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 64 $ 0 $ 64 Sales comparison Discount to appraised value 68 % Land 110 0 110 Sales comparison Discount to appraised value 61 % Commercial real estate 1,529 0 1,529 Sales comparison Discount to appraised value 20 % Total foreclosed assets held for sale $ 1,703 $ 0 $ 1,703 Certain of the Corporation’s financial instruments are not not may not may not The estimated fair values, and related carrying amounts, of the Corporation’s financial instruments that are not (In Thousands) Fair Value March 3 1 , 201 9 December 31, 201 8 Hierarchy Carrying Fair Carrying Fair Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 39,442 $ 39,442 $ 32,827 $ 32,827 Certificates of deposit Level 2 4,560 4,611 4,660 4,634 Restricted equity securities (included in Other Assets) Level 2 5,157 5,157 5,712 5,712 Loans, net Level 3 817,136 824,036 818,254 825,809 Accrued interest receivable Level 2 4,270 4,270 3,968 3,968 Financial liabilities: Deposits with no stated maturity Level 2 810,409 810,409 804,207 804,207 Time deposits Level 2 229,502 229,730 229,565 229,751 Short-term borrowings Level 2 5,132 4,941 12,853 12,617 Long-term borrowings Level 2 32,844 32,877 35,915 35,902 Accrued interest payable Level 2 115 115 142 142 The Corporation has commitments to extend credit and has issued standby letters of credit. Standby letters of credit are conditional guarantees of performance by a customer to a third not |
Note 6 - Securities
Note 6 - Securities | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | 6 . SECURITIES Amortized cost and fair value of available-for-sale debt securities at March 31, 2019 December 31, 2018 March 31, 201 9 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 11,916 $ 349 $ 0 $ 12,265 Obligations of states and political subdivisions: Tax-exempt 75,910 1,290 (298 ) 76,902 Taxable 30,059 443 (67 ) 30,435 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 57,727 155 (833 ) 57,049 Residential collateralized mortgage obligations 142,642 204 (2,124 ) 140,722 Commercial mortgage-backed securities 40,583 361 (671 ) 40,273 Total available-for-sale debt securities $ 358,837 $ 2,802 $ (3,993 ) $ 357,646 December 31, 201 8 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 12,331 $ 169 $ 0 $ 12,500 Obligations of states and political subdivisions: Tax-exempt 84,204 949 (1,201 ) 83,952 Taxable 27,618 208 (127 ) 27,699 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 54,827 48 (1,430 ) 53,445 Residential collateralized mortgage obligations 148,964 238 (3,290 ) 145,912 Commercial mortgage-backed securities 40,781 166 (1,182 ) 39,765 Total available-for-sale debt securities $ 368,725 $ 1,778 $ (7,230 ) $ 363,273 The following table presents gross unrealized losses and fair value of available-for-sale debt securities with unrealized loss positions that are not March 31, 2019 December 31, 2018: March 3 1 , 201 9 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 0 $ 0 $ 21,103 $ (298 ) $ 21,103 $ (298 ) Taxable 0 0 8,315 (67 ) 8,315 (67 ) Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 5,054 (77 ) 41,750 (756 ) 46,804 (833 ) Residential collateralized mortgage obligations 0 0 98,164 (2,124 ) 98,164 (2,124 ) Commercial mortgage-backed securities 0 0 28,590 (671 ) 28,590 (671 ) Total temporarily impaired available-for-sale debt securities $ 5,054 $ (77 ) $ 197,922 $ (3,916 ) $ 202,976 $ (3,993 ) December 31, 201 8 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 5,084 $ (11 ) $ 32,684 $ (1,190 ) $ 37,768 $ (1,201 ) Taxable 980 (2 ) 11,418 (125 ) 12,398 (127 ) Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 5,592 (4 ) 42,309 (1,426 ) 47,901 (1,430 ) Residential collateralized mortgage obligations 1,892 (8 ) 101,662 (3,282 ) 103,554 (3,290 ) Commercial mortgage-backed securities 0 0 32,552 (1,182 ) 32,552 (1,182 ) Total temporarily impaired available-for-sale debt securities $ 13,548 $ (25 ) $ 220,625 $ (7,205 ) $ 234,173 $ (7,230 ) There were no first 2019 2018. The amortized cost and fair value of available-for-sale debt securities by contractual maturity are shown in the following table as of March 31, 2019. may may Amortized Fair (In Thousands) Cost Value Due in one year or less $ 14,204 $ 14,299 Due from one year through five years 34,281 34,637 Due from five years through ten years 40,819 41,190 Due after ten years 28,581 29,476 Sub-total 117,885 119,602 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 57,727 57,049 Residential collateralized mortgage obligations 142,642 140,722 Commercial mortgage-backed securities 40,583 40,273 Total $ 358,837 $ 357,646 The Corporation’s mortgage-backed securities and collateralized mortgage obligations have stated maturities that may one Investment securities carried at $219,532,000 March 31, 2019 $229,418,000 December 31, 2018 8 Management evaluates securities for other-than-temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic or market conditions warrant such evaluation. Consideration is given to ( 1 2 3 not A summary of information management considered in evaluating debt and equity securities for other-than-temporary impairment (“OTTI”) at March 31, 2019 Debt Securities At March 31, 2019 December 31, 2018, March 31, 2019 December 31, 2018 Equity Securities The Corporation’s marketable equity security, with a carrying value of $962,000 March 31, 2019 $950,000 December 31, 2018, one $38,000 March 31, 2019 $50,000 December 31, 2018. $12,000 first 2019 $15,000 first 2018 C&N Bank is a member of the Federal Home Loan Bank of Pittsburgh (FHLB-Pittsburgh), which is one 11 no $5,027,000 March 31, 2019 $5,582,000 December 31, 2018. not March 31, 2019 December 31, 2018. |
Note 7 - Loans
Note 7 - Loans | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | 7 . LOANS The loans receivable portfolio is segmented into residential mortgage, commercial and consumer loans. Loans outstanding at March 31, 2019 December 31, 2018 Summary of Loans by Type (In Thousands) March 31, Dec. 31, 2019 2018 Residential mortgage: Residential mortgage loans - first liens $ 374,764 $ 372,339 Residential mortgage loans - junior liens 25,538 25,450 Home equity lines of credit 32,847 34,319 1-4 Family residential construction 24,437 24,698 Total residential mortgage 457,586 456,806 Commercial: Commercial loans secured by real estate 160,177 162,611 Commercial and industrial 92,842 91,856 Political subdivisions 52,142 53,263 Commercial construction and land 12,701 11,962 Loans secured by farmland 6,938 7,146 Multi-family (5 or more) residential 7,031 7,180 Agricultural loans 5,471 5,659 Other commercial loans 13,467 13,950 Total commercial 350,769 353,627 Consumer 17,037 17,130 Total 825,392 827,563 Less: allowance for loan losses (8,256 ) (9,309 ) Loans, net $ 817,136 $ 818,254 The Corporation grants loans to individuals as well as commercial and tax-exempt entities. Commercial, residential and personal loans are made to customers geographically concentrated in the Pennsylvania and New York counties that comprise the market serviced by Citizens & Northern Bank. Although the Corporation has a diversified loan portfolio, a significant portion of its debtors’ ability to honor their contracts is dependent on the local economic conditions within the region. There is no 10% March 31, 2019 December 31, 2018. The Corporation maintains an allowance for loan losses that represents management’s estimate of the losses inherent in the loan portfolio as of the balance sheet date and recorded as a reduction of the investment in loans. The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Corporation’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may may March 31, 2019 December 31, 2018, no Transactions within the allowance for loan losses, summarized by segment and class, for the three March 31, 2019 2018 Three Months Ended March 31, 2019 Dec. 31, March 31, (In Thousands) 2018 Balance Charge-offs Recoveries Provision (Credit) 2019 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 3,156 $ (50 ) $ 1 $ 71 $ 3,178 Residential mortgage loans - junior liens 325 (24 ) 0 28 329 Home equity lines of credit 302 0 3 (19 ) 286 1-4 Family residential construction 203 0 0 (5 ) 198 Total residential mortgage 3,986 (74 ) 4 75 3,991 Commercial: Commercial loans secured by real estate 2,538 0 0 (651 ) 1,887 Commercial and industrial 1,553 0 2 (486 ) 1,069 Commercial construction and land 110 0 0 4 114 Loans secured by farmland 102 0 0 (4 ) 98 Multi-family (5 or more) residential 114 0 0 (2 ) 112 Agricultural loans 46 0 0 (3 ) 43 Other commercial loans 128 0 0 (7 ) 121 Total commercial 4,591 0 2 (1,149 ) 3,444 Consumer 233 (37 ) 9 31 236 Unallocated 499 0 0 86 585 Total Allowance for Loan Losses $ 9,309 $ (111 ) $ 15 $ (957 ) $ 8,256 Three Months Ended March 31, 2018 Dec. 31, March 31, (In Thousands) 2017 Balance Charge-offs Recoveries Provision (Credit) 2018 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 3,200 $ (53 ) $ 1 $ (81 ) $ 3,067 Residential mortgage loans - junior liens 224 0 1 126 351 Home equity lines of credit 296 0 0 (10 ) 286 1-4 Family residential construction 243 0 0 (4 ) 239 Total residential mortgage 3,963 (53 ) 2 31 3,943 Commercial: Commercial loans secured by real estate 2,584 (21 ) 0 72 2,635 Commercial and industrial 1,065 0 2 (31 ) 1,036 Commercial construction and land 150 0 0 (13 ) 137 Loans secured by farmland 105 0 0 (3 ) 102 Multi-family (5 or more) residential 172 0 0 (3 ) 169 Agricultural loans 57 0 0 148 205 Other commercial loans 102 0 0 47 149 Total commercial 4,235 (21 ) 2 217 4,433 Consumer 159 (41 ) 12 44 174 Unallocated 499 0 0 0 499 Total Allowance for Loan Losses $ 8,856 $ (115 ) $ 16 $ 292 $ 9,049 In the evaluation of the loan portfolio, management determines two 1 2 The credit for loan losses (reduction in expense) was $957,000 first 2019 $292,000 first 2018. $1,365,000 December 31, 2018 two first 2019. two no March 31, 2019 first 2019. $781,000 December 31, 2018 first 2019 $584,000 first 2019 $1,011,000 $54,000 In determining the larger loan relationships for detailed assessment under the specific allowance component, the Corporation uses an internal risk rating system. Under the risk rating system, the Corporation classifies problem or potential problem loans as “Special Mention,” “Substandard,” or “Doubtful” on the basis of currently existing facts, conditions and values. Substandard loans include those characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not not not The following tables summarize the aggregate credit quality classification of outstanding loans by risk rating as of March 31, 2019 December 31, 2018: March 31, 2019 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 365,301 $ 609 $ 8,854 $ 0 $ 374,764 Residential mortgage loans - junior liens 24,934 98 506 0 25,538 Home equity lines of credit 32,182 59 606 0 32,847 1-4 Family residential construction 24,256 0 181 0 24,437 Total residential mortgage 446,673 766 10,147 0 457,586 Commercial: Commercial loans secured by real estate 153,387 3,660 3,130 0 160,177 Commercial and Industrial 84,736 6,532 1,574 0 92,842 Political subdivisions 52,142 0 0 0 52,142 Commercial construction and land 12,627 0 74 0 12,701 Loans secured by farmland 4,681 422 1,835 0 6,938 Multi-family (5 or more) residential 7,031 0 0 0 7,031 Agricultural loans 4,679 53 739 0 5,471 Other commercial loans 13,381 15 71 0 13,467 Total commercial 332,664 10,682 7,423 0 350,769 Consumer 17,007 0 30 0 17,037 Totals $ 796,344 $ 11,448 $ 17,600 $ 0 $ 825,392 December 31, 2018 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 363,407 $ 937 $ 7,944 $ 51 $ 372,339 Residential mortgage loans - junior liens 24,841 176 433 0 25,450 Home equity lines of credit 33,659 59 601 0 34,319 1-4 Family residential construction 24,698 0 0 0 24,698 Total residential mortgage 446,605 1,172 8,978 51 456,806 Commercial: Commercial loans secured by real estate 156,308 740 5,563 0 162,611 Commercial and Industrial 84,232 5,230 2,394 0 91,856 Political subdivisions 53,263 0 0 0 53,263 Commercial construction and land 11,887 0 75 0 11,962 Loans secured by farmland 5,171 168 1,796 11 7,146 Multi-family (5 or more) residential 7,180 0 0 0 7,180 Agricultural loans 4,910 84 665 0 5,659 Other commercial loans 13,879 0 71 0 13,950 Total commercial 336,830 6,222 10,564 11 353,627 Consumer 17,116 0 14 0 17,130 Totals $ 800,551 $ 7,394 $ 19,556 $ 62 $ 827,563 The general component of the allowance for loan losses covers pools of loans including commercial loans not not 1 2 $400,000 March 31, 2019 December 31, 2018, five three Qualitative risk factors are evaluated for the impact on each of the three The qualitative factors used in the general component calculations are designed to address credit risk characteristics associated with each segment. The Corporation’s credit risk associated with all of the segments is significantly impacted by these factors, which include economic conditions within its market area, the Corporation’s lending policies, changes or trends in the portfolio, risk profile, competition, regulatory requirements and other factors. Further, the residential mortgage segment is significantly affected by the values of residential real estate that provide collateral for the loans. The majority of the Corporation’s commercial segment loans (approximately 53% March 31, 2019) Loans are classified as impaired, when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not The scope of loans reviewed individually each quarter to determine if they are impaired include all commercial loan relationships greater than $200,000 $400,000 one not not not March 31, 2019 December 31, 2018. $200,000 $400,000 $100,000 The following tables present a summary of loan balances and the related allowance for loan losses summarized by portfolio segment and class for each impairment method used as of March 31, 2019 December 31, 2018: March 31, 2019 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 970 $ 373,794 $ 374,764 $ 0 $ 3,178 $ 3,178 Residential mortgage loans - junior liens 289 25,249 25,538 114 215 329 Home equity lines of credit 0 32,847 32,847 0 286 286 1-4 Family residential construction 0 24,437 24,437 0 198 198 Total residential mortgage 1,259 456,327 457,586 114 3,877 3,991 Commercial: Commercial loans secured by real estate 1,756 158,421 160,177 160 1,727 1,887 Commercial and industrial 1,292 91,550 92,842 175 894 1,069 Political subdivisions 0 52,142 52,142 0 0 0 Commercial construction and land 0 12,701 12,701 0 114 114 Loans secured by farmland 1,534 5,404 6,938 49 49 98 Multi-family (5 or more) residential 0 7,031 7,031 0 112 112 Agricultural loans 656 4,815 5,471 0 43 43 Other commercial loans 0 13,467 13,467 0 121 121 Total commercial 5,238 345,531 350,769 384 3,060 3,444 Consumer 0 17,037 17,037 0 236 236 Unallocated 585 Total $ 6,497 $ 818,895 $ 825,392 $ 498 $ 7,173 $ 8,256 December 31, 2018 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 991 $ 371,348 $ 372,339 $ 0 $ 3,156 $ 3,156 Residential mortgage loans - junior liens 293 25,157 25,450 116 209 325 Home equity lines of credit 0 34,319 34,319 0 302 302 1-4 Family residential construction 0 24,698 24,698 0 203 203 Total residential mortgage 1,284 455,522 456,806 116 3,870 3,986 Commercial: Commercial loans secured by real estate 4,302 158,309 162,611 781 1,757 2,538 Commercial and industrial 2,157 89,699 91,856 659 894 1,553 Political subdivisions 0 53,263 53,263 0 0 0 Commercial construction and land 0 11,962 11,962 0 110 110 Loans secured by farmland 1,349 5,797 7,146 49 53 102 Multi-family (5 or more) residential 0 7,180 7,180 0 114 114 Agricultural loans 665 4,994 5,659 0 46 46 Other commercial loans 0 13,950 13,950 0 128 128 Total commercial 8,473 345,154 353,627 1,489 3,102 4,591 Consumer 17 17,113 17,130 0 233 233 Unallocated 499 Total $ 9,774 $ 817,789 $ 827,563 $ 1,605 $ 7,205 $ 9,309 Summary information related to impaired loans at March 31, 2019 December 31, 2018 (In Thousands) March 31, 2019 December 31, 2018 Unpaid Unpaid Principal Recorded Related Principal Recorded Related Balance Investment Allowance Balance Investment Allowance With no related allowance recorded: Residential mortgage loans - first liens $ 729 $ 701 $ 0 $ 750 $ 721 $ 0 Residential mortgage loans - junior liens 50 50 0 54 54 0 Commercial loans secured by real estate 765 765 0 1,787 1,787 0 Commercial and industrial 507 507 0 817 817 0 Loans secured by farmland 1,049 1,049 0 862 862 0 Agricultural loans 656 656 0 665 665 0 Consumer 0 0 0 17 17 0 Total with no related allowance recorded 3,756 3,728 0 4,952 4,923 0 With a related allowance recorded: Residential mortgage loans - first liens 270 270 0 270 270 0 Residential mortgage loans - junior liens 239 239 114 239 239 116 Commercial loans secured by real estate 991 991 160 2,515 2,515 781 Commercial and industrial 784 784 175 1,340 1,340 659 Loans secured by farmland 485 485 49 487 487 49 Total with a related allowance recorded 2,769 2,769 498 4,851 4,851 1,605 Total $ 6,525 $ 6,497 $ 498 $ 9,803 $ 9,774 $ 1,605 In the table immediately above, two one first one The average balance of impaired loans and interest income recognized on impaired loans is as follows: Interest Income Recognized on Average Investment in Impaired Loans Impaired Loans on a Cash Basis (In Thousands) 3 Months Ended 3 Months Ended March 31, March 31, 2019 2018 2019 2018 Residential mortgage: Residential mortgage loans - first lien $ 981 $ 1,046 $ 10 $ 19 Residential mortgage loans - junior lien 291 301 2 3 Total residential mortgage 1,272 1,347 12 22 Commercial: Commercial loans secured by real estate 3,040 5,882 10 35 Commercial and industrial 1,713 508 26 6 Loans secured by farmland 1,442 1,364 1 6 Multi-family (5 or more) residential 0 392 0 0 Agricultural loans 660 346 12 11 Total commercial 6,855 8,492 49 58 Consumer 8 19 0 0 Total $ 8,135 $ 9,858 $ 61 $ 80 Loans are placed on nonaccrual status for all classes of loans when, in the opinion of management, collection of interest is doubtful. Any unpaid interest previously accrued on those loans is reversed from income. Interest income is not six no The breakdown by portfolio segment and class of nonaccrual loans and loans past due ninety (In Thousands) March 31, 2019 December 31, 2018 Past Due Past Due 90+ Days and 90+ Days and Accruing Nonaccrual Accruing Nonaccrual Residential mortgage: Residential mortgage loans - first liens $ 1,327 $ 4,315 $ 1,633 $ 4,750 Residential mortgage loans - junior liens 111 239 151 239 Home equity lines of credit 78 9 219 27 Total residential mortgage 1,516 4,563 2,003 5,016 Commercial: Commercial loans secured by real estate 286 1,458 394 3,958 Commercial and industrial 61 1,226 18 2,111 Commercial construction and land 0 52 0 52 Loans secured by farmland 0 1,486 459 1,297 Agricultural loans 0 656 0 665 Total commercial 347 4,878 871 8,083 Consumer 39 0 32 14 Totals $ 1,902 $ 9,441 $ 2,906 $ 13,113 The amounts shown in the table immediately above include loans classified as troubled debt restructurings (described in more detail below), if such loans are past due ninety The table below presents a summary of the contractual aging of loans as of March 31, 2019 December 31, 2018: As of March 31, 2019 As of December 31, 2018 Current & Current & (In Thousands) Past Due Past Due Past Due Past Due Past Due Past Due Less than 30-89 90+ Less than 30-89 90+ 30 Days Days Days Total 30 Days Days Days Total Residential mortgage: Residential mortgage loans - first liens $ 364,905 $ 6,148 $ 3,711 $ 374,764 $ 361,362 $ 6,414 $ 4,563 $ 372,339 Residential mortgage loans - junior liens 25,134 54 350 25,538 24,876 184 390 25,450 Home equity lines of credit 32,478 282 87 32,847 33,611 480 228 34,319 1-4 Family residential construction 24,119 318 0 24,437 24,531 167 0 24,698 Total residential mortgage 446,636 6,802 4,148 457,586 444,380 7,245 5,181 456,806 Commercial: Commercial loans secured by real estate 158,276 294 1,607 160,177 160,668 226 1,717 162,611 Commercial and industrial 92,535 100 207 92,842 90,915 152 789 91,856 Political subdivisions 52,142 0 0 52,142 53,263 0 0 53,263 Commercial construction and land 12,387 262 52 12,701 11,910 0 52 11,962 Loans secured by farmland 5,258 689 991 6,938 5,390 487 1,269 7,146 Multi-family (5 or more) residential 7,031 0 0 7,031 7,104 76 0 7,180 Agricultural loans 5,380 85 6 5,471 5,624 29 6 5,659 Other commercial loans 13,467 0 0 13,467 13,950 0 0 13,950 Total commercial 346,476 1,430 2,863 350,769 348,824 970 3,833 353,627 Consumer 16,919 79 39 17,037 16,991 93 46 17,130 Totals $ 810,031 $ 8,311 $ 7,050 $ 825,392 $ 810,195 $ 8,308 $ 9,060 $ 827,563 Nonaccrual loans are included in the contractual aging in the immediately preceding table. A summary of the contractual aging of nonaccrual loans at March 31, 2019 December 31, 2018 Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Total March 31, 2019 Nonaccrual Totals $ 3,105 $ 1,188 $ 5,148 $ 9,441 December 31, 2018 Nonaccrual Totals $ 5,793 $ 1,166 $ 6,154 $ 13,113 Loans whose terms are modified are classified as Troubled Debt Restructurings (TDRs) if the Corporation grants such borrowers concessions, and it is deemed that those borrowers are experiencing financial difficulty. Loans classified as TDRs are designated as impaired. The outstanding balance of loans subject to TDRs, as well as contractual aging information at March 31, 2019 December 31, 2018 Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Nonaccrual Total March 31, 2019 Totals $ 775 $ 1 $ 74 $ 700 $ 1,550 December 31, 2018 Totals $ 612 $ 43 $ 0 $ 2,884 $ 3,539 At March 31, 2019 December 31, 2018, no TDRs that occurred during the three March 31, 2019 2018 (Balances in Thousands) 2019 2018 Post- Post- Number Modification Number Modification of Recorded of Recorded Loans Investment Loans Investment Residential mortgage - first liens, Reduced monthly payments for a six-month period 0 $ 0 1 $ 80 Residential mortgage - junior liens, Reduced monthly payments and extended maturity date 1 18 0 0 Commercial loans secured by real estate, Extended interest only payments for a six-month period 0 0 2 36 Commercial and industrial : Extended interest only payments for a six-month period 0 0 1 46 Reduced monthly payments and extended maturity date 9 448 0 0 Agricultural loans, Reduced monthly payments and extended maturity date 1 84 2 36 Total 11 $ 550 4 $ 162 All of the loans for which TDRs were granted in the table above in the three March 31, 2019 one In the three March 31, 2019 2018, no 12 The carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession (included in Foreclosed assets held for sale in the unaudited consolidated balance sheets) is as follows: (In Thousands) March 31, Dec. 31, 2019 2018 Foreclosed residential real estate $ 109 $ 64 The recorded investment of consumer mortgage loans secured by residential real properties for which formal foreclosure proceedings were in process is as follows: (In Thousands) March 31, Dec. 31, 2019 2018 Residential real estate in process of foreclosure $ 1,291 $ 1,097 |
Note 8 - Borrowed Funds
Note 8 - Borrowed Funds | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Debt Disclosure [Text Block] | 8. Short-term borrowings (initial maturity within one (In Thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 FHLB-Pittsburgh borrowings $ 0 $ 7,000 Customer repurchase agreements 5,132 5,853 Total short-term borrowings $ 5,132 $ 12,853 The Corporation engages in repurchase agreements with certain commercial customers. These agreements provide that the Corporation sells specified investment securities to the customers on an overnight basis and repurchases them on the following business day. The weighted average interest rate paid by the Corporation on customer repurchase agreements was 0.10% March 31, 2019 December 31, 2018. $5,190,000 March 31, 2019 $5,890,000 December 31, 2018. The FHLB-Pittsburgh loan facilities are collateralized by qualifying loans secured by real estate with a book value totaling $494,459,000 March 31, 2019 $495,143,000 December 31, 2018. $5,027,000 March 31, 2019 $5,582,000 December 31, 2018. The overnight borrowing from FHLB-Pittsburgh at December 31, 2018 2.62%. Long-term borrowings from FHLB-Pittsburgh are as follows: (In Thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 Loan matured in January 2019 with a rate of 1.83% $ 0 $ 2,000 Loan matured in February 2019 with a rate of 1.95% 0 3,000 Loan matured in March 2019 with a rate of 2.15% 0 3,000 Loan maturing in April 2019 with a rate of 2.24% 3,000 3,000 Loan maturing in May 2019 with a rate of 2.30% 3,000 3,000 Loan maturing in June 2019 with a rate of 2.42% 3,000 3,000 Loan maturing in July 2019 with a rate of 2.41% 3,000 3,000 Loan maturing in August 2019 with a rate of 2.48% 3,000 3,000 Loan maturing in September 2019 with a rate of 2.53% 3,000 3,000 Loan maturing in November 2019 with a rate of 2.75% 3,000 3,000 Loan maturing in December 2019 with a rate of 2.77% 3,000 3,000 Loan maturing in January 2020 with a rate of 2.73% 3,000 3,000 Loan maturing in February 2020 with a rate of 2.66% 2,000 0 Loan maturing in April 2020 with a rate of 4.79% 221 271 Loan maturing in March 2022 with a rate of 2.46% 3,000 0 Loan maturing in June 2025 with a rate of 4.91% 623 644 Total long-term FHLB-Pittsburgh borrowings $ 32,844 $ 35,915 |
Note 9 - Stock-based Compensati
Note 9 - Stock-based Compensation Plans | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Share-based Payment Arrangement [Text Block] | 9. The Corporation has a Stock Incentive Plan for a selected group of officers and an Independent Directors Stock Incentive Plan. In the first 2019, 40,517 7,620 2019 three one 27,380 2019 one Compensation cost related to restricted stock is recognized based on the fair value of the stock at the grant date over the vesting period, adjusted for estimated and actual forfeitures. Management has estimated restricted stock expense in the first three 2019 2017, 2018 2019 Total annual stock-based compensation for the year ending December 31, 2019 $880,000. $229,000 first 2019 $183,000 first 2018. |
Note 10 - Contingencies
Note 10 - Contingencies | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Commitments and Contingencies Disclosure [Text Block] | 10 . CONTINGENCIES In the normal course of business, the Corporation may not |
Note 11 - Revenue Recognition
Note 11 - Revenue Recognition | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Revenue from Contract with Customer [Text Block] | 1 1 . REVENUE RECOGNITION As disclosed in Note 1, January 1, 2018, 2014 09, 606 606. no 606 Additional disclosures related to the Corporation’s largest sources of noninterest income within the consolidated statements of income that are subject to ASC 606 Trust and financial management revenue 401 not not $924,080,000 March 31, 2019 $862,517,000 December 31, 2018. Trust revenue is recorded on a cash basis, which is not 81%, 2018 None Service charges on deposit accounts one not Interchange revenue from debit card transactions one |
Note 12 - Subsequent Event - Me
Note 12 - Subsequent Event - Merger - Monument Bancorp, Inc. | 3 Months Ended |
Mar. 31, 2019 | |
Notes to Financial Statements | |
Subsequent Events [Text Block] | 12. In September 2018, April 2019, April 1, 2019. two one 1.0144 $28.10 20% 80% March 2019 April 24, 2019. 9.4% The estimated total purchase consideration is valued at approximately $42.7 April 1, 2019. March 31, 2019, $376 $263 $224 $27 first not April 1, 2019 not First quarter 2019 $311,000 $202,000 $109,000 second 2019 $2,900,000 $3,500,000, |
Significant Accounting Policies
Significant Accounting Policies (Policies) | 3 Months Ended |
Mar. 31, 2019 | |
Accounting Policies [Abstract] | |
New Accounting Pronouncements, Policy [Policy Text Block] | RECENT ACCOUNTING PRONOUNCEMENTS The Financial Accounting Standards Board (FASB) issues Accounting Standards Updates (ASUs) to the FASB Accounting Standards Codification (ASC). This section provides a summary description of recent ASUs that have significant implications (elected or required) within the consolidated financial statements, or that management expects may Recent Accounting Pronouncements - Adopted Effective January 1, 2019, 2016 02, 842 842, not 12 not $1,132,000 January 1, 2019, no no March 31, 2019, $1,424,000 Effective January 1, 2018, 2014 09, 606 five not 2014 09 not 11. In February 2018, 2018 02, not 2017 January 1, 2018. two January 1, 2018, $325,000 no Effective January 1, 2018, 2017 08, 310 20 no $26,000 January 1, 2018 Effective January 1, 2018, 2016 01, 2016 01 January 1, 2018 ● A marketable equity security previously included in available-for-sale securities on the consolidated balance sheets is presented as a separate asset. ● Changes in the fair value of the marketable equity security are captured in the consolidated statements of income. ● Retained earnings was reduced and a corresponding increase in accumulated other comprehensive loss was recognized ( no $22,000 January 1, 2018 ● Adoption of ASU 2016 01 not 5. Recently Issued B ut Not ASU 2016 13, 326 2016 13 2016 13 2016 13 2016 13 first 2020. first 2019; not 12 January 1, 2020. ASU 2017 04, 350 2 not may first 2020. not ASU 2018 13, 820 1 2 3 2018 13 2018 13 3 3 first 2020. 3 not ASU 2018 14, 715 20 first 2021. not ASU 2018 15, 350 40 not first 2020, not |
Note 2 - Per Share Data (Tables
Note 2 - Per Share Data (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | 3 Months Ended March 31, March 31, 2019 2018 Basic Net income $ 5,090 $ 4,375 Less: Dividends and undistributed earnings allocated to participating securities (27 ) (23 ) Net income attributable to common shares $ 5,063 $ 4,352 Basic weighted-average common shares outstanding 12,308,862 12,189,471 Basic earnings per common share (a) $ 0.41 $ 0.36 Diluted Net income attributable to common shares $ 5,063 $ 4,352 Basic weighted-average common shares outstanding 12,308,862 12,189,471 Dilutive effect of potential common stock arising from stock options 25,445 32,785 Diluted weighted-average common shares outstanding 12,334,307 12,222,256 Diluted earnings per common share (a) $ 0.41 $ 0.36 Weighted-average nonvested restricted shares outstanding 65,639 62,922 |
Note 3 - Comprehensive Income (
Note 3 - Comprehensive Income (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Comprehensive Income (Loss) [Table Text Block] | (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2019 Other comprehensive income on available-for-sale debt securities, Unrealized holding gains on available-for-sale debt securities $ 4,261 $ (895 ) $ 3,366 Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 214 (45 ) 169 Amortization of prior service cost and net actuarial loss included in net periodic benefit cost (8 ) 2 (6 ) Other comprehensive income on unfunded retirement obligations 206 (43 ) 163 Total other comprehensive income $ 4,467 $ (938 ) $ 3,529 (In Thousands) Before-Tax Income Tax Net-of-Tax Amount Effect Amount Three Months Ended March 31, 2018 Other comprehensive loss on available-for-sale debt securities, Unrealized holding losses on available-for-sale debt securities $ (4,839 ) $ 1,015 $ (3,824 ) Unfunded pension and postretirement obligations: Changes from plan amendments and actuarial gains and losses included in other comprehensive income 93 (19 ) 74 Amortization of prior service cost and net actuarial loss included in net periodic benefit cost (5 ) 1 (4 ) Other comprehensive income on unfunded retirement obligations 88 (18 ) 70 Total other comprehensive loss $ (4,751 ) $ 997 $ (3,754 ) |
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] | (In Thousands) Accumulated Unrealized Unfunded Other Losses Retirement Comprehensive on Securities Obligations Loss Three Months Ended March 31, 2019 Balance, beginning of period $ (4,307 ) $ 137 $ (4,170 ) Other comprehensive income during three months ended March 31, 2019 3,366 163 3,529 Balance, end of period $ (941 ) $ 300 $ (641 ) Three Months Ended March 31, 2018 Balance, beginning of period $ (1,566 ) $ 59 $ (1,507 ) Impact of change in enacted income tax rate (337 ) 12 (325 ) Impact of change in the method of premium amortization of callable debt securities 26 0 26 Impact of change in the method of accounting for marketable equity security 22 0 22 Other comprehensive (loss) income during three months ended March 31, 2018 (3,824 ) 70 (3,754 ) Balance, end of period $ (5,679 ) $ 141 $ (5,538 ) |
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block] | For the Three Months Ended March 31, 2019 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Loss Components Comprehensive Loss Statements of Income Amortization of defined benefit pension and postretirement items: Prior service cost $ (8 ) Other noninterest expense 2 Income tax provision Total reclassifications for the period $ (6 ) For the Three Months Ended March 31, 2018 (In Thousands) Reclassified from Details about Accumulated Other Accumulated Other Affected Line Item in the Consolidated Comprehensive Loss Components Comprehensive Loss Statements of Income Amortization of defined benefit pension and postretirement items: Prior service cost $ (8 ) Other noninterest expense Actuarial loss 3 Other noninterest expense (5 ) Total before tax 1 Income tax provision Total reclassifications for the period $ (4 ) |
Note 4 - Cash and Due From Ba_2
Note 4 - Cash and Due From Banks (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Schedule of Cash and Cash Equivalents [Table Text Block] | (In thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 Cash and cash equivalents $ 39,442 $ 32,827 Certificates of deposit 4,560 4,660 Total cash and due from banks $ 44,002 $ 37,487 |
Note 5 - Fair Value Measureme_2
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Fair Value, by Balance Sheet Grouping [Table Text Block] | March 3 1 , 201 9 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE DEBT SECURITIES: Obligations of U.S. Government agencies $ 0 $ 12,265 $ 0 $ 12,265 Obligations of states and political subdivisions: Tax-exempt 0 76,902 0 76,902 Taxable 0 30,435 0 30,435 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 0 57,049 0 57,049 Residential collateralized mortgage obligations 0 140,722 0 140,722 Commercial mortgage-backed securities 0 40,273 0 40,273 Total available-for-sale debt securities 0 357,646 0 357,646 Marketable equity security 962 0 0 962 Servicing rights 0 0 1,347 1,347 Total recurring fair value measurements $ 962 $ 357,646 $ 1,347 $ 359,955 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 2,769 $ 2,769 Valuation allowance 0 0 (498 ) (498 ) Impaired loans, net 0 0 2,271 2,271 Foreclosed assets held for sale 0 0 1,875 1,875 Total nonrecurring fair value measurements $ 0 $ 0 $ 4,146 $ 4,146 December 31, 201 8 Quoted Prices Other in Active Observable Unobservable Total Markets Inputs Inputs Fair (In Thousands) (Level 1) (Level 2) (Level 3) Value Recurring fair value measurements AVAILABLE-FOR-SALE DEBT SECURITIES: Obligations of U.S. Government agencies $ 0 $ 12,500 $ 0 $ 15,500 Obligations of states and political subdivisions: Tax-exempt 0 83,952 0 83,952 Taxable 0 27,699 0 27,699 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 0 53,445 0 53,445 Residential collateralized mortgage obligations 0 145,912 0 145,912 Commercial mortgage-backed securities 0 39,765 0 39,765 Total available-for-sale debt securities 0 363,273 0 363,273 Marketable equity security 950 0 0 950 Servicing rights 0 0 1,404 1,404 Total recurring fair value measurements $ 950 $ 363,273 $ 1,404 $ 365,627 Nonrecurring fair value measurements Impaired loans with a valuation allowance $ 0 $ 0 $ 4,851 $ 4,851 Valuation allowance 0 0 (1,605 ) (1,605 ) Impaired loans, net 0 0 3,246 3,246 Foreclosed assets held for sale 0 0 1,703 1,703 Total nonrecurring fair value measurements $ 0 $ 0 $ 4,949 $ 4,949 |
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] | (In Thousands) 3 Months Ended March 31, 2019 2018 Servicing rights balance, beginning of period $ 1,404 $ 1,299 Issuances of servicing rights 20 50 Unrealized (losses) gains included in earnings (77 ) 20 Servicing rights balance, end of period $ 1,347 $ 1,369 |
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block] | (In Thousands) Fair Value March 3 1 , 201 9 December 31, 201 8 Hierarchy Carrying Fair Carrying Fair Level Amount Value Amount Value Financial assets: Cash and cash equivalents Level 1 $ 39,442 $ 39,442 $ 32,827 $ 32,827 Certificates of deposit Level 2 4,560 4,611 4,660 4,634 Restricted equity securities (included in Other Assets) Level 2 5,157 5,157 5,712 5,712 Loans, net Level 3 817,136 824,036 818,254 825,809 Accrued interest receivable Level 2 4,270 4,270 3,968 3,968 Financial liabilities: Deposits with no stated maturity Level 2 810,409 810,409 804,207 804,207 Time deposits Level 2 229,502 229,730 229,565 229,751 Short-term borrowings Level 2 5,132 4,941 12,853 12,617 Long-term borrowings Level 2 32,844 32,877 35,915 35,902 Accrued interest payable Level 2 115 115 142 142 |
Fair Value, Nonrecurring [Member] | |
Notes Tables | |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] | (In Thousands, Except Weighted - Percentages) Average Balance at Valuation Allowance at Fair Value at Valuation Unobservable Discount at Asset 3/31/19 3/31/19 3/31/19 Technique Inputs 3/31/19 Impaired loans: Residential mortgage loans - first and junior liens $ 509 $ 114 $ 395 Sales comparison Discount to appraised value 26 % Commercial: Commercial loans secured by real estate 991 160 831 Sales comparison Discount to appraised value 39 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 40 40 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 669 60 609 Liquidation of accounts receivable Discount to borrower's financial statement value 15 % Loans secured by farmland 485 49 436 Sales comparison Discount to appraised value 46 % Total impaired loans $ 2,769 $ 498 $ 2,271 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 109 $ 0 $ 109 Sales comparison Discount to appraised value 51 % Land 110 0 110 Sales comparison Discount to appraised value 61 % Commercial real estate 1,656 0 1,656 Sales comparison Discount to appraised value 32 % Total foreclosed assets held for sale $ 1,875 $ 0 $ 1,875 (In Thousands, Except Weighted- Percentages) Average Balance at Valuation Allowance at Fair Value at Valuation Unobservable Discount at Asset 12/31/18 12/31/18 12/31/18 Technique Inputs 12/31/18 Impaired loans: Residential mortgage loans - first and junior liens $ 509 $ 116 $ 393 Sales comparison Discount to appraised value 26 % Commercial: Commercial loans secured by real estate 2,515 781 1,734 Sales comparison Discount to appraised value 16 % Commercial and industrial 75 75 0 Sales comparison Discount to appraised value 100 % Commercial and industrial 1,265 584 681 Sales comparison Discount to borrower's financial statement value 36 % Loans secured by farmland 487 49 438 Sales comparison Discount to appraised value 56 % Total impaired loans $ 4,851 $ 1,605 $ 3,246 Foreclosed assets held for sale - real estate: Residential (1-4 family) $ 64 $ 0 $ 64 Sales comparison Discount to appraised value 68 % Land 110 0 110 Sales comparison Discount to appraised value 61 % Commercial real estate 1,529 0 1,529 Sales comparison Discount to appraised value 20 % Total foreclosed assets held for sale $ 1,703 $ 0 $ 1,703 |
Fair Value, Recurring [Member] | |
Notes Tables | |
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] | Fair Value at 3 /3 1 /1 9 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 3 /3 1 /1 9 Servicing rights $ 1,347 Discounted cash flow Discount rate 12.50 % Rate used through modeling period Loan prepayment speeds 129.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs Fair Value at 12/31/1 8 Valuation Unobservable Method or Value As of Asset (In Thousands) Technique Input(s) 12/31/1 8 Servicing rights $ 1,404 Discounted cash flow Discount rate 12.50 % Rate used through modeling period Loan prepayment speeds 114.00 % Weighted-average PSA Servicing fees 0.25 % of loan balances 4.00 % of payments are late 5.00 % late fees assessed $ 1.94 Miscellaneous fees per account per month Servicing costs $ 6.00 Monthly servicing cost per account $ 24.00 Additional monthly servicing cost per loan on loans more than 30 days delinquent 1.50 % of loans more than 30 days delinquent 3.00 % annual increase in servicing costs |
Note 6 - Securities (Tables)
Note 6 - Securities (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Available-for-sale Securities [Table Text Block] | March 31, 201 9 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 11,916 $ 349 $ 0 $ 12,265 Obligations of states and political subdivisions: Tax-exempt 75,910 1,290 (298 ) 76,902 Taxable 30,059 443 (67 ) 30,435 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 57,727 155 (833 ) 57,049 Residential collateralized mortgage obligations 142,642 204 (2,124 ) 140,722 Commercial mortgage-backed securities 40,583 361 (671 ) 40,273 Total available-for-sale debt securities $ 358,837 $ 2,802 $ (3,993 ) $ 357,646 December 31, 201 8 Gross Gross Unrealized Unrealized Amortized Holding Holding Fair (In Thousands) Cost Gains Losses Value Obligations of U.S. Government agencies $ 12,331 $ 169 $ 0 $ 12,500 Obligations of states and political subdivisions: Tax-exempt 84,204 949 (1,201 ) 83,952 Taxable 27,618 208 (127 ) 27,699 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 54,827 48 (1,430 ) 53,445 Residential collateralized mortgage obligations 148,964 238 (3,290 ) 145,912 Commercial mortgage-backed securities 40,781 166 (1,182 ) 39,765 Total available-for-sale debt securities $ 368,725 $ 1,778 $ (7,230 ) $ 363,273 |
Schedule of Unrealized Loss on Investments [Table Text Block] | March 3 1 , 201 9 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 0 $ 0 $ 21,103 $ (298 ) $ 21,103 $ (298 ) Taxable 0 0 8,315 (67 ) 8,315 (67 ) Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 5,054 (77 ) 41,750 (756 ) 46,804 (833 ) Residential collateralized mortgage obligations 0 0 98,164 (2,124 ) 98,164 (2,124 ) Commercial mortgage-backed securities 0 0 28,590 (671 ) 28,590 (671 ) Total temporarily impaired available-for-sale debt securities $ 5,054 $ (77 ) $ 197,922 $ (3,916 ) $ 202,976 $ (3,993 ) December 31, 201 8 Less Than 12 Months 12 Months or More Total (In Thousands) Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 5,084 $ (11 ) $ 32,684 $ (1,190 ) $ 37,768 $ (1,201 ) Taxable 980 (2 ) 11,418 (125 ) 12,398 (127 ) Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 5,592 (4 ) 42,309 (1,426 ) 47,901 (1,430 ) Residential collateralized mortgage obligations 1,892 (8 ) 101,662 (3,282 ) 103,554 (3,290 ) Commercial mortgage-backed securities 0 0 32,552 (1,182 ) 32,552 (1,182 ) Total temporarily impaired available-for-sale debt securities $ 13,548 $ (25 ) $ 220,625 $ (7,205 ) $ 234,173 $ (7,230 ) |
Investments Classified by Contractual Maturity Date [Table Text Block] | Amortized Fair (In Thousands) Cost Value Due in one year or less $ 14,204 $ 14,299 Due from one year through five years 34,281 34,637 Due from five years through ten years 40,819 41,190 Due after ten years 28,581 29,476 Sub-total 117,885 119,602 Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies: Residential pass-through securities 57,727 57,049 Residential collateralized mortgage obligations 142,642 140,722 Commercial mortgage-backed securities 40,583 40,273 Total $ 358,837 $ 357,646 |
Note 7 - Loans (Tables)
Note 7 - Loans (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | Summary of Loans by Type (In Thousands) March 31, Dec. 31, 2019 2018 Residential mortgage: Residential mortgage loans - first liens $ 374,764 $ 372,339 Residential mortgage loans - junior liens 25,538 25,450 Home equity lines of credit 32,847 34,319 1-4 Family residential construction 24,437 24,698 Total residential mortgage 457,586 456,806 Commercial: Commercial loans secured by real estate 160,177 162,611 Commercial and industrial 92,842 91,856 Political subdivisions 52,142 53,263 Commercial construction and land 12,701 11,962 Loans secured by farmland 6,938 7,146 Multi-family (5 or more) residential 7,031 7,180 Agricultural loans 5,471 5,659 Other commercial loans 13,467 13,950 Total commercial 350,769 353,627 Consumer 17,037 17,130 Total 825,392 827,563 Less: allowance for loan losses (8,256 ) (9,309 ) Loans, net $ 817,136 $ 818,254 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] | Three Months Ended March 31, 2019 Dec. 31, March 31, (In Thousands) 2018 Balance Charge-offs Recoveries Provision (Credit) 2019 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 3,156 $ (50 ) $ 1 $ 71 $ 3,178 Residential mortgage loans - junior liens 325 (24 ) 0 28 329 Home equity lines of credit 302 0 3 (19 ) 286 1-4 Family residential construction 203 0 0 (5 ) 198 Total residential mortgage 3,986 (74 ) 4 75 3,991 Commercial: Commercial loans secured by real estate 2,538 0 0 (651 ) 1,887 Commercial and industrial 1,553 0 2 (486 ) 1,069 Commercial construction and land 110 0 0 4 114 Loans secured by farmland 102 0 0 (4 ) 98 Multi-family (5 or more) residential 114 0 0 (2 ) 112 Agricultural loans 46 0 0 (3 ) 43 Other commercial loans 128 0 0 (7 ) 121 Total commercial 4,591 0 2 (1,149 ) 3,444 Consumer 233 (37 ) 9 31 236 Unallocated 499 0 0 86 585 Total Allowance for Loan Losses $ 9,309 $ (111 ) $ 15 $ (957 ) $ 8,256 Three Months Ended March 31, 2018 Dec. 31, March 31, (In Thousands) 2017 Balance Charge-offs Recoveries Provision (Credit) 2018 Balance Allowance for Loan Losses: Residential mortgage: Residential mortgage loans - first liens $ 3,200 $ (53 ) $ 1 $ (81 ) $ 3,067 Residential mortgage loans - junior liens 224 0 1 126 351 Home equity lines of credit 296 0 0 (10 ) 286 1-4 Family residential construction 243 0 0 (4 ) 239 Total residential mortgage 3,963 (53 ) 2 31 3,943 Commercial: Commercial loans secured by real estate 2,584 (21 ) 0 72 2,635 Commercial and industrial 1,065 0 2 (31 ) 1,036 Commercial construction and land 150 0 0 (13 ) 137 Loans secured by farmland 105 0 0 (3 ) 102 Multi-family (5 or more) residential 172 0 0 (3 ) 169 Agricultural loans 57 0 0 148 205 Other commercial loans 102 0 0 47 149 Total commercial 4,235 (21 ) 2 217 4,433 Consumer 159 (41 ) 12 44 174 Unallocated 499 0 0 0 499 Total Allowance for Loan Losses $ 8,856 $ (115 ) $ 16 $ 292 $ 9,049 |
Financing Receivable Credit Quality Indicators [Table Text Block] | March 31, 2019 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 365,301 $ 609 $ 8,854 $ 0 $ 374,764 Residential mortgage loans - junior liens 24,934 98 506 0 25,538 Home equity lines of credit 32,182 59 606 0 32,847 1-4 Family residential construction 24,256 0 181 0 24,437 Total residential mortgage 446,673 766 10,147 0 457,586 Commercial: Commercial loans secured by real estate 153,387 3,660 3,130 0 160,177 Commercial and Industrial 84,736 6,532 1,574 0 92,842 Political subdivisions 52,142 0 0 0 52,142 Commercial construction and land 12,627 0 74 0 12,701 Loans secured by farmland 4,681 422 1,835 0 6,938 Multi-family (5 or more) residential 7,031 0 0 0 7,031 Agricultural loans 4,679 53 739 0 5,471 Other commercial loans 13,381 15 71 0 13,467 Total commercial 332,664 10,682 7,423 0 350,769 Consumer 17,007 0 30 0 17,037 Totals $ 796,344 $ 11,448 $ 17,600 $ 0 $ 825,392 December 31, 2018 (In Thousands) Special Pass Mention Substandard Doubtful Total Residential Mortgage: Residential mortgage loans - first liens $ 363,407 $ 937 $ 7,944 $ 51 $ 372,339 Residential mortgage loans - junior liens 24,841 176 433 0 25,450 Home equity lines of credit 33,659 59 601 0 34,319 1-4 Family residential construction 24,698 0 0 0 24,698 Total residential mortgage 446,605 1,172 8,978 51 456,806 Commercial: Commercial loans secured by real estate 156,308 740 5,563 0 162,611 Commercial and Industrial 84,232 5,230 2,394 0 91,856 Political subdivisions 53,263 0 0 0 53,263 Commercial construction and land 11,887 0 75 0 11,962 Loans secured by farmland 5,171 168 1,796 11 7,146 Multi-family (5 or more) residential 7,180 0 0 0 7,180 Agricultural loans 4,910 84 665 0 5,659 Other commercial loans 13,879 0 71 0 13,950 Total commercial 336,830 6,222 10,564 11 353,627 Consumer 17,116 0 14 0 17,130 Totals $ 800,551 $ 7,394 $ 19,556 $ 62 $ 827,563 |
Impaired Financing Receivable by Portfolio Segment [Table Text Block] | March 31, 2019 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 970 $ 373,794 $ 374,764 $ 0 $ 3,178 $ 3,178 Residential mortgage loans - junior liens 289 25,249 25,538 114 215 329 Home equity lines of credit 0 32,847 32,847 0 286 286 1-4 Family residential construction 0 24,437 24,437 0 198 198 Total residential mortgage 1,259 456,327 457,586 114 3,877 3,991 Commercial: Commercial loans secured by real estate 1,756 158,421 160,177 160 1,727 1,887 Commercial and industrial 1,292 91,550 92,842 175 894 1,069 Political subdivisions 0 52,142 52,142 0 0 0 Commercial construction and land 0 12,701 12,701 0 114 114 Loans secured by farmland 1,534 5,404 6,938 49 49 98 Multi-family (5 or more) residential 0 7,031 7,031 0 112 112 Agricultural loans 656 4,815 5,471 0 43 43 Other commercial loans 0 13,467 13,467 0 121 121 Total commercial 5,238 345,531 350,769 384 3,060 3,444 Consumer 0 17,037 17,037 0 236 236 Unallocated 585 Total $ 6,497 $ 818,895 $ 825,392 $ 498 $ 7,173 $ 8,256 December 31, 2018 Loans: Allowance for Loan Losses: (In Thousands) Individually Collectively Individually Collectively Evaluated Evaluated Totals Evaluated Evaluated Totals Residential mortgage: Residential mortgage loans - first liens $ 991 $ 371,348 $ 372,339 $ 0 $ 3,156 $ 3,156 Residential mortgage loans - junior liens 293 25,157 25,450 116 209 325 Home equity lines of credit 0 34,319 34,319 0 302 302 1-4 Family residential construction 0 24,698 24,698 0 203 203 Total residential mortgage 1,284 455,522 456,806 116 3,870 3,986 Commercial: Commercial loans secured by real estate 4,302 158,309 162,611 781 1,757 2,538 Commercial and industrial 2,157 89,699 91,856 659 894 1,553 Political subdivisions 0 53,263 53,263 0 0 0 Commercial construction and land 0 11,962 11,962 0 110 110 Loans secured by farmland 1,349 5,797 7,146 49 53 102 Multi-family (5 or more) residential 0 7,180 7,180 0 114 114 Agricultural loans 665 4,994 5,659 0 46 46 Other commercial loans 0 13,950 13,950 0 128 128 Total commercial 8,473 345,154 353,627 1,489 3,102 4,591 Consumer 17 17,113 17,130 0 233 233 Unallocated 499 Total $ 9,774 $ 817,789 $ 827,563 $ 1,605 $ 7,205 $ 9,309 |
Impaired Financing Receivables [Table Text Block] | (In Thousands) March 31, 2019 December 31, 2018 Unpaid Unpaid Principal Recorded Related Principal Recorded Related Balance Investment Allowance Balance Investment Allowance With no related allowance recorded: Residential mortgage loans - first liens $ 729 $ 701 $ 0 $ 750 $ 721 $ 0 Residential mortgage loans - junior liens 50 50 0 54 54 0 Commercial loans secured by real estate 765 765 0 1,787 1,787 0 Commercial and industrial 507 507 0 817 817 0 Loans secured by farmland 1,049 1,049 0 862 862 0 Agricultural loans 656 656 0 665 665 0 Consumer 0 0 0 17 17 0 Total with no related allowance recorded 3,756 3,728 0 4,952 4,923 0 With a related allowance recorded: Residential mortgage loans - first liens 270 270 0 270 270 0 Residential mortgage loans - junior liens 239 239 114 239 239 116 Commercial loans secured by real estate 991 991 160 2,515 2,515 781 Commercial and industrial 784 784 175 1,340 1,340 659 Loans secured by farmland 485 485 49 487 487 49 Total with a related allowance recorded 2,769 2,769 498 4,851 4,851 1,605 Total $ 6,525 $ 6,497 $ 498 $ 9,803 $ 9,774 $ 1,605 |
Schedule Of Additional Information On Impaired Loans [Table Text Block] | Interest Income Recognized on Average Investment in Impaired Loans Impaired Loans on a Cash Basis (In Thousands) 3 Months Ended 3 Months Ended March 31, March 31, 2019 2018 2019 2018 Residential mortgage: Residential mortgage loans - first lien $ 981 $ 1,046 $ 10 $ 19 Residential mortgage loans - junior lien 291 301 2 3 Total residential mortgage 1,272 1,347 12 22 Commercial: Commercial loans secured by real estate 3,040 5,882 10 35 Commercial and industrial 1,713 508 26 6 Loans secured by farmland 1,442 1,364 1 6 Multi-family (5 or more) residential 0 392 0 0 Agricultural loans 660 346 12 11 Total commercial 6,855 8,492 49 58 Consumer 8 19 0 0 Total $ 8,135 $ 9,858 $ 61 $ 80 |
Financing Receivable, Nonaccrual [Table Text Block] | (In Thousands) March 31, 2019 December 31, 2018 Past Due Past Due 90+ Days and 90+ Days and Accruing Nonaccrual Accruing Nonaccrual Residential mortgage: Residential mortgage loans - first liens $ 1,327 $ 4,315 $ 1,633 $ 4,750 Residential mortgage loans - junior liens 111 239 151 239 Home equity lines of credit 78 9 219 27 Total residential mortgage 1,516 4,563 2,003 5,016 Commercial: Commercial loans secured by real estate 286 1,458 394 3,958 Commercial and industrial 61 1,226 18 2,111 Commercial construction and land 0 52 0 52 Loans secured by farmland 0 1,486 459 1,297 Agricultural loans 0 656 0 665 Total commercial 347 4,878 871 8,083 Consumer 39 0 32 14 Totals $ 1,902 $ 9,441 $ 2,906 $ 13,113 |
Financing Receivable, Past Due [Table Text Block] | As of March 31, 2019 As of December 31, 2018 Current & Current & (In Thousands) Past Due Past Due Past Due Past Due Past Due Past Due Less than 30-89 90+ Less than 30-89 90+ 30 Days Days Days Total 30 Days Days Days Total Residential mortgage: Residential mortgage loans - first liens $ 364,905 $ 6,148 $ 3,711 $ 374,764 $ 361,362 $ 6,414 $ 4,563 $ 372,339 Residential mortgage loans - junior liens 25,134 54 350 25,538 24,876 184 390 25,450 Home equity lines of credit 32,478 282 87 32,847 33,611 480 228 34,319 1-4 Family residential construction 24,119 318 0 24,437 24,531 167 0 24,698 Total residential mortgage 446,636 6,802 4,148 457,586 444,380 7,245 5,181 456,806 Commercial: Commercial loans secured by real estate 158,276 294 1,607 160,177 160,668 226 1,717 162,611 Commercial and industrial 92,535 100 207 92,842 90,915 152 789 91,856 Political subdivisions 52,142 0 0 52,142 53,263 0 0 53,263 Commercial construction and land 12,387 262 52 12,701 11,910 0 52 11,962 Loans secured by farmland 5,258 689 991 6,938 5,390 487 1,269 7,146 Multi-family (5 or more) residential 7,031 0 0 7,031 7,104 76 0 7,180 Agricultural loans 5,380 85 6 5,471 5,624 29 6 5,659 Other commercial loans 13,467 0 0 13,467 13,950 0 0 13,950 Total commercial 346,476 1,430 2,863 350,769 348,824 970 3,833 353,627 Consumer 16,919 79 39 17,037 16,991 93 46 17,130 Totals $ 810,031 $ 8,311 $ 7,050 $ 825,392 $ 810,195 $ 8,308 $ 9,060 $ 827,563 |
Contractual Aging of Nonaccrual Loans [Table Text Block] | <table border="0" cellpadding="0" cellspacing="0" style="margin-right: 15%; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Current &</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 40%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;"><div style="display: inline; font-weight: bold;">(In Thousands)</div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;"> </div></div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Less than</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" rowspan="1" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; text-align: center;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;">30-89</div></div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">90+</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;"> </div></div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">30 Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Total</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">March 31, 2019 Nonaccrual Totals</div></div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3,105</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,188</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,148</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9,441</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">December 31, 2018 Nonaccrual Totals</div></div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,793</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,166</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">6,154</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13,113</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td> </tr> </table></div>" id="sjs-B12"><div style="display: inline; font-family: times new roman; font-size: 10pt"><table border="0" cellpadding="0" cellspacing="0" style="margin-right: 15%; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Current &</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 40%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 18pt;"><div style="display: inline; font-weight: bold;">(In Thousands)</div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Past Due</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;"> </div></div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Less than</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" rowspan="1" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; text-align: center;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;">30-89</div></div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">90+</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> <td style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"><div style="display: inline; font-weight: bold;"> </div></div></td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"><div style="display: inline; font-weight: bold;"> </div></td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">30 Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Days</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> </div><div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Total</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">March 31, 2019 Nonaccrual Totals</div></div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">3,105</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,188</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,148</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">9,441</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">December 31, 2018 Nonaccrual Totals</div></div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">5,793</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,166</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">6,154</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td> <td style="width: 12%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">13,113</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td> </tr> </table></div> |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] | Current & (In Thousands) Past Due Past Due Past Due Less than 30-89 90+ 30 Days Days Days Nonaccrual Total March 31, 2019 Totals $ 775 $ 1 $ 74 $ 700 $ 1,550 December 31, 2018 Totals $ 612 $ 43 $ 0 $ 2,884 $ 3,539 |
Schedule of Real Estate Acquired Through Foreclosure [Table Text Block] | (In Thousands) March 31, Dec. 31, 2019 2018 Foreclosed residential real estate $ 109 $ 64 |
Schedule of Mortgage Loans in Process of Foreclosure [Table Text Block] | <table border="0" cellpadding="0" cellspacing="0" style="margin-right: 15%; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 64%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">(In Thousands)</div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">March 31,</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Dec. 31,</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">2019</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">2018</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential real estate in process of foreclosure</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;">$</td> <td style="width: 15%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,291</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;">$</td> <td style="width: 15%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,097</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> </table></div>" id="sjs-B15"><div style="display: inline; font-family: times new roman; font-size: 10pt"><table border="0" cellpadding="0" cellspacing="0" style="margin-right: 15%; font-size: 10pt; font-family: "Times New Roman", Times, serif; text-indent: 0px; min-; min-width: 700px;"> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt; width: 64%;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="display: inline; font-weight: bold;">(In Thousands)</div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">March 31,</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">Dec. 31,</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom;"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">2019</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td colspan="2" style="text-align: center; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> <div style=" font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><div style="display: inline; font-weight: bold;"><div style="display: inline; font-weight: bold;">2018</div></div></div> </td> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> </tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"> <td style="font-family: "Times New Roman", Times, serif; font-size: 10pt;"> <div style=" font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;">Residential real estate in process of foreclosure</div> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;">$</td> <td style="width: 15%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,291</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt;"> </td> <td style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;">$</td> <td style="width: 15%; text-align: right; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"><div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">1,097</div></td> <td nowrap="nowrap" style="width: 1%; font-family: "Times New Roman", Times, serif; font-size: 10pt; margin-left: 0pt;"> </td> </tr> </table></div> |
Troubled Debt Restructuring [Member] | |
Notes Tables | |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] | (Balances in Thousands) 2019 2018 Post- Post- Number Modification Number Modification of Recorded of Recorded Loans Investment Loans Investment Residential mortgage - first liens, Reduced monthly payments for a six-month period 0 $ 0 1 $ 80 Residential mortgage - junior liens, Reduced monthly payments and extended maturity date 1 18 0 0 Commercial loans secured by real estate, Extended interest only payments for a six-month period 0 0 2 36 Commercial and industrial : Extended interest only payments for a six-month period 0 0 1 46 Reduced monthly payments and extended maturity date 9 448 0 0 Agricultural loans, Reduced monthly payments and extended maturity date 1 84 2 36 Total 11 $ 550 4 $ 162 |
Note 8 - Borrowed Funds (Tables
Note 8 - Borrowed Funds (Tables) | 3 Months Ended |
Mar. 31, 2019 | |
Notes Tables | |
Schedule of Short-term Debt [Table Text Block] | (In Thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 FHLB-Pittsburgh borrowings $ 0 $ 7,000 Customer repurchase agreements 5,132 5,853 Total short-term borrowings $ 5,132 $ 12,853 |
Schedule of Maturities of Long-term Debt [Table Text Block] | (In Thousands) Mar ch 3 1 , Dec. 31, 201 9 201 8 Loan matured in January 2019 with a rate of 1.83% $ 0 $ 2,000 Loan matured in February 2019 with a rate of 1.95% 0 3,000 Loan matured in March 2019 with a rate of 2.15% 0 3,000 Loan maturing in April 2019 with a rate of 2.24% 3,000 3,000 Loan maturing in May 2019 with a rate of 2.30% 3,000 3,000 Loan maturing in June 2019 with a rate of 2.42% 3,000 3,000 Loan maturing in July 2019 with a rate of 2.41% 3,000 3,000 Loan maturing in August 2019 with a rate of 2.48% 3,000 3,000 Loan maturing in September 2019 with a rate of 2.53% 3,000 3,000 Loan maturing in November 2019 with a rate of 2.75% 3,000 3,000 Loan maturing in December 2019 with a rate of 2.77% 3,000 3,000 Loan maturing in January 2020 with a rate of 2.73% 3,000 3,000 Loan maturing in February 2020 with a rate of 2.66% 2,000 0 Loan maturing in April 2020 with a rate of 4.79% 221 271 Loan maturing in March 2022 with a rate of 2.46% 3,000 0 Loan maturing in June 2025 with a rate of 4.91% 623 644 Total long-term FHLB-Pittsburgh borrowings $ 32,844 $ 35,915 |
Note 1 - Basis of Interim Pre_2
Note 1 - Basis of Interim Presentation and Status of Recent Accounting Pronouncements (Details Textual) - USD ($) | Jan. 01, 2019 | Jan. 01, 2018 | Dec. 31, 2017 | ||
Accounting Standards Update 2016-02 [Member] | |||||
Operating Lease, Right-of-Use Asset | $ 1,132,000 | ||||
Operating Lease, Liability, Total | $ 1,132,000 | ||||
Accounting Standards Update 2018-02 [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | [1] | $ 0 | |||
Accounting Standards Update 2018-02 [Member] | Retained Earnings [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | $ 325,000 | 325,000 | [1] | ||
Accounting Standards Update 2018-02 [Member] | AOCI Attributable to Parent [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | (325,000) | (325,000) | [1] | ||
Accounting Standards Update 2017-08 [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | [2] | 0 | |||
Accounting Standards Update 2017-08 [Member] | Retained Earnings [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | (26,000) | (26,000) | [2] | ||
Accounting Standards Update 2017-08 [Member] | AOCI Attributable to Parent [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | 26,000 | 26,000 | [2] | ||
Accounting Standards Update 2016-01 [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | [3] | 0 | |||
Accounting Standards Update 2016-01 [Member] | Retained Earnings [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | (22,000) | (22,000) | [3] | ||
Accounting Standards Update 2016-01 [Member] | AOCI Attributable to Parent [Member] | |||||
Cumulative Effect of New Accounting Principle in Period of Adoption | $ 22,000 | $ 22,000 | [3] | ||
[1] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of Accounting Standards Update (ASU) 2018-02, Reclassification of Certain tax Effects from Accumulated Other Comprehensive Income, effective January 1, 2018. | ||||
[2] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20), effective January 1, 2018. | ||||
[3] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities, effective January 1, 2018. |
Note 2 - Per Share Data (Detail
Note 2 - Per Share Data (Details Textual) - shares shares in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | 0 | 0 |
Note 2 - Per Share Data - Net I
Note 2 - Per Share Data - Net Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands | 3 Months Ended | ||
Mar. 31, 2019 | Mar. 31, 2018 | ||
Net income | $ 5,090 | $ 4,375 | |
Less: Dividends and undistributed earnings allocated to participating securities | (27) | (23) | |
Net income attributable to common shares | $ 5,063 | $ 4,352 | |
Basic weighted-average common shares outstanding (in shares) | 12,308,862 | 12,189,471 | |
Basic earnings per common share (a) (in dollars per share) | [1] | $ 0.41 | $ 0.36 |
Net income attributable to common shares | $ 5,063 | $ 4,352 | |
Dilutive effect of potential common stock arising from stock options (in shares) | 25,445 | 32,785 | |
Diluted weighted-average common shares outstanding (in shares) | 12,334,307 | 12,222,256 | |
Diluted earnings per common share (a) (in dollars per share) | [1] | $ 0.41 | $ 0.36 |
Weighted-average nonvested restricted shares outstanding (in shares) | 65,639 | 62,922 | |
[1] | Basic and diluted earnings per share under the two-class method are determined on net income reported on the consolidated statements of income, less earnings allocated to non-vested restricted shares with nonforfeitable dividends (participating securities). |
Note 3 - Comprehensive Income -
Note 3 - Comprehensive Income - Components of Other Comprehensive Income (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Unrealized holding gains on available-for-sale debt securities, before tax amount | $ 4,261 | $ (4,839) |
Unrealized holding gains on available-for-sale debt securities, income tax effect | (895) | 1,015 |
Unrealized holding gains on available-for-sale debt securities, net of tax amount | 3,366 | (3,824) |
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, before tax amount | 214 | 93 |
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, income tax effect | (45) | (19) |
Changes from plan amendments and actuarial gains and losses included in other comprehensive income, net of tax amount | 169 | 74 |
Amortization of prior service cost and net actuarial gain included in net periodic benefit cost, before tax amount | (8) | (5) |
Amortization of prior service cost and net actuarial gain included in net periodic benefit cost, income tax effect | 2 | 1 |
Amortization of prior service cost and net actuarial gain included in net periodic benefit cost, net of tax amount | (6) | (4) |
Other comprehensive (income) loss on unfunded retirement obligations, before tax amount | 206 | 88 |
Other comprehensive income (loss) on unfunded retirement obligations, income tax effect | (43) | (18) |
Other comprehensive income (loss) on unfunded retirement obligations, net of tax amount | 163 | 70 |
Total other comprehensive income, before tax amount | 4,467 | (4,751) |
Total other comprehensive income, income tax effect | (938) | 997 |
Total other comprehensive income, net of tax amount | 3,529 | (3,754) |
Unrealized holding gains (losses) on available-for-sale debt securities | 4,261 | (4,839) |
Unrealized holding losses on available-for-sale debt securities, income tax effect | $ (895) | $ 1,015 |
Note 3 - Comprehensive Income_2
Note 3 - Comprehensive Income - Changes in the Components of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2019 | Mar. 31, 2018 | ||
Balance, beginning of period | $ 197,368 | $ 188,443 | |
Other comprehensive income (loss) | 3,529 | (3,754) | |
Balance, end of period | 202,127 | 186,382 | |
Accounting Standards Update 2018-02 [Member] | |||
Impact of accounting standards change | [1] | 0 | |
Accounting Standards Update 2017-08 [Member] | |||
Impact of accounting standards change | [2] | 0 | |
Accounting Standards Update 2016-01 [Member] | |||
Impact of accounting standards change | [3] | 0 | |
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | |||
Balance, beginning of period | (4,307) | (1,566) | |
Other comprehensive income (loss) | 3,366 | (3,824) | |
Balance, end of period | (941) | (5,679) | |
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | Accounting Standards Update 2018-02 [Member] | |||
Impact of accounting standards change | (337) | ||
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | Accounting Standards Update 2017-08 [Member] | |||
Impact of accounting standards change | 26 | ||
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | Accounting Standards Update 2016-01 [Member] | |||
Impact of accounting standards change | 22 | ||
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | |||
Balance, beginning of period | 137 | 59 | |
Other comprehensive income (loss) | 163 | 70 | |
Balance, end of period | 300 | 141 | |
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | Accounting Standards Update 2018-02 [Member] | |||
Impact of accounting standards change | 12 | ||
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | Accounting Standards Update 2017-08 [Member] | |||
Impact of accounting standards change | 0 | ||
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | Accounting Standards Update 2016-01 [Member] | |||
Impact of accounting standards change | 0 | ||
AOCI Attributable to Parent [Member] | |||
Balance, beginning of period | (4,170) | (1,507) | |
Other comprehensive income (loss) | 3,529 | (3,754) | |
Balance, end of period | $ (641) | (5,538) | |
AOCI Attributable to Parent [Member] | Accounting Standards Update 2018-02 [Member] | |||
Impact of accounting standards change | [1] | (325) | |
AOCI Attributable to Parent [Member] | Accounting Standards Update 2017-08 [Member] | |||
Impact of accounting standards change | [2] | 26 | |
AOCI Attributable to Parent [Member] | Accounting Standards Update 2016-01 [Member] | |||
Impact of accounting standards change | [3] | $ 22 | |
[1] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of Accounting Standards Update (ASU) 2018-02, Reclassification of Certain tax Effects from Accumulated Other Comprehensive Income, effective January 1, 2018. | ||
[2] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2017-08, Receivables - Nonrefundable Fees and Other Costs (Subtopic 310-20), effective January 1, 2018. | ||
[3] | As described in more detail in the Recent Accounting Pronouncements - Adopted section of Note 1, this reclassification resulted from adoption of ASU 2016-01, Recognition and Measurement of Financial Assets and Liabilities, effective January 1, 2018. |
Note 3 - Comprehensive Income_3
Note 3 - Comprehensive Income - Amounts Reclassified Out of Each Component of OCI (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Income tax provision | $ 981 | $ 741 |
Net income | (5,090) | (4,375) |
Reclassification out of Accumulated Other Comprehensive Income [Member] | ||
Net income | (6) | (4) |
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member] | ||
Prior service cost | (8) | (8) |
Actuarial loss | 3 | |
Reclassification out of Accumulated Other Comprehensive Income [Member] | AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member] | ||
Income tax provision | $ 2 | (5) |
Net income | $ 1 |
Note 4 - Cash and Due From Ba_3
Note 4 - Cash and Due From Banks (Details Textual) - USD ($) | Mar. 31, 2019 | Dec. 31, 2018 |
Restricted Cash and Cash Equivalents, Current, Total | $ 17,545,000 | $ 18,141,000 |
Note 4 - Cash and Due From Ba_4
Note 4 - Cash and Due From Banks - Summary of Cash and Due From Banks (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Cash and cash equivalents | $ 39,442 | $ 32,827 |
Certificates of deposit | 4,560 | 4,660 |
Total cash and due from banks | $ 44,002 | $ 37,487 |
Note 5 - Fair Value Measureme_3
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Assets Measured at Fair Value (Details) - USD ($) | Mar. 31, 2019 | Dec. 31, 2018 |
Total, fair value | $ 357,646,000 | $ 363,273,000 |
Marketable equity security | 962,000 | 950,000 |
Unpaid principal - with allowance | 2,769,000 | 4,851,000 |
Valuation allowance | (498,000) | (1,605,000) |
Impaired loans, net | 2,769,000 | 4,851,000 |
US Government Agencies Debt Securities [Member] | ||
Total, fair value | 12,265,000 | 12,500,000 |
Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Total, fair value | 76,902,000 | 83,952,000 |
Obligations of States and Political Subdivisions Taxable [Member] | ||
Total, fair value | 30,435,000 | 27,699,000 |
Residential Pass-Through Securities [Member] | ||
Total, fair value | 57,049,000 | 53,445,000 |
Residential Collateralized Mortgage Obligations [Member] | ||
Total, fair value | 140,722,000 | 145,912,000 |
Commercial Mortgage Backed Securities [Member] | ||
Total, fair value | 40,273,000 | 39,765,000 |
Fair Value, Recurring [Member] | ||
Total, fair value | 357,646,000 | 363,273,000 |
Marketable equity security | 962,000 | 950,000 |
Servicing rights | 1,347,000 | 1,404,000 |
Total asset fair value measurements | 359,955,000 | 365,627,000 |
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | ||
Total, fair value | 12,265,000 | 15,500,000 |
Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Total, fair value | 76,902,000 | 83,952,000 |
Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | ||
Total, fair value | 30,435,000 | 27,699,000 |
Fair Value, Recurring [Member] | Residential Pass-Through Securities [Member] | ||
Total, fair value | 57,049,000 | 53,445,000 |
Fair Value, Recurring [Member] | Residential Collateralized Mortgage Obligations [Member] | ||
Total, fair value | 140,722,000 | 145,912,000 |
Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | ||
Total, fair value | 40,273,000 | 39,765,000 |
Fair Value, Nonrecurring [Member] | ||
Total asset fair value measurements | 4,146,000 | 4,949,000 |
Unpaid principal - with allowance | 2,769,000 | 4,851,000 |
Valuation allowance | (498,000) | (1,605,000) |
Impaired loans, net | 2,271,000 | 3,246,000 |
Foreclosed assets held for sale | 1,875,000 | 1,703,000 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | ||
Total, fair value | 0 | 0 |
Marketable equity security | 962,000 | 950,000 |
Servicing rights | 0 | 0 |
Total asset fair value measurements | 962,000 | 950,000 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Residential Pass-Through Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Residential Collateralized Mortgage Obligations [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | ||
Total asset fair value measurements | 0 | 0 |
Unpaid principal - with allowance | 0 | 0 |
Valuation allowance | 0 | 0 |
Impaired loans, net | 0 | 0 |
Foreclosed assets held for sale | 0 | 0 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | ||
Total, fair value | 357,646,000 | 363,273,000 |
Marketable equity security | 0 | 0 |
Servicing rights | 0 | 0 |
Total asset fair value measurements | 357,646,000 | 363,273,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | ||
Total, fair value | 12,265,000 | 12,500,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Total, fair value | 76,902,000 | 83,952,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | ||
Total, fair value | 30,435,000 | 27,699,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Residential Pass-Through Securities [Member] | ||
Total, fair value | 57,049,000 | 53,445,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Residential Collateralized Mortgage Obligations [Member] | ||
Total, fair value | 140,722,000 | 145,912,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | ||
Total, fair value | 40,273,000 | 39,765,000 |
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | ||
Total asset fair value measurements | 0 | 0 |
Unpaid principal - with allowance | 0 | 0 |
Valuation allowance | 0 | 0 |
Impaired loans, net | 0 | 0 |
Foreclosed assets held for sale | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | ||
Total, fair value | 0 | 0 |
Marketable equity security | 0 | 0 |
Servicing rights | 1,347,000 | 1,404,000 |
Total asset fair value measurements | 1,347,000 | 1,404,000 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Obligations of States and Political Subdivisions Taxable [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Residential Pass-Through Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Residential Collateralized Mortgage Obligations [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Commercial Mortgage Backed Securities [Member] | ||
Total, fair value | 0 | 0 |
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | ||
Total asset fair value measurements | 4,146,000 | 4,949,000 |
Unpaid principal - with allowance | 2,769,000 | 4,851,000 |
Valuation allowance | (498,000) | (1,605,000) |
Impaired loans, net | 2,271,000 | 3,246,000 |
Foreclosed assets held for sale | $ 1,875,000 | $ 1,703,000 |
Note 5 - Fair Value Measureme_4
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Valuation Techniques and the Unobservable Inputs Used in Determining Fair Value - Recurring Basis (Details) - USD ($) | 3 Months Ended | 12 Months Ended |
Mar. 31, 2019 | Dec. 31, 2018 | |
Fair Value, Recurring [Member] | ||
Fair value | $ 1,347,000 | $ 1,404,000 |
Valuation Technique, Discounted Cash Flow [Member] | Servicing Rights Assets [Member] | ||
Discount rate | 12.50% | 12.50% |
Weighted-average PSA | 129.00% | 114.00% |
Servicing fees of loan balances | 0.25% | 0.25% |
Servicing fees of payments are late | 4.00% | 4.00% |
Late fees assessed | 5.00% | 5.00% |
Miscellaneous fees per account per month | $ 1.94 | $ 1.94 |
Monthly servicing cost per account | 6 | 6 |
Additional monthly servicing cost per loan on loans more than 30 days delinquent | $ 24 | $ 24 |
Servicing costs of loans more than 30 days delinquent | 1.50% | 1.50% |
Annual increase in servicing costs | 3.00% | 3.00% |
Valuation Technique, Discounted Cash Flow [Member] | Fair Value, Recurring [Member] | ||
Fair value | $ 1,347,000 | $ 1,404,000 |
Note 5 - Fair Value Measureme_5
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Reconciliation of Activity for Level 3 Assets Measured at Fair Value on a Recurring Basis (Details) - Servicing Rights Assets [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Servicing rights balance, beginning of period | $ 1,404 | $ 1,299 |
Issuances of servicing rights | 20 | 50 |
Unrealized (losses) gains included in earnings | (77) | 20 |
Servicing rights balance, end of period | $ 1,347 | $ 1,369 |
Note 5 - Fair Value Measureme_6
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Valuation Techniques and the Unobservable Inputs Used in Determining Fair Value - Nonrecurring Basis (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Recorded investment - with allowance | $ 2,769 | $ 4,851 |
Related allowance | 498 | 1,605 |
Fair Value, Nonrecurring [Member] | ||
Recorded investment - with allowance | 2,271 | 3,246 |
Related allowance | 498 | 1,605 |
Fair value | 2,271 | 3,246 |
Foreclosed assets held for sale | 1,875 | 1,703 |
Fair value | 1,875 | 1,703 |
Residential Portfolio Segment [Member] | ||
Foreclosed assets held for sale | 109 | 64 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Recorded investment - with allowance | 991 | 2,515 |
Related allowance | 160 | 781 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Recorded investment - with allowance | 784 | 1,340 |
Related allowance | 175 | 659 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Recorded investment - with allowance | 485 | 487 |
Related allowance | 49 | 49 |
Valuation, Market Approach [Member] | Land Receivable [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 110 | 110 |
Valuation, Market Approach [Member] | Commercial Real Estate Receivables [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 1,656 | 1,529 |
Valuation, Market Approach [Member] | Residential Portfolio Segment [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 109 | 64 |
Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 831 | 1,734 |
Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 0 | 0 |
Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Fair Value, Nonrecurring [Member] | ||
Fair value | 436 | 438 |
Impaired Loans [Member] | ||
Recorded investment - with allowance | 2,769 | 4,851 |
Related allowance | 498 | 1,605 |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Recorded investment - with allowance | 509 | 509 |
Related allowance | 114 | 116 |
Fair value | $ 395 | $ 393 |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Weighted Average [Member] | ||
Discount rate | 26.00% | 26.00% |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Recorded investment - with allowance | $ 991 | $ 2,515 |
Related allowance | $ 160 | $ 781 |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Weighted Average [Member] | ||
Discount rate | 39.00% | 16.00% |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Recorded investment - with allowance | $ 75 | $ 75 |
Related allowance | 75 | 75 |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Measurement Input, Discount to Borrower's Financial Statement Value [Member] | ||
Recorded investment - with allowance | 40 | 1,265 |
Related allowance | 40 | 584 |
Fair value | $ 0 | $ 681 |
Discount rate | 100.00% | 36.00% |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Weighted Average [Member] | ||
Discount rate | 100.00% | 100.00% |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Recorded investment - with allowance | $ 485 | $ 487 |
Related allowance | $ 49 | $ 49 |
Impaired Loans [Member] | Valuation, Market Approach [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Weighted Average [Member] | ||
Discount rate | 46.00% | 56.00% |
Impaired Loans [Member] | Valuation Technique, Discounted Cash Flow [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Recorded investment - with allowance | $ 669 | |
Related allowance | 60 | |
Fair value | $ 609 | |
Discount rate | 15.00% | |
Foreclosed Assets Held For Sale [Member] | ||
Foreclosed assets held for sale | $ 1,875 | $ 1,703 |
Valuation allowance | 0 | 0 |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Land Receivable [Member] | ||
Foreclosed assets held for sale | 110 | 110 |
Valuation allowance | $ 0 | $ 0 |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Land Receivable [Member] | Weighted Average [Member] | ||
Discount rate | 61.00% | 61.00% |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Receivables [Member] | ||
Foreclosed assets held for sale | $ 1,656 | $ 1,529 |
Valuation allowance | $ 0 | $ 0 |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Commercial Real Estate Receivables [Member] | Weighted Average [Member] | ||
Discount rate | 32.00% | 20.00% |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Residential Portfolio Segment [Member] | ||
Foreclosed assets held for sale | $ 109 | $ 64 |
Valuation allowance | $ 0 | $ 0 |
Foreclosed Assets Held For Sale [Member] | Valuation, Market Approach [Member] | Residential Portfolio Segment [Member] | Weighted Average [Member] | ||
Discount rate | 51.00% | 68.00% |
Note 5 - Fair Value Measureme_7
Note 5 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values, and Related Carrying Amounts, of the Financial Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Cash and cash equivalents | $ 39,442 | $ 32,827 |
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Certificates of deposit | 4,560 | 4,660 |
Restricted equity securities (included in Other Assets) | 5,157 | 5,712 |
Accrued interest receivable | 4,270 | 3,968 |
Short-term borrowings | 5,132 | 12,853 |
Long-term borrowings | 32,844 | 35,915 |
Accrued interest payable | 115 | 142 |
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Deposits With No Stated Maturity [Member] | ||
Deposits, fair value | 810,409 | 804,207 |
Reported Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member] | ||
Deposits, fair value | 229,502 | 229,565 |
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Loans, net | 817,136 | 818,254 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | ||
Cash and cash equivalents | 39,442 | 32,827 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | ||
Certificates of deposit | 4,611 | 4,634 |
Restricted equity securities (included in Other Assets) | 5,157 | 5,712 |
Accrued interest receivable | 4,270 | 3,968 |
Short-term borrowings | 4,941 | 12,617 |
Long-term borrowings | 32,877 | 35,902 |
Accrued interest payable | 115 | 142 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Deposits With No Stated Maturity [Member] | ||
Deposits, fair value | 810,409 | 804,207 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Time Deposits [Member] | ||
Deposits, fair value | 229,730 | 229,751 |
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | ||
Loans, net | $ 824,036 | $ 825,809 |
Note 6 - Securities (Details Te
Note 6 - Securities (Details Textual) | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2019USD ($) | Mar. 31, 2018USD ($) | Dec. 31, 2018USD ($) | |
Equity Securities, FV-NI, Realized Gain (Loss), Total | $ 0 | $ 0 | |
Equity Securities, FV-NI | 962,000 | $ 950,000 | |
Equity Securities, FV-NI, Unrealized Gain (Loss), Total | 12,000 | $ (15,000) | |
Other Assets [Member] | Federal Home Loan Bank of Pittsburgh [Member] | |||
Federal Home Loan Bank Stock | $ 5,027,000 | $ 5,582,000 | |
Mutual Fund [Member] | |||
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total | 1 | 1 | |
Mutual Fund [Member] | Other Noninterest Income [Member] | |||
Equity Securities, FV-NI, Unrealized Gain (Loss), Total | $ (38,000) | $ (50,000) | |
FHLB Stock [Member] | Federal Home Loan Bank of Pittsburgh [Member] | |||
Other than Temporary Impairment Losses, Investments, Total | 0 | 0 | |
Investment Securities [Member] | |||
Debt Securities, Available-for-sale, Restricted | $ 219,532,000 | $ 229,418,000 |
Note 6 - Securities - Available
Note 6 - Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Available-for-sale securities, amortized cost | $ 358,837 | $ 368,725 |
Available-for-sale securities, gross unrealized holding gains | 2,802 | 1,778 |
Available-for-sale securities, gross unrealized holding losses | (3,993) | (7,230) |
Available-for-sale debt securities, at fair value | 357,646 | 363,273 |
US Government Agencies Debt Securities [Member] | ||
Available-for-sale securities, amortized cost | 11,916 | 12,331 |
Available-for-sale securities, gross unrealized holding gains | 349 | 169 |
Available-for-sale securities, gross unrealized holding losses | 0 | 0 |
Available-for-sale debt securities, at fair value | 12,265 | 12,500 |
Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Available-for-sale securities, amortized cost | 75,910 | 84,204 |
Available-for-sale securities, gross unrealized holding gains | 1,290 | 949 |
Available-for-sale securities, gross unrealized holding losses | (298) | (1,201) |
Available-for-sale debt securities, at fair value | 76,902 | 83,952 |
Obligations of States and Political Subdivisions Taxable [Member] | ||
Available-for-sale securities, amortized cost | 30,059 | 27,618 |
Available-for-sale securities, gross unrealized holding gains | 443 | 208 |
Available-for-sale securities, gross unrealized holding losses | (67) | (127) |
Available-for-sale debt securities, at fair value | 30,435 | 27,699 |
Residential Pass-Through Securities [Member] | ||
Available-for-sale securities, amortized cost | 57,727 | 54,827 |
Available-for-sale securities, gross unrealized holding gains | 155 | 48 |
Available-for-sale securities, gross unrealized holding losses | (833) | (1,430) |
Available-for-sale debt securities, at fair value | 57,049 | 53,445 |
Residential Collateralized Mortgage Obligations [Member] | ||
Available-for-sale securities, amortized cost | 142,642 | 148,964 |
Available-for-sale securities, gross unrealized holding gains | 204 | 238 |
Available-for-sale securities, gross unrealized holding losses | (2,124) | (3,290) |
Available-for-sale debt securities, at fair value | 140,722 | 145,912 |
Commercial Mortgage Backed Securities [Member] | ||
Available-for-sale securities, amortized cost | 40,583 | 40,781 |
Available-for-sale securities, gross unrealized holding gains | 361 | 166 |
Available-for-sale securities, gross unrealized holding losses | (671) | (1,182) |
Available-for-sale debt securities, at fair value | $ 40,273 | $ 39,765 |
Note 6 - Securities - Availab_2
Note 6 - Securities - Available-for-sale Securities With Unrealized Loss Positions (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | $ 5,054 | $ 13,548 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | (77) | (25) |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 197,922 | 220,625 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (3,916) | (7,205) |
Available-for-sale securities with unrealized loss positions, fair value | 202,976 | 234,173 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | (3,993) | (7,230) |
Obligations of States and Political Subdivisions Tax Exempt [Member] | ||
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | 0 | 5,084 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | 0 | (11) |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 21,103 | 32,684 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (298) | (1,190) |
Available-for-sale securities with unrealized loss positions, fair value | 21,103 | 37,768 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | (298) | (1,201) |
Obligations of States and Political Subdivisions Taxable [Member] | ||
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | 0 | 980 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | 0 | (2) |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 8,315 | 11,418 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (67) | (125) |
Available-for-sale securities with unrealized loss positions, fair value | 8,315 | 12,398 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | (67) | (127) |
Residential Pass-Through Securities [Member] | ||
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | 5,054 | 5,592 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | (77) | (4) |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 41,750 | 42,309 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (756) | (1,426) |
Available-for-sale securities with unrealized loss positions, fair value | 46,804 | 47,901 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | (833) | (1,430) |
Residential Collateralized Mortgage Obligations [Member] | ||
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | 0 | 1,892 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | 0 | (8) |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 98,164 | 101,662 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (2,124) | (3,282) |
Available-for-sale securities with unrealized loss positions, fair value | 98,164 | 103,554 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | (2,124) | (3,290) |
Commercial Mortgage Backed Securities [Member] | ||
Available-for-sale securities with unrealized loss positions, less than 12 months, fair value | 0 | 0 |
Available-for-sale securities with unrealized loss positions, less than 12 months, unrealized losses | 0 | 0 |
Available-for-sale securities with unrealized loss positions, 12 months or more, fair value | 28,590 | 32,552 |
Available-for-sale securities with unrealized loss positions, 12 months or more, unrealized losses | (671) | (1,182) |
Available-for-sale securities with unrealized loss positions, fair value | 28,590 | 32,552 |
Available-for-sale securities, with unrealized loss positions, unrealized losses | $ (671) | $ (1,182) |
Note 6 - Securities - Availab_3
Note 6 - Securities - Available-for-sale Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Due in one year or less, amortized cost | $ 14,204 | |
Due in one year or less, fair value | 14,299 | |
Due from one year through five years. amortized cost | 34,281 | |
Due from one year through five years, fair value | 34,637 | |
Due from five years through ten years, amortized cost | 40,819 | |
Due from five years through ten years, fair value | 41,190 | |
Due after ten years, amortized cost | 28,581 | |
Due after ten years, fair value | 29,476 | |
Sub-total, amortized cost | 117,885 | |
Sub-total, fair value | 119,602 | |
Total, amortized cost | 358,837 | $ 368,725 |
Total, fair value | 357,646 | 363,273 |
Residential Pass-Through Securities [Member] | ||
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, amortized cost | 57,727 | |
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, fair value | 57,049 | |
Total, amortized cost | 57,727 | 54,827 |
Total, fair value | 57,049 | 53,445 |
Residential Collateralized Mortgage Obligations [Member] | ||
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, amortized cost | 142,642 | |
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, fair value | 140,722 | |
Total, amortized cost | 142,642 | 148,964 |
Total, fair value | 140,722 | $ 145,912 |
Commercial Mortgage-backed Securities [Member] | ||
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, amortized cost | 40,583 | |
Mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies, fair value | $ 40,273 |
Note 7 - Loans (Details Textual
Note 7 - Loans (Details Textual) | 3 Months Ended | 12 Months Ended | ||
Mar. 31, 2019USD ($) | Mar. 31, 2018USD ($) | Dec. 31, 2018USD ($) | Dec. 31, 2017USD ($) | |
Financing Receivable, Allowance for Credit Loss, Ending Balance | $ 8,256,000 | $ 9,049,000 | $ 9,309,000 | $ 8,856,000 |
Provision for Loan, Lease, and Other Losses, Total | (957,000) | $ 292,000 | ||
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend | $ 0 | 0 | ||
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | 0 | 0 | ||
Commercial Loan [Member] | ||||
Loans Receivable Secured by Real Estate Percentage | 53.00% | |||
Financial Asset Acquired with Credit Deterioration [Member] | ||||
Provision for Loan, Lease, and Other Losses, Total | $ (1,011,000) | |||
Commercial Portfolio Segment [Member] | ||||
Financing Receivable, Allowance for Credit Loss, Ending Balance | 3,444,000 | $ 4,433,000 | 4,591,000 | 4,235,000 |
Commercial Portfolio Segment [Member] | Maximum [Member] | ||||
Financing Receivable Individually Evaluated for Impairment Threshold With Estimated Loss | 200,000 | |||
Commercial Portfolio Segment [Member] | Two Commercial Loans [Member] | ||||
Provision for Loan, Lease, and Other Losses, Total | 1,365,000 | |||
Commercial Portfolio Segment [Member] | One Commercial Loan [Member] | ||||
Provision for Loan, Lease, and Other Losses, Total | 584,000 | |||
Commercial Real Estate Portfolio Segment [Member] | One Real Estate Secured Commercial Loan [Member] | ||||
Provision for Loan, Lease, and Other Losses, Total | 781,000 | |||
Unallocated Financing Receivables [Member] | ||||
Financing Receivable, Allowance for Credit Loss, Ending Balance | 585,000 | 499,000 | 499,000 | 499,000 |
Provision for Loan, Lease, and Other Losses, Total | 54,000 | |||
Residential Portfolio Segment [Member] | ||||
Financing Receivable, Allowance for Credit Loss, Ending Balance | 3,991,000 | $ 3,943,000 | 3,986,000 | $ 3,963,000 |
Residential Portfolio Segment [Member] | Maximum [Member] | ||||
Financing Receivable Individually Evaluated for Impairment Threshold With Estimated Loss | 400,000 | |||
Unfunded Loan Commitments [Member] | ||||
Financing Receivable, Allowance for Credit Loss, Ending Balance | $ 0 | $ 0 | ||
Loans Receivable 1 [Member] | Credit Availability Concentration Risk [Member] | ||||
Concentration Risk, Percentage | 0.00% | 0.00% |
Note 7 - Loans - Loans Receivab
Note 7 - Loans - Loans Receivable (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 | Mar. 31, 2018 | Dec. 31, 2017 |
Loans receivable | $ 825,392 | $ 827,563 | ||
Allowance for loan losses | (8,256) | (9,309) | $ (9,049) | $ (8,856) |
Loans, net | 817,136 | 818,254 | ||
Residential Portfolio Segment [Member] | ||||
Loans receivable | 457,586 | 456,806 | ||
Allowance for loan losses | (3,991) | (3,986) | (3,943) | (3,963) |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||||
Loans receivable | 374,764 | 372,339 | ||
Allowance for loan losses | (3,178) | (3,156) | (3,067) | (3,200) |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||||
Loans receivable | 25,538 | 25,450 | ||
Allowance for loan losses | (329) | (325) | (351) | (224) |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||||
Loans receivable | 32,847 | 34,319 | ||
Allowance for loan losses | (286) | (302) | (286) | (296) |
Residential Portfolio Segment [Member] | Construction Loans [Member] | ||||
Loans receivable | 24,437 | 24,698 | ||
Allowance for loan losses | (198) | (203) | (239) | (243) |
Commercial Portfolio Segment [Member] | ||||
Loans receivable | 350,769 | 353,627 | ||
Allowance for loan losses | (3,444) | (4,591) | (4,433) | (4,235) |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||||
Loans receivable | 160,177 | 162,611 | ||
Allowance for loan losses | (1,887) | (2,538) | (2,635) | (2,584) |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||||
Loans receivable | 12,701 | 11,962 | ||
Allowance for loan losses | (114) | (110) | (137) | (150) |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||||
Loans receivable | 92,842 | 91,856 | ||
Allowance for loan losses | (1,069) | (1,553) | (1,036) | (1,065) |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||||
Loans receivable | 52,142 | 53,263 | ||
Allowance for loan losses | 0 | 0 | ||
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||||
Loans receivable | 6,938 | 7,146 | ||
Allowance for loan losses | (98) | (102) | (102) | (105) |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||||
Loans receivable | 7,031 | 7,180 | ||
Allowance for loan losses | (112) | (114) | (169) | (172) |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||||
Loans receivable | 5,471 | 5,659 | ||
Allowance for loan losses | (43) | (46) | (205) | (57) |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||||
Loans receivable | 13,467 | 13,950 | ||
Allowance for loan losses | (121) | (128) | (149) | (102) |
Consumer Portfolio Segment [Member] | ||||
Loans receivable | 17,037 | 17,130 | ||
Allowance for loan losses | $ (236) | $ (233) | $ (174) | $ (159) |
Note 7 - Loans - Allowance for
Note 7 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Allowance for loan losses | $ 9,309 | $ 8,856 |
Allowance for loan losses, charge-offs | (111) | (115) |
Allowance for loan losses, recoveries | 15 | 16 |
Allowance for loan losses, provision | (957) | 292 |
Allowance for loan losses | 8,256 | 9,049 |
Residential Portfolio Segment [Member] | ||
Allowance for loan losses | 3,986 | 3,963 |
Allowance for loan losses, charge-offs | (74) | (53) |
Allowance for loan losses, recoveries | 4 | 2 |
Allowance for loan losses, provision | 75 | 31 |
Allowance for loan losses | 3,991 | 3,943 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Allowance for loan losses | 3,156 | 3,200 |
Allowance for loan losses, charge-offs | (50) | (53) |
Allowance for loan losses, recoveries | 1 | 1 |
Allowance for loan losses, provision | 71 | (81) |
Allowance for loan losses | 3,178 | 3,067 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Allowance for loan losses | 325 | 224 |
Allowance for loan losses, charge-offs | (24) | 0 |
Allowance for loan losses, recoveries | 0 | 1 |
Allowance for loan losses, provision | 28 | 126 |
Allowance for loan losses | 329 | 351 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Allowance for loan losses | 302 | 296 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 3 | 0 |
Allowance for loan losses, provision | (19) | (10) |
Allowance for loan losses | 286 | 286 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Allowance for loan losses | 203 | 243 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (5) | (4) |
Allowance for loan losses | 198 | 239 |
Commercial Portfolio Segment [Member] | ||
Allowance for loan losses | 4,591 | 4,235 |
Allowance for loan losses, charge-offs | 0 | (21) |
Allowance for loan losses, recoveries | 2 | 2 |
Allowance for loan losses, provision | (1,149) | 217 |
Allowance for loan losses | 3,444 | 4,433 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Allowance for loan losses | 2,538 | 2,584 |
Allowance for loan losses, charge-offs | 0 | (21) |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (651) | 72 |
Allowance for loan losses | 1,887 | 2,635 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Allowance for loan losses | 110 | 150 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | 4 | (13) |
Allowance for loan losses | 114 | 137 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Allowance for loan losses | 1,553 | 1,065 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 2 | 2 |
Allowance for loan losses, provision | (486) | (31) |
Allowance for loan losses | 1,069 | 1,036 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Allowance for loan losses | 102 | 105 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (4) | (3) |
Allowance for loan losses | 98 | 102 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Allowance for loan losses | 114 | 172 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (2) | (3) |
Allowance for loan losses | 112 | 169 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Allowance for loan losses | 46 | 57 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (3) | 148 |
Allowance for loan losses | 43 | 205 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Allowance for loan losses | 128 | 102 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | (7) | 47 |
Allowance for loan losses | 121 | 149 |
Consumer Portfolio Segment [Member] | ||
Allowance for loan losses | 233 | 159 |
Allowance for loan losses, charge-offs | (37) | (41) |
Allowance for loan losses, recoveries | 9 | 12 |
Allowance for loan losses, provision | 31 | 44 |
Allowance for loan losses | 236 | 174 |
Unallocated Financing Receivables [Member] | ||
Allowance for loan losses | 499 | 499 |
Allowance for loan losses, charge-offs | 0 | 0 |
Allowance for loan losses, recoveries | 0 | 0 |
Allowance for loan losses, provision | 86 | 0 |
Allowance for loan losses | $ 585 | $ 499 |
Note 7 - Loans - Outstanding Lo
Note 7 - Loans - Outstanding Loans by Risk Rating (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Loans and Leases Receivable, Gross, Total | $ 825,392 | $ 827,563 |
Residential Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 457,586 | 456,806 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 374,764 | 372,339 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 25,538 | 25,450 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans and Leases Receivable, Gross, Total | 32,847 | 34,319 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 24,437 | 24,698 |
Commercial Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 350,769 | 353,627 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans and Leases Receivable, Gross, Total | 160,177 | 162,611 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 12,701 | 11,962 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans and Leases Receivable, Gross, Total | 92,842 | 91,856 |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans and Leases Receivable, Gross, Total | 52,142 | 53,263 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans and Leases Receivable, Gross, Total | 6,938 | 7,146 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans and Leases Receivable, Gross, Total | 7,031 | 7,180 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 5,471 | 5,659 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 13,467 | 13,950 |
Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 17,037 | 17,130 |
Pass [Member] | ||
Loans and Leases Receivable, Gross, Total | 796,344 | 800,551 |
Pass [Member] | Residential Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 446,673 | 446,605 |
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 365,301 | 363,407 |
Pass [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 24,934 | 24,841 |
Pass [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans and Leases Receivable, Gross, Total | 32,182 | 33,659 |
Pass [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 24,256 | 24,698 |
Pass [Member] | Commercial Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 332,664 | 336,830 |
Pass [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans and Leases Receivable, Gross, Total | 153,387 | 156,308 |
Pass [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 12,627 | 11,887 |
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans and Leases Receivable, Gross, Total | 84,736 | 84,232 |
Pass [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans and Leases Receivable, Gross, Total | 52,142 | 53,263 |
Pass [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans and Leases Receivable, Gross, Total | 4,681 | 5,171 |
Pass [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans and Leases Receivable, Gross, Total | 7,031 | 7,180 |
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 4,679 | 4,910 |
Pass [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 13,381 | 13,879 |
Pass [Member] | Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 17,007 | 17,116 |
Special Mention [Member] | ||
Loans and Leases Receivable, Gross, Total | 11,448 | 7,394 |
Special Mention [Member] | Residential Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 766 | 1,172 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 609 | 937 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 98 | 176 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans and Leases Receivable, Gross, Total | 59 | 59 |
Special Mention [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 10,682 | 6,222 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans and Leases Receivable, Gross, Total | 3,660 | 740 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans and Leases Receivable, Gross, Total | 6,532 | 5,230 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans and Leases Receivable, Gross, Total | 422 | 168 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 53 | 84 |
Special Mention [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 15 | 0 |
Special Mention [Member] | Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Substandard [Member] | ||
Loans and Leases Receivable, Gross, Total | 17,600 | 19,556 |
Substandard [Member] | Residential Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 10,147 | 8,978 |
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 8,854 | 7,944 |
Substandard [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 506 | 433 |
Substandard [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans and Leases Receivable, Gross, Total | 606 | 601 |
Substandard [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 181 | 0 |
Substandard [Member] | Commercial Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 7,423 | 10,564 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans and Leases Receivable, Gross, Total | 3,130 | 5,563 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 74 | 75 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans and Leases Receivable, Gross, Total | 1,574 | 2,394 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans and Leases Receivable, Gross, Total | 1,835 | 1,796 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 739 | 665 |
Substandard [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 71 | 71 |
Substandard [Member] | Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 30 | 14 |
Doubtful [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 62 |
Doubtful [Member] | Residential Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 51 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 51 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 11 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 11 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans and Leases Receivable, Gross, Total | 0 | 0 |
Doubtful [Member] | Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross, Total | $ 0 | $ 0 |
Note 7 - Loans - Loan Balances
Note 7 - Loans - Loan Balances and Allowance for Loan Losses for Each Impairment Method (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 | Mar. 31, 2018 | Dec. 31, 2017 |
Loans receivable: individually evaluated | $ 6,497 | $ 9,774 | ||
Loans receivable: collectively evaluated | 818,895 | 817,789 | ||
Loans receivable | 825,392 | 827,563 | ||
Allowance for loan losses: individually evaluated | 498 | 1,605 | ||
Allowance for loan losses: collectively evaluated | 7,173 | 7,205 | ||
Allowance for loan losses | 8,256 | 9,309 | $ 9,049 | $ 8,856 |
Residential Portfolio Segment [Member] | ||||
Loans receivable: individually evaluated | 1,259 | 1,284 | ||
Loans receivable: collectively evaluated | 456,327 | 455,522 | ||
Loans receivable | 457,586 | 456,806 | ||
Allowance for loan losses: individually evaluated | 114 | 116 | ||
Allowance for loan losses: collectively evaluated | 3,877 | 3,870 | ||
Allowance for loan losses | 3,991 | 3,986 | 3,943 | 3,963 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||||
Loans receivable: individually evaluated | 970 | 991 | ||
Loans receivable: collectively evaluated | 373,794 | 371,348 | ||
Loans receivable | 374,764 | 372,339 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 3,178 | 3,156 | ||
Allowance for loan losses | 3,178 | 3,156 | 3,067 | 3,200 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||||
Loans receivable: individually evaluated | 289 | 293 | ||
Loans receivable: collectively evaluated | 25,249 | 25,157 | ||
Loans receivable | 25,538 | 25,450 | ||
Allowance for loan losses: individually evaluated | 114 | 116 | ||
Allowance for loan losses: collectively evaluated | 215 | 209 | ||
Allowance for loan losses | 329 | 325 | 351 | 224 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 32,847 | 34,319 | ||
Loans receivable | 32,847 | 34,319 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 286 | 302 | ||
Allowance for loan losses | 286 | 302 | 286 | 296 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 24,437 | 24,698 | ||
Loans receivable | 24,437 | 24,698 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 198 | 203 | ||
Allowance for loan losses | 198 | 203 | 239 | 243 |
Commercial Portfolio Segment [Member] | ||||
Loans receivable: individually evaluated | 5,238 | 8,473 | ||
Loans receivable: collectively evaluated | 345,531 | 345,154 | ||
Loans receivable | 350,769 | 353,627 | ||
Allowance for loan losses: individually evaluated | 384 | 1,489 | ||
Allowance for loan losses: collectively evaluated | 3,060 | 3,102 | ||
Allowance for loan losses | 3,444 | 4,591 | 4,433 | 4,235 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||||
Loans receivable: individually evaluated | 1,756 | 4,302 | ||
Loans receivable: collectively evaluated | 158,421 | 158,309 | ||
Loans receivable | 160,177 | 162,611 | ||
Allowance for loan losses: individually evaluated | 160 | 781 | ||
Allowance for loan losses: collectively evaluated | 1,727 | 1,757 | ||
Allowance for loan losses | 1,887 | 2,538 | 2,635 | 2,584 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 12,701 | 11,962 | ||
Loans receivable | 12,701 | 11,962 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 114 | 110 | ||
Allowance for loan losses | 114 | 110 | 137 | 150 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||||
Loans receivable: individually evaluated | 1,292 | 2,157 | ||
Loans receivable: collectively evaluated | 91,550 | 89,699 | ||
Loans receivable | 92,842 | 91,856 | ||
Allowance for loan losses: individually evaluated | 175 | 659 | ||
Allowance for loan losses: collectively evaluated | 894 | 894 | ||
Allowance for loan losses | 1,069 | 1,553 | 1,036 | 1,065 |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 52,142 | 53,263 | ||
Loans receivable | 52,142 | 53,263 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 0 | 0 | ||
Allowance for loan losses | 0 | 0 | ||
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||||
Loans receivable: individually evaluated | 1,534 | 1,349 | ||
Loans receivable: collectively evaluated | 5,404 | 5,797 | ||
Loans receivable | 6,938 | 7,146 | ||
Allowance for loan losses: individually evaluated | 49 | 49 | ||
Allowance for loan losses: collectively evaluated | 49 | 53 | ||
Allowance for loan losses | 98 | 102 | 102 | 105 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 7,031 | 7,180 | ||
Loans receivable | 7,031 | 7,180 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 112 | 114 | ||
Allowance for loan losses | 112 | 114 | 169 | 172 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||||
Loans receivable: individually evaluated | 656 | 665 | ||
Loans receivable: collectively evaluated | 4,815 | 4,994 | ||
Loans receivable | 5,471 | 5,659 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 43 | 46 | ||
Allowance for loan losses | 43 | 46 | 205 | 57 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 13,467 | 13,950 | ||
Loans receivable | 13,467 | 13,950 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 121 | 128 | ||
Allowance for loan losses | 121 | 128 | 149 | 102 |
Consumer Portfolio Segment [Member] | ||||
Loans receivable: individually evaluated | 0 | 17 | ||
Loans receivable: collectively evaluated | 17,037 | 17,113 | ||
Loans receivable | 17,037 | 17,130 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 236 | 233 | ||
Allowance for loan losses | 236 | 233 | 174 | 159 |
Unallocated Financing Receivables [Member] | ||||
Loans receivable: individually evaluated | 0 | 0 | ||
Loans receivable: collectively evaluated | 0 | 0 | ||
Loans receivable | 0 | 0 | ||
Allowance for loan losses: individually evaluated | 0 | 0 | ||
Allowance for loan losses: collectively evaluated | 0 | 0 | ||
Allowance for loan losses | $ 585 | $ 499 | $ 499 | $ 499 |
Note 7 - Loans - Impaired Loans
Note 7 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Unpaid principal - with no allowance | $ 3,756 | $ 4,952 |
Recorded investment - with no allowance | 3,728 | 4,923 |
Unpaid principal - with allowance | 2,769 | 4,851 |
Recorded investment - with allowance | 2,769 | 4,851 |
Related allowance | 498 | 1,605 |
Unpaid principal | 6,525 | 9,803 |
Recorded investment | 6,497 | 9,774 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Unpaid principal - with no allowance | 729 | 750 |
Recorded investment - with no allowance | 701 | 721 |
Unpaid principal - with allowance | 270 | 270 |
Recorded investment - with allowance | 270 | 270 |
Related allowance | 0 | 0 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Unpaid principal - with no allowance | 50 | 54 |
Recorded investment - with no allowance | 50 | 54 |
Unpaid principal - with allowance | 239 | 239 |
Recorded investment - with allowance | 239 | 239 |
Related allowance | 114 | 116 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Unpaid principal - with no allowance | 765 | 1,787 |
Recorded investment - with no allowance | 765 | 1,787 |
Unpaid principal - with allowance | 991 | 2,515 |
Recorded investment - with allowance | 991 | 2,515 |
Related allowance | 160 | 781 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Unpaid principal - with no allowance | 507 | 817 |
Recorded investment - with no allowance | 507 | 817 |
Unpaid principal - with allowance | 784 | 1,340 |
Recorded investment - with allowance | 784 | 1,340 |
Related allowance | 175 | 659 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Unpaid principal - with no allowance | 1,049 | 862 |
Recorded investment - with no allowance | 1,049 | 862 |
Unpaid principal - with allowance | 485 | 487 |
Recorded investment - with allowance | 485 | 487 |
Related allowance | 49 | 49 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Unpaid principal - with no allowance | 656 | 665 |
Recorded investment - with no allowance | 656 | 665 |
Consumer Portfolio Segment [Member] | ||
Unpaid principal - with no allowance | 0 | 17 |
Recorded investment - with no allowance | $ 0 | $ 17 |
Note 7 - Loans - Average Balanc
Note 7 - Loans - Average Balance of Impaired Loans and Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | |
Average investment in impaired loans | $ 8,135 | $ 9,858 |
Interest income recognized on impaired loans on a cash basis | 61 | 80 |
Residential Portfolio Segment [Member] | ||
Average investment in impaired loans | 1,272 | 1,347 |
Interest income recognized on impaired loans on a cash basis | 12 | 22 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Average investment in impaired loans | 981 | 1,046 |
Interest income recognized on impaired loans on a cash basis | 10 | 19 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Average investment in impaired loans | 291 | 301 |
Interest income recognized on impaired loans on a cash basis | 2 | 3 |
Commercial Portfolio Segment [Member] | ||
Average investment in impaired loans | 6,855 | 8,492 |
Interest income recognized on impaired loans on a cash basis | 49 | 58 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Average investment in impaired loans | 3,040 | 5,882 |
Interest income recognized on impaired loans on a cash basis | 10 | 35 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Average investment in impaired loans | 1,713 | 508 |
Interest income recognized on impaired loans on a cash basis | 26 | 6 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Average investment in impaired loans | 1,442 | 1,364 |
Interest income recognized on impaired loans on a cash basis | 1 | 6 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Average investment in impaired loans | 0 | 392 |
Interest income recognized on impaired loans on a cash basis | 0 | 0 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Average investment in impaired loans | 660 | 346 |
Interest income recognized on impaired loans on a cash basis | 12 | 11 |
Consumer Portfolio Segment [Member] | ||
Average investment in impaired loans | 8 | 19 |
Interest income recognized on impaired loans on a cash basis | $ 0 | $ 0 |
Note 7 - Loans - Nonaccrual Loa
Note 7 - Loans - Nonaccrual Loans and Loans Past Due Ninety Days or More and Still Accruing (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Loans past due 90+ days and accruing | $ 1,902 | $ 2,906 |
Nonaccrual loans | 9,441 | 13,113 |
Residential Portfolio Segment [Member] | ||
Loans past due 90+ days and accruing | 1,516 | 2,003 |
Nonaccrual loans | 4,563 | 5,016 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans past due 90+ days and accruing | 1,327 | 1,633 |
Nonaccrual loans | 4,315 | 4,750 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans past due 90+ days and accruing | 111 | 151 |
Nonaccrual loans | 239 | 239 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans past due 90+ days and accruing | 78 | 219 |
Nonaccrual loans | 9 | 27 |
Commercial Portfolio Segment [Member] | ||
Loans past due 90+ days and accruing | 347 | 871 |
Nonaccrual loans | 4,878 | 8,083 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans past due 90+ days and accruing | 286 | 394 |
Nonaccrual loans | 1,458 | 3,958 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans past due 90+ days and accruing | 61 | 18 |
Nonaccrual loans | 1,226 | 2,111 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans past due 90+ days and accruing | 0 | 0 |
Nonaccrual loans | 52 | 52 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans past due 90+ days and accruing | 0 | 459 |
Nonaccrual loans | 1,486 | 1,297 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans past due 90+ days and accruing | 0 | 0 |
Nonaccrual loans | 656 | 665 |
Consumer Portfolio Segment [Member] | ||
Loans past due 90+ days and accruing | 39 | 32 |
Nonaccrual loans | $ 0 | $ 14 |
Note 7 - Loans - Contractual Ag
Note 7 - Loans - Contractual Aging of Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Loans current and past due less than 30 days | $ 810,031 | $ 810,195 |
Loans receivable | 825,392 | 827,563 |
Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 8,311 | 8,308 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 7,050 | 9,060 |
Residential Portfolio Segment [Member] | ||
Loans current and past due less than 30 days | 446,636 | 444,380 |
Loans receivable | 457,586 | 456,806 |
Residential Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 6,802 | 7,245 |
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 4,148 | 5,181 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | ||
Loans current and past due less than 30 days | 364,905 | 361,362 |
Loans receivable | 374,764 | 372,339 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 6,148 | 6,414 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 3,711 | 4,563 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | ||
Loans current and past due less than 30 days | 25,134 | 24,876 |
Loans receivable | 25,538 | 25,450 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 54 | 184 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 350 | 390 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | ||
Loans current and past due less than 30 days | 32,478 | 33,611 |
Loans receivable | 32,847 | 34,319 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 282 | 480 |
Residential Portfolio Segment [Member] | Home Equity Line of Credit 1 [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 87 | 228 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans current and past due less than 30 days | 24,119 | 24,531 |
Loans receivable | 24,437 | 24,698 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 318 | 167 |
Residential Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Commercial Portfolio Segment [Member] | ||
Loans current and past due less than 30 days | 346,476 | 348,824 |
Loans receivable | 350,769 | 353,627 |
Commercial Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 1,430 | 970 |
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 2,863 | 3,833 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | ||
Loans current and past due less than 30 days | 158,276 | 160,668 |
Loans receivable | 160,177 | 162,611 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 294 | 226 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 1,607 | 1,717 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | ||
Loans current and past due less than 30 days | 12,387 | 11,910 |
Loans receivable | 12,701 | 11,962 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 262 | 0 |
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 52 | 52 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | ||
Loans current and past due less than 30 days | 92,535 | 90,915 |
Loans receivable | 92,842 | 91,856 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 100 | 152 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 207 | 789 |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | ||
Loans current and past due less than 30 days | 52,142 | 53,263 |
Loans receivable | 52,142 | 53,263 |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Commercial Portfolio Segment [Member] | Political Subdivisions [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | ||
Loans current and past due less than 30 days | 5,258 | 5,390 |
Loans receivable | 6,938 | 7,146 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 689 | 487 |
Commercial Portfolio Segment [Member] | Loans Secured by Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 991 | 1,269 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | ||
Loans current and past due less than 30 days | 7,031 | 7,104 |
Loans receivable | 7,031 | 7,180 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 0 | 76 |
Commercial Portfolio Segment [Member] | Multifamily 5 or More Residential [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | ||
Loans current and past due less than 30 days | 5,380 | 5,624 |
Loans receivable | 5,471 | 5,659 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 85 | 29 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 6 | 6 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | ||
Loans current and past due less than 30 days | 13,467 | 13,950 |
Loans receivable | 13,467 | 13,950 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Commercial Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 0 | 0 |
Consumer Portfolio Segment [Member] | ||
Loans current and past due less than 30 days | 16,919 | 16,991 |
Loans receivable | 17,037 | 17,130 |
Consumer Portfolio Segment [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 79 | 93 |
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | $ 39 | $ 46 |
Note 7 - Loans - Contractual _2
Note 7 - Loans - Contractual Aging of Nonaccrual Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Nonaccrual loans | $ 9,441 | $ 13,113 |
Non accrual Loans [Member] | ||
Loans current and past due, nonaccrual | 3,105 | 5,793 |
Nonaccrual loans | 9,441 | 13,113 |
Non accrual Loans [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Nonaccrual loans | 1,188 | 1,166 |
Non accrual Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Nonaccrual loans | $ 5,148 | $ 6,154 |
Note 7 - Loans - Aging of Troub
Note 7 - Loans - Aging of Troubled Debt Restructurings (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Loans current and past due less than 30 days | $ 810,031 | $ 810,195 |
Nonaccrual loans | 9,441 | 13,113 |
Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 8,311 | 8,308 |
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | 7,050 | 9,060 |
Troubled Debt Restructuring [Member] | ||
Loans current and past due less than 30 days | 775 | 612 |
Nonaccrual loans | 700 | 2,884 |
Troubled debt restructurings | 1,550 | 3,539 |
Troubled Debt Restructuring [Member] | Financing Receivables 30 to 89 Days Past Due [Member] | ||
Loans past due | 1 | 43 |
Troubled Debt Restructuring [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ||
Loans past due | $ 74 | $ 0 |
Note 7 - Loans - Troubled Debt
Note 7 - Loans - Troubled Debt Restructurings (Details) $ in Thousands | 3 Months Ended | |
Mar. 31, 2019USD ($) | Mar. 31, 2018USD ($) | |
Troubled debt restructurings, number of contracts | 11 | 4 |
Troubled debt restructurings, post-modification recorded investment | $ 550 | $ 162 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Monthly Payment Reduction for 6 Months [Member] | ||
Troubled debt restructurings, number of contracts | 0 | 1 |
Troubled debt restructurings, post-modification recorded investment | $ 0 | $ 80 |
Residential Portfolio Segment [Member] | Real Estate Loan [Member] | Junior Lien [Member] | Monthly Payment Reduction and Extended Maturity Date [Member] | ||
Troubled debt restructurings, number of contracts | 1 | 0 |
Troubled debt restructurings, post-modification recorded investment | $ 18 | $ 0 |
Commercial Portfolio Segment [Member] | Real Estate Loan [Member] | Senior Lien [Member] | Extended Interest Payments for 6 Months [Member] | ||
Troubled debt restructurings, number of contracts | 0 | 2 |
Troubled debt restructurings, post-modification recorded investment | $ 0 | $ 36 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Monthly Payment Reduction and Extended Maturity Date [Member] | ||
Troubled debt restructurings, number of contracts | 9 | 0 |
Troubled debt restructurings, post-modification recorded investment | $ 448 | $ 0 |
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Extended Interest Payments for 6 Months [Member] | ||
Troubled debt restructurings, number of contracts | 0 | 1 |
Troubled debt restructurings, post-modification recorded investment | $ 0 | $ 46 |
Commercial Portfolio Segment [Member] | Agricultural Loans [Member] | Monthly Payment Reduction and Extended Maturity Date [Member] | ||
Troubled debt restructurings, number of contracts | 1 | 2 |
Troubled debt restructurings, post-modification recorded investment | $ 84 | $ 36 |
Note 7 - Loans - Foreclosed Res
Note 7 - Loans - Foreclosed Residential Real Estate (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Residential Portfolio Segment [Member] | ||
Foreclosed residential real estate | $ 109 | $ 64 |
Note 7 - Loans - Mortgage Loans
Note 7 - Loans - Mortgage Loans in Process of Foreclosure (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Residential Portfolio Segment [Member] | ||
Residential real estate in process of foreclosure | $ 1,291 | $ 1,097 |
Note 8 - Borrowed Funds (Detail
Note 8 - Borrowed Funds (Details Textual) - USD ($) | Mar. 31, 2019 | Dec. 31, 2018 |
Federal Home Loan Bank of Pittsburgh [Member] | ||
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged | $ 494,459,000 | $ 495,143,000 |
Debt Instrument, Interest Rate, Stated Percentage | 2.62% | |
Federal Home Loan Bank of Pittsburgh [Member] | Other Assets [Member] | ||
Federal Home Loan Bank Stock | $ 5,027,000 | $ 5,582,000 |
Securities Sold under Agreements to Repurchase [Member] | ||
Debt, Weighted Average Interest Rate | 0.10% | 0.10% |
Carrying Value of Securities Sold under Repurchase Agreements and Deposits Received for Securities Loaned, Total | $ 5,190,000 | $ 5,890,000 |
Note 8 - Borrowed Funds - Short
Note 8 - Borrowed Funds - Short-term Borrowings (Details) - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Short-term borrowings | $ 5,132 | $ 12,853 |
Securities Sold under Agreements to Repurchase [Member] | ||
Short-term borrowings | 5,132 | 5,853 |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Advances [Member] | ||
Short-term borrowings | $ 0 | $ 7,000 |
Note 8 - Borrowed Funds - Long-
Note 8 - Borrowed Funds - Long-term Borrowing Maturities (Details) - Federal Home Loan Bank of Pittsburgh [Member] - USD ($) $ in Thousands | Mar. 31, 2019 | Dec. 31, 2018 |
Long-term borrowings from FHLB - Pittsburgh | $ 32,844 | $ 35,915 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 1.83% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 0 | 2,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 1.95% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 0 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.15% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 0 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.24% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.3% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.42% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.41% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.48% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.53% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.75% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.77% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 2.73% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 3,000 |
Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 2.66% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 2,000 | 0 |
Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 4.79% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 221 | 271 |
Federal Home Loan Bank Borrowings Loan Maturing in 2022 with Rate of 2.46% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | 3,000 | 0 |
Federal Home Loan Bank Borrowings Loan Maturing in 2025 with Rate of 4.91% [Member] | ||
Long-term borrowings from FHLB - Pittsburgh | $ 623 | $ 644 |
Note 8 - Borrowed Funds - Lon_2
Note 8 - Borrowed Funds - Long-term Borrowing Maturities (Details) (Parentheticals) | Mar. 31, 2019 | Dec. 31, 2018 |
Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 1.95% [Member] | ||
Rate | 1.95% | |
Federal Home Loan Bank of Pittsburgh [Member] | ||
Rate | 2.62% | |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 1.83% [Member] | ||
Rate | 1.83% | |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.15% [Member] | ||
Rate | 2.15% | |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.24% [Member] | ||
Rate | 2.24% | 2.24% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.3% [Member] | ||
Rate | 2.30% | 2.30% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.42% [Member] | ||
Rate | 2.42% | 2.42% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.41% [Member] | ||
Rate | 2.41% | 2.41% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.48% [Member] | ||
Rate | 2.48% | 2.48% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.53% [Member] | ||
Rate | 2.53% | 2.53% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.75% [Member] | ||
Rate | 2.75% | 2.75% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2019 with Rate of 2.77% [Member] | ||
Rate | 2.77% | 2.77% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 2.73% [Member] | ||
Rate | 2.73% | 2.73% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 2.66% [Member] | ||
Rate | 2.66% | |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2020 with Rate of 4.79% [Member] | ||
Rate | 4.79% | 4.79% |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2022 with Rate of 2.46% [Member] | ||
Rate | 2.46% | |
Federal Home Loan Bank of Pittsburgh [Member] | Federal Home Loan Bank Borrowings Loan Maturing in 2025 with Rate of 4.91% [Member] | ||
Rate | 4.91% | 4.91% |
Note 9 - Stock-based Compensa_2
Note 9 - Stock-based Compensation Plans (Details Textual) - USD ($) | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2019 | Mar. 31, 2018 | Dec. 31, 2019 | |
Share-based Payment Arrangement, Expense | $ 229,000 | $ 183,000 | |
Forecast [Member] | |||
Share-based Payment Arrangement, Expense | $ 880,000 | ||
Stock Incentive Plan [Member] | Restricted Stock [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | 40,517 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | 3 years | ||
Stock Incentive Plan [Member] | Restricted Stock [Member] | Chief Executive Officer [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | 27,380 | ||
Independent Directors Stock Incentive Plan [Member] | Restricted Stock [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period | 7,620 | ||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period | 1 year | ||
Independent Directors Stock Incentive Plan [Member] | Restricted Stock [Member] | Vesting Contingent upon Corporation Meeting ROAE Performance Ratio [Member] | |||
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage | 50.00% |
Note 11 - Revenue Recognition (
Note 11 - Revenue Recognition (Details Textual) - USD ($) | Mar. 31, 2019 | Dec. 31, 2018 |
Assets Under Management Fair Value | $ 924,080,000 | $ 862,517,000 |
Percent of Trust Asset Revenue Earned Monthly | 81.00% |
Note 12 - Subsequent Event - _2
Note 12 - Subsequent Event - Merger - Monument Bancorp, Inc. (Details Textual) | Apr. 01, 2019USD ($)$ / shares | Jun. 30, 2019USD ($) | Mar. 31, 2019USD ($) | Dec. 31, 2018USD ($) | Mar. 31, 2018USD ($) | Dec. 31, 2017USD ($) |
Assets, Total | $ 1,290,000,000 | $ 1,290,893,000 | ||||
Loans and Leases Receivable, Gross, Total | 825,392,000 | 827,563,000 | ||||
Deposits, Total | 1,039,911,000 | 1,033,772,000 | ||||
Stockholders' Equity Attributable to Parent, Ending Balance | 202,127,000 | $ 197,368,000 | $ 186,382,000 | $ 188,443,000 | ||
Monument Bancorp, Inc [Member] | ||||||
Assets, Total | 376,000,000 | |||||
Loans and Leases Receivable, Gross, Total | 263,000,000 | |||||
Deposits, Total | 224,000,000 | |||||
Stockholders' Equity Attributable to Parent, Ending Balance | 27,000,000 | |||||
Monument Bancorp, Inc [Member] | ||||||
Business Combination, Acquisition Related Costs | 311,000 | |||||
Monument Bancorp, Inc [Member] | Forecast [Member] | Minimum [Member] | ||||||
Business Combination, Acquisition Related Costs | $ 2,900,000 | |||||
Monument Bancorp, Inc [Member] | Forecast [Member] | Maximum [Member] | ||||||
Business Combination, Acquisition Related Costs | $ 3,500,000 | |||||
Monument Bancorp, Inc [Member] | Professional Fees [Member] | ||||||
Business Combination, Acquisition Related Costs | 202,000 | |||||
Monument Bancorp, Inc [Member] | Other Noninterest Expense [Member] | ||||||
Business Combination, Acquisition Related Costs | $ 109,000 | |||||
Subsequent Event [Member] | Monument Bancorp, Inc [Member] | ||||||
Business Acquisition, Stock Exchange Ratio | 1.0144 | |||||
Business Acquisition, Share Price | $ / shares | $ 28.10 | |||||
Percenatge of Acquiree's Shares Converted Into Cash | 20.00% | |||||
Percenatge of Acquiree's Shares Converted Into Stock | 80.00% | |||||
Percent of Acquired Company Shareholders Ownership of Acquirers Common Stock | 9.40% | |||||
Business Combination, Consideration Transferred, Total | $ 42,700,000 |