Summit Financial (SMMF) SC 13D Summit Financial Group Inc

Exhibit 1

JOINT FILING AGREEMENT

The undersigned acknowledge and agree that this statement on Schedule 13D, dated November 25, 2014, with respect to the common stock, par value $2.50 per share, of Summit Financial Group, Inc., a West Virginia corporation, is, and any amendments hereto signed by each of the undersigned shall be, filed on behalf of each of us pursuant to and in accordance with the provisions of Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended without the necessity of filing additional joint filing agreements.

Dated: November 25, 2014

CASTLE CREEK CAPITAL PARTNERS V, LP
By:	/s/ John Pietrzak
Name:	John Pietrzak
Title:	Managing Principal
CASTLE CREEK CAPITAL V, LLC
By:	/s/ John Pietrzak
Name:	John Pietrzak
Title:	Managing Principal
JOHN M. EGGEMEYER
By:	/s/ John M. Eggemeyer
Name:	John M. Eggemeyer
MARK G. MERLO
By:	/s/ Mark G. Merlo
Name:	Mark G. Merlo
JOHN T. PIETRZAK
By:	/s/ John T. Pietrzak
Name:	John T. Pietrzak
J. MIKESELL THOMAS
By:	/s/ J. Mikesell Thomas
Name:	J. Mikesell Thomas

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