Summit Financial (SMMF) 10-K 6 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2019	Feb. 28, 2020	Jun. 30, 2019
Document And Entity Information
Entity Registrant Name	SUMMIT FINANCIAL GROUP INC
Entity Central Index Key	0000811808
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		13,044,641
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 290,620,000

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 28,137	$ 23,061
Interest bearing deposits with other banks	33,751	36,479
Cash and cash equivalents	61,888	59,540
Debt Securities, Available-for-sale	276,355	293,147
Other investments	12,972	16,635
Loans held for sale, net	1,319	400
Loans and Leases Receivable, Net of Deferred Income	1,913,499	1,695,052
Loans and Leases Receivable, Allowance	(13,074)	(13,047)
Loans, net	1,900,425	1,682,005
Property held for sale	19,276	21,432
Premises and equipment, net	44,168	37,553
Accrued interest receivable	8,439	8,708
Intangible assets	23,022	25,842
Cash surrender value of life insurance policies	43,603	42,386
Other assets	12,025	12,938
Total assets	2,403,492	2,200,586
Deposits
Non interest bearing	260,553	222,120
Interest bearing	1,652,684	1,412,706
Total deposits	1,913,237	1,634,826
Short-term borrowings	199,345	309,084
Long-term borrowings	717	735
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	22,840	16,522
Total liabilities	2,155,728	1,980,756
Commitments and Contingencies
Shareholders' Equity
Preferred stock, $1.00 par value, authorized 250,000 shares	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2019 - 12,474,641 shares, 2018 - 12,399,887 shares; outstanding: 2019 - 12,408,542 shares, 2018 - 12,312,933 shares	80,084	80,431
Unearned ESOP Shares	(714)	(939)
Retained earnings	165,859	141,354
Accumulated other comprehensive income	2,535	(1,016)
Total shareholders' equity	247,764	219,830
Total liabilities and shareholders' equity	$ 2,403,492	$ 2,200,586

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Preferred stock, shares authorized	250,000	250,000
Preferred stock, par value	$ 1	$ 1
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	12,474,641	12,399,887
Common stock, shares outstanding	12,408,542	12,312,933
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares	66,099	86,954

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest and fees on loans
Taxable	$ 96,500	$ 84,716	$ 74,365
Tax-exempt	615	567	543
Interest and dividends on securities
Interest Income, Securities, Operating, Taxable	6,511	5,341	5,071
Interest Income, Securities, Operating, Tax Exempt	2,850	4,246	3,939
Interest on interest bearing deposits with other banks	595	539	609
Total interest income	107,071	95,409	84,527
Interest expense
Interest on deposits	23,697	17,675	11,210
Interest on short-term borrowings	5,303	5,993	4,473
Interest on long-term borrowings and subordinated debentures	987	1,944	2,697
Total interest expense	29,987	25,612	18,380
Net interest income	77,084	69,797	66,147
Provision for loan losses	1,550	2,250	1,250
Net interest income after provision for loan losses	75,534	67,547	64,897
Other income
Insurance commissions	1,911	4,320	4,005
Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments	1,938	622	(14)
Gain (Loss) on Disposition of Business	1,906	0	0
Bank owned life insurance income	1,044	1,022	1,017
Other	1,210	1,022	750
Total other income	19,203	17,422	14,427
Other expense
Salaries, commissions, and employee benefits	29,066	27,478	25,075
Net occupancy expense	3,417	3,364	3,011
Equipment expense	4,972	4,411	3,954
Professional fees	1,678	1,607	1,367
Marketing and Advertising Expense	698	654	578
Amortization of intangibles	1,701	1,671	1,410
FDIC premiums	88	830	1,065
Bank card expense	1,820	1,475	1,432
Foreclosed properties expense, net of losses	2,498	1,350	1,339
Litigation Settlement	0	0	9,900
Business Combination, Acquisition Related Costs	617	144	1,589
Other	8,599	6,889	7,025
Total other expense	55,154	49,873	57,745
Income before income taxes	39,583	35,096	21,579
Income tax expense	7,717	7,024	9,664
Net Income	31,866	28,072	11,915
Net income (loss) applicable to common shares	$ 31,866	$ 28,072	$ 11,915
Basic earnings per share	$ 2.55	$ 2.27	$ 1
Diluted earnings per share	$ 2.53	$ 2.26	$ 1
Fiduciary and Trust [Member]
Other income
Revenue from Contract with Customer, Including Assessed Tax	$ 2,564	$ 2,653	$ 1,863
Deposit Account [Member]
Other income
Revenue from Contract with Customer, Including Assessed Tax	5,094	4,631	4,109
Credit and Debit Card [Member]
Other income
Revenue from Contract with Customer, Including Assessed Tax	$ 3,536	$ 3,152	$ 2,697

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 31,866	$ 28,072	$ 11,915
Other comprehensive income (loss):
Net unrealized gain (loss) on cashflow hedge of ($268), $1,645, and $2,556 net of deferred taxes of ($64), $395, and $946 for the years ended December 31, 2019, 2018, and 2017 respectfully	(204)	1,250	1,610
Net unrealized gain (loss) on available for sale debt securities of $5,244, ($4,920), and $4,378, net of deferred taxes of $1,258, ($1,181), and $1,620 and reclassification adjustment for net realized gains (losses) included in net income of $1,938, $622, and $521, net of tax of $465, $149, and ($5) for the years ended December 31, 2019, 2018, and 2017, respectfully	3,986	(3,739)	2,758
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax	(91)	(259)	328
Other Comprehensive Income (Loss), Pension Plan, Gain (Loss) Arising During Period, after Tax	(140)	0	0
Other Comprehensive Income (Loss), Net of Tax	3,551	(2,748)	4,696
Total comprehensive income	$ 35,417	$ 25,324	$ 16,611

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net unrealized gain (loss) on cashflow hedge	$ (268)	$ 1,645	$ 2,556
Net unrealized gain (loss) on cashflow hedge, deferred taxes	(64)	395	946
Net unrealized gain (loss) on available for sale debt securities	5,244	(4,920)	4,378
Net unrealized gain (loss) on available for sale debt securities, deferred taxes	1,258	(1,181)	1,620
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax	1,938	622	(14)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	465	149	(5)
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax	(120)	(341)	521
Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax	(29)	(82)	193
Other Comprehensive Income (Loss), Pension Plan, Gain (Loss) Arising During Period, before Tax	(184)	0	0
Other Comprehensive Income (Loss), Pension Plan, Gain (Loss) Arising During Period, Tax	$ (44)	$ 0	$ 0

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock and Related Surplus [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]
Beginning Balance at Dec. 31, 2016	$ 155,360	$ 46,757	$ (1,583)	$ 113,448	$ (3,262)
Comprehensive income:
Net income	11,915			11,915
Other comprehensive income	4,696				4,696
Tax Cuts and Jobs Act of 2017 Reclassification from AOCI to Retained Earnings	0			(298)	298
Exercise of stock options	304	304
Stock compensation expense	385	385
Stock Issued During Period, Value, Employee Stock Ownership Plan	946	515	431
Stock Issued During Period, Value, Acquisitions	32,968	32,968
Stock Issued During Period, Value, Dividend Reinvestment Plan	169	169
Dividends, Common Stock, Cash	(5,238)			(5,238)
Ending Balance at Dec. 31, 2017	201,505	81,098	(1,152)	119,827	1,732
Comprehensive income:
Net income	28,072			28,072
Other comprehensive income	(2,748)				(2,748)
Exercise of stock options	122	122
Stock compensation expense	391	391
Stock Issued During Period, Value, Employee Stock Ownership Plan	485	272	213
Stock Repurchased and Retired During Period, Value	(1,689)	(1,689)
Stock Issued During Period, Value, Dividend Reinvestment Plan	237	237
Dividends, Common Stock, Cash	(6,545)			(6,545)
Ending Balance at Dec. 31, 2018	219,830	80,431	(939)	141,354	(1,016)
Comprehensive income:
Net income	31,866			31,866
Other comprehensive income	3,551				3,551
Exercise of stock options	7	7
Stock compensation expense	590	590
Stock Issued During Period, Value, Employee Stock Ownership Plan	530	305	225
Stock Repurchased and Retired During Period, Value	(10,405)	(10,405)
Stock Issued During Period, Value, Acquisitions	8,918	8,918
Stock Issued During Period, Value, Dividend Reinvestment Plan	238	238
Dividends, Common Stock, Cash	(7,361)			(7,361)
Ending Balance at Dec. 31, 2019	$ 247,764	$ 80,084	$ (714)	$ 165,859	$ 2,535

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Stock Repurchased and Retired During Period, Shares	417,577	82,423	0
Common Stock, Dividends, Per Share, Declared	$ 0.59	$ 0.53	$ 0.44
Common stock issuances from reinvested dividends, number of shares	9,034	10,214	6,950
Stock Issued During Period, Shares, Acquisitions	465,931		1,537,912
Stock Issued During Period, Shares, Employee Stock Ownership Plan	20,855	19,780	39,805
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	17,366	6,800	36,925

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Cash Flows from Operating Activities
Net income	$ 31,866	$ 28,072	$ 11,915
Adjustments to reconcile net earnings to net cash
Depreciation	2,614	2,168	1,887
Provision for loan losses	1,550	2,250	1,250
Stock compensation expense	590	391	385
Deferred income tax expense	103	(349)	4,076
Loans originated for sale	(22,518)	(15,939)	(16,248)
Proceeds from loans sold	22,004	15,834	16,747
Gain (Loss) on Sales of Loans, Net	(405)	(295)	(323)
Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments	1,938	622	(14)
Loss on disposal of assets	(236)	74	(133)
Gain (Loss) on Disposition of Business	(1,906)	0	0
Write down of foreclosed properties	2,075	776	885
Amortization of securities premiums (accretion of discounts), net	2,263	3,412	4,190
Amortization (accretion) related to acquisitions, net	(998)	(580)	(1,051)
Amortization of intangibles	1,701	1,671	1,410
Increase in cash surrender value of bank owned life insurance	(1,148)	(1,028)	(707)
Decrease in accrued interest receivable	699	(378)	(1,102)
(Increase) decrease in other assets	133	(320)	668
Increase (decrease) in other liabilities	4,478	3,384	510
Net cash provided by operating activities	40,927	38,521	24,373
Cash Flows from Investing Activities
Proceeds from maturities and calls of securities available for sale	1,871	1,145	2,700
Proceeds from Sale of Debt Securities, Available-for-sale	142,423	107,559	152,882
Principal payments received on securities available for sale	22,870	24,814	31,902
Payments to Acquire Debt Securities, Available-for-sale	90,341	105,789	148,174
Purchases of other investments	(18,228)	(14,550)	(18,604)
Redemption of Federal Home Loan Bank Stock	21,412	11,717	15,932
Net principal payments received on loans	(181,615)	(92,189)	(61,104)
Purchases of premises and equipment	(9,218)	(5,545)	(6,185)
Proceeds from disposal of premises and equipment	860	42	0
Improvements to property held for sale	(512)	(1,304)	(316)
Proceeds from sales of other repossessed assets & property held for sale	5,271	2,365	5,883
Proceeds from Divestiture of Businesses	7,117	0	0
Cash Acquired from Acquisition	20,589	0	39,053
Payment to Acquire Life Insurance Policy, Investing Activities	69	0	0
Net cash provided by (used in) investing activities	(77,570)	(71,735)	13,969
Cash Flows from Financing Activities
Net increase in demand deposit, NOW and savings accounts	204,757	43,282	48
Net decrease in time deposits	(38,409)	(8,853)	(45,261)
Net increase in short-term borrowings	(109,739)	58,585	18,729
Repayment of long-term borrowings	(18)	(45,016)	(918)
Proceeds from issuance of common stock, net of issuance costs	159	237	10
Payments for Repurchase of Common Stock	(10,405)	(1,689)	0
Exercise of stock options	7	122	303
Payments of Ordinary Dividends, Common Stock	(7,361)	(6,545)	(5,238)
Net cash provided by (used in) financing activities	38,991	40,123	(32,327)
Increase in cash and cash equivalents	2,348	6,909	6,015
Cash and cash equivalents:
Beginning	59,540	52,631	46,616
Ending	61,888	59,540	52,631
Cash payments for:
Interest Paid, Excluding Capitalized Interest, Operating Activities	29,855	25,426	18,201
Income taxes	7,850	7,539	5,996
Supplemental Schedule of Noncash Investing and Financing Activities
Other assets acquired in settlement of loans	4,600	1,822	430
Noncash or Part Noncash Acquisition, Value of Assets Acquired	100,377	0	350,894
Noncash or Part Noncash Acquisition, Value of Liabilities Assumed	$ 114,151	$ 0	$ 361,045

Consolidated Statements of Ca_2

Consolidated Statements of Cash Flows Consolidated Statements of Cash Flows (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2017
Statement of Cash Flows [Abstract]
Payments to Acquire Businesses, Gross	$ 12,740	$ 14,989

Basis of Presentation

Basis of Presentation	12 Months Ended
	Dec. 31, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	BASIS OF PRESENTATION We are a financial holding company headquartered in Moorefield, West Virginia. We offer community banking and trust and wealth management services through our community bank subsidiary, Summit Community Bank (“Summit Community”). We provide commercial and retail banking services primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley and Southwestern regions of Virginia. Our accounting and reporting policies conform to accounting principles generally accepted in the United States of America and to general practices within the banking industry. Use of estimates : We must make estimates and assumptions that affect the reported amounts and disclosures in preparing our financial statements in conformity with accounting principles generally accepted in the United States of America. Actual results could differ significantly from those estimates. Principles of consolidation : The accompanying consolidated financial statements include the accounts of Summit and its wholly-owned subsidiary. All significant accounts and transactions among these entities have been eliminated. Comprehensive income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale, cash flow hedges, other post-retirement benefits and pension plans, which are recognized as separate components of equity. Cash and cash equivalents: Cash and cash equivalents includes cash on hand, amounts due from banks (including cash items in process of clearing), interest bearing deposits with other banks and federal funds sold. Loans held for sale : Loans held for sale are valued at the lower of aggregate carrying cost or fair value. Gains or losses realized on the sales of loans are recognized in other income at the time of sale. Cash surrender value of life insurance policies: We have purchased life insurance policies on certain employees. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Presentation of cash flows : For purposes of reporting, cash flows from demand deposits, NOW accounts, savings accounts and short-term borrowings are reported on a net basis, since their original maturities are less than three months. Cash flows from loans and certificates of deposit and other time deposits are reported net. Advertising: Advertising costs are expensed as incurred. Trust services : Assets held in an agency or fiduciary capacity are not our assets and are not included in the accompanying consolidated balance sheets. Trust services income is recognized on the cash basis in accordance with customary banking practice. Reporting such income on a cash basis does not produce results that are materially different from those that would result from use of the accrual basis. Transfer of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from us, the transferee obtains the right (free of condition that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and we do not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity date. Unconsolidated subsidiary trusts: In accordance with accounting principles generally accepted in the United States, we do not consolidate subsidiary trusts which issue guaranteed preferred beneficial interests in subordinated debentures (Trust Preferred Securities). The Trust Preferred Securities qualify as Tier 1 capital for regulatory purposes. See Note 13 of our Notes to Consolidated Financial Statements for a discussion of our subordinated debentures owed to unconsolidated subsidiary trusts. Significant accounting policies: The following table identifies our other significant accounting policies and the Note and page where a detailed description of each policy can be found. Acquisitions Note 3 Page 54 Fair Value Measurements Note 4 Page 56 Debt Securities Note 5 Page 60 Other Investments Note 6 Page 64 Loans Note 7 Page 64 Allowance for Loan Losses Note 8 Page 73 Property Held for Sale Note 9 Page 76 Premises and Equipment Note 10 Page 76 Goodwill and Other Intangible Assets Note 11 Page 76 Securities Sold Under Agreements to Repurchase Note 13 Page 78 Derivative Financial Instruments Note 14 Page 79 Income Taxes Note 15 Page 81 Employee Benefit Plans Note 16 Page 83 Share-Based Compensation Note 16 Page 83 Earnings Per Share Note 19 Page 87 Accumulated Other Comprehensive Income Note 20 Page 88 Revenue Recognition Note 21 Page 88

Significant New Authoritative A

Significant New Authoritative Accounting Guidance	12 Months Ended
	Dec. 31, 2019
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Significant New Authoritative Accounting Guidance	SIGNIFICANT NEW AUTHORITATIVE ACCOUNTING GUIDANCE Recently Adopted We adopted ASU No. 2016-02, Leases (Topic 842) and its related amendments on its required effective date of January 1, 2019 utilizing the modified retrospective approach. Since there was no net income impact upon adoption of the new guidance, a cumulative effect adjustment to opening retained earnings was not deemed necessary. The impact was insignificant to our consolidated financial position. Total net rent expense included in the accompanying consolidated financial statements was $121,000 in 2019, $305,000 in 2018 and $284,000 in 2017. We adopted ASU No. 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20): Premium Amortization on Purchased Callable Debt Securities on its required effective date of January 1, 2019. This guidance shortens the amortization period for premiums on certain callable debt securities to the earliest call date (with an explicit, noncontingent call feature that is callable at a fixed price and on a preset date), rather than contractual maturity date as currently required under GAAP. The ASU does not impact instruments without preset call dates such as mortgage-backed securities. The adoption of the new pronouncement did not have a significant impact on our consolidated financial statements. Pending Adoption During June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326) - Measurement of Credit Losses on Financial Instruments . This ASU, as amended, among other things, requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. This ASU, as amended, is effective for SEC filers which are not Smaller Reporting Companies for fiscal years and interim periods within those fiscal years, beginning after December 15, 2019. Accordingly, we adopted the guidance on January 1, 2020, whereby we increased the allowances for loan credit losses and unfunded commitments by $8.89 million and recorded a cumulative-effect adjustment to retained earnings of $7.02 million (net of deferred income taxes of $1.87 million ). In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework-Changes to the Disclosure Requirements for Fair Value Measurement . The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. We do not expect the adoption of ASU 2018-13 to have a material impact on our consolidated financial statements. In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740) - Simplifying the Accounting for Income Taxes . The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific exceptions to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For public business entities, the amendments are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. We are currently assessing the impact that ASU 2019-12 will have on our consolidated financial statements. In January 2020, the FASB issued ASU 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. We do not expect the adoption of ASU 2020-01 to have a material impact on our consolidated financial statements.

Acquisitions

Acquisitions	12 Months Ended
	Dec. 31, 2019
Business Combinations [Abstract]
Acquisitions	ACQUISITIONS Cornerstone Financial Services, Inc. On January 1, 2020, Summit Community Bank, Inc., a wholly-owned subsidiary of Summit, acquired 100% of the ownership of Cornerstone Financial Services, Inc. ("Cornerstone") and its subsidiary Cornerstone Bank, Inc., headquartered in West Union, West Virginia, for consideration of 570,000 shares of Summit common stock and $14.25 million cash. With this transaction, Summit expanded its footprint into Doddridge, Harrison, Ritchie and Wood counties of West Virginia. Cornerstone's assets and liabilities approximated $195 million and $176 million , respectively at December 31, 2019 and 2019's total revenues, net of interest expense were $3.3 million and 2019 net income totaled $638,000 . The acquisition will be accounted for using the acquisition method of accounting and is deemed immaterial to our financial statements. The former Cornerstone offices will continue to operate under that name until close of business on Friday, March 20, 2020, and will commence operating under the name Summit Community Bank on Monday, March 23, 2020. Peoples Bankshares, Inc. On January 1, 2019, Summit Community Bank, Inc. acquired 100% of the ownership of Peoples Bankshares, Inc. ("PBI") and its subsidiary First Peoples Bank, Inc., headquartered in Mullens, West Virginia, for consideration of 465,931 shares of Summit common stock and $12.7 million cash. With this transaction, Summit expanded its footprint into Wyoming and Raleigh counties of West Virginia. PBI's assets and liabilities approximated $133 million and $113 million , respectively, at December 31, 2018 and 2018's total revenues, net of interest expense were $3.6 million and 2018 net income totaled $21,000 . The acquisition was deemed immaterial to our financial statements. We accounted for the acquisition using the acquisition method of accounting in accordance with ASC 805, Business Combinations and accordingly, the assets and liabilities of PBI were recorded at their respective acquisition date fair values. Determining the fair value of assets and liabilities, particularly related to the loan portfolio, is a complicated process involving significant judgment regarding methods and assumptions used to calculate the estimated fair values. The fair values are preliminary and subject to refinement for up to one year after the acquisition date as additional information relative to the acquisition date fair values becomes available. We recognized goodwill of $2.10 million in connection with the acquisition (not deductible for income tax purposes), which is not amortized for financial reporting purposes, but is subject to annual impairment testing. The core deposit intangible represents the value of long-term deposit relationships acquired in this transaction and will be amortized over an estimated weighted average life of 15 years using an accelerated method which approximates the estimated run-off of the acquired deposits. The following table details the total consideration paid on January 1, 2019 in connection with the acquisition of PBI, the fair values of the assets acquired and liabilities assumed and the resulting preliminary goodwill. (Dollars in thousands) As Recorded by PBI Estimated Fair Value Adjustments Estimated Fair Values as Recorded by Summit Cash consideration $ 12,740 Stock consideration 8,997 Total consideration 21,737 Identifiable assets acquired: Cash and cash equivalents $ 33,422 $ (93 ) $ 33,329 Securities available for sale, at fair value 55,206 (93 ) 55,113 Loans Purchased performing 42,376 (977 ) 41,399 Purchased credit impaired — — — Allowance for loan losses (410 ) 410 — Premises and equipment 1,382 (567 ) 815 Property held for sale — — — Core deposit intangibles — 2,129 2,129 Other assets 1,110 (100 ) 1,010 Total identifiable assets acquired $ 133,086 $ 709 $ 133,795 Identifiable liabilities assumed: Deposits 112,064 315 112,379 Other liabilities 1,422 353 1,775 Total identifiable liabilities assumed $ 113,486 $ 668 $ 114,154 Net identifiable assets acquired $ 19,600 $ 41 $ 19,641 Goodwill resulting from acquisition $ 2,096 The following is a description of the methods used to determine the fair values of significant assets and liabilities presented above. Cash and cash equivalents: The carrying amount of these assets approximates their fair value based on the short-term nature of these assets, with the exception of certificates of deposits held at other banks, which were adjusted to fair value based upon current interest rates. Securities : Fair values for securities are based on quoted market prices, where available. If quoted market prices are not available, fair value estimates are based on observable inputs including quoted market prices for similar instruments, quoted market prices that are not in an active market or other inputs that are observable in the market. Loans: Fair values for loans are based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, collectibility, fixed or variable interest rate, term of loan, amortization status and current market rates. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. The discount rates used for loans are based on current market rates for new originations of comparable loans and include adjustments for liquidity concerns, if any. Premises and equipment: The fair value of PBI's real property was determined based upon appraisals by licensed appraisers. The fair value of tangible personal property, which is not material, was assumed to equal the carrying value by PBI. Core deposit intangible: This intangible asset represents the value of the relationships with deposit customers. The fair value was estimated based on a discounted cash flow methodology that gave appropriate consideration to expected customer attrition rates, cost of the deposit base, reserve requirements and the net maintenance cost attributable to customer deposits. Deposits: The fair values of the demand and savings deposits by definition equal the amount payable on demand at the acquisition date. The fair values for time deposits are estimated using a discounted cash flow calculation that applies interest rates currently being offered to the contractual interest rates on such time deposits. Loans acquired in a business combination are recorded at estimated fair value on the date of acquisition without the carryover of the related allowance for loan losses. Purchased credit-impaired (PCI) loans are those for which there is evidence of credit deterioration since origination and for which it is probable at the date of acquisition that we will not collect all contractually required principal and interest payments. When determining fair value, PCI loans are identified as of the date of acquisition based upon evidence of credit quality such as internal risk grades and past due and nonaccrual status. The difference between contractually required payments of principal and interest at acquisition and the cash flows expected to be collected at acquisition is accounted for as a"nonaccretable difference," and is available to absorb future credit losses on those loans. For purposes of determining the nonaccretable difference, no prepayments are generally assumed in determining contractually required payments of principal and interest or cash flows expected to be collected. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent significant increases in cash flows may result in a reversal of the provision for loan losses to the extent of prior charges, or a transfer from nonaccretable difference to accretable yield. Further, any excess of cash flows expected at acquisition over the estimated fair value is accounted for as accretable yield and is recognized as interest income over the remaining life of the loan when there is a reasonable expectation about the amount and timing of such cash flows. No acquired PBI loans were designated as PCI loans. Loans not designated PCI loans as of the acquisition date are designated purchased performing loans. We account for purchased performing loans using the contractual cash flows method of recognizing discount accretion based on the acquired loans’ contractual cash flows. Purchased performing loans are recorded at fair value, including a credit discount. The fair value discount is accreted as an adjustment to yield over the estimated lives of the loans. There is no allowance for loan losses established at the acquisition date for purchased performing loans. A provision for loan losses is recorded for any deterioration in these loans subsequent to the acquisition. The following presents the financial effects of adjustments recognized in the statements of income for the years ended December 31, 2019, 2018 and 2017 related to all business combinations. Income increase (decrease) Dollars in thousands 2019 2018 2017 Interest and fees on loans $ 694 $ 386 $ 825 Interest expense on deposits 316 205 237 Amortization of intangibles (1,634 ) (1,471 ) (1,210 ) Income before income tax expense $ (624 ) $ (880 ) $ (148 ) Pending MVB Bank Branches Acquisition On November 22, 2019, Summit announced the signing of a definitive agreement under which Summit Community Bank, Inc. will acquire three MVB Bank locations in Berkeley County, West Virginia and one MVB Bank location in Jefferson County, West Virginia. The transaction is expected to close early second quarter 2020. Summit will assume certain deposits and loans whose balances at December 31, 2019, were approximately $190 million and $40 million , respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements	FAIR VALUE MEASUREMENTS In accordance with ASU 2016-01 - Recognition and measurement of Financial Assets and Financial Liabilities, fair value is based upon the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. A fair value hierarchy is utilized to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The three levels of inputs used to measure fair value are as follows: Level 1 : Quoted prices (unadjusted) or identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active and other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Accordingly, securities available-for-sale and derivative financial instruments are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record other assets at fair value on a nonrecurring basis, such as loans held for sale, property held for sale and impaired loans held for investment. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Following is a description of valuation methodologies used for assets and liabilities recorded at fair value. Cash and Cash Equivalents: The carrying amount of cash and cash equivalents is a reasonable estimate of fair value due to their short term nature. Debt Securities Available for Sale : Debt Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds. Level 2 securities include mortgage-backed securities issued by government sponsored entities, municipal bonds and corporate debt securities. Certain trust preferred securities classified as corporate debt securities are Level 3 due to limited market trades of these classes of securities. Other Investments: The carrying value of other investments, consisting principally of Federal Home Loan Bank stock, is a reasonable estimate of fair value of this stock. This stock is non-transferable and can only be redeemed at its par value by FHLB. Derivative Financial Instruments : Derivative financial instruments are recorded at fair value on a recurring basis. Fair value measurement is based on pricing models run by a third-party, utilizing observable market-based inputs. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. As a result, we classify interest rate swaps as Level 2. Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value. The fair value of loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics. As such, we classify loans subject to nonrecurring fair value adjustments as Level 2. Loans : We do not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan loss is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the original contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the discounted cash flows or collateral value exceeds the recorded investments in such loans. These loans are carried at recorded loan investment and therefore are not included in the following tables of loans measured at fair value. Impaired loans internally graded as substandard or doubtful are evaluated using the fair value of collateral method. All other impaired loans are measured for impairment using the discounted cash flows method. Impaired loans where an allowance is established based on the fair value of collateral are included in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, we record the impaired loan as nonrecurring Level 2. When a current appraised value is not available and there is no observable market price, we record the impaired loan as nonrecurring Level 3. When impaired loans are deemed required to be included in the fair value hierarchy, management immediately begins the process of evaluating the estimated fair value of the underlying collateral to determine if a related specific allowance for loan losses or charge-off is necessary. Current appraisals are ordered once a loan is deemed impaired if the existing appraisal is more than twelve months old, or more frequently if there is known deterioration in value. For recently identified impaired loans, a current appraisal may not be available at the financial statement date. Until the current appraisal is obtained, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the loan’s underlying collateral since the date of the original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar collateral within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends. When a new appraisal is received (which is generally within 3 months of a loan being identified as impaired), management then re-evaluates the fair value of the collateral and adjusts any specific allocated allowance for loan losses, as appropriate. In addition, management also assigns a discount of 7–10% for the estimated costs to sell the collateral. Property Held for Sale: Property held for sale consists of real estate acquired in foreclosure or other settlement of loans. Foreclosed assets are initially recorded at fair value, less estimated selling costs, when acquired establishing a new cost basis. Such assets are carried on the balance sheet at the lower of the investment in the real estate or its fair value less estimated selling costs. The fair value of foreclosed properties is determined on a nonrecurring basis generally utilizing current appraisals performed by an independent, licensed appraiser applying an income or market value approach using observable market data (Level 2). Updated appraisals of foreclosed properties are generally obtained if the existing appraisal is more than 18 months old or more frequently if there is a known deterioration in value. However, if a current appraisal is not available, the original appraised value is discounted, as appropriate, to compensate for the estimated depreciation in the value of the real estate since the date of its original appraisal. Such discounts are generally estimated based upon management’s knowledge of sales of similar property within the applicable market area and its knowledge of other real estate market-related data as well as general economic trends (Level 3). Upon foreclosure, any fair value adjustment is charged against the allowance for loan losses. Subsequent fair value adjustments are recorded in the period incurred and included in other noninterest expense in the consolidated statements of income. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 20,864 $ — $ 20,864 $ — Mortgage backed securities: Government sponsored agencies 70,975 — 70,975 — Nongovernment sponsored entities 10,229 — 10,229 — State and political subdivisions 49,973 — 49,973 — Corporate debt securities 18,200 — 18,200 — Asset-backed securities 33,014 — 33,014 — Tax-exempt state and political subdivisions 73,100 — 73,100 — Total available for sale securities $ 276,355 $ — $ 276,355 $ — Derivative financial liabilities Interest rate swaps $ 988 $ — $ 988 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2018 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 26,140 $ — $ 26,140 $ — Mortgage backed securities: Government sponsored agencies 80,309 — 80,309 — Nongovernment sponsored entities 614 — 614 — State and political subdivisions 19,243 — 19,243 — Corporate debt securities 14,512 — 14,512 — Asset-backed securities 25,175 — 25,175 — Tax-exempt state and political subdivisions 127,154 — 127,154 — Total available for sale securities $ 293,147 $ — $ 293,147 $ — Derivative financial assets Interest rate swaps $ 555 $ — $ 555 $ — Derivative financial liabilities Interest rate swaps $ 411 $ — $ 411 $ — Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis We may be required, from time to time, to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market that were recognized at fair value below cost at the end of the period. Assets measured at fair value on a nonrecurring basis are included in the tables below. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,319 $ — $ 1,319 $ — Collateral-dependent impaired loans Commercial $ 4,831 $ — $ 4,831 $ — Commercial real estate 1,863 — 1,863 — Construction and development 425 — 425 — Residential real estate 692 — 566 126 Total collateral-dependent impaired loans $ 7,811 $ — $ 7,685 $ 126 Property held for sale Commercial real estate $ 1,304 $ — $ 1,304 $ — Construction and development 12,182 — 12,182 — Residential real estate 705 — 705 — Total property held for sale $ 14,191 $ — $ 14,191 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2018 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 400 $ — $ 400 $ — Collateral-dependent impaired loans Commercial $ 2,660 — $ 2,611 $ 49 Commercial real estate 420 — 420 — Construction and development 759 — 759 — Residential real estate 763 — 763 — Total collateral-dependent impaired loans $ 4,602 $ — $ 4,553 $ 49 Property held for sale Commercial real estate $ 1,677 $ — $ 1,677 $ — Construction and development 16,363 — 16,363 — Residential real estate 403 — 403 — Total property held for sale $ 18,443 $ — $ 18,443 $ — The following tables present the carrying amount, fair value, and placement in the fair value hierarchy of our financial instruments as of December 31, 2019 and December 31, 2018. At December 31, 2019 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 61,888 $ 61,888 $ — $ 61,888 $ — Securities available for sale 276,355 276,355 — 276,355 — Other investments 12,972 12,972 — 12,972 — Loans held for sale, net 1,319 1,319 — 1,319 — Loans, net 1,900,425 1,901,020 — 7,685 1,893,335 Accrued interest receivable 8,439 8,439 — 8,439 — Cash surrender value of life insurance policies 43,603 43,603 — 43,603 — Derivative financial assets — — — — — $ 2,305,001 $ 2,305,596 $ — $ 412,261 $ 1,893,335 Financial liabilities Deposits $ 1,913,237 $ 1,918,610 $ — $ 1,918,610 $ — Short-term borrowings 199,345 199,345 — 199,345 — Long-term borrowings 717 854 — 854 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,234 1,234 — 1,234 — Derivative financial liabilities 988 988 — 988 — $ 2,135,110 $ 2,140,620 $ — $ 2,140,620 $ — At December 31 2018 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 59,540 $ 59,540 $ — $ 59,540 $ — Securities available for sale 293,147 293,147 — 293,147 — Other investments 16,635 16,635 — 16,635 — Loans held for sale, net 400 400 — 400 — Loans, net 1,682,005 1,666,834 — 4,553 1,662,281 Accrued interest receivable 8,708 8,708 — 8,708 — Cash surrender value of life insurance policies 42,386 42,386 — 42,386 — Derivative financial assets 555 555 — 555 — $ 2,103,376 $ 2,088,205 $ — $ 425,924 $ 1,662,281 Financial liabilities Deposits $ 1,634,826 $ 1,631,456 $ — $ 1,631,456 $ — Short-term borrowings 309,084 309,084 — 309,084 — Long-term borrowings 735 843 — 843 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,102 1,102 — 1,102 — Derivative financial liabilities 411 411 — 411 — $ 1,965,747 $ 1,962,485 $ — $ 1,962,485 $ —

Securities

Securities	12 Months Ended
	Dec. 31, 2019
Debt Securities, Available-for-sale [Abstract]
Securities	DEBT SECURITIES We classify debt securities as “held to maturity”, “available for sale” or “trading” according to management’s intent. The appropriate classification is determined at the time of purchase of each security and re-evaluated at each reporting date. Securities held to maturity: Certain debt securities for which we have the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts. There are no securities classified as held to maturity in the accompanying financial statements. Securities available for sale: Securities not classified as "held to maturity" or as "trading" are classified as "available for sale." Securities classified as "available for sale" are those securities that we intend to hold for an indefinite period of time, but not necessarily to maturity. "Available for sale" securities are reported at estimated fair value net of unrealized gains or losses, which are adjusted for applicable income taxes and reported as a separate component of shareholders' equity. Trading securities: There are no securities classified as "trading" in the accompanying financial statements. Impairment assessment: Impairment exists when the fair value of a security is less than its cost. Cost includes adjustments made to the cost basis of a security for accretion, amortization and previous other-than-temporary impairments. We perform a quarterly assessment of the debt securities in our investment portfolio that have an unrealized loss to determine whether the decline in the fair value of these securities below their cost is other-than-temporary. This determination requires significant judgment. Impairment is considered other-than-temporary when it becomes probable that we will be unable to recover the cost of an investment. This assessment takes into consideration factors such as the length of time and the extent to which the market values have been less than cost, the financial condition and near term prospects of the issuer including events specific to the issuer or industry, defaults or deferrals of scheduled interest, principal or dividend payments, external credit ratings and recent downgrades and our intent and ability to hold the security for a period of time sufficient to allow for a recovery in fair value. If a decline in fair value is judged to be other than temporary, the cost basis of the individual security is written down to fair value which then becomes the new cost basis. The amount of the write down is included in other-than-temporary impairment of securities in the consolidated statements of income. The new cost basis is not adjusted for subsequent recoveries in fair value, if any. Realized gains and losses on sales of securities are recognized on the specific identification method. Amortization of premiums and accretion of discounts are computed using the interest method. The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at December 31, 2019 and 2018 , are summarized as follows: December 31, 2019 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 21,036 $ 212 $ 384 $ 20,864 Residential mortgage-backed securities: Government-sponsored agencies 70,379 1,031 435 70,975 Nongovernment-sponsored entities 10,253 17 41 10,229 State and political subdivisions General obligations 12,603 25 171 12,457 Water and sewer revenues 7,170 71 114 7,127 Lease revenues 5,310 25 77 5,258 University revenues 5,917 164 16 6,065 Other revenues 18,831 344 109 19,066 Corporate debt securities 18,268 81 149 18,200 Asset-backed securities 33,826 — 812 33,014 Total taxable debt securities 203,593 1,970 2,308 203,255 Tax-exempt debt securities State and political subdivisions General obligations 36,673 2,526 — 39,199 Water and sewer revenues 9,565 633 — 10,198 Lease revenues 8,455 598 — 9,053 Other revenues 13,929 728 7 14,650 Total tax-exempt debt securities 68,622 4,485 7 73,100 Total available for sale securities $ 272,215 $ 6,455 $ 2,315 $ 276,355 December 31, 2018 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 26,303 $ 203 $ 366 $ 26,140 Residential mortgage-backed securities: Government-sponsored agencies 80,883 603 1,177 80,309 Nongovernment-sponsored entities 611 4 1 614 State and political subdivisions General obligations 6,081 — 126 5,955 Other revenues 13,457 17 186 13,288 Corporate debt securities 14,807 9 304 14,512 Asset-backed securities 25,288 10 123 25,175 Total taxable debt securities 167,430 846 2,283 165,993 Tax-exempt debt securities State and political subdivisions General obligations 65,626 624 344 65,906 Water and sewer revenues 20,018 225 98 20,145 Lease revenues 10,980 135 7 11,108 Other revenues 30,197 77 279 29,995 Total tax-exempt debt securities 126,821 1,061 728 127,154 Total available for sale securities $ 294,251 $ 1,907 $ 3,011 $ 293,147 The below information is relative to the five states where issuers with the highest volume of state and political subdivision securities held in our portfolio are located. We own no such securities of any single issuer which we deem to be a concentration. December 31, 2019 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value California $ 21,194 $ 1,109 $ 128 $ 22,175 Michigan 10,864 623 — 11,487 Illinois 9,245 410 — 9,655 Texas 8,934 344 64 9,214 West Virginia 8,490 206 7 8,689 Management performs pre-purchase and ongoing analysis to confirm that all investment securities meet applicable credit quality standards. We principally use credit ratings from Nationally Recognized Statistical Rating Organizations (“NRSROs”) to support analyses of our portfolio of securities issued by state and political subdivisions, as we generally do not purchase securities that are rated below the six highest NRSRO rating categories. In addition to considering a security’s NRSRO rating, we also assess or confirm through an internal review of an issuer’s financial information and other applicable information that: 1) the issuer’s risk of default is low; 2) the characteristics of the issuer’s demographics and economic environment are satisfactory; and 3) the issuer’s budgetary position and stability of tax or other revenue sources are sound. The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized are as follows: Dollars in thousands Proceeds from Gross realized Calls and Principal Years ended December 31, Sales Maturities Payments Gains Losses 2019 $ 142,423 $ 1,871 $ 22,870 $ 2,270 $ 332 2018 107,559 1,145 24,814 1,785 1,163 2017 152,882 2,700 31,902 685 699 Residential mortgage-backed obligations having contractual maturities ranging from 5 to 50 years are included in the following maturity distribution schedules based on their anticipated average life to maturity, which ranges from 1 month to 32 years. Accordingly, discounts are accreted and premiums are amortized over the anticipated average life to maturity of the specific obligation. The maturities, amortized cost and estimated fair values of securities at December 31, 2019 , are summarized as follows: Dollars in thousands Amortized Cost Fair Value Due in one year or less $ 29,692 $ 29,768 Due from one to five years 79,060 79,170 Due from five to ten years 60,439 60,627 Due after ten years 103,024 106,790 Total $ 272,215 $ 276,355 At December 31, 2019 and 2018 , securities with estimated fair values of $86.1 million and $58.6 million respectively, were pledged to secure public deposits and for other purposes required or permitted by law. We held 88 available for sale securities having an unrealized loss at December 31, 2019 . We do not intend to sell these securities and it is more likely than not that we will not be required to sell these securities before recovery of their amortized cost bases. We believe that this decline in value is primarily attributable to the lack of market liquidity and to changes in market interest rates and not due to credit quality. Accordingly, no other-than-temporary impairment charge to earnings is warranted at this time. Provided below is a summary of securities available for sale which were in an unrealized loss position at December 31, 2019 and 2018 . 2019 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ — $ — $ 14,903 $ 384 $ 14,903 $ 384 Residential mortgage-backed securities: Government-sponsored agencies 21 12,298 96 15,174 339 27,472 435 Nongovernment-sponsored entities 4 8,323 41 — — 8,323 41 State and political subdivisions: General obligations 10 10,581 171 — — 10,581 171 Water and sewer revenues 4 4,421 114 — — 4,421 114 Lease revenues 4 4,235 77 — — 4,235 77 University revenues 1 1,307 16 — — 1,307 16 Other revenues 6 6,517 109 — — 6,517 109 Corporate debt securities 6 1,686 3 3,739 146 5,425 149 Asset-backed securities 15 3,441 34 29,573 778 33,014 812 Tax-exempt debt securities State and political subdivisions: Other revenues 2 1,183 7 — — 1,183 7 Total 88 $ 53,992 $ 668 $ 63,389 $ 1,647 $ 117,381 $ 2,315 2018 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ 12,185 $ 184 $ 7,464 $ 182 $ 19,649 $ 366 Residential mortgage-backed securities: Government-sponsored agencies 37 23,277 241 24,472 936 47,749 1,177 Nongovernment-sponsored entities 1 — — 436 1 436 1 State and political subdivisions: General obligations 8 — — 5,222 126 5,222 126 Other revenues 11 968 16 9,450 170 10,418 186 Corporate debt securities 7 2,759 109 4,587 195 7,346 304 Asset-backed securities 9 20,129 123 — — 20,129 123 Tax-exempt debt securities State and political subdivisions: General obligations 25 7,273 50 16,830 294 24,103 344 Water and sewer revenues 7 989 6 4,311 92 5,300 98 Lease revenues 2 553 — 557 7 1,110 7 Other revenues 12 7,309 62 11,531 217 18,840 279 Total 134 $ 75,442 $ 791 $ 84,860 $ 2,220 $ 160,302 $ 3,011

Other Investments Other Investm

Other Investments Other Investments	12 Months Ended
	Dec. 31, 2019
Investments, All Other Investments [Abstract]
Investments and Other Noncurrent Assets [Text Block]	OTHER INVESTMENTS Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for an identical or similar investment. Our equity securities totaled $137,000 at December 31, 2019 and 2018. We are a member bank of the Federal Home Loan Bank ("FHLB") system. Members are required to own a certain amount of stock based on the level of borrowings from FHLB and other factors. FHLB stock is carried at cost and periodically evaluated for impairment based on ultimate recovery of par value. Dividends are reported as income as earned. This stock totaled $8.9 million and $13.1 million at December 31, 2019 and 2018 . We have invested in two limited partnerships which own interests in diversified portfolios of qualified affordable housing projects. Also, we have purchased substantially all the interest in a limited liability company owning a qualified rehabilitated multi-family housing project. As result of these investments, Summit is allocated its proportional share of each investees’ operating losses and Federal Low-Income Housing and Rehabilitation Tax Credits. We use the proportional amortization method to account for each of these investments, whereby the cost of the investment is amortized in proportion to the amount of tax credits and other tax benefits received, and the net investment performance is recognized in the consolidated statement of income as a component of the provision for current income taxes. As of December 31, 2019 and 2018, our carrying value of these investments totaled $3.9 million and $3.35 million , respectively. For the years ended December 31, 2019 , 2018 and 2017, we realized $669,000 , $1,544,000 and $927,000 , respectively, in tax credits and other tax benefits on these investments, against which we amortized these investments $552,000 , $1.27 million and $680,000 and recognized income tax benefits of $117,000 , $274,000 and $247,000 .

Loans

Loans	12 Months Ended
	Dec. 31, 2019
Loans and Leases Receivable Disclosure [Abstract]
Loans	90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 216 $ — $ 383 $ 599 $ 206,539 $ — Commercial real estate Owner-occupied 119 137 4,035 4,291 271,927 — Non-owner occupied 879 179 1,363 2,421 626,785 — Construction and development Land and land development 208 28 188 424 83,688 — Construction — — 138 138 37,385 — Residential mortgage Non-jumbo 4,172 826 1,877 6,875 348,088 — Jumbo — — — — 70,947 — Home equity 760 — 223 983 75,585 — Mortgage warehouse lines — — — — 126,237 — Consumer 208 86 112 406 36,064 42 Other — — 100 100 14,017 — Total $ 6,562 $ 1,256 $ 8,419 $ 16,237 $ 1,897,262 $ 42 At December 31, 2018 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 254 $ 51 $ 483 $ 788 $ 193,527 $ — Commercial real estate Owner-occupied — — 612 612 265,750 — Non-owner occupied 156 255 1,756 2,167 562,659 — Construction and development Land and land development 190 4 3,174 3,368 65,465 — Construction — — — — 24,731 — Residential mortgage Non-jumbo 4,120 2,235 3,753 10,108 326,869 — Jumbo — — 675 675 72,924 — Home equity 754 261 181 1,196 79,714 — Mortgage warehouse lines — — — — 39,140 — Consumer 502 121 125 748 31,712 36 Other 31 — — 31 12,868 — Total $ 6,007 $ 2,927 $ 10,759 $ 19,693 $ 1,675,359 $ 36 Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at December 31, 2019 and 2018 . Dollars in thousands 2019 2018 Commercial $ 764 $ 935 Commercial real estate Owner-occupied 4,198 1,028 Non-owner occupied 1,602 2,210 Construction and development Land & land development 188 3,198 Construction 138 — Residential mortgage Non-jumbo 4,120 6,532 Jumbo — 675 Home equity 284 299 Mortgage warehouse lines — — Consumer 74 112 Other 100 — Total $ 11,468 $ 14,989 Impaired loans: Impaired loans include the following: ▪ Loans which we risk-rate (consisting of loan relationships having aggregate balances in excess of $2.5 million , or loans exceeding $500,000 and exhibiting credit weakness) through our normal loan review procedures and which, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement. Risk-rated loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired. ▪ Loans that have been modified in a troubled debt restructuring. Both commercial and consumer loans are deemed impaired upon being contractually modified in a troubled debt restructuring. Troubled debt restructurings typically result from our loss mitigation activities and occur when we grant a concession to a borrower who is experiencing financial difficulty in order to minimize our economic loss and to avoid foreclosure or repossession of collateral. Once restructured, a loan is generally considered impaired until its maturity, regardless of whether the borrower performs under the modified terms. Although such a loan may be returned to accrual status if the criteria set forth in our accounting policy are met, the loan would continue to be evaluated for an asset-specific allowance for loan losses and we would continue to report the loan in the impaired loan table below. The following tables present loans individually evaluated for impairment at December 31, 2019 and 2018 . December 31, 2019 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 403 $ 403 $ — $ 467 $ 21 Commercial real estate Owner-occupied 7,223 7,224 — 7,534 224 Non-owner occupied 8,514 8,515 — 9,389 495 Construction and development Land & land development 945 945 — 1,143 65 Construction — — — — — Residential real estate Non-jumbo 3,387 3,393 — 3,787 217 Jumbo 3,980 3,979 — 4,017 210 Home equity 523 523 — 523 27 Mortgage warehouse lines — — — — — Consumer 13 13 — 14 2 Total without a related allowance $ 24,988 $ 24,995 $ — $ 26,874 $ 1,261 With a related allowance Commercial $ 4,882 $ 4,882 $ 51 $ 4,786 $ 274 Commercial real estate Owner-occupied 3,862 3,866 409 3,893 113 Non-owner occupied 540 544 113 535 5 Construction and development Land & land development 1,015 1,015 589 1,030 51 Construction — — — — — Residential real estate Non-jumbo 1,876 1,874 173 2,112 59 Jumbo — — — — — Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 12,175 $ 12,181 $ 1,335 $ 12,356 $ 502 Total Commercial $ 27,384 $ 27,394 $ 1,162 $ 28,777 $ 1,248 Residential real estate 9,766 9,769 173 10,439 513 Consumer 13 13 — 14 2 Total $ 37,163 $ 37,176 $ 1,335 $ 39,230 $ 1,763 The above table does not include PCI loans. December 31, 2018 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 1,019 $ 1,253 $ — $ 321 $ 16 Commercial real estate Owner-occupied 8,600 8,605 — 7,730 318 Non-owner occupied 9,666 9,673 — 9,753 493 Construction and development Land & land development 4,767 4,767 — 4,947 102 Construction — — — — — Residential real estate Non-jumbo 3,279 3,284 — 3,401 180 Jumbo 4,132 4,130 — 3,517 166 Home equity 523 523 — 523 30 Mortgage warehouse lines — — — — — Consumer 9 10 — 13 1 Total without a related allowance $ 31,995 $ 32,245 $ — $ 30,205 $ 1,306 With a related allowance Commercial $ 3,343 $ 3,342 $ 682 $ 705 $ 39 Commercial real estate Owner-occupied 2,969 2,969 462 2,397 117 Non-owner occupied 189 191 9 226 16 Construction and development Land & land development 1,057 1,057 298 1,073 56 Construction — — — — — Residential real estate Non-jumbo 2,982 2,981 585 2,539 98 Jumbo 821 822 106 827 48 Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 11,361 $ 11,362 $ 2,142 $ 7,767 $ 374 Total Commercial $ 31,610 $ 31,857 $ 1,451 $ 27,152 $ 1,157 Residential real estate 11,737 11,740 691 10,807 522 Consumer 9 10 — 13 1 Total $ 43,356 $ 43,607 $ 2,142 $ 37,972 $ 1,680 The above table does not include PCI loans. The average recorded investment of impaired loans during 2017 was $35.6 million and $2.2 million interest income was recognized on those loans while impaired. A modification of a loan is considered a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession that we would not otherwise consider. This may include a transfer of real estate or other assets from the borrower, a modification of loan terms, or a combination of both. A loan continues to be classified as a TDR for the life of the loan. Included in impaired loans are TDRs of $25.7 million , of which $22.9 million were current with respect to restructured contractual payments at December 31, 2019 and $27 million , of which $26.6 million were current with respect to restructured contractual payments at December 31, 2018 . There were no commitments to lend additional funds under these restructurings at either balance sheet date. The following table presents by class the TDRs that were restructured during 2019 and 2018 . Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. All TDRs are evaluated individually for allowance for loan loss purposes. 2019 2018 Dollars in thousands Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Commercial — $ — $ — 2 $ 157 $ 157 Commercial real estate Owner-occupied 1 325 325 — — — Non-owner occupied 4 324 324 2 183 183 Residential real estate Non-jumbo 7 410 410 8 899 899 Consumer 1 15 15 — — — Total 13 $ 1,074 $ 1,074 12 $ 1,239 $ 1,239 The following table presents defaults during the stated period of TDRs that were restructured during the past twelve months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. 2019 2018 Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 2 $ 157 Commercial real estate Non-owner occupied 2 178 — — Residential real estate Non-jumbo 3 174 7 847 Total 5 $ 352 9 $ 1,004 The following table details the activity regarding TDRs by loan type during 2019 and the related allowance on TDRs. 2019 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Mortgage Warehouse Lines Con- sumer Other Total Troubled debt restructurings Balance January 1, 2019 $ 2,654 $ — $ 273 $ 9,365 $ 5,404 $ 4,490 $ 4,278 $ 523 $ — $ 10 $ — $ 26,997 Additions — — — 325 324 410 — — — 15 — 1,074 Charge-offs — — — — — — — — — — — — Net (paydowns) advances (694 ) — (71 ) (204 ) (203 ) (287 ) (924 ) — — (12 ) — (2,395 ) Transfer into foreclosed properties — — — — — — — — — — — — Refinance out of TDR status — — — — — — — — — — — — Balance, December 31, 2019 $ 1,960 $ — $ 202 $ 9,486 $ 5,525 $ 4,613 $ 3,354 $ 523 $ — $ 13 $ — $ 25,676 Allowance related to troubled debt restructurings $ 589 $ — $ 4 $ 245 $ — $ 163 $ — $ — $ — $ — $ — $ 1,001 We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $2.5 million , at which time these loans are re-graded. We use the following definitions for our risk grades: Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below. OLEM (Special Mention): Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future. Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated. Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high. Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. The following table presents the recorded investment in construction and development, commercial and commercial real estate loans which are generally evaluated based upon our internal risk ratings defined above. Loan Risk Profile by Internal Risk Rating Construction and Development Commercial Real Estate Land and Land Development Construction Commercial Owner Occupied Non-Owner Occupied Mortgage Warehouse Lines Dollars in thousands 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 Pass $ 82,317 $ 63,743 $ 37,385 $ 24,589 $ 200,313 $ 182,651 $ 269,357 $ 259,360 $ 622,857 $ 556,609 $ 126,237 $ 39,140 OLEM (Special Mention) 454 472 138 142 1,052 6,748 2,184 1,864 1,876 1,554 — — Substandard 1,341 4,618 — — 5,773 4,916 4,677 5,138 4,473 6,663 — — Doubtful — — — — — — — — — — — — Loss — — — — — — — — — — — — Total $ 84,112 $ 68,833 $ 37,523 $ 24,731 $ 207,138 $ 194,315 $ 276,218 $ 266,362 $ 629,206 $ 564,826 $ 126,237 $ 39,140 The following table presents the recorded investment in consumer, residential real estate and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity. Performing Nonperforming Dollars in thousands 2019 2018 2019 2018 Residential real estate Non-jumbo $ 350,843 $ 330,445 $ 4,120 $ 6,532 Jumbo 70,947 72,924 — 675 Home Equity 76,284 80,611 284 299 Consumer 36,354 32,312 116 148 Other 14,017 12,899 100 — Total $ 548,445 $ 529,191 $ 4,620 $ 7,654 Industry concentrations: At December 31, 2019 and 2018 , we had no concentrations of loans to any single industry in excess of 10% of total loans. Loans to related parties : We have had, and may be expected to have in the future, banking transactions in the ordinary course of business with our directors, principal officers, their immediate families and affiliated companies in which they are principal shareholders (commonly referred to as related parties). These transactions have been, in our opinion, on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with others. The following presents the activity with respect to related party loans aggregating $60,000 or more to any one related party (other changes represent additions to and changes in director and executive officer status): Dollars in thousands 2019 2018 Balance, beginning $ 43,899 $ 45,698 Additions 37,947 6,750 Amounts collected (30,203 ) (6,992 ) Other changes, net (351 ) (1,557 ) Balance, ending $ 51,292 $ 43,899" id="sjs-B4">LOANS Loans are generally stated at the amount of unpaid principal, reduced by unearned discount and allowance for loan losses. Interest on loans is accrued daily on the outstanding balances. Loan origination fees and certain direct loan origination costs are deferred and amortized as adjustments of the related loan yield over its contractual life. We categorize residential real estate loans in excess of $ 600,000 as jumbo loans. Generally, loans are placed on nonaccrual status when principal or interest is greater than 90 days past due based upon the loan's contractual terms. Interest is accrued daily on impaired loans unless the loan is placed on nonaccrual status. Impaired loans are placed on nonaccrual status when the payments of principal and interest are in default for a period of 90 days, unless the loan is both well-secured and in the process of collection. Interest on nonaccrual loans is recognized primarily using the cost-recovery method. Loans may be returned to accrual status when repayment is reasonably assured and there has been demonstrated performance under the terms of the loan or, if applicable, the terms of the restructured loans. Commercial-related loans or portions thereof are charged off to the allowance for loan losses when the loss has been confirmed. This determination is made on a case by case basis considering many factors, including the prioritization of our claim in bankruptcy, expectations of the workout/restructuring of the loan and valuation of the borrower’s equity. We deem a loss confirmed when a loan or a portion of a loan is classified “loss” in accordance with bank regulatory classification guidelines, which state, “Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted”. Consumer-related loans are generally charged to the allowance for loan losses upon reaching specified stages of delinquency, in accordance with the Federal Financial Institutions Examination Council policy. For example, credit card loans are charged off by the end of the month in which the account becomes 180 days past due or within 60 days from receiving notification about a specified event (e.g., bankruptcy of the borrower), whichever is earlier. Residential mortgage loans are generally charged off to net realizable value no later than when the account becomes 180 days past due. Other consumer loans, if collateralized, are generally charged off to net realizable value at 120 days past due. Loans are summarized as follows: Dollars in thousands 2019 2018 Commercial $ 207,138 $ 194,315 Commercial real estate Owner-occupied 276,218 266,362 Non-owner occupied 629,206 564,826 Construction and development Land and land development 84,112 68,833 Construction 37,523 24,731 Residential real estate Non-jumbo 354,963 336,977 Jumbo 70,947 73,599 Home equity 76,568 80,910 Mortgage warehouse lines 126,237 39,140 Consumer 36,470 32,460 Other 14,117 12,899 Total loans, net of unearned fees 1,913,499 1,695,052 Less allowance for loan losses 13,074 13,047 Loans, net $ 1,900,425 $ 1,682,005 The outstanding balance and the recorded investment of acquired loans included in the consolidated balance sheet at December 31, 2019 and 2018 are as follows: Acquired Loans 2019 2018 Dollars in thousands Purchased Credit Impaired Purchased Performing Total Purchased Credit Impaired Purchased Performing Total Outstanding balance $ 3,488 $ 131,745 $ 135,233 $ 4,275 $ 138,167 $ 142,442 Recorded investment Commercial $ — $ 3,333 $ 3,333 $ — $ 3,934 $ 3,934 Commercial real estate Owner-occupied — 17,416 17,416 — 16,133 16,133 Non-owner occupied 653 12,957 13,610 1,162 23,431 24,593 Construction and development Land and land development — 3,031 3,031 — 5,161 5,161 Construction — — — — — — Residential real estate Non-jumbo 1,247 83,856 85,103 1,374 77,894 79,268 Jumbo 944 3,055 3,999 975 2,577 3,552 Home equity — 2,144 2,144 — 2,805 2,805 Consumer — 4,159 4,159 — 4,630 4,630 Other — 13 13 — 122 122 Total recorded investment $ 2,844 $ 129,964 $ 132,808 $ 3,511 $ 136,687 $ 140,198 The following table presents a summary of the change in the accretable yield of the purchased credit impaired ("PCI") loan portfolio during 2019 and 2018: Dollars in thousands 2019 2018 Accretable yield, January 1 $ 632 $ 745 Accretion (63 ) (115 ) Reclassification of nonaccretable difference due to improvement in expected cash flows — — Other changes, net (46 ) 2 Accretable yield, December 31 $ 523 $ 632 The following presents loan maturities at December 31, 2019 : Within After 1 but After Dollars in thousands 1 Year within 5 Years 5 Years Commercial $ 101,625 $ 63,132 $ 42,381 Commercial real estate 88,846 119,993 696,585 Construction and development 43,713 28,611 49,311 Residential real estate 25,830 39,072 437,576 Mortgage warehouse lines 126,237 — — Consumer 5,247 25,849 5,374 Other 1,026 6,232 6,859 $ 392,524 $ 282,889 $ 1,238,086 Loans due after one year with: Variable rates $ 564,490 Fixed rates 956,485 $ 1,520,975 The following table presents the contractual aging of the recorded investment in past due loans by class as of December 31, 2019 and 2018 . At December 31, 2019 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 216 $ — $ 383 $ 599 $ 206,539 $ — Commercial real estate Owner-occupied 119 137 4,035 4,291 271,927 — Non-owner occupied 879 179 1,363 2,421 626,785 — Construction and development Land and land development 208 28 188 424 83,688 — Construction — — 138 138 37,385 — Residential mortgage Non-jumbo 4,172 826 1,877 6,875 348,088 — Jumbo — — — — 70,947 — Home equity 760 — 223 983 75,585 — Mortgage warehouse lines — — — — 126,237 — Consumer 208 86 112 406 36,064 42 Other — — 100 100 14,017 — Total $ 6,562 $ 1,256 $ 8,419 $ 16,237 $ 1,897,262 $ 42 At December 31, 2018 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 254 $ 51 $ 483 $ 788 $ 193,527 $ — Commercial real estate Owner-occupied — — 612 612 265,750 — Non-owner occupied 156 255 1,756 2,167 562,659 — Construction and development Land and land development 190 4 3,174 3,368 65,465 — Construction — — — — 24,731 — Residential mortgage Non-jumbo 4,120 2,235 3,753 10,108 326,869 — Jumbo — — 675 675 72,924 — Home equity 754 261 181 1,196 79,714 — Mortgage warehouse lines — — — — 39,140 — Consumer 502 121 125 748 31,712 36 Other 31 — — 31 12,868 — Total $ 6,007 $ 2,927 $ 10,759 $ 19,693 $ 1,675,359 $ 36 Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at December 31, 2019 and 2018 . Dollars in thousands 2019 2018 Commercial $ 764 $ 935 Commercial real estate Owner-occupied 4,198 1,028 Non-owner occupied 1,602 2,210 Construction and development Land & land development 188 3,198 Construction 138 — Residential mortgage Non-jumbo 4,120 6,532 Jumbo — 675 Home equity 284 299 Mortgage warehouse lines — — Consumer 74 112 Other 100 — Total $ 11,468 $ 14,989 Impaired loans: Impaired loans include the following: ▪ Loans which we risk-rate (consisting of loan relationships having aggregate balances in excess of $2.5 million , or loans exceeding $500,000 and exhibiting credit weakness) through our normal loan review procedures and which, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement. Risk-rated loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired. ▪ Loans that have been modified in a troubled debt restructuring. Both commercial and consumer loans are deemed impaired upon being contractually modified in a troubled debt restructuring. Troubled debt restructurings typically result from our loss mitigation activities and occur when we grant a concession to a borrower who is experiencing financial difficulty in order to minimize our economic loss and to avoid foreclosure or repossession of collateral. Once restructured, a loan is generally considered impaired until its maturity, regardless of whether the borrower performs under the modified terms. Although such a loan may be returned to accrual status if the criteria set forth in our accounting policy are met, the loan would continue to be evaluated for an asset-specific allowance for loan losses and we would continue to report the loan in the impaired loan table below. The following tables present loans individually evaluated for impairment at December 31, 2019 and 2018 . December 31, 2019 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 403 $ 403 $ — $ 467 $ 21 Commercial real estate Owner-occupied 7,223 7,224 — 7,534 224 Non-owner occupied 8,514 8,515 — 9,389 495 Construction and development Land & land development 945 945 — 1,143 65 Construction — — — — — Residential real estate Non-jumbo 3,387 3,393 — 3,787 217 Jumbo 3,980 3,979 — 4,017 210 Home equity 523 523 — 523 27 Mortgage warehouse lines — — — — — Consumer 13 13 — 14 2 Total without a related allowance $ 24,988 $ 24,995 $ — $ 26,874 $ 1,261 With a related allowance Commercial $ 4,882 $ 4,882 $ 51 $ 4,786 $ 274 Commercial real estate Owner-occupied 3,862 3,866 409 3,893 113 Non-owner occupied 540 544 113 535 5 Construction and development Land & land development 1,015 1,015 589 1,030 51 Construction — — — — — Residential real estate Non-jumbo 1,876 1,874 173 2,112 59 Jumbo — — — — — Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 12,175 $ 12,181 $ 1,335 $ 12,356 $ 502 Total Commercial $ 27,384 $ 27,394 $ 1,162 $ 28,777 $ 1,248 Residential real estate 9,766 9,769 173 10,439 513 Consumer 13 13 — 14 2 Total $ 37,163 $ 37,176 $ 1,335 $ 39,230 $ 1,763 The above table does not include PCI loans. December 31, 2018 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 1,019 $ 1,253 $ — $ 321 $ 16 Commercial real estate Owner-occupied 8,600 8,605 — 7,730 318 Non-owner occupied 9,666 9,673 — 9,753 493 Construction and development Land & land development 4,767 4,767 — 4,947 102 Construction — — — — — Residential real estate Non-jumbo 3,279 3,284 — 3,401 180 Jumbo 4,132 4,130 — 3,517 166 Home equity 523 523 — 523 30 Mortgage warehouse lines — — — — — Consumer 9 10 — 13 1 Total without a related allowance $ 31,995 $ 32,245 $ — $ 30,205 $ 1,306 With a related allowance Commercial $ 3,343 $ 3,342 $ 682 $ 705 $ 39 Commercial real estate Owner-occupied 2,969 2,969 462 2,397 117 Non-owner occupied 189 191 9 226 16 Construction and development Land & land development 1,057 1,057 298 1,073 56 Construction — — — — — Residential real estate Non-jumbo 2,982 2,981 585 2,539 98 Jumbo 821 822 106 827 48 Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 11,361 $ 11,362 $ 2,142 $ 7,767 $ 374 Total Commercial $ 31,610 $ 31,857 $ 1,451 $ 27,152 $ 1,157 Residential real estate 11,737 11,740 691 10,807 522 Consumer 9 10 — 13 1 Total $ 43,356 $ 43,607 $ 2,142 $ 37,972 $ 1,680 The above table does not include PCI loans. The average recorded investment of impaired loans during 2017 was $35.6 million and $2.2 million interest income was recognized on those loans while impaired. A modification of a loan is considered a troubled debt restructuring (“TDR”) when a borrower is experiencing financial difficulty and the modification constitutes a concession that we would not otherwise consider. This may include a transfer of real estate or other assets from the borrower, a modification of loan terms, or a combination of both. A loan continues to be classified as a TDR for the life of the loan. Included in impaired loans are TDRs of $25.7 million , of which $22.9 million were current with respect to restructured contractual payments at December 31, 2019 and $27 million , of which $26.6 million were current with respect to restructured contractual payments at December 31, 2018 . There were no commitments to lend additional funds under these restructurings at either balance sheet date. The following table presents by class the TDRs that were restructured during 2019 and 2018 . Generally, the modifications were extensions of term, modifying the payment terms from principal and interest to interest only for an extended period, or reduction in interest rate. All TDRs are evaluated individually for allowance for loan loss purposes. 2019 2018 Dollars in thousands Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Commercial — $ — $ — 2 $ 157 $ 157 Commercial real estate Owner-occupied 1 325 325 — — — Non-owner occupied 4 324 324 2 183 183 Residential real estate Non-jumbo 7 410 410 8 899 899 Consumer 1 15 15 — — — Total 13 $ 1,074 $ 1,074 12 $ 1,239 $ 1,239 The following table presents defaults during the stated period of TDRs that were restructured during the past twelve months. For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. 2019 2018 Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 2 $ 157 Commercial real estate Non-owner occupied 2 178 — — Residential real estate Non-jumbo 3 174 7 847 Total 5 $ 352 9 $ 1,004 The following table details the activity regarding TDRs by loan type during 2019 and the related allowance on TDRs. 2019 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Mortgage Warehouse Lines Con- sumer Other Total Troubled debt restructurings Balance January 1, 2019 $ 2,654 $ — $ 273 $ 9,365 $ 5,404 $ 4,490 $ 4,278 $ 523 $ — $ 10 $ — $ 26,997 Additions — — — 325 324 410 — — — 15 — 1,074 Charge-offs — — — — — — — — — — — — Net (paydowns) advances (694 ) — (71 ) (204 ) (203 ) (287 ) (924 ) — — (12 ) — (2,395 ) Transfer into foreclosed properties — — — — — — — — — — — — Refinance out of TDR status — — — — — — — — — — — — Balance, December 31, 2019 $ 1,960 $ — $ 202 $ 9,486 $ 5,525 $ 4,613 $ 3,354 $ 523 $ — $ 13 $ — $ 25,676 Allowance related to troubled debt restructurings $ 589 $ — $ 4 $ 245 $ — $ 163 $ — $ — $ — $ — $ — $ 1,001 We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. We analyze loans individually by classifying the loans as to credit risk. We internally grade all commercial loans at the time of loan origination. In addition, we perform an annual loan review on all non-homogenous commercial loan relationships with an aggregate exposure of $2.5 million , at which time these loans are re-graded. We use the following definitions for our risk grades: Pass: Loans graded as Pass are loans to borrowers of acceptable credit quality and risk. They are higher quality loans that do not fit any of the other categories described below. OLEM (Special Mention): Commercial loans categorized as OLEM are potentially weak. The credit risk may be relatively minor yet represent a risk given certain specific circumstances. If the potential weaknesses are not monitored or mitigated, the asset may weaken or inadequately protect our position in the future. Substandard: Commercial loans categorized as Substandard are inadequately protected by the borrower’s ability to repay, equity and/or the collateral pledged to secure the loan. These loans have identified weaknesses that could hinder normal repayment or collection of the debt. These loans are characterized by the distinct possibility that we will sustain some loss if the identified weaknesses are not mitigated. Doubtful: Commercial loans categorized as Doubtful have all the weaknesses inherent in those loans classified as Substandard, with the added elements that the full collection of the loan is improbable and the possibility of loss is high. Loss: Loans classified as loss are considered to be non-collectible and of such little value that their continuance as a bankable asset is not warranted. This does not mean that the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. The following table presents the recorded investment in construction and development, commercial and commercial real estate loans which are generally evaluated based upon our internal risk ratings defined above. Loan Risk Profile by Internal Risk Rating Construction and Development Commercial Real Estate Land and Land Development Construction Commercial Owner Occupied Non-Owner Occupied Mortgage Warehouse Lines Dollars in thousands 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 Pass $ 82,317 $ 63,743 $ 37,385 $ 24,589 $ 200,313 $ 182,651 $ 269,357 $ 259,360 $ 622,857 $ 556,609 $ 126,237 $ 39,140 OLEM (Special Mention) 454 472 138 142 1,052 6,748 2,184 1,864 1,876 1,554 — — Substandard 1,341 4,618 — — 5,773 4,916 4,677 5,138 4,473 6,663 — — Doubtful — — — — — — — — — — — — Loss — — — — — — — — — — — — Total $ 84,112 $ 68,833 $ 37,523 $ 24,731 $ 207,138 $ 194,315 $ 276,218 $ 266,362 $ 629,206 $ 564,826 $ 126,237 $ 39,140 The following table presents the recorded investment in consumer, residential real estate and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity. Performing Nonperforming Dollars in thousands 2019 2018 2019 2018 Residential real estate Non-jumbo $ 350,843 $ 330,445 $ 4,120 $ 6,532 Jumbo 70,947 72,924 — 675 Home Equity 76,284 80,611 284 299 Consumer 36,354 32,312 116 148 Other 14,017 12,899 100 — Total $ 548,445 $ 529,191 $ 4,620 $ 7,654 Industry concentrations: At December 31, 2019 and 2018 , we had no concentrations of loans to any single industry in excess of 10% of total loans. Loans to related parties : We have had, and may be expected to have in the future, banking transactions in the ordinary course of business with our directors, principal officers, their immediate families and affiliated companies in which they are principal shareholders (commonly referred to as related parties). These transactions have been, in our opinion, on the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with others. The following presents the activity with respect to related party loans aggregating $60,000 or more to any one related party (other changes represent additions to and changes in director and executive officer status): Dollars in thousands 2019 2018 Balance, beginning $ 43,899 $ 45,698 Additions 37,947 6,750 Amounts collected (30,203 ) (6,992 ) Other changes, net (351 ) (1,557 ) Balance, ending $ 51,292 $ 43,899

Allowance For Loan Losses

Allowance For Loan Losses	12 Months Ended
	Dec. 31, 2019
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]
Allowance for Loan Losses	ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is maintained at a level considered adequate to provide for our estimate of probable credit losses inherent in the loan portfolio. The allowance is increased by provisions charged to operating expense and reduced by net charge-offs. Loans are charged against the allowance for loan losses when we believe that collectability is unlikely. While we use the best information available to make our evaluation, future adjustments may be necessary if there are significant changes in conditions. The allowance is comprised of three distinct components: (1) specific allowances related to loans individually evaluated, (2) quantitative allowances related to loans collectively evaluated and (3) qualitative allowances related to loans collectively evaluated. A summary of the methodology we employ on a quarterly basis with respect to each of these components in order to evaluate the overall adequacy of our allowance for loan losses is as follows. Specific Allowance for Loans Individually Evaluated First, we identify loan relationships having aggregate balances in excess of $500,000 and that may also have credit weaknesses. Such loan relationships are identified primarily through our analysis of internal loan evaluations, past due loan reports and loans adversely classified internally or by regulatory authorities. Each loan so identified is then individually evaluated to determine whether it is impaired – that is, based on current information and events, it is probable that we will be unable to collect all amounts due in accordance with the contractual terms of the underlying loan agreement. Substantially all of our impaired loans historically have been collateral dependent, meaning repayment of the loan is expected or is considered to be provided solely from the sale of the loan’s underlying collateral. For such loans, we measure impairment based on the fair value of the loan’s collateral, which is generally determined utilizing current appraisals. A specific allowance is established in an amount equal to the excess, if any, of the recorded investment in each impaired loan over the fair value of its underlying collateral, less estimated costs to sell. Our policy is to re-evaluate the fair value of collateral dependent loans at least every twelve months unless there is a known deterioration in the collateral’s value, in which case a new appraisal is obtained. PCI loans are individually evaluated. The evaluation of the PCI loans requires continued quarterly assessment of key assumptions and estimates similar to the initial fair value estimate, including changes in the severity of loss, timing and speed of payments, collateral value changes, expected cash flows and other relevant factors. The quarterly assessment is compared to the recorded investment and a determination is made if an adjustment to the allowance for loan loss is deemed necessary. Quantitative Allowance for Loans Collectively Evaluated Second, we stratify the loan portfolio into eleven loan pools. Quantitative allowances relative to each loan pool are established as follows: we calculate a historical loss rate utilizing the net loan charge-offs experienced for the most recent twelve quarters for each loan pool. This historical loss rate is applied to the aggregate recorded investment as of the financial statement date for each pool. We believe that the most recent twelve quarter historical loss rate to be the most indicative of the losses that can be expected. Purchased performing loans are collectively evaluated as their own separate category within each loan pool. The historical loss rate, as calculated above for each pool, is applied to the principal balance of purchased performing loans by pool. The calculated allowance is then compared to the estimated fair value discount remaining to determine if the discount remains adequate. If the discount remaining is not adequate, additional allowances will be recognized. Qualitative Allowance for Loans Collectively Evaluated Third, we consider the necessity to adjust our average historical net loan charge-off rates relative to each of the above eleven loan pools for potential risks factors that could result in actual losses deviating from prior loss experience. For example, if we observe a significant increase in delinquencies within the conventional mortgage loan pool above historical trends, an additional allocation to the average historical loan charge-off rate is applied. Such qualitative risk factors considered are: (1) levels of and trends in delinquencies and impaired loans, (2) levels of and trends in charge-offs and recoveries, (3) trends in volume and term of loans, (4) effects of any changes in risk selection and underwriting standards and other changes in lending policies, procedures and practice, (5) experience, ability and depth of lending management and other relevant staff, (6) national and local economic trends and conditions, (7) industry conditions and (8) effects of changes in credit concentrations. An analysis of the allowance for loan losses for the years ended December 31, 2019 , 2018 and 2017 is as follows: Dollars in thousands 2019 2018 2017 Balance, beginning of year $ 13,047 $ 12,565 $ 11,674 Losses: Commercial 281 248 23 Commercial real estate Owner occupied 2 38 5 Non-owner occupied 170 619 65 Construction and development Land and land development 2 259 3 Construction — — 33 Residential real estate Non-jumbo 979 887 359 Jumbo — — 2 Home equity 24 26 158 Mortgage warehouse lines — — — Consumer 285 244 389 Other 360 282 251 Total 2,103 2,603 1,288 Recoveries: Commercial 17 16 124 Commercial real estate Owner occupied 21 23 89 Non-owner occupied 1 — 91 Construction and development Land and land development 108 270 278 Construction — — — Real estate - mortgage Non-jumbo 125 228 134 Jumbo — 25 — Home equity 19 10 30 Mortgage warehouse lines — — — Consumer 168 141 82 Other 121 122 101 Total 580 835 929 Net losses 1,523 1,768 359 Provision for loan losses 1,550 2,250 1,250 Balance, end of year $ 13,074 $ 13,047 $ 12,565 The following tables present the activity in the allowance for loan losses, balance in allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 and 2018. For the Year Ended December 31, 2019 At December 31, 2019 At December 31, 2019 Allowance for loan losses Allowance related to: Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Loans individua- lly evaluated for impairm- ent Loans collective- ly evaluated for impairm- ent Loans acquired with deteriora- ted credit quality (PCI) Total Loans individua- lly evaluated for impairm- ent Loans collectively evaluated for impairment Loans Total Commercial $ 1,705 $ (281 ) $ 17 $ (295 ) $ 1,146 $ 51 $ 1,095 $ — $ 1,146 $ 5,285 $ 201,853 $ — $ 207,138 Commercial real estate Owner occupied 2,214 (2 ) 21 467 2,700 409 2,291 — 2,700 11,085 265,133 — 276,218 Non-owner occupied 5,742 (170 ) 1 366 5,939 113 5,821 5 5,939 9,054 619,499 653 629,206 Construction and development Land and land development 339 (2 ) 108 155 600 589 11 — 600 1,960 82,152 — 84,112 Construction 64 — — 178 242 — 242 — 242 — 37,523 — 37,523 Residential real estate Non-jumbo 2,090 (979 ) 125 576 1,812 173 1,624 15 1,812 5,263 348,453 1,247 354,963 Jumbo 379 — — (368 ) 11 — 11 — 11 3,980 66,023 944 70,947 Home equity 167 (24 ) 19 (24 ) 138 — 138 — 138 523 76,045 — 76,568 Mortgage warehouse lines — — — — — — — — — — 126,237 — 126,237 Consumer 79 (285 ) 168 173 135 — 135 — 135 13 36,457 — 36,470 Other 268 (360 ) 121 322 351 — 351 — 351 — 14,117 — 14,117 Total $ 13,047 $ (2,103 ) $ 580 $ 1,550 $ 13,074 $ 1,335 $ 11,719 $ 20 $ 13,074 $ 37,163 $ 1,873,492 $ 2,844 $ 1,913,499 For the Year Ended December 31, 2018 At December 31, 2018 At December 31, 2018 Allowance for loan losses Allowance related to: Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Loans individua- lly evaluated for impairm- ent Loans collective- ly evaluated for impairm- ent Loans acquired with deteriora- ted credit quality (PCI) Total Loans individua- lly evaluated for impairm- ent Loans collectively evaluated for impairment Loans acquired with deteriora- ted credit quality (PCI) Total Commercial $ 1,303 $ (248 ) $ 16 $ 634 $ 1,705 $ 682 $ 1,023 $ — $ 1,705 $ 4,362 $ 189,953 $ — $ 194,315 Commercial real estate Owner occupied 2,424 (38 ) 23 (195 ) 2,214 462 1,752 — 2,214 11,569 254,793 — 266,362 Non-owner occupied 4,950 (619 ) — 1,411 5,742 9 5,729 4 5,742 9,855 553,809 1,162 564,826 Construction and development Land and land development 641 (259 ) 270 (313 ) 339 298 41 — 339 5,824 63,009 — 68,833 Construction 153 — — (89 ) 64 — 64 — 64 — 24,731 — 24,731 Residential real estate Non-jumbo 1,911 (887 ) 228 838 2,090 585 1,495 10 2,090 6,261 329,342 1,374 336,977 Jumbo 72 — 25 282 379 106 273 — 379 4,953 67,671 975 73,599 Home equity 638 (26 ) 10 (455 ) 167 — 167 — 167 523 80,387 — 80,910 Mortgage warehouse lines — — — — — — — — — — 39,140 — 39,140 Consumer 210 (244 ) 141 (28 ) 79 — 79 — 79 9 32,451 — 32,460 Other 263 (282 ) 122 165 268 — 268 — 268 — 12,899 — 12,899 Total $ 12,565 $ (2,603 ) $ 835 $ 2,250 $ 13,047 $ 2,142 $ 10,891 $ 14 $ 13,047 $ 43,356 $ 1,648,185 $ 3,511 $ 1,695,052

Property Held For Sale

Property Held For Sale	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Property Held For Sale	PROPERTY HELD FOR SALE Property held for sale consists of premises held for sale and real estate acquired through foreclosure on loans secured by such real estate. Qualifying premises are transferred to property held for sale at estimated fair value less anticipated selling costs, establishing a new cost basis. Foreclosed properties are recorded at the lower of the investment in the real estate or estimated fair value less anticipated selling costs based upon the property’s appraised value at the date of foreclosure, with any difference between the fair value of foreclosed property and the carrying value of the related loan charged to the allowance for loan losses. We perform periodic valuations of property held for sale subsequent to transfer. Changes in value subsequent to transfer are recorded in noninterest expense. Gains or losses resulting from the sale of property held for sale is recognized on the date of sale and is included in noninterest expense. Depreciation is not recorded on property held for sale. Expenses incurred in connection with operating foreclosed properties are charged to noninterest expense. The following table presents the activity of property held for sale during 2019 , 2018 and 2017 . Dollars in thousands 2019 2018 2017 Beginning balance $ 21,432 $ 21,470 $ 24,504 Acquisitions 4,549 1,804 363 Acquisition of FCB — — 2,377 Capitalized improvements 512 1,304 316 Dispositions (5,142 ) (2,370 ) (5,205 ) Valuation adjustments (2,075 ) (776 ) (885 ) Balance at year end $ 19,276 $ 21,432 $ 21,470 At December 31, 2019, our foreclosed properties of consumer residential real estate totaled $1.6 million .

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Premises and Equipment	PREMISES AND EQUIPMENT Land is carried at cost, while premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by the straight-line method for premises and equipment over the estimated useful lives of the assets. The estimated useful lives employed are on average 30 years for premises and 3 to 10 years for furniture and equipment. Repairs and maintenance expenditures are charged to operating expenses as incurred. Major improvements and additions to premises and equipment, including construction period interest costs, are capitalized. No interest was capitalized during 2019 , 2018 , or 2017 . The major categories of premises and equipment and accumulated depreciation at December 31, 2019 and 2018 are summarized as follows: Dollars in thousands 2019 2018 Land $ 10,645 $ 10,415 Buildings and improvements 34,885 32,283 Furniture and equipment 25,616 19,783 71,146 62,481 Less accumulated depreciation 26,978 24,928 Total premises and equipment, net $ 44,168 $ 37,553 Depreciation expense for the years ended December 31, 2019 , 2018 and 2017 approximated $2.61 million , $2.17 million and $1.89 million , respectively.

Goodwill And Other Intangible A

Goodwill And Other Intangible Assets	12 Months Ended
	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill and certain other intangible assets with indefinite useful lives are not amortized into net income over an estimated life, but rather are tested at least annually for impairment. Intangible assets determined to have definite useful lives are amortized over their estimated useful lives and also are subject to impairment testing. In accordance with ASU No. 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment , during third quarter 2019, we performed the qualitative assessment of goodwill and determined that the fair value was more likely than not greater than its carrying value. In performing the qualitative assessment, we considered certain events and circumstances such as macroeconomic conditions, industry and market considerations, overall financial performance and cost factors when evaluating whether it is more likely than not that the fair value is less than the carrying value. No indicators of impairment were noted as of September 30, 2019. The following table presents our goodwill activity by reporting unit for 2019. Goodwill Activity Dollars in thousands Community Banking Insurance Services Total Balance, January 1, 2019 $ 10,562 $ 4,710 $ 15,272 Reclassifications to goodwill — — — Acquired goodwill, net 2,096 — 2,096 Goodwill reduction in conjunction with sale of Summit Insurance Services, LLC — (4,710 ) (4,710 ) Balance, December 31, 2019 $ 12,658 $ — $ 12,658 In addition, at December 31, 2019 and December 31, 2018 , we had $10.36 million and $10.57 million in unamortized identified intangible assets comprised of $10.30 million core deposit intangible at December 31, 2019 and $9.80 million core deposit intangible and $700,000 customer intangible at December 31, 2018 . Other Intangible Assets December 31, 2019 December 31, 2018 Dollars in thousands Community Banking Insurance Services Total Community Banking Insurances Services Total Identified intangible assets Gross carrying amount $ 14,727 $ — $ 14,727 $ 12,598 $ 3,000 $ 15,598 Less: accumulated amortization 4,363 — 4,363 2,728 2,300 5,028 Net carrying amount $ 10,364 $ — $ 10,364 $ 9,870 $ 700 $ 10,570 Amortization relative to our identified intangible assets is as follows: Core Deposit Customer Dollars in thousands Intangible Intangible Actual: 2017 $ 1,210 $ 200 2018 1,471 200 2019 1,634 67 Expected: 2020 1,513 — 2021 1,393 — 2022 1,273 — 2023 1,152 — 2024 1,032 — Thereafter 3,930 —

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Deposits	DEPOSITS The following is a summary of interest bearing deposits by type as of December 31, 2019 and 2018 : Dollars in thousands 2019 2018 Demand deposits, interest bearing $ 630,351 $ 523,257 Savings deposits 418,096 284,173 Time deposits 604,237 605,276 Total $ 1,652,684 $ 1,412,706 Included in time deposits are deposits acquired through a third party (“brokered deposits”) totaling $150.6 million and $220.5 million at December 31, 2019 and 2018 , respectively. A summary of the scheduled maturities for all time deposits as of December 31, 2019 is as follows: Dollars in thousands Amount 2020 $ 336,485 2021 176,029 2022 44,678 2023 17,935 2024 10,661 Thereafter 18,449 Total $ 604,237 Time certificates of deposit in denominations of $100,000 or more totaled $387.8 million and $417.3 million at December 31, 2019 and 2018 , respectively. The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of December 31, 2019 : Dollars in thousands Amount Percent Three months or less $ 54,224 14.0 % Three through six months 63,734 16.4 % Six through twelve months 98,912 25.5 % Over twelve months 170,979 44.1 % Total $ 387,849 100.00 % The aggregate amount of time deposits in denominations that meet or exceed the FDIC insurance limit of $250,000 totaled $198.1 million and $255.8 million at December 31, 2019 and 2018. At December 31, 2019 and 2018 , our deposits of related parties including directors, executive officers and their related interests approximated $31.2 million and $37.1 million .

Borrowed Funds

Borrowed Funds	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Borrowed Funds	BORROWED FUNDS Our subsidiary bank is a member of the Federal Home Loan Bank (“FHLB”). Membership in the FHLB makes available short-term and long-term advances under collateralized borrowing arrangements with each subsidiary bank. All FHLB advances are collateralized by a blanket lien of $1.16 billion of residential mortgage loans, certain commercial loans, mortgage backed securities and securities of U. S. Government agencies and corporations. We had $149.3 million available on a short term line of credit with the Federal Reserve Bank at December 31, 2019 , which is primarily secured by a pledge of $283.0 million of our consumer loans, construction loans and commercial and industrial loan portfolios. We also had $6 million available on an unsecured line of credit with a correspondent bank. At December 31, 2019 , our subsidiary bank had additional borrowings availability of $609.3 million from the FHLB. Short-term FHLB advances are granted for terms of 1 to 365 days and bear interest at a fixed or variable rate set at the time of the funding request. Short-term borrowings: At December 31, 2019 , we had $155.3 million borrowing availability through credit lines and Federal funds purchased agreements. Federal funds purchased mature the next business day. A summary of short-term borrowings is presented below. 2019 2018 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased Short-term FHLB Advances Federal Funds Purchased Balance at December 31 $ 199,200 $ 145 $ 303,950 $ 5,134 Average balance outstanding for the period 193,992 458 223,764 4,378 Maximum balance outstanding at any month end during period 237,400 145 303,950 7,534 Weighted average interest rate for the period 2.48 % 2.43 % 2.18 % 1.95 % Weighted average interest rate for balances outstanding at December 31 1.83 % 1.75 % 2.71 % 2.50 % Long-term borrowings: Our long-term borrowings of $717,000 and $735,000 at December 31, 2019 and 2018 , respectively, consisted of a fixed rate advance from the Federal Home Loan Bank (“FHLB”) maturing in 2026. The average interest rate paid on long-term borrowings during 2019 was 5.34% compared to 4.26% in 2018 . Subordinated debentures owed to unconsolidated subsidiary trusts: We have three statutory business trusts that were formed for the purpose of issuing mandatorily redeemable securities (the “capital securities”) for which we are obligated to third party investors and investing the proceeds from the sale of the capital securities in our junior subordinated debentures (the “debentures”). The debentures held by the trusts are their sole assets. Our subordinated debentures totaled $ 19.6 million at December 31, 2019 and 2018 . In October 2002, we sponsored SFG Capital Trust I, in March 2004, we sponsored SFG Capital Trust II and in December 2005, we sponsored SFG Capital Trust III, of which 100% of the common equity of each trust is owned by us. SFG Capital Trust I issued $ 3.5 million in capital securities and $ 109,000 in common securities and invested the proceeds in $ 3.61 million of debentures. SFG Capital Trust II issued $ 7.5 million in capital securities and $ 232,000 in common securities and invested the proceeds in $ 7.73 million of debentures. SFG Capital Trust III issued $ 8.0 million in capital securities and $ 248,000 in common securities and invested the proceeds in $ 8.25 million of debentures. Distributions on the capital securities issued by the trusts are payable quarterly at a variable interest rate equal to 3 month LIBOR plus 345 basis points for SFG Capital Trust I, 3 month LIBOR plus 280 basis points for SFG Capital Trust II and 3 month LIBOR plus 145 basis points for SFG Capital Trust III and equals the interest rate earned on the debentures held by the trusts and is recorded as interest expense by us. The capital securities are subject to mandatory redemption in whole or in part, upon repayment of the debentures. We have entered into agreements which, taken collectively, fully and unconditionally guarantee the capital securities subject to the terms of the guarantee. The debentures of each Capital Trust are redeemable by us quarterly. The capital securities held by SFG Capital Trust I, SFG Capital Trust II and SFG Capital Trust III qualify as Tier 1 capital under Federal Reserve Board guidelines. In accordance with these Guidelines, trust preferred securities generally are limited to 25% of Tier 1 capital elements, net of goodwill. The amount of trust preferred securities and certain other elements in excess of the limit can be included in Tier 2 capital. A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts 2020 $ 19 $ — 2021 19 — 2022 21 — 2023 22 — 2024 23 — Thereafter 613 19,589 Total $ 717 $ 19,589

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	DERIVATIVE FINANCIAL INSTRUMENTS We use derivative instruments primarily to protect against the risk of adverse interest rate movements on the cash flows of certain assets and liabilities. Derivative instruments represent contracts between parties that usually require little or no initial net investment and result in one party delivering cash or another type of asset to the other party based upon a notional amount and an underlying as specified in the contract. A notional amount represents the number of units of a specific item, such as currency units. An underlying represents a variable, such as an interest rate or price index. The amount of cash or other asset delivered from one party to the other is determined based upon the interaction of the notional amount of the contract with the underlying. Derivatives can also be implicit in certain contracts and commitments. As with any financial instrument, derivative instruments have inherent risks, primarily market and credit risk. Market risk associated with changes in interest rates is managed by establishing and monitoring limits as to the degree of risk that may be undertaken as part of our overall market risk monitoring process. Credit risk occurs when a counterparty to a derivative contract with an unrealized gain fails to perform according to the terms of the agreement. Credit risk is managed by monitoring the size and maturity structure of the derivative portfolio and applying uniform credit standards to all activities with credit risk. All derivative instruments are recorded on the balance sheet at fair value in either other assets or other liabilities. Changes in the fair value of derivatives are recorded each period in current earnings or other comprehensive income, depending on whether a derivative is designated as part of a hedge transaction and the type of hedge transaction. Fair value hedges – For transactions in which we are hedging changes in fair value of an asset, liability, or a firm commitment, changes in the fair value of the derivative instrument are generally offset in the income statement by changes in the hedged item’s fair value. Cash flow hedges – For transactions in which we are hedging the variability of cash flows related to a variable-rate asset, liability, or a forecasted transaction, changes in the fair value of the derivative instrument are reported in other comprehensive income. The gains and losses on the derivative instrument, which are reported in comprehensive income, are reclassified to earnings in the periods in which earnings are impacted by the variability of cash flows of the hedged item. The ineffective portion of all hedges is recognized in current period earnings. Our derivatives are governed by the terms of ISDA Master netting agreements and Credit Support Annexes. The ISDA Master agreements allow counterparties to offset trades in a gain against trades in a loss to determine net exposure and allow for the right of offset in the event of either a default or an additional termination event. Credit Support Annexes govern the terms of daily collateral posting practices. Collateral practices mitigate the potential loss impact to affected parties by requiring liquid collateral to be posted on a scheduled basis to secure the aggregate net unsecured exposure. In addition to collateral, the right of offset allows counterparties to offset net derivative values with a defaulting party against certain other contractual receivables from other obligations due to the defaulting party in determining the net termination amount. We have entered into two forward-starting, pay-fixed/receive LIBOR interest rate swaps as follows: • A $30 million notional interest rate swap expiring on October 18, 2020, was designated as a cash flow hedge of $30 million of variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.89% and receive a variable rate equal to one month LIBOR. • A $40 million notional interest rate swap expiring on October 18, 2021, was designated as a cash flow hedge of $40 million of variable rate Federal Home Loan Bank advances. Under the terms of this swap we will pay a fixed rate of 2.19% and receive a variable rate equal to one month LIBOR. Also, at December 31, 2018, we were a party to a third forward-starting, pay-fixed/receive LIBOR interest rate swap as follows: • A $ 40 million notional interest rate swap that expired October 18, 2019, was designated as a cash flow hedge of $ 40 million of variable rate Federal Home Loan Bank advances. Under the terms of the swap we paid a fixed rate of 2.84% and received a variable rate equal to one month LIBOR. We have entered into two pay fixed/receive variable interest rate swaps to hedge fair value variability of two commercial fixed rate loans with the same principal, amortization, and maturity terms of the underlying loans, which are designated as fair value hedges as follows: • Under the terms of a $9.95 million original notional interest rate swap expiring January 15, 2025, we will pay a fixed rate of 4.33% and receive a variable rate equal to one month LIBOR plus 2.4000 percent. • Under the terms of a $11.3 million original notional interest rate swap expiring January 15, 2026, we will pay a fixed rate of 4.30% and receive a variable rate equal to one month LIBOR plus 2.18000 percent . A summary of our derivative financial instruments as of December 31, 2019 and 2018 follows: December 31, 2019 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 70,000 $ — $ 679 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,809 $ — $ 309 $ — December 31, 2018 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 110,000 $ — $ 411 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 19,399 $ 555 $ — $ —

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	INCOME TAXES Income taxes, computed on the separate return basis with the benefit of filing a consolidated return being recorded at the holding company, include Federal and state income taxes and are based on pretax net income reported in the consolidated financial statements, adjusted for transactions that may never enter into the computation of income taxes payable (permanent differences). Deferred tax assets and liabilities are determined based on the differences between the financial statement and tax basis of assets and liabilities that will result in taxable or deductible amounts in the future based on enacted tax laws and rates applicable to the periods in which the differences are expected to affect taxable income. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. Valuation allowances are established, when deemed necessary, to reduce deferred tax assets to the amount expected to be realized. On December 22, 2017, the Tax Cuts and Jobs Act (“TCJA”) was signed into law. Among other things, the TCJA permanently lowered the federal corporate income tax rate to 21% from the prior maximum rate of 35% , effective January 1, 2018. As a result of the reduction of the federal corporate income tax rate, ASC 740 - Income Taxes , required us to remeasure our deferred tax assets and deferred tax liabilities, including those accounted for in accumulated other comprehensive income, as of the date of TCJA’s enactment and record the effects as income tax expense in the reporting period of enactment. We remeasured our deferred tax assets and deferred tax liabilities as of December 22, 2017, at the new federal corporate income tax rate of 21% , and recorded additional deferred federal income tax expense of $3.5 million to reduce our net deferred tax assets. A tax position that meets a "probable recognition threshold" for the benefit of the uncertain tax position is recognized in the financial statements. A tax position that fails to meet the probable recognition threshold will result in either reduction of a current or deferred tax asset or receivable, or recording a current or deferred tax liability. We concluded that there were no significant uncertain tax positions requiring recognition in the consolidated financial statements. The evaluation was performed for the years ended 2016 through 2019, the tax years which remain subject to examination by major tax jurisdictions. The components of applicable income tax expense for the years ended December 31, 2019 , 2018 and 2017 , are as follows: Dollars in thousands 2019 2018 2017 Current Federal $ 6,676 $ 6,400 $ 5,092 State 938 973 496 7,614 7,373 5,588 Deferred Federal 88 (304 ) 4,027 State 15 (45 ) 49 103 (349 ) 4,076 Total $ 7,717 $ 7,024 $ 9,664 Reconciliation between the amount of reported income tax expense and the amount computed by multiplying the statutory income tax rates by book pretax income for the years ended December 31, 2019 , 2018 and 2017 is as follows: 2019 2018 2017 Dollars in thousands Amount Percent Amount Percent Amount Percent Computed tax at applicable statutory rate $ 8,313 21 $ 7,370 21 $ 7,553 35 Increase (decrease) in taxes resulting from: Tax-exempt interest and dividends, net (728 ) (2 ) (1,011 ) (3 ) (1,569 ) (7 ) Non-deductible merger-related expenses — — — — — — Low-income housing and rehabilitation tax credits (177 ) — (286 ) (1 ) (247 ) (1 ) Impact of enacted income tax rate change — — — — 3,461 16 State income taxes, net of Federal income tax benefit 753 2 734 2 354 2 Other, net (444 ) (1 ) 217 1 112 — Applicable income taxes $ 7,717 20 $ 7,024 20 $ 9,664 45 Deferred income taxes reflect the impact of "temporary differences" between amounts of assets and liabilities for financial reporting purposes and such amounts as measured for tax purposes. Deferred tax assets and liabilities represent the future tax return consequences of temporary differences, which will either be taxable or deductible when the related assets and liabilities are recovered or settled. The tax effects of temporary differences, which give rise to our deferred tax assets and liabilities as of December 31, 2019 and 2018 , are as follows: Dollars in thousands 2019 2018 Deferred tax assets Allowance for loan losses $ 3,017 $ 2,921 Depreciation 29 405 Foreclosed properties 2,659 2,951 Deferred revenue — 18 Deferred compensation 3,296 2,490 Other deferred costs and accrued expenses 534 645 Net unrealized loss on securities available for sale — 265 Net unrealized loss on interest rate swaps 163 99 Capital loss carryforwards — 166 Total 9,698 9,960 Deferred tax liabilities Accretion on tax-exempt securities 62 29 Net unrealized gain on securities available for sale 994 — Other post-retirement benefits 15 44 Purchase accounting adjustments and goodwill 2,099 2,253 Total 3,170 2,326 Net deferred tax assets $ 6,528 $ 7,634 We may from time to time be assessed interest or penalties associated with tax liabilities by major tax jurisdictions, although any such assessments are estimated to be minimal and immaterial. To the extent we have received an assessment for interest and/or penalties; it has been classified in the consolidated statements of income as a component of other noninterest expense. We are currently open to audit under the statute of limitations by the Internal Revenue Service for the years ended December 31, 2016 through 2018. Tax years 2017 through 2018 remain subject to West Virginia State examination.

Employee Benefits

Employee Benefits	12 Months Ended
	Dec. 31, 2019
Employee Benefits and Share-based Compensation, Noncash [Abstract]
Employee Benefits	EMPLOYEE BENEFITS Retirement Plans: We have defined contribution profit-sharing plans with 401(k) provisions covering substantially all employees. Contributions to the plans are at the discretion of the Board of Directors. Contributions made to the plans and charged to expense were $616,000 , $622,000 and $556,000 for the years ended December 31, 2019 , 2018 and 2017 , respectively. Employee Stock Ownership Plan: We have an Employee Stock Ownership Plan (“ESOP”), which enables eligible employees to acquire shares of our common stock. The cost of the ESOP is borne by us through annual contributions to an Employee Stock Ownership Trust in amounts determined by the Board of Directors. The expense recognized by us is based on cash contributed or committed to be contributed by us to the ESOP during the year. Contributions to the ESOP for the years ended December 31, 2019 , 2018 and 2017 were $721,000 , $646,000 and $525,000 respectively. Dividends paid by us to the ESOP are reported as a reduction of retained earnings. The ESOP owned 527,705 shares of our common stock at December 31, 2019 and 554,158 shares of common stock at December 31, 2018 , all of which were purchased at the prevailing market price. All but 66,099 unallocated shares at December 31, 2019 are considered outstanding for earnings per share computations. The purchase of unallocated ESOP shares is shown as a reduction of shareholders' equity, similar to a purchase of treasury stock. The loan receivable from the ESOP to the Company is not reported as an asset nor is the debt of the ESOP reported as a liability on the Company's Consolidated Balance Sheets. Cash dividends on allocated shares (those credited to ESOP participants' accounts) are recorded as a reduction of shareholders' equity and distributed directly to participants' accounts. Cash dividends on unallocated shares (those held by the ESOP not yet credited to participants' accounts) are used to pay a portion of the ESOPs debt service requirements. Unallocated ESOP shares will be allocated to ESOP participants ratably as the ESOP's loan is repaid. When the shares are committed to be released and become available for allocation to plan participants, the then fair value of such shares will be charged to compensation expense. The ESOP shares as of December 31 are as follows: ESOP Shares At December 31, 2019 2018 Allocated shares 440,751 447,424 Shares committed to be released 20,855 19,780 Unallocated shares 66,099 86,954 Total ESOP shares 527,705 554,158 Market value of unallocated shares ( in thousands ) $ 1,791 $ 1,679 Supplemental Executive Retirement Plan: We have certain non-qualified Supplemental Executive Retirement Plans (“SERP”) with certain senior officers, which provide participating officers with an income benefit payable at retirement age or death. The liabilities accrued for the SERP’s at December 31, 2019 and 2018 were $6.7 million and $6.1 million , respectively, which are included in other liabilities. Included in salaries, commissions and employee benefits was $712,000 , $669,000 and $707,000 expense related to these SERPS for the years December 31, 2019, 2018 and 2017, respectively. Share-Based Compensation: The 2014 Long-Term Incentive Plan (“2014 LTIP”) was adopted by our shareholders in May 2014 to enhance the ability of the Company to attract and retain exceptionally qualified individuals to serve as key employees. The LTIP provides for the issuance of up to 500,000 shares of common stock, in the form of equity awards including stock options, restricted stock, restricted stock units ("RSUs"), stock appreciation rights ("SARs"), performance units, other share-based awards or any combination thereof, to our key employees. Stock options awarded under the 2009 Officer Stock Option Plan and the 1998 Officer Stock Option Plan (collectively, the “Plans”) were not altered by the 2014 LTIP and remain subject to the terms of the Plans. However, under the terms of the 2014 LTIP, all shares of common stock remaining issuable under the Plans at the time the 2014 LTIP was adopted ceased to be available for future issuance. Under the 2014 LTIP and the Plans, stock options, SARs and RSUs have generally been granted with an exercise price equal to the fair value of Summit's common stock on the grant date. We periodically grant share based compensation to individual employees. During first quarter 2019, we granted 28,306 SARs with a $9.74 grant date fair value per SAR that become exercisable ratably over seven years ( 14.3% per year) and expire ten years after the grant date. Also during first quarter 2019, we granted 109,819 SARs with a $8.41 grant date fair value per SAR that become exercisable ratably over five years ( 20% per year) and expire ten years after the grant date. There were no grants of stock options or SARs in 2018. The fair value of our employee stock options and SARs granted under the Plans is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options and SARs granted but are not considered by the model. Because our employee stock options and SARs have characteristics significantly different from those of traded options and because changes in the subjective input assumptions can materially affect the fair value estimate, in management’s opinion, the existing models do not necessarily provide a reliable single measure of the fair value of its employee stock options and SARs at the time of grant. The assumptions used to value SARs granted in 2019 are as follows: 2019 grant with 7 year expiration 2019 grant with 5 year expiration Risk-free interest rate 2.51 % 2.43 % Expected dividend yield 2.30 % 2.30 % Expected common stock volatility 40.84 % 35.71 % Expected life 7 years 5.5 years A summary of SAR and option activity during 2017 , 2018 and 2019 is as follows: Weighted Average Dollars in thousands, except per share amounts Options / SARs Aggregate Remaining Contractual Term (Yrs.) Exercise Price Outstanding, December 31, 2016 217,857 $ 13.56 Granted 87,615 26.01 Exercised (51,781 ) 13.62 Forfeited — — Expired (3,400 ) 24.97 Outstanding, December 31, 2017 250,291 $ 17.75 Granted — — Exercised (6,800 ) 17.79 Forfeited (3,200 ) 25.50 Expired (8,200 ) 25.54 Outstanding, December 31, 2018 232,091 $ 17.36 Granted 138,125 23.94 Exercised (31,613 ) 11.83 Forfeited — — Expired (7,900 ) 25.83 Outstanding, December 31, 2019 330,703 $ 2,200 7.33 $ 20.44 Exercisable Options/SARs: December 31, 2019 104,889 $ 1,203 5.74 $ 15.62 December 31, 2018 95,924 583 6.04 $ 14.82 December 31, 2017 62,646 687 4.92 $ 15.35 The total intrinsic value of options and SARs exercised in 2019, 2018 and 2017 was $442,000 , $24,000 and $694,000 , respectively. The total fair value of options and SARs vested during 2019, 2018 and 2017 was $396,000 , $396,000 and $200,000 , respectively. During 2019, we granted 2,892 RSUs which will vest ratably over three years. Grants of RSUs include time-based vesting conditions that generally vest ratably over a period of three to five years. A summary of our RSU activity and related information is as follows. Dollars in thousands, except per share amounts RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2018 — — Granted 2,892 25.93 Exercised — — Forfeited — — Vested — — Nonvested, December 31, 2019 2,892 25.93 Total stock compensation expense for all share-based arrangements totaled $590,000 , $391,000 and $385,000 for the years ended December 31, 2019, 2018 and 2017, respectively, and the related income tax benefits recognized in 2019, 2018 and 2017 were $142,000 , $94,000 and $142,000 respectively. We recognize compensation expense based on the estimated number of stock awards expected to actually vest, exclusive of the awards expected to be forfeited. At December 31, 2019, our total unrecognized compensation expense related to all nonvested awards not yet recognized totaled $1.47 million and is expected to be recognized over the next 1.82 years .

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	COMMITMENTS AND CONTINGENCIES Off-Balance Sheet Arrangements We are a party to certain financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of our customers. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the statement of financial position. The contract amounts of these instruments reflect the extent of involvement that we have in this class of financial instruments. Many of our lending relationships contain both funded and unfunded elements. The funded portion is reflected on our balance sheet. The unfunded portion of these commitments is not recorded on our balance sheet until a draw is made under the loan facility. Since many of the commitments to extend credit may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash flow requirements. A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands December 31, December 31, Commitments to extend credit: Revolving home equity and credit card lines $ 69,200 $ 69,893 Construction loans 119,456 85,392 Other loans 225,637 161,619 Standby letters of credit 12,078 6,366 Total $ 426,371 $ 323,270 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. We evaluate each customer's credit worthiness on a case-by-case basis. The amount of collateral obtained, if we deem necessary upon extension of credit, is based on our credit evaluation. Collateral held varies but may include accounts receivable, inventory, equipment or real estate. Standby letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party and generally are of a term of no greater than one year. Our exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. We use the same credit policies in making commitments and conditional obligations as we do for on-balance sheet instruments. Employment Agreements We have various employment agreements with our executive officers and other key employees. These agreements contain change in control provisions that would entitle the officers to receive compensation in the event there is a change in control in the Company (as defined) and a termination of their employment without cause (as defined). Legal Contingencies On April 24, 2017, Summit entered into a Settlement and Release Agreement (the “Settlement Agreement”) with the Residential Funding Corporation ("RFC") and paid $9.9 million to fully resolve all claims by RFC and its successor, and to avoid the further costs, disruption, and distraction of defending the RFC lawsuits. Summit recorded a charge to noninterest expense in its consolidated statement of income for the year December 31, 2017 to recognize this settlement. We are not a party to any other litigation except for matters that arise in the normal course of business. While it is impossible to ascertain the ultimate resolution or range of financial liability, if any, with respect to these contingent matters, in the opinion of management, the outcome of these matters will not have a significant adverse effect on the consolidated financial statements.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Regulatory Matters	REGULATORY MATTERS The primary source of funds for our dividends paid to our shareholders is dividends received from our subsidiaries. Dividends paid by the subsidiary bank are subject to restrictions by banking law and regulations and require approval by the bank’s regulatory agency if dividends declared in any year exceed the bank’s current year's net income, as defined, plus its retained net profits of the two preceding years. During 2020, the Bank will have $41.6 million plus net income for the interim periods through the date of declaration, available for dividends for distribution to us. Our subsidiary bank is required to maintain reserve balances with the Federal Reserve Bank. The required reserve balance was $1,992,000 at December 31, 2019 . Our bank subsidiary, Summit Community Bank, Inc. (“Summit Community”), is subject to various regulatory capital requirements administered by the banking regulatory agencies. Under the capital adequacy guidelines and the regulatory framework for prompt corrective action, Summit Community must meet specific capital guidelines that involve quantitative measures of its assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Our bank subsidiary’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require Summit Community to maintain minimum amounts and ratios of Common Equity Tier 1("CET1"), Total capital and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined). We believe, as of December 31, 2019, that our bank subsidiary met all capital adequacy requirements to which they were subject. The most recent notifications from the banking regulatory agencies categorized Summit Community as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, Summit Community must maintain minimum CET1, Total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. In December 2018, the federal bank regulatory agencies approved a final rule modifying their regulatory capital rules to provide an option to phase-in over a period of three years the day-one regulatory capital effects of the implementation of ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326) - Measurement of Credit Losses on Financial Instruments . We intend to elect to this optional phase-in period upon adoption of the ASU effective January 1, 2020. The following tables present Summit's, as well as Summit Community's, actual and required minimum regulatory capital amounts and ratios as of December 31, 2019 and December 31, 2018. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended. Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 CET1 (to risk weighted assets) Summit $ 224,679 11.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 141,183 7.0 % 131,099 6.5 % Tier I Capital (to risk weighted assets) Summit 243,679 12.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 171,437 8.5 % 161,352 8.0 % Total Capital (to risk weighted assets) Summit 256,753 12.7 % N/A N/A N/A N/A Summit Community 257,119 12.7 % 212,579 10.5 % 202,456 10.0 % Tier I Capital (to average assets) Summit 243,679 10.5 % N/A N/A N/A N/A Summit Community 244,045 10.6 % 92,092 4.0 % 115,116 5.0 % As of December 31, 2018 CET1 (to risk weighted assets) Summit 197,551 11.1 % N/A N/A N/A N/A Summit Community 213,930 12.0 % 124,793 7.0 % 115,879 6.5 % Tier I Capital (to risk weighted assets) Summit 216,551 12.2 % N/A N/A N/A N/A Summit Community 213,930 12.0 % 151,534 8.5 % 142,620 8.0 % Total Capital (to risk weighted assets) Summit 229,598 12.9 % N/A N/A N/A N/A Summit Community 226,977 12.8 % 186,192 10.5 % 177,326 10.0 % Tier I Capital (to average assets) Summit 216,551 10.1 % N/A N/A N/A N/A Summit Community 213,930 10.0 % 85,572 4.0 % 106,965 5.0 %

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE The computations of basic and diluted earnings per share follow: For the Year Ended December 31, 2019 2018 2017 Common Common Common Dollars in thousands, Income Shares Per Income Shares Per Income Shares Per except per share amounts (Numerator) (Denominator) Share (Numerator) (Denominator) Share (Numerator) (Denominator) Share Net income $ 31,866 $ 28,072 $ 11,915 Basic EPS $ 31,866 12,516,474 $ 2.55 $ 28,072 12,364,468 $ 2.27 $ 11,915 11,918,390 $ 1.00 Effect of dilutive securities: Stock options 4,935 7,071 11,338 SARs 53,737 53,034 19,517 RSUs — — — Diluted EPS $ 31,866 12,575,145 $ 2.53 $ 28,072 12,424,573 $ 2.26 $ 11,915 11,949,245 $ 1.00 Stock option and SAR grants are disregarded in this computation if they are determined to be anti-dilutive. At December 31, 2019, our anti-dilutive SARs totaled 222,740 and all outstanding stock options were dilutive. Our anti-dilutive stock options were 7,700 and anti-dilutive SARs totaled 87,615 at December 31, 2018. All outstanding stock options and SARs were dilutive at December 31, 2017.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss) (Notes)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Abstract]
Comprehensive Income (Loss) Note [Text Block]	NOTE 20. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following are the changes in accumulated other comprehensive income (loss) by component, net of tax, for the years ended December 31, 2019 and 2018 . December 31, 2019 Dollars in thousands Gains and Losses on Pension Plan Gains on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available-for-Sale Securities Total Beginning balance $ — $ 139 $ (314 ) $ (841 ) $ (1,016 ) Other comprehensive income (loss) before reclassification, net of tax (140 ) (91 ) (204 ) 5,459 5,024 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (1,473 ) (1,473 ) Net current period other comprehensive income (loss) (140 ) (91 ) (204 ) 3,986 3,551 Ending balance $ (140 ) $ 48 $ (518 ) $ 3,145 $ 2,535 December 31, 2018 Dollars in thousands Gains on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available-for-Sale Securities Total Beginning balance $ 398 $ (1,564 ) $ 2,898 $ 1,732 Other comprehensive income (loss) before reclassification, net of tax (259 ) 1,250 (3,266 ) (2,275 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax — — (473 ) (473 ) Net current period other comprehensive income (loss) (259 ) 1,250 (3,739 ) (2,748 ) Ending balance 139 $ (314 ) $ (841 ) $ (1,016 )

Revenue Recognition Revenue fro

Revenue Recognition Revenue from Contracts with Customers (Notes)	12 Months Ended
	Dec. 31, 2019
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers	REVENUE FROM CONTRACTS WITH CUSTOMERS I nterest income, loan fees, realized securities gains and losses, bank owned life insurance income and mortgage banking revenue are not in the scope of ASC Topic 606, Revenue from Contracts with Customers . With the exception of gains or losses on sales of foreclosed properties, all of our revenue from contracts with customers in the scope of ASC 606 is recognized within Noninterest Income in the Consolidated Statements of Income. Incremental costs of obtaining a contract are expensed when incurred when the amortization period is one year or less. A description of our significant sources of revenue accounted for under ASC 606 follows: Service fees on deposit accounts are fees we charge our deposit customers for transaction-based, account maintenance and overdraft services. Transaction-based fees, which are earned based on specific transactions or customer activity within a customer’s deposit account, are recognized at the time the related transaction or activity occurs, as it is at this point when we fulfill the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which Summit satisfied the performance obligation. Overdraft fees are recognized when the overdraft occurs. Service fees on deposit accounts are paid through a direct charge to the customer’s account. Bank card revenue is comprised of interchange revenue and ATM fees. Interchange revenue is earned when Summit’s debit and credit cardholders conduct transactions through Mastercard and other payment networks. Interchange fees represent a percentage of the underlying cardholder’s transaction value and are generally recognized daily, concurrent with the transaction processing services provided to the cardholder. ATM fees are earned when a non-Summit cardholder uses a Summit ATM. ATM fees are recognized daily, as the related ATM transactions are settled. Trust and wealth management fees consist of 1) trust fees and 2) commissions earned from an independent, third-party broker-dealer. We earn trust fees from our contracts with trust clients to administer or manage assets for investment. Trust fees are earned over time (generally monthly) as Summit provides the contracted services and are assessed based on the value of assets under management at each month-end. We earn commissions from investment brokerage services provided to our clients by an independent, third-party broker-dealer. We receive monthly commissions from the third-party broker-dealer based upon client activity for the previous month. Insurance commissions principally consisted of commissions we earned as agents of insurers for selling group employee benefit and property and casualty insurance products to clients. Group employee benefit insurance commissions were recognized over time (generally monthly) as the related customary implied servicing obligations of group policyholders were fulfilled. Property and casualty insurance commissions were recognized using methods which approximated the time of placement of the underlying policy. We were paid insurance commissions ratably as the related policy premiums were paid by clients. The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: For the Year Ended December 31, Dollars in thousands 2019 2018 2017 Service fees on deposit accounts $ 5,094 $ 4,631 $ 4,109 Bank card revenue 3,536 3,152 2,697 Trust and wealth management fees 2,564 2,653 1,863 Insurance commissions 1,911 4,320 4,005 Other 292 246 227 Net revenue from contracts with customers 13,397 15,002 12,901 Non-interest income within the scope of other ASC topics 5,806 2,420 1,526 Total noninterest income $ 19,203 $ 17,422 $ 14,427

Condensed Financial Statements

Condensed Financial Statements Of Parent Company	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Financial Statements of Parent Company	CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY Information relative to our parent company balance sheets at December 31, 2019 and 2018 and the related statements of income and cash flows for the years ended December 31, 2019 , 2018 and 2017 , are presented as follows: Balance Sheets December 31, Dollars in thousands 2019 2018 Assets Cash $ 2,185 $ 4,326 Investment in subsidiaries 267,132 236,422 Other investments 77 77 Premises and equipment 146 126 Other assets 1,317 1,365 Total assets $ 270,857 $ 242,316 Liabilities and Shareholders' Equity Subordinated debentures owed to unconsolidated subsidiary trusts $ 19,589 $ 19,589 Other liabilities 3,504 2,897 Total liabilities 23,093 22,486 Preferred stock, $1.00 par value, authorized 250,000 shares — — Common stock and related surplus, $2.50 par value, authorized 20,000,000 shares; issued: 12,474,641 shares 2019, 12,399,887 shares 2018; outstanding: 12,408,542 shares 2019, 12,312,933 shares 2018 80,084 80,431 Unallocated common stock held by Employee Stock Ownership Plan - 2019 - 66,099 shares, 2018 - 86,954 shares (714 ) (939 ) Retained earnings 165,859 141,354 Accumulated other comprehensive income (loss) 2,535 (1,016 ) Total shareholders' equity 247,764 219,830 Total liabilities and shareholders' equity $ 270,857 $ 242,316 Statements of Income For the Year Ended December 31, Dollars in thousands 2019 2018 2017 Income Dividends from subsidiaries $ 16,757 $ 10,600 $ 6,500 Other dividends and interest income 54 28 24 Management and service fees from subsidiaries 1,542 1,555 1,964 Total income 18,353 12,183 8,488 Expense Interest expense 949 899 714 Operating expenses 3,755 2,565 2,462 Total expenses 4,704 3,464 3,176 Income before income taxes and equity in undistributed income of subsidiaries 13,649 8,719 5,312 Income tax (benefit) (276 ) (374 ) (129 ) Income before equity in undistributed income of subsidiaries 13,925 9,093 5,441 Equity in undistributed income of subsidiaries 17,941 18,979 6,474 Net income $ 31,866 $ 28,072 $ 11,915 Statements of Cash Flows For the Year Ended December 31, Dollars in thousands 2019 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 31,866 $ 28,072 $ 11,915 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (17,941 ) (18,979 ) (6,474 ) Deferred tax (benefit) expense (18 ) (8 ) 346 Depreciation 50 41 39 Share-based compensation expense 274 181 174 Earnings on bank owned life insurance — 7 (1 ) Decrease (increase) in other assets 491 (375 ) 535 Increase in other liabilities 807 1,036 512 Net cash provided by operating activities 15,529 9,975 7,046 CASH FLOWS FROM INVESTING ACTIVITIES Purchases of premises and equipment (123 ) (86 ) (92 ) Proceeds from sale of premises and equipment 53 13 60 Net cash used in investing activities (70 ) (73 ) (32 ) CASH FLOWS FROM FINANCING ACTIVITIES Dividends paid on common stock (7,361 ) (6,545 ) (5,238 ) Exercise of stock options 7 122 303 Repayment of long-term borrowings — — (902 ) Purchase and retirement of common stock (10,405 ) (1,689 ) — Proceeds from issuance of common stock, net of issuance costs 159 237 10 Net cash used in financing activities (17,600 ) (7,875 ) (5,827 ) (Decrease) increase in cash (2,141 ) 2,027 1,187 Cash: Beginning 4,326 2,299 1,112 Ending $ 2,185 $ 4,326 $ 2,299 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Cash payments for: Interest $ 961 $ 875 $ 704

Basis of Presentation (Policies

Basis of Presentation (Policies)	12 Months Ended
	Dec. 31, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of estimates	Use of estimates : We must make estimates and assumptions that affect the reported amounts and disclosures in preparing our financial statements in conformity with accounting principles generally accepted in the United States of America. Actual results could differ significantly from those estimates.
Principles of consolidation	Principles of consolidation : The accompanying consolidated financial statements include the accounts of Summit and its wholly-owned subsidiary. All significant accounts and transactions among these entities have been eliminated.
Comprehensive Income, Policy	Comprehensive income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale, cash flow hedges, other post-retirement benefits and pension plans, which are recognized as separate components of equity.
Cash and cash equivalents	Cash and cash equivalents: Cash and cash equivalents includes cash on hand, amounts due from banks (including cash items in process of clearing), interest bearing deposits with other banks and federal funds sold.
Finance, Loan and Lease Receivables, Held-for-sale, Policy	Loans held for sale : Loans held for sale are valued at the lower of aggregate carrying cost or fair value. Gains or losses realized on the sales of loans are recognized in other income at the time of sale.
Cash surrender value of life insurance policies	Cash surrender value of life insurance policies: We have purchased life insurance policies on certain employees. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Presentation of cash flows	Presentation of cash flows : For purposes of reporting, cash flows from demand deposits, NOW accounts, savings accounts and short-term borrowings are reported on a net basis, since their original maturities are less than three months. Cash flows from loans and certificates of deposit and other time deposits are reported net.
Advertising	Advertising: Advertising costs are expensed as incurred
Trust services	Trust services : Assets held in an agency or fiduciary capacity are not our assets and are not included in the accompanying consolidated balance sheets. Trust services income is recognized on the cash basis in accordance with customary banking practice. Reporting such income on a cash basis does not produce results that are materially different from those that would result from use of the accrual basis.
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Sales, Policy [Policy Text Block]	Transfer of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from us, the transferee obtains the right (free of condition that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and we do not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity date.
Variable interest entities	Unconsolidated subsidiary trusts: In accordance with accounting principles generally accepted in the United States, we do not consolidate subsidiary trusts which issue guaranteed preferred beneficial interests in subordinated debentures (Trust Preferred Securities). The Trust Preferred Securities qualify as Tier 1 capital for regulatory purposes. See Note 13 of our Notes to Consolidated Financial Statements for a discussion of our subordinated debentures owed to unconsolidated subsidiary trusts.

Acquisitions Acquisitions (Tabl

Acquisitions Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2019
Business Combinations [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	The following table details the total consideration paid on January 1, 2019 in connection with the acquisition of PBI, the fair values of the assets acquired and liabilities assumed and the resulting preliminary goodwill. (Dollars in thousands) As Recorded by PBI Estimated Fair Value Adjustments Estimated Fair Values as Recorded by Summit Cash consideration $ 12,740 Stock consideration 8,997 Total consideration 21,737 Identifiable assets acquired: Cash and cash equivalents $ 33,422 $ (93 ) $ 33,329 Securities available for sale, at fair value 55,206 (93 ) 55,113 Loans Purchased performing 42,376 (977 ) 41,399 Purchased credit impaired — — — Allowance for loan losses (410 ) 410 — Premises and equipment 1,382 (567 ) 815 Property held for sale — — — Core deposit intangibles — 2,129 2,129 Other assets 1,110 (100 ) 1,010 Total identifiable assets acquired $ 133,086 $ 709 $ 133,795 Identifiable liabilities assumed: Deposits 112,064 315 112,379 Other liabilities 1,422 353 1,775 Total identifiable liabilities assumed $ 113,486 $ 668 $ 114,154 Net identifiable assets acquired $ 19,600 $ 41 $ 19,641 Goodwill resulting from acquisition $ 2,096
Financial Effects of Purchase Accounting Adjustments	The following presents the financial effects of adjustments recognized in the statements of income for the years ended December 31, 2019, 2018 and 2017 related to all business combinations. Income increase (decrease) Dollars in thousands 2019 2018 2017 Interest and fees on loans $ 694 $ 386 $ 825 Interest expense on deposits 316 205 237 Amortization of intangibles (1,634 ) (1,471 ) (1,210 ) Income before income tax expense $ (624 ) $ (880 ) $ (148 )

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 20,864 $ — $ 20,864 $ — Mortgage backed securities: Government sponsored agencies 70,975 — 70,975 — Nongovernment sponsored entities 10,229 — 10,229 — State and political subdivisions 49,973 — 49,973 — Corporate debt securities 18,200 — 18,200 — Asset-backed securities 33,014 — 33,014 — Tax-exempt state and political subdivisions 73,100 — 73,100 — Total available for sale securities $ 276,355 $ — $ 276,355 $ — Derivative financial liabilities Interest rate swaps $ 988 $ — $ 988 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2018 Level 1 Level 2 Level 3 Available for sale securities U.S. Government sponsored agencies $ 26,140 $ — $ 26,140 $ — Mortgage backed securities: Government sponsored agencies 80,309 — 80,309 — Nongovernment sponsored entities 614 — 614 — State and political subdivisions 19,243 — 19,243 — Corporate debt securities 14,512 — 14,512 — Asset-backed securities 25,175 — 25,175 — Tax-exempt state and political subdivisions 127,154 — 127,154 — Total available for sale securities $ 293,147 $ — $ 293,147 $ — Derivative financial assets Interest rate swaps $ 555 $ — $ 555 $ — Derivative financial liabilities Interest rate swaps $ 411 $ — $ 411 $ —
Fair Value Measurements, Nonrecurring	Assets measured at fair value on a nonrecurring basis are included in the tables below. Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2019 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 1,319 $ — $ 1,319 $ — Collateral-dependent impaired loans Commercial $ 4,831 $ — $ 4,831 $ — Commercial real estate 1,863 — 1,863 — Construction and development 425 — 425 — Residential real estate 692 — 566 126 Total collateral-dependent impaired loans $ 7,811 $ — $ 7,685 $ 126 Property held for sale Commercial real estate $ 1,304 $ — $ 1,304 $ — Construction and development 12,182 — 12,182 — Residential real estate 705 — 705 — Total property held for sale $ 14,191 $ — $ 14,191 $ — Balance at Fair Value Measurements Using: Dollars in thousands December 31, 2018 Level 1 Level 2 Level 3 Residential mortgage loans held for sale $ 400 $ — $ 400 $ — Collateral-dependent impaired loans Commercial $ 2,660 — $ 2,611 $ 49 Commercial real estate 420 — 420 — Construction and development 759 — 759 — Residential real estate 763 — 763 — Total collateral-dependent impaired loans $ 4,602 $ — $ 4,553 $ 49 Property held for sale Commercial real estate $ 1,677 $ — $ 1,677 $ — Construction and development 16,363 — 16,363 — Residential real estate 403 — 403 — Total property held for sale $ 18,443 $ — $ 18,443 $ —
Fair Value, by Balance Sheet Grouping	At December 31, 2019 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 61,888 $ 61,888 $ — $ 61,888 $ — Securities available for sale 276,355 276,355 — 276,355 — Other investments 12,972 12,972 — 12,972 — Loans held for sale, net 1,319 1,319 — 1,319 — Loans, net 1,900,425 1,901,020 — 7,685 1,893,335 Accrued interest receivable 8,439 8,439 — 8,439 — Cash surrender value of life insurance policies 43,603 43,603 — 43,603 — Derivative financial assets — — — — — $ 2,305,001 $ 2,305,596 $ — $ 412,261 $ 1,893,335 Financial liabilities Deposits $ 1,913,237 $ 1,918,610 $ — $ 1,918,610 $ — Short-term borrowings 199,345 199,345 — 199,345 — Long-term borrowings 717 854 — 854 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,234 1,234 — 1,234 — Derivative financial liabilities 988 988 — 988 — $ 2,135,110 $ 2,140,620 $ — $ 2,140,620 $ — At December 31 2018 Fair Value Measurements Using: Dollars in thousands Carrying Value Estimated Fair Value Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 59,540 $ 59,540 $ — $ 59,540 $ — Securities available for sale 293,147 293,147 — 293,147 — Other investments 16,635 16,635 — 16,635 — Loans held for sale, net 400 400 — 400 — Loans, net 1,682,005 1,666,834 — 4,553 1,662,281 Accrued interest receivable 8,708 8,708 — 8,708 — Cash surrender value of life insurance policies 42,386 42,386 — 42,386 — Derivative financial assets 555 555 — 555 — $ 2,103,376 $ 2,088,205 $ — $ 425,924 $ 1,662,281 Financial liabilities Deposits $ 1,634,826 $ 1,631,456 $ — $ 1,631,456 $ — Short-term borrowings 309,084 309,084 — 309,084 — Long-term borrowings 735 843 — 843 — Subordinated debentures owed to unconsolidated subsidiary trusts 19,589 19,589 — 19,589 — Accrued interest payable 1,102 1,102 — 1,102 — Derivative financial liabilities 411 411 — 411 — $ 1,965,747 $ 1,962,485 $ — $ 1,962,485 $ —

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Debt Securities, Available-for-sale [Abstract]
Available-for-sale Securities	The amortized cost, unrealized gains, unrealized losses and estimated fair values of securities at December 31, 2019 and 2018 , are summarized as follows: December 31, 2019 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 21,036 $ 212 $ 384 $ 20,864 Residential mortgage-backed securities: Government-sponsored agencies 70,379 1,031 435 70,975 Nongovernment-sponsored entities 10,253 17 41 10,229 State and political subdivisions General obligations 12,603 25 171 12,457 Water and sewer revenues 7,170 71 114 7,127 Lease revenues 5,310 25 77 5,258 University revenues 5,917 164 16 6,065 Other revenues 18,831 344 109 19,066 Corporate debt securities 18,268 81 149 18,200 Asset-backed securities 33,826 — 812 33,014 Total taxable debt securities 203,593 1,970 2,308 203,255 Tax-exempt debt securities State and political subdivisions General obligations 36,673 2,526 — 39,199 Water and sewer revenues 9,565 633 — 10,198 Lease revenues 8,455 598 — 9,053 Other revenues 13,929 728 7 14,650 Total tax-exempt debt securities 68,622 4,485 7 73,100 Total available for sale securities $ 272,215 $ 6,455 $ 2,315 $ 276,355 December 31, 2018 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value Available for Sale Taxable debt securities U.S. Government and agencies and corporations $ 26,303 $ 203 $ 366 $ 26,140 Residential mortgage-backed securities: Government-sponsored agencies 80,883 603 1,177 80,309 Nongovernment-sponsored entities 611 4 1 614 State and political subdivisions General obligations 6,081 — 126 5,955 Other revenues 13,457 17 186 13,288 Corporate debt securities 14,807 9 304 14,512 Asset-backed securities 25,288 10 123 25,175 Total taxable debt securities 167,430 846 2,283 165,993 Tax-exempt debt securities State and political subdivisions General obligations 65,626 624 344 65,906 Water and sewer revenues 20,018 225 98 20,145 Lease revenues 10,980 135 7 11,108 Other revenues 30,197 77 279 29,995 Total tax-exempt debt securities 126,821 1,061 728 127,154 Total available for sale securities $ 294,251 $ 1,907 $ 3,011 $ 293,147
Summary Of Volume of State and Political Subdivision Securities Held in Portfolio	We own no such securities of any single issuer which we deem to be a concentration. December 31, 2019 Amortized Unrealized Dollars in thousands Cost Gains Losses Fair Value California $ 21,194 $ 1,109 $ 128 $ 22,175 Michigan 10,864 623 — 11,487 Illinois 9,245 410 — 9,655 Texas 8,934 344 64 9,214 West Virginia 8,490 206 7 8,689
Schedule of Realized Gain (Loss)	The proceeds from sales, calls and maturities of available for sale securities, including principal payments received on mortgage-backed obligations, and the related gross gains and losses realized are as follows: Dollars in thousands Proceeds from Gross realized Calls and Principal Years ended December 31, Sales Maturities Payments Gains Losses 2019 $ 142,423 $ 1,871 $ 22,870 $ 2,270 $ 332 2018 107,559 1,145 24,814 1,785 1,163 2017 152,882 2,700 31,902 685 699
Investments Classified by Contractual Maturity Date	The maturities, amortized cost and estimated fair values of securities at December 31, 2019 , are summarized as follows: Dollars in thousands Amortized Cost Fair Value Due in one year or less $ 29,692 $ 29,768 Due from one to five years 79,060 79,170 Due from five to ten years 60,439 60,627 Due after ten years 103,024 106,790 Total $ 272,215 $ 276,355
Schedule of Unrealized Loss on Investments	Provided below is a summary of securities available for sale which were in an unrealized loss position at December 31, 2019 and 2018 . 2019 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ — $ — $ 14,903 $ 384 $ 14,903 $ 384 Residential mortgage-backed securities: Government-sponsored agencies 21 12,298 96 15,174 339 27,472 435 Nongovernment-sponsored entities 4 8,323 41 — — 8,323 41 State and political subdivisions: General obligations 10 10,581 171 — — 10,581 171 Water and sewer revenues 4 4,421 114 — — 4,421 114 Lease revenues 4 4,235 77 — — 4,235 77 University revenues 1 1,307 16 — — 1,307 16 Other revenues 6 6,517 109 — — 6,517 109 Corporate debt securities 6 1,686 3 3,739 146 5,425 149 Asset-backed securities 15 3,441 34 29,573 778 33,014 812 Tax-exempt debt securities State and political subdivisions: Other revenues 2 1,183 7 — — 1,183 7 Total 88 $ 53,992 $ 668 $ 63,389 $ 1,647 $ 117,381 $ 2,315 2018 Less than 12 months 12 months or more Total Dollars in thousands # of securities in loss position Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Taxable debt securities U.S. Government agencies and corporations 15 $ 12,185 $ 184 $ 7,464 $ 182 $ 19,649 $ 366 Residential mortgage-backed securities: Government-sponsored agencies 37 23,277 241 24,472 936 47,749 1,177 Nongovernment-sponsored entities 1 — — 436 1 436 1 State and political subdivisions: General obligations 8 — — 5,222 126 5,222 126 Other revenues 11 968 16 9,450 170 10,418 186 Corporate debt securities 7 2,759 109 4,587 195 7,346 304 Asset-backed securities 9 20,129 123 — — 20,129 123 Tax-exempt debt securities State and political subdivisions: General obligations 25 7,273 50 16,830 294 24,103 344 Water and sewer revenues 7 989 6 4,311 92 5,300 98 Lease revenues 2 553 — 557 7 1,110 7 Other revenues 12 7,309 62 11,531 217 18,840 279 Total 134 $ 75,442 $ 791 $ 84,860 $ 2,220 $ 160,302 $ 3,011

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2019
Loans and Leases Receivable Disclosure [Abstract]
Summary Of Loans, Net Of Unearned Fees	Loans are summarized as follows: Dollars in thousands 2019 2018 Commercial $ 207,138 $ 194,315 Commercial real estate Owner-occupied 276,218 266,362 Non-owner occupied 629,206 564,826 Construction and development Land and land development 84,112 68,833 Construction 37,523 24,731 Residential real estate Non-jumbo 354,963 336,977 Jumbo 70,947 73,599 Home equity 76,568 80,910 Mortgage warehouse lines 126,237 39,140 Consumer 36,470 32,460 Other 14,117 12,899 Total loans, net of unearned fees 1,913,499 1,695,052 Less allowance for loan losses 13,074 13,047 Loans, net $ 1,900,425 $ 1,682,005
Schedule Of Acquired Loans	The outstanding balance and the recorded investment of acquired loans included in the consolidated balance sheet at December 31, 2019 and 2018 are as follows: Acquired Loans 2019 2018 Dollars in thousands Purchased Credit Impaired Purchased Performing Total Purchased Credit Impaired Purchased Performing Total Outstanding balance $ 3,488 $ 131,745 $ 135,233 $ 4,275 $ 138,167 $ 142,442 Recorded investment Commercial $ — $ 3,333 $ 3,333 $ — $ 3,934 $ 3,934 Commercial real estate Owner-occupied — 17,416 17,416 — 16,133 16,133 Non-owner occupied 653 12,957 13,610 1,162 23,431 24,593 Construction and development Land and land development — 3,031 3,031 — 5,161 5,161 Construction — — — — — — Residential real estate Non-jumbo 1,247 83,856 85,103 1,374 77,894 79,268 Jumbo 944 3,055 3,999 975 2,577 3,552 Home equity — 2,144 2,144 — 2,805 2,805 Consumer — 4,159 4,159 — 4,630 4,630 Other — 13 13 — 122 122 Total recorded investment $ 2,844 $ 129,964 $ 132,808 $ 3,511 $ 136,687 $ 140,198
Summary of Change in Accretable Yield PCI Loans	The following table presents a summary of the change in the accretable yield of the purchased credit impaired ("PCI") loan portfolio during 2019 and 2018: Dollars in thousands 2019 2018 Accretable yield, January 1 $ 632 $ 745 Accretion (63 ) (115 ) Reclassification of nonaccretable difference due to improvement in expected cash flows — — Other changes, net (46 ) 2 Accretable yield, December 31 $ 523 $ 632
Schedule Of Loan Maturities	The following presents loan maturities at December 31, 2019 : Within After 1 but After Dollars in thousands 1 Year within 5 Years 5 Years Commercial $ 101,625 $ 63,132 $ 42,381 Commercial real estate 88,846 119,993 696,585 Construction and development 43,713 28,611 49,311 Residential real estate 25,830 39,072 437,576 Mortgage warehouse lines 126,237 — — Consumer 5,247 25,849 5,374 Other 1,026 6,232 6,859 $ 392,524 $ 282,889 $ 1,238,086 Loans due after one year with: Variable rates $ 564,490 Fixed rates 956,485 $ 1,520,975
Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class	The following table presents the contractual aging of the recorded investment in past due loans by class as of December 31, 2019 and 2018 . At December 31, 2019 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 216 $ — $ 383 $ 599 $ 206,539 $ — Commercial real estate Owner-occupied 119 137 4,035 4,291 271,927 — Non-owner occupied 879 179 1,363 2,421 626,785 — Construction and development Land and land development 208 28 188 424 83,688 — Construction — — 138 138 37,385 — Residential mortgage Non-jumbo 4,172 826 1,877 6,875 348,088 — Jumbo — — — — 70,947 — Home equity 760 — 223 983 75,585 — Mortgage warehouse lines — — — — 126,237 — Consumer 208 86 112 406 36,064 42 Other — — 100 100 14,017 — Total $ 6,562 $ 1,256 $ 8,419 $ 16,237 $ 1,897,262 $ 42 At December 31, 2018 Past Due > 90 days and Accruing Dollars in thousands 30-59 days 60-89 days > 90 days Total Current Commercial $ 254 $ 51 $ 483 $ 788 $ 193,527 $ — Commercial real estate Owner-occupied — — 612 612 265,750 — Non-owner occupied 156 255 1,756 2,167 562,659 — Construction and development Land and land development 190 4 3,174 3,368 65,465 — Construction — — — — 24,731 — Residential mortgage Non-jumbo 4,120 2,235 3,753 10,108 326,869 — Jumbo — — 675 675 72,924 — Home equity 754 261 181 1,196 79,714 — Mortgage warehouse lines — — — — 39,140 — Consumer 502 121 125 748 31,712 36 Other 31 — — 31 12,868 — Total $ 6,007 $ 2,927 $ 10,759 $ 19,693 $ 1,675,359 $ 36
Schedule of Financing Receivables, Non Accrual Status	Nonaccrual loans: The following table presents the nonaccrual loans included in the net balance of loans at December 31, 2019 and 2018 . Dollars in thousands 2019 2018 Commercial $ 764 $ 935 Commercial real estate Owner-occupied 4,198 1,028 Non-owner occupied 1,602 2,210 Construction and development Land & land development 188 3,198 Construction 138 — Residential mortgage Non-jumbo 4,120 6,532 Jumbo — 675 Home equity 284 299 Mortgage warehouse lines — — Consumer 74 112 Other 100 — Total $ 11,468 $ 14,989
Impaired Financing Receivables	The following tables present loans individually evaluated for impairment at December 31, 2019 and 2018 . December 31, 2019 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 403 $ 403 $ — $ 467 $ 21 Commercial real estate Owner-occupied 7,223 7,224 — 7,534 224 Non-owner occupied 8,514 8,515 — 9,389 495 Construction and development Land & land development 945 945 — 1,143 65 Construction — — — — — Residential real estate Non-jumbo 3,387 3,393 — 3,787 217 Jumbo 3,980 3,979 — 4,017 210 Home equity 523 523 — 523 27 Mortgage warehouse lines — — — — — Consumer 13 13 — 14 2 Total without a related allowance $ 24,988 $ 24,995 $ — $ 26,874 $ 1,261 With a related allowance Commercial $ 4,882 $ 4,882 $ 51 $ 4,786 $ 274 Commercial real estate Owner-occupied 3,862 3,866 409 3,893 113 Non-owner occupied 540 544 113 535 5 Construction and development Land & land development 1,015 1,015 589 1,030 51 Construction — — — — — Residential real estate Non-jumbo 1,876 1,874 173 2,112 59 Jumbo — — — — — Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 12,175 $ 12,181 $ 1,335 $ 12,356 $ 502 Total Commercial $ 27,384 $ 27,394 $ 1,162 $ 28,777 $ 1,248 Residential real estate 9,766 9,769 173 10,439 513 Consumer 13 13 — 14 2 Total $ 37,163 $ 37,176 $ 1,335 $ 39,230 $ 1,763 The above table does not include PCI loans. December 31, 2018 Dollars in thousands Recorded Investment Unpaid Principal Balance Related Allowance Average Impaired Balance Interest Income Recognized while impaired Without a related allowance Commercial $ 1,019 $ 1,253 $ — $ 321 $ 16 Commercial real estate Owner-occupied 8,600 8,605 — 7,730 318 Non-owner occupied 9,666 9,673 — 9,753 493 Construction and development Land & land development 4,767 4,767 — 4,947 102 Construction — — — — — Residential real estate Non-jumbo 3,279 3,284 — 3,401 180 Jumbo 4,132 4,130 — 3,517 166 Home equity 523 523 — 523 30 Mortgage warehouse lines — — — — — Consumer 9 10 — 13 1 Total without a related allowance $ 31,995 $ 32,245 $ — $ 30,205 $ 1,306 With a related allowance Commercial $ 3,343 $ 3,342 $ 682 $ 705 $ 39 Commercial real estate Owner-occupied 2,969 2,969 462 2,397 117 Non-owner occupied 189 191 9 226 16 Construction and development Land & land development 1,057 1,057 298 1,073 56 Construction — — — — — Residential real estate Non-jumbo 2,982 2,981 585 2,539 98 Jumbo 821 822 106 827 48 Home equity — — — — — Mortgage warehouse lines — — — — — Consumer — — — — — Total with a related allowance $ 11,361 $ 11,362 $ 2,142 $ 7,767 $ 374 Total Commercial $ 31,610 $ 31,857 $ 1,451 $ 27,152 $ 1,157 Residential real estate 11,737 11,740 691 10,807 522 Consumer 9 10 — 13 1 Total $ 43,356 $ 43,607 $ 2,142 $ 37,972 $ 1,680
Troubled Debt Restructurings on Financing Receivables	All TDRs are evaluated individually for allowance for loan loss purposes. 2019 2018 Dollars in thousands Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Number of Modifications Pre-modification Recorded Investment Post-modification Recorded Investment Commercial — $ — $ — 2 $ 157 $ 157 Commercial real estate Owner-occupied 1 325 325 — — — Non-owner occupied 4 324 324 2 183 183 Residential real estate Non-jumbo 7 410 410 8 899 899 Consumer 1 15 15 — — — Total 13 $ 1,074 $ 1,074 12 $ 1,239 $ 1,239
Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings	For purposes of these tables, a default is considered as either the loan was past due 30 days or more at any time during the period, or the loan was fully or partially charged off during the period. 2019 2018 Dollars in thousands Number of Defaults Recorded Investment at Default Date Number of Defaults Recorded Investment at Default Date Commercial — $ — 2 $ 157 Commercial real estate Non-owner occupied 2 178 — — Residential real estate Non-jumbo 3 174 7 847 Total 5 $ 352 9 $ 1,004
Schedule of the Activity Regarding TDRs by Loan Type	The following table details the activity regarding TDRs by loan type during 2019 and the related allowance on TDRs. 2019 Construction & Land Development Commercial Real Estate Residential Real Estate Dollars in thousands Land & Land Develop- ment Construc- tion Commer- cial Owner Occupied Non- Owner Occupied Non- jumbo Jumbo Home Equity Mortgage Warehouse Lines Con- sumer Other Total Troubled debt restructurings Balance January 1, 2019 $ 2,654 $ — $ 273 $ 9,365 $ 5,404 $ 4,490 $ 4,278 $ 523 $ — $ 10 $ — $ 26,997 Additions — — — 325 324 410 — — — 15 — 1,074 Charge-offs — — — — — — — — — — — — Net (paydowns) advances (694 ) — (71 ) (204 ) (203 ) (287 ) (924 ) — — (12 ) — (2,395 ) Transfer into foreclosed properties — — — — — — — — — — — — Refinance out of TDR status — — — — — — — — — — — — Balance, December 31, 2019 $ 1,960 $ — $ 202 $ 9,486 $ 5,525 $ 4,613 $ 3,354 $ 523 $ — $ 13 $ — $ 25,676 Allowance related to troubled debt restructurings $ 589 $ — $ 4 $ 245 $ — $ 163 $ — $ — $ — $ — $ — $ 1,001
Financing Receivable Credit Quality Indicators	The following table presents the recorded investment in construction and development, commercial and commercial real estate loans which are generally evaluated based upon our internal risk ratings defined above. Loan Risk Profile by Internal Risk Rating Construction and Development Commercial Real Estate Land and Land Development Construction Commercial Owner Occupied Non-Owner Occupied Mortgage Warehouse Lines Dollars in thousands 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 2019 2018 Pass $ 82,317 $ 63,743 $ 37,385 $ 24,589 $ 200,313 $ 182,651 $ 269,357 $ 259,360 $ 622,857 $ 556,609 $ 126,237 $ 39,140 OLEM (Special Mention) 454 472 138 142 1,052 6,748 2,184 1,864 1,876 1,554 — — Substandard 1,341 4,618 — — 5,773 4,916 4,677 5,138 4,473 6,663 — — Doubtful — — — — — — — — — — — — Loss — — — — — — — — — — — — Total $ 84,112 $ 68,833 $ 37,523 $ 24,731 $ 207,138 $ 194,315 $ 276,218 $ 266,362 $ 629,206 $ 564,826 $ 126,237 $ 39,140
Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity	The following table presents the recorded investment in consumer, residential real estate and home equity loans, which are generally evaluated based on the aging status of the loans, which was previously presented, and payment activity. Performing Nonperforming Dollars in thousands 2019 2018 2019 2018 Residential real estate Non-jumbo $ 350,843 $ 330,445 $ 4,120 $ 6,532 Jumbo 70,947 72,924 — 675 Home Equity 76,284 80,611 284 299 Consumer 36,354 32,312 116 148 Other 14,017 12,899 100 — Total $ 548,445 $ 529,191 $ 4,620 $ 7,654
Schedule of Related Party Loans Aggregating $60,000 or More	The following presents the activity with respect to related party loans aggregating $60,000 or more to any one related party (other changes represent additions to and changes in director and executive officer status): Dollars in thousands 2019 2018 Balance, beginning $ 43,899 $ 45,698 Additions 37,947 6,750 Amounts collected (30,203 ) (6,992 ) Other changes, net (351 ) (1,557 ) Balance, ending $ 51,292 $ 43,899

Allowance For Loan Losses (Tabl

Allowance For Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent	An analysis of the allowance for loan losses for the years ended December 31, 2019 , 2018 and 2017 is as follows: Dollars in thousands 2019 2018 2017 Balance, beginning of year $ 13,047 $ 12,565 $ 11,674 Losses: Commercial 281 248 23 Commercial real estate Owner occupied 2 38 5 Non-owner occupied 170 619 65 Construction and development Land and land development 2 259 3 Construction — — 33 Residential real estate Non-jumbo 979 887 359 Jumbo — — 2 Home equity 24 26 158 Mortgage warehouse lines — — — Consumer 285 244 389 Other 360 282 251 Total 2,103 2,603 1,288 Recoveries: Commercial 17 16 124 Commercial real estate Owner occupied 21 23 89 Non-owner occupied 1 — 91 Construction and development Land and land development 108 270 278 Construction — — — Real estate - mortgage Non-jumbo 125 228 134 Jumbo — 25 — Home equity 19 10 30 Mortgage warehouse lines — — — Consumer 168 141 82 Other 121 122 101 Total 580 835 929 Net losses 1,523 1,768 359 Provision for loan losses 1,550 2,250 1,250 Balance, end of year $ 13,074 $ 13,047 $ 12,565
Allowance for Credit Losses on Financing Receivables	The following tables present the activity in the allowance for loan losses, balance in allowance for loan losses and recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 and 2018. For the Year Ended December 31, 2019 At December 31, 2019 At December 31, 2019 Allowance for loan losses Allowance related to: Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Loans individua- lly evaluated for impairm- ent Loans collective- ly evaluated for impairm- ent Loans acquired with deteriora- ted credit quality (PCI) Total Loans individua- lly evaluated for impairm- ent Loans collectively evaluated for impairment Loans Total Commercial $ 1,705 $ (281 ) $ 17 $ (295 ) $ 1,146 $ 51 $ 1,095 $ — $ 1,146 $ 5,285 $ 201,853 $ — $ 207,138 Commercial real estate Owner occupied 2,214 (2 ) 21 467 2,700 409 2,291 — 2,700 11,085 265,133 — 276,218 Non-owner occupied 5,742 (170 ) 1 366 5,939 113 5,821 5 5,939 9,054 619,499 653 629,206 Construction and development Land and land development 339 (2 ) 108 155 600 589 11 — 600 1,960 82,152 — 84,112 Construction 64 — — 178 242 — 242 — 242 — 37,523 — 37,523 Residential real estate Non-jumbo 2,090 (979 ) 125 576 1,812 173 1,624 15 1,812 5,263 348,453 1,247 354,963 Jumbo 379 — — (368 ) 11 — 11 — 11 3,980 66,023 944 70,947 Home equity 167 (24 ) 19 (24 ) 138 — 138 — 138 523 76,045 — 76,568 Mortgage warehouse lines — — — — — — — — — — 126,237 — 126,237 Consumer 79 (285 ) 168 173 135 — 135 — 135 13 36,457 — 36,470 Other 268 (360 ) 121 322 351 — 351 — 351 — 14,117 — 14,117 Total $ 13,047 $ (2,103 ) $ 580 $ 1,550 $ 13,074 $ 1,335 $ 11,719 $ 20 $ 13,074 $ 37,163 $ 1,873,492 $ 2,844 $ 1,913,499 For the Year Ended December 31, 2018 At December 31, 2018 At December 31, 2018 Allowance for loan losses Allowance related to: Loans Dollars in thousands Beginning Balance Charge- offs Recoveries Provision Ending Balance Loans individua- lly evaluated for impairm- ent Loans collective- ly evaluated for impairm- ent Loans acquired with deteriora- ted credit quality (PCI) Total Loans individua- lly evaluated for impairm- ent Loans collectively evaluated for impairment Loans acquired with deteriora- ted credit quality (PCI) Total Commercial $ 1,303 $ (248 ) $ 16 $ 634 $ 1,705 $ 682 $ 1,023 $ — $ 1,705 $ 4,362 $ 189,953 $ — $ 194,315 Commercial real estate Owner occupied 2,424 (38 ) 23 (195 ) 2,214 462 1,752 — 2,214 11,569 254,793 — 266,362 Non-owner occupied 4,950 (619 ) — 1,411 5,742 9 5,729 4 5,742 9,855 553,809 1,162 564,826 Construction and development Land and land development 641 (259 ) 270 (313 ) 339 298 41 — 339 5,824 63,009 — 68,833 Construction 153 — — (89 ) 64 — 64 — 64 — 24,731 — 24,731 Residential real estate Non-jumbo 1,911 (887 ) 228 838 2,090 585 1,495 10 2,090 6,261 329,342 1,374 336,977 Jumbo 72 — 25 282 379 106 273 — 379 4,953 67,671 975 73,599 Home equity 638 (26 ) 10 (455 ) 167 — 167 — 167 523 80,387 — 80,910 Mortgage warehouse lines — — — — — — — — — — 39,140 — 39,140 Consumer 210 (244 ) 141 (28 ) 79 — 79 — 79 9 32,451 — 32,460 Other 263 (282 ) 122 165 268 — 268 — 268 — 12,899 — 12,899 Total $ 12,565 $ (2,603 ) $ 835 $ 2,250 $ 13,047 $ 2,142 $ 10,891 $ 14 $ 13,047 $ 43,356 $ 1,648,185 $ 3,511 $ 1,695,052

Property Held For Sale (Tables)

Property Held For Sale (Tables)	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Schedule Of Activity Of Property Held For Sale	The following table presents the activity of property held for sale during 2019 , 2018 and 2017 . Dollars in thousands 2019 2018 2017 Beginning balance $ 21,432 $ 21,470 $ 24,504 Acquisitions 4,549 1,804 363 Acquisition of FCB — — 2,377 Capitalized improvements 512 1,304 316 Dispositions (5,142 ) (2,370 ) (5,205 ) Valuation adjustments (2,075 ) (776 ) (885 ) Balance at year end $ 19,276 $ 21,432 $ 21,470

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment	The major categories of premises and equipment and accumulated depreciation at December 31, 2019 and 2018 are summarized as follows: Dollars in thousands 2019 2018 Land $ 10,645 $ 10,415 Buildings and improvements 34,885 32,283 Furniture and equipment 25,616 19,783 71,146 62,481 Less accumulated depreciation 26,978 24,928 Total premises and equipment, net $ 44,168 $ 37,553

Goodwill And Other Intangible_2

Goodwill And Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The following table presents our goodwill activity by reporting unit for 2019. Goodwill Activity Dollars in thousands Community Banking Insurance Services Total Balance, January 1, 2019 $ 10,562 $ 4,710 $ 15,272 Reclassifications to goodwill — — — Acquired goodwill, net 2,096 — 2,096 Goodwill reduction in conjunction with sale of Summit Insurance Services, LLC — (4,710 ) (4,710 ) Balance, December 31, 2019 $ 12,658 $ — $ 12,658
Summary Of Other Intangible Assets	Other Intangible Assets December 31, 2019 December 31, 2018 Dollars in thousands Community Banking Insurance Services Total Community Banking Insurances Services Total Identified intangible assets Gross carrying amount $ 14,727 $ — $ 14,727 $ 12,598 $ 3,000 $ 15,598 Less: accumulated amortization 4,363 — 4,363 2,728 2,300 5,028 Net carrying amount $ 10,364 $ — $ 10,364 $ 9,870 $ 700 $ 10,570
Finite-lived Intangible Assets Amortization Expense	Amortization relative to our identified intangible assets is as follows: Core Deposit Customer Dollars in thousands Intangible Intangible Actual: 2017 $ 1,210 $ 200 2018 1,471 200 2019 1,634 67 Expected: 2020 1,513 — 2021 1,393 — 2022 1,273 — 2023 1,152 — 2024 1,032 — Thereafter 3,930 —

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Summary Of Interest Bearing Deposits By Type	The following is a summary of interest bearing deposits by type as of December 31, 2019 and 2018 : Dollars in thousands 2019 2018 Demand deposits, interest bearing $ 630,351 $ 523,257 Savings deposits 418,096 284,173 Time deposits 604,237 605,276 Total $ 1,652,684 $ 1,412,706
Summary Of Scheduled Maturities For All Time Deposits	A summary of the scheduled maturities for all time deposits as of December 31, 2019 is as follows: Dollars in thousands Amount 2020 $ 336,485 2021 176,029 2022 44,678 2023 17,935 2024 10,661 Thereafter 18,449 Total $ 604,237
Summary Of Maturity Distribution Of All Certificates Of Deposit	The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of December 31, 2019 : Dollars in thousands Amount Percent Three months or less $ 54,224 14.0 % Three through six months 63,734 16.4 % Six through twelve months 98,912 25.5 % Over twelve months 170,979 44.1 % Total $ 387,849 100.00 %

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2019
Debt Disclosure [Abstract]
Schedule of Short-term Debt	A summary of short-term borrowings is presented below. 2019 2018 Dollars in thousands Short-term FHLB Advances Federal Funds Purchased Short-term FHLB Advances Federal Funds Purchased Balance at December 31 $ 199,200 $ 145 $ 303,950 $ 5,134 Average balance outstanding for the period 193,992 458 223,764 4,378 Maximum balance outstanding at any month end during period 237,400 145 303,950 7,534 Weighted average interest rate for the period 2.48 % 2.43 % 2.18 % 1.95 % Weighted average interest rate for balances outstanding at December 31 1.83 % 1.75 % 2.71 % 2.50 %
Schedule of Maturities of Long-term Debt	A summary of the maturities of all long-term borrowings and subordinated debentures for the next five years and thereafter is as follows: Dollars in thousands Long-term borrowings Subordinated debentures owed to unconsolidated subsidiary trusts 2020 $ 19 $ — 2021 19 — 2022 21 — 2023 22 — 2024 23 — Thereafter 613 19,589 Total $ 717 $ 19,589

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Interest Rate Derivatives	A summary of our derivative financial instruments as of December 31, 2019 and 2018 follows: December 31, 2019 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 70,000 $ — $ 679 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 18,809 $ — $ 309 $ — December 31, 2018 Derivative Fair Value Net Ineffective Dollars in thousands Notional Amount Asset Liability Hedge Gains/(Losses) CASH FLOW HEDGES Pay-fixed/receive-variable interest rate swaps Short term borrowings $ 110,000 $ — $ 411 $ — FAIR VALUE HEDGES Pay-fixed/receive-variable interest rate swaps Commercial real estate loans $ 19,399 $ 555 $ — $ —

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The components of applicable income tax expense for the years ended December 31, 2019 , 2018 and 2017 , are as follows: Dollars in thousands 2019 2018 2017 Current Federal $ 6,676 $ 6,400 $ 5,092 State 938 973 496 7,614 7,373 5,588 Deferred Federal 88 (304 ) 4,027 State 15 (45 ) 49 103 (349 ) 4,076 Total $ 7,717 $ 7,024 $ 9,664
Schedule of Effective Income Tax Rate Reconciliation	Reconciliation between the amount of reported income tax expense and the amount computed by multiplying the statutory income tax rates by book pretax income for the years ended December 31, 2019 , 2018 and 2017 is as follows: 2019 2018 2017 Dollars in thousands Amount Percent Amount Percent Amount Percent Computed tax at applicable statutory rate $ 8,313 21 $ 7,370 21 $ 7,553 35 Increase (decrease) in taxes resulting from: Tax-exempt interest and dividends, net (728 ) (2 ) (1,011 ) (3 ) (1,569 ) (7 ) Non-deductible merger-related expenses — — — — — — Low-income housing and rehabilitation tax credits (177 ) — (286 ) (1 ) (247 ) (1 ) Impact of enacted income tax rate change — — — — 3,461 16 State income taxes, net of Federal income tax benefit 753 2 734 2 354 2 Other, net (444 ) (1 ) 217 1 112 — Applicable income taxes $ 7,717 20 $ 7,024 20 $ 9,664 45
Schedule of Deferred Tax Assets and Liabilities	The tax effects of temporary differences, which give rise to our deferred tax assets and liabilities as of December 31, 2019 and 2018 , are as follows: Dollars in thousands 2019 2018 Deferred tax assets Allowance for loan losses $ 3,017 $ 2,921 Depreciation 29 405 Foreclosed properties 2,659 2,951 Deferred revenue — 18 Deferred compensation 3,296 2,490 Other deferred costs and accrued expenses 534 645 Net unrealized loss on securities available for sale — 265 Net unrealized loss on interest rate swaps 163 99 Capital loss carryforwards — 166 Total 9,698 9,960 Deferred tax liabilities Accretion on tax-exempt securities 62 29 Net unrealized gain on securities available for sale 994 — Other post-retirement benefits 15 44 Purchase accounting adjustments and goodwill 2,099 2,253 Total 3,170 2,326 Net deferred tax assets $ 6,528 $ 7,634

Employee Benefits (Tables)

Employee Benefits (Tables)	12 Months Ended
	Dec. 31, 2019
Employee Benefits and Share-based Compensation, Noncash [Abstract]
Employee Stock Ownership Plan (ESOP) Disclosures	The ESOP shares as of December 31 are as follows: ESOP Shares At December 31, 2019 2018 Allocated shares 440,751 447,424 Shares committed to be released 20,855 19,780 Unallocated shares 66,099 86,954 Total ESOP shares 527,705 554,158 Market value of unallocated shares ( in thousands ) $ 1,791 $ 1,679
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions	The assumptions used to value SARs granted in 2019 are as follows: 2019 grant with 7 year expiration 2019 grant with 5 year expiration Risk-free interest rate 2.51 % 2.43 % Expected dividend yield 2.30 % 2.30 % Expected common stock volatility 40.84 % 35.71 % Expected life 7 years 5.5 years
Schedule of Stock Options, Activity	A summary of SAR and option activity during 2017 , 2018 and 2019 is as follows: Weighted Average Dollars in thousands, except per share amounts Options / SARs Aggregate Remaining Contractual Term (Yrs.) Exercise Price Outstanding, December 31, 2016 217,857 $ 13.56 Granted 87,615 26.01 Exercised (51,781 ) 13.62 Forfeited — — Expired (3,400 ) 24.97 Outstanding, December 31, 2017 250,291 $ 17.75 Granted — — Exercised (6,800 ) 17.79 Forfeited (3,200 ) 25.50 Expired (8,200 ) 25.54 Outstanding, December 31, 2018 232,091 $ 17.36 Granted 138,125 23.94 Exercised (31,613 ) 11.83 Forfeited — — Expired (7,900 ) 25.83 Outstanding, December 31, 2019 330,703 $ 2,200 7.33 $ 20.44 Exercisable Options/SARs: December 31, 2019 104,889 $ 1,203 5.74 $ 15.62 December 31, 2018 95,924 583 6.04 $ 14.82 December 31, 2017 62,646 687 4.92 $ 15.35
Schedule of Share-based Compensation, Restricted Stock Units Award Activity	A summary of our RSU activity and related information is as follows. Dollars in thousands, except per share amounts RSUs Weighted Average Grant Date Fair Value Nonvested, December 31, 2018 — — Granted 2,892 25.93 Exercised — — Forfeited — — Vested — — Nonvested, December 31, 2019 2,892 25.93

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Summary Of The Total Unfunded, Or Off-Balance Sheet, Credit Extension Commitments	A summary of the total unfunded, or off-balance sheet, credit extension commitments follows: Dollars in thousands December 31, December 31, Commitments to extend credit: Revolving home equity and credit card lines $ 69,200 $ 69,893 Construction loans 119,456 85,392 Other loans 225,637 161,619 Standby letters of credit 12,078 6,366 Total $ 426,371 $ 323,270

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	Actual Minimum Required Capital - Basel III Fully Phased-in Minimum Required To Be Well Capitalized Dollars in thousands Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 CET1 (to risk weighted assets) Summit $ 224,679 11.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 141,183 7.0 % 131,099 6.5 % Tier I Capital (to risk weighted assets) Summit 243,679 12.1 % N/A N/A N/A N/A Summit Community 244,045 12.1 % 171,437 8.5 % 161,352 8.0 % Total Capital (to risk weighted assets) Summit 256,753 12.7 % N/A N/A N/A N/A Summit Community 257,119 12.7 % 212,579 10.5 % 202,456 10.0 % Tier I Capital (to average assets) Summit 243,679 10.5 % N/A N/A N/A N/A Summit Community 244,045 10.6 % 92,092 4.0 % 115,116 5.0 % As of December 31, 2018 CET1 (to risk weighted assets) Summit 197,551 11.1 % N/A N/A N/A N/A Summit Community 213,930 12.0 % 124,793 7.0 % 115,879 6.5 % Tier I Capital (to risk weighted assets) Summit 216,551 12.2 % N/A N/A N/A N/A Summit Community 213,930 12.0 % 151,534 8.5 % 142,620 8.0 % Total Capital (to risk weighted assets) Summit 229,598 12.9 % N/A N/A N/A N/A Summit Community 226,977 12.8 % 186,192 10.5 % 177,326 10.0 % Tier I Capital (to average assets) Summit 216,551 10.1 % N/A N/A N/A N/A Summit Community 213,930 10.0 % 85,572 4.0 % 106,965 5.0 %

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The computations of basic and diluted earnings per share follow: For the Year Ended December 31, 2019 2018 2017 Common Common Common Dollars in thousands, Income Shares Per Income Shares Per Income Shares Per except per share amounts (Numerator) (Denominator) Share (Numerator) (Denominator) Share (Numerator) (Denominator) Share Net income $ 31,866 $ 28,072 $ 11,915 Basic EPS $ 31,866 12,516,474 $ 2.55 $ 28,072 12,364,468 $ 2.27 $ 11,915 11,918,390 $ 1.00 Effect of dilutive securities: Stock options 4,935 7,071 11,338 SARs 53,737 53,034 19,517 RSUs — — — Diluted EPS $ 31,866 12,575,145 $ 2.53 $ 28,072 12,424,573 $ 2.26 $ 11,915 11,949,245 $ 1.00

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	The following are the changes in accumulated other comprehensive income (loss) by component, net of tax, for the years ended December 31, 2019 and 2018 . December 31, 2019 Dollars in thousands Gains and Losses on Pension Plan Gains on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available-for-Sale Securities Total Beginning balance $ — $ 139 $ (314 ) $ (841 ) $ (1,016 ) Other comprehensive income (loss) before reclassification, net of tax (140 ) (91 ) (204 ) 5,459 5,024 Amounts reclassified from accumulated other comprehensive income, net of tax — — — (1,473 ) (1,473 ) Net current period other comprehensive income (loss) (140 ) (91 ) (204 ) 3,986 3,551 Ending balance $ (140 ) $ 48 $ (518 ) $ 3,145 $ 2,535 December 31, 2018 Dollars in thousands Gains on Other Post-Retirement Benefits Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available-for-Sale Securities Total Beginning balance $ 398 $ (1,564 ) $ 2,898 $ 1,732 Other comprehensive income (loss) before reclassification, net of tax (259 ) 1,250 (3,266 ) (2,275 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax — — (473 ) (473 ) Net current period other comprehensive income (loss) (259 ) 1,250 (3,739 ) (2,748 ) Ending balance 139 $ (314 ) $ (841 ) $ (1,016 )

Revenue Recognition Revenue f_2

Revenue Recognition Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2019
Revenue from Contracts with Customers [Abstract]
Revenue from Contracts with Customers [Table Text Block]	The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: For the Year Ended December 31, Dollars in thousands 2019 2018 2017 Service fees on deposit accounts $ 5,094 $ 4,631 $ 4,109 Bank card revenue 3,536 3,152 2,697 Trust and wealth management fees 2,564 2,653 1,863 Insurance commissions 1,911 4,320 4,005 Other 292 246 227 Net revenue from contracts with customers 13,397 15,002 12,901 Non-interest income within the scope of other ASC topics 5,806 2,420 1,526 Total noninterest income $ 19,203 $ 17,422 $ 14,427

Condensed Financial Statement_2

Condensed Financial Statements Of Parent Company (Tables) - Parent Company [Member]	12 Months Ended
	Dec. 31, 2019
Balance Sheets	Balance Sheets December 31, Dollars in thousands 2019 2018 Assets Cash $ 2,185 $ 4,326 Investment in subsidiaries 267,132 236,422 Other investments 77 77 Premises and equipment 146 126 Other assets 1,317 1,365 Total assets $ 270,857 $ 242,316 Liabilities and Shareholders' Equity Subordinated debentures owed to unconsolidated subsidiary trusts $ 19,589 $ 19,589 Other liabilities 3,504 2,897 Total liabilities 23,093 22,486 Preferred stock, $1.00 par value, authorized 250,000 shares — — Common stock and related surplus, $2.50 par value, authorized 20,000,000 shares; issued: 12,474,641 shares 2019, 12,399,887 shares 2018; outstanding: 12,408,542 shares 2019, 12,312,933 shares 2018 80,084 80,431 Unallocated common stock held by Employee Stock Ownership Plan - 2019 - 66,099 shares, 2018 - 86,954 shares (714 ) (939 ) Retained earnings 165,859 141,354 Accumulated other comprehensive income (loss) 2,535 (1,016 ) Total shareholders' equity 247,764 219,830 Total liabilities and shareholders' equity $ 270,857 $ 242,316
Statements of Income	Statements of Income For the Year Ended December 31, Dollars in thousands 2019 2018 2017 Income Dividends from subsidiaries $ 16,757 $ 10,600 $ 6,500 Other dividends and interest income 54 28 24 Management and service fees from subsidiaries 1,542 1,555 1,964 Total income 18,353 12,183 8,488 Expense Interest expense 949 899 714 Operating expenses 3,755 2,565 2,462 Total expenses 4,704 3,464 3,176 Income before income taxes and equity in undistributed income of subsidiaries 13,649 8,719 5,312 Income tax (benefit) (276 ) (374 ) (129 ) Income before equity in undistributed income of subsidiaries 13,925 9,093 5,441 Equity in undistributed income of subsidiaries 17,941 18,979 6,474 Net income $ 31,866 $ 28,072 $ 11,915
Statements of Cash Flows	Statements of Cash Flows For the Year Ended December 31, Dollars in thousands 2019 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 31,866 $ 28,072 $ 11,915 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (17,941 ) (18,979 ) (6,474 ) Deferred tax (benefit) expense (18 ) (8 ) 346 Depreciation 50 41 39 Share-based compensation expense 274 181 174 Earnings on bank owned life insurance — 7 (1 ) Decrease (increase) in other assets 491 (375 ) 535 Increase in other liabilities 807 1,036 512 Net cash provided by operating activities 15,529 9,975 7,046 CASH FLOWS FROM INVESTING ACTIVITIES Purchases of premises and equipment (123 ) (86 ) (92 ) Proceeds from sale of premises and equipment 53 13 60 Net cash used in investing activities (70 ) (73 ) (32 ) CASH FLOWS FROM FINANCING ACTIVITIES Dividends paid on common stock (7,361 ) (6,545 ) (5,238 ) Exercise of stock options 7 122 303 Repayment of long-term borrowings — — (902 ) Purchase and retirement of common stock (10,405 ) (1,689 ) — Proceeds from issuance of common stock, net of issuance costs 159 237 10 Net cash used in financing activities (17,600 ) (7,875 ) (5,827 ) (Decrease) increase in cash (2,141 ) 2,027 1,187 Cash: Beginning 4,326 2,299 1,112 Ending $ 2,185 $ 4,326 $ 2,299 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Cash payments for: Interest $ 961 $ 875 $ 704

Significant New Authoritative_2

Significant New Authoritative Accounting Guidance Significant New Authoritative Accounting Guidance (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Jan. 01, 2020
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Operating Leases, Rent Expense, Net	$ 121,000	$ 305,000	$ 284,000
ASU 2016-13 Adjustment to Allowance for Loan Credit Losses and Unfunded Commitments				$ 8,890,000
Retained Earnings Adjustment Due to Adoption of ASU 2016-13				7,020,000
Deferred Tax Adjustment Due to Adoption of ASU 2016-13				$ 1,870,000

Acquisitions Acquisitions (Narr

Acquisitions Acquisitions (Narrative) (Details) - USD ($)	Jan. 01, 2020	Jan. 01, 2019	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Business Acquisition [Line Items]
Net income			$ 31,866,000	$ 28,072,000	$ 11,915,000
Goodwill			12,658,000	15,272,000
Peoples Bankshares Inc [Member]
Business Acquisition [Line Items]
Percentage of ownership acquired		100.00%
Business Acquisition, Share Price, Number Of Shares		465,931
Value of assets acquired		$ 133,086,000		133,000,000
Value of liabilities acquired		113,486,000		113,000,000
Revenues, Net of Interest Expense				3,600,000
Net income				$ 21,000
Goodwill		2,100,000
Cornerstone Financial Services Inc. [Member]
Business Acquisition [Line Items]
Percentage of ownership acquired	100.00%
Business Acquisition, Share Price, Number Of Shares	570,000
Value of assets acquired			195,000,000
Value of liabilities acquired			176,000,000
Revenues, Net of Interest Expense			3,300,000
Net income			638,000
MVB Bank [Member]
Business Acquisition [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets			190,000,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities			$ 40,000,000
Cash Consideration [Member] | Peoples Bankshares Inc [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition		$ 12,700,000
Cash Consideration [Member] | Cornerstone Financial Services Inc. [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition	$ 14,250,000
Core Deposits | Peoples Bankshares Inc [Member]
Business Acquisition [Line Items]
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life		15 years

Acquisitions Schedule of Consid

Acquisitions Schedule of Consideration Paid, Assets Acquired and Liabilities Assumed in Acquisition of PBI (Details) - USD ($) $ in Thousands	Jan. 01, 2019	Dec. 31, 2019	Dec. 31, 2018
Business Acquisition [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property Held-For-Sale	$ 0
Goodwill		$ 12,658	$ 15,272
As Recorded By Summit [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition	21,737
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	33,329
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Cash and Cash Equivalents	(93)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	55,113
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Securities Available for Sale	(93)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Performing Loans	41,399
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Purchased Performing Loans	(977)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Credit Impaired Loans	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Purchased Credit Impaired Loans	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets, Allowance For Loan Losses	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Allowance For Loan Losses	410
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	815
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Property, Plant, And Equipment	(567)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Property Held-For-Sale	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	2,129
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Intangibles	2,129
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets	1,010
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Other Assets	(100)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets	133,795
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Assets	709
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	112,379
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Deposits	315
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Noncurrent Liabilities, Other	1,775
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Other Liabilities	353
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities	114,154
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Liabilities	668
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net	19,641
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Fair Value Adjustment, Assets (Liabilities), Net	41
Goodwill	2,096
Peoples Bankshares Inc [Member]
Business Acquisition [Line Items]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents	33,422
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	55,206
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Performing Loans	42,376
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Purchased Credit Impaired Loans	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financial Assets, Allowance For Loan Losses	(410)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property, Plant, and Equipment	1,382
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Property Held-For-Sale	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets	1,110
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets	133,086		133,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	112,064
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Noncurrent Liabilities, Other	1,422
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities	113,486		$ 113,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net	19,600
Goodwill	2,100
Cash Consideration [Member] | As Recorded By Summit [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition	12,740
Cash Consideration [Member] | Peoples Bankshares Inc [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition	12,700
Stock Consideration [Member] | As Recorded By Summit [Member]
Business Acquisition [Line Items]
Consideration paid in acquisition	$ 8,997

Acquisitions Financial Effects

Acquisitions Financial Effects of Purchase Accounting Adjustments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Business Acquisition [Line Items]
Interest and Fees on Loans	$ 694	$ 386	$ 825
Interest Expense on Deposits	316	205	237
Amortization of Intangibles	(1,634)	(1,471)	(1,210)
Income Before Income Tax Expense	$ (624)	$ (880)	$ (148)

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Threshold Period for Ordering Appraisal on Impaired Loans, Length of Existing Appraisal	12 months
Length of Time Generally Receive New Appraisal Post Impairment	3 months
Length of Time Generally Receive New Appraisal on Foreclosed Properties	18 months
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to sell collateral	7.00%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount to sell collateral	10.00%

Fair Value Measurements (Assets

Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 276,355	$ 293,147
U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	20,864	26,140
Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	70,975	80,309
Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	10,229	614
Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	18,200	14,512
Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	33,014	25,175
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	276,355	293,147
Fair Value, Measurements, Recurring [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	20,864	26,140
Fair Value, Measurements, Recurring [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	70,975	80,309
Fair Value, Measurements, Recurring [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	10,229	614
Fair Value, Measurements, Recurring [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	49,973	19,243
Fair Value, Measurements, Recurring [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	18,200	14,512
Fair Value, Measurements, Recurring [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	33,014	25,175
Fair Value, Measurements, Recurring [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	73,100	127,154
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Hedge Assets		555
Fair Value Hedge Liabilities	988	411
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Hedge Assets		0
Fair Value Hedge Liabilities	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	276,355	293,147
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	20,864	26,140
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	70,975	80,309
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	10,229	614
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	49,973	19,243
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	18,200	14,512
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	33,014	25,175
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	73,100	127,154
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Hedge Assets		555
Fair Value Hedge Liabilities	988	411
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | U.S. Government and agencies and corporations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Government-sponsored agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nongovernment-sponsored entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | State and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate debt securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Tax-exempt state and political subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Hedge Assets		0
Fair Value Hedge Liabilities	$ 0	$ 0

Fair Value Measurements (Asse_2

Fair Value Measurements (Assets And Liabilities Recorded At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	$ 1,319	$ 400
Collateral-dependent impaired loans	7,811	4,602
Property held for sale	14,191	18,443
Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	4,831	2,660
Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	1,863	420
Property held for sale	1,304	1,677
Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	425	759
Property held for sale	12,182	16,363
Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	692	763
Property held for sale	705	403
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	0	0
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	1,319	400
Collateral-dependent impaired loans	7,685	4,553
Property held for sale	14,191	18,443
Fair Value, Inputs, Level 2 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	4,831	2,611
Fair Value, Inputs, Level 2 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	1,863	420
Property held for sale	1,304	1,677
Fair Value, Inputs, Level 2 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	425	759
Property held for sale	12,182	16,363
Fair Value, Inputs, Level 2 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	566	763
Property held for sale	705	403
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale	0	0
Collateral-dependent impaired loans	126	49
Property held for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	49
Fair Value, Inputs, Level 3 [Member] | Commercial real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Construction and development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	0	0
Property held for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Residential real estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral-dependent impaired loans	126	0
Property held for sale	$ 0	$ 0

Fair Value Measurements (Carryi

Fair Value Measurements (Carrying Values And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale	$ 276,355	$ 293,147
Loans held for sale, net	1,319	400
Cash surrender value of life insurance policies	43,603	42,386
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	61,888	59,540
Debt Securities, Available-for-sale	276,355	293,147
Other investments	12,972	16,635
Loans held for sale, net	1,319	400
Loans, net	1,900,425	1,682,005
Accrued interest receivable	8,439	8,708
Cash surrender value of life insurance policies	43,603	42,386
Derivative Asset	0	555
Total assets	2,305,001	2,103,376
Deposits	1,913,237	1,634,826
Short-term borrowings	199,345	309,084
Long-term borrowings	717	735
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Accrued interest payable	1,234	1,102
Derivative financial liabilities	988	411
Total liabilities	2,135,110	1,965,747
Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	61,888	59,540
Debt Securities, Available-for-sale	276,355	293,147
Other investments	12,972	16,635
Loans held for sale, net	1,319	400
Loans, net	1,901,020	1,666,834
Accrued interest receivable	8,439	8,708
Cash surrender value of life insurance policies	43,603	42,386
Derivative Asset	0	555
Total assets	2,305,596	2,088,205
Deposits	1,918,610	1,631,456
Short-term borrowings	199,345	309,084
Long-term borrowings	854	843
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Accrued interest payable	1,234	1,102
Derivative financial liabilities	988	411
Total liabilities	2,140,620	1,962,485
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, net	0	0
Fair Value, Inputs, Level 1 [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	0	0
Other investments	0	0
Loans held for sale, net	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Cash surrender value of life insurance policies	0	0
Derivative Asset	0	0
Total assets	0	0
Deposits	0	0
Short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures owed to unconsolidated subsidiary trusts	0	0
Accrued interest payable	0	0
Derivative financial liabilities	0	0
Total liabilities	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, net	1,319	400
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	61,888	59,540
Debt Securities, Available-for-sale	276,355	293,147
Other investments	12,972	16,635
Loans held for sale, net	1,319	400
Loans, net	7,685	4,553
Accrued interest receivable	8,439	8,708
Cash surrender value of life insurance policies	43,603	42,386
Derivative Asset	0	555
Total assets	412,261	425,924
Deposits	1,918,610	1,631,456
Short-term borrowings	199,345	309,084
Long-term borrowings	854	843
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Accrued interest payable	1,234	1,102
Derivative financial liabilities	988	411
Total liabilities	2,140,620	1,962,485
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, net	0	0
Fair Value, Inputs, Level 3 [Member] | Estimated Fair Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale	0	0
Other investments	0	0
Loans held for sale, net	0	0
Loans, net	1,893,335	1,662,281
Accrued interest receivable	0	0
Cash surrender value of life insurance policies	0	0
Derivative Asset	0	0
Total assets	1,893,335	1,662,281
Deposits	0	0
Short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures owed to unconsolidated subsidiary trusts	0	0
Accrued interest payable	0	0
Derivative financial liabilities	0	0
Total liabilities	$ 0	$ 0

Securities (Summary Of Amortize

Securities (Summary Of Amortized Cost, Unrealized Gains, Unrealized Losses And Estimated Fair Values) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	$ 272,215	$ 294,251
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	6,455	1,907
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	2,315	3,011
Debt Securities, Available-for-sale	276,355	293,147
U.S. Government and agencies and corporations [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	21,036	26,303
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	212	203
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	384	366
Debt Securities, Available-for-sale	20,864	26,140
Government-sponsored agencies [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	70,379	80,883
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	1,031	603
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	435	1,177
Debt Securities, Available-for-sale	70,975	80,309
Nongovernment-sponsored entities [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	10,253	611
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	17	4
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	41	1
Debt Securities, Available-for-sale	10,229	614
State and Political Subdivisions General Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	12,603	6,081
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	25	0
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	171	126
Debt Securities, Available-for-sale	12,457	5,955
State and Policital Subdivisions Water and Sewer Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	7,170
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	71
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	114
Debt Securities, Available-for-sale	7,127
State and Political Subdivisions Lease Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	5,310
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	25
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	77
Debt Securities, Available-for-sale	5,258
State and Political Subdivisions University Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	5,917
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	164
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	16
Debt Securities, Available-for-sale	6,065
State and policital subdivisions, Other revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	18,831	13,457
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	344	17
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	109	186
Debt Securities, Available-for-sale	19,066	13,288
Corporate debt securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	18,268	14,807
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	81	9
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	149	304
Debt Securities, Available-for-sale	18,200	14,512
Asset-backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	33,826	25,288
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	0	10
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	812	123
Debt Securities, Available-for-sale	33,014	25,175
Total taxable debt securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	203,593	167,430
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	1,970	846
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	2,308	2,283
Debt Securities, Available-for-sale	203,255	165,993
Tax Exempt State and Political Subdivisions General Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	36,673	65,626
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	2,526	624
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	344
Debt Securities, Available-for-sale	39,199	65,906
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	9,565	20,018
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	633	225
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	98
Debt Securities, Available-for-sale	10,198	20,145
Tax Exempt State and Political Subdivisions Lease Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	8,455	10,980
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	598	135
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0	7
Debt Securities, Available-for-sale	9,053	11,108
Tax Exempt State and Political Subdivisions Other Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	13,929	30,197
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	728	77
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	7	279
Debt Securities, Available-for-sale	14,650	29,995
Total tax-exempt debt securities [Member]
Debt Securities, Available-for-sale [Line Items]
Total Amortized Cost	68,622	126,821
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	4,485	1,061
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	7	728
Debt Securities, Available-for-sale	$ 73,100	$ 127,154

Securities (Summary of Volume o

Securities (Summary of Volume of State and Political Subdivision Securities Held in Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	$ 272,215	$ 294,251
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	6,455	1,907
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	2,315	3,011
Debt Securities, Available-for-sale	276,355	$ 293,147
CALIFORNIA
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	21,194
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	1,109
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	128
Debt Securities, Available-for-sale	22,175
MICHIGAN [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	10,864
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	623
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0
Debt Securities, Available-for-sale	11,487
ILLINOIS
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	9,245
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	410
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	0
Debt Securities, Available-for-sale	9,655
TEXAS
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	8,934
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	344
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	64
Debt Securities, Available-for-sale	9,214
West Virginia [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Amortized Cost	8,490
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	206
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	7
Debt Securities, Available-for-sale	$ 8,689

Securities (Summary Of Proceeds

Securities (Summary Of Proceeds From Sales, Calls And Maturities, Principal Payments, Gains And Losses Of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Debt Securities, Available-for-sale [Abstract]
Proceeds from Sale of Debt Securities, Available-for-sale	$ 142,423	$ 107,559	$ 152,882
Securities available for sale, Proceeds from Calls and Maturities	1,871	1,145	2,700
Securities available for sale, Proceeds from Principal Payments	22,870	24,814	31,902
Debt Securities, Available-for-sale, Realized Gain	2,270	1,785	685
Debt Securities, Available-for-sale, Realized Loss	$ 332	$ 1,163	$ 699

Securities (Summary Of Maturiti

Securities (Summary Of Maturities, Amortized Cost And Estimated Fair Values Of Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Abstract]
Due in one year or less, Amortized Cost	$ 29,692
Due from one to five years, Amortized Cost	79,060
Due from five to ten years, Amortized Cost	60,439
Due after ten years, Amortized Cost	103,024
Total Amortized Cost	272,215	$ 294,251
Due in one year or less, Estimated Fair Value	29,768
Due from one to five years, Estimated Fair Value	79,170
Due from five to ten years, Estimated Fair Value	60,627
Due after ten years, Estimated Fair Value	106,790
Total Estimated Fair Value	$ 276,355	$ 293,147

Securities (Narrative) (Details

Securities (Narrative) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2019USD ($)securitystate	Dec. 31, 2018USD ($)security
Debt Securities, Available-for-sale [Line Items]
State and Political Subdivisions Securities, Number of States with Highest Volume | state	5
Securities pledged to secure public deposits and other purposes | $	$ 86.1	$ 58.6
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	88	134
Residential Mortgage Backed Securities [Member] | Minimum [Member]
Debt Securities, Available-for-sale [Line Items]
Contractual maturity	5 years
Estimated average life to maturity	1 month
Residential Mortgage Backed Securities [Member] | Maximum [Member]
Debt Securities, Available-for-sale [Line Items]
Contractual maturity	50 years
Estimated average life to maturity	32 years

Securities (Summary Of Securiti

Securities (Summary Of Securities Available For Sale In Unrealized Loss Position) (Details) $ in Thousands	Dec. 31, 2019USD ($)security	Dec. 31, 2018USD ($)security
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	88	134
Less than 12 months, Estimated Fair Value	$ 53,992	$ 75,442
Less than 12 months, Unrealized Loss	(668)	(791)
12 months or more, Estimated Fair Value	63,389	84,860
12 months or more, Unrealized Loss	(1,647)	(2,220)
Debt Securities, Available-for-sale, Unrealized Loss Position	117,381	160,302
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 2,315	$ 3,011
U.S. Government and agencies and corporations [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	15	15
Less than 12 months, Estimated Fair Value	$ 0	$ 12,185
Less than 12 months, Unrealized Loss	0	(184)
12 months or more, Estimated Fair Value	14,903	7,464
12 months or more, Unrealized Loss	(384)	(182)
Debt Securities, Available-for-sale, Unrealized Loss Position	14,903	19,649
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 384	$ 366
Government-sponsored agencies [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	21	37
Less than 12 months, Estimated Fair Value	$ 12,298	$ 23,277
Less than 12 months, Unrealized Loss	(96)	(241)
12 months or more, Estimated Fair Value	15,174	24,472
12 months or more, Unrealized Loss	(339)	(936)
Debt Securities, Available-for-sale, Unrealized Loss Position	27,472	47,749
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 435	$ 1,177
Nongovernment-sponsored entities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	4	1
Less than 12 months, Estimated Fair Value	$ 8,323	$ 0
Less than 12 months, Unrealized Loss	(41)	0
12 months or more, Estimated Fair Value	0	436
12 months or more, Unrealized Loss	0	(1)
Debt Securities, Available-for-sale, Unrealized Loss Position	8,323	436
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 41	$ 1
State and Political Subdivisions General Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	10	8
Less than 12 months, Estimated Fair Value	$ 10,581	$ 0
Less than 12 months, Unrealized Loss	(171)	0
12 months or more, Estimated Fair Value	0	5,222
12 months or more, Unrealized Loss	0	(126)
Debt Securities, Available-for-sale, Unrealized Loss Position	10,581	5,222
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 171	$ 126
State and Political Subdivisions Water and Sewer Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	4
Less than 12 months, Estimated Fair Value	$ 4,421
Less than 12 months, Unrealized Loss	(114)
12 months or more, Estimated Fair Value	0
12 months or more, Unrealized Loss	0
Debt Securities, Available-for-sale, Unrealized Loss Position	4,421
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 114
State and Political Subdivisions Lease Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	4
Less than 12 months, Estimated Fair Value	$ 4,235
Less than 12 months, Unrealized Loss	(77)
12 months or more, Estimated Fair Value	0
12 months or more, Unrealized Loss	0
Debt Securities, Available-for-sale, Unrealized Loss Position	4,235
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 77
State and Political Subdivisions University Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	1
Less than 12 months, Estimated Fair Value	$ 1,307
Less than 12 months, Unrealized Loss	(16)
12 months or more, Estimated Fair Value	0
12 months or more, Unrealized Loss	0
Debt Securities, Available-for-sale, Unrealized Loss Position	1,307
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 16
State and political subdivisions, Other revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	6	11
Less than 12 months, Estimated Fair Value	$ 6,517	$ 968
Less than 12 months, Unrealized Loss	(109)	(16)
12 months or more, Estimated Fair Value	0	9,450
12 months or more, Unrealized Loss	0	(170)
Debt Securities, Available-for-sale, Unrealized Loss Position	6,517	10,418
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 109	$ 186
Corporate debt securities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	6	7
Less than 12 months, Estimated Fair Value	$ 1,686	$ 2,759
Less than 12 months, Unrealized Loss	(3)	(109)
12 months or more, Estimated Fair Value	3,739	4,587
12 months or more, Unrealized Loss	(146)	(195)
Debt Securities, Available-for-sale, Unrealized Loss Position	5,425	7,346
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 149	$ 304
Asset-backed Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	15	9
Less than 12 months, Estimated Fair Value	$ 3,441	$ 20,129
Less than 12 months, Unrealized Loss	(34)	(123)
12 months or more, Estimated Fair Value	29,573	0
12 months or more, Unrealized Loss	(778)	0
Debt Securities, Available-for-sale, Unrealized Loss Position	33,014	20,129
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 812	$ 123
Tax Exempt State and Political Subdivisions General Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security		25
Less than 12 months, Estimated Fair Value		$ 7,273
Less than 12 months, Unrealized Loss		(50)
12 months or more, Estimated Fair Value		16,830
12 months or more, Unrealized Loss		(294)
Debt Securities, Available-for-sale, Unrealized Loss Position		24,103
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss		$ 344
Tax Exempt State and Political Subdivisions Water and Sewer Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security		7
Less than 12 months, Estimated Fair Value		$ 989
Less than 12 months, Unrealized Loss		(6)
12 months or more, Estimated Fair Value		4,311
12 months or more, Unrealized Loss		(92)
Debt Securities, Available-for-sale, Unrealized Loss Position		5,300
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss		$ 98
Tax Exempt State and Political Subdivisions Lease Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security		2
Less than 12 months, Estimated Fair Value		$ 553
Less than 12 months, Unrealized Loss		0
12 months or more, Estimated Fair Value		557
12 months or more, Unrealized Loss		(7)
Debt Securities, Available-for-sale, Unrealized Loss Position		1,110
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss		$ 7
Tax Exempt State and Political Subdivisions Other Revenues [Member]
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions | security	2	12
Less than 12 months, Estimated Fair Value	$ 1,183	$ 7,309
Less than 12 months, Unrealized Loss	(7)	(62)
12 months or more, Estimated Fair Value	0	11,531
12 months or more, Unrealized Loss	0	(217)
Debt Securities, Available-for-sale, Unrealized Loss Position	1,183	18,840
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss	$ 7	$ 279

Other Investments Other Inves_2

Other Investments Other Investment (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Investments, All Other Investments [Abstract]
Equity Securities without Readily Determinable Fair Value, Amount	$ 137,000	$ 137,000
Federal Home Loan Bank Stock	$ 8,900,000	13,100,000
Number of Limited Partnerships	2
Investment in a limited partnership	$ 3,900,000	3,350,000
Investment Tax Credit	669,000	1,544,000	$ 927,000
Amortization on Investment in Limited Partnership	552,000	1,270,000	680,000
Income Tax Benefit Recognized on Limited Partnerships	$ 117,000	$ 274,000	$ 247,000

Loans (Narrative) (Details)

Loans (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Loans and Leases Receivable Disclosure [Abstract]
Residential real estate loan threshold for jumbo loans	$ 600,000
Threshold period past due for nonaccrual status of financing receivable	90 days
Threshold period past due for write-off of credit card loans	180 days
Threshold period special event notification for writeoff of financing receivable	60 days
Threshold period past due for writeoff of residential mortgage loans	180 days
Threshold period for writeoff of collateralized consumer loans	120 days
Risk rate loans, aggregate balance threshold	$ 2,500,000
Risk rate loans, loan balance threshold	500,000
Average impaired balance	39,230,000	$ 37,972,000	$ 35,600,000
Interest income recognized while impaired	1,763,000	1,680,000	$ 2,200,000
Troubled debt restructurings included in impaired loans	25,700,000	27,000,000
Current Troubled debt restructurings included in impaired loans	$ 22,900,000	26,600,000
Threshold Period Past Due for Loans to be Default	30 days
Non Homogenous Commercial Loan Relationship, Annual Loan Review, Threshold	$ 2,500,000
Concentrations of Loans to any Single Industry in Excess of Ten Percent of Total Loans	0	$ 0
Threshold for related party loans	$ 60,000

Loans (Summary Of Loans, Net Of

Loans (Summary Of Loans, Net Of Unearned Fees) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	$ 1,913,499	$ 1,695,052
Loans and Leases Receivable, Allowance	(13,074)	(13,047)
Loans, net	1,900,425	1,682,005
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	207,138	194,315
Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	276,218	266,362
Non Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	629,206	564,826
Land And Land Improvements [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	84,112	68,833
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	37,523	24,731
Non Jumbo [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	354,963	336,977
Jumbo [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	70,947	73,599
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	76,568	80,910
Mortgage Warehouse Lines [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	126,237	39,140
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	36,470	32,460
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable, Net of Deferred Income	$ 14,117	$ 12,899

Loans Loans (Schedule of Acquir

Loans Loans (Schedule of Acquired Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Total Outstanding Balance	$ 135,233	$ 142,442
Acquired Loans Carrying Value	132,808	140,198
Commercial Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	3,333	3,934
Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	17,416	16,133
Non Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	13,610	24,593
Land And Land Improvements [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	3,031	5,161
Construction Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	0	0
Non Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	85,103	79,268
Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	3,999	3,552
Home Equity [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	2,144	2,805
Consumer Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	4,159	4,630
Other Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Carrying Value	13	122
Purchased Nonimpaired Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Outstanding Balance	131,745	138,167
Acquired Loans Purchased Performing Carrying Value	129,964	136,687
Purchased Nonimpaired Loans [Member] | Commercial Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	3,333	3,934
Purchased Nonimpaired Loans [Member] | Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	17,416	16,133
Purchased Nonimpaired Loans [Member] | Non Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	12,957	23,431
Purchased Nonimpaired Loans [Member] | Land And Land Improvements [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	3,031	5,161
Purchased Nonimpaired Loans [Member] | Construction Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	0	0
Purchased Nonimpaired Loans [Member] | Non Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	83,856	77,894
Purchased Nonimpaired Loans [Member] | Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	3,055	2,577
Purchased Nonimpaired Loans [Member] | Home Equity [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	2,144	2,805
Purchased Nonimpaired Loans [Member] | Consumer Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	4,159	4,630
Purchased Nonimpaired Loans [Member] | Other Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Acquired Loans Purchased Performing Carrying Value	13	122
Purchased Impaired Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	3,488	4,275
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	2,844	3,511
Purchased Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Non Owner Occupied [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	653	1,162
Purchased Impaired Loans [Member] | Land And Land Improvements [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Construction Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Non Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	1,247	1,374
Purchased Impaired Loans [Member] | Jumbo [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	944	975
Purchased Impaired Loans [Member] | Home Equity [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Consumer Portfolio Segment [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	0	0
Purchased Impaired Loans [Member] | Other Loans [Member]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	$ 0	$ 0

Loans Loans (Summary of Change

Loans Loans (Summary of Change in Accretable Yield PCI Loans (Details) - Purchased Impaired Loans [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Summary of Change in Accretable Yield PCI Loans [Line Items]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield	$ 523	$ 632	$ 745
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(63)	(115)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	0	0
Certain Loans Acquired in Transfer Not Accounting for as Debt Securities Accretable Yield Other Changes, Net	$ (46)	$ 2

Loans (Loan Maturities) (Detail

Loans (Loan Maturities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	$ 392,524
Loan maturities, After 1 but within 5 Years	282,889
Loan maturities, After 5 Years	1,238,086
Loans due after one year with: Variable rates	564,490
Loans due after one year with: Fixed rates	956,485
Loans due after one year	1,520,975
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	101,625
Loan maturities, After 1 but within 5 Years	63,132
Loan maturities, After 5 Years	42,381
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	88,846
Loan maturities, After 1 but within 5 Years	119,993
Loan maturities, After 5 Years	696,585
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	43,713
Loan maturities, After 1 but within 5 Years	28,611
Loan maturities, After 5 Years	49,311
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	25,830
Loan maturities, After 1 but within 5 Years	39,072
Loan maturities, After 5 Years	437,576
Mortgage Warehouse Lines [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	126,237
Loan maturities, After 1 but within 5 Years	0
Loan maturities, After 5 Years	0
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	5,247
Loan maturities, After 1 but within 5 Years	25,849
Loan maturities, After 5 Years	5,374
Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan maturities, Within 1 Year	1,026
Loan maturities, After 1 but within 5 Years	6,232
Loan maturities, After 5 Years	$ 6,859

Loans (Schedule Of Contractual

Loans (Schedule Of Contractual Aging Of Recorded Investment In Past Due Loans By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	$ 16,237	$ 19,693
Current	1,897,262	1,675,359
Recorded Investment greater then 90 days and Accruing	42	36
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	599	788
Current	206,539	193,527
Recorded Investment greater then 90 days and Accruing	0	0
Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	4,291	612
Current	271,927	265,750
Recorded Investment greater then 90 days and Accruing	0	0
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	2,421	2,167
Current	626,785	562,659
Recorded Investment greater then 90 days and Accruing	0	0
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	424	3,368
Current	83,688	65,465
Recorded Investment greater then 90 days and Accruing	0	0
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	138	0
Current	37,385	24,731
Recorded Investment greater then 90 days and Accruing	0	0
Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	6,875	10,108
Current	348,088	326,869
Recorded Investment greater then 90 days and Accruing	0	0
Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	675
Current	70,947	72,924
Recorded Investment greater then 90 days and Accruing	0	0
Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	983	1,196
Current	75,585	79,714
Recorded Investment greater then 90 days and Accruing	0	0
Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Current	126,237	39,140
Recorded Investment greater then 90 days and Accruing	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	406	748
Current	36,064	31,712
Recorded Investment greater then 90 days and Accruing	42	36
Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	100	31
Current	14,017	12,868
Recorded Investment greater then 90 days and Accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	6,562	6,007
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	216	254
Financing Receivables, 30 to 59 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	119	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	879	156
Financing Receivables, 30 to 59 Days Past Due [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	208	190
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	4,172	4,120
Financing Receivables, 30 to 59 Days Past Due [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	760	754
Financing Receivables, 30 to 59 Days Past Due [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	208	502
Financing Receivables, 30 to 59 Days Past Due [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	31
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	1,256	2,927
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	51
Financing Receivables, 60 to 89 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	137	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	179	255
Financing Receivables, 60 to 89 Days Past Due [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	28	4
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	826	2,235
Financing Receivables, 60 to 89 Days Past Due [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	261
Financing Receivables, 60 to 89 Days Past Due [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	86	121
Financing Receivables, 60 to 89 Days Past Due [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	8,419	10,759
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	383	483
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	4,035	612
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	1,363	1,756
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	188	3,174
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	138	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	1,877	3,753
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	675
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	223	181
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	112	125
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due, Total	$ 100	$ 0

Loans (Schedule Of Nonaccrual L

Loans (Schedule Of Nonaccrual Loans Included In Net Balance Of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 11,468	$ 14,989
Commercial Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	764	935
Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	4,198	1,028
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	1,602	2,210
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	188	3,198
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	138	0
Non Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	4,120	6,532
Jumbo [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	0	675
Home Equity [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	284	299
Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	74	112
Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 100	$ 0

Loans (Schedule Of Loans Indivi

Loans (Schedule Of Loans Individually Evaluated For Impairment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Recorded Investment	$ 37,163	$ 43,356
Unpaid Principal Balance	37,176	43,607
Related Allowance	1,335	2,142
Average Impaired Balance	39,230	37,972	$ 35,600
Interest Income Recognized while impaired	1,763	1,680	$ 2,200
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	403	1,019
Without a related allowance, Unpaid Principal Balance	403	1,253
Without a related allowance, Average Impaired Balance	467	321
Without a related allowance, Interest Income Recognized while impaired	21	16
With a related allowance, Recorded Investment	4,882	3,343
With a related allowance, Unpaid Principal Balance	4,882	3,342
With a related allowance, Related Allowance	51	682
With a related allowance, Average Impaired Balance	4,786	705
With a related allowance, Interest Income Recognized while impaired	274	39
Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	7,223	8,600
Without a related allowance, Unpaid Principal Balance	7,224	8,605
Without a related allowance, Average Impaired Balance	7,534	7,730
Without a related allowance, Interest Income Recognized while impaired	224	318
With a related allowance, Recorded Investment	3,862	2,969
With a related allowance, Unpaid Principal Balance	3,866	2,969
With a related allowance, Related Allowance	409	462
With a related allowance, Average Impaired Balance	3,893	2,397
With a related allowance, Interest Income Recognized while impaired	113	117
Non Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	8,514	9,666
Without a related allowance, Unpaid Principal Balance	8,515	9,673
Without a related allowance, Average Impaired Balance	9,389	9,753
Without a related allowance, Interest Income Recognized while impaired	495	493
With a related allowance, Recorded Investment	540	189
With a related allowance, Unpaid Principal Balance	544	191
With a related allowance, Related Allowance	113	9
With a related allowance, Average Impaired Balance	535	226
With a related allowance, Interest Income Recognized while impaired	5	16
Land And Land Improvements [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	945	4,767
Without a related allowance, Unpaid Principal Balance	945	4,767
Without a related allowance, Average Impaired Balance	1,143	4,947
Without a related allowance, Interest Income Recognized while impaired	65	102
With a related allowance, Recorded Investment	1,015	1,057
With a related allowance, Unpaid Principal Balance	1,015	1,057
With a related allowance, Related Allowance	589	298
With a related allowance, Average Impaired Balance	1,030	1,073
With a related allowance, Interest Income Recognized while impaired	51	56
Construction [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	0	0
Without a related allowance, Unpaid Principal Balance	0	0
Without a related allowance, Average Impaired Balance	0	0
Without a related allowance, Interest Income Recognized while impaired	0	0
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Non Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	3,387	3,279
Without a related allowance, Unpaid Principal Balance	3,393	3,284
Without a related allowance, Average Impaired Balance	3,787	3,401
Without a related allowance, Interest Income Recognized while impaired	217	180
With a related allowance, Recorded Investment	1,876	2,982
With a related allowance, Unpaid Principal Balance	1,874	2,981
With a related allowance, Related Allowance	173	585
With a related allowance, Average Impaired Balance	2,112	2,539
With a related allowance, Interest Income Recognized while impaired	59	98
Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	3,980	4,132
Without a related allowance, Unpaid Principal Balance	3,979	4,130
Without a related allowance, Average Impaired Balance	4,017	3,517
Without a related allowance, Interest Income Recognized while impaired	210	166
With a related allowance, Recorded Investment	0	821
With a related allowance, Unpaid Principal Balance	0	822
With a related allowance, Related Allowance	0	106
With a related allowance, Average Impaired Balance	0	827
With a related allowance, Interest Income Recognized while impaired	0	48
Home Equity [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	523	523
Without a related allowance, Unpaid Principal Balance	523	523
Without a related allowance, Average Impaired Balance	523	523
Without a related allowance, Interest Income Recognized while impaired	27	30
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Mortgage Warehouse Lines [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	0	0
Without a related allowance, Unpaid Principal Balance	0	0
Without a related allowance, Average Impaired Balance	0	0
Without a related allowance, Interest Income Recognized while impaired	0	0
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	13	9
Without a related allowance, Unpaid Principal Balance	13	10
Without a related allowance, Average Impaired Balance	14	13
Without a related allowance, Interest Income Recognized while impaired	2	1
With a related allowance, Recorded Investment	0	0
With a related allowance, Unpaid Principal Balance	0	0
With a related allowance, Related Allowance	0	0
With a related allowance, Average Impaired Balance	0	0
With a related allowance, Interest Income Recognized while impaired	0	0
Total Without a Related Allowance
Financing Receivable, Impaired [Line Items]
Without a related allowance, Recorded Investment	24,988	31,995
Without a related allowance, Unpaid Principal Balance	24,995	32,245
Without a related allowance, Average Impaired Balance	26,874	30,205
Without a related allowance, Interest Income Recognized while impaired	1,261	1,306
Total With a Related Allowance
Financing Receivable, Impaired [Line Items]
With a related allowance, Recorded Investment	12,175	11,361
With a related allowance, Unpaid Principal Balance	12,181	11,362
With a related allowance, Related Allowance	1,335	2,142
With a related allowance, Average Impaired Balance	12,356	7,767
With a related allowance, Interest Income Recognized while impaired	502	374
Total Commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment	27,384	31,610
Unpaid Principal Balance	27,394	31,857
Related Allowance	1,162	1,451
Average Impaired Balance	28,777	27,152
Interest Income Recognized while impaired	1,248	1,157
Total Residential Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment	9,766	11,737
Unpaid Principal Balance	9,769	11,740
Related Allowance	173	691
Average Impaired Balance	10,439	10,807
Interest Income Recognized while impaired	513	522
Total Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment	13	9
Unpaid Principal Balance	13	10
Related Allowance	0	0
Average Impaired Balance	14	13
Interest Income Recognized while impaired	$ 2	$ 1

Loans (Schedule Of Restructured

Loans (Schedule Of Restructured Trouble Debt Restructuring By Class) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	13	12
Pre-modification Recorded Investment	$ 1,074	$ 1,239
Post-modification Recorded Investment	$ 1,074	$ 1,239
Commercial Loan [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	0	2
Pre-modification Recorded Investment	$ 0	$ 157
Post-modification Recorded Investment	$ 0	$ 157
Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	1	0
Pre-modification Recorded Investment	$ 325	$ 0
Post-modification Recorded Investment	$ 325	$ 0
Non Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	4	2
Pre-modification Recorded Investment	$ 324	$ 183
Post-modification Recorded Investment	$ 324	$ 183
Non Jumbo [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	7	8
Pre-modification Recorded Investment	$ 410	$ 899
Post-modification Recorded Investment	$ 410	$ 899
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | contract	1	0
Pre-modification Recorded Investment	$ 15	$ 0
Post-modification Recorded Investment	$ 15	$ 0

Loans (Schedule Of Defaults Dur

Loans (Schedule Of Defaults During Stated Period Of Trouble Debt Restructurings) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)contract
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	5	9
Recorded Investment at Default Date | $	$ 352	$ 1,004
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	0	2
Recorded Investment at Default Date | $	$ 0	$ 157
Non Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	2	0
Recorded Investment at Default Date | $	$ 178	$ 0
Non Jumbo [Member]
Financing Receivable, Impaired [Line Items]
Number of Defaults | contract	3	7
Recorded Investment at Default Date | $	$ 174	$ 847

Loans (Schedule of the Activity

Loans (Schedule of the Activity Regarding TDRs by Loan Type) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	$ 26,997
Additions	1,074
Charge-offs	0
Net (paydowns) advances	(2,395)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	25,676
Allowance related to troubled debt restructurings	1,001
Land And Land Improvements [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	2,654
Additions	0
Charge-offs	0
Net (paydowns) advances	(694)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	1,960
Allowance related to troubled debt restructurings	589
Construction [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	0
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	0
Allowance related to troubled debt restructurings	0
Commercial Loan [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	273
Additions	0
Charge-offs	0
Net (paydowns) advances	(71)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	202
Allowance related to troubled debt restructurings	4
Owner Occupied [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	9,365
Additions	325
Charge-offs	0
Net (paydowns) advances	(204)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	9,486
Allowance related to troubled debt restructurings	245
Non Owner Occupied [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	5,404
Additions	324
Charge-offs	0
Net (paydowns) advances	(203)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	5,525
Allowance related to troubled debt restructurings	0
Non Jumbo [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	4,490
Additions	410
Charge-offs	0
Net (paydowns) advances	(287)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	4,613
Allowance related to troubled debt restructurings	163
Jumbo [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	4,278
Additions	0
Charge-offs	0
Net (paydowns) advances	(924)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	3,354
Allowance related to troubled debt restructurings	0
Home Equity Line of Credit [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	523
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	523
Allowance related to troubled debt restructurings	0
Mortgage Warehouse Lines [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	0
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	0
Allowance related to troubled debt restructurings	0
Consumer Portfolio Segment [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	10
Additions	15
Charge-offs	0
Net (paydowns) advances	(12)
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	13
Allowance related to troubled debt restructurings	0
Other Loans [Member]
Troubled Debt Restructurings [Roll Forward]
Troubled debt restructurings, beginning balance	0
Additions	0
Charge-offs	0
Net (paydowns) advances	0
Transfer into OREO	0
Refinance out of TDR status	0
Troubled debt restructurings, ending balance	0
Allowance related to troubled debt restructurings	$ 0

Loans (Schedule Of Recorded Inv

Loans (Schedule Of Recorded Investment Evaluated Based On Internal Risk Ratings) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total	$ 1,913,499	$ 1,695,052
Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	84,112	68,833
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	37,523	24,731
Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	207,138	194,315
Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	276,218	266,362
Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	629,206	564,826
Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	126,237	39,140
Pass [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	82,317	63,743
Pass [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	37,385	24,589
Pass [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	200,313	182,651
Pass [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	269,357	259,360
Pass [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	622,857	556,609
Pass [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	126,237	39,140
Special Mention [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	454	472
Special Mention [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	138	142
Special Mention [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,052	6,748
Special Mention [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,184	1,864
Special Mention [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,876	1,554
Special Mention [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Substandard [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,341	4,618
Substandard [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Substandard [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	5,773	4,916
Substandard [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,677	5,138
Substandard [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,473	6,663
Substandard [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Doubtful [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Land And Land Improvements [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Commercial Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
Loss [Member] | Mortgage Warehouse Lines [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 0	$ 0

Loans (Schedule Of Recorded I_2

Loans (Schedule Of Recorded Investment Evaluated Based On Aging Status Of Loans And Payment Activity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 548,445	$ 529,191
Performing Financing Receivable [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	350,843	330,445
Performing Financing Receivable [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	70,947	72,924
Performing Financing Receivable [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	76,284	80,611
Performing Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	36,354	32,312
Performing Financing Receivable [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	14,017	12,899
Nonperforming Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,620	7,654
Nonperforming Financing Receivable [Member] | Non Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,120	6,532
Nonperforming Financing Receivable [Member] | Jumbo [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	675
Nonperforming Financing Receivable [Member] | Home Equity [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	284	299
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	116	148
Nonperforming Financing Receivable [Member] | Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 100	$ 0

Loans Loans (Activity for Relat

Loans Loans (Activity for Related Party Loans of $60,000 or More) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning	$ 43,899	$ 45,698
Additions	37,947	6,750
Amounts collected	(30,203)	(6,992)
Other changes, net	(351)	(1,557)
Balance, ending	$ 51,292	$ 43,899

Allowance For Loan Losses (Narr

Allowance For Loan Losses (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)loan_poolreserve_component
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]
Number of distinct reserve components | reserve_component	3
Aggregate balance threshold for evaluating individual loans | $	$ 500,000
Period for re-evaluation of fair value for collateral dependent loans	12 months
Number of loan pools for stratification | loan_pool	11
Historical net loan charge-off rate	36 months

Allowance For Loan Losses (Summ

Allowance For Loan Losses (Summary Of Analysis Of Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$ 13,047	$ 12,565	$ 11,674
Total Losses	2,103	2,603	1,288
Total Recoveries	580	835	929
Net losses	1,523	1,768	359
Provision for loan losses	1,550	2,250	1,250
Ending balance	13,074	13,047	12,565
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,705	1,303
Total Losses	281	248	23
Total Recoveries	17	16	124
Provision for loan losses	(295)	634
Ending balance	1,146	1,705	1,303
Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,214	2,424
Total Losses	2	38	5
Total Recoveries	21	23	89
Provision for loan losses	467	(195)
Ending balance	2,700	2,214	2,424
Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	5,742	4,950
Total Losses	170	619	65
Total Recoveries	1	0	91
Provision for loan losses	366	1,411
Ending balance	5,939	5,742	4,950
Land And Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	339	641
Total Losses	2	259	3
Total Recoveries	108	270	278
Provision for loan losses	155	(313)
Ending balance	600	339	641
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	64	153
Total Losses	0	0	33
Total Recoveries	0	0	0
Provision for loan losses	178	(89)
Ending balance	242	64	153
Non Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,090	1,911
Total Losses	979	887	359
Total Recoveries	125	228	134
Provision for loan losses	576	838
Ending balance	1,812	2,090	1,911
Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	379	72
Total Losses	0	0	2
Total Recoveries	0	25	0
Provision for loan losses	(368)	282
Ending balance	11	379	72
Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	167	638
Total Losses	24	26	158
Total Recoveries	19	10	30
Provision for loan losses	(24)	(455)
Ending balance	138	167	638
Mortgage Warehouse Lines [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	0	0
Total Losses	0	0	0
Total Recoveries	0	0	0
Provision for loan losses	0	0
Ending balance	0	0	0
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	79	210
Total Losses	285	244	389
Total Recoveries	168	141	82
Provision for loan losses	173	(28)
Ending balance	135	79	210
Other
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	268	263
Total Losses	360	282	251
Total Recoveries	121	122	101
Provision for loan losses	322	165
Ending balance	$ 351	$ 268	$ 263

Allowance For Loan Losses (Su_2

Allowance For Loan Losses (Summary Of Net Unearned Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	$ 13,047	$ 12,565	$ 11,674
Total Losses	(2,103)	(2,603)	(1,288)
Total Recoveries	580	835	929
Provision for loan losses	1,550	2,250	1,250
Ending balance	13,074	13,047	12,565
Allowance related to: Loans individually evaluated for impairment				$ 1,335	$ 2,142
Allowance related to: Loans collectively evaluated for impairment				11,719	10,891
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				20	14
Total Allowance	13,074	13,047	12,565	13,074	13,047
Loans individually evaluated for impairment				37,163	43,356
Loans collectively evaluated for impairment				1,873,492	1,648,185
Loans Acquired with Deteriorated Credit Quality				2,844	3,511
Total Loans				1,913,499	1,695,052
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	1,705	1,303
Total Losses	(281)	(248)	(23)
Total Recoveries	17	16	124
Provision for loan losses	(295)	634
Ending balance	1,146	1,705	1,303
Allowance related to: Loans individually evaluated for impairment				51	682
Allowance related to: Loans collectively evaluated for impairment				1,095	1,023
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	1,146	1,705	1,303	1,146	1,705
Loans individually evaluated for impairment				5,285	4,362
Loans collectively evaluated for impairment				201,853	189,953
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				207,138	194,315
Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,214	2,424
Total Losses	(2)	(38)	(5)
Total Recoveries	21	23	89
Provision for loan losses	467	(195)
Ending balance	2,700	2,214	2,424
Allowance related to: Loans individually evaluated for impairment				409	462
Allowance related to: Loans collectively evaluated for impairment				2,291	1,752
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	2,700	2,214	2,424	2,700	2,214
Loans individually evaluated for impairment				11,085	11,569
Loans collectively evaluated for impairment				265,133	254,793
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				276,218	266,362
Non Owner Occupied [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	5,742	4,950
Total Losses	(170)	(619)	(65)
Total Recoveries	1	0	91
Provision for loan losses	366	1,411
Ending balance	5,939	5,742	4,950
Allowance related to: Loans individually evaluated for impairment				113	9
Allowance related to: Loans collectively evaluated for impairment				5,821	5,729
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				5	4
Total Allowance	5,939	5,742	4,950	5,939	5,742
Loans individually evaluated for impairment				9,054	9,855
Loans collectively evaluated for impairment				619,499	553,809
Loans Acquired with Deteriorated Credit Quality				653	1,162
Total Loans				629,206	564,826
Land And Land Development [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	339	641
Total Losses	(2)	(259)	(3)
Total Recoveries	108	270	278
Provision for loan losses	155	(313)
Ending balance	600	339	641
Allowance related to: Loans individually evaluated for impairment				589	298
Allowance related to: Loans collectively evaluated for impairment				11	41
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	600	339	641	600	339
Loans individually evaluated for impairment				1,960	5,824
Loans collectively evaluated for impairment				82,152	63,009
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				84,112	68,833
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	64	153
Total Losses	0	0	(33)
Total Recoveries	0	0	0
Provision for loan losses	178	(89)
Ending balance	242	64	153
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				242	64
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	242	64	153	242	64
Loans individually evaluated for impairment				0	0
Loans collectively evaluated for impairment				37,523	24,731
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				37,523	24,731
Non Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	2,090	1,911
Total Losses	(979)	(887)	(359)
Total Recoveries	125	228	134
Provision for loan losses	576	838
Ending balance	1,812	2,090	1,911
Allowance related to: Loans individually evaluated for impairment				173	585
Allowance related to: Loans collectively evaluated for impairment				1,624	1,495
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				15	10
Total Allowance	1,812	2,090	1,911	1,812	2,090
Loans individually evaluated for impairment				5,263	6,261
Loans collectively evaluated for impairment				348,453	329,342
Loans Acquired with Deteriorated Credit Quality				1,247	1,374
Total Loans				354,963	336,977
Jumbo [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	379	72
Total Losses	0	0	(2)
Total Recoveries	0	25	0
Provision for loan losses	(368)	282
Ending balance	11	379	72
Allowance related to: Loans individually evaluated for impairment				0	106
Allowance related to: Loans collectively evaluated for impairment				11	273
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	11	379	72	11	379
Loans individually evaluated for impairment				3,980	4,953
Loans collectively evaluated for impairment				66,023	67,671
Loans Acquired with Deteriorated Credit Quality				944	975
Total Loans				70,947	73,599
Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	167	638
Total Losses	(24)	(26)	(158)
Total Recoveries	19	10	30
Provision for loan losses	(24)	(455)
Ending balance	138	167	638
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				138	167
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	138	167	638	138	167
Loans individually evaluated for impairment				523	523
Loans collectively evaluated for impairment				76,045	80,387
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				76,568	80,910
Mortgage Warehouse Lines [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	0	0
Total Losses	0	0	0
Total Recoveries	0	0	0
Provision for loan losses	0	0
Ending balance	0	0	0
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	0	0	0	0	0
Loans individually evaluated for impairment				0	0
Loans collectively evaluated for impairment				126,237	39,140
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				126,237	39,140
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	79	210
Total Losses	(285)	(244)	(389)
Total Recoveries	168	141	82
Provision for loan losses	173	(28)
Ending balance	135	79	210
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				135	79
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	135	79	210	135	79
Loans individually evaluated for impairment				13	9
Loans collectively evaluated for impairment				36,457	32,451
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				36,470	32,460
Other
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning balance	268	263
Total Losses	(360)	(282)	(251)
Total Recoveries	121	122	101
Provision for loan losses	322	165
Ending balance	351	268	263
Allowance related to: Loans individually evaluated for impairment				0	0
Allowance related to: Loans collectively evaluated for impairment				351	268
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses				0	0
Total Allowance	$ 351	$ 268	$ 263	351	268
Loans individually evaluated for impairment				0	0
Loans collectively evaluated for impairment				14,117	12,899
Loans Acquired with Deteriorated Credit Quality				0	0
Total Loans				$ 14,117	$ 12,899

Property Held For Sale (Details

Property Held For Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Activity of Property Held for Sale [Roll Forward]
Beginning balance	$ 21,432	$ 21,470	$ 24,504
Acquisitions	4,549	1,804	363
Real Estate Acquired Through Foreclosure Acquired through Merger Acquisition	0	0	2,377
Capitalized improvements	512	1,304	316
Dispositions	(5,142)	(2,370)	(5,205)
Valuation adjustments	(2,075)	(776)	(885)
Balance at year end	$ 19,276	$ 21,432	$ 21,470

Property Held For Sale Property

Property Held For Sale Property Held for Sale (Narrative) (Details)	Dec. 31, 2019USD ($)
Property, Plant and Equipment Assets Held-for-sale Disclosure [Abstract]
Foreclosed Property Consumer Residential Real Estate	$ 1,600,000

Premises And Equipment (Major C

Premises And Equipment (Major Categories Of Premises And Equipment And Accumulated Depreciation) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 71,146	$ 62,481
Less accumulated depreciation	26,978	24,928
Total premises and equipment, net	44,168	37,553
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	10,645	10,415
Building and improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	34,885	32,283
Furniture and equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 25,616	$ 19,783

Premises And Equipment (Narrati

Premises And Equipment (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Property, Plant and Equipment [Line Items]
Capitalized Interest	$ 0	$ 0	$ 0
Depreciation expense	$ 2,614,000	$ 2,168,000	$ 1,887,000
Building [Member]
Property, Plant and Equipment [Line Items]
Useful life	30 years
Furniture and equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Useful life	3 years
Furniture and equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Useful life	10 years

Goodwill And Other Intangible_3

Goodwill And Other Intangible Assets (Narrative) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Goodwill and Intangible Assets Disclosure [Abstract]
Finite-lived intangible assets, net	$ 10,360,000	$ 10,570,000
Finite-Lived Core Deposits, Gross	$ 10,300,000	9,800,000
Finite-Lived Customer Relationships, Gross		$ 700,000

Goodwill And Other Intangible_4

Goodwill And Other Intangible Assets (Summary Of Goodwill Activity) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)
Goodwill [Roll Forward]
Beginning balance	$ 15,272,000
Goodwill, Purchase Accounting Adjustments	0
Acquired goodwill, net	2,096,000
Goodwill Reduction in Conjunction with Sale	(4,710,000)
Ending balance	12,658,000
Community Banking [Member]
Goodwill [Roll Forward]
Beginning balance	10,562,000
Goodwill, Purchase Accounting Adjustments	0
Acquired goodwill, net	2,096,000
Goodwill Reduction in Conjunction with Sale	0
Ending balance	12,658,000
Insurance Services [Member]
Goodwill [Roll Forward]
Beginning balance	4,710,000
Goodwill, Purchase Accounting Adjustments	0
Acquired goodwill, net	0
Goodwill Reduction in Conjunction with Sale	(4,710,000)
Ending balance	$ 0

Goodwill And Other Intangible_5

Goodwill And Other Intangible Assets (Summary Of Other Intangible Assets) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Identifiable intangible assets [Abstract]
Gross carrying amount	$ 14,727,000	$ 15,598,000
Less: accumulated amortization	4,363,000	5,028,000
Net carrying amount	10,360,000	10,570,000
Community Banking [Member]
Identifiable intangible assets [Abstract]
Gross carrying amount	14,727,000	12,598,000
Less: accumulated amortization	4,363,000	2,728,000
Net carrying amount	10,364,000	9,870,000
Insurance Services [Member]
Identifiable intangible assets [Abstract]
Gross carrying amount	0	3,000,000
Less: accumulated amortization	0	2,300,000
Net carrying amount	$ 0	$ 700,000

Goodwill And Other Intangible_6

Goodwill And Other Intangible Assets Schedule of Amortization Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Schedule of Amortization of Intangibles [Line Items]
Amortization of Intangible Assets	$ 1,701	$ 1,671	$ 1,410
Core Deposits
Schedule of Amortization of Intangibles [Line Items]
Amortization of Intangible Assets	1,634	1,471	1,210
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	1,513
Finite-Lived Intangible Assets, Amortization Expense, Year Two	1,393
Finite-Lived Intangible Assets, Amortization Expense, Year Three	1,273
Finite-Lived Intangible Assets, Amortization Expense, Year Four	1,152
Finite-Lived Intangible Assets, Amortization Expense, Year Five	1,032
Finite-Lived Intangible Assets, Amortization Expense, after Year Five	3,930
Customer-Related Intangible Assets [Member]
Schedule of Amortization of Intangibles [Line Items]
Amortization of Intangible Assets	67	$ 200	$ 200
Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months	0
Finite-Lived Intangible Assets, Amortization Expense, Year Two	0
Finite-Lived Intangible Assets, Amortization Expense, Year Three	0
Finite-Lived Intangible Assets, Amortization Expense, Year Four	0
Finite-Lived Intangible Assets, Amortization Expense, Year Five	0
Finite-Lived Intangible Assets, Amortization Expense, after Year Five	$ 0

Deposits (Summary Of Interest B

Deposits (Summary Of Interest Bearing Deposits By Type) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Demand deposits, interest bearing	$ 630,351	$ 523,257
Savings deposits	418,096	284,173
Time deposits	604,237	605,276
Total	$ 1,652,684	$ 1,412,706

Deposits (Summary Of Scheduled

Deposits (Summary Of Scheduled Maturities For All Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
2020	$ 336,485
2021	176,029
2022	44,678
2023	17,935
2024	10,661
Thereafter	18,449
Total	$ 604,237	$ 605,276

Deposits (Summary Of Maturity D

Deposits (Summary Of Maturity Distribution Of All Certificates Of Deposit) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Three months or less	$ 54,224
Three through six months	63,734
Six through twelve months	98,912
Over twelve months	170,979
Total	$ 387,849	$ 417,300
Three months or less, percentage	14.00%
Three through six months, percentage	16.40%
Six through twelve months, percentage	25.50%
Over twelve months, percentage	44.10%
Total, percentage	100.00%

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Time deposits acquired through a third party (brokered deposits)	$ 150,600	$ 220,500
Time Deposits, $100,000 or More	387,849	417,300
Time Deposits in denominations that meet or exceed the FDIC Insurance limit	198,100	255,800
Related party deposit liabilities	$ 31,200	$ 37,100

Borrowed Funds (Narrative) (Det

Borrowed Funds (Narrative) (Details) $ in Millions	Dec. 31, 2019USD ($)
Debt Instrument [Line Items]
Federal Home Loan Bank Collateral Amount for Advances	$ 1,160
Federal Reserve Bank Amount of Loans Pledged For Line of Credit	283
Subsidiaries [Member]
Debt Instrument [Line Items]
Additional borrowings available from the FHLB	609.3
Line of Credit [Member]
Debt Instrument [Line Items]
Line of credit	6
Line of Credit [Member] | Federal Reserve Bank Advances [Member]
Debt Instrument [Line Items]
Line of credit	$ 149.3

Borrowed Funds (Short-term Borr

Borrowed Funds (Short-term Borrowings) (Narrative) (Details) $ in Millions	Dec. 31, 2019USD ($)
Debt Disclosure [Abstract]
Borrowing availability through credit lines and Federal funds purchased agreements	$ 155.3

Borrowed Funds (Summary Of Shor

Borrowed Funds (Summary Of Short-Term Borrowings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Debt Instrument [Line Items]
Balance at December 31	$ 199,345	$ 309,084
Short-term FHLB Advances [Member]
Debt Instrument [Line Items]
Balance at December 31	199,200	303,950
Average balance outstanding for the period	193,992	223,764
Maximum balance outstanding at any month end during period	$ 237,400	$ 303,950
Weighted average interest rate for the period	2.48%	2.18%
Weighted average interest rate for balances outstanding	1.83%	2.71%
Federal Funds Purchased and Lines of Credit [Member]
Debt Instrument [Line Items]
Balance at December 31	$ 145	$ 5,134
Average balance outstanding for the period	458	4,378
Maximum balance outstanding at any month end during period	$ 145	$ 7,534
Weighted average interest rate for the period	2.43%	1.95%
Weighted average interest rate for balances outstanding	1.75%	2.50%

Borrowed Funds (Long-term Borro

Borrowed Funds (Long-term Borrowings) (Narrative) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Debt Disclosure [Abstract]
Long-term borrowings	$ 717,000	$ 735,000
Average interest rate paid on long-term borrowings	5.34%	4.26%

Borrowed Funds (Subordinated De

Borrowed Funds (Subordinated Debentures Owed to Unconsolidated Subsidiary Trusts) (Narrative) (Details)	1 Months Ended			12 Months Ended
	Dec. 31, 2005USD ($)	Mar. 31, 2004USD ($)	Oct. 31, 2002USD ($)	Dec. 31, 2019USD ($)trust	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Debt Instrument [Line Items]
Number of Statutory Business Trusts | trust				3
Subordinated debentures owed to unconsolidated subsidiary trusts				$ 19,589,000	$ 19,589,000
Ownership percentage				100.00%
Proceeds from issuance of common stock, net of issuance costs				$ 159,000	$ 237,000	$ 10,000
Trust preferred securities limited to tier one capital elements, Nnt of goodwill				25.00%
Sfg Capital Trust I [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity			$ 3,500,000
Proceeds from issuance of common stock, net of issuance costs			109,000
Payments to acquire investments			$ 3,610,000
Basis spread on variable rate			3.45%
Sfg Capital Trust Ii [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity		$ 7,500,000
Proceeds from issuance of common stock, net of issuance costs		232,000
Payments to acquire investments		$ 7,730,000
Basis spread on variable rate		2.80%
Sfg Capital Trust Iii [Member]
Debt Instrument [Line Items]
Proceeds from issuance or sale of equity	$ 8,000,000
Proceeds from issuance of common stock, net of issuance costs	248,000
Payments to acquire investments	$ 8,250,000
Basis spread on variable rate	1.45%

Borrowed Funds (Summary Of The

Borrowed Funds (Summary Of The Maturities Of All Long-Term Borrowings And Subordinated Debentures) (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Total	$ 717,000	$ 735,000
Long-term borrowings [Member]
2020	19,000
2021	19,000
2022	21,000
2023	22,000
2024	23,000
Thereafter	613,000
Total	717,000
Subordinated debentures owed to unconsolidated subsidiary trusts [Member]
2020	0
2021	0
2022	0
2023	0
2024	0
Thereafter	19,589,000
Total	$ 19,589,000

Derivative Financial Instrume_3

Derivative Financial Instruments Derivative Financial Instruments (Narrative) (Details) $ in Thousands	Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)
Interest Rate Swap Maturing October 18 2020 [Domain]
Derivative [Line Items]
Derivative Liability, Notional Amount	$ 30,000
Cash flow hedges, notional amount	$ 30,000
Swaption interest rate	2.89%
Interest Rate Swap Maturing October 18 2021 [Domain]
Derivative [Line Items]
Derivative Liability, Notional Amount	$ 40,000
Cash flow hedges, notional amount	$ 40,000
Swaption interest rate	2.19%
Interest Rate Swap Maturing October 18 2019 [Domain]
Derivative [Line Items]
Derivative Liability, Notional Amount		$ 40,000
Cash flow hedges, notional amount		$ 40,000
Swaption interest rate		2.84%
Cash Flow Hedging [Member]
Derivative [Line Items]
Number of instruments held | contract	2
Fair Value Hedging [Member]
Derivative [Line Items]
Number of instruments held | contract	2
Fair Value Hedging [Member] | Commercial Real Estate [Member] | Interest Rate Swap Maturing January 15 2025 [Domain]
Derivative [Line Items]
Derivative Asset, Notional Amount	$ 9,950
Swaption interest rate	4.33%
Derivative, Basis Spread on Variable Rate	240.00%
Fair Value Hedging [Member] | Commercial Real Estate [Member] | Interest Rate Swap Maturing January 15 2026 [Domain]
Derivative [Line Items]
Derivative Asset, Notional Amount	$ 11,300
Swaption interest rate	4.30%
Derivative, Basis Spread on Variable Rate	218.00%

Derivative Financial Instrume_4

Derivative Financial Instruments (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Short-term Debt [Member] | Cash Flow Hedging [Member]
Derivative [Line Items]
Derivative Liability, Notional Amount	$ 70,000	$ 110,000
Fair Value Hedge Assets	0	0
Fair Value Hedge Liabilities	679	411
Gain (Loss) on Fair Value Hedge Ineffectiveness, Net	0	0
Commercial Real Estate [Member] | Fair Value Hedging [Member]
Derivative [Line Items]
Derivative Asset, Notional Amount	18,809	19,399
Fair Value Hedge Assets	0	555
Fair Value Hedge Liabilities	309	0
Gain (Loss) on Fair Value Hedge Ineffectiveness, Net	$ 0	$ 0

Income Taxes (Schedule of Compo

Income Taxes (Schedule of Components of Applicable Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	Dec. 22, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Current
Federal		$ 6,676	$ 6,400	$ 5,092
State		938	973	496
Total Current		7,614	7,373	5,588
Deferred
Federal		88	(304)	4,027
State		15	(45)	49
Total Deferred	$ 3,500	103	(349)	4,076
Applicable income taxes		$ 7,717	$ 7,024	$ 9,664

Income Taxes (Reconciliation In

Income Taxes (Reconciliation Income Tax Expense And Statutory Income Tax Rates) (Details) - USD ($) $ in Thousands	Dec. 22, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Amount
Computed tax at applicable statutory rate		$ 8,313	$ 7,370	$ 7,553
Tax-exempt interest and dividends, net		(728)	(1,011)	(1,569)
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount		0	0	0
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount		(177)	(286)	(247)
Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount		0	0	3,461
State income taxes, net of Federal income tax benefit		753	734	354
Other, net		(444)	217	112
Applicable income taxes		$ 7,717	$ 7,024	$ 9,664
Percent
Computed tax at applicable statutory rate	35.00%	21.00%	21.00%	35.00%
Tax-exempt interest and dividends, net		(2.00%)	(3.00%)	(7.00%)
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent		0.00%	0.00%	0.00%
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Percent		0.00%	(1.00%)	(1.00%)
Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Percent		0.00%	0.00%	16.00%
State income taxes, net of Federal income tax benefit		2.00%	2.00%	2.00%
Other, net		(1.00%)	1.00%	0.00%
Applicable income taxes		20.00%	20.00%	45.00%

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets
Allowance for loan losses	$ 3,017	$ 2,921
Depreciation	29	405
Foreclosed properties	2,659	2,951
Deferred Revenue	0	18
Deferred compensation	3,296	2,490
Other deferred costs and accrued expenses	534	645
Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross	0	265
Net unrealized loss on interest rate swaps	163	99
Capital loss carryforwards	0	166
Total	9,698	9,960
Deferred tax liabilities
Deferred tax liabilities, Accretion on tax-exempt securities	62	29
Net unrealized gain on securities available for sale	994	0
Deferred Tax Liability, Other Post Retirement Benefits	15	44
Purchase accounting adjustments and goodwill	2,099	2,253
Total	3,170	2,326
Net deferred tax assets	$ 6,528	$ 7,634

Income Taxes Income Taxes (Narr

Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Dec. 22, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Federal Income Tax Rate [Line Items]
Computed tax at applicable statutory rate	35.00%	21.00%	21.00%	35.00%
Deferred tax (benefit) expense	$ 3,500	$ 103	$ (349)	$ 4,076
Federal Income Tax Rate under TCJA [Member]
Federal Income Tax Rate [Line Items]
Computed tax at applicable statutory rate	21.00%

Employee Benefits (Narrative) (

Employee Benefits (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	May 31, 2014
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Contributions to the plans		$ 616,000	$ 622,000	$ 556,000
Shares owned by ESOP		527,705	554,158
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares		66,099	86,954
Common stock, shares authorized		20,000,000	20,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures			0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value		$ 442,000	$ 24,000	694,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value		$ 396,000	396,000	200,000
Stock Issued During Period, Shares, Restricted Stock Award, Gross		2,892
Allocated Share-based Compensation Expense		$ 590,000	391,000	385,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense		142,000	$ 94,000	$ 142,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 1,470,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		1 year 9 months 26 days
Stock Issued During Period, Shares, Employee Stock Ownership Plan		20,855	19,780	39,805
Stock Issued During Period, Value, Employee Stock Ownership Plan		$ 530,000	$ 485,000	$ 946,000
7 Year Vesting Stock Appreciation Rights [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures	28,306
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 9.74
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	7 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	14.30%
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.51%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	2.30%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	40.84%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years
5 Year Vesting Stock Appreciation Rights [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures	109,819
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 8.41
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.43%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	2.30%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	35.71%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	5 years 6 months
2014 LTIP [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common stock, shares authorized					500,000
Supplemental Employee Retirement Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Accrued liabilities		6,700,000	6,100,000
Supplemental Employee Retirement Plan Expense		712,000	669,000	707,000
Summit Financial Group Inc. Employee Stock Ownership Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Contributions to the ESOP		$ 721,000	$ 646,000	$ 525,000
Shares owned by ESOP		527,705	554,158
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares		66,099

Employee Benefits Employee Stoc

Employee Benefits Employee Stock Ownership Plan (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Employee Stock Ownership Plan [Abstract]
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares	440,751	447,424
Employee Stock Ownership Plan (ESOP), Number of Committed-to-be-Released Shares	20,855	19,780
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares	66,099	86,954
Employee Stock Ownership Plan (ESOP), Shares in ESOP	527,705	554,158
Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value	$ 1,791	$ 1,679

Employee Benefits Employee Bene

Employee Benefits Employee Benefits (Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions) (Details)	3 Months Ended
	Mar. 31, 2019
7 Year Vesting Stock Appreciation Rights [Member]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.51%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	2.30%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	40.84%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years
5 Year Vesting Stock Appreciation Rights [Member]
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.43%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	2.30%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	35.71%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	5 years 6 months

Employee Benefits (Summary Of A

Employee Benefits (Summary Of Activity In Stock Option Plans) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Options / SARs
Outstanding Options, Exercised	(17,366)	(6,800)	(36,925)
Employee Stock Option and Stock Appreciation Rights (SARs) [Member]
Options / SARs
Outstanding Options, Beginning Balance	232,091	250,291	217,857
Outstanding Options, Granted	138,125	0	87,615
Outstanding Options, Exercised	(31,613)	(6,800)	(51,781)
Outstanding Options, Forfeited	0	(3,200)	0
Outstanding Options, Expired	(7,900)	(8,200)	(3,400)
Outstanding Options, Ending Balance	330,703	232,091	250,291
Exercise Price
Outstanding, Weighted-Average Exercise Price, Beginning Balance	$ 17.36	$ 17.75	$ 13.56
Outstanding, Weighted-Average Exercise Price, Granted	23.94	0	26.01
Outstanding, Weighted-Average Exercise Price, Exercised	11.83	17.79	13.62
Outstanding, Weighted-Average Exercise Price, Forfeited	0	25.50	0
Outstanding, Weighted-Average Exercise Price, Expired	25.83	25.54	24.97
Outstanding, Weighted-Average Exercise Price, Ending Balance	$ 20.44	$ 17.36	$ 17.75
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	$ 2,200
Options Outstanding, Wted. Avg. Remaining Contractual Life (yrs)	7 years 3 months 29 days
Exercisable Options, Ending Balance	104,889	95,924	62,646
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	$ 1,203	$ 583	$ 687
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Exercisable Options, Weighted Average Remaining Contractual Term	5 years 8 months 27 days	6 years 15 days	4 years 11 months 1 day
Exercisable Options, Weighted-Average Exercise Price, Ending Balance	$ 15.62	$ 14.82	$ 15.35

Employee Benefits Employee Be_2

Employee Benefits Employee Benefits Schedule of Share-Based Compensation Restricted Stock Awards Activity (Details) - Restricted Stock Units (RSUs) [Member] - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	2,892	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 25.93	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	2,892
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 25.93
Share Based Compensation Arrangement by Share-based Payment Award Equity Instruments Other than Options, Exercises in Period	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options Exercises in Period Weighted Average Grant Date Fair Value	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ 0

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loss Contingencies [Line Items]
Total unfunded commitments	$ 426,371	$ 323,270
Revolving home equity and credit card lines [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	69,200	69,893
Construction loans [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	119,456	85,392
Other loans [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	225,637	161,619
Standby letters of credit [Member]
Loss Contingencies [Line Items]
Total unfunded commitments	$ 12,078	$ 6,366

Commitments and Contingencies_3

Commitments and Contingencies (Narrative) (Details) $ in Millions	Apr. 24, 2017USD ($)
Commitments and Contingencies Disclosure [Abstract]
Litigation Settlement, Amount	$ 9.9

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Required reserve balance		$ 1,992,000
Scenario, Forecast [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Available for Dividend Distribution without Affecting Capital Adequacy Requirements	$ 41,600,000

Regulatory Matters (Summary Of

Regulatory Matters (Summary Of Actual Capital Amounts And Ratios) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Summit [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier One Capital	$ 224,679	$ 197,551
Common Equity Tier One Capital Ratio	11.10%	11.10%
Tier I Capital (to risk weighted assets ), Actual Amount	$ 243,679	$ 216,551
Tier I Capital (to risk weighted assets), Actual Ratio	12.10%	12.20%
Total Capital (to risk weighted assets), Actual Amount	$ 256,753	$ 229,598
Total Capital (to risk weighted assets), Actual Ratio	12.70%	12.90%
Tier I Capital (to average assets), Actual Amount	$ 243,679	$ 216,551
Tier I Capital (to average assets), Actual Ratio	10.50%	10.10%
Summit Community [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier One Capital	$ 244,045	$ 213,930
Common Equity Tier One Capital Ratio	12.10%	12.00%
Common Equity Tier One Capital Required for Capital Adequacy	$ 141,183	$ 124,793
Tier One Common Equity Required for Capital Adequacy to Risk Weighted Assets	7.00%	7.00%
Common Equity Tier One Capital Required to be Well-Capitalized	$ 131,099	$ 115,879
Tier One Common Equity Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier I Capital (to risk weighted assets ), Actual Amount	$ 244,045	$ 213,930
Tier I Capital (to risk weighted assets), Actual Ratio	12.10%	12.00%
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 171,437	$ 151,534
Tier I Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	8.50%	8.50%
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 161,352	$ 142,620
Tier I Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	8.00%	8.00%
Total Capital (to risk weighted assets), Actual Amount	$ 257,119	$ 226,977
Total Capital (to risk weighted assets), Actual Ratio	12.70%	12.80%
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Amount	$ 212,579	$ 186,192
Total Capital (to risk weighted assets), Minimum Required Regulatory Capital, Ratio	10.50%	10.50%
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 202,456	$ 177,326
Total Capital (to risk weighted assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I Capital (to average assets), Actual Amount	$ 244,045	$ 213,930
Tier I Capital (to average assets), Actual Ratio	10.60%	10.00%
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Amount	$ 92,092	$ 85,572
Tier I Capital (to average assets), Minimum Required Regulatory Capital, Ratio	4.00%	4.00%
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Amount	$ 115,116	$ 106,965
Tier I Capital (to average assets), To be Well Capitalized under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Earnings Per Share (Computation

Earnings Per Share (Computations Of Basic And Diluted Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Earnings Per Share [Line Items]
Net income	$ 31,866	$ 28,072	$ 11,915
Net income (loss) applicable to common shares	$ 31,866	$ 28,072	$ 11,915
Basic EPS, Common Shares (Denominator) (in shares)	12,516,474	12,364,468	11,918,390
Basic EPS (in dollars per share)	$ 2.55	$ 2.27	$ 1
Diluted EPS, Stock options, Common Shares (Denominator) (in shares)	4,935	7,071	11,338
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	53,737	53,034	19,517
Diluted EPS, Income (Numerator)	$ 31,866	$ 28,072	$ 11,915
Diluted EPS, Common Shares (Denominator) (in shares)	12,575,145	12,424,573	11,949,245
Diluted EPS (in dollars per share)	$ 2.53	$ 2.26	$ 1
Restricted Stock Units (RSUs) [Member]
Earnings Per Share [Line Items]
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	0	0	0

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount		7,700
Stock Appreciation Rights (SARs) [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	222,740	87,615

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	$ 2,535	$ (1,016)	$ 1,732
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	5,024	(2,275)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	(1,473)	(473)
Other Comprehensive Income (Loss), Net of Tax	3,551	(2,748)	4,696
Accumulated Pension Plan Adjustment Net Unamortized Gain Loss [Domain]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	(140)	0
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(140)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	0
Other Comprehensive Income (Loss), Net of Tax	(140)
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	48	139	398
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(91)	(259)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	0	0
Other Comprehensive Income (Loss), Net of Tax	(91)	(259)
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	(518)	(314)	(1,564)
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(204)	1,250
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	0	0
Other Comprehensive Income (Loss), Net of Tax	(204)	1,250
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	3,145	(841)	$ 2,898
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	5,459	(3,266)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	(1,473)	(473)
Other Comprehensive Income (Loss), Net of Tax	$ 3,986	$ (3,739)

Revenue Recognition Revenue f_3

Revenue Recognition Revenue from Contracts with Customers (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Revenue from Contracts with Customers [Line Items]
Insurance commissions	$ 1,911	$ 4,320	$ 4,005
Noninterest Income, Other Operating Income	1,210	1,022	750
Non-interest income within the scope of other ASC topics	5,806	2,420	1,526
Noninterest Income	19,203	17,422	14,427
Revenue in Scope ASC 606 [Member]
Revenue from Contracts with Customers [Line Items]
Insurance commissions	1,911	4,320	4,005
Noninterest Income, Other Operating Income	292	246	227
Total Revenue in ASC 606	13,397	15,002	12,901
Deposit Account [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	5,094	4,631	4,109
Deposit Account [Member] | Revenue in Scope ASC 606 [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	5,094	4,631	4,109
Credit and Debit Card [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	3,536	3,152	2,697
Credit and Debit Card [Member] | Revenue in Scope ASC 606 [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	3,536	3,152	2,697
Fiduciary and Trust [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	2,564	2,653	1,863
Fiduciary and Trust [Member] | Revenue in Scope ASC 606 [Member]
Revenue from Contracts with Customers [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	$ 2,564	$ 2,653	$ 1,863

Condensed Financial Statement_3

Condensed Financial Statements Of Parent Company (Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Condensed Financial Statements, Captions [Line Items]
Other investments	$ 12,972	$ 16,635
Premises and equipment	44,168	37,553
Other assets	12,025	12,938
Total assets	2,403,492	2,200,586
Long-term borrowings	717	735
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	22,840	16,522
Total liabilities	2,155,728	1,980,756
Preferred stock, $1.00 par value, authorized 250,000 shares	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2019 - 12,474,641 shares, 2018 - 12,399,887 shares; outstanding: 2019 - 12,408,542 shares, 2018 - 12,312,933 shares	80,084	80,431
Unearned ESOP Shares	(714)	(939)
Retained earnings	165,859	141,354
Accumulated other comprehensive income	2,535	(1,016)	$ 1,732
Total shareholders' equity	247,764	219,830	$ 201,505	$ 155,360
Total liabilities and shareholders' equity	2,403,492	2,200,586
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Cash	2,185	4,326
Investment in subsidiaries	267,132	236,422
Other investments	77	77
Premises and equipment	146	126
Other assets	1,317	1,365
Total assets	270,857	242,316
Subordinated debentures owed to unconsolidated subsidiary trusts	19,589	19,589
Other liabilities	3,504	2,897
Total liabilities	23,093	22,486
Preferred stock, $1.00 par value, authorized 250,000 shares	0	0
Common stock and related surplus, $2.50 par value; authorized 20,000,000 shares; issued: 2019 - 12,474,641 shares, 2018 - 12,399,887 shares; outstanding: 2019 - 12,408,542 shares, 2018 - 12,312,933 shares	80,084	80,431
Unearned ESOP Shares	(714)	(939)
Retained earnings	165,859	141,354
Accumulated other comprehensive income	2,535	(1,016)
Total shareholders' equity	247,764	219,830
Total liabilities and shareholders' equity	$ 270,857	$ 242,316

Condensed Financial Statement_4

Condensed Financial Statements Of Parent Company (Statements of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments	$ 1,938	$ 622	$ (14)
Interest expense	29,987	25,612	18,380
Income before income taxes	39,583	35,096	21,579
Income tax expense	7,717	7,024	9,664
Net Income	31,866	28,072	11,915
Net income (loss) applicable to common shares	31,866	28,072	11,915
Parent Company [Member]
Dividends from subsidiaries	16,757	10,600	6,500
Other dividends and interest income	54	28	24
Management and service fees from subsidiaries	1,542	1,555	1,964
Total income	18,353	12,183	8,488
Interest expense	949	899	714
Operating expenses	3,755	2,565	2,462
Total expenses	4,704	3,464	3,176
Income before income taxes	13,649	8,719	5,312
Income tax expense	(276)	(374)	(129)
Income before equity in undistributed income of subsidiaries	13,925	9,093	5,441
Equity in undistributed income of subsidiaries	17,941	18,979	6,474
Net Income	$ 31,866	$ 28,072	$ 11,915

Condensed Financial Statement_5

Condensed Financial Statements Of Parent Company (Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	Dec. 22, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Net income		$ 31,866	$ 28,072	$ 11,915
Adjustments to reconcile net earnings to net cash
Deferred tax (benefit) expense	$ 3,500	103	(349)	4,076
Depreciation		2,614	2,168	1,887
Realized securities losses		(1,938)	(622)	14
Share-based compensation expense		590	391	385
Earnings on bank owned life insurance		(1,148)	(1,028)	(707)
(Increase) decrease in other assets		133	(320)	668
Increase in other liabilities		4,478	3,384	510
Net cash provided by operating activities		40,927	38,521	24,373
Proceeds from Sale of Debt Securities, Available-for-sale		142,423	107,559	152,882
CASH FLOWS FROM INVESTING ACTIVITIES
Principal payments received on securities available for sale		22,870	24,814	31,902
Purchases of premises and equipment		(9,218)	(5,545)	(6,185)
Proceeds from disposal of premises and equipment		860	42	0
Net cash provided by (used in) investing activities		(77,570)	(71,735)	13,969
CASH FLOWS FROM FINANCING ACTIVITIES
Payments of Ordinary Dividends, Common Stock		(7,361)	(6,545)	(5,238)
Exercise of stock options		7	122	303
Repayment of long-term borrowings		(18)	(45,016)	(918)
Payments for Repurchase of Common Stock		(10,405)	(1,689)	0
Proceeds from issuance of common stock, net of issuance costs		159	237	10
Net cash provided by (used in) financing activities		38,991	40,123	(32,327)
Cash and Cash Equivalents, at Carrying Value		61,888	59,540	52,631	$ 46,616
Supplemental Disclosures of Cash Flow Information
Interest Paid, Excluding Capitalized Interest, Operating Activities		29,855	25,426	18,201
Parent Company [Member]
CASH FLOWS FROM OPERATING ACTIVITIES
Net income		31,866	28,072	11,915
Adjustments to reconcile net earnings to net cash
Equity in undistributed net income of subsidiaries		(17,941)	(18,979)	(6,474)
Deferred tax (benefit) expense		(18)	(8)	346
Depreciation		50	41	39
Share-based compensation expense		274	181	174
Earnings on bank owned life insurance		0	7	(1)
(Increase) decrease in other assets		491	(375)	535
Increase in other liabilities		807	1,036	512
Net cash provided by operating activities		15,529	9,975	7,046
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of premises and equipment		(123)	(86)	(92)
Proceeds from disposal of premises and equipment		53	13	60
Net cash provided by (used in) investing activities		(70)	(73)	(32)
CASH FLOWS FROM FINANCING ACTIVITIES
Payments of Ordinary Dividends, Common Stock		(7,361)	(6,545)	(5,238)
Exercise of stock options		7	122	303
Repayment of long-term borrowings		0	0	(902)
Payments for Repurchase of Common Stock		(10,405)	(1,689)	0
Proceeds from issuance of common stock, net of issuance costs		159	237	10
Net cash provided by (used in) financing activities		(17,600)	(7,875)	(5,827)
(Decrease) increase in cash		(2,141)	2,027	1,187
Cash and Cash Equivalents, at Carrying Value		2,185	4,326	2,299	$ 1,112
Cash, Ending Balance		2,185	4,326
Supplemental Disclosures of Cash Flow Information
Interest Paid, Excluding Capitalized Interest, Operating Activities		$ 961	$ 875	$ 704

Condensed Financial Statement_6

Condensed Financial Statements Of Parent Company Condensed Financial Statements of Parent Company (Narrative) (Details) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Preferred stock, shares authorized	250,000	250,000
Preferred stock, par value	$ 1	$ 1
Common stock, par value	$ 2.50	$ 2.50
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	12,474,641	12,399,887
Common stock, shares outstanding	12,408,542	12,312,933
Employee Stock Ownership Plan (ESOP), Number of Suspense Shares	66,099	86,954