Summit Financial (SMMF) 10-Q 8 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 01, 2014
Document And Entity Information	'	'
Entity Registrant Name	'SUMMIT FINANCIAL GROUP INC	'
Entity Central Index Key	'0000811808	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Entity Filer Category	'Smaller Reporting Company	'
Current Fiscal Year End Date	'--12-31	'
Document Period End Date	30-Jun-14	'
Entity Common Stock, Shares Outstanding	'	7,457,222
Document Fiscal Period Focus	'Q2	'
Document Fiscal Year Focus	'2014	'

Consolidated_Balance_Sheets_un

Consolidated Balance Sheets (unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'	'
Cash and due from banks	$3,749	$3,442	$4,336
Interest bearing deposits with other banks	9,970	8,340	7,971
Cash and cash equivalents	13,719	11,782	12,307
Securities available for sale	287,883	288,780	291,180
Other investments	7,436	7,815	7,411
Loans held for sale, net	413	321	1,080
Loans, net	992,816	937,070	925,979
Property held for sale	48,783	53,392	47,258
Premises and equipment, net	20,301	20,623	20,936
Accrued interest receivable	5,683	5,669	5,718
Intangible assets	7,798	7,949	8,124
Cash surrender value of life insurance policies	36,151	35,611	30,027
Other assets	14,975	17,215	19,950
Total assets	1,435,958	1,386,227	1,369,970
Deposits	'	'	'
Non interest bearing	106,134	92,837	92,147
Interest bearing	951,661	910,975	946,016
Total deposits	1,057,795	1,003,812	1,038,163
Short-term borrowings	91,729	62,769	16,762
Long-term borrowings	121,942	163,516	163,565
Subordinated debentures	16,800	16,800	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	19,589
Other liabilities	10,638	8,669	7,880
Total liabilities	1,318,493	1,275,155	1,262,759
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914, December 2013 - 11,938 shares, June 2013 - 11,978 shares	9,283	9,295	9,315
Common stock and related surplus - authorized 20,000,000 shares; $2.50 par value; issued and outstanding 2014 - 7,457,222 shares, December 2013 - 7,451,022 shares, and June 2013 - 7,440,222 shares	24,691	24,664	24,593
Retained earnings	81,569	77,134	72,462
Accumulated other comprehensive income	1,922	-21	841
Total shareholders' equity	117,465	111,072	107,211
Total liabilities and shareholders' equity	1,435,958	1,386,227	1,369,970
Series 2009 Preferred Stock [Member]	'	'	'
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914, December 2013 - 11,938 shares, June 2013 - 11,978 shares	3,519	3,519	3,519
Series 2011 Preferred Stock [Member]	'	'	'
Shareholders' Equity	'	'	'
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 3,710 shares Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914, December 2013 - 11,938 shares, June 2013 - 11,978 shares	$5,764	$5,776	$5,796

Consolidated_Balance_Sheets_un1

Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Preferred stock, par value	$1	$1	$1
Preferred stock, shares authorized	250,000	250,000	250,000
Preferred stock, shares issued	15,624	15,688	15,648
Common stock, par value	$2.50	$2.50	$2.50
Common stock, shares authorized	20,000,000	20,000,000	20,000,000
Common stock, shares issued	7,457,222	7,440,222	7,451,022
Common stock, shares outstanding	7,457,222	7,440,222	7,451,022
Series 2009 Preferred Stock [Member]	'	'	'
Preferred stock, par value	$1	$1	$1
Preferred stock, shares issued	3,710	3,710	3,710
Preferred stock, dividend rate, percentage	8.00%	8.00%	8.00%
Series 2011 Preferred Stock [Member]	'	'	'
Preferred stock, par value	$1	$1	$1
Preferred stock, shares issued	11,914	11,978	11,938
Preferred stock, dividend rate, percentage	8.00%	8.00%	8.00%

Consolidated_Statements_of_Inc

Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and fees on loans	'	'	'	'
Taxable	$12,428	$12,734	$24,572	$25,568
Tax-exempt	87	65	159	135
Interest and dividends on securities	'	'	'	'
Taxable	1,199	926	2,481	1,956
Tax-exempt	628	581	1,198	1,215
Interest on interest bearing deposits with other banks	2	2	4	3
Total interest income	14,344	14,308	28,414	28,877
Interest expense	'	'	'	'
Interest on deposits	2,335	2,820	4,576	5,588
Interest on short-term borrowings	59	9	112	26
Interest on long-term borrowings and subordinated debentures	1,630	1,975	3,368	4,001
Total interest expense	4,024	4,804	8,056	9,615
Net interest income	10,320	9,504	20,358	19,262
Provision for loan losses	1,000	1,000	2,000	2,500
Net interest income after provision for loan losses	9,320	8,504	18,358	16,762
Other income	'	'	'	'
Insurance commissions	1,091	1,132	2,273	2,316
Service fees related to deposit accounts	1,101	1,085	2,144	2,096
Realized securities (losses)	-43	-57	-64	-16
Other	557	570	1,137	1,134
Total other-than-temporary impairment loss on securities	-1	-27	-1	-117
Portion of loss recognized in other comprehensive income	0	0	0	37
Net impairment loss recognized in earnings	-1	-27	-1	-80
Total other income	2,705	2,703	5,489	5,450
Other expense	'	'	'	'
Salaries, commissions, and employee benefits	4,045	3,987	8,026	8,105
Net occupancy expense	505	476	1,046	932
Equipment expense	513	559	1,079	1,146
Professional fees	282	360	598	622
Amortization of intangibles	63	88	150	176
FDIC premiums	495	515	997	1,055
Foreclosed properties expense	229	295	482	575
Loss on sale of foreclosed properties	54	523	129	563
Write-down of foreclosed properties	962	1,494	1,891	2,423
Other	1,382	1,241	2,630	2,503
Total other expense	8,530	9,538	17,028	18,100
Income before income taxes	3,495	1,669	6,819	4,112
Income tax expense	1,063	452	1,997	1,102
Net income	2,432	1,217	4,822	3,010
Dividends on preferred shares	193	194	387	388
Net income applicable to common shares	$2,239	$1,023	$4,435	$2,622
Basic earnings per common share	$0.30	$0.14	$0.59	$0.35
Diluted earnings per common share	$0.25	$0.13	$0.50	$0.31

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended				6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013
Statement of Comprehensive Income [Abstract]	'		'		'		'
Net income	$2,432		$1,217		$4,822		$3,010
Other comprehensive income (loss):	'		'		'		'
Net unrealized (loss) on cashflow hedge of ($1,173), net of deferred taxes of ($434)	-739		0		-1,502		0
Non-credit related other-than-temporary impairment on available for sale debt securities - 2014 - $0, net of deferred taxes of $0; 2013 - $37, net of deferred taxes of $14	'		'		0		-23
Net unrealized gain (loss) on available for sale debt securities	1,438	[1]	-3,828	[1]	3,445	[2]	-4,005	[2]
Total comprehensive income (loss)	$3,131		($2,611)		$6,765		($1,018)
[1]	3 months - 2014 $2,282 net of deferred taxes of $844 and reclassification adjustment for net realized (losses) included in net income of ($42); 2013 - ($6,174), net of deferred taxes of ($2,346) and reclassification adjustment for net realized (losses) included in net income of ($57)
[2]	6 months - 2014 - $5,468 net of deferred taxes of $2,023 and reclassification adjustment for net realized (losses) included in net income of ($64); 2013 - ($6,460), net of deferred taxes of ($2,455) and reclassification adjustment for net realized (losses) included in net income of ($16)

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (unaudited) (Parenthetical) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statement of Comprehensive Income [Abstract]	'	'	'	'
Net unrealized (loss) on cashflow hedge	($1,173)	'	($2,384)	'
Net unrealized (loss) on cashflow hedge, deferred tax	-434	'	-882	'
Portion of loss recognized in other comprehensive income	0	0	0	37
Deferred taxes related to other-than-temporary impairment on available for sale debt securities	'	'	0	14
Net unrealized gain (loss) on available for sale debt securities	2,282	-6,174	5,468	-6,460
Net unrealized gain (loss) on available for sale debt securities, deferred taxes	844	-2,346	2,023	-2,455
Reclassification adjustment for net realized losses included in net income	($42)	($57)	($64)	($16)

Consolidated_Statements_Of_Sha

Consolidated Statements Of Shareholders' Equity (unaudited) (USD $)	Series 2009 Preferred Stock [Member]	Series 2011 Preferred Stock	Common Stock and Related Surplus	Retained Earnings	Accumulated Other Comprehensive Income	Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2012	$3,519	$5,807	$24,520	$69,840	$4,869	$108,555
Comprehensive income:	'	'	'	'	'	'
Net income	'	'	'	3,010	'	3,010
Other comprehensive income (loss)	'	'	'	'	-4,028	-4,028
Total comprehensive income (loss)	'	'	'	'	'	-1,018
Exercise of stock options	'	'	61	'	'	61
Stock compensation expense	'	'	1	'	'	1
Series 2009 Preferred Stock cash dividends declared ($40.00 per share)	'	'	'	-148	'	-148
Series 2011 Preferred Stock cash dividends declared ($20.00 per share)	'	'	'	-240	'	-240
Conversion of Series 2011 Preferred Stock to Common Stock	'	-11	11	'	'	'
Balance at Jun. 30, 2013	3,519	5,796	24,593	72,462	841	107,211
Balance at Dec. 31, 2013	3,519	5,776	24,664	77,134	-21	111,072
Comprehensive income:	'	'	'	'	'	'
Net income	'	'	'	4,822	'	4,822
Other comprehensive income (loss)	'	'	'	'	1,943	1,943
Total comprehensive income (loss)	'	'	'	'	'	6,765
Exercise of stock options	'	'	15	'	'	15
Stock compensation expense	'	'	'	'	'	'
Series 2009 Preferred Stock cash dividends declared ($40.00 per share)	'	'	'	-149	'	-149
Series 2011 Preferred Stock cash dividends declared ($20.00 per share)	'	'	'	-238	'	-238
Conversion of Series 2011 Preferred Stock to Common Stock	'	-12	12	'	'	'
Balance at Jun. 30, 2014	$3,519	$5,764	$24,691	$81,569	$1,922	$117,465

Consolidated_Statements_Of_Sha1

Consolidated Statements Of Shareholders' Equity (Parenthetical) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Series 2009 Preferred Stock [Member]	'	'
Preferred stock, dividend per share	$40	$40
Series 2011 Preferred Stock [Member]	'	'
Preferred stock, dividend per share	$20	$20

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Cash Flows from Operating Activities	'	'
Net income	$4,822	$3,010
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'
Depreciation	547	587
Provision for loan losses	2,000	2,500
Stock compensation expense	0	1
Deferred income tax expense	494	360
Loans originated for sale	-960	-4,624
Proceeds from loans sold	868	3,770
Securities losses	64	16
Other-than-temporary impairment of securities	1	80
Loss on disposal of assets	129	552
Write down of foreclosed properties	1,891	2,423
Amortization of securities premiums (accretion of discounts), net	2,517	3,002
Amortization of goodwill and purchase accounting adjustments, net	155	181
(Increase) in accrued interest receivable	-15	-97
(Increase) in cash surrender value of bank owned life insurance	-539	-474
(Increase) decrease in other assets	-492	1,009
Increase (decrease) in other liabilities	388	-929
Net cash provided by operating activities	11,870	11,367
Cash Flows from Investing Activities	'	'
Proceeds from maturities and calls of securities available for sale	3,001	1,058
Proceeds from sales of securities available for sale	36,230	29,389
Principal payments received on securities available for sale	16,664	32,768
Purchases of securities available for sale	-52,110	-79,177
Purchases of other investments	-1,968	0
Proceeds from maturities and calls of other investments	0	-643
Redemption of Federal Home Loan Bank Stock	2,347	4,618
Net principal payments received on loans	-59,716	5,878
Purchases of premises and equipment	-224	-393
Proceeds from disposal of premises and equipment	0	11
Proceeds from sales of other repossessed assets & property held for sale	4,846	8,862
Net cash provided by (used in) investing activities	-50,930	2,371
Cash Flows from Financing Activities	'	'
Net increase in demand deposit, NOW and savings accounts	64,451	6,123
Net increase (decrease) in time deposits	-10,468	4,915
Net increase in short-term borrowings	28,960	12,804
Proceeds from long-term borrowings	0	3,454
Repayment of long-term borrowings	-41,574	-43,202
Exercise of stock options	15	61
Dividends paid on preferred stock	-387	-388
Net cash provided by (used in) financing activities	40,997	-16,233
Increase (decrease) in cash and cash equivalents	1,937	-2,495
Cash and cash equivalents:	'	'
Beginning	11,782	14,802
Ending	13,719	12,307
Supplemental Disclosures of Cash Flow Information	'	'
Cash payments for Interest	8,294	9,881
Cash payments for Income taxes	1,459	1,081
Supplemental Schedule of Noncash Investing and Financing Activities	'	'
Other assets acquired in settlement of loans	$1,970	$2,811

1_Basis_Of_Presentation

1. Basis Of Presentation	6 Months Ended
	Jun. 30, 2014
Basis Of Presentation	'
Basis Of Presentation	'
	We, Summit Financial Group, Inc. and subsidiaries, prepare our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America for interim financial information and with instructions to Form 10-Q and Regulation S-X.  Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for annual year end financial statements.  In our opinion, all adjustments considered necessary for a fair presentation have been included and are of a normal recurring nature.
	The presentation of financial statements in conformity with accounting principles generally accepted in the United States of America requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ materially from these estimates.
	The results of operations for the quarter ended June 30, 2014 are not necessarily indicative of the results to be expected for the full year.  The consolidated financial statements and notes included herein should be read in conjunction with our 2013 audited financial statements and Annual Report on Form 10-K.  Certain accounts in the consolidated financial statements for December 31, 2013 and June 30, 2013, as previously presented, have been reclassified to conform to current year classifications.

2_Significant_New_Authoritativ

2. Significant New Authoritative Accounting Guidance	6 Months Ended
	Jun. 30, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
Significant New Authoritative Accounting Guidance	'
	ASU 2013-11, Income Taxes (Topic 740) - Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists requires that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward. However, if a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The amendments were effective for years, and interim periods within those years, beginning after December 15, 2013. The amendments did not have a material impact on our consolidated financial statements.
	ASU 2014-01, Investments (Topic 323) - Accounting for Investments in Affordable Housing Projects revises the necessary criteria that need to be met in order for an entity to account for investments in affordable housing projects net of the provision for income taxes. It also changes the method of recognition from an effective amortization approach to a proportional amortization approach. Additional disclosures were also set forth in this update. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments are required to be applied retrospectively to all periods presented. Early adoption is permitted. Management is currently evaluating the impact of the guidance on our consolidated financial statements.
	ASU 2014-04, Receivables (Topic 310) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure clarifies that an in substance repossession or foreclosure occurs upon either the creditor obtaining legal title to the residential real estate property or the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The amendments are effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments may be adopted using either a modified retrospective transition method or a prospective transition method. Early adoption is permitted. Management does not believe the amendments will have a material impact on our consolidated financial statements.

3_Fair_Value_Measurements

3. Fair Value Measurements	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements	'
	ASC Topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  ASC Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value.
	Level 1:	Quoted prices (unadjusted) or identical assets or liabilities in active markets that the entity has the   ability to access as of the measurement date.
	Level 2:	Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data.
	Level 3:	Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Accordingly, securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record other assets at fair value on a nonrecurring basis, such as loans held for sale, and impaired loans held for investment.  These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets.
	Following is a description of valuation methodologies used for assets and liabilities recorded at fair value.
	Available-for-Sale Securities:  Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available.  If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities.
	Derivative Financial Instruments:  Derivative financial instruments are recorded at fair value on a recurring basis. Fair value measurement is based on pricing models run by a third-party, utilizing observable market-based inputs.  All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date.  As a result, we classify interest rate swaps as Level 2.
	Loans Held for Sale:  Loans held for sale are carried at the lower of cost or market value.  The fair value of loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics.  As such, we classify loans subject to nonrecurring fair value adjustments as Level 2.
	Loans:  We do not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan loss is established.  Loans for which it is probable that payment of interest and principal will not be made in accordance with the original contractual terms of the loan agreement are considered impaired.  Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, Accounting by Creditors for Impairment of a Loan.  The fair value of impaired loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Prior to January 1, 2014, substantially all impaired loans were valued based upon the fair value of their collateral.  Beginning January 1, 2014, only impaired loans internally graded as substandard, doubtful, or loss are evaluated using the fair value of collateral method.  In accordance with ASC Topic 310, impaired loans where an allowance is established based on the fair value of collateral requires classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan as nonrecurring Level 2. When a current appraised value is not available and there is no observable market price, we record the impaired loan as nonrecurring Level 3.  This change in accounting estimate did not have a material impact on our financial condition or results of operations.
	When impaired loans are deemed required to be included in the fair value hierarchy, management immediately begins the process of evaluating the estimated fair value of the underlying collateral to determine if a related specific allowance for loan losses or charge-off is necessary.  Current appraisals are ordered once a loan is deemed impaired if the existing appraisal is more than twelve months old, or more frequently if there is known deterioration in value. For recently identified impaired loans, a current appraisal may not be available at the financial statement date. Until the current appraisal is obtained, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the loan’s underlying collateral since the date of the original appraisal.  Such discounts are generally estimated based upon management’s knowledge of sales of similar collateral within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends.  When a new appraisal is received (which generally are received within 3 months of a loan being identified as impaired), management then re-evaluates the fair value of the collateral and adjusts any specific allocated allowance for loan losses, as appropriate.  In addition, management also assigns a discount of 7–10% for the estimated costs to sell the collateral.
	Other Real Estate Owned (“OREO”):  OREO consists of real estate acquired in foreclosure or other settlement of loans. Such assets are carried on the balance sheet at the lower of the investment in the real estate or its fair value less estimated selling costs.  The fair value of OREO is determined on a nonrecurring basis generally utilizing current appraisals performed by an independent, licensed appraiser applying an income or market value approach using observable market data (Level 2).  Updated appraisals of OREO are generally obtained if the existing appraisal is more than 18 months old or more frequently if there is a known deterioration in value.  However, if a current appraisal is not available, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the real estate since the date of its original appraisal.  Such discounts are generally estimated based upon management’s knowledge of sales of similar property within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends (Level 3).  Upon foreclosure, any fair value adjustment is charged against the allowance for loan losses.  Subsequent fair value adjustments are recorded in the period incurred and included in other noninterest expense in the consolidated statements of income.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	The table below presents the recorded amount of assets measured at fair value on a recurring basis.
		Balance at			Fair Value Measurements Using:
	Dollars in thousands	30-Jun-14			Level 1			Level 2			Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	25,830		$	-		$	25,830		$	-
	Mortgage backed securities:
	Government sponsored agencies		157,555			-			157,555			-
	Nongovernment sponsored entities		9,931			-			9,931			-
	State and political subdivisions		10,035			-			10,035			-
	Corporate debt securities		-			-			-			-
	Other equity securities		77			-			77			-
	Tax-exempt state and political subdivisions		84,455			-			84,455			-
	Total available for sale securities	$	287,883		$	-		$	287,883		$	-
	Derivative financial instrument
	Interest rate swaps	$	-		$	-		$	-
		Balance at			Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13			Level 1			Level 2			Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	29,657		$	-		$	29,657		$	-
	Mortgage backed securities:
	Government sponsored agencies		155,716			-			155,716			-
	Nongovernment sponsored entities		11,819			-			11,819			-
	State and political subdivisions		15,870			-			15,870			-
	Corporate debt securities		3,966			-			3,966			-
	Other equity securities		77			-			77			-
	Tax-exempt state and political subdivisions		71,675			-			71,675			-
	Total available for sale securities	$	288,780		$	-		$	288,780		$	-
	Derivative financial instrument
	Interest rate swaps	$	803		$	-		$	803
	There were no assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the period ended June 30, 2014.
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles.  These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period.  Assets measured at fair value on a nonrecurring basis are included in the table below.
		Total at			Fair Value Measurements Using:
	Dollars in thousands	30-Jun-14			Level 1			Level 2			Level 3
	Residential mortgage loans held for sale	$	413		$	-		$	413		$	-
	Collateral-dependent impaired loans
	Commercial	$	-		$	-		$	-		$	-
	Commercial real estate		2,119			-			2,119			-
	Construction and development		13,079			-			9,918			3,161
	Residential real estate		8,540			-			8,526			14
	Consumer		4			-			-			4
	Total collateral-dependent impaired loans	$	23,742		$	-		$	20,563		$	3,179
	OREO
	Commercial	$	110		$	-		$	110		$	-
	Commercial real estate		5,762			-			5,762			-
	Construction and development		30,920			-			28,810			2,110
	Residential real estate		11,991			-			11,581			410
	Total OREO	$	48,783		$	-		$	46,263		$	2,520
		Total at			Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13			Level 1			Level 2			Level 3
Residential mortgage loans held for sale	$	321		$	-		$	321		$	-
Collateral-dependent impaired loans
Commercial	$	1,616					$	920		$	696
Commercial real estate		17,902			-			4,879			13,023
Construction and development		22,083			-			17,590			4,493
Residential real estate		14,747			-			8,336			6,411
Consumer		34			-			3			31
Total collateral-dependent impaired loans	$	56,382		$	-		$	31,728		$	24,654
OREO
Commercial	$	-		$	-		$	-		$	-
Commercial real estate		9,903			-			9,903			-
Construction and development		31,610			-			29,993			1,617
Residential real estate		11,879			-			11,847			32
Total OREO	$	53,392		$	-		$	51,743		$	1,649
ASC Topic 825, Financial Instruments, requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis.  The following summarizes the methods and significant assumptions we used in estimating our fair value disclosures for financial instruments.
Cash and cash equivalents:  The carrying values of cash and cash equivalents approximate their estimated fair value.
Interest bearing deposits with other banks:  The carrying values of interest bearing deposits with other banks approximate their estimated fair values.
Federal funds sold:  The carrying values of Federal funds sold approximate their estimated fair values.
Securities:  Estimated fair values of securities are based on quoted market prices, where available.  If quoted market prices are not available, estimated fair values are based on quoted market prices of comparable securities.
Loans held for sale:  The carrying values of loans held for sale approximate their estimated fair values.
Loans:  The estimated fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms to borrowers of similar credit quality.  No prepayments of principal are assumed.
Accrued interest receivable and payable:  The carrying values of accrued interest receivable and payable approximate their estimated fair values.
Deposits:  The estimated fair values of demand deposits (i.e. non-interest bearing checking, NOW, money market and savings accounts) and other variable rate deposits approximate their carrying values.  Fair values of fixed maturity deposits are estimated using a discounted cash flow methodology at rates currently offered for deposits with similar remaining maturities.  Any intangible value of long-term relationships with depositors is not considered in estimating the fair values disclosed.
Short-term borrowings:  The carrying values of short-term borrowings approximate their estimated fair values.
Long-term borrowings:  The fair values of long-term borrowings are estimated by discounting scheduled future payments of principal and interest at current rates available on borrowings with similar terms.
Subordinated debentures:  The carrying values of subordinated debentures approximate their estimated fair values.
Subordinated debentures owed to unconsolidated subsidiary trusts:  The carrying values of subordinated debentures owed to unconsolidated subsidiary trusts approximate their estimated fair values.
Derivative financial instruments:  The fair value of the interest rate swaps is valued using independent pricing models.
Off-balance sheet instruments:  The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit standing of the counter parties.  The amounts of fees currently charged on commitments and standby letters of credit are deemed insignificant, and therefore, the estimated fair values and carrying values are not shown below.
The carrying values and estimated fair values of our financial instruments are summarized below:
		30-Jun-14							31-Dec-13
					Estimated							Estimated
		Carrying			Fair				Carrying			Fair
Dollars in thousands		Value			Value				Value			Value
Financial assets
Cash and due from banks		$	13,719		$	13,719			$	11,782		$	11,782
Securities available for sale			287,883			287,883				288,780			288,780
Other investments			7,436			7,436				7,815			7,815
Loans held for sale, net			413			413				321			321
Loans, net			992,816			1,016,258				937,070			952,592
Accrued interest receivable			5,683			5,683				5,669			5,669
Derivative financial instruments			-			-				803			803
		$	1,307,950		$	1,331,392			$	1,252,240		$	1,267,762
Financial liabilities
Deposits		$	1,057,795		$	1,082,200			$	1,003,812		$	1,029,606
Short-term borrowings			91,729			91,729				62,769			62,769
Long-term borrowings			121,942			130,627				163,516			173,863
Subordinated debentures			16,800			16,800				16,800			16,800
Subordinated debentures owed to
unconsolidated subsidiary trusts			19,589			19,589				19,589			19,589
Accrued interest payable			1,195			1,195				1,433			1,433
Derivative financial instruments			1,582			1,582				-			-
		$	1,310,632		$	1,343,722			$	1,267,919		$	1,304,060

4_Earnings_Per_Share

4. Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	The computations of basic and diluted earnings per share follow:
		For the Three Months Ended June 30,
		2014						2013
					Common						Common
	Dollars in thousands,	Income			Shares	Per		Income			Shares	Per
	except per share amounts	(Numerator)			(Denominator)	Share		(Numerator)			(Denominator)	Share
	Net income	$	2,432					$	1,217
	Less preferred stock dividends		(193	)					(194	)
	Basic EPS	$	2,239		7,457,222	$	0.3	$	1,023		7,438,401	$	0.14
	Effect of dilutive securities:
	Stock options				9,607						7,568
	Series 2011 convertible
	preferred stock		119		1,489,250				120		1,499,071
	Series 2009 convertible
	preferred stock		74		674,545				74		674,545
	Diluted EPS	$	2,432		9,630,624	$	0.25	$	1,217		9,619,585	$	0.13
		For the Six Months Ended June 30,
		2014						2013
					Common						Common
	Dollars in thousands,	Income			Shares	Per		Income			Shares	Per
	except per share amounts	(Numerator)			(Denominator)	Share		(Numerator)			(Denominator)	Share
	Net income	$	4,822					$	3,010
	Less preferred stock dividends		(387	)					(388	)
	Basic EPS	$	4,435		7,455,307	$	0.59	$	2,622		7,435,344	$	0.35
	Effect of dilutive securities:
	Stock options				9,675						7,496
	Series 2011 convertible
	preferred stock		238		1,490,228				240		1,499,533
	Series 2009 convertible
	preferred stock		149		674,545				148		674,545
	Diluted EPS	$	4,822		9,629,755	$	0.5	$	3,010		9,616,918	$	0.31
	Stock option grants and the convertible preferred shares are disregarded in this computation if they are determined to be anti-dilutive.  Our anti-dilutive stock options at June 30, 2014 and 2013 totaled 143,000 shares and 170,500 shares, respectively.

5_Securities

5. Securities	6 Months Ended
	Jun. 30, 2014
Available-for-sale Securities [Abstract]	'
Securities	'
	The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at June 30, 2014, December 31, 2013, and June 30, 2013 are summarized as follows:
		30-Jun-14
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	24,998		$	885		$	53		$	25,830
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,631			2,921			997			157,555
	Nongovernment-sponsored entities		9,555			385			9			9,931
	State and political subdivisions
	General obligations		4,532			9			144			4,397
	Water and sewer revenues		2,382			7			44			2,345
	Other revenues		3,319			7			33			3,293
	Corporate debt securities		-			-			-			-
	Total taxable debt securities		200,417			4,214			1,280			203,351
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		46,859			1,552			204			48,207
	Water and sewer revenues		11,868			176			58			11,986
	Lease revenues		7,990			54			68			7,976
	Lottery/casino revenues		3,832			145			41			3,936
	Other revenues		12,205			198			53			12,350
	Total tax-exempt debt securities		82,754			2,125			424			84,455
	Equity securities		77			-			-			77
	Total available for sale securities	$	283,248		$	6,339		$	1,704		$	287,883
		31-Dec-13
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	29,100		$	675		$	118		$	29,657
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,270			2,019			1,573			155,716
	Nongovernment-sponsored entities		11,519			321			21			11,819
	State and political subdivisions
	General obligations		9,317			-			475			8,842
	Water and sewer revenues		3,229			-			114			3,115
	Other revenues		4,051			4			142			3,913
	Corporate debt securities		3,973			24			31			3,966
	Total taxable debt securities		216,459			3,043			2,474			217,028
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		41,156			675			1,154			40,677
	Water and sewer revenues		8,996			15			306			8,705
	Lease revenues		7,956			-			391			7,565
	Lottery/casino revenues		4,443			63			169			4,337
	Other revenues		10,527			55			191			10,391
	Total tax-exempt debt securities		73,078			808			2,211			71,675
	Equity securities		77			-			-			77
	Total available for sale securities	$	289,614		$	3,851		$	4,685		$	288,780
		30-Jun-13
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities:
	U. S. Government agencies
	and corporations	$	35,605		$	1,186		$	27		$	36,764
	Residential mortgage-backed securities:
	Government-sponsored agencies		147,738			2,313			1,510			148,541
	Nongovernment-sponsored agencies		12,373			326			42			12,657
State and political subdivisions		13,838			2			493			13,347
Corporate debt securities		3,966			27			34			3,959
Total taxable debt securities		213,520			3,854			2,106			215,268
Tax-exempt debt securities:
State and political subdivisions		76,225			1,647			2,037			75,835
Residential mortgage-backed securities:
Government-sponsored agencies		-			-			-			-
Total tax-exempt debt securities		76,225			1,647			2,037			75,835
Equity securities		77			-			-			77
Total available for sale securities	$	289,822		$	5,501		$	4,143		$	291,180
The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our portfolio are located.  We own no such securities of any single issuer which we deem to be a concentration.
	30-Jun-14
	Amortized			Unrealized						Estimated
Dollars in thousands	Cost			Gains			Losses			Fair Value
California	$	17,649		$	470		$	41		$	18,078
West Virginia		12,313			242			54			12,501
Illinois		8,941			142			77			9,006
Texas		7,380			368			74			7,674
Pennsylvania		7,298			64			49			7,313
Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards.  Prior to July 1, 2013, we principally used credit ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”) to support analyses of our portfolio of securities issued by state and political subdivisions, as we generally do not purchase securities that are rated below the six highest NRSRO rating categories.  Beginning July 1, 2013, in addition to considering a security’s NRSRO rating, we now also assess or confirm through an internal review of an issuer’s financial information and other applicable information that:  1) the issuer’s risk of default is low; 2) the characteristics of the issuer’s demographics and economic environment are satisfactory; and 3) the issuer’s budgetary position and stability of tax or other revenue sources are sound.
The maturities, amortized cost and estimated fair values of securities at June 30, 2014, are summarized as follows:
		Available for Sale
		Amortized			Estimated
Dollars in thousands		Cost			Fair Value
Due in one year or less		$	59,685		$	60,630
Due from one to five years			100,747			102,143
Due from five to ten years			25,962			26,503
Due after ten years			96,777			98,530
Equity securities			77			77
		$	283,248		$	287,883
The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized, for the six months ended June 30, 2014 are as follows:
		Proceeds from										Gross realized
					Calls and			Principal
Dollars in thousands		Sales			Maturities			Payments				Gains			Losses
Securities available for sale		$	36,230		$	3,001		$	16,664			$	550		$	614
During the three and six months ended June 30, 2014 and 2013, we recorded other-than-temporary impairment losses on residential mortgage-backed nongovernment sponsored entity securities as follows:
		Three Months Ended June 30,							Six Months Ended June 30,
Dollars in thousands		2014			2013				2014			2013
Total other-than-temporary impairment losses		$	(1	)	$	(27	)		$	(1	)	$	-117
Portion of loss recognized in
other comprehensive income			-			-				-			37
Net impairment losses recognized in earnings		$	(1	)	$	(27	)		$	(1	)	$	-80
Activity related to the credit component recognized on debt securities available for sale for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the three and six months ended June 30, 2014 is as follows:
		Three Months Ended			Six Months Ended
		30-Jun-14			30-Jun-14
In thousands		Total			Total
Beginning Balance		$	(3,021	)	$	-3,021
Additions for the credit component on debt securities in which
other-than-temporary impairment was not previously recognized			(1	)		-1
Securities sold during the period			2,814			2,814
Ending Balance		$	(208	)	$	-208
We held 86 available for sale securities having an unrealized loss at June 30, 2014.  We do not intend to sell these securities, and it is more likely than not that we will not be required to sell these securities before recovery of their amortized cost bases.  We believe that this decline in value is primarily attributable to the lack of market liquidity and to changes in market interest rates and not due to credit quality.  Accordingly, no additional other-than-temporary impairment charge to earnings is warranted at this time.
Provided below is a summary of securities available for sale which were in an unrealized loss position at June 30, 2014 and December 31, 2013, including debt securities for which a portion of other-than-temporary impairment has been recognized in other comprehensive income.
	30-Jun-14
	Less than 12 months						12 months or more						Total
	Estimated			Unrealized			Estimated			Unrealized			Estimated			Unrealized
Dollars in thousands	Fair Value			Loss			Fair Value			Loss			Fair Value			Loss
Temporarily impaired securities
Taxable debt securities
U. S. Government agencies
and corporations	$	2,448		$	(6	)	$	3,396		$	(47	)	$	5,844		$	-53
Residential mortgage-backed securities:
Government-sponsored agencies		35,211			(550	)		23,421			(447	)		58,632			-997
Nongovernment-sponsored entities		2,598			(9	)		86			-			2,684			-9
State and political subdivisions:
General obligations		-			-			4,103			(144	)		4,103			-144
Water and sewer revenues		-			-			1,836			(44	)		1,836			-44
Other revenues		1,104			(16	)		926			(17	)		2,030			-33
Corporate debt securities		-			-			-			-			-			-
Tax-exempt debt securities
State and political subdivisions:
General obligations		4,816			(44	)		7,572			(160	)		12,388			-204
Water and sewer revenues		1,070			(21	)		2,608			(37	)		3,678			-58
Lease revenues		-			-			2,529			(68	)		2,529			-68
Lottery/casino revenues		-			-			1,106			(41	)		1,106			-41
Other revenues		2,771			(18	)		826			(35	)		3,597			-53
Total temporarily impaired securities		50,018			(664	)		48,409			(1,040	)		98,427			-1,704
Other-than-temporarily impaired securities
Taxable debt securities
Residential mortgage-backed securities:
Nongovernment-sponsored entities		-			-			-			-			-			-
Total other-than-temporarily
impaired securities		-			-			-			-			-			-
Total	$	50,018		$	(664	)	$	48,409		$	(1,040	)	$	98,427		$	-1,704
	31-Dec-13
	Less than 12 months						12 months or more						Total
	Estimated			Unrealized			Estimated			Unrealized			Estimated			Unrealized
Dollars in thousands	Fair Value			Loss			Fair Value			Loss			Fair Value			Loss
Temporarily impaired securities
Taxable debt securities
U. S. Government agencies
and corporations	$	10,868		$	(118	)	$	-		$	-		$	10,868		$	-118
Residential mortgage-backed securities:
Government-sponsored agencies		55,035			(1,385	)		13,249			(188	)		68,284			-1,573
Nongovernment-sponsored entities		2,407			(12	)		565			(7	)		2,972			-19
State and political subdivisions:
General obligations		4,505			(264	)		2,337			(211	)		6,842			-475
Water and sewer revenues		1,309			(31	)		1,554			(83	)		2,863			-114
Other revenues		3,142			(142	)		-			-			3,142			-142
Corporate debt securities		2,968			(31	)		-			-			2,968			-31
Tax-exempt debt securities
State and political subdivisions:
General obligations		19,603			(997	)		2,102			(157	)		21,705			-1,154
Water and sewer revenues		5,643			(224	)		983			(82	)		6,626			-306
Lease revenues		6,112			(349	)		958			(42	)		7,070			-391
Lottery/casino revenues		2,720			(132	)		554			(37	)		3,274			-169
Other revenues		8,815			(191	)		-			-			8,815			-191
Total temporarily impaired securities		123,127			(3,876	)		22,302			(807	)		145,429			-4,683
Other-than-temporarily impaired securities
Taxable debt securities
Residential mortgage-backed securities:
Nongovernment-sponsored entities		-			-			1			(2	)		1			-2
Total other-than-temporarily
impaired securities		-			-			1			(2	)		1			-2
Total	$	123,127		$	(3,876	)	$	22,303		$	(809	)	$	145,430		$	(4,685

6_Loans

6. Loans	6 Months Ended
	Jun. 30, 2014
Loans and Leases Receivable Disclosure [Abstract]	'
Loans	'
	Loans are generally stated at the amount of unpaid principal, reduced by unearned discount and allowance for loan losses. Interest on loans is accrued daily on the outstanding balances.  Loan origination fees and certain direct loan origination costs are deferred and amortized as adjustments of the related loan yield over its contractual life. We categorize residential real estate loans in excess of $600,000 as jumbo loans.
	Generally, loans are placed on nonaccrual status when principal or interest is greater than 90 days past due based upon the loan's contractual terms.  Interest is accrued daily on impaired loans unless the loan is placed on nonaccrual status.  Impaired loans are placed on nonaccrual status when the payments of principal and interest are in default for a period of 90 days, unless the loan is both well-secured and in the process of collection.  Interest on nonaccrual loans is recognized primarily using the cost-recovery method.  Loans may be returned to accrual status when repayment is reasonably assured and there has been demonstrated performance under the terms of the loan or, if applicable, the terms of the restructured loans.
	Commercial-related loans or portions thereof (which are risk-rated) are charged off to the allowance for loan losses when the loss has been confirmed.  This determination is made on a case by case basis considering many factors, including the prioritization of our claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower’s equity.  We deem a loss confirmed when a loan or a portion of a loan is classified “loss” in accordance with bank regulatory classification guidelines, which state, “Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted”.
	Consumer-related loans are generally charged off to the allowance for loan losses upon reaching specified stages of delinquency, in accordance with the Federal Financial Institutions Examination Council policy.  For example, credit card loans are charged off by the end of the month in which the account becomes 180 days past due or within 60 days from receiving notification about a specified event (e.g., bankruptcy of the borrower), which ever is earlier.  Residential mortgage loans are generally charged off to net realizable value no later than when the account becomes 180 days past due.  Other consumer loans, if collateralized, are generally charged off to net realizable value at 120 days past due.
	Loans are summarized as follows:
			June 30,			December 31,			June 30,
	Dollars in thousands		2014			2013			2013
	Commercial		$	90,096		$	88,352		$	78,963
	Commercial real estate
	Owner-occupied			154,260			149,618			149,660
	Non-owner occupied			314,439			280,790			277,773
	Construction and development
	Land and land development			64,246			71,453			73,427
	Construction			20,902			15,155			7,634
	Residential real estate
	Non-jumbo			219,569			212,946			216,759
	Jumbo			52,487			53,406			58,567
	Home equity			61,248			54,844			53,774
	Consumer			19,777			19,889			20,147
	Other			6,798			3,276			3,397
	Total loans, net of unearned fees			1,003,822			949,729			940,101
	Less allowance for loan losses			11,006			12,659			14,122
	Loans, net		$	992,816		$	937,070		$	925,979
	The following table presents the contractual aging of the recorded investment in past due loans by class as of June 30, 2014 and 2013 and December 31, 2013.
		At June 30, 2014
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	33		$	363		$	396		$	792		$	89,304		$	-
	Commercial real estate
	Owner-occupied		642			348			759			1,749			152,511			-
	Non-owner occupied		237			-			234			471			313,968			-
	Construction and development
	Land and land development		142			14			4,860			5,016			59,230			-
	Construction		-			-			-			-			20,902			-
	Residential mortgage
	Non-jumbo		3,198			1,760			2,060			7,018			212,551			-
	Jumbo		707			723			-			1,430			51,057			-
	Home equity		196			36			143			375			60,873			-
	Consumer		452			183			72			707			19,070			-
	Other		-			-			-			-			6,798			-
	Total	$	5,607		$	3,427		$	8,524		$	17,558		$	986,264		$	-
		At December 31, 2013
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	74		$	34		$	1,190		$	1,298		$	87,054		$	-
	Commercial real estate
	Owner-occupied		328			459			487			1,274			148,344			-
	Non-owner occupied		912			115			128			1,155			279,635			-
	Construction and development
	Land and land development		1,627			-			8,638			10,265			61,188			-
	Construction		-			-			-			-			15,155			-
	Residential mortgage
	Non-jumbo		2,708			1,673			1,321			5,702			207,244			-
	Jumbo		-			-			-			-			53,406			-
	Home equity		588			87			-			675			54,169			-
	Consumer		224			82			106			412			19,477			-
	Other		-			-			-			-			3,276			-
	Total	$	6,461		$	2,450		$	11,870		$	20,781		$	928,948		$	-
		At June 30, 2013
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	144		$	55		$	1,669		$	1,868		$	77,095		$	-
	Commercial real estate
Owner-occupied		85			-			314			399			149,261			-
Non-owner occupied		543			-			899			1,442			276,331			-
Construction and development
Land and land development		698			-			9,929			10,627			62,800			-
Construction		-			-			60			60			7,574			-
Residential mortgage
Non-jumbo		4,086			1,171			2,494			7,751			209,008			-
Jumbo		709			-			9,000			9,709			48,858			-
Home equity		101			26			25			152			53,622			-
Consumer		239			64			63			366			19,781			-
Other		53			-			-			53			3,344			-
Total	$	6,658		$	1,316		$	24,453		$	32,427		$	907,674		$	-
Nonaccrual loans:  The following table presents the nonaccrual loans included in the net balance of loans at June 30, 2014, December 31, 2013 and June 30, 2013.
Dollars in thousands		6/30/14			12/31/13			6/30/13
Commercial		$	416		$	1,224		$	3,996
Commercial real estate
Owner-occupied			953			1,953			796
Non-owner occupied			583			365			899
Construction and development
Land & land development			8,849			12,830			11,445
Construction			-			-			60
Residential mortgage
Non-jumbo			2,950			2,446			4,333
Jumbo			-			-			9,000
Home equity			339			-			271
Consumer			129			128			92
Total		$	14,219		$	18,946		$	30,892
Impaired loans:  Impaired loans include the following:
§	Loans which we risk-rate (consisting of loan relationships having aggregate balances in excess of $2.0 million, or loans exceeding $500,000 and exhibiting credit weakness) through our normal loan review procedures and which, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement.   Risk-rated loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired.
§	Loans that have been modified in a troubled debt restructuring.
Both commercial and consumer loans are deemed impaired upon being contractually modified in a troubled debt restructuring. Troubled debt restructurings typically result from our loss mitigation activities and occur when we grant a concession to a borrower who is experiencing financial difficulty in order to minimize our economic loss and to avoid foreclosure or repossession of collateral.  Once restructured in a troubled debt restructuring, a loan is generally considered impaired until its maturity, regardless of whether the borrower performs under the modified terms.  Although such a loan may be returned to accrual status if the criteria set forth in our accounting policy are met, the loan would continue to be evaluated for an asset-specific allowance for loan losses and we would continue to report the loan in the impaired loan table below.
The table below sets forth information about our impaired loans.
Method Used to Measure Impairment of Impaired Loans
Dollars in thousands
Loan Category	6/30/14			12/31/13			6/30/13			Method used to measure impairment
Commerical	$	506		$	1,864		$	7,825		Fair value of collateral
		-			158			162		Discounted cash flow
Commerical real estate
Owner-occupied		1,924			10,067			12,074		Fair value of collateral
		8,969			2,483			2,657		Discounted cash flow
Non-owner occupied		513			5,832			6,814		Fair value of collateral
		5,236			-			-		Discounted cash flow
Construction and development
Land & land development		14,023			24,625			26,710		Fair value of collateral
		1,446			644			654		Discounted cash flow
Residential mortgage
Non-jumbo		3,440			5,516			5,322		Fair value of collateral
		2,592			566			891		Discounted cash flow
Jumbo		6,648			8,768			17,824		Fair value of collateral
		2,073			-			-		Discounted cash flow
Home equity		186			212			213		Fair value of collateral
Consumer		37			47			62		Fair value of collateral
Total	$	47,593		$	60,782		$	81,208
The following tables present loans individually evaluated for impairment at June 30, 2014, December 31, 2013 and June 30, 2013.
	30-Jun-14
										Average			Interest Income
	Recorded			Unpaid			Related			Impaired			Recognized
Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
Without a related allowance
Commercial	$	506		$	506		$	-		$	506		$	35
Commercial real estate
Owner-occupied		6,287			6,288			-			6,287			248
Non-owner occupied		5,012			5,014			-			5,012			249
Construction and development
Land & land development		13,853			13,853			-			13,853			293
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		3,390			3,398			-			3,390			161
Jumbo		7,823			7,828			-			7,823			401
Home equity		186			186			-			186			11
Consumer		38			37			-			38			3
Total without a related allowance	$	37,095		$	37,110		$	-		$	37,095		$	1,401
With a related allowance
Commercial	$	-		$	-		$	-		$	-		$	-
Commercial real estate
Owner-occupied		4,605			4,605			266			4,605			213
Non-owner occupied		735			735			79			735			79
Construction and development
Land & land development		1,616			1,616			898			1,616			40
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		2,633			2,634			299			2,633			107
Jumbo		893			893			53			893			44
Home equity		-			-			-			-			-
Consumer		-			-			-			-			-
Total with a related allowance	$	10,482		$	10,483		$	1,595		$	10,482		$	483
Total
Commercial	$	32,614		$	32,617		$	1,243		$	32,614		$	1,157
Residential real estate		14,925			14,939			352			14,925			724
Consumer		38			37			-			38			3
Total	$	47,577		$	47,593		$	1,595		$	47,577		$	1,884
	31-Dec-13
										Average			Interest Income
	Recorded			Unpaid			Related			Impaired			Recognized
Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
Without a related allowance
Commercial	$	1,161		$	1,167		$	-		$	1,518		$	98
Commercial real estate
Owner-occupied		8,434			8,434			-			7,675			226
Non-owner occupied		5,075			5,077			-			5,110			253
Construction and development
Land & land development		14,732			14,737			-			11,628			325
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		3,587			3,595			-			2,858			157
Jumbo		7,862			7,867			-			7,910			405
Home equity		186			186			-			186			11
Consumer		26			27			-			28			1
Total without a related allowance		41,063			41,090			-			36,913			1,476
With a related allowance
Commercial		855			855			406			1,013			-
Commercial real estate
Owner-occupied		4,116			4,116			305			3,945			184
Non-owner occupied		747			755			175			515			28
Construction and development
Land & land development		10,532			10,532			3,186			11,310			147
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		2,485			2,487			256			2,292			107
Jumbo		900			901			37			906			45
Home equity		27			26			22			27			-
Consumer		20			20			13			9			-
Total with a related allowance		19,682			19,692			4,400			20,017			511
Total
Commercial		45,652			45,673			4,072			42,714			1,261
Residential real estate		15,047			15,062			315			14,179			725
Consumer		46			47			13			37			1
Total	$	60,745		$	60,782		$	4,400		$	56,930		$	1,987
	30-Jun-13
										Average			Interest Income
	Recorded			Unpaid			Related			Impaired			Recognized
Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
Without a related allowance
Commercial	$	6,942		$	7,104		$	-		$	8,133		$	435
Commercial real estate
Owner-occupied		9,770			9,774			-			10,638			491
Non-owner occupied		5,396			5,398			-			3,969			199
Construction and development
Land & land development		16,904			16,904			-			16,853			725
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		3,250			3,258			-			3,035			120
Jumbo		7,911			7,916			-			9,352			503
Home equity		186			186			-			186			11
Consumer		37			38			-			37			2
Total without a related allowance	$	50,396		$	50,578		$	-		$	52,203		$	2,486
With a related allowance
Commercial	$	874		$	883		$	387		$	565		$	4
Commercial real estate
Owner-occupied		4,957			4,957			741			3,967			186
Non-owner occupied		1,415			1,416			165			1,421			28
Construction and development
Land & land development		10,460			10,460			1,844			10,483			65
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		2,952			2,955			307			2,963			141
Jumbo		9,907			9,908			1,044			10,277			45
Home equity		28			27			27			28			-
Consumer		25			24			13			25			2
Total with a related allowance	$	30,618		$	30,630		$	4,528		$	29,729		$	471
Total
Commercial	$	56,718		$	56,896		$	3,137		$	56,029		$	2,133
Residential real estate		24,234			24,250			1,378			25,841			820
Consumer		62			62			13			62			4
Total	$	81,014		$	81,208		$	4,528		$	81,932		$	2,957
A modification of a loan is considered a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession that we would not otherwise consider. This may include a transfer of real estate or other assets from the borrower, a modification of loan terms, or a combination of both.  A loan continues to be classified as a TDR for the life of the loan.  Included in impaired loans are TDRs of $33.2 million, of which $31.6 million were current with respect to restructured contractual payments at June 30, 2014, and $34.5 million, of which $33.6 million were current with respect to restructured contractual payments at December 31, 2013.  There were no commitments to lend additional funds under these restructurings at either balance sheet date.
The following table presents by class the TDRs that were restructured during the three and six months ended June 30, 2014 and 2013.  Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate.  All TDRs are evaluated individually for allowance for loan loss purposes.
	For the Three Months Ended									For the Three Months Ended
	30-Jun-14									30-Jun-13
			Pre-modification			Post-modification						Pre-modification			Post-modification
	Number of		Recorded			Recorded				Number of		Recorded			Recorded
dollars in thousands	Modifications		Investment			Investment				Modifications		Investment			Investment
Commercial	3		$	82		$	86			1		$	23		$	23
Commercial real estate
Owner-occupied	-			-			-			-			-			-
Non-owner occupied	-			-			-			-			-			-
Construction and development
Land & land development	-			-			-			-			-			-
Construction	-			-			-			-			-			-
Residential real estate
Non-jumbo	-			-			-			2			241			241
Jumbo	-			-			-			-			-			-
Home equity	-			-			-			-			-			-
Consumer	-			-			-			-			-			-
Total	3		$	82		$	86			3		$	264		$	264
	For the Six Months Ended									For the Six Months Ended
	30-Jun-14									30-Jun-13
			Pre-modification			Post-modification						Pre-modification			Post-modification
	Number of		Recorded			Recorded				Number of		Recorded			Recorded
dollars in thousands	Modifications		Investment			Investment				Modifications		Investment			Investment
Commercial	3		$	82		$	86			1		$	23		$	23
Commercial real estate
Owner-occupied	-			-			-			-			-			-
Non-owner occupied	-			-			-			-			-			-
Construction and development
Land & land development	-			-			-			1			49			50
Construction	-			-			-			-			-			-
Residential real estate
Non-jumbo	-			-			-			2			241			241
Jumbo	-			-			-			-			-			-
Home equity	-			-			-			-			-			-
Consumer	-			-			-			-			-			-
Total	3		$	82		$	86			4		$	313		$	314
The following table presents defaults during the stated period of TDRs that were restructured during the past twelve months.  For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period.
	For the Three Months Ended					For the Six Months Ended
	30-Jun-14					30-Jun-14
	Number		Recorded			Number		Recorded
	of		Investment			of		Investment
dollars in thousands	Defaults		at Default Date			Defaults		at Default Date
Commercial	2		$	78		2		$	78
Commercial real estate
Owner-occupied	-			-		-			-
Non-owner occupied	-			-		-			-
Construction and development
Land & land development	1			695		1			698
Construction	-			-		-			-
Residential real estate
Non-jumbo	2			335		2			334
Jumbo	-			-		-			-
Home equity	-			-		-			-
Consumer	-			-		-			-
Total	5		$	1,108		5		$	1,110
The following table details the activity regarding TDRs by loan type for the three months and six months ended June 30, 2014, and the related allowance on TDRs.
For the Three Months Ended June 30, 2014
	Construction & Land Development
	Land &									Commercial Real Estate						Residential Real Estate
	Land												Non-
	Develop-			Construc-			Commer-			Owner			Owner			Non-						Home		Con-
Dollars in thousands	ment			tion			cial			Occupied			Occupied			jumbo			Jumbo			Equity		sumer			Other		Total
Troubled debt restructurings
Balance June 30, 2013	$	6,069		$	-		$	509		$	9,644		$	5,492		$	5,513		$	6,237		$	-	$	40		$	-	$	33,504
Additions		-			-			86			-			-			-			-			-		-			-		86
Charge-offs		-			-			-			-			-			-			-			-		-			-		-
Net (paydowns) advances		(101	)		-			(97	)		(55	)		(27	)		(19	)		(36	)		-		(2	)		-		-337
Transfer into OREO		-			-			-			-			-			-			-			-		-			-		-
Refinance out of TDR status		-			-			-			-			-			-			-			-		-			-		-
Balance June 30, 2014	$	5,968		$	-		$	498		$	9,589		$	5,465		$	5,494		$	6,201		$	-	$	38		$	-	$	33,253
Allowance related to
troubled debt restructurings	$	171		$	-		$	-		$	188		$	79		$	298		$	52		$	-	$	-		$	-	$	788
For the Six Months Ended June 30, 2014
	Construction & Land Development
	Land &									Commercial Real Estate						Residential Real Estate
	Land												Non-
	Develop-			Construc-			Commer-			Owner			Owner			Non-						Home		Con-
Dollars in thousands	ment			tion			cial			Occupied			Occupied			jumbo			Jumbo			Equity		sumer			Other		Total
Troubled debt restructurings
Balance January 1, 2014	$	6,163		$	-		$	1,243		$	9,699		$	5,544		$	5,541		$	6,278		$	-	$	47		$	-	$	34,515
Additions		-			-			86			-			-			-			-			-		-			-		86
Charge-offs		-			-			-			-			-			-			-			-		(3	)		-		-3
Net (paydowns) advances		(195	)		-			(831	)		(110	)		(79	)		(47	)		(77	)		-		(6	)		-		-1,345
Transfer into OREO		-			-			-			-			-			-			-			-		-			-		-
Refinance out of TDR status		-			-			-			-			-			-			-			-		-			-		-
Balance June 30, 2014	$	5,968		$	-		$	498		$	9,589		$	5,465		$	5,494		$	6,201		$	-	$	38		$	-	$	33,253
Allowance related to
troubled debt restructurings	$	171		$	-		$	-		$	188		$	79		$	298		$	52		$	-	$	-		$	-	$	788
We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk.  We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $2 million, at which time these loans are re-graded. We use the following definitions for our risk grades:
Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below.
OLEM (Special Mention):  Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future.
Substandard:   Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity, and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated.
Doubtful:  Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high.
Loss:  Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future.
The following table presents the recorded investment in construction and development, commercial, and commercial real estate loans which are generally evaluated based upon the internal risk ratings defined above.
Loan Risk Profile by Internal Risk Rating
	Construction and Development																		Commercial Real Estate
	Land and land development						Construction						Commercial						Owner Occupied					Non-Owner Occupied
Dollars in thousands	6/30/14			12/31/13			6/30/14			12/31/13			6/30/14			12/31/13			6/30/14			12/31/13		6/30/14			12/31/13
Pass	$	45,624		$	41,662		$	20,432		$	15,022		$	88,446		$	82,323		$	150,578		$	143,982	$	303,213		$	268,967
OLEM (Special Mention)		4,539			5,550			470			133			1,203			4,544			1,903			1,412		9,483			10,222
Substandard		14,083			24,131			-			-			447			1,485			1,779			4,224		1,743			1,601
Doubtful		-			110			-			-			-			-			-			-		-			-
Loss		-			-			-			-			-			-			-			-		-			-
Total	$	64,246		$	71,453		$	20,902		$	15,155		$	90,096		$	88,352		$	154,260		$	149,618	$	314,439		$	280,790
The following table presents the recorded investment in consumer, residential real estate, and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity.
	Performing										Nonperforming
Dollars in thousands	6/30/14			12/31/13			6/30/13				6/30/14			12/31/13			6/30/13
Residential real estate
Non-jumbo	$	216,619		$	210,500		$	212,426			$	2,950		$	2,446		$	4,333
Jumbo		52,487			53,406			49,567				-			-			9,000
Home Equity		60,909			54,844			53,503				339			-			271
Consumer		19,648			19,761			20,056				129			128			91
Other		6,798			3,276			3,397				-			-			-
Total	$	356,461		$	341,787		$	338,949			$	3,418		$	2,574		$	13,695
Loan commitments:  ASC Topic 815, Derivatives and Hedging, requires that commitments to make mortgage loans should be accounted for as derivatives if the loans are to be held for sale, because the commitment represents a written option and accordingly is recorded at the fair value of the option liability.

7_Allowance_For_Loan_Losses

7. Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2014
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]	'
Allowance For Loan Losses	'
	An analysis of the allowance for loan losses for the six month periods ended June 30, 2014 and 2013, and for the year ended December 31, 2013 is as follows:
		Six Months Ended				Year Ended
		June 30,				December 31,
	Dollars in thousands	2014		2013		2013
	Balance, beginning of year	$	12,659	$	17,933	$	17,933
	Losses:
	Commercial		390		54		723
	Commercial real estate
	Owner occupied		11		66		1,031
	Non-owner occupied		-		9		9
	Construction and development
	Land and land development		3,533		2,166		3,596
	Construction		-		-		-
	Residential real estate
	Non-jumbo		46		384		541
	Jumbo		63		3,625		4,741
	Home equity		-		76		77
	Consumer		80		34		79
	Other		51		51		162
	Total		4,174		6,465		10,959
	Recoveries:
	Commercial		17		4		12
	Commercial real estate
	Owner occupied		31		2		8
	Non-owner occupied		4		-		674
	Construction and development
	Land and land development		165		9		187
	Construction		-		-		-
	Real estate - mortgage
	Non-jumbo		53		43		127
	Jumbo		163		3		6
	Home equity		3		1		5
	Consumer		41		37		79
	Other		44		55		87
	Total		521		154		1,185
	Net losses		3,653		6,311		9,774
	Provision for loan losses		2,000		2,500		4,500
	Balance, end of year	$	11,006	$	14,122	$	12,659
	Activity in the allowance for loan losses by loan class during the first six months of 2014 is as follows:
		Construction & Land Development
		Land &						Commercial Real Estate				Residential Real Estate
		Land								Non-
		Develop-		Construc-		Commer-		Owner		Owner		Non-					Home		Con-
	Dollars in thousands	ment		tion		cial		Occupied		Occupied		jumbo			Jumbo		Equity		sumer		Other		Total
	Allowance for loan losses
	Beginning balance	$	5,455	$	269	$	1,324	$	969	$	641	$	1,842		$	1,888	$	173	$	47	$	51	$	12,659
	Charge-offs		3,533		-		390		11		-		46			63		-		80		51		4,174
	Recoveries		165		-		17		31		4		53			163		3		41		44		521
	Provision		1,722		85		124		8		98		(318	)		93		83		38		67		2,000
	Ending balance	$	3,809	$	354	$	1,075	$	997	$	743	$	1,531		$	2,081	$	259	$	46	$	111	$	11,006
	Allowance related to:
	Loans individually
	evaluated for impairment	$	898	$	-	$	-	$	267	$	79	$	299		$	52	$	-	$	-	$	-	$	1,595
	Loans collectively
	evaluated for impairment		2,911		354		1,075		730		664		1,232			2,029		259		46		111		9,411
	Loans acquired with
	deteriorated credit quality		-		-		-		-		-		-			-		-		-		-		-
	Total	$	3,809	$	354	$	1,075	$	997	$	743	$	1,531		$	2,081	$	259	$	46	$	111	$	11,006
	Loans
	Loans individually
	evaluated for impairment	$	15,469	$	-	$	506	$	10,893	$	5,749	$	6,032		$	8,721	$	186	$	37	$	-	$	47,593
	Loans collectively
	evaluated for impairment		48,777		20,902		89,590		143,367		308,690		213,537			43,766		61,062		19,740		6,798	$	956,229
Loans acquired with
deteriorated credit quality		-		-		-		-		-		-			-		-		-		-		-
Total	$	64,246	$	20,902	$	90,096	$	154,260	$	314,439	$	219,569		$	52,487	$	61,248	$	19,777	$	6,798	$	1,003,822

8_Goodwill_And_Other_Intangibl

8. Goodwill And Other Intangible Assets	6 Months Ended
	Jun. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Goodwill And Other Intangible Assets	'
	The following tables present our goodwill by reporting unit at June 30, 2014 and other intangible assets by reporting unit at June 30, 2013 and December 31, 2013.
		Goodwill Activity
		Community		Insurance
	Dollars in thousands	Banking		Services		Total
	Balance, January 1, 2014	$	1,488	$	4,710	$	6,198
	Acquired goodwill, net		-		-		-
	Balance, June 30, 2014	$	1,488	$	4,710	$	6,198
		Other Intangible Assets
		30-Jun-14						31-Dec-13
		Community		Insurance				Community		Insurance
	Dollars in thousands	Banking		Services		Total		Banking		Services		Total
	Unidentifiable intangible assets
	Gross carrying amount	$	2,267	$	-	$	2,267	$	2,267	$	-	$	2,267
	Less:  accumulated amortization		2,267		-		2,267		2,216		-		2,216
	Net carrying amount	$	-	$	-	$	-	$	51	$	-	$	51
	Identifiable intangible assets
	Gross carrying amount	$	-	$	3,000	$	3,000	$	-	$	3,000	$	3,000
	Less:  accumulated amortization		-		1,400		1,400		-		1,300		1,300
	Net carrying amount	$	-	$	1,600	$	1,600	$	-	$	1,700	$	1,700
	We recorded amortization expense of approximately $150,000 for the six months ended June 30, 2014 relative to our other intangible assets.  Annual amortization is expected to be approximately $251,000 in 2014, and $200,000 for each of the years ending 2015 through 2018.

9_Deposits

9. Deposits	6 Months Ended
	Jun. 30, 2014
Deposits	'
Deposits	'
	The following is a summary of interest bearing deposits by type as of June 30, 2014 and 2013 and December 31, 2013:
			June 30,			December 31,		June 30,
	Dollars in thousands		2014			2013		2013
	Demand deposits, interest bearing		$	187,855		$	186,578	$	187,244
	Savings deposits			243,323			193,446		196,069
	Time deposits			520,483			530,951		562,703
	Total		$	951,661		$	910,975	$	946,016
	Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $159.0 million, $160.8 million and $192.1 million at June 30, 2014, December 31, 2013, and June 30, 2013, respectively.
	A summary of the scheduled maturities for all time deposits as of June 30, 2014 is as follows:
	Dollars in thousands
	Six month period ending December 31, 2014		$	117,062
	Year ending December 31, 2015			125,062
	Year ending December 31, 2016			116,389
	Year ending December 31, 2017			43,842
	Year ending December 31, 2018			44,658
	Thereafter			73,470
			$	520,483
	The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of June 30, 2014:
	Dollars in thousands	Amount			Percent
	Three months or less	$	49,136		12.80%
	Three through six months		27,033		7.00%
	Six through twelve months		53,313		13.90%
	Over twelve months		254,190		66.30%
	Total	$	383,672		100.00%

10_Borrowed_Funds

10. Borrowed Funds	6 Months Ended
	Jun. 30, 2014
Debt Disclosure [Abstract]	'
Borrowed Funds	'
	Short-term borrowings:    A summary of short-term borrowings is presented below:
		Six Months Ended June 30,
		2014						2013
					Federal Funds						Federal Funds
		Short-term			Purchased			Short-term			Purchased
		FHLB			and Lines			FHLB			and Lines
	Dollars in thousands	Advances			of Credit			Advances			of Credit
	Balance at June 30	$	86,050		$	5,679		$	15,800		$	962
	Average balance outstanding for the period		69,108			8,336			17,938			3,474
	Maximum balance outstanding at
	any month end during period		87,550			8,976			45,000			5,961
	Weighted average interest rate for the period		0.31	%		0.25	%		0.25	%		0.25%
	Weighted average interest rate for balances
	outstanding at June 30		0.29	%		0.25	%		0.25	%		0.25%
		Year Ended December 31, 2013
					Federal Funds
		Short-term			Purchased
		FHLB			and Lines
	Dollars in thousands	Advances			of Credit
	Balance at December 31	$	53,800		$	8,969
	Average balance outstanding for the period		29,786			4,313
	Maximum balance outstanding at
	any month end during period		55,300			8,969
	Weighted average interest rate for the period		0.28	%		0.25%
	Weighted average interest rate for balances
	outstanding at December 31		0.26	%		0.25%
	Long-term borrowings:  Our long-term borrowings of $121.9 million, $163.5 million and $163.6 million at June 30, 2014, December 31, 2013, and June 30, 2013 respectively, consisted primarily of advances from the Federal Home Loan Bank (“FHLB”) and structured reverse repurchase agreements with two unaffiliated institutions. All FHLB advances are collateralized primarily by similar amounts of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations.
								Balance at
		Balance at June 30,						December 31,
	Dollars in thousands	2014			2013			2013
	Long-term FHLB advances	$	41,026		$	82,649		$	82,600
	Long-term reverse repurchase agreements		72,000			72,000			72,000
	Term loans		8,916			8,916			8,916
	Total	$	121,942		$	163,565		$	163,516
	The term loans are secured by the common stock of our subsidiary bank.  $5.4 million bears a variable interest rate of prime minus 50 basis points with a final maturity of 2017, and $3.5 million bears a fixed rate of 8% with a final maturity of 2023.
	Our long term FHLB borrowings and reverse repurchase agreements bear both fixed and variable rates and mature in varying amounts through the year 2026.
	The average interest rate paid on long-term borrowings for the six month period ended June 30, 2014 was 4.01% compared to 3.86% for the first six months of 2013.
	Subordinated debentures:  We have subordinated debt totaling $16.8 million at June 30, 2014, December 31, 2013, and June 30, 2013.  The subordinated debt qualifies as Tier 2 capital under Federal Reserve Board guidelines until the debt is within 5 years of its maturity; thereafter the amount qualifying as Tier 2 capital is reduced by 20 percent each year until maturity.  During 2009, we issued $6.8 million in subordinated debt, of which $5 million was issued to an affiliate of a director of Summit.  We also issued $1.0 million and $0.8 million to two unrelated parties.  These three issuances bear an interest rate of 10 percent per annum, a term of 10 years, and are not prepayable by us within the first five years.  During 2008, we issued $10 million of subordinated debt to an unrelated institution, which bears a variable interest rate of 1 month LIBOR plus 275 basis points and a term of 7.5 years.
	Subordinated debentures owed to unconsolidated subsidiary trusts:  We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”).  The debentures held by the trusts are their sole assets.  Our subordinated debentures totaled $19.6 million at June 30, 2014, December 31, 2013, and June 30, 2013.
	In October 2002, we sponsored SFG Capital Trust I, in March 2004, we sponsored SFG Capital Trust II, and in December 2005, we sponsored SFG Capital Trust III, of which 100% of the common equity of each trust is owned by us.  SFG Capital Trust I issued $3.5 million in capital securities and $109,000 in common securities and invested the proceeds in $3.61 million of debentures. SFG Capital Trust II issued $7.5 million in capital securities and $232,000 in common securities and invested the proceeds in $7.73 million of debentures. SFG Capital Trust III issued $8.0 million in capital securities and $248,000 in common securities and invested the proceeds in $8.25 million of debentures.  Distributions on the capital securities issued by the trusts are payable quarterly at a variable interest rate equal to 3 month LIBOR plus 345 basis points for SFG Capital Trust I, 3 month LIBOR plus 280 basis points for SFG Capital Trust II, and 3 month LIBOR plus 145 basis points for SFG Capital Trust III, and equals the interest rate earned on the debentures held by the trusts, and is recorded as interest expense by us.  The capital securities are subject to mandatory redemption in whole or in part, upon repayment of the debentures.  We have entered into agreements which, taken collectively, fully and unconditionally guarantee the capital securities subject to the terms of the guarantee.  The debentures of each Capital Trust are redeemable by us quarterly.
	The capital securities held by SFG Capital Trust I, SFG Capital Trust II, and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines.  In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill.  The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital.
	A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows:
									Subordinated
									debentures owed
			Long-term			Subordinated			to unconsolidated
	Dollars in thousands		borrowings			debentures			subsidiary trusts
	Year Ending December 31,	2014	$	43,952		$	-		$	-
		2015		1,909			10,000			-
		2016		28,911			-			-
		2017		918			-			-
		2018		45,017			-			-
		Thereafter		1,235			6,800			19,589
			$	121,942		$	16,800		$	19,589

11_Share_Based_Compensation

11. Share Based Compensation	6 Months Ended
	Jun. 30, 2014
Shares Held in Employee Stock Ownership Plan [Abstract]	'
Stock Option Plan	'
	The 2014 Long-Term Incentive Plan (“2014 LTIP”) was adopted by our shareholders in May 2014 to enhance the ability of the Company to attract and retain exceptionally qualified individuals to serve as key employees. The LTIP provides for the issuance of up to 500,000 shares of common stock, in the form of equity awards including stock options, restricted stock, restricted stock units, stock appreciation rights, performance units, other stock-based awards or any combination thereof,  to our key employees.  No awards have been granted under the 2014 LTIP.
	Stock options awarded under the 2009 Officer Stock Option Plan and the 1998 Officer Stock Option Plan (collectively, the “Plans”) were not altered by the 2014 LTIP, and remain subject to the terms of the Plans.  However, under the terms of the 2014 LTIP, all shares of common stock remaining issuable under the Plans at the time the 2014 LTIP was adopted ceased to be available for future issuance.
	The fair value of our employee stock options granted under the Plans is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. Because our employee stock options have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options at the time of grant.  There were no options granted during the first six months of 2014 or 2013.
	We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited.  During the first six months of 2014 and 2013, our stock compensation expense and related deferred taxes were insignificant.
	A summary of activity in our Plans during the first six months of 2014 and 2013 is as follows:
		For the Six Months Ended June 30,
		2014					2013
				Weighted-Average					Weighted-Average
		Options		Exercise Price			Options		Exercise Price
	Outstanding, January 1	185,410		$	19.59		249,700		$	18.98
	Granted	-			-		-			-
	Exercised	(3,200	)		4.63		(12,000	)		5.09
	Forfeited	-			-		(1,750	)		19.69
	Expired	(2,500	)		17.43		(39,700	)		23.41
	Outstanding, June 30	179,710		$	19.88		196,250		$	18.92
	Other information regarding options outstanding and exercisable at June 30, 2014 is as follows:
				Options Outstanding									Options Exercisable
									Wted. Avg.		Aggregate					Aggregate
									Remaining		Intrinsic					Intrinsic
	Range of			# of					Contractual		Value		# of			Value
	exercise price			shares		WAEP			Life (yrs)		(in thousands)		shares	WAEP		(in thousands)
	$	2.54 - $6.00		13,550		$	4.69		4.2		$	81	11,550	$	5.06	$	64
		6.01 - 10.00		23,160			9.07		2.73			36	22,560		9.14		34
		10.01 - 17.50		-			-		-			-	-		0		-
		17.51 - 20.00		38,500			17.8		2.5			-	38,500		17.8		-
		20.01 - 25.93		104,500			25.04		2.24			-	104,500		25.04		-
				179,710			19.88				$	117	177,110		20.12	$	98

12_Commitments_And_Contingenci

12. Commitments And Contingencies	6 Months Ended
	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments And Contingencies	'
	Off-Balance Sheet Arrangements
	We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers.  These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position.  The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments.
	Many of our lending relationships contain both funded and unfunded elements.  The funded portion is reflected on our balance sheet.  The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility.  Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements.
	A summary of the total unfunded, or off-balance sheet, credit extension commitments follows:
		June 30,
	Dollars in thousands	2014
	Commitments to extend credit:
	Revolving home equity and
	credit card lines	$	51,340
	Construction loans		22,618
	Other loans		43,683
	Standby letters of credit		1,668
	Total	$	119,309
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  We evaluate each customer's credit worthiness on a case-by-case basis.  The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation.  Collateral held varies but may include accounts receivable, inventory, equipment or real estate.
	Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party.  Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party.
	Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments.  We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments.
	Legal Contingencies
	On May 13, 2014, the ResCap Liquidating Trust (“ResCap”), as successor to Residential Funding Company, LLC f/k/a Residential Funding Corporation (“RFC”), filed a complaint against Summit Financial Mortgage, LLC (“Summit Mortgage”), a former residential mortgage subsidiary of Summit whose operations were discontinued in 2007, in the United States Bankruptcy Court for the Southern District of New York and subsequently amended its complaint on July 25, 2014. The Amended Complaint asserts the following three causes of action related to Summit Mortgage’s origination and subsequent sale of mortgage loans to Residential Funding Corporation:  1) Summit Mortgage breached its representations and warranties made in the contract governing the sale of the mortgage loans to RFC;  2) an indemnification claim against Summit Mortgage for damages paid by ResCap to settle claims in RFC’s bankruptcy proceeding which allegedly relate to mortgage loans Summit Mortgage sold to RFC; 3) a claim for damages against Summit Community Bank, Inc., former parent of Summit Mortgage, arising out of a guaranty in which the Bank guaranteed Summit Mortgage’s full performance under the contract governing the sale of mortgage loans to RFC. An estimate as to possible loss resulting from the Amended Complaint cannot be provided at this time because such an estimate cannot be made., and Summit intends to defend these claims vigorously.
	We are not a party to any other litigation except for matters that arise in the normal course of business.  While it is impossible to ascertain the ultimate resolution or range of financial liability with respect to these contingent matters, in the opinion of management, the outcome of these matters will not have a significant adverse effect on the consolidated financial statements.

13_Regulatory_Matters

13. Regulatory Matters	6 Months Ended
	Jun. 30, 2014
RegulatoryMattersAbstract	'
Regulatory Matters	'
	We and our subsidiaries are subject to various regulatory capital requirements administered by the banking regulatory agencies.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we and each of our subsidiaries must meet specific capital guidelines that involve quantitative measures of our and our subsidiaries’ assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices.  We and each of our subsidiaries’ capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require us and each of our subsidiaries to maintain minimum amounts and ratios of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined).  We believe, as of June 30, 2014, that we and each of our subsidiaries met all capital adequacy requirements to which they were subject.
	The most recent notifications from the banking regulatory agencies categorized us and each of our subsidiaries as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, we and each of our subsidiaries must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below.
	Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.
											To be Well Capitalized
							Minimum Required				under Prompt Corrective
			Actual				Regulatory Capital				Action Provisions
	Dollars in thousands		Amount		Ratio		Amount		Ratio		Amount		Ratio
	As of June 30, 2014
	Total Capital (to risk weighted assets)
	Summit		$	146,096	14.2	%	$	82,556	8	%	$	103,195	10.00%
	Summit Community			160,462	15.6	%		82,035	8	%		102,543	10.00%
	Tier I Capital (to risk weighted assets)
	Summit			127,490	12.4	%		41,278	4	%		61,917	6.00%
	Summit Community			149,456	14.5	%		41,281	4	%		61,922	6.00%
	Tier I Capital (to average assets)
	Summit			127,490	9	%		56,474	4	%		70,592	5.00%
	Summit Community			149,456	10.6	%		56,452	4	%		70,565	5.00%
	As of December 31, 2013
	Total Capital (to risk weighted assets)
	Summit			144,202	14.5	%		79,638	8	%		99,547	10.00%
	Summit Community			156,473	15.7	%		79,627	8	%		99,534	10.00%
	Tier I Capital (to risk weighted assets)
	Summit			122,918	12.4	%		39,499	4	%		59,248	6.00%
	Summit Community			143,989	14.5	%		39,814	4	%		59,720	6.00%
	Tier I Capital (to average assets)
	Summit			122,918	8.9	%		55,151	4	%		68,938	5.00%
	Summit Community			143,989	10.4	%		55,150	4	%		68,938	5.00%
	Summit Financial Group, Inc. (“Summit”) and its bank subsidiary, Summit Community Bank, Inc. (the “Bank”), have entered into informal Memoranda of Understanding (“MOU’s”) with their respective regulatory authorities.  A memorandum of understanding is characterized by the regulatory authorities as an informal action that is not published or publicly available and that is used when circumstances warrant a milder form of action than a formal supervisory action, such as a formal written agreement or order.
	Under the Summit MOU, Summit has agreed among other things to:
	§	Summit suspending all cash dividends on its common stock until further notice.  Dividends on all preferred stock, as well as interest payments on subordinated notes underlying Summit’s trust preferred securities, continue to be permissible; and,
	§	Summit not incurring any additional debt, other than trade payables, without the prior written consent of the principal banking regulators.
	Additional information regarding Summit’s MOU is included in Part I. Item 1A – Risk Factors on our Form 10-K for the year ended December 31, 2013.
	On October 25, 2012, the Bank entered into a revised MOU (“Bank MOU”) which replaced the Bank MOU effective September 24, 2009 and subsequently amended on February 1, 2011.  In general, the Bank MOU includes provisions substantially similar to those in the prior Bank MOU with the exception that several provisions deemed no longer applicable by the regulatory authorities were removed and a provision relative to reducing the Bank’s levels of classified assets was added.
	In summary, we have agreed, among other things, to address the following matters relative to the Bank:
	§	maintaining a Board committee which monitors and promotes compliance with the provisions of the Bank MOU;
	§	providing the Bank’s regulatory authorities with updated reports of criticized assets and/or formal workout plans for all nonperforming borrower relationships with an aggregate outstanding balance exceeding $1 million;
	§	developing and submitting to regulatory authorities a written plan to reduce the Bank’s risk exposure in each adversely classified credit relationship in excess of $1 million and all OREO;
	§	establishing procedures to report all loans with balances exceeding $500,000 that have credit weaknesses or that fall outside of the Bank’s policy;
	§	annually reviewing the organizational structure and operations of the Bank’s loan department;
	§	maintaining an adequate allowance for loan and lease losses through charges to current operating income;
	§	reviewing overall liquidity objectives and developing and submitting to regulatory authorities plans and procedures aimed to improve liquidity and reduce reliance on volatile liabilities;
	§	preparing comprehensive budgets and earnings forecasts for the Bank and submitting reports comparing actual performance to the budget plan;
	§	maintaining a minimum Tier 1 Leverage Capital ratio of at least 8% and a Total Risk-based Capital ratio of at least 11%;
	§	not paying any cash dividends without the prior written consent of the banking regulators; and,
	§	providing quarterly progress reports to the Bank’s regulatory authorities detailing steps taken to comply with the Bank MOU.

14_Segment_Information

14. Segment Information	6 Months Ended
	Jun. 30, 2014
Segment Reporting [Abstract]	'
Segment Information	'
	We operate two business segments:  community banking and insurance & financial services.  These segments are primarily identified by the products or services offered.  The community banking segment consists of our full service banks which offer customers traditional banking products and services through various delivery channels.  The insurance & financial services segment includes three insurance agency offices that sell insurance products.  The accounting policies discussed throughout the notes to the consolidated financial statements apply to each of our business segments.
	Inter-segment revenue and expense consists of management fees allocated to the community banking and the insurance & financial services segments for all centralized functions that are performed by the parent, including overall direction in the areas of strategic planning, investment portfolio management, asset/liability management, financial reporting and other financial and administrative services.  Information for each of our segments is included below:
			Six Months Ended June 30, 2014
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	21,311		$	-		$	(953	)	$	-		$	20,358
	Provision for loan losses			2,000			-			-			-			2,000
	Net interest income after provision for loan losses			19,311			-			(953	)		-			18,358
	Other income			2,901			2,588			590			(590	)		5,489
	Other expenses			14,672			2,089			857			(590	)		17,028
	Income (loss) before income taxes			7,540			499			(1,220	)		-			6,819
	Income tax expense (benefit)			2,187			172			(362	)		-			1,997
	Net income (loss)			5,353			327			(858	)		-			4,822
	Dividends on preferred shares			-			-			387			-			387
	Net income (loss) applicable to common shares		$	5,353		$	327		$	(1,245	)	$	-		$	4,435
	Inter-segment revenue (expense)		$	(532	)	$	(58	)	$	590		$	-		$	-
	Average assets		$	1,454,597		$	6,064		$	162,023		$	(217,039	)	$	1,405,645
			Six Months Ended June 30, 2013
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	20,212		$	-		$	(950	)	$	-		$	19,262
	Provision for loan losses			2,500			-			-			-			2,500
	Net interest income after provision for loan losses			17,712			-			(950	)		-			16,762
	Other income			2,941			2,509			544			(544	)		5,450
	Other expenses			15,525			2,325			794			(544	)		18,100
	Income (loss) before income taxes			5,128			184			(1,200	)		-			4,112
	Income tax expense (benefit)			1,447			66			(411	)		-			1,102
	Net income (loss)			3,681			118			(789	)		-			3,010
	Dividends on preferred shares			-			-			388			-			388
	Net income (loss) applicable to common shares		$	3,681		$	118		$	(1,177	)	$	-		$	2,622
	Intersegment revenue (expense)		$	(490	)	$	(54	)	$	544		$	-		$	-
	Average assets		$	1,442,999		$	6,304		$	156,502		$	(217,203	)	$	1,388,602
			Three Months Ended June 30, 2014
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	10,800		$	-		$	(480	)	$	-		$	10,320
	Provision for loan losses			1,000			-			-			-			1,000
	Net interest income after provision for loan losses			9,800			-			(480	)		-			9,320
	Other income			1,491			1,214			297			(297	)		2,705
	Other expenses			7,323			1,061			443			(297	)		8,530
	Income (loss) before income taxes			3,968			153			(626	)		-			3,495
	Income tax expense (benefit)			1,205			50			(192	)		-			1,063
	Net income (loss)			2,763			103			(434	)		-			2,432
	Dividends on preferred shares			-			-			193			-			193
	Net income (loss) applicable to common shares		$	2,763		$	103		$	(627	)	$	-		$	2,239
	Inter-segment revenue (expense)		$	(268	)	$	(29	)	$	297		$	-		$	-
	Average assets		$	1,467,261		$	6,149		$	163,682		$	(218,027	)	$	1,419,065
		Three Months Ended June 30, 2013
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	9,986		$	-		$	(482	)	$	-		$	9,504
	Provision for loan losses		1,000			-			-			-			1,000
	Net interest income after provision for loan losses		8,986			-			(482	)		-			8,504
	Other income		1,497			1,206			272			(272	)		2,703
	Other expenses		8,332			1,129			349			(272	)		9,538
	Income (loss) before income taxes		2,151			77			(559	)		-			1,669
	Income tax expense (benefit)		622			31			(201	)		-			452
	Net income (loss)		1,529			46			(358	)		-			1,217
	Dividends on preferred shares		-			-			194			-			194
Net income (loss) applicable to common shares	$	1,529		$	46		$	(552	)	$	-		$	1,023
Intersegment revenue (expense)	$	(245	)	$	(27	)	$	272		$	-		$	-
Average assets	$	1,439,506		$	6,344		$	157,189		$	(217,703	)	$	1,385,336

15_Derivative_financial_instru

15. Derivative financial instruments	6 Months Ended
	Jun. 30, 2014
Investments, All Other Investments [Abstract]	'
Derivative financial instruments	'
	We use derivative instruments primarily to protect against the risk of adverse interest rate movements on the cash flows of certain liabilities.  Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash or another type of asset to the other party based upon a notional amount and an underlying as specified in the contract.  A notional amount represents the number of units of a specific item, such as currency units.  An underlying represents a variable, such as an interest rate or price index.  The amount of cash or other asset delivered from one party to the other is determined based upon the interaction of the notional amount of the contract with the underlying.  Derivatives can also be implicit in certain contracts and commitments.
	As with any financial instrument, derivative instruments have inherent risks, primarily market and credit risk.  Market risk associated with changes in interest rates is managed by establishing and monitoring limits as to the degree of risk that may be undertaken as part of our overall market risk monitoring process.  Credit risk occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement.  Credit risk is managed by monitoring the size and maturity structure of the derivative portfolio, and applying uniform credit standards to all activities with credit risk.
	In accordance with ASC 815, Derivatives and Hedging, all derivative instruments are recorded on the balance sheet at fair value.  Changes in the fair value of derivatives are recorded each period in current earnings or other comprehensive income, depending on whether a derivative is designated as part of a hedge transaction and, if it is, depending on the type of hedge transaction.
	Fair-value hedges – For transactions in which we are hedging changes in fair value of an asset, liability, or a firm commitment, changes in the fair value of the derivative instrument are generally offset in the income statement by changes in the hedged item’s fair value.
	Cash-flow hedges – For transactions in which we are hedging the variability of cash flows related to a variable-rate asset, liability, or a forecasted transaction, changes in the fair value of the derivative instrument are reported in other comprehensive income.  The gains and losses on the derivative instrument, which are reported in comprehensive income, are reclassified to earnings in the periods in which earnings are impacted by the variability of cash flows of the hedged item.
	The ineffective portion of all hedges is recognized in current period earnings.
	Other derivative instruments – For risk management purposes that do not meet the hedge accounting criteria and, therefore, do not qualify for hedge accounting.  These derivative instruments are accounted for at fair value with changes in fair value recorded in the income statement.
	We have entered into three forward-starting, pay-fixed/receive LIBOR interest rate swaps.  $40 million notional with an effective date of July 18, 2016, was designated as a cash flow hedge of $40 million of forecasted variable rate Federal Home Loan Bank advances.  Under the terms of this swap we will pay a fixed rate of 2.98% for a 3 year period.  $30 million notional with an effective date of April 18, 2016, was designated as a cash flow hedge of $30 million of forecasted variable rate Federal Home Loan Bank advances.  Under the terms of this swap we will pay a fixed rate of 2.89% for a 4.5 year period.   $40 million notional with an effective date of October 18, 2016,  was designated as a cash flow hedge of $40 million of forecasted variable rate Federal Home Loan Bank advances.  Under the terms of the swap we will pay a fixed rate of 2.841% for a 3 year period.
	A summary of our derivative financial instruments as of June 30, 2014 and December 31, 2013 follows:
		30-Jun-14
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	110,000	$	-	$	1,582	$	-
		$	110,000	$	-	$	1,582	$	-
		31-Dec-13
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	70,000	$	803	$	-	$	-
		$	70,000	$	803	$	-	$	-

3_Fair_Value_Measurements_Tabl

3. Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Assets And Liabilities Recorded At Fair Value On A Recurring Basis	'
		Balance at			Fair Value Measurements Using:
	Dollars in thousands	30-Jun-14			Level 1			Level 2			Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	25,830		$	-		$	25,830		$	-
	Mortgage backed securities:
	Government sponsored agencies		157,555			-			157,555			-
	Nongovernment sponsored entities		9,931			-			9,931			-
	State and political subdivisions		10,035			-			10,035			-
	Corporate debt securities		-			-			-			-
	Other equity securities		77			-			77			-
	Tax-exempt state and political subdivisions		84,455			-			84,455			-
	Total available for sale securities	$	287,883		$	-		$	287,883		$	-
	Derivative financial instrument
	Interest rate swaps	$	-		$	-		$	-
		Balance at			Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13			Level 1			Level 2			Level 3
	Available for sale securities
	U.S. Government sponsored agencies	$	29,657		$	-		$	29,657		$	-
	Mortgage backed securities:
	Government sponsored agencies		155,716			-			155,716			-
	Nongovernment sponsored entities		11,819			-			11,819			-
	State and political subdivisions		15,870			-			15,870			-
	Corporate debt securities		3,966			-			3,966			-
	Other equity securities		77			-			77			-
	Tax-exempt state and political subdivisions		71,675			-			71,675			-
	Total available for sale securities	$	288,780		$	-		$	288,780		$	-
	Derivative financial instrument
	Interest rate swaps	$	803		$	-		$	803
Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis	'
		Total at			Fair Value Measurements Using:
	Dollars in thousands	30-Jun-14			Level 1			Level 2			Level 3
	Residential mortgage loans held for sale	$	413		$	-		$	413		$	-
	Collateral-dependent impaired loans
	Commercial	$	-		$	-		$	-		$	-
	Commercial real estate		2,119			-			2,119			-
	Construction and development		13,079			-			9,918			3,161
	Residential real estate		8,540			-			8,526			14
	Consumer		4			-			-			4
	Total collateral-dependent impaired loans	$	23,742		$	-		$	20,563		$	3,179
	OREO
	Commercial	$	110		$	-		$	110		$	-
	Commercial real estate		5,762			-			5,762			-
	Construction and development		30,920			-			28,810			2,110
	Residential real estate		11,991			-			11,581			410
	Total OREO	$	48,783		$	-		$	46,263		$	2,520
		Total at			Fair Value Measurements Using:
	Dollars in thousands	31-Dec-13			Level 1			Level 2			Level 3
	Residential mortgage loans held for sale	$	321		$	-		$	321		$	-
	Collateral-dependent impaired loans
	Commercial	$	1,616					$	920		$	696
	Commercial real estate		17,902			-			4,879			13,023
	Construction and development		22,083			-			17,590			4,493
	Residential real estate		14,747			-			8,336			6,411
	Consumer		34			-			3			31
	Total collateral-dependent impaired loans	$	56,382		$	-		$	31,728		$	24,654
	OREO
	Commercial	$	-		$	-		$	-		$	-
	Commercial real estate		9,903			-			9,903			-
	Construction and development		31,610			-			29,993			1,617
	Residential real estate		11,879			-			11,847			32
	Total OREO	$	53,392		$	-		$	51,743		$	1,649
Carrying Values And Estimated Fair Values Of Financial Instruments	'
			30-Jun-14							31-Dec-13
						Estimated							Estimated
			Carrying			Fair				Carrying			Fair
	Dollars in thousands		Value			Value				Value			Value
	Financial assets
	Cash and due from banks		$	13,719		$	13,719			$	11,782		$	11,782
	Securities available for sale			287,883			287,883				288,780			288,780
	Other investments			7,436			7,436				7,815			7,815
	Loans held for sale, net			413			413				321			321
	Loans, net			992,816			1,016,258				937,070			952,592
	Accrued interest receivable			5,683			5,683				5,669			5,669
	Derivative financial instruments			-			-				803			803
			$	1,307,950		$	1,331,392			$	1,252,240		$	1,267,762
	Financial liabilities
	Deposits		$	1,057,795		$	1,082,200			$	1,003,812		$	1,029,606
	Short-term borrowings			91,729			91,729				62,769			62,769
	Long-term borrowings			121,942			130,627				163,516			173,863
	Subordinated debentures			16,800			16,800				16,800			16,800
	Subordinated debentures owed to
	unconsolidated subsidiary trusts			19,589			19,589				19,589			19,589
	Accrued interest payable			1,195			1,195				1,433			1,433
	Derivative financial instruments			1,582			1,582				-			-
			$	1,310,632		$	1,343,722			$	1,267,919		$	1,304,060

4_Earnings_Per_Share_Tables

4. Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Computations Of Basic And Diluted Earnings Per Share	'
		For the Three Months Ended June 30,
		2014						2013
					Common						Common
	Dollars in thousands,	Income			Shares	Per		Income			Shares	Per
	except per share amounts	(Numerator)			(Denominator)	Share		(Numerator)			(Denominator)	Share
	Net income	$	2,432					$	1,217
	Less preferred stock dividends		(193	)					(194	)
	Basic EPS	$	2,239		7,457,222	$	0.3	$	1,023		7,438,401	$	0.14
	Effect of dilutive securities:
	Stock options				9,607						7,568
	Series 2011 convertible
	preferred stock		119		1,489,250				120		1,499,071
	Series 2009 convertible
	preferred stock		74		674,545				74		674,545
	Diluted EPS	$	2,432		9,630,624	$	0.25	$	1,217		9,619,585	$	0.13
		For the Six Months Ended June 30,
		2014						2013
					Common						Common
	Dollars in thousands,	Income			Shares	Per		Income			Shares	Per
	except per share amounts	(Numerator)			(Denominator)	Share		(Numerator)			(Denominator)	Share
	Net income	$	4,822					$	3,010
	Less preferred stock dividends		(387	)					(388	)
	Basic EPS	$	4,435		7,455,307	$	0.59	$	2,622		7,435,344	$	0.35
	Effect of dilutive securities:
	Stock options				9,675						7,496
	Series 2011 convertible
	preferred stock		238		1,490,228				240		1,499,533
	Series 2009 convertible
	preferred stock		149		674,545				148		674,545
	Diluted EPS	$	4,822		9,629,755	$	0.5	$	3,010		9,616,918	$	0.31

5_Securities_Tables

5. Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Available-for-sale Securities [Abstract]	'
Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values Of Securities	'
		30-Jun-14
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	24,998		$	885		$	53		$	25,830
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,631			2,921			997			157,555
	Nongovernment-sponsored entities		9,555			385			9			9,931
	State and political subdivisions
	General obligations		4,532			9			144			4,397
	Water and sewer revenues		2,382			7			44			2,345
	Other revenues		3,319			7			33			3,293
	Corporate debt securities		-			-			-			-
	Total taxable debt securities		200,417			4,214			1,280			203,351
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		46,859			1,552			204			48,207
	Water and sewer revenues		11,868			176			58			11,986
	Lease revenues		7,990			54			68			7,976
	Lottery/casino revenues		3,832			145			41			3,936
	Other revenues		12,205			198			53			12,350
	Total tax-exempt debt securities		82,754			2,125			424			84,455
	Equity securities		77			-			-			77
	Total available for sale securities	$	283,248		$	6,339		$	1,704		$	287,883
		31-Dec-13
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	29,100		$	675		$	118		$	29,657
	Residential mortgage-backed securities:
	Government-sponsored agencies		155,270			2,019			1,573			155,716
	Nongovernment-sponsored entities		11,519			321			21			11,819
	State and political subdivisions
	General obligations		9,317			-			475			8,842
	Water and sewer revenues		3,229			-			114			3,115
	Other revenues		4,051			4			142			3,913
	Corporate debt securities		3,973			24			31			3,966
	Total taxable debt securities		216,459			3,043			2,474			217,028
	Tax-exempt debt securities
	State and political subdivisions
	General obligations		41,156			675			1,154			40,677
	Water and sewer revenues		8,996			15			306			8,705
	Lease revenues		7,956			-			391			7,565
	Lottery/casino revenues		4,443			63			169			4,337
	Other revenues		10,527			55			191			10,391
	Total tax-exempt debt securities		73,078			808			2,211			71,675
	Equity securities		77			-			-			77
	Total available for sale securities	$	289,614		$	3,851		$	4,685		$	288,780
		30-Jun-13
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	Available for Sale
	Taxable debt securities:
	U. S. Government agencies
	and corporations	$	35,605		$	1,186		$	27		$	36,764
	Residential mortgage-backed securities:
	Government-sponsored agencies		147,738			2,313			1,510			148,541
	Nongovernment-sponsored agencies		12,373			326			42			12,657
	State and political subdivisions		13,838			2			493			13,347
Corporate debt securities		3,966			27			34			3,959
Total taxable debt securities		213,520			3,854			2,106			215,268
Tax-exempt debt securities:
State and political subdivisions		76,225			1,647			2,037			75,835
Residential mortgage-backed securities:
Government-sponsored agencies		-			-			-			-
Total tax-exempt debt securities		76,225			1,647			2,037			75,835
Equity securities		77			-			-			77
Total available for sale securities	$	289,822		$	5,501		$	4,143		$	291,180
Summary Of Volume of State and Political Subdivision Securities Held in Portfolio	'
		30-Jun-14
		Amortized			Unrealized						Estimated
	Dollars in thousands	Cost			Gains			Losses			Fair Value
	California	$	17,649		$	470		$	41		$	18,078
	West Virginia		12,313			242			54			12,501
	Illinois		8,941			142			77			9,006
	Texas		7,380			368			74			7,674
	Pennsylvania		7,298			64			49			7,313
Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities	'
			Available for Sale
			Amortized			Estimated
	Dollars in thousands		Cost			Fair Value
	Due in one year or less		$	59,685		$	60,630
	Due from one to five years			100,747			102,143
	Due from five to ten years			25,962			26,503
	Due after ten years			96,777			98,530
	Equity securities			77			77
			$	283,248		$	287,883
Summary of Proceeds From Sales, Calls and Maturities, Principal Payments, Gains and Losses of Available for Sale Securities	'
			Proceeds from										Gross realized
						Calls and			Principal
	Dollars in thousands		Sales			Maturities			Payments				Gains			Losses
	Securities available for sale		$	36,230		$	3,001		$	16,664			$	550		$	614
Summary of Other-Than-Temporary Impairment Losses on Securities	'
			Three Months Ended June 30,							Six Months Ended June 30,
	Dollars in thousands		2014			2013				2014			2013
	Total other-than-temporary impairment losses		$	(1	)	$	(27	)		$	(1	)	$	-117
	Portion of loss recognized in
	other comprehensive income			-			-				-			37
	Net impairment losses recognized in earnings		$	(1	)	$	(27	)		$	(1	)	$	-80
Summary Of Activity Related To The Credit Component Recognized On Debt Securities Available For Sale Of Other-Than-Temporary Impairment Recognized In Other Comprehensive Income	'
			Three Months Ended			Six Months Ended
			30-Jun-14			30-Jun-14
	In thousands		Total			Total
	Beginning Balance		$	(3,021	)	$	-3,021
	Additions for the credit component on debt securities in which
	other-than-temporary impairment was not previously recognized			(1	)		-1
	Securities sold during the period			2,814			2,814
	Ending Balance		$	(208	)	$	-208
Summary Of Securities Available For Sale In Unrealized Loss Position	'
		30-Jun-14
		Less than 12 months						12 months or more						Total
		Estimated			Unrealized			Estimated			Unrealized			Estimated			Unrealized
	Dollars in thousands	Fair Value			Loss			Fair Value			Loss			Fair Value			Loss
	Temporarily impaired securities
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	2,448		$	(6	)	$	3,396		$	(47	)	$	5,844		$	-53
	Residential mortgage-backed securities:
	Government-sponsored agencies		35,211			(550	)		23,421			(447	)		58,632			-997
	Nongovernment-sponsored entities		2,598			(9	)		86			-			2,684			-9
	State and political subdivisions:
	General obligations		-			-			4,103			(144	)		4,103			-144
	Water and sewer revenues		-			-			1,836			(44	)		1,836			-44
	Other revenues		1,104			(16	)		926			(17	)		2,030			-33
	Corporate debt securities		-			-			-			-			-			-
	Tax-exempt debt securities
	State and political subdivisions:
	General obligations		4,816			(44	)		7,572			(160	)		12,388			-204
	Water and sewer revenues		1,070			(21	)		2,608			(37	)		3,678			-58
	Lease revenues		-			-			2,529			(68	)		2,529			-68
	Lottery/casino revenues		-			-			1,106			(41	)		1,106			-41
	Other revenues		2,771			(18	)		826			(35	)		3,597			-53
	Total temporarily impaired securities		50,018			(664	)		48,409			(1,040	)		98,427			-1,704
	Other-than-temporarily impaired securities
	Taxable debt securities
	Residential mortgage-backed securities:
	Nongovernment-sponsored entities		-			-			-			-			-			-
	Total other-than-temporarily
	impaired securities		-			-			-			-			-			-
	Total	$	50,018		$	(664	)	$	48,409		$	(1,040	)	$	98,427		$	-1,704
		31-Dec-13
		Less than 12 months						12 months or more						Total
		Estimated			Unrealized			Estimated			Unrealized			Estimated			Unrealized
	Dollars in thousands	Fair Value			Loss			Fair Value			Loss			Fair Value			Loss
	Temporarily impaired securities
	Taxable debt securities
	U. S. Government agencies
	and corporations	$	10,868		$	(118	)	$	-		$	-		$	10,868		$	-118
	Residential mortgage-backed securities:
	Government-sponsored agencies		55,035			(1,385	)		13,249			(188	)		68,284			-1,573
	Nongovernment-sponsored entities		2,407			(12	)		565			(7	)		2,972			-19
	State and political subdivisions:
	General obligations		4,505			(264	)		2,337			(211	)		6,842			-475
	Water and sewer revenues		1,309			(31	)		1,554			(83	)		2,863			-114
	Other revenues		3,142			(142	)		-			-			3,142			-142
	Corporate debt securities		2,968			(31	)		-			-			2,968			-31
	Tax-exempt debt securities
	State and political subdivisions:
	General obligations		19,603			(997	)		2,102			(157	)		21,705			-1,154
	Water and sewer revenues		5,643			(224	)		983			(82	)		6,626			-306
	Lease revenues		6,112			(349	)		958			(42	)		7,070			-391
	Lottery/casino revenues		2,720			(132	)		554			(37	)		3,274			-169
	Other revenues		8,815			(191	)		-			-			8,815			-191
	Total temporarily impaired securities		123,127			(3,876	)		22,302			(807	)		145,429			-4,683
	Other-than-temporarily impaired securities
	Taxable debt securities
	Residential mortgage-backed securities:
	Nongovernment-sponsored entities		-			-			1			(2	)		1			-2
	Total other-than-temporarily
	impaired securities		-			-			1			(2	)		1			-2
	Total	$	123,127		$	(3,876	)	$	22,303		$	(809	)	$	145,430		$	(4,685

6_Loans_Tables

6. Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Loans and Leases Receivable Disclosure [Abstract]	'
Summary Of Loans, Net Of Unearned Fees	'
			June 30,			December 31,			June 30,
	Dollars in thousands		2014			2013			2013
	Commercial		$	90,096		$	88,352		$	78,963
	Commercial real estate
	Owner-occupied			154,260			149,618			149,660
	Non-owner occupied			314,439			280,790			277,773
	Construction and development
	Land and land development			64,246			71,453			73,427
	Construction			20,902			15,155			7,634
	Residential real estate
	Non-jumbo			219,569			212,946			216,759
	Jumbo			52,487			53,406			58,567
	Home equity			61,248			54,844			53,774
	Consumer			19,777			19,889			20,147
	Other			6,798			3,276			3,397
	Total loans, net of unearned fees			1,003,822			949,729			940,101
	Less allowance for loan losses			11,006			12,659			14,122
	Loans, net		$	992,816		$	937,070		$	925,979
Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class	'
		At June 30, 2014
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	33		$	363		$	396		$	792		$	89,304		$	-
	Commercial real estate
	Owner-occupied		642			348			759			1,749			152,511			-
	Non-owner occupied		237			-			234			471			313,968			-
	Construction and development
	Land and land development		142			14			4,860			5,016			59,230			-
	Construction		-			-			-			-			20,902			-
	Residential mortgage
	Non-jumbo		3,198			1,760			2,060			7,018			212,551			-
	Jumbo		707			723			-			1,430			51,057			-
	Home equity		196			36			143			375			60,873			-
	Consumer		452			183			72			707			19,070			-
	Other		-			-			-			-			6,798			-
	Total	$	5,607		$	3,427		$	8,524		$	17,558		$	986,264		$	-
		At December 31, 2013
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	74		$	34		$	1,190		$	1,298		$	87,054		$	-
	Commercial real estate
	Owner-occupied		328			459			487			1,274			148,344			-
	Non-owner occupied		912			115			128			1,155			279,635			-
	Construction and development
	Land and land development		1,627			-			8,638			10,265			61,188			-
	Construction		-			-			-			-			15,155			-
	Residential mortgage
	Non-jumbo		2,708			1,673			1,321			5,702			207,244			-
	Jumbo		-			-			-			-			53,406			-
	Home equity		588			87			-			675			54,169			-
	Consumer		224			82			106			412			19,477			-
	Other		-			-			-			-			3,276			-
	Total	$	6,461		$	2,450		$	11,870		$	20,781		$	928,948		$	-
		At June 30, 2013
		Past Due															> 90 days
	Dollars in thousands	30-59 days			60-89 days			> 90 days			Total			Current			and Accruing
	Commercial	$	144		$	55		$	1,669		$	1,868		$	77,095		$	-
	Commercial real estate
	Owner-occupied		85			-			314			399			149,261			-
	Non-owner occupied		543			-			899			1,442			276,331			-
	Construction and development
	Land and land development		698			-			9,929			10,627			62,800			-
	Construction		-			-			60			60			7,574			-
	Residential mortgage
	Non-jumbo		4,086			1,171			2,494			7,751			209,008			-
	Jumbo		709			-			9,000			9,709			48,858			-
	Home equity		101			26			25			152			53,622			-
	Consumer		239			64			63			366			19,781			-
	Other		53			-			-			53			3,344			-
	Total	$	6,658		$	1,316		$	24,453		$	32,427		$	907,674		$	-
Schedule Of Nonaccrual Loans Included In Net Balance Of Loans	'
	Dollars in thousands		6/30/14			12/31/13			6/30/13
	Commercial		$	416		$	1,224		$	3,996
	Commercial real estate
	Owner-occupied			953			1,953			796
	Non-owner occupied			583			365			899
	Construction and development
	Land & land development			8,849			12,830			11,445
	Construction			-			-			60
	Residential mortgage
	Non-jumbo			2,950			2,446			4,333
	Jumbo			-			-			9,000
	Home equity			339			-			271
	Consumer			129			128			92
	Total		$	14,219		$	18,946		$	30,892
Schedule Of Method Used To Measure Impairment Of Impaired Loans	'
	Method Used to Measure Impairment of Impaired Loans
	Dollars in thousands
	Loan Category	6/30/14			12/31/13			6/30/13			Method used to measure impairment
	Commerical	$	506		$	1,864		$	7,825		Fair value of collateral
			-			158			162		Discounted cash flow
	Commerical real estate
	Owner-occupied		1,924			10,067			12,074		Fair value of collateral
			8,969			2,483			2,657		Discounted cash flow
	Non-owner occupied		513			5,832			6,814		Fair value of collateral
			5,236			-			-		Discounted cash flow
	Construction and development
	Land & land development		14,023			24,625			26,710		Fair value of collateral
			1,446			644			654		Discounted cash flow
	Residential mortgage
	Non-jumbo		3,440			5,516			5,322		Fair value of collateral
			2,592			566			891		Discounted cash flow
	Jumbo		6,648			8,768			17,824		Fair value of collateral
			2,073			-			-		Discounted cash flow
	Home equity		186			212			213		Fair value of collateral
	Consumer		37			47			62		Fair value of collateral
	Total	$	47,593		$	60,782		$	81,208
Schedule Of Loans Individually Evaluated For Impairment	'
		30-Jun-14
											Average			Interest Income
		Recorded			Unpaid			Related			Impaired			Recognized
	Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
	Without a related allowance
	Commercial	$	506		$	506		$	-		$	506		$	35
	Commercial real estate
	Owner-occupied		6,287			6,288			-			6,287			248
	Non-owner occupied		5,012			5,014			-			5,012			249
	Construction and development
	Land & land development		13,853			13,853			-			13,853			293
	Construction		-			-			-			-			-
	Residential real estate
	Non-jumbo		3,390			3,398			-			3,390			161
	Jumbo		7,823			7,828			-			7,823			401
	Home equity		186			186			-			186			11
	Consumer		38			37			-			38			3
	Total without a related allowance	$	37,095		$	37,110		$	-		$	37,095		$	1,401
	With a related allowance
	Commercial	$	-		$	-		$	-		$	-		$	-
	Commercial real estate
	Owner-occupied		4,605			4,605			266			4,605			213
	Non-owner occupied		735			735			79			735			79
	Construction and development
	Land & land development		1,616			1,616			898			1,616			40
	Construction		-			-			-			-			-
	Residential real estate
	Non-jumbo		2,633			2,634			299			2,633			107
	Jumbo		893			893			53			893			44
	Home equity		-			-			-			-			-
	Consumer		-			-			-			-			-
	Total with a related allowance	$	10,482		$	10,483		$	1,595		$	10,482		$	483
	Total
	Commercial	$	32,614		$	32,617		$	1,243		$	32,614		$	1,157
	Residential real estate		14,925			14,939			352			14,925			724
	Consumer		38			37			-			38			3
	Total	$	47,577		$	47,593		$	1,595		$	47,577		$	1,884
		31-Dec-13
											Average			Interest Income
		Recorded			Unpaid			Related			Impaired			Recognized
	Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
	Without a related allowance
	Commercial	$	1,161		$	1,167		$	-		$	1,518		$	98
	Commercial real estate
	Owner-occupied		8,434			8,434			-			7,675			226
	Non-owner occupied		5,075			5,077			-			5,110			253
	Construction and development
	Land & land development		14,732			14,737			-			11,628			325
	Construction		-			-			-			-			-
	Residential real estate
	Non-jumbo		3,587			3,595			-			2,858			157
	Jumbo		7,862			7,867			-			7,910			405
	Home equity		186			186			-			186			11
	Consumer		26			27			-			28			1
	Total without a related allowance		41,063			41,090			-			36,913			1,476
	With a related allowance
	Commercial		855			855			406			1,013			-
	Commercial real estate
	Owner-occupied		4,116			4,116			305			3,945			184
	Non-owner occupied		747			755			175			515			28
	Construction and development
	Land & land development		10,532			10,532			3,186			11,310			147
	Construction		-			-			-			-			-
Residential real estate
Non-jumbo		2,485			2,487			256			2,292			107
Jumbo		900			901			37			906			45
Home equity		27			26			22			27			-
Consumer		20			20			13			9			-
Total with a related allowance		19,682			19,692			4,400			20,017			511
Total
Commercial		45,652			45,673			4,072			42,714			1,261
Residential real estate		15,047			15,062			315			14,179			725
Consumer		46			47			13			37			1
Total	$	60,745		$	60,782		$	4,400		$	56,930		$	1,987
	30-Jun-13
										Average			Interest Income
	Recorded			Unpaid			Related			Impaired			Recognized
Dollars in thousands	Investment			Principal Balance			Allowance			Balance			while impaired
Without a related allowance
Commercial	$	6,942		$	7,104		$	-		$	8,133		$	435
Commercial real estate
Owner-occupied		9,770			9,774			-			10,638			491
Non-owner occupied		5,396			5,398			-			3,969			199
Construction and development
Land & land development		16,904			16,904			-			16,853			725
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		3,250			3,258			-			3,035			120
Jumbo		7,911			7,916			-			9,352			503
Home equity		186			186			-			186			11
Consumer		37			38			-			37			2
Total without a related allowance	$	50,396		$	50,578		$	-		$	52,203		$	2,486
With a related allowance
Commercial	$	874		$	883		$	387		$	565		$	4
Commercial real estate
Owner-occupied		4,957			4,957			741			3,967			186
Non-owner occupied		1,415			1,416			165			1,421			28
Construction and development
Land & land development		10,460			10,460			1,844			10,483			65
Construction		-			-			-			-			-
Residential real estate
Non-jumbo		2,952			2,955			307			2,963			141
Jumbo		9,907			9,908			1,044			10,277			45
Home equity		28			27			27			28			-
Consumer		25			24			13			25			2
Total with a related allowance	$	30,618		$	30,630		$	4,528		$	29,729		$	471
Total
Commercial	$	56,718		$	56,896		$	3,137		$	56,029		$	2,133
Residential real estate		24,234			24,250			1,378			25,841			820
Consumer		62			62			13			62			4
Total	$	81,014		$	81,208		$	4,528		$	81,932		$	2,957
Schedule Of Restructured Trouble Debt Restructurings By Class	'
		For the Three Months Ended									For the Three Months Ended
		30-Jun-14									30-Jun-13
				Pre-modification			Post-modification						Pre-modification			Post-modification
		Number of		Recorded			Recorded				Number of		Recorded			Recorded
	dollars in thousands	Modifications		Investment			Investment				Modifications		Investment			Investment
	Commercial	3		$	82		$	86			1		$	23		$	23
	Commercial real estate
	Owner-occupied	-			-			-			-			-			-
	Non-owner occupied	-			-			-			-			-			-
	Construction and development
	Land & land development	-			-			-			-			-			-
	Construction	-			-			-			-			-			-
	Residential real estate
	Non-jumbo	-			-			-			2			241			241
	Jumbo	-			-			-			-			-			-
	Home equity	-			-			-			-			-			-
	Consumer	-			-			-			-			-			-
	Total	3		$	82		$	86			3		$	264		$	264
		For the Six Months Ended									For the Six Months Ended
		30-Jun-14									30-Jun-13
				Pre-modification			Post-modification						Pre-modification			Post-modification
		Number of		Recorded			Recorded				Number of		Recorded			Recorded
	dollars in thousands	Modifications		Investment			Investment				Modifications		Investment			Investment
	Commercial	3		$	82		$	86			1		$	23		$	23
	Commercial real estate
	Owner-occupied	-			-			-			-			-			-
	Non-owner occupied	-			-			-			-			-			-
	Construction and development
	Land & land development	-			-			-			1			49			50
	Construction	-			-			-			-			-			-
	Residential real estate
	Non-jumbo	-			-			-			2			241			241
	Jumbo	-			-			-			-			-			-
	Home equity	-			-			-			-			-			-
	Consumer	-			-			-			-			-			-
	Total	3		$	82		$	86			4		$	313		$	314
Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings	'
		For the Three Months Ended					For the Six Months Ended
		30-Jun-14					30-Jun-14
		Number		Recorded			Number		Recorded
		of		Investment			of		Investment
	dollars in thousands	Defaults		at Default Date			Defaults		at Default Date
	Commercial	2		$	78		2		$	78
	Commercial real estate
	Owner-occupied	-			-		-			-
	Non-owner occupied	-			-		-			-
	Construction and development
	Land & land development	1			695		1			698
	Construction	-			-		-			-
	Residential real estate
	Non-jumbo	2			335		2			334
	Jumbo	-			-		-			-
	Home equity	-			-		-			-
	Consumer	-			-		-			-
	Total	5		$	1,108		5		$	1,110
Schedule of the Activity Regarding TDRs by Loan Type	'
	For the Three Months Ended June 30, 2014
		Construction & Land Development
		Land &									Commercial Real Estate						Residential Real Estate
		Land												Non-
		Develop-			Construc-			Commer-			Owner			Owner			Non-						Home		Con-
	Dollars in thousands	ment			tion			cial			Occupied			Occupied			jumbo			Jumbo			Equity		sumer			Other		Total
	Troubled debt restructurings
	Balance June 30, 2013	$	6,069		$	-		$	509		$	9,644		$	5,492		$	5,513		$	6,237		$	-	$	40		$	-	$	33,504
	Additions		-			-			86			-			-			-			-			-		-			-		86
	Charge-offs		-			-			-			-			-			-			-			-		-			-		-
	Net (paydowns) advances		(101	)		-			(97	)		(55	)		(27	)		(19	)		(36	)		-		(2	)		-		-337
	Transfer into OREO		-			-			-			-			-			-			-			-		-			-		-
	Refinance out of TDR status		-			-			-			-			-			-			-			-		-			-		-
	Balance June 30, 2014	$	5,968		$	-		$	498		$	9,589		$	5,465		$	5,494		$	6,201		$	-	$	38		$	-	$	33,253
	Allowance related to
	troubled debt restructurings	$	171		$	-		$	-		$	188		$	79		$	298		$	52		$	-	$	-		$	-	$	788
	For the Six Months Ended June 30, 2014
		Construction & Land Development
		Land &									Commercial Real Estate						Residential Real Estate
		Land												Non-
		Develop-			Construc-			Commer-			Owner			Owner			Non-						Home		Con-
	Dollars in thousands	ment			tion			cial			Occupied			Occupied			jumbo			Jumbo			Equity		sumer			Other		Total
	Troubled debt restructurings
	Balance January 1, 2014	$	6,163		$	-		$	1,243		$	9,699		$	5,544		$	5,541		$	6,278		$	-	$	47		$	-	$	34,515
	Additions		-			-			86			-			-			-			-			-		-			-		86
	Charge-offs		-			-			-			-			-			-			-			-		(3	)		-		-3
	Net (paydowns) advances		(195	)		-			(831	)		(110	)		(79	)		(47	)		(77	)		-		(6	)		-		-1,345
	Transfer into OREO		-			-			-			-			-			-			-			-		-			-		-
	Refinance out of TDR status		-			-			-			-			-			-			-			-		-			-		-
	Balance June 30, 2014	$	5,968		$	-		$	498		$	9,589		$	5,465		$	5,494		$	6,201		$	-	$	38		$	-	$	33,253
	Allowance related to
	troubled debt restructurings	$	171		$	-		$	-		$	188		$	79		$	298		$	52		$	-	$	-		$	-	$	788
Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings	'
	Loan Risk Profile by Internal Risk Rating
		Construction and Development																		Commercial Real Estate
		Land and land development						Construction						Commercial						Owner Occupied					Non-Owner Occupied
	Dollars in thousands	6/30/14			12/31/13			6/30/14			12/31/13			6/30/14			12/31/13			6/30/14			12/31/13		6/30/14			12/31/13
	Pass	$	45,624		$	41,662		$	20,432		$	15,022		$	88,446		$	82,323		$	150,578		$	143,982	$	303,213		$	268,967
	OLEM (Special Mention)		4,539			5,550			470			133			1,203			4,544			1,903			1,412		9,483			10,222
	Substandard		14,083			24,131			-			-			447			1,485			1,779			4,224		1,743			1,601
	Doubtful		-			110			-			-			-			-			-			-		-			-
	Loss		-			-			-			-			-			-			-			-		-			-
	Total	$	64,246		$	71,453		$	20,902		$	15,155		$	90,096		$	88,352		$	154,260		$	149,618	$	314,439		$	280,790
Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity	'
		Performing										Nonperforming
	Dollars in thousands	6/30/14			12/31/13			6/30/13				6/30/14			12/31/13			6/30/13
	Residential real estate
	Non-jumbo	$	216,619		$	210,500		$	212,426			$	2,950		$	2,446		$	4,333
	Jumbo		52,487			53,406			49,567				-			-			9,000
	Home Equity		60,909			54,844			53,503				339			-			271
	Consumer		19,648			19,761			20,056				129			128			91
	Other		6,798			3,276			3,397				-			-			-
	Total	$	356,461		$	341,787		$	338,949			$	3,418		$	2,574		$	13,695

7_Allowance_For_Loan_Losses_Ta

7. Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]	'
Summary Of Analysis Of Allowance For Loan Losses	'
		Six Months Ended				Year Ended
		June 30,				December 31,
	Dollars in thousands	2014		2013		2013
	Balance, beginning of year	$	12,659	$	17,933	$	17,933
	Losses:
	Commercial		390		54		723
	Commercial real estate
	Owner occupied		11		66		1,031
	Non-owner occupied		-		9		9
	Construction and development
	Land and land development		3,533		2,166		3,596
	Construction		-		-		-
	Residential real estate
	Non-jumbo		46		384		541
	Jumbo		63		3,625		4,741
	Home equity		-		76		77
	Consumer		80		34		79
	Other		51		51		162
	Total		4,174		6,465		10,959
	Recoveries:
	Commercial		17		4		12
	Commercial real estate
	Owner occupied		31		2		8
	Non-owner occupied		4		-		674
	Construction and development
	Land and land development		165		9		187
	Construction		-		-		-
	Real estate - mortgage
	Non-jumbo		53		43		127
	Jumbo		163		3		6
	Home equity		3		1		5
	Consumer		41		37		79
	Other		44		55		87
	Total		521		154		1,185
	Net losses		3,653		6,311		9,774
	Provision for loan losses		2,000		2,500		4,500
	Balance, end of year	$	11,006	$	14,122	$	12,659
Summary Of Activity In Allowance For Loan Losses By Loan Class	'
		Construction & Land Development
		Land &						Commercial Real Estate				Residential Real Estate
		Land								Non-
		Develop-		Construc-		Commer-		Owner		Owner		Non-					Home		Con-
	Dollars in thousands	ment		tion		cial		Occupied		Occupied		jumbo			Jumbo		Equity		sumer		Other		Total
	Allowance for loan losses
	Beginning balance	$	5,455	$	269	$	1,324	$	969	$	641	$	1,842		$	1,888	$	173	$	47	$	51	$	12,659
	Charge-offs		3,533		-		390		11		-		46			63		-		80		51		4,174
	Recoveries		165		-		17		31		4		53			163		3		41		44		521
	Provision		1,722		85		124		8		98		(318	)		93		83		38		67		2,000
	Ending balance	$	3,809	$	354	$	1,075	$	997	$	743	$	1,531		$	2,081	$	259	$	46	$	111	$	11,006
	Allowance related to:
	Loans individually
	evaluated for impairment	$	898	$	-	$	-	$	267	$	79	$	299		$	52	$	-	$	-	$	-	$	1,595
	Loans collectively
	evaluated for impairment		2,911		354		1,075		730		664		1,232			2,029		259		46		111		9,411
	Loans acquired with
	deteriorated credit quality		-		-		-		-		-		-			-		-		-		-		-
	Total	$	3,809	$	354	$	1,075	$	997	$	743	$	1,531		$	2,081	$	259	$	46	$	111	$	11,006
	Loans
	Loans individually
	evaluated for impairment	$	15,469	$	-	$	506	$	10,893	$	5,749	$	6,032		$	8,721	$	186	$	37	$	-	$	47,593
	Loans collectively
	evaluated for impairment		48,777		20,902		89,590		143,367		308,690		213,537			43,766		61,062		19,740		6,798	$	956,229
	Loans acquired with
	deteriorated credit quality		-		-		-		-		-		-			-		-		-		-		-
	Total	$	64,246	$	20,902	$	90,096	$	154,260	$	314,439	$	219,569		$	52,487	$	61,248	$	19,777	$	6,798	$	1,003,822

8_Goodwill_And_Other_Intangibl1

8. Goodwill And Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Summary Of Goodwill Activity	'
		Goodwill Activity
		Community		Insurance
	Dollars in thousands	Banking		Services		Total
	Balance, January 1, 2014	$	1,488	$	4,710	$	6,198
	Acquired goodwill, net		-		-		-
	Balance, June 30, 2014	$	1,488	$	4,710	$	6,198
Summary Of Other Intangible Assets	'
		Other Intangible Assets
		30-Jun-14						31-Dec-13
		Community		Insurance				Community		Insurance
	Dollars in thousands	Banking		Services		Total		Banking		Services		Total
	Unidentifiable intangible assets
	Gross carrying amount	$	2,267	$	-	$	2,267	$	2,267	$	-	$	2,267
	Less:  accumulated amortization		2,267		-		2,267		2,216		-		2,216
	Net carrying amount	$	-	$	-	$	-	$	51	$	-	$	51
	Identifiable intangible assets
	Gross carrying amount	$	-	$	3,000	$	3,000	$	-	$	3,000	$	3,000
	Less:  accumulated amortization		-		1,400		1,400		-		1,300		1,300
	Net carrying amount	$	-	$	1,600	$	1,600	$	-	$	1,700	$	1,700

9_Deposits_Tables

9. Deposits (Tables)	6 Months Ended
	Jun. 30, 2014
Deposits	'
Summary Of Interest Bearing Deposits By Type	'
			June 30,			December 31,		June 30,
	Dollars in thousands		2014			2013		2013
	Demand deposits, interest bearing		$	187,855		$	186,578	$	187,244
	Savings deposits			243,323			193,446		196,069
	Time deposits			520,483			530,951		562,703
	Total		$	951,661		$	910,975	$	946,016
Summary Of Scheduled Maturities For All Time Deposits	'
	Dollars in thousands
	Six month period ending December 31, 2014		$	117,062
	Year ending December 31, 2015			125,062
	Year ending December 31, 2016			116,389
	Year ending December 31, 2017			43,842
	Year ending December 31, 2018			44,658
	Thereafter			73,470
			$	520,483
Summary Of Maturity Distribution Of All Certificates Of Deposit	'
	Dollars in thousands	Amount			Percent
	Three months or less	$	49,136		12.80%
	Three through six months		27,033		7.00%
	Six through twelve months		53,313		13.90%
	Over twelve months		254,190		66.30%
	Total	$	383,672		100.00%

10_Borrowed_Funds_Tables

10. Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2014
Debt Disclosure [Abstract]	'
Summary Of Short-Term Borrowings	'
		Six Months Ended June 30,
		2014						2013
					Federal Funds						Federal Funds
		Short-term			Purchased			Short-term			Purchased
		FHLB			and Lines			FHLB			and Lines
	Dollars in thousands	Advances			of Credit			Advances			of Credit
	Balance at June 30	$	86,050		$	5,679		$	15,800		$	962
	Average balance outstanding for the period		69,108			8,336			17,938			3,474
	Maximum balance outstanding at
	any month end during period		87,550			8,976			45,000			5,961
	Weighted average interest rate for the period		0.31	%		0.25	%		0.25	%		0.25%
	Weighted average interest rate for balances
	outstanding at June 30		0.29	%		0.25	%		0.25	%		0.25%
		Year Ended December 31, 2013
					Federal Funds
		Short-term			Purchased
		FHLB			and Lines
	Dollars in thousands	Advances			of Credit
	Balance at December 31	$	53,800		$	8,969
	Average balance outstanding for the period		29,786			4,313
	Maximum balance outstanding at
	any month end during period		55,300			8,969
	Weighted average interest rate for the period		0.28	%		0.25%
	Weighted average interest rate for balances
	outstanding at December 31		0.26	%		0.25%
Summary Of Long-Term Borrowings	'
								Balance at
		Balance at June 30,						December 31,
	Dollars in thousands	2014			2013			2013
	Long-term FHLB advances	$	41,026		$	82,649		$	82,600
	Long-term reverse repurchase agreements		72,000			72,000			72,000
	Term loans		8,916			8,916			8,916
	Total	$	121,942		$	163,565		$	163,516
Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures	'
									Subordinated
									debentures owed
			Long-term			Subordinated			to unconsolidated
	Dollars in thousands		borrowings			debentures			subsidiary trusts
	Year Ending December 31,	2014	$	43,952		$	-		$	-
		2015		1,909			10,000			-
		2016		28,911			-			-
		2017		918			-			-
		2018		45,017			-			-
		Thereafter		1,235			6,800			19,589
			$	121,942		$	16,800		$	19,589

11_Stock_Option_Plan_Tables

11. Stock Option Plan (Tables)	6 Months Ended
	Jun. 30, 2014
Shares Held in Employee Stock Ownership Plan [Abstract]	'
Summary Of Activity In Stock Option Plans	'
		For the Six Months Ended June 30,
		2014					2013
				Weighted-Average					Weighted-Average
		Options		Exercise Price			Options		Exercise Price
	Outstanding, January 1	185,410		$	19.59		249,700		$	18.98
	Granted	-			-		-			-
	Exercised	(3,200	)		4.63		(12,000	)		5.09
	Forfeited	-			-		(1,750	)		19.69
	Expired	(2,500	)		17.43		(39,700	)		23.41
	Outstanding, June 30	179,710		$	19.88		196,250		$	18.92
Other Information Regarding Options Outstanding And Exercisable	'
				Options Outstanding									Options Exercisable
									Wted. Avg.		Aggregate					Aggregate
									Remaining		Intrinsic					Intrinsic
	Range of			# of					Contractual		Value		# of			Value
	exercise price			shares		WAEP			Life (yrs)		(in thousands)		shares	WAEP		(in thousands)
	$	2.54 - $6.00		13,550		$	4.69		4.2		$	81	11,550	$	5.06	$	64
		6.01 - 10.00		23,160			9.07		2.73			36	22,560		9.14		34
		10.01 - 17.50		-			-		-			-	-		0		-
		17.51 - 20.00		38,500			17.8		2.5			-	38,500		17.8		-
		20.01 - 25.93		104,500			25.04		2.24			-	104,500		25.04		-
				179,710			19.88				$	117	177,110		20.12	$	98

12_Commitments_And_Contingenci1

12. Commitments And Contingencies (Tables)	6 Months Ended
	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Summary Of The Total Unfunded, Or Off-Balance Sheet, Credit Extension Commitments	'
		June 30,
	Dollars in thousands	2014
	Commitments to extend credit:
	Revolving home equity and
	credit card lines	$	51,340
	Construction loans		22,618
	Other loans		43,683
	Standby letters of credit		1,668
	Total	$	119,309

13_Regulatory_Matters_Tables

13. Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2014
RegulatoryMattersAbstract	'
Summary Of Actual Capital Amounts And Ratios	'
										To be Well Capitalized
						Minimum Required				under Prompt Corrective
		Actual				Regulatory Capital				Action Provisions
	Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
	As of June 30, 2014
	Total Capital (to risk weighted assets)
	Summit	$	146,096	14.2	%	$	82,556	8	%	$	103,195	10.00%
	Summit Community		160,462	15.6	%		82,035	8	%		102,543	10.00%
	Tier I Capital (to risk weighted assets)
	Summit		127,490	12.4	%		41,278	4	%		61,917	6.00%
	Summit Community		149,456	14.5	%		41,281	4	%		61,922	6.00%
	Tier I Capital (to average assets)
	Summit		127,490	9	%		56,474	4	%		70,592	5.00%
	Summit Community		149,456	10.6	%		56,452	4	%		70,565	5.00%
	As of December 31, 2013
	Total Capital (to risk weighted assets)
	Summit		144,202	14.5	%		79,638	8	%		99,547	10.00%
	Summit Community		156,473	15.7	%		79,627	8	%		99,534	10.00%
	Tier I Capital (to risk weighted assets)
	Summit		122,918	12.4	%		39,499	4	%		59,248	6.00%
	Summit Community		143,989	14.5	%		39,814	4	%		59,720	6.00%
	Tier I Capital (to average assets)
	Summit		122,918	8.9	%		55,151	4	%		68,938	5.00%
	Summit Community		143,989	10.4	%		55,150	4	%		68,938	5.00%

14_Segment_Information_Tables

14. Segment Information (Tables)	6 Months Ended
	Jun. 30, 2014
Segment Reporting [Abstract]	'
Schedule Of Segment Information	'
			Six Months Ended June 30, 2014
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	21,311		$	-		$	(953	)	$	-		$	20,358
	Provision for loan losses			2,000			-			-			-			2,000
	Net interest income after provision for loan losses			19,311			-			(953	)		-			18,358
	Other income			2,901			2,588			590			(590	)		5,489
	Other expenses			14,672			2,089			857			(590	)		17,028
	Income (loss) before income taxes			7,540			499			(1,220	)		-			6,819
	Income tax expense (benefit)			2,187			172			(362	)		-			1,997
	Net income (loss)			5,353			327			(858	)		-			4,822
	Dividends on preferred shares			-			-			387			-			387
	Net income (loss) applicable to common shares		$	5,353		$	327		$	(1,245	)	$	-		$	4,435
	Inter-segment revenue (expense)		$	(532	)	$	(58	)	$	590		$	-		$	-
	Average assets		$	1,454,597		$	6,064		$	162,023		$	(217,039	)	$	1,405,645
			Six Months Ended June 30, 2013
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	20,212		$	-		$	(950	)	$	-		$	19,262
	Provision for loan losses			2,500			-			-			-			2,500
	Net interest income after provision for loan losses			17,712			-			(950	)		-			16,762
	Other income			2,941			2,509			544			(544	)		5,450
	Other expenses			15,525			2,325			794			(544	)		18,100
	Income (loss) before income taxes			5,128			184			(1,200	)		-			4,112
	Income tax expense (benefit)			1,447			66			(411	)		-			1,102
	Net income (loss)			3,681			118			(789	)		-			3,010
	Dividends on preferred shares			-			-			388			-			388
	Net income (loss) applicable to common shares		$	3,681		$	118		$	(1,177	)	$	-		$	2,622
	Intersegment revenue (expense)		$	(490	)	$	(54	)	$	544		$	-		$	-
	Average assets		$	1,442,999		$	6,304		$	156,502		$	(217,203	)	$	1,388,602
			Three Months Ended June 30, 2014
						Insurance &
			Community			Financial
	In thousands		Banking			Services			Parent			Eliminations			Total
	Net interest income		$	10,800		$	-		$	(480	)	$	-		$	10,320
	Provision for loan losses			1,000			-			-			-			1,000
	Net interest income after provision for loan losses			9,800			-			(480	)		-			9,320
	Other income			1,491			1,214			297			(297	)		2,705
	Other expenses			7,323			1,061			443			(297	)		8,530
	Income (loss) before income taxes			3,968			153			(626	)		-			3,495
	Income tax expense (benefit)			1,205			50			(192	)		-			1,063
	Net income (loss)			2,763			103			(434	)		-			2,432
	Dividends on preferred shares			-			-			193			-			193
	Net income (loss) applicable to common shares		$	2,763		$	103		$	(627	)	$	-		$	2,239
	Inter-segment revenue (expense)		$	(268	)	$	(29	)	$	297		$	-		$	-
	Average assets		$	1,467,261		$	6,149		$	163,682		$	(218,027	)	$	1,419,065
		Three Months Ended June 30, 2013
					Insurance &
		Community			Financial
	In thousands	Banking			Services			Parent			Eliminations			Total
	Net interest income	$	9,986		$	-		$	(482	)	$	-		$	9,504
	Provision for loan losses		1,000			-			-			-			1,000
	Net interest income after provision for loan losses		8,986			-			(482	)		-			8,504
	Other income		1,497			1,206			272			(272	)		2,703
	Other expenses		8,332			1,129			349			(272	)		9,538
	Income (loss) before income taxes		2,151			77			(559	)		-			1,669
	Income tax expense (benefit)		622			31			(201	)		-			452
	Net income (loss)		1,529			46			(358	)		-			1,217
	Dividends on preferred shares		-			-			194			-			194
	Net income (loss) applicable to common shares	$	1,529		$	46		$	(552	)	$	-		$	1,023
	Intersegment revenue (expense)	$	(245	)	$	(27	)	$	272		$	-		$	-
Average assets	$	1,439,506		$	6,344		$	157,189		$	(217,703	)	$	1,385,336

15_Derivative_financial_instru1

15. Derivative financial instruments (Tables)	6 Months Ended
	Jun. 30, 2014
Investments, All Other Investments [Abstract]	'
Derivative financial instrument	'
		30-Jun-14
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	110,000	$	-	$	1,582	$	-
		$	110,000	$	-	$	1,582	$	-
		31-Dec-13
		Notional		Derivative Fair Value				Net Ineffective
	Dollars in thousands	Amount		Asset		Liability		Hedge Gains/(Losses)
	CASH FLOW HEDGES
	Pay-fixed/receive-variable interest rate swaps
	Long term borrowings	$	70,000	$	803	$	-	$	-
		$	70,000	$	803	$	-	$	-

3_Fair_Value_Measurements_Asse

3. Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Available for sale securities, fair value	$287,883	$288,780	$291,180
Interest rate swap	'	803	'
U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	25,830	29,657	'
Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	157,555	155,716	'
Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	9,931	11,819	'
U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	10,035	15,870	'
Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	0	3,966	'
Equity Securities [Member]	'	'	'
Available for sale securities, fair value	77	77	'
Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	84,455	71,675	'
Fair Value Inputs Level1 [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Interest rate swap	0	0	'
Fair Value Inputs Level1 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level1 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level2 [Member]	'	'	'
Available for sale securities, fair value	287,883	288,780	'
Interest rate swap	0	803	'
Fair Value Inputs Level2 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	25,830	29,657	'
Fair Value Inputs Level2 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	157,555	155,716	'
Fair Value Inputs Level2 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	9,931	11,819	'
Fair Value Inputs Level2 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	10,035	15,870	'
Fair Value Inputs Level2 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	0	3,966	'
Fair Value Inputs Level2 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	77	77	'
Fair Value Inputs Level2 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	84,455	71,675	'
Fair Value Inputs Level2 [Member] | Interest rate swap [Member]	'	'	'
Interest rate swap	0	803	'
Fair Value Inputs Level3 [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | Corporate Debt Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | Equity Securities [Member]	'	'	'
Available for sale securities, fair value	0	0	'
Fair Value Inputs Level3 [Member] | Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, fair value	$0	$0	'

3_Fair_Value_Measurements_Asse1

3. Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Residential mortgage loans held for sale, fair value	$413	$321	'
Impaired loans, fair value	23,742	56,382	'
OREO	48,783	53,392	47,258
Commercial Loan [Member]	'	'	'
Impaired loans, fair value	0	1,616	'
OREO	110	0	'
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	2,119	17,902	'
OREO	5,762	9,903	'
Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	13,079	22,083	'
OREO	30,920	31,610	'
Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	8,540	14,747	'
OREO	11,991	11,879	'
Consumer Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	4	34	'
Fair Value Inputs Level1 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	0	0	'
Impaired loans, fair value	0	0	'
OREO	0	0	'
Fair Value Inputs Level1 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	0	'	'
OREO	0	0	'
Fair Value Inputs Level1 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	0	0	'
OREO	0	0	'
Fair Value Inputs Level1 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	0	0	'
OREO	0	0	'
Fair Value Inputs Level1 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	0	0	'
OREO	0	0	'
Fair Value Inputs Level1 [Member] | Consumer Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	0	0	'
Fair Value Inputs Level2 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	413	321	'
Impaired loans, fair value	20,563	31,728	'
OREO	46,263	51,743	'
Fair Value Inputs Level2 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	0	920	'
OREO	110	0	'
Fair Value Inputs Level2 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	2,119	4,879	'
OREO	5,762	9,903	'
Fair Value Inputs Level2 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	9,918	17,590	'
OREO	28,810	29,993	'
Fair Value Inputs Level2 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	8,526	8,336	'
OREO	11,581	11,847	'
Fair Value Inputs Level2 [Member] | Consumer Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	0	3	'
Fair Value Inputs Level3 [Member]	'	'	'
Residential mortgage loans held for sale, fair value	0	0	'
Impaired loans, fair value	3,179	24,654	'
OREO	2,520	1,649	'
Fair Value Inputs Level3 [Member] | Commercial Loan [Member]	'	'	'
Impaired loans, fair value	0	696	'
OREO	0	0	'
Fair Value Inputs Level3 [Member] | Commercial Real Estate Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	0	13,023	'
OREO	0	0	'
Fair Value Inputs Level3 [Member] | Construction And Development Financial Receivable [Member]	'	'	'
Impaired loans, fair value	3,161	4,493	'
OREO	2,110	1,617	'
Fair Value Inputs Level3 [Member] | Residential Real Estate Financial Receivable [Member]	'	'	'
Impaired loans, fair value	14	6,411	'
OREO	410	32	'
Fair Value Inputs Level3 [Member] | Consumer Portfolio Segment [Member]	'	'	'
Impaired loans, fair value	$4	$31	'

3_Fair_Value_Measurements_Carr

3. Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Securities available for sale	$287,883	$288,780	$291,180
Loans held for sale, net	413	321	'
Carrying Value [Member]	'	'	'
Cash and due from banks	13,719	11,782	'
Securities available for sale	287,883	288,780	'
Other investments	7,436	7,815	'
Loans held for sale, net	413	321	'
Loans, net	992,816	937,070	'
Accrued interest receivable	5,683	5,669	'
Derivative financial instruments	'	803	'
Total assets	1,307,950	1,252,240	'
Deposits	1,057,795	1,003,812	'
Short-term borrowings	91,729	62,769	'
Long-term borrowings	121,942	163,516	'
Subordinated debentures	16,800	16,800	'
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	'
Accrued interest payable	1,195	1,433	'
Derivative financial liabilities	1,582	'	'
Total liabilities	1,310,632	1,267,919	'
Estimate Fair Value [Member]	'	'	'
Cash and due from banks	13,719	11,782	'
Securities available for sale	287,883	288,780	'
Other investments	7,436	7,815	'
Loans held for sale, net	413	321	'
Loans, net	1,016,258	952,592	'
Accrued interest receivable	5,683	5,669	'
Derivative financial instruments	'	803	'
Total assets	1,331,392	1,267,762	'
Deposits	1,082,200	1,029,606	'
Short-term borrowings	91,729	62,769	'
Long-term borrowings	130,627	173,863	'
Subordinated debentures	16,800	16,800	'
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589	'
Accrued interest payable	1,195	1,433	'
Derivative financial liabilities	1,582	'	'
Total liabilities	$1,343,722	$1,304,060	'

4_Earnings_Per_Share_Computati

4. Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net income	$2,432	$1,217	$4,822	$3,010
Less preferred stock dividends	-193	-194	-387	-388
Net income applicable to common shares	2,239	1,023	4,435	2,622
Basic EPS, Common Shares (Denominator)	7,457,222	7,438,401	7,455,307	7,435,344
Basic EPS, Per Share	$0.30	$0.14	$0.59	$0.35
Diluted EPS, Stock options, Common Shares (Denominator)	9,607	7,568	9,675	7,496
Diluted EPS, Income (Numerator)	2,432	1,217	4,822	3,010
Diluted EPS, Common Shares (Denominator)	9,630,624	9,619,585	9,629,755	9,616,918
Diluted EPS, Per Share	$0.25	$0.13	$0.50	$0.31
Series 2009 Preferred Stock [Member]	'	'	'	'
Diluted EPS, convertible preferred stock dividend, Income (Numerator)	74	74	149	148
Diluted EPS, convertible preferred stock, Common Shares (Denominator)	674,545	674,545	674,545	674,545
Series 2011 Preferred Stock [Member]	'	'	'	'
Diluted EPS, convertible preferred stock dividend, Income (Numerator)	$119	$120	$238	$240
Diluted EPS, convertible preferred stock, Common Shares (Denominator)	1,489,250	1,499,071	1,490,228	1,499,533

4_Earnings_Per_Share_Narrative

4. Earnings Per Share (Narrative) (Details)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]	'	'
Anti-dilutive stock options	143,000	170,500

5_Securities_Summary_Of_Amorti

5. Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Available for sale securities, Amortized Cost	$283,248	$289,822	$289,614
Available for sale securities, Unrealized Gains	6,339	5,501	3,851
Available for sale securities, Unrealized Losses	1,704	4,143	4,685
Available for sale securities, Estimated Fair Value	287,883	291,180	288,780
U S Government Corporations And Agencies Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	24,998	35,605	29,100
Available for sale securities, Unrealized Gains	885	1,186	675
Available for sale securities, Unrealized Losses	53	27	118
Available for sale securities, Estimated Fair Value	25,830	36,764	29,657
Government Sponsored Agencies [Member]	'	'	'
Available for sale securities, Amortized Cost	155,631	147,738	155,270
Available for sale securities, Unrealized Gains	2,921	2,313	2,019
Available for sale securities, Unrealized Losses	997	1,510	1,573
Available for sale securities, Estimated Fair Value	157,555	148,541	155,716
Nongovernment Sponsored Agencies [Member]	'	'	'
Available for sale securities, Amortized Cost	9,555	12,373	11,519
Available for sale securities, Unrealized Gains	385	326	321
Available for sale securities, Unrealized Losses	9	42	21
Available for sale securities, Estimated Fair Value	9,931	12,657	11,819
U S States And Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, Amortized Cost	4,532	'	9,317
Available for sale securities, Unrealized Gains	9	'	0
Available for sale securities, Unrealized Losses	144	'	475
Available for sale securities, Estimated Fair Value	4,397	'	8,842
State and Policital Subdivisions Water and Sewer Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	2,382	'	3,229
Available for sale securities, Unrealized Gains	7	'	0
Available for sale securities, Unrealized Losses	44	'	114
Available for sale securities, Estimated Fair Value	2,345	'	3,115
State and Policital Subdivisions Other Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	3,319	'	4,051
Available for sale securities, Unrealized Gains	7	'	4
Available for sale securities, Unrealized Losses	33	'	142
Available for sale securities, Estimated Fair Value	3,293	'	3,913
Corporate Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	0	3,966	3,973
Available for sale securities, Unrealized Gains	0	27	24
Available for sale securities, Unrealized Losses	0	34	31
Available for sale securities, Estimated Fair Value	0	3,959	3,966
Taxable Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	200,417	213,520	216,459
Available for sale securities, Unrealized Gains	4,214	3,854	3,043
Available for sale securities, Unrealized Losses	1,280	2,106	2,474
Available for sale securities, Estimated Fair Value	203,351	215,268	217,028
State and Political Subdivisions General Obligations [Member]	'	'	'
Available for sale securities, Amortized Cost	46,859	'	41,156
Available for sale securities, Unrealized Gains	1,552	'	675
Available for sale securities, Unrealized Losses	204	'	1,154
Available for sale securities, Estimated Fair Value	48,207	'	40,677
State and Political Subdivisions Water and Sewer Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	11,868	'	8,996
Available for sale securities, Unrealized Gains	176	'	15
Available for sale securities, Unrealized Losses	58	'	306
Available for sale securities, Estimated Fair Value	11,986	'	8,705
State and Political Subdivisions Lease Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	7,990	'	7,956
Available for sale securities, Unrealized Gains	54	'	0
Available for sale securities, Unrealized Losses	68	'	391
Available for sale securities, Estimated Fair Value	7,976	'	7,565
State and Political Subdivisions Lottery/casino Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	3,832	'	4,443
Available for sale securities, Unrealized Gains	145	'	63
Available for sale securities, Unrealized Losses	41	'	169
Available for sale securities, Estimated Fair Value	3,936	'	4,337
State and Political Subdivisions Other Revenues [Member]	'	'	'
Available for sale securities, Amortized Cost	12,205	'	10,527
Available for sale securities, Unrealized Gains	198	'	55
Available for sale securities, Unrealized Losses	53	'	191
Available for sale securities, Estimated Fair Value	12,350	'	10,391
Tax Exempt Debt Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	82,754	76,225	73,078
Available for sale securities, Unrealized Gains	2,125	1,647	808
Available for sale securities, Unrealized Losses	424	2,037	2,211
Available for sale securities, Estimated Fair Value	84,455	75,835	71,675
Equity Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	77	77	77
Available for sale securities, Unrealized Gains	0	0	0
Available for sale securities, Unrealized Losses	0	0	0
Available for sale securities, Estimated Fair Value	77	77	77
State and political subdivisions	'	'	'
Available for sale securities, Amortized Cost	'	13,838	'
Available for sale securities, Unrealized Gains	'	2	'
Available for sale securities, Unrealized Losses	'	493	'
Available for sale securities, Estimated Fair Value	'	13,347	'
Tax Exempt Debt Securities Us States And Political Subdivisions [Member]	'	'	'
Available for sale securities, Amortized Cost	'	76,225	'
Available for sale securities, Unrealized Gains	'	1,647	'
Available for sale securities, Unrealized Losses	'	2,037	'
Available for sale securities, Estimated Fair Value	'	75,835	'
Tax Exempt Debt Securities Residential Mortgage Backed Securities [Member]	'	'	'
Available for sale securities, Amortized Cost	'	0	'
Available for sale securities, Unrealized Gains	'	0	'
Available for sale securities, Unrealized Losses	'	0	'
Available for sale securities, Estimated Fair Value	'	$0	'

5_Securities_Summary_of_Volume

5. Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Available for sale securities, Amortized Cost	$283,248	$289,822	$289,614
Available for sale securities, Unrealized Gains	6,339	5,501	3,851
Available for sale securities, Unrealized Losses	1,704	4,143	4,685
Available for sale securities, Estimated Fair Value	287,883	291,180	288,780
California [Member]	'	'	'
Available for sale securities, Amortized Cost	17,649	'	'
Available for sale securities, Unrealized Gains	470	'	'
Available for sale securities, Unrealized Losses	41	'	'
Available for sale securities, Estimated Fair Value	18,078	'	'
West Virginia [Member]	'	'	'
Available for sale securities, Amortized Cost	12,313	'	'
Available for sale securities, Unrealized Gains	242	'	'
Available for sale securities, Unrealized Losses	54	'	'
Available for sale securities, Estimated Fair Value	12,501	'	'
Illinois [Member]	'	'	'
Available for sale securities, Amortized Cost	8,941	'	'
Available for sale securities, Unrealized Gains	142	'	'
Available for sale securities, Unrealized Losses	77	'	'
Available for sale securities, Estimated Fair Value	9,006	'	'
Texas [Member]	'	'	'
Available for sale securities, Amortized Cost	7,380	'	'
Available for sale securities, Unrealized Gains	368	'	'
Available for sale securities, Unrealized Losses	74	'	'
Available for sale securities, Estimated Fair Value	7,674	'	'
Pennsylvania [Member]	'	'	'
Available for sale securities, Amortized Cost	7,298	'	'
Available for sale securities, Unrealized Gains	64	'	'
Available for sale securities, Unrealized Losses	49	'	'
Available for sale securities, Estimated Fair Value	$7,313	'	'

5_Securities_Summary_Of_Maturi

5. Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Securities Summary Of Maturities Amortized Cost And Estimated Fair Values Of Securities Details	'	'	'
Due in one year or less, Amortized Cost	$59,685	'	'
Due from one to five years, Amortized Cost	100,747	'	'
Due from five to ten years, Amortized Cost	25,962	'	'
Due after ten years, Amortized Cost	96,777	'	'
Equity securities, Amortized Cost	77	'	'
Total Amortized Cost	283,248	289,614	289,822
Due in one year or less, Estimated Fair Value	60,630	'	'
Due from one to five years, Estimated Fair Value	102,143	'	'
Due from five to ten years, Estimated Fair Value	26,503	'	'
Due after ten years, Estimated Fair Value	98,530	'	'
Equity securities, Estimated Fair Value	77	'	'
Total Estimated Fair Value	$287,883	'	'

5_Securities_Summary_Of_Procee

5. Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securit) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Available-for-sale Securities [Abstract]	'	'
Securities available for sale, Proceeds from Sales	$36,230	$29,389
Securities available for sale, Proceeds from Calls and Maturities	3,001	1,058
Securities available for sale, Proceeds from Principal Payments	16,664	32,768
Securities available for sale, Gross realized Gains	550	'
Securities available for sale, Gross realized Losses	$614	'

5_Securities_Summary_Of_OtherT

5. Securities (Summary Of Other-Than-Temporary Impairment Losses On Securities) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Available-for-sale Securities [Abstract]	'	'	'	'
Total other-than-temporary impairment losses	($1)	($27)	($1)	($117)
Portion of loss recognized in other comprehensive income	0	0	0	37
Net impairment loss recognized in earnings	($1)	($27)	($1)	($80)

5_Securities_Summary_Of_Activi

5. Securities (Summary Of Activity Related To The Credit Component Recognized On Debt Securities Available For Sale) (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Available-for-sale Securities [Abstract]	'	'
Beginning Balance	($3,021)	($3,021)
Additions for the credit component on debt securities in which other-than-temporary impairment was not previously recognized	-1	-1
Securities sold during the period	2,814	2,814
Ending Balance	($208)	($208)

5_Securities_Summary_Of_Securi

5. Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Less than 12 months, Estimated Fair Value	$50,018	$123,127
Less than 12 months, Unrealized Loss	-664	-3,876
12 months or more, Estimated Fair Value	48,409	22,303
12 months or more, Unrealized Loss	-1,040	-809
Total Estimated Fair Value	98,427	145,430
Total Unrealized Loss	-1,704	-4,685
Temporarily Impaired Securities Member	'	'
Less than 12 months, Estimated Fair Value	50,018	123,127
Less than 12 months, Unrealized Loss	-664	-3,876
12 months or more, Estimated Fair Value	48,409	22,302
12 months or more, Unrealized Loss	-1,040	-807
Total Estimated Fair Value	98,427	145,429
Total Unrealized Loss	-1,704	-4,683
Temporarily Impaired Securities Member | U S Government Corporations And Agencies Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	2,448	10,868
Less than 12 months, Unrealized Loss	-6	-118
12 months or more, Estimated Fair Value	3,396	0
12 months or more, Unrealized Loss	-47	0
Total Estimated Fair Value	5,844	10,868
Total Unrealized Loss	-53	-118
Temporarily Impaired Securities Member | Government Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	35,211	55,035
Less than 12 months, Unrealized Loss	-550	-1,385
12 months or more, Estimated Fair Value	23,421	13,249
12 months or more, Unrealized Loss	-447	-188
Total Estimated Fair Value	58,632	68,284
Total Unrealized Loss	-997	-1,573
Temporarily Impaired Securities Member | Nongovernment Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	2,598	2,407
Less than 12 months, Unrealized Loss	-9	-12
12 months or more, Estimated Fair Value	86	565
12 months or more, Unrealized Loss	0	-7
Total Estimated Fair Value	2,684	2,972
Total Unrealized Loss	-9	-19
Temporarily Impaired Securities Member | State and Political Subdivisions General Obligations [Member]	'	'
Less than 12 months, Estimated Fair Value	0	4,505
Less than 12 months, Unrealized Loss	0	-264
12 months or more, Estimated Fair Value	4,103	2,337
12 months or more, Unrealized Loss	-144	-211
Total Estimated Fair Value	4,103	6,842
Total Unrealized Loss	-144	-475
Temporarily Impaired Securities Member | State and Political Subdivisions Water and Sewer Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	0	1,309
Less than 12 months, Unrealized Loss	0	-31
12 months or more, Estimated Fair Value	1,836	1,554
12 months or more, Unrealized Loss	-44	-83
Total Estimated Fair Value	1,836	2,863
Total Unrealized Loss	-44	-114
Temporarily Impaired Securities Member | State and Political Subdivisions Other Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	1,104	3,142
Less than 12 months, Unrealized Loss	-16	-142
12 months or more, Estimated Fair Value	926	0
12 months or more, Unrealized Loss	-17	0
Total Estimated Fair Value	2,030	3,142
Total Unrealized Loss	-33	-142
Temporarily Impaired Securities Member | Corporate Debt Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	0	2,968
Less than 12 months, Unrealized Loss	0	-31
12 months or more, Estimated Fair Value	0	0
12 months or more, Unrealized Loss	0	0
Total Estimated Fair Value	0	2,968
Total Unrealized Loss	0	-31
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions General Obligations [Member]	'	'
Less than 12 months, Estimated Fair Value	4,816	19,603
Less than 12 months, Unrealized Loss	-44	-997
12 months or more, Estimated Fair Value	7,572	2,102
12 months or more, Unrealized Loss	-160	-157
Total Estimated Fair Value	12,388	21,705
Total Unrealized Loss	-204	-1,154
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	1,070	5,643
Less than 12 months, Unrealized Loss	-21	-224
12 months or more, Estimated Fair Value	2,608	983
12 months or more, Unrealized Loss	-37	-82
Total Estimated Fair Value	3,678	6,626
Total Unrealized Loss	-58	-306
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lease Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	0	6,112
Less than 12 months, Unrealized Loss	0	-349
12 months or more, Estimated Fair Value	2,529	958
12 months or more, Unrealized Loss	-68	-42
Total Estimated Fair Value	2,529	7,070
Total Unrealized Loss	-68	-391
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lottery/casino Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	0	2,720
Less than 12 months, Unrealized Loss	0	-132
12 months or more, Estimated Fair Value	1,106	554
12 months or more, Unrealized Loss	-41	-37
Total Estimated Fair Value	1,106	3,274
Total Unrealized Loss	-41	-169
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Other Revenues [Member]	'	'
Less than 12 months, Estimated Fair Value	2,771	8,815
Less than 12 months, Unrealized Loss	-18	-191
12 months or more, Estimated Fair Value	826	0
12 months or more, Unrealized Loss	-35	0
Total Estimated Fair Value	3,597	8,815
Total Unrealized Loss	-53	-191
Other Than Temporarily Impaired Securities [Member]	'	'
Less than 12 months, Estimated Fair Value	0	0
Less than 12 months, Unrealized Loss	0	0
12 months or more, Estimated Fair Value	0	1
12 months or more, Unrealized Loss	0	-2
Total Estimated Fair Value	0	1
Total Unrealized Loss	0	-2
Other Than Temporarily Impaired Securities [Member] | Nongovernment Sponsored Agencies [Member]	'	'
Less than 12 months, Estimated Fair Value	0	0
Less than 12 months, Unrealized Loss	0	0
12 months or more, Estimated Fair Value	0	1
12 months or more, Unrealized Loss	0	-2
Total Estimated Fair Value	0	1
Total Unrealized Loss	$0	($2)

5_Securities_Details_Narrative

5. Securities (Details Narrative)	Jun. 30, 2014
	Integer
Securities Details Narrative	'
Securities held with an unrealized loss position	86

6_Loans_Summary_Of_Loans_Net_O

6. Loans (Summary Of Loans, Net Of Unearned Fees) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Total loans, net of unearned fees	$1,003,822	$949,729	$940,101
Less allowance for loan losses	11,006	12,659	14,122
Loans, net	992,816	937,070	925,979
Commercial Loan [Member]	'	'	'
Total loans, net of unearned fees	90,096	88,352	78,963
Owner Occupied [Member]	'	'	'
Total loans, net of unearned fees	154,260	149,618	149,660
Non Owner Occupied [Member]	'	'	'
Total loans, net of unearned fees	314,439	280,790	277,773
Land And Land Improvements [Member]	'	'	'
Total loans, net of unearned fees	64,246	71,453	73,427
Construction Loans [Member]	'	'	'
Total loans, net of unearned fees	20,902	15,155	7,634
Non Jumbo [Member]	'	'	'
Total loans, net of unearned fees	219,569	212,946	216,759
Jumbo [Member]	'	'	'
Total loans, net of unearned fees	52,487	53,406	58,567
Home Equity [Member]	'	'	'
Total loans, net of unearned fees	61,248	54,844	53,774
Consumer Portfolio Segment [Member]	'	'	'
Total loans, net of unearned fees	19,777	19,889	20,147
Other Loans [Member]	'	'	'
Total loans, net of unearned fees	$6,798	$3,276	$3,397

6_Loans_Schedule_Of_Contractua

6. Loans (Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Past Due, 30-59 days	$5,607	$6,461	$6,658
Past Due, 60-89 days	3,427	2,450	1,316
Past Due, > 90 days	8,524	11,870	24,453
Past Due, Total	17,558	20,781	32,427
Current	986,264	928,948	907,674
Recorded Investment > 90 days and Accruing	0	0	0
Commercial Loan [Member]	'	'	'
Past Due, 30-59 days	33	74	144
Past Due, 60-89 days	363	34	55
Past Due, > 90 days	396	1,190	1,669
Past Due, Total	792	1,298	1,868
Current	89,304	87,054	77,095
Recorded Investment > 90 days and Accruing	0	0	0
Owner Occupied [Member]	'	'	'
Past Due, 30-59 days	642	328	85
Past Due, 60-89 days	348	459	0
Past Due, > 90 days	759	487	314
Past Due, Total	1,749	1,274	399
Current	152,511	148,344	149,261
Recorded Investment > 90 days and Accruing	0	0	0
Non Owner Occupied [Member]	'	'	'
Past Due, 30-59 days	237	912	543
Past Due, 60-89 days	0	115	0
Past Due, > 90 days	234	128	899
Past Due, Total	471	1,155	1,442
Current	313,968	279,635	276,331
Recorded Investment > 90 days and Accruing	0	0	0
Land And Land Improvements [Member]	'	'	'
Past Due, 30-59 days	142	1,627	698
Past Due, 60-89 days	14	0	0
Past Due, > 90 days	4,860	8,638	9,929
Past Due, Total	5,016	10,265	10,627
Current	59,230	61,188	62,800
Recorded Investment > 90 days and Accruing	0	0	0
Construction Loans [Member]	'	'	'
Past Due, 30-59 days	0	0	0
Past Due, 60-89 days	0	0	0
Past Due, > 90 days	0	0	60
Past Due, Total	0	0	60
Current	20,902	15,155	7,574
Recorded Investment > 90 days and Accruing	0	0	0
Non Jumbo [Member]	'	'	'
Past Due, 30-59 days	3,198	2,708	4,086
Past Due, 60-89 days	1,760	1,673	1,171
Past Due, > 90 days	2,060	1,321	2,494
Past Due, Total	7,018	5,702	7,751
Current	212,551	207,244	209,008
Recorded Investment > 90 days and Accruing	0	0	0
Jumbo [Member]	'	'	'
Past Due, 30-59 days	707	0	709
Past Due, 60-89 days	723	0	0
Past Due, > 90 days	0	0	9,000
Past Due, Total	1,430	0	9,709
Current	51,057	53,406	48,858
Recorded Investment > 90 days and Accruing	0	0	0
Home Equity [Member]	'	'	'
Past Due, 30-59 days	196	588	101
Past Due, 60-89 days	36	87	26
Past Due, > 90 days	143	0	25
Past Due, Total	375	675	152
Current	60,873	54,169	53,622
Recorded Investment > 90 days and Accruing	0	0	0
Consumer Portfolio Segment [Member]	'	'	'
Past Due, 30-59 days	452	224	239
Past Due, 60-89 days	183	82	64
Past Due, > 90 days	72	106	63
Past Due, Total	707	412	366
Current	19,070	19,477	19,781
Recorded Investment > 90 days and Accruing	0	0	0
Other Loans [Member]	'	'	'
Past Due, 30-59 days	0	0	53
Past Due, 60-89 days	0	0	0
Past Due, > 90 days	0	0	0
Past Due, Total	0	0	53
Current	6,798	3,276	3,344
Recorded Investment > 90 days and Accruing	$0	$0	$0

6_Loans_Schedule_Of_Nonaccrual

6. Loans (Schedule Of Nonaccrual Loans Included In Net Balance Of Loans) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Nonaccrual Status	$14,219	$18,946	$30,892
Commercial Loan [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	416	1,224	3,996
Owner Occupied [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	953	1,953	796
Non Owner Occupied [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	583	365	899
Land And Land Improvements [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	8,849	12,830	11,445
Construction Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0	60
Non Jumbo [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	2,950	2,446	4,333
Jumbo [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0	9,000
Home Equity [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	339	0	271
Consumer Portfolio Segment [Member]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	$129	$128	$92

6_Loans_Schedule_Of_Method_Use

6. Loans (Schedule Of Method Used To Measure Impairment Of Impaired Loans) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Impaired Financing Receivable, Unpaid Principal Balance	$47,593	$60,782	$81,208
Commercial Loan [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	506	1,864	7,825
Commercial Loan [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	0	158	162
Owner Occupied [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	1,924	10,067	12,074
Owner Occupied [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	8,969	2,483	2,657
Non Owner Occupied [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	513	5,832	6,814
Non Owner Occupied [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	5,236	0	0
Land And Land Improvements [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	14,023	24,625	26,710
Land And Land Improvements [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	1,446	644	654
Construction [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	0	0	0
Non Jumbo [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	3,440	5,516	5,322
Non Jumbo [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	2,592	566	891
Jumbo [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	6,648	8,768	17,824
Jumbo [Member] | Discounted Cash Flow [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	2,073	0	0
Home Equity [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	186	212	213
Consumer Portfolio Segment [Member] | Fair Value Of Collateral [Member]	'	'	'
Impaired Financing Receivable, Unpaid Principal Balance	$37	$47	$62

6_Loans_Schedule_Of_Loans_Indi

6. Loans (Schedule Of Loans Individually Evaluated For Impairment) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Recorded Investment	$47,577	$81,014	$60,745
Unpaid Principal Balance	47,593	81,208	60,782
Related Allowance	1,595	4,528	4,400
Average Impaired Balance	47,577	81,932	56,930
Interest Income Recognized while impaired	1,884	2,957	1,987
Commercial Loan [Member]	'	'	'
Without a related allowance, Recorded Investment	506	6,942	1,161
Without a related allowance, Unpaid Principal Balance	506	7,104	1,167
Without a related allowance, Average Impaired Balance	506	8,133	1,518
Without a related allowance, Interest Income Recognized while impaired	35	435	98
With a related allowance, Recorded Investment	0	874	855
With a related allowance, Unpaid Principal Balance	0	883	855
With a related allowance, Related Allowance	0	387	406
With a related allowance, Average Impaired Balance	0	565	1,013
With a related allowance, Interest Income Recognized while impaired	0	4	0
Owner Occupied [Member]	'	'	'
Without a related allowance, Recorded Investment	6,287	9,770	8,434
Without a related allowance, Unpaid Principal Balance	6,288	9,774	8,434
Without a related allowance, Average Impaired Balance	6,287	10,638	7,675
Without a related allowance, Interest Income Recognized while impaired	248	491	226
With a related allowance, Recorded Investment	4,605	4,957	4,116
With a related allowance, Unpaid Principal Balance	4,605	4,957	4,116
With a related allowance, Related Allowance	266	741	305
With a related allowance, Average Impaired Balance	4,605	3,967	3,945
With a related allowance, Interest Income Recognized while impaired	213	186	184
Non Owner Occupied [Member]	'	'	'
Without a related allowance, Recorded Investment	5,012	5,396	5,075
Without a related allowance, Unpaid Principal Balance	5,014	5,398	5,077
Without a related allowance, Average Impaired Balance	5,012	3,969	5,110
Without a related allowance, Interest Income Recognized while impaired	249	199	253
With a related allowance, Recorded Investment	735	1,415	747
With a related allowance, Unpaid Principal Balance	735	1,416	755
With a related allowance, Related Allowance	79	165	175
With a related allowance, Average Impaired Balance	735	1,421	515
With a related allowance, Interest Income Recognized while impaired	79	28	28
Land And Land Improvements [Member]	'	'	'
Without a related allowance, Recorded Investment	13,853	16,904	14,732
Without a related allowance, Unpaid Principal Balance	13,853	16,904	14,737
Without a related allowance, Average Impaired Balance	13,853	16,853	11,628
Without a related allowance, Interest Income Recognized while impaired	293	725	325
With a related allowance, Recorded Investment	1,616	10,460	10,532
With a related allowance, Unpaid Principal Balance	1,616	10,460	10,532
With a related allowance, Related Allowance	898	1,844	3,186
With a related allowance, Average Impaired Balance	1,616	10,483	11,310
With a related allowance, Interest Income Recognized while impaired	40	65	147
Construction [Member]	'	'	'
Without a related allowance, Recorded Investment	0	0	0
Without a related allowance, Unpaid Principal Balance	0	0	0
Without a related allowance, Average Impaired Balance	0	0	0
Without a related allowance, Interest Income Recognized while impaired	0	0	0
With a related allowance, Recorded Investment	0	0	0
With a related allowance, Unpaid Principal Balance	0	0	0
With a related allowance, Related Allowance	0	0	0
With a related allowance, Average Impaired Balance	0	0	0
With a related allowance, Interest Income Recognized while impaired	0	0	0
Non Jumbo [Member]	'	'	'
Without a related allowance, Recorded Investment	3,390	3,250	3,587
Without a related allowance, Unpaid Principal Balance	3,398	3,258	3,595
Without a related allowance, Average Impaired Balance	3,390	3,035	2,858
Without a related allowance, Interest Income Recognized while impaired	161	120	157
With a related allowance, Recorded Investment	2,633	2,952	2,485
With a related allowance, Unpaid Principal Balance	2,634	2,955	2,487
With a related allowance, Related Allowance	299	307	256
With a related allowance, Average Impaired Balance	2,633	2,963	2,292
With a related allowance, Interest Income Recognized while impaired	107	141	107
Jumbo [Member]	'	'	'
Without a related allowance, Recorded Investment	7,823	7,911	7,862
Without a related allowance, Unpaid Principal Balance	7,828	7,916	7,867
Without a related allowance, Average Impaired Balance	7,823	9,352	7,910
Without a related allowance, Interest Income Recognized while impaired	401	503	405
With a related allowance, Recorded Investment	893	9,907	900
With a related allowance, Unpaid Principal Balance	893	9,908	901
With a related allowance, Related Allowance	53	1,044	37
With a related allowance, Average Impaired Balance	893	10,277	906
With a related allowance, Interest Income Recognized while impaired	44	45	45
Home Equity [Member]	'	'	'
Without a related allowance, Recorded Investment	186	186	186
Without a related allowance, Unpaid Principal Balance	186	186	186
Without a related allowance, Average Impaired Balance	186	186	186
Without a related allowance, Interest Income Recognized while impaired	11	11	11
With a related allowance, Recorded Investment	0	28	27
With a related allowance, Unpaid Principal Balance	0	27	26
With a related allowance, Related Allowance	0	27	22
With a related allowance, Average Impaired Balance	0	28	27
With a related allowance, Interest Income Recognized while impaired	0	0	0
Consumer Portfolio Segment [Member]	'	'	'
Without a related allowance, Recorded Investment	38	37	26
Without a related allowance, Unpaid Principal Balance	37	38	27
Without a related allowance, Average Impaired Balance	38	37	28
Without a related allowance, Interest Income Recognized while impaired	3	2	1
With a related allowance, Recorded Investment	0	25	20
With a related allowance, Unpaid Principal Balance	0	24	20
With a related allowance, Related Allowance	0	13	13
With a related allowance, Average Impaired Balance	0	25	9
With a related allowance, Interest Income Recognized while impaired	0	2	0
Total Without a Related Allowance	'	'	'
Without a related allowance, Recorded Investment	37,095	50,396	41,063
Without a related allowance, Unpaid Principal Balance	37,110	50,578	41,090
Without a related allowance, Average Impaired Balance	37,095	52,203	36,913
Without a related allowance, Interest Income Recognized while impaired	1,401	2,486	1,476
Total With a Related Allowance	'	'	'
With a related allowance, Recorded Investment	10,482	30,618	19,682
With a related allowance, Unpaid Principal Balance	10,483	30,630	19,692
With a related allowance, Related Allowance	1,595	4,528	4,400
With a related allowance, Average Impaired Balance	10,482	29,729	20,017
With a related allowance, Interest Income Recognized while impaired	483	471	511
Total Commercial	'	'	'
Recorded Investment	32,614	56,718	45,652
Unpaid Principal Balance	32,617	56,896	45,673
Related Allowance	1,243	3,137	4,072
Average Impaired Balance	32,614	56,029	42,714
Interest Income Recognized while impaired	1,157	2,133	1,261
Total Residential Real Estate	'	'	'
Recorded Investment	14,925	24,234	15,047
Unpaid Principal Balance	14,939	24,250	15,062
Related Allowance	352	1,378	315
Average Impaired Balance	14,925	25,841	14,179
Interest Income Recognized while impaired	724	820	725
Total Consumer	'	'	'
Recorded Investment	38	62	46
Unpaid Principal Balance	37	62	47
Related Allowance	0	13	13
Average Impaired Balance	38	62	37
Interest Income Recognized while impaired	$3	$4	$1

6_Loans_Schedule_Of_Restructur

6. Loans (Schedule Of Restructured Trouble Debt Restructuring By Class) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	Integer	Integer	Integer	Integer
Number of Modifications	3	3	3	4
Pre-modification Recorded Investment	$82	$264	$82	$313
Post-modification Recorded Investment	86	264	86	314
Commercial Loan [Member]	'	'	'	'
Number of Modifications	3	1	3	1
Pre-modification Recorded Investment	82	23	82	23
Post-modification Recorded Investment	86	23	86	23
Owner Occupied [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	0	0	0	0
Non Owner Occupied [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	0	0	0	0
Land And Land Improvements [Member]	'	'	'	'
Number of Modifications	0	0	0	1
Pre-modification Recorded Investment	0	0	0	49
Post-modification Recorded Investment	0	0	0	50
Construction [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	0	0	0	0
Non Jumbo [Member]	'	'	'	'
Number of Modifications	0	2	0	2
Pre-modification Recorded Investment	0	241	0	241
Post-modification Recorded Investment	0	241	0	241
Jumbo [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	0	0	0	0
Home Equity [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	0	0	0	0
Consumer Portfolio Segment [Member]	'	'	'	'
Number of Modifications	0	0	0	0
Pre-modification Recorded Investment	0	0	0	0
Post-modification Recorded Investment	$0	$0	$0	$0

6_Loans_Schedule_Of_Defaults_D

6. Loans (Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
	Integer	Integer
Number of Defaults	5	5
Recorded Investment at Default Date	$1,108	$1,110
Commercial Loan [Member]	'	'
Number of Defaults	2	2
Recorded Investment at Default Date	78	78
Owner Occupied [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	0	0
Non Owner Occupied [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	0	0
Land And Land Improvements [Member]	'	'
Number of Defaults	1	1
Recorded Investment at Default Date	695	698
Construction [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	0	0
Non Jumbo [Member]	'	'
Number of Defaults	2	2
Recorded Investment at Default Date	335	334
Jumbo [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	0	0
Home Equity [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	0	0
Consumer Portfolio Segment [Member]	'	'
Number of Defaults	0	0
Recorded Investment at Default Date	$0	$0

6_Loans_Schedule_of_the_Activi

6. Loans (Schedule of the Activity Regarding TDRs by Loan Type) (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Troubled debt restructurings	$33,504	$34,515
Additions	86	86
Charge-offs	0	-3
Net (paydowns) advances	-337	-1,345
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	33,253	33,253
Allowance related to troubled debt restructurings	788	788
Land And Land Improvements [Member]	'	'
Troubled debt restructurings	6,069	6,163
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	-101	-195
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	5,968	5,968
Allowance related to troubled debt restructurings	171	171
Construction [Member]	'	'
Troubled debt restructurings	0	0
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	0	0
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	0	0
Allowance related to troubled debt restructurings	0	0
Commercial Loan [Member]	'	'
Troubled debt restructurings	509	1,243
Additions	86	86
Charge-offs	0	0
Net (paydowns) advances	-97	-831
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	498	498
Allowance related to troubled debt restructurings	0	0
Owner Occupied [Member]	'	'
Troubled debt restructurings	9,644	9,699
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	-55	-110
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	9,589	9,589
Allowance related to troubled debt restructurings	188	188
Non Owner Occupied [Member]	'	'
Troubled debt restructurings	5,492	5,544
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	-27	-79
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	5,465	5,465
Allowance related to troubled debt restructurings	79	79
Non Jumbo [Member]	'	'
Troubled debt restructurings	5,513	5,541
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	-19	-47
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	5,494	5,494
Allowance related to troubled debt restructurings	298	298
Jumbo [Member]	'	'
Troubled debt restructurings	6,237	6,278
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	-36	-77
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	6,201	6,201
Allowance related to troubled debt restructurings	52	52
Home Equity [Member]	'	'
Troubled debt restructurings	0	0
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	0	0
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	0	0
Allowance related to troubled debt restructurings	0	0
Consumer Portfolio Segment [Member]	'	'
Troubled debt restructurings	40	47
Additions	0	0
Charge-offs	0	-3
Net (paydowns) advances	-2	-6
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	38	38
Allowance related to troubled debt restructurings	0	0
Other Loans [Member]	'	'
Troubled debt restructurings	0	0
Additions	0	0
Charge-offs	0	0
Net (paydowns) advances	0	0
Transfer into OREO	0	0
Refinance out of TDR status	0	0
Troubled debt restructurings	0	0
Allowance related to troubled debt restructurings	$0	$0

6_Loans_Schedule_Of_Recorded_I

6. Loans (Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total	$1,003,822	'
Land And Land Improvements [Member]	'	'
Total	64,246	71,453
Construction Loans [Member]	'	'
Total	20,902	15,155
Commercial Loan [Member]	'	'
Total	90,096	88,352
Owner Occupied [Member]	'	'
Total	154,260	149,618
Non Owner Occupied [Member]	'	'
Total	314,439	280,790
Pass [Member] | Land And Land Improvements [Member]	'	'
Total	45,624	41,662
Pass [Member] | Construction Loans [Member]	'	'
Total	20,432	15,022
Pass [Member] | Commercial Loan [Member]	'	'
Total	88,446	82,323
Pass [Member] | Owner Occupied [Member]	'	'
Total	150,578	143,982
Pass [Member] | Non Owner Occupied [Member]	'	'
Total	303,213	268,967
Special Mention [Member] | Land And Land Improvements [Member]	'	'
Total	4,539	5,550
Special Mention [Member] | Construction Loans [Member]	'	'
Total	470	133
Special Mention [Member] | Commercial Loan [Member]	'	'
Total	1,203	4,544
Special Mention [Member] | Owner Occupied [Member]	'	'
Total	1,903	1,412
Special Mention [Member] | Non Owner Occupied [Member]	'	'
Total	9,483	10,222
Substandard [Member] | Land And Land Improvements [Member]	'	'
Total	14,083	24,131
Substandard [Member] | Construction Loans [Member]	'	'
Total	0	0
Substandard [Member] | Commercial Loan [Member]	'	'
Total	447	1,485
Substandard [Member] | Owner Occupied [Member]	'	'
Total	1,779	4,224
Substandard [Member] | Non Owner Occupied [Member]	'	'
Total	1,743	1,601
Doubtful [Member] | Land And Land Improvements [Member]	'	'
Total	0	110
Doubtful [Member] | Construction Loans [Member]	'	'
Total	0	0
Doubtful [Member] | Commercial Loan [Member]	'	'
Total	0	0
Doubtful [Member] | Owner Occupied [Member]	'	'
Total	0	0
Doubtful [Member] | Non Owner Occupied [Member]	'	'
Total	0	0
Loss [Member] | Land And Land Improvements [Member]	'	'
Total	0	0
Loss [Member] | Construction Loans [Member]	'	'
Total	0	0
Loss [Member] | Commercial Loan [Member]	'	'
Total	0	0
Loss [Member] | Owner Occupied [Member]	'	'
Total	0	0
Loss [Member] | Non Owner Occupied [Member]	'	'
Total	$0	$0

6_Loans_Schedule_Of_Recorded_I1

6. Loans (Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Performing Financing Receivable [Member]	'	'	'
Total	$356,461	$341,787	$338,949
Performing Financing Receivable [Member] | Non Jumbo [Member]	'	'	'
Total	216,619	210,500	212,426
Performing Financing Receivable [Member] | Jumbo [Member]	'	'	'
Total	52,487	53,406	49,567
Performing Financing Receivable [Member] | Home Equity [Member]	'	'	'
Total	60,909	54,844	53,503
Performing Financing Receivable [Member] | Consumer Portfolio Segment [Member]	'	'	'
Total	19,648	19,761	20,056
Performing Financing Receivable [Member] | Other Loans [Member]	'	'	'
Total	6,798	3,276	3,397
Nonperforming Financing Receivable [Member]	'	'	'
Total	3,418	2,574	13,695
Nonperforming Financing Receivable [Member] | Non Jumbo [Member]	'	'	'
Total	2,950	2,446	4,333
Nonperforming Financing Receivable [Member] | Jumbo [Member]	'	'	'
Total	0	0	9,000
Nonperforming Financing Receivable [Member] | Home Equity [Member]	'	'	'
Total	339	0	271
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment [Member]	'	'	'
Total	129	128	91
Nonperforming Financing Receivable [Member] | Other Loans [Member]	'	'	'
Total	'	$0	$0

6_Loans_Narrative_Details

6. Loans (Narrative) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans and Leases Receivable Disclosure [Abstract]	'	'
Troubled debt restructurings included in impaired loans	$33,200	$34,500
Current Troubled debt restructurings included in impaired loans	$31,600	$33,600

7_Allowance_For_Loan_Losses_Su

7. Allowance For Loan Losses (Summary Of Analysis Of Allowance For Loan Losses) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Beginning balance	$12,659	$17,933	$17,933
Total, Losses	4,174	6,465	10,959
Total Recoveries	521	154	1,185
Net losses	3,653	6,311	9,774
Provision for loan losses	2,000	2,500	4,500
Ending balance	11,006	14,122	12,659
Commercial Loan [Member]	'	'	'
Beginning balance	1,324	'	'
Total, Losses	390	54	723
Total Recoveries	17	4	12
Provision for loan losses	124	'	'
Ending balance	1,075	'	1,324
Owner Occupied [Member]	'	'	'
Beginning balance	969	'	'
Total, Losses	11	66	1,031
Total Recoveries	31	2	8
Provision for loan losses	8	'	'
Ending balance	997	'	969
Non Owner Occupied [Member]	'	'	'
Beginning balance	641	'	'
Total, Losses	0	9	9
Total Recoveries	4	0	674
Provision for loan losses	98	'	'
Ending balance	743	'	641
Land And Land Development [Member]	'	'	'
Beginning balance	5,455	'	'
Total, Losses	3,533	2,166	3,596
Total Recoveries	165	9	187
Provision for loan losses	1,722	'	'
Ending balance	3,809	'	5,455
Construction Loans [Member]	'	'	'
Beginning balance	269	'	'
Total, Losses	0	0	0
Total Recoveries	0	0	0
Provision for loan losses	85	'	'
Ending balance	354	'	269
Non Jumbo [Member]	'	'	'
Beginning balance	1,842	'	'
Total, Losses	46	384	541
Total Recoveries	53	43	127
Provision for loan losses	-318	'	'
Ending balance	1,531	'	1,842
Jumbo [Member]	'	'	'
Beginning balance	1,888	'	'
Total, Losses	63	3,625	4,741
Total Recoveries	163	3	6
Provision for loan losses	93	'	'
Ending balance	2,081	'	1,888
Home Equity [Member]	'	'	'
Beginning balance	173	'	'
Total, Losses	0	76	77
Total Recoveries	3	1	5
Provision for loan losses	83	'	'
Ending balance	259	'	173
Consumer Portfolio Segment [Member]	'	'	'
Beginning balance	47	'	'
Total, Losses	80	34	79
Total Recoveries	41	37	79
Provision for loan losses	38	'	'
Ending balance	46	'	47
Other	'	'	'
Beginning balance	51	'	'
Total, Losses	51	51	162
Total Recoveries	44	55	87
Provision for loan losses	67	'	'
Ending balance	$111	'	$51

7_Allowance_For_Loan_Losses_Su1

7. Allowance For Loan Losses (Summary Of Net Unearned Income) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Beginning balance	$12,659	$17,933	$17,933
Charge-offs	4,174	6,465	10,959
Recoveries	521	154	1,185
Provision	2,000	2,500	4,500
Ending balance	11,006	14,122	12,659
Allowance related to: Loans individually evaluated for impairment	1,595	'	'
Allowance related to: Loans collectively evaluated for impairment	9,411	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	11,006	'	'
Loans individually evaluated for impairment	47,593	'	'
Loans collectively evaluated for impairment	956,229	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	1,003,822	'	'
Land And Land Development [Member]	'	'	'
Beginning balance	5,455	'	'
Charge-offs	3,533	2,166	3,596
Recoveries	165	9	187
Provision	1,722	'	'
Ending balance	3,809	'	5,455
Allowance related to: Loans individually evaluated for impairment	898	'	'
Allowance related to: Loans collectively evaluated for impairment	2,911	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	3,809	'	'
Loans individually evaluated for impairment	15,469	'	'
Loans collectively evaluated for impairment	48,777	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	64,246	'	'
Construction Loans [Member]	'	'	'
Beginning balance	269	'	'
Charge-offs	0	0	0
Recoveries	0	0	0
Provision	85	'	'
Ending balance	354	'	269
Allowance related to: Loans individually evaluated for impairment	0	'	'
Allowance related to: Loans collectively evaluated for impairment	354	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	354	'	'
Loans individually evaluated for impairment	0	'	'
Loans collectively evaluated for impairment	20,902	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	20,902	'	'
Commercial Loan [Member]	'	'	'
Beginning balance	1,324	'	'
Charge-offs	390	54	723
Recoveries	17	4	12
Provision	124	'	'
Ending balance	1,075	'	1,324
Allowance related to: Loans individually evaluated for impairment	0	'	'
Allowance related to: Loans collectively evaluated for impairment	1,075	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	1,075	'	'
Loans individually evaluated for impairment	506	'	'
Loans collectively evaluated for impairment	89,590	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	90,096	'	'
Owner Occupied [Member]	'	'	'
Beginning balance	969	'	'
Charge-offs	11	66	1,031
Recoveries	31	2	8
Provision	8	'	'
Ending balance	997	'	969
Allowance related to: Loans individually evaluated for impairment	267	'	'
Allowance related to: Loans collectively evaluated for impairment	730	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	997	'	'
Loans individually evaluated for impairment	10,893	'	'
Loans collectively evaluated for impairment	143,367	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	154,260	'	'
Non Owner Occupied [Member]	'	'	'
Beginning balance	641	'	'
Charge-offs	0	9	9
Recoveries	4	0	674
Provision	98	'	'
Ending balance	743	'	641
Allowance related to: Loans individually evaluated for impairment	79	'	'
Allowance related to: Loans collectively evaluated for impairment	664	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	743	'	'
Loans individually evaluated for impairment	5,749	'	'
Loans collectively evaluated for impairment	308,690	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	314,439	'	'
Non Jumbo [Member]	'	'	'
Beginning balance	1,842	'	'
Charge-offs	46	384	541
Recoveries	53	43	127
Provision	-318	'	'
Ending balance	1,531	'	1,842
Allowance related to: Loans individually evaluated for impairment	299	'	'
Allowance related to: Loans collectively evaluated for impairment	1,232	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	1,531	'	'
Loans individually evaluated for impairment	6,032	'	'
Loans collectively evaluated for impairment	213,537	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	219,569	'	'
Jumbo [Member]	'	'	'
Beginning balance	1,888	'	'
Charge-offs	63	3,625	4,741
Recoveries	163	3	6
Provision	93	'	'
Ending balance	2,081	'	1,888
Allowance related to: Loans individually evaluated for impairment	52	'	'
Allowance related to: Loans collectively evaluated for impairment	2,029	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	2,081	'	'
Loans individually evaluated for impairment	8,721	'	'
Loans collectively evaluated for impairment	43,766	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	52,487	'	'
Home Equity [Member]	'	'	'
Beginning balance	173	'	'
Charge-offs	0	76	77
Recoveries	3	1	5
Provision	83	'	'
Ending balance	259	'	173
Allowance related to: Loans individually evaluated for impairment	0	'	'
Allowance related to: Loans collectively evaluated for impairment	259	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	259	'	'
Loans individually evaluated for impairment	186	'	'
Loans collectively evaluated for impairment	61,062	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	61,248	'	'
Consumer Portfolio Segment [Member]	'	'	'
Beginning balance	47	'	'
Charge-offs	80	34	79
Recoveries	41	37	79
Provision	38	'	'
Ending balance	46	'	47
Allowance related to: Loans individually evaluated for impairment	0	'	'
Allowance related to: Loans collectively evaluated for impairment	46	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	46	'	'
Loans individually evaluated for impairment	37	'	'
Loans collectively evaluated for impairment	19,740	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	19,777	'	'
Other	'	'	'
Beginning balance	51	'	'
Charge-offs	51	51	162
Recoveries	44	55	87
Provision	67	'	'
Ending balance	111	'	51
Allowance related to: Loans individually evaluated for impairment	0	'	'
Allowance related to: Loans collectively evaluated for impairment	111	'	'
Allowance related to: Loans acquired with deteriorated credit quality	0	'	'
Total Allowance	111	'	'
Loans individually evaluated for impairment	0	'	'
Loans collectively evaluated for impairment	6,798	'	'
Loans acquired with deteriorated credit quality	0	'	'
Total, Loans	$6,798	'	'

8_Goodwill_And_Other_Intangibl2

8. Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014
Goodwill, beginning balance	$6,198
Acquired goodwill, net	0
Goodwill, ending balance	6,198
Community Banking [Member]	'
Goodwill, beginning balance	1,488
Acquired goodwill, net	0
Goodwill, ending balance	1,488
Insurance Services [Member]	'
Goodwill, beginning balance	4,710
Acquired goodwill, net	0
Goodwill, ending balance	$4,710

8_Goodwill_And_Other_Intangibl3

8. Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Unidentifiable intangible assets, Gross carrying amount	$2,267	$2,267
Unidentifiable intangible assets, Less: accumulated amortization	2,267	2,216
Unidentifiable intangible assets, Net carrying amount	0	51
Identifiable intangible assets, Gross carrying amount	3,000	3,000
Identifiable intangible assets, Less: accumulated amortization	1,400	1,300
Identifiable intangible assets, Net carrying amount	1,600	1,700
Community Banking [Member]	'	'
Unidentifiable intangible assets, Gross carrying amount	2,267	2,267
Unidentifiable intangible assets, Less: accumulated amortization	2,267	2,216
Unidentifiable intangible assets, Net carrying amount	0	51
Identifiable intangible assets, Gross carrying amount	0	0
Identifiable intangible assets, Less: accumulated amortization	0	0
Identifiable intangible assets, Net carrying amount	0	0
Insurance Services [Member]	'	'
Unidentifiable intangible assets, Gross carrying amount	0	0
Unidentifiable intangible assets, Less: accumulated amortization	0	0
Unidentifiable intangible assets, Net carrying amount	0	0
Identifiable intangible assets, Gross carrying amount	3,000	3,000
Identifiable intangible assets, Less: accumulated amortization	1,400	1,300
Identifiable intangible assets, Net carrying amount	$1,600	$1,700

8_Goodwill_And_Other_Intangibl4

8. Goodwill And Other Intangible Assets (Narrative) (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]	'
Recorded amortization expense	$150
Annual amortization, 2014	251
Annual amortization, 2015	200
Annual amortization, 2016	200
Annual amortization, 2017	200
Annual amortization, 2018	$200

9_Deposits_Summary_Of_Interest

9. Deposits (Summary Of Interest Bearing Deposits By Type) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Demand deposits, interest bearing	$187,855	$186,578	$187,244
Savings deposits	243,323	193,446	196,069
Time deposits	520,483	530,951	562,703
Total	$951,661	$910,975	$946,016

9_Deposits_Summary_Of_Schedule

9. Deposits (Summary Of Scheduled Maturities For All Time Deposits) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Six month period ending December 31, 2014	$117,062	'	'
Year ending December 31, 2015	125,062	'	'
Year ending December 31, 2016	116,389	'	'
Year ending December 31, 2017	43,842	'	'
Year ending December 31, 2018	44,658	'	'
Thereafter	73,470	'	'
Total	$520,483	$530,951	$562,703

9_Deposits_Summary_Of_Maturity

9. Deposits (Summary Of Maturity Distribution Of All Certificates Of Deposit) (Details) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Deposits	'
Three months or less	$49,136
Three through six months	27,033
Six through twelve months	53,313
Over twelve months	254,190
Total	$383,672
Three months or less, percentage	12.80%
Three through six months, percentage	7.00%
Six through twelve months, percentage	13.90%
Over twelve months, percentage	66.30%
Total, percentage	100.00%

9_Deposits_Narrative_Details

9. Deposits (Narrative) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Deposits	'	'	'
Time deposits acquired through a third party ("brokered deposits")	$159,000	$160,800	$192,100

10_Borrowed_Funds_Summary_Of_S

10. Borrowed Funds (Summary Of Short-Term Borrowings) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Balance at the Begining	$91,729	$16,762	$62,769
Federal Home Loan Bank Advances [Member]	'	'	'
Balance at the Begining	86,050	15,800	53,800
Average balance outstanding for the period	69,108	17,938	29,786
Maximum balance outstanding at any month end during period	87,550	45,000	55,300
Weighted average interest rate for the period	0.31%	0.25%	0.28%
Weighted average interest rate for balances outstanding	0.29%	0.25%	0.26%
Federal Funds Purchased And Lines Of Credit [Member]	'	'	'
Balance at the Begining	5,679	962	8,969
Average balance outstanding for the period	8,336	3,474	4,313
Maximum balance outstanding at any month end during period	$8,976	$5,961	$8,969
Weighted average interest rate for the period	0.25%	0.25%	0.25%
Weighted average interest rate for balances outstanding	0.25%	0.25%	0.25%

10_Borrowed_Funds_Summary_Of_L

10. Borrowed Funds (Summary Of Long-Term Borrowings) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Debt Disclosure [Abstract]	'	'	'
Long-term FHLB advances	$41,026	$82,600	$82,649
Long-term reverse repurchase agreements	72,000	72,000	72,000
Term loans	8,916	8,916	8,916
Total	$121,942	$163,516	$163,565

10_Borrowed_Funds_Summary_Of_T

10. Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Total	$121,942	$163,516	$163,565
Long-term Debt [Member]	'	'	'
2014	43,952	'	'
2015	1,909	'	'
2016	28,911	'	'
2017	918	'	'
2018	45,017	'	'
Thereafter	1,235	'	'
Total	121,942	'	'
Subordinated Debt [Member]	'	'	'
2014	0	'	'
2015	10,000	'	'
2016	0	'	'
2017	0	'	'
2018	0	'	'
Thereafter	6,800	'	'
Total	16,800	'	'
Subordinated Debentures Owed To Unconsolidated Subsidiary Trusts [Member]	'	'	'
2014	0	'	'
2015	0	'	'
2016	0	'	'
2017	0	'	'
2018	0	'	'
Thereafter	19,589	'	'
Total	$19,589	'	'

10_Borrowed_Funds_Narrative_De

10. Borrowed Funds (Narrative) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Debt Disclosure [Abstract]	'	'	'
Long-term borrowings	$121,942	$163,516	$163,565
Average interest rate paid on long-term borrowings	4.01%	'	3.86%
Subordinated debentures	16,800	16,800	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	$19,589	$19,589	$19,589

11_Share_Based_Compensation_Su

11. Share Based Compensation (Summary Of Activity In Stock Option Plans) (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Shares Held in Employee Stock Ownership Plan [Abstract]	'	'
Outstanding Options, Beginning Balance	185,410	249,700
Outstanding Options, Granted	0	0
Outstanding Options, Exercised	-3,200	-12,000
Outstanding Options, Forfeited	0	-1,750
Outstanding Options, Expired	-2,500	-39,700
Outstanding Options, Ending Balance	179,710	196,250
Outstanding, Weighted-Average Exercise Price, Beginning Balance	$19.59	$18.98
Outstanding, Weighted-Average Exercise Price, Granted	$0	$0
Outstanding, Weighted-Average Exercise Price, Exercised	$4.63	$5.09
Outstanding, Weighted-Average Exercise Price, Forfeited	$0	$19.69
Outstanding, Weighted-Average Exercise Price, Expired	$17.43	$23.41
Outstanding, Weighted-Average Exercise Price, Ending Balance	$19.88	$18.92

11_Share_Based_Compensation_Op

11. Share Based Compensation (Options Outstanding And Exercisable) (Details) (USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014
Options Outstanding, # of shares	179,710
Options Outstanding, WAEP	$19.88
Options Outstanding, Aggregate Intrinsic Value	$117
Options Exercisable, # of shares	177,110
Options Exercisable, WAEP	$20.12
Options Exercisable, Aggregate Intrinsic Value	98
Range Of Exercise Price Two Dollar And Fifty Four Cent To Six Dollar [Member]	'
Range of exercise price, Lower	$2.54
Range of exercise price, Upper	$6
Options Outstanding, # of shares	13,550
Options Outstanding, WAEP	$4.69
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'4 years 2 months 12 days
Options Outstanding, Aggregate Intrinsic Value	81
Options Exercisable, # of shares	11,550
Options Exercisable, WAEP	$5.06
Options Exercisable, Aggregate Intrinsic Value	64
Range Of Exercise Price Six Dollar And One Cent To Ten Dollar [Member]	'
Range of exercise price, Lower	$6.01
Range of exercise price, Upper	$10
Options Outstanding, # of shares	23,160
Options Outstanding, WAEP	$9.07
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 8 months 23 days
Options Outstanding, Aggregate Intrinsic Value	36
Options Exercisable, # of shares	22,560
Options Exercisable, WAEP	$9.14
Options Exercisable, Aggregate Intrinsic Value	34
Range Of Exercise Price Ten Dollar And One Cent To Seventeen Dollar And Fifty Cent [Member]	'
Range of exercise price, Lower	$10.01
Range of exercise price, Upper	$17.50
Options Outstanding, # of shares	0
Options Outstanding, WAEP	$0
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'0 years
Options Outstanding, Aggregate Intrinsic Value	0
Options Exercisable, # of shares	0
Options Exercisable, WAEP	$0
Options Exercisable, Aggregate Intrinsic Value	0
Range Of Exercise Price Seventeen Dollar And Fifty One Cent To Twenty Dollar [Member]	'
Range of exercise price, Lower	$17.51
Range of exercise price, Upper	$20
Options Outstanding, # of shares	38,500
Options Outstanding, WAEP	$17.80
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 6 months
Options Outstanding, Aggregate Intrinsic Value	0
Options Exercisable, # of shares	38,500
Options Exercisable, WAEP	$17.80
Options Exercisable, Aggregate Intrinsic Value	0
Range Of Exercise Price Twenty Dollar And One Cent To Twenty Five Dollar And Ninety Three Cent [Member]	'
Range of exercise price, Lower	$20.01
Range of exercise price, Upper	$25.93
Options Outstanding, # of shares	104,500
Options Outstanding, WAEP	$25.04
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	'2 years 2 months 27 days
Options Outstanding, Aggregate Intrinsic Value	0
Options Exercisable, # of shares	104,500
Options Exercisable, WAEP	$25.04
Options Exercisable, Aggregate Intrinsic Value	$0

12_Commitments_And_Contingenci2

12. Commitments And Contingencies (Details) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Total unfunded commitments	$119,309
Revolving Home Equity And Credit Card Lines [Member]	'
Total unfunded commitments	51,340
Construction Loans [Member]	'
Total unfunded commitments	22,618
Other Loans [Member]	'
Total unfunded commitments	43,683
Standby Letters Of Credit [Member]	'
Total unfunded commitments	$1,668

13_Regulatory_Matters_Summary_

13. Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	11.00%	'
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	8.00%	'
Summit [Member]	'	'
Total Capital (to risk weighted assets), Actual Amount	$146,096	$144,202
Tier I Capital (to risk weighted assets), Actual Amount	127,490	122,918
Tier I Capital (to average assets), Actual Amount	127,490	122,918
Total Capital (to risk weighted assets), Actual Ratio	14.20%	14.50%
Tier I Capital (to risk weighted assets), Actual Ratio	12.40%	12.40%
Tier I Capital (to average assets), Actual Ratio	9.00%	8.90%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	82,556	79,638
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	41,278	39,499
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	56,474	55,151
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.00%	8.00%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	103,195	99,547
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	61,917	59,248
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	70,592	68,938
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Summit Community [Member]	'	'
Total Capital (to risk weighted assets), Actual Amount	160,462	156,473
Tier I Capital (to risk weighted assets), Actual Amount	149,456	143,989
Tier I Capital (to average assets), Actual Amount	149,456	143,989
Total Capital (to risk weighted assets), Actual Ratio	15.60%	15.70%
Tier I Capital (to risk weighted assets), Actual Ratio	14.50%	14.50%
Tier I Capital (to average assets), Actual Ratio	10.60%	10.40%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	82,035	79,627
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	41,281	39,814
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	56,452	55,150
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.00%	8.00%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	102,543	99,534
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	61,922	59,720
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$70,565	$68,938
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	6.00%	6.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

13_Regulatory_Matters_Details_

13. Regulatory Matters (Details Narrative)	Jun. 30, 2014
Regulatory Matters Details Narrative	'
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	8.00%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	11.00%

14_Segment_Information_Schedul

14. Segment Information (Schedule Of Segment Information) (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net interest income	$10,320	$9,504	$20,358	$19,262
Provision for loan losses	1,000	1,000	2,000	2,500
Net interest income after provision for loan losses	9,320	8,504	18,358	16,762
Other income	2,705	2,703	5,489	5,450
Other expenses	8,530	9,538	17,028	18,100
Income (loss) before income taxes	3,495	1,669	6,819	4,112
Income tax expense (benefit)	1,063	452	1,997	1,102
Net income (loss)	2,432	1,217	4,822	3,010
Dividends on preferred shares	193	194	387	388
Net income (loss) applicable to common shares	2,239	1,023	4,435	2,622
Intersegment revenue (expense)	0	0	0	0
Average assets	1,419,065	1,385,336	1,405,645	1,388,602
Community Banking [Member]	'	'	'	'
Net interest income	10,800	9,986	21,311	20,212
Provision for loan losses	1,000	1,000	2,000	2,500
Net interest income after provision for loan losses	9,800	8,986	19,311	17,712
Other income	1,491	1,497	2,901	2,941
Other expenses	7,323	8,332	14,672	15,525
Income (loss) before income taxes	3,968	2,151	7,540	5,128
Income tax expense (benefit)	1,205	622	2,187	1,447
Net income (loss)	2,763	1,529	5,353	3,681
Dividends on preferred shares	0	0	0	0
Net income (loss) applicable to common shares	2,763	1,529	5,353	3,681
Intersegment revenue (expense)	-268	-245	-532	-490
Average assets	1,467,261	1,439,506	1,454,597	1,442,999
Insurance Services [Member]	'	'	'	'
Net interest income	0	0	0	0
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	0	0	0	0
Other income	1,214	1,206	2,588	2,509
Other expenses	1,061	1,129	2,089	2,325
Income (loss) before income taxes	153	77	499	184
Income tax expense (benefit)	50	31	172	66
Net income (loss)	103	46	327	118
Dividends on preferred shares	0	0	0	0
Net income (loss) applicable to common shares	103	46	327	118
Intersegment revenue (expense)	-29	-27	-58	-54
Average assets	6,149	6,344	6,064	6,304
Parent [Member]	'	'	'	'
Net interest income	-480	-482	-953	-950
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	-480	-482	-953	-950
Other income	297	272	590	544
Other expenses	443	349	857	794
Income (loss) before income taxes	-626	-559	-1,220	-1,200
Income tax expense (benefit)	-192	-201	-362	-411
Net income (loss)	-434	-358	-858	-789
Dividends on preferred shares	193	194	387	388
Net income (loss) applicable to common shares	-627	-552	-1,245	-1,177
Intersegment revenue (expense)	297	272	590	544
Average assets	163,682	157,189	162,023	156,502
Intersegment Elimination [Member]	'	'	'	'
Net interest income	0	0	0	0
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	0	0	0	0
Other income	-297	-272	-590	-544
Other expenses	-297	-272	-590	-544
Income (loss) before income taxes	0	0	0	0
Income tax expense (benefit)	0	0	0	0
Net income (loss)	0	0	0	0
Dividends on preferred shares	0	0	0	0
Net income (loss) applicable to common shares	0	0	0	0
Intersegment revenue (expense)	0	0	0	0
Average assets	($218,027)	($217,703)	($217,039)	($217,203)

Recovered_Sheet1

15. Derivative Financial Instruments (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash Flow Hedge Derivative Notional Amount	$110,000	$70,000
Cash Flow Hedge Derivative Assets Fair Value	0	803
Cash Flow Hedge Derivative Liability Fair Value	1,582	0
Cash Flow Hedge Derivative Net ineffective hedge gain losses	0	0
Long-term Debt [Member]	'	'
Cash Flow Hedge Derivative Notional Amount	110,000	70,000
Cash Flow Hedge Derivative Assets Fair Value	0	803
Cash Flow Hedge Derivative Liability Fair Value	1,582	0
Cash Flow Hedge Derivative Net ineffective hedge gain losses	$0	$0