First Bancorp (FBNC) 10-Q 10 May 22 2022 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2022	Apr. 30, 2022
Cover [Abstract]
Document Type	10-Q
Document Period End Date	Mar. 31, 2022
Entity File Number	0-15572
Entity Registrant Name	FIRST BANCORP
Entity Incorporation, State or Country Code	NC
Entity Tax Identification Number	56-1421916
Entity Address, Address Line One	300 SW Broad St.,
Entity Address, City or Town	Southern Pines
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28387
City Area Code	(910)
Local Phone Number	246-2500
Title of 12(b) Security	Common Stock, No Par Value
Trading Symbol	FBNC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		35,639,889
Entity Central Index Key	0000811589
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks, noninterest-bearing	$ 124,785	$ 128,228
Due from banks, interest-bearing	440,974	332,934
Total cash and cash equivalents	565,759	461,162
Securities available for sale	2,685,048	2,630,414
Securities held to maturity (fair values of $492,307 and $511,699)	546,090	513,825
Presold mortgages in process of settlement at fair value	5,672	19,257
SBA and other loans held for sale	3,630	61,003
Loans	6,064,698	6,081,715
Allowance for credit losses on loans	(82,069)	(78,789)
Net loans	5,982,629	6,002,926
Premises and equipment	135,482	136,092
Operating right-of-use lease assets	20,380	20,719
Accrued interest receivable	24,728	25,896
Goodwill	364,263	364,263
Other intangible assets	16,928	17,827
Foreclosed properties	2,750	3,071
Bank-owned life insurance	164,273	165,786
Other assets	134,428	86,660
Total assets	10,652,060	10,508,901
LIABILITIES
Noninterest-bearing checking accounts	3,593,642	3,348,622
Interest-bearing checking accounts	1,577,197	1,593,231
Money market accounts	2,636,913	2,562,283
Savings accounts	735,659	708,054
Time deposits of $100,000 or more	543,542	613,414
Other time deposits	298,194	299,025
Total deposits	9,385,147	9,124,629
Borrowings	67,415	67,386
Accrued interest payable	576	607
Operating lease liabilities	20,903	21,192
Other liabilities	60,529	64,512
Total liabilities	9,534,570	9,278,326
Commitments and contingencies
SHAREHOLDERS’ EQUITY
Preferred stock, no par value per share. Authorized: 5,000,000 shares, Issued & outstanding: none and none	0	0
Common stock, no par value per share. Authorized: 40,000,000 shares, Issued & outstanding: 28,489,474 and 28,579,335 shares	723,441	722,671
Retained earnings	559,004	532,874
Stock in rabbi trust assumed in acquisition	(1,814)	(1,803)
Rabbi trust obligation	1,814	1,803
Accumulated other comprehensive loss	(164,955)	(24,970)
Total shareholders’ equity	1,117,490	1,230,575
Total liabilities and shareholders’ equity	$ 10,652,060	$ 10,508,901

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Securities held to maturity fair values	$ 492,307	$ 511,699
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	35,639,889	35,629,177
Common stock, shares outstanding (in shares)	35,639,889	35,629,177

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Interest and fees on loans	$ 64,202	$ 51,073
Interest on investment securities:
Taxable interest income	13,210	5,913
Tax-exempt interest income	1,048	323
Other, principally overnight investments	649	700
Total interest income	79,109	58,009
INTEREST EXPENSE
Savings, checking and money market accounts	1,185	1,314
Time deposits of $100,000 or more	430	858
Other time deposits	156	216
Borrowings	460	383
Total interest expense	2,231	2,771
Net interest income	76,878	55,238
Provision for credit losses	3,500	0
Reversal of provision for unfunded commitments	(1,500)	0
Total provision for credit losses	2,000	0
Net interest income after provision for credit losses	74,878	55,238
NONINTEREST INCOME
Service charges on deposit accounts	3,541	2,733
Other service charges, commissions and fees	7,005	5,522
Fees from presold mortgage loans	1,121	4,544
Commissions from sales of insurance and financial products	945	2,190
SBA consulting fees	780	2,764
SBA loan sale gains	3,261	2,330
Bank-owned life insurance income	976	620
Other gains (losses), net	1,622	(34)
Total noninterest income	19,251	20,669
NONINTEREST EXPENSES
Salaries expense	23,454	20,131
Employee benefits expense	5,578	4,574
Total personnel expense	29,032	24,705
Occupancy expense	3,384	2,904
Equipment related expenses	1,304	1,045
Merger and acquisition expenses	3,484	0
Intangibles amortization expense	1,017	897
Foreclosed property (gains) losses, net	(80)	157
Other operating expenses	13,324	10,357
Total noninterest expenses	51,465	40,065
Income before income taxes	42,664	35,842
Income tax expense	8,695	7,648
Net income	$ 33,969	$ 28,194
Earnings per common share:
Basic (in dollars per share)	$ 0.95	$ 0.99
Diluted (in dollars per share)	0.95	0.99
Dividends declared per common share (in dollars per share)	$ 0.22	$ 0.20
Weighted average common shares outstanding:
Basic (in shares)	35,433,739	28,357,809
Diluted (in shares)	35,640,978	28,537,853

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 33,969	$ 28,194
Unrealized losses on securities available for sale:
Unrealized holding losses arising during the period, pretax	(181,795)	(24,235)
Tax benefit	41,776	5,569
Postretirement Plans:
Amortization of unrecognized net actuarial loss	44	171
Tax benefit	(10)	(40)
Other comprehensive loss	(139,985)	(18,535)
Comprehensive (loss) income	$ (106,016)	$ 9,659

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect, Period Of Adoption, Adjustment	Common Stock	Retained Earnings	Retained EarningsCumulative Effect, Period Of Adoption, Adjustment	Stock in Rabbi Trust Assumed in Acquisition	Rabbi Trust Obligation	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2020			28,579,000
Beginning balance at Dec. 31, 2020	$ 893,421	$ (17,051)	$ 400,582	$ 478,489	$ (17,051)	$ (2,243)	$ 2,243	$ 14,350
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	28,194			28,194
Cash dividends declared	(5,688)			(5,688)
Change in Rabbi Trust obligation	0					(13)	13
Stock repurchases (in shares)			(107,000)
Stock repurchases	(4,036)		$ (4,036)
Stock-based compensation (in shares)			20,000
Stock-based compensation	651		$ 651
Other comprehensive loss	(18,535)							(18,535)
Ending balance (in shares) at Mar. 31, 2021			28,489,000
Ending balance at Mar. 31, 2021	$ 876,853		$ 397,094	483,944		(2,256)	2,256	(4,185)
Beginning balance (in shares) at Dec. 31, 2021	35,629,177		35,629,000
Beginning balance at Dec. 31, 2021	$ 1,230,575		$ 722,671	532,874		(1,803)	1,803	(24,970)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,969			33,969
Cash dividends declared	(7,839)			(7,839)
Change in Rabbi Trust obligation	0					(11)	11
Stock withheld for payment of taxes (in shares)			(3,000)
Stock withheld for payment of taxes	(117)		$ (117)
Stock-based compensation (in shares)			14,000
Stock-based compensation	887		$ 887
Other comprehensive loss	$ (139,985)							(139,985)
Ending balance (in shares) at Mar. 31, 2022	35,639,889		35,640,000
Ending balance at Mar. 31, 2022	$ 1,117,490		$ 723,441	$ 559,004		$ (1,814)	$ 1,814	$ (164,955)

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Dividends declared per common share (in dollars per share)	$ 0.22	$ 0.20

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash Flows From Operating Activities
Net income	$ 33,969	$ 28,194
Reconciliation of net income to net cash provided by operating activities:
Provision for credit losses	2,000	0
Net security premium amortization	3,437	2,876
Loan discount accretion	(1,671)	(1,341)
Other purchase accounting accretion and amortization, net	(172)	29
Foreclosed property (gains) losses and write-downs, net	(80)	157
Other (gains) losses, net	(1,622)	34
(Decrease) increase in net deferred loan fees	(776)	2,845
Bank-owned life insurance income	(976)	(620)
Depreciation of premises and equipment	1,726	1,448
Amortization of operating lease right-of-use assets	339	517
Repayments of lease obligations	(289)	(416)
Stock-based compensation expense	547	397
Amortization of intangible assets	1,017	897
Amortization of SBA servicing assets	626	470
Fees/gains from sale of presold mortgages and SBA loans	(4,382)	(6,874)
Origination of presold mortgage loans in process of settlement	(46,488)	(112,592)
Proceeds from sales of presold mortgage loans in process of settlement	60,860	127,346
Origination of SBA loans for sale	(39,807)	(37,359)
Proceeds from sales of SBA and other loans	88,895	32,467
Decrease in accrued interest receivable	1,168	1,620
Decrease (increase) in other assets	3,509	(5,242)
Decrease (increase) in net deferred income tax asset	1,160	(4,596)
Decrease in accrued interest payable	(31)	(163)
(Decrease) increase in other liabilities	(2,816)	639
Net cash provided by operating activities	100,143	30,733
Cash Flows From Investing Activities
Purchases of securities available for sale	(330,147)	(475,960)
Purchases of securities held to maturity	(36,089)	(37,438)
Proceeds from maturities/issuer calls of securities available for sale	91,421	80,650
Proceeds from maturities/issuer calls of securities held to maturity	2,684	5,780
(Purchases) redemptions of FRB and FHLB stock, net	(9,818)	1,836
Net decrease in loans	29,927	110,212
Proceeds from sales of foreclosed properties	520	1,183
Purchases of premises and equipment	(1,217)	(4,534)
Proceeds from sales of premises and equipment	99	218
Bank-owned life insurance death benefits	3,595	0
Net cash used by investing activities	(249,025)	(318,053)
Cash Flows From Financing Activities
Net increase in deposits	260,752	459,906
Payments on long-term borrowings	(33)	(531)
Cash dividends paid – common stock	(7,123)	(5,140)
Repurchases of common stock	0	(4,036)
Payment of taxes related to stock withheld	(117)	(103)
Net cash provided by financing activities	253,479	450,096
Increase in cash and cash equivalents	104,597	162,776
Cash and cash equivalents, beginning of period	461,162	367,290
Cash and cash equivalents, end of period	565,759	530,066
Supplemental Disclosures of Cash Flow Information:
Cash paid during the period for interest	2,422	2,934
Cash paid during the period for income taxes	0	9,585
Non-cash: Unrealized loss on securities available for sale, net of taxes	(140,019)	(18,666)
Non-cash: Foreclosed loans transferred to other real estate	119	727
Non-cash: Accrued dividends at end of period	7,839	5,688
Non-cash: Initial recognition of operating lease right-of-use assets and operating lease liabilities	$ 0	$ 444

Organization and Basis of Prese

Organization and Basis of Presentation	3 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Basis of Presentation	Organization and Basis of Presentation The consolidated financial statements include the accounts of First Bancorp (the “Company”) and its wholly owned subsidiary First Bank (the “Bank”). The Bank has three wholly owned subsidiaries that are fully consolidated, SBA Complete, Inc. (“SBA Complete”), Magnolia Financial, Inc. ("Magnolia Financial"), and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP") for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all information and notes necessary for complete financial statements in accordance with GAAP. In the opinion of the Company, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly the consolidated financial position of the Company as of March 31, 2022, the consolidated results of operations for the three months ended March 31, 2022 and 2021, and the consolidated cash flows for the three months ended March 31, 2022 and 2021. Any such adjustments were of a normal, recurring nature. These interim financial statements should be read in conjunction with the Company's audited consolidated financial statements and notes in the Annual Report on Form 10-K for the year ended December 31, 2021. Operating results for interim period are not necessarily indicative of the results that may be expected for the full year. Reference is made to Note 1 of the 2021 Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) for a discussion of accounting policies and other relevant information with respect to the financial statements. To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or shareholders' equity as previously reported. The Company has evaluated all subsequent events through the date the financial statements were issued. Impact of COVID-19 Our market areas and local economies continue to show signs of recovery from the impact of the COVID-19 pandemic. However, the current pandemic is ongoing and dynamic in nature, and there are many related uncertainties, including, among other things, its severity and new variants that may arise; its ultimate duration and infection spikes that may occur; the impact on our customers, employees and vendors; the impact on the financial services and banking industry; and the ongoing impact on the economy as a whole. The extent to which the COVID-19 pandemic has a further impact on our business, results of operations, and financial condition, as well as our regulatory capital and liquidity ratios, will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the COVID-19 pandemic and actions taken by governmental authorities and other third parties in response to the COVID-19 pandemic.

Accounting Pronouncements

Accounting Pronouncements	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Accounting Pronouncements	Accounting Pronouncements Accounting Standards Adopted in 2022 The Company did not adopt any accounting standards during the first three months of 2022. Accounting Standards Pending Adoption ASU 2022-02, "Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This Accounting Standards Update ("ASU") eliminates the accounting guidance for troubled debt restructurings by creditors, while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. This ASU also requires entities to disclose current period gross write-offs by year of origination for financing receivables and net investment in leases. The amendments in this ASU will be effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years and early adoption is permitted. The entity must have adopted the amendments in ASU 2016-13 ("CECL") to adopt the amendments in this ASU. The Company is currently evaluating the impact of

Securities

Securities	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The book values and approximate fair values of investment securities at March 31, 2022 and December 31, 2021 are summarized as follows: ($ in thousands) March 31, 2022 December 31, 2021 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: US Treasuries $ 149,534 149,391 — (143) $ — — — — Government-sponsored enterprise securities 71,953 64,168 — (7,785) 71,951 69,179 — (2,772) Mortgage-backed securities 2,632,054 2,425,911 349 (206,492) 2,545,150 2,514,805 9,489 (39,834) Corporate bonds 45,369 45,578 367 (158) 45,380 46,430 1,106 (56) Total available for sale $ 2,898,910 2,685,048 716 (214,578) 2,662,481 2,630,414 10,595 (42,662) Securities held to maturity: Mortgage-backed securities $ 18,662 18,513 1 (150) 20,260 20,845 585 — State and local governments 527,428 473,794 19 (53,653) 493,565 490,854 2,955 (5,666) Total held to maturity $ 546,090 492,307 20 (53,803) 513,825 511,699 3,540 (5,666) All of the Company’s mortgage-backed securities were issued by government-sponsored enterprises, except for private mortgage-backed securities with a fair value of $0.9 million and $0.9 million as of March 31, 2022 and December 31, 2021, respectively. The following table presents information regarding securities with unrealized losses at March 31, 2022: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized US Treasuries $ 149,391 143 — — 149,391 143 Government-sponsored enterprise securities 19,855 2,104 44,313 5,681 64,168 7,785 Mortgage-backed securities 1,656,529 133,422 705,932 73,220 2,362,461 206,642 Corporate bonds 13,914 86 928 72 14,842 158 State and local governments 431,433 46,491 40,482 7,162 471,915 53,653 Total unrealized loss position $ 2,271,122 182,246 791,655 86,135 3,062,777 268,381 The following table presents information regarding securities with unrealized losses at December 31, 2021: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Government-sponsored enterprise securities $ 21,436 522 47,743 2,250 69,179 2,772 Mortgage-backed securities 1,773,022 25,977 404,484 13,857 2,177,506 39,834 Corporate bonds 999 1 945 55 1,944 56 State and local governments 228,279 3,797 34,398 1,869 262,677 5,666 Total unrealized loss position $ 2,023,736 30,297 487,570 18,031 2,511,306 48,328 As of March 31, 2022 and December 31, 2021, the Company's security portfolio held 600 securities of which 371 securities were in an unrealized loss position. In the above tables, all of the securities that were in an unrealized loss position at March 31, 2022 and December 31, 2021 are bonds that the Company has determined are in a loss position due primarily to interest rate factors and not credit quality concerns. In arriving at this conclusion, the Company reviewed third-party credit ratings and considered the severity of the impairment. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost. At March 31, 2022 and December 31, 2021, the Company determined that expected credit losses associated with held to maturity debt securities was insignificant. The book values and approximate fair values of investment securities at March 31, 2022, by contractual maturity, are summarized in the table below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities Available for Sale Securities Held to Maturity ($ in thousands) Amortized Fair Amortized Fair Securities Due within one year $ 26,102 26,381 436 440 Due after one year but within five years 152,051 151,996 — — Due after five years but within ten years 87,703 79,832 17,141 15,988 Due after ten years 1,000 928 509,851 457,366 Mortgage-backed securities 2,632,054 2,425,911 18,662 18,513 Total securities $ 2,898,910 2,685,048 546,090 492,307 At March 31, 2022 and December 31, 2021 investment securities with carrying values of $852.8 million and $951.4 million, respectively, were pledged as collateral for public deposits. At March 31, 2022 and December 31, 2021, there were no holdings of securities of any one issuer, other than US Government and its agencies or government sponsored enterprises, in an amount greater than 10% of shareholders equity. Included in “Other assets” in the Consolidated Balance Sheets are investments in Federal Home Loan Bank (“FHLB”) and Federal Reserve Bank of Richmond (“FRB”) stock totaling $32.2 million and $22.3 million at March 31, 2022 and December 31, 2021, respectively. These investments do not have readily determinable fair values. The FHLB stock had a cost and fair value of $5.3 million and $4.6 million at March 31, 2022 and December 31, 2021, respectively, and serves as part of the collateral for the Company’s line of credit with the FHLB and is also a requirement for membership in the FHLB system. The FRB stock had a cost and fair value of $26.8 million and $17.8 million at March 31, 2022 and December 31, 2021, respectively, and is a requirement for FRB member bank qualification. Periodically, both the FHLB and FRB recalculate the Company’s required level of holdings, and the Company either buys more stock or redeems a portion of the stock at cost. The Company determined that neither stock was impaired at either period end.

Loans, Allowance for Credit Los

Loans, Allowance for Credit Losses, and Asset Quality Information	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Loans, Allowance for Credit Losses, and Asset Quality Information	90 days past due — 1,004 Total nonperforming loans 46,187 49,566 Foreclosed real estate 2,750 3,071 Total nonperforming assets $ 48,937 52,637 At March 31, 2022 and December 31, 2021, the Company had $1.0 million and $1.5 million, respectively, in residential mortgage loans in process of foreclosure, respectively. The following table is a summary of the Company’s nonaccrual loans by major categories as of March 31, 2022. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,911 8,661 12,572 Real estate – construction, land development & other land loans 928 126 1,054 Real estate – mortgage – residential (1-4 family) first mortgages 161 3,559 3,720 Real estate – mortgage – home equity loans / lines of credit — 807 807 Real estate – mortgage – commercial and other 8,351 6,865 15,216 Consumer loans — 91 91 Total $ 13,351 20,109 33,460 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2021. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,947 8,205 12,152 Real estate – construction, land development & other land loans 495 137 632 Real estate – mortgage – residential (1-4 family) first mortgages 858 4,040 4,898 Real estate – mortgage – home equity loans / lines of credit — 694 694 Real estate – mortgage – commercial and other 7,648 8,583 16,231 Consumer loans — 89 89 Total $ 12,948 21,748 34,696 There was no interest income recognized during the three month period ended March 31, 2022 or the year ended December 31, 2021 on nonaccrual loans. The Company follows its nonaccrual policy of reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. The following table represents the accrued interest receivables written off by reversing interest income during each period indicated: ($ in thousands) For the Three Months Ended March 31, 2022 For the Year Ended December 31, 2021 For the Three Months Ended March 31, 2021 Commercial, financial, and agricultural $ 8 195 64 Real estate – construction, land development & other land loans 12 6 — Real estate – mortgage – residential (1-4 family) first mortgages 10 31 5 Real estate – mortgage – home equity loans / lines of credit 2 14 4 Real estate – mortgage – commercial and other 100 453 220 Consumer loans — — — Total $ 132 699 293 The following table presents an analysis of the payment status of the Company’s loans as of March 31, 2022. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 389 105 — 12,572 590,388 603,454 Real estate – construction, land development & other land loans 1,492 — — 1,054 793,340 795,886 Real estate – mortgage – residential (1-4 family) first mortgages 8,739 20 — 3,720 1,032,688 1,045,167 Real estate – mortgage – home equity loans / lines of credit 891 36 — 807 327,614 329,348 Real estate – mortgage – commercial and other 2,294 — — 15,216 3,217,439 3,234,949 Consumer loans 103 134 — 91 56,494 56,822 Total $ 13,908 295 — 33,460 6,017,963 6,065,626 Unamortized net deferred loan fees (928) Total loans $ 6,064,698 The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2021. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 377 93 — 12,152 636,375 648,997 Real estate – construction, land development & other land loans 4,046 — 286 632 823,585 828,549 Real estate – mortgage – residential (1-4 family) first mortgages 6,571 1,488 — 4,898 1,009,009 1,021,966 Real estate – mortgage – home equity loans / lines of credit 489 124 718 694 329,907 331,932 Real estate – mortgage – commercial and other 164 1,496 — 16,231 3,176,846 3,194,737 Consumer loans 116 62 — 89 56,971 57,238 Total $ 11,763 3,263 1,004 34,696 6,032,693 6,083,419 Unamortized net deferred loan fees (1,704) Total loans $ 6,081,715 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans on nonaccrual with a net book balance of $350,000 or greater for designation as collateral dependent loans, as well as certain other loans that may still be accruing interest and/or are less than $350,000 in size that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. The following table presents an analysis of collateral-dependent loans of the Company as of March 31, 2022. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 9,508 — — 9,508 Real estate – construction, land development & other land loans — — 928 — 928 Real estate – mortgage – residential (1-4 family) first mortgages 161 — — — 161 Real estate – mortgage – commercial and other — — — 11,081 11,081 Total $ 161 9,508 928 11,081 21,678 The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2021. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 7,886 — — 7,886 Real estate – construction, land development & other land loans — — 533 — 533 Real estate – mortgage – residential (1-4 family) first mortgages 871 — — — 871 Real estate – mortgage – commercial and other — — — 10,743 10,743 Total $ 871 7,886 533 10,743 20,033 Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required. The Company's policy is to obtain third-party appraisals on any significant pieces of collateral. For loans secured by real estate, the Company's policy is to write nonaccrual loans down to 90% of the appraised value, which considers estimated selling costs. For real estate collateral that is in industries which may be undergoing heightened stress due to economic or other external factors, the Company may reduce the collateral values by an additional 10-25% to recognize additional discounts that are estimated to be incurred in a near-term sale. For non real-estate collateral secured loans, the Company generally writes nonaccrual loans down to 75% of the appraised value, which provides for selling costs and liquidity discounts that are usually incurred when disposing of non real-estate collateral. For reviewed loans that are not on nonaccrual basis, the Company assigns a specific allowance based on the parameters noted above. The Company does not believe that there is significant excess collateral for any of the loan types noted above. The following table presents the activity in the Allowance for Credit Losses ("ACL") on loans for each of the periods indicated. ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2022 Beginning balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 Charge-offs (790) — — (41) (45) (167) — (1,043) Recoveries 247 137 4 233 155 47 — 823 Provisions / (Reversals) 307 (599) (531) (2,455) 6,875 (97) — 3,500 Ending balance $ 16,013 16,057 8,159 2,074 37,327 2,439 — 82,069 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the year ended December 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Allowance for acquired PCD loans 2,917 165 222 92 1,489 10 — 4,895 Charge-offs (3,722) (245) (273) (400) (2,295) (667) — (7,602) Recoveries 1,744 948 761 578 533 358 — 4,922 Provisions/(Reversals) 927 4,156 (2,656) (888) 7,269 803 — 9,611 Ending balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Charge-offs (1,438) (66) (38) (131) (510) (134) — (2,317) Recoveries 514 294 87 11 262 35 — 1,203 Provisions/(Reversals) 147 (1,589) (1,685) (526) 3,409 244 — — Ending balance $ 13,606 10,134 8,996 4,309 26,507 2,297 — 65,849 Credit Quality Indicators The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. Loans that are risk-graded as substandard during the origination process are declined. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type. The following describes the Company’s internal risk grades in ascending order of likelihood of loss: Risk Grade Description Pass: 1 Loans with virtually no risk, including cash secured loans. 2 Loans with documented significant overall financial strength. These loans have minimum chance of loss due to the presence of multiple sources of repayment – each clearly sufficient to satisfy the obligation. 3 Loans with documented satisfactory overall financial strength. These loans have a low loss potential due to presence of at least two clearly identified sources of repayment – each of which is sufficient to satisfy the obligation under the present circumstances. 4 Loans to borrowers with acceptable financial condition. These loans could have signs of minor operational weaknesses, lack of adequate financial information, or loans supported by collateral with questionable value or marketability. 5 Loans that represent above average risk due to minor weaknesses and warrant closer scrutiny by management. Collateral is generally required and felt to provide reasonable coverage with realizable liquidation values in normal circumstances. Repayment performance is satisfactory. P Consumer loans (<$500,000) that are of satisfactory credit quality with borrowers who exhibit good personal credit history, average personal financial strength and moderate debt levels. These loans generally conform to Bank policy, but may include approved mitigated exceptions to the guidelines. Special Mention: 6 Existing loans with defined weaknesses in primary source of repayment that, if not corrected, could cause a loss to the Bank. Classified: 7 An existing loan inadequately protected by the current sound net worth and paying capacity of the obligor or the collateral pledged, if any. These loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. 8 Loans that have a well-defined weakness that make the collection or liquidation in full highly questionable and improbable. Loss appears imminent, but the exact amount and timing is uncertain. 9 Loans that are considered uncollectible and are in the process of being charged-off. This grade is a temporary grade assigned for administrative purposes until the charge-off is completed. F Consumer loans (<$500,000) with a well-defined weakness, such as exceptions of any kind with no mitigating factors, history of paying outside the terms of the note, insufficient income to support the current level of debt, etc. In the tables that follow, substantially all of the "Classified Loans" have grades of 7 or Fail, with those categories having similar levels of risk. The amount of revolving lines of credit that converted to term loans during the period was immaterial. The tables below present the Company’s recorded investment in loans by credit quality indicators by year of origination or renewal as of the periods indicated. Acquired loans are presented in the year originated, not in the year of acquisition. Term Loans by Year of Origination ($ in thousands) 2022 2021 2020 2019 2018 Prior Revolving Total As of March 31, 2022 Commercial, financial, and agricultural Pass $ 35,980 177,169 105,179 66,635 62,972 29,478 105,225 582,638 Special Mention — 125 399 621 2,633 216 2,504 6,498 Classified 119 2,454 1,417 2,136 6,908 577 707 14,318 Total commercial, financial, and agricultural 36,099 179,748 106,995 69,392 72,513 30,271 108,436 603,454 Real estate – construction, land development & other land loans Pass 113,568 488,287 94,674 59,914 9,256 12,619 9,836 788,154 Special Mention — 38 726 4,117 107 98 5 5,091 Classified 1,416 148 45 944 71 17 — 2,641 Total real estate – construction, land development & other land loans 114,984 488,473 95,445 64,975 9,434 12,734 9,841 795,886 Real estate – mortgage – residential (1-4 family) first mortgages Pass 53,280 277,391 206,074 114,970 76,281 290,677 8,318 1,026,991 Special Mention — 512 448 328 201 3,331 96 4,916 Classified 136 391 480 895 940 9,410 1,008 13,260 Total real estate – mortgage – residential (1-4 family) first mortgages 53,416 278,294 207,002 116,193 77,422 303,418 9,422 1,045,167 Real estate – mortgage – home equity loans / lines of credit Pass 306 2,258 410 299 1,254 2,244 315,092 321,863 Special Mention 48 187 — — — 18 1,112 1,365 Classified 18 163 96 75 — 327 5,441 6,120 Total real estate – mortgage – home equity loans / lines of credit 372 2,608 506 374 1,254 2,589 321,645 329,348 Real estate – mortgage – commercial and other Pass 275,364 1,315,875 716,571 307,705 184,889 337,011 57,982 3,195,397 Special Mention 521 2,042 4,737 4,849 3,708 3,103 1,340 20,300 Classified 124 4,979 249 2,953 5,910 4,832 205 19,252 Total real estate – mortgage – commercial and other 276,009 1,322,896 721,557 315,507 194,507 344,946 59,527 3,234,949 Consumer loans Pass 5,115 29,404 6,453 2,313 1,407 923 10,998 56,613 Special Mention — — — — — — — — Classified — 141 11 1 — 17 39 209 Total consumer loans 5,115 29,545 6,464 2,314 1,407 940 11,037 56,822 Total $ 485,995 2,301,564 1,137,969 568,755 356,537 694,898 519,908 6,065,626 Unamortized net deferred loan fees (928) Total loans 6,064,698 Term Loans by Year of Origination ($ in thousands) 2021 2020 2019 2018 2017 Prior Revolving Total As of December 31, 2021 Commercial, financial, and agricultural Pass $ 204,945 138,540 71,369 66,645 16,009 17,492 112,933 627,933 Special Mention 225 1,255 1,313 2,729 225 9 2,348 8,104 Classified 1,609 793 1,703 7,096 511 96 1,152 12,960 Total commercial, financial, and agricultural 206,779 140,588 74,385 76,470 16,745 17,597 116,433 648,997 Real estate – construction, land development & other land loans Pass 573,613 133,888 69,066 12,455 9,764 8,190 13,737 820,713 Special Mention 41 737 5,095 110 104 2 9 6,098 Classified 1,541 49 47 83 14 4 — 1,738 Total real estate – construction, land development & other land loans 575,195 134,674 74,208 12,648 9,882 8,196 13,746 828,549 Real estate – mortgage – residential (1-4 family) first mortgages Pass 241,619 224,617 120,097 82,531 86,074 234,950 11,051 1,000,939 Special Mention 888 615 516 229 323 3,237 94 5,902 Classified 419 156 535 1,185 653 11,246 931 15,125 Total real estate – mortgage – residential (1-4 family) first mortgages 242,926 225,388 121,148 83,945 87,050 249,433 12,076 1,021,966 Real estate – mortgage – home equity loans / lines of credit Pass 3,111 498 439 1,304 245 1,649 317,319 324,565 Special Mention 194 — 15 — — 19 1,341 1,569 Classified 75 97 71 — — 607 4,948 5,798 Total real estate – mortgage – home equity loans / lines of credit 3,380 595 525 1,304 245 2,275 323,608 331,932 Real estate – mortgage – commercial and other Pass 1,328,156 796,992 355,885 211,118 197,165 197,659 66,104 3,153,079 Special Mention 1,759 4,849 5,801 3,741 2,072 1,801 1,440 21,463 Classified 7,147 413 2,110 6,025 3,897 603 — 20,195 Total real estate – mortgage – commercial and other 1,337,062 802,254 363,796 220,884 203,134 200,063 67,544 3,194,737 Consumer loans Pass 14,960 25,431 2,965 1,722 673 525 10,810 57,086 Special Mention — 4 — — — — — 4 Classified — 73 — 8 — 25 42 148 Total consumer loans 14,960 25,508 2,965 1,730 673 550 10,852 57,238 Total $ 2,380,302 1,329,007 637,027 396,981 317,729 478,114 544,259 6,083,419 Unamortized net deferred loan fees (1,704) Total loans 6,081,715 Troubled Debt Restructurings The restructuring of a loan is considered a TDR if both (i) the borrower is experiencing financial difficulties and (ii) the creditor has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness, extension of terms and other actions intended to minimize potential losses. The vast majority of the Company’s TDRs modified during the periods ended March 31, 2022 and March 31, 2021 related to interest rate reductions combined with extension of terms. The Company does not generally grant principal forgiveness. The Company’s TDRs can be classified as either nonaccrual or accruing based on the loan’s payment status. The TDRs that are nonaccrual are reported within the nonaccrual loan totals presented previously. At March 31, 2022 there were two loans with immaterial commitments to lend additional funds to debtors whose loans were modified as a TDR. At December 31, 2021, there were no commitments to lend additional funds to debtors whose loans were modified as a TDR. The following table presents information related to loans modified in a TDR during the three months ended March 31, 2022 and 2021. ($ in thousands) For the three months ended March 31, 2022 For the three months ended March 31, 2021 Number of Pre- Post- Number of Pre- Post- TDRs – Accruing Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other — — — 1 160 160 TDRs – Nonaccrual Commercial, financial, and agricultural 1 41 41 1 111 108 Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other 1 540 540 — — — Total TDRs arising during period 4 $ 653 $ 653 2 $ 271 $ 268 The Company considers a loan to have defaulted when it becomes 90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to foreclosed real estate. There were no accruing TDRs that were modified in the previous twelve months and that defaulted during the three months ended March 31, 2022 or 2021. Concentration of Credit Risk Most of the Company's business activity is with customers located within the markets where it has banking operations. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy within its markets. Approximately 89% of the Company's loan portfolio is secured by real estate and is therefore susceptible to changes in real estate valuations. Allowance for Credit Losses - Unfunded Loan Commitments In addition to the allowance for credit losses on loans, the Company maintains an allowance for lending-related commitments such as unfunded loan commitments and letters of credit. The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for lending-related commitments on off-balance sheet credit exposures is adjusted as a provision for unfunded commitments expense. The estimate includes consideration of the likelihood that funding will occur, which is based on a historical funding study derived from internal information, and an estimate of expected credit losses on commitments expected to be funded over its estimated life, which are the same loss rates that are used in computing the allowance for credit losses on loans. The allowance for credit losses for unfunded loan commitments of $12.0 million and $13.5 million at March 31, 2022 and December 31, 2021, respectively, is separately classified on the Consolidated Balance Sheets within "Other liabilities". The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the three months ended March 31, 2022. ($ in thousands) Total Allowance for Credit Losses - Unfunded Loan Commitments Beginning balance at December 31, 2021 $ 13,506 Charge-offs — Recoveries — Reversal of provision for unfunded commitments (1,500) Ending balance at March 31, 2022 $ 12,006 Allowance for Credit Losses - Securities Held to Maturity The allowance for credit losses for securities held to maturity was immaterial at March 31, 2022 and December 31, 2021." id="sjs-B4">Loans, Allowance for Credit Losses, and Asset Quality Information The following is a summary of the major categories of total loans outstanding: ($ in thousands) March 31, 2022 December 31, 2021 Amount Percentage Amount Percentage All loans: Commercial, financial, and agricultural $ 603,454 10 % $ 648,997 11 % Real estate – construction, land development & other land loans 795,886 13 % 828,549 13 % Real estate – mortgage – residential (1-4 family) first mortgages 1,045,167 17 % 1,021,966 17 % Real estate – mortgage – home equity loans / lines of credit 329,348 6 % 331,932 5 % Real estate – mortgage – commercial and other 3,234,949 53 % 3,194,737 53 % Consumer loans 56,822 1 % 57,238 1 % Subtotal 6,065,626 100 % 6,083,419 100 % Unamortized net deferred loan fees (928) (1,704) Total loans $ 6,064,698 $ 6,081,715 Included in the line item "Commercial, financial, and agricultural" in the table above are Paycheck Protection Program ("PPP") loans totaling $15.6 million and $39.0 million at March 31, 2022 and December 31, 2021, respectively. PPP loans are fully guaranteed by the SBA. Included in unamortized net deferred loan fees are approximately $1.3 million and $2.6 million at March 31, 2022 and December 31, 2021, respectively, in unamortized net deferred loan fees associated with PPP loans. These fees are being amortized under the effective interest method over the terms of the loans. Accelerated amortization is recorded in the periods in which principal amounts are forgiven in accordance with the terms of the program. Included in the table above are credit card balances outstanding totaling $38.8 million and $37.9 million at March 31, 2022 and December 31, 2021, respectively. At March 31, 2022, approximately 57% of total credit card balances are business credit cards included in "commercial, financial and agricultural" above and the remaining 43% are personal credit cards included in consumer loans in the table above. Also included in the table above are various non-PPP SBA loans, with additional information on these loans presented in the table below. ($ in thousands) March 31, 2022 December 31, 2021 Guaranteed portions of non-PPP SBA loans included in table above $ 33,024 48,377 Unguaranteed portions of non-PPP SBA loans included in table above 126,936 122,772 Total non-PPP SBA loans included in the table above $ 159,960 171,149 Sold portions of SBA loans with servicing retained - not included in tables above $ 426,601 414,240 At March 31, 2022 and December 31, 2021, there was a remaining unaccreted discount on the retained portion of sold non-PPP SBA loans amounting to $5.9 million and $6.0 million, respectively. Loans in the amount of $5.4 billion and $4.3 billion were pledged as collateral for certain borrowings at March 31, 2022 and December 31, 2021, respective ly. The loans above also include loans to executive officers and directors serving the Company at March 31, 2022 and to their related persons, totaling approximately $6.5 million and $0.6 million at March 31, 2022 and December 31, 2021, respectively. There were $5.8 million in new loans due to the addition of new directors, there was $36,000 in advances on loans in the first three months of 2022, and repayments amounted to $21,000. The loans were made on terms and conditions applicable to similarly situated borrowers and management does not believe these loans involve more than the normal risk of collectability or present other unfavorable features. As of March 31, 2022 and December 31, 2021, unamortized discounts on all acquired loans totaled $15.6 million and $17.2 million, respectively. Loan discounts are generally amortized as yield adjustments over the respective lives of the loans, so long as the loans perform. Nonperforming assets are defined as nonaccrual loans, troubled debt restructured loans ("TDRs"), loans past due 90 or more days and still accruing interest, and foreclosed real estate. Nonperforming assets are summarized as follows. ($ in thousands) March 31, December 31, Nonaccrual loans $ 33,460 34,696 TDRs - accruing 12,727 13,866 Accruing loans > 90 days past due — 1,004 Total nonperforming loans 46,187 49,566 Foreclosed real estate 2,750 3,071 Total nonperforming assets $ 48,937 52,637 At March 31, 2022 and December 31, 2021, the Company had $1.0 million and $1.5 million, respectively, in residential mortgage loans in process of foreclosure, respectively. The following table is a summary of the Company’s nonaccrual loans by major categories as of March 31, 2022. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,911 8,661 12,572 Real estate – construction, land development & other land loans 928 126 1,054 Real estate – mortgage – residential (1-4 family) first mortgages 161 3,559 3,720 Real estate – mortgage – home equity loans / lines of credit — 807 807 Real estate – mortgage – commercial and other 8,351 6,865 15,216 Consumer loans — 91 91 Total $ 13,351 20,109 33,460 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2021. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,947 8,205 12,152 Real estate – construction, land development & other land loans 495 137 632 Real estate – mortgage – residential (1-4 family) first mortgages 858 4,040 4,898 Real estate – mortgage – home equity loans / lines of credit — 694 694 Real estate – mortgage – commercial and other 7,648 8,583 16,231 Consumer loans — 89 89 Total $ 12,948 21,748 34,696 There was no interest income recognized during the three month period ended March 31, 2022 or the year ended December 31, 2021 on nonaccrual loans. The Company follows its nonaccrual policy of reversing contractual interest income in the income statement when the Company places a loan on nonaccrual status. The following table represents the accrued interest receivables written off by reversing interest income during each period indicated: ($ in thousands) For the Three Months Ended March 31, 2022 For the Year Ended December 31, 2021 For the Three Months Ended March 31, 2021 Commercial, financial, and agricultural $ 8 195 64 Real estate – construction, land development & other land loans 12 6 — Real estate – mortgage – residential (1-4 family) first mortgages 10 31 5 Real estate – mortgage – home equity loans / lines of credit 2 14 4 Real estate – mortgage – commercial and other 100 453 220 Consumer loans — — — Total $ 132 699 293 The following table presents an analysis of the payment status of the Company’s loans as of March 31, 2022. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 389 105 — 12,572 590,388 603,454 Real estate – construction, land development & other land loans 1,492 — — 1,054 793,340 795,886 Real estate – mortgage – residential (1-4 family) first mortgages 8,739 20 — 3,720 1,032,688 1,045,167 Real estate – mortgage – home equity loans / lines of credit 891 36 — 807 327,614 329,348 Real estate – mortgage – commercial and other 2,294 — — 15,216 3,217,439 3,234,949 Consumer loans 103 134 — 91 56,494 56,822 Total $ 13,908 295 — 33,460 6,017,963 6,065,626 Unamortized net deferred loan fees (928) Total loans $ 6,064,698 The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2021. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 377 93 — 12,152 636,375 648,997 Real estate – construction, land development & other land loans 4,046 — 286 632 823,585 828,549 Real estate – mortgage – residential (1-4 family) first mortgages 6,571 1,488 — 4,898 1,009,009 1,021,966 Real estate – mortgage – home equity loans / lines of credit 489 124 718 694 329,907 331,932 Real estate – mortgage – commercial and other 164 1,496 — 16,231 3,176,846 3,194,737 Consumer loans 116 62 — 89 56,971 57,238 Total $ 11,763 3,263 1,004 34,696 6,032,693 6,083,419 Unamortized net deferred loan fees (1,704) Total loans $ 6,081,715 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans on nonaccrual with a net book balance of $350,000 or greater for designation as collateral dependent loans, as well as certain other loans that may still be accruing interest and/or are less than $350,000 in size that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. The following table presents an analysis of collateral-dependent loans of the Company as of March 31, 2022. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 9,508 — — 9,508 Real estate – construction, land development & other land loans — — 928 — 928 Real estate – mortgage – residential (1-4 family) first mortgages 161 — — — 161 Real estate – mortgage – commercial and other — — — 11,081 11,081 Total $ 161 9,508 928 11,081 21,678 The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2021. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 7,886 — — 7,886 Real estate – construction, land development & other land loans — — 533 — 533 Real estate – mortgage – residential (1-4 family) first mortgages 871 — — — 871 Real estate – mortgage – commercial and other — — — 10,743 10,743 Total $ 871 7,886 533 10,743 20,033 Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required. The Company's policy is to obtain third-party appraisals on any significant pieces of collateral. For loans secured by real estate, the Company's policy is to write nonaccrual loans down to 90% of the appraised value, which considers estimated selling costs. For real estate collateral that is in industries which may be undergoing heightened stress due to economic or other external factors, the Company may reduce the collateral values by an additional 10-25% to recognize additional discounts that are estimated to be incurred in a near-term sale. For non real-estate collateral secured loans, the Company generally writes nonaccrual loans down to 75% of the appraised value, which provides for selling costs and liquidity discounts that are usually incurred when disposing of non real-estate collateral. For reviewed loans that are not on nonaccrual basis, the Company assigns a specific allowance based on the parameters noted above. The Company does not believe that there is significant excess collateral for any of the loan types noted above. The following table presents the activity in the Allowance for Credit Losses ("ACL") on loans for each of the periods indicated. ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2022 Beginning balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 Charge-offs (790) — — (41) (45) (167) — (1,043) Recoveries 247 137 4 233 155 47 — 823 Provisions / (Reversals) 307 (599) (531) (2,455) 6,875 (97) — 3,500 Ending balance $ 16,013 16,057 8,159 2,074 37,327 2,439 — 82,069 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the year ended December 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Allowance for acquired PCD loans 2,917 165 222 92 1,489 10 — 4,895 Charge-offs (3,722) (245) (273) (400) (2,295) (667) — (7,602) Recoveries 1,744 948 761 578 533 358 — 4,922 Provisions/(Reversals) 927 4,156 (2,656) (888) 7,269 803 — 9,611 Ending balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Charge-offs (1,438) (66) (38) (131) (510) (134) — (2,317) Recoveries 514 294 87 11 262 35 — 1,203 Provisions/(Reversals) 147 (1,589) (1,685) (526) 3,409 244 — — Ending balance $ 13,606 10,134 8,996 4,309 26,507 2,297 — 65,849 Credit Quality Indicators The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. Loans that are risk-graded as substandard during the origination process are declined. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type. The following describes the Company’s internal risk grades in ascending order of likelihood of loss: Risk Grade Description Pass: 1 Loans with virtually no risk, including cash secured loans. 2 Loans with documented significant overall financial strength. These loans have minimum chance of loss due to the presence of multiple sources of repayment – each clearly sufficient to satisfy the obligation. 3 Loans with documented satisfactory overall financial strength. These loans have a low loss potential due to presence of at least two clearly identified sources of repayment – each of which is sufficient to satisfy the obligation under the present circumstances. 4 Loans to borrowers with acceptable financial condition. These loans could have signs of minor operational weaknesses, lack of adequate financial information, or loans supported by collateral with questionable value or marketability. 5 Loans that represent above average risk due to minor weaknesses and warrant closer scrutiny by management. Collateral is generally required and felt to provide reasonable coverage with realizable liquidation values in normal circumstances. Repayment performance is satisfactory. P Consumer loans (<$500,000) that are of satisfactory credit quality with borrowers who exhibit good personal credit history, average personal financial strength and moderate debt levels. These loans generally conform to Bank policy, but may include approved mitigated exceptions to the guidelines. Special Mention: 6 Existing loans with defined weaknesses in primary source of repayment that, if not corrected, could cause a loss to the Bank. Classified: 7 An existing loan inadequately protected by the current sound net worth and paying capacity of the obligor or the collateral pledged, if any. These loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. 8 Loans that have a well-defined weakness that make the collection or liquidation in full highly questionable and improbable. Loss appears imminent, but the exact amount and timing is uncertain. 9 Loans that are considered uncollectible and are in the process of being charged-off. This grade is a temporary grade assigned for administrative purposes until the charge-off is completed. F Consumer loans (<$500,000) with a well-defined weakness, such as exceptions of any kind with no mitigating factors, history of paying outside the terms of the note, insufficient income to support the current level of debt, etc. In the tables that follow, substantially all of the "Classified Loans" have grades of 7 or Fail, with those categories having similar levels of risk. The amount of revolving lines of credit that converted to term loans during the period was immaterial. The tables below present the Company’s recorded investment in loans by credit quality indicators by year of origination or renewal as of the periods indicated. Acquired loans are presented in the year originated, not in the year of acquisition. Term Loans by Year of Origination ($ in thousands) 2022 2021 2020 2019 2018 Prior Revolving Total As of March 31, 2022 Commercial, financial, and agricultural Pass $ 35,980 177,169 105,179 66,635 62,972 29,478 105,225 582,638 Special Mention — 125 399 621 2,633 216 2,504 6,498 Classified 119 2,454 1,417 2,136 6,908 577 707 14,318 Total commercial, financial, and agricultural 36,099 179,748 106,995 69,392 72,513 30,271 108,436 603,454 Real estate – construction, land development & other land loans Pass 113,568 488,287 94,674 59,914 9,256 12,619 9,836 788,154 Special Mention — 38 726 4,117 107 98 5 5,091 Classified 1,416 148 45 944 71 17 — 2,641 Total real estate – construction, land development & other land loans 114,984 488,473 95,445 64,975 9,434 12,734 9,841 795,886 Real estate – mortgage – residential (1-4 family) first mortgages Pass 53,280 277,391 206,074 114,970 76,281 290,677 8,318 1,026,991 Special Mention — 512 448 328 201 3,331 96 4,916 Classified 136 391 480 895 940 9,410 1,008 13,260 Total real estate – mortgage – residential (1-4 family) first mortgages 53,416 278,294 207,002 116,193 77,422 303,418 9,422 1,045,167 Real estate – mortgage – home equity loans / lines of credit Pass 306 2,258 410 299 1,254 2,244 315,092 321,863 Special Mention 48 187 — — — 18 1,112 1,365 Classified 18 163 96 75 — 327 5,441 6,120 Total real estate – mortgage – home equity loans / lines of credit 372 2,608 506 374 1,254 2,589 321,645 329,348 Real estate – mortgage – commercial and other Pass 275,364 1,315,875 716,571 307,705 184,889 337,011 57,982 3,195,397 Special Mention 521 2,042 4,737 4,849 3,708 3,103 1,340 20,300 Classified 124 4,979 249 2,953 5,910 4,832 205 19,252 Total real estate – mortgage – commercial and other 276,009 1,322,896 721,557 315,507 194,507 344,946 59,527 3,234,949 Consumer loans Pass 5,115 29,404 6,453 2,313 1,407 923 10,998 56,613 Special Mention — — — — — — — — Classified — 141 11 1 — 17 39 209 Total consumer loans 5,115 29,545 6,464 2,314 1,407 940 11,037 56,822 Total $ 485,995 2,301,564 1,137,969 568,755 356,537 694,898 519,908 6,065,626 Unamortized net deferred loan fees (928) Total loans 6,064,698 Term Loans by Year of Origination ($ in thousands) 2021 2020 2019 2018 2017 Prior Revolving Total As of December 31, 2021 Commercial, financial, and agricultural Pass $ 204,945 138,540 71,369 66,645 16,009 17,492 112,933 627,933 Special Mention 225 1,255 1,313 2,729 225 9 2,348 8,104 Classified 1,609 793 1,703 7,096 511 96 1,152 12,960 Total commercial, financial, and agricultural 206,779 140,588 74,385 76,470 16,745 17,597 116,433 648,997 Real estate – construction, land development & other land loans Pass 573,613 133,888 69,066 12,455 9,764 8,190 13,737 820,713 Special Mention 41 737 5,095 110 104 2 9 6,098 Classified 1,541 49 47 83 14 4 — 1,738 Total real estate – construction, land development & other land loans 575,195 134,674 74,208 12,648 9,882 8,196 13,746 828,549 Real estate – mortgage – residential (1-4 family) first mortgages Pass 241,619 224,617 120,097 82,531 86,074 234,950 11,051 1,000,939 Special Mention 888 615 516 229 323 3,237 94 5,902 Classified 419 156 535 1,185 653 11,246 931 15,125 Total real estate – mortgage – residential (1-4 family) first mortgages 242,926 225,388 121,148 83,945 87,050 249,433 12,076 1,021,966 Real estate – mortgage – home equity loans / lines of credit Pass 3,111 498 439 1,304 245 1,649 317,319 324,565 Special Mention 194 — 15 — — 19 1,341 1,569 Classified 75 97 71 — — 607 4,948 5,798 Total real estate – mortgage – home equity loans / lines of credit 3,380 595 525 1,304 245 2,275 323,608 331,932 Real estate – mortgage – commercial and other Pass 1,328,156 796,992 355,885 211,118 197,165 197,659 66,104 3,153,079 Special Mention 1,759 4,849 5,801 3,741 2,072 1,801 1,440 21,463 Classified 7,147 413 2,110 6,025 3,897 603 — 20,195 Total real estate – mortgage – commercial and other 1,337,062 802,254 363,796 220,884 203,134 200,063 67,544 3,194,737 Consumer loans Pass 14,960 25,431 2,965 1,722 673 525 10,810 57,086 Special Mention — 4 — — — — — 4 Classified — 73 — 8 — 25 42 148 Total consumer loans 14,960 25,508 2,965 1,730 673 550 10,852 57,238 Total $ 2,380,302 1,329,007 637,027 396,981 317,729 478,114 544,259 6,083,419 Unamortized net deferred loan fees (1,704) Total loans 6,081,715 Troubled Debt Restructurings The restructuring of a loan is considered a TDR if both (i) the borrower is experiencing financial difficulties and (ii) the creditor has granted a concession. Concessions may include interest rate reductions or below market interest rates, principal forgiveness, extension of terms and other actions intended to minimize potential losses. The vast majority of the Company’s TDRs modified during the periods ended March 31, 2022 and March 31, 2021 related to interest rate reductions combined with extension of terms. The Company does not generally grant principal forgiveness. The Company’s TDRs can be classified as either nonaccrual or accruing based on the loan’s payment status. The TDRs that are nonaccrual are reported within the nonaccrual loan totals presented previously. At March 31, 2022 there were two loans with immaterial commitments to lend additional funds to debtors whose loans were modified as a TDR. At December 31, 2021, there were no commitments to lend additional funds to debtors whose loans were modified as a TDR. The following table presents information related to loans modified in a TDR during the three months ended March 31, 2022 and 2021. ($ in thousands) For the three months ended March 31, 2022 For the three months ended March 31, 2021 Number of Pre- Post- Number of Pre- Post- TDRs – Accruing Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other — — — 1 160 160 TDRs – Nonaccrual Commercial, financial, and agricultural 1 41 41 1 111 108 Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other 1 540 540 — — — Total TDRs arising during period 4 $ 653 $ 653 2 $ 271 $ 268 The Company considers a loan to have defaulted when it becomes 90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to foreclosed real estate. There were no accruing TDRs that were modified in the previous twelve months and that defaulted during the three months ended March 31, 2022 or 2021. Concentration of Credit Risk Most of the Company's business activity is with customers located within the markets where it has banking operations. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy within its markets. Approximately 89% of the Company's loan portfolio is secured by real estate and is therefore susceptible to changes in real estate valuations. Allowance for Credit Losses - Unfunded Loan Commitments In addition to the allowance for credit losses on loans, the Company maintains an allowance for lending-related commitments such as unfunded loan commitments and letters of credit. The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for lending-related commitments on off-balance sheet credit exposures is adjusted as a provision for unfunded commitments expense. The estimate includes consideration of the likelihood that funding will occur, which is based on a historical funding study derived from internal information, and an estimate of expected credit losses on commitments expected to be funded over its estimated life, which are the same loss rates that are used in computing the allowance for credit losses on loans. The allowance for credit losses for unfunded loan commitments of $12.0 million and $13.5 million at March 31, 2022 and December 31, 2021, respectively, is separately classified on the Consolidated Balance Sheets within "Other liabilities". The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the three months ended March 31, 2022. ($ in thousands) Total Allowance for Credit Losses - Unfunded Loan Commitments Beginning balance at December 31, 2021 $ 13,506 Charge-offs — Recoveries — Reversal of provision for unfunded commitments (1,500) Ending balance at March 31, 2022 $ 12,006 Allowance for Credit Losses - Securities Held to Maturity The allowance for credit losses for securities held to maturity was immaterial at March 31, 2022 and December 31, 2021.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets The following is a summary of the gross carrying amount and accumulated amortization of amortizable intangible assets as of March 31, 2022 and December 31, 2021, and the carrying amount of unamortized intangible assets as of those same dates. March 31, 2022 December 31, 2021 ($ in thousands) Gross Carrying Accumulated Gross Carrying Accumulated Amortizable intangible assets: Customer lists $ 2,700 1,501 2,700 1,386 Core deposit intangibles 29,050 18,972 29,050 18,076 SBA servicing assets 12,677 7,086 11,932 6,460 Other 100 40 100 33 Total $ 44,527 27,599 43,782 25,955 Unamortizable intangible assets: Goodwill $ 364,263 364,263 SBA servicing assets are recorded for the portions of SBA loans that the Company has sold but continues to service for a fee. Servicing assets are initially recorded at fair value and amortized over the expected lives of the related loans and are tested for impairment on a quarterly basis. SBA servicing asset amortization expense is recorded within noninterest income as an offset to SBA servicing fees within the line item "Other service charges, commissions, and fees." As derived from the table above, the Company had a SBA servicing asset at March 31, 2022 with a remaining book value of $5.6 million. The Company recorded $0.7 million and $0.6 million in new servicing assets associated with the guaranteed portion of SBA loans sold during the first three months of 2022 and 2021, respectively. During the first three months of 2022 and 2021, the Company recorded $0.6 million and $0.5 million, respectively, in related servicing asset amortization expense. A t March 31, 2022 and December 31, 2021, the Company serviced SBA loans totali ng $426.6 million a nd $414.2 million, respectively, for others. There were no other loans serviced in any period presented. Amortization expense of all other intangible assets, excluding the SBA servicing assets, totaled $1.0 million and $0.9 million for the three months ended March 31, 2022 and 2021, respectively. There were no changes to the carrying amounts of goodwill for the three months ended March 31, 2022 . Goodwill is evaluated for impairment on at least an annual basis, with the annual evaluation occurring as of October 31 of each year. The Company performed the required annual impairment testing in the fourth quarter of 2021. Management evaluated the events and circumstances in the first quarter of 2022 that could indicate that goodwill might be impaired and concluded that a subsequent interim test was not necessary. The following table presents the estimated amortization expense schedule related to acquisition-related amortizable intangible assets. These amounts will be recorded as "Intangibles amortization expense" within the noninterest expense section of the Consolidated Statements of Income. These estimates are subject to change in future periods to the extent management determines it is necessary to make adjustments to the carrying value or estimated useful lives of amortized intangible assets. ($ in thousands) Estimated Amortization April 1, 2022 to December 31, 2022 $ 2,666 2023 2,545 2024 1,718 2025 1,358 2026 962 Thereafter 2,088 Total $ 11,337

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
Borrowings	Borrowings The following tables present information regarding the Company’s outstanding borrowings at March 31, 2022 and December 31, 2021 (dollars are in thousands): Description Due date Call Feature March 31, 2022 Interest Rate FHLB Principal Reducing Credit 7/24/2023 None $ 68 1.00% fixed FHLB Principal Reducing Credit 12/22/2023 None 942 1.25% fixed FHLB Principal Reducing Credit 6/26/2028 None 222 0.25% fixed FHLB Principal Reducing Credit 7/17/2028 None 42 0.00% fixed FHLB Principal Reducing Credit 8/18/2028 None 164 1.00% fixed FHLB Principal Reducing Credit 8/22/2028 None 164 1.00% fixed FHLB Principal Reducing Credit 12/20/2028 None 339 0.50% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 20,620 3.00% at 03/31/22 adjustable rate 3 month LIBOR + 2.70% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 2.22% at 03/31/22 adjustable rate 3 month LIBOR + 1.39% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 2.24% at 03/31/22 adjustable rate 3 month LIBOR + 2.00% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 3.08% at 03/31/22 adjustable rate 3 month LIBOR + 2.15% Total borrowings / weighted average rate as of March 31, 2022 $ 71,017 2.56% Unamortized discount on acquired borrowings (3,602) Total borrowings $ 67,415 Description Due date Call Feature December 31, 2021 Interest Rate FHLB Principal Reducing Credit 7/24/2023 None $ 79 1.00% fixed FHLB Principal Reducing Credit 12/22/2023 None 952 1.25% fixed FHLB Principal Reducing Credit 6/26/2028 None 225 0.25% fixed FHLB Principal Reducing Credit 7/17/2028 None 44 0.00% fixed FHLB Principal Reducing Credit 8/18/2028 None 166 1.00% fixed FHLB Principal Reducing Credit 8/22/2028 None 166 1.00% fixed FHLB Principal Reducing Credit 12/20/2028 None 342 0.50% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 20,620 2.83% at 12/31/21 adjustable rate 3 month LIBOR + 2.70% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 1.59% at 12/31/21 adjustable rate 3 month LIBOR + 1.39% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 2.12% at 12/31/21 adjustable rate 3 month LIBOR + 2.00% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 2.72% at 12/31/21 adjustable rate 3 month LIBOR + 2.15% Total borrowings / weighted average rate as of December 31, 2021 $ 71,050 2.24% Unamortized discount on acquired borrowings (3,664) Total borrowings $ 67,386

Leases

Leases	3 Months Ended
	Mar. 31, 2022
Lessee Disclosure [Abstract]
Leases	Leases The Company enters into leases in the normal course of business. As of March 31, 2022, the Company leased 17 branch offices for which the land and buildings are leased and nine branch offices for which the land is leased but the building is owned. The Company also leases office space for several operational departments. All of the Company’s leases are operating leases under applicable accounting standards and the lease agreements have maturity dates ranging from April 2022 through May 2076, some of which include options for multiple five Leases are classified as either operating or finance leases at the lease commencement date, and as previously noted, all of the Company's leases have been determined to be operating leases. Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the lease term. Right-of-use assets represent the Company's right to use an underlying asset for the lease term and lease liabilities represent the Company's obligation to make lease payments arising from the lease. Right-of-use assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. The Company uses its incremental borrowing rate, on a collateralized basis, at lease commencement to calculate the present value of lease payments when the rate implicit in the lease is not known. The weighted average discount rate for leases was 2.88% as of March 31, 2022. Total operating lease expense was $0.9 million and $0.7 million for the three months ended March 31, 2022 and 2021, respectively. The right-of-use assets and lease liabilities were $20.4 million and $20.9 million as of March 31, 2022, respectively, and were $20.7 million and $21.2 million as of December 31, 2021, respectively. Future undiscounted lease payments for operating leases with initial terms of one year or more as of March 31, 2022 are as follows. ($ in thousands) April 1, 2022 to December 31, 2022 $ 1,747 2023 2,360 2024 2,163 2025 1,706 2026 1,685 Thereafter 19,988 Total undiscounted lease payments 29,649 Less effect of discounting (8,746) Present value of estimated lease payments (lease liability) $ 20,903

Pension Plans

Pension Plans	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Pension Plans	Pension Plans The Company has historically sponsored two defined benefit pension plans – a qualified retirement plan (the “Pension Plan”) which was generally available to all employees, and a Supplemental Executive Retirement Plan (the “SERP”), which was for the benefit of certain senior management executives of the Company. Effective December 31, 2012, the Company froze both plans for all participants. Although no previously accrued benefits were lost, employees no longer accrue benefits under these plans for service subsequent to 2012. The Company recorded periodic pension cost totaling $51,000 and $191,000 for the three months ended March 31, 2022 and 2021, respectively. The following table contains the components of the pension cost. For the Three Months Ended March 31, ($ in thousands) 2022 Pension Plan 2021 Pension Plan 2022 SERP 2021 SERP 2022 Total Both Plans 2021 Total Both Plans Service cost $ — — — — — — Interest cost 267 306 28 39 295 345 Expected return on plan assets (288) (325) — — (288) (325) Amortization of net (gain)/loss 180 210 (136) (39) 44 171 Net periodic pension cost $ 159 191 (108) — 51 191 The service cost component of net periodic pension cost is included in salaries and benefits expense and all other components of net periodic pension cost are included in other noninterest expense. The Company’s contributions to the Pension Plan are based on computations by independent actuarial consultants and are intended to be deductible for income tax purposes. The Company did not contribute to the Pension Plan in the first three months of 2022 and does not expect to contribute to the Pension Plan in the remainder of 2022. The Company’s funding policy with respect to the SERP is to fund the related benefits from the operating cash flow of the Company.

Fair Value

Fair Value	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal and most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) of identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at March 31, 2022. ($ in thousands) Description of Financial Instruments Fair Value at March 31, 2022 Quoted Prices in Significant Other Significant Recurring Securities available for sale: US Treasury $ 149,391 — 149,391 — Government-sponsored enterprise securities 64,168 — 64,168 — Mortgage-backed securities 2,425,911 — 2,425,911 — Corporate bonds 45,578 — 45,578 — Total available for sale securities $ 2,685,048 — 2,685,048 — Presold mortgages in process of settlement $ 5,672 5,672 — — Nonrecurring Individually evaluated loans $ 12,590 — — 12,590 The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at December 31, 2021. ($ in thousands) Description of Financial Instruments Fair Value at December 31, 2021 Quoted Prices in Significant Other Significant Recurring Securities available for sale: Government-sponsored enterprise securities $ 69,179 — 69,179 — Mortgage-backed securities 2,514,805 — 2,514,805 — Corporate bonds 46,430 — 46,430 — Total available for sale securities $ 2,630,414 — 2,630,414 — Presold mortgages in process of settlement $ 19,257 19,257 — — Nonrecurring Individually evaluated loans $ 11,583 — — 11,583 Foreclosed real estate 364 — — 364 The following is a description of the valuation methodologies used for instruments measured at fair value. Presold Mortgages in Process of Settlement - The fair value is based on the committed price that an investor has agreed to pay for the loan and is considered a Level 1 input. Securities Available for Sale — When quoted market prices are available in an active market, the securities are classified as Level 1 in the valuation hierarchy. If quoted market prices are not available, but fair values can be estimated by observing quoted prices of securities with similar characteristics, the securities are classified as Level 2 on the valuation hierarchy. Most of the fair values for the Company’s Level 2 securities are determined by our third-party bond accounting provider using matrix pricing. Matrix pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. For the Company, Level 2 securities include U.S. Treasury bonds, mortgage-backed securities, commercial mortgage-backed obligations, government-sponsored enterprise securities, and corporate bonds. In cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Collateral-dependent loans — Fair values for collateral-dependent loans are measured on a non-recurring basis and are based on (1) the underlying collateral values securing the loans, adjusted for estimated selling costs, or (2) the net present value of the cash flows expected to be received for such loans. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is generally determined by third-party appraisers using an income or market valuation approach based on an appraisal conducted by an independent, licensed third party appraiser (Level 3). The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable borrower’s financial statements if not considered significant. Likewise, values for inventory and accounts receivable collateral are based on borrower financial statement balances or aging reports on a discounted basis as appropriate (Level 3). Appraisals used in this analysis are generally obtained at least annually based on when the loans first became impaired, and thus the appraisals are not necessarily as of the period ends presented. Any fair value adjustments are recorded in the period incurred as provision for credit losses on the Consolidated Statements of Income. Foreclosed real estate – Foreclosed real estate, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value. Fair value is measured on a non-recurring basis and is based upon independent market prices or current appraisals that are generally prepared using an income or market valuation approach and conducted by an independent, licensed third party appraiser, adjusted for estimated selling costs (Level 3). Appraisals used in this analysis are generally obtained at least annually based on when the assets were acquired, and thus the appraisals are not necessarily as of the period ends presented. At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for credit losses. For any real estate valuations subsequent to foreclosure, any excess of the real estate recorded value over the fair value of the real estate is treated as a foreclosed real estate write-down on the Consolidated Statements of Income. For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of March 31, 2022, the significant unobservable inputs used in the fair value measurements were as follows: ($ in thousands) Fair Value at March 31, 2022 Valuation Significant Unobservable Range (Weighted Average) Individually evaluated loans - collateral-dependent $ 6,909 Appraised value Discounts applied for estimated costs to sell 10% Individually evaluated loans - cash-flow dependent 5,681 PV of expected cash flows Discount rates used in the calculation of the present value ("PV") of expected cash flows 4%-11% (6.50%) For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: ($ in thousands) Fair Value at December 31, 2021 Valuation Significant Unobservable Range (Weighted Average) Individually evaluated loans - collateral-dependent $ 7,326 Appraised value Discounts applied for estimated costs to sell 10% Individually evaluated loans - cash-flow dependent 4,257 PV of expected cash flows Discount rates used in the calculation of PV of expected cash flows 4%-11% (6.22%) Foreclosed real estate 364 Appraised value Discounts applied for estimated costs to sell 10% The carrying amounts and estimated fair values of financial instruments not carried at fair value at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 ($ in thousands) Level in Fair Carrying Estimated Carrying Estimated Cash and due from banks, noninterest-bearing Level 1 $ 124,785 124,785 128,228 128,228 Due from banks, interest-bearing Level 1 440,974 440,974 332,934 332,934 Securities held to maturity Level 2 546,090 492,307 513,825 511,699 SBA and other loans held for sale Level 2 3,630 4,010 61,003 62,044 Total loans, net of allowance Level 3 5,982,629 5,957,829 6,002,926 5,990,235 Accrued interest receivable Level 1 24,728 24,728 25,896 25,896 Bank-owned life insurance Level 1 164,273 164,273 165,786 165,786 SBA Servicing Asset Level 3 5,591 5,667 5,472 5,546 Deposits Level 2 9,385,147 9,382,240 9,124,629 9,124,701 Borrowings Level 2 67,415 59,593 67,386 61,295 Accrued interest payable Level 2 576 576 607 607 Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no highly liquid market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial assets or liabilities include net premises and equipment, intangible and other assets such as deferred income taxes, prepaid expense accounts, income taxes currently payable and other various accrued expenses. In addition, the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation The Company recorded total stock-based compensation expense of $547,000 and $397,000 for the three months ended March 31, 2022 and 2021, respectively. In addition, the Company recog nized $126,000 an d $91,000 of income tax benefits related to stock-based compensation expense for the three months ended March 31, 2022 and 2021, respectively. At March 31, 2022, the sole equity-based compensation plan for the Company is the First Bancorp 2014 Equity Plan (the "Equity Plan"), which was approved by shareholders on May 8, 2014. As of March 31, 2022, the Equity Plan had 431,852 shares remaining available for grant. The Equity Plan is intended to serve as a means to attract, retain and motivate key employees and directors and to associate the interests of the plans' participants with those of the Company and its shareholders. The Equity Plan allows for both grants of stock options and other types of equity-based compensation, including stock appreciation rights, restricted stock, restricted performance stock, unrestricted stock, and performance units. Recent equity awards to employees have been made in the form of shares of restricted stock awards with service vesting conditions only. Compensation expense for these awards is recorded over the requisite service periods. Upon forfeiture, any previously recognized compensation cost is reversed. Upon a change in control (as defined in the Equity Plan), unless the awards remain outstanding or substitute equivalent awards are provided, the awards become immediately vested. Certain of the Company’s equity grants contain terms that provide for a graded vesting schedule whereby portions of the award vest in increments over the requisite service period. The Company recognizes compensation expense for awards with graded vesting schedules on a straight-line basis over the requisite service period for each incremental award. Compensation expense is based on the estimated number of stock awards that will ultimately vest. Over the past five years, there have been insignificant amounts of forfeitures, and therefore the Company assumes that all awards granted with service conditions only will vest. In addition to employee equity awards, the Company's practice is to grant common shares, valued at approximately $32,000, to each non-employee director (currently 13 in total) in June of each year. Compensation expense associated with these director awards is recognized on the date of award since there are no vesting conditions. The following table presents information regarding the activity for the first three months of 2022 related to the Company’s outstanding restricted stock awards: Long-Term Restricted Stock Awards Number of Units Weighted-Average Nonvested at January 1, 2022 206,331 $ 35.25 Granted during the period 20,494 45.88 Vested during the period (6,997) 36.05 Forfeited or expired during the period (7,115) 31.50 Nonvested at March 31, 2022 212,713 $ 36.33 Total unrecognized compensation expense as of March 31, 2022 amounted to $4.2 million with a weighted-average remaining term of 2.3 years. For the nonvested awards that are outstanding at March 31, 2022, the Company expects to record $2.1 million in compensation expense in the next twelve months, $1.6 million of which is expected to be recorded in the remaining quarters of 2022.

Shareholders' Equity

Shareholders' Equity	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Shareholders' Equity	Shareholders' Equity Stock Repurchases During the first three months of 2022, the Company did not repurchase any shares of the Company's common stock. During the first three months of 2021, the Company repurchased approximately 106,744 shares of the Company's common stock at an average stock price of $37.81 per share, which totaled $4 million, under a $20 million repurchase authorization publicly in January 2021.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following is a reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share ("EPS"): For the Three Months Ended March 31, 2022 2021 ($ in thousands except per Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 33,969 $ 28,194 Less: income allocated to participating securities (198) (178) Basic EPS per common share $ 33,771 35,433,739 $ 0.95 $ 28,016 28,357,809 $ 0.99 Diluted EPS: Net income $ 33,969 35,433,739 $ 28,194 28,357,809 Effect of Dilutive Securities — 207,239 — 180,044 Diluted EPS per common share $ 33,969 35,640,978 $ 0.95 $ 28,194 28,537,853 $ 0.99

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive loss for the Company are as follows: ($ in thousands) March 31, 2022 December 31, 2021 Unrealized loss on securities available for sale $ (213,862) (32,067) Deferred tax asset 49,145 7,369 Net unrealized loss on securities available for sale (164,717) (24,698) Postretirement plans liability (309) (353) Deferred tax asset 71 81 Net postretirement plans liability (238) (272) Total accumulated other comprehensive loss $ (164,955) (24,970) The following table discloses the changes in accumulated other comprehensive loss for the three months ended March 31, 2022 (all amounts are net of tax). ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance at January 1, 2022 $ (24,698) (272) (24,970) Other comprehensive loss before reclassifications (140,019) — (140,019) Amounts reclassified from accumulated other comprehensive income — 34 34 Net current-period other comprehensive (loss) income (140,019) 34 (139,985) Ending balance at March 31, 2022 $ (164,717) (238) (164,955) The following table discloses the changes in accumulated other comprehensive income (loss) for the three months ended March 31, 2021 (all amounts are net of tax). ($ in thousands) Unrealized Gain Postretirement Plans Asset Total Beginning balance at January 1, 2021 $ 15,749 (1,399) 14,350 Other comprehensive loss before reclassifications (18,666) — (18,666) Amounts reclassified from accumulated other comprehensive income — 131 131 Net current-period other comprehensive (loss) income (18,666) 131 (18,535) Ending balance at March 31, 2021 $ (2,917) (1,268) (4,185) Amounts reclassified from accumulated other comprehensive income for Unrealized Gain (Loss) on Securities Available for Sale represent realized securities gains or losses, net of tax effects. Amounts reclassified from accumulated other comprehensive income for Postretirement Plans Asset (Liability) represent amortization of amounts included in Accumulated Other Comprehensive Income, net of taxes, and are recorded in the "Other operating expenses" line item of the Consolidated Statements of Income.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	3 Months Ended
	Mar. 31, 2022
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	Revenue from Contracts with Customers All of the Company’s revenues that are in the scope of the “ Revenue from Contracts with Customers ” accounting standard (“ASC 606”) are recognized within noninterest income. The following table presents the Company’s sources of noninterest income for the three months ended March 31, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. For the Three Months Ended ($ in thousands) March 31, 2022 March 31, 2021 Noninterest Income: In-scope of ASC 606: Service charges on deposit accounts: $ 3,541 2,733 Other service charges, commissions, and fees: Interchange income 4,711 3,524 Other service charges and fees 2,263 1,998 Commissions from sales of insurance and financial products: Insurance income — 1,326 Wealth management income 945 864 SBA consulting fees 780 2,764 Noninterest income (in-scope of ASC 606) 12,240 13,209 Noninterest income (out-of-scope of ASC 606) 7,011 7,460 Total noninterest income $ 19,251 20,669 A description of the Company’s revenue streams accounted for under ASC 606 is detailed below. Service charges on deposit accounts: The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Overdraft fees are recognized at the point in time that the overdraft occurs. Maintenance and activity fees include account maintenance fees and transaction-based fees. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of the month, representing the period over which the Company satisfies the performance obligation. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. Service charges on deposits are withdrawn from the customer’s account balance. Other service charges, commissions, and fees: The Company earns interchange income on its customers’ debit and credit card usage and earns fees from other services utilized by its customers. Interchange income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as MasterCard. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Interchange fees are offset with interchange expenses and are presented on a net basis. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, ATM surcharge fees, and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Commissions from the sale of insurance and financial products: The Company earns commissions from the sale of wealth management products and also earned commissions from the sale of insurance policies until the sale of First Bank Insurance Services on June 30, 2021. Wealth management income primarily consists of commissions received on financial product sales, such as annuities. The Company’s performance obligation is generally satisfied upon the issuance of the financial product. Shortly after the policy is issued, the carrier remits the commission payment to the Company, and the Company recognizes the revenue. The Company also earns some fees from asset management, which is billed quarterly for services rendered in the most recent period, for which the performance obligation has been satisfied. Insurance income, which was earned by the Company until June 30, 2021, generally consisted of commissions from the sale of insurance policies and performance-based commissions from insurance companies. The Company recognized commission income from the sale of insurance policies when it acted as an agent between the insurance company and the policyholder. The Company’s performance obligation is generally satisfied upon the issuance of the insurance policy. Shortly after the policy is issued, the carrier remits the commission payment to the Company, and the Company recognized the revenue. Performance-based commissions from insurance companies were recognized at a point in time as policies are sold. SBA consulting fees: The Company earns fees for its consulting services related to the origination of SBA loans. Fees are based on a percentage of the dollar amount of the originated loans and are recorded when the performance obligation has been satisfied. The Company has made no significant judgments in applying the revenue guidance prescribed in ASC 606 that affect the determination of the amount and timing of revenue from the above-described contracts with customers.

Accounting Pronouncements (Poli

Accounting Pronouncements (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Basis of Presentation	In the opinion of the Company, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly the consolidated financial position of the Company as of March 31, 2022, the consolidated results of operations for the three months ended March 31, 2022 and 2021, and the consolidated cash flows for the three months ended March 31, 2022 and 2021. Any such adjustments were of a normal, recurring nature. These interim financial statements should be read in conjunction with the Company's audited consolidated financial statements and notes in the Annual Report on Form 10-K for the year ended December 31, 2021. Operating results for interim period are not necessarily indicative of the results that may be expected for the full year. Reference is made to Note 1 of the 2021 Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) for a discussion of accounting policies and other relevant information with respect to the financial statements.
Reclassifications	To maintain consistency and comparability, certain amounts from prior periods have been reclassified to conform to current period presentation with no effect on net income or shareholders' equity as previously reported.
Accounting Standards Adopted in 2022 and Accounting Standards Pending Adoption	Accounting Standards Adopted in 2022 The Company did not adopt any accounting standards during the first three months of 2022. Accounting Standards Pending Adoption ASU 2022-02, "Financial Instruments-Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This Accounting Standards Update ("ASU") eliminates the accounting guidance for troubled debt restructurings by creditors, while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. This ASU also requires entities to disclose current period gross write-offs by year of origination for financing receivables and net investment in leases. The amendments in this ASU will be effective for fiscal years beginning after December 15, 2022 including interim periods within those fiscal years and early adoption is permitted. The entity must have adopted the amendments in ASU 2016-13 ("CECL") to adopt the amendments in this ASU. The Company is currently evaluating the impact of

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Book Values and Fair Values of Available-for-Sale Securities	The book values and approximate fair values of investment securities at March 31, 2022 and December 31, 2021 are summarized as follows: ($ in thousands) March 31, 2022 December 31, 2021 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: US Treasuries $ 149,534 149,391 — (143) $ — — — — Government-sponsored enterprise securities 71,953 64,168 — (7,785) 71,951 69,179 — (2,772) Mortgage-backed securities 2,632,054 2,425,911 349 (206,492) 2,545,150 2,514,805 9,489 (39,834) Corporate bonds 45,369 45,578 367 (158) 45,380 46,430 1,106 (56) Total available for sale $ 2,898,910 2,685,048 716 (214,578) 2,662,481 2,630,414 10,595 (42,662) Securities held to maturity: Mortgage-backed securities $ 18,662 18,513 1 (150) 20,260 20,845 585 — State and local governments 527,428 473,794 19 (53,653) 493,565 490,854 2,955 (5,666) Total held to maturity $ 546,090 492,307 20 (53,803) 513,825 511,699 3,540 (5,666)
Book Values and Fair Values of Held-to-Maturity Securities	The book values and approximate fair values of investment securities at March 31, 2022 and December 31, 2021 are summarized as follows: ($ in thousands) March 31, 2022 December 31, 2021 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: US Treasuries $ 149,534 149,391 — (143) $ — — — — Government-sponsored enterprise securities 71,953 64,168 — (7,785) 71,951 69,179 — (2,772) Mortgage-backed securities 2,632,054 2,425,911 349 (206,492) 2,545,150 2,514,805 9,489 (39,834) Corporate bonds 45,369 45,578 367 (158) 45,380 46,430 1,106 (56) Total available for sale $ 2,898,910 2,685,048 716 (214,578) 2,662,481 2,630,414 10,595 (42,662) Securities held to maturity: Mortgage-backed securities $ 18,662 18,513 1 (150) 20,260 20,845 585 — State and local governments 527,428 473,794 19 (53,653) 493,565 490,854 2,955 (5,666) Total held to maturity $ 546,090 492,307 20 (53,803) 513,825 511,699 3,540 (5,666)
Schedule of Information Regarding Securities with Unrealized Losses	The following table presents information regarding securities with unrealized losses at March 31, 2022: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized US Treasuries $ 149,391 143 — — 149,391 143 Government-sponsored enterprise securities 19,855 2,104 44,313 5,681 64,168 7,785 Mortgage-backed securities 1,656,529 133,422 705,932 73,220 2,362,461 206,642 Corporate bonds 13,914 86 928 72 14,842 158 State and local governments 431,433 46,491 40,482 7,162 471,915 53,653 Total unrealized loss position $ 2,271,122 182,246 791,655 86,135 3,062,777 268,381 The following table presents information regarding securities with unrealized losses at December 31, 2021: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Government-sponsored enterprise securities $ 21,436 522 47,743 2,250 69,179 2,772 Mortgage-backed securities 1,773,022 25,977 404,484 13,857 2,177,506 39,834 Corporate bonds 999 1 945 55 1,944 56 State and local governments 228,279 3,797 34,398 1,869 262,677 5,666 Total unrealized loss position $ 2,023,736 30,297 487,570 18,031 2,511,306 48,328
Schedule of Book Values and Approximate Fair Values of Investment Securities by Contractual Maturity	The book values and approximate fair values of investment securities at March 31, 2022, by contractual maturity, are summarized in the table below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities Available for Sale Securities Held to Maturity ($ in thousands) Amortized Fair Amortized Fair Securities Due within one year $ 26,102 26,381 436 440 Due after one year but within five years 152,051 151,996 — — Due after five years but within ten years 87,703 79,832 17,141 15,988 Due after ten years 1,000 928 509,851 457,366 Mortgage-backed securities 2,632,054 2,425,911 18,662 18,513 Total securities $ 2,898,910 2,685,048 546,090 492,307

Loans, Allowance for Credit L_2

Loans, Allowance for Credit Losses, and Asset Quality Information (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Summary of Major Categories of Total Loans Outstanding	The following is a summary of the major categories of total loans outstanding: ($ in thousands) March 31, 2022 December 31, 2021 Amount Percentage Amount Percentage All loans: Commercial, financial, and agricultural $ 603,454 10 % $ 648,997 11 % Real estate – construction, land development & other land loans 795,886 13 % 828,549 13 % Real estate – mortgage – residential (1-4 family) first mortgages 1,045,167 17 % 1,021,966 17 % Real estate – mortgage – home equity loans / lines of credit 329,348 6 % 331,932 5 % Real estate – mortgage – commercial and other 3,234,949 53 % 3,194,737 53 % Consumer loans 56,822 1 % 57,238 1 % Subtotal 6,065,626 100 % 6,083,419 100 % Unamortized net deferred loan fees (928) (1,704) Total loans $ 6,064,698 $ 6,081,715 Also included in the table above are various non-PPP SBA loans, with additional information on these loans presented in the table below. ($ in thousands) March 31, 2022 December 31, 2021 Guaranteed portions of non-PPP SBA loans included in table above $ 33,024 48,377 Unguaranteed portions of non-PPP SBA loans included in table above 126,936 122,772 Total non-PPP SBA loans included in the table above $ 159,960 171,149 Sold portions of SBA loans with servicing retained - not included in tables above $ 426,601 414,240
Schedule of Nonperforming Assets and Nonaccrual Loans	90 days past due — 1,004 Total nonperforming loans 46,187 49,566 Foreclosed real estate 2,750 3,071 Total nonperforming assets $ 48,937 52,637 The following table is a summary of the Company’s nonaccrual loans by major categories as of March 31, 2022. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,911 8,661 12,572 Real estate – construction, land development & other land loans 928 126 1,054 Real estate – mortgage – residential (1-4 family) first mortgages 161 3,559 3,720 Real estate – mortgage – home equity loans / lines of credit — 807 807 Real estate – mortgage – commercial and other 8,351 6,865 15,216 Consumer loans — 91 91 Total $ 13,351 20,109 33,460 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2021. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,947 8,205 12,152 Real estate – construction, land development & other land loans 495 137 632 Real estate – mortgage – residential (1-4 family) first mortgages 858 4,040 4,898 Real estate – mortgage – home equity loans / lines of credit — 694 694 Real estate – mortgage – commercial and other 7,648 8,583 16,231 Consumer loans — 89 89 Total $ 12,948 21,748 34,696 " id="sjs-B5" xml:space="preserve">Nonperforming assets are defined as nonaccrual loans, troubled debt restructured loans ("TDRs"), loans past due 90 or more days and still accruing interest, and foreclosed real estate. Nonperforming assets are summarized as follows. ($ in thousands) March 31, December 31, Nonaccrual loans $ 33,460 34,696 TDRs - accruing 12,727 13,866 Accruing loans > 90 days past due — 1,004 Total nonperforming loans 46,187 49,566 Foreclosed real estate 2,750 3,071 Total nonperforming assets $ 48,937 52,637 The following table is a summary of the Company’s nonaccrual loans by major categories as of March 31, 2022. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,911 8,661 12,572 Real estate – construction, land development & other land loans 928 126 1,054 Real estate – mortgage – residential (1-4 family) first mortgages 161 3,559 3,720 Real estate – mortgage – home equity loans / lines of credit — 807 807 Real estate – mortgage – commercial and other 8,351 6,865 15,216 Consumer loans — 91 91 Total $ 13,351 20,109 33,460 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2021. ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial, financial, and agricultural $ 3,947 8,205 12,152 Real estate – construction, land development & other land loans 495 137 632 Real estate – mortgage – residential (1-4 family) first mortgages 858 4,040 4,898 Real estate – mortgage – home equity loans / lines of credit — 694 694 Real estate – mortgage – commercial and other 7,648 8,583 16,231 Consumer loans — 89 89 Total $ 12,948 21,748 34,696
Summary of Accrued Interest Receivables Written Off	The following table represents the accrued interest receivables written off by reversing interest income during each period indicated: ($ in thousands) For the Three Months Ended March 31, 2022 For the Year Ended December 31, 2021 For the Three Months Ended March 31, 2021 Commercial, financial, and agricultural $ 8 195 64 Real estate – construction, land development & other land loans 12 6 — Real estate – mortgage – residential (1-4 family) first mortgages 10 31 5 Real estate – mortgage – home equity loans / lines of credit 2 14 4 Real estate – mortgage – commercial and other 100 453 220 Consumer loans — — — Total $ 132 699 293
Schedule of Analysis of Payment Status	The following table presents an analysis of the payment status of the Company’s loans as of March 31, 2022. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 389 105 — 12,572 590,388 603,454 Real estate – construction, land development & other land loans 1,492 — — 1,054 793,340 795,886 Real estate – mortgage – residential (1-4 family) first mortgages 8,739 20 — 3,720 1,032,688 1,045,167 Real estate – mortgage – home equity loans / lines of credit 891 36 — 807 327,614 329,348 Real estate – mortgage – commercial and other 2,294 — — 15,216 3,217,439 3,234,949 Consumer loans 103 134 — 91 56,494 56,822 Total $ 13,908 295 — 33,460 6,017,963 6,065,626 Unamortized net deferred loan fees (928) Total loans $ 6,064,698 The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2021. ($ in thousands) Accruing Accruing Accruing Nonaccrual Accruing Total Loans Commercial, financial, and agricultural $ 377 93 — 12,152 636,375 648,997 Real estate – construction, land development & other land loans 4,046 — 286 632 823,585 828,549 Real estate – mortgage – residential (1-4 family) first mortgages 6,571 1,488 — 4,898 1,009,009 1,021,966 Real estate – mortgage – home equity loans / lines of credit 489 124 718 694 329,907 331,932 Real estate – mortgage – commercial and other 164 1,496 — 16,231 3,176,846 3,194,737 Consumer loans 116 62 — 89 56,971 57,238 Total $ 11,763 3,263 1,004 34,696 6,032,693 6,083,419 Unamortized net deferred loan fees (1,704) Total loans $ 6,081,715
Analysis of Collateral-Dependent Loans	The following table presents an analysis of collateral-dependent loans of the Company as of March 31, 2022. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 9,508 — — 9,508 Real estate – construction, land development & other land loans — — 928 — 928 Real estate – mortgage – residential (1-4 family) first mortgages 161 — — — 161 Real estate – mortgage – commercial and other — — — 11,081 11,081 Total $ 161 9,508 928 11,081 21,678 The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2021. ($ in thousands) Residential Property Business Assets Land Commercial Property Total Collateral-Dependent Loans Commercial, financial, and agricultural $ — 7,886 — — 7,886 Real estate – construction, land development & other land loans — — 533 — 533 Real estate – mortgage – residential (1-4 family) first mortgages 871 — — — 871 Real estate – mortgage – commercial and other — — — 10,743 10,743 Total $ 871 7,886 533 10,743 20,033
Schedule of Allowance for Loan Losses	The following table presents the activity in the Allowance for Credit Losses ("ACL") on loans for each of the periods indicated. ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2022 Beginning balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 Charge-offs (790) — — (41) (45) (167) — (1,043) Recoveries 247 137 4 233 155 47 — 823 Provisions / (Reversals) 307 (599) (531) (2,455) 6,875 (97) — 3,500 Ending balance $ 16,013 16,057 8,159 2,074 37,327 2,439 — 82,069 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the year ended December 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Allowance for acquired PCD loans 2,917 165 222 92 1,489 10 — 4,895 Charge-offs (3,722) (245) (273) (400) (2,295) (667) — (7,602) Recoveries 1,744 948 761 578 533 358 — 4,922 Provisions/(Reversals) 927 4,156 (2,656) (888) 7,269 803 — 9,611 Ending balance $ 16,249 16,519 8,686 4,337 30,342 2,656 — 78,789 ($ in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Consumer Loans Unallocated Total As of and for the three months ended March 31, 2021 Beginning balance $ 11,316 5,355 8,048 2,375 23,603 1,478 213 52,388 Adjustment for implementation of CECL 3,067 6,140 2,584 2,580 (257) 674 (213) 14,575 Charge-offs (1,438) (66) (38) (131) (510) (134) — (2,317) Recoveries 514 294 87 11 262 35 — 1,203 Provisions/(Reversals) 147 (1,589) (1,685) (526) 3,409 244 — — Ending balance $ 13,606 10,134 8,996 4,309 26,507 2,297 — 65,849 The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the three months ended March 31, 2022. ($ in thousands) Total Allowance for Credit Losses - Unfunded Loan Commitments Beginning balance at December 31, 2021 $ 13,506 Charge-offs — Recoveries — Reversal of provision for unfunded commitments (1,500) Ending balance at March 31, 2022 $ 12,006
Schedule of Recorded Investment in Loans by Credit Quality Indicators	The following describes the Company’s internal risk grades in ascending order of likelihood of loss: Risk Grade Description Pass: 1 Loans with virtually no risk, including cash secured loans. 2 Loans with documented significant overall financial strength. These loans have minimum chance of loss due to the presence of multiple sources of repayment – each clearly sufficient to satisfy the obligation. 3 Loans with documented satisfactory overall financial strength. These loans have a low loss potential due to presence of at least two clearly identified sources of repayment – each of which is sufficient to satisfy the obligation under the present circumstances. 4 Loans to borrowers with acceptable financial condition. These loans could have signs of minor operational weaknesses, lack of adequate financial information, or loans supported by collateral with questionable value or marketability. 5 Loans that represent above average risk due to minor weaknesses and warrant closer scrutiny by management. Collateral is generally required and felt to provide reasonable coverage with realizable liquidation values in normal circumstances. Repayment performance is satisfactory. P Consumer loans (<$500,000) that are of satisfactory credit quality with borrowers who exhibit good personal credit history, average personal financial strength and moderate debt levels. These loans generally conform to Bank policy, but may include approved mitigated exceptions to the guidelines. Special Mention: 6 Existing loans with defined weaknesses in primary source of repayment that, if not corrected, could cause a loss to the Bank. Classified: 7 An existing loan inadequately protected by the current sound net worth and paying capacity of the obligor or the collateral pledged, if any. These loans have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. 8 Loans that have a well-defined weakness that make the collection or liquidation in full highly questionable and improbable. Loss appears imminent, but the exact amount and timing is uncertain. 9 Loans that are considered uncollectible and are in the process of being charged-off. This grade is a temporary grade assigned for administrative purposes until the charge-off is completed. F Consumer loans (<$500,000) with a well-defined weakness, such as exceptions of any kind with no mitigating factors, history of paying outside the terms of the note, insufficient income to support the current level of debt, etc. In the tables that follow, substantially all of the "Classified Loans" have grades of 7 or Fail, with those categories having similar levels of risk. The amount of revolving lines of credit that converted to term loans during the period was immaterial. The tables below present the Company’s recorded investment in loans by credit quality indicators by year of origination or renewal as of the periods indicated. Acquired loans are presented in the year originated, not in the year of acquisition. Term Loans by Year of Origination ($ in thousands) 2022 2021 2020 2019 2018 Prior Revolving Total As of March 31, 2022 Commercial, financial, and agricultural Pass $ 35,980 177,169 105,179 66,635 62,972 29,478 105,225 582,638 Special Mention — 125 399 621 2,633 216 2,504 6,498 Classified 119 2,454 1,417 2,136 6,908 577 707 14,318 Total commercial, financial, and agricultural 36,099 179,748 106,995 69,392 72,513 30,271 108,436 603,454 Real estate – construction, land development & other land loans Pass 113,568 488,287 94,674 59,914 9,256 12,619 9,836 788,154 Special Mention — 38 726 4,117 107 98 5 5,091 Classified 1,416 148 45 944 71 17 — 2,641 Total real estate – construction, land development & other land loans 114,984 488,473 95,445 64,975 9,434 12,734 9,841 795,886 Real estate – mortgage – residential (1-4 family) first mortgages Pass 53,280 277,391 206,074 114,970 76,281 290,677 8,318 1,026,991 Special Mention — 512 448 328 201 3,331 96 4,916 Classified 136 391 480 895 940 9,410 1,008 13,260 Total real estate – mortgage – residential (1-4 family) first mortgages 53,416 278,294 207,002 116,193 77,422 303,418 9,422 1,045,167 Real estate – mortgage – home equity loans / lines of credit Pass 306 2,258 410 299 1,254 2,244 315,092 321,863 Special Mention 48 187 — — — 18 1,112 1,365 Classified 18 163 96 75 — 327 5,441 6,120 Total real estate – mortgage – home equity loans / lines of credit 372 2,608 506 374 1,254 2,589 321,645 329,348 Real estate – mortgage – commercial and other Pass 275,364 1,315,875 716,571 307,705 184,889 337,011 57,982 3,195,397 Special Mention 521 2,042 4,737 4,849 3,708 3,103 1,340 20,300 Classified 124 4,979 249 2,953 5,910 4,832 205 19,252 Total real estate – mortgage – commercial and other 276,009 1,322,896 721,557 315,507 194,507 344,946 59,527 3,234,949 Consumer loans Pass 5,115 29,404 6,453 2,313 1,407 923 10,998 56,613 Special Mention — — — — — — — — Classified — 141 11 1 — 17 39 209 Total consumer loans 5,115 29,545 6,464 2,314 1,407 940 11,037 56,822 Total $ 485,995 2,301,564 1,137,969 568,755 356,537 694,898 519,908 6,065,626 Unamortized net deferred loan fees (928) Total loans 6,064,698 Term Loans by Year of Origination ($ in thousands) 2021 2020 2019 2018 2017 Prior Revolving Total As of December 31, 2021 Commercial, financial, and agricultural Pass $ 204,945 138,540 71,369 66,645 16,009 17,492 112,933 627,933 Special Mention 225 1,255 1,313 2,729 225 9 2,348 8,104 Classified 1,609 793 1,703 7,096 511 96 1,152 12,960 Total commercial, financial, and agricultural 206,779 140,588 74,385 76,470 16,745 17,597 116,433 648,997 Real estate – construction, land development & other land loans Pass 573,613 133,888 69,066 12,455 9,764 8,190 13,737 820,713 Special Mention 41 737 5,095 110 104 2 9 6,098 Classified 1,541 49 47 83 14 4 — 1,738 Total real estate – construction, land development & other land loans 575,195 134,674 74,208 12,648 9,882 8,196 13,746 828,549 Real estate – mortgage – residential (1-4 family) first mortgages Pass 241,619 224,617 120,097 82,531 86,074 234,950 11,051 1,000,939 Special Mention 888 615 516 229 323 3,237 94 5,902 Classified 419 156 535 1,185 653 11,246 931 15,125 Total real estate – mortgage – residential (1-4 family) first mortgages 242,926 225,388 121,148 83,945 87,050 249,433 12,076 1,021,966 Real estate – mortgage – home equity loans / lines of credit Pass 3,111 498 439 1,304 245 1,649 317,319 324,565 Special Mention 194 — 15 — — 19 1,341 1,569 Classified 75 97 71 — — 607 4,948 5,798 Total real estate – mortgage – home equity loans / lines of credit 3,380 595 525 1,304 245 2,275 323,608 331,932 Real estate – mortgage – commercial and other Pass 1,328,156 796,992 355,885 211,118 197,165 197,659 66,104 3,153,079 Special Mention 1,759 4,849 5,801 3,741 2,072 1,801 1,440 21,463 Classified 7,147 413 2,110 6,025 3,897 603 — 20,195 Total real estate – mortgage – commercial and other 1,337,062 802,254 363,796 220,884 203,134 200,063 67,544 3,194,737 Consumer loans Pass 14,960 25,431 2,965 1,722 673 525 10,810 57,086 Special Mention — 4 — — — — — 4 Classified — 73 — 8 — 25 42 148 Total consumer loans 14,960 25,508 2,965 1,730 673 550 10,852 57,238 Total $ 2,380,302 1,329,007 637,027 396,981 317,729 478,114 544,259 6,083,419 Unamortized net deferred loan fees (1,704) Total loans 6,081,715
Schedule of Information Related to Loans Modified in a Troubled Debt Restructuring	The following table presents information related to loans modified in a TDR during the three months ended March 31, 2022 and 2021. ($ in thousands) For the three months ended March 31, 2022 For the three months ended March 31, 2021 Number of Pre- Post- Number of Pre- Post- TDRs – Accruing Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other — — — 1 160 160 TDRs – Nonaccrual Commercial, financial, and agricultural 1 41 41 1 111 108 Real estate – mortgage – residential (1-4 family) first mortgages 1 36 36 — — — Real estate – mortgage – commercial and other 1 540 540 — — — Total TDRs arising during period 4 $ 653 $ 653 2 $ 271 $ 268

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill	The following is a summary of the gross carrying amount and accumulated amortization of amortizable intangible assets as of March 31, 2022 and December 31, 2021, and the carrying amount of unamortized intangible assets as of those same dates. March 31, 2022 December 31, 2021 ($ in thousands) Gross Carrying Accumulated Gross Carrying Accumulated Amortizable intangible assets: Customer lists $ 2,700 1,501 2,700 1,386 Core deposit intangibles 29,050 18,972 29,050 18,076 SBA servicing assets 12,677 7,086 11,932 6,460 Other 100 40 100 33 Total $ 44,527 27,599 43,782 25,955 Unamortizable intangible assets: Goodwill $ 364,263 364,263
Schedule of the Estimated Amortization Expense	The following table presents the estimated amortization expense schedule related to acquisition-related amortizable intangible assets. These amounts will be recorded as "Intangibles amortization expense" within the noninterest expense section of the Consolidated Statements of Income. These estimates are subject to change in future periods to the extent management determines it is necessary to make adjustments to the carrying value or estimated useful lives of amortized intangible assets. ($ in thousands) Estimated Amortization April 1, 2022 to December 31, 2022 $ 2,666 2023 2,545 2024 1,718 2025 1,358 2026 962 Thereafter 2,088 Total $ 11,337

Borrowings (Tables)

Borrowings (Tables)	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
Schedule of Debt	The following tables present information regarding the Company’s outstanding borrowings at March 31, 2022 and December 31, 2021 (dollars are in thousands): Description Due date Call Feature March 31, 2022 Interest Rate FHLB Principal Reducing Credit 7/24/2023 None $ 68 1.00% fixed FHLB Principal Reducing Credit 12/22/2023 None 942 1.25% fixed FHLB Principal Reducing Credit 6/26/2028 None 222 0.25% fixed FHLB Principal Reducing Credit 7/17/2028 None 42 0.00% fixed FHLB Principal Reducing Credit 8/18/2028 None 164 1.00% fixed FHLB Principal Reducing Credit 8/22/2028 None 164 1.00% fixed FHLB Principal Reducing Credit 12/20/2028 None 339 0.50% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 20,620 3.00% at 03/31/22 adjustable rate 3 month LIBOR + 2.70% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 2.22% at 03/31/22 adjustable rate 3 month LIBOR + 1.39% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 2.24% at 03/31/22 adjustable rate 3 month LIBOR + 2.00% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 3.08% at 03/31/22 adjustable rate 3 month LIBOR + 2.15% Total borrowings / weighted average rate as of March 31, 2022 $ 71,017 2.56% Unamortized discount on acquired borrowings (3,602) Total borrowings $ 67,415 Description Due date Call Feature December 31, 2021 Interest Rate FHLB Principal Reducing Credit 7/24/2023 None $ 79 1.00% fixed FHLB Principal Reducing Credit 12/22/2023 None 952 1.25% fixed FHLB Principal Reducing Credit 6/26/2028 None 225 0.25% fixed FHLB Principal Reducing Credit 7/17/2028 None 44 0.00% fixed FHLB Principal Reducing Credit 8/18/2028 None 166 1.00% fixed FHLB Principal Reducing Credit 8/22/2028 None 166 1.00% fixed FHLB Principal Reducing Credit 12/20/2028 None 342 0.50% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 20,620 2.83% at 12/31/21 adjustable rate 3 month LIBOR + 2.70% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 1.59% at 12/31/21 adjustable rate 3 month LIBOR + 1.39% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 2.12% at 12/31/21 adjustable rate 3 month LIBOR + 2.00% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 2.72% at 12/31/21 adjustable rate 3 month LIBOR + 2.15% Total borrowings / weighted average rate as of December 31, 2021 $ 71,050 2.24% Unamortized discount on acquired borrowings (3,664) Total borrowings $ 67,386

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Lessee Disclosure [Abstract]
Schedule of Estimated Lease Payments	Future undiscounted lease payments for operating leases with initial terms of one year or more as of March 31, 2022 are as follows. ($ in thousands) April 1, 2022 to December 31, 2022 $ 1,747 2023 2,360 2024 2,163 2025 1,706 2026 1,685 Thereafter 19,988 Total undiscounted lease payments 29,649 Less effect of discounting (8,746) Present value of estimated lease payments (lease liability) $ 20,903

Pension Plans (Tables)

Pension Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Schedule of the Components of Pension Costs	The following table contains the components of the pension cost. For the Three Months Ended March 31, ($ in thousands) 2022 Pension Plan 2021 Pension Plan 2022 SERP 2021 SERP 2022 Total Both Plans 2021 Total Both Plans Service cost $ — — — — — — Interest cost 267 306 28 39 295 345 Expected return on plan assets (288) (325) — — (288) (325) Amortization of net (gain)/loss 180 210 (136) (39) 44 171 Net periodic pension cost $ 159 191 (108) — 51 191

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Financial Instruments Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at March 31, 2022. ($ in thousands) Description of Financial Instruments Fair Value at March 31, 2022 Quoted Prices in Significant Other Significant Recurring Securities available for sale: US Treasury $ 149,391 — 149,391 — Government-sponsored enterprise securities 64,168 — 64,168 — Mortgage-backed securities 2,425,911 — 2,425,911 — Corporate bonds 45,578 — 45,578 — Total available for sale securities $ 2,685,048 — 2,685,048 — Presold mortgages in process of settlement $ 5,672 5,672 — — Nonrecurring Individually evaluated loans $ 12,590 — — 12,590 The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at December 31, 2021. ($ in thousands) Description of Financial Instruments Fair Value at December 31, 2021 Quoted Prices in Significant Other Significant Recurring Securities available for sale: Government-sponsored enterprise securities $ 69,179 — 69,179 — Mortgage-backed securities 2,514,805 — 2,514,805 — Corporate bonds 46,430 — 46,430 — Total available for sale securities $ 2,630,414 — 2,630,414 — Presold mortgages in process of settlement $ 19,257 19,257 — — Nonrecurring Individually evaluated loans $ 11,583 — — 11,583 Foreclosed real estate 364 — — 364
Schedule of Significant Unobservable Inputs	For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of March 31, 2022, the significant unobservable inputs used in the fair value measurements were as follows: ($ in thousands) Fair Value at March 31, 2022 Valuation Significant Unobservable Range (Weighted Average) Individually evaluated loans - collateral-dependent $ 6,909 Appraised value Discounts applied for estimated costs to sell 10% Individually evaluated loans - cash-flow dependent 5,681 PV of expected cash flows Discount rates used in the calculation of the present value ("PV") of expected cash flows 4%-11% (6.50%) For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: ($ in thousands) Fair Value at December 31, 2021 Valuation Significant Unobservable Range (Weighted Average) Individually evaluated loans - collateral-dependent $ 7,326 Appraised value Discounts applied for estimated costs to sell 10% Individually evaluated loans - cash-flow dependent 4,257 PV of expected cash flows Discount rates used in the calculation of PV of expected cash flows 4%-11% (6.22%) Foreclosed real estate 364 Appraised value Discounts applied for estimated costs to sell 10%
Schedule of the Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not carried at fair value at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 ($ in thousands) Level in Fair Carrying Estimated Carrying Estimated Cash and due from banks, noninterest-bearing Level 1 $ 124,785 124,785 128,228 128,228 Due from banks, interest-bearing Level 1 440,974 440,974 332,934 332,934 Securities held to maturity Level 2 546,090 492,307 513,825 511,699 SBA and other loans held for sale Level 2 3,630 4,010 61,003 62,044 Total loans, net of allowance Level 3 5,982,629 5,957,829 6,002,926 5,990,235 Accrued interest receivable Level 1 24,728 24,728 25,896 25,896 Bank-owned life insurance Level 1 164,273 164,273 165,786 165,786 SBA Servicing Asset Level 3 5,591 5,667 5,472 5,546 Deposits Level 2 9,385,147 9,382,240 9,124,629 9,124,701 Borrowings Level 2 67,415 59,593 67,386 61,295 Accrued interest payable Level 2 576 576 607 607

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
Schedule of Outstanding Restricted Stock	The following table presents information regarding the activity for the first three months of 2022 related to the Company’s outstanding restricted stock awards: Long-Term Restricted Stock Awards Number of Units Weighted-Average Nonvested at January 1, 2022 206,331 $ 35.25 Granted during the period 20,494 45.88 Vested during the period (6,997) 36.05 Forfeited or expired during the period (7,115) 31.50 Nonvested at March 31, 2022 212,713 $ 36.33

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule of Reconciliation of the Numerators and Denominators Used in Computing Basic and Diluted Earnings Per Common Share	The following is a reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share ("EPS"): For the Three Months Ended March 31, 2022 2021 ($ in thousands except per Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 33,969 $ 28,194 Less: income allocated to participating securities (198) (178) Basic EPS per common share $ 33,771 35,433,739 $ 0.95 $ 28,016 28,357,809 $ 0.99 Diluted EPS: Net income $ 33,969 35,433,739 $ 28,194 28,357,809 Effect of Dilutive Securities — 207,239 — 180,044 Diluted EPS per common share $ 33,969 35,640,978 $ 0.95 $ 28,194 28,537,853 $ 0.99

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The components of accumulated other comprehensive loss for the Company are as follows: ($ in thousands) March 31, 2022 December 31, 2021 Unrealized loss on securities available for sale $ (213,862) (32,067) Deferred tax asset 49,145 7,369 Net unrealized loss on securities available for sale (164,717) (24,698) Postretirement plans liability (309) (353) Deferred tax asset 71 81 Net postretirement plans liability (238) (272) Total accumulated other comprehensive loss $ (164,955) (24,970) The following table discloses the changes in accumulated other comprehensive loss for the three months ended March 31, 2022 (all amounts are net of tax). ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance at January 1, 2022 $ (24,698) (272) (24,970) Other comprehensive loss before reclassifications (140,019) — (140,019) Amounts reclassified from accumulated other comprehensive income — 34 34 Net current-period other comprehensive (loss) income (140,019) 34 (139,985) Ending balance at March 31, 2022 $ (164,717) (238) (164,955) The following table discloses the changes in accumulated other comprehensive income (loss) for the three months ended March 31, 2021 (all amounts are net of tax). ($ in thousands) Unrealized Gain Postretirement Plans Asset Total Beginning balance at January 1, 2021 $ 15,749 (1,399) 14,350 Other comprehensive loss before reclassifications (18,666) — (18,666) Amounts reclassified from accumulated other comprehensive income — 131 131 Net current-period other comprehensive (loss) income (18,666) 131 (18,535) Ending balance at March 31, 2021 $ (2,917) (1,268) (4,185)

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	3 Months Ended
	Mar. 31, 2022
Revenue from Contract with Customer [Abstract]
Schedule of Noninterest Income	The following table presents the Company’s sources of noninterest income for the three months ended March 31, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. For the Three Months Ended ($ in thousands) March 31, 2022 March 31, 2021 Noninterest Income: In-scope of ASC 606: Service charges on deposit accounts: $ 3,541 2,733 Other service charges, commissions, and fees: Interchange income 4,711 3,524 Other service charges and fees 2,263 1,998 Commissions from sales of insurance and financial products: Insurance income — 1,326 Wealth management income 945 864 SBA consulting fees 780 2,764 Noninterest income (in-scope of ASC 606) 12,240 13,209 Noninterest income (out-of-scope of ASC 606) 7,011 7,460 Total noninterest income $ 19,251 20,669

Securities (Summary of Book Val

Securities (Summary of Book Values and Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value
Amortized Cost	$ 2,898,910	$ 2,662,481
Fair Value	2,685,048	2,630,414
Unrealized Gains	716	10,595
Unrealized (Losses)	(214,578)	(42,662)
Securities held to maturity:
Amortized Cost	546,090	513,825
Fair Value	492,307	511,699
Unrealized Gains	20	3,540
Unrealized (Losses)	(53,803)	(5,666)
US Treasuries
Fair Value
Amortized Cost	149,534	0
Fair Value	149,391	0
Unrealized Gains	0	0
Unrealized (Losses)	(143)	0
Government-sponsored enterprise securities
Fair Value
Amortized Cost	71,953	71,951
Fair Value	64,168	69,179
Unrealized Gains	0	0
Unrealized (Losses)	(7,785)	(2,772)
Mortgage-backed securities
Fair Value
Amortized Cost	2,632,054	2,545,150
Fair Value	2,425,911	2,514,805
Unrealized Gains	349	9,489
Unrealized (Losses)	(206,492)	(39,834)
Securities held to maturity:
Amortized Cost	18,662	20,260
Fair Value	18,513	20,845
Unrealized Gains	1	585
Unrealized (Losses)	(150)	0
Corporate bonds
Fair Value
Amortized Cost	45,369	45,380
Fair Value	45,578	46,430
Unrealized Gains	367	1,106
Unrealized (Losses)	(158)	(56)
State and local governments
Securities held to maturity:
Amortized Cost	527,428	493,565
Fair Value	473,794	490,854
Unrealized Gains	19	2,955
Unrealized (Losses)	$ (53,653)	$ (5,666)

Securities (Narrative) (Details

Securities (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022USD ($)security$ / sharesshares	Dec. 31, 2021USD ($)security
Debt and Equity Securities, FV-NI [Line Items]
Private mortgage-backed security fair value	$ 900,000	$ 900,000
Number of securities held in an unrealized loss position | security	600	371
Investment securities, pledged as collateral for public deposits	$ 852,800,000	$ 951,400,000
FHLB stock and FRB stock, cost	32,200,000	22,300,000
FHLB, cost	5,300,000	4,600,000
FRB stock	$ 26,800,000	$ 17,800,000
Visa, Inc | Common Class B
Debt and Equity Securities, FV-NI [Line Items]
Stock owned (in shares) | shares	12,356
Carrying value of shares	$ 0
Visa, Inc | Common Class A
Debt and Equity Securities, FV-NI [Line Items]
Conversion price (in dollars per share) | $ / shares	$ 1.62
Conversion of stock (in shares) | shares	19,993

Securities - Schedule of Inform

Securities - Schedule of Information Regarding Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, AFS and HTM	$ 2,271,122	$ 2,023,736
Unrealized Losses, AFS and HTM	182,246	30,297
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, AFS and HTM	791,655	487,570
Unrealized Losses, AFS and HTM	86,135	18,031
Total
Fair Value, AFS and HTM	3,062,777	2,511,306
Unrealized Losses, AFS and HTM	268,381	48,328
US Treasuries
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, AFS	149,391
Unrealized Losses, AFS	143
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, AFS	0
Unrealized Losses, AFS	0
Total
Fair Value, AFS	149,391
Unrealized Losses, AFS	143
Government-sponsored enterprise securities
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, AFS	19,855	21,436
Unrealized Losses, AFS	2,104	522
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, AFS	44,313	47,743
Unrealized Losses, AFS	5,681	2,250
Total
Fair Value, AFS	64,168	69,179
Unrealized Losses, AFS	7,785	2,772
Mortgage-backed securities
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, AFS and HTM	1,656,529	1,773,022
Unrealized Losses, AFS and HTM	133,422	25,977
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, AFS and HTM	705,932	404,484
Unrealized Losses, AFS and HTM	73,220	13,857
Total
Fair Value, AFS and HTM	2,362,461	2,177,506
Unrealized Losses, AFS and HTM	206,642	39,834
Corporate bonds
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, AFS	13,914	999
Unrealized Losses, AFS	86	1
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, AFS	928	945
Unrealized Losses, AFS	72	55
Total
Fair Value, AFS	14,842	1,944
Unrealized Losses, AFS	158	56
State and local governments
Securities in an Unrealized Loss Position for Less than 12 Months
Fair Value, HTM	431,433	228,279
Unrealized Losses, HTM	46,491	3,797
Securities in an Unrealized Loss Position for More than 12 Months
Fair Value, HTM	40,482	34,398
Unrealized Losses, HTM	7,162	1,869
Total
Fair Value, HTM	471,915	262,677
Unrealized Losses, HTM	$ 53,653	$ 5,666

Securities - Schedule of Book V

Securities - Schedule of Book Values and Fair Values of Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost
Due within one year	$ 26,102
Due after one year but within five years	152,051
Due after five years but within ten years	87,703
Due after ten years	1,000
Mortgage-backed securities	2,632,054
Amortized Cost	2,898,910	$ 2,662,481
Fair Value
Due within one year	26,381
Due after one year but within five years	151,996
Due after five years but within ten years	79,832
Due after ten years	928
Mortgage-backed securities	2,425,911
Total securities	2,685,048	2,630,414
Amortized Cost
Due within one year	436
Due after one year but within five years	0
Due after five years but within ten years	17,141
Due after ten years	509,851
Mortgage-backed securities	18,662
Amortized Cost	546,090	513,825
Fair Value
Due within one year	440
Due after one year but within five years	0
Due after five years but within ten years	15,988
Due after ten years	457,366
Mortgage-backed securities	18,513
Total securities	$ 492,307	$ 511,699

Loans, Allowance for Credit L_3

Loans, Allowance for Credit Losses, and Asset Quality Information - Summary of Major Categories of Total Loans Outstanding (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 6,065,626	$ 6,083,419
Unamortized net deferred loan fees	(928)	(1,704)
Total loans	$ 6,064,698	$ 6,081,715
Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	100.00%	100.00%
Total non-PPP SBA loans included in the table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 159,960	$ 171,149
Guaranteed portions of non-PPP SBA loans included in table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	33,024	48,377
Unguaranteed portions of non-PPP SBA loans included in table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	126,936	122,772
Sold portions of SBA loans with servicing retained - not included in tables above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	426,601	414,240
Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 603,454	$ 648,997
Commercial, financial, and agricultural | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	10.00%	11.00%
Real estate, commercial | Real estate – construction, land development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 795,886	$ 828,549
Real estate, commercial | Real estate – construction, land development & other land loans | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	13.00%	13.00%
Real estate, commercial | Real estate – mortgage – commercial and other
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 3,234,949	$ 3,194,737
Real estate, commercial | Real estate – mortgage – commercial and other | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	53.00%	53.00%
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,045,167	$ 1,021,966
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	17.00%	17.00%
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 329,348	$ 331,932
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	6.00%	5.00%
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 56,822	$ 57,238
Consumer loans | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	1.00%	1.00%

Loans, Allowance for Credit L_4

Loans, Allowance for Credit Losses, and Asset Quality Information - Narrative (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2022USD ($)loan	Dec. 31, 2021USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loans and Leases Receivable Disclosure [Line Items]
PPP loans	$ 15,600,000	$ 39,000,000
Unamortized net deferred loan fees	928,000	1,704,000
Total loans	6,064,698,000	6,081,715,000
Loans pledged as collateral	5,400,000,000	4,300,000,000
Unamortized discount on acquired loans	15,600,000	17,200,000
Interest income on nonaccrual loans	0	0
Net book balance of individually evaluated loans on nonaccrual, threshold amount for designation as collateral dependent loans	350,000
Allowance for credit losses on loans	$ 82,069,000	78,789,000	$ 65,849,000	$ 52,388,000
Troubled Debt Restructuring
Loans and Leases Receivable Disclosure [Line Items]
Number of loans modified as TDR with commitments to lend funds | loan	2
Commitment value for loans modified as TDR		0
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	$ 2,439,000	2,656,000	2,297,000	1,478,000
Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	$ 16,013,000	16,249,000	$ 13,606,000	$ 11,316,000
Real Estate
Loans and Leases Receivable Disclosure [Line Items]
Threshold percentage to write-off nonaccrual loans	90.00%
Real Estate | Receivable Benchmark | Collateral Type Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Concentration risk percentage	89.00%
Hotel | Minimum
Loans and Leases Receivable Disclosure [Line Items]
Threshold percentage to write-off nonaccrual loans	10.00%
Hotel | Maximum
Loans and Leases Receivable Disclosure [Line Items]
Threshold percentage to write-off nonaccrual loans	25.00%
Non Real Estate
Loans and Leases Receivable Disclosure [Line Items]
Threshold percentage to write-off nonaccrual loans	75.00%
Officers and Directors
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 5,800,000
Due from related parties	6,500,000	600,000
Advances to related parties	36,000
Repayments received from related parties	21,000
Credit Card Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 38,800,000	37,900,000
Credit Card Loans | Receivable Benchmark | Receivable Type Concentration Risk | Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Concentration risk percentage	57.00%
Credit Card Loans | Receivable Benchmark | Receivable Type Concentration Risk | Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Concentration risk percentage	43.00%
Residential Mortgage Loans
Loans and Leases Receivable Disclosure [Line Items]
Presold mortgages in process of settlement	$ 1,000,000	1,500,000
Unfunded Loan Commitment
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	12,006,000	13,506,000
SBA PPP loans
Loans and Leases Receivable Disclosure [Line Items]
Unamortized net deferred loan fees	1,300,000	2,600,000
SBA Loans
Loans and Leases Receivable Disclosure [Line Items]
Remaining unaccreted discount	$ 5,900,000	$ 6,000,000

Loans, Allowance for Credit L_5

Loans, Allowance for Credit Losses, and Asset Quality Information - Summary of Nonperforming Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual loans	$ 33,460	$ 34,696
Total loans	6,064,698	6,081,715
Foreclosed properties	2,750	3,071
Nonperforming Financial Instruments
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual loans	33,460	34,696
TDRs - accruing	12,727	13,866
Accruing loans > 90 days past due	0	1,004
Total loans	46,187	49,566
Foreclosed properties	2,750	3,071
Total nonperforming assets	$ 48,937	$ 52,637

Loans, Allowance for Credit L_6

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	$ 13,351	$ 12,948
Nonaccrual Loans with an Allowance	20,109	21,748
Total Nonaccrual Loans	33,460	34,696
Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	3,911	3,947
Nonaccrual Loans with an Allowance	8,661	8,205
Total Nonaccrual Loans	12,572	12,152
Real estate, commercial | Real estate – construction, land development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	928	495
Nonaccrual Loans with an Allowance	126	137
Total Nonaccrual Loans	1,054	632
Real estate, commercial | Real estate – mortgage – commercial and other
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	8,351	7,648
Nonaccrual Loans with an Allowance	6,865	8,583
Total Nonaccrual Loans	15,216	16,231
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	161	858
Nonaccrual Loans with an Allowance	3,559	4,040
Total Nonaccrual Loans	3,720	4,898
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	0
Nonaccrual Loans with an Allowance	807	694
Total Nonaccrual Loans	807	694
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	0
Nonaccrual Loans with an Allowance	91	89
Total Nonaccrual Loans	$ 91	$ 89

Loans, Allowance for Credit L_7

Loans, Allowance for Credit Losses, and Asset Quality Information - Accrued Interest Receivable Written Off (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	$ 132	$ 293	$ 699
Commercial, financial, and agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	8	64	195
Real estate, commercial | Real estate – construction, land development & other land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	12	0	6
Real estate, commercial | Real estate – mortgage – commercial and other
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	100	220	453
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	10	5	31
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	2	4	14
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	$ 0	$ 0	$ 0

Loans, Allowance for Credit L_8

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Analysis of Payment Status of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Loans	$ 6,064,698	$ 6,081,715
Nonaccrual loans	33,460	34,696
Unamortized net deferred loan fees	(928)	(1,704)
Total loans	6,065,626	6,083,419
Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	13,908	11,763
Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	295	3,263
Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	1,004
Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	6,017,963	6,032,693
Commercial, financial, and agricultural
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	12,572	12,152
Total loans	603,454	648,997
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	389	377
Commercial, financial, and agricultural | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	105	93
Commercial, financial, and agricultural | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Commercial, financial, and agricultural | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	590,388	636,375
Commercial, financial, and agricultural | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	603,454	648,997
Real estate, commercial | Real estate – construction, land development & other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	1,054	632
Total loans	795,886	828,549
Real estate, commercial | Real estate – construction, land development & other land loans | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,492	4,046
Real estate, commercial | Real estate – construction, land development & other land loans | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Real estate, commercial | Real estate – construction, land development & other land loans | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	286
Real estate, commercial | Real estate – construction, land development & other land loans | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	793,340	823,585
Real estate, commercial | Real estate – construction, land development & other land loans | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	795,886	828,549
Real estate, commercial | Real estate – mortgage – commercial and other
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	15,216	16,231
Total loans	3,234,949	3,194,737
Real estate, commercial | Real estate – mortgage – commercial and other | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,294	164
Real estate, commercial | Real estate – mortgage – commercial and other | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	1,496
Real estate, commercial | Real estate – mortgage – commercial and other | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Real estate, commercial | Real estate – mortgage – commercial and other | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	3,217,439	3,176,846
Real estate, commercial | Real estate – mortgage – commercial and other | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	3,234,949	3,194,737
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	3,720	4,898
Total loans	1,045,167	1,021,966
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	8,739	6,571
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	20	1,488
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	1,032,688	1,009,009
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	1,045,167	1,021,966
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	807	694
Total loans	329,348	331,932
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	891	489
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	36	124
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	718
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	327,614	329,907
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	329,348	331,932
Consumer loans
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	91	89
Total loans	56,822	57,238
Consumer loans | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	103	116
Consumer loans | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	134	62
Consumer loans | Accruing 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Consumer loans | Accruing Current
Financing Receivable, Past Due [Line Items]
Loans	56,494	56,971
Consumer loans | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total loans	$ 56,822	$ 57,238

Loans, Allowance for Credit L_9

Loans, Allowance for Credit Losses, and Asset Quality Information - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 21,678	$ 20,033
Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 0	$ 0

Loans, Allowance for Credit _10

Loans, Allowance for Credit Losses, and Asset Quality Information - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 21,678	$ 20,033
Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	9,508	7,886
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Commercial, financial, and agricultural | Accruing 30-59 Days Past Due | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	928	533
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – construction, land development & other land loans | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Real estate – mortgage – commercial and other | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	11,081	10,743
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	161	871
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Land
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, mortgage | Accruing 30-59 Days Past Due | Real estate – mortgage – residential (1-4 family) first mortgages | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 0	$ 0

Loans, Allowance for Credit _11

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Activity in Allowance for Loan Losses for Loans (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 78,789	$ 52,388	$ 52,388
Allowance for acquired PCD loans			4,895
Charge-offs	(1,043)	(2,317)	(7,602)
Recoveries	823	1,203	4,922
Provisions/(Reversals)	3,500	0	9,611
Ending balance	82,069	65,849	78,789
Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		14,575	14,575
Commercial, financial, and agricultural
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	16,249	11,316	11,316
Allowance for acquired PCD loans			2,917
Charge-offs	(790)	(1,438)	(3,722)
Recoveries	247	514	1,744
Provisions/(Reversals)	307	147	927
Ending balance	16,013	13,606	16,249
Commercial, financial, and agricultural | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		3,067	3,067
Real estate, commercial | Real estate – construction, land development & other land loans
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	16,519	5,355	5,355
Allowance for acquired PCD loans			165
Charge-offs	0	(66)	(245)
Recoveries	137	294	948
Provisions/(Reversals)	(599)	(1,589)	4,156
Ending balance	16,057	10,134	16,519
Real estate, commercial | Real estate – construction, land development & other land loans | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		6,140	6,140
Real estate, commercial | Real estate – mortgage – commercial and other
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	30,342	23,603	23,603
Allowance for acquired PCD loans			1,489
Charge-offs	(45)	(510)	(2,295)
Recoveries	155	262	533
Provisions/(Reversals)	6,875	3,409	7,269
Ending balance	37,327	26,507	30,342
Real estate, commercial | Real estate – mortgage – commercial and other | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		(257)	(257)
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	8,686	8,048	8,048
Allowance for acquired PCD loans			222
Charge-offs	0	(38)	(273)
Recoveries	4	87	761
Provisions/(Reversals)	(531)	(1,685)	(2,656)
Ending balance	8,159	8,996	8,686
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		2,584	2,584
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	4,337	2,375	2,375
Allowance for acquired PCD loans			92
Charge-offs	(41)	(131)	(400)
Recoveries	233	11	578
Provisions/(Reversals)	(2,455)	(526)	(888)
Ending balance	2,074	4,309	4,337
Real estate, mortgage | Real estate – mortgage – home equity loans / lines of credit | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		2,580	2,580
Consumer loans
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	2,656	1,478	1,478
Allowance for acquired PCD loans			10
Charge-offs	(167)	(134)	(667)
Recoveries	47	35	358
Provisions/(Reversals)	(97)	244	803
Ending balance	2,439	2,297	2,656
Consumer loans | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		674	674
Unallocated
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	0	213	213
Allowance for acquired PCD loans			0
Charge-offs	0	0	0
Recoveries	0	0	0
Provisions/(Reversals)	0	0	0
Ending balance	$ 0	0	0
Unallocated | Cumulative Effect, Period Of Adoption, Adjustment
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance		$ (213)	$ (213)

Loans, Allowance for Credit _12

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Recorded Investment in Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	$ 485,995	$ 2,380,302
Year two	2,301,564	1,329,007
Year three	1,137,969	637,027
Year four	568,755	396,981
Year five	356,537	317,729
Prior	694,898	478,114
Revolving	519,908	544,259
Total	6,065,626	6,083,419
Unamortized net deferred loan fees	(928)	(1,704)
Total loans	6,064,698	6,081,715
Commercial, financial, and agricultural
Financing Receivable, Credit Quality Indicator [Line Items]
Total	603,454	648,997
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	5,115	14,960
Year two	29,545	25,508
Year three	6,464	2,965
Year four	2,314	1,730
Year five	1,407	673
Prior	940	550
Revolving	11,037	10,852
Total	56,822	57,238
Commercial, financial, and agricultural
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	36,099	206,779
Year two	179,748	140,588
Year three	106,995	74,385
Year four	69,392	76,470
Year five	72,513	16,745
Prior	30,271	17,597
Revolving	108,436	116,433
Total	603,454	648,997
Real estate – construction, land development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	114,984	575,195
Year two	488,473	134,674
Year three	95,445	74,208
Year four	64,975	12,648
Year five	9,434	9,882
Prior	12,734	8,196
Revolving	9,841	13,746
Total	795,886	828,549
Real estate – mortgage – residential (1-4 family) first mortgages | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	53,416	242,926
Year two	278,294	225,388
Year three	207,002	121,148
Year four	116,193	83,945
Year five	77,422	87,050
Prior	303,418	249,433
Revolving	9,422	12,076
Total	1,045,167	1,021,966
Real estate – mortgage – home equity loans / lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	372	3,380
Year two	2,608	595
Year three	506	525
Year four	374	1,304
Year five	1,254	245
Prior	2,589	2,275
Revolving	321,645	323,608
Total	329,348	331,932
Real estate – mortgage – commercial and other | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	276,009	1,337,062
Year two	1,322,896	802,254
Year three	721,557	363,796
Year four	315,507	220,884
Year five	194,507	203,134
Prior	344,946	200,063
Revolving	59,527	67,544
Total	3,234,949	3,194,737
Pass [Member] | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	5,115	14,960
Year two	29,404	25,431
Year three	6,453	2,965
Year four	2,313	1,722
Year five	1,407	673
Prior	923	525
Revolving	10,998	10,810
Total	56,613	57,086
Pass [Member] | Commercial, financial, and agricultural
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	35,980	204,945
Year two	177,169	138,540
Year three	105,179	71,369
Year four	66,635	66,645
Year five	62,972	16,009
Prior	29,478	17,492
Revolving	105,225	112,933
Total	582,638	627,933
Pass [Member] | Real estate – construction, land development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	113,568	573,613
Year two	488,287	133,888
Year three	94,674	69,066
Year four	59,914	12,455
Year five	9,256	9,764
Prior	12,619	8,190
Revolving	9,836	13,737
Total	788,154	820,713
Pass [Member] | Real estate – mortgage – residential (1-4 family) first mortgages | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	53,280	241,619
Year two	277,391	224,617
Year three	206,074	120,097
Year four	114,970	82,531
Year five	76,281	86,074
Prior	290,677	234,950
Revolving	8,318	11,051
Total	1,026,991	1,000,939
Pass [Member] | Real estate – mortgage – home equity loans / lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	306	3,111
Year two	2,258	498
Year three	410	439
Year four	299	1,304
Year five	1,254	245
Prior	2,244	1,649
Revolving	315,092	317,319
Total	321,863	324,565
Pass [Member] | Real estate – mortgage – commercial and other | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	275,364	1,328,156
Year two	1,315,875	796,992
Year three	716,571	355,885
Year four	307,705	211,118
Year five	184,889	197,165
Prior	337,011	197,659
Revolving	57,982	66,104
Total	3,195,397	3,153,079
Special Mention | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	0	4
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving	0	0
Total	0	4
Special Mention | Commercial, financial, and agricultural
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	225
Year two	125	1,255
Year three	399	1,313
Year four	621	2,729
Year five	2,633	225
Prior	216	9
Revolving	2,504	2,348
Total	6,498	8,104
Special Mention | Real estate – construction, land development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	41
Year two	38	737
Year three	726	5,095
Year four	4,117	110
Year five	107	104
Prior	98	2
Revolving	5	9
Total	5,091	6,098
Special Mention | Real estate – mortgage – residential (1-4 family) first mortgages | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	888
Year two	512	615
Year three	448	516
Year four	328	229
Year five	201	323
Prior	3,331	3,237
Revolving	96	94
Total	4,916	5,902
Special Mention | Real estate – mortgage – home equity loans / lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	48	194
Year two	187	0
Year three	0	15
Year four	0	0
Year five	0	0
Prior	18	19
Revolving	1,112	1,341
Total	1,365	1,569
Special Mention | Real estate – mortgage – commercial and other | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	521	1,759
Year two	2,042	4,849
Year three	4,737	5,801
Year four	4,849	3,741
Year five	3,708	2,072
Prior	3,103	1,801
Revolving	1,340	1,440
Total	20,300	21,463
Classified | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	0	0
Year two	141	73
Year three	11	0
Year four	1	8
Year five	0	0
Prior	17	25
Revolving	39	42
Total	209	148
Classified | Commercial, financial, and agricultural
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	119	1,609
Year two	2,454	793
Year three	1,417	1,703
Year four	2,136	7,096
Year five	6,908	511
Prior	577	96
Revolving	707	1,152
Total	14,318	12,960
Classified | Real estate – construction, land development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	1,416	1,541
Year two	148	49
Year three	45	47
Year four	944	83
Year five	71	14
Prior	17	4
Revolving	0	0
Total	2,641	1,738
Classified | Real estate – mortgage – residential (1-4 family) first mortgages | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	136	419
Year two	391	156
Year three	480	535
Year four	895	1,185
Year five	940	653
Prior	9,410	11,246
Revolving	1,008	931
Total	13,260	15,125
Classified | Real estate – mortgage – home equity loans / lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	18	75
Year two	163	97
Year three	96	71
Year four	75	0
Year five	0	0
Prior	327	607
Revolving	5,441	4,948
Total	6,120	5,798
Classified | Real estate – mortgage – commercial and other | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	124	7,147
Year two	4,979	413
Year three	249	2,110
Year four	2,953	6,025
Year five	5,910	3,897
Prior	4,832	603
Revolving	205	0
Total	$ 19,252	$ 20,195

Loans, Allowance for Credit _13

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Information of Loans Modified in Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	4	2
Pre- Modification Restructured Balances	$ 653	$ 271
Post- Modification Restructured Balances	$ 653	$ 268
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | TDRs – Accruing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	1	0
Pre- Modification Restructured Balances	$ 36	$ 0
Post- Modification Restructured Balances	$ 36	$ 0
Real estate, mortgage | Real estate – mortgage – residential (1-4 family) first mortgages | TDRs – Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	1	0
Pre- Modification Restructured Balances	$ 36	$ 0
Post- Modification Restructured Balances	$ 36	$ 0
Real estate, commercial | Real estate – mortgage – commercial and other | TDRs – Accruing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	0	1
Pre- Modification Restructured Balances	$ 0	$ 160
Post- Modification Restructured Balances	$ 0	$ 160
Real estate, commercial | Real estate – mortgage – commercial and other | TDRs – Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	1	0
Pre- Modification Restructured Balances	$ 540	$ 0
Post- Modification Restructured Balances	$ 540	$ 0
Commercial, financial, and agricultural | TDRs – Nonaccrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | contract	1	1
Pre- Modification Restructured Balances	$ 41	$ 111
Post- Modification Restructured Balances	$ 41	$ 108

Loans, Allowance for Credit _14

Loans, Allowance for Credit Losses, and Asset Quality Information - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 78,789	$ 52,388	$ 52,388
Charge-offs	(1,043)	(2,317)	(7,602)
Recoveries	823	1,203	4,922
Reversal of provision for unfunded commitments	3,500	0	9,611
Ending balance	82,069	$ 65,849	78,789
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	13,506
Charge-offs	0
Recoveries	0
Reversal of provision for unfunded commitments	(1,500)
Ending balance	$ 12,006		$ 13,506

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Summary of the Gross Carrying Amount and Accumulated Amortization of Intangible Assets) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortizable intangible assets:
Gross Carrying Amount	$ 44,527	$ 43,782
Accumulated Amortization	27,599	25,955
Unamortizable intangible assets:
Goodwill	364,263	364,263
Customer lists
Amortizable intangible assets:
Gross Carrying Amount	2,700	2,700
Accumulated Amortization	1,501	1,386
Core deposit intangibles
Amortizable intangible assets:
Gross Carrying Amount	29,050	29,050
Accumulated Amortization	18,972	18,076
SBA servicing assets
Amortizable intangible assets:
Gross Carrying Amount	12,677	11,932
Accumulated Amortization	7,086	6,460
Other
Amortizable intangible assets:
Gross Carrying Amount	100	100
Accumulated Amortization	$ 40	$ 33

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Balance of servicing assets	$ 5,600
Servicing assets recorded	700	$ 600
Amortization of SBA servicing assets	626	470
SBA Servicing Asset	426,600		$ 414,200
Amortization of intangible assets	$ 1,017	$ 897

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets (Schedule of the Estimated Amortization Expense) (Details) $ in Thousands	Mar. 31, 2022USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
April 1, 2022 to December 31, 2022	$ 2,666
2023	2,545
2024	1,718
2025	1,358
2026	962
Thereafter	2,088
Total	$ 11,337

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Total borrowings, gross	$ 71,017	$ 71,050
Unamortized discount on acquired borrowings	(3,602)	(3,664)
Total borrowings	$ 67,415	$ 67,386
Weighted average interest rate	2.56%	2.24%
FHLB Principal Reducing Credit Due July 24, 2023
Debt Instrument [Line Items]
Total borrowings, gross	$ 68	$ 79
Fixed rate	1.00%	1.00%
FHLB Principal Reducing Credit Due December 22, 2023
Debt Instrument [Line Items]
Total borrowings, gross	$ 942	$ 952
Fixed rate	1.25%	1.25%
FHLB Principal Reducing Credit Due June 26, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 222	$ 225
Fixed rate	0.25%	0.25%
FHLB Principal Reducing Credit Due July 17, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 42	$ 44
Fixed rate	0.00%	0.00%
FHLB Principal Reducing Credit Due August 18, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 164	$ 166
Fixed rate	1.00%	1.00%
FHLB Principal Reducing Credit Due August 22, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 164	$ 166
Fixed rate	1.00%	1.00%
FHLB Principal Reducing Credit Due December 20, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 339	$ 342
Fixed rate	0.50%	0.50%
Trust Preferred Securities Due January 23, 2034
Debt Instrument [Line Items]
Total borrowings, gross	$ 20,620	$ 20,620
Weighted average interest rate	3.00%	2.83%
Trust Preferred Securities Due January 23, 2034 | Three-month LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	2.70%	2.70%
Trust Preferred Securities Due June 15, 2036
Debt Instrument [Line Items]
Total borrowings, gross	$ 25,774	$ 25,774
Weighted average interest rate	2.22%	1.59%
Trust Preferred Securities Due June 15, 2036 | Three-month LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	1.39%	1.39%
Trust Preferred Securities Due January 7, 2035
Debt Instrument [Line Items]
Total borrowings, gross	$ 10,310	$ 10,310
Weighted average interest rate	2.24%	2.12%
Trust Preferred Securities Due January 7, 2035 | Three-month LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	2.00%	2.00%
Trust Preferred Securities Due September 20, 2034
Debt Instrument [Line Items]
Total borrowings, gross	$ 12,372	$ 12,372
Weighted average interest rate	3.08%	2.72%
Trust Preferred Securities Due September 20, 2034 | Three-month LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	2.15%	2.15%

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)branchOffice	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Lessee, Lease, Description [Line Items]
Weighted average remaining lease term	19 years 4 months 24 days
Weighted average discount rate	2.88%
Total operating lease expense	$ 900	$ 700
Operating right-of-use lease assets	20,380		$ 20,719
Operating lease liabilities	$ 20,903		$ 21,192
Minimum
Lessee, Lease, Description [Line Items]
Option extension period	5 years
Maximum
Lessee, Lease, Description [Line Items]
Option extension period	10 years
Land and Building
Lessee, Lease, Description [Line Items]
Number of branch locations | branchOffice	17
Land
Lessee, Lease, Description [Line Items]
Number of branch locations | branchOffice	9

Leases (Schedule of Estimated L

Leases (Schedule of Estimated Lease Payments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Leases [Abstract]
April 1, 2022 to December 31, 2022	$ 1,747
2023	2,360
2024	2,163
2025	1,706
2026	1,685
Thereafter	19,988
Total undiscounted lease payments	29,649
Less effect of discounting	(8,746)
Present value of estimated lease payments (lease liability)	$ 20,903	$ 21,192

Pension Plans (Narrative) (Deta

Pension Plans (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022USD ($)plan	Mar. 31, 2021USD ($)
Retirement Benefits [Abstract]
Number of defined benefit plans | plan	2
Net periodic pension cost (income)	$ 51,000	$ 191,000
Contributions to plan	0
Expected contributions to plan	$ 0

Pension Plans (Components of Pe

Pension Plans (Components of Pension Cost) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 0	$ 0
Interest cost	295	345
Expected return on plan assets	(288)	(325)
Amortization of net (gain)/loss	44	171
Net periodic pension cost	51	191
Pension Plan
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0
Interest cost	267	306
Expected return on plan assets	(288)	(325)
Amortization of net (gain)/loss	180	210
Net periodic pension cost	159	191
SERP
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0
Interest cost	28	39
Expected return on plan assets	0	0
Amortization of net (gain)/loss	(136)	(39)
Net periodic pension cost	$ (108)	$ 0

Fair Value (Financial instrumen

Fair Value (Financial instruments Measured at Fair Value) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 2,685,048	$ 2,630,414
Foreclosed properties	2,750	3,071
US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	149,391	0
Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,168	69,179
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,425,911	2,514,805
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Presold mortgages in process of settlement	5,672	19,257
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Foreclosed properties		0
Significant Other Observable Inputs (Level 2) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,685,048	2,630,414
Presold mortgages in process of settlement	0	0
Significant Other Observable Inputs (Level 2) | Recurring | US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	149,391
Significant Other Observable Inputs (Level 2) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,168	69,179
Significant Other Observable Inputs (Level 2) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,425,911	2,514,805
Significant Other Observable Inputs (Level 2) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	45,578	46,430
Significant Other Observable Inputs (Level 2) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Foreclosed properties		0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed properties		364
Significant Unobservable Inputs (Level 3) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Presold mortgages in process of settlement	0	0
Significant Unobservable Inputs (Level 3) | Recurring | US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0
Significant Unobservable Inputs (Level 3) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Significant Unobservable Inputs (Level 3) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	12,590	11,583
Foreclosed properties		364
Estimated Fair Value | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,685,048	2,630,414
Presold mortgages in process of settlement	5,672	19,257
Estimated Fair Value | Recurring | US Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	149,391
Estimated Fair Value | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	64,168	69,179
Estimated Fair Value | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,425,911	2,514,805
Estimated Fair Value | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	45,578	46,430
Estimated Fair Value | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	$ 12,590	11,583
Foreclosed properties		$ 364

Fair Value (Schedule of Signifi

Fair Value (Schedule of Significant Unobservable Inputs) (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed properties	$ 2,750	$ 3,071
Significant Unobservable Inputs (Level 3)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed properties		364
Significant Unobservable Inputs (Level 3) | Financing Receivable, Collateral Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans	6,909	7,326
Significant Unobservable Inputs (Level 3) | Financing Receivable, Cash Flow Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans	$ 5,681	$ 4,257
Significant Unobservable Inputs (Level 3) | Appraised value | Discount rate
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Foreclosed real estate, measurement input (as a percent)		0.10
Significant Unobservable Inputs (Level 3) | Appraised value | Discount rate | Financing Receivable, Collateral Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans, measurement input (as a percent)	0.10	0.10
Significant Unobservable Inputs (Level 3) | PV of expected cash flows | Discount rate | Minimum | Financing Receivable, Cash Flow Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans, measurement input (as a percent)	0.04	0.04
Significant Unobservable Inputs (Level 3) | PV of expected cash flows | Discount rate | Maximum | Financing Receivable, Cash Flow Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans, measurement input (as a percent)	0.11	0.11
Significant Unobservable Inputs (Level 3) | PV of expected cash flows | Discount rate | Weighted Average | Financing Receivable, Cash Flow Dependent
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Individually evaluated loans, measurement input (as a percent)	0.0650	0.0622

Fair Value (Schedule of Carryin

Fair Value (Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	$ 124,785	$ 128,228
Securities held to maturity	546,090	513,825
Total loans, net of allowance	5,982,629	6,002,926
Accrued interest receivable	24,728	25,896
Bank-owned life insurance	164,273	165,786
SBA Servicing Asset	426,600	414,200
Accrued interest payable	576	607
Carrying Amount | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	124,785	128,228
Due from banks, interest-bearing	440,974	332,934
Accrued interest receivable	24,728	25,896
Bank-owned life insurance	164,273	165,786
Carrying Amount | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	546,090	513,825
SBA and other loans held for sale	3,630	61,003
Deposits	9,385,147	9,124,629
Borrowings	67,415	67,386
Accrued interest payable	576	607
Carrying Amount | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loans, net of allowance	5,982,629	6,002,926
SBA Servicing Asset	5,591	5,472
Estimated Fair Value | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	124,785	128,228
Due from banks, interest-bearing	440,974	332,934
Accrued interest receivable	24,728	25,896
Bank-owned life insurance	164,273	165,786
Estimated Fair Value | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	492,307	511,699
SBA and other loans held for sale	4,010	62,044
Deposits	9,382,240	9,124,701
Borrowings	59,593	61,295
Accrued interest payable	576	607
Estimated Fair Value | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loans, net of allowance	5,957,829	5,990,235
SBA Servicing Asset	$ 5,667	$ 5,546

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)directorshares	Mar. 31, 2021USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	$ 547	$ 397
Stock-based compensation tax benefit	126	$ 91
Non-Employee Director Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Director equity grants granted, value	$ 32
Number of directors | director	13
Long-Term Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 4,200
Unrecognized compensation expense, period for recognition	2 years 3 months 18 days
Long-Term Restricted Stock Awards | Next Twelve Months
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 2,100
Long-Term Restricted Stock Awards | Remaining Quarters of 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 1,600
First Bancorp 2014 Equity Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares remaining available for grant | shares	431,852

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule of Outstanding Restricted Stock) (Details) - Long-Term Restricted Stock Awards	3 Months Ended
	Mar. 31, 2022$ / sharesshares
Number of Units
Nonvested, beginning (in shares) | shares	206,331
Granted during the period (in shares) | shares	20,494
Vested during the period (in shares) | shares	(6,997)
Forfeited or expired during the period (in shares) | shares	(7,115)
Nonvested, ending (in shares) | shares	212,713
Weighted-Average Grant-Date Fair Value
Nonvested, beginning (in dollars per share) | $ / shares	$ 35.25
Granted during the period (in dollars per share) | $ / shares	45.88
Vested during the period (in dollars per share) | $ / shares	36.05
Forfeited or expired during the period (in dollars per share) | $ / shares	31.50
Nonvested, ending (in dollars per share) | $ / shares	$ 36.33

Shareholders' Equity (Details)

Shareholders' Equity (Details) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Jan. 31, 2021
Equity [Abstract]
Number of shares repurchased (in shares)	0	106,744
Average price (in dollars per share)		$ 37.81
Value of repurchased shares		$ 4
Authorized repurchase amount			$ 20

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Basic EPS:
Net income	$ 33,969	$ 28,194
Less: income allocated to participating securities	(198)	(178)
Basic EPS per common share	$ 33,771	$ 28,016
Basic (in shares)	35,433,739	28,357,809
Basic (in dollars per share)	$ 0.95	$ 0.99
Diluted EPS:
Net income	$ 33,969	$ 28,194
Effect of Dilutive Securities	0	0
Diluted EPS per common share	$ 33,969	$ 28,194
Basic (in shares)	35,433,739	28,357,809
Effect of Dilutive Securities (in shares)	207,239	180,044
Diluted (in shares)	35,640,978	28,537,853
Diluted (in dollars per share)	$ 0.95	$ 0.99

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Schedule of Components of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	$ (164,955)	$ (24,970)
Unrealized Loss on Securities Available for Sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	(213,862)	(32,067)
Deferred tax asset	49,145	7,369
Total accumulated other comprehensive income (loss)	(164,717)	(24,698)
Postretirement Plans Asset (Liability)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	(309)	(353)
Deferred tax asset	71	81
Total accumulated other comprehensive income (loss)	(238)	(272)
Total
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	$ (164,955)	$ (24,970)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) (Schedule of Changes in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 1,230,575	$ 893,421
Other comprehensive loss before reclassifications	(140,019)	(18,666)
Amounts reclassified from accumulated other comprehensive income	34	131
Net current-period other comprehensive (loss) income	(139,985)	(18,535)
Ending balance	1,117,490	876,853
Unrealized Loss on Securities Available for Sale
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(24,698)	15,749
Other comprehensive loss before reclassifications	(140,019)	(18,666)
Amounts reclassified from accumulated other comprehensive income	0	0
Net current-period other comprehensive (loss) income	(140,019)	(18,666)
Ending balance	(164,717)	(2,917)
Postretirement Plans Asset (Liability)
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(272)	(1,399)
Other comprehensive loss before reclassifications	0	0
Amounts reclassified from accumulated other comprehensive income	34	131
Net current-period other comprehensive (loss) income	34	131
Ending balance	(238)	(1,268)
Total
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(24,970)	14,350
Ending balance	$ (164,955)	$ (4,185)

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Schedule of Noninterest Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
NONINTEREST INCOME
Service charges on deposit accounts	$ 3,541	$ 2,733
Other service charges, commissions, and fees:
Interchange income	4,711	3,524
Other service charges and fees	2,263	1,998
Commissions from sales of insurance and financial products:
Insurance income	0	1,326
Wealth management income	945	864
SBA consulting fees	780	2,764
Noninterest income (in-scope of ASC 606)	12,240	13,209
Noninterest income (out-of-scope of ASC 606)	7,011	7,460
Total noninterest income	$ 19,251	$ 20,669

Uncategorized Items - fbnc-2022

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]