Summit Financial (SMMF) 10-Q 12 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	5-May-14
Document And Entity Information	'	'
Entity Registrant Name	'SUMMIT FINANCIAL GROUP INC	'
Entity Central Index Key	'0000811808	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Entity Filer Category	'Smaller Reporting Company	'
Current Fiscal Year End Date	'--12-31	'
Document Period End Date	31-Mar-14	'
Entity Common Stock, Shares Outstanding	'	7,457,222
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'

Consolidated_Balance_Sheets_un

Consolidated Balance Sheets (unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'	'
Cash and due from banks	$3,827	$3,442	$3,906
Interest bearing deposits with other banks	13,424	8,340	7,915
Cash and cash equivalents	17,251	11,782	11,821
Securities available for sale	281,865	288,780	283,054
Other investments	6,610	7,815	12,977
Loans held for sale, net	'	321	148
Loans, net	962,714	937,070	945,741
Property held for sale	52,241	53,392	54,625
Premises and equipment, net	20,457	20,623	21,024
Accrued interest receivable	5,410	5,669	5,543
Intangible assets	7,861	7,949	8,211
Cash surrender value of life insurance policies	35,881	35,611	29,791
Other assets	15,827	17,215	17,263
Total assets	1,406,117	1,386,227	1,390,198
Deposits	'	'	'
Non interest bearing	99,445	92,837	93,125
Interest bearing	953,185	910,975	973,192
Total deposits	1,052,630	1,003,812	1,066,317
Short-term borrowings	68,974	62,769	5,960
Long-term borrowings	123,492	163,516	163,588
Subordinated debentures	16,800	16,800	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	19,589
Other liabilities	10,105	8,669	7,928
Total liabilities	1,291,590	1,275,155	1,280,182
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares, Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014- 11,914, December 2013- 11,938 and March 2013- 12,000 shares	9,283	9,295	9,326
Common stock and related surplus - authorized 20,000,000 shares; $2.50 par value; issued and outstanding 2014 - 7,457,222, December 2013 - 7,451,022, and March 2013- 7,437,472 shares	24,691	24,664	24,582
Retained earnings	79,330	77,134	71,440
Accumulated other comprehensive income	1,223	-21	4,668
Total shareholders' equity	114,527	111,072	110,016
Total liabilities and shareholders' equity	1,406,117	1,386,227	1,390,198
Series 2009 Preferred Stock [Member]	'	'	'
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares, Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014- 11,914, December 2013- 11,938 and March 2013- 12,000 shares	3,519	3,519	3,519
Series 2011 Preferred Stock [Member]	'	'	'
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares, Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014- 11,914, December 2013- 11,938 and March 2013- 12,000 shares	$5,764	$5,776	$5,807

Consolidated_Balance_Sheets_un1

Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Preferred stock, par value	$1	$1	$1
Preferred stock, shares authorized	250,000	250,000	250,000
Preferred stock, shares issued	15,624	15,710	15,648
Common stock, par value	$2.50	$2.50	$2.50
Common stock, shares authorized	20,000,000	20,000,000	20,000,000
Common stock, shares issued	7,457,222	7,437,472	7,451,022
Common stock, shares outstanding	7,457,222	7,437,472	7,451,022
Series 2009 Preferred Stock [Member]	'	'	'
Preferred stock, par value	$1	'	$1
Preferred stock, shares issued	3,710	'	3,710
Preferred stock, dividend rate, percentage	8.00%	'	8.00%
Series 2011 Preferred Stock [Member]	'	'	'
Preferred stock, par value	$1	$1	$1
Preferred stock, shares issued	11,914	12,000	11,938
Preferred stock, dividend rate, percentage	8.00%	8.00%	8.00%

Consolidated_Statements_of_Inc

Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and fees on loans	'	'
Taxable	$12,145	$12,834
Tax-exempt	71	70
Interest and dividends on securities	'	'
Taxable	1,282	1,030
Tax-exempt	570	634
Interest on interest bearing deposits with other banks	2	1
Total interest income	14,070	14,569
Interest expense	'	'
Interest on deposits	2,241	2,768
Interest on short-term borrowings	53	17
Interest on long-term borrowings and subordinated debentures	1,738	2,026
Total interest expense	4,032	4,811
Net interest income	10,038	9,758
Provision for loan losses	1,000	1,500
Net interest income after provision for loan losses	9,038	8,258
Other income	'	'
Insurance commissions	1,181	1,184
Service fees related to deposit accounts	1,043	1,012
Realized securities gains (losses)	-22	42
Bank owned life insurance income	270	238
Other	311	326
Total other-than-temporary impairment loss on securities	'	-91
Portion of loss recognized in other comprehensive income	'	37
Net impairment loss recognized in earnings	'	-54
Total other income	2,783	2,748
Other expenses	'	'
Salaries, commissions, and employee benefits	3,980	4,117
Net occupancy expense	541	456
Equipment expense	566	598
Professional fees	316	251
Amortization of intangibles	88	88
FDIC premiums	502	540
Foreclosed properties expense	254	279
Loss (gain) on sale of foreclosed properties	75	40
Write-down of foreclosed properties	928	929
Other	1,248	1,264
Total other expense	8,498	8,562
Income before income taxes	3,323	2,444
Income tax expense	934	651
Net income	2,389	1,793
Dividends on preferred shares	193	194
Net income applicable to common shares	$2,196	$1,599
Basic earnings per common share	$0.29	$0.22
Diluted earnings per common share	$0.25	$0.19

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Statement of Comprehensive Income [Abstract]	'	'
Net income	$2,389	$1,793
Other comprehensive income (loss):	'	'
Net unrealized (loss) on cashflow hedge of ($1,211), net of deferred taxes of ($448)	-763	'
Non-credit related other-than-temporary impairment on available for sale debt securities - 2014 - $0, net of deferred taxes of $0; 2013 - $37, net of deferred taxes of $14	'	-23
Net unrealized gain (loss) on available for sale debt securities of: 2014 - 3,186 net of deferred taxes of $1,179 and reclassification adjustment for net realized (losses) included in net income of ($22); 2013 - $(285), net of deferred taxes of ($108) and reclassification adjustment for net realized gains included in net income of $42	2,007	-177
Total comprehensive income	$3,633	$1,593

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Statement of Comprehensive Income [Abstract]	'	'
Cash Flow Hedge	($1,211)	'
Net unrealized (loss) on cashflow hedge, deferred tax	-448	'
Portion of loss recognized in other comprehensive income	'	37
Deferred taxes related to other-than-temporary impairment on available for sale debt securities	0	14
Net unrealized gain (loss) on available for sale debt securities	3,186	-285
Net unrealized gain (loss) on available for sale debt securities, tax	1,179	108
Reclassification adjustment for net realized gains included in net income	($22)	$42

Consolidated_Statements_Of_Sha

Consolidated Statements Of Shareholders' Equity (unaudited) (USD $)	Series 2009 Preferred Stock	Series 2011 Preferred Stock	Common Stock and Related Surplus	Retained Earnings	Accumulated Other Comprehensive Income	Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2012	$3,519	$5,807	$24,520	$69,841	$4,868	$108,555
Comprehensive income:	'	'	'	'	'	'
Net income	'	'	'	1,793	'	1,793
Other comprehensive income	'	'	'	'	-200	-200
Total comprehensive income	'	'	'	'	'	1,593
Exercise of stock options	'	'	61	'	'	61
Stock compensation expense	'	'	1	'	'	1
Series 2009 Preferred Stock cash dividends declared	'	'	'	-74	'	-74
Series 2011 Preferred Stock cash dividends declared	'	'	'	-120	'	-120
Balance at Mar. 31, 2013	3,519	5,807	24,582	71,440	4,668	110,016
Balance at Dec. 31, 2013	3,519	5,776	24,664	77,134	-21	111,072
Comprehensive income:	'	'	'	'	'	'
Net income	'	'	'	2,389	'	2,389
Other comprehensive income	'	'	'	'	1,244	1,244
Total comprehensive income	'	'	'	'	'	3,633
Exercise of stock options	'	'	15	'	'	15
Stock compensation expense	'	'	'	'	'	'
Series 2009 Preferred Stock cash dividends declared	'	'	'	-74	'	-74
Series 2011 Preferred Stock cash dividends declared	'	'	'	-119	'	-119
Conversion of Series 2011 Preferred Stock to Common Stock	'	-12	12	'	'	'
Balance at Mar. 31, 2014	$3,519	$5,764	$24,691	$79,330	$1,223	$114,527

Consolidated_Statements_Of_Sha1

Consolidated Statements Of Shareholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Series 2009 Preferred Stock [Member]	'	'
Preferred stock, dividend per share	$20	$20
Series 2011 Preferred Stock [Member]	'	'
Preferred stock, dividend per share	$10	$10

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities	'	'
Net income	$2,389	$1,793
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'
Depreciation	277	298
Provision for loan losses	1,000	1,500
Stock compensation expense	'	1
Deferred income tax (benefit)	-144	-160
Loans originated for sale	-124	-1,224
Proceeds from loans sold	445	1,302
Securities (gains) losses	22	-42
Other-than-temporary impairment of securities	'	54
Loss on disposal of assets	75	40
Write down of foreclosed properties	928	929
Amortization of securities premiums (accretion of discounts), net	1,214	1,368
Amortization of goodwill and purchase accounting adjustments, net	91	91
Decrease in accrued interest receivable	259	78
(Increase) in cash surrender value of bank owned life insurance	-270	-237
(Increase) decrease in other assets	-76	937
Increase in other liabilities	1,028	119
Net cash provided by operating activities	7,114	6,847
Cash Flows from Investing Activities	'	'
Proceeds from maturities and calls of securities available for sale	2,051	808
Proceeds from sales of securities available for sale	18,157	11,893
Principal payments received on securities available for sale	8,782	15,712
Purchases of securities available for sale	-20,122	-31,623
Purchases of other investments	-692	'
Redemption of Federal Home Loan Bank Stock	1,897	1,674
Net principal payments received on loans	-27,942	-11,417
Purchases of premises and equipment	-110	-192
Proceeds from sales of other repossessed assets & property held for sale	1,514	1,981
Net cash provided by (used in) investing activities	-16,465	-11,164
Cash Flows from Financing Activities	'	'
Net increase in demand deposit, NOW and savings accounts	51,336	2,702
Net increase (decrease) in time deposits	-2,518	36,490
Net increase in short-term borrowings	6,205	2,002
Proceeds from long-term borrowings	'	3,454
Repayment of long-term borrowings	-40,024	-43,179
Exercise of stock options	15	61
Dividends paid on preferred stock	-194	-194
Net cash provided by (used in) financing activities	14,820	1,336
(Decrease) increase in cash and cash equivalents	5,469	-2,981
Cash and cash equivalents:	'	'
Beginning	11,782	14,802
Ending	17,251	11,821
Supplemental Disclosures of Cash Flow Information	'	'
Cash payments for Interest	4,272	5,047
Cash payments for Income taxes	'	'
Supplemental Schedule of Noncash Investing and Financing Activities	'	'
Other assets acquired in settlement of loans	$1,297	$1,343

1_Basis_Of_Presentation

1. Basis Of Presentation	3 Months Ended
	Mar. 31, 2014
Basis Of Presentation	'
Basis Of Presentation	'
	NOTE1. BASIS OF PRESENTATION
	We, Summit Financial Group, Inc. and subsidiaries, prepare our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America for interim financial information and with instructions to Form 10-Q and Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for annual year end financial statements. In our opinion, all adjustments considered necessary for a fair presentation have been included and are of a normal recurring nature.
	The presentation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ materially from these estimates.
	The results of operations for the quarter endedMarch 31, 2014 are not necessarily indicative of the results to be expected for the full year. The consolidated financial statements and notes included herein should be read in conjunction with our 2013audited financial statements and Annual Report on Form 10-K. Certain accounts in the consolidated financialstatements for December 31, 2013 and March 31, 2013, as previously presented, have been reclassified to conform to current year classifications.

2_Significant_New_Authoritativ

2. Significant New Authoritative Accounting Guidance	3 Months Ended
	Mar. 31, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
Significant New Authoritative Accounting Guidance	'
	NOTE2. SIGNIFICANT NEWAUTHORITATIVEACCOUNTINGGUIDANCE
	ASU 2013-11, Income Taxes (Topic 740) - Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists requires that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward. However, if a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The amendments were effective for years, and interim periods within those years, beginning after December 15, 2013. The amendments are not expected to have a material impact on our consolidated financial statements.
	ASU 2014-01, Investments (Topic 323) - Accounting for Investments in Affordable Housing Projects revises the necessary criteria that need to be met in order for an entity to account for investments in affordable housing projects net of the provision for income taxes. It also changes the method of recognition from an effective amortization approach to a proportional amortization approach. Additional disclosures were also set forth in this update. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments are required to be applied retrospectively to all periods presented. Early adoption is permitted. Management is currently evaluating the impact of the guidance on our consolidated financial statements.
	ASU 2014-04, Receivables (Topic 310) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure clarifies that an in substance repossession or foreclosure occurs upon either the creditor obtaining legal title to the residential real estate property or the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments may be adopted using either a modified retrospective transition method or a prospective transition method. Early adoption is permitted. Management does not believe the amendments will have a material impact on our consolidated financial statements.

3_Fair_Value_Measurements

3. Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements	'
	NOTE 3. FAIR VALUE MEASUREMENTS
	ASC Topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value.
	Level 1: Quoted prices (unadjusted) or identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Accordingly, securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record other assets at fair value on a nonrecurring basis, such as loans held for sale, and impaired loans held for investment. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.
	Following is a description of valuation methodologies used for assets and liabilities recorded at fair value.
	Available-for-Sale Securities: Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities.
	Derivative Financial Instruments: Derivative financial instruments are recorded at fair value on a recurring basis. Fair value measurement is based on pricing models run by a third-party, utilizing observable market-based inputs. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. As a result, we classify interest rate swaps as Level 2.
	Loans Held for Sale: Loans held for sale are carried at the lower of cost or market value. The fair value of loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics. As such, we classify loans subject to nonrecurring fair value adjustments as Level 2.
	Loans:We do not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the original contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, Accounting by Creditors for Impairment of a Loan. The fair value of impaired loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Prior to January 1, 2014, substantially all impaired loans were valued based upon the fair value of their collateral. Beginning January 1, 2014, only impaired loans internally graded as substandard, doubtful, or loss are evaluated using the fair value of collateral method. In accordance with ASC Topic 310, impaired loans where an allowance is established based on the fair value of collateral requires classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan as nonrecurring Level 2. When a current appraised value is not available and there is no observable market price, we record the impaired loan as nonrecurring Level 3. This change in accounting estimate did not have a material impact on our financial condition or results of operations.
	When impaired loans are deemed required to be included in the fair value hierarchy, management immediately begins the process of evaluating the estimated fair value of the underlying collateral to determine if a related specific allowance for loan losses or charge-off is necessary. Current appraisals are ordered once a loan is deemed impaired if the existing appraisal is more than twelve months old, or more frequently if there is known deterioration in value. For recently identified impaired loans, a current appraisal may not be available at the financial statement date. Until the current appraisal is obtained, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the loan’s underlying collateral since the date of the original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar collateral within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends. When a new appraisal is received (which generally are received within 3 months of a loan being identified as impaired), management then re-evaluates the fair value of the collateral and adjusts any specific allocated allowance for loan losses, as appropriate. In addition, management also assigns a discount of 7–10% for the estimated costs to sell the collateral.
	Other Real Estate Owned (“OREO”):OREO consists of real estate acquired in foreclosure or other settlement of loans. Such assets are carried on the balance sheet at the lower of the investment in the real estate or its fair value less estimated selling costs. The fair value of OREO is determined on a nonrecurring basis generally utilizing current appraisals performed by an independent, licensed appraiser applying an income or market value approach using observable market data (Level 2). Updated appraisals of OREO are generally obtained if the existing appraisal is more than 18 months old, or more frequently if there is a known deterioration in value. However, if a current appraisal is not available, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the real estate since the date of its original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar property within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends (Level 3). Upon foreclosure, any fair value adjustment is charged against the allowance for loan losses. Subsequent fair value adjustments are recorded in the period incurred and included in noninterest expense in the consolidated statements of income.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	The tables below present the recorded amount of assetsmeasured at fair value on a recurring basis.
		Balance at		Fair Value Measurements Using:
	Dollars in thousands	31-Mar-14		Level 1		Level 2		Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	28,316	$	-	$	28,316	$	-
	Mortgage backed securities:
	Government sponsored agencies		143,814		-		143,814		-
	Nongovernment sponsored entities		10,787		-		10,787		-
	State and political subdivisions		10,731		-		10,731		-
	Corporate debt securities		3,998		-		3,998		-
	Other equity securities		77		-		77		-
	Tax-exempt state and political subdivisions		84,142		-		84,142		-
	Total available for sale securities	$	281,865	$	-	$	281,865	$	-
	Derivative financial instrument
	Interest rate swaps	$	-	$	-	$	-
		Balance at		Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13		Level 1		Level 2		Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	29,657	$	-	$	29,657	$	-
	Mortgage backed securities:
	Government sponsored agencies		155,716		-		155,716		-
	Nongovernment sponsored entities		11,819		-		11,819		-
	State and political subdivisions		15,870		-		15,870		-
	Corporate debt securities		3,966		-		3,966		-
	Other equity securities		77		-		77		-
	Tax-exempt state and political subdivisions		71,675		-		71,675		-
	Total available for sale securities	$	288,780	$	-	$	288,780	$	-
	Derivative financial instrument
	Interest rate swaps	$	803	$	-	$	803
	There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the period ended March 31, 2014.
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below.
		Total at		Fair Value Measurements Using:
	Dollars in thousands	31-Mar-14		Level 1		Level 2		Level 3
	Residential mortgage loans held for sale	$	-	$	-	$	-	$	-
	Collateral-dependent impaired loans
	Commercial	$	447			$	57	$	390
	Commercial real estate		4,821		-		4,821		-
	Construction and development		13,507		-		13,346		161
	Residential real estate		9,063		-		8,837		226
	Consumer		4		-		-		4
	Total collateral-dependent impaired loans	$	27,842	$	-	$	27,061	$	781
	OREO
	Commercial	$	-	$	-	$	-	$	-
	Commercial real estate		8,523		-		8,208		315
	Construction and development		31,737		-		30,145		1,592
	Residential real estate		11,981		-		11,949		32
	Total OREO	$	52,241	$	-	$	50,302	$	1,939
		Total at		Fair Value Measurements Using:
Dollars in thousands	31-Dec-13		Level 1		Level 2		Level 3
Residential mortgage loans held for sale	$	321	$	-	$	321	$	-
Collateral-dependent impaired loans
Commercial	$	1,616			$	920	$	696
Commercial real estate		17,902		-		4,879		13,023
Construction and development		22,083		-		17,590		4,493
Residential real estate		14,747		-		8,336		6,411
Consumer		34		-		3		31
Total collateral-dependent impaired loans	$	56,382	$	-	$	31,728	$	24,654
OREO
Commercial	$	-	$	-	$	-	$	-
Commercial real estate		9,903		-		9,903		-
Construction and development		31,610		-		29,993		1,617
Residential real estate		11,879		-		11,847		32
Total OREO	$	53,392	$	-	$	51,743	$	1,649
ASC Topic 825, Financial Instruments, requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The following summarizes the methods and significant assumptions we used in estimating our fair value disclosures for financial instruments.
Cash and cash equivalents: The carrying values of cash and cash equivalents approximate their estimated fair value.
Interest bearing deposits with other banks: The carrying values of interest bearing deposits with other banks approximate their estimated fair values.
Federal funds sold: The carrying values of Federal funds sold approximate their estimated fair values.
Securities: Estimated fair values of securities are based on quoted market prices, where available. If quoted market prices are not available, estimated fair values are based on quoted market prices of comparable securities.
Loans held for sale: The carrying values of loans held for sale approximate their estimated fair values.
Loans: The estimated fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms to borrowers of similar credit quality. No prepayments of principal are assumed.
Accrued interest receivable and payable: The carrying values of accrued interest receivable and payable approximate their estimated fair values.
Deposits: The estimated fair values of demand deposits (i.e. non-interest bearing checking, NOW, money market and savings accounts) and other variable rate deposits approximate their carrying values. Fair values of fixed maturity deposits are estimated using a discounted cash flow methodology at rates currently offered for deposits with similar remaining maturities. Any intangible value of long-term relationships with depositors is not considered in estimating the fair values disclosed.
Short-term borrowings: The carrying values of short-term borrowings approximate their estimated fair values.
Long-term borrowings: The fair values of long-term borrowings are estimated by discounting scheduled future payments of principal and interest at current rates available on borrowings with similar terms.
Subordinated debentures: The carrying values of subordinated debentures approximate their estimated fair values.
Subordinated debentures owed to unconsolidated subsidiary trusts: The carrying values of subordinated debentures owed to unconsolidated subsidiary trusts approximate their estimated fair values.
Derivative financial instruments: The fair value of the interest rate swaps is valued using independent pricing models.
Off-balance sheet instruments: The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit standing of the counter parties. The amounts of fees currently charged on commitments and standby letters of credit are deemed insignificant, and therefore, the estimated fair values and carrying values are not shown below.
The carrying values and estimated fair values of our financial instruments are summarized below:
	31-Mar-14				31-Dec-13
			Estimated				Estimated
	Carrying		Fair		Carrying		Fair
Dollars in thousands	Value		Value		Value		Value
Financial assets
Cash and due from banks	$	17,251	$	17,251	$	11,782	$	11,782
Securities available for sale		281,865		281,865		288,780		288,780
Other investments		6,610		6,610		7,815		7,815
Loans held for sale, net		-		-		321		321
Loans, net		962,714		981,849		937,070		952,592
Accrued interest receivable		5,410		5,410		5,669		5,669
Derivative financial instruments		-		-		803		803
	$	1,273,850	$	1,292,985	$	1,252,240	$	1,267,762
Financial liabilities
Deposits	$	1,052,630	$	1,077,704	$	1,003,812	$	1,029,606
Short-term borrowings		68,974		68,974		62,769		62,769
Long-term borrowings		123,492		132,741		163,516		173,863
Subordinated debentures		16,800		16,800		16,800		16,800
Subordinated debentures owed to		19,589		19,589		19,589		19,589
unconsolidated subsidiary trusts
Accrued interest payable		1,193		1,193		1,433		1,433
Derivative financial liabilities		408		408		-		-
	$	1,283,086	$	1,317,409	$	1,267,919	$	1,304,060

4_Earnings_Per_Share

4. Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 4. EARNINGS PER SHARE
	The computations of basic and diluted earnings per share follow:
		For the Three Months Ended March 31,
		2014							2013
					Common							Common
	Dollars in thousands,	Income			Shares		Per		Income			Shares		Per
	except per share amounts	(Numerator)			(Denominator)		Share		(Numerator)			(Denominator)		Share
	Net income	$	2,389						$	1,793
	Less preferred stock dividends		(193	)						(194	)
	Basic EPS	$	2,196			7,453,370	$	0.29	$	1,599			7,432,254	$	0.22
	Effect of dilutive securities:
	Stock options					9,762							7,087
	Series 2011 convertible
	preferred stock		119			1,491,250				120			1,500,000
	Series 2009 convertible
	preferred stock		74			674,545				74			674,545
	Diluted EPS	$	2,389		$	9,628,927	$	0.25	$	1,793		$	9,613,886	$	0.19
	Stock option grants and the conversion of preferred stock are disregarded in this computation if they are determined to be anti-dilutive. Our anti-dilutive stock options at March 31, 2014 and 2013 totaled 143,000 shares and 170,500 shares, respectively.

5_Securities

5. Securities	3 Months Ended
	Mar. 31, 2014
Available-for-sale Securities [Abstract]	'
Securities	'
	NOTE5. SECURITIES
	The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at March 31, 2014, December 31, 2013, and March 31, 2013 are summarized as follows:
		31-Mar-14
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	27,658		$	736		$	78	$	28,316
	Residential mortgage-backed securities:
	Government-sponsored agencies		142,644			2,230			1,060		143,814
	Nongovernment-sponsored entities		10,429			377			19		10,787
	State and political subdivisions
	General obligations		5,681			7			209		5,479
	Water and sewer revenues		2,389			8			60		2,337
	Other revenues		3,021			-			106		2,915
	Corporate debt securities		3,977			25			4		3,998
	Total taxable debt securities		195,799			3,383			1,536		197,646
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		45,761			1,109			504		46,366
	Water and sewer revenues		14,033			64			110		13,987
	Lease revenues		9,079			47			168		8,958
	Lottery/casino revenues		4,428			102			79		4,451
	Other revenues		10,334			115			69		10,380
	Total tax-exempt debt securities		83,635			1,437			930		84,142
	Equity securities		77			-			-		77
	Total available for sale securities	$	279,511		$	4,820		$	2,466	$	281,865
		31-Dec-13
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	29,100		$	675		$	118	$	29,657
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,270			2,019			1,573		155,716
	Nongovernment-sponsored entities		11,519			321			21		11,819
	State and political subdivisions
	General obligations		9,317			-			475		8,842
	Water and sewer revenues		3,229			-			114		3,115
	Other revenues		4,051			4			142		3,913
	Corporate debt securities		3,973			24			31		3,966
	Total taxable debt securities		216,459			3,043			2,474		217,028
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		41,156			675			1,154		40,677
	Water and sewer revenues		8,996			15			306		8,705
	Lease revenues		7,956			-			391		7,565
	Lottery/casino revenues		4,443			63			169		4,337
	Other revenues		10,527			55			191		10,391
	Total tax-exempt debt securities		73,078			808			2,211		71,675
	Equity securities		77			-			-		77
	Total available for sale securities	$	289,614		$	3,851		$	4,685	$	288,780
		31-Mar-13
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities:
	U. S. Government agencies
	and corporations	$	30,782		$	1,035		$	-	$	31,817
	Residential mortgage-backed securities:
	Government-sponsored agencies		142,534			3,444			647		145,331
Nongovernment-sponsored agencies		13,691			483			83		14,091
State and political subdivisions		13,889			122			93		13,918
Corporate debt securities		2,962			33			18		2,977
Total taxable debt securities		203,858			5,117			841		208,134
Tax-exempt debt securities:
State and political subdivisions		68,945			3,527			271		72,201
Residential mortgage-backed securities:
Government-sponsored agencies		2,642			-			-		2,642
Total tax-exempt debt securities		71,587			3,527			271		74,843
Equity securities		77			-			-		77
Total available for sale securities	$	275,522		$	8,644		$	1,112	$	283,054
The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our portfolio are located. We own no such securities of any single issuer which we deem to be a concentration.
	31-Mar-14
	Amortized			Unrealized					Estimated
Dollars in thousands	Cost			Gains			Losses		Fair Value
California	$	16,625		$	207		$	119	$	16,713
West Virginia		13,642			203			109		13,736
Illinois		9,392			75			238		9,229
Texas		6,262			313			78		6,497
Pennsylvania		5,906			25			71		5,860
Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards. Prior to July 1, 2013, we principally used credit ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”) to support analyses of our portfolio of securities issued by state and political subdivisions, as we generally do not purchase securities that are rated below the six highest NRSRO rating categories. Beginning July 1, 2013, in addition to considering a security’s NRSRO rating, we now also assess or confirm through an internal review of an issuer’s financial information and other applicable information that: 1) the issuer’s risk of default is low; 2) the characteristics of the issuer’s demographics and economic environment are satisfactory; and 3) the issuer’s budgetary position and stability of tax or other revenue sources are sound.
The maturities, amortized cost and estimated fair values of securities at March 31, 2014, are summarized as follows:
		Available for Sale
		Amortized			Estimated
Dollars in thousands		Cost			Fair Value
Due in one year or less	$	51,630		$	52,344
Due from one to five years		95,253			96,145
Due from five to ten years		33,742			34,102
Due after ten years		98,809			99,197
Equity securities		77			77
	$	279,511		$	281,865
The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the three months ended March 31, 2014 are as follows:
	Proceeds from								Gross realized
				Calls and			Principal
Dollars in thousands	Sales			Maturities			Payments		Gains			Losses
Securities available for sale	$	18,157		$	2,051		$	8,782	$	370		$	392
During the three months ended March 31, 2014 and 2013, we recorded other-than-temporary impairment losses on residential mortgage-backed nongovernment sponsored entity securities as follows:
	Three Months Ended March 31,
Dollars in thousands	2014			2013
Total other-than-temporary impairment losses	$	-		$	(91	)
Portion of loss recognized in
other comprehensive income		-			37
Net impairment losses recognized in earnings	$	-		$	(54	)
Activity related to the credit component recognized on debt securities available for sale for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the three months ended March 31, 2014 is as follows:
	Three Months Ended
	31-Mar-14
Dollars in thousands	Total
Beginning Balance	$	(3,021	)
Additions for the credit component on debt securities in which
other-than-temporary impairment was not previously recognized		-
Securities sold during the period		-
Ending Balance	$	(3,021	)
We held 110 available for sale securities having an unrealized loss at March 31, 2014. We do not intend to sell these securities, and it is more likely than not that we will not be required to sell these securities before recovery of their amortized bases. We believe that this decline in value is primarily attributable to the lack of market liquidity and to changes in market interest rates and not due to credit quality. Accordingly, no additional other-than-temporary impairment charge to earnings is warranted at this time.
Provided below is a summary of securities available for sale which were in an unrealized loss position at March31, 2014 and December 31, 2013, including debt securities for which a portion of other-than-temporary impairment has been recognized in other comprehensive income.
	31-Mar-14
	Less than 12 months						12 months or more					Total
	Estimated			Unrealized			Estimated		Unrealized			Estimated		Unrealized
Dollars in thousands		Fair Value			Loss			Fair Value		Loss			Fair Value		Loss
Temporarily impaired securities
Taxable debt securities
U. S. Government agencies
and corporations	$	7,256		$	(78	)	$	-	$	-		$	7,256	$	(78	)
Residential mortgage-backed securities:
Government-sponsored agencies		33,536			(763	)		12,566		(297	)		46,102		(1,060	)
Nongovernment-sponsored entities		2,162			(10	)		409		(7	)		2,571		(17	)
State and political subdivisions:
General obligations		4,026			(135	)		1,162		(74	)		5,188		(209	)
Water and sewer revenues		250			(6	)		1,577		(54	)		1,827		(60	)
Other revenues		2,915			(106	)		-		-			2,915		(106	)
Corporate debt securities		1,996			(4	)		-		-			1,996		(4	)
Tax-exempt debt securities
State and political subdivisions:
General obligations		17,901			(346	)		3,423		(158	)		21,324		(504	)
Water and sewer revenues		6,301			(85	)		432		(25	)		6,733		(110	)
Lease revenues		5,121			(65	)		2,083		(103	)		7,204		(168	)
Lottery/casino revenues		-			-			1,659		(79	)		1,659		(79	)
Other revenues		3,072			(69	)		-		-			3,072		(69	)
Total temporarily impaired securities		84,536			(1,667	)		23,311		(797	)		107,847		(2,464	)
Other-than-temporarily impaired securities
Taxable debt securities
Residential mortgage-backed securities:
Nongovernment-sponsored entities		-			(2	)		-		-			-		(2	)
Total other-than-temporarily impaired securities		-			(2	)		-		-			-		(2	)
Total	$	84,536		$	(1,669	)	$	23,311	$	(797	)	$	107,847	$	(2,466	)
	31-Dec-13
	Less than 12 months						12 months or more					Total
	Estimated			Unrealized			Estimated		Unrealized			Estimated		Unrealized
Dollars in thousands	Fair Value			Loss			Fair Value		Loss			Fair Value		Loss
Temporarily impaired securities
Taxable debt securities
U. S. Government agencies
and corporations	$	10,868		$	(118	)	$	-	$	-		$	10,868	$	(118	)
Residential mortgage-backed securities:
Government-sponsored agencies		55,035			(1,385	)		13,249		(188	)		68,284		(1,573	)
Nongovernment-sponsored entities		2,407			(12	)		565		(7	)		2,972		(19	)
State and political subdivisions:
General obligations		4,505			(264	)		2,337		(211	)		6,842		(475	)
Water and sewer revenues		1,309			(31	)		1,554		(83	)		2,863		(114	)
Other revenues		3,142			(142	)		-		-			3,142		(142	)
Corporate debt securities		2,968			(31	)		-		-			2,968		(31	)
Tax-exempt debt securities
State and political subdivisions:
General obligations		19,603			(997	)		2,102		(157	)		21,705		(1,154	)
Water and sewer revenues		5,643			(224	)		983		(82	)		6,626		(306	)
Lease revenues		6,112			(349	)		958		(42	)		7,070		(391	)
Lottery/casino revenues		2,720			(132	)		554		(37	)		3,274		(169	)
Other revenues		8,815			(191	)		-		-			8,815		(191	)
Total temporarily impaired securities		123,127			(3,876	)		22,302		(807	)		145,429		(4,683	)
Other-than-temporarily impaired securities
Taxable debt securities
Residential mortgage-backed securities:
Nongovernment-sponsored entities		-			-			1		(2	)		1		(2	)
Total other-than-temporarily impaired securities		-			-			1		(2	)		1		(2	)
Total	$	123,127		$	(3,876	)	$	22,303	$	(809	)	$	145,430	$	(4,685	)

6_Loans

6. Loans	3 Months Ended
	Mar. 31, 2014
Loans and Leases Receivable Disclosure [Abstract]	'
Loans	'
	NOTE6. LOANS
	Loans are generally stated at the amount of unpaid principal, reduced by unearned discount and allowance for loan losses. Interest on loans is accrued daily on the outstanding balances. Loan origination fees and certain direct loan origination costs are deferred and amortized as adjustments of the related loan yield over its contractual life. We categorize residential real estate loans in excess of $600,000 as jumbo loans.
	Generally, loans are placed on nonaccrual status when principal or interest is greater than 90 days past due based upon the loan's contractual terms. Interest is accrued daily on impaired loans unless the loan is placed on nonaccrual status. Impaired loans are placed on nonaccrual status when the payments of principal and interest are in default for a period of 90 days, unless the loan is both well-secured and in the process of collection. Interest on nonaccrual loans is recognized primarily using the cost-recovery method. Loans may be returned to accrual status when repayment is reasonably assured and there has been demonstrated performance under the terms of the loan or, if applicable, the terms of the restructured loans.
	Commercial-related loans or portions thereof (which are risk-rated) are charged off to the allowance for loan losses when the loss has been confirmed. This determination is made on a case by case basis considering many factors, including the prioritization of our claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower’s equity. We deem a loss confirmed when a loan or a portion of a loan is classified “loss” in accordance with bank regulatory classification guidelines, which state, “Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted”.
	Consumer-related loans are generally charged off to the allowance for loan losses upon reaching specified stages of delinquency, in accordance with the Federal Financial Institutions Examination Council policy. For example, credit card loans are charged off by the end of the month in which the account becomes 180 days past due or within 60 days from receiving notification about a specified event (e.g., bankruptcy of the borrower), which ever is earlier. Residential mortgage loans are generally charged off to net realizable value no later than when the account becomes 180 days past due. Other consumer loans, if collateralized, are generally charged off to net realizable value at 120 days past due.
	Loans are summarized as follows:
			March 31,			December 31,		March 31,
	Dollars in thousands		2014			2013		2013
	Commercial		$	93,517		$	88,352	$	86,877
	Commercial real estate
	Owner-occupied			150,025			149,618		151,942
	Non-owner occupied			297,197			280,790		288,475
	Construction and development
	Land and land development			67,342			71,453		76,277
	Construction			18,327			15,155		5,782
	Residential real estate
	Non-jumbo			215,665			212,946		213,965
	Jumbo			51,406			53,406		62,849
	Home equity			56,161			54,844		53,765
	Consumer			19,106			19,889		19,638
	Other			5,037			3,276		3,191
	Total loans, net of unearned fees			973,783			949,729		962,761
	Less allowance for loan losses			11,069			12,659		17,020
	Loans, net		$	962,714		$	937,070	$	945,741
	The following table presents the contractual aging of the recorded investment in past due loans by class as of March 31, 2014 and 2013 and December 31, 2013.
			At March 31, 2014
			Past Due														> 90 days
	Dollars in thousands		30-59 days			60-89 days		> 90 days			Total			Current			and Accruing
	Commercial		$	52		$	50	$	796		$	898		$	92,619		$	-
	Commercial real estate
	Owner-occupied			-			236		125			361			149,664			-
	Non-owner occupied			1,076			-		768			1,844			295,353			-
	Construction and development
	Land and land development			754			-		6,123			6,877			60,465			-
	Construction			-			-		-			-			18,327			-
	Residential mortgage
	Non-jumbo			2,780			804		1,821			5,405			210,260			-
	Jumbo			712			-		-			712			50,694			-
	Home equity			75			-		69			144			56,017			-
	Consumer			207			32		45			284			18,822			-
	Other			-			-		-			-			5,037			-
	Total		$	5,656		$	1,122	$	9,747		$	16,525		$	957,258		$	-
			At December 31, 2013
			Past Due														> 90 days
	Dollars in thousands		30-59 days			60-89 days		> 90 days			Total			Current			and Accruing
	Commercial		$	74		$	34	$	1,190		$	1,298		$	87,054		$	-
	Commercial real estate
	Owner-occupied			328			459		487			1,274			148,344			-
	Non-owner occupied			912			115		128			1,155			279,635			-
	Construction and development
	Land and land development			1,627			-		8,638			10,265			61,188			-
	Construction			-			-		-			-			15,155			-
	Residential mortgage
	Non-jumbo			2,708			1,673		1,321			5,702			207,244			-
	Jumbo			-			-		-			-			53,406			-
	Home equity			588			87		-			675			54,169			-
	Consumer			224			82		106			412			19,477			-
	Other			-			-		-			-			3,276			-
	Total		$	6,461		$	2,450	$	11,870		$	20,781		$	928,948		$	-
			At March 31, 2013
			Past Due														> 90 days
	Dollars in thousands		30-59 days			60-89 days		> 90 days			Total			Current			and Accruing
	Commercial		$	148		$	44	$	1,921		$	2,113		$	84,764		$	-
Commercial real estate
Owner-occupied			1,075			310		-			1,385			150,557			-
Non-owner occupied			222			708		909			1,839			286,636			-
Construction and development
Land and land development			65			794		10,538			11,397			64,880			-
Construction			-			-		153			153			5,629			-
Residential mortgage
Non-jumbo			4,910			1,052		2,362			8,324			205,641			-
Jumbo			-			-		12,565			12,565			50,284			-
Home equity			247			48		-			295			53,470			-
Consumer			244			34		44			322			19,316			-
Other			-			-		-			-			3,191			-
Total		$	6,911		$	2,990	$	28,492		$	38,393		$	924,368		$	-
Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at March 31, 2014, December 31, 2013, and March 31, 2013.
Dollars in thousands		3/31/14			12/31/13		3/31/13
Commercial		$	866		$	1,224	$	4,763
Commercial real estate
Owner-occupied			2,404			1,953		495
Non-owner occupied			430			365		1,030
Construction and development
Land & land development			10,252			12,830		12,923
Construction			-			-		153
Residential mortgage
Non-jumbo			2,593			2,446		4,001
Jumbo			-			-		12,565
Home equity			297			-		303
Consumer			73			128		72
Total		$	16,915		$	18,946	$	36,305
Impaired loans: Impaired loans include the following:
	§	Loans which we risk-rate (consisting of loan relationships having aggregate balances in excess of $2.0 million, or loans exceeding $500,000 and exhibiting credit weakness) through our normal loan review procedures and which, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement. Risk-rated loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired.
	§	Loans that have been modified in a troubled debt restructuring.
Both commercial and consumer loans are deemed impaired upon being contractually modified in a troubled debt restructuring. Troubled debt restructurings typically result from our loss mitigation activities and occur when we grant a concession to a borrower who is experiencing financial difficulty in order to minimize our economic loss and to avoid foreclosure or repossession of collateral. Once restructured in a troubled debt restructuring, a loan is generally considered impaired until its maturity, regardless of whether the borrower performs under the modified terms. Although such a loan may be returned to accrual status if the criteria set forth in our accounting policy are met, the loan would continue to be evaluated for an asset-specific allowance for loan losses and we would continue to report the loan in the impaired loan table below.
The table below sets forth information about our impaired loans.
Loan Category		3/31/14			12/31/13		3/31/13			Method used to
										measure impairment
Commerical		$	899		$	1,864	$	10,322		Fair value of collateral
			-			158		164		Discounted cash flow
Commerical real estate
Owner-occupied			4,856			10,067		13,334		Fair value of collateral
			7,598			2,483		2,673		Discounted cash flow
Non-owner occupied			518			5,832		6,858		Fair value of collateral
			5,259			-		-		Discounted cash flow
Construction and development
Land & land development			16,107			24,625		27,395		Fair value of collateral
			1,457			644		656		Discounted cash flow
Construction			-			-		-		Fair value of collateral
Residential mortgage
Non-jumbo			3,450			5,516		5,190		Fair value of collateral
			2,603			566		829		Discounted cash flow
Jumbo			6,644			8,768		21,450		Fair value of collateral
			2,086			-		-		Discounted cash flow
Home equity			186			212		213		Fair value of collateral
Consumer			40			47		62		Fair value of collateral
Total		$	51,703		$	60,782	$	89,146
The following tables present loans individually evaluated for impairment at March 31, 2014, December 31, 2013 and March 31, 2013.
		31-Mar-14
										Average			Interest Income
		Recorded			Unpaid		Related			Impaired			Recognized
Dollars in thousands		Investment			Principal Balance		Allowance			Balance			while impaired
Without a related allowance
Commercial		$	824		$	824	$	-		$	824		$	27
Commercial real estate
Owner-occupied			7,836			7,836		-			7,836			231
Non-owner occupied			5,035			5,037		-			5,037			249
Construction and development
Land & land development			11,793			11,793		-			11,793			323
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			3,209			3,217		-			3,217			140
Jumbo			7,828			7,833		-			7,833			401
Home equity			186			186		-			186			11
Consumer			40			40		-			40			3
Total without a related allowance		$	36,751		$	36,766	$	-		$	36,766		$	1,385
With a related allowance
Commercial		$	75		$	75	$	18		$	75		$	5
Commercial real estate
Owner-occupied			4,618			4,618		324			4,618			213
Non-owner occupied			740			740		85			740			28
Construction and development
Land & land development			5,771			5,771		2,553			5,771			40
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			2,835			2,836		337			2,836			134
Jumbo			896			897		56			897			45
Home equity			-			-		-			-			-
Consumer			-			-		-			-			-
Total with a related allowance		$	14,935		$	14,937	$	3,373		$	14,937		$	465
Total
Commercial		$	36,692		$	36,694	$	2,980		$	36,694		$	1,116
Residential real estate			14,954			14,969		393			14,969			731
Consumer			40			40		-			40			3
Total		$	51,686		$	51,703	$	3,373		$	51,703		$	1,850
		31-Dec-13
										Average			Interest Income
		Recorded			Unpaid		Related			Impaired			Recognized
Dollars in thousands		Investment			Principal Balance		Allowance			Balance			while impaired
Without a related allowance
Commercial		$	1,161		$	1,167	$	-		$	1,518		$	98
Commercial real estate
Owner-occupied			8,434			8,434		-			7,675			226
Non-owner occupied			5,075			5,077		-			5,110			253
Construction and development
Land & land development			14,732			14,737		-			11,628			325
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			3,587			3,595		-			2,858			157
Jumbo			7,862			7,867		-			7,910			405
Home equity			186			186		-			186			11
Consumer			26			27		-			28			1
Total without a related allowance			41,063			41,090		-			36,913			1,476
With a related allowance
Commercial			855			855		406			1,013			-
Commercial real estate
Owner-occupied			4,116			4,116		305			3,945			184
Non-owner occupied			747			755		175			515			28
Construction and development
Land & land development			10,532			10,532		3,186			11,310			147
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			2,485			2,487		256			2,292			107
Jumbo			900			901		37			906			45
Home equity			27			26		22			27			-
Consumer			20			20		13			9			-
Total with a related allowance			19,682			19,692		4,400			20,017			511
Total
Commercial			45,652			45,673		4,072			42,714			1,261
Residential real estate			15,047			15,062		315			14,179			725
Consumer			46			47		13			37			1
Total		$	60,745		$	60,782	$	4,400		$	56,930		$	1,987
		31-Mar-13
										Average			Interest Income
		Recorded			Unpaid		Related			Impaired			Recognized
Dollars in thousands		Investment			Principal Balance		Allowance			Balance			while impaired
Without a related allowance
Commercial		$	9,442		$	9,446	$	-		$	9,446		$	439
Commercial real estate
Owner-occupied			9,882			9,886		-			9,886			455
Non-owner occupied			5,430			5,432		-			5,432			271
Construction and development
Land & land development			15,623			15,622		-			14,883			575
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			3,523			3,531		-			3,531			153
Jumbo			7,264			7,265		-			7,265			360
Home equity			185			186		-			186			11
Consumer			35			35		-			35			1
Total without a related allowance		$	51,384		$	51,403	$	-		$	50,664		$	2,265
With a related allowance
Commercial		$	1,031		$	1,040	$	403		$	1,040		$	8
Commercial real estate
Owner-occupied			6,121			6,121		437			6,120			282
Non-owner occupied			1,426			1,426		152			1,427			29
Construction and development
Land & land development			12,429			12,429		1,421			12,429			157
Construction			-			-		-			-			-
Residential real estate
Non-jumbo			2,487			2,488		303			2,487			87
Jumbo			14,180			14,185		3,707			14,185			94
Home equity			28			27		28			28			-
Consumer			26			27		14			26			2
Total with a related allowance		$	37,728		$	37,743	$	6,465		$	37,742		$	659
Total
Commercial		$	61,384		$	61,402	$	2,413		$	60,663		$	2,216
Residential real estate			27,667			27,682		4,038			27,682			705
Consumer			61			62		14			61			3
Total		$	89,112		$	89,146	$	6,465		$	88,406		$	2,924
A modification of a loan is considered a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession that we would not otherwise consider. This may include a transfer of real estate or other assets from the borrower, a modification of loan terms, or a combination of both. A loan continues to be classified as a TDR for the life of the loan. Included in impaired loans are TDRs of $33.5 million, of which $32.2 million were current with respect to restructured contractual payments at March 31, 2014, and $34.5 million, of which $33.6 million were current with respect to restructured contractual payments at December 31, 2013. There were no commitments to lend additional funds under these restructurings at either balance sheet date.
The following table presents by class the TDRs that were restructured during the three months ended March 31, 2014 and 2013. Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. All TDRs are evaluated individually for allowance for loan loss purposes.
		For the Three Months Ended								For the Three Months Ended
		31-Mar-14								31-Mar-13
					Pre-modification		Post-modification						Pre-modification			Post-modification
		Number of			Recorded		Recorded			Number of			Recorded			Recorded
dollars in thousands		Modifications			Investment		Investment			Modifications			Investment			Investment
Commercial			-		$	-	$	-			-		$	-		$	-
Commercial real estate
Owner-occupied			-			-		-			-			-			-
Non-owner occupied			-			-		-			-			-			-
Construction and development
Land & land development			-			-		-			1			49			50
Construction			-			-		-			-			-			-
Residential real estate
Non-jumbo			-			-		-			-			-			-
Jumbo			-			-		-			-			-			-
Home equity			-			-		-			-			-			-
Consumer			-			-		-			-			-			-
Total			-		$	-	$	-			1		$	49		$	50
The following table presents defaults during the stated period of TDRs that were restructured during the past twelve months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period.
		For the Three Months Ended
		31-Mar-14
		Number of			Recorded Investment
dollars in thousands		Defaults			at Default Date
Commercial			1		$	56
Commercial real estate
Owner-occupied			-			-
Non-owner occupied			-			-
Construction and development
Land & land development			1			698
Construction			-			-
Residential real estate
Non-jumbo			4			576
Jumbo			-			-
Home equity			-			-
Consumer			-			-
Total			6		$	1,330
The following table details the activity regarding TDRs by loan type during the first three months of 2014, and the related allowance on TDRs.
31-Mar-14
		Construction & Land Development
		Land &								Commercial Real Estate						Residential Real Estate
		Land											Non-
		Develop-			Construc-		Commer-			Owner			Owner			Non-						Home		Con-
Dollars in thousands		ment			tion		cial			Occupied			Occupied			jumbo			Jumbo			Equity		sumer			Other		Total
Troubled debt restructurings
Balance January 1, 2014		$	6,164		$	-	$	1,242		$	9,698		$	5,544		$	5,542		$	6,278		$	-	$	46		$	-	$	34,514
Additions			-			-		-			-			-			-			-			-		-			-		-
Charge-offs			-			-		-			-			-			-			-			-		(3	)		-		(3	)
Net (paydowns) advances			(95	)		-		(733	)		(54	)		(52	)		(29	)		(41	)		-		(3	)		-		(1,007	)
Transfer into OREO			-			-		-			-			-			-			-			-		-			-		-
Refinance out of TDR status			-			-		-			-			-			-			-			-		-			-		-
Balance March 31, 2014		$	6,069		$	-	$	509		$	9,644		$	5,492		$	5,513		$	6,237		$	-	$	40		$	-	$	33,504
Allowance related to
troubled debt? restructurings		$	171		$	-	$	18		$	176		$	85		$	334		$	56		$	-	$	-		$	-	$	840
We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $2 million, at which time these loans are re-graded. We use the following definitions for our risk grades:
Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below.
OLEM (Special Mention): Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future.
Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity, and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated.
Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high.
Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future.
The following table presents the recorded investment in construction and development, commercial, and commercial real estate loans which are generally evaluated based upon the internal risk ratings defined above.
Loan Risk Profile by Internal Risk Rating
		Construction and Development																	Commercial Real Estate
		Land and land development					Construction						Commercial						Owner Occupied					Non-Owner Occupied
Dollars in thousands		3/31/14			12/31/13		3/31/14			12/31/13			3/31/14			12/31/13			3/31/14			12/31/13		3/31/14			12/31/13
Pass		$	45,857		$	41,662	$	18,035		$	15,022		$	91,387		$	82,323		$	143,443		$	143,982	$	285,977		$	268,967
OLEM (Special Mention)			5,304			5,550		292			133			1,225			4,544			1,927			1,412		9,560			10,222
Substandard			16,071			24,131		-			-			515			1,485			4,655			4,224		1,660			1,601
Doubtful			110			110		-			-			390			-			-			-		-			-
Loss			-			-		-			-			-			-			-			-		-			-
Total		$	67,342		$	71,453	$	18,327		$	15,155		$	93,517		$	88,352		$	150,025		$	149,618	$	297,197		$	280,790
The following table presents the recorded investment in consumer, residential real estate, and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity.
		Performing								Nonperforming
Dollars in thousands		3/31/14			12/31/13		3/31/13			3/31/14			12/31/13			3/31/13
Residential real estate
Non-jumbo		$	213,071		$	210,500	$	209,964		$	2,594		$	2,446		$	4,001
Jumbo			51,406			53,406		50,284			-			-			12,565
Home Equity			55,865			54,844		53,462			296			-			303
Consumer			19,033			19,761		19,566			73			128			72
Other			5,037			3,276		3,191			-			-			-
Total		$	344,412		$	341,787	$	336,467		$	2,963		$	2,574		$	16,941
Loan commitments: ASC Topic 815, Derivatives and Hedging, requires that commitments to make mortgage loans should be accounted for as derivatives if the loans are to be held for sale, because the commitment represents a written option and accordingly is recorded at the fair value of the option liability.

7_Allowance_For_Loan_Losses

7. Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2014
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]	'
Allowance For Loan Losses	'
	NOTE 7. ALLOWANCE FOR LOAN LOSSES
	An analysis of the allowance for loan losses for the three month periods ended March 30, 2014 and 2013, and for the year ended December 31, 2013 is as follows:
		Three Months Ended				Year Ended
		March 31,				December 31,
	Dollars in thousands	2014		2013		2013
	Balance, beginning of year	$	12,659	$	17,933	$	17,933
	Losses:
	Commercial		390		17		723
	Commercial real estate
	Owner occupied		11		63		1,031
	Non-owner occupied		-		3		9
	Construction and development
	Land and land development		2,376		2,062		3,596
	Construction		-		-		-
	Residential real estate
	Non-jumbo		9		228		541
	Jumbo		8		60		4,741
	Home equity		-		20		77
	Consumer		45		22		79
	Other		23		22		162
	Total		2,862		2,497		10,959
	Recoveries:
	Commercial		6		2		12
	Commercial real estate
	Owner occupied		7		2		8
	Non-owner occupied		3		-		674
	Construction and development
	Land and land development		26		5		187
	Construction		-		-		-
	Real estate - mortgage
	Non-jumbo		20		19		127
	Jumbo		163		1		6
	Home equity		2		-		5
	Consumer		20		21		79
	Other		25		34		87
	Total		272		84		1,185
	Net losses		2,590		2,413		9,774
	Provision for loan losses		1,000		1,500		4,500
	Balance, end of period	$	11,069	$	17,020	$	12,659
	Activity in the allowance for loan losses by loan class during the first three months of 2014 is as follows:
		Construction & Land Development
		Land &						Commercial Real Estate					Residential Real Estate
		Land								Non-
		Devlop-		Construc-		Commer-		Owner		Owner			Non-						Home			Con-
	Dollars in thousands	ment		tion		cial		Occupied		Occupied			jumbo			Jumbo			Equity			sumer		Other		Total
	Allowance for loan losses
	Beginning balance	$	5,455	$	269	$	1,323	$	969	$	641		$	1,843		$	1,888		$	173		$	48	$	50	$	12,659
	Charge-offs		2,376		-		390		11		-			9			8			-			45		23		2,862
	Recoveries		26		-		6		7		3			20			163			2			20		25		272
	Provision		1,758		27		181		69		(217	)		(332	)		(471	)		(41	)		11		15		1,000
	Ending balance	$	4,863	$	296	$	1,120	$	1,034	$	427		$	1,522		$	1,572		$	134		$	34	$	67	$	11,069
	Allowance related to:
	Loans individually
	evaluated for impairment	$	2,553	$	-	$	18	$	324	$	85		$	337		$	56		$	-		$	-	$	-	$	3,373
	Loans collectively
	evaluated for impairment		2,310		296		1,102		710		342			1,185			1,516			134			34		67		7,696
	Loans acquired with
	deteriorated credit quality		-		-		-		-		-			-			-			-			-		-		-
	Total	$	4,863	$	296	$	1,120	$	1,034	$	427		$	1,522		$	1,572		$	134		$	34	$	67	$	11,069
	Loans
	Loans individually
	evaluated for impairment	$	17,564	$	-	$	899	$	12,454	$	5,778		$	6,053		$	8,730		$	186		$	39	$	-	$	51,703
	Loans collectively
evaluated for impairment		49,778		18,327		92,618		137,571		291,419			209,612			42,676			55,975			19,067		5,037	$	922,080
Loans acquired with
deteriorated credit quality		-		-		-		-		-			-			-			-			-		-		-
Total	$	67,342	$	18,327	$	93,517	$	150,025	$	297,197		$	215,665		$	51,406		$	56,161		$	19,106	$	5,037	$	973,783

8_Goodwill_And_Other_Intangibl

8. Goodwill And Other Intangible Assets	3 Months Ended
	Mar. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Goodwill And Other Intangible Assets	'
	NOTE8. GOODWILL AND OTHER INTANGIBLE ASSETS
	The following tables present our goodwill by reporting unit at March 31, 2014 and other intangible assets by reporting unit at March 31, 2014 and December 31, 2013.
		Goodwill Activity
		Community		Insurance
	Dollars in thousands	Banking		Services		Total
	Balance, January 1, 2014	$	1,488	$	4,710	$	6,198
	Acquired goodwill, net		-		-		-
	Balance, March 31, 2014	$	1,488	$	4,710	$	6,198
		Other Intangible Assets
		31-Mar-14						31-Dec-13
		Community		Insurance				Community		Insurance
	Dollars in thousands	Banking		Services		Total		Banking		Services		Total
	Unidentifiable intangible assets
	Gross carrying amount	$	2,267	$	-	$	2,267	$	2,267	$	-	$	2,267
	Less: accumulated amortization		2,254		-		2,254		2,216		-		2,216
	Net carrying amount	$	13	$	-	$	13	$	51	$	-	$	51
	Identifiable intangible assets
	Gross carrying amount	$	-	$	3,000	$	3,000	$	-	$	3,000	$	3,000
	Less: accumulated amortization		-		1,350		1,350		-		1,300		1,300
	Net carrying amount	$	-	$	1,650	$	1,650	$	-	$	1,700	$	1,700
	We recorded amortization expense of approximately $88,000 for the three months ended March 31, 2014 relative to our other intangible assets. Annual amortization is expected to be approximately $251,000 in 2014,and $200,000 for each of the years ending 2015 through 2018.

9_Deposits

9. Deposits	3 Months Ended
	Mar. 31, 2014
Deposits	'
Deposits	'
	NOTE9. DEPOSITS
	The following is a summary of interest bearing deposits by type as of March 31, 2014 and 2013 and December 31, 2013:
		March 31,		December 31,			March 31,
	Dollars in thousands	2014		2013			2013
	Demand deposits, interest bearing	$	195,898	$	186,578		$	181,326
	Savings deposits		228,854		193,446			197,587
	Time deposits		528,433		530,951			594,279
	Total	$	953,185	$	910,975		$	973,192
	Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $160.4 million, $160.8 million and $213.6 million at March 31, 2014, December 31, 2013, and March 31, 2013, respectively.
	A summary of the scheduled maturities for all time deposits as of March 31, 2014 is as follows:
	Dollars in thousands
	Nine month period ending December 31, 2014	$	176,012
	Year ending December 31, 2015		100,144
	Year ending December 31, 2016		106,520
	Year ending December 31, 2017		35,522
	Year ending December 31, 2018		43,048
	Thereafter		67,187
		$	528,433
	The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of March 31, 2014:
	Dollars in thousands	Amount		Percent
	Three months or less	$	50,642		13	%
	Three through six months		45,428		11.7	%
	Six through twelve months		45,408		11.7	%
	Over twelve months		248,245		63.7	%
	Total	$	389,723		100	%

10_Borrowed_Funds

10. Borrowed Funds	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Borrowed Funds	'
	NOTE10. BORROWED FUNDS
	Short-term borrowings:A summary of short-term borrowings is presented below:
		Three Months Ended March 31,
		2014						2013
					Federal Funds						Federal Funds
		Short-term			Purchased			Short-term			Purchased
		FHLB			and Lines			FHLB			and Lines
	Dollars in thousands	Advances			of Credit			Advances			of Credit
	Balance at March 31	$	60,000		$	8,974		$	-		$	5,960
	Average balance outstanding for the period		66,205			8,971			24,321			3,514
	Maximum balance outstanding at
	any month end during period		80,000			8,974			45,000			5,960
	Weighted average interest rate for the period		0.28	%		0.25	%		0.25	%		0.25	%
	Weighted average interest rate for balances
	outstanding at March 31		0.31	%		0.25	%		0.25	%		0.25	%
		Year Ended December 31, 2013
					Federal Funds
		Short-term			Purchased
		FHLB			and Lines
	Dollars in thousands	Advances			of Credit
	Balance at December 31	$	53,800		$	8,969
	Average balance outstanding for the period		29,786			4,313
	Maximum balance outstanding at
	any month end during period		55,300			8,969
	Weighted average interest rate for the period		0.28	%		0.25	%
	Weighted average interest rate for balances
	outstanding at December 31		0.26	%		0.25	%
	Long-term borrowings:Our long-term borrowings of $123.5 million, $163.5 million and $163.6 millionat March 31, 2014, December 31, 2013, and March 31, 2013 respectively, consisted primarily of advances from the Federal Home Loan Bank (“FHLB”) and structured reverse repurchase agreements with two unaffiliated institutions.All FHLB advances are collateralized primarily by similar amounts of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations.
								Balance at
		Balance at March 31,						December 31,
	Dollars in thousands	2014			2013			2013
	Long-term FHLB advances	$	42,576		$	82,672		$	82,600
	Long-term reverse repurchase agreements		72,000			72,000			72,000
	Term loans		8,916			8,916			8,916
	Total	$	123,492		$	163,588		$	163,516
	The term loans are secured by the common stock of our subsidiary bank. $5.4 million bears a variable interest rate of prime minus 50 basis points with a final maturity of 2017, and $3.5 million bearsa fixed rate of 8%with a final maturity of 2023.
	Our long term FHLB borrowings and reverse repurchase agreements bear fixed rates and mature in varying amounts through the year 2026.
	The average interest rate paid on long-term borrowings for the three month period ended March 31, 2014 was 3.95% compared to 3.82% for the first threemonths of 2013.
	Subordinated debentures: We have subordinated debt totaling $16.8 million at March 31, 2014, December 31, 2013, and March 31, 2013. The subordinated debt qualifies as Tier 2 capital under Federal Reserve Board guidelines until the debt is within 5 years of its maturity; thereafter the amount qualifying as Tier 2 capital is reduced by 20 percent each year until maturity. During 2009, we issued $6.8 million in subordinated debt, of which $5 million was issued to an affiliate of a director of Summit. We also issued $1.0 million and $0.8 million to two unrelated parties. These three issuances bear an interest rate of 10 percent per annum, a term of 10 years, and are not prepayable by us within the first five years. During 2008, we issued $10 million of subordinated debt to an unrelated institution, which bears a variable interest rate of 1 month LIBOR plus 275 basis points and a term of 7.5 years.
	Subordinated debentures owed to unconsolidated subsidiary trusts:We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”). The debentures held by the trusts are their sole assets.Our subordinated debentures totaled $19.6 million at March 31, 2014, December 31, 2013, and March 31,2013.
	In October 2002, we sponsored SFG Capital Trust I, in March 2004, we sponsored SFG Capital Trust II, and in December 2005, we sponsored SFG Capital Trust III, of which 100% of the common equity of each trust is owned by us. SFG Capital Trust I issued $3.5 million in capital securities and $109,000 in common securities and invested the proceeds in $3.61 million of debentures. SFG Capital Trust II issued $7.5 million in capital securities and $232,000 in common securities and invested the proceeds in $7.73 million of debentures. SFG Capital Trust III issued $8.0 million in capital securities and $248,000 in common securities and invested the proceeds in $8.25 million of debentures. Distributions on the capital securities issued by the trusts are payable quarterly at a variable interest rate equal to 3 month LIBOR plus 345 basis points for SFG Capital Trust I, 3 month LIBOR plus 280 basis points for SFG Capital Trust II, and 3 month LIBOR plus 145 basis points for SFG Capital Trust III, and equals the interest rate earned on the debentures held by the trusts, and is recorded as interest expense by us. The capital securities are subject to mandatory redemption in whole or in part, upon repayment of the debentures. We have entered into agreements which, taken collectively, fully and unconditionally guarantee the capital securities subject to the terms of the guarantee. The debentures of each Capital Trust are redeemable by us quarterly.
	The capital securities held by SFG Capital Trust I, SFG Capital Trust II, and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines. In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill. The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital.
	A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows:
											Subordinated
											debentures owed
					Long-term			Subordinated			to unconsolidated
	Dollars in thousands				borrowings			debentures			subsidiary trusts
	Year Ending December 31,		2014		$	42,502		$	-		$	-
			2015			1,909			10,000			-
			2016			28,911			-			-
			2017			918			-			-
			2018			45,017			-			-
			Thereafter			4,235			6,800			19,589
					$	123,492		$	16,800		$	19,589

11_Share_Based_Compensation

11. Share Based Compensation	3 Months Ended
	Mar. 31, 2014
Shares Held in Employee Stock Ownership Plan [Abstract]	'
Stock Option Plan	'
	NOTE11.SHARE BASED COMPENSATION
	The 2009 Officer Stock Option Planwas adopted by our shareholders in May 2009 and provides for the granting of stock options for up to 350,000 shares of common stock to our key officers. Each option granted under the Plan vests according to a schedule designated at the grant date and has a term of no more than 10 years following the vesting date. Also, the option price per share was not to be less than the fair market value of our common stock on the date of grant. The 2009 Officer Stock Option Plan, whichexpires in May 2019, replaces the 1998 Officer Stock Option Plan (collectively the “Plans”) that expired in May 2008.
	The fair value of our employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. Because our employee stock options have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options at the time of grant. There were no options granted during the first three months of 2014 or 2013.
	We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited. During the first three months of 2014 and 2013, our stock compensation expense and related deferred taxes were insignificant.
	A summary of activity in our Plans during the first three months of 2014 and 2013 is as follows:
		For the Three Months Ended March 31,
		2014					2013
					Weighted-					Weighted-
					Average					Average
					Exercise					Exercise
		Options			Price		Options			Price
	Outstanding, January 1		185,410		$	19.59		249,700		$	18.98
	Granted		-			-		-			-
	Exercised		(3,200	)		4.63		(12,000	)		5.09
	Forfeited		-			-		(1,750	)		19.69
	Expired		(2,300	)		17.43		(38,900	)		23.79
	Outstanding, March 31		179,910		$	19.88		197,050		$	18.17
	Other information regarding options outstanding and exercisable at March 31, 2014 is as follows:
		Options Outstanding										Options Exercisable
							Wted. Avg.			Aggregate						Aggregate
							Remaining			Intrinsic						Intrinsic
	Range of	# of					Contractual			Value		# of				Value
	exercise price	shares			WAEP		Life (yrs)			(in thousands)		shares		WAEP		(in thousands)
	$2.54 - $6.00		13,750		$	4.71		4.38		$	77		11,750	$	5.08	$	61
	6.01 - 10.00		23,160			9.07		2.98			27		22,560		9.14		25
	10.01 - 17.50		-			-		-			-		-		-		-
	17.51 - 20.00		38,500			17.8		2.75			-		38,500		17.8		-
	20.01 - 25.93		104,500			25.04		2.49			-		104,500		25.04		-
			179,910			19.88				$	104		177,310		20.12	$	86

12_Commitments_And_Contingenci

12. Commitments And Contingencies	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments And Contingencies	'
	NOTE 12. COMMITMENTS AND CONTINGENCIES
	Off-Balance Sheet Arrangements
	We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position. The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments.
	Many of our lending relationships contain both funded and unfunded elements. The funded portion is reflected on our balance sheet. The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements.
	A summary of the total unfunded, or off-balance sheet, credit extension commitments follows:
		March 31,
	Dollars in thousands	2014
	Commitments to extend credit:
	Revolving home equity and
	credit card lines	$	51,315
	Construction loans		28,574
	Other loans		35,788
	Standby letters of credit		1,765
	Total	$	117,442
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. We evaluate each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation. Collateral held varies but may include accounts receivable, inventory, equipment or real estate.
	Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party.
	Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.

13_Regulatory_Matters

13. Regulatory Matters	3 Months Ended
	Mar. 31, 2014
RegulatoryMattersAbstract	'
Regulatory Matters	'
	NOTE 13. REGULATORY MATTERS
	We and our subsidiaries are subject to various regulatory capital requirements administered by the banking regulatory agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we and each of our subsidiaries must meet specific capital guidelines that involve quantitative measures of our and our subsidiaries’ assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. We and each of our subsidiaries’ capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require us and each of our subsidiaries to maintain minimum amounts and ratios of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe, as of March 31, 2014, that we and each of our subsidiaries met all capital adequacy requirements to which they were subject.
	The most recent notifications from the banking regulatory agencies categorized us and each of our subsidiaries as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, we and each of our subsidiaries must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below.
	Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.
													To be Well Capitalized
								Minimum Required					under Prompt Corrective
			Actual					Regulatory Capital					Action Provisions
	Dollars in thousands		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of March 31, 2014
	Total Capital (to risk weighted assets)
	Summit		$	144,071		14.2	%	$	81,024		8	%	$	101,280		10	%
	Summit Community			157,724		15.6	%		80,974		8	%		101,217		10	%
	Tier I Capital (to risk weighted assets)
	Summit			125,202		12.4	%		40,512		4	%		60,768		6	%
	Summit Community			146,655		14.5	%		40,487		4	%		60,730		6	%
	Tier I Capital (to average assets)
	Summit			125,202		9	%		55,399		4	%		69,249		5	%
	Summit Community			146,655		10.6	%		55,394		4	%		69,242		5	%
	As of December 31, 2013
	Total Capital (to risk weighted assets)
	Summit			144,202		14.5	%		79,638		8	%		99,547		10	%
	Summit Community			156,473		15.7	%		79,627		8	%		99,534		10	%
	Tier I Capital (to risk weighted assets)
	Summit			122,918		12.4	%		39,499		4	%		59,248		6	%
	Summit Community			143,989		14.5	%		39,814		4	%		59,720		6	%
	Tier I Capital (to average assets)
	Summit			122,918		8.9	%		55,151		4	%		68,938		5	%
	Summit Community			143,989		10.4	%		55,150		4	%		68,938		5	%
	Summit Financial Group, Inc. (“Summit”) and its bank subsidiary, Summit Community Bank, Inc. (the “Bank”), have entered into informal Memoranda of Understanding (“MOU’s”) with their respective regulatory authorities. A memorandum of understanding is characterized by the regulatory authorities as an informal action that is not published or publicly available and that is used when circumstances warrant a milder form of action than a formal supervisory action, such as a formal written agreement or order.
	Under the Summit MOU, Summit has agreed among other things to:
		§	Summit suspending all cash dividends on its common stock until further notice. Dividends on all preferred stock, as well as interest payments on subordinated notes underlying Summit’s trust preferred securities, continue to be permissible; and,
		§	Summit not incurring any additional debt, other than trade payables, without the prior written consent of the principal banking regulators.
	Additional information regarding Summit’s MOU is included in Part I. Item 1A – Risk Factors on our Form 10-K for the year ended December 31, 2013.
	On October 25, 2012, the Bank entered into a revised MOU (“Bank MOU”) which replaced the Bank MOU effective September 24, 2009 and subsequently amended on February 1, 2011. In general, the Bank MOU includes provisions substantially similar to those in the prior Bank MOU with the exception that several provisions deemed no longer applicable by the regulatory authorities were removed and a provision relative to reducing the Bank’s levels of classified assets was added.
	In summary, we have agreed, among other things, to address the following matters relative to the Bank:
		§	maintaining a Board committee which monitors and promotes compliance with the provisions of the Bank MOU;
		§	providing the Bank’s regulatory authorities with updated reports of criticized assets and/or formal workout plans for all nonperforming borrower relationships with an aggregate outstanding balance exceeding $1 million;
		§	developing and submitting to regulatory authorities a written plan to reduce the Bank’s risk exposure in each adversely classified credit relationship in excess of $1 million and all OREO;
		§	establishing procedures to report all loans with balances exceeding $500,000 that have credit weaknesses or that fall outside of the Bank’s policy;
		§	annually reviewing the organizational structure and operations of the Bank’s loan department;
		§	maintaining an adequate allowance for loan and lease losses through charges to current operating income;
		§	reviewing overall liquidity objectives and developing and submitting to regulatory authorities plans and procedures aimed to improve liquidity and reduce reliance on volatile liabilities;
		§	preparing comprehensive budgets and earnings forecasts for the Bank and submitting reports comparing actual performance to the budget plan;
		§	maintaining a minimum Tier 1 Leverage Capital ratio of at least 8% and a Total Risk-based Capital ratio of at least 11%;
		§	not paying any cash dividends without the prior written consent of the banking regulators; and,
		§	providing quarterly progress reports to the Bank’s regulatory authorities detailing steps taken to comply with the Bank MOU.

14_Segment_Information

14. Segment Information	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Segment Information	'
	NOTE 14. SEGMENT INFORMATION
	We operate two business segments: community banking and insurance& financialservices. These segments are primarily identified by the products or services offered. The community banking segment consists of our full service banks which offer customers traditional banking products and services through various delivery channels. The insurance & financial services segment includes three insurance agency offices that sell insurance products. The accounting policies discussed throughout the notes to the consolidated financial statements apply to each of our business segments.
	Inter-segment revenue and expense consists of management fees allocated to the community banking and the insurance & financial services segments for all centralized functions that are performed by the parent, including overall direction in the areas of strategic planning,investment portfolio management, asset/liability management, financial reporting and other financial and administrative services. Information for each of our segments is included below:
		Three Months Ended March 31, 2014
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	10,511		$	-		$	(473	)	$	-		$	10,038
	Provision for loan losses		1,000			-			-			-			1,000
	Net interest income after provision for loan losses		9,511			-			(473	)		-			9,038
	Other income		1,410			1,373			293			(293	)		2,783
	Other expenses		7,349			1,028			414			(293	)		8,498
	Income (loss) before income taxes		3,572			345			(594	)		-			3,323
	Income tax expense (benefit)		982			121			(169	)		-			934
	Net income (loss)		2,590			224			(425	)		-			2,389
	Dividends on preferred shares		-			-			193			-			193
	Net income (loss) applicable to common shares	$	2,590		$	224		$	(618	)	$	-		$	2,196
	Inter-segment revenue (expense)	$	(264	)	$	(29	)	$	293		$	-		$	-
	Average assets	$	1,442,219		$	5,978		$	160,346		$	(216,040	)	$	1,392,503
		Three Months Ended March 31, 2013
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	10,226		$	-		$	(468	)	$	-		$	9,758
	Provision for loan losses		1,500			-			-			-			1,500
	Net interest income after provision for loan losses		8,726			-			(468	)		-			8,258
	Other income		1,444			1,304			272			(272	)		2,748
	Other expenses		7,193			1,197			444			(272	)		8,562
	Income (loss) before income taxes		2,977			107			(640	)		-			2,444
	Income tax expense (benefit)		825			36			(210	)		-			651
	Net income (loss)		2,152			71			(430	)		-			1,793
	Dividends on preferred shares		-			-			194			-			194
	Net income (loss) applicable to common shares	$	2,152		$	71		$	(624	)	$	-		$	1,599
	Inter-segment revenue (expense)	$	(245	)	$	(27	)	$	272		$	-		$	-
	Average assets	$	1,446,533		$	6,264		$	155,808		$	(216,698	)	$	1,391,907

15_Derivative_financial_instru

15. Derivative financial instruments	3 Months Ended
	Mar. 31, 2014
Investments, All Other Investments [Abstract]	'
Derivative financial instruments	'
	NOTE 15. DERIVATIVE FINANCIAL INSTRUMENTS
	We use derivative instruments primarily to protect against the risk of adverse interest rate movements on the cash flows of certain liabilities. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash or another type of asset to the other party based upon a notional amount and an underlying as specified in the contract. A notional amount represents the number of units of a specific item, such as currency units. An underlying represents a variable, such as an interest rate or price index. The amount of cash or other asset delivered from one party to the other is determined based upon the interaction of the notional amount of the contract with the underlying. Derivatives can also be implicit in certain contracts and commitments.
	As with any financial instrument, derivative instruments have inherent risks, primarily market and credit risk. Market risk associated with changes in interest rates is managed by establishing and monitoring limits as to the degree of risk that may be undertaken as part of our overall market risk monitoring process. Credit risk occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Credit risk is managed by monitoring the size and maturity structure of the derivative portfolio, and applying uniform credit standards to all activities with credit risk.
	In accordance with ASC 815, Derivatives and Hedging, all derivative instruments are recorded on the balance sheet at fair value. Changes in the fair value of derivatives are recorded each period in current earnings or other comprehensive income, depending on whether a derivative is designated as part of a hedge transaction and, if it is, depending on the type of hedge transaction.
	Fair-value hedges – For transactions in which we are hedging changes in fair value of an asset, liability, or a firm commitment, changes in the fair value of the derivative instrument are generally offset in the income statement by changes in the hedged item’s fair value.
	Cash-flow hedges – For transactions in which we are hedging the variability of cash flows related to a variable-rate asset, liability, or a forecasted transaction, changes in the fair value of the derivative instrument are reported in other comprehensive income. The gains and losses on the derivative instrument, which are reported in comprehensive income, are reclassified to earnings in the periods in which earnings are impacted by the variability of cash flows of the hedged item.
	The ineffective portion of all hedges is recognized in current period earnings.
	Other derivative instruments – For risk management purposes that do not meet the hedge accounting criteria and, therefore, do not qualify for hedge accounting. These derivative instruments are accounted for at fair value with changes in fair value recorded in the income statement.
	We have entered into two forward-starting, pay-fixed/receive LIBOR interest rate swaps. $40 million notional with an effective date of July 18, 2016, was designated as a cash flow hedge of $40 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.98% for a 3 year period. $30 million notional with an effective date of April 18, 2016, was designated as a cash flow hedge of $30 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.89% for a 4.5 year period.
	A summary of our derivative financial instruments as of March 31, 2014 follows:
		31-Mar-14
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	70,000	$	-	$	408	$	-
		$	70,000	$	-	$	408	$	-
	On April 14, 2014, we entered into a $40 million notional forward-starting, pay-fixed/receive LIBOR interest rate swap with an effective date of October 18, 2016, which was designated as a cash flow hedge of $40 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of the swap we will pay a fixed rate of 2.841% for a 3 year period.

3_Fair_Value_Measurements_Tabl

3. Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Assets And Liabilities Recorded At Fair Value On A Recurring Basis	'
		Balance at		Fair Value Measurements Using:
	Dollars in thousands	31-Mar-14		Level 1		Level 2		Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	28,316	$	-	$	28,316	$	-
	Mortgage backed securities:
	Government sponsored agencies		143,814		-		143,814		-
	Nongovernment sponsored entities		10,787		-		10,787		-
	State and political subdivisions		10,731		-		10,731		-
	Corporate debt securities		3,998		-		3,998		-
	Other equity securities		77		-		77		-
	Tax-exempt state and political subdivisions		84,142		-		84,142		-
	Total available for sale securities	$	281,865	$	-	$	281,865	$	-
	Derivative financial instrument
	Interest rate swaps	$	-	$	-	$	-
		Balance at		Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13		Level 1		Level 2		Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	29,657	$	-	$	29,657	$	-
	Mortgage backed securities:
	Government sponsored agencies		155,716		-		155,716		-
	Nongovernment sponsored entities		11,819		-		11,819		-
	State and political subdivisions		15,870		-		15,870		-
	Corporate debt securities		3,966		-		3,966		-
	Other equity securities		77		-		77		-
	Tax-exempt state and political subdivisions		71,675		-		71,675		-
	Total available for sale securities	$	288,780	$	-	$	288,780	$	-
	Derivative financial instrument
	Interest rate swaps	$	803	$	-	$	803
Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis	'
		Total at		Fair Value Measurements Using:
	Dollars in thousands	31-Mar-14		Level 1		Level 2		Level 3
	Residential mortgage loans held for sale	$	-	$	-	$	-	$	-
	Collateral-dependent impaired loans
	Commercial	$	447			$	57	$	390
	Commercial real estate		4,821		-		4,821		-
	Construction and development		13,507		-		13,346		161
	Residential real estate		9,063		-		8,837		226
	Consumer		4		-		-		4
	Total collateral-dependent impaired loans	$	27,842	$	-	$	27,061	$	781
	OREO
	Commercial	$	-	$	-	$	-	$	-
	Commercial real estate		8,523		-		8,208		315
	Construction and development		31,737		-		30,145		1,592
	Residential real estate		11,981		-		11,949		32
	Total OREO	$	52,241	$	-	$	50,302	$	1,939
		Total at		Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13		Level 1		Level 2		Level 3
	Residential mortgage loans held for sale	$	321	$	-	$	321	$	-
	Collateral-dependent impaired loans
	Commercial	$	1,616			$	920	$	696
	Commercial real estate		17,902		-		4,879		13,023
	Construction and development		22,083		-		17,590		4,493
	Residential real estate		14,747		-		8,336		6,411
	Consumer		34		-		3		31
	Total collateral-dependent impaired loans	$	56,382	$	-	$	31,728	$	24,654
	OREO
	Commercial	$	-	$	-	$	-	$	-
	Commercial real estate		9,903		-		9,903		-
	Construction and development		31,610		-		29,993		1,617
	Residential real estate		11,879		-		11,847		32
	Total OREO	$	53,392	$	-	$	51,743	$	1,649
Carrying Values And Estimated Fair Values Of Financial Instruments	'
		31-Mar-14				31-Dec-13
				Estimated				Estimated
		Carrying		Fair		Carrying		Fair
	Dollars in thousands	Value		Value		Value		Value
	Financial assets
	Cash and due from banks	$	17,251	$	17,251	$	11,782	$	11,782
	Securities available for sale		281,865		281,865		288,780		288,780
	Other investments		6,610		6,610		7,815		7,815
	Loans held for sale, net		-		-		321		321
	Loans, net		962,714		981,849		937,070		952,592
	Accrued interest receivable		5,410		5,410		5,669		5,669
	Derivative financial instruments		-		-		803		803
		$	1,273,850	$	1,292,985	$	1,252,240	$	1,267,762
	Financial liabilities
	Deposits	$	1,052,630	$	1,077,704	$	1,003,812	$	1,029,606
	Short-term borrowings		68,974		68,974		62,769		62,769
	Long-term borrowings		123,492		132,741		163,516		173,863
	Subordinated debentures		16,800		16,800		16,800		16,800
	Subordinated debentures owed to		19,589		19,589		19,589		19,589
	unconsolidated subsidiary trusts
	Accrued interest payable		1,193		1,193		1,433		1,433
	Derivative financial liabilities		408		408		-		-
		$	1,283,086	$	1,317,409	$	1,267,919	$	1,304,060

4_Earnings_Per_Share_Tables

4. Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Computations Of Basic And Diluted Earnings Per Share	'
		For the Three Months Ended March 31,
		2014							2013
					Common							Common
	Dollars in thousands,	Income			Shares		Per		Income			Shares		Per
	except per share amounts	(Numerator)			(Denominator)		Share		(Numerator)			(Denominator)		Share
	Net income	$	2,389						$	1,793
	Less preferred stock dividends		(193	)						(194	)
	Basic EPS	$	2,196			7,453,370	$	0.29	$	1,599			7,432,254	$	0.22
	Effect of dilutive securities:
	Stock options					9,762							7,087
	Series 2011 convertible
	preferred stock		119			1,491,250				120			1,500,000
	Series 2009 convertible
	preferred stock		74			674,545				74			674,545
	Diluted EPS	$	2,389		$	9,628,927	$	0.25	$	1,793		$	9,613,886	$	0.19

5_Securities_Tables

5. Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Available-for-sale Securities [Abstract]	'
Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values Of Securities	'
		31-Mar-14
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	27,658		$	736		$	78	$	28,316
	Residential mortgage-backed securities:
	Government-sponsored agencies		142,644			2,230			1,060		143,814
	Nongovernment-sponsored entities		10,429			377			19		10,787
	State and political subdivisions
	General obligations		5,681			7			209		5,479
	Water and sewer revenues		2,389			8			60		2,337
	Other revenues		3,021			-			106		2,915
	Corporate debt securities		3,977			25			4		3,998
	Total taxable debt securities		195,799			3,383			1,536		197,646
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		45,761			1,109			504		46,366
	Water and sewer revenues		14,033			64			110		13,987
	Lease revenues		9,079			47			168		8,958
	Lottery/casino revenues		4,428			102			79		4,451
	Other revenues		10,334			115			69		10,380
	Total tax-exempt debt securities		83,635			1,437			930		84,142
	Equity securities		77			-			-		77
	Total available for sale securities	$	279,511		$	4,820		$	2,466	$	281,865
		31-Dec-13
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	29,100		$	675		$	118	$	29,657
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,270			2,019			1,573		155,716
	Nongovernment-sponsored entities		11,519			321			21		11,819
	State and political subdivisions
	General obligations		9,317			-			475		8,842
	Water and sewer revenues		3,229			-			114		3,115
	Other revenues		4,051			4			142		3,913
	Corporate debt securities		3,973			24			31		3,966
	Total taxable debt securities		216,459			3,043			2,474		217,028
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		41,156			675			1,154		40,677
	Water and sewer revenues		8,996			15			306		8,705
	Lease revenues		7,956			-			391		7,565
	Lottery/casino revenues		4,443			63			169		4,337
	Other revenues		10,527			55			191		10,391
	Total tax-exempt debt securities		73,078			808			2,211		71,675
	Equity securities		77			-			-		77
	Total available for sale securities	$	289,614		$	3,851		$	4,685	$	288,780
		31-Mar-13
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	Available for Sale
	Taxable debt securities:
	U. S. Government agencies
	and corporations	$	30,782		$	1,035		$	-	$	31,817
	Residential mortgage-backed securities:
	Government-sponsored agencies		142,534			3,444			647		145,331
	Nongovernment-sponsored agencies		13,691			483			83		14,091
	State and political subdivisions		13,889			122			93		13,918
Corporate debt securities		2,962			33			18		2,977
Total taxable debt securities		203,858			5,117			841		208,134
Tax-exempt debt securities:
State and political subdivisions		68,945			3,527			271		72,201
Residential mortgage-backed securities:
Government-sponsored agencies		2,642			-			-		2,642
Total tax-exempt debt securities		71,587			3,527			271		74,843
Equity securities		77			-			-		77
Total available for sale securities	$	275,522		$	8,644		$	1,112	$	283,054
Summary Of Volume of State and Political Subdivision Securities Held in Portfolio	'
		31-Mar-14
		Amortized			Unrealized					Estimated
	Dollars in thousands	Cost			Gains			Losses		Fair Value
	California	$	16,625		$	207		$	119	$	16,713
	West Virginia		13,642			203			109		13,736
	Illinois		9,392			75			238		9,229
	Texas		6,262			313			78		6,497
	Pennsylvania		5,906			25			71		5,860
Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities	'
			Available for Sale
			Amortized			Estimated
	Dollars in thousands		Cost			Fair Value
	Due in one year or less	$	51,630		$	52,344
	Due from one to five years		95,253			96,145
	Due from five to ten years		33,742			34,102
	Due after ten years		98,809			99,197
	Equity securities		77			77
		$	279,511		$	281,865
Summary of Proceeds From Sales, Calls and Maturities, Principal Payments, Gains and Losses of Available for Sale Securities	'
		Proceeds from								Gross realized
					Calls and			Principal
	Dollars in thousands	Sales			Maturities			Payments		Gains			Losses
	Securities available for sale	$	18,157		$	2,051		$	8,782	$	370		$	392
Summary of Other-Than-Temporary Impairment Losses on Securities	'
		Three Months Ended March 31,
	Dollars in thousands	2014			2013
	Total other-than-temporary impairment losses	$	-		$	(91	)
	Portion of loss recognized in
	other comprehensive income		-			37
	Net impairment losses recognized in earnings	$	-		$	(54	)
Summary Of Activity Related To The Credit Component Recognized On Debt Securities Available For Sale Of Other-Than-Temporary Impairment Recognized In Other Comprehensive Income	'
		Three Months Ended
		31-Mar-14
	Dollars in thousands	Total
	Beginning Balance	$	(3,021	)
	Additions for the credit component on debt securities in which
	other-than-temporary impairment was not previously recognized		-
	Securities sold during the period		-
	Ending Balance	$	(3,021	)
Summary Of Securities Available For Sale In Unrealized Loss Position	'
		31-Mar-14
		Less than 12 months						12 months or more					Total
		Estimated			Unrealized			Estimated		Unrealized			Estimated		Unrealized
	Dollars in thousands		Fair Value			Loss			Fair Value		Loss			Fair Value		Loss
	Temporarily impaired securities
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	7,256		$	(78	)	$	-	$	-		$	7,256	$	(78	)
	Residential mortgage-backed securities:
	Government-sponsored agencies		33,536			(763	)		12,566		(297	)		46,102		(1,060	)
	Nongovernment-sponsored entities		2,162			(10	)		409		(7	)		2,571		(17	)
	State and political subdivisions:
	General obligations		4,026			(135	)		1,162		(74	)		5,188		(209	)
	Water and sewer revenues		250			(6	)		1,577		(54	)		1,827		(60	)
	Other revenues		2,915			(106	)		-		-			2,915		(106	)
	Corporate debt securities		1,996			(4	)		-		-			1,996		(4	)
	Tax-exempt debt securities
	State and political subdivisions:
	General obligations		17,901			(346	)		3,423		(158	)		21,324		(504	)
	Water and sewer revenues		6,301			(85	)		432		(25	)		6,733		(110	)
	Lease revenues		5,121			(65	)		2,083		(103	)		7,204		(168	)
	Lottery/casino revenues		-			-			1,659		(79	)		1,659		(79	)
	Other revenues		3,072			(69	)		-		-			3,072		(69	)
	Total temporarily impaired securities		84,536			(1,667	)		23,311		(797	)		107,847		(2,464	)
	Other-than-temporarily impaired securities
	Taxable debt securities
	Residential mortgage-backed securities:
	Nongovernment-sponsored entities		-			(2	)		-		-			-		(2	)
	Total other-than-temporarily impaired securities		-			(2	)		-		-			-		(2	)
	Total	$	84,536		$	(1,669	)	$	23,311	$	(797	)	$	107,847	$	(2,466	)
		31-Dec-13
		Less than 12 months						12 months or more					Total
		Estimated			Unrealized			Estimated		Unrealized			Estimated		Unrealized
	Dollars in thousands	Fair Value			Loss			Fair Value		Loss			Fair Value		Loss
	Temporarily impaired securities
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	10,868		$	(118	)	$	-	$	-		$	10,868	$	(118	)
	Residential mortgage-backed securities:
	Government-sponsored agencies		55,035			(1,385	)		13,249		(188	)		68,284		(1,573	)
	Nongovernment-sponsored entities		2,407			(12	)		565		(7	)		2,972		(19	)
	State and political subdivisions:
	General obligations		4,505			(264	)		2,337		(211	)		6,842		(475	)
	Water and sewer revenues		1,309			(31	)		1,554		(83	)		2,863		(114	)
	Other revenues		3,142			(142	)		-		-			3,142		(142	)
	Corporate debt securities		2,968			(31	)		-		-			2,968		(31	)
	Tax-exempt debt securities
	State and political subdivisions:
	General obligations		19,603			(997	)		2,102		(157	)		21,705		(1,154	)
	Water and sewer revenues		5,643			(224	)		983		(82	)		6,626		(306	)
	Lease revenues		6,112			(349	)		958		(42	)		7,070		(391	)
	Lottery/casino revenues		2,720			(132	)		554		(37	)		3,274		(169	)
	Other revenues		8,815			(191	)		-		-			8,815		(191	)
	Total temporarily impaired securities		123,127			(3,876	)		22,302		(807	)		145,429		(4,683	)
	Other-than-temporarily impaired securities
	Taxable debt securities
	Residential mortgage-backed securities:
	Nongovernment-sponsored entities		-			-			1		(2	)		1		(2	)
	Total other-than-temporarily impaired securities		-			-			1		(2	)		1		(2	)
	Total	$	123,127		$	(3,876	)	$	22,303	$	(809	)	$	145,430	$	(4,685	)

6_Loans_Tables

6. Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Loans and Leases Receivable Disclosure [Abstract]	'
Summary Of Loans, Net Of Unearned Fees	'
	March 31,			December 31,				March 31,
	Dollars in thousands	2014				2013			2013
	Commercial	$	93,517			$	88,352		$	86,877
	Commercial real estate
	Owner-occupied		150,025				149,618			151,942
	Non-owner occupied		297,197				280,790			288,475
	Construction and development
	Land and land development		67,342				71,453			76,277
	Construction		18,327				15,155			5,782
	Residential real estate
	Non-jumbo		215,665				212,946			213,965
	Jumbo		51,406				53,406			62,849
	Home equity		56,161				54,844			53,765
	Consumer		19,106				19,889			19,638
	Other		5,037				3,276			3,191
	Total loans, net of unearned fees		973,783				949,729			962,761
	Less allowance for loan losses		11,069				12,659			17,020
	Loans, net	$	962,714			$	937,070		$	945,741
Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class	'
	At March 31, 2014
		Past Due																	> 90 days
	Dollars in thousands	30-59 days				60-89 days			> 90 days			Total				Current			and Accruing
	Commercial	$	52			$	50		$	796		$	898			$	92,619		$	-
	Commercial real estate
	Owner-occupied		-				236			125			361				149,664			-
	Non-owner occupied		1,076				-			768			1,844				295,353			-
	Construction and development
	Land and land development		754				-			6,123			6,877				60,465			-
	Construction		-				-			-			-				18,327			-
	Residential mortgage
	Non-jumbo		2,780				804			1,821			5,405				210,260			-
	Jumbo		712				-			-			712				50,694			-
	Home equity		75				-			69			144				56,017			-
	Consumer		207				32			45			284				18,822			-
	Other		-				-			-			-				5,037			-
	Total	$	5,656			$	1,122		$	9,747		$	16,525			$	957,258		$	-
		At December 31, 2013
		Past Due																	> 90 days
	Dollars in thousands	30-59 days				60-89 days			> 90 days			Total				Current			and Accruing
	Commercial	$	74			$	34		$	1,190		$	1,298			$	87,054		$	-
	Commercial real estate
	Owner-occupied		328				459			487			1,274				148,344			-
	Non-owner occupied		912				115			128			1,155				279,635			-
	Construction and development
	Land and land development		1,627				-			8,638			10,265				61,188			-
	Construction		-				-			-			-				15,155			-
	Residential mortgage
	Non-jumbo		2,708				1,673			1,321			5,702				207,244			-
	Jumbo		-				-			-			-				53,406			-
	Home equity		588				87			-			675				54,169			-
	Consumer		224				82			106			412				19,477			-
	Other		-				-			-			-				3,276			-
	Total	$	6,461			$	2,450		$	11,870		$	20,781			$	928,948		$	-
		At March 31, 2013
		Past Due																	> 90 days
	Dollars in thousands	30-59 days				60-89 days			> 90 days			Total				Current			and Accruing
	Commercial	$	148			$	44		$	1,921		$	2,113			$	84,764		$	-
	Commercial real estate
	Owner-occupied		1,075				310			-			1,385				150,557			-
	Non-owner occupied		222				708			909			1,839				286,636			-
	Construction and development
	Land and land development		65				794			10,538			11,397				64,880			-
	Construction		-				-			153			153				5,629			-
	Residential mortgage
	Non-jumbo		4,910				1,052			2,362			8,324				205,641			-
	Jumbo		-				-			12,565			12,565				50,284			-
	Home equity		247				48			-			295				53,470			-
	Consumer		244				34			44			322				19,316			-
	Other		-				-			-			-				3,191			-
	Total	$	6,911			$	2,990		$	28,492		$	38,393			$	924,368		$	-
Schedule Of Nonaccrual Loans Included In Net Balance Of Loans	'
	Dollars in thousands	3/31/14				12/31/13			3/31/13
	Commercial	$	866			$	1,224		$	4,763
	Commercial real estate
	Owner-occupied		2,404				1,953			495
	Non-owner occupied		430				365			1,030
	Construction and development
	Land & land development		10,252				12,830			12,923
	Construction		-				-			153
	Residential mortgage
	Non-jumbo		2,593				2,446			4,001
	Jumbo		-				-			12,565
	Home equity		297				-			303
	Consumer		73				128			72
	Total	$	16,915			$	18,946		$	36,305
Schedule Of Method Used To Measure Impairment Of Impaired Loans	'
	Loan Category	3/31/14				12/31/13			3/31/13			Method used to
												measure impairment
	Commerical	$	899			$	1,864		$	10,322		Fair value of collateral
			-				158			164		Discounted cash flow
	Commerical real estate
	Owner-occupied		4,856				10,067			13,334		Fair value of collateral
			7,598				2,483			2,673		Discounted cash flow
	Non-owner occupied		518				5,832			6,858		Fair value of collateral
			5,259				-			-		Discounted cash flow
	Construction and development
	Land & land development		16,107				24,625			27,395		Fair value of collateral
			1,457				644			656		Discounted cash flow
	Construction		-				-			-		Fair value of collateral
	Residential mortgage
	Non-jumbo		3,450				5,516			5,190		Fair value of collateral
			2,603				566			829		Discounted cash flow
	Jumbo		6,644				8,768			21,450		Fair value of collateral
			2,086				-			-		Discounted cash flow
	Home equity		186				212			213		Fair value of collateral
	Consumer		40				47			62		Fair value of collateral
	Total	$	51,703			$	60,782		$	89,146
Schedule Of Loans Individually Evaluated For Impairment	'
	31-Mar-14
												Average				Interest Income
		Recorded				Unpaid			Related			Impaired				Recognized
	Dollars in thousands	Investment				Principal Balance			Allowance			Balance				while impaired
	Without a related allowance
	Commercial	$	824			$	824		$	-		$	824			$	27
	Commercial real estate
	Owner-occupied		7,836				7,836			-			7,836				231
	Non-owner occupied		5,035				5,037			-			5,037				249
	Construction and development
	Land & land development		11,793				11,793			-			11,793				323
	Construction		-				-			-			-				-
	Residential real estate
	Non-jumbo		3,209				3,217			-			3,217				140
	Jumbo		7,828				7,833			-			7,833				401
	Home equity		186				186			-			186				11
	Consumer		40				40			-			40				3
	Total without a related allowance	$	36,751			$	36,766		$	-		$	36,766			$	1,385
	With a related allowance
	Commercial	$	75			$	75		$	18		$	75			$	5
	Commercial real estate
	Owner-occupied		4,618				4,618			324			4,618				213
	Non-owner occupied		740				740			85			740				28
	Construction and development
	Land & land development		5,771				5,771			2,553			5,771				40
	Construction		-				-			-			-				-
	Residential real estate
	Non-jumbo		2,835				2,836			337			2,836				134
	Jumbo		896				897			56			897				45
	Home equity		-				-			-			-				-
	Consumer		-				-			-			-				-
	Total with a related allowance	$	14,935			$	14,937		$	3,373		$	14,937			$	465
	Total
	Commercial	$	36,692			$	36,694		$	2,980		$	36,694			$	1,116
	Residential real estate		14,954				14,969			393			14,969				731
	Consumer		40				40			-			40				3
	Total	$	51,686			$	51,703		$	3,373		$	51,703			$	1,850
		31-Dec-13
												Average				Interest Income
		Recorded				Unpaid			Related			Impaired				Recognized
	Dollars in thousands	Investment				Principal Balance			Allowance			Balance				while impaired
	Without a related allowance
	Commercial	$	1,161			$	1,167		$	-		$	1,518			$	98
	Commercial real estate
	Owner-occupied		8,434				8,434			-			7,675				226
	Non-owner occupied		5,075				5,077			-			5,110				253
	Construction and development
	Land & land development		14,732				14,737			-			11,628				325
	Construction		-				-			-			-				-
	Residential real estate
	Non-jumbo		3,587				3,595			-			2,858				157
	Jumbo		7,862				7,867			-			7,910				405
	Home equity		186				186			-			186				11
	Consumer		26				27			-			28				1
	Total without a related allowance		41,063				41,090			-			36,913				1,476
	With a related allowance
	Commercial		855				855			406			1,013				-
	Commercial real estate
	Owner-occupied		4,116				4,116			305			3,945				184
	Non-owner occupied		747				755			175			515				28
	Construction and development
	Land & land development		10,532				10,532			3,186			11,310				147
	Construction		-				-			-			-				-
Residential real estate
Non-jumbo		2,485				2,487			256			2,292				107
Jumbo		900				901			37			906				45
Home equity		27				26			22			27				-
Consumer		20				20			13			9				-
Total with a related allowance		19,682				19,692			4,400			20,017				511
Total
Commercial		45,652				45,673			4,072			42,714				1,261
Residential real estate		15,047				15,062			315			14,179				725
Consumer		46				47			13			37				1
Total	$	60,745			$	60,782		$	4,400		$	56,930			$	1,987
	31-Mar-13
											Average				Interest Income
	Recorded				Unpaid			Related			Impaired				Recognized
Dollars in thousands	Investment				Principal Balance			Allowance			Balance				while impaired
Without a related allowance
Commercial	$	9,442			$	9,446		$	-		$	9,446			$	439
Commercial real estate
Owner-occupied		9,882				9,886			-			9,886				455
Non-owner occupied		5,430				5,432			-			5,432				271
Construction and development
Land & land development		15,623				15,622			-			14,883				575
Construction		-				-			-			-				-
Residential real estate
Non-jumbo		3,523				3,531			-			3,531				153
Jumbo		7,264				7,265			-			7,265				360
Home equity		185				186			-			186				11
Consumer		35				35			-			35				1
Total without a related allowance	$	51,384			$	51,403		$	-		$	50,664			$	2,265
With a related allowance
Commercial	$	1,031			$	1,040		$	403		$	1,040			$	8
Commercial real estate
Owner-occupied		6,121				6,121			437			6,120				282
Non-owner occupied		1,426				1,426			152			1,427				29
Construction and development
Land & land development		12,429				12,429			1,421			12,429				157
Construction		-				-			-			-				-
Residential real estate
Non-jumbo		2,487				2,488			303			2,487				87
Jumbo		14,180				14,185			3,707			14,185				94
Home equity		28				27			28			28				-
Consumer		26				27			14			26				2
Total with a related allowance	$	37,728			$	37,743		$	6,465		$	37,742			$	659
Total
Commercial	$	61,384			$	61,402		$	2,413		$	60,663			$	2,216
Residential real estate		27,667				27,682			4,038			27,682				705
Consumer		61				62			14			61				3
Total	$	89,112			$	89,146		$	6,465		$	88,406			$	2,924
Schedule Of Restructured Trouble Debt Restructurings By Class	'
	For the Three Months Ended										For the Three Months Ended
		31-Mar-14										31-Mar-13
						Pre-modification			Post-modification							Pre-modification			Post-modification
		Number of				Recorded			Recorded			Number of				Recorded			Recorded
	dollars in thousands	Modifications				Investment			Investment			Modifications				Investment			Investment
	Commercial		-			$	-		$	-			-			$	-		$	-
	Commercial real estate
	Owner-occupied		-				-			-			-				-			-
	Non-owner occupied		-				-			-			-				-			-
	Construction and development
	Land & land development		-				-			-			1				49			50
	Construction		-				-			-			-				-			-
	Residential real estate
	Non-jumbo		-				-			-			-				-			-
	Jumbo		-				-			-			-				-			-
	Home equity		-				-			-			-				-			-
	Consumer		-				-			-			-				-			-
	Total		-			$	-		$	-			1			$	49		$	50
Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings	'
	For the Three Months Ended
		31-Mar-14
		Number of				Recorded Investment
	dollars in thousands	Defaults				at Default Date
	Commercial		1			$	56
	Commercial real estate
	Owner-occupied		-				-
	Non-owner occupied		-				-
	Construction and development
	Land & land development		1				698
	Construction		-				-
	Residential real estate
	Non-jumbo		4				576
	Jumbo		-				-
	Home equity		-				-
	Consumer		-				-
	Total		6			$	1,330
Schedule of the Activity Regarding TDRs by Loan Type	'
	31-Mar-14
		Construction & Land Development
		Land &								Commercial Real Estate					Residential Real Estate
		Land										Non-
		Develop-			Construc-			Commer-		Owner		Owner			Non-					Home		Con-
	Dollars in thousands	ment			tion			cial		Occupied		Occupied			jumbo			Jumbo		Equity		sumer			Other			Total
	Troubled debt restructurings
	Balance January 1, 2014	$	6,164			$	-		$	1,242		$	9,698			$	5,544		$	5,542		$	6,278			$	-		$	46		$	-	$	34,514
	Additions		-				-			-			-				-			-			-				-			-			-		-
	Charge-offs		-				-			-			-				-			-			-				-			(3	)		-		(3	)
	Net (paydowns) advances		(95	)			-			(733	)		(54	)			(52	)		(29	)		(41	)			-			(3	)		-		(1,007	)
	Transfer into OREO		-				-			-			-				-			-			-				-			-			-		-
	Refinance out of TDR status		-				-			-			-				-			-			-				-			-			-		-
	Balance March 31, 2014	$	6,069			$	-		$	509		$	9,644			$	5,492		$	5,513		$	6,237			$	-		$	40		$	-	$	33,504
	Allowance related to
	troubled debt? restructurings	$	171			$	-		$	18		$	176			$	85		$	334		$	56			$	-		$	-		$	-	$	840
Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings	'
	Loan Risk Profile by Internal Risk Rating
		Construction and Development																Commercial Real Estate
		Land and land development						Construction				Commercial						Owner Occupied				Non-Owner Occupied
	Dollars in thousands	3/31/14			12/31/13			3/31/14		12/31/13		3/31/14			12/31/13			3/31/14		12/31/13		3/31/14			12/31/13
	Pass	$	45,857			$	41,662		$	18,035		$	15,022			$	91,387		$	82,323		$	143,443			$	143,982		$	285,977		$	268,967
	OLEM (Special Mention)		5,304				5,550			292			133				1,225			4,544			1,927				1,412			9,560			10,222
	Substandard		16,071				24,131			-			-				515			1,485			4,655				4,224			1,660			1,601
	Doubtful		110				110			-			-				390			-			-				-			-			-
	Loss		-				-			-			-				-			-			-				-			-			-
	Total	$	67,342			$	71,453		$	18,327		$	15,155			$	93,517		$	88,352		$	150,025			$	149,618		$	297,197		$	280,790
Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity	'
	Performing										Nonperforming
	Dollars in thousands	3/31/14				12/31/13			3/31/13			3/31/14				12/31/13			3/31/13
	Residential real estate
	Non-jumbo	$	213,071			$	210,500		$	209,964		$	2,594			$	2,446		$	4,001
	Jumbo		51,406				53,406			50,284			-				-			12,565
	Home Equity		55,865				54,844			53,462			296				-			303
	Consumer		19,033				19,761			19,566			73				128			72
	Other		5,037				3,276			3,191			-				-			-
	Total	$	344,412			$	341,787		$	336,467		$	2,963			$	2,574		$	16,941

7_Allowance_For_Loan_Losses_Ta

7. Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]	'
Summary Of Analysis Of Allowance For Loan Losses	'
		Three Months Ended						Year Ended
		March 31,						December 31,
	Dollars in thousands	2014			2013			2013
	Balance, beginning of year	$	12,659		$	17,933		$	17,933
	Losses:
	Commercial		390			17			723
	Commercial real estate
	Owner occupied		11			63			1,031
	Non-owner occupied		-			3			9
	Construction and development
	Land and land development		2,376			2,062			3,596
	Construction		-			-			-
	Residential real estate
	Non-jumbo		9			228			541
	Jumbo		8			60			4,741
	Home equity		-			20			77
	Consumer		45			22			79
	Other		23			22			162
	Total		2,862			2,497			10,959
	Recoveries:
	Commercial		6			2			12
	Commercial real estate
	Owner occupied		7			2			8
	Non-owner occupied		3			-			674
	Construction and development
	Land and land development		26			5			187
	Construction		-			-			-
	Real estate - mortgage
	Non-jumbo		20			19			127
	Jumbo		163			1			6
	Home equity		2			-			5
	Consumer		20			21			79
	Other		25			34			87
	Total		272			84			1,185
	Net losses		2,590			2,413			9,774
	Provision for loan losses		1,000			1,500			4,500
	Balance, end of period	$	11,069		$	17,020		$	12,659
Summary Of Activity In Allowance For Loan Losses By Loan Class	'
		Construction & Land Development
		Land &							Commercial Real Estate			Residential Real Estate
		Land								Non-
		Devlop-		Construc-			Commer-		Owner	Owner		Non-					Home		Con-
	Dollars in thousands	ment		tion			cial		Occupied	Occupied		jumbo			Jumbo		Equity		sumer			Other			Total
	Allowance for loan losses
	Beginning balance	$	5,455		$	269		$	1,323	$	969		$	641		$	1,843		$	1,888			$	173		$	48	$	50	$	12,659
	Charge-offs		2,376			-			390		11			-			9			8				-			45		23		2,862
	Recoveries		26			-			6		7			3			20			163				2			20		25		272
	Provision		1,758			27			181		69			(217	)		(332	)		(471	)			(41	)		11		15		1,000
	Ending balance	$	4,863		$	296		$	1,120	$	1,034		$	427		$	1,522		$	1,572			$	134		$	34	$	67	$	11,069
	Allowance related to:
	Loans individually
	evaluated for impairment	$	2,553		$	-		$	18	$	324		$	85		$	337		$	56			$	-		$	-	$	-	$	3,373
	Loans collectively
	evaluated for impairment		2,310			296			1,102		710			342			1,185			1,516				134			34		67		7,696
	Loans acquired with
	deteriorated credit quality		-			-			-		-			-			-			-				-			-		-		-
	Total	$	4,863		$	296		$	1,120	$	1,034		$	427		$	1,522		$	1,572			$	134		$	34	$	67	$	11,069
	Loans
	Loans individually
	evaluated for impairment	$	17,564		$	-		$	899	$	12,454		$	5,778		$	6,053		$	8,730			$	186		$	39	$	-	$	51,703
	Loans collectively
	evaluated for impairment		49,778			18,327			92,618		137,571			291,419			209,612			42,676				55,975			19,067		5,037	$	922,080
	Loans acquired with
	deteriorated credit quality		-			-			-		-			-			-			-				-			-		-		-
	Total	$	67,342		$	18,327		$	93,517	$	150,025		$	297,197		$	215,665		$	51,406			$	56,161		$	19,106	$	5,037	$	973,783

8_Goodwill_And_Other_Intangibl1

8. Goodwill And Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Summary Of Goodwill Activity	'
		Goodwill Activity
		Community		Insurance
	Dollars in thousands	Banking		Services		Total
	Balance, January 1, 2014	$	1,488	$	4,710	$	6,198
	Acquired goodwill, net		-		-		-
	Balance, March 31, 2014	$	1,488	$	4,710	$	6,198
Summary Of Other Intangible Assets	'
		Other Intangible Assets
		31-Mar-14						31-Dec-13
		Community		Insurance				Community		Insurance
	Dollars in thousands	Banking		Services		Total		Banking		Services		Total
	Unidentifiable intangible assets
	Gross carrying amount	$	2,267	$	-	$	2,267	$	2,267	$	-	$	2,267
	Less: accumulated amortization		2,254		-		2,254		2,216		-		2,216
	Net carrying amount	$	13	$	-	$	13	$	51	$	-	$	51
	Identifiable intangible assets
	Gross carrying amount	$	-	$	3,000	$	3,000	$	-	$	3,000	$	3,000
	Less: accumulated amortization		-		1,350		1,350		-		1,300		1,300
	Net carrying amount	$	-	$	1,650	$	1,650	$	-	$	1,700	$	1,700

9_Deposits_Tables

9. Deposits (Tables)	3 Months Ended
	Mar. 31, 2014
Deposits	'
Summary Of Interest Bearing Deposits By Type	'
		March 31,		December 31,			March 31,
	Dollars in thousands	2014		2013			2013
	Demand deposits, interest bearing	$	195,898	$	186,578		$	181,326
	Savings deposits		228,854		193,446			197,587
	Time deposits		528,433		530,951			594,279
	Total	$	953,185	$	910,975		$	973,192
Summary Of Scheduled Maturities For All Time Deposits	'
	Dollars in thousands
	Nine month period ending December 31, 2014	$	176,012
	Year ending December 31, 2015		100,144
	Year ending December 31, 2016		106,520
	Year ending December 31, 2017		35,522
	Year ending December 31, 2018		43,048
	Thereafter		67,187
		$	528,433
Summary Of Maturity Distribution Of All Certificates Of Deposit	'
	Dollars in thousands	Amount		Percent
	Three months or less	$	50,642		13	%
	Three through six months		45,428		11.7	%
	Six through twelve months		45,408		11.7	%
	Over twelve months		248,245		63.7	%
	Total	$	389,723		100	%

10_Borrowed_Funds_Tables

10. Borrowed Funds (Tables)	3 Months Ended
	Mar. 31, 2014
Debt Disclosure [Abstract]	'
Summary Of Short-Term Borrowings	'
		Three Months Ended March 31,
		2014						2013
					Federal Funds						Federal Funds
		Short-term			Purchased			Short-term			Purchased
		FHLB			and Lines			FHLB			and Lines
	Dollars in thousands	Advances			of Credit			Advances			of Credit
	Balance at March 31	$	60,000		$	8,974		$	-		$	5,960
	Average balance outstanding for the period		66,205			8,971			24,321			3,514
	Maximum balance outstanding at
	any month end during period		80,000			8,974			45,000			5,960
	Weighted average interest rate for the period		0.28	%		0.25	%		0.25	%		0.25	%
	Weighted average interest rate for balances
	outstanding at March 31		0.31	%		0.25	%		0.25	%		0.25	%
		Year Ended December 31, 2013
					Federal Funds
		Short-term			Purchased
		FHLB			and Lines
	Dollars in thousands	Advances			of Credit
	Balance at December 31	$	53,800		$	8,969
	Average balance outstanding for the period		29,786			4,313
	Maximum balance outstanding at
	any month end during period		55,300			8,969
	Weighted average interest rate for the period		0.28	%		0.25	%
	Weighted average interest rate for balances
	outstanding at December 31		0.26	%		0.25	%
Summary Of Long-Term Borrowings	'
								Balance at
		Balance at March 31,						December 31,
	Dollars in thousands	2014			2013			2013
	Long-term FHLB advances	$	42,576		$	82,672		$	82,600
	Long-term reverse repurchase agreements		72,000			72,000			72,000
	Term loans		8,916			8,916			8,916
	Total	$	123,492		$	163,588		$	163,516
Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures	'
											Subordinated
											debentures owed
					Long-term			Subordinated			to unconsolidated
	Dollars in thousands				borrowings			debentures			subsidiary trusts
	Year Ending December 31,		2014		$	42,502		$	-		$	-
			2015			1,909			10,000			-
			2016			28,911			-			-
			2017			918			-			-
			2018			45,017			-			-
			Thereafter			4,235			6,800			19,589
					$	123,492		$	16,800		$	19,589

11_Stock_Option_Plan_Tables

11. Stock Option Plan (Tables)	3 Months Ended
	Mar. 31, 2014
Shares Held in Employee Stock Ownership Plan [Abstract]	'
Summary Of Activity In Stock Option Plans	'
		For the Three Months Ended March 31,
		2014					2013
					Weighted-					Weighted-
					Average					Average
					Exercise					Exercise
		Options			Price		Options			Price
	Outstanding, January 1		185,410		$	19.59		249,700		$	18.98
	Granted		-			-		-			-
	Exercised		(3,200	)		4.63		(12,000	)		5.09
	Forfeited		-			-		(1,750	)		19.69
	Expired		(2,300	)		17.43		(38,900	)		23.79
	Outstanding, March 31		179,910		$	19.88		197,050		$	18.17
Other Information Regarding Options Outstanding And Exercisable	'
		Options Outstanding										Options Exercisable
							Wted. Avg.			Aggregate						Aggregate
							Remaining			Intrinsic						Intrinsic
	Range of	# of					Contractual			Value		# of				Value
	exercise price	shares			WAEP		Life (yrs)			(in thousands)		shares		WAEP		(in thousands)
	$2.54 - $6.00		13,750		$	4.71		4.38		$	77		11,750	$	5.08	$	61
	6.01 - 10.00		23,160			9.07		2.98			27		22,560		9.14		25
	10.01 - 17.50		-			-		-			-		-		-		-
	17.51 - 20.00		38,500			17.8		2.75			-		38,500		17.8		-
	20.01 - 25.93		104,500			25.04		2.49			-		104,500		25.04		-
			179,910			19.88				$	104		177,310		20.12	$	86

12_Commitments_And_Contingenci1

12. Commitments And Contingencies (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Summary Of The Total Unfunded, Or Off-Balance Sheet, Credit Extension Commitments	'
		March 31,
	Dollars in thousands	2014
	Commitments to extend credit:
	Revolving home equity and
	credit card lines	$	51,315
	Construction loans		28,574
	Other loans		35,788
	Standby letters of credit		1,765
	Total	$	117,442

13_Regulatory_Matters_Tables

13. Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2014
RegulatoryMattersAbstract	'
Summary Of Actual Capital Amounts And Ratios	'
												To be Well Capitalized
							Minimum Required					under Prompt Corrective
		Actual					Regulatory Capital					Action Provisions
	Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of March 31, 2014
	Total Capital (to risk weighted assets)
	Summit	$	144,071		14.2	%	$	81,024		8	%	$	101,280		10	%
	Summit Community		157,724		15.6	%		80,974		8	%		101,217		10	%
	Tier I Capital (to risk weighted assets)
	Summit		125,202		12.4	%		40,512		4	%		60,768		6	%
	Summit Community		146,655		14.5	%		40,487		4	%		60,730		6	%
	Tier I Capital (to average assets)
	Summit		125,202		9	%		55,399		4	%		69,249		5	%
	Summit Community		146,655		10.6	%		55,394		4	%		69,242		5	%
	As of December 31, 2013
	Total Capital (to risk weighted assets)
	Summit		144,202		14.5	%		79,638		8	%		99,547		10	%
	Summit Community		156,473		15.7	%		79,627		8	%		99,534		10	%
	Tier I Capital (to risk weighted assets)
	Summit		122,918		12.4	%		39,499		4	%		59,248		6	%
	Summit Community		143,989		14.5	%		39,814		4	%		59,720		6	%
	Tier I Capital (to average assets)
	Summit		122,918		8.9	%		55,151		4	%		68,938		5	%
	Summit Community		143,989		10.4	%		55,150		4	%		68,938		5	%

14_Segment_Information_Tables

14. Segment Information (Tables)	3 Months Ended
	Mar. 31, 2014
Segment Reporting [Abstract]	'
Schedule Of Segment Information	'
		Three Months Ended March 31, 2014
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	10,511		$	-		$	(473	)	$	-		$	10,038
	Provision for loan losses		1,000			-			-			-			1,000
	Net interest income after provision for loan losses		9,511			-			(473	)		-			9,038
	Other income		1,410			1,373			293			(293	)		2,783
	Other expenses		7,349			1,028			414			(293	)		8,498
	Income (loss) before income taxes		3,572			345			(594	)		-			3,323
	Income tax expense (benefit)		982			121			(169	)		-			934
	Net income (loss)		2,590			224			(425	)		-			2,389
	Dividends on preferred shares		-			-			193			-			193
	Net income (loss) applicable to common shares	$	2,590		$	224		$	(618	)	$	-		$	2,196
	Inter-segment revenue (expense)	$	(264	)	$	(29	)	$	293		$	-		$	-
	Average assets	$	1,442,219		$	5,978		$	160,346		$	(216,040	)	$	1,392,503
		Three Months Ended March 31, 2013
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	10,226		$	-		$	(468	)	$	-		$	9,758
	Provision for loan losses		1,500			-			-			-			1,500
	Net interest income after provision for loan losses		8,726			-			(468	)		-			8,258
	Other income		1,444			1,304			272			(272	)		2,748
	Other expenses		7,193			1,197			444			(272	)		8,562
	Income (loss) before income taxes		2,977			107			(640	)		-			2,444
	Income tax expense (benefit)		825			36			(210	)		-			651
	Net income (loss)		2,152			71			(430	)		-			1,793
	Dividends on preferred shares		-			-			194			-			194
	Net income (loss) applicable to common shares	$	2,152		$	71		$	(624	)	$	-		$	1,599
	Inter-segment revenue (expense)	$	(245	)	$	(27	)	$	272		$	-		$	-
	Average assets	$	1,446,533		$	6,264		$	155,808		$	(216,698	)	$	1,391,907

15_Derivative_financial_instru1

15. Derivative financial instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Investments, All Other Investments [Abstract]	'
Derivative financial instrument	'
		31-Mar-14
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	70,000	$	-	$	408	$	-
		$	70,000	$	-	$	408	$	-

3_Fair_Value_Measurements_Asse

3. Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Available for sale securities, fair value	$281,865	$288,780	$283,054
Interest rate swap	'	803	'
U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	28,316	29,657	'
Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	143,814	155,716	'
Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	10,787	11,819	'
U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	10,731	15,870	'
Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	3,998	3,966	'
Equity Securities [Member]	'	'	'
Available for sale securities, fair value	77	77	'
Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	84,142	71,675	'
Fair Value Inputs Level1 [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Interest rate swap	'	'	'
Fair Value Inputs Level1 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level1 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level2 [Member]	'	'	'
Available for sale securities, fair value	281,865	288,780	'
Interest rate swap	'	803	'
Fair Value Inputs Level2 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	28,316	29,657	'
Fair Value Inputs Level2 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	143,814	155,716	'
Fair Value Inputs Level2 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	10,787	11,819	'
Fair Value Inputs Level2 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	10,731	15,870	'
Fair Value Inputs Level2 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	3,998	3,966	'
Fair Value Inputs Level2 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	77	77	'
Fair Value Inputs Level2 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	84,142	71,675	'
Fair Value Inputs Level2 [Member] | Interest rate swap [Member]	'	'	'
Interest rate swap	'	803	'
Fair Value Inputs Level3 [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	'	'	'
Fair Value Inputs Level3 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	'	'	'

3_Fair_Value_Measurements_Asse1

3. Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Residential mortgage loans held for sale, fair value	'	$321	'
Impaired loans, fair value	27,842	56,382	'
OREO	52,241	53,392	54,625
Commercial Loan [Member]	'	'	'
Impaired loans, fair value	447	1,616	'
OREO	'	'	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	4,821	17,902	'
OREO	8,523	9,903	'
Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	13,507	22,083	'
OREO	31,737	31,610	'
Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	9,063	14,747	'
OREO	11,981	11,879	'
Consumer Portfolio Segment	'	'	'
Impaired loans, fair value	4	34	'
Fair Value Inputs Level1 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	'	'	'
Impaired loans, fair value	'	'	'
OREO	'	'	'
Fair Value Inputs Level1 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	'	'	'
OREO	'	'	'
Fair Value Inputs Level1 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	'	'	'
OREO	'	'	'
Fair Value Inputs Level1 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	'	'	'
OREO	'	'	'
Fair Value Inputs Level1 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	'	'	'
OREO	'	'	'
Fair Value Inputs Level1 [Member] | Consumer Portfolio Segment	'	'	'
Impaired loans, fair value	'	'	'
Fair Value Inputs Level2 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	'	321	'
Impaired loans, fair value	27,061	31,728	'
OREO	50,302	51,743	'
Fair Value Inputs Level2 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	57	920	'
OREO	'	'	'
Fair Value Inputs Level2 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	4,821	4,879	'
OREO	8,208	9,903	'
Fair Value Inputs Level2 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	13,346	17,590	'
OREO	30,145	29,993	'
Fair Value Inputs Level2 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	8,837	8,336	'
OREO	11,949	11,847	'
Fair Value Inputs Level2 [Member] | Consumer Portfolio Segment	'	'	'
Impaired loans, fair value	'	3	'
Fair Value Inputs Level3 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	'	'	'
Impaired loans, fair value	781	24,654	'
OREO	1,939	1,649	'
Fair Value Inputs Level3 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	390	696	'
OREO	'	'	'
Fair Value Inputs Level3 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	'	13,023	'
OREO	315	'	'
Fair Value Inputs Level3 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	161	4,493	'
OREO	1,592	1,617	'
Fair Value Inputs Level3 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	226	6,411	'
OREO	32	32	'
Fair Value Inputs Level3 [Member] | Consumer Portfolio Segment	'	'	'
Impaired loans, fair value	$4	$31	'

3_Fair_Value_Measurements_Carr

3. Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Securities available for sale	$281,865	$288,780	$283,054
Loans held for sale, net	'	321	'
Carrying Value [Member]	'	'	'
Cash and cash equivalents	17,251	11,782	'
Securities available for sale	281,865	288,780	'
Other investments	6,610	7,815	'
Loans held for sale, net	'	321	'
Loans, net	962,714	937,070	'
Accrued interest receivable	5,410	5,669	'
Derivative financial instruments	'	803	'
Total assets	1,273,850	1,252,240	'
Deposits	1,052,630	1,003,812	'
Short-term borrowings	68,974	62,769	'
Long-term borrowings	123,492	163,516	'
Subordinated debentures	16,800	16,800	'
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	'
Accrued interest payable	1,193	1,433	'
Derivative financial liabilities	408	'	'
Total liabilities	1,283,086	1,267,919	'
Estimate Fair Value [Member]	'	'	'
Cash and cash equivalents	17,251	11,782	'
Securities available for sale	281,865	288,780	'
Other investments	6,610	7,815	'
Loans held for sale, net	'	321	'
Loans, net	981,849	952,592	'
Accrued interest receivable	5,410	5,669	'
Derivative financial instruments	'	803	'
Total assets	1,292,985	1,267,762	'
Deposits	1,077,704	1,029,606	'
Short-term borrowings	68,974	62,769	'
Long-term borrowings	132,741	173,863	'
Subordinated debentures	16,800	16,800	'
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	'
Accrued interest payable	1,193	1,433	'
Derivative financial liabilities	408	'	'
Total liabilities	$1,317,409	$1,304,060	'

4_Earnings_Per_Share_Computati

4. Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net income	$2,389	$1,793
Less preferred stock dividends	-193	-194
Net income applicable to common shares	2,196	1,599
Basic EPS, Common Shares (Denominator)	7,453,370	7,432,254
Basic EPS, Per Share	$0.29	$0.22
Diluted EPS, Stock options, Common Shares (Denominator)	9,762	7,087
Diluted EPS, Income (Numerator)	2,389	1,793
Diluted EPS, Common Shares (Denominator)	9,628,927	9,613,886
Diluted EPS, Per Share	$0.25	$0.19
Series 2009 Preferred Stock [Member]	'	'
Diluted EPS, convertible preferred stock dividend, Income (Numerator)	74	74
Diluted EPS, convertible preferred stock, Common Shares (Denominator)	674,545	674,545
Series 2011 Preferred Stock [Member]	'	'
Diluted EPS, convertible preferred stock dividend, Income (Numerator)	$119	$120
Diluted EPS, convertible preferred stock, Common Shares (Denominator)	1,491,250	1,500,000

4_Earnings_Per_Share_Narrative

4. Earnings Per Share (Narrative) (Details)	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Anti-dilutive stock options	143,000	170,500

5_Securities_Summary_Of_Amorti

5. Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Available for sale securities, Amortized Cost	$279,511	$275,522	$289,614
Available for sale securities, Unrealized Gains	4,820	8,644	3,851
Available for sale securities, Unrealized Losses	2,466	1,112	4,685
Available for sale securities, Estimated Fair Value	281,865	283,054	288,780
U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	27,658	30,782	29,100
Available for sale securities, Unrealized Gains	736	1,035	675
Available for sale securities, Unrealized Losses	78	'	118
Available for sale securities, Estimated Fair Value	28,316	31,817	29,657
Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, Amortized Cost	142,644	142,534	155,270
Available for sale securities, Unrealized Gains	2,230	3,444	2,019
Available for sale securities, Unrealized Losses	1,060	647	1,573
Available for sale securities, Estimated Fair Value	143,814	145,331	155,716
Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, Amortized Cost	10,429	13,691	11,519
Available for sale securities, Unrealized Gains	377	483	321
Available for sale securities, Unrealized Losses	19	83	21
Available for sale securities, Estimated Fair Value	10,787	14,091	11,819
U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, Amortized Cost	5,681	13,889	9,317
Available for sale securities, Unrealized Gains	7	122	'
Available for sale securities, Unrealized Losses	209	93	475
Available for sale securities, Estimated Fair Value	5,479	13,918	8,842
State and Policital Subdivisions Water and Sewer Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	2,389	'	3,229
Available for sale securities, Unrealized Gains	8	'	'
Available for sale securities, Unrealized Losses	60	'	114
Available for sale securities, Estimated Fair Value	2,337	'	3,115
State and Policital Subdivisions Other Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	3,021	'	4,051
Available for sale securities, Unrealized Gains	'	'	4
Available for sale securities, Unrealized Losses	106	'	142
Available for sale securities, Estimated Fair Value	2,915	'	3,913
Corporate Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	3,977	2,962	3,973
Available for sale securities, Unrealized Gains	25	33	24
Available for sale securities, Unrealized Losses	4	18	31
Available for sale securities, Estimated Fair Value	3,998	2,977	3,966
Taxable Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	195,799	203,858	216,459
Available for sale securities, Unrealized Gains	3,383	5,117	3,043
Available for sale securities, Unrealized Losses	1,536	841	2,474
Available for sale securities, Estimated Fair Value	197,646	208,134	217,028
State and Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, Amortized Cost	45,761	'	41,156
Available for sale securities, Unrealized Gains	1,109	'	675
Available for sale securities, Unrealized Losses	504	'	1,154
Available for sale securities, Estimated Fair Value	46,366	'	40,677
State and Political Subdivisions Water and Sewer Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	14,033	'	8,996
Available for sale securities, Unrealized Gains	64	'	15
Available for sale securities, Unrealized Losses	110	'	306
Available for sale securities, Estimated Fair Value	13,987	'	8,705
State and Political Subdivisions Lease Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	9,079	'	7,956
Available for sale securities, Unrealized Gains	47	'	'
Available for sale securities, Unrealized Losses	168	'	391
Available for sale securities, Estimated Fair Value	8,958	'	7,565
State and Political Subdivisions Lottery/casino Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	4,428	'	4,443
Available for sale securities, Unrealized Gains	102	'	63
Available for sale securities, Unrealized Losses	79	'	169
Available for sale securities, Estimated Fair Value	4,415	'	4,337
State and Political Subdivisions Other Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	10,334	'	10,527
Available for sale securities, Unrealized Gains	115	'	55
Available for sale securities, Unrealized Losses	69	'	191
Available for sale securities, Estimated Fair Value	10,380	'	10,391
Tax Exempt Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	83,635	71,587	73,078
Available for sale securities, Unrealized Gains	1,437	3,527	808
Available for sale securities, Unrealized Losses	930	271	2,211
Available for sale securities, Estimated Fair Value	84,142	74,843	71,675
Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, Amortized Cost	'	68,945	'
Available for sale securities, Unrealized Gains	'	3,527	'
Available for sale securities, Unrealized Losses	'	271	'
Available for sale securities, Estimated Fair Value	'	72,201	'
Equity Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	77	77	77
Available for sale securities, Unrealized Gains	'	'	'
Available for sale securities, Unrealized Losses	'	'	'
Available for sale securities, Estimated Fair Value	77	77	77
Tax Exempt Debt Securities Residential Mortgage Backed Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	'	2,642	'
Available for sale securities, Unrealized Gains	'	'	'
Available for sale securities, Unrealized Losses	'	'	'
Available for sale securities, Estimated Fair Value	'	$2,642	'

5_Securities_Summary_of_Volume

5. Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Available for sale securities, Amortized Cost	$279,511	$275,522	$289,614
Available for sale securities, Unrealized Gains	4,820	8,644	3,851
Available for sale securities, Unrealized Losses	2,466	1,112	4,685
Available for sale securities, Estimated Fair Value	281,865	283,054	288,780
California [Member]	'	'	'
Available for sale securities, Amortized Cost	16,625	'	'
Available for sale securities, Unrealized Gains	207	'	'
Available for sale securities, Unrealized Losses	119	'	'
Available for sale securities, Estimated Fair Value	16,713	'	'
West Virginia [Member]	'	'	'
Available for sale securities, Amortized Cost	13,642	'	'
Available for sale securities, Unrealized Gains	203	'	'
Available for sale securities, Unrealized Losses	109	'	'
Available for sale securities, Estimated Fair Value	13,736	'	'
Illinois [Member]	'	'	'
Available for sale securities, Amortized Cost	9,392	'	'
Available for sale securities, Unrealized Gains	75	'	'
Available for sale securities, Unrealized Losses	238	'	'
Available for sale securities, Estimated Fair Value	9,229	'	'
Texas [Member]	'	'	'
Available for sale securities, Amortized Cost	6,262	'	'
Available for sale securities, Unrealized Gains	313	'	'
Available for sale securities, Unrealized Losses	78	'	'
Available for sale securities, Estimated Fair Value	6,497	'	'
Pennsylvania [Member]	'	'	'
Available for sale securities, Amortized Cost	5,906	'	'
Available for sale securities, Unrealized Gains	25	'	'
Available for sale securities, Unrealized Losses	71	'	'
Available for sale securities, Estimated Fair Value	$5,860	'	'

5_Securities_Summary_Of_Maturi

5. Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Securities Summary Of Maturities Amortized Cost And Estimated Fair Values Of Securities Details	'
Due in one year or less, Amortized Cost	$51,630
Due from one to five years, Amortized Cost	95,253
Due from five to ten years, Amortized Cost	33,742
Due after ten years, Amortized Cost	98,809
Equity securities, Amortized Cost	77
Total Amortized Cost	279,511
Due in one year or less, Estimated Fair Value	52,344
Due from one to five years, Estimated Fair Value	96,145
Due from five to ten years, Estimated Fair Value	34,102
Due after ten years, Estimated Fair Value	99,197
Equity securities, Estimated Fair Value	77
Total Estimated Fair Value	$281,865

5_Securities_Summary_Of_Procee

5. Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securit) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Available-for-sale Securities [Abstract]	'	'
Securities available for sale, Proceeds from Sales	$18,157	$11,893
Securities available for sale, Proceeds from Calls and Maturities	2,051	808
Securities available for sale, Proceeds from Principal Payments	8,782	15,712
Securities available for sale, Gross realized Gains	370	'
Securities available for sale, Gross realized Losses	$392	'

5_Securities_Summary_Of_OtherT

5. Securities (Summary Of Other-Than-Temporary Impairment Losses On Securities) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Available-for-sale Securities [Abstract]	'	'
Total other-than-temporary impairment losses	'	($91)
Portion of loss recognized in other comprehensive income	'	37
Net impairment loss recognized in earnings	'	($54)

5_Securities_Summary_Of_Activi

5. Securities (Summary Of Activity Related To The Credit Component Recognized On Debt Securities Available For Sale) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Available-for-sale Securities [Abstract]	'
Beginning Balance	($3,021)
Additions for the credit component on debt securities in which other-than-temporary impairment was not previously recognized	'
Securities sold during the period	'
Ending Balance	($3,021)

5_Securities_Summary_Of_Securi

5. Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Less than 12 months, Estimated Fair Value	$84,536	$123,127
Less than 12 months, Unrealized Loss	-1,669	-3,876
12 months or more, Estimated Fair Value	23,311	22,303
12 months or more, Unrealized Loss	-797	-809
Total Estimated Fair Value	107,847	145,430
Total Unrealized Loss	-2,466	-4,685
Temporarily Impaired Securities Member	'	'
Less than 12 months, Estimated Fair Value	84,536	123,127
Less than 12 months, Unrealized Loss	-1,667	-3,876
12 months or more, Estimated Fair Value	23,311	22,302
12 months or more, Unrealized Loss	-797	-807
Total Estimated Fair Value	107,847	145,429
Total Unrealized Loss	-2,464	-4,683
Temporarily Impaired Securities Member | U S Government Corporations And Agencies Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	7,256	10,868
Less than 12 months, Unrealized Loss	-78	-118
12 months or more, Estimated Fair Value	'	'
12 months or more, Unrealized Loss	'	'
Total Estimated Fair Value	7,256	10,868
Total Unrealized Loss	-78	-118
Temporarily Impaired Securities Member | Government Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	33,536	55,035
Less than 12 months, Unrealized Loss	-763	-1,385
12 months or more, Estimated Fair Value	12,566	13,249
12 months or more, Unrealized Loss	-297	-188
Total Estimated Fair Value	46,102	68,284
Total Unrealized Loss	-1,060	-1,573
Temporarily Impaired Securities Member | Nongovernment Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	2,162	2,407
Less than 12 months, Unrealized Loss	-10	-12
12 months or more, Estimated Fair Value	409	565
12 months or more, Unrealized Loss	-7	-7
Total Estimated Fair Value	2,571	2,972
Total Unrealized Loss	-17	-19
Temporarily Impaired Securities Member | State and Political Subdivisions General Obligations [Member]	'	'
Less than 12 months, Estimated Fair Value	4,026	4,505
Less than 12 months, Unrealized Loss	-135	-264
12 months or more, Estimated Fair Value	1,162	2,337
12 months or more, Unrealized Loss	-74	-211
Total Estimated Fair Value	5,188	6,842
Total Unrealized Loss	-209	-475
Temporarily Impaired Securities Member | State and Political Subdivisions Water and Sewer Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	250	1,309
Less than 12 months, Unrealized Loss	-6	-31
12 months or more, Estimated Fair Value	1,577	1,554
12 months or more, Unrealized Loss	-54	-83
Total Estimated Fair Value	1,827	2,863
Total Unrealized Loss	-60	-114
Temporarily Impaired Securities Member | State and Political Subdivisions Other Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	2,915	3,142
Less than 12 months, Unrealized Loss	-106	-142
12 months or more, Estimated Fair Value	'	'
12 months or more, Unrealized Loss	'	'
Total Estimated Fair Value	2,915	3,142
Total Unrealized Loss	-106	-142
Temporarily Impaired Securities Member | Corporate Debt Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	1,996	2,968
Less than 12 months, Unrealized Loss	-4	-31
12 months or more, Estimated Fair Value	'	'
12 months or more, Unrealized Loss	'	'
Total Estimated Fair Value	1,996	2,968
Total Unrealized Loss	-4	-31
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions General Obligations [Member]	'	'
Less than 12 months, Estimated Fair Value	17,901	19,603
Less than 12 months, Unrealized Loss	-346	-997
12 months or more, Estimated Fair Value	3,423	2,102
12 months or more, Unrealized Loss	-158	-157
Total Estimated Fair Value	21,324	21,705
Total Unrealized Loss	-504	-1,154
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	6,301	5,643
Less than 12 months, Unrealized Loss	-85	-224
12 months or more, Estimated Fair Value	432	983
12 months or more, Unrealized Loss	-25	-82
Total Estimated Fair Value	6,733	6,626
Total Unrealized Loss	-110	-306
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lease Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	5,121	6,112
Less than 12 months, Unrealized Loss	-65	-349
12 months or more, Estimated Fair Value	2,083	958
12 months or more, Unrealized Loss	-103	-42
Total Estimated Fair Value	7,204	7,070
Total Unrealized Loss	-168	-391
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lottery/casino Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	'	2,720
Less than 12 months, Unrealized Loss	'	-132
12 months or more, Estimated Fair Value	1,659	554
12 months or more, Unrealized Loss	-79	-37
Total Estimated Fair Value	1,659	3,274
Total Unrealized Loss	-79	-169
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Other Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	3,072	8,815
Less than 12 months, Unrealized Loss	-69	-191
12 months or more, Estimated Fair Value	'	'
12 months or more, Unrealized Loss	'	'
Total Estimated Fair Value	3,072	8,815
Total Unrealized Loss	-69	-191
Other Than Temporarily Impaired Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	'	'
Less than 12 months, Unrealized Loss	-2	'
12 months or more, Estimated Fair Value	'	1
12 months or more, Unrealized Loss	'	-2
Total Estimated Fair Value	'	1
Total Unrealized Loss	-2	-2
Other Than Temporarily Impaired Securities [Member] | Nongovernment Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	'	'
Less than 12 months, Unrealized Loss	-2	'
12 months or more, Estimated Fair Value	'	1
12 months or more, Unrealized Loss	'	-2
Total Estimated Fair Value	'	1
Total Unrealized Loss	($2)	($2)

5_Securities_Details_Narrative

5. Securities (Details Narrative)	Mar. 31, 2014
Securities Details Narrative	'
Securities held with an unrealized loss position	110

6_Loans_Summary_Of_Loans_Net_O

6. Loans (Summary Of Loans, Net Of Unearned Fees) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Total loans, net of unearned fees	$973,783	$949,729	$962,761
Less allowance for loan losses	11,069	12,659	17,020
Loans, net	962,714	937,070	945,741
Commercial Loan [Member]	'	'	'
Total loans, net of unearned fees	93,517	88,352	86,877
Owner Occupied	'	'	'
Total loans, net of unearned fees	150,025	149,618	151,942
Non Owner Occupied [Member]	'	'	'
Total loans, net of unearned fees	297,197	280,790	288,475
Land And Land Improvements	'	'	'
Total loans, net of unearned fees	67,342	71,453	76,277
Construction Loans [Member]	'	'	'
Total loans, net of unearned fees	18,327	15,155	5,782
Non Jumbo	'	'	'
Total loans, net of unearned fees	215,665	212,946	213,965
Jumbo [Member]	'	'	'
Total loans, net of unearned fees	51,406	53,406	62,849
Home Equity	'	'	'
Total loans, net of unearned fees	56,161	54,844	53,765
Consumer Portfolio Segment	'	'	'
Total loans, net of unearned fees	19,106	19,889	19,638
Other Loans [Member]	'	'	'
Total loans, net of unearned fees	$5,037	$3,276	$3,191

6_Loans_Schedule_Of_Contractua

6. Loans (Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Past Due, 30-59 days	$5,656	$6,461	$6,911
Past Due, 60-89 days	1,122	2,450	2,990
Past Due, > 90 days	9,747	11,870	28,492
Past Due, Total	16,525	20,781	38,393
Current	957,258	928,948	924,368
Recorded Investment > 90 days and Accruing	'	'	'
Commercial Loan [Member]	'	'	'
Past Due, 30-59 days	52	74	148
Past Due, 60-89 days	50	34	44
Past Due, > 90 days	796	1,190	1,921
Past Due, Total	898	1,298	2,113
Current	92,619	87,054	84,764
Recorded Investment > 90 days and Accruing	'	'	'
Owner Occupied	'	'	'
Past Due, 30-59 days	'	328	1,075
Past Due, 60-89 days	236	459	310
Past Due, > 90 days	125	487	'
Past Due, Total	361	1,274	1,385
Current	149,664	148,344	150,557
Recorded Investment > 90 days and Accruing	'	'	'
Non Owner Occupied [Member]	'	'	'
Past Due, 30-59 days	1,076	912	222
Past Due, 60-89 days	'	115	708
Past Due, > 90 days	768	128	909
Past Due, Total	1,844	1,155	1,839
Current	295,353	279,635	286,636
Recorded Investment > 90 days and Accruing	'	'	'
Land And Land Improvements	'	'	'
Past Due, 30-59 days	754	1,627	65
Past Due, 60-89 days	'	'	794
Past Due, > 90 days	6,123	8,638	10,538
Past Due, Total	6,877	10,265	11,397
Current	60,465	61,188	64,880
Recorded Investment > 90 days and Accruing	'	'	'
Construction Loans [Member]	'	'	'
Past Due, 30-59 days	'	'	'
Past Due, 60-89 days	'	'	'
Past Due, > 90 days	'	'	153
Past Due, Total	'	'	153
Current	18,327	15,155	5,629
Recorded Investment > 90 days and Accruing	'	'	'
Non Jumbo	'	'	'
Past Due, 30-59 days	2,780	2,708	4,910
Past Due, 60-89 days	804	1,673	1,052
Past Due, > 90 days	1,821	1,321	2,362
Past Due, Total	5,405	5,702	8,324
Current	210,260	207,244	205,641
Recorded Investment > 90 days and Accruing	'	'	'
Jumbo [Member]	'	'	'
Past Due, 30-59 days	712	'	'
Past Due, 60-89 days	'	'	'
Past Due, > 90 days	'	'	12,565
Past Due, Total	712	'	12,565
Current	50,694	53,406	50,284
Recorded Investment > 90 days and Accruing	'	'	'
Home Equity	'	'	'
Past Due, 30-59 days	75	588	247
Past Due, 60-89 days	'	87	48
Past Due, > 90 days	69	'	'
Past Due, Total	144	675	295
Current	56,017	54,169	53,470
Recorded Investment > 90 days and Accruing	'	'	'
Consumer Portfolio Segment	'	'	'
Past Due, 30-59 days	207	224	244
Past Due, 60-89 days	32	82	34
Past Due, > 90 days	45	106	44
Past Due, Total	284	412	322
Current	18,822	19,477	19,316
Recorded Investment > 90 days and Accruing	'	'	'
Other Loans [Member]	'	'	'
Past Due, 30-59 days	'	'	'
Past Due, 60-89 days	'	'	'
Past Due, > 90 days	'	'	'
Past Due, Total	'	'	'
Current	5,037	3,276	3,191
Recorded Investment > 90 days and Accruing	'	'	'

6_Loans_Schedule_Of_Nonaccrual

6. Loans (Schedule Of Nonaccrual Loans Included In Net Balance Of Loans) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Nonaccrual Status	$16,915	$18,946	$36,305
Commercial Loan [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	866	1,224	4,763
Owner Occupied	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	2,404	1,953	495
Non Owner Occupied [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	430	365	1,030
Land And Land Improvements	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	10,252	12,830	12,923
Construction Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	'	'	153
Non Jumbo	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	2,593	2,446	4,001
Jumbo [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	'	'	12,565
Home Equity	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	297	'	303
Consumer Portfolio Segment	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	$73	$128	$72

6_Loans_Schedule_Of_Method_Use

6. Loans (Schedule Of Method Used To Measure Impairment Of Impaired Loans) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Impaired Financing Receivable, Unpaid Principal Balance	$51,703	$60,782	$89,146
Commercial Loan [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	899	1,864	10,322
Commercial Loan [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	158	164
Owner Occupied | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	4,856	10,067	13,334
Owner Occupied | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	7,598	2,483	2,673
Non Owner Occupied [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	518	5,832	6,858
Non Owner Occupied [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	5,259	'	'
Land And Land Improvements | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	16,107	24,625	27,395
Land And Land Improvements | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	1,457	644	656
Construction [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'	'
Non Jumbo | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	3,450	5,516	5,190
Non Jumbo | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	2,603	566	829
Jumbo [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	6,644	8,768	21,450
Jumbo [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	2,086	'	'
Home Equity | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	186	212	213
Consumer Portfolio Segment | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	$40	$47	$62

6_Loans_Schedule_Of_Loans_Indi

6. Loans (Schedule Of Loans Individually Evaluated For Impairment) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Recorded Investment	$51,686	$89,112	$60,745
Unpaid Principal Balance	51,703	89,146	60,782
Related Allowance	3,373	6,465	4,400
Average Impaired Balance	51,703	88,406	56,930
Interest Income Recognized while impaired	1,850	2,924	1,987
Commercial Loan [Member]	'	'	'
Without a related allowance, Recorded Investment	824	9,442	1,161
Without a related allowance, Unpaid Principal Balance	824	9,446	1,167
Without a related allowance, Average Impaired Balance	824	9,446	1,518
Without a related allowance, Interest Income Recognized while impaired	27	439	98
With a related allowance, Recorded Investment	75	1,031	855
With a related allowance, Unpaid Principal Balance	75	1,040	855
With a related allowance, Related Allowance	18	403	406
With a related allowance, Average Impaired Balance	75	1,040	1,013
With a related allowance, Interest Income Recognized while impaired	5	8	'
Owner Occupied	'	'	'
Without a related allowance, Recorded Investment	7,836	9,882	8,434
Without a related allowance, Unpaid Principal Balance	7,836	9,886	8,434
Without a related allowance, Average Impaired Balance	7,836	9,886	7,675
Without a related allowance, Interest Income Recognized while impaired	231	455	226
With a related allowance, Recorded Investment	4,618	6,121	4,116
With a related allowance, Unpaid Principal Balance	4,618	6,121	4,116
With a related allowance, Related Allowance	324	437	305
With a related allowance, Average Impaired Balance	4,618	6,120	3,945
With a related allowance, Interest Income Recognized while impaired	213	282	184
Non Owner Occupied [Member]	'	'	'
Without a related allowance, Recorded Investment	5,035	5,430	5,075
Without a related allowance, Unpaid Principal Balance	5,037	5,432	5,077
Without a related allowance, Average Impaired Balance	5,037	5,432	5,110
Without a related allowance, Interest Income Recognized while impaired	249	271	253
With a related allowance, Recorded Investment	740	1,426	747
With a related allowance, Unpaid Principal Balance	740	1,426	755
With a related allowance, Related Allowance	85	152	175
With a related allowance, Average Impaired Balance	740	1,427	515
With a related allowance, Interest Income Recognized while impaired	28	29	28
Land And Land Improvements	'	'	'
Without a related allowance, Recorded Investment	11,793	15,623	14,732
Without a related allowance, Unpaid Principal Balance	11,793	15,622	14,737
Without a related allowance, Average Impaired Balance	11,793	14,883	11,628
Without a related allowance, Interest Income Recognized while impaired	323	575	325
With a related allowance, Recorded Investment	5,771	12,429	10,532
With a related allowance, Unpaid Principal Balance	5,771	12,429	10,532
With a related allowance, Related Allowance	2,553	1,421	3,186
With a related allowance, Average Impaired Balance	5,771	12,429	11,310
With a related allowance, Interest Income Recognized while impaired	40	157	147
Construction [Member]	'	'	'
Without a related allowance, Recorded Investment	'	'	'
Without a related allowance, Unpaid Principal Balance	'	'	'
Without a related allowance, Average Impaired Balance	'	'	'
Without a related allowance, Interest Income Recognized while impaired	'	'	'
With a related allowance, Recorded Investment	'	'	'
With a related allowance, Unpaid Principal Balance	'	'	'
With a related allowance, Related Allowance	'	'	'
With a related allowance, Average Impaired Balance	'	'	'
With a related allowance, Interest Income Recognized while impaired	'	'	'
Non Jumbo	'	'	'
Without a related allowance, Recorded Investment	3,209	3,523	3,587
Without a related allowance, Unpaid Principal Balance	3,217	3,531	3,595
Without a related allowance, Average Impaired Balance	3,217	3,531	2,858
Without a related allowance, Interest Income Recognized while impaired	140	153	157
With a related allowance, Recorded Investment	2,835	2,487	2,485
With a related allowance, Unpaid Principal Balance	2,836	2,488	2,487
With a related allowance, Related Allowance	337	303	256
With a related allowance, Average Impaired Balance	2,836	2,487	2,292
With a related allowance, Interest Income Recognized while impaired	134	87	107
Jumbo [Member]	'	'	'
Without a related allowance, Recorded Investment	7,828	7,264	7,862
Without a related allowance, Unpaid Principal Balance	7,833	7,265	7,867
Without a related allowance, Average Impaired Balance	7,833	7,265	7,910
Without a related allowance, Interest Income Recognized while impaired	401	360	405
With a related allowance, Recorded Investment	896	14,180	900
With a related allowance, Unpaid Principal Balance	897	14,185	901
With a related allowance, Related Allowance	56	3,707	37
With a related allowance, Average Impaired Balance	897	14,185	906
With a related allowance, Interest Income Recognized while impaired	45	94	45
Home Equity	'	'	'
Without a related allowance, Recorded Investment	186	185	186
Without a related allowance, Unpaid Principal Balance	186	186	186
Without a related allowance, Average Impaired Balance	186	186	186
Without a related allowance, Interest Income Recognized while impaired	11	11	11
With a related allowance, Recorded Investment	'	28	27
With a related allowance, Unpaid Principal Balance	'	27	26
With a related allowance, Related Allowance	'	28	22
With a related allowance, Average Impaired Balance	'	28	27
With a related allowance, Interest Income Recognized while impaired	'	0	'
Consumer Portfolio Segment	'	'	'
Without a related allowance, Recorded Investment	40	35	26
Without a related allowance, Unpaid Principal Balance	40	35	27
Without a related allowance, Average Impaired Balance	40	35	28
Without a related allowance, Interest Income Recognized while impaired	3	1	1
With a related allowance, Recorded Investment	'	26	20
With a related allowance, Unpaid Principal Balance	'	27	20
With a related allowance, Related Allowance	'	14	13
With a related allowance, Average Impaired Balance	'	26	9
With a related allowance, Interest Income Recognized while impaired	'	2	'
Total Without a Related Allowance	'	'	'
Without a related allowance, Recorded Investment	36,751	51,384	41,063
Without a related allowance, Unpaid Principal Balance	36,766	51,403	41,090
Without a related allowance, Average Impaired Balance	36,766	50,664	36,913
Without a related allowance, Interest Income Recognized while impaired	1,385	2,265	1,476
Total With a Related Allowance	'	'	'
With a related allowance, Recorded Investment	14,935	37,728	19,682
With a related allowance, Unpaid Principal Balance	14,937	37,743	19,692
With a related allowance, Related Allowance	3,373	6,465	4,400
With a related allowance, Average Impaired Balance	14,937	37,742	20,017
With a related allowance, Interest Income Recognized while impaired	465	659	511
Total Commercial	'	'	'
Recorded Investment	36,692	61,384	45,652
Unpaid Principal Balance	36,694	61,402	45,673
Related Allowance	2,980	2,413	4,072
Average Impaired Balance	36,694	60,663	42,714
Interest Income Recognized while impaired	1,116	2,216	1,261
Total Residential Real Estate	'	'	'
Recorded Investment	14,954	27,667	15,047
Unpaid Principal Balance	14,969	27,682	15,062
Related Allowance	393	4,038	315
Average Impaired Balance	14,969	27,682	14,179
Interest Income Recognized while impaired	731	705	725
Total Consumer	'	'	'
Recorded Investment	40	61	46
Unpaid Principal Balance	40	62	47
Related Allowance	'	14	13
Average Impaired Balance	40	61	37
Interest Income Recognized while impaired	$3	$3	$1

6_Loans_Schedule_Of_Restructur

6. Loans (Schedule Of Restructured Trouble Debt Restructuring By Class) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Integer	Integer
Number of Modifications	'	1
Pre-modification Recorded Investment	'	$49
Post-modification Recorded Investment	'	50
Commercial Loan [Member]	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Owner Occupied	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Non Owner Occupied [Member]	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Land And Land Improvements	'	'
Number of Modifications	'	1
Pre-modification Recorded Investment	'	49
Post-modification Recorded Investment	'	50
Construction [Member]	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Non Jumbo	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Jumbo [Member]	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Home Equity	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'
Consumer Portfolio Segment	'	'
Number of Modifications	'	'
Pre-modification Recorded Investment	'	'
Post-modification Recorded Investment	'	'

6_Loans_Schedule_Of_Defaults_D

6. Loans (Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
	Integer
Number of Defaults	6
Recorded Investment at Default Date	$1,330
Commercial Loan [Member]	'
Number of Defaults	1
Recorded Investment at Default Date	56
Owner Occupied	'
Number of Defaults	'
Recorded Investment at Default Date	'
Non Owner Occupied [Member]	'
Number of Defaults	'
Recorded Investment at Default Date	'
Land And Land Improvements	'
Number of Defaults	1
Recorded Investment at Default Date	698
Construction [Member]	'
Number of Defaults	'
Recorded Investment at Default Date	'
Non Jumbo	'
Number of Defaults	4
Recorded Investment at Default Date	576
Jumbo [Member]	'
Number of Defaults	'
Recorded Investment at Default Date	'
Home Equity	'
Number of Defaults	'
Recorded Investment at Default Date	'
Consumer Portfolio Segment	'
Number of Defaults	'
Recorded Investment at Default Date	'

6_Loans_Schedule_of_the_Activi

6. Loans (Schedule of the Activity Regarding TDRs by Loan Type) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Troubled debt restructurings	$34,514
Additions	'
Charge-offs	-3
Net (paydowns) advances	-1,007
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	33,504
Allowance related to troubled debt restructurings	840
Land And Land Improvements	'
Troubled debt restructurings	6,164
Additions	'
Charge-offs	'
Net (paydowns) advances	-95
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	6,069
Allowance related to troubled debt restructurings	171
Construction [Member]	'
Troubled debt restructurings	'
Additions	'
Charge-offs	'
Net (paydowns) advances	'
Transfer into OREO	'
Refinance out of TDR status	'
Allowance related to troubled debt restructurings	'
Commercial Loan [Member]	'
Troubled debt restructurings	1,242
Additions	'
Charge-offs	'
Net (paydowns) advances	-733
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	509
Allowance related to troubled debt restructurings	18
Owner Occupied	'
Troubled debt restructurings	9,698
Additions	'
Charge-offs	'
Net (paydowns) advances	-54
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	9,644
Allowance related to troubled debt restructurings	176
Non Owner Occupied [Member]	'
Troubled debt restructurings	5,544
Additions	'
Charge-offs	'
Net (paydowns) advances	-52
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	5,492
Allowance related to troubled debt restructurings	85
Non Jumbo	'
Troubled debt restructurings	5,542
Additions	'
Charge-offs	'
Net (paydowns) advances	-29
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	5,513
Allowance related to troubled debt restructurings	334
Jumbo [Member]	'
Troubled debt restructurings	6,278
Additions	'
Charge-offs	'
Net (paydowns) advances	-41
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	6,237
Allowance related to troubled debt restructurings	56
Home Equity	'
Troubled debt restructurings	'
Additions	'
Charge-offs	'
Net (paydowns) advances	'
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	'
Allowance related to troubled debt restructurings	'
Consumer Portfolio Segment	'
Troubled debt restructurings	46
Additions	'
Charge-offs	-3
Net (paydowns) advances	-3
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	40
Allowance related to troubled debt restructurings	'
Other Loans [Member]	'
Troubled debt restructurings	'
Additions	'
Charge-offs	'
Net (paydowns) advances	'
Transfer into OREO	'
Refinance out of TDR status	'
Troubled debt restructurings	'
Allowance related to troubled debt restructurings	'

6_Loans_Schedule_Of_Recorded_I

6. Loans (Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total	$973,783	'
Land And Land Improvements	'	'
Total	67,342	71,453
Construction Loans [Member]	'	'
Total	18,327	15,155
Commercial Loan [Member]	'	'
Total	93,517	88,352
Owner Occupied	'	'
Total	150,025	149,618
Non Owner Occupied [Member]	'	'
Total	297,197	280,790
Pass [Member] | Land And Land Improvements	'	'
Total	45,857	41,662
Pass [Member] | Construction Loans [Member]	'	'
Total	18,035	15,022
Pass [Member] | Commercial Loan [Member]	'	'
Total	91,387	82,323
Pass [Member] | Owner Occupied	'	'
Total	143,443	143,982
Pass [Member] | Non Owner Occupied [Member]	'	'
Total	285,977	268,967
Special Mention [Member] | Land And Land Improvements	'	'
Total	5,304	5,550
Special Mention [Member] | Construction Loans [Member]	'	'
Total	292	133
Special Mention [Member] | Commercial Loan [Member]	'	'
Total	1,225	4,544
Special Mention [Member] | Owner Occupied	'	'
Total	1,927	1,412
Special Mention [Member] | Non Owner Occupied [Member]	'	'
Total	9,560	10,222
Substandard [Member] | Land And Land Improvements	'	'
Total	16,071	24,131
Substandard [Member] | Construction Loans [Member]	'	'
Total	'	'
Substandard [Member] | Commercial Loan [Member]	'	'
Total	515	1,485
Substandard [Member] | Owner Occupied	'	'
Total	4,655	4,224
Substandard [Member] | Non Owner Occupied [Member]	'	'
Total	1,660	1,601
Doubtful [Member] | Land And Land Improvements	'	'
Total	110	110
Doubtful [Member] | Construction Loans [Member]	'	'
Total	'	'
Doubtful [Member] | Commercial Loan [Member]	'	'
Total	390	'
Doubtful [Member] | Owner Occupied	'	'
Total	'	'
Doubtful [Member] | Non Owner Occupied [Member]	'	'
Total	'	'
Loss [Member] | Land And Land Improvements	'	'
Total	'	'
Loss [Member] | Construction Loans [Member]	'	'
Total	'	'
Loss [Member] | Commercial Loan [Member]	'	'
Total	'	'
Loss [Member] | Owner Occupied	'	'
Total	'	'
Loss [Member] | Non Owner Occupied [Member]	'	'
Total	'	'

6_Loans_Schedule_Of_Recorded_I1

6. Loans (Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Performing Financing Receivable [Member]	'	'	'
Total	$344,412	$341,787	$336,467
Performing Financing Receivable [Member] | Non Jumbo	'	'	'
Total	213,071	210,500	209,964
Performing Financing Receivable [Member] | Jumbo [Member]	'	'	'
Total	51,406	53,406	50,284
Performing Financing Receivable [Member] | Home Equity	'	'	'
Total	55,865	54,844	53,462
Performing Financing Receivable [Member] | Consumer Portfolio Segment	'	'	'
Total	19,033	19,761	19,566
Performing Financing Receivable [Member] | Other Loans [Member]	'	'	'
Total	5,037	3,276	3,191
Nonperforming Financing Receivable [Member]	'	'	'
Total	2,963	2,574	16,941
Nonperforming Financing Receivable [Member] | Non Jumbo	'	'	'
Total	2,594	2,446	4,001
Nonperforming Financing Receivable [Member] | Jumbo [Member]	'	'	'
Total	'	'	12,565
Nonperforming Financing Receivable [Member] | Home Equity	'	'	'
Total	296	'	303
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment	'	'	'
Total	73	128	72
Nonperforming Financing Receivable [Member] | Other Loans [Member]	'	'	'
Total	'	'	'

6_Loans_Narrative_Details

6. Loans (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans and Leases Receivable Disclosure [Abstract]	'	'
Troubled debt restructurings included in impaired loans	$33,500,000	$34,500,000
Current Troubled debt restructurings included in impaired loans	$32,200,000	$33,600,000

7_Allowance_For_Loan_Losses_Su

7. Allowance For Loan Losses (Summary Of Analysis Of Allowance For Loan Losses) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Beginning balance	$12,659	$17,933	$17,933
Total, Losses	2,862	2,497	10,959
Total Recoveries	272	84	1,185
Net losses	2,590	2,413	9,774
Provision for loan losses	1,000	1,500	4,500
Ending balance	11,069	17,020	12,659
Commercial Loan [Member]	'	'	'
Beginning balance	1,323	'	'
Total, Losses	390	17	723
Total Recoveries	6	2	12
Provision for loan losses	181	'	'
Ending balance	1,120	'	1,323
Owner Occupied	'	'	'
Beginning balance	969	'	'
Total, Losses	11	63	1,031
Total Recoveries	7	2	8
Provision for loan losses	69	'	'
Ending balance	1,034	'	969
Non Owner Occupied [Member]	'	'	'
Beginning balance	641	'	'
Total, Losses	'	3	9
Total Recoveries	3	0	674
Provision for loan losses	-217	'	'
Ending balance	427	'	641
Land And Land Development [Member]	'	'	'
Beginning balance	5,455	'	'
Total, Losses	2,376	2,062	3,596
Total Recoveries	26	5	187
Provision for loan losses	1,758	'	'
Ending balance	4,863	'	5,455
Construction Loans [Member]	'	'	'
Beginning balance	269	'	'
Total, Losses	'	'	'
Total Recoveries	'	'	'
Provision for loan losses	27	'	'
Ending balance	296	'	269
Non Jumbo	'	'	'
Beginning balance	1,843	'	'
Total, Losses	9	228	541
Total Recoveries	20	19	127
Provision for loan losses	-332	'	'
Ending balance	1,522	'	1,843
Jumbo [Member]	'	'	'
Beginning balance	1,888	'	'
Total, Losses	8	60	4,741
Total Recoveries	163	1	6
Provision for loan losses	-471	'	'
Ending balance	1,572	'	1,888
Home Equity	'	'	'
Beginning balance	173	'	'
Total, Losses	'	20	77
Total Recoveries	2	0	5
Provision for loan losses	-41	'	'
Ending balance	134	'	173
Consumer Portfolio Segment	'	'	'
Beginning balance	48	'	'
Total, Losses	45	22	79
Total Recoveries	20	21	79
Provision for loan losses	11	'	'
Ending balance	34	'	48
Unallocated Financing Receivables [Member]	'	'	'
Beginning balance	50	'	'
Total, Losses	23	22	162
Total Recoveries	25	34	87
Provision for loan losses	15	'	'
Ending balance	$67	'	$50

7_Allowance_For_Loan_Losses_Su1

7. Allowance For Loan Losses (Summary Of Net Unearned Income) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Beginning balance	$12,659	$17,933	$17,933
Charge-offs	2,862	2,497	10,959
Recoveries	272	84	1,185
Provision	1,000	1,500	4,500
Ending balance	11,069	17,020	12,659
Allowance related to: Loans individually evaluated for impairment	3,373	'	'
Allowance related to: Loans collectively evaluated for impairment	7,696	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	11,069	'	'
Loans individually evaluated for impairment	51,703	'	'
Loans collectively evaluated for impairment	922,080	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	973,783	'	'
Land And Land Development [Member]	'	'	'
Beginning balance	5,455	'	'
Charge-offs	2,376	2,062	3,596
Recoveries	26	5	187
Provision	1,758	'	'
Ending balance	4,863	'	5,455
Allowance related to: Loans individually evaluated for impairment	2,553	'	'
Allowance related to: Loans collectively evaluated for impairment	2,310	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	4,863	'	'
Loans individually evaluated for impairment	17,564	'	'
Loans collectively evaluated for impairment	49,778	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	67,342	'	'
Construction Loans [Member]	'	'	'
Beginning balance	269	'	'
Charge-offs	'	'	'
Recoveries	'	'	'
Provision	27	'	'
Ending balance	296	'	269
Allowance related to: Loans individually evaluated for impairment	'	'	'
Allowance related to: Loans collectively evaluated for impairment	296	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	296	'	'
Loans individually evaluated for impairment	'	'	'
Loans collectively evaluated for impairment	18,327	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	18,327	'	'
Commercial Loan [Member]	'	'	'
Beginning balance	1,323	'	'
Charge-offs	390	17	723
Recoveries	6	2	12
Provision	181	'	'
Ending balance	1,120	'	1,323
Allowance related to: Loans individually evaluated for impairment	18	'	'
Allowance related to: Loans collectively evaluated for impairment	1,102	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	1,120	'	'
Loans individually evaluated for impairment	899	'	'
Loans collectively evaluated for impairment	92,618	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	93,517	'	'
Owner Occupied	'	'	'
Beginning balance	969	'	'
Charge-offs	11	63	1,031
Recoveries	7	2	8
Provision	69	'	'
Ending balance	1,034	'	969
Allowance related to: Loans individually evaluated for impairment	324	'	'
Allowance related to: Loans collectively evaluated for impairment	710	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	1,034	'	'
Loans individually evaluated for impairment	12,454	'	'
Loans collectively evaluated for impairment	137,571	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	150,025	'	'
Non Owner Occupied [Member]	'	'	'
Beginning balance	641	'	'
Charge-offs	'	3	9
Recoveries	3	0	674
Provision	-217	'	'
Ending balance	427	'	641
Allowance related to: Loans individually evaluated for impairment	85	'	'
Allowance related to: Loans collectively evaluated for impairment	342	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	427	'	'
Loans individually evaluated for impairment	5,778	'	'
Loans collectively evaluated for impairment	291,419	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	297,197	'	'
Non Jumbo	'	'	'
Beginning balance	1,843	'	'
Charge-offs	9	228	541
Recoveries	20	19	127
Provision	-332	'	'
Ending balance	1,522	'	1,843
Allowance related to: Loans individually evaluated for impairment	337	'	'
Allowance related to: Loans collectively evaluated for impairment	1,185	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	1,522	'	'
Loans individually evaluated for impairment	6,053	'	'
Loans collectively evaluated for impairment	209,612	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	215,665	'	'
Jumbo [Member]	'	'	'
Beginning balance	1,888	'	'
Charge-offs	8	60	4,741
Recoveries	163	1	6
Provision	-471	'	'
Ending balance	1,572	'	1,888
Allowance related to: Loans individually evaluated for impairment	56	'	'
Allowance related to: Loans collectively evaluated for impairment	1,516	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	1,572	'	'
Loans individually evaluated for impairment	8,730	'	'
Loans collectively evaluated for impairment	42,676	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	51,406	'	'
Home Equity	'	'	'
Beginning balance	173	'	'
Charge-offs	'	20	77
Recoveries	2	0	5
Provision	-41	'	'
Ending balance	134	'	173
Allowance related to: Loans individually evaluated for impairment	'	'	'
Allowance related to: Loans collectively evaluated for impairment	134	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	134	'	'
Loans individually evaluated for impairment	186	'	'
Loans collectively evaluated for impairment	55,975	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	56,161	'	'
Consumer Portfolio Segment	'	'	'
Beginning balance	48	'	'
Charge-offs	45	22	79
Recoveries	20	21	79
Provision	11	'	'
Ending balance	34	'	48
Allowance related to: Loans individually evaluated for impairment	'	'	'
Allowance related to: Loans collectively evaluated for impairment	34	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	34	'	'
Loans individually evaluated for impairment	39	'	'
Loans collectively evaluated for impairment	19,067	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	19,106	'	'
Unallocated Financing Receivables [Member]	'	'	'
Beginning balance	50	'	'
Charge-offs	23	22	162
Recoveries	25	34	87
Provision	15	'	'
Ending balance	67	'	50
Allowance related to: Loans individually evaluated for impairment	'	'	'
Allowance related to: Loans collectively evaluated for impairment	67	'	'
Allowance related to: Loans acquired with deteriorated credit quality	'	'	'
Total Allowance	67	'	'
Loans individually evaluated for impairment	'	'	'
Loans collectively evaluated for impairment	5,037	'	'
Loans acquired with deteriorated credit quality	'	'	'
Total, Loans	$5,037	'	'

8_Goodwill_And_Other_Intangibl2

8. Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Goodwill, beginning balance	$6,198
Acquired goodwill, net	'
Goodwill, ending balance	6,198
Community Banking [Member]	'
Goodwill, beginning balance	1,488
Acquired goodwill, net	'
Goodwill, ending balance	1,488
Insurance Services [Member]	'
Goodwill, beginning balance	4,710
Acquired goodwill, net	'
Goodwill, ending balance	$4,710

8_Goodwill_And_Other_Intangibl3

8. Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Unidentifiable intangible assets, Gross carrying amount	$2,267	$2,267
Unidentifiable intangible assets, Less: accumulated amortization	2,254	2,216
Unidentifiable intangible assets, Net carrying amount	13	51
Identifiable intangible assets, Gross carrying amount	3,000	3,000
Identifiable intangible assets, Less: accumulated amortization	1,350	1,300
Identifiable intangible assets, Net carrying amount	1,650	1,700
Community Banking [Member]	'	'
Unidentifiable intangible assets, Gross carrying amount	2,267	2,267
Unidentifiable intangible assets, Less: accumulated amortization	2,254	2,216
Unidentifiable intangible assets, Net carrying amount	13	51
Identifiable intangible assets, Gross carrying amount	'	'
Identifiable intangible assets, Less: accumulated amortization	'	'
Identifiable intangible assets, Net carrying amount	'	'
Insurance Services [Member]	'	'
Unidentifiable intangible assets, Gross carrying amount	'	'
Unidentifiable intangible assets, Less: accumulated amortization	'	'
Unidentifiable intangible assets, Net carrying amount	'	'
Identifiable intangible assets, Gross carrying amount	3,000	3,000
Identifiable intangible assets, Less: accumulated amortization	1,350	1,300
Identifiable intangible assets, Net carrying amount	$1,650	$1,700

8_Goodwill_And_Other_Intangibl4

8. Goodwill And Other Intangible Assets (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]	'
Recorded amortization expense	$88
Annual amortization, 2014	251
Annual amortization, 2015	200
Annual amortization, 2016	200
Annual amortization, 2017	200
Annual amortization, 2018	$200

9_Deposits_Summary_Of_Interest

9. Deposits (Summary Of Interest Bearing Deposits By Type) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Demand deposits, interest bearing	$195,898	$186,578	$181,326
Savings deposits	228,854	193,446	197,587
Time deposits	528,433	530,951	594,279
Total	$953,185	$910,975	$973,192

9_Deposits_Summary_Of_Schedule

9. Deposits (Summary Of Scheduled Maturities For All Time Deposits) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Nine month period ending December 31, 2014	$176,012	'	'
Year ending December 31, 2015	100,144	'	'
Year ending December 31, 2016	106,520	'	'
Year ending December 31, 2017	35,522	'	'
Year ending December 31, 2018	43,048	'	'
Thereafter	67,187	'	'
Total	$528,433	$530,951	$594,279

9_Deposits_Summary_Of_Maturity

9. Deposits (Summary Of Maturity Distribution Of All Certificates Of Deposit) (Details) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Deposits	'
Three months or less	$50,642
Three through six months	45,428
Six through twelve months	45,408
Over twelve months	248,245
Total	$389,723
Three months or less, percentage	13.00%
Three through six months, percentage	11.70%
Six through twelve months, percentage	11.70%
Over twelve months, percentage	63.70%
Total, percentage	100.00%

9_Deposits_Narrative_Details

9. Deposits (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Time deposits acquired through a third party ("brokered deposits")	$160,400	$160,800	$213,600

10_Borrowed_Funds_Summary_Of_S

10. Borrowed Funds (Summary Of Short-Term Borrowings) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Balance at the Begining	$68,974	$5,960	$62,769
Federal Home Loan Bank Advances [Member]	'	'	'
Balance at the Begining	60,000	'	53,800
Average balance outstanding for the period	66,205	24,321	29,786
Maximum balance outstanding at any month end during period	80,000	45,000	55,300
Weighted average interest rate for the period	0.28%	0.25%	0.28%
Weighted average interest rate for balances outstanding	0.31%	0.25%	0.26%
Federal Funds Purchased And Lines Of Credit [Member]	'	'	'
Balance at the Begining	8,974	5,960	8,969
Average balance outstanding for the period	8,971	3,514	4,313
Maximum balance outstanding at any month end during period	$8,974	$5,960	$8,969
Weighted average interest rate for the period	0.25%	0.25%	0.25%
Weighted average interest rate for balances outstanding	0.25%	0.25%	0.25%

10_Borrowed_Funds_Summary_Of_L

10. Borrowed Funds (Summary Of Long-Term Borrowings) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Debt Disclosure [Abstract]	'	'	'
Long-term FHLB advances	$42,576	$82,600	$82,672
Long-term reverse repurchase agreements	72,000	72,000	72,000
Term loans	8,916	8,916	8,916
Total	$123,492	$163,516	$163,588

10_Borrowed_Funds_Summary_Of_T

10. Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Total	$123,492	$163,516	$163,588
Long-term Debt [Member]	'	'	'
2014	42,502	'	'
2015	1,909	'	'
2016	28,911	'	'
2017	918	'	'
2018	45,017	'	'
Thereafter	4,235	'	'
Total	123,492	'	'
Subordinated Debt [Member]	'	'	'
2014	'	'	'
2015	10,000	'	'
2016	'	'	'
2017	'	'	'
2018	'	'	'
Thereafter	6,800	'	'
Total	16,800	'	'
Subordinated Debentures Owed To Unconsolidated Subsidiary Trusts [Member]	'	'	'
2014	'	'	'
2015	'	'	'
2016	'	'	'
2017	'	'	'
2018	'	'	'
Thereafter	19,589	'	'
Total	$19,589	'	'

10_Borrowed_Funds_Narrative_De

10. Borrowed Funds (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Debt Disclosure [Abstract]	'	'	'
Long-term borrowings	$123,492	$163,516	$163,588
Average interest rate paid on long-term borrowings	3.95%	'	3.82%
Subordinated debentures	16,800	16,800	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	$19,589	$19,589	$19,589

11_Share_Based_Compensation_Su

11. Share Based Compensation (Summary Of Activity In Stock Option Plans) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Shares Held in Employee Stock Ownership Plan [Abstract]	'	'
Outstanding Options, Beginning Balance	185,410	249,700
Outstanding Options, Granted	'	'
Outstanding Options, Exercised	-3,200	-12,000
Outstanding Options, Forfeited	'	-1,750
Outstanding Options, Expired	-2,300	-38,900
Outstanding Options, Ending Balance	179,910	197,050
Outstanding, Weighted-Average Exercise Price, Beginning Balance	$19.59	$18.98
Outstanding, Weighted-Average Exercise Price, Granted	'	'
Outstanding, Weighted-Average Exercise Price, Exercised	$4.63	$5.09
Outstanding, Weighted-Average Exercise Price, Forfeited	'	$19.69
Outstanding, Weighted-Average Exercise Price, Expired	$17.43	$23.79
Outstanding, Weighted-Average Exercise Price, Ending Balance	$19.88	$18.17

11_Share_Based_Compensation_Op

11. Share Based Compensation (Options Outstanding And Exercisable) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Options Outstanding, # of shares	179,910
Options Outstanding, WAEP	$19.88
Options Outstanding, Aggregate Intrinsic Value	$104
Options Exercisable, # of shares	177,310
Options Exercisable, WAEP	$20.12
Options Exercisable, Aggregate Intrinsic Value	86
Range Of Exercise Price Two Dollar And Fifty Four Cent To Six Dollar [Member]	'
Range of exercise price, Lower	$2.54
Range of exercise price, Upper	$6
Options Outstanding, # of shares	13,750
Options Outstanding, WAEP	$4.71
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'4 years 4 months 17 days
Options Outstanding, Aggregate Intrinsic Value	77
Options Exercisable, # of shares	11,750
Options Exercisable, WAEP	$5.08
Options Exercisable, Aggregate Intrinsic Value	61
Range Of Exercise Price Six Dollar And One Cent To Ten Dollar [Member]	'
Range of exercise price, Lower	$6.01
Range of exercise price, Upper	$10
Options Outstanding, # of shares	23,160
Options Outstanding, WAEP	$9.07
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 11 months 23 days
Options Outstanding, Aggregate Intrinsic Value	27
Options Exercisable, # of shares	22,560
Options Exercisable, WAEP	$9.14
Options Exercisable, Aggregate Intrinsic Value	25
Range Of Exercise Price Ten Dollar And One Cent To Seventeen Dollar And Fifty Cent [Member]	'
Range of exercise price, Lower	$10.01
Range of exercise price, Upper	$17.50
Options Outstanding, # of shares	'
Options Outstanding, WAEP	'
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'0 years
Options Outstanding, Aggregate Intrinsic Value	'
Options Exercisable, # of shares	'
Options Exercisable, WAEP	'
Options Exercisable, Aggregate Intrinsic Value	'
Range Of Exercise Price Seventeen Dollar And Fifty One Cent To Twenty Dollar [Member]	'
Range of exercise price, Lower	$17.51
Range of exercise price, Upper	$20
Options Outstanding, # of shares	38,500
Options Outstanding, WAEP	$17.80
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 9 months
Options Outstanding, Aggregate Intrinsic Value	'
Options Exercisable, # of shares	38,500
Options Exercisable, WAEP	$17.80
Options Exercisable, Aggregate Intrinsic Value	'
Range Of Exercise Price Twenty Dollar And One Cent To Twenty Five Dollar And Ninety Three Cent [Member]	'
Range of exercise price, Lower	$20.01
Range of exercise price, Upper	$25.93
Options Outstanding, # of shares	104,500
Options Outstanding, WAEP	$25.04
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 5 months 27 days
Options Outstanding, Aggregate Intrinsic Value	'
Options Exercisable, # of shares	104,500
Options Exercisable, WAEP	$25.04
Options Exercisable, Aggregate Intrinsic Value	'

11_Share_Based_Compensation_De

11. Share Based Compensation (Details Narrative)	3 Months Ended
	Mar. 31, 2014
Shares Held in Employee Stock Ownership Plan [Abstract]	'
Granting of stock options to key officers	350,000
Term of the stock option, years	'10 years

12_Commitments_And_Contingenci2

12. Commitments And Contingencies (Details) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Total unfunded commitments	$117,442
Revolving Home Equity And Credit Card Lines [Member]	'
Total unfunded commitments	51,315
Construction Loans [Member]	'
Total unfunded commitments	28,574
Other Loans [Member]	'
Total unfunded commitments	35,788
Standby Letters Of Credit [Member]	'
Total unfunded commitments	$1,765

13_Regulatory_Matters_Summary_

13. Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	11.00%	'
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	8.00%	'
Summit [Member]	'	'
Total Capital (to risk weighted assets), Actual Amount	$144,071	$144,202
Tier I Capital (to risk weighted assets), Actual Amount	125,202	122,918
Tier I Capital (to average assets), Actual Amount	125,202	122,918
Total Capital (to risk weighted assets), Actual Ratio	14.20%	14.50%
Tier I Capital (to risk weighted assets), Actual Ratio	12.40%	12.40%
Tier I Capital (to average assets), Actual Ratio	9.00%	8.90%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	81,024	79,638
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	40,512	39,499
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	55,399	55,151
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.00%	8.00%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	101,280	99,547
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	60,768	59,248
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	69,249	68,938
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Summit Community [Member]	'	'
Total Capital (to risk weighted assets), Actual Amount	157,724	156,473
Tier I Capital (to risk weighted assets), Actual Amount	146,655	143,989
Tier I Capital (to average assets), Actual Amount	146,655	143,989
Total Capital (to risk weighted assets), Actual Ratio	15.60%	15.70%
Tier I Capital (to risk weighted assets), Actual Ratio	14.50%	14.50%
Tier I Capital (to average assets), Actual Ratio	10.60%	10.40%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	80,974	79,627
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	40,487	39,814
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	55,394	55,150
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.00%	8.00%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	101,217	99,534
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	60,730	59,720
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$69,242	$68,938
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

13_Regulatory_Matters_Details_

13. Regulatory Matters (Details Narrative)	Mar. 31, 2014
Regulatory Matters Details Narrative	'
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	8.00%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	11.00%

14_Segment_Information_Schedul

14. Segment Information (Schedule Of Segment Information) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net interest income	$10,038	$9,758
Provision for loan losses	1,000	1,500
Net interest income after provision for loan losses	9,038	8,258
Other income	2,783	2,748
Other expenses	8,498	8,562
Income (loss) before income taxes	3,323	2,444
Income tax expense (benefit)	934	651
Net income (loss)	2,389	1,793
Dividends on preferred shares	193	194
Net income (loss) applicable to common shares	2,196	1,599
Intersegment revenue (expense)	'	'
Average assets	1,392,503	1,391,907
Community Banking [Member]	'	'
Net interest income	10,511	10,226
Provision for loan losses	1,000	1,500
Net interest income after provision for loan losses	9,511	8,726
Other income	1,410	1,444
Other expenses	7,349	7,193
Income (loss) before income taxes	3,572	2,977
Income tax expense (benefit)	982	825
Net income (loss)	2,590	2,152
Dividends on preferred shares	'	'
Net income (loss) applicable to common shares	2,590	2,152
Intersegment revenue (expense)	-264	-245
Average assets	1,442,219	1,446,533
Insurance Services [Member]	'	'
Net interest income	'	'
Provision for loan losses	'	'
Net interest income after provision for loan losses	'	'
Other income	1,373	1,304
Other expenses	1,028	1,197
Income (loss) before income taxes	345	107
Income tax expense (benefit)	121	36
Net income (loss)	224	71
Dividends on preferred shares	'	'
Net income (loss) applicable to common shares	224	71
Intersegment revenue (expense)	-29	-27
Average assets	5,978	6,264
Parent [Member]	'	'
Net interest income	-473	-468
Provision for loan losses	'	'
Net interest income after provision for loan losses	-473	-468
Other income	293	272
Other expenses	414	444
Income (loss) before income taxes	-594	-640
Income tax expense (benefit)	-169	-210
Net income (loss)	-425	-430
Dividends on preferred shares	193	194
Net income (loss) applicable to common shares	-618	-624
Intersegment revenue (expense)	293	272
Average assets	160,346	155,808
Intersegment Elimination [Member]	'	'
Net interest income	'	'
Provision for loan losses	'	'
Net interest income after provision for loan losses	'	'
Other income	-293	-272
Other expenses	-293	-272
Income (loss) before income taxes	'	'
Income tax expense (benefit)	'	'
Net income (loss)	'	'
Dividends on preferred shares	'	'
Net income (loss) applicable to common shares	'	'
Intersegment revenue (expense)	'	'
Average assets	($216,040)	($216,698)

Recovered_Sheet1

15. Derivative Financial Instruments (Details) (USD $)	Mar. 31, 2014
In Thousands, unless otherwise specified
Cash Flow Hedge Derivative Notional Amount	$70,000
Cash Flow Hedge Derivative Assets Fair Value	'
Cash Flow Hedge Derivative Liability Fair Value	408
Cash Flow Hedge Derivative Net ineffective hedge gain losses	'
Long-term Debt [Member]	'
Cash Flow Hedge Derivative Notional Amount	70,000
Cash Flow Hedge Derivative Assets Fair Value	'
Cash Flow Hedge Derivative Liability Fair Value	408
Cash Flow Hedge Derivative Net ineffective hedge gain losses	'