First Bancorp (FBNC) 10-Q 6 Nov 24 2024 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Sep. 30, 2024	Oct. 31, 2024
Cover [Abstract]
Document Type	10-Q
Document Period End Date	Sep. 30, 2024
Entity File Number	0-15572
Entity Registrant Name	FIRST BANCORP
Entity Incorporation, State or Country Code	NC
Entity Tax Identification Number	56-1421916
Entity Address, Address Line One	300 SW Broad St.,
Entity Address, City or Town	Southern Pines
Entity Address, State or Province	NC
Entity Address, Postal Zip Code	28387
City Area Code	(910)
Local Phone Number	246-2500
Title of 12(b) Security	Common Stock, No Par Value
Trading Symbol	FBNC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		41,341,919
Entity Central Index Key	0000811589
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks, noninterest-bearing	$ 74,034	$ 100,891
Due from banks, interest-bearing	670,407	136,964
Total cash and cash equivalents	744,441	237,855
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,907,458	2,189,379
Securities held to maturity (fair values of $448,300 and $449,623, respectively)	521,801	533,678
Presold mortgages in process of settlement	9,888	2,667
Loans	8,013,538	8,150,102
Allowance for credit losses on loans	(122,718)	(109,853)
Net loans	7,890,820	8,040,249
Premises and equipment, net	144,868	150,957
Accrued interest receivable	32,890	37,351
Goodwill	478,750	478,750
Other intangible assets, net	24,466	29,507
Bank-owned life insurance	187,236	183,897
Other assets	210,812	230,652
Total assets	12,153,430	12,114,942
Liabilities
Noninterest-bearing deposits	3,350,237	3,379,876
Interest-bearing deposits	7,154,692	6,651,723
Total deposits	10,504,929	10,031,599
Borrowings	91,694	630,158
Accrued interest payable	5,566	5,699
Other liabilities	73,716	75,106
Total liabilities	10,675,905	10,742,562
Commitments and contingencies
Shareholders' Equity
Preferred stock, no par value per share. Authorized: 5,000,000 shares, Issued & outstanding: none and none	0	0
Common stock, no par value per share. Authorized: 60,000,000 shares, Issued & outstanding: 41,156,286 and 41,109,987 shares	970,450	963,990
Retained earnings	761,881	716,420
Stock in rabbi trust assumed in acquisition	(1,148)	(1,385)
Rabbi trust obligation	1,148	1,385
Accumulated other comprehensive loss	(254,806)	(308,030)
Total shareholders’ equity	1,477,525	1,372,380
Total liabilities and shareholders’ equity	$ 12,153,430	$ 12,114,942

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Securities available-for-sale amortized cost	$ 2,238,996	$ 2,590,099
Securities held to maturity fair values	$ 448,300	$ 449,623
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, shares authorized (in shares)	60,000,000	60,000,000
Common stock, shares issued (in shares)	41,340,099	41,109,987
Common stock, shares outstanding (in shares)	41,340,099	41,109,987

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest Income
Interest and fees on loans	$ 111,076	$ 106,514	$ 331,346	$ 308,857
Interest on investment securities:
Taxable interest income	10,779	12,936	34,798	39,415
Tax-exempt interest income	1,116	1,118	3,350	3,368
Other, principally overnight investments	8,438	3,283	17,351	10,546
Total interest income	131,409	123,851	386,845	362,186
Interest Expense
Interest on deposits	46,420	32,641	130,299	78,887
Interest on borrowings	1,946	6,508	13,114	19,125
Total interest expense	48,366	39,149	143,413	98,012
Net interest income	83,043	84,702	243,432	264,174
Provision for credit losses	14,200	0	15,941	14,864
Net interest income after provision for credit losses	68,843	84,702	227,491	249,310
Noninterest Income
Service charges on deposit accounts	4,320	4,661	12,327	13,012
Other service charges and fees	5,555	5,450	16,439	16,677
Presold mortgage loan fees and gains on sale	690	325	1,616	1,288
Commissions from sales of financial products	1,371	1,207	4,068	3,926
SBA loan sale gains	1,108	1,101	3,339	2,052
Bank-owned life insurance income	1,205	1,104	3,548	3,216
Securities losses, net	0	0	(1,161)	0
Other income, net	(670)	1,329	900	2,777
Total noninterest income	13,579	15,177	41,076	42,948
Noninterest Expense
Salaries incentives and commissions expense	29,955	29,394	85,406	87,391
Employee benefit expense	6,495	6,539	19,467	19,097
Total personnel expense	36,450	35,933	104,873	106,488
Occupancy and equipment expense	4,856	5,003	15,294	15,042
Merger and acquisition expenses	0	0	0	13,506
Intangibles amortization expense	1,613	1,953	5,041	6,147
Other operating expenses	16,931	19,335	52,120	56,809
Total noninterest expenses	59,850	62,224	177,328	197,992
Income before income taxes	22,572	37,655	91,239	94,266
Income tax expense	3,892	7,762	18,575	19,809
Net income	$ 18,680	$ 29,893	$ 72,664	$ 74,457
Earnings per common share:
Basic (in dollars per share)	$ 0.45	$ 0.73	$ 1.76	$ 1.82
Diluted (in dollars per share)	$ 0.45	$ 0.73	$ 1.76	$ 1.81
Weighted average common shares outstanding:
Basic (in shares)	40,971,520	40,744,042	40,924,822	40,691,751
Diluted (in shares)	41,366,743	41,199,058	41,294,137	41,149,990

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 18,680	$ 29,893	$ 72,664	$ 74,457
Unrealized gains (losses) on securities available for sale:
Unrealized holding gains (losses) arising during the period, pretax	78,550	(81,515)	68,021	(77,597)
Tax (expense) benefit	(18,184)	18,871	(15,747)	18,719
Reclassification to realized losses	0	0	1,161	0
Tax expense	0	0	(269)	0
Postretirement Plans:
Amortization of unrecognized net actuarial losses	25	44	75	132
Tax benefit	(6)	(10)	(17)	(31)
Other comprehensive income (loss)	60,385	(62,610)	53,224	(58,777)
Comprehensive income (loss)	$ 79,065	$ (32,717)	$ 125,888	$ 15,680

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Retained Earnings	Stock in Rabbi Trust Assumed in Acquisition	Rabbi Trust Obligation	Accumulated Other Comprehensive Loss
Beginning balance (in shares) at Dec. 31, 2022		35,704,000
Beginning balance at Dec. 31, 2022	$ 1,031,596	$ 725,153	$ 648,418	$ (1,585)	$ 1,585	$ (341,975)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	74,457		74,457
Cash dividends declared	(27,084)		(27,084)
Change in Rabbi Trust Obligation	0			210	(210)
Equity issued related to acquisition (in shares)		5,033,000
Equity issued related to acquisition	229,489	$ 229,489
Stock options exercised (in shares)		195,000
Stock options exercised	3,769	$ 3,769
Stock withheld for payment of taxes (in shares)		(6,000)
Stock withheld for payment of taxes	(186)	$ (186)
Stock-based compensation (in shares)		159,000
Stock-based compensation	4,419	$ 4,419
Other comprehensive loss	(58,777)					(58,777)
Ending balance (in shares) at Sep. 30, 2023		41,085,000
Ending balance at Sep. 30, 2023	1,257,683	$ 962,644	695,791	(1,375)	1,375	(400,752)
Beginning balance (in shares) at Jun. 30, 2023		41,083,000
Beginning balance at Jun. 30, 2023	1,297,642	$ 960,851	674,933	(1,365)	1,365	(338,142)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	29,893		29,893
Cash dividends declared	(9,035)		(9,035)
Change in Rabbi Trust Obligation	0			(10)	10
Stock options exercised (in shares)		2,000
Stock options exercised	66	$ 66
Stock-based compensation	1,727	$ 1,727
Other comprehensive loss	(62,610)					(62,610)
Ending balance (in shares) at Sep. 30, 2023		41,085,000
Ending balance at Sep. 30, 2023	$ 1,257,683	$ 962,644	695,791	(1,375)	1,375	(400,752)
Beginning balance (in shares) at Dec. 31, 2023	41,109,987	41,110,000
Beginning balance at Dec. 31, 2023	$ 1,372,380	$ 963,990	716,420	(1,385)	1,385	(308,030)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	72,664		72,664
Cash dividends declared	(27,203)		(27,203)
Change in Rabbi Trust Obligation	0			237	(237)
Stock options exercised (in shares)		163,000
Stock options exercised	3,429	$ 3,429
Stock withheld for payment of taxes (in shares)		(15,000)
Stock withheld for payment of taxes	(604)	$ (604)
Stock-based compensation (in shares)		82,000
Stock-based compensation	3,635	$ 3,635
Other comprehensive loss	$ 53,224					53,224
Ending balance (in shares) at Sep. 30, 2024	41,340,099	41,340,000
Ending balance at Sep. 30, 2024	$ 1,477,525	$ 970,450	761,881	(1,148)	1,148	(254,806)
Beginning balance (in shares) at Jun. 30, 2024		41,188,000
Beginning balance at Jun. 30, 2024	1,404,342	$ 967,239	752,294	(1,139)	1,139	(315,191)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	18,680		18,680
Cash dividends declared	(9,093)		(9,093)
Change in Rabbi Trust Obligation	0			(9)	9
Stock options exercised (in shares)		111,000
Stock options exercised	2,324	$ 2,324
Stock withheld for payment of taxes (in shares)		(11,000)
Stock withheld for payment of taxes	(478)	$ (478)
Stock-based compensation (in shares)		52,000
Stock-based compensation	1,365	$ 1,365
Other comprehensive loss	$ 60,385					60,385
Ending balance (in shares) at Sep. 30, 2024	41,340,099	41,340,000
Ending balance at Sep. 30, 2024	$ 1,477,525	$ 970,450	$ 761,881	$ (1,148)	$ 1,148	$ (254,806)

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Stockholders' Equity [Abstract]
Dividends declared per common share (in dollars per share)	$ 0.22	$ 0.22	$ 0.66	$ 0.66

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows From Operating Activities
Net income	$ 72,664	$ 74,457
Reconciliation of net income to net cash provided by operating activities:
Provision for credit losses	15,941	14,864
Net security premium amortization	6,700	7,082
Deferred income taxes, net	(5,814)	(2,839)
Loan discount accretion	(8,060)	(10,354)
Deposit and debt discount accretion, net	1,253	3,241
Foreclosed property gains, net	(214)	(131)
Securities losses, net	1,161	0
Other (gains) losses, net	(504)	(1,402)
Bank-owned life insurance income	(3,548)	(3,216)
Net amortization of deferred loan costs/(fees)	(975)	(1,087)
Depreciation of premises and equipment	5,884	5,583
Amortization of operating lease right-of-use assets	1,420	1,559
Repayments of lease obligations	(1,360)	(1,473)
Stock-based compensation expense	3,458	3,972
Amortization of intangible assets	5,041	6,147
Amortization and impairment of SBA servicing assets	1,248	952
Gains on sale of loans	(4,955)	(3,340)
Origination of presold mortgage loans and SBA loans held for sale	(120,281)	(107,878)
Proceeds from sales of presold mortgage loans and SBA loans	131,430	92,162
Decrease (increase) in accrued interest receivable	4,461	1,033
(Increase) decrease in other assets	(2,527)	10,713
(Decrease) increase in accrued interest payable	(133)	2,391
Increase (decrease) in other liabilities	3,762	793
Net cash provided by (used in) operating activities	106,052	93,229
Cash Flows From Investing Activities
Proceeds from maturities, calls and principal repayments of securities available for sale	204,848	133,341
Proceeds from maturities, calls and principal repayments of securities held to maturity	7,567	2,807
Proceeds from sales of securities available for sale	138,182	111,863
Proceeds from sale of VISA B shares	4,522	0
Purchases of Federal Reserve and FHLB stock	(39,553)	(61,162)
Redemptions of Federal Reserve and FHLB stock	52,810	45,372
Proceeds from bank owned life insurance death benefits	209	136
Purchases of other investments	(1,858)	(7,460)
Net decrease (increase) in loans	125,241	(347,419)
Proceeds from sales of foreclosed properties	687	554
Purchases of premises and equipment	(2,159)	(3,201)
Proceeds from sales of premises and equipment	754	59
Net cash received in acquisition activities	0	22,610
Net cash provided by (used in) investing activities	491,250	(102,500)
Cash Flows From Financing Activities
Net increase (decrease) in deposits	472,649	(40,040)
Proceeds from the issuance of other borrowings	986,000	1,665,000
Repayment of other borrowings	(1,515,036)	(1,590,099)
Repayment of subordinated debentures	(10,000)	0
Cash dividends paid – common stock	(27,154)	(25,902)
Proceeds from stock option exercises	3,429	3,769
Payment of taxes related to stock withheld	(604)	(186)
Net cash (used) provided by financing activities	(90,716)	12,542
Increase (decrease) in cash and cash equivalents	506,586	3,271
Cash and cash equivalents, beginning of period	237,855	270,318
Cash and cash equivalents, end of period	744,441	273,589
Supplemental Disclosures of Cash Flow Information:
Cash paid during the period for interest	142,610	92,383
Cash paid during the period for income taxes	26,084	21,856
Non-cash: Unrealized gain (loss) on securities available for sale, net of taxes	53,166	(58,878)
Non-cash: Foreclosed loans transferred to other real estate	1,066	1,000
Non-cash: Accrued dividends at end of period	9,093	9,039
Non-cash: Cancellation of operating lease right-of-use assets and operating lease liabilities	(1,497)	0
Non-cash: Initial recognition of operating lease right-of-use assets and operating lease liabilities	0	260
Non-cash: Revision of operating lease right-of-use assets and operating lease liabilities	$ 0	$ (562)

Organization and Basis of Prese

Organization and Basis of Presentation	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Basis of Presentation	Organization and Basis of Presentation The consolidated financial statements include the accounts of First Bancorp (the “Company”) and its wholly owned subsidiary First Bank (the “Bank”). The Bank has three wholly owned subsidiaries that are fully consolidated, SBA Complete, Inc. (“SBA Complete”), Magnolia Financial, Inc. ("Magnolia Financial"), and First Troy SPE, LLC. All significant intercompany accounts and transactions have been eliminated. During the second quarter of 2024, SBA Complete became inactive with certain activities transitioning to the Bank. The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America ("GAAP") for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all information and notes necessary for complete financial statements in accordance with GAAP. In the opinion of the Company, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly the consolidated financial position of the Company as of September 30, 2024, the consolidated results of income, comprehensive income and shareholders' equity for the three and nine months ended September 30, 2024 and 2023, and the consolidated cash flows for the nine months ended September 30, 2024 and 2023. Any such adjustments were of a normal, recurring nature. These interim financial statements should be read in conjunction with the Company's audited consolidated financial statements and notes in the 2023 Annual Report for the year ended December 31, 2023. Operating results for interim period are not necessarily indicative of the results that may be expected for the full year. In certain instances, amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported shareholders’ equity or net income. Refer to Note 1 of the 2023 Annual Report filed with the Securities and Exchange Commission (“SEC”) for a discussion of accounting policies and other relevant information with respect to the consolidated financial statements. The Company has evaluated all subsequent events through the date the consolidated financial statements were issued. Accounting Standards Adopted in 2024 Accounting Standards Update ("ASU") 2023-02 , “ Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method ” permits reporting entities to elect to account for their tax equity investments, regardless of the tax credit program from which the income tax credits are received, using the proportional amortization method if certain conditions are met. This update is effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. The adoption of ASU 2023-02 did not have a significant impact on the Company's consolidated financial statements. Accounting Standards Pending Adoption ASU 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures" amended existing guidance to improve disclosures about a public entity’s reportable segments and provide more detailed information about a reportable segment’s expenses. ASU 2023-07 clarifies that an entity which has a single reportable segment is to provide all the disclosures required by Topic 280 and ASU 2023-07. The amendment is effective for fiscal years beginning after December 15, 2023 and interim periods within fiscal years beginning after December 15, 2024. The adoption of ASU 2023-07 is not expected to have a significant impact on the Company's consolidated financial statements. ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” amends existing guidance to improve the transparency of income tax disclosures, including disclosure of specific categories in the rate reconciliation, providing additional information for certain reconciling items, and providing details on income taxes paid. The amendments are effective for annual periods beginning after December 15, 2024. The adoption of ASU 2023-09 is not expected to have a significant impact on the Company's consolidated financial statements. Other accounting standards that have been issued or proposed by the Financial Accounting Standards Board ("FASB") or other standards-setting bodies are not expected to have a material impact on the Company’s consolidated financial statements.

Acquisitions

Acquisitions	9 Months Ended
	Sep. 30, 2024
Business Combination, Asset Acquisition, and Joint Venture Formation [Abstract]
Acquisitions	Acquisitions On January 1, 2023, the Company completed its acquisition of GrandSouth Bancorporation ("GrandSouth"), in an all-stock transaction. The results of GrandSouth are included beginning on the January 1, 2023 acquisition date. This transaction was accounted for using the acquisition method of accounting for business combinations, and accordingly, the assets acquired, intangible assets identified, and liabilities assumed of GrandSouth were recorded based on estimates of fair values as of January 1, 2023. The operations of GrandSouth have been integrated into existing First Bank operations and therefore separate results of operations or balance sheet information is not presented.

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The book values and approximate fair values of investment securities at September 30, 2024 and December 31, 2023 are summarized as follows: ($ in thousands) September 30, 2024 December 31, 2023 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: U.S. Treasuries $ — $ — $ — $ — $ 174,785 $ 172,570 $ — $ (2,215) Government-sponsored enterprise securities 71,968 62,872 — (9,096) 71,964 60,266 — (11,698) Mortgage-backed securities 2,150,849 1,828,802 39 (322,086) 2,323,674 1,937,784 30 (385,920) Corporate bonds 16,179 15,784 — (395) 19,676 18,759 — (917) Total available for sale $ 2,238,996 $ 1,907,458 $ 39 $ (331,577) $ 2,590,099 $ 2,189,379 $ 30 $ (400,750) Securities held to maturity: Mortgage-backed securities $ 9,923 $ 9,564 $ — $ (359) $ 12,085 $ 11,447 $ — $ (638) State and local governments 511,878 438,736 29 (73,171) 521,593 438,176 39 (83,456) Total held to maturity $ 521,801 $ 448,300 $ 29 $ (73,530) $ 533,678 $ 449,623 $ 39 $ (84,094) All of the Company’s mortgage-backed securities were issued by government-sponsored enterprises ("GSEs"), except for private mortgage-backed securities with a fair value of $0.7 million as of September 30, 2024 and December 31, 2023. The following table presents information regarding all securities with unrealized losses at September 30, 2024: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Government-sponsored enterprise securities $ — $ — $ 62,872 $ 9,096 $ 62,872 $ 9,096 Mortgage-backed securities 318 — 1,835,466 322,445 1,835,784 322,445 Corporate bonds 380 49 13,654 346 14,034 395 State and local governments 520 — 433,118 73,171 433,638 73,171 Total unrealized loss position $ 1,218 $ 49 $ 2,345,110 $ 405,058 $ 2,346,328 $ 405,107 The following table presents information regarding all securities with unrealized losses at December 31, 2023: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized U.S. Treasuries $ — $ — $ 172,570 $ 2,215 $ 172,570 $ 2,215 Government-sponsored enterprise securities — — 60,266 11,698 60,266 11,698 Mortgage-backed securities 1,117 5 1,945,830 386,553 1,946,947 386,558 Corporate bonds — — 17,008 917 17,008 917 State and local governments — — 432,476 83,456 432,476 83,456 Total unrealized loss position $ 1,117 $ 5 $ 2,628,150 $ 484,839 $ 2,629,267 $ 484,844 As of September 30, 2024, the Company's securities portfolio included 620 securities of which 586 securities were in an unrealized loss position. As of December 31, 2023, the Company's securities portfolio included 657 securities of which 632 securities were in an unrealized loss position. In the above tables, all of the securities that were in an unrealized loss position at September 30, 2024 and December 31, 2023 are bonds that the Company has determined are in a loss position due primarily to interest rate factors and not credit quality concerns. In arriving at this conclusion, the Company reviewed third-party credit ratings and considered the severity of the impairment. The state and local government investments are comprised almost entirely of highly-rated municipal bonds issued by state and local governments throughout the nation. The Company has no significant concentrations of bond holdings from one state or local government entity. Nearly all of our mortgage-backed securities were issued by Federal Home Loan Mortgage Corporation ("FHLMC"), Federal National Mortgage Association ("FNMA"), Government National Mortgage Association ("GNMA"), or the Small Business Administration ("SBA"), each of which is a government agency or GSE and guarantees the repayment of the securities. At September 30, 2024 and December 31, 2023, the Company determined that expected credit losses associated with held to maturity securities and available for sale debt securities were insignificant. The book values and fair values of investment securities at September 30, 2024, by contractual maturity, are summarized in the table below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities Available for Sale Securities Held to Maturity ($ in thousands) Amortized Fair Amortized Fair Due after one year but within five years $ 39,996 $ 35,320 $ 5,394 $ 5,289 Due after five years but within ten years 48,151 43,336 183,914 159,345 Due after ten years — — 322,570 274,102 Mortgage-backed securities 2,150,849 1,828,802 9,923 9,564 Total securities $ 2,238,996 $ 1,907,458 $ 521,801 $ 448,300 At September 30, 2024 and December 31, 2023, investment securities with carrying values of $924.8 million and $971.3 million, respectively, were pledged as collateral for public deposits. In addition, at September 30, 2024 and December 31, 2023, investment securities with carrying values of $582.6 million and $679.0 million, respectively, were pledged as collateral for Federal Reserve Bank ("Federal Reserve") borrowings. At September 30, 2024 and December 31, 2023, there were no holdings of securities of any one issuer, other than the U.S. Government and its agencies or GSEs, in an amount greater than 10% of shareholders' equity. There were no sales of investment securities during the three months ended September 30, 2024. During the second quarter of 2024, the Company sold all of its holdings of Class B shares of Visa, Inc. (“Visa”) stock that were received upon Visa’s initial public offering and recognized a gain of $4.5 million. As the Class B stock did not initially have a readily determinable fair value, it was carried at $0 prior to the sale. During the second quarter of 2024, the Company received proceeds from sales of securities of $138.2 million and recorded $4.7 million in gross losses from the sales. This loss was partially offset by the $4.5 million gain on the sale of the Visa stock discussed above. Included in "Securities losses, net" in the consolidated statements of income, during the first quarter of 2024, the Company received proceeds from the call of a security of $5.2 million and recorded a $975 thousand loss related to the unamortized premium balance at the time of the call. During the first quarter of 2023, the Company sold substantially all of the securities acquired from GrandSouth at their initially recorded fair values. Accordingly, there was no gain or loss recorded on the sale of acquired securities. Included in “Other assets” in the consolidated balance sheets are investments in Federal Home Loan Bank (“FHLB”) and Federal Reserve stock totaling $41.2 million and $54.5 million at September 30, 2024 and December 31, 2023, respectively. These investments do not have readily determinable fair values. The FHLB stock had a cost of $8.5 million and $21.7 million at September 30, 2024 and December 31, 2023, respectively, and serves as part of the collateral for the Company’s line of credit with the FHLB and is also a requirement for membership in the FHLB system. The Federal Reserve stock had a cost and fair value of $32.7 million and $32.8 million at September 30, 2024 and December 31, 2023, respectively, and is a requirement for Federal Reserve member bank qualification. Periodically, both the FHLB and Federal Reserve recalculate the Company’s required level of holdings, and the Company either buys more stock or redeems a portion of the stock at cost. The Company determined that neither stock was impaired at either period end.

Loans, Allowance for Credit Los

Loans, Allowance for Credit Losses, and Asset Quality Information	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans, Allowance for Credit Losses, and Asset Quality Information	Loans, Allowance for Credit Losses, and Asset Quality Information The following is a summary of the major categories of total loans outstanding: ($ in thousands) September 30, 2024 December 31, 2023 Amount Percentage Amount Percentage Commercial and industrial $ 847,284 11 % $ 905,862 11 % Construction, development & other land loans 760,949 9 % 992,980 12 % Commercial real estate - owner occupied 1,226,050 15 % 1,259,022 16 % Commercial real estate - non owner occupied 2,572,901 32 % 2,528,060 31 % Multi-family real estate 460,565 6 % 421,376 5 % Residential 1-4 family real estate 1,737,133 22 % 1,639,469 20 % Home equity loans/lines of credit 331,072 4 % 335,068 4 % Consumer loans 76,787 1 % 68,443 1 % Subtotal 8,012,741 100 % 8,150,280 100 % Unamortized net deferred loan costs/(fees) 797 (178) Total loans $ 8,013,538 $ 8,150,102 Also included in the table above are various SBA loans, generally originated under the SBA 7A program, with additional information on these loans presented in the table below. ($ in thousands) September 30, 2024 December 31, 2023 Guaranteed portions of SBA loans included in table above $ 36,131 $ 35,462 Unguaranteed portions of SBA loans included in table above 104,472 107,784 Total SBA loans included in the table above $ 140,603 $ 143,246 Sold portions of SBA loans with servicing retained - not included in tables above $ 341,517 $ 349,275 At September 30, 2024 and December 31, 2023, there were remaining unaccreted discounts on the retained portion of sold SBA loans amounting to $3.3 million and $3.5 million, respectively. At September 30, 2024 and December 31, 2023, l oans in the amount of $6.6 billion and $6.5 billion, respectively, were pledged as collateral for certain borrowings. At September 30, 2024 and December 31, 2023, total loans included loans to executive officers and directors of the Company, and their associates, totaling approximately $63.3 million and $63.7 million, respectively. While there was one new loan, advances on existing loans totaled approximately $1.3 million for the nine months ended September 30, 2024, and repayments amounted to $1.6 million for that period. Available credit on related party loans totaled $1.0 million and $2.7 million at September 30, 2024 and December 31, 2023, respectively. As of September 30, 2024 and December 31, 2023, unamortized discounts on all acquired loans totaled $17.3 million and $24.0 million, respectively. Loan discounts are generally amortized as yield adjustments over the respective lives of the loans, so long as the loans perform. There was no impairment of acquired loans during the three and nine months ended September 30, 2024 that would require acceleration of amortization or charge off of unamortized discount. Nonperforming assets ("NPAs") are defined as nonaccrual loans, modifications to borrowers in financial distress, loans past due 90 or more days and still accruing interest, and foreclosed real estate. The following table summarizes the NPAs for each date presented. ($ in thousands) September 30, December 31, Nonaccrual loans $ 34,125 $ 32,208 Modifications to borrowers in financial distress 10,262 11,719 Total nonperforming loans 44,387 43,927 Foreclosed real estate 1,519 862 Total nonperforming assets $ 45,906 $ 44,789 At September 30, 2024 and December 31, 2023, the Company had $0.8 million and $1.0 million, respectively, in residential mortgage loans in the process of foreclosure. At September 30, 2024 and December 31, 2023, there were two and one loans, respectively, with commitments to lend an immaterial amount of additional funds to a borrower whose loan was nonperforming. The following table is a summary of the Company’s nonaccrual loans by major categories as of September 30, 2024: ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial and industrial $ — $ 10,310 $ 10,310 Construction, development & other land loans — 17 17 Commercial real estate - owner occupied 879 9,211 10,090 Commercial real estate - non owner occupied — 6,067 6,067 Residential 1-4 family real estate — 5,578 5,578 Home equity loans/lines of credit — 1,925 1,925 Consumer loans — 138 138 Total $ 879 $ 33,246 $ 34,125 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2023: ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial and industrial $ 944 $ 8,932 $ 9,876 Construction, development & other land loans — 399 399 Commercial real estate - owner occupied 960 6,082 7,042 Commercial real estate - non owner occupied 6,121 1,082 7,203 Residential 1-4 family real estate — 4,843 4,843 Home equity loans/lines of credit 534 2,169 2,703 Consumer loans — 142 142 Total $ 8,559 $ 23,649 $ 32,208 There was no interest income recognized during the periods presented on nonaccrual loans. In the period that the Company places a loan on nonaccrual status, contractual interest income is reversed in the consolidated income statement. The following table represents the accrued interest receivables written off by reversing interest income during each period indicated: ($ in thousands) Nine Months Ended September 30, 2024 Nine Months Ended September 30, 2023 Commercial and industrial $ 360 $ 182 Construction, development & other land loans — 2 Commercial real estate - owner occupied 238 105 Commercial real estate - non owner occupied 55 8 Residential 1-4 family real estate 45 29 Home equity loans/lines of credit 26 39 Consumer loans 1 2 Total $ 725 $ 367 The following table presents an analysis of the payment status of the Company’s loans as of September 30, 2024: ($ in thousands) Accruing Accruing Accruing Nonaccrual Total Loans Commercial and industrial $ 834,306 $ 2,468 $ 200 $ 10,310 $ 847,284 Construction, development & other land loans 759,957 910 65 17 760,949 Commercial real estate - owner occupied 1,215,472 279 209 10,090 1,226,050 Commercial real estate - non owner occupied 2,566,325 287 222 6,067 2,572,901 Multi-family real estate 460,419 146 — — 460,565 Residential 1-4 family real estate 1,725,659 1,794 4,102 5,578 1,737,133 Home equity loans/lines of credit 327,772 1,278 97 1,925 331,072 Consumer loans 76,095 322 232 138 76,787 Total $ 7,966,005 $ 7,484 $ 5,127 $ 34,125 8,012,741 Unamortized net deferred loan costs/(fees) 797 Total loans $ 8,013,538 The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2023: ($ in thousands) Accruing Accruing Accruing Nonaccrual Total Loans Commercial and industrial $ 892,003 $ 3,726 $ 257 $ 9,876 $ 905,862 Construction, development & other land loans 992,084 241 256 399 992,980 Commercial real estate - owner occupied 1,250,670 906 404 7,042 1,259,022 Commercial real estate - non owner occupied 2,520,496 361 — 7,203 2,528,060 Multi-family real estate 421,376 — — — 421,376 Residential 1-4 family real estate 1,612,357 18,868 3,401 4,843 1,639,469 Home equity loans/lines of credit 331,413 603 349 2,703 335,068 Consumer loans 67,900 270 131 142 68,443 Total $ 8,088,299 $ 24,975 $ 4,798 $ 32,208 8,150,280 Unamortized net deferred loan costs/(fees) (178) Total loans $ 8,150,102 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans on nonaccrual with a net book balance of $500,000 or greater for designation as collateral dependent loans, as well as certain other loans that may still be accruing interest and/or are less than $500,000 in size that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the Allowance for Credit Losses ("ACL"). The following table presents an analysis of collateral dependent loans of the Company as of September 30, 2024: ($ in thousands) Residential Property Business Assets Commercial Property Total Collateral-Dependent Loans Commercial real estate - owner occupied $ — $ — $ 879 $ 879 Commercial real estate - non owner occupied — — 5,050 5,050 Total $ — $ — $ 5,929 $ 5,929 The following table presents an analysis of collateral dependent loans of the Company as of December 31, 2023: ($ in thousands) Residential Property Business Assets Commercial Property Total Collateral-Dependent Loans Commercial and industrial $ — $ 2,385 $ — $ 2,385 Commercial real estate - owner occupied — — 1,142 1,142 Commercial real estate - non owner occupied — — 6,121 6,121 Home equity loans/lines of credit 534 — — 534 Total $ 534 $ 2,385 $ 7,263 $ 10,182 There have been no material changes from the treatment of collateral dependent loans under CECL as discussed in Note 4 of the Company's Annual Report on Form 10-K for the year ended December 31, 2023. The following tables presents the activity in the ACL on loans for each of the periods indicated to include Purchase Credit Deterioration (“PCD”) activity in applicable periods. Fluctuations in the ACL each period are based on loan mix and growth, changes in the levels of nonperforming loans, economic forecasts impacting loss drivers, other assumptions and inputs to the current expected credit loss ("CECL") model, and as occurred in 2023, adjustments for acquired loan portfolios. The change to the level of ACL during the nine months ended September 30, 2024 was determined based primarily on updated economic forecasts, which are a key assumption in the CECL model and which indicated improvement in certain economic forecasts along with reductions in loan balances during the period, partially offset by a continued reduction of the commercial real estate pricing index. Other than the impact from Hurricane Helene, there was little change to the ACL for the quarter or year to date. ($ in thousands) Beginning balance Charge-offs Recoveries Provisions / (Reversals) Ending balance As of and for the three months ended September 30, 2024 Commercial and industrial $ 19,837 $ (1,913) $ 246 $ (27) $ 18,143 Construction, development & other land loans 9,996 — 35 1,394 11,425 Commercial real estate - owner occupied 17,859 (21) 4 657 18,499 Commercial real estate - non owner occupied 25,876 — 3 2,754 28,633 Multi-family real estate 5,129 — — 161 5,290 Residential 1-4 family real estate 24,855 — 28 9,183 34,066 Home equity loans/lines of credit 3,177 — 232 165 3,574 Consumer loans 3,329 (754) 17 496 3,088 Total $ 110,058 $ (2,688) $ 565 $ 14,783 $ 122,718 As of and for the nine months ended September 30, 2024 Commercial and industrial $ 21,227 $ (5,976) $ 1,346 $ 1,546 $ 18,143 Construction, development & other land loans 13,940 (79) 182 (2,618) 11,425 Commercial real estate - owner occupied 18,218 (109) 12 378 18,499 Commercial real estate - non owner occupied 24,916 (158) 46 3,829 28,633 Multi-family real estate 3,825 — — 1,465 5,290 Residential 1-4 family real estate 21,396 (6) 255 12,421 34,066 Home equity loans/lines of credit 3,339 (2) 254 (17) 3,574 Consumer loans 2,992 (1,130) 197 1,029 3,088 Total $ 109,853 $ (7,460) $ 2,292 $ 18,033 $ 122,718 ($ in thousands) Beginning balance Initial ACL for acquired PCD loans Charge-offs Recoveries Provisions / (Reversals) Ending balance As of and for the three months ended September 30, 2023 Commercial and industrial $ 23,442 $ — $ (2,650) $ 450 $ 1,202 $ 22,444 Construction, development & other land loans 18,477 — (120) 54 (4,761) 13,650 Commercial real estate - owner occupied 16,381 — (24) 34 1,873 18,264 Commercial real estate - non owner occupied 26,274 — — 302 (1,240) 25,336 Multi-family real estate 3,946 — — 3 (481) 3,468 Residential 1-4 family real estate 14,305 — — 50 4,374 18,729 Home equity loans/lines of credit 3,717 — — 11 (431) 3,297 Consumer loans 2,688 — (409) 67 664 3,010 Total $ 109,230 $ — $ (3,203) $ 971 $ 1,200 $ 108,198 As of and for the nine months ended September 30, 2023 Commercial and industrial $ 17,718 $ 5,197 $ (6,361) $ 1,216 $ 4,674 $ 22,444 Construction, development & other land loans 15,128 49 (120) 277 (1,684) 13,650 Commercial real estate - owner occupied 14,972 191 (24) 104 3,021 18,264 Commercial real estate - non owner occupied 22,780 51 (235) 734 2,006 25,336 Multi-family real estate 2,957 — — 10 501 3,468 Residential 1-4 family real estate 11,354 113 — 275 6,987 18,729 Home equity loans/lines of credit 3,158 8 (2) 85 48 3,297 Consumer loans 2,900 1 (833) 144 798 3,010 Total $ 90,967 $ 5,610 $ (7,575) $ 2,845 $ 16,351 $ 108,198 Credit Quality Indicators There have been no material changes from the treatment of credit quality tracking and risk grade descriptions as discussed in Note 4 of the Company's Annual Report on Form 10-K for the year ended December 31, 2023. In the tables that follow, substantially all of the "Classified" loans have grades of 7 or Fail, with those categories having similar levels of risk. The tables below present the Company’s recorded investment in loans by credit quality indicators by year of origination or renewal as of the periods indicated. Acquired loans are presented in the year originated, not in the year of acquisition. Term Loans by Year of Origination ($ in thousands) 2024 2023 2022 2021 2020 Prior Revolving Total As of September 30, 2024 Commercial and industrial Pass $ 91,552 $ 88,620 $ 128,666 $ 88,256 $ 61,355 $ 73,296 $ 299,188 $ 830,933 Special Mention 944 361 174 207 347 794 1,890 4,717 Classified 160 1,817 3,440 486 1,009 4,181 541 11,634 Total commercial and industrial 92,656 90,798 132,280 88,949 62,711 78,271 301,619 847,284 Gross charge-offs, YTD 126 460 800 195 134 752 3,509 5,976 Construction, development & other land loans Pass 321,727 192,331 114,704 32,788 14,857 9,801 70,195 756,403 Special Mention 2,497 612 164 9 — 265 13 3,560 Classified 910 — — — 67 9 — 986 Total construction, development & other land loans 325,134 192,943 114,868 32,797 14,924 10,075 70,208 760,949 Gross charge-offs, YTD — 79 — — — — — 79 Commercial real estate - owner occupied Pass 120,529 229,996 272,334 261,248 158,253 127,257 16,711 1,186,328 Special Mention 13,218 1,940 3,515 187 147 7,654 — 26,661 Classified 957 179 1,977 1,268 1,572 7,108 — 13,061 Total commercial real estate - owner occupied 134,704 232,115 277,826 262,703 159,972 142,019 16,711 1,226,050 Gross charge-offs, YTD — 25 — 19 — 65 — 109 Commercial real estate - non owner occupied Pass 345,170 435,235 683,731 638,235 263,275 149,114 29,739 2,544,499 Special Mention 14,968 268 189 13 337 5,890 — 21,665 Classified 234 401 570 11 4,233 1,288 — 6,737 Total commercial real estate - non owner occupied 360,372 435,904 684,490 638,259 267,845 156,292 29,739 2,572,901 Gross charge-offs, YTD — — — — — 158 — 158 Multi-family real estate Pass 55,518 41,990 115,324 161,142 41,642 14,628 29,379 459,623 Special Mention — 146 — — — 796 — 942 Classified — — — — — — — — Total multi-family real estate 55,518 42,136 115,324 161,142 41,642 15,424 29,379 460,565 Gross charge-offs, YTD — — — — — — — — Residential 1-4 family real estate Pass 181,377 333,878 416,275 301,453 176,169 311,209 3,298 1,723,659 Special Mention 215 — 11 139 62 910 — 1,337 Classified 1,892 245 2,257 549 1,198 5,996 — 12,137 Total residential 1-4 family real estate 183,484 334,123 418,543 302,141 177,429 318,115 3,298 1,737,133 Gross charge-offs, YTD — — — — — 6 — 6 Home equity loans/lines of credit Pass 2,128 2,679 661 377 175 943 317,182 324,145 Special Mention 121 152 — — — — 16 289 Classified 175 54 — 137 89 8 6,175 6,638 Total home equity loans/lines of credit 2,424 2,885 661 514 264 951 323,373 331,072 Gross charge-offs, YTD — — — — — — 2 2 Consumer loans Pass 13,328 11,137 8,076 2,757 1,252 373 39,517 76,440 Special Mention — — — — — — 23 23 Classified 6 72 46 21 — 28 151 324 Total consumer loans 13,334 11,209 8,122 2,778 1,252 401 39,691 76,787 Gross charge-offs, YTD 6 53 24 33 — — 1,014 1,130 Total loans $ 1,167,626 $ 1,342,113 $ 1,752,114 $ 1,489,283 $ 726,039 $ 721,548 $ 814,018 8,012,741 Unamortized net deferred loan costs/(fees) 797 Total loans, net of deferred loan costs/(fees) $ 8,013,538 Total gross charge-offs, year to date $ 132 $ 617 $ 824 $ 247 $ 134 $ 981 $ 4,525 $ 7,460 Term Loans by Year of Origination ($ in thousands) 2023 2022 2021 2020 2019 Prior Revolving Total As of December 31, 2023 Commercial and industrial Pass $ 136,735 $ 161,131 $ 111,069 $ 75,312 $ 38,495 $ 60,626 $ 302,684 $ 886,052 Special Mention 2,832 2,547 167 185 448 672 1,135 7,986 Classified 1,626 1,152 720 1,389 1,647 4,487 803 11,824 Total commercial and industrial 141,193 164,830 111,956 76,886 40,590 65,785 304,622 905,862 Gross charge-offs, YTD 171 1,036 713 537 821 1,547 3,533 8,358 Construction, development & other land loans Pass 563,998 231,450 90,374 16,662 11,598 5,816 70,852 990,750 Special Mention 489 273 59 — 2 4 19 846 Classified 657 708 — — 8 11 — 1,384 Total construction, development & other land loans 565,144 232,431 90,433 16,662 11,608 5,831 70,871 992,980 Gross charge-offs, YTD — — — — — 120 — 120 Commercial real estate - owner occupied Pass 210,449 323,852 299,135 196,343 92,452 86,784 23,198 1,232,213 Special Mention 338 2,533 271 817 5,755 2,253 — 11,967 Classified 4,456 1,505 1,721 895 2,288 3,904 73 14,842 Total commercial real estate - owner occupied 215,243 327,890 301,127 198,055 100,495 92,941 23,271 1,259,022 Gross charge-offs, YTD — — 49 — — 92 3 144 Commercial real estate - non owner occupied Pass 509,596 748,854 722,472 287,235 119,515 84,690 29,001 2,501,363 Special Mention 11,353 199 36 393 1,183 5,942 342 19,448 Classified 871 32 14 4,214 634 1,484 — 7,249 Total commercial real estate - non owner occupied 521,820 749,085 722,522 291,842 121,332 92,116 29,343 2,528,060 Gross charge-offs, YTD — — 235 — — — — 235 Multi-family real estate Pass 57,378 137,533 139,879 43,881 12,231 10,323 20,151 421,376 Special Mention — — — — — — — — Classified — — — — — — — — Total multi-family real estate 57,378 137,533 139,879 43,881 12,231 10,323 20,151 421,376 Gross charge-offs, YTD — — — — — — — — Residential 1-4 family real estate Pass 363,410 400,483 317,515 186,459 94,567 260,102 3,247 1,625,783 Special Mention 681 41 202 64 587 1,987 — 3,562 Classified 1,848 50 474 741 472 6,539 — 10,124 Total residential 1-4 family real estate 365,939 400,574 318,191 187,264 95,626 268,628 3,247 1,639,469 Gross charge-offs, YTD — — — — — 4 — 4 Home equity loans/lines of credit Pass 2,830 1,136 1,141 223 499 1,233 319,199 326,261 Special Mention 163 — 122 — — — 18 303 Classified 255 — 146 91 112 10 7,890 8,504 Total home equity loans/lines of credit 3,248 1,136 1,409 314 611 1,243 327,107 335,068 Gross charge-offs, YTD — — — — — — 309 309 Consumer loans Pass 16,497 12,906 4,999 2,173 432 429 30,757 68,193 Special Mention — — — — — — — — Classified 130 7 45 — 3 34 31 250 Total consumer loans 16,627 12,913 5,044 2,173 435 463 30,788 68,443 Gross charge-offs, YTD 34 79 73 23 — 1 795 1,005 Total loans $ 1,886,592 $ 2,026,392 $ 1,690,561 $ 817,077 $ 382,928 $ 537,330 $ 809,400 8,150,280 Unamortized net deferred loan costs/(fees) (178) Total loans, net of deferred loan costs/(fees) $ 8,150,102 Total gross charge-offs, year to date $ 205 $ 1,115 $ 1,070 $ 560 $ 821 $ 1,764 $ 4,640 $ 10,175 Loan Modifications to Borrowers Experiencing Financial Difficulty Occasionally, the Company modifies loans to borrowers in financial distress as a part of our loss mitigation activities. Various types of modification may be offered including principal forgiveness, term extension, payment delays, or interest rate reductions. In some cases, the Company will modify a certain loan by providing multiple types of concessions. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession may be granted. For loans included in the “combination” columns below, multiple types of modifications have been made on the same loan within the current reporting period. The followings tables present the amortized cost basis at September 30, 2024 and September 30, 2023 of the loans modified during the three and nine months then ended for borrowers experiencing financial difficulty, by loan category and type of concession granted. ($ in thousands) Payment Delay Term Extension Combination - Term Extension and Payment Delay Combination - Interest Rate Reduction and Term Extension Total Percent of Total Class of Loans As of and for the three months ended September 30, 2024 Construction, development & other land loans $ — $ 143 $ — $ — $ 143 0.02 % Home equity loans/lines of credit — 96 — — 96 0.03 % Total $ — $ 239 $ — $ — $ 239 — % As of and for the nine months ended September 30, 2024 Commercial and industrial $ 114 $ 1 $ 878 $ 92 $ 1,085 0.13 % Construction, development & other land loans — 208 — — 208 0.03 % Commercial real estate - non owner occupied — 107 — — 107 — % Residential 1-4 family real estate — 199 — — 199 0.01 % Home equity loans/lines of credit — 417 — 173 590 0.18 % Total $ 114 $ 932 $ 878 $ 265 $ 2,189 0.03 % ($ in thousands) Payment Delay Term Extension Combination - Interest Rate Reduction and Term Extension Total Percent of Total Class of Loans As of and for the three months ended September 30, 2023 Commercial and industrial $ 1,142 $ 117 $ — $ 1,259 0.14 % Construction, development & other land loans — 594 — 594 0.06 % Commercial real estate - owner occupied — 4,023 — 4,023 0.32 % Commercial real estate - non owner occupied — 131 — 131 0.01 % Residential 1-4 family real estate — 245 — 245 0.02 % Home equity loans/lines of credit 24 401 99 524 0.16 % Consumer loans — 9 — 9 0.01 % Total $ 1,166 $ 5,520 $ 99 $ 6,785 0.08 % As of and for the nine months ended September 30, 2023 Commercial and industrial $ 2,589 $ 216 $ — $ 2,805 0.31 % Construction, development & other land loans — 594 10 604 0.06 % Commercial real estate - owner occupied 185 4,302 — 4,487 0.36 % Commercial real estate - non owner occupied — 219 — 219 0.01 % Residential 1-4 family real estate — 750 — 750 0.05 % Home equity loans/lines of credit 24 1,669 99 1,792 0.54 % Consumer loans — 66 — 66 0.10 % Total $ 2,798 $ 7,816 $ 109 $ 10,723 0.13 % For the three and nine months ended September 30, 2024 and September 30, 2023, there were no modifications for borrowers experiencing financial difficulty with principal forgiveness concessions. The following table describes the financial effect for the three and nine months ended September 30, 2024 of the modifications made for borrowers experiencing financial difficulty: Financial Effect of Modification to Borrowers Experiencing Financial Difficulty Weighted Average Interest Rate Reduction Weighted Average Payment Delay Weighted Average Term Extension For the three months ended September 30, 2024 Construction, development & other land loans —% 0 8 Home equity loans/lines of credit —% 0 40 For the nine months ended September 30, 2024 Commercial and industrial 0.75% 36 13 Construction, development & other land loans —% 0 6 Commercial real estate - non owner occupied —% 0 13 Residential 1-4 family real estate —% 0 103 Home equity loans/lines of credit 2.13% 0 65 The following table describes the financial effect for the three and nine months ended September 30, 2023 of the modifications made for borrowers experiencing financial difficulty: Financial Effect of Modification to Borrowers Experiencing Financial Difficulty Weighted Average Interest Rate Reduction Weighted Average Payment Delay Weighted Average Term Extension For the three months ended September 30, 2023 Commercial and industrial —% 6 26 Construction, development & other land loans —% 0 8 Commercial real estate - owner occupied —% 0 32 Commercial real estate - non owner occupied —% 0 11 Residential 1-4 family real estate —% 0 23 Home equity loans/lines of credit 2.61% 24 84 Consumer loans —% 0 24 For the nine months ended September 30, 2023 Commercial and industrial —% 4 20 Construction, development & other land loans 1.53% 0 9 Commercial real estate - owner occupied —% 12 34 Commercial real estate - non owner occupied —% 0 13 Residential 1-4 family real estate —% 0 24 Home equity loans/lines of credit 2.61% 24 55 Consumer loans —% 0 9 The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that were modified in the last twelve months as of September 30, 2024: Payment Status (Amortized Cost Basis) ($ in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Commercial and industrial $ 1,086 $ — $ — $ — Construction, development & other land loans 250 — — — Commercial real estate - non owner occupied 107 — — — Residential 1-4 family real estate 134 — 65 — Home equity loans/lines of credit 1,278 — — — $ 2,855 $ — $ 65 $ — The following table depicts the performance of loans that were modified in the last twelve months as of December 31, 2023: Payment Status (Amortized Cost Basis) ($ in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Commercial and industrial $ 2,841 $ — $ — $ — Construction, development & other land loans 362 — — — Commercial real estate - owner occupied 4,455 — — — Commercial real estate - non owner occupied 206 — — — Residential 1-4 family real estate 656 79 — — Home equity loans/lines of credit 3,114 — — — Consumer loans 6 — — — $ 11,640 $ 79 $ — $ — None of the modifications made for borrowers experiencing financial difficulty during the three and nine months ended September 30, 2024 and September 30, 2023 are considered to have had a payment default. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the ACL is adjusted by the same amount. Concentration of Credit Risk Most of the Company's business activity is with customers located within the markets where it has banking operations. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy within its markets. Approximately 88% of the Company's loan portfolio is secured by real estate and is therefore susceptible to changes in real estate valuations. There have been no material changes to the primary loan markets (as identified by counties) from year end. Impact of Hurricane Helene Within the portions of Western North and South Carolina that were significantly impacted by Hurricane Helene, the Company identified borrowers with approximately $755 million of loans outstanding. The following is a summary of the categories of those loans outstanding as of September 30, 2024: ($ in thousands) Balance Commercial and industrial $ 10,481 Construction, development & other land loans 29,429 Commercial real estate - owner occupied 98,958 Commercial real estate - non owner occupied 284,825 Multi-family real estate 25,677 Residential 1-4 family real estate 266,554 Home equity loans/lines of credit 39,470 Consumer loans — Total $ 755,394 Given that the storm impacted the area just prior to September 30, 2024 and recovery continues in many communities, the Company performed analyses to identify possible impacts from the storm and has reserved accordingly based upon the information available at this time. The Company applied increased reserve rates based upon severe economic factors to the approximately $755 million of loans in the most impacted path of Hurricane Helene. Additionally, the Company performed an initial evaluation of the largest commercial loans in that area and applied incremental reserves to those loans that were suspected of having higher potential property damage or economic impact from the storm. Due to the potential exposure from Hurricane Helene, the ACL on these impacted loans increased by $13.0 million, expanding the ACL as a percent of loans in the impacted geography from 1.29% to 3.01% as of September 30, 2024 and adding 16 basis points to the overall ACL as a percent of total loans, which was 1.53% as of September 30, 2024. Allowance for Unfunded Loan Commitments In addition to the ACL on loans, the Company maintains an allowance for lending-related commitments such as unfunded loan commitments and letters of credit. The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for lending-related commitments on off-balance sheet credit exposures is adjusted as a provision for unfunded commitments expense. The estimate includes consideration of the likelihood that funding will occur, which is based on a historical funding study derived from internal information, and an estimate of expected credit losses on commitments expected to be funded over its estimated life, which are the same loss rates that are used in computing the ACL on loans. The allowance for unfunded loan commitments of $9.3 million and $11.4 million at September 30, 2024 and December 31, 2023, respectively, were separately classified on the consolidated balance sheets within "Other liabilities." The following table presents the balance and activity in the allowance for unfunded loan commitments for the three and nine months ended September 30, 2024 and 2023: Three months ended September 30, Nine months ended September 30, ($ in thousands) 2024 2023 2024 2023 Beginning balance $ 9,860 $ 13,019 $ 11,369 $ 13,306 Initial provision for credit losses on unfunded commitments acquired from GrandSouth — — — 1,921 Charge-offs — — — — Recoveries — — — — Reversal of provision for unfunded commitments (583) (1,200) (2,092) (3,408) Ending balance $ 9,277 $ 11,819 $ 9,277 $ 11,819 Allowance for Credit Losses - Securities Held to Maturity The ACL for securities held to maturity was insignificant at September 30, 2024 and December 31, 2023.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill, Other Intangible Assets and Servicing Assets The following is a summary of the gross carrying amount and accumulated amortization of amortizable intangible assets and the carrying amount of unamortized intangible assets as of the periods presented. September 30, 2024 December 31, 2023 ($ in thousands) Gross Carrying Accumulated Net Amount Gross Carrying Accumulated Net Amount Amortizable intangible assets: Customer lists $ 1,600 $ 1,307 $ 293 $ 2,700 $ 2,167 $ 533 Core deposit intangibles 57,890 33,717 24,173 57,890 28,933 28,957 Other intangibles 100 100 — 100 83 17 Total amortizable intangible assets $ 59,590 $ 35,124 $ 24,466 $ 60,690 $ 31,183 $ 29,507 Unamortizable intangible assets: Goodwill $ 478,750 $ 478,750 Customer lists are generally amortized over five years and core deposit intangibles are generally amortized over 10 years, both at an accelerated rate. Amortization expense of all amortizable intangible assets totaled $1.6 million and $2.0 million for the three months ended September 30, 2024 and 2023, respectively, and $5.0 million and $6.1 million for the nine months ended September 30, 2024 and 2023, respectively. Goodwill is evaluated for impairment on at least an annual basis, with the annual evaluation occurring as of October 31 of each year. Goodwill is also evaluated for impairment any time there is a triggering event indicating that impairment may have occurred. No triggering events were identified during 2024 to date and, therefore, the Company did not perform interim impairment evaluations. The Company's most recent evaluation of goodwill, which occurred in the fourth quarter of 2023, indicated that there was no goodwill impairment. There was no change to carrying amounts of goodwill during 2024. The following table presents the estimated amortization expense schedule related to acquisition-related amortizable intangible assets. These amounts will be recorded as "Intangibles amortization expense" within the noninterest expense section of the consolidated statements of income. These estimates are subject to change in future periods to the extent management determines it is necessary to make adjustments to the carrying value or estimated useful lives of amortizable intangible assets. ($ in thousands) Estimated Amortization October 1, 2024 to December 31, 2024 $ 1,562 2025 5,672 2026 4,704 2027 3,951 2028 3,197 Thereafter 5,380 Total $ 24,466 The Company recorded SBA guaranteed servicing fee income of $0.8 million for the three months ended September 30, 2024 and 2023, and $2.3 million and $2.7 million for the nine months ended September 30, 2024 and 2023, respectively. There was no impairment of SBA servicing assets at September 30, 2024 and December 31, 2023 and no significant methodology changes have been made since year end. The following table presents the changes in the SBA servicing assets (included in "Other assets" in the Company's consolidated balance sheet) for the three and nine months ended September 30, 2024 and 2023: Three months ended September 30, Nine months ended September 30, ($ in thousands) 2024 2023 2024 2023 Beginning balance, net $ 3,003 $ 3,781 $ 3,350 $ 4,004 Add: New servicing assets 315 191 858 464 Less: Amortization expense and impairment charges 358 457 1,248 953 Ending balance, net $ 2,960 $ 3,515 $ 2,960 $ 3,515

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Borrowings	Borrowings The following tables present information regarding the Company’s outstanding borrowings at September 30, 2024 ($ in thousands): Description Due date Call Feature Balance at September 30, 2024 Interest Rate FHLB Principal Reducing Credit 6/26/2028 to 12/20/2028 None $ 814 0.00% to 1.00% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.17% at 9/30/24 adjustable rate 3 month CME Term SOFR+ 2.91% Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.27% at 9/30/24 adjustable rate 3 month CME Term SOFR + 3.01% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 7.23% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.41% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 7.56% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.00% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 6.60% at 9/30/24 adjustable rate 3 month CME Term SOFR + 1.65% Trust Preferred Securities 6/23/2036 Quarterly by the Company beginning 6/23/2011 8,248 6.86% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.11% Subordinated Debentures 11/15/2030 Continuous by Company beginning 11/15/2025 18,000 4.38% fixed Total borrowings / weighted average rate as of September 30, 2024 96,138 6.69% Unamortized discount on acquired borrowings (4,444) Total borrowings $ 91,694 The following tables present information regarding the Company’s outstanding borrowings at December 31, 2023 ($ in thousands): Description Due date Call Feature Balance at December 31, 2023 Interest Rate FHLB Principal Reducing Credit 6/26/2028 to 12/20/2028 None $ 851 0.00% to 1.00% fixed FHLB Fixed Rate Credit 1/16/2024 None 80,000 5.59% fixed FHLB Fixed Rate Credit 2/27/2024 None 100,000 5.61% fixed FHLB Fixed Rate Credit 3/20/2024 None 100,000 5.61% fixed FRB Bank Term Funding Program 12/20/2024 None 224,000 4.85% fixed FRB Bank Term Funding Program 12/27/2024 None 25,000 4.83% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.30% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.91% Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.40% at 12/31/23 adjustable rate 3 month CME Term SOFR + 3.01% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 7.78% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.41% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 7.66% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.00% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 7.04% at 12/31/23 adjustable rate 3 month CME Term SOFR + 1.65% Trust Preferred Securities 6/23/2036 Quarterly by Company beginning 6/23/2011 8,248 7.47% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.11% Subordinated Debentures 11/30/2028 Continuous by Company beginning 11/30/2023 10,000 9.09% at 12/31/23 adjustable rate 3 month CME Term SOFR + 3.69% Subordinated Debentures 11/15/2030 Continuous by Company beginning 11/15/2025 18,000 4.38% fixed Total borrowings / weighted average rate as of December 31, 2023 635,175 5.57% Unamortized discount on acquired borrowings (5,017) Total borrowings $ 630,158

Leases

Leases	9 Months Ended
	Sep. 30, 2024
Lessee Disclosure [Abstract]
Leases	Leases The Company enters into leases in the normal course of business. As of September 30, 2024, the Company leased 14 bank branch offices for which the land and buildings are leased and ten branch offices for which the land is leased but the buildings are owned. The Company also leases office space for several operational departments. The lease agreements have maturity dates ranging from November 2024 through May 2076, some of which include options for multiple five Leases are classified as either operating or finance leases at the lease commencement date and all of the Company's leases have been determined to be operating leases. Lease expense for operating leases and short-term leases is recognized on a straight-line basis over the applicable lease term. Right-of-use assets represent the Company's right to use an underlying asset for the lease term and lease liabilities represent the Company's obligation to make lease payments arising from the lease. Right-of-use assets and lease liabilities are recognized at the lease commencement date based on the estimated present value of lease payments over the lease term. The Company uses its incremental borrowing rate, on a collateralized basis, at lease commencement to calculate the present value of lease payments when the rate implicit in the lease is not known. The weighted average discount rates for leases were 3.32% and 3.19% as of September 30, 2024 and December 31, 2023, respectively. The right-of-use assets, included in "Other assets" on the Company's consolidated balance sheet, and lease liabilities, included in "Other liabilities" on the Company's consolidated balance sheet, were $14.1 million and $14.9 million as of September 30, 2024, respectively, and were $17.1 million and $17.8 million as of December 31, 2023, respectively. Total operating lease expenses, included in "Other operating expenses" in the Company's consolidated statement of income, were $0.6 million and $0.8 million for the three months ended September 30, 2024 and 2023, respectively, and $1.8 million and $2.3 million for the nine months ended September 30, 2024 and 2023, respectively. Future undiscounted lease payments for operating leases with initial terms of greater than one year as of September 30, 2024 are as follows: ($ in thousands) October 1, 2024 to December 31, 2024 $ 550 2025 1,800 2026 1,517 2027 1,236 2028 1,145 Thereafter 16,120 Total undiscounted lease payments 22,368 Less effect of discounting (7,436) Present value of estimated lease payments (lease liability) $ 14,932

Pension Plans

Pension Plans	9 Months Ended
	Sep. 30, 2024
Retirement Benefits [Abstract]
Pension Plans	Pension PlansThe Company recorded periodic pension cost totaling $63,000 and $51,000 for the three months ended September 30, 2024 and 2023, respectively, and $189,000 and $152,000 for the nine months ended September 30, 2024 and 2023, respectively.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal and most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) of identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at September 30, 2024: ($ in thousands) Description of Financial Instruments Fair Value at September 30, 2024 Quoted Prices in Active Markets for Identical Assets Significant Other Significant Recurring Securities available for sale: Government-sponsored enterprise securities $ 62,872 $ — $ 62,872 $ — Mortgage-backed securities 1,828,802 — 1,828,802 — Corporate bonds 15,784 — 15,784 — Total available for sale securities $ 1,907,458 $ — $ 1,907,458 $ — Derivative financial assets $ 551 $ — $ 551 $ — Presold mortgages in process of settlement $ 9,888 $ — $ 9,888 $ — Derivative financial liabilities $ 553 $ — $ 553 $ — Nonrecurring Individually evaluated loans $ 4,746 $ — $ — $ 4,746 The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at December 31, 2023: ($ in thousands) Description of Financial Instruments Fair Value at December 31, 2023 Quoted Prices in Active Markets for Identical Assets Significant Other Significant Recurring Securities available for sale: US Treasury securities $ 172,570 $ — $ 172,570 $ — Government-sponsored enterprise securities 60,266 — 60,266 — Mortgage-backed securities 1,937,784 — 1,937,784 — Corporate bonds 18,759 — 18,759 — Total available for sale securities $ 2,189,379 $ — $ 2,189,379 $ — Derivative financial assets $ 295 $ — $ 295 $ — Presold mortgages in process of settlement $ 2,667 $ — $ 2,667 $ — Derivative financial liabilities $ 349 $ — $ 349 $ — Nonrecurring Individually evaluated loans $ 1,953 $ — $ — $ 1,953 The following is a description of the valuation methodologies used for financial instruments measured at fair value. Securities Available for Sale — When quoted market prices are available in an active market, the securities are classified as Level 1 in the valuation hierarchy. If quoted market prices are not available, but fair values can be estimated by observing quoted prices of securities with similar characteristics, the securities are classified as Level 2 on the valuation hierarchy. Most of the fair values for the Company’s Level 2 securities are determined by the Company's third-party bond accounting provider using matrix pricing. Matrix pricing is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. For the Company, Level 2 securities include U.S Treasury bonds, mortgage-backed securities, commercial mortgage-backed obligations, government-sponsored enterprise securities, and corporate bonds. In cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. The Company reviews the pricing methodologies utilized by the bond accounting provider to ensure the fair value determination is consistent with the applicable accounting guidance and that the investments are properly classified in the fair value hierarchy. Presold Mortgages in Process of Settlemen t - The fair value is based on the committed price that an investor has agreed to pay for the loan which is considered a Level 2 input. Derivative financial assets and liabilities - The fair values of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived from observable market interest rate curves. These are considered a Level 2 input. Individually evaluated loans — Fair values for individually evaluated loans are measured on a non-recurring basis and are based on the underlying collateral values securing the loans, adjusted for estimated selling costs, or the net present value of the cash flows expected to be received for such loans. Collateral may be in the form of real estate or business assets including equipment, inventory and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is generally determined by third-party appraisers using an income or market valuation approach based on an appraisal conducted by an independent, licensed third party appraiser (Level 3). The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable borrower’s financial statements if not considered significant. Likewise, values for inventory and accounts receivable collateral are based on borrower financial statement balances or aging reports on a discounted basis as appropriate (Level 3). Appraisals used in this analysis are generally obtained at least annually based on when the loans first became impaired, and thus the appraisals are not necessarily as of the period ends presented. Any fair value adjustments are recorded in the period incurred as provision for credit losses on the consolidated statements of income. There were no significant changes in the reported amount of Level 3 assets and liabilities measured at fair value on either a recurring or a non-recurring basis as of September 30, 2024. The carrying amounts and estimated fair values of financial instruments not carried at fair value at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 ($ in thousands) Level in Fair Carrying Estimated Carrying Estimated Cash and due from banks, noninterest-bearing Level 1 $ 74,034 $ 74,034 $ 100,891 $ 100,891 Due from banks, interest-bearing Level 1 670,407 670,407 136,964 136,964 Securities held to maturity Level 2 521,801 448,300 533,678 449,623 Total loans, net of allowance Level 3 7,890,820 7,232,306 8,040,249 7,379,079 SBA Servicing Asset Level 3 2,960 3,946 3,351 4,049 Demand deposits, money market and savings Level 1 9,507,268 9,507,268 9,052,905 9,052,905 Time deposits Level 2 997,661 994,002 978,694 972,513 Borrowings Level 2 91,694 80,268 630,158 615,614 Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no highly liquid market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial assets or liabilities include net premises and equipment, intangible and other assets such as deferred income taxes, prepaid expense accounts, income taxes currently payable, and other various accrued expenses. In addition, the income tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.

Stock-Based Compensation

Stock-Based Compensation	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation The Company recorded total stock-based compensation expense of $1.4 million and $1.2 million for the three months ended September 30, 2024 and 2023, respectively, and $3.0 million and $3.4 million for the nine months ended September 30, 2024 and 2023, respectively. These amounts are included in "Total personnel expense" on the accompanying consolidated statements of income. The Company recog nized income tax benefits related to stock-based compensation expense in its income statement of $304,000 an d $278,000 for the three months ended September 30, 2024 and 2023, respectively, and $675,000 and $798,000 for the nine months ended September 30, 2024 and 2023, respectively. At September 30, 2024, the sole equity-based compensation plan of the Company was the First Bancorp 2024 Equity Plan (the "Equity Plan"), which was approved by shareholders on May 31, 2024. As of September 30, 2024, the Equity Plan had 1,929,731 shares remaining available for grant. During the second quarter, the First Bancorp 2014 Equity Plan expired and was replaced by the Equity Plan. The Equity Plan is intended to serve as a means to attract, retain, and motivate key employees and directors and to associate the interests of the Equity Plan's participants with those of the Company and its shareholders. The Equity Plan allows for both grants of stock options and other types of equity-based compensation, including stock appreciation rights, restricted and unrestricted stock, restricted performance stock, and performance units. For the last several years, the only equity-based compensation granted by the Company has been shares of restricted stock, as it relates to employees, and unrestricted stock as it relates to non-employee directors. There have been no material changes to the treatment of stock awards and equity grants as discussed in Note 15 of the Company's Annual Report on Form 10-K for the year ended December 31, 2023. In addition to employee equity awards, the Company's practice is to grant unrestricted common shares to each non-employee director (currently twelve in total) in June of each year. The grants were valued at approximately $37,500 in 2024. Compensation expense associated with these director awards is fully recognized by the date of the award since there are no vesting conditions. The following table presents information regarding the activity for the first nine months of 2024 related to the Company’s outstanding restricted stock awards: Long-Term Restricted Stock Awards Number of Units Weighted-Average Nonvested at January 1, 2024 291,291 $ 38.01 Granted during the period 67,080 38.09 Vested during the period (50,501) 39.29 Forfeited or expired during the period — — Nonvested at September 30, 2024 307,870 $ 37.42 Total unrecognized compensation expense as of September 30, 2024 amounted to $4.4 million with a weighted average remaining term of 1.9 years. For the nonvested awards that were outstanding at September 30, 2024, the Company expects to record $2.9 million in compensation expense in the next twelve months, $1.3 million of which is expected to be recorded in the remaining quarter of 2024.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following is a reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share ("EPS"): For the Three Months Ended September 30, 2024 2023 ($ in thousands except per share amounts) Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 18,680 $ 29,893 Less: income allocated to restricted stock (134) (247) Basic EPS per common share $ 18,546 40,971,520 $ 0.45 $ 29,646 40,744,042 $ 0.73 Diluted EPS: Net income $ 18,680 40,971,520 $ 29,893 40,744,042 Effect of dilutive securities — 395,223 — 455,016 Diluted EPS per common share $ 18,680 41,366,743 $ 0.45 $ 29,893 41,199,058 $ 0.73 For the Nine Months Ended September 30, 2024 2023 ($ in thousands except per share amounts) Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 72,664 $ 74,457 Less: income allocated to restricted stock (471) (539) Basic EPS per common share $ 72,193 40,924,822 $ 1.76 $ 73,918 40,691,751 $ 1.82 Diluted EPS: Net income $ 72,664 40,924,822 $ 74,457 40,691,751 Effect of dilutive securities — 369,315 — 458,239 Diluted EPS per common share $ 72,664 41,294,137 $ 1.76 $ 74,457 41,149,990 $ 1.81

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) The components of accumulated other comprehensive income (loss) ("AOCI") for the Company for the periods shown were as follows: ($ in thousands) September 30, 2024 December 31, 2023 Unrealized loss on securities available for sale $ (331,538) $ (400,720) Deferred tax asset 76,751 92,767 Net unrealized loss on securities available for sale (254,787) (307,953) Postretirement plans liability (25) (100) Deferred tax asset 6 23 Net postretirement plans liability (19) (77) Total accumulated other comprehensive loss $ (254,806) $ (308,030) The following tables disclose the changes in AOCI for the three and nine months ended September 30, 2024 and 2023 (all amounts are net of tax): For the Three Months Ended September 30, 2024 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (315,153) $ (38) $ (315,191) Other comprehensive income before reclassifications 60,366 — 60,366 Amounts reclassified from accumulated other comprehensive income — 19 19 Net current period other comprehensive income 60,366 19 60,385 Ending balance $ (254,787) $ (19) $ (254,806) For the Three Months Ended September 30, 2023 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (338,251) $ 109 $ (338,142) Other comprehensive loss before reclassifications (62,644) — (62,644) Amounts reclassified from accumulated other comprehensive income — 34 34 Net current period other comprehensive (loss) income (62,644) 34 (62,610) Ending balance $ (400,895) $ 143 $ (400,752) For the Nine Months Ended September 30, 2024 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (307,953) $ (77) $ (308,030) Other comprehensive income before reclassifications 52,274 — 52,274 Amounts reclassified from accumulated other comprehensive income 892 58 950 Net current-period other comprehensive income 53,166 58 53,224 Ending balance $ (254,787) $ (19) $ (254,806) For the Nine Months Ended September 30, 2023 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (342,017) $ 42 $ (341,975) Other comprehensive loss before reclassifications (58,878) — (58,878) Amounts reclassified from accumulated other comprehensive income — 101 101 Net current-period other comprehensive (loss) income (58,878) 101 (58,777) Ending balance $ (400,895) $ 143 $ (400,752) Amounts reclassified from AOCI for unrealized gain (loss) on securities available for sale represent realized securities gains or losses, net of tax effects. Amounts reclassified from AOCI for postretirement plans asset (liability) represent amortization of amounts included in AOCI, net of taxes, and are recorded in the "Other operating expenses" line item of the consolidated statements of income.

Revenue from Contracts with Cus

Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	Revenue from Contracts with Customers All of the Company’s revenues that are in the scope of the “ Revenue from Contracts with Customers ” accounting standard (“ASC 606”) are recognized within noninterest income. The following table presents the Company’s sources of noninterest income for the three and nine months ended September 30, 2024 and 2023. Items outside the scope of ASC 606 are noted as such. For the Three Months Ended For the Nine Months Ended ($ in thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Noninterest Income in-scope of ASC 606: Service charges on deposit accounts $ 4,320 $ 4,661 $ 12,327 $ 13,012 Other service charges and fees: Bankcard interchange income, net 2,372 2,239 7,045 7,190 Other service charges and fees 1,710 1,354 5,208 4,184 Commissions from sales of financial products 1,371 1,207 4,068 3,926 Portion of other income in-scope of ASC 606 — 478 312 1,408 Noninterest income (in-scope of ASC 606) 9,773 9,939 28,960 29,720 Noninterest income (out-of-scope of ASC 606) 3,806 5,238 12,116 13,228 Total noninterest income $ 13,579 $ 15,177 $ 41,076 $ 42,948 There have been no material changes from the Company's revenue streams accounted for under ASC 606 as discussed in Note 20 of the Company's Annual Report on Form 10-K for the year ended December 31, 2023.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net income	$ 18,680	$ 29,893	$ 72,664	$ 74,457

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Organization and Basis of Pre_2

Organization and Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	In the opinion of the Company, the accompanying unaudited consolidated financial statements contain all adjustments necessary to present fairly the consolidated financial position of the Company as of September 30, 2024, the consolidated results of income, comprehensive income and shareholders' equity for the three and nine months ended September 30, 2024 and 2023, and the consolidated cash flows for the nine months ended September 30, 2024 and 2023. Any such adjustments were of a normal, recurring nature. These interim financial statements should be read in conjunction with the Company's audited consolidated financial statements and notes in the 2023 Annual Report for the year ended December 31, 2023. Operating results for interim period are not necessarily indicative of the results that may be expected for the full year. In certain instances, amounts reported in prior years’ consolidated financial statements have been reclassified to conform to the current presentation. Such reclassifications had no effect on previously reported shareholders’ equity or net income.
Accounting Standards Adopted in 2023 and Accounting Standards Pending Adoption	Accounting Standards Adopted in 2024 Accounting Standards Update ("ASU") 2023-02 , “ Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method ” permits reporting entities to elect to account for their tax equity investments, regardless of the tax credit program from which the income tax credits are received, using the proportional amortization method if certain conditions are met. This update is effective for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years. The adoption of ASU 2023-02 did not have a significant impact on the Company's consolidated financial statements. Accounting Standards Pending Adoption ASU 2023-07, "Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures" amended existing guidance to improve disclosures about a public entity’s reportable segments and provide more detailed information about a reportable segment’s expenses. ASU 2023-07 clarifies that an entity which has a single reportable segment is to provide all the disclosures required by Topic 280 and ASU 2023-07. The amendment is effective for fiscal years beginning after December 15, 2023 and interim periods within fiscal years beginning after December 15, 2024. The adoption of ASU 2023-07 is not expected to have a significant impact on the Company's consolidated financial statements. ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” amends existing guidance to improve the transparency of income tax disclosures, including disclosure of specific categories in the rate reconciliation, providing additional information for certain reconciling items, and providing details on income taxes paid. The amendments are effective for annual periods beginning after December 15, 2024. The adoption of ASU 2023-09 is not expected to have a significant impact on the Company's consolidated financial statements. Other accounting standards that have been issued or proposed by the Financial Accounting Standards Board ("FASB") or other standards-setting bodies are not expected to have a material impact on the Company’s consolidated financial statements.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Book Values and Fair Values of Available-for-Sale Securities	The book values and approximate fair values of investment securities at September 30, 2024 and December 31, 2023 are summarized as follows: ($ in thousands) September 30, 2024 December 31, 2023 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: U.S. Treasuries $ — $ — $ — $ — $ 174,785 $ 172,570 $ — $ (2,215) Government-sponsored enterprise securities 71,968 62,872 — (9,096) 71,964 60,266 — (11,698) Mortgage-backed securities 2,150,849 1,828,802 39 (322,086) 2,323,674 1,937,784 30 (385,920) Corporate bonds 16,179 15,784 — (395) 19,676 18,759 — (917) Total available for sale $ 2,238,996 $ 1,907,458 $ 39 $ (331,577) $ 2,590,099 $ 2,189,379 $ 30 $ (400,750) Securities held to maturity: Mortgage-backed securities $ 9,923 $ 9,564 $ — $ (359) $ 12,085 $ 11,447 $ — $ (638) State and local governments 511,878 438,736 29 (73,171) 521,593 438,176 39 (83,456) Total held to maturity $ 521,801 $ 448,300 $ 29 $ (73,530) $ 533,678 $ 449,623 $ 39 $ (84,094)
Book Values and Fair Values of Held-to-Maturity Securities	The book values and approximate fair values of investment securities at September 30, 2024 and December 31, 2023 are summarized as follows: ($ in thousands) September 30, 2024 December 31, 2023 Amortized Fair Unrealized Amortized Fair Unrealized Gains (Losses) Gains (Losses) Securities available for sale: U.S. Treasuries $ — $ — $ — $ — $ 174,785 $ 172,570 $ — $ (2,215) Government-sponsored enterprise securities 71,968 62,872 — (9,096) 71,964 60,266 — (11,698) Mortgage-backed securities 2,150,849 1,828,802 39 (322,086) 2,323,674 1,937,784 30 (385,920) Corporate bonds 16,179 15,784 — (395) 19,676 18,759 — (917) Total available for sale $ 2,238,996 $ 1,907,458 $ 39 $ (331,577) $ 2,590,099 $ 2,189,379 $ 30 $ (400,750) Securities held to maturity: Mortgage-backed securities $ 9,923 $ 9,564 $ — $ (359) $ 12,085 $ 11,447 $ — $ (638) State and local governments 511,878 438,736 29 (73,171) 521,593 438,176 39 (83,456) Total held to maturity $ 521,801 $ 448,300 $ 29 $ (73,530) $ 533,678 $ 449,623 $ 39 $ (84,094)
Schedule of Information Regarding Securities with Unrealized Losses	The following table presents information regarding all securities with unrealized losses at September 30, 2024: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized Government-sponsored enterprise securities $ — $ — $ 62,872 $ 9,096 $ 62,872 $ 9,096 Mortgage-backed securities 318 — 1,835,466 322,445 1,835,784 322,445 Corporate bonds 380 49 13,654 346 14,034 395 State and local governments 520 — 433,118 73,171 433,638 73,171 Total unrealized loss position $ 1,218 $ 49 $ 2,345,110 $ 405,058 $ 2,346,328 $ 405,107 The following table presents information regarding all securities with unrealized losses at December 31, 2023: Securities in an Unrealized Securities in an Unrealized Total ($ in thousands) Fair Value Unrealized Fair Value Unrealized Fair Value Unrealized U.S. Treasuries $ — $ — $ 172,570 $ 2,215 $ 172,570 $ 2,215 Government-sponsored enterprise securities — — 60,266 11,698 60,266 11,698 Mortgage-backed securities 1,117 5 1,945,830 386,553 1,946,947 386,558 Corporate bonds — — 17,008 917 17,008 917 State and local governments — — 432,476 83,456 432,476 83,456 Total unrealized loss position $ 1,117 $ 5 $ 2,628,150 $ 484,839 $ 2,629,267 $ 484,844
Schedule of Book Values and Approximate Fair Values of Investment Securities by Contractual Maturity	The book values and fair values of investment securities at September 30, 2024, by contractual maturity, are summarized in the table below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities Available for Sale Securities Held to Maturity ($ in thousands) Amortized Fair Amortized Fair Due after one year but within five years $ 39,996 $ 35,320 $ 5,394 $ 5,289 Due after five years but within ten years 48,151 43,336 183,914 159,345 Due after ten years — — 322,570 274,102 Mortgage-backed securities 2,150,849 1,828,802 9,923 9,564 Total securities $ 2,238,996 $ 1,907,458 $ 521,801 $ 448,300

Loans, Allowance for Credit L_2

Loans, Allowance for Credit Losses, and Asset Quality Information (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Summary of Major Categories of Total Loans Outstanding	The following is a summary of the major categories of total loans outstanding: ($ in thousands) September 30, 2024 December 31, 2023 Amount Percentage Amount Percentage Commercial and industrial $ 847,284 11 % $ 905,862 11 % Construction, development & other land loans 760,949 9 % 992,980 12 % Commercial real estate - owner occupied 1,226,050 15 % 1,259,022 16 % Commercial real estate - non owner occupied 2,572,901 32 % 2,528,060 31 % Multi-family real estate 460,565 6 % 421,376 5 % Residential 1-4 family real estate 1,737,133 22 % 1,639,469 20 % Home equity loans/lines of credit 331,072 4 % 335,068 4 % Consumer loans 76,787 1 % 68,443 1 % Subtotal 8,012,741 100 % 8,150,280 100 % Unamortized net deferred loan costs/(fees) 797 (178) Total loans $ 8,013,538 $ 8,150,102 Also included in the table above are various SBA loans, generally originated under the SBA 7A program, with additional information on these loans presented in the table below. ($ in thousands) September 30, 2024 December 31, 2023 Guaranteed portions of SBA loans included in table above $ 36,131 $ 35,462 Unguaranteed portions of SBA loans included in table above 104,472 107,784 Total SBA loans included in the table above $ 140,603 $ 143,246 Sold portions of SBA loans with servicing retained - not included in tables above $ 341,517 $ 349,275
Schedule of Nonperforming Assets and Nonaccrual Loans	The following table summarizes the NPAs for each date presented. ($ in thousands) September 30, December 31, Nonaccrual loans $ 34,125 $ 32,208 Modifications to borrowers in financial distress 10,262 11,719 Total nonperforming loans 44,387 43,927 Foreclosed real estate 1,519 862 Total nonperforming assets $ 45,906 $ 44,789 The following table is a summary of the Company’s nonaccrual loans by major categories as of September 30, 2024: ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial and industrial $ — $ 10,310 $ 10,310 Construction, development & other land loans — 17 17 Commercial real estate - owner occupied 879 9,211 10,090 Commercial real estate - non owner occupied — 6,067 6,067 Residential 1-4 family real estate — 5,578 5,578 Home equity loans/lines of credit — 1,925 1,925 Consumer loans — 138 138 Total $ 879 $ 33,246 $ 34,125 The following table is a summary of the Company’s nonaccrual loans by major categories as of December 31, 2023: ($ in thousands) Nonaccrual Loans with No Allowance Nonaccrual Loans with an Allowance Total Nonaccrual Loans Commercial and industrial $ 944 $ 8,932 $ 9,876 Construction, development & other land loans — 399 399 Commercial real estate - owner occupied 960 6,082 7,042 Commercial real estate - non owner occupied 6,121 1,082 7,203 Residential 1-4 family real estate — 4,843 4,843 Home equity loans/lines of credit 534 2,169 2,703 Consumer loans — 142 142 Total $ 8,559 $ 23,649 $ 32,208
Summary of Accrued Interest Receivables Written Off	The following table represents the accrued interest receivables written off by reversing interest income during each period indicated: ($ in thousands) Nine Months Ended September 30, 2024 Nine Months Ended September 30, 2023 Commercial and industrial $ 360 $ 182 Construction, development & other land loans — 2 Commercial real estate - owner occupied 238 105 Commercial real estate - non owner occupied 55 8 Residential 1-4 family real estate 45 29 Home equity loans/lines of credit 26 39 Consumer loans 1 2 Total $ 725 $ 367
Schedule of Analysis of Payment Status	The following table presents an analysis of the payment status of the Company’s loans as of September 30, 2024: ($ in thousands) Accruing Accruing Accruing Nonaccrual Total Loans Commercial and industrial $ 834,306 $ 2,468 $ 200 $ 10,310 $ 847,284 Construction, development & other land loans 759,957 910 65 17 760,949 Commercial real estate - owner occupied 1,215,472 279 209 10,090 1,226,050 Commercial real estate - non owner occupied 2,566,325 287 222 6,067 2,572,901 Multi-family real estate 460,419 146 — — 460,565 Residential 1-4 family real estate 1,725,659 1,794 4,102 5,578 1,737,133 Home equity loans/lines of credit 327,772 1,278 97 1,925 331,072 Consumer loans 76,095 322 232 138 76,787 Total $ 7,966,005 $ 7,484 $ 5,127 $ 34,125 8,012,741 Unamortized net deferred loan costs/(fees) 797 Total loans $ 8,013,538 The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2023: ($ in thousands) Accruing Accruing Accruing Nonaccrual Total Loans Commercial and industrial $ 892,003 $ 3,726 $ 257 $ 9,876 $ 905,862 Construction, development & other land loans 992,084 241 256 399 992,980 Commercial real estate - owner occupied 1,250,670 906 404 7,042 1,259,022 Commercial real estate - non owner occupied 2,520,496 361 — 7,203 2,528,060 Multi-family real estate 421,376 — — — 421,376 Residential 1-4 family real estate 1,612,357 18,868 3,401 4,843 1,639,469 Home equity loans/lines of credit 331,413 603 349 2,703 335,068 Consumer loans 67,900 270 131 142 68,443 Total $ 8,088,299 $ 24,975 $ 4,798 $ 32,208 8,150,280 Unamortized net deferred loan costs/(fees) (178) Total loans $ 8,150,102
Analysis of Collateral-Dependent Loans	The following table presents an analysis of collateral dependent loans of the Company as of September 30, 2024: ($ in thousands) Residential Property Business Assets Commercial Property Total Collateral-Dependent Loans Commercial real estate - owner occupied $ — $ — $ 879 $ 879 Commercial real estate - non owner occupied — — 5,050 5,050 Total $ — $ — $ 5,929 $ 5,929 The following table presents an analysis of collateral dependent loans of the Company as of December 31, 2023: ($ in thousands) Residential Property Business Assets Commercial Property Total Collateral-Dependent Loans Commercial and industrial $ — $ 2,385 $ — $ 2,385 Commercial real estate - owner occupied — — 1,142 1,142 Commercial real estate - non owner occupied — — 6,121 6,121 Home equity loans/lines of credit 534 — — 534 Total $ 534 $ 2,385 $ 7,263 $ 10,182
Schedule of Allowance for Loan Losses	The following tables presents the activity in the ACL on loans for each of the periods indicated to include Purchase Credit Deterioration (“PCD”) activity in applicable periods. Fluctuations in the ACL each period are based on loan mix and growth, changes in the levels of nonperforming loans, economic forecasts impacting loss drivers, other assumptions and inputs to the current expected credit loss ("CECL") model, and as occurred in 2023, adjustments for acquired loan portfolios. The change to the level of ACL during the nine months ended September 30, 2024 was determined based primarily on updated economic forecasts, which are a key assumption in the CECL model and which indicated improvement in certain economic forecasts along with reductions in loan balances during the period, partially offset by a continued reduction of the commercial real estate pricing index. Other than the impact from Hurricane Helene, there was little change to the ACL for the quarter or year to date. ($ in thousands) Beginning balance Charge-offs Recoveries Provisions / (Reversals) Ending balance As of and for the three months ended September 30, 2024 Commercial and industrial $ 19,837 $ (1,913) $ 246 $ (27) $ 18,143 Construction, development & other land loans 9,996 — 35 1,394 11,425 Commercial real estate - owner occupied 17,859 (21) 4 657 18,499 Commercial real estate - non owner occupied 25,876 — 3 2,754 28,633 Multi-family real estate 5,129 — — 161 5,290 Residential 1-4 family real estate 24,855 — 28 9,183 34,066 Home equity loans/lines of credit 3,177 — 232 165 3,574 Consumer loans 3,329 (754) 17 496 3,088 Total $ 110,058 $ (2,688) $ 565 $ 14,783 $ 122,718 As of and for the nine months ended September 30, 2024 Commercial and industrial $ 21,227 $ (5,976) $ 1,346 $ 1,546 $ 18,143 Construction, development & other land loans 13,940 (79) 182 (2,618) 11,425 Commercial real estate - owner occupied 18,218 (109) 12 378 18,499 Commercial real estate - non owner occupied 24,916 (158) 46 3,829 28,633 Multi-family real estate 3,825 — — 1,465 5,290 Residential 1-4 family real estate 21,396 (6) 255 12,421 34,066 Home equity loans/lines of credit 3,339 (2) 254 (17) 3,574 Consumer loans 2,992 (1,130) 197 1,029 3,088 Total $ 109,853 $ (7,460) $ 2,292 $ 18,033 $ 122,718 ($ in thousands) Beginning balance Initial ACL for acquired PCD loans Charge-offs Recoveries Provisions / (Reversals) Ending balance As of and for the three months ended September 30, 2023 Commercial and industrial $ 23,442 $ — $ (2,650) $ 450 $ 1,202 $ 22,444 Construction, development & other land loans 18,477 — (120) 54 (4,761) 13,650 Commercial real estate - owner occupied 16,381 — (24) 34 1,873 18,264 Commercial real estate - non owner occupied 26,274 — — 302 (1,240) 25,336 Multi-family real estate 3,946 — — 3 (481) 3,468 Residential 1-4 family real estate 14,305 — — 50 4,374 18,729 Home equity loans/lines of credit 3,717 — — 11 (431) 3,297 Consumer loans 2,688 — (409) 67 664 3,010 Total $ 109,230 $ — $ (3,203) $ 971 $ 1,200 $ 108,198 As of and for the nine months ended September 30, 2023 Commercial and industrial $ 17,718 $ 5,197 $ (6,361) $ 1,216 $ 4,674 $ 22,444 Construction, development & other land loans 15,128 49 (120) 277 (1,684) 13,650 Commercial real estate - owner occupied 14,972 191 (24) 104 3,021 18,264 Commercial real estate - non owner occupied 22,780 51 (235) 734 2,006 25,336 Multi-family real estate 2,957 — — 10 501 3,468 Residential 1-4 family real estate 11,354 113 — 275 6,987 18,729 Home equity loans/lines of credit 3,158 8 (2) 85 48 3,297 Consumer loans 2,900 1 (833) 144 798 3,010 Total $ 90,967 $ 5,610 $ (7,575) $ 2,845 $ 16,351 $ 108,198 ($ in thousands) Balance Commercial and industrial $ 10,481 Construction, development & other land loans 29,429 Commercial real estate - owner occupied 98,958 Commercial real estate - non owner occupied 284,825 Multi-family real estate 25,677 Residential 1-4 family real estate 266,554 Home equity loans/lines of credit 39,470 Consumer loans — Total $ 755,394 The following table presents the balance and activity in the allowance for unfunded loan commitments for the three and nine months ended September 30, 2024 and 2023: Three months ended September 30, Nine months ended September 30, ($ in thousands) 2024 2023 2024 2023 Beginning balance $ 9,860 $ 13,019 $ 11,369 $ 13,306 Initial provision for credit losses on unfunded commitments acquired from GrandSouth — — — 1,921 Charge-offs — — — — Recoveries — — — — Reversal of provision for unfunded commitments (583) (1,200) (2,092) (3,408) Ending balance $ 9,277 $ 11,819 $ 9,277 $ 11,819
Schedule of Recorded Investment in Loans by Credit Quality Indicators	In the tables that follow, substantially all of the "Classified" loans have grades of 7 or Fail, with those categories having similar levels of risk. The tables below present the Company’s recorded investment in loans by credit quality indicators by year of origination or renewal as of the periods indicated. Acquired loans are presented in the year originated, not in the year of acquisition. Term Loans by Year of Origination ($ in thousands) 2024 2023 2022 2021 2020 Prior Revolving Total As of September 30, 2024 Commercial and industrial Pass $ 91,552 $ 88,620 $ 128,666 $ 88,256 $ 61,355 $ 73,296 $ 299,188 $ 830,933 Special Mention 944 361 174 207 347 794 1,890 4,717 Classified 160 1,817 3,440 486 1,009 4,181 541 11,634 Total commercial and industrial 92,656 90,798 132,280 88,949 62,711 78,271 301,619 847,284 Gross charge-offs, YTD 126 460 800 195 134 752 3,509 5,976 Construction, development & other land loans Pass 321,727 192,331 114,704 32,788 14,857 9,801 70,195 756,403 Special Mention 2,497 612 164 9 — 265 13 3,560 Classified 910 — — — 67 9 — 986 Total construction, development & other land loans 325,134 192,943 114,868 32,797 14,924 10,075 70,208 760,949 Gross charge-offs, YTD — 79 — — — — — 79 Commercial real estate - owner occupied Pass 120,529 229,996 272,334 261,248 158,253 127,257 16,711 1,186,328 Special Mention 13,218 1,940 3,515 187 147 7,654 — 26,661 Classified 957 179 1,977 1,268 1,572 7,108 — 13,061 Total commercial real estate - owner occupied 134,704 232,115 277,826 262,703 159,972 142,019 16,711 1,226,050 Gross charge-offs, YTD — 25 — 19 — 65 — 109 Commercial real estate - non owner occupied Pass 345,170 435,235 683,731 638,235 263,275 149,114 29,739 2,544,499 Special Mention 14,968 268 189 13 337 5,890 — 21,665 Classified 234 401 570 11 4,233 1,288 — 6,737 Total commercial real estate - non owner occupied 360,372 435,904 684,490 638,259 267,845 156,292 29,739 2,572,901 Gross charge-offs, YTD — — — — — 158 — 158 Multi-family real estate Pass 55,518 41,990 115,324 161,142 41,642 14,628 29,379 459,623 Special Mention — 146 — — — 796 — 942 Classified — — — — — — — — Total multi-family real estate 55,518 42,136 115,324 161,142 41,642 15,424 29,379 460,565 Gross charge-offs, YTD — — — — — — — — Residential 1-4 family real estate Pass 181,377 333,878 416,275 301,453 176,169 311,209 3,298 1,723,659 Special Mention 215 — 11 139 62 910 — 1,337 Classified 1,892 245 2,257 549 1,198 5,996 — 12,137 Total residential 1-4 family real estate 183,484 334,123 418,543 302,141 177,429 318,115 3,298 1,737,133 Gross charge-offs, YTD — — — — — 6 — 6 Home equity loans/lines of credit Pass 2,128 2,679 661 377 175 943 317,182 324,145 Special Mention 121 152 — — — — 16 289 Classified 175 54 — 137 89 8 6,175 6,638 Total home equity loans/lines of credit 2,424 2,885 661 514 264 951 323,373 331,072 Gross charge-offs, YTD — — — — — — 2 2 Consumer loans Pass 13,328 11,137 8,076 2,757 1,252 373 39,517 76,440 Special Mention — — — — — — 23 23 Classified 6 72 46 21 — 28 151 324 Total consumer loans 13,334 11,209 8,122 2,778 1,252 401 39,691 76,787 Gross charge-offs, YTD 6 53 24 33 — — 1,014 1,130 Total loans $ 1,167,626 $ 1,342,113 $ 1,752,114 $ 1,489,283 $ 726,039 $ 721,548 $ 814,018 8,012,741 Unamortized net deferred loan costs/(fees) 797 Total loans, net of deferred loan costs/(fees) $ 8,013,538 Total gross charge-offs, year to date $ 132 $ 617 $ 824 $ 247 $ 134 $ 981 $ 4,525 $ 7,460 Term Loans by Year of Origination ($ in thousands) 2023 2022 2021 2020 2019 Prior Revolving Total As of December 31, 2023 Commercial and industrial Pass $ 136,735 $ 161,131 $ 111,069 $ 75,312 $ 38,495 $ 60,626 $ 302,684 $ 886,052 Special Mention 2,832 2,547 167 185 448 672 1,135 7,986 Classified 1,626 1,152 720 1,389 1,647 4,487 803 11,824 Total commercial and industrial 141,193 164,830 111,956 76,886 40,590 65,785 304,622 905,862 Gross charge-offs, YTD 171 1,036 713 537 821 1,547 3,533 8,358 Construction, development & other land loans Pass 563,998 231,450 90,374 16,662 11,598 5,816 70,852 990,750 Special Mention 489 273 59 — 2 4 19 846 Classified 657 708 — — 8 11 — 1,384 Total construction, development & other land loans 565,144 232,431 90,433 16,662 11,608 5,831 70,871 992,980 Gross charge-offs, YTD — — — — — 120 — 120 Commercial real estate - owner occupied Pass 210,449 323,852 299,135 196,343 92,452 86,784 23,198 1,232,213 Special Mention 338 2,533 271 817 5,755 2,253 — 11,967 Classified 4,456 1,505 1,721 895 2,288 3,904 73 14,842 Total commercial real estate - owner occupied 215,243 327,890 301,127 198,055 100,495 92,941 23,271 1,259,022 Gross charge-offs, YTD — — 49 — — 92 3 144 Commercial real estate - non owner occupied Pass 509,596 748,854 722,472 287,235 119,515 84,690 29,001 2,501,363 Special Mention 11,353 199 36 393 1,183 5,942 342 19,448 Classified 871 32 14 4,214 634 1,484 — 7,249 Total commercial real estate - non owner occupied 521,820 749,085 722,522 291,842 121,332 92,116 29,343 2,528,060 Gross charge-offs, YTD — — 235 — — — — 235 Multi-family real estate Pass 57,378 137,533 139,879 43,881 12,231 10,323 20,151 421,376 Special Mention — — — — — — — — Classified — — — — — — — — Total multi-family real estate 57,378 137,533 139,879 43,881 12,231 10,323 20,151 421,376 Gross charge-offs, YTD — — — — — — — — Residential 1-4 family real estate Pass 363,410 400,483 317,515 186,459 94,567 260,102 3,247 1,625,783 Special Mention 681 41 202 64 587 1,987 — 3,562 Classified 1,848 50 474 741 472 6,539 — 10,124 Total residential 1-4 family real estate 365,939 400,574 318,191 187,264 95,626 268,628 3,247 1,639,469 Gross charge-offs, YTD — — — — — 4 — 4 Home equity loans/lines of credit Pass 2,830 1,136 1,141 223 499 1,233 319,199 326,261 Special Mention 163 — 122 — — — 18 303 Classified 255 — 146 91 112 10 7,890 8,504 Total home equity loans/lines of credit 3,248 1,136 1,409 314 611 1,243 327,107 335,068 Gross charge-offs, YTD — — — — — — 309 309 Consumer loans Pass 16,497 12,906 4,999 2,173 432 429 30,757 68,193 Special Mention — — — — — — — — Classified 130 7 45 — 3 34 31 250 Total consumer loans 16,627 12,913 5,044 2,173 435 463 30,788 68,443 Gross charge-offs, YTD 34 79 73 23 — 1 795 1,005 Total loans $ 1,886,592 $ 2,026,392 $ 1,690,561 $ 817,077 $ 382,928 $ 537,330 $ 809,400 8,150,280 Unamortized net deferred loan costs/(fees) (178) Total loans, net of deferred loan costs/(fees) $ 8,150,102 Total gross charge-offs, year to date $ 205 $ 1,115 $ 1,070 $ 560 $ 821 $ 1,764 $ 4,640 $ 10,175
Schedule of Information Related to Loans Modified in a Troubled Debt Restructuring	The followings tables present the amortized cost basis at September 30, 2024 and September 30, 2023 of the loans modified during the three and nine months then ended for borrowers experiencing financial difficulty, by loan category and type of concession granted. ($ in thousands) Payment Delay Term Extension Combination - Term Extension and Payment Delay Combination - Interest Rate Reduction and Term Extension Total Percent of Total Class of Loans As of and for the three months ended September 30, 2024 Construction, development & other land loans $ — $ 143 $ — $ — $ 143 0.02 % Home equity loans/lines of credit — 96 — — 96 0.03 % Total $ — $ 239 $ — $ — $ 239 — % As of and for the nine months ended September 30, 2024 Commercial and industrial $ 114 $ 1 $ 878 $ 92 $ 1,085 0.13 % Construction, development & other land loans — 208 — — 208 0.03 % Commercial real estate - non owner occupied — 107 — — 107 — % Residential 1-4 family real estate — 199 — — 199 0.01 % Home equity loans/lines of credit — 417 — 173 590 0.18 % Total $ 114 $ 932 $ 878 $ 265 $ 2,189 0.03 % ($ in thousands) Payment Delay Term Extension Combination - Interest Rate Reduction and Term Extension Total Percent of Total Class of Loans As of and for the three months ended September 30, 2023 Commercial and industrial $ 1,142 $ 117 $ — $ 1,259 0.14 % Construction, development & other land loans — 594 — 594 0.06 % Commercial real estate - owner occupied — 4,023 — 4,023 0.32 % Commercial real estate - non owner occupied — 131 — 131 0.01 % Residential 1-4 family real estate — 245 — 245 0.02 % Home equity loans/lines of credit 24 401 99 524 0.16 % Consumer loans — 9 — 9 0.01 % Total $ 1,166 $ 5,520 $ 99 $ 6,785 0.08 % As of and for the nine months ended September 30, 2023 Commercial and industrial $ 2,589 $ 216 $ — $ 2,805 0.31 % Construction, development & other land loans — 594 10 604 0.06 % Commercial real estate - owner occupied 185 4,302 — 4,487 0.36 % Commercial real estate - non owner occupied — 219 — 219 0.01 % Residential 1-4 family real estate — 750 — 750 0.05 % Home equity loans/lines of credit 24 1,669 99 1,792 0.54 % Consumer loans — 66 — 66 0.10 % Total $ 2,798 $ 7,816 $ 109 $ 10,723 0.13 % For the three and nine months ended September 30, 2024 and September 30, 2023, there were no modifications for borrowers experiencing financial difficulty with principal forgiveness concessions. The following table describes the financial effect for the three and nine months ended September 30, 2024 of the modifications made for borrowers experiencing financial difficulty: Financial Effect of Modification to Borrowers Experiencing Financial Difficulty Weighted Average Interest Rate Reduction Weighted Average Payment Delay Weighted Average Term Extension For the three months ended September 30, 2024 Construction, development & other land loans —% 0 8 Home equity loans/lines of credit —% 0 40 For the nine months ended September 30, 2024 Commercial and industrial 0.75% 36 13 Construction, development & other land loans —% 0 6 Commercial real estate - non owner occupied —% 0 13 Residential 1-4 family real estate —% 0 103 Home equity loans/lines of credit 2.13% 0 65 The following table describes the financial effect for the three and nine months ended September 30, 2023 of the modifications made for borrowers experiencing financial difficulty: Financial Effect of Modification to Borrowers Experiencing Financial Difficulty Weighted Average Interest Rate Reduction Weighted Average Payment Delay Weighted Average Term Extension For the three months ended September 30, 2023 Commercial and industrial —% 6 26 Construction, development & other land loans —% 0 8 Commercial real estate - owner occupied —% 0 32 Commercial real estate - non owner occupied —% 0 11 Residential 1-4 family real estate —% 0 23 Home equity loans/lines of credit 2.61% 24 84 Consumer loans —% 0 24 For the nine months ended September 30, 2023 Commercial and industrial —% 4 20 Construction, development & other land loans 1.53% 0 9 Commercial real estate - owner occupied —% 12 34 Commercial real estate - non owner occupied —% 0 13 Residential 1-4 family real estate —% 0 24 Home equity loans/lines of credit 2.61% 24 55 Consumer loans —% 0 9 The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table depicts the performance of loans that were modified in the last twelve months as of September 30, 2024: Payment Status (Amortized Cost Basis) ($ in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Commercial and industrial $ 1,086 $ — $ — $ — Construction, development & other land loans 250 — — — Commercial real estate - non owner occupied 107 — — — Residential 1-4 family real estate 134 — 65 — Home equity loans/lines of credit 1,278 — — — $ 2,855 $ — $ 65 $ — The following table depicts the performance of loans that were modified in the last twelve months as of December 31, 2023: Payment Status (Amortized Cost Basis) ($ in thousands) Current 30-59 Days Past Due 60-89 Days Past Due 90+ Days Past Due Commercial and industrial $ 2,841 $ — $ — $ — Construction, development & other land loans 362 — — — Commercial real estate - owner occupied 4,455 — — — Commercial real estate - non owner occupied 206 — — — Residential 1-4 family real estate 656 79 — — Home equity loans/lines of credit 3,114 — — — Consumer loans 6 — — — $ 11,640 $ 79 $ — $ —

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill	September 30, 2024 December 31, 2023 ($ in thousands) Gross Carrying Accumulated Net Amount Gross Carrying Accumulated Net Amount Amortizable intangible assets: Customer lists $ 1,600 $ 1,307 $ 293 $ 2,700 $ 2,167 $ 533 Core deposit intangibles 57,890 33,717 24,173 57,890 28,933 28,957 Other intangibles 100 100 — 100 83 17 Total amortizable intangible assets $ 59,590 $ 35,124 $ 24,466 $ 60,690 $ 31,183 $ 29,507 Unamortizable intangible assets: Goodwill $ 478,750 $ 478,750
Schedule of the Estimated Amortization Expense	The following table presents the estimated amortization expense schedule related to acquisition-related amortizable intangible assets. These amounts will be recorded as "Intangibles amortization expense" within the noninterest expense section of the consolidated statements of income. These estimates are subject to change in future periods to the extent management determines it is necessary to make adjustments to the carrying value or estimated useful lives of amortizable intangible assets. ($ in thousands) Estimated Amortization October 1, 2024 to December 31, 2024 $ 1,562 2025 5,672 2026 4,704 2027 3,951 2028 3,197 Thereafter 5,380 Total $ 24,466
SBA Servicing Assets	The following table presents the changes in the SBA servicing assets (included in "Other assets" in the Company's consolidated balance sheet) for the three and nine months ended September 30, 2024 and 2023: Three months ended September 30, Nine months ended September 30, ($ in thousands) 2024 2023 2024 2023 Beginning balance, net $ 3,003 $ 3,781 $ 3,350 $ 4,004 Add: New servicing assets 315 191 858 464 Less: Amortization expense and impairment charges 358 457 1,248 953 Ending balance, net $ 2,960 $ 3,515 $ 2,960 $ 3,515

Borrowings (Tables)

Borrowings (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Schedule of Debt	The following tables present information regarding the Company’s outstanding borrowings at September 30, 2024 ($ in thousands): Description Due date Call Feature Balance at September 30, 2024 Interest Rate FHLB Principal Reducing Credit 6/26/2028 to 12/20/2028 None $ 814 0.00% to 1.00% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.17% at 9/30/24 adjustable rate 3 month CME Term SOFR+ 2.91% Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.27% at 9/30/24 adjustable rate 3 month CME Term SOFR + 3.01% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 7.23% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.41% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 7.56% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.00% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 6.60% at 9/30/24 adjustable rate 3 month CME Term SOFR + 1.65% Trust Preferred Securities 6/23/2036 Quarterly by the Company beginning 6/23/2011 8,248 6.86% at 9/30/24 adjustable rate 3 month CME Term SOFR + 2.11% Subordinated Debentures 11/15/2030 Continuous by Company beginning 11/15/2025 18,000 4.38% fixed Total borrowings / weighted average rate as of September 30, 2024 96,138 6.69% Unamortized discount on acquired borrowings (4,444) Total borrowings $ 91,694 The following tables present information regarding the Company’s outstanding borrowings at December 31, 2023 ($ in thousands): Description Due date Call Feature Balance at December 31, 2023 Interest Rate FHLB Principal Reducing Credit 6/26/2028 to 12/20/2028 None $ 851 0.00% to 1.00% fixed FHLB Fixed Rate Credit 1/16/2024 None 80,000 5.59% fixed FHLB Fixed Rate Credit 2/27/2024 None 100,000 5.61% fixed FHLB Fixed Rate Credit 3/20/2024 None 100,000 5.61% fixed FRB Bank Term Funding Program 12/20/2024 None 224,000 4.85% fixed FRB Bank Term Funding Program 12/27/2024 None 25,000 4.83% fixed Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.30% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.91% Trust Preferred Securities 1/23/2034 Quarterly by Company 10,310 8.40% at 12/31/23 adjustable rate 3 month CME Term SOFR + 3.01% Trust Preferred Securities 9/20/2034 Quarterly by Company 12,372 7.78% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.41% Trust Preferred Securities 1/7/2035 Quarterly by Company 10,310 7.66% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.00% Trust Preferred Securities 6/15/2036 Quarterly by Company 25,774 7.04% at 12/31/23 adjustable rate 3 month CME Term SOFR + 1.65% Trust Preferred Securities 6/23/2036 Quarterly by Company beginning 6/23/2011 8,248 7.47% at 12/31/23 adjustable rate 3 month CME Term SOFR + 2.11% Subordinated Debentures 11/30/2028 Continuous by Company beginning 11/30/2023 10,000 9.09% at 12/31/23 adjustable rate 3 month CME Term SOFR + 3.69% Subordinated Debentures 11/15/2030 Continuous by Company beginning 11/15/2025 18,000 4.38% fixed Total borrowings / weighted average rate as of December 31, 2023 635,175 5.57% Unamortized discount on acquired borrowings (5,017) Total borrowings $ 630,158

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Lessee Disclosure [Abstract]
Schedule of Estimated Lease Payments	Future undiscounted lease payments for operating leases with initial terms of greater than one year as of September 30, 2024 are as follows: ($ in thousands) October 1, 2024 to December 31, 2024 $ 550 2025 1,800 2026 1,517 2027 1,236 2028 1,145 Thereafter 16,120 Total undiscounted lease payments 22,368 Less effect of discounting (7,436) Present value of estimated lease payments (lease liability) $ 14,932

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Financial Instruments Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at September 30, 2024: ($ in thousands) Description of Financial Instruments Fair Value at September 30, 2024 Quoted Prices in Active Markets for Identical Assets Significant Other Significant Recurring Securities available for sale: Government-sponsored enterprise securities $ 62,872 $ — $ 62,872 $ — Mortgage-backed securities 1,828,802 — 1,828,802 — Corporate bonds 15,784 — 15,784 — Total available for sale securities $ 1,907,458 $ — $ 1,907,458 $ — Derivative financial assets $ 551 $ — $ 551 $ — Presold mortgages in process of settlement $ 9,888 $ — $ 9,888 $ — Derivative financial liabilities $ 553 $ — $ 553 $ — Nonrecurring Individually evaluated loans $ 4,746 $ — $ — $ 4,746 The following table summarizes the Company’s financial instruments that were measured at fair value on a recurring and nonrecurring basis at December 31, 2023: ($ in thousands) Description of Financial Instruments Fair Value at December 31, 2023 Quoted Prices in Active Markets for Identical Assets Significant Other Significant Recurring Securities available for sale: US Treasury securities $ 172,570 $ — $ 172,570 $ — Government-sponsored enterprise securities 60,266 — 60,266 — Mortgage-backed securities 1,937,784 — 1,937,784 — Corporate bonds 18,759 — 18,759 — Total available for sale securities $ 2,189,379 $ — $ 2,189,379 $ — Derivative financial assets $ 295 $ — $ 295 $ — Presold mortgages in process of settlement $ 2,667 $ — $ 2,667 $ — Derivative financial liabilities $ 349 $ — $ 349 $ — Nonrecurring Individually evaluated loans $ 1,953 $ — $ — $ 1,953
Schedule of the Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not carried at fair value at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 ($ in thousands) Level in Fair Carrying Estimated Carrying Estimated Cash and due from banks, noninterest-bearing Level 1 $ 74,034 $ 74,034 $ 100,891 $ 100,891 Due from banks, interest-bearing Level 1 670,407 670,407 136,964 136,964 Securities held to maturity Level 2 521,801 448,300 533,678 449,623 Total loans, net of allowance Level 3 7,890,820 7,232,306 8,040,249 7,379,079 SBA Servicing Asset Level 3 2,960 3,946 3,351 4,049 Demand deposits, money market and savings Level 1 9,507,268 9,507,268 9,052,905 9,052,905 Time deposits Level 2 997,661 994,002 978,694 972,513 Borrowings Level 2 91,694 80,268 630,158 615,614

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Outstanding Restricted Stock	The following table presents information regarding the activity for the first nine months of 2024 related to the Company’s outstanding restricted stock awards: Long-Term Restricted Stock Awards Number of Units Weighted-Average Nonvested at January 1, 2024 291,291 $ 38.01 Granted during the period 67,080 38.09 Vested during the period (50,501) 39.29 Forfeited or expired during the period — — Nonvested at September 30, 2024 307,870 $ 37.42

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Schedule of Reconciliation of the Numerators and Denominators Used in Computing Basic and Diluted Earnings Per Common Share	The following is a reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share ("EPS"): For the Three Months Ended September 30, 2024 2023 ($ in thousands except per share amounts) Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 18,680 $ 29,893 Less: income allocated to restricted stock (134) (247) Basic EPS per common share $ 18,546 40,971,520 $ 0.45 $ 29,646 40,744,042 $ 0.73 Diluted EPS: Net income $ 18,680 40,971,520 $ 29,893 40,744,042 Effect of dilutive securities — 395,223 — 455,016 Diluted EPS per common share $ 18,680 41,366,743 $ 0.45 $ 29,893 41,199,058 $ 0.73 For the Nine Months Ended September 30, 2024 2023 ($ in thousands except per share amounts) Income Shares Per Share Income Shares Per Share Basic EPS: Net income $ 72,664 $ 74,457 Less: income allocated to restricted stock (471) (539) Basic EPS per common share $ 72,193 40,924,822 $ 1.76 $ 73,918 40,691,751 $ 1.82 Diluted EPS: Net income $ 72,664 40,924,822 $ 74,457 40,691,751 Effect of dilutive securities — 369,315 — 458,239 Diluted EPS per common share $ 72,664 41,294,137 $ 1.76 $ 74,457 41,149,990 $ 1.81

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The components of accumulated other comprehensive income (loss) ("AOCI") for the Company for the periods shown were as follows: ($ in thousands) September 30, 2024 December 31, 2023 Unrealized loss on securities available for sale $ (331,538) $ (400,720) Deferred tax asset 76,751 92,767 Net unrealized loss on securities available for sale (254,787) (307,953) Postretirement plans liability (25) (100) Deferred tax asset 6 23 Net postretirement plans liability (19) (77) Total accumulated other comprehensive loss $ (254,806) $ (308,030) The following tables disclose the changes in AOCI for the three and nine months ended September 30, 2024 and 2023 (all amounts are net of tax): For the Three Months Ended September 30, 2024 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (315,153) $ (38) $ (315,191) Other comprehensive income before reclassifications 60,366 — 60,366 Amounts reclassified from accumulated other comprehensive income — 19 19 Net current period other comprehensive income 60,366 19 60,385 Ending balance $ (254,787) $ (19) $ (254,806) For the Three Months Ended September 30, 2023 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (338,251) $ 109 $ (338,142) Other comprehensive loss before reclassifications (62,644) — (62,644) Amounts reclassified from accumulated other comprehensive income — 34 34 Net current period other comprehensive (loss) income (62,644) 34 (62,610) Ending balance $ (400,895) $ 143 $ (400,752) For the Nine Months Ended September 30, 2024 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (307,953) $ (77) $ (308,030) Other comprehensive income before reclassifications 52,274 — 52,274 Amounts reclassified from accumulated other comprehensive income 892 58 950 Net current-period other comprehensive income 53,166 58 53,224 Ending balance $ (254,787) $ (19) $ (254,806) For the Nine Months Ended September 30, 2023 ($ in thousands) Unrealized Loss on Postretirement Plans Asset Total Beginning balance $ (342,017) $ 42 $ (341,975) Other comprehensive loss before reclassifications (58,878) — (58,878) Amounts reclassified from accumulated other comprehensive income — 101 101 Net current-period other comprehensive (loss) income (58,878) 101 (58,777) Ending balance $ (400,895) $ 143 $ (400,752)

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
Schedule of Noninterest Income	The following table presents the Company’s sources of noninterest income for the three and nine months ended September 30, 2024 and 2023. Items outside the scope of ASC 606 are noted as such. For the Three Months Ended For the Nine Months Ended ($ in thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Noninterest Income in-scope of ASC 606: Service charges on deposit accounts $ 4,320 $ 4,661 $ 12,327 $ 13,012 Other service charges and fees: Bankcard interchange income, net 2,372 2,239 7,045 7,190 Other service charges and fees 1,710 1,354 5,208 4,184 Commissions from sales of financial products 1,371 1,207 4,068 3,926 Portion of other income in-scope of ASC 606 — 478 312 1,408 Noninterest income (in-scope of ASC 606) 9,773 9,939 28,960 29,720 Noninterest income (out-of-scope of ASC 606) 3,806 5,238 12,116 13,228 Total noninterest income $ 13,579 $ 15,177 $ 41,076 $ 42,948

Organization and Basis of Pre_3

Organization and Basis of Presentation (Details)	Sep. 30, 2024 subsidiary
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of subsidiaries	3

Securities (Summary of Book Val

Securities (Summary of Book Values and Fair Values of Investment Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value
Amortized Cost	$ 2,238,996	$ 2,590,099
Fair Value	1,907,458	2,189,379
Unrealized gains	39	30
Unrealized (losses)	(331,577)	(400,750)
Securities held to maturity:
Amortized Cost	521,801	533,678
Fair Value	448,300	449,623
Unrealized gains	29	39
Unrealized (losses)	(73,530)	(84,094)
U.S. Treasuries
Fair Value
Amortized Cost	0	174,785
Fair Value	0	172,570
Unrealized gains	0	0
Unrealized (losses)	0	(2,215)
Government-sponsored enterprise securities
Fair Value
Amortized Cost	71,968	71,964
Fair Value	62,872	60,266
Unrealized gains	0	0
Unrealized (losses)	(9,096)	(11,698)
Mortgage-backed securities
Fair Value
Amortized Cost	2,150,849	2,323,674
Fair Value	1,828,802	1,937,784
Unrealized gains	39	30
Unrealized (losses)	(322,086)	(385,920)
Securities held to maturity:
Amortized Cost	9,923	12,085
Fair Value	9,564	11,447
Unrealized gains	0	0
Unrealized (losses)	(359)	(638)
Corporate bonds
Fair Value
Amortized Cost	16,179	19,676
Fair Value	15,784	18,759
Unrealized gains	0	0
Unrealized (losses)	(395)	(917)
State and local governments
Securities held to maturity:
Amortized Cost	511,878	521,593
Fair Value	438,736	438,176
Unrealized gains	29	39
Unrealized (losses)	$ (73,171)	$ (83,456)

Securities (Narrative) (Details

Securities (Narrative) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) security	Jun. 30, 2024 USD ($)	Sep. 30, 2024 USD ($) security	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) security
Debt and Equity Securities, FV-NI [Line Items]
Private mortgage-backed security fair value	$ 700,000		$ 700,000		$ 700,000
Debt securities, available-for-sale and held-to-maturity, number of positions | security	620		620		657
Number of securities held in an unrealized loss position | security	586		586		632
Investment securities, pledged as collateral for public deposits	$ 924,800,000		$ 924,800,000		$ 971,300,000
Gain on sale of VISA B shares		$ 4,500,000
Proceeds from sales of securities available for sale		138,200,000	138,182,000	$ 111,863,000
Securities losses, net		(4,700,000)
Proceeds from maturities, calls and principal repayments of securities available for sale		5,200,000	204,848,000	$ 133,341,000
Losses on calls of securities, net		$ (975,000)
FHLB stock and FRB stock, cost	41,200,000		41,200,000		54,500,000
FHLB, cost	8,500,000		8,500,000		21,700,000
FRB stock	32,700,000		32,700,000		32,800,000
Collateral For FRB Borrowings
Debt and Equity Securities, FV-NI [Line Items]
Investment securities, pledged as collateral for public deposits	582,600,000		$ 582,600,000		$ 679,000,000
Common Class B
Debt and Equity Securities, FV-NI [Line Items]
Gain on sale of VISA B shares	$ 4,500,000

Securities - Schedule of Inform

Securities - Schedule of Information Regarding Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, AFS and HTM	$ 1,218	$ 1,117
Unrealized losses, AFS and HTM	49	5
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, AFS and HTM	2,345,110	2,628,150
Unrealized losses, AFS and HTM	405,058	484,839
Total
Fair value, AFS and HTM	2,346,328	2,629,267
Unrealized losses, AFS and HTM	405,107	484,844
U.S. Treasuries
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, AFS		0
Unrealized losses, AFS		0
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, AFS		172,570
Unrealized losses, AFS		2,215
Total
Fair Value, AFS		172,570
Unrealized losses, AFS		2,215
Government-sponsored enterprise securities
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, AFS	0	0
Unrealized losses, AFS	0	0
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, AFS	62,872	60,266
Unrealized losses, AFS	9,096	11,698
Total
Fair Value, AFS	62,872	60,266
Unrealized losses, AFS	9,096	11,698
Mortgage-backed securities
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, AFS and HTM	318	1,117
Unrealized losses, AFS and HTM	0	5
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, AFS and HTM	1,835,466	1,945,830
Unrealized losses, AFS and HTM	322,445	386,553
Total
Fair value, AFS and HTM	1,835,784	1,946,947
Unrealized losses, AFS and HTM	322,445	386,558
Corporate bonds
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, AFS	380	0
Unrealized losses, AFS	49	0
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, AFS	13,654	17,008
Unrealized losses, AFS	346	917
Total
Fair Value, AFS	14,034	17,008
Unrealized losses, AFS	395	917
State and local governments
Securities in an Unrealized Loss Position for Less than Twelve Months
Fair value, HTM	520	0
Unrealized losses, HTM	0	0
Securities in an Unrealized Loss Position for More than Twelve Months
Fair value, HTM	433,118	432,476
Unrealized losses, HTM	73,171	83,456
Total
Fair value, HTM	433,638	432,476
Unrealized losses, HTM	$ 73,171	$ 83,456

Securities - Schedule of Book V

Securities - Schedule of Book Values and Fair Values of Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized Cost
Due after one year but within five years	$ 39,996
Due after five years but within ten years	48,151
Due after ten years	0
Mortgage-backed securities	2,150,849
Amortized Cost	2,238,996	$ 2,590,099
Fair Value
Due after one year but within five years	35,320
Due after five years but within ten years	43,336
Due after ten years	0
Mortgage-backed securities	1,828,802
Total securities	1,907,458	2,189,379
Amortized Cost
Due after one year but within five years	5,394
Due after five years but within ten years	183,914
Due after ten years	322,570
Mortgage-backed securities	9,923
Amortized Cost	521,801	533,678
Fair Value
Due after one year but within five years	5,289
Due after five years but within ten years	159,345
Due after ten years	274,102
Mortgage-backed securities	9,564
Total securities	$ 448,300	$ 449,623

Loans, Allowance for Credit L_3

Loans, Allowance for Credit Losses, and Asset Quality Information - Summary of Major Categories of Total Loans Outstanding (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 8,012,741	$ 8,150,280
Unamortized net deferred loan costs/(fees)	797	(178)
Total loans	$ 8,013,538	$ 8,150,102
Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	100%	100%
Total SBA loans included in the table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 140,603	$ 143,246
Guaranteed portions of SBA loans included in table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	36,131	35,462
Unguaranteed portions of SBA loans included in table above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	104,472	107,784
Sold portions of SBA loans with servicing retained - not included in tables above
Loans and Leases Receivable Disclosure [Line Items]
Total loans	341,517	349,275
Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 847,284	$ 905,862
Commercial and industrial | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	11%	11%
Real estate, commercial | Construction, development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 760,949	$ 992,980
Real estate, commercial | Construction, development & other land loans | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	9%	12%
Real estate, commercial | Commercial real estate - owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 1,226,050	$ 1,259,022
Real estate, commercial | Commercial real estate - owner occupied | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	15%	16%
Real estate, commercial | Commercial real estate - non owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 2,572,901	$ 2,528,060
Real estate, commercial | Commercial real estate - non owner occupied | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	32%	31%
Real estate, commercial | Multi-family real estate
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 460,565	$ 421,376
Real estate, commercial | Multi-family real estate | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	6%	5%
Real estate, mortgage | Residential 1-4 family real estate
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 1,737,133	$ 1,639,469
Real estate, mortgage | Residential 1-4 family real estate | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	22%	20%
Real estate, mortgage | Home equity loans/lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 331,072	$ 335,068
Real estate, mortgage | Home equity loans/lines of credit | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	4%	4%
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Total	$ 76,787	$ 68,443
Consumer loans | Financing Receivable | Loan Category Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Percentage	1%	1%

Loans, Allowance for Credit L_4

Loans, Allowance for Credit Losses, and Asset Quality Information - Narrative (Details)	9 Months Ended
	Sep. 30, 2024 USD ($) loan	Sep. 30, 2023 USD ($)	Jun. 30, 2024 USD ($)	Dec. 31, 2023 USD ($) loan	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Unamortized premium (discount) on acquired loans	$ (17,300,000)			$ (24,000,000)
Total loans, net of deferred loan costs/(fees)	$ 8,013,538,000			$ 8,150,102,000
Number of loans to debtors with nonperforming loans | loan	2			1
Nonperforming loans, commitment to lend	$ 0			$ 0
Interest income on nonaccrual loans	0	$ 0
Non accrual individually evaluated loan threshold	500,000
Collateral dependent individually evaluated loan threshold	500,000
Allowance for credit losses on loans	122,718,000	108,198,000	$ 110,058,000	109,853,000	$ 109,230,000	$ 90,967,000
Hurricane
Loans and Leases Receivable Disclosure [Line Items]
Total loans	755,394,000
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 13,000,000
Financing Receivable, Allowance for Credit Loss to Outstanding, Percent	1.53%
Portions Of Western North And South Carolina | Hurricane
Loans and Leases Receivable Disclosure [Line Items]
Financing Receivable, Allowance for Credit Loss to Outstanding, Percent	3.01%		1.29%
Allowance for Loan and Lease Losses, Period Increase (Decrease), Percent	0.0016
Asset Pledged as Collateral
Loans and Leases Receivable Disclosure [Line Items]
Total loans, net of deferred loan costs/(fees)	$ 6,600,000,000			6,500,000,000
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	3,088,000	3,010,000	$ 3,329,000	2,992,000	2,688,000	2,900,000
Consumer loans | Hurricane
Loans and Leases Receivable Disclosure [Line Items]
Total loans	0
Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	18,143,000	22,444,000	19,837,000	21,227,000	23,442,000	17,718,000
Commercial and industrial | Hurricane
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 10,481,000
Real Estate | Receivable Benchmark | Collateral Type Concentration Risk
Loans and Leases Receivable Disclosure [Line Items]
Concentration risk percentage	88%
Officers and Directors
Loans and Leases Receivable Disclosure [Line Items]
Total loans, net of deferred loan costs/(fees)	$ 63,300,000			63,700,000
Number of new loans | loan	1
Financing receivable, excluding accrued interest, advances	$ 1,300,000
Repayments received from related parties	1,600,000
Officers and Directors | Unused lines of Credit
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, excluding accrued interest, available credit	1,000,000			2,700,000
Residential Mortgage Loans
Loans and Leases Receivable Disclosure [Line Items]
Presold mortgages in process of settlement	800,000			1,000,000
Unfunded Loan Commitment
Loans and Leases Receivable Disclosure [Line Items]
Allowance for credit losses on loans	9,277,000	$ 11,819,000	$ 9,860,000	11,369,000	$ 13,019,000	$ 13,306,000
SBA Loans
Loans and Leases Receivable Disclosure [Line Items]
Unamortized premium (discount) on acquired loans	$ (3,300,000)			$ (3,500,000)

Loans, Allowance for Credit L_5

Loans, Allowance for Credit Losses, and Asset Quality Information - Summary of Nonperforming Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual loans	$ 34,125	$ 32,208
Total loans	8,013,538	8,150,102
Nonperforming Financial Instruments
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual loans	34,125	32,208
Modifications to borrowers in financial distress	10,262	11,719
Total loans	44,387	43,927
Foreclosed real estate	1,519	862
Total nonperforming assets	$ 45,906	$ 44,789

Loans, Allowance for Credit L_6

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	$ 879	$ 8,559
Nonaccrual Loans with an Allowance	33,246	23,649
Total Nonaccrual Loans	34,125	32,208
Nonperforming Financial Instruments
Loans and Leases Receivable Disclosure [Line Items]
Total Nonaccrual Loans	34,125	32,208
Commercial and industrial
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	944
Nonaccrual Loans with an Allowance	10,310	8,932
Total Nonaccrual Loans	10,310	9,876
Real estate, commercial | Construction, development & other land loans
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	0
Nonaccrual Loans with an Allowance	17	399
Total Nonaccrual Loans	17	399
Real estate, commercial | Commercial real estate - owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	879	960
Nonaccrual Loans with an Allowance	9,211	6,082
Total Nonaccrual Loans	10,090	7,042
Real estate, commercial | Commercial real estate - non owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	6,121
Nonaccrual Loans with an Allowance	6,067	1,082
Total Nonaccrual Loans	6,067	7,203
Real estate, mortgage | Residential 1-4 family real estate
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	0
Nonaccrual Loans with an Allowance	5,578	4,843
Total Nonaccrual Loans	5,578	4,843
Real estate, mortgage | Home equity loans/lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	534
Nonaccrual Loans with an Allowance	1,925	2,169
Total Nonaccrual Loans	1,925	2,703
Consumer loans
Loans and Leases Receivable Disclosure [Line Items]
Nonaccrual Loans with No Allowance	0	0
Nonaccrual Loans with an Allowance	138	142
Total Nonaccrual Loans	$ 138	$ 142

Loans, Allowance for Credit L_7

Loans, Allowance for Credit Losses, and Asset Quality Information - Accrued Interest Receivable Written Off (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	$ 725	$ 367
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	360	182
Real estate, commercial | Construction, development & other land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	0	2
Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	238	105
Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	55	8
Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	45	29
Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	26	39
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest receivable written off	$ 1	$ 2

Loans, Allowance for Credit L_8

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Analysis of Payment Status of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Loans	$ 8,013,538	$ 8,150,102
Nonaccrual loans	34,125	32,208
Unamortized net deferred loan costs/(fees)	797	(178)
Total	8,012,741	8,150,280
Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	7,484	24,975
Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	5,127	4,798
Current
Financing Receivable, Past Due [Line Items]
Loans	7,966,005	8,088,299
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	10,310	9,876
Total	847,284	905,862
Commercial and industrial | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,468	3,726
Commercial and industrial | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	200	257
Commercial and industrial | Current
Financing Receivable, Past Due [Line Items]
Loans	834,306	892,003
Commercial and industrial | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	847,284	905,862
Real estate, commercial | Construction, development & other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	17	399
Total	760,949	992,980
Real estate, commercial | Construction, development & other land loans | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	910	241
Real estate, commercial | Construction, development & other land loans | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	65	256
Real estate, commercial | Construction, development & other land loans | Current
Financing Receivable, Past Due [Line Items]
Loans	759,957	992,084
Real estate, commercial | Construction, development & other land loans | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	760,949	992,980
Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	10,090	7,042
Total	1,226,050	1,259,022
Real estate, commercial | Commercial real estate - owner occupied | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	279	906
Real estate, commercial | Commercial real estate - owner occupied | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	209	404
Real estate, commercial | Commercial real estate - owner occupied | Current
Financing Receivable, Past Due [Line Items]
Loans	1,215,472	1,250,670
Real estate, commercial | Commercial real estate - owner occupied | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	1,226,050	1,259,022
Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	6,067	7,203
Total	2,572,901	2,528,060
Real estate, commercial | Commercial real estate - non owner occupied | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	287	361
Real estate, commercial | Commercial real estate - non owner occupied | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	222	0
Real estate, commercial | Commercial real estate - non owner occupied | Current
Financing Receivable, Past Due [Line Items]
Loans	2,566,325	2,520,496
Real estate, commercial | Commercial real estate - non owner occupied | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	2,572,901	2,528,060
Real estate, commercial | Multi-family real estate
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	0	0
Total	460,565	421,376
Real estate, commercial | Multi-family real estate | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	146	0
Real estate, commercial | Multi-family real estate | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Real estate, commercial | Multi-family real estate | Current
Financing Receivable, Past Due [Line Items]
Loans	460,419	421,376
Real estate, commercial | Multi-family real estate | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	460,565	421,376
Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	5,578	4,843
Total	1,737,133	1,639,469
Real estate, mortgage | Residential 1-4 family real estate | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,794	18,868
Real estate, mortgage | Residential 1-4 family real estate | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	4,102	3,401
Real estate, mortgage | Residential 1-4 family real estate | Current
Financing Receivable, Past Due [Line Items]
Loans	1,725,659	1,612,357
Real estate, mortgage | Residential 1-4 family real estate | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	1,737,133	1,639,469
Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	1,925	2,703
Total	331,072	335,068
Real estate, mortgage | Home equity loans/lines of credit | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,278	603
Real estate, mortgage | Home equity loans/lines of credit | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	97	349
Real estate, mortgage | Home equity loans/lines of credit | Current
Financing Receivable, Past Due [Line Items]
Loans	327,772	331,413
Real estate, mortgage | Home equity loans/lines of credit | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	331,072	335,068
Consumer loans
Financing Receivable, Past Due [Line Items]
Nonaccrual loans	138	142
Total	76,787	68,443
Consumer loans | Accruing 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	322	270
Consumer loans | Accruing 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	232	131
Consumer loans | Current
Financing Receivable, Past Due [Line Items]
Loans	76,095	67,900
Consumer loans | Loans, Excluding Purchased Credit Impaired Loans
Financing Receivable, Past Due [Line Items]
Total	$ 76,787	$ 68,443

Loans, Allowance for Credit L_9

Loans, Allowance for Credit Losses, and Asset Quality Information - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 5,929	$ 10,182
Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	534
Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	2,385
Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	5,929	7,263
Commercial and industrial | Accruing 30-59 Days Past Due
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		2,385
Commercial and industrial | Accruing 30-59 Days Past Due | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		0
Commercial and industrial | Accruing 30-59 Days Past Due | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		2,385
Commercial and industrial | Accruing 30-59 Days Past Due | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		0
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	879	1,142
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - owner occupied | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - owner occupied | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - owner occupied | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	879	1,142
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - non owner occupied
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	5,050	6,121
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - non owner occupied | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - non owner occupied | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	0	0
Real estate, commercial | Accruing 30-59 Days Past Due | Commercial real estate - non owner occupied | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans	$ 5,050	6,121
Real estate, mortgage | Accruing 30-59 Days Past Due | Home equity loans/lines of credit
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		534
Real estate, mortgage | Accruing 30-59 Days Past Due | Home equity loans/lines of credit | Residential Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		534
Real estate, mortgage | Accruing 30-59 Days Past Due | Home equity loans/lines of credit | Business Assets
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		0
Real estate, mortgage | Accruing 30-59 Days Past Due | Home equity loans/lines of credit | Commercial Property
Loans and Leases Receivable Disclosure [Line Items]
Total Collateral-Dependent Loans		$ 0

Loans, Allowance for Credit _10

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Activity in Allowance for Loan Losses for Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 110,058	$ 109,230	$ 109,853	$ 90,967	$ 90,967
Initial ACL for acquired PCD loans		0		5,610
Charge-offs	(2,688)	(3,203)	(7,460)	(7,575)	(10,175)
Recoveries	565	971	2,292	2,845
Provisions / (Reversals)	14,783	1,200	18,033	16,351
Ending balance	122,718	108,198	122,718	108,198	109,853
Commercial and industrial
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	19,837	23,442	21,227	17,718	17,718
Initial ACL for acquired PCD loans		0		5,197
Charge-offs	(1,913)	(2,650)	(5,976)	(6,361)
Recoveries	246	450	1,346	1,216
Provisions / (Reversals)	(27)	1,202	1,546	4,674
Ending balance	18,143	22,444	18,143	22,444	21,227
Real estate, commercial | Construction, development & other land loans
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	9,996	18,477	13,940	15,128	15,128
Initial ACL for acquired PCD loans		0		49
Charge-offs	0	(120)	(79)	(120)	(120)
Recoveries	35	54	182	277
Provisions / (Reversals)	1,394	(4,761)	(2,618)	(1,684)
Ending balance	11,425	13,650	11,425	13,650	13,940
Real estate, commercial | Commercial real estate - owner occupied
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	17,859	16,381	18,218	14,972	14,972
Initial ACL for acquired PCD loans		0		191
Charge-offs	(21)	(24)	(109)	(24)	(144)
Recoveries	4	34	12	104
Provisions / (Reversals)	657	1,873	378	3,021
Ending balance	18,499	18,264	18,499	18,264	18,218
Real estate, commercial | Commercial real estate - non owner occupied
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	25,876	26,274	24,916	22,780	22,780
Initial ACL for acquired PCD loans		0		51
Charge-offs	0	0	(158)	(235)	(235)
Recoveries	3	302	46	734
Provisions / (Reversals)	2,754	(1,240)	3,829	2,006
Ending balance	28,633	25,336	28,633	25,336	24,916
Real estate, commercial | Multi-family real estate
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	5,129	3,946	3,825	2,957	2,957
Initial ACL for acquired PCD loans		0		0
Charge-offs	0	0	0	0	0
Recoveries	0	3	0	10
Provisions / (Reversals)	161	(481)	1,465	501
Ending balance	5,290	3,468	5,290	3,468	3,825
Real estate, mortgage | Residential 1-4 family real estate
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	24,855	14,305	21,396	11,354	11,354
Initial ACL for acquired PCD loans		0		113
Charge-offs	0	0	(6)	0	(4)
Recoveries	28	50	255	275
Provisions / (Reversals)	9,183	4,374	12,421	6,987
Ending balance	34,066	18,729	34,066	18,729	21,396
Real estate, mortgage | Home equity loans/lines of credit
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	3,177	3,717	3,339	3,158	3,158
Initial ACL for acquired PCD loans		0		8
Charge-offs	0	0	(2)	(2)	(309)
Recoveries	232	11	254	85
Provisions / (Reversals)	165	(431)	(17)	48
Ending balance	3,574	3,297	3,574	3,297	3,339
Consumer loans
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	3,329	2,688	2,992	2,900	2,900
Initial ACL for acquired PCD loans		0		1
Charge-offs	(754)	(409)	(1,130)	(833)	(1,005)
Recoveries	17	67	197	144
Provisions / (Reversals)	496	664	1,029	798
Ending balance	$ 3,088	$ 3,010	$ 3,088	$ 3,010	$ 2,992

Loans, Allowance for Credit _11

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Recorded Investment in Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
2024	$ 1,167,626		$ 1,167,626		$ 1,886,592
2023	1,342,113		1,342,113		2,026,392
2022	1,752,114		1,752,114		1,690,561
2021	1,489,283		1,489,283		817,077
2020	726,039		726,039		382,928
Prior	721,548		721,548		537,330
Revolving	814,018		814,018		809,400
Total	8,012,741		8,012,741		8,150,280
Unamortized net deferred loan costs/(fees)	797		797		(178)
Total loans, net of deferred loan costs/(fees)	8,013,538		8,013,538		8,150,102
Total gross charge-offs, year to date
2024			132		205
2023			617		1,115
2022			824		1,070
2021			247		560
2020			134		821
Prior			981		1,764
Revolving			4,525		4,640
Total	2,688	$ 3,203	7,460	$ 7,575	10,175
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total	847,284		847,284		905,862
Total gross charge-offs, year to date
Total	1,913	2,650	5,976	6,361
Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024	13,334		13,334		16,627
2023	11,209		11,209		12,913
2022	8,122		8,122		5,044
2021	2,778		2,778		2,173
2020	1,252		1,252		435
Prior	401		401		463
Revolving	39,691		39,691		30,788
Total	76,787		76,787		68,443
Total gross charge-offs, year to date
2024			6		34
2023			53		79
2022			24		73
2021			33		23
2020			0		0
Prior			0		1
Revolving			1,014		795
Total	754	409	1,130	833	1,005
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	92,656		92,656		141,193
2023	90,798		90,798		164,830
2022	132,280		132,280		111,956
2021	88,949		88,949		76,886
2020	62,711		62,711		40,590
Prior	78,271		78,271		65,785
Revolving	301,619		301,619		304,622
Total	847,284		847,284		905,862
Total gross charge-offs, year to date
2024			126		171
2023			460		1,036
2022			800		713
2021			195		537
2020			134		821
Prior			752		1,547
Revolving			3,509		3,533
Total			5,976		8,358
Construction, development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	325,134		325,134		565,144
2023	192,943		192,943		232,431
2022	114,868		114,868		90,433
2021	32,797		32,797		16,662
2020	14,924		14,924		11,608
Prior	10,075		10,075		5,831
Revolving	70,208		70,208		70,871
Total	760,949		760,949		992,980
Total gross charge-offs, year to date
2024			0		0
2023			79		0
2022			0		0
2021			0		0
2020			0		0
Prior			0		120
Revolving			0		0
Total	0	120	79	120	120
Commercial real estate - owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	134,704		134,704		215,243
2023	232,115		232,115		327,890
2022	277,826		277,826		301,127
2021	262,703		262,703		198,055
2020	159,972		159,972		100,495
Prior	142,019		142,019		92,941
Revolving	16,711		16,711		23,271
Total	1,226,050		1,226,050		1,259,022
Total gross charge-offs, year to date
2024			0		0
2023			25		0
2022			0		49
2021			19		0
2020			0		0
Prior			65		92
Revolving			0		3
Total	21	24	109	24	144
Commercial real estate - non owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	360,372		360,372		521,820
2023	435,904		435,904		749,085
2022	684,490		684,490		722,522
2021	638,259		638,259		291,842
2020	267,845		267,845		121,332
Prior	156,292		156,292		92,116
Revolving	29,739		29,739		29,343
Total	2,572,901		2,572,901		2,528,060
Total gross charge-offs, year to date
2024			0		0
2023			0		0
2022			0		235
2021			0		0
2020			0		0
Prior			158		0
Revolving			0		0
Total	0	0	158	235	235
Multi-family real estate | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	55,518		55,518		57,378
2023	42,136		42,136		137,533
2022	115,324		115,324		139,879
2021	161,142		161,142		43,881
2020	41,642		41,642		12,231
Prior	15,424		15,424		10,323
Revolving	29,379		29,379		20,151
Total	460,565		460,565		421,376
Total gross charge-offs, year to date
2024			0		0
2023			0		0
2022			0		0
2021			0		0
2020			0		0
Prior			0		0
Revolving			0		0
Total	0	0	0	0	0
Residential 1-4 family real estate | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	183,484		183,484		365,939
2023	334,123		334,123		400,574
2022	418,543		418,543		318,191
2021	302,141		302,141		187,264
2020	177,429		177,429		95,626
Prior	318,115		318,115		268,628
Revolving	3,298		3,298		3,247
Total	1,737,133		1,737,133		1,639,469
Total gross charge-offs, year to date
2024			0		0
2023			0		0
2022			0		0
2021			0		0
2020			0		0
Prior			6		4
Revolving			0		0
Total	0	0	6	0	4
Home equity loans/lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	2,424		2,424		3,248
2023	2,885		2,885		1,136
2022	661		661		1,409
2021	514		514		314
2020	264		264		611
Prior	951		951		1,243
Revolving	323,373		323,373		327,107
Total	331,072		331,072		335,068
Total gross charge-offs, year to date
2024			0		0
2023			0		0
2022			0		0
2021			0		0
2020			0		0
Prior			0		0
Revolving			2		309
Total	0	$ 0	2	$ 2	309
Pass | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024	13,328		13,328		16,497
2023	11,137		11,137		12,906
2022	8,076		8,076		4,999
2021	2,757		2,757		2,173
2020	1,252		1,252		432
Prior	373		373		429
Revolving	39,517		39,517		30,757
Total	76,440		76,440		68,193
Pass | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	91,552		91,552		136,735
2023	88,620		88,620		161,131
2022	128,666		128,666		111,069
2021	88,256		88,256		75,312
2020	61,355		61,355		38,495
Prior	73,296		73,296		60,626
Revolving	299,188		299,188		302,684
Total	830,933		830,933		886,052
Pass | Construction, development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	321,727		321,727		563,998
2023	192,331		192,331		231,450
2022	114,704		114,704		90,374
2021	32,788		32,788		16,662
2020	14,857		14,857		11,598
Prior	9,801		9,801		5,816
Revolving	70,195		70,195		70,852
Total	756,403		756,403		990,750
Pass | Commercial real estate - owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	120,529		120,529		210,449
2023	229,996		229,996		323,852
2022	272,334		272,334		299,135
2021	261,248		261,248		196,343
2020	158,253		158,253		92,452
Prior	127,257		127,257		86,784
Revolving	16,711		16,711		23,198
Total	1,186,328		1,186,328		1,232,213
Pass | Commercial real estate - non owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	345,170		345,170		509,596
2023	435,235		435,235		748,854
2022	683,731		683,731		722,472
2021	638,235		638,235		287,235
2020	263,275		263,275		119,515
Prior	149,114		149,114		84,690
Revolving	29,739		29,739		29,001
Total	2,544,499		2,544,499		2,501,363
Pass | Multi-family real estate | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	55,518		55,518		57,378
2023	41,990		41,990		137,533
2022	115,324		115,324		139,879
2021	161,142		161,142		43,881
2020	41,642		41,642		12,231
Prior	14,628		14,628		10,323
Revolving	29,379		29,379		20,151
Total	459,623		459,623		421,376
Pass | Residential 1-4 family real estate | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	181,377		181,377		363,410
2023	333,878		333,878		400,483
2022	416,275		416,275		317,515
2021	301,453		301,453		186,459
2020	176,169		176,169		94,567
Prior	311,209		311,209		260,102
Revolving	3,298		3,298		3,247
Total	1,723,659		1,723,659		1,625,783
Pass | Home equity loans/lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	2,128		2,128		2,830
2023	2,679		2,679		1,136
2022	661		661		1,141
2021	377		377		223
2020	175		175		499
Prior	943		943		1,233
Revolving	317,182		317,182		319,199
Total	324,145		324,145		326,261
Special Mention | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024	0		0		0
2023	0		0		0
2022	0		0		0
2021	0		0		0
2020	0		0		0
Prior	0		0		0
Revolving	23		23		0
Total	23		23		0
Special Mention | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	944		944		2,832
2023	361		361		2,547
2022	174		174		167
2021	207		207		185
2020	347		347		448
Prior	794		794		672
Revolving	1,890		1,890		1,135
Total	4,717		4,717		7,986
Special Mention | Construction, development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	2,497		2,497		489
2023	612		612		273
2022	164		164		59
2021	9		9		0
2020	0		0		2
Prior	265		265		4
Revolving	13		13		19
Total	3,560		3,560		846
Special Mention | Commercial real estate - owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	13,218		13,218		338
2023	1,940		1,940		2,533
2022	3,515		3,515		271
2021	187		187		817
2020	147		147		5,755
Prior	7,654		7,654		2,253
Revolving	0		0		0
Total	26,661		26,661		11,967
Special Mention | Commercial real estate - non owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	14,968		14,968		11,353
2023	268		268		199
2022	189		189		36
2021	13		13		393
2020	337		337		1,183
Prior	5,890		5,890		5,942
Revolving	0		0		342
Total	21,665		21,665		19,448
Special Mention | Multi-family real estate | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	0		0		0
2023	146		146		0
2022	0		0		0
2021	0		0		0
2020	0		0		0
Prior	796		796		0
Revolving	0		0		0
Total	942		942		0
Special Mention | Residential 1-4 family real estate | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	215		215		681
2023	0		0		41
2022	11		11		202
2021	139		139		64
2020	62		62		587
Prior	910		910		1,987
Revolving	0		0		0
Total	1,337		1,337		3,562
Special Mention | Home equity loans/lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	121		121		163
2023	152		152		0
2022	0		0		122
2021	0		0		0
2020	0		0		0
Prior	0		0		0
Revolving	16		16		18
Total	289		289		303
Classified | Consumer loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024	6		6		130
2023	72		72		7
2022	46		46		45
2021	21		21		0
2020	0		0		3
Prior	28		28		34
Revolving	151		151		31
Total	324		324		250
Classified | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	160		160		1,626
2023	1,817		1,817		1,152
2022	3,440		3,440		720
2021	486		486		1,389
2020	1,009		1,009		1,647
Prior	4,181		4,181		4,487
Revolving	541		541		803
Total	11,634		11,634		11,824
Classified | Construction, development & other land loans | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	910		910		657
2023	0		0		708
2022	0		0		0
2021	0		0		0
2020	67		67		8
Prior	9		9		11
Revolving	0		0		0
Total	986		986		1,384
Classified | Commercial real estate - owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	957		957		4,456
2023	179		179		1,505
2022	1,977		1,977		1,721
2021	1,268		1,268		895
2020	1,572		1,572		2,288
Prior	7,108		7,108		3,904
Revolving	0		0		73
Total	13,061		13,061		14,842
Classified | Commercial real estate - non owner occupied | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	234		234		871
2023	401		401		32
2022	570		570		14
2021	11		11		4,214
2020	4,233		4,233		634
Prior	1,288		1,288		1,484
Revolving	0		0		0
Total	6,737		6,737		7,249
Classified | Multi-family real estate | Real estate, commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024	0		0		0
2023	0		0		0
2022	0		0		0
2021	0		0		0
2020	0		0		0
Prior	0		0		0
Revolving	0		0		0
Total	0		0		0
Classified | Residential 1-4 family real estate | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	1,892		1,892		1,848
2023	245		245		50
2022	2,257		2,257		474
2021	549		549		741
2020	1,198		1,198		472
Prior	5,996		5,996		6,539
Revolving	0		0		0
Total	12,137		12,137		10,124
Classified | Home equity loans/lines of credit | Real estate, mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
2024	175		175		255
2023	54		54		0
2022	0		0		146
2021	137		137		91
2020	89		89		112
Prior	8		8		10
Revolving	6,175		6,175		7,890
Total	$ 6,638		$ 6,638		$ 8,504

Loans, Allowance for Credit _12

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Modifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	$ 239	$ 6,785	$ 2,189	$ 10,723
Percentage of loan modifications to total loans	0%	0.08%	0.03%	0.13%
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 1,259	$ 1,085	$ 2,805
Percentage of loan modifications to total loans		0.14%	0.13%	0.31%
Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	$ 143	$ 594	$ 208	$ 604
Percentage of loan modifications to total loans	0.02%	0.06%	0.03%	0.06%
Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 4,023		$ 4,487
Percentage of loan modifications to total loans		0.32%		0.36%
Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 131	$ 107	$ 219
Percentage of loan modifications to total loans		0.01%	0%	0.01%
Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 245	$ 199	$ 750
Percentage of loan modifications to total loans		0.02%	0.01%	0.05%
Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	$ 96	$ 524	$ 590	$ 1,792
Percentage of loan modifications to total loans	0.03%	0.16%	0.18%	0.54%
Consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 9		$ 66
Percentage of loan modifications to total loans		0.01%		0.10%
Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	$ 0	$ 1,166	$ 114	$ 2,798
Payment Delay | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		1,142	114	2,589
Payment Delay | Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0	0	0	0
Payment Delay | Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0		185
Payment Delay | Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0	0	0
Payment Delay | Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0	0	0
Payment Delay | Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0	24	0	24
Payment Delay | Consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0		0
Term Extension
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	239	5,520	932	7,816
Term Extension | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		117	1	216
Term Extension | Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	143	594	208	594
Term Extension | Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		4,023		4,302
Term Extension | Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		131	107	219
Term Extension | Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		245	199	750
Term Extension | Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	96	401	417	1,669
Term Extension | Consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		9		66
Combination - Term Extension and Payment Delay
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0		878
Combination - Term Extension and Payment Delay | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis			878
Combination - Term Extension and Payment Delay | Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0		0
Combination - Term Extension and Payment Delay | Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis			0
Combination - Term Extension and Payment Delay | Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis			0
Combination - Term Extension and Payment Delay | Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0		0
Combination - Interest Rate Reduction and Term Extension
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0	99	265	109
Combination - Interest Rate Reduction and Term Extension | Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0	92	0
Combination - Interest Rate Reduction and Term Extension | Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	0	0	0	10
Combination - Interest Rate Reduction and Term Extension | Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0		0
Combination - Interest Rate Reduction and Term Extension | Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0	0	0
Combination - Interest Rate Reduction and Term Extension | Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		0	0	0
Combination - Interest Rate Reduction and Term Extension | Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis	$ 0	99	$ 173	99
Combination - Interest Rate Reduction and Term Extension | Consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortization cost basis		$ 0		$ 0

Loans, Allowance for Credit _13

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Financial Effect of Modifications (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Commercial and industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction		0%	0.75%	0%
Weighted Average Payment Delay (in months)		6 months	36 months	4 months
Weighted Average Term Extension (in months)		26 months	13 months	20 months
Real estate, commercial | Construction, development & other land loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction	0%	0%	0%	1.53%
Weighted Average Payment Delay (in months)	0 months	0 months	0 months	0 months
Weighted Average Term Extension (in months)	8 months	8 months	6 months	9 months
Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction		0%		0%
Weighted Average Payment Delay (in months)		0 months		12 months
Weighted Average Term Extension (in months)		32 months		34 months
Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction		0%	0%	0%
Weighted Average Payment Delay (in months)		0 months	0 months	0 months
Weighted Average Term Extension (in months)		11 months	13 months	13 months
Real estate, commercial | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction				0%
Weighted Average Payment Delay (in months)				0 months
Weighted Average Term Extension (in months)				24 months
Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction		0%	0%
Weighted Average Payment Delay (in months)		0 months	0 months
Weighted Average Term Extension (in months)		23 months	103 months
Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction	0%	2.61%	2.13%	2.61%
Weighted Average Payment Delay (in months)	0 months	24 months	0 months	24 months
Weighted Average Term Extension (in months)	40 months	84 months	65 months	55 months
Consumer loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Weighted Average Interest Rate Reduction		0%		0%
Weighted Average Payment Delay (in months)		0 months		0 months
Weighted Average Term Extension (in months)		24 months		9 months

Loans, Allowance for Credit _14

Loans, Allowance for Credit Losses, and Asset Quality Information - Schedule of Aging Modifications (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023
Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	$ 2,855	$ 11,640
Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	79
Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	65	0
Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Commercial and industrial | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	1,086	2,841
Commercial and industrial | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Commercial and industrial | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Commercial and industrial | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Construction, development & other land loans | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	250	362
Real estate, commercial | Construction, development & other land loans | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Construction, development & other land loans | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Construction, development & other land loans | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Commercial real estate - owner occupied | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		4,455
Real estate, commercial | Commercial real estate - owner occupied | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		0
Real estate, commercial | Commercial real estate - owner occupied | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		0
Real estate, commercial | Commercial real estate - owner occupied | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		0
Real estate, commercial | Commercial real estate - non owner occupied | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	107	206
Real estate, commercial | Commercial real estate - non owner occupied | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Commercial real estate - non owner occupied | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, commercial | Commercial real estate - non owner occupied | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, mortgage | Residential 1-4 family real estate | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	134	656
Real estate, mortgage | Residential 1-4 family real estate | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	79
Real estate, mortgage | Residential 1-4 family real estate | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	65	0
Real estate, mortgage | Residential 1-4 family real estate | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, mortgage | Home equity loans/lines of credit | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	1,278	3,114
Real estate, mortgage | Home equity loans/lines of credit | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, mortgage | Home equity loans/lines of credit | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	0	0
Real estate, mortgage | Home equity loans/lines of credit | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis	$ 0	0
Consumer loans | Current
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		6
Consumer loans | Accruing 30-59 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		0
Consumer loans | Accruing 60-89 Days Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		0
Consumer loans | Accruing 90 Days or More Past Due
Financing Receivable, Troubled Debt Restructuring [Line Items]
Amortized cost basis		$ 0

Loans, Allowance for Credit _15

Loans, Allowance for Credit Losses, and Asset Quality Information - Summary of Catastrophic Event Impact (Details) - Hurricane $ in Thousands	Sep. 30, 2024 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	$ 755,394
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	10,481
Real estate, commercial | Construction, development & other land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	29,429
Real estate, commercial | Commercial real estate - owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	98,958
Real estate, commercial | Commercial real estate - non owner occupied
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	284,825
Real estate, commercial | Multi-family real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	25,677
Real estate, mortgage | Residential 1-4 family real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	266,554
Real estate, mortgage | Home equity loans/lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	39,470
Consumer loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans	$ 0

Loans, Allowance for Credit _16

Loans, Allowance for Credit Losses, and Asset Quality Information - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 110,058	$ 109,230	$ 109,853	$ 90,967	$ 90,967
Initial provision for credit losses on unfunded commitments acquired from GrandSouth	14,783	1,200	18,033	16,351
Charge-offs	(2,688)	(3,203)	(7,460)	(7,575)	(10,175)
Recoveries	565	971	2,292	2,845
Ending balance	122,718	108,198	122,718	108,198	109,853
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	9,860	13,019	11,369	13,306	13,306
Initial provision for credit losses on unfunded commitments acquired from GrandSouth	(583)	(1,200)	(2,092)	(3,408)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	9,277	11,819	9,277	11,819	$ 11,369
Unfunded Loan Commitment | GrandSouth
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Initial provision for credit losses on unfunded commitments acquired from GrandSouth	$ 0	$ 0	$ 0	$ 1,921

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets (Summary of the Gross Carrying Amount and Accumulated Amortization of Intangible Assets) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortizable intangible assets:
Gross Carrying Amount	$ 59,590	$ 60,690
Accumulated Amortization	35,124	31,183
Total	24,466	29,507
Unamortizable intangible assets:
Goodwill	478,750	478,750
Intangible Assets Excluding Servicing Assets
Amortizable intangible assets:
Total	24,466
Customer lists
Amortizable intangible assets:
Gross Carrying Amount	1,600	2,700
Accumulated Amortization	1,307	2,167
Total	293	533
Core deposit intangibles
Amortizable intangible assets:
Gross Carrying Amount	57,890	57,890
Accumulated Amortization	33,717	28,933
Total	24,173	28,957
Other intangibles
Amortizable intangible assets:
Gross Carrying Amount	100	100
Accumulated Amortization	100	83
Total	$ 0	$ 17

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Finite-Lived Intangible Assets [Line Items]
Amortization of intangible assets	$ 1,613		$ 1,953	$ 5,041	$ 6,147
SBA guaranteed servicing income	$ 800		$ 800	$ 2,300	$ 2,700
Goodwill impairment		$ 0
Customer lists
Finite-Lived Intangible Assets [Line Items]
Useful life	5 years			5 years
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Useful life	10 years			10 years

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets (Schedule of the Estimated Amortization Expense) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]
Total	$ 24,466	$ 29,507
Intangible Assets Excluding Servicing Assets
Finite-Lived Intangible Assets [Line Items]
October 1, 2024 to December 31, 2024	1,562
2025	5,672
2026	4,704
2027	3,951
2028	3,197
Thereafter	5,380
Total	$ 24,466

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets (Change in SBA Servicing Assets) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Finite-Lived Intangible Assets [Roll Forward]
Beginning balance, net			$ 29,507
Amortization of intangible assets	$ 1,613	$ 1,953	5,041	$ 6,147
Ending balance, net	24,466		24,466
Servicing Contracts
Finite-Lived Intangible Assets [Roll Forward]
Beginning balance, net	3,003	3,781	3,350	4,004
Add: New servicing assets	315	191	858	464
Amortization of intangible assets	358	457	1,248	953
Ending balance, net	$ 2,960	$ 3,515	$ 2,960	$ 3,515

Borrowings - Schedule of Borrow

Borrowings - Schedule of Borrowings (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Debt Instrument [Line Items]
Total borrowings, gross	$ 96,138		$ 635,175
Unamortized discount on acquired borrowings	(4,444)		(5,017)
Total borrowings	$ 91,694		$ 630,158
Weighted average interest rate	6.69%		5.57%
Repayments of other debt	$ 1,515,036	$ 1,590,099
Repayment of subordinated debentures	10,000	$ 0
FHLB Principal Reducing Credit Due From June 26, 2028 To December 20, 2028
Debt Instrument [Line Items]
Total borrowings, gross	$ 814		$ 851
FHLB Principal Reducing Credit Due From June 26, 2028 To December 20, 2028 | Minimum
Debt Instrument [Line Items]
Fixed rate	0%		0%
FHLB Principal Reducing Credit Due From June 26, 2028 To December 20, 2028 | Maximum
Debt Instrument [Line Items]
Fixed rate	1%		1%
Trust Preferred Securities Due January 23, 2034
Debt Instrument [Line Items]
Total borrowings, gross	$ 10,310		$ 10,310
Weighted average interest rate	8.17%		8.30%
Basis spread on variable rate (as a percent)	2.91%		2.91%
Trust Preferred Securities Due On January 23, 2034
Debt Instrument [Line Items]
Total borrowings, gross	$ 10,310		$ 10,310
Weighted average interest rate	8.27%		8.40%
Basis spread on variable rate (as a percent)	3.01%		3.01%
Trust Preferred Securities Due September 20, 2034
Debt Instrument [Line Items]
Total borrowings, gross	$ 12,372		$ 12,372
Weighted average interest rate	7.23%		7.78%
Basis spread on variable rate (as a percent)	2.41%		2.41%
Trust Preferred Securities Due January 7, 2035
Debt Instrument [Line Items]
Total borrowings, gross	$ 10,310		$ 10,310
Weighted average interest rate	7.56%		7.66%
Basis spread on variable rate (as a percent)	2%		2%
Trust Preferred Securities Due June 15, 2036
Debt Instrument [Line Items]
Total borrowings, gross	$ 25,774		$ 25,774
Weighted average interest rate	6.60%		7.04%
Basis spread on variable rate (as a percent)	1.65%		1.65%
Trust Preferred Securities Due June 23, 2036
Debt Instrument [Line Items]
Total borrowings, gross	$ 8,248		$ 8,248
Weighted average interest rate	6.86%		7.47%
Basis spread on variable rate (as a percent)	2.11%		2.11%
Subordinated Debentures Due November 15, 2030
Debt Instrument [Line Items]
Total borrowings, gross	$ 18,000		$ 18,000
Fixed rate	4.38%		4.38%
FHLB Fixed Rate Credit Due January 16th, 2024
Debt Instrument [Line Items]
Total borrowings, gross			$ 80,000
Fixed rate			5.59%
FHLB Fixed Rate Credit Due February 27th, 2024
Debt Instrument [Line Items]
Total borrowings, gross			$ 100,000
Fixed rate			5.61%
FHLB Fixed Rate Credit Due March 20th, 2024
Debt Instrument [Line Items]
Total borrowings, gross			$ 100,000
Fixed rate			5.61%
FRB Bank Term Funding Program Due December 20th, 2024
Debt Instrument [Line Items]
Total borrowings, gross			$ 224,000
Fixed rate			4.85%
FRB Bank Term Funding Program Due December 27th, 2024
Debt Instrument [Line Items]
Total borrowings, gross			$ 25,000
Fixed rate			4.83%
Subordinated Debentures Due November 30, 2028
Debt Instrument [Line Items]
Total borrowings, gross			$ 10,000
Weighted average interest rate			9.09%
Basis spread on variable rate (as a percent)			3.69%

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) branchOffice	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) branchOffice	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Lessee, Lease, Description [Line Items]
Weighted average remaining lease term	21 years 1 month 6 days		21 years 1 month 6 days
Weighted average discount rate	3.32%		3.32%		3.19%
Total operating lease expense	$ 600	$ 800	$ 1,800	$ 2,300
Operating Lease, Right-of-Use Asset	14,100		14,100		$ 17,100
Operating Lease, Liability	$ 14,932		$ 14,932		$ 17,800
Minimum
Lessee, Lease, Description [Line Items]
Option extension period	5 years		5 years
Maximum
Lessee, Lease, Description [Line Items]
Option extension period	10 years		10 years
Land and Building
Lessee, Lease, Description [Line Items]
Number of branch locations | branchOffice	14		14
Land
Lessee, Lease, Description [Line Items]
Number of branch locations | branchOffice	10		10

Leases (Schedule of Estimated L

Leases (Schedule of Estimated Lease Payments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Lessee Disclosure [Abstract]
October 1, 2024 to December 31, 2024	$ 550
2025	1,800
2026	1,517
2027	1,236
2028	1,145
Thereafter	16,120
Total undiscounted lease payments	22,368
Less effect of discounting	(7,436)
Present value of estimated lease payments (lease liability)	$ 14,932	$ 17,800

Pension Plans (Narrative) (Deta

Pension Plans (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Retirement Benefits [Abstract]
Net periodic pension cost (income)	$ 63	$ 51	$ 189	$ 152

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Financial instruments Measured at Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	$ 1,907,458	$ 2,189,379
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	$ 0	$ 172,570
Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	62,872	60,266
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,828,802	1,937,784
Recurring | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)		172,570
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Derivative financial assets	0	0
Presold mortgages in process of settlement	0	0
Derivative financial liabilities	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Significant Other Observable Inputs (Level 2) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,907,458	2,189,379
Derivative financial assets	551	295
Presold mortgages in process of settlement	9,888	2,667
Derivative financial liabilities	553	349
Significant Other Observable Inputs (Level 2) | Recurring | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)		172,570
Significant Other Observable Inputs (Level 2) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	62,872	60,266
Significant Other Observable Inputs (Level 2) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,828,802	1,937,784
Significant Other Observable Inputs (Level 2) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	15,784	18,759
Significant Other Observable Inputs (Level 2) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	0	0
Significant Unobservable Inputs (Level 3) | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Derivative financial assets	0	0
Presold mortgages in process of settlement	0	0
Derivative financial liabilities	0	0
Significant Unobservable Inputs (Level 3) | Recurring | U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)		0
Significant Unobservable Inputs (Level 3) | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Significant Unobservable Inputs (Level 3) | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Significant Unobservable Inputs (Level 3) | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	0	0
Significant Unobservable Inputs (Level 3) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	4,746	1,953
Estimated Fair Value | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,907,458	2,189,379
Derivative financial assets	551	295
Presold mortgages in process of settlement	9,888	2,667
Derivative financial liabilities	553	349
Estimated Fair Value | Recurring | Government-sponsored enterprise securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	62,872	60,266
Estimated Fair Value | Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	1,828,802	1,937,784
Estimated Fair Value | Recurring | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale (amortized cost of $2,238,996 and $2,590,099, respectively)	15,784	18,759
Estimated Fair Value | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans	$ 4,746	$ 1,953

Fair Value of Financial Instr_4

Fair Value of Financial Instruments (Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	$ 74,034	$ 100,891
Securities held to maturity	521,801	533,678
Total loans, net of allowance	7,890,820	8,040,249
Accrued interest payable	5,566	5,699
Carrying Amount | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	74,034	100,891
Due from banks, interest-bearing	670,407	136,964
Carrying Amount | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	521,801	533,678
Demand deposits, money market and savings	9,507,268	9,052,905
Time deposits	997,661	978,694
Borrowings	91,694	630,158
Carrying Amount | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loans, net of allowance	7,890,820	8,040,249
SBA Servicing Asset	2,960	3,351
Estimated Fair Value | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and due from banks, noninterest-bearing	74,034	100,891
Due from banks, interest-bearing	670,407	136,964
Estimated Fair Value | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities held to maturity	448,300	449,623
Demand deposits, money market and savings	9,507,268	9,052,905
Time deposits	994,002	972,513
Borrowings	80,268	615,614
Estimated Fair Value | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total loans, net of allowance	7,232,306	7,379,079
SBA Servicing Asset	$ 3,946	$ 4,049

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details)	3 Months Ended		6 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) shares	Sep. 30, 2023 USD ($)	Jun. 30, 2025 USD ($)	Jun. 30, 2024 USD ($)	Sep. 30, 2024 USD ($) director shares	Sep. 30, 2023 USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	$ 1,400,000	$ 1,200,000			$ 3,000,000	$ 3,400,000
Stock-based compensation tax benefit	304,000	$ 278,000			$ 675,000	$ 798,000
Non-Employee Director Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of directors | director					12
Director equity grants granted, value				$ 37,500
Non-Employee Director Awards | Forecast
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Director equity grants granted, value			$ 37,500
Long-Term Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	4,400,000				$ 4,400,000
Unrecognized compensation expense, period for recognition					1 year 10 months 24 days
Long-Term Restricted Stock Awards | Next Twelve Months
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	2,900,000				$ 2,900,000
Long-Term Restricted Stock Awards | Remaining Quarters of 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense	$ 1,300,000				$ 1,300,000
First Bancorp 2014 Equity Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares remaining available for grant | shares	1,929,731				1,929,731

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule of Outstanding Restricted Stock) (Details) - Long-Term Restricted Stock Awards	9 Months Ended
	Sep. 30, 2024 $ / shares shares
Number of Units
Nonvested, beginning (in shares) | shares	291,291
Granted during the period (in shares) | shares	67,080
Vested during the period (in shares) | shares	(50,501)
Forfeited or expired during the period (in shares) | shares	0
Nonvested, ending (in shares) | shares	307,870
Weighted-Average Grant-Date Fair Value
Nonvested, beginning (in dollars per share) | $ / shares	$ 38.01
Granted during the period (in dollars per share) | $ / shares	38.09
Vested during the period (in dollars per share) | $ / shares	39.29
Forfeited or expired during the period (in dollars per share) | $ / shares	0
Nonvested, ending (in dollars per share) | $ / shares	$ 37.42

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Basic EPS:
Net income	$ 18,680	$ 29,893	$ 72,664	$ 74,457
Less: income allocated to restricted stock	(134)	(247)	(471)	(539)
Basic EPS per common share	$ 18,546	$ 29,646	$ 72,193	$ 73,918
Basic (in shares)	40,971,520	40,744,042	40,924,822	40,691,751
Basic (in dollars per share)	$ 0.45	$ 0.73	$ 1.76	$ 1.82
Diluted EPS:
Net income	$ 18,680	$ 29,893	$ 72,664	$ 74,457
Effect of dilutive securities	0	0	0	0
Diluted EPS per common share	$ 18,680	$ 29,893	$ 72,664	$ 74,457
Basic (in shares)	40,971,520	40,744,042	40,924,822	40,691,751
Effect of dilutive securities (in shares)	395,223	455,016	369,315	458,239
Diluted (in shares)	41,366,743	41,199,058	41,294,137	41,149,990
Diluted (in dollars per share)	$ 0.45	$ 0.73	$ 1.76	$ 1.81

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	$ (254,806)	$ (308,030)
Unrealized Loss on Securities Available for Sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	(331,538)	(400,720)
Deferred tax asset	76,751	92,767
Total accumulated other comprehensive income (loss)	(254,787)	(307,953)
Postretirement Plans Asset (Liability)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive income (loss)	(25)	(100)
Deferred tax asset	6	23
Total accumulated other comprehensive income (loss)	$ (19)	$ (77)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss) - Schedule of Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 1,404,342	$ 1,297,642	$ 1,372,380	$ 1,031,596
Other comprehensive income before reclassifications	60,366	(62,644)	52,274	(58,878)
Amounts reclassified from accumulated other comprehensive income	19	34	950	101
Net current-period other comprehensive income	60,385	(62,610)	53,224	(58,777)
Ending balance	1,477,525	1,257,683	1,477,525	1,257,683
Unrealized Loss on Securities Available for Sale
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(315,153)	(338,251)	(307,953)	(342,017)
Other comprehensive income before reclassifications	60,366	(62,644)	52,274	(58,878)
Amounts reclassified from accumulated other comprehensive income	0	0	892	0
Net current-period other comprehensive income	60,366	(62,644)	53,166	(58,878)
Ending balance	(254,787)	(400,895)	(254,787)	(400,895)
Postretirement Plans Asset (Liability)
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(38)	109	(77)	42
Other comprehensive income before reclassifications	0	0	0	0
Amounts reclassified from accumulated other comprehensive income	19	34	58	101
Net current-period other comprehensive income	19	34	58	101
Ending balance	(19)	143	(19)	143
AOCI Attributable to Parent
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(315,191)	(338,142)	(308,030)	(341,975)
Ending balance	$ (254,806)	$ (400,752)	$ (254,806)	$ (400,752)

Revenue from Contracts with C_3

Revenue from Contracts with Customers (Schedule of Noninterest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Noninterest Income
Service charges on deposit accounts	$ 4,320	$ 4,661	$ 12,327	$ 13,012
Other service charges and fees:
Bankcard interchange income, net	2,372	2,239	7,045	7,190
Other service charges and fees	1,710	1,354	5,208	4,184
Commissions from sales of financial products	1,371	1,207	4,068	3,926
Portion of other income in-scope of ASC 606	0	478	312	1,408
Noninterest income (in-scope of ASC 606)	9,773	9,939	28,960	29,720
Noninterest income (out-of-scope of ASC 606)	3,806	5,238	12,116	13,228
Total noninterest income	$ 13,579	$ 15,177	$ 41,076	$ 42,948