Summit Financial (SMMF) 10-K 26 Feb 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 25, 2016	Jun. 30, 2015
Document And Entity Information
Entity Registrant Name	SUMMIT FINANCIAL GROUP INC
Entity Central Index Key	811,808
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		10,853,566
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 95,090,000

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 3,625,000	$ 3,728,000
Interest bearing deposits with other banks	5,862,000	8,782,000
Cash and cash equivalents	9,487,000	12,510,000
Securities available for sale	280,792,000	282,834,000
Other investments	8,949,000	6,183,000
Loans held for sale, net	779,000	527,000
Loans, net	1,079,331,000	1,019,842,000
Property held for sale	25,567,000	37,529,000
Premises and equipment, net	21,572,000	20,060,000
Accrued interest receivable	5,544,000	5,838,000
Intangible assets	7,498,000	7,698,000
Cash surrender value of life insurance policies	37,732,000	36,700,000
Other assets	15,178,000	13,847,000
Total assets	1,492,429,000	1,443,568,000
Deposits
Non interest bearing	119,010,000	115,427,000
Interest bearing	947,699,000	945,887,000
Total deposits	1,066,709,000	1,061,314,000
Short-term borrowings	171,394,000	123,633,000
Long-term borrowings	75,581,000	77,490,000
Subordinated debentures	0	16,800,000
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589,000	19,589,000
Other liabilities	15,412,000	13,098,000
Total liabilities	1,348,685,000	1,311,924,000
Shareholders' Equity
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued 2015 - 10,671,744 shares; 2014 - 8,301,746 shares	45,741,000	32,670,000
Unearned ESOP Shares	(1,964,000)	0
Retained earnings	100,423,000	87,719,000
Accumulated other comprehensive income	(456,000)	2,072,000
Total shareholders' equity	143,744,000	131,644,000
Total liabilities and shareholders' equity	1,492,429,000	1,443,568,000
Series 2009 Preferred Stock [Member]
Shareholders' Equity
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	0	3,419,000
Total shareholders' equity	0	3,419,000
Series 2011 Preferred Stock [Member]
Shareholders' Equity
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	0	5,764,000
Total shareholders' equity	$ 0	$ 5,764,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Mar. 12, 2015	Dec. 31, 2011	Sep. 30, 2009	Dec. 31, 2015	Dec. 31, 2014
Preferred stock, shares authorized				0	250,000
Common stock, par value				$ 2.50	$ 2.50
Common stock, shares authorized				20,000,000	20,000,000
Common stock, shares issued				10,671,744	8,301,746
Common stock, shares outstanding				10,671,744	8,301,746
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares				181,822
Series 2009 Preferred Stock [Member]
Preferred stock, par value	$ 1		$ 1	$ 0	$ 1
Preferred stock, shares issued			3,710	0	3,610
Preferred stock, dividend rate	8.00%		8.00%	0.00%	8.00%
Series 2011 Preferred Stock [Member]
Preferred stock, par value	$ 1	$ 1		$ 0	$ 1
Preferred stock, shares issued		12,000		0	11,914
Preferred stock, dividend rate	8.00%	8.00%		0.00%	8.00%

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and fees on loans
Taxable	$ 51,554	$ 50,078	$ 50,485
Tax-exempt	514	352	256
Interest and dividends on securities
Taxable	4,329	4,693	4,127
Tax-exempt	2,479	2,495	2,407
Interest on interest bearing deposits with other banks	7	8	5
Total interest income	58,883	57,626	57,280
Interest expense
Interest on deposits	8,336	8,995	10,392
Interest on short-term borrowings	525	306	94
Interest on long-term borrowings and subordinated debentures	4,006	5,940	7,991
Total interest expense	12,867	15,241	18,477
Net interest income	46,016	42,385	38,803
Provision for loan losses	1,250	2,250	4,500
Net interest income after provision for loan losses	44,766	40,135	34,303
Other income
Insurance commissions	4,042	4,400	4,429
Service fees related to deposit accounts	4,285	4,405	4,326
Realized securities gains	1,444	213	240
Bank owned life insurance income	1,040	1,071	994
Other	1,050	1,135	1,338
Total other-than-temporary impairment loss on securities	0	(1)	(155)
Portion of loss recognized in other comprehensive income	0	0	37
Net impairment loss recognized in earnings	0	(1)	(118)
Total other income	11,861	11,223	11,209
Other expense
Salaries, commissions, and employee benefits	17,638	16,185	16,178
Net occupancy expense	1,964	2,023	1,853
Equipment expense	2,294	2,086	2,303
Professional fees	1,616	1,429	1,181
Amortization of intangibles	200	250	351
FDIC premiums	1,220	1,792	2,060
Foreclosed properties expense	684	1,020	1,045
(Gain) loss on sale of foreclosed properties	(26)	827	518
Write-down of foreclosed properties	2,415	3,771	3,722
Other	5,627	5,941	5,545
Total other expense	33,632	35,324	34,756
Income before income taxes	22,995	16,034	10,756
Income tax expense	6,893	4,678	2,688
Net Income	16,102	11,356	8,068
Dividends on preferred shares	0	771	775
Net income (loss) applicable to common shares	$ 16,102	$ 10,585	$ 7,293
Basic earnings per share	$ 1.56	$ 1.40	$ 0.98
Diluted earnings per share	$ 1.50	$ 1.17	$ 0.84

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income	$ 16,102	$ 11,356	$ 8,068
Other comprehensive income (loss):
Net unrealized gain (loss) on cashflow hedge of ($3,714) and 803, net of deferred taxes of ($1,374) and $297 for the years ended December 31, 2014 and 2013, respectfully	(1,361)	(2,340)	506
Non-credit related other-than-temporary impairment on available for sale debt securities $0, $37, and $857, net of deferred taxes of $0, $14, and $326 for the years ended December 31, 2014, 2013, and 2012, respectfully	0	0	(23)
Net unrealized gain (loss) on available for sale debt securities of $7,037, $(8,527), and $2,550, net of deferred taxes of $2,604, ($3,155), and $969 and reclassification adjustment for net realized gains included in net income of $213, $240, and $213, for the years ended December 31, 2014, 2013, and 2012, respectfully	(1,167)	4,433	(5,372)
Total comprehensive income	$ 13,574	$ 13,449	$ 3,179

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net unrealized gain (loss) on cashflow hedge	$ (2,160)	$ (3,714)	$ 803
Net unrealized gain (loss) on cashflow hedge, deferred taxes	(799)	(1,374)	297
Non-credit related other-than-temporary impairment on available for sale debt securities	0	0	37
Non-credit related other-than-temporary impairment on available for sale debt securities, deferred taxes	0	0	14
Net unrealized gain (loss) on available for sale debt securities	(1,852)	7,037	(8,527)
Net unrealized gain (loss) on available for sale debt securities, deferred taxes	(685)	2,604	(3,155)
Reclassification adjustment for net realized gains included in net income	$ 1,444	$ 213	$ 240

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock and Related Surplus [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Series 2009 Preferred Stock [Member]	Series 2009 Preferred Stock [Member]Common Stock and Related Surplus [Member]	Series 2009 Preferred Stock [Member]Preferred Stock [Member]	Series 2011 Preferred Stock [Member]	Series 2011 Preferred Stock [Member]Common Stock and Related Surplus [Member]	Series 2011 Preferred Stock [Member]Preferred Stock [Member]
Beginning Balance at Dec. 31, 2012	$ 108,555	$ 24,520		$ 69,841	$ 4,868	$ 3,519			$ 5,807
Comprehensive income:
Net income	8,068			8,068
Other comprehensive income	(4,889)				(4,889)
Total comprehensive income	3,179
Exercise of stock options	111	111
Stock compensation expense	2	2
Series 2009 Preferred Stock cash dividends declared ($80.00 per share for the years ended December 31, 2014, 2013, and 2012, respectfully)	(297)			(297)
Series 2011 Preferred Stock cash dividends declared ($40.00 per share for the years ended December 31, 2014, 2013, and 2012, respectfully)	(478)			(478)
Conversion of Preferred Stock to Common Stock									0	$ 31	$ (31)
Ending Balance at Dec. 31, 2013	111,072	24,664		77,134	(21)	3,519			5,776
Comprehensive income:
Net income	11,356			11,356
Other comprehensive income	2,093				2,093
Total comprehensive income	13,449
Exercise of stock options	71	71
Stock compensation expense	1	1
Series 2009 Preferred Stock cash dividends declared ($80.00 per share for the years ended December 31, 2014, 2013, and 2012, respectfully)	(295)			(295)
Series 2011 Preferred Stock cash dividends declared ($40.00 per share for the years ended December 31, 2014, 2013, and 2012, respectfully)	(476)			(476)
Conversion of Preferred Stock to Common Stock						0	$ 100	$ (100)	0	12	(12)
Issuance of 499,665 shares of common stock	7,822	7,822
Ending Balance at Dec. 31, 2014	131,644	32,670	$ 0	87,719	2,072	3,419			5,764
Comprehensive income:
Net income	16,102			16,102
Other comprehensive income	(2,528)				(2,528)
Total comprehensive income	13,574
Exercise of stock options	51	51
Stock compensation expense	151	151
Conversion of Preferred Stock to Common Stock						(15)	$ 3,404	$ (3,419)	(17)	$ 5,747	$ (5,764)
Issuance of 499,665 shares of common stock	4,772	4,772
Ending Balance at Dec. 31, 2015	143,744	45,741	(1,964)	100,423	$ (456)	$ 0			$ 0
Comprehensive income:
Purchase of unallocated common stock held by ESOP	(2,250)		(2,250)
Stock Issued During Period, Value, Employee Stock Ownership Plan	312	26	$ 286
Stock Repurchased and Retired During Period, Value	(1,080)	$ (1,080)
Dividends, Common Stock, Cash	$ (3,398)			$ (3,398)

Consolidated Statements of Sha8

Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Number of common shares issued	499,665	819,384
Stock Repurchased and Retired During Period, Shares	100,000
Common Stock, Dividends, Per Share, Declared	$ 0.32
Purchase of unallocated common stock held by ESOP, number of shares	208,333
Stock Issued During Period, Shares, Employee Stock Ownership Plan	26,511
Series 2009 Preferred Stock [Member]
Preferred stock, dividends per share	$ 0	$ 80	$ 80
Series 2011 Preferred Stock [Member]
Preferred stock, dividends per share	$ 0	$ 40	$ 40

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities
Net income	$ 16,102	$ 11,356	$ 8,068
Adjustments to reconcile net earnings to net cash
Depreciation	1,076	1,074	1,161
Provision for loan losses	1,250	2,250	4,500
Stock compensation expense	151	1	2
Deferred income tax expense	190	1,004	1,786
Loans originated for sale	(4,762)	(2,663)	(8,754)
Proceeds from loans sold	4,510	2,457	8,660
Securities losses	(1,444)	(213)	(240)
Other-than-temporary impairment of securities	0	1	118
Loss on disposal of assets	(24)	815	501
Write down of foreclosed properties	2,415	3,771	3,722
Amortization of securities premiums (accretion of discounts), net	5,143	5,279	6,032
Amortization of goodwill and purchase accounting adjustments, net	200	262	363
Decrease in accrued interest receivable	293	(169)	(48)
Increase in cash surrender value of bank owned life insurance	(1,032)	(1,088)	(1,058)
(Increase) decrease in other assets	(1,077)	(55)	2,494
Increase (decrease) in other liabilities	657	1,520	860
Net cash provided by operating activities	23,648	25,602	28,167
Cash Flows from Investing Activities
Proceeds from maturities and calls of securities available for sale	2,043	4,051	2,669
Proceeds from sales of securities available for sale	69,632	80,914	54,340
Principal payments received on securities available for sale	38,502	34,390	62,179
Purchases of securities available for sale	(113,677)	(111,438)	(137,755)
Purchases of other investments	(9,997)	(3,899)	(2,960)
Redemption of Federal Home Loan Bank Stock	7,231	5,532	6,531
Net principal payments received on loans	(63,359)	(87,983)	(16,225)
Purchases of premises and equipment	(2,588)	(511)	(677)
Proceeds from disposal of premises and equipment	0	9	37
Proceeds from sales of other repossessed assets & property held for sale	13,224	14,602	10,654
Purchase of life insurance contracts	0	0	(5,000)
Net cash provided by (used in) investing activities	(58,989)	(64,333)	(26,207)
Cash Flows from Financing Activities
Net increase in demand deposit, NOW and savings accounts	28,487	100,174	3,524
Net decrease in time deposits	(23,125)	(42,672)	(26,837)
Net increase in short-term borrowings	47,761	60,865	58,810
Proceeds from long-term borrowings	0	0	3,454
Repayment of long-term borrowings	(1,909)	(86,027)	(43,251)
Repayments of Subordinated Debt	(16,800)	0	0
Net proceeds from issuance of common stock	4,704	7,822	0
Payments for Repurchase of Common Stock	(1,080)	0	0
Origination of Loans to Employee Stock Ownership Plans	(2,250)
Exercise of stock options	51	71	96
Payments of Ordinary Dividends, Common Stock	(3,330)	0	0
Dividends paid on preferred stock	(191)	(774)	(776)
Net cash provided by (used in) financing activities	32,318	39,459	(4,980)
Increase in cash and cash equivalents	(3,023)	728	(3,020)
Cash and cash equivalents:
Beginning	12,510	11,782	14,802
Ending	9,487	12,510	11,782
Cash payments for:
Interest	12,854	15,862	18,920
Income taxes	7,440	2,843	1,118
Supplemental Schedule of Noncash Investing and Financing Activities
Other assets acquired in settlement of loans	$ 2,622	$ 2,961	$ 11,823

Basis of Presentation

Basis of Presentation	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	BASIS OF PRESENTATION We are a financial holding company headquartered in Moorefield, West Virginia. Our primary business is community banking. Our community bank subsidiary, Summit Community Bank (“Summit Community”) provides commercial and retail banking services primarily in the Eastern Panhandle and South Central regions of West Virginia and the Shenandoah Valley and Northern region of Virginia. We also operate Summit Insurance Services, LLC in Moorefield, West Virginia and Leesburg, Virginia. Our accounting and reporting policies conform to accounting principles generally accepted in the United States of America and to general practices within the banking industry. Use of estimates : We must make estimates and assumptions that affect the reported amounts and disclosures in preparing our financial statements in conformity with accounting principles generally accepted in the United States of America. Actual results could differ from those estimates. Principles of consolidation : The accompanying consolidated financial statements include the accounts of Summit and its subsidiaries. All significant accounts and transactions among these entities have been eliminated. Variable interest entities: In accordance with ASC Topic 810, Consolidation, business enterprises that represent the primary beneficiary of another entity by retaining a controlling interest in that entity's assets, liabilities and results of operations must consolidate that entity in its financial statements. Prior to the issuance of ASC Topic 810, consolidation generally occurred when an enterprise controlled another entity through voting interests. If applicable, transition rules allow the restatement of financial statements or prospective application with a cumulative effect adjustment. We have determined that the provisions of ASC Topic 810 do not require consolidation of subsidiary trusts which issue guaranteed preferred beneficial interests in subordinated debentures (Trust Preferred Securities). The Trust Preferred Securities continue to qualify as Tier 1 capital for regulatory purposes. The banking regulatory agencies have not issued any guidance which would change the regulatory capital treatment for the Trust Preferred Securities based on the adoption of ASC Topic 810. The adoption of the provisions of ASC Topic 810 has had no material impact on our results of operations, financial condition, or liquidity. See Note 11 of our Notes to Consolidated Financial Statements for a discussion of our subordinated debentures owed to unconsolidated subsidiary trusts. Cash and cash equivalents: Cash and cash equivalents includes cash on hand, amounts due from banks (including cash items in process of clearing), and federal funds sold. Presentation of cash flows : For purposes of reporting cash flows, cash flows from demand deposits, NOW accounts, savings accounts and short-term borrowings are reported on a net basis, since their original maturities are less than three months. Cash flows from loans and certificates of deposit and other time deposits are reported net. Advertising: Advertising costs are expensed as incurred. Trust services : Assets held in an agency or fiduciary capacity are not our assets and are not included in the accompanying consolidated balance sheets. Trust services income is recognized on the cash basis in accordance with customary banking practice. Reporting such income on a cash basis rather than the accrual basis does not have a material effect on net income. Reclassifications : Certain accounts in the consolidated financial statements for 2014 and 2013, as previously presented, have been reclassified to conform to current year classifications. Significant accounting policies: The following table identifies our other significant accounting policies and the Note and page where a detailed description of each policy can be found. Fair Value Measurements Note 3 Page 55 Securities Note 4 Page 59 Loans Note 5 Page 63 Allowance for Loan Losses Note 6 Page 71 Property Held for Sale Note 7 Page 74 Premises and Equipment Note 8 Page 74 Goodwill and Intangible Assets Note 9 Page 74 Securities Sold Under Agreements to Repurchase Note 11 Page 76 Derivative Financial Instruments Note 12 Page 78 Income Taxes Note 13 Page 79 Employee Stock Ownership Plan Note 14 Page 80 Share Based Compensation Note 14 Page 80 Earnings Per Share Note 20 Page 88

Significant New Authoritative A

Significant New Authoritative Accounting Guidance	12 Months Ended
	Dec. 31, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Significant New Authoritative Accounting Guidance	SIGNIFICANT NEW AUTHORITATIVE ACCOUNTING GUIDANCE ASU 2014-1, Investments (Topic 323) - Accounting for Investments in Affordable Housing Projects revises the necessary criteria that need to be met in order for an entity to account for investments in affordable housing projects net of the provision for income taxes. It also changes the method of recognition from an effective amortization approach to a proportional amortization approach. Additional disclosures were also set forth in this update. The amendments were effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments were required to be applied retrospectively to all periods presented, with early adoption permitted, and did not have a material impact on our consolidated financial statements. ASU 2014-4, Receivables (Topic 310) - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure clarifies that an in substance repossession or foreclosure occurs upon either the creditor obtaining legal title to the residential real estate property or the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. The amendments were effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014, with early adoption permitted, but did not have a material impact on our consolidated financial statements. ASU 2014-11, Transfers and Servicing (Topic 860) - Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures requires that repurchase-to-maturity transactions be accounted for as secured borrowings consistent with the accounting for other repurchase agreements. In addition, ASU 2014-11 requires separate accounting for repurchase financings, which entails the transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty. ASU 2014-11 requires entities to disclose certain information about transfers accounted for as sales in transactions that are economically similar to repurchase agreements. In addition, ASU 2014-11 requires disclosures related to collateral, remaining contractual tenor and of the potential risks associated with repurchase agreements, securities lending transactions and repurchase-to-maturity transactions. ASU 2014-11 was effective for us on January 1, 2015 and did not have a significant impact on our financial statements. ASU 2015-01, Income Statement - Extraordinary and Unusual Items (Subtopic 225-20) - Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 is effective for us beginning January 1, 2016, though early adoption is permitted, and is not expected to have a significant impact on our financial statements. ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) - Simplifying the Presentation of Debt Issuance Costs specifies that debt issuance costs related to a recognized liability are to be reported in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. ASU 2015-03 is effective for years beginning after December 31, 2015 and is not expected to have a material impact on our financial statements. The guidance of ASU No. 2015-03 did not address presentation or subsequent measurement of debt issuance costs related to line-of-credit arrangements. Given the absence of authoritative guidance for debt issuance costs related to line-of-credit arrangements within the update, in ASU 2015-15, Interest—Imputation of Interest (Subtopic 835-30) - Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements (Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting), issued in August 2015, the SEC staff stated that they would not object to any entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-05, Intangibles – Goodwill and Other - Internal-Use Software (Subtopic 350-40) – Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement addresses accounting for fees paid by a customer in cloud computing arrangements such as (i) software as a service, (ii) platform as a service, (iii) infrastructure as a service and (iv) other similar hosting arrangements. ASU 2015-05 provides guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. ASU 2015-05 will be effective for us on January 1, 2016 and is not expected to have a significant impact on our financial statements. ASU 2015-16, Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments requires that adjustments to provisional amounts that are identified during the measurement period of a business combination be recognized in the reporting period in which the adjustment amounts are determined. Furthermore, the income statement effects of such adjustments, if any, must be calculated as if the accounting had been completed at the acquisition date reflecting the portion of the amount recorded in current-period earnings that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. Under previous guidance, adjustments to provisional amounts identified during the measurement period are to be recognized retrospectively. ASU 2015-16 will be effective for us on January 1, 2016 and is not expected to have a significant impact on our financial statements. ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities , among other things, (i) requires equity investments, with certain exceptions, to be measured at fair value with changes in fair value recognized in net income, (ii) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment, (iii) eliminates the requirement for public business entities to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, (iv) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, (v) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments, (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements and (viii) clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale. ASU 2016-01 will be effective for us on January 1, 2018 and is not expected to have a significant impact on our financial statements.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	FAIR VALUE MEASUREMENTS ASC Topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value. Level 1 : Quoted prices (unadjusted) or identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Accordingly, securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record other assets at fair value on a nonrecurring basis, such as loans held for sale, and impaired loans held for investment. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Following is a description of valuation methodologies used for assets and liabilities recorded at fair value. Available-for-Sale Securities : Investment securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Certain trust preferred securities classified as corporate debt securities are Level 3 due to limited market trades of these classes of securities. Derivative Financial Instruments : Derivative financial instruments are recorded at fair value on a recurring basis. Fair value measurement is based on pricing models run by a third-party, utilizing observable market-based inputs. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. As a result, we classify interest rate swaps as Level 2. Loans Held for Sale : Loans held for sale are carried at the lower of cost or market value. The fair value of loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics. As such, we classify loans subject to nonrecurring fair value adjustments as Level 2. Loans : We do not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan loss is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the original contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310, Accounting by Creditors for Impairment of a Loan . The fair value of impaired loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the discounted cash flows or collateral value exceeds the recorded investments in such loans. These loans are carried at recorded loan investment, and therefore are not included in the following tables of loans measured at fair value. Impaired loans internally graded as substandard, doubtful, or loss are evaluated using the fair value of collateral method. All other impaired loans are measured for impairment using the discounted cash flows method. In accordance with ASC Topic 310, impaired loans where an allowance is established based on the fair value of collateral requires classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan as nonrecurring Level 2. When a current appraised value is not available and there is no observable market price, we record the impaired loan as nonrecurring Level 3. When impaired loans are deemed required to be included in the fair value hierarchy, management immediately begins the process of evaluating the estimated fair value of the underlying collateral to determine if a related specific allowance for loan losses or charge-off is necessary. Current appraisals are ordered once a loan is deemed impaired if the existing appraisal is more than twelve months old, or more frequently if there is known deterioration in value. For recently identified impaired loans, a current appraisal may not be available at the financial statement date. Until the current appraisal is obtained, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the loan’s underlying collateral since the date of the original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar collateral within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends. When a new appraisal is received (which generally are received within 3 months of a loan being identified as impaired), management then re-evaluates the fair value of the collateral and adjusts any specific allocated allowance for loan losses, as appropriate. In addition, management also assigns a discount of 7–10% for the estimated costs to sell the collateral. Foreclosed Properties: Foreclosed properties consists of real estate acquired in foreclosure or other settlement of loans. Such assets are carried on the balance sheet at the lower of the investment in the real estate or its fair value less estimated selling costs. The fair value of foreclosed properties is determined on a nonrecurring basis generally utilizing current appraisals performed by an independent, licensed appraiser applying an income or market value approach using observable market data (Level 2). Updated appraisals of foreclosed properties are generally obtained if the existing appraisal is more than 18 months old or more frequently if there is a known deterioration in value. However, if a current appraisal is not available, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the real estate since the date of its original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar property within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends (Level 3). Upon foreclosure, any fair value adjustment is charged against the allowance for loan losses. Subsequent fair value adjustments are recorded in the period incurred and included in other noninterest expense in the consolidated statements of income. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2015 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 21,475 $ — $ 21,475 $ — Mortgage backed securities: Government sponsored agencies 146,734 — 146,734 — Nongovernment sponsored entities 7,885 — 7,885 — State and political subdivisions 1,953 — 1,953 — Corporate debt securities 14,226 — 8,367 5,859 Other equity securities 77 — 77 — Tax-exempt state and political subdivisions 88,442 — 88,442 — Total available for sale securities $ 280,792 $ — $ 274,933 $ 5,859 Derivative financial liabilities Interest rate swaps $ 5,072 $ — $ 5,072 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2014 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 23,174 $ — $ 23,174 $ — Mortgage backed securities: Government sponsored agencies 149,777 — 149,777 — Nongovernment sponsored entities 12,145 — 12,145 — State and political subdivisions 8,694 — 8,694 — Corporate debt securities 3,776 — — 3,776 Other equity securities 7 — 7 — Tax-exempt state and political subdivisions 85,261 — 85,261 — Total available for sale securities $ 282,834 $ — $ 279,058 $ 3,776 Derivative financial assets Interest rate swaps $ 2,911 $ — $ 2,911 $ — A reconciliation of the beginning and ending balances of assets measured at fair value on a recurring basis using significant unobservable (Level 3) inputs is not presented as such amounts were not significant during the reported periods. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2015 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 779 $ — $ 779 $ — Collateral-dependent impaired loans Commercial $ — $ — $ — $ — Commercial real estate 627 — — 627 Construction and development 1,054 — — 1,054 Residential real estate 279 — 279 — Total collateral-dependent impaired loans $ 1,960 $ — $ 279 $ 1,681 Foreclosed properties Commercial real estate $ 1,103 $ — $ 1,103 $ — Construction and development 18,477 — 18,419 58 Residential real estate 314 — 314 — Total foreclosed properties $ 19,894 $ — $ 19,836 $ 58 Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2014 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 527 $ — $ 527 $ — Collateral-dependent impaired loans Commercial $ 44 — $ — $ 44 Commercial real estate 344 — 344 — Construction and development 852 — 852 — Residential real estate 312 — 312 — Total collateral-dependent impaired loans $ 1,552 $ — $ 1,508 $ 44 Foreclosed properties Commercial real estate $ 3,892 $ — $ 3,892 $ — Construction and development 20,952 — 20,841 111 Residential real estate 2,025 — 2,025 — Total foreclosed properties $ 26,869 $ — $ 26,758 $ 111 ASC Topic 825, Financial Instruments , requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis. The following summarizes the methods and significant assumptions we used in estimating our fair value disclosures for financial instruments. Cash and cash equivalents: The carrying values of cash and cash equivalents approximate their estimated fair value. Interest bearing deposits with other banks: The carrying values of interest bearing deposits with other banks approximate their estimated fair values. Federal funds sold: The carrying values of Federal funds sold approximate their estimated fair values. Securities: Estimated fair values of securities are based on quoted market prices, where available. If quoted market prices are not available, estimated fair values are based on quoted market prices of comparable securities. Loans held for sale: The carrying values of loans held for sale approximate their estimated fair values. Loans: The estimated fair values for loans are computed based on scheduled future cash flows of principal and interest, discounted at interest rates currently offered for loans with similar terms to borrowers of similar credit quality. No prepayments of principal are assumed. Accrued interest receivable and payable: The carrying values of accrued interest receivable and payable approximate their estimated fair values. Deposits: The estimated fair values of demand deposits (i.e. non-interest bearing checking, NOW, money market and savings accounts) and other variable rate deposits approximate their carrying values. Fair values of fixed maturity deposits are estimated using a discounted cash flow methodology at rates currently offered for deposits with similar remaining maturities. Any intangible value of long-term relationships with depositors is not considered in estimating the fair values disclosed. Short-term borrowings: The carrying values of short-term borrowings approximate their estimated fair values. Long-term borrowings: The fair values of long-term borrowings are estimated by discounting scheduled future payments of principal and interest at current rates available on borrowings with similar terms. Subordinated debentures: The carrying values of subordinated debentures approximate their estimated fair values. Subordinated debentures owed to unconsolidated subsidiary trusts: The carrying values of subordinated debentures owed to unconsolidated subsidiary trusts approximate their estimated fair values. Derivative financial instruments: The fair value of the interest rate swaps is valued using independent pricing models. Off-balance sheet instruments: The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit standing of the counter parties. The amounts of fees currently charged on commitments and standby letters of credit are deemed insignificant, and therefore, the estimated fair values and carrying values are not shown below. The carrying values and estimated fair values of our financial instruments are summarized below: At December 31, 2015 2014 Dollars in thousands Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Financial assets Cash and cash equivalents $ 9,487 $ 9,487 $ 12,510 $ 12,510 Securities available for sale 280,792 280,792 282,834 282,834 Other investments 8,949 8,949 6,183 6,183 Loans held for sale, net 779 779 527 527 Loans, net 1,079,331 1,084,955 1,019,842 1,033,890 Accrued interest receivable 5,544 5,544 5,838 5,838 $ 1,384,882 $ 1,390,506 $ 1,327,734 $ 1,341,782 Financial liabilities Deposits $ 1,066,709 $ 1,077,510 $ 1,061,314 $ 1,078,406 Short-term borrowings 171,394 171,394 123,633 123,633 Long-term borrowings 75,581 80,506 77,490 84,732 Subordinated debentures — — 16,800 16,800 Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 19,589 19,589 Accrued interest payable 826 826 812 812 Derivative financial liabilities 5,072 5,072 2,911 2,911 $ 1,339,171 $ 1,354,897 $ 1,302,549 $ 1,326,883

Securities

Securities	12 Months Ended
	Dec. 31, 2015
Available-for-sale Securities [Abstract]
Securities	SECURITIES We classify debt and equity securities as “held to maturity”, “available for sale” or “trading” according to management’s intent. The appropriate classification is determined at the time of purchase of each security and re-evaluated at each reporting date. Securities held to maturity: Certain debt securities for which we have the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts. There are no securities classified as held to maturity in the accompanying financial statements. Securities available for sale: Securities not classified as "held to maturity" or as "trading" are classified as "available for sale." Securities classified as "available for sale" are those securities that we intend to hold for an indefinite period of time, but not necessarily to maturity. "Available for sale" securities are reported at estimated fair value net of unrealized gains or losses, which are adjusted for applicable income taxes, and reported as a separate component of shareholders' equity. Trading securities: There are no securities classified as "trading" in the accompanying financial statements. Impairment assessment: Impairment exists when the fair value of a security is less than its cost. Cost includes adjustments made to the cost basis of a security for accretion, amortization and previous other-than-temporary impairments. We perform a quarterly assessment of the debt and equity securities in our investment portfolio that have an unrealized loss to determine whether the decline in the fair value of these securities below their cost is other-than-temporary. This determination requires significant judgment. Impairment is considered other-than-temporary when it becomes probable that we will be unable to recover the cost of an investment. This assessment takes into consideration factors such as the length of time and the extent to which the market values have been less than cost, the financial condition and near term prospects of the issuer including events specific to the issuer or industry, defaults or deferrals of scheduled interest, principal or dividend payments, external credit ratings and recent downgrades, and our intent and ability to hold the security for a period of time sufficient to allow for a recovery in fair value. If a decline in fair value is judged to be other than temporary, the cost basis of the individual security is written down to fair value which then becomes the new cost basis. The amount of the write down is included in other-than-temporary impairment of securities in the consolidated statements of income. The new cost basis is not adjusted for subsequent recoveries in fair value, if any. Realized gains and losses on sales of securities are recognized on the specific identification method. Amortization of premiums and accretion of discounts are computed using the interest method. The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at December 31, 2015 and 2014 , are summarized as follows: December 31, 2015 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 20,461 $ 1,063 $ 49 $ 21,475 Residential mortgage-backed securities: Government-sponsored agencies 145,586 1,943 795 146,734 Nongovernment-sponsored entities 7,836 82 33 7,885 State and political subdivisions Water and sewer revenues 250 — — 250 Other revenues 1,729 — 26 1,703 Corporate debt securities 14,494 — 268 14,226 Total taxable debt securities 190,356 3,088 1,171 192,273 Tax-exempt debt securities State and political subdivisions General obligations 52,490 1,767 41 54,216 Water and sewer revenues 7,614 172 — 7,786 Lease revenues 8,671 187 1 8,857 Special tax revenues 4,532 72 — 4,604 Other revenues 12,703 290 14 12,979 Total tax-exempt debt securities 86,010 2,488 56 88,442 Equity securities 77 — — 77 Total available for sale securities $ 276,443 $ 5,576 $ 1,227 $ 280,792 December 31, 2014 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 22,153 $ 1,073 $ 52 $ 23,174 Residential mortgage-backed securities: Government-sponsored agencies 147,951 2,599 773 149,777 Nongovernment-sponsored entities 12,051 142 48 12,145 State and political subdivisions General obligations 1,975 2 33 1,944 Water and sewer revenues 1,976 14 7 1,983 Other revenues 4,696 73 2 4,767 Corporate debt securities 3,776 — — 3,776 Total taxable debt securities 194,578 3,903 915 197,566 Tax-exempt debt securities State and political subdivisions General obligations 49,515 2,338 12 51,841 Water and sewer revenues 11,258 244 3 11,499 Lease revenues 4,617 75 10 4,682 Lottery/casino revenues 3,811 206 9 4,008 Other revenues 12,845 404 18 13,231 Total tax-exempt debt securities 82,046 3,267 52 85,261 Equity securities 7 — — 7 Total available for sale securities $ 276,631 $ 7,170 $ 967 $ 282,834 The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. December 31, 2015 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Illinois $ 9,899 $ 302 $ 2 $ 10,199 Texas 9,636 334 — 9,970 West Virginia 7,736 117 — 7,853 Ohio 7,246 114 — 7,360 California 6,139 202 15 6,326 Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards. Prior to July 1, 2013, we principally used credit ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”) to support analyses of our portfolio of securities issued by state and political subdivisions, as we generally do not purchase securities that are rated below the six highest NRSRO rating categories. Beginning July 1, 2013, in addition to considering a security’s NRSRO rating, we now also assess or confirm through an internal review of an issuer’s financial information and other applicable information that: 1) the issuer’s risk of default is low; 2) the characteristics of the issuer’s demographics and economic environment are satisfactory; and 3) the issuer’s budgetary position and stability of tax or other revenue sources are sound. The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized are as follows: Dollars in thousands Proceeds from Gross realized Calls and Principal Years ended December 31, Sales Maturities Payments Gains Losses 2015 $ 69,632 $ 2,043 $ 38,502 $ 1,732 $ 288 2014 80,914 4,051 34,390 1,037 824 2013 54,340 2,669 62,179 674 434 Residential mortgage-backed obligations having contractual maturities ranging from 4 to 50 years are reflected in the following maturity distribution schedules based on their anticipated average life to maturity, which ranges from 1 to 32 years. Accordingly, discounts are accreted and premiums are amortized over the anticipated average life to maturity of the specific obligation. The maturities, amortized cost and estimated fair values of securities at December 31, 2015 , are summarized as follows: Dollars in thousands Amortized Cost Estimated Fair Value Due in one year or less $ 52,801 $ 53,343 Due from one to five years 101,061 101,891 Due from five to ten years 21,248 21,661 Due after ten years 101,256 103,820 Equity securities 77 77 Total $ 276,443 $ 280,792 At December 31, 2015 and 2014 , securities with estimated fair values of $131.2 million and $128.1 million respectively, were pledged to secure public deposits, and for other purposes required or permitted by law. We held 64 available for sale securities having an unrealized loss at December 31, 2015 . We do not intend to sell these securities, and it is more likely than not that we will not be required to sell these securities before recovery of their amortized cost bases. We believe that this decline in value is primarily attributable to the lack of market liquidity and to changes in market interest rates and not due to credit quality. Accordingly, no additional other-than-temporary impairment charge to earnings is warranted at this time. Provided below is a summary of securities available for sale which were in an unrealized loss position at December 31, 2015 and 2014 , including debt securities for which a portion of other-than-temporary impairment has been recognized in other comprehensive income. 2015 Less than 12 months 12 months or more Total Dollars in thousands Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Temporarily impaired securities Taxable debt securities U.S. Government agencies and corporations $ 2,104 $ (2 ) $ 3,151 $ (47 ) $ 5,255 $ (49 ) Residential mortgage-backed securities: Government-sponsored agencies 52,970 (569 ) 8,672 (226 ) 61,642 (795 ) Nongovernment-sponsored entities 2,298 — 2,819 (33 ) 5,117 (33 ) State and political subdivisions: Other revenues 1,702 (26 ) — — 1,702 (26 ) Corporate debt securities 8,367 (268 ) — — 8,367 (268 ) Tax-exempt debt securities State and political subdivisions: General obligations 5,977 (41 ) — — 5,977 (41 ) Lease revenues 576 (1 ) — — 576 (1 ) Other revenues 1,218 (14 ) — — 1,218 (14 ) Total temporarily impaired securities 75,212 (921 ) 14,642 (306 ) 89,854 (1,227 ) Total other-than-temporarily impaired securities — — — — — — Total $ 75,212 $ (921 ) $ 14,642 $ (306 ) $ 89,854 $ (1,227 ) 2014 Less than 12 months 12 months or more Total Dollars in thousands Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Temporarily impaired securities Taxable debt securities U.S. Government agencies and corporations $ — $ — $ 3,912 $ (52 ) $ 3,912 $ (52 ) Residential mortgage-backed securities: Government-sponsored agencies 36,825 (535 ) 21,915 (238 ) 58,740 (773 ) Nongovernment-sponsored entities 5,488 (44 ) 2,163 (4 ) 7,651 (48 ) State and political subdivisions: General obligations — — 316 (33 ) 316 (33 ) Water and sewer revenues — — 817 (7 ) 817 (7 ) Other revenues 1,098 (2 ) — — 1,098 (2 ) Corporate debt securities — — — — — — Tax-exempt debt securities State and political subdivisions: General obligations 3,708 (8 ) 438 (4 ) 4,146 (12 ) Water and sewer revenues 721 (3 ) — — 721 (3 ) Lease revenues — — 1,168 (10 ) 1,168 (10 ) Lottery/casino revenues — — 1,126 (9 ) 1,126 (9 ) Other revenues 1,247 (8 ) 846 (10 ) 2,093 (18 ) Total temporarily impaired securities 49,087 (600 ) 32,701 (367 ) 81,788 (967 ) Total other-than-temporarily impaired securities — — — — — — Total $ 49,087 $ (600 ) $ 32,701 $ (367 ) $ 81,788 $ (967 )

Loans

Loans	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Loans	LOANS Loans are generally stated at the amount of unpaid principal, reduced by unearned discount and allowance for loan losses. Interest on loans is accrued daily on the outstanding balances. Loan origination fees and certain direct loan origination costs are deferred and amortized as adjustments of the related loan yield over its contractual life. We categorize residential real estate loans in excess of $ 600,000 as jumbo loans. Generally, loans are placed on nonaccrual status when principal or interest is greater than 90 days past due based upon the loan's contractual terms. Interest is accrued daily on impaired loans unless the loan is placed on nonaccrual status. Impaired loans are placed on nonaccrual status when the payments of principal and interest are in default for a period of 90 days, unless the loan is both well-secured and in the process of collection. Interest on nonaccrual loans is recognized primarily using the cost-recovery method. Loans may be returned to accrual status when repayment is reasonably assured and there has been demonstrated performance under the terms of the loan or, if applicable, the terms of the restructured loans. Commercial-related loans or portions thereof (which are risk-rated) are charged off to the allowance for loan losses when the loss has been confirmed. This determination is made on a case by case basis considering many factors, including the prioritization of our claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower’s equity. We deem a loss confirmed when a loan or a portion of a loan is classified “loss” in accordance with bank regulatory classification guidelines, which state, “Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted”. Consumer-related loans are generally charged off to the allowance for loan losses upon reaching specified stages of delinquency, in accordance with the Federal Financial Institutions Examination Council policy. For example, credit card loans are charged off by the end of the month in which the account becomes 180 days past due or within 60 days from receiving notification about a specified event (e.g., bankruptcy of the borrower), which ever is earlier. Residential mortgage loans are generally charged off to net realizable value no later than when the account becomes 180 days past due. Other consumer loans, if collateralized, are generally charged off to net realizable value at 120 days past due. Loans are summarized as follows: Dollars in thousands 2015 2014 Commercial $ 97,201 $ 88,590 Commercial real estate Owner-occupied 203,555 157,783 Non-owner occupied 337,294 317,136 Construction and development Land and land development 65,500 67,881 Construction 9,970 28,591 Residential real estate Non-jumbo 221,750 220,071 Jumbo 50,313 52,879 Home equity 74,300 67,115 Consumer 19,251 19,456 Other 11,669 11,507 Total loans, net of unearned fees 1,090,803 1,031,009 Less allowance for loan losses 11,472 11,167 Loans, net $ 1,079,331 $ 1,019,842 The following presents loan maturities at December 31, 2015 : Within After 1 but After Dollars in thousands 1 Year within 5 Years 5 Years Commercial $ 39,542 $ 39,968 $ 17,691 Commercial real estate 16,623 56,690 467,536 Construction and development 35,419 8,811 31,239 Residential real estate 7,669 15,344 323,350 Consumer 3,893 12,522 2,836 Other 669 1,312 9,689 $ 103,815 $ 134,647 $ 852,341 Loans due after one year with: Variable rates $ 138,002 Fixed rates 848,986 $ 986,988 The following table presents the contractual aging of the recorded investment in past due loans by class as of December 31, 2015 and 2014 . At December 31, 2015 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 345 $ 26 $ 632 $ 1,003 $ 96,198 $ — Commercial real estate Owner-occupied 158 386 437 981 202,574 — Non-owner occupied 1 — 856 857 336,437 — Construction and development Land and land development 1,182 194 4,547 5,923 59,577 — Construction — — — — 9,970 — Residential mortgage Non-jumbo 2,276 2,647 1,591 6,514 215,236 — Jumbo — — — — 50,313 — Home equity 374 172 100 646 73,654 — Consumer 155 41 92 288 18,963 9 Other — — — — 11,669 — Total $ 4,491 $ 3,466 $ 8,255 $ 16,212 $ 1,074,591 $ 9 At December 31, 2014 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 328 $ 117 $ 330 $ 775 $ 87,815 $ — Commercial real estate Owner-occupied 121 194 801 1,116 156,667 — Non-owner occupied 146 — 406 552 316,584 — Construction and development Land and land development 346 2,002 4,253 6,601 61,280 — Construction — — — — 28,591 — Residential mortgage Non-jumbo 4,104 2,719 1,498 8,321 211,750 — Jumbo — — 2,626 2,626 50,253 — Home equity 1,067 94 83 1,244 65,871 — Consumer 260 42 63 365 19,091 — Other — — — — 11,507 — Total $ 6,372 $ 5,168 $ 10,060 $ 21,600 $ 1,009,409 $ — Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at December 31, 2015 and 2014 . Dollars in thousands 2015 2014 Commercial $ 853 $ 392 Commercial real estate Owner-occupied 437 1,218 Non-owner occupied 5,518 626 Construction and development Land & land development 5,623 4,619 Construction — — Residential mortgage Non-jumbo 2,987 2,663 Jumbo — 2,626 Home equity 258 267 Consumer 83 83 Total $ 15,759 $ 12,494 Impaired loans: Impaired loans include the following: ▪ Loans which we risk-rate (consisting of loan relationships having aggregate balances in excess of $2.0 million , or loans exceeding $500,000 and exhibiting credit weakness) through our normal loan review procedures and which, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement. Risk-rated loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired. ▪ Loans that have been modified in a troubled debt restructuring. Both commercial and consumer loans are deemed impaired upon being contractually modified in a troubled debt restructuring. Troubled debt restructurings typically result from our loss mitigation activities and occur when we grant a concession to a borrower who is experiencing financial difficulty in order to minimize our economic loss and to avoid foreclosure or repossession of collateral. Once restructured in a troubled debt restructuring, a loan is generally considered impaired until its maturity, regardless of whether the borrower performs under the modified terms. Although such a loan may be returned to accrual status if the criteria set forth in our accounting policy are met, the loan would continue to be evaluated for an asset-specific allowance for loan losses and we would continue to report the loan in the impaired loan table below. The table below sets forth information about our impaired loans. Method Used to Measure Impairment of Impaired Loans Dollars in thousands December 31, Method used to measure impairment Loan Category 2015 2014 Commercial $ 41 $ 132 Fair value of collateral 201 362 Discounted cash flow Commercial real estate Owner-occupied 783 1,683 Fair value of collateral 7,616 9,124 Discounted cash flow Non-owner occupied 5,728 508 Fair value of collateral 7,722 5,999 Discounted cash flow Construction and development Land & land development 6,597 11,998 Fair value of collateral 2,177 2,310 Discounted cash flow Residential mortgage Non-jumbo 1,753 1,676 Fair value of collateral 4,378 5,252 Discounted cash flow Jumbo 3,869 7,594 Fair value of collateral 871 886 Discounted cash flow Home equity 186 285 Fair value of collateral 523 523 Discounted cash flow Consumer — 2 Fair value of collateral 68 82 Discounted cash flow Total $ 42,513 $ 48,416 The following tables present loans individually evaluated for impairment at December 31, 2015 and 2014 . December 31, 2015 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 242 $ 242 $ — $ 319 $ 17 Commercial real estate Owner-occupied 5,401 5,402 — 5,438 191 Non-owner occupied 10,740 10,741 — 9,982 310 Construction and development Land & land development 7,635 7,635 — 9,497 263 Construction — — — — — Residential real estate Non-jumbo 3,590 3,600 — 3,316 160 Jumbo 3,871 3,869 — 4,412 181 Home equity 709 709 — 709 32 Consumer 68 68 — 72 6 Total without a related allowance $ 32,256 $ 32,266 $ — $ 33,745 $ 1,160 With a related allowance Commercial $ — $ — $ — $ — $ — Commercial real estate Owner-occupied 2,997 2,997 45 3,003 135 Non-owner occupied 2,709 2,709 386 2,728 72 Construction and development Land & land development 1,139 1,139 85 1,154 — Construction — — — — — Residential real estate Non-jumbo 2,530 2,531 226 2,552 114 Jumbo 871 871 34 878 43 Home equity — — — — — Consumer — — — — — Total with a related allowance $ 10,246 $ 10,247 $ 776 $ 10,315 $ 364 Total Commercial $ 30,863 $ 30,865 $ 516 $ 32,121 $ 988 Residential real estate 11,571 11,580 260 11,867 530 Consumer 68 68 — 72 6 Total $ 42,502 $ 42,513 $ 776 $ 44,060 $ 1,524 December 31, 2014 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 370 $ 369 $ — $ 430 $ 27 Commercial real estate Owner-occupied 5,362 5,361 — 5,309 192 Non-owner occupied 3,645 3,647 — 4,420 199 Construction and development Land & land development 13,410 13,410 — 14,149 483 Construction — — — — — Residential real estate Non-jumbo 4,289 4,300 — 3,853 185 Jumbo 7,589 7,594 — 7,761 241 Home equity 809 808 — 265 14 Consumer 84 84 — 36 2 Total without a related allowance $ 35,558 $ 35,573 $ — $ 36,223 $ 1,343 With a related allowance Commercial $ 125 $ 125 $ 81 $ 38 $ — Commercial real estate Owner-occupied 5,446 5,446 287 5,461 216 Non-owner occupied 2,860 2,860 74 1,003 40 Construction and development Land & land development 898 898 46 933 42 Construction — — — — — Residential real estate Non-jumbo 2,627 2,628 282 2,093 98 Jumbo 885 886 46 892 45 Home equity — — — — — Consumer — — — — — Total with a related allowance $ 12,841 $ 12,843 $ 816 $ 10,420 $ 441 Total Commercial $ 32,116 $ 32,116 $ 488 $ 31,743 $ 1,199 Residential real estate 16,199 16,216 328 14,864 583 Consumer 84 84 — 36 2 Total $ 48,399 $ 48,416 $ 816 $ 46,643 $ 1,784 The average recorded investment of impaired loans during 2013 was $56.9 million , and $2.0 million interest income was recognized on those loans while impaired. A modification of a loan is considered a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession that we would not otherwise consider. This may include a transfer of real estate or other assets from the borrower, a modification of loan terms, or a combination of both. A loan continues to be classified as a TDR for the life of the loan. Included in impaired loans are TDRs of $30.5 million , of which $28.9 million were current with respect to restructured contractual payments at December 31, 2015 , and $34.7 million , of which $32.2 million were current with respect to restructured contractual payments at December 31, 2014 . There were no commitments to lend additional funds under these restructurings at either balance sheet date. The following table presents by class the TDRs that were restructured during 2015 and 2014 . Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. All TDRs are evaluated individually for allowance for loan loss purposes. 2015 2014 Dollars in thousands Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Commercial — $ — $ — 3 $ 82 $ 86 Commercial real estate Non-owner occupied — — — 1 2,154 2,154 Construction and development Land & land development 1 1,182 1,182 — — — Residential real estate Non-jumbo 1 25 25 5 1,044 1,080 Home equity — — — 1 411 523 Consumer 1 2 2 1 18 18 Total 3 $ 1,209 $ 1,209 11 $ 3,709 $ 3,861 The following table presents defaults during the stated period of TDRs that were restructured during the past twelve months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. 2015 2014 Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 3 $ 86 Construction and development Land & land development 1 1,182 — — Residential real estate Non-jumbo — — 1 167 Total 1 $ 1,182 4 $ 253 The following table details the activity regarding TDRs by loan type during 2015 , and the related allowance on TDRs. 2015 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Troubled debt restructurings Balance January 1, 2015 $ 5,786 $ — $ 410 $ 9,501 $ 6,219 $ 6,245 $ 5,937 $ 523 $ 85 $ — $ 34,706 Additions 1,182 — — — — 25 — — 2 — 1,209 Charge-offs (168 ) — — — — — — — — — (168 ) Net (paydowns) advances (2,611 ) — (168 ) (187 ) (160 ) (774 ) (1,302 ) — (20 ) — (5,222 ) Transfer into foreclosed properties — — — — — — — — — — — Refinance out of TDR status — — — — — — — — — — — Balance, December 31, 2015 $ 4,189 $ — $ 242 $ 9,314 $ 6,059 $ 5,496 $ 4,635 $ 523 $ 67 $ — $ 30,525 Allowance related to troubled debt restructurings $ — $ — $ — $ 190 $ 12 $ 226 $ 35 $ — $ — $ — $ 463 We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $2 million , at which time these loans are re-graded. We use the following definitions for our risk grades: Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below. OLEM (Special Mention): Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future. Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity, and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated. Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high. Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. The following table presents the recorded investment in construction and development, commercial, and commercial real estate loans which are generally evaluated based upon the internal risk ratings defined above. Loan Risk Profile by Internal Risk Rating Construction and Development Commercial Real Estate Land and Land Development Construction Commercial Owner Occupied Non-Owner Occupied Dollars in thousands 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 Pass $ 57,155 $ 53,873 $ 9,970 $ 28,591 $ 95,174 $ 86,361 $ 202,226 $ 155,189 $ 329,861 $ 306,710 OLEM (Special Mention) 1,598 1,673 — — 1,295 1,837 546 1,064 1,602 8,933 Substandard 6,747 12,335 — — 732 392 783 1,530 5,831 1,493 Doubtful — — — — — — — — — — Loss — — — — — — — — — — Total $ 65,500 $ 67,881 $ 9,970 $ 28,591 $ 97,201 $ 88,590 $ 203,555 $ 157,783 $ 337,294 $ 317,136 The following table presents the recorded investment in consumer, residential real estate, and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity. Performing Nonperforming Dollars in thousands 2015 2014 2015 2014 Residential real estate Non-jumbo $ 218,763 $ 217,408 $ 2,987 $ 2,663 Jumbo 50,313 50,253 — 2,626 Home Equity 74,042 66,848 258 267 Consumer 19,149 19,373 102 83 Other 11,669 11,507 — — Total $ 373,936 $ 365,389 $ 3,347 $ 5,639 Industry concentrations: At December 31, 2015 and 2014 , we had no concentrations of loans to any single industry in excess of 10% of total loans. Loans to related parties : We have had, and may be expected to have in the future, banking transactions in the ordinary course of business with our directors, principal officers, their immediate families and affiliated companies in which they are principal shareholders (commonly referred to as related parties). These transactions have been, in our opinion, on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with others. The following presents the activity with respect to related party loans aggregating $60,000 or more to any one related party (other changes represent additions to and changes in director and executive officer status): Dollars in thousands 2015 2014 Balance, beginning $ 20,586 $ 18,577 Additions 11,095 13,842 Amounts collected (6,142 ) (11,833 ) Other changes, net (2,565 ) — Balance, ending $ 22,974 $ 20,586 Loan commitments: ASC Topic 815, Derivatives and Hedging, requires that commitments to make mortgage loans should be accounted for as derivatives if the loans are to be held for sale, because the commitment represents a written option and accordingly is recorded at the fair value of the option liability.

Allowance For Loan Losses

Allowance For Loan Losses	12 Months Ended
	Dec. 31, 2015
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]
Allowance for Loan Losses	ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is maintained at a level considered adequate to provide for our estimate of probable credit losses inherent in the loan portfolio. The allowance is increased by provisions charged to operating expense and reduced by net charge-offs. Loans are charged against the allowance for loan losses when we believe that collectability is unlikely. While we use the best information available to make our evaluation, future adjustments may be necessary if there are significant changes in conditions. The allowance is comprised of three distinct reserve components: (1) specific reserves related to loans individually evaluated, (2) quantitative reserves related to loans collectively evaluated, and (3) qualitative reserves related to loans collectively evaluated. A summary of the methodology we employ on a quarterly basis with respect to each of these components in order to evaluate the overall adequacy of our allowance for loan losses is as follows. Specific Reserve for Loans Individually Evaluated First, we identify loan relationships having aggregate balances in excess of $500,000 and that may also have credit weaknesses. Such loan relationships are identified primarily through our analysis of internal loan evaluations, past due loan reports, and loans adversely classified by regulatory authorities. Each loan so identified is then individually evaluated to determine whether it is impaired – that is, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the contractual terms of the underlying loan agreement. Substantially all of our impaired loans historically have been collateral dependent, meaning repayment of the loan is expected or is considered to be provided solely from the sale of the loan’s underlying collateral. For such loans, we measure impairment based on the fair value of the loan’s collateral, which is generally determined utilizing current appraisals. A specific reserve is established in an amount equal to the excess, if any, of the recorded investment in each impaired loan over the fair value of its underlying collateral, less estimated costs to sell. Our policy is to re-evaluate the fair value of collateral dependent loans at least every twelve months unless there is a known deterioration in the collateral’s value, in which case a new appraisal is obtained. Beginning in 2014, for purposes of loans that have been modified in a troubled debt restructuring and not internally graded as substandard, doubtful, or loss ("performing TDRs") we began measuring impairment using the discounted cash flows method. Under this method, a specific reserve is established in an amount equal to the excess, if any, of the recorded investment in each impaired loan over its discounted cash flows. Quantitative Reserve for Loans Collectively Evaluated Second, we stratify the loan portfolio into the following ten loan pools: land and land development, construction, commercial, commercial real estate - owner occupied, commercial real estate - non-owner occupied, conventional residential mortgage, jumbo residential mortgage, home equity, consumer, and other. Quantitative reserves relative to each loan pool are established as follows: for all loan segments detailed above an allocation equaling 100% of the respective pool’s average 12 month historical net loan charge-off rate (determined based upon the most recent twelve quarters) is applied to the aggregate recorded investment in the pool of loans. Qualitative Reserve for Loans Collectively Evaluated Third, we consider the necessity to adjust our average historical net loan charge-off rates relative to each of the above ten loan pools for potential risks factors that could result in actual losses deviating from prior loss experience. For example, if we observe a significant increase in delinquencies within the conventional mortgage loan pool above historical trends, an additional allocation to the average historical loan charge-off rate is applied. Such qualitative risk factors considered are: (1) levels of and trends in delinquencies and impaired loans, (2) levels of and trends in charge-offs and recoveries, (3) trends in volume and term of loans, (4) effects of any changes in risk selection and underwriting standards, and other changes in lending policies, procedures, and practice, (5) experience, ability, and depth of lending management and other relevant staff, (6) national and local economic trends and conditions, (7) industry conditions, and (8) effects of changes in credit concentrations. An analysis of the allowance for loan losses for the years ended December 31, 2015 , 2014 , and 2013 is as follows: Dollars in thousands 2015 2014 2013 Balance, beginning of year $ 11,167 $ 12,659 $ 17,933 Losses: Commercial 77 390 723 Commercial real estate Owner occupied 559 11 1,031 Non-owner occupied 178 — 9 Construction and development Land and land development 457 3,535 3,596 Construction — — — Residential real estate Non-jumbo 417 435 541 Jumbo 208 65 4,741 Home equity 76 14 77 Consumer 69 265 79 Other 110 118 162 Total 2,151 4,833 10,959 Recoveries: Commercial 10 34 12 Commercial real estate Owner occupied 290 40 8 Non-owner occupied 13 318 674 Construction and development Land and land development 456 298 187 Construction — — — Real estate - mortgage Non-jumbo 107 87 127 Jumbo 96 163 6 Home equity 3 4 5 Consumer 105 74 79 Other 126 73 87 Total 1,206 1,091 1,185 Net losses 945 3,742 9,774 Provision for loan losses 1,250 2,250 4,500 Balance, end of year $ 11,472 $ 11,167 $ 12,659 Activity in the allowance for loan losses by loan class during 2015 and 2014 is as follows: 2015 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Allowance for loan losses Beginning balance $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Charge-offs 457 — 77 559 178 417 208 76 69 110 2,151 Recoveries 456 — 10 290 13 107 96 3 105 126 1,206 Provision (564 ) (412 ) (356 ) 931 1,826 283 (376 ) 139 (74 ) (147 ) 1,250 Ending balance $ 2,852 $ 15 $ 781 $ 1,589 $ 2,977 $ 1,253 $ 1,593 $ 253 $ 59 $ 100 $ 11,472 Allowance related to: Loans individually evaluated for impairment $ 85 $ — $ — $ 45 $ 386 $ 225 $ 35 $ — $ — $ — $ 776 Loans collectively evaluated for impairment 2,767 15 781 1,544 2,591 1,028 1,558 253 59 100 10,696 Total $ 2,852 $ 15 $ 781 $ 1,589 $ 2,977 $ 1,253 $ 1,593 $ 253 $ 59 $ 100 $ 11,472 Loans Loans individually evaluated for impairment $ 8,774 $ — $ 242 $ 8,399 $ 13,450 $ 6,131 $ 4,740 $ 709 $ 68 $ — $ 42,513 Loans collectively evaluated for impairment 56,726 9,970 96,959 195,156 323,844 215,619 45,573 73,591 19,183 11,669 $ 1,048,290 Total $ 65,500 $ 9,970 $ 97,201 $ 203,555 $ 337,294 $ 221,750 $ 50,313 $ 74,300 $ 19,251 $ 11,669 $ 1,090,803 2014 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Allowance for loan losses Beginning balance $ 5,455 $ 269 $ 1,324 $ 969 $ 641 $ 1,842 $ 1,888 $ 173 $ 47 $ 51 $ 12,659 Charge-offs 3,535 — 390 11 — 435 65 14 265 118 4,833 Recoveries 298 — 34 40 318 87 163 4 74 73 1,091 Provision 1,199 158 236 (71 ) 357 (214 ) 95 24 241 225 2,250 Ending balance $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Allowance related to: Loans individually evaluated for impairment $ 46 $ — $ 81 $ 286 $ 74 $ 282 $ 46 $ — $ — $ — $ 815 Loans collectively evaluated for impairment 3,371 427 1,123 641 1,242 998 2,035 187 97 231 10,352 Total $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Loans Loans individually evaluated for impairment $ 14,308 $ — $ 495 $ 10,807 $ 6,507 $ 6,927 $ 8,480 $ 808 $ 84 $ — $ 48,416 Loans collectively evaluated for impairment 53,573 28,591 88,095 146,976 310,629 213,144 44,399 66,307 19,372 11,507 $ 982,593 Total $ 67,881 $ 28,591 $ 88,590 $ 157,783 $ 317,136 $ 220,071 $ 52,879 $ 67,115 $ 19,456 $ 11,507 $ 1,031,009

Property Held For Sale

Property Held For Sale	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Property Held For Sale	PROPERTY HELD FOR SALE Property held for sale consists of premises qualifying as held for sale under ASC Topic 360 Property, Plant, and Equipment, and of real estate acquired through foreclosure on loans secured by such real estate. Qualifying premises are transferred to property held for sale at the lower of carrying value or estimated fair value less anticipated selling costs. Foreclosed property is recorded at the lower of the related loans recorded investment or estimated fair value less anticipated selling costs based upon the property’s appraised value at the date of foreclosure, with any difference between the fair value of foreclosed property and the carrying value of the related loan charged to the allowance for loan losses. We perform periodic valuations of property held for sale subsequent to transfer. Changes in value subsequent to transfer are recorded in noninterest expense. Gains or losses not previously recognized resulting from the sale of property held for sale is recognized on the date of sale and is included in noninterest expense. Depreciation is not recorded on property held for sale. Expenses incurred in connection with operating foreclosed properties are charged to noninterest expense. The following table presents the activity of property held for sale during 2015 and 2014 . Dollars in thousands 2015 2014 Beginning balance $ 37,529 $ 53,392 Acquisitions 2,617 2,673 Capitalized improvements 39 87 Dispositions (12,203 ) (14,852 ) Valuation adjustments (2,415 ) (3,771 ) Balance at year end $ 25,567 $ 37,529

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Premises and Equipment	PREMISES AND EQUIPMENT Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by the straight-line method for premises and equipment over the estimated useful lives of the assets. The estimated useful lives employed are on average 30 years for premises and 3 to 10 years for furniture and equipment. Repairs and maintenance expenditures are charged to operating expenses as incurred. Major improvements and additions to premises and equipment, including construction period interest costs, are capitalized. No interest was capitalized during 2015 , 2014 , or 2013 . The major categories of premises and equipment and accumulated depreciation at December 31, 2015 and 2014 are summarized as follows: Dollars in thousands 2015 2014 Land $ 6,308 $ 6,308 Buildings and improvements 21,461 20,202 Furniture and equipment 14,552 13,223 42,321 39,733 Less accumulated depreciation 20,749 19,673 Total premises and equipment, net $ 21,572 $ 20,060 Depreciation expense for the years ended December 31, 2015 , 2014 and 2013 approximated $1.08 million , $1.07 million , and $1.16 million , respectively.

Goodwill And Other Intangible A

Goodwill And Other Intangible Assets	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill and certain other intangible assets with indefinite useful lives are not amortized into net income over an estimated life, but rather are tested at least annually for impairment. Intangible assets determined to have definite useful lives are amortized over their estimated useful lives and also are subject to impairment testing. In accordance with ASU 2011-8, Intangibles - Goodwill and Other (Topic 350) - Testing Goodwill for Impairment, which amends Topic 350, Intangibles – Goodwill and Other, entities are permitted to first assess qualitative factors (Step 0) to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test described in Topic 350. The more-than-likely-than-not threshold is defined as having a likelihood of more than 50 percent. If, after assessing the totality of events or circumstances, an entity determines it is not more likely than not that the fair value of a reporting unit is less than its carrying amount, then performing the two-step impairment test is unnecessary. However, if the entity concludes otherwise, then it is required to perform the first step (Step 1) of the two-step impairment test by calculating the fair value of the reporting unit and comparing the fair value with the carrying amount of the reporting unit. A fair value is determined based on at least one of three various market valuation methodologies. If the fair value equals or exceeds the book value, no write-down of recorded goodwill is necessary. If the fair value is less than the book value, an expense may be required on our books to write down the goodwill to the proper carrying value. The second step (Step 2) of impairment testing is necessary only if the reporting unit does not pass Step 1. Step 2 compares the implied fair value of the reporting unit goodwill with the carrying amount of the goodwill for the reporting unit. The implied fair value of goodwill is determined in the same manner as goodwill that is recognized in a business combination. During the third quarter, we completed Step 1 of the required annual impairment test for our insurance services reporting unit for 2015 and determined that no impairment write-offs were necessary. We performed the Step 0 qualitative assessment of the goodwill relative to our community banking reporting unit, and determined that it was not more likely than not that the fair value was less than its carrying value and noted no indicators of impairment. In addition, at December 31, 2015 and December 31, 2014 , we had $1.30 million and $1.50 million in unamortized identifiable customer intangible assets recorded in accordance with ASC Topic 805, Business Combinations . Goodwill Activity Dollars in thousands Community Banking Insurance Services Total Balance, January 1, 2015 $ 1,488 $ 4,710 $ 6,198 Acquired goodwill, net — — — Balance, December 31, 2015 $ 1,488 $ 4,710 $ 6,198 Other Intangible Assets December 31, 2015 December 31, 2014 Dollars in thousands Community Banking Insurance Services Total Community Banking Insurances Services Total Unidentifiable intangible assets Gross carrying amount $ 2,268 $ — $ 2,268 $ 2,268 $ — $ 2,268 Less: accumulated amortization 2,268 — 2,268 2,268 — 2,268 Net carrying amount $ — $ — $ — $ — $ — $ — Identifiable intangible assets Gross carrying amount $ — $ 3,000 $ 3,000 $ — $ 3,000 $ 3,000 Less: accumulated amortization — 1,700 1,700 — 1,500 1,500 Net carrying amount $ — $ 1,300 $ 1,300 $ — $ 1,500 $ 1,500 We recorded amortization expense of $200,000 for the year ended December 31, 2015 , $250,000 for the year ended December 31, 2014 , and $351,000 for the year ended December 31, 2013 relative to our other intangible assets. Annual amortization is expected to be approximately $200,000 for each of the years ending 2016 through 2020.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Deposits	DEPOSITS The following is a summary of interest bearing deposits by type as of December 31, 2015 and 2014 : Dollars in thousands 2015 2014 Demand deposits, interest bearing $ 215,721 $ 204,030 Savings deposits 266,825 253,578 Time deposits 465,153 488,279 Total $ 947,699 $ 945,887 Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $126.5 million and $146.9 million at December 31, 2015 and 2014 , respectively. A summary of the scheduled maturities for all time deposits as of December 31, 2015 is as follows: Dollars in thousands Amount 2016 $ 219,703 2017 74,574 2018 64,684 2019 35,320 2020 34,628 Thereafter 36,244 Total $ 465,153 Time certificates of deposit in denominations of $100,000 or more totaled $342.7 million and $359.2 million at December 31, 2015 and 2014 , respectively. The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of December 31, 2015 : Dollars in thousands Amount Percent Three months or less $ 46,343 13.5 % Three through six months 53,533 15.6 % Six through twelve months 54,127 15.8 % Over twelve months 188,670 55.1 % Total $ 342,673 100.00 % The aggregate amount of time deposits in denominations that meet or exceed the FDIC insurance limit totaled $154.5 million at December 31, 2015. At December 31, 2015 and 2014 , our deposits of related parties including directors, executive officers, and their related interests approximated $21.2 million and $21.4 million , respectively.

Borrowed Funds

Borrowed Funds	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Borrowed Funds	BORROWED FUNDS Our subsidiary bank is a member of the Federal Home Loan Bank (“FHLB”). Membership in the FHLB makes available short-term and long-term advances under collateralized borrowing arrangements with each subsidiary bank. All FHLB advances are collateralized primarily by similar amounts of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations. We had $92.0 million available on a short term line of credit with the Federal Reserve Bank at December 31, 2015 , which is primarily secured by commercial and industrial loans and consumer loans. We also had $6 million available on an unsecured line of credit with a correspondent bank. At December 31, 2015 , our subsidiary banks had combined additional borrowings availability of $377.8 million from the FHLB. Short-term FHLB advances are granted for terms of 1 to 365 days and bear interest at a fixed or variable rate set at the time of the funding request. Short-term borrowings: At December 31, 2015 , we had $98.0 million borrowing availability through credit lines and Federal funds purchased agreements. A summary of short-term borrowings is presented below. 2015 2014 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at December 31 $ 167,950 $ 3,444 $ 120,950 $ 2,683 Average balance outstanding for the period 146,412 4,690 94,982 5,804 Maximum balance outstanding at any month end during period 171,160 7,438 136,800 8,976 Weighted average interest rate for the period 0.43 % 0.50 % 0.31 % 0.25 % Weighted average interest rate for balances outstanding at December 31 0.35 % 0.26 % 0.31 % 0.25 % Federal funds purchased and repurchase agreements mature the next business day. The securities underlying the repurchase agreements are under our control and secure the total outstanding daily balances. We generally account for securities sold under agreements to repurchase as collateralized financing transactions and record them at the amounts at which the securities were sold, plus accrued interest. Securities, generally U.S. government and Federal agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party. The fair value of collateral provided is continually monitored and additional collateral is provided as needed. Long-term borrowings: Our long-term borrowings of $75.6 million and $77.5 million at December 31, 2015 and 2014 , respectively, consisted primarily of advances from the FHLB and structured reverse repurchase agreements with two unaffiliated institutions. All FHLB advances are collateralized primarily by similar amounts of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations. Balance at December 31, Dollars in thousands 2015 2014 Long-term FHLB advances $ 873 $ 977 Long-term reverse repurchase agreements 72,000 72,000 Term loan 2,708 4,513 Total $ 75,581 $ 77,490 The term loan at December 31, 2015 is secured by the common stock of our subsidiary bank, bears a variable interest rate of prime minus 50 basis points with a final maturity of 2017. Our long term FHLB borrowings and reverse repurchase agreements bear both fixed and variable rates and mature in varying amounts through the year 2026. The average interest rate paid on long-term borrowings during 2015 was 4.39% compared to 4.16% in 2014 . Subordinated debentures: During 2015, we prepaid in full the $16.8 million subordinated debentures that were outstanding at December 31, 2014. The subordinated debt qualified as Tier 2 capital under Federal Reserve Board guidelines until the debt was within 5 years of its maturity; thereafter the amount qualifying as Tier 2 capital was reduced by 20 percent each year until maturity. During 2009, we issued $6.8 million in subordinated debt, of which $5 million was issued to an affiliate of a director of Summit. We also issued $1.0 million and $0.8 million to two unrelated parties. These three issuances had an interest rate of 10 percent per annum, a term of 10 years, and were not prepayable by us within the first five years. During 2008, we issued $10 million of subordinated debt to an unrelated institution, which had a variable interest rate of 1 month LIBOR plus 275 basis points and a term of 7.5 years. Subordinated debentures owed to unconsolidated subsidiary trusts: We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”). The debentures held by the trusts are their sole assets. Our subordinated debentures totaled $ 19.6 million at December 31, 2015 and 2014 . In October 2002, we sponsored SFG Capital Trust I, in March 2004, we sponsored SFG Capital Trust II, and in December 2005, we sponsored SFG Capital Trust III, of which 100% of the common equity of each trust is owned by us. SFG Capital Trust I issued $ 3.5 million in capital securities and $ 109,000 in common securities and invested the proceeds in $ 3.61 million of debentures. SFG Capital Trust II issued $ 7.5 million in capital securities and $ 232,000 in common securities and invested the proceeds in $ 7.73 million of debentures. SFG Capital Trust III issued $ 8.0 million in capital securities and $ 248,000 in common securities and invested the proceeds in $ 8.25 million of debentures. Distributions on the capital securities issued by the trusts are payable quarterly at a variable interest rate equal to 3 month LIBOR plus 345 basis points for SFG Capital Trust I, 3 month LIBOR plus 280 basis points for SFG Capital Trust II, and 3 month LIBOR plus 145 basis points for SFG Capital Trust III, and equals the interest rate earned on the debentures held by the trusts, and is recorded as interest expense by us. The capital securities are subject to mandatory redemption in whole or in part, upon repayment of the debentures. We have entered into agreements which, taken collectively, fully and unconditionally guarantee the capital securities subject to the terms of the guarantee. The debentures of each Capital Trust are redeemable by us quarterly. The capital securities held by SFG Capital Trust I, SFG Capital Trust II, and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines. In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill. The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital. A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts 2016 $ 28,911 $ — 2017 919 — 2018 45,017 — 2019 18 — 2020 18 — Thereafter 698 19,589 Total $ 75,581 $ 19,589

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	DERIVATIVE FINANCIAL INSTRUMENTS We use derivative instruments primarily to protect against the risk of adverse interest rate movements on the cash flows of certain liabilities. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash or another type of asset to the other party based upon a notional amount and an underlying as specified in the contract. A notional amount represents the number of units of a specific item, such as currency units. An underlying represents a variable, such as an interest rate or price index. The amount of cash or other asset delivered from one party to the other is determined based upon the interaction of the notional amount of the contract with the underlying. Derivatives can also be implicit in certain contracts and commitments. As with any financial instrument, derivative instruments have inherent risks, primarily market and credit risk. Market risk associated with changes in interest rates is managed by establishing and monitoring limits as to the degree of risk that may be undertaken as part of our overall market risk monitoring process. Credit risk occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Credit risk is managed by monitoring the size and maturity structure of the derivative portfolio, and applying uniform credit standards to all activities with credit risk. In accordance with ASC 815, Derivatives and Hedging, all derivative instruments are recorded on the balance sheet at fair value. Changes in the fair value of derivatives are recorded each period in current earnings or other comprehensive income, depending on whether a derivative is designated as part of a hedge transaction and, if it is, depending on the type of hedge transaction. Fair-value hedges – For transactions in which we are hedging changes in fair value of an asset, liability, or a firm commitment, changes in the fair value of the derivative instrument are generally offset in the income statement by changes in the hedged item’s fair value. Cash-flow hedges – For transactions in which we are hedging the variability of cash flows related to a variable-rate asset, liability, or a forecasted transaction, changes in the fair value of the derivative instrument are reported in other comprehensive income. The gains and losses on the derivative instrument, which are reported in comprehensive income, are reclassified to earnings in the periods in which earnings are impacted by the variability of cash flows of the hedged item. The ineffective portion of all hedges is recognized in current period earnings. Other derivative instruments – For risk management purposes that do not meet the hedge accounting criteria and, therefore, do not qualify for hedge accounting. These derivative instruments are accounted for at fair value with changes in fair value recorded in the income statement. We have entered into three forward-starting, pay-fixed/receive LIBOR interest rate swaps. $ 40 million notional with an effective date of July 18, 2016, was designated as a cash flow hedge of $ 40 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.98% for a 3 year period. $ 30 million notional with an effective date of April 18, 2016, was designated as a cash flow hedge of $ 30 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.89% for a 4.5 year period. $ 40 million notional with an effective date of October 18, 2016, was designated as a cash flow hedge of $ 40 million of forecasted variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.84% for a 3 year period. We have entered into two pay fixed/receive variable interest rate swaps to hedge the fair value variability of two commercial fixed rate loans with the same principal, amortization, and maturity terms of the underlying loans, which are designated as fair value hedges. Under the terms of a $9.95 million notional swap with an effective date of January 15, 2015, we will pay a fixed rate of 4.33% for a 10 year period. Under the terms of an $11.3 million notional swap with an effective date of December 18, 2015, we will pay a fixed rate of 4.30% for a 10 year period. A summary of our derivative financial instruments as of December 31, 2015 and 2014 follows: December 31, 2015 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Long-term borrowings $ 110,000 $ — $ 5,071 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial loans $ 21,250 $ 94 $ 95 $ — December 31, 2014 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Long term borrowings $ 110,000 $ — $ 2,911 $ —

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	INCOME TAXES The consolidated provision for income taxes includes Federal and state income taxes and is based on pretax net income reported in the consolidated financial statements, adjusted for transactions that may never enter into the computation of income taxes payable. Deferred tax assets and liabilities are determined based on the differences between the financial statement and tax basis of assets and liabilities that will result in taxable or deductible amounts in the future based on enacted tax laws and rates applicable to the periods in which the differences are expected to affect taxable income. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. Valuation allowances are established when deemed necessary to reduce deferred tax assets to the amount expected to be realized. ASC Topic 740 Income Taxes clarifies the accounting and disclosure for uncertain tax positions, as defined. ASC Topic 740 requires that a tax position meet a "probable recognition threshold" for the benefit of the uncertain tax position to be recognized in the financial statements. A tax position that fails to meet the probable recognition threshold will result in either reduction of a current or deferred tax asset or receivable, or recording a current or deferred tax liability. ASC Topic 740 also provides guidance on measurement, derecognition of tax benefits, classification, interim period accounting disclosure, and transition requirements in accounting for uncertain tax positions. The components of applicable income tax expense for the years ended December 31, 2015 , 2014 and 2013 , are as follows: Dollars in thousands 2015 2014 2013 Current Federal $ 6,219 $ 3,380 $ 861 State 484 294 41 6,703 3,674 902 Deferred Federal 165 920 1,587 State 25 84 199 190 1,004 1,786 Total $ 6,893 $ 4,678 $ 2,688 Reconciliation between the amount of reported income tax expense and the amount computed by multiplying the statutory income tax rates by book pretax income for the years ended December 31, 2015 , 2014 and 2013 is as follows: 2015 2014 2013 Dollars in thousands Amount Percent Amount Percent Amount Percent Computed tax at applicable statutory rate $ 8,048 35 $ 5,612 35 $ 3,765 35 Increase (decrease) in taxes resulting from: Tax-exempt interest and dividends, net (1,047 ) (4 ) (996 ) (6 ) (932 ) (9 ) State income taxes, net of Federal income tax benefit 331 1 245 1 156 1 Other, net (439 ) (2 ) (183 ) (1 ) (301 ) (3 ) Applicable income taxes $ 6,893 30 $ 4,678 29 $ 2,688 24 Deferred income taxes reflect the impact of "temporary differences" between amounts of assets and liabilities for financial reporting purposes and such amounts as measured for tax purposes. Deferred tax assets and liabilities represent the future tax return consequences of temporary differences, which will either be taxable or deductible when the related assets and liabilities are recovered or settled. Valuation allowances are established when deemed necessary to reduce deferred tax assets to the amount expected to be realized. Our West Virginia net operating loss carryforward expires in 2028. The tax effects of temporary differences, which give rise to our deferred tax assets and liabilities as of December 31, 2015 and 2014 , are as follows: Dollars in thousands 2015 2014 Deferred tax assets Allowance for loan losses $ 4,245 $ 4,128 Depreciation 168 168 Foreclosed properties 4,506 5,197 Deferred compensation 2,554 2,265 Other deferred costs and accrued expenses 387 349 Other-than-temporarily impaired securities 257 257 Net unrealized loss on interest rate swaps 1,876 1,077 NOL and tax credit carryforwards 25 37 Total 14,018 13,478 Deferred tax liabilities Accretion on tax-exempt securities 3 8 Net unrealized gain on securities available for sale 1,609 2,297 Purchase accounting adjustments and goodwill 743 806 Total 2,355 3,111 Net deferred tax assets $ 11,663 $ 10,367 In accordance with ASC Topic 740, we concluded that there were no significant uncertain tax positions requiring recognition in the consolidated financial statements. The evaluation was performed for the years ended 2012 through 2015, the tax years which remain subject to examination by major tax jurisdictions. We may from time to time be assessed interest or penalties associated with tax liabilities by major tax jurisdictions, although any such assessments are estimated to be minimal and immaterial. To the extent we have received an assessment for interest and/or penalties; it has been classified in the consolidated statements of income as a component of other noninterest expense. We are currently open to audit under the statute of limitations by the Internal Revenue Service for the years ended December 31, 2012 through 2014. Tax years 2013 through 2014 remain subject to West Virginia State examination.

Employee Benefits

Employee Benefits	12 Months Ended
	Dec. 31, 2015
Employee Benefits and Share-based Compensation [Abstract]
Employee Benefits	EMPLOYEE BENEFITS Retirement Plans: We have defined contribution profit-sharing plans with 401(k) provisions covering substantially all employees. Contributions to the plans are at the discretion of the Board of Directors. Contributions made to the plans and charged to expense were $360,000 , $362,000 , and $354,000 for the years ended December 31, 2015 , 2014 , and 2013 , respectively. Employee Stock Ownership Plan: We have an Employee Stock Ownership Plan (“ESOP”), which enables eligible employees to acquire shares of our common stock. The cost of the ESOP is borne by us through annual contributions to an Employee Stock Ownership Trust in amounts determined by the Board of Directors. The expense recognized by us is based on cash contributed or committed to be contributed by us to the ESOP during the year. Contributions to the ESOP for the years ended December 31, 2015 , 2014 and 2013 were $429,000 , $714,000 , and $173,000 respectively. Dividends paid by us to the ESOP are reported as a reduction to retained earnings. The ESOP owned 588,193 and 321,449 shares of our common stock at December 31, 2015 and 2014 , respectively, all of which were purchased at the prevailing market price and all but 181,822 unallocated shares at December 31, 2015 are considered outstanding for earnings per share computations. On July 30, 2015, our ESOP purchased 225,000 shares of Summit Financial Group Inc. common stock in a privately negotiated transaction, at $10.80 per share for a total purchase price of $2,430,000 . On July 21, 2015, our Board of Directors approved the company lending to our ESOP $2,250,000 to partially finance the purchase, and was used to purchase 208,333 unallocated shares. In accordance with ASC 718, Compensation - Stock Compensation , this purchase of unallocated ESOP shares will be shown as a reduction of shareholders' equity, similar to a purchase of treasury stock. The loan receivable from the ESOP to the Company is not reported as an asset nor is the debt of the ESOP reported as a liability on the Company's Consolidated Balance Sheets. Cash dividends on allocated shares (those credited to ESOP participants' accounts) are recorded as a reduction of shareholders' equity and distributed directly to participants' accounts. Cash dividends on unallocated shares (those held by the ESOP not yet credited to participants' accounts) are used to pay a portion of the ESOPs debt service requirements. Unallocated ESOP shares will be allocated to ESOP participants ratably as the ESOP's loan is repaid. When the shares are committed to be released and become available for allocation to plan participants, the then fair value of such shares will be charged to compensation expense. Unallocated shares owned by the Company’s ESOP are not considered to be outstanding for the purpose of computing earnings per share. The ESOP shares as of December 31 are as follows: ESOP Shares At December 31, 2015 2014 Allocated shares 379,860 321,449 Shares committed to be released 26,511 — Unallocated shares 181,822 — Total ESOP shares 588,193 321,449 Market value of unallocated shares (in thousands) $ 2,160 $ — Supplemental Executive Retirement Plan: In May 1999, Summit Community Bank entered into a non-qualified Supplemental Executive Retirement Plan (“SERP”) with certain senior officers, which provides participating officers with an income benefit payable at retirement age or death. During 2000, Shenandoah Valley National Bank adopted a similar plan and during 2002, Summit Financial Group, Inc. adopted a similar plan. The liabilities accrued for the SERP’s at December 31, 2015 and 2014 were $4.3 million and $3.9 million , respectively, which are included in other liabilities. Share Based Compensation: The 2014 Long-Term Incentive Plan (“2014 LTIP”) was adopted by our shareholders in May 2014 to enhance the ability of the Company to attract and retain exceptionally qualified individuals to serve as key employees. The LTIP provides for the issuance of up to 500,000 shares of common stock, in the form of equity awards including stock options, restricted stock, restricted stock units, stock appreciation rights ("SARs"), performance units, other stock-based awards or any combination thereof, to our key employees. Stock options awarded under the 2009 Officer Stock Option Plan and the 1998 Officer Stock Option Plan (collectively, the “Plans”) were not altered by the 2014 LTIP, and remain subject to the terms of the Plans. However, under the terms of the 2014 LTIP, all shares of common stock remaining issuable under the Plans at the time the 2014 LTIP was adopted ceased to be available for future issuance. Under the 2014 LTIP and the Plans, stock options and SARs have generally been granted with an exercise price equal to the fair value of Summit's common stock on the grant date. We periodically grant share based compensation to individual employees. During second quarter 2015, we granted 166,717 SARs that become exercisable ratably over five years ( 20% per year) and expire ten years after the grant date. There were no grants of stock options in 2015 and no grants of stock options or SARs in 2014. The fair value of our employee stock options and SARs granted under the Plans is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options and SARs granted but are not considered by the model. Because our employee stock options and SARs have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options and SARs at the time of grant. The assumptions used to value SARs issued during 2015 were a risk-free interest rate of 1.96% , an expected dividend yield of 2.75% , an expected common stock volatility of 61.84% , and an expected life of 10 years. We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited. During 2013 , 2014 , and 2015 , our stock compensation expense and related deferred taxes were insignificant. A summary of activity in our Plans during 2013 , 2014 and 2015 is as follows: Options / SARs Weighted- Average Exercise Price (WAEP) Outstanding, December 31, 2012 249,700 $ 18.98 Granted — — Exercised (17,800 ) 5.37 Forfeited (1,750 ) 19.69 Expired (44,740 ) 21.83 Outstanding, December 31, 2013 185,410 $ 19.59 Granted — — Exercised (10,160 ) 6.98 Forfeited (6,500 ) 24.44 Expired (11,580 ) 16.64 Outstanding, December 31, 2014 157,170 $ 20.43 Granted 166,717 12.01 Exercised (6,560 ) 7.87 Forfeited — — Expired (73,180 ) 23.67 Outstanding, December 31, 2015 244,147 $ 14.05 Exercisable Options/SARs: December 31, 2015 77,430 $ 18.43 December 31, 2014 156,170 $ 20.54 December 31, 2013 182,810 $ 19.24 Other information regarding awards outstanding and exercisable at December 31, 2015 is as follows: Options/SARs Outstanding Options/SARs Exercisable Wted. Avg. Remaining Aggregate Intrinsic Aggregate Intrinsic Range of # of Contractual Value # of Value exercise price awards WAEP Life (yrs) (in thousands) awards WAEP (in thousands) $ 2.54 - $ 6.00 7,750 $ 3.75 5.18 $ 63 7,750 $ 3.75 $ 63 6.01 - 10.00 12,680 8.71 2.65 40 12,680 8.71 40 10.01 - 17.50 166,717 12.01 9.32 — — — — 17.51 - 20.00 23,400 17.80 2.00 — 23,400 17.80 — 20.01 - 25.93 33,600 25.93 2.44 — 33,600 25.93 — 244,147 $ 14.05 $ 103 77,430 $ 18.43 $ 103

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	COMMITMENTS AND CONTINGENCIES Off-Balance Sheet Arrangements We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position. The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments. Many of our lending relationships contain both funded and unfunded elements. The funded portion is reflected on our balance sheet. The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands December 31, Commitments to extend credit: Revolving home equity and credit card lines $ 58,008 Construction loans 32,044 Other loans 49,775 Standby letters of credit 5,302 Total $ 145,129 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. We evaluate each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation. Collateral held varies but may include accounts receivable, inventory, equipment or real estate. Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Operating leases : We occupy certain facilities under long-term operating leases. The aggregate minimum annual rental commitments under those leases total approximately $256,000 in 2016 and $215,000 in 2017. Total net rent expense included in the accompanying consolidated financial statements was $285,000 in 2015, $291,000 in 2014, and $278,000 in 2013. Litigation : We are involved in various legal actions arising in the ordinary course of business. To the best of our knowledge, no matters have been specifically identified to management that are reasonably possible to have a significant adverse effect on the consolidated financial statements. Employment Agreements : We have various employment agreements with our chief executive officer and certain other executive officers. These agreements contain change in control provisions that would entitle the officers to receive compensation in the event there is a change in control in the Company (as defined) and a termination of their employment without cause (as defined). Legal Contingencies On May 13, 2014, the ResCap Liquidating Trust (“ResCap”), as successor to Residential Funding Company, LLC f/k/a Residential Funding Corporation (“RFC”), filed a complaint against Summit Financial Mortgage, LLC (“Summit Mortgage”), a former residential mortgage subsidiary of Summit whose operations were discontinued in 2007, in the United States Bankruptcy Court for the Southern District of New York and subsequently amended its complaint on July 25, 2014. The Amended Complaint asserts the following three causes of action related to Summit Mortgage’s origination and subsequent sale of mortgage loans to Residential Funding Corporation: 1) Summit Mortgage breached its representations and warranties made in the contract governing the sale of the mortgage loans to RFC; 2) an indemnification claim against Summit Mortgage for damages paid by ResCap to settle claims in RFC’s bankruptcy proceeding which allegedly relate to mortgage loans Summit Mortgage sold to RFC; 3) a claim for damages against Summit Community Bank, Inc., former parent of Summit Mortgage, arising out of a guaranty in which the Bank guaranteed Summit Mortgage’s full performance under the contract governing the sale of mortgage loans to RFC. Summit has filed a motion to dismiss the case. Based upon the applicable statute of limitations, the Court granted our motion to dismiss the breach of contract claim with respect to loans Summit sold to RFC prior to March 14, 2006. The court otherwise denied our motion to dismiss on the grounds that the other arguments raised factual questions that could not be decided on a motion to dismiss. An estimate as to possible loss resulting from the Amended Complaint cannot be provided at this time because such an estimate cannot be made. Summit intends to defend these claims vigorously. We are not a party to any other litigation except for matters that arise in the normal course of business. While it is impossible to ascertain the ultimate resolution or range of financial liability with respect to these contingent matters, in the opinion of management, the outcome of these matters will not have a significant adverse effect on the consolidated financial statements.

Preferred Stock Preferred Stock

Preferred Stock Preferred Stock	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Preferred Stock	PREFERRED STOCK On March 12, 2015, we converted all outstanding shares of our 8% Non-Cumulative Convertible Preferred Stock, Series 2009, $1.00 par value, with a liquidation preference of $1,000 per share (the “Series 2009 Preferred Stock”) and our 8% Non-Cumulative Convertible Preferred Stock, Series 2011, $1.00 par value, with a liquidation preference of $500 per share (the “Series 2011 Preferred Stock”) to common shares. On September 30, 2009, we sold in a private placement 3,710 shares, or $3.7 million , of 8% Non-Cumulative Convertible Preferred Stock, Series 2009, $1.00 par value, with a liquidation preference of $1,000 per share (the “Series 2009 Preferred Stock”), based on the private placement exemption under Section 4(2) of the Securities Act of 1933 (the “Securities Act”) and Rule 506 of Regulation D. The terms of the Series 2009 Preferred Stock provided that it may have been converted into common stock under three different scenarios. First, the Series 2009 Preferred Stock may have been converted at the holder’s option, on any dividend payment date, at the option of the holder, into shares of common stock based on a conversion rate determined by dividing $1,000 by $5.50 , plus cash in lieu of fractional shares and subject to anti-dilution adjustments (the “Series 2009 Conversion Rate”). Second, on or after June 1, 2012, Summit may have, at its option, on any dividend payment date, converted some or all of the Series 2009 Preferred Stock into shares of Summit’s common stock at the applicable Series 2009 Conversion Rate. Summit could have exercised this conversion right if, for 20 trading days within any period of 30 consecutive trading dates during the six months immediately preceding the conversion, the closing price of the common stock exceeded 135% of $5.50 . Third, after ten years, on June 1, 2019, all remaining outstanding shares of the Series 2009 Preferred Stock would have been converted at the applicable Series 2009 Conversion Rate. Adjustments to the Series 2009 Conversion Rate would have been made in the event of a stock dividend, stock split, reclassification, reorganization, merger or other similar transaction. In late 2011, we sold pursuant to both subscription rights distributed to our common shareholders and to a supplemental public offering 12,000 shares, or $6.0 million , of 8% Non-Cumulative Convertible Preferred Stock, Series 2011, $1.00 par value, with a liquidation preference of $500 per share (the “Series 2011 Preferred Stock”). The terms of the Series 2011 Preferred Stock also provided that it may have been converted into common stock under three different scenarios. First, the Series 2011 Preferred Stock may have been converted at the holder’s option, on any dividend payment date, at the option of the holder, into shares of common stock based on a conversion rate determined by dividing $500 by $4.00 , plus cash in lieu of fractional shares and subject to anti-dilution adjustments (the “Series 2011 Conversion Rate”). Second, on or after June 1, 2014, Summit may have, at its option, on any dividend payment date, converted some or all of the Series 2011 Preferred Stock into shares of Summit’s common stock at the applicable Series 2011 Conversion Rate. Summit may have exercised this conversion right if, for 20 trading days during the 30 consecutive trading days immediately preceding the date of notice of the conversion, the closing price of the common stock exceeded 135% of $4.00 . Third, after ten years, on June 1, 2021, all remaining outstanding shares of the Series 2011 Preferred Stock would have converted at the applicable Series 2011 Conversion Rate. Adjustments to the Series 2011 Conversion Rate would have been made in the event of a stock dividend, stock split, reclassification, reorganization, merger or other similar transaction. Both the Series 2009 and Series 2011 Preferred Stock paid noncumulative dividends, if and when declared by the Board of Directors, at a rate of 8.0% per annum. Dividends declared were payable quarterly in arrears on the 1 st day of March, June, September and December of each year. The Series 2009 and Series 2011 Preferred Stock qualified as Tier 1 capital for regulatory capital purposes.

Common Stock Issuances

Common Stock Issuances	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Common Stock Issuances	COMMON STOCK ISSUANCES We entered into a Securities Purchase Agreement ("SPA") with Castle Creek Capital Partners V, LP ("Castle Creek") on August 25, 2014. In accordance with the terms of the SPA, we agreed to sell 1,057,137 shares of common stock (representing approximately 9.9% of our outstanding common stock) at the price of $9.75 per share to Castle Creek in a private placement. The private placement with Castle Creek consisted of two (2) closings. The first closing for the purchase of 819,384 shares of common stock at an aggregate price of $7,988,994 was consummated on November 25, 2014. The second closing for the purchase of 237,753 shares of common stock at an aggregate price of $2,318,092 was consummated on March 17, 2015 and was conditioned upon, among other things, the conversion into shares of common stock of all of the outstanding shares of our 8% Non-Cumulative Convertible Preferred Stock, Series 2009 and our 8% Non-Cumulative Convertible Preferred Stock, Series 2011 ("the Conversions"), in accordance with the terms of our Articles of Incorporation, as amended. We also agreed under the terms of the SPA to commence, following the second closing of the sale of Common Stock to Castle Creek under the SPA, a rights offering (the “Rights Offering”) to the holders of record of the Common Stock as of a date selected by Summit’s Board of Directors. In the Rights Offering, all holders of Common Stock as of the record date, excluding Castle Creek, were offered non-transferable rights (“Rights”) to purchase shares of Common Stock at the same per share purchase price of $9.75 used in the Private Placement to Castle Creek. The aggregate number of shares that offered for sale in connection with the Rights Offering was 256,410 with 256,167 shares being issued yielding total gross proceeds of approximately $2.5 million , prior to any fees and expenses associated with the sale. The Rights were distributed to all of the holders of the Common Stock, excluding Castle Creek, on a pro rata basis, based on the number of shares of Common Stock owned by each shareholder as of April 10, 2015, the record date used in connection with the Rights Offering. The Rights Offering expired May 29, 2015.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Regulatory Matters	REGULATORY MATTERS The primary source of funds for our dividends paid to our shareholders is dividends received from our subsidiaries. Dividends paid by the subsidiary bank are subject to restrictions by banking law and regulations and require approval by the bank’s regulatory agency if dividends declared in any year exceed the bank’s current year's net income, as defined, plus its retained net profits of the two preceding years. During 2016, the Bank will have $12.8 million plus net income for the interim periods through the date of declaration, available for dividends for distribution to us. We and our subsidiaries are subject to various regulatory capital requirements administered by the banking regulatory agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we and each of our subsidiaries must meet specific capital guidelines that involve quantitative measures of our and our subsidiaries’ assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. We and each of our subsidiaries’ capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require us and each of our subsidiaries to maintain minimum amounts and ratios of total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe, as of December 31, 2015 , that we and our subsidiaries met all capital adequacy requirements to which they were subject. The most recent notifications from the banking regulatory agencies categorized us and each of our subsidiaries as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, we and each of our subsidiaries must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. Our subsidiary banks are required to maintain reserve balances with the Federal Reserve Bank. The required reserve balance was $629,000 at December 31, 2015 . Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table. Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015 CET1 (to risk weighted assets) Summit $ 137,849 11.8 % $ 81,775 7.0 % $ 75,934 6.5 % Summit Community 158,081 13.6 % 81,365 7.0 % 75,553 6.5 % Tier I Capital (to risk weighted assets) Summit 156,849 13.4 % 99,494 8.5 % 93,641 8.0 % Summit Community 158,081 13.6 % 98,801 8.5 % 92,989 8.0 % Total Capital (to risk weighted assets) Summit 168,321 14.4 % 122,734 10.5 % 116,890 10.0 % Summit Community 169,553 14.5 % 122,780 10.5 % 116,933 10.0 % Tier I Capital (to average assets) Summit 156,849 10.7 % 58,635 4.0 % 73,294 5.0 % Summit Community 158,081 10.8 % 58,549 4.0 % 73,186 5.0 % As of December 31, 2014 Tier I Capital (to risk weighted assets) Summit 141,589 13.3 % 42,583 4.0 % 63,875 6.0 % Summit Community 150,653 14.2 % 42,437 4.0 % 63,656 6.0 % Total Capital (to risk weighted assets) Summit 158,196 14.9 % 84,937 8.0 % 106,172 10.0 % Summit Community 161,820 15.3 % 84,612 8.0 % 105,765 10.0 % Tier I Capital (to average assets) Summit 141,589 9.9 % 57,208 4.0 % 71,510 5.0 % Summit Community 150,653 10.6 % 56,850 4.0 % 71,063 5.0 %

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Segment Information	SEGMENT INFORMATION We operate two business segments: community banking and insurance & financial services. These segments are primarily identified by the products or services offered. The community banking segment consists of our full service banks which offer customers traditional banking products and services through various delivery channels. The insurance & financial services segment includes three insurance agency offices that sell insurance products. The accounting policies discussed throughout the notes to the consolidated financial statements apply to each of our business segments. Inter-segment revenue and expense consists of management fees allocated to the community banking and the insurance & financial services segments for all centralized functions that are performed by the parent, including overall direction in the areas of strategic planning, investment portfolio management, asset/liability management, financial reporting and other financial and administrative services. Information for each of our segments is included below: December 31, 2015 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 46,744 $ — $ (728 ) $ — $ 46,016 Provision for loan losses 1,250 — — — 1,250 Net interest income after provision for loan losses 45,494 — (728 ) — 44,766 Other income 7,324 4,537 1,133 (1,133 ) 11,861 Other expenses 28,060 4,315 2,390 (1,133 ) 33,632 Income (loss) before income taxes 24,758 222 (1,985 ) — 22,995 Income tax expense (benefit) 7,542 43 (692 ) — 6,893 Net income (loss) 17,216 179 (1,293 ) — 16,102 Dividends on preferred shares — — — — — Net income (loss) applicable to common shares $ 17,216 $ 179 $ (1,293 ) $ — $ 16,102 Inter-segment revenue (expense) $ (1,047 ) $ (86 ) $ 1,133 $ — $ — Average assets $ 1,496,396 $ 5,923 $ 167,839 $ (203,571 ) $ 1,466,587 December 31, 2014 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 44,209 $ — $ (1,824 ) $ — $ 42,385 Provision for loan losses 2,250 — — — 2,250 Net interest income after provision for loan losses 41,959 — (1,824 ) — 40,135 Other income 6,299 4,882 1,231 (1,189 ) 11,223 Other expenses 30,579 4,188 1,746 (1,189 ) 35,324 Income (loss) before income taxes 17,679 694 (2,339 ) — 16,034 Income tax expense (benefit) 5,191 226 (739 ) — 4,678 Net income (loss) 12,488 468 (1,600 ) — 11,356 Dividends on preferred shares — — 771 — 771 Net income (loss) applicable to common shares $ 12,488 $ 468 $ (2,371 ) $ — $ 10,585 Inter-segment revenue (expense) $ (1,071 ) $ (118 ) $ 1,189 $ — $ — Average assets $ 1,466,521 $ 6,130 $ 164,769 $ (217,418 ) $ 1,420,002 December 31, 2013 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 40,725 $ — $ (1,922 ) $ — $ 38,803 Provision for loan losses 4,500 — — — 4,500 Net interest income after provision for loan losses 36,225 — (1,922 ) — 34,303 Other income 6,375 4,834 1,087 (1,087 ) 11,209 Other expenses 29,534 4,592 1,717 (1,087 ) 34,756 Income (loss) before income taxes 13,066 242 (2,552 ) — 10,756 Income tax expense (benefit) 3,490 92 (894 ) — 2,688 Net income (loss) 9,576 150 (1,658 ) — 8,068 Dividends on preferred shares — — 775 — 775 Net income (loss) applicable to common shares $ 9,576 $ 150 $ (2,433 ) $ — $ 7,293 Inter-segment revenue (expense) $ (979 ) $ (108 ) $ 1,087 $ — $ — Average assets $ 1,431,131 $ 6,176 $ 157,249 $ (211,600 ) $ 1,382,956

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE The computations of basic and diluted earnings per share follow: For the Year Ended December 31, 2015 2014 2013 Common Common Common Dollars in thousands, Income Shares Per Income Shares Per Income Shares Per except per share amounts (Numerator) (Denominator) Share (Numerator) (Denominator) Share (Numerator) (Denominator) Share Net income $ 16,102 $ 11,356 $ 8,068 Less preferred stock dividends — (771 ) (775 ) Basic EPS $ 16,102 10,295,434 $ 1.56 $ 10,585 7,539,444 $ 1.40 $ 7,293 7,442,689 $ 0.98 Effect of dilutive securities: Stock options 8,353 9,381 7,532 Stock appreciation rights (SARs) — — — Series 2011 convertible preferred stock — 285,610 476 1,489,735 478 1,496,738 Series 2009 convertible preferred stock — 125,878 295 673,001 297 674,545 Diluted EPS $ 16,102 10,715,275 $ 1.50 $ 11,356 9,711,561 $ 1.17 $ 8,068 9,621,504 $ 0.84 Stock option and SAR grants and the convertible preferred shares are disregarded in this computation if they are determined to be anti-dilutive. Our anti-dilutive stock options at December 31, 2015 , 2014 , and 2013 , totaled 57,000 shares, 128,900 shares, and 165,460 shares, respectively, and our anti-dilutive SARs at December 31, 2015 were 166,717 .

Condensed Financial Statements

Condensed Financial Statements Of Parent Company	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Statements of Parent Company	CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY Our investment in our wholly-owned subsidiaries is presented on the equity method of accounting. Information relative to our balance sheets at December 31, 2015 and 2014 , and the related statements of income and cash flows for the years ended December 31, 2015 , 2014 and 2013 , are presented as follows: Balance Sheets December 31, Dollars in thousands 2015 2014 Assets Cash $ 1,984 $ 13,115 Investment in subsidiaries, eliminated in consolidation 164,787 159,839 Securities available for sale 166 102 Premises and equipment 81 65 Other assets 1,677 1,641 Total assets $ 168,695 $ 174,762 Liabilities and Shareholders' Equity Long-term borrowings $ 2,708 $ 4,513 Subordinated debentures — 16,800 Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 Other liabilities 2,654 2,216 Total liabilities 24,951 43,118 Preferred stock and related surplus, authorized 250,000 shares: Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares — 3,419 Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914 shares — 5,764 Common stock and related surplus, $2.50 par value, authorized 20,000,000 shares; issued 2015 - 10,671,744 shares; 2014 - 8,301,746 shares 45,741 32,670 Unallocated common stock held by Employee Stock Ownership Plan - 2015 - 181,822 (1,964 ) — Retained earnings 100,423 87,719 Accumulated other comprehensive income (loss) (456 ) 2,072 Total shareholders' equity 143,744 131,644 Total liabilities and shareholders' equity $ 168,695 $ 174,762 Statements of Income For the Year Ended December 31, Dollars in thousands 2015 2014 2013 Income Dividends from subsidiaries $ 10,000 $ 6,500 $ 2,500 Other dividends and interest income 19 22 26 Realized securities gains — 41 — Management and service fees from subsidiaries 1,133 1,189 1,087 Total income 11,152 7,752 3,613 Expense Interest expense 747 1,845 1,948 Operating expenses 2,390 1,746 1,717 Total expenses 3,137 3,591 3,665 Income (loss) before income taxes and equity in undistributed income of subsidiaries 8,015 4,161 (52 ) Income tax (benefit) (692 ) (739 ) (894 ) Income before equity in undistributed income of subsidiaries 8,707 4,900 842 Equity in (distributed) undistributed income of subsidiaries 7,395 6,456 7,226 Net income 16,102 11,356 8,068 Dividends on preferred shares — 771 775 Net income applicable to common shares $ 16,102 $ 10,585 $ 7,293 Statements of Cash Flows For the Year Ended December 31, Dollars in thousands 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 16,102 $ 11,356 $ 8,068 Adjustments to reconcile net earnings to net cash provided by operating activities: Equity in (undistributed) distributed net income of subsidiaries (7,395 ) (6,456 ) (7,226 ) Deferred tax expense (benefit) (42 ) 46 (107 ) Depreciation 30 23 2 Realized securities gains — (41 ) — Stock compensation expense 72 1 2 (Increase) decrease in cash surrender value of bank owned life insurance 4 1 (5 ) (Increase) decrease in other assets 5 19 15 Increase (decrease) in other liabilities 943 57 (738 ) Net cash provided by operating activities 9,719 5,006 11 CASH FLOWS FROM INVESTING ACTIVITIES Proceeds sales of available for sale securities — 112 — Principal payments received on available for sale securities — 8 440 Purchase of available for sale securities (70 ) — (199 ) Purchases of premises and equipment (46 ) (6 ) (84 ) Net cash provided by (used in) investing activities (116 ) 114 157 CASH FLOWS FROM FINANCING ACTIVITIES Dividends paid on preferred stock (191 ) (774 ) (776 ) Dividends paid on common stock, net of reinvestment (3,330 ) — — Exercise of stock options 51 71 96 Net proceeds from long-term borrowings — — 3,454 Repayment of long-term borrowings (1,838 ) (4,402 ) (3,159 ) Repayment of subordinated debt (16,800 ) — — Repurchase and retirement of common stock (1,080 ) — — Purchase of unallocated common stock held by ESOP (2,250 ) — — Net proceeds from issuance of common stock 4,704 7,822 — Net cash provided by (used in) financing activities (20,734 ) 2,717 (385 ) Increase (decrease) in cash (11,131 ) 7,837 (217 ) Cash: Beginning 13,115 5,278 5,495 Ending $ 1,984 $ 13,115 $ 5,278 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Cash payments for: Interest $ 761 $ 1,909 $ 1,942

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Data [Abstract]
Quarterly Financial Data	QUARTERLY FINANCIAL DATA (Unaudited ) A summary of our unaudited selected quarterly financial data is as follows: 2015 First Second Third Fourth Dollars in thousands, except per share amounts Quarter Quarter Quarter Quarter Interest income $ 14,743 $ 14,658 $ 14,531 $ 14,951 Net interest income 11,520 11,458 11,305 11,733 Net income 4,285 4,010 3,661 4,146 Net income applicable to common shares 4,285 4,010 3,661 4,146 Basic earnings per share $ 0.49 $ 0.38 $ 0.34 $ 0.39 Diluted earnings per share $ 0.41 $ 0.38 $ 0.34 $ 0.39 2014 First Second Third Fourth Dollars in thousands, except per share amounts Quarter Quarter Quarter Quarter Interest income $ 14,070 $ 14,344 $ 14,760 $ 14,452 Net interest income 10,038 10,320 11,077 10,951 Net income 2,389 2,432 3,336 3,199 Net income applicable to common shares 2,195 2,239 3,143 3,008 Basic earnings per share $ 0.29 $ 0.30 $ 0.42 $ 0.39 Diluted earnings per share $ 0.25 $ 0.25 $ 0.35 $ 0.32

Basis of Presentation (Policies

Basis of Presentation (Policies)	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of estimates	Use of estimates : We must make estimates and assumptions that affect the reported amounts and disclosures in preparing our financial statements in conformity with accounting principles generally accepted in the United States of America. Actual results could differ from those estimates.
Principles of consolidation	Principles of consolidation : The accompanying consolidated financial statements include the accounts of Summit and its subsidiaries. All significant accounts and transactions among these entities have been eliminated.
Variable interest entities	Variable interest entities: In accordance with ASC Topic 810, Consolidation, business enterprises that represent the primary beneficiary of another entity by retaining a controlling interest in that entity's assets, liabilities and results of operations must consolidate that entity in its financial statements. Prior to the issuance of ASC Topic 810, consolidation generally occurred when an enterprise controlled another entity through voting interests. If applicable, transition rules allow the restatement of financial statements or prospective application with a cumulative effect adjustment. We have determined that the provisions of ASC Topic 810 do not require consolidation of subsidiary trusts which issue guaranteed preferred beneficial interests in subordinated debentures (Trust Preferred Securities). The Trust Preferred Securities continue to qualify as Tier 1 capital for regulatory purposes. The banking regulatory agencies have not issued any guidance which would change the regulatory capital treatment for the Trust Preferred Securities based on the adoption of ASC Topic 810. The adoption of the provisions of ASC Topic 810 has had no material impact on our results of operations, financial condition, or liquidity. See Note 11 of our Notes to Consolidated Financial Statements for a discussion of our subordinated debentures owed to unconsolidated subsidiary trusts.
Cash and cash equivalents	Cash and cash equivalents: Cash and cash equivalents includes cash on hand, amounts due from banks (including cash items in process of clearing), and federal funds sold.
Presentation of cash flows	Presentation of cash flows : For purposes of reporting cash flows, cash flows from demand deposits, NOW accounts, savings accounts and short-term borrowings are reported on a net basis, since their original maturities are less than three months. Cash flows from loans and certificates of deposit and other time deposits are reported net.
Advertising	Advertising: Advertising costs are expensed as incurred.
Trust services	Trust services : Assets held in an agency or fiduciary capacity are not our assets and are not included in the accompanying consolidated balance sheets. Trust services income is recognized on the cash basis in accordance with customary banking practice. Reporting such income on a cash basis rather than the accrual basis does not have a material effect on net income.
Reclassifications	Reclassifications : Certain accounts in the consolidated financial statements for 2014 and 2013, as previously presented, have been reclassified to conform to current year classifications.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The table below presents the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2015 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 21,475 $ — $ 21,475 $ — Mortgage backed securities: Government sponsored agencies 146,734 — 146,734 — Nongovernment sponsored entities 7,885 — 7,885 — State and political subdivisions 1,953 — 1,953 — Corporate debt securities 14,226 — 8,367 5,859 Other equity securities 77 — 77 — Tax-exempt state and political subdivisions 88,442 — 88,442 — Total available for sale securities $ 280,792 $ — $ 274,933 $ 5,859 Derivative financial liabilities Interest rate swaps $ 5,072 $ — $ 5,072 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2014 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 23,174 $ — $ 23,174 $ — Mortgage backed securities: Government sponsored agencies 149,777 — 149,777 — Nongovernment sponsored entities 12,145 — 12,145 — State and political subdivisions 8,694 — 8,694 — Corporate debt securities 3,776 — — 3,776 Other equity securities 7 — 7 — Tax-exempt state and political subdivisions 85,261 — 85,261 — Total available for sale securities $ 282,834 $ — $ 279,058 $ 3,776 Derivative financial assets Interest rate swaps $ 2,911 $ — $ 2,911 $ —
Fair Value Measurements, Nonrecurring	Assets measured at fair value on a nonrecurring basis are included in the table below. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2015 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 779 $ — $ 779 $ — Collateral-dependent impaired loans Commercial $ — $ — $ — $ — Commercial real estate 627 — — 627 Construction and development 1,054 — — 1,054 Residential real estate 279 — 279 — Total collateral-dependent impaired loans $ 1,960 $ — $ 279 $ 1,681 Foreclosed properties Commercial real estate $ 1,103 $ — $ 1,103 $ — Construction and development 18,477 — 18,419 58 Residential real estate 314 — 314 — Total foreclosed properties $ 19,894 $ — $ 19,836 $ 58 Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2014 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 527 $ — $ 527 $ — Collateral-dependent impaired loans Commercial $ 44 — $ — $ 44 Commercial real estate 344 — 344 — Construction and development 852 — 852 — Residential real estate 312 — 312 — Total collateral-dependent impaired loans $ 1,552 $ — $ 1,508 $ 44 Foreclosed properties Commercial real estate $ 3,892 $ — $ 3,892 $ — Construction and development 20,952 — 20,841 111 Residential real estate 2,025 — 2,025 — Total foreclosed properties $ 26,869 $ — $ 26,758 $ 111
Fair Value, by Balance Sheet Grouping	The carrying values and estimated fair values of our financial instruments are summarized below: At December 31, 2015 2014 Dollars in thousands Carrying Value Estimated Fair Value Carrying Value Estimated Fair Value Financial assets Cash and cash equivalents $ 9,487 $ 9,487 $ 12,510 $ 12,510 Securities available for sale 280,792 280,792 282,834 282,834 Other investments 8,949 8,949 6,183 6,183 Loans held for sale, net 779 779 527 527 Loans, net 1,079,331 1,084,955 1,019,842 1,033,890 Accrued interest receivable 5,544 5,544 5,838 5,838 $ 1,384,882 $ 1,390,506 $ 1,327,734 $ 1,341,782 Financial liabilities Deposits $ 1,066,709 $ 1,077,510 $ 1,061,314 $ 1,078,406 Short-term borrowings 171,394 171,394 123,633 123,633 Long-term borrowings 75,581 80,506 77,490 84,732 Subordinated debentures — — 16,800 16,800 Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 19,589 19,589 Accrued interest payable 826 826 812 812 Derivative financial liabilities 5,072 5,072 2,911 2,911 $ 1,339,171 $ 1,354,897 $ 1,302,549 $ 1,326,883

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2015
Available-for-sale Securities [Abstract]
Available-for-sale Securities	The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at December 31, 2015 and 2014 , are summarized as follows: December 31, 2015 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 20,461 $ 1,063 $ 49 $ 21,475 Residential mortgage-backed securities: Government-sponsored agencies 145,586 1,943 795 146,734 Nongovernment-sponsored entities 7,836 82 33 7,885 State and political subdivisions Water and sewer revenues 250 — — 250 Other revenues 1,729 — 26 1,703 Corporate debt securities 14,494 — 268 14,226 Total taxable debt securities 190,356 3,088 1,171 192,273 Tax-exempt debt securities State and political subdivisions General obligations 52,490 1,767 41 54,216 Water and sewer revenues 7,614 172 — 7,786 Lease revenues 8,671 187 1 8,857 Special tax revenues 4,532 72 — 4,604 Other revenues 12,703 290 14 12,979 Total tax-exempt debt securities 86,010 2,488 56 88,442 Equity securities 77 — — 77 Total available for sale securities $ 276,443 $ 5,576 $ 1,227 $ 280,792 December 31, 2014 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 22,153 $ 1,073 $ 52 $ 23,174 Residential mortgage-backed securities: Government-sponsored agencies 147,951 2,599 773 149,777 Nongovernment-sponsored entities 12,051 142 48 12,145 State and political subdivisions General obligations 1,975 2 33 1,944 Water and sewer revenues 1,976 14 7 1,983 Other revenues 4,696 73 2 4,767 Corporate debt securities 3,776 — — 3,776 Total taxable debt securities 194,578 3,903 915 197,566 Tax-exempt debt securities State and political subdivisions General obligations 49,515 2,338 12 51,841 Water and sewer revenues 11,258 244 3 11,499 Lease revenues 4,617 75 10 4,682 Lottery/casino revenues 3,811 206 9 4,008 Other revenues 12,845 404 18 13,231 Total tax-exempt debt securities 82,046 3,267 52 85,261 Equity securities 7 — — 7 Total available for sale securities $ 276,631 $ 7,170 $ 967 $ 282,834
Summary Of Volume of State and Political Subdivision Securities Held in Portfolio	We own no such securities of any single issuer which we deem to be a concentration. December 31, 2015 Amortized Unrealized Estimated Dollars in thousands Cost Gains Losses Fair Value Illinois $ 9,899 $ 302 $ 2 $ 10,199 Texas 9,636 334 — 9,970 West Virginia 7,736 117 — 7,853 Ohio 7,246 114 — 7,360 California 6,139 202 15 6,326
Schedule of Realized Gain (Loss)	The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized are as follows: Dollars in thousands Proceeds from Gross realized Calls and Principal Years ended December 31, Sales Maturities Payments Gains Losses 2015 $ 69,632 $ 2,043 $ 38,502 $ 1,732 $ 288 2014 80,914 4,051 34,390 1,037 824 2013 54,340 2,669 62,179 674 434
Investments Classified by Contractual Maturity Date	The maturities, amortized cost and estimated fair values of securities at December 31, 2015 , are summarized as follows: Dollars in thousands Amortized Cost Estimated Fair Value Due in one year or less $ 52,801 $ 53,343 Due from one to five years 101,061 101,891 Due from five to ten years 21,248 21,661 Due after ten years 101,256 103,820 Equity securities 77 77 Total $ 276,443 $ 280,792
Schedule of Unrealized Loss on Investments	Provided below is a summary of securities available for sale which were in an unrealized loss position at December 31, 2015 and 2014 , including debt securities for which a portion of other-than-temporary impairment has been recognized in other comprehensive income. 2015 Less than 12 months 12 months or more Total Dollars in thousands Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Temporarily impaired securities Taxable debt securities U.S. Government agencies and corporations $ 2,104 $ (2 ) $ 3,151 $ (47 ) $ 5,255 $ (49 ) Residential mortgage-backed securities: Government-sponsored agencies 52,970 (569 ) 8,672 (226 ) 61,642 (795 ) Nongovernment-sponsored entities 2,298 — 2,819 (33 ) 5,117 (33 ) State and political subdivisions: Other revenues 1,702 (26 ) — — 1,702 (26 ) Corporate debt securities 8,367 (268 ) — — 8,367 (268 ) Tax-exempt debt securities State and political subdivisions: General obligations 5,977 (41 ) — — 5,977 (41 ) Lease revenues 576 (1 ) — — 576 (1 ) Other revenues 1,218 (14 ) — — 1,218 (14 ) Total temporarily impaired securities 75,212 (921 ) 14,642 (306 ) 89,854 (1,227 ) Total other-than-temporarily impaired securities — — — — — — Total $ 75,212 $ (921 ) $ 14,642 $ (306 ) $ 89,854 $ (1,227 ) 2014 Less than 12 months 12 months or more Total Dollars in thousands Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Temporarily impaired securities Taxable debt securities U.S. Government agencies and corporations $ — $ — $ 3,912 $ (52 ) $ 3,912 $ (52 ) Residential mortgage-backed securities: Government-sponsored agencies 36,825 (535 ) 21,915 (238 ) 58,740 (773 ) Nongovernment-sponsored entities 5,488 (44 ) 2,163 (4 ) 7,651 (48 ) State and political subdivisions: General obligations — — 316 (33 ) 316 (33 ) Water and sewer revenues — — 817 (7 ) 817 (7 ) Other revenues 1,098 (2 ) — — 1,098 (2 ) Corporate debt securities — — — — — — Tax-exempt debt securities State and political subdivisions: General obligations 3,708 (8 ) 438 (4 ) 4,146 (12 ) Water and sewer revenues 721 (3 ) — — 721 (3 ) Lease revenues — — 1,168 (10 ) 1,168 (10 ) Lottery/casino revenues — — 1,126 (9 ) 1,126 (9 ) Other revenues 1,247 (8 ) 846 (10 ) 2,093 (18 ) Total temporarily impaired securities 49,087 (600 ) 32,701 (367 ) 81,788 (967 ) Total other-than-temporarily impaired securities — — — — — — Total $ 49,087 $ (600 ) $ 32,701 $ (367 ) $ 81,788 $ (967 )

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Abstract]
Summary Of Loans, Net Of Unearned Fees	Loans are summarized as follows: Dollars in thousands 2015 2014 Commercial $ 97,201 $ 88,590 Commercial real estate Owner-occupied 203,555 157,783 Non-owner occupied 337,294 317,136 Construction and development Land and land development 65,500 67,881 Construction 9,970 28,591 Residential real estate Non-jumbo 221,750 220,071 Jumbo 50,313 52,879 Home equity 74,300 67,115 Consumer 19,251 19,456 Other 11,669 11,507 Total loans, net of unearned fees 1,090,803 1,031,009 Less allowance for loan losses 11,472 11,167 Loans, net $ 1,079,331 $ 1,019,842
Schedule Of Loan Maturities	The following presents loan maturities at December 31, 2015 : Within After 1 but After Dollars in thousands 1 Year within 5 Years 5 Years Commercial $ 39,542 $ 39,968 $ 17,691 Commercial real estate 16,623 56,690 467,536 Construction and development 35,419 8,811 31,239 Residential real estate 7,669 15,344 323,350 Consumer 3,893 12,522 2,836 Other 669 1,312 9,689 $ 103,815 $ 134,647 $ 852,341 Loans due after one year with: Variable rates $ 138,002 Fixed rates 848,986 $ 986,988
Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class	The following table presents the contractual aging of the recorded investment in past due loans by class as of December 31, 2015 and 2014 . At December 31, 2015 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 345 $ 26 $ 632 $ 1,003 $ 96,198 $ — Commercial real estate Owner-occupied 158 386 437 981 202,574 — Non-owner occupied 1 — 856 857 336,437 — Construction and development Land and land development 1,182 194 4,547 5,923 59,577 — Construction — — — — 9,970 — Residential mortgage Non-jumbo 2,276 2,647 1,591 6,514 215,236 — Jumbo — — — — 50,313 — Home equity 374 172 100 646 73,654 — Consumer 155 41 92 288 18,963 9 Other — — — — 11,669 — Total $ 4,491 $ 3,466 $ 8,255 $ 16,212 $ 1,074,591 $ 9 At December 31, 2014 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 328 $ 117 $ 330 $ 775 $ 87,815 $ — Commercial real estate Owner-occupied 121 194 801 1,116 156,667 — Non-owner occupied 146 — 406 552 316,584 — Construction and development Land and land development 346 2,002 4,253 6,601 61,280 — Construction — — — — 28,591 — Residential mortgage Non-jumbo 4,104 2,719 1,498 8,321 211,750 — Jumbo — — 2,626 2,626 50,253 — Home equity 1,067 94 83 1,244 65,871 — Consumer 260 42 63 365 19,091 — Other — — — — 11,507 — Total $ 6,372 $ 5,168 $ 10,060 $ 21,600 $ 1,009,409 $ —
Schedule of Financing Receivables, Non Accrual Status	Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at December 31, 2015 and 2014 . Dollars in thousands 2015 2014 Commercial $ 853 $ 392 Commercial real estate Owner-occupied 437 1,218 Non-owner occupied 5,518 626 Construction and development Land & land development 5,623 4,619 Construction — — Residential mortgage Non-jumbo 2,987 2,663 Jumbo — 2,626 Home equity 258 267 Consumer 83 83 Total $ 15,759 $ 12,494
Schedule Of Method Used To Measure Impairment Of Impaired Loans	The table below sets forth information about our impaired loans. Method Used to Measure Impairment of Impaired Loans Dollars in thousands December 31, Method used to measure impairment Loan Category 2015 2014 Commercial $ 41 $ 132 Fair value of collateral 201 362 Discounted cash flow Commercial real estate Owner-occupied 783 1,683 Fair value of collateral 7,616 9,124 Discounted cash flow Non-owner occupied 5,728 508 Fair value of collateral 7,722 5,999 Discounted cash flow Construction and development Land & land development 6,597 11,998 Fair value of collateral 2,177 2,310 Discounted cash flow Residential mortgage Non-jumbo 1,753 1,676 Fair value of collateral 4,378 5,252 Discounted cash flow Jumbo 3,869 7,594 Fair value of collateral 871 886 Discounted cash flow Home equity 186 285 Fair value of collateral 523 523 Discounted cash flow Consumer — 2 Fair value of collateral 68 82 Discounted cash flow Total $ 42,513 $ 48,416
Impaired Financing Receivables	The following tables present loans individually evaluated for impairment at December 31, 2015 and 2014 . December 31, 2015 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 242 $ 242 $ — $ 319 $ 17 Commercial real estate Owner-occupied 5,401 5,402 — 5,438 191 Non-owner occupied 10,740 10,741 — 9,982 310 Construction and development Land & land development 7,635 7,635 — 9,497 263 Construction — — — — — Residential real estate Non-jumbo 3,590 3,600 — 3,316 160 Jumbo 3,871 3,869 — 4,412 181 Home equity 709 709 — 709 32 Consumer 68 68 — 72 6 Total without a related allowance $ 32,256 $ 32,266 $ — $ 33,745 $ 1,160 With a related allowance Commercial $ — $ — $ — $ — $ — Commercial real estate Owner-occupied 2,997 2,997 45 3,003 135 Non-owner occupied 2,709 2,709 386 2,728 72 Construction and development Land & land development 1,139 1,139 85 1,154 — Construction — — — — — Residential real estate Non-jumbo 2,530 2,531 226 2,552 114 Jumbo 871 871 34 878 43 Home equity — — — — — Consumer — — — — — Total with a related allowance $ 10,246 $ 10,247 $ 776 $ 10,315 $ 364 Total Commercial $ 30,863 $ 30,865 $ 516 $ 32,121 $ 988 Residential real estate 11,571 11,580 260 11,867 530 Consumer 68 68 — 72 6 Total $ 42,502 $ 42,513 $ 776 $ 44,060 $ 1,524 December 31, 2014 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 370 $ 369 $ — $ 430 $ 27 Commercial real estate Owner-occupied 5,362 5,361 — 5,309 192 Non-owner occupied 3,645 3,647 — 4,420 199 Construction and development Land & land development 13,410 13,410 — 14,149 483 Construction — — — — — Residential real estate Non-jumbo 4,289 4,300 — 3,853 185 Jumbo 7,589 7,594 — 7,761 241 Home equity 809 808 — 265 14 Consumer 84 84 — 36 2 Total without a related allowance $ 35,558 $ 35,573 $ — $ 36,223 $ 1,343 With a related allowance Commercial $ 125 $ 125 $ 81 $ 38 $ — Commercial real estate Owner-occupied 5,446 5,446 287 5,461 216 Non-owner occupied 2,860 2,860 74 1,003 40 Construction and development Land & land development 898 898 46 933 42 Construction — — — — — Residential real estate Non-jumbo 2,627 2,628 282 2,093 98 Jumbo 885 886 46 892 45 Home equity — — — — — Consumer — — — — — Total with a related allowance $ 12,841 $ 12,843 $ 816 $ 10,420 $ 441 Total Commercial $ 32,116 $ 32,116 $ 488 $ 31,743 $ 1,199 Residential real estate 16,199 16,216 328 14,864 583 Consumer 84 84 — 36 2 Total $ 48,399 $ 48,416 $ 816 $ 46,643 $ 1,784
Troubled Debt Restructurings on Financing Receivables	All TDRs are evaluated individually for allowance for loan loss purposes. 2015 2014 Dollars in thousands Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Commercial — $ — $ — 3 $ 82 $ 86 Commercial real estate Non-owner occupied — — — 1 2,154 2,154 Construction and development Land & land development 1 1,182 1,182 — — — Residential real estate Non-jumbo 1 25 25 5 1,044 1,080 Home equity — — — 1 411 523 Consumer 1 2 2 1 18 18 Total 3 $ 1,209 $ 1,209 11 $ 3,709 $ 3,861
Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings	For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. 2015 2014 Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 3 $ 86 Construction and development Land & land development 1 1,182 — — Residential real estate Non-jumbo — — 1 167 Total 1 $ 1,182 4 $ 253
Schedule of the Activity Regarding TDRs by Loan Type	The following table details the activity regarding TDRs by loan type during 2015 , and the related allowance on TDRs. 2015 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Troubled debt restructurings Balance January 1, 2015 $ 5,786 $ — $ 410 $ 9,501 $ 6,219 $ 6,245 $ 5,937 $ 523 $ 85 $ — $ 34,706 Additions 1,182 — — — — 25 — — 2 — 1,209 Charge-offs (168 ) — — — — — — — — — (168 ) Net (paydowns) advances (2,611 ) — (168 ) (187 ) (160 ) (774 ) (1,302 ) — (20 ) — (5,222 ) Transfer into foreclosed properties — — — — — — — — — — — Refinance out of TDR status — — — — — — — — — — — Balance, December 31, 2015 $ 4,189 $ — $ 242 $ 9,314 $ 6,059 $ 5,496 $ 4,635 $ 523 $ 67 $ — $ 30,525 Allowance related to troubled debt restructurings $ — $ — $ — $ 190 $ 12 $ 226 $ 35 $ — $ — $ — $ 463
Financing Receivable Credit Quality Indicators	The following table presents the recorded investment in construction and development, commercial, and commercial real estate loans which are generally evaluated based upon the internal risk ratings defined above. Loan Risk Profile by Internal Risk Rating Construction and Development Commercial Real Estate Land and Land Development Construction Commercial Owner Occupied Non-Owner Occupied Dollars in thousands 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 Pass $ 57,155 $ 53,873 $ 9,970 $ 28,591 $ 95,174 $ 86,361 $ 202,226 $ 155,189 $ 329,861 $ 306,710 OLEM (Special Mention) 1,598 1,673 — — 1,295 1,837 546 1,064 1,602 8,933 Substandard 6,747 12,335 — — 732 392 783 1,530 5,831 1,493 Doubtful — — — — — — — — — — Loss — — — — — — — — — — Total $ 65,500 $ 67,881 $ 9,970 $ 28,591 $ 97,201 $ 88,590 $ 203,555 $ 157,783 $ 337,294 $ 317,136
Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity	The following table presents the recorded investment in consumer, residential real estate, and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity. Performing Nonperforming Dollars in thousands 2015 2014 2015 2014 Residential real estate Non-jumbo $ 218,763 $ 217,408 $ 2,987 $ 2,663 Jumbo 50,313 50,253 — 2,626 Home Equity 74,042 66,848 258 267 Consumer 19,149 19,373 102 83 Other 11,669 11,507 — — Total $ 373,936 $ 365,389 $ 3,347 $ 5,639
Schedule of Related Party Loans Aggregating $60,000 or More	The following presents the activity with respect to related party loans aggregating $60,000 or more to any one related party (other changes represent additions to and changes in director and executive officer status): Dollars in thousands 2015 2014 Balance, beginning $ 20,586 $ 18,577 Additions 11,095 13,842 Amounts collected (6,142 ) (11,833 ) Other changes, net (2,565 ) — Balance, ending $ 22,974 $ 20,586

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2015
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent	An analysis of the allowance for loan losses for the years ended December 31, 2015 , 2014 , and 2013 is as follows: Dollars in thousands 2015 2014 2013 Balance, beginning of year $ 11,167 $ 12,659 $ 17,933 Losses: Commercial 77 390 723 Commercial real estate Owner occupied 559 11 1,031 Non-owner occupied 178 — 9 Construction and development Land and land development 457 3,535 3,596 Construction — — — Residential real estate Non-jumbo 417 435 541 Jumbo 208 65 4,741 Home equity 76 14 77 Consumer 69 265 79 Other 110 118 162 Total 2,151 4,833 10,959 Recoveries: Commercial 10 34 12 Commercial real estate Owner occupied 290 40 8 Non-owner occupied 13 318 674 Construction and development Land and land development 456 298 187 Construction — — — Real estate - mortgage Non-jumbo 107 87 127 Jumbo 96 163 6 Home equity 3 4 5 Consumer 105 74 79 Other 126 73 87 Total 1,206 1,091 1,185 Net losses 945 3,742 9,774 Provision for loan losses 1,250 2,250 4,500 Balance, end of year $ 11,472 $ 11,167 $ 12,659
Allowance for Credit Losses on Financing Receivables	Activity in the allowance for loan losses by loan class during 2015 and 2014 is as follows: 2015 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Allowance for loan losses Beginning balance $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Charge-offs 457 — 77 559 178 417 208 76 69 110 2,151 Recoveries 456 — 10 290 13 107 96 3 105 126 1,206 Provision (564 ) (412 ) (356 ) 931 1,826 283 (376 ) 139 (74 ) (147 ) 1,250 Ending balance $ 2,852 $ 15 $ 781 $ 1,589 $ 2,977 $ 1,253 $ 1,593 $ 253 $ 59 $ 100 $ 11,472 Allowance related to: Loans individually evaluated for impairment $ 85 $ — $ — $ 45 $ 386 $ 225 $ 35 $ — $ — $ — $ 776 Loans collectively evaluated for impairment 2,767 15 781 1,544 2,591 1,028 1,558 253 59 100 10,696 Total $ 2,852 $ 15 $ 781 $ 1,589 $ 2,977 $ 1,253 $ 1,593 $ 253 $ 59 $ 100 $ 11,472 Loans Loans individually evaluated for impairment $ 8,774 $ — $ 242 $ 8,399 $ 13,450 $ 6,131 $ 4,740 $ 709 $ 68 $ — $ 42,513 Loans collectively evaluated for impairment 56,726 9,970 96,959 195,156 323,844 215,619 45,573 73,591 19,183 11,669 $ 1,048,290 Total $ 65,500 $ 9,970 $ 97,201 $ 203,555 $ 337,294 $ 221,750 $ 50,313 $ 74,300 $ 19,251 $ 11,669 $ 1,090,803 2014 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Con- sumer Other Total Allowance for loan losses Beginning balance $ 5,455 $ 269 $ 1,324 $ 969 $ 641 $ 1,842 $ 1,888 $ 173 $ 47 $ 51 $ 12,659 Charge-offs 3,535 — 390 11 — 435 65 14 265 118 4,833 Recoveries 298 — 34 40 318 87 163 4 74 73 1,091 Provision 1,199 158 236 (71 ) 357 (214 ) 95 24 241 225 2,250 Ending balance $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Allowance related to: Loans individually evaluated for impairment $ 46 $ — $ 81 $ 286 $ 74 $ 282 $ 46 $ — $ — $ — $ 815 Loans collectively evaluated for impairment 3,371 427 1,123 641 1,242 998 2,035 187 97 231 10,352 Total $ 3,417 $ 427 $ 1,204 $ 927 $ 1,316 $ 1,280 $ 2,081 $ 187 $ 97 $ 231 $ 11,167 Loans Loans individually evaluated for impairment $ 14,308 $ — $ 495 $ 10,807 $ 6,507 $ 6,927 $ 8,480 $ 808 $ 84 $ — $ 48,416 Loans collectively evaluated for impairment 53,573 28,591 88,095 146,976 310,629 213,144 44,399 66,307 19,372 11,507 $ 982,593 Total $ 67,881 $ 28,591 $ 88,590 $ 157,783 $ 317,136 $ 220,071 $ 52,879 $ 67,115 $ 19,456 $ 11,507 $ 1,031,009

Property Held For Sale (Tables)

Property Held For Sale (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Schedule Of Activity Of Property Held For Sale	he following table presents the activity of property held for sale during 2015 and 2014 . Dollars in thousands 2015 2014 Beginning balance $ 37,529 $ 53,392 Acquisitions 2,617 2,673 Capitalized improvements 39 87 Dispositions (12,203 ) (14,852 ) Valuation adjustments (2,415 ) (3,771 ) Balance at year end $ 25,567 $ 37,529

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment	The major categories of premises and equipment and accumulated depreciation at December 31, 2015 and 2014 are summarized as follows: Dollars in thousands 2015 2014 Land $ 6,308 $ 6,308 Buildings and improvements 21,461 20,202 Furniture and equipment 14,552 13,223 42,321 39,733 Less accumulated depreciation 20,749 19,673 Total premises and equipment, net $ 21,572 $ 20,060

Goodwill And Other Intangible39

Goodwill And Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	In addition, at December 31, 2015 and December 31, 2014 , we had $1.30 million and $1.50 million in unamortized identifiable customer intangible assets recorded in accordance with ASC Topic 805, Business Combinations . Goodwill Activity Dollars in thousands Community Banking Insurance Services Total Balance, January 1, 2015 $ 1,488 $ 4,710 $ 6,198 Acquired goodwill, net — — — Balance, December 31, 2015 $ 1,488 $ 4,710 $ 6,198
Summary Of Other Intangible Assets	Other Intangible Assets December 31, 2015 December 31, 2014 Dollars in thousands Community Banking Insurance Services Total Community Banking Insurances Services Total Unidentifiable intangible assets Gross carrying amount $ 2,268 $ — $ 2,268 $ 2,268 $ — $ 2,268 Less: accumulated amortization 2,268 — 2,268 2,268 — 2,268 Net carrying amount $ — $ — $ — $ — $ — $ — Identifiable intangible assets Gross carrying amount $ — $ 3,000 $ 3,000 $ — $ 3,000 $ 3,000 Less: accumulated amortization — 1,700 1,700 — 1,500 1,500 Net carrying amount $ — $ 1,300 $ 1,300 $ — $ 1,500 $ 1,500

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Summary Of Interest Bearing Deposits By Type	The following is a summary of interest bearing deposits by type as of December 31, 2015 and 2014 : Dollars in thousands 2015 2014 Demand deposits, interest bearing $ 215,721 $ 204,030 Savings deposits 266,825 253,578 Time deposits 465,153 488,279 Total $ 947,699 $ 945,887
Summary Of Scheduled Maturities For All Time Deposits	A summary of the scheduled maturities for all time deposits as of December 31, 2015 is as follows: Dollars in thousands Amount 2016 $ 219,703 2017 74,574 2018 64,684 2019 35,320 2020 34,628 Thereafter 36,244 Total $ 465,153
Summary Of Maturity Distribution Of All Certificates Of Deposit	The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of December 31, 2015 : Dollars in thousands Amount Percent Three months or less $ 46,343 13.5 % Three through six months 53,533 15.6 % Six through twelve months 54,127 15.8 % Over twelve months 188,670 55.1 % Total $ 342,673 100.00 %

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Schedule of Short-term Debt	A summary of short-term borrowings is presented below. 2015 2014 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Short-term FHLB Advances Federal Funds Purchased and Lines of Credit Balance at December 31 $ 167,950 $ 3,444 $ 120,950 $ 2,683 Average balance outstanding for the period 146,412 4,690 94,982 5,804 Maximum balance outstanding at any month end during period 171,160 7,438 136,800 8,976 Weighted average interest rate for the period 0.43 % 0.50 % 0.31 % 0.25 % Weighted average interest rate for balances outstanding at December 31 0.35 % 0.26 % 0.31 % 0.25 %
Schedule of Long-term Debt Instruments	All FHLB advances are collateralized primarily by similar amounts of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations. Balance at December 31, Dollars in thousands 2015 2014 Long-term FHLB advances $ 873 $ 977 Long-term reverse repurchase agreements 72,000 72,000 Term loan 2,708 4,513 Total $ 75,581 $ 77,490
Schedule of Maturities of Long-term Debt	A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts 2016 $ 28,911 $ — 2017 919 — 2018 45,017 — 2019 18 — 2020 18 — Thereafter 698 19,589 Total $ 75,581 $ 19,589

Derivative Financial Instrume42

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Interest Rate Derivatives	A summary of our derivative financial instruments as of December 31, 2015 and 2014 follows: December 31, 2015 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Long-term borrowings $ 110,000 $ — $ 5,071 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial loans $ 21,250 $ 94 $ 95 $ — December 31, 2014 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Long term borrowings $ 110,000 $ — $ 2,911 $ —

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The components of applicable income tax expense for the years ended December 31, 2015 , 2014 and 2013 , are as follows: Dollars in thousands 2015 2014 2013 Current Federal $ 6,219 $ 3,380 $ 861 State 484 294 41 6,703 3,674 902 Deferred Federal 165 920 1,587 State 25 84 199 190 1,004 1,786 Total $ 6,893 $ 4,678 $ 2,688
Schedule of Effective Income Tax Rate Reconciliation	Reconciliation between the amount of reported income tax expense and the amount computed by multiplying the statutory income tax rates by book pretax income for the years ended December 31, 2015 , 2014 and 2013 is as follows: 2015 2014 2013 Dollars in thousands Amount Percent Amount Percent Amount Percent Computed tax at applicable statutory rate $ 8,048 35 $ 5,612 35 $ 3,765 35 Increase (decrease) in taxes resulting from: Tax-exempt interest and dividends, net (1,047 ) (4 ) (996 ) (6 ) (932 ) (9 ) State income taxes, net of Federal income tax benefit 331 1 245 1 156 1 Other, net (439 ) (2 ) (183 ) (1 ) (301 ) (3 ) Applicable income taxes $ 6,893 30 $ 4,678 29 $ 2,688 24
Schedule of Deferred Tax Assets and Liabilities	The tax effects of temporary differences, which give rise to our deferred tax assets and liabilities as of December 31, 2015 and 2014 , are as follows: Dollars in thousands 2015 2014 Deferred tax assets Allowance for loan losses $ 4,245 $ 4,128 Depreciation 168 168 Foreclosed properties 4,506 5,197 Deferred compensation 2,554 2,265 Other deferred costs and accrued expenses 387 349 Other-than-temporarily impaired securities 257 257 Net unrealized loss on interest rate swaps 1,876 1,077 NOL and tax credit carryforwards 25 37 Total 14,018 13,478 Deferred tax liabilities Accretion on tax-exempt securities 3 8 Net unrealized gain on securities available for sale 1,609 2,297 Purchase accounting adjustments and goodwill 743 806 Total 2,355 3,111 Net deferred tax assets $ 11,663 $ 10,367

Employee Benefits (Tables)

Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2015
Employee Benefits and Share-based Compensation [Abstract]
Employee Stock Ownership Plan (ESOP) Disclosures	The ESOP shares as of December 31 are as follows: ESOP Shares At December 31, 2015 2014 Allocated shares 379,860 321,449 Shares committed to be released 26,511 — Unallocated shares 181,822 — Total ESOP shares 588,193 321,449 Market value of unallocated shares (in thousands) $ 2,160 $ —
Schedule of Stock Options, Activity	A summary of activity in our Plans during 2013 , 2014 and 2015 is as follows: Options / SARs Weighted- Average Exercise Price (WAEP) Outstanding, December 31, 2012 249,700 $ 18.98 Granted — — Exercised (17,800 ) 5.37 Forfeited (1,750 ) 19.69 Expired (44,740 ) 21.83 Outstanding, December 31, 2013 185,410 $ 19.59 Granted — — Exercised (10,160 ) 6.98 Forfeited (6,500 ) 24.44 Expired (11,580 ) 16.64 Outstanding, December 31, 2014 157,170 $ 20.43 Granted 166,717 12.01 Exercised (6,560 ) 7.87 Forfeited — — Expired (73,180 ) 23.67 Outstanding, December 31, 2015 244,147 $ 14.05 Exercisable Options/SARs: December 31, 2015 77,430 $ 18.43 December 31, 2014 156,170 $ 20.54 December 31, 2013 182,810 $ 19.24
Schedule of Shares Authorized under Stock Option Plans, by Exercise Price Range	Other information regarding awards outstanding and exercisable at December 31, 2015 is as follows: Options/SARs Outstanding Options/SARs Exercisable Wted. Avg. Remaining Aggregate Intrinsic Aggregate Intrinsic Range of # of Contractual Value # of Value exercise price awards WAEP Life (yrs) (in thousands) awards WAEP (in thousands) $ 2.54 - $ 6.00 7,750 $ 3.75 5.18 $ 63 7,750 $ 3.75 $ 63 6.01 - 10.00 12,680 8.71 2.65 40 12,680 8.71 40 10.01 - 17.50 166,717 12.01 9.32 — — — — 17.51 - 20.00 23,400 17.80 2.00 — 23,400 17.80 — 20.01 - 25.93 33,600 25.93 2.44 — 33,600 25.93 — 244,147 $ 14.05 $ 103 77,430 $ 18.43 $ 103

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Summary Of The Total Unfunded, Or Off-Balance Sheet, Credit Extension Commitments	A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands December 31, Commitments to extend credit: Revolving home equity and credit card lines $ 58,008 Construction loans 32,044 Other loans 49,775 Standby letters of credit 5,302 Total $ 145,129

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table. Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015 CET1 (to risk weighted assets) Summit $ 137,849 11.8 % $ 81,775 7.0 % $ 75,934 6.5 % Summit Community 158,081 13.6 % 81,365 7.0 % 75,553 6.5 % Tier I Capital (to risk weighted assets) Summit 156,849 13.4 % 99,494 8.5 % 93,641 8.0 % Summit Community 158,081 13.6 % 98,801 8.5 % 92,989 8.0 % Total Capital (to risk weighted assets) Summit 168,321 14.4 % 122,734 10.5 % 116,890 10.0 % Summit Community 169,553 14.5 % 122,780 10.5 % 116,933 10.0 % Tier I Capital (to average assets) Summit 156,849 10.7 % 58,635 4.0 % 73,294 5.0 % Summit Community 158,081 10.8 % 58,549 4.0 % 73,186 5.0 % As of December 31, 2014 Tier I Capital (to risk weighted assets) Summit 141,589 13.3 % 42,583 4.0 % 63,875 6.0 % Summit Community 150,653 14.2 % 42,437 4.0 % 63,656 6.0 % Total Capital (to risk weighted assets) Summit 158,196 14.9 % 84,937 8.0 % 106,172 10.0 % Summit Community 161,820 15.3 % 84,612 8.0 % 105,765 10.0 % Tier I Capital (to average assets) Summit 141,589 9.9 % 57,208 4.0 % 71,510 5.0 % Summit Community 150,653 10.6 % 56,850 4.0 % 71,063 5.0 %

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	Information for each of our segments is included below: December 31, 2015 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 46,744 $ — $ (728 ) $ — $ 46,016 Provision for loan losses 1,250 — — — 1,250 Net interest income after provision for loan losses 45,494 — (728 ) — 44,766 Other income 7,324 4,537 1,133 (1,133 ) 11,861 Other expenses 28,060 4,315 2,390 (1,133 ) 33,632 Income (loss) before income taxes 24,758 222 (1,985 ) — 22,995 Income tax expense (benefit) 7,542 43 (692 ) — 6,893 Net income (loss) 17,216 179 (1,293 ) — 16,102 Dividends on preferred shares — — — — — Net income (loss) applicable to common shares $ 17,216 $ 179 $ (1,293 ) $ — $ 16,102 Inter-segment revenue (expense) $ (1,047 ) $ (86 ) $ 1,133 $ — $ — Average assets $ 1,496,396 $ 5,923 $ 167,839 $ (203,571 ) $ 1,466,587 December 31, 2014 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 44,209 $ — $ (1,824 ) $ — $ 42,385 Provision for loan losses 2,250 — — — 2,250 Net interest income after provision for loan losses 41,959 — (1,824 ) — 40,135 Other income 6,299 4,882 1,231 (1,189 ) 11,223 Other expenses 30,579 4,188 1,746 (1,189 ) 35,324 Income (loss) before income taxes 17,679 694 (2,339 ) — 16,034 Income tax expense (benefit) 5,191 226 (739 ) — 4,678 Net income (loss) 12,488 468 (1,600 ) — 11,356 Dividends on preferred shares — — 771 — 771 Net income (loss) applicable to common shares $ 12,488 $ 468 $ (2,371 ) $ — $ 10,585 Inter-segment revenue (expense) $ (1,071 ) $ (118 ) $ 1,189 $ — $ — Average assets $ 1,466,521 $ 6,130 $ 164,769 $ (217,418 ) $ 1,420,002 December 31, 2013 Dollars in thousands Community Banking Insurance & Financial Services Parent Eliminations Total Net interest income $ 40,725 $ — $ (1,922 ) $ — $ 38,803 Provision for loan losses 4,500 — — — 4,500 Net interest income after provision for loan losses 36,225 — (1,922 ) — 34,303 Other income 6,375 4,834 1,087 (1,087 ) 11,209 Other expenses 29,534 4,592 1,717 (1,087 ) 34,756 Income (loss) before income taxes 13,066 242 (2,552 ) — 10,756 Income tax expense (benefit) 3,490 92 (894 ) — 2,688 Net income (loss) 9,576 150 (1,658 ) — 8,068 Dividends on preferred shares — — 775 — 775 Net income (loss) applicable to common shares $ 9,576 $ 150 $ (2,433 ) $ — $ 7,293 Inter-segment revenue (expense) $ (979 ) $ (108 ) $ 1,087 $ — $ — Average assets $ 1,431,131 $ 6,176 $ 157,249 $ (211,600 ) $ 1,382,956

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The computations of basic and diluted earnings per share follow: For the Year Ended December 31, 2015 2014 2013 Common Common Common Dollars in thousands, Income Shares Per Income Shares Per Income Shares Per except per share amounts (Numerator) (Denominator) Share (Numerator) (Denominator) Share (Numerator) (Denominator) Share Net income $ 16,102 $ 11,356 $ 8,068 Less preferred stock dividends — (771 ) (775 ) Basic EPS $ 16,102 10,295,434 $ 1.56 $ 10,585 7,539,444 $ 1.40 $ 7,293 7,442,689 $ 0.98 Effect of dilutive securities: Stock options 8,353 9,381 7,532 Stock appreciation rights (SARs) — — — Series 2011 convertible preferred stock — 285,610 476 1,489,735 478 1,496,738 Series 2009 convertible preferred stock — 125,878 295 673,001 297 674,545 Diluted EPS $ 16,102 10,715,275 $ 1.50 $ 11,356 9,711,561 $ 1.17 $ 8,068 9,621,504 $ 0.84

Condensed Financial Statement49

Condensed Financial Statements Of Parent Company (Tables) - Parent Company [Member]	12 Months Ended
	Dec. 31, 2015
Balance Sheets	Balance Sheets December 31, Dollars in thousands 2015 2014 Assets Cash $ 1,984 $ 13,115 Investment in subsidiaries, eliminated in consolidation 164,787 159,839 Securities available for sale 166 102 Premises and equipment 81 65 Other assets 1,677 1,641 Total assets $ 168,695 $ 174,762 Liabilities and Shareholders' Equity Long-term borrowings $ 2,708 $ 4,513 Subordinated debentures — 16,800 Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 Other liabilities 2,654 2,216 Total liabilities 24,951 43,118 Preferred stock and related surplus, authorized 250,000 shares: Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares — 3,419 Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914 shares — 5,764 Common stock and related surplus, $2.50 par value, authorized 20,000,000 shares; issued 2015 - 10,671,744 shares; 2014 - 8,301,746 shares 45,741 32,670 Unallocated common stock held by Employee Stock Ownership Plan - 2015 - 181,822 (1,964 ) — Retained earnings 100,423 87,719 Accumulated other comprehensive income (loss) (456 ) 2,072 Total shareholders' equity 143,744 131,644 Total liabilities and shareholders' equity $ 168,695 $ 174,762
Statements of Income	Statements of Income For the Year Ended December 31, Dollars in thousands 2015 2014 2013 Income Dividends from subsidiaries $ 10,000 $ 6,500 $ 2,500 Other dividends and interest income 19 22 26 Realized securities gains — 41 — Management and service fees from subsidiaries 1,133 1,189 1,087 Total income 11,152 7,752 3,613 Expense Interest expense 747 1,845 1,948 Operating expenses 2,390 1,746 1,717 Total expenses 3,137 3,591 3,665 Income (loss) before income taxes and equity in undistributed income of subsidiaries 8,015 4,161 (52 ) Income tax (benefit) (692 ) (739 ) (894 ) Income before equity in undistributed income of subsidiaries 8,707 4,900 842 Equity in (distributed) undistributed income of subsidiaries 7,395 6,456 7,226 Net income 16,102 11,356 8,068 Dividends on preferred shares — 771 775 Net income applicable to common shares $ 16,102 $ 10,585 $ 7,293
Statements of Cash Flows	Statements of Cash Flows For the Year Ended December 31, Dollars in thousands 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 16,102 $ 11,356 $ 8,068 Adjustments to reconcile net earnings to net cash provided by operating activities: Equity in (undistributed) distributed net income of subsidiaries (7,395 ) (6,456 ) (7,226 ) Deferred tax expense (benefit) (42 ) 46 (107 ) Depreciation 30 23 2 Realized securities gains — (41 ) — Stock compensation expense 72 1 2 (Increase) decrease in cash surrender value of bank owned life insurance 4 1 (5 ) (Increase) decrease in other assets 5 19 15 Increase (decrease) in other liabilities 943 57 (738 ) Net cash provided by operating activities 9,719 5,006 11 CASH FLOWS FROM INVESTING ACTIVITIES Proceeds sales of available for sale securities — 112 — Principal payments received on available for sale securities — 8 440 Purchase of available for sale securities (70 ) — (199 ) Purchases of premises and equipment (46 ) (6 ) (84 ) Net cash provided by (used in) investing activities (116 ) 114 157 CASH FLOWS FROM FINANCING ACTIVITIES Dividends paid on preferred stock (191 ) (774 ) (776 ) Dividends paid on common stock, net of reinvestment (3,330 ) — — Exercise of stock options 51 71 96 Net proceeds from long-term borrowings — — 3,454 Repayment of long-term borrowings (1,838 ) (4,402 ) (3,159 ) Repayment of subordinated debt (16,800 ) — — Repurchase and retirement of common stock (1,080 ) — — Purchase of unallocated common stock held by ESOP (2,250 ) — — Net proceeds from issuance of common stock 4,704 7,822 — Net cash provided by (used in) financing activities (20,734 ) 2,717 (385 ) Increase (decrease) in cash (11,131 ) 7,837 (217 ) Cash: Beginning 13,115 5,278 5,495 Ending $ 1,984 $ 13,115 $ 5,278 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Cash payments for: Interest $ 761 $ 1,909 $ 1,942

Quarterly Financial Data (Una50

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Data [Abstract]
Schedule of Quarterly Financial Information [Table Text Block]	A summary of our unaudited selected quarterly financial data is as follows: 2015 First Second Third Fourth Dollars in thousands, except per share amounts Quarter Quarter Quarter Quarter Interest income $ 14,743 $ 14,658 $ 14,531 $ 14,951 Net interest income 11,520 11,458 11,305 11,733 Net income 4,285 4,010 3,661 4,146 Net income applicable to common shares 4,285 4,010 3,661 4,146 Basic earnings per share $ 0.49 $ 0.38 $ 0.34 $ 0.39 Diluted earnings per share $ 0.41 $ 0.38 $ 0.34 $ 0.39 2014 First Second Third Fourth Dollars in thousands, except per share amounts Quarter Quarter Quarter Quarter Interest income $ 14,070 $ 14,344 $ 14,760 $ 14,452 Net interest income 10,038 10,320 11,077 10,951 Net income 2,389 2,432 3,336 3,199 Net income applicable to common shares 2,195 2,239 3,143 3,008 Basic earnings per share $ 0.29 $ 0.30 $ 0.42 $ 0.39 Diluted earnings per share $ 0.25 $ 0.25 $ 0.35 $ 0.32

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details)	12 Months Ended
	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Threshold Period for Ordering Appraisal on Impaired Loans, Length of Existing Appraisal	12 months
Length of Time Generally Receive New Appraisal Post Impairment	3 months
Length of Time Generally Receive New Appraisal on Foreclosed Properties	18 months
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to sell collateral	7.00%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to sell collateral	10.00%

Fair Value Measurements (Assets

Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	$ 280,792	$ 282,834
U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	21,475	23,174
Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	146,734	149,777
Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	7,885	12,145
State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	1,953	8,694
Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	14,226	3,776
Other equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	77	7
Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	88,442	85,261
Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swap	5,072	2,911
Fair Value, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Other equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 1 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swap	0	0
Fair Value, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	274,933	279,058
Fair Value, Level 2 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	21,475	23,174
Fair Value, Level 2 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	146,734	149,777
Fair Value, Level 2 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	7,885	12,145
Fair Value, Level 2 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	1,953	8,694
Fair Value, Level 2 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	8,367	0
Fair Value, Level 2 [Member] | Other equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	77	7
Fair Value, Level 2 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	88,442	85,261
Fair Value, Level 2 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swap	5,072	2,911
Fair Value, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	5,859	3,776
Fair Value, Level 3 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	5,859	3,776
Fair Value, Level 3 [Member] | Other equity securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, fair value	0	0
Fair Value, Level 3 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Interest rate swap	$ 0	$ 0

Fair Value Measurements (Asse53

Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	$ 779	$ 527
Collateral-dependent impaired loans	1,960	1,552
Foreclosed properties	19,894	26,869
Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	44
Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	627	344
Foreclosed properties	1,103	3,892
Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	1,054	852
Foreclosed properties	18,477	20,952
Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	279	312
Foreclosed properties	314	2,025
Fair Value, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	0	0
Collateral-dependent impaired loans	0	0
Foreclosed properties	0	0
Fair Value, Level 1 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Fair Value, Level 1 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Foreclosed properties	0	0
Fair Value, Level 1 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Foreclosed properties	0	0
Fair Value, Level 1 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Foreclosed properties	0	0
Fair Value, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	779	527
Collateral-dependent impaired loans	279	1,508
Foreclosed properties	19,836	26,758
Fair Value, Level 2 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Fair Value, Level 2 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	344
Foreclosed properties	1,103	3,892
Fair Value, Level 2 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	852
Foreclosed properties	18,419	20,841
Fair Value, Level 2 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	279	312
Foreclosed properties	314	2,025
Fair Value, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	0	0
Collateral-dependent impaired loans	1,681	44
Foreclosed properties	58	111
Fair Value, Level 3 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	44
Fair Value, Level 3 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	627	0
Foreclosed properties	0	0
Fair Value, Level 3 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	1,054	0
Foreclosed properties	58	111
Fair Value, Level 3 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Foreclosed properties	$ 0	$ 0

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 280,792	$ 282,834
Loans held for sale, net	779	527
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	9,487	12,510
Securities available for sale	280,792	282,834
Other investments	8,949	6,183
Loans held for sale, net	779	527
Loans, net	1,079,331	1,019,842
Accrued interest receivable	5,544	5,838
Total assets	1,384,882	1,327,734
Deposits	1,066,709	1,061,314
Short-term borrowings	171,394	123,633
Long-term borrowings	75,581	77,490
Subordinated debentures	0	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Accrued interest payable	826	812
Derivative financial liabilities	5,072	2,911
Total liabilities	1,339,171	1,302,549
Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	9,487	12,510
Securities available for sale	280,792	282,834
Other investments	8,949	6,183
Loans held for sale, net	779	527
Loans, net	1,084,955	1,033,890
Accrued interest receivable	5,544	5,838
Total assets	1,390,506	1,341,782
Deposits	1,077,510	1,078,406
Short-term borrowings	171,394	123,633
Long-term borrowings	80,506	84,732
Subordinated debentures	0	16,800
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Accrued interest payable	826	812
Derivative financial liabilities	5,072	2,911
Total liabilities	$ 1,354,897	$ 1,326,883

Securities (Summary Of Amortize

Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	$ 276,443	$ 276,631
Available for sale securities, Unrealized Gains	5,576	7,170
Available for sale securities, Unrealized Losses	1,227	967
Available for sale securities, Estimated Fair Value	280,792	282,834
U.S. Government and agencies and corporations [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	20,461	22,153
Available for sale securities, Unrealized Gains	1,063	1,073
Available for sale securities, Unrealized Losses	49	52
Available for sale securities, Estimated Fair Value	21,475	23,174
Government-sponsored agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	145,586	147,951
Available for sale securities, Unrealized Gains	1,943	2,599
Available for sale securities, Unrealized Losses	795	773
Available for sale securities, Estimated Fair Value	146,734	149,777
Nongovernment-sponsored entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	7,836	12,051
Available for sale securities, Unrealized Gains	82	142
Available for sale securities, Unrealized Losses	33	48
Available for sale securities, Estimated Fair Value	7,885	12,145
State and political subdivisions, General obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost		1,975
Available for sale securities, Unrealized Gains		2
Available for sale securities, Unrealized Losses		33
Available for sale securities, Estimated Fair Value		1,944
State and policital subdivisions, Water and sewer revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	250	1,976
Available for sale securities, Unrealized Gains	0	14
Available for sale securities, Unrealized Losses	0	7
Available for sale securities, Estimated Fair Value	250	1,983
State and policital subdivisions, Other revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	1,729	4,696
Available for sale securities, Unrealized Gains	0	73
Available for sale securities, Unrealized Losses	26	2
Available for sale securities, Estimated Fair Value	1,703	4,767
Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	14,494	3,776
Available for sale securities, Unrealized Gains	0	0
Available for sale securities, Unrealized Losses	268	0
Available for sale securities, Estimated Fair Value	14,226	3,776
Total taxable debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	190,356	194,578
Available for sale securities, Unrealized Gains	3,088	3,903
Available for sale securities, Unrealized Losses	1,171	915
Available for sale securities, Estimated Fair Value	192,273	197,566
State and political subdivisions, General obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	52,490	49,515
Available for sale securities, Unrealized Gains	1,767	2,338
Available for sale securities, Unrealized Losses	41	12
Available for sale securities, Estimated Fair Value	54,216	51,841
State and political subdivisions, Water and sewer revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	7,614	11,258
Available for sale securities, Unrealized Gains	172	244
Available for sale securities, Unrealized Losses	0	3
Available for sale securities, Estimated Fair Value	7,786	11,499
State and political subdivisions, Lease revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	8,671	4,617
Available for sale securities, Unrealized Gains	187	75
Available for sale securities, Unrealized Losses	1	10
Available for sale securities, Estimated Fair Value	8,857	4,682
State and political subdivisions, Lottery/casino revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost		3,811
Available for sale securities, Unrealized Gains		206
Available for sale securities, Unrealized Losses		9
Available for sale securities, Estimated Fair Value		4,008
State and Political Subdivisions Special Tax Revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	4,532
Available for sale securities, Unrealized Gains	72
Available for sale securities, Unrealized Losses	0
Available for sale securities, Estimated Fair Value	4,604
State and political subdivisions, Other revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	12,703	12,845
Available for sale securities, Unrealized Gains	290	404
Available for sale securities, Unrealized Losses	14	18
Available for sale securities, Estimated Fair Value	12,979	13,231
Total tax-exempt debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	86,010	82,046
Available for sale securities, Unrealized Gains	2,488	3,267
Available for sale securities, Unrealized Losses	56	52
Available for sale securities, Estimated Fair Value	88,442	85,261
Equity securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	77	7
Available for sale securities, Unrealized Gains	0	0
Available for sale securities, Unrealized Losses	0	0
Available for sale securities, Estimated Fair Value	$ 77	$ 7

Securities (Summary of Volume o

Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	$ 276,443	$ 276,631
Available for sale securities, Unrealized Gains	5,576	7,170
Available for sale securities, Unrealized Losses	1,227	967
Available for sale securities, Estimated Fair Value	280,792	$ 282,834
ILLINOIS
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	9,899
Available for sale securities, Unrealized Gains	302
Available for sale securities, Unrealized Losses	2
Available for sale securities, Estimated Fair Value	10,199
TEXAS
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	9,636
Available for sale securities, Unrealized Gains	334
Available for sale securities, Unrealized Losses	0
Available for sale securities, Estimated Fair Value	9,970
West Virginia [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	7,736
Available for sale securities, Unrealized Gains	117
Available for sale securities, Unrealized Losses	0
Available for sale securities, Estimated Fair Value	7,853
Ohio [Member]
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	7,246
Available for sale securities, Unrealized Gains	114
Available for sale securities, Unrealized Losses	0
Available for sale securities, Estimated Fair Value	7,360
CALIFORNIA
Schedule of Available-for-sale Securities [Line Items]
Total Amortized Cost	6,139
Available for sale securities, Unrealized Gains	202
Available for sale securities, Unrealized Losses	15
Available for sale securities, Estimated Fair Value	$ 6,326

Securities (Summary Of Proceeds

Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale Securities [Abstract]
Securities available for sale, Proceeds from Sales	$ 69,632	$ 80,914	$ 54,340
Securities available for sale, Proceeds from Calls and Maturities	2,043	4,051	2,669
Securities available for sale, Proceeds from Principal Payments	38,502	34,390	62,179
Securities available for sale, Gross realized Gains	1,732	1,037	674
Securities available for sale, Gross realized Losses	$ 288	$ 824	$ 434

Securities (Summary Of Maturiti

Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale Securities [Abstract]
Due in one year or less, Amortized Cost	$ 52,801
Due from one to five years, Amortized Cost	101,061
Due from five to ten years, Amortized Cost	21,248
Due after ten years, Amortized Cost	101,256
Equity securities, Amortized Cost	77
Total Amortized Cost	276,443	$ 276,631
Due in one year or less, Estimated Fair Value	53,343
Due from one to five years, Estimated Fair Value	101,891
Due from five to ten years, Estimated Fair Value	21,661
Due after ten years, Estimated Fair Value	103,820
Equity securities, Estimated Fair Value	77
Total Estimated Fair Value	$ 280,792

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)securitystate	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
State and Political Subdivisions Securities, Number of States with Highest Volume | state	5
Securities pledged to secure public deposits and other purposes | $	$ 131.2	$ 128.1
Securities held with an unrealized loss position | security	64
Residential Mortgage Backed Securities [Member] | Minimum [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturity	4 years
Estimated average life to maturity	1 year
Residential Mortgage Backed Securities [Member] | Maximum [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturity	50 years
Estimated average life to maturity	32 years

Securities (Summary Of Other-Th

Securities (Summary Of Other-Than-Temporary Impairment Losses On Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale Securities [Abstract]
Total other-than-temporary impairment losses	$ 0	$ (1)	$ (155)
Non-credit related other-than-temporary impairment on available for sale debt securities	0	0	37
Net impairment loss recognized in earnings	$ 0	$ (1)	$ (118)

Securities (Summary Of Securiti

Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	$ 75,212	$ 49,087
Less than 12 months, Unrealized Loss	(921)	(600)
12 months or more, Estimated Fair Value	14,642	32,701
12 months or more, Unrealized Loss	(306)	(367)
Total Estimated Fair Value	89,854	81,788
Total Unrealized Loss	(1,227)	(967)
Temporarily Impaired Securities Member
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	75,212	49,087
Less than 12 months, Unrealized Loss	(921)	(600)
12 months or more, Estimated Fair Value	14,642	32,701
12 months or more, Unrealized Loss	(306)	(367)
Total Estimated Fair Value	89,854	81,788
Total Unrealized Loss	(1,227)	(967)
Temporarily Impaired Securities Member | U.S. Government and agencies and corporations [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	2,104	0
Less than 12 months, Unrealized Loss	(2)	0
12 months or more, Estimated Fair Value	3,151	3,912
12 months or more, Unrealized Loss	(47)	(52)
Total Estimated Fair Value	5,255	3,912
Total Unrealized Loss	(49)	(52)
Temporarily Impaired Securities Member | Government-sponsored agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	52,970	36,825
Less than 12 months, Unrealized Loss	(569)	(535)
12 months or more, Estimated Fair Value	8,672	21,915
12 months or more, Unrealized Loss	(226)	(238)
Total Estimated Fair Value	61,642	58,740
Total Unrealized Loss	(795)	(773)
Temporarily Impaired Securities Member | Nongovernment-sponsored entities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	2,298	5,488
Less than 12 months, Unrealized Loss	0	(44)
12 months or more, Estimated Fair Value	2,819	2,163
12 months or more, Unrealized Loss	(33)	(4)
Total Estimated Fair Value	5,117	7,651
Total Unrealized Loss	(33)	(48)
Temporarily Impaired Securities Member | State and political subdivisions, General obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value		0
Less than 12 months, Unrealized Loss		0
12 months or more, Estimated Fair Value		316
12 months or more, Unrealized Loss		(33)
Total Estimated Fair Value		316
Total Unrealized Loss		(33)
Temporarily Impaired Securities Member | State and political subdivisions, Water and sewer revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value		0
Less than 12 months, Unrealized Loss		0
12 months or more, Estimated Fair Value		817
12 months or more, Unrealized Loss		(7)
Total Estimated Fair Value		817
Total Unrealized Loss		(7)
Temporarily Impaired Securities Member | State and political subdivisions, Other revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	1,702	1,098
Less than 12 months, Unrealized Loss	(26)	(2)
12 months or more, Estimated Fair Value	0	0
12 months or more, Unrealized Loss	0	0
Total Estimated Fair Value	1,702	1,098
Total Unrealized Loss	(26)	(2)
Temporarily Impaired Securities Member | Corporate debt securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	8,367	0
Less than 12 months, Unrealized Loss	(268)	0
12 months or more, Estimated Fair Value	0	0
12 months or more, Unrealized Loss	0	0
Total Estimated Fair Value	8,367	0
Total Unrealized Loss	(268)	0
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions General Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	5,977	3,708
Less than 12 months, Unrealized Loss	(41)	(8)
12 months or more, Estimated Fair Value	0	438
12 months or more, Unrealized Loss	0	(4)
Total Estimated Fair Value	5,977	4,146
Total Unrealized Loss	(41)	(12)
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value		721
Less than 12 months, Unrealized Loss		(3)
12 months or more, Estimated Fair Value		0
12 months or more, Unrealized Loss		0
Total Estimated Fair Value		721
Total Unrealized Loss		(3)
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lease Revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	576	0
Less than 12 months, Unrealized Loss	(1)	0
12 months or more, Estimated Fair Value	0	1,168
12 months or more, Unrealized Loss	0	(10)
Total Estimated Fair Value	576	1,168
Total Unrealized Loss	(1)	(10)
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Lottery/casino Revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value		0
Less than 12 months, Unrealized Loss		0
12 months or more, Estimated Fair Value		1,126
12 months or more, Unrealized Loss		(9)
Total Estimated Fair Value		1,126
Total Unrealized Loss		(9)
Temporarily Impaired Securities Member | Tax Exempt State and Political Subdivisions Other Revenues [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	1,218	1,247
Less than 12 months, Unrealized Loss	(14)	(8)
12 months or more, Estimated Fair Value	0	846
12 months or more, Unrealized Loss	0	(10)
Total Estimated Fair Value	1,218	2,093
Total Unrealized Loss	(14)	(18)
Other Than Temporarily Impaired Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Estimated Fair Value	0	0
Less than 12 months, Unrealized Loss	0	0
12 months or more, Estimated Fair Value	0	0
12 months or more, Unrealized Loss	0	0
Total Estimated Fair Value	0	0
Total Unrealized Loss	$ 0	$ 0

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]
Threshold Period Past Due for Loans to be Default	30 days
Residential real estate loan threshold for jumbo loans	$ 600,000
Threshold period past due for nonaccrual status of financing receivable	90 days
Threshold period past due for write-off of credit card loans	180 days
Threshold period special event notification for writeoff of financing receivable	60 days
Threshold period past due for writeoff of residential mortgage loans	180 days
Threshold period for writeoff of collateralized consumer loans	120 days
Risk rate loans, aggregate balance threshold	$ 2,000,000
Risk rate loans, loan balance threshold	500,000
Average impaired balance	44,060,000	$ 46,643,000	$ 56,900,000
Interest income recognized while impaired	1,524,000	1,784,000	$ 2,000,000
Troubled debt restructurings included in impaired loans	30,500,000	34,700,000
Current Troubled debt restructurings included in impaired loans	28,900,000	$ 32,200,000
Troubled debt restructuring, aggregate exposure	2,000,000
Threshold for related party loans	$ 60,000

Loans (Summary Of Loans, Net Of

Loans (Summary Of Loans, Net Of Unearned Fees) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	$ 1,090,803	$ 1,031,009
Less allowance for loan losses	11,472	11,167
Loans, net	1,079,331	1,019,842
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	97,201	88,590
Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	203,555	157,783
Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	337,294	317,136
Land And Land Improvements [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	65,500	67,881
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	9,970	28,591
Non Jumbo [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	221,750	220,071
Jumbo [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	50,313	52,879
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	74,300	67,115
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	19,251	19,456
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned fees	$ 11,669	$ 11,507

Loans (Loan Maturities) (Detail

Loans (Loan Maturities) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	$ 103,815
Loan maturities, After 1 but within 5 Years	134,647
Loan maturities, After 5 Years	852,341
Loans due after one year with: Variable rates	138,002
Loans due after one year with: Fixed rates	848,986
Loans due after one year	986,988
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	39,542
Loan maturities, After 1 but within 5 Years	39,968
Loan maturities, After 5 Years	17,691
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	16,623
Loan maturities, After 1 but within 5 Years	56,690
Loan maturities, After 5 Years	467,536
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	35,419
Loan maturities, After 1 but within 5 Years	8,811
Loan maturities, After 5 Years	31,239
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	7,669
Loan maturities, After 1 but within 5 Years	15,344
Loan maturities, After 5 Years	323,350
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	3,893
Loan maturities, After 1 but within 5 Years	12,522
Loan maturities, After 5 Years	2,836
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	669
Loan maturities, After 1 but within 5 Years	1,312
Loan maturities, After 5 Years	$ 9,689

Loans (Schedule Of Contractual

Loans (Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	$ 4,491	$ 6,372
Past Due, 60-89 days	3,466	5,168
Past Due, greater than 90 days	8,255	10,060
Past Due, Total	16,212	21,600
Current	1,074,591	1,009,409
Recorded Investment greater then 90 days and Accruing	9	0
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	345	328
Past Due, 60-89 days	26	117
Past Due, greater than 90 days	632	330
Past Due, Total	1,003	775
Current	96,198	87,815
Recorded Investment greater then 90 days and Accruing	0	0
Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	158	121
Past Due, 60-89 days	386	194
Past Due, greater than 90 days	437	801
Past Due, Total	981	1,116
Current	202,574	156,667
Recorded Investment greater then 90 days and Accruing	0	0
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	1	146
Past Due, 60-89 days	0	0
Past Due, greater than 90 days	856	406
Past Due, Total	857	552
Current	336,437	316,584
Recorded Investment greater then 90 days and Accruing	0	0
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	1,182	346
Past Due, 60-89 days	194	2,002
Past Due, greater than 90 days	4,547	4,253
Past Due, Total	5,923	6,601
Current	59,577	61,280
Recorded Investment greater then 90 days and Accruing	0	0
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	0	0
Past Due, 60-89 days	0	0
Past Due, greater than 90 days	0	0
Past Due, Total	0	0
Current	9,970	28,591
Recorded Investment greater then 90 days and Accruing	0	0
Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	2,276	4,104
Past Due, 60-89 days	2,647	2,719
Past Due, greater than 90 days	1,591	1,498
Past Due, Total	6,514	8,321
Current	215,236	211,750
Recorded Investment greater then 90 days and Accruing	0	0
Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	0	0
Past Due, 60-89 days	0	0
Past Due, greater than 90 days	0	2,626
Past Due, Total	0	2,626
Current	50,313	50,253
Recorded Investment greater then 90 days and Accruing	0	0
Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	374	1,067
Past Due, 60-89 days	172	94
Past Due, greater than 90 days	100	83
Past Due, Total	646	1,244
Current	73,654	65,871
Recorded Investment greater then 90 days and Accruing	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	155	260
Past Due, 60-89 days	41	42
Past Due, greater than 90 days	92	63
Past Due, Total	288	365
Current	18,963	19,091
Recorded Investment greater then 90 days and Accruing	9	0
Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, 30-59 days	0	0
Past Due, 60-89 days	0	0
Past Due, greater than 90 days	0	0
Past Due, Total	0	0
Current	11,669	11,507
Recorded Investment greater then 90 days and Accruing	$ 0	$ 0

Loans (Schedule Of Nonaccrual L

Loans (Schedule Of Nonaccrual Loans Included In Net Balance Of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 15,759	$ 12,494
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	853	392
Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	437	1,218
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	5,518	626
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	5,623	4,619
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	0	0
Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	2,987	2,663
Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	0	2,626
Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	258	267
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 83	$ 83

Loans (Schedule Of Method Used

Loans (Schedule Of Method Used To Measure Impairment Of Impaired Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	$ 42,513	$ 48,416
Commercial Loan [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	41	132
Commercial Loan [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	201	362
Owner Occupied [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	783	1,683
Owner Occupied [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	7,616	9,124
Non Owner Occupied [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	5,728	508
Non Owner Occupied [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	7,722	5,999
Land And Land Improvements [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	6,597	11,998
Land And Land Improvements [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	2,177	2,310
Non Jumbo [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	1,753	1,676
Non Jumbo [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	4,378	5,252
Jumbo [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	3,869	7,594
Jumbo [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	871	886
Home Equity [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	186	285
Home Equity [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	523	523
Consumer Portfolio Segment [Member] | Fair Value Of Collateral [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	0	2
Consumer Portfolio Segment [Member] | Discounted Cash Flow [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	$ 68	$ 82

Loans (Schedule Of Loans Indivi

Loans (Schedule Of Loans Individually Evaluated For Impairment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 42,502	$ 48,399
Unpaid Principal Balance	42,513	48,416
Related Allowance	776	816
Average Impaired Balance	44,060	46,643	$ 56,900
Interest Income Recognized while impaired	1,524	1,784	$ 2,000
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	242	370
Without a related allowance, Unpaid Principal Balance	242	369
Without a related allowance, Average Impaired Balance	319	430
Without a related allowance, Interest Income Recognized while impaired	17	27
With a related allowance, Recorded Investment	0	125
With a related allowance, Unpaid Principal Balance	0	125
With a related allowance, Related Allowance	0	81
With a related allowance, Average Impaired Balance	0	38
With a related allowance, Interest Income Recognized while impaired	0	0
Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	5,401	5,362
Without a related allowance, Unpaid Principal Balance	5,402	5,361
Without a related allowance, Average Impaired Balance	5,438	5,309
Without a related allowance, Interest Income Recognized while impaired	191	192
With a related allowance, Recorded Investment	2,997	5,446
With a related allowance, Unpaid Principal Balance	2,997	5,446
With a related allowance, Related Allowance	45	287
With a related allowance, Average Impaired Balance	3,003	5,461
With a related allowance, Interest Income Recognized while impaired	135	216
Non Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	10,740	3,645
Without a related allowance, Unpaid Principal Balance	10,741	3,647
Without a related allowance, Average Impaired Balance	9,982	4,420
Without a related allowance, Interest Income Recognized while impaired	310	199
With a related allowance, Recorded Investment	2,709	2,860
With a related allowance, Unpaid Principal Balance	2,709	2,860
With a related allowance, Related Allowance	386	74
With a related allowance, Average Impaired Balance	2,728	1,003
With a related allowance, Interest Income Recognized while impaired	72	40
Land And Land Improvements [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	7,635	13,410
Without a related allowance, Unpaid Principal Balance	7,635	13,410
Without a related allowance, Average Impaired Balance	9,497	14,149
Without a related allowance, Interest Income Recognized while impaired	263	483
With a related allowance, Recorded Investment	1,139	898
With a related allowance, Unpaid Principal Balance	1,139	898
With a related allowance, Related Allowance	85	46
With a related allowance, Average Impaired Balance	1,154	933
With a related allowance, Interest Income Recognized while impaired	0	42
Construction [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	0	0
Without a related allowance, Unpaid Principal Balance	0	0
Without a related allowance, Average Impaired Balance	0	0
Without a related allowance, Interest Income Recognized while impaired	0	0
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Non Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	3,590	4,289
Without a related allowance, Unpaid Principal Balance	3,600	4,300
Without a related allowance, Average Impaired Balance	3,316	3,853
Without a related allowance, Interest Income Recognized while impaired	160	185
With a related allowance, Recorded Investment	2,530	2,627
With a related allowance, Unpaid Principal Balance	2,531	2,628
With a related allowance, Related Allowance	226	282
With a related allowance, Average Impaired Balance	2,552	2,093
With a related allowance, Interest Income Recognized while impaired	114	98
Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	3,871	7,589
Without a related allowance, Unpaid Principal Balance	3,869	7,594
Without a related allowance, Average Impaired Balance	4,412	7,761
Without a related allowance, Interest Income Recognized while impaired	181	241
With a related allowance, Recorded Investment	871	885
With a related allowance, Unpaid Principal Balance	871	886
With a related allowance, Related Allowance	34	46
With a related allowance, Average Impaired Balance	878	892
With a related allowance, Interest Income Recognized while impaired	43	45
Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	709	809
Without a related allowance, Unpaid Principal Balance	709	808
Without a related allowance, Average Impaired Balance	709	265
Without a related allowance, Interest Income Recognized while impaired	32	14
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	68	84
Without a related allowance, Unpaid Principal Balance	68	84
Without a related allowance, Average Impaired Balance	72	36
Without a related allowance, Interest Income Recognized while impaired	6	2
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Total Without a Related Allowance
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	32,256	35,558
Without a related allowance, Unpaid Principal Balance	32,266	35,573
Without a related allowance, Average Impaired Balance	33,745	36,223
Without a related allowance, Interest Income Recognized while impaired	1,160	1,343
Total With a Related Allowance
Financing Receivable, Impaired [Line Items]
With a related allowance, Recorded Investment	10,246	12,841
With a related allowance, Unpaid Principal Balance	10,247	12,843
With a related allowance, Related Allowance	776	816
With a related allowance, Average Impaired Balance	10,315	10,420
With a related allowance, Interest Income Recognized while impaired	364	441
Total Commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment	30,863	32,116
Unpaid Principal Balance	30,865	32,116
Related Allowance	516	488
Average Impaired Balance	32,121	31,743
Interest Income Recognized while impaired	988	1,199
Total Residential Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment	11,571	16,199
Unpaid Principal Balance	11,580	16,216
Related Allowance	260	328
Average Impaired Balance	11,867	14,864
Interest Income Recognized while impaired	530	583
Total Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment	68	84
Unpaid Principal Balance	68	84
Related Allowance	0	0
Average Impaired Balance	72	36
Interest Income Recognized while impaired	$ 6	$ 2

Loans (Schedule Of Restructured

Loans (Schedule Of Restructured Trouble Debt Restructuring By Class) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	3	11
Pre-modification Recorded Investment	$ 1,209	$ 3,709
Post-modification Recorded Investment	$ 1,209	$ 3,861
Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	0	3
Pre-modification Recorded Investment	$ 0	$ 82
Post-modification Recorded Investment	$ 0	$ 86
Non Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	0	1
Pre-modification Recorded Investment	$ 0	$ 2,154
Post-modification Recorded Investment	$ 0	$ 2,154
Land And Land Improvements [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	1	0
Pre-modification Recorded Investment	$ 1,182	$ 0
Post-modification Recorded Investment	$ 1,182	$ 0
Non Jumbo [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	1	5
Pre-modification Recorded Investment	$ 25	$ 1,044
Post-modification Recorded Investment	$ 25	$ 1,080
Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	0	1
Pre-modification Recorded Investment	$ 0	$ 411
Post-modification Recorded Investment	$ 0	$ 523
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	1	1
Pre-modification Recorded Investment	$ 2	$ 18
Post-modification Recorded Investment	$ 2	$ 18

Loans (Schedule Of Defaults Dur

Loans (Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract	Dec. 31, 2014USD ($)contract
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	1	4
Recorded Investment at Default Date | $	$ 1,182	$ 253
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	0	3
Recorded Investment at Default Date | $	$ 0	$ 86
Land And Land Improvements [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	1	0
Recorded Investment at Default Date | $	$ 1,182	$ 0
Non Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	0	1
Recorded Investment at Default Date | $	$ 0	$ 167

Loans (Schedule of the Activity

Loans (Schedule of the Activity Regarding TDRs by Loan Type) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	$ 34,706
Additions	1,209
Charge-offs	(168)
Net (paydowns) advances	(5,222)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	30,525
Allowance related to troubled debt restructurings	463
Land And Land Improvements [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	5,786
Additions	1,182
Charge-offs	(168)
Net (paydowns) advances	(2,611)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	4,189
Allowance related to troubled debt restructurings	0
Construction [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	0
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	0
Allowance related to troubled debt restructurings	0
Commercial Loan [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	410
Additions	0
Charge-offs	0
Net (paydowns) advances	(168)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	242
Allowance related to troubled debt restructurings	0
Owner Occupied [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	9,501
Additions	0
Charge-offs	0
Net (paydowns) advances	(187)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	9,314
Allowance related to troubled debt restructurings	190
Non Owner Occupied [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	6,219
Additions	0
Charge-offs	0
Net (paydowns) advances	(160)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	6,059
Allowance related to troubled debt restructurings	12
Non Jumbo [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	6,245
Additions	25
Charge-offs	0
Net (paydowns) advances	(774)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	5,496
Allowance related to troubled debt restructurings	226
Jumbo [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	5,937
Additions	0
Charge-offs	0
Net (paydowns) advances	(1,302)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	4,635
Allowance related to troubled debt restructurings	35
Home Equity Line of Credit [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	523
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	523
Allowance related to troubled debt restructurings	0
Consumer Portfolio Segment [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	85
Additions	2
Charge-offs	0
Net (paydowns) advances	(20)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	67
Allowance related to troubled debt restructurings	0
Other Loans [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	0
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	0
Allowance related to troubled debt restructurings	$ 0

Loans (Schedule Of Recorded Inv

Loans (Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total	$ 1,090,803	$ 1,031,009
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	65,500	67,881
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	9,970	28,591
Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	97,201	88,590
Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	203,555	157,783
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	337,294	317,136
Pass [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	57,155	53,873
Pass [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	9,970	28,591
Pass [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	95,174	86,361
Pass [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	202,226	155,189
Pass [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	329,861	306,710
Special Mention [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,598	1,673
Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Special Mention [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,295	1,837
Special Mention [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	546	1,064
Special Mention [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,602	8,933
Substandard [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	6,747	12,335
Substandard [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Substandard [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	732	392
Substandard [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	783	1,530
Substandard [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	5,831	1,493
Doubtful [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 0	$ 0

Loans (Schedule Of Recorded I73

Loans (Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 373,936	$ 365,389
Performing Financing Receivable [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	218,763	217,408
Performing Financing Receivable [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	50,313	50,253
Performing Financing Receivable [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	74,042	66,848
Performing Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	19,149	19,373
Performing Financing Receivable [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	11,669	11,507
Nonperforming Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	3,347	5,639
Nonperforming Financing Receivable [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,987	2,663
Nonperforming Financing Receivable [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	2,626
Nonperforming Financing Receivable [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	258	267
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	102	83
Nonperforming Financing Receivable [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 0	$ 0

Loans Loans (Activity for Relat

Loans Loans (Activity for Related Party Loans of $60,000 or More) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning	$ 20,586	$ 18,577
Additions	11,095	13,842
Amounts collected	(6,142)	(11,833)
Other changes, net	(2,565)	0
Balance, ending	$ 22,974	$ 20,586

Allowance For Loan Losses (Narr

Allowance For Loan Losses (Narrative) (Details)	12 Months Ended
	Dec. 31, 2015USD ($)loan_poolreserve_component
Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]
Number of distinct reserve components | reserve_component	3
Aggregate balance threshold for evaluating individual loans | $	$ 500,000
Period for re-evaluation of fair value for collateral dependent loans	12 months
Number of loan pools for stratification | loan_pool	10
Allocation of loan pool's average 12-month historical net loan charge-off	100.00%

Allowance For Loan Losses (Summ

Allowance For Loan Losses (Summary Of Analysis Of Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$ 11,167	$ 12,659	$ 17,933
Total Losses	2,151	4,833	10,959
Total Recoveries	1,206	1,091	1,185
Net losses	945	3,742	9,774
Provision for loan losses	1,250	2,250	4,500
Ending balance	11,472	11,167	12,659
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,204	1,324
Total Losses	77	390	723
Total Recoveries	10	34	12
Provision for loan losses	(356)	236
Ending balance	781	1,204	1,324
Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	927	969
Total Losses	559	11	1,031
Total Recoveries	290	40	8
Provision for loan losses	931	(71)
Ending balance	1,589	927	969
Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,316	641
Total Losses	178	0	9
Total Recoveries	13	318	674
Provision for loan losses	1,826	357
Ending balance	2,977	1,316	641
Land And Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	3,417	5,455
Total Losses	457	3,535	3,596
Total Recoveries	456	298	187
Provision for loan losses	(564)	1,199
Ending balance	2,852	3,417	5,455
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	427	269
Total Losses	0	0	0
Total Recoveries	0	0	0
Provision for loan losses	(412)	158
Ending balance	15	427	269
Non Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,280	1,842
Total Losses	417	435	541
Total Recoveries	107	87	127
Provision for loan losses	283	(214)
Ending balance	1,253	1,280	1,842
Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,081	1,888
Total Losses	208	65	4,741
Total Recoveries	96	163	6
Provision for loan losses	(376)	95
Ending balance	1,593	2,081	1,888
Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	187	173
Total Losses	76	14	77
Total Recoveries	3	4	5
Provision for loan losses	139	24
Ending balance	253	187	173
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	97	47
Total Losses	69	265	79
Total Recoveries	105	74	79
Provision for loan losses	(74)	241
Ending balance	59	97	47
Other
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	231	51
Total Losses	110	118	162
Total Recoveries	126	73	87
Provision for loan losses	(147)	225
Ending balance	$ 100	$ 231	$ 51

Allowance For Loan Losses (Su77

Allowance For Loan Losses (Summary Of Net Unearned Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$ 11,167	$ 12,659	$ 17,933
Charge-offs	2,151	4,833	10,959
Recoveries	1,206	1,091	1,185
Provision	1,250	2,250	4,500
Ending balance	11,472	11,167	12,659
Allowance related to: Loans individually evaluated for impairment				$ 776	$ 815
Allowance related to: Loans collectively evaluated for impairment				10,696	10,352
Total Allowance	11,167	12,659	17,933	11,472	11,167
Loans individually evaluated for impairment				42,513	48,416
Loans collectively evaluated for impairment				1,048,290	982,593
Total Loans				1,090,803	1,031,009
Land And Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	3,417	5,455
Charge-offs	457	3,535	3,596
Recoveries	456	298	187
Provision	(564)	1,199
Ending balance	2,852	3,417	5,455
Allowance related to: Loans individually evaluated for impairment				85	46
Allowance related to: Loans collectively evaluated for impairment				2,767	3,371
Total Allowance	3,417	5,455	5,455	2,852	3,417
Loans individually evaluated for impairment				8,774	14,308
Loans collectively evaluated for impairment				56,726	53,573
Total Loans				65,500	67,881
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	427	269
Charge-offs	0	0	0
Recoveries	0	0	0
Provision	(412)	158
Ending balance	15	427	269
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				15	427
Total Allowance	427	269	269	15	427
Loans individually evaluated for impairment				0	0
Loans collectively evaluated for impairment				9,970	28,591
Total Loans				9,970	28,591
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,204	1,324
Charge-offs	77	390	723
Recoveries	10	34	12
Provision	(356)	236
Ending balance	781	1,204	1,324
Allowance related to: Loans individually evaluated for impairment				0	81
Allowance related to: Loans collectively evaluated for impairment				781	1,123
Total Allowance	1,204	1,324	1,324	781	1,204
Loans individually evaluated for impairment				242	495
Loans collectively evaluated for impairment				96,959	88,095
Total Loans				97,201	88,590
Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	927	969
Charge-offs	559	11	1,031
Recoveries	290	40	8
Provision	931	(71)
Ending balance	1,589	927	969
Allowance related to: Loans individually evaluated for impairment				45	286
Allowance related to: Loans collectively evaluated for impairment				1,544	641
Total Allowance	927	969	969	1,589	927
Loans individually evaluated for impairment				8,399	10,807
Loans collectively evaluated for impairment				195,156	146,976
Total Loans				203,555	157,783
Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,316	641
Charge-offs	178	0	9
Recoveries	13	318	674
Provision	1,826	357
Ending balance	2,977	1,316	641
Allowance related to: Loans individually evaluated for impairment				386	74
Allowance related to: Loans collectively evaluated for impairment				2,591	1,242
Total Allowance	1,316	641	641	2,977	1,316
Loans individually evaluated for impairment				13,450	6,507
Loans collectively evaluated for impairment				323,844	310,629
Total Loans				337,294	317,136
Non Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,280	1,842
Charge-offs	417	435	541
Recoveries	107	87	127
Provision	283	(214)
Ending balance	1,253	1,280	1,842
Allowance related to: Loans individually evaluated for impairment				225	282
Allowance related to: Loans collectively evaluated for impairment				1,028	998
Total Allowance	1,280	1,842	1,842	1,253	1,280
Loans individually evaluated for impairment				6,131	6,927
Loans collectively evaluated for impairment				215,619	213,144
Total Loans				221,750	220,071
Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,081	1,888
Charge-offs	208	65	4,741
Recoveries	96	163	6
Provision	(376)	95
Ending balance	1,593	2,081	1,888
Allowance related to: Loans individually evaluated for impairment				35	46
Allowance related to: Loans collectively evaluated for impairment				1,558	2,035
Total Allowance	2,081	1,888	1,888	1,593	2,081
Loans individually evaluated for impairment				4,740	8,480
Loans collectively evaluated for impairment				45,573	44,399
Total Loans				50,313	52,879
Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	187	173
Charge-offs	76	14	77
Recoveries	3	4	5
Provision	139	24
Ending balance	253	187	173
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				253	187
Total Allowance	187	173	173	253	187
Loans individually evaluated for impairment				709	808
Loans collectively evaluated for impairment				73,591	66,307
Total Loans				74,300	67,115
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	97	47
Charge-offs	69	265	79
Recoveries	105	74	79
Provision	(74)	241
Ending balance	59	97	47
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				59	97
Total Allowance	97	47	47	59	97
Loans individually evaluated for impairment				68	84
Loans collectively evaluated for impairment				19,183	19,372
Total Loans				19,251	19,456
Other
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	231	51
Charge-offs	110	118	162
Recoveries	126	73	87
Provision	(147)	225
Ending balance	100	231	51
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				100	231
Total Allowance	$ 231	$ 51	$ 51	100	231
Loans individually evaluated for impairment				0	0
Loans collectively evaluated for impairment				11,669	11,507
Total Loans				$ 11,669	$ 11,507

Property Held For Sale (Details

Property Held For Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Activity of Property Held for Sale [Roll Forward]
Beginning balance	$ 37,529	$ 53,392
Acquisitions	2,617	2,673
Capitalized improvements	39	87
Dispositions	(12,203)	(14,852)
Valuation adjustments	(2,415)	(3,771)
Balance at year end	$ 25,567	$ 37,529

Premises And Equipment (Major C

Premises And Equipment (Major Categories Of Premises And Equipment And Accumulated Depreciation) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 42,321	$ 39,733
Less accumulated depreciation	20,749	19,673
Total premises and equipment, net	21,572	20,060
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	6,308	6,308
Building and improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	21,461	20,202
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 14,552	$ 13,223

Premises And Equipment (Narrati

Premises And Equipment (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Depreciation expense	$ 1,076	$ 1,074	$ 1,161
Building [Member]
Property, Plant and Equipment [Line Items]
Useful life	30 years
Furniture and equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Useful life	3 years
Furniture and equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Useful life	10 years

Goodwill And Other Intangible81

Goodwill And Other Intangible Assets (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Goodwill and Intangible Assets Disclosure [Abstract]
Unidentifiable intangible assets, net carrying amount	$ 0	$ 0
Finite-lived intangible assets, net	1,300	1,500
Amortization expense	200	$ 250	$ 351
Annual amortization, 2016	200
Annual amortization, 2017	200
Annual amortization, 2018	200
Annual amortization, 2019	200
Annual amortization, 2020	$ 200

Goodwill And Other Intangible82

Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Goodwill [Roll Forward]
Beginning balance	$ 6,198
Acquired goodwill, net	0
Ending balance	6,198
Community Banking [Member]
Goodwill [Roll Forward]
Beginning balance	1,488
Acquired goodwill, net	0
Ending balance	1,488
Insurance Services [Member]
Goodwill [Roll Forward]
Beginning balance	4,710
Acquired goodwill, net	0
Ending balance	$ 4,710

Goodwill And Other Intangible83

Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Unidentifiable intangible assets [Abstract]
Gross carrying amount	$ 2,268	$ 2,268
Less: accumulated amortization	2,268	2,268
Net carrying amount	0	0
Identifiable intangible assets [Abstract]
Gross carrying amount	3,000	3,000
Less: accumulated amortization	1,700	1,500
Net carrying amount	1,300	1,500
Community Banking [Member]
Unidentifiable intangible assets [Abstract]
Gross carrying amount	2,268	2,268
Less: accumulated amortization	2,268	2,268
Net carrying amount	0	0
Identifiable intangible assets [Abstract]
Gross carrying amount	0	0
Less: accumulated amortization	0	0
Net carrying amount	0	0
Insurance Services [Member]
Unidentifiable intangible assets [Abstract]
Gross carrying amount	0	0
Less: accumulated amortization	0	0
Net carrying amount	0	0
Identifiable intangible assets [Abstract]
Gross carrying amount	3,000	3,000
Less: accumulated amortization	1,700	1,500
Net carrying amount	$ 1,300	$ 1,500

Deposits (Summary Of Interest B

Deposits (Summary Of Interest Bearing Deposits By Type) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Demand deposits, interest bearing	$ 215,721	$ 204,030
Savings deposits	266,825	253,578
Time deposits	465,153	488,279
Total	$ 947,699	$ 945,887

Deposits (Summary Of Scheduled

Deposits (Summary Of Scheduled Maturities For All Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
2,016	$ 219,703
2,017	74,574
2,018	64,684
2,019	35,320
2,020	34,628
Thereafter	36,244
Total	$ 465,153	$ 488,279

Deposits (Summary Of Maturity D

Deposits (Summary Of Maturity Distribution Of All Certificates Of Deposit) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Three months or less	$ 46,343
Three through six months	53,533
Six through twelve months	54,127
Over twelve months	188,670
Total	$ 342,673	$ 359,216
Three months or less, percentage	13.50%
Three through six months, percentage	15.60%
Six through twelve months, percentage	15.80%
Over twelve months, percentage	55.10%
Total, percentage	100.00%

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Time Deposits in denominations that meet or exceed the FDIC Insurance limit	$ 154,500
Time deposits acquired through a third party (brokered deposits)	126,500	$ 146,900
Time Deposits, $100,000 or More	342,673	359,216
Related party deposit liabilities	$ 21,200	$ 21,400

Borrowed Funds (Narrative) (Det

Borrowed Funds (Narrative) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)institiution	Dec. 31, 2014institiution
Debt Instrument [Line Items]
Reverse Repurchase Agreements, Number of Unaffiliated Institutions | institiution	2	2
Subsidiaries [Member]
Debt Instrument [Line Items]
Additional borrowings available from the FHLB	$ 377.8
Line of Credit [Member]
Debt Instrument [Line Items]
Line of credit	6
Line of Credit [Member] | Federal Reserve Bank Advances [Member]
Debt Instrument [Line Items]
Line of credit	$ 92

Borrowed Funds (Short-term Borr

Borrowed Funds (Short-term Borrowings) (Narrative) (Details) $ in Millions	Dec. 31, 2015USD ($)
Debt Disclosure [Abstract]
Borrowing availability through credit lines and Federal funds purchased agreements	$ 98

Borrowed Funds (Summary Of Shor

Borrowed Funds (Summary Of Short-Term Borrowings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Balance at December 31	$ 171,394	$ 123,633
Short-term FHLB Advances [Member]
Debt Instrument [Line Items]
Balance at December 31	167,950	120,950
Average balance outstanding for the period	146,412	94,982
Maximum balance outstanding at any month end during period	$ 171,160	$ 136,800
Weighted average interest rate for the period	0.43%	0.31%
Weighted average interest rate for balances outstanding	0.35%	0.31%
Federal Funds Purchased and Lines of Credit [Member]
Debt Instrument [Line Items]
Balance at December 31	$ 3,444	$ 2,683
Average balance outstanding for the period	4,690	5,804
Maximum balance outstanding at any month end during period	$ 7,438	$ 8,976
Weighted average interest rate for the period	0.50%	0.25%
Weighted average interest rate for balances outstanding	0.26%	0.25%

Borrowed Funds (Long-term Borro

Borrowed Funds (Long-term Borrowings) (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)institiution	Dec. 31, 2014USD ($)institiution	Dec. 31, 2008
Debt Disclosure [Abstract]
Reverse Repurchase Agreements, Number of Unaffiliated Institutions | institiution	2	2
Basis spread on variable rate	0.50%		2.75%
Long-term borrowings | $	$ 75,581	$ 77,490
Average interest rate paid on long-term borrowings	4.39%	4.16%

Borrowed Funds (Summary Of Long

Borrowed Funds (Summary Of Long-Term Borrowings) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
Long-term FHLB advances	$ 873	$ 977
Long-term reverse repurchase agreements	72,000	72,000
Term loans	2,708	4,513
Total	$ 75,581	$ 77,490

Borrowed Funds Borrowed Funds (

Borrowed Funds Borrowed Funds (Subordinated Debentures) (Narrative) (Details)	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2009USD ($)loanparty	Dec. 31, 2008USD ($)	Dec. 31, 2014USD ($)
Debt Instrument [Line Items]
Subordinated debentures	$ 0	$ 6,800,000	$ 10,000,000	$ 16,800,000
Tier 2 capital	5 years
Tier 2 capital decrease each year until maturity	20.00%
Number of unrelated parties | party		2
Number of issuances | loan		3
Interest rate		10.00%
Number of years subordinated borrowing is not pre-payable		5 years
Term of subordinated borrowing		10 years	7 years 6 months
Basis spread on variable rate	0.50%		2.75%
Prepaid subordinated debt	$ 16,800,000
Director [Member]
Debt Instrument [Line Items]
Subordinated debentures		$ 5,000,000
Unrelated Party One [Member]
Debt Instrument [Line Items]
Subordinated debentures		1,000,000
Unrelated Party Two [Member]
Debt Instrument [Line Items]
Subordinated debentures		$ 800,000

Borrowed Funds (Subordinated De

Borrowed Funds (Subordinated Debentures Owed to Unconsolidated Subsidiary Trusts) (Narrative) (Details) $ in Thousands	1 Months Ended			12 Months Ended
	Dec. 31, 2005USD ($)	Mar. 31, 2004USD ($)	Oct. 31, 2002USD ($)	Dec. 31, 2015USD ($)trust	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2008
Debt Instrument [Line Items]
Number of Statutory Business Trusts | trust				3
Subordinated debentures owed to unconsolidated subsidiary trusts				$ 19,589	$ 19,589
Ownership percentage				100.00%
Net proceeds from issuance of common stock				$ 4,704	$ 7,822	$ 0
Basis spread on variable rate				0.50%			2.75%
Trust preferred securities limited to tier one capital elements, Nnt of goodwill				25.00%
Sfg Capital Trust I [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity			$ 3,500
Net proceeds from issuance of common stock			109
Payments to acquire investments			$ 3,610
Basis spread on variable rate			3.45%
Sfg Capital Trust Ii [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity		$ 7,500
Net proceeds from issuance of common stock		232
Payments to acquire investments		$ 7,730
Basis spread on variable rate		2.80%
Sfg Capital Trust Iii [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity	$ 8,000
Net proceeds from issuance of common stock	248
Payments to acquire investments	$ 8,250
Basis spread on variable rate	1.45%

Borrowed Funds (Summary Of The

Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Total	$ 75,581	$ 77,490
Long-term borrowings [Member]
2,016	28,911
2,017	919
2,018	45,017
2,019	18
2,020	18
Thereafter	698
Total	75,581
Subordinated debentures owed to unconsolidated subsidiary trusts [Member]
2,016	0
2,017	0
2,018	0
2,019	0
2,020	0
Thereafter	19,589
Total	$ 19,589

Derivative Financial Instrume96

Derivative Financial Instruments Derivative Financial Instruments (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)contract
Cash Flow Hedging [Member]
Derivative [Line Items]
Number of instruments held | contract	3
Forward Contracts [Member] | Effective July 18, 2016 [Member]
Derivative [Line Items]
Derivative, notional amount	$ 40,000
Cash flow hedges, notional amount	$ 40,000
Swaption interest rate	2.98%
Term of contract	3 years
Forward Contracts [Member] | Effective April 18, 2016 [Member]
Derivative [Line Items]
Derivative, notional amount	$ 30,000
Cash flow hedges, notional amount	$ 30,000
Swaption interest rate	2.89%
Term of contract	4 years 6 months
Forward Contracts [Member] | Effective October 18, 2016 [Member]
Derivative [Line Items]
Derivative, notional amount	$ 40,000
Cash flow hedges, notional amount	$ 40,000
Swaption interest rate	2.841%
Term of contract	3 years
Fair Value Hedging [Member]
Derivative [Line Items]
Number of instruments held | contract	2
Fair Value Hedging [Member] | Commercial Loan [Member] | Interest Rate Swap [Member]
Derivative [Line Items]
Derivative, notional amount	$ 21,250
Fair Value Hedging [Member] | Commercial Loan [Member] | Interest Rate Swap [Member] | Effective January 15, 2015 [Member]
Derivative [Line Items]
Derivative, notional amount	$ 9,950
Swaption interest rate	4.33%
Term of contract	10 years
Fair Value Hedging [Member] | Commercial Loan [Member] | Interest Rate Swap [Member] | Effective December 18, 2015 [Member]
Derivative [Line Items]
Derivative, notional amount	$ 11,300
Swaption interest rate	4.30%
Term of contract	10 years

Derivative Financial Instrume97

Derivative Financial Instruments (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Long-term Debt [Member] | Cash Flow Hedging [Member]
Derivative [Line Items]
Derivative, notional amount	$ 110,000	$ 110,000
Fair Value Hedge Assets	0	0
Fair Value Hedge Liabilities	5,071	2,911
Gain (Loss) on Fair Value Hedge Ineffectiveness, Net	0	$ 0
Commercial Loan [Member] | Fair Value Hedging [Member]
Derivative [Line Items]
Derivative, notional amount	21,250
Fair Value Hedge Assets	94
Fair Value Hedge Liabilities	95
Gain (Loss) on Fair Value Hedge Ineffectiveness, Net	$ 0

Income Taxes (Schedule of Compo

Income Taxes (Schedule of Components of Applicable Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current
Federal	$ 6,219	$ 3,380	$ 861
State	484	294	41
Total Current	6,703	3,674	902
Deferred
Federal	165	920	1,587
State	25	84	199
Total Deferred	190	1,004	1,786
Applicable income taxes	$ 6,893	$ 4,678	$ 2,688

Income Taxes (Reconciliation In

Income Taxes (Reconciliation Income Tax Expense And Statutory Income Tax Rates) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Amount
Computed tax at applicable statutory rate	$ 8,048	$ 5,612	$ 3,765
Tax-exempt interest and dividends, net	(1,047)	(996)	(932)
State income taxes, net of Federal income tax benefit	331	245	156
Other, net	(439)	(183)	(301)
Applicable income taxes	$ 6,893	$ 4,678	$ 2,688
Percent
Computed tax at applicable statutory rate	35.00%	35.00%	35.00%
Tax-exempt interest and dividends, net	(4.00%)	(6.00%)	(9.00%)
State income taxes, net of Federal income tax benefit	1.00%	1.00%	1.00%
Other, net	(2.00%)	(1.00%)	(3.00%)
Applicable income taxes	30.00%	29.00%	24.00%

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets
Allowance for loan losses	$ 4,245	$ 4,128
Depreciation	168	168
Foreclosed properties	4,506	5,197
Deferred compensation	2,554	2,265
Other deferred costs and accrued expenses	387	349
Other-than-temporarily impaired securities	257	257
Net unrealized loss on interest rate swaps	1,876	1,077
NOL and tax credit carryforwards	25	37
Total	14,018	13,478
Deferred tax liabilities
Accretion on tax-exempt securities	3	8
Net unrealized gain on securities available for sale	1,609	2,297
Purchase accounting adjustments and goodwill	743	806
Total	2,355	3,111
Net deferred tax assets	$ 11,663	$ 10,367

Employee Benefits (Narrative) (

Employee Benefits (Narrative) (Details) - USD ($)	Jul. 30, 2015	Jun. 30, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Jul. 21, 2015	May. 31, 2014
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Contributions to the plans			$ 360,000	$ 362,000	$ 354,000
Contributions to the ESOP			$ 429,000	$ 714,000	$ 173,000
Shares owned by ESOP			588,193	321,449
Stock Issued During Period, Shares, Employee Stock Ownership Plan			26,511
Stock Issued During Period, Value, Employee Stock Ownership Plan			$ 312,000
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares			181,822
Common stock, shares authorized			20,000,000	20,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures			166,717	0	0
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Accrued liabilities			$ 4,300,000	$ 3,900,000
2014 LTIP [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common stock, shares authorized							500,000
Summit Financial Group Inc. Employee Stock Ownership Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Stock Issued During Period, Shares, Employee Stock Ownership Plan	225,000
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased	$ 10.80
Stock Issued During Period, Value, Employee Stock Ownership Plan	$ 2,430,000
Employee Stock Ownership Plan (ESOP), Debt Structure, Indirect Loan, Amount						$ 2,250,000
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares						208,333
Stock Appreciation Rights (SARs) [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures		166,717
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		5 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		20.00%
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate			1.96%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate			2.75%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate			61.84%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term			10 years

Employee Benefits (Summary Of A

Employee Benefits (Summary Of Activity In Stock Option Plans) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Options
Outstanding Options, Beginning Balance	157,170	185,410	249,700
Outstanding Options, Granted	166,717	0	0
Outstanding Options, Exercised	(6,560)	(10,160)	(17,800)
Outstanding Options, Forfeited	0	(6,500)	(1,750)
Outstanding Options, Expired	(73,180)	(11,580)	(44,740)
Outstanding Options, Ending Balance	244,147	157,170	185,410
Weighted- Average Exercise Price (WAEP)
Outstanding, Weighted-Average Exercise Price, Beginning Balance	$ 20.43	$ 19.59	$ 18.98
Outstanding, Weighted-Average Exercise Price, Granted	12.01	0	0
Outstanding, Weighted-Average Exercise Price, Exercised	7.87	6.98	5.37
Outstanding, Weighted-Average Exercise Price, Forfeited	0	24.44	19.69
Outstanding, Weighted-Average Exercise Price, Expired	23.67	16.64	21.83
Outstanding, Weighted-Average Exercise Price, Ending Balance	$ 14.05	$ 20.43	$ 19.59
Exercisable Options, Ending Balance	77,430	156,170	182,810
Exercisable Options, Weighted-Average Exercise Price, Ending Balance	$ 18.43	$ 20.54	$ 19.24

Employee Benefits (Other Inform

Employee Benefits (Other Information Regarding Options Outstanding And Exercisable) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / sharesshares
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding, number of shares | shares	244,147
Options Outstanding, WAEP	$ 14.05
Options Outstanding, Aggregate Intrinsic Value | $	$ 103
Options, Exercisable, number of shares | shares	77,430
Options Exercisable, WAEP	$ 18.43
Options Exercisable, Aggregate Intrinsic Value | $	$ 103
2.54 to 6.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise price, Lower	$ 2.54
Range of exercise price, Upper	$ 6
Options Outstanding, number of shares | shares	7,750
Options Outstanding, WAEP	$ 3.75
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	5 years 2 months 5 days
Options Outstanding, Aggregate Intrinsic Value | $	$ 63
Options, Exercisable, number of shares | shares	7,750
Options Exercisable, WAEP	$ 3.75
Options Exercisable, Aggregate Intrinsic Value | $	$ 63
6.01 to 10.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise price, Lower	$ 6.01
Range of exercise price, Upper	$ 10
Options Outstanding, number of shares | shares	12,680
Options Outstanding, WAEP	$ 8.71
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	2 years 7 months 24 days
Options Outstanding, Aggregate Intrinsic Value | $	$ 40
Options, Exercisable, number of shares | shares	12,680
Options Exercisable, WAEP	$ 8.71
Options Exercisable, Aggregate Intrinsic Value | $	$ 40
10.01 to 17.50 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise price, Lower	$ 10.01
Range of exercise price, Upper	$ 17.50
Options Outstanding, number of shares | shares	166,717
Options Outstanding, WAEP	$ 12.01
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	9 years 3 months 26 days
Options Outstanding, Aggregate Intrinsic Value | $	$ 0
Options, Exercisable, number of shares | shares	0
Options Exercisable, WAEP	$ 0
Options Exercisable, Aggregate Intrinsic Value | $	$ 0
17.51 to 20.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise price, Lower	$ 17.51
Range of exercise price, Upper	$ 20
Options Outstanding, number of shares | shares	23,400
Options Outstanding, WAEP	$ 17.80
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	2 years
Options Outstanding, Aggregate Intrinsic Value | $	$ 0
Options, Exercisable, number of shares | shares	23,400
Options Exercisable, WAEP	$ 17.80
Options Exercisable, Aggregate Intrinsic Value | $	$ 0
20.01 to 25.93 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise price, Lower	$ 20.01
Range of exercise price, Upper	$ 25.93
Options Outstanding, number of shares | shares	33,600
Options Outstanding, WAEP	$ 25.93
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	2 years 5 months 9 days
Options Outstanding, Aggregate Intrinsic Value | $	$ 0
Options, Exercisable, number of shares | shares	33,600
Options Exercisable, WAEP	$ 25.93
Options Exercisable, Aggregate Intrinsic Value | $	$ 0

Employee Benefits Employee Stoc

Employee Benefits Employee Stock Ownership Plan (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Employee Stock Ownership Plan [Abstract]
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares	379,860	321,449
Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares	26,511
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares	181,822
Employee Stock Ownership Plan (ESOP), Shares in ESOP	588,193	321,449
Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value	$ 2,160

Commitments and Contingencie105

Commitments and Contingencies (Details) $ in Thousands	Dec. 31, 2015USD ($)
Loss Contingencies [Line Items]
Total unfunded commitments	$ 145,129
Revolving home equity and credit card lines [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	58,008
Construction loans [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	32,044
Other loans [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	49,775
Standby letters of credit [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	$ 5,302

Commitments and Contingencie106

Commitments and Contingencies (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Jul. 25, 2014action
Commitments and Contingencies Disclosure [Abstract]
Aggregate minimum annual rental commitments under operating leases in 2016	$ 256
Aggregate minimum annual rental commitments under operating leases in 2017	215
Net rent expense	$ 285	$ 291	$ 278
Number of causes of action | action				3

Preferred Stock Preferred St107

Preferred Stock Preferred Stock (Details) - USD ($) $ / shares in Units, $ in Millions	Mar. 12, 2015	Dec. 31, 2011	Sep. 30, 2009	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2011
Class of Stock [Line Items]
Threshold trading days			20 days			20 days
Conversion threshold consecutive trading days			30 days			30 days
Series 2009 Preferred Stock [Member]
Class of Stock [Line Items]
Shares issued			3,710	0	3,610
Preferred stock, including additional paid in capital			$ 3.7
Dividend rate	8.00%		8.00%	0.00%	8.00%
Par value	$ 1		$ 1	$ 0	$ 1
Liquidation preference per share	$ 1,000		1,000
Redemption price per share			$ 5.50
Threshold percentage of preferred stock redemption price per share			135.00%
Series 2011 Preferred Stock [Member]
Class of Stock [Line Items]
Shares issued		12,000		0	11,914	12,000
Preferred stock, including additional paid in capital		$ 6				$ 6
Dividend rate	8.00%	8.00%		0.00%	8.00%
Par value	$ 1	$ 1		$ 0	$ 1	$ 1
Liquidation preference per share	$ 500	500				500
Redemption price per share		$ 4				$ 4
Threshold percentage of preferred stock redemption price per share						135.00%
Preferred Non-Convertible Stock [Member]
Class of Stock [Line Items]
Dividend rate				8.00%

Common Stock Issuances (Details

Common Stock Issuances (Details)	Mar. 17, 2015USD ($)shares	Nov. 25, 2014USD ($)shares	Aug. 25, 2014USD ($)closing$ / sharesshares	Dec. 31, 2015USD ($)shares	Dec. 31, 2014USD ($)shares	Dec. 31, 2013USD ($)
Subsidiary or Equity Method Investee [Line Items]
Common stock, shares issued				10,671,744	8,301,746
Number of shares				499,665	819,384
Net proceeds from issuance of common stock | $				$ 4,704,000	$ 7,822,000	$ 0
Private Placement [Member]
Subsidiary or Equity Method Investee [Line Items]
Number of shares authorized to sell			1,057,137
Percent of outstanding common stock			9.90%
Share price | $ / shares			$ 9.75
Number of closings | closing			2
Number of shares	237,753	819,384
Aggregate price | $	$ 2,318,092	$ 7,988,994
Dividend rate	8.00%
Rights Offering [Member]
Subsidiary or Equity Method Investee [Line Items]
Number of shares authorized to sell			256,410
Common stock, shares issued			256,167
Share price | $ / shares			$ 9.75
Net proceeds from issuance of common stock | $			$ 2,500,000

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Required reserve balance		$ 629,000
Scenario, Forecast [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Available for Dividend Distribution without Affecting Capital Adequacy Requirements	$ 12,800,000

Regulatory Matters (Summary Of

Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Summit [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Common Equity	$ 137,849
Tier One Common Equity to Risk Weighted Assets	11.80%
Tier One Common Equity Required for Capital Adequacy	$ 81,775
Tier One Common Equity Required for Capital Adequacy to Risk Weighted Assets	7.00%
Tier One Common Equity Required to be Well Capitalized	$ 75,934
Tier One Common Equity Required to be Well Capitalized to Risk Weighted Assets	6.50%
Total Capital (to risk weighted assets), Actual Amount	$ 168,321	$ 158,196
Total Capital (to risk weighted assets), Actual Ratio	14.40%	14.90%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 122,734	$ 84,937
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	10.50%	8.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 116,890	$ 106,172
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets ), Actual Amount	$ 156,849	$ 141,589
Tier I Capital (to risk weighted assets), Actual Ratio	13.40%	13.30%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 99,494	$ 42,583
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.50%	4.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 93,641	$ 63,875
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier I Capital (to average assets), Actual Amount	$ 156,849	$ 141,589
Tier I Capital (to average assets), Actual Ratio	10.70%	9.90%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	$ 58,635	$ 57,208
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 73,294	$ 71,510
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Summit Community [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Common Equity	$ 158,081
Tier One Common Equity to Risk Weighted Assets	13.60%
Tier One Common Equity Required for Capital Adequacy	$ 81,365
Tier One Common Equity Required for Capital Adequacy to Risk Weighted Assets	7.00%
Tier One Common Equity Required to be Well Capitalized	$ 75,553
Tier One Common Equity Required to be Well Capitalized to Risk Weighted Assets	6.50%
Total Capital (to risk weighted assets), Actual Amount	$ 169,553	$ 161,820
Total Capital (to risk weighted assets), Actual Ratio	14.50%	15.30%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 122,780	$ 84,612
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	10.50%	8.00%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 116,933	$ 105,765
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to risk weighted assets ), Actual Amount	$ 158,081	$ 150,653
Tier I Capital (to risk weighted assets), Actual Ratio	13.60%	14.20%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 98,801	$ 42,437
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.50%	4.00%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 92,989	$ 63,656
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Tier I Capital (to average assets), Actual Amount	$ 158,081	$ 150,653
Tier I Capital (to average assets), Actual Ratio	10.80%	10.60%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	$ 58,549	$ 56,850
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 73,186	$ 71,063
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Segment Information Segment Inf

Segment Information Segment Information (Narrative) (Details)	12 Months Ended
	Dec. 31, 2015segmentoffice
Segment Reporting Information [Line Items]
Number of business segments | segment	2
Insurance and Financial Services Segment [Member]
Segment Reporting Information [Line Items]
Number of Insurance Agency Offices | office	3

Segment Information (Schedule O

Segment Information (Schedule Of Segment Information) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Net interest income	$ 11,733	$ 11,305	$ 11,458	$ 11,520	$ 10,951	$ 11,077	$ 10,320	$ 10,038	$ 46,016	$ 42,385	$ 38,803
Provision for loan losses									1,250	2,250	4,500
Net interest income after provision for loan losses									44,766	40,135	34,303
Other income									11,861	11,223	11,209
Other expenses									33,632	35,324	34,756
Income before income taxes									22,995	16,034	10,756
Income tax expense (benefit)									6,893	4,678	2,688
Net Income	4,146	3,661	4,010	4,285	3,199	3,336	2,432	2,389	16,102	11,356	8,068
Dividends on preferred shares									0	771	775
Net income (loss) applicable to common shares	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,008	$ 3,143	$ 2,239	$ 2,195	16,102	10,585	7,293
Inter-segment revenue (expense)									0	0	0
Average assets									1,466,587	1,420,002	1,382,956
Community Banking [Member]
Segment Reporting Information [Line Items]
Net interest income									46,744	44,209	40,725
Provision for loan losses									1,250	2,250	4,500
Net interest income after provision for loan losses									45,494	41,959	36,225
Other income									7,324	6,299	6,375
Other expenses									28,060	30,579	29,534
Income before income taxes									24,758	17,679	13,066
Income tax expense (benefit)									7,542	5,191	3,490
Net Income									17,216	12,488	9,576
Dividends on preferred shares									0	0	0
Net income (loss) applicable to common shares									17,216	12,488	9,576
Inter-segment revenue (expense)									(1,047)	(1,071)	(979)
Average assets									1,496,396	1,466,521	1,431,131
Insurance Services [Member]
Segment Reporting Information [Line Items]
Net interest income									0	0	0
Provision for loan losses									0	0	0
Net interest income after provision for loan losses									0	0	0
Other income									4,537	4,882	4,834
Other expenses									4,315	4,188	4,592
Income before income taxes									222	694	242
Income tax expense (benefit)									43	226	92
Net Income									179	468	150
Dividends on preferred shares									0	0	0
Net income (loss) applicable to common shares									179	468	150
Inter-segment revenue (expense)									(86)	(118)	(108)
Average assets									5,923	6,130	6,176
Parent [Member]
Segment Reporting Information [Line Items]
Net interest income									(728)	(1,824)	(1,922)
Provision for loan losses									0	0	0
Net interest income after provision for loan losses									(728)	(1,824)	(1,922)
Other income									1,133	1,231	1,087
Other expenses									2,390	1,746	1,717
Income before income taxes									(1,985)	(2,339)	(2,552)
Income tax expense (benefit)									(692)	(739)	(894)
Net Income									(1,293)	(1,600)	(1,658)
Dividends on preferred shares									0	771	775
Net income (loss) applicable to common shares									(1,293)	(2,371)	(2,433)
Inter-segment revenue (expense)									1,133	1,189	1,087
Average assets									167,839	164,769	157,249
Intersegment Elimination [Member]
Segment Reporting Information [Line Items]
Net interest income									0	0	0
Provision for loan losses									0	0	0
Net interest income after provision for loan losses									0	0	0
Other income									(1,133)	(1,189)	(1,087)
Other expenses									(1,133)	(1,189)	(1,087)
Income before income taxes									0	0	0
Income tax expense (benefit)									0	0	0
Net Income									0	0	0
Dividends on preferred shares									0	0	0
Net income (loss) applicable to common shares									0	0	0
Inter-segment revenue (expense)									0	0	0
Average assets									$ (203,571)	$ (217,418)	$ (211,600)

Earnings Per Share (Computation

Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Line Items]
Net income	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,199	$ 3,336	$ 2,432	$ 2,389	$ 16,102	$ 11,356	$ 8,068
Less preferred stock dividends									0	(771)	(775)
Net income (loss) applicable to common shares	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,008	$ 3,143	$ 2,239	$ 2,195	$ 16,102	$ 10,585	$ 7,293
Basic EPS, Common Shares (Denominator) (in shares)									10,295,434	7,539,444	7,442,689
Basic EPS (in dollars per share)	$ 0.39	$ 0.34	$ 0.38	$ 0.49	$ 0.39	$ 0.42	$ 0.30	$ 0.29	$ 1.56	$ 1.40	$ 0.98
Diluted EPS, Stock options, Common Shares (Denominator) (in shares)									8,353	9,381	7,532
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements									0
Diluted EPS, Income (Numerator)									$ 16,102	$ 11,356	$ 8,068
Diluted EPS, Common Shares (Denominator) (in shares)									10,715,275	9,711,561	9,621,504
Diluted EPS (in dollars per share)	$ 0.39	$ 0.34	$ 0.38	$ 0.41	$ 0.32	$ 0.35	$ 0.25	$ 0.25	$ 1.50	$ 1.17	$ 0.84
Series 2011 Preferred Stock [Member]
Earnings Per Share [Line Items]
Diluted EPS, convertible preferred stock dividend, Income (Numerator)									$ 0	$ 476	$ 478
Diluted EPS, convertible preferred stock, Common Shares (Denominator) (in shares)									285,610	1,489,735	1,496,738
Series 2009 Preferred Stock [Member]
Earnings Per Share [Line Items]
Diluted EPS, convertible preferred stock dividend, Income (Numerator)									$ 0	$ 295	$ 297
Diluted EPS, convertible preferred stock, Common Shares (Denominator) (in shares)									125,878	673,001	674,545

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	57,000	128,900	165,460
Stock Appreciation Rights (SARs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	166,717

Condensed Financial Statemen115

Condensed Financial Statements Of Parent Company (Balance Sheets) (Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2009	Dec. 31, 2008
Condensed Financial Statements, Captions [Line Items]
Securities available for sale	$ 280,792,000	$ 282,834,000
Premises and equipment	21,572,000	20,060,000
Other assets	15,178,000	13,847,000
Total assets	1,492,429,000	1,443,568,000
Long-term borrowings	75,581,000	77,490,000
Subordinated debentures	0	16,800,000			$ 6,800,000	$ 10,000,000
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589,000	19,589,000
Other liabilities	15,412,000	13,098,000
Total liabilities	1,348,685,000	1,311,924,000
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued 2015 - 10,671,744 shares; 2014 - 8,301,746 shares	45,741,000	32,670,000
Unearned ESOP Shares	(1,964,000)	0
Retained earnings	100,423,000	87,719,000
Accumulated other comprehensive income	(456,000)	2,072,000
Total shareholders' equity	143,744,000	131,644,000	$ 111,072,000	$ 108,555,000
Total liabilities and shareholders' equity	1,492,429,000	1,443,568,000
Series 2009 Preferred Stock [Member]
Condensed Financial Statements, Captions [Line Items]
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	0	3,419,000
Total shareholders' equity	0	3,419,000	3,519,000	3,519,000
Series 2011 Preferred Stock [Member]
Condensed Financial Statements, Captions [Line Items]
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	0	5,764,000
Total shareholders' equity	0	5,764,000	5,776,000	5,807,000
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Cash	1,984,000	13,115,000	$ 5,278,000	$ 5,495,000
Investment in subsidiaries, eliminated in consolidation	164,787,000	159,839,000
Securities available for sale	166,000	102,000
Premises and equipment	81,000	65,000
Other assets	1,677,000	1,641,000
Total assets	168,695,000	174,762,000
Long-term borrowings	2,708,000	4,513,000
Subordinated debentures	0	16,800,000
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589,000	19,589,000
Other liabilities	2,654,000	2,216,000
Total liabilities	24,951,000	43,118,000
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued 2015 - 10,671,744 shares; 2014 - 8,301,746 shares	45,741,000	32,670,000
Unearned ESOP Shares	(1,964,000)
Retained earnings	100,423,000	87,719,000
Accumulated other comprehensive income	(456,000)	2,072,000
Total shareholders' equity	143,744,000	131,644,000
Total liabilities and shareholders' equity	168,695,000	174,762,000
Parent Company [Member] | Series 2009 Preferred Stock [Member]
Condensed Financial Statements, Captions [Line Items]
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	0	3,419,000
Parent Company [Member] | Series 2011 Preferred Stock [Member]
Condensed Financial Statements, Captions [Line Items]
Preferred stock and related surplus - authorized 250,000 shares; Series 2009, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 3,610 shares; 2013 - 3,710 shares and Series 2011, 8% Non-cumulative convertible preferred stock, par value $1.00; issued 2014 - 11,914; 2013 - 11,938 shares	$ 0	$ 5,764,000

Condensed Financial Statemen116

Condensed Financial Statements Of Parent Company (Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Realized securities gains									$ 1,444	$ 213	$ 240
Interest expense									12,867	15,241	18,477
Income before income taxes									22,995	16,034	10,756
Income tax expense									6,893	4,678	2,688
Net Income	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,199	$ 3,336	$ 2,432	$ 2,389	16,102	11,356	8,068
Dividends on preferred shares									0	771	775
Net income (loss) applicable to common shares	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,008	$ 3,143	$ 2,239	$ 2,195	16,102	10,585	7,293
Parent Company [Member]
Dividends from subsidiaries									10,000	6,500	2,500
Other dividends and interest income									19	22	26
Realized securities gains									0	41	0
Management and service fees from subsidiaries									1,133	1,189	1,087
Total income									11,152	7,752	3,613
Interest expense									747	1,845	1,948
Operating expenses									2,390	1,746	1,717
Total expenses									3,137	3,591	3,665
Income before income taxes									8,015	4,161	(52)
Income tax expense									(692)	(739)	(894)
Income before equity in undistributed income of subsidiaries									8,707	4,900	842
Equity in (distributed) undistributed income of subsidiaries									7,395	6,456	7,226
Net Income									16,102	11,356	8,068
Dividends on preferred shares									0	771	775
Net income (loss) applicable to common shares									$ 16,102	$ 10,585	$ 7,293

Condensed Financial Statemen117

Condensed Financial Statements Of Parent Company (Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,199	$ 3,336	$ 2,432	$ 2,389	$ 16,102	$ 11,356	$ 8,068
Adjustments to reconcile net earnings to net cash
Deferred tax expense (benefit)									190	1,004	1,786
Depreciation									1,076	1,074	1,161
Other-than-temporary impairment of securities									0	1	118
Realized securities gains									(1,444)	(213)	(240)
Stock compensation expense									151	1	2
(Increase) decrease in cash surrender value of bank owned life insurance									1,032	1,088	1,058
(Increase) decrease in other assets									(1,077)	(55)	2,494
Increase (decrease) in other liabilities									657	1,520	860
Net cash provided by operating activities									23,648	25,602	28,167
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sales of securities available for sale									69,632	80,914	54,340
Principal payments received on securities available for sale									38,502	34,390	62,179
Purchase of available for sale securities									(113,677)	(111,438)	(137,755)
Purchases of premises and equipment									(2,588)	(511)	(677)
Net cash provided by (used in) investing activities									(58,989)	(64,333)	(26,207)
CASH FLOWS FROM FINANCING ACTIVITIES
Dividends paid on preferred stock									(191)	(774)	(776)
Payments of Ordinary Dividends, Common Stock									(3,330)	0	0
Exercise of stock options									51	71	96
Proceeds from long-term borrowings									0	0	3,454
Repayment of long-term borrowings									(1,909)	(86,027)	(43,251)
Repayments of Subordinated Debt									(16,800)	0	0
Payments for Repurchase of Common Stock									(1,080)	0	0
Origination of Loans to Employee Stock Ownership Plans									(2,250)
Net proceeds from issuance of common stock									4,704	7,822	0
Net cash provided by (used in) financing activities									32,318	39,459	(4,980)
Supplemental Disclosures of Cash Flow Information
Interest									12,854	15,862	18,920
Parent Company [Member]
CASH FLOWS FROM OPERATING ACTIVITIES
Net income									16,102	11,356	8,068
Adjustments to reconcile net earnings to net cash
Equity in (undistributed) distributed net income of subsidiaries									(7,395)	(6,456)	(7,226)
Deferred tax expense (benefit)									(42)	46	(107)
Depreciation									30	23	2
Realized securities gains									0	(41)	0
Stock compensation expense									72	1	2
(Increase) decrease in cash surrender value of bank owned life insurance									4	1	(5)
(Increase) decrease in other assets									5	19	15
Increase (decrease) in other liabilities									943	57	(738)
Net cash provided by operating activities									9,719	5,006	11
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sales of securities available for sale									0	112	0
Principal payments received on securities available for sale									0	8	440
Purchase of available for sale securities									(70)	0	(199)
Purchases of premises and equipment									(46)	(6)	(84)
Net cash provided by (used in) investing activities									(116)	114	157
CASH FLOWS FROM FINANCING ACTIVITIES
Dividends paid on preferred stock									(191)	(774)	(776)
Payments of Ordinary Dividends, Common Stock									(3,330)	0	0
Exercise of stock options									51	71	96
Proceeds from long-term borrowings									0	0	3,454
Repayment of long-term borrowings									(1,838)	(4,402)	(3,159)
Repayments of Subordinated Debt									(16,800)	0	0
Payments for Repurchase of Common Stock									(1,080)	0	0
Origination of Loans to Employee Stock Ownership Plans									(2,250)
Net proceeds from issuance of common stock									4,704	7,822	0
Net cash provided by (used in) financing activities									(20,734)	2,717	(385)
Increase (decrease) in cash									(11,131)	7,837	(217)
Cash, Beginning Balance				$ 13,115				$ 5,278	13,115	5,278	5,495
Cash, Ending Balance	$ 1,984				$ 13,115				1,984	13,115	5,278
Supplemental Disclosures of Cash Flow Information
Interest									$ 761	$ 1,909	$ 1,942

Condensed Financial Statemen118

Condensed Financial Statements Of Parent Company Condensed Financial Statements of Parent Company (Narrative) (Details) - $ / shares	Mar. 12, 2015	Dec. 31, 2011	Sep. 30, 2009	Dec. 31, 2015	Dec. 31, 2014
Preferred stock, shares authorized				0	250,000
Common stock, par value				$ 2.50	$ 2.50
Common stock, shares authorized				20,000,000	20,000,000
Common stock, shares issued				10,671,744	8,301,746
Common stock, shares outstanding				10,671,744	8,301,746
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares				181,822
Series 2009 Preferred Stock [Member]
Preferred stock, par value	$ 1		$ 1	$ 0	$ 1
Preferred stock, shares issued			3,710	0	3,610
Preferred stock, dividend rate	8.00%		8.00%	0.00%	8.00%
Series 2011 Preferred Stock [Member]
Preferred stock, par value	$ 1	$ 1		$ 0	$ 1
Preferred stock, shares issued		12,000		0	11,914
Preferred stock, dividend rate	8.00%	8.00%		0.00%	8.00%

Quarterly Financial Data (Un119

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Data [Abstract]
Interest income	$ 14,951	$ 14,531	$ 14,658	$ 14,743	$ 14,452	$ 14,760	$ 14,344	$ 14,070	$ 58,883	$ 57,626	$ 57,280
Net interest income	11,733	11,305	11,458	11,520	10,951	11,077	10,320	10,038	46,016	42,385	38,803
Net income	4,146	3,661	4,010	4,285	3,199	3,336	2,432	2,389	16,102	11,356	8,068
Net income applicable to common shares	$ 4,146	$ 3,661	$ 4,010	$ 4,285	$ 3,008	$ 3,143	$ 2,239	$ 2,195	$ 16,102	$ 10,585	$ 7,293
Basic earnings per share	$ 0.39	$ 0.34	$ 0.38	$ 0.49	$ 0.39	$ 0.42	$ 0.30	$ 0.29	$ 1.56	$ 1.40	$ 0.98
Diluted earnings per share	$ 0.39	$ 0.34	$ 0.38	$ 0.41	$ 0.32	$ 0.35	$ 0.25	$ 0.25	$ 1.50	$ 1.17	$ 0.84